Ford Motor Credit (FCZ) 10-Q 2005 Q3 Quarterly report

Exhibit 32.2

FORD MOTOR CREDIT COMPANY

CERTIFICATION OF CHIEF FINANCIAL OFFICER

I, David P. Cosper, Vice Chairman, Chief Financial Officer and Treasurer of Ford Motor Credit Company (the "Company"), hereby certify pursuant to Rule 15d-14(b) of the Securities Exchange Act of 1934, as amended, and Section 1350 of Chapter 63 of title 18 of the United States Code, that to my knowledge:

1.   the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2005, to which this statement is furnished as an exhibit (the "Report"), fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

          2. the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

/s/ David P. Cosper

David P. Cosper

Vice Chairman, Chief Financial Officer and Treasurer

Date: November 7, 2005

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