Free signup for more
- Track your favorite companies
- Receive email alerts for new filings
- Personalized dashboard of news and more
- Access all data and search results
Content analysis
?Positive | ||
Negative | ||
Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
6th grade Avg
|
New words:
accuracy, advice, agreed, award, billed, Certification, Chatham, commenced, compatible, Complaint, compliance, comprehensive, conduct, consideration, consisting, contemporaneously, conversion, Delta, denied, determined, directly, Dora, enforce, excessive, existing, expect, expert, expertise, finance, fo, fourth, implement, indirectly, individually, Jackson, judgeme, liabili, liable, Nadia, national, negligenceper, Northern, ntial, nts, objection, order, ordered, outcome, plaintiff, pote, pPlaintiff, prejudice, proceed, professional, profit, promptly, provision, publicly, putative, quarterly, quash, relevant, rendered, reserved, similarly, situated, Southern, stay, staying, sufficient, therewith, ty, unfavorable, United, unspecified, usury, vigorously, Wright
Removed:
attending, attributable, Bruce, copy, Executed, family, proceeding, scheduled
Filing tables
Filing exhibits
1st Franklin Financial similar filings
Filing view
External links
Exhibit 12 |
RATIO OF EARNINGS TO FIXED CHARGES |
2003 | 2002 | 2001 | 2000 | 1999 | |
(In thousands, except ratio data) | |||||
Income Before Income Taxes | $ 11,160 | $ 10,802 | $ 3,468 | $ 8,229 | $ 9,663 |
Interest on Indebtedness | 6,813 | 7,952 | 11,311 | 10,346 | 8,920 |
Portion of rents representative | |||||
of the interest factor | 1,046 | 949 | 883 | 828 | 746 |
Earnings as adjusted | $ 19,019 | $ 19,703 | $ 15,662 | $ 19,403 | $ 19,329 |
Fixed Charges: | |||||
Interest on Indebtedness | $ 6,813 | $ 7,952 | $ 11,311 | $ 10,346 | $ 8,920 |
Portion of rents representative | |||||
of the interest factor | 1,046 | 949 | 883 | 828 | 746 |
Fixed Charges | $ 7,859 | $ 8,901 | $ 12,194 | $ 11,174 | $ 9,666 |
Ratio of Earnings | |||||
to Fixed Charges | 2.42 | 2.01 | 1.28 | 1.74 | 2.00 |