Filed Pursuant to Rule 424(b)(3)
SEC File #333-217159
1st FRANKLIN FINANCIAL CORPORATION
SENIOR DEMAND NOTES
PERIODS OF DECEMBER 26, 2019 THRU JANUARY 1, 2020
AND
JANUARY 2, 2020 THRU JANUARY 8, 2020
Period of December 26, 2019 Thru January 1, 2020
$1 to
$2,500 to
$10,000 to
$50,000 to
$100,000
Daily Balance
$2,499
$9,999
$49,999
$99,999
& over
Effective Yield (a)
1.51%
1.51%
1.77%
2.02%
2.02%
Interest Rate
1.50%
1.50%
1.75%
2.00%
2.00%
Period of January 2, 2020 Thru January 8, 2020
$1 to
$2,500 to
$10,000 to
$50,000 to
$100,000
Daily Balance
$2,499
$9,999
$49,999
$99,999
& over
Effective Yield (a)
1.51%
1.51%
1.77%
2.02%
2.02%
Interest Rate
1.50%
1.50%
1.75%
2.00%
2.00%
(a) Compounded daily based on 365/366 day year.
This is not an offer to sell, or the solicitation of an offer to purchase, these securities in any
jurisdiction where such offer or solicitation is unlawful. Any offer or sale will be made only by a
prospectus, which is available by visiting us at 135 East Tugalo Street, Toccoa, Georgia, by
writing us at P.O. Box 880, Toccoa, Georgia 30577 or by calling us at (706) 886-7571 or (800)
282-0709 (toll-free).
We are not a bank, and investments are not bank deposits or obligations and are not insured by
the FDIC, SPIC or any other federal or state agency. Investors must rely on the Company’s
ability to pay principal and interest on the Senior Demand Notes.
Prospectus Supplement Dated December 26, 2019