Free signup for more
- Track your favorite companies
- Receive email alerts for new filings
- Personalized dashboard of news and more
- Access all data and search results
Content analysis
?Positive | ||
Negative | ||
Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
H.S. sophomore Avg
|
New words:
addressed, antidilutive, Beneficial, bifurcation, death, disgorgement, disposed, disqualification, embedded, emphasize, Fischer, freestanding, IG, inconsequential, instrument, JP, line, notional, owed, person, properly, pursue, ratification, remeasurement, reorganization, resignation, soft, successor, thirteen, trend, trended, withholding
Removed:
create, repayment
Filing tables
Filing exhibits
- 10-Q Quarterly report
- 10.3 Amendment Number 6
- 10.4 Form of Indemnification Agreement
- 10.5 Form of Amended and Restated Indemnification Agreement
- 12 Computations of Ratios of Earnings to Fixed Charges
- 31.1 Certification of Chief Executive Officer
- 31.2 Certification of Chief Financial Officer
- 32.1 Certification of Chief Executive Officer
- 32.2 Certification of Chief Financial Officer
Related press release
BEN similar filings
Filing view
External links
EXHIBIT 12
COMPUTATIONS OF RATIOS OF EARNINGS TO FIXED CHARGES
Three Months Ended March 31, | Six Months Ended March 31, | |||||||||||
(dollars in thousands) | 2006 | 2005 | 2006 | 2005 | ||||||||
Income before taxes on income | $ | 415,012 | $ | 302,064 | $ | 853,590 | $ | 637,713 | ||||
Add fixed charges: | ||||||||||||
Interest expense – excluding interest on deposits | 10,054 | 8,418 | 19,482 | 16,806 | ||||||||
Interest expense – deposits | 3,549 | 1,683 | 6,515 | 3,122 | ||||||||
Interest factor on rent1 | 3,951 | 3,756 | 7,929 | 7,476 | ||||||||
Total fixed charges | 17,554 | 13,857 | 33,926 | 27,404 | ||||||||
Earnings before fixed charges and taxes on income | $ | 432,566 | $ | 315,921 | $ | 887,516 | $ | 665,117 | ||||
Ratio of earnings to fixed charges – including interest on deposits | 24.6 | 22.8 | 26.2 | 24.3 | ||||||||
Ratio of earnings to fixed charges – excluding interest on deposits | 30.6 | 25.8 | 32.1 | 27.3 |
1 | Interest factor on rent represents one-third of rental expense (the approximate portion of rental expense representing interest). |