Free signup for more
- Track your favorite companies
- Receive email alerts for new filings
- Personalized dashboard of news and more
- Access all data and search results
Content analysis
?Positive | ||
Negative | ||
Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
H.S. freshman Avg
|
New words:
AIP, antidilutive, Auditor, Autorit, Autoriteit, Avenue, Bancaria, bifurcation, Borsa, Bradesco, Brasil, Brazilian, breadth, BTAM, certiorari, Chinese, climate, Comision, compensatory, component, curtain, degradation, del, domiciled, Dubai, efficiently, emphasize, Finansinspektionen, Fischer, Flex, formal, freestanding, hacking, Hana, hardware, Hathway, hearing, hierarchy, IG, inflow, Irish, iron, joint, la, LAFL, le, learned, left, length, liberalization, lineup, Ltda, Markten, Mercado, Mexico, misplaced, mobile, modest, moved, Nacional, Nazionale, newly, nominal, nonvested, pandemic, password, petition, plaintiff, prescribed, privacy, proactive, properly, Raheja, Rajan, ratably, read, recalculated, reconsideration, regular, REIT, remeasurement, renamed, reorganization, Republic, Richardson, Sealand, Societ, soft, stake, stipulated, stolen, Supreme, Telecom, territorial, thousand, tolling, unattended, Unaudited, unavailable, unconsolidated, unrest, vehicle, venture, version, weighted, Wolbrink
Removed:
acceleration, accrued, ago, AICP, aimed, Allen, Allocator, arranged, BAC, baio, Beacon, BNP, careful, Certificate, chargeable, continuously, counterparty, CUNA, dated, development, document, duly, Elmore, employment, ERISA, exceeding, exercisable, exhibit, expensed, FEP, FII, forego, FRI, FTTrust, Gula, half, harmon, headcount, hereto, ID, Indenture, interval, Island, joffe, kean, Landmark, likelihood, mitigated, modify, Morning, netting, participant, partly, payout, PFPC, portal, prepaid, proceeding, RCPI, reconciliation, repayment, Representative, reserving, resold, resume, robert, Salaried, Sample, scenario, server, settle, showing, Sungard, Synthetic, thereunto, undersigned, unified, Valuemark, view, woodworth
Filing tables
Filing exhibits
- 10-K Annual report
- 10.91 Named Executive Officer Compensation
- 12 Computation of Ratios of Earnings to Fixed Charges
- 21 List of Subsidiaries
- 23 Consent of Independent Registered Public Accounting Firm
- 31.1 Certification of CEO Pursuant to Section 302
- 31.2 Certification of CFO Pursuant to Section 302
- 32.1 Certification of CEO Pursuant to Section 906
- 32.2 Certification of CFO Pursuant to Section 906
BEN similar filings
Filing view
External links
EXHIBIT 12
COMPUTATION OF RATIOS OF EARNINGS TO FIXED CHARGES
(dollars in thousands) | |||||||||||||||
for the fiscal years ended September 30, | 2006 | 2005 | 2004 | 2003 | 2002 | ||||||||||
Income before taxes excluding equity in income of investees, minority interest in earnings of consolidated subsidiaries and capitalized interest | $ | 1,824,729 | $ | 1,397,275 | $ | 977,039 | $ | 694,399 | $ | 577,961 | |||||
Additions: | |||||||||||||||
Dividends received from equity-method investees | 22,486 | — | 69 | — | — | ||||||||||
Fixed charges | |||||||||||||||
Interest expense-excluding interest on deposits | 30,155 | 34,563 | 32,254 | 22,924 | 18,108 | ||||||||||
Interest expense-deposits | 14,391 | 7,651 | 4,295 | 6,122 | 9,812 | ||||||||||
Interest factor on rent1 | 16,736 | 15,717 | 13,020 | 13,413 | 20,977 | ||||||||||
Total fixed charges | $ | 61,282 | $ | 57,931 | $ | 49,569 | $ | 42,459 | $ | 48,897 | |||||
Adjusted earnings | $ | 1,908,497 | $ | 1,455,206 | $ | 1,026,677 | $ | 736,858 | $ | 626,858 | |||||
Ratio of adjusted earnings to fixed charges-including interest on deposits | 31.1 | 25.1 | 20.7 | 17.4 | 12.8 | ||||||||||
Ratio of adjusted earnings to fixed charges-excluding interest on deposits | 40.4 | 28.8 | 22.6 | 20.1 | 15.8 |
1 | Interest factor on rent represents one-third of rental expense (the approximate portion of rental expense representing interest). |
138