EXHIBIT 23.1
Consent of Independent Registered Public Accounting Firm
We consent to the incorporation by reference in the Registration Statement (Form S-8 No. 33-39478) pertaining to the Thrift Incentive Stock Purchase Plan for Certain Employees of Cullen/Frost Bankers, Inc. of our report dated March 25, 2024, with respect to the financial statements of the Thrift Incentive Stock Purchase Plan for Certain Employees of Cullen/Frost Bankers, Inc. included in this Annual Report (Form 11-K) for the year ended December 31, 2023.
/s/ Ernst & Young LLP
San Antonio, TX
Date: March 25, 2024