Independent Bank (IBCP) 10-Q 4 Nov 22 2022 Q3 Quarterly report Financial data

Cover Page

Cover Page - shares	9 Months Ended
	Sep. 30, 2022	Nov. 03, 2022
Cover [Abstract]
Document Type	10-Q
Document Period End Date	Sep. 30, 2022
Entity File Number	0-7818
Entity Registrant Name	INDEPENDENT BANK CORPORATION
Entity Incorporation, State or Country Code	MI
Entity Tax Identification Number	38-2032782
Entity Address, Address Line One	4200 East Beltline
Entity Address, City or Town	Grand Rapids
Entity Address, State or Province	MI
Entity Address, Postal Zip Code	49525
City Area Code	616
Local Phone Number	527-5820
Title of 12(b) Security	Common stock, no par value
Trading Symbol	IBCP
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		21,065,144
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2022
Entity Central Index Key	0000039311
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 57,059	$ 51,069
Interest bearing deposits	13,573	58,404
Cash and Cash Equivalents	70,632	109,473
Securities available for sale	804,272	1,412,830
Securities held to maturity	379,429	0
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	17,653	18,427
Loans held for sale, carried at fair value	9,091	55,470
Loans held for sale, carried at lower of cost or fair value	0	34,811
Loans
Financing receivable, before allowance for credit loss	3,409,858	2,905,045
Allowance for credit losses	(51,142)	(47,252)
Net Loans	3,358,716	2,857,793
Other real estate and repossessed assets	348	245
Property and equipment, net	35,711	36,404
Bank-owned life insurance	55,146	55,279
Capitalized mortgage loan servicing rights, carried at fair value	43,158	26,232
Other intangibles	2,697	3,336
Goodwill	28,300	28,300
Accrued income and other assets	126,224	66,140
Total Assets	4,931,377	4,704,740
Deposits
Non-interest bearing	1,376,765	1,321,601
Savings and interest-bearing checking	1,957,421	1,897,487
Reciprocal	616,435	586,626
Time	308,262	308,438
Brokered time	68,145	2,938
Total Deposits	4,327,028	4,117,090
Other borrowings	86,707	30,009
Subordinated debt	39,414	39,357
Subordinated debentures	39,643	39,592
Accrued expenses and other liabilities	106,277	80,208
Total Liabilities	4,599,069	4,306,256
Shareholders’ Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,063,954 shares at September 30, 2022 and 21,171,036 shares at December 31, 2021	320,437	323,401
Retained earnings	108,916	74,582
Accumulated other comprehensive income (loss)	(97,045)	501
Total Shareholders’ Equity	332,308	398,484
Total Liabilities and Shareholders’ Equity	4,931,377	4,704,740
Commercial
Loans
Financing receivable, before allowance for credit loss	1,408,230	1,203,581
Allowance for credit losses	(12,445)	(11,519)
Mortgage
Loans
Financing receivable, before allowance for credit loss	1,354,879	1,139,659
Allowance for credit losses	(21,610)	(19,221)
Installment
Loans
Financing receivable, before allowance for credit loss	646,749	561,805
Allowance for credit losses	$ (4,327)	$ (3,749)

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Securities held-to-maturity, fair value	$ 341,129	$ 0
Shareholders’ Equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	21,063,954	21,171,036
Common stock, shares outstanding (in shares)	21,063,954	21,171,036

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest Income
Interest and fees on loans	$ 37,092	$ 30,132	$ 96,964	$ 86,328
Interest on securities
Taxable	5,329	3,922	14,831	10,374
Tax-exempt	2,284	1,597	5,584	4,525
Other investments	220	204	651	629
Total Interest Income	44,925	35,855	118,030	101,856
Interest Expense
Deposits	3,625	1,090	5,608	3,488
Other borrowings and subordinated debt and debentures	1,403	962	3,463	2,888
Total Interest Expense	5,028	2,052	9,071	6,376
Net Interest Income	39,897	33,803	108,959	95,480
Provision for credit losses	3,145	(659)	3,951	(2,558)
Net Interest Income After Provision for Credit Losses	36,752	34,462	105,008	98,038
Non-interest Income
Interchange income	4,049	4,237	10,553	10,739
Service charges on deposit accounts	3,082	2,944	9,135	7,178
Net gains (losses) on assets
Mortgage loans	2,857	8,361	4,945	30,280
Securities available for sale	0	5	(275)	1,421
Mortgage loan servicing, net	4,283	1,271	18,086	4,476
Other	2,590	2,877	7,997	6,778
Total Non-interest Income	16,861	19,695	50,441	60,872
Non-interest Expense
Compensation and employee benefits	20,601	21,659	60,613	60,064
Data processing	2,653	3,022	7,513	7,972
Occupancy, net	2,062	2,082	6,682	6,578
Interchange expense	927	1,202	3,200	3,351
Furniture, fixtures and equipment	987	1,075	3,074	3,112
Communications	723	683	2,242	2,341
Loan and collection	772	735	1,978	2,353
Advertising	345	666	1,585	1,319
FDIC deposit insurance	591	346	1,570	983
Legal and professional	573	513	1,545	1,534
Costs related to unfunded lending commitments	382	369	676	363
Conversion related expenses	0	275	50	1,636
Other	1,750	1,885	5,522	5,463
Total Non-interest Expense	32,366	34,512	96,250	97,069
Income Before Income Tax	21,247	19,645	59,199	61,841
Income tax expense	3,950	3,683	10,934	11,454
Net Income	$ 17,297	$ 15,962	$ 48,265	$ 50,387
Net Income Per Common Share
Basic (in dollars per share)	$ 0.82	$ 0.74	$ 2.29	$ 2.32
Diluted (in dollars per share)	$ 0.81	$ 0.73	$ 2.27	$ 2.30

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 17,297	$ 15,962	$ 48,265	$ 50,387
Securities available for sale
Unrealized losses arising during period	(16,320)	(1,663)	(99,678)	(2,282)
Net unrealized loss at time of transfer on securities available for sale transferred to held to maturity	0	0	(26,479)	0
Accretion of net unrealized losses on securities transferred to held to maturity	1,079	0	2,407	0
Reclassification adjustments for (gains) losses included in earnings	0	(5)	275	(1,421)
Unrealized losses recognized in other comprehensive loss on securities available for sale	(15,241)	(1,668)	(123,475)	(3,703)
Income tax benefit	(3,199)	(350)	(25,929)	(777)
Unrealized losses recognized in other comprehensive loss on securities available for sale, net of tax	(12,042)	(1,318)	(97,546)	(2,926)
Other comprehensive loss	(12,042)	(1,318)	(97,546)	(2,926)
Comprehensive income (loss)	$ 5,255	$ 14,644	$ (49,281)	$ 47,461

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Statement of Cash Flows [Abstract]
Net Income	$ 48,265	$ 50,387
Adjustments to Reconcile Net Income to Net Cash From Operating Activities
Proceeds from sales of loans held for sale	432,185	986,440
Disbursements for loans held for sale	(381,421)	(952,038)
Provision for credit losses	3,951	(2,558)
Deferred income tax expense (benefit)	1,922	820
Net deferred loan costs	(4,899)	(5,208)
Net depreciation, amortization of intangible assets and premiums and accretion of discounts on securities and loans	8,340	9,276
Net gains on mortgage loans	(4,945)	(30,280)
Net (gains) losses on securities available for sale	275	(1,421)
Share based compensation	1,589	1,446
Increase in accrued income and other assets	(17,476)	(10,537)
Increase in accrued expenses and other liabilities	7,582	9,585
Total Adjustments	47,103	5,525
Net Cash From Operating Activities	95,368	55,912
Cash Flow Used in Investing Activities
Proceeds from the sale of securities available for sale	70,523	81,683
Proceeds from maturities, prepayments and calls of securities available for sale	137,605	306,515
Proceeds from maturities, prepayments and calls of securities held to maturity	16,579	0
Purchases of securities held to maturity	(2,658)	0
Purchases of securities available for sale	(137,550)	(648,113)
Proceeds from the redemption of Federal Home Loan Bank stock	774	0
Net increase in portfolio loans (loans originated, net of principal payments)	(521,282)	(142,164)
Proceeds from the sale of portfolio loans	56,449	9,581
Proceeds from bank-owned life insurance	433	467
Proceeds from the sale of other real estate and repossessed assets	735	960
Capital expenditures	(3,969)	(4,538)
Net Cash Used in Investing Activities	(382,361)	(395,609)
Cash Flow From Financing Activities
Net increase in total deposits	209,938	374,713
Net increase (decrease) in other borrowings	36,698	(5)
Proceeds from Federal Home Loan Bank Advances	190,000	0
Payments of Federal Home Loan Bank Advances	(170,000)	0
Dividends paid	(13,931)	(13,686)
Proceeds from issuance of common stock	74	55
Repurchase of common stock	(4,010)	(13,773)
Share based compensation withholding obligation	(617)	(691)
Net Cash From Financing Activities	248,152	346,613
Net Increase (Decrease) in Cash and Cash Equivalents	(38,841)	6,916
Cash and Cash Equivalents at Beginning of Period	109,473	118,705
Cash and Cash Equivalents at End of Period	70,632	125,621
Cash paid during the period for
Interest	8,110	5,865
Income taxes	5,040	12,059
Transfers to other real estate and repossessed assets	624	216
Transfer of securities available for sale to held to maturity	391,618	0
Right of use assets obtained in exchange for lease obligations	791	283
Purchase of securities available for sale not yet settled	$ 0	$ 28,078

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Adoption of ASU 2016-13	Adoption of ASU 2016-13 Common Stock	Adoption of ASU 2016-13 Retained Earnings	Adoption of ASU 2016-13 Accumulated Other Comprehensive Income (Loss)	Balances at January 1, 2021, as adjusted	Balances at January 1, 2021, as adjusted Common Stock	Balances at January 1, 2021, as adjusted Retained Earnings	Balances at January 1, 2021, as adjusted Accumulated Other Comprehensive Income (Loss)
Balances at beginning of period at Dec. 31, 2020	$ 389,522	$ 339,353	$ 40,145	$ 10,024
Balances at beginning of period (Impact of adoption of ASC 326) at Dec. 31, 2020					$ (10,303)	$ 0	$ (10,303)	$ 0	$ 379,219	$ 339,353	$ 29,842	$ 10,024
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	50,387		50,387
Cash dividends declared	(13,686)		(13,686)
Repurchase of common stock	(13,773)	(13,773)
Issuance of common stock	55	55
Share based compensation	1,446	1,446
Share based compensation withholding obligation	(691)	(691)
Other comprehensive income (loss)	(2,926)			(2,926)
Balances at end of period at Sep. 30, 2021	400,031	326,390	66,543	7,098
Balances at beginning of period at Jun. 30, 2021	395,974	332,457	55,101	8,416
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	15,962		15,962
Cash dividends declared	(4,520)		(4,520)
Repurchase of common stock	(6,488)	(6,488)
Issuance of common stock	6	6
Share based compensation	499	499
Share based compensation withholding obligation	(84)	(84)
Other comprehensive income (loss)	(1,318)			(1,318)
Balances at end of period at Sep. 30, 2021	400,031	326,390	66,543	7,098
Balances at beginning of period at Dec. 31, 2021	398,484	323,401	74,582	501
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	48,265		48,265
Cash dividends declared	(13,931)		(13,931)
Repurchase of common stock	(4,010)	(4,010)
Issuance of common stock	74	74
Share based compensation	1,589	1,589
Share based compensation withholding obligation	(617)	(617)
Other comprehensive income (loss)	(97,546)			(97,546)
Balances at end of period at Sep. 30, 2022	332,308	320,437	108,916	(97,045)
Balances at beginning of period at Jun. 30, 2022	331,134	319,885	96,252	(85,003)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	17,297		17,297
Cash dividends declared	(4,633)		(4,633)
Repurchase of common stock	0
Issuance of common stock	42	42
Share based compensation	535	535
Share based compensation withholding obligation	(25)	(25)
Other comprehensive income (loss)	(12,042)			(12,042)
Balances at end of period at Sep. 30, 2022	$ 332,308	$ 320,437	$ 108,916	$ (97,045)

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Stockholders' Equity [Abstract]
Common stock, dividends declared (in dollars per share)	$ 0.22	$ 0.21	$ 0.66	$ 0.63
Repurchases of common stock (in shares)	0	315,345	181,586	659,350
Stock issued during period, new issues (in shares)	17,900	1,200	39,532	38,650
Share-based payment arrangement, shares issued, after forfeiture (in shares)	0	6,268	62,856	124,214
Share-based payment arrangement, shares withheld for tax withholding obligation (in shares)	1,666	3,943	27,884	36,222

Preparation of Financial Statem

Preparation of Financial Statements	9 Months Ended
	Sep. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Preparation of Financial Statements	Preparation of Financial Statements The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading. The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2021 included in our Annual Report on Form 10-K. In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of September 30, 2022 and December 31, 2021, and the results of operations for the three and nine-month periods ended September 30, 2022 and 2021. The results of operations for the three and nine-month periods ended September 30, 2022, are not necessarily indicative of the results to be expected for the full year. Certain reclassifications have been made in the prior period condensed consolidated financial statements to conform to the current period presentation. Our critical accounting policies include the determination of the allowance for credit losses (“ACL”) and the valuation of capitalized mortgage loan servicing rights. Refer to our 2021 Annual Report on Form 10-K for a disclosure of our accounting policies.

New Accounting Standards

New Accounting Standards	9 Months Ended
	Sep. 30, 2022
Accounting Standards Update and Change in Accounting Principle [Abstract]
New Accounting Standards	New Accounting Standards In March, 2022, the FASB issued ASU 2022-01, “Derivative and Hedging (Topic 815): Fair Value Hedging – Portfolio Layer Method”. This ASU expands the current “last-of-layer” hedge method to allow multiple hedged layers of a single closed portfolio as well as to include non prepayable financial assets. This ASU also provides additional guidance on the accounting for and disclosure of certain hedge basis adjustments and specifies how hedge basis adjustments should be considered when determining credit losses for assets included in a closed portfolio. This ASU is required in reporting periods beginning after December 15, 2022, with early adoption permitted. We early adopted this ASU in the second quarter of 2022 with no material impact to our Condensed Consolidated Financial Statements. In March 2020, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting’’. This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination. Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. We have formed a cross-functional project team to lead this transition from LIBOR to a planned adoption of reference rates which could include Secured Overnight Financing Rate (“SOFR”), amongst others. We utilized the timeline guidance published by the Alternative Reference Rates Committee to develop and achieve internal milestones during this transitional period. We have discontinued the use of new LIBOR-based loans as of December 31, 2021, according to regulatory guidelines. We also discontinued the use of new LIBOR based interest rate derivatives as of December 31, 2021. The amended guidance under Topic 848 and our ability to elect its temporary optional expedients and exceptions are effective for us through December 31, 2022. We expect to adopt the LIBOR transition relief allowed under this standard. In March, 2022, the FASB issued ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructuring and Vintage Disclosures”. This ASU eliminates the troubled debt restructuring (“TDR”) accounting model for creditors that have already adopted Topic 326, which is commonly referred to as the current expected credit loss (“CECL”) model. In lieu of the TDR accounting model, creditors now will apply the general loan modification guidance in Subtopic 310-20 to all loan modifications, including modifications made for borrowers experiencing financial difficulty. Under the general loan modification guidance, a modification is treated as a new loan only if the terms of the new loan are at least as favorable to the lender as the terms for comparable loans to other customers with similar collection risks, and modifications to the terms of the original loan are more than minor. If either condition is not met, the modification is accounted for as the continuation of the old loan with any effect of the modification treated as a prospective adjustment to

Securities

Securities	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Securities	Securities Securities available for sale (“AFS”) consist of the following: Amortized Unrealized Gains Losses Fair Value (In thousands) September 30, 2022 U.S. agency $ 13,421 $ 12 $ 972 $ 12,461 U.S. agency residential mortgage-backed 104,029 14 10,708 93,335 U.S. agency commercial mortgage-backed 15,910 — 1,576 14,334 Private label mortgage-backed 104,432 256 8,435 96,253 Other asset backed 220,218 6 6,186 214,038 Obligations of states and political subdivisions 348,717 4 54,092 294,629 Corporate 87,498 8 9,702 77,804 Trust preferred 978 — 59 919 Foreign government 500 — 1 499 Total $ 895,703 $ 300 $ 91,731 $ 804,272 December 31, 2021 U.S. agency $ 34,634 $ 152 $ 112 $ 34,674 U.S. agency residential mortgage-backed 309,907 1,952 3,874 307,985 U.S. agency commercial mortgage-backed 23,066 84 224 22,926 Private label mortgage-backed 102,480 807 672 102,615 Other asset backed 215,235 1,204 269 216,170 Obligations of states and political subdivisions 568,355 9,942 2,221 576,076 Corporate 148,707 2,446 1,194 149,959 Trust preferred 1,975 — 56 1,919 Foreign government 499 7 — 506 Total $ 1,404,858 $ 16,594 $ 8,622 $ 1,412,830 Securities held to maturity (“HTM”) consist of the following: Carrying Transferred ACL Amortized Unrealized Fair Value Gains Losses (In thousands) September 30, 2022 U.S. agency $ 28,353 $ 1,922 $ — $ 30,275 $ — $ 4,754 $ 25,521 U.S. agency residential mortgage-backed 120,051 11,153 — 131,204 — 25,124 106,080 U.S. agency commercial mortgage-backed 4,985 254 — 5,239 — 606 4,633 Private label mortgage-backed 7,227 444 1 7,672 — 992 6,680 Obligations of states and political subdivisions 169,522 9,033 39 178,594 5 26,035 152,564 Corporate 48,350 1,211 123 49,684 — 5,034 44,650 Trust preferred 941 55 5 1,001 — — 1,001 Total $ 379,429 $ 24,072 $ 168 $ 403,669 $ 5 $ 62,545 $ 341,129 (1) Represents the remaining unrealized loss to be accreted on securities that were transferred from AFS to HTM on April 1, 2022. On April 1, 2022, we transferred certain securities AFS with an amortized cost and unrealized loss at the date of transfer of $418.1 million and $26.5 million, respectively to HTM. The transfer was made at fair value, with the unrealized loss becoming part of the purchase discount which will be accreted over the remaining life of the securities. The other comprehensive loss component is separated from the remaining available for sale securities and is accreted over the remaining life of the securities transferred. We have the ability and intent to hold these securities until they mature, at which time we expect to receive full value for these securities. Gross unrealized losses and fair values for securities available for sale aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In thousands) September 30, 2022 U.S. agency $ 9,216 $ 802 $ 1,813 $ 170 $ 11,029 $ 972 U.S. agency residential mortgage-backed 50,456 4,396 41,445 6,312 91,901 10,708 U.S. agency commercial mortgage-backed 6,328 724 8,007 852 14,335 1,576 Private label mortgage-backed 65,716 4,347 29,949 4,088 95,665 8,435 Other asset backed 203,307 5,603 9,517 583 212,824 6,186 Obligations of states and political subdivisions 148,049 25,023 144,063 29,069 292,112 54,092 Corporate 35,467 3,713 40,349 5,989 75,816 9,702 Trust preferred — — 919 59 919 59 Foreign government 499 1 — — 499 1 Total $ 519,038 $ 44,609 $ 276,062 $ 47,122 $ 795,100 $ 91,731 December 31, 2021 U.S. agency $ 11,986 $ 109 $ 1,286 $ 3 $ 13,272 $ 112 U.S. agency residential mortgage-backed 171,398 3,555 19,024 319 190,422 3,874 U.S. agency commercial mortgage-backed 19,900 224 — — 19,900 224 Private label mortgage-backed 64,408 640 2,180 32 66,588 672 Other asset backed 86,581 248 978 21 87,559 269 Obligations of states and political subdivisions 178,484 2,151 7,093 70 185,577 2,221 Corporate 75,166 1,150 1,050 44 76,216 1,194 Trust preferred — — 1,919 56 1,919 56 Total $ 607,923 $ 8,077 $ 33,530 $ 545 $ 641,453 $ 8,622 Securities AFS in unrealized loss positions are evaluated quarterly for impairment related to credit losses. For securities AFS in an unrealized loss position, we first assess whether we intend to sell, or it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income. For securities AFS that do not meet this criteria, we evaluate whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, we consider the extent to which fair value is less than amortized cost, adverse conditions specifically related to the security and the issuer and the impact of changes in market interest rates on the market value of the security, among other factors. If this assessment indicates that a credit loss exists, we compare the present value of cash flows expected to be collected from the security with the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis for the security, a credit loss exists and an ACL is recorded, limited to the amount that the fair value of the security is less than its amortized cost basis. Any impairment that has not been recorded through an ACL is recognized in other comprehensive income (loss), net of applicable taxes. No ACL for securities AFS was needed at September 30, 2022. Accrued interest receivable on securities AFS totaled $4.1 million and $6.0 million at September 30, 2022 and December 31, 2021, respectively, and is excluded from the estimate of credit losses and is included in accrued income and other assets in the Condensed Consolidated Statements of Financial Condition. U.S. agency, U.S. agency residential mortgage-backed and U.S. agency commercial mortgage-backed securities — at September 30, 2022, we had 29 U.S. agency, 188 U.S. agency residential mortgage-backed and 16 U.S. agency commercial mortgage-backed securities whose fair value is less than amortized cost. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major credit rating agencies, and have a long history of no credit losses. The unrealized losses are largely attributed to widening spreads to Treasury bonds and/or an increase in interest rates since acquisition. Private label mortgage backed, other asset backed, corporate and foreign securities — at September 30, 2022, we had 93 private label mortgage backed, 138 other asset backed, 84 corporate and one foreign securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and/or an increase in interest rates since acquisition. Obligations of states and political subdivisions — at September 30, 2022, we had 351 municipal securities whose fair value is less than amortized cost. The unrealized losses are primarily due to an increase in interest rates since acquisition. Trust preferred securities — at September 30, 2022, we had one trust preferred security whose fair value is less than amortized cost. This trust preferred security is a single issue security issued by a trust subsidiary of a bank holding company. The pricing of trust preferred securities has suffered from credit spread widening. This security is rated by a major rating agency as investment grade. At September 30, 2022 management does not intend to liquidate any of the securities discussed above and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses. We recorded no credit related charges in our Condensed Consolidated Statements of Operations related to securities AFS during the three and nine month periods ended September 30, 2022 and 2021, respectively. The ACL on securities HTM is a contra asset valuation account that is deducted from the carrying amount of securities HTM to present the net amount expected to be collected. Securities HTM are charged off against the ACL when deemed uncollectible. Adjustments to the ACL are reported in our Condensed Consolidated Statements of Operations in provision for credit losses. We measure expected credit losses on securities HTM on a collective basis by major security type with each type sharing similar risk characteristics, and considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable on securities HTM totaled $2.1 million at September 30, 2022, and is excluded from the estimate of credit losses and is included in accrued income and other assets in the Condensed Consolidated Statements of Financial Condition. With regard to U.S. Government-sponsored agency and mortgage-backed securities (residential and commercial), all these securities are issued by a U.S. government-sponsored entity and have an implicit or explicit government guarantee; therefore, no allowance for credit losses has been recorded for these securities. With regard to obligations of states and political subdivisions, private label-mortgage-backed, corporate and trust preferred securities HTM, we consider (1) issuer bond ratings, (2) historical loss rates for given bond ratings, (3) the financial condition of the issuer, and (4) whether issuers continue to make timely principal and interest payments under the contractual terms of the securities. Historical loss rates associated with securities having similar grades as those in our portfolio have been insignificant. Furthermore, as of September 30, 2022, there were no past due principal and interest payments associated with these securities. An allowance for credit losses of $168,000 was recorded on non U.S. agency securities HTM based on applying the long-term historical credit loss rate, as published by Moody’s, for similarly rated securities. On a quarterly basis, we monitor the credit quality of securities HTM through the use of credit ratings. The carrying value of securities HTM at September 30, 2022, aggregated by credit quality follow: Private Obligations Corporate Trust Carrying (In thousands) Credit rating: AAA $ 7,227 $ 33,643 $ — $ — $ 40,870 AA — 110,590 — — 110,590 A — 3,910 6,890 — 10,800 BBB — 1,171 38,570 — 39,741 Non-rated — 20,208 2,890 941 24,039 Total $ 7,227 $ 169,522 $ 48,350 $ 941 $ 226,040 An analysis of the allowance for credit losses by security HTM type follows: Private Obligations Corporate Trust Total (In thousands) Three months ended September 30, 2022 Balance at beginning of period $ 2 $ 30 $ 121 $ 5 $ 158 Additions (deductions) Provision for credit losses (1) 9 2 — 10 Recoveries credited to the allowance — — — — — Securities HTM charged against the allowance — — — — — Balance at end of period $ 1 $ 39 $ 123 $ 5 $ 168 Nine months ended September 30, 2022 Balance at beginning of period $ — $ — $ — $ — $ — Additions (deductions) Provision for credit losses 1 39 123 5 168 Recoveries credited to the allowance — — — — — Securities HTM charged against the allowance — — — — — Balance at end of period $ 1 $ 39 $ 123 $ 5 $ 168 The amortized cost and fair value of securities AFS and securities HTM at September 30, 2022, by contractual maturity, follow: Securities AFS Securities HTM Amortized Fair Amortized Fair (In thousands) Maturing within one year $ 9,029 $ 9,006 $ 4,856 $ 4,815 Maturing after one year but within five years 115,171 104,403 45,272 41,395 Maturing after five years but within ten years 119,192 100,992 116,578 101,535 Maturing after ten years 207,722 171,911 92,848 75,991 451,114 386,312 259,554 223,736 U.S. agency residential mortgage-backed 104,029 93,335 131,204 106,080 U.S. agency commercial mortgage-backed 15,910 14,334 5,239 4,633 Private label mortgage-backed 104,432 96,253 7,672 6,680 Other asset backed 220,218 214,038 — — Total $ 895,703 $ 804,272 $ 403,669 $ 341,129 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Gains and losses realized on the sale of securities AFS are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities AFS and gains and losses for the nine month periods ending September 30, follows: Realized Proceeds Gains Losses (In thousands) 2022 $ 70,523 $ 164 $ 439 2021 81,683 1,471 50

Loans

Loans	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Loans	Loans We estimate the ACL based on relevant available information from both internal and external sources, including historical loss trends, current conditions and forecasts, specific analysis of individual loans, and other relevant and appropriate factors. The allowance process is designed to provide for expected future losses based on our reasonable and supportable (“R&S”) forecast as of the reporting date. Our ACL process is administered by our Risk Management group utilizing a third party software solution, with significant input and ultimate approval from our Executive Enterprise Risk Committee. Further, we have established a CECL Forecast Committee, which includes a cross discipline structure with membership from Executive Management, Risk Management, and Accounting, which approves ACL model assumptions each quarter. Our ACL is comprised of three principal elements: (i) specific analysis of individual loans identified during the review of the loan portfolio, (ii) pooled analysis of loans with similar risk characteristics based on historical experience, adjusted for current conditions, R&S forecasts, and expected prepayments, and (iii) additional allowances based on subjective factors, including local and general economic business factors and trends, portfolio concentrations and changes in the size and/or the general terms of the loan portfolio. The first ACL element (specific allocations) includes loans that do not share similar risk characteristics and are evaluated on an individual basis. We will typically evaluate on an individual basis loans that are on nonaccrual; commercial loans that have been modified resulting in a concession, for which the borrower is experiencing financial difficulties, and which are considered TDR; and severely delinquent mortgage and installment loans. When we determine that foreclosure is probable or when repayment is expected to be provided substantially through the operation or sale of underlying collateral, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for estimated selling costs. For loans evaluated on an individual basis that are not determined to be collateral dependent, a discounted cash flow analysis is performed to determine expected credit losses. The second ACL element (pooled analysis) includes loans with similar risk characteristics, which are broken down by segment, class, and risk metric. The Bank’s primary segments of commercial, mortgage, and installment loans are further classified by other relevant attributes, such as collateral type, lien position, occupancy status, amortization method, troubled debt restructuring (“TDR”) status and balance size. Commercial classes are additionally segmented by risk rating, and mortgage and installment loan classes by credit score tier, which are updated at least semi-annually. We utilize a discounted cash flow (“DCF”) model to estimate expected future losses for pooled loans. Expected future cash flows are developed from payment schedules over the contractual term, adjusted for forecasted default (probability of default), loss, and prepayment assumptions. We are not required to develop forecasts over the full contractual term of the financial asset or group of financial assets. Rather, for periods beyond which the entity is able to make or obtain R&S forecasts of expected credit losses, we revert to the long term average on a straight line or immediate basis, as determined by the CECL Forecast Committee, and which may vary depending on the economic outlook and uncertainty. The DCF model for the mortgage and installment pooled loan segments includes using probability of default (“PD”) assumptions that are derived through regression analysis with forecasted US unemployment levels by credit score tier. We review a composite forecast of approximately 50 analysts as well as the Federal Open Market Committee (“FOMC”) projections in setting the unemployment forecast for the R&S period. The current ACL utilizes a one year R&S forecast followed by immediate reversion to the 30 year average unemployment rate. PD assumptions for the remaining segments are based primarily on historical rates by risk metric as defaults were not strongly correlated with any economic indicator. Loss given default (“LGD”) assumptions for the mortgage loan segment are based on a two year forecast followed by a two year straight line reversion period to the longer term average, while LGD rates for the remaining segments are the historical average for the entire period. Prepayment assumptions represent average rates per segment for a period determined by our CECL Forecast Committee and as calculated through the Bank’s Asset and Liability Management program. Pooled reserves for the commercial loan segment are calculated using the DCF model with assumptions generally based on historical averages by class and risk rating. Effective risk rating practices allow for strong predictability of defaults and losses over the portfolio’s expected shorter duration, relative to mortgage and installment loans. Our rating system is similar to those employed by state and federal banking regulators. The third ACL element (additional allocations based on subjective factors) is based on factors that cannot be associated with a specific credit or loan category and reflects our attempt to ensure that the overall ACL appropriately reflects a margin for the imprecision necessarily inherent in the estimates of expected credit losses. We adjust our quantitative model for certain qualitative factors to reflect the extent to which management expects current conditions and R&S forecasts to differ from the conditions that existed for the period over which historical information was evaluated. The qualitative framework reflects changes related to relevant data, such as changes in asset quality trends, portfolio growth and composition, national and local economic factors, credit policy and administration and other factors not considered in the base quantitative model. We utilize a survey completed by business unit management throughout the Bank, as well as discussion with the CECL Forecast Committee to establish reserves under the qualitative framework. The current period’s ACL further recognizes inherent risk related to the ongoing COVID-19 pandemic; specifically to commercial loans in high risk industries and mortgage and installment borrowers with occupations in those high risk industries. Identified high risk industries include: food service, hospitality, entertainment, retail, investment real estate, assisted living, and non-owner occupied office. An analysis of the allowance for credit losses by portfolio segment for the three months ended September 30, follows: Commercial Mortgage Installment Subjective Total (In thousands) 2022 Balance at beginning of period $ 11,059 $ 20,313 $ 4,220 $ 12,291 $ 47,883 Additions (deductions) Provision for credit losses 1,184 1,219 263 469 3,135 Recoveries credited to the allowance 202 78 450 — 730 Loans charged against the allowance — — (606) — (606) Balance at end of period $ 12,445 $ 21,610 $ 4,327 $ 12,760 $ 51,142 2021 Balance at beginning of period $ 9,094 $ 18,933 $ 3,701 $ 14,198 $ 45,926 Additions (deductions) Provision for credit losses (969) 16 805 (511) (659) Recoveries credited to the allowance 1,751 339 394 — 2,484 Loans charged against the allowance — (113) (839) — (952) Balance at end of period $ 9,876 $ 19,175 $ 4,061 $ 13,687 $ 46,799 An analysis of the allowance for credit losses by portfolio segment for the nine months ended September 30, follows: Commercial Mortgage Installment Subjective Total (In thousands) 2022 Balance at beginning of period $ 11,519 $ 19,221 $ 3,749 $ 12,763 $ 47,252 Additions (deductions) Provision for credit losses 496 2,087 1,203 (3) 3,783 Recoveries credited to the allowance 430 346 1,228 — 2,004 Loans charged against the allowance — (44) (1,853) — (1,897) Balance at end of period $ 12,445 $ 21,610 $ 4,327 $ 12,760 $ 51,142 2021 Balance at beginning of period $ 7,401 $ 6,998 $ 1,112 $ 19,918 $ 35,429 Additions (deductions) Impact of adoption of ASC 326 2,551 12,000 3,052 (6,029) 11,574 Provision for credit losses (2,591) (264) 499 (202) (2,558) Initial allowance on loans purchased with credit deterioration 95 18 21 — 134 Recoveries credited to the allowance 2,420 720 778 — 3,918 Loans charged against the allowance — (297) (1,401) — (1,698) Balance at end of period $ 9,876 $ 19,175 $ 4,061 $ 13,687 $ 46,799 Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: Non- Non- Total 90+ and Total Non- (In thousands) September 30, 2022 Commercial Commercial and industrial (1) $ — $ 10 $ 10 $ — $ 10 Commercial real estate — — — — — Mortgage 1-4 family owner occupied - jumbo — — — — — 1-4 family owner occupied - non-jumbo (2) 695 1,316 2,011 — 2,011 1-4 family non-owner occupied 157 399 556 — 556 1-4 family - 2nd lien — 555 555 — 555 Resort lending 117 38 155 — 155 Installment Boat lending — 168 168 — 168 Recreational vehicle lending — 119 119 — 119 Other — 242 242 — 242 Total $ 969 $ 2,847 $ 3,816 $ — $ 3,816 Accrued interest excluded from total $ — $ — $ — $ — $ — December 31, 2021 Commercial Commercial and industrial (1) $ — $ 15 $ 15 $ — $ 15 Commercial real estate — — — — — Mortgage 1-4 family owner occupied - jumbo 607 — 607 — 607 1-4 family owner occupied - non-jumbo (2) 137 1,815 1,952 — 1,952 1-4 family non-owner occupied 275 592 867 — 867 1-4 family - 2nd lien 182 681 863 — 863 Resort lending 118 119 237 — 237 Installment Boat lending — 210 210 — 210 Recreational vehicle lending — 177 177 — 177 Other — 182 182 — 182 Total $ 1,319 $ 3,791 $ 5,110 $ — $ 5,110 Accrued interest excluded from total $ — $ — $ — $ — $ — (1) Non-performing commercial and industrial loans exclude $0.031 million and $0.047 million of government guaranteed loans at September 30, 2022 and December 31, 2021, respectively. (2) Non-performing 1-4 family owner occupied – non jumbo loans exclude $1.460 million and $0.388 million of government guaranteed loans at September 30, 2022 and December 31, 2021, respectively. The following table provides collateral information by class of loan for collateral-dependent loans with a specific reserve. A loan is considered to be collateral dependent when the borrower is experiencing financial difficulty and the repayment is expected to be provided substantially through the operation or sale of collateral. The amortized cost of collateral-dependent loans by class follows: Collateral Type Allowance Real Other (In thousands) September 30, 2022 Commercial Commercial and industrial $ 60 $ 178 $ 38 Commercial real estate 71 — 16 Mortgage 1-4 family owner occupied - jumbo — — — 1-4 family owner occupied - non-jumbo 1,784 — 339 1-4 family non-owner occupied 234 — 27 1-4 family - 2nd lien 372 — 203 Resort lending 155 — 14 Installment Boat lending — 54 19 Recreational vehicle lending — 71 25 Other 6 112 42 Total $ 2,682 $ 415 $ 723 Accrued interest excluded from total $ 1 $ — December 31, 2021 Commercial Commercial and industrial $ 80 $ 245 $ 51 Commercial real estate 84 — 19 Mortgage 1-4 family owner occupied - jumbo 607 — — 1-4 family owner occupied - non-jumbo 940 — 286 1-4 family non-owner occupied 477 — 72 1-4 family - 2nd lien 370 — 67 Resort lending 237 — 42 Installment Boat lending — 80 29 Recreational vehicle lending — 121 44 Other — 70 25 Total $ 2,795 $ 516 $ 635 Accrued interest excluded from total $ — $ 1 An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total (In thousands) September 30, 2022 Commercial Commercial and industrial $ — $ — $ 41 $ 41 $ 707,114 $ 707,155 Commercial real estate — — — — 701,075 701,075 Mortgage 1-4 family owner occupied - jumbo — — — — 714,012 714,012 1-4 family owner occupied - non-jumbo 1,235 777 731 2,743 306,589 309,332 1-4 family non-owner occupied 135 36 198 369 186,059 186,428 1-4 family - 2nd lien 315 132 42 489 101,904 102,393 Resort lending — — 155 155 42,559 42,714 Installment Boat lending 370 1 54 425 258,428 258,853 Recreational vehicle lending 313 115 27 455 278,994 279,449 Other 138 78 94 310 108,137 108,447 Total $ 2,506 $ 1,139 $ 1,342 $ 4,987 $ 3,404,871 $ 3,409,858 Accrued interest excluded from total $ 19 $ 6 $ — $ 25 $ 8,452 $ 8,477 December 31, 2021 Commercial Commercial and industrial $ — $ 2 $ 62 $ 64 $ 593,048 $ 593,112 Commercial real estate — — — — 610,469 610,469 Mortgage 1-4 family owner occupied - jumbo — — 607 607 540,416 541,023 1-4 family owner occupied - non-jumbo 774 408 657 1,839 264,571 266,410 1-4 family non-owner occupied 87 26 462 575 194,277 194,852 1-4 family - 2nd lien 422 60 289 771 87,958 88,729 Resort lending — — 237 237 48,408 48,645 Installment Boat lending 438 28 52 518 227,622 228,140 Recreational vehicle lending 377 65 120 562 234,183 234,745 Other 252 57 49 358 98,562 98,920 Total $ 2,350 $ 646 $ 2,535 $ 5,531 $ 2,899,514 $ 2,905,045 Accrued interest excluded from total $ 25 $ 9 $ — $ 34 $ 6,802 $ 6,836 We have allocated $2.6 million and $3.6 million of reserves to customers whose loan terms have been modified as TDRs at September 30, 2022 and December 31, 2021, respectively. TDRs follow: September 30, 2022 Commercial Retail (1) Total (In thousands) Performing TDR's $ 3,210 $ 28,071 $ 31,281 Non-performing TDR's (2) — 1,063 (3) 1,063 Total $ 3,210 $ 29,134 $ 32,344 December 31, 2021 Commercial Retail (1) Total (In thousands) Performing TDR's $ 4,481 $ 31,589 $ 36,070 Non-performing TDR's (2) — 1,016 (3) 1,016 Total $ 4,481 $ 32,605 $ 37,086 (1) Retail loans include mortgage and installment loan portfolio segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis. During the nine months ended September 30, 2022, the terms of one loan was modified as a TDR. The modification of the terms of this loan included a reduction of the stated interest rate of the loan and a 34 month extension of the maturity date. The pre- and post-modification outstanding loan balances were both $0.3 million at September 30, 2022. This TDR increased the ACL by $0.03 million and resulted i n zero charge-offs during the nine months ended September 30, 2022. There were no TDR modifications during the nine months ended September 30, 2021. There were no T DRs that subsequently defaulted within twelve months following the modification during the three and nine months periods ended September 30, 2022 and 2021. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy. Paycheck Protection Program (“PPP”) due to COVID-19 - The 2020 CARES Act included a loan program administered through the U.S. Small Bus iness Administration (‘‘SBA’’) referred to as the PPP. Under the PPP, small businesses and other entities and individuals could apply for loans, subject to numerous limitations and eligibility criteria. We were a participating lender in the PPP. The PPP opened on April 3, 2020 providing American small businesses with cash-flow assistance through 100% federally guaranteed loans through the SBA. The PPP initially closed on August 8, 2020 (“Round 1”). In December, 2020, additional funding was allocated for the PPP (“Round 2”), whose loans were also eligible for forgiveness. Round 2 closed on May 31, 2021. PPP loans are included in the commercial and industrial class of the commercial loan portfolio segment. As these loans are 100% guaranteed through the SBA the allowance for credit losses recorded on these loans is zero. PPP loans funded totaled zero and $135.5 million during the three and nine months ended September 30 2021, respectively. There were no PPP loans funded during 2022. There were no PPP loans and no unaccreted fees outstanding at September 30, 2022. At December 31, 2021 there were 186 PPP loans outstanding with a total principal balance of $26.4 million and $0.8 million of unaccreted net fees outstanding. Interest and fees on loans in our condensed consolidated statement of operations includes zero and $0.8 million during the three and nine month periods ended September 30, 2022, related to the accretion of net loan fees on PPP loans. Accretion of PPP net loan fees was $2.6 million and $6.5 million during the three and nine month periods ended September 30, 2021. Credit Quality Indicators – As part of our on-going monitoring of the credit quality of our loan portfolios, we track certain credit quality indicators including (a) risk grade of commercial loans, (b) the level of classified commercial loans, (c) credit scores of mortgage and installment loan borrowers, and (d) delinquency history and non-performing loans. For commercial loans, we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows: Rating 1 through 6 : These loans are generally referred to as our “non-watch” commercial credits that include very high or exceptional credit fundamentals through acceptable credit fundamentals. Rating 7 and 8 : These loans are generally referred to as our “watch” commercial credits. These ratings include loans to borrowers that exhibit potential credit weakness or downward trends. If not checked or cured these trends could weaken our asset or credit position. While potentially weak, no loss of principal or interest is envisioned with these ratings. Rating 9 : These loans are generally referred to as our “substandard accruing” commercial credits. This rating includes loans to borrowers that exhibit a well-defined weakness where payment default is probable and loss is possible if deficiencies are not corrected. Generally, loans with this rating are considered collectible as to both principal and interest primarily due to collateral coverage. Rating 10 and 11 : These loans are generally referred to as our ‘‘substandard - non-accrual’’ and ‘‘doubtful’’ commercial credits. Our doubtful rating includes a sub classification for a loss rate other than 50% (which is the standard doubtful loss rate). These ratings include loans to borrowers with weaknesses that make collection of the loan in full, on the basis of current facts, conditions and values at best questionable and at worst improbable. All of these loans are placed in non-accrual. Rating 12 : These loans are generally referred to as our “loss” commercial credits. This rating includes loans to borrowers that are deemed incapable of repayment and are charged-off. The following tables summarize loan ratings by loan class for our commercial portfolio loan segment at September 30, 2022 and December 31, 2021: Commercial Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) September 30, 2022 Commercial and industrial Non-watch (1-6) $ 142,152 $ 142,746 $ 67,454 $ 55,375 $ 28,275 $ 149,383 $ 105,320 $ 690,705 Watch (7-8) 77 4,692 533 — 107 5,313 1,007 11,729 Substandard Accrual (9) — 2,398 93 371 129 419 1,270 4,680 Non-Accrual (10-11) — — — — — 41 — 41 Total $ 142,229 $ 149,836 $ 68,080 $ 55,746 $ 28,511 $ 155,156 $ 107,597 $ 707,155 Accrued interest excluded from total $ 252 $ 351 $ 174 $ 129 $ 170 $ 409 $ 236 $ 1,721 Commercial real estate Non-watch (1-6) $ 142,960 $ 134,841 $ 34,745 $ 99,392 $ 62,405 $ 159,492 $ 57,025 $ 690,860 Watch (7-8) — — — 2,528 2,189 4,528 — 9,245 Substandard Accrual (9) — 130 — 181 — 659 — 970 Non-Accrual (10-11) — — — — — — — — Total $ 142,960 $ 134,971 $ 34,745 $ 102,101 $ 64,594 $ 164,679 $ 57,025 $ 701,075 Accrued interest excluded from total $ 372 $ 307 $ 68 $ 323 $ 195 $ 418 $ 119 $ 1,802 Total Commercial Non-watch (1-6) $ 285,112 $ 277,587 $ 102,199 $ 154,767 $ 90,680 $ 308,875 $ 162,345 $ 1,381,565 Watch (7-8) 77 4,692 533 2,528 2,296 9,841 1,007 20,974 Substandard Accrual (9) — 2,528 93 552 129 1,078 1,270 5,650 Non-Accrual (10-11) — — — — — 41 — 41 Total $ 285,189 $ 284,807 $ 102,825 $ 157,847 $ 93,105 $ 319,835 $ 164,622 $ 1,408,230 Accrued interest excluded from total $ 624 $ 658 $ 242 $ 452 $ 365 $ 827 $ 355 $ 3,523 Term Loans Amortized Cost Basis by Origination Year Revolving Total 2021 2020 2019 2018 2017 Prior (In thousands) December 31, 2021 Commercial and industrial Non-watch (1-6) $ 121,917 $ 69,856 $ 56,984 $ 44,827 $ 38,307 $ 96,261 $ 144,579 $ 572,731 Watch (7-8) 81 — 532 1,294 362 6,274 476 9,019 Substandard Accrual (9) 1,569 2 1,159 247 — 1,530 6,793 11,300 Non-Accrual (10-11) — — — — — 62 — 62 Total $ 123,567 $ 69,858 $ 58,675 $ 46,368 $ 38,669 $ 104,127 $ 151,848 $ 593,112 Accrued interest excluded from total $ 314 $ 153 $ 105 $ 229 $ 90 $ 240 $ 242 $ 1,373 Commercial real estate Non-watch (1-6) $ 123,330 $ 55,479 $ 108,056 $ 75,828 $ 39,123 $ 160,199 $ 31,551 $ 593,566 Watch (7-8) — 324 3,028 7,678 1,708 1,423 — 14,161 Substandard Accrual (9) 441 — — 1,193 1,108 — — 2,742 Non-Accrual (10-11) — — — — — — — — Total $ 123,771 $ 55,803 $ 111,084 $ 84,699 $ 41,939 $ 161,622 $ 31,551 $ 610,469 Accrued interest excluded from total $ 182 $ 81 $ 233 $ 203 $ 94 $ 325 $ 47 $ 1,165 Total Commercial Non-watch (1-6) $ 245,247 $ 125,335 $ 165,040 $ 120,655 $ 77,430 $ 256,460 $ 176,130 $ 1,166,297 Watch (7-8) 81 324 3,560 8,972 2,070 7,697 476 23,180 Substandard Accrual (9) 2,010 2 1,159 1,440 1,108 1,530 6,793 14,042 Non-Accrual (10-11) — — — — — 62 — 62 Total $ 247,338 $ 125,661 $ 169,759 $ 131,067 $ 80,608 $ 265,749 $ 183,399 $ 1,203,581 Accrued interest excluded from total $ 496 $ 234 $ 338 $ 432 $ 184 $ 565 $ 289 $ 2,538 For each of our mortgage and installment portfolio segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan portfolio segments at September 30, 2022 and December 31, 2021: Mortgage (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) September 30, 2022 1-4 family owner occupied - jumbo 800 and above $ 9,539 $ 26,201 $ 14,519 $ 3,912 $ 686 $ 4,825 $ 13,943 $ 73,625 750-799 75,331 196,813 63,875 23,255 3,825 16,027 47,845 426,971 700-749 24,405 62,644 19,573 6,750 2,141 5,713 18,047 139,273 650-699 7,415 22,892 13,685 4,610 2,677 4,356 6,267 61,902 600-649 1,956 1,358 1,476 498 471 1,685 1,697 9,141 550-599 — — 1,856 — — — — 1,856 500-549 552 — — — — 692 — 1,244 Under 500 — — — — — — — — Unknown — — — — — — — — Total $ 119,198 $ 309,908 $ 114,984 $ 39,025 $ 9,800 $ 33,298 $ 87,799 $ 714,012 Accrued interest excluded from total $ 333 $ 620 $ 263 $ 102 $ 35 $ 93 $ 213 $ 1,659 1-4 family owner occupied - non-jumbo 800 and above $ 9,285 $ 8,774 $ 3,642 $ 2,267 $ 1,886 $ 6,790 $ 5,446 $ 38,090 750-799 39,003 30,674 13,922 5,579 4,713 17,004 15,637 126,532 700-749 17,106 17,306 5,990 2,572 2,810 20,253 7,841 73,878 650-699 11,935 5,893 2,164 2,912 1,710 11,197 5,648 41,459 600-649 324 725 1,200 1,864 1,288 6,780 2,728 14,909 550-599 — 409 280 321 450 4,610 1,384 7,454 500-549 — 208 276 354 327 2,821 298 4,284 Under 500 299 — 767 519 94 884 163 2,726 Unknown — — — — — — — — Total $ 77,952 $ 63,989 $ 28,241 $ 16,388 $ 13,278 $ 70,339 $ 39,145 $ 309,332 Accrued interest excluded from total $ 193 $ 144 $ 66 $ 48 $ 49 $ 207 $ 109 $ 816 1-4 family non-owner occupied 800 and above $ 4,640 $ 6,860 $ 2,200 $ 3,908 $ 986 $ 6,084 $ 4,309 $ 28,987 750-799 18,808 33,430 16,381 6,263 1,957 10,495 16,122 103,456 700-749 5,719 11,057 5,950 2,387 782 6,484 3,116 35,495 650-699 971 2,215 1,176 1,083 632 4,433 2,944 13,454 600-649 300 142 70 77 99 1,919 348 2,955 550-599 — — — — 485 349 466 1,300 500-549 — — — 60 — 435 86 581 Under 500 — — — — — 200 — 200 Unknown — — — — — — — — Total $ 30,438 $ 53,704 $ 25,777 $ 13,778 $ 4,941 $ 30,399 $ 27,391 $ 186,428 Accrued interest excluded from total $ 71 $ 122 $ 70 $ 49 $ 19 $ 97 $ 82 $ 510 1-4 family - 2nd lien 800 and above $ 2,266 $ 1,386 $ 1,692 $ 816 $ 986 $ 2,467 $ 1,974 $ 11,587 750-799 8,435 9,265 6,772 3,943 3,841 8,048 7,698 48,002 700-749 7,169 5,003 2,222 2,118 2,634 3,306 5,304 27,756 650-699 1,665 1,171 767 1,155 946 2,888 1,839 10,431 600-649 288 460 281 113 625 861 382 3,010 550-599 — 9 — 23 53 460 118 663 500-549 — — — 164 — 406 131 701 Under 500 — — — 53 35 148 7 243 Unknown — — — — — — — — Total $ 19,823 $ 17,294 $ 11,734 $ 8,385 $ 9,120 $ 18,584 $ 17,453 $ 102,393 Accrued interest excluded from total $ 90 $ 79 $ 52 $ 41 $ 47 $ 81 $ 74 $ 464 Mortgage - continued (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) September 30, 2022 - continued Resort lending 800 and above $ — $ — $ — $ — $ — $ 5,965 $ 1,171 $ 7,136 750-799 — 486 1,143 227 402 13,453 2,843 18,554 700-749 — — 53 — 55 6,842 1,005 7,955 650-699 — 674 82 — — 5,402 1,336 7,494 600-649 — — — — — 1,043 236 1,279 550-599 — — — — — 52 84 136 500-549 — — — — — 43 — 43 Under 500 — — — — — 117 — 117 Unknown — — — — — — — — Total $ — $ 1,160 $ 1,278 $ 227 $ 457 $ 32,917 $ 6,675 $ 42,714 Accrued interest excluded from total $ — $ — $ 3 $ — $ 2 $ 88 $ 18 $ 111 Total Mortgage 800 and above $ 25,730 $ 43,221 $ 22,053 $ 10,903 $ 4,544 $ 26,131 $ 26,843 $ 159,425 750-799 141,577 270,668 102,093 39,267 14,738 65,027 90,145 723,515 700-749 54,399 96,010 33,788 13,827 8,422 42,598 35,313 284,357 650-699 21,986 32,845 17,874 9,760 5,965 28,276 18,034 134,740 600-649 2,868 2,685 3,027 2,552 2,483 12,288 5,391 31,294 550-599 — 418 2,136 344 988 5,471 2,052 11,409 500-549 552 208 276 578 327 4,397 515 6,853 Under 500 299 — 767 572 129 1,349 170 3,286 Unknown — — — — — — — — Total $ 247,411 $ 446,055 $ 182,014 $ 77,803 $ 37,596 $ 185,537 $ 178,463 $ 1,354,879 Accrued interest excluded from total $ 687 $ 965 $ 454 $ 240 $ 152 $ 566 $ 496 $ 3,560 Term Loans Amortized Cost Basis by Origination Year Revolving Total 2021 2020 2019 2018 2017 Prior (In thousands) December 31, 2021 1-4 family owner occupied - jumbo 800 and above $ 31,137 $ 17,652 $ 8,491 $ 2,565 $ 7,516 $ 527 $ — $ 67,888 750-799 135,292 92,590 30,072 7,118 9,469 5,043 2,371 281,955 700-749 67,255 34,665 13,765 4,421 7,748 4,856 — 132,710 650-699 19,367 10,313 5,447 5,285 6,080 690 — 47,182 600-649 2,050 2,638 506 1,013 837 976 — 8,020 550-599 — 469 — — 781 — — 1,250 500-549 — 1,411 — — — — — 1,411 Under 500 — — — — 607 — — 607 Unknown — — — — — — — — Total $ 255,101 $ 159,738 $ 58,281 $ 20,402 $ 33,038 $ 12,092 $ 2,371 $ 541,023 Accrued interest excluded from total $ 557 $ 370 $ 163 $ 77 $ 87 $ 33 $ 3 $ 1,290 1-4 family owner occupied - non-jumbo 800 and above $ 6,185 $ 5,534 $ 3,756 $ 2,514 $ 3,566 $ 4,569 $ 4,026 $ 30,150 750-799 33,227 20,300 9,688 5,664 8,887 12,498 8,341 98,605 700-749 19,317 10,572 4,813 4,035 5,008 21,806 5,637 71,188 650-699 6,593 4,233 3,217 2,010 3,135 12,423 2,812 34,423 600-649 2,119 1,082 1,051 1,549 1,660 8,663 89 16,213 550-599 — 295 1,076 758 1,023 5,802 147 9,101 500-549 — 57 421 327 510 3,169 18 4,502 Under 500 — 616 284 394 250 684 — 2,228 Unknown — — — — — — — — Total $ 67,441 $ 42,689 $ 24,306 $ 17,251 $ 24,039 $ 69,614 $ 21,070 $ 266,410 Accrued interest excluded from total $ 208 $ 97 $ 84 $ 58 $ 68 $ 226 $ 57 $ 798 Mortgage - continued (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2021 2020 2019 2018 2017 Prior (In thousands) December 31, 2021 - (continued) 1-4 family non-owner occupied 800 and above $ 15,406 $ 1,786 $ 2,857 $ 1,459 $ 2,627 $ 5,058 $ 1,639 $ 30,832 750-799 44,201 21,885 10,517 3,667 6,956 10,004 5,117 102,347 700-749 16,486 7,807 2,764 1,878 966 6,095 2,756 38,752 650-699 6,617 3,095 257 299 248 6,019 955 17,490 600-649 125 57 108 282 174 2,051 381 3,178 550-599 — 25 — 192 — 1,121 — 1,338 500-549 — — — 55 — 638 50 743 Under 500 — — — — — 172 — 172 Unknown — — — — — — — — Total $ 82,835 $ 34,655 $ 16,503 $ 7,832 $ 10,971 $ 31,158 $ 10,898 $ 194,852 Accrued interest excluded from total $ 171 $ 95 $ 46 $ 23 $ 33 $ 107 $ 38 $ 513 1-4 family - 2nd lien 800 and above $ 415 $ 964 $ 426 $ 95 $ 266 $ 353 $ 8,465 $ 10,984 750-799 2,161 2,413 714 1,332 1,859 2,415 30,106 41,000 700-749 1,307 1,049 771 561 1,374 2,365 16,316 23,743 650-699 122 309 460 405 140 1,639 5,286 8,361 600-649 — 177 72 106 92 1,143 1,370 2,960 550-599 — — 61 — — 476 228 765 500-549 — — 99 — 89 190 155 533 Under 500 — — 54 3 60 16 250 383 Unknown — — — — — — — — Total $ 4,005 $ 4,912 $ 2,657 $ 2,502 $ 3,880 $ 8,597 $ 62,176 $ 88,729 Accrued interest excluded from total $ 7 $ 9 $ 9 $ 5 $ 8 $ 34 $ 211 $ 283 Resort lending 800 and above $ — $ — $ — $ 274 $ — $ 7,347 $ — $ 7,621 750-799 600 1,246 250 511 63 19,630 — 22,300 700-749 — 174 — 301 67 9,052 — 9,594 650-699 951 — — — — 6,057 — 7,008 600-649 — — — — — 1,841 — 1,841 550-599 — — — — — 80 — 80 500-549 — — — — — 201 — 201 Under 500 — — — — — — — — Unknown — — — — — — — — Total $ 1,551 $ 1,420 $ 250 $ 1,086 $ 130 $ 44,208 $ — $ 48,645 Accrued interest excluded from total $ 2 $ 3 $ — $ 3 $ — $ 106 $ — $ 114 Total Mortgage 800 and above $ 53,143 $ 25,936 $ 15,530 $ 6,907 $ 13,975 $ 17,854 $ 14,130 $ 147,475 750-799 215,481 138,434 51,241 18,292 27,234 49,590 45,935 546,207 700-749 104,365 54,267 22,113 11,196 15,163 44,174 24,709 275,987 650-699 33,650 17,950 9,381 7,999 9,603 26,828 9,053 114,464 600-649 4,294 3,954 1,737 2,950 2,763 14,674 1,840 32,212 550-599 — 789 1,137 950 1,804 7,479 375 12,534 500-549 — 1,468 520 382 599 4,198 223 7,390 Under 500 — 616 338 397 917 872 250 3,390 Unknown — — — — — — — — Total $ 410,933 $ 243,414 $ 101,997 $ 49,073 $ 72,058 $ 165,669 $ 96,515 $ 1,139,659 Accrued interest excluded from total $ 945 $ 574 $ 302 $ 166 $ 196 $ 506 $ 309 $ 2,998 (1) Credit scores have been updated within the last twelve months. Installment (1) Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Total (In thousands) September 30, 2022 Boat lending 800 and above $ 8,797 $ 6,608 $ 3,995 $ 3,775 $ 3,608 $ 9,778 $ 36,561 750-799 34,584 32,932 17,562 15,159 11,221 37,921 149,379 700-749 13,104 14,730 6,560 5,561 3,224 14,274 57,453 650-699 2,529 2,675 1,211 1,122 1,014 3,478 12,029 600-649 351 586 280 133 345 953 2,648 550-599 — — — 73 123 248 444 500-549 — — 45 9 31 195 280 Under 500 — — — — 27 32 59 Unknown — — — — — — — Total $ 59,365 $ 57,531 $ 29,653 $ 25,832 $ 19,593 $ 66,879 $ 258,853 Accrued interest excluded from total $ 123 $ 117 $ 69 $ 68 $ 43 $ 143 $ 563 Recreational vehicle lending 800 and above $ 10,039 $ 6,680 $ 3,991 $ 4,026 $ 2,650 $ 8,859 $ 36,245 750-799 46,157 46,643 14,945 10,705 7,953 31,632 158,035 700-749 18,079 23,124 6,548 4,504 2,603 12,225 67,083 650-699 2,072 5,423 1,601 954 844 3,633 14,527 600-649 63 1,076 398 211 196 492 2,436 550-599 — 134 67 210 166 241 818 500-549 — 50 75 58 — 42 225 Under 500 — 66 — 10 — 4 80 Unknown — — — — — — — Total $ 76,410 $ 83,196 $ 27,625 $ 20,678 $ 14,412 $ 57,128 $ 279,449 Accrued interest excluded from total $ 167 $ 179 $ 61 $ 48 $ 33 $ 121 $ 609 Other 800 and above $ 2,029 $ 1,355 $ 1,366 $ 913 $ 423 $ 1,734 $ 7,820 750-799 12,378 9,102 5,313 3,274 1,860 8,887 40,814 700-749 7,168 6,838 3,395 1,980 1,002 5,637 26,020 650-699 22,184 3,479 1,041 752 445 2,282 30,183 600-649 323 629 152 210 165 687 2,166 550-599 39 102 29 28 50 181 429 500-549 — 6 31 55 21 104 217 Under 500 — 1 59 12 16 52 140 Unknown 658 — — — — — 658 Total $ 44,779 $ 21,512 $ 11,386 $ 7,224 $ 3,982 $ 19,564 $ 108,447 Accrued interest excluded from total $ 61 $ 45 $ 27 $ 21 $ 13 $ 55 $ 222 Total installment 800 and above $ 20,865 $ 14,643 $ 9,352 $ 8,714 $ 6,681 $ 20,371 $ 80,626 750-799 93,119 88,677 37,820 29,138 21,034 78,440 348,228 700-749 38,351 44,692 16,503 12,045 6,829 32,136 150,556 650-699 26,785 11,577 3,853 2,828 2,303 9,393 56,739 600-649 737 2,291 830 554 706 2,132 7,250 550-599 39 236 96 311 339 670 1,691 500-549 — 56 151 122 52 341 722 Under 500 — 67 59 22 43 88 279 Unknown 658 — — — — — 658 Total $ 180,554 $ 162,239 $ 68,664 $ 53,734 $ 37,987 $ 143,571 $ 646,749 Accrued interest excluded from total $ 351 $ 341 $ 157 $ 137 $ 89 $ 319 $ 1,394 Installment - continued (1) Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Total (In thousands) December 31, 2021 Boat lending

Shareholders' Equity and Earnin

Shareholders' Equity and Earnings Per Common Share	9 Months Ended
	Sep. 30, 2022
Stockholders' Equity Note [Abstract]
Shareholders' Equity and Earnings Per Common Share	Shareholders’ Equity and Earnings Per Common Share On December 17, 2021, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 1,100,000 shares of our outstanding common stock through December 31, 2022. Shares would be repurchased through open market transactions, though we could execute repurchases through other means, such as privately negotiated transactions. The timing and amount of any share repurchases will depend on a variety of factors, including, among others, securities law restrictions, the trading price of our common stock, regulatory requirements, potential alternative uses for capital, and our financial performance. During the nine month periods ended September 30, 2022 and 2021 repurchases were made totaling 181,586 shares and 659,350 shares of common stock, respectively, for an aggregate purchase price of $4.0 million and $13.8 million, respectively. A reconciliation of basic and diluted net income per common share follows: Three Months Ended Nine Months Ended 2022 2021 2022 2021 (In thousands, except Net income $ 17,297 $ 15,962 $ 48,265 $ 50,387 Weighted average shares outstanding (1) 21,058 21,516 21,106 21,696 Stock units for deferred compensation plan for non-employee directors 139 118 134 119 Effect of stock options 30 60 43 71 Performance share units 25 32 23 32 Weighted average shares outstanding for calculation of diluted earnings per share 21,252 21,726 21,306 21,918 Net income per common share Basic (1) $ 0.82 $ 0.74 $ 2.29 $ 2.32 Diluted $ 0.81 $ 0.73 $ 2.27 $ 2.30 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards. Weighted average stock options outstanding that were not considered in computing diluted net income per common share because they were anti-dilutive were zero for the three and nine month periods ended September 30, 2022 and 2021, respectively.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial InstrumentsWe are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting. Our derivative financial instruments according to the type of hedge in which they are designated follows: September 30, 2022 Notional Average Fair (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreements - commercial $ 6,491 6.6 $ 484 Pay-fixed interest rate swap agreements - securities available for sale 148,895 5.1 21,342 Total $ 155,386 5.2 $ 21,826 No hedge designation Rate-lock mortgage loan commitments $ 76,383 0.1 $ (6,356) Mandatory commitments to sell mortgage loans 73,141 0.1 2,806 Pay-fixed interest rate swap agreements - mortgage 9,500 6.5 633 Pay-fixed interest rate swap agreements - commercial 258,686 5.5 18,560 Pay-variable interest rate swap agreements - commercial 258,686 5.5 (18,560) Total $ 676,396 4.3 $ (2,917) December 31, 2021 Notional Average Fair (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreements - commercial $ 6,753 7.4 $ (384) Pay-fixed interest rate swap agreements - securities available for sale 148,895 5.8 4,413 Total $ 155,648 5.9 $ 4,029 No hedge designation Rate-lock mortgage loan commitments $ 129,846 0.1 $ 2,140 Mandatory commitments to sell mortgage loans 97,737 0.1 (68) Interest rate swaption agreement 10,000 0.2 186 Pay-fixed interest rate swap agreements - commercial 207,080 5.7 (5,179) Pay-variable interest rate swap agreements - commercial 207,080 5.7 5,179 Interest rate cap agreements 90,000 1.3 35 Total $ 741,743 3.4 $ 2,293 We have entered into a pay-fixed interest rate swap to protect a portion of the fair value of a certain fixed rate commercial loan (‘‘Fair Value Hedge – Commercial Loan’’). As a result, changes in the fair value of the pay-fixed interest rate swap is expected to offset changes in the fair value of the fixed rate commercial loan due to fluctuations in interest rates. We record the fair value of Fair Value Hedge – Commercial Loan in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. The hedged item (fixed rate commercial loan) is also recorded at fair value which offsets the adjustment to the Fair Value Hedge – Commercial Loan. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of both the Fair Value Hedge – Commercial Loan and the hedged item. The related gains or losses are reported in interest income – interest and fees on loans in our Condensed Consolidated Statements of Operations. We have entered into pay-fixed interest rate swaps to protect a portion of the fair value of certain securities AFS (‘‘Fair Value Hedge – AFS Securities’’). As a result, the change in the fair value of the pay-fixed interest rate swaps is expected to offset a portion of the change in the fair value of the fixed rate securities AFS due to fluctuations in interest rates. We record the fair value of Fair Value Hedge – AFS Securities in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. The hedged items (fixed rate securities AFS) are also recorded at fair value which offsets the adjustment to the Fair Value Hedge – AFS Securities. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of both the Fair Value Hedge – AFS Securities and the hedged item. The related gains or losses are reported in interest income – interest on securities – tax-exempt in our Condensed Consolidated Statements of Operations. Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in our Condensed Consolidated Statements of Operations. In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate-Lock Commitments”). These commitments expose us to interest rate risk. We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate-Lock Commitments. Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate-Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. We obtain market prices on Mandatory Commitments and Rate-Lock Commitments. Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges. We have purchased swaption and pay-fixed interest rate swap agreements in an attempt to reduce the impact of price fluctuations of certain mortgage construction loans held for sale. The pay-fixed interest rate swap agreements are presented as “Interest rate swap agreements – mortgage” in the table above. The swaption agreement terminated during the first quarter of 2022. The changes in the fair value of the swaption and pay fixed interest rate swap agreements are recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. We have a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons. We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party. The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the interest rate swap agreements - commercial in the table above with no hedge designation relate to this program. The no hedge designation interest rate cap agreements in the table above had previously qualified for cash flow hedge accounting but were classified to a no hedge designation during 2020 and any changes in fair value since the transfers to the no hedge designation have been recognized in interest expense – other borrowings and subordinated debt and debentures in our Condensed Consolidated Statements of Operations. Also in 2020 it became probable that the forecasted transactions being hedged by these interest rate cap agreements would not occur by the end of the originally specified time period and all remaining unrealized losses included as a component of accumulated other comprehensive income (loss) were reclassified into earnings at that time. During the second quarter of 2022 we terminated $75.0 million of interest rate caps while $15.0 million matured. The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives September 30, December 31, September 30, December 31, Balance Fair Balance Fair Balance Fair Balance Fair (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ 21,826 Other assets $ 4,413 Other liabilities $ — Other liabilities $ 384 Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets — Other assets 2,140 Other liabilities 6,356 Other liabilities — Mandatory commitments to sell mortgage loans Other assets 2,806 Other assets — Other liabilities — Other liabilities 68 Pay-fixed interest rate swap agreements - mortgage Other assets 633 Other assets — Other liabilities — Other liabilities — Interest rate swaption agreement Other assets — Other assets 186 Other liabilities — Other liabilities — Pay-fixed interest rate swap agreements - commercial Other assets 18,568 Other assets 165 Other liabilities 8 Other liabilities 5,344 Pay-variable interest rate swap agreements - commercial Other assets 8 Other assets 5,344 Other liabilities 18,568 Other liabilities 165 Interest rate cap agreements Other assets — Other assets 35 Other liabilities — Other liabilities — 22,015 7,870 24,932 5,577 Total derivatives $ 43,841 $ 12,283 $ 24,932 $ 5,961 The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Gain (Loss) Location of Three Month 2022 2021 Fair Value Hedges (In thousands) Pay-fixed interest rate swap agreement - commercial Interest and fees on loans $ 292 $ 63 Pay-fixed interest rate swap agreement - securities available for sale Interest on securities available for sale - tax - exempt 5,881 617 Total $ 6,173 $ 680 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ (1,284) $ (821) Mandatory commitments to sell mortgage loans Net gains on mortgage loans 2,250 579 Pay-fixed interest rate swap agreements - mortgage Net gains on mortgage loans (650) — Interest rate swaption agreement Net gains on mortgage loans — 2 Pay-fixed interest rate swap agreements - commercial Interest income 9,015 908 Pay-variable interest rate swap agreements - commercial Interest income (9,015) (908) Pay-fixed interest rate swap agreements Interest expense — 57 Interest rate cap agreements Interest expense — (5) Purchased options Interest expense — (70) Written options Interest expense — 70 Total $ 316 $ (188) Gain (Loss) Location of Nine Month 2022 2021 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreement - commercial Interest and fees on loans $ 868 $ 323 Pay-fixed interest rate swap agreement - securities available for sale Interest on securities available for sale - tax - exempt 16,929 3,256 Total $ 17,797 $ 3,579 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ (8,496) $ (3,485) Mandatory commitments to sell mortgage loans Net gains on mortgage loans 2,874 1,389 Pay-fixed interest rate swap agreements - mortgage Net gains on mortgage loans 633 — Interest rate swaption agreement Net gains on mortgage loans (186) (25) Pay-fixed interest rate swap agreements - commercial Interest income 23,739 3,735 Pay-variable interest rate swap agreements - commercial Interest income (23,739) (3,735) Pay-fixed interest rate swap agreements Interest expense — 295 Interest rate cap agreements Interest expense 245 6 Purchased options Interest expense — (41) Written options Interest expense — 41 Total $ (4,930) $ (1,820)

Goodwill and Other Intangibles

Goodwill and Other Intangibles	9 Months Ended
	Sep. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangibles	Goodwill and Other Intangibles The following table summarizes intangible assets, net of amortization: September 30, 2022 December 31, 2021 Gross Accumulated Gross Accumulated (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 9,219 $ 11,916 $ 8,580 Unamortized intangible assets - goodwill $ 28,300 $ 28,300 A summary of estimated core deposits intangible amortization at September 30, 2022 follows: (In thousands) Three months ending December 31, 2022 146 2023 547 2024 516 2025 487 2026 460 2027 and thereafter 541 Total $ 2,697

Share Based Compensation

Share Based Compensation	9 Months Ended
	Sep. 30, 2022
Share-Based Payment Arrangement [Abstract]
Share Based Compensation	Share Based Compensation We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.6 million shares of common stock as of September 30, 2022. The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.1 million shares of common stock as of September 30, 2022. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares. A summary of restricted stock and performance stock units (“PSU”) granted pursuant to our long-term incentive plan follows: Three Months Ended Nine Months Ended 2022 2021 2022 2021 Restricted stock 2,000 — 60,787 85,584 PSU — — 19,748 23,981 The shares of restricted stock and PSUs shown in the above table cliff vest after a period of three years. The performance criteria of the PSUs is split evenly between a comparison of (i) our total shareholder return and (ii) our return on average assets each over the three year period starting on the grant date to these same criteria over that period to an index of our banking peers. Our directors may elect to receive all or a portion of their cash retainer fees in the form of common stock (either on a current basis or on a deferred basis) pursuant to the non-employee director stock purchase plan referenced above. Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock on a current basis are issued each quarter and vest immediately. Shares issued on a deferred basis are credited at the rate of 90% of the current fair value of our common stock and vest immediately. During the nine month periods ended September 30, 2022 and 2021 we issued 0.013 million and 0.014 million shares, respectively and expensed their value during those same periods. Total compensation expense recognized for grants pursuant to our long-term incentive plan was $0.4 million and $1.3 million during the three and nine month periods ended September 30, 2022, respectively, and was $0.4 million and $1.2 million during the same periods in 2021, respectively. The corresponding tax benefit relating to this expense was $0.1 million and $0.3 million for the three and nine month periods ended September 30, 2022, respectively and $0.1 million and $0.2 million for the same periods in 2021. Total expense recognized for non-employee director share based payments was $0.09 million and $0.28 million during the three and nine month periods ended September 30, 2022, respectively, and was $0.09 million and $0.28 million during the same periods in 2021, respectively. The corresponding tax benefit relating to this expense was $0.02 million and $0.06 million for the three and nine month periods ended September 30, 2022, respectively and $0.02 million and $0.06 million during the same periods in 2021. At September 30, 2022, the total expected compensation cost related to non-vested restricted stock and PSUs not yet recognized was $2.8 million. The weighted-average period over which this amount will be recognized is 1.9 years. A summary of outstanding stock option grants and related transactions follows: Number of Average Weighted- Aggregated (In thousands) Outstanding at January 1, 2022 80,839 $ 5.76 Granted — Exercised (39,532) 3.14 Forfeited — Expired — Outstanding at September 30, 2022 41,307 $ 8.27 1.7 $ 449 Vested and expected to vest at September 30, 2022 41,307 $ 8.27 1.7 $ 449 Exercisable at September 30, 2022 41,307 $ 8.27 1.7 $ 449 A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number Weighted- Outstanding at January 1, 2022 234,226 $ 21.64 Granted 80,535 26.22 Vested (55,875) 22.92 Forfeited (12,888) 22.19 Outstanding at September 30, 2022 245,998 $ 22.82 Certain information regarding options exercised during the periods follows: Three Months Ended Nine Months Ended 2022 2021 2022 2021 (In thousands) (In thousands) Intrinsic value $ 322 $ 19 $ 746 $ 720 Cash proceeds received $ 52 $ 5 $ 124 $ 109 Tax benefit realized $ 68 $ 4 $ 157 $ 151

Income Tax

Income Tax	9 Months Ended
	Sep. 30, 2022
Income Tax Disclosure [Abstract]
Income Tax	Income TaxIncome tax expense was $4.0 million and $3.7 million during the three month periods ended September 30, 2022 and 2021, respectively and $10.9 million and $11.5 million during the nine months ended September 30, 2022 and 2021, respectively. Our actual federal income tax expense is different than the amount computed by applying our statutory income tax rate to our income before income tax primarily due to tax-exempt interest income and tax-exempt income from the increase in the cash surrender value on life insurance. In addition, the three and nine month periods ending September 30, 2022 include reductions of $0.06 million and $0.14 million, respectively, of income tax expense related to the impact of the excess value of stock awards that vested and stock options that were exercised as compared to the initial fair values that were expensed. These amounts during the same periods in 2021 were $0.003 million and $0.168 million, respectively. We assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. The ultimate realization of this asset is primarily based on generating future income. We concluded at September 30, 2022, September 30, 2021 and December 31, 2021 that the realization of substantially all of our deferred tax assets continues to be more likely than not. At both September 30, 2022 and December 31, 2021, we had approximately $0.2 million, respectively, of gross unrecognized tax benefits. We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the remainder of 2022.

Regulatory Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2022
Regulatory Matters [Abstract]
Regulatory Matters	Regulatory Matters Capital guidelines adopted by federal and state regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits. As of September 30, 2022, the Bank had positive undivided profits of $127.0 million. It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent or that would not be in accordance with guidelines of regulatory authorities. We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our interim condensed consolidated financial statements. In addition, capital adequacy rules include a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets that applies to all supervised financial institutions. To avoid limits on capital distributions and certain discretionary bonus payments we must meet the minimum ratio for adequately capitalized institutions plus the buffer. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of September 30, 2022 and December 31, 2021, categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization. Our actual capital amounts and ratios follow (1): Actual Minimum for Minimum for Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) September 30, 2022 Total capital to risk-weighted assets Consolidated $ 524,440 13.58 % $ 309,062 8.00 % NA NA Independent Bank 469,579 12.17 308,743 8.00 $ 385,929 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 436,130 11.29 % $ 231,796 6.00 % NA NA Independent Bank 421,318 10.92 231,558 6.00 $ 308,743 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 397,711 10.29 % $ 173,847 4.50 % NA NA Independent Bank 421,318 10.92 173,668 4.50 $ 250,854 6.50 % Tier 1 capital to average assets Consolidated $ 436,130 8.77 % $ 198,874 4.00 % NA NA Independent Bank 421,318 8.47 198,893 4.00 $ 248,616 5.00 % December 31, 2021 Total capital to risk-weighted assets Consolidated $ 488,495 14.53 % $ 268,991 8.00 % NA NA Independent Bank 438,352 13.05 268,808 8.00 $ 336,011 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 406,645 12.09 % $ 201,743 6.00 % NA NA Independent Bank 396,351 11.80 201,606 6.00 $ 268,808 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 368,277 10.95 % $ 151,307 4.50 % NA NA Independent Bank 396,351 11.80 151,205 4.50 $ 218,407 6.50 % Tier 1 capital to average assets Consolidated $ 406,645 8.79 % $ 185,034 4.00 % NA NA Independent Bank 396,351 8.57 185,077 4.00 $ 231,347 5.00 % _______________________________________ (1) These ratios do not reflect a capital conservation buffer of 2.50% at September 30, 2022 and December 31, 2021. NA - Not applicable The components of our regulatory capital are as follows: Consolidated Independent Bank September 30, December 31, September 30, December 31, (In thousands) Total shareholders' equity $ 332,308 $ 398,484 $ 355,915 $ 426,558 Add (deduct) Accumulated other comprehensive income (loss) for regulatory purposes 91,248 (6,298) 91,248 (6,298) Goodwill and other intangibles (30,997) (31,636) (30,997) (31,636) CECL (1) 5,152 7,727 5,152 7,727 Common equity tier 1 capital 397,711 368,277 421,318 396,351 Qualifying trust preferred securities 38,419 38,368 — — Tier 1 capital 436,130 406,645 421,318 396,351 Subordinated debt 40,000 40,000 — — Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 48,310 41,850 48,261 42,001 Total risk-based capital $ 524,440 $ 488,495 $ 469,579 $ 438,352 (1) We elected the three

Fair Value Disclosures

Fair Value Disclosures	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value Disclosures	Fair Value Disclosures FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. We used the following methods and significant assumptions to estimate fair value: Securities : Where quoted market prices are available in an active market, securities are classified as Level 1 of the valuation hierarchy. We currently do not have any Level 1 securities. If quoted market prices are not available for the specific security, then fair values are estimated by (1) using quoted market prices of securities with similar characteristics, (2) matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices, or (3) a discounted cash flow analysis whose significant fair value inputs can generally be verified and do not typically involve judgment by management. These securities are classified as Level 2 of the valuation hierarchy and primarily include agency securities, private label mortgage-backed securities, other asset backed securities, obligations of states and political subdivisions, trust preferred securities, corporate securities and foreign government securities. Loans held for sale : The fair value of mortgage loans held for sale, carried at fair value is based on agency cash window loan pricing for comparable assets (recurring Level 2). Collateral dependent loans with specific loss allocations based on collateral value : From time to time, certain collateral dependent loans will have an ACL established. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the collateral dependent loan as nonrecurring Level 3. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and thus will typically result in a Level 3 classification of the inputs for determining fair value. Other real estate : At the time of acquisition, other real estate is recorded at fair value, less estimated costs to sell, which becomes the property’s new basis. Subsequent write-downs to reflect declines in value since the time of acquisition may occur from time to time and are recorded in net gains on other real estate and repossessed assets, which is part of non-interest expense - other in the Condensed Consolidated Statements of Operations. The fair value of the property used at and subsequent to the time of acquisition is typically determined by a third party appraisal of the property. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us. Once received, an independent third party, or a member of our Collateral Evaluation Department (for commercial properties), or a member of our Special Assets Group (for residential properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. For commercial and residential properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions. These additional discounts generally do not result in material adjustments to the appraised value. Capitalized mortgage loan servicing rights : The fair value of capitalized mortgage loan servicing rights is based on a valuation model used by an independent third party that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. Certain model assumptions are generally unobservable and are based upon the best information available including data relating to our own servicing portfolio, reviews of mortgage servicing assumption and valuation surveys and input from various mortgage servicers and, therefore, are recorded as Level 3. Management evaluates the third party valuation for reasonableness each quarter as part of our financial reporting control processes. Derivatives : The fair value of rate-lock mortgage loan commitments is based on agency cash window loan pricing for comparable assets and the fair value of mandatory commitments to sell mortgage loans is based on mortgage backed security pricing for comparable assets (recurring Level 2). The fair value of interest rate swap, interest rate cap and swaption agreements are derived from proprietary models which utilize current market data. The significant fair value inputs can generally be observed in the market place and do not typically involve judgment by management (recurring Level 2). Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Quoted Significant Significant (In thousands) September 30, 2022: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 12,461 $ — $ 12,461 $ — U.S. agency residential mortgage-backed 93,335 — 93,335 — U.S. agency commercial mortgage-backed 14,334 — 14,334 — Private label mortgage-backed 96,253 — 96,253 — Other asset backed 214,038 — 214,038 — Obligations of states and political subdivisions 294,629 — 294,629 — Corporate 77,804 — 77,804 — Trust preferred 919 — 919 — Foreign government 499 — 499 — Loans held for sale, carried at fair value 9,091 — 9,091 — Capitalized mortgage loan servicing rights 43,158 — — 43,158 Derivatives (1) 43,841 — 43,841 — Liabilities Derivatives (2) 24,932 — 24,932 — Measured at Fair Value on a Non-recurring Basis: Assets Collateral dependent loans (3) Commercial Commercial and industrial 200 — — 200 Commercial real estate 55 — — 55 Mortgage 1-4 family owner occupied - non-jumbo 750 — — 750 1-4 family non-owner occupied 50 — — 50 1-4 family - 2nd lien 169 — — 169 Resort lending 25 — — 25 Installment Boat lending 35 — — 35 Recreational vehicle lending 46 — — 46 Other 76 — — 76 _________________________________ (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes individually evaluated loans with specific loss allocations based on collateral value. Fair Value Measurements Using Fair Value Quoted Significant Significant (In thousands) December 31, 2021: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 34,674 $ — $ 34,674 $ — U.S. agency residential mortgage-backed 307,985 — 307,985 — U.S. agency commercial mortgage-backed 22,926 — 22,926 — Private label mortgage-backed 102,615 — 102,615 — Other asset backed 216,170 — 216,170 — Obligations of states and political subdivisions 576,076 — 576,076 — Corporate 149,959 — 149,959 — Trust preferred 1,919 — 1,919 — Foreign government 506 — 506 — Loans held for sale, carried at fair value 55,470 — 55,470 — Capitalized mortgage loan servicing rights 26,232 — — 26,232 Derivatives (1) 12,283 — 12,283 — Liabilities Derivatives (2) 5,961 — 5,961 — Measured at Fair Value on a Non-recurring Basis: Assets Collateral dependent loans (3) Commercial Commercial and industrial 274 — — 274 Commercial real estate 65 — — 65 Mortgage 1-4 family owner occupied - non-jumbo 516 — — 516 1-4 family non-owner occupied 130 — — 130 1-4 family - 2nd lien 121 — — 121 Resort lending 77 — — 77 Installment Boat lending 51 — — 51 Recreational vehicle lending 77 — — 77 Other 45 — — 45 _________________________________ (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Nine- Net Gains Mortgage Total Mortgage (In thousands) 2022 Loans held for sale $ (1,518) $ — $ (1,518) Capitalized mortgage loan servicing rights — 11,689 11,689 2021 Loans held for sale (2,299) — (2,299) Capitalized mortgage loan servicing rights — (1,333) (1,333) For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends received. The following represent impairment charges recognized during the three and nine month periods ended September 30, 2022 and 2021 relating to assets measured at fair value on a non-recurring basis: • Loans that are individually evaluated using the fair value of collateral for collateral dependent loans had a carrying amount of $1.4 million, which is net of a valuation allowance of $0.7 million at September 30, 2022, and had a carrying amount of $1.4 million, which is net of a valuation allowance of $0.6 million at December 31, 2021. The provision for credit losses included in our results of operations relating to collateral dependent loans was a net expense of $0.3 million and $0.2 million for the three month periods ending September 30, 2022 and 2021, respectively, and a net expense of $0.4 million and $0.2 million for the nine month periods ending September 30, 2022 and 2021, respectively. • Other real estate, which is measured using the fair value of the property, had a carrying amount of zero which is net of a valuation allowance of $0.03 million, at December 31, 2021. We did not have any other real estate measured using the fair value of property at September 30, 2022. Charges included in our results of operations relating to other real estate measured at fair value were all zero during the three and nine month periods ended September 30, 2022 and 2021. A reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended Nine Months Ended 2022 2021 2022 2021 (In thousands) (In thousands) Beginning balance $ 39,477 $ 22,431 $ 26,232 $ 16,904 Total gains (losses) realized and unrealized: Included in results of operations 2,093 (752) 11,689 (1,333) Included in other comprehensive loss — — — — Purchases, issuances, settlements, maturities and calls 1,588 2,529 5,237 8,637 Transfers in and/or out of Level 3 — — — — Ending balance $ 43,158 $ 24,208 $ 43,158 $ 24,208 Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at September 30 $ 2,093 $ (752) $ 11,689 $ (1,333) The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party as discussed above. The significant unobservable inputs used in the fair value measurement of the capitalized mortgage loan servicing rights are discount rate, cost to service, ancillary income, float rate and prepayment rate. Significant changes in all five of these assumptions in isolation would result in significant changes to the value of our capitalized mortgage loan servicing rights. Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Valuation Unobservable Range Weighted (In thousands) September 30, 2022 Capitalized mortgage loan servicing rights $ 43,158 Present value of net servicing revenue Discount rate 10.00% to 15.39% 10.12 % Cost to service $67 to $194 $ 77 Ancillary income 20 to 35 21 Float rate 4.14 % 4.14 % Prepayment rate 7.03% to 31.31% 7.74 % December 31, 2021 Capitalized mortgage loan servicing rights $ 26,232 Present value of net servicing revenue Discount rate 10.00% to 13.00% 10.07 % Cost to service $67 to $281 $ 78 Ancillary income 20 to 30 21 Float rate 1.36 % 1.36 % Prepayment rate 7.02% to 44.21% 13.92% Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Valuation Unobservable Range Weighted (In thousands) September 30, 2022 Collateral dependent loans Commercial $ 255 Sales comparison approach Adjustment for differences between comparable sales 0.0% to 12.0% 1.2 % Mortgage and Installment(1) 1,151 Sales comparison approach Adjustment for differences between comparable sales (73.3) to 65.2 (2.2) December 31, 2021 Collateral dependent loans Commercial $ 339 Sales comparison approach Adjustment for differences between comparable sales (12.5)% to 12.0% 1.5 % Mortgage and Installment(1) 1,017 Sales comparison approach Adjustment for differences between comparable sales (30.1) to 29.3 0.2 (1) In addition to the valuation techniques and unobservable inputs discussed above, at September 30, 2022 and December 31, 2021 certain collateral dependent installment loans totaling approximately $0.16 million and $0.17 million, respectively, are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides. The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Difference Contractual (In thousands) Loans held for sale September 30, 2022 $ 9,091 $ (467) $ 9,558 December 31, 2021 55,470 1,051 54,419

Fair Values of Financial Instru

Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2022
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	Fair Values of Financial Instruments Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values may not be a precise estimate. Changes in assumptions could significantly affect the estimates. Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances. The estimated recorded book balances and fair values follow: Fair Value Using Recorded Fair Value Quoted Significant Significant (In thousands) September 30, 2022 Assets Cash and due from banks $ 57,059 $ 57,059 $ 57,059 $ — $ — Interest bearing deposits 13,573 13,573 13,573 — — Securities available for sale 804,272 804,272 — 804,272 — Securities held to maturity 379,429 341,129 — 341,129 — Federal Home Loan Bank and Federal Reserve Bank Stock 17,653 NA NA NA NA Net loans and loans held for sale 3,367,807 3,007,609 — 9,091 2,998,518 Accrued interest receivable 14,613 14,613 3 6,133 8,477 Derivative financial instruments 43,841 43,841 — 43,841 — Liabilities Deposits with no stated maturity (1) $ 3,919,893 $ 3,919,893 $ 3,919,893 $ — $ — Deposits with stated maturity (1) 407,135 400,149 — 400,149 — Other borrowings 86,707 86,707 — 86,707 — Subordinated debt 39,414 41,106 — 41,106 — Subordinated debentures 39,643 39,245 — 39,245 — Accrued interest payable 1,458 1,458 201 1,257 — Derivative financial instruments 24,932 24,932 — 24,932 — December 31, 2021 Assets Cash and due from banks $ 51,069 $ 51,069 $ 51,069 $ — $ — Interest bearing deposits 58,404 58,404 58,404 — — Securities available for sale 1,412,830 1,412,830 — 1,412,830 — Federal Home Loan Bank and Federal Reserve Bank Stock 18,427 NA NA NA NA Net loans and loans held for sale 2,948,074 2,931,079 35,233 55,470 2,840,376 Accrued interest receivable 12,865 12,865 1 6,028 6,836 Derivative financial instruments 12,283 12,283 — 12,283 — Liabilities Deposits with no stated maturity (1) $ 3,781,298 $ 3,781,298 $ 3,781,298 $ — $ — Deposits with stated maturity (1) 335,792 336,006 — 336,006 — Other borrowings 30,009 30,155 — 30,155 — Subordinated debt 39,357 44,999 — 44,999 — Subordinated debentures 39,592 33,866 — 33,866 — Accrued interest payable 497 497 67 430 — Derivative financial instruments 5,961 5,961 — 5,961 — (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $585.707 million and $562.210 million at September 30, 2022 and December 31, 2021, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $30.728 million and $24.416 million at September 30, 2022 and December 31, 2021, respectively. The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments. Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingencies

Contingencies	9 Months Ended
	Sep. 30, 2022
Commitments and Contingencies Disclosure [Abstract]
Contingencies	Contingencies Pressures from heightened inflation, increased interest rates, rising energy prices, supply chain disruptions, concerns over the Russia-Ukraine war, and foreign currency exchange rate fluctuations have created, and continue to create, significant economic uncertainty. Inflation remains elevated, exceeding an annual rate of 8.0% in the third quarter of 2022, well above the Federal Reserve Board’s target inflation rate. In September 2022, the Federal Reserve Board raised interest rates by 75 basis points for the third consecutive time in order to combat inflation, and officials expect rates to continue to rise into 2023. Further, the Russia-Ukraine war and related events are likely to create additional pressure on inflation and economic activity. The resulting responses by the U.S. and other countries (including the imposition of economic sanctions and export restrictions), and the potential for wider conflict has increased volatility and uncertainty in global financial markets, and could result in significant market disruptions, including in our customers’ industries or sectors. The extent to which these pressures may impact our business, results of operations, asset valuations, financial condition, and customers will depend on future developments, which continue to be highly uncertain and difficult to predict. Material adverse impacts may include all or a combination of valuation impairments on our intangible assets, securities available for sale, securities held to maturity, loans, capitalized mortgage loan servicing rights or deferred tax assets. At September 30, 2022, we had no commercial loans in forbearance. We continue to closely monitor and analyze the higher risk segments within our portfolio, and senior management is cautiously optimistic that we are positioned to continue managing the impact of the varied set of risks and uncertainties currently impacting the global economy. However, a high degree of uncertainty still exists with respect to the impact of the fluid global economic conditions on the future performance of our loan portfolio. Litigation We are involved in various litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our interim condensed consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is insignificant. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future. The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Visa Stock We own 12,566 shares of VISA Class B common stock. At the present time, these shares can only be sold to other Class B shareholders. As a result, there has generally been limited transfer activity in private transactions between buyers and sellers. Given the limited activity that we have become aware of and the continuing uncertainty regarding the likelihood, ultimate timing and eventual exchange rate for Class B shares into Class A shares, we continue to carry these shares at

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss) ("AOCIL")	9 Months Ended
	Sep. 30, 2022
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss) ("AOCIL")	Accumulated Other Comprehensive Income (Loss) (“AOCIL”) A summary of changes in AOCIL follows: Unrealized Unrealized Dispropor- Total (In thousands) For the three months ended September 30, 2022 Balances at beginning of period $ (59,335) $ (19,870) $ (5,798) $ (85,003) Other comprehensive income (loss) before reclassifications (12,895) 853 — (12,042) Amounts reclassified from AOCIL — — — — Net current period other comprehensive income (loss) (12,895) 853 — (12,042) Balances at end of period $ (72,230) $ (19,017) $ (5,798) $ (97,045) 2021 Balances at beginning of period $ 14,214 $ — $ (5,798) $ 8,416 Other comprehensive loss before reclassifications (1,322) — — (1,322) Amounts reclassified from AOCIL 4 — — 4 Net current period other comprehensive loss (1,318) — — (1,318) Balances at end of period $ 12,896 $ — $ (5,798) $ 7,098 For the nine months ended September 30, 2022 Balances at beginning of period $ 6,299 $ — $ (5,798) $ 501 Other comprehensive loss before reclassifications (78,312) (19,017) — (97,329) Amounts reclassified from AOCIL (217) — — (217) Net current period other comprehensive loss (78,529) (19,017) — (97,546) Balances at end of period $ (72,230) $ (19,017) $ (5,798) $ (97,045) 2021 Balances at beginning of period $ 15,822 $ — $ (5,798) $ 10,024 Other comprehensive loss before reclassifications (4,049) — — (4,049) Amounts reclassified from AOCIL 1,123 — — 1,123 Net current period other comprehensive loss (2,926) — — (2,926) Balances at end of period $ 12,896 $ — $ (5,798) $ 7,098 (1) Represents the remaining unrealized loss to be accreted on securities that were transferred from AFS to HTM on April 1, 2022. The disproportionate tax effects from securities AFS arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations. Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period. In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations. Release of material disproportionate tax effects from other comprehensive income to earnings is done by the portfolio method whereby the effects will remain in AOCIL as long as we carry a more than inconsequential portfolio of securities AFS. A summary of reclassifications out of each component of AOCIL for the three months ended September 30 follows: AOCIL Component Amount Affected Line Item in Condensed (In thousands) 2022 Unrealized gains (losses) on securities available for sale $ — Net gains (losses) on securities available for sale — Income tax expense $ — Reclassifications, net of tax 2021 Unrealized gains (losses) on securities available for sale $ 5 Net gains (losses) on securities available for sale 1 Income tax expense $ 4 Reclassifications, net of tax A summary of reclassifications out of each component of AOCIL for the nine months ended September 30 follows: AOCIL Component Amount Affected Line Item in Condensed (In thousands) 2022 Unrealized gains (losses) on securities available for sale $ (275) Net gains (losses) on securities available for sale (58) Income tax expense $ (217) Reclassifications, net of tax 2021 Unrealized gains (losses) on securities available for sale $ 1,421 Net gains (losses) on securities available for sale 298 Income tax expense $ 1,123 Reclassifications, net of tax

Revenue from Contracts with Cus

Revenue from Contracts with Customers	9 Months Ended
	Sep. 30, 2022
Revenue from Contract with Customer [Abstract]
Revenue from Contract with Customer	Revenue from Contracts with Customers We account for revenue in accordance with ASC Topic 606, Revenue from Contracts with Customers. We derive the majority of our revenue from financial instruments and their related contractual rights and obligations which for the most part are excluded from the scope of this topic. These sources of revenue that are excluded from the scope of this topic include interest income, net gains on mortgage loans, net gains (losses) on securities AFS, mortgage loan servicing, net and bank owned life insurance and were approximately 83.7% and 85.1% of total revenues for the nine month periods ending September 30, 2022 and 2021, respectively. Material sources of revenue that are included in the scope of this topic include service charges on deposit accounts, other deposit related income, interchange income and investment and insurance commissions and are discussed in the following paragraphs. Generally these sources of revenue are earned at the time the service is delivered or over the course of a monthly period and do not result in any contract asset or liability balance at any given period end. As a result, there were no contract assets or liabilities recorded as of September 30, 2022 and December 31, 2021. Service charges on deposit accounts and other deposit related income : Revenues are earned on depository accounts for commercial and retail customers and include fees for transaction-based, account maintenance and overdraft services. Transaction-based fees, which includes services such as ATM use fees, stop payment charges and ACH fees are recognized at the time the transaction is executed as that is the time we fulfill our customer’s request. Account maintenance fees, which includes monthly maintenance services are earned over the course of a month representing the period over which the performance obligation is satisfied. Our obligation for overdraft services is satisfied at the time of the overdraft. Interchange income : Interchange income primarily includes debit card interchange and network revenues. Debit card interchange and network revenues are earned on debit card transactions conducted through payment networks such as MasterCard, NYCE (during 2021) and Accel. Interchange income is recognized concurrently with the delivery of services on a daily basis. Interchange and network revenues are presented gross of interchange expenses, which are presented separately as a component of non-interest expense. Investment and insurance commissions : Investment and insurance commissions include fees and commissions from asset management, custody, recordkeeping, investment advisory and other services provided to our customers. Revenue is recognized on an accrual basis at the time the services are performed and is generally based on either the market value of the assets managed or the services provided. We have an agent relationship with a third party provider of these services and net certain direct costs charged by the third party provider associated with providing these services to our customers. Net (gains) losses on other real estate and repossessed assets : We record a gain or loss from the sale of other real estate when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. If we were to finance the sale of other real estate to the buyer, we would assess whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction is probable. Once these criteria are met, the other real estate asset would be derecognized and the gain or loss on sale would be recorded upon the transfer of control of the property to the buyer. There were no other real estate properties sold during the nine month periods ending September 30, 2022 and 2021 that were financed by us. Disaggregation of our revenue sources by attribute follows: Three months ending September 30, 2022 Service Other Interchange Investment Total (In thousands) Retail Overdraft fees $ 2,492 $ — $ — $ — $ 2,492 Account service charges 436 — — — 436 ATM fees — 318 — — 318 Other — 239 — — 239 Business Overdraft fees 154 — — — 154 ATM fees — 8 — — 8 Other — 79 — — 79 Interchange income — — 4,049 — 4,049 Asset management revenue — — — 433 433 Transaction based revenue — — — 316 316 Total $ 3,082 $ 644 $ 4,049 $ 749 $ 8,524 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 644 Investment and insurance commissions 749 Bank owned life insurance (1) 59 Other (1) 1,138 Total $ 2,590 (1) Excluded from the scope of ASC Topic 606. Three months ending September 30, 2021 Service Other Interchange Investment Total (In thousands) Retail Overdraft fees $ 2,699 $ — $ — $ — $ 2,699 Account service charges 107 — — — 107 ATM fees — 336 — — 336 Other — 179 — — 179 Business Overdraft fees 138 — — — 138 ATM fees — 8 — — 8 Other — 79 — — 79 Interchange income — — 4,237 — 4,237 Asset management revenue — — — 444 444 Transaction based revenue — — — 234 234 Total $ 2,944 $ 602 $ 4,237 $ 678 $ 8,461 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 602 Investment and insurance commissions 678 Bank owned life insurance (1) 145 Other (1) 1,452 Total $ 2,877 (1) Excluded from the scope of ASC Topic 606. Nine months ending September 30, 2022 Service Other Interchange Investment Total (In thousands) Retail Overdraft fees $ 7,497 $ — $ — $ — $ 7,497 Account service charges 1,209 — — — 1,209 ATM fees — 905 — — 905 Other — 727 — — 727 Business Overdraft fees 429 — — — 429 ATM fees — 22 — — 22 Other — 237 — — 237 Interchange income — — 10,553 — 10,553 Asset management revenue — — — 1,355 1,355 Transaction based revenue — — — 814 814 Total $ 9,135 $ 1,891 $ 10,553 $ 2,169 $ 23,748 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,891 Investment and insurance commissions 2,169 Bank owned life insurance (1) 302 Other (1) 3,635 Total $ 7,997 (1) Excluded from the scope of ASC Topic 606. Nine months ending September 30, 2021 Service Other Interchange Investment Total (In thousands) Retail Overdraft fees $ 5,746 $ — $ — $ — $ 5,746 Account service charges 950 — — — 950 ATM fees — 817 — — 817 Other — 552 — — 552 Business Overdraft fees 482 — — — 482 ATM fees — 18 — — 18 Other — 238 — — 238 Interchange income — — 10,739 — 10,739 Asset management revenue — — — 1,227 1,227 Transaction based revenue — — — 668 668 Total $ 7,178 $ 1,625 $ 10,739 $ 1,895 $ 21,437 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,625 Investment and insurance commissions 1,895 Bank owned life insurance (1) 411 Other (1) 2,847 Total $ 6,778 (1) Excluded from the scope of ASC Topic 606.

Leases

Leases	9 Months Ended
	Sep. 30, 2022
Leases [Abstract]
Leases	Leases We have entered into leases in the normal course of business primarily for office facilities, some of which include renewal options and escalation clauses. Certain leases also include both lease components (fixed payments including rent, taxes and insurance costs) and non-lease components (common area or other maintenance costs) which are accounted for as a single lease component as we have elected the practical expedient to group lease and non-lease components together for all leases. We have also elected not to recognize leases with original lease terms of 12 months or less (short-term leases) on our Condensed Consolidated Statements of Financial Condition. Most of our leases include one or more options to renew. The exercise of lease renewal options is typically at our sole discretion and are included in our right of use (“ROU”) assets and lease liabilities if they are reasonably certain of exercise. Leases are classified as operating or finance leases at the lease commencement date (we did not have any finance leases as of September 30, 2022). Lease expense for operating leases and short-term leases is recognized on a straight-line basis over the lease term. The ROU assets represent our right to use an underlying asset for the lease term and lease liabilities represent our obligation to make lease payments arising from the lease. ROU assets and lease liabilities are recognized at the lease commencement date based on the estimated present value of the lease payment over the lease term. As most of our leases do not provide an implicit rate, we use our incremental borrowing rate based on the information available at the lease commencement date in determining the present value of the lease payments. The cost components of our operating leases follows: Three Months Ended Nine Months Ended 2022 2021 2022 2021 (In thousands) (In thousands) Operating lease cost $ 410 $ 424 $ 1,233 $ 1,259 Variable lease cost 25 15 66 46 Short-term lease cost 20 17 57 47 Total $ 455 $ 456 $ 1,356 $ 1,352 Variable lease costs consist primarily of taxes, insurance, and common area or other maintenance costs for our leased facilities. Supplemental balance sheet information related to our operating leases follows: September 30, December 31, (Dollars in thousands) Lease right of use asset (1) $ 6,082 $ 6,481 Lease liabilities (2) $ 6,173 $ 6,602 Weighted average remaining lease term (years) 5.96 6.50 Weighted average discount rate 2.4 % 2.3 % (1) Included in Accrued income and other assets (2) Included in Accrued expenses and other liabilities Maturity analysis of our lease liabilities at September 30, 2022 based on required contractual payments follows: (In thousands) Three months ending December 31, 2022 $ 428 2023 1,527 2024 1,026 2025 970 2026 801 2027 and thereafter 1,832 Total lease payments 6,584 Less imputed interest (411) Total $ 6,173

New Accounting Standards (Polic

New Accounting Standards (Policies)	9 Months Ended
	Sep. 30, 2022
Accounting Standards Update and Change in Accounting Principle [Abstract]
New Accounting Standards	In March, 2022, the FASB issued ASU 2022-01, “Derivative and Hedging (Topic 815): Fair Value Hedging – Portfolio Layer Method”. This ASU expands the current “last-of-layer” hedge method to allow multiple hedged layers of a single closed portfolio as well as to include non prepayable financial assets. This ASU also provides additional guidance on the accounting for and disclosure of certain hedge basis adjustments and specifies how hedge basis adjustments should be considered when determining credit losses for assets included in a closed portfolio. This ASU is required in reporting periods beginning after December 15, 2022, with early adoption permitted. We early adopted this ASU in the second quarter of 2022 with no material impact to our Condensed Consolidated Financial Statements. In March 2020, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting’’. This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination. Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. We have formed a cross-functional project team to lead this transition from LIBOR to a planned adoption of reference rates which could include Secured Overnight Financing Rate (“SOFR”), amongst others. We utilized the timeline guidance published by the Alternative Reference Rates Committee to develop and achieve internal milestones during this transitional period. We have discontinued the use of new LIBOR-based loans as of December 31, 2021, according to regulatory guidelines. We also discontinued the use of new LIBOR based interest rate derivatives as of December 31, 2021. The amended guidance under Topic 848 and our ability to elect its temporary optional expedients and exceptions are effective for us through December 31, 2022. We expect to adopt the LIBOR transition relief allowed under this standard. In March, 2022, the FASB issued ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructuring and Vintage Disclosures”. This ASU eliminates the troubled debt restructuring (“TDR”) accounting model for creditors that have already adopted Topic 326, which is commonly referred to as the current expected credit loss (“CECL”) model. In lieu of the TDR accounting model, creditors now will apply the general loan modification guidance in Subtopic 310-20 to all loan modifications, including modifications made for borrowers experiencing financial difficulty. Under the general loan modification guidance, a modification is treated as a new loan only if the terms of the new loan are at least as favorable to the lender as the terms for comparable loans to other customers with similar collection risks, and modifications to the terms of the original loan are more than minor. If either condition is not met, the modification is accounted for as the continuation of the old loan with any effect of the modification treated as a prospective adjustment to

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	Securities available for sale (“AFS”) consist of the following: Amortized Unrealized Gains Losses Fair Value (In thousands) September 30, 2022 U.S. agency $ 13,421 $ 12 $ 972 $ 12,461 U.S. agency residential mortgage-backed 104,029 14 10,708 93,335 U.S. agency commercial mortgage-backed 15,910 — 1,576 14,334 Private label mortgage-backed 104,432 256 8,435 96,253 Other asset backed 220,218 6 6,186 214,038 Obligations of states and political subdivisions 348,717 4 54,092 294,629 Corporate 87,498 8 9,702 77,804 Trust preferred 978 — 59 919 Foreign government 500 — 1 499 Total $ 895,703 $ 300 $ 91,731 $ 804,272 December 31, 2021 U.S. agency $ 34,634 $ 152 $ 112 $ 34,674 U.S. agency residential mortgage-backed 309,907 1,952 3,874 307,985 U.S. agency commercial mortgage-backed 23,066 84 224 22,926 Private label mortgage-backed 102,480 807 672 102,615 Other asset backed 215,235 1,204 269 216,170 Obligations of states and political subdivisions 568,355 9,942 2,221 576,076 Corporate 148,707 2,446 1,194 149,959 Trust preferred 1,975 — 56 1,919 Foreign government 499 7 — 506 Total $ 1,404,858 $ 16,594 $ 8,622 $ 1,412,830
Debt Securities, Held-to-Maturity	Securities held to maturity (“HTM”) consist of the following: Carrying Transferred ACL Amortized Unrealized Fair Value Gains Losses (In thousands) September 30, 2022 U.S. agency $ 28,353 $ 1,922 $ — $ 30,275 $ — $ 4,754 $ 25,521 U.S. agency residential mortgage-backed 120,051 11,153 — 131,204 — 25,124 106,080 U.S. agency commercial mortgage-backed 4,985 254 — 5,239 — 606 4,633 Private label mortgage-backed 7,227 444 1 7,672 — 992 6,680 Obligations of states and political subdivisions 169,522 9,033 39 178,594 5 26,035 152,564 Corporate 48,350 1,211 123 49,684 — 5,034 44,650 Trust preferred 941 55 5 1,001 — — 1,001 Total $ 379,429 $ 24,072 $ 168 $ 403,669 $ 5 $ 62,545 $ 341,129 (1) Represents the remaining unrealized loss to be accreted on securities that were transferred from AFS to HTM on April 1, 2022.
Schedule of Unrealized Loss on Investments	Gross unrealized losses and fair values for securities available for sale aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In thousands) September 30, 2022 U.S. agency $ 9,216 $ 802 $ 1,813 $ 170 $ 11,029 $ 972 U.S. agency residential mortgage-backed 50,456 4,396 41,445 6,312 91,901 10,708 U.S. agency commercial mortgage-backed 6,328 724 8,007 852 14,335 1,576 Private label mortgage-backed 65,716 4,347 29,949 4,088 95,665 8,435 Other asset backed 203,307 5,603 9,517 583 212,824 6,186 Obligations of states and political subdivisions 148,049 25,023 144,063 29,069 292,112 54,092 Corporate 35,467 3,713 40,349 5,989 75,816 9,702 Trust preferred — — 919 59 919 59 Foreign government 499 1 — — 499 1 Total $ 519,038 $ 44,609 $ 276,062 $ 47,122 $ 795,100 $ 91,731 December 31, 2021 U.S. agency $ 11,986 $ 109 $ 1,286 $ 3 $ 13,272 $ 112 U.S. agency residential mortgage-backed 171,398 3,555 19,024 319 190,422 3,874 U.S. agency commercial mortgage-backed 19,900 224 — — 19,900 224 Private label mortgage-backed 64,408 640 2,180 32 66,588 672 Other asset backed 86,581 248 978 21 87,559 269 Obligations of states and political subdivisions 178,484 2,151 7,093 70 185,577 2,221 Corporate 75,166 1,150 1,050 44 76,216 1,194 Trust preferred — — 1,919 56 1,919 56 Total $ 607,923 $ 8,077 $ 33,530 $ 545 $ 641,453 $ 8,622
Held-to-Maturity, Credit Quality	The carrying value of securities HTM at September 30, 2022, aggregated by credit quality follow: Private Obligations Corporate Trust Carrying (In thousands) Credit rating: AAA $ 7,227 $ 33,643 $ — $ — $ 40,870 AA — 110,590 — — 110,590 A — 3,910 6,890 — 10,800 BBB — 1,171 38,570 — 39,741 Non-rated — 20,208 2,890 941 24,039 Total $ 7,227 $ 169,522 $ 48,350 $ 941 $ 226,040
Held-to-Maturity, Allowance for Credit Losses	An analysis of the allowance for credit losses by security HTM type follows: Private Obligations Corporate Trust Total (In thousands) Three months ended September 30, 2022 Balance at beginning of period $ 2 $ 30 $ 121 $ 5 $ 158 Additions (deductions) Provision for credit losses (1) 9 2 — 10 Recoveries credited to the allowance — — — — — Securities HTM charged against the allowance — — — — — Balance at end of period $ 1 $ 39 $ 123 $ 5 $ 168 Nine months ended September 30, 2022 Balance at beginning of period $ — $ — $ — $ — $ — Additions (deductions) Provision for credit losses 1 39 123 5 168 Recoveries credited to the allowance — — — — — Securities HTM charged against the allowance — — — — — Balance at end of period $ 1 $ 39 $ 123 $ 5 $ 168
Investments Classified by Contractual Maturity Date	The amortized cost and fair value of securities AFS and securities HTM at September 30, 2022, by contractual maturity, follow: Securities AFS Securities HTM Amortized Fair Amortized Fair (In thousands) Maturing within one year $ 9,029 $ 9,006 $ 4,856 $ 4,815 Maturing after one year but within five years 115,171 104,403 45,272 41,395 Maturing after five years but within ten years 119,192 100,992 116,578 101,535 Maturing after ten years 207,722 171,911 92,848 75,991 451,114 386,312 259,554 223,736 U.S. agency residential mortgage-backed 104,029 93,335 131,204 106,080 U.S. agency commercial mortgage-backed 15,910 14,334 5,239 4,633 Private label mortgage-backed 104,432 96,253 7,672 6,680 Other asset backed 220,218 214,038 — — Total $ 895,703 $ 804,272 $ 403,669 $ 341,129 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
Gains and Losses Realized on Sale of Securities Available for Sale	A summary of proceeds from the sale of securities AFS and gains and losses for the nine month periods ending September 30, follows: Realized Proceeds Gains Losses (In thousands) 2022 $ 70,523 $ 164 $ 439 2021 81,683 1,471 50

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Financing Receivable, Current, Allowance for Credit Loss	An analysis of the allowance for credit losses by portfolio segment for the three months ended September 30, follows: Commercial Mortgage Installment Subjective Total (In thousands) 2022 Balance at beginning of period $ 11,059 $ 20,313 $ 4,220 $ 12,291 $ 47,883 Additions (deductions) Provision for credit losses 1,184 1,219 263 469 3,135 Recoveries credited to the allowance 202 78 450 — 730 Loans charged against the allowance — — (606) — (606) Balance at end of period $ 12,445 $ 21,610 $ 4,327 $ 12,760 $ 51,142 2021 Balance at beginning of period $ 9,094 $ 18,933 $ 3,701 $ 14,198 $ 45,926 Additions (deductions) Provision for credit losses (969) 16 805 (511) (659) Recoveries credited to the allowance 1,751 339 394 — 2,484 Loans charged against the allowance — (113) (839) — (952) Balance at end of period $ 9,876 $ 19,175 $ 4,061 $ 13,687 $ 46,799 An analysis of the allowance for credit losses by portfolio segment for the nine months ended September 30, follows: Commercial Mortgage Installment Subjective Total (In thousands) 2022 Balance at beginning of period $ 11,519 $ 19,221 $ 3,749 $ 12,763 $ 47,252 Additions (deductions) Provision for credit losses 496 2,087 1,203 (3) 3,783 Recoveries credited to the allowance 430 346 1,228 — 2,004 Loans charged against the allowance — (44) (1,853) — (1,897) Balance at end of period $ 12,445 $ 21,610 $ 4,327 $ 12,760 $ 51,142 2021 Balance at beginning of period $ 7,401 $ 6,998 $ 1,112 $ 19,918 $ 35,429 Additions (deductions) Impact of adoption of ASC 326 2,551 12,000 3,052 (6,029) 11,574 Provision for credit losses (2,591) (264) 499 (202) (2,558) Initial allowance on loans purchased with credit deterioration 95 18 21 — 134 Recoveries credited to the allowance 2,420 720 778 — 3,918 Loans charged against the allowance — (297) (1,401) — (1,698) Balance at end of period $ 9,876 $ 19,175 $ 4,061 $ 13,687 $ 46,799
Financing Receivable, Nonaccrual	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: Non- Non- Total 90+ and Total Non- (In thousands) September 30, 2022 Commercial Commercial and industrial (1) $ — $ 10 $ 10 $ — $ 10 Commercial real estate — — — — — Mortgage 1-4 family owner occupied - jumbo — — — — — 1-4 family owner occupied - non-jumbo (2) 695 1,316 2,011 — 2,011 1-4 family non-owner occupied 157 399 556 — 556 1-4 family - 2nd lien — 555 555 — 555 Resort lending 117 38 155 — 155 Installment Boat lending — 168 168 — 168 Recreational vehicle lending — 119 119 — 119 Other — 242 242 — 242 Total $ 969 $ 2,847 $ 3,816 $ — $ 3,816 Accrued interest excluded from total $ — $ — $ — $ — $ — December 31, 2021 Commercial Commercial and industrial (1) $ — $ 15 $ 15 $ — $ 15 Commercial real estate — — — — — Mortgage 1-4 family owner occupied - jumbo 607 — 607 — 607 1-4 family owner occupied - non-jumbo (2) 137 1,815 1,952 — 1,952 1-4 family non-owner occupied 275 592 867 — 867 1-4 family - 2nd lien 182 681 863 — 863 Resort lending 118 119 237 — 237 Installment Boat lending — 210 210 — 210 Recreational vehicle lending — 177 177 — 177 Other — 182 182 — 182 Total $ 1,319 $ 3,791 $ 5,110 $ — $ 5,110 Accrued interest excluded from total $ — $ — $ — $ — $ — (1) Non-performing commercial and industrial loans exclude $0.031 million and $0.047 million of government guaranteed loans at September 30, 2022 and December 31, 2021, respectively.
Amortized Cost of Collateral-dependent Loans by Class	The amortized cost of collateral-dependent loans by class follows: Collateral Type Allowance Real Other (In thousands) September 30, 2022 Commercial Commercial and industrial $ 60 $ 178 $ 38 Commercial real estate 71 — 16 Mortgage 1-4 family owner occupied - jumbo — — — 1-4 family owner occupied - non-jumbo 1,784 — 339 1-4 family non-owner occupied 234 — 27 1-4 family - 2nd lien 372 — 203 Resort lending 155 — 14 Installment Boat lending — 54 19 Recreational vehicle lending — 71 25 Other 6 112 42 Total $ 2,682 $ 415 $ 723 Accrued interest excluded from total $ 1 $ — December 31, 2021 Commercial Commercial and industrial $ 80 $ 245 $ 51 Commercial real estate 84 — 19 Mortgage 1-4 family owner occupied - jumbo 607 — — 1-4 family owner occupied - non-jumbo 940 — 286 1-4 family non-owner occupied 477 — 72 1-4 family - 2nd lien 370 — 67 Resort lending 237 — 42 Installment Boat lending — 80 29 Recreational vehicle lending — 121 44 Other — 70 25 Total $ 2,795 $ 516 $ 635 Accrued interest excluded from total $ — $ 1
Aging Analysis of Loans by Class	An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total (In thousands) September 30, 2022 Commercial Commercial and industrial $ — $ — $ 41 $ 41 $ 707,114 $ 707,155 Commercial real estate — — — — 701,075 701,075 Mortgage 1-4 family owner occupied - jumbo — — — — 714,012 714,012 1-4 family owner occupied - non-jumbo 1,235 777 731 2,743 306,589 309,332 1-4 family non-owner occupied 135 36 198 369 186,059 186,428 1-4 family - 2nd lien 315 132 42 489 101,904 102,393 Resort lending — — 155 155 42,559 42,714 Installment Boat lending 370 1 54 425 258,428 258,853 Recreational vehicle lending 313 115 27 455 278,994 279,449 Other 138 78 94 310 108,137 108,447 Total $ 2,506 $ 1,139 $ 1,342 $ 4,987 $ 3,404,871 $ 3,409,858 Accrued interest excluded from total $ 19 $ 6 $ — $ 25 $ 8,452 $ 8,477 December 31, 2021 Commercial Commercial and industrial $ — $ 2 $ 62 $ 64 $ 593,048 $ 593,112 Commercial real estate — — — — 610,469 610,469 Mortgage 1-4 family owner occupied - jumbo — — 607 607 540,416 541,023 1-4 family owner occupied - non-jumbo 774 408 657 1,839 264,571 266,410 1-4 family non-owner occupied 87 26 462 575 194,277 194,852 1-4 family - 2nd lien 422 60 289 771 87,958 88,729 Resort lending — — 237 237 48,408 48,645 Installment Boat lending 438 28 52 518 227,622 228,140 Recreational vehicle lending 377 65 120 562 234,183 234,745 Other 252 57 49 358 98,562 98,920 Total $ 2,350 $ 646 $ 2,535 $ 5,531 $ 2,899,514 $ 2,905,045 Accrued interest excluded from total $ 25 $ 9 $ — $ 34 $ 6,802 $ 6,836
Financing Receivable, Troubled Debt Restructuring	We have allocated $2.6 million and $3.6 million of reserves to customers whose loan terms have been modified as TDRs at September 30, 2022 and December 31, 2021, respectively. TDRs follow: September 30, 2022 Commercial Retail (1) Total (In thousands) Performing TDR's $ 3,210 $ 28,071 $ 31,281 Non-performing TDR's (2) — 1,063 (3) 1,063 Total $ 3,210 $ 29,134 $ 32,344 December 31, 2021 Commercial Retail (1) Total (In thousands) Performing TDR's $ 4,481 $ 31,589 $ 36,070 Non-performing TDR's (2) — 1,016 (3) 1,016 Total $ 4,481 $ 32,605 $ 37,086 (1) Retail loans include mortgage and installment loan portfolio segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Schedule of Unusual or Infrequent Items, or Both
Loan Ratings by Loan Class	The following tables summarize loan ratings by loan class for our commercial portfolio loan segment at September 30, 2022 and December 31, 2021: Commercial Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) September 30, 2022 Commercial and industrial Non-watch (1-6) $ 142,152 $ 142,746 $ 67,454 $ 55,375 $ 28,275 $ 149,383 $ 105,320 $ 690,705 Watch (7-8) 77 4,692 533 — 107 5,313 1,007 11,729 Substandard Accrual (9) — 2,398 93 371 129 419 1,270 4,680 Non-Accrual (10-11) — — — — — 41 — 41 Total $ 142,229 $ 149,836 $ 68,080 $ 55,746 $ 28,511 $ 155,156 $ 107,597 $ 707,155 Accrued interest excluded from total $ 252 $ 351 $ 174 $ 129 $ 170 $ 409 $ 236 $ 1,721 Commercial real estate Non-watch (1-6) $ 142,960 $ 134,841 $ 34,745 $ 99,392 $ 62,405 $ 159,492 $ 57,025 $ 690,860 Watch (7-8) — — — 2,528 2,189 4,528 — 9,245 Substandard Accrual (9) — 130 — 181 — 659 — 970 Non-Accrual (10-11) — — — — — — — — Total $ 142,960 $ 134,971 $ 34,745 $ 102,101 $ 64,594 $ 164,679 $ 57,025 $ 701,075 Accrued interest excluded from total $ 372 $ 307 $ 68 $ 323 $ 195 $ 418 $ 119 $ 1,802 Total Commercial Non-watch (1-6) $ 285,112 $ 277,587 $ 102,199 $ 154,767 $ 90,680 $ 308,875 $ 162,345 $ 1,381,565 Watch (7-8) 77 4,692 533 2,528 2,296 9,841 1,007 20,974 Substandard Accrual (9) — 2,528 93 552 129 1,078 1,270 5,650 Non-Accrual (10-11) — — — — — 41 — 41 Total $ 285,189 $ 284,807 $ 102,825 $ 157,847 $ 93,105 $ 319,835 $ 164,622 $ 1,408,230 Accrued interest excluded from total $ 624 $ 658 $ 242 $ 452 $ 365 $ 827 $ 355 $ 3,523 Term Loans Amortized Cost Basis by Origination Year Revolving Total 2021 2020 2019 2018 2017 Prior (In thousands) December 31, 2021 Commercial and industrial Non-watch (1-6) $ 121,917 $ 69,856 $ 56,984 $ 44,827 $ 38,307 $ 96,261 $ 144,579 $ 572,731 Watch (7-8) 81 — 532 1,294 362 6,274 476 9,019 Substandard Accrual (9) 1,569 2 1,159 247 — 1,530 6,793 11,300 Non-Accrual (10-11) — — — — — 62 — 62 Total $ 123,567 $ 69,858 $ 58,675 $ 46,368 $ 38,669 $ 104,127 $ 151,848 $ 593,112 Accrued interest excluded from total $ 314 $ 153 $ 105 $ 229 $ 90 $ 240 $ 242 $ 1,373 Commercial real estate Non-watch (1-6) $ 123,330 $ 55,479 $ 108,056 $ 75,828 $ 39,123 $ 160,199 $ 31,551 $ 593,566 Watch (7-8) — 324 3,028 7,678 1,708 1,423 — 14,161 Substandard Accrual (9) 441 — — 1,193 1,108 — — 2,742 Non-Accrual (10-11) — — — — — — — — Total $ 123,771 $ 55,803 $ 111,084 $ 84,699 $ 41,939 $ 161,622 $ 31,551 $ 610,469 Accrued interest excluded from total $ 182 $ 81 $ 233 $ 203 $ 94 $ 325 $ 47 $ 1,165 Total Commercial Non-watch (1-6) $ 245,247 $ 125,335 $ 165,040 $ 120,655 $ 77,430 $ 256,460 $ 176,130 $ 1,166,297 Watch (7-8) 81 324 3,560 8,972 2,070 7,697 476 23,180 Substandard Accrual (9) 2,010 2 1,159 1,440 1,108 1,530 6,793 14,042 Non-Accrual (10-11) — — — — — 62 — 62 Total $ 247,338 $ 125,661 $ 169,759 $ 131,067 $ 80,608 $ 265,749 $ 183,399 $ 1,203,581 Accrued interest excluded from total $ 496 $ 234 $ 338 $ 432 $ 184 $ 565 $ 289 $ 2,538 For each of our mortgage and installment portfolio segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan portfolio segments at September 30, 2022 and December 31, 2021: Mortgage (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) September 30, 2022 1-4 family owner occupied - jumbo 800 and above $ 9,539 $ 26,201 $ 14,519 $ 3,912 $ 686 $ 4,825 $ 13,943 $ 73,625 750-799 75,331 196,813 63,875 23,255 3,825 16,027 47,845 426,971 700-749 24,405 62,644 19,573 6,750 2,141 5,713 18,047 139,273 650-699 7,415 22,892 13,685 4,610 2,677 4,356 6,267 61,902 600-649 1,956 1,358 1,476 498 471 1,685 1,697 9,141 550-599 — — 1,856 — — — — 1,856 500-549 552 — — — — 692 — 1,244 Under 500 — — — — — — — — Unknown — — — — — — — — Total $ 119,198 $ 309,908 $ 114,984 $ 39,025 $ 9,800 $ 33,298 $ 87,799 $ 714,012 Accrued interest excluded from total $ 333 $ 620 $ 263 $ 102 $ 35 $ 93 $ 213 $ 1,659 1-4 family owner occupied - non-jumbo 800 and above $ 9,285 $ 8,774 $ 3,642 $ 2,267 $ 1,886 $ 6,790 $ 5,446 $ 38,090 750-799 39,003 30,674 13,922 5,579 4,713 17,004 15,637 126,532 700-749 17,106 17,306 5,990 2,572 2,810 20,253 7,841 73,878 650-699 11,935 5,893 2,164 2,912 1,710 11,197 5,648 41,459 600-649 324 725 1,200 1,864 1,288 6,780 2,728 14,909 550-599 — 409 280 321 450 4,610 1,384 7,454 500-549 — 208 276 354 327 2,821 298 4,284 Under 500 299 — 767 519 94 884 163 2,726 Unknown — — — — — — — — Total $ 77,952 $ 63,989 $ 28,241 $ 16,388 $ 13,278 $ 70,339 $ 39,145 $ 309,332 Accrued interest excluded from total $ 193 $ 144 $ 66 $ 48 $ 49 $ 207 $ 109 $ 816 1-4 family non-owner occupied 800 and above $ 4,640 $ 6,860 $ 2,200 $ 3,908 $ 986 $ 6,084 $ 4,309 $ 28,987 750-799 18,808 33,430 16,381 6,263 1,957 10,495 16,122 103,456 700-749 5,719 11,057 5,950 2,387 782 6,484 3,116 35,495 650-699 971 2,215 1,176 1,083 632 4,433 2,944 13,454 600-649 300 142 70 77 99 1,919 348 2,955 550-599 — — — — 485 349 466 1,300 500-549 — — — 60 — 435 86 581 Under 500 — — — — — 200 — 200 Unknown — — — — — — — — Total $ 30,438 $ 53,704 $ 25,777 $ 13,778 $ 4,941 $ 30,399 $ 27,391 $ 186,428 Accrued interest excluded from total $ 71 $ 122 $ 70 $ 49 $ 19 $ 97 $ 82 $ 510 1-4 family - 2nd lien 800 and above $ 2,266 $ 1,386 $ 1,692 $ 816 $ 986 $ 2,467 $ 1,974 $ 11,587 750-799 8,435 9,265 6,772 3,943 3,841 8,048 7,698 48,002 700-749 7,169 5,003 2,222 2,118 2,634 3,306 5,304 27,756 650-699 1,665 1,171 767 1,155 946 2,888 1,839 10,431 600-649 288 460 281 113 625 861 382 3,010 550-599 — 9 — 23 53 460 118 663 500-549 — — — 164 — 406 131 701 Under 500 — — — 53 35 148 7 243 Unknown — — — — — — — — Total $ 19,823 $ 17,294 $ 11,734 $ 8,385 $ 9,120 $ 18,584 $ 17,453 $ 102,393 Accrued interest excluded from total $ 90 $ 79 $ 52 $ 41 $ 47 $ 81 $ 74 $ 464 Mortgage - continued (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) September 30, 2022 - continued Resort lending 800 and above $ — $ — $ — $ — $ — $ 5,965 $ 1,171 $ 7,136 750-799 — 486 1,143 227 402 13,453 2,843 18,554 700-749 — — 53 — 55 6,842 1,005 7,955 650-699 — 674 82 — — 5,402 1,336 7,494 600-649 — — — — — 1,043 236 1,279 550-599 — — — — — 52 84 136 500-549 — — — — — 43 — 43 Under 500 — — — — — 117 — 117 Unknown — — — — — — — — Total $ — $ 1,160 $ 1,278 $ 227 $ 457 $ 32,917 $ 6,675 $ 42,714 Accrued interest excluded from total $ — $ — $ 3 $ — $ 2 $ 88 $ 18 $ 111 Total Mortgage 800 and above $ 25,730 $ 43,221 $ 22,053 $ 10,903 $ 4,544 $ 26,131 $ 26,843 $ 159,425 750-799 141,577 270,668 102,093 39,267 14,738 65,027 90,145 723,515 700-749 54,399 96,010 33,788 13,827 8,422 42,598 35,313 284,357 650-699 21,986 32,845 17,874 9,760 5,965 28,276 18,034 134,740 600-649 2,868 2,685 3,027 2,552 2,483 12,288 5,391 31,294 550-599 — 418 2,136 344 988 5,471 2,052 11,409 500-549 552 208 276 578 327 4,397 515 6,853 Under 500 299 — 767 572 129 1,349 170 3,286 Unknown — — — — — — — — Total $ 247,411 $ 446,055 $ 182,014 $ 77,803 $ 37,596 $ 185,537 $ 178,463 $ 1,354,879 Accrued interest excluded from total $ 687 $ 965 $ 454 $ 240 $ 152 $ 566 $ 496 $ 3,560 Term Loans Amortized Cost Basis by Origination Year Revolving Total 2021 2020 2019 2018 2017 Prior (In thousands) December 31, 2021 1-4 family owner occupied - jumbo 800 and above $ 31,137 $ 17,652 $ 8,491 $ 2,565 $ 7,516 $ 527 $ — $ 67,888 750-799 135,292 92,590 30,072 7,118 9,469 5,043 2,371 281,955 700-749 67,255 34,665 13,765 4,421 7,748 4,856 — 132,710 650-699 19,367 10,313 5,447 5,285 6,080 690 — 47,182 600-649 2,050 2,638 506 1,013 837 976 — 8,020 550-599 — 469 — — 781 — — 1,250 500-549 — 1,411 — — — — — 1,411 Under 500 — — — — 607 — — 607 Unknown — — — — — — — — Total $ 255,101 $ 159,738 $ 58,281 $ 20,402 $ 33,038 $ 12,092 $ 2,371 $ 541,023 Accrued interest excluded from total $ 557 $ 370 $ 163 $ 77 $ 87 $ 33 $ 3 $ 1,290 1-4 family owner occupied - non-jumbo 800 and above $ 6,185 $ 5,534 $ 3,756 $ 2,514 $ 3,566 $ 4,569 $ 4,026 $ 30,150 750-799 33,227 20,300 9,688 5,664 8,887 12,498 8,341 98,605 700-749 19,317 10,572 4,813 4,035 5,008 21,806 5,637 71,188 650-699 6,593 4,233 3,217 2,010 3,135 12,423 2,812 34,423 600-649 2,119 1,082 1,051 1,549 1,660 8,663 89 16,213 550-599 — 295 1,076 758 1,023 5,802 147 9,101 500-549 — 57 421 327 510 3,169 18 4,502 Under 500 — 616 284 394 250 684 — 2,228 Unknown — — — — — — — — Total $ 67,441 $ 42,689 $ 24,306 $ 17,251 $ 24,039 $ 69,614 $ 21,070 $ 266,410 Accrued interest excluded from total $ 208 $ 97 $ 84 $ 58 $ 68 $ 226 $ 57 $ 798 Mortgage - continued (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2021 2020 2019 2018 2017 Prior (In thousands) December 31, 2021 - (continued) 1-4 family non-owner occupied 800 and above $ 15,406 $ 1,786 $ 2,857 $ 1,459 $ 2,627 $ 5,058 $ 1,639 $ 30,832 750-799 44,201 21,885 10,517 3,667 6,956 10,004 5,117 102,347 700-749 16,486 7,807 2,764 1,878 966 6,095 2,756 38,752 650-699 6,617 3,095 257 299 248 6,019 955 17,490 600-649 125 57 108 282 174 2,051 381 3,178 550-599 — 25 — 192 — 1,121 — 1,338 500-549 — — — 55 — 638 50 743 Under 500 — — — — — 172 — 172 Unknown — — — — — — — — Total $ 82,835 $ 34,655 $ 16,503 $ 7,832 $ 10,971 $ 31,158 $ 10,898 $ 194,852 Accrued interest excluded from total $ 171 $ 95 $ 46 $ 23 $ 33 $ 107 $ 38 $ 513 1-4 family - 2nd lien 800 and above $ 415 $ 964 $ 426 $ 95 $ 266 $ 353 $ 8,465 $ 10,984 750-799 2,161 2,413 714 1,332 1,859 2,415 30,106 41,000 700-749 1,307 1,049 771 561 1,374 2,365 16,316 23,743 650-699 122 309 460 405 140 1,639 5,286 8,361 600-649 — 177 72 106 92 1,143 1,370 2,960 550-599 — — 61 — — 476 228 765 500-549 — — 99 — 89 190 155 533 Under 500 — — 54 3 60 16 250 383 Unknown — — — — — — — — Total $ 4,005 $ 4,912 $ 2,657 $ 2,502 $ 3,880 $ 8,597 $ 62,176 $ 88,729 Accrued interest excluded from total $ 7 $ 9 $ 9 $ 5 $ 8 $ 34 $ 211 $ 283 Resort lending 800 and above $ — $ — $ — $ 274 $ — $ 7,347 $ — $ 7,621 750-799 600 1,246 250 511 63 19,630 — 22,300 700-749 — 174 — 301 67 9,052 — 9,594 650-699 951 — — — — 6,057 — 7,008 600-649 — — — — — 1,841 — 1,841 550-599 — — — — — 80 — 80 500-549 — — — — — 201 — 201 Under 500 — — — — — — — — Unknown — — — — — — — — Total $ 1,551 $ 1,420 $ 250 $ 1,086 $ 130 $ 44,208 $ — $ 48,645 Accrued interest excluded from total $ 2 $ 3 $ — $ 3 $ — $ 106 $ — $ 114 Total Mortgage 800 and above $ 53,143 $ 25,936 $ 15,530 $ 6,907 $ 13,975 $ 17,854 $ 14,130 $ 147,475 750-799 215,481 138,434 51,241 18,292 27,234 49,590 45,935 546,207 700-749 104,365 54,267 22,113 11,196 15,163 44,174 24,709 275,987 650-699 33,650 17,950 9,381 7,999 9,603 26,828 9,053 114,464 600-649 4,294 3,954 1,737 2,950 2,763 14,674 1,840 32,212 550-599 — 789 1,137 950 1,804 7,479 375 12,534 500-549 — 1,468 520 382 599 4,198 223 7,390 Under 500 — 616 338 397 917 872 250 3,390 Unknown — — — — — — — — Total $ 410,933 $ 243,414 $ 101,997 $ 49,073 $ 72,058 $ 165,669 $ 96,515 $ 1,139,659 Accrued interest excluded from total $ 945 $ 574 $ 302 $ 166 $ 196 $ 506 $ 309 $ 2,998 (1) Credit scores have been updated within the last twelve months. Installment (1) Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Total (In thousands) September 30, 2022 Boat lending 800 and above $ 8,797 $ 6,608 $ 3,995 $ 3,775 $ 3,608 $ 9,778 $ 36,561 750-799 34,584 32,932 17,562 15,159 11,221 37,921 149,379 700-749 13,104 14,730 6,560 5,561 3,224 14,274 57,453 650-699 2,529 2,675 1,211 1,122 1,014 3,478 12,029 600-649 351 586 280 133 345 953 2,648 550-599 — — — 73 123 248 444 500-549 — — 45 9 31 195 280 Under 500 — — — — 27 32 59 Unknown — — — — — — — Total $ 59,365 $ 57,531 $ 29,653 $ 25,832 $ 19,593 $ 66,879 $ 258,853 Accrued interest excluded from total $ 123 $ 117 $ 69 $ 68 $ 43 $ 143 $ 563 Recreational vehicle lending 800 and above $ 10,039 $ 6,680 $ 3,991 $ 4,026 $ 2,650 $ 8,859 $ 36,245 750-799 46,157 46,643 14,945 10,705 7,953 31,632 158,035 700-749 18,079 23,124 6,548 4,504 2,603 12,225 67,083 650-699 2,072 5,423 1,601 954 844 3,633 14,527 600-649 63 1,076 398 211 196 492 2,436 550-599 — 134 67 210 166 241 818 500-549 — 50 75 58 — 42 225 Under 500 — 66 — 10 — 4 80 Unknown — — — — — — — Total $ 76,410 $ 83,196 $ 27,625 $ 20,678 $ 14,412 $ 57,128 $ 279,449 Accrued interest excluded from total $ 167 $ 179 $ 61 $ 48 $ 33 $ 121 $ 609 Other 800 and above $ 2,029 $ 1,355 $ 1,366 $ 913 $ 423 $ 1,734 $ 7,820 750-799 12,378 9,102 5,313 3,274 1,860 8,887 40,814 700-749 7,168 6,838 3,395 1,980 1,002 5,637 26,020 650-699 22,184 3,479 1,041 752 445 2,282 30,183 600-649 323 629 152 210 165 687 2,166 550-599 39 102 29 28 50 181 429 500-549 — 6 31 55 21 104 217 Under 500 — 1 59 12 16 52 140 Unknown 658 — — — — — 658 Total $ 44,779 $ 21,512 $ 11,386 $ 7,224 $ 3,982 $ 19,564 $ 108,447 Accrued interest excluded from total $ 61 $ 45 $ 27 $ 21 $ 13 $ 55 $ 222 Total installment 800 and above $ 20,865 $ 14,643 $ 9,352 $ 8,714 $ 6,681 $ 20,371 $ 80,626 750-799 93,119 88,677 37,820 29,138 21,034 78,440 348,228 700-749 38,351 44,692 16,503 12,045 6,829 32,136 150,556 650-699 26,785 11,577 3,853 2,828 2,303 9,393 56,739 600-649 737 2,291 830 554 706 2,132 7,250 550-599 39 236 96 311 339 670 1,691 500-549 — 56 151 122 52 341 722 Under 500 — 67 59 22 43 88 279 Unknown 658 — — — — — 658 Total $ 180,554 $ 162,239 $ 68,664 $ 53,734 $ 37,987 $ 143,571 $ 646,749 Accrued interest excluded from total $ 351 $ 341 $ 157 $ 137 $ 89 $ 319 $ 1,394 Installment - continued (1) Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Total (In thousands) December 31, 2021 Boat lending 800 and above $ 7,513 $ 5,786 $ 6,015 $ 4,906 $ 2,968 $ 4,433 $ 31,621 750-799 47,434 24,968 21,052 15,681 9,797 10,971 129,903 700-749 19,180 9,724 8,263 6,467 3,109 4,953 51,696 650-699 3,845 1,679 2,301 1,223 1,166 1,378 11,592 600-649 373 419 209 327 185 604 2,117 550-599 237 81 91 113 115 191 828 500-549 — 49 — 85 — 67 201 Under 500 — — — 10 168 4 182 Unknown — — — — — — — Total $ 78,582 $ 42,706 $ 37,931 $ 28,812 $ 17,508 $ 22,601 $ 228,140 Accrued interest excluded from total $ 169 $ 102 $ 106 $ 69 $ 44 $ 47 $ 537 Recreational vehicle lending 800 and above $ 8,475 $ 5,121 $ 5,837 $ 4,627 $ 2,456 $ 3,594 $ 30,110 750-799 66,834 22,707 17,173 11,973 5,281 6,794 130,762 700-749 32,702 9,500 6,169 3,768 1,657 2,343 56,139 650-699 7,390 2,423 1,842 948 649 905 14,157 600-649 990 408 291 333 152 111 2,285 550-599 271 100 163 318 6 72 930 500-549 39 21 105 62 26 91 344 Under 500 — — 11 — — 7 18 Unknown — — — — — — — Total $ 116,701 $ 40,280 $ 31,591 $ 22,029 $ 10,227 $ 13,917 $ 234,745 Accrued interest excluded from total $ 265 $ 93 $ 78 $ 56 $ 26 $ 28 $ 546 Other 800 and above $ 2,328 $ 1,424 $ 1,493 $ 882 $ 357 $ 695 $ 7,179 750-799 13,923 9,093 6,074 3,175 2,183 2,731 37,179 700-749 10,791 5,426 3,301 1,899 906 2,194 24,517 650-699 20,167 1,715 1,249 657 561 1,332 25,681 600-649 761 368 272 190 284 357 2,232 550-599 159 42 127 167 46 154 695 500-549 8 53 56 55 38 98 308 Under 500 6 62 42 14 12 18 154 Unknown 975 — — — — — 975 Total $ 49,118 $ 18,183 $ 12,614 $ 7,039 $ 4,387 $ 7,579 $ 98,920 Accrued interest excluded from total $ 73 $ 40 $ 36 $ 19 $ 11 $ 38 $ 217 Total installment 800 and above $ 18,316 $ 12,331 $ 13,345 $ 10,415 $ 5,781 $ 8,722 $ 68,910 750-799 128,191 56,768 44,299 30,829 17,261 20,496 297,844 700-749 62,673 24,650 17,733 12,134 5,672 9,490 132,352 650-699 31,402 5,817 5,392 2,828 2,376 3,615 51,430 600-649 2,124 1,195 772 850 621 1,072 6,634 550-599 667 223 381 598 167 417 2,453 500-549 47 123 161 202 64 256 853 Under 500 6 62 53 24 180 29 354 Unknown 975 — — — — — 975 Total $ 244,401 $ 101,169 $ 82,136 $ 57,880 $ 32,122 $ 44,097 $ 561,805 Accrued interest excluded from total $ 507 $ 235 $ 220 $ 144 $ 81 $ 113 $ 1,300 (1) Credit scores have been updated within the last twelve months.

Shareholders' Equity and Earn_2

Shareholders' Equity and Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2022
Stockholders' Equity Note [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	A reconciliation of basic and diluted net income per common share follows: Three Months Ended Nine Months Ended 2022 2021 2022 2021 (In thousands, except Net income $ 17,297 $ 15,962 $ 48,265 $ 50,387 Weighted average shares outstanding (1) 21,058 21,516 21,106 21,696 Stock units for deferred compensation plan for non-employee directors 139 118 134 119 Effect of stock options 30 60 43 71 Performance share units 25 32 23 32 Weighted average shares outstanding for calculation of diluted earnings per share 21,252 21,726 21,306 21,918 Net income per common share Basic (1) $ 0.82 $ 0.74 $ 2.29 $ 2.32 Diluted $ 0.81 $ 0.73 $ 2.27 $ 2.30 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments According to Type of Hedge Designation	Our derivative financial instruments according to the type of hedge in which they are designated follows: September 30, 2022 Notional Average Fair (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreements - commercial $ 6,491 6.6 $ 484 Pay-fixed interest rate swap agreements - securities available for sale 148,895 5.1 21,342 Total $ 155,386 5.2 $ 21,826 No hedge designation Rate-lock mortgage loan commitments $ 76,383 0.1 $ (6,356) Mandatory commitments to sell mortgage loans 73,141 0.1 2,806 Pay-fixed interest rate swap agreements - mortgage 9,500 6.5 633 Pay-fixed interest rate swap agreements - commercial 258,686 5.5 18,560 Pay-variable interest rate swap agreements - commercial 258,686 5.5 (18,560) Total $ 676,396 4.3 $ (2,917) December 31, 2021 Notional Average Fair (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreements - commercial $ 6,753 7.4 $ (384) Pay-fixed interest rate swap agreements - securities available for sale 148,895 5.8 4,413 Total $ 155,648 5.9 $ 4,029 No hedge designation Rate-lock mortgage loan commitments $ 129,846 0.1 $ 2,140 Mandatory commitments to sell mortgage loans 97,737 0.1 (68) Interest rate swaption agreement 10,000 0.2 186 Pay-fixed interest rate swap agreements - commercial 207,080 5.7 (5,179) Pay-variable interest rate swap agreements - commercial 207,080 5.7 5,179 Interest rate cap agreements 90,000 1.3 35 Total $ 741,743 3.4 $ 2,293
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives September 30, December 31, September 30, December 31, Balance Fair Balance Fair Balance Fair Balance Fair (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ 21,826 Other assets $ 4,413 Other liabilities $ — Other liabilities $ 384 Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets — Other assets 2,140 Other liabilities 6,356 Other liabilities — Mandatory commitments to sell mortgage loans Other assets 2,806 Other assets — Other liabilities — Other liabilities 68 Pay-fixed interest rate swap agreements - mortgage Other assets 633 Other assets — Other liabilities — Other liabilities — Interest rate swaption agreement Other assets — Other assets 186 Other liabilities — Other liabilities — Pay-fixed interest rate swap agreements - commercial Other assets 18,568 Other assets 165 Other liabilities 8 Other liabilities 5,344 Pay-variable interest rate swap agreements - commercial Other assets 8 Other assets 5,344 Other liabilities 18,568 Other liabilities 165 Interest rate cap agreements Other assets — Other assets 35 Other liabilities — Other liabilities — 22,015 7,870 24,932 5,577 Total derivatives $ 43,841 $ 12,283 $ 24,932 $ 5,961
Derivative Instruments, Gain (Loss)	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Gain (Loss) Location of Three Month 2022 2021 Fair Value Hedges (In thousands) Pay-fixed interest rate swap agreement - commercial Interest and fees on loans $ 292 $ 63 Pay-fixed interest rate swap agreement - securities available for sale Interest on securities available for sale - tax - exempt 5,881 617 Total $ 6,173 $ 680 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ (1,284) $ (821) Mandatory commitments to sell mortgage loans Net gains on mortgage loans 2,250 579 Pay-fixed interest rate swap agreements - mortgage Net gains on mortgage loans (650) — Interest rate swaption agreement Net gains on mortgage loans — 2 Pay-fixed interest rate swap agreements - commercial Interest income 9,015 908 Pay-variable interest rate swap agreements - commercial Interest income (9,015) (908) Pay-fixed interest rate swap agreements Interest expense — 57 Interest rate cap agreements Interest expense — (5) Purchased options Interest expense — (70) Written options Interest expense — 70 Total $ 316 $ (188) Gain (Loss) Location of Nine Month 2022 2021 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreement - commercial Interest and fees on loans $ 868 $ 323 Pay-fixed interest rate swap agreement - securities available for sale Interest on securities available for sale - tax - exempt 16,929 3,256 Total $ 17,797 $ 3,579 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ (8,496) $ (3,485) Mandatory commitments to sell mortgage loans Net gains on mortgage loans 2,874 1,389 Pay-fixed interest rate swap agreements - mortgage Net gains on mortgage loans 633 — Interest rate swaption agreement Net gains on mortgage loans (186) (25) Pay-fixed interest rate swap agreements - commercial Interest income 23,739 3,735 Pay-variable interest rate swap agreements - commercial Interest income (23,739) (3,735) Pay-fixed interest rate swap agreements Interest expense — 295 Interest rate cap agreements Interest expense 245 6 Purchased options Interest expense — (41) Written options Interest expense — 41 Total $ (4,930) $ (1,820)

Goodwill and Other Intangibles

Goodwill and Other Intangibles (Tables)	9 Months Ended
	Sep. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Acquired Finite-Lived Intangible Assets by Major Class	The following table summarizes intangible assets, net of amortization: September 30, 2022 December 31, 2021 Gross Accumulated Gross Accumulated (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 9,219 $ 11,916 $ 8,580 Unamortized intangible assets - goodwill $ 28,300 $ 28,300
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense	A summary of estimated core deposits intangible amortization at September 30, 2022 follows: (In thousands) Three months ending December 31, 2022 146 2023 547 2024 516 2025 487 2026 460 2027 and thereafter 541 Total $ 2,697

Share Based Compensation (Table

Share Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2022
Share-Based Payment Arrangement [Abstract]
Restricted Stock and Performance Stock Units Granted	A summary of restricted stock and performance stock units (“PSU”) granted pursuant to our long-term incentive plan follows: Three Months Ended Nine Months Ended 2022 2021 2022 2021 Restricted stock 2,000 — 60,787 85,584 PSU — — 19,748 23,981
Share-Based Payment Arrangement, Option, Activity	A summary of outstanding stock option grants and related transactions follows: Number of Average Weighted- Aggregated (In thousands) Outstanding at January 1, 2022 80,839 $ 5.76 Granted — Exercised (39,532) 3.14 Forfeited — Expired — Outstanding at September 30, 2022 41,307 $ 8.27 1.7 $ 449 Vested and expected to vest at September 30, 2022 41,307 $ 8.27 1.7 $ 449 Exercisable at September 30, 2022 41,307 $ 8.27 1.7 $ 449
Schedule of Nonvested Restricted Stock Units Activity	A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number Weighted- Outstanding at January 1, 2022 234,226 $ 21.64 Granted 80,535 26.22 Vested (55,875) 22.92 Forfeited (12,888) 22.19 Outstanding at September 30, 2022 245,998 $ 22.82
Cash Proceeds Received and Tax Benefit from Share-Based Payment Awards	Certain information regarding options exercised during the periods follows: Three Months Ended Nine Months Ended 2022 2021 2022 2021 (In thousands) (In thousands) Intrinsic value $ 322 $ 19 $ 746 $ 720 Cash proceeds received $ 52 $ 5 $ 124 $ 109 Tax benefit realized $ 68 $ 4 $ 157 $ 151

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2022
Regulatory Matters [Abstract]
Capital Amounts and Ratios	Our actual capital amounts and ratios follow (1): Actual Minimum for Minimum for Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) September 30, 2022 Total capital to risk-weighted assets Consolidated $ 524,440 13.58 % $ 309,062 8.00 % NA NA Independent Bank 469,579 12.17 308,743 8.00 $ 385,929 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 436,130 11.29 % $ 231,796 6.00 % NA NA Independent Bank 421,318 10.92 231,558 6.00 $ 308,743 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 397,711 10.29 % $ 173,847 4.50 % NA NA Independent Bank 421,318 10.92 173,668 4.50 $ 250,854 6.50 % Tier 1 capital to average assets Consolidated $ 436,130 8.77 % $ 198,874 4.00 % NA NA Independent Bank 421,318 8.47 198,893 4.00 $ 248,616 5.00 % December 31, 2021 Total capital to risk-weighted assets Consolidated $ 488,495 14.53 % $ 268,991 8.00 % NA NA Independent Bank 438,352 13.05 268,808 8.00 $ 336,011 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 406,645 12.09 % $ 201,743 6.00 % NA NA Independent Bank 396,351 11.80 201,606 6.00 $ 268,808 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 368,277 10.95 % $ 151,307 4.50 % NA NA Independent Bank 396,351 11.80 151,205 4.50 $ 218,407 6.50 % Tier 1 capital to average assets Consolidated $ 406,645 8.79 % $ 185,034 4.00 % NA NA Independent Bank 396,351 8.57 185,077 4.00 $ 231,347 5.00 % _______________________________________ (1) These ratios do not reflect a capital conservation buffer of 2.50% at September 30, 2022 and December 31, 2021. NA - Not applicable
Regulatory Capital	The components of our regulatory capital are as follows: Consolidated Independent Bank September 30, December 31, September 30, December 31, (In thousands) Total shareholders' equity $ 332,308 $ 398,484 $ 355,915 $ 426,558 Add (deduct) Accumulated other comprehensive income (loss) for regulatory purposes 91,248 (6,298) 91,248 (6,298) Goodwill and other intangibles (30,997) (31,636) (30,997) (31,636) CECL (1) 5,152 7,727 5,152 7,727 Common equity tier 1 capital 397,711 368,277 421,318 396,351 Qualifying trust preferred securities 38,419 38,368 — — Tier 1 capital 436,130 406,645 421,318 396,351 Subordinated debt 40,000 40,000 — — Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 48,310 41,850 48,261 42,001 Total risk-based capital $ 524,440 $ 488,495 $ 469,579 $ 438,352 (1) We elected the three

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements, Recurring and Nonrecurring	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Quoted Significant Significant (In thousands) September 30, 2022: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 12,461 $ — $ 12,461 $ — U.S. agency residential mortgage-backed 93,335 — 93,335 — U.S. agency commercial mortgage-backed 14,334 — 14,334 — Private label mortgage-backed 96,253 — 96,253 — Other asset backed 214,038 — 214,038 — Obligations of states and political subdivisions 294,629 — 294,629 — Corporate 77,804 — 77,804 — Trust preferred 919 — 919 — Foreign government 499 — 499 — Loans held for sale, carried at fair value 9,091 — 9,091 — Capitalized mortgage loan servicing rights 43,158 — — 43,158 Derivatives (1) 43,841 — 43,841 — Liabilities Derivatives (2) 24,932 — 24,932 — Measured at Fair Value on a Non-recurring Basis: Assets Collateral dependent loans (3) Commercial Commercial and industrial 200 — — 200 Commercial real estate 55 — — 55 Mortgage 1-4 family owner occupied - non-jumbo 750 — — 750 1-4 family non-owner occupied 50 — — 50 1-4 family - 2nd lien 169 — — 169 Resort lending 25 — — 25 Installment Boat lending 35 — — 35 Recreational vehicle lending 46 — — 46 Other 76 — — 76 _________________________________ (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes individually evaluated loans with specific loss allocations based on collateral value. Fair Value Measurements Using Fair Value Quoted Significant Significant (In thousands) December 31, 2021: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 34,674 $ — $ 34,674 $ — U.S. agency residential mortgage-backed 307,985 — 307,985 — U.S. agency commercial mortgage-backed 22,926 — 22,926 — Private label mortgage-backed 102,615 — 102,615 — Other asset backed 216,170 — 216,170 — Obligations of states and political subdivisions 576,076 — 576,076 — Corporate 149,959 — 149,959 — Trust preferred 1,919 — 1,919 — Foreign government 506 — 506 — Loans held for sale, carried at fair value 55,470 — 55,470 — Capitalized mortgage loan servicing rights 26,232 — — 26,232 Derivatives (1) 12,283 — 12,283 — Liabilities Derivatives (2) 5,961 — 5,961 — Measured at Fair Value on a Non-recurring Basis: Assets Collateral dependent loans (3) Commercial Commercial and industrial 274 — — 274 Commercial real estate 65 — — 65 Mortgage 1-4 family owner occupied - non-jumbo 516 — — 516 1-4 family non-owner occupied 130 — — 130 1-4 family - 2nd lien 121 — — 121 Resort lending 77 — — 77 Installment Boat lending 51 — — 51 Recreational vehicle lending 77 — — 77 Other 45 — — 45 _________________________________ (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value.
Fair Value Option, Disclosures	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Nine- Net Gains Mortgage Total Mortgage (In thousands) 2022 Loans held for sale $ (1,518) $ — $ (1,518) Capitalized mortgage loan servicing rights — 11,689 11,689 2021 Loans held for sale (2,299) — (2,299) Capitalized mortgage loan servicing rights — (1,333) (1,333)
Reconciliation for all Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)	A reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended Nine Months Ended 2022 2021 2022 2021 (In thousands) (In thousands) Beginning balance $ 39,477 $ 22,431 $ 26,232 $ 16,904 Total gains (losses) realized and unrealized: Included in results of operations 2,093 (752) 11,689 (1,333) Included in other comprehensive loss — — — — Purchases, issuances, settlements, maturities and calls 1,588 2,529 5,237 8,637 Transfers in and/or out of Level 3 — — — — Ending balance $ 43,158 $ 24,208 $ 43,158 $ 24,208 Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at September 30 $ 2,093 $ (752) $ 11,689 $ (1,333)
Fair Value Measurement Inputs and Valuation Techniques (Level 3)	Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Valuation Unobservable Range Weighted (In thousands) September 30, 2022 Capitalized mortgage loan servicing rights $ 43,158 Present value of net servicing revenue Discount rate 10.00% to 15.39% 10.12 % Cost to service $67 to $194 $ 77 Ancillary income 20 to 35 21 Float rate 4.14 % 4.14 % Prepayment rate 7.03% to 31.31% 7.74 % December 31, 2021 Capitalized mortgage loan servicing rights $ 26,232 Present value of net servicing revenue Discount rate 10.00% to 13.00% 10.07 % Cost to service $67 to $281 $ 78 Ancillary income 20 to 30 21 Float rate 1.36 % 1.36 % Prepayment rate 7.02% to 44.21% 13.92% Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Valuation Unobservable Range Weighted (In thousands) September 30, 2022 Collateral dependent loans Commercial $ 255 Sales comparison approach Adjustment for differences between comparable sales 0.0% to 12.0% 1.2 % Mortgage and Installment(1) 1,151 Sales comparison approach Adjustment for differences between comparable sales (73.3) to 65.2 (2.2) December 31, 2021 Collateral dependent loans Commercial $ 339 Sales comparison approach Adjustment for differences between comparable sales (12.5)% to 12.0% 1.5 % Mortgage and Installment(1) 1,017 Sales comparison approach Adjustment for differences between comparable sales (30.1) to 29.3 0.2 (1) In addition to the valuation techniques and unobservable inputs discussed above, at September 30, 2022 and December 31, 2021 certain collateral dependent installment loans totaling approximately $0.16 million and $0.17 million, respectively, are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides.
Aggregate Fair Value and Aggregate Remaining Contractual Principal Balance for Loans Held for Sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Difference Contractual (In thousands) Loans held for sale September 30, 2022 $ 9,091 $ (467) $ 9,558 December 31, 2021 55,470 1,051 54,419

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Values of Financial Instruments [Abstract]
Estimated Recorded Book Balances and Fair Values	The estimated recorded book balances and fair values follow: Fair Value Using Recorded Fair Value Quoted Significant Significant (In thousands) September 30, 2022 Assets Cash and due from banks $ 57,059 $ 57,059 $ 57,059 $ — $ — Interest bearing deposits 13,573 13,573 13,573 — — Securities available for sale 804,272 804,272 — 804,272 — Securities held to maturity 379,429 341,129 — 341,129 — Federal Home Loan Bank and Federal Reserve Bank Stock 17,653 NA NA NA NA Net loans and loans held for sale 3,367,807 3,007,609 — 9,091 2,998,518 Accrued interest receivable 14,613 14,613 3 6,133 8,477 Derivative financial instruments 43,841 43,841 — 43,841 — Liabilities Deposits with no stated maturity (1) $ 3,919,893 $ 3,919,893 $ 3,919,893 $ — $ — Deposits with stated maturity (1) 407,135 400,149 — 400,149 — Other borrowings 86,707 86,707 — 86,707 — Subordinated debt 39,414 41,106 — 41,106 — Subordinated debentures 39,643 39,245 — 39,245 — Accrued interest payable 1,458 1,458 201 1,257 — Derivative financial instruments 24,932 24,932 — 24,932 — December 31, 2021 Assets Cash and due from banks $ 51,069 $ 51,069 $ 51,069 $ — $ — Interest bearing deposits 58,404 58,404 58,404 — — Securities available for sale 1,412,830 1,412,830 — 1,412,830 — Federal Home Loan Bank and Federal Reserve Bank Stock 18,427 NA NA NA NA Net loans and loans held for sale 2,948,074 2,931,079 35,233 55,470 2,840,376 Accrued interest receivable 12,865 12,865 1 6,028 6,836 Derivative financial instruments 12,283 12,283 — 12,283 — Liabilities Deposits with no stated maturity (1) $ 3,781,298 $ 3,781,298 $ 3,781,298 $ — $ — Deposits with stated maturity (1) 335,792 336,006 — 336,006 — Other borrowings 30,009 30,155 — 30,155 — Subordinated debt 39,357 44,999 — 44,999 — Subordinated debentures 39,592 33,866 — 33,866 — Accrued interest payable 497 497 67 430 — Derivative financial instruments 5,961 5,961 — 5,961 — (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $585.707 million and $562.210 million at September 30, 2022 and December 31, 2021, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $30.728 million and $24.416 million at September 30, 2022 and December 31, 2021, respectively.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) ("AOCIL") (Tables)	9 Months Ended
	Sep. 30, 2022
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	A summary of changes in AOCIL follows: Unrealized Unrealized Dispropor- Total (In thousands) For the three months ended September 30, 2022 Balances at beginning of period $ (59,335) $ (19,870) $ (5,798) $ (85,003) Other comprehensive income (loss) before reclassifications (12,895) 853 — (12,042) Amounts reclassified from AOCIL — — — — Net current period other comprehensive income (loss) (12,895) 853 — (12,042) Balances at end of period $ (72,230) $ (19,017) $ (5,798) $ (97,045) 2021 Balances at beginning of period $ 14,214 $ — $ (5,798) $ 8,416 Other comprehensive loss before reclassifications (1,322) — — (1,322) Amounts reclassified from AOCIL 4 — — 4 Net current period other comprehensive loss (1,318) — — (1,318) Balances at end of period $ 12,896 $ — $ (5,798) $ 7,098 For the nine months ended September 30, 2022 Balances at beginning of period $ 6,299 $ — $ (5,798) $ 501 Other comprehensive loss before reclassifications (78,312) (19,017) — (97,329) Amounts reclassified from AOCIL (217) — — (217) Net current period other comprehensive loss (78,529) (19,017) — (97,546) Balances at end of period $ (72,230) $ (19,017) $ (5,798) $ (97,045) 2021 Balances at beginning of period $ 15,822 $ — $ (5,798) $ 10,024 Other comprehensive loss before reclassifications (4,049) — — (4,049) Amounts reclassified from AOCIL 1,123 — — 1,123 Net current period other comprehensive loss (2,926) — — (2,926) Balances at end of period $ 12,896 $ — $ (5,798) $ 7,098 (1) Represents the remaining unrealized loss to be accreted on securities that were transferred from AFS to HTM on April 1, 2022.
Reclassifications Out of Each Component of AOCIL	A summary of reclassifications out of each component of AOCIL for the three months ended September 30 follows: AOCIL Component Amount Affected Line Item in Condensed (In thousands) 2022 Unrealized gains (losses) on securities available for sale $ — Net gains (losses) on securities available for sale — Income tax expense $ — Reclassifications, net of tax 2021 Unrealized gains (losses) on securities available for sale $ 5 Net gains (losses) on securities available for sale 1 Income tax expense $ 4 Reclassifications, net of tax A summary of reclassifications out of each component of AOCIL for the nine months ended September 30 follows: AOCIL Component Amount Affected Line Item in Condensed (In thousands) 2022 Unrealized gains (losses) on securities available for sale $ (275) Net gains (losses) on securities available for sale (58) Income tax expense $ (217) Reclassifications, net of tax 2021 Unrealized gains (losses) on securities available for sale $ 1,421 Net gains (losses) on securities available for sale 298 Income tax expense $ 1,123 Reclassifications, net of tax

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	9 Months Ended
	Sep. 30, 2022
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue	Disaggregation of our revenue sources by attribute follows: Three months ending September 30, 2022 Service Other Interchange Investment Total (In thousands) Retail Overdraft fees $ 2,492 $ — $ — $ — $ 2,492 Account service charges 436 — — — 436 ATM fees — 318 — — 318 Other — 239 — — 239 Business Overdraft fees 154 — — — 154 ATM fees — 8 — — 8 Other — 79 — — 79 Interchange income — — 4,049 — 4,049 Asset management revenue — — — 433 433 Transaction based revenue — — — 316 316 Total $ 3,082 $ 644 $ 4,049 $ 749 $ 8,524 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 644 Investment and insurance commissions 749 Bank owned life insurance (1) 59 Other (1) 1,138 Total $ 2,590 (1) Excluded from the scope of ASC Topic 606. Three months ending September 30, 2021 Service Other Interchange Investment Total (In thousands) Retail Overdraft fees $ 2,699 $ — $ — $ — $ 2,699 Account service charges 107 — — — 107 ATM fees — 336 — — 336 Other — 179 — — 179 Business Overdraft fees 138 — — — 138 ATM fees — 8 — — 8 Other — 79 — — 79 Interchange income — — 4,237 — 4,237 Asset management revenue — — — 444 444 Transaction based revenue — — — 234 234 Total $ 2,944 $ 602 $ 4,237 $ 678 $ 8,461 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 602 Investment and insurance commissions 678 Bank owned life insurance (1) 145 Other (1) 1,452 Total $ 2,877 (1) Excluded from the scope of ASC Topic 606. Nine months ending September 30, 2022 Service Other Interchange Investment Total (In thousands) Retail Overdraft fees $ 7,497 $ — $ — $ — $ 7,497 Account service charges 1,209 — — — 1,209 ATM fees — 905 — — 905 Other — 727 — — 727 Business Overdraft fees 429 — — — 429 ATM fees — 22 — — 22 Other — 237 — — 237 Interchange income — — 10,553 — 10,553 Asset management revenue — — — 1,355 1,355 Transaction based revenue — — — 814 814 Total $ 9,135 $ 1,891 $ 10,553 $ 2,169 $ 23,748 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,891 Investment and insurance commissions 2,169 Bank owned life insurance (1) 302 Other (1) 3,635 Total $ 7,997 (1) Excluded from the scope of ASC Topic 606. Nine months ending September 30, 2021 Service Other Interchange Investment Total (In thousands) Retail Overdraft fees $ 5,746 $ — $ — $ — $ 5,746 Account service charges 950 — — — 950 ATM fees — 817 — — 817 Other — 552 — — 552 Business Overdraft fees 482 — — — 482 ATM fees — 18 — — 18 Other — 238 — — 238 Interchange income — — 10,739 — 10,739 Asset management revenue — — — 1,227 1,227 Transaction based revenue — — — 668 668 Total $ 7,178 $ 1,625 $ 10,739 $ 1,895 $ 21,437 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,625 Investment and insurance commissions 1,895 Bank owned life insurance (1) 411 Other (1) 2,847 Total $ 6,778 (1) Excluded from the scope of ASC Topic 606.

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2022
Leases [Abstract]
Lease, Cost	The cost components of our operating leases follows: Three Months Ended Nine Months Ended 2022 2021 2022 2021 (In thousands) (In thousands) Operating lease cost $ 410 $ 424 $ 1,233 $ 1,259 Variable lease cost 25 15 66 46 Short-term lease cost 20 17 57 47 Total $ 455 $ 456 $ 1,356 $ 1,352
Supplemental Balance Sheet Information Related to Operating Leases	Supplemental balance sheet information related to our operating leases follows: September 30, December 31, (Dollars in thousands) Lease right of use asset (1) $ 6,082 $ 6,481 Lease liabilities (2) $ 6,173 $ 6,602 Weighted average remaining lease term (years) 5.96 6.50 Weighted average discount rate 2.4 % 2.3 % (1) Included in Accrued income and other assets (2) Included in Accrued expenses and other liabilities
Lessee, Operating Lease, Liability, Maturity	Maturity analysis of our lease liabilities at September 30, 2022 based on required contractual payments follows: (In thousands) Three months ending December 31, 2022 $ 428 2023 1,527 2024 1,026 2025 970 2026 801 2027 and thereafter 1,832 Total lease payments 6,584 Less imputed interest (411) Total $ 6,173

Securities - Securities Availab

Securities - Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	$ 895,703	$ 1,404,858
Unrealized gains	300	16,594
Unrealized losses	91,731	8,622
Fair Value	804,272	1,412,830
U.S. agency
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	13,421	34,634
Unrealized gains	12	152
Unrealized losses	972	112
Fair Value	12,461	34,674
U.S. agency residential mortgage-backed
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	104,029	309,907
Unrealized gains	14	1,952
Unrealized losses	10,708	3,874
Fair Value	93,335	307,985
U.S. agency commercial mortgage-backed
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	15,910	23,066
Unrealized gains	0	84
Unrealized losses	1,576	224
Fair Value	14,334	22,926
Private label mortgage-backed
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	104,432	102,480
Unrealized gains	256	807
Unrealized losses	8,435	672
Fair Value	96,253	102,615
Other asset backed
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	220,218	215,235
Unrealized gains	6	1,204
Unrealized losses	6,186	269
Fair Value	214,038	216,170
Obligations of states and political subdivisions
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	348,717	568,355
Unrealized gains	4	9,942
Unrealized losses	54,092	2,221
Fair Value	294,629	576,076
Corporate
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	87,498	148,707
Unrealized gains	8	2,446
Unrealized losses	9,702	1,194
Fair Value	77,804	149,959
Trust preferred
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	978	1,975
Unrealized gains	0	0
Unrealized losses	59	56
Fair Value	919	1,919
Foreign government
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	500	499
Unrealized gains	0	7
Unrealized losses	1	0
Fair Value	$ 499	$ 506

Securities - Securities Held to

Securities - Securities Held to Maturity (Details) - USD ($)	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Debt securities, held-to-maturity, carrying value	$ 379,429,000		$ 0
Debt securities, held-to-maturity, transferred unrealized loss	24,072,000
Debt securities, held-to-maturity, allowance for credit losses	168,000	$ 158,000	0
Total securities held-to-maturity, amortized cost	403,669,000
Debt securities, held-to-maturity, unrealized gains	5,000
Debt securities, held-to-maturity, unrealized losses	62,545,000
Debt securities, held-to-maturity, fair value	341,129,000		0
U.S. agency
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Debt securities, held-to-maturity, carrying value	28,353,000
Debt securities, held-to-maturity, transferred unrealized loss	1,922,000
Debt securities, held-to-maturity, allowance for credit losses	0
Total securities held-to-maturity, amortized cost	30,275,000
Debt securities, held-to-maturity, unrealized gains	0
Debt securities, held-to-maturity, unrealized losses	4,754,000
Debt securities, held-to-maturity, fair value	25,521,000
U.S. agency residential mortgage-backed
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Debt securities, held-to-maturity, carrying value	120,051,000
Debt securities, held-to-maturity, transferred unrealized loss	11,153,000
Debt securities, held-to-maturity, allowance for credit losses	0
Total securities held-to-maturity, amortized cost	131,204,000
Debt securities, held-to-maturity, unrealized gains	0
Debt securities, held-to-maturity, unrealized losses	25,124,000
Debt securities, held-to-maturity, fair value	106,080,000
U.S. agency commercial mortgage-backed
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Debt securities, held-to-maturity, carrying value	4,985,000
Debt securities, held-to-maturity, transferred unrealized loss	254,000
Debt securities, held-to-maturity, allowance for credit losses	0
Total securities held-to-maturity, amortized cost	5,239,000
Debt securities, held-to-maturity, unrealized gains	0
Debt securities, held-to-maturity, unrealized losses	606,000
Debt securities, held-to-maturity, fair value	4,633,000
Private label mortgage-backed
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Debt securities, held-to-maturity, carrying value	7,227,000
Debt securities, held-to-maturity, transferred unrealized loss	444,000
Debt securities, held-to-maturity, allowance for credit losses	1,000	2,000	0
Total securities held-to-maturity, amortized cost	7,672,000
Debt securities, held-to-maturity, unrealized gains	0
Debt securities, held-to-maturity, unrealized losses	992,000
Debt securities, held-to-maturity, fair value	6,680,000
Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Debt securities, held-to-maturity, carrying value	169,522,000
Debt securities, held-to-maturity, transferred unrealized loss	9,033,000
Debt securities, held-to-maturity, allowance for credit losses	39,000	30,000	0
Total securities held-to-maturity, amortized cost	178,594,000
Debt securities, held-to-maturity, unrealized gains	5,000
Debt securities, held-to-maturity, unrealized losses	26,035,000
Debt securities, held-to-maturity, fair value	152,564,000
Corporate
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Debt securities, held-to-maturity, carrying value	48,350,000
Debt securities, held-to-maturity, transferred unrealized loss	1,211,000
Debt securities, held-to-maturity, allowance for credit losses	123,000	121,000	0
Total securities held-to-maturity, amortized cost	49,684,000
Debt securities, held-to-maturity, unrealized gains	0
Debt securities, held-to-maturity, unrealized losses	5,034,000
Debt securities, held-to-maturity, fair value	44,650,000
Trust preferred
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Debt securities, held-to-maturity, carrying value	941,000
Debt securities, held-to-maturity, transferred unrealized loss	55,000
Debt securities, held-to-maturity, allowance for credit losses	5,000	$ 5,000	$ 0
Total securities held-to-maturity, amortized cost	1,001,000
Debt securities, held-to-maturity, unrealized gains	0
Debt securities, held-to-maturity, unrealized losses	0
Debt securities, held-to-maturity, fair value	$ 1,001,000

Securities - Narrative (Details

Securities - Narrative (Details)	Sep. 30, 2022 USD ($) Security	Jun. 30, 2022 USD ($)	Apr. 01, 2022 USD ($)	Dec. 31, 2021 USD ($)	Sep. 30, 2021 USD ($)
Debt Securities, Available-for-Sale [Line Items]
Available for sale securities amortized cost transferred to held to maturity			$ 418,100,000
Available for sale securities unrealized loss transferred to held to maturity			$ 26,500,000
Debt securities, available-for-sale, allowance for credit loss	$ 0				$ 0
Debt securities, available-for-sale, accrued interest receivable	4,100,000			$ 6,000,000
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, accrued interest, after allowance for credit loss	2,100,000
Debt securities, held-to-maturity, allowance for credit losses	$ 168,000	$ 158,000		0
U.S. agency
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | Security	29
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit losses	$ 0
U.S. agency residential mortgage-backed
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | Security	188
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit losses	$ 0
U.S. agency commercial mortgage-backed
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | Security	16
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit losses	$ 0
Private label mortgage-backed
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | Security	93
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit losses	$ 1,000	2,000		0
Other asset backed
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | Security	138
Corporate
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | Security	84
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit losses	$ 123,000	121,000		0
Trust preferred
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | Security	1
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit losses	$ 5,000	5,000		0
Obligations of states and political subdivisions
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | Security	351
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit losses	$ 39,000	$ 30,000		$ 0
Foreign government
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | Security	1

Securities - Available for Sale

Securities - Available for Sale, Gross Unrealized Losses and Fair Values (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	$ 519,038	$ 607,923
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	44,609	8,077
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	276,062	33,530
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	47,122	545
Total, fair value	795,100	641,453
Total, unrealized losses	91,731	8,622
U.S. agency
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	9,216	11,986
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	802	109
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	1,813	1,286
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	170	3
Total, fair value	11,029	13,272
Total, unrealized losses	972	112
U.S. agency residential mortgage-backed
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	50,456	171,398
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	4,396	3,555
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	41,445	19,024
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	6,312	319
Total, fair value	91,901	190,422
Total, unrealized losses	10,708	3,874
U.S. agency commercial mortgage-backed
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	6,328	19,900
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	724	224
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	8,007	0
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	852	0
Total, fair value	14,335	19,900
Total, unrealized losses	1,576	224
Private label mortgage-backed
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	65,716	64,408
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	4,347	640
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	29,949	2,180
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	4,088	32
Total, fair value	95,665	66,588
Total, unrealized losses	8,435	672
Other asset backed
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	203,307	86,581
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	5,603	248
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	9,517	978
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	583	21
Total, fair value	212,824	87,559
Total, unrealized losses	6,186	269
Obligations of states and political subdivisions
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	148,049	178,484
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	25,023	2,151
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	144,063	7,093
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	29,069	70
Total, fair value	292,112	185,577
Total, unrealized losses	54,092	2,221
Corporate
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	35,467	75,166
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	3,713	1,150
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	40,349	1,050
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	5,989	44
Total, fair value	75,816	76,216
Total, unrealized losses	9,702	1,194
Trust preferred
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	0	0
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	0	0
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	919	1,919
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	59	56
Total, fair value	919	1,919
Total, unrealized losses	59	$ 56
Foreign government
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	499
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	1
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	0
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	0
Total, fair value	499
Total, unrealized losses	$ 1

Securities - Held to Maturity,

Securities - Held to Maturity, Credit Quality (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	$ 379,429	$ 0
Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	7,227
Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	169,522
Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	48,350
Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	941
AAA
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	40,870
AAA | Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	7,227
AAA | Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	33,643
AAA | Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0
AAA | Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0
AA
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	110,590
AA | Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0
AA | Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	110,590
AA | Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0
AA | Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0
A
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	10,800
A | Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0
A | Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	3,910
A | Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	6,890
A | Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0
BBB
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	39,741
BBB | Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0
BBB | Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	1,171
BBB | Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	38,570
BBB | Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0
Non-rated
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	24,039
Non-rated | Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0
Non-rated | Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	20,208
Non-rated | Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	2,890
Non-rated | Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	941
Credit Rated and Non-rated Securities HTM
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	$ 226,040

Securities - Held-to-Maturity,

Securities - Held-to-Maturity, Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 158	$ 0
Provision for credit losses	10	168
Recoveries credited to the allowance	0	0
Securities HTM charged against the allowance	0	0
Balance at end of period	168	168
Private label mortgage-backed
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	2	0
Provision for credit losses	(1)	1
Recoveries credited to the allowance	0	0
Securities HTM charged against the allowance	0	0
Balance at end of period	1	1
Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	30	0
Provision for credit losses	9	39
Recoveries credited to the allowance	0	0
Securities HTM charged against the allowance	0	0
Balance at end of period	39	39
Corporate
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	121	0
Provision for credit losses	2	123
Recoveries credited to the allowance	0	0
Securities HTM charged against the allowance	0	0
Balance at end of period	123	123
Trust preferred
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	5	0
Provision for credit losses	0	5
Recoveries credited to the allowance	0	0
Securities HTM charged against the allowance	0	0
Balance at end of period	$ 5	$ 5

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value Securities Available for Sale and Held to Maturity Contractual Maturities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Debt securities, available-for-sale, amortized cost, maturing within one year	$ 9,029
Debt securities, available-for-sale, amortized cost, maturing after one year but within five years	115,171
Debt securities, available-for-sale, amortized cost, maturing after five years but within ten years	119,192
Debt securities, available-for-sale, amortized cost, maturing after ten years	207,722
Total securities available-for-sale, amortized cost	451,114
Debt securities, available-for-sale, U.S. agency residential mortgage-backed, without single maturity date, amortized cost basis	104,029
Debt securities, available-for-sale, government agency, commercial mortgage backed, without single maturity date, amortized cost basis	15,910
Debt securities, available-for-sale, private label mortgage backed, without single maturity date, amortized cost basis	104,432
Debt securities, available-for-sale, other asset backed, without single maturity date, amortized cost basis	220,218
Total securities available-for-sale, amortized cost	895,703	$ 1,404,858
Debt Securities, Available-for-Sale, Fair Value, Fiscal Year Maturity [Abstract]
Debt securities, available-for-sale, fair value, maturing within one year	9,006
Debt securities, available-for-sale, fair value, maturing after one year but within five years	104,403
Debt securities, available-for-sale, fair value, maturing after five years but within ten years	100,992
Debt securities, available-for-sale, fair value, maturing after ten years	171,911
Total securities available-for-sale, fair value	386,312
Debt securities, available-for-sale, U.S. agency residential mortgage-backed, without single maturity date, fair value	93,335
Debt securities, available-for-sale, government agency commercial mortgage backed, without single maturity date, fair value	14,334
Debt securities, available-for-sale, private label mortgage-backed, without single maturity date, fair value	96,253
Debt securities, available-for-sale, other asset backed, without single maturity date, fair value	214,038
Total securities available-for-sale, fair value	804,272	1,412,830
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity [Abstract]
Debt securities, held-to-maturity, amortized cost, maturing within one year	4,856
Debt securities, held-to-maturity, amortized cost, maturing after five years but within ten years	45,272
Debt securities, held-to-maturity, amortized cost, maturing after five years but within ten years	116,578
Debt securities, held-to-maturity, amortized cost, maturing after ten years	92,848
Total securities held-to-maturity, amortized cost	259,554
Debt securities, held-to-maturity, U.S. agency residential mortgage-backed, without single maturity date, amortized cost	131,204
Debt securities, held-to-maturity, U.S. agency commercial mortgage-backed, without single maturity date, amortized cost	5,239
Debt securities, held-to-maturity, private label mortgage-backed, without single maturity date, amortized cost	7,672
Debt securities, held-to-maturity, other asset backed, without single maturity date, amortized cost	0
Total securities held-to-maturity, amortized cost	403,669
Debt Securities, Held-to-Maturity, Fair Value, Maturity [Abstract]
Debt securities, held-to-maturity, fair value, maturing within one year	4,815
Debt securities, held-to-maturity, fair value, maturing after one year but within five years	41,395
Debt securities, held-to-maturity, fair value, maturing after five years but within ten years	101,535
Debt securities, held-to-maturity, fair value, maturing after ten years	75,991
Total securities held-to-maturity, fair value	223,736
Debt securities, held-to-maturity, U.S. agency residential mortgage-backed, without single maturity date, fair value	106,080
Debt securities, held-to-maturity, U.S. agency commercial mortgage-backed, without single maturity date, fair value	4,633
Debt securities, held-to-maturity, private label mortgage-backed, without single maturity date, fair value	6,680
Debt securities, held-to-maturity, other asset backed, without single maturity date, fair value	0
Total securities held-to-maturity, fair value	$ 341,129	$ 0

Securities - Gains and Losses R

Securities - Gains and Losses Realized on Sale of Securities Available for Sale (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Debt Securities, Available-for-Sale, Realized Gain (Loss) [Abstract]
Proceeds from the sale of securities available for sale	$ 70,523	$ 81,683
Gain on sale of securities available-for-sale	164	1,471
Loss on sale of securities available-for-sale	$ 439	$ 50

Loans - Allowance for Credit Lo

Loans - Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 47,883	$ 45,926	$ 47,252	$ 35,429
Additions (deductions)
Provision for credit losses	3,135	(659)	3,783	(2,558)
Initial allowance on loans purchased with credit deterioration				134
Recoveries credited to the allowance	730	2,484	2,004	3,918
Loans charged against the allowance	(606)	(952)	(1,897)	(1,698)
Balance at end of period	51,142	46,799	51,142	46,799
Impact of adoption of ASC 326 | Impact of adoption of ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				11,574
Commercial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	11,059	9,094	11,519	7,401
Additions (deductions)
Provision for credit losses	1,184	(969)	496	(2,591)
Initial allowance on loans purchased with credit deterioration				95
Recoveries credited to the allowance	202	1,751	430	2,420
Loans charged against the allowance	0	0	0	0
Balance at end of period	12,445	9,876	12,445	9,876
Commercial | Impact of adoption of ASC 326 | Impact of adoption of ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				2,551
Mortgage
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	20,313	18,933	19,221	6,998
Additions (deductions)
Provision for credit losses	1,219	16	2,087	(264)
Initial allowance on loans purchased with credit deterioration				18
Recoveries credited to the allowance	78	339	346	720
Loans charged against the allowance	0	(113)	(44)	(297)
Balance at end of period	21,610	19,175	21,610	19,175
Mortgage | Impact of adoption of ASC 326 | Impact of adoption of ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				12,000
Installment
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	4,220	3,701	3,749	1,112
Additions (deductions)
Provision for credit losses	263	805	1,203	499
Initial allowance on loans purchased with credit deterioration				21
Recoveries credited to the allowance	450	394	1,228	778
Loans charged against the allowance	(606)	(839)	(1,853)	(1,401)
Balance at end of period	4,327	4,061	4,327	4,061
Installment | Impact of adoption of ASC 326 | Impact of adoption of ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				3,052
Subjective Allocation
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	12,291	14,198	12,763	19,918
Additions (deductions)
Provision for credit losses	469	(511)	(3)	(202)
Initial allowance on loans purchased with credit deterioration				0
Recoveries credited to the allowance	0	0	0	0
Loans charged against the allowance	0	0	0	0
Balance at end of period	$ 12,760	$ 13,687	$ 12,760	13,687
Subjective Allocation | Impact of adoption of ASC 326 | Impact of adoption of ASC 326
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				$ (6,029)

Loans - Receivables Past Due (D

Loans - Receivables Past Due (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	$ 969	$ 1,319
Non- Accrual with an Allowance for Credit Loss	2,847	3,791
Total Non- Accrual	3,816	5,110
90+ and Still Accruing	0	0
Accrued interest excluded from total	8,477	6,836
Financial Asset, Equal to or Greater than 90 Days Past Due
Non performing loans [Abstract]
Accrued interest excluded from total	0	0
Commercial and industrial
Non performing loans [Abstract]
Government guaranteed loans excluded from non-performing loans	31	47
1-4 family owner occupied - non-jumbo
Non performing loans [Abstract]
Government guaranteed loans excluded from non-performing loans	1,460	388
Commercial
Non performing loans [Abstract]
Accrued interest excluded from total	3,523	2,538
Commercial | Commercial and industrial
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	10	15
Total Non- Accrual	10	15
90+ and Still Accruing	0	0
Accrued interest excluded from total	1,721	1,373
Commercial | Commercial real estate
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	0	0
Total Non- Accrual	0	0
90+ and Still Accruing	0	0
Accrued interest excluded from total	1,802	1,165
Mortgage
Non performing loans [Abstract]
Accrued interest excluded from total	3,560	2,998
Mortgage | 1-4 family owner occupied - jumbo
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	607
Non- Accrual with an Allowance for Credit Loss	0	0
Total Non- Accrual	0	607
90+ and Still Accruing	0	0
Accrued interest excluded from total	1,659	1,290
Mortgage | 1-4 family owner occupied - non-jumbo
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	695	137
Non- Accrual with an Allowance for Credit Loss	1,316	1,815
Total Non- Accrual	2,011	1,952
90+ and Still Accruing	0	0
Accrued interest excluded from total	816	798
Mortgage | 1-4 family non-owner occupied
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	157	275
Non- Accrual with an Allowance for Credit Loss	399	592
Total Non- Accrual	556	867
90+ and Still Accruing	0	0
Accrued interest excluded from total	510	513
Mortgage | 1-4 family - 2nd lien
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	182
Non- Accrual with an Allowance for Credit Loss	555	681
Total Non- Accrual	555	863
90+ and Still Accruing	0	0
Accrued interest excluded from total	464	283
Mortgage | Resort lending
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	117	118
Non- Accrual with an Allowance for Credit Loss	38	119
Total Non- Accrual	155	237
90+ and Still Accruing	0	0
Accrued interest excluded from total	111	114
Installment
Non performing loans [Abstract]
Accrued interest excluded from total	1,394	1,300
Installment | Boat lending
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	168	210
Total Non- Accrual	168	210
90+ and Still Accruing	0	0
Accrued interest excluded from total	563	537
Installment | Recreational vehicle lending
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	119	177
Total Non- Accrual	119	177
90+ and Still Accruing	0	0
Accrued interest excluded from total	609	546
Installment | Other
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	242	182
Total Non- Accrual	242	182
90+ and Still Accruing	0	0
Accrued interest excluded from total	222	217
Non-performing TDR's
Non performing loans [Abstract]
Total Non- Performing Loans	3,816	5,110
Accrued interest excluded from total	0	0
Non-performing TDR's | Commercial | Commercial and industrial
Non performing loans [Abstract]
Total Non- Performing Loans	10	15
Non-performing TDR's | Commercial | Commercial real estate
Non performing loans [Abstract]
Total Non- Performing Loans	0	0
Non-performing TDR's | Mortgage | 1-4 family owner occupied - jumbo
Non performing loans [Abstract]
Total Non- Performing Loans	0	607
Non-performing TDR's | Mortgage | 1-4 family owner occupied - non-jumbo
Non performing loans [Abstract]
Total Non- Performing Loans	2,011	1,952
Non-performing TDR's | Mortgage | 1-4 family non-owner occupied
Non performing loans [Abstract]
Total Non- Performing Loans	556	867
Non-performing TDR's | Mortgage | 1-4 family - 2nd lien
Non performing loans [Abstract]
Total Non- Performing Loans	555	863
Non-performing TDR's | Mortgage | Resort lending
Non performing loans [Abstract]
Total Non- Performing Loans	155	237
Non-performing TDR's | Installment | Boat lending
Non performing loans [Abstract]
Total Non- Performing Loans	168	210
Non-performing TDR's | Installment | Recreational vehicle lending
Non performing loans [Abstract]
Total Non- Performing Loans	119	177
Non-performing TDR's | Installment | Other
Non performing loans [Abstract]
Total Non- Performing Loans	$ 242	$ 182

Loans - Amortized Cost of Colla

Loans - Amortized Cost of Collateral-dependent Loans by Class (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	$ 3,409,858		$ 2,905,045
Allowance for Credit Losses	51,142	$ 47,883	47,252	$ 46,799	$ 45,926	$ 35,429
Accrued interest excluded from total	8,477		6,836
Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	2,682		2,795
Accrued interest excluded from total	1		0
Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	415		516
Accrued interest excluded from total	0		1
Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	723		635
Commercial
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	1,408,230		1,203,581
Allowance for Credit Losses	12,445	11,059	11,519	9,876	9,094	7,401
Accrued interest excluded from total	3,523		2,538
Commercial | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	707,155		593,112
Accrued interest excluded from total	1,721		1,373
Commercial | Commercial and industrial | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	60		80
Commercial | Commercial and industrial | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	178		245
Commercial | Commercial and industrial | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	38		51
Commercial | Commercial real estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	701,075		610,469
Accrued interest excluded from total	1,802		1,165
Commercial | Commercial real estate | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	71		84
Commercial | Commercial real estate | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0		0
Commercial | Commercial real estate | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	16		19
Mortgage
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	1,354,879		1,139,659
Allowance for Credit Losses	21,610	20,313	19,221	19,175	18,933	6,998
Accrued interest excluded from total	3,560		2,998
Mortgage | 1-4 family owner occupied - jumbo
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	714,012		541,023
Accrued interest excluded from total	1,659		1,290
Mortgage | 1-4 family owner occupied - jumbo | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0		607
Mortgage | 1-4 family owner occupied - jumbo | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0		0
Mortgage | 1-4 family owner occupied - jumbo | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	0		0
Mortgage | 1-4 family owner occupied - non-jumbo
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	309,332		266,410
Accrued interest excluded from total	816		798
Mortgage | 1-4 family owner occupied - non-jumbo | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	1,784		940
Mortgage | 1-4 family owner occupied - non-jumbo | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0		0
Mortgage | 1-4 family owner occupied - non-jumbo | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	339		286
Mortgage | 1-4 family non-owner occupied
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	186,428		194,852
Accrued interest excluded from total	510		513
Mortgage | 1-4 family non-owner occupied | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	234		477
Mortgage | 1-4 family non-owner occupied | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0		0
Mortgage | 1-4 family non-owner occupied | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	27		72
Mortgage | 1-4 family - 2nd lien
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	102,393		88,729
Accrued interest excluded from total	464		283
Mortgage | 1-4 family - 2nd lien | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	372		370
Mortgage | 1-4 family - 2nd lien | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0		0
Mortgage | 1-4 family - 2nd lien | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	203		67
Mortgage | Resort lending
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	42,714		48,645
Accrued interest excluded from total	111		114
Mortgage | Resort lending | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	155		237
Mortgage | Resort lending | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0		0
Mortgage | Resort lending | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	14		42
Installment
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	646,749		561,805
Allowance for Credit Losses	4,327	$ 4,220	3,749	$ 4,061	$ 3,701	$ 1,112
Accrued interest excluded from total	1,394		1,300
Installment | Boat lending
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	258,853		228,140
Accrued interest excluded from total	563		537
Installment | Boat lending | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0		0
Installment | Boat lending | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	54		80
Installment | Boat lending | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	19		29
Installment | Recreational vehicle lending
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	279,449		234,745
Accrued interest excluded from total	609		546
Installment | Recreational vehicle lending | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0		0
Installment | Recreational vehicle lending | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	71		121
Installment | Recreational vehicle lending | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	25		44
Installment | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	108,447		98,920
Accrued interest excluded from total	222		217
Installment | Other | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	6		0
Installment | Other | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	112		70
Installment | Other | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	$ 42		$ 25

Loans - Aging Analysis of Loans

Loans - Aging Analysis of Loans by Class (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	$ 3,409,858	$ 2,905,045
Accrued interest excluded from total	8,477	6,836
Troubled debt restructuring, reserve	2,600	3,600
Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	4,987	5,531
Accrued interest excluded from total	25	34
Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	2,506	2,350
Accrued interest excluded from total	19	25
Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,139	646
Accrued interest excluded from total	6	9
Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,342	2,535
Accrued interest excluded from total	0	0
Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	3,404,871	2,899,514
Accrued interest excluded from total	8,452	6,802
Commercial
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,408,230	1,203,581
Accrued interest excluded from total	3,523	2,538
Commercial | Commercial and industrial
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	707,155	593,112
Accrued interest excluded from total	1,721	1,373
Commercial | Commercial and industrial | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	41	64
Commercial | Commercial and industrial | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial and industrial | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	2
Commercial | Commercial and industrial | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	41	62
Commercial | Commercial and industrial | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	707,114	593,048
Commercial | Commercial real estate
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	701,075	610,469
Accrued interest excluded from total	1,802	1,165
Commercial | Commercial real estate | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial real estate | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial real estate | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial real estate | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial real estate | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	701,075	610,469
Mortgage
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,354,879	1,139,659
Accrued interest excluded from total	3,560	2,998
Mortgage | 1-4 family owner occupied - jumbo
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	714,012	541,023
Accrued interest excluded from total	1,659	1,290
Mortgage | 1-4 family owner occupied - jumbo | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	607
Mortgage | 1-4 family owner occupied - jumbo | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family owner occupied - jumbo | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family owner occupied - jumbo | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	607
Mortgage | 1-4 family owner occupied - jumbo | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	714,012	540,416
Mortgage | 1-4 family owner occupied - non-jumbo
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	309,332	266,410
Accrued interest excluded from total	816	798
Mortgage | 1-4 family owner occupied - non-jumbo | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	2,743	1,839
Mortgage | 1-4 family owner occupied - non-jumbo | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,235	774
Mortgage | 1-4 family owner occupied - non-jumbo | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	777	408
Mortgage | 1-4 family owner occupied - non-jumbo | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	731	657
Mortgage | 1-4 family owner occupied - non-jumbo | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	306,589	264,571
Mortgage | 1-4 family non-owner occupied
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	186,428	194,852
Accrued interest excluded from total	510	513
Mortgage | 1-4 family non-owner occupied | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	369	575
Mortgage | 1-4 family non-owner occupied | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	135	87
Mortgage | 1-4 family non-owner occupied | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	36	26
Mortgage | 1-4 family non-owner occupied | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	198	462
Mortgage | 1-4 family non-owner occupied | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	186,059	194,277
Mortgage | 1-4 family - 2nd lien
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	102,393	88,729
Accrued interest excluded from total	464	283
Mortgage | 1-4 family - 2nd lien | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	489	771
Mortgage | 1-4 family - 2nd lien | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	315	422
Mortgage | 1-4 family - 2nd lien | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	132	60
Mortgage | 1-4 family - 2nd lien | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	42	289
Mortgage | 1-4 family - 2nd lien | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	101,904	87,958
Mortgage | Resort lending
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	42,714	48,645
Accrued interest excluded from total	111	114
Mortgage | Resort lending | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	155	237
Mortgage | Resort lending | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Mortgage | Resort lending | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Mortgage | Resort lending | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	155	237
Mortgage | Resort lending | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	42,559	48,408
Installment
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	646,749	561,805
Accrued interest excluded from total	1,394	1,300
Installment | Boat lending
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	258,853	228,140
Accrued interest excluded from total	563	537
Installment | Boat lending | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	425	518
Installment | Boat lending | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	370	438
Installment | Boat lending | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1	28
Installment | Boat lending | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	54	52
Installment | Boat lending | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	258,428	227,622
Installment | Recreational vehicle lending
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	279,449	234,745
Accrued interest excluded from total	609	546
Installment | Recreational vehicle lending | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	455	562
Installment | Recreational vehicle lending | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	313	377
Installment | Recreational vehicle lending | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	115	65
Installment | Recreational vehicle lending | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	27	120
Installment | Recreational vehicle lending | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	278,994	234,183
Installment | Other
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	108,447	98,920
Accrued interest excluded from total	222	217
Installment | Other | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	310	358
Installment | Other | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	138	252
Installment | Other | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	78	57
Installment | Other | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	94	49
Installment | Other | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	$ 108,137	$ 98,562

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022 USD ($) Payment	Dec. 31, 2021 USD ($) Payment
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	$ 32,344	$ 37,086
Number of consecutive timely payments required | Payment	6	6
Performing TDR's
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	$ 31,281	$ 36,070
Non-performing TDR's
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	1,063	1,016
Commercial
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	3,210	4,481
Commercial | Performing TDR's
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	3,210	4,481
Commercial | Non-performing TDR's
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	0	0
Retail
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	29,134	32,605
Retail | Performing TDR's
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	28,071	31,589
Retail | Non-performing TDR's
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	$ 1,063	$ 1,016

Loans - Narrative (Details)

Loans - Narrative (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) Loan	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) Contract Loan	Sep. 30, 2021 USD ($) Contract	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($) Loan	Jun. 30, 2021 USD ($)	Dec. 31, 2020 USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Number of contracts | Contract			1	0
Modifications involving extension of maturity date, period range			34 months
Pre-modification recorded balance			$ 30,000
Post-modification recorded balance			30,000
Increase in allowance for credit losses			300,000
Charge offs due to troubled debt restructurings			0
Charge-offs on TDRs that subsequently defaulted	$ 0	$ 0	$ 0	$ 0
Past due period for modified loans			90 days
Accommodation loans moved to non-accrual	3,816,000		$ 3,816,000			$ 5,110,000
Allowance for credit losses	51,142,000	46,799,000	51,142,000	46,799,000	$ 47,883,000	47,252,000	$ 45,926,000	$ 35,429,000
Interest and fees on loans	37,092,000	30,132,000	96,964,000	86,328,000
Real estate acquired through foreclosure	300,000		300,000			200,000
Mortgage loans in process of foreclosure, amount	600,000		600,000			600,000
Loans held for sale, carried at lower of cost or fair value	0		0			34,811,000
Mortgage loans	2,857,000	8,361,000	4,945,000	30,280,000
Mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses	21,610,000	19,175,000	21,610,000	19,175,000	$ 20,313,000	$ 19,221,000	$ 18,933,000	$ 6,998,000
Mortgage | Fixed Rate Residential Mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans held for sale, carried at lower of cost or fair value	56,200,000		56,200,000
Mortgage loans			250,000
Paycheck Protection Program
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses	$ 0		0
Loans funded		0	$ 0	135,500,000
Number of outstanding loans | Loan	0		0			186
Remaining unaccreted net fees	$ 0		$ 0			$ 800,000
Total loans						$ 26,400,000
Interest and fees on loans	$ 0	$ 2,600,000	$ 800,000	$ 6,500,000

Loans - Loan Ratings by Loan Cl

Loans - Loan Ratings by Loan Class, Commercial (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	$ 3,409,858	$ 2,905,045
Accrued interest excluded from total	8,477	6,836
Commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	285,189	247,338
Financing receivable, year two, originated, fiscal year before current fiscal year	284,807	125,661
Financing receivable, year three, originated, two years before current fiscal year	102,825	169,759
Financing receivable, year four, originated, three years before current fiscal year	157,847	131,067
Financing receivable, year five, originated, four years before current fiscal year	93,105	80,608
Financing receivable, originated, more than five years before current fiscal year	319,835	265,749
Revolving Loans Amortized Cost Basis	164,622	183,399
Total loans	1,408,230	1,203,581
Accrued interest, current fiscal year	624	496
Accrued interest, fiscal year before current	658	234
Accrued interest, two years before current	242	338
Accrued interest, three years before current	452	432
Accrued interest, four years before current	365	184
Accrued interest, more than five years before current fiscal year	827	565
Accrued interest, revolving	355	289
Accrued interest excluded from total	3,523	2,538
Commercial | Non-watch (1-6)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	285,112	245,247
Financing receivable, year two, originated, fiscal year before current fiscal year	277,587	125,335
Financing receivable, year three, originated, two years before current fiscal year	102,199	165,040
Financing receivable, year four, originated, three years before current fiscal year	154,767	120,655
Financing receivable, year five, originated, four years before current fiscal year	90,680	77,430
Financing receivable, originated, more than five years before current fiscal year	308,875	256,460
Revolving Loans Amortized Cost Basis	162,345	176,130
Total loans	1,381,565	1,166,297
Commercial | Watch (7-8)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	77	81
Financing receivable, year two, originated, fiscal year before current fiscal year	4,692	324
Financing receivable, year three, originated, two years before current fiscal year	533	3,560
Financing receivable, year four, originated, three years before current fiscal year	2,528	8,972
Financing receivable, year five, originated, four years before current fiscal year	2,296	2,070
Financing receivable, originated, more than five years before current fiscal year	9,841	7,697
Revolving Loans Amortized Cost Basis	1,007	476
Total loans	20,974	23,180
Commercial | Substandard Accrual (9)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0	2,010
Financing receivable, year two, originated, fiscal year before current fiscal year	2,528	2
Financing receivable, year three, originated, two years before current fiscal year	93	1,159
Financing receivable, year four, originated, three years before current fiscal year	552	1,440
Financing receivable, year five, originated, four years before current fiscal year	129	1,108
Financing receivable, originated, more than five years before current fiscal year	1,078	1,530
Revolving Loans Amortized Cost Basis	1,270	6,793
Total loans	5,650	14,042
Commercial | Non-Accrual (10-11)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	41	62
Revolving Loans Amortized Cost Basis	0	0
Total loans	41	62
Commercial | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	142,229	123,567
Financing receivable, year two, originated, fiscal year before current fiscal year	149,836	69,858
Financing receivable, year three, originated, two years before current fiscal year	68,080	58,675
Financing receivable, year four, originated, three years before current fiscal year	55,746	46,368
Financing receivable, year five, originated, four years before current fiscal year	28,511	38,669
Financing receivable, originated, more than five years before current fiscal year	155,156	104,127
Revolving Loans Amortized Cost Basis	107,597	151,848
Total loans	707,155	593,112
Accrued interest, current fiscal year	252	314
Accrued interest, fiscal year before current	351	153
Accrued interest, two years before current	174	105
Accrued interest, three years before current	129	229
Accrued interest, four years before current	170	90
Accrued interest, more than five years before current fiscal year	409	240
Accrued interest, revolving	236	242
Accrued interest excluded from total	1,721	1,373
Commercial | Commercial and industrial | Non-watch (1-6)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	142,152	121,917
Financing receivable, year two, originated, fiscal year before current fiscal year	142,746	69,856
Financing receivable, year three, originated, two years before current fiscal year	67,454	56,984
Financing receivable, year four, originated, three years before current fiscal year	55,375	44,827
Financing receivable, year five, originated, four years before current fiscal year	28,275	38,307
Financing receivable, originated, more than five years before current fiscal year	149,383	96,261
Revolving Loans Amortized Cost Basis	105,320	144,579
Total loans	690,705	572,731
Commercial | Commercial and industrial | Watch (7-8)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	77	81
Financing receivable, year two, originated, fiscal year before current fiscal year	4,692	0
Financing receivable, year three, originated, two years before current fiscal year	533	532
Financing receivable, year four, originated, three years before current fiscal year	0	1,294
Financing receivable, year five, originated, four years before current fiscal year	107	362
Financing receivable, originated, more than five years before current fiscal year	5,313	6,274
Revolving Loans Amortized Cost Basis	1,007	476
Total loans	11,729	9,019
Commercial | Commercial and industrial | Substandard Accrual (9)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0	1,569
Financing receivable, year two, originated, fiscal year before current fiscal year	2,398	2
Financing receivable, year three, originated, two years before current fiscal year	93	1,159
Financing receivable, year four, originated, three years before current fiscal year	371	247
Financing receivable, year five, originated, four years before current fiscal year	129	0
Financing receivable, originated, more than five years before current fiscal year	419	1,530
Revolving Loans Amortized Cost Basis	1,270	6,793
Total loans	4,680	11,300
Commercial | Commercial and industrial | Non-Accrual (10-11)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	41	62
Revolving Loans Amortized Cost Basis	0	0
Total loans	41	62
Commercial | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	142,960	123,771
Financing receivable, year two, originated, fiscal year before current fiscal year	134,971	55,803
Financing receivable, year three, originated, two years before current fiscal year	34,745	111,084
Financing receivable, year four, originated, three years before current fiscal year	102,101	84,699
Financing receivable, year five, originated, four years before current fiscal year	64,594	41,939
Financing receivable, originated, more than five years before current fiscal year	164,679	161,622
Revolving Loans Amortized Cost Basis	57,025	31,551
Total loans	701,075	610,469
Accrued interest, current fiscal year	372	182
Accrued interest, fiscal year before current	307	81
Accrued interest, two years before current	68	233
Accrued interest, three years before current	323	203
Accrued interest, four years before current	195	94
Accrued interest, more than five years before current fiscal year	418	325
Accrued interest, revolving	119	47
Accrued interest excluded from total	1,802	1,165
Commercial | Commercial real estate | Non-watch (1-6)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	142,960	123,330
Financing receivable, year two, originated, fiscal year before current fiscal year	134,841	55,479
Financing receivable, year three, originated, two years before current fiscal year	34,745	108,056
Financing receivable, year four, originated, three years before current fiscal year	99,392	75,828
Financing receivable, year five, originated, four years before current fiscal year	62,405	39,123
Financing receivable, originated, more than five years before current fiscal year	159,492	160,199
Revolving Loans Amortized Cost Basis	57,025	31,551
Total loans	690,860	593,566
Commercial | Commercial real estate | Watch (7-8)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	324
Financing receivable, year three, originated, two years before current fiscal year	0	3,028
Financing receivable, year four, originated, three years before current fiscal year	2,528	7,678
Financing receivable, year five, originated, four years before current fiscal year	2,189	1,708
Financing receivable, originated, more than five years before current fiscal year	4,528	1,423
Revolving Loans Amortized Cost Basis	0	0
Total loans	9,245	14,161
Commercial | Commercial real estate | Substandard Accrual (9)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0	441
Financing receivable, year two, originated, fiscal year before current fiscal year	130	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	181	1,193
Financing receivable, year five, originated, four years before current fiscal year	0	1,108
Financing receivable, originated, more than five years before current fiscal year	659	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	970	2,742
Commercial | Commercial real estate | Non-Accrual (10-11)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	$ 0	$ 0

Loans - Credit Scores by Loan C

Loans - Credit Scores by Loan Class, Mortgage and Installment Segments (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Summary of Credit Scores by Loan Class [Abstract]
Total loans	$ 3,409,858	$ 2,905,045
Accrued interest excluded from total	8,477	6,836
Mortgage
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	247,411	410,933
Financing receivable, year two, originated, fiscal year before current fiscal year	446,055	243,414
Financing receivable, year three, originated, two years before current fiscal year	182,014	101,997
Financing receivable, year four, originated, three years before current fiscal year	77,803	49,073
Financing receivable, year five, originated, four years before current fiscal year	37,596	72,058
Financing receivable, originated, more than five years before current fiscal year	185,537	165,669
Revolving Loans Amortized Cost Basis	178,463	96,515
Total loans	1,354,879	1,139,659
Accrued interest, current fiscal year	687	945
Accrued interest, fiscal year before current	965	574
Accrued interest, two years before current	454	302
Accrued interest, three years before current	240	166
Accrued interest, four years before current	152	196
Accrued interest, more than five years before current fiscal year	566	506
Accrued interest, revolving	496	309
Accrued interest excluded from total	3,560	2,998
Mortgage | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	25,730	53,143
Financing receivable, year two, originated, fiscal year before current fiscal year	43,221	25,936
Financing receivable, year three, originated, two years before current fiscal year	22,053	15,530
Financing receivable, year four, originated, three years before current fiscal year	10,903	6,907
Financing receivable, year five, originated, four years before current fiscal year	4,544	13,975
Financing receivable, originated, more than five years before current fiscal year	26,131	17,854
Revolving Loans Amortized Cost Basis	26,843	14,130
Total loans	159,425	147,475
Mortgage | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	141,577	215,481
Financing receivable, year two, originated, fiscal year before current fiscal year	270,668	138,434
Financing receivable, year three, originated, two years before current fiscal year	102,093	51,241
Financing receivable, year four, originated, three years before current fiscal year	39,267	18,292
Financing receivable, year five, originated, four years before current fiscal year	14,738	27,234
Financing receivable, originated, more than five years before current fiscal year	65,027	49,590
Revolving Loans Amortized Cost Basis	90,145	45,935
Total loans	723,515	546,207
Mortgage | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	54,399	104,365
Financing receivable, year two, originated, fiscal year before current fiscal year	96,010	54,267
Financing receivable, year three, originated, two years before current fiscal year	33,788	22,113
Financing receivable, year four, originated, three years before current fiscal year	13,827	11,196
Financing receivable, year five, originated, four years before current fiscal year	8,422	15,163
Financing receivable, originated, more than five years before current fiscal year	42,598	44,174
Revolving Loans Amortized Cost Basis	35,313	24,709
Total loans	284,357	275,987
Mortgage | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	21,986	33,650
Financing receivable, year two, originated, fiscal year before current fiscal year	32,845	17,950
Financing receivable, year three, originated, two years before current fiscal year	17,874	9,381
Financing receivable, year four, originated, three years before current fiscal year	9,760	7,999
Financing receivable, year five, originated, four years before current fiscal year	5,965	9,603
Financing receivable, originated, more than five years before current fiscal year	28,276	26,828
Revolving Loans Amortized Cost Basis	18,034	9,053
Total loans	134,740	114,464
Mortgage | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	2,868	4,294
Financing receivable, year two, originated, fiscal year before current fiscal year	2,685	3,954
Financing receivable, year three, originated, two years before current fiscal year	3,027	1,737
Financing receivable, year four, originated, three years before current fiscal year	2,552	2,950
Financing receivable, year five, originated, four years before current fiscal year	2,483	2,763
Financing receivable, originated, more than five years before current fiscal year	12,288	14,674
Revolving Loans Amortized Cost Basis	5,391	1,840
Total loans	31,294	32,212
Mortgage | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	418	789
Financing receivable, year three, originated, two years before current fiscal year	2,136	1,137
Financing receivable, year four, originated, three years before current fiscal year	344	950
Financing receivable, year five, originated, four years before current fiscal year	988	1,804
Financing receivable, originated, more than five years before current fiscal year	5,471	7,479
Revolving Loans Amortized Cost Basis	2,052	375
Total loans	11,409	12,534
Mortgage | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	552	0
Financing receivable, year two, originated, fiscal year before current fiscal year	208	1,468
Financing receivable, year three, originated, two years before current fiscal year	276	520
Financing receivable, year four, originated, three years before current fiscal year	578	382
Financing receivable, year five, originated, four years before current fiscal year	327	599
Financing receivable, originated, more than five years before current fiscal year	4,397	4,198
Revolving Loans Amortized Cost Basis	515	223
Total loans	6,853	7,390
Mortgage | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	299	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	616
Financing receivable, year three, originated, two years before current fiscal year	767	338
Financing receivable, year four, originated, three years before current fiscal year	572	397
Financing receivable, year five, originated, four years before current fiscal year	129	917
Financing receivable, originated, more than five years before current fiscal year	1,349	872
Revolving Loans Amortized Cost Basis	170	250
Total loans	3,286	3,390
Mortgage | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	0	0
Mortgage | 1-4 family owner occupied - jumbo
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	119,198	255,101
Financing receivable, year two, originated, fiscal year before current fiscal year	309,908	159,738
Financing receivable, year three, originated, two years before current fiscal year	114,984	58,281
Financing receivable, year four, originated, three years before current fiscal year	39,025	20,402
Financing receivable, year five, originated, four years before current fiscal year	9,800	33,038
Financing receivable, originated, more than five years before current fiscal year	33,298	12,092
Revolving Loans Amortized Cost Basis	87,799	2,371
Total loans	714,012	541,023
Accrued interest, current fiscal year	333	557
Accrued interest, fiscal year before current	620	370
Accrued interest, two years before current	263	163
Accrued interest, three years before current	102	77
Accrued interest, four years before current	35	87
Accrued interest, more than five years before current fiscal year	93	33
Accrued interest, revolving	213	3
Accrued interest excluded from total	1,659	1,290
Mortgage | 1-4 family owner occupied - jumbo | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	9,539	31,137
Financing receivable, year two, originated, fiscal year before current fiscal year	26,201	17,652
Financing receivable, year three, originated, two years before current fiscal year	14,519	8,491
Financing receivable, year four, originated, three years before current fiscal year	3,912	2,565
Financing receivable, year five, originated, four years before current fiscal year	686	7,516
Financing receivable, originated, more than five years before current fiscal year	4,825	527
Revolving Loans Amortized Cost Basis	13,943	0
Total loans	73,625	67,888
Mortgage | 1-4 family owner occupied - jumbo | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	75,331	135,292
Financing receivable, year two, originated, fiscal year before current fiscal year	196,813	92,590
Financing receivable, year three, originated, two years before current fiscal year	63,875	30,072
Financing receivable, year four, originated, three years before current fiscal year	23,255	7,118
Financing receivable, year five, originated, four years before current fiscal year	3,825	9,469
Financing receivable, originated, more than five years before current fiscal year	16,027	5,043
Revolving Loans Amortized Cost Basis	47,845	2,371
Total loans	426,971	281,955
Mortgage | 1-4 family owner occupied - jumbo | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	24,405	67,255
Financing receivable, year two, originated, fiscal year before current fiscal year	62,644	34,665
Financing receivable, year three, originated, two years before current fiscal year	19,573	13,765
Financing receivable, year four, originated, three years before current fiscal year	6,750	4,421
Financing receivable, year five, originated, four years before current fiscal year	2,141	7,748
Financing receivable, originated, more than five years before current fiscal year	5,713	4,856
Revolving Loans Amortized Cost Basis	18,047	0
Total loans	139,273	132,710
Mortgage | 1-4 family owner occupied - jumbo | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	7,415	19,367
Financing receivable, year two, originated, fiscal year before current fiscal year	22,892	10,313
Financing receivable, year three, originated, two years before current fiscal year	13,685	5,447
Financing receivable, year four, originated, three years before current fiscal year	4,610	5,285
Financing receivable, year five, originated, four years before current fiscal year	2,677	6,080
Financing receivable, originated, more than five years before current fiscal year	4,356	690
Revolving Loans Amortized Cost Basis	6,267	0
Total loans	61,902	47,182
Mortgage | 1-4 family owner occupied - jumbo | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1,956	2,050
Financing receivable, year two, originated, fiscal year before current fiscal year	1,358	2,638
Financing receivable, year three, originated, two years before current fiscal year	1,476	506
Financing receivable, year four, originated, three years before current fiscal year	498	1,013
Financing receivable, year five, originated, four years before current fiscal year	471	837
Financing receivable, originated, more than five years before current fiscal year	1,685	976
Revolving Loans Amortized Cost Basis	1,697	0
Total loans	9,141	8,020
Mortgage | 1-4 family owner occupied - jumbo | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	469
Financing receivable, year three, originated, two years before current fiscal year	1,856	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	781
Financing receivable, originated, more than five years before current fiscal year	0	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	1,856	1,250
Mortgage | 1-4 family owner occupied - jumbo | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	552	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	1,411
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	692	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	1,244	1,411
Mortgage | 1-4 family owner occupied - jumbo | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	607
Financing receivable, originated, more than five years before current fiscal year	0	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	0	607
Mortgage | 1-4 family owner occupied - jumbo | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	0	0
Mortgage | 1-4 family owner occupied - non-jumbo
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	77,952	67,441
Financing receivable, year two, originated, fiscal year before current fiscal year	63,989	42,689
Financing receivable, year three, originated, two years before current fiscal year	28,241	24,306
Financing receivable, year four, originated, three years before current fiscal year	16,388	17,251
Financing receivable, year five, originated, four years before current fiscal year	13,278	24,039
Financing receivable, originated, more than five years before current fiscal year	70,339	69,614
Revolving Loans Amortized Cost Basis	39,145	21,070
Total loans	309,332	266,410
Accrued interest, current fiscal year	193	208
Accrued interest, fiscal year before current	144	97
Accrued interest, two years before current	66	84
Accrued interest, three years before current	48	58
Accrued interest, four years before current	49	68
Accrued interest, more than five years before current fiscal year	207	226
Accrued interest, revolving	109	57
Accrued interest excluded from total	816	798
Mortgage | 1-4 family owner occupied - non-jumbo | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	9,285	6,185
Financing receivable, year two, originated, fiscal year before current fiscal year	8,774	5,534
Financing receivable, year three, originated, two years before current fiscal year	3,642	3,756
Financing receivable, year four, originated, three years before current fiscal year	2,267	2,514
Financing receivable, year five, originated, four years before current fiscal year	1,886	3,566
Financing receivable, originated, more than five years before current fiscal year	6,790	4,569
Revolving Loans Amortized Cost Basis	5,446	4,026
Total loans	38,090	30,150
Mortgage | 1-4 family owner occupied - non-jumbo | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	39,003	33,227
Financing receivable, year two, originated, fiscal year before current fiscal year	30,674	20,300
Financing receivable, year three, originated, two years before current fiscal year	13,922	9,688
Financing receivable, year four, originated, three years before current fiscal year	5,579	5,664
Financing receivable, year five, originated, four years before current fiscal year	4,713	8,887
Financing receivable, originated, more than five years before current fiscal year	17,004	12,498
Revolving Loans Amortized Cost Basis	15,637	8,341
Total loans	126,532	98,605
Mortgage | 1-4 family owner occupied - non-jumbo | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	17,106	19,317
Financing receivable, year two, originated, fiscal year before current fiscal year	17,306	10,572
Financing receivable, year three, originated, two years before current fiscal year	5,990	4,813
Financing receivable, year four, originated, three years before current fiscal year	2,572	4,035
Financing receivable, year five, originated, four years before current fiscal year	2,810	5,008
Financing receivable, originated, more than five years before current fiscal year	20,253	21,806
Revolving Loans Amortized Cost Basis	7,841	5,637
Total loans	73,878	71,188
Mortgage | 1-4 family owner occupied - non-jumbo | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	11,935	6,593
Financing receivable, year two, originated, fiscal year before current fiscal year	5,893	4,233
Financing receivable, year three, originated, two years before current fiscal year	2,164	3,217
Financing receivable, year four, originated, three years before current fiscal year	2,912	2,010
Financing receivable, year five, originated, four years before current fiscal year	1,710	3,135
Financing receivable, originated, more than five years before current fiscal year	11,197	12,423
Revolving Loans Amortized Cost Basis	5,648	2,812
Total loans	41,459	34,423
Mortgage | 1-4 family owner occupied - non-jumbo | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	324	2,119
Financing receivable, year two, originated, fiscal year before current fiscal year	725	1,082
Financing receivable, year three, originated, two years before current fiscal year	1,200	1,051
Financing receivable, year four, originated, three years before current fiscal year	1,864	1,549
Financing receivable, year five, originated, four years before current fiscal year	1,288	1,660
Financing receivable, originated, more than five years before current fiscal year	6,780	8,663
Revolving Loans Amortized Cost Basis	2,728	89
Total loans	14,909	16,213
Mortgage | 1-4 family owner occupied - non-jumbo | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	409	295
Financing receivable, year three, originated, two years before current fiscal year	280	1,076
Financing receivable, year four, originated, three years before current fiscal year	321	758
Financing receivable, year five, originated, four years before current fiscal year	450	1,023
Financing receivable, originated, more than five years before current fiscal year	4,610	5,802
Revolving Loans Amortized Cost Basis	1,384	147
Total loans	7,454	9,101
Mortgage | 1-4 family owner occupied - non-jumbo | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	208	57
Financing receivable, year three, originated, two years before current fiscal year	276	421
Financing receivable, year four, originated, three years before current fiscal year	354	327
Financing receivable, year five, originated, four years before current fiscal year	327	510
Financing receivable, originated, more than five years before current fiscal year	2,821	3,169
Revolving Loans Amortized Cost Basis	298	18
Total loans	4,284	4,502
Mortgage | 1-4 family owner occupied - non-jumbo | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	299	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	616
Financing receivable, year three, originated, two years before current fiscal year	767	284
Financing receivable, year four, originated, three years before current fiscal year	519	394
Financing receivable, year five, originated, four years before current fiscal year	94	250
Financing receivable, originated, more than five years before current fiscal year	884	684
Revolving Loans Amortized Cost Basis	163	0
Total loans	2,726	2,228
Mortgage | 1-4 family owner occupied - non-jumbo | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	0	0
Mortgage | 1-4 family non-owner occupied
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	30,438	82,835
Financing receivable, year two, originated, fiscal year before current fiscal year	53,704	34,655
Financing receivable, year three, originated, two years before current fiscal year	25,777	16,503
Financing receivable, year four, originated, three years before current fiscal year	13,778	7,832
Financing receivable, year five, originated, four years before current fiscal year	4,941	10,971
Financing receivable, originated, more than five years before current fiscal year	30,399	31,158
Revolving Loans Amortized Cost Basis	27,391	10,898
Total loans	186,428	194,852
Accrued interest, current fiscal year	71	171
Accrued interest, fiscal year before current	122	95
Accrued interest, two years before current	70	46
Accrued interest, three years before current	49	23
Accrued interest, four years before current	19	33
Accrued interest, more than five years before current fiscal year	97	107
Accrued interest, revolving	82	38
Accrued interest excluded from total	510	513
Mortgage | 1-4 family non-owner occupied | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	4,640	15,406
Financing receivable, year two, originated, fiscal year before current fiscal year	6,860	1,786
Financing receivable, year three, originated, two years before current fiscal year	2,200	2,857
Financing receivable, year four, originated, three years before current fiscal year	3,908	1,459
Financing receivable, year five, originated, four years before current fiscal year	986	2,627
Financing receivable, originated, more than five years before current fiscal year	6,084	5,058
Revolving Loans Amortized Cost Basis	4,309	1,639
Total loans	28,987	30,832
Mortgage | 1-4 family non-owner occupied | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	18,808	44,201
Financing receivable, year two, originated, fiscal year before current fiscal year	33,430	21,885
Financing receivable, year three, originated, two years before current fiscal year	16,381	10,517
Financing receivable, year four, originated, three years before current fiscal year	6,263	3,667
Financing receivable, year five, originated, four years before current fiscal year	1,957	6,956
Financing receivable, originated, more than five years before current fiscal year	10,495	10,004
Revolving Loans Amortized Cost Basis	16,122	5,117
Total loans	103,456	102,347
Mortgage | 1-4 family non-owner occupied | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	5,719	16,486
Financing receivable, year two, originated, fiscal year before current fiscal year	11,057	7,807
Financing receivable, year three, originated, two years before current fiscal year	5,950	2,764
Financing receivable, year four, originated, three years before current fiscal year	2,387	1,878
Financing receivable, year five, originated, four years before current fiscal year	782	966
Financing receivable, originated, more than five years before current fiscal year	6,484	6,095
Revolving Loans Amortized Cost Basis	3,116	2,756
Total loans	35,495	38,752
Mortgage | 1-4 family non-owner occupied | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	971	6,617
Financing receivable, year two, originated, fiscal year before current fiscal year	2,215	3,095
Financing receivable, year three, originated, two years before current fiscal year	1,176	257
Financing receivable, year four, originated, three years before current fiscal year	1,083	299
Financing receivable, year five, originated, four years before current fiscal year	632	248
Financing receivable, originated, more than five years before current fiscal year	4,433	6,019
Revolving Loans Amortized Cost Basis	2,944	955
Total loans	13,454	17,490
Mortgage | 1-4 family non-owner occupied | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	300	125
Financing receivable, year two, originated, fiscal year before current fiscal year	142	57
Financing receivable, year three, originated, two years before current fiscal year	70	108
Financing receivable, year four, originated, three years before current fiscal year	77	282
Financing receivable, year five, originated, four years before current fiscal year	99	174
Financing receivable, originated, more than five years before current fiscal year	1,919	2,051
Revolving Loans Amortized Cost Basis	348	381
Total loans	2,955	3,178
Mortgage | 1-4 family non-owner occupied | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	25
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	192
Financing receivable, year five, originated, four years before current fiscal year	485	0
Financing receivable, originated, more than five years before current fiscal year	349	1,121
Revolving Loans Amortized Cost Basis	466	0
Total loans	1,300	1,338
Mortgage | 1-4 family non-owner occupied | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	60	55
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	435	638
Revolving Loans Amortized Cost Basis	86	50
Total loans	581	743
Mortgage | 1-4 family non-owner occupied | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	200	172
Revolving Loans Amortized Cost Basis	0	0
Total loans	200	172
Mortgage | 1-4 family non-owner occupied | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	0	0
Mortgage | 1-4 family - 2nd lien
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	19,823	4,005
Financing receivable, year two, originated, fiscal year before current fiscal year	17,294	4,912
Financing receivable, year three, originated, two years before current fiscal year	11,734	2,657
Financing receivable, year four, originated, three years before current fiscal year	8,385	2,502
Financing receivable, year five, originated, four years before current fiscal year	9,120	3,880
Financing receivable, originated, more than five years before current fiscal year	18,584	8,597
Revolving Loans Amortized Cost Basis	17,453	62,176
Total loans	102,393	88,729
Accrued interest, current fiscal year	90	7
Accrued interest, fiscal year before current	79	9
Accrued interest, two years before current	52	9
Accrued interest, three years before current	41	5
Accrued interest, four years before current	47	8
Accrued interest, more than five years before current fiscal year	81	34
Accrued interest, revolving	74	211
Accrued interest excluded from total	464	283
Mortgage | 1-4 family - 2nd lien | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	2,266	415
Financing receivable, year two, originated, fiscal year before current fiscal year	1,386	964
Financing receivable, year three, originated, two years before current fiscal year	1,692	426
Financing receivable, year four, originated, three years before current fiscal year	816	95
Financing receivable, year five, originated, four years before current fiscal year	986	266
Financing receivable, originated, more than five years before current fiscal year	2,467	353
Revolving Loans Amortized Cost Basis	1,974	8,465
Total loans	11,587	10,984
Mortgage | 1-4 family - 2nd lien | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	8,435	2,161
Financing receivable, year two, originated, fiscal year before current fiscal year	9,265	2,413
Financing receivable, year three, originated, two years before current fiscal year	6,772	714
Financing receivable, year four, originated, three years before current fiscal year	3,943	1,332
Financing receivable, year five, originated, four years before current fiscal year	3,841	1,859
Financing receivable, originated, more than five years before current fiscal year	8,048	2,415
Revolving Loans Amortized Cost Basis	7,698	30,106
Total loans	48,002	41,000
Mortgage | 1-4 family - 2nd lien | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	7,169	1,307
Financing receivable, year two, originated, fiscal year before current fiscal year	5,003	1,049
Financing receivable, year three, originated, two years before current fiscal year	2,222	771
Financing receivable, year four, originated, three years before current fiscal year	2,118	561
Financing receivable, year five, originated, four years before current fiscal year	2,634	1,374
Financing receivable, originated, more than five years before current fiscal year	3,306	2,365
Revolving Loans Amortized Cost Basis	5,304	16,316
Total loans	27,756	23,743
Mortgage | 1-4 family - 2nd lien | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1,665	122
Financing receivable, year two, originated, fiscal year before current fiscal year	1,171	309
Financing receivable, year three, originated, two years before current fiscal year	767	460
Financing receivable, year four, originated, three years before current fiscal year	1,155	405
Financing receivable, year five, originated, four years before current fiscal year	946	140
Financing receivable, originated, more than five years before current fiscal year	2,888	1,639
Revolving Loans Amortized Cost Basis	1,839	5,286
Total loans	10,431	8,361
Mortgage | 1-4 family - 2nd lien | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	288	0
Financing receivable, year two, originated, fiscal year before current fiscal year	460	177
Financing receivable, year three, originated, two years before current fiscal year	281	72
Financing receivable, year four, originated, three years before current fiscal year	113	106
Financing receivable, year five, originated, four years before current fiscal year	625	92
Financing receivable, originated, more than five years before current fiscal year	861	1,143
Revolving Loans Amortized Cost Basis	382	1,370
Total loans	3,010	2,960
Mortgage | 1-4 family - 2nd lien | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	9	0
Financing receivable, year three, originated, two years before current fiscal year	0	61
Financing receivable, year four, originated, three years before current fiscal year	23	0
Financing receivable, year five, originated, four years before current fiscal year	53	0
Financing receivable, originated, more than five years before current fiscal year	460	476
Revolving Loans Amortized Cost Basis	118	228
Total loans	663	765
Mortgage | 1-4 family - 2nd lien | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	99
Financing receivable, year four, originated, three years before current fiscal year	164	0
Financing receivable, year five, originated, four years before current fiscal year	0	89
Financing receivable, originated, more than five years before current fiscal year	406	190
Revolving Loans Amortized Cost Basis	131	155
Total loans	701	533
Mortgage | 1-4 family - 2nd lien | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	54
Financing receivable, year four, originated, three years before current fiscal year	53	3
Financing receivable, year five, originated, four years before current fiscal year	35	60
Financing receivable, originated, more than five years before current fiscal year	148	16
Revolving Loans Amortized Cost Basis	7	250
Total loans	243	383
Mortgage | 1-4 family - 2nd lien | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	0	0
Mortgage | Resort lending
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	1,551
Financing receivable, year two, originated, fiscal year before current fiscal year	1,160	1,420
Financing receivable, year three, originated, two years before current fiscal year	1,278	250
Financing receivable, year four, originated, three years before current fiscal year	227	1,086
Financing receivable, year five, originated, four years before current fiscal year	457	130
Financing receivable, originated, more than five years before current fiscal year	32,917	44,208
Revolving Loans Amortized Cost Basis	6,675	0
Total loans	42,714	48,645
Accrued interest, current fiscal year	0	2
Accrued interest, fiscal year before current	0	3
Accrued interest, two years before current	3	0
Accrued interest, three years before current	0	3
Accrued interest, four years before current	2	0
Accrued interest, more than five years before current fiscal year	88	106
Accrued interest, revolving	18	0
Accrued interest excluded from total	111	114
Mortgage | Resort lending | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	274
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	5,965	7,347
Revolving Loans Amortized Cost Basis	1,171	0
Total loans	7,136	7,621
Mortgage | Resort lending | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	600
Financing receivable, year two, originated, fiscal year before current fiscal year	486	1,246
Financing receivable, year three, originated, two years before current fiscal year	1,143	250
Financing receivable, year four, originated, three years before current fiscal year	227	511
Financing receivable, year five, originated, four years before current fiscal year	402	63
Financing receivable, originated, more than five years before current fiscal year	13,453	19,630
Revolving Loans Amortized Cost Basis	2,843	0
Total loans	18,554	22,300
Mortgage | Resort lending | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	174
Financing receivable, year three, originated, two years before current fiscal year	53	0
Financing receivable, year four, originated, three years before current fiscal year	0	301
Financing receivable, year five, originated, four years before current fiscal year	55	67
Financing receivable, originated, more than five years before current fiscal year	6,842	9,052
Revolving Loans Amortized Cost Basis	1,005	0
Total loans	7,955	9,594
Mortgage | Resort lending | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	951
Financing receivable, year two, originated, fiscal year before current fiscal year	674	0
Financing receivable, year three, originated, two years before current fiscal year	82	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	5,402	6,057
Revolving Loans Amortized Cost Basis	1,336	0
Total loans	7,494	7,008
Mortgage | Resort lending | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	1,043	1,841
Revolving Loans Amortized Cost Basis	236	0
Total loans	1,279	1,841
Mortgage | Resort lending | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	52	80
Revolving Loans Amortized Cost Basis	84	0
Total loans	136	80
Mortgage | Resort lending | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	43	201
Revolving Loans Amortized Cost Basis	0	0
Total loans	43	201
Mortgage | Resort lending | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	117	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	117	0
Mortgage | Resort lending | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Revolving Loans Amortized Cost Basis	0	0
Total loans	0	0
Installment
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	180,554	244,401
Financing receivable, year two, originated, fiscal year before current fiscal year	162,239	101,169
Financing receivable, year three, originated, two years before current fiscal year	68,664	82,136
Financing receivable, year four, originated, three years before current fiscal year	53,734	57,880
Financing receivable, year five, originated, four years before current fiscal year	37,987	32,122
Financing receivable, originated, more than five years before current fiscal year	143,571	44,097
Total loans	646,749	561,805
Accrued interest, current fiscal year	351	507
Accrued interest, fiscal year before current	341	235
Accrued interest, two years before current	157	220
Accrued interest, three years before current	137	144
Accrued interest, four years before current	89	81
Accrued interest, more than five years before current fiscal year	319	113
Accrued interest excluded from total	1,394	1,300
Installment | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	20,865	18,316
Financing receivable, year two, originated, fiscal year before current fiscal year	14,643	12,331
Financing receivable, year three, originated, two years before current fiscal year	9,352	13,345
Financing receivable, year four, originated, three years before current fiscal year	8,714	10,415
Financing receivable, year five, originated, four years before current fiscal year	6,681	5,781
Financing receivable, originated, more than five years before current fiscal year	20,371	8,722
Total loans	80,626	68,910
Installment | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	93,119	128,191
Financing receivable, year two, originated, fiscal year before current fiscal year	88,677	56,768
Financing receivable, year three, originated, two years before current fiscal year	37,820	44,299
Financing receivable, year four, originated, three years before current fiscal year	29,138	30,829
Financing receivable, year five, originated, four years before current fiscal year	21,034	17,261
Financing receivable, originated, more than five years before current fiscal year	78,440	20,496
Total loans	348,228	297,844
Installment | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	38,351	62,673
Financing receivable, year two, originated, fiscal year before current fiscal year	44,692	24,650
Financing receivable, year three, originated, two years before current fiscal year	16,503	17,733
Financing receivable, year four, originated, three years before current fiscal year	12,045	12,134
Financing receivable, year five, originated, four years before current fiscal year	6,829	5,672
Financing receivable, originated, more than five years before current fiscal year	32,136	9,490
Total loans	150,556	132,352
Installment | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	26,785	31,402
Financing receivable, year two, originated, fiscal year before current fiscal year	11,577	5,817
Financing receivable, year three, originated, two years before current fiscal year	3,853	5,392
Financing receivable, year four, originated, three years before current fiscal year	2,828	2,828
Financing receivable, year five, originated, four years before current fiscal year	2,303	2,376
Financing receivable, originated, more than five years before current fiscal year	9,393	3,615
Total loans	56,739	51,430
Installment | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	737	2,124
Financing receivable, year two, originated, fiscal year before current fiscal year	2,291	1,195
Financing receivable, year three, originated, two years before current fiscal year	830	772
Financing receivable, year four, originated, three years before current fiscal year	554	850
Financing receivable, year five, originated, four years before current fiscal year	706	621
Financing receivable, originated, more than five years before current fiscal year	2,132	1,072
Total loans	7,250	6,634
Installment | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	39	667
Financing receivable, year two, originated, fiscal year before current fiscal year	236	223
Financing receivable, year three, originated, two years before current fiscal year	96	381
Financing receivable, year four, originated, three years before current fiscal year	311	598
Financing receivable, year five, originated, four years before current fiscal year	339	167
Financing receivable, originated, more than five years before current fiscal year	670	417
Total loans	1,691	2,453
Installment | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	47
Financing receivable, year two, originated, fiscal year before current fiscal year	56	123
Financing receivable, year three, originated, two years before current fiscal year	151	161
Financing receivable, year four, originated, three years before current fiscal year	122	202
Financing receivable, year five, originated, four years before current fiscal year	52	64
Financing receivable, originated, more than five years before current fiscal year	341	256
Total loans	722	853
Installment | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	6
Financing receivable, year two, originated, fiscal year before current fiscal year	67	62
Financing receivable, year three, originated, two years before current fiscal year	59	53
Financing receivable, year four, originated, three years before current fiscal year	22	24
Financing receivable, year five, originated, four years before current fiscal year	43	180
Financing receivable, originated, more than five years before current fiscal year	88	29
Total loans	279	354
Installment | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	658	975
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Total loans	658	975
Installment | Boat lending
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	59,365	78,582
Financing receivable, year two, originated, fiscal year before current fiscal year	57,531	42,706
Financing receivable, year three, originated, two years before current fiscal year	29,653	37,931
Financing receivable, year four, originated, three years before current fiscal year	25,832	28,812
Financing receivable, year five, originated, four years before current fiscal year	19,593	17,508
Financing receivable, originated, more than five years before current fiscal year	66,879	22,601
Total loans	258,853	228,140
Accrued interest, current fiscal year	123	169
Accrued interest, fiscal year before current	117	102
Accrued interest, two years before current	69	106
Accrued interest, three years before current	68	69
Accrued interest, four years before current	43	44
Accrued interest, more than five years before current fiscal year	143	47
Accrued interest excluded from total	563	537
Installment | Boat lending | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	8,797	7,513
Financing receivable, year two, originated, fiscal year before current fiscal year	6,608	5,786
Financing receivable, year three, originated, two years before current fiscal year	3,995	6,015
Financing receivable, year four, originated, three years before current fiscal year	3,775	4,906
Financing receivable, year five, originated, four years before current fiscal year	3,608	2,968
Financing receivable, originated, more than five years before current fiscal year	9,778	4,433
Total loans	36,561	31,621
Installment | Boat lending | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	34,584	47,434
Financing receivable, year two, originated, fiscal year before current fiscal year	32,932	24,968
Financing receivable, year three, originated, two years before current fiscal year	17,562	21,052
Financing receivable, year four, originated, three years before current fiscal year	15,159	15,681
Financing receivable, year five, originated, four years before current fiscal year	11,221	9,797
Financing receivable, originated, more than five years before current fiscal year	37,921	10,971
Total loans	149,379	129,903
Installment | Boat lending | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	13,104	19,180
Financing receivable, year two, originated, fiscal year before current fiscal year	14,730	9,724
Financing receivable, year three, originated, two years before current fiscal year	6,560	8,263
Financing receivable, year four, originated, three years before current fiscal year	5,561	6,467
Financing receivable, year five, originated, four years before current fiscal year	3,224	3,109
Financing receivable, originated, more than five years before current fiscal year	14,274	4,953
Total loans	57,453	51,696
Installment | Boat lending | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	2,529	3,845
Financing receivable, year two, originated, fiscal year before current fiscal year	2,675	1,679
Financing receivable, year three, originated, two years before current fiscal year	1,211	2,301
Financing receivable, year four, originated, three years before current fiscal year	1,122	1,223
Financing receivable, year five, originated, four years before current fiscal year	1,014	1,166
Financing receivable, originated, more than five years before current fiscal year	3,478	1,378
Total loans	12,029	11,592
Installment | Boat lending | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	351	373
Financing receivable, year two, originated, fiscal year before current fiscal year	586	419
Financing receivable, year three, originated, two years before current fiscal year	280	209
Financing receivable, year four, originated, three years before current fiscal year	133	327
Financing receivable, year five, originated, four years before current fiscal year	345	185
Financing receivable, originated, more than five years before current fiscal year	953	604
Total loans	2,648	2,117
Installment | Boat lending | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	237
Financing receivable, year two, originated, fiscal year before current fiscal year	0	81
Financing receivable, year three, originated, two years before current fiscal year	0	91
Financing receivable, year four, originated, three years before current fiscal year	73	113
Financing receivable, year five, originated, four years before current fiscal year	123	115
Financing receivable, originated, more than five years before current fiscal year	248	191
Total loans	444	828
Installment | Boat lending | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	49
Financing receivable, year three, originated, two years before current fiscal year	45	0
Financing receivable, year four, originated, three years before current fiscal year	9	85
Financing receivable, year five, originated, four years before current fiscal year	31	0
Financing receivable, originated, more than five years before current fiscal year	195	67
Total loans	280	201
Installment | Boat lending | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	10
Financing receivable, year five, originated, four years before current fiscal year	27	168
Financing receivable, originated, more than five years before current fiscal year	32	4
Total loans	59	182
Installment | Boat lending | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Total loans	0	0
Installment | Recreational vehicle lending
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	76,410	116,701
Financing receivable, year two, originated, fiscal year before current fiscal year	83,196	40,280
Financing receivable, year three, originated, two years before current fiscal year	27,625	31,591
Financing receivable, year four, originated, three years before current fiscal year	20,678	22,029
Financing receivable, year five, originated, four years before current fiscal year	14,412	10,227
Financing receivable, originated, more than five years before current fiscal year	57,128	13,917
Total loans	279,449	234,745
Accrued interest, current fiscal year	167	265
Accrued interest, fiscal year before current	179	93
Accrued interest, two years before current	61	78
Accrued interest, three years before current	48	56
Accrued interest, four years before current	33	26
Accrued interest, more than five years before current fiscal year	121	28
Accrued interest excluded from total	609	546
Installment | Recreational vehicle lending | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	10,039	8,475
Financing receivable, year two, originated, fiscal year before current fiscal year	6,680	5,121
Financing receivable, year three, originated, two years before current fiscal year	3,991	5,837
Financing receivable, year four, originated, three years before current fiscal year	4,026	4,627
Financing receivable, year five, originated, four years before current fiscal year	2,650	2,456
Financing receivable, originated, more than five years before current fiscal year	8,859	3,594
Total loans	36,245	30,110
Installment | Recreational vehicle lending | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	46,157	66,834
Financing receivable, year two, originated, fiscal year before current fiscal year	46,643	22,707
Financing receivable, year three, originated, two years before current fiscal year	14,945	17,173
Financing receivable, year four, originated, three years before current fiscal year	10,705	11,973
Financing receivable, year five, originated, four years before current fiscal year	7,953	5,281
Financing receivable, originated, more than five years before current fiscal year	31,632	6,794
Total loans	158,035	130,762
Installment | Recreational vehicle lending | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	18,079	32,702
Financing receivable, year two, originated, fiscal year before current fiscal year	23,124	9,500
Financing receivable, year three, originated, two years before current fiscal year	6,548	6,169
Financing receivable, year four, originated, three years before current fiscal year	4,504	3,768
Financing receivable, year five, originated, four years before current fiscal year	2,603	1,657
Financing receivable, originated, more than five years before current fiscal year	12,225	2,343
Total loans	67,083	56,139
Installment | Recreational vehicle lending | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	2,072	7,390
Financing receivable, year two, originated, fiscal year before current fiscal year	5,423	2,423
Financing receivable, year three, originated, two years before current fiscal year	1,601	1,842
Financing receivable, year four, originated, three years before current fiscal year	954	948
Financing receivable, year five, originated, four years before current fiscal year	844	649
Financing receivable, originated, more than five years before current fiscal year	3,633	905
Total loans	14,527	14,157
Installment | Recreational vehicle lending | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	63	990
Financing receivable, year two, originated, fiscal year before current fiscal year	1,076	408
Financing receivable, year three, originated, two years before current fiscal year	398	291
Financing receivable, year four, originated, three years before current fiscal year	211	333
Financing receivable, year five, originated, four years before current fiscal year	196	152
Financing receivable, originated, more than five years before current fiscal year	492	111
Total loans	2,436	2,285
Installment | Recreational vehicle lending | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	271
Financing receivable, year two, originated, fiscal year before current fiscal year	134	100
Financing receivable, year three, originated, two years before current fiscal year	67	163
Financing receivable, year four, originated, three years before current fiscal year	210	318
Financing receivable, year five, originated, four years before current fiscal year	166	6
Financing receivable, originated, more than five years before current fiscal year	241	72
Total loans	818	930
Installment | Recreational vehicle lending | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	39
Financing receivable, year two, originated, fiscal year before current fiscal year	50	21
Financing receivable, year three, originated, two years before current fiscal year	75	105
Financing receivable, year four, originated, three years before current fiscal year	58	62
Financing receivable, year five, originated, four years before current fiscal year	0	26
Financing receivable, originated, more than five years before current fiscal year	42	91
Total loans	225	344
Installment | Recreational vehicle lending | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	66	0
Financing receivable, year three, originated, two years before current fiscal year	0	11
Financing receivable, year four, originated, three years before current fiscal year	10	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	4	7
Total loans	80	18
Installment | Recreational vehicle lending | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	0
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Total loans	0	0
Installment | Other
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	44,779	49,118
Financing receivable, year two, originated, fiscal year before current fiscal year	21,512	18,183
Financing receivable, year three, originated, two years before current fiscal year	11,386	12,614
Financing receivable, year four, originated, three years before current fiscal year	7,224	7,039
Financing receivable, year five, originated, four years before current fiscal year	3,982	4,387
Financing receivable, originated, more than five years before current fiscal year	19,564	7,579
Total loans	108,447	98,920
Accrued interest, current fiscal year	61	73
Accrued interest, fiscal year before current	45	40
Accrued interest, two years before current	27	36
Accrued interest, three years before current	21	19
Accrued interest, four years before current	13	11
Accrued interest, more than five years before current fiscal year	55	38
Accrued interest excluded from total	222	217
Installment | Other | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	2,029	2,328
Financing receivable, year two, originated, fiscal year before current fiscal year	1,355	1,424
Financing receivable, year three, originated, two years before current fiscal year	1,366	1,493
Financing receivable, year four, originated, three years before current fiscal year	913	882
Financing receivable, year five, originated, four years before current fiscal year	423	357
Financing receivable, originated, more than five years before current fiscal year	1,734	695
Total loans	7,820	7,179
Installment | Other | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	12,378	13,923
Financing receivable, year two, originated, fiscal year before current fiscal year	9,102	9,093
Financing receivable, year three, originated, two years before current fiscal year	5,313	6,074
Financing receivable, year four, originated, three years before current fiscal year	3,274	3,175
Financing receivable, year five, originated, four years before current fiscal year	1,860	2,183
Financing receivable, originated, more than five years before current fiscal year	8,887	2,731
Total loans	40,814	37,179
Installment | Other | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	7,168	10,791
Financing receivable, year two, originated, fiscal year before current fiscal year	6,838	5,426
Financing receivable, year three, originated, two years before current fiscal year	3,395	3,301
Financing receivable, year four, originated, three years before current fiscal year	1,980	1,899
Financing receivable, year five, originated, four years before current fiscal year	1,002	906
Financing receivable, originated, more than five years before current fiscal year	5,637	2,194
Total loans	26,020	24,517
Installment | Other | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	22,184	20,167
Financing receivable, year two, originated, fiscal year before current fiscal year	3,479	1,715
Financing receivable, year three, originated, two years before current fiscal year	1,041	1,249
Financing receivable, year four, originated, three years before current fiscal year	752	657
Financing receivable, year five, originated, four years before current fiscal year	445	561
Financing receivable, originated, more than five years before current fiscal year	2,282	1,332
Total loans	30,183	25,681
Installment | Other | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	323	761
Financing receivable, year two, originated, fiscal year before current fiscal year	629	368
Financing receivable, year three, originated, two years before current fiscal year	152	272
Financing receivable, year four, originated, three years before current fiscal year	210	190
Financing receivable, year five, originated, four years before current fiscal year	165	284
Financing receivable, originated, more than five years before current fiscal year	687	357
Total loans	2,166	2,232
Installment | Other | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	39	159
Financing receivable, year two, originated, fiscal year before current fiscal year	102	42
Financing receivable, year three, originated, two years before current fiscal year	29	127
Financing receivable, year four, originated, three years before current fiscal year	28	167
Financing receivable, year five, originated, four years before current fiscal year	50	46
Financing receivable, originated, more than five years before current fiscal year	181	154
Total loans	429	695
Installment | Other | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	8
Financing receivable, year two, originated, fiscal year before current fiscal year	6	53
Financing receivable, year three, originated, two years before current fiscal year	31	56
Financing receivable, year four, originated, three years before current fiscal year	55	55
Financing receivable, year five, originated, four years before current fiscal year	21	38
Financing receivable, originated, more than five years before current fiscal year	104	98
Total loans	217	308
Installment | Other | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0	6
Financing receivable, year two, originated, fiscal year before current fiscal year	1	62
Financing receivable, year three, originated, two years before current fiscal year	59	42
Financing receivable, year four, originated, three years before current fiscal year	12	14
Financing receivable, year five, originated, four years before current fiscal year	16	12
Financing receivable, originated, more than five years before current fiscal year	52	18
Total loans	140	154
Installment | Other | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	658	975
Financing receivable, year two, originated, fiscal year before current fiscal year	0	0
Financing receivable, year three, originated, two years before current fiscal year	0	0
Financing receivable, year four, originated, three years before current fiscal year	0	0
Financing receivable, year five, originated, four years before current fiscal year	0	0
Financing receivable, originated, more than five years before current fiscal year	0	0
Total loans	$ 658	$ 975

Shareholders' Equity and Earn_3

Shareholders' Equity and Earnings Per Common Share - Earnings Per Share Reconciliation (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Earnings Per Share Reconciliation [Abstract]
Net income	$ 17,297	$ 15,962	$ 48,265	$ 50,387
Weighted average shares outstanding (in shares)	21,058	21,516	21,106	21,696
Stock units for deferred compensation plan for non-employee directors (in shares)	139	118	134	119
Effect of stock options (in shares)	30	60	43	71
Performance share units (in shares)	25	32	23	32
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)	21,252	21,726	21,306	21,918
Net income per common share
Basic (in dollars per share)	$ 0.82	$ 0.74	$ 2.29	$ 2.32
Diluted (in dollars per share)	$ 0.81	$ 0.73	$ 2.27	$ 2.30

Shareholders' Equity and Earn_4

Shareholders' Equity and Earnings Per Common Share - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 17, 2021
Class of Stock [Line Items]
Repurchases of common stock (in shares)	0	315,345	181,586	659,350
Stock repurchased during period, value	$ 0	$ 6,488	$ 4,010	$ 13,773
Share-Based Payment Arrangement, Option
Class of Stock [Line Items]
Antidilutive shares excluded from computation of diluted loss per share (in shares)	0	0	0	0
Common Stock
Class of Stock [Line Items]
Number of shares authorized for repurchase (in shares)					1,100,000
Repurchases of common stock (in shares)			181,586	659,350
Stock repurchased during period, value		$ 6,488	$ 4,010	$ 13,773

Derivative Financial Instrume_3

Derivative Financial Instruments - Type of Hedge and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Mar. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Derivative, Fair Value, Net [Abstract]
Asset Derivatives		$ 43,841	$ 12,283
Liability Derivatives		24,932	5,961
Fair Value Hedges
Derivative Instrument Detail [Abstract]
Notional Amount		$ 155,386	155,648
Average Maturity (years)	5 years 10 months 24 days	5 years 2 months 12 days
Fair Value		$ 21,826	4,029
Derivatives not designated as hedging instruments
Derivative Instrument Detail [Abstract]
Notional Amount		$ 676,396	741,743
Average Maturity (years)	3 years 4 months 24 days	4 years 3 months 18 days
Fair Value		$ (2,917)	2,293
Derivative, Fair Value, Net [Abstract]
Asset Derivatives		22,015	7,870
Liability Derivatives		24,932	5,577
Derivatives not designated as hedging instruments | Rate-lock mortgage loan commitments
Derivative Instrument Detail [Abstract]
Notional Amount		$ 76,383	129,846
Average Maturity (years)	1 month 6 days	1 month 6 days
Fair Value		$ (6,356)	2,140
Derivatives not designated as hedging instruments | Mandatory commitments to sell mortgage loans
Derivative Instrument Detail [Abstract]
Notional Amount		$ 73,141	97,737
Average Maturity (years)	1 month 6 days	1 month 6 days
Fair Value		$ 2,806	(68)
Derivatives not designated as hedging instruments | Interest rate swaption agreement
Derivative Instrument Detail [Abstract]
Notional Amount			10,000
Average Maturity (years)	2 months 12 days
Fair Value			186
Derivatives not designated as hedging instruments | Interest rate cap agreements
Derivative Instrument Detail [Abstract]
Notional Amount			90,000
Average Maturity (years)	1 year 3 months 18 days
Fair Value			35
Fixed Income Interest Rate | Fair Value Hedges | Interest Rate Swap
Derivative Instrument Detail [Abstract]
Notional Amount		$ 6,491	6,753
Average Maturity (years)	7 years 4 months 24 days	6 years 7 months 6 days
Fair Value		$ 484	(384)
Fixed Income Interest Rate | Fair Value Hedges | Interest Rate Swap
Derivative Instrument Detail [Abstract]
Notional Amount		$ 148,895	148,895
Average Maturity (years)	5 years 9 months 18 days	5 years 1 month 6 days
Fair Value		$ 21,342	4,413
Fixed Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Mortgage
Derivative Instrument Detail [Abstract]
Notional Amount		$ 9,500
Average Maturity (years)		6 years 6 months
Fair Value		$ 633
Fixed Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Commercial
Derivative Instrument Detail [Abstract]
Notional Amount		$ 258,686	207,080
Average Maturity (years)	5 years 8 months 12 days	5 years 6 months
Fair Value		$ 18,560	(5,179)
Variable Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Commercial
Derivative Instrument Detail [Abstract]
Notional Amount		$ 258,686	207,080
Average Maturity (years)	5 years 8 months 12 days	5 years 6 months
Fair Value		$ (18,560)	5,179
Other assets | Derivatives not designated as hedging instruments | Rate-lock mortgage loan commitments
Derivative, Fair Value, Net [Abstract]
Asset Derivatives		0	2,140
Other assets | Derivatives not designated as hedging instruments | Mandatory commitments to sell mortgage loans
Derivative, Fair Value, Net [Abstract]
Asset Derivatives		2,806	0
Other assets | Derivatives not designated as hedging instruments | Interest rate swaption agreement
Derivative, Fair Value, Net [Abstract]
Asset Derivatives		0	186
Other assets | Derivatives not designated as hedging instruments | Interest rate cap agreements
Derivative, Fair Value, Net [Abstract]
Asset Derivatives		0	35
Other assets | Fixed Income Interest Rate | Derivatives designated as hedging instruments | Interest Rate Swap
Derivative, Fair Value, Net [Abstract]
Asset Derivatives		21,826	4,413
Other assets | Fixed Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Mortgage
Derivative, Fair Value, Net [Abstract]
Asset Derivatives		633	0
Other assets | Fixed Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Commercial
Derivative, Fair Value, Net [Abstract]
Asset Derivatives		18,568	165
Other assets | Variable Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Commercial
Derivative, Fair Value, Net [Abstract]
Asset Derivatives		8	5,344
Other liabilities | Derivatives not designated as hedging instruments | Rate-lock mortgage loan commitments
Derivative, Fair Value, Net [Abstract]
Liability Derivatives		6,356	0
Other liabilities | Derivatives not designated as hedging instruments | Mandatory commitments to sell mortgage loans
Derivative, Fair Value, Net [Abstract]
Liability Derivatives		0	68
Other liabilities | Derivatives not designated as hedging instruments | Interest rate swaption agreement
Derivative, Fair Value, Net [Abstract]
Liability Derivatives		0	0
Other liabilities | Derivatives not designated as hedging instruments | Interest rate cap agreements
Derivative, Fair Value, Net [Abstract]
Liability Derivatives		0	0
Other liabilities | Fixed Income Interest Rate | Derivatives designated as hedging instruments | Interest Rate Swap
Derivative, Fair Value, Net [Abstract]
Liability Derivatives		0	384
Other liabilities | Fixed Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Mortgage
Derivative, Fair Value, Net [Abstract]
Liability Derivatives		0	0
Other liabilities | Fixed Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Commercial
Derivative, Fair Value, Net [Abstract]
Liability Derivatives		8	5,344
Other liabilities | Variable Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Commercial
Derivative, Fair Value, Net [Abstract]
Liability Derivatives		$ 18,568	$ 165

Derivative Financial Instrume_4

Derivative Financial Instruments - Narrative (Details) - Interest rate cap agreements - Derivatives not designated as hedging instruments $ in Millions	3 Months Ended
	Jun. 30, 2022 USD ($)
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Interest rate cap terminated	$ 75
Interest rate cap matured	$ 15

Derivative Financial Instrume_5

Derivative Financial Instruments - Effect on the Condensed Consolidated Statements of Operations (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Fair Value Hedges
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 6,173	$ 680	$ 17,797	$ 3,579
Fair Value Hedges | Fixed Income Interest Rate | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 5,881	617	$ 16,929	3,256
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Tax-exempt		Tax-exempt
Fair Value Hedges | Fixed Income Interest Rate | Commercial | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 292	63	$ 868	323
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest and fees on loans		Interest and fees on loans
Derivatives not designated as hedging instruments
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 316	(188)	$ (4,930)	(1,820)
Derivatives not designated as hedging instruments | Rate-lock mortgage loan commitments
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ (1,284)	(821)	$ (8,496)	(3,485)
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage loans		Mortgage loans
Derivatives not designated as hedging instruments | Mandatory commitments to sell mortgage loans
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 2,250	579	$ 2,874	1,389
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage loans		Mortgage loans
Derivatives not designated as hedging instruments | Interest rate cap agreements
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 0	(5)	$ 245	6
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest Expense		Interest Expense
Derivatives not designated as hedging instruments | Interest rate swaption agreement
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 0	2	$ (186)	(25)
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage loans		Mortgage loans
Derivatives not designated as hedging instruments | Purchased options
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 0	(70)	$ 0	(41)
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest Expense		Interest Expense
Derivatives not designated as hedging instruments | Written options
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 0	70	$ 0	41
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest Expense		Interest Expense
Derivatives not designated as hedging instruments | Fixed Income Interest Rate | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 0	57	$ 0	295
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest Expense		Interest Expense
Derivatives not designated as hedging instruments | Fixed Income Interest Rate | Commercial | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ 9,015	908	$ 23,739	3,735
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest and Dividend Income, Operating		Interest and Dividend Income, Operating
Derivatives not designated as hedging instruments | Fixed Income Interest Rate | Mortgage | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ (650)	0	$ 633	0
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage loans		Mortgage loans
Derivatives not designated as hedging instruments | Variable Income Interest Rate | Commercial | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ (9,015)	$ (908)	$ (23,739)	$ (3,735)
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest and Dividend Income, Operating		Interest and Dividend Income, Operating

Goodwill and Other Intangible_2

Goodwill and Other Intangibles - Summary of Intangible Assets, Net of Amortization (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Intangible Assets, Net (Excluding Goodwill) [Abstract]
Gross Carrying Amount	$ 11,916	$ 11,916
Accumulated Amortization	9,219	8,580
Goodwill, Impaired, Accumulated Impairment Loss [Abstract]
Goodwill	$ 28,300	$ 28,300

Goodwill and Other Intangible_3

Goodwill and Other Intangibles - Summary of Estimated Core Deposits Intangible Amortization (Details) $ in Thousands	Sep. 30, 2022 USD ($)
Summary of estimated core deposits intangible amortization [Abstract]
Three months ending December 31, 2022	$ 146
2023	547
2024	516
2025	487
2026	460
2027 and thereafter	541
Total	$ 2,697

Share Based Compensation - Narr

Share Based Compensation - Narrative (Details) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Number of additional shares approved for grant (in shares)			600
Shares issued on deferral basis credited percentage of current value	90%		90%
Share-based payment arrangement, nonvested award, cost not yet recognized, amount	$ 2,800		$ 2,800
Share-based payment arrangement, nonvested award, cost not yet recognized, period for recognition			1 year 10 months 24 days
Long-Term Incentive Plan
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based payment arrangement, expense	400	$ 400	$ 1,300	$ 1,200
Tax benefit relating to compensation expense recognized	100	100	$ 300	$ 200
Restricted stock | Long-Term Incentive Plan | Cliff Vest After Three Years
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting period			3 years	3 years
PSU | Long-Term Incentive Plan | Cliff Vest After Three Years
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting period			3 years	3 years
Performance feature comparison period			3 years	3 years
Non-Employee Directors
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Number of additional shares approved for grant (in shares)			100
Share-based payment arrangement, expense	90	90	$ 280	$ 280
Tax benefit relating to compensation expense recognized	$ 20	$ 20	$ 60	$ 60
Director
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Shares issues as retainer fees (in shares)			13	14

Share Based Compensation - Summ

Share Based Compensation - Summary of Restricted Stock and Performance Stock Units (Details) - Long-Term Incentive Plan - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Restricted stock
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Granted (in shares)	2,000	0	60,787	85,584
PSU
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Granted (in shares)	0	0	19,748	23,981

Share Based Compensation - Outs

Share Based Compensation - Outstanding Stock Option Grants and Related Transactions (Details) - Share-Based Payment Arrangement, Option $ / shares in Units, $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($) $ / shares shares
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding [Roll Forward]
Outstanding, beginning balance (in shares)	80,839
Granted (in shares)	0
Exercised (in shares)	(39,532)
Forfeited (in shares)	0
Expired (in shares)	0
Outstanding, ending balance (in shares)	41,307
Vested and expected to vest, period end (in shares)	41,307
Exercisable, period end (in shares)	41,307
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 5.76
Exercised (in dollars per share) | $ / shares	3.14
Outstanding, ending balance (in dollars per share) | $ / shares	8.27
Vested and expected to vest, period end (in dollars per share) | $ / shares	8.27
Exercisable, period end (in dollars per share) | $ / shares	$ 8.27
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Additional Disclosures [Abstract]
Outstanding, period end, weighted average remaining contractual term	1 year 8 months 12 days
Vested and expected to vest, period end, weighted average remaining contractual term	1 year 8 months 12 days
Exercisable, period end, weighted average remaining contractual term	1 year 8 months 12 days
Aggregate Intrinsic Value [Abstract]
Outstanding, period end, aggregate intrinsic value | $	$ 449
Vested and expected to vest, period end, aggregate intrinsic value | $	449
Exercisable, period end, aggregate intrinsic value | $	$ 449

Share Based Compensation - Ou_2

Share Based Compensation - Outstanding Non-vested Restricted Stock and PSUs and Related Transactions (Details) - Non-vested Restricted Stock and PSU's	9 Months Ended
	Sep. 30, 2022 $ / shares shares
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares) | shares	234,226
Granted (in shares) | shares	80,535
Vested (in shares) | shares	(55,875)
Forfeited (in shares) | shares	(12,888)
Outstanding, ending balance (in shares) | shares	245,998
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 21.64
Granted (in dollars per share) | $ / shares	26.22
Vested (in dollars per share) | $ / shares	22.92
Forfeited (in dollars per share) | $ / shares	22.19
Outstanding, ending balance (in dollars per share) | $ / shares	$ 22.82

Share Based Compensation - Opti

Share Based Compensation - Options Exercised During the Periods (Details) - Share-Based Payment Arrangement, Option - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Share-Based Compensation Arrangement by Share-Based Payment Award, Additional General Disclosures [Abstract]
Intrinsic value	$ 322	$ 19	$ 746	$ 720
Cash proceeds received	52	5	124	109
Tax benefit realized	$ 68	$ 4	$ 157	$ 151

Income Tax (Details)

Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Income tax expense	$ 3,950	$ 3,683	$ 10,934	$ 11,454
Effective income tax rate reconciliation, tax expense (benefit), share-based payment arrangement, amount	60	$ 3	140	$ 168
Unrecognized tax benefits	$ 200		$ 200		$ 200

Regulatory Matters (Details)

Regulatory Matters (Details) $ in Thousands		9 Months Ended
		Sep. 30, 2022 USD ($)	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)	Sep. 30, 2021 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2020 USD ($)
Banking Regulation, Tier 1 Leverage Capital [Abstract]
Capital conservation buffer		0.0250		0.0250
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 332,308	$ 331,134	$ 398,484	$ 400,031	$ 395,974	$ 389,522
Add (deduct)
Accumulated other comprehensive income (loss)		(97,045)		501
Subordinated debt		$ 39,414		39,357
Period of transition method for regulatory purposes		3 years
Consolidated
Banking Regulation, Total Capital [Abstract]
Total risk-based capital	[1]	$ 524,440		$ 488,495
Actual, ratio	[1]	0.1358		0.1453
Banking regulation, total risk-based capital, capital adequacy, minimum	[1]	$ 309,062		$ 268,991
Minimum for adequately capitalized institutions, ratio	[1]	0.0800		0.0800
Tier 1 capital to risk-weighted assets [Abstract]
Actual, amount	[1]	$ 436,130		$ 406,645
Banking regulation, tier 1 risk-based capital ratio, accrual	[1]	0.1129		0.1209
Minimum for adequately capitalized institutions, amount	[1]	$ 231,796		$ 201,743
Minimum for adequately capitalized institutions, ratio	[1]	0.0600		0.0600
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, amount	[1]	$ 397,711		$ 368,277
Actual, ratio	[1]	0.1029		0.1095
Minimum for adequately capitalized institutions, amount	[1]	$ 173,847		$ 151,307
Minimum for adequately capitalized institutions, ratio	[1]	0.0450		0.0450
Banking Regulation, Tier 1 Leverage Capital [Abstract]
Tier 1 capital	[1]	$ 436,130		$ 406,645
Actual, ratio	[1]	0.0877		0.0879
Minimum for adequately capitalized institutions, amount	[1]	$ 198,874		$ 185,034
Minimum for adequately capitalized institutions, ratio	[1]	0.0400		0.0400
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 332,308		$ 398,484
Add (deduct)
Accumulated other comprehensive income (loss)		91,248		(6,298)
Goodwill and other intangibles		(30,997)		(31,636)
CECL	[2]	5,152		7,727
Common equity tier 1 capital	[1]	397,711		368,277
Qualifying trust preferred securities		38,419		38,368
Tier 1 capital	[1]	436,130		406,645
Subordinated debt		40,000		40,000
Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		48,310		41,850
Total risk-based capital	[1]	524,440		488,495
Independent Bank
Banking Regulation, Total Capital [Abstract]
Total risk-based capital	[1]	$ 469,579		$ 438,352
Actual, ratio	[1]	0.1217		0.1305
Banking regulation, total risk-based capital, capital adequacy, minimum	[1]	$ 308,743		$ 268,808
Minimum for adequately capitalized institutions, ratio	[1]	0.0800		0.0800
Minimum for well-capitalized institutions, amount	[1]	$ 385,929		$ 336,011
Minimum for well-capitalized institutions, ratio	[1]	0.1000		0.1000
Tier 1 capital to risk-weighted assets [Abstract]
Actual, amount	[1]	$ 421,318		$ 396,351
Banking regulation, tier 1 risk-based capital ratio, accrual	[1]	0.1092		0.1180
Minimum for adequately capitalized institutions, amount	[1]	$ 231,558		$ 201,606
Minimum for adequately capitalized institutions, ratio	[1]	0.0600		0.0600
Minimum for well-capitalized institutions, amount	[1]	$ 308,743		$ 268,808
Minimum for well capitalized institutions, ratio	[1]	0.0800		0.0800
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, amount	[1]	$ 421,318		$ 396,351
Actual, ratio	[1]	0.1092		0.1180
Minimum for adequately capitalized institutions, amount	[1]	$ 173,668		$ 151,205
Minimum for adequately capitalized institutions, ratio	[1]	0.0450		0.0450
Minimum for well-capitalized institutions, amount	[1]	$ 250,854		$ 218,407
Minimum for well-capitalized institutions, ratio	[1]	0.0650		0.0650
Banking Regulation, Tier 1 Leverage Capital [Abstract]
Tier 1 capital	[1]	$ 421,318		$ 396,351
Actual, ratio	[1]	0.0847		0.0857
Minimum for adequately capitalized institutions, amount	[1]	$ 198,893		$ 185,077
Minimum for adequately capitalized institutions, ratio	[1]	0.0400		0.0400
Banking regulation, tier 1 leverage, capital, well capitalized, minimum	[1]	$ 248,616		$ 231,347
Minimum for well capitalized institutions, ratio	[1]	0.0500		0.0500
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 355,915		$ 426,558
Add (deduct)
Accumulated other comprehensive income (loss)		91,248		(6,298)
Goodwill and other intangibles		(30,997)		(31,636)
CECL	[2]	5,152		7,727
Common equity tier 1 capital	[1]	421,318		396,351
Qualifying trust preferred securities		0		0
Tier 1 capital	[1]	421,318		396,351
Subordinated debt		0		0
Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		48,261		42,001
Total risk-based capital	[1]	$ 469,579		$ 438,352
[1]These ratios do not reflect a capital conservation buffer of 2.50% at September 30, 2022 and December 31, 2021.[2]We elected the three

Regulatory Matters - Narrative

Regulatory Matters - Narrative (Details) $ in Millions	Sep. 30, 2022 USD ($)
Regulatory Matters [Abstract]
Undivided profits	$ 127

Fair Value Disclosures - Signif

Fair Value Disclosures - Significant Assumptions (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets [Abstract]
Securities available for sale	$ 804,272	$ 1,412,830
Loans held for sale, carried at fair value	9,091	55,470
U.S. agency
Assets [Abstract]
Securities available for sale	12,461	34,674
U.S. agency residential mortgage-backed
Assets [Abstract]
Securities available for sale	93,335	307,985
U.S. agency commercial mortgage-backed
Assets [Abstract]
Securities available for sale	14,334	22,926
Private label mortgage-backed
Assets [Abstract]
Securities available for sale	96,253	102,615
Other asset backed
Assets [Abstract]
Securities available for sale	214,038	216,170
Obligations of states and political subdivisions
Assets [Abstract]
Securities available for sale	294,629	576,076
Corporate
Assets [Abstract]
Securities available for sale	77,804	149,959
Trust preferred
Assets [Abstract]
Securities available for sale	919	1,919
Foreign government
Assets [Abstract]
Securities available for sale	499	506
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets [Abstract]
Securities available for sale	0	0
Derivative financial instruments	0	0
Liabilities
Derivatives	0	0
Significant Other Observable Inputs (Level 2)
Assets [Abstract]
Securities available for sale	804,272	1,412,830
Derivative financial instruments	43,841	12,283
Liabilities
Derivatives	24,932	5,961
Significant Un- observable Inputs (Level 3)
Assets [Abstract]
Securities available for sale	0	0
Derivative financial instruments	0	0
Liabilities
Derivatives	0	0
Measured at Fair Value on a Recurring Basis
Assets [Abstract]
Loans held for sale, carried at fair value	9,091	55,470
Capitalized mortgage loan servicing rights	43,158	26,232
Derivative financial instruments	43,841	12,283
Liabilities
Derivatives	24,932	5,961
Measured at Fair Value on a Recurring Basis | U.S. agency
Assets [Abstract]
Securities available for sale	12,461	34,674
Measured at Fair Value on a Recurring Basis | U.S. agency residential mortgage-backed
Assets [Abstract]
Securities available for sale	93,335	307,985
Measured at Fair Value on a Recurring Basis | U.S. agency commercial mortgage-backed
Assets [Abstract]
Securities available for sale	14,334	22,926
Measured at Fair Value on a Recurring Basis | Private label mortgage-backed
Assets [Abstract]
Securities available for sale	96,253	102,615
Measured at Fair Value on a Recurring Basis | Other asset backed
Assets [Abstract]
Securities available for sale	214,038	216,170
Measured at Fair Value on a Recurring Basis | Obligations of states and political subdivisions
Assets [Abstract]
Securities available for sale	294,629	576,076
Measured at Fair Value on a Recurring Basis | Corporate
Assets [Abstract]
Securities available for sale	77,804	149,959
Measured at Fair Value on a Recurring Basis | Trust preferred
Assets [Abstract]
Securities available for sale	919	1,919
Measured at Fair Value on a Recurring Basis | Foreign government
Assets [Abstract]
Securities available for sale	499	506
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets [Abstract]
Loans held for sale, carried at fair value	0	0
Capitalized mortgage loan servicing rights	0	0
Derivative financial instruments	0	0
Liabilities
Derivatives	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. agency
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. agency residential mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. agency commercial mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Private label mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Other asset backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Trust preferred
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Foreign government
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2)
Assets [Abstract]
Loans held for sale, carried at fair value	9,091	55,470
Capitalized mortgage loan servicing rights	0	0
Derivative financial instruments	43,841	12,283
Liabilities
Derivatives	24,932	5,961
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | U.S. agency
Assets [Abstract]
Securities available for sale	12,461	34,674
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | U.S. agency residential mortgage-backed
Assets [Abstract]
Securities available for sale	93,335	307,985
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | U.S. agency commercial mortgage-backed
Assets [Abstract]
Securities available for sale	14,334	22,926
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Private label mortgage-backed
Assets [Abstract]
Securities available for sale	96,253	102,615
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Other asset backed
Assets [Abstract]
Securities available for sale	214,038	216,170
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Assets [Abstract]
Securities available for sale	294,629	576,076
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Corporate
Assets [Abstract]
Securities available for sale	77,804	149,959
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Trust preferred
Assets [Abstract]
Securities available for sale	919	1,919
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Foreign government
Assets [Abstract]
Securities available for sale	499	506
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3)
Assets [Abstract]
Loans held for sale, carried at fair value	0	0
Capitalized mortgage loan servicing rights	43,158	26,232
Derivative financial instruments	0	0
Liabilities
Derivatives	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | U.S. agency
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | U.S. agency residential mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | U.S. agency commercial mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Private label mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Other asset backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Obligations of states and political subdivisions
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Corporate
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Trust preferred
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Foreign government
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Commercial | Commercial and industrial
Assets
Loans receivable, fair value disclosure	200	274
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Commercial | Commercial real estate
Assets
Loans receivable, fair value disclosure	55	65
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Mortgage | 1-4 family owner occupied - non-jumbo
Assets
Loans receivable, fair value disclosure	750	516
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Mortgage | 1-4 family non-owner occupied
Assets
Loans receivable, fair value disclosure	50	130
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Mortgage | 1-4 family - 2nd lien
Assets
Loans receivable, fair value disclosure	169	121
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Mortgage | Resort lending
Assets
Loans receivable, fair value disclosure	25	77
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Installment | Boat lending
Assets
Loans receivable, fair value disclosure	35	51
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Installment | Recreational vehicle lending
Assets
Loans receivable, fair value disclosure	46	77
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Installment | Other
Assets
Loans receivable, fair value disclosure	76	45
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Commercial | Commercial and industrial
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Commercial | Commercial real estate
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Mortgage | 1-4 family owner occupied - non-jumbo
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Mortgage | 1-4 family non-owner occupied
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Mortgage | 1-4 family - 2nd lien
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Mortgage | Resort lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Installment | Boat lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Installment | Recreational vehicle lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Installment | Other
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Commercial | Commercial and industrial
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Commercial | Commercial real estate
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Mortgage | 1-4 family owner occupied - non-jumbo
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Mortgage | 1-4 family non-owner occupied
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Mortgage | 1-4 family - 2nd lien
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Mortgage | Resort lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Installment | Boat lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Installment | Recreational vehicle lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Installment | Other
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Commercial | Commercial and industrial
Assets
Loans receivable, fair value disclosure	200	274
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Commercial | Commercial real estate
Assets
Loans receivable, fair value disclosure	55	65
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Mortgage | 1-4 family owner occupied - non-jumbo
Assets
Loans receivable, fair value disclosure	750	516
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Mortgage | 1-4 family non-owner occupied
Assets
Loans receivable, fair value disclosure	50	130
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Mortgage | 1-4 family - 2nd lien
Assets
Loans receivable, fair value disclosure	169	121
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Mortgage | Resort lending
Assets
Loans receivable, fair value disclosure	25	77
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Installment | Boat lending
Assets
Loans receivable, fair value disclosure	35	51
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Installment | Recreational vehicle lending
Assets
Loans receivable, fair value disclosure	46	77
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Installment | Other
Assets
Loans receivable, fair value disclosure	$ 76	$ 45

Fair Value Disclosures - Change

Fair Value Disclosures - Changes in Fair Value for Financial Assets (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings [Abstract]
Loans held for sale			$ (1,518,000)	$ (2,299,000)
Capitalized mortgage loan servicing rights			11,689,000	(1,333,000)
Asset Impairment Charges [Abstract]
Collateral dependent loans, carrying amount	$ 1,400,000		1,400,000		$ 1,400,000
Collateral dependent loans, valuation allowance	700,000		700,000		600,000
Accounts receivable, credit loss expense (reversal)	300,000	$ 200,000	400,000	200,000
Other real estate, carrying amount					0
Other real estate, valuation allowance					$ 30,000
Other real estate, additional charge	$ 0	$ 0	0	0
Mortgage Loans
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings [Abstract]
Loans held for sale			(1,518,000)	(2,299,000)
Mortgage Loan Servicing, net
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings [Abstract]
Capitalized mortgage loan servicing rights			$ 11,689,000	$ (1,333,000)

Fair Value Disclosures - Reconc

Fair Value Disclosures - Reconciliation for all Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - Capitalized Mortgage Loan Servicing Rights - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 39,477	$ 22,431	$ 26,232	$ 16,904
Total gains (losses) realized and unrealized:
Included in results of operations	2,093	(752)	11,689	(1,333)
Included in other comprehensive loss	0	0	0	0
Purchases, issuances, settlements, maturities and calls	1,588	2,529	5,237	8,637
Transfers in and/or out of Level 3	0	0	0	0
Ending balance	43,158	24,208	43,158	24,208
Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at September 30	$ 2,093	$ (752)	$ 11,689	$ (1,333)

Fair Value Disclosures - Quanti

Fair Value Disclosures - Quantitative Information About Level 3 (Details)		Sep. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Installment
Asset Fair Value [Abstract]
Collateral dependent loans, fair value		$ 160,000	$ 170,000
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Significant Un- observable Inputs (Level 3)
Asset Fair Value [Abstract]
Servicing asset, fair value		$ 43,158,000	$ 26,232,000
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Float rate
Ranges and Weighted Average [Abstract]
Servicing asset		0.0414	0.0136
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Minimum | Significant Un- observable Inputs (Level 3) | Cost to service
Ranges and Weighted Average [Abstract]
Servicing asset		67	67
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Minimum | Significant Un- observable Inputs (Level 3) | Ancillary income
Ranges and Weighted Average [Abstract]
Servicing asset		20	20
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Minimum | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Discount rate
Ranges and Weighted Average [Abstract]
Servicing asset		0.1000	0.1000
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Minimum | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Prepayment rate
Ranges and Weighted Average [Abstract]
Servicing asset		0.0703	0.0702
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Maximum | Significant Un- observable Inputs (Level 3) | Cost to service
Ranges and Weighted Average [Abstract]
Servicing asset		194	281
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Maximum | Significant Un- observable Inputs (Level 3) | Ancillary income
Ranges and Weighted Average [Abstract]
Servicing asset		35	30
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Maximum | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Discount rate
Ranges and Weighted Average [Abstract]
Servicing asset		0.1539	0.1300
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Maximum | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Prepayment rate
Ranges and Weighted Average [Abstract]
Servicing asset		0.3131	0.4421
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Weighted Average | Significant Un- observable Inputs (Level 3) | Cost to service
Ranges and Weighted Average [Abstract]
Servicing asset		77	78
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Weighted Average | Significant Un- observable Inputs (Level 3) | Ancillary income
Ranges and Weighted Average [Abstract]
Servicing asset		21	21
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Weighted Average | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Discount rate
Ranges and Weighted Average [Abstract]
Servicing asset		0.1012	0.1007
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Weighted Average | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Float rate
Ranges and Weighted Average [Abstract]
Servicing asset		0.0414	0.0136
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Weighted Average | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Prepayment rate
Ranges and Weighted Average [Abstract]
Servicing asset		0.0774	0.1392
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, commercial | Significant Un- observable Inputs (Level 3)
Asset Fair Value [Abstract]
Collateral dependent loans, fair value		$ 255,000	$ 339,000
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, commercial | Minimum | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans		0	(0.125)
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, commercial | Maximum | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans		0.120	0.120
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, commercial | Weighted Average | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans		0.012	0.015
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, mortgage and installment | Significant Un- observable Inputs (Level 3)
Asset Fair Value [Abstract]
Collateral dependent loans, fair value	[1]	$ 1,151,000	$ 1,017,000
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, mortgage and installment | Minimum | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans		(0.733)	(0.301)
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, mortgage and installment | Maximum | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans		0.652	0.293
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, mortgage and installment | Weighted Average | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans		(0.022)	0.002	[1]
[1]In addition to the valuation techniques and unobservable inputs discussed above, at September 30, 2022 and December 31, 2021 certain collateral dependent installment loans totaling approximately $0.16 million and $0.17 million, respectively, are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides.

Fair Value Disclosures - Differ

Fair Value Disclosures - Difference Between Aggregate Fair Value and Aggregate Remaining Contractual Principal (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Loans held for sale [Abstract]
Aggregate Fair Value	$ 9,091	$ 55,470
Difference	(467)	1,051
Contractual Principal	$ 9,558	$ 54,419

Fair Values of Financial Inst_3

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands		Sep. 30, 2022	Dec. 31, 2021
Assets
Securities available for sale		$ 804,272	$ 1,412,830
Securities held to maturity		379,429	0
Reserve Bank Stock		17,653	18,427
Liabilities
Other borrowings		86,707	30,009
Subordinated debt		39,414	39,357
Subordinated debentures		39,643	39,592
Reciprocal deposits included in deposits with no stated maturity		585,707	562,210
Reciprocal deposits included in deposits with stated maturity		30,728	24,416
Recorded Book Balance
Assets
Cash and due from banks		57,059	51,069
Interest bearing deposits		13,573	58,404
Securities available for sale		804,272	1,412,830
Securities held to maturity		379,429
Reserve Bank Stock		17,653	18,427
Net loans and loans held for sale		3,367,807	2,948,074
Accrued interest receivable		14,613	12,865
Derivative financial instruments		43,841	12,283
Liabilities
Deposits with no stated maturity	[1]	3,919,893	3,781,298
Deposits with stated maturity	[1]	407,135	335,792
Other borrowings		86,707	30,009
Subordinated debt		39,414	39,357
Subordinated debentures		39,643	39,592
Accrued interest payable		1,458	497
Derivative financial instruments		24,932	5,961
Fair Value
Assets
Cash and due from banks		57,059	51,069
Interest bearing deposits		13,573	58,404
Securities available for sale		804,272	1,412,830
Securities held to maturity		341,129
Net loans and loans held for sale		3,007,609	2,931,079
Accrued interest receivable		14,613	12,865
Derivative financial instruments		43,841	12,283
Liabilities
Deposits with no stated maturity		3,919,893	3,781,298
Deposits with stated maturity		400,149	336,006
Other borrowings		86,707	30,155
Subordinated debt		41,106	44,999
Subordinated debentures		39,245	33,866
Accrued interest payable		1,458	497
Derivative financial instruments		24,932	5,961
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets
Cash and due from banks		57,059	51,069
Interest bearing deposits		13,573	58,404
Securities available for sale		0	0
Securities held to maturity		0
Net loans and loans held for sale		0	35,233
Accrued interest receivable		3	1
Derivative financial instruments		0	0
Liabilities
Deposits with no stated maturity		3,919,893	3,781,298
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debt		0	0
Subordinated debentures		0	0
Accrued interest payable		201	67
Derivative financial instruments		0	0
Significant Other Observable Inputs (Level 2)
Assets
Cash and due from banks		0	0
Interest bearing deposits		0	0
Securities available for sale		804,272	1,412,830
Securities held to maturity		341,129
Net loans and loans held for sale		9,091	55,470
Accrued interest receivable		6,133	6,028
Derivative financial instruments		43,841	12,283
Liabilities
Deposits with no stated maturity		0	0
Deposits with stated maturity		400,149	336,006
Other borrowings		86,707	30,155
Subordinated debt		41,106	44,999
Subordinated debentures		39,245	33,866
Accrued interest payable		1,257	430
Derivative financial instruments		24,932	5,961
Significant Un- observable Inputs (Level 3)
Assets
Cash and due from banks		0	0
Interest bearing deposits		0	0
Securities available for sale		0	0
Securities held to maturity		0
Net loans and loans held for sale		2,998,518	2,840,376
Accrued interest receivable		8,477	6,836
Derivative financial instruments		0	0
Liabilities
Deposits with no stated maturity		0	0
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debt		0	0
Subordinated debentures		0	0
Accrued interest payable		0	0
Derivative financial instruments		$ 0	$ 0
[1]Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $585.707 million and $562.210 million at September 30, 2022 and December 31, 2021, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $30.728 million and $24.416 million at September 30, 2022 and December 31, 2021, respectively.

Contingencies - Narrative (Deta

Contingencies - Narrative (Details) $ / shares in Units, $ in Millions	9 Months Ended
	Sep. 30, 2022 shares	Oct. 27, 2022 USD ($) $ / shares
VISA Class B Common Stock
Visa Stock [Abstract]
Number of shares owned (in shares) | shares	12,566
VISA Class B Common Stock | Subsequent Event
Visa Stock [Abstract]
Current value of shares owned | $		$ 4.1
VISA Class A Common Stock
Visa Stock [Abstract]
Current conversion ratio	1.6059
VISA Class A Common Stock | Subsequent Event
Visa Stock [Abstract]
Closing price (in dollars per share) | $ / shares		$ 204.29

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) ("AOCIL") - Summary of Changes (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Changes in AOCIL [Roll Forward]
Balances at beginning of period	$ 331,134	$ 395,974	$ 398,484	$ 389,522
Other comprehensive income (loss) before reclassifications	(12,042)	(1,322)	(97,329)	(4,049)
Amounts reclassified from AOCIL	0	4	(217)	1,123
Other comprehensive loss	(12,042)	(1,318)	(97,546)	(2,926)
Balances at end of period	332,308	400,031	332,308	400,031
Accumulated Other Comprehensive Income (Loss)
Changes in AOCIL [Roll Forward]
Balances at beginning of period	(85,003)	8,416	501	10,024
Other comprehensive loss	(12,042)	(1,318)	(97,546)	(2,926)
Balances at end of period	(97,045)	7,098	(97,045)	7,098
Unrealized Gains (Losses) on Securities AFS
Changes in AOCIL [Roll Forward]
Balances at beginning of period	(59,335)	14,214	6,299	15,822
Other comprehensive income (loss) before reclassifications	(12,895)	(1,322)	(78,312)	(4,049)
Amounts reclassified from AOCIL	0	4	(217)	1,123
Other comprehensive loss	(12,895)	(1,318)	(78,529)	(2,926)
Balances at end of period	(72,230)	12,896	(72,230)	12,896
Unrealized losses on securities transferred to securities HTM
Changes in AOCIL [Roll Forward]
Balances at beginning of period	(19,870)	0	0	0
Other comprehensive income (loss) before reclassifications	853	0	(19,017)	0
Amounts reclassified from AOCIL	0	0	0	0
Other comprehensive loss	853	0	(19,017)	0
Balances at end of period	(19,017)	0	(19,017)	0
Disproportionate tax effects from securities AFS
Changes in AOCIL [Roll Forward]
Balances at beginning of period	(5,798)	(5,798)	(5,798)	(5,798)
Other comprehensive income (loss) before reclassifications	0	0	0	0
Amounts reclassified from AOCIL	0	0	0	0
Other comprehensive loss	0	0	0	0
Balances at end of period	$ (5,798)	$ (5,798)	$ (5,798)	$ (5,798)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) ("AOCIL") - Reclassification Out of Each Components (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Reclassifications out of AOCIL [Abstract]
Income tax expense	$ 3,950	$ 3,683	$ 10,934	$ 11,454
Net Income	17,297	15,962	48,265	50,387
Unrealized Gains (Losses) on Securities AFS | Amount Reclassified From AOCIL
Reclassifications out of AOCIL [Abstract]
Net gains (losses) on securities available for sale	0	5	(275)	1,421
Income tax expense	0	1	(58)	298
Net Income	$ 0	$ 4	$ (217)	$ 1,123

Revenue from Contracts with C_3

Revenue from Contracts with Customers - Narrative (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) Asset	Sep. 30, 2021 Asset	Sep. 30, 2022 USD ($)	Sep. 30, 2021	Dec. 31, 2021 USD ($)
Revenue from Contract with Customer [Abstract]
Percentage of revenues excluded from ASC topic 606			83.70%	85.10%
Contract with customers, liability	$ 0		$ 0		$ 0
Contract with customer, asset, after allowance for credit loss	$ 0		$ 0		$ 0
Number of real estate assets sold during the period | Asset	0	0

Revenue from Contracts with C_4

Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	$ 8,524	$ 8,461	$ 23,748	$ 21,437
Bank owned life insurance income	59	145	302	411
Other	1,138	1,452	3,635	2,847
Total	2,590	2,877	7,997	6,778
Service Charges on Deposit Accounts
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	3,082	2,944	9,135	7,178
Overdraft fees | Retail
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	2,492	2,699	7,497	5,746
Overdraft fees | Business
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	154	138	429	482
Account service charges | Retail
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	436	107	1,209	950
Other Deposit Related Income
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	644	602	1,891	1,625
ATM fees | Retail
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	318	336	905	817
ATM fees | Business
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	8	8	22	18
Other | Retail
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	239	179	727	552
Other | Business
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	79	79	237	238
Interchange income
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	4,049	4,237	10,553	10,739
Investment and Insurance Commissions
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	749	678	2,169	1,895
Asset management revenue
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	433	444	1,355	1,227
Transaction based revenue
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	$ 316	$ 234	$ 814	$ 668

Leases (Details)

Leases (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Lease, Cost [Abstract]
Operating lease cost	$ 410	$ 424	$ 1,233	$ 1,259
Variable lease cost	25	15	66	46
Short-term lease cost	20	17	57	47
Total	455	$ 456	1,356	$ 1,352
Assets and Liabilities, Lessee [Abstract]
Lease right of use asset	6,082		6,082		$ 6,481
Lease liabilities	$ 6,173		$ 6,173		$ 6,602
Weighted average remaining lease term (years)	5 years 11 months 15 days		5 years 11 months 15 days		6 years 6 months
Weighted average discount rate	2.40%		2.40%		2.30%
Operating lease, right-of-use asset, statement of financial position [extensible enumeration]	Other Assets		Other Assets		Other Assets
Operating lease, liability, statement of financial position [extensible enumeration]	Other Liabilities		Other Liabilities		Other Liabilities
Lessee, Operating Lease, Liability, to be Paid [Abstract]
Three months ending December 31, 2022	$ 428		$ 428
2023	1,527		1,527
2024	1,026		1,026
2025	970		970
2026	801		801
2027 and thereafter	1,832		1,832
Total lease payments	6,584		6,584
Less imputed interest	(411)		(411)
Total	$ 6,173		$ 6,173		$ 6,602