Independent Bank (IBCP) 10-Q 5 May 23 2023 Q1 Quarterly report Financial data

Cover Page

Cover Page - shares	3 Months Ended
	Mar. 31, 2023	May 04, 2023
Cover [Abstract]
Document Type	10-Q
Document Period End Date	Mar. 31, 2023
Entity File Number	0-7818
Entity Registrant Name	INDEPENDENT BANK CORPORATION
Entity Incorporation, State or Country Code	MI
Entity Tax Identification Number	38-2032782
Entity Address, Address Line One	4200 East Beltline
Entity Address, City or Town	Grand Rapids
Entity Address, State or Province	MI
Entity Address, Postal Zip Code	49525
City Area Code	616
Local Phone Number	527-5820
Title of 12(b) Security	Common stock, no par value
Trading Symbol	IBCP
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		21,141,009
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2023
Entity Central Index Key	0000039311
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 47,823	$ 70,180
Interest bearing deposits	179,196	4,191
Cash and Cash Equivalents	227,019	74,371
Securities available for sale	767,526	779,347
Securities held to maturity	369,577	374,818
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	17,653	17,653
Loans held for sale, carried at fair value	16,935	26,518
Loans held for sale, carried at lower of cost or fair value	0	20,367
Loans
Financing receivable, before allowance for credit loss	3,509,809	3,465,352
Allowance for credit losses	(50,550)	(52,435)
Net Loans	3,459,259	3,412,917
Other real estate and repossessed assets, net	499	455
Property and equipment, net	35,764	35,893
Bank-owned life insurance	55,314	55,204
Capitalized mortgage loan servicing rights, carried at fair value	41,923	42,489
Other intangibles	2,415	2,551
Goodwill	28,300	28,300
Accrued income and other assets	116,750	128,904
Total Assets	5,138,934	4,999,787
Deposits
Non-interest bearing	1,192,396	1,269,759
Savings and interest-bearing checking	1,975,098	1,973,308
Reciprocal	685,458	602,575
Time	407,267	321,492
Brokered time	284,530	211,935
Total Deposits	4,544,749	4,379,069
Other borrowings	50,029	86,006
Subordinated debt	39,452	39,433
Subordinated debentures	39,677	39,660
Accrued expenses and other liabilities	97,313	108,023
Total Liabilities	4,771,220	4,652,191
Commitments and contingent liabilities
Shareholders’ Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,138,303 shares at March 31, 2023 and 21,063,971 shares at December 31, 2022	321,026	320,991
Retained earnings	127,499	119,368
Accumulated other comprehensive loss	(80,811)	(92,763)
Total Shareholders’ Equity	367,714	347,596
Total Liabilities and Shareholders’ Equity	5,138,934	4,999,787
Commercial
Loans
Financing receivable, before allowance for credit loss	1,471,293	1,466,853
Allowance for credit losses	(13,533)	(13,817)
Mortgage
Loans
Financing receivable, before allowance for credit loss	1,408,229	1,368,409
Allowance for credit losses	(20,113)	(21,633)
Installment
Loans
Financing receivable, before allowance for credit loss	630,287	630,090
Allowance for credit losses	$ (4,054)	$ (4,290)

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Securities held-to-maturity, fair value	$ 339,337	$ 335,418
Shareholders’ Equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	21,138,303	21,063,971
Common stock, shares outstanding (in shares)	21,138,303	21,063,971

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest Income
Interest and fees on loans	$ 44,294	$ 28,418
Interest on securities
Taxable	5,884	4,552
Tax-exempt	3,083	1,554
Other investments	675	217
Total Interest Income	53,936	34,741
Interest Expense
Deposits	13,760	767
Other borrowings and subordinated debt and debentures	1,735	973
Total Interest Expense	15,495	1,740
Net Interest Income	38,441	33,001
Provision for credit losses	2,160	(1,573)
Net Interest Income After Provision for Credit Losses	36,281	34,574
Non-interest Income
Interchange income	3,205	3,082
Service charges on deposit accounts	2,857	2,957
Net gains (losses) on assets
Mortgage loans	1,256	835
Securities available for sale	(222)	70
Mortgage loan servicing, net	726	9,641
Other	2,729	2,363
Total Non-interest Income	10,551	18,948
Non-interest Expense
Compensation and employee benefits	19,339	20,130
Data processing	2,991	2,216
Occupancy, net	2,159	2,543
Interchange expense	1,049	1,011
Furniture, fixtures and equipment	926	1,045
FDIC deposit insurance	783	522
Communications	668	757
Legal and professional	607	493
Loan and collection	578	559
Advertising	495	680
Recoveries related to unfunded lending commitments	(475)	(355)
Other	1,837	1,849
Total Non-interest Expense	30,957	31,450
Income Before Income Tax	15,875	22,072
Income tax expense	2,884	4,105
Net Income	$ 12,991	$ 17,967
Net Income Per Common Share
Basic (in dollars per share)	$ 0.62	$ 0.85
Diluted (in dollars per share)	$ 0.61	$ 0.84

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Comprehensive Income [Abstract]
Net income	$ 12,991	$ 17,967
Securities available for sale
Unrealized gains (losses) arising during period	14,393	(69,442)
Accretion of net unrealized losses on securities transferred to held to maturity	850	0
Reclassification adjustments for (gains) losses included in earnings	222	(70)
Unrealized gains (losses) recognized in other comprehensive income (loss) on securities available for sale	15,465	(69,512)
Income tax expense (benefit)	3,248	(14,597)
Unrealized gains (losses) recognized in other comprehensive income (loss) on securities available for sale, net of tax	12,217	(54,915)
Derivative instruments
Unrealized losses arising during period	(420)	0
Reclassification adjustment for expense recognized in earnings	84	0
Unrealized losses recognized in other comprehensive income (loss) on derivative instruments	(336)	0
Income tax benefit	(71)	0
Unrealized losses recognized in other comprehensive income (loss) on derivative instruments, net of tax	(265)	0
Net current period other comprehensive income (loss)	11,952	(54,915)
Comprehensive income (loss)	$ 24,943	$ (36,948)

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Cash Flows [Abstract]
Net Income	$ 12,991	$ 17,967
Adjustments to Reconcile Net Income to Net Cash From Operating Activities
Proceeds from sales of loans held for sale	65,428	190,618
Disbursements for loans held for sale	(54,430)	(164,232)
Provision for credit losses	2,160	(1,573)
Deferred income tax expense	1,436	2,174
Net deferred loan fees (costs)	160	(1,114)
Net depreciation, amortization of intangible assets and premiums and accretion of discounts on securities and loans	2,425	2,868
Net gains on mortgage loans	(1,256)	(835)
Net (gains) losses on securities available for sale	222	(70)
Share based compensation	569	511
(Increase) Decrease in accrued income and other assets	1,960	(6,954)
Decrease in accrued expenses and other liabilities	(8,106)	(789)
Total Adjustments	10,568	20,604
Net Cash From Operating Activities	23,559	38,571
Cash Flow From (Used in) Investing Activities
Proceeds from the sale of securities available for sale	278	4,395
Proceeds from maturities, prepayments and calls of securities available for sale	27,742	64,098
Proceeds from maturities, prepayments and calls of securities held to maturity	3,334	0
Purchases of securities held to maturity	(400)	0
Purchases of securities available for sale	0	(124,560)
Proceeds from the redemption of Federal Home Loan Bank stock	0	774
Net increase in portfolio loans (loans originated, net of principal payments)	(66,329)	(96,682)
Proceeds from the sale of portfolio loans	41,237	33,755
Proceeds from bank-owned life insurance	0	433
Proceeds from the sale of other real estate and repossessed assets	243	138
Capital expenditures	(1,325)	(2,381)
Net Cash From (Used in) Investing Activities	4,780	(120,030)
Cash Flow From Financing Activities
Net increase in total deposits	165,680	88,408
Net increase (decrease) in other borrowings	(60,977)	(3)
Proceeds from Federal Home Loan Bank Advances	95,000	0
Payments of Federal Home Loan Bank Advances	(70,000)	0
Dividends paid	(4,860)	(4,667)
Proceeds from issuance of common stock	48	13
Repurchase of common stock	0	(1,384)
Share based compensation withholding obligation	(582)	(560)
Net Cash From Financing Activities	124,309	81,807
Net Increase (Decrease) in Cash and Cash Equivalents	152,648	348
Cash and Cash Equivalents at Beginning of Period	74,371	109,473
Cash and Cash Equivalents at End of Period	227,019	109,821
Cash paid during the period for
Interest	13,697	1,104
Income taxes	0	0
Transfers to other real estate and repossessed assets	241	276
Right of use assets obtained in exchange for lease obligations	400	0
Purchase of securities available for sale not yet settled	$ 0	$ 10,542

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Balances at beginning of period at Dec. 31, 2021	$ 398,484	$ 323,401	$ 74,582	$ 501
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	17,967		17,967
Cash dividends declared	(4,667)		(4,667)
Repurchase of common stock	(1,384)	(1,384)
Issuance of common stock	13	13
Share based compensation	511	511
Share based compensation withholding obligation	(560)	(560)
Other comprehensive income (loss)	(54,915)			(54,915)
Balances at end of period at Mar. 31, 2022	355,449	321,981	87,882	(54,414)
Balances at beginning of period at Dec. 31, 2022	347,596	320,991	119,368	(92,763)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	12,991		12,991
Cash dividends declared	(4,860)		(4,860)
Issuance of common stock	48	48
Share based compensation	569	569
Share based compensation withholding obligation	(582)	(582)
Other comprehensive income (loss)	11,952			11,952
Balances at end of period at Mar. 31, 2023	$ 367,714	$ 321,026	$ 127,499	$ (80,811)

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Stockholders' Equity [Abstract]
Common stock, dividends declared (in dollars per share)	$ 0.23	$ 0.22
Repurchases of common stock (in shares)		59,002
Stock issued during period, new issues (in shares)	15,500	15,100
Share-based payment arrangement, shares issued, after forfeiture (in shares)	86,394	65,461
Share-based payment arrangement, shares withheld for tax withholding obligation (in shares)	27,562	24,365

Preparation of Financial Statem

Preparation of Financial Statements	3 Months Ended
	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Preparation of Financial Statements	Preparation of Financial Statements The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading. The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2022 included in our Annual Report on Form 10-K. In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of March 31, 2023 and December 31, 2022, and the results of operations for the three-month periods ended March 31, 2023 and 2022. The results of operations for the three-month periods ended March 31, 2023, are not necessarily indicative of the results to be expected for the full year. Certain reclassifications have been made in the prior period condensed consolidated financial statements to conform to the current period presentation. Our critical accounting policies include the determination of the allowance for credit losses (“ACL”) and the valuation of capitalized mortgage loan servicing rights. Refer to our 2022 Annual Report on Form 10-K for a disclosure of our accounting policies.

New Accounting Standards

New Accounting Standards	3 Months Ended
	Mar. 31, 2023
Accounting Standards Update and Change in Accounting Principle [Abstract]
New Accounting Standards	New Accounting Standards In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting’’ and in December 2022 the FASB issued ASU 2022-06, "Reference Rate Reform (Topic 848), Deferral of the Sunset Date of Topic 848". These new ASUs provide temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination. Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. We have formed a cross-functional project team to lead this transition from LIBOR to a planned adoption of reference rates which could include Secured Overnight Financing Rate (“SOFR”), among others. We utilized the timeline guidance published by the Alternative Reference Rates Committee to develop and achieve internal milestones during this transitional period. We had discontinued the use of new LIBOR-based loans as of December 31, 2021, according to regulatory guidelines. We also discontinued the use of new LIBOR based interest rate derivatives as of December 31, 2021. The amended guidance under Topic 848 and our ability to elect its temporary optional expedients and exceptions are effective for us through December 31, 2024. We expect to adopt the LIBOR transition relief allowed under this standard. In March, 2022, the FASB issued ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructuring and Vintage Disclosures”. This ASU eliminates the troubled debt restructuring (“TDR”) accounting model for creditors that have already adopted Topic 326, which is commonly referred to as the current expected credit loss (“CECL”) model. In lieu of the TDR accounting model, creditors now will apply the general loan modification guidance in Subtopic 310-20 to all loan modifications, including modifications made for borrowers experiencing financial difficulty. Under the general loan modification guidance, a modification is treated as a new loan only if the terms of the new loan are at least as favorable to the lender as the terms for comparable loans to other customers with similar collection risks, and modifications to the terms of the original loan are more than minor. If either condition is not met, the modification is accounted for as the continuation of the old loan with any effect of the modification treated as a prospective adjustment to the loan’s effective interest rate. In addition, this ASU requires the disclosure of gross charge-offs recorded in the current period for financing receivables by origination year. For entities that have adopted Topic 326, ASU 2022-02 takes effect in reporting periods beginning after December 15, 2022, with early adoption permitted. The adoption of this ASU on January 1, 2023, did not have a material impact on our Condensed Consolidated Financial Statements.

Securities

Securities	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Securities	Securities Securities available for sale (“AFS”) consist of the following: Amortized Unrealized Gains Losses Fair Value (In thousands) March 31, 2023 U.S. agency $ 12,230 $ 6 $ 708 $ 11,528 U.S. agency residential mortgage-backed 98,337 1 8,834 89,504 U.S. agency commercial mortgage-backed 14,848 — 1,310 13,538 Private label mortgage-backed 100,323 233 7,842 92,714 Other asset backed 180,591 — 4,547 176,044 Obligations of states and political subdivisions 346,480 90 41,984 304,586 Corporate 86,138 — 7,457 78,681 Trust preferred 980 — 49 931 Total $ 839,927 $ 330 $ 72,731 $ 767,526 December 31, 2022 U.S. agency $ 13,191 $ 10 $ 1,100 $ 12,101 U.S. agency residential mortgage-backed 100,700 19 10,261 90,458 U.S. agency commercial mortgage-backed 15,047 — 1,594 13,453 Private label mortgage-backed 102,196 245 8,596 93,845 Other asset backed 200,755 — 6,030 194,725 Obligations of states and political subdivisions 346,187 55 50,565 295,677 Corporate 87,308 — 9,151 78,157 Trust preferred 979 — 48 931 Total $ 866,363 $ 329 $ 87,345 $ 779,347 Securities held to maturity (“HTM”) consist of the following: Carrying Transferred ACL Amortized Unrealized Fair Value Gains Losses (In thousands) March 31, 2023 U.S. agency $ 27,527 $ 1,804 $ — $ 29,331 $ — $ 4,299 $ 25,032 U.S. agency residential mortgage-backed 115,673 10,571 — 126,244 — 22,447 103,797 U.S. agency commercial mortgage-backed 4,766 214 — 4,980 — 445 4,535 Private label mortgage-backed 7,257 388 1 7,646 — 876 6,770 Obligations of states and political subdivisions 167,919 8,136 39 176,094 108 19,352 156,850 Corporate 45,491 1,051 116 46,658 — 5,151 41,507 Trust preferred 944 52 4 1,000 — 154 846 Total $ 369,577 $ 22,216 $ 160 $ 391,953 $ 108 $ 52,724 $ 339,337 December 31, 2022 U.S. agency $ 27,634 $ 1,839 $ — $ 29,473 $ — $ 5,066 $ 24,407 U.S. agency residential mortgage-backed 117,650 10,845 — 128,495 — 25,239 103,256 U.S. agency commercial mortgage-backed 4,798 228 — 5,026 — 596 4,430 Private label mortgage-backed 7,242 416 1 7,659 — 997 6,662 Obligations of states and political subdivisions 168,134 8,555 39 176,728 11 25,591 151,148 Corporate 48,418 1,130 123 49,671 — 5,156 44,515 Trust preferred 942 53 5 1,000 — — 1,000 Total $ 374,818 $ 23,066 $ 168 $ 398,052 $ 11 $ 62,645 $ 335,418 (1) Represents the remaining unrealized loss to be accreted on securities that were transferred from AFS to HTM on April 1, 2022. On April 1, 2022, we transferred certain securities AFS with an amortized cost and unrealized loss at the date of transfer of $418.1 million and $26.5 million, respectively to HTM. The transfer was made at fair value, with the unrealized loss becoming part of the purchase discount which will be accreted over the remaining life of the securities. The other comprehensive loss component is separated from the remaining available for sale securities and is accreted over the remaining life of the securities transferred. We have the ability and intent to hold these securities until they mature, at which time we expect to receive full value for these securities. Our investments' gross unrealized losses and fair values for securities AFS aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In thousands) March 31, 2023 U.S. agency $ 297 $ 1 $ 10,301 $ 707 $ 10,598 $ 708 U.S. agency residential mortgage-backed 9,117 117 80,149 8,717 89,266 8,834 U.S. agency commercial mortgage-backed — — 13,539 1,310 13,539 1,310 Private label mortgage-backed 1,995 198 90,199 7,644 92,194 7,842 Other asset backed 13,590 160 162,456 4,387 176,046 4,547 Obligations of states and political subdivisions 60 1 296,557 41,983 296,617 41,984 Corporate 11,240 183 67,441 7,274 78,681 7,457 Trust preferred — — 930 49 930 49 Total $ 36,299 $ 660 $ 721,572 $ 72,071 $ 757,871 $ 72,731 December 31, 2022 U.S. agency $ 8,244 $ 799 $ 2,587 $ 301 $ 10,831 $ 1,100 U.S. agency residential mortgage-backed 33,784 1,920 54,793 8,341 88,577 10,261 U.S. agency commercial mortgage-backed 1,609 73 11,844 1,521 13,453 1,594 Private label mortgage-backed 39,954 2,582 53,346 6,014 93,300 8,596 Other asset backed 110,859 2,657 83,802 3,373 194,661 6,030 Obligations of states and political subdivisions 56,455 10,216 231,705 40,349 288,160 50,565 Corporate 24,876 1,737 51,293 7,414 76,169 9,151 Trust preferred — — 931 48 931 48 Total $ 275,781 $ 19,984 $ 490,301 $ 67,361 $ 766,082 $ 87,345 Securities AFS in unrealized loss positions are evaluated quarterly for impairment related to credit losses. For securities AFS in an unrealized loss position, we first assess whether we intend to sell, or it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income. For securities AFS that do not meet this criteria, we evaluate whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, we consider the extent to which fair value is less than amortized cost, adverse conditions specifically related to the security and the issuer and the impact of changes in market interest rates on the market value of the security, among other factors. If this assessment indicates that a credit loss exists, we compare the present value of cash flows expected to be collected from the security with the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis for the security, a credit loss exists and an ACL is recorded, limited to the amount that the fair value of the security is less than its amortized cost basis. Any impairment that has not been recorded through an ACL is recognized in other comprehensive income (loss), net of applicable taxes. No ACL for securities AFS was needed at March 31, 2023 and December 31, 2022. Accrued interest receivable on securities AFS totaled $4.2 million and $4.7 million at March 31, 2023 and December 31, 2022, respectively, and is excluded from the estimate of credit losses and is included in accrued income and other assets in the Condensed Consolidated Statements of Financial Condition. U.S. agency, U.S. agency residential mortgage-backed and U.S. agency commercial mortgage-backed securities — at March 31, 2023, we had 30 U.S. agency, 188 U.S. agency residential mortgage-backed and 12 U.S. agency commercial mortgage-backed securities whose fair value is less than amortized cost. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major credit rating agencies, and have a long history of no credit losses. The unrealized losses are largely attributed to widening spreads to Treasury bonds and/or an increase in interest rates since acquisition. Private label mortgage backed, other asset backed, corporate and foreign securities — at March 31, 2023, we had 90 private label mortgage backed, 133 other asset backed, and 83 corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and/or an increase in interest rates since acquisition. Obligations of states and political subdivisions — at March 31, 2023, we had 335 municipal securities whose fair value is less than amortized cost. The unrealized losses are primarily due to an increase in interest rates since acquisition. Trust preferred securities — at March 31, 2023, we had one tr ust preferred security whose fair value is less than amortized cost. This trust preferred security is a single issue security issued by a trust subsidiary of a bank holding company. The pricing of trust preferred securities has suffered from credit spread widening. This security is rated by a major rating agency as investment grade. At March 31, 2023 management does not intend to liquidate any of the securities discussed above and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses. We recorded no credit related charges in our Condensed Consolidated Statements of Operations related to securities AFS during the three month periods ended March 31, 2023 and 2022, respectively. The ACL on securities HTM is a contra asset valuation account that is deducted from the carrying amount of securities HTM to present the net amount expected to be collected. Securities HTM are charged off against the ACL when deemed uncollectible. Adjustments to the ACL are reported in our Condensed Consolidated Statements of Operations in provision for credit losses. We measure expected credit losses on securities HTM on a collective basis by major security type with each type sharing similar risk characteristics, and considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable on securities HTM totaled $2.0 million and $1.8 million at March 31, 2023 and December 31, 2022, respectively and is excluded from the estimate of credit losses and is included in accrued income and other assets in the Condensed Consolidated Statements of Financial Condition. With regard to U.S. Government-sponsored agency and mortgage-backed securities (residential and commercial), all these securities are issued by a U.S. government-sponsored entity and have an implicit or explicit government guarantee; therefore, no allowance for credit losses has been recorded for these securities. With regard to obligations of states and political subdivisions, private label-mortgage-backed, corporate and trust preferred securities HTM, we consider (1) issuer bond ratings, (2) long-term historical loss rates for given bond ratings, (3) the financial condition of the issuer, and (4) whether issuers continue to make timely principal and interest payments under the contractual terms of the securities. During the first quarter of 2023, one corporate security (Signature Bank) defaulted resulting in a $3.0 million provision for credit losses and a corresponding full charge-off. Despite this lone security loss, the long-term historical loss rates associated with securities having similar grades as those in our portfolio have been insignificant. Furthermore, as of March 31, 2023 and December 31, 2022, there were no past due principal and interest payments associated with these securities. At those same dates an allowance for credit lo sses of $160,000 and $168,000, respectively was recorded on non U.S. agency securities HTM based on applying the long-term historical credit loss rate, as published by Moody’s, for similarly rated securities. On a quarterly basis, we monitor the credit quality of securities HTM through the use of credit ratings. The carrying value of securities HTM aggregated by credit quality follow: Private Obligations Corporate Trust Carrying (In thousands) March 31, 2023 Credit rating: AAA $ 7,257 $ 37,428 $ — $ — $ 44,685 AA — 104,851 — — 104,851 A — 3,924 6,903 — 10,827 BBB — 1,163 35,685 — 36,848 Non-rated — 20,553 2,903 944 24,400 Total $ 7,257 $ 167,919 $ 45,491 $ 944 $ 221,611 December 31, 2022 Credit rating: AAA $ 7,242 $ 32,876 $ — $ — $ 40,118 AA — 110,033 — — 110,033 A — 3,917 6,900 — 10,817 BBB — 1,167 38,621 — 39,788 Non-rated — 20,141 2,897 942 23,980 Total $ 7,242 $ 168,134 $ 48,418 $ 942 $ 224,736 An analysis of the allowance for credit losses by security HTM type follows (1): Private Obligations Corporate Trust Total (In thousands) Three months ended March 31, 2023 Balance at beginning of period $ 1 $ 39 $ 123 $ 5 $ 168 Additions (deductions) Provision for credit losses — — 2,993 (1) 2,992 Recoveries credited to the allowance — — — — — Securities HTM charged against the allowance — — (3,000) — (3,000) Balance at end of period $ 1 $ 39 $ 116 $ 4 $ 160 (1) We had no securities HTM during the three month period ending March 31, 2022 The amortized cost and fair value of securities AFS and securities HTM at March 31, 2023, by contractual maturity, follow: Securities AFS Securities HTM Amortized Fair Amortized Fair (In thousands) Maturing within one year $ 9,999 $ 9,872 $ 5,873 $ 5,863 Maturing after one year but within five years 138,033 126,497 47,000 43,659 Maturing after five years but within ten years 88,054 77,115 111,535 98,275 Maturing after ten years 209,742 182,242 88,675 76,438 445,828 395,726 253,083 224,235 U.S. agency residential mortgage-backed 98,337 89,504 126,244 103,797 U.S. agency commercial mortgage-backed 14,848 13,538 4,980 4,535 Private label mortgage-backed 100,323 92,714 7,646 6,770 Other asset backed 180,591 176,044 — — Total $ 839,927 $ 767,526 $ 391,953 $ 339,337 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Gains and losses realized on the sale of securities AFS are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities AFS and gains and losses for the three month periods ending March 31, follows: Realized Proceeds Gains Losses (In thousands) 2023 $ 278 $ — $ 222 2022 4,395 70 —

Loans

Loans	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Loans	Loans We estimate the ACL based on relevant available information from both internal and external sources, including historical loss trends, current conditions and forecasts, specific analysis of individual loans, and other relevant and appropriate factors. The allowance process is designed to provide for expected future losses based on our reasonable and supportable (“R&S”) forecast as of the reporting date. Our ACL process is administered by our Risk Management group utilizing a third party software solution, with significant input and ultimate approval from our Executive Enterprise Risk Committee. Further, we have established a CECL Forecast Committee, which includes a cross discipline structure with membership from Executive Management, Risk Management, and Accounting, which approves ACL model assumptions each quarter. Our ACL is comprised of three principal elements: (i) specific analysis of individual loans identified during the review of the loan portfolio, (ii) pooled analysis of loans with similar risk characteristics based on historical experience, adjusted for current conditions, R&S forecasts, and expected prepayments, and (iii) additional allowances based on subjective factors, including local and general economic business factors and trends, portfolio concentrations and changes in the size and/or the general terms of the loan portfolio. The first ACL element (specific allocations) includes loans that do not share similar risk characteristics and are evaluated on an individual basis. We will typically evaluate on an individual basis loans that are on nonaccrual; commercial loans that have been modified resulting in a concession, for which the borrower is experiencing financial difficulties, and which are considered troubled loan modifications; and severely delinquent mortgage and installment loans. When we determine that foreclosure is probable or when repayment is expected to be provided substantially through the operation or sale of underlying collateral, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for estimated selling costs. For loans evaluated on an individual basis that are not determined to be collateral dependent, a discounted cash flow analysis is performed to determine expected credit losses. The second ACL element (pooled analysis) includes loans with similar risk characteristics, which are broken down by segment, class, and risk metric. The Bank’s primary segments of commercial, mortgage, and installment loans are further classified by other relevant attributes, such as collateral type, lien position, occupancy status, amortization method, and balance size. Commercial classes are additionally segmented by risk rating, and mortgage and installment loan classes by credit score tier, which are updated at least semi-annually. We utilize a discounted cash flow (“DCF”) model to estimate expected future losses for pooled loans. Expected future cash flows are developed from payment schedules over the contractual term, adjusted for forecasted default (probability of default), loss, and prepayment assumptions. We are not required to develop forecasts over the full contractual term of the financial asset or group of financial assets. Rather, for periods beyond which we are able to make or obtain R&S forecasts of expected credit losses, we revert to the long term average on a straight line or immediate basis, as determined by our CECL Forecast Committee, and which may vary depending on the economic outlook and uncertainty. The DCF model for the mortgage and installment pooled loan segments includes using probability of default (“PD”) assumptions that are derived through regression analysis with forecasted US unemployment levels by credit score tier. We review a composite forecast of approximately 50 analysts as well as the Federal Open Market Committee (“FOMC”) projections in setting the unemployment forecast for the R&S period. The current ACL utilizes a one year R&S forecast followed by immediate reversion to the 30 year average unemployment rate. PD assumptions for the remaining segments are based primarily on historical rates by risk metric as defaults were not strongly correlated with any economic indicator. Loss given default (“LGD”) assumptions for the mortgage loan segment are based on a two year forecast followed by a two year straight line reversion period to the longer term average, while LGD rates for the remaining segments are the historical average for the entire period. Prepayment assumptions represent average rates per segment for a period determined by the CECL Forecast Committee and as calculated through the Bank’s Asset and Liability Management program. Pooled reserves for the commercial loan segment are calculated using the DCF model with assumptions generally based on historical averages by class and risk rating. Effective risk rating practices allow for strong predictability of defaults and losses over the portfolio’s expected shorter duration, relative to mortgage and installment loans. Our rating system is similar to those employed by state and federal banking regulators. The third ACL element (additional allocations based on subjective factors) is based on factors that cannot be associated with a specific credit or loan category and reflects our attempt to ensure that the overall ACL appropriately reflects a margin for the imprecision necessarily inherent in the estimates of expected credit losses. We adjust our quantitative model for certain qualitative factors to reflect the extent to which management expects current conditions and R&S forecasts to differ from the conditions that existed for the period over which historical information was evaluated. The qualitative framework reflects changes related to relevant data, such as changes in asset quality trends, portfolio growth and composition, national and local economic factors, credit policy and administration and other factors not considered in the base quantitative model. We utilize a survey completed by business unit management throughout the Bank, as well as discussion with the CECL Forecast Committee to establish reserves under the qualitative framework. An analysis of the ACL by portfolio segment for the three months ended March 31, follows: Commercial Mortgage Installment Subjective Total (In thousands) 2023 Balance at beginning of period $ 13,817 $ 21,633 $ 4,290 $ 12,695 $ 52,435 Additions (deductions) Provision for credit losses 648 (1,574) (61) 155 (832) Recoveries credited to the allowance 28 84 466 — 578 Loans charged against the allowance (960) (30) (641) — (1,631) Balance at end of period $ 13,533 $ 20,113 $ 4,054 $ 12,850 $ 50,550 2022 Balance at beginning of period $ 11,519 $ 19,221 $ 3,749 $ 12,763 $ 47,252 Additions (deductions) Provision for credit losses (852) (178) 149 (692) (1,573) Recoveries credited to the allowance 77 171 373 — 621 Loans charged against the allowance — (6) (667) — (673) Balance at end of period $ 10,744 $ 19,208 $ 3,604 $ 12,071 $ 45,627 Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: Non- Non- Total 90+ and Total Non- (In thousands) March 31, 2023 Commercial Commercial and industrial (1) $ — $ 9 $ 9 $ — $ 9 Commercial real estate — — — — — Mortgage 1-4 family owner occupied - jumbo — — — — — 1-4 family owner occupied - non-jumbo (2) 729 1,502 2,231 — 2,231 1-4 family non-owner occupied 273 232 505 — 505 1-4 family - 2nd lien — 390 390 — 390 Resort lending 107 — 107 — 107 Installment Boat lending — 307 307 — 307 Recreational vehicle lending — 181 181 — 181 Other — 156 156 — 156 Total $ 1,109 $ 2,777 $ 3,886 $ — $ 3,886 Accrued interest excluded from total $ — $ — $ — $ — $ — December 31, 2022 Commercial Commercial and industrial (1) $ — $ 9 $ 9 $ — $ 9 Commercial real estate — — — — — Mortgage 1-4 family owner occupied - jumbo — — — — — 1-4 family owner occupied - non-jumbo (2) 1,077 852 1,929 — 1,929 1-4 family non-owner occupied 152 323 475 — 475 1-4 family - 2nd lien — 562 562 — 562 Resort lending 110 38 148 — 148 Installment Boat lending — 380 380 — 380 Recreational vehicle lending — 30 30 — 30 Other — 188 188 — 188 Total $ 1,339 $ 2,382 $ 3,721 $ — $ 3,721 Accrued interest excluded from total $ — $ — $ — $ — $ — (1) Non-performing commercial and industrial loans exclude $0.027 million and $0.029 million of government guaranteed loans at March 31, 2023 and December 31, 2022, respectively. (2) Non-performing 1-4 family owner occupied – non jumbo loans exclude $2.303 million and $1.631 million of government guaranteed loans at March 31, 2023 and December 31, 2022, respectively. The following table provides collateral information by class of loan for collateral-dependent loans with a specific reserve. A loan is considered to be collateral dependent when the borrower is experiencing financial difficulty and the repayment is expected to be provided substantially through the operation or sale of collateral. The amortized cost of collateral-dependent loans by class follows: Collateral Type Allowance Real Other (In thousands) March 31, 2023 Commercial Commercial and industrial $ 3,606 $ 2,316 $ 210 Commercial real estate 276 — 43 Mortgage 1-4 family owner occupied - jumbo — — — 1-4 family owner occupied - non-jumbo 1,519 — 235 1-4 family non-owner occupied 461 — 171 1-4 family - 2nd lien 170 — 60 Resort lending 107 — — Installment Boat lending — 217 77 Recreational vehicle lending — 112 40 Other 6 92 35 Total $ 6,145 $ 2,737 $ 871 Accrued interest excluded from total $ 28 $ 31 December 31, 2022 Commercial Commercial and industrial $ 748 $ 1,309 $ 197 Commercial real estate 7,329 — 1,243 Mortgage 1-4 family owner occupied - jumbo — — — 1-4 family owner occupied - non-jumbo 1,721 — 229 1-4 family non-owner occupied 233 — 29 1-4 family - 2nd lien 368 — 203 Resort lending 148 — 14 Installment Boat lending — 297 101 Recreational vehicle lending — 30 11 Other 6 128 47 Total $ 10,553 $ 1,764 $ 2,074 Accrued interest excluded from total $ 40 $ 6 An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total (In thousands) March 31, 2023 Commercial Commercial and industrial $ 110 $ — $ 283 $ 393 $ 738,894 $ 739,287 Commercial real estate — — — — 732,006 732,006 Mortgage 1-4 family owner occupied - jumbo — — — — 786,446 786,446 1-4 family owner occupied - non-jumbo 328 1,081 444 1,853 293,130 294,983 1-4 family non-owner occupied 82 124 179 385 180,478 180,863 1-4 family - 2nd lien 399 59 115 573 105,449 106,022 Resort lending — — 107 107 39,808 39,915 Installment Boat lending 303 — 217 520 256,724 257,244 Recreational vehicle lending 353 94 76 523 265,056 265,579 Other 184 150 84 418 107,046 107,464 Total $ 1,759 $ 1,508 $ 1,505 $ 4,772 $ 3,505,037 $ 3,509,809 Accrued interest excluded from total $ 17 $ 9 $ — $ 26 $ 10,120 $ 10,146 December 31, 2022 Commercial Commercial and industrial $ — $ — $ 38 $ 38 $ 732,425 $ 732,463 Commercial real estate — — — — 734,390 734,390 Mortgage 1-4 family owner occupied - jumbo — — — — 752,563 752,563 1-4 family owner occupied - non-jumbo 1,400 521 869 2,790 282,842 285,632 1-4 family non-owner occupied 61 93 200 354 182,746 183,100 1-4 family - 2nd lien 420 107 47 574 104,703 105,277 Resort lending 54 — 148 202 41,635 41,837 Installment Boat lending 528 14 295 837 252,128 252,965 Recreational vehicle lending 639 147 18 804 269,869 270,673 Other 215 46 123 384 106,068 106,452 Total $ 3,317 $ 928 $ 1,738 $ 5,983 $ 3,459,369 $ 3,465,352 Accrued interest excluded from total $ 27 $ 7 $ — $ 34 $ 9,975 $ 10,009 During the three months ended March 31, 2023, there were no troubled loan modification or subsequent defaults. During the three months ended March 31, 2022, there were no loans that were modified as TDRs and there were no T DRs that subsequently defaulted within twelve months following the modification during the three month period ended March 31, 2022. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy. Credit Quality Indicators – As part of our on-going monitoring of the credit quality of our loan portfolios, we track certain credit quality indicators including (a) risk grade of commercial loans, (b) the level of classified commercial loans, (c) credit scores of mortgage and installment loan borrowers, and (d) delinquency history and non-performing loans. For commercial loans, we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows: Rating 1 through 6 : These loans are generally referred to as our “non-watch” commercial credits that include very high or exceptional credit fundamentals through acceptable credit fundamentals. Rating 7 and 8 : These loans are generally referred to as our “watch” commercial credits. These ratings include loans to borrowers that exhibit potential credit weakness or downward trends. If not checked or cured these trends could weaken our asset or credit position. While potentially weak, no loss of principal or interest is envisioned with these ratings. Rating 9 : These loans are generally referred to as our “substandard accruing” commercial credits. This rating includes loans to borrowers that exhibit a well-defined weakness where payment default is probable and loss is possible if deficiencies are not corrected. Generally, loans with this rating are considered collectible as to both principal and interest primarily due to collateral coverage. Rating 10 and 11 : These loans are generally referred to as our ‘‘substandard - non-accrual’’ and ‘‘doubtful’’ commercial credits. Our doubtful rating includes a sub classification for a loss rate other than 50% (which is the standard doubtful loss rate). These ratings include loans to borrowers with weaknesses that make collection of the loan in full, on the basis of current facts, conditions and values at best questionable and at worst improbable. All of these loans are placed in non-accrual. Rating 12 : These loans are generally referred to as our “loss” commercial credits. This rating includes loans to borrowers that are deemed incapable of repayment and are charged-off. The following tables summarize loan ratings by loan class for our commercial portfolio loan segment at March 31, 2023 and December 31, 2022: Commercial Term Loans Amortized Cost Basis by Origination Year Revolving Total 2023 2022 2021 2020 2019 Prior (In thousands) March 31, 2023 Commercial and industrial Non-watch (1-6) $ 19,553 $ 158,050 $ 85,209 $ 53,898 $ 52,565 $ 113,924 $ 236,456 $ 719,655 Watch (7-8) 500 773 2,112 3,710 1,952 2,746 2,239 14,032 Substandard Accrual (9) — — 3,809 65 351 1,312 27 5,564 Non-Accrual (10-11) — — — — — 36 — 36 Total $ 20,053 $ 158,823 $ 91,130 $ 57,673 $ 54,868 $ 118,018 $ 238,722 $ 739,287 Accrued interest excluded from total $ 128 $ 333 $ 185 $ 141 $ 118 $ 370 $ 986 $ 2,261 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate Non-watch (1-6) $ 23,896 $ 179,315 $ 156,164 $ 33,558 $ 86,665 $ 208,035 $ 36,924 $ 724,557 Watch (7-8) — — — — 4,558 2,683 — 7,241 Substandard Accrual (9) — — — — 181 27 — 208 Non-Accrual (10-11) — — — — — — — — Total $ 23,896 $ 179,315 $ 156,164 $ 33,558 $ 91,404 $ 210,745 $ 36,924 $ 732,006 Accrued interest excluded from total $ 54 $ 498 $ 491 $ 98 $ 358 $ 681 $ 146 $ 2,326 Current period gross charge-offs $ — $ — $ — $ — $ 960 $ — $ — $ 960 Total Commercial Non-watch (1-6) $ 43,449 $ 337,365 $ 241,373 $ 87,456 $ 139,230 $ 321,959 $ 273,380 $ 1,444,212 Watch (7-8) 500 773 2,112 3,710 6,510 5,429 2,239 21,273 Substandard Accrual (9) — — 3,809 65 532 1,339 27 5,772 Non-Accrual (10-11) — — — — — 36 — 36 Total $ 43,949 $ 338,138 $ 247,294 $ 91,231 $ 146,272 $ 328,763 $ 275,646 $ 1,471,293 Accrued interest excluded from total $ 182 $ 831 $ 676 $ 239 $ 476 $ 1,051 $ 1,132 $ 4,587 Current period gross charge-offs $ — $ — $ — $ — $ 960 $ — $ — $ 960 Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) December 31, 2022 Commercial and industrial Non-watch (1-6) $ 157,561 $ 89,251 $ 58,292 $ 45,792 $ 30,715 $ 95,908 $ 237,906 $ 715,425 Watch (7-8) 680 4,539 781 1,690 105 4,474 2,793 15,062 Substandard Accrual (9) — 971 68 388 109 402 — 1,938 Non-Accrual (10-11) — — — — — 38 — 38 Total $ 158,241 $ 94,761 $ 59,141 $ 47,870 $ 30,929 $ 100,822 $ 240,699 $ 732,463 Accrued interest excluded from total $ 238 $ 178 $ 146 $ 105 $ 181 $ 308 $ 890 $ 2,046 Commercial real estate Non-watch (1-6) $ 170,238 $ 154,918 $ 38,062 $ 97,762 $ 56,580 $ 159,514 $ 42,030 $ 719,104 Watch (7-8) — 182 313 4,769 1,010 1,641 112 8,027 Substandard Accrual (9) — — — 181 2,014 5,064 — 7,259 Non-Accrual (10-11) — — — — — — — — Total $ 170,238 $ 155,100 $ 38,375 $ 102,712 $ 59,604 $ 166,219 $ 42,142 $ 734,390 Accrued interest excluded from total $ 609 $ 468 $ 88 $ 368 $ 206 $ 515 $ 109 $ 2,363 Total Commercial Non-watch (1-6) $ 327,799 $ 244,169 $ 96,354 $ 143,554 $ 87,295 $ 255,422 $ 279,936 $ 1,434,529 Watch (7-8) 680 4,721 1,094 6,459 1,115 6,115 2,905 23,089 Substandard Accrual (9) — 971 68 569 2,123 5,466 — 9,197 Non-Accrual (10-11) — — — — — 38 — 38 Total $ 328,479 $ 249,861 $ 97,516 $ 150,582 $ 90,533 $ 267,041 $ 282,841 $ 1,466,853 Accrued interest excluded from total $ 847 $ 646 $ 234 $ 473 $ 387 $ 823 $ 999 $ 4,409 For each of our mortgage and installment portfolio segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan portfolio segments at March 31, 2023 and December 31, 2022: Mortgage (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2023 2022 2021 2020 2018 Prior (In thousands) March 31, 2023 1-4 family owner occupied - jumbo 800 and above $ 2,430 $ 22,681 $ 55,204 $ 16,129 $ 9,119 $ 9,849 $ 639 $ 116,051 750-799 8,066 115,180 190,997 70,729 16,158 17,825 2,323 421,278 700-749 1,349 36,580 91,359 27,314 12,586 11,535 1,536 182,259 650-699 2,014 9,674 22,268 7,178 2,542 8,224 — 51,900 600-649 — 2,845 1,268 4,511 463 2,103 — 11,190 550-599 — 547 1,510 — — 467 — 2,524 500-549 — — — 557 — 687 — 1,244 Under 500 — — — — — — — — Unknown — — — — — — — — Total $ 13,859 $ 187,507 $ 362,606 $ 126,418 $ 40,868 $ 50,690 $ 4,498 $ 786,446 Accrued interest excluded from total $ 32 $ 495 $ 779 $ 293 $ 115 $ 165 $ 27 $ 1,906 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Mortgage (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2023 2022 2021 2020 2018 Prior (In thousands) March 31, 2023 - continued 1-4 family owner occupied - non-jumbo 800 and above $ 1,249 $ 2,883 $ 9,858 $ 5,497 $ 3,151 $ 8,239 $ 2,396 $ 33,273 750-799 4,589 40,092 24,364 14,210 5,531 21,599 9,192 119,577 700-749 1,955 21,924 12,660 7,864 4,079 24,649 3,743 76,874 650-699 1,653 10,970 5,025 2,653 3,144 12,260 1,071 36,776 600-649 376 555 1,321 1,822 421 7,225 99 11,819 550-599 — — 85 56 1,460 6,275 132 8,008 500-549 — — 75 844 181 4,595 114 5,809 Under 500 — — 206 761 472 1,408 — 2,847 Unknown — — — — — — — — Total $ 9,822 $ 76,424 $ 53,594 $ 33,707 $ 18,439 $ 86,250 $ 16,747 $ 294,983 Accrued interest excluded from total $ 37 $ 207 $ 118 $ 81 $ 54 $ 283 $ 103 $ 883 Current period gross charge-offs $ — $ — $ — $ — $ — $ 25 $ — $ 25 1-4 family non-owner occupied 800 and above $ 431 $ 3,310 $ 9,225 $ 4,208 $ 3,864 $ 6,022 $ 1,553 $ 28,613 750-799 7,031 20,418 35,506 11,927 5,737 14,167 3,928 98,714 700-749 311 7,913 11,786 5,466 1,239 7,843 1,641 36,199 650-699 — 978 2,470 3,776 189 4,546 504 12,463 600-649 — 951 138 — 107 1,925 203 3,324 550-599 — — — — 120 450 335 905 500-549 — — — — — 394 58 452 Under 500 — — — — — 193 — 193 Unknown — — — — — — — — Total $ 7,773 $ 33,570 $ 59,125 $ 25,377 $ 11,256 $ 35,540 $ 8,222 $ 180,863 Accrued interest excluded from total $ 2 $ 106 $ 159 $ 66 $ 32 $ 132 $ 55 $ 552 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — 1-4 family - 2nd lien 800 and above $ 22 $ 233 $ 439 $ 426 $ 261 $ 686 $ 7,399 $ 9,466 750-799 581 2,843 2,730 2,196 656 3,639 38,287 50,932 700-749 68 1,558 1,804 935 747 3,004 21,131 29,247 650-699 159 204 290 89 235 1,656 8,628 11,261 600-649 — — 99 257 191 945 2,057 3,549 550-599 — — — — — 492 237 729 500-549 — — — — 17 415 120 552 Under 500 — — — — 129 57 100 286 Unknown — — — — — — — — Total $ 830 $ 4,838 $ 5,362 $ 3,903 $ 2,236 $ 10,894 $ 77,959 $ 106,022 Accrued interest excluded from total $ — $ 14 $ 10 $ 8 $ 7 $ 40 $ 543 $ 622 Current period gross charge-offs $ — $ — $ — $ — $ — $ 5 $ — $ 5 Mortgage - continued (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2023 2022 2021 2020 2019 Prior (In thousands) March 31, 2023 - continued Resort lending 800 and above $ — $ — $ 425 $ — $ — $ 6,910 $ — $ 7,335 750-799 — 1,040 1,144 1,202 182 15,758 — 19,326 700-749 — — 628 113 — 6,111 — 6,852 650-699 — 107 — 52 — 5,088 — 5,247 600-649 — — — — — 882 — 882 550-599 — — — — — 29 — 29 500-549 — — — — — 137 — 137 Under 500 — — — — — 107 — 107 Unknown — — — — — — — — Total $ — $ 1,147 $ 2,197 $ 1,367 $ 182 $ 35,022 $ — $ 39,915 Accrued interest excluded from total $ — $ 5 $ 4 $ 3 $ 1 $ 118 $ — $ 131 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Total Mortgage 800 and above $ 4,132 $ 29,107 $ 75,151 $ 26,260 $ 16,395 $ 31,706 $ 11,987 $ 194,738 750-799 20,267 179,573 254,741 100,264 28,264 72,988 53,730 709,827 700-749 3,683 67,975 118,237 41,692 18,651 53,142 28,051 331,431 650-699 3,826 21,933 30,053 13,748 6,110 31,774 10,203 117,647 600-649 376 4,351 2,826 6,590 1,182 13,080 2,359 30,764 550-599 — 547 1,595 56 1,580 7,713 704 12,195 500-549 — — 75 1,401 198 6,228 292 8,194 Under 500 — — 206 761 601 1,765 100 3,433 Unknown — — — — — — — — Total $ 32,284 $ 303,486 $ 482,884 $ 190,772 $ 72,981 $ 218,396 $ 107,426 $ 1,408,229 Accrued interest excluded from total $ 71 $ 827 $ 1,070 $ 451 $ 209 $ 738 $ 728 $ 4,094 Current period gross charge-offs $ — $ — $ — $ — $ — $ 30 $ — $ 30 Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) December 31, 2022 1-4 family owner occupied - jumbo 800 and above $ 23,764 $ 54,637 $ 16,848 $ 9,211 $ 2,988 $ 6,946 $ 639 $ 115,033 750-799 97,269 189,653 71,555 16,091 1,828 16,140 683 393,219 700-749 34,158 91,189 28,701 12,666 2,775 8,852 1,536 179,877 650-699 10,905 20,743 7,216 2,554 4,250 4,020 827 50,515 600-649 1,712 1,275 4,534 464 — 2,150 — 10,135 550-599 549 1,516 — — 469 — — 2,534 500-549 — — 561 — — 689 — 1,250 Under 500 — — — — — — — — Unknown — — — — — — — — Total $ 168,357 $ 359,013 $ 129,415 $ 40,986 $ 12,310 $ 38,797 $ 3,685 $ 752,563 Accrued interest excluded from total $ 506 $ 773 $ 315 $ 108 $ 44 $ 127 $ 19 $ 1,892 1-4 family owner occupied - non-jumbo 800 and above $ 8,894 $ 10,498 $ 5,558 $ 3,220 $ 2,074 $ 6,074 $ 1,680 $ 37,998 750-799 33,833 26,239 13,956 6,018 4,501 18,009 9,936 112,492 700-749 17,629 13,526 7,626 3,938 3,263 22,506 3,509 71,997 650-699 7,983 5,124 2,679 3,270 1,992 10,893 983 32,924 600-649 1,539 1,226 1,836 423 1,035 7,044 99 13,202 550-599 — — 56 1,472 938 5,481 132 8,079 500-549 — 76 850 341 570 4,142 115 6,094 Under 500 — 207 764 475 285 1,115 — 2,846 Unknown — — — — — — — — Total $ 69,878 $ 56,896 $ 33,325 $ 19,157 $ 14,658 $ 75,264 $ 16,454 $ 285,632 Accrued interest excluded from total $ 283 $ 123 $ 78 $ 58 $ 58 $ 242 $ 111 $ 953 Mortgage - continued (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) December 31, 2022 - (continued) 1-4 family non-owner occupied 800 and above $ 4,329 $ 9,308 $ 5,178 $ 4,147 $ 752 $ 5,842 $ 1,683 $ 31,239 750-799 22,171 36,363 12,242 6,103 2,549 12,257 4,132 95,817 700-749 8,739 12,423 5,507 1,335 1,198 6,825 1,930 37,957 650-699 1,476 2,489 3,798 190 292 4,350 550 13,145 600-649 954 139 — 107 491 1,475 203 3,369 550-599 — — — 121 54 404 335 914 500-549 — — — — — 402 60 462 Under 500 — — — — — 197 — 197 Unknown — — — — — — — — Total $ 37,669 $ 60,722 $ 26,725 $ 12,003 $ 5,336 $ 31,752 $ 8,893 $ 183,100 Accrued interest excluded from total $ 106 $ 161 $ 69 $ 36 $ 21 $ 108 $ 57 $ 558 1-4 family - 2nd lien 800 and above $ 238 $ 282 $ 454 $ 267 $ 200 $ 503 $ 8,000 $ 9,944 750-799 2,109 2,749 2,334 665 333 3,597 38,346 50,133 700-749 1,495 1,820 931 759 459 2,649 20,981 29,094 650-699 192 292 90 237 275 1,496 8,188 10,770 600-649 20 99 258 192 23 974 2,040 3,606 550-599 130 — — — 132 395 228 885 500-549 — — — 18 — 418 122 558 Under 500 — — — 129 3 55 100 287 Unknown — — — — — — — — Total $ 4,184 $ 5,242 $ 4,067 $ 2,267 $ 1,425 $ 10,087 $ 78,005 $ 105,277 Accrued interest excluded from total $ 11 $ 11 $ 8 $ 7 $ 4 $ 36 $ 511 $ 588 Resort lending 800 and above $ — $ 429 $ — $ — $ 268 $ 7,031 $ — $ 7,728 750-799 1,045 1,272 1,211 183 616 15,815 — 20,142 700-749 85 651 114 — — 6,331 — 7,181 650-699 107 — 53 — — 5,413 — 5,573 600-649 — — — — — 895 — 895 550-599 — — — — — 68 — 68 500-549 — — — — — 140 — 140 Under 500 — — — — — 110 — 110 Unknown — — — — — — — — Total $ 1,237 $ 2,352 $ 1,378 $ 183 $ 884 $ 35,803 $ — $ 41,837 Accrued interest excluded from total $ 4 $ 4 $ 3 $ — $ 3 $ 111 $ — $ 125 Total Mortgage 800 and above $ 37,225 $ 75,154 $ 28,038 $ 16,845 $ 6,282 $ 26,396 $ 12,002 $ 201,942 750-799 156,427 256,276 101,298 29,060 9,827 65,818 53,097 671,803 700-749 62,106 119,609 42,879 18,698 7,695 47,163 27,956 326,106 650-699 20,663 28,648 13,836 6,251 6,809 26,172 10,548 112,927 600-649 4,225 2,739 6,628 1,186 1,549 12,538 2,342 31,207 550-599 679 1,516 56 1,593 1,593 6,348 695 12,480 500-549 — 76 1,411 359 570 5,791 297 8,504 Under 500 — 207 764 604 288 1,477 100 3,440 Unknown — — — — — — — — Total $ 281,325 $ 484,225 $ 194,910 $ 74,596 $ 34,613 $ 191,703 $ 107,037 $ 1,368,409 Accrued interest excluded from total $ 910 $ 1,072 $ 473 $ 209 $ 130 $ 624 $ 698 $ 4,116 (1) Credit scores have been updated within the last twelve months. Installment (1) Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Total (In thousands) March 31, 2023 Boat lending 800 and above $ 2,601 $ 7,806 $ 8,379 $ 4,140 $ 4,760 $ 9,061 $ 36,747 750-799 9,174 42,845 36,050 19,487 15,723 25,679 148,958 700-749 2,307 14,815 13,361 7,059 5,649 10,011 53,202 650-699 703 3,890 3,974 1,374 1,241 3,088 14,270 600-649 — 653 1,033 146 222 823 2,877 550-599 — 22 192 16 51 466 747 500-549 — 118 56 62 42 120 398 Under 500 — — — — — 45 45 Unknown — — — — — — — Total $ 14,785 $ 70,149 $ 63,045 $ 32,284 $ 27,688 $ 49,293 $ 257,244 Accrued interest excluded from total $ 50 $ 162 $ 136 $ 76 $ 65 $ 108 $ 597 Current period gross charge-offs $ — $ 28 $ — $ — $ — $ 1 $ 29 Recreational vehicle lending 800 and above $ 1,068 $ 8,981 $ 10,345 $ 4,279 $ 4,583 $ 7,230 $ 36,486 750-799 3,910 50,019 48,016 15,319 11,255 15,671 144,190 700-749 1,675 22,525 23,499 7,313 4,258 4,874 64,144 650-699 159 4,905 6,284 1,469 1,308 1,518 15,643 600-649 — 782 1,431 365 370 484 3,432 550-599 — 105 355 97 178 307 1,042 500-549 — — 290 109 46 72 517 Under 500 — — 83 7 21 14 125 Unknown — — — — — — — Total $ 6,812 $ 87,317 $ 90,303 $ 28,958 $ 22,019 $ 30,170 $ 265,579 Accrued interest excluded from total $ 22 $ 211 $ 207 $ 66 $ 52 $ 66 $ 624 Current period gross charge-offs $ — $ 10 $ 114 $ 20 $ 19 $ — $ 163 Other 800 and above $ 1,203 $ 1,837 $ 1,505 $ 1,240 $ 843 $ 993 $ 7,621 750-799 3,808 14,304 9,186 4,843 2,932 5,043 40,116 700-749 2,939 9,308 6,806 3,110 1,584 3,521 27,268 650-699 568 22,395 2,546 954 506 1,555 28,524 600-649 43 616 565 117 200 627 2,168 550-599 — 117 59 137 47 205 565 500-549 1 61 190 21 60 96 429 Under 500 — 6 50 19 25 34 134 Unknown 639 — — — — — 639 Total $ 9,201 $ 48,644 $ 20,907 $ 10,441 $ 6,197 $ 12,074 $ 107,464 Accrued interest excluded from total $ 29 $ 74 $ 42 $ 22 $ 17 $ 60 $ 244 Current period gross charge-offs $ 387 $ — $ — $ — $ — $ 62 $ 449 Installment (1) Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 1905 Prior Total (In thousands) March 31, 2023 - continued Total installment 800 and above $ 4,872 $ 18,624 $ 20,229 $ 9,659 $ 10,186 $ 17,284 $ 80,854 750-799 16,892 107,168 93,252 39,649 29,910 46,393 333,264 700-749 6,921 46,648 43,666 17,482 11,491 18,406 144,614 650-699 1,430 31,190 12,804 3,797 3,055 6,161 58,437 600-649 43 2,051 3,029 628 792 1,934 8,477 550-599 — 244 606 250 276 978 2,354 500-549 1 179 536 192 148 288 1,344 Under 500 — 6 133 26 46 93 304 Unknown 639 — — — — — 639 Total $ 30,798 $ 206,110 $ 174,255 $ 71,683 $ 55,904 $ 91,537 $ 630,287 Accrued interest excluded from total $ 101 $ 447 $ 385 $ 164 $ 134 $ 234 $ 1,465 Current period gross charge-offs $ 387 $ 38 $ 114 $ 20 $ 19 $ 63 $ 641 Installment - continued (1) Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Total (In thousands) December 31, 2022 Boat lending 800 and above $ 7,901 $ 8,763 $ 4,391 $ 5,102 $ 3,612 $ 5,955 $ 35,724 750-799 44,498 37,531 20,179 16,506 12,814 14,504 146,032 700-749 15,390 13,704 7,281 5,848 4,357 6,132 52,712 650-699 3,933 4,135 1,498 1,290 1,032 2,213 14,101 600-649 661 1,043 149 286 200 670 3,009 550-599 22 195 16 53 203 274 763 500-549 277 57 62 43 106 30 575 Under 500 — — — — 26 23 49 Unknown — — — — — — — Total $ 72,682 $ 65,428 $ 33,576 $ 29,128 $ 22,350 $ 29,801 $ 252,965 Accrued interest excluded from total $ 171 $ 148 $ 84 $ 78 $ 52 $ 68 $ 601 Recreational vehicle lending 800 and above $ 9,327 $ 10,752 $ 4,524 $ 4,834 $ 3,416 $ 4,319 $ 37,172 750-799 51,555 49,949 16,175 11,920 8,990 7,818 146,407 700-749 23,143 24,945 7,680 4,459 2,279 2,939 65,445 650-699 5,013 6,516 1,598 1,361 727 904 16,119 600-649 793 1,608 374 446 232 268 3,721 550-599 107 381 129 202 234 87 1,140 500-549 — 293 111 61 59 15 539 Under 500 — 85 7 22 — 16 130 Unknown — — — — — — — Total $ 89,938 $ 94,529 $ 30,598 $ 23,305 $ 15,937 $ 16,366 $ 270,673 Accrued interest excluded from total $ 219 $ 227 $ 72 $ 58 $ 38 $ 34 $ 648 Other 800 and above $ 1,974 $ 1,647 $ 1,449 $ 942 $ 366 $ 731 $ 7,109 750-799 15,692 9,973 5,521 3,393 1,678 3,612 39,869 700-749 9,848 7,517 3,404 1,801 999 2,653 26,222 650-699 22,740 2,851 1,051 593 405 1,286 28,926 600-649 711 634 127 222 147 507 2,348 550-599 122 63 170 54 115 118 642 500-549 67 217 29 64 19 90 486 Under 500 6 52 22 28 13 28 149 Unknown 701 — — — — — 701 Total $ 51,861 $ 22,954 $ 11,773 $ 7,097 $ 3,742 $ 9,025 $ 106,452 Accrued interest excluded from total $ 84 $ 48 $ 25 $ 19 $ 10 $ 49 $ 235 Total installment 800 and above $ 19,202 $ 21,162 $ 10,364 $ 10,878 $ 7,394 $ 11,005 $ 80,005 750-799 111,745 97,453 41,875 31,819 23,482 25,934 332,308 700-749 48,381 46,166 18,365 12,108 7,635 11,724 144,379 650-699 31,686 13,502 4,147 3,244 2,164 4,403 59,146 600-649 2,165 3,285 650 954 579 1,445 9,078 550-599 251 639 315 309 552 479 2,545 500-549 344 567 202 168 184 135 1,600 Under 500 6 137 29 50 39 67 328 Unknown 701 — — — — — 701 Total $ 214,481 $ 182,911 $ 75,947 $ 59,530 $ 42,029 $ 55,192 $ 630,090 Accrued interest excluded from total $ 474 $ 423 $ 181 $ 155 $ 100 $ 151 $ 1,484 (1) Credit scores have been updated within the last twelve months. Foreclosed residential real estate properties included in other real estate and repossessed assets on our Condensed Consolidated Statements of Financial Condition totale d $0.5 million and $0.4 million at March 31, 2023 and December 31, 2022, respectively. Retail mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements total ed $0.2 million and $0.8 million at March 31, 2023 and December 31, 2022, respectively. During the first quarter of 2023, we sol d $41.2 million of portfolio residential adjustable rate mortgage loans servicing retained and recognized a loss on sale of $0.16 million. These transactions were done primarily for asset/liability management purposes. During the first quarter of 2022, we sold $33.4 million of portfolio residential fixed rate mortgage loans servicing retained and recognized a gain on sale of $0.41 million. This transaction was done primarily for asset/liability management purposes

Shareholders' Equity and Earnin

Shareholders' Equity and Earnings Per Common Share	3 Months Ended
	Mar. 31, 2023
Stockholders' Equity Note [Abstract]
Shareholders' Equity and Earnings Per Common Share	Shareholders’ Equity and Earnings Per Common Share On December 20, 2022, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 1,100,000 shares of our outstanding common stock through December 31, 2023. Shares would be repurchased through open market transactions, though we could execute repurchases through other means, such as privately negotiated transactions. The timing and amount of any share repurchases will depend on a variety of factors, including, among others, securities law restrictions, the trading price of our common stock, regulatory requirements, potential alternative uses for capital, and our financial performance. During the three month period ended March 31, 2023 there were no shares repurchased. During the three month period ended March 31, 2022 repurchases were made totaling 59,002 shares of common stock, for an aggregate purchase price of $1.4 million. A reconciliation of basic and diluted net income per common share follows: Three Months Ended 2023 2022 (In thousands, except Net income $ 12,991 $ 17,967 Weighted average shares outstanding (1) 21,104 21,192 Stock units for deferred compensation plan for non-employee directors 150 128 Effect of stock options 21 56 Performance share units 22 22 Weighted average shares outstanding for calculation of diluted earnings per share 21,297 21,398 Net income per common share Basic (1) $ 0.62 $ 0.85 Diluted $ 0.61 $ 0.84 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards. Weighted average stock options outstanding that were not considered in computing diluted net income per common share because they were anti-dilutive were zero for the three month periods ended March 31, 2023 and 2022, respectively.

Derivative Financial Instrument

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial InstrumentsWe are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting. Our derivative financial instruments according to the type of hedge in which they are designated follows: March 31, 2023 Notional Average Fair (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreement - commercial $ 6,310 6.1 $ 346 Pay-fixed interest rate swap agreements - securities available for sale 148,895 4.6 17,162 Pay-fixed interest rate swap agreements - installment 45,000 2.1 (344) Interest rate cap agreements - securities available for sale 40,970 5.1 692 Interest rate cap agreements - installment $ 35,000 6.9 $ 627 Total $ 276,175 4.6 $ 18,483 No hedge designation Rate-lock mortgage loan commitments $ 29,183 0.1 $ (373) Mandatory commitments to sell mortgage loans 47,054 0.1 (431) Pay-fixed interest rate swap agreements - commercial 285,114 6.1 11,489 Pay-variable interest rate swap agreements - commercial 285,114 6.1 (11,489) Pay-variable interest rate swap agreement 40,000 0.3 (18) Total $ 686,465 5.1 $ (822) December 31, 2022 Notional Average Fair (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreement - commercial $ 6,401 6.4 $ 447 Pay-fixed interest rate swap agreements - securities available for sale 148,895 4.8 19,906 Pay-fixed interest rate swap agreements - installment 25,000 2.0 77 Interest rate cap agreements - securities available for sale 40,970 5.3 931 Total $ 221,266 4.6 $ 21,361 No hedge designation Rate-lock mortgage loan commitments 19,918 0.1 (1,056) Mandatory commitments to sell mortgage loans 49,258 0.1 315 Pay-fixed interest rate swap agreements - commercial 279,005 6.0 17,063 Pay-variable interest rate swap agreements - commercial 279,005 6.0 (17,063) Total $ 627,186 5.3 $ (741) We have established management objectives and strategies that include interest-rate risk parameters for maximum fluctuations in net interest income and market value of portfolio equity. We monitor our interest rate risk position via simulation modeling reports. The goal of our asset/liability management efforts is to maintain profitable financial leverage within established risk parameters. We have entered into pay-fixed interest rate swaps and caps to protect a portion of the fair value of a certain fixed rate commercial loan and certain installment loans (‘‘Fair Value Hedge – Portfolio Loans’’). As a result, changes in the fair values of the pay-fixed interest rate swap and caps are expected to offset changes in the fair values of the fixed rate portfolio loans due to fluctuations in interest rates. We record the fair values of Fair Value Hedge – Portfolio Loans in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. The hedged items (fixed rate commercial loan and certain fixed rate installment loans) are also recorded at fair value which offsets the adjustment to the Fair Value Hedge – Portfolio Loans. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair values of both the Fair Value Hedge – Portfolio Loans and the hedged items. The related gains or losses are reported in interest income – interest and fees on loans in our Condensed Consolidated Statements of Operations. We have entered into pay-fixed interest rate swap and interest rate cap agreements to protect a portion of the fair value of certain securities available for sale (‘‘Fair Value Hedge – AFS Securities’’). As a result, the change in the fair value of the pay-fixed interest rate swap and interest rate cap agreements is expected to offset a portion of the change in the fair value of the fixed rate securities available for sale due to fluctuations in interest rates. We record the fair value of Fair Value Hedge – AFS Securities in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. The hedged items (fixed rate securities available for sale) are also recorded at fair value which offsets the adjustment to the Fair Value Hedge – AFS Securities. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of both the Fair Value Hedge – AFS Securities and the hedged item. The related gains or losses are reported in interest income – interest on securities – taxable and interest income – interest on securities – tax-exempt in our Condensed Consolidated Statements of Operations. Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in our Condensed Consolidated Statements of Operations. In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate-Lock Commitments”). These commitments expose us to interest rate risk. We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate-Lock Commitments. Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate-Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. We obtain market prices on Mandatory Commitments and Rate-Lock Commitments. Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges. We have a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons. We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party. The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the interest rate swap agreements - commercial in the table above with no hedge designation relate to this program. We have entered into a no hedge designation pay-variable interest rate swap agreement in an attempt to manage the cost of certain funding liabilities. The changes in fair value of this no hedge pay-variable interest rate swap is recorded in non-interest expense-other in our Condensed Consolidated Statements of Operations. The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives March 31, December 31, March 31, December 31, Balance Fair Balance Fair Balance Fair Balance Fair (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ 17,508 Other assets $ 20,430 Other liabilities $ 344 Other liabilities $ — Interest rate cap agreements Other assets 1,319 Other assets 931 Other liabilities — Other liabilities — 18,827 21,361 344 — Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets — Other assets — Other liabilities 373 Other liabilities 1,056 Mandatory commitments to sell mortgage loans Other assets — Other assets 315 Other liabilities 431 Other liabilities — Pay-variable interest rate swap agreement Other assets — Other assets — Other liabilities 18 Other liabilities — Pay-fixed interest rate swap agreements - commercial Other assets 13,423 Other assets 17,567 Other liabilities 1,934 Other liabilities 504 Pay-variable interest rate swap agreements - commercial Other assets 1,934 Other assets 504 Other liabilities 13,423 Other liabilities 17,567 15,357 18,386 16,179 19,127 Total derivatives $ 34,184 $ 39,747 $ 16,523 $ 19,127 The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Gain (loss) Recognized in Other Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Income into Income (Effective Portion) Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Gain (Loss) Three Month Three Month Location of Three Month 2023 2022 2023 2022 2023 2022 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreement - commercial Interest and fees on loans $ (101) $ 376 Pay-fixed interest rate swap agreement - securities available for sale Interest on securities available for sale - tax - exempt (2,744) 7,547 Pay-fixed interest rate swap agreement - Installment Interest and fees on loans (421) — Interest rate cap agreements - securities available for sale $ (572) $ — Interest on securities available for sale - tax - exempt $ (84) $ — Interest on securities available for sale - tax - exempt 51 — Interest rate cap agreements - installment 152 — Interest and fees on loans — — Interest and fees on loans (14) — Total $ (420) $ — $ (84) $ — $ (3,229) $ 7,923 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 683 $ (5,370) Mandatory commitments to sell mortgage loans Net gains on mortgage loans (746) 1,974 Pay-fixed interest rate swap agreements - commercial Interest income 5,574 9,577 Pay-variable interest rate swap agreements - commercial Interest income (5,574) (9,577) Interest rate swaption agreement Net gains on mortgage loans — (186) Pay-fixed interest rate swap agreements - mortgage Net gains on mortgage loans — 627 Pay-variable interest rate swap agreement Non-interest expense - other (18) — Interest rate cap agreements Interest expense — 222 Total $ (81) $ (2,733)

Goodwill and Other Intangibles

Goodwill and Other Intangibles	3 Months Ended
	Mar. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangibles	Goodwill and Other Intangibles The following table summarizes intangible assets, net of amortization: March 31, 2023 December 31, 2022 Gross Accumulated Gross Accumulated (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 9,501 $ 11,916 $ 9,365 Unamortized intangible assets - goodwill $ 28,300 $ 28,300 A summary of estimated core deposits intangible amortization at March 31, 2023 follows: (In thousands) Nine months ending December 31, 2023 411 2024 516 2025 487 2026 460 2027 434 2028 and thereafter 107 Total $ 2,415

Share Based Compensation

Share Based Compensation	3 Months Ended
	Mar. 31, 2023
Share-Based Payment Arrangement [Abstract]
Share Based Compensation	Share Based Compensation We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.6 million s hares of common stock as of March 31, 2023. The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.1 million shares of common stock as of March 31, 2023. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares. A summary of restricted stock and performance stock units (“PSU”) granted pursuant to our long-term incentive plan follows: Three Months Ended 2023 2022 Restricted stock 71,346 56,287 PSU 18,790 19,748 The shares of restricted stock and PSUs shown in the above table cliff vest after a period of three years. The performance criteria of the PSUs is split evenly between a comparison of (i) our total shareholder return and (ii) our return on average assets each over the three year period starting on the grant date to these same criteria over that period to an index of our banking peers. Our directors may elect to receive all or a portion of their cash retainer fees in the form of common stock (either on a current basis or on a deferred basis) pursuant to the non-employee director stock purchase plan referenced above. Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock on a current basis are issued each quarter and vest immediately. Shares issued on a deferred basis are credited at the rate of 90% of the current fair value of our common stock and vest immediately. During both three month periods ended March 31, 2023 and 2022 we issued 0.004 million shares and expensed their value during those same periods. Total compensation expense recognized for grants pursuant to our long-term incentive plan was $0.5 million and $0.4 million during the three month periods ended March 31, 2023 and 2022, respectively. The corresponding tax benefit relating to this expense was $0.1 million during both three month periods ended March 31, 2023 and 2022, respectively. Total expense recognized for non-employee director share based payments was $0.09 million during both three month periods ended March 31, 2023 and 2022, respectively. The corresponding tax benefit relating to this expense was $0.02 million for both three month periods ended March 31, 2023 and 2022, respectively. At March 31, 2023, the total expected compensation cost related to non-vested restricted stock and PSUs not yet recognized was $3.9 million. The weighted-average period over which this amount will be recognized is 2.2 years. A summary of outstanding stock option grants and related transactions follows: Number of Average Weighted- Aggregated (In thousands) Outstanding at January 1, 2023 40,307 $ 8.32 Granted — — Exercised 15,500 6.42 Forfeited — — Expired — — Outstanding at March 31, 2023 24,807 $ 9.50 1.8 $ 207,728 Vested and expected to vest at March 31, 2023 24,807 $ 9.50 1.8 $ 207,728 Exercisable at March 31, 2023 24,807 $ 9.50 1.8 $ 207,728 A summary of outstanding non-vested stock and related transactions follows: Number Weighted- Outstanding at January 1, 2023 246,136 $ 22.82 Granted 90,136 23.59 Vested (56,661) 22.80 Forfeited (2,566) 22.69 Outstanding at March 31, 2023 277,045 $ 23.07 Certain information regarding options exercised during the periods follows: Three Months Ended 2023 2022 (In thousands) Intrinsic value $ 223 $ 313 Cash proceeds received $ 100 $ 50 Tax benefit realized $ 47 $ 66

Income Tax

Income Tax	3 Months Ended
	Mar. 31, 2023
Income Tax Disclosure [Abstract]
Income Tax	Income Tax Income tax expense was $2.9 million and $4.1 million during the three month periods ended March 31, 2023 and 2022, respectively. Our actual federal income tax expense is different than the amount computed by applying our statutory income tax rate to our income before income tax primarily due to tax-exempt interest income and tax-exempt income from the increase in the cash surrender value on life insurance. In addition, the three month periods ending March 31, 2023 and 2022 include reductions of $0.04 million and $0.06 million, respectively, of income tax expense related to the impact of the excess value of stock awards that vested and stock options that were exercised as compared to the initial fair values that were expensed. We assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. The ultimate realization of this asset is primarily based on generating future income. We concluded at March 31, 2023, March 31, 2022 and December 31, 2022 that the realization of substantially all of our deferred tax assets continues to be more likely than not. At both March 31, 2023 and December 31, 2022, we had approximately $0.2 million, respectively, of gross unrecognized tax benefits. We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the remainder of 2023.

Regulatory Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2023
Regulatory Matters [Abstract]
Regulatory Matters	Regulatory Matters Capital guidelines adopted by federal and state regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits. As of March 31, 2023, the Bank had positive undivided profits of $145.3 million. It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent or that would not be in accordance with guidelines of regulatory authorities. We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our interim condensed consolidated financial statements. In addition, capital adequacy rules include a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets that applies to all supervised financial institutions. To avoid limits on capital distributions and certain discretionary bonus payments we must meet the minimum ratio for adequately capitalized institutions plus the buffer. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of March 31, 2023 and December 31, 2022, categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization. Our actual capital amounts and ratios follow (1): Actual Minimum for Minimum for Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) March 31, 2023 Total capital to risk-weighted assets Consolidated $ 542,176 13.80 % $ 314,237 8.00 % NA NA Independent Bank 486,461 12.40 313,901 8.00 $ 392,377 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 453,041 11.53 % $ 235,678 6.00 % NA NA Independent Bank 437,377 11.15 235,426 6.00 $ 313,901 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 414,588 10.55 % $ 176,758 4.50 % NA NA Independent Bank 437,377 11.15 176,569 4.50 $ 255,045 6.50 % Tier 1 capital to average assets Consolidated $ 453,041 8.92 % $ 203,233 4.00 % NA NA Independent Bank 437,377 8.61 203,239 4.00 $ 254,048 5.00 % December 31, 2022 Total capital to risk-weighted assets Consolidated $ 536,549 13.62 % $ 315,059 8.00 % NA NA Independent Bank 480,886 12.22 314,733 8.00 $ 393,416 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 447,299 11.36 % $ 236,294 6.00 % NA NA Independent Bank 431,685 10.97 236,049 6.00 $ 314,733 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 408,863 10.38 % $ 177,221 4.50 % NA NA Independent Bank 431,685 10.97 177,037 4.50 $ 255,720 6.50 % Tier 1 capital to average assets Consolidated $ 447,299 8.86 % $ 201,875 4.00 % NA NA Independent Bank 431,685 8.56 201,820 4.00 $ 252,275 5.00 % _______________________________________ (1) These ratios do not reflect a capital conservation buffer of 2.50% at March 31, 2023 and December 31, 2022. NA - Not applicable The components of our regulatory capital are as follows: Consolidated Independent Bank March 31, December 31, March 31, December 31, (In thousands) Total shareholders' equity $ 367,714 $ 347,596 $ 390,503 $ 370,418 Add (deduct) Accumulated other comprehensive income (loss) for regulatory purposes 75,013 86,966 75,013 86,966 Goodwill and other intangibles (30,715) (30,851) (30,715) (30,851) CECL (1) 2,576 5,152 2,576 5,152 Common equity tier 1 capital 414,588 408,863 437,377 431,685 Qualifying trust preferred securities 38,453 38,436 — — Tier 1 capital 453,041 447,299 437,377 431,685 Subordinated debt 40,000 40,000 — — Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 49,135 49,250 49,084 49,201 Total risk-based capital $ 542,176 $ 536,549 $ 486,461 $ 480,886 (1) We elected the three

Fair Value Disclosures

Fair Value Disclosures	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value Disclosures	Fair Value Disclosures FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. We used the following methods and significant assumptions to estimate fair value: Securities : Where quoted market prices are available in an active market, securities are classified as Level 1 of the valuation hierarchy. We currently do not have any Level 1 securities. If quoted market prices are not available for the specific security, then fair values are estimated by (1) using quoted market prices of securities with similar characteristics, (2) matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices, or (3) a discounted cash flow analysis whose significant fair value inputs can generally be verified and do not typically involve judgment by management. These securities are classified as Level 2 of the valuation hierarchy and primarily include agency securities, private label mortgage-backed securities, other asset backed securities, obligations of states and political subdivisions, trust preferred securities, corporate securities and foreign government securities. Loans held for sale : The fair value of mortgage loans held for sale, carried at fair value is based on agency cash window loan pricing for comparable assets (recurring Level 2). Collateral dependent loans with specific loss allocations based on collateral value : From time to time, certain collateral dependent loans will have an ACL established. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the collateral dependent loan as nonrecurring Level 3. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and thus will typically result in a Level 3 classification of the inputs for determining fair value. Other real estate : At the time of acquisition, other real estate is recorded at fair value, less estimated costs to sell, which becomes the property’s new basis. Subsequent write-downs to reflect declines in value since the time of acquisition may occur from time to time and are recorded in net gains on other real estate and repossessed assets, which is part of non-interest expense - other in the Condensed Consolidated Statements of Operations. The fair value of the property used at and subsequent to the time of acquisition is typically determined by a third party appraisal of the property. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us. Once received, an independent third party, or a member of our Collateral Evaluation Department (for commercial properties), or a member of our Special Assets Group (for residential properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. For commercial and residential properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions. These additional discounts generally do not result in material adjustments to the appraised value. Capitalized mortgage loan servicing rights : The fair value of capitalized mortgage loan servicing rights is based on a valuation model used by an independent third party that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. Certain model assumptions are generally unobservable and are based upon the best information available including data relating to our own servicing portfolio, reviews of mortgage servicing assumption and valuation surveys and input from various mortgage servicers and, therefore, are recorded as Level 3. Management evaluates the third party valuation for reasonableness each quarter as part of our financial reporting control processes. Derivatives : The fair value of rate-lock mortgage loan commitments is based on agency cash window loan pricing for comparable assets and the fair value of mandatory commitments to sell mortgage loans is based on mortgage backed security pricing for comparable assets (recurring Level 2). The fair value of interest rate swap, interest rate cap and swaption agreements are derived from proprietary models which utilize current market data. The significant fair value inputs can generally be observed in the market place and do not typically involve judgment by management (recurring Level 2). Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Quoted Significant Significant (In thousands) March 31, 2023: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 11,528 $ — $ 11,528 $ — U.S. agency residential mortgage-backed 89,504 — 89,504 — U.S. agency commercial mortgage-backed 13,538 — 13,538 — Private label mortgage-backed 92,714 — 92,714 — Other asset backed 176,044 — 176,044 — Obligations of states and political subdivisions 304,586 — 304,586 — Corporate 78,681 — 78,681 — Trust preferred 931 — 931 — Loans held for sale, carried at fair value 16,935 — 16,935 — Capitalized mortgage loan servicing rights 41,923 — — 41,923 Derivatives (1) 34,184 — 34,184 — Liabilities Derivatives (2) 16,523 — 16,523 — Measured at Fair Value on a Non-recurring Basis: Assets Collateral dependent loans (3) Commercial Commercial and industrial 88 — — 88 Commercial real estate 53 — — 53 Mortgage 1-4 family owner occupied - non-jumbo 555 — — 555 1-4 family non-owner occupied 17 — — 17 1-4 family - 2nd lien 110 — — 110 Resort lending — — — — Installment Boat lending 140 — — 140 Recreational vehicle lending 72 — — 72 Other 63 — — 63 _________________________________ (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes individually evaluated loans with specific loss allocations based on collateral value. Fair Value Measurements Using Fair Value Quoted Significant Significant (In thousands) December 31, 2022: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 12,101 $ — $ 12,101 $ — U.S. agency residential mortgage-backed 90,458 — 90,458 — U.S. agency commercial mortgage-backed 13,453 — 13,453 — Private label mortgage-backed 93,845 — 93,845 — Other asset backed 194,725 — 194,725 — Obligations of states and political subdivisions 295,677 — 295,677 — Corporate 78,157 — 78,157 — Trust preferred 931 — 931 — Loans held for sale, carried at fair value 26,518 — 26,518 — Capitalized mortgage loan servicing rights 42,489 — — 42,489 Derivatives (1) 39,747 — 39,747 — Liabilities Derivatives (2) 19,127 — 19,127 — Measured at Fair Value on a Non-recurring Basis: Assets Loans held for sale, carried at the lower of cost or fair value 20,367 20,367 — — Collateral dependent loans (3) Commercial Commercial and industrial 138 — — 138 Commercial real estate 1,068 — — 1,068 Mortgage 1-4 family owner occupied - non-jumbo 415 — — 415 1-4 family non-owner occupied 52 — — 52 1-4 family - 2nd lien 165 — — 165 Resort lending 25 — — 25 Installment Boat lending 196 — — 196 Recreational vehicle lending 19 — — 19 Other 87 — — 87 _________________________________ (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Three Net Gains Mortgage Total Mortgage (In thousands) 2023 Loans held for sale $ 1,597 $ — $ 1,597 Capitalized mortgage loan servicing rights — (1,496) (1,496) 2022 Loans held for sale (1,816) — (1,816) Capitalized mortgage loan servicing rights — 7,558 7,558 For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends received. The following represent impairment charges recognized during the three month periods ended March 31, 2023 and 2022 relating to assets measured at fair value on a non-recurring basis: • Loans that are individually evaluated using the fair value of collateral for collateral dependent loans had a carrying amount of $1.1 million, which is net of a valuation allowance of $0.9 million at March 31, 2023, and had a carrying amount of $2.2 million, which is net of a valuation allowance of $2.1 million at December 31, 2022. The provision for credit losses included in our results of operations relating to collateral dependent loans was a net expense of $0.3 million and $0.1 million for the three month periods ending March 31, 2023 and 2022, respectively. A reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended 2023 2022 (In thousands) Beginning balance $ 42,489 $ 26,232 Total gains (losses) realized and unrealized: Included in results of operations (1,496) 7,558 Included in other comprehensive loss — — Purchases, issuances, settlements, maturities and calls 930 2,143 Transfers in and/or out of Level 3 — — Ending balance $ 41,923 $ 35,933 Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31 $ (1,496) $ 7,558 The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party as discussed above. The significant unobservable inputs used in the fair value measurement of the capitalized mortgage loan servicing rights are discount rate, cost to service, ancillary income, float rate and prepayment rate. Significant changes in all five of these assumptions in isolation would result in significant changes to the value of our capitalized mortgage loan servicing rights. Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Valuation Unobservable Range Weighted (In thousands) March 31, 2023 Capitalized mortgage loan servicing rights $ 41,923 Present value of net servicing revenue Discount rate 10.00% to 13.20% 10.13 % Cost to service $66 to $317 $ 77 Ancillary income 20 to 35 21 Float rate 3.63 % 3.63 % Prepayment rate 6.58% to 32.87% 8.18 % December 31, 2022 Capitalized mortgage loan servicing rights $ 42,489 Present value of net servicing revenue Discount rate 10.00% to 13.23% 10.12 % Cost to service $66 to $150 $ 78 Ancillary income 20 to 35 21 Float rate 4.03 % 4.03 % Prepayment rate 7.03% to 30.40% 7.97% Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Valuation Unobservable Range Weighted (In thousands) March 31, 2023 Collateral dependent loans Commercial $ 141 Sales comparison approach Adjustment for differences between comparable sales 0.0% to 0.0% 0.0 % Mortgage and Installment(1) 957 Sales comparison approach Adjustment for differences between comparable sales (73.3) to 65.2 15.9 December 31, 2022 Collateral dependent loans Commercial $ 1,206 Sales comparison approach Adjustment for differences between comparable sales (41.7)% to 20.0% (0.4) % Mortgage and Installment(1) 959 Sales comparison approach Adjustment for differences between comparable sales (73.3) to 65.2 (5.3) (1) In addition to the valuation techniques and unobservable inputs discussed above, at March 31, 2023 and December 31, 2022 certain collateral dependent installment loans totaling approximately $0.28 million and $0.30 million, respectively, are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides. The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Difference Contractual (In thousands) Loans held for sale March 31, 2023 $ 16,935 $ (745) $ 17,680 December 31, 2022 26,518 (2,342) 28,860

Fair Values of Financial Instru

Fair Values of Financial Instruments	3 Months Ended
	Mar. 31, 2023
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	Fair Values of Financial Instruments Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values may not be a precise estimate. Changes in assumptions could significantly affect the estimates. Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances. The estimated recorded book balances and fair values follow: Fair Value Using Recorded Fair Value Quoted Significant Significant (In thousands) March 31, 2023 Assets Cash and due from banks $ 47,823 $ 47,823 $ 47,823 $ — $ — Interest bearing deposits 179,196 179,196 179,196 — — Securities available for sale 767,526 767,526 — 767,526 — Securities held to maturity 369,577 339,337 — 339,337 — Federal Home Loan Bank and Federal Reserve Bank Stock 17,653 NA NA NA NA Net loans and loans held for sale 3,476,194 3,155,940 — 16,935 3,139,005 Accrued interest receivable 16,615 16,615 212 6,257 10,146 Derivative financial instruments 34,184 34,184 — 34,184 — Liabilities Deposits with no stated maturity (1) $ 3,783,354 $ 3,783,354 $ 3,783,354 $ — $ — Deposits with stated maturity (1) 761,395 754,881 — 754,881 — Other borrowings 50,029 50,019 — 50,019 — Subordinated debt 39,452 39,705 — 39,705 — Subordinated debentures 39,677 32,695 — 32,695 — Accrued interest payable 4,085 4,085 486 3,599 — Derivative financial instruments 16,523 16,523 — 16,523 — December 31, 2022 Assets Cash and due from banks $ 70,180 $ 70,180 $ 70,180 $ — $ — Interest bearing deposits 4,191 4,191 4,191 — — Securities available for sale 779,347 779,347 — 779,347 — Federal Home Loan Bank and Federal Reserve Bank Stock 17,653 NA NA NA NA Net loans and loans held for sale 3,459,802 3,185,518 20,367 26,518 3,138,633 Accrued interest receivable 16,513 16,513 1 6,503 10,009 Derivative financial instruments 39,747 39,747 — 39,747 — Liabilities Deposits with no stated maturity (1) $ 3,798,848 $ 3,798,848 $ 3,798,848 $ — $ — Deposits with stated maturity (1) 580,221 573,739 — 573,739 — Other borrowings 86,006 86,006 — 86,006 — Subordinated debt 39,433 41,058 — 41,058 — Subordinated debentures 39,660 38,982 — 38,982 — Accrued interest payable 2,287 2,287 415 1,872 — Derivative financial instruments 19,127 19,127 — 19,127 — (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $615.860 million and $555.781 million at March 31, 2023 and December 31, 2022, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $69.598 million and $46.794 million at March 31, 2023 and December 31, 2022, respectively. The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments. Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingencies

Contingencies	3 Months Ended
	Mar. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Contingencies	Contingencies Pressures from heightened inflation, rising interest rates, elevated energy prices, supply chain disruptions, concerns over the Russia-Ukraine war, and foreign currency exchange rate fluctuations continue to create significant economic uncertainty. In an effort to combat inflationary pressures, the Federal Reserve Board increased the federal funds rate by a total of 4.25% over 2022, including a 75-basis point increase in November 2022 and a 50-basis point increase in December 2022. The rate was increased by another 25-basis points in February 2023 and another 25-basis points in March 2023. There is a great deal of uncertainty regarding whether and the extent to which the Federal Reserve may continue to increase rates or even reduce rates in the coming months. In addition, the ongoing Russia-Ukraine war, its impact on energy prices, and related events are likely to continue to create additional pressure on economic activity. The resulting responses by the U.S. and other countries (including the imposition of economic sanctions and export restrictions), and the potential for wider conflict has increased volatility and uncertainty in global financial markets and could result in significant market disruptions, including in our customers’ industries or sectors. The extent to which these pressures may impact our business, results of operations, asset valuations, financial condition, and customers will depend on future developments, which continue to be highly uncertain and difficult to predict. Material adverse impacts may include all or a combination of valuation impairments on our intangible assets, securities available for sale, securities held to maturity, loans, capitalized mortgage loan servicing rights or deferred tax assets. We continue to closely monitor and analyze the higher risk segments within our portfolio, and senior management is cautiously optimistic that we are positioned to continue managing the impact of the varied set of risks and uncertainties currently impacting the global economy. However, a high degree of uncertainty still exists with respect to the impact of the fluid global economic conditions on the future performance of our loan portfolio. Litigation We are involved in various litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our interim condensed consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is insignificant. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future. The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Visa Stock We own 12,566 shares of VISA Class B common stock. At the present time, these shares can only be sold to other Class B shareholders. As a result, there has generally been limited transfer activity in private transactions between buyers and sellers. Given the limited activity that we have become aware of and the continuing uncertainty regarding the likelihood, ultimate timing and eventual exchange rate for Class B shares into Class A shares, we continue to carry these shares at zero, representing cost basis less impairment. However, given the current conversion ratio of 1.5991 Class A shares for every 1 Class B share and the closing price of VISA Class A shares on April 27, 2023 of $229.01 per share, our 12,566 Class B shares would have a current “value” of approximately $4.6 million. We continue to monitor Class B trading activity and the status of the resolution of certain litigation matters at VISA that would trigger the conversion of Class B common shares into Class A common shares, which would not have any trading restrictions.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss) ("AOCIL")	3 Months Ended
	Mar. 31, 2023
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss) ("AOCIL")	Accumulated Other Comprehensive Income (Loss) (“AOCIL”) A summary of changes in AOCIL follows: Unrealized Unrealized Dispropor- Unrealized Losses on Derivative Instruments Total (In thousands) For the three months ended March 31, 2023 Balances at beginning of period $ (68,742) $ (18,223) $ (5,798) $ — $ (92,763) Other comprehensive income (loss) before reclassifications 11,370 672 — (331) 11,711 Amounts reclassified from AOCIL 175 — — 66 241 Net current period other comprehensive income (loss) 11,545 672 — (265) 11,952 Balances at end of period $ (57,197) $ (17,551) $ (5,798) $ (265) $ (80,811) 2022 Balances at beginning of period $ 6,299 $ — $ (5,798) $ — $ 501 Other comprehensive loss before reclassifications (54,860) — — — (54,860) Amounts reclassified from AOCIL (55) — — — (55) Net current period other comprehensive loss (54,915) — — — (54,915) Balances at end of period $ (48,616) $ — $ (5,798) $ — $ (54,414) (1) Represents the remaining unrealized loss to be accreted on securities that were transferred from AFS to HTM on April 1, 2022. The disproportionate tax effects from securities AFS arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations. Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period. In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations. Release of material disproportionate tax effects from other comprehensive income to earnings is done by the portfolio method whereby the effects will remain in AOCIL as long as we carry a more than inconsequential portfolio of securities AFS. A summary of reclassifications out of each component of AOCIL for the three months ended March 31 follows: AOCIL Component Amount Affected Line Item in Condensed (In thousands) 2023 Unrealized gains (losses) on securities available for sale $ (222) Net gains (losses) on securities available for sale (47) Income tax expense $ (175) Reclassifications, net of tax Unrealized losses on derivative instruments $ 84 Interest income 18 Income tax expense $ 66 Reclassifications, net of tax $ (241) Total reclassifications for the period, net of tax 2022 Unrealized gains (losses) on securities available for sale $ 70 Net gains (losses) on securities available for sale 15 Income tax expense $ 55 Reclassifications, net of tax

Revenue from Contracts with Cus

Revenue from Contracts with Customers	3 Months Ended
	Mar. 31, 2023
Revenue from Contract with Customer [Abstract]
Revenue from Contracts with Customers	Revenue from Contracts with Customers We account for revenue in accordance with ASC Topic 606, Revenue from Contracts with Customers. We derive the majority of our revenue from financial instruments and their related contractual rights and obligations which for the most part are excluded from the scope of this topic. These sources of revenue that are excluded from the scope of this topic include interest income, net gains on mortgage loans, net gains (losses) on securities AFS, mortgage loan servicing, net and bank owned life insurance and were approximatel y 86.5% and 84.6% of total revenues for the three month periods ending March 31, 2023 and 2022, respectively. Material sources of revenue that are included in the scope of this topic include service charges on deposit accounts, other deposit related income, interchange income and investment and insurance commissions and are discussed in the following paragraphs. Generally these sources of revenue are earned at the time the service is delivered or over the course of a monthly period and do not result in any contract asset or liability balance at any given period end. As a result, there were no contract assets or liabilities recorded as of March 31, 2023 and December 31, 2022. Service charges on deposit accounts and other deposit related income : Revenues are earned on depository accounts for commercial and retail customers and include fees for transaction-based, account maintenance and overdraft services. Transaction-based fees, which includes services such as ATM use fees, stop payment charges and ACH fees are recognized at the time the transaction is executed as that is the time we fulfill our customer’s request. Account maintenance fees, which includes monthly maintenance services are earned over the course of a month representing the period over which the performance obligation is satisfied. Our obligation for overdraft services is satisfied at the time of the overdraft. Interchange income : Interchange income primarily includes debit card interchange and network revenues. Debit card interchange and network revenues are earned on debit card transactions conducted through payment networks such as MasterCard and Accel. Interchange income is recognized concurrently with the delivery of services on a daily basis. Interchange and network revenues are presented gross of interchange expenses, which are presented separately as a component of non-interest expense. Investment and insurance commissions : Investment and insurance commissions include fees and commissions from asset management, custody, recordkeeping, investment advisory and other services provided to our customers. Revenue is recognized on an accrual basis at the time the services are performed and generally based on either the market value of the assets managed or the services provided. We have an agent relationship with a third party provider of these services and net certain direct costs charged by the third party provider associated with providing these services to our customers. Net (gains) losses on other real estate and repossessed assets : We record a gain or loss from the sale of other real estate when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. If we were to finance the sale of other real estate to the buyer, we would assess whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction is probable. Once these criteria are met, the other real estate asset would be derecognized and the gain or loss on sale would be recorded upon the transfer of control of the property to the buyer. There were no other real estate properties sold during the three month periods ending March 31, 2023 and 2022 that were financed by us. Disaggregation of our revenue sources by attribute follows: Service Other Interchange Investment Total Three months ending March 31, 2023 (In thousands) Retail Overdraft fees $ 2,261 $ — $ — $ — $ 2,261 Account service charges 467 — — — 467 ATM fees — 329 — — 329 Other — 247 — — 247 Business Overdraft fees 129 — — — 129 ATM fees — 9 — — 9 Other — 91 — — 91 Interchange income — — 3,205 — 3,205 Asset management revenue — — — 442 442 Transaction based revenue — — — 385 385 Total $ 2,857 $ 676 $ 3,205 $ 827 $ 7,565 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 676 Investment and insurance commissions 827 Bank owned life insurance (1) 111 Other (1) 1,115 Total $ 2,729 (1) Excluded from the scope of ASC Topic 606. Service Other Interchange Investment Total Three months ending March 31, 2022 (In thousands) Retail Overdraft fees $ 2,506 $ — $ — $ — $ 2,506 Account service charges 321 — — — 321 ATM fees — 277 — — 277 Other — 251 — — 251 Business Overdraft fees 130 — — — 130 ATM fees — 7 — — 7 Other — 87 — — 87 Interchange income — — 3,082 — 3,082 Asset management revenue — — — 469 469 Transaction based revenue — — — 269 269 Total $ 2,957 $ 622 $ 3,082 $ 738 $ 7,399 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 622 Investment and insurance commissions 738 Bank owned life insurance (1) 138 Other (1) 865 Total $ 2,363 (1) Excluded from the scope of ASC Topic 606.

Leases

Leases	3 Months Ended
	Mar. 31, 2023
Leases [Abstract]
Leases	Leases We have entered into leases in the normal course of business primarily for office facilities, some of which include renewal options and escalation clauses. Certain leases also include both lease components (fixed payments including rent, taxes and insurance costs) and non-lease components (common area or other maintenance costs) which are accounted for as a single lease component as we have elected the practical expedient to group lease and non-lease components together for all leases. We have also elected not to recognize leases with original lease terms of 12 months or less (short-term leases) on our Condensed Consolidated Statements of Financial Condition. Most of our leases include one or more options to renew. The exercise of lease renewal options is typically at our sole discretion and are included in our right of use (“ROU”) assets and lease liabilities if they are reasonably certain of exercise. Leases are classified as operating or finance leases at the lease commencement date (we did not have any finance leases as of March 31, 2023). Lease expense for operating leases and short-term leases is recognized on a straight-line basis over the lease term. The ROU assets represent our right to use an underlying asset for the lease term and lease liabilities represent our obligation to make lease payments arising from the lease. ROU assets and lease liabilities are recognized at the lease commencement date based on the estimated present value of the lease payment over the lease term. As most of our leases do not provide an implicit rate, we use our incremental borrowing rate based on the information available at the lease commencement date in determining the present value of the lease payments. The cost components of our operating leases follows: Three Months Ended 2023 2022 (In thousands) Operating lease cost $ 362 $ 415 Variable lease cost 24 16 Short-term lease cost 22 18 Total $ 408 $ 449 Variable lease costs consist primarily of taxes, insurance, and common area or other maintenance costs for our leased facilities. Supplemental balance sheet information related to our operating leases follows: March 31, December 31, (Dollars in thousands) Lease right of use asset (1) $ 5,019 $ 5,544 Lease liabilities (2) $ 5,225 $ 5,769 Weighted average remaining lease term (years) 5.81 5.86 Weighted average discount rate 2.4 % 2.4 % (1) Included in Accrued income and other assets (2) Included in Accrued expenses and other liabilities Maturity analysis of our lease liabilities at March 31, 2023 based on required contractual payments follows: (In thousands) Nine months ending December 31, 2023 $ 1,065 2024 996 2025 940 2026 771 2027 606 2028 and thereafter 1,191 Total lease payments 5,569 Less imputed interest (344) Total $ 5,225

New Accounting Standards (Polic

New Accounting Standards (Policies)	3 Months Ended
	Mar. 31, 2023
Accounting Standards Update and Change in Accounting Principle [Abstract]
New Accounting Standards	In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting’’ and in December 2022 the FASB issued ASU 2022-06, "Reference Rate Reform (Topic 848), Deferral of the Sunset Date of Topic 848". These new ASUs provide temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination. Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. We have formed a cross-functional project team to lead this transition from LIBOR to a planned adoption of reference rates which could include Secured Overnight Financing Rate (“SOFR”), among others. We utilized the timeline guidance published by the Alternative Reference Rates Committee to develop and achieve internal milestones during this transitional period. We had discontinued the use of new LIBOR-based loans as of December 31, 2021, according to regulatory guidelines. We also discontinued the use of new LIBOR based interest rate derivatives as of December 31, 2021. The amended guidance under Topic 848 and our ability to elect its temporary optional expedients and exceptions are effective for us through December 31, 2024. We expect to adopt the LIBOR transition relief allowed under this standard. In March, 2022, the FASB issued ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructuring and Vintage Disclosures”. This ASU eliminates the troubled debt restructuring (“TDR”) accounting model for creditors that have already adopted Topic 326, which is commonly referred to as the current expected credit loss (“CECL”) model. In lieu of the TDR accounting model, creditors now will apply the general loan modification guidance in Subtopic 310-20 to all loan modifications, including modifications made for borrowers experiencing financial difficulty. Under the general loan modification guidance, a modification is treated as a new loan only if the terms of the new loan are at least as favorable to the lender as the terms for comparable loans to other customers with similar collection risks, and modifications to the terms of the original loan are more than minor. If either condition is not met, the modification is accounted for as the continuation of the old loan with any effect of the modification treated as a prospective adjustment to the loan’s effective interest rate. In addition, this ASU requires the disclosure of gross charge-offs recorded in the current period for financing receivables by origination year. For entities that have adopted Topic 326, ASU 2022-02 takes effect in reporting periods beginning after December 15, 2022, with early adoption permitted. The adoption of this ASU on January 1, 2023, did not have a material impact on our Condensed Consolidated Financial Statements.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	Securities available for sale (“AFS”) consist of the following: Amortized Unrealized Gains Losses Fair Value (In thousands) March 31, 2023 U.S. agency $ 12,230 $ 6 $ 708 $ 11,528 U.S. agency residential mortgage-backed 98,337 1 8,834 89,504 U.S. agency commercial mortgage-backed 14,848 — 1,310 13,538 Private label mortgage-backed 100,323 233 7,842 92,714 Other asset backed 180,591 — 4,547 176,044 Obligations of states and political subdivisions 346,480 90 41,984 304,586 Corporate 86,138 — 7,457 78,681 Trust preferred 980 — 49 931 Total $ 839,927 $ 330 $ 72,731 $ 767,526 December 31, 2022 U.S. agency $ 13,191 $ 10 $ 1,100 $ 12,101 U.S. agency residential mortgage-backed 100,700 19 10,261 90,458 U.S. agency commercial mortgage-backed 15,047 — 1,594 13,453 Private label mortgage-backed 102,196 245 8,596 93,845 Other asset backed 200,755 — 6,030 194,725 Obligations of states and political subdivisions 346,187 55 50,565 295,677 Corporate 87,308 — 9,151 78,157 Trust preferred 979 — 48 931 Total $ 866,363 $ 329 $ 87,345 $ 779,347
Debt Securities, Held-to-Maturity	Securities held to maturity (“HTM”) consist of the following: Carrying Transferred ACL Amortized Unrealized Fair Value Gains Losses (In thousands) March 31, 2023 U.S. agency $ 27,527 $ 1,804 $ — $ 29,331 $ — $ 4,299 $ 25,032 U.S. agency residential mortgage-backed 115,673 10,571 — 126,244 — 22,447 103,797 U.S. agency commercial mortgage-backed 4,766 214 — 4,980 — 445 4,535 Private label mortgage-backed 7,257 388 1 7,646 — 876 6,770 Obligations of states and political subdivisions 167,919 8,136 39 176,094 108 19,352 156,850 Corporate 45,491 1,051 116 46,658 — 5,151 41,507 Trust preferred 944 52 4 1,000 — 154 846 Total $ 369,577 $ 22,216 $ 160 $ 391,953 $ 108 $ 52,724 $ 339,337 December 31, 2022 U.S. agency $ 27,634 $ 1,839 $ — $ 29,473 $ — $ 5,066 $ 24,407 U.S. agency residential mortgage-backed 117,650 10,845 — 128,495 — 25,239 103,256 U.S. agency commercial mortgage-backed 4,798 228 — 5,026 — 596 4,430 Private label mortgage-backed 7,242 416 1 7,659 — 997 6,662 Obligations of states and political subdivisions 168,134 8,555 39 176,728 11 25,591 151,148 Corporate 48,418 1,130 123 49,671 — 5,156 44,515 Trust preferred 942 53 5 1,000 — — 1,000 Total $ 374,818 $ 23,066 $ 168 $ 398,052 $ 11 $ 62,645 $ 335,418 (1) Represents the remaining unrealized loss to be accreted on securities that were transferred from AFS to HTM on April 1, 2022.
Schedule of Unrealized Loss on Investments	Our investments' gross unrealized losses and fair values for securities AFS aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In thousands) March 31, 2023 U.S. agency $ 297 $ 1 $ 10,301 $ 707 $ 10,598 $ 708 U.S. agency residential mortgage-backed 9,117 117 80,149 8,717 89,266 8,834 U.S. agency commercial mortgage-backed — — 13,539 1,310 13,539 1,310 Private label mortgage-backed 1,995 198 90,199 7,644 92,194 7,842 Other asset backed 13,590 160 162,456 4,387 176,046 4,547 Obligations of states and political subdivisions 60 1 296,557 41,983 296,617 41,984 Corporate 11,240 183 67,441 7,274 78,681 7,457 Trust preferred — — 930 49 930 49 Total $ 36,299 $ 660 $ 721,572 $ 72,071 $ 757,871 $ 72,731 December 31, 2022 U.S. agency $ 8,244 $ 799 $ 2,587 $ 301 $ 10,831 $ 1,100 U.S. agency residential mortgage-backed 33,784 1,920 54,793 8,341 88,577 10,261 U.S. agency commercial mortgage-backed 1,609 73 11,844 1,521 13,453 1,594 Private label mortgage-backed 39,954 2,582 53,346 6,014 93,300 8,596 Other asset backed 110,859 2,657 83,802 3,373 194,661 6,030 Obligations of states and political subdivisions 56,455 10,216 231,705 40,349 288,160 50,565 Corporate 24,876 1,737 51,293 7,414 76,169 9,151 Trust preferred — — 931 48 931 48 Total $ 275,781 $ 19,984 $ 490,301 $ 67,361 $ 766,082 $ 87,345
Held-to-Maturity, Credit Quality	The carrying value of securities HTM aggregated by credit quality follow: Private Obligations Corporate Trust Carrying (In thousands) March 31, 2023 Credit rating: AAA $ 7,257 $ 37,428 $ — $ — $ 44,685 AA — 104,851 — — 104,851 A — 3,924 6,903 — 10,827 BBB — 1,163 35,685 — 36,848 Non-rated — 20,553 2,903 944 24,400 Total $ 7,257 $ 167,919 $ 45,491 $ 944 $ 221,611 December 31, 2022 Credit rating: AAA $ 7,242 $ 32,876 $ — $ — $ 40,118 AA — 110,033 — — 110,033 A — 3,917 6,900 — 10,817 BBB — 1,167 38,621 — 39,788 Non-rated — 20,141 2,897 942 23,980 Total $ 7,242 $ 168,134 $ 48,418 $ 942 $ 224,736
Held-to-Maturity, Allowance for Credit Losses	An analysis of the allowance for credit losses by security HTM type follows (1): Private Obligations Corporate Trust Total (In thousands) Three months ended March 31, 2023 Balance at beginning of period $ 1 $ 39 $ 123 $ 5 $ 168 Additions (deductions) Provision for credit losses — — 2,993 (1) 2,992 Recoveries credited to the allowance — — — — — Securities HTM charged against the allowance — — (3,000) — (3,000) Balance at end of period $ 1 $ 39 $ 116 $ 4 $ 160 (1) We had no securities HTM during the three month period ending March 31, 2022
Investments Classified by Contractual Maturity Date	The amortized cost and fair value of securities AFS and securities HTM at March 31, 2023, by contractual maturity, follow: Securities AFS Securities HTM Amortized Fair Amortized Fair (In thousands) Maturing within one year $ 9,999 $ 9,872 $ 5,873 $ 5,863 Maturing after one year but within five years 138,033 126,497 47,000 43,659 Maturing after five years but within ten years 88,054 77,115 111,535 98,275 Maturing after ten years 209,742 182,242 88,675 76,438 445,828 395,726 253,083 224,235 U.S. agency residential mortgage-backed 98,337 89,504 126,244 103,797 U.S. agency commercial mortgage-backed 14,848 13,538 4,980 4,535 Private label mortgage-backed 100,323 92,714 7,646 6,770 Other asset backed 180,591 176,044 — — Total $ 839,927 $ 767,526 $ 391,953 $ 339,337 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
Gains and Losses Realized on Sale of Securities Available for Sale	A summary of proceeds from the sale of securities AFS and gains and losses for the three month periods ending March 31, follows: Realized Proceeds Gains Losses (In thousands) 2023 $ 278 $ — $ 222 2022 4,395 70 —

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Financing Receivable, Current, Allowance for Credit Loss	An analysis of the ACL by portfolio segment for the three months ended March 31, follows: Commercial Mortgage Installment Subjective Total (In thousands) 2023 Balance at beginning of period $ 13,817 $ 21,633 $ 4,290 $ 12,695 $ 52,435 Additions (deductions) Provision for credit losses 648 (1,574) (61) 155 (832) Recoveries credited to the allowance 28 84 466 — 578 Loans charged against the allowance (960) (30) (641) — (1,631) Balance at end of period $ 13,533 $ 20,113 $ 4,054 $ 12,850 $ 50,550 2022 Balance at beginning of period $ 11,519 $ 19,221 $ 3,749 $ 12,763 $ 47,252 Additions (deductions) Provision for credit losses (852) (178) 149 (692) (1,573) Recoveries credited to the allowance 77 171 373 — 621 Loans charged against the allowance — (6) (667) — (673) Balance at end of period $ 10,744 $ 19,208 $ 3,604 $ 12,071 $ 45,627
Financing Receivable, Nonaccrual	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: Non- Non- Total 90+ and Total Non- (In thousands) March 31, 2023 Commercial Commercial and industrial (1) $ — $ 9 $ 9 $ — $ 9 Commercial real estate — — — — — Mortgage 1-4 family owner occupied - jumbo — — — — — 1-4 family owner occupied - non-jumbo (2) 729 1,502 2,231 — 2,231 1-4 family non-owner occupied 273 232 505 — 505 1-4 family - 2nd lien — 390 390 — 390 Resort lending 107 — 107 — 107 Installment Boat lending — 307 307 — 307 Recreational vehicle lending — 181 181 — 181 Other — 156 156 — 156 Total $ 1,109 $ 2,777 $ 3,886 $ — $ 3,886 Accrued interest excluded from total $ — $ — $ — $ — $ — December 31, 2022 Commercial Commercial and industrial (1) $ — $ 9 $ 9 $ — $ 9 Commercial real estate — — — — — Mortgage 1-4 family owner occupied - jumbo — — — — — 1-4 family owner occupied - non-jumbo (2) 1,077 852 1,929 — 1,929 1-4 family non-owner occupied 152 323 475 — 475 1-4 family - 2nd lien — 562 562 — 562 Resort lending 110 38 148 — 148 Installment Boat lending — 380 380 — 380 Recreational vehicle lending — 30 30 — 30 Other — 188 188 — 188 Total $ 1,339 $ 2,382 $ 3,721 $ — $ 3,721 Accrued interest excluded from total $ — $ — $ — $ — $ — (1) Non-performing commercial and industrial loans exclude $0.027 million and $0.029 million of government guaranteed loans at March 31, 2023 and December 31, 2022, respectively.
Amortized Cost of Collateral-dependent Loans by Class	The amortized cost of collateral-dependent loans by class follows: Collateral Type Allowance Real Other (In thousands) March 31, 2023 Commercial Commercial and industrial $ 3,606 $ 2,316 $ 210 Commercial real estate 276 — 43 Mortgage 1-4 family owner occupied - jumbo — — — 1-4 family owner occupied - non-jumbo 1,519 — 235 1-4 family non-owner occupied 461 — 171 1-4 family - 2nd lien 170 — 60 Resort lending 107 — — Installment Boat lending — 217 77 Recreational vehicle lending — 112 40 Other 6 92 35 Total $ 6,145 $ 2,737 $ 871 Accrued interest excluded from total $ 28 $ 31 December 31, 2022 Commercial Commercial and industrial $ 748 $ 1,309 $ 197 Commercial real estate 7,329 — 1,243 Mortgage 1-4 family owner occupied - jumbo — — — 1-4 family owner occupied - non-jumbo 1,721 — 229 1-4 family non-owner occupied 233 — 29 1-4 family - 2nd lien 368 — 203 Resort lending 148 — 14 Installment Boat lending — 297 101 Recreational vehicle lending — 30 11 Other 6 128 47 Total $ 10,553 $ 1,764 $ 2,074 Accrued interest excluded from total $ 40 $ 6
Aging Analysis of Loans by Class	An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total (In thousands) March 31, 2023 Commercial Commercial and industrial $ 110 $ — $ 283 $ 393 $ 738,894 $ 739,287 Commercial real estate — — — — 732,006 732,006 Mortgage 1-4 family owner occupied - jumbo — — — — 786,446 786,446 1-4 family owner occupied - non-jumbo 328 1,081 444 1,853 293,130 294,983 1-4 family non-owner occupied 82 124 179 385 180,478 180,863 1-4 family - 2nd lien 399 59 115 573 105,449 106,022 Resort lending — — 107 107 39,808 39,915 Installment Boat lending 303 — 217 520 256,724 257,244 Recreational vehicle lending 353 94 76 523 265,056 265,579 Other 184 150 84 418 107,046 107,464 Total $ 1,759 $ 1,508 $ 1,505 $ 4,772 $ 3,505,037 $ 3,509,809 Accrued interest excluded from total $ 17 $ 9 $ — $ 26 $ 10,120 $ 10,146 December 31, 2022 Commercial Commercial and industrial $ — $ — $ 38 $ 38 $ 732,425 $ 732,463 Commercial real estate — — — — 734,390 734,390 Mortgage 1-4 family owner occupied - jumbo — — — — 752,563 752,563 1-4 family owner occupied - non-jumbo 1,400 521 869 2,790 282,842 285,632 1-4 family non-owner occupied 61 93 200 354 182,746 183,100 1-4 family - 2nd lien 420 107 47 574 104,703 105,277 Resort lending 54 — 148 202 41,635 41,837 Installment Boat lending 528 14 295 837 252,128 252,965 Recreational vehicle lending 639 147 18 804 269,869 270,673 Other 215 46 123 384 106,068 106,452 Total $ 3,317 $ 928 $ 1,738 $ 5,983 $ 3,459,369 $ 3,465,352 Accrued interest excluded from total $ 27 $ 7 $ — $ 34 $ 9,975 $ 10,009
Loan Ratings by Loan Class	The following tables summarize loan ratings by loan class for our commercial portfolio loan segment at March 31, 2023 and December 31, 2022: Commercial Term Loans Amortized Cost Basis by Origination Year Revolving Total 2023 2022 2021 2020 2019 Prior (In thousands) March 31, 2023 Commercial and industrial Non-watch (1-6) $ 19,553 $ 158,050 $ 85,209 $ 53,898 $ 52,565 $ 113,924 $ 236,456 $ 719,655 Watch (7-8) 500 773 2,112 3,710 1,952 2,746 2,239 14,032 Substandard Accrual (9) — — 3,809 65 351 1,312 27 5,564 Non-Accrual (10-11) — — — — — 36 — 36 Total $ 20,053 $ 158,823 $ 91,130 $ 57,673 $ 54,868 $ 118,018 $ 238,722 $ 739,287 Accrued interest excluded from total $ 128 $ 333 $ 185 $ 141 $ 118 $ 370 $ 986 $ 2,261 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate Non-watch (1-6) $ 23,896 $ 179,315 $ 156,164 $ 33,558 $ 86,665 $ 208,035 $ 36,924 $ 724,557 Watch (7-8) — — — — 4,558 2,683 — 7,241 Substandard Accrual (9) — — — — 181 27 — 208 Non-Accrual (10-11) — — — — — — — — Total $ 23,896 $ 179,315 $ 156,164 $ 33,558 $ 91,404 $ 210,745 $ 36,924 $ 732,006 Accrued interest excluded from total $ 54 $ 498 $ 491 $ 98 $ 358 $ 681 $ 146 $ 2,326 Current period gross charge-offs $ — $ — $ — $ — $ 960 $ — $ — $ 960 Total Commercial Non-watch (1-6) $ 43,449 $ 337,365 $ 241,373 $ 87,456 $ 139,230 $ 321,959 $ 273,380 $ 1,444,212 Watch (7-8) 500 773 2,112 3,710 6,510 5,429 2,239 21,273 Substandard Accrual (9) — — 3,809 65 532 1,339 27 5,772 Non-Accrual (10-11) — — — — — 36 — 36 Total $ 43,949 $ 338,138 $ 247,294 $ 91,231 $ 146,272 $ 328,763 $ 275,646 $ 1,471,293 Accrued interest excluded from total $ 182 $ 831 $ 676 $ 239 $ 476 $ 1,051 $ 1,132 $ 4,587 Current period gross charge-offs $ — $ — $ — $ — $ 960 $ — $ — $ 960 Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) December 31, 2022 Commercial and industrial Non-watch (1-6) $ 157,561 $ 89,251 $ 58,292 $ 45,792 $ 30,715 $ 95,908 $ 237,906 $ 715,425 Watch (7-8) 680 4,539 781 1,690 105 4,474 2,793 15,062 Substandard Accrual (9) — 971 68 388 109 402 — 1,938 Non-Accrual (10-11) — — — — — 38 — 38 Total $ 158,241 $ 94,761 $ 59,141 $ 47,870 $ 30,929 $ 100,822 $ 240,699 $ 732,463 Accrued interest excluded from total $ 238 $ 178 $ 146 $ 105 $ 181 $ 308 $ 890 $ 2,046 Commercial real estate Non-watch (1-6) $ 170,238 $ 154,918 $ 38,062 $ 97,762 $ 56,580 $ 159,514 $ 42,030 $ 719,104 Watch (7-8) — 182 313 4,769 1,010 1,641 112 8,027 Substandard Accrual (9) — — — 181 2,014 5,064 — 7,259 Non-Accrual (10-11) — — — — — — — — Total $ 170,238 $ 155,100 $ 38,375 $ 102,712 $ 59,604 $ 166,219 $ 42,142 $ 734,390 Accrued interest excluded from total $ 609 $ 468 $ 88 $ 368 $ 206 $ 515 $ 109 $ 2,363 Total Commercial Non-watch (1-6) $ 327,799 $ 244,169 $ 96,354 $ 143,554 $ 87,295 $ 255,422 $ 279,936 $ 1,434,529 Watch (7-8) 680 4,721 1,094 6,459 1,115 6,115 2,905 23,089 Substandard Accrual (9) — 971 68 569 2,123 5,466 — 9,197 Non-Accrual (10-11) — — — — — 38 — 38 Total $ 328,479 $ 249,861 $ 97,516 $ 150,582 $ 90,533 $ 267,041 $ 282,841 $ 1,466,853 Accrued interest excluded from total $ 847 $ 646 $ 234 $ 473 $ 387 $ 823 $ 999 $ 4,409 For each of our mortgage and installment portfolio segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan portfolio segments at March 31, 2023 and December 31, 2022: Mortgage (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2023 2022 2021 2020 2018 Prior (In thousands) March 31, 2023 1-4 family owner occupied - jumbo 800 and above $ 2,430 $ 22,681 $ 55,204 $ 16,129 $ 9,119 $ 9,849 $ 639 $ 116,051 750-799 8,066 115,180 190,997 70,729 16,158 17,825 2,323 421,278 700-749 1,349 36,580 91,359 27,314 12,586 11,535 1,536 182,259 650-699 2,014 9,674 22,268 7,178 2,542 8,224 — 51,900 600-649 — 2,845 1,268 4,511 463 2,103 — 11,190 550-599 — 547 1,510 — — 467 — 2,524 500-549 — — — 557 — 687 — 1,244 Under 500 — — — — — — — — Unknown — — — — — — — — Total $ 13,859 $ 187,507 $ 362,606 $ 126,418 $ 40,868 $ 50,690 $ 4,498 $ 786,446 Accrued interest excluded from total $ 32 $ 495 $ 779 $ 293 $ 115 $ 165 $ 27 $ 1,906 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Mortgage (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2023 2022 2021 2020 2018 Prior (In thousands) March 31, 2023 - continued 1-4 family owner occupied - non-jumbo 800 and above $ 1,249 $ 2,883 $ 9,858 $ 5,497 $ 3,151 $ 8,239 $ 2,396 $ 33,273 750-799 4,589 40,092 24,364 14,210 5,531 21,599 9,192 119,577 700-749 1,955 21,924 12,660 7,864 4,079 24,649 3,743 76,874 650-699 1,653 10,970 5,025 2,653 3,144 12,260 1,071 36,776 600-649 376 555 1,321 1,822 421 7,225 99 11,819 550-599 — — 85 56 1,460 6,275 132 8,008 500-549 — — 75 844 181 4,595 114 5,809 Under 500 — — 206 761 472 1,408 — 2,847 Unknown — — — — — — — — Total $ 9,822 $ 76,424 $ 53,594 $ 33,707 $ 18,439 $ 86,250 $ 16,747 $ 294,983 Accrued interest excluded from total $ 37 $ 207 $ 118 $ 81 $ 54 $ 283 $ 103 $ 883 Current period gross charge-offs $ — $ — $ — $ — $ — $ 25 $ — $ 25 1-4 family non-owner occupied 800 and above $ 431 $ 3,310 $ 9,225 $ 4,208 $ 3,864 $ 6,022 $ 1,553 $ 28,613 750-799 7,031 20,418 35,506 11,927 5,737 14,167 3,928 98,714 700-749 311 7,913 11,786 5,466 1,239 7,843 1,641 36,199 650-699 — 978 2,470 3,776 189 4,546 504 12,463 600-649 — 951 138 — 107 1,925 203 3,324 550-599 — — — — 120 450 335 905 500-549 — — — — — 394 58 452 Under 500 — — — — — 193 — 193 Unknown — — — — — — — — Total $ 7,773 $ 33,570 $ 59,125 $ 25,377 $ 11,256 $ 35,540 $ 8,222 $ 180,863 Accrued interest excluded from total $ 2 $ 106 $ 159 $ 66 $ 32 $ 132 $ 55 $ 552 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — 1-4 family - 2nd lien 800 and above $ 22 $ 233 $ 439 $ 426 $ 261 $ 686 $ 7,399 $ 9,466 750-799 581 2,843 2,730 2,196 656 3,639 38,287 50,932 700-749 68 1,558 1,804 935 747 3,004 21,131 29,247 650-699 159 204 290 89 235 1,656 8,628 11,261 600-649 — — 99 257 191 945 2,057 3,549 550-599 — — — — — 492 237 729 500-549 — — — — 17 415 120 552 Under 500 — — — — 129 57 100 286 Unknown — — — — — — — — Total $ 830 $ 4,838 $ 5,362 $ 3,903 $ 2,236 $ 10,894 $ 77,959 $ 106,022 Accrued interest excluded from total $ — $ 14 $ 10 $ 8 $ 7 $ 40 $ 543 $ 622 Current period gross charge-offs $ — $ — $ — $ — $ — $ 5 $ — $ 5 Mortgage - continued (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2023 2022 2021 2020 2019 Prior (In thousands) March 31, 2023 - continued Resort lending 800 and above $ — $ — $ 425 $ — $ — $ 6,910 $ — $ 7,335 750-799 — 1,040 1,144 1,202 182 15,758 — 19,326 700-749 — — 628 113 — 6,111 — 6,852 650-699 — 107 — 52 — 5,088 — 5,247 600-649 — — — — — 882 — 882 550-599 — — — — — 29 — 29 500-549 — — — — — 137 — 137 Under 500 — — — — — 107 — 107 Unknown — — — — — — — — Total $ — $ 1,147 $ 2,197 $ 1,367 $ 182 $ 35,022 $ — $ 39,915 Accrued interest excluded from total $ — $ 5 $ 4 $ 3 $ 1 $ 118 $ — $ 131 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Total Mortgage 800 and above $ 4,132 $ 29,107 $ 75,151 $ 26,260 $ 16,395 $ 31,706 $ 11,987 $ 194,738 750-799 20,267 179,573 254,741 100,264 28,264 72,988 53,730 709,827 700-749 3,683 67,975 118,237 41,692 18,651 53,142 28,051 331,431 650-699 3,826 21,933 30,053 13,748 6,110 31,774 10,203 117,647 600-649 376 4,351 2,826 6,590 1,182 13,080 2,359 30,764 550-599 — 547 1,595 56 1,580 7,713 704 12,195 500-549 — — 75 1,401 198 6,228 292 8,194 Under 500 — — 206 761 601 1,765 100 3,433 Unknown — — — — — — — — Total $ 32,284 $ 303,486 $ 482,884 $ 190,772 $ 72,981 $ 218,396 $ 107,426 $ 1,408,229 Accrued interest excluded from total $ 71 $ 827 $ 1,070 $ 451 $ 209 $ 738 $ 728 $ 4,094 Current period gross charge-offs $ — $ — $ — $ — $ — $ 30 $ — $ 30 Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) December 31, 2022 1-4 family owner occupied - jumbo 800 and above $ 23,764 $ 54,637 $ 16,848 $ 9,211 $ 2,988 $ 6,946 $ 639 $ 115,033 750-799 97,269 189,653 71,555 16,091 1,828 16,140 683 393,219 700-749 34,158 91,189 28,701 12,666 2,775 8,852 1,536 179,877 650-699 10,905 20,743 7,216 2,554 4,250 4,020 827 50,515 600-649 1,712 1,275 4,534 464 — 2,150 — 10,135 550-599 549 1,516 — — 469 — — 2,534 500-549 — — 561 — — 689 — 1,250 Under 500 — — — — — — — — Unknown — — — — — — — — Total $ 168,357 $ 359,013 $ 129,415 $ 40,986 $ 12,310 $ 38,797 $ 3,685 $ 752,563 Accrued interest excluded from total $ 506 $ 773 $ 315 $ 108 $ 44 $ 127 $ 19 $ 1,892 1-4 family owner occupied - non-jumbo 800 and above $ 8,894 $ 10,498 $ 5,558 $ 3,220 $ 2,074 $ 6,074 $ 1,680 $ 37,998 750-799 33,833 26,239 13,956 6,018 4,501 18,009 9,936 112,492 700-749 17,629 13,526 7,626 3,938 3,263 22,506 3,509 71,997 650-699 7,983 5,124 2,679 3,270 1,992 10,893 983 32,924 600-649 1,539 1,226 1,836 423 1,035 7,044 99 13,202 550-599 — — 56 1,472 938 5,481 132 8,079 500-549 — 76 850 341 570 4,142 115 6,094 Under 500 — 207 764 475 285 1,115 — 2,846 Unknown — — — — — — — — Total $ 69,878 $ 56,896 $ 33,325 $ 19,157 $ 14,658 $ 75,264 $ 16,454 $ 285,632 Accrued interest excluded from total $ 283 $ 123 $ 78 $ 58 $ 58 $ 242 $ 111 $ 953 Mortgage - continued (1) Term Loans Amortized Cost Basis by Origination Year Revolving Total 2022 2021 2020 2019 2018 Prior (In thousands) December 31, 2022 - (continued) 1-4 family non-owner occupied 800 and above $ 4,329 $ 9,308 $ 5,178 $ 4,147 $ 752 $ 5,842 $ 1,683 $ 31,239 750-799 22,171 36,363 12,242 6,103 2,549 12,257 4,132 95,817 700-749 8,739 12,423 5,507 1,335 1,198 6,825 1,930 37,957 650-699 1,476 2,489 3,798 190 292 4,350 550 13,145 600-649 954 139 — 107 491 1,475 203 3,369 550-599 — — — 121 54 404 335 914 500-549 — — — — — 402 60 462 Under 500 — — — — — 197 — 197 Unknown — — — — — — — — Total $ 37,669 $ 60,722 $ 26,725 $ 12,003 $ 5,336 $ 31,752 $ 8,893 $ 183,100 Accrued interest excluded from total $ 106 $ 161 $ 69 $ 36 $ 21 $ 108 $ 57 $ 558 1-4 family - 2nd lien 800 and above $ 238 $ 282 $ 454 $ 267 $ 200 $ 503 $ 8,000 $ 9,944 750-799 2,109 2,749 2,334 665 333 3,597 38,346 50,133 700-749 1,495 1,820 931 759 459 2,649 20,981 29,094 650-699 192 292 90 237 275 1,496 8,188 10,770 600-649 20 99 258 192 23 974 2,040 3,606 550-599 130 — — — 132 395 228 885 500-549 — — — 18 — 418 122 558 Under 500 — — — 129 3 55 100 287 Unknown — — — — — — — — Total $ 4,184 $ 5,242 $ 4,067 $ 2,267 $ 1,425 $ 10,087 $ 78,005 $ 105,277 Accrued interest excluded from total $ 11 $ 11 $ 8 $ 7 $ 4 $ 36 $ 511 $ 588 Resort lending 800 and above $ — $ 429 $ — $ — $ 268 $ 7,031 $ — $ 7,728 750-799 1,045 1,272 1,211 183 616 15,815 — 20,142 700-749 85 651 114 — — 6,331 — 7,181 650-699 107 — 53 — — 5,413 — 5,573 600-649 — — — — — 895 — 895 550-599 — — — — — 68 — 68 500-549 — — — — — 140 — 140 Under 500 — — — — — 110 — 110 Unknown — — — — — — — — Total $ 1,237 $ 2,352 $ 1,378 $ 183 $ 884 $ 35,803 $ — $ 41,837 Accrued interest excluded from total $ 4 $ 4 $ 3 $ — $ 3 $ 111 $ — $ 125 Total Mortgage 800 and above $ 37,225 $ 75,154 $ 28,038 $ 16,845 $ 6,282 $ 26,396 $ 12,002 $ 201,942 750-799 156,427 256,276 101,298 29,060 9,827 65,818 53,097 671,803 700-749 62,106 119,609 42,879 18,698 7,695 47,163 27,956 326,106 650-699 20,663 28,648 13,836 6,251 6,809 26,172 10,548 112,927 600-649 4,225 2,739 6,628 1,186 1,549 12,538 2,342 31,207 550-599 679 1,516 56 1,593 1,593 6,348 695 12,480 500-549 — 76 1,411 359 570 5,791 297 8,504 Under 500 — 207 764 604 288 1,477 100 3,440 Unknown — — — — — — — — Total $ 281,325 $ 484,225 $ 194,910 $ 74,596 $ 34,613 $ 191,703 $ 107,037 $ 1,368,409 Accrued interest excluded from total $ 910 $ 1,072 $ 473 $ 209 $ 130 $ 624 $ 698 $ 4,116 (1) Credit scores have been updated within the last twelve months. Installment (1) Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Total (In thousands) March 31, 2023 Boat lending 800 and above $ 2,601 $ 7,806 $ 8,379 $ 4,140 $ 4,760 $ 9,061 $ 36,747 750-799 9,174 42,845 36,050 19,487 15,723 25,679 148,958 700-749 2,307 14,815 13,361 7,059 5,649 10,011 53,202 650-699 703 3,890 3,974 1,374 1,241 3,088 14,270 600-649 — 653 1,033 146 222 823 2,877 550-599 — 22 192 16 51 466 747 500-549 — 118 56 62 42 120 398 Under 500 — — — — — 45 45 Unknown — — — — — — — Total $ 14,785 $ 70,149 $ 63,045 $ 32,284 $ 27,688 $ 49,293 $ 257,244 Accrued interest excluded from total $ 50 $ 162 $ 136 $ 76 $ 65 $ 108 $ 597 Current period gross charge-offs $ — $ 28 $ — $ — $ — $ 1 $ 29 Recreational vehicle lending 800 and above $ 1,068 $ 8,981 $ 10,345 $ 4,279 $ 4,583 $ 7,230 $ 36,486 750-799 3,910 50,019 48,016 15,319 11,255 15,671 144,190 700-749 1,675 22,525 23,499 7,313 4,258 4,874 64,144 650-699 159 4,905 6,284 1,469 1,308 1,518 15,643 600-649 — 782 1,431 365 370 484 3,432 550-599 — 105 355 97 178 307 1,042 500-549 — — 290 109 46 72 517 Under 500 — — 83 7 21 14 125 Unknown — — — — — — — Total $ 6,812 $ 87,317 $ 90,303 $ 28,958 $ 22,019 $ 30,170 $ 265,579 Accrued interest excluded from total $ 22 $ 211 $ 207 $ 66 $ 52 $ 66 $ 624 Current period gross charge-offs $ — $ 10 $ 114 $ 20 $ 19 $ — $ 163 Other 800 and above $ 1,203 $ 1,837 $ 1,505 $ 1,240 $ 843 $ 993 $ 7,621 750-799 3,808 14,304 9,186 4,843 2,932 5,043 40,116 700-749 2,939 9,308 6,806 3,110 1,584 3,521 27,268 650-699 568 22,395 2,546 954 506 1,555 28,524 600-649 43 616 565 117 200 627 2,168 550-599 — 117 59 137 47 205 565 500-549 1 61 190 21 60 96 429 Under 500 — 6 50 19 25 34 134 Unknown 639 — — — — — 639 Total $ 9,201 $ 48,644 $ 20,907 $ 10,441 $ 6,197 $ 12,074 $ 107,464 Accrued interest excluded from total $ 29 $ 74 $ 42 $ 22 $ 17 $ 60 $ 244 Current period gross charge-offs $ 387 $ — $ — $ — $ — $ 62 $ 449 Installment (1) Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 1905 Prior Total (In thousands) March 31, 2023 - continued Total installment 800 and above $ 4,872 $ 18,624 $ 20,229 $ 9,659 $ 10,186 $ 17,284 $ 80,854 750-799 16,892 107,168 93,252 39,649 29,910 46,393 333,264 700-749 6,921 46,648 43,666 17,482 11,491 18,406 144,614 650-699 1,430 31,190 12,804 3,797 3,055 6,161 58,437 600-649 43 2,051 3,029 628 792 1,934 8,477 550-599 — 244 606 250 276 978 2,354 500-549 1 179 536 192 148 288 1,344 Under 500 — 6 133 26 46 93 304 Unknown 639 — — — — — 639 Total $ 30,798 $ 206,110 $ 174,255 $ 71,683 $ 55,904 $ 91,537 $ 630,287 Accrued interest excluded from total $ 101 $ 447 $ 385 $ 164 $ 134 $ 234 $ 1,465 Current period gross charge-offs $ 387 $ 38 $ 114 $ 20 $ 19 $ 63 $ 641 Installment - continued (1) Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Total (In thousands) December 31, 2022 Boat lending 800 and above $ 7,901 $ 8,763 $ 4,391 $ 5,102 $ 3,612 $ 5,955 $ 35,724 750-799 44,498 37,531 20,179 16,506 12,814 14,504 146,032 700-749 15,390 13,704 7,281 5,848 4,357 6,132 52,712 650-699 3,933 4,135 1,498 1,290 1,032 2,213 14,101 600-649 661 1,043 149 286 200 670 3,009 550-599 22 195 16 53 203 274 763 500-549 277 57 62 43 106 30 575 Under 500 — — — — 26 23 49 Unknown — — — — — — — Total $ 72,682 $ 65,428 $ 33,576 $ 29,128 $ 22,350 $ 29,801 $ 252,965 Accrued interest excluded from total $ 171 $ 148 $ 84 $ 78 $ 52 $ 68 $ 601 Recreational vehicle lending 800 and above $ 9,327 $ 10,752 $ 4,524 $ 4,834 $ 3,416 $ 4,319 $ 37,172 750-799 51,555 49,949 16,175 11,920 8,990 7,818 146,407 700-749 23,143 24,945 7,680 4,459 2,279 2,939 65,445 650-699 5,013 6,516 1,598 1,361 727 904 16,119 600-649 793 1,608 374 446 232 268 3,721 550-599 107 381 129 202 234 87 1,140 500-549 — 293 111 61 59 15 539 Under 500 — 85 7 22 — 16 130 Unknown — — — — — — — Total $ 89,938 $ 94,529 $ 30,598 $ 23,305 $ 15,937 $ 16,366 $ 270,673 Accrued interest excluded from total $ 219 $ 227 $ 72 $ 58 $ 38 $ 34 $ 648 Other 800 and above $ 1,974 $ 1,647 $ 1,449 $ 942 $ 366 $ 731 $ 7,109 750-799 15,692 9,973 5,521 3,393 1,678 3,612 39,869 700-749 9,848 7,517 3,404 1,801 999 2,653 26,222 650-699 22,740 2,851 1,051 593 405 1,286 28,926 600-649 711 634 127 222 147 507 2,348 550-599 122 63 170 54 115 118 642 500-549 67 217 29 64 19 90 486 Under 500 6 52 22 28 13 28 149 Unknown 701 — — — — — 701 Total $ 51,861 $ 22,954 $ 11,773 $ 7,097 $ 3,742 $ 9,025 $ 106,452 Accrued interest excluded from total $ 84 $ 48 $ 25 $ 19 $ 10 $ 49 $ 235 Total installment 800 and above $ 19,202 $ 21,162 $ 10,364 $ 10,878 $ 7,394 $ 11,005 $ 80,005 750-799 111,745 97,453 41,875 31,819 23,482 25,934 332,308 700-749 48,381 46,166 18,365 12,108 7,635 11,724 144,379 650-699 31,686 13,502 4,147 3,244 2,164 4,403 59,146 600-649 2,165 3,285 650 954 579 1,445 9,078 550-599 251 639 315 309 552 479 2,545 500-549 344 567 202 168 184 135 1,600 Under 500 6 137 29 50 39 67 328 Unknown 701 — — — — — 701 Total $ 214,481 $ 182,911 $ 75,947 $ 59,530 $ 42,029 $ 55,192 $ 630,090 Accrued interest excluded from total $ 474 $ 423 $ 181 $ 155 $ 100 $ 151 $ 1,484 (1) Credit scores have been updated within the last twelve months.

Shareholders' Equity and Earn_2

Shareholders' Equity and Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2023
Stockholders' Equity Note [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	A reconciliation of basic and diluted net income per common share follows: Three Months Ended 2023 2022 (In thousands, except Net income $ 12,991 $ 17,967 Weighted average shares outstanding (1) 21,104 21,192 Stock units for deferred compensation plan for non-employee directors 150 128 Effect of stock options 21 56 Performance share units 22 22 Weighted average shares outstanding for calculation of diluted earnings per share 21,297 21,398 Net income per common share Basic (1) $ 0.62 $ 0.85 Diluted $ 0.61 $ 0.84 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments According to Type of Hedge Designation	Our derivative financial instruments according to the type of hedge in which they are designated follows: March 31, 2023 Notional Average Fair (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreement - commercial $ 6,310 6.1 $ 346 Pay-fixed interest rate swap agreements - securities available for sale 148,895 4.6 17,162 Pay-fixed interest rate swap agreements - installment 45,000 2.1 (344) Interest rate cap agreements - securities available for sale 40,970 5.1 692 Interest rate cap agreements - installment $ 35,000 6.9 $ 627 Total $ 276,175 4.6 $ 18,483 No hedge designation Rate-lock mortgage loan commitments $ 29,183 0.1 $ (373) Mandatory commitments to sell mortgage loans 47,054 0.1 (431) Pay-fixed interest rate swap agreements - commercial 285,114 6.1 11,489 Pay-variable interest rate swap agreements - commercial 285,114 6.1 (11,489) Pay-variable interest rate swap agreement 40,000 0.3 (18) Total $ 686,465 5.1 $ (822) December 31, 2022 Notional Average Fair (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreement - commercial $ 6,401 6.4 $ 447 Pay-fixed interest rate swap agreements - securities available for sale 148,895 4.8 19,906 Pay-fixed interest rate swap agreements - installment 25,000 2.0 77 Interest rate cap agreements - securities available for sale 40,970 5.3 931 Total $ 221,266 4.6 $ 21,361 No hedge designation Rate-lock mortgage loan commitments 19,918 0.1 (1,056) Mandatory commitments to sell mortgage loans 49,258 0.1 315 Pay-fixed interest rate swap agreements - commercial 279,005 6.0 17,063 Pay-variable interest rate swap agreements - commercial 279,005 6.0 (17,063) Total $ 627,186 5.3 $ (741)
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives March 31, December 31, March 31, December 31, Balance Fair Balance Fair Balance Fair Balance Fair (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ 17,508 Other assets $ 20,430 Other liabilities $ 344 Other liabilities $ — Interest rate cap agreements Other assets 1,319 Other assets 931 Other liabilities — Other liabilities — 18,827 21,361 344 — Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets — Other assets — Other liabilities 373 Other liabilities 1,056 Mandatory commitments to sell mortgage loans Other assets — Other assets 315 Other liabilities 431 Other liabilities — Pay-variable interest rate swap agreement Other assets — Other assets — Other liabilities 18 Other liabilities — Pay-fixed interest rate swap agreements - commercial Other assets 13,423 Other assets 17,567 Other liabilities 1,934 Other liabilities 504 Pay-variable interest rate swap agreements - commercial Other assets 1,934 Other assets 504 Other liabilities 13,423 Other liabilities 17,567 15,357 18,386 16,179 19,127 Total derivatives $ 34,184 $ 39,747 $ 16,523 $ 19,127
Derivative Instruments, Gain (Loss)	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Gain (loss) Recognized in Other Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Income into Income (Effective Portion) Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Gain (Loss) Three Month Three Month Location of Three Month 2023 2022 2023 2022 2023 2022 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreement - commercial Interest and fees on loans $ (101) $ 376 Pay-fixed interest rate swap agreement - securities available for sale Interest on securities available for sale - tax - exempt (2,744) 7,547 Pay-fixed interest rate swap agreement - Installment Interest and fees on loans (421) — Interest rate cap agreements - securities available for sale $ (572) $ — Interest on securities available for sale - tax - exempt $ (84) $ — Interest on securities available for sale - tax - exempt 51 — Interest rate cap agreements - installment 152 — Interest and fees on loans — — Interest and fees on loans (14) — Total $ (420) $ — $ (84) $ — $ (3,229) $ 7,923 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 683 $ (5,370) Mandatory commitments to sell mortgage loans Net gains on mortgage loans (746) 1,974 Pay-fixed interest rate swap agreements - commercial Interest income 5,574 9,577 Pay-variable interest rate swap agreements - commercial Interest income (5,574) (9,577) Interest rate swaption agreement Net gains on mortgage loans — (186) Pay-fixed interest rate swap agreements - mortgage Net gains on mortgage loans — 627 Pay-variable interest rate swap agreement Non-interest expense - other (18) — Interest rate cap agreements Interest expense — 222 Total $ (81) $ (2,733)

Goodwill and Other Intangibles

Goodwill and Other Intangibles (Tables)	3 Months Ended
	Mar. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Acquired Finite-Lived Intangible Assets by Major Class	The following table summarizes intangible assets, net of amortization: March 31, 2023 December 31, 2022 Gross Accumulated Gross Accumulated (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 9,501 $ 11,916 $ 9,365 Unamortized intangible assets - goodwill $ 28,300 $ 28,300
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense	A summary of estimated core deposits intangible amortization at March 31, 2023 follows: (In thousands) Nine months ending December 31, 2023 411 2024 516 2025 487 2026 460 2027 434 2028 and thereafter 107 Total $ 2,415

Share Based Compensation (Table

Share Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2023
Share-Based Payment Arrangement [Abstract]
Restricted Stock and Performance Stock Units Granted	A summary of restricted stock and performance stock units (“PSU”) granted pursuant to our long-term incentive plan follows: Three Months Ended 2023 2022 Restricted stock 71,346 56,287 PSU 18,790 19,748
Share-Based Payment Arrangement, Option, Activity	A summary of outstanding stock option grants and related transactions follows: Number of Average Weighted- Aggregated (In thousands) Outstanding at January 1, 2023 40,307 $ 8.32 Granted — — Exercised 15,500 6.42 Forfeited — — Expired — — Outstanding at March 31, 2023 24,807 $ 9.50 1.8 $ 207,728 Vested and expected to vest at March 31, 2023 24,807 $ 9.50 1.8 $ 207,728 Exercisable at March 31, 2023 24,807 $ 9.50 1.8 $ 207,728
Schedule of Nonvested Restricted Stock Units Activity	A summary of outstanding non-vested stock and related transactions follows: Number Weighted- Outstanding at January 1, 2023 246,136 $ 22.82 Granted 90,136 23.59 Vested (56,661) 22.80 Forfeited (2,566) 22.69 Outstanding at March 31, 2023 277,045 $ 23.07
Cash Proceeds Received and Tax Benefit from Share-Based Payment Awards	Certain information regarding options exercised during the periods follows: Three Months Ended 2023 2022 (In thousands) Intrinsic value $ 223 $ 313 Cash proceeds received $ 100 $ 50 Tax benefit realized $ 47 $ 66

Regulatory Matters (Tables)

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2023
Regulatory Matters [Abstract]
Capital Amounts and Ratios	Our actual capital amounts and ratios follow (1): Actual Minimum for Minimum for Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) March 31, 2023 Total capital to risk-weighted assets Consolidated $ 542,176 13.80 % $ 314,237 8.00 % NA NA Independent Bank 486,461 12.40 313,901 8.00 $ 392,377 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 453,041 11.53 % $ 235,678 6.00 % NA NA Independent Bank 437,377 11.15 235,426 6.00 $ 313,901 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 414,588 10.55 % $ 176,758 4.50 % NA NA Independent Bank 437,377 11.15 176,569 4.50 $ 255,045 6.50 % Tier 1 capital to average assets Consolidated $ 453,041 8.92 % $ 203,233 4.00 % NA NA Independent Bank 437,377 8.61 203,239 4.00 $ 254,048 5.00 % December 31, 2022 Total capital to risk-weighted assets Consolidated $ 536,549 13.62 % $ 315,059 8.00 % NA NA Independent Bank 480,886 12.22 314,733 8.00 $ 393,416 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 447,299 11.36 % $ 236,294 6.00 % NA NA Independent Bank 431,685 10.97 236,049 6.00 $ 314,733 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 408,863 10.38 % $ 177,221 4.50 % NA NA Independent Bank 431,685 10.97 177,037 4.50 $ 255,720 6.50 % Tier 1 capital to average assets Consolidated $ 447,299 8.86 % $ 201,875 4.00 % NA NA Independent Bank 431,685 8.56 201,820 4.00 $ 252,275 5.00 % _______________________________________ (1) These ratios do not reflect a capital conservation buffer of 2.50% at March 31, 2023 and December 31, 2022. NA - Not applicable
Regulatory Capital	The components of our regulatory capital are as follows: Consolidated Independent Bank March 31, December 31, March 31, December 31, (In thousands) Total shareholders' equity $ 367,714 $ 347,596 $ 390,503 $ 370,418 Add (deduct) Accumulated other comprehensive income (loss) for regulatory purposes 75,013 86,966 75,013 86,966 Goodwill and other intangibles (30,715) (30,851) (30,715) (30,851) CECL (1) 2,576 5,152 2,576 5,152 Common equity tier 1 capital 414,588 408,863 437,377 431,685 Qualifying trust preferred securities 38,453 38,436 — — Tier 1 capital 453,041 447,299 437,377 431,685 Subordinated debt 40,000 40,000 — — Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 49,135 49,250 49,084 49,201 Total risk-based capital $ 542,176 $ 536,549 $ 486,461 $ 480,886 (1) We elected the three

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements, Recurring and Nonrecurring	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Quoted Significant Significant (In thousands) March 31, 2023: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 11,528 $ — $ 11,528 $ — U.S. agency residential mortgage-backed 89,504 — 89,504 — U.S. agency commercial mortgage-backed 13,538 — 13,538 — Private label mortgage-backed 92,714 — 92,714 — Other asset backed 176,044 — 176,044 — Obligations of states and political subdivisions 304,586 — 304,586 — Corporate 78,681 — 78,681 — Trust preferred 931 — 931 — Loans held for sale, carried at fair value 16,935 — 16,935 — Capitalized mortgage loan servicing rights 41,923 — — 41,923 Derivatives (1) 34,184 — 34,184 — Liabilities Derivatives (2) 16,523 — 16,523 — Measured at Fair Value on a Non-recurring Basis: Assets Collateral dependent loans (3) Commercial Commercial and industrial 88 — — 88 Commercial real estate 53 — — 53 Mortgage 1-4 family owner occupied - non-jumbo 555 — — 555 1-4 family non-owner occupied 17 — — 17 1-4 family - 2nd lien 110 — — 110 Resort lending — — — — Installment Boat lending 140 — — 140 Recreational vehicle lending 72 — — 72 Other 63 — — 63 _________________________________ (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes individually evaluated loans with specific loss allocations based on collateral value. Fair Value Measurements Using Fair Value Quoted Significant Significant (In thousands) December 31, 2022: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 12,101 $ — $ 12,101 $ — U.S. agency residential mortgage-backed 90,458 — 90,458 — U.S. agency commercial mortgage-backed 13,453 — 13,453 — Private label mortgage-backed 93,845 — 93,845 — Other asset backed 194,725 — 194,725 — Obligations of states and political subdivisions 295,677 — 295,677 — Corporate 78,157 — 78,157 — Trust preferred 931 — 931 — Loans held for sale, carried at fair value 26,518 — 26,518 — Capitalized mortgage loan servicing rights 42,489 — — 42,489 Derivatives (1) 39,747 — 39,747 — Liabilities Derivatives (2) 19,127 — 19,127 — Measured at Fair Value on a Non-recurring Basis: Assets Loans held for sale, carried at the lower of cost or fair value 20,367 20,367 — — Collateral dependent loans (3) Commercial Commercial and industrial 138 — — 138 Commercial real estate 1,068 — — 1,068 Mortgage 1-4 family owner occupied - non-jumbo 415 — — 415 1-4 family non-owner occupied 52 — — 52 1-4 family - 2nd lien 165 — — 165 Resort lending 25 — — 25 Installment Boat lending 196 — — 196 Recreational vehicle lending 19 — — 19 Other 87 — — 87 _________________________________ (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value.
Fair Value Option, Disclosures	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Three Net Gains Mortgage Total Mortgage (In thousands) 2023 Loans held for sale $ 1,597 $ — $ 1,597 Capitalized mortgage loan servicing rights — (1,496) (1,496) 2022 Loans held for sale (1,816) — (1,816) Capitalized mortgage loan servicing rights — 7,558 7,558
Reconciliation for all Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)	A reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended 2023 2022 (In thousands) Beginning balance $ 42,489 $ 26,232 Total gains (losses) realized and unrealized: Included in results of operations (1,496) 7,558 Included in other comprehensive loss — — Purchases, issuances, settlements, maturities and calls 930 2,143 Transfers in and/or out of Level 3 — — Ending balance $ 41,923 $ 35,933 Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31 $ (1,496) $ 7,558
Fair Value Measurement Inputs and Valuation Techniques (Level 3)	Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Valuation Unobservable Range Weighted (In thousands) March 31, 2023 Capitalized mortgage loan servicing rights $ 41,923 Present value of net servicing revenue Discount rate 10.00% to 13.20% 10.13 % Cost to service $66 to $317 $ 77 Ancillary income 20 to 35 21 Float rate 3.63 % 3.63 % Prepayment rate 6.58% to 32.87% 8.18 % December 31, 2022 Capitalized mortgage loan servicing rights $ 42,489 Present value of net servicing revenue Discount rate 10.00% to 13.23% 10.12 % Cost to service $66 to $150 $ 78 Ancillary income 20 to 35 21 Float rate 4.03 % 4.03 % Prepayment rate 7.03% to 30.40% 7.97% Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Valuation Unobservable Range Weighted (In thousands) March 31, 2023 Collateral dependent loans Commercial $ 141 Sales comparison approach Adjustment for differences between comparable sales 0.0% to 0.0% 0.0 % Mortgage and Installment(1) 957 Sales comparison approach Adjustment for differences between comparable sales (73.3) to 65.2 15.9 December 31, 2022 Collateral dependent loans Commercial $ 1,206 Sales comparison approach Adjustment for differences between comparable sales (41.7)% to 20.0% (0.4) % Mortgage and Installment(1) 959 Sales comparison approach Adjustment for differences between comparable sales (73.3) to 65.2 (5.3) (1) In addition to the valuation techniques and unobservable inputs discussed above, at March 31, 2023 and December 31, 2022 certain collateral dependent installment loans totaling approximately $0.28 million and $0.30 million, respectively, are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides.
Aggregate Fair Value and Aggregate Remaining Contractual Principal Balance for Loans Held for Sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Difference Contractual (In thousands) Loans held for sale March 31, 2023 $ 16,935 $ (745) $ 17,680 December 31, 2022 26,518 (2,342) 28,860

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2023
Fair Values of Financial Instruments [Abstract]
Estimated Recorded Book Balances and Fair Values	The estimated recorded book balances and fair values follow: Fair Value Using Recorded Fair Value Quoted Significant Significant (In thousands) March 31, 2023 Assets Cash and due from banks $ 47,823 $ 47,823 $ 47,823 $ — $ — Interest bearing deposits 179,196 179,196 179,196 — — Securities available for sale 767,526 767,526 — 767,526 — Securities held to maturity 369,577 339,337 — 339,337 — Federal Home Loan Bank and Federal Reserve Bank Stock 17,653 NA NA NA NA Net loans and loans held for sale 3,476,194 3,155,940 — 16,935 3,139,005 Accrued interest receivable 16,615 16,615 212 6,257 10,146 Derivative financial instruments 34,184 34,184 — 34,184 — Liabilities Deposits with no stated maturity (1) $ 3,783,354 $ 3,783,354 $ 3,783,354 $ — $ — Deposits with stated maturity (1) 761,395 754,881 — 754,881 — Other borrowings 50,029 50,019 — 50,019 — Subordinated debt 39,452 39,705 — 39,705 — Subordinated debentures 39,677 32,695 — 32,695 — Accrued interest payable 4,085 4,085 486 3,599 — Derivative financial instruments 16,523 16,523 — 16,523 — December 31, 2022 Assets Cash and due from banks $ 70,180 $ 70,180 $ 70,180 $ — $ — Interest bearing deposits 4,191 4,191 4,191 — — Securities available for sale 779,347 779,347 — 779,347 — Federal Home Loan Bank and Federal Reserve Bank Stock 17,653 NA NA NA NA Net loans and loans held for sale 3,459,802 3,185,518 20,367 26,518 3,138,633 Accrued interest receivable 16,513 16,513 1 6,503 10,009 Derivative financial instruments 39,747 39,747 — 39,747 — Liabilities Deposits with no stated maturity (1) $ 3,798,848 $ 3,798,848 $ 3,798,848 $ — $ — Deposits with stated maturity (1) 580,221 573,739 — 573,739 — Other borrowings 86,006 86,006 — 86,006 — Subordinated debt 39,433 41,058 — 41,058 — Subordinated debentures 39,660 38,982 — 38,982 — Accrued interest payable 2,287 2,287 415 1,872 — Derivative financial instruments 19,127 19,127 — 19,127 — (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $615.860 million and $555.781 million at March 31, 2023 and December 31, 2022, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $69.598 million and $46.794 million at March 31, 2023 and December 31, 2022, respectively.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) ("AOCIL") (Tables)	3 Months Ended
	Mar. 31, 2023
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	A summary of changes in AOCIL follows: Unrealized Unrealized Dispropor- Unrealized Losses on Derivative Instruments Total (In thousands) For the three months ended March 31, 2023 Balances at beginning of period $ (68,742) $ (18,223) $ (5,798) $ — $ (92,763) Other comprehensive income (loss) before reclassifications 11,370 672 — (331) 11,711 Amounts reclassified from AOCIL 175 — — 66 241 Net current period other comprehensive income (loss) 11,545 672 — (265) 11,952 Balances at end of period $ (57,197) $ (17,551) $ (5,798) $ (265) $ (80,811) 2022 Balances at beginning of period $ 6,299 $ — $ (5,798) $ — $ 501 Other comprehensive loss before reclassifications (54,860) — — — (54,860) Amounts reclassified from AOCIL (55) — — — (55) Net current period other comprehensive loss (54,915) — — — (54,915) Balances at end of period $ (48,616) $ — $ (5,798) $ — $ (54,414) (1) Represents the remaining unrealized loss to be accreted on securities that were transferred from AFS to HTM on April 1, 2022.
Reclassifications Out of Each Component of AOCIL	A summary of reclassifications out of each component of AOCIL for the three months ended March 31 follows: AOCIL Component Amount Affected Line Item in Condensed (In thousands) 2023 Unrealized gains (losses) on securities available for sale $ (222) Net gains (losses) on securities available for sale (47) Income tax expense $ (175) Reclassifications, net of tax Unrealized losses on derivative instruments $ 84 Interest income 18 Income tax expense $ 66 Reclassifications, net of tax $ (241) Total reclassifications for the period, net of tax 2022 Unrealized gains (losses) on securities available for sale $ 70 Net gains (losses) on securities available for sale 15 Income tax expense $ 55 Reclassifications, net of tax

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	3 Months Ended
	Mar. 31, 2023
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue	Disaggregation of our revenue sources by attribute follows: Service Other Interchange Investment Total Three months ending March 31, 2023 (In thousands) Retail Overdraft fees $ 2,261 $ — $ — $ — $ 2,261 Account service charges 467 — — — 467 ATM fees — 329 — — 329 Other — 247 — — 247 Business Overdraft fees 129 — — — 129 ATM fees — 9 — — 9 Other — 91 — — 91 Interchange income — — 3,205 — 3,205 Asset management revenue — — — 442 442 Transaction based revenue — — — 385 385 Total $ 2,857 $ 676 $ 3,205 $ 827 $ 7,565 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 676 Investment and insurance commissions 827 Bank owned life insurance (1) 111 Other (1) 1,115 Total $ 2,729 (1) Excluded from the scope of ASC Topic 606. Service Other Interchange Investment Total Three months ending March 31, 2022 (In thousands) Retail Overdraft fees $ 2,506 $ — $ — $ — $ 2,506 Account service charges 321 — — — 321 ATM fees — 277 — — 277 Other — 251 — — 251 Business Overdraft fees 130 — — — 130 ATM fees — 7 — — 7 Other — 87 — — 87 Interchange income — — 3,082 — 3,082 Asset management revenue — — — 469 469 Transaction based revenue — — — 269 269 Total $ 2,957 $ 622 $ 3,082 $ 738 $ 7,399 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 622 Investment and insurance commissions 738 Bank owned life insurance (1) 138 Other (1) 865 Total $ 2,363 (1) Excluded from the scope of ASC Topic 606.

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2023
Leases [Abstract]
Lease, Cost	The cost components of our operating leases follows: Three Months Ended 2023 2022 (In thousands) Operating lease cost $ 362 $ 415 Variable lease cost 24 16 Short-term lease cost 22 18 Total $ 408 $ 449
Supplemental Balance Sheet Information Related to Operating Leases	Supplemental balance sheet information related to our operating leases follows: March 31, December 31, (Dollars in thousands) Lease right of use asset (1) $ 5,019 $ 5,544 Lease liabilities (2) $ 5,225 $ 5,769 Weighted average remaining lease term (years) 5.81 5.86 Weighted average discount rate 2.4 % 2.4 % (1) Included in Accrued income and other assets (2) Included in Accrued expenses and other liabilities
Lessee, Operating Lease, Liability, Maturity	Maturity analysis of our lease liabilities at March 31, 2023 based on required contractual payments follows: (In thousands) Nine months ending December 31, 2023 $ 1,065 2024 996 2025 940 2026 771 2027 606 2028 and thereafter 1,191 Total lease payments 5,569 Less imputed interest (344) Total $ 5,225

Securities - Securities Availab

Securities - Securities Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	$ 839,927	$ 866,363
Unrealized gains	330	329
Unrealized losses	72,731	87,345
Fair Value	767,526	779,347
U.S. agency
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	12,230	13,191
Unrealized gains	6	10
Unrealized losses	708	1,100
Fair Value	11,528	12,101
U.S. agency residential mortgage-backed
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	98,337	100,700
Unrealized gains	1	19
Unrealized losses	8,834	10,261
Fair Value	89,504	90,458
U.S. agency commercial mortgage-backed
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	14,848	15,047
Unrealized gains	0	0
Unrealized losses	1,310	1,594
Fair Value	13,538	13,453
Private label mortgage-backed
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	100,323	102,196
Unrealized gains	233	245
Unrealized losses	7,842	8,596
Fair Value	92,714	93,845
Other asset backed
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	180,591	200,755
Unrealized gains	0	0
Unrealized losses	4,547	6,030
Fair Value	176,044	194,725
Obligations of states and political subdivisions
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	346,480	346,187
Unrealized gains	90	55
Unrealized losses	41,984	50,565
Fair Value	304,586	295,677
Corporate
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	86,138	87,308
Unrealized gains	0	0
Unrealized losses	7,457	9,151
Fair Value	78,681	78,157
Trust preferred
Debt Securities, Available-for-Sale [Abstract]
Total securities available-for-sale, amortized cost	980	979
Unrealized gains	0	0
Unrealized losses	49	48
Fair Value	$ 931	$ 931

Securities - Securities Held to

Securities - Securities Held to Maturity (Details) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Securities held to maturity	$ 369,577,000	$ 374,818,000
Debt securities, held-to-maturity, transferred unrealized loss	22,216,000	23,066,000
Debt securities, held-to-maturity, allowance for credit loss	160,000	168,000
Total securities held-to-maturity, amortized cost	391,953,000	398,052,000
Debt securities, held-to-maturity, unrealized gains	108,000	11,000
Debt securities, held-to-maturity, unrealized losses	52,724,000	62,645,000
Debt securities, held-to-maturity, fair value	339,337,000	335,418,000
U.S. agency
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Securities held to maturity	27,527,000	27,634,000
Debt securities, held-to-maturity, transferred unrealized loss	1,804,000	1,839,000
Debt securities, held-to-maturity, allowance for credit loss	0	0
Total securities held-to-maturity, amortized cost	29,331,000	29,473,000
Debt securities, held-to-maturity, unrealized gains	0	0
Debt securities, held-to-maturity, unrealized losses	4,299,000	5,066,000
Debt securities, held-to-maturity, fair value	25,032,000	24,407,000
U.S. agency residential mortgage-backed
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Securities held to maturity	115,673,000	117,650,000
Debt securities, held-to-maturity, transferred unrealized loss	10,571,000	10,845,000
Debt securities, held-to-maturity, allowance for credit loss	0	0
Total securities held-to-maturity, amortized cost	126,244,000	128,495,000
Debt securities, held-to-maturity, unrealized gains	0	0
Debt securities, held-to-maturity, unrealized losses	22,447,000	25,239,000
Debt securities, held-to-maturity, fair value	103,797,000	103,256,000
U.S. agency commercial mortgage-backed
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Securities held to maturity	4,766,000	4,798,000
Debt securities, held-to-maturity, transferred unrealized loss	214,000	228,000
Debt securities, held-to-maturity, allowance for credit loss	0	0
Total securities held-to-maturity, amortized cost	4,980,000	5,026,000
Debt securities, held-to-maturity, unrealized gains	0	0
Debt securities, held-to-maturity, unrealized losses	445,000	596,000
Debt securities, held-to-maturity, fair value	4,535,000	4,430,000
Private label mortgage-backed
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Securities held to maturity	7,257,000	7,242,000
Debt securities, held-to-maturity, transferred unrealized loss	388,000	416,000
Debt securities, held-to-maturity, allowance for credit loss	1,000	1,000
Total securities held-to-maturity, amortized cost	7,646,000	7,659,000
Debt securities, held-to-maturity, unrealized gains	0	0
Debt securities, held-to-maturity, unrealized losses	876,000	997,000
Debt securities, held-to-maturity, fair value	6,770,000	6,662,000
Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Securities held to maturity	167,919,000	168,134,000
Debt securities, held-to-maturity, transferred unrealized loss	8,136,000	8,555,000
Debt securities, held-to-maturity, allowance for credit loss	39,000	39,000
Total securities held-to-maturity, amortized cost	176,094,000	176,728,000
Debt securities, held-to-maturity, unrealized gains	108,000	11,000
Debt securities, held-to-maturity, unrealized losses	19,352,000	25,591,000
Debt securities, held-to-maturity, fair value	156,850,000	151,148,000
Corporate
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Securities held to maturity	45,491,000	48,418,000
Debt securities, held-to-maturity, transferred unrealized loss	1,051,000	1,130,000
Debt securities, held-to-maturity, allowance for credit loss	116,000	123,000
Total securities held-to-maturity, amortized cost	46,658,000	49,671,000
Debt securities, held-to-maturity, unrealized gains	0	0
Debt securities, held-to-maturity, unrealized losses	5,151,000	5,156,000
Debt securities, held-to-maturity, fair value	41,507,000	44,515,000
Trust preferred
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]
Securities held to maturity	944,000	942,000
Debt securities, held-to-maturity, transferred unrealized loss	52,000	53,000
Debt securities, held-to-maturity, allowance for credit loss	4,000	5,000
Total securities held-to-maturity, amortized cost	1,000,000	1,000,000
Debt securities, held-to-maturity, unrealized gains	0	0
Debt securities, held-to-maturity, unrealized losses	154,000	0
Debt securities, held-to-maturity, fair value	$ 846,000	$ 1,000,000

Securities - Narrative (Details

Securities - Narrative (Details)	3 Months Ended
	Mar. 31, 2023 USD ($) security	Dec. 31, 2022 USD ($)	Apr. 01, 2022 USD ($)	Mar. 31, 2022 USD ($)
Debt Securities, Available-for-Sale [Line Items]
Available for sale securities amortized cost transferred to held to maturity			$ 418,100,000
Available for sale securities unrealized loss transferred to held to maturity			$ 26,500,000
Debt securities, available-for-sale, allowance for credit loss	$ 0	$ 0		$ 0
Debt securities, available-for-sale, accrued interest receivable	4,200,000	4,700,000
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, accrued interest, after allowance for credit loss	2,000,000	1,800,000
Debt securities, held-to-maturity, allowance for credit loss	$ 160,000	168,000
Securities HTM, defaulted, number of securities | security	1
Securities HTM, provision for credit loss, period increase (decrease)	$ 3,000,000
Securities HTM charged against the allowance	$ 3,000,000
U.S. agency
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | security	30
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit loss	$ 0	0
U.S. agency residential mortgage-backed
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | security	188
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit loss	$ 0	0
U.S. agency commercial mortgage-backed
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | security	12
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit loss	$ 0	0
Private label mortgage-backed
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | security	90
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit loss	$ 1,000	1,000
Securities HTM charged against the allowance	$ 0
Other asset backed
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | security	133
Corporate
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | security	83
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit loss	$ 116,000	123,000
Securities HTM charged against the allowance	$ 3,000,000
Obligations of states and political subdivisions
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | security	335
Schedule of Held-to-Maturity Securities [Line Items]
Debt securities, held-to-maturity, allowance for credit loss	$ 39,000	$ 39,000
Securities HTM charged against the allowance	$ 0
Debt Security, Government, Non-US
Debt Securities, Available-for-Sale [Line Items]
Debt securities, available-for-sale, unrealized loss position, number of positions | security	1

Securities - Available for Sale

Securities - Available for Sale, Gross Unrealized Losses and Fair Values (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	$ 36,299	$ 275,781
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	660	19,984
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	721,572	490,301
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	72,071	67,361
Total, fair value	757,871	766,082
Total, unrealized losses	72,731	87,345
U.S. agency
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	297	8,244
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	1	799
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	10,301	2,587
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	707	301
Total, fair value	10,598	10,831
Total, unrealized losses	708	1,100
U.S. agency residential mortgage-backed
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	9,117	33,784
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	117	1,920
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	80,149	54,793
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	8,717	8,341
Total, fair value	89,266	88,577
Total, unrealized losses	8,834	10,261
U.S. agency commercial mortgage-backed
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	0	1,609
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	0	73
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	13,539	11,844
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	1,310	1,521
Total, fair value	13,539	13,453
Total, unrealized losses	1,310	1,594
Private label mortgage-backed
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	1,995	39,954
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	198	2,582
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	90,199	53,346
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	7,644	6,014
Total, fair value	92,194	93,300
Total, unrealized losses	7,842	8,596
Other asset backed
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	13,590	110,859
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	160	2,657
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	162,456	83,802
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	4,387	3,373
Total, fair value	176,046	194,661
Total, unrealized losses	4,547	6,030
Obligations of states and political subdivisions
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	60	56,455
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	1	10,216
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	296,557	231,705
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	41,983	40,349
Total, fair value	296,617	288,160
Total, unrealized losses	41,984	50,565
Corporate
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	11,240	24,876
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	183	1,737
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	67,441	51,293
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	7,274	7,414
Total, fair value	78,681	76,169
Total, unrealized losses	7,457	9,151
Trust preferred
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Debt securities, available-for-sale, continuous unrealized loss position, fair values, less than 12 months	0	0
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, less than 12 months	0	0
Debt securities, available-for-sale, continuous unrealized loss position, fair values, 12 months or longer	930	931
Debt securities, available-for-sale, continuous unrealized loss position, gross unrealized losses, 12 months or longer	49	48
Total, fair value	930	931
Total, unrealized losses	$ 49	$ 48

Securities - Held to Maturity,

Securities - Held to Maturity, Credit Quality (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	$ 369,577	$ 374,818
Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	7,257	7,242
Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	167,919	168,134
Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	45,491	48,418
Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	944	942
AAA
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	44,685	40,118
AAA | Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	7,257	7,242
AAA | Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	37,428	32,876
AAA | Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0	0
AAA | Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0	0
AA
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	104,851	110,033
AA | Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0	0
AA | Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	104,851	110,033
AA | Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0	0
AA | Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0	0
A
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	10,827	10,817
A | Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0	0
A | Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	3,924	3,917
A | Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	6,903	6,900
A | Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0	0
BBB
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	36,848	39,788
BBB | Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0	0
BBB | Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	1,163	1,167
BBB | Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	35,685	38,621
BBB | Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0	0
Non-rated
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	24,400	23,980
Non-rated | Private label mortgage-backed
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	0	0
Non-rated | Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	20,553	20,141
Non-rated | Corporate
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	2,903	2,897
Non-rated | Trust preferred
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	944	942
Credit Rated and Non-rated Securities HTM
Debt Securities, Held-to-Maturity, Fair Value to Amortized Cost, after Allowance for Credit Loss [Abstract]
Carrying value	$ 221,611	$ 224,736

Securities - Held-to-Maturity,

Securities - Held-to-Maturity, Allowance for Credit Losses (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 168
Debt securities, held-to-maturity, allowance for credit loss	160
Provision for credit losses	2,992
Recoveries credited to the allowance	0
Securities HTM charged against the allowance	(3,000)
Balance at end of period	160
Private label mortgage-backed
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	1
Debt securities, held-to-maturity, allowance for credit loss	1
Provision for credit losses	0
Recoveries credited to the allowance	0
Securities HTM charged against the allowance	0
Balance at end of period	1
Obligations of states and political subdivisions
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	39
Debt securities, held-to-maturity, allowance for credit loss	39
Provision for credit losses	0
Recoveries credited to the allowance	0
Securities HTM charged against the allowance	0
Balance at end of period	39
Corporate
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	123
Debt securities, held-to-maturity, allowance for credit loss	116
Provision for credit losses	2,993
Recoveries credited to the allowance	0
Securities HTM charged against the allowance	(3,000)
Balance at end of period	116
Trust preferred
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	5
Debt securities, held-to-maturity, allowance for credit loss	4
Provision for credit losses	(1)
Recoveries credited to the allowance	0
Securities HTM charged against the allowance	0
Balance at end of period	$ 4

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value Securities Available for Sale and Held to Maturity Contractual Maturities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Debt securities, available-for-sale, amortized cost, maturing within one year	$ 9,999
Debt securities, available-for-sale, amortized cost, maturing after one year but within five years	138,033
Debt securities, available-for-sale, amortized cost, maturing after five years but within ten years	88,054
Debt securities, available-for-sale, amortized cost, maturing after ten years	209,742
Total securities available-for-sale, amortized cost	445,828
Debt securities, available-for-sale, U.S. agency residential mortgage-backed, without single maturity date, amortized cost basis	98,337
Debt securities, available-for-sale, government agency, commercial mortgage backed, without single maturity date, amortized cost basis	14,848
Debt securities, available-for-sale, private label mortgage backed, without single maturity date, amortized cost basis	100,323
Debt securities, available-for-sale, other asset backed, without single maturity date, amortized cost basis	180,591
Total securities available-for-sale, amortized cost	839,927	$ 866,363
Debt Securities, Available-for-Sale, Fair Value, Fiscal Year Maturity [Abstract]
Debt securities, available-for-sale, fair value, maturing within one year	9,872
Debt securities, available-for-sale, fair value, maturing after one year but within five years	126,497
Debt securities, available-for-sale, fair value, maturing after five years but within ten years	77,115
Debt securities, available-for-sale, fair value, maturing after ten years	182,242
Total securities available-for-sale, fair value	395,726
Debt securities, available-for-sale, U.S. agency residential mortgage-backed, without single maturity date, fair value	89,504
Debt securities, available-for-sale, government agency commercial mortgage backed, without single maturity date, fair value	13,538
Debt securities, available-for-sale, private label mortgage-backed, without single maturity date, fair value	92,714
Debt securities, available-for-sale, other asset backed, without single maturity date, fair value	176,044
Total securities available-for-sale, fair value	767,526	779,347
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity [Abstract]
Debt securities, held-to-maturity, amortized cost, maturing within one year	5,873
Debt securities, held-to-maturity, amortized cost, maturing after five years but within ten years	47,000
Debt securities, held-to-maturity, amortized cost, maturing after five years but within ten years	111,535
Debt securities, held-to-maturity, amortized cost, maturing after ten years	88,675
Total securities held-to-maturity, amortized cost	253,083
Debt securities, held-to-maturity, U.S. agency residential mortgage-backed, without single maturity date, amortized cost	126,244
Debt securities, held-to-maturity, U.S. agency commercial mortgage-backed, without single maturity date, amortized cost	4,980
Debt securities, held-to-maturity, private label mortgage-backed, without single maturity date, amortized cost	7,646
Debt securities, held-to-maturity, other asset backed, without single maturity date, amortized cost	0
Total securities held-to-maturity, amortized cost	391,953	398,052
Debt Securities, Held-to-Maturity, Fair Value, Maturity [Abstract]
Debt securities, held-to-maturity, fair value, maturing within one year	5,863
Debt securities, held-to-maturity, fair value, maturing after one year but within five years	43,659
Debt securities, held-to-maturity, fair value, maturing after five years but within ten years	98,275
Debt securities, held-to-maturity, fair value, maturing after ten years	76,438
Total securities held-to-maturity, fair value	224,235
Debt securities, held-to-maturity, U.S. agency residential mortgage-backed, without single maturity date, fair value	103,797
Debt securities, held-to-maturity, U.S. agency commercial mortgage-backed, without single maturity date, fair value	4,535
Debt securities, held-to-maturity, private label mortgage-backed, without single maturity date, fair value	6,770
Debt securities, held-to-maturity, other asset backed, without single maturity date, fair value	0
Total securities held-to-maturity, fair value	$ 339,337	$ 335,418

Securities - Gains and Losses R

Securities - Gains and Losses Realized on Sale of Securities Available for Sale (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Debt Securities, Available-for-Sale, Realized Gain (Loss) [Abstract]
Proceeds from the sale of securities available for sale	$ 278	$ 4,395
Gain on sale of securities available-for-sale	0	70
Loss on sale of securities available-for-sale	$ 222	$ 0

Loans - Allowance for Credit Lo

Loans - Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 52,435	$ 47,252
Additions (deductions)
Provision for credit losses	(832)	(1,573)
Recoveries credited to the allowance	578	621
Loans charged against the allowance	(1,631)	(673)
Balance at end of period	50,550	45,627
Commercial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	13,817	11,519
Additions (deductions)
Provision for credit losses	648	(852)
Recoveries credited to the allowance	28	77
Loans charged against the allowance	(960)	0
Balance at end of period	13,533	10,744
Mortgage
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	21,633	19,221
Additions (deductions)
Provision for credit losses	(1,574)	(178)
Recoveries credited to the allowance	84	171
Loans charged against the allowance	(30)	(6)
Balance at end of period	20,113	19,208
Installment
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	4,290	3,749
Additions (deductions)
Provision for credit losses	(61)	149
Recoveries credited to the allowance	466	373
Loans charged against the allowance	(641)	(667)
Balance at end of period	4,054	3,604
Subjective Allocation
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	12,695	12,763
Additions (deductions)
Provision for credit losses	155	(692)
Recoveries credited to the allowance	0	0
Loans charged against the allowance	0	0
Balance at end of period	$ 12,850	$ 12,071

Loans - Receivables Past Due (D

Loans - Receivables Past Due (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	$ 1,109	$ 1,339
Non- Accrual with an Allowance for Credit Loss	2,777	2,382
Total Non- Accrual	3,886	3,721
90+ and Still Accruing	0	0
Accrued interest excluded from total	10,146	10,009
Financial Asset, Equal to or Greater than 90 Days Past Due
Non performing loans [Abstract]
Accrued interest excluded from total	0	0
Commercial and industrial
Non performing loans [Abstract]
Government guaranteed loans excluded from non-performing loans	27	29
1-4 family owner occupied - non-jumbo
Non performing loans [Abstract]
Government guaranteed loans excluded from non-performing loans	2,303	1,631
Commercial
Non performing loans [Abstract]
Accrued interest excluded from total	4,587	4,409
Commercial | Commercial and industrial
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	9	9
Total Non- Accrual	9	9
90+ and Still Accruing	0	0
Accrued interest excluded from total	2,261	2,046
Commercial | Commercial real estate
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	0	0
Total Non- Accrual	0	0
90+ and Still Accruing	0	0
Accrued interest excluded from total	2,326	2,363
Mortgage
Non performing loans [Abstract]
Accrued interest excluded from total	4,094	4,116
Mortgage | 1-4 family owner occupied - jumbo
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	0	0
Total Non- Accrual	0	0
90+ and Still Accruing	0	0
Accrued interest excluded from total	1,906	1,892
Mortgage | 1-4 family owner occupied - non-jumbo
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	729	1,077
Non- Accrual with an Allowance for Credit Loss	1,502	852
Total Non- Accrual	2,231	1,929
90+ and Still Accruing	0	0
Accrued interest excluded from total	883	953
Mortgage | 1-4 family non-owner occupied
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	273	152
Non- Accrual with an Allowance for Credit Loss	232	323
Total Non- Accrual	505	475
90+ and Still Accruing	0	0
Accrued interest excluded from total	552	558
Mortgage | 1-4 family - 2nd lien
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	390	562
Total Non- Accrual	390	562
90+ and Still Accruing	0	0
Accrued interest excluded from total	622	588
Mortgage | Resort lending
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	107	110
Non- Accrual with an Allowance for Credit Loss	0	38
Total Non- Accrual	107	148
90+ and Still Accruing	0	0
Accrued interest excluded from total	131	125
Installment
Non performing loans [Abstract]
Accrued interest excluded from total	1,465	1,484
Installment | Boat lending
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	307	380
Total Non- Accrual	307	380
90+ and Still Accruing	0	0
Accrued interest excluded from total	597	601
Installment | Recreational vehicle lending
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	181	30
Total Non- Accrual	181	30
90+ and Still Accruing	0	0
Accrued interest excluded from total	624	648
Installment | Other
Non performing loans [Abstract]
Non- Accrual with no Allowance for Credit Loss	0	0
Non- Accrual with an Allowance for Credit Loss	156	188
Total Non- Accrual	156	188
90+ and Still Accruing	0	0
Accrued interest excluded from total	244	235
Non-performing TDR's
Non performing loans [Abstract]
Total Non- Performing Loans	3,886	3,721
Accrued interest excluded from total	0	0
Non-performing TDR's | Commercial | Commercial and industrial
Non performing loans [Abstract]
Total Non- Performing Loans	9	9
Non-performing TDR's | Commercial | Commercial real estate
Non performing loans [Abstract]
Total Non- Performing Loans	0	0
Non-performing TDR's | Mortgage | 1-4 family owner occupied - jumbo
Non performing loans [Abstract]
Total Non- Performing Loans	0	0
Non-performing TDR's | Mortgage | 1-4 family owner occupied - non-jumbo
Non performing loans [Abstract]
Total Non- Performing Loans	2,231	1,929
Non-performing TDR's | Mortgage | 1-4 family non-owner occupied
Non performing loans [Abstract]
Total Non- Performing Loans	505	475
Non-performing TDR's | Mortgage | 1-4 family - 2nd lien
Non performing loans [Abstract]
Total Non- Performing Loans	390	562
Non-performing TDR's | Mortgage | Resort lending
Non performing loans [Abstract]
Total Non- Performing Loans	107	148
Non-performing TDR's | Installment | Boat lending
Non performing loans [Abstract]
Total Non- Performing Loans	307	380
Non-performing TDR's | Installment | Recreational vehicle lending
Non performing loans [Abstract]
Total Non- Performing Loans	181	30
Non-performing TDR's | Installment | Other
Non performing loans [Abstract]
Total Non- Performing Loans	$ 156	$ 188

Loans - Amortized Cost of Colla

Loans - Amortized Cost of Collateral-dependent Loans by Class (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	$ 3,509,809	$ 3,465,352
Allowance for Credit Losses	50,550	52,435	$ 45,627	$ 47,252
Accrued interest excluded from total	10,146	10,009
Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	6,145	10,553
Accrued interest excluded from total	28	40
Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	2,737	1,764
Accrued interest excluded from total	31	6
Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	871	2,074
Commercial
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	1,471,293	1,466,853
Allowance for Credit Losses	13,533	13,817	10,744	11,519
Accrued interest excluded from total	4,587	4,409
Commercial | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	739,287	732,463
Accrued interest excluded from total	2,261	2,046
Commercial | Commercial and industrial | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	3,606	748
Commercial | Commercial and industrial | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	2,316	1,309
Commercial | Commercial and industrial | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	210	197
Commercial | Commercial real estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	732,006	734,390
Accrued interest excluded from total	2,326	2,363
Commercial | Commercial real estate | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	276	7,329
Commercial | Commercial real estate | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial real estate | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	43	1,243
Mortgage
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	1,408,229	1,368,409
Allowance for Credit Losses	20,113	21,633	19,208	19,221
Accrued interest excluded from total	4,094	4,116
Mortgage | 1-4 family owner occupied - jumbo
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	786,446	752,563
Accrued interest excluded from total	1,906	1,892
Mortgage | 1-4 family owner occupied - jumbo | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family owner occupied - jumbo | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family owner occupied - jumbo | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	0	0
Mortgage | 1-4 family owner occupied - non-jumbo
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	294,983	285,632
Accrued interest excluded from total	883	953
Mortgage | 1-4 family owner occupied - non-jumbo | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	1,519	1,721
Mortgage | 1-4 family owner occupied - non-jumbo | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family owner occupied - non-jumbo | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	235	229
Mortgage | 1-4 family non-owner occupied
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	180,863	183,100
Accrued interest excluded from total	552	558
Mortgage | 1-4 family non-owner occupied | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	461	233
Mortgage | 1-4 family non-owner occupied | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family non-owner occupied | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	171	29
Mortgage | 1-4 family - 2nd lien
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	106,022	105,277
Accrued interest excluded from total	622	588
Mortgage | 1-4 family - 2nd lien | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	170	368
Mortgage | 1-4 family - 2nd lien | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family - 2nd lien | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	60	203
Mortgage | Resort lending
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	39,915	41,837
Accrued interest excluded from total	131	125
Mortgage | Resort lending | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	107	148
Mortgage | Resort lending | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0	0
Mortgage | Resort lending | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	0	14
Installment
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	630,287	630,090
Allowance for Credit Losses	4,054	4,290	$ 3,604	$ 3,749
Accrued interest excluded from total	1,465	1,484
Installment | Boat lending
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	257,244	252,965
Accrued interest excluded from total	597	601
Installment | Boat lending | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0	0
Installment | Boat lending | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	217	297
Installment | Boat lending | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	77	101
Installment | Recreational vehicle lending
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	265,579	270,673
Accrued interest excluded from total	624	648
Installment | Recreational vehicle lending | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	0	0
Installment | Recreational vehicle lending | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	112	30
Installment | Recreational vehicle lending | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	40	11
Installment | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	107,464	106,452
Accrued interest excluded from total	244	235
Installment | Other | Real Estate
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	6	6
Installment | Other | Other
Financing Receivable, Past Due [Line Items]
Financing receivable, before allowance for credit loss	92	128
Installment | Other | Allowance for Credit Losses
Financing Receivable, Past Due [Line Items]
Allowance for Credit Losses	$ 35	$ 47

Loans - Aging Analysis of Loans

Loans - Aging Analysis of Loans by Class (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	$ 3,509,809	$ 3,465,352
Accrued interest excluded from total	10,146	10,009
Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	4,772	5,983
Accrued interest excluded from total	26	34
Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,759	3,317
Accrued interest excluded from total	17	27
Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,508	928
Accrued interest excluded from total	9	7
Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,505	1,738
Accrued interest excluded from total	0	0
Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	3,505,037	3,459,369
Accrued interest excluded from total	10,120	9,975
Commercial
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,471,293	1,466,853
Accrued interest excluded from total	4,587	4,409
Commercial | Commercial and industrial
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	739,287	732,463
Accrued interest excluded from total	2,261	2,046
Commercial | Commercial and industrial | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	393	38
Commercial | Commercial and industrial | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	110	0
Commercial | Commercial and industrial | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial and industrial | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	283	38
Commercial | Commercial and industrial | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	738,894	732,425
Commercial | Commercial real estate
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	732,006	734,390
Accrued interest excluded from total	2,326	2,363
Commercial | Commercial real estate | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial real estate | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial real estate | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial real estate | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Commercial | Commercial real estate | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	732,006	734,390
Mortgage
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,408,229	1,368,409
Accrued interest excluded from total	4,094	4,116
Mortgage | 1-4 family owner occupied - jumbo
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	786,446	752,563
Accrued interest excluded from total	1,906	1,892
Mortgage | 1-4 family owner occupied - jumbo | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family owner occupied - jumbo | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family owner occupied - jumbo | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family owner occupied - jumbo | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Mortgage | 1-4 family owner occupied - jumbo | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	786,446	752,563
Mortgage | 1-4 family owner occupied - non-jumbo
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	294,983	285,632
Accrued interest excluded from total	883	953
Mortgage | 1-4 family owner occupied - non-jumbo | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,853	2,790
Mortgage | 1-4 family owner occupied - non-jumbo | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	328	1,400
Mortgage | 1-4 family owner occupied - non-jumbo | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	1,081	521
Mortgage | 1-4 family owner occupied - non-jumbo | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	444	869
Mortgage | 1-4 family owner occupied - non-jumbo | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	293,130	282,842
Mortgage | 1-4 family non-owner occupied
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	180,863	183,100
Accrued interest excluded from total	552	558
Mortgage | 1-4 family non-owner occupied | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	385	354
Mortgage | 1-4 family non-owner occupied | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	82	61
Mortgage | 1-4 family non-owner occupied | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	124	93
Mortgage | 1-4 family non-owner occupied | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	179	200
Mortgage | 1-4 family non-owner occupied | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	180,478	182,746
Mortgage | 1-4 family - 2nd lien
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	106,022	105,277
Accrued interest excluded from total	622	588
Mortgage | 1-4 family - 2nd lien | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	573	574
Mortgage | 1-4 family - 2nd lien | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	399	420
Mortgage | 1-4 family - 2nd lien | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	59	107
Mortgage | 1-4 family - 2nd lien | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	115	47
Mortgage | 1-4 family - 2nd lien | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	105,449	104,703
Mortgage | Resort lending
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	39,915	41,837
Accrued interest excluded from total	131	125
Mortgage | Resort lending | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	107	202
Mortgage | Resort lending | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	54
Mortgage | Resort lending | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	0
Mortgage | Resort lending | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	107	148
Mortgage | Resort lending | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	39,808	41,635
Installment
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	630,287	630,090
Accrued interest excluded from total	1,465	1,484
Installment | Boat lending
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	257,244	252,965
Accrued interest excluded from total	597	601
Installment | Boat lending | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	520	837
Installment | Boat lending | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	303	528
Installment | Boat lending | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	0	14
Installment | Boat lending | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	217	295
Installment | Boat lending | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	256,724	252,128
Installment | Recreational vehicle lending
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	265,579	270,673
Accrued interest excluded from total	624	648
Installment | Recreational vehicle lending | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	523	804
Installment | Recreational vehicle lending | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	353	639
Installment | Recreational vehicle lending | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	94	147
Installment | Recreational vehicle lending | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	76	18
Installment | Recreational vehicle lending | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	265,056	269,869
Installment | Other
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	107,464	106,452
Accrued interest excluded from total	244	235
Installment | Other | Financial asset, past due, total
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	418	384
Installment | Other | Financial Asset, 30 to 59 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	184	215
Installment | Other | Financial Asset, 60 to 89 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	150	46
Installment | Other | Financial Asset, Equal to or Greater than 90 Days Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	84	123
Installment | Other | Financial Asset, Not Past Due
Aging analysis of loans by class [Abstract]
Financing receivable, before allowance for credit loss	$ 107,046	$ 106,068

Loans - Narrative (Details)

Loans - Narrative (Details)	3 Months Ended
	Mar. 31, 2023 USD ($)	Mar. 31, 2022 USD ($) contract	Dec. 31, 2022 USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Troubled loan modification	$ 0
Troubled loan modification, subsequent default	$ 0
Troubled loan modification, number of loans | contract		0
troubled debt restructuring, subsequent default, number of contracts | contract		0
Past due period for modified loans	90 days
Real estate acquired through foreclosure	$ 500,000		$ 400,000
Mortgage loans in process of foreclosure, amount	200,000		$ 800,000
Proceeds from the sale of loans held for investment	41,237,000	$ 33,755,000
Mortgage loans	1,256,000	835,000
Fixed Rate Residential Mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Proceeds from the sale of loans held for investment	41,200,000	33,400,000
Mortgage loans	$ (160,000)	$ 410,000

Loans - Loan Ratings by Loan Cl

Loans - Loan Ratings by Loan Class, Commercial (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	$ 3,509,809		$ 3,465,352
Accrued interest excluded from total	10,146		10,009
Current period gross charge-offs	1,631	$ 673
Commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	43,949		328,479
Financing receivable, year two, originated, fiscal year before current fiscal year	338,138		249,861
Financing receivable, year three, originated, two years before current fiscal year	247,294		97,516
Financing receivable, year four, originated, three years before current fiscal year	91,231		150,582
Financing receivable, year five, originated, four years before current fiscal year	146,272		90,533
Financing receivable, originated, more than five years before current fiscal year	328,763		267,041
Revolving Loans Amortized Cost Basis	275,646		282,841
Total loans	1,471,293		1,466,853
Accrued interest, current fiscal year	182		847
Accrued interest, fiscal year before current	831		646
Accrued interest, two years before current	676		234
Accrued interest, three years before current	239		473
Accrued interest, four years before current	476		387
Accrued interest, more than five years before current fiscal year	1,051		823
Accrued interest, revolving	1,132		999
Accrued interest excluded from total	4,587		4,409
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	0
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	960
Gross charge-offs, more than five years before current	0
Gross charge-offs, revolving	0
Current period gross charge-offs	960	$ 0
Commercial | Non-watch (1-6)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	43,449		327,799
Financing receivable, year two, originated, fiscal year before current fiscal year	337,365		244,169
Financing receivable, year three, originated, two years before current fiscal year	241,373		96,354
Financing receivable, year four, originated, three years before current fiscal year	87,456		143,554
Financing receivable, year five, originated, four years before current fiscal year	139,230		87,295
Financing receivable, originated, more than five years before current fiscal year	321,959		255,422
Revolving Loans Amortized Cost Basis	273,380		279,936
Total loans	1,444,212		1,434,529
Commercial | Watch (7-8)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	500		680
Financing receivable, year two, originated, fiscal year before current fiscal year	773		4,721
Financing receivable, year three, originated, two years before current fiscal year	2,112		1,094
Financing receivable, year four, originated, three years before current fiscal year	3,710		6,459
Financing receivable, year five, originated, four years before current fiscal year	6,510		1,115
Financing receivable, originated, more than five years before current fiscal year	5,429		6,115
Revolving Loans Amortized Cost Basis	2,239		2,905
Total loans	21,273		23,089
Commercial | Substandard Accrual (9)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		971
Financing receivable, year three, originated, two years before current fiscal year	3,809		68
Financing receivable, year four, originated, three years before current fiscal year	65		569
Financing receivable, year five, originated, four years before current fiscal year	532		2,123
Financing receivable, originated, more than five years before current fiscal year	1,339		5,466
Revolving Loans Amortized Cost Basis	27		0
Total loans	5,772		9,197
Commercial | Non-Accrual (10-11)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	36		38
Revolving Loans Amortized Cost Basis	0		0
Total loans	36		38
Commercial | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	20,053		158,241
Financing receivable, year two, originated, fiscal year before current fiscal year	158,823		94,761
Financing receivable, year three, originated, two years before current fiscal year	91,130		59,141
Financing receivable, year four, originated, three years before current fiscal year	57,673		47,870
Financing receivable, year five, originated, four years before current fiscal year	54,868		30,929
Financing receivable, originated, more than five years before current fiscal year	118,018		100,822
Revolving Loans Amortized Cost Basis	238,722		240,699
Total loans	739,287		732,463
Accrued interest, current fiscal year	128		238
Accrued interest, fiscal year before current	333		178
Accrued interest, two years before current	185		146
Accrued interest, three years before current	141		105
Accrued interest, four years before current	118		181
Accrued interest, more than five years before current fiscal year	370		308
Accrued interest, revolving	986		890
Accrued interest excluded from total	2,261		2,046
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	0
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	0
Gross charge-offs, more than five years before current	0
Gross charge-offs, revolving	0
Current period gross charge-offs	0
Commercial | Commercial and industrial | Non-watch (1-6)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	19,553		157,561
Financing receivable, year two, originated, fiscal year before current fiscal year	158,050		89,251
Financing receivable, year three, originated, two years before current fiscal year	85,209		58,292
Financing receivable, year four, originated, three years before current fiscal year	53,898		45,792
Financing receivable, year five, originated, four years before current fiscal year	52,565		30,715
Financing receivable, originated, more than five years before current fiscal year	113,924		95,908
Revolving Loans Amortized Cost Basis	236,456		237,906
Total loans	719,655		715,425
Commercial | Commercial and industrial | Watch (7-8)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	500		680
Financing receivable, year two, originated, fiscal year before current fiscal year	773		4,539
Financing receivable, year three, originated, two years before current fiscal year	2,112		781
Financing receivable, year four, originated, three years before current fiscal year	3,710		1,690
Financing receivable, year five, originated, four years before current fiscal year	1,952		105
Financing receivable, originated, more than five years before current fiscal year	2,746		4,474
Revolving Loans Amortized Cost Basis	2,239		2,793
Total loans	14,032		15,062
Commercial | Commercial and industrial | Substandard Accrual (9)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		971
Financing receivable, year three, originated, two years before current fiscal year	3,809		68
Financing receivable, year four, originated, three years before current fiscal year	65		388
Financing receivable, year five, originated, four years before current fiscal year	351		109
Financing receivable, originated, more than five years before current fiscal year	1,312		402
Revolving Loans Amortized Cost Basis	27		0
Total loans	5,564		1,938
Commercial | Commercial and industrial | Non-Accrual (10-11)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	36		38
Revolving Loans Amortized Cost Basis	0		0
Total loans	36		38
Commercial | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	23,896		170,238
Financing receivable, year two, originated, fiscal year before current fiscal year	179,315		155,100
Financing receivable, year three, originated, two years before current fiscal year	156,164		38,375
Financing receivable, year four, originated, three years before current fiscal year	33,558		102,712
Financing receivable, year five, originated, four years before current fiscal year	91,404		59,604
Financing receivable, originated, more than five years before current fiscal year	210,745		166,219
Revolving Loans Amortized Cost Basis	36,924		42,142
Total loans	732,006		734,390
Accrued interest, current fiscal year	54		609
Accrued interest, fiscal year before current	498		468
Accrued interest, two years before current	491		88
Accrued interest, three years before current	98		368
Accrued interest, four years before current	358		206
Accrued interest, more than five years before current fiscal year	681		515
Accrued interest, revolving	146		109
Accrued interest excluded from total	2,326		2,363
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	0
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	960
Gross charge-offs, more than five years before current	0
Gross charge-offs, revolving	0
Current period gross charge-offs	960
Commercial | Commercial real estate | Non-watch (1-6)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	23,896		170,238
Financing receivable, year two, originated, fiscal year before current fiscal year	179,315		154,918
Financing receivable, year three, originated, two years before current fiscal year	156,164		38,062
Financing receivable, year four, originated, three years before current fiscal year	33,558		97,762
Financing receivable, year five, originated, four years before current fiscal year	86,665		56,580
Financing receivable, originated, more than five years before current fiscal year	208,035		159,514
Revolving Loans Amortized Cost Basis	36,924		42,030
Total loans	724,557		719,104
Commercial | Commercial real estate | Watch (7-8)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		182
Financing receivable, year three, originated, two years before current fiscal year	0		313
Financing receivable, year four, originated, three years before current fiscal year	0		4,769
Financing receivable, year five, originated, four years before current fiscal year	4,558		1,010
Financing receivable, originated, more than five years before current fiscal year	2,683		1,641
Revolving Loans Amortized Cost Basis	0		112
Total loans	7,241		8,027
Commercial | Commercial real estate | Substandard Accrual (9)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		181
Financing receivable, year five, originated, four years before current fiscal year	181		2,014
Financing receivable, originated, more than five years before current fiscal year	27		5,064
Revolving Loans Amortized Cost Basis	0		0
Total loans	208		7,259
Commercial | Commercial real estate | Non-Accrual (10-11)
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Revolving Loans Amortized Cost Basis	0		0
Total loans	$ 0		$ 0

Loans - Credit Scores by Loan C

Loans - Credit Scores by Loan Class, Mortgage and Installment Segments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, before allowance for credit loss	$ 3,509,809		$ 3,465,352
Accrued interest excluded from total	10,146		10,009
Current period gross charge-offs	1,631	$ 673
Mortgage
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	32,284		281,325
Financing receivable, year two, originated, fiscal year before current fiscal year	303,486		484,225
Financing receivable, year three, originated, two years before current fiscal year	482,884		194,910
Financing receivable, year four, originated, three years before current fiscal year	190,772		74,596
Financing receivable, year five, originated, four years before current fiscal year	72,981		34,613
Financing receivable, originated, more than five years before current fiscal year	218,396		191,703
Revolving Loans Amortized Cost Basis	107,426		107,037
Financing receivable, before allowance for credit loss	1,408,229		1,368,409
Accrued interest, current fiscal year	71		910
Accrued interest, fiscal year before current	827		1,072
Accrued interest, two years before current	1,070		473
Accrued interest, three years before current	451		209
Accrued interest, four years before current	209		130
Accrued interest, more than five years before current fiscal year	738		624
Accrued interest, revolving	728		698
Accrued interest excluded from total	4,094		4,116
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	0
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	0
Gross charge-offs, more than five years before current	30
Gross charge-offs, revolving	0
Current period gross charge-offs	30	6
Mortgage | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	4,132		37,225
Financing receivable, year two, originated, fiscal year before current fiscal year	29,107		75,154
Financing receivable, year three, originated, two years before current fiscal year	75,151		28,038
Financing receivable, year four, originated, three years before current fiscal year	26,260		16,845
Financing receivable, year five, originated, four years before current fiscal year	16,395		6,282
Financing receivable, originated, more than five years before current fiscal year	31,706		26,396
Revolving Loans Amortized Cost Basis	11,987		12,002
Financing receivable, before allowance for credit loss	194,738		201,942
Mortgage | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	20,267		156,427
Financing receivable, year two, originated, fiscal year before current fiscal year	179,573		256,276
Financing receivable, year three, originated, two years before current fiscal year	254,741		101,298
Financing receivable, year four, originated, three years before current fiscal year	100,264		29,060
Financing receivable, year five, originated, four years before current fiscal year	28,264		9,827
Financing receivable, originated, more than five years before current fiscal year	72,988		65,818
Revolving Loans Amortized Cost Basis	53,730		53,097
Financing receivable, before allowance for credit loss	709,827		671,803
Mortgage | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	3,683		62,106
Financing receivable, year two, originated, fiscal year before current fiscal year	67,975		119,609
Financing receivable, year three, originated, two years before current fiscal year	118,237		42,879
Financing receivable, year four, originated, three years before current fiscal year	41,692		18,698
Financing receivable, year five, originated, four years before current fiscal year	18,651		7,695
Financing receivable, originated, more than five years before current fiscal year	53,142		47,163
Revolving Loans Amortized Cost Basis	28,051		27,956
Financing receivable, before allowance for credit loss	331,431		326,106
Mortgage | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	3,826		20,663
Financing receivable, year two, originated, fiscal year before current fiscal year	21,933		28,648
Financing receivable, year three, originated, two years before current fiscal year	30,053		13,836
Financing receivable, year four, originated, three years before current fiscal year	13,748		6,251
Financing receivable, year five, originated, four years before current fiscal year	6,110		6,809
Financing receivable, originated, more than five years before current fiscal year	31,774		26,172
Revolving Loans Amortized Cost Basis	10,203		10,548
Financing receivable, before allowance for credit loss	117,647		112,927
Mortgage | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	376		4,225
Financing receivable, year two, originated, fiscal year before current fiscal year	4,351		2,739
Financing receivable, year three, originated, two years before current fiscal year	2,826		6,628
Financing receivable, year four, originated, three years before current fiscal year	6,590		1,186
Financing receivable, year five, originated, four years before current fiscal year	1,182		1,549
Financing receivable, originated, more than five years before current fiscal year	13,080		12,538
Revolving Loans Amortized Cost Basis	2,359		2,342
Financing receivable, before allowance for credit loss	30,764		31,207
Mortgage | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		679
Financing receivable, year two, originated, fiscal year before current fiscal year	547		1,516
Financing receivable, year three, originated, two years before current fiscal year	1,595		56
Financing receivable, year four, originated, three years before current fiscal year	56		1,593
Financing receivable, year five, originated, four years before current fiscal year	1,580		1,593
Financing receivable, originated, more than five years before current fiscal year	7,713		6,348
Revolving Loans Amortized Cost Basis	704		695
Financing receivable, before allowance for credit loss	12,195		12,480
Mortgage | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		76
Financing receivable, year three, originated, two years before current fiscal year	75		1,411
Financing receivable, year four, originated, three years before current fiscal year	1,401		359
Financing receivable, year five, originated, four years before current fiscal year	198		570
Financing receivable, originated, more than five years before current fiscal year	6,228		5,791
Revolving Loans Amortized Cost Basis	292		297
Financing receivable, before allowance for credit loss	8,194		8,504
Mortgage | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		207
Financing receivable, year three, originated, two years before current fiscal year	206		764
Financing receivable, year four, originated, three years before current fiscal year	761		604
Financing receivable, year five, originated, four years before current fiscal year	601		288
Financing receivable, originated, more than five years before current fiscal year	1,765		1,477
Revolving Loans Amortized Cost Basis	100		100
Financing receivable, before allowance for credit loss	3,433		3,440
Mortgage | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	0		0
Mortgage | 1-4 family owner occupied - jumbo
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	13,859		168,357
Financing receivable, year two, originated, fiscal year before current fiscal year	187,507		359,013
Financing receivable, year three, originated, two years before current fiscal year	362,606		129,415
Financing receivable, year four, originated, three years before current fiscal year	126,418		40,986
Financing receivable, year five, originated, four years before current fiscal year	40,868		12,310
Financing receivable, originated, more than five years before current fiscal year	50,690		38,797
Revolving Loans Amortized Cost Basis	4,498		3,685
Financing receivable, before allowance for credit loss	786,446		752,563
Accrued interest, current fiscal year	32		506
Accrued interest, fiscal year before current	495		773
Accrued interest, two years before current	779		315
Accrued interest, three years before current	293		108
Accrued interest, four years before current	115		44
Accrued interest, more than five years before current fiscal year	165		127
Accrued interest, revolving	27		19
Accrued interest excluded from total	1,906		1,892
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	0
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	0
Gross charge-offs, more than five years before current	0
Gross charge-offs, revolving	0
Current period gross charge-offs	0
Mortgage | 1-4 family owner occupied - jumbo | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	2,430		23,764
Financing receivable, year two, originated, fiscal year before current fiscal year	22,681		54,637
Financing receivable, year three, originated, two years before current fiscal year	55,204		16,848
Financing receivable, year four, originated, three years before current fiscal year	16,129		9,211
Financing receivable, year five, originated, four years before current fiscal year	9,119		2,988
Financing receivable, originated, more than five years before current fiscal year	9,849		6,946
Revolving Loans Amortized Cost Basis	639		639
Financing receivable, before allowance for credit loss	116,051		115,033
Mortgage | 1-4 family owner occupied - jumbo | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	8,066		97,269
Financing receivable, year two, originated, fiscal year before current fiscal year	115,180		189,653
Financing receivable, year three, originated, two years before current fiscal year	190,997		71,555
Financing receivable, year four, originated, three years before current fiscal year	70,729		16,091
Financing receivable, year five, originated, four years before current fiscal year	16,158		1,828
Financing receivable, originated, more than five years before current fiscal year	17,825		16,140
Revolving Loans Amortized Cost Basis	2,323		683
Financing receivable, before allowance for credit loss	421,278		393,219
Mortgage | 1-4 family owner occupied - jumbo | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1,349		34,158
Financing receivable, year two, originated, fiscal year before current fiscal year	36,580		91,189
Financing receivable, year three, originated, two years before current fiscal year	91,359		28,701
Financing receivable, year four, originated, three years before current fiscal year	27,314		12,666
Financing receivable, year five, originated, four years before current fiscal year	12,586		2,775
Financing receivable, originated, more than five years before current fiscal year	11,535		8,852
Revolving Loans Amortized Cost Basis	1,536		1,536
Financing receivable, before allowance for credit loss	182,259		179,877
Mortgage | 1-4 family owner occupied - jumbo | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	2,014		10,905
Financing receivable, year two, originated, fiscal year before current fiscal year	9,674		20,743
Financing receivable, year three, originated, two years before current fiscal year	22,268		7,216
Financing receivable, year four, originated, three years before current fiscal year	7,178		2,554
Financing receivable, year five, originated, four years before current fiscal year	2,542		4,250
Financing receivable, originated, more than five years before current fiscal year	8,224		4,020
Revolving Loans Amortized Cost Basis	0		827
Financing receivable, before allowance for credit loss	51,900		50,515
Mortgage | 1-4 family owner occupied - jumbo | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		1,712
Financing receivable, year two, originated, fiscal year before current fiscal year	2,845		1,275
Financing receivable, year three, originated, two years before current fiscal year	1,268		4,534
Financing receivable, year four, originated, three years before current fiscal year	4,511		464
Financing receivable, year five, originated, four years before current fiscal year	463		0
Financing receivable, originated, more than five years before current fiscal year	2,103		2,150
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	11,190		10,135
Mortgage | 1-4 family owner occupied - jumbo | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		549
Financing receivable, year two, originated, fiscal year before current fiscal year	547		1,516
Financing receivable, year three, originated, two years before current fiscal year	1,510		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		469
Financing receivable, originated, more than five years before current fiscal year	467		0
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	2,524		2,534
Mortgage | 1-4 family owner occupied - jumbo | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		561
Financing receivable, year four, originated, three years before current fiscal year	557		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	687		689
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	1,244		1,250
Mortgage | 1-4 family owner occupied - jumbo | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	0		0
Mortgage | 1-4 family owner occupied - jumbo | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	0		0
Mortgage | 1-4 family owner occupied - non-jumbo
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	9,822		69,878
Financing receivable, year two, originated, fiscal year before current fiscal year	76,424		56,896
Financing receivable, year three, originated, two years before current fiscal year	53,594		33,325
Financing receivable, year four, originated, three years before current fiscal year	33,707		19,157
Financing receivable, year five, originated, four years before current fiscal year	18,439		14,658
Financing receivable, originated, more than five years before current fiscal year	86,250		75,264
Revolving Loans Amortized Cost Basis	16,747		16,454
Financing receivable, before allowance for credit loss	294,983		285,632
Accrued interest, current fiscal year	37		283
Accrued interest, fiscal year before current	207		123
Accrued interest, two years before current	118		78
Accrued interest, three years before current	81		58
Accrued interest, four years before current	54		58
Accrued interest, more than five years before current fiscal year	283		242
Accrued interest, revolving	103		111
Accrued interest excluded from total	883		953
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	0
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	0
Gross charge-offs, more than five years before current	25
Gross charge-offs, revolving	0
Current period gross charge-offs	25
Mortgage | 1-4 family owner occupied - non-jumbo | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1,249		8,894
Financing receivable, year two, originated, fiscal year before current fiscal year	2,883		10,498
Financing receivable, year three, originated, two years before current fiscal year	9,858		5,558
Financing receivable, year four, originated, three years before current fiscal year	5,497		3,220
Financing receivable, year five, originated, four years before current fiscal year	3,151		2,074
Financing receivable, originated, more than five years before current fiscal year	8,239		6,074
Revolving Loans Amortized Cost Basis	2,396		1,680
Financing receivable, before allowance for credit loss	33,273		37,998
Mortgage | 1-4 family owner occupied - non-jumbo | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	4,589		33,833
Financing receivable, year two, originated, fiscal year before current fiscal year	40,092		26,239
Financing receivable, year three, originated, two years before current fiscal year	24,364		13,956
Financing receivable, year four, originated, three years before current fiscal year	14,210		6,018
Financing receivable, year five, originated, four years before current fiscal year	5,531		4,501
Financing receivable, originated, more than five years before current fiscal year	21,599		18,009
Revolving Loans Amortized Cost Basis	9,192		9,936
Financing receivable, before allowance for credit loss	119,577		112,492
Mortgage | 1-4 family owner occupied - non-jumbo | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1,955		17,629
Financing receivable, year two, originated, fiscal year before current fiscal year	21,924		13,526
Financing receivable, year three, originated, two years before current fiscal year	12,660		7,626
Financing receivable, year four, originated, three years before current fiscal year	7,864		3,938
Financing receivable, year five, originated, four years before current fiscal year	4,079		3,263
Financing receivable, originated, more than five years before current fiscal year	24,649		22,506
Revolving Loans Amortized Cost Basis	3,743		3,509
Financing receivable, before allowance for credit loss	76,874		71,997
Mortgage | 1-4 family owner occupied - non-jumbo | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1,653		7,983
Financing receivable, year two, originated, fiscal year before current fiscal year	10,970		5,124
Financing receivable, year three, originated, two years before current fiscal year	5,025		2,679
Financing receivable, year four, originated, three years before current fiscal year	2,653		3,270
Financing receivable, year five, originated, four years before current fiscal year	3,144		1,992
Financing receivable, originated, more than five years before current fiscal year	12,260		10,893
Revolving Loans Amortized Cost Basis	1,071		983
Financing receivable, before allowance for credit loss	36,776		32,924
Mortgage | 1-4 family owner occupied - non-jumbo | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	376		1,539
Financing receivable, year two, originated, fiscal year before current fiscal year	555		1,226
Financing receivable, year three, originated, two years before current fiscal year	1,321		1,836
Financing receivable, year four, originated, three years before current fiscal year	1,822		423
Financing receivable, year five, originated, four years before current fiscal year	421		1,035
Financing receivable, originated, more than five years before current fiscal year	7,225		7,044
Revolving Loans Amortized Cost Basis	99		99
Financing receivable, before allowance for credit loss	11,819		13,202
Mortgage | 1-4 family owner occupied - non-jumbo | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	85		56
Financing receivable, year four, originated, three years before current fiscal year	56		1,472
Financing receivable, year five, originated, four years before current fiscal year	1,460		938
Financing receivable, originated, more than five years before current fiscal year	6,275		5,481
Revolving Loans Amortized Cost Basis	132		132
Financing receivable, before allowance for credit loss	8,008		8,079
Mortgage | 1-4 family owner occupied - non-jumbo | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		76
Financing receivable, year three, originated, two years before current fiscal year	75		850
Financing receivable, year four, originated, three years before current fiscal year	844		341
Financing receivable, year five, originated, four years before current fiscal year	181		570
Financing receivable, originated, more than five years before current fiscal year	4,595		4,142
Revolving Loans Amortized Cost Basis	114		115
Financing receivable, before allowance for credit loss	5,809		6,094
Mortgage | 1-4 family owner occupied - non-jumbo | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		207
Financing receivable, year three, originated, two years before current fiscal year	206		764
Financing receivable, year four, originated, three years before current fiscal year	761		475
Financing receivable, year five, originated, four years before current fiscal year	472		285
Financing receivable, originated, more than five years before current fiscal year	1,408		1,115
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	2,847		2,846
Mortgage | 1-4 family owner occupied - non-jumbo | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	0		0
Mortgage | 1-4 family non-owner occupied
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	7,773		37,669
Financing receivable, year two, originated, fiscal year before current fiscal year	33,570		60,722
Financing receivable, year three, originated, two years before current fiscal year	59,125		26,725
Financing receivable, year four, originated, three years before current fiscal year	25,377		12,003
Financing receivable, year five, originated, four years before current fiscal year	11,256		5,336
Financing receivable, originated, more than five years before current fiscal year	35,540		31,752
Revolving Loans Amortized Cost Basis	8,222		8,893
Financing receivable, before allowance for credit loss	180,863		183,100
Accrued interest, current fiscal year	2		106
Accrued interest, fiscal year before current	106		161
Accrued interest, two years before current	159		69
Accrued interest, three years before current	66		36
Accrued interest, four years before current	32		21
Accrued interest, more than five years before current fiscal year	132		108
Accrued interest, revolving	55		57
Accrued interest excluded from total	552		558
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	0
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	0
Gross charge-offs, more than five years before current	0
Gross charge-offs, revolving	0
Current period gross charge-offs	0
Mortgage | 1-4 family non-owner occupied | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	431		4,329
Financing receivable, year two, originated, fiscal year before current fiscal year	3,310		9,308
Financing receivable, year three, originated, two years before current fiscal year	9,225		5,178
Financing receivable, year four, originated, three years before current fiscal year	4,208		4,147
Financing receivable, year five, originated, four years before current fiscal year	3,864		752
Financing receivable, originated, more than five years before current fiscal year	6,022		5,842
Revolving Loans Amortized Cost Basis	1,553		1,683
Financing receivable, before allowance for credit loss	28,613		31,239
Mortgage | 1-4 family non-owner occupied | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	7,031		22,171
Financing receivable, year two, originated, fiscal year before current fiscal year	20,418		36,363
Financing receivable, year three, originated, two years before current fiscal year	35,506		12,242
Financing receivable, year four, originated, three years before current fiscal year	11,927		6,103
Financing receivable, year five, originated, four years before current fiscal year	5,737		2,549
Financing receivable, originated, more than five years before current fiscal year	14,167		12,257
Revolving Loans Amortized Cost Basis	3,928		4,132
Financing receivable, before allowance for credit loss	98,714		95,817
Mortgage | 1-4 family non-owner occupied | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	311		8,739
Financing receivable, year two, originated, fiscal year before current fiscal year	7,913		12,423
Financing receivable, year three, originated, two years before current fiscal year	11,786		5,507
Financing receivable, year four, originated, three years before current fiscal year	5,466		1,335
Financing receivable, year five, originated, four years before current fiscal year	1,239		1,198
Financing receivable, originated, more than five years before current fiscal year	7,843		6,825
Revolving Loans Amortized Cost Basis	1,641		1,930
Financing receivable, before allowance for credit loss	36,199		37,957
Mortgage | 1-4 family non-owner occupied | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		1,476
Financing receivable, year two, originated, fiscal year before current fiscal year	978		2,489
Financing receivable, year three, originated, two years before current fiscal year	2,470		3,798
Financing receivable, year four, originated, three years before current fiscal year	3,776		190
Financing receivable, year five, originated, four years before current fiscal year	189		292
Financing receivable, originated, more than five years before current fiscal year	4,546		4,350
Revolving Loans Amortized Cost Basis	504		550
Financing receivable, before allowance for credit loss	12,463		13,145
Mortgage | 1-4 family non-owner occupied | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		954
Financing receivable, year two, originated, fiscal year before current fiscal year	951		139
Financing receivable, year three, originated, two years before current fiscal year	138		0
Financing receivable, year four, originated, three years before current fiscal year	0		107
Financing receivable, year five, originated, four years before current fiscal year	107		491
Financing receivable, originated, more than five years before current fiscal year	1,925		1,475
Revolving Loans Amortized Cost Basis	203		203
Financing receivable, before allowance for credit loss	3,324		3,369
Mortgage | 1-4 family non-owner occupied | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		121
Financing receivable, year five, originated, four years before current fiscal year	120		54
Financing receivable, originated, more than five years before current fiscal year	450		404
Revolving Loans Amortized Cost Basis	335		335
Financing receivable, before allowance for credit loss	905		914
Mortgage | 1-4 family non-owner occupied | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	394		402
Revolving Loans Amortized Cost Basis	58		60
Financing receivable, before allowance for credit loss	452		462
Mortgage | 1-4 family non-owner occupied | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	193		197
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	193		197
Mortgage | 1-4 family non-owner occupied | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	0		0
Mortgage | 1-4 family - 2nd lien
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	830		4,184
Financing receivable, year two, originated, fiscal year before current fiscal year	4,838		5,242
Financing receivable, year three, originated, two years before current fiscal year	5,362		4,067
Financing receivable, year four, originated, three years before current fiscal year	3,903		2,267
Financing receivable, year five, originated, four years before current fiscal year	2,236		1,425
Financing receivable, originated, more than five years before current fiscal year	10,894		10,087
Revolving Loans Amortized Cost Basis	77,959		78,005
Financing receivable, before allowance for credit loss	106,022		105,277
Accrued interest, current fiscal year	0		11
Accrued interest, fiscal year before current	14		11
Accrued interest, two years before current	10		8
Accrued interest, three years before current	8		7
Accrued interest, four years before current	7		4
Accrued interest, more than five years before current fiscal year	40		36
Accrued interest, revolving	543		511
Accrued interest excluded from total	622		588
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	0
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	0
Gross charge-offs, more than five years before current	5
Gross charge-offs, revolving	0
Current period gross charge-offs	5
Mortgage | 1-4 family - 2nd lien | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	22		238
Financing receivable, year two, originated, fiscal year before current fiscal year	233		282
Financing receivable, year three, originated, two years before current fiscal year	439		454
Financing receivable, year four, originated, three years before current fiscal year	426		267
Financing receivable, year five, originated, four years before current fiscal year	261		200
Financing receivable, originated, more than five years before current fiscal year	686		503
Revolving Loans Amortized Cost Basis	7,399		8,000
Financing receivable, before allowance for credit loss	9,466		9,944
Mortgage | 1-4 family - 2nd lien | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	581		2,109
Financing receivable, year two, originated, fiscal year before current fiscal year	2,843		2,749
Financing receivable, year three, originated, two years before current fiscal year	2,730		2,334
Financing receivable, year four, originated, three years before current fiscal year	2,196		665
Financing receivable, year five, originated, four years before current fiscal year	656		333
Financing receivable, originated, more than five years before current fiscal year	3,639		3,597
Revolving Loans Amortized Cost Basis	38,287		38,346
Financing receivable, before allowance for credit loss	50,932		50,133
Mortgage | 1-4 family - 2nd lien | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	68		1,495
Financing receivable, year two, originated, fiscal year before current fiscal year	1,558		1,820
Financing receivable, year three, originated, two years before current fiscal year	1,804		931
Financing receivable, year four, originated, three years before current fiscal year	935		759
Financing receivable, year five, originated, four years before current fiscal year	747		459
Financing receivable, originated, more than five years before current fiscal year	3,004		2,649
Revolving Loans Amortized Cost Basis	21,131		20,981
Financing receivable, before allowance for credit loss	29,247		29,094
Mortgage | 1-4 family - 2nd lien | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	159		192
Financing receivable, year two, originated, fiscal year before current fiscal year	204		292
Financing receivable, year three, originated, two years before current fiscal year	290		90
Financing receivable, year four, originated, three years before current fiscal year	89		237
Financing receivable, year five, originated, four years before current fiscal year	235		275
Financing receivable, originated, more than five years before current fiscal year	1,656		1,496
Revolving Loans Amortized Cost Basis	8,628		8,188
Financing receivable, before allowance for credit loss	11,261		10,770
Mortgage | 1-4 family - 2nd lien | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		20
Financing receivable, year two, originated, fiscal year before current fiscal year	0		99
Financing receivable, year three, originated, two years before current fiscal year	99		258
Financing receivable, year four, originated, three years before current fiscal year	257		192
Financing receivable, year five, originated, four years before current fiscal year	191		23
Financing receivable, originated, more than five years before current fiscal year	945		974
Revolving Loans Amortized Cost Basis	2,057		2,040
Financing receivable, before allowance for credit loss	3,549		3,606
Mortgage | 1-4 family - 2nd lien | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		130
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		132
Financing receivable, originated, more than five years before current fiscal year	492		395
Revolving Loans Amortized Cost Basis	237		228
Financing receivable, before allowance for credit loss	729		885
Mortgage | 1-4 family - 2nd lien | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		18
Financing receivable, year five, originated, four years before current fiscal year	17		0
Financing receivable, originated, more than five years before current fiscal year	415		418
Revolving Loans Amortized Cost Basis	120		122
Financing receivable, before allowance for credit loss	552		558
Mortgage | 1-4 family - 2nd lien | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		129
Financing receivable, year five, originated, four years before current fiscal year	129		3
Financing receivable, originated, more than five years before current fiscal year	57		55
Revolving Loans Amortized Cost Basis	100		100
Financing receivable, before allowance for credit loss	286		287
Mortgage | 1-4 family - 2nd lien | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	0		0
Mortgage | Resort lending
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		1,237
Financing receivable, year two, originated, fiscal year before current fiscal year	1,147		2,352
Financing receivable, year three, originated, two years before current fiscal year	2,197		1,378
Financing receivable, year four, originated, three years before current fiscal year	1,367		183
Financing receivable, year five, originated, four years before current fiscal year	182		884
Financing receivable, originated, more than five years before current fiscal year	35,022		35,803
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	39,915		41,837
Accrued interest, current fiscal year	0		4
Accrued interest, fiscal year before current	5		4
Accrued interest, two years before current	4		3
Accrued interest, three years before current	3		0
Accrued interest, four years before current	1		3
Accrued interest, more than five years before current fiscal year	118		111
Accrued interest, revolving	0		0
Accrued interest excluded from total	131		125
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	0
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	0
Gross charge-offs, more than five years before current	0
Gross charge-offs, revolving	0
Current period gross charge-offs	0
Mortgage | Resort lending | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		429
Financing receivable, year three, originated, two years before current fiscal year	425		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		268
Financing receivable, originated, more than five years before current fiscal year	6,910		7,031
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	7,335		7,728
Mortgage | Resort lending | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		1,045
Financing receivable, year two, originated, fiscal year before current fiscal year	1,040		1,272
Financing receivable, year three, originated, two years before current fiscal year	1,144		1,211
Financing receivable, year four, originated, three years before current fiscal year	1,202		183
Financing receivable, year five, originated, four years before current fiscal year	182		616
Financing receivable, originated, more than five years before current fiscal year	15,758		15,815
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	19,326		20,142
Mortgage | Resort lending | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		85
Financing receivable, year two, originated, fiscal year before current fiscal year	0		651
Financing receivable, year three, originated, two years before current fiscal year	628		114
Financing receivable, year four, originated, three years before current fiscal year	113		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	6,111		6,331
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	6,852		7,181
Mortgage | Resort lending | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		107
Financing receivable, year two, originated, fiscal year before current fiscal year	107		0
Financing receivable, year three, originated, two years before current fiscal year	0		53
Financing receivable, year four, originated, three years before current fiscal year	52		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	5,088		5,413
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	5,247		5,573
Mortgage | Resort lending | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	882		895
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	882		895
Mortgage | Resort lending | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	29		68
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	29		68
Mortgage | Resort lending | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	137		140
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	137		140
Mortgage | Resort lending | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	107		110
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	107		110
Mortgage | Resort lending | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Revolving Loans Amortized Cost Basis	0		0
Financing receivable, before allowance for credit loss	0		0
Installment
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	30,798		214,481
Financing receivable, year two, originated, fiscal year before current fiscal year	206,110		182,911
Financing receivable, year three, originated, two years before current fiscal year	174,255		75,947
Financing receivable, year four, originated, three years before current fiscal year	71,683		59,530
Financing receivable, year five, originated, four years before current fiscal year	55,904		42,029
Financing receivable, originated, more than five years before current fiscal year	91,537		55,192
Financing receivable, before allowance for credit loss	630,287		630,090
Accrued interest, current fiscal year	101		474
Accrued interest, fiscal year before current	447		423
Accrued interest, two years before current	385		181
Accrued interest, three years before current	164		155
Accrued interest, four years before current	134		100
Accrued interest, more than five years before current fiscal year	234		151
Accrued interest excluded from total	1,465		1,484
Gross charge-offs, current fiscal year	387
Gross charge-offs, fiscal year before current	38
Gross charge-offs, two years before current	114
Gross charge-offs, three years before current	20
Gross charge-offs, four years before current	19
Gross charge-offs, more than five years before current	63
Gross charge-offs, revolving	641
Current period gross charge-offs	641	$ 667
Installment | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	4,872		19,202
Financing receivable, year two, originated, fiscal year before current fiscal year	18,624		21,162
Financing receivable, year three, originated, two years before current fiscal year	20,229		10,364
Financing receivable, year four, originated, three years before current fiscal year	9,659		10,878
Financing receivable, year five, originated, four years before current fiscal year	10,186		7,394
Financing receivable, originated, more than five years before current fiscal year	17,284		11,005
Financing receivable, before allowance for credit loss	80,854		80,005
Installment | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	16,892		111,745
Financing receivable, year two, originated, fiscal year before current fiscal year	107,168		97,453
Financing receivable, year three, originated, two years before current fiscal year	93,252		41,875
Financing receivable, year four, originated, three years before current fiscal year	39,649		31,819
Financing receivable, year five, originated, four years before current fiscal year	29,910		23,482
Financing receivable, originated, more than five years before current fiscal year	46,393		25,934
Financing receivable, before allowance for credit loss	333,264		332,308
Installment | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	6,921		48,381
Financing receivable, year two, originated, fiscal year before current fiscal year	46,648		46,166
Financing receivable, year three, originated, two years before current fiscal year	43,666		18,365
Financing receivable, year four, originated, three years before current fiscal year	17,482		12,108
Financing receivable, year five, originated, four years before current fiscal year	11,491		7,635
Financing receivable, originated, more than five years before current fiscal year	18,406		11,724
Financing receivable, before allowance for credit loss	144,614		144,379
Installment | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1,430		31,686
Financing receivable, year two, originated, fiscal year before current fiscal year	31,190		13,502
Financing receivable, year three, originated, two years before current fiscal year	12,804		4,147
Financing receivable, year four, originated, three years before current fiscal year	3,797		3,244
Financing receivable, year five, originated, four years before current fiscal year	3,055		2,164
Financing receivable, originated, more than five years before current fiscal year	6,161		4,403
Financing receivable, before allowance for credit loss	58,437		59,146
Installment | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	43		2,165
Financing receivable, year two, originated, fiscal year before current fiscal year	2,051		3,285
Financing receivable, year three, originated, two years before current fiscal year	3,029		650
Financing receivable, year four, originated, three years before current fiscal year	628		954
Financing receivable, year five, originated, four years before current fiscal year	792		579
Financing receivable, originated, more than five years before current fiscal year	1,934		1,445
Financing receivable, before allowance for credit loss	8,477		9,078
Installment | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		251
Financing receivable, year two, originated, fiscal year before current fiscal year	244		639
Financing receivable, year three, originated, two years before current fiscal year	606		315
Financing receivable, year four, originated, three years before current fiscal year	250		309
Financing receivable, year five, originated, four years before current fiscal year	276		552
Financing receivable, originated, more than five years before current fiscal year	978		479
Financing receivable, before allowance for credit loss	2,354		2,545
Installment | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1		344
Financing receivable, year two, originated, fiscal year before current fiscal year	179		567
Financing receivable, year three, originated, two years before current fiscal year	536		202
Financing receivable, year four, originated, three years before current fiscal year	192		168
Financing receivable, year five, originated, four years before current fiscal year	148		184
Financing receivable, originated, more than five years before current fiscal year	288		135
Financing receivable, before allowance for credit loss	1,344		1,600
Installment | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		6
Financing receivable, year two, originated, fiscal year before current fiscal year	6		137
Financing receivable, year three, originated, two years before current fiscal year	133		29
Financing receivable, year four, originated, three years before current fiscal year	26		50
Financing receivable, year five, originated, four years before current fiscal year	46		39
Financing receivable, originated, more than five years before current fiscal year	93		67
Financing receivable, before allowance for credit loss	304		328
Installment | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	639		701
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Financing receivable, before allowance for credit loss	639		701
Installment | Boat lending
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	14,785		72,682
Financing receivable, year two, originated, fiscal year before current fiscal year	70,149		65,428
Financing receivable, year three, originated, two years before current fiscal year	63,045		33,576
Financing receivable, year four, originated, three years before current fiscal year	32,284		29,128
Financing receivable, year five, originated, four years before current fiscal year	27,688		22,350
Financing receivable, originated, more than five years before current fiscal year	49,293		29,801
Financing receivable, before allowance for credit loss	257,244		252,965
Accrued interest, current fiscal year	50		171
Accrued interest, fiscal year before current	162		148
Accrued interest, two years before current	136		84
Accrued interest, three years before current	76		78
Accrued interest, four years before current	65		52
Accrued interest, more than five years before current fiscal year	108		68
Accrued interest excluded from total	597		601
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	28
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	0
Gross charge-offs, more than five years before current	1
Gross charge-offs, revolving	29
Installment | Boat lending | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	2,601		7,901
Financing receivable, year two, originated, fiscal year before current fiscal year	7,806		8,763
Financing receivable, year three, originated, two years before current fiscal year	8,379		4,391
Financing receivable, year four, originated, three years before current fiscal year	4,140		5,102
Financing receivable, year five, originated, four years before current fiscal year	4,760		3,612
Financing receivable, originated, more than five years before current fiscal year	9,061		5,955
Financing receivable, before allowance for credit loss	36,747		35,724
Installment | Boat lending | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	9,174		44,498
Financing receivable, year two, originated, fiscal year before current fiscal year	42,845		37,531
Financing receivable, year three, originated, two years before current fiscal year	36,050		20,179
Financing receivable, year four, originated, three years before current fiscal year	19,487		16,506
Financing receivable, year five, originated, four years before current fiscal year	15,723		12,814
Financing receivable, originated, more than five years before current fiscal year	25,679		14,504
Financing receivable, before allowance for credit loss	148,958		146,032
Installment | Boat lending | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	2,307		15,390
Financing receivable, year two, originated, fiscal year before current fiscal year	14,815		13,704
Financing receivable, year three, originated, two years before current fiscal year	13,361		7,281
Financing receivable, year four, originated, three years before current fiscal year	7,059		5,848
Financing receivable, year five, originated, four years before current fiscal year	5,649		4,357
Financing receivable, originated, more than five years before current fiscal year	10,011		6,132
Financing receivable, before allowance for credit loss	53,202		52,712
Installment | Boat lending | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	703		3,933
Financing receivable, year two, originated, fiscal year before current fiscal year	3,890		4,135
Financing receivable, year three, originated, two years before current fiscal year	3,974		1,498
Financing receivable, year four, originated, three years before current fiscal year	1,374		1,290
Financing receivable, year five, originated, four years before current fiscal year	1,241		1,032
Financing receivable, originated, more than five years before current fiscal year	3,088		2,213
Financing receivable, before allowance for credit loss	14,270		14,101
Installment | Boat lending | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		661
Financing receivable, year two, originated, fiscal year before current fiscal year	653		1,043
Financing receivable, year three, originated, two years before current fiscal year	1,033		149
Financing receivable, year four, originated, three years before current fiscal year	146		286
Financing receivable, year five, originated, four years before current fiscal year	222		200
Financing receivable, originated, more than five years before current fiscal year	823		670
Financing receivable, before allowance for credit loss	2,877		3,009
Installment | Boat lending | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		22
Financing receivable, year two, originated, fiscal year before current fiscal year	22		195
Financing receivable, year three, originated, two years before current fiscal year	192		16
Financing receivable, year four, originated, three years before current fiscal year	16		53
Financing receivable, year five, originated, four years before current fiscal year	51		203
Financing receivable, originated, more than five years before current fiscal year	466		274
Financing receivable, before allowance for credit loss	747		763
Installment | Boat lending | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		277
Financing receivable, year two, originated, fiscal year before current fiscal year	118		57
Financing receivable, year three, originated, two years before current fiscal year	56		62
Financing receivable, year four, originated, three years before current fiscal year	62		43
Financing receivable, year five, originated, four years before current fiscal year	42		106
Financing receivable, originated, more than five years before current fiscal year	120		30
Financing receivable, before allowance for credit loss	398		575
Installment | Boat lending | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		26
Financing receivable, originated, more than five years before current fiscal year	45		23
Financing receivable, before allowance for credit loss	45		49
Installment | Boat lending | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Financing receivable, before allowance for credit loss	0		0
Installment | Recreational vehicle lending
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	6,812		89,938
Financing receivable, year two, originated, fiscal year before current fiscal year	87,317		94,529
Financing receivable, year three, originated, two years before current fiscal year	90,303		30,598
Financing receivable, year four, originated, three years before current fiscal year	28,958		23,305
Financing receivable, year five, originated, four years before current fiscal year	22,019		15,937
Financing receivable, originated, more than five years before current fiscal year	30,170		16,366
Financing receivable, before allowance for credit loss	265,579		270,673
Accrued interest, current fiscal year	22		219
Accrued interest, fiscal year before current	211		227
Accrued interest, two years before current	207		72
Accrued interest, three years before current	66		58
Accrued interest, four years before current	52		38
Accrued interest, more than five years before current fiscal year	66		34
Accrued interest excluded from total	624		648
Gross charge-offs, current fiscal year	0
Gross charge-offs, fiscal year before current	10
Gross charge-offs, two years before current	114
Gross charge-offs, three years before current	20
Gross charge-offs, four years before current	19
Gross charge-offs, more than five years before current	0
Gross charge-offs, revolving	163
Installment | Recreational vehicle lending | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1,068		9,327
Financing receivable, year two, originated, fiscal year before current fiscal year	8,981		10,752
Financing receivable, year three, originated, two years before current fiscal year	10,345		4,524
Financing receivable, year four, originated, three years before current fiscal year	4,279		4,834
Financing receivable, year five, originated, four years before current fiscal year	4,583		3,416
Financing receivable, originated, more than five years before current fiscal year	7,230		4,319
Financing receivable, before allowance for credit loss	36,486		37,172
Installment | Recreational vehicle lending | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	3,910		51,555
Financing receivable, year two, originated, fiscal year before current fiscal year	50,019		49,949
Financing receivable, year three, originated, two years before current fiscal year	48,016		16,175
Financing receivable, year four, originated, three years before current fiscal year	15,319		11,920
Financing receivable, year five, originated, four years before current fiscal year	11,255		8,990
Financing receivable, originated, more than five years before current fiscal year	15,671		7,818
Financing receivable, before allowance for credit loss	144,190		146,407
Installment | Recreational vehicle lending | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1,675		23,143
Financing receivable, year two, originated, fiscal year before current fiscal year	22,525		24,945
Financing receivable, year three, originated, two years before current fiscal year	23,499		7,680
Financing receivable, year four, originated, three years before current fiscal year	7,313		4,459
Financing receivable, year five, originated, four years before current fiscal year	4,258		2,279
Financing receivable, originated, more than five years before current fiscal year	4,874		2,939
Financing receivable, before allowance for credit loss	64,144		65,445
Installment | Recreational vehicle lending | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	159		5,013
Financing receivable, year two, originated, fiscal year before current fiscal year	4,905		6,516
Financing receivable, year three, originated, two years before current fiscal year	6,284		1,598
Financing receivable, year four, originated, three years before current fiscal year	1,469		1,361
Financing receivable, year five, originated, four years before current fiscal year	1,308		727
Financing receivable, originated, more than five years before current fiscal year	1,518		904
Financing receivable, before allowance for credit loss	15,643		16,119
Installment | Recreational vehicle lending | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		793
Financing receivable, year two, originated, fiscal year before current fiscal year	782		1,608
Financing receivable, year three, originated, two years before current fiscal year	1,431		374
Financing receivable, year four, originated, three years before current fiscal year	365		446
Financing receivable, year five, originated, four years before current fiscal year	370		232
Financing receivable, originated, more than five years before current fiscal year	484		268
Financing receivable, before allowance for credit loss	3,432		3,721
Installment | Recreational vehicle lending | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		107
Financing receivable, year two, originated, fiscal year before current fiscal year	105		381
Financing receivable, year three, originated, two years before current fiscal year	355		129
Financing receivable, year four, originated, three years before current fiscal year	97		202
Financing receivable, year five, originated, four years before current fiscal year	178		234
Financing receivable, originated, more than five years before current fiscal year	307		87
Financing receivable, before allowance for credit loss	1,042		1,140
Installment | Recreational vehicle lending | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		293
Financing receivable, year three, originated, two years before current fiscal year	290		111
Financing receivable, year four, originated, three years before current fiscal year	109		61
Financing receivable, year five, originated, four years before current fiscal year	46		59
Financing receivable, originated, more than five years before current fiscal year	72		15
Financing receivable, before allowance for credit loss	517		539
Installment | Recreational vehicle lending | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		85
Financing receivable, year three, originated, two years before current fiscal year	83		7
Financing receivable, year four, originated, three years before current fiscal year	7		22
Financing receivable, year five, originated, four years before current fiscal year	21		0
Financing receivable, originated, more than five years before current fiscal year	14		16
Financing receivable, before allowance for credit loss	125		130
Installment | Recreational vehicle lending | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		0
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Financing receivable, before allowance for credit loss	0		0
Installment | Other
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	9,201		51,861
Financing receivable, year two, originated, fiscal year before current fiscal year	48,644		22,954
Financing receivable, year three, originated, two years before current fiscal year	20,907		11,773
Financing receivable, year four, originated, three years before current fiscal year	10,441		7,097
Financing receivable, year five, originated, four years before current fiscal year	6,197		3,742
Financing receivable, originated, more than five years before current fiscal year	12,074		9,025
Financing receivable, before allowance for credit loss	107,464		106,452
Accrued interest, current fiscal year	29		84
Accrued interest, fiscal year before current	74		48
Accrued interest, two years before current	42		25
Accrued interest, three years before current	22		19
Accrued interest, four years before current	17		10
Accrued interest, more than five years before current fiscal year	60		49
Accrued interest excluded from total	244		235
Gross charge-offs, current fiscal year	387
Gross charge-offs, fiscal year before current	0
Gross charge-offs, two years before current	0
Gross charge-offs, three years before current	0
Gross charge-offs, four years before current	0
Gross charge-offs, more than five years before current	62
Gross charge-offs, revolving	449
Installment | Other | 800 and above
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1,203		1,974
Financing receivable, year two, originated, fiscal year before current fiscal year	1,837		1,647
Financing receivable, year three, originated, two years before current fiscal year	1,505		1,449
Financing receivable, year four, originated, three years before current fiscal year	1,240		942
Financing receivable, year five, originated, four years before current fiscal year	843		366
Financing receivable, originated, more than five years before current fiscal year	993		731
Financing receivable, before allowance for credit loss	7,621		7,109
Installment | Other | 750-799
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	3,808		15,692
Financing receivable, year two, originated, fiscal year before current fiscal year	14,304		9,973
Financing receivable, year three, originated, two years before current fiscal year	9,186		5,521
Financing receivable, year four, originated, three years before current fiscal year	4,843		3,393
Financing receivable, year five, originated, four years before current fiscal year	2,932		1,678
Financing receivable, originated, more than five years before current fiscal year	5,043		3,612
Financing receivable, before allowance for credit loss	40,116		39,869
Installment | Other | 700-749
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	2,939		9,848
Financing receivable, year two, originated, fiscal year before current fiscal year	9,308		7,517
Financing receivable, year three, originated, two years before current fiscal year	6,806		3,404
Financing receivable, year four, originated, three years before current fiscal year	3,110		1,801
Financing receivable, year five, originated, four years before current fiscal year	1,584		999
Financing receivable, originated, more than five years before current fiscal year	3,521		2,653
Financing receivable, before allowance for credit loss	27,268		26,222
Installment | Other | 650-699
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	568		22,740
Financing receivable, year two, originated, fiscal year before current fiscal year	22,395		2,851
Financing receivable, year three, originated, two years before current fiscal year	2,546		1,051
Financing receivable, year four, originated, three years before current fiscal year	954		593
Financing receivable, year five, originated, four years before current fiscal year	506		405
Financing receivable, originated, more than five years before current fiscal year	1,555		1,286
Financing receivable, before allowance for credit loss	28,524		28,926
Installment | Other | 600-649
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	43		711
Financing receivable, year two, originated, fiscal year before current fiscal year	616		634
Financing receivable, year three, originated, two years before current fiscal year	565		127
Financing receivable, year four, originated, three years before current fiscal year	117		222
Financing receivable, year five, originated, four years before current fiscal year	200		147
Financing receivable, originated, more than five years before current fiscal year	627		507
Financing receivable, before allowance for credit loss	2,168		2,348
Installment | Other | 550-599
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		122
Financing receivable, year two, originated, fiscal year before current fiscal year	117		63
Financing receivable, year three, originated, two years before current fiscal year	59		170
Financing receivable, year four, originated, three years before current fiscal year	137		54
Financing receivable, year five, originated, four years before current fiscal year	47		115
Financing receivable, originated, more than five years before current fiscal year	205		118
Financing receivable, before allowance for credit loss	565		642
Installment | Other | 500-549
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	1		67
Financing receivable, year two, originated, fiscal year before current fiscal year	61		217
Financing receivable, year three, originated, two years before current fiscal year	190		29
Financing receivable, year four, originated, three years before current fiscal year	21		64
Financing receivable, year five, originated, four years before current fiscal year	60		19
Financing receivable, originated, more than five years before current fiscal year	96		90
Financing receivable, before allowance for credit loss	429		486
Installment | Other | Under 500
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	0		6
Financing receivable, year two, originated, fiscal year before current fiscal year	6		52
Financing receivable, year three, originated, two years before current fiscal year	50		22
Financing receivable, year four, originated, three years before current fiscal year	19		28
Financing receivable, year five, originated, four years before current fiscal year	25		13
Financing receivable, originated, more than five years before current fiscal year	34		28
Financing receivable, before allowance for credit loss	134		149
Installment | Other | Unknown
Summary of Credit Scores by Loan Class [Abstract]
Financing receivable, year one, originated, current fiscal year	639		701
Financing receivable, year two, originated, fiscal year before current fiscal year	0		0
Financing receivable, year three, originated, two years before current fiscal year	0		0
Financing receivable, year four, originated, three years before current fiscal year	0		0
Financing receivable, year five, originated, four years before current fiscal year	0		0
Financing receivable, originated, more than five years before current fiscal year	0		0
Financing receivable, before allowance for credit loss	$ 639		$ 701

Shareholders' Equity and Earn_3

Shareholders' Equity and Earnings Per Common Share - Earnings Per Share Reconciliation (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Earnings Per Share Reconciliation [Abstract]
Net income	$ 12,991	$ 17,967
Weighted average shares outstanding (in shares)	21,104	21,192
Stock units for deferred compensation plan for non-employee directors (in shares)	150	128
Effect of stock options (in shares)	21	56
Performance share units (in shares)	22	22
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)	21,297	21,398
Net income per common share
Basic (in dollars per share)	$ 0.62	$ 0.85
Diluted (in dollars per share)	$ 0.61	$ 0.84

Shareholders' Equity and Earn_4

Shareholders' Equity and Earnings Per Common Share - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 20, 2022
Class of Stock [Line Items]
Repurchases of common stock (in shares)		59,002
Stock repurchased during period, value		$ 1,384
Share-Based Payment Arrangement, Option
Class of Stock [Line Items]
Antidilutive shares excluded from computation of diluted loss per share (in shares)	0	0
Common Stock
Class of Stock [Line Items]
Number of shares authorized for repurchase (in shares)			1,100,000
Repurchases of common stock (in shares)	0	59,002
Stock repurchased during period, value		$ 1,384

Derivative Financial Instrume_3

Derivative Financial Instruments - Type of Hedge and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Fair Value Hedges
Derivative Instrument Detail [Abstract]
Notional Amount	$ 276,175	$ 221,266
Average Maturity (years)	4 years 7 months 6 days	4 years 7 months 6 days
Fair Value	$ 18,483	$ 21,361
Fair Value Hedges | Interest rate cap agreements
Derivative Instrument Detail [Abstract]
Notional Amount	$ 40,970	$ 40,970
Average Maturity (years)	5 years 1 month 6 days	5 years 3 months 18 days
Fair Value	$ 692	$ 931
Fair Value Hedges | Interest rate cap agreements | Installment
Derivative Instrument Detail [Abstract]
Notional Amount	$ 35,000
Average Maturity (years)	6 years 10 months 24 days
Fair Value	$ 627
Derivatives not designated as hedging instruments
Derivative Instrument Detail [Abstract]
Notional Amount	$ 686,465	$ 627,186
Average Maturity (years)	5 years 1 month 6 days	5 years 3 months 18 days
Fair Value	$ (822)	$ (741)
Derivatives not designated as hedging instruments | Rate-lock mortgage loan commitments
Derivative Instrument Detail [Abstract]
Notional Amount	$ 29,183	$ 19,918
Average Maturity (years)	1 month 6 days	1 month 6 days
Fair Value	$ (373)	$ (1,056)
Derivatives not designated as hedging instruments | Mandatory commitments to sell mortgage loans
Derivative Instrument Detail [Abstract]
Notional Amount	$ 47,054	$ 49,258
Average Maturity (years)	1 month 6 days	1 month 6 days
Fair Value	$ (431)	$ 315
Fixed Income Interest Rate | Fair Value Hedges | Interest Rate Swap | Installment
Derivative Instrument Detail [Abstract]
Notional Amount	$ 45,000	$ 25,000
Average Maturity (years)	2 years 1 month 6 days	2 years
Fair Value	$ (344)	$ 77
Fixed Income Interest Rate | Fair Value Hedges | Interest Rate Swap | Commercial
Derivative Instrument Detail [Abstract]
Notional Amount	$ 6,310	$ 6,401
Average Maturity (years)	6 years 1 month 6 days	6 years 4 months 24 days
Fair Value	$ 346	$ 447
Fixed Income Interest Rate | Fair Value Hedges | Interest Rate Swap, Noncommercial
Derivative Instrument Detail [Abstract]
Notional Amount	$ 148,895	$ 148,895
Average Maturity (years)	4 years 7 months 6 days	4 years 9 months 18 days
Fair Value	$ 17,162	$ 19,906
Fixed Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Commercial
Derivative Instrument Detail [Abstract]
Notional Amount	$ 285,114	$ 279,005
Average Maturity (years)	6 years 1 month 6 days	6 years
Fair Value	$ 11,489	$ 17,063
Variable Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap
Derivative Instrument Detail [Abstract]
Notional Amount	$ 40,000
Average Maturity (years)	3 months 18 days
Fair Value	$ (18)
Variable Income Interest Rate | Derivatives not designated as hedging instruments | Interest Rate Swap | Commercial
Derivative Instrument Detail [Abstract]
Notional Amount	$ 285,114	$ 279,005
Average Maturity (years)	6 years 1 month 6 days	6 years
Fair Value	$ (11,489)	$ (17,063)

Derivative Financial Instrume_4

Derivative Financial Instruments - Fair Values of Derivative Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Derivative Instruments, Gain (Loss) [Line Items]
Asset Derivatives	$ 34,184	$ 39,747
Liability Derivatives	16,523	19,127
Derivatives designated as hedging instruments
Derivative Instruments, Gain (Loss) [Line Items]
Asset Derivatives	18,827	21,361
Liability Derivatives	344	0
Derivatives designated as hedging instruments | Interest rate cap agreements | Other assets
Derivative Instruments, Gain (Loss) [Line Items]
Asset Derivatives	1,319	931
Derivatives designated as hedging instruments | Interest rate cap agreements | Other liabilities
Derivative Instruments, Gain (Loss) [Line Items]
Liability Derivatives	0	0
Derivatives designated as hedging instruments | Fixed Income Interest Rate | Interest Rate Swap | Other assets
Derivative Instruments, Gain (Loss) [Line Items]
Asset Derivatives	17,508	20,430
Derivatives designated as hedging instruments | Fixed Income Interest Rate | Interest Rate Swap | Other liabilities
Derivative Instruments, Gain (Loss) [Line Items]
Liability Derivatives	344	0
Derivatives not designated as hedging instruments
Derivative Instruments, Gain (Loss) [Line Items]
Asset Derivatives	15,357	18,386
Liability Derivatives	16,179	19,127
Derivatives not designated as hedging instruments | Rate-lock mortgage loan commitments | Other assets
Derivative Instruments, Gain (Loss) [Line Items]
Asset Derivatives	0	0
Derivatives not designated as hedging instruments | Rate-lock mortgage loan commitments | Other liabilities
Derivative Instruments, Gain (Loss) [Line Items]
Liability Derivatives	373	1,056
Derivatives not designated as hedging instruments | Mandatory commitments to sell mortgage loans | Other assets
Derivative Instruments, Gain (Loss) [Line Items]
Asset Derivatives	0	315
Derivatives not designated as hedging instruments | Mandatory commitments to sell mortgage loans | Other liabilities
Derivative Instruments, Gain (Loss) [Line Items]
Liability Derivatives	431	0
Derivatives not designated as hedging instruments | Fixed Income Interest Rate | Interest Rate Swap | Other assets | Commercial
Derivative Instruments, Gain (Loss) [Line Items]
Asset Derivatives	13,423	17,567
Derivatives not designated as hedging instruments | Fixed Income Interest Rate | Interest Rate Swap | Other liabilities | Commercial
Derivative Instruments, Gain (Loss) [Line Items]
Liability Derivatives	1,934	504
Derivatives not designated as hedging instruments | Variable Income Interest Rate | Interest Rate Swap | Other assets
Derivative Instruments, Gain (Loss) [Line Items]
Asset Derivatives	0	0
Derivatives not designated as hedging instruments | Variable Income Interest Rate | Interest Rate Swap | Other assets | Commercial
Derivative Instruments, Gain (Loss) [Line Items]
Asset Derivatives	1,934	504
Derivatives not designated as hedging instruments | Variable Income Interest Rate | Interest Rate Swap | Other liabilities
Derivative Instruments, Gain (Loss) [Line Items]
Liability Derivatives	18	0
Derivatives not designated as hedging instruments | Variable Income Interest Rate | Interest Rate Swap | Other liabilities | Commercial
Derivative Instruments, Gain (Loss) [Line Items]
Liability Derivatives	$ 13,423	$ 17,567

Derivative Financial Instrume_5

Derivative Financial Instruments - Effect on the Condensed Consolidated Statements of Operations (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Unrealized losses arising during period	$ (420)	$ 0
Derivative loss reclassified from AOCI into income	(84)	0
Fair Value Hedges | Interest rate cap agreements
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Unrealized losses arising during period	(420)	0
Derivative loss reclassified from AOCI into income	(84)	0
Derivative, gain (loss) on derivative, net	(3,229)	7,923
Fair Value Hedges | us-gaap_InterestRateCapMember
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Unrealized losses arising during period	(572)	0
Derivative loss reclassified from AOCI into income	(84)	0
Derivative, gain (loss) on derivative, net	51	0
Fair Value Hedges | Installment | Interest rate cap agreements
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Unrealized losses arising during period	152	0
Derivative loss reclassified from AOCI into income	0	0
Derivative, gain (loss) on derivative, net	$ (14)	0
Fair Value Hedges | Fixed Income Interest Rate | Interest Rate Swap, Noncommercial
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Tax-exempt
Derivative, gain (loss) on derivative, net	$ (2,744)	7,547
Fair Value Hedges | Fixed Income Interest Rate | Commercial | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest and fees on loans
Derivative, gain (loss) on derivative, net	$ (101)	376
Fair Value Hedges | Fixed Income Interest Rate | Installment | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	(421)	0
Derivatives not designated as hedging instruments
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ (81)	(2,733)
Derivatives not designated as hedging instruments | Interest rate cap agreements
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest Expense
Derivative, gain (loss) on derivative, net	$ 0	222
Derivatives not designated as hedging instruments | Rate-lock mortgage loan commitments
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage loans
Derivative, gain (loss) on derivative, net	$ 683	(5,370)
Derivatives not designated as hedging instruments | Mandatory commitments to sell mortgage loans
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage loans
Derivative, gain (loss) on derivative, net	$ (746)	1,974
Derivatives not designated as hedging instruments | Interest rate swaption agreement
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage loans
Derivative, gain (loss) on derivative, net	$ 0	(186)
Derivatives not designated as hedging instruments | Fixed Income Interest Rate | Commercial | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest income
Derivative, gain (loss) on derivative, net	$ 5,574	9,577
Derivatives not designated as hedging instruments | Fixed Income Interest Rate | Mortgage | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	0	627
Derivatives not designated as hedging instruments | Variable Income Interest Rate | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, gain (loss) on derivative, net	$ (18)	0
Derivatives not designated as hedging instruments | Variable Income Interest Rate | Commercial | Interest Rate Swap
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest income
Derivative, gain (loss) on derivative, net	$ (5,574)	$ (9,577)

Goodwill and Other Intangible_2

Goodwill and Other Intangibles - Summary of Intangible Assets, Net of Amortization (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Intangible Assets, Net (Excluding Goodwill) [Abstract]
Gross Carrying Amount	$ 11,916	$ 11,916
Accumulated Amortization	9,501	9,365
Goodwill, Impaired, Accumulated Impairment Loss [Abstract]
Goodwill	$ 28,300	$ 28,300

Goodwill and Other Intangible_3

Goodwill and Other Intangibles - Summary of Estimated Core Deposits Intangible Amortization (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Summary of estimated core deposits intangible amortization [Abstract]
Nine months ending December 31, 2023	$ 411
2024	516
2025	487
2026	460
2027	434
2028 and thereafter	107
Total	$ 2,415

Share Based Compensation - Narr

Share Based Compensation - Narrative (Details) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Number of additional shares approved for grant (in shares)	600
Shares issued on deferral basis credited percentage of current value	90%
Share-based payment arrangement, nonvested award, cost not yet recognized, amount	$ 3,900
Share-based payment arrangement, nonvested award, cost not yet recognized, period for recognition	2 years 2 months 12 days
Long-Term Incentive Plan
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based payment arrangement, expense	$ 500	$ 400
Tax benefit relating to compensation expense recognized	$ 100	$ 100
Restricted stock | Long-Term Incentive Plan | Cliff Vest After Three Years
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting period	3 years	3 years
PSU | Long-Term Incentive Plan | Cliff Vest After Three Years
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting period	3 years	3 years
Performance feature comparison period	3 years	3 years
Non-Employee Directors
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Number of additional shares approved for grant (in shares)	100
Share-based payment arrangement, expense	$ 90	$ 90
Tax benefit relating to compensation expense recognized	$ 20	$ 20
Director
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Shares issues as retainer fees (in shares)	4	4

Share Based Compensation - Summ

Share Based Compensation - Summary of Restricted Stock and Performance Stock Units (Details) - Long-Term Incentive Plan - shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Restricted stock
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Granted (in shares)	71,346	56,287
PSU
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Granted (in shares)	18,790	19,748

Share Based Compensation - Outs

Share Based Compensation - Outstanding Stock Option Grants and Related Transactions (Details) - Share-Based Payment Arrangement, Option $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($) $ / shares shares
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding [Roll Forward]
Outstanding, beginning balance (in shares)	40,307
Granted (in shares)	0
Exercised (in shares)	15,500
Forfeited (in shares)	0
Expired (in shares)	0
Outstanding, ending balance (in shares)	24,807
Vested and expected to vest, period end (in shares)	24,807
Exercisable, period end (in shares)	24,807
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 8.32
Exercised (in dollars per share) | $ / shares	6.42
Outstanding, ending balance (in dollars per share) | $ / shares	9.50
Vested and expected to vest, period end (in dollars per share) | $ / shares	9.50
Exercisable, period end (in dollars per share) | $ / shares	$ 9.50
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Additional Disclosures [Abstract]
Outstanding, period end, weighted average remaining contractual term	1 year 9 months 18 days
Vested and expected to vest, period end, weighted average remaining contractual term	1 year 9 months 18 days
Exercisable, period end, weighted average remaining contractual term	1 year 9 months 18 days
Aggregate Intrinsic Value [Abstract]
Outstanding, period end, aggregate intrinsic value | $	$ 207,728
Vested and expected to vest, period end, aggregate intrinsic value | $	207,728
Exercisable, period end, aggregate intrinsic value | $	$ 207,728

Share Based Compensation - Ou_2

Share Based Compensation - Outstanding Non-vested Restricted Stock and PSUs and Related Transactions (Details) - Non-vested Restricted Stock and PSU's	3 Months Ended
	Mar. 31, 2023 $ / shares shares
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares) | shares	246,136
Granted (in shares) | shares	90,136
Vested (in shares) | shares	(56,661)
Forfeited (in shares) | shares	(2,566)
Outstanding, ending balance (in shares) | shares	277,045
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 22.82
Granted (in dollars per share) | $ / shares	23.59
Vested (in dollars per share) | $ / shares	22.80
Forfeited (in dollars per share) | $ / shares	22.69
Outstanding, ending balance (in dollars per share) | $ / shares	$ 23.07

Share Based Compensation - Opti

Share Based Compensation - Options Exercised During the Periods (Details) - Share-Based Payment Arrangement, Option - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Share-Based Compensation Arrangement by Share-Based Payment Award, Additional General Disclosures [Abstract]
Intrinsic value	$ 223	$ 313
Cash proceeds received	100	50
Tax benefit realized	$ 47	$ 66

Income Tax (Details)

Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Income tax expense	$ 2,884	$ 4,105
Effective income tax rate reconciliation, tax expense (benefit), share-based payment arrangement, amount	40	$ 60
Unrecognized tax benefits	$ 200		$ 200

Regulatory Matters (Details)

Regulatory Matters (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Mar. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Banking Regulation, Tier 1 Leverage Capital [Abstract]
Capital conservation buffer	0.0250	0.0250
Components of regulatory capital [Abstract]
Total shareholders' equity	$ 367,714	$ 347,596	$ 355,449	$ 398,484
Add (deduct)
Accumulated other comprehensive loss	(80,811)	(92,763)
Subordinated debt	$ 39,452	39,433
Period of transition method for regulatory purposes	3 years
Consolidated
Banking Regulation, Total Capital [Abstract]
Total risk-based capital	$ 542,176	$ 536,549
Actual, ratio	0.1380	0.1362
Banking regulation, total risk-based capital, capital adequacy, minimum	$ 314,237	$ 315,059
Minimum for adequately capitalized institutions, ratio	0.0800	0.0800
Tier 1 capital to risk-weighted assets [Abstract]
Actual, amount	$ 453,041	$ 447,299
Banking regulation, tier 1 risk-based capital ratio, accrual	0.1153	0.1136
Minimum for adequately capitalized institutions, amount	$ 235,678	$ 236,294
Minimum for adequately capitalized institutions, ratio	0.0600	0.0600
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, amount	$ 414,588	$ 408,863
Actual, ratio	0.1055	0.1038
Minimum for adequately capitalized institutions, amount	$ 176,758	$ 177,221
Minimum for adequately capitalized institutions, ratio	0.0450	0.0450
Banking Regulation, Tier 1 Leverage Capital [Abstract]
Tier 1 capital	$ 453,041	$ 447,299
Actual, ratio	0.0892	0.0886
Minimum for adequately capitalized institutions, amount	$ 203,233	$ 201,875
Minimum for adequately capitalized institutions, ratio	0.0400	0.0400
Components of regulatory capital [Abstract]
Total shareholders' equity	$ 367,714	$ 347,596
Add (deduct)
Accumulated other comprehensive loss	75,013	86,966
Goodwill and other intangibles	(30,715)	(30,851)
CECL	2,576	5,152
Common equity tier 1 capital	414,588	408,863
Qualifying trust preferred securities	38,453	38,436
Tier 1 capital	453,041	447,299
Subordinated debt	40,000	40,000
Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	49,135	49,250
Total risk-based capital	542,176	536,549
Independent Bank
Banking Regulation, Total Capital [Abstract]
Total risk-based capital	$ 486,461	$ 480,886
Actual, ratio	0.1240	0.1222
Banking regulation, total risk-based capital, capital adequacy, minimum	$ 313,901	$ 314,733
Minimum for adequately capitalized institutions, ratio	0.0800	0.0800
Minimum for well-capitalized institutions, amount	$ 392,377	$ 393,416
Minimum for well-capitalized institutions, ratio	0.1000	0.1000
Tier 1 capital to risk-weighted assets [Abstract]
Actual, amount	$ 437,377	$ 431,685
Banking regulation, tier 1 risk-based capital ratio, accrual	0.1115	0.1097
Minimum for adequately capitalized institutions, amount	$ 235,426	$ 236,049
Minimum for adequately capitalized institutions, ratio	0.0600	0.0600
Minimum for well-capitalized institutions, amount	$ 313,901	$ 314,733
Minimum for well capitalized institutions, ratio	0.0800	0.0800
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, amount	$ 437,377	$ 431,685
Actual, ratio	0.1115	0.1097
Minimum for adequately capitalized institutions, amount	$ 176,569	$ 177,037
Minimum for adequately capitalized institutions, ratio	0.0450	0.0450
Minimum for well-capitalized institutions, amount	$ 255,045	$ 255,720
Minimum for well-capitalized institutions, ratio	0.0650	0.0650
Banking Regulation, Tier 1 Leverage Capital [Abstract]
Tier 1 capital	$ 437,377	$ 431,685
Actual, ratio	0.0861	0.0856
Minimum for adequately capitalized institutions, amount	$ 203,239	$ 201,820
Minimum for adequately capitalized institutions, ratio	0.0400	0.0400
Banking regulation, tier 1 leverage, capital, well capitalized, minimum	$ 254,048	$ 252,275
Minimum for well capitalized institutions, ratio	0.0500	0.0500
Components of regulatory capital [Abstract]
Total shareholders' equity	$ 390,503	$ 370,418
Add (deduct)
Accumulated other comprehensive loss	75,013	86,966
Goodwill and other intangibles	(30,715)	(30,851)
CECL	2,576	5,152
Common equity tier 1 capital	437,377	431,685
Qualifying trust preferred securities	0	0
Tier 1 capital	437,377	431,685
Subordinated debt	0	0
Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	49,084	49,201
Total risk-based capital	$ 486,461	$ 480,886

Regulatory Matters - Narrative

Regulatory Matters - Narrative (Details) $ in Millions	Mar. 31, 2023 USD ($)	Dec. 31, 2022
Regulatory Matters [Abstract]
Undivided profits	$ 145.3
Capital conservation buffer	0.0250	0.0250

Fair Value Disclosures - Signif

Fair Value Disclosures - Significant Assumptions (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets [Abstract]
Securities available for sale	$ 767,526	$ 779,347
Loans held for sale, carried at fair value	16,935	26,518
Assets
Loans held for sale, carried at the lower of cost or fair value	17,680	28,860
U.S. agency
Assets [Abstract]
Securities available for sale	11,528	12,101
U.S. agency residential mortgage-backed
Assets [Abstract]
Securities available for sale	89,504	90,458
U.S. agency commercial mortgage-backed
Assets [Abstract]
Securities available for sale	13,538	13,453
Private label mortgage-backed
Assets [Abstract]
Securities available for sale	92,714	93,845
Other asset backed
Assets [Abstract]
Securities available for sale	176,044	194,725
Obligations of states and political subdivisions
Assets [Abstract]
Securities available for sale	304,586	295,677
Corporate
Assets [Abstract]
Securities available for sale	78,681	78,157
Trust preferred
Assets [Abstract]
Securities available for sale	931	931
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets [Abstract]
Securities available for sale	0	0
Derivative financial instruments	0	0
Liabilities
Derivatives	0	0
Significant Other Observable Inputs (Level 2)
Assets [Abstract]
Securities available for sale	767,526	779,347
Derivative financial instruments	34,184	39,747
Liabilities
Derivatives	16,523	19,127
Significant Un- observable Inputs (Level 3)
Assets [Abstract]
Securities available for sale	0	0
Derivative financial instruments	0	0
Liabilities
Derivatives	0	0
Measured at Fair Value on a Recurring Basis
Assets [Abstract]
Loans held for sale, carried at fair value	16,935	26,518
Capitalized mortgage loan servicing rights	41,923	42,489
Derivative financial instruments	34,184	39,747
Liabilities
Derivatives	16,523	19,127
Assets
Loans held for sale, carried at the lower of cost or fair value		20,367
Measured at Fair Value on a Recurring Basis | U.S. agency
Assets [Abstract]
Securities available for sale	11,528	12,101
Measured at Fair Value on a Recurring Basis | U.S. agency residential mortgage-backed
Assets [Abstract]
Securities available for sale	89,504	90,458
Measured at Fair Value on a Recurring Basis | U.S. agency commercial mortgage-backed
Assets [Abstract]
Securities available for sale	13,538	13,453
Measured at Fair Value on a Recurring Basis | Private label mortgage-backed
Assets [Abstract]
Securities available for sale	92,714	93,845
Measured at Fair Value on a Recurring Basis | Other asset backed
Assets [Abstract]
Securities available for sale	176,044	194,725
Measured at Fair Value on a Recurring Basis | Obligations of states and political subdivisions
Assets [Abstract]
Securities available for sale	304,586	295,677
Measured at Fair Value on a Recurring Basis | Corporate
Assets [Abstract]
Securities available for sale	78,681	78,157
Measured at Fair Value on a Recurring Basis | Trust preferred
Assets [Abstract]
Securities available for sale	931	931
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets [Abstract]
Loans held for sale, carried at fair value	0	0
Capitalized mortgage loan servicing rights	0	0
Derivative financial instruments	0	0
Liabilities
Derivatives	0	0
Assets
Loans held for sale, carried at the lower of cost or fair value		20,367
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. agency
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. agency residential mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. agency commercial mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Private label mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Other asset backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Trust preferred
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2)
Assets [Abstract]
Loans held for sale, carried at fair value	16,935	26,518
Capitalized mortgage loan servicing rights	0	0
Derivative financial instruments	34,184	39,747
Liabilities
Derivatives	16,523	19,127
Assets
Loans held for sale, carried at the lower of cost or fair value		0
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | U.S. agency
Assets [Abstract]
Securities available for sale	11,528	12,101
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | U.S. agency residential mortgage-backed
Assets [Abstract]
Securities available for sale	89,504	90,458
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | U.S. agency commercial mortgage-backed
Assets [Abstract]
Securities available for sale	13,538	13,453
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Private label mortgage-backed
Assets [Abstract]
Securities available for sale	92,714	93,845
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Other asset backed
Assets [Abstract]
Securities available for sale	176,044	194,725
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Assets [Abstract]
Securities available for sale	304,586	295,677
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Corporate
Assets [Abstract]
Securities available for sale	78,681	78,157
Measured at Fair Value on a Recurring Basis | Significant Other Observable Inputs (Level 2) | Trust preferred
Assets [Abstract]
Securities available for sale	931	931
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3)
Assets [Abstract]
Loans held for sale, carried at fair value	0	0
Capitalized mortgage loan servicing rights	41,923	42,489
Derivative financial instruments	0	0
Liabilities
Derivatives	0	0
Assets
Loans held for sale, carried at the lower of cost or fair value		0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | U.S. agency
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | U.S. agency residential mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | U.S. agency commercial mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Private label mortgage-backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Other asset backed
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Obligations of states and political subdivisions
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Corporate
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Recurring Basis | Significant Un- observable Inputs (Level 3) | Trust preferred
Assets [Abstract]
Securities available for sale	0	0
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Commercial | Commercial and industrial
Assets
Loans receivable, fair value disclosure	88	138
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Commercial | Commercial real estate
Assets
Loans receivable, fair value disclosure	53	1,068
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Mortgage | 1-4 family owner occupied - non-jumbo
Assets
Loans receivable, fair value disclosure	555	415
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Mortgage | 1-4 family non-owner occupied
Assets
Loans receivable, fair value disclosure	17	52
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Mortgage | 1-4 family - 2nd lien
Assets
Loans receivable, fair value disclosure	110	165
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Mortgage | Resort lending
Assets
Loans receivable, fair value disclosure	0	25
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Installment | Boat lending
Assets
Loans receivable, fair value disclosure	140	196
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Installment | Recreational vehicle lending
Assets
Loans receivable, fair value disclosure	72	19
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans | Installment | Other
Assets
Loans receivable, fair value disclosure	63	87
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Commercial | Commercial and industrial
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Commercial | Commercial real estate
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Mortgage | 1-4 family owner occupied - non-jumbo
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Mortgage | 1-4 family non-owner occupied
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Mortgage | 1-4 family - 2nd lien
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Mortgage | Resort lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Installment | Boat lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Installment | Recreational vehicle lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateral dependent loans | Installment | Other
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Commercial | Commercial and industrial
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Commercial | Commercial real estate
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Mortgage | 1-4 family owner occupied - non-jumbo
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Mortgage | 1-4 family non-owner occupied
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Mortgage | 1-4 family - 2nd lien
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Mortgage | Resort lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Installment | Boat lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Installment | Recreational vehicle lending
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Other Observable Inputs (Level 2) | Collateral dependent loans | Installment | Other
Assets
Loans receivable, fair value disclosure	0	0
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Commercial | Commercial and industrial
Assets
Loans receivable, fair value disclosure	88	138
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Commercial | Commercial real estate
Assets
Loans receivable, fair value disclosure	53	1,068
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Mortgage | 1-4 family owner occupied - non-jumbo
Assets
Loans receivable, fair value disclosure	555	415
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Mortgage | 1-4 family non-owner occupied
Assets
Loans receivable, fair value disclosure	17	52
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Mortgage | 1-4 family - 2nd lien
Assets
Loans receivable, fair value disclosure	110	165
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Mortgage | Resort lending
Assets
Loans receivable, fair value disclosure	0	25
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Installment | Boat lending
Assets
Loans receivable, fair value disclosure	140	196
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Installment | Recreational vehicle lending
Assets
Loans receivable, fair value disclosure	72	19
Measured at Fair Value on a Non-recurring Basis: | Significant Un- observable Inputs (Level 3) | Collateral dependent loans | Installment | Other
Assets
Loans receivable, fair value disclosure	$ 63	$ 87

Fair Value Disclosures - Change

Fair Value Disclosures - Changes in Fair Value for Financial Assets (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings [Abstract]
Loans held for sale	$ 1,597	$ (1,816)
Capitalized mortgage loan servicing rights	(1,496)	7,558
Asset Impairment Charges [Abstract]
Collateral dependent loans, carrying amount	1,100		$ 2,200
Collateral dependent loans, valuation allowance	900		$ 2,100
Accounts receivable, credit loss expense (reversal)	300	100
Mortgage Loans
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings [Abstract]
Loans held for sale	1,597	(1,816)
Mortgage Loan Servicing, net
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings [Abstract]
Capitalized mortgage loan servicing rights	$ (1,496)	$ 7,558

Fair Value Disclosures - Reconc

Fair Value Disclosures - Reconciliation for all Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - Capitalized Mortgage Loan Servicing Rights - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 42,489	$ 26,232
Total gains (losses) realized and unrealized:
Included in results of operations	(1,496)	7,558
Included in other comprehensive loss	0	0
Purchases, issuances, settlements, maturities and calls	930	2,143
Transfers in and/or out of Level 3	0	0
Ending balance	41,923	35,933
Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31	$ (1,496)	$ 7,558

Fair Value Disclosures - Quanti

Fair Value Disclosures - Quantitative Information About Level 3 (Details)	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Installment
Asset Fair Value [Abstract]
Collateral dependent loans, fair value	$ 280,000	$ 300,000
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Significant Un- observable Inputs (Level 3)
Asset Fair Value [Abstract]
Servicing asset, fair value	$ 41,923,000	$ 42,489,000
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Float rate
Ranges and Weighted Average [Abstract]
Servicing asset	0.0363	0.0403
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Minimum | Significant Un- observable Inputs (Level 3) | Cost to service
Ranges and Weighted Average [Abstract]
Servicing asset	66	66
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Minimum | Significant Un- observable Inputs (Level 3) | Ancillary income
Ranges and Weighted Average [Abstract]
Servicing asset	20	20
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Minimum | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Discount rate
Ranges and Weighted Average [Abstract]
Servicing asset	0.1000	0.1000
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Minimum | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Prepayment rate
Ranges and Weighted Average [Abstract]
Servicing asset	0.0658	0.0703
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Maximum | Significant Un- observable Inputs (Level 3) | Cost to service
Ranges and Weighted Average [Abstract]
Servicing asset	317	150
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Maximum | Significant Un- observable Inputs (Level 3) | Ancillary income
Ranges and Weighted Average [Abstract]
Servicing asset	35	35
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Maximum | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Discount rate
Ranges and Weighted Average [Abstract]
Servicing asset	0.1320	0.1323
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Maximum | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Prepayment rate
Ranges and Weighted Average [Abstract]
Servicing asset	0.3287	0.3040
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Weighted Average | Significant Un- observable Inputs (Level 3) | Cost to service
Ranges and Weighted Average [Abstract]
Servicing asset	77	78
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Weighted Average | Significant Un- observable Inputs (Level 3) | Ancillary income
Ranges and Weighted Average [Abstract]
Servicing asset	21	21
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Weighted Average | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Discount rate
Ranges and Weighted Average [Abstract]
Servicing asset	0.1013	0.1012
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Weighted Average | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Float rate
Ranges and Weighted Average [Abstract]
Servicing asset	0.0363	0.0403
Measured at Fair Value on a Recurring Basis | Capitalized Mortgage Loan Servicing Rights | Weighted Average | Present value of net servicing revenue | Significant Un- observable Inputs (Level 3) | Prepayment rate
Ranges and Weighted Average [Abstract]
Servicing asset	0.0818	0.0797
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, commercial | Significant Un- observable Inputs (Level 3)
Asset Fair Value [Abstract]
Collateral dependent loans, fair value	$ 141,000	$ 1,206,000
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, commercial | Minimum | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans	0	(0.417)
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, commercial | Maximum | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans	0	0.200
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, commercial | Weighted Average | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans	0	(0.004)
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, mortgage and installment | Significant Un- observable Inputs (Level 3)
Asset Fair Value [Abstract]
Collateral dependent loans, fair value	$ 957,000	$ 959,000
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, mortgage and installment | Minimum | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans	(0.733)	(0.733)
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, mortgage and installment | Maximum | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans	0.652	0.652
Measured at Fair Value on a Non-recurring Basis: | Collateral dependent loans, mortgage and installment | Weighted Average | Sales comparison approach | Significant Un- observable Inputs (Level 3) | Comparability adjustment
Ranges and Weighted Average [Abstract]
Impaired loans	0.159	(0.053)

Fair Value Disclosures - Differ

Fair Value Disclosures - Difference Between Aggregate Fair Value and Aggregate Remaining Contractual Principal (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Loans held for sale [Abstract]
Aggregate Fair Value	$ 16,935	$ 26,518
Difference	(745)	(2,342)
Contractual Principal	$ 17,680	$ 28,860

Fair Values of Financial Inst_3

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Securities available for sale	$ 767,526	$ 779,347
Securities held to maturity	369,577	374,818
Reserve Bank Stock	17,653	17,653
Liabilities
Other borrowings	50,029	86,006
Subordinated debt	39,452	39,433
Subordinated debentures	39,677	39,660
Reciprocal deposits included in deposits with no stated maturity	615,860	555,781
Reciprocal deposits included in deposits with stated maturity	69,598	46,794
Recorded Book Balance
Assets
Cash and due from banks	47,823	70,180
Interest bearing deposits	179,196	4,191
Securities available for sale	767,526	779,347
Securities held to maturity	369,577
Reserve Bank Stock	17,653	17,653
Net loans and loans held for sale	3,476,194	3,459,802
Accrued interest receivable	16,615	16,513
Derivative financial instruments	34,184	39,747
Liabilities
Deposits with no stated maturity	3,783,354	3,798,848
Deposits with stated maturity	761,395	580,221
Other borrowings	50,029	86,006
Subordinated debt	39,452	39,433
Subordinated debentures	39,677	39,660
Accrued interest payable	4,085	2,287
Derivative financial instruments	16,523	19,127
Fair Value
Assets
Cash and due from banks	47,823	70,180
Interest bearing deposits	179,196	4,191
Securities available for sale	767,526	779,347
Securities held to maturity	339,337
Net loans and loans held for sale	3,155,940	3,185,518
Accrued interest receivable	16,615	16,513
Derivative financial instruments	34,184	39,747
Liabilities
Deposits with no stated maturity	3,783,354	3,798,848
Deposits with stated maturity	754,881	573,739
Other borrowings	50,019	86,006
Subordinated debt	39,705	41,058
Subordinated debentures	32,695	38,982
Accrued interest payable	4,085	2,287
Derivative financial instruments	16,523	19,127
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets
Cash and due from banks	47,823	70,180
Interest bearing deposits	179,196	4,191
Securities available for sale	0	0
Securities held to maturity	0
Net loans and loans held for sale	0	20,367
Accrued interest receivable	212	1
Derivative financial instruments	0	0
Liabilities
Deposits with no stated maturity	3,783,354	3,798,848
Deposits with stated maturity	0	0
Other borrowings	0	0
Subordinated debt	0	0
Subordinated debentures	0	0
Accrued interest payable	486	415
Derivative financial instruments	0	0
Significant Other Observable Inputs (Level 2)
Assets
Cash and due from banks	0	0
Interest bearing deposits	0	0
Securities available for sale	767,526	779,347
Securities held to maturity	339,337
Net loans and loans held for sale	16,935	26,518
Accrued interest receivable	6,257	6,503
Derivative financial instruments	34,184	39,747
Liabilities
Deposits with no stated maturity	0	0
Deposits with stated maturity	754,881	573,739
Other borrowings	50,019	86,006
Subordinated debt	39,705	41,058
Subordinated debentures	32,695	38,982
Accrued interest payable	3,599	1,872
Derivative financial instruments	16,523	19,127
Significant Un- observable Inputs (Level 3)
Assets
Cash and due from banks	0	0
Interest bearing deposits	0	0
Securities available for sale	0	0
Securities held to maturity	0
Net loans and loans held for sale	3,139,005	3,138,633
Accrued interest receivable	10,146	10,009
Derivative financial instruments	0	0
Liabilities
Deposits with no stated maturity	0	0
Deposits with stated maturity	0	0
Other borrowings	0	0
Subordinated debt	0	0
Subordinated debentures	0	0
Accrued interest payable	0	0
Derivative financial instruments	$ 0	$ 0

Contingencies - Narrative (Deta

Contingencies - Narrative (Details) $ / shares in Units, $ in Millions	3 Months Ended
	Mar. 31, 2023 shares	Apr. 27, 2023 USD ($) $ / shares
VISA Class B Common Stock
Visa Stock [Abstract]
Number of shares owned (in shares) | shares	12,566
VISA Class B Common Stock | Subsequent Event
Visa Stock [Abstract]
Current value of shares owned | $		$ 4.6
VISA Class A Common Stock
Visa Stock [Abstract]
Current conversion ratio	1.5991
VISA Class A Common Stock | Subsequent Event
Visa Stock [Abstract]
Closing price (in dollars per share) | $ / shares		$ 229.01

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) ("AOCIL") - Summary of Changes (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Changes in AOCIL [Roll Forward]
Balances at beginning of period	$ 347,596	$ 398,484
Other comprehensive income (loss) before reclassifications	11,711	(54,860)
Amounts reclassified from AOCIL	241	(55)
Net current period other comprehensive income (loss)	11,952	(54,915)
Balances at end of period	367,714	355,449
Accumulated Other Comprehensive Income (Loss)
Changes in AOCIL [Roll Forward]
Balances at beginning of period	(92,763)	501
Net current period other comprehensive income (loss)	11,952	(54,915)
Balances at end of period	(80,811)	(54,414)
Unrealized Gains (Losses) on Securities AFS
Changes in AOCIL [Roll Forward]
Balances at beginning of period	(68,742)	6,299
Other comprehensive income (loss) before reclassifications	11,370	(54,860)
Amounts reclassified from AOCIL	175	(55)
Net current period other comprehensive income (loss)	11,545	(54,915)
Balances at end of period	(57,197)	(48,616)
Unrealized losses on securities transferred to securities HTM
Changes in AOCIL [Roll Forward]
Balances at beginning of period	(18,223)	0
Other comprehensive income (loss) before reclassifications	672	0
Amounts reclassified from AOCIL	0	0
Net current period other comprehensive income (loss)	672	0
Balances at end of period	(17,551)	0
Dispropor- tionate Tax Effects from Securities AFS
Changes in AOCIL [Roll Forward]
Balances at beginning of period	(5,798)	(5,798)
Other comprehensive income (loss) before reclassifications	0	0
Amounts reclassified from AOCIL	0	0
Net current period other comprehensive income (loss)	0	0
Balances at end of period	(5,798)	(5,798)
Unrealized Losses on Derivative Instruments
Changes in AOCIL [Roll Forward]
Balances at beginning of period	0	0
Other comprehensive income (loss) before reclassifications	(331)	0
Amounts reclassified from AOCIL	66	0
Net current period other comprehensive income (loss)	(265)	0
Balances at end of period	$ (265)	$ 0

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) ("AOCIL") - Reclassification Out of Each Components (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Reclassifications out of AOCIL [Abstract]
Interest income	$ 53,936	$ 34,741
Income tax expense	2,884	4,105
Net Income	12,991	17,967
Amount Reclassified From AOCIL
Reclassifications out of AOCIL [Abstract]
Net Income	(241)
Unrealized Gains (Losses) on Securities AFS | Amount Reclassified From AOCIL
Reclassifications out of AOCIL [Abstract]
Net gains (losses) on securities available for sale	(222)	70
Income tax expense	(47)	15
Net Income	(175)	$ 55
Unrealized Losses on Derivative Instruments | Amount Reclassified From AOCIL
Reclassifications out of AOCIL [Abstract]
Interest income	84
Income tax expense	18
Net Income	$ 66

Revenue from Contracts with C_3

Revenue from Contracts with Customers - Narrative (Details)	3 Months Ended
	Mar. 31, 2023 USD ($) asset	Mar. 31, 2022 asset	Dec. 31, 2022 USD ($)
Revenue from Contract with Customer [Abstract]
Percentage of revenues excluded from ASC topic 606	86.50%	84.60%
Contract with customers, liability	$ 0		$ 0
Contract with customer, asset, after allowance for credit loss	$ 0		$ 0
Number of real estate assets sold during the period | asset	0	0

Revenue from Contracts with C_4

Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	$ 7,565	$ 7,399
Bank owned life insurance income	111	138
Other	1,115	865
Total	2,729	2,363
Service Charges on Deposit Accounts
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	2,857	2,957
Overdraft fees | Retail
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	2,261	2,506
Overdraft fees | Business
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	129	130
Account service charges | Retail
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	467	321
Other Deposit Related Income
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	676	622
ATM fees | Retail
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	329	277
ATM fees | Business
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	9	7
Other | Retail
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	247	251
Other | Business
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	91	87
Interchange income
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	3,205	3,082
Investment and Insurance Commissions
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	827	738
Asset management revenue
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	442	469
Transaction based revenue
Disaggregation of Revenue [Abstract]
Revenue from contracts with customers	$ 385	$ 269

Leases (Details)

Leases (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Lease, Cost [Abstract]
Operating lease cost	$ 362	$ 415
Variable lease cost	24	16
Short-term lease cost	22	18
Total	408	$ 449
Assets and Liabilities, Lessee [Abstract]
Lease right of use asset	5,019		$ 5,544
Lease liabilities	$ 5,225		$ 5,769
Weighted average remaining lease term (years)	5 years 9 months 21 days		5 years 10 months 9 days
Weighted average discount rate	2.40%		2.40%
Operating lease, right-of-use asset, statement of financial position [extensible enumeration]	Other Assets		Other Assets
Operating lease, liability, statement of financial position [extensible enumeration]	Other Liabilities		Other Liabilities
Lessee, Operating Lease, Liability, to be Paid [Abstract]
Nine months ending December 31, 2023	$ 1,065
2024	996
2025	940
2026	771
2027	606
2028 and thereafter	1,191
Total lease payments	5,569
Less imputed interest	(344)
Total	$ 5,225		$ 5,769