Independent Bank (IBCP) 10-Q 5 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	5-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'INDEPENDENT BANK CORP /MI/	'
Entity Central Index Key	'0000039311	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	22,924,740
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Financial Condition (unaudited) (USD $)	Mar. 31, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	'		'
Cash and due from banks	$53,815		$48,156
Interest bearing deposits	78,125		70,925
Cash and Cash Equivalents	131,940		119,081
Interest bearing deposits - time	16,875		17,999
Trading securities	610		498
Securities available for sale	522,935		462,481
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	23,419		23,419
Loans held for sale, carried at fair value	14,700		20,390
Loans	'		'
Commercial	642,051		635,234
Mortgage	475,580		486,633
Installment	188,337		192,065
Payment plan receivables	54,544		60,638
Total Loans	1,360,512		1,374,570
Allowance for loan losses	-30,437		-32,325
Net Loans	1,330,075		1,342,245
Other real estate and repossessed assets	18,001		18,282
Property and equipment, net	47,872		48,594
Bank-owned life insurance	52,571		52,253
Deferred tax assets, net	55,248		57,550
Capitalized mortgage loan servicing rights	13,273		13,710
Vehicle service contract counterparty receivables, net	7,096		7,716
Other intangibles	3,029		3,163
Accrued income and other assets	21,995		22,562
Total Assets	2,259,639		2,209,943
Deposits	'		'
Non-interest bearing	531,355		518,658
Savings and interest-bearing checking	958,486		910,352
Reciprocal	77,082		83,527
Retail time	358,588		358,800
Brokered time	13,231		13,469
Total Deposits	1,938,742		1,884,806
Other borrowings	12,943		17,188
Subordinated debentures	40,723		40,723
Vehicle service contract counterparty payables	3,761		4,089
Accrued expenses and other liabilities	26,884		31,556
Total Liabilities	2,023,053		1,978,362
Shareholders' Equity	'		'
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0		0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 22,921,774 shares at March 31, 2014 and 22,819,136 shares at December 31, 2013	351,439		351,173
Accumulated deficit	-107,209		-110,347
Accumulated other comprehensive loss	-7,644	[1]	-9,245	[1]
Total Shareholders' Equity	236,586		231,581
Total Liabilities and Shareholders' Equity	$2,259,639		$2,209,943
[1]	2014 amounts are presented net of tax as we removed substantially all of the valuation allowance on our deferred tax assets during the second quarter of 2013 (see Note #10).

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Financial Condition (unaudited) (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Shareholders' Equity	'	'
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	22,921,774	22,819,136
Common stock, shares outstanding (in shares)	22,921,774	22,819,136

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Operations (unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Interest Income	'		'
Interest and fees on loans	$18,215		$20,710
Interest on securities	'		'
Taxable	1,383		670
Tax-exempt	262		238
Other investments	423		332
Total Interest Income	20,283		21,950
Interest Expense	'		'
Deposits	1,293		1,529
Other borrowings	512		865
Total Interest Expense	1,805		2,394
Net Interest Income	18,478		19,556
Provision for loan losses	428		-691
Net Interest Income After Provision for Loan Losses	18,050		20,247
Non-interest Income	'		'
Service charges on deposit accounts	3,055		3,406
Interchange income	1,941		1,757
Net gains on assets	'		'
Mortgage loans	1,144		3,637
Securities	112		84
Mortgage loan servicing	264		622
Title insurance fees	274		484
Increase in fair value of U.S. Treasury warrant	0		-1,045
Other	2,165		2,123
Total Non-interest Income	8,955		11,068
Non-interest Expense	'		'
Compensation and employee benefits	11,238		11,307
Occupancy, net	2,483		2,424
Data processing	2,086		1,916
Loan and collection	1,465		2,226
Furniture, fixtures and equipment	1,069		1,032
Communications	789		780
Advertising	519		570
FDIC deposit insurance	417		630
Interchange expense	402		410
Legal and professional	401		692
Credit card and bank service fees	263		334
Vehicle service contract counterparty contingencies	68		127
Cost (recoveries) related to unfunded lending commitments	10		-19
Provision for loss reimbursement on sold loans	-481		663
Net (gains) losses on other real estate and repossessed assets	-87		652
Other	1,758		1,729
Total Non-interest Expense	22,400		25,473
Income Before Income Tax	4,605		5,842
Income tax expense	1,467		35
Net Income	3,138		5,807
Preferred stock dividends and discount accretion	0		-1,095
Net income applicable to common stock	$3,138		$4,712
Net Income Per Common Share	'		'
Basic (in dollars per share)	$0.14	[1]	$0.51	[1]
Diluted (in dollars per share)	$0.13		$0.27
Dividends Per Common Share	'		'
Declared (in dollars per share)	$0		$0
Paid (in dollars per share)	$0		$0
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Condensed_Consolidated_Stateme3

Condensed Consolidated Statements of Comprehensive Income (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]	'		'
Net income	$3,138		$5,807
Available for sale securities	'		'
Unrealized gain arising during period	2,250		974
Change in unrealized losses for which a portion of other than temporary impairment has been recognized in earnings	119		33
Reclassification adjustment for other than temporary impairment included in earnings	0		0
Reclassification adjustments for losses included in earnings	0		7
Unrealized gains recognized in other comprehensive income on available for sale securities	2,369		1,014
Income tax expense	830		0
Unrealized gains recognized in other comprehensive income on available for sale securities, net of tax	1,539		1,014
Derivative instruments	'		'
Unrealized loss arising during period	0		-3
Reclassification adjustment for expense recognized in earnings	0		94
Reclassification adjustment for accretion on settled derivatives	95		0
Unrealized gains recognized in other comprehensive income on derivative instruments	95		91
Income tax expense	33		0
Unrealized gains recognized in other comprehensive income on derivative instruments, net of tax	62		91
Other comprehensive income	1,601	[1]	1,105
Comprehensive income	$4,739		$6,912
[1]	2014 amounts are presented net of tax as we removed substantially all of the valuation allowance on our deferred tax assets during the second quarter of 2013 (see Note #10).

Condensed_Consolidated_Stateme4

Condensed Consolidated Statements of Cash Flows (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Condensed Consolidated Statements of Cash Flows (unaudited) [Abstract]	'	'
Net Income	$3,138	$5,807
Adjustments to Reconcile Net Income to Net Cash from Operating Activities	'	'
Proceeds from sales of loans held for sale	48,232	131,495
Disbursements for loans held for sale	-41,398	-117,925
Provision for loan losses	428	-691
Deferred federal income tax expense	2,302	0
Deferred loan fees	-5	133
Depreciation, amortization of intangible assets and premiums and accretion of discounts on securities and loans	373	-1,040
Net gain on sale of property and equipment	0	-1
Net gains on mortgage loans	-1,144	-3,637
Net gains on securities	-112	-84
Net (gains) losses on other real estate and repossessed assets	-87	652
Vehicle service contract counterparty contingencies	68	127
Share based compensation	255	236
(Increase) decrease in accrued income and other assets	-176	2,573
Increase (decrease) in accrued expenses and other liabilities	-4,513	823
Total Adjustments	4,223	12,661
Net Cash from Operating Activities	7,361	18,468
Cash Flow used in Investing Activities	'	'
Proceeds from the sale of securities available for sale	0	1,800
Proceeds from the maturity of securities available for sale	15,030	22,820
Principal payments received on securities available for sale	17,852	6,487
Purchases of securities available for sale	-91,556	-103,259
Purchases of interest bearing deposits	0	-6,986
Proceeds from the maturity of interest bearing deposits	1,090	0
Net decrease in portfolio loans (loans originated, net of principal payments)	13,221	26,729
Net cash from branch sale	0	3,292
Proceeds from the collection of vehicle service contract counterparty receivables	256	169
Proceeds from the sale of other real estate and repossessed assets	1,195	3,511
Proceeds from the sale of property and equipment	0	3
Capital expenditures	-964	-2,119
Net Cash from used in Investing Activities	-43,876	-47,553
Cash Flow from Financing Activities	'	'
Net increase in total deposits	53,936	71,256
Net increase (decrease) in other borrowings	-5	5
Payments of Federal Home Loan Bank advances	-4,240	0
Net decrease in vehicle service contract counterparty payables	-328	-1,282
Proceeds from issuance of common stock	11	954
Net Cash from Financing Activities	49,374	70,933
Net Increase in Cash and Cash Equivalents	12,859	41,848
Cash and Cash Equivalents at Beginning of Period	119,081	179,782
Cash and Cash Equivalents at End of Period	131,940	221,630
Cash paid during the period for	'	'
Interest	1,821	1,810
Income taxes	1	6
Transfers to other real estate and repossessed assets	827	1,669
Transfer of payment plan receivables to vehicle service contract counterparty receivables	131	79
Purchase of securities available for sale not yet settled	$0	$2,565

Condensed_Consolidated_Stateme5

Condensed Consolidated Statements of Shareholders' Equity (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'		'
Balances at beginning of period	$231,581		$134,975
Net Income	3,138		5,807
Issuance of common stock	11		1,962
Share based compensation	255		236
Net change in accumulated other comprehensive loss, net of related tax effect	1,601	[1]	1,105
Balances at end of period	$236,586		$144,085
[1]	2014 amounts are presented net of tax as we removed substantially all of the valuation allowance on our deferred tax assets during the second quarter of 2013 (see Note #10).

Preparation_of_Financial_Stand

Preparation of Financial Standards	3 Months Ended
	Mar. 31, 2014
Preparation of Financial Statements [Abstract]	'
Preparation of Financial Statements	'
	1	Preparation of Financial Statements
	The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading.  The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2013 included in our Annual Report on Form 10-K.
	In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of March 31, 2014 and December 31, 2013, and the results of operations for the three-month periods ended March 31, 2014 and 2013.  The results of operations for the three-month period ended March 31, 2014, are not necessarily indicative of the results to be expected for the full year.  Certain reclassifications have been made in the prior period financial statements to conform to the current period presentation.  Our critical accounting policies include the assessment for other than temporary impairment (“OTTI”) on investment securities,  the determination of the allowance for loan losses, the determination of vehicle service contract counterparty contingencies, the valuation of originated mortgage loan servicing rights and the valuation of deferred tax assets.  Refer to our 2013 Annual Report on Form 10-K for a disclosure of our accounting policies.

New_Accounting_Standards

New Accounting Standards	3 Months Ended
	Mar. 31, 2014
New Accounting Standards [Abstract]	'
New Accounting Standards	'
	2.  New Accounting Standards
	In July, 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2013-11, “Income Taxes (Topic 740), Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists”.  This ASU amends existing guidance so that an unrecognized tax benefit, or a portion thereof, be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent that a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date to settle any additional income taxes that would result from disallowance of a tax position, or the tax law does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, then the unrecognized tax benefit should be presented as a liability.  This amended guidance became effective for us on January 1, 2014 and did not have a material impact on our consolidated operating results or financial condition.

Securities

Securities	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Securities	'
	3	Securities
	Securities available for sale consist of the following:
			Amortized		Unrealized
			Cost		Gains			Losses		Fair Value
			(In thousands)
	31-Mar-14
	U.S. agency		$	48,024	$	18		$	388	$	47,654
	U.S. agency residential mortgage-backed			235,601		1,573			429		236,745
	U.S. agency commercial mortgage-backed			12,640		27			27		12,640
	Private label residential mortgage-backed			7,052		137			546		6,643
	Other asset backed			43,425		45			156		43,314
	Obligations of states and political subdivisions			156,342		738			3,150		153,930
	Corporate			19,503		83			21		19,565
	Trust preferred			2,904		-			460		2,444
	Total		$	525,491	$	2,621		$	5,177	$	522,935
	31-Dec-13
	U.S. agency		$	32,106	$	44		$	342	$	31,808
	U.S. agency residential mortgage-backed			202,649		1,343			532		203,460
	Private label residential mortgage-backed			7,294		112			618		6,788
	Other asset backed			45,369		10			194		45,185
	Obligations of states and political subdivisions			157,966		496			4,784		153,678
	Corporate			19,120		43			26		19,137
	Trust preferred			2,902		-			477		2,425
	Total		$	467,406	$	2,048		$	6,973	$	462,481
	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows:
			Less Than Twelve Months					Twelve Months or More					Total
					Unrealized					Unrealized					Unrealized
			Fair Value		Losses			Fair Value		Losses			Fair Value		Losses
			(In thousands)
	31-Mar-14
	U.S. agency		$	36,853	$	388		$	-	$	-		$	36,853	$	388
	U.S. agency residential mortgage-backed			52,705		315			23,242		114			75,947		429
	U.S. agency commercial mortgage-backed			4,318		27			-		-			4,318		27
	Private label residential mortgage-backed			167		1			4,485		545			4,652		546
	Other asset backed			28,442		156			-		-			28,442		156
	Obligations of states and political subdivisions			70,657		2,607			11,521		543			82,178		3,150
	Corporate			5,844		21			-		-			5,844		21
	Trust preferred			-		-			2,444		460			2,444		460
	Total		$	198,986	$	3,515		$	41,692	$	1,662		$	240,678	$	5,177
	31-Dec-13
	U.S. agency		$	16,715	$	342		$	-	$	-		$	16,715	$	342
	U.S. agency residential mortgage-backed			78,256		532			-		-			78,256		532
	Private label residential mortgage-backed			407		6			4,602		612			5,009		618
	Other asset backed			33,862		194			-		-			33,862		194
	Obligations of states and political subdivisions			103,942		4,645			4,805		139			108,747		4,784
	Corporate			7,105		26			-		-			7,105		26
	Trust preferred			-		-			2,425		477			2,425		477
	Total		$	240,287	$	5,745		$	11,832	$	1,228		$	252,119	$	6,973
	Our portfolio of available-for-sale securities is reviewed quarterly for impairment in value. In performing this review management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) an assessment of whether we intend to sell, or it is more likely than not that we will be required to sell a security in an unrealized loss position before recovery of its amortized cost basis. For securities that do not meet the aforementioned recovery criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income or loss.
	U.S. agency, U.S. agency residential mortgage-backed securities and U.S. agency commercial mortgage backed securities — at March 31, 2014 we had 21 U.S. agency, 33 U.S. agency residential mortgage-backed securities and seven U.S. agency commercial mortgage-backed whose fair market value is less than amortized cost. The unrealized losses are largely attributed to rises in term interest rates and widening spreads to Treasury bonds. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary.
	Private label residential mortgage backed securities — at March 31, 2014 we had five of this type of securities whose fair value is less than amortized cost. Two of the issues are rated by a major rating agency as investment grade while two are below investment grade and one is split rated. Three of these bonds have impairment in excess of 10% and four of these holdings have been impaired for more than 12 months.
	The unrealized losses are largely attributable to credit spread widening on these securities since their acquisition.  The underlying loans within these securities include Jumbo (69%) and Alt A (31%) at March 31, 2014.
			31-Mar-14					31-Dec-13
					Net					Net
			Fair		Unrealized			Fair		Unrealized
			Value		Loss			Value		Loss
			(In thousands)
	Private label residential mortgage-backed
	Jumbo		$	4,563	$	(371	)	$	4,687	$	(441	)
	Alt-A			2,080		(38	)		2,101		(65	)
	All of these securities are receiving principal and interest payments. Most of these transactions are passthrough structures, receiving pro rata principal and interest payments from a dedicated collateral pool for loans that are performing. The nonreceipt of interest cash flows is not expected and thus not presently considered in our discounted cash flow methodology discussed below.
	All private label residential mortgage-backed securities are reviewed for OTTI utilizing a cash flow projection. The cash flow analysis forecasts cash flow from the underlying loans in each transaction and then applies these cash flows to the bonds in the securitization. The cash flows from the underlying loans consider contractual payment terms (scheduled amortization), prepayments, defaults and severity of loss given default. The analysis uses dynamic assumptions for prepayments, defaults and loss severity. Near term prepayment assumptions are based on recently observed prepayment rates. More weight is given to longer term historic performance (12 months). In some cases, recently observed prepayment rates are lower than historic norms due to a minimal amount of new jumbo loan issuances. This loan market is heavily dependent upon securitization for funding, and new securitization transactions have been minimal. Our model projections anticipate that prepayment rates gradually revert to historical levels. For seasoned ARM transactions, normalized prepayment rates range from 10% to 15% CPR. For fixed rate collateral (one transaction), the prepayment speeds are projected to remain stable.
	Default assumptions are largely based on the volume of existing real estate owned, pending foreclosures and severe delinquencies. Other considerations include the quality of loan underwriting, recent default experience, realized loss performance and the volume of less severe delinquencies. Default levels generally are projected to remain elevated or increase for a period of time sufficient to address the level of distressed loans in the transaction. Our projections expect defaults to then decline, generally beginning in year three. Current loss severity assumptions are based on recent observations when meaningful data is available. Loss severity is expected to remain elevated for the next 12 months. Severity is expected to decline after this period due to improving overall economic conditions, improving real estate prices and a reduced inventory of foreclosed properties on the market. Except for three securities discussed in further detail below (all three are currently below investment grade), our cash flow analysis forecasts complete recovery of our cost basis for each reviewed security.
At March 31, 2014 three below investment grade private label residential mortgage-backed securities had credit related OTTI and are summarized as follows:
				Super			Senior
		Senior		Senior			Support
		Security		Security			Security		Total
		(In thousands)
As of March 31, 2014
Fair value		$	2,426	$	1,712		$	45	$	4,183
Amortized cost			2,697		1,622			-		4,319
Non-credit unrealized loss			271		-			-		271
Unrealized gain			-		90			45		135
Cumulative credit related OTTI			748		457			380		1,585
Credit related OTTI recognized in our Condensed
Consolidated Statements of Operations
For the three months ended March 31,
2014		$	-	$	-		$	-	$	-
2013			-		-			-		-
Each of these securities is receiving principal and interest payments similar to principal reductions in the underlying collateral.  Two of these securities have unrealized gains and one has an unrealized loss at March 31, 2014.  Prior to the second quarter of 2013 all three of these securities had an unrealized loss.  The original amortized cost for each of these securities has been permanently adjusted downward for previously recorded credit related OTTI.  The unrealized loss (based on original amortized cost) for two of these securities is now less than previously recorded credit related OTTI amounts.  The remaining non-credit related unrealized loss in the senior security is attributed to other factors and is reflected in other comprehensive income during those same periods.
As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no other declines discussed above are deemed to be other than temporary.
Other asset backed — at March 31, 2014 we had 20 other asset backed securities whose fair value is less than amortized cost. The unrealized losses are primarily due to widening discount margins.  As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary.
Obligations of states and political subdivisions — at March 31, 2014 we had 96 municipal securities whose fair value is less than amortized cost.  The unrealized losses are primarily due to increases in interest rates since the securities acquisition.  As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary.
Corporate — at March 31, 2014 we had eight corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening.  As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary.
Trust preferred securities — at March 31, 2014 we had three trust preferred securities whose fair value is less than amortized cost. All of our trust preferred securities are single issue securities issued by a trust subsidiary of a bank holding company. The pricing of trust preferred securities over the past several years has suffered from credit spread widening fueled by uncertainty regarding potential losses of financial companies and repricing of risk related to these hybrid capital securities.
One of the three securities is rated by two major rating agencies as investment grade, while one (a Bank of America issuance) is rated below investment grade by two major rating agencies and the other one is non-rated. The non-rated issue is a relatively small bank and was never rated. The issuer of this non-rated trust preferred security, which had a total amortized cost of $1.0 million and total fair value of $0.8 million as of March 31, 2014, continues to have satisfactory credit metrics and make interest payments.
The following table breaks out our trust preferred securities in further detail as of March 31, 2014 and December 31, 2013:
		31-Mar-14					31-Dec-13
				Net					Net
		Fair		Unrealized			Fair		Unrealized
		Value		Loss			Value		Loss
		(In thousands)
Trust preferred securities
Rated issues		$	1,619	$	(285	)	$	1,600	$	(302	)
Unrated issues			825		(175	)		825		(175	)
As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary.
We recorded no credit related OTTI charges in earnings on securities available for sale during the three month periods ended March 31, 2014 and 2013, respectively.
A roll forward of credit losses recognized in earnings on securities available for sale for the three month periods ending March 31, follows:
		2014		2013
		(In thousands)
Balance at beginning of year		$	1,835	$	1,809
Additions to credit losses on securities for which no previous OTTI was recognized			-		-
Increases to credit losses on securities for which OTTI was previously recognized			-		-
Total		$	1,835	$	1,809
The amortized cost and fair value of securities available for sale at March 31, 2014, by contractual maturity, follow:
		Amortized		Fair
		Cost		Value
		(In thousands)
Maturing within one year		$	15,809	$	15,837
Maturing after one year but within five years			86,513		86,741
Maturing after five years but within ten years			50,721		50,491
Maturing after ten years			73,730		70,524
			226,773		223,593
U.S. agency residential mortgage-backed			235,601		236,745
U.S. agency commercial mortgage-backed			12,640		12,640
Private label residential mortgage-backed			7,052		6,643
Other asset backed			43,425		43,314
Total		$	525,491	$	522,935
The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis.  A summary of proceeds from the sale of securities available for sale and gains and losses for the three month periods ending March 31, follows:
				Realized
		Proceeds		Gains			Losses
		(In thousands)
2014		$	-	$	-		$	-
2013			1,800		-			7
During 2014 and 2013, our trading securities consisted of various preferred stocks.  During the first three months of 2014 and 2013, we recognized gains on trading securities of $0.112 million and $0.091 million, respectively, that are included in net gains on securities in the Condensed Consolidated Statements of Operations.  Both of these amounts relate to gains recognized on trading securities still held at each respective period end.

Loans

Loans	3 Months Ended
	Mar. 31, 2014
Loans [Abstract]	'
Loans	'
	4	Loans
	Our assessment of the allowance for loan losses is based on an evaluation of the loan portfolio, recent loss experience, current economic conditions and other pertinent factors.
	An analysis of the allowance for loan losses by portfolio segment for the three months ended March 31, follows:
												Payment
												Plan
			Commercial			Mortgage			Installment			Receivables			Unallocated			Total
			(In thousands)
	2014
	Balance at beginning of period		$	6,827		$	17,195		$	2,246		$	97		$	5,960		$	32,325
	Additions (deductions)
	Provision for loan losses			507			193			176			(14	)		(434	)		428
	Recoveries credited to allowance			355			458			251			4			-			1,068
	Loans charged against the allowance			(1,926	)		(846	)		(612	)		-			-			(3,384	)
	Balance at end of period		$	5,763		$	17,000		$	2,061		$	87		$	5,526		$	30,437
	2013
	Balance at beginning of period		$	11,402		$	21,447		$	3,378		$	144		$	7,904		$	44,275
	Additions (deductions)
	Provision for loan losses			(272	)		(139	)		375			(4	)		(651	)		(691	)
	Recoveries credited to allowance			536			622			286			7			-			1,451
	Loans charged against the allowance			(1,608	)		(1,767	)		(877	)		(18	)		-			(4,270	)
	Balance at end of period		$	10,058		$	20,163		$	3,162		$	129		$	7,253		$	40,765
	Allowance for loan losses and recorded investment in loans by portfolio segment follows:
												Payment
												Plan
			Commercial			Mortgage			Installment			Receivables			Unallocated			Total
			(In thousands)
	31-Mar-14
	Allowance for loan losses:
	Individually evaluated for impairment		$	3,289		$	10,912		$	785		$	-		$	-		$	14,986
	Collectively evaluated for impairment			2,474			6,088			1,276			87			5,526			15,451
	Total ending allowance balance		$	5,763		$	17,000		$	2,061		$	87		$	5,526		$	30,437
	Loans
	Individually evaluated for impairment		$	40,014		$	77,159		$	7,126		$	-					$	124,299
	Collectively evaluated for impairment			603,533			400,598			181,856			54,544						1,240,531
	Total loans recorded investment			643,547			477,757			188,982			54,544						1,364,830
	Accrued interest included in recorded investment			1,496			2,177			645			-						4,318
	Total loans		$	642,051		$	475,580		$	188,337		$	54,544					$	1,360,512
	31-Dec-13
	Allowance for loan losses:
	Individually evaluated for impairment		$	3,878		$	10,488		$	792		$	-		$	-		$	15,158
	Collectively evaluated for impairment			2,949			6,707			1,454			97			5,960			17,167
	Total ending allowance balance		$	6,827		$	17,195		$	2,246		$	97		$	5,960		$	32,325
	Loans
	Individually evaluated for impairment		$	40,623		$	78,022		$	7,068		$	-					$	125,713
	Collectively evaluated for impairment			596,235			410,887			185,676			60,638						1,253,436
	Total loans recorded investment			636,858			488,909			192,744			60,638						1,379,149
	Accrued interest included in recorded investment			1,624			2,276			679			-						4,579
	Total loans		$	635,234		$	486,633		$	192,065		$	60,638					$	1,374,570
	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow:
			90+ and						Total Non-
			Still			Non-			Performing
			Accruing			Accrual			Loans
			(In thousands)
	31-Mar-14
	Commercial
	Income producing - real estate		$	115		$	3,443		$	3,558
	Land, land development and construction - real estate			-			904			904
	Commercial and industrial			-			3,351			3,351
	Mortgage			.
	1-4 family			-			6,655			6,655
	Resort lending			-			3,371			3,371
	Home equity - 1st lien			-			430			430
	Home equity - 2nd lien			-			747			747
Installment
Home equity - 1st lien			-			859			859
Home equity - 2nd lien			-			511			511
Loans not secured by real estate			-			432			432
Other			-			2			2
Payment plan receivables
Full refund			-			5			5
Partial refund			-			-			-
Other			-			1			1
Total recorded investment		$	115		$	20,711		$	20,826
Accrued interest included in recorded investment		$	-		$	-		$	-
31-Dec-13
Commercial
Income producing - real estate		$	-		$	1,899		$	1,899
Land, land development and construction - real estate			-			1,036			1,036
Commercial and industrial			-			2,434			2,434
Mortgage
1-4 family			-			6,594			6,594
Resort lending			-			2,668			2,668
Home equity - 1st lien			-			415			415
Home equity - 2nd lien			-			689			689
Installment
Home equity - 1st lien			-			938			938
Home equity - 2nd lien			-			571			571
Loans not secured by real estate			-			638			638
Other			-			-			-
Payment plan receivables
Full refund			-			20			20
Partial refund			-			3			3
Other			-			-			-
Total recorded investment		$	-		$	17,905		$	17,905
Accrued interest included in recorded investment		$	-		$	-		$	-
An aging analysis of loans by class follows:
		Loans Past Due												Loans not			Total
		30-59 days			60-89 days			90+ days			Total			Past Due			Loans
		(In thousands)
31-Mar-14
Commercial
Income producing - real estate		$	506		$	391		$	2,505		$	3,402		$	248,983		$	252,385
Land, land development and construction - real estate			43			-			328			371			33,855			34,226
Commercial and industrial			2,235			809			1,441			4,485			352,451			356,936
Mortgage
1-4 family			2,440			1,284			6,655			10,379			264,136			274,515
Resort lending			1,182			235			3,371			4,788			137,395			142,183
Home equity - 1st lien			262			-			430			692			18,609			19,301
Home equity - 2nd lien			227			318			747			1,292			40,466			41,758
Installment
Home equity - 1st lien			382			50			859			1,291			25,042			26,333
Home equity - 2nd lien			188			105			511			804			35,698			36,502
Loans not secured by real estate			443			259			432			1,134			122,571			123,705
Other			15			20			2			37			2,405			2,442
Payment plan receivables
Full refund			1,076			192			5			1,273			40,611			41,884
Partial refund			192			34			-			226			5,348			5,574
Other			164			10			1			175			6,911			7,086
Total recorded investment		$	9,355		$	3,707		$	17,287		$	30,349		$	1,334,481		$	1,364,830
Accrued interest included in recorded investment		$	61		$	54		$	-		$	115		$	4,203		$	4,318
31-Dec-13
Commercial
Income producing - real estate		$	1,014		$	428		$	878		$	2,320		$	249,313		$	251,633
Land, land development and construction - real estate			781			129			256			1,166			30,670			31,836
Commercial and industrial			1,155			1,665			318			3,138			350,251			353,389
Mortgage
1-4 family			3,750			224			6,594			10,568			270,855			281,423
Resort lending			698			234			2,668			3,600			142,356			145,956
Home equity - 1st lien			172			-			415			587			18,214			18,801
Home equity - 2nd lien			663			73			689			1,425			41,304			42,729
Installment
Home equity - 1st lien			557			134			938			1,629			25,513			27,142
Home equity - 2nd lien			536			136			571			1,243			36,701			37,944
Loans not secured by real estate			833			281			638			1,752			123,295			125,047
Other			22			12			-			34			2,577			2,611
Payment plan receivables
Full refund			1,364			349			20			1,733			46,344			48,077
Partial refund			190			20			3			213			4,840			5,053
Other			122			4			-			126			7,382			7,508
Total recorded investment		$	11,857		$	3,689		$	13,988		$	29,534		$	1,349,615		$	1,379,149
Accrued interest included in recorded investment		$	100		$	26		$	-		$	126		$	4,453		$	4,579
Impaired loans are as follows :
		March 31,			December 31,
		2014			2013
Impaired loans with no allocated allowance		(In thousands)
TDR		$	11,911		$	13,006
Non - TDR			911			334
Impaired loans with an allocated allowance
TDR - allowance based on collateral			11,435			10,085
TDR - allowance based on present value cash flow			98,187			101,131
Non - TDR - allowance based on collateral			1,433			688
Non - TDR - allowance based on present value cash flow			-			-
Total impaired loans		$	123,877		$	125,244
Amount of allowance for loan losses allocated
TDR - allowance based on collateral		$	3,224		$	3,127
TDR - allowance based on present value cash flow			11,262			11,777
Non - TDR - allowance based on collateral			500			254
Non - TDR - allowance based on present value cash flow			-			-
Total amount of allowance for loan losses allocated		$	14,986		$	15,158
Impaired loans by class  are as follows (1):
		31-Mar-14									31-Dec-13
					Unpaid									Unpaid
		Recorded			Principal			Related			Recorded			Principal			Related
		Investment			Balance			Allowance			Investment			Balance			Allowance
With no related allowance recorded:		(In thousands)
Commercial
Income producing - real estate		$	8,883		$	9,151		$	-		$	7,042		$	7,178		$	-
Land, land development & construction-real estate			770			1,817			-			2,185			3,217			-
Commercial and industrial			3,166			3,136			-			4,110			4,087			-
Mortgage
1-4 family			8			8			-			8			8			-
Resort lending			35			163			-			35			163			-
Home equity - 1st lien			-			-			-			-			-			-
Home equity - 2nd lien			-			-			-			-			-			-
Installment
Home equity - 1st lien			-			-			-			-			-			-
Home equity - 2nd lien			-			-			-			-			-			-
Loans not secured by real estate			-			-			-			-			-			-
Other			-			-			-			-			-			-
			12,862			14,275			-			13,380			14,653			-
With an allowance recorded:
Commercial
Income producing - real estate			13,513			14,809			1,341			14,538			15,631			1,161
Land, land development & construction-real estate			4,688			5,466			725			3,366			4,130			686
Commercial and industrial			8,994			10,098			1,223			9,382			9,529			2,031
Mortgage
1-4 family			57,301			60,286			7,153			57,612			60,768			7,236
Resort lending			19,620			20,112			3,728			20,171			20,608			3,221
Home equity - 1st lien			153			163			11			154			164			11
Home equity - 2nd lien			42			118			20			42			118			20
Installment
Home equity - 1st lien			2,881			3,053			230			2,959			3,115			254
Home equity - 2nd lien			3,484			3,480			480			3,352			3,347			462
Loans not secured by real estate			746			914			74			741			902			75
Other			15			15			1			16			16			1
			111,437			118,514			14,986			112,333			118,328			15,158
Total
Commercial
Income producing - real estate			22,396			23,960			1,341			21,580			22,809			1,161
Land, land development & construction-real estate			5,458			7,283			725			5,551			7,347			686
Commercial and industrial			12,160			13,234			1,223			13,492			13,616			2,031
Mortgage
1-4 family			57,309			60,294			7,153			57,620			60,776			7,236
Resort lending			19,655			20,275			3,728			20,206			20,771			3,221
Home equity - 1st lien			153			163			11			154			164			11
Home equity - 2nd lien			42			118			20			42			118			20
Installment
Home equity - 1st lien			2,881			3,053			230			2,959			3,115			254
Home equity - 2nd lien			3,484			3,480			480			3,352			3,347			462
Loans not secured by real estate			746			914			74			741			902			75
Other			15			15			1			16			16			1
Total		$	124,299		$	132,789		$	14,986		$	125,713		$	132,981		$	15,158
Accrued interest included in recorded investment		$	422								$	469
(1) There were no impaired payment plan receivables at March 31, 2014 or December 31, 2013.
Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending March 31, follows (1):
		2014						2013
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
With no related allowance recorded:		(In thousands)
Commercial
Income producing - real estate		$	7,963		$	175		$	4,475		$	63
Land, land development & construction-real estate			1,478			43			3,127			42
Commercial and industrial			3,638			93			3,641			38
Mortgage
1-4 family			8			-			-			-
Resort lending			35			-			18			-
Home equity - 1st lien			-			-			-			-
Home equity - 2nd lien			-			-			-			-
Installment
Home equity - 1st lien			-			-			2,058			24
Home equity - 2nd lien			-			-			2,297			29
Loans not secured by real estate			-			-			608			8
Other			-			-			20			1
			13,122			311			16,244			205
With an allowance recorded:
Commercial
Income producing - real estate			14,026			66			21,354			137
Land, land development & construction-real estate			4,027			12			8,341			56
Commercial and industrial			9,188			26			15,036			140
Mortgage
1-4 family			57,457			630			63,617			706
Resort lending			19,896			191			22,973			219
Home equity - 1st lien			154			1			110			1
Home equity - 2nd lien			42			1			43			1
Installment
Home equity - 1st lien			2,920			45			1,092			12
Home equity - 2nd lien			3,418			49			1,150			13
Loans not secured by real estate			744			10			204			2
Other			16			-			-			-
			111,888			1,031			133,920			1,287
Total
Commercial
Income producing - real estate			21,989			241			25,829			200
Land, land development & construction-real estate			5,505			55			11,468			98
Commercial and industrial			12,826			119			18,677			178
Mortgage
1-4 family			57,465			630			63,617			706
Resort lending			19,931			191			22,991			219
Home equity - 1st lien			154			1			110			1
Home equity - 2nd lien			42			1			43			1
Installment
Home equity - 1st lien			2,920			45			3,150			36
Home equity - 2nd lien			3,418			49			3,447			42
Loans not secured by real estate			744			10			812			10
Other			16			-			20			1
Total		$	125,010		$	1,342		$	150,164		$	1,492
-1	There were no impaired payment plan receivables during the three month periods ended March 31, 2014 and 2013, respectively.
Our average investment in impaired loans was approximately $125.0 million and $150.2 million for the three-month periods ended March 31, 2014 and 2013, respectively.  Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance.  Interest income recognized on impaired loans during the first three months of 2014 and 2013 was approximately $1.3 million and $1.5 million, respectively.
Troubled debt restructurings follow:
		31-Mar-14
			Commercial		Retail			Total
	(In thousands)
Performing TDR's		$	32,208		$	78,152		$	110,360
Non-performing TDR's(1)			5,354			5,819	(2)		11,173
Total		$	37,562		$	83,971		$	121,533
		31-Dec-13
			Commercial		Retail			Total
	(In thousands)
Performing TDR's		$	35,134		$	79,753		$	114,887
Non-performing TDR's(1)			4,347			4,988	(2)		9,335
Total		$	39,481		$	84,741		$	124,222
-1	Included in non-performing loans table above.
-2	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
We allocated $14.5 million and $14.9 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of March 31, 2014 and December 31, 2013, respectively.
During the three months ended March 31, 2014 and 2013, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans generally included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan.
Modifications involving a reduction of the stated interest rate of the loan have generally been for periods ranging from 9 months to 36 months but have extended to as much as 480 months in certain circumstances. Modifications involving an extension of the maturity date have generally been for periods ranging from 1 month to 60 months but have extended to as much as 220 months in certain circumstances.
Loans that have been classified as troubled debt restructurings during the three-month periods ended March 31 follow:
					Pre-modification			Post-modification
		Number of			Recorded			Recorded
		Contracts			Balance			Balance
		(Dollars in thousands)
2014
Commercial
Income producing - real estate			2		$	213		$	210
Land, land development & construction-real estate			-			-			-
Commercial and industrial			4			190			189
Mortgage
1-4 family			4			724			739
Resort lending			2			294			293
Home equity - 1st lien			-			-			-
Home equity - 2nd lien			-			-			-
Installment
Home equity - 1st lien			3			106			78
Home equity - 2nd lien			3			221			220
Loans not secured by real estate			2			33			29
Other			-			-			-
Total			20		$	1,781		$	1,758
2013
Commercial
Income producing - real estate			3		$	4,083		$	3,822
Land, land development & construction-real estate			1			16			15
Commercial and industrial			13			840			834
Mortgage
1-4 family			7			791			786
Resort lending			3			799			795
Home equity - 1st lien			1			95			96
Home equity - 2nd lien			-			-			-
Installment
Home equity - 1st lien			7			173			176
Home equity - 2nd lien			6			148			148
Loans not secured by real estate			2			57			28
Other			-			-			-
Total			43		$	7,002		$	6,700
The troubled debt restructurings described above for 2014 increased the allowance for loan losses by $0.03 million and resulted in zero charge offs while the troubled debt restructurings described above for 2013 increased the allowance for loan losses by $0.1 million and resulted in $0.3 million of charge offs.
Loans that have been classified as troubled debt restructurings during the past twelve months and that have subsequently defaulted during the three-month periods ended March 31 follow:
		Number of			Recorded
		Contracts			Balance
		(Dollars in thousands)
2014
Commercial
Income producing - real estate			-		$	-
Land, land development & construction-real estate			-			-
Commercial and industrial			-			-
Mortgage
1-4 family			-			-
Resort lending			-			-
Home equity - 1st lien			-			-
Home equity - 2nd lien			-			-
Installment
Home equity - 1st lien			-			-
Home equity - 2nd lien			-			-
Loans not secured by real estate			-			-
Other			-			-
			-		$	-
2013
Commercial
Income producing - real estate			-		$	-
Land, land development & construction-real estate			1			334
Commercial and industrial			1			81
Mortgage
1-4 family			1			106
Resort lending			1			156
Home equity - 1st lien			-			-
Home equity - 2nd lien			-			-
Installment
Home equity - 1st lien			-			-
Home equity - 2nd lien			-			-
Loans not secured by real estate			-			-
Other			-			-
			4		$	677
A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms.
The troubled debt restructurings that subsequently defaulted described above for 2013 increased the allowance for loan losses by $0.2 million and resulted in zero charge offs.
The terms of certain other loans were modified during the three months ended March 31, 2014 and 2013 in a manner that did not meet the definition of a troubled debt restructuring.  The modification of these loans could have included modification of the terms of a loan to borrowers who were not experiencing financial difficulties or a delay in a payment that was considered to be insignificant.
In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy.
Credit Quality Indicators – As part of our on on-going monitoring of the credit quality of our loan portfolios, we track certain credit quality indicators including (a) weighted-average risk grade of commercial loans, (b) the level of classified commercial loans (c) credit scores of mortgage and installment loan borrowers (d) investment grade of certain counterparties for payment plan receivables and (e) delinquency history and non-performing loans.
For commercial loans we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows:
Rating 1 through 6: These loans are generally referred to as our “non-watch” commercial credits that include very high or exceptional credit fundamentals through acceptable credit fundamentals.
Rating 7 and 8: These loans are generally referred to as our “watch” commercial credits. This rating includes loans to borrowers that exhibit potential credit weakness or downward trends. If not checked or cured these trends could weaken our asset or credit position. While potentially weak, no loss of principal or interest is envisioned with these ratings.
Rating 9: These loans are generally referred to as our “substandard accruing” commercial credits. This rating includes loans to borrowers that exhibit a well-defined weakness where payment default is probable and loss is possible if deficiencies are not corrected. Generally, loans with this rating are considered collectible as to both principal and interest primarily due to collateral coverage.
Rating 10 and 11: These loans are generally referred to as our “substandard - non-accrual” and “doubtful” commercial credits. This rating includes loans to borrowers with weaknesses that make collection of debt in full, on the basis of current facts, conditions and values at best questionable and at worst improbable. All of these loans are placed in non-accrual.
Rating 12: These loans are generally referred to as our “loss” commercial credits. This rating includes loans to borrowers that are deemed incapable of repayment and are charged-off.
The following table summarizes loan ratings by loan class for our commercial loan segment:
		Commercial
								Substandard			Non-
		Non-watch			Watch			Accrual			Accrual
		6-Jan			8-Jul			9			11-Oct			Total
								(In thousands)
31-Mar-14
Income producing - real estate		$	232,004		$	14,954		$	1,984		$	3,443		$	252,385
Land, land development and construction - real estate			28,003			4,874			445			904			34,226
Commercial and industrial			323,840			23,590			6,155			3,351			356,936
Total		$	583,847		$	43,418		$	8,584		$	7,698		$	643,547
Accrued interest included in total		$	1,336		$	130		$	30		$	-		$	1,496
31-Dec-13
Income producing - real estate		$	227,957		$	17,882		$	3,895		$	1,899		$	251,633
Land, land development and construction - real estate			25,654			4,829			317			1,036			31,836
Commercial and industrial			318,183			26,303			6,469			2,434			353,389
Total		$	571,794		$	49,014		$	10,681		$	5,369		$	636,858
Accrued interest included in total		$	1,433		$	147		$	44		$	-		$	1,624
For each of our mortgage and installment segment classes we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated at least annually.
The following tables summarize credit scores by loan class for our mortgage and installment loan segments:
			Mortgage (1)
									Home			Home
						Resort			Equity			Equity
			1-4 Family			Lending			1st Lien			2nd Lien			Total
			(In thousands)
31-Mar-14
800 and above			$	23,475		$	13,325		$	3,985		$	4,951		$	45,736
750-799				58,164			54,523			4,885			11,518			129,090
700-749				56,805			35,389			3,266			8,186			103,646
650-699				47,072			21,516			2,305			7,184			78,077
600-649				34,714			8,144			2,545			5,101			50,504
550-599				24,248			3,035			1,122			2,415			30,820
500-549				14,486			2,253			625			1,438			18,802
Under 500				9,240			1,150			322			357			11,069
Unknown				6,311			2,848			246			608			10,013
Total			$	274,515		$	142,183		$	19,301		$	41,758		$	477,757
Accrued interest included in total			$	1,274		$	614		$	88		$	201		$	2,177
31-Dec-13
800 and above			$	23,924		$	13,487		$	3,650		$	5,354		$	46,415
750-799				60,728			56,880			4,560			11,809			133,977
700-749				58,269			35,767			3,289			8,628			105,953
650-699				49,771			21,696			2,316			7,145			80,928
600-649				34,991			8,555			2,621			5,141			51,308
550-599				24,616			3,261			1,165			2,485			31,527
500-549				14,823			2,271			644			1,560			19,298
Under 500				9,492			1,160			323			360			11,335
Unknown				4,809			2,879			233			247			8,168
Total			$	281,423		$	145,956		$	18,801		$	42,729		$	488,909
Accrued interest included in total			$	1,300		$	650		$	97		$	229		$	2,276
(1) Credit scores have been updated within the last twelve months.
			Installment(1)
			Home			Home			Loans not
			Equity			Equity			Secured by
			1st Lien			2nd Lien			Real Estate			Other			Total
			(In thousands)
31-Mar-14
800 and above			$	2,820		$	2,925		$	23,090		$	49		$	28,884
750-799				6,405			10,735			49,649			568			67,357
700-749				4,317			9,392			25,296			636			39,641
650-699				4,630			6,483			14,850			568			26,531
600-649				3,054			2,700			4,914			238			10,906
550-599				2,778			1,920			2,375			198			7,271
500-549				1,437			1,617			1,594			121			4,769
Under 500				733			689			481			26			1,929
Unknown				159			41			1,456			38			1,694
Total			$	26,333		$	36,502		$	123,705		$	2,442		$	188,982
Accrued interest included in total			$	105		$	135		$	386		$	19		$	645
31-Dec-13
800 and above			$	2,977		$	3,062		$	23,649		$	53		$	29,741
750-799				6,585			11,197			48,585			557			66,924
700-749				4,353			9,487			25,343			683			39,866
650-699				4,815			6,832			15,256			646			27,549
600-649				3,173			2,824			5,289			258			11,544
550-599				2,843			2,084			2,785			213			7,925
500-549				1,483			1,715			1,732			130			5,060
Under 500				751			663			516			29			1,959
Unknown				162			80			1,892			42			2,176
Total			$	27,142		$	37,944		$	125,047		$	2,611		$	192,744
Accrued interest included in total			$	114		$	144		$	399		$	22		$	679
(1) Credit scores have been updated within the last twelve months.
Mepco Finance Corporation (“Mepco”) is a wholly-owned subsidiary of our Bank that operates a vehicle service contract payment plan business throughout the United States. See Note #14 for more information about Mepco’s business. As of March 31, 2014, approximately 76.8% of Mepco’s outstanding payment plan receivables relate to programs in which a third party insurer or risk retention group is obligated to pay Mepco the full refund owing upon cancellation of the related service contract (including with respect to both the portion funded to the service contract seller and the portion funded to the administrator). These receivables are shown as “Full Refund” in the table below. Another approximately 10.2% of Mepco’s outstanding payment plan receivables as of March 31, 2014, relate to programs in which a third party insurer or risk retention group is obligated to pay Mepco the refund owing upon cancellation only with respect to the unearned portion previously funded by Mepco to the administrator (but not to the service contract seller). These receivables are shown as “Partial Refund” in the table below. The balance of Mepco’s outstanding payment plan receivables relate to programs in which there is no insurer or risk retention group that has any contractual liability to Mepco for any portion of the refund amount. These receivables are shown as “Other” in the table below. For each class of our payment plan receivables we monitor financial information on the counterparties as we evaluate the credit quality of this portfolio.
The following table summarizes credit ratings of insurer or risk retention group counterparties by class of payment plan receivable:
			Payment Plan Receivables
			Full			Partial
			Refund			Refund			Other			Total
			(In thousands)
31-Mar-14
AM Best rating
A+			$	-		$	20		$	-		$	20
A				17,174			4,565			-			21,739
A-				2,623			989			7,080			10,692
Not rated				22,087			-			6			22,093
Total			$	41,884		$	5,574		$	7,086		$	54,544
31-Dec-13
AM Best rating
A			$	20,203		$	4,221		$	-		$	24,424
A-				4,058			832			7,496			12,386
Not rated				23,816			-			12			23,828
Total			$	48,077		$	5,053		$	7,508		$	60,638
Although Mepco has contractual recourse against various counterparties for refunds owing upon cancellation of vehicle service contracts, see Note #14 below regarding certain risks and difficulties associated with collecting these refunds.

Segments

Segments	3 Months Ended
	Mar. 31, 2014
Segments [Abstract]	'
Segments	'
	5	Segments
	Our reportable segments are based upon legal entities.  We currently have two reportable segments:  Independent Bank (“IB” or “Bank”) and Mepco.  These business segments are also differentiated based on the products and services provided.  We evaluate performance based principally on net income (loss) of the respective reportable segments.
	In the normal course of business, our IB segment provides funding to our Mepco segment through an intercompany line of credit priced at the prime rate of interest as published in the Wall Street Journal. Our IB segment also provides certain administrative services to our Mepco segment which are reimbursed at an agreed upon rate. These intercompany transactions are eliminated upon consolidation. The only other material intersegment balances and transactions are investments in subsidiaries at the parent entities and cash balances on deposit at our IB segment.
	A summary of selected financial information for our reportable segments follows:
			IB			Mepco			Other(1)			Elimination(2)			Total
			(In thousands)
	Total assets
	31-Mar-14		$	2,161,267		$	87,461		$	277,271		$	(266,360	)	$	2,259,639
	31-Dec-13			2,104,550			94,648			272,348			(261,603	)		2,209,943
	For the three months ended March 31,
	2014
	Interest income		$	18,198		$	2,085		$	-		$	-		$	20,283
	Net interest income			17,083			1,682			(287	)		-			18,478
	Provision for loan losses			443			(15	)		-			-			428
	Income (loss) before income tax			4,678			356			(405	)		(24	)		4,605
	Net income (loss)			3,182			243			(263	)		(24	)		3,138
	2013
	Interest income		$	18,780		$	3,170		$	-		$	-		$	21,950
	Net interest income			17,616			2,521			(581	)		-			19,556
	Provision for loan losses			(687	)		(4	)		-			-			(691	)
	Income (loss) before income tax			6,819			823			(1,776	)		(24	)		5,842
	Net income (loss)			7,064			543			(1,776	)		(24	)		5,807
	-1	Includes amounts relating to our parent company and certain insignificant operations.
	-2	Includes parent company's investment in subsidiaries and cash balances maintained at subsidiary.

Earnings_Per_Common_Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Common Share [Abstract]	'
Earnings Per Common Share	'
	6.    Earnings Per Common Share
		Three Months Ended
		March 31,
		2014		2013
	Net income applicable to common stock	$	3,138	$	4,712
	Convertible preferred stock dividends		-		1,095
	Net income applicable to common stock for calculation of diluted earnings per share	$	3,138	$	5,807
	Weighted average shares outstanding (1)		22,888		9,266
	Restricted stock units		304		361
	Effect of stock options		124		61
	Stock units for deferred compensation plan for non-employee directors		120		117
	Effect of convertible preferred stock		-		12,026
	Weighted average shares outstanding for calculation of diluted earnings per share		23,436		21,831
	Net income per common share
	Basic (1)	$	0.14	$	0.51
	Diluted	$	0.13	$	0.27
	(1)Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.
	Weighted average stock options outstanding that were not included in weighted average shares outstanding for calculation of diluted earnings per share because they were anti-dilutive totaled 0.03 million and 0.04 million for the three-month periods ended March 31, 2014 and 2013, respectively.  The warrant to purchase 346,154 shares of our common stock (see Note #15) was not included in weighted average shares outstanding for calculation of diluted earnings per share in 2013 as it was anti-dilutive.

Derivative_Financial_Instrumen

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2014
Derivative Financial Instruments [Abstract]	'
Derivative Financial Instruments	'
	7.    Derivative Financial Instruments
	We are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value.  The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting.
	Our derivative financial instruments according to the type of hedge in which they are designated follows:
			31-Mar-14
						Average
			Notional			Maturity				Fair
			Amount			(years)				Value
			(Dollars in thousands)
	No hedge designation
	Mandatory commitments to sell mortgage loans		$	28,936			0.1			$	45
	Rate-lock mortgage loan commitments			15,234			0.1				352
	Total		$	44,170			0.1			$	397
	We have established management objectives and strategies that include interest-rate risk parameters for maximum fluctuations in net interest income and market value of portfolio equity. We monitor our interest rate risk position via simulation modeling reports. The goal of our asset/liability management efforts is to maintain profitable financial leverage within established risk parameters.
	We use variable-rate and short-term fixed-rate (less than 12 months) debt obligations to fund a portion of our balance sheet, which exposes us to variability in interest rates. To meet our objectives, we may periodically enter into derivative financial instruments to mitigate exposure to fluctuations in cash flows resulting from changes in interest rates (“Cash Flow Hedges”).  Cash Flow Hedges during 2013 included certain pay-fixed interest-rate swaps which converted the variable-rate cash flows on debt obligations to fixed-rates.  During the second quarter of 2013 we terminated our last pay-fixed interest rate swap and paid a termination fee of $0.6 million.
	We recorded the fair value of Cash Flow Hedges in accrued income and other assets and accrued expenses and other liabilities.  The related gains or losses were reported in other comprehensive income or loss and were subsequently reclassified into earnings as a yield adjustment in the same period in which the related interest on the hedged items (primarily variable-rate debt obligations) affected earnings.  To the extent that the Cash Flow Hedges were not effective, the ineffective portion of the Cash Flow Hedges were immediately recognized as interest expense.  The remaining unrealized loss on the terminated pay-fixed interest-rate swap which was equal to the termination fee discussed above is included in accumulated other comprehensive income and is being amortized into earnings over the remaining original life of the pay-fixed interest-rate swap.
	Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in earnings.
	In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate Lock Commitments”).  These commitments expose us to interest rate risk.  We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate Lock Commitments.  Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans.  We obtain market prices on Mandatory Commitments and Rate Lock Commitments.  Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges.
	During 2010, we entered into an amended and restated warrant with the U.S. Department of the Treasury (“UST”) that would allow them to purchase our common stock at a fixed price (see Note #15). Because of certain anti-dilution features included in the Amended Warrant, it was not considered to have been indexed to our common stock and was therefore accounted for as a derivative instrument and recorded as a liability. Any change in value of the Amended Warrant while it was accounted for as a derivative was recorded in other income in our Condensed Consolidated Statements of Operations.  However, the anti-dilution features in the Amended Warrant which caused it to be accounted for as a derivative and included in accrued expenses and other liabilities expired on April 16, 2013.  As a result, the Amended Warrant was reclassified into shareholders’ equity on that date at its then fair value which totaled $1.5 million.  During the third quarter of 2013 we repurchased the Amended Warrant from the UST (see Note #15).
	The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented:
	Fair Values of Derivative Instruments
		Asset Derivatives									Liability Derivatives
		March 31,				December 31,					March 31,					December 31,
		2014				2013					2014					2013
		Balance				Balance					Balance					Balance
		Sheet		Fair		Sheet		Fair			Sheet		Fair			Sheet		Fair
		Location		Value		Location		Value			Location		Value			Location		Value
		(In thousands)
	Derivatives not designated as hedging instruments
	Rate-lock mortgage loan commitments	Other		$	352	Other		$	366		Other		$	-		Other		$	-
		assets				assets					liabilities					liabilities
	Mandatory commitments to sell mortgage loans	Other			45	Other			128		Other			-		Other			-
		assets				assets					liabilities					liabilities
	Total derivatives			$	397			$	494				$	-				$	-
	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows:
	Three Month Periods Ended March 31,
									Location of
									Gain (Loss)
									Reclassified
									from
			Gain (Loss)						Accumulated		Gain (Loss)
			Recognized in						Other		Reclassified from
			Other						Comprehensive		Accumulated Other
			Comprehensive						Income into		Comprehensive							Location of		Gain (Loss)
			Income (Loss)						Income		Loss into Income							Gain (Loss)		Recognized
			(Effective Portion)						(Effective		(Effective Portion)							Recognized		in Income
			2014			2013			Portion)		2014				2013			in Income (1)		2014			2013
			(In thousands)
	Cash Flow Hedges
	Pay-fixed interest rate swap agreements		$	-		$	(3	)	Interest expense		$	(95	)		$	(94	)			$	-		$	-
	Total		$	-		$	(3	)			$	(95	)		$	(94	)			$	-		$	-
	No hedge designation
	Rate-lock mortgage loan commitments																	Net mortgage loan gains		$	(14	)	$	(209	)
	Mandatory commitments to sell mortgage loans																	Net mortgage loan gains			(83	)		(64	)
	Amended warrant																	Increase in fair value of U.S. Treasury warrant			-			(1,045	)
	Total																			$	(97	)	$	(1,318	)
	(1) For cash flow hedges, this location and amount refers to the ineffective portion.

Intangible_Assets

Intangible Assets	3 Months Ended
	Mar. 31, 2014
Intangible Assets [Abstract]	'
Intangible Assets	'
	8.  Intangible Assets
	The following table summarizes intangible assets, net of amortization:
		31-Mar-14				31-Dec-13
		Gross				Gross
		Carrying		Accumulated		Carrying		Accumulated
		Amount		Amortization		Amount		Amortization
		(In thousands)
	Amortized intangible assets - core deposits	$	23,703	$	20,674	$	23,703	$	20,540
	Amortization of other intangibles has been estimated through 2019 and thereafter in the following table.
		(In thousands)
	Nine months ending December 31, 2014	$	402
	2015		347
	2016		347
	2017		346
	2018		346
	2019 and thereafter		1,241
	Total	$	3,029

Share_Based_Compensation

Share Based Compensation	3 Months Ended
	Mar. 31, 2014
Share Based Compensation [Abstract]	'
Share Based Compensation	'
	9	Share Based Compensation
	We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.4 million shares of common stock as of March 31, 2014.  The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.2 million shares of common stock as of March 31, 2014. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares.
	During the first quarter of 2014, pursuant to our performance-based compensation plans, we granted 0.07 million shares of restricted stock and 0.03 million performance stock units (“PSU”) to certain officers.  The shares of restricted stock vest ratably over three years and the PSU’s cliff vest after a period of three years.  The performance feature of the PSU’s is based on a comparison of our total shareholder return over the three year period starting on the grant date to the total shareholder return over that period for a banking index of our peers.  There were no grants pursuant to our performance-based compensation plans during the first quarter of 2013.
	Our directors may elect to receive at least a portion of their quarterly cash retainer fees in the form of common stock (either on a current basis or on a deferred basis pursuant to the non-employee director stock purchase plan referenced above). Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock are issued each quarter and vest immediately.  We issued 0.004 million shares and 0.024 million shares to directors during the first quarter of 2014 and 2013, respectively and expensed their value during those same periods.
	During 2013 a portion of our president’s annual salary was paid in the form of common stock.  The annual amount paid in common stock (also referred to as “salary stock”) was $0.020 million for 2013.
	Total compensation expense recognized for grants pursuant to our performance-based compensation plans was $0.2 million and $0.1 million during the three months ended March 31, 2014 and 2013 respectively.  The corresponding tax benefit relating to this expense was $0.1 million and zero for each respective period. Total expense recognized for non-employee director share based payments was $0.05 million and $0.09 million during the three months ended March 31, 2014 and 2013, respectively. The corresponding tax benefit relating to this expense was $0.02 million and zero for each respective period.
	At March 31, 2014, the total expected compensation cost related to non-vested stock options, restricted stock, PSU’s and restricted stock unit awards not yet recognized was $2.3 million.  The weighted-average period over which this amount will be recognized is 2.4 years.
	A summary of outstanding stock option grants and related transactions follows:
								Weighted-
								Average
						Average		Remaining		Aggregated
			Number of			Exercise		Contractual		Intrinsic
			Shares			Price		Term (Years)		Value
										(In thousands)
	Outstanding at January 1, 2014			320,300		$	4.52
	Granted			-
	Exercised			(1,935	)		5.25
	Forfeited			(2,401	)		4.12
	Expired			(284	)		3.46
	Outstanding at March 31, 2014			315,680		$	4.52		7.84	$	2,749
	Vested and expected to vest at March 31, 2014			303,702		$	4.52		7.8	$	2,649
	Exercisable at March 31, 2014			131,297		$	5.13		6.91	$	1,108
	A summary of outstanding non-vested restricted stock, restricted stock units and PSU’s and related transactions follows:
						Weighted-
						Average
			Number			Grant Date
			of Shares			Fair Value
	Outstanding at January 1, 2014			303,980		$	3.77
	Granted			101,104			13.86
	Vested			-
	Forfeited			-
	Outstanding at March 31, 2014			405,084		$	6.29
	Certain information regarding options exercised during the periods follows:
			Three Months Ended
			March 31,
			2014			2013
			(In thousands)
	Intrinsic value		$	15		$	15
	Cash proceeds received		$	10		$	11
	Tax benefit realized		$	5		$	-

Income_Tax

Income Tax	3 Months Ended
	Mar. 31, 2014
Income Tax [Abstract]	'
Income Tax	'
	10	Income Tax
	Income tax expense was $1.5 million and $0.04 million during the three months ended March 31, 2014 and 2013, respectively.  Prior to the second quarter of 2013, we had established a deferred tax asset valuation allowance against all of our net deferred tax assets.  Accordingly, in the first quarter of 2013, the income tax expense related to any income before income tax was largely being offset by changes in the deferred tax valuation allowance.
	We assess whether a valuation allowance on our deferred tax assets is necessary each quarter.  Reversing or reducing the valuation allowance requires us to conclude that the realization of the deferred tax assets is “more likely than not.”  The ultimate realization of this asset is primarily based on generating future income.  As of June 30, 2013, we concluded that the realization of substantially all of our deferred tax assets was now more likely than not.  This conclusion was primarily based upon the following factors:
		·	Achieving a sixth consecutive quarter of profitability;
		·	A forecast of future profitability that supported that the realization of the deferred tax assets is more likely than not; and
		·	A forecast that future asset quality continued to be stable to improving and that other factors did not exist that could cause a significant adverse impact on future profitability.
	We have also concluded subsequent to June 30, 2013, that the realization of substantially all of our deferred tax assets continues to be more likely than not for substantially the same reasons as enumerated above, including three additional quarterly profits since June 30, 2013.
	The valuation allowance against our deferred tax assets totaled $1.1 million at both March 31, 2014 and December 31, 2013, respectively. We did not reverse approximately $1.0 million of valuation allowance on our deferred tax assets that primarily relates to state income taxes from our Mepco segment.  In this instance, we determined that the future realization of these particular deferred tax assets was not more likely than not.  This conclusion was primarily based on the uncertainty of Mepco’s future earnings attributable to particular states (given the various apportionment criteria) and the significant reduction in the size of Mepco’s business over the past three years.
	At both March 31, 2014 and December 31, 2013, we had approximately $1.7 million of gross unrecognized tax benefits.  We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the balance of 2014.

Regulatory_Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2014
Regulatory Matters [Abstract]	'
Regulatory Matters	'
	11	Regulatory Matters
	Capital guidelines adopted by Federal and State regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year’s net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits.  As of March 31, 2014, the Bank had negative undivided profits of $46.6 million.  We can request regulatory approval for a return of capital from the Bank to the parent company. During the first quarter of 2014, we requested regulatory approval for a $15.0 million return of capital from the Bank to the parent company.  This return of capital request was approved by our banking regulators on March 28, 2014 and the Bank returned $15.0 million of capital to the parent company on April 9, 2014.  It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent and in accordance with guidelines of regulatory authorities.
	We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total and Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of March 31, 2014 and December 31, 2013 categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization.
	Our actual capital amounts and ratios follow:
									Minimum for						Minimum for
									Adequately Capitalized						Well-Capitalized
			Actual						Institutions						Institutions
			Amount			Ratio			Amount			Ratio			Amount		Ratio
			(Dollars in thousands)
	31-Mar-14
	Total capital to risk-weighted assets
	Consolidated		$	251,431			17.82	%	$	112,869			8	%	NA		NA
	Independent Bank			240,390			17.05			112,792			8		$	140,990		10	%
	Tier 1 capital to risk-weighted assets
	Consolidated		$	233,544			16.55	%	$	56,434			4	%	NA		NA
	Independent Bank			222,517			15.78			56,396			4		$	84,594		6	%
	Tier 1 capital to average assets
	Consolidated		$	233,544			10.73	%	$	87,031			4	%	NA		NA
	Independent Bank			222,517			10.23			86,988			4		$	108,735		5	%
	31-Dec-13
	Total capital to risk-weighted assets
	Consolidated		$	245,284			17.35	%	$	113,086			8	%	NA		NA
	Independent Bank			234,078			16.57			113,013			8		$	141,267		10	%
	Tier 1 capital to risk-weighted assets
	Consolidated		$	227,338			16.08	%	$	56,543			4	%	NA		NA
	Independent Bank			216,146			15.3			56,507			4			84,760		6	%
	Tier 1 capital to average assets
	Consolidated		$	227,338			10.61	%	$	85,729			4	%	NA		NA
	Independent Bank			216,146			10.09			85,681			4			107,101		5	%
	NA - Not applicable
	The components of our regulatory capital are as follows:
			Consolidated						Independent Bank
			March 31,			December 31,			March 31,			December 31,
			2014			2013			2014			2013
			(In thousands)
	Total shareholders' equity		$	236,586		$	231,581		$	255,333		$	250,306
	Add (deduct)
	Qualifying trust preferred securities			39,500			39,500			-			-
	Accumulated other comprehensive loss			7,644			9,245			7,644			9,245
	Intangible assets			(3,029	)		(3,163	)		(3,029	)		(3,163	)
	Disallowed deferred tax assets			(46,760	)		(49,609	)		(37,034	)		(40,026	)
	Disallowed capitalized mortgage loan servicing rights			(397	)		(216	)		(397	)		(216	)
	Tier 1 capital			233,544			227,338			222,517			216,146
	Qualifying trust preferred securities			-			-			-			-
	Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets			17,887			17,946			17,873			17,932
	Total risk-based capital		$	251,431		$	245,284		$	240,390		$	234,078

Fair_Value_Disclosures

Fair Value Disclosures	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures	'
	12	Fair Value Disclosures
	FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.
	The standard describes three levels of inputs that may be used to measure fair value:
	Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets.
	Level 2:  Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets.
	Level 3:  Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.
	We used the following methods and significant assumptions to estimate fair value:
	Securities:  Where quoted market prices are available in an active market, securities (trading or available for sale) are classified as Level 1 of the valuation hierarchy.  Level 1 securities include certain preferred stocks included in our trading portfolio for which there are quoted prices in active markets.  If quoted market prices are not available for the specific security, then fair values are estimated by (1) using quoted market prices of securities with similar characteristics, (2) matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices, or (3) a discounted cash flow analysis whose significant fair value inputs can generally be verified and do not typically involve judgment by management. These securities are classified as Level 2 of the valuation hierarchy and include agency and private label residential mortgage-backed securities, municipal securities, trust preferred securities and corporate securities.
	Loans held for sale:  The fair value of mortgage loans held for sale is based on mortgage backed security pricing for comparable assets (recurring Level 2).
	Impaired loans with specific loss allocations based on collateral value:  From time to time, certain loans are considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. We measure our investment in an impaired loan based on one of three methods: the loan’s observable market price, the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At March 31, 2014 and December 31, 2013, all of our total impaired loans were evaluated based on either the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the impaired loan as nonrecurring Level 3.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and thus will typically result in a Level 3 classification of the inputs for determining fair value.
	Other real estate:  At the time of acquisition, other real estate is recorded at fair value, less estimated costs to sell, which becomes the property’s new basis. Subsequent write-downs to reflect declines in value since the time of acquisition may occur from time to time and are recorded in loss on other real estate and repossessed assets in the Condensed Consolidated Statements of Operations. The fair value of the property used at and subsequent to the time of acquisition is typically determined by a third party appraisal of the property.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and typically result in a Level 3 classification of the inputs for determining fair value.
	Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us.  Once received, an independent third party (for commercial properties over $0.25 million) or a member of our Collateral Evaluation Department (for commercial properties under $0.25 million) or a member of our Special Assets Group (for retail properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics.   We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value.  For commercial and retail properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions.  These additional discounts generally do not result in material adjustments to the appraised value.  In addition, we will adjust the appraised values for expected liquidation costs including sales commissions and transfer taxes.
	Capitalized mortgage loan servicing rights:  The fair value of capitalized mortgage loan servicing rights is based on a valuation model used by an independent third party that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. Since the secondary servicing market has not been active since the later part of 2009, model assumptions are generally unobservable and are based upon the best information available including data relating to our own servicing portfolio, reviews of mortgage servicing assumption and valuation surveys and input from various mortgage servicers and, therefore, are recorded as nonrecurring Level 3.  Management evaluates the third party valuation for reasonableness each quarter as part of our financial reporting control processes.
	Derivatives:  The fair value of rate-lock mortgage loan commitments and mandatory commitments to sell mortgage loans is based on mortgage backed security pricing for comparable assets (recurring Level 2).
	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows:
						Fair Value Measurements Using
						Quoted
						Prices
						in Active
						Markets				Significant		Significant
						for				Other		Un-
			Fair Value			Identical				Observable		observable
			Measure-			Assets				Inputs		Inputs
			ments			(Level 1)				(Level 2)		(Level 3)
			(In thousands)
	March 31, 2014:
	Measured at Fair Value on a Recurring Basis:
	Assets
	Trading securities		$	610		$	610			$	-	$	-
	Securities available for sale
	U.S. agency			47,654			-				47,654		-
	U.S. agency residential mortgage-backed			236,745			-				236,745		-
	U.S. agency commercial mortgage-backed			12,640			-				12,640
	Private label residential mortgage-backed			6,643			-				6,643		-
	Other asset backed			43,314							43,314
	Obligations of states and political subdivisions			153,930			-				153,930		-
	Corporate			19,565			-				19,565		-
	Trust preferred			2,444			-				2,444		-
	Loans held for sale			14,700			-				14,700		-
	Derivatives (1)			397			-				397		-
	Liabilities
	Derivatives (2)			-			-				-		-
	Measured at Fair Value on a Non-recurring basis:
	Assets
	Capitalized mortgage loan servicing rights (3)			7,307			-				-		7,307
	Impaired loans (4)
	Commercial
	Income producing - real estate			2,315			-				-		2,315
	Land, land development & construction-real estate			741			-				-		741
	Commercial and industrial			4,254			-				-		4,254
	Mortgage
	1-4 Family			1,369			-				-		1,369
	Resort Lending			465			-				-		465
	Other real estate (5)
	Commercial
	Income producing - real estate			559			-				-		559
	Land, land development & construction-real estate			1,047			-				-		1,047
	Commercial and industrial			213			-				-		213
	Mortgage
	1-4 Family			171			-				-		171
	Resort Lending			1,099			-				-		1,099
	Installment
	Home equity installment - 1st lien			29			-				-		29
Payment plan receivables
Full refund/partial refund			2,668			-				-		2,668
(1) Included in accrued income and other assets
(2) Included in accrued expenses and other liabilities
(3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
(4) Only includes impaired loans with specific loss allocations based on collateral value.
(5) Only includes other real estate with subsequent write downs to fair value.
					Fair Value Measurements Using
					Quoted
					Prices
					in Active
					Markets				Significant		Significant
					for				Other		Un-
		Fair Value			Identical				Observable		observable
		Measure-			Assets				Inputs		Inputs
		ments			(Level 1)				(Level 2)		(Level 3)
		(In thousands)
December 31, 2013:
Measured at Fair Value on a Recurring Basis:
Assets
Trading securities		$	498		$	498			$	-	$	-
Securities available for sale
U.S. agency			31,808			-				31,808		-
U.S. agency residential mortgage-backed			203,460			-				203,460		-
Private label residential mortgage-backed			6,788			-				6,788		-
Other asset backed			45,185			-				45,185		-
Obligations of states and political subdivisions			153,678			-				153,678		-
Corporate			19,137			-				19,137		-
Trust preferred			2,425			-				2,425		-
Loans held for sale			20,390			-				20,390		-
Derivatives (1)			494			-				494		-
Liabilities
Derivatives (2)			-			-				-		-
Measured at Fair Value on a Non-recurring basis:
Assets
Capitalized mortgage loan servicing rights (3)			7,773			-				-		7,773
Impaired loans (4)
Commercial
Income producing - real estate			1,997			-				-		1,997
Land, land development & construction-real estate			673			-				-		673
Commercial and industrial			2,927			-				-		2,927
Mortgage
1-4 Family			1,455			-				-		1,455
Resort Lending			340			-				-		340
Other real estate (5)
Commercial
Income producing - real estate			559			-				-		559
Land, land development & construction-real estate			1,047			-				-		1,047
Mortgage
1-4 Family			337			-				-		337
Resort Lending			1,257			-				-		1,257
Installment
Home equity - 1st lien			29			-				-		29
Payment plan receivables
Full refund/partial refund			2,668			-				-		2,668
(1) Included in accrued income and other assets
(2) Included in accrued expenses and other liabilities
(3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
(4) Only includes impaired loans with specific loss allocations based on collateral value.
(5) Only includes other real estate with subsequent write downs to fair value.
There were no transfers between Level 1 and Level 2 during the three months ended March 31, 2014 and 2013.
Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows:
			Changes in Fair Values for the Three-Month
			Periods Ended March 31 for Items Measured at
			Fair Value Pursuant to Election of the Fair Value Option
			2014									2013
			Net Gains (Losses)							Total		Net Gains (Losses)					Total
			on Assets							Change		on Assets					Change
										in Fair							in Fair
										Values							Values
										Included							Included
										in Current							in Current
										Period							Period
			Securities			Loans				Earnings		Securities		Loans			Earnings
			(In thousands)
Trading securities		$	112		$	-			$	112	$	91	$	-		$	91
Loans held for sale			-			30				30		-		(694	)		(694	)
For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends.
The following represent impairment charges recognized during the three month periods ended March 31, 2014 and 2013 relating to assets measured at fair value on a non-recurring basis:
	·	Capitalized mortgage loan servicing rights, whose individual strata are measured at fair value, had a carrying amount of $7.3 million which is net of a valuation allowance of $3.1 million at March 31, 2014 and had a carrying amount of $7.8 million which is net of a valuation allowance of $2.9 million at December 31, 2013.  A recovery (charge) of $(0.3) million and $0.8 million was included in our results of operations for the three month periods ending March 31, 2014 and 2013, respectively.
	·	Loans which are measured for impairment using the fair value of collateral for collateral dependent loans, had a carrying amount of $12.9 million, with a valuation allowance of $3.7 million at March 31, 2014 and had a carrying amount of $10.8 million, with a valuation allowance of $3.4 million at December 31, 2013.  The provision for loan losses included in our results of operations relating to impaired loans was an expense of $1.5 million and a credit of $0.3 million for the three month periods ending March 31, 2014 and 2013, respectively.
	·	Other real estate, which is measured using the fair value of the property, had a carrying amount of $5.8 million which is net of a valuation allowance of $3.7 million at March 31, 2014 and a carrying amount of $5.9 million which is net of a valuation allowance of $4.0 million at December 31, 2013.  An additional charge relating to ORE measured at fair value of $0.1 million and $0.7 million was included in our results of operations during the three month periods ended March 31, 2014 and 2013, respectively.
A reconciliation for all liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended March 31 follows:
		(Liability)
		Amended Warrant
		2014			2013
Beginning balance		$	-		$	(459	)
Total losses realized and unrealized:
Included in results of operations			-			(1,045	)
Included in other comprehensive income			-			-
Purchases, issuances, settlements, maturities and calls			-			-
Transfers in and/or out of Level 3			-			-
Ending balance		$	-		$	(1,504	)
Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31		$	-		$	(1,045	)
Because of certain anti-dilution features included in the Amended Warrant, it was not considered to be indexed to our common stock and was therefore accounted for as a derivative instrument (see Note #7). Any change in value of this warrant was recorded in other income in our Condensed Consolidated Statements of Operations.  However, the anti-dilution features in the Amended Warrant which caused it to be accounted for as a derivative and included in accrued expenses and other liabilities expired on April 16, 2013.  As a result, the Amended Warrant was reclassified into shareholders’ equity on that date at its then fair value which totaled $1.5 million.  During the third quarter of 2013 we repurchased the Amended Warrant from the UST (see Note #15).
Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows:
		Asset
		(Liability)
		Fair		Valuation		Unobservable		Weighted
		Value		Technique		Inputs		Average
		(In thousands)
31-Mar-14
Capitalized mortgage loan servicing rights		$	7,307	Present value of net		Discount rate			10.06	%
				servicing revenue		Cost to service		$	83
						Ancillary income			29
						Float rate			1.8	%
Impaired loans Commercial			7,310	Sales comparison		Adjustment for differences
				approach		between comparable sales			0.7	%
				Income approach		Capitalization rate			9.3
Mortgage			1,834	Sales comparison		Adjustment for differences
				approach		between comparable sales			2.5
Other real estate Commercial			1,819	Sales comparison		Adjustment for differences
				approach		between comparable sales			(3.2	)
Mortgage and installment			1,299	Sales comparison		Adjustment for differences
				approach		between comparable sales			64.1
Payment plan receivables			2,668	Sales comparison		Adjustment for differences
				approach		between comparable sales			10.4
31-Dec-13
Capitalized mortgage loan servicing rights		$	7,773	Present value of net		Discount rate			10.09	%
				servicing revenue		Cost to service		$	81
						Ancillary income			29
						Float rate			1.79	%
Impaired loans Commercial			5,597	Sales comparison		Adjustment for differences
				approach		between comparable sales			(1.9	)%
				Income approach		Capitalization rate			9.3
Mortgage			1,795	Sales comparison		Adjustment for differences
				approach		between comparable sales			3.2
Other real estate Commercial			1,606	Sales comparison		Adjustment for differences
				approach		between comparable sales			(5.7	)
Mortgage and installment			1,623	Sales comparison		Adjustment for differences
				approach		between comparable sales			55.7
Payment plan receivables			2,668	Sales comparison		Adjustment for differences
				approach		between comparable sales			10.4
The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented.
		Aggregate							Contractual
		Fair Value			Difference				Principal
		(In thousands)
Loans held for sale
31-Mar-14		$	14,700		$	396			$	14,304
31-Dec-13			20,390			366				20,024

Fair_Values_of_Financial_Instr

Fair Values of Financial Instruments	3 Months Ended
	Mar. 31, 2014
Fair Values of Financial Instruments [Abstract]	'
Fair Values of Financial Instruments	'
	13	Fair Values of Financial Instruments
	Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
	Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable-interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances.
	Cash and due from banks and interest bearing deposits:  The recorded book balance of cash and due from banks and interest bearing deposits approximate fair value and are classified as Level 1.
	Interest bearing deposits - time:  Interest bearing deposits - time have been valued based on a model using a benchmark yield curve plus a base spread and are classified as Level 2.
	Securities:  Financial instrument assets actively traded in a secondary market have been valued using quoted market prices.  Trading securities are classified as Level 1 while securities available for sale are classified as Level 2 as described in Note #12.
	Federal Home Loan Bank and Federal Reserve Bank Stock:  It is not practicable to determine the fair value of FHLB and FRB Stock due to restrictions placed on transferability.
	Net loans and loans held for sale:  The fair value of loans is calculated by discounting estimated future cash flows using estimated market discount rates that reflect credit and interest-rate risk inherent in the loans resulting in a Level 3 classification.  Impaired loans are valued at the lower of cost or fair value as described in Note #12.  Loans held for sale are classified as Level 2 as described in Note #12.
	Accrued interest receivable and payable:  The recorded book balance of accrued interest receivable and payable approximate fair value and are classified at the same Level as the asset and liability they are associated with.
	Derivative financial instruments:  Rate-lock mortgage loan commitments and mandatory commitments to sell mortgage loans have been valued based on mortgage backed security pricing for comparable assets.
	Deposits:  Deposits without a stated maturity, including demand deposits, savings, NOW and money market accounts, have a fair value equal to the amount payable on demand.  Each of these instruments is classified as Level 1.  Deposits with a stated maturity, such as certificates of deposit have generally been valued based on the discounted value of contractual cash flows using a discount rate approximating current market rates for liabilities with a similar maturity resulting in a Level 2 classification.
	Other borrowings:  Other borrowings have been valued based on the discounted value of contractual cash flows using a discount rate approximating current market rates for liabilities with a similar maturity resulting in a Level 2 classification.
	Subordinated debentures:  Subordinated debentures have generally been valued based on a quoted market price of similar instruments resulting in a Level 2 classification.
	The estimated recorded book balances and fair values follow:
							Fair Value Using
							Quoted
							Prices
							in Active
							Markets		Significant		Significant
							for		Other		Un-
			Recorded				Identical		Observable		observable
			Book				Assets		Inputs		Inputs
			Balance		Fair Value		(Level 1)		(Level 2)		(Level 3)
			(In thousands)
	31-Mar-14
	Assets
	Cash and due from banks		$	53,815	$	53,815	$	53,815	$	-	$	-
	Interest bearing deposits			78,125		78,125		78,125		-		-
	Interest bearing deposits - time			16,875		16,907		-		16,907		-
	Trading securities			610		610		610		-		-
	Securities available for sale			522,935		522,935		-		522,935		-
	Federal Home Loan Bank and Federal Reserve Bank Stock			23,419	NA		NA		NA		NA
	Net loans and loans held for sale			1,344,775		1,337,875		-		14,700		1,323,175
	Accrued interest receivable			6,093		6,093		7		1,740		4,346
	Derivative financial instruments			397		397		-		397		-
	Liabilities
	Deposits with no stated maturity (1)		$	1,500,125	$	1,500,125	$	1,500,125	$	-	$	-
	Deposits with stated maturity (1)			438,617		438,727		-		438,727		-
	Other borrowings			12,943		12,943		-		12,943		-
	Subordinated debentures			40,723		27,862		-		27,862		-
	Accrued interest payable			430		430		20		410		-
	Derivative financial instruments			-		-		-		-		-
	31-Dec-13
	Assets
	Cash and due from banks		$	48,156	$	48,156	$	48,156	$	-	$	-
	Interest bearing deposits			70,925		70,925		70,925		-		-
	Interest bearing deposits - time			17,999		18,000		-		18,000		-
	Trading securities			498		498		498		-		-
	Securities available for sale			462,481		462,481		-		462,481		-
	Federal Home Loan Bank and Federal Reserve Bank Stock			23,419	NA		NA		NA		NA
	Net loans and loans held for sale			1,362,635		1,333,229		-		20,390		1,312,839
	Accrued interest receivable			5,948		5,948		1		1,426		4,521
	Derivative financial instruments			494		494		-		494		-
	Liabilities
	Deposits with no stated maturity (1)		$	1,440,225	$	1,440,225	$	1,440,225	$	-	$	-
	Deposits with stated maturity (1)			444,581		446,366		-		446,366		-
	Other borrowings			17,188		19,726		-		19,726		-
	Subordinated debentures			40,723		27,871		-		27,871		-
	Accrued interest payable			445		445		20		425		-
	Derivative financial instruments			-		-		-		-		-
	(1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $10.3 million and $11.2 million at March 31, 2014 and December 31, 2013, respectively.  Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $66.8 million and $72.3 million at March 31, 2014 and December 31, 2013, respectively.
	The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed.
	Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument.
Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments.
Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingent_Liabilities

Contingent Liabilities	3 Months Ended
	Mar. 31, 2014
Contingent Liabilities [Abstract]	'
Contingent Liabilities	'
	14	Contingent Liabilities
	We are involved in various litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is approximately $0.5 million. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages and involve claims for which, at this point, we believe have little to no merit, this maximum amount may change in the future.
	The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans or vehicle service contract counterparty receivables). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Risks associated with the likelihood that we will not collect the full amount owed to us, net of reserves, are disclosed elsewhere in this report.
	Our Mepco segment conducts its payment plan business activities across the United States. Mepco acquires the payment plans from companies (which we refer to as Mepco’s “counterparties”) at a discount from the face amount of the payment plan. Each payment plan (which are classified as payment plan receivables in our Consolidated Statements of Financial Condition) permits a consumer to purchase a vehicle service contract by making installment payments, generally for a term of 12 to 24 months, to the sellers of those contracts (one of the “counterparties”). Mepco thereafter collects the payments from consumers. In acquiring the payment plan, Mepco generally funds a portion of the cost to the seller of the service contract and a portion of the cost to the administrator of the service contract. The administrator, in turn, pays the necessary contractual liability insurance policy (“CLIP”) premium to the insurer or risk retention group.
	Consumers are allowed to voluntarily cancel the service contract at any time and are generally entitled to receive a refund from the administrator of the unearned portion of the service contract at the time of cancellation. As a result, while Mepco does not owe any refund to the consumer, it also does not have any recourse against the consumer for nonpayment of a payment plan and therefore does not evaluate the creditworthiness of the individual consumer. If a consumer stops making payments on a payment plan or exercises the right to voluntarily cancel the service contract, the service contract seller and administrator are each obligated to refund to Mepco the amount necessary to make Mepco whole as a result of its funding of the service contract. In addition, the insurer or risk retention group that issued the CLIP for the service contract often guarantees all or a portion of the refund to Mepco. See note #4 above for a breakdown of Mepco’s payment plan receivables by the level of recourse Mepco has against various counterparties.
	Upon the cancellation of a service contract and the completion of the billing process to the counterparties for amounts due to Mepco, there is a decrease in the amount of “payment plan receivables” and an increase in the amount of “vehicle service contract counterparty receivables” until such time as the amount due from the counterparty is collected. These amounts represent funds actually due to Mepco from its counterparties for cancelled service contracts. At March 31, 2014, the aggregate amount of such obligations owing to Mepco by counterparties, net of write-downs and reserves made through the recognition of vehicle service contract counterparty contingencies expense, totaled $7.1 million. This compares to a balance of $7.7 million at December 31, 2013.  Mepco is currently in the process of working to recover these receivables, primarily through litigation against counterparties.
	In some cases, Mepco requires collateral or guaranties by the principals of the counterparties to secure these refund obligations; however, this is generally only the case when no rated insurance company is involved to guarantee the repayment obligation of the seller and administrator counterparties. In most cases, there is no collateral to secure the counterparties’ refund obligations to Mepco, but Mepco has the contractual right to offset unpaid refund obligations against amounts Mepco would otherwise be obligated to fund to the counterparties. In addition, even when collateral is involved, the refund obligations of these counterparties are not fully secured. Mepco incurs losses when it is unable to fully recover funds owing to it by counterparties upon cancellation of the underlying service contracts. The sudden failure of one of Mepco’s major counterparties (an insurance company, administrator, or seller/dealer) could expose us to significant losses.
	When counterparties do not honor their contractual obligations to Mepco to repay funds, we recognize estimated losses. Mepco pursues collection (including commencing legal action if necessary) of funds due to it under its various contracts with counterparties.  Mepco has had to initiate litigation against certain counterparties, including third party insurers, to collect amounts owed to Mepco as a result of those parties' dispute of their contractual obligations to Mepco.  Charges related to estimated losses for vehicle service contract counterparty contingencies included in non-interest expense totaled $0.1 million for both the three month periods ended March 31, 2014 and 2013.  These charges are being classified in non-interest expense because they are associated with a default or potential default of a contractual obligation under our counterparty contracts as opposed to loss on the administration of the payment plan itself.
	Our estimate of probable incurred losses from vehicle service contract counterparty contingencies requires a significant amount of judgment because a number of factors can influence the amount of loss that we may ultimately incur. These factors include our estimate of future cancellations of vehicle service contracts, our evaluation of collateral that may be available to recover funds due from our counterparties, and our assessment of the amount that may ultimately be collected from counterparties in connection with their contractual obligations.  We apply a rigorous process, based upon historical payment plan activity and past experience, to estimate probable incurred losses and quantify the necessary reserves for our vehicle service contract counterparty contingencies, but there can be no assurance that our modeling process will successfully identify all such losses.
	We believe our assumptions regarding the collection of vehicle service contract counterparty receivables are reasonable, and we based them on our good faith judgments using data currently available. We also believe the current amount of reserves we have established and the vehicle service contract counterparty contingencies expense that we have recorded are appropriate given our estimate of probable incurred losses at the applicable Condensed Consolidated Statement of Financial Condition date. However, because of the uncertainty surrounding the numerous and complex assumptions made, actual losses could exceed the charges we have taken to date.
	The provision for loss reimbursement on sold loans represents our estimate of incurred losses related to mortgage loans that we have sold to investors (primarily Fannie Mae and Freddie Mac). Since we sell mortgage loans without recourse, loss reimbursements only occur in those instances where we have breached a representation or warranty or other contractual requirement related to the loan sale. The provision for loss reimbursement on sold loans was a credit of $0.5 million and an expense of $0.7 million in the first quarters of 2014 and 2013, respectively.  The credit provision in the first quarter of 2014 is due primarily to the rescission of certain loss reimbursement requests by Freddie Mac that had been pending and accrued for at the end of 2013.
	Historically, loss reimbursements on mortgage loans sold without recourse were rare. In 2009, we had only one actual loss reimbursement (for $0.06 million). Prior to 2009, we had years in which we incurred no such loss reimbursements. However, our loss reimbursements increased from 2010 to 2013 as Fannie Mae and Freddie Mac, in particular, were doing more reviews of mortgage loans where they had incurred or expected to incur a loss and were more aggressive in pursuing loss reimbursements from the sellers of such mortgage loans.  In November 2013, we executed a Resolution Agreement with Fannie Mae to resolve our existing and future repurchase and make whole obligations (collectively “Repurchase Obligations”) related to mortgage loans originated between January 1, 2000 and December 31, 2008 and delivered to them by January 31, 2009.  Under the terms of the Resolution Agreement, we paid Fannie Mae approximately $1.5 million in November 2013 with respect to the Repurchase Obligations.  We believe that it was in our best interest to execute the Resolution Agreement in order to bring finality to the loss reimbursement exposure with Fannie Mae for these years and reduce the resources spent on individual file reviews and defending loss reimbursement requests.  In addition, we were notified by Freddie Mac in January 2014 that they had completed their review of mortgage loans that we originated between January 1, 2000 and December 31, 2008 and delivered to them.  The reserve for loss reimbursements on sold mortgage loans totaled $0.7 million and $1.4 million at March 31, 2014 and December 31, 2013, respectively. This reserve is included in accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition. This reserve is based on an analysis of mortgage loans that we have sold which are further categorized by delinquency status, loan to value, and year of origination. The calculation includes factors such as probability of default, probability of loss reimbursement (breach of representation or warranty) and estimated loss severity. The reserve levels at March 31, 2014 and December 31, 2013 also reflect the resolution of the mortgage loan origination years of 2000 to 2008 with Fannie Mae and Freddie Mac.  We believe that the amounts that we have accrued for incurred losses on sold mortgage loans are appropriate given our analyses.  However, future losses could exceed our current estimate.

Shareholders_Equity

Shareholders' Equity	3 Months Ended
	Mar. 31, 2014
Shareholders' Equity [Abstract]	'
Shareholders' Equity	'
	15.  Shareholders’ Equity
	On July 26, 2013 we executed a Securities Purchase Agreement (“SPA”) with the UST.  Under the terms of the SPA, we agreed to purchase from the UST for $81.0 million in cash consideration:  (i) 74,426 shares of our Series B Fixed Rate Cumulative Mandatorily Convertible Preferred Stock, with an original liquidation preference of $1,000 per share (“Series B Preferred Stock”), including any and all accrued and unpaid dividends; and (ii) the Amended and Restated Warrant to purchase 346,154 shares of our common stock at an exercise price of $7.234 per share and expiring on December 12, 2018 (the “Amended Warrant”).  On August 30, 2013 we closed the SPA transaction with the UST and we exited the Troubled Asset Relief Program (“TARP”).  On that date the Series B Preferred Stock and Amended Warrant had book balances of $87.2 million (including accrued dividends) and $1.5 million, respectively. This transaction resulted in a discount of $7.7 million of which $7.6 million was allocated to the Series B Preferred Stock and included in net income applicable to common stock and $0.1 million was allocated to the Amended Warrant and recorded to common stock.
	On August 28, 2013 we sold 11.5 million shares of our common stock for gross proceeds of $89.1 million in a public offering and on September 10, 2013 we sold an additional 1.725 million shares of our common stock for gross proceeds of $13.4 million pursuant to the underwriters’ overallotment option (collectively, the “Common Stock Offering”).  The net proceeds from the Common Stock Offering were approximately $97.1 million.
	On November 15, 2011, we entered into a Tax Benefits Preservation Plan (the "Preservation Plan") with our stock transfer agent, American Stock Transfer & Trust Company. Our Board of Directors adopted the Preservation Plan in an effort to protect the value to our shareholders of our ability to use deferred tax assets such as net operating loss carry forwards to reduce potential future federal income tax obligations. Under federal tax rules, this value could be lost in the event we experienced an "ownership change," as defined in Section 382 of the federal Internal Revenue Code. The Preservation Plan attempts to protect this value by reducing the likelihood that we will experience such an ownership change by discouraging any person who is not already a 5% shareholder from becoming a 5% shareholder (with certain limited exceptions).
	On November 15, 2011, our Board of Directors declared a dividend of one preferred share purchase right (a "Right") for each outstanding share of our common stock under the terms of the Preservation Plan. The dividend is payable to the holders of common stock outstanding as of the close of business on November 15, 2011 or outstanding at any time thereafter but before the earlier of a "Distribution Date" and the date the Preservation Plan terminates. Each Right entitles the registered holder to purchase from us 1/1000 of a share of our Series C Junior Participating Preferred Stock, no par value per share ("Series C Preferred Stock"). Each 1/1000 of a share of Series C Preferred Stock has economic and voting terms similar to those of one whole share of common stock. The Rights are not exercisable and generally do not become exercisable until a person or group has acquired, subject to certain exceptions and conditions, beneficial ownership of 4.99% or more of the outstanding shares of common stock. At that time, each Right will generally entitle its holder to purchase securities of the Company at a discount of 50% to the current market price of the common stock. However, the Rights owned by the person acquiring beneficial ownership of 4.99% or more of the outstanding shares of common stock would automatically be void. The significant dilution that would result is expected to deter any person from acquiring beneficial ownership of 4.99% or more and thereby triggering the Rights.
	To date, none of the Rights have been exercised or have become exercisable because no unpermitted 4.99% or more change in the beneficial ownership of the outstanding common stock has occurred. The Rights will generally expire on the earlier to occur of the close of business on November 15, 2016 and certain other events described in the Preservation Plan, including such date as our Board of Directors determines that the Preservation Plan is no longer necessary for its intended purposes.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Loss	3 Months Ended
	Mar. 31, 2014
Accumulated Other Comprehensive Loss [Abstract]	'
Accumulated Other Comprehensive Loss	'
	16	Accumulated Other Comprehensive Loss (“AOCL”)
	A summary of changes in AOCL follows (1):
							Dispropor-
							tionate									Dispropor-
			Unrealized				Tax Effects									tionate
			Losses on				from			Unrealized			Unrealized			Tax Effects
			Available				Securities			Losses on			Losses on			from Cash
			for Sale				Available			Cash Flow			Settled			Flow
			Securities				for Sale			Hedges			Derivatives			Hedges			Total
	For the three months ended March 31,									(In thousands)
	2014
	Balances at beginning of period		$	(3,200	)		$	(5,798	)	$	-		$	(247	)	$	-		$	(9,245	)
	Other comprehensive income before reclassifications			1,539				-			-			-			-			1,539
	Amounts reclassified from AOCL			-				-			-			62			-			62
	Net current period other comprehensive income			1,539				-			-			62			-			1,601
	Balances at end of period		$	(1,661	)		$	(5,798	)	$	-		$	(185	)	$	-		$	(7,644	)
	For the three months ended March 31,
	2013
	Balances at beginning of period		$	(516	)		$	(5,617	)	$	(739	)	$	-		$	(1,186	)	$	(8,058	)
	Other comprehensive income (loss) before reclassifications			1,007				-			(3	)		-			-			1,004
	Amounts reclassified from AOCL			7				-			94			-			-			101
	Net current period other comprehensive income			1,014				-			91			-			-			1,105
	Balances at end of period		$	498			$	(5,617	)	$	(648	)	$	-		$	(1,186	)	$	(6,953	)
	(1) 2014 amounts are presented net of tax as we removed substantially all of the valuation allowance on our deferred tax assets during the second quarter of 2013 (see Note #10).
	The disproportionate tax effects from securities available for sale and cash flow hedges arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations.  Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period.  In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations.
	A summary of reclassifications out of each component of AOCL for the three months ended March 31 follows:
			Amount
			Reclassified
			From			Affected Line Item in Condensed
	AOCL Component		AOCL			Consolidated Statements of Operations
			(In thousands)
	2014
	Unrealized losses on available for sale securities
			$	-		Net gains on securities
				-		Net impairment loss recognized in earnings
				-		Total reclassifications before tax
				-		Tax expense (benefit)
			$	-		Reclassifications, net of tax
	Unrealized losses on settled derivatives
			$	95		Interest expense
				33		Tax expense (benefit)
			$	62		Reclassification, net of tax
			$	62		Total reclassifications for the period, net of tax
	2013
	Unrealized losses on available for sale securities
			$	(7	)	Net gains on securities
				-		Net impairment loss recognized in earnings
				(7	)	Total reclassifications before tax
				-		Tax expense (benefit)
			$	(7	)	Reclassifications, net of tax
	Unrealized losses on cash flow hedges
			$	(94	)	Interest expense
				-		Tax expense (benefit)
			$	(94	)	Reclassification, net of tax
			$	(101	)	Total reclassifications for the period, net of tax

New_Accounting_Standards_Polic

New Accounting Standards (Policies)	3 Months Ended
	Mar. 31, 2014
New Accounting Standards [Abstract]	'
New Accounting Standards	'
	New Accounting Standards
	In July, 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2013-11, “Income Taxes (Topic 740), Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists”.  This ASU amends existing guidance so that an unrecognized tax benefit, or a portion thereof, be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent that a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date to settle any additional income taxes that would result from disallowance of a tax position, or the tax law does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, then the unrecognized tax benefit should be presented as a liability.  This amended guidance became effective for us on January 1, 2014 and did not have a material impact on our consolidated operating results or financial condition.

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Securities available for sale	'
	Securities available for sale consist of the following:
		Amortized		Unrealized
		Cost		Gains			Losses		Fair Value
		(In thousands)
	31-Mar-14
	U.S. agency	$	48,024	$	18		$	388	$	47,654
	U.S. agency residential mortgage-backed		235,601		1,573			429		236,745
	U.S. agency commercial mortgage-backed		12,640		27			27		12,640
	Private label residential mortgage-backed		7,052		137			546		6,643
	Other asset backed		43,425		45			156		43,314
	Obligations of states and political subdivisions		156,342		738			3,150		153,930
	Corporate		19,503		83			21		19,565
	Trust preferred		2,904		-			460		2,444
	Total	$	525,491	$	2,621		$	5,177	$	522,935
	31-Dec-13
	U.S. agency	$	32,106	$	44		$	342	$	31,808
	U.S. agency residential mortgage-backed		202,649		1,343			532		203,460
	Private label residential mortgage-backed		7,294		112			618		6,788
	Other asset backed		45,369		10			194		45,185
	Obligations of states and political subdivisions		157,966		496			4,784		153,678
	Corporate		19,120		43			26		19,137
	Trust preferred		2,902		-			477		2,425
	Total	$	467,406	$	2,048		$	6,973	$	462,481
Investments in a continuous unrealized loss position	'
	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows:
		Less Than Twelve Months					Twelve Months or More					Total
				Unrealized					Unrealized					Unrealized
		Fair Value		Losses			Fair Value		Losses			Fair Value		Losses
		(In thousands)
	31-Mar-14
	U.S. agency	$	36,853	$	388		$	-	$	-		$	36,853	$	388
	U.S. agency residential mortgage-backed		52,705		315			23,242		114			75,947		429
	U.S. agency commercial mortgage-backed		4,318		27			-		-			4,318		27
	Private label residential mortgage-backed		167		1			4,485		545			4,652		546
	Other asset backed		28,442		156			-		-			28,442		156
	Obligations of states and political subdivisions		70,657		2,607			11,521		543			82,178		3,150
	Corporate		5,844		21			-		-			5,844		21
	Trust preferred		-		-			2,444		460			2,444		460
	Total	$	198,986	$	3,515		$	41,692	$	1,662		$	240,678	$	5,177
	31-Dec-13
	U.S. agency	$	16,715	$	342		$	-	$	-		$	16,715	$	342
	U.S. agency residential mortgage-backed		78,256		532			-		-			78,256		532
	Private label residential mortgage-backed		407		6			4,602		612			5,009		618
	Other asset backed		33,862		194			-		-			33,862		194
	Obligations of states and political subdivisions		103,942		4,645			4,805		139			108,747		4,784
	Corporate		7,105		26			-		-			7,105		26
	Trust preferred		-		-			2,425		477			2,425		477
	Total	$	240,287	$	5,745		$	11,832	$	1,228		$	252,119	$	6,973
Unrealized losses largely attributable to credit spread	'
	The unrealized losses are largely attributable to credit spread widening on these securities since their acquisition.  The underlying loans within these securities include Jumbo (69%) and Alt A (31%) at March 31, 2014.
		31-Mar-14					31-Dec-13
				Net					Net
		Fair		Unrealized			Fair		Unrealized
		Value		Loss			Value		Loss
		(In thousands)
	Private label residential mortgage-backed
	Jumbo	$	4,563	$	(371	)	$	4,687	$	(441	)
	Alt-A		2,080		(38	)		2,101		(65	)
Private label residential mortgage backed securities below investment grade	'
	At March 31, 2014 three below investment grade private label residential mortgage-backed securities had credit related OTTI and are summarized as follows:
				Super			Senior
		Senior		Senior			Support
		Security		Security			Security		Total
		(In thousands)
	As of March 31, 2014
	Fair value	$	2,426	$	1,712		$	45	$	4,183
	Amortized cost		2,697		1,622			-		4,319
	Non-credit unrealized loss		271		-			-		271
	Unrealized gain		-		90			45		135
	Cumulative credit related OTTI		748		457			380		1,585
	Credit related OTTI recognized in our Condensed
	Consolidated Statements of Operations For the three months ended March 31,
	2014	$	-	$	-		$	-	$	-
	2013		-		-			-		-
Trust preferred securities	'
	The following table breaks out our trust preferred securities in further detail as of March 31, 2014 and December 31, 2013:
		31-Mar-14					31-Dec-13
				Net					Net
		Fair		Unrealized			Fair		Unrealized
		Value		Loss			Value		Loss
		(In thousands)
	Trust preferred securities
	Rated issues	$	1,619	$	(285	)	$	1,600	$	(302	)
	Unrated issues		825		(175	)		825		(175	)
Credit losses recognized in earnings on securities available for sale	'
	A roll forward of credit losses recognized in earnings on securities available for sale for the three month periods ending March 31, follows:
		2014		2013
		(In thousands)
	Balance at beginning of year	$	1,835	$	1,809
	Additions to credit losses on securities for which no previous OTTI was recognized		-		-
	Increases to credit losses on securities for which OTTI was previously recognized		-		-
	Total	$	1,835	$	1,809
Amortized cost and fair value of securities available for sale by contractual maturity	'
	The amortized cost and fair value of securities available for sale at March 31, 2014, by contractual maturity, follow:
		Amortized		Fair
		Cost		Value
		(In thousands)
	Maturing within one year	$	15,809	$	15,837
	Maturing after one year but within five years		86,513		86,741
	Maturing after five years but within ten years		50,721		50,491
	Maturing after ten years		73,730		70,524
			226,773		223,593
	U.S. agency residential mortgage-backed		235,601		236,745
	U.S. agency commercial mortgage-backed		12,640		12,640
	Private label residential mortgage-backed		7,052		6,643
	Other asset backed		43,425		43,314
	Total	$	525,491	$	522,935
Gains and losses realized on sale of securities available for sale	'
	A summary of proceeds from the sale of securities available for sale and gains and losses for the three month periods ending March 31, follows:
				Realized
		Proceeds		Gains			Losses
		(In thousands)
	2014	$	-	$	-		$	-
	2013		1,800		-			7

Loans_Tables

Loans (Tables)	3 Months Ended
	Mar. 31, 2014
Loans [Abstract]	'
Analysis of allowance for loan losses by portfolio segment	'
	An analysis of the allowance for loan losses by portfolio segment for the three months ended March 31, follows:
												Payment
												Plan
			Commercial			Mortgage			Installment			Receivables			Unallocated			Total
			(In thousands)
	2014
	Balance at beginning of period		$	6,827		$	17,195		$	2,246		$	97		$	5,960		$	32,325
	Additions (deductions)
	Provision for loan losses			507			193			176			(14	)		(434	)		428
	Recoveries credited to allowance			355			458			251			4			-			1,068
	Loans charged against the allowance			(1,926	)		(846	)		(612	)		-			-			(3,384	)
	Balance at end of period		$	5,763		$	17,000		$	2,061		$	87		$	5,526		$	30,437
	2013
	Balance at beginning of period		$	11,402		$	21,447		$	3,378		$	144		$	7,904		$	44,275
	Additions (deductions)
	Provision for loan losses			(272	)		(139	)		375			(4	)		(651	)		(691	)
	Recoveries credited to allowance			536			622			286			7			-			1,451
	Loans charged against the allowance			(1,608	)		(1,767	)		(877	)		(18	)		-			(4,270	)
	Balance at end of period		$	10,058		$	20,163		$	3,162		$	129		$	7,253		$	40,765
Allowance for loan losses and recorded investment in loans by portfolio segment	'
	Allowance for loan losses and recorded investment in loans by portfolio segment follows:
												Payment
												Plan
			Commercial			Mortgage			Installment			Receivables			Unallocated			Total
			(In thousands)
	31-Mar-14
	Allowance for loan losses:
	Individually evaluated for impairment		$	3,289		$	10,912		$	785		$	-		$	-		$	14,986
	Collectively evaluated for impairment			2,474			6,088			1,276			87			5,526			15,451
	Total ending allowance balance		$	5,763		$	17,000		$	2,061		$	87		$	5,526		$	30,437
	Loans
	Individually evaluated for impairment		$	40,014		$	77,159		$	7,126		$	-					$	124,299
	Collectively evaluated for impairment			603,533			400,598			181,856			54,544						1,240,531
	Total loans recorded investment			643,547			477,757			188,982			54,544						1,364,830
	Accrued interest included in recorded investment			1,496			2,177			645			-						4,318
	Total loans		$	642,051		$	475,580		$	188,337		$	54,544					$	1,360,512
	31-Dec-13
	Allowance for loan losses:
	Individually evaluated for impairment		$	3,878		$	10,488		$	792		$	-		$	-		$	15,158
	Collectively evaluated for impairment			2,949			6,707			1,454			97			5,960			17,167
	Total ending allowance balance		$	6,827		$	17,195		$	2,246		$	97		$	5,960		$	32,325
	Loans
	Individually evaluated for impairment		$	40,623		$	78,022		$	7,068		$	-					$	125,713
	Collectively evaluated for impairment			596,235			410,887			185,676			60,638						1,253,436
	Total loans recorded investment			636,858			488,909			192,744			60,638						1,379,149
	Accrued interest included in recorded investment			1,624			2,276			679			-						4,579
	Total loans		$	635,234		$	486,633		$	192,065		$	60,638					$	1,374,570
Loans on non-accrual status and past due more than 90 days	'
	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow:
			90+ and						Total Non-
			Still			Non-			Performing
			Accruing			Accrual			Loans
			(In thousands)
	31-Mar-14
	Commercial
	Income producing - real estate		$	115		$	3,443		$	3,558
	Land, land development and construction - real estate			-			904			904
	Commercial and industrial			-			3,351			3,351
	Mortgage			.
	1-4 family			-			6,655			6,655
	Resort lending			-			3,371			3,371
	Home equity - 1st lien			-			430			430
	Home equity - 2nd lien			-			747			747
	Installment
	Home equity - 1st lien			-			859			859
	Home equity - 2nd lien			-			511			511
	Loans not secured by real estate			-			432			432
	Other			-			2			2
	Payment plan receivables
	Full refund			-			5			5
	Partial refund			-			-			-
	Other			-			1			1
	Total recorded investment		$	115		$	20,711		$	20,826
	Accrued interest included in recorded investment		$	-		$	-		$	-
	31-Dec-13
	Commercial
	Income producing - real estate		$	-		$	1,899		$	1,899
	Land, land development and construction - real estate			-			1,036			1,036
	Commercial and industrial			-			2,434			2,434
	Mortgage
	1-4 family			-			6,594			6,594
	Resort lending			-			2,668			2,668
	Home equity - 1st lien			-			415			415
	Home equity - 2nd lien			-			689			689
	Installment
	Home equity - 1st lien			-			938			938
	Home equity - 2nd lien			-			571			571
	Loans not secured by real estate			-			638			638
	Other			-			-			-
	Payment plan receivables
	Full refund			-			20			20
	Partial refund			-			3			3
	Other			-			-			-
	Total recorded investment		$	-		$	17,905		$	17,905
	Accrued interest included in recorded investment		$	-		$	-		$	-
Aging analysis of loans by class	'
	An aging analysis of loans by class follows:
			Loans Past Due												Loans not			Total
			30-59 days			60-89 days			90+ days			Total			Past Due			Loans
			(In thousands)
	31-Mar-14
	Commercial
	Income producing - real estate		$	506		$	391		$	2,505		$	3,402		$	248,983		$	252,385
	Land, land development and construction - real estate			43			-			328			371			33,855			34,226
	Commercial and industrial			2,235			809			1,441			4,485			352,451			356,936
	Mortgage
	1-4 family			2,440			1,284			6,655			10,379			264,136			274,515
	Resort lending			1,182			235			3,371			4,788			137,395			142,183
	Home equity - 1st lien			262			-			430			692			18,609			19,301
	Home equity - 2nd lien			227			318			747			1,292			40,466			41,758
	Installment
	Home equity - 1st lien			382			50			859			1,291			25,042			26,333
	Home equity - 2nd lien			188			105			511			804			35,698			36,502
	Loans not secured by real estate			443			259			432			1,134			122,571			123,705
	Other			15			20			2			37			2,405			2,442
	Payment plan receivables
	Full refund			1,076			192			5			1,273			40,611			41,884
	Partial refund			192			34			-			226			5,348			5,574
	Other			164			10			1			175			6,911			7,086
	Total recorded investment		$	9,355		$	3,707		$	17,287		$	30,349		$	1,334,481		$	1,364,830
	Accrued interest included in recorded investment		$	61		$	54		$	-		$	115		$	4,203		$	4,318
	31-Dec-13
	Commercial
	Income producing - real estate		$	1,014		$	428		$	878		$	2,320		$	249,313		$	251,633
	Land, land development and construction - real estate			781			129			256			1,166			30,670			31,836
	Commercial and industrial			1,155			1,665			318			3,138			350,251			353,389
	Mortgage
	1-4 family			3,750			224			6,594			10,568			270,855			281,423
	Resort lending			698			234			2,668			3,600			142,356			145,956
	Home equity - 1st lien			172			-			415			587			18,214			18,801
	Home equity - 2nd lien			663			73			689			1,425			41,304			42,729
	Installment
	Home equity - 1st lien			557			134			938			1,629			25,513			27,142
	Home equity - 2nd lien			536			136			571			1,243			36,701			37,944
	Loans not secured by real estate			833			281			638			1,752			123,295			125,047
	Other			22			12			-			34			2,577			2,611
	Payment plan receivables
	Full refund			1,364			349			20			1,733			46,344			48,077
	Partial refund			190			20			3			213			4,840			5,053
	Other			122			4			-			126			7,382			7,508
	Total recorded investment		$	11,857		$	3,689		$	13,988		$	29,534		$	1,349,615		$	1,379,149
	Accrued interest included in recorded investment		$	100		$	26		$	-		$	126		$	4,453		$	4,579
Impaired loans	'
	Impaired loans are as follows :
			March 31,			December 31,
			2014			2013
	Impaired loans with no allocated allowance		(In thousands)
	TDR		$	11,911		$	13,006
	Non - TDR			911			334
	Impaired loans with an allocated allowance
	TDR - allowance based on collateral			11,435			10,085
	TDR - allowance based on present value cash flow			98,187			101,131
	Non - TDR - allowance based on collateral			1,433			688
	Non - TDR - allowance based on present value cash flow			-			-
	Total impaired loans		$	123,877		$	125,244
	Amount of allowance for loan losses allocated
	TDR - allowance based on collateral		$	3,224		$	3,127
	TDR - allowance based on present value cash flow			11,262			11,777
	Non - TDR - allowance based on collateral			500			254
	Non - TDR - allowance based on present value cash flow			-			-
	Total amount of allowance for loan losses allocated		$	14,986		$	15,158
	Impaired loans by class  are as follows (1):
			31-Mar-14									31-Dec-13
						Unpaid									Unpaid
			Recorded			Principal			Related			Recorded			Principal			Related
			Investment			Balance			Allowance			Investment			Balance			Allowance
	With no related allowance recorded:		(In thousands)
	Commercial
	Income producing - real estate		$	8,883		$	9,151		$	-		$	7,042		$	7,178		$	-
	Land, land development & construction-real estate			770			1,817			-			2,185			3,217			-
	Commercial and industrial			3,166			3,136			-			4,110			4,087			-
	Mortgage
	1-4 family			8			8			-			8			8			-
	Resort lending			35			163			-			35			163			-
	Home equity - 1st lien			-			-			-			-			-			-
	Home equity - 2nd lien			-			-			-			-			-			-
	Installment
	Home equity - 1st lien			-			-			-			-			-			-
	Home equity - 2nd lien			-			-			-			-			-			-
	Loans not secured by real estate			-			-			-			-			-			-
	Other			-			-			-			-			-			-
				12,862			14,275			-			13,380			14,653			-
	With an allowance recorded:
	Commercial
	Income producing - real estate			13,513			14,809			1,341			14,538			15,631			1,161
	Land, land development & construction-real estate			4,688			5,466			725			3,366			4,130			686
	Commercial and industrial			8,994			10,098			1,223			9,382			9,529			2,031
	Mortgage
	1-4 family			57,301			60,286			7,153			57,612			60,768			7,236
	Resort lending			19,620			20,112			3,728			20,171			20,608			3,221
	Home equity - 1st lien			153			163			11			154			164			11
	Home equity - 2nd lien			42			118			20			42			118			20
	Installment
	Home equity - 1st lien			2,881			3,053			230			2,959			3,115			254
	Home equity - 2nd lien			3,484			3,480			480			3,352			3,347			462
	Loans not secured by real estate			746			914			74			741			902			75
	Other			15			15			1			16			16			1
				111,437			118,514			14,986			112,333			118,328			15,158
	Total
	Commercial
	Income producing - real estate			22,396			23,960			1,341			21,580			22,809			1,161
	Land, land development & construction-real estate			5,458			7,283			725			5,551			7,347			686
	Commercial and industrial			12,160			13,234			1,223			13,492			13,616			2,031
	Mortgage
	1-4 family			57,309			60,294			7,153			57,620			60,776			7,236
	Resort lending			19,655			20,275			3,728			20,206			20,771			3,221
Home equity - 1st lien			153			163			11			154			164			11
Home equity - 2nd lien			42			118			20			42			118			20
Installment
Home equity - 1st lien			2,881			3,053			230			2,959			3,115			254
Home equity - 2nd lien			3,484			3,480			480			3,352			3,347			462
Loans not secured by real estate			746			914			74			741			902			75
Other			15			15			1			16			16			1
Total		$	124,299		$	132,789		$	14,986		$	125,713		$	132,981		$	15,158
Accrued interest included in recorded investment		$	422								$	469
(1) There were no impaired payment plan receivables at March 31, 2014 or December 31, 2013.
Average recorded investment in and interest income earned on impaired loans by class	'
	Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending March 31, follows (1):
			2014						2013
			Average			Interest			Average			Interest
			Recorded			Income			Recorded			Income
			Investment			Recognized			Investment			Recognized
	With no related allowance recorded:		(In thousands)
	Commercial
	Income producing - real estate		$	7,963		$	175		$	4,475		$	63
	Land, land development & construction-real estate			1,478			43			3,127			42
	Commercial and industrial			3,638			93			3,641			38
	Mortgage
	1-4 family			8			-			-			-
	Resort lending			35			-			18			-
	Home equity - 1st lien			-			-			-			-
	Home equity - 2nd lien			-			-			-			-
	Installment
	Home equity - 1st lien			-			-			2,058			24
	Home equity - 2nd lien			-			-			2,297			29
	Loans not secured by real estate			-			-			608			8
	Other			-			-			20			1
				13,122			311			16,244			205
	With an allowance recorded:
	Commercial
	Income producing - real estate			14,026			66			21,354			137
	Land, land development & construction-real estate			4,027			12			8,341			56
	Commercial and industrial			9,188			26			15,036			140
	Mortgage
	1-4 family			57,457			630			63,617			706
	Resort lending			19,896			191			22,973			219
	Home equity - 1st lien			154			1			110			1
	Home equity - 2nd lien			42			1			43			1
	Installment
	Home equity - 1st lien			2,920			45			1,092			12
	Home equity - 2nd lien			3,418			49			1,150			13
	Loans not secured by real estate			744			10			204			2
	Other			16			-			-			-
				111,888			1,031			133,920			1,287
	Total
	Commercial
	Income producing - real estate			21,989			241			25,829			200
	Land, land development & construction-real estate			5,505			55			11,468			98
	Commercial and industrial			12,826			119			18,677			178
	Mortgage
	1-4 family			57,465			630			63,617			706
	Resort lending			19,931			191			22,991			219
	Home equity - 1st lien			154			1			110			1
	Home equity - 2nd lien			42			1			43			1
	Installment
	Home equity - 1st lien			2,920			45			3,150			36
	Home equity - 2nd lien			3,418			49			3,447			42
	Loans not secured by real estate			744			10			812			10
	Other			16			-			20			1
	Total		$	125,010		$	1,342		$	150,164		$	1,492
	-1	There were no impaired payment plan receivables during the three month periods ended March 31, 2014 and 2013, respectively.
Troubled debt restructurings	'
	Troubled debt restructurings follow:
			31-Mar-14
			Commercial			Retail				Total
			(In thousands)
	Performing TDR's		$	32,208		$	78,152			$	110,360
	Non-performing TDR's(1)			5,354			5,819	-2			11,173
	Total		$	37,562		$	83,971			$	121,533
			31-Dec-13
			Commercial			Retail				Total
			(In thousands)
	Performing TDR's		$	35,134		$	79,753			$	114,887
	Non-performing TDR's(1)			4,347			4,988	-2			9,335
	Total		$	39,481		$	84,741			$	124,222
	-1	Included in non-performing loans table above.
	-2	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Troubled debt restructuring during the period	'
	Loans that have been classified as troubled debt restructurings during the three-month periods ended March 31 follow:
						Pre-modification			Post-modification
			Number of			Recorded			Recorded
			Contracts			Balance			Balance
			(Dollars in thousands)
	2014
	Commercial
	Income producing - real estate			2		$	213		$	210
	Land, land development & construction-real estate			-			-			-
	Commercial and industrial			4			190			189
	Mortgage
	1-4 family			4			724			739
	Resort lending			2			294			293
	Home equity - 1st lien			-			-			-
	Home equity - 2nd lien			-			-			-
	Installment
	Home equity - 1st lien			3			106			78
	Home equity - 2nd lien			3			221			220
	Loans not secured by real estate			2			33			29
	Other			-			-			-
	Total			20		$	1,781		$	1,758
	2013
	Commercial
	Income producing - real estate			3		$	4,083		$	3,822
	Land, land development & construction-real estate			1			16			15
	Commercial and industrial			13			840			834
	Mortgage
	1-4 family			7			791			786
	Resort lending			3			799			795
	Home equity - 1st lien			1			95			96
	Home equity - 2nd lien			-			-			-
	Installment
	Home equity - 1st lien			7			173			176
	Home equity - 2nd lien			6			148			148
	Loans not secured by real estate			2			57			28
	Other			-			-			-
	Total			43		$	7,002		$	6,700
Troubled debt restructuring during the past twelve months that subsequently defaulted	'
	Loans that have been classified as troubled debt restructurings during the past twelve months and that have subsequently defaulted during the three-month periods ended March 31 follow:
			Number of			Recorded
			Contracts			Balance
			(Dollars in thousands)
	2014
	Commercial
	Income producing - real estate			-		$	-
	Land, land development & construction-real estate			-			-
	Commercial and industrial			-			-
	Mortgage
	1-4 family			-			-
	Resort lending			-			-
	Home equity - 1st lien			-			-
	Home equity - 2nd lien			-			-
	Installment
	Home equity - 1st lien			-			-
	Home equity - 2nd lien			-			-
	Loans not secured by real estate			-			-
	Other			-			-
				-		$	-
	2013
	Commercial
	Income producing - real estate			-		$	-
	Land, land development & construction-real estate			1			334
	Commercial and industrial			1			81
	Mortgage
	1-4 family			1			106
	Resort lending			1			156
	Home equity - 1st lien			-			-
	Home equity - 2nd lien			-			-
	Installment
	Home equity - 1st lien			-			-
	Home equity - 2nd lien			-			-
	Loans not secured by real estate			-			-
	Other			-			-
				4		$	677
Summary of loan ratings by loan class	'
	The following table summarizes loan ratings by loan class for our commercial loan segment:
			Commercial
									Substandard			Non-
			Non-watch			Watch			Accrual			Accrual
			6-Jan			8-Jul			9			11-Oct			Total
									(In thousands)
	31-Mar-14
	Income producing - real estate		$	232,004		$	14,954		$	1,984		$	3,443		$	252,385
	Land, land development and construction - real estate			28,003			4,874			445			904			34,226
	Commercial and industrial			323,840			23,590			6,155			3,351			356,936
	Total		$	583,847		$	43,418		$	8,584		$	7,698		$	643,547
	Accrued interest included in total		$	1,336		$	130		$	30		$	-		$	1,496
	31-Dec-13
	Income producing - real estate		$	227,957		$	17,882		$	3,895		$	1,899		$	251,633
	Land, land development and construction - real estate			25,654			4,829			317			1,036			31,836
	Commercial and industrial			318,183			26,303			6,469			2,434			353,389
	Total		$	571,794		$	49,014		$	10,681		$	5,369		$	636,858
	Accrued interest included in total		$	1,433		$	147		$	44		$	-		$	1,624
	For each of our mortgage and installment segment classes we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated at least annually.
	The following tables summarize credit scores by loan class for our mortgage and installment loan segments:
				Mortgage (1)
										Home			Home
							Resort			Equity			Equity
				1-4 Family			Lending			1st Lien			2nd Lien			Total
				(In thousands)
	31-Mar-14
	800 and above			$	23,475		$	13,325		$	3,985		$	4,951		$	45,736
	750-799				58,164			54,523			4,885			11,518			129,090
	700-749				56,805			35,389			3,266			8,186			103,646
	650-699				47,072			21,516			2,305			7,184			78,077
	600-649				34,714			8,144			2,545			5,101			50,504
	550-599				24,248			3,035			1,122			2,415			30,820
	500-549				14,486			2,253			625			1,438			18,802
	Under 500				9,240			1,150			322			357			11,069
	Unknown				6,311			2,848			246			608			10,013
	Total			$	274,515		$	142,183		$	19,301		$	41,758		$	477,757
	Accrued interest included in total			$	1,274		$	614		$	88		$	201		$	2,177
	31-Dec-13
	800 and above			$	23,924		$	13,487		$	3,650		$	5,354		$	46,415
	750-799				60,728			56,880			4,560			11,809			133,977
	700-749				58,269			35,767			3,289			8,628			105,953
	650-699				49,771			21,696			2,316			7,145			80,928
	600-649				34,991			8,555			2,621			5,141			51,308
	550-599				24,616			3,261			1,165			2,485			31,527
	500-549				14,823			2,271			644			1,560			19,298
	Under 500				9,492			1,160			323			360			11,335
	Unknown				4,809			2,879			233			247			8,168
	Total			$	281,423		$	145,956		$	18,801		$	42,729		$	488,909
	Accrued interest included in total			$	1,300		$	650		$	97		$	229		$	2,276
	(1) Credit scores have been updated within the last twelve months.
				Installment(1)
				Home			Home			Loans not
				Equity			Equity			Secured by
				1st Lien			2nd Lien			Real Estate			Other			Total
				(In thousands)
	31-Mar-14
	800 and above			$	2,820		$	2,925		$	23,090		$	49		$	28,884
	750-799				6,405			10,735			49,649			568			67,357
	700-749				4,317			9,392			25,296			636			39,641
	650-699				4,630			6,483			14,850			568			26,531
	600-649				3,054			2,700			4,914			238			10,906
	550-599				2,778			1,920			2,375			198			7,271
	500-549				1,437			1,617			1,594			121			4,769
Under 500				733			689			481			26			1,929
Unknown				159			41			1,456			38			1,694
Total			$	26,333		$	36,502		$	123,705		$	2,442		$	188,982
Accrued interest included in total			$	105		$	135		$	386		$	19		$	645
31-Dec-13
800 and above			$	2,977		$	3,062		$	23,649		$	53		$	29,741
750-799				6,585			11,197			48,585			557			66,924
700-749				4,353			9,487			25,343			683			39,866
650-699				4,815			6,832			15,256			646			27,549
600-649				3,173			2,824			5,289			258			11,544
550-599				2,843			2,084			2,785			213			7,925
500-549				1,483			1,715			1,732			130			5,060
Under 500				751			663			516			29			1,959
Unknown				162			80			1,892			42			2,176
Total			$	27,142		$	37,944		$	125,047		$	2,611		$	192,744
Accrued interest included in total			$	114		$	144		$	399		$	22		$	679
(1) Credit scores have been updated within the last twelve months.
Mepco Finance Corporation (“Mepco”) is a wholly-owned subsidiary of our Bank that operates a vehicle service contract payment plan business throughout the United States. See Note #14 for more information about Mepco’s business. As of March 31, 2014, approximately 76.8% of Mepco’s outstanding payment plan receivables relate to programs in which a third party insurer or risk retention group is obligated to pay Mepco the full refund owing upon cancellation of the related service contract (including with respect to both the portion funded to the service contract seller and the portion funded to the administrator). These receivables are shown as “Full Refund” in the table below. Another approximately 10.2% of Mepco’s outstanding payment plan receivables as of March 31, 2014, relate to programs in which a third party insurer or risk retention group is obligated to pay Mepco the refund owing upon cancellation only with respect to the unearned portion previously funded by Mepco to the administrator (but not to the service contract seller). These receivables are shown as “Partial Refund” in the table below. The balance of Mepco’s outstanding payment plan receivables relate to programs in which there is no insurer or risk retention group that has any contractual liability to Mepco for any portion of the refund amount. These receivables are shown as “Other” in the table below. For each class of our payment plan receivables we monitor financial information on the counterparties as we evaluate the credit quality of this portfolio.
The following table summarizes credit ratings of insurer or risk retention group counterparties by class of payment plan receivable:
			Payment Plan Receivables
			Full			Partial
			Refund			Refund			Other			Total
			(In thousands)
31-Mar-14
AM Best rating
A+			$	-		$	20		$	-		$	20
A				17,174			4,565			-			21,739
A-				2,623			989			7,080			10,692
Not rated				22,087			-			6			22,093
Total			$	41,884		$	5,574		$	7,086		$	54,544
31-Dec-13
AM Best rating
A			$	20,203		$	4,221		$	-		$	24,424
A-				4,058			832			7,496			12,386
Not rated				23,816			-			12			23,828
Total			$	48,077		$	5,053		$	7,508		$	60,638

Segments_Tables

Segments (Tables)	3 Months Ended
	Mar. 31, 2014
Segments [Abstract]	'
Summary of selected financial information for reportable segments	'
	A summary of selected financial information for our reportable segments follows:
		IB			Mepco			Other(1)			Elimination(2)			Total
		(In thousands)
	Total assets
	31-Mar-14	$	2,161,267		$	87,461		$	277,271		$	(266,360	)	$	2,259,639
	31-Dec-13		2,104,550			94,648			272,348			(261,603	)		2,209,943
	For the three months ended March 31,
	2014
	Interest income	$	18,198		$	2,085		$	-		$	-		$	20,283
	Net interest income		17,083			1,682			(287	)		-			18,478
	Provision for loan losses		443			(15	)		-			-			428
	Income (loss) before income tax		4,678			356			(405	)		(24	)		4,605
	Net income (loss)		3,182			243			(263	)		(24	)		3,138
	2013
	Interest income	$	18,780		$	3,170		$	-		$	-		$	21,950
	Net interest income		17,616			2,521			(581	)		-			19,556
	Provision for loan losses		(687	)		(4	)		-			-			(691	)
	Income (loss) before income tax		6,819			823			(1,776	)		(24	)		5,842
	Net income (loss)		7,064			543			(1,776	)		(24	)		5,807
	(1) Includes amounts relating to our parent company and certain insignificant operations.
	(2) Includes parent company's investment in subsidiaries and cash balances maintained at subsidiary.

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Common Share [Abstract]	'
Reconciliation of basic and diluted loss per share	'
		Three Months Ended
		March 31,
		2014		2013
	Net income applicable to common stock	$	3,138	$	4,712
	Convertible preferred stock dividends		-		1,095
	Net income applicable to common stock for calculation of diluted earnings per share	$	3,138	$	5,807
	Weighted average shares outstanding (1)		22,888		9,266
	Restricted stock units		304		361
	Effect of stock options		124		61
	Stock units for deferred compensation plan for non-employee directors		120		117
	Effect of convertible preferred stock		-		12,026
	Weighted average shares outstanding for calculation of diluted earnings per share		23,436		21,831
	Net income per common share
	Basic (1)	$	0.14	$	0.51
	Diluted	$	0.13	$	0.27
	(1)Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative_Financial_Instrumen1

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2014
Derivative Financial Instruments [Abstract]	'
Derivative financial instruments according to type of hedge designation	'
	Our derivative financial instruments according to the type of hedge in which they are designated follows:
			31-Mar-14
						Average
			Notional			Maturity				Fair
			Amount			(years)				Value
			(Dollars in thousands)
	No hedge designation
	Mandatory commitments to sell mortgage loans		$	28,936			0.1			$	45
	Rate-lock mortgage loan commitments			15,234			0.1				352
	Total		$	44,170			0.1			$	397
Fair value of derivative instruments	'
	The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented:
	Fair Values of Derivative Instruments
		Asset Derivatives									Liability Derivatives
		March 31,				December 31,					March 31,					December 31,
		2014				2013					2014					2013
		Balance				Balance					Balance					Balance
		Sheet		Fair		Sheet		Fair			Sheet		Fair			Sheet		Fair
		Location		Value		Location		Value			Location		Value			Location		Value
		(In thousands)
	Derivatives not designated as hedging instruments
	Rate-lock mortgage loan commitments	Other		$	352	Other		$	366		Other		$	-		Other		$	-
		assets				assets					liabilities					liabilities
	Mandatory commitments to sell mortgage loans	Other			45	Other			128		Other			-		Other			-
		assets				assets					liabilities					liabilities
	Total derivatives			$	397			$	494				$	-				$	-
Effect of derivative financial instruments on condensed consolidated statement of operation	'
	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows:
	Three Month Periods Ended March 31,
									Location of
									Gain (Loss)
									Reclassified
									from
			Gain (Loss)						Accumulated		Gain (Loss)
			Recognized in						Other		Reclassified from
			Other						Comprehensive		Accumulated Other
			Comprehensive						Income into		Comprehensive							Location of		Gain (Loss)
			Income (Loss)						Income		Loss into Income							Gain (Loss)		Recognized
			(Effective Portion)						(Effective		(Effective Portion)							Recognized		in Income
			2014			2013			Portion)		2014				2013			in Income (1)		2014			2013
			(In thousands)
	Cash Flow Hedges
	Pay-fixed interest rate swap agreements		$	-		$	(3	)	Interest expense		$	(95	)		$	(94	)			$	-		$	-
	Total		$	-		$	(3	)			$	(95	)		$	(94	)			$	-		$	-
	No hedge designation
	Rate-lock mortgage loan commitments																	Net mortgage loan gains		$	(14	)	$	(209	)
	Mandatory commitments to sell mortgage loans																	Net mortgage loan gains			(83	)		(64	)
	Amended warrant																	Increase in fair value of U.S. Treasury warrant			-			(1,045	)
	Total																			$	(97	)	$	(1,318	)
	(1) For cash flow hedges, this location and amount refers to the ineffective portion.

Intangible_Assets_Tables

Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2014
Intangible Assets [Abstract]	'
Other intangible assets, net of amortization	'
	The following table summarizes intangible assets, net of amortization:
		31-Mar-14				31-Dec-13
		Gross				Gross
		Carrying		Accumulated		Carrying		Accumulated
		Amount		Amortization		Amount		Amortization
		(In thousands)
	Amortized intangible assets - core deposits	$	23,703	$	20,674	$	23,703	$	20,540
Estimated amortization of other intangible assets	'
	Amortization of other intangibles has been estimated through 2019 and thereafter in the following table.
		(In thousands)
	Nine months ending December 31, 2014	$	402
	2015		347
	2016		347
	2017		346
	2018		346
	2019 and thereafter		1,241
	Total	$	3,029

Share_Based_Compensation_Table

Share Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2014
Share Based Compensation [Abstract]	'
Summary of outstanding stock option grants and transactions	'
	A summary of outstanding stock option grants and related transactions follows:
							Weighted-
							Average
					Average		Remaining		Aggregated
		Number of			Exercise		Contractual		Intrinsic
		Shares			Price		Term (Years)		Value
									(In thousands)
	Outstanding at January 1, 2014		320,300		$	4.52
	Granted		-
	Exercised		(1,935	)		5.25
	Forfeited		(2,401	)		4.12
	Expired		(284	)		3.46
	Outstanding at March 31, 2014		315,680		$	4.52		7.84	$	2,749
	Vested and expected to vest at March 31, 2014		303,702		$	4.52		7.8	$	2,649
	Exercisable at March 31, 2014		131,297		$	5.13		6.91	$	1,108
Summary of non-vested restricted stock, restricted stock units and PSU's	'
	A summary of outstanding non-vested restricted stock, restricted stock units and PSU’s and related transactions follows:
					Weighted-
					Average
		Number			Grant Date
		of Shares			Fair Value
	Outstanding at January 1, 2014		303,980		$	3.77
	Granted		101,104			13.86
	Vested		-
	Forfeited		-
	Outstanding at March 31, 2014		405,084		$	6.29
Information regarding options exercised	'
	Certain information regarding options exercised during the periods follows:
		Three Months Ended
		March 31,
		2014			2013
		(In thousands)
	Intrinsic value	$	15		$	15
	Cash proceeds received	$	10		$	11
	Tax benefit realized	$	5		$	-

Regulatory_Matters_Tables

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2014
Regulatory Matters [Abstract]	'
Actual capital amounts and ratios	'
	Our actual capital amounts and ratios follow:
								Minimum for						Minimum for
								Adequately Capitalized						Well-Capitalized
		Actual						Institutions						Institutions
		Amount			Ratio			Amount			Ratio			Amount		Ratio
		(Dollars in thousands)
	31-Mar-14
	Total capital to risk-weighted assets
	Consolidated	$	251,431			17.82	%	$	112,869			8	%	NA		NA
	Independent Bank		240,390			17.05			112,792			8		$	140,990		10	%
	Tier 1 capital to risk-weighted assets
	Consolidated	$	233,544			16.55	%	$	56,434			4	%	NA		NA
	Independent Bank		222,517			15.78			56,396			4		$	84,594		6	%
	Tier 1 capital to average assets
	Consolidated	$	233,544			10.73	%	$	87,031			4	%	NA		NA
	Independent Bank		222,517			10.23			86,988			4		$	108,735		5	%
	31-Dec-13
	Total capital to risk-weighted assets
	Consolidated	$	245,284			17.35	%	$	113,086			8	%	NA		NA
	Independent Bank		234,078			16.57			113,013			8		$	141,267		10	%
	Tier 1 capital to risk-weighted assets
	Consolidated	$	227,338			16.08	%	$	56,543			4	%	NA		NA
	Independent Bank		216,146			15.3			56,507			4			84,760		6	%
	Tier 1 capital to average assets
	Consolidated	$	227,338			10.61	%	$	85,729			4	%	NA		NA
	Independent Bank		216,146			10.09			85,681			4			107,101		5	%
	NA - Not applicable
Components of regulatory capital	'
	The components of our regulatory capital are as follows:
		Consolidated						Independent Bank
		March 31,			December 31,			March 31,			December 31,
		2014			2013			2014			2013
		(In thousands)
	Total shareholders' equity	$	236,586		$	231,581		$	255,333		$	250,306
	Add (deduct)
	Qualifying trust preferred securities		39,500			39,500			-			-
	Accumulated other comprehensive loss		7,644			9,245			7,644			9,245
	Intangible assets		(3,029	)		(3,163	)		(3,029	)		(3,163	)
	Disallowed deferred tax assets		(46,760	)		(49,609	)		(37,034	)		(40,026	)
	Disallowed capitalized mortgage loan servicing rights		(397	)		(216	)		(397	)		(216	)
	Tier 1 capital		233,544			227,338			222,517			216,146
	Qualifying trust preferred securities		-			-			-			-
	Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		17,887			17,946			17,873			17,932
	Total risk-based capital	$	251,431		$	245,284		$	240,390		$	234,078

Fair_Value_Disclosures_Tables

Fair Value Disclosures (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Assets and liabilities measured at fair value	'
	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows:
					Fair Value Measurements Using
					Quoted
					Prices
					in Active
					Markets				Significant		Significant
					for				Other		Un-
		Fair Value			Identical				Observable		observable
		Measure-			Assets				Inputs		Inputs
		ments			(Level 1)				(Level 2)		(Level 3)
		(In thousands)
	March 31, 2014:
	Measured at Fair Value on a Recurring Basis:
	Assets
	Trading securities	$	610		$	610			$	-	$	-
	Securities available for sale
	U.S. agency		47,654			-				47,654		-
	U.S. agency residential mortgage-backed		236,745			-				236,745		-
	U.S. agency commercial mortgage-backed		12,640			-				12,640
	Private label residential mortgage-backed		6,643			-				6,643		-
	Other asset backed		43,314							43,314
	Obligations of states and political subdivisions		153,930			-				153,930		-
	Corporate		19,565			-				19,565		-
	Trust preferred		2,444			-				2,444		-
	Loans held for sale		14,700			-				14,700		-
	Derivatives (1)		397			-				397		-
	Liabilities
	Derivatives (2)		-			-				-		-
	Measured at Fair Value on a Non-recurring basis:
	Assets
	Capitalized mortgage loan servicing rights (3)		7,307			-				-		7,307
	Impaired loans (4)
	Commercial
	Income producing - real estate		2,315			-				-		2,315
	Land, land development & construction-real estate		741			-				-		741
	Commercial and industrial		4,254			-				-		4,254
	Mortgage
	1-4 Family		1,369			-				-		1,369
	Resort Lending		465			-				-		465
	Other real estate (5)
	Commercial
	Income producing - real estate		559			-				-		559
	Land, land development & construction-real estate		1,047			-				-		1,047
	Commercial and industrial		213			-				-		213
	Mortgage
	1-4 Family		171			-				-		171
	Resort Lending		1,099			-				-		1,099
	Installment
	Home equity installment - 1st lien		29			-				-		29
	Payment plan receivables
	Full refund/partial refund		2,668			-				-		2,668
	(1) Included in accrued income and other assets
	(2) Included in accrued expenses and other liabilities
	(3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
	(4) Only includes impaired loans with specific loss allocations based on collateral value.
	(5) Only includes other real estate with subsequent write downs to fair value.
					Fair Value Measurements Using
					Quoted
					Prices
					in Active
					Markets				Significant		Significant
					for				Other		Un-
		Fair Value			Identical				Observable		observable
	Measure-			Assets				Inputs		Inputs
	ments			(Level 1)				(Level 2)		(Level 3)
	(In thousands)
December 31, 2013:
Measured at Fair Value on a Recurring Basis:
Assets
Trading securities	$	498		$	498			$	-	$	-
Securities available for sale
U.S. agency		31,808			-				31,808		-
U.S. agency residential mortgage-backed		203,460			-				203,460		-
Private label residential mortgage-backed		6,788			-				6,788		-
Other asset backed		45,185			-				45,185		-
Obligations of states and political subdivisions		153,678			-				153,678		-
Corporate		19,137			-				19,137		-
Trust preferred		2,425			-				2,425		-
Loans held for sale		20,390			-				20,390		-
Derivatives (1)		494			-				494		-
Liabilities
Derivatives (2)		-			-				-		-
Measured at Fair Value on a Non-recurring basis:
Assets
Capitalized mortgage loan servicing rights (3)		7,773			-				-		7,773
Impaired loans (4)
Commercial
Income producing - real estate		1,997			-				-		1,997
Land, land development & construction-real estate		673			-				-		673
Commercial and industrial		2,927			-				-		2,927
Mortgage
1-4 Family		1,455			-				-		1,455
Resort Lending		340			-				-		340
Other real estate (5)
Commercial
Income producing - real estate		559			-				-		559
Land, land development & construction-real estate		1,047			-				-		1,047
Mortgage
1-4 Family		337			-				-		337
Resort Lending		1,257			-				-		1,257
Installment
Home equity - 1st lien		29			-				-		29
Payment plan receivables
Full refund/partial refund		2,668			-				-		2,668
(1) Included in accrued income and other assets
(2) Included in accrued expenses and other liabilities
(3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
(4) Only includes impaired loans with specific loss allocations based on collateral value.
(5) Only includes other real estate with subsequent write downs to fair value.
Changes in fair value for financial assets	'
	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows:
			Changes in Fair Values for the Three-Month
			Periods Ended March 31 for Items Measured at
			Fair Value Pursuant to Election of the Fair Value Option
			2014									2013
										Total							Total
										Change							Change
										in Fair							in Fair
										Values							Values
										Included							Included
			Net Gains (Losses)							in Current		Net Gains (Losses)					in Current
			on Assets							Period		on Assets					Period
			Securities			Loans				Earnings		Securities		Loans			Earnings
			(In thousands)
	Trading securities	$	112		$	-			$	112	$	91	$	-		$	91
	Loans held for sale		-			30				30		-		(694	)		(694	)
Reconciliation for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3)	'
	A reconciliation for all liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended March 31 follows:
		(Liability)
		Amended Warrant
		2014			2013
	Beginning balance	$	-		$	(459	)
	Total losses realized and unrealized:
	Included in results of operations		-			(1,045	)
	Included in other comprehensive income		-			-
	Purchases, issuances, settlements, maturities and calls		-			-
	Transfers in and/or out of Level 3		-			-
	Ending balance	$	-		$	(1,504	)
	Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31	$	-		$	(1,045	)
Quantitative information about Level 3 fair value measurements measured on a non-recurring basis	'
	Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows:
		Asset
		(Liability)
		Fair		Valuation		Unobservable		Weighted
		Value		Technique		Inputs		Average
		(In thousands)
	31-Mar-14
	Capitalized mortgage loan servicing rights	$	7,307	Present value of net servicing revenue		Discount rate			10.06	%
						Cost to service		$	83
						Ancillary income			29
						Float rate			1.8	%
	Impaired loans
	Commercial		7,313	Sales comparison approach		Adjustment for differences between comparable sales			(1.2	)%
				Income approach		Capitalization rate			9.3
	Mortgage		1,834	Sales comparison approach
						Adjustment for differences between comparable sales			3.4
	Other real estate
	Commercial		1,819	Sales comparison approach		Adjustment for differences between comparable sales			(5.7	)
				Income approach		Capitalization rate			11
	Mortgage and installment		1,299	Sales comparison approach		Adjustment for differences between comparable sales			36.5
	Payment plan receivables		2,668	Sales comparison approach		Adjustment for differences between comparable sales			7.5
	31-Dec-13
	Capitalized mortgage loan servicing rights	$	7,773	Present value of net servicing revenue		Discount rate			10.09	%
						Cost to service		$	81
						Ancillary income			29
						Float rate			1.79	%
	Impaired loans
	Commercial		5,597	Sales comparison approach		Adjustment for differences between comparable sales			(1.9	)%
				Income approach		Capitalization rate			9.3
	Mortgage		1,795	Sales comparison approach
						Adjustment for differences between comparable sales			3.2
	Other real estate
	Commercial		1,606	Sales comparison approach		Adjustment for differences between comparable sales			(5.7	)
	Mortgage and installment		1,623	Sales comparison approach		Adjustment for differences between comparable sales			55.7
	Payment plan receivables		2,668	Sales comparison approach		Adjustment for differences between comparable sales			10.4
Aggregate fair value and aggregate remaining contractual principal balance for loans held for sale	'
	Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows:
		Asset
		(Liability)
		Fair		Valuation		Unobservable		Weighted
		Value		Technique		Inputs		Average
		(In thousands)
	31-Mar-14
	Capitalized mortgage loan servicing rights	$	7,307	Present value of net		Discount rate			10.06	%
				servicing revenue		Cost to service		$	83
						Ancillary income			29
						Float rate			1.8	%
	Impaired loans Commercial		7,310	Sales comparison		Adjustment for differences
				approach		between comparable sales			0.7	%
				Income approach		Capitalization rate			9.3
	Mortgage		1,834	Sales comparison		Adjustment for differences
				approach		between comparable sales			2.5
	Other real estate Commercial		1,819	Sales comparison		Adjustment for differences
				approach		between comparable sales			(3.2	)
	Mortgage and installment		1,299	Sales comparison		Adjustment for differences
				approach		between comparable sales			64.1
	Payment plan receivables		2,668	Sales comparison		Adjustment for differences
				approach		between comparable sales			10.4
	31-Dec-13
	Capitalized mortgage loan servicing rights	$	7,773	Present value of net		Discount rate			10.09	%
				servicing revenue		Cost to service		$	81
						Ancillary income			29
						Float rate			1.79	%
	Impaired loans Commercial		5,597	Sales comparison		Adjustment for differences
				approach		between comparable sales			(1.9	)%
				Income approach		Capitalization rate			9.3
	Mortgage		1,795	Sales comparison		Adjustment for differences
				approach		between comparable sales			3.2
	Other real estate Commercial		1,606	Sales comparison		Adjustment for differences
				approach		between comparable sales			(5.7	)
	Mortgage and installment		1,623	Sales comparison		Adjustment for differences
				approach		between comparable sales			55.7
	Payment plan receivables		2,668	Sales comparison		Adjustment for differences
				approach		between comparable sales			10.4

Fair_Values_of_Financial_Instr1

Fair Values of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Values of Financial Instruments [Abstract]	'
Estimated recorded book balances and fair values	'
	The estimated recorded book balances and fair values follow:
						Fair Value Using
						Quoted
						Prices
						in Active
						Markets		Significant		Significant
						for		Other		Un-
		Recorded				Identical		Observable		observable
		Book				Assets		Inputs		Inputs
		Balance		Fair Value		(Level 1)		(Level 2)		(Level 3)
		(In thousands)
	31-Mar-14
	Assets
	Cash and due from banks	$	53,815	$	53,815	$	53,815	$	-	$	-
	Interest bearing deposits		78,125		78,125		78,125		-		-
	Interest bearing deposits - time		16,875		16,907		-		16,907		-
	Trading securities		610		610		610		-		-
	Securities available for sale		522,935		522,935		-		522,935		-
	Federal Home Loan Bank and Federal Reserve Bank Stock		23,419	NA		NA		NA		NA
	Net loans and loans held for sale		1,344,775		1,337,875		-		14,700		1,323,175
	Accrued interest receivable		6,093		6,093		7		1,740		4,346
	Derivative financial instruments		397		397		-		397		-
	Liabilities
	Deposits with no stated maturity (1)	$	1,500,125	$	1,500,125	$	1,500,125	$	-	$	-
	Deposits with stated maturity (1)		438,617		438,727		-		438,727		-
	Other borrowings		12,943		12,943		-		12,943		-
	Subordinated debentures		40,723		27,862		-		27,862		-
	Accrued interest payable		430		430		20		410		-
	Derivative financial instruments		-		-		-		-		-
	31-Dec-13
	Assets
	Cash and due from banks	$	48,156	$	48,156	$	48,156	$	-	$	-
	Interest bearing deposits		70,925		70,925		70,925		-		-
	Interest bearing deposits - time		17,999		18,000		-		18,000		-
	Trading securities		498		498		498		-		-
	Securities available for sale		462,481		462,481		-		462,481		-
	Federal Home Loan Bank and Federal Reserve Bank Stock		23,419	NA		NA		NA		NA
	Net loans and loans held for sale		1,362,635		1,333,229		-		20,390		1,312,839
	Accrued interest receivable		5,948		5,948		1		1,426		4,521
	Derivative financial instruments		494		494		-		494		-
	Liabilities
	Deposits with no stated maturity (1)	$	1,440,225	$	1,440,225	$	1,440,225	$	-	$	-
	Deposits with stated maturity (1)		444,581		446,366		-		446,366		-
	Other borrowings		17,188		19,726		-		19,726		-
	Subordinated debentures		40,723		27,871		-		27,871		-
	Accrued interest payable		445		445		20		425		-
	Derivative financial instruments		-		-		-		-		-
	(1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $10.3 million and $11.2 million at March 31, 2014 and December 31, 2013, respectively.  Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $66.8 million and $72.3 million at March 31, 2014 and December 31, 2013, respectively.

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Loss (Tables)	3 Months Ended
	Mar. 31, 2014
Accumulated Other Comprehensive Loss [Abstract]	'
Schedule of accumulated other comprehensive income (loss)	'
	16	Accumulated Other Comprehensive Loss (“AOCL”)
	A summary of changes in AOCL follows (1):
							Dispropor-
							tionate									Dispropor-
			Unrealized				Tax Effects									tionate
			Losses on				from			Unrealized			Unrealized			Tax Effects
			Available				Securities			Losses on			Losses on			from Cash
			for Sale				Available			Cash Flow			Settled			Flow
			Securities				for Sale			Hedges			Derivatives			Hedges			Total
	For the three months ended March 31,									(In thousands)
	2014
	Balances at beginning of period		$	(3,200	)		$	(5,798	)	$	-		$	(247	)	$	-		$	(9,245	)
	Other comprehensive income before reclassifications			1,539				-			-			-			-			1,539
	Amounts reclassified from AOCL			-				-			-			62			-			62
	Net current period other comprehensive income			1,539				-			-			62			-			1,601
	Balances at end of period		$	(1,661	)		$	(5,798	)	$	-		$	(185	)	$	-		$	(7,644	)
	For the three months ended March 31,
	2013
	Balances at beginning of period		$	(516	)		$	(5,617	)	$	(739	)	$	-		$	(1,186	)	$	(8,058	)
	Other comprehensive income (loss) before reclassifications			1,007				-			(3	)		-			-			1,004
	Amounts reclassified from AOCL			7				-			94			-			-			101
	Net current period other comprehensive income			1,014				-			91			-			-			1,105
	Balances at end of period		$	498			$	(5,617	)	$	(648	)	$	-		$	(1,186	)	$	(6,953	)
	(1) 2014 amounts are presented net of tax as we removed substantially all of the valuation allowance on our deferred tax assets during the second quarter of 2013 (see Note #10).
Summary of reclassifications out of each component of AOCL	'
	A summary of reclassifications out of each component of AOCL for the three months ended March 31 follows:
			Amount
			Reclassified
			From			Affected Line Item in Condensed
	AOCL Component		AOCL			Consolidated Statements of Operations
			(In thousands)
	2014
	Unrealized losses on available for sale securities
			$	-		Net gains on securities
				-		Net impairment loss recognized in earnings
				-		Total reclassifications before tax
				-		Tax expense (benefit)
			$	-		Reclassifications, net of tax
	Unrealized losses on settled derivatives
			$	95		Interest expense
				33		Tax expense (benefit)
			$	62		Reclassification, net of tax
			$	62		Total reclassifications for the period, net of tax
	2013
	Unrealized losses on available for sale securities
			$	(7	)	Net gains on securities
				-		Net impairment loss recognized in earnings
				(7	)	Total reclassifications before tax
				-		Tax expense (benefit)
			$	(7	)	Reclassifications, net of tax
	Unrealized losses on cash flow hedges
			$	(94	)	Interest expense
				-		Tax expense (benefit)
			$	(94	)	Reclassification, net of tax
			$	(101	)	Total reclassifications for the period, net of tax

Securities_Details

Securities (Details) (USD $)

3 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

3 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

U.S. Agency [Member]

U.S. Agency [Member]

U.S. Agency Residential Mortgage-Backed [Member]

U.S. Agency Residential Mortgage-Backed [Member]

U.S. Agency Commercial Mortgage-Backed [Member]

Private Label Residential Mortgage-Backed [Member]

Private Label Residential Mortgage-Backed [Member]

Private Label Residential Mortgage-Backed [Member]

Jumbo [Member]

Jumbo [Member]

Alt - A [Member]

Alt - A [Member]

Seasoned ARM Transactions [Member]

Senior Security [Member]

Senior Security [Member]

Super Senior Security [Member]

Super Senior Security [Member]

Senior Support Security [Member]

Senior Support Security [Member]

Other Asset-backed [Member]

Other Asset-backed [Member]

Obligations of States and Political Subdivisions [Member]

Obligations of States and Political Subdivisions [Member]

Trust Preferred [Member]

Trust Preferred [Member]

Rated Issues [Member]

Rated Issues [Member]

Unrated Issues - No OTTI [Member]

Unrated Issues - No OTTI [Member]

Corporate [Member]

Corporate [Member]

Security

Security

Security

Transaction

Security

Security

Security

CreditRatingAgency

Security

Bond

Security

Security

Available-for-sale Securities, Amortized Cost Basis [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amortized cost

$525,491,000

'

$467,406,000

$48,024,000

$32,106,000

$235,601,000

$202,649,000

$12,640,000

$7,052,000

$7,294,000

'

'

'

'

'

'

'

'

'

'

'

'

$43,425,000

$45,369,000

$156,342,000

$157,966,000

$2,904,000

$2,902,000

'

'

'

'

$19,503,000

$19,120,000

Unrealized gains

2,621,000

'

2,048,000

18,000

44,000

1,573,000

1,343,000

27,000

137,000

112,000

'

'

'

'

'

'

'

'

'

'

'

'

45,000

10,000

738,000

496,000

0

0

'

'

'

'

83,000

43,000

Unrealized losses

5,177,000

'

6,973,000

388,000

342,000

429,000

532,000

27,000

546,000

618,000

'

'

'

'

'

'

'

'

'

'

'

'

156,000

194,000

3,150,000

4,784,000

460,000

477,000

'

'

'

'

21,000

26,000

Fair Value

522,935,000

'

462,481,000

47,654,000

31,808,000

236,745,000

203,460,000

12,640,000

6,643,000

6,788,000

'

'

'

'

'

'

'

'

'

'

'

'

43,314,000

45,185,000

153,930,000

153,678,000

2,444,000

2,425,000

'

'

'

'

19,565,000

19,137,000

Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Less Than Twelve Months, Fair Value

198,986,000

'

240,287,000

36,853,000

16,715,000

52,705,000

78,256,000

4,318,000

167,000

407,000

'

'

'

'

'

'

'

'

'

'

'

'

28,442,000

33,862,000

70,657,000

103,942,000

0

0

'

'

'

'

5,844,000

7,105,000

Less Than Twelve Months, Unrealized Losses

3,515,000

'

5,745,000

388,000

342,000

315,000

532,000

27,000

1,000

6,000

'

'

'

'

'

'

'

'

'

'

'

'

156,000

194,000

2,607,000

4,645,000

0

0

'

'

'

'

21,000

26,000

Twelve Months or More, Fair Value

41,692,000

'

11,832,000

0

0

23,242,000

0

0

4,485,000

4,602,000

'

'

'

'

'

'

'

'

'

'

'

'

0

0

11,521,000

4,805,000

2,444,000

2,425,000

'

'

'

'

0

0

Twelve Months or More, Unrealized Losses

1,662,000

'

1,228,000

0

0

114,000

0

0

545,000

612,000

'

'

'

'

'

'

'

'

'

'

'

'

0

0

543,000

139,000

460,000

477,000

'

'

'

'

0

0

Total, Fair value

240,678,000

'

252,119,000

36,853,000

16,715,000

75,947,000

78,256,000

4,318,000

4,652,000

5,009,000

'

'

'

'

'

'

'

'

'

'

'

'

28,442,000

33,862,000

82,178,000

108,747,000

2,444,000

2,425,000

'

'

'

'

5,844,000

7,105,000

Total, Unrealized Losses

5,177,000

'

6,973,000

388,000

342,000

429,000

532,000

27,000

546,000

618,000

'

'

'

'

'

'

'

'

'

'

'

'

156,000

194,000

3,150,000

4,784,000

460,000

477,000

'

'

'

'

21,000

26,000

Private Label Residential Mortgage Backed Securities Below Investment Grade [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair value

4,183,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2,426,000

'

1,712,000

'

45,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Amortized cost

4,319,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2,697,000

'

1,622,000

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

Non-credit unrealized loss

271,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

271,000

'

0

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

Unrealized gain

135,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0

'

90,000

'

45,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Cumulative credit related OTTI

1,585,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

748,000

'

457,000

'

380,000

'

'

'

'

'

'

'

'

'

'

'

'

'

OTTI changes recorded in earnings

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0

0

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

Number of securities with market fair value less than amortized cost

'

'

'

21

'

33

'

7

5

'

'

'

'

'

'

'

'

'

'

'

'

'

20

'

96

'

3

'

'

'

'

'

8

'

Number of securities rated as investment grade

'

'

'

'

'

'

'

'

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1

'

'

'

'

'

'

'

Number of securities rated as below investment grade

'

'

'

'

'

'

'

'

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1

'

'

'

'

'

'

'

Number of securities that are split rated

'

'

'

'

'

'

'

'

1

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of major credit rating agencies rating securities with fair value less than amortized cost

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2

'

'

'

'

'

'

'

Number of securities not rated

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1

'

'

'

'

'

'

'

Number of bonds with impairment in excess of ten percent

'

'

'

'

'

'

'

'

3

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Percentage of excess impairment on bonds (in hundredths)

'

'

'

'

'

'

'

'

10.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of bonds with impairment for more than 12 months

'

'

'

'

'

'

'

'

4

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Mortgage Backed Securities Issued By Private Enterprises [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value

'

'

'

'

'

'

'

'

'

'

'

4,563,000

4,687,000

2,080,000

2,101,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net Unrealized Loss

'

'

'

'

'

'

'

'

'

'

'

-371,000

-441,000

-38,000

-65,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Percentage of credit spread widening (in hundredths)

'

'

'

'

'

'

'

'

'

'

'

69.00%

'

31.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Normalized prepayment rate, minimum (in hundredths)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

10.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Normalized prepayment rate, maximum (in hundredths)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

15.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of transactions with fixed rate collateral

'

'

'

'

'

'

'

'

1

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Projected period of decline in loan defaults

'3 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Expected loss severity period

'12 months

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

The number of private label mortgage backed securities currently below investment grade with OTTI

'

'

'

'

'

'

'

'

3

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of private label mortgage backed securities currently below investment grade with OTTI unrealized gains

'

'

'

'

'

'

'

'

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of private label mortgage backed securities currently below investment grade with OTTI unrealized loss

'

'

'

'

'

'

'

'

1

'

3

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of private label mortgage backed securities currently below investment grade with OTTI unrealized loss less than previous OTTI credit

'

'

'

'

'

'

'

'

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of impaired municipal securities rated by major agency

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

3

'

'

'

'

'

'

'

Non-rated securities, amortized cost

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1,000,000

'

'

'

'

'

'

'

Fair value of non-rated trust preferred securities

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

800,000

'

'

'

'

'

'

'

Trust preferred securities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1,619,000

1,600,000

825,000

825,000

'

'

Net Unrealized Loss

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

-285,000

-302,000

-175,000

-175,000

'

'

Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maturing within one year

15,809,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maturing after one year but within five years

86,513,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maturing after five years but within ten years

50,721,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maturing after ten years

73,730,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale Securities, Debt Maturities, Amortized Cost Basis

226,773,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

U.S. agency residential mortgage-backed

235,601,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

U.S. agency commercial mortgage-backed

12,640,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Private label residential mortgage-backed

7,052,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Other asset backed

43,425,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total

525,491,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maturing within one year

15,837,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maturing after one year but within five years

86,741,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maturing after five years but within ten years

50,491,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maturing after ten years

70,524,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale Securities fair value total

223,593,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

U.S. agency residential mortgage backed

236,745,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

U.S. agency commercial mortgage-backed

12,640,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Private label residential mortgage-backed

6,643,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Other asset backed

43,314,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total

522,935,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

1,835,000

1,809,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Additions to credit losses on securities for which no previous OTTI was recognized

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Increases to credit losses on securities for which OTTI was previously recognized

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance at end period

1,835,000

1,809,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gain and losses realized on sale of securities available for sale [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds

0

1,800,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Realized Gains

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Losses

0

7,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Trading Securities, Realized Gain (Loss)

$112,000

$91,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans_Details

Loans (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Analysis of allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance at beginning of period	$32,325	$44,275	'
Additions (deductions) [Abstract]	'	'	'
Provision for loan losses	428	-691	'
Recoveries credited to allowance	1,068	1,451	'
Loans charged against the allowance	-3,384	-4,270	'
Balance at end of period	30,437	40,765	'
Allowance for loan losses [Abstract]	'	'	'
Individually evaluated for impairment	14,986	'	15,158
Collectively evaluated for impairment	15,451	'	17,167
Total ending allowance balance	30,437	'	32,325
Loans [Abstract]	'	'	'
Individually evaluated for impairment	124,299	'	125,713
Collectively evaluated for impairment	1,240,531	'	1,253,436
Total loans recorded investment	1,364,830	'	1,379,149
Accrued interest included in recorded investment	4,318	'	4,579
Total Loans	1,360,512	'	1,374,570
Commercial [Member]	'	'	'
Analysis of allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance at beginning of period	6,827	11,402	'
Additions (deductions) [Abstract]	'	'	'
Provision for loan losses	507	-272	'
Recoveries credited to allowance	355	536	'
Loans charged against the allowance	-1,926	-1,608	'
Balance at end of period	5,763	10,058	'
Allowance for loan losses [Abstract]	'	'	'
Individually evaluated for impairment	3,289	'	3,878
Collectively evaluated for impairment	2,474	'	2,949
Total ending allowance balance	5,763	'	6,827
Loans [Abstract]	'	'	'
Individually evaluated for impairment	40,014	'	40,623
Collectively evaluated for impairment	603,533	'	596,235
Total loans recorded investment	643,547	'	636,858
Accrued interest included in recorded investment	1,496	'	1,624
Total Loans	642,051	'	635,234
Mortgage [Member]	'	'	'
Analysis of allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance at beginning of period	17,195	21,447	'
Additions (deductions) [Abstract]	'	'	'
Provision for loan losses	193	-139	'
Recoveries credited to allowance	458	622	'
Loans charged against the allowance	-846	-1,767	'
Balance at end of period	17,000	20,163	'
Allowance for loan losses [Abstract]	'	'	'
Individually evaluated for impairment	10,912	'	10,488
Collectively evaluated for impairment	6,088	'	6,707
Total ending allowance balance	17,000	'	17,195
Loans [Abstract]	'	'	'
Individually evaluated for impairment	77,159	'	78,022
Collectively evaluated for impairment	400,598	'	410,887
Total loans recorded investment	477,757	'	488,909
Accrued interest included in recorded investment	2,177	'	2,276
Total Loans	475,580	'	486,633
Installment [Member]	'	'	'
Analysis of allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance at beginning of period	2,246	3,378	'
Additions (deductions) [Abstract]	'	'	'
Provision for loan losses	176	375	'
Recoveries credited to allowance	251	286	'
Loans charged against the allowance	-612	-877	'
Balance at end of period	2,061	3,162	'
Allowance for loan losses [Abstract]	'	'	'
Individually evaluated for impairment	785	'	792
Collectively evaluated for impairment	1,276	'	1,454
Total ending allowance balance	2,061	'	2,246
Loans [Abstract]	'	'	'
Individually evaluated for impairment	7,126	'	7,068
Collectively evaluated for impairment	181,856	'	185,676
Total loans recorded investment	188,982	'	192,744
Accrued interest included in recorded investment	645	'	679
Total Loans	188,337	'	192,065
Payment Plan Receivable [Member]	'	'	'
Analysis of allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance at beginning of period	97	144	'
Additions (deductions) [Abstract]	'	'	'
Provision for loan losses	-14	-4	'
Recoveries credited to allowance	4	7	'
Loans charged against the allowance	0	-18	'
Balance at end of period	87	129	'
Allowance for loan losses [Abstract]	'	'	'
Individually evaluated for impairment	0	'	0
Collectively evaluated for impairment	87	'	97
Total ending allowance balance	87	'	97
Loans [Abstract]	'	'	'
Individually evaluated for impairment	0	'	0
Collectively evaluated for impairment	54,544	'	60,638
Total loans recorded investment	54,544	'	60,638
Accrued interest included in recorded investment	0	'	0
Total Loans	54,544	'	60,638
Unallocated [Member]	'	'	'
Analysis of allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance at beginning of period	5,960	7,904	'
Additions (deductions) [Abstract]	'	'	'
Provision for loan losses	-434	-651	'
Recoveries credited to allowance	0	0	'
Loans charged against the allowance	0	0	'
Balance at end of period	5,526	7,253	'
Allowance for loan losses [Abstract]	'	'	'
Individually evaluated for impairment	0	'	0
Collectively evaluated for impairment	5,526	'	5,960
Total ending allowance balance	$5,526	'	$5,960

Loans_Receivables_Past_Due_Det

Loans, Receivables Past Due (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Aging analysis of loans by class [Abstract]	'	'
Total Loans	$1,360,512	$1,374,570
Total Recorded Investment [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	115	0
Non-Accrual	20,711	17,905
Total Non-performing Loans	20,826	17,905
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	9,355	11,857
Loans Past Due 60 to 89 days	3,707	3,689
Loans Past Due 90+ days	17,287	13,988
Total	30,349	29,534
Loans not Past Due	1,334,481	1,349,615
Total Loans	1,364,830	1,379,149
Accrued Interest Included in Recorded Investment [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	0	0
Total Non-performing Loans	0	0
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	61	100
Loans Past Due 60 to 89 days	54	26
Loans Past Due 90+ days	0	0
Total	115	126
Loans not Past Due	4,203	4,453
Total Loans	4,318	4,579
Commercial [Member] | Income Producing - Real Estate [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	115	0
Non-Accrual	3,443	1,899
Total Non-performing Loans	3,558	1,899
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	506	1,014
Loans Past Due 60 to 89 days	391	428
Loans Past Due 90+ days	2,505	878
Total	3,402	2,320
Loans not Past Due	248,983	249,313
Total Loans	252,385	251,633
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	904	1,036
Total Non-performing Loans	904	1,036
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	43	781
Loans Past Due 60 to 89 days	0	129
Loans Past Due 90+ days	328	256
Total	371	1,166
Loans not Past Due	33,855	30,670
Total Loans	34,226	31,836
Commercial [Member] | Commercial and Industrial [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	3,351	2,434
Total Non-performing Loans	3,351	2,434
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	2,235	1,155
Loans Past Due 60 to 89 days	809	1,665
Loans Past Due 90+ days	1,441	318
Total	4,485	3,138
Loans not Past Due	352,451	350,251
Total Loans	356,936	353,389
Mortgage [Member] | 1-4 Family [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	6,655	6,594
Total Non-performing Loans	6,655	6,594
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	2,440	3,750
Loans Past Due 60 to 89 days	1,284	224
Loans Past Due 90+ days	6,655	6,594
Total	10,379	10,568
Loans not Past Due	264,136	270,855
Total Loans	274,515	281,423
Mortgage [Member] | Resort Lending [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	3,371	2,668
Total Non-performing Loans	3,371	2,668
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	1,182	698
Loans Past Due 60 to 89 days	235	234
Loans Past Due 90+ days	3,371	2,668
Total	4,788	3,600
Loans not Past Due	137,395	142,356
Total Loans	142,183	145,956
Mortgage [Member] | Home Equity - 1st Lien [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	430	415
Total Non-performing Loans	430	415
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	262	172
Loans Past Due 60 to 89 days	0	0
Loans Past Due 90+ days	430	415
Total	692	587
Loans not Past Due	18,609	18,214
Total Loans	19,301	18,801
Mortgage [Member] | Home Equity - 2nd Lien [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	747	689
Total Non-performing Loans	747	689
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	227	663
Loans Past Due 60 to 89 days	318	73
Loans Past Due 90+ days	747	689
Total	1,292	1,425
Loans not Past Due	40,466	41,304
Total Loans	41,758	42,729
Installment [Member] | Home Equity - 1st Lien [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	859	938
Total Non-performing Loans	859	938
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	382	557
Loans Past Due 60 to 89 days	50	134
Loans Past Due 90+ days	859	938
Total	1,291	1,629
Loans not Past Due	25,042	25,513
Total Loans	26,333	27,142
Installment [Member] | Home Equity - 2nd Lien [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	511	571
Total Non-performing Loans	511	571
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	188	536
Loans Past Due 60 to 89 days	105	136
Loans Past Due 90+ days	511	571
Total	804	1,243
Loans not Past Due	35,698	36,701
Total Loans	36,502	37,944
Installment [Member] | Loans Not Secured By Real Estate [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	432	638
Total Non-performing Loans	432	638
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	443	833
Loans Past Due 60 to 89 days	259	281
Loans Past Due 90+ days	432	638
Total	1,134	1,752
Loans not Past Due	122,571	123,295
Total Loans	123,705	125,047
Installment [Member] | Other [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	2	0
Total Non-performing Loans	2	0
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	15	22
Loans Past Due 60 to 89 days	20	12
Loans Past Due 90+ days	2	0
Total	37	34
Loans not Past Due	2,405	2,577
Total Loans	2,442	2,611
Payment Plan Receivable [Member] | Full Refund [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	5	20
Total Non-performing Loans	5	20
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	1,076	1,364
Loans Past Due 60 to 89 days	192	349
Loans Past Due 90+ days	5	20
Total	1,273	1,733
Loans not Past Due	40,611	46,344
Total Loans	41,884	48,077
Payment Plan Receivable [Member] | Partial Refund [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	0	3
Total Non-performing Loans	0	3
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	192	190
Loans Past Due 60 to 89 days	34	20
Loans Past Due 90+ days	0	3
Total	226	213
Loans not Past Due	5,348	4,840
Total Loans	5,574	5,053
Payment Plan Receivable [Member] | Other [Member]	'	'
Non performing loans [Abstract]	'	'
90+ and Still Accruing	0	0
Non-Accrual	1	0
Total Non-performing Loans	1	0
Aging analysis of loans by class [Abstract]	'	'
Loans Past Due 30-59 days	164	122
Loans Past Due 60 to 89 days	10	4
Loans Past Due 90+ days	1	0
Total	175	126
Loans not Past Due	6,911	7,382
Total Loans	$7,086	$7,508

Loans_Impaired_Financing_Recei

Loans, Impaired Financing Receivables (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013		Dec. 31, 2013
Impaired loans [Abstract]	'		'		'
TDR	$11,911		'		$13,006
Non - TDR	911		'		334
TDR allowances based on collateral	11,435		'		10,085
TDR - allowances based on present value cash flow	98,187		'		101,131
Non - TDR - allowance based on collateral	1,433		'		688
Non - TDR - allowance based on present value cash flow	0		'		0
Total impaired loans	123,877		'		125,244
Amount of allowance for loan losses allocated [Abstract]	'		'		'
TDR - allowance based on collateral	3,224		'		3,127
TDR - allowance based on present value cash flow	11,262		'		11,777
Non - TDR - allowance based on collateral	500		'		254
Non - TDR - allowance based on present value cash flow	0		'		0
Allowance for loan losses allocated	14,986		'		15,158
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	12,862	[1]	'		13,380	[1]
Unpaid Principal Balance, with No Related Allowance	14,275	[1]	'		14,653	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	111,437	[1]	'		112,333	[1]
Unpaid Principal Balance, with Related Allowance	118,514	[1]	'		118,328	[1]
Related Allowance	14,986	[1]	'		15,158	[1]
Recorded Investment	124,299	[1]	'		125,713	[1]
Unpaid Principal Balance	132,789	[1]	'		132,981	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	13,122	[2]	16,244	[2]	'
Interest Income Recognized, with No Related Allowance	311	[2]	205	[2]	'
Average Recorded Investment, with Related Allowance	111,888	[2]	133,920	[2]	'
Interest Income Recognized, with Related Allowance	1,031	[2]	1,287	[2]	'
Average Recorded Investment	125,010	[2]	150,164	[2]	'
Interest Income Recognized	1,342	[2]	1,492	[2]	'
Accrued Interest Included in Recorded Investment [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment	422	[1]	'		469	[1]
Commercial [Member] | Income Producing - Real Estate [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	8,883	[1]	'		7,042	[1]
Unpaid Principal Balance, with No Related Allowance	9,151	[1]	'		7,178	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	13,513	[1]	'		14,538	[1]
Unpaid Principal Balance, with Related Allowance	14,809	[1]	'		15,631	[1]
Related Allowance	1,341	[1]	'		1,161	[1]
Recorded Investment	22,396	[1]	'		21,580	[1]
Unpaid Principal Balance	23,960	[1]	'		22,809	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	7,963	[2]	4,475	[2]	'
Interest Income Recognized, with No Related Allowance	175	[2]	63	[2]	'
Average Recorded Investment, with Related Allowance	14,026	[2]	21,354	[2]	'
Interest Income Recognized, with Related Allowance	66	[2]	137	[2]	'
Average Recorded Investment	21,989	[2]	25,829	[2]	'
Interest Income Recognized	241	[2]	200	[2]	'
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	770	[1]	'		2,185	[1]
Unpaid Principal Balance, with No Related Allowance	1,817	[1]	'		3,217	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	4,688	[1]	'		3,366	[1]
Unpaid Principal Balance, with Related Allowance	5,466	[1]	'		4,130	[1]
Related Allowance	725	[1]	'		686	[1]
Recorded Investment	5,458	[1]	'		5,551	[1]
Unpaid Principal Balance	7,283	[1]	'		7,347	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	1,478	[2]	3,127	[2]	'
Interest Income Recognized, with No Related Allowance	43	[2]	42	[2]	'
Average Recorded Investment, with Related Allowance	4,027	[2]	8,341	[2]	'
Interest Income Recognized, with Related Allowance	12	[2]	56	[2]	'
Average Recorded Investment	5,505	[2]	11,468	[2]	'
Interest Income Recognized	55	[2]	98	[2]	'
Commercial [Member] | Commercial and Industrial [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	3,166	[1]	'		4,110	[1]
Unpaid Principal Balance, with No Related Allowance	3,136	[1]	'		4,087	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	8,994	[1]	'		9,382	[1]
Unpaid Principal Balance, with Related Allowance	10,098	[1]	'		9,529	[1]
Related Allowance	1,223	[1]	'		2,031	[1]
Recorded Investment	12,160	[1]	'		13,492	[1]
Unpaid Principal Balance	13,234	[1]	'		13,616	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	3,638	[2]	3,641	[2]	'
Interest Income Recognized, with No Related Allowance	93	[2]	38	[2]	'
Average Recorded Investment, with Related Allowance	9,188	[2]	15,036	[2]	'
Interest Income Recognized, with Related Allowance	26	[2]	140	[2]	'
Average Recorded Investment	12,826	[2]	18,677	[2]	'
Interest Income Recognized	119	[2]	178	[2]	'
Mortgage [Member] | 1-4 Family [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	8	[1]	'		8	[1]
Unpaid Principal Balance, with No Related Allowance	8	[1]	'		8	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	57,301	[1]	'		57,612	[1]
Unpaid Principal Balance, with Related Allowance	60,286	[1]	'		60,768	[1]
Related Allowance	7,153	[1]	'		7,236	[1]
Recorded Investment	57,309	[1]	'		57,620	[1]
Unpaid Principal Balance	60,294	[1]	'		60,776	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	8	[2]	0	[2]	'
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]	'
Average Recorded Investment, with Related Allowance	57,457	[2]	63,617	[2]	'
Interest Income Recognized, with Related Allowance	630	[2]	706	[2]	'
Average Recorded Investment	57,465	[2]	63,617	[2]	'
Interest Income Recognized	630	[2]	706	[2]	'
Mortgage [Member] | Resort Lending [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	35	[1]	'		35	[1]
Unpaid Principal Balance, with No Related Allowance	163	[1]	'		163	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	19,620	[1]	'		20,171	[1]
Unpaid Principal Balance, with Related Allowance	20,112	[1]	'		20,608	[1]
Related Allowance	3,728	[1]	'		3,221	[1]
Recorded Investment	19,655	[1]	'		20,206	[1]
Unpaid Principal Balance	20,275	[1]	'		20,771	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	35	[2]	18	[2]	'
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]	'
Average Recorded Investment, with Related Allowance	19,896	[2]	22,973	[2]	'
Interest Income Recognized, with Related Allowance	191	[2]	219	[2]	'
Average Recorded Investment	19,931	[2]	22,991	[2]	'
Interest Income Recognized	191	[2]	219	[2]	'
Mortgage [Member] | Home Equity - 1st Lien [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	0	[1]	'		0	[1]
Unpaid Principal Balance, with No Related Allowance	0	[1]	'		0	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	153	[1]	'		154	[1]
Unpaid Principal Balance, with Related Allowance	163	[1]	'		164	[1]
Related Allowance	11	[1]	'		11	[1]
Recorded Investment	153	[1]	'		154	[1]
Unpaid Principal Balance	163	[1]	'		164	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	0	[2]	0	[2]	'
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]	'
Average Recorded Investment, with Related Allowance	154	[2]	110	[2]	'
Interest Income Recognized, with Related Allowance	1	[2]	1	[2]	'
Average Recorded Investment	154	[2]	110	[2]	'
Interest Income Recognized	1	[2]	1	[2]	'
Mortgage [Member] | Home Equity - 2nd Lien [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	0	[1]	'		0	[1]
Unpaid Principal Balance, with No Related Allowance	0	[1]	'		0	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	42	[1]	'		42	[1]
Unpaid Principal Balance, with Related Allowance	118	[1]	'		118	[1]
Related Allowance	20	[1]	'		20	[1]
Recorded Investment	42	[1]	'		42	[1]
Unpaid Principal Balance	118	[1]	'		118	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	0	[2]	0	[2]	'
Interest Income Recognized, with No Related Allowance	0	[2]	0	[2]	'
Average Recorded Investment, with Related Allowance	42	[2]	43	[2]	'
Interest Income Recognized, with Related Allowance	1	[2]	1	[2]	'
Average Recorded Investment	42	[2]	43	[2]	'
Interest Income Recognized	1	[2]	1	[2]	'
Installment [Member] | Loans Not Secured By Real Estate [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	0	[1]	'		0	[1]
Unpaid Principal Balance, with No Related Allowance	0	[1]	'		0	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	746	[1]	'		741	[1]
Unpaid Principal Balance, with Related Allowance	914	[1]	'		902	[1]
Related Allowance	74	[1]	'		75	[1]
Recorded Investment	746	[1]	'		741	[1]
Unpaid Principal Balance	914	[1]	'		902	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	0	[2]	608	[2]	'
Interest Income Recognized, with No Related Allowance	0	[2]	8	[2]	'
Average Recorded Investment, with Related Allowance	744	[2]	204	[2]	'
Interest Income Recognized, with Related Allowance	10	[2]	2	[2]	'
Average Recorded Investment	744	[2]	812	[2]	'
Interest Income Recognized	10	[2]	10	[2]	'
Installment [Member] | Other [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	0	[1]	'		0	[1]
Unpaid Principal Balance, with No Related Allowance	0	[1]	'		0	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	15	[1]	'		16	[1]
Unpaid Principal Balance, with Related Allowance	15	[1]	'		16	[1]
Related Allowance	1	[1]	'		1	[1]
Recorded Investment	15	[1]	'		16	[1]
Unpaid Principal Balance	15	[1]	'		16	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	0	[2]	20	[2]	'
Interest Income Recognized, with No Related Allowance	0	[2]	1	[2]	'
Average Recorded Investment, with Related Allowance	16	[2]	0	[2]	'
Interest Income Recognized, with Related Allowance	0	[2]	0	[2]	'
Average Recorded Investment	16	[2]	20	[2]	'
Interest Income Recognized	0	[2]	1	[2]	'
Installment [Member] | Home Equity - 1st Lien [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	0	[1]	'		0	[1]
Unpaid Principal Balance, with No Related Allowance	0	[1]	'		0	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	2,881	[1]	'		2,959	[1]
Unpaid Principal Balance, with Related Allowance	3,053	[1]	'		3,115	[1]
Related Allowance	230	[1]	'		254	[1]
Recorded Investment	2,881	[1]	'		2,959	[1]
Unpaid Principal Balance	3,053	[1]	'		3,115	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	0	[2]	2,058	[2]	'
Interest Income Recognized, with No Related Allowance	0	[2]	24	[2]	'
Average Recorded Investment, with Related Allowance	2,920	[2]	1,092	[2]	'
Interest Income Recognized, with Related Allowance	45	[2]	12	[2]	'
Average Recorded Investment	2,920	[2]	3,150	[2]	'
Interest Income Recognized	45	[2]	36	[2]	'
Installment [Member] | Home Equity - 2nd Lien [Member]	'		'		'
Impaired Loans by class [Abstract]	'		'		'
Recorded Investment, with No Related Allowance	0	[1]	'		0	[1]
Unpaid Principal Balance, with No Related Allowance	0	[1]	'		0	[1]
No Related Allowance	0	[1]	'		0	[1]
Recorded Investment, with Related Allowance	3,484	[1]	'		3,352	[1]
Unpaid Principal Balance, with Related Allowance	3,480	[1]	'		3,347	[1]
Related Allowance	480	[1]	'		462	[1]
Recorded Investment	3,484	[1]	'		3,352	[1]
Unpaid Principal Balance	3,480	[1]	'		3,347	[1]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]	'		'		'
Average Recorded Investment, with No Related Allowance	0	[2]	2,297	[2]	'
Interest Income Recognized, with No Related Allowance	0	[2]	29	[2]	'
Average Recorded Investment, with Related Allowance	3,418	[2]	1,150	[2]	'
Interest Income Recognized, with Related Allowance	49	[2]	13	[2]	'
Average Recorded Investment	3,418	[2]	3,447	[2]	'
Interest Income Recognized	$49	[2]	$42	[2]	'
[1]	There were no impaired payment plan receivables at March 31, 2014 or December 31, 2013.
[2]	There were no impaired payment plan receivables during the three month periods ended March 31, 2014 and 2013, respectively.

Loans_Troubled_Debt_Restructur

Loans, Troubled Debt Restructurings (Details) (USD $)	3 Months Ended
	Mar. 31, 2014		Mar. 31, 2013	Dec. 31, 2013
	Contract		Contract
Financing Receivable, Modifications [Line Items]	'		'	'
Troubled debt restructuring	$121,533,000		'	$124,222,000
Troubled debt restructuring, specific reserve	14,500,000		'	14,900,000
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	20		43	'
Pre-modification recorded balance	1,781,000		7,002,000	'
Post-modification recorded balance	1,758,000		6,700,000	'
Increase in allowance for loan losses	30,000		100,000	'
Charge offs due to troubled debt restructurings	0		300,000	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		4	'
Recorded Balance	0		677,000	'
Past due period for modified loans	'90 days		'	'
Increase (decrease) in allowance for loan loss due to TDRs that subsequently defaulted	'		200,000	'
Charge-offs on TDRs that subsequently defaulted	'		0	'
Minimum [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Modification of stated interest rate of loans, range of period	'9 months		'	'
Modifications involving extension of maturity date, period range	'1 month		'	'
Maximum [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Modification of stated interest rate of loans, range of period	'36 months		'	'
Modifications involving extension of maturity date, period range	'60 months		'	'
Maximum in Certain Circumstances [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Modification of stated interest rate of loans, range of period	'480 months		'	'
Modifications involving extension of maturity date, period range	'220 months		'	'
Commercial [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Troubled debt restructuring	37,562,000		'	39,481,000
Commercial [Member] | Income Producing - Real Estate [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	2		3	'
Pre-modification recorded balance	213,000		4,083,000	'
Post-modification recorded balance	210,000		3,822,000	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		0	'
Recorded Balance	0		0	'
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	0		1	'
Pre-modification recorded balance	0		16,000	'
Post-modification recorded balance	0		15,000	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		1	'
Recorded Balance	0		334,000	'
Commercial [Member] | Commercial and Industrial [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	4		13	'
Pre-modification recorded balance	190,000		840,000	'
Post-modification recorded balance	189,000		834,000	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		1	'
Recorded Balance	0		81,000	'
Mortgage [Member] | 1-4 Family [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	4		7	'
Pre-modification recorded balance	724,000		791,000	'
Post-modification recorded balance	739,000		786,000	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		1	'
Recorded Balance	0		106,000	'
Mortgage [Member] | Resort Lending [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	2		3	'
Pre-modification recorded balance	294,000		799,000	'
Post-modification recorded balance	293,000		795,000	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		1	'
Recorded Balance	0		156,000	'
Mortgage [Member] | Home Equity - 1st Lien [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	0		1	'
Pre-modification recorded balance	0		95,000	'
Post-modification recorded balance	0		96,000	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		0	'
Recorded Balance	0		0	'
Mortgage [Member] | Home Equity - 2nd Lien [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	0		0	'
Pre-modification recorded balance	0		0	'
Post-modification recorded balance	0		0	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		0	'
Recorded Balance	0		0	'
Installment [Member] | Home Equity - 1st Lien [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	3		7	'
Pre-modification recorded balance	106,000		173,000	'
Post-modification recorded balance	78,000		176,000	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		0	'
Recorded Balance	0		0	'
Installment [Member] | Home Equity - 2nd Lien [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	3		6	'
Pre-modification recorded balance	221,000		148,000	'
Post-modification recorded balance	220,000		148,000	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		0	'
Recorded Balance	0		0	'
Installment [Member] | Loans Not Secured By Real Estate [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	2		2	'
Pre-modification recorded balance	33,000		57,000	'
Post-modification recorded balance	29,000		28,000	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		0	'
Recorded Balance	0		0	'
Installment [Member] | Other [Member]	'		'	'
Loans classified as troubled debt restructurings [Abstract]	'		'	'
Number of contracts	0		0	'
Pre-modification recorded balance	0		0	'
Post-modification recorded balance	0		0	'
TDR that subsequently defaulted [Abstract]	'		'	'
Number of contracts	0		0	'
Recorded Balance	0		0	'
Retail [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Troubled debt restructuring	83,971,000		'	84,741,000
Performing TDR's [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Troubled debt restructuring	110,360,000		'	114,887,000
Performing TDR's [Member] | Commercial [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Troubled debt restructuring	32,208,000		'	35,134,000
Performing TDR's [Member] | Retail [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Troubled debt restructuring	78,152,000		'	79,753,000
Non performing TDR's [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Troubled debt restructuring	11,173,000	[1]	'	9,335,000	[1]
Non performing TDR's [Member] | Commercial [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Troubled debt restructuring	5,354,000	[1]	'	4,347,000	[1]
Non performing TDR's [Member] | Retail [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Troubled debt restructuring	$5,819,000	[1],[2]	'	$4,988,000	[1],[2]
[1]	Included in non-performing loans table.
[2]	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.

Loans_Loan_Ratings_by_Loan_Cla

Loans, Loan Ratings by Loan Class, Commercial Segment (Details) (USD $)	Mar. 31, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
Accrued interest included in total	($4,318)		($4,579)
Subsidiary's outstanding payment plan insured by third party (in hundredths)	76.80%		'
Subsidiary's payment outstanding payment plan 2, insured by third party (in hundredths)	10.20%		'
Credit ratings of insurer or risk retention group counterparties [Abstract]	'		'
Payment Plan Receivables, Full Refund	41,884		48,077
Payment Plan Receivable, Partial Refund	5,574		5,053
Payment Plan Receivable, Other	7,086		7,508
Total	54,544		60,638
Commercial [Member]	'		'
Loan ratings by loan class, commercial segment [Abstract]	'		'
Non-watch 1-6	583,847		571,794
Watch 7-8	43,418		49,014
Substandard Accrual 9	8,584		10,681
Non Accrual 10-11	7,698		5,369
Commercial loans, Total	643,547		636,858
Commercial [Member] | Income Producing - Real Estate [Member]	'		'
Loan ratings by loan class, commercial segment [Abstract]	'		'
Non-watch 1-6	232,004		227,957
Watch 7-8	14,954		17,882
Substandard Accrual 9	1,984		3,895
Non Accrual 10-11	3,443		1,899
Commercial loans, Total	252,385		251,633
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]	'		'
Loan ratings by loan class, commercial segment [Abstract]	'		'
Non-watch 1-6	28,003		25,654
Watch 7-8	4,874		4,829
Substandard Accrual 9	445		317
Non Accrual 10-11	904		1,036
Commercial loans, Total	34,226		31,836
Commercial [Member] | Commercial and Industrial [Member]	'		'
Loan ratings by loan class, commercial segment [Abstract]	'		'
Non-watch 1-6	323,840		318,183
Watch 7-8	23,590		26,303
Substandard Accrual 9	6,155		6,469
Non Accrual 10-11	3,351		2,434
Commercial loans, Total	356,936		353,389
Commercial [Member] | Accrued interest included in total [Member]	'		'
Loan ratings by loan class, commercial segment [Abstract]	'		'
Non-watch 1-6	1,336		1,433
Watch 7-8	130		147
Substandard Accrual 9	30		44
Non Accrual 10-11	0		0
Commercial loans, Total	1,496		1,624
Mortgage [Member]	'		'
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
800 and above	45,736	[1]	46,415	[1]
750-799	129,090	[1]	133,977	[1]
700-749	103,646	[1]	105,953	[1]
650-699	78,077	[1]	80,928	[1]
600-649	50,504	[1]	51,308	[1]
550-599	30,820	[1]	31,527	[1]
500-549	18,802	[1]	19,298	[1]
Under 500	11,069	[1]	11,335	[1]
Unknown	10,013	[1]	8,168	[1]
Total	477,757	[1]	488,909	[1]
Accrued interest included in total	2,177	[1]	2,276	[1]
Mortgage [Member] | 1-4 Family [Member]	'		'
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
800 and above	23,475	[1]	23,924	[1]
750-799	58,164	[1]	60,728	[1]
700-749	56,805	[1]	58,269	[1]
650-699	47,072	[1]	49,771	[1]
600-649	34,714	[1]	34,991	[1]
550-599	24,248	[1]	24,616	[1]
500-549	14,486	[1]	14,823	[1]
Under 500	9,240	[1]	9,492	[1]
Unknown	6,311	[1]	4,809	[1]
Total	274,515	[1]	281,423	[1]
Accrued interest included in total	1,274	[1]	1,300	[1]
Mortgage [Member] | Resort Lending [Member]	'		'
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
800 and above	13,325	[1]	13,487	[1]
750-799	54,523	[1]	56,880	[1]
700-749	35,389	[1]	35,767	[1]
650-699	21,516	[1]	21,696	[1]
600-649	8,144	[1]	8,555	[1]
550-599	3,035	[1]	3,261	[1]
500-549	2,253	[1]	2,271	[1]
Under 500	1,150	[1]	1,160	[1]
Unknown	2,848	[1]	2,879	[1]
Total	142,183	[1]	145,956	[1]
Accrued interest included in total	614	[1]	650	[1]
Mortgage [Member] | Home Equity - 1st Lien [Member]	'		'
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
800 and above	3,985	[1]	3,650	[1]
750-799	4,885	[1]	4,560	[1]
700-749	3,266	[1]	3,289	[1]
650-699	2,305	[1]	2,316	[1]
600-649	2,545	[1]	2,621	[1]
550-599	1,122	[1]	1,165	[1]
500-549	625	[1]	644	[1]
Under 500	322	[1]	323	[1]
Unknown	246	[1]	233	[1]
Total	19,301	[1]	18,801	[1]
Accrued interest included in total	88	[1]	97	[1]
Mortgage [Member] | Home Equity - 2nd Lien [Member]	'		'
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
800 and above	4,951	[1]	5,354	[1]
750-799	11,518	[1]	11,809	[1]
700-749	8,186	[1]	8,628	[1]
650-699	7,184	[1]	7,145	[1]
600-649	5,101	[1]	5,141	[1]
550-599	2,415	[1]	2,485	[1]
500-549	1,438	[1]	1,560	[1]
Under 500	357	[1]	360	[1]
Unknown	608	[1]	247	[1]
Total	41,758	[1]	42,729	[1]
Accrued interest included in total	201	[1]	229	[1]
Installment [Member]	'		'
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
800 and above	28,884	[1]	29,741	[1]
750-799	67,357	[1]	66,924	[1]
700-749	39,641	[1]	39,866	[1]
650-699	26,531	[1]	27,549	[1]
600-649	10,906	[1]	11,544	[1]
550-599	7,271	[1]	7,925	[1]
500-549	4,769	[1]	5,060	[1]
Under 500	1,929	[1]	1,959	[1]
Unknown	1,694	[1]	2,176	[1]
Total	188,982	[1]	192,744	[1]
Accrued interest included in total	645	[1]	679	[1]
Installment [Member] | Home Equity - 1st Lien [Member]	'		'
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
800 and above	2,820	[1]	2,977	[1]
750-799	6,405	[1]	6,585	[1]
700-749	4,317	[1]	4,353	[1]
650-699	4,630	[1]	4,815	[1]
600-649	3,054	[1]	3,173	[1]
550-599	2,778	[1]	2,843	[1]
500-549	1,437	[1]	1,483	[1]
Under 500	733	[1]	751	[1]
Unknown	159	[1]	162	[1]
Total	26,333	[1]	27,142	[1]
Accrued interest included in total	105	[1]	114	[1]
Installment [Member] | Home Equity - 2nd Lien [Member]	'		'
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
800 and above	2,925	[1]	3,062	[1]
750-799	10,735	[1]	11,197	[1]
700-749	9,392	[1]	9,487	[1]
650-699	6,483	[1]	6,832	[1]
600-649	2,700	[1]	2,824	[1]
550-599	1,920	[1]	2,084	[1]
500-549	1,617	[1]	1,715	[1]
Under 500	689	[1]	663	[1]
Unknown	41	[1]	80	[1]
Total	36,502	[1]	37,944	[1]
Accrued interest included in total	135	[1]	144	[1]
Installment [Member] | Loans Not Secured By Real Estate [Member]	'		'
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
800 and above	23,090	[1]	23,649	[1]
750-799	49,649	[1]	48,585	[1]
700-749	25,296	[1]	25,343	[1]
650-699	14,850	[1]	15,256	[1]
600-649	4,914	[1]	5,289	[1]
550-599	2,375	[1]	2,785	[1]
500-549	1,594	[1]	1,732	[1]
Under 500	481	[1]	516	[1]
Unknown	1,456	[1]	1,892	[1]
Total	123,705	[1]	125,047	[1]
Accrued interest included in total	386	[1]	399	[1]
Installment [Member] | Other [Member]	'		'
Credit scores by loan class for mortgage and installment segments [Abstract]	'		'
800 and above	49	[1]	53	[1]
750-799	568	[1]	557	[1]
700-749	636	[1]	683	[1]
650-699	568	[1]	646	[1]
600-649	238	[1]	258	[1]
550-599	198	[1]	213	[1]
500-549	121	[1]	130	[1]
Under 500	26	[1]	29	[1]
Unknown	38	[1]	42	[1]
Total	2,442	[1]	2,611	[1]
Accrued interest included in total	19	[1]	22	[1]
AM Best Rating A+ [Member]	'		'
Credit ratings of insurer or risk retention group counterparties [Abstract]	'		'
Payment Plan Receivables, Full Refund	0		'
Payment Plan Receivable, Partial Refund	20		'
Payment Plan Receivable, Other	0		'
Total	20		'
AM Best Rating, A Ratings [Member]	'		'
Credit ratings of insurer or risk retention group counterparties [Abstract]	'		'
Payment Plan Receivables, Full Refund	17,174		20,203
Payment Plan Receivable, Partial Refund	4,565		4,221
Payment Plan Receivable, Other	0		0
Total	21,739		24,424
AM Best Rating, A Minus Rating [Member]	'		'
Credit ratings of insurer or risk retention group counterparties [Abstract]	'		'
Payment Plan Receivables, Full Refund	2,623		4,058
Payment Plan Receivable, Partial Refund	989		832
Payment Plan Receivable, Other	7,080		7,496
Total	10,692		12,386
Not Rated [Member]	'		'
Credit ratings of insurer or risk retention group counterparties [Abstract]	'		'
Payment Plan Receivables, Full Refund	22,087		23,816
Payment Plan Receivable, Partial Refund	0		0
Payment Plan Receivable, Other	6		12
Total	$22,093		$23,828
[1]	Credit scores have been updated within the last twelve months.

Segments_Details

Segments (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013		Dec. 31, 2013
	Segment
Segments [Abstract]	'		'		'
Number of reportable segments	2		'		'
Selected financial information for reportable segments [Abstract]	'		'		'
Total assets	$2,259,639		'		$2,209,943
Interest income	20,283		21,950		'
Net interest income	18,478		19,556		'
Provision for loan losses	428		-691		'
Income (loss) before income tax	4,605		5,842		'
Net Income (loss)	3,138		5,807		'
IB [Member]	'		'		'
Selected financial information for reportable segments [Abstract]	'		'		'
Total assets	2,161,267		'		2,104,550
Interest income	18,198		18,780		'
Net interest income	17,083		17,616		'
Provision for loan losses	443		-687		'
Income (loss) before income tax	4,678		6,819		'
Net Income (loss)	3,182		7,064		'
Mepco [Member]	'		'		'
Selected financial information for reportable segments [Abstract]	'		'		'
Total assets	87,461		'		94,648
Interest income	2,085		3,170		'
Net interest income	1,682		2,521		'
Provision for loan losses	-15		-4		'
Income (loss) before income tax	356		823		'
Net Income (loss)	243		543		'
Other [Member]	'		'		'
Selected financial information for reportable segments [Abstract]	'		'		'
Total assets	277,271	[1]	'		272,348	[1]
Interest income	0	[1]	0	[1]	'
Net interest income	-287	[1]	-581	[1]	'
Provision for loan losses	0	[1]	0	[1]	'
Income (loss) before income tax	-405	[1]	-1,776	[1]	'
Net Income (loss)	-263	[1]	-1,776	[1]	'
Elimination [Member]	'		'		'
Selected financial information for reportable segments [Abstract]	'		'		'
Total assets	-266,360	[2]	'		-261,603	[2]
Interest income	0	[2]	0	[2]	'
Net interest income	0	[2]	0	[2]	'
Provision for loan losses	0	[2]	0	[2]	'
Income (loss) before income tax	-24	[2]	-24	[2]	'
Net Income (loss)	($24)	[2]	($24)	[2]	'
[1]	Includes amounts relating to our parent company and certain insignificant operations.
[2]	Includes parent company's investment in subsidiaries and cash balances maintained at subsidiary.

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Earnings Per Share Reconciliation [Abstract]	'		'
Net income applicable to common stock	$3,138		$4,712
Convertible preferred stock dividends	0		1,095
Net income applicable to common stock for calculation of diluted earnings per share	$3,138		$5,807
Weighted average shares outstanding (in shares)	22,888,000	[1]	9,266,000	[1]
Restricted stock units (in shares)	304,000		361,000
Effect of stock options (in shares)	124,000		61,000
Stock units for deferred compensation plan for non-employee directors (in shares)	120,000		117,000
Effect of convertible preferred stock (in shares)	0		12,026,000
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)	23,436,000		21,831,000
Net income per common share [Abstract]	'		'
Basic (in dollars per share)	$0.14	[1]	$0.51	[1]
Diluted (in dollars per share)	$0.13		$0.27
Stock Options [Member]	'		'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'		'
Antidilutive shares excluded from computation of diluted loss per share (in shares)	30,000		40,000
Warrant [Member]	'		'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'		'
Antidilutive securities excluded from computation of earnings per share (in shares)	'		346,154
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative_Financial_Instrumen2

Derivative Financial Instruments (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Jun. 30, 2013	Dec. 31, 2013	Apr. 16, 2013
Derivative financial instrument according to type of hedge[ Abstract]	'	'	'	'
Notional Amount	$44,170,000	'	'	'
Average Maturity	'0 years 1 month 6 days	'	'	'
Fair Value	397,000	'	'	'
Termination fee	'	600,000	'	'
Fair value of amended warrant was reclassified into shareholders' equity	'	'	'	1,500,000
Fair value of derivative instruments, balance sheet location [Abstract]	'	'	'	'
Asset Derivatives	397,000	'	494,000	'
Liability Derivatives	0	'	0	'
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]	'	'	'	'
Derivative financial instrument according to type of hedge[ Abstract]	'	'	'	'
Notional Amount	28,936,000	'	'	'
Average Maturity	'0 years 1 month 6 days	'	'	'
Fair Value	45,000	'	'	'
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]	'	'	'	'
Derivative financial instrument according to type of hedge[ Abstract]	'	'	'	'
Notional Amount	15,234,000	'	'	'
Average Maturity	'0 years 1 month 6 days	'	'	'
Fair Value	352,000	'	'	'
Other Assets [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]	'	'	'	'
Fair value of derivative instruments, balance sheet location [Abstract]	'	'	'	'
Asset Derivatives	45,000	'	128,000	'
Other Assets [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]	'	'	'	'
Fair value of derivative instruments, balance sheet location [Abstract]	'	'	'	'
Asset Derivatives	352,000	'	366,000	'
Other Liabilities [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]	'	'	'	'
Fair value of derivative instruments, balance sheet location [Abstract]	'	'	'	'
Liability Derivatives	0	'	0	'
Other Liabilities [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]	'	'	'	'
Fair value of derivative instruments, balance sheet location [Abstract]	'	'	'	'
Liability Derivatives	$0	'	$0	'

Derivative_Financial_Instrumen3

Derivative Financial Instruments, Effect on Statement of Operations (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Cash Flow Hedge [Member]	'		'
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]	'		'
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)	$0		($3)
Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)	-95		-94
Gain (Loss) Recognized in Income	0	[1]	0	[1]
Cash Flow Hedge [Member] | Pay Fixed Interest-Rate Swap Agreement [Member]	'		'
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]	'		'
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)	0		-3
Gain (Loss) Recognized in Income	0	[1]	0	[1]
Cash Flow Hedge [Member] | Pay Fixed Interest-Rate Swap Agreement [Member] | Interest Expense [Member]	'		'
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]	'		'
Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)	-95		-94
No Hedge Designation [Member]	'		'
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]	'		'
Gain (Loss) Recognized in Income	-97	[1]	-1,318	[1]
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member] | Net Mortgage Loan Gains [Member]	'		'
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]	'		'
Gain (Loss) Recognized in Income	-14	[1]	-209	[1]
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member] | Net Mortgage Loan Gains [Member]	'		'
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]	'		'
Gain (Loss) Recognized in Income	-83	[1]	-64	[1]
No Hedge Designation [Member] | Amended Warrant [Member] | Increase in fair value of U.S. Treasury warrant [Member]	'		'
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]	'		'
Gain (Loss) Recognized in Income	$0	[1]	($1,045)	[1]
[1]	For cash flow hedges, this location and amount refers to the ineffective portion.

Intangible_Assets_Details

Intangible Assets (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amortized other intangible assets - core deposits [Abstract]	'	'
Gross Carrying Amount	$23,703	$23,703
Accumulated Amortization	20,674	20,540
Summary of estimated intangible amortization [Abstract]	'	'
Nine months ending December 31, 2014	402	'
2015	347	'
2016	347	'
2017	346	'
2018	346	'
2019 and thereafter	1,241	'
Total	$3,029	'

Share_Based_Compensation_Detai

Share Based Compensation (Details) (USD $)

3 Months Ended

12 Months Ended

3 Months Ended

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2014

Performance-based compensation plan [Member]

Performance-based compensation plan [Member]

Stock Options [Member]

Non-Vested Restricted Stock, Restricted Stock Units and PSU's [Member]

Director [Member]

Director [Member]

Chief Executive Officer [Member]

Non-Employee Directors [Member]

Non-Employee Directors [Member]

Officers [Member]

Officers [Member]

Restricted Stock [Member]

Performance stock units [Member]

Performance-based compensation plan [Member]

Performance-based compensation plan [Member]

Share based compensation arrangements [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of additional shares approved for grant (in shares)

400,000

'

'

'

'

'

'

'

'

200,000

'

'

'

Number of stock units or restricted shares issued in period (in shares)

'

'

'

0

'

'

'

'

'

'

'

70,000

30,000

Vesting period

'

'

'

'

'

'

'

'

'

'

'

'3 years

'3 years

Shares issues as retainer fees (in shares)

'

'

'

'

'

'

4,000

24,000

'

'

'

'

'

Annual salary

'

'

'

'

'

'

'

'

$20,000

'

'

'

'

Total compensation expense (recovery) recognized

'

'

200,000

100,000

'

'

'

'

'

50,000

90,000

'

'

Tax benefit relating to compensation expense recognized

'

'

100,000

0

'

'

'

'

'

20,000

0

'

'

Total compensation cost not yet recognized

2,300,000

'

'

'

'

'

'

'

'

'

'

'

'

Total compensation cost not yet recognized, period for recognition

'2 years 4 months 24 days

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding stock option grants and transaction [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding, beginning balance (in shares)

'

'

'

'

320,300

'

'

'

'

'

'

'

'

Granted (in shares)

'

'

'

'

0

'

'

'

'

'

'

'

'

Exercised (in shares)

'

'

'

'

-1,935

'

'

'

'

'

'

'

'

Forfeited (in shares)

'

'

'

'

-2,401

'

'

'

'

'

'

'

'

Expired (in shares)

'

'

'

'

-284

'

'

'

'

'

'

'

'

Outstanding, ending balance (in shares)

'

'

'

'

315,680

'

'

'

'

'

'

'

'

Vested and expected to vest, period end (in shares)

'

'

'

'

303,702

'

'

'

'

'

'

'

'

Exercisable, period end (in shares)

'

'

'

'

131,297

'

'

'

'

'

'

'

'

Weighted Average Exercise Price [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding, beginning balance (in dollars per share)

'

'

'

'

$4.52

'

'

'

'

'

'

'

'

Exercised (in dollars per share)

'

'

'

'

$5.25

'

'

'

'

'

'

'

'

Forfeited (in dollars per share)

'

'

'

'

$4.12

'

'

'

'

'

'

'

'

Expired (in dollars per share)

'

'

'

'

$3.46

'

'

'

'

'

'

'

'

Outstanding, ending balance (in dollars per share)

'

'

'

'

$4.52

'

'

'

'

'

'

'

'

Vested and expected to vest, period end (in dollars per share)

'

'

'

'

$4.52

'

'

'

'

'

'

'

'

Exercisable, period end (in dollars per share)

'

'

'

'

$5.13

'

'

'

'

'

'

'

'

Weighted-Average Remaining Contractual Term [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding, Weighted Average Remaining Contractual Term

'

'

'

'

'7 years 10 months 2 days

'

'

'

'

'

'

'

'

Vested and Expected to Vest, Weighted-Average Remaining Contractual Term

'

'

'

'

'7 years 9 months 18 days

'

'

'

'

'

'

'

'

Exercisable, Weighted Average Remaining Contractual Term

'

'

'

'

'6 years 10 months 28 days

'

'

'

'

'

'

'

'

Aggregate intrinsic value [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding, Intrinsic Value

'

'

'

'

2,749,000

'

'

'

'

'

'

'

'

Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value

'

'

'

'

2,649,000

'

'

'

'

'

'

'

'

Exercisable, Aggregate Intrinsic Value

'

'

'

'

1,108,000

'

'

'

'

'

'

'

'

Number of Shares [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding, beginning balance (in shares)

'

'

'

'

'

303,980

'

'

'

'

'

'

'

Granted (in shares)

'

'

'

'

'

101,104

'

'

'

'

'

'

'

Vested (in shares)

'

'

'

'

'

0

'

'

'

'

'

'

'

Forfeited (in shares)

'

'

'

'

'

0

'

'

'

'

'

'

'

Outstanding, ending balance (in shares)

'

'

'

'

'

405,084

'

'

'

'

'

'

'

Weighted Average Grant Date Fair Value [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding, beginning balance (in dollars per share)

'

'

'

'

'

$3.77

'

'

'

'

'

'

'

Granted (in dollars per share)

'

'

'

'

'

$13.86

'

'

'

'

'

'

'

Outstanding, ending balance (in dollars per share)

'

'

'

'

'

$6.29

'

'

'

'

'

'

'

Information regarding options exercised [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

Intrinsic value

15,000

15,000

'

'

'

'

'

'

'

'

'

'

'

Cash proceeds received

10,000

11,000

'

'

'

'

'

'

'

'

'

'

'

Tax benefit realized

$5,000

$0

'

'

'

'

'

'

'

'

'

'

'

Income_Tax_Details

Income Tax (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Income Tax [Abstract]	'	'	'
Income tax expense (benefit)	$1,467,000	$35,000	'
Gross unrecognized tax benefits	1,700,000	1,700,000	'
Valuation Allowance [Line Items]	'	'	'
Valuation allowance	1,100,000	'	1,100,000
Mepco [Member]	'	'	'
Valuation Allowance [Line Items]	'	'	'
Valuation allowance against deferred tax assets attributable to Mepco	$1,000,000	'	'

Regulatory_Matters_Details

Regulatory Matters (Details) (USD $)	3 Months Ended
	Mar. 31, 2014		Dec. 31, 2013		Mar. 31, 2013	Dec. 31, 2012	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013	Apr. 09, 2014
							Consolidated [Member]	Consolidated [Member]	Independent Bank [Member]	Independent Bank [Member]	Subsequent Event [Member]
Regulatory Matters [Abstract]	'		'		'	'	'	'	'	'	'
Undivided profits	$46,600,000		'		'	'	'	'	'	'	'
Maximum percentage of allowance for loan losses and allowance for unfunded lending commitments (in hundredths)	1.25%		'		'	'	'	'	'	'	'
Subsequent Event [Line Items]	'		'		'	'	'	'	'	'	'
Request for approval to transfer capital from bank to parent entity	15,000,000		'		'	'	'	'	'	'	'
Transfer of capital from bank to the parent company	'		'		'	'	'	'	'	'	15,000,000
Total capital to risk-weighted assets [Abstract]	'		'		'	'	'	'	'	'	'
Total risk-based capital	'		'		'	'	251,431,000	245,284,000	240,390,000	234,078,000	'
Minimum for Adequately Capitalized Institutions, Amount	'		'		'	'	112,869,000	113,086,000	112,792,000	113,013,000	'
Minimum for Well Capitalized Institutions, Amount	'		'		'	'	'	'	140,990,000	141,267,000	'
Actual, Ratio (in hundredths)	'		'		'	'	17.82%	17.35%	17.05%	16.57%	'
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)	'		'		'	'	8.00%	8.00%	8.00%	8.00%	'
Minimum for Well-Capitalized Institutions, Ratio (in hundredths)	'		'		'	'	'	'	10.00%	10.00%	'
Tier 1 capital to risk-weighted assets [Abstract]	'		'		'	'	'	'	'	'	'
Actual, Amount	'		'		'	'	233,544,000	227,338,000	222,517,000	216,146,000	'
Minimum for Adequately Capitalized Institutions, Amount	'		'		'	'	56,434,000	56,543,000	56,396,000	56,507,000	'
Minimum for Well-Capitalized Institutions, Amount	'		'		'	'	'	'	84,594,000	84,760,000	'
Actual, Ratio (in hundredths)	'		'		'	'	16.55%	16.08%	15.78%	15.30%	'
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)	'		'		'	'	4.00%	4.00%	4.00%	4.00%	'
Minimum for Well Capitalized Institutions, Ratio (in hundredths)	'		'		'	'	'	'	6.00%	6.00%	'
Tier 1 capital to average assets [Abstract]	'		'		'	'	'	'	'	'	'
Tier 1 capital	'		'		'	'	233,544,000	227,338,000	222,517,000	216,146,000	'
Minimum for Adequately Capitalized Institutions, Amount	'		'		'	'	87,031,000	85,729,000	86,988,000	85,681,000	'
Minimum for Well-Capitalized Institutions, Amount	'		'		'	'	'	'	108,735,000	107,101,000	'
Actual, Ratio (in hundredths)	'		'		'	'	10.73%	10.61%	10.23%	10.09%	'
Minimum for Adequately Capitalized Institutions, Ratio (in hundredths)	'		'		'	'	4.00%	4.00%	4.00%	4.00%	'
Minimum for Well-Capitalized Institutions, Ratio (in hundredths)	'		'		'	'	'	'	5.00%	5.00%	'
Components of regulatory capital [Abstract]	'		'		'	'	'	'	'	'	'
Total shareholders' equity	236,586,000		231,581,000		144,085,000	134,975,000	236,586,000	231,581,000	255,333,000	250,306,000	'
Add (deduct) [Abstract]	'		'		'	'	'	'	'	'	'
Qualifying trust preferred securities	'		'		'	'	39,500,000	39,500,000	0	0	'
Accumulated other comprehensive loss	-7,644,000	[1]	-9,245,000	[1]	-6,953,000	-8,058,000	7,644,000	9,245,000	7,644,000	9,245,000	'
Intangible assets	-3,029,000		-3,163,000		'	'	-3,029,000	-3,163,000	-3,029,000	-3,163,000	'
Disallowed deferred tax assets	'		'		'	'	-46,760,000	-49,609,000	-37,034,000	-40,026,000	'
Disallowed capitalized mortgage loan servicing rights	'		'		'	'	-397,000	-216,000	-397,000	-216,000	'
Tier 1 capital	'		'		'	'	233,544,000	227,338,000	222,517,000	216,146,000	'
Qualifying trust preferred securities	'		'		'	'	0	0	0	0	'
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	'		'		'	'	17,887,000	17,946,000	17,873,000	17,932,000	'
Total risk-based capital	'		'		'	'	$251,431,000	$245,284,000	$240,390,000	$234,078,000	'
[1]	2014 amounts are presented net of tax as we removed substantially all of the valuation allowance on our deferred tax assets during the second quarter of 2013 (see Note #10).

Fair_Value_Disclosures_Part_1_

Fair Value Disclosures Part 1 (Details) (USD $)	Mar. 31, 2014		Dec. 31, 2013
Fair Value Disclosures [Abstract]	'		'
Value of collateral-dependent impaired loans that will be reviewed by independent third party, minimum	$250,000		'
Value of collateral-dependent impaired loans that will be reviewed by special assets group, maximum	250,000		'
ASSETS [Abstract]	'		'
Capitalized mortgage loan servicing rights	7,307,000		7,773,000
Fair Value Measurements [Member] | Fair Value, Measurements, Recurring [Member]	'		'
Assets [Abstract]	'		'
Trading securities	610,000		498,000
Securities available for sale [Abstract]	'		'
U.S. agency	47,654,000		31,808,000
US agency residential mortgage backed	236,745,000		203,460,000
U.S. agency commercial mortgage-backed	12,640,000		'
Private label residential mortgage-backed	6,643,000		6,788,000
Other asset backed	43,314,000		45,185,000
Obligations of states and political subdivisions	153,930,000		153,678,000
Corporate	19,565,000		19,137,000
Trust preferred	2,444,000		2,425,000
Loans held for sale	14,700,000		20,390,000
Derivatives	397,000	[1]	494,000	[1]
Liabilities [Abstract]	'		'
Derivatives	0	[2]	0	[2]
Fair Value Measurements [Member] | Fair Value, Measurements, Nonrecurring [Member]	'		'
ASSETS [Abstract]	'		'
Capitalized mortgage loan servicing rights	7,307,000	[3]	7,773,000	[3]
Fair Value Measurements [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]	'		'
Commercial [Abstract]	'		'
Income producing - real estate	2,315,000	[4]	1,997,000	[4]
Land, land development & construction - real estate	741,000	[4]	673,000	[4]
Commercial and industrial	4,254,000	[4]	2,927,000	[4]
Mortgage [Abstract]	'		'
1-4 Family	1,369,000	[4]	1,455,000	[4]
Resort Lending	465,000	[4]	340,000	[4]
Commercial [Abstract]	'		'
Income producing - real estate	2,315,000	[4]	1,997,000	[4]
Land, land development & construction - real estate	741,000	[4]	673,000	[4]
Commercial and industrial	4,254,000	[4]	2,927,000	[4]
Mortgage [Abstract]	'		'
1-4 Family	1,369,000	[4]	1,455,000	[4]
Resort Lending	465,000	[4]	340,000	[4]
Fair Value Measurements [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]	'		'
Commercial [Abstract]	'		'
Income producing - real estate	559,000	[5]	559,000	[5]
Land, land development & construction - real estate	1,047,000	[5]	1,047,000	[5]
Commercial and industrial	213,000	[5]	'
Mortgage [Abstract]	'		'
1-4 Family	171,000	[5]	337,000	[5]
Resort Lending	1,099,000	[5]	1,257,000	[5]
Commercial [Abstract]	'		'
Income producing - real estate	559,000	[5]	559,000	[5]
Land, land development & construction - real estate	1,047,000	[5]	1,047,000	[5]
Commercial and industrial	213,000	[5]	'
Mortgage [Abstract]	'		'
1-4 Family	171,000	[5]	337,000	[5]
Resort Lending	1,099,000	[5]	1,257,000	[5]
Installment [Abstract]	'		'
Home equity installment - 1st lien	29,000	[5]	29,000	[5]
Payment plan receivables [Abstract]	'		'
Full refund/partial refund	2,668,000	[5]	2,668,000	[5]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'		'
Assets [Abstract]	'		'
Trading securities	610,000		498,000
Securities available for sale [Abstract]	'		'
Derivatives	0		0
Liabilities [Abstract]	'		'
Derivatives	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member]	'		'
Assets [Abstract]	'		'
Trading securities	610,000		498,000
Securities available for sale [Abstract]	'		'
U.S. agency	0		0
US agency residential mortgage backed	0		0
U.S. agency commercial mortgage-backed	0		'
Private label residential mortgage-backed	0		0
Other asset backed	'		0
Obligations of states and political subdivisions	0		0
Corporate	0		0
Trust preferred	0		0
Loans held for sale	0		0
Derivatives	0	[1]	0	[1]
Liabilities [Abstract]	'		'
Derivatives	0	[2]	0	[2]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member]	'		'
ASSETS [Abstract]	'		'
Capitalized mortgage loan servicing rights	0	[3]	0	[3]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]	'		'
Commercial [Abstract]	'		'
Income producing - real estate	0	[4]	0	[4]
Land, land development & construction - real estate	0	[4]	0	[4]
Commercial and industrial	0	[4]	0	[4]
Mortgage [Abstract]	'		'
1-4 Family	0	[4]	0	[4]
Resort Lending	0	[4]	0	[4]
Commercial [Abstract]	'		'
Income producing - real estate	0	[4]	0	[4]
Land, land development & construction - real estate	0	[4]	0	[4]
Commercial and industrial	0	[4]	0	[4]
Mortgage [Abstract]	'		'
1-4 Family	0	[4]	0	[4]
Resort Lending	0	[4]	0	[4]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]	'		'
Commercial [Abstract]	'		'
Income producing - real estate	0	[5]	0	[5]
Land, land development & construction - real estate	0	[5]	0	[5]
Commercial and industrial	0	[5]	'
Mortgage [Abstract]	'		'
1-4 Family	0	[5]	0	[5]
Resort Lending	0	[5]	0	[5]
Commercial [Abstract]	'		'
Income producing - real estate	0	[5]	0	[5]
Land, land development & construction - real estate	0	[5]	0	[5]
Commercial and industrial	0	[5]	'
Mortgage [Abstract]	'		'
1-4 Family	0	[5]	0	[5]
Resort Lending	0	[5]	0	[5]
Installment [Abstract]	'		'
Home equity installment - 1st lien	0	[5]	0	[5]
Payment plan receivables [Abstract]	'		'
Full refund/partial refund	0	[5]	0	[5]
Significant Other Observable Inputs (Level 2) [Member]	'		'
Assets [Abstract]	'		'
Trading securities	0		0
Securities available for sale [Abstract]	'		'
Derivatives	397,000		494,000
Liabilities [Abstract]	'		'
Derivatives	0		0
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member]	'		'
Assets [Abstract]	'		'
Trading securities	0		0
Securities available for sale [Abstract]	'		'
U.S. agency	47,654,000		31,808,000
US agency residential mortgage backed	236,745,000		203,460,000
U.S. agency commercial mortgage-backed	12,640,000		'
Private label residential mortgage-backed	6,643,000		6,788,000
Other asset backed	43,314,000		45,185,000
Obligations of states and political subdivisions	153,930,000		153,678,000
Corporate	19,565,000		19,137,000
Trust preferred	2,444,000		2,425,000
Loans held for sale	14,700,000		20,390,000
Derivatives	397,000	[1]	494,000	[1]
Liabilities [Abstract]	'		'
Derivatives	0	[2]	0	[2]
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member]	'		'
ASSETS [Abstract]	'		'
Capitalized mortgage loan servicing rights	0	[3]	0	[3]
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]	'		'
Commercial [Abstract]	'		'
Income producing - real estate	0	[4]	0	[4]
Land, land development & construction - real estate	0	[4]	0	[4]
Commercial and industrial	0	[4]	0	[4]
Mortgage [Abstract]	'		'
1-4 Family	0	[4]	0	[4]
Resort Lending	0	[4]	0	[4]
Commercial [Abstract]	'		'
Income producing - real estate	0	[4]	0	[4]
Land, land development & construction - real estate	0	[4]	0	[4]
Commercial and industrial	0	[4]	0	[4]
Mortgage [Abstract]	'		'
1-4 Family	0	[4]	0	[4]
Resort Lending	0	[4]	0	[4]
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]	'		'
Commercial [Abstract]	'		'
Income producing - real estate	0	[5]	0	[5]
Land, land development & construction - real estate	0	[5]	0	[5]
Commercial and industrial	0	[5]	'
Mortgage [Abstract]	'		'
1-4 Family	0	[5]	0	[5]
Resort Lending	0	[5]	0	[5]
Commercial [Abstract]	'		'
Income producing - real estate	0	[5]	0	[5]
Land, land development & construction - real estate	0	[5]	0	[5]
Commercial and industrial	0	[5]	'
Mortgage [Abstract]	'		'
1-4 Family	0	[5]	0	[5]
Resort Lending	0	[5]	0	[5]
Installment [Abstract]	'		'
Home equity installment - 1st lien	0	[5]	0	[5]
Payment plan receivables [Abstract]	'		'
Full refund/partial refund	0	[5]	0	[5]
Significant Unobservable Inputs (Level 3) [Member]	'		'
Assets [Abstract]	'		'
Trading securities	0		0
Securities available for sale [Abstract]	'		'
Derivatives	0		0
Liabilities [Abstract]	'		'
Derivatives	0		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member]	'		'
Assets [Abstract]	'		'
Trading securities	0		0
Securities available for sale [Abstract]	'		'
U.S. agency	0		0
US agency residential mortgage backed	0		0
Private label residential mortgage-backed	0		0
Other asset backed	'		0
Obligations of states and political subdivisions	0		0
Corporate	0		0
Trust preferred	0		0
Loans held for sale	0		0
Derivatives	0	[1]	0	[1]
Liabilities [Abstract]	'		'
Derivatives	0	[2]	0	[2]
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member]	'		'
ASSETS [Abstract]	'		'
Capitalized mortgage loan servicing rights	7,307,000	[3]	7,773,000	[3]
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]	'		'
Commercial [Abstract]	'		'
Income producing - real estate	2,315,000	[4]	1,997,000	[4]
Land, land development & construction - real estate	741,000	[4]	673,000	[4]
Commercial and industrial	4,254,000	[4]	2,927,000	[4]
Mortgage [Abstract]	'		'
1-4 Family	1,369,000	[4]	1,455,000	[4]
Resort Lending	465,000	[4]	340,000	[4]
Commercial [Abstract]	'		'
Income producing - real estate	2,315,000	[4]	1,997,000	[4]
Land, land development & construction - real estate	741,000	[4]	673,000	[4]
Commercial and industrial	4,254,000	[4]	2,927,000	[4]
Mortgage [Abstract]	'		'
1-4 Family	1,369,000	[4]	1,455,000	[4]
Resort Lending	465,000	[4]	340,000	[4]
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]	'		'
Commercial [Abstract]	'		'
Income producing - real estate	559,000	[5]	559,000	[5]
Land, land development & construction - real estate	1,047,000	[5]	1,047,000	[5]
Commercial and industrial	213,000	[5]	'
Mortgage [Abstract]	'		'
1-4 Family	171,000	[5]	337,000	[5]
Resort Lending	1,099,000	[5]	1,257,000	[5]
Commercial [Abstract]	'		'
Income producing - real estate	559,000	[5]	559,000	[5]
Land, land development & construction - real estate	1,047,000	[5]	1,047,000	[5]
Commercial and industrial	213,000	[5]	'
Mortgage [Abstract]	'		'
1-4 Family	171,000	[5]	337,000	[5]
Resort Lending	1,099,000	[5]	1,257,000	[5]
Installment [Abstract]	'		'
Home equity installment - 1st lien	29,000	[5]	29,000	[5]
Payment plan receivables [Abstract]	'		'
Full refund/partial refund	$2,668,000	[5]	$2,668,000	[5]
[1]	Included in accrued income and other assets.
[2]	Included in accrued expenses and other liabilities.
[3]	Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
[4]	Only includes impaired loans with specific loss allocations based on collateral value.
[5]	Only includes other real estate with subsequent write downs to fair value.

Fair_Value_Disclosures_Part_2_

Fair Value Disclosures, Part 2 (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Impairment charges recognized [Abstract]	'	'	'
Capitalized mortgage loan servicing rights, carrying amount	$7,300,000	'	$7,800,000
Capitalized mortgage loan servicing rights, valuation allowance	3,100,000	'	2,900,000
Capitalized mortgage loan servicing rights recoveries	-300,000	800,000	'
Collateral dependent loans, carrying amount	12,900,000	'	10,800,000
Collateral dependent loans, valuation allowance	3,700,000	'	3,400,000
Additional provision for loan losses on impaired loans	1,500,000	300,000	'
Other real estate, carrying amount	5,800,000	'	5,900,000
Other real estate, valuation allowance	3,700,000	'	4,000,000
Other real estate, additional charge	100,000	700,000	'
Amended Warrant [Member]	'	'	'
Liability [Roll Forward]	'	'	'
Beginning balance	0	-459,000	-459,000
Total losses realized and unrealized: [Abstract]	'	'	'
Included in results of operations	0	-1,045,000	'
Included in other comprehensive income	0	0	'
Purchases, issuances, settlements, maturities and calls	0	0	'
Transfers in and/or out of Level 3	0	0	'
Ending balance	0	-1,504,000	'
Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31	0	-1,045,000	'
Trading Securities [Member]	'	'	'
Changes in fair value for financial assets [Abstract]	'	'	'
Net Gains (Losses) on Assets, Securities	112,000	91,000	'
Net Gains (Losses) on Assets, Loans	0	0	'
Total Change in Fair Values Included in Current Period Earnings	112,000	91,000	'
Loans Held For Sale [Member]	'	'	'
Changes in fair value for financial assets [Abstract]	'	'	'
Net Gains (Losses) on Assets, Securities	0	0	'
Net Gains (Losses) on Assets, Loans	30,000	-694,000	'
Total Change in Fair Values Included in Current Period Earnings	$30,000	($694,000)	'

Fair_Value_Disclosures_Part_3_

Fair Value Disclosures, Part 3 (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair value option - Loans held for sale [Abstract]	'	'
Loans held for sale	$14,700	$20,390
Difference	396	366
Aggregate Fair Value [Member]	'	'
Fair value option - Loans held for sale [Abstract]	'	'
Loans held for sale	14,700	20,390
Contractual Principal [Member]	'	'
Fair value option - Loans held for sale [Abstract]	'	'
Loans held for sale	$14,304	$20,024

Fair_Value_Disclosures_Part_4_

Fair Value Disclosures, Part 4 (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Asset (Liability) Fair Value [Abstract]	'	'
Capitalized mortgage loan servicing rights	7,307	7,773
Other real estate [Abstract]	'	'
Payment Plan Receivables	54,544	60,638
Payment Plan Receivable [Member]	'	'
Other real estate [Abstract]	'	'
Payment Plan Receivables	2,668	2,668
Impaired Loans Commercial [Member]	'	'
Impaired loan [Abstract]	'	'
Commercial	7,310	5,597
Impaired Loans Mortgage [Member]	'	'
Impaired loan [Abstract]	'	'
Mortgage	1,834	1,795
Other Real Estate Commercial [Member]	'	'
Other real estate [Abstract]	'	'
Commercial	1,819	1,606
Other Real Estate Mortgage and Installment [Member]	'	'
Other real estate [Abstract]	'	'
Mortgage and installment	1,299	1,623
Income Approach [Member] | Impaired Loans Commercial [Member]	'	'
Unobservable Inputs Weighted Average [Abstract]	'	'
Capitalization rate (in hundredths)	9.30%	9.30%
Present Value of Net Servicing Revenue [Member]	'	'
Unobservable Inputs Weighted Average [Abstract]	'	'
Discount rate (in hundredths)	10.06%	10.09%
Cost to service	83	81
Ancillary income	29	29
Float rate (in hundredths)	1.80%	1.79%
Sales Comparison Approach [Member] | Payment Plan Receivable [Member]	'	'
Unobservable Inputs Weighted Average [Abstract]	'	'
Adjustment for differences between comparable sales (in hundredths)	10.40%	10.40%
Sales Comparison Approach [Member] | Impaired Loans Commercial [Member]	'	'
Unobservable Inputs Weighted Average [Abstract]	'	'
Adjustment for differences between comparable sales (in hundredths)	0.70%	-1.90%
Sales Comparison Approach [Member] | Impaired Loans Mortgage [Member]	'	'
Unobservable Inputs Weighted Average [Abstract]	'	'
Adjustment for differences between comparable sales (in hundredths)	2.50%	3.20%
Sales Comparison Approach [Member] | Other Real Estate Commercial [Member]	'	'
Unobservable Inputs Weighted Average [Abstract]	'	'
Adjustment for differences between comparable sales (in hundredths)	-3.20%	-5.70%
Sales Comparison Approach [Member] | Other Real Estate Mortgage and Installment [Member]	'	'
Unobservable Inputs Weighted Average [Abstract]	'	'
Adjustment for differences between comparable sales (in hundredths)	64.10%	55.70%

Fair_Values_of_Financial_Instr2

Fair Values of Financial Instruments (Details) (USD $)	Mar. 31, 2014		Dec. 31, 2013
Assets [Abstract]	'		'
Cash and due from banks	$53,815,000		$48,156,000
Interest bearing deposits - time	16,875,000		17,999,000
Securities available for sale	522,935,000		462,481,000
Liabilities [Abstract]	'		'
Subordinated debentures	40,723,000		40,723,000
Reciprocal deposits included in deposits with no stated maturity	10,300,000		11,200,000
Reciprocal deposits included in deposits with stated maturity	66,800,000		72,300,000
Recorded Book Balance [Member]	'		'
Assets [Abstract]	'		'
Cash and due from banks	53,815,000		48,156,000
Interest bearing deposits	78,125,000		70,925,000
Interest bearing deposits - time	16,875,000		17,999,000
Trading securities	610,000		498,000
Securities available for sale	522,935,000		462,481,000
Federal Home Loan Bank and Federal Reserve Bank Stock	23,419,000		23,419,000
Net loans and loans held for sale	1,344,775,000		1,362,635,000
Accrued interest receivable	6,093,000		5,948,000
Derivative financial instruments	397,000		494,000
Liabilities [Abstract]	'		'
Deposits with no stated maturity	1,500,125,000	[1]	1,440,225,000	[1]
Deposits with stated maturity	438,617,000	[1]	444,581,000	[1]
Other borrowings	12,943,000		17,188,000
Subordinated debentures	40,723,000		40,723,000
Accrued interest payable	430,000		445,000
Derivative financial instruments	0		0
Fair Value [Member]	'		'
Assets [Abstract]	'		'
Cash and due from banks	53,815,000		48,156,000
Interest bearing deposits	78,125,000		70,925,000
Interest bearing deposits - time	16,907,000		18,000,000
Trading securities	610,000		498,000
Securities available for sale	522,935,000		462,481,000
Net loans and loans held for sale	1,337,875,000		1,333,229,000
Accrued interest receivable	6,093,000		5,948,000
Derivative financial instruments	397,000		494,000
Liabilities [Abstract]	'		'
Deposits with no stated maturity	1,500,125,000	[1]	1,440,225,000	[1]
Deposits with stated maturity	438,727,000	[1]	446,366,000	[1]
Other borrowings	12,943,000		19,726,000
Subordinated debentures	27,862,000		27,871,000
Accrued interest payable	430,000		445,000
Derivative financial instruments	0		0
Quoted Prices in Active Markets for Identical Assets, (Level 1) [Member]	'		'
Assets [Abstract]	'		'
Cash and due from banks	53,815,000		48,156,000
Interest bearing deposits	78,125,000		70,925,000
Interest bearing deposits - time	0		0
Trading securities	610,000		498,000
Securities available for sale	0		0
Net loans and loans held for sale	0		0
Accrued interest receivable	7,000		1,000
Derivative financial instruments	0		0
Liabilities [Abstract]	'		'
Deposits with no stated maturity	1,500,125,000	[1]	1,440,225,000	[1]
Deposits with stated maturity	0	[1]	0	[1]
Other borrowings	0		0
Subordinated debentures	0		0
Accrued interest payable	20,000		20,000
Derivative financial instruments	0		0
Significant Other Observable Inputs, (Level 2) [Member]	'		'
Assets [Abstract]	'		'
Cash and due from banks	0		0
Interest bearing deposits	0		0
Interest bearing deposits - time	16,907,000		18,000,000
Trading securities	0		0
Securities available for sale	522,935,000		462,481,000
Net loans and loans held for sale	14,700,000		20,390,000
Accrued interest receivable	1,740,000		1,426,000
Derivative financial instruments	397,000		494,000
Liabilities [Abstract]	'		'
Deposits with no stated maturity	0	[1]	0	[1]
Deposits with stated maturity	438,727,000	[1]	446,366,000	[1]
Other borrowings	12,943,000		19,726,000
Subordinated debentures	27,862,000		27,871,000
Accrued interest payable	410,000		425,000
Derivative financial instruments	0		0
Significant Unobservable Inputs, (Level 3) [Member]	'		'
Assets [Abstract]	'		'
Cash and due from banks	0		0
Interest bearing deposits	0		0
Interest bearing deposits - time	0		0
Trading securities	0		0
Securities available for sale	0		0
Net loans and loans held for sale	1,323,175,000		1,312,839,000
Accrued interest receivable	4,346,000		4,521,000
Derivative financial instruments	0		0
Liabilities [Abstract]	'		'
Deposits with no stated maturity	0	[1]	0	[1]
Deposits with stated maturity	0	[1]	0	[1]
Other borrowings	0		0
Subordinated debentures	0		0
Accrued interest payable	0		0
Derivative financial instruments	$0		$0
[1]	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $10.3 million and $11.2 million at March 31, 2014 and December 31, 2013, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $66.8 million and $72.3 million at March 31, 2014 and December 31, 2013, respectively.

Contingent_Liabilities_Details

Contingent Liabilities (Details) (USD $)	3 Months Ended		12 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013	Dec. 31, 2009
Loss Contingencies [Line Items]	'	'	'	'
Loss reimbursement on sold loans	$0.50	$0.70	'	$0.06
Payment with respect to repurchase obligation	'	'	1.5	'
Pending Litigation [Member]	'	'	'	'
Loss Contingencies [Line Items]	'	'	'	'
Maximum range of reasonably possible loss	0.5	'	'	'
Accounts Receivables Due to Mepco [Member]	'	'	'	'
Loss Contingencies [Line Items]	'	'	'	'
Installment payments period for service contract, minimum	'12 months	'	'	'
Installment payments period for service contract, maximum	'24 months	'	'	'
Aggregate amount of counterparty obligations	7.1	'	7.7	'
VSC counterparty contingency expense	$0.10	$0.10	'	'

Shareholders_Equity_Details

Shareholders' Equity (Details) (USD $)

3 Months Ended

1 Months Ended

2 Months Ended

1 Months Ended

1 Months Ended

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Nov. 15, 2011

Sep. 30, 2013

Aug. 31, 2013

Sep. 30, 2013

Aug. 30, 2013

Aug. 30, 2013

Jul. 26, 2013

Aug. 30, 2013

Jul. 31, 2013

Jul. 26, 2013

Jul. 26, 2013

Common Stock [Member]

Common Stock [Member]

Common Stock [Member]

UST [Member]

UST [Member]

UST [Member]

UST [Member]

UST [Member]

UST [Member]

UST [Member]

Amended and Restated Warrants [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Common Stock [Member]

Amended and Restated Warrants [Member]

Amended and Restated Warrants [Member]

Amended and Restated Warrants [Member]

Amended and Restated Warrants [Member]

Class of Stock [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amount agreed under securities purchase agreement

'

'

'

'

'

'

'

'

'

'

'

$81,000,000

'

'

Series B Preferred Stock issued (in shares)

0

'

0

'

'

'

'

'

'

'

'

'

74,426

'

Liquidation preference (in dollars per share)

'

'

'

'

'

'

'

'

'

$1,000

'

'

'

'

Warrants issued to purchase common stock (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

346,154

Warrants exercise price (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

$7.23

Book balance

'

'

'

'

'

'

'

1,500,000

87,200,000

'

'

'

'

'

Discount

'

'

'

'

'

'

'

100,000

7,600,000

'

7,700,000

'

'

'

Shares issued during period (in shares)

'

'

'

'

1,725,000

11,500,000

'

'

'

'

'

'

'

'

Shares issued value during period

11,000

1,962,000

'

'

13,400,000

89,100,000

'

'

'

'

'

'

'

'

Net proceeds from the issuance of common stock

$11,000

$954,000

'

'

'

'

$97,100,000

'

'

'

'

'

'

'

Shareholders with certain limited exceptions (in hundredths)

'

'

'

5.00%

'

'

'

'

'

'

'

'

'

'

Number of Series C Junior Participating Preferred Stock purchase by each right (in shares)

'1/1000

'

'

'

'

'

'

'

'

'

'

'

'

'

Discount to current market price of the common stock (in hundredths)

'

'

'

50.00%

'

'

'

'

'

'

'

'

'

'

Beneficial ownership level (in hundredths)

'

'

'

4.99%

'

'

'

'

'

'

'

'

'

'

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Loss (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Accumulated Other Comprehensive Income Loss [Line Items]	'		'
Accumulated other comprehensive income (loss) at beginning period	($9,245)	[1]	($8,058)
Other comprehensive income (loss) before reclassifications	1,539	[1]	1,004
Amounts reclassified from AOCL	62	[1]	101
Other comprehensive income	1,601	[1]	1,105
Accumulated other comprehensive income at end of period	-7,644	[1]	-6,953
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'
Interest expense	-1,805		-2,394
Total reclassifications before tax	4,605		5,842
Tax expense (benefit)	1,467		35
Net Income (loss)	3,138		5,807
Reclassification Out Of Accumulated Other Comprehensive Income [Member]	'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'
Net Income (loss)	62		-101
Unrealized Losses on Available For Sale Securities [Member]	'		'
Accumulated Other Comprehensive Income Loss [Line Items]	'		'
Accumulated other comprehensive income (loss) at beginning period	-3,200	[1]	-516
Other comprehensive income (loss) before reclassifications	1,539	[1]	1,007
Amounts reclassified from AOCL	0	[1]	7
Other comprehensive income	1,539	[1]	1,014
Accumulated other comprehensive income at end of period	-1,661	[1]	498
Unrealized Losses on Available For Sale Securities [Member] | Reclassification Out Of Accumulated Other Comprehensive Income [Member]	'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'
Net gains on securities	0		-7
Net impairment loss recognized in earnings	0		0
Total reclassifications before tax	0		-7
Tax expense (benefit)	0		0
Net Income (loss)	0		-7
Disproportionate Tax Effects from Securities Available for Sale [Member]	'		'
Accumulated Other Comprehensive Income Loss [Line Items]	'		'
Accumulated other comprehensive income (loss) at beginning period	-5,798	[1]	-5,617
Other comprehensive income (loss) before reclassifications	0	[1]	0
Amounts reclassified from AOCL	0	[1]	0
Other comprehensive income	0	[1]	0
Accumulated other comprehensive income at end of period	-5,798	[1]	-5,617
Unrealized Losses on Cash Flow Hedges [Member]	'		'
Accumulated Other Comprehensive Income Loss [Line Items]	'		'
Accumulated other comprehensive income (loss) at beginning period	0	[1]	-739
Other comprehensive income (loss) before reclassifications	0	[1]	-3
Amounts reclassified from AOCL	0	[1]	94
Other comprehensive income	0	[1]	91
Accumulated other comprehensive income at end of period	0	[1]	-648
Unrealized Losses on Cash Flow Hedges [Member] | Reclassification Out Of Accumulated Other Comprehensive Income [Member]	'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'
Interest expense	'		-94
Tax expense (benefit)	'		0
Net Income (loss)	'		-94
Unrealized Losses on Settled Derivatives [Member]	'		'
Accumulated Other Comprehensive Income Loss [Line Items]	'		'
Accumulated other comprehensive income (loss) at beginning period	-247	[1]	0
Other comprehensive income (loss) before reclassifications	0	[1]	0
Amounts reclassified from AOCL	62	[1]	0
Other comprehensive income	62	[1]	0
Accumulated other comprehensive income at end of period	-185	[1]	0
Unrealized Losses on Settled Derivatives [Member] | Reclassification Out Of Accumulated Other Comprehensive Income [Member]	'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'
Interest expense	95		'
Tax expense (benefit)	33		'
Net Income (loss)	62		'
Disproportionate Tax Effects from Cash Flow Hedges [Member]	'		'
Accumulated Other Comprehensive Income Loss [Line Items]	'		'
Accumulated other comprehensive income (loss) at beginning period	0	[1]	-1,186
Other comprehensive income (loss) before reclassifications	0	[1]	0
Amounts reclassified from AOCL	0	[1]	0
Other comprehensive income	0	[1]	0
Accumulated other comprehensive income at end of period	$0	[1]	($1,186)
[1]	2014 amounts are presented net of tax as we removed substantially all of the valuation allowance on our deferred tax assets during the second quarter of 2013 (see Note #10).