Independent Bank (IBCP) 10-Q 3 Nov 16 2016 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2016	Nov. 02, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	INDEPENDENT BANK CORP /MI/
Entity Central Index Key	39,311
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		21,245,536
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q3
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2016

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 38,610	$ 54,260
Interest bearing deposits	75,706	31,523
Cash and Cash Equivalents	114,316	85,783
Interest bearing deposits - time	7,233	11,866
Trading securities	152	148
Securities available for sale	603,112	585,484
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	15,507	15,471
Loans held for sale, carried at fair value	38,008	27,866
Loans
Commercial	784,976	748,398
Mortgage	522,833	498,036
Installment	268,357	234,017
Payment plan receivables	31,188	34,599
Total Loans	1,607,354	1,515,050
Allowance for loan losses	(22,043)	(22,570)
Net Loans	1,585,311	1,492,480
Other real estate and repossessed assets	4,989	7,150
Property and equipment, net	40,375	43,103
Bank-owned life insurance	53,779	54,402
Deferred tax assets, net	32,156	39,635
Capitalized mortgage loan servicing rights	11,048	12,436
Vehicle service contract counterparty receivables, net	2,608	7,229
Other intangibles	2,019	2,280
Accrued income and other assets	27,706	23,733
Total Assets	2,538,319	2,409,066
Deposits
Non-interest bearing	725,166	659,793
Savings and interest-bearing checking	1,009,354	988,174
Reciprocal	46,636	50,207
Time	425,804	387,789
Total Deposits	2,206,960	2,085,963
Other borrowings	11,527	11,954
Subordinated debentures	35,569	35,569
Vehicle service contract counterparty payables	538	797
Accrued expenses and other liabilities	32,823	23,691
Total Liabilities	2,287,417	2,157,974
Shareholders' Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,227,974 shares at September 30, 2016 and 22,251,373 shares at December 31, 2015	323,303	339,462
Accumulated deficit	(69,386)	(82,334)
Accumulated other comprehensive loss	(3,015)	(6,036)
Total Shareholders' Equity	250,902	251,092
Total Liabilities and Shareholders' Equity	$ 2,538,319	$ 2,409,066

Condensed Consolidated Stateme3

Condensed Consolidated Statements of Financial Condition (unaudited) (Parenthetical) - $ / shares	Sep. 30, 2016	Dec. 31, 2015
Shareholders' Equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	21,227,974	22,251,373
Common stock, shares outstanding (in shares)	21,227,974	22,251,373

Condensed Consolidated Stateme4

Condensed Consolidated Statements of Operations (unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Interest Income
Interest and fees on loans		$ 18,597	$ 17,869	$ 55,361	$ 52,859
Interest on securities
Taxable		2,537	1,901	7,261	5,528
Tax-exempt		330	228	860	667
Other investments		281	295	884	922
Total Interest Income		21,745	20,293	64,366	59,976
Interest Expense
Deposits		1,254	987	3,520	2,961
Other borrowings		493	465	1,455	1,382
Total Interest Expense		1,747	1,452	4,975	4,343
Net Interest Income		19,998	18,841	59,391	55,633
Provision for loan losses		(175)	(244)	(1,439)	(1,037)
Net Interest Income After Provision for Loan Losses		20,173	19,085	60,830	56,670
Non-Interest Income
Service charges on deposit accounts		3,281	3,294	9,164	9,261
Interchange income		1,943	2,169	5,797	6,551
Net gains (losses) on assets
Mortgage loans		3,556	1,812	7,727	5,735
Securities		(45)	45	302	97
Mortgage loan servicing, net		858	(556)	(454)	476
Title insurance fees		319	281	860	874
Net gain on branch sale		0	1,193	0	1,193
Other		1,796	1,881	5,701	5,881
Total Non-Interest Income		11,708	10,119	29,097	30,068
Non-Interest Expense
Compensation and employee benefits		13,031	12,029	36,912	35,605
Data processing		1,971	2,001	6,008	5,958
Occupancy, net		1,919	1,940	5,982	6,399
Furniture, fixtures and equipment		990	998	2,939	2,915
Communications		670	754	2,280	2,184
Loan and collection		568	816	1,964	2,938
Advertising		455	406	1,410	1,338
Legal and professional		420	519	1,178	1,352
FDIC deposit insurance		187	350	852	1,044
Interchange expense		276	279	809	859
Credit card and bank service fees		203	197	588	602
Net (gains) losses on other real estate and repossessed assets		263	5	98	(173)
Provision for loss reimbursement on sold loans		45	(35)	30	(59)
Costs related to unfunded lending commitments		73	26	6	46
Vehicle service contract counterparty contingencies		(39)	30	(10)	89
Other		1,497	1,564	4,423	4,512
Total Non-Interest Expense		22,529	21,879	65,469	65,609
Income Before Income Tax		9,352	7,325	24,458	21,129
Income tax expense		2,979	2,278	7,547	6,682
Net Income		$ 6,373	$ 5,047	$ 16,911	$ 14,447
Net Income Per Common Share
Basic (in dollars per share)	[1]	$ 0.30	$ 0.22	$ 0.79	$ 0.63
Diluted (in dollars per share)		0.30	0.22	0.78	0.62
Dividends Per Common Share
Declared (in dollars per share)		0.08	0.06	0.24	0.18
Paid (in dollars per share)		$ 0.08	$ 0.06	$ 0.24	$ 0.18
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]
Net income	$ 6,373	$ 5,047	$ 16,911	$ 14,447
Securities available for sale
Unrealized gains arising during period	451	1,366	4,899	1,830
Change in unrealized gains for which a portion of other than temporary impairment has been recognized in earnings	(24)	10	47	0
Reclassification adjustments for gains included in earnings	(15)	0	(298)	(75)
Unrealized gains recognized in other comprehensive income on securities available for sale	412	1,376	4,648	1,755
Income tax expense	144	482	1,627	615
Unrealized gains recognized in other comprehensive income on available for sale securities, net of tax	268	894	3,021	1,140
Other comprehensive income	268	894	3,021	1,140
Comprehensive income	$ 6,641	$ 5,941	$ 19,932	$ 15,587

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Condensed Consolidated Statements of Cash Flows (unaudited) [Abstract]
Net income	$ 16,911	$ 14,447
Adjustments to Reconcile Net Income to Net Cash From Operating Activities
Proceeds from sales of loans held for sale	222,610	227,381
Disbursements for loans held for sale	(225,025)	(223,446)
Provision for loan losses	(1,439)	(1,037)
Deferred federal income tax expense	8,726	7,210
Deferred loan fees	(1,634)	(1,189)
Depreciation, amortization of intangible assets and premiums and accretion of discounts on securities, loans and interest bearning deposits - time	3,831	3,345
Net gains on mortgage loans	(7,727)	(5,735)
Net gains on securities	(302)	(97)
Net (gains) losses on other real estate and repossessed assets	98	(173)
Vehicle service contract counterparty contingencies	(10)	89
Share based compensation	1,200	1,153
Gain on branch sale	0	(1,193)
Net gain on sale of fixed assets	(2)	(152)
Increase in accrued income and other assets	(5,540)	(359)
Increase (decrease) in accrued expenses and other liabilities	1,409	(684)
Total Adjustments	(3,805)	5,113
Net Cash From Operating Activities	13,106	19,560
Cash Flow Used in Investing Activities
Proceeds from the sale of securities available for sale	56,451	11,786
Proceeds from the maturity of securities available for sale	32,590	25,458
Principal payments received on securities available for sale	117,513	94,333
Purchases of securities available for sale	(213,839)	(195,623)
Purchases of interest bearing deposits - time	0	(4,100)
Proceeds from the maturity of interest bearing deposits - time	4,613	4,576
Purchase of Federal Reserve Bank stock	(407)	(272)
Redemption of Federal Reserve Bank stock	371	391
Redemption of Federal Home Loan Bank stock	0	4,514
Net increase in portfolio loans (loans originated, net of principal payments)	(73,673)	(56,407)
Purchase of portfolio loans	(15,000)	0
Net cash paid in branch sale	0	(7,229)
Proceeds from the collection of vehicle service contract counterparty receivables	4,671	255
Proceeds from the sale of other real estate and repossessed assets	3,854	5,619
Proceeds from life insurance	2,235	0
Proceeds from the sale of property and equipment	23	490
Capital expenditures	(1,717)	(2,925)
Net Cash Used in Investing Activities	(82,315)	(119,134)
Cash Flow From Financing Activities
Net increase in total deposits	120,997	145,313
Net increase (decrease) in other borrowings	5	(1)
Payments of Federal Home Loan Bank Advances	(432)	(399)
Net decrease in vehicle service contract counterparty payables	(259)	(27)
Dividends paid	(5,149)	(4,118)
Proceeds from issuance of common stock	61	103
Repurchase of common stock	(16,854)	(9,025)
Share based compensation withholding obligation	(627)	(1,091)
Net Cash From Financing Activities	97,742	130,755
Net Increase in Cash and Cash Equivalents	28,533	31,181
Cash and Cash Equivalents at Beginning of Period	85,783	74,016
Cash and Cash Equivalents at End of Period	114,316	105,197
Cash paid during the period for
Interest	4,811	4,302
Income taxes	437	229
Transfers to other real estate and repossessed assets	1,791	2,843
Transfer of payment plan receivables to vehicle service contract counterparty receivables	40	431
Purchase of securities available for sale not yet settled	$ 7,440	$ 7,717

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Shareholders' Equity (unaudited) $ in Thousands	USD ($)
Balance at beginning of period at Dec. 31, 2014	$ 250,371
Balance at beginning of period, as adjusted at Dec. 31, 2014	250,371
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	14,447
Cash dividends declared	(4,118)
Issuance of common stock	103
Share based compensation	1,153
Share based compensation withholding obligation	(1,091)
Repurchase of common stock	(9,025)
Net change in accumulated other comprehensive loss, net of related tax effect	1,140
Balance at end of period at Sep. 30, 2015	252,980
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	5,047
Net change in accumulated other comprehensive loss, net of related tax effect	894
Balance at end of period at Sep. 30, 2015	252,980
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of change in accounting principle	0
Balance at beginning of period at Dec. 31, 2015	251,092
Balance at beginning of period, as adjusted at Dec. 31, 2015	252,339
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	16,911
Cash dividends declared	(5,149)
Issuance of common stock	61
Share based compensation	1,200
Share based compensation withholding obligation	(627)
Repurchase of common stock	(16,854)
Net change in accumulated other comprehensive loss, net of related tax effect	3,021
Balance at end of period at Sep. 30, 2016	250,902
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	6,373
Net change in accumulated other comprehensive loss, net of related tax effect	268
Balance at end of period at Sep. 30, 2016	250,902
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of change in accounting principle	$ 1,247

Preparation of Financial Statem

Preparation of Financial Statements	9 Months Ended
	Sep. 30, 2016
Preparation of Financial Statements [Abstract]
Preparation of Financial Statements	1. Preparation of Financial Statements The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading. The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2015 included in our Annual Report on Form 10-K. In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of September 30, 2016 and December 31, 2015, and the results of operations for the three and nine-month periods ended September 30, 2016 and 2015. The results of operations for the three and nine-month periods ended September 30, 2016, are not necessarily indicative of the results to be expected for the full year. Certain reclassifications have been made in the prior period financial statements to conform to the current period presentation. Our critical accounting policies include the determination of the allowance for loan losses, the determination of vehicle service contract counterparty contingencies, the valuation of originated mortgage loan servicing rights and the valuation of deferred tax assets. Refer to our 2015 Annual Report on Form 10-K for a disclosure of our accounting policies.

New Accounting Standards

New Accounting Standards	9 Months Ended
	Sep. 30, 2016
New Accounting Standards [Abstract]
New Accounting Standards	2. New Accounting Standards In June 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-12, “Compensation – Stock Compensation (Topic 718) – Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period”. This ASU amends existing guidance related to the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. These amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The requisite service period ends when the employee can cease rendering service and still be eligible to vest in the award if the performance target is achieved. This amended guidance became effective for us on January 1, 2016, and did not have a material impact on our consolidated operating results or financial condition. In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606) ”. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities”. This ASU amends existing guidance related to the accounting for certain financial assets and liabilities. These amendments, among other things, requires equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income, requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset and eliminates the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. This amended guidance is effective for us on January 1, 2018, and is not expected to have a material impact on our consolidated operating results or financial condition. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, requires lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance is effective for us on January 1, 2019, and is not expected to have a material impact on our consolidated operating results or financial condition. In March 2016, the FASB issued ASU 2016-09, “Compensation – Stock Compensation (718) Improvements to Employee Share-Based Payment Accounting”. This ASU amends existing guidance in an effort to simplify certain aspects of accounting for share-based payments. The areas for simplification in this ASU include income tax consequences, classification of awards as either equity or liabilities and classification on the statement of cash flows. This amended guidance is effective for us on January 1, 2017, with early adoption permitted. We adopted this amended guidance during the second quarter of 2016 using a modified retrospective approach. The impact of this adoption was to adjust our January 1, 2016 Condensed Consolidated Statement of Financial Position to reflect cumulative effect adjustments as follows: January 1, 2016 Originally Presented Cumulative Retrospective Adjustments January 1, 2016 Adjusted (Dollars in thousands) Deferred tax assets $ 39,635 $ 1,247 $ 40,882 Total assets $ 2,409,066 $ 1,247 $ 2,410,313 Common stock $ 339,462 $ 62 $ 339,524 Accumulated deficit $ (82,334 ) $ 1,185 $ (81,149 ) Total Shareholders’ Equity $ 251,092 $ 1,247 $ 252,339 Total Liabilities and Shareholders’ Equity $ 2,409,066 $ 1,247 $ 2,410,313 The adjustments above reflect the recording of $1.23 million of unrealized excess benefits on share based compensation and $0.06 million (impact to equity of $0.02 million after consideration of deferred taxes) for the impact of making an accounting policy election to account for forfeitures as they occur. After January 1, 2016, excess tax benefits or deficiencies resulting from share-based payments will be recognized as tax benefit or expense when they occur. Tax benefits of zero and $0.3 million were recorded during the three and nine month periods ended September 30, 2016, respectively as a result of share awards vesting during the periods. In addition, we have elected to apply the amendments related to the presentation of excess tax benefits in the statement of cash flows on a prospective basis. In June 2016, the FASB issued ASU 2016-13, “ Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace today’s “incurred loss” approach with an “expected loss” model for instruments measured at amortized cost. For available-for-sale debt securities, allowances will be recorded rather than reducing the carrying amount as is done under the current other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans.

Securities

Securities	9 Months Ended
	Sep. 30, 2016
Securities [Abstract]
Securities	3. Securities Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) September 30, 2016 U.S. agency $ 29,482 $ 508 $ 41 $ 29,949 U.S. agency residential mortgage-backed 168,233 1,857 132 169,958 U.S. agency commercial mortgage-backed 13,694 214 16 13,892 Private label mortgage-backed 33,482 374 278 33,578 Other asset backed 142,058 435 305 142,188 Obligations of states and political subdivisions 156,539 2,115 665 157,989 Corporate 50,787 792 124 51,455 Trust preferred 2,921 - 471 2,450 Foreign government 1,635 18 0 1,653 Total $ 598,831 $ 6,313 $ 2,032 $ 603,112 December 31, 2015 U.S. agency $ 47,283 $ 309 $ 80 $ 47,512 U.S. agency residential mortgage-backed 195,055 1,584 583 196,056 U.S. agency commercial mortgage-backed 34,017 94 83 34,028 Private label mortgage-backed 5,061 161 319 4,903 Other asset backed 117,431 54 581 116,904 Obligations of states and political subdivisions 145,193 941 1,150 144,984 Corporate 38,895 9 290 38,614 Trust preferred 2,916 - 433 2,483 Total $ 585,851 $ 3,152 $ 3,519 $ 585,484 Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) September 30, 2016 U.S. agency $ 1,604 $ 3 $ 8,147 $ 38 $ 9,751 $ 41 U.S. agency residential mortgage-backed 22,982 48 19,099 84 42,081 132 U.S. agency commercial mortgage-backed 3,455 14 257 2 3,712 16 Private label mortgage- backed 12,202 18 1,429 260 13,631 278 Other asset backed 22,147 96 16,998 209 39,145 305 Obligations of states and political subdivisions 17,853 91 15,203 574 33,056 665 Corporate 3,776 14 2,892 110 6,668 124 Trust preferred - - 2,450 471 2,450 471 Total $ 84,019 $ 284 $ 66,475 $ 1,748 $ 150,494 $ 2,032 December 31, 2015 U.S. agency $ 12,164 $ 47 $ 6,746 $ 33 $ 18,910 $ 80 U.S. agency residential mortgage-backed 57,538 316 23,340 267 80,878 583 U.S. agency commercial mortgage-backed 16,747 60 2,247 23 18,994 83 Private label mortgage- backed - - 3,393 319 3,393 319 Other asset backed 102,660 434 5,189 147 107,849 581 Obligations of states and political subdivisions 52,493 597 12,240 553 64,733 1,150 Corporate 30,550 290 - - 30,550 290 Trust preferred - - 2,483 433 2,483 433 Total $ 272,152 $ 1,744 $ 55,638 $ 1,775 $ 327,790 $ 3,519 Our portfolio of securities available for sale is reviewed quarterly for impairment in value. In performing this review management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) an assessment of whether we intend to sell, or it is more likely than not that we will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. For securities that do not meet the aforementioned recovery criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income. U.S. agency, U.S. agency residential mortgage-backed securities and U.S. agency commercial mortgage backed securities — at September 30, 2016, we had 21 U.S. agency, 59 U.S. agency residential mortgage-backed and seven U.S. agency commercial mortgage-backed securities whose fair market value is less than amortized cost. The unrealized losses are largely attributed to increases in interest rates since acquisition and widening spreads to Treasury bonds. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Private label mortgage backed securities — at September 30, 2016, we had 24 of this type of security whose fair value is less than amortized cost. The unrealized losses are primarily attributed to four securities purchased prior to 2016. Two of these four securities have an impairment in excess of 10% and three of these holdings have been impaired for more than 12 months. The unrealized losses are largely attributable to credit spread widening on these four securities since their acquisition. These four securities are receiving principal and interest payments. Most of these transactions are pass-through structures, receiving pro rata principal and interest payments from a dedicated collateral pool. The nonreceipt of interest cash flows is not expected and thus not presently considered in our discounted cash flow methodology discussed below. These four private label mortgage-backed securities are reviewed for other than temporary impairment (“OTTI”) utilizing a cash flow projection. The cash flow analysis forecasts cash flow from the underlying loans in each transaction and then applies these cash flows to the bonds in the securitization. Our cash flow analysis forecasts complete recovery of our cost basis for all four of these securities whose fair value is less than amortized cost. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no other declines discussed above are deemed to be other than temporary. Other asset backed — at September 30, 2016, we had 70 other asset backed securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Obligations of states and political subdivisions — at September 30, 2016, we had 100 municipal securities whose fair value is less than amortized cost. The unrealized losses are primarily due to increases in interest rates since acquisition. One of these securities has an impairment in excess of 10%. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Corporate — at September 30, 2016, we had seven corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Trust preferred securities — at September 30, 2016, we had three trust preferred securities whose fair value is less than amortized cost. All of our trust preferred securities are single issue securities issued by a trust subsidiary of a bank holding company. The pricing of trust preferred securities has suffered from credit spread widening. One of the three securities is rated by two major rating agencies as investment grade, while one (a Bank of America issuance) is rated below investment grade by two major rating agencies and the other one is non-rated. The non-rated issue is a relatively small bank and was never rated. The issuer of this non-rated trust preferred security, which had a total amortized cost of $1.0 million and total fair value of $0.7 million as of September 30, 2016, continues to have satisfactory credit metrics and make interest payments. The following table breaks out our trust preferred securities in further detail as of September 30, 2016 and December 31, 2015: September 30, 2016 December 31, 2015 Fair Value Net Unrealized Loss Fair Value Net Unrealized Loss (In thousands) Trust preferred securities Rated issues $ 1,735 $ (186 ) $ 1,690 $ (226 ) Unrated issues 715 (285 ) 793 (207 ) As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. We recorded no credit related OTTI charges in our Condensed Consolidated Statements of Operations related to securities available for sale during the three or nine month periods ended September 30, 2016 and 2015, respectively. At September 30, 2016, three private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Senior Support Security Total (In thousands) As of September 30, 2016 Fair value $ 1,346 $ 1,135 $ 75 $ 2,556 Amortized cost 1,303 1,064 - 2,367 Non-credit unrealized loss - - - - Unrealized gain 43 71 75 189 Cumulative credit related OTTI 757 457 380 1,594 Credit related OTTI recognized in our Condensed Consolidated Statements of Operations For the three months ended September 30, 2016 $ - $ - $ - $ - 2015 - - - - For the nine months ended September 30, 2016 - - - - 2015 - - - - Each of these securities is receiving principal and interest payments similar to principal reductions in the underlying collateral. All three of these securities have unrealized gains at September 30, 2016. The original amortized cost for each of these securities has been permanently adjusted downward for previously recorded credit related OTTI. The unrealized loss (based on original amortized cost) for these securities is now less than previously recorded credit related OTTI amounts. A roll forward of credit losses recognized in earnings on securities available for sale for the three and nine month periods ending September 30, follows: Three months ended September 30, Nine months ended September 30, 2016 2015 2016 2015 (In thousands) (In thousands) Balance at beginning of period $ 1,844 $ 1,844 $ 1,844 $ 1,844 Additions to credit losses on securities for which no previous OTTI was recognized - - - - Increases to credit losses on securities for which OTTI was previously recognized - - - - Balance at end of period $ 1,844 $ 1,844 $ 1,844 $ 1,844 The amortized cost and fair value of securities available for sale at September 30, 2016, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 23,706 $ 23,753 Maturing after one year but within five years 86,673 87,599 Maturing after five years but within ten years 63,799 64,784 Maturing after ten years 67,186 67,360 241,364 243,496 U.S. agency residential mortgage-backed 168,233 169,958 U.S. agency commercial mortgage-backed 13,694 13,892 Private label residential mortgage-backed 33,482 33,578 Other asset backed 142,058 142,188 Total $ 598,831 $ 603,112 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities available for sale and gains and losses for the nine month periods ending September 30, follows: Proceeds Realized Gains Losses (In thousands) 2016 $ 56,451 $ 350 $ 52 2015 11,786 75 - During 2016 and 2015, our trading securities consisted of various preferred stocks. During the first nine months of 2016 and 2015, we recognized gains on trading securities of $0.004 million and $0.022 million, respectively, that are included in net gains on securities in the . Both of these amounts relate to gains recognized on trading securities still held at each respective period end.

Loans

Loans	9 Months Ended
	Sep. 30, 2016
Loans [Abstract]
Loans	4. Loans Our assessment of the allowance for loan losses is based on an evaluation of the loan portfolio, recent loss experience, current economic conditions and other pertinent factors. An analysis of the allowance for loan losses by portfolio segment for the three months ended September 30, follows: Commercial Mortgage Installment Payment Plan Receivables Subjective Allocation Total (In thousands) 2016 Balance at beginning of period $ 6,039 $ 9,956 $ 1,139 $ 52 $ 5,526 $ 22,712 Additions (deductions) Provision for loan losses (153 ) (247 ) 208 - 17 (175 ) Recoveries credited to allowance 474 195 236 - - 905 Loans charged against the allowance (365 ) (561 ) (473 ) - - (1,399 ) Balance at end of period $ 5,995 $ 9,343 $ 1,110 $ 52 $ 5,543 $ 22,043 2015 Balance at beginning of period $ 6,707 $ 11,465 $ 1,461 $ 65 $ 4,888 $ 24,586 Additions (deductions) Provision for loan losses (26 ) (47 ) (49 ) (5 ) (117 ) (244 ) Recoveries credited to allowance 637 286 250 - - 1,173 Loans charged against the allowance (190 ) (379 ) (342 ) - - (911 ) Balance at end of period $ 7,128 $ 11,325 $ 1,320 $ 60 $ 4,771 $ 24,604 An analysis of the allowance for loan losses by portfolio segment for the nine months ended September 30, follows: Commercial Mortgage Installment Payment Plan Receivables Subjective Allocation Total (In thousands) 2016 Balance at beginning of period $ 5,670 $ 10,391 $ 1,181 $ 56 $ 5,272 $ 22,570 Additions (deductions) Provision for loan losses (1,220 ) (885 ) 399 (4 ) 271 (1,439 ) Recoveries credited to allowance 1,944 871 808 - - 3,623 Loans charged against the allowance (399 ) (1,034 ) (1,278 ) - - (2,711 ) Balance at end of period $ 5,995 $ 9,343 $ 1,110 $ 52 $ 5,543 $ 22,043 2015 Balance at beginning of period $ 5,445 $ 13,444 $ 1,814 $ 64 $ 5,223 $ 25,990 Additions (deductions) Provision for loan losses 479 (881 ) (179 ) (4 ) (452 ) (1,037 ) Recoveries credited to allowance 1,722 843 853 - - 3,418 Loans charged against the allowance (518 ) (2,081 ) (1,168 ) - - (3,767 ) Balance at end of period $ 7,128 $ 11,325 $ 1,320 $ 60 $ 4,771 $ 24,604 Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Payment Plan Receivables Subjective Allocation Total (In thousands) September 30, 2016 Allowance for loan losses Individually evaluated for impairment $ 3,325 $ 6,717 $ 333 $ - $ - $ 10,375 Collectively evaluated for impairment 2,670 2,626 777 52 5,543 11,668 Total ending allowance balance $ 5,995 $ 9,343 $ 1,110 $ 52 $ 5,543 $ 22,043 Loans Individually evaluated for impairment $ 16,087 $ 60,891 $ 5,101 $ - $ 82,079 Collectively evaluated for impairment 770,642 464,234 263,973 31,188 1,530,037 Total loans recorded investment 786,729 525,125 269,074 31,188 1,612,116 Accrued interest included in recorded investment 1,753 2,292 717 - 4,762 Total loans $ 784,976 $ 522,833 $ 268,357 $ 31,188 $ 1,607,354 December 31, 2015 Allowance for loan losses Individually evaluated for impairment $ 2,708 $ 7,818 $ 457 $ - $ - $ 10,983 Collectively evaluated for impairment 2,962 2,573 724 56 5,272 11,587 Total ending allowance balance $ 5,670 $ 10,391 $ 1,181 $ 56 $ 5,272 $ 22,570 Loans Individually evaluated for impairment $ 16,868 $ 66,375 $ 5,888 $ - $ 89,131 Collectively evaluated for impairment 733,399 433,931 228,827 34,599 1,430,756 Total loans recorded investment 750,267 500,306 234,715 34,599 1,519,887 Accrued interest included in recorded investment 1,869 2,270 698 - 4,837 Total loans $ 748,398 $ 498,036 $ 234,017 $ 34,599 $ 1,515,050 Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Still Accruing Non- Accrual Total Non- Performing Loans (In thousands) September 30, 2016 Commercial Income producing - real estate $ - $ 658 $ 658 Land, land development and construction - real estate - 211 211 Commercial and industrial - 2,517 2,517 Mortgage 1-4 family - 4,429 4,429 Resort lending - 1,624 1,624 Home equity - 1st lien - 273 273 Home equity - 2nd lien - 353 353 Purchased loans - - - Installment Home equity - 1st lien - 96 96 Home equity - 2nd lien - 249 249 Loans not secured by real estate - 384 384 Other - 3 3 Payment plan receivables Full refund - - - Partial refund - 4 4 Other - - - Total recorded investment $ - $ 10,801 $ 10,801 Accrued interest included in recorded investment $ - $ - $ - December 31, 2015 Commercial Income producing - real estate $ - $ 1,027 $ 1,027 Land, land development and construction - real estate 49 401 450 Commercial and industrial 69 2,028 2,097 Mortgage 1-4 family - 4,744 4,744 Resort lending - 1,094 1,094 Home equity - 1st lien - 187 187 Home equity - 2nd lien - 147 147 Purchased loans - 2 2 Installment Home equity - 1st lien - 106 106 Home equity - 2nd lien - 443 443 Loans not secured by real estate - 421 421 Other - 2 2 Payment plan receivables Full refund - 2 2 Partial refund - 2 2 Other - 1 1 Total recorded investment $ 118 $ 10,607 $ 10,725 Accrued interest included in recorded investment $ 2 $ - $ 2 An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) September 30, 2016 Commercial Income producing - real estate $ - $ - $ 541 $ 541 $ 273,461 $ 274,002 Land, land development and construction - real estate - - 133 133 53,836 53,969 Commercial and industrial 105 116 457 678 458,080 458,758 Mortgage 1-4 family 2,180 1,461 4,429 8,070 285,892 293,962 Resort lending 1,975 - 1,624 3,599 103,597 107,196 Home equity - 1st lien 107 - 273 380 27,542 27,922 Home equity - 2nd lien 226 73 353 652 52,882 53,534 Purchased loans 7 1 - 8 42,503 42,511 Installment Home equity - 1st lien 474 179 96 749 13,079 13,828 Home equity - 2nd lien 133 72 249 454 15,064 15,518 Loans not secured by real estate 291 114 384 789 236,376 237,165 Other 10 4 3 17 2,546 2,563 Payment plan receivables Full refund 258 70 - 328 10,035 10,363 Partial refund 506 313 4 823 14,041 14,864 Other 159 40 - 199 5,762 5,961 Total recorded investment $ 6,431 $ 2,443 $ 8,546 $ 17,420 $ 1,594,696 $ 1,612,116 Accrued interest included in recorded investment $ 67 $ 28 $ - $ 95 $ 4,667 $ 4,762 December 31, 2015 Commercial Income producing - real estate $ 203 $ 209 $ 647 $ 1,059 $ 305,155 $ 306,214 Land, land development and construction - real estate - - 252 252 44,231 44,483 Commercial and industrial 785 16 151 952 398,618 399,570 Mortgage 1-4 family 1,943 640 4,744 7,327 269,880 277,207 Resort lending 307 - 1,094 1,401 114,619 116,020 Home equity - 1st lien 50 - 187 237 22,327 22,564 Home equity - 2nd lien 439 54 147 640 50,618 51,258 Purchased loans 9 1 2 12 33,245 33,257 Installment Home equity - 1st lien 315 107 106 528 16,707 17,235 Home equity - 2nd lien 231 149 443 823 19,727 20,550 Loans not secured by real estate 567 83 421 1,071 193,680 194,751 Other 15 3 2 20 2,159 2,179 Payment plan receivables Full refund 492 62 2 556 21,294 21,850 Partial refund 415 228 2 645 5,834 6,479 Other 110 3 1 114 6,156 6,270 Total recorded investment $ 5,881 $ 1,555 $ 8,201 $ 15,637 $ 1,504,250 $ 1,519,887 Accrued interest included in recorded investment $ 53 $ 17 $ 2 $ 72 $ 4,765 $ 4,837 Impaired loans are as follows: September 30, 2016 December 31, 2015 Impaired loans with no allocated allowance (In thousands) TDR $ 541 $ 2,518 Non - TDR 133 203 Impaired loans with an allocated allowance TDR - allowance based on collateral 3,472 4,810 TDR - allowance based on present value cash flow 76,701 81,002 Non - TDR - allowance based on collateral 902 260 Non - TDR - allowance based on present value cash flow - - Total impaired loans $ 81,749 $ 88,793 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 1,710 $ 2,436 TDR - allowance based on present value cash flow 8,361 8,471 Non - TDR - allowance based on collateral 304 76 Non - TDR - allowance based on present value cash flow - - Total amount of allowance for loan losses allocated $ 10,375 $ 10,983 Impaired loans by class are as follows (1): September 30, 2016 December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 541 $ 787 $ - $ 641 $ 851 $ - Land, land development & construction-real estate 133 709 - 818 1,393 - Commercial and industrial - - - 1,245 1,241 - Mortgage 1-4 family 1 305 - 23 183 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien - 67 - - 76 - Home equity - 2nd lien - - - - - - Loans not secured by real estate - - - - - - Other - - - - - - 675 1,868 - 2,727 3,744 - With an allowance recorded: Commercial Income producing - real estate 7,813 7,951 561 8,377 9,232 516 Land, land development & construction-real estate 389 391 67 1,690 1,778 296 Commercial and industrial 7,211 7,566 2,697 4,097 4,439 1,896 Mortgage 1-4 family 43,038 44,922 4,173 47,792 49,808 5,132 Resort lending 17,295 17,327 2,488 18,148 18,319 2,662 Home equity - 1st lien 239 244 32 168 172 9 Home equity - 2nd lien 318 400 24 244 325 15 Installment Home equity - 1st lien 2,108 2,223 105 2,364 2,492 143 Home equity - 2nd lien 2,461 2,480 191 2,929 2,951 271 Loans not secured by real estate 530 566 37 587 658 42 Other 2 2 - 8 8 1 81,404 84,072 10,375 86,404 90,182 10,983 Total Commercial Income producing - real estate 8,354 8,738 561 9,018 10,083 516 Land, land development & construction-real estate 522 1,100 67 2,508 3,171 296 Commercial and industrial 7,211 7,566 2,697 5,342 5,680 1,896 Mortgage 1-4 family 43,039 45,227 4,173 47,815 49,991 5,132 Resort lending 17,295 17,327 2,488 18,148 18,319 2,662 Home equity - 1st lien 239 244 32 168 172 9 Home equity - 2nd lien 318 400 24 244 325 15 Installment Home equity - 1st lien 2,108 2,290 105 2,364 2,568 143 Home equity - 2nd lien 2,461 2,480 191 2,929 2,951 271 Loans not secured by real estate 530 566 37 587 658 42 Other 2 2 - 8 8 1 Total $ 82,079 $ 85,940 $ 10,375 $ 89,131 $ 93,926 $ 10,983 Accrued interest included in recorded investment $ 330 $ 338 (1) There were no impaired payment plan receivables or purchased mortgage loans at September 30, 2016 or December 31, 2015 Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending September 30, follows (1): 2016 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 551 $ - $ 5,133 $ 45 Land, land development & construction-real estate 133 - 932 14 Commercial and industrial - - 1,922 68 Mortgage 1-4 family 12 3 24 3 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien - 3 - - Home equity - 2nd lien - - - - Loans not secured by real estate - - - - Other - - - - 696 6 8,011 130 With an allowance recorded: Commercial Income producing - real estate 8,000 111 14,655 154 Land, land development & construction-real estate 1,117 3 1,993 2 Commercial and industrial 7,145 69 6,431 37 Mortgage 1-4 family 44,256 470 49,706 554 Resort lending 17,372 161 18,414 163 Home equity - 1st lien 241 2 157 2 Home equity - 2nd lien 280 6 185 - Installment Home equity - 1st lien 2,140 34 2,474 47 Home equity - 2nd lien 2,585 37 2,999 47 Loans not secured by real estate 536 9 645 10 Other 4 - 10 - 83,676 902 97,669 1,016 Total Commercial Income producing - real estate 8,551 111 19,788 199 Land, land development & construction-real estate 1,250 3 2,925 16 Commercial and industrial 7,145 69 8,353 105 Mortgage 1-4 family 44,268 473 49,730 557 Resort lending 17,372 161 18,414 163 Home equity - 1st lien 241 2 157 2 Home equity - 2nd lien 280 6 185 - Installment Home equity - 1st lien 2,140 37 2,474 47 Home equity - 2nd lien 2,585 37 2,999 47 Loans not secured by real estate 536 9 645 10 Other 4 - 10 - Total $ 84,372 $ 908 $ 105,680 $ 1,146 (1) There were no impaired payment plan receivables or purchased mortgage loans during the three month periods ended September 30, 2016 and 2015, respectively. Average recorded investment in and interest income earned on impaired loans by class for the nine month periods ending September 30, follows (1): 2016 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 632 $ 2 $ 5,490 $ 170 Land, land development & construction-real estate 405 7 986 57 Commercial and industrial 616 21 2,345 195 Mortgage 1-4 family 12 9 18 5 Resort lending - - 15 - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien - 4 - 1 Home equity - 2nd lien 4 - - - Loans not secured by real estate - - - - Other - - - - 1,669 43 8,854 428 With an allowance recorded: Commercial Income producing - real estate 8,153 318 13,752 452 Land, land development & construction-real estate 1,352 29 2,351 35 Commercial and industrial 5,929 151 7,304 117 Mortgage 1-4 family 45,728 1,447 51,078 1,644 Resort lending 17,705 480 18,523 507 Home equity - 1st lien 223 6 159 6 Home equity - 2nd lien 231 11 154 6 Installment Home equity - 1st lien 2,233 118 2,582 141 Home equity - 2nd lien 2,723 122 3,086 147 Loans not secured by real estate 557 28 669 29 Other 5 - 11 1 84,839 2,710 99,669 3,085 Total Commercial Income producing - real estate 8,785 320 19,242 622 Land, land development & construction-real estate 1,757 36 3,337 92 Commercial and industrial 6,545 172 9,649 312 Mortgage 1-4 family 45,740 1,456 51,096 1,649 Resort lending 17,705 480 18,538 507 Home equity - 1st lien 223 6 159 6 Home equity - 2nd lien 231 11 154 6 Installment Home equity - 1st lien 2,233 122 2,582 142 Home equity - 2nd lien 2,727 122 3,086 147 Loans not secured by real estate 557 28 669 29 Other 5 - 11 1 Total $ 86,508 $ 2,753 $ 108,523 $ 3,513 (1) There were no impaired payment plan receivables or purchased mortgage loans during the nine month periods ended September 30, 2016 and 2015, respectively. Our average investment in impaired loans was approximately $84.4 million and $105.7 million for the three-month periods ended September 30, 2016 and 2015, respectively and $86.5 million and $108.5 million for the nine-month periods ended September 30, 2016 and 2015, respectively. Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. Interest income recognized on impaired loans during the three months ending September 30, 2016 and 2015, was approximately $0.9 million and $1.1 million, respectively and was approximately $2.8 million and $3.5 million during the nine months ending September 30, 2016 and 2015, respectively. Troubled debt restructurings follow: September 30, 2016 Commercial Retail Total (In thousands) Performing TDRs $ 12,642 $ 62,299 $ 74,941 Non-performing TDRs(1) 2,352 3,421 (2) 5,773 Total $ 14,994 $ 65,720 $ 80,714 December 31, 2015 Commercial Retail Total (In thousands) Performing TDRs $ 13,318 $ 68,194 $ 81,512 Non-performing TDRs(1) 3,041 3,777 (2) 6,818 Total $ 16,359 $ 71,971 $ 88,330 (1) Included in non-performing loans table above. (2) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis. We allocated $10.1 million and $10.9 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of September 30, 2016 and December 31, 2015, respectively. During the nine months ended September 30, 2016 and 2015, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans generally included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan have generally been for periods ranging from 9 months to 36 months but have extended to as much as 480 months in certain circumstances. Modifications involving an extension of the maturity date have generally been for periods ranging from 1 month to 60 months but have extended to as much as 230 months in certain circumstances. Loans that have been classified as troubled debt restructurings during the three-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2016 Commercial Income producing - real estate 2 $ 180 $ 180 Land, land development & construction-real estate - - - Commercial and industrial 2 175 158 Mortgage 1-4 family 2 204 207 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien 2 77 78 Installment Home equity - 1st lien 2 82 85 Home equity - 2nd lien 1 7 7 Loans not secured by real estate 1 34 34 Other - - - Total 12 $ 759 $ 749 2015 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 1 48 26 Mortgage 1-4 family 3 343 344 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien - - - Home equity - 2nd lien - - - Loans not secured by real estate 1 19 19 Other - - - Total 5 $ 410 $ 389 (1) There were no payment plan receivables or purchased mortgage loans classified as troubled debt restructurings during the three month periods ended September 30, 2016 and 2015, respectively. Loans that have been classified as troubled debt restructurings during the nine-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2016 Commercial Income producing - real estate 4 $ 290 $ 290 Land, land development & construction-real estate - - - Commercial and industrial 6 1,933 1,916 Mortgage 1-4 family 5 396 470 Resort lending 1 116 117 Home equity - 1st lien 1 107 78 Home equity - 2nd lien 2 77 78 Installment Home equity - 1st lien 6 141 145 Home equity - 2nd lien 5 133 136 Loans not secured by real estate 2 46 46 Other - - - Total 32 $ 3,239 $ 3,276 2015 Commercial Income producing - real estate 2 $ 229 $ 234 Land, land development & construction-real estate - - - Commercial and industrial 4 301 273 Mortgage 1-4 family 9 1,373 1,189 Resort lending 1 313 309 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 5 190 164 Home equity - 2nd lien 3 58 58 Loans not secured by real estate 2 19 25 Other - - - Total 26 $ 2,483 $ 2,252 (1) There were no payment plan receivables or purchased mortgage loans classified as troubled debt restructurings during the nine month periods ended September 30, 2016 and 2015, respectively. The troubled debt restructurings described above for 2016 increased the allowance for loan losses by $0.34 million and resulted in charge offs of $0.02 million during the three months ended September 30, 2016, and increased the allowance by $0.69 million and resulted in charge offs of $0.02 million during the nine months ended September 30, 2016. The troubled debt restructurings described above for 2015 decreased the allowance for loan losses by $0.05 million and resulted in zero charge offs during the three months ended September 30, 2015, and increased the allowance by $0.05 million and resulted in zero charge offs during the nine months ended September 30, 2015. Loans that have been classified as troubled debt restructurings during the past twelve months and that Number of Contracts Recorded Balance (Dollars in thousands) 2016 Commercial Income producing - real estate - $ - Land, land development & construction-real estate - - Commercial and industrial - - Mortgage 1-4 family - - Resort lending - - Home equity - 1st lien - - Home equity - 2nd lien - - Installment Home equity - 1st lien - - Home equity - 2nd lien - - Loans not secured by real estate - - Other - - - $ - 2015 Commercial Income producing - real estate - $ - Land, land development & construction-real estate - - Commercial and industrial - - Mortgage 1-4 family 1 54 Resort lending - - Home equity - 1st lien - - Home equity - 2nd lien - - Installment Home equity - 1st lien - - Home equity - 2nd lien - - Loans not secured by real estate - - Other - - 1 $ 54 Loans that have been classified as troubled debt restructurings during the past twelve months and that Number of Contracts Recorded Balance (Dollars in thousands) 2016 Commercial Income producing - real estate - $ - Land, land development & construction-real estate - - Commercial and industrial - - Mortgage 1-4 family - - Resort lending - - Home equity - 1st lien - - Home equity - 2nd lien - - Installment Home equity - 1st lien - - Home equity - 2nd lien - - Loans not secured by real estate - - Other - - - $ - 2015 Commercial Income producing - real estate - $ - Land, land development & construction-real estate - - Commercial and industrial 2 157 Mortgage 1-4 family 1 54 Resort lending - - Home equity - 1st lien - - Home equity - 2nd lien - - Installment Home equity - 1st lien - - Home equity - 2nd lien - - Loans not secured by real estate 1 4 Other - - 4 $ 215 A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. There were no troubled debt restructurings that subsequently defaulted during the three and nine months ended September 30, 2016. The troubled debt restructurings that subsequently defaulted described above for 2015 decreased the allowance for loan losses by $0.01 million and resulted in zero charge offs during the three months ended September 30, 2015 and had no impact on the allowance for loan losses and resulted in zero charge offs during the nine months ended September 30, 2015. In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy. Credit Quality Indicators For commercial loans, we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows: Rating 1 through 6 Rating 7 and 8 Rating 9 Rating 10 and 11 Rating 12 The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch Watch Substandard Non- Total (In thousands) September 30, 2016 Income producing - real estate $ 268,940 $ 4,000 $ 404 $ 658 $ 274,002 Land, land development and construction - real estate 53,559 199 - 211 53,969 Commercial and industrial 439,036 10,727 6,478 2,517 458,758 Total $ 761,535 $ 14,926 $ 6,882 $ 3,386 $ 786,729 Accrued interest included in total $ 1,676 $ 56 $ 21 $ - $ 1,753 December 31, 2015 Income producing - real estate $ 296,898 $ 6,866 $ 1,423 $ 1,027 $ 306,214 Land, land development and construction - real estate 40,844 2,995 243 401 44,483 Commercial and industrial 371,357 19,502 6,683 2,028 399,570 Total $ 709,099 $ 29,363 $ 8,349 $ 3,456 $ 750,267 Accrued interest included in total $ 1,729 $ 108 $ 32 $ - $ 1,869 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Lending Home Equity 1st Lien Home Equity 2nd Lien Purchased Loans Total (In thousands) September 30, 2016 800 and above $ 32,310 $ 12,054 $ 5,590 $ 8,288 $ 4,816 $ 63,058 750-799 88,959 38,472 9,551 19,103 26,721 182,806 700-749 60,455 30,934 5,052 11,278 10,831 118,550 650-699 53,748 13,530 3,690 8,259 - 79,227 600-649 27,848 6,218 1,365 3,342 - 38,773 550-599 15,413 2,467 738 1,542 - 20,160 500-549 7,955 871 484 1,246 - 10,556 Under 500 5,097 596 172 244 - 6,109 Unknown 2,177 2,054 1,280 232 143 5,886 Total $ 293,962 $ 107,196 $ 27,922 $ 53,534 $ 42,511 $ 525,125 Accrued interest included in total $ 1,386 $ 473 $ 104 $ 210 $ 119 $ 2,292 December 31, 2015 800 and above $ 28,760 $ 13,943 $ 4,374 $ 7,696 $ 2,310 $ 57,083 750-799 78,802 40,888 7,137 17,405 23,283 167,515 700-749 56,519 31,980 4,341 11,022 6,940 110,802 650-699 51,813 17,433 3,203 7,691 - 80,140 600-649 27,966 4,991 1,467 3,684 - 38,108 550-599 16,714 3,070 1,027 1,918 - 22,729 500-549 10,610 1,051 572 1,295 - 13,528 Under 500 4,708 554 244 265 - 5,771 Unknown 1,315 2,110 199 282 724 4,630 Total $ 277,207 $ 116,020 $ 22,564 $ 51,258 $ 33,257 $ 500,306 Accrued interest included in total $ 1,396 $ 477 $ 87 $ 196 $ 114 $ 2,270 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Equity 1st Lien Home Equity 2nd Lien Loans not Secured by Real Estate Other Total (In thousands) September 30, 2016 800 and above $ 1,373 $ 1,953 $ 51,471 $ 108 $ 54,905 750-799 3,031 3,558 110,667 680 117,936 700-749 2,170 2,872 43,616 812 49,470 650-699 2,690 3,244 18,322 522 24,778 600-649 2,193 1,668 4,080 281 8,222 550-599 1,310 1,348 1,690 52 4,400 500-549 895 631 1,126 48 2,700 Under 500 134 233 309 25 701 Unknown 32 11 5,884 35 5,962 Total $ 13,828 $ 15,518 $ 237,165 $ 2,563 $ 269,074 Accrued interest included in total $ 58 $ 57 $ 582 $ 20 $ 717 December 31, 2015 800 and above $ 1,792 $ 1,782 $ 44,254 $ 58 $ 47,886 750-799 4,117 5,931 86,800 531 97,379 700-749 2,507 3,899 34,789 694 41,889 650-699 3,508 4,182 16,456 499 24,645 600-649 2,173 2,153 4,979 200 9,505 550-599 1,800 1,346 1,997 109 5,252 500-549 1,056 855 1,170 61 3,142 Under 500 223 370 385 23 1,001 Unknown 59 32 3,921 4 4,016 Total $ 17,235 $ 20,550 $ 194,751 $ 2,179 $ 234,715 Accrued interest included in total $ 78 $ 83 $ 520 $ 17 $ 698 (1) Credit scores have been updated within the last twelve months. Mepco Finance Corporation (“Mepco”) is a wholly-owned subsidiary of our Bank that operates a vehicle service contract payment plan business throughout the United States. See Note #14 for more information about Mepco’s business. As of September 30, 2016, approximately 33.2% of Mepco’s outstanding payment plan receivables relate to programs in which a third party insurer or risk retention group is obligated to pay Mepco the full refund owing upon cancellation of the related service contract (including with respect to both the portion funded to the service contract seller and the portion funded to the administrator). These receivables are shown as “Full Refund” in the table below. Another approximately 47.7% of Mepco’s outstanding payment plan receivables as of September 30, 2016, relate to programs in which a third party insurer or risk retention group is obligated to pay Mepco the refund owing upon cancellation only with respect to the unearned portion previously funded by Mepco to the administrator (but not to the service contract seller). These receivables are shown as “Partial Refund” in the table below. The balance of Mepco’s outstanding payment plan receivables relate to programs in which there is no insurer or risk retention group that has any contractual liability to Mepco for any portion of the refund amount. These receivables are shown as “Other” in the table below. For each class of our payment plan receivables we monitor financial information on the counterparties as we evaluate the credit quality of this portfolio. The following table summarizes credit ratings of insurer or risk retention group counterparties by class of payment plan receivable: Payment Plan Receivables Full Refund Partial Refund Other Total (In thousands) September 30, 2016 AM Best rating A+ $ - $ 8 $ - $ 8 A 1,094 13,696 - 14,790 A- 977 1,110 3,458 5,545 B+ - - 2,502 2,502 Not rated 8,292 50 1 8,343 Total $ 10,363 $ 14,864 $ 5,961 $ 31,188 December 31, 2015 AM Best rating A+ $ - $ 6 $ - $ 6 A 2,712 5,203 - 7,915 A- 3,418 1,177 6,265 10,860 Not rated 15,720 93 5 15,818 Total $ 21,850 $ 6,479 $ 6,270 $ 34,599 Although Mepco has contractual recourse against various counterparties for refunds owing upon cancellation of vehicle service contracts, see Note #14 below regarding certain risks and difficulties associated with collecting these refunds. Foreclosed residential real estate properties included in other real estate and repossessed assets on our Condensed Consolidated Statements of Financial Condition totaled $1.8 million and $2.8 million at September 30, 2016 and December 31, 2015, respectively. Retail mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements totaled $0.4 million and $1.1 million at September 30, 2016 and December 31, 2015, respectively.

Segments

Segments	9 Months Ended
	Sep. 30, 2016
Segments [Abstract]
Segments	5. Segments Our reportable segments are based upon legal entities. We currently have two reportable segments: Independent Bank (“IB” or “Bank”) and Mepco. These business segments are also differentiated based on the products and services provided. We evaluate performance based principally on net income (loss) of the respective reportable segments. In the normal course of business, our IB segment provides funding to our Mepco segment through an intercompany line of credit priced at the prime rate of interest as published in the Wall Street Journal. Our IB segment also provides certain administrative services to our Mepco segment which are reimbursed at an agreed upon rate. These intercompany transactions are eliminated upon consolidation. The only other material intersegment balances and transactions are investments in subsidiaries at the parent entities and cash balances on deposit at our IB segment. A summary of selected financial information for our reportable segments follows: IB Mepco Other(1) Elimination(2) Total (In thousands) Total assets September 30, 2016 $ 2,476,795 $ 50,032 $ 286,672 $ (275,180 ) $ 2,538,319 December 31, 2015 2,340,566 57,208 286,936 (275,644 ) 2,409,066 For the three months ended September 30, 2016 Interest income $ 20,731 $ 1,014 $ 5 $ (5 ) $ 21,745 Net interest income 19,409 880 (291 ) 0 19,998 Provision for loan losses (176 ) 1 0 0 (175 ) Income (loss) before income tax 9,811 (29 ) (406 ) (24 ) 9,352 Net income (loss) 6,665 (20 ) (256 ) (16 ) 6,373 2015 Interest income $ 18,973 $ 1,320 $ 20 $ (20 ) $ 20,293 Net interest income 17,964 1,115 (238 ) - 18,841 Provision for loan losses (238 ) (6 ) - - (244 ) Income (loss) before income tax 7,961 (254 ) (358 ) (24 ) 7,325 Net income (loss) 5,455 (168 ) (224 ) (16 ) 5,047 For the nine months ended September 30, 2016 Interest income $ 61,190 $ 3,176 $ 22 $ (22 ) $ 64,366 Net interest income 57,500 2,727 (836 ) - 59,391 Provision for loan losses (1,436 ) (3 ) - - (1,439 ) Income (loss) before income tax 25,971 (339 ) (1,103 ) (71 ) 24,458 Net income (loss) 17,834 (225 ) (652 ) (46 ) 16,911 2015 Interest income $ 55,895 $ 4,081 $ 60 $ (60 ) $ 59,976 Net interest income 52,864 3,468 (699 ) - 55,633 Provision for loan losses (1,032 ) (5 ) - - (1,037 ) Income (loss) before income tax 23,063 (766 ) (1,097 ) (71 ) 21,129 Net income (loss) 15,623 (437 ) (693 ) (46 ) 14,447 (1) Includes amounts relating to our parent company. (2) Includes parent company's investment in subsidiaries and cash balances maintained at subsidiary.

Shareholders' Equity and Earnin

Shareholders' Equity and Earnings Per Common Share	9 Months Ended
	Sep. 30, 2016
Shareholders' Equity and Earnings Per Common Share [Abstract]
Shareholders' Equity and Earnings Per Common Share	6. Shareholders’ Equity and Earnings Per Common Share On January 21, 2016, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 5% of our outstanding common stock through December 31, 2016. On November 15, 2011, we entered into a Tax Benefits Preservation Plan (the "Preservation Plan") with our stock transfer agent, American Stock Transfer & Trust Company. Our Board of Directors adopted the Preservation Plan in an effort to protect the value to our shareholders of our ability to use deferred tax assets such as net operating loss carry forwards to reduce potential future federal income tax obligations. Under federal tax rules, this value could be lost in the event we experienced an "ownership change," as defined in Section 382 of the Internal Revenue Code. The Preservation Plan attempts to protect this value by reducing the likelihood that we will experience such an ownership change by discouraging any person who is not already a 5% shareholder from becoming a 5% shareholder (with certain limited exceptions). On November 15, 2011, our Board of Directors declared a dividend of one preferred share purchase right (a "Right") for each outstanding share of our common stock under the terms of the Preservation Plan. The dividend is payable to the holders of common stock outstanding as of the close of business on November 15, 2011, or outstanding at any time thereafter but before the earlier of a "Distribution Date" and the date the Preservation Plan terminates. Each Right entitles the registered holder to purchase from us 1/1000 of a share of our Series C Junior Participating Preferred Stock, no par value per share ("Series C Preferred Stock"). Each 1/1000 of a share of Series C Preferred Stock has economic and voting terms similar to those of one whole share of common stock. The Rights are not exercisable and generally do not become exercisable until a person or group has acquired, subject to certain exceptions and conditions, beneficial ownership of 4.99% or more of the outstanding shares of common stock. At that time, each Right will generally entitle its holder to purchase securities of the Company at a discount of 50% to the current market price of the common stock. However, the Rights owned by the person acquiring beneficial ownership of 4.99% or more of the outstanding shares of common stock would automatically be void. The significant dilution that would result is expected to deter any person from acquiring beneficial ownership of 4.99% or more and thereby triggering the Rights. To date, none of the Rights have been exercised or have become exercisable because no unpermitted 4.99% or more change in the beneficial ownership of the outstanding common stock has occurred. The Rights will generally expire on the earlier to occur of the close of business on November 15, 2016, and certain other events described in the Preservation Plan, including such date as our Board of Directors determines that the Preservation Plan is no longer necessary for its intended purposes. On October 25, 2016, the Board of Directors took affirmative action to not renew the Preservation Plan, which will expire on November 15, 2016. A reconciliation of basic and diluted net income per common share follows: Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 (In thousands, except per share amounts) Net income $ 6,373 $ 5,047 $ 16,911 $ 14,447 Weighted average shares outstanding (1) 21,232 22,673 21,421 22,852 Effect of stock options 149 118 150 120 Stock units for deferred compensation plan for non-employee directors 116 112 115 111 Restricted stock units - 230 46 283 Performance share units 52 - 42 - Weighted average shares outstanding for calculation of diluted earnings per share 21,549 23,133 21,774 23,366 Net income per common share Basic (1) $ 0.30 $ 0.22 $ 0.79 $ 0.63 Diluted $ 0.30 $ 0.22 $ 0.78 $ 0.62 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards. Weighted average stock options outstanding that were not considered in computing diluted net income per share because they were anti-dilutive totaled 0.03 million for both three-month periods ended September 30, 2016 and 2015, respectively and totaled 0.03 million for both nine-month periods ended September 30, 2016 and 2015, respectively.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2016
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	7. Derivative Financial Instruments We are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting. Our derivative financial instruments according to the type of hedge in which they are designated follows: September 30, 2016 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) No hedge designation Rate-lock mortgage loan commitments $ 31,760 0.1 $ 1,163 Mandatory commitments to sell mortgage loans 67,672 0.1 (283 ) Pay-fixed interest rate swap agreements 48,623 8.8 (2,009 ) Pay-variable interest rate swap agreements 48,623 8.8 2,009 Purchased options 3,119 4.8 216 Written options 3,119 4.8 (216 ) Total $ 202,916 4.4 $ 880 December 31, 2015 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) No hedge designation Rate-lock mortgage loan commitments $ 20,581 0.1 $ 550 Mandatory commitments to sell mortgage loans 46,320 0.1 69 Pay-fixed interest rate swap agreements 27,587 8.0 (497 ) Pay-variable interest rate swap agreements 27,587 8.0 497 Purchased options 2,098 5.7 122 Written options 2,098 5.7 (122 ) Total $ 126,271 3.7 $ 619 Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in our Condensed Consolidated Statements of Operations. In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate-Lock Commitments”). These commitments expose us to interest rate risk. We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate-Lock Commitments. Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate-Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans. We obtain market prices on Mandatory Commitments and Rate-Lock Commitments. Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges. During 2015, we began offering to our deposit customers an equity linked time deposit product (“Altitude CD”). The Altitude CD is a time deposit that provides the customer a guaranteed return of principal at maturity plus a potential equity return (a written option), while we receive a like stream of funds based on the equity return (a purchased option). The written and purchased options will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the written and purchased options in the table above relate to this Altitude CD product. We have a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons. We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party. The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the interest rate swap agreements in the table above relate to this program. The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives September 30, 2016 December 31, 2015 September 30, 2016 December 31, 2015 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets $ 1,163 Other assets $ 550 Other liabilities $ - Other liabilities $ - Mandatory commitments to sell mortgage loans Other assets - Other assets 69 Other liabilities 283 Other liabilities - Pay-fixed interest rate swap agreements Other assets - Other assets - Other liabilities 2,009 Other liabilities 497 Pay-variable interest rate swap agreements Other assets 2,009 Other assets 497 Other liabilities - Other liabilities - Purchased options Other assets 216 Other assets 122 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 216 Other liabilities 122 Total derivatives $ 3,388 $ 1,238 $ 2,508 $ 619 The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Gain (Loss) Recognized in Income Location of Gain (Loss) Three Month Periods Ended September 30, Nine Month Periods Ended September 30, Recognized in Income 2016 2015 2016 2015 (In thousands) No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 264 $ 281 $ 613 $ 386 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 94 (745 ) (352 ) (225 ) Pay-fixed interest rate swap agreements Interest income 196 (452 ) (1,512 ) (492 ) Pay-variable interest rate swap agreements Interest income (196 ) 452 1,512 492 Purchased options Interest expense 13 126 94 126 Written options Interest expense (13 ) (126 ) (94 ) (126 ) Total $ 358 $ (464 ) $ 261 $ 161

Intangible Assets

Intangible Assets	9 Months Ended
	Sep. 30, 2016
Intangible Assets [Abstract]
Intangible Assets	8. Intangible Assets The following table summarizes intangible assets, net of amortization: September 30, 2016 December 31, 2015 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 6,118 $ 4,099 $ 6,118 $ 3,838 Amortization of other intangibles has been estimated through 2021 and thereafter in the following table. (In thousands) Three months ending December 31, 2016 $ 86 2017 346 2018 346 2019 346 2020 346 2021 and thereafter 549 Total $ 2,019

Share Based Compensation

Share Based Compensation	9 Months Ended
	Sep. 30, 2016
Share Based Compensation [Abstract]
Share Based Compensation	9. Share Based Compensation We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.2 million shares of common stock as of September 30, 2016. The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.2 million shares of common stock as of September 30, 2016. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares. During each first quarter period of 2016 and 2015, pursuant to our long-term incentive plan, we granted 0.07 million shares of restricted stock and 0.03 million performance stock units (“PSU”) to certain officers. The shares of restricted stock and PSUs cliff vest after a period of three years. The performance feature of the PSUs is based on a comparison of our total shareholder return over the three year period starting on the grant date to the total shareholder return over that period for a banking index of our peers. In addition, we issued 0.02 million PSUs and 0.01 million shares of restricted stock to certain officers and employees during the third quarter of 2016. The PSUs cliff vest after four and five year periods and the restricted stock cliff vests after one and four year periods. Our directors may elect to receive a portion of their quarterly cash retainer fees in the form of common stock (either on a current basis or on a deferred basis pursuant to the non-employee director stock purchase plan referenced above). Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock are issued each quarter and vest immediately. We issued 0.006 million shares and 0.004 million shares to directors during the first nine months of 2016 and 2015, respectively and expensed their value during those same periods. Total compensation expense recognized for grants pursuant to our long-term incentive plan was $0.3 million and $1.1 million during the three and nine month periods ended September 30, 2016, respectively, and was $0.4 million and $1.1 million during the same periods in 2015, respectively. The corresponding tax benefit relating to this expense was $0.1 million and $0.4 million for the three and nine month periods ended September 30, 2016, respectively and $0.1 million and $0.4 million for the same periods in 2015. Total expense recognized for non-employee director share based payments was $0.03 million and $0.09 million during the three and nine month periods ended September 30, 2016, respectively, and was $0.02 million and $0.05 million during the same periods in 2015, respectively. The corresponding tax benefit relating to this expense was $0.01 million and $0.03 million for the three and nine month periods ended September 30, 2016, respectively and $0.01 million and $0.02 million during the same respective periods in 2015. At September 30, 2016, the total expected compensation cost related to non-vested stock options, restricted stock and PSUs not yet recognized was $2.2 million. The weighted-average period over which this amount will be recognized is 2.2 years. A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2016 235,596 $ 4.94 Granted - Exercised (16,912 ) 3.78 Forfeited (664 ) 6.42 Expired (2,300 ) 3.54 Outstanding at September 30, 2016 215,720 $ 5.04 5.33 $ 2,544 Vested and expected to vest at September 30, 2016 215,720 $ 5.04 5.33 $ 2,544 Exercisable at September 30, 2016 215,720 $ 5.04 5.33 $ 2,544 A summary of outstanding non-vested restricted stock, restricted stock units and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2016 261,981 $ 11.29 Granted 121,660 15.05 Vested (107,795 ) 7.92 Forfeited (4,924 ) 13.24 Outstanding at September 30, 2016 270,922 $ 14.28 Certain information regarding options exercised during the periods follows: Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 Intrinsic value $ 9 $ 71 $ 186 $ 314 Cash proceeds received $ 5 $ 23 $ 64 $ 105 Tax benefit realized $ 3 $ 25 $ 65 $ 110

Income Tax

Income Tax	9 Months Ended
	Sep. 30, 2016
Income Tax [Abstract]
Income Tax	10. Income Tax Income tax expense was $3.0 million and $2.3 million during the three month periods ended September 30, 2016 and 2015, respectively and $7.5 million and $6.7 million during the nine months ended September 30, 2016 and 2015, respectively. As described in note #2, we adopted ASU 2016-09, “Compensation – Stock Compensation (718) Improvements to Employee Share-Based Payment Accounting” during the second quarter of 2016 which now requires us to recognize for book purposes either income tax expense or benefit relating to excess deficiencies/benefits relating to share-based compensation. Included in income tax expense for the three and nine month periods ended September 30, 2016 are tax benefits of zero and $0.3 million, respectively due to the vesting of certain share-based compensation grants and the exercise of stock options during the respective periods. We assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. The ultimate realization of this asset is primarily based on generating future income. realization of substantially all of our deferred tax assets continues to be more likely than not. We did maintain a valuation allowance against our deferred tax assets of approximately $1.1 million at both September 30, 2016 and December 31, 2015. This valuation allowance on our deferred tax assets primarily relates to state income taxes at our Mepco segment. In this instance, we determined that the future realization of these particular deferred tax assets was not more likely than not. This conclusion was primarily based on the uncertainty of Mepco’s future earnings attributable to particular states (given the various apportionment criteria) and the significant reduction in the size of Mepco’s business. At both September 30, 2016 and December 31, 2015, we had approximately $1.0 million, of gross unrecognized tax benefits. We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the balance of 2016.

Regulatory Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2016
Regulatory Matters [Abstract]
Regulatory Matters	11. Regulatory Matters Capital guidelines adopted by federal and state regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits. As of September 30, 2016, the Bank had positive undivided profits of $8.7 million. We can request regulatory approval for a return of capital from the Bank to the parent company. During the first quarters of 2016 and 2015, we requested regulatory approval for returns of capital from the Bank to the parent company of $18.0 million and $18.5 million, respectively. These return of capital requests were approved by our banking regulators on February 24, 2016 and February 13, 2015, respectively and the Bank returned these amounts to the parent company on February 25, 2016 and February 17, 2015, respectively. It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent and in accordance with guidelines of regulatory authorities. We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of September 30, 2016 and December 31, 2015, categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization. On July 2, 2013, the Federal Reserve approved a final rule that establishes an integrated regulatory capital framework (the “New Capital Rules”). The rule implements in the United States the Basel III regulatory capital reforms from the Basel Committee on Banking Supervision and certain changes required by the Dodd-Frank Act. In general, under the New Capital Rules, minimum requirements have increased for both the quantity and quality of capital held by banking organizations. Consistent with the international Basel framework, the New Capital Rules include a new minimum ratio of common equity Tier 1 capital to risk-weighted assets of 4.5% and a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets that applies to all supervised financial institutions. The capital conservation buffer began to phase in on January 1, 2016 with 0.625% added to the minimum ratio for adequately capitalized institutions for 2016. To avoid limits on capital distributions and certain discretionary bonus payments we must meet the minimum ratio for adequately capitalized institutions plus the phased in buffer. The rule also raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4% to 6% and includes a minimum leverage ratio of 4% for all banking organizations. As to the quality of capital, the New Capital Rules emphasize common equity Tier 1 capital, the most loss-absorbing form of capital, and implement strict eligibility criteria for regulatory capital instruments. The New Capital Rules also change the methodology for calculating risk-weighted assets to enhance risk sensitivity. The New Capital Rules became effective for us on January 1, 2015. Our actual capital amounts and ratios follow: Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) September 30, 2016 Total capital to risk-weighted assets Consolidated $ 281,310 16.05 % $ 140,243 8.00 % NA NA Independent Bank 269,578 15.39 140,116 8.00 175,145 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 259,279 14.79 % $ 105,182 6.00 % NA NA Independent Bank 247,615 14.14 105,087 6.00 140,116 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 233,631 13.33 % $ 78,886 4.50 % NA NA Independent Bank 247,615 14.14 78,815 4.50 113,844 6.50 % Tier 1 capital to average assets Consolidated $ 259,279 10.56 % $ 98,174 4.00 % NA NA Independent Bank 247,615 10.09 98,116 4.00 122,645 5.00 % December 31, 2015 Total capital to risk-weighted assets Consolidated $ 278,170 16.65 % $ 133,668 8.00 % NA NA Independent Bank 261,894 15.69 133,514 8.00 $ 166,893 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 257,050 15.38 % $ 100,251 6.00 % NA NA Independent Bank 240,867 14.43 100,136 6.00 $ 133,514 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 239,271 14.32 % $ 75,188 4.50 % NA NA Independent Bank 240,867 14.43 75,102 4.50 $ 108,480 6.50 % Tier 1 capital to average assets Consolidated $ 257,050 10.91 % $ 94,217 4.00 % NA NA Independent Bank 240,867 10.23 94,145 4.00 $ 117,682 5.00 % The components of our regulatory capital are as follows: Consolidated Independent Bank September 30, 2016 December 31, 2015 September 30, 2016 December 31, 2015 (In thousands) Total shareholders' equity $ 250,902 $ 251,092 $ 263,762 $ 259,947 Add (deduct) Accumulated other comprehensive (income) loss for regulatory purposes (2,783 ) 238 (2,782 ) 238 Intangible assets (1,211 ) (912 ) (1,211 ) (912 ) Disallowed deferred tax assets (13,277 ) (11,147 ) (12,154 ) (18,406 ) Common equity tier 1 capital 233,631 239,271 247,615 240,867 Qualifying trust preferred securities 34,500 34,500 - - Disallowed deferred tax assets (8,852 ) (16,721 ) - - Tier 1 capital 259,279 257,050 247,615 240,867 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 22,031 21,120 21,963 21,027 Total risk-based capital $ 281,310 $ 278,170 $ 269,578 $ 261,894

Fair Value Disclosures

Fair Value Disclosures	9 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value Disclosures	12. Fair Value Disclosures FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. We used the following methods and significant assumptions to estimate fair value: Securities Loans held for sale Impaired loans with specific loss allocations based on collateral value From time to time, certain loans are considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. We measure our investment in an impaired loan based on one of three methods: the loan’s observable market price, the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At September 30, 2016 and December 31, 2015, all of our impaired loans were evaluated based on either the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the impaired loan as nonrecurring Level 3 Other real estate Appraisals for both collateral-dependent impaired loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us. Once received, an independent third party (for commercial properties over $0.25 million) or a member of our Collateral Evaluation Department (for commercial properties under $0.25 million) or a member of our Special Assets Group (for retail properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. For commercial and retail properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions. These additional discounts generally do not result in material adjustments to the appraised value. Capitalized mortgage loan servicing rights Derivatives Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) September 30, 2016: Measured at Fair Value on a Recurring Basis: Assets Trading securities $ 152 $ 152 $ - $ - Securities available for sale U.S. agency 29,949 - 29,949 - U.S. agency residential mortgage-backed 169,958 - 169,958 - U.S. agency commercial mortgage-backed 13,892 - 13,892 - Private label mortgage-backed 33,578 - 33,578 - Other asset backed 142,188 - 142,188 - Obligations of states and political subdivisions 157,989 - 157,989 - Corporate 51,455 - 51,455 - Trust preferred 2,450 - 2,450 - Foreign government 1,653 - 1,653 - Loans held for sale 38,008 - 38,008 - Derivatives (1) 3,388 - 3,388 - Liabilities Derivatives (2) 2,508 - 2,508 - Measured at Fair Value on a Non-recurring basis: Assets Capitalized mortgage loan servicing rights (3) 10,678 - - 10,678 Impaired loans (4) Commercial Income producing - real estate 262 - - 262 Land, land development & construction-real estate 172 - - 172 Commercial and industrial 1,558 - - 1,558 Mortgage 1-4 Family 368 - - 368 Other real estate (5) Commercial Income producing - real estate (6) 2,963 - 2,963 - Land, land development & construction-real estate 176 - - 176 Mortgage 1-4 Family 25 - - 25 Resort lending 30 - - 30 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance. (4) Only includes impaired loans with specific loss allocations based on collateral value. (5) Only includes other real estate with subsequent write downs to fair value. (6) Level 2 valuation is based on sales price at an auction subsequent to September 30, 2016. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2015: Measured at Fair Value on a Recurring Basis: Assets Trading securities $ 148 $ 148 $ - $ - Securities available for sale U.S. agency 47,512 - 47,512 - U.S. agency residential mortgage-backed 196,056 - 196,056 - U.S. agency commercial mortgage-backed 34,028 - 34,028 - Private label mortgage-backed 4,903 - 4,903 - Other asset backed 116,904 - 116,904 - Obligations of states and political subdivisions 144,984 - 144,984 - Corporate 38,614 - 38,614 - Trust preferred 2,483 - 2,483 - Loans held for sale 27,866 - 27,866 - Derivatives (1) 1,238 - 1,238 - Liabilities Derivatives (2) 619 - 619 - Measured at Fair Value on a Non-recurring basis: Assets Capitalized mortgage loan servicing rights (3) 8,481 - - 8,481 Impaired loans (4) Commercial Income producing - real estate 711 - - 711 Land, land development & construction-real estate 40 - - 40 Commercial and industrial 1,257 - - 1,257 Mortgage 1-4 Family 421 - - 421 Resort lending 129 - - 129 Other real estate (5) Commercial Land, land development & construction-real estate 639 - - 639 Commercial and industrial 165 - - 165 Mortgage 1-4 Family 26 - - 26 Resort lending 107 - - 107 Home equity - 1st lien 14 - - 14 Installment Home equity - 1st lien 36 - - 36 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance. (4) Only includes impaired loans with specific loss allocations based on collateral value. (5) Only includes other real estate with subsequent write downs to fair value. There were no transfers between Level 1 and Level 2 during the nine months ended September 30, 2016 and 2015. Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Nine-Month Periods Ended September 30 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option 2016 2015 Net Gains (Losses) on Assets Total Change in Fair Values Included in Current Period Net Gains (Losses) on Assets Total Change in Fair Values Included in Current Period Securities Loans Earnings Securities Loans Earnings (In thousands) Trading securities $ 4 $ - $ 4 $ 22 $ - $ 22 Loans held for sale - 612 612 - 311 311 For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends received. The following represent impairment charges recognized during the three and nine month periods ended September 30, 2016 and 2015 relating to assets measured at fair value on a non-recurring basis: ● Capitalized mortgage loan servicing rights, whose individual strata are measured at fair value, had a carrying amount of $10.7 million which is net of a valuation allowance of $4.7 million at September 30, 2016 and had a carrying amount of $8.5 million which is net of a valuation allowance of $3.3 million at December 31, 2015. A recovery (charge) of $0.6 million and $(1.5) million was included in our results of operations for the three and nine month periods ending September 30, 2016, respectively and $(0.9) million and $(0.3) million during the same periods in 2015. ● Loans which are measured for impairment using the fair value of collateral for collateral dependent loans, had a carrying amount of $4.4 million, with a valuation allowance of $2.0 million at September 30, 2016 and had a carrying amount of $5.1 million, with a valuation allowance of $2.5 million at December 31, 2015. The provision for loan losses included in our results of operations relating to impaired loans was a net expense of $0.1 million and $1.0 million for the three month periods ending September 30, 2016 and 2015, respectively, and a net expense of $0.3 million and $1.9 million for the nine month periods ending September 30, 2016 and 2015, respectively. ● Other real estate, which is measured using the fair value of the property, had a carrying amount of $3.2 million which is net of a valuation allowance of $0.6 million at September 30, 2016 and a carrying amount of $1.0 million which is net of a valuation allowance of $1.7 million at December 31, 2015. An additional charge relating to other real estate measured at fair value of $0.37 million and $0.41 million was included in our results of operations during the three and nine month periods ended September 30, 2016, respectively and $0.03 million and $0.30 million during the same periods in 2015. We had no assets or liabilities measured at fair value on a recurring basis that used significant unobservable inputs (Level 3) during the nine months ended September 30, 2016 and 2015. Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Weighted Average (In thousands) September 30, 2016 Capitalized mortgage loan servicing rights $ 10,678 Present value of net servicing revenue Discount rate 10.06 % Cost to service $ 82 Ancillary income 24 Float rate 1.18 % Impaired loans Commercial (1) 1,787 Sales comparison approach Adjustment for differences between comparable sales (2.4 )% Mortgage 368 Sales comparison approach Adjustment for differences between comparable sales (10.2 ) Other real estate Commercial 176 Sales comparison approach Adjustment for differences between comparable sales (22.5 ) Mortgage and installment 55 Sales comparison approach Adjustment for differences between comparable sales 4.6 December 31, 2015 Capitalized mortgage loan servicing rights $ 8,481 Present value of net servicing revenue Discount rate 10.04 % Cost to service $ 80 Ancillary income 24 Float rate 1.73 % Impaired loans Commercial (1) 1,605 Sales comparison approach Adjustment for differences between comparable sales (2.1 )% Income approach Capitalization rate 9.3 Mortgage 550 Sales comparison approach Adjustment for differences between comparable sales 0.7 Other real estate Commercial 804 Sales comparison approach Adjustment for differences between comparable sales (3.9 ) Mortgage and installment 183 Sales comparison approach Adjustment for differences between comparable sales 75.6 (1) In addition to the valuation techniques and unobservable inputs discussed above, at September 30, 2016 and December 31, 2015, we had an impaired collateral dependent commercial relationship that totaled $0.2 million and $0.4 million, respectively that was primarily secured by collateral other than real estate. Collateral securing this relationship primarily included machinery and equipment and inventory at September 30, 2016 and December 31, 2015. Valuation techniques at September 30, 2016 and December 31, 2015, included appraisals and discounting restructuring firm valuations based on estimates of value recovery of each particular asset type. Discount rates used ranged from 0% to 100% of stated values. The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale September 30, 2016 $ 38,008 $ 1,326 $ 36,682 December 31, 2015 27,866 714 27,152

Fair Values of Financial Instru

Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2016
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	13. Fair Values of Financial Instruments Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values may not be a precise estimate. Changes in assumptions could significantly affect the estimates. Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances. Cash and due from banks and interest bearing deposits Interest bearing deposits - time Securities Federal Home Loan Bank and Federal Reserve Bank Stock Net loans and loans held for sale Accrued interest receivable and payable Derivative financial instruments Deposits Other borrowings Subordinated debentures The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) September 30, 2016 Assets Cash and due from banks $ 38,610 $ 38,610 $ 38,610 $ - $ - Interest bearing deposits 75,706 75,706 75,706 - - Interest bearing deposits - time 7,233 7,272 - 7,272 - Trading securities 152 152 152 - - Securities available for sale 603,112 603,112 - 603,112 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,507 NA NA NA NA Net loans and loans held for sale 1,623,319 1,601,113 - 38,008 1,563,105 Accrued interest receivable 6,973 6,973 2 2,438 4,533 Derivative financial instruments 3,388 3,388 - 3,388 - Liabilities Deposits with no stated maturity (1) $ 1,743,864 $ 1,743,864 $ 1,743,864 $ - $ - Deposits with stated maturity (1) 463,096 462,297 - 462,297 - Other borrowings 11,527 12,702 - 12,702 - Subordinated debentures 35,569 22,223 - 22,223 - Accrued interest payable 630 630 17 613 - Derivative financial instruments 2,508 2,508 - 2,508 - December 31, 2015 Assets Cash and due from banks $ 54,260 $ 54,260 $ 54,260 $ - $ - Interest bearing deposits 31,523 31,523 31,523 - - Interest bearing deposits - time 11,866 11,858 - 11,858 - Trading securities 148 148 148 - - Securities available for sale 585,484 585,484 - 585,484 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,471 NA NA NA NA Net loans and loans held for sale 1,520,346 1,472,613 - 27,866 1,444,747 Accrued interest receivable 6,565 6,565 5 1,969 4,591 Derivative financial instruments 1,238 1,238 - 1,238 - Liabilities Deposits with no stated maturity (1) $ 1,659,743 $ 1,659,743 $ 1,659,743 $ - $ - Deposits with stated maturity (1) 426,220 423,776 - 423,776 - Other borrowings 11,954 13,448 - 13,448 - Subordinated debentures 35,569 23,069 - 23,069 - Accrued interest payable 466 466 21 445 - Derivative financial instruments 619 619 - 619 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $9.3 million and $11.8 million at September 30, 2016 and December 31, 2015, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $37.3 million and $38.4 million at September 30, 2016 and December 31, 2015, respectively. The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments. Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingent Liabilities

Contingent Liabilities	9 Months Ended
	Sep. 30, 2016
Contingent Liabilities [Abstract]
Contingent Liabilities	14. Contingent Liabilities We are involved in various litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is approximately $1.0 million. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future. The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans or vehicle service contract counterparty receivables). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Risks associated with the likelihood that we will not collect the full amount owed to us, net of reserves, are disclosed elsewhere in this report. Our Mepco segment conducts its payment plan business activities across the United States. Mepco acquires the payment plans from companies (which we refer to as Mepco’s “counterparties”) at a discount from the face amount of the payment plan. Each payment plan (which are classified as payment plan receivables in our Condensed Consolidated Statements of Financial Condition) permits a consumer to purchase a vehicle service contract by making installment payments, generally for a term of 12 to 30 months, to the sellers of those contracts (one of the “counterparties”). Mepco thereafter collects the payments from consumers. In acquiring the payment plan, Mepco generally funds a portion of the cost to the seller of the service contract and a portion of the cost to the administrator of the service contract. The administrator, in turn, pays the necessary contractual liability insurance policy (“CLIP”) premium to the insurer or risk retention group. Consumers are allowed to voluntarily cancel the service contract at any time and are generally entitled to receive a refund from the administrator of the unearned portion of the service contract at the time of cancellation. As a result, while Mepco does not owe any refund to the consumer, it also does not have any recourse against the consumer for nonpayment of a payment plan and therefore does not evaluate the creditworthiness of the individual consumer. If a consumer stops making payments on a payment plan or exercises the right to voluntarily cancel the service contract, the service contract seller and administrator are each obligated to refund to Mepco the amount necessary to make Mepco whole as a result of its funding of the service contract. In addition, the insurer or risk retention group that issued the CLIP for the service contract often guarantees all or a portion of the refund to Mepco. See Note #4 above for a breakdown of Mepco’s payment plan receivables by the level of recourse Mepco has against various counterparties. Upon the cancellation of a service contract and the completion of the billing process to the counterparties for amounts due to Mepco, there is a decrease in the amount of “payment plan receivables” and an increase in the amount of “vehicle service contract counterparty receivables” until such time as the amount due from the counterparty is collected. These amounts represent funds actually due to Mepco from its counterparties for cancelled service contracts. Mepco is currently in the process of working to recover these receivables, primarily through negotiated settlements with the counterparties. In some cases, Mepco requires collateral or guaranties by the principals of the counterparties to secure these refund obligations; however, this is generally only the case when no insurance company is involved to guarantee the repayment obligation of the seller and administrator counterparties. In most cases, there is no collateral to secure the counterparties’ refund obligations to Mepco, but Mepco has the contractual right to offset unpaid refund obligations against amounts Mepco would otherwise be obligated to fund to the counterparties. In addition, even when collateral is involved, the refund obligations of these counterparties are not fully secured. Mepco incurs losses when it is unable to fully recover funds owed to it by counterparties upon cancellation of the underlying service contracts. The sudden failure of one of Mepco’s major counterparties (an insurance company, administrator, or seller/dealer) could expose us to significant losses. When counterparties do not honor their contractual obligations to Mepco to repay funds, we recognize estimated losses. Mepco pursues collection (including commencing legal action if necessary) of funds due to it under its various contracts with counterparties. Mepco has had to initiate litigation against certain counterparties, including third party insurers, to collect amounts owed to Mepco as a result of those parties' dispute of their contractual obligations to Mepco. During the first quarter of 2016, we settled our last significant remaining litigation matter with certain of Mepco’s counterparties. This settlement resulted in our receipt of a cash payment of $4.0 million on March 31, 2016. This settlement also resulted in our receipt of an interest-bearing promissory note from one of Mepco’s counterparties for $1.5 million with monthly payments scheduled over a five-year period beginning in May 2016. Due to the lack of any payment history and limited financial information on this counterparty, we established a full reserve on this promissory note as of March 31, 2016. A full reserve on the remaining balance ($1.39 million) on this note was maintained at September 30, 2016. This counterparty has made the first six required monthly payments on the note. As a longer-term payment history is developed on this note, we will continue to evaluate the need for all or any part of a reserve. Vehicle service contract counterparty receivables, net totaled $2.6 million as of September 30, 2016 compared to $7.2 million as of December 31, 2015. Expense/(credit) related to vehicle service contract counterparty contingencies included in non-interest expense totaled $(0.039) million and $0.030 million for the three month periods ended September 30, 2016 and 2015, respectively and totaled $(0.010) million and $0.089 million for the nine month periods ended September 30, 2016 and 2015, respectively. These charges (recoveries) are being classified in non-interest expense because they are associated with a default or potential default of a contractual obligation under our counterparty contracts as opposed to loss on the administration of the payment plan itself. Our estimate of probable incurred losses from vehicle service contract counterparty contingencies requires a significant amount of judgment because a number of factors can influence the amount of loss that we may ultimately incur. These factors include our estimate of future cancellations of vehicle service contracts, our evaluation of collateral that may be available to recover funds due from our counterparties, and our assessment of the amount that may ultimately be collected from counterparties in connection with their contractual obligations. We apply a rigorous process, based upon historical payment plan activity and past experience, to estimate probable incurred losses and quantify the necessary reserves for our vehicle service contract counterparty contingencies, but there can be no assurance that our modeling process will successfully identify all such losses. We believe our assumptions regarding the collection of vehicle service contract counterparty receivables are reasonable, and we based them on our good faith judgments using data currently available. We also believe the current amount of reserves we have established and the vehicle service contract counterparty contingencies expense that we have recorded are appropriate given our estimate of probable incurred losses at the applicable Condensed Consolidated Statement of Financial Condition date. However, because of the uncertainty surrounding the numerous and complex assumptions made, actual losses could exceed the charges we have taken to date. The provision for loss reimbursement on sold loans represents our estimate of incurred losses related to mortgage loans that we have sold to investors (primarily Fannie Mae, Freddie Mac and Ginnie Mae). Since we sell mortgage loans without recourse, loss reimbursements only occur in those instances where we have breached a representation or warranty or other contractual requirement related to the loan sale. The provision for loss reimbursement on sold loans was an expense (credit) of $0.05 million and $(0.04) million for the three months ended September 30, 2016 and 2015, respectively and $0.03 million and $(0.06) million for the nine month periods ended September 30, 2016 and 2015, respectively. The small expenses in 2016 are primarily due to establishing specific reserves for pending loss reimbursement claims. The small credit provisions in 2015 are due primarily to the settlements of certain loss reimbursement claims at slightly lower amounts than what had been specifically reserved for at the end of the respective previous period. The reserve for loss reimbursements on sold mortgage loans totaled $0.6 million and $0.5 million at September 30, 2016 and December 31, 2015, respectively. This reserve is included in accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition. This reserve is based on an analysis of mortgage loans that we have sold which are further categorized by delinquency status, loan to value, and year of origination. The calculation includes factors such as probability of default, probability of loss reimbursement (breach of representation or warranty) and estimated loss severity. The reserve levels at September 30, 2016 and December 31, 2015 also reflect the resolution of the mortgage loan origination years of 2000 to 2008 with Fannie Mae and Freddie Mac. We believe that the amounts that we have accrued for incurred losses on sold mortgage loans are appropriate given our analyses. However, future losses could exceed our current estimate.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss ("AOCL")	9 Months Ended
	Sep. 30, 2016
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Accumulated Other Comprehensive Loss ("AOCL")	15. Accumulated Other Comprehensive Loss (“AOCL”) A summary of changes in AOCL follows: Unrealized Gains (Losses) on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Total For the three months ended September 30, 2016 Balances at beginning of period $ 2,515 $ (5,798 ) $ (3,283 ) Other comprehensive income before reclassifications 278 - 278 Amounts reclassified from AOCL (10 ) - (10 ) Net current period other comprehensive income 268 - 268 Balances at end of period $ 2,783 $ (5,798 ) $ (3,015 ) 2015 Balances at beginning of period $ 408 $ (5,798 ) $ (5,390 ) Other comprehensive income before reclassifications 894 - 894 Amounts reclassified from AOCL - - - Net current period other comprehensive income 894 - 894 Balances at end of period $ 1,302 $ (5,798 ) $ (4,496 ) For the nine months ended September 30, 2016 Balances at beginning of period $ (238 ) $ (5,798 ) $ (6,036 ) Other comprehensive income before reclassifications 3,215 - 3,215 Amounts reclassified from AOCL (194 ) - (194 ) Net current period other comprehensive income 3,021 - 3,021 Balances at end of period $ 2,783 $ (5,798 ) $ (3,015 ) 2015 Balances at beginning of period $ 162 $ (5,798 ) $ (5,636 ) Other comprehensive income before reclassifications 1,189 - 1,189 Amounts reclassified from AOCL (49 ) - (49 ) Net current period other comprehensive income 1,140 - 1,140 Balances at end of period $ 1,302 $ (5,798 ) $ (4,496 ) The disproportionate tax effects from securities available for sale arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations. Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period. In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations. A summary of reclassifications out of each component of AOCL for the three months ended September 30 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2016 Unrealized gains on securities available for sale $ 15 Net gains on securities - Net impairment loss recognized in earnings 15 Total reclassifications before tax 5 Income tax expense $ 10 Reclassifications, net of tax 2015 Unrealized gains on securities available for sale $ - Net gains on securities - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax A summary of reclassifications out of each component of AOCL for the nine months ended September 30 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2016 Unrealized gains on securities available for sale $ 298 Net gains on securities - Net impairment loss recognized in earnings 298 Total reclassifications before tax 104 Income tax expense $ 194 Reclassifications, net of tax 2015 Unrealized gains on securities available for sale $ 75 Net gains on securities - Net impairment loss recognized in earnings 75 Total reclassifications before tax 26 Income tax expense $ 49 Reclassifications, net of tax

New Accounting Standards (Polic

New Accounting Standards (Policies)	9 Months Ended
	Sep. 30, 2016
New Accounting Standards [Abstract]
New Accounting Standards	In June 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-12, “Compensation – Stock Compensation (Topic 718) – Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period”. This ASU amends existing guidance related to the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. These amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The requisite service period ends when the employee can cease rendering service and still be eligible to vest in the award if the performance target is achieved. This amended guidance became effective for us on January 1, 2016, and did not have a material impact on our consolidated operating results or financial condition. In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606) ”. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities”. This ASU amends existing guidance related to the accounting for certain financial assets and liabilities. These amendments, among other things, requires equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income, requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset and eliminates the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. This amended guidance is effective for us on January 1, 2018, and is not expected to have a material impact on our consolidated operating results or financial condition. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, requires lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance is effective for us on January 1, 2019, and is not expected to have a material impact on our consolidated operating results or financial condition. In March 2016, the FASB issued ASU 2016-09, “Compensation – Stock Compensation (718) Improvements to Employee Share-Based Payment Accounting”. This ASU amends existing guidance in an effort to simplify certain aspects of accounting for share-based payments. The areas for simplification in this ASU include income tax consequences, classification of awards as either equity or liabilities and classification on the statement of cash flows. This amended guidance is effective for us on January 1, 2017, with early adoption permitted. We adopted this amended guidance during the second quarter of 2016 using a modified retrospective approach. The impact of this adoption was to adjust our January 1, 2016 Condensed Consolidated Statement of Financial Position to reflect cumulative effect adjustments as follows: January 1, 2016 Originally Presented Cumulative Retrospective Adjustments January 1, 2016 Adjusted (Dollars in thousands) Deferred tax assets $ 39,635 $ 1,247 $ 40,882 Total assets $ 2,409,066 $ 1,247 $ 2,410,313 Common stock $ 339,462 $ 62 $ 339,524 Accumulated deficit $ (82,334 ) $ 1,185 $ (81,149 ) Total Shareholders’ Equity $ 251,092 $ 1,247 $ 252,339 Total Liabilities and Shareholders’ Equity $ 2,409,066 $ 1,247 $ 2,410,313 The adjustments above reflect the recording of $1.23 million of unrealized excess benefits on share based compensation and $0.06 million (impact to equity of $0.02 million after consideration of deferred taxes) for the impact of making an accounting policy election to account for forfeitures as they occur. After January 1, 2016, excess tax benefits or deficiencies resulting from share-based payments will be recognized as tax benefit or expense when they occur. Tax benefits of zero and $0.3 million were recorded during the three and nine month periods ended September 30, 2016, respectively as a result of share awards vesting during the periods. In addition, we have elected to apply the amendments related to the presentation of excess tax benefits in the statement of cash flows on a prospective basis. In June 2016, the FASB issued ASU 2016-13, “ Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace today’s “incurred loss” approach with an “expected loss” model for instruments measured at amortized cost. For available-for-sale debt securities, allowances will be recorded rather than reducing the carrying amount as is done under the current other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans.

New Accounting Standards (Table

New Accounting Standards (Tables)	9 Months Ended
	Sep. 30, 2016
New Accounting Standards [Abstract]
Condensed consolidated statement of financial position to reflect cumulative effect of adjustments	The impact of this adoption was to adjust our January 1, 2016 Condensed Consolidated Statement of Financial Position to reflect cumulative effect adjustments as follows: January 1, 2016 Originally Presented Cumulative Retrospective Adjustments January 1, 2016 Adjusted (Dollars in thousands) Deferred tax assets $ 39,635 $ 1,247 $ 40,882 Total assets $ 2,409,066 $ 1,247 $ 2,410,313 Common stock $ 339,462 $ 62 $ 339,524 Accumulated deficit $ (82,334 ) $ 1,185 $ (81,149 ) Total Shareholders’ Equity $ 251,092 $ 1,247 $ 252,339 Total Liabilities and Shareholders’ Equity $ 2,409,066 $ 1,247 $ 2,410,313

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2016
Securities [Abstract]
Securities available for sale	Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) September 30, 2016 U.S. agency $ 29,482 $ 508 $ 41 $ 29,949 U.S. agency residential mortgage-backed 168,233 1,857 132 169,958 U.S. agency commercial mortgage-backed 13,694 214 16 13,892 Private label mortgage-backed 33,482 374 278 33,578 Other asset backed 142,058 435 305 142,188 Obligations of states and political subdivisions 156,539 2,115 665 157,989 Corporate 50,787 792 124 51,455 Trust preferred 2,921 - 471 2,450 Foreign government 1,635 18 0 1,653 Total $ 598,831 $ 6,313 $ 2,032 $ 603,112 December 31, 2015 U.S. agency $ 47,283 $ 309 $ 80 $ 47,512 U.S. agency residential mortgage-backed 195,055 1,584 583 196,056 U.S. agency commercial mortgage-backed 34,017 94 83 34,028 Private label mortgage-backed 5,061 161 319 4,903 Other asset backed 117,431 54 581 116,904 Obligations of states and political subdivisions 145,193 941 1,150 144,984 Corporate 38,895 9 290 38,614 Trust preferred 2,916 - 433 2,483 Total $ 585,851 $ 3,152 $ 3,519 $ 585,484
Investments in a continuous unrealized loss position	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) September 30, 2016 U.S. agency $ 1,604 $ 3 $ 8,147 $ 38 $ 9,751 $ 41 U.S. agency residential mortgage-backed 22,982 48 19,099 84 42,081 132 U.S. agency commercial mortgage-backed 3,455 14 257 2 3,712 16 Private label mortgage- backed 12,202 18 1,429 260 13,631 278 Other asset backed 22,147 96 16,998 209 39,145 305 Obligations of states and political subdivisions 17,853 91 15,203 574 33,056 665 Corporate 3,776 14 2,892 110 6,668 124 Trust preferred - - 2,450 471 2,450 471 Total $ 84,019 $ 284 $ 66,475 $ 1,748 $ 150,494 $ 2,032 December 31, 2015 U.S. agency $ 12,164 $ 47 $ 6,746 $ 33 $ 18,910 $ 80 U.S. agency residential mortgage-backed 57,538 316 23,340 267 80,878 583 U.S. agency commercial mortgage-backed 16,747 60 2,247 23 18,994 83 Private label mortgage- backed - - 3,393 319 3,393 319 Other asset backed 102,660 434 5,189 147 107,849 581 Obligations of states and political subdivisions 52,493 597 12,240 553 64,733 1,150 Corporate 30,550 290 - - 30,550 290 Trust preferred - - 2,483 433 2,483 433 Total $ 272,152 $ 1,744 $ 55,638 $ 1,775 $ 327,790 $ 3,519
Trust preferred securities	The following table breaks out our trust preferred securities in further detail as of September 30, 2016 and December 31, 2015: September 30, 2016 December 31, 2015 Fair Value Net Unrealized Loss Fair Value Net Unrealized Loss (In thousands) Trust preferred securities Rated issues $ 1,735 $ (186 ) $ 1,690 $ (226 ) Unrated issues 715 (285 ) 793 (207 )
Private label mortgage backed securities below investment grade	At September 30, 2016, three private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Senior Support Security Total (In thousands) As of September 30, 2016 Fair value $ 1,346 $ 1,135 $ 75 $ 2,556 Amortized cost 1,303 1,064 - 2,367 Non-credit unrealized loss - - - - Unrealized gain 43 71 75 189 Cumulative credit related OTTI 757 457 380 1,594 Credit related OTTI recognized in our Condensed Consolidated Statements of Operations For the three months ended September 30, 2016 $ - $ - $ - $ - 2015 - - - - For the nine months ended September 30, 2016 - - - - 2015 - - - -
Credit losses recognized in earnings on securities available for sale	A roll forward of credit losses recognized in earnings on securities available for sale for the three and nine month periods ending September 30, follows: Three months ended September 30, Nine months ended September 30, 2016 2015 2016 2015 (In thousands) (In thousands) Balance at beginning of period $ 1,844 $ 1,844 $ 1,844 $ 1,844 Additions to credit losses on securities for which no previous OTTI was recognized - - - - Increases to credit losses on securities for which OTTI was previously recognized - - - - Balance at end of period $ 1,844 $ 1,844 $ 1,844 $ 1,844
Amortized cost and fair value of securities available for sale by contractual maturity	The amortized cost and fair value of securities available for sale at September 30, 2016, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 23,706 $ 23,753 Maturing after one year but within five years 86,673 87,599 Maturing after five years but within ten years 63,799 64,784 Maturing after ten years 67,186 67,360 241,364 243,496 U.S. agency residential mortgage-backed 168,233 169,958 U.S. agency commercial mortgage-backed 13,694 13,892 Private label residential mortgage-backed 33,482 33,578 Other asset backed 142,058 142,188 Total $ 598,831 $ 603,112
Gains and losses realized on sale of securities available for sale	A summary of proceeds from the sale of securities available for sale and gains and losses for the nine month periods ending September 30, follows: Proceeds Realized Gains Losses (In thousands) 2016 $ 56,451 $ 350 $ 52 2015 11,786 75 -

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2016
Loans [Abstract]
Analysis of allowance for loan losses by portfolio segment	An analysis of the allowance for loan losses by portfolio segment for the three months ended September 30, follows: Commercial Mortgage Installment Payment Plan Receivables Subjective Allocation Total (In thousands) 2016 Balance at beginning of period $ 6,039 $ 9,956 $ 1,139 $ 52 $ 5,526 $ 22,712 Additions (deductions) Provision for loan losses (153 ) (247 ) 208 - 17 (175 ) Recoveries credited to allowance 474 195 236 - - 905 Loans charged against the allowance (365 ) (561 ) (473 ) - - (1,399 ) Balance at end of period $ 5,995 $ 9,343 $ 1,110 $ 52 $ 5,543 $ 22,043 2015 Balance at beginning of period $ 6,707 $ 11,465 $ 1,461 $ 65 $ 4,888 $ 24,586 Additions (deductions) Provision for loan losses (26 ) (47 ) (49 ) (5 ) (117 ) (244 ) Recoveries credited to allowance 637 286 250 - - 1,173 Loans charged against the allowance (190 ) (379 ) (342 ) - - (911 ) Balance at end of period $ 7,128 $ 11,325 $ 1,320 $ 60 $ 4,771 $ 24,604 An analysis of the allowance for loan losses by portfolio segment for the nine months ended September 30, follows: Commercial Mortgage Installment Payment Plan Receivables Subjective Allocation Total (In thousands) 2016 Balance at beginning of period $ 5,670 $ 10,391 $ 1,181 $ 56 $ 5,272 $ 22,570 Additions (deductions) Provision for loan losses (1,220 ) (885 ) 399 (4 ) 271 (1,439 ) Recoveries credited to allowance 1,944 871 808 - - 3,623 Loans charged against the allowance (399 ) (1,034 ) (1,278 ) - - (2,711 ) Balance at end of period $ 5,995 $ 9,343 $ 1,110 $ 52 $ 5,543 $ 22,043 2015 Balance at beginning of period $ 5,445 $ 13,444 $ 1,814 $ 64 $ 5,223 $ 25,990 Additions (deductions) Provision for loan losses 479 (881 ) (179 ) (4 ) (452 ) (1,037 ) Recoveries credited to allowance 1,722 843 853 - - 3,418 Loans charged against the allowance (518 ) (2,081 ) (1,168 ) - - (3,767 ) Balance at end of period $ 7,128 $ 11,325 $ 1,320 $ 60 $ 4,771 $ 24,604
Allowance for loan losses and recorded investment in loans by portfolio segment	Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Payment Plan Receivables Subjective Allocation Total (In thousands) September 30, 2016 Allowance for loan losses Individually evaluated for impairment $ 3,325 $ 6,717 $ 333 $ - $ - $ 10,375 Collectively evaluated for impairment 2,670 2,626 777 52 5,543 11,668 Total ending allowance balance $ 5,995 $ 9,343 $ 1,110 $ 52 $ 5,543 $ 22,043 Loans Individually evaluated for impairment $ 16,087 $ 60,891 $ 5,101 $ - $ 82,079 Collectively evaluated for impairment 770,642 464,234 263,973 31,188 1,530,037 Total loans recorded investment 786,729 525,125 269,074 31,188 1,612,116 Accrued interest included in recorded investment 1,753 2,292 717 - 4,762 Total loans $ 784,976 $ 522,833 $ 268,357 $ 31,188 $ 1,607,354 December 31, 2015 Allowance for loan losses Individually evaluated for impairment $ 2,708 $ 7,818 $ 457 $ - $ - $ 10,983 Collectively evaluated for impairment 2,962 2,573 724 56 5,272 11,587 Total ending allowance balance $ 5,670 $ 10,391 $ 1,181 $ 56 $ 5,272 $ 22,570 Loans Individually evaluated for impairment $ 16,868 $ 66,375 $ 5,888 $ - $ 89,131 Collectively evaluated for impairment 733,399 433,931 228,827 34,599 1,430,756 Total loans recorded investment 750,267 500,306 234,715 34,599 1,519,887 Accrued interest included in recorded investment 1,869 2,270 698 - 4,837 Total loans $ 748,398 $ 498,036 $ 234,017 $ 34,599 $ 1,515,050
Loans on non-accrual status and past due more than 90 days	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Still Accruing Non- Accrual Total Non- Performing Loans (In thousands) September 30, 2016 Commercial Income producing - real estate $ - $ 658 $ 658 Land, land development and construction - real estate - 211 211 Commercial and industrial - 2,517 2,517 Mortgage 1-4 family - 4,429 4,429 Resort lending - 1,624 1,624 Home equity - 1st lien - 273 273 Home equity - 2nd lien - 353 353 Purchased loans - - - Installment Home equity - 1st lien - 96 96 Home equity - 2nd lien - 249 249 Loans not secured by real estate - 384 384 Other - 3 3 Payment plan receivables Full refund - - - Partial refund - 4 4 Other - - - Total recorded investment $ - $ 10,801 $ 10,801 Accrued interest included in recorded investment $ - $ - $ - December 31, 2015 Commercial Income producing - real estate $ - $ 1,027 $ 1,027 Land, land development and construction - real estate 49 401 450 Commercial and industrial 69 2,028 2,097 Mortgage 1-4 family - 4,744 4,744 Resort lending - 1,094 1,094 Home equity - 1st lien - 187 187 Home equity - 2nd lien - 147 147 Purchased loans - 2 2 Installment Home equity - 1st lien - 106 106 Home equity - 2nd lien - 443 443 Loans not secured by real estate - 421 421 Other - 2 2 Payment plan receivables Full refund - 2 2 Partial refund - 2 2 Other - 1 1 Total recorded investment $ 118 $ 10,607 $ 10,725 Accrued interest included in recorded investment $ 2 $ - $ 2
Aging analysis of loans by class	An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) September 30, 2016 Commercial Income producing - real estate $ - $ - $ 541 $ 541 $ 273,461 $ 274,002 Land, land development and construction - real estate - - 133 133 53,836 53,969 Commercial and industrial 105 116 457 678 458,080 458,758 Mortgage 1-4 family 2,180 1,461 4,429 8,070 285,892 293,962 Resort lending 1,975 - 1,624 3,599 103,597 107,196 Home equity - 1st lien 107 - 273 380 27,542 27,922 Home equity - 2nd lien 226 73 353 652 52,882 53,534 Purchased loans 7 1 - 8 42,503 42,511 Installment Home equity - 1st lien 474 179 96 749 13,079 13,828 Home equity - 2nd lien 133 72 249 454 15,064 15,518 Loans not secured by real estate 291 114 384 789 236,376 237,165 Other 10 4 3 17 2,546 2,563 Payment plan receivables Full refund 258 70 - 328 10,035 10,363 Partial refund 506 313 4 823 14,041 14,864 Other 159 40 - 199 5,762 5,961 Total recorded investment $ 6,431 $ 2,443 $ 8,546 $ 17,420 $ 1,594,696 $ 1,612,116 Accrued interest included in recorded investment $ 67 $ 28 $ - $ 95 $ 4,667 $ 4,762 December 31, 2015 Commercial Income producing - real estate $ 203 $ 209 $ 647 $ 1,059 $ 305,155 $ 306,214 Land, land development and construction - real estate - - 252 252 44,231 44,483 Commercial and industrial 785 16 151 952 398,618 399,570 Mortgage 1-4 family 1,943 640 4,744 7,327 269,880 277,207 Resort lending 307 - 1,094 1,401 114,619 116,020 Home equity - 1st lien 50 - 187 237 22,327 22,564 Home equity - 2nd lien 439 54 147 640 50,618 51,258 Purchased loans 9 1 2 12 33,245 33,257 Installment Home equity - 1st lien 315 107 106 528 16,707 17,235 Home equity - 2nd lien 231 149 443 823 19,727 20,550 Loans not secured by real estate 567 83 421 1,071 193,680 194,751 Other 15 3 2 20 2,159 2,179 Payment plan receivables Full refund 492 62 2 556 21,294 21,850 Partial refund 415 228 2 645 5,834 6,479 Other 110 3 1 114 6,156 6,270 Total recorded investment $ 5,881 $ 1,555 $ 8,201 $ 15,637 $ 1,504,250 $ 1,519,887 Accrued interest included in recorded investment $ 53 $ 17 $ 2 $ 72 $ 4,765 $ 4,837
Impaired loans	Impaired loans are as follows: September 30, 2016 December 31, 2015 Impaired loans with no allocated allowance (In thousands) TDR $ 541 $ 2,518 Non - TDR 133 203 Impaired loans with an allocated allowance TDR - allowance based on collateral 3,472 4,810 TDR - allowance based on present value cash flow 76,701 81,002 Non - TDR - allowance based on collateral 902 260 Non - TDR - allowance based on present value cash flow - - Total impaired loans $ 81,749 $ 88,793 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 1,710 $ 2,436 TDR - allowance based on present value cash flow 8,361 8,471 Non - TDR - allowance based on collateral 304 76 Non - TDR - allowance based on present value cash flow - - Total amount of allowance for loan losses allocated $ 10,375 $ 10,983 Impaired loans by class are as follows (1): September 30, 2016 December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 541 $ 787 $ - $ 641 $ 851 $ - Land, land development & construction-real estate 133 709 - 818 1,393 - Commercial and industrial - - - 1,245 1,241 - Mortgage 1-4 family 1 305 - 23 183 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien - 67 - - 76 - Home equity - 2nd lien - - - - - - Loans not secured by real estate - - - - - - Other - - - - - - 675 1,868 - 2,727 3,744 - With an allowance recorded: Commercial Income producing - real estate 7,813 7,951 561 8,377 9,232 516 Land, land development & construction-real estate 389 391 67 1,690 1,778 296 Commercial and industrial 7,211 7,566 2,697 4,097 4,439 1,896 Mortgage 1-4 family 43,038 44,922 4,173 47,792 49,808 5,132 Resort lending 17,295 17,327 2,488 18,148 18,319 2,662 Home equity - 1st lien 239 244 32 168 172 9 Home equity - 2nd lien 318 400 24 244 325 15 Installment Home equity - 1st lien 2,108 2,223 105 2,364 2,492 143 Home equity - 2nd lien 2,461 2,480 191 2,929 2,951 271 Loans not secured by real estate 530 566 37 587 658 42 Other 2 2 - 8 8 1 81,404 84,072 10,375 86,404 90,182 10,983 Total Commercial Income producing - real estate 8,354 8,738 561 9,018 10,083 516 Land, land development & construction-real estate 522 1,100 67 2,508 3,171 296 Commercial and industrial 7,211 7,566 2,697 5,342 5,680 1,896 Mortgage 1-4 family 43,039 45,227 4,173 47,815 49,991 5,132 Resort lending 17,295 17,327 2,488 18,148 18,319 2,662 Home equity - 1st lien 239 244 32 168 172 9 Home equity - 2nd lien 318 400 24 244 325 15 Installment Home equity - 1st lien 2,108 2,290 105 2,364 2,568 143 Home equity - 2nd lien 2,461 2,480 191 2,929 2,951 271 Loans not secured by real estate 530 566 37 587 658 42 Other 2 2 - 8 8 1 Total $ 82,079 $ 85,940 $ 10,375 $ 89,131 $ 93,926 $ 10,983 Accrued interest included in recorded investment $ 330 $ 338 (1) There were no impaired payment plan receivables or purchased mortgage loans at September 30, 2016 or December 31, 2015
Average recorded investment in and interest income earned on impaired loans by class	Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending September 30, follows (1): 2016 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 551 $ - $ 5,133 $ 45 Land, land development & construction-real estate 133 - 932 14 Commercial and industrial - - 1,922 68 Mortgage 1-4 family 12 3 24 3 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien - 3 - - Home equity - 2nd lien - - - - Loans not secured by real estate - - - - Other - - - - 696 6 8,011 130 With an allowance recorded: Commercial Income producing - real estate 8,000 111 14,655 154 Land, land development & construction-real estate 1,117 3 1,993 2 Commercial and industrial 7,145 69 6,431 37 Mortgage 1-4 family 44,256 470 49,706 554 Resort lending 17,372 161 18,414 163 Home equity - 1st lien 241 2 157 2 Home equity - 2nd lien 280 6 185 - Installment Home equity - 1st lien 2,140 34 2,474 47 Home equity - 2nd lien 2,585 37 2,999 47 Loans not secured by real estate 536 9 645 10 Other 4 - 10 - 83,676 902 97,669 1,016 Total Commercial Income producing - real estate 8,551 111 19,788 199 Land, land development & construction-real estate 1,250 3 2,925 16 Commercial and industrial 7,145 69 8,353 105 Mortgage 1-4 family 44,268 473 49,730 557 Resort lending 17,372 161 18,414 163 Home equity - 1st lien 241 2 157 2 Home equity - 2nd lien 280 6 185 - Installment Home equity - 1st lien 2,140 37 2,474 47 Home equity - 2nd lien 2,585 37 2,999 47 Loans not secured by real estate 536 9 645 10 Other 4 - 10 - Total $ 84,372 $ 908 $ 105,680 $ 1,146 (1) There were no impaired payment plan receivables or purchased mortgage loans during the three month periods ended September 30, 2016 and 2015, respectively. Average recorded investment in and interest income earned on impaired loans by class for the nine month periods ending September 30, follows (1): 2016 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 632 $ 2 $ 5,490 $ 170 Land, land development & construction-real estate 405 7 986 57 Commercial and industrial 616 21 2,345 195 Mortgage 1-4 family 12 9 18 5 Resort lending - - 15 - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien - 4 - 1 Home equity - 2nd lien 4 - - - Loans not secured by real estate - - - - Other - - - - 1,669 43 8,854 428 With an allowance recorded: Commercial Income producing - real estate 8,153 318 13,752 452 Land, land development & construction-real estate 1,352 29 2,351 35 Commercial and industrial 5,929 151 7,304 117 Mortgage 1-4 family 45,728 1,447 51,078 1,644 Resort lending 17,705 480 18,523 507 Home equity - 1st lien 223 6 159 6 Home equity - 2nd lien 231 11 154 6 Installment Home equity - 1st lien 2,233 118 2,582 141 Home equity - 2nd lien 2,723 122 3,086 147 Loans not secured by real estate 557 28 669 29 Other 5 - 11 1 84,839 2,710 99,669 3,085 Total Commercial Income producing - real estate 8,785 320 19,242 622 Land, land development & construction-real estate 1,757 36 3,337 92 Commercial and industrial 6,545 172 9,649 312 Mortgage 1-4 family 45,740 1,456 51,096 1,649 Resort lending 17,705 480 18,538 507 Home equity - 1st lien 223 6 159 6 Home equity - 2nd lien 231 11 154 6 Installment Home equity - 1st lien 2,233 122 2,582 142 Home equity - 2nd lien 2,727 122 3,086 147 Loans not secured by real estate 557 28 669 29 Other 5 - 11 1 Total $ 86,508 $ 2,753 $ 108,523 $ 3,513 (1) There were no impaired payment plan receivables or purchased mortgage loans during the nine month periods ended September 30, 2016 and 2015, respectively.
Troubled debt restructurings	Troubled debt restructurings follow: September 30, 2016 Commercial Retail Total (In thousands) Performing TDRs $ 12,642 $ 62,299 $ 74,941 Non-performing TDRs(1) 2,352 3,421 (2) 5,773 Total $ 14,994 $ 65,720 $ 80,714 December 31, 2015 Commercial Retail Total (In thousands) Performing TDRs $ 13,318 $ 68,194 $ 81,512 Non-performing TDRs(1) 3,041 3,777 (2) 6,818 Total $ 16,359 $ 71,971 $ 88,330 (1) Included in non-performing loans table above. (2) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Troubled debt restructuring during the period	Loans that have been classified as troubled debt restructurings during the three-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2016 Commercial Income producing - real estate 2 $ 180 $ 180 Land, land development & construction-real estate - - - Commercial and industrial 2 175 158 Mortgage 1-4 family 2 204 207 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien 2 77 78 Installment Home equity - 1st lien 2 82 85 Home equity - 2nd lien 1 7 7 Loans not secured by real estate 1 34 34 Other - - - Total 12 $ 759 $ 749 2015 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 1 48 26 Mortgage 1-4 family 3 343 344 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien - - - Home equity - 2nd lien - - - Loans not secured by real estate 1 19 19 Other - - - Total 5 $ 410 $ 389 (1) There were no payment plan receivables or purchased mortgage loans classified as troubled debt restructurings during the three month periods ended September 30, 2016 and 2015, respectively. Loans that have been classified as troubled debt restructurings during the nine-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2016 Commercial Income producing - real estate 4 $ 290 $ 290 Land, land development & construction-real estate - - - Commercial and industrial 6 1,933 1,916 Mortgage 1-4 family 5 396 470 Resort lending 1 116 117 Home equity - 1st lien 1 107 78 Home equity - 2nd lien 2 77 78 Installment Home equity - 1st lien 6 141 145 Home equity - 2nd lien 5 133 136 Loans not secured by real estate 2 46 46 Other - - - Total 32 $ 3,239 $ 3,276 2015 Commercial Income producing - real estate 2 $ 229 $ 234 Land, land development & construction-real estate - - - Commercial and industrial 4 301 273 Mortgage 1-4 family 9 1,373 1,189 Resort lending 1 313 309 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 5 190 164 Home equity - 2nd lien 3 58 58 Loans not secured by real estate 2 19 25 Other - - - Total 26 $ 2,483 $ 2,252 (1) There were no payment plan receivables or purchased mortgage loans classified as troubled debt restructurings during the nine month periods ended September 30, 2016 and 2015, respectively.
Troubled debt restructuring during the past twelve months that subsequently defaulted	Loans that have been classified as troubled debt restructurings during the past twelve months and that Number of Contracts Recorded Balance (Dollars in thousands) 2016 Commercial Income producing - real estate - $ - Land, land development & construction-real estate - - Commercial and industrial - - Mortgage 1-4 family - - Resort lending - - Home equity - 1st lien - - Home equity - 2nd lien - - Installment Home equity - 1st lien - - Home equity - 2nd lien - - Loans not secured by real estate - - Other - - - $ - 2015 Commercial Income producing - real estate - $ - Land, land development & construction-real estate - - Commercial and industrial - - Mortgage 1-4 family 1 54 Resort lending - - Home equity - 1st lien - - Home equity - 2nd lien - - Installment Home equity - 1st lien - - Home equity - 2nd lien - - Loans not secured by real estate - - Other - - 1 $ 54 Loans that have been classified as troubled debt restructurings during the past twelve months and that Number of Contracts Recorded Balance (Dollars in thousands) 2016 Commercial Income producing - real estate - $ - Land, land development & construction-real estate - - Commercial and industrial - - Mortgage 1-4 family - - Resort lending - - Home equity - 1st lien - - Home equity - 2nd lien - - Installment Home equity - 1st lien - - Home equity - 2nd lien - - Loans not secured by real estate - - Other - - - $ - 2015 Commercial Income producing - real estate - $ - Land, land development & construction-real estate - - Commercial and industrial 2 157 Mortgage 1-4 family 1 54 Resort lending - - Home equity - 1st lien - - Home equity - 2nd lien - - Installment Home equity - 1st lien - - Home equity - 2nd lien - - Loans not secured by real estate 1 4 Other - - 4 $ 215
Summary of loan ratings by loan class	The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch Watch Substandard Non- Total (In thousands) September 30, 2016 Income producing - real estate $ 268,940 $ 4,000 $ 404 $ 658 $ 274,002 Land, land development and construction - real estate 53,559 199 - 211 53,969 Commercial and industrial 439,036 10,727 6,478 2,517 458,758 Total $ 761,535 $ 14,926 $ 6,882 $ 3,386 $ 786,729 Accrued interest included in total $ 1,676 $ 56 $ 21 $ - $ 1,753 December 31, 2015 Income producing - real estate $ 296,898 $ 6,866 $ 1,423 $ 1,027 $ 306,214 Land, land development and construction - real estate 40,844 2,995 243 401 44,483 Commercial and industrial 371,357 19,502 6,683 2,028 399,570 Total $ 709,099 $ 29,363 $ 8,349 $ 3,456 $ 750,267 Accrued interest included in total $ 1,729 $ 108 $ 32 $ - $ 1,869 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Lending Home Equity 1st Lien Home Equity 2nd Lien Purchased Loans Total (In thousands) September 30, 2016 800 and above $ 32,310 $ 12,054 $ 5,590 $ 8,288 $ 4,816 $ 63,058 750-799 88,959 38,472 9,551 19,103 26,721 182,806 700-749 60,455 30,934 5,052 11,278 10,831 118,550 650-699 53,748 13,530 3,690 8,259 - 79,227 600-649 27,848 6,218 1,365 3,342 - 38,773 550-599 15,413 2,467 738 1,542 - 20,160 500-549 7,955 871 484 1,246 - 10,556 Under 500 5,097 596 172 244 - 6,109 Unknown 2,177 2,054 1,280 232 143 5,886 Total $ 293,962 $ 107,196 $ 27,922 $ 53,534 $ 42,511 $ 525,125 Accrued interest included in total $ 1,386 $ 473 $ 104 $ 210 $ 119 $ 2,292 December 31, 2015 800 and above $ 28,760 $ 13,943 $ 4,374 $ 7,696 $ 2,310 $ 57,083 750-799 78,802 40,888 7,137 17,405 23,283 167,515 700-749 56,519 31,980 4,341 11,022 6,940 110,802 650-699 51,813 17,433 3,203 7,691 - 80,140 600-649 27,966 4,991 1,467 3,684 - 38,108 550-599 16,714 3,070 1,027 1,918 - 22,729 500-549 10,610 1,051 572 1,295 - 13,528 Under 500 4,708 554 244 265 - 5,771 Unknown 1,315 2,110 199 282 724 4,630 Total $ 277,207 $ 116,020 $ 22,564 $ 51,258 $ 33,257 $ 500,306 Accrued interest included in total $ 1,396 $ 477 $ 87 $ 196 $ 114 $ 2,270 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Equity 1st Lien Home Equity 2nd Lien Loans not Secured by Real Estate Other Total (In thousands) September 30, 2016 800 and above $ 1,373 $ 1,953 $ 51,471 $ 108 $ 54,905 750-799 3,031 3,558 110,667 680 117,936 700-749 2,170 2,872 43,616 812 49,470 650-699 2,690 3,244 18,322 522 24,778 600-649 2,193 1,668 4,080 281 8,222 550-599 1,310 1,348 1,690 52 4,400 500-549 895 631 1,126 48 2,700 Under 500 134 233 309 25 701 Unknown 32 11 5,884 35 5,962 Total $ 13,828 $ 15,518 $ 237,165 $ 2,563 $ 269,074 Accrued interest included in total $ 58 $ 57 $ 582 $ 20 $ 717 December 31, 2015 800 and above $ 1,792 $ 1,782 $ 44,254 $ 58 $ 47,886 750-799 4,117 5,931 86,800 531 97,379 700-749 2,507 3,899 34,789 694 41,889 650-699 3,508 4,182 16,456 499 24,645 600-649 2,173 2,153 4,979 200 9,505 550-599 1,800 1,346 1,997 109 5,252 500-549 1,056 855 1,170 61 3,142 Under 500 223 370 385 23 1,001 Unknown 59 32 3,921 4 4,016 Total $ 17,235 $ 20,550 $ 194,751 $ 2,179 $ 234,715 Accrued interest included in total $ 78 $ 83 $ 520 $ 17 $ 698 (1) Credit scores have been updated within the last twelve months. The following table summarizes credit ratings of insurer or risk retention group counterparties by class of payment plan receivable: Payment Plan Receivables Full Refund Partial Refund Other Total (In thousands) September 30, 2016 AM Best rating A+ $ - $ 8 $ - $ 8 A 1,094 13,696 - 14,790 A- 977 1,110 3,458 5,545 B+ - - 2,502 2,502 Not rated 8,292 50 1 8,343 Total $ 10,363 $ 14,864 $ 5,961 $ 31,188 December 31, 2015 AM Best rating A+ $ - $ 6 $ - $ 6 A 2,712 5,203 - 7,915 A- 3,418 1,177 6,265 10,860 Not rated 15,720 93 5 15,818 Total $ 21,850 $ 6,479 $ 6,270 $ 34,599

Segments (Tables)

Segments (Tables)	9 Months Ended
	Sep. 30, 2016
Segments [Abstract]
Summary of selected financial information for reportable segments	A summary of selected financial information for our reportable segments follows: IB Mepco Other(1) Elimination(2) Total (In thousands) Total assets September 30, 2016 $ 2,476,795 $ 50,032 $ 286,672 $ (275,180 ) $ 2,538,319 December 31, 2015 2,340,566 57,208 286,936 (275,644 ) 2,409,066 For the three months ended September 30, 2016 Interest income $ 20,731 $ 1,014 $ 5 $ (5 ) $ 21,745 Net interest income 19,409 880 (291 ) 0 19,998 Provision for loan losses (176 ) 1 0 0 (175 ) Income (loss) before income tax 9,811 (29 ) (406 ) (24 ) 9,352 Net income (loss) 6,665 (20 ) (256 ) (16 ) 6,373 2015 Interest income $ 18,973 $ 1,320 $ 20 $ (20 ) $ 20,293 Net interest income 17,964 1,115 (238 ) - 18,841 Provision for loan losses (238 ) (6 ) - - (244 ) Income (loss) before income tax 7,961 (254 ) (358 ) (24 ) 7,325 Net income (loss) 5,455 (168 ) (224 ) (16 ) 5,047 For the nine months ended September 30, 2016 Interest income $ 61,190 $ 3,176 $ 22 $ (22 ) $ 64,366 Net interest income 57,500 2,727 (836 ) - 59,391 Provision for loan losses (1,436 ) (3 ) - - (1,439 ) Income (loss) before income tax 25,971 (339 ) (1,103 ) (71 ) 24,458 Net income (loss) 17,834 (225 ) (652 ) (46 ) 16,911 2015 Interest income $ 55,895 $ 4,081 $ 60 $ (60 ) $ 59,976 Net interest income 52,864 3,468 (699 ) - 55,633 Provision for loan losses (1,032 ) (5 ) - - (1,037 ) Income (loss) before income tax 23,063 (766 ) (1,097 ) (71 ) 21,129 Net income (loss) 15,623 (437 ) (693 ) (46 ) 14,447 (1) Includes amounts relating to our parent company. (2) Includes parent company's investment in subsidiaries and cash balances maintained at subsidiary.

Shareholders' Equity and Earn28

Shareholders' Equity and Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2016
Shareholders' Equity and Earnings Per Common Share [Abstract]
Reconciliation of basic and diluted net income per share	A reconciliation of basic and diluted net income per common share follows: Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 (In thousands, except per share amounts) Net income $ 6,373 $ 5,047 $ 16,911 $ 14,447 Weighted average shares outstanding (1) 21,232 22,673 21,421 22,852 Effect of stock options 149 118 150 120 Stock units for deferred compensation plan for non-employee directors 116 112 115 111 Restricted stock units - 230 46 283 Performance share units 52 - 42 - Weighted average shares outstanding for calculation of diluted earnings per share 21,549 23,133 21,774 23,366 Net income per common share Basic (1) $ 0.30 $ 0.22 $ 0.79 $ 0.63 Diluted $ 0.30 $ 0.22 $ 0.78 $ 0.62 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume29

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2016
Derivative Financial Instruments [Abstract]
Derivative financial instruments according to type of hedge designation	Our derivative financial instruments according to the type of hedge in which they are designated follows: September 30, 2016 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) No hedge designation Rate-lock mortgage loan commitments $ 31,760 0.1 $ 1,163 Mandatory commitments to sell mortgage loans 67,672 0.1 (283 ) Pay-fixed interest rate swap agreements 48,623 8.8 (2,009 ) Pay-variable interest rate swap agreements 48,623 8.8 2,009 Purchased options 3,119 4.8 216 Written options 3,119 4.8 (216 ) Total $ 202,916 4.4 $ 880 December 31, 2015 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) No hedge designation Rate-lock mortgage loan commitments $ 20,581 0.1 $ 550 Mandatory commitments to sell mortgage loans 46,320 0.1 69 Pay-fixed interest rate swap agreements 27,587 8.0 (497 ) Pay-variable interest rate swap agreements 27,587 8.0 497 Purchased options 2,098 5.7 122 Written options 2,098 5.7 (122 ) Total $ 126,271 3.7 $ 619
Fair value of derivative instruments	Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives September 30, 2016 December 31, 2015 September 30, 2016 December 31, 2015 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets $ 1,163 Other assets $ 550 Other liabilities $ - Other liabilities $ - Mandatory commitments to sell mortgage loans Other assets - Other assets 69 Other liabilities 283 Other liabilities - Pay-fixed interest rate swap agreements Other assets - Other assets - Other liabilities 2,009 Other liabilities 497 Pay-variable interest rate swap agreements Other assets 2,009 Other assets 497 Other liabilities - Other liabilities - Purchased options Other assets 216 Other assets 122 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 216 Other liabilities 122 Total derivatives $ 3,388 $ 1,238 $ 2,508 $ 619
Effect of derivative financial instruments on condensed consolidated statement of operation	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Gain (Loss) Recognized in Income Location of Gain (Loss) Three Month Periods Ended September 30, Nine Month Periods Ended September 30, Recognized in Income 2016 2015 2016 2015 (In thousands) No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 264 $ 281 $ 613 $ 386 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 94 (745 ) (352 ) (225 ) Pay-fixed interest rate swap agreements Interest income 196 (452 ) (1,512 ) (492 ) Pay-variable interest rate swap agreements Interest income (196 ) 452 1,512 492 Purchased options Interest expense 13 126 94 126 Written options Interest expense (13 ) (126 ) (94 ) (126 ) Total $ 358 $ (464 ) $ 261 $ 161

Intangible Assets (Tables)

Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2016
Intangible Assets [Abstract]
Other intangible assets, net of amortization	The following table summarizes intangible assets, net of amortization: September 30, 2016 December 31, 2015 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 6,118 $ 4,099 $ 6,118 $ 3,838
Estimated amortization of other intangible assets	Amortization of other intangibles has been estimated through 2021 and thereafter in the following table. (In thousands) Three months ending December 31, 2016 $ 86 2017 346 2018 346 2019 346 2020 346 2021 and thereafter 549 Total $ 2,019

Share Based Compensation (Table

Share Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2016
Share Based Compensation [Abstract]
Summary of outstanding stock option grants and transactions	A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2016 235,596 $ 4.94 Granted - Exercised (16,912 ) 3.78 Forfeited (664 ) 6.42 Expired (2,300 ) 3.54 Outstanding at September 30, 2016 215,720 $ 5.04 5.33 $ 2,544 Vested and expected to vest at September 30, 2016 215,720 $ 5.04 5.33 $ 2,544 Exercisable at September 30, 2016 215,720 $ 5.04 5.33 $ 2,544
Summary of non-vested restricted stock, restricted stock units and PSU's	A summary of outstanding non-vested restricted stock, restricted stock units and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2016 261,981 $ 11.29 Granted 121,660 15.05 Vested (107,795 ) 7.92 Forfeited (4,924 ) 13.24 Outstanding at September 30, 2016 270,922 $ 14.28
Information regarding options exercised	Certain information regarding options exercised during the periods follows: Three Months Ended September 30, Nine Months Ended September 30, 2016 2015 2016 2015 Intrinsic value $ 9 $ 71 $ 186 $ 314 Cash proceeds received $ 5 $ 23 $ 64 $ 105 Tax benefit realized $ 3 $ 25 $ 65 $ 110

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2016
Regulatory Matters [Abstract]
Actual capital amounts and ratios	Our actual capital amounts and ratios follow: Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) September 30, 2016 Total capital to risk-weighted assets Consolidated $ 281,310 16.05 % $ 140,243 8.00 % NA NA Independent Bank 269,578 15.39 140,116 8.00 175,145 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 259,279 14.79 % $ 105,182 6.00 % NA NA Independent Bank 247,615 14.14 105,087 6.00 140,116 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 233,631 13.33 % $ 78,886 4.50 % NA NA Independent Bank 247,615 14.14 78,815 4.50 113,844 6.50 % Tier 1 capital to average assets Consolidated $ 259,279 10.56 % $ 98,174 4.00 % NA NA Independent Bank 247,615 10.09 98,116 4.00 122,645 5.00 % December 31, 2015 Total capital to risk-weighted assets Consolidated $ 278,170 16.65 % $ 133,668 8.00 % NA NA Independent Bank 261,894 15.69 133,514 8.00 $ 166,893 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 257,050 15.38 % $ 100,251 6.00 % NA NA Independent Bank 240,867 14.43 100,136 6.00 $ 133,514 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 239,271 14.32 % $ 75,188 4.50 % NA NA Independent Bank 240,867 14.43 75,102 4.50 $ 108,480 6.50 % Tier 1 capital to average assets Consolidated $ 257,050 10.91 % $ 94,217 4.00 % NA NA Independent Bank 240,867 10.23 94,145 4.00 $ 117,682 5.00 %
Components of regulatory capital	The components of our regulatory capital are as follows: Consolidated Independent Bank September 30, 2016 December 31, 2015 September 30, 2016 December 31, 2015 (In thousands) Total shareholders' equity $ 250,902 $ 251,092 $ 263,762 $ 259,947 Add (deduct) Accumulated other comprehensive (income) loss for regulatory purposes (2,783 ) 238 (2,782 ) 238 Intangible assets (1,211 ) (912 ) (1,211 ) (912 ) Disallowed deferred tax assets (13,277 ) (11,147 ) (12,154 ) (18,406 ) Common equity tier 1 capital 233,631 239,271 247,615 240,867 Qualifying trust preferred securities 34,500 34,500 - - Disallowed deferred tax assets (8,852 ) (16,721 ) - - Tier 1 capital 259,279 257,050 247,615 240,867 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 22,031 21,120 21,963 21,027 Total risk-based capital $ 281,310 $ 278,170 $ 269,578 $ 261,894

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	9 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) September 30, 2016: Measured at Fair Value on a Recurring Basis: Assets Trading securities $ 152 $ 152 $ - $ - Securities available for sale U.S. agency 29,949 - 29,949 - U.S. agency residential mortgage-backed 169,958 - 169,958 - U.S. agency commercial mortgage-backed 13,892 - 13,892 - Private label mortgage-backed 33,578 - 33,578 - Other asset backed 142,188 - 142,188 - Obligations of states and political subdivisions 157,989 - 157,989 - Corporate 51,455 - 51,455 - Trust preferred 2,450 - 2,450 - Foreign government 1,653 - 1,653 - Loans held for sale 38,008 - 38,008 - Derivatives (1) 3,388 - 3,388 - Liabilities Derivatives (2) 2,508 - 2,508 - Measured at Fair Value on a Non-recurring basis: Assets Capitalized mortgage loan servicing rights (3) 10,678 - - 10,678 Impaired loans (4) Commercial Income producing - real estate 262 - - 262 Land, land development & construction-real estate 172 - - 172 Commercial and industrial 1,558 - - 1,558 Mortgage 1-4 Family 368 - - 368 Other real estate (5) Commercial Income producing - real estate (6) 2,963 - 2,963 - Land, land development & construction-real estate 176 - - 176 Mortgage 1-4 Family 25 - - 25 Resort lending 30 - - 30 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance. (4) Only includes impaired loans with specific loss allocations based on collateral value. (5) Only includes other real estate with subsequent write downs to fair value. (6) Level 2 valuation is based on sales price at an auction subsequent to September 30, 2016. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2015: Measured at Fair Value on a Recurring Basis: Assets Trading securities $ 148 $ 148 $ - $ - Securities available for sale U.S. agency 47,512 - 47,512 - U.S. agency residential mortgage-backed 196,056 - 196,056 - U.S. agency commercial mortgage-backed 34,028 - 34,028 - Private label mortgage-backed 4,903 - 4,903 - Other asset backed 116,904 - 116,904 - Obligations of states and political subdivisions 144,984 - 144,984 - Corporate 38,614 - 38,614 - Trust preferred 2,483 - 2,483 - Loans held for sale 27,866 - 27,866 - Derivatives (1) 1,238 - 1,238 - Liabilities Derivatives (2) 619 - 619 - Measured at Fair Value on a Non-recurring basis: Assets Capitalized mortgage loan servicing rights (3) 8,481 - - 8,481 Impaired loans (4) Commercial Income producing - real estate 711 - - 711 Land, land development & construction-real estate 40 - - 40 Commercial and industrial 1,257 - - 1,257 Mortgage 1-4 Family 421 - - 421 Resort lending 129 - - 129 Other real estate (5) Commercial Land, land development & construction-real estate 639 - - 639 Commercial and industrial 165 - - 165 Mortgage 1-4 Family 26 - - 26 Resort lending 107 - - 107 Home equity - 1st lien 14 - - 14 Installment Home equity - 1st lien 36 - - 36 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance. (4) Only includes impaired loans with specific loss allocations based on collateral value. (5) Only includes other real estate with subsequent write downs to fair value.
Changes in fair value for financial assets	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Nine-Month Periods Ended September 30 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option 2016 2015 Net Gains (Losses) on Assets Total Change in Fair Values Included in Current Period Net Gains (Losses) on Assets Total Change in Fair Values Included in Current Period Securities Loans Earnings Securities Loans Earnings (In thousands) Trading securities $ 4 $ - $ 4 $ 22 $ - $ 22 Loans held for sale - 612 612 - 311 311
Quantitative information about Level 3 fair value measurements measured on a non-recurring basis	Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Weighted Average (In thousands) September 30, 2016 Capitalized mortgage loan servicing rights $ 10,678 Present value of net servicing revenue Discount rate 10.06 % Cost to service $ 82 Ancillary income 24 Float rate 1.18 % Impaired loans Commercial (1) 1,787 Sales comparison approach Adjustment for differences between comparable sales (2.4 )% Mortgage 368 Sales comparison approach Adjustment for differences between comparable sales (10.2 ) Other real estate Commercial 176 Sales comparison approach Adjustment for differences between comparable sales (22.5 ) Mortgage and installment 55 Sales comparison approach Adjustment for differences between comparable sales 4.6 December 31, 2015 Capitalized mortgage loan servicing rights $ 8,481 Present value of net servicing revenue Discount rate 10.04 % Cost to service $ 80 Ancillary income 24 Float rate 1.73 % Impaired loans Commercial (1) 1,605 Sales comparison approach Adjustment for differences between comparable sales (2.1 )% Income approach Capitalization rate 9.3 Mortgage 550 Sales comparison approach Adjustment for differences between comparable sales 0.7 Other real estate Commercial 804 Sales comparison approach Adjustment for differences between comparable sales (3.9 ) Mortgage and installment 183 Sales comparison approach Adjustment for differences between comparable sales 75.6 (1) In addition to the valuation techniques and unobservable inputs discussed above, at September 30, 2016 and December 31, 2015, we had an impaired collateral dependent commercial relationship that totaled $0.2 million and $0.4 million, respectively that was primarily secured by collateral other than real estate. Collateral securing this relationship primarily included machinery and equipment and inventory at September 30, 2016 and December 31, 2015. Valuation techniques at September 30, 2016 and December 31, 2015, included appraisals and discounting restructuring firm valuations based on estimates of value recovery of each particular asset type. Discount rates used ranged from 0% to 100% of stated values.
Aggregate fair value and aggregate remaining contractual principal balance for loans held for sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale September 30, 2016 $ 38,008 $ 1,326 $ 36,682 December 31, 2015 27,866 714 27,152

Fair Values of Financial Inst34

Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2016
Fair Values of Financial Instruments [Abstract]
Estimated recorded book balances and fair values	The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) September 30, 2016 Assets Cash and due from banks $ 38,610 $ 38,610 $ 38,610 $ - $ - Interest bearing deposits 75,706 75,706 75,706 - - Interest bearing deposits - time 7,233 7,272 - 7,272 - Trading securities 152 152 152 - - Securities available for sale 603,112 603,112 - 603,112 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,507 NA NA NA NA Net loans and loans held for sale 1,623,319 1,601,113 - 38,008 1,563,105 Accrued interest receivable 6,973 6,973 2 2,438 4,533 Derivative financial instruments 3,388 3,388 - 3,388 - Liabilities Deposits with no stated maturity (1) $ 1,743,864 $ 1,743,864 $ 1,743,864 $ - $ - Deposits with stated maturity (1) 463,096 462,297 - 462,297 - Other borrowings 11,527 12,702 - 12,702 - Subordinated debentures 35,569 22,223 - 22,223 - Accrued interest payable 630 630 17 613 - Derivative financial instruments 2,508 2,508 - 2,508 - December 31, 2015 Assets Cash and due from banks $ 54,260 $ 54,260 $ 54,260 $ - $ - Interest bearing deposits 31,523 31,523 31,523 - - Interest bearing deposits - time 11,866 11,858 - 11,858 - Trading securities 148 148 148 - - Securities available for sale 585,484 585,484 - 585,484 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,471 NA NA NA NA Net loans and loans held for sale 1,520,346 1,472,613 - 27,866 1,444,747 Accrued interest receivable 6,565 6,565 5 1,969 4,591 Derivative financial instruments 1,238 1,238 - 1,238 - Liabilities Deposits with no stated maturity (1) $ 1,659,743 $ 1,659,743 $ 1,659,743 $ - $ - Deposits with stated maturity (1) 426,220 423,776 - 423,776 - Other borrowings 11,954 13,448 - 13,448 - Subordinated debentures 35,569 23,069 - 23,069 - Accrued interest payable 466 466 21 445 - Derivative financial instruments 619 619 - 619 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $9.3 million and $11.8 million at September 30, 2016 and December 31, 2015, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $37.3 million and $38.4 million at September 30, 2016 and December 31, 2015, respectively.

Accumulated Other Comprehensi35

Accumulated Other Comprehensive Loss ("AOCL") (Tables)	9 Months Ended
	Sep. 30, 2016
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Schedule of accumulated other comprehensive loss (AOCL), net of tax	A summary of changes in AOCL follows: Unrealized Gains (Losses) on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Total For the three months ended September 30, 2016 Balances at beginning of period $ 2,515 $ (5,798 ) $ (3,283 ) Other comprehensive income before reclassifications 278 - 278 Amounts reclassified from AOCL (10 ) - (10 ) Net current period other comprehensive income 268 - 268 Balances at end of period $ 2,783 $ (5,798 ) $ (3,015 ) 2015 Balances at beginning of period $ 408 $ (5,798 ) $ (5,390 ) Other comprehensive income before reclassifications 894 - 894 Amounts reclassified from AOCL - - - Net current period other comprehensive income 894 - 894 Balances at end of period $ 1,302 $ (5,798 ) $ (4,496 ) For the nine months ended September 30, 2016 Balances at beginning of period $ (238 ) $ (5,798 ) $ (6,036 ) Other comprehensive income before reclassifications 3,215 - 3,215 Amounts reclassified from AOCL (194 ) - (194 ) Net current period other comprehensive income 3,021 - 3,021 Balances at end of period $ 2,783 $ (5,798 ) $ (3,015 ) 2015 Balances at beginning of period $ 162 $ (5,798 ) $ (5,636 ) Other comprehensive income before reclassifications 1,189 - 1,189 Amounts reclassified from AOCL (49 ) - (49 ) Net current period other comprehensive income 1,140 - 1,140 Balances at end of period $ 1,302 $ (5,798 ) $ (4,496 )
Summary of reclassifications out of each component of AOCL	A summary of reclassifications out of each component of AOCL for the three months ended September 30 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2016 Unrealized gains on securities available for sale $ 15 Net gains on securities - Net impairment loss recognized in earnings 15 Total reclassifications before tax 5 Income tax expense $ 10 Reclassifications, net of tax 2015 Unrealized gains on securities available for sale $ - Net gains on securities - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax A summary of reclassifications out of each component of AOCL for the nine months ended September 30 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2016 Unrealized gains on securities available for sale $ 298 Net gains on securities - Net impairment loss recognized in earnings 298 Total reclassifications before tax 104 Income tax expense $ 194 Reclassifications, net of tax 2015 Unrealized gains on securities available for sale $ 75 Net gains on securities - Net impairment loss recognized in earnings 75 Total reclassifications before tax 26 Income tax expense $ 49 Reclassifications, net of tax

New Accounting Standards (Detai

New Accounting Standards (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2016	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets	$ 32,156	$ 32,156	$ 39,635
Total assets	2,538,319	2,538,319	2,409,066
Common stock	323,303	323,303	339,462
Accumulated deficit	(69,386)	(69,386)	(82,334)
Total Shareholders' Equity	250,902	250,902	251,092	$ 252,980	$ 250,371
Total Liabilities and Shareholders' Equity	2,538,319	2,538,319	2,409,066
Income tax expense (benefit)	0	(300)
ASU 2016-09 [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets			40,882
Total assets			2,410,313
Common stock			339,524
Accumulated deficit			(81,149)
Total Shareholders' Equity			252,339
Total Liabilities and Shareholders' Equity			2,410,313
Unrealized excess benefits on share based compensation		1,230
Forfeiture provision		60
Impact to equity after consideration of deferred taxes		20
Income tax expense (benefit)	$ 0	$ (300)
ASU 2016-09 [Member] | Originally Presented [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets			39,635
Total assets			2,409,066
Common stock			339,462
Accumulated deficit			(82,334)
Total Shareholders' Equity			251,092
Total Liabilities and Shareholders' Equity			2,409,066
ASU 2016-09 [Member] | Cumulative Retrospective Adjustments [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets			1,247
Total assets			1,247
Common stock			62
Accumulated deficit			1,185
Total Shareholders' Equity			1,247
Total Liabilities and Shareholders' Equity			$ 1,247

Securities (Details)

Securities (Details) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2016USD ($)Security	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)Security	Sep. 30, 2015USD ($)	Dec. 31, 2015USD ($)Security
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 598,831		$ 598,831		$ 585,851
Unrealized Gains	6,313		6,313		3,152
Unrealized Losses	2,032		2,032		3,519
Fair Value	603,112		603,112		585,484
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	84,019		84,019		272,152
Less Than Twelve Months, Unrealized Losses	284		284		1,744
Twelve Months or More, Fair Value	66,475		66,475		55,638
Twelve Months or More, Unrealized Losses	1,748		1,748		1,775
Total, Fair Value	150,494		150,494		327,790
Total, Unrealized Losses	2,032		2,032		3,519
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	2,556		2,556
Amortized cost	2,367		2,367
Non-credit unrealized loss	0		0
Unrealized gain	189		189
Cumulative credit related OTTI	1,594		1,594
OTTI changes recorded in earnings	0	$ 0	0	$ 0
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance at beginning of period	1,844	1,844	1,844	1,844	1,844
Additions to credit losses on securities for which no previous OTTI was recognized	0	0	0	0
Increases to credit losses on securities for which OTTI was previously recognized	0	0	0	0
Balance at end of period	1,844	1,844	1,844	1,844	1,844
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Maturing within one year	23,706		23,706
Maturing after one year but within five years	86,673		86,673
Maturing after five years but within ten years	63,799		63,799
Maturing after ten years	67,186		67,186
Available-for-sale securities, debt maturities, amortized cost basis	241,364		241,364
U.S. agency residential mortgage-backed	168,233		168,233
U.S. agency commercial mortgage-backed	13,694		13,694
Private label residential mortgage-backed	33,482		33,482
Other asset backed	142,058		142,058
Total	598,831		598,831
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Maturing within one year	23,753		23,753
Maturing after one year but within five years	87,599		87,599
Maturing after five years but within ten years	64,784		64,784
Maturing after ten years	67,360		67,360
Total available-for-sale securities fair value	243,496		243,496
U.S. agency residential mortgage-backed	169,958		169,958
U.S. agency commercial mortgage-backed	13,892		13,892
Private label residential mortgage-backed	33,578		33,578
Other asset backed	142,188		142,188
Total	603,112		603,112
Gain and losses realized on sale of securities available for sale [Abstract]
Proceeds			56,451	11,786
Realized gains			350	75
Realized losses			52	0
Trading securities, realized gains			4	22
Credit related OTTI recognized in earnings	0	0
U.S. Agency [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	29,482		29,482		47,283
Unrealized Gains	508		508		309
Unrealized Losses	41		41		80
Fair Value	29,949		29,949		47,512
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	1,604		1,604		12,164
Less Than Twelve Months, Unrealized Losses	3		3		47
Twelve Months or More, Fair Value	8,147		8,147		6,746
Twelve Months or More, Unrealized Losses	38		38		33
Total, Fair Value	9,751		9,751		18,910
Total, Unrealized Losses	$ 41		$ 41		80
Number of securities with market fair value less than amortized cost | Security	21		21
U.S. Agency Residential Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 168,233		$ 168,233		195,055
Unrealized Gains	1,857		1,857		1,584
Unrealized Losses	132		132		583
Fair Value	169,958		169,958		196,056
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	22,982		22,982		57,538
Less Than Twelve Months, Unrealized Losses	48		48		316
Twelve Months or More, Fair Value	19,099		19,099		23,340
Twelve Months or More, Unrealized Losses	84		84		267
Total, Fair Value	42,081		42,081		80,878
Total, Unrealized Losses	$ 132		$ 132		583
Number of securities with market fair value less than amortized cost | Security	59		59
U.S. Agency Commercial Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 13,694		$ 13,694		34,017
Unrealized Gains	214		214		94
Unrealized Losses	16		16		83
Fair Value	13,892		13,892		34,028
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	3,455		3,455		16,747
Less Than Twelve Months, Unrealized Losses	14		14		60
Twelve Months or More, Fair Value	257		257		2,247
Twelve Months or More, Unrealized Losses	2		2		23
Total, Fair Value	3,712		3,712		18,994
Total, Unrealized Losses	$ 16		$ 16		83
Number of securities with market fair value less than amortized cost | Security	7		7
Private Label Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 33,482		$ 33,482		5,061
Unrealized Gains	374		374		161
Unrealized Losses	278		278		319
Fair Value	33,578		33,578		4,903
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	12,202		12,202		0
Less Than Twelve Months, Unrealized Losses	18		18		0
Twelve Months or More, Fair Value	1,429		1,429		3,393
Twelve Months or More, Unrealized Losses	260		260		319
Total, Fair Value	13,631		13,631		3,393
Total, Unrealized Losses	$ 278		$ 278		$ 319
Number of securities with market fair value less than amortized cost | Security	24		24
Number of securities purchased prior to 2016 | Security					4
Number of securities with impairment in excess of ten percent | Security	2		2
Percentage of excess impairment on securities	10.00%		10.00%
Number of securities with impairment for more than 12 months | Security	3		3
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Number of private label mortgage backed securities complete recovery of cost basis | Security	4		4
Number of private label mortgage backed securities currently with OTTI unrealized gains | Security	3		3
Number of private label mortgage backed securities with OTTI unrealized loss less than previous OTTI credit | Security	3		3
Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	$ 1,346		$ 1,346
Amortized cost	1,303		1,303
Non-credit unrealized loss	0		0
Unrealized gain	43		43
Cumulative credit related OTTI	757		757
OTTI changes recorded in earnings	0	0	0	0
Super Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	1,135		1,135
Amortized cost	1,064		1,064
Non-credit unrealized loss	0		0
Unrealized gain	71		71
Cumulative credit related OTTI	457		457
OTTI changes recorded in earnings	0	0	0	0
Senior Support Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	75		75
Amortized cost	0		0
Non-credit unrealized loss	0		0
Unrealized gain	75		75
Cumulative credit related OTTI	380		380
OTTI changes recorded in earnings	0	$ 0	0	$ 0
Other Asset Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	142,058		142,058		$ 117,431
Unrealized Gains	435		435		54
Unrealized Losses	305		305		581
Fair Value	142,188		142,188		116,904
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	22,147		22,147		102,660
Less Than Twelve Months, Unrealized Losses	96		96		434
Twelve Months or More, Fair Value	16,998		16,998		5,189
Twelve Months or More, Unrealized Losses	209		209		147
Total, Fair Value	39,145		39,145		107,849
Total, Unrealized Losses	$ 305		$ 305		581
Number of securities with market fair value less than amortized cost | Security	70		70
Obligations of States and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 156,539		$ 156,539		145,193
Unrealized Gains	2,115		2,115		941
Unrealized Losses	665		665		1,150
Fair Value	157,989		157,989		144,984
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	17,853		17,853		52,493
Less Than Twelve Months, Unrealized Losses	91		91		597
Twelve Months or More, Fair Value	15,203		15,203		12,240
Twelve Months or More, Unrealized Losses	574		574		553
Total, Fair Value	33,056		33,056		64,733
Total, Unrealized Losses	$ 665		$ 665		1,150
Number of securities with market fair value less than amortized cost | Security	100		100
Number of securities with impairment in excess of ten percent | Security	1		1
Percentage of excess impairment on securities	10.00%		10.00%
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 50,787		$ 50,787		38,895
Unrealized Gains	792		792		9
Unrealized Losses	124		124		290
Fair Value	51,455		51,455		38,614
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	3,776		3,776		30,550
Less Than Twelve Months, Unrealized Losses	14		14		290
Twelve Months or More, Fair Value	2,892		2,892		0
Twelve Months or More, Unrealized Losses	110		110		0
Total, Fair Value	6,668		6,668		30,550
Total, Unrealized Losses	$ 124		$ 124		290
Number of securities with market fair value less than amortized cost | Security	7		7
Trust Preferred [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 2,921		$ 2,921		2,916
Unrealized Gains	0		0		0
Unrealized Losses	471		471		433
Fair Value	2,450		2,450		2,483
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	0		0		0
Less Than Twelve Months, Unrealized Losses	0		0		0
Twelve Months or More, Fair Value	2,450		2,450		2,483
Twelve Months or More, Unrealized Losses	471		471		433
Total, Fair Value	2,450		2,450		2,483
Total, Unrealized Losses	$ 471		$ 471		433
Number of securities with market fair value less than amortized cost | Security	3		3
Number of securities rated as investment grade | Security	1		1
Number of securities rated as below investment grade | Security	1		1
Number of major credit rating agencies | Security	2		2
Number of securities non-rated | Security	1		1
Non-rated trust preferred securities, amortized cost	$ 1,000		$ 1,000
Non-rated trust preferred securities, fair value	700		700
Rated Issues [Member]
Trust preferred securities [Abstract]
Fair Value	1,735		1,735		1,690
Net Unrealized Loss			(186)		(226)
Unrated Issues [Member]
Trust preferred securities [Abstract]
Fair Value	715		715		793
Net Unrealized Loss			(285)		$ (207)
Foreign Government [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	1,635		1,635
Unrealized Gains	18		18
Unrealized Losses	0		0
Fair Value	$ 1,653		$ 1,653

Loans (Details)

Loans (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		$ 22,712	$ 24,586	$ 22,570	$ 25,990
Additions (deductions) [Abstract]
Provision for loan losses		(175)	(244)	(1,439)	(1,037)
Recoveries credited to allowance		905	1,173	3,623	3,418
Loans charged against the allowance		(1,399)	(911)	(2,711)	(3,767)
Balance at end of period		22,043	24,604	22,043	24,604
Allowance for loan losses [Abstract]
Individually evaluated for impairment		10,375		10,375		$ 10,983
Collectively evaluated for impairment		11,668		11,668		11,587
Total ending allowance balance		22,043		22,043		22,570
Loans [Abstract]
Individually evaluated for impairment		82,079		82,079		89,131
Collectively evaluated for impairment		1,530,037		1,530,037		1,430,756
Total loans recorded investment		1,612,116		1,612,116		1,519,887
Accrued interest included in recorded investment		4,762		4,762		4,837
Total loans		1,607,354		1,607,354		1,515,050
Commercial [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		6,039	6,707	5,670	5,445
Additions (deductions) [Abstract]
Provision for loan losses		(153)	(26)	(1,220)	479
Recoveries credited to allowance		474	637	1,944	1,722
Loans charged against the allowance		(365)	(190)	(399)	(518)
Balance at end of period		5,995	7,128	5,995	7,128
Allowance for loan losses [Abstract]
Individually evaluated for impairment		3,325		3,325		2,708
Collectively evaluated for impairment		2,670		2,670		2,962
Total ending allowance balance		5,995		5,995		5,670
Loans [Abstract]
Individually evaluated for impairment		16,087		16,087		16,868
Collectively evaluated for impairment		770,642		770,642		733,399
Total loans recorded investment		786,729		786,729		750,267
Accrued interest included in recorded investment		1,753		1,753		1,869
Total loans		784,976		784,976		748,398
Mortgage [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		9,956	11,465	10,391	13,444
Additions (deductions) [Abstract]
Provision for loan losses		(247)	(47)	(885)	(881)
Recoveries credited to allowance		195	286	871	843
Loans charged against the allowance		(561)	(379)	(1,034)	(2,081)
Balance at end of period		9,343	11,325	9,343	11,325
Allowance for loan losses [Abstract]
Individually evaluated for impairment		6,717		6,717		7,818
Collectively evaluated for impairment		2,626		2,626		2,573
Total ending allowance balance		9,343		9,343		10,391
Loans [Abstract]
Individually evaluated for impairment		60,891		60,891		66,375
Collectively evaluated for impairment		464,234		464,234		433,931
Total loans recorded investment		525,125		525,125		500,306
Accrued interest included in recorded investment	[1]	2,292		2,292		2,270
Total loans		522,833		522,833		498,036
Installment [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		1,139	1,461	1,181	1,814
Additions (deductions) [Abstract]
Provision for loan losses		208	(49)	399	(179)
Recoveries credited to allowance		236	250	808	853
Loans charged against the allowance		(473)	(342)	(1,278)	(1,168)
Balance at end of period		1,110	1,320	1,110	1,320
Allowance for loan losses [Abstract]
Individually evaluated for impairment		333		333		457
Collectively evaluated for impairment		777		777		724
Total ending allowance balance		1,110		1,110		1,181
Loans [Abstract]
Individually evaluated for impairment		5,101		5,101		5,888
Collectively evaluated for impairment		263,973		263,973		228,827
Total loans recorded investment		269,074		269,074		234,715
Accrued interest included in recorded investment	[1]	717		717		698
Total loans		268,357		268,357		234,017
Payment Plan Receivables [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		52	65	56	64
Additions (deductions) [Abstract]
Provision for loan losses		0	(5)	(4)	(4)
Recoveries credited to allowance		0	0	0	0
Loans charged against the allowance		0	0	0	0
Balance at end of period		52	60	52	60
Allowance for loan losses [Abstract]
Individually evaluated for impairment		0		0		0
Collectively evaluated for impairment		52		52		56
Total ending allowance balance		52		52		56
Loans [Abstract]
Individually evaluated for impairment		0		0		0
Collectively evaluated for impairment		31,188		31,188		34,599
Total loans recorded investment		31,188		31,188		34,599
Accrued interest included in recorded investment		0		0		0
Total loans		31,188		31,188		34,599
Subjective Allocation [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		5,526	4,888	5,272	5,223
Additions (deductions) [Abstract]
Provision for loan losses		17	(117)	271	(452)
Recoveries credited to allowance		0	0	0	0
Loans charged against the allowance		0	0	0	0
Balance at end of period		5,543	$ 4,771	5,543	$ 4,771
Allowance for loan losses [Abstract]
Individually evaluated for impairment		0		0		0
Collectively evaluated for impairment		5,543		5,543		5,272
Total ending allowance balance		$ 5,543		$ 5,543		$ 5,272
[1]	Credit scores have been updated within the last twelve months.

Loans, Receivables Past Due (De

Loans, Receivables Past Due (Details) - USD ($) $ in Thousands		Sep. 30, 2016	Dec. 31, 2015
Non performing loans [Abstract]
90+ and Still Accruing		$ 0	$ 118
Non-Accrual		10,801	10,607
Total Non-performing Loans		10,801	10,725
Accrued interest included in recorded investment		0	2
Aging analysis of loans by class [Abstract]
Total		17,420	15,637
Loans not Past Due		1,594,696	1,504,250
Total loans recorded investment		1,612,116	1,519,887
Accrued interest included in recorded investment		4,762	4,837
Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		6,431	5,881
Accrued interest included in recorded investment		67	53
Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		2,443	1,555
Accrued interest included in recorded investment		28	17
Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment		0	2
Aging analysis of loans by class [Abstract]
Total		8,546	8,201
Accrued interest included in recorded investment		0	2
Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		95	72
Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		4,667	4,765
Commercial [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		786,729	750,267
Accrued interest included in recorded investment		1,753	1,869
Commercial [Member] | Income Producing - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		658	1,027
Total Non-performing Loans		658	1,027
Aging analysis of loans by class [Abstract]
Total		541	1,059
Loans not Past Due		273,461	305,155
Total loans recorded investment		274,002	306,214
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	203
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	209
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		541	647
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	49
Non-Accrual		211	401
Total Non-performing Loans		211	450
Aging analysis of loans by class [Abstract]
Total		133	252
Loans not Past Due		53,836	44,231
Total loans recorded investment		53,969	44,483
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		133	252
Commercial [Member] | Commercial and Industrial [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	69
Non-Accrual		2,517	2,028
Total Non-performing Loans		2,517	2,097
Aging analysis of loans by class [Abstract]
Total		678	952
Loans not Past Due		458,080	398,618
Total loans recorded investment		458,758	399,570
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		105	785
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		116	16
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		457	151
Mortgage [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		525,125	500,306
Accrued interest included in recorded investment	[1]	2,292	2,270
Mortgage [Member] | 1-4 Family [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		4,429	4,744
Total Non-performing Loans		4,429	4,744
Aging analysis of loans by class [Abstract]
Total		8,070	7,327
Loans not Past Due		285,892	269,880
Total loans recorded investment		293,962	277,207
Accrued interest included in recorded investment	[1]	1,386	1,396
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		2,180	1,943
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,461	640
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		4,429	4,744
Mortgage [Member] | Resort Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		1,624	1,094
Total Non-performing Loans		1,624	1,094
Aging analysis of loans by class [Abstract]
Total		3,599	1,401
Loans not Past Due		103,597	114,619
Total loans recorded investment		107,196	116,020
Accrued interest included in recorded investment	[1]	473	477
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,975	307
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		1,624	1,094
Mortgage [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		273	187
Total Non-performing Loans		273	187
Aging analysis of loans by class [Abstract]
Total		380	237
Loans not Past Due		27,542	22,327
Total loans recorded investment		27,922	22,564
Accrued interest included in recorded investment	[1]	104	87
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		107	50
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		273	187
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		353	147
Total Non-performing Loans		353	147
Aging analysis of loans by class [Abstract]
Total		652	640
Loans not Past Due		52,882	50,618
Total loans recorded investment		53,534	51,258
Accrued interest included in recorded investment	[1]	210	196
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		226	439
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		73	54
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		353	147
Mortgage [Member] | Purchased Loans [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	2
Total Non-performing Loans		0	2
Aging analysis of loans by class [Abstract]
Total		8	12
Loans not Past Due		42,503	33,245
Total loans recorded investment		42,511	33,257
Accrued interest included in recorded investment	[1]	119	114
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		7	9
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		1	1
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	2
Installment [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		269,074	234,715
Accrued interest included in recorded investment	[1]	717	698
Installment [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		96	106
Total Non-performing Loans		96	106
Aging analysis of loans by class [Abstract]
Total		749	528
Loans not Past Due		13,079	16,707
Total loans recorded investment		13,828	17,235
Accrued interest included in recorded investment	[1]	58	78
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		474	315
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		179	107
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		96	106
Installment [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		249	443
Total Non-performing Loans		249	443
Aging analysis of loans by class [Abstract]
Total		454	823
Loans not Past Due		15,064	19,727
Total loans recorded investment		15,518	20,550
Accrued interest included in recorded investment	[1]	57	83
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		133	231
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		72	149
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		249	443
Installment [Member] | Loans Not Secured by Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		384	421
Total Non-performing Loans		384	421
Aging analysis of loans by class [Abstract]
Total		789	1,071
Loans not Past Due		236,376	193,680
Total loans recorded investment		237,165	194,751
Accrued interest included in recorded investment	[1]	582	520
Installment [Member] | Loans Not Secured by Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		291	567
Installment [Member] | Loans Not Secured by Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		114	83
Installment [Member] | Loans Not Secured by Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		384	421
Installment [Member] | Other [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		3	2
Total Non-performing Loans		3	2
Aging analysis of loans by class [Abstract]
Total		17	20
Loans not Past Due		2,546	2,159
Total loans recorded investment		2,563	2,179
Accrued interest included in recorded investment	[1]	20	17
Installment [Member] | Other [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		10	15
Installment [Member] | Other [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		4	3
Installment [Member] | Other [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		3	2
Payment Plan Receivables [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		31,188	34,599
Accrued interest included in recorded investment		0	0
Payment Plan Receivables [Member] | Full Refund [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	2
Total Non-performing Loans		0	2
Aging analysis of loans by class [Abstract]
Total		328	556
Loans not Past Due		10,035	21,294
Total loans recorded investment		10,363	21,850
Payment Plan Receivables [Member] | Full Refund [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		258	492
Payment Plan Receivables [Member] | Full Refund [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		70	62
Payment Plan Receivables [Member] | Full Refund [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	2
Payment Plan Receivables [Member] | Partial Refund [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		4	2
Total Non-performing Loans		4	2
Aging analysis of loans by class [Abstract]
Total		823	645
Loans not Past Due		14,041	5,834
Total loans recorded investment		14,864	6,479
Payment Plan Receivables [Member] | Partial Refund [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		506	415
Payment Plan Receivables [Member] | Partial Refund [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		313	228
Payment Plan Receivables [Member] | Partial Refund [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		4	2
Payment Plan Receivables [Member] | Other [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	1
Total Non-performing Loans		0	1
Aging analysis of loans by class [Abstract]
Total		199	114
Loans not Past Due		5,762	6,156
Total loans recorded investment		5,961	6,270
Payment Plan Receivables [Member] | Other [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		159	110
Payment Plan Receivables [Member] | Other [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		40	3
Payment Plan Receivables [Member] | Other [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		$ 0	$ 1
[1]	Credit scores have been updated within the last twelve months.

Loans, Impaired Financing Recei

Loans, Impaired Financing Receivables (Details) - USD ($) $ in Thousands		3 Months Ended				9 Months Ended
		Sep. 30, 2016		Sep. 30, 2015	[2]	Sep. 30, 2016		Sep. 30, 2015	[3]	Dec. 31, 2015
Impaired loan with no allocated allowance [Abstract]
TDR		$ 541				$ 541				$ 2,518
Non - TDR		133				133				203
Impaired loans with an allocated allowance [Abstract]
TDR allowances based on collateral		3,472				3,472				4,810
TDR - allowances based on present value cash flow		76,701				76,701				81,002
Non - TDR - allowance based on collateral		902				902				260
Non - TDR - allowance based on present value cash flow		0				0				0
Total impaired loans		81,749				81,749				88,793
Amount of allowance for loan losses allocated [Abstract]
TDR - allowance based on collateral		1,710				1,710				2,436
TDR - allowance based on present value cash flow		8,361				8,361				8,471
Non - TDR - allowance based on collateral		304				304				76
Non - TDR - allowance based on present value cash flow		0				0				0
Allowance for loan losses allocated		10,375				10,375				10,983
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	675				675				2,727
Unpaid Principal Balance, with no related allowance	[1]	1,868				1,868				3,744
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	81,404				81,404				86,404
Unpaid Principal Balance, with an allowance recorded	[1]	84,072				84,072				90,182
Recorded Investment	[1]	82,079				82,079				89,131
Unpaid Principal Balance	[1]	85,940				85,940				93,926
Related Allowance	[1]	10,375				10,375				10,983
Accrued interest included in recorded investment	[1]	330				330				338
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		696	[2]	$ 8,011		1,669	[3]	$ 8,854
Interest Income Recognized, with No Related Allowance		6	[2]	130		43	[3]	428
Average Recorded Investment, with Related Allowance		83,676	[2]	97,669		84,839	[3]	99,669
Interest Income Recognized, with Related Allowance		902	[2]	1,016		2,710	[3]	3,085
Average Recorded Investment		84,372	[2]	105,680		86,508	[3]	108,523
Interest Income Recognized		908	[2]	1,146		2,753	[3]	3,513
Commercial [Member] | Income Producing - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	541				541				641
Unpaid Principal Balance, with no related allowance	[1]	787				787				851
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	7,813				7,813				8,377
Unpaid Principal Balance, with an allowance recorded	[1]	7,951				7,951				9,232
Recorded Investment	[1]	8,354				8,354				9,018
Unpaid Principal Balance	[1]	8,738				8,738				10,083
Related Allowance	[1]	561				561				516
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		551	[2]	5,133		632	[3]	5,490
Interest Income Recognized, with No Related Allowance		0	[2]	45		2	[3]	170
Average Recorded Investment, with Related Allowance		8,000	[2]	14,655		8,153	[3]	13,752
Interest Income Recognized, with Related Allowance		111	[2]	154		318	[3]	452
Average Recorded Investment		8,551	[2]	19,788		8,785	[3]	19,242
Interest Income Recognized		111	[2]	199		320	[3]	622
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	133				133				818
Unpaid Principal Balance, with no related allowance	[1]	709				709				1,393
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	389				389				1,690
Unpaid Principal Balance, with an allowance recorded	[1]	391				391				1,778
Recorded Investment	[1]	522				522				2,508
Unpaid Principal Balance	[1]	1,100				1,100				3,171
Related Allowance	[1]	67				67				296
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		133	[2]	932		405	[3]	986
Interest Income Recognized, with No Related Allowance		0	[2]	14		7	[3]	57
Average Recorded Investment, with Related Allowance		1,117	[2]	1,993		1,352	[3]	2,351
Interest Income Recognized, with Related Allowance		3	[2]	2		29	[3]	35
Average Recorded Investment		1,250	[2]	2,925		1,757	[3]	3,337
Interest Income Recognized		3	[2]	16		36	[3]	92
Commercial [Member] | Commercial and Industrial [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				1,245
Unpaid Principal Balance, with no related allowance	[1]	0				0				1,241
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	7,211				7,211				4,097
Unpaid Principal Balance, with an allowance recorded	[1]	7,566				7,566				4,439
Recorded Investment	[1]	7,211				7,211				5,342
Unpaid Principal Balance	[1]	7,566				7,566				5,680
Related Allowance	[1]	2,697				2,697				1,896
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	1,922		616	[3]	2,345
Interest Income Recognized, with No Related Allowance		0	[2]	68		21	[3]	195
Average Recorded Investment, with Related Allowance		7,145	[2]	6,431		5,929	[3]	7,304
Interest Income Recognized, with Related Allowance		69	[2]	37		151	[3]	117
Average Recorded Investment		7,145	[2]	8,353		6,545	[3]	9,649
Interest Income Recognized		69	[2]	105		172	[3]	312
Mortgage [Member] | 1-4 Family [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	1				1				23
Unpaid Principal Balance, with no related allowance	[1]	305				305				183
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	43,038				43,038				47,792
Unpaid Principal Balance, with an allowance recorded	[1]	44,922				44,922				49,808
Recorded Investment	[1]	43,039				43,039				47,815
Unpaid Principal Balance	[1]	45,227				45,227				49,991
Related Allowance	[1]	4,173				4,173				5,132
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		12	[2]	24		12	[3]	18
Interest Income Recognized, with No Related Allowance		3	[2]	3		9	[3]	5
Average Recorded Investment, with Related Allowance		44,256	[2]	49,706		45,728	[3]	51,078
Interest Income Recognized, with Related Allowance		470	[2]	554		1,447	[3]	1,644
Average Recorded Investment		44,268	[2]	49,730		45,740	[3]	51,096
Interest Income Recognized		473	[2]	557		1,456	[3]	1,649
Mortgage [Member] | Resort Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	17,295				17,295				18,148
Unpaid Principal Balance, with an allowance recorded	[1]	17,327				17,327				18,319
Recorded Investment	[1]	17,295				17,295				18,148
Unpaid Principal Balance	[1]	17,327				17,327				18,319
Related Allowance	[1]	2,488				2,488				2,662
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	15
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		17,372	[2]	18,414		17,705	[3]	18,523
Interest Income Recognized, with Related Allowance		161	[2]	163		480	[3]	507
Average Recorded Investment		17,372	[2]	18,414		17,705	[3]	18,538
Interest Income Recognized		161	[2]	163		480	[3]	507
Mortgage [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	239				239				168
Unpaid Principal Balance, with an allowance recorded	[1]	244				244				172
Recorded Investment	[1]	239				239				168
Unpaid Principal Balance	[1]	244				244				172
Related Allowance	[1]	32				32				9
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		241	[2]	157		223	[3]	159
Interest Income Recognized, with Related Allowance		2	[2]	2		6	[3]	6
Average Recorded Investment		241	[2]	157		223	[3]	159
Interest Income Recognized		2	[2]	2		6	[3]	6
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	318				318				244
Unpaid Principal Balance, with an allowance recorded	[1]	400				400				325
Recorded Investment	[1]	318				318				244
Unpaid Principal Balance	[1]	400				400				325
Related Allowance	[1]	24				24				15
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		280	[2]	185		231	[3]	154
Interest Income Recognized, with Related Allowance		6	[2]	0		11	[3]	6
Average Recorded Investment		280	[2]	185		231	[3]	154
Interest Income Recognized		6	[2]	0		11	[3]	6
Installment [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	67				67				76
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	2,108				2,108				2,364
Unpaid Principal Balance, with an allowance recorded	[1]	2,223				2,223				2,492
Recorded Investment	[1]	2,108				2,108				2,364
Unpaid Principal Balance	[1]	2,290				2,290				2,568
Related Allowance	[1]	105				105				143
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		3	[2]	0		4	[3]	1
Average Recorded Investment, with Related Allowance		2,140	[2]	2,474		2,233	[3]	2,582
Interest Income Recognized, with Related Allowance		34	[2]	47		118	[3]	141
Average Recorded Investment		2,140	[2]	2,474		2,233	[3]	2,582
Interest Income Recognized		37	[2]	47		122	[3]	142
Installment [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	2,461				2,461				2,929
Unpaid Principal Balance, with an allowance recorded	[1]	2,480				2,480				2,951
Recorded Investment	[1]	2,461				2,461				2,929
Unpaid Principal Balance	[1]	2,480				2,480				2,951
Related Allowance	[1]	191				191				271
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		4	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		2,585	[2]	2,999		2,723	[3]	3,086
Interest Income Recognized, with Related Allowance		37	[2]	47		122	[3]	147
Average Recorded Investment		2,585	[2]	2,999		2,727	[3]	3,086
Interest Income Recognized		37	[2]	47		122	[3]	147
Installment [Member] | Loans Not Secured by Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	530				530				587
Unpaid Principal Balance, with an allowance recorded	[1]	566				566				658
Recorded Investment	[1]	530				530				587
Unpaid Principal Balance	[1]	566				566				658
Related Allowance	[1]	37				37				42
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		536	[2]	645		557	[3]	669
Interest Income Recognized, with Related Allowance		9	[2]	10		28	[3]	29
Average Recorded Investment		536	[2]	645		557	[3]	669
Interest Income Recognized		9	[2]	10		28	[3]	29
Installment [Member] | Other [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	2				2				8
Unpaid Principal Balance, with an allowance recorded	[1]	2				2				8
Recorded Investment	[1]	2				2				8
Unpaid Principal Balance	[1]	2				2				8
Related Allowance	[1]	0				0				$ 1
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		4	[2]	10		5	[3]	11
Interest Income Recognized, with Related Allowance		0	[2]	0		0	[3]	1
Average Recorded Investment		4	[2]	10		5	[3]	11
Interest Income Recognized		$ 0	[2]	$ 0		$ 0	[3]	$ 1
[1]	There were no impaired payment plan receivables or purchased mortgage loans at September 30, 2016 or December 31, 2015.
[2]	There were no impaired payment plan receivables or purchased mortgage loans during the three month periods ended September 30, 2016 and 2015, respectively.
[3]	There were no impaired payment plan receivables or purchased mortgage loans during the nine month periods ended September 30, 2016 and 2015, respectively.

Loans, Troubled Debt Restructur

Loans, Troubled Debt Restructurings (Details) $ in Thousands		3 Months Ended				9 Months Ended
		Sep. 30, 2016USD ($)Contract		Sep. 30, 2015USD ($)Contract		Sep. 30, 2016USD ($)PaymentsContract		Sep. 30, 2015USD ($)Contract		Dec. 31, 2015USD ($)
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		$ 80,714				$ 80,714				$ 88,330
Troubled debt restructuring, specific reserve		$ 10,100				$ 10,100				10,900
Number of Consecutive Timely Payments Required | Payments						6
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		12	[1]	5	[1]	32	[2]	26	[2]
Pre-modification recorded balance		$ 759	[1]	$ 410	[1]	$ 3,239	[2]	$ 2,483	[2]
Post-modification recorded balance		749	[1]	389	[1]	3,276	[2]	2,252	[2]
Increase (decrease) in allowance for loan losses		340		(50)		690		50
Charge offs due to troubled debt restructurings		$ 20		$ 0		$ 20		$ 0
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		1		0		4
Recorded balance		$ 0		$ 54		$ 0		$ 215
Past due period for modified loans						90 days
Increase (decrease) in allowance for loan loss due to TDRs that subsequently defaulted		0		(100)		$ 0		0
Charge-offs on TDRs that subsequently defaulted				$ 0				$ 0
Minimum [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period						9 months
Modifications involving extension of maturity date, period range						1 month
Maximum [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period						36 months
Modification of stated interest rate of loans, range of period in certain circumstances						480 months
Modifications involving extension of maturity date, period range						60 months
Modifications involving extension of maturity date, period range in certain circumstances						230 months
Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		74,941				$ 74,941				81,512
Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3]	5,773				5,773				6,818
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		14,994				14,994				16,359
Commercial [Member] | Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		12,642				12,642				13,318
Commercial [Member] | Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3]	$ 2,352				$ 2,352				3,041
Commercial [Member] | Income Producing - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		2	[1]	0	[1]	4	[2]	2	[2]
Pre-modification recorded balance		$ 180	[1]	$ 0	[1]	$ 290	[2]	$ 229	[2]
Post-modification recorded balance		$ 180	[1]	$ 0	[1]	$ 290	[2]	$ 234	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		0		0		0
Recorded balance		$ 0		$ 0		$ 0		$ 0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	0	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		0		0		0
Recorded balance		$ 0		$ 0		$ 0		$ 0
Commercial [Member] | Commercial and Industrial [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		2	[1]	1	[1]	6	[2]	4	[2]
Pre-modification recorded balance		$ 175	[1]	$ 48	[1]	$ 1,933	[2]	$ 301	[2]
Post-modification recorded balance		$ 158	[1]	$ 26	[1]	$ 1,916	[2]	$ 273	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		0		0		2
Recorded balance		$ 0		$ 0		$ 0		$ 157
Mortgage [Member] | 1-4 Family [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		2	[1]	3	[1]	5	[2]	9	[2]
Pre-modification recorded balance		$ 204	[1]	$ 343	[1]	$ 396	[2]	$ 1,373	[2]
Post-modification recorded balance		$ 207	[1]	$ 344	[1]	$ 470	[2]	$ 1,189	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		1		0		1
Recorded balance		$ 0		$ 54		$ 0		$ 54
Mortgage [Member] | Resort Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	1	[2]	1	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 116	[2]	$ 313	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 117	[2]	$ 309	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		0		0		0
Recorded balance		$ 0		$ 0		$ 0		$ 0
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	1	[2]	0	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 107	[2]	$ 0	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 78	[2]	$ 0	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		0		0		0
Recorded balance		$ 0		$ 0		$ 0		$ 0
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		2	[1]	0	[1]	2	[2]	0	[2]
Pre-modification recorded balance		$ 77	[1]	$ 0	[1]	$ 77	[2]	$ 0	[2]
Post-modification recorded balance		$ 78	[1]	$ 0	[1]	$ 78	[2]	$ 0	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		0		0		0
Recorded balance		$ 0		$ 0		$ 0		$ 0
Installment [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		2	[1]	0	[1]	6	[2]	5	[2]
Pre-modification recorded balance		$ 82	[1]	$ 0	[1]	$ 141	[2]	$ 190	[2]
Post-modification recorded balance		$ 85	[1]	$ 0	[1]	$ 145	[2]	$ 164	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		0		0		0
Recorded balance		$ 0		$ 0		$ 0		$ 0
Installment [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	[1]	0	[1]	5	[2]	3	[2]
Pre-modification recorded balance		$ 7	[1]	$ 0	[1]	$ 133	[2]	$ 58	[2]
Post-modification recorded balance		$ 7	[1]	$ 0	[1]	$ 136	[2]	$ 58	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		0		0		0
Recorded balance		$ 0		$ 0		$ 0		$ 0
Installment [Member] | Loans Not Secured by Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	[1]	1	[1]	2	[2]	2	[2]
Pre-modification recorded balance		$ 34	[1]	$ 19	[1]	$ 46	[2]	$ 19	[2]
Post-modification recorded balance		$ 34	[1]	$ 19	[1]	$ 46	[2]	$ 25	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		0		0		1
Recorded balance		$ 0		$ 0		$ 0		$ 4
Installment [Member] | Other [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	0	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
TDR that subsequently defaulted [Abstract]
Number of contracts | Contract		0		0		0		0
Recorded balance		$ 0		$ 0		$ 0		$ 0
Retail [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		65,720				65,720				71,971
Retail [Member] | Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		62,299				62,299				68,194
Retail [Member] | Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3],[4]	$ 3,421				$ 3,421				$ 3,777
[1]	There were no payment plan receivables or purchased mortgage loans classified as troubled debt restructurings during the three month periods ended September 30, 2016 and 2015, respectively.
[2]	There were no payment plan receivables or purchased mortgage loans classified as troubled debt restructurings during the nine month periods ended September 30, 2016 and 2015, respectively.
[3]	Included in non-performing loans table above.
[4]	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.

Loans, Loan Ratings by Loan Cla

Loans, Loan Ratings by Loan Class, Commercial Segment (Details) - USD ($) $ in Thousands		Sep. 30, 2016	Dec. 31, 2015
Loan ratings/credit scores by loan class [Abstract]
Commercial		$ 784,976	$ 748,398
Accrued interest included in total		$ 4,762	4,837
Credit ratings of insurer or risk retention group counterparties [Abstract]
Subsidiary's outstanding payment plan insured by third party		33.20%
Subsidiary's outstanding payment plan 2, insured by third party		47.70%
Payment plan receivables, full refund		$ 10,363	21,850
Payment plan receivables, partial refund		14,864	6,479
Payment plan receivables, other		5,961	6,270
Total		31,188	34,599
Other Real Estate and Foreclosed Assets [Abstract]
Foreclosed residential real estate properties		1,800	2,800
Retail mortgage loans in process of foreclosure		400	1,100
AM Best Rating A+ [Member]
Credit ratings of insurer or risk retention group counterparties [Abstract]
Payment plan receivables, full refund		0	0
Payment plan receivables, partial refund		8	6
Payment plan receivables, other		0	0
Total		8	6
AM Best Rating A [Member]
Credit ratings of insurer or risk retention group counterparties [Abstract]
Payment plan receivables, full refund		1,094	2,712
Payment plan receivables, partial refund		13,696	5,203
Payment plan receivables, other		0	0
Total		14,790	7,915
AM Best Rating, A- [Member]
Credit ratings of insurer or risk retention group counterparties [Abstract]
Payment plan receivables, full refund		977	3,418
Payment plan receivables, partial refund		1,110	1,177
Payment plan receivables, other		3,458	6,265
Total		5,545	10,860
AM Best Rating, B+ [Member]
Credit ratings of insurer or risk retention group counterparties [Abstract]
Payment plan receivables, full refund		0
Payment plan receivables, partial refund		0
Payment plan receivables, other		2,502
Total		2,502
Not Rated [Member]
Credit ratings of insurer or risk retention group counterparties [Abstract]
Payment plan receivables, full refund		8,292	15,720
Payment plan receivables, partial refund		50	93
Payment plan receivables, other		1	5
Total		8,343	15,818
Commercial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		786,729	750,267
Accrued interest included in total		1,753	1,869
Commercial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		761,535	709,099
Accrued interest included in total		1,676	1,729
Commercial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		14,926	29,363
Accrued interest included in total		56	108
Commercial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		6,882	8,349
Accrued interest included in total		21	32
Commercial [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		3,386	3,456
Accrued interest included in total		0	0
Commercial [Member] | Income Producing - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		274,002	306,214
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		268,940	296,898
Commercial [Member] | Income Producing - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		4,000	6,866
Commercial [Member] | Income Producing - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		404	1,423
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		658	1,027
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		53,969	44,483
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		53,559	40,844
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		199	2,995
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		0	243
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		211	401
Commercial [Member] | Commercial and Industrial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		458,758	399,570
Commercial [Member] | Commercial and Industrial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		439,036	371,357
Commercial [Member] | Commercial and Industrial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		10,727	19,502
Commercial [Member] | Commercial and Industrial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		6,478	6,683
Commercial [Member] | Commercial and Industrial [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		2,517	2,028
Mortgage [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	63,058	57,083
750-799	[1]	182,806	167,515
700-749	[1]	118,550	110,802
650-699	[1]	79,227	80,140
600-649	[1]	38,773	38,108
550-599	[1]	20,160	22,729
500-549	[1]	10,556	13,528
Under 500	[1]	6,109	5,771
Unknown	[1]	5,886	4,630
Total	[1]	525,125	500,306
Accrued interest included in total	[1]	2,292	2,270
Mortgage [Member] | 1-4 Family [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	32,310	28,760
750-799	[1]	88,959	78,802
700-749	[1]	60,455	56,519
650-699	[1]	53,748	51,813
600-649	[1]	27,848	27,966
550-599	[1]	15,413	16,714
500-549	[1]	7,955	10,610
Under 500	[1]	5,097	4,708
Unknown	[1]	2,177	1,315
Total	[1]	293,962	277,207
Accrued interest included in total	[1]	1,386	1,396
Mortgage [Member] | Resort Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	12,054	13,943
750-799	[1]	38,472	40,888
700-749	[1]	30,934	31,980
650-699	[1]	13,530	17,433
600-649	[1]	6,218	4,991
550-599	[1]	2,467	3,070
500-549	[1]	871	1,051
Under 500	[1]	596	554
Unknown	[1]	2,054	2,110
Total	[1]	107,196	116,020
Accrued interest included in total	[1]	473	477
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	5,590	4,374
750-799	[1]	9,551	7,137
700-749	[1]	5,052	4,341
650-699	[1]	3,690	3,203
600-649	[1]	1,365	1,467
550-599	[1]	738	1,027
500-549	[1]	484	572
Under 500	[1]	172	244
Unknown	[1]	1,280	199
Total	[1]	27,922	22,564
Accrued interest included in total	[1]	104	87
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	8,288	7,696
750-799	[1]	19,103	17,405
700-749	[1]	11,278	11,022
650-699	[1]	8,259	7,691
600-649	[1]	3,342	3,684
550-599	[1]	1,542	1,918
500-549	[1]	1,246	1,295
Under 500	[1]	244	265
Unknown	[1]	232	282
Total	[1]	53,534	51,258
Accrued interest included in total	[1]	210	196
Mortgage [Member] | Purchased Loans [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	4,816	2,310
750-799	[1]	26,721	23,283
700-749	[1]	10,831	6,940
650-699	[1]	0	0
600-649	[1]	0	0
550-599	[1]	0	0
500-549	[1]	0	0
Under 500	[1]	0	0
Unknown	[1]	143	724
Total	[1]	42,511	33,257
Accrued interest included in total	[1]	119	114
Installment [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	54,905	47,886
750-799	[1]	117,936	97,379
700-749	[1]	49,470	41,889
650-699	[1]	24,778	24,645
600-649	[1]	8,222	9,505
550-599	[1]	4,400	5,252
500-549	[1]	2,700	3,142
Under 500	[1]	701	1,001
Unknown	[1]	5,962	4,016
Total	[1]	269,074	234,715
Accrued interest included in total	[1]	717	698
Installment [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	1,373	1,792
750-799	[1]	3,031	4,117
700-749	[1]	2,170	2,507
650-699	[1]	2,690	3,508
600-649	[1]	2,193	2,173
550-599	[1]	1,310	1,800
500-549	[1]	895	1,056
Under 500	[1]	134	223
Unknown	[1]	32	59
Total	[1]	13,828	17,235
Accrued interest included in total	[1]	58	78
Installment [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	1,953	1,782
750-799	[1]	3,558	5,931
700-749	[1]	2,872	3,899
650-699	[1]	3,244	4,182
600-649	[1]	1,668	2,153
550-599	[1]	1,348	1,346
500-549	[1]	631	855
Under 500	[1]	233	370
Unknown	[1]	11	32
Total	[1]	15,518	20,550
Accrued interest included in total	[1]	57	83
Installment [Member] | Loans Not Secured by Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	51,471	44,254
750-799	[1]	110,667	86,800
700-749	[1]	43,616	34,789
650-699	[1]	18,322	16,456
600-649	[1]	4,080	4,979
550-599	[1]	1,690	1,997
500-549	[1]	1,126	1,170
Under 500	[1]	309	385
Unknown	[1]	5,884	3,921
Total	[1]	237,165	194,751
Accrued interest included in total	[1]	582	520
Installment [Member] | Other [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	108	58
750-799	[1]	680	531
700-749	[1]	812	694
650-699	[1]	522	499
600-649	[1]	281	200
550-599	[1]	52	109
500-549	[1]	48	61
Under 500	[1]	25	23
Unknown	[1]	35	4
Total	[1]	2,563	2,179
Accrued interest included in total	[1]	$ 20	$ 17
[1]	Credit scores have been updated within the last twelve months.

Segments (Details)

Segments (Details) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)Segment	Sep. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Segments [Abstract]
Number of reportable segments | Segment				2
Selected financial information for reportable segments [Abstract]
Total assets		$ 2,538,319		$ 2,538,319		$ 2,409,066
Interest income		21,745	$ 20,293	64,366	$ 59,976
Net interest income		19,998	18,841	59,391	55,633
Provision for loan losses		(175)	(244)	(1,439)	(1,037)
Income (loss) before income tax		9,352	7,325	24,458	21,129
Net income (loss)		6,373	5,047	16,911	14,447
Other [Member]
Selected financial information for reportable segments [Abstract]
Total assets	[1]	286,672		286,672		286,936
Interest income	[1]	5	20	22	60
Net interest income	[1]	(291)	(238)	(836)	(699)
Provision for loan losses	[1]	0	0	0	0
Income (loss) before income tax	[1]	(406)	(358)	(1,103)	(1,097)
Net income (loss)	[1]	(256)	(224)	(652)	(693)
Operating Segments [Member] | IB [Member]
Selected financial information for reportable segments [Abstract]
Total assets		2,476,795		2,476,795		2,340,566
Interest income		20,731	18,973	61,190	55,895
Net interest income		19,409	17,964	57,500	52,864
Provision for loan losses		(176)	(238)	(1,436)	(1,032)
Income (loss) before income tax		9,811	7,961	25,971	23,063
Net income (loss)		6,665	5,455	17,834	15,623
Operating Segments [Member] | Mepco [Member]
Selected financial information for reportable segments [Abstract]
Total assets		50,032		50,032		57,208
Interest income		1,014	1,320	3,176	4,081
Net interest income		880	1,115	2,727	3,468
Provision for loan losses		1	(6)	(3)	(5)
Income (loss) before income tax		(29)	(254)	(339)	(766)
Net income (loss)		(20)	(168)	(225)	(437)
Elimination [Member]
Selected financial information for reportable segments [Abstract]
Total assets	[2]	(275,180)		(275,180)		$ (275,644)
Interest income	[2]	(5)	(20)	(22)	(60)
Net interest income	[2]	0	0	0	0
Provision for loan losses	[2]	0	0	0	0
Income (loss) before income tax	[2]	(24)	(24)	(71)	(71)
Net income (loss)	[2]	$ (16)	$ (16)	$ (46)	$ (46)
[1]	Includes amounts relating to our parent company.
[2]	Includes parent company's investment in subsidiaries and cash balances maintained at subsidiary.

Shareholders' Equity and Earn44

Shareholders' Equity and Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands		Nov. 15, 2011	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Apr. 26, 2016	Jan. 21, 2016
Class of Stock [Line Items]
Stock repurchased					$ 16,854	$ 9,025
Shareholders with certain limited exceptions		5.00%
Number of dividend preferred share purchase rights authorized for each outstanding common share held (in shares)		1
Number of Series C Junior participating preferred stock purchase by each right		1/1000
Beneficial ownership level		4.99%
Discount to current market price of the common stock		50.00%
Earnings Per Share Reconciliation [Abstract]
Net income			$ 6,373	$ 5,047	$ 16,911	$ 14,447
Weighted average shares outstanding (in shares)	[1]		21,232,000	22,673,000	21,421,000	22,852,000
Effect of stock options (in shares)			149,000	118,000	150,000	120,000
Stock units for deferred compensation plan for non-employee directors (in shares)			116,000	112,000	115,000	111,000
Restricted stock units (in shares)			0	230,000	46,000	283,000
Performance share units (in shares)			52,000	0	42,000	0
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)			21,549,000	23,133,000	21,774,000	23,366,000
Net income per common share [Abstract]
Basic (in dollars per share)	[1]		$ 0.30	$ 0.22	$ 0.79	$ 0.63
Diluted (in dollars per share)			$ 0.30	$ 0.22	$ 0.78	$ 0.62
Common Stock [Member]
Class of Stock [Line Items]
Stock repurchase program percentage of shares authorized to be repurchased								5.00%
Stock repurchased (in shares)					1,153,136
Stock repurchased					$ 16,900
Stock repurchase program, remaining amount to be repurchased			$ 4,400		$ 4,400
Stock repurchase program, additional authorized amount							$ 5,000
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computation of diluted loss per share (in shares)			30,000	30,000	30,000	30,000
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume45

Derivative Financial Instruments (Details) - No Hedge Designation [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 202,916	$ 126,271
Average Maturity	4 years 4 months 24 days	3 years 8 months 12 days
Fair Value	$ 880	$ 619
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	3,388	1,238
Liability Derivatives	2,508	619
Rate-Lock Mortgage Loan Commitments [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 31,760	$ 20,581
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ 1,163	$ 550
Rate-Lock Mortgage Loan Commitments [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,163	550
Rate-Lock Mortgage Loan Commitments [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Mandatory Commitments to Sell Mortgage Loans [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 67,672	$ 46,320
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ (283)	$ 69
Mandatory Commitments to Sell Mortgage Loans [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	69
Mandatory Commitments to Sell Mortgage Loans [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	283	0
Interest Rate Swap [Member] | Fixed Income Interest Rate [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 48,623	$ 27,587
Average Maturity	8 years 9 months 18 days	8 years
Fair Value	$ (2,009)	$ (497)
Interest Rate Swap [Member] | Fixed Income Interest Rate [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Interest Rate Swap [Member] | Fixed Income Interest Rate [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	2,009	497
Interest Rate Swap [Member] | Variable Income Interest Rate [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 48,623	$ 27,587
Average Maturity	8 years 9 months 18 days	8 years
Fair Value	$ 2,009	$ 497
Interest Rate Swap [Member] | Variable Income Interest Rate [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	2,009	497
Interest Rate Swap [Member] | Variable Income Interest Rate [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Purchased Options [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 3,119	$ 2,098
Average Maturity	4 years 9 months 18 days	5 years 8 months 12 days
Fair Value	$ 216	$ 122
Purchased Options [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	216	122
Purchased Options [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Written Options [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 3,119	$ 2,098
Average Maturity	4 years 9 months 18 days	5 years 8 months 12 days
Fair Value	$ (216)	$ (122)
Written Options [Member] | Other Assets [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Written Options [Member] | Other Liabilities [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	$ 216	$ 122

Derivative Financial Instrume46

Derivative Financial Instruments, Effect on Statement of Operations (Details) - No Hedge Designation [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	$ 358	$ (464)	$ 261	$ 161
Rate-Lock Mortgage Loan Commitments [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	264	281	613	386
Mandatory Commitments to Sell Mortgage Loans [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	94	(745)	(352)	(225)
Purchased Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	13	126	94	126
Written Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(13)	(126)	(94)	(126)
Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	196	(452)	(1,512)	(492)
Variable Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	$ (196)	$ 452	$ 1,512	$ 492

Intangible Assets (Details)

Intangible Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Amortized intangible assets - core deposits [Abstract]
Gross Carrying Amount	$ 6,118	$ 6,118
Accumulated Amortization	4,099	$ 3,838
Summary of estimated intangible amortization [Abstract]
Three months ending December 31, 2016	86
2,017	346
2,018	346
2,019	346
2,020	346
2021 and thereafter	549
Total	$ 2,019

Share Based Compensation (Detai

Share Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended				9 Months Ended
	Sep. 30, 2016	Mar. 31, 2016	Sep. 30, 2015	Mar. 31, 2015	Sep. 30, 2016	Sep. 30, 2015
Share based compensation arrangements [Line Items]
Number of additional shares approved for grant (in shares)					200,000
Total compensation cost not yet recognized	$ 2,200				$ 2,200
Total compensation cost not yet recognized, period for recognition					2 years 2 months 12 days
Information regarding options exercised [Abstract]
Intrinsic value	9		$ 71		$ 186	$ 314
Cash proceeds received	5		23		64	105
Tax benefit realized	3		25		65	110
Long-term Incentive Plan [Member]
Share based compensation arrangements [Line Items]
Total compensation expense recognized	300		400		1,100	1,100
Tax benefit relating to compensation expense recognized	$ 100		100		$ 400	$ 400
Stock Options [Member]
Outstanding stock option grants and transaction [Roll Forward]
Outstanding, beginning balance (in shares)		235,596			235,596
Granted (in shares)					0
Exercised (in shares)					(16,912)
Forfeited (in shares)					(664)
Expired (in shares)					(2,300)
Outstanding, ending balance (in shares)	215,720				215,720
Vested and expected to vest, period end (in shares)	215,720				215,720
Exercisable, period end (in shares)	215,720				215,720
Weighted Average Exercise Price [Roll Forward]
Outstanding, beginning balance (in dollars per share)		$ 4.94			$ 4.94
Exercised (in dollars per share)					3.78
Forfeited (in dollars per share)					6.42
Expired (in dollars per share)					3.54
Outstanding, ending balance (in dollars per share)	$ 5.04				5.04
Vested and expected to vest, period end (in dollars per share)	5.04				5.04
Exercisable, period end (in dollars per share)	$ 5.04				$ 5.04
Weighted-Average Remaining Contractual Term [Abstract]
Outstanding, Weighted Average Remaining Contractual Term					5 years 3 months 29 days
Vested and Expected to Vest, Weighted-Average Remaining Contractual Term					5 years 3 months 29 days
Exercisable, Weighted Average Remaining Contractual Term					5 years 3 months 29 days
Aggregate intrinsic value [Abstract]
Outstanding, Aggregate Intrinsic Value	$ 2,544				$ 2,544
Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value	2,544				2,544
Exercisable, Aggregate Intrinsic Value	$ 2,544				$ 2,544
Non-Vested Restricted Stock, Restricted Stock Units and PSU's [Member]
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)		261,981			261,981
Granted (in shares)					121,660
Vested (in shares)					(107,795)
Forfeited (in shares)					(4,924)
Outstanding, ending balance (in shares)	270,922				270,922
Weighted Average Grant Date Fair Value [Roll Forward]
Outstanding, beginning balance (in dollars per share)		$ 11.29			$ 11.29
Granted (in dollars per share)					15.05
Vested (in dollars per share)					7.92
Forfeited (in dollars per share)					13.24
Outstanding, ending balance (in dollars per share)	$ 14.28				$ 14.28
Director [Member]
Share based compensation arrangements [Line Items]
Shares issues as retainer fees (in shares)					6,000	4,000
Non-Employee Directors [Member]
Share based compensation arrangements [Line Items]
Number of additional shares approved for grant (in shares)					200,000
Total compensation expense recognized	$ 30		20		$ 90	$ 50
Tax benefit relating to compensation expense recognized	$ 10		$ 10		$ 30	$ 20
Officers [Member] | Restricted Stock [Member] | Long-term Incentive Plan [Member]
Share based compensation arrangements [Line Items]
Number of stock units or restricted shares issued in period (in shares)		70,000		70,000
Vesting period		3 years		3 years
Officers [Member] | Performance Stock Units [Member] | Long-term Incentive Plan [Member]
Share based compensation arrangements [Line Items]
Number of stock units or restricted shares issued in period (in shares)		30,000		30,000
Vesting period		3 years		3 years
Officers and Employees [Member] | Restricted Stock [Member] | Long-term Incentive Plan [Member]
Share based compensation arrangements [Line Items]
Number of stock units or restricted shares issued in period (in shares)	10,000
Officers and Employees [Member] | Restricted Stock [Member] | Long-term Incentive Plan [Member] | Maximum [Member]
Share based compensation arrangements [Line Items]
Vesting period	4 years
Officers and Employees [Member] | Restricted Stock [Member] | Long-term Incentive Plan [Member] | Minimum [Member]
Share based compensation arrangements [Line Items]
Vesting period	1 year
Officers and Employees [Member] | Performance Stock Units [Member] | Long-term Incentive Plan [Member]
Share based compensation arrangements [Line Items]
Number of stock units or restricted shares issued in period (in shares)	20,000
Officers and Employees [Member] | Performance Stock Units [Member] | Long-term Incentive Plan [Member] | Maximum [Member]
Share based compensation arrangements [Line Items]
Vesting period	5 years
Officers and Employees [Member] | Performance Stock Units [Member] | Long-term Incentive Plan [Member] | Minimum [Member]
Share based compensation arrangements [Line Items]
Vesting period	4 years

Income Tax (Details)

Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Income Tax [Abstract]
Income tax expense	$ 2,979	$ 2,278	$ 7,547	$ 6,682
Tax benefit relating to compensation expense recognized	0		(300)
Gross unrecognized tax benefits	1,000		1,000		$ 1,000
Mepco [Member]
Valuation Allowance [Line Items]
Valuation allowance against deferred tax assets	$ 1,100		$ 1,100		$ 1,100

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Sep. 30, 2016	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014
Regulatory Matters [Abstract]
Undivided profits			$ 8,700
Request for approval to transfer capital from bank to parent entity	$ 18,000	$ 18,500
Components of regulatory capital [Abstract]
Total shareholders' equity			250,902	$ 251,092	$ 252,980	$ 250,371
Add (deduct) [Abstract]
Accumulated other comprehensive (income) loss for regulatory purposes			(3,015)	(6,036)
Intangible assets			(2,019)	(2,280)
Consolidated [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital			281,310	278,170
Minimum for Adequately Capitalized Institutions, Amount			$ 140,243	$ 133,668
Actual, Ratio			16.05%	16.65%
Minimum for Adequately Capitalized Institutions, Ratio			8.00%	8.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount			$ 259,279	$ 257,050
Minimum for Adequately Capitalized Institutions, Amount			$ 105,182	$ 100,251
Actual, Ratio			14.79%	15.38%
Minimum for Adequately Capitalized Institutions, Ratio			6.00%	6.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount			$ 233,631	$ 239,271
Minimum for Adequately Capitalized Institutions, Amount			$ 78,886	$ 75,188
Actual, Ratio			13.33%	14.32%
Minimum for Adequately Capitalized Institutions, Ratio			4.50%	4.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital			$ 259,279	$ 257,050
Minimum for Adequately Capitalized Institutions, Amount			$ 98,174	$ 94,217
Actual, Ratio			10.56%	10.91%
Minimum for Adequately Capitalized Institutions, Ratio			4.00%	4.00%
Components of regulatory capital [Abstract]
Total shareholders' equity			$ 250,902	$ 251,092
Add (deduct) [Abstract]
Accumulated other comprehensive (income) loss for regulatory purposes			(2,783)	238
Intangible assets			(1,211)	(912)
Disallowed deferred tax assets			(13,277)	(11,147)
Common equity tier 1 capital			233,631	239,271
Qualifying trust preferred securities			34,500	34,500
Disallowed deferred tax assets			(8,852)	(16,721)
Tier 1 capital			259,279	257,050
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets			22,031	21,120
Total risk-based capital			281,310	278,170
Independent Bank [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital			269,578	261,894
Minimum for Adequately Capitalized Institutions, Amount			140,116	133,514
Minimum for Well Capitalized Institutions, Amount			$ 175,145	$ 166,893
Actual, Ratio			15.39%	15.69%
Minimum for Adequately Capitalized Institutions, Ratio			8.00%	8.00%
Minimum for Well-Capitalized Institutions, Ratio			10.00%	10.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount			$ 247,615	$ 240,867
Minimum for Adequately Capitalized Institutions, Amount			105,087	100,136
Minimum for Well-Capitalized Institutions, Amount			$ 140,116	$ 133,514
Actual, Ratio			14.14%	14.43%
Minimum for Adequately Capitalized Institutions, Ratio			6.00%	6.00%
Minimum for Well Capitalized Institutions, Ratio			8.00%	8.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount			$ 247,615	$ 240,867
Minimum for Adequately Capitalized Institutions, Amount			78,815	75,102
Minimum for Well-Capitalized Institutions, Amount			$ 113,844	$ 108,480
Actual, Ratio			14.14%	14.43%
Minimum for Adequately Capitalized Institutions, Ratio			4.50%	4.50%
Minimum for Well Capitalized Institutions, Ratio			6.50%	6.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital			$ 247,615	$ 240,867
Minimum for Adequately Capitalized Institutions, Amount			98,116	94,145
Minimum for Well-Capitalized Institutions, Amount			$ 122,645	$ 117,682
Actual, Ratio			10.09%	10.23%
Minimum for Adequately Capitalized Institutions, Ratio			4.00%	4.00%
Minimum for Well-Capitalized Institutions, Ratio			5.00%	5.00%
Components of regulatory capital [Abstract]
Total shareholders' equity			$ 263,762	$ 259,947
Add (deduct) [Abstract]
Accumulated other comprehensive (income) loss for regulatory purposes			(2,782)	238
Intangible assets			(1,211)	(912)
Disallowed deferred tax assets			(12,154)	(18,406)
Common equity tier 1 capital			247,615	240,867
Qualifying trust preferred securities			0	0
Disallowed deferred tax assets			0	0
Tier 1 capital			247,615	240,867
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets			21,963	21,027
Total risk-based capital			$ 269,578	$ 261,894

Fair Value Disclosures, Signifi

Fair Value Disclosures, Significant Assumptions (Details) - USD ($) $ in Thousands		Sep. 30, 2016	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Value of collateral-dependent impaired loans that will be reviewed by independent third party, minimum		$ 250
Value of collateral-dependent impaired loans that will be reviewed by special assets group, maximum		250
Assets [Abstract]
Trading securities		152	$ 148
Securities available for sale		603,112	585,484
Loans held for sale		38,008	27,866
Assets [Abstract]
Capitalized mortgage loan servicing rights		10,678	8,481
U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		29,949	47,512
U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		169,958	196,056
U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		13,892	34,028
Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		33,578	4,903
Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		142,188	116,904
Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		157,989	144,984
Corporate [Member]
Assets [Abstract]
Securities available for sale		51,455	38,614
Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,450	2,483
Foreign Government [Member]
Assets [Abstract]
Securities available for sale		1,653
Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities		152	148
Loans held for sale		38,008	27,866
Derivatives	[1]	3,388	1,238
Liabilities [Abstract]
Derivatives	[2]	2,508	619
Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		29,949	47,512
Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		169,958	196,056
Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		13,892	34,028
Fair Value, Measurements, Recurring [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		33,578	4,903
Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		142,188	116,904
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		157,989	144,984
Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		51,455	38,614
Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,450	2,483
Fair Value, Measurements, Recurring [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		1,653
Fair Value, Measurements, Nonrecurring [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]	10,678	8,481
Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	262	711
Land, land development & construction - real estate	[4]	172	40
Commercial and industrial	[4]	1,558	1,257
Mortgage [Abstract]
1-4 Family	[4]	368	421
Resort Lending	[4]		129
Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]	2,963
Land, land development & construction - real estate	[6]	176	639
Commercial and industrial	[6]		165
Mortgage [Abstract]
1-4 Family	[6]	25	26
Resort Lending	[6]	30	107
Home equity - 1st lien	[6]		14
Installment [Abstract]
Home equity - 1st lien	[6]		36
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Trading securities		152	148
Securities available for sale		0	0
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities		152	148
Loans held for sale		0	0
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Recurring [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	0	0
Land, land development & construction - real estate	[4]	0	0
Commercial and industrial	[4]	0	0
Mortgage [Abstract]
1-4 Family	[4]	0	0
Resort Lending	[4]		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]	0
Land, land development & construction - real estate	[6]	0	0
Commercial and industrial	[6]		0
Mortgage [Abstract]
1-4 Family	[6]	0	0
Resort Lending	[6]	0	0
Home equity - 1st lien	[6]		0
Installment [Abstract]
Home equity - 1st lien	[6]		0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Trading securities		0	0
Securities available for sale		603,112	585,484
Derivatives		3,388	1,238
Liabilities [Abstract]
Derivatives		2,508	619
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities		0	0
Loans held for sale		38,008	27,866
Derivatives	[1]	3,388	1,238
Liabilities [Abstract]
Derivatives	[2]	2,508	619
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		29,949	47,512
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		169,958	196,056
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		13,892	34,028
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		33,578	4,903
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		142,188	116,904
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		157,989	144,984
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		51,455	38,614
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,450	2,483
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Recurring [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		1,653
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]	0	0
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	0	0
Land, land development & construction - real estate	[4]	0	0
Commercial and industrial	[4]	0	0
Mortgage [Abstract]
1-4 Family	[4]	0	0
Resort Lending	[4]		0
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]	2,963
Land, land development & construction - real estate	[6]	0	0
Commercial and industrial	[6]		0
Mortgage [Abstract]
1-4 Family	[6]	0	0
Resort Lending	[6]	0	0
Home equity - 1st lien	[6]		0
Installment [Abstract]
Home equity - 1st lien	[6]		0
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Trading securities		0	0
Securities available for sale		0	0
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities		0	0
Loans held for sale		0	0
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Recurring [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]	10,678	8,481
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	262	711
Land, land development & construction - real estate	[4]	172	40
Commercial and industrial	[4]	1,558	1,257
Mortgage [Abstract]
1-4 Family	[4]	368	421
Resort Lending	[4]		129
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]	0
Land, land development & construction - real estate	[6]	176	639
Commercial and industrial	[6]		165
Mortgage [Abstract]
1-4 Family	[6]	25	26
Resort Lending	[6]	$ 30	107
Home equity - 1st lien	[6]		14
Installment [Abstract]
Home equity - 1st lien	[6]		$ 36
[1]	Included in accrued income and other assets
[2]	Included in accrued expenses and other liabilities
[3]	Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
[4]	Only includes impaired loans with specific loss allocations based on collateral value.
[5]	Level 2 valuation is based on sales price at an auction subsequent to September 30, 2016.
[6]	Only includes other real estate with subsequent write downs to fair value.

Fair Value Disclosures, Changes

Fair Value Disclosures, Changes in Fair Value for Financial Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Impairment charges recognized [Abstract]
Capitalized mortgage loan servicing rights, carrying amount	$ 10,700		$ 10,700		$ 8,500
Capitalized mortgage loan servicing rights, valuation allowance	4,700		4,700		3,300
Capitalized mortgage loan servicing rights	600	$ (900)	(1,500)	$ (300)
Collateral dependent loans, carrying amount	4,400		4,400		5,100
Collateral dependent loans, valuation allowance	2,000		2,000		2,500
Additional provision for loan losses on impaired loans	100	1,000	300	1,900
Other real estate, carrying amount	3,200		3,200		1,000
Other real estate, valuation allowance	600		600		$ 1,700
Other real estate, additional charge	$ 370	$ 30	410	300
Trading Securities [Member]
Changes in fair value for financial assets [Abstract]
Net Gains (Losses) on Assets			4	22
Total Change in Fair Values Included in Current Period Earnings			4	22
Loans Held For Sale [Member]
Changes in fair value for financial assets [Abstract]
Net Gains (Losses) on Assets			612	311
Total Change in Fair Values Included in Current Period Earnings			$ 612	$ 311

Fair Value Disclosures, Quantit

Fair Value Disclosures, Quantitative Information About Level 3 (Details) - USD ($)		3 Months Ended	9 Months Ended	12 Months Ended
		Sep. 30, 2016	Sep. 30, 2016	Dec. 31, 2015
Asset (Liability) Fair Value [Abstract]
Capitalized mortgage loan servicing rights		$ 10,678,000	$ 10,678,000	$ 8,481,000
Impaired Loans Commercial [Member]
Impaired loan [Abstract]
Commercial	[1]	1,787,000	$ 1,787,000	1,605,000
Unobservable Inputs Weighted Average [Abstract]
Total impaired collateral value		200,000		$ 400,000
Impaired Loans Commercial [Member] | Minimum [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate			0.00%	0.00%
Impaired Loans Commercial [Member] | Maximum [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate			100.00%	100.00%
Mortgage [Member]
Impaired loan [Abstract]
Mortgage		368,000	$ 368,000	$ 550,000
Other Real Estate Commercial [Member]
Other real estate [Abstract]
Commercial		176,000	176,000	804,000
Mortgage and Installment [Member]
Other real estate [Abstract]
Mortgage and installment		$ 55,000	$ 55,000	$ 183,000
Income Approach [Member] | Impaired Loans Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Capitalization rate				9.30%
Present Value of Net Servicing Revenue [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate			10.06%	10.04%
Cost to service			$ 82	$ 80
Ancillary income			$ 24	$ 24
Float rate			1.18%	1.73%
Sales Comparison Approach [Member] | Impaired Loans Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales			(2.40%)	(2.10%)
Sales Comparison Approach [Member] | Mortgage [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales			(10.20%)	0.70%
Sales Comparison Approach [Member] | Other Real Estate Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales			(22.50%)	(3.90%)
Sales Comparison Approach [Member] | Mortgage and Installment [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales			4.60%	75.60%
[1]	In addition to the valuation techniques and unobservable inputs discussed above, at September 30, 2016 and December 31, 2015, we had an impaired collateral dependent commercial relationship that totaled $0.2 million and $0.4 million, respectively that was primarily secured by collateral other than real estate. Collateral securing this relationship primarily included machinery and equipment and inventory at September 30, 2016 and December 31, 2015. Valuation techniques at September 30, 2016 and December 31, 2015, included appraisals and discounting restructuring firm valuations based on estimates of value recovery of each particular asset type. Discount rates used ranged from 0% to 100% of stated values.

Fair Value Disclosures, Differe

Fair Value Disclosures, Difference Between Aggregate Fair Value and Aggregate Remaining Contractual Principal (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Fair value option - Loans held for sale [Abstract]
Loans held for sale	$ 38,008	$ 27,866
Difference	1,326	714
Contractual Principal	$ 36,682	$ 27,152

Fair Values of Financial Inst55

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands		Sep. 30, 2016	Dec. 31, 2015
Assets [Abstract]
Interest bearing deposits - time		$ 7,233	$ 11,866
Trading securities		152	148
Securities available for sale		603,112	585,484
Federal Home Loan Bank and Federal Reserve Bank Stock		15,507	15,471
Liabilities [Abstract]
Other borrowings		11,527	11,954
Subordinated debentures		35,569	35,569
Reciprocal deposits included in deposits with no stated maturity		9,300	11,800
Reciprocal deposits included in deposits with stated maturity		37,300	38,400
Recorded Book Balance [Member]
Assets [Abstract]
Cash and due from banks		38,610	54,260
Interest bearing deposits		75,706	31,523
Interest bearing deposits - time		7,233	11,866
Trading securities		152	148
Securities available for sale		603,112	585,484
Federal Home Loan Bank and Federal Reserve Bank Stock		15,507	15,471
Net loans and loans held for sale		1,623,319	1,520,346
Accrued interest receivable		6,973	6,565
Derivative financial instruments		3,388	1,238
Liabilities [Abstract]
Deposits with no stated maturity	[1]	1,743,864	1,659,743
Deposits with stated maturity	[1]	463,096	426,220
Other borrowings		11,527	11,954
Subordinated debentures		35,569	35,569
Accrued interest payable		630	466
Derivative financial instruments		2,508	619
Fair Value [Member]
Assets [Abstract]
Cash and due from banks		38,610	54,260
Interest bearing deposits		75,706	31,523
Interest bearing deposits - time		7,272	11,858
Trading securities		152	148
Securities available for sale		603,112	585,484
Net loans and loans held for sale		1,601,113	1,472,613
Accrued interest receivable		6,973	6,565
Derivative financial instruments		3,388	1,238
Liabilities [Abstract]
Deposits with no stated maturity	[1]	1,743,864	1,659,743
Deposits with stated maturity	[1]	462,297	423,776
Other borrowings		12,702	13,448
Subordinated debentures		22,223	23,069
Accrued interest payable		630	466
Derivative financial instruments		2,508	619
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and due from banks		38,610	54,260
Interest bearing deposits		75,706	31,523
Interest bearing deposits - time		0	0
Trading securities		152	148
Securities available for sale		0	0
Net loans and loans held for sale		0	0
Accrued interest receivable		2	5
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity	[1]	1,743,864	1,659,743
Deposits with stated maturity	[1]	0	0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		17	21
Derivative financial instruments		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		7,272	11,858
Trading securities		0	0
Securities available for sale		603,112	585,484
Net loans and loans held for sale		38,008	27,866
Accrued interest receivable		2,438	1,969
Derivative financial instruments		3,388	1,238
Liabilities [Abstract]
Deposits with no stated maturity	[1]	0	0
Deposits with stated maturity	[1]	462,297	423,776
Other borrowings		12,702	13,448
Subordinated debentures		22,223	23,069
Accrued interest payable		613	445
Derivative financial instruments		2,508	619
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		0	0
Trading securities		0	0
Securities available for sale		0	0
Net loans and loans held for sale		1,563,105	1,444,747
Accrued interest receivable		4,533	4,591
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity	[1]	0	0
Deposits with stated maturity	[1]	0	0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		0	0
Derivative financial instruments		$ 0	$ 0
[1]	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $9.3 million and $11.8 million at September 30, 2016 and December 31, 2015, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $37.3 million and $38.4 million at September 30, 2016 and December 31, 2015, respectively.

Contingent Liabilities (Details

Contingent Liabilities (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2016	Mar. 31, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Loss Contingencies [Line Items]
Cash payment for litigation settlement relating to collection of vehicle service contracts counterparty receivables		$ 4,000
Aggregate amount of counterparty obligations	$ 2,608			$ 2,608		$ 7,229
Vehicle service contract counterparty contingencies	(39)		$ 30	(10)	$ 89
Provision for loss reimbursement on sold loans	45		$ (35)	30	$ (59)
Reserve for loss reimbursement on sold mortgage loans	600			600		$ 500
Promissory Note [Member]
Loss Contingencies [Line Items]
Notes payable amount of settlement to counterparties		$ 1,500
Term of note		5 years
Full reserve on the remaining balance				1,390
Pending Litigation [Member] | Maximum [Member]
Loss Contingencies [Line Items]
Estimate of reasonably possible loss	$ 1,000			$ 1,000
Accounts Receivables Due to Mepco [Member] | Minimum [Member]
Loss Contingencies [Line Items]
Installment payments period for service contract				12 months
Accounts Receivables Due to Mepco [Member] | Maximum [Member]
Loss Contingencies [Line Items]
Installment payments period for service contract				30 months

Accumulated Other Comprehensi57

Accumulated Other Comprehensive Loss ("AOCL") (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period			$ 251,092	$ 250,371
Other comprehensive income before reclassifications	$ 278	$ 894	3,215	1,189
Amounts reclassified from AOCL	(10)	0	(194)	(49)
Net current period other comprehensive income	268	894	3,021	1,140
Balance at end of period	250,902	252,980	250,902	252,980
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total reclassifications before tax	9,352	7,325	24,458	21,129
Income tax expense	2,979	2,278	7,547	6,682
Reclassifications, net of tax	6,373	5,047	16,911	14,447
Accumulated Other Comprehensive Loss [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	(3,283)	(5,390)	(6,036)	(5,636)
Balance at end of period	(3,015)	(4,496)	(3,015)	(4,496)
Unrealized Gains (Losses) on Securities Available For Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	2,515	408	(238)	162
Other comprehensive income before reclassifications	278	894	3,215	1,189
Amounts reclassified from AOCL	(10)	0	(194)	(49)
Net current period other comprehensive income	268	894	3,021	1,140
Balance at end of period	2,783	1,302	2,783	1,302
Unrealized Gains (Losses) on Securities Available For Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gains on securities	15	0	298	75
Net impairment loss recognized in earnings	0	0	0	0
Total reclassifications before tax	15	0	298	75
Income tax expense	5	0	104	26
Reclassifications, net of tax	10	0	194	49
Disproportionate Tax Effects from Securities Available for Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	(5,798)	(5,798)	(5,798)	(5,798)
Other comprehensive income before reclassifications	0	0	0	0
Amounts reclassified from AOCL	0	0	0	0
Net current period other comprehensive income	0	0	0	0
Balance at end of period	$ (5,798)	$ (5,798)	$ (5,798)	$ (5,798)