Independent Bank (IBCP) 10-Q 3 Nov 17 2017 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2017	Nov. 02, 2017
Document and Entity Information [Abstract]
Entity Registrant Name	INDEPENDENT BANK CORP /MI/
Entity Central Index Key	39,311
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		21,331,967
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q3
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2017

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 31,998	$ 35,238
Interest bearing deposits	15,605	47,956
Cash and Cash Equivalents	47,603	83,194
Interest bearing deposits - time	3,489	5,591
Trading securities	347	410
Securities available for sale	548,865	610,616
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	15,543	15,543
Loans held for sale, carried at fair value	47,611	35,946
Payment plan receivables and other assets held for sale	0	33,360
Loans
Commercial	837,250	804,017
Mortgage	781,346	538,615
Installment	318,498	265,616
Total Loans	1,937,094	1,608,248
Allowance for loan losses	(21,478)	(20,234)
Net Loans	1,915,616	1,588,014
Other real estate and repossessed assets	2,150	5,004
Property and equipment, net	38,774	40,175
Bank-owned life insurance	54,286	54,033
Deferred tax assets, net	22,433	32,818
Capitalized mortgage loan servicing rights	14,675
Capitalized mortgage loan servicing rights		13,671
Other intangibles	1,673	1,932
Accrued income and other assets	40,381	28,643
Total Assets	2,753,446	2,548,950
Deposits
Non-interest bearing	753,555	717,472
Savings and interest-bearing checking	1,040,974	1,015,724
Reciprocal	49,078	38,657
Time	412,601	453,866
Brokered time	87,553	0
Total Deposits	2,343,761	2,225,719
Federal funds purchased	3,000	0
Other borrowings	72,849	9,433
Subordinated debentures	35,569	35,569
Other liabilities held for sale	0	718
Accrued expenses and other liabilities	30,557	28,531
Total Liabilities	2,485,736	2,299,970
Shareholders' Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,332,317 shares at September 30, 2017 and 21,258,092 shares at December 31, 2016	324,607	323,745
Accumulated deficit	(53,240)	(65,657)
Accumulated other comprehensive loss	(3,657)	(9,108)
Total Shareholders' Equity	267,710	248,980
Total Liabilities and Shareholders' Equity	$ 2,753,446	$ 2,548,950

Condensed Consolidated Stateme3

Condensed Consolidated Statements of Financial Condition (unaudited) (Parenthetical) - $ / shares	Sep. 30, 2017	Dec. 31, 2016
Shareholders' Equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	21,332,317	21,258,092
Common stock, shares outstanding (in shares)	21,332,317	21,258,092

Condensed Consolidated Stateme4

Condensed Consolidated Statements of Operations (unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest Income
Interest and fees on loans		$ 21,831	$ 18,597	$ 61,638	$ 55,361
Interest on securities
Taxable		2,765	2,537	8,300	7,261
Tax-exempt		512	330	1,478	860
Other investments		263	281	867	884
Total Interest Income		25,371	21,745	72,283	64,366
Interest Expense
Deposits		1,833	1,254	4,754	3,520
Other borrowings and subordinated debentures		626	493	1,659	1,455
Total Interest Expense		2,459	1,747	6,413	4,975
Net Interest Income		22,912	19,998	65,870	59,391
Provision for loan losses		582	(175)	806	(1,439)
Net Interest Income After Provision for Loan Losses		22,330	20,173	65,064	60,830
Non-interest Income
Service charges on deposit accounts		3,281	3,281	9,465	9,164
Interchange income		1,942	1,943	5,869	5,797
Net gains (losses) on assets
Mortgage loans		2,971	3,556	8,886	7,727
Securities		69	(45)	62	302
Mortgage loan servicing, net		1	858	668	(454)
Other		2,040	2,115	6,139	6,561
Total Non-Interest Income		10,304	11,708	31,089	29,097
Non-interest Expense
Compensation and employee benefits		13,577	13,031	41,104	36,912
Occupancy, net		1,970	1,919	6,032	5,982
Data processing		1,796	1,971	5,670	6,008
Furniture, fixtures and equipment		961	990	2,943	2,939
Communications		685	670	2,046	2,280
Loan and collection		481	568	1,564	1,964
Advertising		526	455	1,551	1,410
Legal and professional		550	420	1,376	1,178
Interchange expense		294	276	869	809
FDIC deposit insurance		208	187	608	852
Credit card and bank service fees		105	203	432	588
Other		1,463	1,839	4,751	4,547
Total Non-Interest Expense		22,616	22,529	68,946	65,469
Income Before Income Tax		10,018	9,352	27,207	24,458
Income tax expense		3,159	2,979	8,443	7,547
Net Income		$ 6,859	$ 6,373	$ 18,764	$ 16,911
Net Income Per Common Share
Basic (in dollars per share)	[1]	$ 0.32	$ 0.30	$ 0.88	$ 0.79
Diluted (in dollars per share)		0.32	0.30	0.87	0.78
Dividends Per Common Share
Declared (in dollars per share)		0.10	0.08	0.30	0.24
Paid (in dollars per share)		$ 0.10	$ 0.08	$ 0.30	$ 0.24
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]
Net income	$ 6,859	$ 6,373	$ 18,764	$ 16,911
Securities available for sale
Unrealized gains arising during period	20	451	7,738	4,899
Change in unrealized gains for which a portion of other than temporary impairment has been recognized in earnings	126	(24)	211	47
Reclassification adjustments for gains included in earnings	(8)	(15)	(125)	(298)
Unrealized gains recognized in other comprehensive income on securities available for sale	138	412	7,824	4,648
Income tax expense	48	144	2,738	1,627
Unrealized gains recognized in other comprehensive income on securities available for sale, net of tax	90	268	5,086	3,021
Derivative instruments
Unrealized gain arising during period	95	0	95	0
Reclassification adjustment for expense recognized in earnings	5	0	5	0
Unrealized gains recognized in other comprehensive income on derivative instruments	100	0	100	0
Income tax expense	35	0	35	0
Unrealized gains recognized in other comprehensive income on derivative instruments, net of tax	65	0	65	0
Other comprehensive income	155	268	5,151	3,021
Comprehensive income	$ 7,014	$ 6,641	$ 23,915	$ 19,932

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Condensed Consolidated Statements of Cash Flows (unaudited) [Abstract]
Net income	$ 18,764	$ 16,911
Adjustments to Reconcile Net Income to Net Cash From Operating Activities
Proceeds from sales of loans held for sale	313,559	222,610
Disbursements for loans held for sale	(316,338)	(225,025)
Provision for loan losses	806	(1,439)
Deferred income tax expense	7,422	7,099
Deferred loan fees	(4,588)	(1,634)
Net depreciation, amortization of intangible assets and premiums and accretion of discounts on securities, loans and interest bearing deposits - time	5,079	3,831
Net gains on mortgage loans	(8,886)	(7,727)
Net gains on securities	(62)	(302)
Share based compensation	1,342	1,200
Increase in accrued income and other assets	(13,159)	(3,804)
Increase in accrued expenses and other liabilities	2,274	1,150
Total Adjustments	(12,551)	(4,041)
Net Cash From Operating Activities	6,213	12,870
Cash Flow Used in Investing Activities
Proceeds from the sale of securities available for sale	8,834	56,451
Proceeds from maturities, prepayments and calls of securities available for sale	143,953	150,103
Purchases of securities available for sale	(84,080)	(213,839)
Proceeds from the maturity of interest bearing deposits - time	2,100	4,613
Purchase of Federal Reserve Bank stock	0	(407)
Redemption of Federal Reserve Bank stock	0	371
Net increase in portfolio loans (loans originated, net of principal payments)	(326,089)	(73,673)
Purchase of portfolio loans	0	(15,000)
Cash received from the sale of Mepco Finance Corporation assets, net	33,446	0
Proceeds from bank-owned life insurance	523	2,235
Proceeds from the collection of vehicle service contract counterparty receivables	411	4,671
Proceeds from the sale of other real estate and repossessed assets	4,111	3,854
Capital expenditures	(2,592)	(1,717)
Net Cash Used in Investing Activities	(219,383)	(82,338)
Cash Flow From Financing Activities
Net increase in total deposits	118,042	120,997
Net increase in other borrowings	3,003	5
Proceeds from Federal Home Loan Bank advances	461,000	0
Payments of Federal Home Loan Bank Advances	(397,587)	(432)
Dividends paid	(6,400)	(5,149)
Proceeds from issuance of common stock	57	61
Repurchase of common stock	0	(16,854)
Share based compensation withholding obligation	(536)	(627)
Net Cash From Financing Activities	177,579	98,001
Net Increase (Decrease) in Cash and Cash Equivalents	(35,591)	28,533
Cash and Cash Equivalents at Beginning of Period	83,194	85,783
Cash and Cash Equivalents at End of Period	47,603	114,316
Cash paid during the period for
Interest	6,240	4,811
Income taxes	988	437
Transfers to other real estate and repossessed assets	1,389	1,791
Purchase of securities available for sale not yet settled	1,765	7,440
Sale of securities available for sale not yet settled	$ 760	$ 0

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Shareholders' Equity (unaudited) $ in Thousands	USD ($)
Balance at beginning of period at Dec. 31, 2015	$ 251,092
Balance at beginning of period, as adjusted at Dec. 31, 2015	252,339
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	16,911
Cash dividends declared	(5,149)
Issuance of common stock	61
Share based compensation	1,200
Share based compensation withholding obligation	(627)
Repurchase of common stock	(16,854)
Net change in accumulated other comprehensive loss, net of related tax effect	3,021
Balance at end of period at Sep. 30, 2016	250,902
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	6,373
Net change in accumulated other comprehensive loss, net of related tax effect	268
Balance at end of period at Sep. 30, 2016	250,902
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of change in accounting	1,247
Balance at beginning of period at Dec. 31, 2016	248,980
Balance at beginning of period, as adjusted at Dec. 31, 2016	249,332
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	18,764
Cash dividends declared	(6,400)
Issuance of common stock	57
Share based compensation	1,342
Share based compensation withholding obligation	(536)
Repurchase of common stock	0
Net change in accumulated other comprehensive loss, net of related tax effect	5,151
Balance at end of period at Sep. 30, 2017	267,710
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	6,859
Net change in accumulated other comprehensive loss, net of related tax effect	155
Balance at end of period at Sep. 30, 2017	267,710
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect of change in accounting	$ 352

Preparation of Financial Statem

Preparation of Financial Statements	9 Months Ended
	Sep. 30, 2017
Preparation of Financial Statements [Abstract]
Preparation of Financial Statements	1. Preparation of Financial Statements The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading. The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2016 included in our Annual Report on Form 10-K. In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of September 30, 2017 and December 31, 2016, and the results of operations for the three and nine-month periods ended September 30, 2017 and 2016. The results of operations for the three and nine-month periods ended September 30, 2017, are not necessarily indicative of the results to be expected for the full year. Certain reclassifications have been made in the prior period financial statements to conform to the current period presentation. Our critical accounting policies include the determination of the allowance for loan losses, the valuation of originated mortgage loan servicing rights and the valuation of deferred tax assets. Refer to our 2016 Annual Report on Form 10-K for a disclosure of our accounting policies.

New Accounting Standards

New Accounting Standards	9 Months Ended
	Sep. 30, 2017
New Accounting Standards [Abstract]
New Accounting Standards	2. New Accounting Standards In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-09, “Revenue from Contracts with Customers (Topic 606) ”. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities”. This ASU amends existing guidance related to the accounting for certain financial assets and liabilities. These amendments, among other things, require equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income, require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset and eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. This amended guidance is effective for us on January 1, 2018. We have reviewed the types of financial instruments impacted by this amended guidance, including certain equity investments and liabilities measured under the fair value election, and have determined that we do not currently own any such instruments. The balance of this amended guidance is expected to impact certain disclosure items but is not expected to have any impact on our consolidated operating results or financial condition. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, require lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance is effective for us on January 1, 2019 and is not expected to have a material impact on our consolidated operating results or financial condition. Based on a review of our operating leases that we currently have in place we do not expect a material change in the recognition, measurement and presentation of lease expense or impact on cash flow. While the primary impact will be the recognition of certain operating leases on our Condensed Consolidated Statements of Financial Condition this impact is not expected to be material. In June 2016, the FASB issued ASU 2016-13, “Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments”. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace today’s “incurred loss” approach with an “expected loss” model for instruments measured at amortized cost. For securities available for sale, allowances will be recorded rather than reducing the carrying amount as is done under the current other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. This amended guidance is effective for us on January 1, 2020. We began evaluating this ASU in 2016 and have formed a committee that includes personnel from various areas of the Bank that meets regularly to discuss the implementation of the ASU. We are currently in the process of gathering data and reviewing loss methodologies and have engaged third party resources that will assist us in the implementation of this ASU. While we have not yet determined what the impact will be on our consolidated operating results or financial condition by the nature of the implementation of an expected loss model compared to an incurred loss approach, we would expect our allowance for loan losses (“AFLL”) to increase under this ASU. In August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging (Topic 815), Targeted Improvements to Accounting for Hedging Activities”. This new ASU amends the hedge accounting model in Topic 815 to enable entities to better portray the economics of their risk management activities in the financial statements and enhance the transparency and understandability of hedge results. The amendments expand an entity’s ability to hedge nonfinancial and financial risk components and reduce complexity in fair value hedges of interest rate risk. The guidance eliminates the requirement to separately measure and report hedge ineffectiveness and generally requires the entire change in the fair value of a hedging instrument to be presented in the same income statement line as the hedged item. The guidance also eases certain documentation and assessment requirements and modifies the accounting for components excluded from the assessment of hedge effectiveness. This amended guidance is effective for us on January 1, 2019, and given our current level of derivatives designated as hedges is not expected to have a material impact on our consolidated operating results or financial condition. In March 2017, the FASB issued ASU 2017-08, “Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20) Premium Amortization on Purchased Callable Debt Securities” (“ASU 2017-08”). This ASU shortens the amortization period for certain callable debt securities held at a premium. Specifically, the amendments require the premium to be amortized to the earliest call date. The amendments do not require an accounting change for securities held at a discount; the discount continues to be accreted to maturity. This amended guidance is effective for us on January 1, 2019, with early adoption permitted. We adopted this amended guidance during the first quarter of 2017 using a modified retrospective approach. The impact of this adoption was to adjust our January 1, 2017 Condensed Consolidated Statement of Financial Position to reflect cumulative effect adjustments as summarized in the table below. The adjustments below reflect the recording of $0.46 million ($0.30 million, net of tax) of additional premium amortization on securities available for sale and a $0.30 million decrease in accumulated other comprehensive loss to reflect the decrease in after tax unrealized losses on securities available for sale as of January 1, 2017 as a result of adopting this amended guidance. After January 1, 2017, premium amortization on certain callable debt securities is now amortized to the first call date. During the first quarter of 2017 the impact on the Condensed Consolidated Statements of Operations was an increase to premium amortization of $0.03 million. During the first quarter of 2017, we adopted the fair value method of accounting for our capitalized mortgage loan servicing rights pursuant to FASB Accounting Standards Codification topic 860 – “Transfers and Servicing”. Prior to January 1, 2017, we were accounting for our capitalized mortgage loan servicing rights under the amortization method. We adopted the fair value method using a modified retrospective adjustment to beginning accumulated deficit. The impact of the adoption of the fair value method is summarized in the table below. The adjustments below reflect the recording of a $0.54 million increase in the fair value of our capitalized mortgage loan servicing rights with a $0.19 million reduction in deferred tax assets, net for a net impact on accumulated deficit and total equity of $0.35 million. January 1, Cumulative January 1, (In thousands) Deferred tax assets, net $ 32,818 $ (190 ) (1 ) $ 32,628 Capitalized mortgage loan servicing rights $ 13,671 $ 542 (1 ) $ 14,213 Total assets $ 2,548,950 $ 352 $ 2,549,302 Accumulated deficit $ (65,657 ) $ 352 (1 ) $ (300 ) (2 ) $ (65,605 ) Accumulated other comprehensive loss $ (9,108 ) $ 300 (2 ) $ (8,808 ) Total Shareholders’ Equity $ 248,980 $ 352 $ 249,332 Total Liabilities and Shareholders’ Equity $ 2,548,950 $ 352 $ 2,549,302 (1) Represents adjustment to capitalized mortgage loan servicing rights, deferred tax assets, net, and accumulated deficit to reflect the adoption of the fair value method of accounting for our capitalized mortgage loan servicing rights. (2) Represents adjustment to accumulated deficit and accumulated other comprehensive loss to reflect the adoption of ASU 2017-08.

Securities

Securities	9 Months Ended
	Sep. 30, 2017
Securities [Abstract]
Securities	3. Securities Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) September 30, 2017 U.S. agency $ 26,455 $ 210 $ 39 $ 26,626 U.S. agency residential mortgage-backed 135,293 1,331 515 136,109 U.S. agency commercial mortgage-backed 10,767 84 115 10,736 Private label mortgage-backed 26,703 518 231 26,990 Other asset backed 108,128 319 108 108,339 Obligations of states and political subdivisions 176,087 1,708 619 177,176 Corporate 57,213 853 66 58,000 Trust preferred 2,928 - 128 2,800 Foreign government 2,098 - 9 2,089 Total $ 545,672 $ 5,023 $ 1,830 $ 548,865 December 31, 2016 U.S. agency $ 28,909 $ 159 $ 80 $ 28,988 U.S. agency residential mortgage-backed 156,053 1,173 937 156,289 U.S. agency commercial mortgage-backed 12,799 28 195 12,632 Private label mortgage-backed 35,035 216 524 34,727 Other asset backed 146,829 271 391 146,709 Obligations of states and political subdivisions 175,180 478 4,759 170,899 Corporate 56,356 223 399 56,180 Trust preferred 2,922 - 343 2,579 Foreign government 1,626 - 13 1,613 Total $ 615,709 $ 2,548 $ 7,641 $ 610,616 We adopted ASU 2017-08 during the first quarter of 2017 using a modified retrospective approach. As a result, the amortized cost of securities as of January 1, 2017 was adjusted lower by $0.46 million (see note #2). Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In thousands) September 30, 2017 U.S. agency $ 4,819 $ 21 $ 4,947 $ 18 $ 9,766 $ 39 U.S. agency residential mortgage-backed 24,116 215 27,817 300 51,933 515 U.S. agency commercial mortgage-backed 1,815 22 3,933 93 5,748 115 Private label mortgage- backed 3,423 26 3,163 205 6,586 231 Other asset backed 12,756 18 16,298 90 29,054 108 Obligations of states and political subdivisions 42,186 447 13,787 172 55,973 619 Corporate 8,654 22 2,458 44 11,112 66 Trust preferred - - 2,800 128 2,800 128 Foreign government 2,089 9 - - 2,089 9 Total $ 99,858 $ 780 $ 75,203 $ 1,050 $ 175,061 $ 1,830 December 31, 2016 U.S. agency $ 4,179 $ 41 $ 8,217 $ 39 $ 12,396 $ 80 U.S. agency residential mortgage-backed 62,524 732 20,857 205 83,381 937 U.S. agency commercial mortgage-backed 6,079 194 143 1 6,222 195 Private label mortgage-backed 20,545 281 1,413 243 21,958 524 Other asset backed 52,958 172 17,763 219 70,721 391 Obligations of states and political subdivisions 113,078 4,014 14,623 745 127,701 4,759 Corporate 25,546 292 2,810 107 28,356 399 Trust preferred - - 2,579 343 2,579 343 Foreign government 1,613 13 - - 1,613 13 Total $ 286,522 $ 5,739 $ 68,405 $ 1,902 $ 354,927 $ 7,641 Our portfolio of securities available for sale is reviewed quarterly for impairment in value. In performing this review management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) an assessment of whether we intend to sell, or it is more likely than not that we will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. For securities that do not meet the aforementioned recovery criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income. U.S. agency, U.S. agency residential mortgage-backed securities and U.S. agency commercial mortgage backed securities — at September 30, 2017, we had 33 U.S. agency, 109 U.S. agency residential mortgage-backed and 10 U.S. agency commercial mortgage-backed securities whose fair market value is less than amortized cost. The unrealized losses are largely attributed to increases in interest rates since acquisition and widening spreads to Treasury bonds. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Private label mortgage backed securities — at September 30, 2017, we had 11 of this type of security whose fair value is less than amortized cost. The majority of unrealized losses are attributed to three securities purchased prior to 2016. Two of these three securities has an impairment in excess of 10% and all three of these holdings have been impaired for more than 12 months. The unrealized losses are largely attributable to credit spread widening on these three securities since their acquisition. These three securities are receiving principal and interest payments. These transactions are pass-through structures, receiving pro rata principal and interest payments from a dedicated collateral pool. The nonreceipt of interest cash flows is not expected and thus not presently considered in our discounted cash flow methodology discussed below. These three private label mortgage-backed securities are periodically reviewed for other than temporary impairment (“OTTI”) utilizing a cash flow projection. The cash flow analysis forecasts cash flow from the underlying loans in each transaction and then applies these cash flows to the bonds in the securitization. Our cash flow analysis forecasts complete recovery of our cost basis for all three of these securities whose fair value is less than amortized cost. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no other declines discussed above are deemed to be other than temporary. Other asset backed — at September 30, 2017, we had 51 other asset backed securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Obligations of states and political subdivisions — at September 30, 2017, we had 182 municipal securities whose fair value is less than amortized cost. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Corporate — at September 30, 2017, we had 11 corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Trust preferred securities — at September 30, 2017, we had three trust preferred securities whose fair value is less than amortized cost. All of our trust preferred securities are single issue securities issued by a trust subsidiary of a bank holding company. The pricing of trust preferred securities has suffered from credit spread widening. One of the three securities is rated by two major rating agencies as investment grade, while one (a Bank of America issuance) is rated below investment grade by two major rating agencies and the other one is non-rated. The non-rated issue is a relatively small bank and was never rated. The issuer of this non-rated trust preferred security, which had a total amortized cost of $1.0 million and total fair value of $0.9 million as of September 30, 2017, continues to have satisfactory credit metrics and make interest payments. The following table breaks out our trust preferred securities in further detail as of September 30, 2017 and December 31, 2016: September 30, 2017 December 31, 2016 Fair Net Fair Net (In thousands) Trust preferred securities Rated issues $ 1,880 $ (48 ) $ 1,800 $ (123 ) Unrated issues 920 (80 ) 779 (220 ) As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Foreign government — at September 30, 2017, we had two foreign government securities whose fair value is less than amortized cost. The unrealized loss is primarily due to increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. We recorded no credit related OTTI charges in our Condensed Consolidated Statements of Operations related to securities available for sale during the three and nine month periods ended September 30, 2017 and 2016, respectively. At September 30, 2017, three private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Super Senior Total (In thousands) As of September 30, 2017 Fair value $ 1,076 $ 1,032 $ 65 $ 2,173 Amortized cost 937 842 - 1,779 Non-credit unrealized loss - - - - Unrealized gain 139 190 65 394 Cumulative credit related OTTI 757 457 380 1,594 Each of these securities is receiving principal and interest payments similar to principal reductions in the underlying collateral. All three of these securities have unrealized gains at September 30, 2017. The original amortized cost for each of these securities has been permanently adjusted downward for previously recorded credit related OTTI. The unrealized loss (based on original amortized cost) for these securities is now less than previously recorded credit related OTTI amounts. A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended Nine months ended 2017 2016 2017 2016 (In thousands) Balance at beginning of period $ 1,844 $ 1,844 $ 1,844 $ 1,844 Additions to credit losses on securities for which no previous OTTI was recognized - - - - Increases to credit losses on securities for which OTTI was previously recognized - - - - Balance at end of period $ 1,844 $ 1,844 $ 1,844 $ 1,844 The amortized cost and fair value of securities available for sale at September 30, 2017, by contractual maturity, follow: Amortized Fair (In thousands) Maturing within one year $ 27,811 $ 27,865 Maturing after one year but within five years 98,784 99,533 Maturing after five years but within ten years 82,590 83,671 Maturing after ten years 55,596 55,622 264,781 266,691 U.S. agency residential mortgage-backed 135,293 136,109 U.S. agency commercial mortgage-backed 10,767 10,736 Private label mortgage-backed 26,703 26,990 Other asset backed 108,128 108,339 Total $ 545,672 $ 548,865 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities available for sale and gains and losses for the nine month periods ending September 30, follows: Realized Proceeds (1) Gains Losses (In thousands) 2017 $ 9,594 $ 125 $ - 2016 56,451 350 52 (1) 2017 includes $0.760 million for trades that did not settle until after September 30, 2017. During 2017 and 2016, our trading securities consisted of various preferred stocks. During the nine months ended September 30, 2017 and 2016, we recognized gains (losses) on trading securities of $(0.063) million

Loans

Loans	9 Months Ended
	Sep. 30, 2017
Loans [Abstract]
Loans	4. Loans Our assessment of the allowance for loan losses is based on an evaluation of the loan portfolio, recent loss experience, current economic conditions and other pertinent factors. An analysis of the allowance for loan losses by portfolio segment for the three months ended September 30, follows: Commercial Mortgage Installment Payment Subjective Allocation Total (In thousands) 2017 Balance at beginning of period $ 5,100 $ 8,145 $ 900 $ - $ 6,441 $ 20,586 Additions (deductions) Provision for loan losses (97 ) 68 (33 ) - 644 582 Recoveries credited to the allowance 340 587 285 - - 1,212 Loans charged against the allowance (92 ) (471 ) (339 ) - - (902 ) Balance at end of period $ 5,251 $ 8,329 $ 813 $ - $ 7,085 $ 21,478 2016 Balance at beginning of period $ 6,039 $ 9,956 $ 1,139 $ 52 $ 5,526 $ 22,712 Additions (deductions) Provision for loan losses (153 ) (247 ) 208 - 17 (175 ) Recoveries credited to the allowance 474 195 236 - - 905 Loans charged against the allowance (365 ) (561 ) (473 ) - - (1,399 ) Balance at end of period $ 5,995 $ 9,343 $ 1,110 $ 52 $ 5,543 $ 22,043 (1) Payment plan receivables were reclassified to held for sale at December 31, 2016. See note #15. An analysis of the allowance for loan losses by portfolio segment for the nine months ended September 30, follows: Commercial Mortgage Installment Payment Plan Subjective Total (In thousands) 2017 Balance at beginning of period $ 4,880 $ 8,681 $ 1,011 $ - $ 5,662 $ 20,234 Additions (deductions) Provision for loan losses (197 ) (593 ) 173 - 1,423 806 Recoveries credited to the allowance 946 1,264 788 - - 2,998 Loans charged against the allowance (378 ) (1,023 ) (1,159 ) - - (2,560 ) Balance at end of period $ 5,251 $ 8,329 $ 813 $ - $ 7,085 $ 21,478 2016 Balance at beginning of period $ 5,670 $ 10,391 $ 1,181 $ 56 $ 5,272 $ 22,570 Additions (deductions) Provision for loan losses (1,220 ) (885 ) 399 (4 ) 271 (1,439 ) Recoveries credited to the allowance 1,944 871 808 - - 3,623 Loans charged against the allowance (399 ) (1,034 ) (1,278 ) - - (2,711 ) Balance at end of period $ 5,995 $ 9,343 $ 1,110 $ 52 $ 5,543 $ 22,043 (1) Payment plan receivables were reclassified to held for sale at December 31, 2016. See note #15. Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Total (In thousands) September 30, 2017 Allowance for loan losses Individually evaluated for impairment $ 967 $ 5,823 $ 271 $ - $ 7,061 Collectively evaluated for impairment 4,284 2,506 542 7,085 14,417 Total ending allowance balance $ 5,251 $ 8,329 $ 813 $ 7,085 $ 21,478 Loans Individually evaluated for impairment $ 10,257 $ 54,322 $ 4,215 $ 68,794 Collectively evaluated for impairment 829,073 730,050 315,146 1,874,269 Total loans recorded investment 839,330 784,372 319,361 1,943,063 Accrued interest included in recorded investment 2,080 3,026 863 5,969 Total loans $ 837,250 $ 781,346 $ 318,498 $ 1,937,094 December 31, 2016 Allowance for loan losses Individually evaluated for impairment $ 2,244 $ 6,579 $ 329 $ - $ 9,152 Collectively evaluated for impairment 2,636 2,102 682 5,662 11,082 Total ending allowance balance $ 4,880 $ 8,681 $ 1,011 $ 5,662 $ 20,234 Loans Individually evaluated for impairment $ 15,767 $ 59,151 $ 4,913 $ 79,831 Collectively evaluated for impairment 790,228 481,828 261,474 1,533,530 Total loans recorded investment 805,995 540,979 266,387 1,613,361 Accrued interest included in recorded investment 1,978 2,364 771 5,113 Total loans $ 804,017 $ 538,615 $ 265,616 $ 1,608,248 Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Non- Total Non- Performing Loans (In thousands) September 30, 2017 Commercial Income producing - real estate $ - $ 72 $ 72 Land, land development and construction - real estate - 10 10 Commercial and industrial - 706 706 Mortgage 1-4 family - 5,207 5,207 Resort lending - 1,411 1,411 Home equity - 1st lien - 258 258 Home equity - 2nd lien - 221 221 Purchased loans - - - Installment Home equity - 1st lien - 97 97 Home equity - 2nd lien - 224 224 Boat lending - 69 69 Recreational vehicle lending - 25 25 Other - 110 110 Total recorded investment $ - $ 8,410 $ 8,410 Accrued interest included in recorded investment $ - $ - $ - December 31, 2016 Commercial Income producing - real estate $ - $ 628 $ 628 Land, land development and construction - real estate - 105 105 Commercial and industrial - 4,430 4,430 Mortgage 1-4 family - 5,248 5,248 Resort lending - 1,507 1,507 Home equity - 1st lien - 222 222 Home equity - 2nd lien - 317 317 Purchased loans - - - Installment Home equity - 1st lien - 266 266 Home equity - 2nd lien - 289 289 Boat lending - 219 219 Recreational vehicle lending - 21 21 Other - 112 112 Total recorded investment $ - $ 13,364 $ 13,364 Accrued interest included in recorded investment $ - $ - $ - An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) September 30, 2017 Commercial Income producing - real estate $ 425 $ - $ 30 $ 455 $ 271,747 $ 272,202 Land, land development and construction - real estate 10 - - 10 67,793 67,803 Commercial and industrial 120 149 65 334 498,991 499,325 Mortgage 1-4 family 1,929 919 5,207 8,055 553,928 561,983 Resort lending 363 135 1,411 1,909 91,370 93,279 Home equity - 1st lien 460 - 258 718 35,826 36,544 Home equity - 2nd lien 597 195 221 1,013 56,677 57,690 Purchased loans 3 1 - 4 34,872 34,876 Installment Home equity - 1st lien 115 86 97 298 9,925 10,223 Home equity - 2nd lien 161 23 224 408 10,103 10,511 Boat lending 112 69 69 250 131,153 131,403 Recreational vehicle lending 52 4 25 81 93,687 93,768 Other 108 50 110 268 73,188 73,456 Total recorded investment $ 4,455 $ 1,631 $ 7,717 $ 13,803 $ 1,929,260 $ 1,943,063 Accrued interest included in recorded investment $ 53 $ 24 $ - $ 77 $ 5,892 $ 5,969 December 31, 2016 Commercial Income producing - real estate $ - $ - $ 383 $ 383 $ 287,255 $ 287,638 Land, land development and construction - real estate 74 - 31 105 51,670 51,775 Commercial and industrial 100 1,385 66 1,551 465,031 466,582 Mortgage 1-4 family 2,361 869 5,248 8,478 306,063 314,541 Resort lending - - 1,507 1,507 101,541 103,048 Home equity - 1st lien 149 - 222 371 28,645 29,016 Home equity - 2nd lien 470 218 317 1,005 54,232 55,237 Purchased loans 13 2 - 15 39,122 39,137 Installment Home equity - 1st lien 311 48 266 625 12,025 12,650 Home equity - 2nd lien 238 41 289 568 13,390 13,958 Boat lending 184 33 219 436 102,489 102,925 Recreational vehicle lending 68 33 21 122 74,413 74,535 Other 289 30 112 431 61,888 62,319 Total recorded investment $ 4,257 $ 2,659 $ 8,681 $ 15,597 $ 1,597,764 $ 1,613,361 Accrued interest included in recorded investment $ 45 $ 19 $ - $ 64 $ 5,049 $ 5,113 Impaired loans are as follows: September 30, December 31, Impaired loans with no allocated allowance (In thousands) TDR $ 349 $ 1,782 Non - TDR 186 1,107 Impaired loans with an allocated allowance TDR - allowance based on collateral 2,320 3,527 TDR - allowance based on present value cash flow 65,449 72,613 Non - TDR - allowance based on collateral 202 491 Total impaired loans $ 68,506 $ 79,520 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 641 $ 1,868 TDR - allowance based on present value cash flow 6,329 7,146 Non - TDR - allowance based on collateral 91 138 Total amount of allowance for loan losses allocated $ 7,061 $ 9,152 Impaired loans by class are as follows (1): September 30, 2017 December 31, 2016 Recorded Unpaid Principal Balance Related Recorded Unpaid Principal Balance Related Allowance With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ 517 $ 768 $ - Land, land development & construction-real estate - - - 31 709 - Commercial and industrial 535 557 - 2,341 3,261 - Mortgage 1-4 family 2 472 - 2 387 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien 1 71 - - 66 - Home equity - 2nd lien - - - - - - Boat lending - - - - - - Recreational vehicle lending - - - - - - Other - - - - - - 538 1,100 - 2,891 5,191 - With an allowance recorded: Commercial Income producing - real estate 6,975 7,121 482 7,737 7,880 554 Land, land development & construction-real estate 169 197 10 239 244 36 Commercial and industrial 2,578 2,612 475 4,902 5,246 1,654 Mortgage 1-4 family 37,872 39,393 3,517 41,701 43,479 4,100 Resort lending 16,098 16,169 2,264 16,898 16,931 2,453 Home equity - 1st lien 171 238 30 235 242 10 Home equity - 2nd lien 179 213 12 315 398 16 Installment Home equity - 1st lien 1,791 1,921 85 1,994 2,117 118 Home equity - 2nd lien 1,969 1,994 161 2,415 2,443 182 Boat lending 1 6 1 1 6 - Recreational vehicle lending 93 93 5 109 108 6 Other 360 377 19 394 426 23 68,256 70,334 7,061 76,940 79,520 9,152 Total Commercial Income producing - real estate 6,975 7,121 482 8,254 8,648 554 Land, land development & construction-real estate 169 197 10 270 953 36 Commercial and industrial 3,113 3,169 475 7,243 8,507 1,654 Mortgage 1-4 family 37,874 39,865 3,517 41,703 43,866 4,100 Resort lending 16,098 16,169 2,264 16,898 16,931 2,453 Home equity - 1st lien 171 238 30 235 242 10 Home equity - 2nd lien 179 213 12 315 398 16 Installment Home equity - 1st lien 1,792 1,992 85 1,994 2,183 118 Home equity - 2nd lien 1,969 1,994 161 2,415 2,443 182 Boat lending 1 6 1 1 6 - Recreational vehicle lending 93 93 5 109 108 6 Other 360 377 19 394 426 23 Total $ 68,794 $ 71,434 $ 7,061 $ 79,831 $ 84,711 $ 9,152 Accrued interest included in recorded investment $ 288 $ 311 (1) There were no impaired purchased mortgage loans at September 30, 2017 or December 31, 2016. Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending September 30, follows (1): 2017 2016 Average Recorded Investment Interest Income Recognized Average Recorded Interest Income Recognized With no related allowance recorded (In thousands) Commercial Income producing - real estate $ - $ - $ 551 $ - Land, land development & construction-real estate - - 133 - Commercial and industrial 445 8 - - Mortgage 1-4 family 127 7 12 3 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien 1 1 - 3 Home equity - 2nd lien - - - - Boat lending - - - - Recreational vehicle lending - - - - Other - 1 - - 573 17 696 6 With an allowance recorded Commercial Income producing - real estate 7,311 91 8,000 111 Land, land development & construction-real estate 171 2 1,117 3 Commercial and industrial 2,878 26 7,145 69 Mortgage 1-4 family 38,533 462 44,256 470 Resort lending 16,175 153 17,372 161 Home equity - 1st lien 201 1 241 2 Home equity - 2nd lien 180 2 280 6 Installment Home equity - 1st lien 1,808 40 2,140 34 Home equity - 2nd lien 2,058 26 2,585 37 Boat lending 1 - 2 - Recreational vehicle lending 98 1 114 2 Other 361 6 424 7 69,775 810 83,676 902 Total Commercial Income producing - real estate 7,311 91 8,551 111 Land, land development & construction-real estate 171 2 1,250 3 Commercial and industrial 3,323 34 7,145 69 Mortgage 1-4 family 38,660 469 44,268 473 Resort lending 16,175 153 17,372 161 Home equity - 1st lien 201 1 241 2 Home equity - 2nd lien 180 2 280 6 Installment Home equity - 1st lien 1,809 41 2,140 37 Home equity - 2nd lien 2,058 26 2,585 37 Boat lending 1 - 2 - Recreational vehicle lending 98 1 114 2 Other 361 7 424 7 Total $ 70,348 $ 827 $ 84,372 $ 908 (1) There were no impaired purchased mortgage loans during the three month periods ended September 30, 2017 and 2016, respectively. Average recorded investment in and interest income earned on impaired loans by class for the nine month periods ending September 30, follows (1): 2017 2016 Average Recorded Investment Interest Average Interest Income With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 222 $ - $ 632 $ 2 Land, land development & construction-real estate 8 - 405 7 Commercial and industrial 808 16 616 21 Mortgage 1-4 family 64 16 12 9 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien 1 4 - 4 Home equity - 2nd lien - - 4 - Boat lending - - - - Recreational vehicle lending - - - - Other - 1 - - 1,103 37 1,669 43 With an allowance recorded: Commercial Income producing - real estate 7,525 300 8,153 318 Land, land development & construction-real estate 187 6 1,352 29 Commercial and industrial 3,488 98 5,929 151 Mortgage 1-4 family 39,716 1,420 45,728 1,447 Resort lending 16,485 464 17,705 480 Home equity - 1st lien 218 5 223 6 Home equity - 2nd lien 217 5 231 11 Installment Home equity - 1st lien 1,874 107 2,233 118 Home equity - 2nd lien 2,210 96 2,723 122 Boat lending 1 - 2 - Recreational vehicle lending 103 4 117 5 Other 373 19 443 23 72,397 2,524 84,839 2,710 Total Commercial Income producing - real estate 7,747 300 8,785 320 Land, land development & construction-real estate 195 6 1,757 36 Commercial and industrial 4,296 114 6,545 172 Mortgage 1-4 family 39,780 1,436 45,740 1,456 Resort lending 16,485 464 17,705 480 Home equity - 1st lien 218 5 223 6 Home equity - 2nd lien 217 5 231 11 Installment Home equity - 1st lien 1,875 111 2,233 122 Home equity - 2nd lien 2,210 96 2,727 122 Boat lending 1 - 2 - Recreational vehicle lending 103 4 117 5 Other 373 20 443 23 Total $ 73,500 $ 2,561 $ 86,508 $ 2,753 (1) There were no impaired purchased mortgage loans during the nine month periods ended September 30, 2017 and 2016, respectively. Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. Troubled debt restructurings follow: September 30, 2017 Commercial Retail (1) Total (In thousands) Performing TDRs $ 9,431 $ 53,755 $ 63,186 Non-performing TDRs(2) 401 4,531 (3) 4,932 Total $ 9,832 $ 58,286 $ 68,118 December 31, 2016 Commercial Retail (1) Total (In thousands) Performing TDRs $ 10,560 $ 59,726 $ 70,286 Non-performing TDRs(2) 3,565 4,071 (3) 7,636 Total $ 14,125 $ 63,797 $ 77,922 (1) Retail loans include mortgage and installment portfolio segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis. We allocated $7.0 million and $9.0 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of September 30, 2017 and December 31, 2016, respectively. During the nine months ended September 30, 2017 and 2016, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans generally included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan have generally been for periods ranging from 9 months to 36 months but have extended to as much as 480 months in certain circumstances. Modifications involving an extension of the maturity date have generally been for periods ranging from 1 month to 60 months but have extended to as much as 230 months in certain circumstances. Loans that have been classified as troubled debt restructurings during the three-month periods ended Number of Pre-modification Post-modification Recorded Balance (Dollars in thousands) 2017 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial - - - Mortgage 1-4 family 1 93 95 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien - - - Home equity - 2nd lien 2 51 50 Boat lending - - - Recreational vehicle lending - - - Other 1 10 10 Total 4 $ 154 $ 155 2016 Commercial Income producing - real estate 2 $ 180 $ 180 Land, land development & construction-real estate - - - Commercial and industrial 2 175 158 Mortgage 1-4 family 2 204 207 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien 2 77 78 Installment Home equity - 1st lien 2 82 85 Home equity - 2nd lien 1 7 7 Boat lending - - - Recreational vehicle lending - - - Other 1 34 34 Total 12 $ 759 $ 749 (1) There were no purchased mortgage loans classified as troubled debt restructurings during the three month periods ended September 30, 2017 and 2016, respectively. Loans that have been classified as troubled debt restructurings during the nine-month periods ended Number of Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2017 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 12 786 786 Mortgage 1-4 family 3 142 144 Resort lending 1 189 189 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 2 34 37 Home equity - 2nd lien 7 300 301 Boat lending - - - Recreational vehicle lending - - - Other 1 10 10 Total 26 $ 1,461 $ 1,467 2016 Commercial Income producing - real estate 4 $ 290 $ 290 Land, land development & construction-real estate - - - Commercial and industrial 6 1,933 1,916 Mortgage 1-4 family 5 396 470 Resort lending 1 116 117 Home equity - 1st lien 1 107 78 Home equity - 2nd lien 2 77 78 Installment Home equity - 1st lien 6 141 145 Home equity - 2nd lien 5 133 136 Boat lending - - - Recreational vehicle lending - - - Other 2 46 46 Total 32 $ 3,239 $ 3,276 (1) There were no purchased mortgage loans classified as troubled debt restructurings during the nine month periods ended September 30, 2017 and 2016, respectively. The troubled debt restructurings described above for 2017 increased the allowance for loan losses by $0.02 million and resulted in zero charge offs during the three months ended September 30, 2017, and increased the allowance by $0.08 million and resulted in zero charge offs during the nine months ended September 30, 2017. The troubled debt restructurings described above for 2016 increased the allowance for loan losses by $0.34 million and resulted in charge offs of $0.02 million during the three months ended September 30, 2016, and increased the allowance by $0.69 million and resulted in charge offs of $0.02 million during the nine months ended September 30, 2016. Six commercial and industrial loans with a recorded balance of $0.16 million that have been classified as troubled debt restructurings during the past twelve months subsequently defaulted during the three and nine month periods ended September 30, 2017. These subsequent defaults resulted in an increase in the allowance of $0.02 million and $0.04 million during the three and nine month periods ended September 30, 2017, respectively and resulted in charge-offs of $0.05 million during both the three and nine month periods ended September 30, 2017. There were no troubled debt restructurings that subsequently defaulted within twelve months following the modification during the three and nine months ended September 30, 2017 for any other loan class. There were no troubled debt restructurings that subsequently defaulted within twelve months following the modification during the three and nine months ended September 30, 2016. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy. Credit Quality Indicators For commercial loans, we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows: Rating 1 through 6 Rating 7 and 8 Rating 9 Rating 10 and 11 Rating 12 The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch Watch Substandard Non- Total (In thousands) September 30, 2017 Income producing - real estate $ 268,781 $ 3,037 $ 312 $ 72 $ 272,202 Land, land development and construction - real estate 67,730 63 - 10 67,803 Commercial and industrial 474,022 22,217 2,380 706 499,325 Total $ 810,533 $ 25,317 $ 2,692 $ 788 $ 839,330 Accrued interest included in total $ 1,991 $ 80 $ 9 $ - $ 2,080 December 31, 2016 Income producing - real estate $ 282,886 $ 3,787 $ 337 $ 628 $ 287,638 Land, land development andconstruction - real estate 51,603 67 - 105 51,775 Commercial and industrial 449,365 9,788 2,998 4,431 466,582 Total $ 783,854 $ 13,642 $ 3,335 $ 5,164 $ 805,995 Accrued interest included in total $ 1,915 $ 52 $ 11 $ - $ 1,978 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Home Home Purchased Total (In thousands) September 30, 2017 800 and above $ 62,145 $ 11,336 $ 8,491 $ 8,896 $ 7,790 $ 98,658 750-799 227,676 33,287 15,619 21,092 18,559 316,233 700-749 130,480 25,629 6,583 13,819 7,978 184,489 650-699 77,357 12,441 3,304 7,970 429 101,501 600-649 26,947 4,648 1,090 2,439 - 35,124 550-599 15,547 2,777 365 1,507 - 20,196 500-549 8,766 1,404 540 1,319 - 12,029 Under 500 3,692 89 253 169 - 4,203 Unknown 9,373 1,668 299 479 120 11,939 Total $ 561,983 $ 93,279 $ 36,544 $ 57,690 $ 34,876 $ 784,372 Accrued interest included in total $ 2,134 $ 374 $ 165 $ 260 $ 93 $ 3,026 December 31, 2016 800 and above $ 36,534 $ 10,484 $ 6,048 $ 8,392 $ 8,462 $ 69,920 750-799 102,382 41,999 10,006 20,113 20,984 195,484 700-749 69,337 24,727 5,706 12,360 9,115 121,245 650-699 50,621 13,798 4,106 8,167 437 77,129 600-649 25,270 5,769 1,674 3,067 - 35,780 550-599 13,747 3,030 455 1,699 - 18,931 500-549 9,215 1,438 486 981 - 12,120 Under 500 5,145 92 255 279 - 5,771 Unknown 2,290 1,711 280 179 139 4,599 Total $ 314,541 $ 103,048 $ 29,016 $ 55,237 $ 39,137 $ 540,979 Accrued interest included in total $ 1,466 $ 450 $ 111 $ 226 $ 111 $ 2,364 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Home Boat Lending Recreational Other Total (In thousands) September 30, 2017 800 and above $ 1,085 $ 869 $ 26,168 $ 26,312 $ 10,655 $ 65,089 750-799 1,938 2,721 67,402 48,183 26,546 146,790 700-749 1,601 2,236 25,945 14,261 16,433 60,476 650-699 2,193 1,864 9,164 3,627 8,990 25,838 600-649 1,429 1,429 1,730 838 2,334 7,760 550-599 1,252 919 468 244 894 3,777 500-549 616 398 243 125 434 1,816 Under 500 92 56 64 11 130 353 Unknown 17 19 219 167 7,040 7,462 Total $ 10,223 $ 10,511 $ 131,403 $ 93,768 $ 73,456 $ 319,361 Accrued interest included in total $ 42 $ 44 $ 322 $ 236 $ 219 $ 863 December 31, 2016 800 and above $ 1,354 $ 1,626 $ 21,422 $ 23,034 $ 8,911 $ 56,347 750-799 2,478 3,334 50,508 35,827 21,918 114,065 700-749 1,920 2,686 20,045 11,049 13,183 48,883 650-699 2,852 2,541 7,559 3,205 8,913 25,070 600-649 1,691 1,775 1,846 821 2,269 8,402 550-599 1,231 1,063 882 280 833 4,289 500-549 981 692 440 189 511 2,813 Under 500 114 220 73 16 211 634 Unknown 29 21 150 114 5,570 5,884 Total $ 12,650 $ 13,958 $ 102,925 $ 74,535 $ 62,319 $ 266,387 Accrued interest included in total $ 54 $ 59 $ 264 $ 203 $ 191 $ 771 (1) Credit scores have been updated within the last twelve months. Foreclosed residential real estate properties included in other real estate and repossessed assets on our

Shareholders' Equity and Earnin

Shareholders' Equity and Earnings Per Common Share	9 Months Ended
	Sep. 30, 2017
Shareholders' Equity and Earnings Per Common Share [Abstract]
Shareholders' Equity and Earnings Per Common Share	. Shareholders’ Equity and Earnings Per Common Share On January 23, 2017, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 5% of our outstanding common stock through December 31, 2017. A reconciliation of basic and diluted net income per common share follows: Three Months Ended Nine Months Ended 2017 2016 2017 2016 (In thousands, except per share amounts) Net income $ 6,859 $ 6,373 $ 18,764 $ 16,911 Weighted average shares outstanding (1) 21,334 21,232 21,325 21,421 Effect of stock options 138 149 144 150 Stock units for deferred compensation plan for non-employee directors 121 116 120 115 Performance share units 59 52 57 42 Restricted stock units - - - 46 Weighted average shares outstanding for calculation of diluted earnings per share 21,652 21,549 21,646 21,774 Net income per common share Basic (1) $ 0.32 $ 0.30 $ 0.88 $ 0.79 Diluted $ 0.32 $ 0.30 $ 0.87 $ 0.78 (1) Weighted average stock options outstanding that were not considered in computing diluted net income per share because they were anti-dilutive were zero for both the three and nine month periods ended September 30, 2017, and totaled 0.03 million for both the three and nine month periods ended September 30, 2016.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2017
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	6. Derivative Financial Instruments We are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting. Our derivative financial instruments according to the type of hedge in which they are designated follows: September 30, 2017 Notional Average Fair (Dollars in thousands) Cash flow hedge - pay-fixed interest rate swap agreement $ 15,000 3.9 $ 105 No hedge designation Rate-lock mortgage loan commitments $ 36,580 0.1 $ 769 Mandatory commitments to sell mortgage loans 74,750 0.1 26 Pay-fixed interest rate swap agreements 52,586 7.1 52 Pay-variable interest rate swap agreements 52,586 7.1 (52 ) Purchased options 3,119 3.8 277 Written options 3,119 3.8 (277 ) Total $ 222,740 3.5 $ 795 December 31, 2016 Notional Average Fair (Dollars in thousands) No hedge designation Rate-lock mortgage loan commitments $ 26,658 0.1 $ 646 Mandatory commitments to sell mortgage loans 61,954 0.1 630 Pay-fixed interest rate swap agreements 46,121 8.6 249 Pay-variable interest rate swap agreements 46,121 8.6 (249 ) Purchased options 3,119 4.5 238 Written options 3,119 4.5 (238 ) Total $ 187,092 4.4 $ 1,276 We use variable-rate and short-term fixed-rate (less than 12 months) debt obligations to fund a portion of our balance sheet, which exposes us to variability in interest rates. To meet our asset/liability management objectives, we may periodically enter into derivative financial instruments to mitigate exposure to fluctuations in cash flows resulting from changes in interest rates (“Cash Flow Hedges”). The Cash Flow Hedge is a pay-fixed interest-rate swap that converts variable-rate cash flows on debt obligations to fixed-rates. We record the fair value of Cash Flow Hedges in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of Cash Flow Hedges. The related gains or losses are reported in other comprehensive income or loss and are subsequently reclassified into earnings, as a yield adjustment in the same period in which the related interest on the hedged items (variable-rate debt obligations) affect earnings. It is anticipated that approximately $0.03 million, of unrealized losses on Cash Flow Hedges at September 30, 2017 will be reclassified to earnings over the next twelve months. To the extent that the Cash Flow Hedges are not effective, the ineffective portion of the Cash Flow Hedges is immediately recognized in interest expense. The maximum term of the Cash Flow Hedge at September 30, 2017 is 3.9 years. Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in our Condensed Consolidated Statements of Operations. In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate-Lock Commitments”). These commitments expose us to interest rate risk. We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate-Lock Commitments. Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate-Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. We obtain market prices on Mandatory Commitments and Rate-Lock Commitments. Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges. We currently offer to our deposit customers an equity linked time deposit product (“Altitude CD”). The Altitude CD is a time deposit that provides the customer a guaranteed return of principal at maturity plus a potential equity return (a written option), while we receive a like stream of funds based on the equity return (a purchased option). The written and purchased options will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the written and purchased options in the table above relate to this Altitude CD product. We have a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons. We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party. The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the interest rate swap agreements in the table above with no hedge designation relate to this program. The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives September 30, December 31, September 30, December 31, Balance Fair Balance Fair Balance Sheet Fair Balance Fair (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ 105 Other assets $ - Other liabilities $ - Other liabilities $ - Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 769 Other assets 646 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets 26 Other assets 630 Other liabilities - Other liabilities - Pay-fixed interest rate swap agreements Other assets 424 Other assets 493 Other liabilities 372 Other liabilities 244 Pay-variable interest rate swap agreements Other assets 372 Other assets 244 Other liabilities 424 Other liabilities 493 Purchased options Other assets 277 Other assets 238 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 277 Other liabilities 238 Total 1,868 2,251 1,073 975 Total derivatives $ 1,973 $ 2,251 $ 1,073 $ 975 The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended September 30, Gain Recognized in Other Comprehensive Income (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income (1) 2017 2016 Portion) 2017 2016 in Income (1) 2017 2016 (In thousands) Cash Flow Hedges Pay-fixed interest rate swap agreements $ 95 $ - Interest expense $ (5 ) $ - $ 5 $ - Total $ 95 $ - $ (5 ) $ - $ 5 $ - No hedge designation Rate-lock mortgage loan commitments Net gains on on mortage loans $ (313 ) $ 264 Mandatory commitments to sell mortgage loans Net gains on on mortage loans 2 94 Pay-fixed interest rate swap agreements Interest income 52 196 Pay-variable interest rate swap agreements Interest income (52 ) (196 ) Purchased options Interest expense 5 13 Written options Interest expense (5 ) (13 ) Total $ (311 ) $ 358 (1) For cash flow hedges, this location and amount refers to the ineffective portion. Nine Month Periods Ended September 30, Gain Recognized in Other Comprehensive Income (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized in Income (1) Gain (Loss) Recognized in Income (1) 2017 2016 Portion) 2017 2016 2017 2016 (In thousands) Cash Flow Hedges Pay-fixed interest rate swap agreements $ 95 $ - Interest expense $ (5 ) $ - $ 5 $ - Total $ 95 $ - $ (5 ) $ - $ 5 $ - No hedge designation Rate-lock mortgage loan commitments Net gains on on mortage loans $ 123 $ 613 Mandatory commitments to sell mortgage loans Net gains on on mortage loans (604 ) (352 ) Pay-fixed interest rate swap agreements Interest income (197 ) (1,512 ) Pay-variable interest rate swap agreements Interest income 197 1,512 Purchased options Interest expense 39 94 Written options Interest expense (39 ) (94 ) Total $ (481 ) $ 261 (1) For cash flow hedges, this location and amount refers to the ineffective portion.

Intangible Assets

Intangible Assets	9 Months Ended
	Sep. 30, 2017
Intangible Assets [Abstract]
Intangible Assets	7. Intangible Assets The following table summarizes intangible assets, net of amortization: September 30, 2017 December 31, 2016 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 6,118 $ 4,445 $ 6,118 $ 4,186 Amortization of other intangibles has been estimated through 2022 in the following table. (In thousands) Three months ending December 31, 2017 $ 87 2018 346 2019 346 2020 346 2021 346 2022 202 Total $ 1,673

Share Based Compensation

Share Based Compensation	9 Months Ended
	Sep. 30, 2017
Share Based Compensation [Abstract]
Share Based Compensation	8. Share Based Compensation We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.5 million shares of common stock as of September 30, 2017. The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.2 million shares of common stock as of September 30, 2017. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares. During the three month periods ended March 31, 2017 and 2016, pursuant to our long-term incentive plan, we granted 0.05 million and 0.07 million shares of restricted stock, respectively and 0.02 million and 0.03 million performance stock units (“PSU”), respectively to certain officers. The shares of restricted stock and PSUs cliff vest after a period of three years. The performance feature of the PSUs is based on a comparison of our total shareholder return over the three year period starting on the grant date to the total shareholder return over that period for a banking index of our peers. No long term incentive grants were made during the second or third quarters of 2017 or 2016. Our directors may elect to receive a portion of their quarterly cash retainer fees in the form of common stock (either on a current basis or on a deferred basis pursuant to the non-employee director stock purchase plan referenced above). Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock are issued each quarter and vest immediately. We issued 0.006 million shares during each nine month period ended September 30, of 2017 and 2016 and expensed their value during those same periods. Total compensation expense recognized for grants pursuant to our long-term incentive plan was $0.4 million and $1.2 million during the three and nine month periods ended September 30, 2017, respectively, and was $0.3 million and $1.1 million during the same periods in 2016, respectively. The corresponding tax benefit relating to this expense was $0.1 million and $0.4 million for the three and nine month periods ended September 30, 2017, respectively and $0.1 million and $0.4 million for the same periods in 2016. Total expense recognized for non-employee director share based payments was $0.05 million and $0.12 million during the three and nine month periods ended September 30, 2017, respectively, and was $0.03 million and $0.09 million during the same periods in 2016, respectively. The corresponding tax benefit relating to this expense was $0.02 million and $0.04 million for the three and nine month periods ended September 30, 2017, respectively and $0.01 million and $0.03 million during the same periods in 2016. At September 30, 2017, the total expected compensation cost related to non-vested restricted stock and PSUs not yet recognized was $2.3 million. The weighted-average period over which this amount will be recognized is 2.2 years. A summary of outstanding stock option grants and related transactions follows: Number of Average Weighted- Aggregated (In thousands) Outstanding at January 1, 2017 211,018 $ 5.05 Granted - Exercised (28,963 ) 4.03 Forfeited - Expired - Outstanding at September 30, 2017 182,055 $ 5.21 4.4 $ 3,175 Vested and expected to vest at September 30, 2017 182,055 $ 5.21 4.4 $ 3,175 Exercisable at September 30, 2017 182,055 $ 5.21 4.4 $ 3,175 A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number Weighted- Outstanding at January 1, 2017 296,422 $ 14.52 Granted 68,473 21.07 Vested (63,799 ) 14.91 Forfeited (8,510 ) 15.59 Outstanding at September 30, 2017 292,586 $ 15.88 Certain information regarding options exercised during the periods follows: Three Months Ended Nine Months Ended 2017 2016 2017 2016 (In thousands) Intrinsic value $ 39 $ 9 $ 513 $ 186 Cash proceeds received $ 18 $ 5 $ 117 $ 64 Tax benefit realized $ 14 $ 3 $ 180 $ 65

Income Tax

Income Tax	9 Months Ended
	Sep. 30, 2017
Income Tax [Abstract]
Income Tax	9. Income Tax Income tax expense was $3.2 million and $3.0 million during the three month periods ended September 30, 2017 and 2016, respectively and $8.4 million and $7.5 million during the nine months ended September 30, 2017 and 2016, respectively. We assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. The ultimate realization of this asset is primarily based on generating future income. realization of substantially all of our deferred tax assets continues to be more likely than not. We had maintained a valuation allowance against our deferred tax assets of approximately $1.1 million at December 31, 2016. This valuation allowance on our deferred tax assets related to state income taxes at Mepco. In this instance, we determined that the future realization of these particular deferred tax assets was not more likely than not. That conclusion was based on the pending sale of Mepco’s payment plan business. After accounting for the May 2017 sale of our payment plan business, all that remained of these deferred tax assets were loss carryforwards that we wrote off against the related valuation allowance during the second quarter of 2017 as we will no longer be doing business in those states. At both September 30, 2017 and December 31, 2016, we had approximately $0.8 million, of gross unrecognized tax benefits. We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the balance of 2017.

Regulatory Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2017
Regulatory Matters [Abstract]
Regulatory Matters	10. Regulatory Matters Capital guidelines adopted by federal and state regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits. As of September 30, 2017, the Bank had positive undivided profits of $13.0 million. It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent and in accordance with guidelines of regulatory authorities. We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of September 30, 2017 and December 31, 2016, categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization. On July 2, 2013, the Federal Reserve approved a final rule that establishes an integrated regulatory capital framework (the “New Capital Rules”). The rule implements in the United States the Basel III regulatory capital reforms from the Basel Committee on Banking Supervision and certain changes required by the Dodd-Frank Act. In general, under the New Capital Rules, minimum requirements have increased for both the quantity and quality of capital held by banking organizations. Consistent with the international Basel framework, the New Capital Rules include a new minimum ratio of common equity Tier 1 capital to risk-weighted assets of 4.5% and a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets that applies to all supervised financial institutions. The capital conservation buffer began to phase in on January 1, 2016 with 1.25% and 0.625% added to the minimum ratio for adequately capitalized institutions for 2017 and 2016, respectively and 0.625% will be added each subsequent year until fully phased in during 2019. This capital conservation buffer is not reflected in the table that follows. Our actual capital amounts and ratios follow: Actual Minimum for Minimum for Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) September 30, 2017 Total capital to risk-weighted assets Consolidated $ 307,278 15.14 % $ 162,315 8.00 % NA NA Independent Bank 281,228 13.87 162,210 8.00 $ 202,763 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 284,818 14.04 % $ 121,737 6.00 % NA NA Independent Bank 258,768 12.76 121,658 6.00 $ 162,210 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 253,101 12.47 % $ 91,302 4.50 % NA NA Independent Bank 258,768 12.76 91,243 4.50 $ 131,796 6.50 % Tier 1 capital to average assets Consolidated $ 284,818 10.63 % $ 107,154 4.00 % NA NA Independent Bank 258,768 9.67 107,022 4.00 $ 133,778 5.00 % December 31, 2016 Total capital to risk-weighted assets Consolidated $ 286,289 15.86 % $ 144,413 8.00 % NA NA Independent Bank 270,855 15.02 144,223 8.00 $ 180,279 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 265,405 14.70 % $ 108,309 6.00 % NA NA Independent Bank 249,971 13.87 108,167 6.00 $ 144,223 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 238,996 13.24 % $ 81,232 4.50 % NA NA Independent Bank 249,971 13.87 81,126 4.50 $ 117,181 6.50 % Tier 1 capital to average assets Consolidated $ 265,405 10.50 % $ 101,112 4.00 % NA NA Independent Bank 249,971 9.90 101,019 4.00 $ 126,274 5.00 % NA - Not applicable The components of our regulatory capital are as follows: Consolidated Independent Bank September 30, December 31, September 30, December 31, (In thousands) Total shareholders' equity $ 267,710 $ 248,980 $ 267,406 $ 258,814 Add (deduct) Accumulated other comprehensive (gain) loss for regulatory purposes (2,140 ) 3,310 (2,140 ) 3,310 Intangible assets (1,338 ) (1,159 ) (1,338 ) (1,159 ) Disallowed deferred tax assets (11,131 ) (12,135 ) (5,160 ) (10,994 ) Common equity tier 1 capital 253,101 238,996 258,768 249,971 Qualifying trust preferred securities 34,500 34,500 - - Disallowed deferred tax assets (2,783 ) (8,091 ) - - Tier 1 capital 284,818 265,405 258,768 249,971 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 22,460 20,884 22,460 20,884 Total risk-based capital $ 307,278 $ 286,289 $ 281,228 $ 270,855

Fair Value Disclosures

Fair Value Disclosures	9 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
Fair Value Disclosures	11. Fair Value Disclosures FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. We used the following methods and significant assumptions to estimate fair value: Securities obligations of states and political subdivisions Loans held for sale Impaired loans with specific loss allocations based on collateral value From time to time, certain loans are considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. We measure our investment in an impaired loan based on one of three methods: the loan’s observable market price, the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At September 30, 2017 and December 31, 2016, all of our impaired loans were evaluated based on either the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the impaired loan as nonrecurring Level 3 Other real estate Appraisals for both collateral-dependent impaired loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us. Once received, an independent third party (for commercial properties over $0.25 million) or a member of our Collateral Evaluation Department (for commercial properties under $0.25 million) or a member of our Special Assets Group (for residential properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. For commercial and residential properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions. These additional discounts generally do not result in material adjustments to the appraised value. Capitalized mortgage loan servicing rights : The fair value of capitalized mortgage loan servicing rights is based on a valuation model used by an independent third party that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. Certain model assumptions are generally unobservable and are based upon the best information available including data relating to our own servicing portfolio, reviews of mortgage servicing assumption and valuation surveys and input from various mortgage servicers and, therefore, are recorded as Level 3. Management evaluates the third party valuation for reasonableness each quarter as part of our financial reporting control processes. Prior to January 1, 2017, capitalized mortgage loan servicing rights were accounted for using the amortization method of accounting and were measured at fair value on a non-recurring basis. During the first quarter of 2017, Derivatives Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Quoted Significant Significant (In thousands) September 30, 2017: Measured at Fair Value on a Recurring Basis Assets Trading securities $ 347 $ 347 $ - $ - Securities available for sale U.S. agency 26,626 - 26,626 - U.S. agency residential mortgage-backed 136,109 - 136,109 - U.S. agency commercial mortgage-backed 10,736 - 10,736 - Private label mortgage-backed 26,990 - 26,990 - Other asset backed 108,339 - 108,339 - Obligations of states and political subdivisions 177,176 - 177,176 - Corporate 58,000 - 58,000 - Trust preferred 2,800 - 2,800 - Foreign government 2,089 - 2,089 - Loans held for sale 47,611 - 47,611 - Capitalized mortgage loan servicing rights 14,675 - - 14,675 Derivatives (1) 1,973 - 1,973 - Liabilities Derivatives (2) 1,073 - 1,073 - Measured at Fair Value on a Non-recurring basis: Assets Impaired loans (3) Commercial Income producing - real estate 185 - - 185 Land, land development & construction-real estate 11 - - 11 Commercial and industrial 878 - - 878 Mortgage 1-4 family 509 - - 509 Resort lending 207 - - 207 Other real estate (4) Mortgage 1-4 family 44 - - 44 Resort lending 5 - - 5 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure-ments Quoted Prices Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un-observable Inputs (Level 3) (In thousands) December 31, 2016: Measured at Fair Value on a Recurring Basis Assets Trading securities $ 410 $ 410 $ - $ - Securities available for sale U.S. agency 28,988 - 28,988 - U.S. agency residential mortgage-backed 156,289 - 156,289 - U.S. agency commercial mortgage-backed 12,632 - 12,632 - Private label mortgage-backed 34,727 - 34,727 - Other asset backed 146,709 - 146,709 - Obligations of states and political subdivisions 170,899 - 170,899 - Corporate 56,180 - 56,180 - Trust preferred 2,579 - 2,579 - Foreign government 1,613 - 1,613 - Loans held for sale 35,946 - 35,946 - Derivatives (1) 2,251 - 2,251 - Liabilities Derivatives (2) 975 - 975 - Measured at Fair Value on a Non-recurring basis: Assets Capitalized mortgage loan servicing rights (3) 8,163 - - 8,163 Impaired loans (4) Commercial Income producing - real estate 255 - - 255 Land, land development & construction-real estate 54 - - 54 Commercial and industrial 1,342 - - 1,342 Mortgage 1-4 family 361 - - 361 Other real estate (5) Commercial Income producing - real estate (6) 2,863 - 2,863 - Land, land development & construction-real estate 176 - - 176 Mortgage 1-4 family 98 - - 98 Resort lending 133 - - 133 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance. (4) Only includes impaired loans with specific loss allocations based on collateral value. (5) Only includes other real estate with subsequent write downs to fair value. (6) Level 2 valuation is based on a signed purchase agreement. There were no transfers between Level 1 and Level 2 during the nine months ended September 30, 2017 and 2016. Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Nine-Month Fair Value Pursuant to Election of the Fair Value Option 2017 2016 Net Gains (Losses) Mortgage Total Net Gains (Losses) Total Securities Mortgage Loan Period Securities Mortgage Period (In thousands) Trading securities $ (63 ) $ - $ - $ (63 ) $ 4 $ - $ 4 Loans held for sale - 713 - 713 - 612 612 Capitalized mortgage loan servicing rights - - (2,585 ) (2,585 ) - - - For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends received. The following represent impairment charges recognized during the three and nine month periods ended September 30, 2017 and 2016 relating to assets measured at fair value on a non-recurring basis: · Capitalized mortgage loan servicing rights, whose individual strata are measured at fair value, had a carrying amount of $8.2 million, which is net of a valuation allowance of $2.3 million, at December 31, 2016. · Loans which are measured for impairment using the fair value of collateral for collateral dependent loans had a carrying amount of $2.5 million, with a valuation allowance of $0.7 million at September 30, 2017, and had a carrying amount of $4.0 million, with a valuation allowance of $2.0 million at December 31, 2016. · Other real estate, which is measured using the fair value of the property, had a carrying amount of $0.05 million which is net of a valuation allowance of $0.08 million at September 30, 2017, and a carrying amount of $3.2 million, which is net of a valuation allowance of $0.8 million, at December 31, 2016. A reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended Nine Months Ended 2017 2016 2017 2016 Beginning balance $ 14,515 $ - $ - $ - Change in accounting - - 14,213 - Beginning balance, as adjusted 14,515 - 14,213 - Total losses realized and unrealized: Included in results of operations (1,090 ) - (2,585 ) - Included in other comprehensive income - - - - Purchases, issuances, settlements, maturities and calls 1,250 - 3,047 - Transfers in and/or out of Level 3 - - - - Ending balance $ 14,675 $ - $ 14,675 $ - Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at September 30 $ (1,090 ) $ - $ (2,585 ) $ - As discussed above we changed the accounting for capitalized mortgage loan servicing rights during the first quarter of 2017 (see note #2) and are now measuring valuation on a recurring basis. The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party Asset Valuation Unobservable Weighted (In thousands) September 30, 2017 Capitalized mortgage loan servicing rights $ 14,675 Present value of net Discount rate 10.10 % servicing revenue Cost to service $ 81 Ancillary income 23 Float rate 2.00 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Valuation Unobservable Weighted (In thousands) September 30, 2017 Impaired loans Commercial $ 1,074 Sales comparison approach Adjustment for differences between comparable sales (2.3 )% Mortgage 716 Sales comparison approach Adjustment for differences between comparable sales 0.3 Other real estate Mortgage 49 Sales comparison approach Adjustment for differences between comparable sales 5.8 December 31, 2016 Capitalized mortgage loan servicing rights $ 8,163 Present value of net servicing revenue Discount rate 10.07 % Cost to service $ 83 Ancillary income 24 Float rate 1.97 % Impaired loans Commercial (1) 1,446 Sales comparison approach Adjustment for differences between comparable sales (1.5 )% Mortgage 361 Sales comparison approach Adjustment for differences between comparable sales (4.7 ) Other real estate Commercial 176 Sales comparison approach Adjustment for differences between comparable sales (22.5 ) Mortgage 231 Sales comparison approach Adjustment for differences between comparable sales (5.1 ) (1) In addition to the valuation techniques and unobservable inputs discussed above, at December 31, 2016, we had an impaired collateral dependent commercial relationship that totaled $0.2 million that was primarily secured by collateral other than real estate. Collateral securing this relationship primarily included machinery and equipment and inventory. Valuation techniques included appraisals and discounting restructuring firm valuations based on estimates of value recovery of each particular asset type. Discount rates used ranged from 0% to 100% of stated values. The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Difference Contractual (In thousands) Loans held for sale September 30, 2017 $ 47,611 $ 1,150 $ 46,461 December 31, 2016 35,946 437 35,509

Fair Values of Financial Instru

Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2017
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	12. Fair Values of Financial Instruments Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values may not be a precise estimate. Changes in assumptions could significantly affect the estimates. Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances. Fair value methodologies discussed below do not necessarily represent an exit price in the determination of the fair value of these financial instruments. Cash and due from banks and interest bearing deposits Interest bearing deposits - time Securities Federal Home Loan Bank and Federal Reserve Bank stock Net loans and loans held for sale Payment plan receivables held for sale are also classified as Level 2 based on a signed purchase agreement as described in note #15. Accrued interest receivable and payable Derivative financial instruments Deposits Federal funds purchased: The recorded book balance of federal funds purchased, which mature in one day, approximates fair value and is classified as Level 2. Other borrowings Subordinated debentures The estimated recorded book balances and fair values follow: Fair Value Using Recorded Fair Value Quoted Significant Significant (In thousands) September 30, 2017 Assets Cash and due from banks $ 31,998 $ 31,998 $ 31,998 $ - $ - Interest bearing deposits 15,605 15,605 15,605 - - Interest bearing deposits - time 3,489 3,493 - 3,493 - Trading securities 347 347 347 - - Securities available for sale 548,865 548,865 - 548,865 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale 1,963,227 1,909,662 - 47,611 1,862,051 Accrued interest receivable 8,740 8,740 - 2,850 5,890 Derivative financial instruments 1,973 1,973 - 1,973 - Liabilities Deposits with no stated maturity (1) $ 1,808,071 $ 1,808,071 $ 1,808,071 $ - $ - Deposits with stated maturity (1) 535,690 533,045 - 533,045 - Federal funds purchased 3,000 3,000 - 3,000 - Other borrowings 72,849 73,405 - 73,405 - Subordinated debentures 35,569 28,634 - 28,634 - Accrued interest payable 1,105 1,105 40 1,065 - Derivative financial instruments 1,073 1,073 - 1,073 - December 31, 2016 Assets Cash and due from banks $ 35,238 $ 35,238 $ 35,238 $ - $ - Interest bearing deposits 47,956 47,956 47,956 - - Interest bearing deposits - time 5,591 5,611 - 5,611 - Trading securities 410 410 410 - - Securities available for sale 610,616 610,616 - 610,616 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale (2) 1,655,335 1,629,587 - 67,321 1,562,266 Accrued interest receivable 7,316 7,316 5 2,364 4,947 Derivative financial instruments 2,251 2,251 - 2,251 - Liabilities Deposits with no stated maturity (1) $ 1,740,601 $ 1,740,601 $ 1,740,601 $ - $ - Deposits with stated maturity (1) 485,118 483,469 - 483,469 - Other borrowings 9,433 10,371 - 10,371 - Subordinated debentures 35,569 25,017 - 25,017 - Accrued interest payable 932 932 21 911 - Derivative financial instruments 975 975 - 975 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $13.5 million and $7.4 million at September 30, 2017 and December 31, 2016, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $35.5 million and $31.3 million September 30, 2017 and December 31, 2016, respectively. (2) Net loans and loans held for sale include $31.4 million of payment plan receivables and commercial loans held for sale at December 31, 2016. The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments. Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingent Liabilities

Contingent Liabilities	9 Months Ended
	Sep. 30, 2017
Contingent Liabilities [Abstract]
Contingent Liabilities	13. Contingent Liabilities In December 2016, we reached a tentative settlement regarding litigation initiated against us in Wayne County, Michigan Circuit Court. The Court issued a preliminary approval of this settlement in the first quarter of 2017. This litigation concerned checking account transaction sequencing during a period from February 2009 to June 2011. Under the terms of the settlement, we have agreed to pay $2.2 million and are also responsible for class notification costs and certain other expenses which are estimated to total approximately $0.1 million (these amounts were accrued for and expensed in the fourth quarter of 2016). We expect the settlement payment to occur in the fourth quarter of 2017 or first quarter of 2018. Although, we deny any liability associated with this matter and believe we have meritorious defenses to the allegations in the complaint, given the costs and uncertainty of litigation, it was determined that this settlement was in the best interests of the organization. We are also involved in various other litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is insignificant. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future. The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Risks associated with the likelihood that we will not collect the full amount owed to us, net of reserves, are disclosed elsewhere in this report. In connection with the sale of Mepco (see note #15), we agreed to contractually indemnify the purchaser from certain losses it may incur, including as a result of its failure to collect certain receivables it purchased as part of the business as well as breaches of representations and warranties we made in the sale agreement, subject to various limitations. We have not accrued any liability related to these indemnification requirements in our September 30, 2017 Condensed Consolidated Statement of Financial Condition because we believe the likelihood of having to pay any amount as a result of these indemnification obligations is remote. However, if the purchaser is unable to collect the receivables it purchased from Mepco or otherwise encounters difficulties in operating the business, it is possible it could make one or more claims against us pursuant to the sale agreement. In that event, we may incur expenses in defending any such claims and/or amounts paid to such purchaser to resolve such claims. As of September 30, 2017 these receivables balances had declined to $22.5 million and to date the purchaser has made no claims for indemnification. The provision for loss reimbursement on sold loans was an expense of $0.02 million and $0.07 million in the third quarter and first nine months of 2017, respectively, compared to an expense of $0.05 million and $0.03 million in the third quarter and first nine months of 2016, respectively. This provision represents our estimate of incurred losses related to mortgage loans that we have sold to investors (primarily Fannie Mae, Freddie Mac, Ginnie Mae and the Federal Home Loan Bank of Indianapolis). Since we sell mortgage loans without recourse, loss reimbursements only occur in those instances where we have breached a representation or warranty or other contractual requirement related to the loan sale. The reserve for loss reimbursements on sold mortgage loans totaled $0.6 million at both September 30, 2017 and December 31, 2016, respectively. This reserve is included in accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss ("AOCL")	9 Months Ended
	Sep. 30, 2017
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Accumulated Other Comprehensive Loss ("AOCL")	14. Accumulated Other Comprehensive Loss (“AOCL”) A summary of changes in AOCL follows: Unrealized Gains (Losses) on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Gains on Cash Flow Hedges Total (In thousands) For the three months ended September 30, 2017 Balances at beginning of period $ 1,986 $ (5,798 ) $ - $ (3,812 ) Other comprehensive income before reclassifications 95 - 62 157 Amounts reclassified from AOCL (5 ) - 3 (2 ) Net current period other comprehensive income 90 - 65 155 Balances at end of period $ 2,076 $ (5,798 ) $ 65 $ (3,657 ) 2016 Balances at beginning of period $ 2,515 $ (5,798 ) $ - $ (3,283 ) Other comprehensive income before reclassifications 278 - - 278 Amounts reclassified from AOCL (10 ) - - (10 ) Net current period other comprehensive income 268 - - 268 Balances at end of period $ 2,783 $ (5,798 ) $ - $ (3,015 ) For the Nine months ended September 30, 2017 Balances at beginning of period $ (3,310 ) $ (5,798 ) $ - $ (9,108 ) Cumulative effect of change in accounting 300 - - 300 Balances at beginning of period, as adjusted (3,010 ) (5,798 ) - (8,808 ) Other comprehensive income before reclassifications 5,167 - 62 5,229 Amounts reclassified from AOCL (81 ) - 3 (78 ) Net current period other comprehensive income 5,086 - 65 5,151 Balances at end of period $ 2,076 $ (5,798 ) $ 65 $ (3,657 ) 2016 Balances at beginning of period $ (238 ) $ (5,798 ) $ - $ (6,036 ) Other comprehensive income before reclassifications 3,215 - - 3,215 Amounts reclassified from AOCL (194 ) - - (194 ) Net current period other comprehensive income 3,021 - - 3,021 Balances at end of period $ 2,783 $ (5,798 ) $ - $ (3,015 ) We adopted ASU 2017-08 during the first quarter of 2017 using a modified retrospective approach. As a result, accumulated other comprehensive loss as of January 1, 2017 was adjusted by $0.30 million (see note #2). The disproportionate tax effects from securities available for sale arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations. Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period. In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations. A summary of reclassifications out of each component of AOCL for the three months ended September 30 follows: Amount Reclassified From Affected Line Item in Condensed AOCL Component AOCL Consolidated Statements of Operations (In thousands) 2017 Unrealized gains on securities available for sale $ 8 Net gains on securities - Net impairment loss recognized in earnings 8 Total reclassifications before tax 3 Income tax expense $ 5 Reclassifications, net of tax Unrealized gains on cash flow hedges $ (5 ) Interest expense (2 ) Income tax expense $ (3 ) Reclassification, net of tax $ 2 Total reclassifications for the period, net of tax 2016 Unrealized gains on securities available for sale $ 15 Net gains on securities - Net impairment loss recognized in earnings 15 Total reclassifications before tax 5 Income tax expense $ 10 Reclassifications, net of tax A summary of reclassifications out of each component of AOCL for the nine months ended September 30 follows: Amount Reclassified From Affected Line Item in Condensed AOCL Component AOCL Consolidated Statements of Operations (In thousands) 2017 Unrealized gains on securities available for sale $ 125 Net gains on securities - Net impairment loss recognized in earnings 125 Total reclassifications before tax 44 Income tax expense $ 81 Reclassifications, net of tax Unrealized gains on cash flow hedges $ (5 ) Interest expense (2 ) Income tax expense $ (3 ) Reclassification, net of tax $ 78 Total reclassifications for the period, net of tax 2016 Unrealized gains on securities available for sale $ 298 Net gains on securities - Net impairment loss recognized in earnings 298 Total reclassifications before tax 104 Income tax expense $ 194 Reclassifications, net of tax

Payment Plan Receivables and Ot

Payment Plan Receivables and Other Assets Held for Sale	9 Months Ended
	Sep. 30, 2017
Payment Plan Receivables and Other Assets Held for Sale [Abstract]
Payment Plan Receivables and Other Assets Held for Sale	15. Payment Plan Receivables and Other Assets Held for Sale On December 30, 2016 Mepco executed an Asset Purchase Agreement (the “APA”) with Seabury Asset Management LLC (“Seabury”). Pursuant to the terms of the APA, Mepco sold its payment plan processing business to Seabury effective May 1, 2017. We received cash totaling $33.4 million and recorded no gain or loss in 2017 as the assets were sold and the liabilities were assumed at book value. Assets sold and liabilities assumed were as follows: May 1, December 31, (In thousands) Assets sold Payment plan receivables $ 33,128 $ 30,582 Commerical loans 525 794 Other assets 1,765 1,984 Total assets $ 35,418 $ 33,360 Liabilities assumed $ 1,972 $ 718 These assets and liabilities were categorized as “held for sale” in our December 31, 2016 Condensed Consolidated Statement of Financial Condition. These assets and corresponding liabilities held for sale were carried at the lower of cost or fair value on an aggregate basis. Fair value adjustments, if any, were recorded in current earnings.

New Accounting Standards (Polic

New Accounting Standards (Policies)	9 Months Ended
	Sep. 30, 2017
New Accounting Standards [Abstract]
New Accounting Standards	In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-09, “Revenue from Contracts with Customers (Topic 606) ”. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities”. This ASU amends existing guidance related to the accounting for certain financial assets and liabilities. These amendments, among other things, require equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income, require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset and eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. This amended guidance is effective for us on January 1, 2018. We have reviewed the types of financial instruments impacted by this amended guidance, including certain equity investments and liabilities measured under the fair value election, and have determined that we do not currently own any such instruments. The balance of this amended guidance is expected to impact certain disclosure items but is not expected to have any impact on our consolidated operating results or financial condition. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, require lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance is effective for us on January 1, 2019 and is not expected to have a material impact on our consolidated operating results or financial condition. Based on a review of our operating leases that we currently have in place we do not expect a material change in the recognition, measurement and presentation of lease expense or impact on cash flow. While the primary impact will be the recognition of certain operating leases on our Condensed Consolidated Statements of Financial Condition this impact is not expected to be material. In June 2016, the FASB issued ASU 2016-13, “Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments”. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace today’s “incurred loss” approach with an “expected loss” model for instruments measured at amortized cost. For securities available for sale, allowances will be recorded rather than reducing the carrying amount as is done under the current other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. This amended guidance is effective for us on January 1, 2020. We began evaluating this ASU in 2016 and have formed a committee that includes personnel from various areas of the Bank that meets regularly to discuss the implementation of the ASU. We are currently in the process of gathering data and reviewing loss methodologies and have engaged third party resources that will assist us in the implementation of this ASU. While we have not yet determined what the impact will be on our consolidated operating results or financial condition by the nature of the implementation of an expected loss model compared to an incurred loss approach, we would expect our allowance for loan losses (“AFLL”) to increase under this ASU. In August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging (Topic 815), Targeted Improvements to Accounting for Hedging Activities”. This new ASU amends the hedge accounting model in Topic 815 to enable entities to better portray the economics of their risk management activities in the financial statements and enhance the transparency and understandability of hedge results. The amendments expand an entity’s ability to hedge nonfinancial and financial risk components and reduce complexity in fair value hedges of interest rate risk. The guidance eliminates the requirement to separately measure and report hedge ineffectiveness and generally requires the entire change in the fair value of a hedging instrument to be presented in the same income statement line as the hedged item. The guidance also eases certain documentation and assessment requirements and modifies the accounting for components excluded from the assessment of hedge effectiveness. This amended guidance is effective for us on January 1, 2019, and given our current level of derivatives designated as hedges is not expected to have a material impact on our consolidated operating results or financial condition. In March 2017, the FASB issued ASU 2017-08, “Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20) Premium Amortization on Purchased Callable Debt Securities” (“ASU 2017-08”). This ASU shortens the amortization period for certain callable debt securities held at a premium. Specifically, the amendments require the premium to be amortized to the earliest call date. The amendments do not require an accounting change for securities held at a discount; the discount continues to be accreted to maturity. This amended guidance is effective for us on January 1, 2019, with early adoption permitted. We adopted this amended guidance during the first quarter of 2017 using a modified retrospective approach. The impact of this adoption was to adjust our January 1, 2017 Condensed Consolidated Statement of Financial Position to reflect cumulative effect adjustments as summarized in the table below. The adjustments below reflect the recording of $0.46 million ($0.30 million, net of tax) of additional premium amortization on securities available for sale and a $0.30 million decrease in accumulated other comprehensive loss to reflect the decrease in after tax unrealized losses on securities available for sale as of January 1, 2017 as a result of adopting this amended guidance. After January 1, 2017, premium amortization on certain callable debt securities is now amortized to the first call date. During the first quarter of 2017 the impact on the Condensed Consolidated Statements of Operations was an increase to premium amortization of $0.03 million. During the first quarter of 2017, we adopted the fair value method of accounting for our capitalized mortgage loan servicing rights pursuant to FASB Accounting Standards Codification topic 860 – “Transfers and Servicing”. Prior to January 1, 2017, we were accounting for our capitalized mortgage loan servicing rights under the amortization method. We adopted the fair value method using a modified retrospective adjustment to beginning accumulated deficit. The impact of the adoption of the fair value method is summarized in the table below. The adjustments below reflect the recording of a $0.54 million increase in the fair value of our capitalized mortgage loan servicing rights with a $0.19 million reduction in deferred tax assets, net for a net impact on accumulated deficit and total equity of $0.35 million. January 1, Cumulative January 1, (In thousands) Deferred tax assets, net $ 32,818 $ (190 ) (1 ) $ 32,628 Capitalized mortgage loan servicing rights $ 13,671 $ 542 (1 ) $ 14,213 Total assets $ 2,548,950 $ 352 $ 2,549,302 Accumulated deficit $ (65,657 ) $ 352 (1 ) $ (300 ) (2 ) $ (65,605 ) Accumulated other comprehensive loss $ (9,108 ) $ 300 (2 ) $ (8,808 ) Total Shareholders’ Equity $ 248,980 $ 352 $ 249,332 Total Liabilities and Shareholders’ Equity $ 2,548,950 $ 352 $ 2,549,302 (1) Represents adjustment to capitalized mortgage loan servicing rights, deferred tax assets, net, and accumulated deficit to reflect the adoption of the fair value method of accounting for our capitalized mortgage loan servicing rights. (2) Represents adjustment to accumulated deficit and accumulated other comprehensive loss to reflect the adoption of ASU 2017-08.

New Accounting Standards (Table

New Accounting Standards (Tables)	9 Months Ended
	Sep. 30, 2017
New Accounting Standards [Abstract]
Condensed consolidated statement of financial position to reflect cumulative effect of adjustments	The impact of the adoption of the fair value method is summarized in the table below. The adjustments below reflect the recording of a $0.54 million increase in the fair value of our capitalized mortgage loan servicing rights with a $0.19 million reduction in deferred tax assets, net for a net impact on accumulated deficit and total equity of $0.35 million. January 1, Cumulative January 1, (In thousands) Deferred tax assets, net $ 32,818 $ (190 ) (1 ) $ 32,628 Capitalized mortgage loan servicing rights $ 13,671 $ 542 (1 ) $ 14,213 Total assets $ 2,548,950 $ 352 $ 2,549,302 Accumulated deficit $ (65,657 ) $ 352 (1 ) $ (300 ) (2 ) $ (65,605 ) Accumulated other comprehensive loss $ (9,108 ) $ 300 (2 ) $ (8,808 ) Total Shareholders’ Equity $ 248,980 $ 352 $ 249,332 Total Liabilities and Shareholders’ Equity $ 2,548,950 $ 352 $ 2,549,302 (1) Represents adjustment to capitalized mortgage loan servicing rights, deferred tax assets, net, and accumulated deficit to reflect the adoption of the fair value method of accounting for our capitalized mortgage loan servicing rights. (2) Represents adjustment to accumulated deficit and accumulated other comprehensive loss to reflect the adoption of ASU 2017-08.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2017
Securities [Abstract]
Securities available for sale	Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) September 30, 2017 U.S. agency $ 26,455 $ 210 $ 39 $ 26,626 U.S. agency residential mortgage-backed 135,293 1,331 515 136,109 U.S. agency commercial mortgage-backed 10,767 84 115 10,736 Private label mortgage-backed 26,703 518 231 26,990 Other asset backed 108,128 319 108 108,339 Obligations of states and political subdivisions 176,087 1,708 619 177,176 Corporate 57,213 853 66 58,000 Trust preferred 2,928 - 128 2,800 Foreign government 2,098 - 9 2,089 Total $ 545,672 $ 5,023 $ 1,830 $ 548,865 December 31, 2016 U.S. agency $ 28,909 $ 159 $ 80 $ 28,988 U.S. agency residential mortgage-backed 156,053 1,173 937 156,289 U.S. agency commercial mortgage-backed 12,799 28 195 12,632 Private label mortgage-backed 35,035 216 524 34,727 Other asset backed 146,829 271 391 146,709 Obligations of states and political subdivisions 175,180 478 4,759 170,899 Corporate 56,356 223 399 56,180 Trust preferred 2,922 - 343 2,579 Foreign government 1,626 - 13 1,613 Total $ 615,709 $ 2,548 $ 7,641 $ 610,616
Investments in a continuous unrealized loss position	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In thousands) September 30, 2017 U.S. agency $ 4,819 $ 21 $ 4,947 $ 18 $ 9,766 $ 39 U.S. agency residential mortgage-backed 24,116 215 27,817 300 51,933 515 U.S. agency commercial mortgage-backed 1,815 22 3,933 93 5,748 115 Private label mortgage- backed 3,423 26 3,163 205 6,586 231 Other asset backed 12,756 18 16,298 90 29,054 108 Obligations of states and political subdivisions 42,186 447 13,787 172 55,973 619 Corporate 8,654 22 2,458 44 11,112 66 Trust preferred - - 2,800 128 2,800 128 Foreign government 2,089 9 - - 2,089 9 Total $ 99,858 $ 780 $ 75,203 $ 1,050 $ 175,061 $ 1,830 December 31, 2016 U.S. agency $ 4,179 $ 41 $ 8,217 $ 39 $ 12,396 $ 80 U.S. agency residential mortgage-backed 62,524 732 20,857 205 83,381 937 U.S. agency commercial mortgage-backed 6,079 194 143 1 6,222 195 Private label mortgage-backed 20,545 281 1,413 243 21,958 524 Other asset backed 52,958 172 17,763 219 70,721 391 Obligations of states and political subdivisions 113,078 4,014 14,623 745 127,701 4,759 Corporate 25,546 292 2,810 107 28,356 399 Trust preferred - - 2,579 343 2,579 343 Foreign government 1,613 13 - - 1,613 13 Total $ 286,522 $ 5,739 $ 68,405 $ 1,902 $ 354,927 $ 7,641
Trust preferred securities	The following table breaks out our trust preferred securities in further detail as of September 30, 2017 and December 31, 2016: September 30, 2017 December 31, 2016 Fair Net Fair Net (In thousands) Trust preferred securities Rated issues $ 1,880 $ (48 ) $ 1,800 $ (123 ) Unrated issues 920 (80 ) 779 (220 )
Private label mortgage backed securities below investment grade	At September 30, 2017, three private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Super Senior Total (In thousands) As of September 30, 2017 Fair value $ 1,076 $ 1,032 $ 65 $ 2,173 Amortized cost 937 842 - 1,779 Non-credit unrealized loss - - - - Unrealized gain 139 190 65 394 Cumulative credit related OTTI 757 457 380 1,594
Credit losses recognized in earnings on securities available for sale	A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended Nine months ended 2017 2016 2017 2016 (In thousands) Balance at beginning of period $ 1,844 $ 1,844 $ 1,844 $ 1,844 Additions to credit losses on securities for which no previous OTTI was recognized - - - - Increases to credit losses on securities for which OTTI was previously recognized - - - - Balance at end of period $ 1,844 $ 1,844 $ 1,844 $ 1,844
Amortized cost and fair value of securities available for sale by contractual maturity	The amortized cost and fair value of securities available for sale at September 30, 2017, by contractual maturity, follow: Amortized Fair (In thousands) Maturing within one year $ 27,811 $ 27,865 Maturing after one year but within five years 98,784 99,533 Maturing after five years but within ten years 82,590 83,671 Maturing after ten years 55,596 55,622 264,781 266,691 U.S. agency residential mortgage-backed 135,293 136,109 U.S. agency commercial mortgage-backed 10,767 10,736 Private label mortgage-backed 26,703 26,990 Other asset backed 108,128 108,339 Total $ 545,672 $ 548,865
Gains and losses realized on sale of securities available for sale	A summary of proceeds from the sale of securities available for sale and gains and losses for the nine month periods ending September 30, follows: Realized Proceeds (1) Gains Losses (In thousands) 2017 $ 9,594 $ 125 $ - 2016 56,451 350 52 (1) 2017 includes $0.760 million for trades that did not settle until after September 30, 2017.

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2017
Loans [Abstract]
Analysis of allowance for loan losses by portfolio segment	An analysis of the allowance for loan losses by portfolio segment for the three months ended September 30, follows: Commercial Mortgage Installment Payment Subjective Allocation Total (In thousands) 2017 Balance at beginning of period $ 5,100 $ 8,145 $ 900 $ - $ 6,441 $ 20,586 Additions (deductions) Provision for loan losses (97 ) 68 (33 ) - 644 582 Recoveries credited to the allowance 340 587 285 - - 1,212 Loans charged against the allowance (92 ) (471 ) (339 ) - - (902 ) Balance at end of period $ 5,251 $ 8,329 $ 813 $ - $ 7,085 $ 21,478 2016 Balance at beginning of period $ 6,039 $ 9,956 $ 1,139 $ 52 $ 5,526 $ 22,712 Additions (deductions) Provision for loan losses (153 ) (247 ) 208 - 17 (175 ) Recoveries credited to the allowance 474 195 236 - - 905 Loans charged against the allowance (365 ) (561 ) (473 ) - - (1,399 ) Balance at end of period $ 5,995 $ 9,343 $ 1,110 $ 52 $ 5,543 $ 22,043 (1) Payment plan receivables were reclassified to held for sale at December 31, 2016. See note #15. An analysis of the allowance for loan losses by portfolio segment for the nine months ended September 30, follows: Commercial Mortgage Installment Payment Plan Subjective Total (In thousands) 2017 Balance at beginning of period $ 4,880 $ 8,681 $ 1,011 $ - $ 5,662 $ 20,234 Additions (deductions) Provision for loan losses (197 ) (593 ) 173 - 1,423 806 Recoveries credited to the allowance 946 1,264 788 - - 2,998 Loans charged against the allowance (378 ) (1,023 ) (1,159 ) - - (2,560 ) Balance at end of period $ 5,251 $ 8,329 $ 813 $ - $ 7,085 $ 21,478 2016 Balance at beginning of period $ 5,670 $ 10,391 $ 1,181 $ 56 $ 5,272 $ 22,570 Additions (deductions) Provision for loan losses (1,220 ) (885 ) 399 (4 ) 271 (1,439 ) Recoveries credited to the allowance 1,944 871 808 - - 3,623 Loans charged against the allowance (399 ) (1,034 ) (1,278 ) - - (2,711 ) Balance at end of period $ 5,995 $ 9,343 $ 1,110 $ 52 $ 5,543 $ 22,043 (1) Payment plan receivables were reclassified to held for sale at December 31, 2016. See note #15.
Allowance for loan losses and recorded investment in loans by portfolio segment	Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Total (In thousands) September 30, 2017 Allowance for loan losses Individually evaluated for impairment $ 967 $ 5,823 $ 271 $ - $ 7,061 Collectively evaluated for impairment 4,284 2,506 542 7,085 14,417 Total ending allowance balance $ 5,251 $ 8,329 $ 813 $ 7,085 $ 21,478 Loans Individually evaluated for impairment $ 10,257 $ 54,322 $ 4,215 $ 68,794 Collectively evaluated for impairment 829,073 730,050 315,146 1,874,269 Total loans recorded investment 839,330 784,372 319,361 1,943,063 Accrued interest included in recorded investment 2,080 3,026 863 5,969 Total loans $ 837,250 $ 781,346 $ 318,498 $ 1,937,094 December 31, 2016 Allowance for loan losses Individually evaluated for impairment $ 2,244 $ 6,579 $ 329 $ - $ 9,152 Collectively evaluated for impairment 2,636 2,102 682 5,662 11,082 Total ending allowance balance $ 4,880 $ 8,681 $ 1,011 $ 5,662 $ 20,234 Loans Individually evaluated for impairment $ 15,767 $ 59,151 $ 4,913 $ 79,831 Collectively evaluated for impairment 790,228 481,828 261,474 1,533,530 Total loans recorded investment 805,995 540,979 266,387 1,613,361 Accrued interest included in recorded investment 1,978 2,364 771 5,113 Total loans $ 804,017 $ 538,615 $ 265,616 $ 1,608,248
Loans on non-accrual status and past due more than 90 days	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Non- Total Non- Performing Loans (In thousands) September 30, 2017 Commercial Income producing - real estate $ - $ 72 $ 72 Land, land development and construction - real estate - 10 10 Commercial and industrial - 706 706 Mortgage 1-4 family - 5,207 5,207 Resort lending - 1,411 1,411 Home equity - 1st lien - 258 258 Home equity - 2nd lien - 221 221 Purchased loans - - - Installment Home equity - 1st lien - 97 97 Home equity - 2nd lien - 224 224 Boat lending - 69 69 Recreational vehicle lending - 25 25 Other - 110 110 Total recorded investment $ - $ 8,410 $ 8,410 Accrued interest included in recorded investment $ - $ - $ - December 31, 2016 Commercial Income producing - real estate $ - $ 628 $ 628 Land, land development and construction - real estate - 105 105 Commercial and industrial - 4,430 4,430 Mortgage 1-4 family - 5,248 5,248 Resort lending - 1,507 1,507 Home equity - 1st lien - 222 222 Home equity - 2nd lien - 317 317 Purchased loans - - - Installment Home equity - 1st lien - 266 266 Home equity - 2nd lien - 289 289 Boat lending - 219 219 Recreational vehicle lending - 21 21 Other - 112 112 Total recorded investment $ - $ 13,364 $ 13,364 Accrued interest included in recorded investment $ - $ - $ -
Aging analysis of loans by class	An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) September 30, 2017 Commercial Income producing - real estate $ 425 $ - $ 30 $ 455 $ 271,747 $ 272,202 Land, land development and construction - real estate 10 - - 10 67,793 67,803 Commercial and industrial 120 149 65 334 498,991 499,325 Mortgage 1-4 family 1,929 919 5,207 8,055 553,928 561,983 Resort lending 363 135 1,411 1,909 91,370 93,279 Home equity - 1st lien 460 - 258 718 35,826 36,544 Home equity - 2nd lien 597 195 221 1,013 56,677 57,690 Purchased loans 3 1 - 4 34,872 34,876 Installment Home equity - 1st lien 115 86 97 298 9,925 10,223 Home equity - 2nd lien 161 23 224 408 10,103 10,511 Boat lending 112 69 69 250 131,153 131,403 Recreational vehicle lending 52 4 25 81 93,687 93,768 Other 108 50 110 268 73,188 73,456 Total recorded investment $ 4,455 $ 1,631 $ 7,717 $ 13,803 $ 1,929,260 $ 1,943,063 Accrued interest included in recorded investment $ 53 $ 24 $ - $ 77 $ 5,892 $ 5,969 December 31, 2016 Commercial Income producing - real estate $ - $ - $ 383 $ 383 $ 287,255 $ 287,638 Land, land development and construction - real estate 74 - 31 105 51,670 51,775 Commercial and industrial 100 1,385 66 1,551 465,031 466,582 Mortgage 1-4 family 2,361 869 5,248 8,478 306,063 314,541 Resort lending - - 1,507 1,507 101,541 103,048 Home equity - 1st lien 149 - 222 371 28,645 29,016 Home equity - 2nd lien 470 218 317 1,005 54,232 55,237 Purchased loans 13 2 - 15 39,122 39,137 Installment Home equity - 1st lien 311 48 266 625 12,025 12,650 Home equity - 2nd lien 238 41 289 568 13,390 13,958 Boat lending 184 33 219 436 102,489 102,925 Recreational vehicle lending 68 33 21 122 74,413 74,535 Other 289 30 112 431 61,888 62,319 Total recorded investment $ 4,257 $ 2,659 $ 8,681 $ 15,597 $ 1,597,764 $ 1,613,361 Accrued interest included in recorded investment $ 45 $ 19 $ - $ 64 $ 5,049 $ 5,113
Impaired loans	Impaired loans are as follows: September 30, December 31, Impaired loans with no allocated allowance (In thousands) TDR $ 349 $ 1,782 Non - TDR 186 1,107 Impaired loans with an allocated allowance TDR - allowance based on collateral 2,320 3,527 TDR - allowance based on present value cash flow 65,449 72,613 Non - TDR - allowance based on collateral 202 491 Total impaired loans $ 68,506 $ 79,520 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 641 $ 1,868 TDR - allowance based on present value cash flow 6,329 7,146 Non - TDR - allowance based on collateral 91 138 Total amount of allowance for loan losses allocated $ 7,061 $ 9,152 Impaired loans by class are as follows (1): September 30, 2017 December 31, 2016 Recorded Unpaid Principal Balance Related Recorded Unpaid Principal Balance Related Allowance With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ 517 $ 768 $ - Land, land development & construction-real estate - - - 31 709 - Commercial and industrial 535 557 - 2,341 3,261 - Mortgage 1-4 family 2 472 - 2 387 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien 1 71 - - 66 - Home equity - 2nd lien - - - - - - Boat lending - - - - - - Recreational vehicle lending - - - - - - Other - - - - - - 538 1,100 - 2,891 5,191 - With an allowance recorded: Commercial Income producing - real estate 6,975 7,121 482 7,737 7,880 554 Land, land development & construction-real estate 169 197 10 239 244 36 Commercial and industrial 2,578 2,612 475 4,902 5,246 1,654 Mortgage 1-4 family 37,872 39,393 3,517 41,701 43,479 4,100 Resort lending 16,098 16,169 2,264 16,898 16,931 2,453 Home equity - 1st lien 171 238 30 235 242 10 Home equity - 2nd lien 179 213 12 315 398 16 Installment Home equity - 1st lien 1,791 1,921 85 1,994 2,117 118 Home equity - 2nd lien 1,969 1,994 161 2,415 2,443 182 Boat lending 1 6 1 1 6 - Recreational vehicle lending 93 93 5 109 108 6 Other 360 377 19 394 426 23 68,256 70,334 7,061 76,940 79,520 9,152 Total Commercial Income producing - real estate 6,975 7,121 482 8,254 8,648 554 Land, land development & construction-real estate 169 197 10 270 953 36 Commercial and industrial 3,113 3,169 475 7,243 8,507 1,654 Mortgage 1-4 family 37,874 39,865 3,517 41,703 43,866 4,100 Resort lending 16,098 16,169 2,264 16,898 16,931 2,453 Home equity - 1st lien 171 238 30 235 242 10 Home equity - 2nd lien 179 213 12 315 398 16 Installment Home equity - 1st lien 1,792 1,992 85 1,994 2,183 118 Home equity - 2nd lien 1,969 1,994 161 2,415 2,443 182 Boat lending 1 6 1 1 6 - Recreational vehicle lending 93 93 5 109 108 6 Other 360 377 19 394 426 23 Total $ 68,794 $ 71,434 $ 7,061 $ 79,831 $ 84,711 $ 9,152 Accrued interest included in recorded investment $ 288 $ 311 (1) There were no impaired purchased mortgage loans at September 30, 2017 or December 31, 2016.
Average recorded investment in and interest income earned on impaired loans by class	Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending September 30, follows (1): 2017 2016 Average Recorded Investment Interest Income Recognized Average Recorded Interest Income Recognized With no related allowance recorded (In thousands) Commercial Income producing - real estate $ - $ - $ 551 $ - Land, land development & construction-real estate - - 133 - Commercial and industrial 445 8 - - Mortgage 1-4 family 127 7 12 3 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien 1 1 - 3 Home equity - 2nd lien - - - - Boat lending - - - - Recreational vehicle lending - - - - Other - 1 - - 573 17 696 6 With an allowance recorded Commercial Income producing - real estate 7,311 91 8,000 111 Land, land development & construction-real estate 171 2 1,117 3 Commercial and industrial 2,878 26 7,145 69 Mortgage 1-4 family 38,533 462 44,256 470 Resort lending 16,175 153 17,372 161 Home equity - 1st lien 201 1 241 2 Home equity - 2nd lien 180 2 280 6 Installment Home equity - 1st lien 1,808 40 2,140 34 Home equity - 2nd lien 2,058 26 2,585 37 Boat lending 1 - 2 - Recreational vehicle lending 98 1 114 2 Other 361 6 424 7 69,775 810 83,676 902 Total Commercial Income producing - real estate 7,311 91 8,551 111 Land, land development & construction-real estate 171 2 1,250 3 Commercial and industrial 3,323 34 7,145 69 Mortgage 1-4 family 38,660 469 44,268 473 Resort lending 16,175 153 17,372 161 Home equity - 1st lien 201 1 241 2 Home equity - 2nd lien 180 2 280 6 Installment Home equity - 1st lien 1,809 41 2,140 37 Home equity - 2nd lien 2,058 26 2,585 37 Boat lending 1 - 2 - Recreational vehicle lending 98 1 114 2 Other 361 7 424 7 Total $ 70,348 $ 827 $ 84,372 $ 908 (1) There were no impaired purchased mortgage loans during the three month periods ended September 30, 2017 and 2016, respectively. Average recorded investment in and interest income earned on impaired loans by class for the nine month periods ending September 30, follows (1): 2017 2016 Average Recorded Investment Interest Average Interest Income With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ 222 $ - $ 632 $ 2 Land, land development & construction-real estate 8 - 405 7 Commercial and industrial 808 16 616 21 Mortgage 1-4 family 64 16 12 9 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien 1 4 - 4 Home equity - 2nd lien - - 4 - Boat lending - - - - Recreational vehicle lending - - - - Other - 1 - - 1,103 37 1,669 43 With an allowance recorded: Commercial Income producing - real estate 7,525 300 8,153 318 Land, land development & construction-real estate 187 6 1,352 29 Commercial and industrial 3,488 98 5,929 151 Mortgage 1-4 family 39,716 1,420 45,728 1,447 Resort lending 16,485 464 17,705 480 Home equity - 1st lien 218 5 223 6 Home equity - 2nd lien 217 5 231 11 Installment Home equity - 1st lien 1,874 107 2,233 118 Home equity - 2nd lien 2,210 96 2,723 122 Boat lending 1 - 2 - Recreational vehicle lending 103 4 117 5 Other 373 19 443 23 72,397 2,524 84,839 2,710 Total Commercial Income producing - real estate 7,747 300 8,785 320 Land, land development & construction-real estate 195 6 1,757 36 Commercial and industrial 4,296 114 6,545 172 Mortgage 1-4 family 39,780 1,436 45,740 1,456 Resort lending 16,485 464 17,705 480 Home equity - 1st lien 218 5 223 6 Home equity - 2nd lien 217 5 231 11 Installment Home equity - 1st lien 1,875 111 2,233 122 Home equity - 2nd lien 2,210 96 2,727 122 Boat lending 1 - 2 - Recreational vehicle lending 103 4 117 5 Other 373 20 443 23 Total $ 73,500 $ 2,561 $ 86,508 $ 2,753 (1) There were no impaired purchased mortgage loans during the nine month periods ended September 30, 2017 and 2016, respectively.
Troubled debt restructurings	Troubled debt restructurings follow: September 30, 2017 Commercial Retail (1) Total (In thousands) Performing TDRs $ 9,431 $ 53,755 $ 63,186 Non-performing TDRs(2) 401 4,531 (3) 4,932 Total $ 9,832 $ 58,286 $ 68,118 December 31, 2016 Commercial Retail (1) Total (In thousands) Performing TDRs $ 10,560 $ 59,726 $ 70,286 Non-performing TDRs(2) 3,565 4,071 (3) 7,636 Total $ 14,125 $ 63,797 $ 77,922 (1) Retail loans include mortgage and installment portfolio segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Troubled debt restructuring during the period	Loans that have been classified as troubled debt restructurings during the three-month periods ended Number of Pre-modification Post-modification Recorded Balance (Dollars in thousands) 2017 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial - - - Mortgage 1-4 family 1 93 95 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien - - - Home equity - 2nd lien 2 51 50 Boat lending - - - Recreational vehicle lending - - - Other 1 10 10 Total 4 $ 154 $ 155 2016 Commercial Income producing - real estate 2 $ 180 $ 180 Land, land development & construction-real estate - - - Commercial and industrial 2 175 158 Mortgage 1-4 family 2 204 207 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien 2 77 78 Installment Home equity - 1st lien 2 82 85 Home equity - 2nd lien 1 7 7 Boat lending - - - Recreational vehicle lending - - - Other 1 34 34 Total 12 $ 759 $ 749 (1) There were no purchased mortgage loans classified as troubled debt restructurings during the three month periods ended September 30, 2017 and 2016, respectively. Loans that have been classified as troubled debt restructurings during the nine-month periods ended Number of Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2017 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 12 786 786 Mortgage 1-4 family 3 142 144 Resort lending 1 189 189 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 2 34 37 Home equity - 2nd lien 7 300 301 Boat lending - - - Recreational vehicle lending - - - Other 1 10 10 Total 26 $ 1,461 $ 1,467 2016 Commercial Income producing - real estate 4 $ 290 $ 290 Land, land development & construction-real estate - - - Commercial and industrial 6 1,933 1,916 Mortgage 1-4 family 5 396 470 Resort lending 1 116 117 Home equity - 1st lien 1 107 78 Home equity - 2nd lien 2 77 78 Installment Home equity - 1st lien 6 141 145 Home equity - 2nd lien 5 133 136 Boat lending - - - Recreational vehicle lending - - - Other 2 46 46 Total 32 $ 3,239 $ 3,276 (1) There were no purchased mortgage loans classified as troubled debt restructurings during the nine month periods ended September 30, 2017 and 2016, respectively.
Summary of loan ratings by loan class	The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch Watch Substandard Non- Total (In thousands) September 30, 2017 Income producing - real estate $ 268,781 $ 3,037 $ 312 $ 72 $ 272,202 Land, land development and construction - real estate 67,730 63 - 10 67,803 Commercial and industrial 474,022 22,217 2,380 706 499,325 Total $ 810,533 $ 25,317 $ 2,692 $ 788 $ 839,330 Accrued interest included in total $ 1,991 $ 80 $ 9 $ - $ 2,080 December 31, 2016 Income producing - real estate $ 282,886 $ 3,787 $ 337 $ 628 $ 287,638 Land, land development andconstruction - real estate 51,603 67 - 105 51,775 Commercial and industrial 449,365 9,788 2,998 4,431 466,582 Total $ 783,854 $ 13,642 $ 3,335 $ 5,164 $ 805,995 Accrued interest included in total $ 1,915 $ 52 $ 11 $ - $ 1,978 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Home Home Purchased Total (In thousands) September 30, 2017 800 and above $ 62,145 $ 11,336 $ 8,491 $ 8,896 $ 7,790 $ 98,658 750-799 227,676 33,287 15,619 21,092 18,559 316,233 700-749 130,480 25,629 6,583 13,819 7,978 184,489 650-699 77,357 12,441 3,304 7,970 429 101,501 600-649 26,947 4,648 1,090 2,439 - 35,124 550-599 15,547 2,777 365 1,507 - 20,196 500-549 8,766 1,404 540 1,319 - 12,029 Under 500 3,692 89 253 169 - 4,203 Unknown 9,373 1,668 299 479 120 11,939 Total $ 561,983 $ 93,279 $ 36,544 $ 57,690 $ 34,876 $ 784,372 Accrued interest included in total $ 2,134 $ 374 $ 165 $ 260 $ 93 $ 3,026 December 31, 2016 800 and above $ 36,534 $ 10,484 $ 6,048 $ 8,392 $ 8,462 $ 69,920 750-799 102,382 41,999 10,006 20,113 20,984 195,484 700-749 69,337 24,727 5,706 12,360 9,115 121,245 650-699 50,621 13,798 4,106 8,167 437 77,129 600-649 25,270 5,769 1,674 3,067 - 35,780 550-599 13,747 3,030 455 1,699 - 18,931 500-549 9,215 1,438 486 981 - 12,120 Under 500 5,145 92 255 279 - 5,771 Unknown 2,290 1,711 280 179 139 4,599 Total $ 314,541 $ 103,048 $ 29,016 $ 55,237 $ 39,137 $ 540,979 Accrued interest included in total $ 1,466 $ 450 $ 111 $ 226 $ 111 $ 2,364 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Home Boat Lending Recreational Other Total (In thousands) September 30, 2017 800 and above $ 1,085 $ 869 $ 26,168 $ 26,312 $ 10,655 $ 65,089 750-799 1,938 2,721 67,402 48,183 26,546 146,790 700-749 1,601 2,236 25,945 14,261 16,433 60,476 650-699 2,193 1,864 9,164 3,627 8,990 25,838 600-649 1,429 1,429 1,730 838 2,334 7,760 550-599 1,252 919 468 244 894 3,777 500-549 616 398 243 125 434 1,816 Under 500 92 56 64 11 130 353 Unknown 17 19 219 167 7,040 7,462 Total $ 10,223 $ 10,511 $ 131,403 $ 93,768 $ 73,456 $ 319,361 Accrued interest included in total $ 42 $ 44 $ 322 $ 236 $ 219 $ 863 December 31, 2016 800 and above $ 1,354 $ 1,626 $ 21,422 $ 23,034 $ 8,911 $ 56,347 750-799 2,478 3,334 50,508 35,827 21,918 114,065 700-749 1,920 2,686 20,045 11,049 13,183 48,883 650-699 2,852 2,541 7,559 3,205 8,913 25,070 600-649 1,691 1,775 1,846 821 2,269 8,402 550-599 1,231 1,063 882 280 833 4,289 500-549 981 692 440 189 511 2,813 Under 500 114 220 73 16 211 634 Unknown 29 21 150 114 5,570 5,884 Total $ 12,650 $ 13,958 $ 102,925 $ 74,535 $ 62,319 $ 266,387 Accrued interest included in total $ 54 $ 59 $ 264 $ 203 $ 191 $ 771 (1) Credit scores have been updated within the last twelve months.

Shareholders' Equity and Earn27

Shareholders' Equity and Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2017
Shareholders' Equity and Earnings Per Common Share [Abstract]
Reconciliation of basic and diluted net income per share	A reconciliation of basic and diluted net income per common share follows: Three Months Ended Nine Months Ended 2017 2016 2017 2016 (In thousands, except per share amounts) Net income $ 6,859 $ 6,373 $ 18,764 $ 16,911 Weighted average shares outstanding (1) 21,334 21,232 21,325 21,421 Effect of stock options 138 149 144 150 Stock units for deferred compensation plan for non-employee directors 121 116 120 115 Performance share units 59 52 57 42 Restricted stock units - - - 46 Weighted average shares outstanding for calculation of diluted earnings per share 21,652 21,549 21,646 21,774 Net income per common share Basic (1) $ 0.32 $ 0.30 $ 0.88 $ 0.79 Diluted $ 0.32 $ 0.30 $ 0.87 $ 0.78 (1)

Derivative Financial Instrume28

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2017
Derivative Financial Instruments [Abstract]
Derivative financial instruments according to type of hedge designation	Our derivative financial instruments according to the type of hedge in which they are designated follows: September 30, 2017 Notional Average Fair (Dollars in thousands) Cash flow hedge - pay-fixed interest rate swap agreement $ 15,000 3.9 $ 105 No hedge designation Rate-lock mortgage loan commitments $ 36,580 0.1 $ 769 Mandatory commitments to sell mortgage loans 74,750 0.1 26 Pay-fixed interest rate swap agreements 52,586 7.1 52 Pay-variable interest rate swap agreements 52,586 7.1 (52 ) Purchased options 3,119 3.8 277 Written options 3,119 3.8 (277 ) Total $ 222,740 3.5 $ 795 December 31, 2016 Notional Average Fair (Dollars in thousands) No hedge designation Rate-lock mortgage loan commitments $ 26,658 0.1 $ 646 Mandatory commitments to sell mortgage loans 61,954 0.1 630 Pay-fixed interest rate swap agreements 46,121 8.6 249 Pay-variable interest rate swap agreements 46,121 8.6 (249 ) Purchased options 3,119 4.5 238 Written options 3,119 4.5 (238 ) Total $ 187,092 4.4 $ 1,276
Fair value of derivative instruments	Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives September 30, December 31, September 30, December 31, Balance Fair Balance Fair Balance Sheet Fair Balance Fair (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ 105 Other assets $ - Other liabilities $ - Other liabilities $ - Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 769 Other assets 646 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets 26 Other assets 630 Other liabilities - Other liabilities - Pay-fixed interest rate swap agreements Other assets 424 Other assets 493 Other liabilities 372 Other liabilities 244 Pay-variable interest rate swap agreements Other assets 372 Other assets 244 Other liabilities 424 Other liabilities 493 Purchased options Other assets 277 Other assets 238 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 277 Other liabilities 238 Total 1,868 2,251 1,073 975 Total derivatives $ 1,973 $ 2,251 $ 1,073 $ 975
Effect of derivative financial instruments on condensed consolidated statement of operation	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended September 30, Gain Recognized in Other Comprehensive Income (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income (1) 2017 2016 Portion) 2017 2016 in Income (1) 2017 2016 (In thousands) Cash Flow Hedges Pay-fixed interest rate swap agreements $ 95 $ - Interest expense $ (5 ) $ - $ 5 $ - Total $ 95 $ - $ (5 ) $ - $ 5 $ - No hedge designation Rate-lock mortgage loan commitments Net gains on on mortage loans $ (313 ) $ 264 Mandatory commitments to sell mortgage loans Net gains on on mortage loans 2 94 Pay-fixed interest rate swap agreements Interest income 52 196 Pay-variable interest rate swap agreements Interest income (52 ) (196 ) Purchased options Interest expense 5 13 Written options Interest expense (5 ) (13 ) Total $ (311 ) $ 358 (1) For cash flow hedges, this location and amount refers to the ineffective portion. Nine Month Periods Ended September 30, Gain Recognized in Other Comprehensive Income (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized in Income (1) Gain (Loss) Recognized in Income (1) 2017 2016 Portion) 2017 2016 2017 2016 (In thousands) Cash Flow Hedges Pay-fixed interest rate swap agreements $ 95 $ - Interest expense $ (5 ) $ - $ 5 $ - Total $ 95 $ - $ (5 ) $ - $ 5 $ - No hedge designation Rate-lock mortgage loan commitments Net gains on on mortage loans $ 123 $ 613 Mandatory commitments to sell mortgage loans Net gains on on mortage loans (604 ) (352 ) Pay-fixed interest rate swap agreements Interest income (197 ) (1,512 ) Pay-variable interest rate swap agreements Interest income 197 1,512 Purchased options Interest expense 39 94 Written options Interest expense (39 ) (94 ) Total $ (481 ) $ 261 (1) For cash flow hedges, this location and amount refers to the ineffective portion.

Intangible Assets (Tables)

Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2017
Intangible Assets [Abstract]
Other intangible assets, net of amortization	The following table summarizes intangible assets, net of amortization: September 30, 2017 December 31, 2016 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 6,118 $ 4,445 $ 6,118 $ 4,186
Estimated amortization of other intangible assets	Amortization of other intangibles has been estimated through 2022 in the following table. (In thousands) Three months ending December 31, 2017 $ 87 2018 346 2019 346 2020 346 2021 346 2022 202 Total $ 1,673

Share Based Compensation (Table

Share Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2017
Share Based Compensation [Abstract]
Summary of outstanding stock option grants and transactions	A summary of outstanding stock option grants and related transactions follows: Number of Average Weighted- Aggregated (In thousands) Outstanding at January 1, 2017 211,018 $ 5.05 Granted - Exercised (28,963 ) 4.03 Forfeited - Expired - Outstanding at September 30, 2017 182,055 $ 5.21 4.4 $ 3,175 Vested and expected to vest at September 30, 2017 182,055 $ 5.21 4.4 $ 3,175 Exercisable at September 30, 2017 182,055 $ 5.21 4.4 $ 3,175
Summary of non-vested restricted stock, restricted stock units and PSU's	A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number Weighted- Outstanding at January 1, 2017 296,422 $ 14.52 Granted 68,473 21.07 Vested (63,799 ) 14.91 Forfeited (8,510 ) 15.59 Outstanding at September 30, 2017 292,586 $ 15.88
Information regarding options exercised	Certain information regarding options exercised during the periods follows: Three Months Ended Nine Months Ended 2017 2016 2017 2016 (In thousands) Intrinsic value $ 39 $ 9 $ 513 $ 186 Cash proceeds received $ 18 $ 5 $ 117 $ 64 Tax benefit realized $ 14 $ 3 $ 180 $ 65

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2017
Regulatory Matters [Abstract]
Actual capital amounts and ratios	Our actual capital amounts and ratios follow: Actual Minimum for Minimum for Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) September 30, 2017 Total capital to risk-weighted assets Consolidated $ 307,278 15.14 % $ 162,315 8.00 % NA NA Independent Bank 281,228 13.87 162,210 8.00 $ 202,763 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 284,818 14.04 % $ 121,737 6.00 % NA NA Independent Bank 258,768 12.76 121,658 6.00 $ 162,210 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 253,101 12.47 % $ 91,302 4.50 % NA NA Independent Bank 258,768 12.76 91,243 4.50 $ 131,796 6.50 % Tier 1 capital to average assets Consolidated $ 284,818 10.63 % $ 107,154 4.00 % NA NA Independent Bank 258,768 9.67 107,022 4.00 $ 133,778 5.00 % December 31, 2016 Total capital to risk-weighted assets Consolidated $ 286,289 15.86 % $ 144,413 8.00 % NA NA Independent Bank 270,855 15.02 144,223 8.00 $ 180,279 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 265,405 14.70 % $ 108,309 6.00 % NA NA Independent Bank 249,971 13.87 108,167 6.00 $ 144,223 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 238,996 13.24 % $ 81,232 4.50 % NA NA Independent Bank 249,971 13.87 81,126 4.50 $ 117,181 6.50 % Tier 1 capital to average assets Consolidated $ 265,405 10.50 % $ 101,112 4.00 % NA NA Independent Bank 249,971 9.90 101,019 4.00 $ 126,274 5.00 % NA - Not applicable
Components of regulatory capital	The components of our regulatory capital are as follows: Consolidated Independent Bank September 30, December 31, September 30, December 31, (In thousands) Total shareholders' equity $ 267,710 $ 248,980 $ 267,406 $ 258,814 Add (deduct) Accumulated other comprehensive (gain) loss for regulatory purposes (2,140 ) 3,310 (2,140 ) 3,310 Intangible assets (1,338 ) (1,159 ) (1,338 ) (1,159 ) Disallowed deferred tax assets (11,131 ) (12,135 ) (5,160 ) (10,994 ) Common equity tier 1 capital 253,101 238,996 258,768 249,971 Qualifying trust preferred securities 34,500 34,500 - - Disallowed deferred tax assets (2,783 ) (8,091 ) - - Tier 1 capital 284,818 265,405 258,768 249,971 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 22,460 20,884 22,460 20,884 Total risk-based capital $ 307,278 $ 286,289 $ 281,228 $ 270,855

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	9 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Quoted Significant Significant (In thousands) September 30, 2017: Measured at Fair Value on a Recurring Basis Assets Trading securities $ 347 $ 347 $ - $ - Securities available for sale U.S. agency 26,626 - 26,626 - U.S. agency residential mortgage-backed 136,109 - 136,109 - U.S. agency commercial mortgage-backed 10,736 - 10,736 - Private label mortgage-backed 26,990 - 26,990 - Other asset backed 108,339 - 108,339 - Obligations of states and political subdivisions 177,176 - 177,176 - Corporate 58,000 - 58,000 - Trust preferred 2,800 - 2,800 - Foreign government 2,089 - 2,089 - Loans held for sale 47,611 - 47,611 - Capitalized mortgage loan servicing rights 14,675 - - 14,675 Derivatives (1) 1,973 - 1,973 - Liabilities Derivatives (2) 1,073 - 1,073 - Measured at Fair Value on a Non-recurring basis: Assets Impaired loans (3) Commercial Income producing - real estate 185 - - 185 Land, land development & construction-real estate 11 - - 11 Commercial and industrial 878 - - 878 Mortgage 1-4 family 509 - - 509 Resort lending 207 - - 207 Other real estate (4) Mortgage 1-4 family 44 - - 44 Resort lending 5 - - 5 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure-ments Quoted Prices Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un-observable Inputs (Level 3) (In thousands) December 31, 2016: Measured at Fair Value on a Recurring Basis Assets Trading securities $ 410 $ 410 $ - $ - Securities available for sale U.S. agency 28,988 - 28,988 - U.S. agency residential mortgage-backed 156,289 - 156,289 - U.S. agency commercial mortgage-backed 12,632 - 12,632 - Private label mortgage-backed 34,727 - 34,727 - Other asset backed 146,709 - 146,709 - Obligations of states and political subdivisions 170,899 - 170,899 - Corporate 56,180 - 56,180 - Trust preferred 2,579 - 2,579 - Foreign government 1,613 - 1,613 - Loans held for sale 35,946 - 35,946 - Derivatives (1) 2,251 - 2,251 - Liabilities Derivatives (2) 975 - 975 - Measured at Fair Value on a Non-recurring basis: Assets Capitalized mortgage loan servicing rights (3) 8,163 - - 8,163 Impaired loans (4) Commercial Income producing - real estate 255 - - 255 Land, land development & construction-real estate 54 - - 54 Commercial and industrial 1,342 - - 1,342 Mortgage 1-4 family 361 - - 361 Other real estate (5) Commercial Income producing - real estate (6) 2,863 - 2,863 - Land, land development & construction-real estate 176 - - 176 Mortgage 1-4 family 98 - - 98 Resort lending 133 - - 133 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance. (4) Only includes impaired loans with specific loss allocations based on collateral value. (5) Only includes other real estate with subsequent write downs to fair value. (6) Level 2 valuation is based on a signed purchase agreement.
Changes in fair value for financial assets	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Nine-Month Fair Value Pursuant to Election of the Fair Value Option 2017 2016 Net Gains (Losses) Mortgage Total Net Gains (Losses) Total Securities Mortgage Loan Period Securities Mortgage Period (In thousands) Trading securities $ (63 ) $ - $ - $ (63 ) $ 4 $ - $ 4 Loans held for sale - 713 - 713 - 612 612 Capitalized mortgage loan servicing rights - - (2,585 ) (2,585 ) - - -
Reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3)	A reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended Nine Months Ended 2017 2016 2017 2016 Beginning balance $ 14,515 $ - $ - $ - Change in accounting - - 14,213 - Beginning balance, as adjusted 14,515 - 14,213 - Total losses realized and unrealized: Included in results of operations (1,090 ) - (2,585 ) - Included in other comprehensive income - - - - Purchases, issuances, settlements, maturities and calls 1,250 - 3,047 - Transfers in and/or out of Level 3 - - - - Ending balance $ 14,675 $ - $ 14,675 $ - Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at September 30 $ (1,090 ) $ - $ (2,585 ) $ -
Quantitative information about Level 3 fair value measurements measured on a non-recurring basis	Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Valuation Unobservable Weighted (In thousands) September 30, 2017 Capitalized mortgage loan servicing rights $ 14,675 Present value of net Discount rate 10.10 % servicing revenue Cost to service $ 81 Ancillary income 23 Float rate 2.00 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Valuation Unobservable Weighted (In thousands) September 30, 2017 Impaired loans Commercial $ 1,074 Sales comparison approach Adjustment for differences between comparable sales (2.3 )% Mortgage 716 Sales comparison approach Adjustment for differences between comparable sales 0.3 Other real estate Mortgage 49 Sales comparison approach Adjustment for differences between comparable sales 5.8 December 31, 2016 Capitalized mortgage loan servicing rights $ 8,163 Present value of net servicing revenue Discount rate 10.07 % Cost to service $ 83 Ancillary income 24 Float rate 1.97 % Impaired loans Commercial (1) 1,446 Sales comparison approach Adjustment for differences between comparable sales (1.5 )% Mortgage 361 Sales comparison approach Adjustment for differences between comparable sales (4.7 ) Other real estate Commercial 176 Sales comparison approach Adjustment for differences between comparable sales (22.5 ) Mortgage 231 Sales comparison approach Adjustment for differences between comparable sales (5.1 ) (1) In addition to the valuation techniques and unobservable inputs discussed above, at December 31, 2016, we had an impaired collateral dependent commercial relationship that totaled $0.2 million that was primarily secured by collateral other than real estate. Collateral securing this relationship primarily included machinery and equipment and inventory. Valuation techniques included appraisals and discounting restructuring firm valuations based on estimates of value recovery of each particular asset type. Discount rates used ranged from 0% to 100% of stated values.
Aggregate fair value and aggregate remaining contractual principal balance for loans held for sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Difference Contractual (In thousands) Loans held for sale September 30, 2017 $ 47,611 $ 1,150 $ 46,461 December 31, 2016 35,946 437 35,509

Fair Values of Financial Inst33

Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2017
Fair Values of Financial Instruments [Abstract]
Estimated recorded book balances and fair values	The estimated recorded book balances and fair values follow: Fair Value Using Recorded Fair Value Quoted Significant Significant (In thousands) September 30, 2017 Assets Cash and due from banks $ 31,998 $ 31,998 $ 31,998 $ - $ - Interest bearing deposits 15,605 15,605 15,605 - - Interest bearing deposits - time 3,489 3,493 - 3,493 - Trading securities 347 347 347 - - Securities available for sale 548,865 548,865 - 548,865 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale 1,963,227 1,909,662 - 47,611 1,862,051 Accrued interest receivable 8,740 8,740 - 2,850 5,890 Derivative financial instruments 1,973 1,973 - 1,973 - Liabilities Deposits with no stated maturity (1) $ 1,808,071 $ 1,808,071 $ 1,808,071 $ - $ - Deposits with stated maturity (1) 535,690 533,045 - 533,045 - Federal funds purchased 3,000 3,000 - 3,000 - Other borrowings 72,849 73,405 - 73,405 - Subordinated debentures 35,569 28,634 - 28,634 - Accrued interest payable 1,105 1,105 40 1,065 - Derivative financial instruments 1,073 1,073 - 1,073 - December 31, 2016 Assets Cash and due from banks $ 35,238 $ 35,238 $ 35,238 $ - $ - Interest bearing deposits 47,956 47,956 47,956 - - Interest bearing deposits - time 5,591 5,611 - 5,611 - Trading securities 410 410 410 - - Securities available for sale 610,616 610,616 - 610,616 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale (2) 1,655,335 1,629,587 - 67,321 1,562,266 Accrued interest receivable 7,316 7,316 5 2,364 4,947 Derivative financial instruments 2,251 2,251 - 2,251 - Liabilities Deposits with no stated maturity (1) $ 1,740,601 $ 1,740,601 $ 1,740,601 $ - $ - Deposits with stated maturity (1) 485,118 483,469 - 483,469 - Other borrowings 9,433 10,371 - 10,371 - Subordinated debentures 35,569 25,017 - 25,017 - Accrued interest payable 932 932 21 911 - Derivative financial instruments 975 975 - 975 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $13.5 million and $7.4 million at September 30, 2017 and December 31, 2016, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $35.5 million and $31.3 million September 30, 2017 and December 31, 2016, respectively. (2) Net loans and loans held for sale include $31.4 million of payment plan receivables and commercial loans held for sale at December 31, 2016.

Accumulated Other Comprehensi34

Accumulated Other Comprehensive Loss ("AOCL") (Tables)	9 Months Ended
	Sep. 30, 2017
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Schedule of accumulated other comprehensive loss (AOCL), net of tax	A summary of changes in AOCL follows: Unrealized Gains (Losses) on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Gains on Cash Flow Hedges Total (In thousands) For the three months ended September 30, 2017 Balances at beginning of period $ 1,986 $ (5,798 ) $ - $ (3,812 ) Other comprehensive income before reclassifications 95 - 62 157 Amounts reclassified from AOCL (5 ) - 3 (2 ) Net current period other comprehensive income 90 - 65 155 Balances at end of period $ 2,076 $ (5,798 ) $ 65 $ (3,657 ) 2016 Balances at beginning of period $ 2,515 $ (5,798 ) $ - $ (3,283 ) Other comprehensive income before reclassifications 278 - - 278 Amounts reclassified from AOCL (10 ) - - (10 ) Net current period other comprehensive income 268 - - 268 Balances at end of period $ 2,783 $ (5,798 ) $ - $ (3,015 ) For the Nine months ended September 30, 2017 Balances at beginning of period $ (3,310 ) $ (5,798 ) $ - $ (9,108 ) Cumulative effect of change in accounting 300 - - 300 Balances at beginning of period, as adjusted (3,010 ) (5,798 ) - (8,808 ) Other comprehensive income before reclassifications 5,167 - 62 5,229 Amounts reclassified from AOCL (81 ) - 3 (78 ) Net current period other comprehensive income 5,086 - 65 5,151 Balances at end of period $ 2,076 $ (5,798 ) $ 65 $ (3,657 ) 2016 Balances at beginning of period $ (238 ) $ (5,798 ) $ - $ (6,036 ) Other comprehensive income before reclassifications 3,215 - - 3,215 Amounts reclassified from AOCL (194 ) - - (194 ) Net current period other comprehensive income 3,021 - - 3,021 Balances at end of period $ 2,783 $ (5,798 ) $ - $ (3,015 )
Summary of reclassifications out of each component of AOCL	A summary of reclassifications out of each component of AOCL for the three months ended September 30 follows: Amount Reclassified From Affected Line Item in Condensed AOCL Component AOCL Consolidated Statements of Operations (In thousands) 2017 Unrealized gains on securities available for sale $ 8 Net gains on securities - Net impairment loss recognized in earnings 8 Total reclassifications before tax 3 Income tax expense $ 5 Reclassifications, net of tax Unrealized gains on cash flow hedges $ (5 ) Interest expense (2 ) Income tax expense $ (3 ) Reclassification, net of tax $ 2 Total reclassifications for the period, net of tax 2016 Unrealized gains on securities available for sale $ 15 Net gains on securities - Net impairment loss recognized in earnings 15 Total reclassifications before tax 5 Income tax expense $ 10 Reclassifications, net of tax A summary of reclassifications out of each component of AOCL for the nine months ended September 30 follows: Amount Reclassified From Affected Line Item in Condensed AOCL Component AOCL Consolidated Statements of Operations (In thousands) 2017 Unrealized gains on securities available for sale $ 125 Net gains on securities - Net impairment loss recognized in earnings 125 Total reclassifications before tax 44 Income tax expense $ 81 Reclassifications, net of tax Unrealized gains on cash flow hedges $ (5 ) Interest expense (2 ) Income tax expense $ (3 ) Reclassification, net of tax $ 78 Total reclassifications for the period, net of tax 2016 Unrealized gains on securities available for sale $ 298 Net gains on securities - Net impairment loss recognized in earnings 298 Total reclassifications before tax 104 Income tax expense $ 194 Reclassifications, net of tax

Payment Plan Receivables and 35

Payment Plan Receivables and Other Assets Held for Sale (Tables)	9 Months Ended
	Sep. 30, 2017
Payment Plan Receivables and Other Assets Held for Sale [Abstract]
Assets sold and liabilities assumed	Assets sold and liabilities assumed were as follows: May 1, December 31, (In thousands) Assets sold Payment plan receivables $ 33,128 $ 30,582 Commerical loans 525 794 Other assets 1,765 1,984 Total assets $ 35,418 $ 33,360 Liabilities assumed $ 1,972 $ 718

New Accounting Standards (Detai

New Accounting Standards (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2017	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Dec. 31, 2015
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets, net			$ 22,433	$ 32,818
Capitalized mortgage loan servicing rights			14,675
Total assets			2,753,446	2,548,950
Accumulated deficit			(53,240)	(65,657)
Accumulated other comprehensive loss			(3,657)	(9,108)
Total Shareholders' Equity			267,710	248,980	$ 250,902	$ 251,092
Total Liabilities and Shareholders' Equity			$ 2,753,446	2,548,950
Originally Presented [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets, net				32,818
Capitalized mortgage loan servicing rights				13,671
Total assets				2,548,950
Accumulated deficit				(65,657)
Accumulated other comprehensive loss				(9,108)
Total Shareholders' Equity				248,980
Total Liabilities and Shareholders' Equity				2,548,950
Cumulative Retrospective Adjustments [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Total Shareholders' Equity				352
Total Liabilities and Shareholders' Equity				352
Change in Accounting Method and ASU 2017-08 [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Total Shareholders' Equity				249,332
Total Liabilities and Shareholders' Equity				2,549,302
Change in Accounting Method [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets, net				32,628
Capitalized mortgage loan servicing rights				14,213
Total assets				2,549,302
Change in Accounting Method [Member] | Cumulative Retrospective Adjustments [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Deferred tax assets, net	[1]			(190)
Capitalized mortgage loan servicing rights	[1]			542
Total assets				352
Accumulated deficit	[1]			352
New Accounting Pronouncement, Effect of Early Adoption [Member] | Additional Premium Amortization on AFS Securities, Pre-tax [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Cumulative effect of adjustments				460
New Accounting Pronouncement, Effect of Early Adoption [Member] | Additional Premium Amortization on AFS Securities, Net of Tax [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Cumulative effect of adjustments				300
New Accounting Pronouncement, Effect of Early Adoption [Member] | AOCI Decrease, Unrealized Losses AFS Securities, After Tax [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Cumulative effect of adjustments				300
ASU 2017-08 [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Accumulated deficit				(65,605)
Accumulated other comprehensive loss				(8,808)
Increase in premium amortization on securities available for sale		$ 30
ASU 2017-08 [Member] | Cumulative Retrospective Adjustments [Member]
Cumulative Effect Adjustments to Condensed Consolidated Statement of Financial Position [Abstract]
Accumulated deficit	[2]			(300)
Accumulated other comprehensive loss	[2]			$ 300
[1]	Represents adjustment to capitalized mortgage loan servicing rights, deferred tax assets, net, and accumulated deficit to reflect the adoption of the fair value method of accounting for our capitalized mortgage loan servicing rights.
[2]	Represents adjustment to accumulated deficit and accumulated other comprehensive loss to reflect the adoption of ASU 2017-08.

Securities (Details)

Securities (Details) $ in Thousands		3 Months Ended		9 Months Ended		12 Months Ended
		Sep. 30, 2017USD ($)Security	Sep. 30, 2016USD ($)	Sep. 30, 2017USD ($)Security	Sep. 30, 2016USD ($)	Dec. 31, 2016USD ($)
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost		$ 545,672		$ 545,672		$ 615,709
Unrealized Gains		5,023		5,023		2,548
Unrealized Losses		1,830		1,830		7,641
Fair Value		548,865		548,865		610,616
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value		99,858		99,858		286,522
Less Than Twelve Months, Unrealized Losses		780		780		5,739
Twelve Months or More, Fair Value		75,203		75,203		68,405
Twelve Months or More, Unrealized Losses		1,050		1,050		1,902
Total, Fair Value		175,061		175,061		354,927
Total, Unrealized Losses		1,830		1,830		7,641
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value		2,173		2,173
Amortized cost		1,779		1,779
Non-credit unrealized loss		0		0
Unrealized gain		394		394
Cumulative credit related OTTI		1,594		1,594
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance at beginning of period		1,844	$ 1,844	1,844	$ 1,844	1,844
Additions to credit losses on securities for which no previous OTTI was recognized		0	0	0	0
Increases to credit losses on securities for which OTTI was previously recognized		0	0	0	0
Balance at end of period		1,844	1,844	1,844	1,844	1,844
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Maturing within one year		27,811		27,811
Maturing after one year but within five years		98,784		98,784
Maturing after five years but within ten years		82,590		82,590
Maturing after ten years		55,596		55,596
Available-for-sale securities, debt maturities, amortized cost basis		264,781		264,781
U.S. agency residential mortgage-backed		135,293		135,293
U.S. agency commercial mortgage-backed		10,767		10,767
Private label mortgage-backed		26,703		26,703
Other asset backed		108,128		108,128
Total		545,672		545,672
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Maturing within one year		27,865		27,865
Maturing after one year but within five years		99,533		99,533
Maturing after five years but within ten years		83,671		83,671
Maturing after ten years		55,622		55,622
Total available-for-sale securities fair value		266,691		266,691
U.S. agency residential mortgage-backed		136,109		136,109
U.S. agency commercial mortgage-backed		10,736		10,736
Private label mortgage-backed		26,990		26,990
Other asset backed		108,339		108,339
Total		548,865		548,865
Gain and losses realized on sale of securities available for sale [Abstract]
Proceeds	[1]			9,594	56,451
Realized gains				125	350
Realized losses				0	52
Sale of securities available for sale not yet settled				760	0
Credit related OTTI recognized in earnings		0	$ 0	0	0
Trading securities, realized gains (losses)				(63)	$ 4
Cumulative Retrospective Adjustments [Member] | ASU 2017-08 [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Adjustment in amortized cost of available for sale securities						(460)
U.S. Agency [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost		26,455		26,455		28,909
Unrealized Gains		210		210		159
Unrealized Losses		39		39		80
Fair Value		26,626		26,626		28,988
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value		4,819		4,819		4,179
Less Than Twelve Months, Unrealized Losses		21		21		41
Twelve Months or More, Fair Value		4,947		4,947		8,217
Twelve Months or More, Unrealized Losses		18		18		39
Total, Fair Value		9,766		9,766		12,396
Total, Unrealized Losses		$ 39		$ 39		80
Number of securities with market fair value less than amortized cost | Security		33		33
U.S. Agency Residential Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost		$ 135,293		$ 135,293		156,053
Unrealized Gains		1,331		1,331		1,173
Unrealized Losses		515		515		937
Fair Value		136,109		136,109		156,289
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value		24,116		24,116		62,524
Less Than Twelve Months, Unrealized Losses		215		215		732
Twelve Months or More, Fair Value		27,817		27,817		20,857
Twelve Months or More, Unrealized Losses		300		300		205
Total, Fair Value		51,933		51,933		83,381
Total, Unrealized Losses		$ 515		$ 515		937
Number of securities with market fair value less than amortized cost | Security		109		109
U.S. Agency Commercial Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost		$ 10,767		$ 10,767		12,799
Unrealized Gains		84		84		28
Unrealized Losses		115		115		195
Fair Value		10,736		10,736		12,632
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value		1,815		1,815		6,079
Less Than Twelve Months, Unrealized Losses		22		22		194
Twelve Months or More, Fair Value		3,933		3,933		143
Twelve Months or More, Unrealized Losses		93		93		1
Total, Fair Value		5,748		5,748		6,222
Total, Unrealized Losses		$ 115		$ 115		195
Number of securities with market fair value less than amortized cost | Security		10		10
Private Label Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost		$ 26,703		$ 26,703		35,035
Unrealized Gains		518		518		216
Unrealized Losses		231		231		524
Fair Value		26,990		26,990		34,727
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value		3,423		3,423		20,545
Less Than Twelve Months, Unrealized Losses		26		26		281
Twelve Months or More, Fair Value		3,163		3,163		1,413
Twelve Months or More, Unrealized Losses		205		205		243
Total, Fair Value		6,586		6,586		21,958
Total, Unrealized Losses		$ 231		$ 231		524
Number of securities with market fair value less than amortized cost | Security		11		11
Number of securities purchased prior to 2016 | Security		3		3
Number of securities with impairment in excess of ten percent | Security		2		2
Percentage of excess impairment on securities		10.00%		10.00%
Number of securities with impairment for more than 12 months | Security		3		3
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Number of private label mortgage backed securities currently with OTTI unrealized gains | Security		3		3
Number of private label mortgage backed securities complete recovery of cost basis | Security		3		3
Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value		$ 1,076		$ 1,076
Amortized cost		937		937
Non-credit unrealized loss		0		0
Unrealized gain		139		139
Cumulative credit related OTTI		757		757
Super Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value		1,032		1,032
Amortized cost		842		842
Non-credit unrealized loss		0		0
Unrealized gain		190		190
Cumulative credit related OTTI		457		457
Senior Support Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value		65		65
Amortized cost		0		0
Non-credit unrealized loss		0		0
Unrealized gain		65		65
Cumulative credit related OTTI		380		380
Other Asset Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost		108,128		108,128		146,829
Unrealized Gains		319		319		271
Unrealized Losses		108		108		391
Fair Value		108,339		108,339		146,709
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value		12,756		12,756		52,958
Less Than Twelve Months, Unrealized Losses		18		18		172
Twelve Months or More, Fair Value		16,298		16,298		17,763
Twelve Months or More, Unrealized Losses		90		90		219
Total, Fair Value		29,054		29,054		70,721
Total, Unrealized Losses		$ 108		$ 108		391
Number of securities with market fair value less than amortized cost | Security		51		51
Obligations of States and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost		$ 176,087		$ 176,087		175,180
Unrealized Gains		1,708		1,708		478
Unrealized Losses		619		619		4,759
Fair Value		177,176		177,176		170,899
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value		42,186		42,186		113,078
Less Than Twelve Months, Unrealized Losses		447		447		4,014
Twelve Months or More, Fair Value		13,787		13,787		14,623
Twelve Months or More, Unrealized Losses		172		172		745
Total, Fair Value		55,973		55,973		127,701
Total, Unrealized Losses		$ 619		$ 619		4,759
Number of securities with market fair value less than amortized cost | Security		182		182
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost		$ 57,213		$ 57,213		56,356
Unrealized Gains		853		853		223
Unrealized Losses		66		66		399
Fair Value		58,000		58,000		56,180
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value		8,654		8,654		25,546
Less Than Twelve Months, Unrealized Losses		22		22		292
Twelve Months or More, Fair Value		2,458		2,458		2,810
Twelve Months or More, Unrealized Losses		44		44		107
Total, Fair Value		11,112		11,112		28,356
Total, Unrealized Losses		$ 66		$ 66		399
Number of securities with market fair value less than amortized cost | Security		11		11
Trust Preferred [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost		$ 2,928		$ 2,928		2,922
Unrealized Gains		0		0		0
Unrealized Losses		128		128		343
Fair Value		2,800		2,800		2,579
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value		0		0		0
Less Than Twelve Months, Unrealized Losses		0		0		0
Twelve Months or More, Fair Value		2,800		2,800		2,579
Twelve Months or More, Unrealized Losses		128		128		343
Total, Fair Value		2,800		2,800		2,579
Total, Unrealized Losses		$ 128		$ 128		343
Number of securities with market fair value less than amortized cost | Security		3		3
Number of issues rated as investment grade | Security		1		1
Number of securities rated as below investment grade | Security		1		1
Number of major credit rating agencies rating securities with fair value less than amortized cost | Security		2		2
Number of securities non-rated | Security		1		1
Non-rated trust preferred securities, amortized cost		$ 1,000		$ 1,000
Non-rated trust preferred securities, fair value		900		900
Rated Issues [Member]
Trust preferred securities [Abstract]
Fair Value		1,880		1,880		1,800
Net Unrealized Loss				(48)		(123)
Unrated Issues [Member]
Trust preferred securities [Abstract]
Fair Value		920		920		779
Net Unrealized Loss				(80)		(220)
Foreign Government [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost		2,098		2,098		1,626
Unrealized Gains		0		0		0
Unrealized Losses		9		9		13
Fair Value		2,089		2,089		1,613
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value		2,089		2,089		1,613
Less Than Twelve Months, Unrealized Losses		9		9		13
Twelve Months or More, Fair Value		0		0		0
Twelve Months or More, Unrealized Losses		0		0		0
Total, Fair Value		2,089		2,089		1,613
Total, Unrealized Losses		$ 9		$ 9		$ 13
Number of securities with market fair value less than amortized cost | Security		2		2
[1]	2017 includes $0.760 million for trades that did not settle until after September 30, 2017.

Loans (Details)

Loans (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		$ 20,586	$ 22,712	$ 20,234	$ 22,570
Additions (deductions) [Abstract]
Provision for loan losses		582	(175)	806	(1,439)
Recoveries credited to the allowance		1,212	905	2,998	3,623
Loans charged against the allowance		(902)	(1,399)	(2,560)	(2,711)
Balance at end of period		21,478	22,043	21,478	22,043
Allowance for loan losses [Abstract]
Individually evaluated for impairment		7,061		7,061		$ 9,152
Collectively evaluated for impairment		14,417		14,417		11,082
Total ending allowance balance		21,478		21,478		20,234
Loans [Abstract]
Individually evaluated for impairment		68,794		68,794		79,831
Collectively evaluated for impairment		1,874,269		1,874,269		1,533,530
Total loans recorded investment		1,943,063		1,943,063		1,613,361
Accrued interest included in recorded investment		5,969		5,969		5,113
Total loans		1,937,094		1,937,094		1,608,248
Commercial [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		5,100	6,039	4,880	5,670
Additions (deductions) [Abstract]
Provision for loan losses		(97)	(153)	(197)	(1,220)
Recoveries credited to the allowance		340	474	946	1,944
Loans charged against the allowance		(92)	(365)	(378)	(399)
Balance at end of period		5,251	5,995	5,251	5,995
Allowance for loan losses [Abstract]
Individually evaluated for impairment		967		967		2,244
Collectively evaluated for impairment		4,284		4,284		2,636
Total ending allowance balance		5,251		5,251		4,880
Loans [Abstract]
Individually evaluated for impairment		10,257		10,257		15,767
Collectively evaluated for impairment		829,073		829,073		790,228
Total loans recorded investment		839,330		839,330		805,995
Accrued interest included in recorded investment		2,080		2,080		1,978
Total loans		837,250		837,250		804,017
Mortgage [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		8,145	9,956	8,681	10,391
Additions (deductions) [Abstract]
Provision for loan losses		68	(247)	(593)	(885)
Recoveries credited to the allowance		587	195	1,264	871
Loans charged against the allowance		(471)	(561)	(1,023)	(1,034)
Balance at end of period		8,329	9,343	8,329	9,343
Allowance for loan losses [Abstract]
Individually evaluated for impairment		5,823		5,823		6,579
Collectively evaluated for impairment		2,506		2,506		2,102
Total ending allowance balance		8,329		8,329		8,681
Loans [Abstract]
Individually evaluated for impairment		54,322		54,322		59,151
Collectively evaluated for impairment		730,050		730,050		481,828
Total loans recorded investment		784,372		784,372		540,979
Accrued interest included in recorded investment	[1]	3,026		3,026		2,364
Total loans		781,346		781,346		538,615
Installment [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		900	1,139	1,011	1,181
Additions (deductions) [Abstract]
Provision for loan losses		(33)	208	173	399
Recoveries credited to the allowance		285	236	788	808
Loans charged against the allowance		(339)	(473)	(1,159)	(1,278)
Balance at end of period		813	1,110	813	1,110
Allowance for loan losses [Abstract]
Individually evaluated for impairment		271		271		329
Collectively evaluated for impairment		542		542		682
Total ending allowance balance		813		813		1,011
Loans [Abstract]
Individually evaluated for impairment		4,215		4,215		4,913
Collectively evaluated for impairment		315,146		315,146		261,474
Total loans recorded investment		319,361		319,361		266,387
Accrued interest included in recorded investment	[1]	863		863		771
Total loans		318,498		318,498		265,616
Payment Plan Receivables [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period	[2]	0	52	0	56
Additions (deductions) [Abstract]
Provision for loan losses	[2]	0	0	0	(4)
Recoveries credited to the allowance	[2]	0	0	0	0
Loans charged against the allowance	[2]	0	0	0	0
Balance at end of period	[2]	0	52	0	52
Subjective Allocation [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		6,441	5,526	5,662	5,272
Additions (deductions) [Abstract]
Provision for loan losses		644	17	1,423	271
Recoveries credited to the allowance		0	0	0	0
Loans charged against the allowance		0	0	0	0
Balance at end of period		7,085	$ 5,543	7,085	$ 5,543
Allowance for loan losses [Abstract]
Individually evaluated for impairment		0		0		0
Collectively evaluated for impairment		7,085		7,085		5,662
Total ending allowance balance		$ 7,085		$ 7,085		$ 5,662
[1]	Credit scores have been updated within the last twelve months.
[2]	Payment plan receivables were reclassified to held for sale at December 31, 2016. See note #15.

Loans, Receivables Past Due (De

Loans, Receivables Past Due (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Dec. 31, 2016
Non performing loans [Abstract]
90+ and Still Accruing		$ 0	$ 0
Non-Accrual		8,410	13,364
Total Non-performing Loans		8,410	13,364
Accrued interest included in recorded investment		0	0
Aging analysis of loans by class [Abstract]
Total		13,803	15,597
Loans not Past Due		1,929,260	1,597,764
Total loans recorded investment		1,943,063	1,613,361
Accrued interest included in recorded investment		5,969	5,113
Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		4,455	4,257
Accrued interest included in recorded investment		53	45
Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,631	2,659
Accrued interest included in recorded investment		24	19
Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment		0	0
Aging analysis of loans by class [Abstract]
Total		7,717	8,681
Accrued interest included in recorded investment		0	0
Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		77	64
Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		5,892	5,049
Commercial [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		839,330	805,995
Accrued interest included in recorded investment		2,080	1,978
Commercial [Member] | Income Producing - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		72	628
Total Non-performing Loans		72	628
Aging analysis of loans by class [Abstract]
Total		455	383
Loans not Past Due		271,747	287,255
Total loans recorded investment		272,202	287,638
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		425	0
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		30	383
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		10	105
Total Non-performing Loans		10	105
Aging analysis of loans by class [Abstract]
Total		10	105
Loans not Past Due		67,793	51,670
Total loans recorded investment		67,803	51,775
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		10	74
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	31
Commercial [Member] | Commercial and Industrial [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		706	4,430
Total Non-performing Loans		706	4,430
Aging analysis of loans by class [Abstract]
Total		334	1,551
Loans not Past Due		498,991	465,031
Total loans recorded investment		499,325	466,582
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		120	100
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		149	1,385
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		65	66
Mortgage [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		784,372	540,979
Accrued interest included in recorded investment	[1]	3,026	2,364
Mortgage [Member] | 1-4 Family [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		5,207	5,248
Total Non-performing Loans		5,207	5,248
Aging analysis of loans by class [Abstract]
Total		8,055	8,478
Loans not Past Due		553,928	306,063
Total loans recorded investment		561,983	314,541
Accrued interest included in recorded investment	[1]	2,134	1,466
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,929	2,361
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		919	869
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		5,207	5,248
Mortgage [Member] | Resort Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		1,411	1,507
Total Non-performing Loans		1,411	1,507
Aging analysis of loans by class [Abstract]
Total		1,909	1,507
Loans not Past Due		91,370	101,541
Total loans recorded investment		93,279	103,048
Accrued interest included in recorded investment	[1]	374	450
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		363	0
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		135	0
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		1,411	1,507
Mortgage [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		258	222
Total Non-performing Loans		258	222
Aging analysis of loans by class [Abstract]
Total		718	371
Loans not Past Due		35,826	28,645
Total loans recorded investment		36,544	29,016
Accrued interest included in recorded investment	[1]	165	111
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		460	149
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		258	222
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		221	317
Total Non-performing Loans		221	317
Aging analysis of loans by class [Abstract]
Total		1,013	1,005
Loans not Past Due		56,677	54,232
Total loans recorded investment		57,690	55,237
Accrued interest included in recorded investment	[1]	260	226
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		597	470
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		195	218
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		221	317
Mortgage [Member] | Purchased Loans [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	0
Total Non-performing Loans		0	0
Aging analysis of loans by class [Abstract]
Total		4	15
Loans not Past Due		34,872	39,122
Total loans recorded investment		34,876	39,137
Accrued interest included in recorded investment	[1]	93	111
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		3	13
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		1	2
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Installment [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		319,361	266,387
Accrued interest included in recorded investment	[1]	863	771
Installment [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		97	266
Total Non-performing Loans		97	266
Aging analysis of loans by class [Abstract]
Total		298	625
Loans not Past Due		9,925	12,025
Total loans recorded investment		10,223	12,650
Accrued interest included in recorded investment	[1]	42	54
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		115	311
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		86	48
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		97	266
Installment [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		224	289
Total Non-performing Loans		224	289
Aging analysis of loans by class [Abstract]
Total		408	568
Loans not Past Due		10,103	13,390
Total loans recorded investment		10,511	13,958
Accrued interest included in recorded investment	[1]	44	59
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		161	238
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		23	41
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		224	289
Installment [Member] | Boat Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		69	219
Total Non-performing Loans		69	219
Aging analysis of loans by class [Abstract]
Total		250	436
Loans not Past Due		131,153	102,489
Total loans recorded investment		131,403	102,925
Accrued interest included in recorded investment	[1]	322	264
Installment [Member] | Boat Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		112	184
Installment [Member] | Boat Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		69	33
Installment [Member] | Boat Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		69	219
Installment [Member] | Recreational Vehicle Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		25	21
Total Non-performing Loans		25	21
Aging analysis of loans by class [Abstract]
Total		81	122
Loans not Past Due		93,687	74,413
Total loans recorded investment		93,768	74,535
Accrued interest included in recorded investment	[1]	236	203
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		52	68
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		4	33
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		25	21
Installment [Member] | Other [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		110	112
Total Non-performing Loans		110	112
Aging analysis of loans by class [Abstract]
Total		268	431
Loans not Past Due		73,188	61,888
Total loans recorded investment		73,456	62,319
Accrued interest included in recorded investment	[1]	219	191
Installment [Member] | Other [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		108	289
Installment [Member] | Other [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		50	30
Installment [Member] | Other [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		$ 110	$ 112
[1]	Credit scores have been updated within the last twelve months.

Loans, Impaired Financing Recei

Loans, Impaired Financing Receivables (Details) - USD ($) $ in Thousands		3 Months Ended				9 Months Ended
		Sep. 30, 2017		Sep. 30, 2016	[2]	Sep. 30, 2017		Sep. 30, 2016	[3]	Dec. 31, 2016
Impaired loan with no allocated allowance [Abstract]
TDR		$ 349				$ 349				$ 1,782
Non - TDR		186				186				1,107
Impaired loans with an allocated allowance [Abstract]
TDR - allowance based on collateral		2,320				2,320				3,527
TDR - allowance based on present value cash flow		65,449				65,449				72,613
Non - TDR - allowance based on collateral		202				202				491
Total impaired loans		68,506				68,506				79,520
Amount of allowance for loan losses allocated [Abstract]
TDR - allowance based on collateral		641				641				1,868
TDR - allowance based on present value cash flow		6,329				6,329				7,146
Non - TDR - allowance based on collateral		91				91				138
Total amount of allowance for loan losses allocated		7,061				7,061				9,152
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	538				538				2,891
Unpaid Principal Balance, with no related allowance	[1]	1,100				1,100				5,191
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	68,256				68,256				76,940
Unpaid Principal Balance, with an allowance recorded	[1]	70,334				70,334				79,520
Recorded Investment	[1]	68,794				68,794				79,831
Unpaid Principal Balance	[1]	71,434				71,434				84,711
Related Allowance	[1]	7,061				7,061				9,152
Accrued interest included in recorded investment	[1]	288				288				311
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		573	[2]	$ 696		1,103	[3]	$ 1,669
Interest Income Recognized, with No Related Allowance		17	[2]	6		37	[3]	43
Average Recorded Investment, with Related Allowance		69,775	[2]	83,676		72,397	[3]	84,839
Interest Income Recognized, with Related Allowance		810	[2]	902		2,524	[3]	2,710
Average Recorded Investment		70,348	[2]	84,372		73,500	[3]	86,508
Interest Income Recognized		827	[2]	908		2,561	[3]	2,753
Commercial [Member] | Income Producing - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				517
Unpaid Principal Balance, with no related allowance	[1]	0				0				768
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	6,975				6,975				7,737
Unpaid Principal Balance, with an allowance recorded	[1]	7,121				7,121				7,880
Recorded Investment	[1]	6,975				6,975				8,254
Unpaid Principal Balance	[1]	7,121				7,121				8,648
Related Allowance	[1]	482				482				554
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	551		222	[3]	632
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	2
Average Recorded Investment, with Related Allowance		7,311	[2]	8,000		7,525	[3]	8,153
Interest Income Recognized, with Related Allowance		91	[2]	111		300	[3]	318
Average Recorded Investment		7,311	[2]	8,551		7,747	[3]	8,785
Interest Income Recognized		91	[2]	111		300	[3]	320
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				31
Unpaid Principal Balance, with no related allowance	[1]	0				0				709
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	169				169				239
Unpaid Principal Balance, with an allowance recorded	[1]	197				197				244
Recorded Investment	[1]	169				169				270
Unpaid Principal Balance	[1]	197				197				953
Related Allowance	[1]	10				10				36
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	133		8	[3]	405
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	7
Average Recorded Investment, with Related Allowance		171	[2]	1,117		187	[3]	1,352
Interest Income Recognized, with Related Allowance		2	[2]	3		6	[3]	29
Average Recorded Investment		171	[2]	1,250		195	[3]	1,757
Interest Income Recognized		2	[2]	3		6	[3]	36
Commercial [Member] | Commercial and Industrial [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	535				535				2,341
Unpaid Principal Balance, with no related allowance	[1]	557				557				3,261
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	2,578				2,578				4,902
Unpaid Principal Balance, with an allowance recorded	[1]	2,612				2,612				5,246
Recorded Investment	[1]	3,113				3,113				7,243
Unpaid Principal Balance	[1]	3,169				3,169				8,507
Related Allowance	[1]	475				475				1,654
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		445	[2]	0		808	[3]	616
Interest Income Recognized, with No Related Allowance		8	[2]	0		16	[3]	21
Average Recorded Investment, with Related Allowance		2,878	[2]	7,145		3,488	[3]	5,929
Interest Income Recognized, with Related Allowance		26	[2]	69		98	[3]	151
Average Recorded Investment		3,323	[2]	7,145		4,296	[3]	6,545
Interest Income Recognized		34	[2]	69		114	[3]	172
Mortgage [Member] | 1-4 Family [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	2				2				2
Unpaid Principal Balance, with no related allowance	[1]	472				472				387
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	37,872				37,872				41,701
Unpaid Principal Balance, with an allowance recorded	[1]	39,393				39,393				43,479
Recorded Investment	[1]	37,874				37,874				41,703
Unpaid Principal Balance	[1]	39,865				39,865				43,866
Related Allowance	[1]	3,517				3,517				4,100
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		127	[2]	12		64	[3]	12
Interest Income Recognized, with No Related Allowance		7	[2]	3		16	[3]	9
Average Recorded Investment, with Related Allowance		38,533	[2]	44,256		39,716	[3]	45,728
Interest Income Recognized, with Related Allowance		462	[2]	470		1,420	[3]	1,447
Average Recorded Investment		38,660	[2]	44,268		39,780	[3]	45,740
Interest Income Recognized		469	[2]	473		1,436	[3]	1,456
Mortgage [Member] | Resort Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	16,098				16,098				16,898
Unpaid Principal Balance, with an allowance recorded	[1]	16,169				16,169				16,931
Recorded Investment	[1]	16,098				16,098				16,898
Unpaid Principal Balance	[1]	16,169				16,169				16,931
Related Allowance	[1]	2,264				2,264				2,453
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		16,175	[2]	17,372		16,485	[3]	17,705
Interest Income Recognized, with Related Allowance		153	[2]	161		464	[3]	480
Average Recorded Investment		16,175	[2]	17,372		16,485	[3]	17,705
Interest Income Recognized		153	[2]	161		464	[3]	480
Mortgage [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	171				171				235
Unpaid Principal Balance, with an allowance recorded	[1]	238				238				242
Recorded Investment	[1]	171				171				235
Unpaid Principal Balance	[1]	238				238				242
Related Allowance	[1]	30				30				10
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		201	[2]	241		218	[3]	223
Interest Income Recognized, with Related Allowance		1	[2]	2		5	[3]	6
Average Recorded Investment		201	[2]	241		218	[3]	223
Interest Income Recognized		1	[2]	2		5	[3]	6
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	179				179				315
Unpaid Principal Balance, with an allowance recorded	[1]	213				213				398
Recorded Investment	[1]	179				179				315
Unpaid Principal Balance	[1]	213				213				398
Related Allowance	[1]	12				12				16
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		180	[2]	280		217	[3]	231
Interest Income Recognized, with Related Allowance		2	[2]	6		5	[3]	11
Average Recorded Investment		180	[2]	280		217	[3]	231
Interest Income Recognized		2	[2]	6		5	[3]	11
Installment [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	1				1				0
Unpaid Principal Balance, with no related allowance	[1]	71				71				66
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	1,791				1,791				1,994
Unpaid Principal Balance, with an allowance recorded	[1]	1,921				1,921				2,117
Recorded Investment	[1]	1,792				1,792				1,994
Unpaid Principal Balance	[1]	1,992				1,992				2,183
Related Allowance	[1]	85				85				118
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		1	[2]	0		1	[3]	0
Interest Income Recognized, with No Related Allowance		1	[2]	3		4	[3]	4
Average Recorded Investment, with Related Allowance		1,808	[2]	2,140		1,874	[3]	2,233
Interest Income Recognized, with Related Allowance		40	[2]	34		107	[3]	118
Average Recorded Investment		1,809	[2]	2,140		1,875	[3]	2,233
Interest Income Recognized		41	[2]	37		111	[3]	122
Installment [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	1,969				1,969				2,415
Unpaid Principal Balance, with an allowance recorded	[1]	1,994				1,994				2,443
Recorded Investment	[1]	1,969				1,969				2,415
Unpaid Principal Balance	[1]	1,994				1,994				2,443
Related Allowance	[1]	161				161				182
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	4
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		2,058	[2]	2,585		2,210	[3]	2,723
Interest Income Recognized, with Related Allowance		26	[2]	37		96	[3]	122
Average Recorded Investment		2,058	[2]	2,585		2,210	[3]	2,727
Interest Income Recognized		26	[2]	37		96	[3]	122
Installment [Member] | Boat Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	1				1				1
Unpaid Principal Balance, with an allowance recorded	[1]	6				6				6
Recorded Investment	[1]	1				1				1
Unpaid Principal Balance	[1]	6				6				6
Related Allowance	[1]	1				1				0
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		1	[2]	2		1	[3]	2
Interest Income Recognized, with Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment		1	[2]	2		1	[3]	2
Interest Income Recognized		0	[2]	0		0	[3]	0
Installment [Member] | Recreational Vehicle Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	93				93				109
Unpaid Principal Balance, with an allowance recorded	[1]	93				93				108
Recorded Investment	[1]	93				93				109
Unpaid Principal Balance	[1]	93				93				108
Related Allowance	[1]	5				5				6
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		0	[2]	0		0	[3]	0
Average Recorded Investment, with Related Allowance		98	[2]	114		103	[3]	117
Interest Income Recognized, with Related Allowance		1	[2]	2		4	[3]	5
Average Recorded Investment		98	[2]	114		103	[3]	117
Interest Income Recognized		1	[2]	2		4	[3]	5
Installment [Member] | Other [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance	[1]	0				0				0
Unpaid Principal Balance, with no related allowance	[1]	0				0				0
No Related Allowance	[1]	0				0				0
Recorded Investment, with an allowance recorded	[1]	360				360				394
Unpaid Principal Balance, with an allowance recorded	[1]	377				377				426
Recorded Investment	[1]	360				360				394
Unpaid Principal Balance	[1]	377				377				426
Related Allowance	[1]	19				19				$ 23
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance		0	[2]	0		0	[3]	0
Interest Income Recognized, with No Related Allowance		1	[2]	0		1	[3]	0
Average Recorded Investment, with Related Allowance		361	[2]	424		373	[3]	443
Interest Income Recognized, with Related Allowance		6	[2]	7		19	[3]	23
Average Recorded Investment		361	[2]	424		373	[3]	443
Interest Income Recognized		$ 7	[2]	$ 7		$ 20	[3]	$ 23
[1]	There were no impaired purchased mortgage loans at September 30, 2017 or December 31, 2016.
[2]	There were no impaired purchased mortgage loans during the three month periods ended September 30, 2017 and 2016, respectively.
[3]	There were no impaired purchased mortgage loans during the nine month periods ended September 30, 2017 and 2016, respectively.

Loans, Troubled Debt Restructur

Loans, Troubled Debt Restructurings (Details) $ in Thousands		3 Months Ended				9 Months Ended
		Sep. 30, 2017USD ($)Contract		Sep. 30, 2016USD ($)Contract		Sep. 30, 2017USD ($)PaymentContractLoan		Sep. 30, 2016USD ($)Contract		Dec. 31, 2016USD ($)
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		$ 68,118				$ 68,118				$ 77,922
Troubled debt restructuring, specific reserve		$ 7,000				$ 7,000				9,000
Number of Consecutive Timely Payments Required | Payment						6
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		4	[1]	12	[1]	26	[2]	32	[2]
Pre-modification recorded balance		$ 154	[1]	$ 759	[1]	$ 1,461	[2]	$ 3,239	[2]
Post-modification recorded balance		155	[1]	749	[1]	1,467	[2]	3,276	[2]
Increase (decrease) in allowance for loan losses		20		340		80		690
Charge offs due to troubled debt restructurings		0		20		$ 0		20
TDR that subsequently defaulted [Abstract]
Charge-offs on TDRs that subsequently defaulted				$ 0				$ 0
Past due period for modified loans						90 days
Minimum [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period						9 months
Modifications involving extension of maturity date, period range						1 month
Maximum [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period						36 months
Modification of stated interest rate of loans, range of period in certain circumstances						480 months
Modifications involving extension of maturity date, period range						60 months
Modifications involving extension of maturity date, period range in certain circumstances						230 months
Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		63,186				$ 63,186				70,286
Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3]	4,932				$ 4,932				7,636
Commercial and Industrial [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of loans subsequently defaulted | Loan						6
TDR that subsequently defaulted [Abstract]
Recorded balance		160				$ 160
Increase (decrease) in allowance for loan loss due to TDRs that subsequently defaulted		20				40
Charge-offs on TDRs that subsequently defaulted		50				50
Other Loan Classes, Not Including Commercial and Industrial Loans [Member]
TDR that subsequently defaulted [Abstract]
Charge-offs on TDRs that subsequently defaulted		0				0
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		9,832				9,832				14,125
Commercial [Member] | Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		9,431				9,431				10,560
Commercial [Member] | Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3]	$ 401				$ 401				3,565
Commercial [Member] | Income Producing - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	2	[1]	0	[2]	4	[2]
Pre-modification recorded balance		$ 0	[1]	$ 180	[1]	$ 0	[2]	$ 290	[2]
Post-modification recorded balance		$ 0	[1]	$ 180	[1]	$ 0	[2]	$ 290	[2]
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	0	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Commercial [Member] | Commercial and Industrial [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	2	[1]	12	[2]	6	[2]
Pre-modification recorded balance		$ 0	[1]	$ 175	[1]	$ 786	[2]	$ 1,933	[2]
Post-modification recorded balance		$ 0	[1]	$ 158	[1]	$ 786	[2]	$ 1,916	[2]
Mortgage [Member] | 1-4 Family [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	[1]	2	[1]	3	[2]	5	[2]
Pre-modification recorded balance		$ 93	[1]	$ 204	[1]	$ 142	[2]	$ 396	[2]
Post-modification recorded balance		$ 95	[1]	$ 207	[1]	$ 144	[2]	$ 470	[2]
Mortgage [Member] | Resort Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	1	[2]	1	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 189	[2]	$ 116	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 189	[2]	$ 117	[2]
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	1	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 107	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 78	[2]
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	2	[1]	0	[2]	2	[2]
Pre-modification recorded balance		$ 0	[1]	$ 77	[1]	$ 0	[2]	$ 77	[2]
Post-modification recorded balance		$ 0	[1]	$ 78	[1]	$ 0	[2]	$ 78	[2]
Installment [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	2	[1]	2	[2]	6	[2]
Pre-modification recorded balance		$ 0	[1]	$ 82	[1]	$ 34	[2]	$ 141	[2]
Post-modification recorded balance		$ 0	[1]	$ 85	[1]	$ 37	[2]	$ 145	[2]
Installment [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		2	[1]	1	[1]	7	[2]	5	[2]
Pre-modification recorded balance		$ 51	[1]	$ 7	[1]	$ 300	[2]	$ 133	[2]
Post-modification recorded balance		$ 50	[1]	$ 7	[1]	$ 301	[2]	$ 136	[2]
Installment [Member] | Boat Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	0	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Installment [Member] | Recreational Vehicle Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	[1]	0	[1]	0	[2]	0	[2]
Pre-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Post-modification recorded balance		$ 0	[1]	$ 0	[1]	$ 0	[2]	$ 0	[2]
Installment [Member] | Other [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	[1]	1	[1]	1	[2]	2	[2]
Pre-modification recorded balance		$ 10	[1]	$ 34	[1]	$ 10	[2]	$ 46	[2]
Post-modification recorded balance		10	[1]	$ 34	[1]	10	[2]	$ 46	[2]
Retail [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[4]	58,286				58,286				63,797
Retail [Member] | Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[4]	53,755				53,755				59,726
Retail [Member] | Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3],[4],[5]	$ 4,531				$ 4,531				$ 4,071
[1]	There were no purchased mortgage loans classified as troubled debt restructurings during the three month periods ended September 30, 2017 and 2016, respectively.
[2]	There were no purchased mortgage loans classified as troubled debt restructurings during the nine month periods ended September 30, 2017 and 2016, respectively.
[3]	Included in non-performing loans table above.
[4]	Retail loans include mortgage and installment portfolio segments.
[5]	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.

Loans, Loan Ratings by Loan Cla

Loans, Loan Ratings by Loan Class, Commercial, Mortgage and Installment Segments (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Dec. 31, 2016
Loan ratings/credit scores by loan class [Abstract]
Commercial		$ 837,250	$ 804,017
Accrued interest included in total		5,969	5,113
Other Real Estate and Foreclosed Assets [Abstract]
Foreclosed residential real estate properties		1,700	1,900
Retail mortgage loans in process of foreclosure		1,200	1,000
Commercial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		839,330	805,995
Accrued interest included in total		2,080	1,978
Commercial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		810,533	783,854
Accrued interest included in total		1,991	1,915
Commercial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		25,317	13,642
Accrued interest included in total		80	52
Commercial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		2,692	3,335
Accrued interest included in total		9	11
Commercial [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		788	5,164
Accrued interest included in total		0	0
Commercial [Member] | Income Producing - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		272,202	287,638
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		268,781	282,886
Commercial [Member] | Income Producing - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		3,037	3,787
Commercial [Member] | Income Producing - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		312	337
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		72	628
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		67,803	51,775
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		67,730	51,603
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		63	67
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		10	105
Commercial [Member] | Commercial and Industrial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		499,325	466,582
Commercial [Member] | Commercial and Industrial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		474,022	449,365
Commercial [Member] | Commercial and Industrial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		22,217	9,788
Commercial [Member] | Commercial and Industrial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		2,380	2,998
Commercial [Member] | Commercial and Industrial [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		706	4,431
Mortgage [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	98,658	69,920
750-799	[1]	316,233	195,484
700-749	[1]	184,489	121,245
650-699	[1]	101,501	77,129
600-649	[1]	35,124	35,780
550-599	[1]	20,196	18,931
500-549	[1]	12,029	12,120
Under 500	[1]	4,203	5,771
Unknown	[1]	11,939	4,599
Total	[1]	784,372	540,979
Accrued interest included in total	[1]	3,026	2,364
Mortgage [Member] | 1-4 Family [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	62,145	36,534
750-799	[1]	227,676	102,382
700-749	[1]	130,480	69,337
650-699	[1]	77,357	50,621
600-649	[1]	26,947	25,270
550-599	[1]	15,547	13,747
500-549	[1]	8,766	9,215
Under 500	[1]	3,692	5,145
Unknown	[1]	9,373	2,290
Total	[1]	561,983	314,541
Accrued interest included in total	[1]	2,134	1,466
Mortgage [Member] | Resort Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	11,336	10,484
750-799	[1]	33,287	41,999
700-749	[1]	25,629	24,727
650-699	[1]	12,441	13,798
600-649	[1]	4,648	5,769
550-599	[1]	2,777	3,030
500-549	[1]	1,404	1,438
Under 500	[1]	89	92
Unknown	[1]	1,668	1,711
Total	[1]	93,279	103,048
Accrued interest included in total	[1]	374	450
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	8,491	6,048
750-799	[1]	15,619	10,006
700-749	[1]	6,583	5,706
650-699	[1]	3,304	4,106
600-649	[1]	1,090	1,674
550-599	[1]	365	455
500-549	[1]	540	486
Under 500	[1]	253	255
Unknown	[1]	299	280
Total	[1]	36,544	29,016
Accrued interest included in total	[1]	165	111
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	8,896	8,392
750-799	[1]	21,092	20,113
700-749	[1]	13,819	12,360
650-699	[1]	7,970	8,167
600-649	[1]	2,439	3,067
550-599	[1]	1,507	1,699
500-549	[1]	1,319	981
Under 500	[1]	169	279
Unknown	[1]	479	179
Total	[1]	57,690	55,237
Accrued interest included in total	[1]	260	226
Mortgage [Member] | Purchased Loans [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	7,790	8,462
750-799	[1]	18,559	20,984
700-749	[1]	7,978	9,115
650-699	[1]	429	437
600-649	[1]	0	0
550-599	[1]	0	0
500-549	[1]	0	0
Under 500	[1]	0	0
Unknown	[1]	120	139
Total	[1]	34,876	39,137
Accrued interest included in total	[1]	93	111
Installment [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	65,089	56,347
750-799	[1]	146,790	114,065
700-749	[1]	60,476	48,883
650-699	[1]	25,838	25,070
600-649	[1]	7,760	8,402
550-599	[1]	3,777	4,289
500-549	[1]	1,816	2,813
Under 500	[1]	353	634
Unknown	[1]	7,462	5,884
Total	[1]	319,361	266,387
Accrued interest included in total	[1]	863	771
Installment [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	1,085	1,354
750-799	[1]	1,938	2,478
700-749	[1]	1,601	1,920
650-699	[1]	2,193	2,852
600-649	[1]	1,429	1,691
550-599	[1]	1,252	1,231
500-549	[1]	616	981
Under 500	[1]	92	114
Unknown	[1]	17	29
Total	[1]	10,223	12,650
Accrued interest included in total	[1]	42	54
Installment [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	869	1,626
750-799	[1]	2,721	3,334
700-749	[1]	2,236	2,686
650-699	[1]	1,864	2,541
600-649	[1]	1,429	1,775
550-599	[1]	919	1,063
500-549	[1]	398	692
Under 500	[1]	56	220
Unknown	[1]	19	21
Total	[1]	10,511	13,958
Accrued interest included in total	[1]	44	59
Installment [Member] | Boat Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	26,168	21,422
750-799	[1]	67,402	50,508
700-749	[1]	25,945	20,045
650-699	[1]	9,164	7,559
600-649	[1]	1,730	1,846
550-599	[1]	468	882
500-549	[1]	243	440
Under 500	[1]	64	73
Unknown	[1]	219	150
Total	[1]	131,403	102,925
Accrued interest included in total	[1]	322	264
Installment [Member] | Recreational Vehicle Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	26,312	23,034
750-799	[1]	48,183	35,827
700-749	[1]	14,261	11,049
650-699	[1]	3,627	3,205
600-649	[1]	838	821
550-599	[1]	244	280
500-549	[1]	125	189
Under 500	[1]	11	16
Unknown	[1]	167	114
Total	[1]	93,768	74,535
Accrued interest included in total	[1]	236	203
Installment [Member] | Other [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	10,655	8,911
750-799	[1]	26,546	21,918
700-749	[1]	16,433	13,183
650-699	[1]	8,990	8,913
600-649	[1]	2,334	2,269
550-599	[1]	894	833
500-549	[1]	434	511
Under 500	[1]	130	211
Unknown	[1]	7,040	5,570
Total	[1]	73,456	62,319
Accrued interest included in total	[1]	$ 219	$ 191
[1]	Credit scores have been updated within the last twelve months.

Shareholders' Equity and Earn43

Shareholders' Equity and Earnings Per Common Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Jan. 23, 2017
Earnings Per Share Reconciliation [Abstract]
Net income		$ 6,859	$ 6,373	$ 18,764	$ 16,911
Weighted average shares outstanding (in shares)	[1]	21,334	21,232	21,325	21,421
Effect of stock options (in shares)		138	149	144	150
Stock units for deferred compensation plan for non-employee directors (in shares)		121	116	120	115
Performance share units (in shares)		59	52	57	42
Restricted stock units (in shares)		0	0	0	46
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)		21,652	21,549	21,646	21,774
Net income per common share [Abstract]
Basic (in dollars per share)	[1]	$ 0.32	$ 0.30	$ 0.88	$ 0.79
Diluted (in dollars per share)		$ 0.32	$ 0.30	$ 0.87	$ 0.78
Common Stock [Member]
Class of Stock [Line Items]
Stock repurchase program percentage of shares authorized to be repurchased						5.00%
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computation of diluted loss per share (in shares)		0	30	0	30
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume44

Derivative Financial Instruments (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Derivative financial instrument according to type of hedge[ Abstract]
Expected unrealized loss on cash flow hedges to be reclassified in the next twelve months	$ (30)
The maximum term of cash flow hedge	3 years 10 months 24 days
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	$ 1,973	$ 2,251
Liability Derivatives	1,073	975
Cash Flow Hedge [Member] | Pay-fixed Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 15,000
Average Maturity	3 years 10 months 24 days
Fair Value	$ 105
No Hedge Designation [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 222,740	$ 187,092
Average Maturity	3 years 6 months	4 years 4 months 24 days
Fair Value	$ 795	$ 1,276
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,868	2,251
Liability Derivatives	1,073	975
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 36,580	$ 26,658
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ 769	$ 646
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 74,750	$ 61,954
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ 26	$ 630
No Hedge Designation [Member] | Pay-fixed Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 52,586	$ 46,121
Average Maturity	7 years 1 month 6 days	8 years 7 months 6 days
Fair Value	$ 52	$ 249
No Hedge Designation [Member] | Pay-variable Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 52,586	$ 46,121
Average Maturity	7 years 1 month 6 days	8 years 7 months 6 days
Fair Value	$ (52)	$ (249)
No Hedge Designation [Member] | Purchased Options [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 3,119	$ 3,119
Average Maturity	3 years 9 months 18 days	4 years 6 months
Fair Value	$ 277	$ 238
No Hedge Designation [Member] | Written Options [Member]
Derivative financial instrument according to type of hedge[ Abstract]
Notional Amount	$ 3,119	$ 3,119
Average Maturity	3 years 9 months 18 days	4 years 6 months
Fair Value	$ (277)	$ (238)
Other Assets [Member] | Designated as Hedging Instrument [Member] | Pay-fixed Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	105	0
Other Assets [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	769	646
Other Assets [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	26	630
Other Assets [Member] | No Hedge Designation [Member] | Pay-fixed Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	424	493
Other Assets [Member] | No Hedge Designation [Member] | Pay-variable Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	372	244
Other Assets [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	277	238
Other Assets [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Other Liabilities [Member] | Designated as Hedging Instrument [Member] | Pay-fixed Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Pay-fixed Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	372	244
Other Liabilities [Member] | No Hedge Designation [Member] | Pay-variable Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	424	493
Other Liabilities [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	$ 277	$ 238

Derivative Financial Instrume45

Derivative Financial Instruments, Effect on Statement of Operations (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Cash Flow Hedge [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain Recognized in Other Comprehensive Income (Effective Portion)		$ 95	$ 0	$ 95	$ 0
Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		(5)	0	(5)	0
Gain (Loss) Recognized in Income	[1]	5	0	5	0
Cash Flow Hedge [Member] | Pay-fixed Interest Rate Swap [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain Recognized in Other Comprehensive Income (Effective Portion)		95	0	95	0
Cash Flow Hedge [Member] | Pay-fixed Interest Rate Swap [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		(5)	0	(5)	0
Gain (Loss) Recognized in Income	[1]	5	0	5	0
No Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	(311)	358	(481)	261
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	(313)	264	123	613
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	2	94	(604)	(352)
No Hedge Designation [Member] | Pay-fixed Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	52	196	(197)	(1,512)
No Hedge Designation [Member] | Pay-variable Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	(52)	(196)	197	1,512
No Hedge Designation [Member] | Purchased Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	5	13	39	94
No Hedge Designation [Member] | Written Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	$ (5)	$ (13)	$ (39)	$ (94)
[1]	For cash flow hedges, this location and amount refers to the ineffective portion.

Intangible Assets (Details)

Intangible Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Amortized intangible assets - core deposits [Abstract]
Gross Carrying Amount	$ 6,118	$ 6,118
Accumulated Amortization	4,445	$ 4,186
Summary of estimated intangible amortization [Abstract]
Three months ending December 31, 2017	87
2,018	346
2,019	346
2,020	346
2,021	346
2,022	202
Total	$ 1,673

Share Based Compensation (Detai

Share Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended				9 Months Ended
	Sep. 30, 2017	Mar. 31, 2017	Sep. 30, 2016	Mar. 31, 2016	Sep. 30, 2017	Sep. 30, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of additional shares approved for grant (in shares)					500,000
Total compensation cost not yet recognized	$ 2,300				$ 2,300
Total compensation cost not yet recognized, period for recognition					2 years 2 months 12 days
Information regarding options exercised [Abstract]
Intrinsic value	39		$ 9		$ 513	$ 186
Cash proceeds received	18		5		117	64
Tax benefit realized	$ 14		$ 3		180	65
Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock units or restricted shares issued in period (in shares)	0		0
Total compensation expense recognized	$ 400		$ 300		1,200	1,100
Tax benefit relating to compensation expense recognized	$ 100		100		$ 400	$ 400
Stock Options [Member]
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)		211,018			211,018
Granted (in shares)					0
Exercised (in shares)					(28,963)
Forfeited (in shares)					0
Expired (in shares)					0
Outstanding, ending balance (in shares)	182,055				182,055
Vested and expected to vest, period end (in shares)	182,055				182,055
Exercisable, period end (in shares)	182,055				182,055
Average Exercise Price [Roll Forward]
Outstanding, beginning balance (in dollars per share)		$ 5.05			$ 5.05
Exercised (in dollars per share)					4.03
Outstanding, ending balance (in dollars per share)	$ 5.21				5.21
Vested and expected to vest, period end (in dollars per share)	5.21				5.21
Exercisable, period end (in dollars per share)	$ 5.21				$ 5.21
Weighted-Average Remaining Contractual Term (Years) [Abstract]
Outstanding, Weighted Average Remaining Contractual Term					4 years 4 months 24 days
Vested and Expected to Vest, Weighted-Average Remaining Contractual Term					4 years 4 months 24 days
Exercisable, Weighted Average Remaining Contractual Term					4 years 4 months 24 days
Aggregate Intrinsic Value [Abstract]
Outstanding, Aggregate Intrinsic Value	$ 3,175				$ 3,175
Vested and Expected to Vest, Aggregate Intrinsic Value	3,175				3,175
Exercisable, Aggregate Intrinsic Value	$ 3,175				$ 3,175
Non-Vested Restricted Stock and PSUs [Member]
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)		296,422			296,422
Granted (in shares)					68,473
Vested (in shares)					(63,799)
Forfeited (in shares)					(8,510)
Outstanding, ending balance (in shares)	292,586				292,586
Weighted Average Grant Date Fair Value [Roll Forward]
Outstanding, beginning balance (in dollars per share)		$ 14.52			$ 14.52
Granted (in dollars per share)					21.07
Vested (in dollars per share)					14.91
Forfeited (in dollars per share)					15.59
Outstanding, ending balance (in dollars per share)	$ 15.88				$ 15.88
Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares issues as retainer fees (in shares)					6,000	6,000
Non-Employee Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of additional shares approved for grant (in shares)					200,000
Total compensation expense recognized	$ 50		30		$ 120	$ 90
Tax benefit relating to compensation expense recognized	$ 20		$ 10		$ 40	$ 30
Officers [Member] | Restricted Stock [Member] | Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock units or restricted shares issued in period (in shares)		50,000		70,000
Vesting period					3 years	3 years
Officers [Member] | Performance Stock Units [Member] | Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock units or restricted shares issued in period (in shares)		20,000		30,000
Vesting period					3 years	3 years

Income Tax (Details)

Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Income Tax [Abstract]
Income tax expense	$ 3,159	$ 2,979	$ 8,443	$ 7,547
Gross unrecognized tax benefits	$ 800		$ 800		$ 800
Mepco [Member]
Valuation Allowance [Line Items]
Valuation allowance against deferred tax assets					$ 1,100

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Dec. 31, 2015
Regulatory Matters [Abstract]
Undivided profits	$ 13,000
Components of regulatory capital [Abstract]
Total shareholders' equity	267,710	$ 248,980	$ 250,902	$ 251,092
Add (deduct) [Abstract]
Accumulated other comprehensive (gain) loss for regulatory purposes	(3,657)	(9,108)
Intangible assets	(1,673)	(1,932)
Consolidated [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	307,278	286,289
Minimum for Adequately Capitalized Institutions, Amount	$ 162,315	$ 144,413
Actual, Ratio	15.14%	15.86%
Minimum for Adequately Capitalized Institutions, Ratio	8.00%	8.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 284,818	$ 265,405
Minimum for Adequately Capitalized Institutions, Amount	$ 121,737	$ 108,309
Actual, Ratio	14.04%	14.70%
Minimum for Adequately Capitalized Institutions, Ratio	6.00%	6.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 253,101	$ 238,996
Minimum for Adequately Capitalized Institutions, Amount	$ 91,302	$ 81,232
Actual, Ratio	12.47%	13.24%
Minimum for Adequately Capitalized Institutions, Ratio	4.50%	4.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital	$ 284,818	$ 265,405
Minimum for Adequately Capitalized Institutions, Amount	$ 107,154	$ 101,112
Actual, Ratio	10.63%	10.50%
Minimum for Adequately Capitalized Institutions, Ratio	4.00%	4.00%
Components of regulatory capital [Abstract]
Total shareholders' equity	$ 267,710	$ 248,980
Add (deduct) [Abstract]
Accumulated other comprehensive (gain) loss for regulatory purposes	(2,140)	3,310
Intangible assets	(1,338)	(1,159)
Disallowed deferred tax assets	(11,131)	(12,135)
Common equity tier 1 capital	253,101	238,996
Qualifying trust preferred securities	34,500	34,500
Disallowed deferred tax assets	(2,783)	(8,091)
Tier 1 capital	284,818	265,405
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	22,460	20,884
Total risk-based capital	307,278	286,289
Independent Bank [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	281,228	270,855
Minimum for Adequately Capitalized Institutions, Amount	162,210	144,223
Minimum for Well Capitalized Institutions, Amount	$ 202,763	$ 180,279
Actual, Ratio	13.87%	15.02%
Minimum for Adequately Capitalized Institutions, Ratio	8.00%	8.00%
Minimum for Well-Capitalized Institutions, Ratio	10.00%	10.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 258,768	$ 249,971
Minimum for Adequately Capitalized Institutions, Amount	121,658	108,167
Minimum for Well-Capitalized Institutions, Amount	$ 162,210	$ 144,223
Actual, Ratio	12.76%	13.87%
Minimum for Adequately Capitalized Institutions, Ratio	6.00%	6.00%
Minimum for Well Capitalized Institutions, Ratio	8.00%	8.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 258,768	$ 249,971
Minimum for Adequately Capitalized Institutions, Amount	91,243	81,126
Minimum for Well-Capitalized Institutions, Amount	$ 131,796	$ 117,181
Actual, Ratio	12.76%	13.87%
Minimum for Adequately Capitalized Institutions, Ratio	4.50%	4.50%
Minimum for Well Capitalized Institutions, Ratio	6.50%	6.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital	$ 258,768	$ 249,971
Minimum for Adequately Capitalized Institutions, Amount	107,022	101,019
Minimum for Well-Capitalized Institutions, Amount	$ 133,778	$ 126,274
Actual, Ratio	9.67%	9.90%
Minimum for Adequately Capitalized Institutions, Ratio	4.00%	4.00%
Minimum for Well-Capitalized Institutions, Ratio	5.00%	5.00%
Components of regulatory capital [Abstract]
Total shareholders' equity	$ 267,406	$ 258,814
Add (deduct) [Abstract]
Accumulated other comprehensive (gain) loss for regulatory purposes	(2,140)	3,310
Intangible assets	(1,338)	(1,159)
Disallowed deferred tax assets	(5,160)	(10,994)
Common equity tier 1 capital	258,768	249,971
Qualifying trust preferred securities	0	0
Disallowed deferred tax assets	0	0
Tier 1 capital	258,768	249,971
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	22,460	20,884
Total risk-based capital	$ 281,228	$ 270,855

Fair Value Disclosures, Signifi

Fair Value Disclosures, Significant Assumptions (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Value of collateral-dependent impaired loans that will be reviewed by independent third party, minimum		$ 250
Value of collateral-dependent impaired loans that will be reviewed by special assets group, maximum		250
Assets [Abstract]
Trading securities		347	$ 410
Securities available for sale		548,865	610,616
Loans held for sale		47,611	35,946
U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		26,626	28,988
U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		136,109	156,289
U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		10,736	12,632
Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		26,990	34,727
Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		108,339	146,709
Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		177,176	170,899
Corporate [Member]
Assets [Abstract]
Securities available for sale		58,000	56,180
Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,800	2,579
Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,089	1,613
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Trading securities		347	410
Securities available for sale		0	0
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Trading securities		0	0
Securities available for sale		548,865	610,616
Derivatives		1,973	2,251
Liabilities [Abstract]
Derivatives		1,073	975
Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Trading securities		0	0
Securities available for sale		0	0
Capitalized mortgage loan servicing rights		14,675	8,163
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Trading securities		347	410
Loans held for sale		47,611	35,946
Capitalized mortgage loan servicing rights		14,675
Derivatives	[1]	1,973	2,251
Liabilities [Abstract]
Derivatives	[2]	1,073	975
Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		26,626	28,988
Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		136,109	156,289
Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		10,736	12,632
Fair Value, Measurements, Recurring [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		26,990	34,727
Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		108,339	146,709
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		177,176	170,899
Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		58,000	56,180
Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,800	2,579
Fair Value, Measurements, Recurring [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,089	1,613
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Trading securities		347	410
Loans held for sale		0	0
Capitalized mortgage loan servicing rights		0
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Trading securities		0	0
Loans held for sale		47,611	35,946
Capitalized mortgage loan servicing rights		0
Derivatives	[1]	1,973	2,251
Liabilities [Abstract]
Derivatives	[2]	1,073	975
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		26,626	28,988
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		136,109	156,289
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		10,736	12,632
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		26,990	34,727
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		108,339	146,709
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		177,176	170,899
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		58,000	56,180
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,800	2,579
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,089	1,613
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Trading securities		0	0
Loans held for sale		0	0
Capitalized mortgage loan servicing rights		14,675
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Nonrecurring [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]		8,163
Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	185	255
Land, land development & construction - real estate	[4]	11	54
Commercial and industrial	[4]	878	1,342
Mortgage [Abstract]
1-4 Family	[4]	509	361
Resort Lending	[4]	207
Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]		2,863
Land, land development & construction - real estate	[6]		176
Mortgage [Abstract]
1-4 Family	[6]	44	98
Resort Lending	[6]	5	133
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]		0
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	0	0
Land, land development & construction - real estate	[4]	0	0
Commercial and industrial	[4]	0	0
Mortgage [Abstract]
1-4 Family	[4]	0	0
Resort Lending	[4]	0
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]		0
Land, land development & construction - real estate	[6]		0
Mortgage [Abstract]
1-4 Family	[6]	0	0
Resort Lending	[6]	0	0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]		0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	0	0
Land, land development & construction - real estate	[4]	0	0
Commercial and industrial	[4]	0	0
Mortgage [Abstract]
1-4 Family	[4]	0	0
Resort Lending	[4]	0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]		2,863
Land, land development & construction - real estate	[6]		0
Mortgage [Abstract]
1-4 Family	[6]	0	0
Resort Lending	[6]	0	0
Fair Value, Measurements, Nonrecurring [Member] | Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Capitalized mortgage loan servicing rights	[3]		8,163
Fair Value, Measurements, Nonrecurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[4]	185	255
Land, land development & construction - real estate	[4]	11	54
Commercial and industrial	[4]	878	1,342
Mortgage [Abstract]
1-4 Family	[4]	509	361
Resort Lending	[4]	207
Fair Value, Measurements, Nonrecurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Real Estate [Member]
Commercial [Abstract]
Income producing - real estate	[5],[6]		0
Land, land development & construction - real estate	[6]		176
Mortgage [Abstract]
1-4 Family	[6]	44	98
Resort Lending	[6]	$ 5	$ 133
[1]	Included in accrued income and other assets
[2]	Included in accrued expenses and other liabilities
[3]	Only includes servicing rights that are carried at fair value due to recognition of a valuation allowance.
[4]	Only includes impaired loans with specific loss allocations based on collateral value.
[5]	Level 2 valuation is based on a signed purchase agreement.
[6]	Only includes other real estate with subsequent write downs to fair value.

Fair Value Disclosures, Changes

Fair Value Disclosures, Changes in Fair Value for Financial Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Impairment charges recognized [Abstract]
Capitalized mortgage loan servicing rights, carrying amount					$ 8,200
Capitalized mortgage loan servicing rights, valuation allowance					2,300
Capitalized mortgage loan servicing rights		$ 600		$ (1,500)
Collateral dependent loans, carrying amount	$ 2,500		$ 2,500		4,000
Collateral dependent loans, valuation allowance	700		700		2,000
Additional provision for loan losses on impaired loans	300	100	500	300
Other real estate, carrying amount	50		50		3,200
Other real estate, valuation allowance	80		80		$ 800
Other real estate, additional charge	$ 30	$ 370	40	410
Trading Securities [Member]
Changes in fair value for financial assets [Abstract]
Net Gains (Losses) on Assets			(63)	4
Total Change in Fair Values Included in Current Period Earnings			(63)	4
Loans Held For Sale [Member]
Changes in fair value for financial assets [Abstract]
Net Gains (Losses) on Assets			713	612
Total Change in Fair Values Included in Current Period Earnings			713	$ 612
Capitalized Mortgage Loan Servicing Rights [Member]
Changes in fair value for financial assets [Abstract]
Mortgage Loan Servicing, net			(2,585)
Total Change in Fair Values Included in Current Period Earnings			$ (2,585)

Fair Value Disclosures, Reconci

Fair Value Disclosures, Reconciliation for all Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016	Dec. 31, 2015
Reconciliation for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Change in accounting	$ 14,675		$ 14,675
Capitalized Mortgage Loan Servicing Rights [Member]
Reconciliation for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance	14,515	$ 0	0	$ 0
Change in accounting					$ 0	$ 14,213	$ 0	$ 0
Total losses realized and unrealized [Abstract]
Included in results of operations	(1,090)	0	(2,585)	0
Included in other comprehensive income	0	0	0	0
Purchases, issuances, settlements, maturities and calls	1,250	0	3,047	0
Transfers in and/or out of Level 3	0	0	0	0
Ending balance	14,675	0	14,675	0
Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at September 30	(1,090)	0	(2,585)	0
Capitalized Mortgage Loan Servicing Rights [Member] | As Adjusted [Member]
Reconciliation for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance	$ 14,515	$ 0	$ 14,213	$ 0

Fair Value Disclosures, Quantit

Fair Value Disclosures, Quantitative Information About Level 3 (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Impaired Loans Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Total impaired collateral value		$ 200,000
Impaired Loans Commercial [Member] | Minimum [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate		0.00%
Impaired Loans Commercial [Member] | Maximum [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate		100.00%
Significant Un-observable Inputs (Level 3) [Member]
Asset (Liability) Fair Value [Abstract]
Capitalized mortgage loan servicing rights	$ 14,675,000	$ 8,163,000
Impaired loan [Abstract]
Commercial	1,074,000	1,446,000	[1]
Mortgage	716,000	361,000
Other real estate [Abstract]
Commercial		176,000
Mortgage	$ 49,000	$ 231,000
Present Value of Net Servicing Revenue [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate	10.10%	10.07%
Cost to service	$ 81	$ 83
Ancillary income	$ 23	$ 24
Float rate	2.00%	1.97%
Sales Comparison Approach [Member] | Impaired Loans Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	(2.30%)	(1.50%)	[1]
Sales Comparison Approach [Member] | Impaired Loans Mortgage [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	0.30%	(4.70%)
Sales Comparison Approach [Member] | Other Real Estate Commercial [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales		(22.50%)
Sales Comparison Approach [Member] | Other Real Estate Mortgage [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	5.80%	(5.10%)
[1]	In addition to the valuation techniques and unobservable inputs discussed above, at December 31, 2016, we had an impaired collateral dependent commercial relationship that totaled $0.2 million that was primarily secured by collateral other than real estate. Collateral securing this relationship primarily included machinery and equipment and inventory. Valuation techniques included appraisals and discounting restructuring firm valuations based on estimates of value recovery of each particular asset type. Discount rates used ranged from 0% to 100% of stated values.

Fair Value Disclosures, Differe

Fair Value Disclosures, Difference Between Aggregate Fair Value and Aggregate Remaining Contractual Principal (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans held for sale [Abstract]
Aggregate Fair Value	$ 47,611	$ 35,946
Difference	1,150	437
Contractual Principal	$ 46,461	$ 35,509

Fair Values of Financial Inst55

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Dec. 31, 2016
Assets [Abstract]
Interest bearing deposits - time		$ 3,489	$ 5,591
Trading securities		347	410
Securities available for sale		548,865	610,616
Federal Home Loan Bank and Federal Reserve Bank Stock		15,543	15,543
Liabilities [Abstract]
Federal funds purchased		3,000	0
Other borrowings		72,849	9,433
Subordinated debentures		35,569	35,569
Payment plan receivables and commercial loans held for sale			31,400
Reciprocal deposits included in deposits with no stated maturity		13,500	7,400
Reciprocal deposits included in deposits with stated maturity		35,500	31,300
Recorded Book Balance [Member]
Assets [Abstract]
Cash and due from banks		31,998	35,238
Interest bearing deposits		15,605	47,956
Interest bearing deposits - time		3,489	5,591
Trading securities		347	410
Securities available for sale		548,865	610,616
Federal Home Loan Bank and Federal Reserve Bank Stock		15,543	15,543
Net loans and loans held for sale		1,963,227	1,655,335	[1]
Accrued interest receivable		8,740	7,316
Derivative financial instruments		1,973	2,251
Liabilities [Abstract]
Deposits with no stated maturity	[2]	1,808,071	1,740,601
Deposits with stated maturity	[2]	535,690	485,118
Federal funds purchased		3,000
Other borrowings		72,849	9,433
Subordinated debentures		35,569	35,569
Accrued interest payable		1,105	932
Derivative financial instruments		1,073	975
Fair Value [Member]
Assets [Abstract]
Cash and due from banks		31,998	35,238
Interest bearing deposits		15,605	47,956
Interest bearing deposits - time		3,493	5,611
Trading securities		347	410
Securities available for sale		548,865	610,616
Net loans and loans held for sale		1,909,662	1,629,587	[1]
Accrued interest receivable		8,740	7,316
Derivative financial instruments		1,973	2,251
Liabilities [Abstract]
Deposits with no stated maturity	[2]	1,808,071	1,740,601
Deposits with stated maturity	[2]	533,045	483,469
Federal funds purchased		3,000
Other borrowings		73,405	10,371
Subordinated debentures		28,634	25,017
Accrued interest payable		1,105	932
Derivative financial instruments		1,073	975
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and due from banks		31,998	35,238
Interest bearing deposits		15,605	47,956
Interest bearing deposits - time		0	0
Trading securities		347	410
Securities available for sale		0	0
Net loans and loans held for sale		0	0	[1]
Accrued interest receivable		0	5
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity	[2]	1,808,071	1,740,601
Deposits with stated maturity	[2]	0	0
Federal funds purchased		0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		40	21
Derivative financial instruments		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		3,493	5,611
Trading securities		0	0
Securities available for sale		548,865	610,616
Net loans and loans held for sale		47,611	67,321	[1]
Accrued interest receivable		2,850	2,364
Derivative financial instruments		1,973	2,251
Liabilities [Abstract]
Deposits with no stated maturity	[2]	0	0
Deposits with stated maturity	[2]	533,045	483,469
Federal funds purchased		3,000
Other borrowings		73,405	10,371
Subordinated debentures		28,634	25,017
Accrued interest payable		1,065	911
Derivative financial instruments		1,073	975
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		0	0
Trading securities		0	0
Securities available for sale		0	0
Net loans and loans held for sale		1,862,051	1,562,266	[1]
Accrued interest receivable		5,890	4,947
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity	[2]	0	0
Deposits with stated maturity	[2]	0	0
Federal funds purchased		0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		0	0
Derivative financial instruments		$ 0	$ 0
[1]	Net loans and loans held for sale include $31.4 million of payment plan receivables and commercial loans held for sale at December 31, 2016.
[2]	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $13.5 million and $7.4 million at September 30, 2017 and December 31, 2016, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $35.5 million and $31.3 million September 30, 2017 and December 31, 2016, respectively.

Contingent Liabilities (Details

Contingent Liabilities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Loss Contingencies [Line Items]
Litigation settlement expense					$ 2,200
Notification costs and other estimated expenses					100
Receivables balance decline	$ 22,500		$ 22,500
Provision for loss reimbursement on sold loans	20	$ 50	70	$ 30
Reserve for loss reimbursement on sold mortgage loans	$ 600		$ 600		$ 600

Accumulated Other Comprehensi57

Accumulated Other Comprehensive Loss ("AOCL"), Summary of Changes (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period			$ 248,980	$ 251,092
Cumulative effect of change in accounting	$ 352	$ 1,247	352	1,247
Balance at beginning of period, as adjusted			249,332	252,339
Other comprehensive income before reclassifications	157	278	5,229	3,215
Amounts reclassified from AOCL	(2)	(10)	(78)	(194)
Other comprehensive income	155	268	5,151	3,021
Balance at end of period	267,710	250,902	267,710	250,902
Accumulated Other Comprehensive Loss [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	(3,812)	(3,283)	(9,108)	(6,036)
Cumulative effect of change in accounting	300		300
Balance at beginning of period, as adjusted			(8,808)
Balance at end of period	(3,657)	(3,015)	(3,657)	(3,015)
Unrealized Gains (Losses) on Securities Available For Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	1,986	2,515	(3,310)	(238)
Cumulative effect of change in accounting	300		300
Balance at beginning of period, as adjusted			(3,010)
Other comprehensive income before reclassifications	95	278	5,167	3,215
Amounts reclassified from AOCL	(5)	(10)	(81)	(194)
Other comprehensive income	90	268	5,086	3,021
Balance at end of period	2,076	2,783	2,076	2,783
Disproportionate Tax Effects from Securities Available for Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	(5,798)	(5,798)	(5,798)	(5,798)
Cumulative effect of change in accounting	0		0
Balance at beginning of period, as adjusted			(5,798)
Other comprehensive income before reclassifications	0	0	0	0
Amounts reclassified from AOCL	0	0	0	0
Other comprehensive income	0	0	0	0
Balance at end of period	(5,798)	(5,798)	(5,798)	(5,798)
Unrealized Gains on Cash Flow Hedges [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	0	0	0	0
Cumulative effect of change in accounting	0		0
Balance at beginning of period, as adjusted			0
Other comprehensive income before reclassifications	62	0	62	0
Amounts reclassified from AOCL	3	0	3	0
Other comprehensive income	65	0	65	0
Balance at end of period	$ 65	$ 0	$ 65	$ 0

Accumulated Other Comprehensi58

Accumulated Other Comprehensive Loss ("AOCL"), Reclassification Out of Each components (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total reclassifications before tax	$ 10,018	$ 9,352	$ 27,207	$ 24,458
Interest expense	(2,459)	(1,747)	(6,413)	(4,975)
Income tax expense	3,159	2,979	8,443	7,547
Reclassifications, net of tax	6,859	6,373	18,764	16,911
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassifications, net of tax	2		78
Unrealized Gains on Securities Available For Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gains on securities	8	15	125	298
Net impairment loss recognized in earnings	0	0	0	0
Total reclassifications before tax	8	15	125	298
Income tax expense	3	5	44	104
Reclassifications, net of tax	5	$ 10	81	$ 194
Unrealized Gains on Cash Flow Hedges [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest expense	(5)		(5)
Income tax expense	(2)		(2)
Reclassifications, net of tax	$ (3)		$ (3)

Payment Plan Receivables and 59

Payment Plan Receivables and Other Assets Held for Sale (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	May 01, 2017	Dec. 31, 2016
Payment Plan Receivables And Other Assets Held For Sale [Line Items]
Cash proceeds from sale of assets	$ 33,446	$ 0
Assets sold [Abstract]
Commercial loans	837,250			$ 804,017
Mepco [Member]
Payment Plan Receivables And Other Assets Held For Sale [Line Items]
Cash proceeds from sale of assets	33,400
Gain (loss) on sale of assets	$ 0
Assets sold [Abstract]
Payment plan receivables			$ 33,128	30,582
Commercial loans			525	794
Other assets			1,765	1,984
Total assets			35,418	33,360
Liabilities assumed			$ 1,972	$ 718