Independent Bank (IBCP) 10-Q 4 May 18 2018 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2018	May 02, 2018
Document and Entity Information [Abstract]
Entity Registrant Name	INDEPENDENT BANK CORP /MI/
Entity Central Index Key	39,311
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		24,106,711
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2018

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (unaudited) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 29,126	$ 36,994
Interest bearing deposits	13,250	17,744
Cash and Cash Equivalents	42,376	54,738
Interest bearing deposits - time	1,738	2,739
Equity securities at fair value	301	0
Trading securities	0	455
Securities available for sale	489,119	522,925
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	15,543	15,543
Loans held for sale, carried at fair value	34,148	39,436
Loans
Commercial	857,417	853,260
Mortgage	888,910	849,530
Installment	325,108	316,027
Total Loans	2,071,435	2,018,817
Allowance for loan losses	(23,071)	(22,587)
Net Loans	2,048,364	1,996,230
Other real estate and repossessed assets	1,647	1,643
Property and equipment, net	38,809	39,149
Bank-owned life insurance	54,353	54,572
Deferred tax assets, net	13,715	15,089
Capitalized mortgage loan servicing rights	17,783	15,699
Other intangibles	1,500	1,586
Accrued income and other assets	33,723	29,551
Total Assets	2,793,119	2,789,355
Deposits
Non-interest bearing	774,046	768,333
Savings and interest-bearing checking	1,100,505	1,064,391
Reciprocal	63,012	50,979
Time	377,663	374,872
Brokered time	115,175	141,959
Total Deposits	2,430,401	2,400,534
Other borrowings	27,847	54,600
Subordinated debentures	35,569	35,569
Accrued expenses and other liabilities	31,385	33,719
Total Liabilities	2,525,202	2,524,422
Shareholders' Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,374,816 shares at March 31, 2018 and 21,333,869 shares at December 31, 2017	324,517	324,986
Accumulated deficit	(48,098)	(54,054)
Accumulated other comprehensive loss	(8,502)	(5,999)
Total Shareholders' Equity	267,917	264,933
Total Liabilities and Shareholders' Equity	$ 2,793,119	$ 2,789,355

Condensed Consolidated Stateme3

Condensed Consolidated Statements of Financial Condition (unaudited) (Parenthetical) - $ / shares	Mar. 31, 2018	Dec. 31, 2017
Shareholders' Equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	21,374,816	21,333,869
Common stock, shares outstanding (in shares)	21,374,816	21,333,869

Condensed Consolidated Stateme4

Condensed Consolidated Statements of Operations (unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2018	Mar. 31, 2017
Interest Income
Interest and fees on loans		$ 23,353	$ 19,858
Interest on securities
Taxable		2,635	2,754
Tax-exempt		479	455
Other investments		330	312
Total Interest Income		26,797	23,379
Interest Expense
Deposits		2,287	1,443
Other borrowings and subordinated debentures		574	470
Total Interest Expense		2,861	1,913
Net Interest Income		23,936	21,466
Provision for loan losses		315	(359)
Net Interest Income After Provision for Loan Losses		23,621	21,825
Non-interest Income
Revenue from contracts with customers		6,278
Net gains (losses) on assets
Mortgage loans		2,571	2,571
Securities		(173)	27
Mortgage loan servicing, net		2,221	825
Other		1,943	1,985
Total Non-Interest Income		11,713	10,339
Non-interest Expense
Compensation and employee benefits		14,468	14,147
Occupancy, net		2,264	2,142
Data processing		1,878	1,937
Furniture, fixtures and equipment		967	977
Communications		680	683
Loan and collection		677	413
Interchange expense		598	283
Advertising		441	506
Legal and professional		378	437
FDIC deposit insurance		230	198
Merger related expenses		174	0
Credit card and bank service fees		96	191
Other		1,284	1,655
Total Non-Interest Expense		24,135	23,569
Income Before Income Tax		11,199	8,595
Income tax expense		2,038	2,621
Net Income		$ 9,161	$ 5,974
Net Income Per Common Share
Basic (in dollars per share)	[1]	$ 0.43	$ 0.28
Diluted (in dollars per share)		0.42	0.28
Dividends Per Common Share
Declared (in dollars per share)		0.15	0.10
Paid (in dollars per share)		$ 0.15	$ 0.10
Service Charges on Deposit Accounts [Member]
Non-interest Income
Revenue from contracts with customers		$ 2,905	$ 3,009
Interchange Income [Member]
Non-interest Income
Revenue from contracts with customers		$ 2,246	$ 1,922
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]
Net income	$ 9,161	$ 5,974
Securities available for sale
Unrealized gains (losses) arising during period	(3,865)	3,623
Change in unrealized gains for which a portion of other than temporary impairment has been recognized in earnings	(1)	(22)
Reclassification adjustments for (gains) losses included in earnings	19	(106)
Unrealized gains (losses) recognized in other comprehensive income (loss) on securities available for sale	(3,847)	3,495
Income tax expense (benefit)	(808)	1,223
Unrealized gains (losses) recognized in other comprehensive income (loss) on securities available for sale, net of tax	(3,039)	2,272
Derivative instruments
Unrealized gain arising during period	684	0
Reclassification adjustment for income recognized in earnings	(6)	0
Unrealized gains recognized in other comprehensive income (loss) on derivative instruments	678	0
Income tax expense	142	0
Unrealized gains recognized in other comprehensive income (loss) on derivative instruments, net of tax	536	0
Other comprehensive income (loss)	(2,503)	2,272
Comprehensive income	$ 6,658	$ 8,246

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Condensed Consolidated Statements of Cash Flows (unaudited) [Abstract]
Net Income	$ 9,161	$ 5,974
Adjustments to Reconcile Net Income to Net Cash From Operating Activities
Proceeds from sales of loans held for sale	92,607	81,681
Disbursements for loans held for sale	(84,748)	(80,777)
Net increase in other liabilities held for sale	0	717
Provision for loan losses	315	(359)
Deferred income tax expense	2,039	2,451
Deferred loan fees and costs	(638)	(931)
Net depreciation, amortization of intangible assets and premiums and accretion of discounts on securities, loans and interest bearing deposits - time	1,819	1,279
Net gains on mortgage loans	(2,571)	(2,571)
Net gains (losses) on securities	173	(27)
Net (gains) losses on other real estate and repossessed assets	(290)	11
Share based compensation	407	432
Increase in accrued income and other assets	(5,675)	(1,272)
Decrease in accrued expenses and other liabilities	(5,711)	(3,229)
Total Adjustments	(2,273)	(2,595)
Net Cash From Operating Activities	6,888	3,379
Cash Flow Used in Investing Activities
Proceeds from the sale of securities available for sale	22,277	6,152
Proceeds from maturities, prepayments and calls of securities available for sale	34,067	50,075
Purchases of securities available for sale	(23,637)	(45,673)
Proceeds from the maturity of interest bearing deposits - time	1,000	251
Net increase in portfolio loans (loans originated, net of principal payments)	(68,611)	(61,003)
Proceeds from the sale of portfolio loans	16,460	0
Net increase in payment plan receivables and other assets held for sale	0	(1,438)
Proceeds from bank-owned life insurance	474	523
Proceeds from the sale of other real estate and repossessed assets	608	238
Capital expenditures	(921)	(680)
Net Cash Used in Investing Activities	(18,283)	(51,555)
Cash Flow From (Used in) Financing Activities
Net increase in total deposits	29,867	37,340
Net decrease in other borrowings	(6,753)	0
Proceeds from Federal Home Loan Bank advances	40,000	0
Payments of Federal Home Loan Bank Advances	(60,000)	0
Dividends paid	(3,206)	(2,133)
Proceeds from issuance of common stock	13	25
Share based compensation withholding obligation	(888)	(427)
Net Cash From (Used in) Financing Activities	(967)	34,805
Net Decrease in Cash and Cash Equivalents	(12,362)	(13,371)
Cash and Cash Equivalents at Beginning of Period	54,738	83,194
Cash and Cash Equivalents at End of Period	42,376	69,823
Cash paid during the period for
Interest	2,656	1,622
Income taxes	0	140
Transfers to other real estate and repossessed assets	322	502
Purchase of securities available for sale not yet settled	$ 3,220	$ 6,046

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Shareholders' Equity (unaudited) $ in Thousands	USD ($)
Balance at beginning of period at Dec. 31, 2016	$ 248,980
Cumulative effect of change in accounting at Dec. 31, 2016	352
Balance at beginning of period, as adjusted at Dec. 31, 2016	249,332
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	5,974
Cash dividends declared	(2,133)
Issuance of common stock	25
Share based compensation	432
Share based compensation withholding obligation	(427)
Net change in accumulated other comprehensive loss, net of related tax effect	2,272
Balance at end of period at Mar. 31, 2017	255,475
Balance at beginning of period at Dec. 31, 2017	264,933
Cumulative effect of change in accounting at Dec. 31, 2017	0
Balance at beginning of period, as adjusted at Dec. 31, 2017	264,933
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	9,161
Cash dividends declared	(3,206)
Issuance of common stock	13
Share based compensation	407
Share based compensation withholding obligation	(888)
Net change in accumulated other comprehensive loss, net of related tax effect	(2,503)
Balance at end of period at Mar. 31, 2018	$ 267,917

Preparation of Financial Statem

Preparation of Financial Statements	3 Months Ended
	Mar. 31, 2018
Preparation of Financial Statements [Abstract]
Preparation of Financial Statements	1. Preparation of Financial Statements The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading. The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2017 included in our Annual Report on Form 10-K. In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of March 31, 2018 and December 31, 2017, and the results of operations for the three-month periods ended March 31, 2018 and 2017. The results of operations for the three-month period ended March 31, 2018, are not necessarily indicative of the results to be expected for the full year. Certain reclassifications have been made in the prior period financial statements to conform to the current period presentation. Our critical accounting policies include the determination of the allowance for loan losses, the valuation of capitalized mortgage loan servicing rights and the valuation of deferred tax assets. Refer to our 2017 Annual Report on Form 10-K for a disclosure of our accounting policies.

New Accounting Standards

New Accounting Standards	3 Months Ended
	Mar. 31, 2018
New Accounting Standards [Abstract]
New Accounting Standards	2. New Accounting Standards In February 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, require lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance is effective for us on January 1, 2019 and is not expected to have a material impact on our consolidated operating results or financial condition. Based on a review of our operating leases that we currently have in place we do not expect a material change in the recognition, measurement and presentation of lease expense or impact on cash flow. While the primary impact will be the recognition of certain operating leases on our Condensed Consolidated Statements of Financial Condition this impact is not expected to be material. In June 2016, the FASB issued ASU 2016-13, “Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments”. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace today’s “incurred loss” approach with an “expected loss” model for instruments measured at amortized cost. For securities available for sale, allowances will be recorded rather than reducing the carrying amount as is done under the current other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. This amended guidance is effective for us on January 1, 2020. We began evaluating this ASU in 2016 and have formed a committee that includes personnel from various areas of Independent Bank (the “Bank”) that meets regularly to discuss the implementation of the ASU. We are currently in the process of gathering data and reviewing loss methodologies and have engaged third party resources that will assist us in the implementation of this ASU. While we have not yet determined what the impact will be on our consolidated operating results or financial condition by the nature of the implementation of an expected loss model compared to an incurred loss approach, we would expect our allowance for loan losses (“AFLL”) to increase under this ASU. In August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging (Topic 815), Targeted Improvements to Accounting for Hedging Activities”. This new ASU amends the hedge accounting model in Topic 815 to enable entities to better portray the economics of their risk management activities in the financial statements and enhance the transparency and understandability of hedge results. The amendments expand an entity’s ability to hedge nonfinancial and financial risk components and reduce complexity in fair value hedges of interest rate risk. The guidance eliminates the requirement to separately measure and report hedge ineffectiveness and generally requires the entire change in the fair value of a hedging instrument to be presented in the same income statement line as the hedged item. The guidance also eases certain documentation and assessment requirements and modifies the accounting for components excluded from the assessment of hedge effectiveness. This amended guidance is effective for us on January 1, 2019, and given our current level of derivatives designated as hedges is not expected to have a material impact on our consolidated operating results or financial condition. In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606)” , The impact of the adoption of ASU 2014-09 on our Condensed Consolidated Statement of Operations for the three months ending March 31, 2018 follows: As Reported Under Legacy GAAP Impact of ASU 2014-09 (In thousands) Non-interest income - Interchange income $ 2,246 $ 1,938 $ 308 (1) Non-interest expense - interchange expense $ 598 $ 290 308 (1) Impact on net income $ - (1) Represents certain costs charged by payment networks that were previously netted against interchange income. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities”. This ASU amends existing guidance related to the accounting for certain financial assets and liabilities. These amendments, among other things, require equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income, require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset and eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. This amended guidance was effective for us on January 1, 2018. The adoption of this of this ASU did not have a material impact on our consolidated operating results or financial condition. As a result of the adoption of this ASU our equity securities previously classified as trading securities are now classified as equity securities at fair value on our March 31, 2018 Condensed Consolidated Statement of Financial Condition. In addition, this amended guidance impacted certain fair value disclosure items (see note #12). In January 2017, the FASB issued ASU 2017-01, “Business Combinations (Topic 805), Clarifying the Definition of a Business”. This new ASU clarifies the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses which distinction determines whether goodwill is recorded or not. This amended guidance was effective for us on January 1, 2018, and did not have a material impact on our consolidated operating results or financial condition. In January 2017, the FASB issued ASU 2017-4, “Intangibles – Goodwill and Other (Topic 350), Simplifying the Test for Goodwill Impairment”. This new ASU amends the requirement that entities compare the implied fair value of goodwill with its carrying amount as part of step 2 of the goodwill impairment test. As a result, entities should perform their annual or interim goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount and recognize an impairment if the carrying amount exceeds the reporting unit’s fair value. This amended guidance is effective for us on January 1, 2020 with early application permitted. Due to our pending acquisition (see note #16) and expectations this ASU will be relevant to us in 2018 we elected to adopt this amended guidance as of January 1, 2018. The adoption of this ASU did not have a material impact on our consolidated operating results or financial condition. In February 2018, the FASB issued ASU 2018-02, ‘‘Income Statement – Reporting Comprehensive Income (Topic 220), Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income’’. This new ASU allows a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act. As a result, this amended guidance eliminates the stranded tax effects resulting from the Tax Cuts and Jobs Act and will improve the usefulness of information reported to financial statement users. This amended guidance is effective for us on January 1, 2019, with early application permitted in any period for which financial statements have not yet been issued. We elected to adopt this amended guidance during the fourth quarter of 2017 and it resulted in a $0.04 million reclassification between accumulated other comprehensive loss and accumulated deficit.

Securities

Securities	3 Months Ended
	Mar. 31, 2018
Securities [Abstract]
Securities	3. Securities Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) March 31, 2018 U.S. Treasury $ 600 $ - $ 1 $ 599 U.S. agency 24,067 15 146 23,936 U.S. agency residential mortgage-backed 138,270 925 1,951 137,244 U.S. agency commercial mortgage-backed 10,218 1 274 9,945 Private label mortgage-backed 28,690 397 636 28,451 Other asset backed 90,559 165 197 90,527 Obligations of states and political subdivisions 154,194 336 2,707 151,823 Corporate 41,954 139 344 41,749 Trust preferred 2,931 - 121 2,810 Foreign government 2,078 - 43 2,035 Total $ 493,561 $ 1,978 $ 6,420 $ 489,119 December 31, 2017 U.S. Treasury $ 898 $ - $ - $ 898 U.S. agency 25,667 82 67 25,682 U.S. agency residential mortgage-backed 137,785 1,116 983 137,918 U.S. agency commercial mortgage-backed 9,894 36 170 9,760 Private label mortgage-backed 29,011 428 330 29,109 Other asset backed 93,811 202 115 93,898 Obligations of states and political subdivisions 174,073 755 1,883 172,945 Corporate 47,365 578 90 47,853 Trust preferred 2,929 - 127 2,802 Foreign government 2,087 - 27 2,060 Total $ 523,520 $ 3,197 $ 3,792 $ 522,925 Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) March 31, 2018 U.S. Treasury $ 599 $ 1 $ - $ - $ 599 $ 1 U.S. agency 13,958 101 5,556 45 19,514 146 U.S. agency residential mortgage-backed 44,450 877 31,930 1,074 76,380 1,951 U.S. agency commercial mortgage-backed 5,775 82 4,025 192 9,800 274 Private label mortgage- backed 15,248 349 4,263 287 19,511 636 Other asset backed 37,043 97 13,897 100 50,940 197 Obligations of states and political subdivisions 85,527 1,323 33,654 1,384 119,181 2,707 Corporate 21,244 237 3,893 107 25,137 344 Trust preferred - - 2,810 121 2,810 121 Foreign government 481 18 1,554 25 2,035 43 Total $ 224,325 $ 3,085 $ 101,582 $ 3,335 $ 325,907 $ 6,420 December 31, 2017 U.S. agency $ 5,466 $ 26 $ 5,735 $ 41 $ 11,201 $ 67 U.S. agency residential mortgage-backed 22,198 229 40,698 754 62,896 983 U.S. agency commercial mortgage-backed 2,181 34 3,994 136 6,175 170 Private label mortgage-backed 11,390 92 4,396 238 15,786 330 Other asset backed 20,352 40 16,648 75 37,000 115 Obligations of states and political subdivisions 76,574 936 28,246 947 104,820 1,883 Corporate 14,440 33 3,943 57 18,383 90 Trust preferred - - 2,802 127 2,802 127 Foreign government 489 10 1,571 17 2,060 27 Total $ 153,090 $ 1,400 $ 108,033 $ 2,392 $ 261,123 $ 3,792 Our portfolio of securities available for sale is reviewed quarterly for impairment in value. In performing this review management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) an assessment of whether we intend to sell, or it is more likely than not that we will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. For securities that do not meet the aforementioned recovery criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income (loss). U.S. Treasury, U.S. agency, U.S. agency residential mortgage-backed securities and U.S. agency commercial mortgage backed securities — at March 31, 2018, we had one U.S. Treasury, 43 U.S. agency, 134 U.S. agency residential mortgage-backed and 18 U.S. agency commercial mortgage-backed securities whose fair market value is less than amortized cost. The unrealized losses are largely attributed to increases in interest rates since acquisition and widening spreads to Treasury bonds. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Private label mortgage backed securities — at March 31, 2018, we had 27 of this type of security whose fair value is less than amortized cost. Unrealized losses are primarily due to credit spread widening and increases in interest rates since their acquisition. Two private label mortgage-backed securities (included in the securities discussed further below) were reviewed for other than temporary impairment (“OTTI”) utilizing a cash flow projection. The cash flow analysis forecasts cash flow from the underlying loans in each transaction and then applies these cash flows to the bonds in the securitization. Our cash flow analysis forecasts complete recovery of our cost basis for these two securities whose fair value is less than amortized cost. See further discussion below. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no other declines discussed above are deemed to be other than temporary. Other asset backed — at March 31, 2018, we had 103 other asset backed securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Obligations of states and political subdivisions — at March 31, 2018, we had 382 municipal securities whose fair value is less than amortized cost. The unrealized losses are primarily due to wider benchmark pricing spreads and increases in interest rates since acquisition. Tax exempt securities have been negatively impacted by lower federal tax rates signed into law in December, 2017. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Corporate — at March 31, 2018, we had 26 corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Trust preferred securities — at March 31, 2018, we had three trust preferred securities whose fair value is less than amortized cost. All of our trust preferred securities are single issue securities issued by a trust subsidiary of a bank holding company. The pricing of trust preferred securities has suffered from credit spread widening. Two of the three securities are rated by two major rating agencies as investment grade while the other one is non-rated. The non-rated issue is a relatively small bank and was never rated. The issuer of this non-rated trust preferred security, which had a total amortized cost of $1.0 million and total fair value of $0.9 million as of March 31, 2018, continues to have satisfactory credit metrics and make interest payments. The following table breaks out our trust preferred securities in further detail as of March 31, 2018 and December 31, 2017: March 31, 2018 December 31, 2017 Fair Value Net Unrealized Loss Fair Value Net Unrealized Loss (In thousands) Trust preferred securities Rated issues $ 1,875 $ (56 ) $ 1,860 $ (69 ) Unrated issues 935 (65 ) 942 (58 ) As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Foreign government — at March 31, 2018, we had two foreign government securities whose fair value is less than amortized cost. The unrealized losses are primarily due to increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. We recorded no credit related OTTI charges in our Condensed Consolidated Statements of Operations related to securities available for sale during the three month periods ended March 31, 2018 and 2017, respectively. At March 31, 2018, three private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Senior Support Security Total (In thousands) Fair value $ 996 $ 921 $ 58 $ 1,975 Amortized cost 853 756 - 1,609 Non-credit unrealized loss - - - - Unrealized gain 143 165 58 366 Cumulative credit related OTTI 757 457 380 1,594 Each of these securities is receiving principal and interest payments similar to principal reductions in the underlying collateral. All three of these securities have unrealized gains at March 31, 2018. The original amortized cost (current amortized cost excluding cumulative credit related OTTI) for each of these securities has been permanently adjusted downward for previously recorded credit related OTTI. The unrealized loss (based on original amortized cost) for these securities is now less than previously recorded credit related OTTI amounts. A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended March 31, 2018 2017 (In thousands) Balance at beginning of period $ 1,594 $ 1,594 Additions to credit losses on securities for which no previous OTTI was recognized - - Increases to credit losses on securities for which OTTI was previously recognized - - Balance at end of period $ 1,594 $ 1,594 The amortized cost and fair value of securities available for sale at March 31, 2018, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 27,598 $ 27,580 Maturing after one year but within five years 76,940 76,334 Maturing after five years but within ten years 68,816 67,803 Maturing after ten years 52,470 51,235 225,824 222,952 U.S. agency residential mortgage-backed 138,270 137,244 U.S. agency commercial mortgage-backed 10,218 9,945 Private label mortgage-backed 28,690 28,451 Other asset backed 90,559 90,527 Total $ 493,561 $ 489,119 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities available for sale and gains and losses for the three month periods ending March 31, follows: Realized Proceeds Gains Losses (In thousands) 2018 $ 22,277 $ 76 $ 95 2017 6,152 106 - Certain preferred stocks have been classified as equity securities at fair value in our Condensed Consolidated Statement of Financial Condition beginning on January 1, 2018. Previously these preferred stocks were classified as trading securities. See note #2. During the three months ended March 31, 2018 and 2017 we recognized losses on these preferred stocks of $0.154 million and $0.079 million, respectively, that are included in net gains (losses) on securities in the Condensed Consolidated Statements of Operations. These amounts relate to preferred stock still held at each respective period end.

Loans

Loans	3 Months Ended
	Mar. 31, 2018
Loans [Abstract]
Loans	4. Loans Our assessment of the allowance for loan losses is based on an evaluation of the loan portfolio, recent loss experience, current economic conditions and other pertinent factors. An analysis of the allowance for loan losses by portfolio segment for the three months ended March 31, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2018 Balance at beginning of period $ 5,595 $ 8,733 $ 864 $ 7,395 $ 22,587 Additions (deductions) Provision for loan losses (135 ) 147 69 234 315 Recoveries credited to the allowance 606 180 228 - 1,014 Loans charged against the allowance (40 ) (439 ) (366 ) - (845 ) Balance at end of period $ 6,026 $ 8,621 $ 795 $ 7,629 $ 23,071 2017 Balance at beginning of period $ 4,880 $ 8,681 $ 1,011 $ 5,662 $ 20,234 Additions (deductions) Provision for loan losses (61 ) (699 ) 133 268 (359 ) Recoveries credited to the allowance 404 486 239 - 1,129 Loans charged against the allowance (135 ) (359 ) (472 ) - (966 ) Balance at end of period $ 5,088 $ 8,109 $ 911 $ 5,930 $ 20,038 Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) March 31, 2018 Allowance for loan losses Individually evaluated for impairment $ 739 $ 5,345 $ 248 $ - $ 6,332 Collectively evaluated for impairment 5,287 3,276 547 7,629 16,739 Total ending allowance balance $ 6,026 $ 8,621 $ 795 $ 7,629 $ 23,071 Loans Individually evaluated for impairment $ 8,348 $ 51,830 $ 3,891 $ 64,069 Collectively evaluated for impairment 851,338 840,396 322,094 2,013,828 Total loans recorded investment 859,686 892,226 325,985 2,077,897 Accrued interest included in recorded investment 2,269 3,316 877 6,462 Total loans $ 857,417 $ 888,910 $ 325,108 $ 2,071,435 December 31, 2017 Allowance for loan losses Individually evaluated for impairment $ 837 $ 5,725 $ 277 $ - $ 6,839 Collectively evaluated for impairment 4,758 3,008 587 7,395 15,748 Total ending allowance balance $ 5,595 $ 8,733 $ 864 $ 7,395 $ 22,587 Loans Individually evaluated for impairment $ 8,420 $ 53,179 $ 3,945 $ 65,544 Collectively evaluated for impairment 847,140 799,629 313,005 1,959,774 Total loans recorded investment 855,560 852,808 316,950 2,025,318 Accrued interest included in recorded investment 2,300 3,278 923 6,501 Total loans $ 853,260 $ 849,530 $ 316,027 $ 2,018,817 Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Still Accruing Non- Accrual Total Non- Performing Loans (In thousands) March 31, 2018 Commercial Income producing - real estate $ - $ - $ - Land, land development and construction - real estate - - - Commercial and industrial - 439 439 Mortgage 1-4 family - 4,213 4,213 Resort lending - 762 762 Home equity - 1st lien - 309 309 Home equity - 2nd lien - 301 301 Purchased loans - - - Installment Home equity - 1st lien - 150 150 Home equity - 2nd lien - 241 241 Boat lending - 66 66 Recreational vehicle lending - 14 14 Other - 134 134 Total recorded investment $ - $ 6,629 $ 6,629 Accrued interest included in recorded investment $ - $ - $ - December 31, 2017 Commercial Income producing - real estate $ - $ 30 $ 30 Land, land development and construction - real estate - 9 9 Commercial and industrial - 607 607 Mortgage 1-4 family - 5,130 5,130 Resort lending - 1,223 1,223 Home equity - 1st lien - 326 326 Home equity - 2nd lien - 316 316 Purchased loans - - - Installment Home equity - 1st lien - 141 141 Home equity - 2nd lien - 159 159 Boat lending - 100 100 Recreational vehicle lending - 25 25 Other - 118 118 Total recorded investment $ - $ 8,184 $ 8,184 Accrued interest included in recorded investment $ - $ - $ - An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) March 31, 2018 Commercial Income producing - real estate $ - $ - $ - $ - $ 304,709 $ 304,709 Land, land development and construction - real estate - - - - 51,382 51,382 Commercial and industrial 41 8 - 49 503,546 503,595 Mortgage 1-4 family 2,598 443 4,213 7,254 665,487 672,741 Resort lending 85 - 762 847 86,582 87,429 Home equity - 1st lien 61 264 309 634 37,191 37,825 Home equity - 2nd lien 334 254 301 889 59,598 60,487 Purchased loans 9 1 - 10 33,734 33,744 Installment Home equity - 1st lien 174 - 150 324 8,497 8,821 Home equity - 2nd lien 157 59 241 457 8,411 8,868 Boat lending 156 8 66 230 134,383 134,613 Recreational vehicle lending 30 24 14 68 98,489 98,557 Other 124 61 134 319 74,807 75,126 Total recorded investment $ 3,769 $ 1,122 $ 6,190 $ 11,081 $ 2,066,816 $ 2,077,897 Accrued interest included in recorded investment $ 46 $ 17 $ - $ 63 $ 6,399 $ 6,462 December 31, 2017 Commercial Income producing - real estate $ - $ - $ 30 $ 30 $ 290,466 $ 290,496 Land, land development and construction - real estate 9 - - 9 70,182 70,191 Commercial and industrial 60 - 44 104 494,769 494,873 Mortgage 1-4 family 1,552 802 5,130 7,484 625,638 633,122 Resort lending 713 - 1,223 1,936 88,620 90,556 Home equity - 1st lien 308 38 326 672 34,689 35,361 Home equity - 2nd lien 353 155 316 824 58,834 59,658 Purchased loans 7 - - 7 34,104 34,111 Installment Home equity - 1st lien 90 11 141 242 9,213 9,455 Home equity - 2nd lien 217 94 159 470 9,001 9,471 Boat lending 59 36 100 195 129,777 129,972 Recreational vehicle lending 28 20 25 73 92,737 92,810 Other 275 115 118 508 74,734 75,242 Total recorded investment $ 3,671 $ 1,271 $ 7,612 $ 12,554 $ 2,012,764 $ 2,025,318 Accrued interest included in recorded investment $ 43 $ 22 $ - $ 65 $ 6,436 $ 6,501 Impaired loans are as follows: March 31, 2018 December 31, 2017 Impaired loans with no allocated allowance (In thousands) TDR $ 382 $ 349 Non - TDR 164 175 Impaired loans with an allocated allowance TDR - allowance based on collateral 1,988 2,482 TDR - allowance based on present value cash flow 61,261 62,113 Non - TDR - allowance based on collateral - 148 Total impaired loans $ 63,795 $ 65,267 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 533 $ 684 TDR - allowance based on present value cash flow 5,799 6,089 Non - TDR - allowance based on collateral - 66 Total amount of allowance for loan losses allocated $ 6,332 $ 6,839 Impaired loans by class are as follows (1): March 31, 2018 December 31, 2017 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - $ - $ - Land, land development & construction-real estate - - - - - - Commercial and industrial 515 541 - 524 549 - Mortgage 1-4 family 35 476 - 2 469 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien 1 94 - 1 69 - Home equity - 2nd lien - - - - - - Boat lending - - - - - - Recreational vehicle lending - - - - - - Other - 17 - - - - 551 1,128 - 527 1,087 - With an allowance recorded: Commercial Income producing - real estate 5,178 5,158 344 5,195 5,347 347 Land, land development & construction-real estate 156 155 5 166 194 9 Commercial and industrial 2,499 2,556 390 2,535 2,651 481 Mortgage 1-4 family 35,885 37,464 3,248 36,848 38,480 3,454 Resort lending 15,579 15,607 2,044 15,978 16,046 2,210 Home equity - 1st lien 154 160 36 173 236 43 Home equity - 2nd lien 177 212 17 178 213 18 Installment Home equity - 1st lien 1,622 1,738 106 1,667 1,804 108 Home equity - 2nd lien 1,761 1,778 114 1,793 1,805 140 Boat lending 1 5 1 1 5 1 Recreational vehicle lending 87 87 5 90 90 5 Other 419 443 22 393 418 23 63,518 65,363 6,332 65,017 67,289 6,839 Total Commercial Income producing - real estate 5,178 5,158 344 5,195 5,347 347 Land, land development & construction-real estate 156 155 5 166 194 9 Commercial and industrial 3,014 3,097 390 3,059 3,200 481 Mortgage 1-4 family 35,920 37,940 3,248 36,850 38,949 3,454 Resort lending 15,579 15,607 2,044 15,978 16,046 2,210 Home equity - 1st lien 154 160 36 173 236 43 Home equity - 2nd lien 177 212 17 178 213 18 Installment Home equity - 1st lien 1,623 1,832 106 1,668 1,873 108 Home equity - 2nd lien 1,761 1,778 114 1,793 1,805 140 Boat lending 1 5 1 1 5 1 Recreational vehicle lending 87 87 5 90 90 5 Other 419 460 22 393 418 23 Total $ 64,069 $ 66,491 $ 6,332 $ 65,544 $ 68,376 $ 6,839 Accrued interest included in recorded investment $ 274 $ 277 (1) There were no impaired purchased mortgage loans at March 31, 2018 or December 31, 2017. Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending March 31, follows (1): 2018 2017 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded (In thousands) Commercial Income producing - real estate $ - $ - $ 444 $ - Land, land development & construction-real estate - - 16 - Commercial and industrial 520 4 1,171 - Mortgage 1-4 family 19 6 2 4 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien 1 2 - 1 Home equity - 2nd lien - - - - Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 540 12 1,633 5 With an allowance recorded Commercial Income producing - real estate 5,187 68 7,739 105 Land, land development & construction-real estate 161 2 203 2 Commercial and industrial 2,517 32 4,099 35 Mortgage 1-4 family 36,367 458 40,900 464 Resort lending 15,779 164 16,795 161 Home equity - 1st lien 164 2 235 2 Home equity - 2nd lien 178 2 254 2 Installment Home equity - 1st lien 1,645 29 1,939 34 Home equity - 2nd lien 1,777 27 2,362 35 Boat lending 1 - 1 - Recreational vehicle lending 89 1 108 1 Other 406 6 385 7 64,271 791 75,020 848 Total Commercial Income producing - real estate 5,187 68 8,183 105 Land, land development & construction-real estate 161 2 219 2 Commercial and industrial 3,037 36 5,270 35 Mortgage 1-4 family 36,386 464 40,902 468 Resort lending 15,779 164 16,795 161 Home equity - 1st lien 164 2 235 2 Home equity - 2nd lien 178 2 254 2 Installment Home equity - 1st lien 1,646 31 1,939 35 Home equity - 2nd lien 1,777 27 2,362 35 Boat lending 1 - 1 - Recreational vehicle lending 89 1 108 1 Other 406 6 385 7 Total $ 64,811 $ 803 $ 76,653 $ 853 (1) There were no impaired purchased mortgage loans during the three month periods ended March 31, 2018 and 2017, respectively. Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. Troubled debt restructurings follow: March 31, 2018 Commercial Retail (1) Total (In thousands) Performing TDRs $ 7,880 $ 52,022 $ 59,902 Non-performing TDRs(2) 275 3,454 (3) 3,729 Total $ 8,155 $ 55,476 $ 63,631 December 31, 2017 Commercial Retail (1) Total (In thousands) Performing TDRs $ 7,748 $ 52,367 $ 60,115 Non-performing TDRs(2) 323 4,506 (3) 4,829 Total $ 8,071 $ 56,873 $ 64,944 (1) Retail loans include mortgage and installment portfolio segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis. We allocated $6.3 million and $6.8 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of March 31, 2018 and December 31, 2017, respectively. During the three months ended March 31, 2018 and 2017, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans generally included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan have generally been for periods ranging from 9 months to 36 months but have extended to as much as 480 months in certain circumstances. Modifications involving an extension of the maturity date have generally been for periods ranging from 1 month to 60 months but have extended to as much as 230 months in certain circumstances. Loans that have been classified as troubled debt restructurings during the three-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2018 Commercial Income producing - real estate 1 $ 67 $ 67 Land, land development & construction-real estate - - - Commercial and industrial 3 434 434 Mortgage 1-4 family 3 228 211 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 3 98 99 Home equity - 2nd lien 1 61 61 Boat lending - - - Recreational vehicle lending - - - Other 1 35 32 Total 12 $ 923 $ 904 2017 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 3 133 133 Mortgage 1-4 family 1 17 17 Resort lending 1 189 189 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 2 34 37 Home equity - 2nd lien 2 45 46 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 9 $ 418 $ 422 (1) There were no purchased mortgage loans classified as troubled debt restructurings during the three month periods ended March 31, 2018 and 2017, respectively. The troubled debt restructurings described above for 2018 decreased the allowance for loan losses by $0.03 million and resulted in zero charge offs while the troubled debt restructurings described above for 2017 increased the allowance for loan losses by $0.05 million and resulted in zero charge offs. There were no troubled debt restructurings that subsequently defaulted within twelve months following the modification during the three months ended March 31, 2018 and 2017. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy. Credit Quality Indicators For commercial loans, we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows: Rating 1 through 6 Rating 7 and 8 Rating 9 Rating 10 and 11 Rating 12 The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) March 31, 2018 Income producing - real estate $ 303,189 $ 1,225 $ 295 $ - $ 304,709 Land, land development and construction - real estate 48,916 2,466 - - 51,382 Commercial and industrial 466,289 27,389 9,478 439 503,595 Total $ 818,394 $ 31,080 $ 9,773 $ 439 $ 859,686 Accrued interest included in total $ 2,122 $ 103 $ 44 $ - $ 2,269 December 31, 2017 Income producing - real estate $ 288,869 $ 1,293 $ 304 $ 30 $ 290,496 Land, land development and construction - real estate 70,122 60 - 9 70,191 Commercial and industrial 463,570 28,351 2,345 607 494,873 Total $ 822,561 $ 29,704 $ 2,649 $ 646 $ 855,560 Accrued interest included in total $ 2,198 $ 94 $ 8 $ - $ 2,300 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Lending Home Equity 1st Lien Home Equity 2nd Lien Purchased Loans Total (In thousands) March 31, 2018 800 and above $ 68,918 $ 9,759 $ 6,990 $ 7,107 $ 7,862 $ 100,636 750-799 279,211 35,228 17,235 23,504 17,462 372,640 700-749 154,631 21,334 8,177 16,633 7,891 208,666 650-699 91,118 11,740 2,970 7,336 423 113,587 600-649 25,015 2,963 1,226 2,609 - 31,813 550-599 15,341 2,486 418 1,470 - 19,715 500-549 8,755 749 480 1,102 - 11,086 Under 500 2,905 266 180 377 - 3,728 Unknown 26,847 2,904 149 349 106 30,355 Total $ 672,741 $ 87,429 $ 37,825 $ 60,487 $ 33,744 $ 892,226 Accrued interest included in total $ 2,400 $ 370 $ 165 $ 283 $ 98 $ 3,316 December 31, 2017 800 and above $ 70,540 $ 11,625 $ 6,169 $ 7,842 $ 7,983 $ 104,159 750-799 265,907 36,015 16,561 24,126 17,651 360,260 700-749 146,302 22,099 7,317 15,012 7,937 198,667 650-699 83,695 12,145 2,793 7,420 426 106,479 600-649 25,087 3,025 1,189 2,512 - 31,813 550-599 15,136 2,710 518 1,118 - 19,482 500-549 9,548 1,009 397 1,156 - 12,110 Under 500 2,549 269 260 385 - 3,463 Unknown 14,358 1,659 157 87 114 16,375 Total $ 633,122 $ 90,556 $ 35,361 $ 59,658 $ 34,111 $ 852,808 Accrued interest included in total $ 2,361 $ 371 $ 157 $ 294 $ 95 $ 3,278 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Equity 1st Lien Home Equity 2nd Lien Boat Lending Recreational Vehicle Lending Other Total (In thousands) March 31, 2018 800 and above $ 829 $ 636 $ 17,303 $ 17,684 $ 5,808 $ 42,260 750-799 1,739 1,731 75,796 56,527 28,221 164,014 700-749 1,713 1,900 30,043 18,801 21,211 73,668 650-699 1,679 1,963 8,556 4,178 9,247 25,623 600-649 1,500 1,231 2,006 907 2,376 8,020 550-599 862 1,137 577 308 806 3,690 500-549 444 164 243 107 440 1,398 Under 500 40 76 32 5 142 295 Unknown 15 30 57 40 6,875 7,017 Total $ 8,821 $ 8,868 $ 134,613 $ 98,557 $ 75,126 $ 325,985 Accrued interest included in total $ 32 $ 38 $ 331 $ 248 $ 228 $ 877 December 31, 2017 800 and above $ 815 $ 825 $ 15,531 $ 16,754 $ 7,060 $ 40,985 750-799 1,912 1,952 73,251 52,610 28,422 158,147 700-749 1,825 2,142 28,922 17,993 20,059 70,941 650-699 1,840 2,036 9,179 4,270 9,258 26,583 600-649 1,567 1,065 2,052 754 2,402 7,840 550-599 950 1,028 640 305 871 3,794 500-549 499 303 281 83 475 1,641 Under 500 32 88 57 6 194 377 Unknown 15 32 59 35 6,501 6,642 Total $ 9,455 $ 9,471 $ 129,972 $ 92,810 $ 75,242 $ 316,950 Accrued interest included in total $ 39 $ 43 $ 346 $ 254 $ 241 $ 923 (1) Credit scores have been updated within the last twelve months. Foreclosed residential real estate properties included in other real estate and repossessed assets on our Condensed Consolidated Statements of Financial Condition totaled $1.5 million and $1.6 million at March 31, 2018 and December 31, 2017, respectively. Retail mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements totaled $0.4 million and $0.8 million at March 31, 2018 and December 31, 2017, respectively. In March 2018, we sold $16.5 million of single-family residential fixed and adjustable rate mortgage loans servicing retained to another financial institution and recognized a gain on sale of $0.05 million. These mortgage loans were all on properties located in Ohio, had a weighted average interest rate of 3.59% and were sold primarily for asset/liability management purposes.

Shareholders' Equity and Earnin

Shareholders' Equity and Earnings Per Common Share	3 Months Ended
	Mar. 31, 2018
Shareholders' Equity and Earnings Per Common Share [Abstract]
Shareholders' Equity and Earnings Per Common Share	5. Shareholders’ Equity and Earnings Per Common Share On January 22, 2018, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 5% of our outstanding common stock through December 31, 2018. A reconciliation of basic and diluted net income per common share follows: Three Months Ended March 31, 2018 2017 (In thousands, except per share data) Net income $ 9,161 $ 5,974 Weighted average shares outstanding (1) 21,365 21,308 Effect of stock options 135 152 Stock units for deferred compensation plan for non-employee directors 125 119 Performance share units 49 60 Weighted average shares outstanding for calculation of diluted earnings per share 21,674 21,639 Net income per common share Basic (1) $ 0.43 $ 0.28 Diluted $ 0.42 $ 0.28 (1) Weighted average stock options outstanding that were not considered in computing diluted net income per common share because they were anti-dilutive were zero for the three month periods ended March 31, 2018 and 2017, respectively.

Derivative Financial Instrument

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2018
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	6. Derivative Financial Instruments We are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting. Our derivative financial instruments according to the type of hedge in which they are designated follows: March 31, 2018 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 15,000 3.4 $ 426 Interest rate cap agreements 45,000 3.3 1,474 $ 60,000 3.3 $ 1,900 No hedge designation Rate-lock mortgage loan commitments $ 42,159 0.1 $ 958 Mandatory commitments to sell mortgage loans 61,743 0.1 (123 ) Pay-fixed interest rate swap agreements - commercial 80,449 6.2 1,348 Pay-variable interest rate swap agreements - commercial 80,449 6.2 (1,348 ) Pay-variable interest rate swap agreements 10,000 0.4 - Purchased options 3,119 3.2 229 Written options 3,119 3.2 (229 ) Total $ 281,038 3.8 $ 835 December 31, 2017 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 15,000 3.7 $ 245 Interest rate cap agreements 45,000 3.5 976 $ 60,000 3.6 $ 1,221 No hedge designation Rate-lock mortgage loan commitments $ 25,032 0.1 $ 530 Mandatory commitments to sell mortgage loans 56,127 0.1 37 Pay-fixed interest rate swap agreements - commercial 75,990 6.2 292 Pay-variable interest rate swap agreements - commercial 75,990 6.2 (292 ) Purchased options 3,119 3.5 322 Written options 3,119 3.5 (322 ) Total $ 239,377 4.1 $ 567 We use variable-rate and short-term fixed-rate (less than 12 months) debt obligations to fund a portion of our balance sheet, which exposes us to variability in interest rates. To meet our asset/liability management objectives, we may periodically enter into derivative financial instruments to mitigate exposure to fluctuations in cash flows resulting from changes in interest rates (“Cash Flow Hedges”). Cash Flow Hedges included certain pay-fixed interest rate swaps and interest rate cap agreements. Pay-fixed interest rate swaps convert the variable-rate cash flows on debt obligations to fixed-rates. We record the fair value of Cash Flow Hedges in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of Cash Flow Hedges. The related gains or losses are reported in other comprehensive income or loss and are subsequently reclassified into earnings, as a yield adjustment in the same period in which the related interest on the hedged items (variable-rate debt obligations) affect earnings. It is anticipated that approximately $0.29 million, of unrealized gains on Cash Flow Hedges at March 31, 2018 will be reclassified to earnings over the next twelve months. To the extent that the Cash Flow Hedges are not effective, the ineffective portion of the Cash Flow Hedges is immediately recognized in interest expense. The maximum term of the Cash Flow Hedge at March 31, 2018 is 3.7 years. Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in our Condensed Consolidated Statements of Operations. In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate-Lock Commitments”). These commitments expose us to interest rate risk. We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate-Lock Commitments. Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate-Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. We obtain market prices on Mandatory Commitments and Rate-Lock Commitments. Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges. We currently offer to our deposit customers an equity linked time deposit product (“Altitude CD”). The Altitude CD is a time deposit that provides the customer a guaranteed return of principal at maturity plus a potential equity return (a written option), while we receive a like stream of funds based on the equity return (a purchased option). The written and purchased options will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the written and purchased options in the table above relate to this Altitude CD product. We have a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons. We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party. The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the interest rate swap agreements noted as commercial in the table above with no hedge designation relate to this program. We have also entered into a pay-variable interest rate swap agreement unrelated to the commercial loan program noted above. While we have not designated this swap agreement as an accounting hedge the use of this hedge has the expectation to turn certain short-term fixed rate debt into short-term variable rate debt. The change in the swap agreement fair value will be recorded in earnings in our Condensed Consolidated Statement of Operations. The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Asset Derivatives Liability Derivatives March 31, 2018 December 31, 2017 March 31, 2018 December 31, 2017 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ 426 Other assets $ 245 Other liabilities $ - Other liabilities $ - Interest rate cap agreements Other assets 1,474 Other assets 976 Other liabilities - Other liabilities - 1,900 1,221 - - Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 958 Other assets 530 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets - Other assets 37 Other liabilities 123 Other liabilities - Pay-fixed interest rate swap agreements - commercial Other assets 1,526 Other assets 631 Other liabilities 178 Other liabilities 339 Pay-variable interest rate swap agreements - commercial Other assets 178 Other assets 339 Other liabilities 1,526 Other liabilities 631 Pay-variable interest rate swap agreements Other assets - Other assets - Other liabilities - Other liabilities - Purchased options Other assets 229 Other assets 322 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 229 Other liabilities 322 2,891 1,859 2,056 1,292 Total derivatives $ 4,791 $ 3,080 $ 2,056 $ 1,292 The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended March 31, Gain Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income (1) 2018 2017 Portion) 2018 2017 in Income (1) 2018 2017 (In thousands) Cash Flow Hedges Interest rate cap agreements $ 513 $ - Interest expense $ 7 $ - Interest expense $ - $ - Pay-fixed interest rate swap agreements 171 - Interest expense (1 ) - Interest expense 12 - Total $ 684 $ - $ 6 $ - $ 12 $ - No hedge designation Rate-lock mortgage loan commitments Net gains on on mortage loans $ 428 $ 371 Mandatory commitments to sell mortgage loans Net gains on on mortage loans (160 ) (796 ) Pay-fixed interest rate swap agreements - commercial Interest income 1,056 110 Pay-variable interest rate swap agreements - commercial Interest income (1,056 ) (110 ) Pay-variable interest rate swap agreements Interest expense - - Purchased options Interest expense (93 ) 69 Written options Interest expense 93 (69 ) Total $ 268 $ (425 ) (1) For cash flow hedges, this location and amount refers to the ineffective portion.

Intangible Assets

Intangible Assets	3 Months Ended
	Mar. 31, 2018
Intangible Assets [Abstract]
Intangible Assets	7. Intangible Assets The following table summarizes intangible assets, net of amortization: March 31, 2018 December 31, 2017 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 6,118 $ 4,618 $ 6,118 $ 4,532 Amortization of other intangibles has been estimated through 2022 in the following table. (In thousands) Nine months ending December 31, 2018 $ 260 2019 346 2020 346 2021 346 2022 202 Total $ 1,500

Share Based Compensation

Share Based Compensation	3 Months Ended
	Mar. 31, 2018
Share Based Compensation [Abstract]
Share Based Compensation	8. Share Based Compensation We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.5 million shares of common stock as of March 31, 2018. The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.2 million shares of common stock as of March 31, 2018. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares. During the three month periods ended March 31, 2018 and 2017, pursuant to our long-term incentive plan, we granted 0.04 million and 0.05 million shares of restricted stock, respectively and 0.02 million and 0.02 million performance stock units (“PSU”), respectively to certain officers. Except for 0.002 million shares of restricted stock issued in 2018 that vest ratably over three years, the shares of restricted stock and PSUs cliff vest after a period of three years. The performance feature of the PSUs is based on a comparison of our total shareholder return over the three year period starting on the grant date to the total shareholder return over that period for a banking index of our peers. Our directors may elect to receive a portion of their quarterly cash retainer fees in the form of common stock (either on a current basis or on a deferred basis pursuant to the non-employee director stock purchase plan referenced above). Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock are issued each quarter and vest immediately. We issued 0.002 million shares during each three month period ended March 31, of 2018 and 2017 and expensed their value during those same periods. Total compensation expense recognized for grants pursuant to our long-term incentive plan was $0.4 million during each three month period ended March 31, 2018 and 2017. The corresponding tax benefit relating to this expense was $0.1 million for each period. Total expense recognized for non-employee director share based payments was $0.05 million and $0.04 million during the three months ended March 31, 2018 and 2017, respectively. The corresponding tax benefit relating to this expense was $0.01 million for each period. At March 31, 2018, the total expected compensation cost related to non-vested restricted stock and PSUs not yet recognized was $3.0 million. The weighted-average period over which this amount will be recognized is 2.3 years. A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2018 176,055 $ 5.24 Granted - Exercised (3,800 ) 3.39 Forfeited - Expired - Outstanding at March 31, 2018 172,255 $ 5.28 3.8 $ 3,035 Vested and expected to vest at March 31, 2018 172,255 $ 5.28 3.8 $ 3,035 Exercisable at March 31, 2018 172,255 $ 5.28 3.8 $ 3,035 A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2018 290,527 $ 15.88 Granted 64,406 23.58 Vested (95,036 ) 13.14 Forfeited (6,028 ) 17.70 Outstanding at March 31, 2018 253,869 $ 18.82 Certain information regarding options exercised during the periods follows: Three Months Ended March 31, 2018 2017 (In thousands) Intrinsic value $ 78 $ 279 Cash proceeds received $ 13 $ 66 Tax benefit realized $ 16 $ 98

Income Tax

Income Tax	3 Months Ended
	Mar. 31, 2018
Income Tax [Abstract]
Income Tax	9. Income Tax Income tax expense was $2.0 million and $2.6 million during the three months ended March 31, 2018 and 2017, respectively. On December 22, 2017, "H.R. 1" (also known as the "Tax Cuts and Jobs Act") was signed into law. H.R. 1, among other things, reduced the federal corporate income tax rate to 21% effective January 1, 2018 from 35% during 2017. Our actual federal income tax expense is different than the amount computed by applying our statutory income tax rate to our income before income tax primarily due to tax-exempt interest income and tax-exempt income from the increase in the cash surrender value on life insurance. In addition, the first quarters of 2018 and 2017, include reductions of $0.2 million and $0.1 million, respectively, of income tax expense related to impact of the excess value of stock awards that vested and stock options that were exercised as compared to the initial fair values that were expensed. We assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. The ultimate realization of this asset is primarily based on generating future income. realization of substantially all of our deferred tax assets continues to be more likely than not. At both March 31, 2018 and December 31, 2017, we had approximately $0.7 million, of gross unrecognized tax benefits. We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the balance of 2018.

Regulatory Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2018
Regulatory Matters [Abstract]
Regulatory Matters	10. Regulatory Matters Capital guidelines adopted by federal and state regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits. As of March 31, 2018, the Bank had positive undivided profits of $27.1 million. It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent and in accordance with guidelines of regulatory authorities. We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our interim condensed consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of March 31, 2018 and December 31, 2017, categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization. On July 2, 2013, the Federal Reserve approved a final rule that establishes an integrated regulatory capital framework (the “New Capital Rules”). The rule implements in the United States the Basel III regulatory capital reforms from the Basel Committee on Banking Supervision and certain changes required by the Dodd-Frank Act. In general, under the New Capital Rules, minimum requirements have increased for both the quantity and quality of capital held by banking organizations. Consistent with the international Basel framework, the New Capital Rules include a new minimum ratio of common equity Tier 1 capital to risk-weighted assets of 4.5% and a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets that applies to all supervised financial institutions. The capital conservation buffer began to phase in on January 1, 2016 with 1.875% and 1.25% added to the minimum ratio for adequately capitalized institutions for 2018 and 2017, respectively and 0.625% will be added each subsequent year until fully phased in during 2019. This capital conservation buffer is not reflected in the table that follows. Our actual capital amounts and ratios follow: Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) March 31, 2018 Total capital to risk-weighted assets Consolidated $ 318,837 15.24 % $ 167,402 8.00 % NA NA Independent Bank 301,081 14.40 167,291 8.00 $ 209,114 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 294,755 14.09 % $ 125,551 6.00 % NA NA Independent Bank 276,999 13.25 125,468 6.00 $ 167,291 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 260,255 12.44 % $ 94,164 4.50 % NA NA Independent Bank 276,999 13.25 94,101 4.50 $ 135,924 6.50 % Tier 1 capital to average assets Consolidated $ 294,755 10.64 % $ 110,783 4.00 % NA NA Independent Bank 276,999 10.01 110,726 4.00 $ 138,408 5.00 % December 31, 2017 Total capital to risk-weighted assets Consolidated $ 312,163 15.16 % $ 164,782 8.00 % NA NA Independent Bank 290,188 14.10 164,675 8.00 $ 205,843 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 288,451 14.00 % $ 123,586 6.00 % NA NA Independent Bank 266,476 12.95 123,506 6.00 $ 164,675 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 255,934 12.43 % $ 92,690 4.50 % NA NA Independent Bank 266,476 12.95 92,630 4.50 $ 133,798 6.50 % Tier 1 capital to average assets Consolidated $ 288,451 10.57 % $ 109,209 4.00 % NA NA Independent Bank 266,476 9.78 109,041 4.00 $ 136,301 5.00 % The components of our regulatory capital are as follows: Consolidated Independent Bank March 31, 2018 December 31, 2017 March 31, 2018 December 31, 2017 (In thousands) Total shareholders' equity $ 267,917 $ 264,933 $ 276,646 $ 269,481 Add (deduct) Accumulated other comprehensive (gain) loss for regulatory purposes 2,705 201 2,705 201 Intangible assets (1,500 ) (1,269 ) (1,500 ) (1,269 ) Disallowed deferred tax assets (8,867 ) (7,931 ) (852 ) (1,937 ) Common equity tier 1 capital 260,255 255,934 276,999 266,476 Qualifying trust preferred securities 34,500 34,500 - - Disallowed deferred tax assets - (1,983 ) - - Tier 1 capital 294,755 288,451 276,999 266,476 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 24,082 23,712 24,082 23,712 Total risk-based capital $ 318,837 $ 312,163 $ 301,081 $ 290,188

Fair Value Disclosures

Fair Value Disclosures	3 Months Ended
	Mar. 31, 2018
Fair Value Disclosures [Abstract]
Fair Value Disclosures	11. Fair Value Disclosures FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. We used the following methods and significant assumptions to estimate fair value: Securities obligations of states and political subdivisions Loans held for sale The fair value of mortgage loans held for sale is based on agency cash window loan pricing for comparable assets (recurring Level 2) Impaired loans with specific loss allocations based on collateral value From time to time, certain loans are considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. We measure our investment in an impaired loan based on one of three methods: the loan’s observable market price, the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At March 31, 2018 and December 31, 2017, all of our impaired loans were evaluated based on either the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the impaired loan as nonrecurring Level 3 Other real estate At the time of acquisition, other real estate is recorded at fair value, less estimated costs to sell, which becomes the property’s new basis. Subsequent write-downs to reflect declines in value since the time of acquisition may occur from time to time and are recorded in net (gains) losses on other real estate and repossessed assets, which is part of non-interest expense - other in the Condensed Consolidated Statements of Operations. The fair value of the property used at and subsequent to the time of acquisition is typically determined by a third party appraisal of the property. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us. Once received, an independent third party, or a member of our Collateral Evaluation Department (for commercial properties), or a member of our Special (for residential properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. For commercial and residential properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions. These additional discounts generally do not result in material adjustments to the appraised value. Capitalized mortgage loan servicing rights Derivatives The fair value of rate-lock mortgage loan commitments is based on agency cash window loan pricing for comparable assets and the fair value of mandatory commitments to sell mortgage loans is based on mortgage backed security pricing for comparable assets (recurring Level 2). The fair value of interest rate swap and interest rate cap agreements are derived from proprietary models which utilize current market data. The significant fair value inputs can generally be observed in the market place and do not typically involve judgment by management (recurring Level 2). The fair value of purchased and written options is based on prices of financial instruments with similar characteristics and do not typically involve judgment by management (recurring Level 2). Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) March 31, 2018: Measured at Fair Value on a Recurring Basis Assets Equity securities at fair value $ 301 $ 301 $ - $ - Securities available for sale U.S. Treasury 599 599 - - U.S. agency 23,936 - 23,936 - U.S. agency residential mortgage-backed 137,244 - 137,244 - U.S. agency commercial mortgage-backed 9,945 - 9,945 - Private label mortgage-backed 28,451 - 28,451 - Other asset backed 90,527 - 90,527 - Obligations of states and political subdivisions 151,823 - 151,823 - Corporate 41,749 - 41,749 - Trust preferred 2,810 - 2,810 - Foreign government 2,035 - 2,035 - Loans held for sale 34,148 - 34,148 - Capitalized mortgage loan servicing rights 17,783 - - 17,783 Derivatives (1) 4,791 - 4,791 - Liabilities Derivatives (2) 2,056 - 2,056 - Measured at Fair Value on a Non-recurring basis: Assets Impaired loans (3) Commercial Income producing - real estate 302 - - 302 Land, land development & construction-real estate 3 - - 3 Commercial and industrial 874 - - 874 Mortgage 1-4 family 276 - - 276 Other real estate (4) Mortgage 1-4 family 35 - - 35 Resort lending 136 - - 136 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2017: Measured at Fair Value on a Recurring Basis: Assets Trading securities $ 455 $ 455 $ - $ - Securities available for sale U.S. Treasury 898 898 - - U.S. agency 25,682 - 25,682 - U.S. agency residential mortgage-backed 137,918 - 137,918 - U.S. agency commercial mortgage-backed 9,760 - 9,760 - Private label mortgage-backed 29,109 - 29,109 - Other asset backed 93,898 - 93,898 - Obligations of states and political subdivisions 172,945 - 172,945 - Corporate 47,853 - 47,853 - Trust preferred 2,802 - 2,802 - Foreign government 2,060 - 2,060 - Loans held for sale 39,436 - 39,436 - Capitalized mortgage loan servicing rights 15,699 - - 15,699 Derivatives (1) 3,080 - 3,080 - Liabilities Derivatives (2) 1,292 - 1,292 - Measured at Fair Value on a Non-recurring basis: Assets Impaired loans (3) Commercial Income producing - real estate 274 - - 274 Land, land development & construction-real estate 9 - - 9 Commercial and industrial 1,051 - - 1,051 Mortgage 1-4 family 339 - - 339 Resort lending 207 - - 207 Other real estate (4) Mortgage 1-4 family 186 - - 186 Resort lending 65 - - 65 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. There were no transfers between Level 1 and Level 2 during the three months ended March 31, 2018 and 2017. Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the three-Month Periods Ended March 31 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option Net Gains (Losses) on Assets Mortgage Total Change in Fair Values Included in Current Securities Mortgage Loans Loan Servicing, net Period Earnings (In thousands) 2018 Equity securities at fair value $ (154 ) $ - $ - $ (154 ) Loans held for sale - (153 ) - (153 ) Capitalized mortgage loan servicing rights - - 1,029 1,029 2017 Trading securities $ (79 ) $ - $ - $ (79 ) Loans held for sale - 581 - 581 Capitalized mortgage loan servicing rights - - (264 ) (264 ) For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends received. The following represent impairment charges recognized during the three month periods ended March 31, 2018 and 2017 relating to assets measured at fair value on a non-recurring basis: · Loans which are measured for impairment using the fair value of collateral for collateral dependent loans had a carrying amount of $2.0 million, with a valuation allowance of $0.5 million at March 31, 2018, and had a carrying amount of $2.6 million, with a valuation allowance of $0.7 million at December 31, 2017. · Other real estate, which is measured using the fair value of the property, had a carrying amount of $0.2 million which is net of a valuation allowance of $0.1 million at March 31, 2018, and a carrying amount of $0.3 million, which is net of a valuation allowance of $0.1 million, at December 31, 2017. A reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended March 31, 2018 2017 (In thousands) Beginning balance $ 15,699 $ - Change in accounting - 14,213 Beginning balance, as adjusted 15,699 14,213 Total gains (losses) realized and unrealized: Included in results of operations 1,029 (264 ) Included in other comprehensive income (loss) - - Purchases, issuances, settlements, maturities and calls 1,055 778 Transfers in and/or out of Level 3 - - Ending balance $ 17,783 $ 14,727 Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31 $ 1,029 $ (264 ) The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) March 31, 2018 Capitalized mortgage loan servicing rights $ 17,783 Present value of net Discount rate 10.00% to 13.00 % 10.14 % servicing revenue Cost to service $ 66 to $216 $ 81 Ancillary income 20 to 36 23 Float rate 2.70% to 2.70 % 2.70 % December 31, 2017 Capitalized mortgage loan servicing rights $ 15,699 Present value of net Discount rate 9.88% to 11.00 % 10.11 % servicing revenue Cost to service $ 66 to $216 $ 81 Ancillary income 20 to 36 23 Float rate 2.24% to 2.24 % 2.24 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) March 31, 2018 Impaired loans Commercial $ 1,179 Sales comparison approach Adjustment for differences between comparable sales (32.5)% to 25.0% (3.9 )% Mortgage 276 Sales comparison approach Adjustment for differences between comparable sales (30.9) to 77.9 7.0 Other real estate Mortgage 171 Sales comparison approach Adjustment for differences between comparable sales (33.0) to 44.5 (2.0 ) December 31, 2017 Impaired loans Commercial 1,334 Sales comparison approach Adjustment for differences between comparable sales (32.5)% to 25.0% (4.5 )% Mortgage 546 Sales comparison approach Adjustment for differences between comparable sales (21.1) to 34.1 (2.7 ) Other real estate Mortgage 251 Sales comparison approach Adjustment for differences between comparable sales (33.0) to 44.5 (1.0 ) The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale March 31, 2018 $ 34,148 $ 691 $ 33,457 December 31, 2017 39,436 844 38,592

Fair Values of Financial Instru

Fair Values of Financial Instruments	3 Months Ended
	Mar. 31, 2018
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	12. Fair Values of Financial Instruments Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values may not be a precise estimate. Changes in assumptions could significantly affect the estimates. As discussed in note #2, we adopted ASU 2016-02 as of January 1, 2018. This new ASU requires entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. All of estimated fair values of our financial instruments in the table below at March 31, 2018 have used this exit price notion. In addition, except as discussed below in the net loans and loans held for sale section, all of our financial assets and liabilities have historically been valued using an exit price notion. This new ASU also removes the requirement to disclose the methods and significant assumptions used to estimate the fair value of financial instruments measured at amortized cost. The methods and significant assumptions for those financial instruments measured at amortized cost disclosed below are presented for fair values at December 31, 2017. Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances. Cash and due from banks and interest bearing deposits Interest bearing deposits - time Securities Federal Home Loan Bank and Federal Reserve Bank stock Net loans and loans held for sale Loans held for sale are classified as Level 2 as described in note #11. Accrued interest receivable and payable Derivative financial instruments Deposits Other borrowings Subordinated debentures The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) March 31, 2018 Assets Cash and due from banks $ 29,126 $ 29,126 $ 29,126 $ - $ - Interest bearing deposits 13,250 13,250 13,250 - - Interest bearing deposits - time 1,738 1,738 - 1,738 - Equity securities at fair value 301 301 301 - - Securities available for sale 489,119 489,119 599 488,520 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale 2,082,512 2,060,458 - 34,148 2,026,310 Accrued interest receivable 8,909 8,909 - 2,535 6,374 Derivative financial instruments 4,791 4,791 - 4,791 - Liabilities Deposits with no stated maturity (1) $ 1,891,343 $ 1,891,343 $ 1,891,343 $ - $ - Deposits with stated maturity (1) 539,058 534,832 - 534,832 - Other borrowings 27,847 27,981 - 27,981 - Subordinated debentures 35,569 31,248 - 31,248 - Accrued interest payable 1,097 1,097 48 1,049 - Derivative financial instruments 2,056 2,056 - 2,056 - December 31, 2017 Assets Cash and due from banks $ 36,994 $ 36,994 $ 36,994 $ - $ - Interest bearing deposits 17,744 17,744 17,744 - - Interest bearing deposits - time 2,739 2,740 - 2,740 - Trading securities 455 455 455 - - Securities available for sale 522,925 522,925 898 522,027 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale 2,035,666 1,962,937 - 39,436 1,923,501 Accrued interest receivable 8,609 8,609 1 2,192 6,416 Derivative financial instruments 3,080 3,080 - 3,080 - Liabilities Deposits with no stated maturity (1) $ 1,845,716 $ 1,845,716 $ 1,845,716 $ - $ - Deposits with stated maturity (1) 554,818 551,489 - 551,489 - Other borrowings 54,600 54,918 - 54,918 - Subordinated debentures 35,569 29,946 - 29,946 - Accrued interest payable 892 892 48 844 - Derivative financial instruments 1,292 1,292 - 1,292 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $16.8 million and $13.0 million at March 31, 2018 and December 31, 2017, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $ million and $38.0 million March 31, 2018 and December 31, 2017, respectively. The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments. Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingent Liabilities

Contingent Liabilities	3 Months Ended
	Mar. 31, 2018
Contingent Liabilities [Abstract]
Contingent Liabilities	13. Contingent Liabilities In the fourth quarter of 2016, we reached a tentative settlement regarding litigation initiated against the Bank in Wayne County, Michigan Circuit Court. The Court issued a preliminary approval of this settlement in the first quarter of 2017 and a final approval of this settlement in January 2018. This litigation concerned the Bank’s checking account transaction sequencing during a period from February 2009 to June 2011. Under the terms of the settlement, we agreed to pay $2.2 million and we are also responsible for class notification costs and certain other expenses which are estimated to total approximately $0.1 million. The $2.2 million was paid in January 2018. We recorded a $2.3 million expense in the fourth quarter of 2016 for this settlement. Although, we deny any liability associated with this matter and believe we have meritorious defenses to the allegations in the complaint, given the costs and uncertainty of litigation, we determined that this settlement was in the best interests of the organization. We are also involved in various other litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is insignificant. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future. The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Risks associated with the likelihood that we will not collect the full amount owed to us, net of reserves, are disclosed elsewhere in this report. In connection with the sale of Mepco Finance Corporation ( “ ” The provision for loss reimbursement on sold loans represents our estimate of incurred losses related to mortgage loans that we have sold to investors (primarily Fannie Mae, Freddie Mac, Ginnie Mae and the FHLB). Since we sell mortgage loans without recourse, loss reimbursements only occur in those instances where we have breached a representation or warranty or other contractual requirement related to the loan sale. The provision for loss reimbursement on sold loans was an expense of $0.01 million and $0.03 million for the three month periods ended March 31, 2018 and 2017, respectively. The reserve for loss reimbursements on sold mortgage loans totaled $0.7 million at both March 31, 2018 and December 31, 2017, respectively. This reserve is included in accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition. This reserve is based on an analysis of mortgage loans that we have sold which are further categorized by delinquency status, loan to value, and year of origination. The calculation includes factors such as probability of default, probability of loss reimbursement (breach of representation or warranty) and estimated loss severity. We believe that the amounts that we have accrued for incurred losses on sold mortgage loans are appropriate given our analyses. However, future losses could exceed our current estimate.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss ("AOCL")	3 Months Ended
	Mar. 31, 2018
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Accumulated Other Comprehensive Loss ("AOCL")	14. Accumulated Other Comprehensive Loss (“AOCL”) A summary of changes in AOCL follows: Unrealized Gains (Losses) on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Gains on Cash Flow Hedges Total (In thousands) For the three months ended March 31, 2018 Balances at beginning of period $ (470 ) $ (5,798 ) $ 269 $ (5,999 ) Other comprehensive income (loss) before reclassifications (3,054 ) - 541 (2,513 ) Amounts reclassified from AOCL 15 - (5 ) 10 Net current period other comprehensive income (loss) (3,039 ) - 536 (2,503 ) Balances at end of period $ (3,509 ) $ (5,798 ) $ 805 $ (8,502 ) 2017 Balances at beginning of period $ (3,310 ) $ (5,798 ) $ - $ (9,108 ) Cumulative effect of change in accounting 300 - - 300 Balances at beginning of period, as adjusted (3,010 ) (5,798 ) - (8,808 ) Other comprehensive income before reclassifications 2,341 - - 2,341 Amounts reclassified from AOCL (69 ) - - (69 ) Net current period other comprehensive income 2,272 - - 2,272 Balances at end of period $ (738 ) $ (5,798 ) $ - $ (6,536 ) The disproportionate tax effects from securities available for sale arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations. Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period. In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations. Release of material disproportionate tax effects from other comprehensive income to earnings is done by the portfolio method whereby the effects will remain in AOCL as long as we carry a more than insubstantial portfolio of securities available for sale. A summary of reclassifications out of each component of AOCL for the three months ended March 31 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2018 Unrealized losses on securities available for sale $ (19 ) Net gains (losses) on securities - Net impairment loss recognized in earnings (19 ) Total reclassifications before tax (4 ) Income tax expense $ (15 ) Reclassifications, net of tax Unrealized gains on cash flow hedges $ (6 ) Interest expense (1 ) Income tax expense $ (5 ) Reclassification, net of tax $ (10 ) Total reclassifications for the period, net of tax 2017 Unrealized gains on securities available for sale $ 106 Net gains on securities - Net impairment loss recognized in earnings 106 Total reclassifications before tax 37 Income tax expense $ 69 Reclassifications, net of tax

Mepco Sale

Mepco Sale	3 Months Ended
	Mar. 31, 2018
Mepco Sale [Abstract]
Mepco Sale	15. Mepco Sale On December 30, 2016, Mepco executed an Asset Purchase Agreement (the “APA”) with Seabury Asset Management LLC (“Seabury”) This transaction closed on May 18, 2017, with an effective date of May 1, 2017. As a result of the closing, Mepco sold $33.1 million of net payment plan receivables, $0.5 million of commercial loans, $0.2 million of furniture and equipment and $1.6 million of other assets to Seabury, who also assumed $2.0 million of specified liabilities. We received cash totaling $33.4 million and recorded no gain or loss in 2017 as the assets were sold and the liabilities were assumed at book value.

Recent Acquisition

Recent Acquisition	3 Months Ended
	Mar. 31, 2018
Recent Acquisition [Abstract]
Recent Acquisition	16. Recent Acquisition Effective April 1, 2018, we completed the acquisition of all of the issued and outstanding shares of common stock of TCSB Bancorp, Inc. (‘‘TCSB’’) and merged TCSB into Independent Bank Corporation (“IBCP”), with IBCP as the surviving corporation (the ‘‘Merger’’). On that same date we also consolidated Traverse City State Bank, TCSB’s wholly-owned subsidiary bank, into the Independent Bank (with the Independent Bank as the surviving institution). Under the terms of the merger agreement we issued 2.71 million shares of common stock and 0.19 million stock options with a fair value of approximately $64.5 million to the shareholders and option holders of TCSB. As the transaction did not occur until April 1, 2018, it was not practical to complete the purchase accounting adjustments for inclusion in these Notes to Interim Condensed Consolidated Financial Statements. We will record this acquisition and related purchase accounting adjustments in the second quarter of 2018. Our 2018 non-interest expenses include $0.2 million of costs incurred during the three months ended March, 31, 2018 related to the Merger. As of March 31, 2018, prior to any fair value related adjustments, TCSB Bancorp, Inc. had total assets of $343.8 million, total loans of $301.8 million, total deposits of $288.1 million, and total shareholders’ equity of $34.7 million.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	3 Months Ended
	Mar. 31, 2018
Revenue from Contracts with Customers [Abstract]
Revenue from Contracts with Customers	17. Revenue from Contracts with Customers We account for revenue in accordance with ASC Topic 606, Revenue from Contracts with Customers, which we adopted on January 1, 2018, using the modified retrospective method (see note #2). We derive the majority of our revenue from financial instruments and their related contractual rights and obligations which for the most part are excluded from the scope of ASU 2014-09. These sources of revenue that are excluded from the scope of this amended guidance include interest income, net gains on mortgage loans, net gains (losses) on securities, mortgage loan servicing, net and bank owned life insurance and were approximately 82.2% and 79.5% of total revenues at March 31, 2018 and 2017, respectively. Material sources of revenue that are included in the scope of ASC Topic 606 include service charges on deposits, other deposit related income, interchange income and investment and insurance commissions and are discussed in the following paragraphs. Generally these sources of revenue are earned at the time the service is delivered or over the course of a monthly period and do not result in any contract asset or liability balance at any given period end. As a result, there were no contract assets or liabilities recorded as of March 31, 2018. Service charges on deposit accounts and other deposit related income : Interchange income: Investment and insurance commissions: Net (gains) losses other real estate and repossessed assets: Disaggregation of our revenue sources by attribute for the three months ending March 31, 2018 follows: Service Charges on Deposits Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,972 $ 1,972 Account service charges 500 500 ATM fees $ 345 345 Other 207 207 Business Overdraft fees 365 365 Account service charges 68 68 ATM fees 8 8 Other 129 129 Interchange income $ 2,246 2,246 Asset management revenue $ 271 271 Transaction based revenue 167 167 Total $ 2,905 $ 689 $ 2,246 $ 438 $ 6,278 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 689 Investment and insurance commissions 438 Bank owned life insurance 256 Other 560 Total $ 1,943

New Accounting Standards (Polic

New Accounting Standards (Policies)	3 Months Ended
	Mar. 31, 2018
New Accounting Standards [Abstract]
New Accounting Standards	In February 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, require lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance is effective for us on January 1, 2019 and is not expected to have a material impact on our consolidated operating results or financial condition. Based on a review of our operating leases that we currently have in place we do not expect a material change in the recognition, measurement and presentation of lease expense or impact on cash flow. While the primary impact will be the recognition of certain operating leases on our Condensed Consolidated Statements of Financial Condition this impact is not expected to be material. In June 2016, the FASB issued ASU 2016-13, “Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments”. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace today’s “incurred loss” approach with an “expected loss” model for instruments measured at amortized cost. For securities available for sale, allowances will be recorded rather than reducing the carrying amount as is done under the current other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. This amended guidance is effective for us on January 1, 2020. We began evaluating this ASU in 2016 and have formed a committee that includes personnel from various areas of Independent Bank (the “Bank”) that meets regularly to discuss the implementation of the ASU. We are currently in the process of gathering data and reviewing loss methodologies and have engaged third party resources that will assist us in the implementation of this ASU. While we have not yet determined what the impact will be on our consolidated operating results or financial condition by the nature of the implementation of an expected loss model compared to an incurred loss approach, we would expect our allowance for loan losses (“AFLL”) to increase under this ASU. In August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging (Topic 815), Targeted Improvements to Accounting for Hedging Activities”. This new ASU amends the hedge accounting model in Topic 815 to enable entities to better portray the economics of their risk management activities in the financial statements and enhance the transparency and understandability of hedge results. The amendments expand an entity’s ability to hedge nonfinancial and financial risk components and reduce complexity in fair value hedges of interest rate risk. The guidance eliminates the requirement to separately measure and report hedge ineffectiveness and generally requires the entire change in the fair value of a hedging instrument to be presented in the same income statement line as the hedged item. The guidance also eases certain documentation and assessment requirements and modifies the accounting for components excluded from the assessment of hedge effectiveness. This amended guidance is effective for us on January 1, 2019, and given our current level of derivatives designated as hedges is not expected to have a material impact on our consolidated operating results or financial condition. In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606)” , The impact of the adoption of ASU 2014-09 on our Condensed Consolidated Statement of Operations for the three months ending March 31, 2018 follows: As Reported Under Legacy GAAP Impact of ASU 2014-09 (In thousands) Non-interest income - Interchange income $ 2,246 $ 1,938 $ 308 (1) Non-interest expense - interchange expense $ 598 $ 290 308 (1) Impact on net income $ - (1) Represents certain costs charged by payment networks that were previously netted against interchange income. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities”. This ASU amends existing guidance related to the accounting for certain financial assets and liabilities. These amendments, among other things, require equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income, require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset and eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. This amended guidance was effective for us on January 1, 2018. The adoption of this of this ASU did not have a material impact on our consolidated operating results or financial condition. As a result of the adoption of this ASU our equity securities previously classified as trading securities are now classified as equity securities at fair value on our March 31, 2018 Condensed Consolidated Statement of Financial Condition. In addition, this amended guidance impacted certain fair value disclosure items (see note #12). In January 2017, the FASB issued ASU 2017-01, “Business Combinations (Topic 805), Clarifying the Definition of a Business”. This new ASU clarifies the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses which distinction determines whether goodwill is recorded or not. This amended guidance was effective for us on January 1, 2018, and did not have a material impact on our consolidated operating results or financial condition. In January 2017, the FASB issued ASU 2017-4, “Intangibles – Goodwill and Other (Topic 350), Simplifying the Test for Goodwill Impairment”. This new ASU amends the requirement that entities compare the implied fair value of goodwill with its carrying amount as part of step 2 of the goodwill impairment test. As a result, entities should perform their annual or interim goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount and recognize an impairment if the carrying amount exceeds the reporting unit’s fair value. This amended guidance is effective for us on January 1, 2020 with early application permitted. Due to our pending acquisition (see note #16) and expectations this ASU will be relevant to us in 2018 we elected to adopt this amended guidance as of January 1, 2018. The adoption of this ASU did not have a material impact on our consolidated operating results or financial condition. In February 2018, the FASB issued ASU 2018-02, ‘‘Income Statement – Reporting Comprehensive Income (Topic 220), Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income’’. This new ASU allows a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act. As a result, this amended guidance eliminates the stranded tax effects resulting from the Tax Cuts and Jobs Act and will improve the usefulness of information reported to financial statement users. This amended guidance is effective for us on January 1, 2019, with early application permitted in any period for which financial statements have not yet been issued. We elected to adopt this amended guidance during the fourth quarter of 2017 and it resulted in a $0.04 million reclassification between accumulated other comprehensive loss and accumulated deficit.

New Accounting Standards (Table

New Accounting Standards (Tables)	3 Months Ended
	Mar. 31, 2018
New Accounting Standards [Abstract]
Impact of adoption on condensed consolidated statement of operations	The impact of the adoption of ASU 2014-09 on our Condensed Consolidated Statement of Operations for the three months ending March 31, 2018 follows: As Reported Under Legacy GAAP Impact of ASU 2014-09 (In thousands) Non-interest income - Interchange income $ 2,246 $ 1,938 $ 308 (1) Non-interest expense - interchange expense $ 598 $ 290 308 (1) Impact on net income $ - (1) Represents certain costs charged by payment networks that were previously netted against interchange income.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2018
Securities [Abstract]
Securities available for sale	Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) March 31, 2018 U.S. Treasury $ 600 $ - $ 1 $ 599 U.S. agency 24,067 15 146 23,936 U.S. agency residential mortgage-backed 138,270 925 1,951 137,244 U.S. agency commercial mortgage-backed 10,218 1 274 9,945 Private label mortgage-backed 28,690 397 636 28,451 Other asset backed 90,559 165 197 90,527 Obligations of states and political subdivisions 154,194 336 2,707 151,823 Corporate 41,954 139 344 41,749 Trust preferred 2,931 - 121 2,810 Foreign government 2,078 - 43 2,035 Total $ 493,561 $ 1,978 $ 6,420 $ 489,119 December 31, 2017 U.S. Treasury $ 898 $ - $ - $ 898 U.S. agency 25,667 82 67 25,682 U.S. agency residential mortgage-backed 137,785 1,116 983 137,918 U.S. agency commercial mortgage-backed 9,894 36 170 9,760 Private label mortgage-backed 29,011 428 330 29,109 Other asset backed 93,811 202 115 93,898 Obligations of states and political subdivisions 174,073 755 1,883 172,945 Corporate 47,365 578 90 47,853 Trust preferred 2,929 - 127 2,802 Foreign government 2,087 - 27 2,060 Total $ 523,520 $ 3,197 $ 3,792 $ 522,925
Investments in a continuous unrealized loss position	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) March 31, 2018 U.S. Treasury $ 599 $ 1 $ - $ - $ 599 $ 1 U.S. agency 13,958 101 5,556 45 19,514 146 U.S. agency residential mortgage-backed 44,450 877 31,930 1,074 76,380 1,951 U.S. agency commercial mortgage-backed 5,775 82 4,025 192 9,800 274 Private label mortgage- backed 15,248 349 4,263 287 19,511 636 Other asset backed 37,043 97 13,897 100 50,940 197 Obligations of states and political subdivisions 85,527 1,323 33,654 1,384 119,181 2,707 Corporate 21,244 237 3,893 107 25,137 344 Trust preferred - - 2,810 121 2,810 121 Foreign government 481 18 1,554 25 2,035 43 Total $ 224,325 $ 3,085 $ 101,582 $ 3,335 $ 325,907 $ 6,420 December 31, 2017 U.S. agency $ 5,466 $ 26 $ 5,735 $ 41 $ 11,201 $ 67 U.S. agency residential mortgage-backed 22,198 229 40,698 754 62,896 983 U.S. agency commercial mortgage-backed 2,181 34 3,994 136 6,175 170 Private label mortgage-backed 11,390 92 4,396 238 15,786 330 Other asset backed 20,352 40 16,648 75 37,000 115 Obligations of states and political subdivisions 76,574 936 28,246 947 104,820 1,883 Corporate 14,440 33 3,943 57 18,383 90 Trust preferred - - 2,802 127 2,802 127 Foreign government 489 10 1,571 17 2,060 27 Total $ 153,090 $ 1,400 $ 108,033 $ 2,392 $ 261,123 $ 3,792
Trust preferred securities	The following table breaks out our trust preferred securities in further detail as of March 31, 2018 and December 31, 2017: March 31, 2018 December 31, 2017 Fair Value Net Unrealized Loss Fair Value Net Unrealized Loss (In thousands) Trust preferred securities Rated issues $ 1,875 $ (56 ) $ 1,860 $ (69 ) Unrated issues 935 (65 ) 942 (58 )
Private label mortgage backed securities below investment grade	At March 31, 2018, three private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Senior Support Security Total (In thousands) Fair value $ 996 $ 921 $ 58 $ 1,975 Amortized cost 853 756 - 1,609 Non-credit unrealized loss - - - - Unrealized gain 143 165 58 366 Cumulative credit related OTTI 757 457 380 1,594
Credit losses recognized in earnings on securities available for sale	A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended March 31, 2018 2017 (In thousands) Balance at beginning of period $ 1,594 $ 1,594 Additions to credit losses on securities for which no previous OTTI was recognized - - Increases to credit losses on securities for which OTTI was previously recognized - - Balance at end of period $ 1,594 $ 1,594
Amortized cost and fair value of securities available for sale by contractual maturity	The amortized cost and fair value of securities available for sale at March 31, 2018, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 27,598 $ 27,580 Maturing after one year but within five years 76,940 76,334 Maturing after five years but within ten years 68,816 67,803 Maturing after ten years 52,470 51,235 225,824 222,952 U.S. agency residential mortgage-backed 138,270 137,244 U.S. agency commercial mortgage-backed 10,218 9,945 Private label mortgage-backed 28,690 28,451 Other asset backed 90,559 90,527 Total $ 493,561 $ 489,119
Gains and losses realized on sale of securities available for sale	A summary of proceeds from the sale of securities available for sale and gains and losses for the three month periods ending March 31, follows: Realized Proceeds Gains Losses (In thousands) 2018 $ 22,277 $ 76 $ 95 2017 6,152 106 -

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2018
Loans [Abstract]
Analysis of allowance for loan losses by portfolio segment	An analysis of the allowance for loan losses by portfolio segment for the three months ended March 31, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2018 Balance at beginning of period $ 5,595 $ 8,733 $ 864 $ 7,395 $ 22,587 Additions (deductions) Provision for loan losses (135 ) 147 69 234 315 Recoveries credited to the allowance 606 180 228 - 1,014 Loans charged against the allowance (40 ) (439 ) (366 ) - (845 ) Balance at end of period $ 6,026 $ 8,621 $ 795 $ 7,629 $ 23,071 2017 Balance at beginning of period $ 4,880 $ 8,681 $ 1,011 $ 5,662 $ 20,234 Additions (deductions) Provision for loan losses (61 ) (699 ) 133 268 (359 ) Recoveries credited to the allowance 404 486 239 - 1,129 Loans charged against the allowance (135 ) (359 ) (472 ) - (966 ) Balance at end of period $ 5,088 $ 8,109 $ 911 $ 5,930 $ 20,038
Allowance for loan losses and recorded investment in loans by portfolio segment	Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) March 31, 2018 Allowance for loan losses Individually evaluated for impairment $ 739 $ 5,345 $ 248 $ - $ 6,332 Collectively evaluated for impairment 5,287 3,276 547 7,629 16,739 Total ending allowance balance $ 6,026 $ 8,621 $ 795 $ 7,629 $ 23,071 Loans Individually evaluated for impairment $ 8,348 $ 51,830 $ 3,891 $ 64,069 Collectively evaluated for impairment 851,338 840,396 322,094 2,013,828 Total loans recorded investment 859,686 892,226 325,985 2,077,897 Accrued interest included in recorded investment 2,269 3,316 877 6,462 Total loans $ 857,417 $ 888,910 $ 325,108 $ 2,071,435 December 31, 2017 Allowance for loan losses Individually evaluated for impairment $ 837 $ 5,725 $ 277 $ - $ 6,839 Collectively evaluated for impairment 4,758 3,008 587 7,395 15,748 Total ending allowance balance $ 5,595 $ 8,733 $ 864 $ 7,395 $ 22,587 Loans Individually evaluated for impairment $ 8,420 $ 53,179 $ 3,945 $ 65,544 Collectively evaluated for impairment 847,140 799,629 313,005 1,959,774 Total loans recorded investment 855,560 852,808 316,950 2,025,318 Accrued interest included in recorded investment 2,300 3,278 923 6,501 Total loans $ 853,260 $ 849,530 $ 316,027 $ 2,018,817
Loans on non-accrual status and past due more than 90 days	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Still Accruing Non- Accrual Total Non- Performing Loans (In thousands) March 31, 2018 Commercial Income producing - real estate $ - $ - $ - Land, land development and construction - real estate - - - Commercial and industrial - 439 439 Mortgage 1-4 family - 4,213 4,213 Resort lending - 762 762 Home equity - 1st lien - 309 309 Home equity - 2nd lien - 301 301 Purchased loans - - - Installment Home equity - 1st lien - 150 150 Home equity - 2nd lien - 241 241 Boat lending - 66 66 Recreational vehicle lending - 14 14 Other - 134 134 Total recorded investment $ - $ 6,629 $ 6,629 Accrued interest included in recorded investment $ - $ - $ - December 31, 2017 Commercial Income producing - real estate $ - $ 30 $ 30 Land, land development and construction - real estate - 9 9 Commercial and industrial - 607 607 Mortgage 1-4 family - 5,130 5,130 Resort lending - 1,223 1,223 Home equity - 1st lien - 326 326 Home equity - 2nd lien - 316 316 Purchased loans - - - Installment Home equity - 1st lien - 141 141 Home equity - 2nd lien - 159 159 Boat lending - 100 100 Recreational vehicle lending - 25 25 Other - 118 118 Total recorded investment $ - $ 8,184 $ 8,184 Accrued interest included in recorded investment $ - $ - $ -
Aging analysis of loans by class	An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) March 31, 2018 Commercial Income producing - real estate $ - $ - $ - $ - $ 304,709 $ 304,709 Land, land development and construction - real estate - - - - 51,382 51,382 Commercial and industrial 41 8 - 49 503,546 503,595 Mortgage 1-4 family 2,598 443 4,213 7,254 665,487 672,741 Resort lending 85 - 762 847 86,582 87,429 Home equity - 1st lien 61 264 309 634 37,191 37,825 Home equity - 2nd lien 334 254 301 889 59,598 60,487 Purchased loans 9 1 - 10 33,734 33,744 Installment Home equity - 1st lien 174 - 150 324 8,497 8,821 Home equity - 2nd lien 157 59 241 457 8,411 8,868 Boat lending 156 8 66 230 134,383 134,613 Recreational vehicle lending 30 24 14 68 98,489 98,557 Other 124 61 134 319 74,807 75,126 Total recorded investment $ 3,769 $ 1,122 $ 6,190 $ 11,081 $ 2,066,816 $ 2,077,897 Accrued interest included in recorded investment $ 46 $ 17 $ - $ 63 $ 6,399 $ 6,462 December 31, 2017 Commercial Income producing - real estate $ - $ - $ 30 $ 30 $ 290,466 $ 290,496 Land, land development and construction - real estate 9 - - 9 70,182 70,191 Commercial and industrial 60 - 44 104 494,769 494,873 Mortgage 1-4 family 1,552 802 5,130 7,484 625,638 633,122 Resort lending 713 - 1,223 1,936 88,620 90,556 Home equity - 1st lien 308 38 326 672 34,689 35,361 Home equity - 2nd lien 353 155 316 824 58,834 59,658 Purchased loans 7 - - 7 34,104 34,111 Installment Home equity - 1st lien 90 11 141 242 9,213 9,455 Home equity - 2nd lien 217 94 159 470 9,001 9,471 Boat lending 59 36 100 195 129,777 129,972 Recreational vehicle lending 28 20 25 73 92,737 92,810 Other 275 115 118 508 74,734 75,242 Total recorded investment $ 3,671 $ 1,271 $ 7,612 $ 12,554 $ 2,012,764 $ 2,025,318 Accrued interest included in recorded investment $ 43 $ 22 $ - $ 65 $ 6,436 $ 6,501
Impaired loans	Impaired loans are as follows: March 31, 2018 December 31, 2017 Impaired loans with no allocated allowance (In thousands) TDR $ 382 $ 349 Non - TDR 164 175 Impaired loans with an allocated allowance TDR - allowance based on collateral 1,988 2,482 TDR - allowance based on present value cash flow 61,261 62,113 Non - TDR - allowance based on collateral - 148 Total impaired loans $ 63,795 $ 65,267 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 533 $ 684 TDR - allowance based on present value cash flow 5,799 6,089 Non - TDR - allowance based on collateral - 66 Total amount of allowance for loan losses allocated $ 6,332 $ 6,839 Impaired loans by class are as follows (1): March 31, 2018 December 31, 2017 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - $ - $ - Land, land development & construction-real estate - - - - - - Commercial and industrial 515 541 - 524 549 - Mortgage 1-4 family 35 476 - 2 469 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien 1 94 - 1 69 - Home equity - 2nd lien - - - - - - Boat lending - - - - - - Recreational vehicle lending - - - - - - Other - 17 - - - - 551 1,128 - 527 1,087 - With an allowance recorded: Commercial Income producing - real estate 5,178 5,158 344 5,195 5,347 347 Land, land development & construction-real estate 156 155 5 166 194 9 Commercial and industrial 2,499 2,556 390 2,535 2,651 481 Mortgage 1-4 family 35,885 37,464 3,248 36,848 38,480 3,454 Resort lending 15,579 15,607 2,044 15,978 16,046 2,210 Home equity - 1st lien 154 160 36 173 236 43 Home equity - 2nd lien 177 212 17 178 213 18 Installment Home equity - 1st lien 1,622 1,738 106 1,667 1,804 108 Home equity - 2nd lien 1,761 1,778 114 1,793 1,805 140 Boat lending 1 5 1 1 5 1 Recreational vehicle lending 87 87 5 90 90 5 Other 419 443 22 393 418 23 63,518 65,363 6,332 65,017 67,289 6,839 Total Commercial Income producing - real estate 5,178 5,158 344 5,195 5,347 347 Land, land development & construction-real estate 156 155 5 166 194 9 Commercial and industrial 3,014 3,097 390 3,059 3,200 481 Mortgage 1-4 family 35,920 37,940 3,248 36,850 38,949 3,454 Resort lending 15,579 15,607 2,044 15,978 16,046 2,210 Home equity - 1st lien 154 160 36 173 236 43 Home equity - 2nd lien 177 212 17 178 213 18 Installment Home equity - 1st lien 1,623 1,832 106 1,668 1,873 108 Home equity - 2nd lien 1,761 1,778 114 1,793 1,805 140 Boat lending 1 5 1 1 5 1 Recreational vehicle lending 87 87 5 90 90 5 Other 419 460 22 393 418 23 Total $ 64,069 $ 66,491 $ 6,332 $ 65,544 $ 68,376 $ 6,839 Accrued interest included in recorded investment $ 274 $ 277 (1) There were no impaired purchased mortgage loans at March 31, 2018 or December 31, 2017.
Average recorded investment in and interest income earned on impaired loans by class	Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending March 31, follows (1): 2018 2017 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded (In thousands) Commercial Income producing - real estate $ - $ - $ 444 $ - Land, land development & construction-real estate - - 16 - Commercial and industrial 520 4 1,171 - Mortgage 1-4 family 19 6 2 4 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien 1 2 - 1 Home equity - 2nd lien - - - - Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 540 12 1,633 5 With an allowance recorded Commercial Income producing - real estate 5,187 68 7,739 105 Land, land development & construction-real estate 161 2 203 2 Commercial and industrial 2,517 32 4,099 35 Mortgage 1-4 family 36,367 458 40,900 464 Resort lending 15,779 164 16,795 161 Home equity - 1st lien 164 2 235 2 Home equity - 2nd lien 178 2 254 2 Installment Home equity - 1st lien 1,645 29 1,939 34 Home equity - 2nd lien 1,777 27 2,362 35 Boat lending 1 - 1 - Recreational vehicle lending 89 1 108 1 Other 406 6 385 7 64,271 791 75,020 848 Total Commercial Income producing - real estate 5,187 68 8,183 105 Land, land development & construction-real estate 161 2 219 2 Commercial and industrial 3,037 36 5,270 35 Mortgage 1-4 family 36,386 464 40,902 468 Resort lending 15,779 164 16,795 161 Home equity - 1st lien 164 2 235 2 Home equity - 2nd lien 178 2 254 2 Installment Home equity - 1st lien 1,646 31 1,939 35 Home equity - 2nd lien 1,777 27 2,362 35 Boat lending 1 - 1 - Recreational vehicle lending 89 1 108 1 Other 406 6 385 7 Total $ 64,811 $ 803 $ 76,653 $ 853 (1) There were no impaired purchased mortgage loans during the three month periods ended March 31, 2018 and 2017, respectively.
Troubled debt restructurings	Troubled debt restructurings follow: March 31, 2018 Commercial Retail (1) Total (In thousands) Performing TDRs $ 7,880 $ 52,022 $ 59,902 Non-performing TDRs(2) 275 3,454 (3) 3,729 Total $ 8,155 $ 55,476 $ 63,631 December 31, 2017 Commercial Retail (1) Total (In thousands) Performing TDRs $ 7,748 $ 52,367 $ 60,115 Non-performing TDRs(2) 323 4,506 (3) 4,829 Total $ 8,071 $ 56,873 $ 64,944 (1) Retail loans include mortgage and installment portfolio segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Troubled debt restructuring during the period	Loans that have been classified as troubled debt restructurings during the three-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2018 Commercial Income producing - real estate 1 $ 67 $ 67 Land, land development & construction-real estate - - - Commercial and industrial 3 434 434 Mortgage 1-4 family 3 228 211 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 3 98 99 Home equity - 2nd lien 1 61 61 Boat lending - - - Recreational vehicle lending - - - Other 1 35 32 Total 12 $ 923 $ 904 2017 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 3 133 133 Mortgage 1-4 family 1 17 17 Resort lending 1 189 189 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 2 34 37 Home equity - 2nd lien 2 45 46 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 9 $ 418 $ 422 (1) There were no purchased mortgage loans classified as troubled debt restructurings during the three month periods ended March 31, 2018 and 2017, respectively.
Summary of loan ratings by loan class	The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) March 31, 2018 Income producing - real estate $ 303,189 $ 1,225 $ 295 $ - $ 304,709 Land, land development and construction - real estate 48,916 2,466 - - 51,382 Commercial and industrial 466,289 27,389 9,478 439 503,595 Total $ 818,394 $ 31,080 $ 9,773 $ 439 $ 859,686 Accrued interest included in total $ 2,122 $ 103 $ 44 $ - $ 2,269 December 31, 2017 Income producing - real estate $ 288,869 $ 1,293 $ 304 $ 30 $ 290,496 Land, land development and construction - real estate 70,122 60 - 9 70,191 Commercial and industrial 463,570 28,351 2,345 607 494,873 Total $ 822,561 $ 29,704 $ 2,649 $ 646 $ 855,560 Accrued interest included in total $ 2,198 $ 94 $ 8 $ - $ 2,300 The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Lending Home Equity 1st Lien Home Equity 2nd Lien Purchased Loans Total (In thousands) March 31, 2018 800 and above $ 68,918 $ 9,759 $ 6,990 $ 7,107 $ 7,862 $ 100,636 750-799 279,211 35,228 17,235 23,504 17,462 372,640 700-749 154,631 21,334 8,177 16,633 7,891 208,666 650-699 91,118 11,740 2,970 7,336 423 113,587 600-649 25,015 2,963 1,226 2,609 - 31,813 550-599 15,341 2,486 418 1,470 - 19,715 500-549 8,755 749 480 1,102 - 11,086 Under 500 2,905 266 180 377 - 3,728 Unknown 26,847 2,904 149 349 106 30,355 Total $ 672,741 $ 87,429 $ 37,825 $ 60,487 $ 33,744 $ 892,226 Accrued interest included in total $ 2,400 $ 370 $ 165 $ 283 $ 98 $ 3,316 December 31, 2017 800 and above $ 70,540 $ 11,625 $ 6,169 $ 7,842 $ 7,983 $ 104,159 750-799 265,907 36,015 16,561 24,126 17,651 360,260 700-749 146,302 22,099 7,317 15,012 7,937 198,667 650-699 83,695 12,145 2,793 7,420 426 106,479 600-649 25,087 3,025 1,189 2,512 - 31,813 550-599 15,136 2,710 518 1,118 - 19,482 500-549 9,548 1,009 397 1,156 - 12,110 Under 500 2,549 269 260 385 - 3,463 Unknown 14,358 1,659 157 87 114 16,375 Total $ 633,122 $ 90,556 $ 35,361 $ 59,658 $ 34,111 $ 852,808 Accrued interest included in total $ 2,361 $ 371 $ 157 $ 294 $ 95 $ 3,278 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Equity 1st Lien Home Equity 2nd Lien Boat Lending Recreational Vehicle Lending Other Total (In thousands) March 31, 2018 800 and above $ 829 $ 636 $ 17,303 $ 17,684 $ 5,808 $ 42,260 750-799 1,739 1,731 75,796 56,527 28,221 164,014 700-749 1,713 1,900 30,043 18,801 21,211 73,668 650-699 1,679 1,963 8,556 4,178 9,247 25,623 600-649 1,500 1,231 2,006 907 2,376 8,020 550-599 862 1,137 577 308 806 3,690 500-549 444 164 243 107 440 1,398 Under 500 40 76 32 5 142 295 Unknown 15 30 57 40 6,875 7,017 Total $ 8,821 $ 8,868 $ 134,613 $ 98,557 $ 75,126 $ 325,985 Accrued interest included in total $ 32 $ 38 $ 331 $ 248 $ 228 $ 877 December 31, 2017 800 and above $ 815 $ 825 $ 15,531 $ 16,754 $ 7,060 $ 40,985 750-799 1,912 1,952 73,251 52,610 28,422 158,147 700-749 1,825 2,142 28,922 17,993 20,059 70,941 650-699 1,840 2,036 9,179 4,270 9,258 26,583 600-649 1,567 1,065 2,052 754 2,402 7,840 550-599 950 1,028 640 305 871 3,794 500-549 499 303 281 83 475 1,641 Under 500 32 88 57 6 194 377 Unknown 15 32 59 35 6,501 6,642 Total $ 9,455 $ 9,471 $ 129,972 $ 92,810 $ 75,242 $ 316,950 Accrued interest included in total $ 39 $ 43 $ 346 $ 254 $ 241 $ 923 (1) Credit scores have been updated within the last twelve months.

Shareholders' Equity and Earn29

Shareholders' Equity and Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2018
Shareholders' Equity and Earnings Per Common Share [Abstract]
Reconciliation of basic and diluted net income per share	A reconciliation of basic and diluted net income per common share follows: Three Months Ended March 31, 2018 2017 (In thousands, except per share data) Net income $ 9,161 $ 5,974 Weighted average shares outstanding (1) 21,365 21,308 Effect of stock options 135 152 Stock units for deferred compensation plan for non-employee directors 125 119 Performance share units 49 60 Weighted average shares outstanding for calculation of diluted earnings per share 21,674 21,639 Net income per common share Basic (1) $ 0.43 $ 0.28 Diluted $ 0.42 $ 0.28 (1)

Derivative Financial Instrume30

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2018
Derivative Financial Instruments [Abstract]
Derivative financial instruments according to type of hedge designation	Our derivative financial instruments according to the type of hedge in which they are designated follows: March 31, 2018 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 15,000 3.4 $ 426 Interest rate cap agreements 45,000 3.3 1,474 $ 60,000 3.3 $ 1,900 No hedge designation Rate-lock mortgage loan commitments $ 42,159 0.1 $ 958 Mandatory commitments to sell mortgage loans 61,743 0.1 (123 ) Pay-fixed interest rate swap agreements - commercial 80,449 6.2 1,348 Pay-variable interest rate swap agreements - commercial 80,449 6.2 (1,348 ) Pay-variable interest rate swap agreements 10,000 0.4 - Purchased options 3,119 3.2 229 Written options 3,119 3.2 (229 ) Total $ 281,038 3.8 $ 835 December 31, 2017 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 15,000 3.7 $ 245 Interest rate cap agreements 45,000 3.5 976 $ 60,000 3.6 $ 1,221 No hedge designation Rate-lock mortgage loan commitments $ 25,032 0.1 $ 530 Mandatory commitments to sell mortgage loans 56,127 0.1 37 Pay-fixed interest rate swap agreements - commercial 75,990 6.2 292 Pay-variable interest rate swap agreements - commercial 75,990 6.2 (292 ) Purchased options 3,119 3.5 322 Written options 3,119 3.5 (322 ) Total $ 239,377 4.1 $ 567
Fair value of derivative instruments	The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Asset Derivatives Liability Derivatives March 31, 2018 December 31, 2017 March 31, 2018 December 31, 2017 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ 426 Other assets $ 245 Other liabilities $ - Other liabilities $ - Interest rate cap agreements Other assets 1,474 Other assets 976 Other liabilities - Other liabilities - 1,900 1,221 - - Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 958 Other assets 530 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets - Other assets 37 Other liabilities 123 Other liabilities - Pay-fixed interest rate swap agreements - commercial Other assets 1,526 Other assets 631 Other liabilities 178 Other liabilities 339 Pay-variable interest rate swap agreements - commercial Other assets 178 Other assets 339 Other liabilities 1,526 Other liabilities 631 Pay-variable interest rate swap agreements Other assets - Other assets - Other liabilities - Other liabilities - Purchased options Other assets 229 Other assets 322 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 229 Other liabilities 322 2,891 1,859 2,056 1,292 Total derivatives $ 4,791 $ 3,080 $ 2,056 $ 1,292
Effect of derivative financial instruments on condensed consolidated statement of operation	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended March 31, Gain Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income (1) 2018 2017 Portion) 2018 2017 in Income (1) 2018 2017 (In thousands) Cash Flow Hedges Interest rate cap agreements $ 513 $ - Interest expense $ 7 $ - Interest expense $ - $ - Pay-fixed interest rate swap agreements 171 - Interest expense (1 ) - Interest expense 12 - Total $ 684 $ - $ 6 $ - $ 12 $ - No hedge designation Rate-lock mortgage loan commitments Net gains on on mortage loans $ 428 $ 371 Mandatory commitments to sell mortgage loans Net gains on on mortage loans (160 ) (796 ) Pay-fixed interest rate swap agreements - commercial Interest income 1,056 110 Pay-variable interest rate swap agreements - commercial Interest income (1,056 ) (110 ) Pay-variable interest rate swap agreements Interest expense - - Purchased options Interest expense (93 ) 69 Written options Interest expense 93 (69 ) Total $ 268 $ (425 ) (1) For cash flow hedges, this location and amount refers to the ineffective portion.

Intangible Assets (Tables)

Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2018
Intangible Assets [Abstract]
Other intangible assets, net of amortization	The following table summarizes intangible assets, net of amortization: March 31, 2018 December 31, 2017 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 6,118 $ 4,618 $ 6,118 $ 4,532
Estimated amortization of other intangible assets	Amortization of other intangibles has been estimated through 2022 in the following table. (In thousands) Nine months ending December 31, 2018 $ 260 2019 346 2020 346 2021 346 2022 202 Total $ 1,500

Share Based Compensation (Table

Share Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2018
Share Based Compensation [Abstract]
Summary of outstanding stock option grants and transactions	A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2018 176,055 $ 5.24 Granted - Exercised (3,800 ) 3.39 Forfeited - Expired - Outstanding at March 31, 2018 172,255 $ 5.28 3.8 $ 3,035 Vested and expected to vest at March 31, 2018 172,255 $ 5.28 3.8 $ 3,035 Exercisable at March 31, 2018 172,255 $ 5.28 3.8 $ 3,035
Summary of non-vested restricted stock, restricted stock units and PSU's	A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2018 290,527 $ 15.88 Granted 64,406 23.58 Vested (95,036 ) 13.14 Forfeited (6,028 ) 17.70 Outstanding at March 31, 2018 253,869 $ 18.82
Information regarding options exercised	Certain information regarding options exercised during the periods follows: Three Months Ended March 31, 2018 2017 (In thousands) Intrinsic value $ 78 $ 279 Cash proceeds received $ 13 $ 66 Tax benefit realized $ 16 $ 98

Regulatory Matters (Tables)

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2018
Regulatory Matters [Abstract]
Actual capital amounts and ratios	Our actual capital amounts and ratios follow: Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) March 31, 2018 Total capital to risk-weighted assets Consolidated $ 318,837 15.24 % $ 167,402 8.00 % NA NA Independent Bank 301,081 14.40 167,291 8.00 $ 209,114 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 294,755 14.09 % $ 125,551 6.00 % NA NA Independent Bank 276,999 13.25 125,468 6.00 $ 167,291 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 260,255 12.44 % $ 94,164 4.50 % NA NA Independent Bank 276,999 13.25 94,101 4.50 $ 135,924 6.50 % Tier 1 capital to average assets Consolidated $ 294,755 10.64 % $ 110,783 4.00 % NA NA Independent Bank 276,999 10.01 110,726 4.00 $ 138,408 5.00 % December 31, 2017 Total capital to risk-weighted assets Consolidated $ 312,163 15.16 % $ 164,782 8.00 % NA NA Independent Bank 290,188 14.10 164,675 8.00 $ 205,843 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 288,451 14.00 % $ 123,586 6.00 % NA NA Independent Bank 266,476 12.95 123,506 6.00 $ 164,675 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 255,934 12.43 % $ 92,690 4.50 % NA NA Independent Bank 266,476 12.95 92,630 4.50 $ 133,798 6.50 % Tier 1 capital to average assets Consolidated $ 288,451 10.57 % $ 109,209 4.00 % NA NA Independent Bank 266,476 9.78 109,041 4.00 $ 136,301 5.00 %
Components of regulatory capital	The components of our regulatory capital are as follows: Consolidated Independent Bank March 31, 2018 December 31, 2017 March 31, 2018 December 31, 2017 (In thousands) Total shareholders' equity $ 267,917 $ 264,933 $ 276,646 $ 269,481 Add (deduct) Accumulated other comprehensive (gain) loss for regulatory purposes 2,705 201 2,705 201 Intangible assets (1,500 ) (1,269 ) (1,500 ) (1,269 ) Disallowed deferred tax assets (8,867 ) (7,931 ) (852 ) (1,937 ) Common equity tier 1 capital 260,255 255,934 276,999 266,476 Qualifying trust preferred securities 34,500 34,500 - - Disallowed deferred tax assets - (1,983 ) - - Tier 1 capital 294,755 288,451 276,999 266,476 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 24,082 23,712 24,082 23,712 Total risk-based capital $ 318,837 $ 312,163 $ 301,081 $ 290,188

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	3 Months Ended
	Mar. 31, 2018
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) March 31, 2018: Measured at Fair Value on a Recurring Basis Assets Equity securities at fair value $ 301 $ 301 $ - $ - Securities available for sale U.S. Treasury 599 599 - - U.S. agency 23,936 - 23,936 - U.S. agency residential mortgage-backed 137,244 - 137,244 - U.S. agency commercial mortgage-backed 9,945 - 9,945 - Private label mortgage-backed 28,451 - 28,451 - Other asset backed 90,527 - 90,527 - Obligations of states and political subdivisions 151,823 - 151,823 - Corporate 41,749 - 41,749 - Trust preferred 2,810 - 2,810 - Foreign government 2,035 - 2,035 - Loans held for sale 34,148 - 34,148 - Capitalized mortgage loan servicing rights 17,783 - - 17,783 Derivatives (1) 4,791 - 4,791 - Liabilities Derivatives (2) 2,056 - 2,056 - Measured at Fair Value on a Non-recurring basis: Assets Impaired loans (3) Commercial Income producing - real estate 302 - - 302 Land, land development & construction-real estate 3 - - 3 Commercial and industrial 874 - - 874 Mortgage 1-4 family 276 - - 276 Other real estate (4) Mortgage 1-4 family 35 - - 35 Resort lending 136 - - 136 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2017: Measured at Fair Value on a Recurring Basis: Assets Trading securities $ 455 $ 455 $ - $ - Securities available for sale U.S. Treasury 898 898 - - U.S. agency 25,682 - 25,682 - U.S. agency residential mortgage-backed 137,918 - 137,918 - U.S. agency commercial mortgage-backed 9,760 - 9,760 - Private label mortgage-backed 29,109 - 29,109 - Other asset backed 93,898 - 93,898 - Obligations of states and political subdivisions 172,945 - 172,945 - Corporate 47,853 - 47,853 - Trust preferred 2,802 - 2,802 - Foreign government 2,060 - 2,060 - Loans held for sale 39,436 - 39,436 - Capitalized mortgage loan servicing rights 15,699 - - 15,699 Derivatives (1) 3,080 - 3,080 - Liabilities Derivatives (2) 1,292 - 1,292 - Measured at Fair Value on a Non-recurring basis: Assets Impaired loans (3) Commercial Income producing - real estate 274 - - 274 Land, land development & construction-real estate 9 - - 9 Commercial and industrial 1,051 - - 1,051 Mortgage 1-4 family 339 - - 339 Resort lending 207 - - 207 Other real estate (4) Mortgage 1-4 family 186 - - 186 Resort lending 65 - - 65 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value.
Changes in fair value for financial assets	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the three-Month Periods Ended March 31 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option Net Gains (Losses) on Assets Mortgage Total Change in Fair Values Included in Current Securities Mortgage Loans Loan Servicing, net Period Earnings (In thousands) 2018 Equity securities at fair value $ (154 ) $ - $ - $ (154 ) Loans held for sale - (153 ) - (153 ) Capitalized mortgage loan servicing rights - - 1,029 1,029 2017 Trading securities $ (79 ) $ - $ - $ (79 ) Loans held for sale - 581 - 581 Capitalized mortgage loan servicing rights - - (264 ) (264 )
Reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3)	A reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended March 31, 2018 2017 (In thousands) Beginning balance $ 15,699 $ - Change in accounting - 14,213 Beginning balance, as adjusted 15,699 14,213 Total gains (losses) realized and unrealized: Included in results of operations 1,029 (264 ) Included in other comprehensive income (loss) - - Purchases, issuances, settlements, maturities and calls 1,055 778 Transfers in and/or out of Level 3 - - Ending balance $ 17,783 $ 14,727 Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31 $ 1,029 $ (264 )
Quantitative information about Level 3 fair value measurements measured on a recurring basis and non-recurring basis	Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) March 31, 2018 Capitalized mortgage loan servicing rights $ 17,783 Present value of net Discount rate 10.00% to 13.00 % 10.14 % servicing revenue Cost to service $ 66 to $216 $ 81 Ancillary income 20 to 36 23 Float rate 2.70% to 2.70 % 2.70 % December 31, 2017 Capitalized mortgage loan servicing rights $ 15,699 Present value of net Discount rate 9.88% to 11.00 % 10.11 % servicing revenue Cost to service $ 66 to $216 $ 81 Ancillary income 20 to 36 23 Float rate 2.24% to 2.24 % 2.24 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) March 31, 2018 Impaired loans Commercial $ 1,179 Sales comparison approach Adjustment for differences between comparable sales (32.5)% to 25.0% (3.9 )% Mortgage 276 Sales comparison approach Adjustment for differences between comparable sales (30.9) to 77.9 7.0 Other real estate Mortgage 171 Sales comparison approach Adjustment for differences between comparable sales (33.0) to 44.5 (2.0 ) December 31, 2017 Impaired loans Commercial 1,334 Sales comparison approach Adjustment for differences between comparable sales (32.5)% to 25.0% (4.5 )% Mortgage 546 Sales comparison approach Adjustment for differences between comparable sales (21.1) to 34.1 (2.7 ) Other real estate Mortgage 251 Sales comparison approach Adjustment for differences between comparable sales (33.0) to 44.5 (1.0 )
Aggregate fair value and aggregate remaining contractual principal balance for loans held for sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale March 31, 2018 $ 34,148 $ 691 $ 33,457 December 31, 2017 39,436 844 38,592

Fair Values of Financial Inst35

Fair Values of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2018
Fair Values of Financial Instruments [Abstract]
Estimated recorded book balances and fair values	The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) March 31, 2018 Assets Cash and due from banks $ 29,126 $ 29,126 $ 29,126 $ - $ - Interest bearing deposits 13,250 13,250 13,250 - - Interest bearing deposits - time 1,738 1,738 - 1,738 - Equity securities at fair value 301 301 301 - - Securities available for sale 489,119 489,119 599 488,520 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale 2,082,512 2,060,458 - 34,148 2,026,310 Accrued interest receivable 8,909 8,909 - 2,535 6,374 Derivative financial instruments 4,791 4,791 - 4,791 - Liabilities Deposits with no stated maturity (1) $ 1,891,343 $ 1,891,343 $ 1,891,343 $ - $ - Deposits with stated maturity (1) 539,058 534,832 - 534,832 - Other borrowings 27,847 27,981 - 27,981 - Subordinated debentures 35,569 31,248 - 31,248 - Accrued interest payable 1,097 1,097 48 1,049 - Derivative financial instruments 2,056 2,056 - 2,056 - December 31, 2017 Assets Cash and due from banks $ 36,994 $ 36,994 $ 36,994 $ - $ - Interest bearing deposits 17,744 17,744 17,744 - - Interest bearing deposits - time 2,739 2,740 - 2,740 - Trading securities 455 455 455 - - Securities available for sale 522,925 522,925 898 522,027 - Federal Home Loan Bank and Federal Reserve Bank Stock 15,543 NA NA NA NA Net loans and loans held for sale 2,035,666 1,962,937 - 39,436 1,923,501 Accrued interest receivable 8,609 8,609 1 2,192 6,416 Derivative financial instruments 3,080 3,080 - 3,080 - Liabilities Deposits with no stated maturity (1) $ 1,845,716 $ 1,845,716 $ 1,845,716 $ - $ - Deposits with stated maturity (1) 554,818 551,489 - 551,489 - Other borrowings 54,600 54,918 - 54,918 - Subordinated debentures 35,569 29,946 - 29,946 - Accrued interest payable 892 892 48 844 - Derivative financial instruments 1,292 1,292 - 1,292 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $16.8 million and $13.0 million at March 31, 2018 and December 31, 2017, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $ million and $38.0 million March 31, 2018 and December 31, 2017, respectively.

Accumulated Other Comprehensi36

Accumulated Other Comprehensive Loss ("AOCL") (Tables)	3 Months Ended
	Mar. 31, 2018
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Schedule of accumulated other comprehensive loss (AOCL), net of tax	A summary of changes in AOCL follows: Unrealized Gains (Losses) on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Gains on Cash Flow Hedges Total (In thousands) For the three months ended March 31, 2018 Balances at beginning of period $ (470 ) $ (5,798 ) $ 269 $ (5,999 ) Other comprehensive income (loss) before reclassifications (3,054 ) - 541 (2,513 ) Amounts reclassified from AOCL 15 - (5 ) 10 Net current period other comprehensive income (loss) (3,039 ) - 536 (2,503 ) Balances at end of period $ (3,509 ) $ (5,798 ) $ 805 $ (8,502 ) 2017 Balances at beginning of period $ (3,310 ) $ (5,798 ) $ - $ (9,108 ) Cumulative effect of change in accounting 300 - - 300 Balances at beginning of period, as adjusted (3,010 ) (5,798 ) - (8,808 ) Other comprehensive income before reclassifications 2,341 - - 2,341 Amounts reclassified from AOCL (69 ) - - (69 ) Net current period other comprehensive income 2,272 - - 2,272 Balances at end of period $ (738 ) $ (5,798 ) $ - $ (6,536 )
Summary of reclassifications out of each component of AOCL	A summary of reclassifications out of each component of AOCL for the three months ended March 31 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2018 Unrealized losses on securities available for sale $ (19 ) Net gains (losses) on securities - Net impairment loss recognized in earnings (19 ) Total reclassifications before tax (4 ) Income tax expense $ (15 ) Reclassifications, net of tax Unrealized gains on cash flow hedges $ (6 ) Interest expense (1 ) Income tax expense $ (5 ) Reclassification, net of tax $ (10 ) Total reclassifications for the period, net of tax 2017 Unrealized gains on securities available for sale $ 106 Net gains on securities - Net impairment loss recognized in earnings 106 Total reclassifications before tax 37 Income tax expense $ 69 Reclassifications, net of tax

Revenue from Contracts with C37

Revenue from Contracts with Customers (Tables)	3 Months Ended
	Mar. 31, 2018
Revenue from Contracts with Customers [Abstract]
Disaggregation of revenue sources by attribute	Disaggregation of our revenue sources by attribute for the three months ending March 31, 2018 follows: Service Charges on Deposits Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,972 $ 1,972 Account service charges 500 500 ATM fees $ 345 345 Other 207 207 Business Overdraft fees 365 365 Account service charges 68 68 ATM fees 8 8 Other 129 129 Interchange income $ 2,246 2,246 Asset management revenue $ 271 271 Transaction based revenue 167 167 Total $ 2,905 $ 689 $ 2,246 $ 438 $ 6,278 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 689 Investment and insurance commissions 438 Bank owned life insurance 256 Other 560 Total $ 1,943

New Accounting Standards (Detai

New Accounting Standards (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
New Accounting Standards [Abstract]
Non-interest income		$ 6,278
Interchange Income [Member]
New Accounting Standards [Abstract]
Non-interest income		2,246		$ 1,922
Interchange Expense [Member]
New Accounting Standards [Abstract]
Non-interest expense		598
Investment and Insurance Commissions [Member]
New Accounting Standards [Abstract]
Non-interest income		438
ASU 2018-02 [Member]
New Accounting Standards [Abstract]
Reclassification of certain deferred tax effects			$ 40
Under Legacy GAAP [Member] | Interchange Income [Member]
New Accounting Standards [Abstract]
Non-interest income		1,938
Under Legacy GAAP [Member] | Interchange Expense [Member]
New Accounting Standards [Abstract]
Non-interest expense		290
Impact [Member]
New Accounting Standards [Abstract]
Impact on net income		0
Impact [Member] | ASU 2014-09 [Member] | Interchange Income [Member]
New Accounting Standards [Abstract]
Non-interest income	[1]	308
Impact [Member] | ASU 2014-09 [Member] | Interchange Expense [Member]
New Accounting Standards [Abstract]
Non-interest expense	[1]	$ 308
[1]	Represents certain costs charged by payment networks that were previously netted against interchange income.

Securities (Details)

Securities (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2018USD ($)Security	Mar. 31, 2017USD ($)	Dec. 31, 2017USD ($)
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 493,561		$ 523,520
Unrealized Gains	1,978		3,197
Unrealized Losses	6,420		3,792
Fair Value	489,119		522,925
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	224,325		153,090
Less Than Twelve Months, Unrealized Losses	3,085		1,400
Twelve Months or More, Fair Value	101,582		108,033
Twelve Months or More, Unrealized Losses	3,335		2,392
Total, Fair Value	325,907		261,123
Total, Unrealized Losses	6,420		3,792
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	1,975
Amortized cost	1,609
Non-credit unrealized loss	0
Unrealized gain	366
Cumulative credit related OTTI	1,594
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance at beginning of period	1,594	$ 1,594	1,594
Additions to credit losses on securities for which no previous OTTI was recognized	0	0
Increases to credit losses on securities for which OTTI was previously recognized	0	0
Balance at end of period	1,594	1,594	1,594
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Maturing within one year	27,598
Maturing after one year but within five years	76,940
Maturing after five years but within ten years	68,816
Maturing after ten years	52,470
Available-for-sale securities, debt maturities, amortized cost basis	225,824
U.S. agency residential mortgage-backed	138,270
U.S. agency commercial mortgage-backed	10,218
Private label mortgage-backed	28,690
Other asset backed	90,559
Total	493,561
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Maturing within one year	27,580
Maturing after one year but within five years	76,334
Maturing after five years but within ten years	67,803
Maturing after ten years	51,235
Total available-for-sale securities fair value	222,952
U.S. agency residential mortgage-backed	137,244
U.S. agency commercial mortgage-backed	9,945
Private label mortgage-backed	28,451
Other asset backed	90,527
Total	489,119
Gain and losses realized on sale of securities available for sale [Abstract]
Proceeds	22,277	6,152
Realized gains	76	106
Realized losses	95	0
Credit related OTTI recognized in earnings	0	0
Trading securities, realized losses	(154)	$ (79)
U.S. Treasury [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	600		898
Unrealized Gains	0		0
Unrealized Losses	1		0
Fair Value	599		898
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	599
Less Than Twelve Months, Unrealized Losses	1
Twelve Months or More, Fair Value	0
Twelve Months or More, Unrealized Losses	0
Total, Fair Value	599
Total, Unrealized Losses	$ 1
Number of securities with market fair value less than amortized cost | Security	1
U.S. Agency [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 24,067		25,667
Unrealized Gains	15		82
Unrealized Losses	146		67
Fair Value	23,936		25,682
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	13,958		5,466
Less Than Twelve Months, Unrealized Losses	101		26
Twelve Months or More, Fair Value	5,556		5,735
Twelve Months or More, Unrealized Losses	45		41
Total, Fair Value	19,514		11,201
Total, Unrealized Losses	$ 146		67
Number of securities with market fair value less than amortized cost | Security	43
U.S. Agency Residential Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 138,270		137,785
Unrealized Gains	925		1,116
Unrealized Losses	1,951		983
Fair Value	137,244		137,918
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	44,450		22,198
Less Than Twelve Months, Unrealized Losses	877		229
Twelve Months or More, Fair Value	31,930		40,698
Twelve Months or More, Unrealized Losses	1,074		754
Total, Fair Value	76,380		62,896
Total, Unrealized Losses	$ 1,951		983
Number of securities with market fair value less than amortized cost | Security	134
U.S. Agency Commercial Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 10,218		9,894
Unrealized Gains	1		36
Unrealized Losses	274		170
Fair Value	9,945		9,760
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	5,775		2,181
Less Than Twelve Months, Unrealized Losses	82		34
Twelve Months or More, Fair Value	4,025		3,994
Twelve Months or More, Unrealized Losses	192		136
Total, Fair Value	9,800		6,175
Total, Unrealized Losses	$ 274		170
Number of securities with market fair value less than amortized cost | Security	18
Private Label Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 28,690		29,011
Unrealized Gains	397		428
Unrealized Losses	636		330
Fair Value	28,451		29,109
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	15,248		11,390
Less Than Twelve Months, Unrealized Losses	349		92
Twelve Months or More, Fair Value	4,263		4,396
Twelve Months or More, Unrealized Losses	287		238
Total, Fair Value	19,511		15,786
Total, Unrealized Losses	$ 636		330
Number of securities with market fair value less than amortized cost | Security	27
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Number of private label mortgage backed securities complete recovery of cost basis | Security	2
Number of private label mortgage backed securities currently with OTTI unrealized gains | Security	3
Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	$ 996
Amortized cost	853
Non-credit unrealized loss	0
Unrealized gain	143
Cumulative credit related OTTI	757
Super Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	921
Amortized cost	756
Non-credit unrealized loss	0
Unrealized gain	165
Cumulative credit related OTTI	457
Senior Support Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	58
Amortized cost	0
Non-credit unrealized loss	0
Unrealized gain	58
Cumulative credit related OTTI	380
Other Asset Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	90,559		93,811
Unrealized Gains	165		202
Unrealized Losses	197		115
Fair Value	90,527		93,898
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	37,043		20,352
Less Than Twelve Months, Unrealized Losses	97		40
Twelve Months or More, Fair Value	13,897		16,648
Twelve Months or More, Unrealized Losses	100		75
Total, Fair Value	50,940		37,000
Total, Unrealized Losses	$ 197		115
Number of securities with market fair value less than amortized cost | Security	103
Obligations of States and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 154,194		174,073
Unrealized Gains	336		755
Unrealized Losses	2,707		1,883
Fair Value	151,823		172,945
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	85,527		76,574
Less Than Twelve Months, Unrealized Losses	1,323		936
Twelve Months or More, Fair Value	33,654		28,246
Twelve Months or More, Unrealized Losses	1,384		947
Total, Fair Value	119,181		104,820
Total, Unrealized Losses	$ 2,707		1,883
Number of securities with market fair value less than amortized cost | Security	382
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 41,954		47,365
Unrealized Gains	139		578
Unrealized Losses	344		90
Fair Value	41,749		47,853
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	21,244		14,440
Less Than Twelve Months, Unrealized Losses	237		33
Twelve Months or More, Fair Value	3,893		3,943
Twelve Months or More, Unrealized Losses	107		57
Total, Fair Value	25,137		18,383
Total, Unrealized Losses	$ 344		90
Number of securities with market fair value less than amortized cost | Security	26
Trust Preferred [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	$ 2,931		2,929
Unrealized Gains	0		0
Unrealized Losses	121		127
Fair Value	2,810		2,802
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	0		0
Less Than Twelve Months, Unrealized Losses	0		0
Twelve Months or More, Fair Value	2,810		2,802
Twelve Months or More, Unrealized Losses	121		127
Total, Fair Value	2,810		2,802
Total, Unrealized Losses	$ 121		127
Number of securities with market fair value less than amortized cost | Security	3
Number of issues rated as investment grade | Security	2
Number of major credit rating agencies rating securities with fair value less than amortized cost | Security	2
Number of securities non-rated | Security	1
Non-rated trust preferred securities, amortized cost	$ 1,000
Non-rated trust preferred securities, fair value	900
Rated Issues [Member]
Trust preferred securities [Abstract]
Fair Value	1,875		1,860
Net Unrealized Loss	(56)		(69)
Unrated Issues [Member]
Trust preferred securities [Abstract]
Fair Value	935		942
Net Unrealized Loss	(65)		(58)
Foreign Government [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized Cost	2,078		2,087
Unrealized Gains	0		0
Unrealized Losses	43		27
Fair Value	2,035		2,060
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	481		489
Less Than Twelve Months, Unrealized Losses	18		10
Twelve Months or More, Fair Value	1,554		1,571
Twelve Months or More, Unrealized Losses	25		17
Total, Fair Value	2,035		2,060
Total, Unrealized Losses	$ 43		$ 27
Number of securities with market fair value less than amortized cost | Security	2

Loans, Allowance for Loan Losse

Loans, Allowance for Loan Losses (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		$ 22,587	$ 20,234
Additions (deductions) [Abstract]
Provision for loan losses		315	(359)
Recoveries credited to the allowance		1,014	1,129
Loans charged against the allowance		(845)	(966)
Balance at end of period		23,071	20,038
Allowance for loan losses [Abstract]
Individually evaluated for impairment		6,332		$ 6,839
Collectively evaluated for impairment		16,739		15,748
Total ending allowance balance		23,071		22,587
Loans [Abstract]
Individually evaluated for impairment		64,069		65,544
Collectively evaluated for impairment		2,013,828		1,959,774
Total loans recorded investment		2,077,897		2,025,318
Accrued interest included in recorded investment		6,462		6,501
Total loans		2,071,435		2,018,817
Commercial [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		5,595	4,880
Additions (deductions) [Abstract]
Provision for loan losses		(135)	(61)
Recoveries credited to the allowance		606	404
Loans charged against the allowance		(40)	(135)
Balance at end of period		6,026	5,088
Allowance for loan losses [Abstract]
Individually evaluated for impairment		739		837
Collectively evaluated for impairment		5,287		4,758
Total ending allowance balance		6,026		5,595
Loans [Abstract]
Individually evaluated for impairment		8,348		8,420
Collectively evaluated for impairment		851,338		847,140
Total loans recorded investment		859,686		855,560
Accrued interest included in recorded investment		2,269		2,300
Total loans		857,417		853,260
Mortgage [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		8,733	8,681
Additions (deductions) [Abstract]
Provision for loan losses		147	(699)
Recoveries credited to the allowance		180	486
Loans charged against the allowance		(439)	(359)
Balance at end of period		8,621	8,109
Allowance for loan losses [Abstract]
Individually evaluated for impairment		5,345		5,725
Collectively evaluated for impairment		3,276		3,008
Total ending allowance balance		8,621		8,733
Loans [Abstract]
Individually evaluated for impairment		51,830		53,179
Collectively evaluated for impairment		840,396		799,629
Total loans recorded investment		892,226		852,808
Accrued interest included in recorded investment	[1]	3,316		3,278
Total loans		888,910		849,530
Installment [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		864	1,011
Additions (deductions) [Abstract]
Provision for loan losses		69	133
Recoveries credited to the allowance		228	239
Loans charged against the allowance		(366)	(472)
Balance at end of period		795	911
Allowance for loan losses [Abstract]
Individually evaluated for impairment		248		277
Collectively evaluated for impairment		547		587
Total ending allowance balance		795		864
Loans [Abstract]
Individually evaluated for impairment		3,891		3,945
Collectively evaluated for impairment		322,094		313,005
Total loans recorded investment		325,985		316,950
Accrued interest included in recorded investment	[1]	877		923
Total loans		325,108		316,027
Subjective Allocation [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		7,395	5,662
Additions (deductions) [Abstract]
Provision for loan losses		234	268
Recoveries credited to the allowance		0	0
Loans charged against the allowance		0	0
Balance at end of period		7,629	$ 5,930
Allowance for loan losses [Abstract]
Individually evaluated for impairment		0		0
Collectively evaluated for impairment		7,629		7,395
Total ending allowance balance		$ 7,629		$ 7,395
[1]	Credit scores have been updated within the last twelve months.

Loans, Receivables Past Due (De

Loans, Receivables Past Due (Details) - USD ($) $ in Thousands		Mar. 31, 2018	Dec. 31, 2017
Non performing loans [Abstract]
90+ and Still Accruing		$ 0	$ 0
Non-Accrual		6,629	8,184
Total Non-performing Loans		6,629	8,184
Accrued interest included in recorded investment		0	0
Aging analysis of loans by class [Abstract]
Total		11,081	12,554
Loans not Past Due		2,066,816	2,012,764
Total loans recorded investment		2,077,897	2,025,318
Accrued interest included in recorded investment		6,462	6,501
Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		3,769	3,671
Accrued interest included in recorded investment		46	43
Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,122	1,271
Accrued interest included in recorded investment		17	22
Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment		0	0
Aging analysis of loans by class [Abstract]
Total		6,190	7,612
Accrued interest included in recorded investment		0	0
Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		63	65
Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		6,399	6,436
Commercial [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		859,686	855,560
Accrued interest included in recorded investment		2,269	2,300
Commercial [Member] | Income Producing - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	30
Total Non-performing Loans		0	30
Aging analysis of loans by class [Abstract]
Total		0	30
Loans not Past Due		304,709	290,466
Total loans recorded investment		304,709	290,496
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	30
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	9
Total Non-performing Loans		0	9
Aging analysis of loans by class [Abstract]
Total		0	9
Loans not Past Due		51,382	70,182
Total loans recorded investment		51,382	70,191
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	9
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Commercial and Industrial [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		439	607
Total Non-performing Loans		439	607
Aging analysis of loans by class [Abstract]
Total		49	104
Loans not Past Due		503,546	494,769
Total loans recorded investment		503,595	494,873
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		41	60
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		8	0
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	44
Mortgage [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		892,226	852,808
Accrued interest included in recorded investment	[1]	3,316	3,278
Mortgage [Member] | 1-4 Family [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		4,213	5,130
Total Non-performing Loans		4,213	5,130
Aging analysis of loans by class [Abstract]
Total		7,254	7,484
Loans not Past Due		665,487	625,638
Total loans recorded investment		672,741	633,122
Accrued interest included in recorded investment	[1]	2,400	2,361
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		2,598	1,552
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		443	802
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		4,213	5,130
Mortgage [Member] | Resort Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		762	1,223
Total Non-performing Loans		762	1,223
Aging analysis of loans by class [Abstract]
Total		847	1,936
Loans not Past Due		86,582	88,620
Total loans recorded investment		87,429	90,556
Accrued interest included in recorded investment	[1]	370	371
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		85	713
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		762	1,223
Mortgage [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		309	326
Total Non-performing Loans		309	326
Aging analysis of loans by class [Abstract]
Total		634	672
Loans not Past Due		37,191	34,689
Total loans recorded investment		37,825	35,361
Accrued interest included in recorded investment	[1]	165	157
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		61	308
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		264	38
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		309	326
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		301	316
Total Non-performing Loans		301	316
Aging analysis of loans by class [Abstract]
Total		889	824
Loans not Past Due		59,598	58,834
Total loans recorded investment		60,487	59,658
Accrued interest included in recorded investment	[1]	283	294
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		334	353
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		254	155
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		301	316
Mortgage [Member] | Purchased Loans [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	0
Total Non-performing Loans		0	0
Aging analysis of loans by class [Abstract]
Total		10	7
Loans not Past Due		33,734	34,104
Total loans recorded investment		33,744	34,111
Accrued interest included in recorded investment	[1]	98	95
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		9	7
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		1	0
Mortgage [Member] | Purchased Loans [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Installment [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		325,985	316,950
Accrued interest included in recorded investment	[1]	877	923
Installment [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		150	141
Total Non-performing Loans		150	141
Aging analysis of loans by class [Abstract]
Total		324	242
Loans not Past Due		8,497	9,213
Total loans recorded investment		8,821	9,455
Accrued interest included in recorded investment	[1]	32	39
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		174	90
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	11
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		150	141
Installment [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		241	159
Total Non-performing Loans		241	159
Aging analysis of loans by class [Abstract]
Total		457	470
Loans not Past Due		8,411	9,001
Total loans recorded investment		8,868	9,471
Accrued interest included in recorded investment	[1]	38	43
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		157	217
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		59	94
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		241	159
Installment [Member] | Boat Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		66	100
Total Non-performing Loans		66	100
Aging analysis of loans by class [Abstract]
Total		230	195
Loans not Past Due		134,383	129,777
Total loans recorded investment		134,613	129,972
Accrued interest included in recorded investment	[1]	331	346
Installment [Member] | Boat Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		156	59
Installment [Member] | Boat Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		8	36
Installment [Member] | Boat Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		66	100
Installment [Member] | Recreational Vehicle Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		14	25
Total Non-performing Loans		14	25
Aging analysis of loans by class [Abstract]
Total		68	73
Loans not Past Due		98,489	92,737
Total loans recorded investment		98,557	92,810
Accrued interest included in recorded investment	[1]	248	254
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		30	28
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		24	20
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		14	25
Installment [Member] | Other [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		134	118
Total Non-performing Loans		134	118
Aging analysis of loans by class [Abstract]
Total		319	508
Loans not Past Due		74,807	74,734
Total loans recorded investment		75,126	75,242
Accrued interest included in recorded investment	[1]	228	241
Installment [Member] | Other [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		124	275
Installment [Member] | Other [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		61	115
Installment [Member] | Other [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		$ 134	$ 118
[1]	Credit scores have been updated within the last twelve months.

Loans, Impaired Financing Recei

Loans, Impaired Financing Receivables (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Impaired loan with no allocated allowance [Abstract]
TDR		$ 382		$ 349
Non - TDR		164		175
Impaired loans with an allocated allowance [Abstract]
TDR - allowance based on collateral		1,988		2,482
TDR - allowance based on present value cash flow		61,261		62,113
Non - TDR - allowance based on collateral		0		148
Total impaired loans		63,795		65,267
Amount of allowance for loan losses allocated [Abstract]
TDR - allowance based on collateral		533		684
TDR - allowance based on present value cash flow		5,799		6,089
Non - TDR - allowance based on collateral		0		66
Total amount of allowance for loan losses allocated		6,332		6,839
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	551		527
Unpaid Principal Balance, with no related allowance	[1]	1,128		1,087
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	63,518		65,017
Unpaid Principal Balance, with an allowance recorded	[1]	65,363		67,289
Recorded Investment	[1]	64,069		65,544
Unpaid Principal Balance	[1]	66,491		68,376
Related Allowance	[1]	6,332		6,839
Accrued interest included in recorded investment	[1]	274		277
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	540	$ 1,633
Interest Income Recognized, with No Related Allowance	[2]	12	5
Average Recorded Investment, with Related Allowance	[2]	64,271	75,020
Interest Income Recognized, with Related Allowance	[2]	791	848
Average Recorded Investment	[2]	64,811	76,653
Interest Income Recognized	[2]	803	853
Commercial [Member] | Income Producing - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	0		0
Unpaid Principal Balance, with no related allowance	[1]	0		0
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	5,178		5,195
Unpaid Principal Balance, with an allowance recorded	[1]	5,158		5,347
Recorded Investment	[1]	5,178		5,195
Unpaid Principal Balance	[1]	5,158		5,347
Related Allowance	[1]	344		347
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	0	444
Interest Income Recognized, with No Related Allowance	[2]	0	0
Average Recorded Investment, with Related Allowance	[2]	5,187	7,739
Interest Income Recognized, with Related Allowance	[2]	68	105
Average Recorded Investment	[2]	5,187	8,183
Interest Income Recognized	[2]	68	105
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	0		0
Unpaid Principal Balance, with no related allowance	[1]	0		0
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	156		166
Unpaid Principal Balance, with an allowance recorded	[1]	155		194
Recorded Investment	[1]	156		166
Unpaid Principal Balance	[1]	155		194
Related Allowance	[1]	5		9
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	0	16
Interest Income Recognized, with No Related Allowance	[2]	0	0
Average Recorded Investment, with Related Allowance	[2]	161	203
Interest Income Recognized, with Related Allowance	[2]	2	2
Average Recorded Investment	[2]	161	219
Interest Income Recognized	[2]	2	2
Commercial [Member] | Commercial and Industrial [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	515		524
Unpaid Principal Balance, with no related allowance	[1]	541		549
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	2,499		2,535
Unpaid Principal Balance, with an allowance recorded	[1]	2,556		2,651
Recorded Investment	[1]	3,014		3,059
Unpaid Principal Balance	[1]	3,097		3,200
Related Allowance	[1]	390		481
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	520	1,171
Interest Income Recognized, with No Related Allowance	[2]	4	0
Average Recorded Investment, with Related Allowance	[2]	2,517	4,099
Interest Income Recognized, with Related Allowance	[2]	32	35
Average Recorded Investment	[2]	3,037	5,270
Interest Income Recognized	[2]	36	35
Mortgage [Member] | 1-4 Family [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	35		2
Unpaid Principal Balance, with no related allowance	[1]	476		469
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	35,885		36,848
Unpaid Principal Balance, with an allowance recorded	[1]	37,464		38,480
Recorded Investment	[1]	35,920		36,850
Unpaid Principal Balance	[1]	37,940		38,949
Related Allowance	[1]	3,248		3,454
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	19	2
Interest Income Recognized, with No Related Allowance	[2]	6	4
Average Recorded Investment, with Related Allowance	[2]	36,367	40,900
Interest Income Recognized, with Related Allowance	[2]	458	464
Average Recorded Investment	[2]	36,386	40,902
Interest Income Recognized	[2]	464	468
Mortgage [Member] | Resort Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	0		0
Unpaid Principal Balance, with no related allowance	[1]	0		0
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	15,579		15,978
Unpaid Principal Balance, with an allowance recorded	[1]	15,607		16,046
Recorded Investment	[1]	15,579		15,978
Unpaid Principal Balance	[1]	15,607		16,046
Related Allowance	[1]	2,044		2,210
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	0	0
Interest Income Recognized, with No Related Allowance	[2]	0	0
Average Recorded Investment, with Related Allowance	[2]	15,779	16,795
Interest Income Recognized, with Related Allowance	[2]	164	161
Average Recorded Investment	[2]	15,779	16,795
Interest Income Recognized	[2]	164	161
Mortgage [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	0		0
Unpaid Principal Balance, with no related allowance	[1]	0		0
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	154		173
Unpaid Principal Balance, with an allowance recorded	[1]	160		236
Recorded Investment	[1]	154		173
Unpaid Principal Balance	[1]	160		236
Related Allowance	[1]	36		43
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	0	0
Interest Income Recognized, with No Related Allowance	[2]	0	0
Average Recorded Investment, with Related Allowance	[2]	164	235
Interest Income Recognized, with Related Allowance	[2]	2	2
Average Recorded Investment	[2]	164	235
Interest Income Recognized	[2]	2	2
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	0		0
Unpaid Principal Balance, with no related allowance	[1]	0		0
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	177		178
Unpaid Principal Balance, with an allowance recorded	[1]	212		213
Recorded Investment	[1]	177		178
Unpaid Principal Balance	[1]	212		213
Related Allowance	[1]	17		18
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	0	0
Interest Income Recognized, with No Related Allowance	[2]	0	0
Average Recorded Investment, with Related Allowance	[2]	178	254
Interest Income Recognized, with Related Allowance	[2]	2	2
Average Recorded Investment	[2]	178	254
Interest Income Recognized	[2]	2	2
Installment [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	1		1
Unpaid Principal Balance, with no related allowance	[1]	94		69
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	1,622		1,667
Unpaid Principal Balance, with an allowance recorded	[1]	1,738		1,804
Recorded Investment	[1]	1,623		1,668
Unpaid Principal Balance	[1]	1,832		1,873
Related Allowance	[1]	106		108
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	1	0
Interest Income Recognized, with No Related Allowance	[2]	2	1
Average Recorded Investment, with Related Allowance	[2]	1,645	1,939
Interest Income Recognized, with Related Allowance	[2]	29	34
Average Recorded Investment	[2]	1,646	1,939
Interest Income Recognized	[2]	31	35
Installment [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	0		0
Unpaid Principal Balance, with no related allowance	[1]	0		0
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	1,761		1,793
Unpaid Principal Balance, with an allowance recorded	[1]	1,778		1,805
Recorded Investment	[1]	1,761		1,793
Unpaid Principal Balance	[1]	1,778		1,805
Related Allowance	[1]	114		140
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	0	0
Interest Income Recognized, with No Related Allowance	[2]	0	0
Average Recorded Investment, with Related Allowance	[2]	1,777	2,362
Interest Income Recognized, with Related Allowance	[2]	27	35
Average Recorded Investment	[2]	1,777	2,362
Interest Income Recognized	[2]	27	35
Installment [Member] | Boat Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	0		0
Unpaid Principal Balance, with no related allowance	[1]	0		0
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	1		1
Unpaid Principal Balance, with an allowance recorded	[1]	5		5
Recorded Investment	[1]	1		1
Unpaid Principal Balance	[1]	5		5
Related Allowance	[1]	1		1
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	0	0
Interest Income Recognized, with No Related Allowance	[2]	0	0
Average Recorded Investment, with Related Allowance	[2]	1	1
Interest Income Recognized, with Related Allowance	[2]	0	0
Average Recorded Investment	[2]	1	1
Interest Income Recognized	[2]	0	0
Installment [Member] | Recreational Vehicle Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	0		0
Unpaid Principal Balance, with no related allowance	[1]	0		0
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	87		90
Unpaid Principal Balance, with an allowance recorded	[1]	87		90
Recorded Investment	[1]	87		90
Unpaid Principal Balance	[1]	87		90
Related Allowance	[1]	5		5
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	0	0
Interest Income Recognized, with No Related Allowance	[2]	0	0
Average Recorded Investment, with Related Allowance	[2]	89	108
Interest Income Recognized, with Related Allowance	[2]	1	1
Average Recorded Investment	[2]	89	108
Interest Income Recognized	[2]	1	1
Installment [Member] | Other [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance recorded	[1]	0		0
Unpaid Principal Balance, with no related allowance	[1]	17		0
With no related allowance recorded	[1]	0		0
Recorded Investment, with an allowance recorded	[1]	419		393
Unpaid Principal Balance, with an allowance recorded	[1]	443		418
Recorded Investment	[1]	419		393
Unpaid Principal Balance	[1]	460		418
Related Allowance	[1]	22		$ 23
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with No Related Allowance	[2]	0	0
Interest Income Recognized, with No Related Allowance	[2]	0	0
Average Recorded Investment, with Related Allowance	[2]	406	385
Interest Income Recognized, with Related Allowance	[2]	6	7
Average Recorded Investment	[2]	406	385
Interest Income Recognized	[2]	$ 6	$ 7
[1]	There were no impaired purchased mortgage loans at March 31, 2018 or December 31, 2017.
[2]	There were no impaired purchased mortgage loans during the three month periods ended March 31, 2018 and 2017, respectively.

Loans, Troubled Debt Restructur

Loans, Troubled Debt Restructurings (Details) $ in Thousands		3 Months Ended
		Mar. 31, 2018USD ($)PaymentContract	Mar. 31, 2017USD ($)Contract	Dec. 31, 2017USD ($)
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		$ 63,631		$ 64,944
Troubled debt restructuring, specific reserve		$ 6,300		6,800
Number of consecutive timely payments required | Payment		6
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	12	9
Pre-modification recorded balance	[1]	$ 923	$ 418
Post-modification recorded balance	[1]	904	422
Increase (decrease) in allowance for loan losses		(30)	50
Charge offs due to troubled debt restructurings		0	0
Charge-offs on TDRs that subsequently defaulted		$ 0	$ 0
Past due period for modified loans		90 days
Minimum [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period		9 months
Modifications involving extension of maturity date, period range		1 month
Maximum [Member]
Financing Receivable, Modifications [Line Items]
Modification of stated interest rate of loans, range of period		36 months
Modification of stated interest rate of loans, range of period in certain circumstances		480 months
Modifications involving extension of maturity date, period range		60 months
Modifications involving extension of maturity date, period range in certain circumstances		230 months
Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		$ 59,902		60,115
Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[2]	3,729		4,829
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		8,155		8,071
Commercial [Member] | Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring		7,880		7,748
Commercial [Member] | Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[2]	$ 275		323
Commercial [Member] | Income Producing - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	1	0
Pre-modification recorded balance	[1]	$ 67	$ 0
Post-modification recorded balance	[1]	$ 67	$ 0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	0	0
Pre-modification recorded balance	[1]	$ 0	$ 0
Post-modification recorded balance	[1]	$ 0	$ 0
Commercial [Member] | Commercial and Industrial [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	3	3
Pre-modification recorded balance	[1]	$ 434	$ 133
Post-modification recorded balance	[1]	$ 434	$ 133
Mortgage [Member] | 1-4 Family [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	3	1
Pre-modification recorded balance	[1]	$ 228	$ 17
Post-modification recorded balance	[1]	$ 211	$ 17
Mortgage [Member] | Resort Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	0	1
Pre-modification recorded balance	[1]	$ 0	$ 189
Post-modification recorded balance	[1]	$ 0	$ 189
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	0	0
Pre-modification recorded balance	[1]	$ 0	$ 0
Post-modification recorded balance	[1]	$ 0	$ 0
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	0	0
Pre-modification recorded balance	[1]	$ 0	$ 0
Post-modification recorded balance	[1]	$ 0	$ 0
Installment [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	3	2
Pre-modification recorded balance	[1]	$ 98	$ 34
Post-modification recorded balance	[1]	$ 99	$ 37
Installment [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	1	2
Pre-modification recorded balance	[1]	$ 61	$ 45
Post-modification recorded balance	[1]	$ 61	$ 46
Installment [Member] | Boat Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	0	0
Pre-modification recorded balance	[1]	$ 0	$ 0
Post-modification recorded balance	[1]	$ 0	$ 0
Installment [Member] | Recreational Vehicle Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	0	0
Pre-modification recorded balance	[1]	$ 0	$ 0
Post-modification recorded balance	[1]	$ 0	$ 0
Installment [Member] | Other [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract	[1]	1	0
Pre-modification recorded balance	[1]	$ 35	$ 0
Post-modification recorded balance	[1]	32	$ 0
Retail [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3]	55,476		56,873
Retail [Member] | Performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[3]	52,022		52,367
Retail [Member] | Non-performing TDRs [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring	[2],[3],[4]	$ 3,454		$ 4,506
[1]	There were no purchased mortgage loans classified as troubled debt restructurings during the three month periods ended March 31, 2018 and 2017, respectively.
[2]	Included in non-performing loans table above.
[3]	Retail loans include mortgage and installment portfolio segments.
[4]	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.

Loans, Loan Ratings by Loan Cla

Loans, Loan Ratings by Loan Class, Commercial, Mortgage and Installment Segments (Details) - USD ($) $ in Thousands		1 Months Ended	3 Months Ended
		Mar. 31, 2018	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Loan ratings/credit scores by loan class [Abstract]
Commercial		$ 857,417	$ 857,417		$ 853,260
Accrued interest included in total		6,462	6,462		6,501
Other Real Estate and Foreclosed Assets [Abstract]
Foreclosed residential real estate properties		1,500	1,500		1,600
Retail mortgage loans in process of foreclosure		400	400		800
Sale of Mortgage Loans [Abstract]
Proceeds from sale of mortgage loan			16,460	$ 0
Net gains on mortgage loans			(2,571)	$ (2,571)
Single-family Residential Loans [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of mortgage loan		16,500
Net gains on mortgage loans		$ 50
Weighted average interest rate		3.59%
Commercial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		$ 859,686	859,686		855,560
Accrued interest included in total		2,269	2,269		2,300
Commercial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		818,394	818,394		822,561
Accrued interest included in total		2,122	2,122		2,198
Commercial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		31,080	31,080		29,704
Accrued interest included in total		103	103		94
Commercial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		9,773	9,773		2,649
Accrued interest included in total		44	44		8
Commercial [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		439	439		646
Accrued interest included in total		0	0		0
Commercial [Member] | Income Producing - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		304,709	304,709		290,496
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		303,189	303,189		288,869
Commercial [Member] | Income Producing - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		1,225	1,225		1,293
Commercial [Member] | Income Producing - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		295	295		304
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		0	0		30
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		51,382	51,382		70,191
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		48,916	48,916		70,122
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		2,466	2,466		60
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		0	0		0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		0	0		9
Commercial [Member] | Commercial and Industrial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		503,595	503,595		494,873
Commercial [Member] | Commercial and Industrial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		466,289	466,289		463,570
Commercial [Member] | Commercial and Industrial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		27,389	27,389		28,351
Commercial [Member] | Commercial and Industrial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		9,478	9,478		2,345
Commercial [Member] | Commercial and Industrial [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial		439	439		607
Mortgage [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	100,636	100,636		104,159
750-799	[1]	372,640	372,640		360,260
700-749	[1]	208,666	208,666		198,667
650-699	[1]	113,587	113,587		106,479
600-649	[1]	31,813	31,813		31,813
550-599	[1]	19,715	19,715		19,482
500-549	[1]	11,086	11,086		12,110
Under 500	[1]	3,728	3,728		3,463
Unknown	[1]	30,355	30,355		16,375
Total	[1]	892,226	892,226		852,808
Accrued interest included in total	[1]	3,316	3,316		3,278
Mortgage [Member] | 1-4 Family [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	68,918	68,918		70,540
750-799	[1]	279,211	279,211		265,907
700-749	[1]	154,631	154,631		146,302
650-699	[1]	91,118	91,118		83,695
600-649	[1]	25,015	25,015		25,087
550-599	[1]	15,341	15,341		15,136
500-549	[1]	8,755	8,755		9,548
Under 500	[1]	2,905	2,905		2,549
Unknown	[1]	26,847	26,847		14,358
Total	[1]	672,741	672,741		633,122
Accrued interest included in total	[1]	2,400	2,400		2,361
Mortgage [Member] | Resort Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	9,759	9,759		11,625
750-799	[1]	35,228	35,228		36,015
700-749	[1]	21,334	21,334		22,099
650-699	[1]	11,740	11,740		12,145
600-649	[1]	2,963	2,963		3,025
550-599	[1]	2,486	2,486		2,710
500-549	[1]	749	749		1,009
Under 500	[1]	266	266		269
Unknown	[1]	2,904	2,904		1,659
Total	[1]	87,429	87,429		90,556
Accrued interest included in total	[1]	370	370		371
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	6,990	6,990		6,169
750-799	[1]	17,235	17,235		16,561
700-749	[1]	8,177	8,177		7,317
650-699	[1]	2,970	2,970		2,793
600-649	[1]	1,226	1,226		1,189
550-599	[1]	418	418		518
500-549	[1]	480	480		397
Under 500	[1]	180	180		260
Unknown	[1]	149	149		157
Total	[1]	37,825	37,825		35,361
Accrued interest included in total	[1]	165	165		157
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	7,107	7,107		7,842
750-799	[1]	23,504	23,504		24,126
700-749	[1]	16,633	16,633		15,012
650-699	[1]	7,336	7,336		7,420
600-649	[1]	2,609	2,609		2,512
550-599	[1]	1,470	1,470		1,118
500-549	[1]	1,102	1,102		1,156
Under 500	[1]	377	377		385
Unknown	[1]	349	349		87
Total	[1]	60,487	60,487		59,658
Accrued interest included in total	[1]	283	283		294
Mortgage [Member] | Purchased Loans [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	7,862	7,862		7,983
750-799	[1]	17,462	17,462		17,651
700-749	[1]	7,891	7,891		7,937
650-699	[1]	423	423		426
600-649	[1]	0	0		0
550-599	[1]	0	0		0
500-549	[1]	0	0		0
Under 500	[1]	0	0		0
Unknown	[1]	106	106		114
Total	[1]	33,744	33,744		34,111
Accrued interest included in total	[1]	98	98		95
Installment [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	42,260	42,260		40,985
750-799	[1]	164,014	164,014		158,147
700-749	[1]	73,668	73,668		70,941
650-699	[1]	25,623	25,623		26,583
600-649	[1]	8,020	8,020		7,840
550-599	[1]	3,690	3,690		3,794
500-549	[1]	1,398	1,398		1,641
Under 500	[1]	295	295		377
Unknown	[1]	7,017	7,017		6,642
Total	[1]	325,985	325,985		316,950
Accrued interest included in total	[1]	877	877		923
Installment [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	829	829		815
750-799	[1]	1,739	1,739		1,912
700-749	[1]	1,713	1,713		1,825
650-699	[1]	1,679	1,679		1,840
600-649	[1]	1,500	1,500		1,567
550-599	[1]	862	862		950
500-549	[1]	444	444		499
Under 500	[1]	40	40		32
Unknown	[1]	15	15		15
Total	[1]	8,821	8,821		9,455
Accrued interest included in total	[1]	32	32		39
Installment [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	636	636		825
750-799	[1]	1,731	1,731		1,952
700-749	[1]	1,900	1,900		2,142
650-699	[1]	1,963	1,963		2,036
600-649	[1]	1,231	1,231		1,065
550-599	[1]	1,137	1,137		1,028
500-549	[1]	164	164		303
Under 500	[1]	76	76		88
Unknown	[1]	30	30		32
Total	[1]	8,868	8,868		9,471
Accrued interest included in total	[1]	38	38		43
Installment [Member] | Boat Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	17,303	17,303		15,531
750-799	[1]	75,796	75,796		73,251
700-749	[1]	30,043	30,043		28,922
650-699	[1]	8,556	8,556		9,179
600-649	[1]	2,006	2,006		2,052
550-599	[1]	577	577		640
500-549	[1]	243	243		281
Under 500	[1]	32	32		57
Unknown	[1]	57	57		59
Total	[1]	134,613	134,613		129,972
Accrued interest included in total	[1]	331	331		346
Installment [Member] | Recreational Vehicle Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	17,684	17,684		16,754
750-799	[1]	56,527	56,527		52,610
700-749	[1]	18,801	18,801		17,993
650-699	[1]	4,178	4,178		4,270
600-649	[1]	907	907		754
550-599	[1]	308	308		305
500-549	[1]	107	107		83
Under 500	[1]	5	5		6
Unknown	[1]	40	40		35
Total	[1]	98,557	98,557		92,810
Accrued interest included in total	[1]	248	248		254
Installment [Member] | Other [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	5,808	5,808		7,060
750-799	[1]	28,221	28,221		28,422
700-749	[1]	21,211	21,211		20,059
650-699	[1]	9,247	9,247		9,258
600-649	[1]	2,376	2,376		2,402
550-599	[1]	806	806		871
500-549	[1]	440	440		475
Under 500	[1]	142	142		194
Unknown	[1]	6,875	6,875		6,501
Total	[1]	75,126	75,126		75,242
Accrued interest included in total	[1]	$ 228	$ 228		$ 241
[1]	Credit scores have been updated within the last twelve months.

Shareholders' Equity and Earn45

Shareholders' Equity and Earnings Per Common Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended
		Mar. 31, 2018	Mar. 31, 2017	Jan. 22, 2018
Earnings Per Share Reconciliation [Abstract]
Net Income		$ 9,161	$ 5,974
Weighted average shares outstanding (in shares)	[1]	21,365	21,308
Effect of stock options (in shares)		135	152
Stock units for deferred compensation plan for non-employee directors (in shares)		125	119
Performance share units (in shares)		49	60
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)		21,674	21,639
Net income per common share [Abstract]
Basic (in dollars per share)	[1]	$ 0.43	$ 0.28
Diluted (in dollars per share)		$ 0.42	$ 0.28
Common Stock [Member]
Class of Stock [Line Items]
Stock repurchase program percentage of shares authorized to be repurchased				5.00%
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computation of diluted loss per share (in shares)		0	0
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume46

Derivative Financial Instruments (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Derivative financial instrument according to type of hedge [Abstract]
Unrealized gain on cash flow hedges, net of tax	$ 290
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	4,791	$ 3,080
Liability Derivatives	2,056	1,292
Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Unrecognized premiums	$ 900	900
Maximum [Member]
Derivative financial instrument according to type of hedge [Abstract]
Term of cash flow hedge	3 years 8 months 12 days
Cash Flow Hedge Designation [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 60,000	$ 60,000
Average Maturity	3 years 3 months 18 days	3 years 7 months 6 days
Fair Value	$ 1,900	$ 1,221
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 45,000	$ 45,000
Average Maturity	3 years 3 months 18 days	3 years 6 months
Fair Value	$ 1,474	$ 976
Designated as Hedging Instrument [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,900	1,221
Liability Derivatives	0	0
No Hedge Designation [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 281,038	$ 239,377
Average Maturity	3 years 9 months 18 days	4 years 1 month 6 days
Fair Value	$ 835	$ 567
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	2,891	1,859
Liability Derivatives	2,056	1,292
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 42,159	$ 25,032
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ 958	$ 530
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 61,743	$ 56,127
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ (123)	$ 37
No Hedge Designation [Member] | Purchased Options [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 3,119	$ 3,119
Average Maturity	3 years 2 months 12 days	3 years 6 months
Fair Value	$ 229	$ 322
No Hedge Designation [Member] | Written Options [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 3,119	$ 3,119
Average Maturity	3 years 2 months 12 days	3 years 6 months
Fair Value	$ (229)	$ (322)
Fixed Income Interest Rate [Member] | Cash Flow Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 15,000	$ 15,000
Average Maturity	3 years 4 months 24 days	3 years 8 months 12 days
Fair Value	$ 426	$ 245
Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap - Commercial [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 80,449	$ 75,990
Average Maturity	6 years 2 months 12 days	6 years 2 months 12 days
Fair Value	$ 1,348	$ 292
Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap - Commercial [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 80,449	$ 75,990
Average Maturity	6 years 2 months 12 days	6 years 2 months 12 days
Fair Value	$ (1,348)	$ (292)
Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 10,000
Average Maturity	4 months 24 days
Fair Value	$ 0
Other Assets [Member] | Designated as Hedging Instrument [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,474	976
Other Assets [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	958	530
Other Assets [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	37
Other Assets [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	229	322
Other Assets [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Other Assets [Member] | Fixed Income Interest Rate [Member] | Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	426	245
Other Assets [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap - Commercial [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,526	631
Other Assets [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap - Commercial [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	178	339
Other Assets [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Other Liabilities [Member] | Designated as Hedging Instrument [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	123	0
Other Liabilities [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	229	322
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap - Commercial [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	178	339
Other Liabilities [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap - Commercial [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	1,526	631
Other Liabilities [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	$ 0	$ 0

Derivative Financial Instrume47

Derivative Financial Instruments, Effect on Statement of Operations (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2018	Mar. 31, 2017
Cash Flow Hedge [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain Recognized in Other Comprehensive Income (Loss) (Effective Portion)		$ 684	$ 0
Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		6	0
Gain (Loss) Recognized in Income	[1]	12	0
Cash Flow Hedge [Member] | Interest-Rate Cap Agreements [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain Recognized in Other Comprehensive Income (Loss) (Effective Portion)		513	0
Cash Flow Hedge [Member] | Interest-Rate Cap Agreements [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		7	0
Gain (Loss) Recognized in Income	[1]	0	0
Cash Flow Hedge [Member] | Interest Rate Swap [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		(1)	0
Gain (Loss) Recognized in Income	[1]	12	0
Cash Flow Hedge [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain Recognized in Other Comprehensive Income (Loss) (Effective Portion)		171	0
No Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	268	(425)
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	428	371
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	(160)	(796)
No Hedge Designation [Member] | Purchased Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	(93)	69
No Hedge Designation [Member] | Written Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	93	(69)
No Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap - Commercial [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	1,056	110
No Hedge Designation [Member] | Variable Income Interest Rate [Member] | Interest Rate Swap - Commercial [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	(1,056)	(110)
No Hedge Designation [Member] | Variable Income Interest Rate [Member] | Interest Rate Swap - Commercial [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	$ 0	$ 0
[1]	For cash flow hedges, this location and amount refers to the ineffective portion.

Intangible Assets (Details)

Intangible Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Amortized intangible assets - core deposits [Abstract]
Gross Carrying Amount	$ 6,118	$ 6,118
Accumulated Amortization	4,618	$ 4,532
Summary of estimated intangible amortization [Abstract]
Nine months ending December 31, 2018	260
2,019	346
2,020	346
2,021	346
2,022	202
Total	$ 1,500

Share Based Compensation (Detai

Share Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of additional shares approved for grant (in shares)	500,000
Total compensation cost not yet recognized	$ 3,000
Total compensation cost not yet recognized, period for recognition	2 years 3 months 18 days
Information regarding options exercised [Abstract]
Intrinsic value	$ 78	$ 279
Cash proceeds received	13	66
Tax benefit realized	16	98
Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total compensation expense recognized	400	400
Tax benefit relating to compensation expense recognized	$ 100	$ 100
Stock Options [Member]
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)	176,055
Granted (in shares)	0
Exercised (in shares)	(3,800)
Forfeited (in shares)	0
Expired (in shares)	0
Outstanding, ending balance (in shares)	172,255
Vested and expected to vest, period end (in shares)	172,255
Exercisable, period end (in shares)	172,255
Average Exercise Price [Roll Forward]
Outstanding, beginning balance (in dollars per share)	$ 5.24
Exercised (in dollars per share)	3.39
Outstanding, ending balance (in dollars per share)	5.28
Vested and expected to vest, period end (in dollars per share)	5.28
Exercisable, period end (in dollars per share)	$ 5.28
Weighted-Average Remaining Contractual Term (Years) [Abstract]
Outstanding, weighted average remaining contractual term	3 years 9 months 18 days
Vested and expected to vest, weighted-average remaining contractual term	3 years 9 months 18 days
Exercisable, weighted average remaining contractual term	3 years 9 months 18 days
Aggregate Intrinsic Value [Abstract]
Outstanding, aggregate intrinsic value	$ 3,035
Vested and expected to vest, aggregate intrinsic value	3,035
Exercisable, aggregate intrinsic value	$ 3,035
Restricted Stock [Member] | Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock units or restricted shares issued in period (in shares)	2,000
Vesting period	3 years
Non-Vested Restricted Stock and PSUs [Member]
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)	290,527
Granted (in shares)	64,406
Vested (in shares)	(95,036)
Forfeited (in shares)	(6,028)
Outstanding, ending balance (in shares)	253,869
Weighted Average Grant Date Fair Value [Roll Forward]
Outstanding, beginning balance (in dollars per share)	$ 15.88
Granted (in dollars per share)	23.58
Vested (in dollars per share)	13.14
Forfeited (in dollars per share)	17.70
Outstanding, ending balance (in dollars per share)	$ 18.82
Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares issues as retainer fees (in shares)	2,000	2,000
Non-Employee Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of additional shares approved for grant (in shares)	200,000
Total compensation expense recognized	$ 50	$ 40
Tax benefit relating to compensation expense recognized	$ 10	$ 10
Officers [Member] | Restricted Stock [Member] | Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock units or restricted shares issued in period (in shares)	40,000	50,000
Vesting period	3 years	3 years
Officers [Member] | Performance Stock Units [Member] | Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock units or restricted shares issued in period (in shares)	20,000	20,000
Vesting period	3 years	3 years

Income Tax (Details)

Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Income Tax [Abstract]
Income tax expense	$ 2,038	$ 2,621
Statutory federal income tax rate	21.00%		35.00%
Decrease in income tax expense	$ (200)	$ (100)
Gross unrecognized tax benefits	$ 700		$ 700

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Regulatory Matters [Abstract]
Undivided profits	$ 27,100
Components of regulatory capital [Abstract]
Total shareholders' equity	267,917	$ 264,933	$ 255,475	$ 248,980
Add (deduct) [Abstract]
Accumulated other comprehensive (gain) loss for regulatory purposes	(8,502)	(5,999)
Intangible assets	(1,500)	(1,586)
Consolidated [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	$ 318,837	$ 312,163
Actual, Ratio	15.24%	15.16%
Minimum for Adequately Capitalized Institutions, Amount	$ 167,402	$ 164,782
Minimum for Adequately Capitalized Institutions, Ratio	8.00%	8.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 294,755	$ 288,451
Actual, Ratio	14.09%	14.00%
Minimum for Adequately Capitalized Institutions, Amount	$ 125,551	$ 123,586
Minimum for Adequately Capitalized Institutions, Ratio	6.00%	6.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 260,255	$ 255,934
Actual, Ratio	12.44%	12.43%
Minimum for Adequately Capitalized Institutions, Amount	$ 94,164	$ 92,690
Minimum for Adequately Capitalized Institutions, Ratio	4.50%	4.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital	$ 294,755	$ 288,451
Actual, Ratio	10.64%	10.57%
Minimum for Adequately Capitalized Institutions, Amount	$ 110,783	$ 109,209
Minimum for Adequately Capitalized Institutions, Ratio	4.00%	4.00%
Components of regulatory capital [Abstract]
Total shareholders' equity	$ 267,917	$ 264,933
Add (deduct) [Abstract]
Accumulated other comprehensive (gain) loss for regulatory purposes	2,705	201
Intangible assets	(1,500)	(1,269)
Disallowed deferred tax assets	(8,867)	(7,931)
Common equity tier 1 capital	260,255	255,934
Qualifying trust preferred securities	34,500	34,500
Disallowed deferred tax assets	0	(1,983)
Tier 1 capital	294,755	288,451
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	24,082	23,712
Total risk-based capital	318,837	312,163
Independent Bank [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	$ 301,081	$ 290,188
Actual, Ratio	14.40%	14.10%
Minimum for Adequately Capitalized Institutions, Amount	$ 167,291	$ 164,675
Minimum for Adequately Capitalized Institutions, Ratio	8.00%	8.00%
Minimum for Well Capitalized Institutions, Amount	$ 209,114	$ 205,843
Minimum for Well-Capitalized Institutions, Ratio	10.00%	10.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 276,999	$ 266,476
Actual, Ratio	13.25%	12.95%
Minimum for Adequately Capitalized Institutions, Amount	$ 125,468	$ 123,506
Minimum for Adequately Capitalized Institutions, Ratio	6.00%	6.00%
Minimum for Well-Capitalized Institutions, Amount	$ 167,291	$ 164,675
Minimum for Well Capitalized Institutions, Ratio	8.00%	8.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	$ 276,999	$ 266,476
Actual, Ratio	13.25%	12.95%
Minimum for Adequately Capitalized Institutions, Amount	$ 94,101	$ 92,630
Minimum for Adequately Capitalized Institutions, Ratio	4.50%	4.50%
Minimum for Well-Capitalized Institutions, Amount	$ 135,924	$ 133,798
Minimum for Well Capitalized Institutions, Ratio	6.50%	6.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital	$ 276,999	$ 266,476
Actual, Ratio	10.01%	9.78%
Minimum for Adequately Capitalized Institutions, Amount	$ 110,726	$ 109,041
Minimum for Adequately Capitalized Institutions, Ratio	4.00%	4.00%
Minimum for Well-Capitalized Institutions, Amount	$ 138,408	$ 136,301
Minimum for Well-Capitalized Institutions, Ratio	5.00%	5.00%
Components of regulatory capital [Abstract]
Total shareholders' equity	$ 276,646	$ 269,481
Add (deduct) [Abstract]
Accumulated other comprehensive (gain) loss for regulatory purposes	2,705	201
Intangible assets	(1,500)	(1,269)
Disallowed deferred tax assets	(852)	(1,937)
Common equity tier 1 capital	276,999	266,476
Qualifying trust preferred securities	0	0
Disallowed deferred tax assets	0	0
Tier 1 capital	276,999	266,476
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	24,082	23,712
Total risk-based capital	$ 301,081	$ 290,188

Fair Value Disclosures, Signifi

Fair Value Disclosures, Significant Assumptions (Details) - USD ($) $ in Thousands		Mar. 31, 2018	Dec. 31, 2017
Assets [Abstract]
Equity securities at fair value		$ 301	$ 0
Trading securities		0	455
Securities available for sale		489,119	522,925
Loans held for sale		34,148	39,436
U.S. Treasury [Member]
Assets [Abstract]
Securities available for sale		599	898
U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		23,936	25,682
U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		137,244	137,918
U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		9,945	9,760
Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		28,451	29,109
Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		90,527	93,898
Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		151,823	172,945
Corporate [Member]
Assets [Abstract]
Securities available for sale		41,749	47,853
Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,810	2,802
Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,035	2,060
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Equity securities at fair value		301
Trading securities			455
Securities available for sale		599	898
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Equity securities at fair value		0
Trading securities			0
Securities available for sale		488,520	522,027
Derivatives		4,791	3,080
Liabilities [Abstract]
Derivatives		2,056	1,292
Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Equity securities at fair value		0
Trading securities			0
Securities available for sale		0	0
Capitalized mortgage loan servicing rights		17,783	15,699
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Fair Value, Measurements, Recurring [Member]
Assets [Abstract]
Equity securities at fair value		301
Trading securities			455
Loans held for sale		34,148	39,436
Capitalized mortgage loan servicing rights		17,783	15,699
Derivatives	[1]	4,791	3,080
Liabilities [Abstract]
Derivatives	[2]	2,056	1,292
Fair Value, Measurements, Recurring [Member] | U.S. Treasury [Member]
Assets [Abstract]
Securities available for sale		599	898
Fair Value, Measurements, Recurring [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		23,936	25,682
Fair Value, Measurements, Recurring [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		137,244	137,918
Fair Value, Measurements, Recurring [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		9,945	9,760
Fair Value, Measurements, Recurring [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		28,451	29,109
Fair Value, Measurements, Recurring [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		90,527	93,898
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		151,823	172,945
Fair Value, Measurements, Recurring [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		41,749	47,853
Fair Value, Measurements, Recurring [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,810	2,802
Fair Value, Measurements, Recurring [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,035	2,060
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Equity securities at fair value		301
Trading securities			455
Loans held for sale		0	0
Capitalized mortgage loan servicing rights		0	0
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Treasury [Member]
Assets [Abstract]
Securities available for sale		599	898
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Equity securities at fair value		0
Trading securities			0
Loans held for sale		34,148	39,436
Capitalized mortgage loan servicing rights		0	0
Derivatives	[1]	4,791	3,080
Liabilities [Abstract]
Derivatives	[2]	2,056	1,292
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Treasury [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		23,936	25,682
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		137,244	137,918
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		9,945	9,760
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		28,451	29,109
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		90,527	93,898
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		151,823	172,945
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		41,749	47,853
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		2,810	2,802
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,035	2,060
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Equity securities at fair value		0
Trading securities			0
Loans held for sale		0	0
Capitalized mortgage loan servicing rights		17,783	15,699
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Treasury [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Recurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Fair Value, Measurements, Nonrecurring [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[3]	302	274
Land, land development & construction - real estate	[3]	3	9
Commercial and industrial	[3]	874	1,051
Mortgage [Abstract]
1-4 Family	[3]	276	339
Resort Lending	[3]		207
Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate [Member]
Mortgage [Abstract]
1-4 Family	[4]	35	186
Resort Lending	[4]	136	65
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[3]	0	0
Land, land development & construction - real estate	[3]	0	0
Commercial and industrial	[3]	0	0
Mortgage [Abstract]
1-4 Family	[3]	0	0
Resort Lending	[3]		0
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate [Member]
Mortgage [Abstract]
1-4 Family	[4]	0	0
Resort Lending	[4]	0	0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[3]	0	0
Land, land development & construction - real estate	[3]	0	0
Commercial and industrial	[3]	0	0
Mortgage [Abstract]
1-4 Family	[3]	0	0
Resort Lending	[3]		0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate [Member]
Mortgage [Abstract]
1-4 Family	[4]	0	0
Resort Lending	[4]	0	0
Fair Value, Measurements, Nonrecurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[3]	302	274
Land, land development & construction - real estate	[3]	3	9
Commercial and industrial	[3]	874	1,051
Mortgage [Abstract]
1-4 Family	[3]	276	339
Resort Lending	[3]		207
Fair Value, Measurements, Nonrecurring [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Real Estate [Member]
Mortgage [Abstract]
1-4 Family	[4]	35	186
Resort Lending	[4]	$ 136	$ 65
[1]	Included in accrued income and other assets.
[2]	Included in accrued expenses and other liabilities.
[3]	Only includes impaired loans with specific loss allocations based on collateral value.
[4]	Only includes other real estate with subsequent write downs to fair value.

Fair Value Disclosures, Changes

Fair Value Disclosures, Changes in Fair Value for Financial Assets (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Changes in fair value for financial assets [Abstract]
Equity Securities at fair value, net gains (losses)	$ (154)
Trading securities, net gains (losses)		$ (79)
Loans held for sale, net gains (losses)	(153)	581
Capitalized mortgage loan serviceing rights, net gains (losses)	1,029	(264)
Impairment charges recognized [Abstract]
Collateral dependent loans, carrying amount	2,000		$ 2,600
Collateral dependent loans, valuation allowance	500		700
Additional provision for loan losses on impaired loans	100	300
Other real estate, carrying amount	200		300
Other real estate, valuation allowance	100		$ 100
Other real estate, additional charge	20	20
Securities [Member]
Changes in fair value for financial assets [Abstract]
Equity Securities at fair value, net gains (losses)	(154)
Trading securities, net gains (losses)		(79)
Mortgage Loans [Member]
Changes in fair value for financial assets [Abstract]
Loans held for sale, net gains (losses)	(153)	581
Mortgage Loan Servicing [Member]
Changes in fair value for financial assets [Abstract]
Capitalized mortgage loan serviceing rights, net gains (losses)	$ 1,029	$ (264)

Fair Value Disclosures, Reconci

Fair Value Disclosures, Reconciliation for all Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - Capitalized Mortgage Loan Servicing Rights [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Reconciliation for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance	$ 15,699	$ 0
Change in accounting	0	14,213
Total gains (losses) realized and unrealized [Abstract]
Included in results of operations	1,029	(264)
Included in other comprehensive income (loss)	0	0
Purchases, issuances, settlements, maturities and calls	1,055	778
Transfers in and/or out of Level 3	0	0
Ending balance	17,783	14,727
Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31	1,029	(264)
As Adjusted [Member]
Reconciliation for all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance	$ 15,699	$ 14,213

Fair Value Disclosures, Quantit

Fair Value Disclosures, Quantitative Information About Level 3 (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Significant Un-observable Inputs (Level 3) [Member]
Asset (Liability) Fair Value [Abstract]
Capitalized mortgage loan servicing rights	$ 17,783,000	$ 15,699,000
Impaired loan [Abstract]
Commercial	1,179,000	1,334,000
Mortgage	276,000	546,000
Other real estate [Abstract]
Mortgage	$ 171,000	$ 251,000
Present Value of Net Servicing Revenue [Member] | Minimum [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate	10.00%	9.88%
Cost to service	$ 66	$ 66
Ancillary income	$ 20	$ 20
Float rate	2.70%	2.24%
Present Value of Net Servicing Revenue [Member] | Maximum [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate	13.00%	11.00%
Cost to service	$ 216	$ 216
Ancillary income	$ 36	$ 36
Float rate	2.70%	2.24%
Present Value of Net Servicing Revenue [Member] | Weighted Average [Member]
Unobservable Inputs Weighted Average [Abstract]
Discount rate	10.14%	10.11%
Cost to service	$ 81	$ 81
Ancillary income	$ 23	$ 23
Float rate	2.70%	2.24%
Sales Comparison Approach [Member] | Impaired Loans Commercial [Member] | Minimum [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	(32.50%)	(32.50%)
Sales Comparison Approach [Member] | Impaired Loans Commercial [Member] | Maximum [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	25.00%	25.00%
Sales Comparison Approach [Member] | Impaired Loans Commercial [Member] | Weighted Average [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	(3.90%)	(4.50%)
Sales Comparison Approach [Member] | Impaired Loans Mortgage [Member] | Minimum [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	(30.90%)	(21.10%)
Sales Comparison Approach [Member] | Impaired Loans Mortgage [Member] | Maximum [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	77.90%	34.10%
Sales Comparison Approach [Member] | Impaired Loans Mortgage [Member] | Weighted Average [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	7.00%	(2.70%)
Sales Comparison Approach [Member] | Other Real Estate Mortgage [Member] | Minimum [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	(33.00%)	(33.00%)
Sales Comparison Approach [Member] | Other Real Estate Mortgage [Member] | Maximum [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	44.50%	44.50%
Sales Comparison Approach [Member] | Other Real Estate Mortgage [Member] | Weighted Average [Member]
Unobservable Inputs Weighted Average [Abstract]
Adjustment for differences between comparable sales	(2.00%)	(1.00%)

Fair Value Disclosures, Differe

Fair Value Disclosures, Difference Between Aggregate Fair Value and Aggregate Remaining Contractual Principal (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Loans held for sale [Abstract]
Aggregate Fair Value	$ 34,148	$ 39,436
Difference	691	844
Contractual Principal	$ 33,457	$ 38,592

Fair Values of Financial Inst57

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands		Mar. 31, 2018	Dec. 31, 2017
Assets [Abstract]
Interest bearing deposits - time		$ 1,738	$ 2,739
Equity securities at fair value		301	0
Trading Securities		0	455
Securities available for sale		489,119	522,925
Federal Home Loan Bank and Federal Reserve Bank Stock		15,543	15,543
Liabilities [Abstract]
Other borrowings		27,847	54,600
Subordinated debentures		35,569	35,569
Reciprocal deposits included in deposits with no stated maturity		16,800	13,000
Reciprocal deposits included in deposits with stated maturity		46,200	38,000
Recorded Book Balance [Member]
Assets [Abstract]
Cash and due from banks		29,126	36,994
Interest bearing deposits		13,250	17,744
Interest bearing deposits - time		1,738	2,739
Equity securities at fair value		301
Trading Securities			455
Securities available for sale		489,119	522,925
Federal Home Loan Bank and Federal Reserve Bank Stock		15,543	15,543
Net loans and loans held for sale		2,082,512	2,035,666
Accrued interest receivable		8,909	8,609
Derivative financial instruments		4,791	3,080
Liabilities [Abstract]
Deposits with no stated maturity	[1]	1,891,343	1,845,716
Deposits with stated maturity	[1]	539,058	554,818
Other borrowings		27,847	54,600
Subordinated debentures		35,569	35,569
Accrued interest payable		1,097	892
Derivative financial instruments		2,056	1,292
Fair Value [Member]
Assets [Abstract]
Cash and due from banks		29,126	36,994
Interest bearing deposits		13,250	17,744
Interest bearing deposits - time		1,738	2,740
Equity securities at fair value		301
Trading Securities			455
Securities available for sale		489,119	522,925
Net loans and loans held for sale		2,060,458	1,962,937
Accrued interest receivable		8,909	8,609
Derivative financial instruments		4,791	3,080
Liabilities [Abstract]
Deposits with no stated maturity		1,891,343	1,845,716
Deposits with stated maturity		534,832	551,489
Other borrowings		27,981	54,918
Subordinated debentures		31,248	29,946
Accrued interest payable		1,097	892
Derivative financial instruments		2,056	1,292
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and due from banks		29,126	36,994
Interest bearing deposits		13,250	17,744
Interest bearing deposits - time		0	0
Equity securities at fair value		301
Trading Securities			455
Securities available for sale		599	898
Net loans and loans held for sale		0	0
Accrued interest receivable		0	1
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity		1,891,343	1,845,716
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		48	48
Derivative financial instruments		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		1,738	2,740
Equity securities at fair value		0
Trading Securities			0
Securities available for sale		488,520	522,027
Net loans and loans held for sale		34,148	39,436
Accrued interest receivable		2,535	2,192
Derivative financial instruments		4,791	3,080
Liabilities [Abstract]
Deposits with no stated maturity		0	0
Deposits with stated maturity		534,832	551,489
Other borrowings		27,981	54,918
Subordinated debentures		31,248	29,946
Accrued interest payable		1,049	844
Derivative financial instruments		2,056	1,292
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		0	0
Equity securities at fair value		0
Trading Securities			0
Securities available for sale		0	0
Net loans and loans held for sale		2,026,310	1,923,501
Accrued interest receivable		6,374	6,416
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity		0	0
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		0	0
Derivative financial instruments		$ 0	$ 0
[1]	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $16.8 million and $13.0 million at March 31, 2018 and December 31, 2017, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $46.2 million and $38.0 million March 31, 2018 and December 31, 2017, respectively.

Contingent Liabilities (Details

Contingent Liabilities (Details) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended
	Jan. 31, 2018	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2016	Dec. 31, 2017
Contingent Liabilities [Abstract]
Litigation settlement amount				$ 2,200
Notification costs and other estimated expenses				100
Amount paid on litigation settlement	$ 2,200
Amount recorded as settlement expense				$ 2,300
Receivables balance decline		$ 8,200
Provision for loss reimbursement on sold loans		10	$ 30
Reserve for loss reimbursement on sold mortgage loans		$ 700			$ 700

Accumulated Other Comprehensi59

Accumulated Other Comprehensive Loss ("AOCL"), Summary of Changes (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	$ 264,933	$ 248,980
Cumulative effect of change in accounting	0	352
Balance at beginning of period, as adjusted	264,933	249,332
Other comprehensive income (loss) before reclassifications	(2,513)	2,341
Amounts reclassified from AOCL	10	(69)
Other comprehensive income (loss)	(2,503)	2,272
Balance at end of period	267,917	255,475
Accumulated Other Comprehensive Loss [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	(5,999)	(9,108)
Cumulative effect of change in accounting		300
Balance at beginning of period, as adjusted		(8,808)
Balance at end of period	(8,502)	(6,536)
Unrealized Gains (Losses) on Securities Available For Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	(470)	(3,310)
Cumulative effect of change in accounting		300
Balance at beginning of period, as adjusted		(3,010)
Other comprehensive income (loss) before reclassifications	(3,054)	2,341
Amounts reclassified from AOCL	15	(69)
Other comprehensive income (loss)	(3,039)	2,272
Balance at end of period	(3,509)	(738)
Disproportionate Tax Effects from Securities Available for Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	(5,798)	(5,798)
Cumulative effect of change in accounting		0
Balance at beginning of period, as adjusted		(5,798)
Other comprehensive income (loss) before reclassifications	0	0
Amounts reclassified from AOCL	0	0
Other comprehensive income (loss)	0	0
Balance at end of period	(5,798)	(5,798)
Unrealized Gains on Cash Flow Hedges [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance at beginning of period	269	0
Cumulative effect of change in accounting		0
Balance at beginning of period, as adjusted		0
Other comprehensive income (loss) before reclassifications	541	0
Amounts reclassified from AOCL	(5)	0
Other comprehensive income (loss)	536	0
Balance at end of period	$ 805	$ 0

Accumulated Other Comprehensi60

Accumulated Other Comprehensive Loss ("AOCL"), Reclassification Out of Each components (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total reclassifications before tax	$ 11,199	$ 8,595
Interest expense	(2,861)	(1,913)
Income tax expense	2,038	2,621
Reclassifications, net of tax	9,161	5,974
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassifications, net of tax	(10)
Unrealized Gains (Losses) on Securities Available For Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gains (losses) on securities	(19)	106
Net impairment loss recognized in earnings	0	0
Total reclassifications before tax	(19)	106
Income tax expense	(4)	37
Reclassifications, net of tax	(15)	$ 69
Unrealized Gains on Cash Flow Hedges [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest expense	(6)
Income tax expense	(1)
Reclassifications, net of tax	$ (5)

Mepco Sale (Details)

Mepco Sale (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Mar. 31, 2018	May 01, 2017
Payment Plan Receivables And Other Assets Held For Sale [Line Items]
Commercial loans	$ 853,260	$ 857,417
Mepco [Member]
Payment Plan Receivables And Other Assets Held For Sale [Line Items]
Net payment plan receivables			$ 33,100
Commercial loans			500
Furniture and Equipment			200
Other assets			1,600
Liabilities assumed			$ 2,000
Cash proceeds from sale of assets	33,400
Gain (loss) on sale of assets	$ 0

Recent Acquisition (Details)

Recent Acquisition (Details) - USD ($) shares in Thousands, $ in Thousands	Apr. 01, 2018	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017	Dec. 31, 2016
Recent Acquisition [Abstract]
Non-interest expense amount		$ 174	$ 0
Total assets		2,793,119		$ 2,789,355
Total loans		2,048,364		1,996,230
Total deposits		2,430,401		2,400,534
Total shareholders' equity		267,917	$ 255,475	$ 264,933	$ 248,980
TCSB Bancorp, Inc. [Member]
Recent Acquisition [Abstract]
Non-interest expense amount		200
Total assets		343,800
Total loans		301,800
Total deposits		288,100
Total shareholders' equity		$ 34,700
TCSB Bancorp, Inc. [Member] | Subsequent Event [Member]
Recent Acquisition [Abstract]
Equity issued under merger agreement (in shares)	2,710
Options issued under merger agreement (in shares)	190
Fair value of equity issued under merger agreement	$ 64,500

Revenue from Contracts with C63

Revenue from Contracts with Customers (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)Asset	Mar. 31, 2017USD ($)
Revenue from Contracts with Customers [Abstract]
Percentage of revenues excluded from ASU 2014-09	82.20%	79.50%
Number of realestate assets sold during the period | Asset	0
Contract assets	$ 0
Contract liabilities	0
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	6,278
Bank owned life insurance	256
Other	560
Total	1,943	$ 1,985
Service Charges on Deposits [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	2,905	3,009
Overdraft Fees [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	1,972
Overdraft Fees [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	365
Account Service Charges [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	500
Account Service Charges [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	68
Other Deposit Related Income [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	689
ATM Fees [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	345
ATM Fees [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	8
Other [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	207
Other [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	129
Interchange Income [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	2,246	$ 1,922
Investment and Insurance Commissions [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	438
Asset Management Revenue [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	271
Transaction Based Revenue [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	$ 167