Independent Bank (IBCP) 10-Q 3 May 19 2019 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2019	May 01, 2019
Document and Entity Information [Abstract]
Entity Registrant Name	INDEPENDENT BANK CORP /MI/
Entity Central Index Key	0000039311
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Common Stock, Shares Outstanding		23,472,914
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (unaudited) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 33,247	$ 23,350
Interest bearing deposits	38,376	46,894
Cash and Cash Equivalents	71,623	70,244
Interest bearing deposits - time	496	595
Equity securities at fair value	0	393
Securities available for sale	461,531	427,926
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	18,359	18,359
Loans held for sale, carried at fair value	43,098	44,753
Loans held for sale, carried at lower of cost or fair value	0	41,471
Loans
Commercial	1,168,404	1,144,481
Mortgage	1,043,745	1,042,890
Installment	406,646	395,149
Total Loans	2,618,795	2,582,520
Allowance for loan losses	(25,254)	(24,888)
Net Loans	2,593,541	2,557,632
Other real estate and repossessed assets, net	1,338	1,299
Property and equipment, net	37,985	38,777
Bank-owned life insurance	55,310	55,068
Deferred tax assets, net	2,866	5,779
Capitalized mortgage loan servicing rights	19,909	21,400
Other intangibles	6,143	6,415
Goodwill	28,300	28,300
Accrued income and other assets	43,107	34,870
Total Assets	3,383,606	3,353,281
Deposits
Non-interest bearing	858,261	879,549
Savings and interest-bearing checking	1,207,965	1,194,865
Reciprocal	267,178	182,072
Time	388,729	385,981
Brokered time	212,092	270,961
Total Deposits	2,934,225	2,913,428
Other borrowings	25,714	25,700
Subordinated debentures	39,405	39,388
Accrued expenses and other liabilities	39,536	35,771
Total Liabilities	3,038,880	3,014,287
Commitments and contingent liabilities
Shareholders' Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 23,560,179 shares at March 31, 2019 and 23,579,725 shares at December 31, 2018	374,678	377,372
Accumulated deficit	(23,135)	(28,270)
Accumulated other comprehensive loss	(6,817)	(10,108)
Total Shareholders' Equity	344,726	338,994
Total Liabilities and Shareholders' Equity	$ 3,383,606	$ 3,353,281

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (unaudited) (Parenthetical) - $ / shares	Mar. 31, 2019	Dec. 31, 2018
Shareholders' Equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	23,560,179	23,579,725
Common stock, shares outstanding (in shares)	23,560,179	23,579,725

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Operations (unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018
Interest Income
Interest and fees on loans		$ 32,681	$ 23,353
Interest on securities
Taxable		3,006	2,635
Tax-exempt		374	479
Other investments		575	330
Total Interest Income		36,636	26,797
Interest Expense
Deposits		5,681	2,287
Other borrowings and subordinated debentures		712	574
Total Interest Expense		6,393	2,861
Net Interest Income		30,243	23,936
Provision for loan losses		664	315
Net Interest Income After Provision for Loan Losses		29,579	23,621
Non-interest Income
Service charges on deposit accounts		2,640	2,905
Interchange income		2,355	2,246
Net gains (losses) on assets
Mortgage loans		3,611	2,571
Securities		304	(173)
Mortgage loan servicing, net		(1,215)	2,221
Other		2,264	1,943
Total Non-interest Income		9,959	11,713
Non-interest Expense
Compensation and employee benefits		16,351	14,468
Occupancy, net		2,505	2,264
Data processing		2,144	1,878
Furniture, fixtures and equipment		1,029	967
Communications		769	680
Interchange expense		688	598
Loan and collection		634	677
Advertising		672	441
Legal and professional		369	378
FDIC deposit insurance		368	230
Merger related expenses		0	174
Other		2,461	1,380
Total Non-interest Expense		27,990	24,135
Income Before Income Tax		11,548	11,199
Income tax expense		2,167	2,038
Net Income		$ 9,381	$ 9,161
Net Income Per Common Share
Basic (in dollars per share)	[1]	$ 0.40	$ 0.43
Diluted (in dollars per share)		$ 0.39	$ 0.42
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]
Net income	$ 9,381	$ 9,161
Securities available for sale
Unrealized gains (losses) arising during period	5,364	(3,865)
Change in unrealized gains (losses) for which a portion of other than temporary impairment has been recognized in earnings	(2)	(1)
Reclassification adjustments for (gains) losses included in earnings	(137)	19
Unrealized gains (losses) recognized in other comprehensive income (loss) on securities available for sale	5,225	(3,847)
Income tax expense (benefit)	1,097	(808)
Unrealized gains (losses) recognized in other comprehensive income (loss) on securities available for sale, net of tax	4,128	(3,039)
Derivative instruments
Unrealized gain (loss) arising during period	(912)	684
Reclassification adjustment for (income) expense recognized in earnings	(149)	(6)
Unrealized gains (losses) recognized in other comprehensive income (loss) on derivative instruments	(1,061)	678
Income tax expense (benefit)	(224)	142
Unrealized gains (losses) recognized in other comprehensive income (loss) on derivative instruments, net of tax	(837)	536
Other comprehensive income (loss)	3,291	(2,503)
Comprehensive income	$ 12,672	$ 6,658

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Condensed Consolidated Statements of Cash Flows (unaudited) [Abstract]
Net Income	$ 9,381	$ 9,161
Adjustments to Reconcile Net Income to Net Cash From Operating Activities
Proceeds from the sale of equity securities at fair value	560	0
Proceeds from sales of loans held for sale	87,496	92,607
Disbursements for loans held for sale	(82,230)	(84,748)
Provision for loan losses	664	315
Deferred income tax expense	2,039	2,039
Deferred loan fees and costs	(111)	(638)
Net depreciation, amortization of intangible assets and premiums and accretion of discounts on securities, loans and interest bearing deposits - time	1,479	1,819
Net gains on mortgage loans	(3,611)	(2,571)
Net (gains) losses on securities	(304)	173
Share based compensation	420	407
Increase in accrued income and other assets	(8,107)	(5,965)
Increase (decrease) in accrued expenses and other liabilities	2,455	(5,711)
Total Adjustments	750	(2,273)
Net Cash From Operating Activities	10,131	6,888
Cash Flow Used in Investing Activities
Proceeds from the sale of securities available for sale	42,236	22,277
Proceeds from maturities, prepayments and calls of securities available for sale	32,533	34,067
Purchases of securities available for sale	(71,693)	(23,637)
Proceeds from the maturity of interest bearing deposits - time	100	1,000
Net increase in portfolio loans (loans originated, net of principal payments)	(65,653)	(68,611)
Proceeds from the sale of portfolio loans	40,630	16,460
Proceeds from bank-owned life insurance	0	474
Proceeds from the sale of other real estate and repossessed assets	167	608
Capital expenditures	(511)	(921)
Net Cash Used in Investing Activities	(22,191)	(18,283)
Cash Flow From (Used in) Financing Activities
Net increase in total deposits	20,797	29,867
Net increase (decrease) in other borrowings	2	(6,753)
Proceeds from Federal Home Loan Bank Advances	0	40,000
Payments of Federal Home Loan Bank Advances	0	(60,000)
Dividends paid	(4,246)	(3,206)
Proceeds from issuance of common stock	282	13
Repurchase of common stock	(2,530)	0
Share based compensation withholding obligation	(866)	(888)
Net Cash From (Used in) Financing Activities	13,439	(967)
Net Increase (Decrease) in Cash and Cash Equivalents	1,379	(12,362)
Cash and Cash Equivalents at Beginning of Period	70,244	54,738
Cash and Cash Equivalents at End of Period	71,623	42,376
Cash paid during the period for
Interest	6,253	2,656
Income taxes	0	0
Operating leases	563	0
Transfers to other real estate and repossessed assets	325	322
Purchase of securities available for sale not yet settled	1,500	3,220
Securitization of portfolio loans	29,790	0
Right of use assets obtained in exchange for lease obligations	$ 7,703	$ 0

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Shareholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Loss [Member]	Total
Balance at beginning of period at Dec. 31, 2017	$ 324,986	$ (54,054)	$ (5,999)	$ 264,933
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		9,161		9,161
Cash dividends declared	0	(3,206)	0	(3,206)
Repurchase of common stock	0
Issuance of common stock	13	0	0	13
Share based compensation	407	0	0	407
Share based compensation withholding obligation	(888)	0	0	(888)
Other comprehensive income (loss)	0	0	(2,503)	(2,503)
Balances at end of period at Mar. 31, 2018	324,518	(48,099)	(8,502)	267,917
Balance at beginning of period at Dec. 31, 2018	377,372	(28,270)	(10,108)	338,994
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		9,381		9,381
Cash dividends declared	0	(4,246)	0	(4,246)
Repurchase of common stock	(2,530)	0	0	(2,530)
Issuance of common stock	282	0	0	282
Share based compensation	420	0	0	420
Share based compensation withholding obligation	(866)	0	0	(866)
Other comprehensive income (loss)	0	0	3,291	3,291
Balances at end of period at Mar. 31, 2019	$ 374,678	$ (23,135)	$ (6,817)	$ 344,726

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Shareholders' Equity (unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Condensed Consolidated Statements of Shareholders' Equity (unaudited) [Abstract]
Cash dividends declared (in dollars per share)	$ 0.18	$ 0.15
Repurchase of shares of common stock (in shares)	115,787
Issuance of shares of common stock (in shares)	68,399	3,800
Share based compensation, common stock (in shares)	84,128	74,475
Share based compensation withholding obligation, common stock (in shares)	56,286	37,328

Preparation of Financial Statem

Preparation of Financial Statements	3 Months Ended
	Mar. 31, 2019
Preparation of Financial Statements [Abstract]
Preparation of Financial Statements	1. Preparation of Financial Statements The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading. The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2018 included in our Annual Report on Form 10-K. In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of March 31, 2019 and December 31, 2018, and the results of operations for the three month periods ended March 31, 2019 and 2018. The results of operations for the three month period ended March 31, 2019, are not necessarily indicative of the results to be expected for the full year. Certain reclassifications have been made in the prior period financial statements to conform to the current period presentation. Our critical accounting policies include the determination of the allowance for loan losses and the valuation of capitalized mortgage loan servicing rights. Refer to our 2018 Annual Report on Form 10-K for a disclosure of our accounting policies.

New Accounting Standards

New Accounting Standards	3 Months Ended
	Mar. 31, 2019
New Accounting Standards [Abstract]
New Accounting Standards	2. New Accounting Standards In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments”. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace today’s “incurred loss” approach with an “expected loss” model for instruments measured at amortized cost. For securities available for sale, allowances will be recorded rather than reducing the carrying amount as is done under the current other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. This amended guidance is effective for us on January 1, 2020. We began evaluating this ASU in 2016 and have formed a committee that includes personnel from various areas of the Bank that meets regularly to discuss the implementation of the ASU. We have completed historical data validation and are currently in the process of reviewing credit loss estimation methodologies and performing test calculations. We have not yet determined what the impact will be on our consolidated operating results or financial condition, which will be impacted by several variables, including the economic environment and forecast at adoption. Though, by the nature of the implementation of an expected loss model compared to an incurred loss approach, we would anticipate our allowance for loan losses (“AFLL”) to increase under this ASU. The Bank expects to begin full parallel runs mid-2019, with a goal of providing an estimated impact range in our 2019 second quarter Form 10-Q. In August 2018, the FASB issued ASU 2018-13, ‘‘Fair Value Measurement (Topic 820), Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement’’. This new ASU amends disclosure requirements in Topic 820 to eliminate, add and modify certain disclosure requirements for fair value measurements as part of its disclosure framework project. The amended guidance eliminates the requirements to disclose the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, the entity’s policy for the timing of transfers between levels of the fair value hierarchy and the entity’s valuation processes for Level 3 fair value measurements. The amended guidance adds the requirements to disclose the changes in unrealized gains and losses for the period included in other comprehensive income (loss) for recurring Level 3 fair value measurements of instruments held at the end of the reporting period and for recurring and nonrecurring Level 3 fair value measurements, the range and weighted average used to develop significant unobservable inputs and how the weighted average was calculated, with certain exceptions. This amended guidance is effective for us on January 1, 2020, and is not expected to have a material impact on our consolidated operating results or financial condition. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, require lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance was effective for us on January 1, 2019 and did not have a material impact on our consolidated operating results or financial condition. Based on our operating leases that we currently have in place we do not expect a material change in the recognition, measurement and presentation of lease expense or impact on cash flow. The primary impact was the recognition of certain operating leases on our Condensed Consolidated Statements of Financial Condition which resulted in the recording of right of use (“ROU”) assets and offsetting lease liabilities each totaling approximately $7.7 million at January 1, 2019. See note #16. In August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging (Topic 815), Targeted Improvements to Accounting for Hedging Activities”. This new ASU amends the hedge accounting model in Topic 815 to enable entities to better portray the economics of their risk management activities in the financial statements and enhance the transparency and understandability of hedge results. The amendments expand an entity’s ability to hedge nonfinancial and financial risk components and reduce complexity in fair value hedges of interest rate risk. The guidance eliminates the requirement to separately measure and report hedge ineffectiveness and generally requires the entire change in the fair value of a hedging instrument to be presented in the same income statement line as the hedged item. The guidance also eases certain documentation and assessment requirements and modifies the accounting for components excluded from the assessment of hedge effectiveness. This amended guidance was effective for us on January 1, 2019, and did not have a material impact on our consolidated operating results or financial condition.

Securities

Securities	3 Months Ended
	Mar. 31, 2019
Securities [Abstract]
Securities	3. Securities Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) March 31, 2019 U.S. agency $ 18,143 $ 57 $ 71 $ 18,129 U.S. agency residential mortgage-backed 141,886 1,067 915 142,038 U.S. agency commercial mortgage-backed 11,418 10 115 11,313 Private label mortgage-backed 32,984 355 247 33,092 Other asset backed 110,372 115 197 110,290 Obligations of states and political subdivisions 108,749 707 1,071 108,385 Corporate 34,048 444 112 34,380 Trust preferred 1,964 - 81 1,883 Foreign government 2,040 - 19 2,021 Total $ 461,604 $ 2,755 $ 2,828 $ 461,531 December 31, 2018 U.S. agency $ 20,198 $ 9 $ 193 $ 20,014 U.S. agency residential mortgage-backed 124,777 817 1,843 123,751 U.S. agency commercial mortgage-backed 5,909 1 184 5,726 Private label mortgage-backed 29,735 321 637 29,419 Other asset backed 83,481 86 248 83,319 Obligations of states and political subdivisions 130,244 257 2,946 127,555 Corporate 34,866 29 586 34,309 Trust preferred 1,964 - 145 1,819 Foreign government 2,050 - 36 2,014 Total $ 433,224 $ 1,520 $ 6,818 $ 427,926 Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) March 31, 2019 U.S. agency $ 96 $ 1 $ 10,904 $ 70 $ 11,000 $ 71 U.S. agency residential mortgage-backed 5,232 10 50,813 905 56,045 915 U.S. agency commercial mortgage-backed 2,215 1 5,434 114 7,649 115 Private label mortgage-backed 10,468 12 14,496 235 24,964 247 Other asset backed 40,490 128 10,619 69 51,109 197 Obligations of states and political subdivisions 2,173 2 65,191 1,069 67,364 1,071 Corporate 1,795 6 8,376 106 10,171 112 Trust preferred 963 37 920 44 1,883 81 Foreign government - - 2,021 19 2,021 19 Total $ 63,432 $ 197 $ 168,774 $ 2,631 $ 232,206 $ 2,828 December 31, 2018 U.S. agency $ 7,150 $ 46 $ 11,945 $ 147 $ 19,095 $ 193 U.S. agency residential mortgage-backed 18,374 180 48,184 1,663 66,558 1,843 U.S. agency commercial mortgage-backed 566 3 5,094 181 5,660 184 Private label mortgage-backed 8,273 57 16,145 580 24,418 637 Other asset backed 53,043 160 10,235 88 63,278 248 Obligations of states and political subdivisions 25,423 262 80,701 2,684 106,124 2,946 Corporate 17,758 343 9,222 243 26,980 586 Trust preferred 939 61 880 84 1,819 145 Foreign government - - 2,014 36 2,014 36 Total $ 131,526 $ 1,112 $ 184,420 $ 5,706 $ 315,946 $ 6,818 Our portfolio of securities available for sale is reviewed quarterly for impairment in value. In performing this review management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) an assessment of whether we intend to sell, or it is more likely than not that we will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. For securities that do not meet the aforementioned recovery criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income (loss). U.S. agency, U.S. agency residential mortgage-backed securities and U.S. agency commercial mortgage backed securities — at March 31, 2019, we had 38 U.S. agency, 120 U.S. agency residential mortgage-backed and 15 U.S. agency commercial mortgage-backed securities whose fair market value is less than amortized cost. The unrealized losses are largely attributed to increases in interest rates since acquisition and widening spreads to Treasury bonds. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Private label mortgage backed securities — at March 31, 2019, we Unrealized losses are primarily due to credit spread widening and increases in interest rates since their acquisition. Two private label mortgage-backed securities (including two of the three securities discussed further below) were reviewed for other than temporary impairment (‘‘OTTI’’) utilizing a cash flow projection. The cash flow analysis forecasts cash flow from the underlying loans in each transaction and then applies these cash flows to the bonds in the securitization. See further discussion below. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no other declines discussed above are deemed to be other than temporary. Other asset backed — at March 31, 2019, we had 85 other asset backed securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Obligations of states and political subdivisions — at March 31, 2019, we had 212 municipal securities whose fair value is less than amortized cost. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Corporate — at March 31, 2019, we had 13 corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Trust preferred securities — at March 31, 2019, Foreign government — at March 31, 2019, we had foreign government securities whose fair value is less than amortized cost. The unrealized losses are primarily due to increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. We recorded no credit related OTTI charges in our Condensed Consolidated Statements of Operations related to securities available for sale during the three month periods ended March 31, 2019 and 2018, respectively. At March 31, 2019, three private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Senior Support Security Total (In thousands) Fair value $ 756 $ 714 $ 19 $ 1,489 Amortized cost 629 546 - 1,175 Non-credit unrealized loss - - - - Unrealized gain 127 168 19 314 Cumulative credit related OTTI 757 457 380 1,594 Each of these securities is receiving principal and interest payments similar to principal reductions in the underlying collateral. All three of these securities have unrealized gains at March 31, 2019. The original amortized cost (current amortized cost excluding cumulative credit related OTTI) for each of these securities has been permanently adjusted downward for previously recorded credit related OTTI. The unrealized loss (based on original amortized cost) for these securities is now less than previously recorded credit related OTTI amounts. A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended March 31, 2019 2018 (In thousands) Balance at beginning of period $ 1,594 $ 1,594 Additions to credit losses on securities for which no previous OTTI was recognized - - Increases to credit losses on securities for which OTTI was previously recognized - - Balance at end of period $ 1,594 $ 1,594 The amortized cost and fair value of securities available for sale at March 31, 2019, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 10,674 $ 10,664 Maturing after one year but within five years 60,499 60,455 Maturing after five years but within ten years 52,841 52,862 Maturing after ten years 40,930 40,817 164,944 164,798 U.S. agency residential mortgage-backed 141,886 142,038 U.S. agency commercial mortgage-backed 11,418 11,313 Private label mortgage-backed 32,984 33,092 Other asset backed 110,372 110,290 Total $ 461,604 $ 461,531 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities available for sale and gains and losses for the three month periods ending March 31, follows: Realized Proceeds Gains Losses (In thousands) 2019 $ 42,236 $ 169 $ 32 2018 22,277 76 95 Certain preferred stocks which were all sold during the first quarter of 2019 had been classified as equity securities at fair value in our Condensed Consolidated Statement of Financial Condition. During the three months ended March 31, 2019 and 2018 we recognized gains (losses) on these preferred stocks of $0.167 million

Loans

Loans	3 Months Ended
	Mar. 31, 2019
Loans [Abstract]
Loans	4. Loans Our assessment of the allowance for loan losses is based on an evaluation of the loan portfolio, recent and historical loss experience, current economic conditions and other pertinent factors. An analysis of the allowance for loan losses by portfolio segment for the three months ended March 31, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2019 Balance at beginning of period $ 7,090 $ 7,978 $ 895 $ 8,925 $ 24,888 Additions (deductions) Provision for loan losses 420 573 523 (852 ) 664 Recoveries credited to the allowance 127 224 217 - 568 Loans charged against the allowance (119 ) (363 ) (384 ) - (866 ) Balance at end of period $ 7,518 $ 8,412 $ 1,251 $ 8,073 $ 25,254 2018 Balance at beginning of period $ 5,595 $ 8,733 $ 864 $ 7,395 $ 22,587 Additions (deductions) Provision for loan losses (135 ) 147 69 234 315 Recoveries credited to the allowance 606 180 228 - 1,014 Loans charged against the allowance (40 ) (439 ) (366 ) - (845 ) Balance at end of period $ 6,026 $ 8,621 $ 795 $ 7,629 $ 23,071 Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) March 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 1,204 $ 5,159 $ 323 $ - $ 6,686 Collectively evaluated for impairment 6,314 3,253 928 8,073 18,568 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 7,518 $ 8,412 $ 1,251 $ 8,073 $ 25,254 Loans Individually evaluated for impairment $ 7,928 $ 46,315 $ 3,523 $ 57,766 Collectively evaluated for impairment 1,162,376 1,001,146 403,881 2,567,403 Loans acquired with deteriorated credit quality 1,537 546 326 2,409 Total loans recorded investment 1,171,841 1,048,007 407,730 2,627,578 Accrued interest included in recorded investment 3,437 4,262 1,084 8,783 Total loans $ 1,168,404 $ 1,043,745 $ 406,646 $ 2,618,795 December 31, 2018 Allowance for loan losses: Individually evaluated for impairment $ 1,305 $ 4,799 $ 206 $ - $ 6,310 Collectively evaluated for impairment 5,785 3,179 689 8,925 18,578 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 7,090 $ 7,978 $ 895 $ 8,925 $ 24,888 Loans Individually evaluated for impairment $ 8,697 $ 46,394 $ 3,370 $ 58,461 Collectively evaluated for impairment 1,137,586 1,000,038 392,460 2,530,084 Loans acquired with deteriorated credit quality 1,609 555 349 2,513 Total loans recorded investment 1,147,892 1,046,987 396,179 2,591,058 Accrued interest included in recorded investment 3,411 4,097 1,030 8,538 Total loans $ 1,144,481 $ 1,042,890 $ 395,149 $ 2,582,520 Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Still Accruing Non- Accrual Total Non- Performing Loans (In thousands) March 31, 2019 Commercial Income producing - real estate $ - $ - $ - Land, land development and construction - real estate - - - Commercial and industrial - 1,705 1,705 Mortgage 1-4 family - 4,878 4,878 Resort lending - 508 508 Home equity - 1st lien - 157 157 Home equity - 2nd lien - 573 573 Installment Home equity - 1st lien - 219 219 Home equity - 2nd lien - 234 234 Boat lending - 359 359 Recreational vehicle lending - 6 6 Other - 210 210 Total recorded investment $ - $ 8,849 $ 8,849 Accrued interest included in recorded investment $ - $ - $ - December 31, 2018 Commercial Income producing - real estate $ - $ - $ - Land, land development and construction - real estate - - - Commercial and industrial - 2,220 2,220 Mortgage 1-4 family 5 4,695 4,700 Resort lending - 755 755 Home equity - 1st lien - 159 159 Home equity - 2nd lien - 419 419 Installment Home equity - 1st lien - 178 178 Home equity - 2nd lien - 226 226 Boat lending - 166 166 Recreational vehicle lending - 7 7 Other - 204 204 Total recorded investment $ 5 $ 9,029 $ 9,034 Accrued interest included in recorded investment $ - $ - $ - An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) March 31, 2019 Commercial Income producing - real estate $ - $ - $ - $ - $ 398,191 $ 398,191 Land, land development and construction - real estate - - - - 84,861 84,861 Commercial and industrial 40 - 5 45 688,744 688,789 Mortgage 1-4 family 3,295 833 5,058 9,186 803,882 813,068 Resort lending 321 84 508 913 77,315 78,228 Home equity - 1st lien 99 17 157 273 36,966 37,239 Home equity - 2nd lien 228 95 573 896 118,576 119,472 Installment Home equity - 1st lien 36 2 219 257 6,631 6,888 Home equity - 2nd lien 150 - 234 384 6,043 6,427 Boat lending 206 19 359 584 175,005 175,589 Recreational vehicle lending 76 - 6 82 130,016 130,098 Other 183 101 210 494 88,234 88,728 Total recorded investment $ 4,634 $ 1,151 $ 7,329 $ 13,114 $ 2,614,464 $ 2,627,578 Accrued interest included in recorded investment $ 63 $ 19 $ - $ 82 $ 8,701 $ 8,783 December 31, 2018 Commercial Income producing - real estate $ 44 $ - $ - $ 44 $ 388,729 $ 388,773 Land, land development and construction - real estate - - - - 84,458 84,458 Commercial and industrial 1,538 - - 1,538 673,123 674,661 Mortgage 1-4 family 1,608 194 4,882 6,684 833,760 840,444 Resort lending 252 - 755 1,007 80,774 81,781 Home equity - 1st lien 176 - 159 335 38,909 39,244 Home equity - 2nd lien 446 100 419 965 84,553 85,518 Installment Home equity - 1st lien 200 55 197 452 6,985 7,437 Home equity - 2nd lien 111 24 226 361 6,683 7,044 Boat lending 316 295 166 777 169,117 169,894 Recreational vehicle lending 28 21 7 56 125,780 125,836 Other 241 131 204 576 85,392 85,968 Total recorded investment $ 4,960 $ 820 $ 7,015 $ 12,795 $ 2,578,263 $ 2,591,058 Accrued interest included in recorded investment $ 44 $ 11 $ - $ 55 $ 8,483 $ 8,538 Impaired loans are as follows: March 31, 2019 December 31, 2018 Impaired loans with no allocated allowance for loan losses (In thousands) Troubled debt restructurings ("TDR") $ 317 $ - Non - TDR 798 - Impaired loans with an allocated allowance for loan losses TDR - allowance based on collateral 2,103 2,787 TDR - allowance based on present value cash flow 50,940 53,258 Non - TDR - allowance based on collateral 3,353 2,145 Total impaired loans $ 57,511 $ 58,190 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 472 $ 769 TDR - allowance based on present value cash flow 4,944 4,849 Non - TDR - allowance based on collateral 1,270 692 Total amount of allowance for loan losses allocated $ 6,686 $ 6,310 Impaired loans by class are as follows: March 31, 2019 December 31, 2018 Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses With no related allowance for loan losses recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - $ - $ - Land, land development & construction-real estate - - - - - - Commercial and industrial - - - - - - Mortgage 1-4 family 355 670 - 3 474 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien - - - 1 122 - Home equity - 2nd lien - 18 - - - - Boat lending - 5 - - 5 - Recreational vehicle lending - - - - - - Other - 15 - - 15 - 355 708 - 4 616 - With an allowance for loan losses recorded: Commercial Income producing - real estate 4,720 4,712 423 4,770 4,758 303 Land, land development & construction-real estate 290 288 31 290 289 35 Commercial and industrial 2,918 3,175 750 3,637 3,735 967 Mortgage 1-4 family 32,317 34,514 3,648 32,842 34,427 2,859 Resort lending 12,967 13,179 1,366 13,328 13,354 1,927 Home equity - 1st lien 118 119 23 65 64 4 Home equity - 2nd lien 558 573 122 156 155 9 Installment Home equity - 1st lien 1,387 1,568 101 1,440 1,524 89 Home equity - 2nd lien 1,472 1,479 107 1,471 1,491 92 Boat lending 101 166 36 - - - Recreational vehicle lending 82 90 7 79 79 4 Other 481 538 72 379 406 21 57,411 60,401 6,686 58,457 60,282 6,310 Total Commercial Income producing - real estate 4,720 4,712 423 4,770 4,758 303 Land, land development & construction-real estate 290 288 31 290 289 35 Commercial and industrial 2,918 3,175 750 3,637 3,735 967 Mortgage 1-4 family 32,672 35,184 3,648 32,845 34,901 2,859 Resort lending 12,967 13,179 1,366 13,328 13,354 1,927 Home equity - 1st lien 118 119 23 65 64 4 Home equity - 2nd lien 558 573 122 156 155 9 Installment Home equity - 1st lien 1,387 1,568 101 1,441 1,646 89 Home equity - 2nd lien 1,472 1,497 107 1,471 1,491 92 Boat lending 101 171 36 - 5 - Recreational vehicle lending 82 90 7 79 79 4 Other 481 553 72 379 421 21 Total $ 57,766 $ 61,109 $ 6,686 $ 58,461 $ 60,898 $ 6,310 Accrued interest included in recorded investment $ 255 $ 271 Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending March 31, follows: 2019 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance for loan losses recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - Land, land development & construction-real estate - - - - Commercial and industrial - - 520 4 Mortgage 1-4 family 179 - 19 6 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien 1 - 1 2 Home equity - 2nd lien - - - - Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 180 - 540 12 With an allowance for loan losses recorded: Commercial Income producing - real estate 4,745 65 5,187 68 Land, land development & construction-real estate 290 2 161 2 Commercial and industrial 3,278 20 2,517 32 Mortgage 1-4 family 32,580 446 36,367 458 Resort lending 13,148 175 15,779 164 Home equity - 1st lien 92 1 164 2 Home equity - 2nd lien 357 3 178 2 Installment Home equity - 1st lien 1,414 24 1,645 29 Home equity - 2nd lien 1,472 22 1,777 27 Boat lending 51 - 1 - Recreational vehicle lending 81 1 89 1 Other 430 6 406 6 57,938 765 64,271 791 Total Commercial Income producing - real estate 4,745 65 5,187 68 Land, land development & construction-real estate 290 2 161 2 Commercial and industrial 3,278 20 3,037 36 Mortgage 1-4 family 32,759 446 36,386 464 Resort lending 13,148 175 15,779 164 Home equity - 1st lien 92 1 164 2 Home equity - 2nd lien 357 3 178 2 Installment Home equity - 1st lien 1,415 24 1,646 31 Home equity - 2nd lien 1,472 22 1,777 27 Boat lending 51 - 1 - Recreational vehicle lending 81 1 89 1 Other 430 6 406 6 Total $ 58,118 $ 765 $ 64,811 $ 803 Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. TDRs follow: March 31, 2019 Commercial Retail (1) Total (In thousands) Performing TDRs $ 6,209 $ 44,427 $ 50,636 Non-performing TDRs(2) 67 2,657 (3) 2,724 Total $ 6,276 $ 47,084 $ 53,360 December 31, 2018 Commercial Retail (1) Total (In thousands) Performing TDRs $ 6,460 $ 46,627 $ 53,087 Non-performing TDRs(2) 74 2,884 (3) 2,958 Total $ 6,534 $ 49,511 $ 56,045 (1) Retail loans include mortgage and installment loan segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis. We allocated $5.4 million and $5.6 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of March 31, 2019 and December 31, 2018, respectively. During the three months ended March 31, 2019 and 2018, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans generally included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan have generally been for periods ranging from 9 months to 36 months but have extended to as much as 480 months in certain circumstances. Modifications involving an extension of the maturity date have generally been for periods ranging from 1 month to 60 months but have extended to as much as 230 months in certain circumstances. Loans that have been classified as troubled debt restructurings during the three-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2019 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 1 49 49 Mortgage 1-4 family 1 281 281 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 1 24 25 Home equity - 2nd lien 1 36 36 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 4 $ 390 $ 391 2018 Commercial Income producing - real estate 1 $ 67 $ 67 Land, land development & construction-real estate - - - Commercial and industrial 3 434 434 Mortgage 1-4 family 3 228 211 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 3 98 99 Home equity - 2nd lien 1 61 61 Boat lending - - - Recreational vehicle lending - - - Other 1 35 32 Total 12 $ 923 $ 904 The troubled debt restructurings described above for 2019 increased the allowance for loan losses by $0.01 million and resulted in zero charge offs while the troubled debt restructurings described above for 2018 decreased the allowance for loan losses by $0.03 million and resulted in zero charge offs. There were no troubled debt restructurings that subsequently defaulted within twelve months following the modification during the three months periods ended March 31, 2019 and 2018. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy. Credit Quality Indicators For commercial loans, we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows: Rating 1 through 6 Rating 7 and 8 Rating 9 Rating 10 and 11 These loans are generally referred to as our ‘‘substandard - non-accrual’’ and ‘‘doubtful’’ commercial credits. Our doubtful rating includes a sub classification for a loss rate other than 50% (which is the standard doubtful loss rate). These ratings include loans to borrowers with weaknesses that make collection of debt in full, on the basis of current facts, conditions and values at best questionable and at worst improbable. All of these loans are placed in non-accrual. Rating 12 The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) March 31, 2019 Income producing - real estate $ 383,117 $ 14,603 $ 471 $ - $ 398,191 Land, land development and construction - real estate 78,062 6,790 9 - 84,861 Commercial and industrial 646,199 36,246 4,639 1,705 688,789 Total $ 1,107,378 $ 57,639 $ 5,119 $ 1,705 $ 1,171,841 Accrued interest included in total $ 3,207 $ 215 $ 15 $ - $ 3,437 December 31, 2018 Income producing - real estate $ 375,142 $ 13,387 $ 200 $ 44 $ 388,773 Land, land development and construction - real estate 76,120 8,328 - 10 84,458 Commercial and industrial 631,248 35,469 5,577 2,367 674,661 Total $ 1,082,510 $ 57,184 $ 5,777 $ 2,421 $ 1,147,892 Accrued interest included in total $ 3,107 $ 174 $ 130 $ - $ 3,411 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Lending Home Equity 1st Lien Home Equity 2nd Lien Total (In thousands) March 31, 2019 800 and above $ 89,359 $ 10,921 $ 6,788 $ 11,435 $ 118,503 750-799 365,405 34,625 15,976 53,549 469,555 700-749 199,489 16,177 9,063 35,201 259,930 650-699 93,517 9,853 3,673 12,091 119,134 600-649 34,459 2,926 811 4,041 42,237 550-599 12,701 1,673 425 1,329 16,128 500-549 8,341 105 408 887 9,741 Under 500 2,575 141 95 380 3,191 Unknown 7,222 1,807 - 559 9,588 Total $ 813,068 $ 78,228 $ 37,239 $ 119,472 $ 1,048,007 Accrued interest included in total $ 3,220 $ 386 $ 177 $ 479 $ 4,262 December 31, 2018 800 and above $ 94,492 $ 10,898 $ 6,784 $ 8,838 $ 121,012 750-799 384,344 36,542 17,303 38,295 476,484 700-749 202,440 17,282 9,155 23,249 252,126 650-699 91,847 9,945 3,987 8,681 114,460 600-649 34,342 3,088 959 3,359 41,748 550-599 13,771 1,867 427 1,236 17,301 500-549 8,439 106 418 826 9,789 Under 500 2,533 143 98 381 3,155 Unknown 8,236 1,910 113 653 10,912 Total $ 840,444 $ 81,781 $ 39,244 $ 85,518 $ 1,046,987 Accrued interest included in total $ 3,079 $ 363 $ 199 $ 456 $ 4,097 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Equity 1st Lien Home Equity 2nd Lien Boat Lending Recreational Vehicle Lending Other Total (In thousands) March 31, 2019 800 and above $ 477 $ 222 $ 22,262 $ 21,759 $ 6,234 $ 50,954 750-799 1,385 1,517 103,947 76,235 31,782 214,866 700-749 1,505 1,534 36,372 25,628 24,671 89,710 650-699 1,419 1,126 10,298 4,858 9,861 27,562 600-649 965 1,210 1,595 960 2,602 7,332 550-599 719 542 611 436 768 3,076 500-549 369 215 233 216 602 1,635 Under 500 49 6 256 6 149 466 Unknown - 55 15 - 12,059 12,129 Total $ 6,888 $ 6,427 $ 175,589 $ 130,098 $ 88,728 $ 407,730 Accrued interest included in total $ 26 $ 21 $ 437 $ 333 $ 267 $ 1,084 December 31, 2018 800 and above $ 555 $ 235 $ 20,767 $ 20,197 $ 6,272 $ 48,026 750-799 1,502 1,642 100,191 74,154 31,483 208,972 700-749 1,582 1,682 35,455 24,890 24,369 87,978 650-699 1,606 1,217 10,581 4,918 9,840 28,162 600-649 996 1,272 1,657 992 2,751 7,668 550-599 759 658 652 453 838 3,360 500-549 384 229 286 225 651 1,775 Under 500 51 6 266 7 218 548 Unknown 2 103 39 - 9,546 9,690 Total $ 7,437 $ 7,044 $ 169,894 $ 125,836 $ 85,968 $ 396,179 Accrued interest included in total $ 28 $ 25 $ 403 $ 311 $ 263 $ 1,030 (1) Credit scores have been updated within the last twelve months. Foreclosed residential real estate properties included in other real estate and repossessed assets on our Condensed Consolidated Statements of Financial Condition totaled $1.2 million at both March 31, 2019 and December 31, 2018. Retail mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements totaled $0.1 million and $0.3 million at March 31, 2019 and December 31, 2018, respectively. During the first quarter of 2019, we sold $40.6 million, of residential adjustable rate mortgage loans servicing released (classified on the Condensed Consolidated Statements of Financial Condition as held for sale, carried at the lower of cost or fair value at December 31, 2018) to another financial institution and recognized a gain on sale of $0.01 million. During the first quarter of 2019 we also securitized $29.8 million, of portfolio residential fixed rate mortgage loans servicing retained with Freddie Mac and recognized a gain on sale of $0.53 million. These transactions were done primarily for asset/liability management purposes. In March 2018, we sold $16.5 million, of residential fixed and adjustable rate portfolio mortgage loans servicing retained to another financial institution and recognized a gain on sale of $0.05 million. These mortgage loans were sold primarily for asset/liability management purposes. Purchase Credit Impaired (“PCI”) Loans Loans acquired in a business combination are recorded at estimated fair value on their purchase date with no carryover of the related allowance for loan losses. In determining the estimated fair value of purchased loans, we consider a number of factors including, among others, the remaining life of the acquired loans, estimated prepayments, estimated loss ratios, estimated value of the underlying collateral, and net present value of cash flows expected to be received. Purchased loans are accounted for in accordance with guidance for certain loans acquired in a transfer (ASC 310-30), when the loans have evidence of credit deterioration since origination and it is probable at the date of acquisition that the acquirer will not collect all contractually required principal and interest payments. The difference between contractually required payments and the cash flows expected to be collected at acquisition is referred to as the non-accretable difference. Subsequent decreases to the expected cash flows will generally result in a provision for loan losses. Subsequent increases in expected cash flows will result in a reversal of the provision for loan losses to the extent of prior charges and then an adjustment to accretable yield, which would have a positive impact on interest income. As a result of our acquisition of TCSB Bancorp, Inc. (“TCSB”) (see note #17) we purchased loans for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. For these loans that meet the criteria of ASC 310-30 treatment, the carrying amount was as follows: March 31, 2019 December 31, 2018 (In thousands) Commercial $ 1,537 $ 1,609 Mortgage 546 555 Installment 326 349 Total carrying amount 2,409 2,513 Allowance for loan losses - - Carrying amount, net of allowance for loan losses $ 2,409 $ 2,513 The accretable difference on PCI loans is the difference between the expected cash flows and the net present value of expected cash flows with such difference accreted into earnings using the effective yield method over the term of the loans. Accretion recorded as loan interest income totaled $0.04 million and zero during the three months ended March 31, 2019 and 2018, respectively. Accretable yield of PCI loans, or income expected to be collected follows: Three months ended March 31, 2019 2018 (unaudited) (In thousands) Balance at beginning of period $ 462 $ - New loans purchased - - Accretion of income (39 ) - Reclassification from (to) nonaccretable difference 365 - Displosals/other adjustments - - Balance at end of period $ 788 $ -

Shareholders' Equity and Earnin

Shareholders' Equity and Earnings Per Common Share	3 Months Ended
	Mar. 31, 2019
Shareholders' Equity and Earnings Per Common Share [Abstract]
Shareholders' Equity and Earnings Per Common Share	5. Shareholders’ Equity and Earnings Per Common Share On December 18, 2018, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 5% of our outstanding common stock through December 31, 2019. A reconciliation of basic and diluted net income per common share follows: Three Months Ended March 31, 2019 2018 (In thousands, except per share data) Net income $ 9,381 $ 9,161 Weighted average shares outstanding (1) 23,588 21,365 Effect of stock options 127 135 Stock units for deferred compensation plan for non-employee directors 130 125 Performance share units 40 49 Weighted average shares outstanding for calculation of diluted earnings per share 23,885 21,674 Net income per common share Basic (1) $ 0.40 $ 0.43 Diluted $ 0.39 $ 0.42 (1) Weighted average stock options outstanding that were not considered in computing diluted net income per common share because they were anti-dilutive were zero for both the three month periods ended March 31, 2019 and 2018.

Derivative Financial Instrument

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2019
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	6. Derivative Financial Instruments We are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting. Our derivative financial instruments according to the type of hedge in which they are designated follows: March 31, 2019 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 25,000 2.3 $ 122 Interest rate cap agreements 150,000 3.3 1,255 Total $ 175,000 3.2 $ 1,377 No hedge designation Rate-lock mortgage loan commitments $ 47,345 0.1 $ 1,316 Mandatory commitments to sell mortgage loans 69,762 0.1 (209 ) Pay-fixed interest rate swap agreements - commercial 97,083 5.3 (742 ) Pay-variable interest rate swap agreements - commercial 97,083 5.3 742 Purchased options 3,095 2.3 202 Written options 3,035 2.3 (200 ) Total $ 317,403 3.3 $ 1,109 December 31, 2018 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 25,000 2.6 $ 280 Interest rate cap agreements 150,000 3.6 2,245 Total $ 175,000 3.5 $ 2,525 No hedge designation Rate-lock mortgage loan commitments $ 32,473 0.1 $ 687 Mandatory commitments to sell mortgage loans 57,583 0.1 (383 ) Pay-fixed interest rate swap agreements - commercial 94,451 5.5 405 Pay-variable interest rate swap agreements - commercial 94,451 5.5 (405 ) Purchased options 3,095 2.5 116 Written options 3,095 2.5 (116 ) Total $ 285,148 3.7 $ 304 We use variable-rate and short-term fixed-rate (less than 12 months) debt obligations to fund a portion of our Condensed Consolidated Statements of Financial Condition, which exposes us to variability in interest rates. To meet our asset/liability management objectives, we may periodically enter into derivative financial instruments to mitigate exposure to fluctuations in cash flows resulting from changes in interest rates (“Cash Flow Hedges”). Cash Flow Hedges included certain pay-fixed interest rate swaps and interest rate cap agreements. Pay-fixed interest rate swaps convert the variable-rate cash flows on debt obligations to fixed-rates. We record the fair value of Cash Flow Hedges in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of Cash Flow Hedges. The related gains or losses are reported in other comprehensive income or loss and are subsequently reclassified into earnings, as a yield adjustment in the same period in which the related interest on the hedged items (variable-rate debt obligations) affect earnings. It is anticipated that approximately $0.47 million, of unrealized gains on Cash Flow Hedges at March 31, 2019 will be reclassified to earnings over the next twelve months. To the extent that the Cash Flow Hedges are not effective, the ineffective portion of the Cash Flow Hedges is immediately recognized in interest expense. The maximum term of the Cash Flow Hedge at March 31, 2019 is 4.5 years. Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in our Condensed Consolidated Statements of Operations. In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate-Lock Commitments”). These commitments expose us to interest rate risk. We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate-Lock Commitments. Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate-Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. We obtain market prices on Mandatory Commitments and Rate-Lock Commitments. Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges. In prior periods we offered to our deposit customers an equity linked time deposit product (“Altitude CD”). The Altitude CD was a time deposit that provides the customer a guaranteed return of principal at maturity plus a potential equity return (a written option), while we receive a like stream of funds based on the equity return (a purchased option). The written and purchased options will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the written and purchased options in the table above relate to this Altitude CD product. We have a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons. We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party. The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the interest rate swap agreements noted as commercial in the table above with no hedge designation relate to this program. The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives March 31, 2019 December 31, 2018 March 31, 2019 December 31, 2018 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ 122 Other assets $ 280 Other liabilities $ - Other liabilities $ - Interest rate cap agreements Other assets 1,255 Other assets 2,245 Other liabilities - Other liabilities - 1,377 2,525 - - Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 1,316 Other assets 687 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets - Other assets - Other liabilities 209 Other liabilities 383 Pay-fixed interest rate swap agreements -commercial Other assets 534 Other assets 1,116 Other liabilities 1,276 Other liabilities 711 Pay-variable interest rate swap agreements -commercial Other assets 1,276 Other assets 711 Other liabilities 534 Other liabilities 1,116 Purchased options Other assets 202 Other assets 116 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 200 Other liabilities 116 3,328 2,630 2,219 2,326 Total derivatives $ 4,705 $ 5,155 $ 2,219 $ 2,326 The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended March 31, Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized in Income (1) Gain (Loss) Recognized in Income (1) 2019 2018 2019 2018 2019 2018 (In thousands) Cash Flow Hedges Interest rate cap agreements $ (785 ) $ 513 Interest expense $ 118 $ 7 Interest expense $ - $ - Pay-fixed interest rate swap agreements (127 ) 171 Interest expense 31 (1 ) Interest expense - 12 Total $ (912 ) $ 684 $ 149 $ 6 $ - $ 12 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 629 $ 428 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 174 (160 ) Pay-fixed interest rate swap agreements -commercial Interest income (1,147 ) 1,056 Pay-variable interest rate swap agreements -commercial Interest income 1,147 (1,056 ) Purchased options Interest expense 86 (93 ) Written options Interest expense (84 ) 93 Total $ 805 $ 268 (1) For cash flow hedges, this location and amount refers to the ineffective portion.

Goodwill and Other Intangibles

Goodwill and Other Intangibles	3 Months Ended
	Mar. 31, 2019
Goodwill and Other Intangibles [Abstract]
Goodwill and other Intangibles	7. Goodwill and Other Intangibles The following table summarizes intangible assets, net of amortization: March 31, 2019 December 31, 2018 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 5,773 $ 11,916 $ 5,501 Unamortized intangible assets - goodwill $ 28,300 $ 28,300 A summary of estimated core deposit intangible amortization at March 31, 2019 follows: (In thousands) Nine months ending December 31, 2019 $ 817 2020 1,020 2021 970 2022 785 2023 547 2024 and thereafter 2,004 Total $ 6,143

Share Based Compensation

Share Based Compensation	3 Months Ended
	Mar. 31, 2019
Share Based Compensation [Abstract]
Share Based Compensation	8. Share Based Compensation We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.5 million shares of common stock as of March 31, 2019. The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.2 million shares of common stock as of March 31, 2019. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares. During the three month periods ended March 31, 2019 and 2018, pursuant to our long-term incentive plan, we granted 0.05 million and 0.04 million shares of restricted stock, respectively and 0.02 million and 0.02 million performance stock units (“PSU”), respectively to certain officers. Except for 0.002 million shares of restricted stock issued during each three month period in 2019 and 2018 that vest ratably over three years, the shares of restricted stock and PSUs cliff vest after a period of three years. The performance feature of the PSUs is based on a comparison of our total shareholder return over the three year period starting on the grant date to the total shareholder return over that period for a banking index of our peers. Our directors may elect to receive a portion of their quarterly cash retainer fees in the form of common stock (either on a current basis or on a deferred basis pursuant to the non-employee director stock purchase plan referenced above). Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock are issued each quarter and vest immediately. During the three month periods ended March 31, 2019 and 2018 we issued 0.003 million and 0.002 million shares, respectively and expensed their value during those same periods. Total compensation expense recognized for grants pursuant to our long-term incentive plan was $0.4 million during each three month period ended March 31, 2019 and 2018. The corresponding tax benefit relating to this expense was $0.1 million for each period. Total expense recognized for non-employee director share based payments was $0.05 million during each of the three month periods ended March 31, 2019 and 2018. The corresponding tax benefit relating to this expense was $0.01 million for each period. At March 31, 2019, the total expected compensation cost related to non-vested restricted stock and PSUs not yet recognized was $3.1 million. The weighted-average period over which this amount will be recognized is 2.2 years. A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2019 211,421 $ 6.48 Granted - Exercised (68,399 ) 10.16 Forfeited - Expired (558 ) 22.35 Outstanding at March 31, 2019 142,464 $ 4.66 3.8 $ 2,401 Vested and expected to vest at March 31, 2019 142,464 $ 4.66 3.8 $ 2,401 Exercisable at March 31, 2019 142,464 $ 4.66 3.8 $ 2,401 A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2019 258,419 $ 19.00 Granted 74,732 23.07 Vested (85,788 ) 14.55 Forfeited (10,780 ) 22.94 Outstanding at March 31, 2019 236,583 $ 21.73 Certain information regarding options exercised during the periods follows: Three Months Ended March 31, 2019 2018 Intrinsic value $ 836 $ 78 Cash proceeds received $ 695 $ 13 Tax benefit realized $ 176 $ 16

Income Tax

Income Tax	3 Months Ended
	Mar. 31, 2019
Income Tax [Abstract]
Income Tax	9. Income Tax Income tax expense was $2.2 million and $2.0 million during the three month periods ended March 31, 2019 and 2018, respectively. Our actual federal income tax expense is different than the amount computed by applying our statutory income tax rate to our income before income tax primarily due to tax-exempt interest income and tax-exempt income from the increase in the cash surrender value on life insurance. In addition, the first quarters of 2019 and 2018 each include reductions of $0.2 million of income tax expense related to impact of the excess value of stock awards that vested and stock options that were exercised as compared to the initial fair values that were expensed. We assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. The ultimate realization of this asset is primarily based on generating future income. realization of substantially all of our deferred tax assets continues to be more likely than not. At both March 31, 2019 and December 31, 2018, we had approximately $0.6 million, of gross unrecognized tax benefits. We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the balance of 2019.

Regulatory Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2019
Regulatory Matters [Abstract]
Regulatory Matters	10. Regulatory Matters Capital guidelines adopted by federal and state regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits. As of March 31, 2019, the Bank had positive undivided profits of $28.5 million. It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent and in accordance with guidelines of regulatory authorities. We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our interim condensed consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of March 31, 2019 and December 31, 2018, categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization. Our actual capital amounts and ratios follow (1): Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) March 31, 2019 Total capital to risk-weighted assets Consolidated $ 376,194 14.29 % $ 210,568 8.00 % NA NA Independent Bank 340,950 12.96 210,464 8.00 $ 263,079 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 349,484 13.28 % $ 157,926 6.00 % NA NA Independent Bank 314,240 11.94 157,848 6.00 $ 210,464 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 311,303 11.83 % $ 118,445 4.50 % NA NA Independent Bank 314,240 11.94 118,386 4.50 $ 171,002 6.50 % Tier 1 capital to average assets Consolidated $ 349,484 10.51 % $ 133,025 4.00 % NA NA Independent Bank 314,240 9.46 132,924 4.00 $ 166,154 5.00 % December 31, 2018 Total capital to risk-weighted assets Consolidated $ 371,603 14.25 % $ 208,572 8.00 % NA NA Independent Bank 337,227 12.94 208,456 8.00 $ 260,569 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 345,419 13.25 % $ 156,429 6.00 % NA NA Independent Bank 311,043 11.94 156,342 6.00 $ 208,456 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 307,255 11.79 % $ 117,322 4.50 % NA NA Independent Bank 311,043 11.94 117,256 4.50 $ 169,370 6.50 % Tier 1 capital to average assets Consolidated $ 345,419 10.47 % $ 131,930 4.00 % NA NA Independent Bank 311,043 9.44 131,778 4.00 $ 164,723 5.00 % NA - Not applicable (1) These ratios do not reflect a capital conservation buffer of 2.50% and 1.875% at March 31, 2019 and December 31, 2018, respectfully. The components of our regulatory capital are as follows: Consolidated Independent Bank March 31, 2019 December 31, 2018 March 31, 2019 December 31, 2018 (In thousands) Total shareholders' equity $ 344,726 $ 338,994 $ 347,663 $ 341,496 Add (deduct) Accumulated other comprehensive loss for regulatory purposes 1,020 4,311 1,020 4,311 Goodwill and other intangibles (34,443 ) (34,715 ) (34,443 ) (34,715 ) Disallowed deferred tax assets - (1,335 ) - (49 ) Common equity tier 1 capital 311,303 307,255 314,240 311,043 Qualifying trust preferred securities 38,181 38,164 - - Disallowed deferred tax assets - - - - Tier 1 capital 349,484 345,419 314,240 311,043 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 26,710 26,184 26,710 26,184 Total risk-based capital $ 376,194 $ 371,603 $ 340,950 $ 337,227

Fair Value Disclosures

Fair Value Disclosures	3 Months Ended
	Mar. 31, 2019
Fair Value Disclosures [Abstract]
Fair Value Disclosures	11. Fair Value Disclosures FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. We used the following methods and significant assumptions to estimate fair value: Securities obligations of states and political subdivisions Loans held for sale The fair value of mortgage loans held for sale, carried at fair value is based on agency cash window loan pricing for comparable assets (recurring Level 2) Impaired loans with specific loss allocations based on collateral value From time to time, certain loans are considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. We measure our investment in an impaired loan based on one of three methods: the loan’s observable market price, the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. Those impaired loans not requiring an allowance for loan losses represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At March 31, 2019 and December 31, 2018, all of our impaired loans were evaluated based on either the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the impaired loan as nonrecurring Level 3 Other real estate At the time of acquisition, other real estate is recorded at fair value, less estimated costs to sell, which becomes the property’s new basis. Subsequent write-downs to reflect declines in value since the time of acquisition may occur from time to time and are recorded in net (gains) losses on other real estate and repossessed assets, which is part of non-interest expense - other in the Condensed Consolidated Statements of Operations. The fair value of the property used at and subsequent to the time of acquisition is typically determined by a third party appraisal of the property. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us. Once received, an independent third party, or a member of our Collateral Evaluation Department (for commercial properties), or a member of our Special (for residential properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. For commercial and residential properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions. These additional discounts generally do not result in material adjustments to the appraised value. Capitalized mortgage loan servicing rights Derivatives The fair value of rate-lock mortgage loan commitments is based on agency cash window loan pricing for comparable assets and the fair value of mandatory commitments to sell mortgage loans is based on mortgage backed security pricing for comparable assets (recurring Level 2). The fair value of interest rate swap and interest rate cap agreements are derived from proprietary models which utilize current market data. The significant fair value inputs can generally be observed in the market place and do not typically involve judgment by management (recurring Level 2). The fair value of purchased and written options is based on prices of financial instruments with similar characteristics and do not typically involve judgment by management (recurring Level 2). Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) March 31, 2019: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 18,129 $ - $ 18,129 $ - U.S. agency residential mortgage-backed 142,038 - 142,038 - U.S. agency commercial mortgage-backed 11,313 - 11,313 - Private label mortgage-backed 33,092 - 33,092 - Other asset backed 110,290 - 110,290 - Obligations of states and political subdivisions 108,385 - 108,385 - Corporate 34,380 - 34,380 - Trust preferred 1,883 - 1,883 - Foreign government 2,021 - 2,021 - Loans held for sale, carried at fair value 43,098 - 43,098 - Capitalized mortgage loan servicing rights 19,909 - - 19,909 Derivatives (1) 4,705 - 4,705 - Liabilities Derivatives (2) 2,219 - 2,219 - Measured at Fair Value on a Non-recurring Basis: Assets Impaired loans (3) Commercial Income producing - real estate 213 - - 213 Land, land development & construction-real estate 106 - - 106 Commercial and industrial 1,335 - - 1,335 Mortgage 1-4 family 1,271 - - 1,271 Resort lending 325 - - 325 Home equity - 1st lien 35 - - 35 Home equity - 2nd lien 185 - - 185 Installment Home equity - 1st lien 40 - - 40 Home equity - 2nd lien 40 - - 40 Boat lending 65 - - 65 Recreational vehicle lending 4 - - 4 Other 95 - - 95 Other real estate (4) Mortgage 1-4 family 129 - - 129 Home equity - 2nd lien 59 - - 59 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2018: Measured at Fair Value on a Recurring Basis Assets Equity securities at fair value $ 393 $ 393 $ - $ - Securities available for sale U.S. agency 20,014 - 20,014 - U.S. agency residential mortgage-backed 123,751 - 123,751 - U.S. agency commercial mortgage-backed 5,726 - 5,726 - Private label mortgage-backed 29,419 - 29,419 - Other asset backed 83,319 - 83,319 - Obligations of states and political subdivisions 127,555 - 127,555 - Corporate 34,309 - 34,309 - Trust preferred 1,819 - 1,819 - Foreign government 2,014 - 2,014 - Loans held for sale, carried at fair value 44,753 - 44,753 - Capitalized mortgage loan servicing rights 21,400 - - 21,400 Derivatives (1) 5,155 - 5,155 - Liabilities Derivatives (2) 2,326 - 2,326 - Measured at Fair Value on a Non-recurring basis: Assets Loans held for sale, carried at the lower of cost or fair value 41,471 41,471 - - Impaired loans (3) Commercial Income producing - real estate 217 - - 217 Land, land development & construction-real estate 106 - - 106 Commercial and industrial 2,243 - - 2,243 Mortgage 1-4 family 333 - - 333 Resort lending 572 - - 572 Other real estate (4) Mortgage 1-4 family 95 - - 95 Home equity - 2nd lien 59 - - 59 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. There were no transfers between Level 1 and Level 2 during the three months ended March 31, 2019 and 2018. Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Three-Month Periods Ended March 31 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option Net Gains (Losses) on Assets Mortgage Total Change in Fair Values Included in Current Securities Mortgage Loans Loan Servicing, net Period Earnings (In thousands) 2019 Equity securities at fair value $ 167 $ - $ - $ 167 Loans held for sale - 96 - 96 Capitalized mortgage loan servicing rights - - (2,691 ) (2,691 ) 2018 Equity securities at fair value $ (154 ) $ - $ - $ (154 ) Loans held for sale - (153 ) - (153 ) Capitalized mortgage loan servicing rights - - 1,029 1,029 For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends received. The following represent impairment charges recognized during the three month periods ended March 31, 2019 and 2018 relating to assets measured at fair value on a non-recurring basis: • Loans which are measured for impairment using the fair value of collateral for collateral dependent loans had a carrying amount of $3.7 million, which is net of a valuation allowance of $1.7 million at March 31, 2019, and had a carrying amount of $3.5 million, which is net of a valuation allowance of $1.5 million at December 31, 2018. • Other real estate, which is measured using the fair value of the property, had a carrying amount of $0.2 million which is net of a valuation allowance of $0.3 million at March 31, 2019, and a carrying amount of $0.2 million, which is net of a valuation allowance of $0.1 million, at December 31, 2018. A reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended March 31, 2019 2018 (In thousands) Beginning balance $ 21,400 $ 15,699 Total gains (losses) realized and unrealized: Included in results of operations (2,691 ) 1,029 Included in other comprehensive income (loss) - - Purchases, issuances, settlements, maturities and calls 1,200 1,055 Transfers in and/or out of Level 3 - - Ending balance $ 19,909 $ 17,783 Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31 $ (2,691 ) $ 1,029 The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) March 31, 2019 Capitalized mortgage $ 19,909 Present value of net Discount rate 10.00% to 13.00 % 10.14 % servicing revenue Cost to service $ 66 to $217 $ 80 Ancillary income 20 to 36 23 Float rate 2.29 % 2.29 % December 31, 2018 Capitalized mortgage $ 21,400 Present value of net Discount rate 10.00% to 13.00 % 10.15 % servicing revenue Cost to service $ 68 to $216 $ 81 Ancillary income 20 to 36 23 Float rate 2.57 % 2.57 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) March 31, 2019 Impaired loans Commercial(1) $ 1,654 Sales comparison approach Adjustment for differences between comparable sales (48.0)% to 60.0 % (5.1 )% Mortgage and Installment(2) 2,060 Sales comparison approach Adjustment for differences between comparable sales (41.2) to 50.4 (1.9 ) Other real estate Mortgage 188 Sales comparison approach Adjustment for differences between comparable sales (30.9) to 77.9 4.7 December 31, 2018 Impaired loans Commercial(1) $ 2,566 Sales comparison approach Adjustment for differences between comparable sales (32.5)% to 60.0 % (1.9 )% Mortgage 905 Sales comparison approach Adjustment for differences between comparable sales (40.1) to 25.6 0.7 Other real estate Mortgage 154 Sales comparison approach Adjustment for differences between comparable sales 0.0 to 34.1 11.2 (1) In addition to the valuation techniques and unobservable inputs discussed above, at March 31, 2019 and December 31, 2018, we had an impaired collateral dependent commercial relationship that totaled $0.4 million and $0.7 million, respectively that was secured by collateral other than real estate. Collateral securing this relationship primarily included accounts receivable, inventory and cash at March 31, 2019 and December 31, 2018. Valuation techniques at March 31, 2019 and December 31, 2018, included discounting financial statement values for each particular asset type. Discount rates used ranged from 5% to 97% of stated values at March 31, 2019 and 20% to 80% of stated values at December 31, 2018. (2) In addition to the valuation techniques and unobservable inputs discussed above, at March 31, 2019 certain impaired collateral dependent installment loans totaling approximately $0.2 million are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides. The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale March 31, 2019 $ 43,098 $ 1,353 $ 41,745 December 31, 2018 44,753 1,257 43,496

Fair Values of Financial Instru

Fair Values of Financial Instruments	3 Months Ended
	Mar. 31, 2019
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	12. Fair Values of Financial Instruments Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values may not be a precise estimate. Changes in assumptions could significantly affect the estimates. Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances. The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) March 31, 2019 Assets Cash and due from banks $ 33,247 $ 33,247 $ 33,247 $ - $ - Interest bearing deposits 38,376 38,376 38,376 - - Interest bearing deposits - time 496 497 - 497 - Securities available for sale 461,531 461,531 - 461,531 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,359 NA NA NA NA Net loans and loans held for sale 2,636,639 2,615,992 - 43,098 2,572,894 Accrued interest receivable 10,984 10,984 7 2,153 8,824 Derivative financial instruments 4,705 4,705 - 4,705 - Liabilities Deposits with no stated maturity (1) $ 2,276,138 $ 2,276,138 $ 2,276,138 $ - $ - Deposits with stated maturity (1) 658,087 655,161 - 655,161 - Other borrowings 25,714 25,776 - 25,776 - Subordinated debentures 39,405 35,162 - 35,162 - Accrued interest payable 1,786 1,786 134 1,652 - Derivative financial instruments 2,219 2,219 - 2,219 - December 31, 2018 Assets Cash and due from banks $ 23,350 $ 23,350 $ 23,350 $ - $ - Interest bearing deposits 46,894 46,894 46,894 - - Interest bearing deposits - time 595 594 - 594 - Equity securities at fair value 393 393 393 - - Securities available for sale 427,926 427,926 - 427,926 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,359 NA NA NA NA Net loans and loans held for sale 2,643,856 2,606,256 41,471 44,753 2,520,032 Accrued interest receivable 10,164 10,164 22 1,789 8,353 Derivative financial instruments 5,155 5,155 - 5,155 - Liabilities Deposits with no stated maturity (1) $ 2,197,494 $ 2,197,494 $ 2,197,494 $ - $ - Deposits with stated maturity (1) 715,934 711,312 - 711,312 - Other borrowings 25,700 25,706 - 25,706 - Subordinated debentures 39,388 35,021 - 35,021 - Accrued interest payable 1,646 1,646 114 1,532 - Derivative financial instruments 2,326 2,326 - 2,326 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $209.912 million and $ million and $58.992 million at March 31, 2019 and December 31, 2018, respectively. The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments. Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingent Liabilities

Contingent Liabilities	3 Months Ended
	Mar. 31, 2019
Contingent Liabilities [Abstract]
Contingent Liabilities	13. Contingent Liabilities We are involved in various litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is insignificant. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future. The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Risks associated with the likelihood that we will not collect the full amount owed to us, net of reserves, are disclosed elsewhere in this report. The provision for loss reimbursement on sold loans represents our estimate of incurred losses related to mortgage loans that we have sold to investors (primarily Fannie Mae, Freddie Mac, Ginnie Mae and the Federal Home Loan Bank of Indianapolis). Since we sell mortgage loans without recourse, loss reimbursements only occur in those instances where we have breached a representation or warranty or other contractual requirement related to the loan sale. The provision for loss reimbursement on sold loans was an expense of $0.11 million and $0.01 million for the three month periods ended March 31, 2019 and 2018, respectively. The reserve for loss reimbursements on sold mortgage loans totaled $0.80 million and $0.78 million at March 31, 2019 and December 31, 2018, respectively. This reserve is included in accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition. This reserve is based on an analysis of mortgage loans that we have sold which are further categorized by delinquency status, loan to value, and year of origination. The calculation includes factors such as probability of default, probability of loss reimbursement (breach of representation or warranty) and estimated loss severity. We believe that the amounts that we have accrued for incurred losses on sold mortgage loans are appropriate given our analyses. However, future losses could exceed our current estimate.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss ("AOCL")	3 Months Ended
	Mar. 31, 2019
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Accumulated Other Comprehensive Loss ("AOCL")	14. Accumulated Other Comprehensive Loss (“AOCL”) A summary of changes in AOCL follows: Unrealized Losses on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Gains (Losses) on Cash Flow Hedges Total (In thousands) For the three months ended March 31, 2019 Balances at beginning of period $ (4,185 ) $ (5,798 ) $ (125 ) $ (10,108 ) Other comprehensive income (loss) before reclassifications 4,236 - (719 ) 3,517 Amounts reclassified from AOCL (108 ) - (118 ) (226 ) Net current period other comprehensive income (loss) 4,128 - (837 ) 3,291 Balances at end of period $ (57 ) $ (5,798 ) $ (962 ) $ (6,817 ) 2018 Balances at beginning of period $ (470 ) $ (5,798 ) $ 269 $ (5,999 ) Other comprehensive income before reclassifications (3,054 ) - 541 (2,513 ) Amounts reclassified from AOCL 15 - (5 ) 10 Net current period other comprehensive income (loss) (3,039 ) - 536 (2,503 ) Balances at end of period $ (3,509 ) $ (5,798 ) $ 805 $ (8,502 ) The disproportionate tax effects from securities available for sale arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations. Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period. In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations. Release of material disproportionate tax effects from other comprehensive income to earnings is done by the portfolio method whereby the effects will remain in AOCL as long as we carry a more than inconsequential portfolio of securities available for sale. A summary of reclassifications out of each component of AOCL for the three months ended March 31 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2019 Unrealized losses on securities available for sale $ 137 Net gains (losses) on securities - Net impairment loss recognized in earnings 137 Total reclassifications before tax 29 Income tax expense $ 108 Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (149 ) Interest expense (31 ) Income tax expense $ (118 ) Reclassification, net of tax $ 226 Total reclassifications for the period, net of tax 2018 Unrealized losses on securities available for sale $ (19 ) Net gains (losses) on securities - Net impairment loss recognized in earnings (19 ) Total reclassifications before tax (4 ) Income tax expense $ (15 ) Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (6 ) Interest expense (1 ) Income tax expense $ (5 ) Reclassification, net of tax $ (10 ) Total reclassifications for the period, net of tax

Revenue from Contracts with Cus

Revenue from Contracts with Customers	3 Months Ended
	Mar. 31, 2019
Revenue from Contracts with Customers [Abstract]
Revenue from Contracts with Customers	15. Revenue from Contracts with Customers We account for revenue in accordance with ASC Topic 606, Revenue from Contracts with Customers. We derive the majority of our revenue from financial instruments and their related contractual rights and obligations which for the most part are excluded from the scope of this topic. These sources of revenue that are excluded from the scope of this topic include interest income, net gains on mortgage loans, net gains (losses) on securities, mortgage loan servicing, net and bank owned life insurance and were approximately 84.9% and 82.2% of total revenues at March 31, 2019 and 2018, respectively. Material sources of revenue that are included in the scope of this topic include service charges on deposits, other deposit related income, interchange income and investment and insurance commissions and are discussed in the following paragraphs. Generally these sources of revenue are earned at the time the service is delivered or over the course of a monthly period and do not result in any contract asset or liability balance at any given period end. As a result, there were no contract assets or liabilities recorded as of March 31, 2019 and December 31, 2018. Service charges on deposit accounts and other deposit related income : Interchange income: Investment and insurance commissions: Net (gains) losses on other real estate and repossessed assets: Disaggregation of our revenue sources by attribute follows: Three months ending March 31, 2019 Service Charges on Deposits Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,730 - - - $ 1,730 Account service charges 516 - - - 516 ATM fees - $ 322 - - 322 Other - 251 - - 251 Business Overdraft fees 385 - - - 385 Account service charges 9 - - - 9 ATM fees - 8 - - 8 Other - 129 - - 129 Interchange income - - $ 2,355 - 2,355 Asset management revenue - - - $ 254 254 Transaction based revenue - - - 43 43 Total $ 2,640 $ 710 $ 2,355 $ 297 $ 6,002 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 710 Investment and insurance commissions 297 Bank owned life insurance 242 Other 1,015 Total $ 2,264 Three months ending March 31, 2018 Service Charges on Deposits Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,972 - - - $ 1,972 Account service charges 500 - - - 500 ATM fees - $ 345 - - 345 Other - 207 - - 207 Business Overdraft fees 365 - - - 365 Account service charges 68 - - - 68 ATM fees - 8 - - 8 Other - 129 - - 129 Interchange income - - $ 2,246 - 2,246 Asset management revenue - - - $ 271 271 Transaction based revenue - - - 167 167 Total $ 2,905 $ 689 $ 2,246 $ 438 $ 6,278 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 689 Investment and insurance commissions 438 Bank owned life insurance 256 Other 560 Total $ 1,943

Leases

Leases	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Leases	16. Leases We have operating leases, primarily relating to certain office facilities, some of which include renewal options and escalation clauses. Certain leases also include both lease components (fixed payments including rent, taxes and insurance costs) and non-lease components (common area or other maintenance costs) which are accounted for as a single lease component as we have elected the practical expedient to group lease and non-lease components for all leases. Most of our leases include one or more options to renew. The exercise of lease renewal options is typically at our sole discretion and are included in our ROU assets and lease liabilities if they are reasonably certain of exercise. As most of our leases do not provide an implicit rate, we use our incremental borrowing rate based on the information available at the lease commencement date in determining the present value of the lease payments. The cost components of our operating leases follows: Three Months Ended March 31, 2019 (In thousands) Operating lease cost $ 564 Variable lease cost 23 Short-term lease cost 5 Total $ 592 Variable lease costs consist primarily of taxes, insurance, and common area or other maintenance costs for our leased facilities. Supplemental balance sheet information related to our operating leases follows: March 31, 2019 (In thousands) Lease right of use asset $ 7,199 Lease liabilities $ 7,202 Weighted average remaining lease term (years) 5.65 Weighted average discount rate 3.2 % Maturity analysis of our lease liabilities at March 31, 2019 based on required contractual payments follows: (In thousands) Nine months ending December 31, 2019 $ 1,662 2020 1,711 2021 1,248 2022 963 2023 925 2024 and thereafter 1,423 Total lease payments 7,932 Less imputed interest (730 ) Total $ 7,202

Recent Acquisition

Recent Acquisition	3 Months Ended
	Mar. 31, 2019
Recent Acquisition [Abstract]
Recent Acquisition	17. Recent Acquisition Effective April 1, 2018, we completed the acquisition of all of the issued and outstanding shares of common stock of TCSB through a merger of TCSB into Independent Bank Corporation (“IBCP”), with IBCP as the surviving corporation (the ‘‘Merger’’). On that same date we also consolidated Traverse City State Bank, TCSB’s wholly-owned subsidiary bank, into Independent Bank (with Independent Bank as the surviving institution). Under the terms of the merger agreement each holder of TCSB common stock received 1.1166 shares of IBCP common stock plus cash in lieu of fractional shares totaling $0.005 million. TCSB option holders had their options converted into IBCP stock options. As a result we issued 2.71 million shares of common stock and 0.19 million stock options with a fair value of approximately $64.5 million to the shareholders and option holders of TCSB. The fair value of common stock and stock options issued as the consideration paid for TCSB was determined using the closing price of our common stock on the acquisition date. This acquisition was accounted for under the acquisition method of accounting. Accordingly, we recognized amounts for identifiable assets acquired and liabilities assumed at their estimated acquisition date fair values. TCSB results of operations are included in our results beginning April 1, 2018. The following table reflects our final valuation of the assets acquired and liabilities assumed: (In thousands) Cash and cash equivalents $ 23,521 Interest bearing deposits - time 4,054 Securities available for sale 6,066 Federal Home Loan Bank stock 778 Loans, net 295,799 Property and equipement, net 1,067 Capitalized mortgage loan servicing rights 3,047 Accrued income and other assets 3,362 Other intangibles (1) 5,798 Total assets acquired 343,492 Deposits 287,710 Other borrowings 14,345 Subordinated debentures 3,768 Accrued expenses and other liabilities 1,429 Total liabilities assumed 307,252 Net assets acquired 36,240 Goodwill 28,300 Purchase price (fair value of consideration) $ 64,540 (1) Relates to core deposit intangibles (see note #7). Management views the disclosed fair values presented above to be final as the one-year measurement period for finalizing acquisition-date fair values has expired. During this measurement period we had one adjustment to our acquisition date fair values. During the third quarter of 2018, goodwill was reduced by $0.7 million (to $28.3 million) related to the collection of a TCSB acquired loan that had been charged off in full prior to the Merger. Because of the status of the collection activities related to this loan at the time of the Merger, we determined that this transaction was a measurement period adjustment and reduced goodwill accordingly. Goodwill related to this acquisition will not be deductible for tax purposes and consists largely of synergies and cost savings resulting from the combining of the operations of TCSB into ours as well as expansion into a new market. The estimated fair value of the core deposit intangible was $5.8 million and is being amortized over an estimated useful life of 10 years. The fair value of net assets acquired includes fair value adjustments to certain receivables that were not considered impaired as of the acquisition date. The fair value adjustments were determined using discounted contractual cash flows. However, we believe that all contractual cash flows related to these financial instruments will be collected. As such, these receivables were not considered impaired at the acquisition date and were not subject to the guidance relating to purchased credit impaired loans which have shown evidence of credit deterioration since origination. Receivables acquired that are not subject to these requirements included non-impaired customer receivables with a fair value and gross contractual amounts receivable of $292.9 million and $298.6 million on the date of acquisition.

New Accounting Standards (Polic

New Accounting Standards (Policies)	3 Months Ended
	Mar. 31, 2019
New Accounting Standards [Abstract]
New Accounting Standards	In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments”. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace today’s “incurred loss” approach with an “expected loss” model for instruments measured at amortized cost. For securities available for sale, allowances will be recorded rather than reducing the carrying amount as is done under the current other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. This amended guidance is effective for us on January 1, 2020. We began evaluating this ASU in 2016 and have formed a committee that includes personnel from various areas of the Bank that meets regularly to discuss the implementation of the ASU. We have completed historical data validation and are currently in the process of reviewing credit loss estimation methodologies and performing test calculations. We have not yet determined what the impact will be on our consolidated operating results or financial condition, which will be impacted by several variables, including the economic environment and forecast at adoption. Though, by the nature of the implementation of an expected loss model compared to an incurred loss approach, we would anticipate our allowance for loan losses (“AFLL”) to increase under this ASU. The Bank expects to begin full parallel runs mid-2019, with a goal of providing an estimated impact range in our 2019 second quarter Form 10-Q. In August 2018, the FASB issued ASU 2018-13, ‘‘Fair Value Measurement (Topic 820), Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement’’. This new ASU amends disclosure requirements in Topic 820 to eliminate, add and modify certain disclosure requirements for fair value measurements as part of its disclosure framework project. The amended guidance eliminates the requirements to disclose the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, the entity’s policy for the timing of transfers between levels of the fair value hierarchy and the entity’s valuation processes for Level 3 fair value measurements. The amended guidance adds the requirements to disclose the changes in unrealized gains and losses for the period included in other comprehensive income (loss) for recurring Level 3 fair value measurements of instruments held at the end of the reporting period and for recurring and nonrecurring Level 3 fair value measurements, the range and weighted average used to develop significant unobservable inputs and how the weighted average was calculated, with certain exceptions. This amended guidance is effective for us on January 1, 2020, and is not expected to have a material impact on our consolidated operating results or financial condition. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, require lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance was effective for us on January 1, 2019 and did not have a material impact on our consolidated operating results or financial condition. Based on our operating leases that we currently have in place we do not expect a material change in the recognition, measurement and presentation of lease expense or impact on cash flow. The primary impact was the recognition of certain operating leases on our Condensed Consolidated Statements of Financial Condition which resulted in the recording of right of use (“ROU”) assets and offsetting lease liabilities each totaling approximately $7.7 million at January 1, 2019. See note #16. In August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging (Topic 815), Targeted Improvements to Accounting for Hedging Activities”. This new ASU amends the hedge accounting model in Topic 815 to enable entities to better portray the economics of their risk management activities in the financial statements and enhance the transparency and understandability of hedge results. The amendments expand an entity’s ability to hedge nonfinancial and financial risk components and reduce complexity in fair value hedges of interest rate risk. The guidance eliminates the requirement to separately measure and report hedge ineffectiveness and generally requires the entire change in the fair value of a hedging instrument to be presented in the same income statement line as the hedged item. The guidance also eases certain documentation and assessment requirements and modifies the accounting for components excluded from the assessment of hedge effectiveness. This amended guidance was effective for us on January 1, 2019, and did not have a material impact on our consolidated operating results or financial condition.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2019
Securities [Abstract]
Securities Available for Sale	Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) March 31, 2019 U.S. agency $ 18,143 $ 57 $ 71 $ 18,129 U.S. agency residential mortgage-backed 141,886 1,067 915 142,038 U.S. agency commercial mortgage-backed 11,418 10 115 11,313 Private label mortgage-backed 32,984 355 247 33,092 Other asset backed 110,372 115 197 110,290 Obligations of states and political subdivisions 108,749 707 1,071 108,385 Corporate 34,048 444 112 34,380 Trust preferred 1,964 - 81 1,883 Foreign government 2,040 - 19 2,021 Total $ 461,604 $ 2,755 $ 2,828 $ 461,531 December 31, 2018 U.S. agency $ 20,198 $ 9 $ 193 $ 20,014 U.S. agency residential mortgage-backed 124,777 817 1,843 123,751 U.S. agency commercial mortgage-backed 5,909 1 184 5,726 Private label mortgage-backed 29,735 321 637 29,419 Other asset backed 83,481 86 248 83,319 Obligations of states and political subdivisions 130,244 257 2,946 127,555 Corporate 34,866 29 586 34,309 Trust preferred 1,964 - 145 1,819 Foreign government 2,050 - 36 2,014 Total $ 433,224 $ 1,520 $ 6,818 $ 427,926
Investments in a Continuous Unrealized Loss Position	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) March 31, 2019 U.S. agency $ 96 $ 1 $ 10,904 $ 70 $ 11,000 $ 71 U.S. agency residential mortgage-backed 5,232 10 50,813 905 56,045 915 U.S. agency commercial mortgage-backed 2,215 1 5,434 114 7,649 115 Private label mortgage-backed 10,468 12 14,496 235 24,964 247 Other asset backed 40,490 128 10,619 69 51,109 197 Obligations of states and political subdivisions 2,173 2 65,191 1,069 67,364 1,071 Corporate 1,795 6 8,376 106 10,171 112 Trust preferred 963 37 920 44 1,883 81 Foreign government - - 2,021 19 2,021 19 Total $ 63,432 $ 197 $ 168,774 $ 2,631 $ 232,206 $ 2,828 December 31, 2018 U.S. agency $ 7,150 $ 46 $ 11,945 $ 147 $ 19,095 $ 193 U.S. agency residential mortgage-backed 18,374 180 48,184 1,663 66,558 1,843 U.S. agency commercial mortgage-backed 566 3 5,094 181 5,660 184 Private label mortgage-backed 8,273 57 16,145 580 24,418 637 Other asset backed 53,043 160 10,235 88 63,278 248 Obligations of states and political subdivisions 25,423 262 80,701 2,684 106,124 2,946 Corporate 17,758 343 9,222 243 26,980 586 Trust preferred 939 61 880 84 1,819 145 Foreign government - - 2,014 36 2,014 36 Total $ 131,526 $ 1,112 $ 184,420 $ 5,706 $ 315,946 $ 6,818
Private Label Mortgage Backed Securities Below Investment Grade	At March 31, 2019, three private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Senior Support Security Total (In thousands) Fair value $ 756 $ 714 $ 19 $ 1,489 Amortized cost 629 546 - 1,175 Non-credit unrealized loss - - - - Unrealized gain 127 168 19 314 Cumulative credit related OTTI 757 457 380 1,594
Credit Losses Recognized in Earnings on Securities Available for Sale	A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended March 31, 2019 2018 (In thousands) Balance at beginning of period $ 1,594 $ 1,594 Additions to credit losses on securities for which no previous OTTI was recognized - - Increases to credit losses on securities for which OTTI was previously recognized - - Balance at end of period $ 1,594 $ 1,594
Amortized Cost and Fair Value of Securities Available for Sale by Contractual Maturity	The amortized cost and fair value of securities available for sale at March 31, 2019, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 10,674 $ 10,664 Maturing after one year but within five years 60,499 60,455 Maturing after five years but within ten years 52,841 52,862 Maturing after ten years 40,930 40,817 164,944 164,798 U.S. agency residential mortgage-backed 141,886 142,038 U.S. agency commercial mortgage-backed 11,418 11,313 Private label mortgage-backed 32,984 33,092 Other asset backed 110,372 110,290 Total $ 461,604 $ 461,531
Gains and Losses Realized on Sale of Securities Available for Sale	A summary of proceeds from the sale of securities available for sale and gains and losses for the three month periods ending March 31, follows: Realized Proceeds Gains Losses (In thousands) 2019 $ 42,236 $ 169 $ 32 2018 22,277 76 95

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2019
Loans [Abstract]
Analysis of Allowance for Loan Losses by Portfolio Segment	An analysis of the allowance for loan losses by portfolio segment for the three months ended March 31, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2019 Balance at beginning of period $ 7,090 $ 7,978 $ 895 $ 8,925 $ 24,888 Additions (deductions) Provision for loan losses 420 573 523 (852 ) 664 Recoveries credited to the allowance 127 224 217 - 568 Loans charged against the allowance (119 ) (363 ) (384 ) - (866 ) Balance at end of period $ 7,518 $ 8,412 $ 1,251 $ 8,073 $ 25,254 2018 Balance at beginning of period $ 5,595 $ 8,733 $ 864 $ 7,395 $ 22,587 Additions (deductions) Provision for loan losses (135 ) 147 69 234 315 Recoveries credited to the allowance 606 180 228 - 1,014 Loans charged against the allowance (40 ) (439 ) (366 ) - (845 ) Balance at end of period $ 6,026 $ 8,621 $ 795 $ 7,629 $ 23,071
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment	Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) March 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 1,204 $ 5,159 $ 323 $ - $ 6,686 Collectively evaluated for impairment 6,314 3,253 928 8,073 18,568 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 7,518 $ 8,412 $ 1,251 $ 8,073 $ 25,254 Loans Individually evaluated for impairment $ 7,928 $ 46,315 $ 3,523 $ 57,766 Collectively evaluated for impairment 1,162,376 1,001,146 403,881 2,567,403 Loans acquired with deteriorated credit quality 1,537 546 326 2,409 Total loans recorded investment 1,171,841 1,048,007 407,730 2,627,578 Accrued interest included in recorded investment 3,437 4,262 1,084 8,783 Total loans $ 1,168,404 $ 1,043,745 $ 406,646 $ 2,618,795 December 31, 2018 Allowance for loan losses: Individually evaluated for impairment $ 1,305 $ 4,799 $ 206 $ - $ 6,310 Collectively evaluated for impairment 5,785 3,179 689 8,925 18,578 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 7,090 $ 7,978 $ 895 $ 8,925 $ 24,888 Loans Individually evaluated for impairment $ 8,697 $ 46,394 $ 3,370 $ 58,461 Collectively evaluated for impairment 1,137,586 1,000,038 392,460 2,530,084 Loans acquired with deteriorated credit quality 1,609 555 349 2,513 Total loans recorded investment 1,147,892 1,046,987 396,179 2,591,058 Accrued interest included in recorded investment 3,411 4,097 1,030 8,538 Total loans $ 1,144,481 $ 1,042,890 $ 395,149 $ 2,582,520
Loans on Non-Accrual Status and Past Due More than 90 Days	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Still Accruing Non- Accrual Total Non- Performing Loans (In thousands) March 31, 2019 Commercial Income producing - real estate $ - $ - $ - Land, land development and construction - real estate - - - Commercial and industrial - 1,705 1,705 Mortgage 1-4 family - 4,878 4,878 Resort lending - 508 508 Home equity - 1st lien - 157 157 Home equity - 2nd lien - 573 573 Installment Home equity - 1st lien - 219 219 Home equity - 2nd lien - 234 234 Boat lending - 359 359 Recreational vehicle lending - 6 6 Other - 210 210 Total recorded investment $ - $ 8,849 $ 8,849 Accrued interest included in recorded investment $ - $ - $ - December 31, 2018 Commercial Income producing - real estate $ - $ - $ - Land, land development and construction - real estate - - - Commercial and industrial - 2,220 2,220 Mortgage 1-4 family 5 4,695 4,700 Resort lending - 755 755 Home equity - 1st lien - 159 159 Home equity - 2nd lien - 419 419 Installment Home equity - 1st lien - 178 178 Home equity - 2nd lien - 226 226 Boat lending - 166 166 Recreational vehicle lending - 7 7 Other - 204 204 Total recorded investment $ 5 $ 9,029 $ 9,034 Accrued interest included in recorded investment $ - $ - $ -
Aging Analysis of Loans by Class	An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) March 31, 2019 Commercial Income producing - real estate $ - $ - $ - $ - $ 398,191 $ 398,191 Land, land development and construction - real estate - - - - 84,861 84,861 Commercial and industrial 40 - 5 45 688,744 688,789 Mortgage 1-4 family 3,295 833 5,058 9,186 803,882 813,068 Resort lending 321 84 508 913 77,315 78,228 Home equity - 1st lien 99 17 157 273 36,966 37,239 Home equity - 2nd lien 228 95 573 896 118,576 119,472 Installment Home equity - 1st lien 36 2 219 257 6,631 6,888 Home equity - 2nd lien 150 - 234 384 6,043 6,427 Boat lending 206 19 359 584 175,005 175,589 Recreational vehicle lending 76 - 6 82 130,016 130,098 Other 183 101 210 494 88,234 88,728 Total recorded investment $ 4,634 $ 1,151 $ 7,329 $ 13,114 $ 2,614,464 $ 2,627,578 Accrued interest included in recorded investment $ 63 $ 19 $ - $ 82 $ 8,701 $ 8,783 December 31, 2018 Commercial Income producing - real estate $ 44 $ - $ - $ 44 $ 388,729 $ 388,773 Land, land development and construction - real estate - - - - 84,458 84,458 Commercial and industrial 1,538 - - 1,538 673,123 674,661 Mortgage 1-4 family 1,608 194 4,882 6,684 833,760 840,444 Resort lending 252 - 755 1,007 80,774 81,781 Home equity - 1st lien 176 - 159 335 38,909 39,244 Home equity - 2nd lien 446 100 419 965 84,553 85,518 Installment Home equity - 1st lien 200 55 197 452 6,985 7,437 Home equity - 2nd lien 111 24 226 361 6,683 7,044 Boat lending 316 295 166 777 169,117 169,894 Recreational vehicle lending 28 21 7 56 125,780 125,836 Other 241 131 204 576 85,392 85,968 Total recorded investment $ 4,960 $ 820 $ 7,015 $ 12,795 $ 2,578,263 $ 2,591,058 Accrued interest included in recorded investment $ 44 $ 11 $ - $ 55 $ 8,483 $ 8,538
Impaired Loans	Impaired loans are as follows: March 31, 2019 December 31, 2018 Impaired loans with no allocated allowance for loan losses (In thousands) Troubled debt restructurings ("TDR") $ 317 $ - Non - TDR 798 - Impaired loans with an allocated allowance for loan losses TDR - allowance based on collateral 2,103 2,787 TDR - allowance based on present value cash flow 50,940 53,258 Non - TDR - allowance based on collateral 3,353 2,145 Total impaired loans $ 57,511 $ 58,190 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 472 $ 769 TDR - allowance based on present value cash flow 4,944 4,849 Non - TDR - allowance based on collateral 1,270 692 Total amount of allowance for loan losses allocated $ 6,686 $ 6,310 Impaired loans by class are as follows: March 31, 2019 December 31, 2018 Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses With no related allowance for loan losses recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - $ - $ - Land, land development & construction-real estate - - - - - - Commercial and industrial - - - - - - Mortgage 1-4 family 355 670 - 3 474 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien - - - 1 122 - Home equity - 2nd lien - 18 - - - - Boat lending - 5 - - 5 - Recreational vehicle lending - - - - - - Other - 15 - - 15 - 355 708 - 4 616 - With an allowance for loan losses recorded: Commercial Income producing - real estate 4,720 4,712 423 4,770 4,758 303 Land, land development & construction-real estate 290 288 31 290 289 35 Commercial and industrial 2,918 3,175 750 3,637 3,735 967 Mortgage 1-4 family 32,317 34,514 3,648 32,842 34,427 2,859 Resort lending 12,967 13,179 1,366 13,328 13,354 1,927 Home equity - 1st lien 118 119 23 65 64 4 Home equity - 2nd lien 558 573 122 156 155 9 Installment Home equity - 1st lien 1,387 1,568 101 1,440 1,524 89 Home equity - 2nd lien 1,472 1,479 107 1,471 1,491 92 Boat lending 101 166 36 - - - Recreational vehicle lending 82 90 7 79 79 4 Other 481 538 72 379 406 21 57,411 60,401 6,686 58,457 60,282 6,310 Total Commercial Income producing - real estate 4,720 4,712 423 4,770 4,758 303 Land, land development & construction-real estate 290 288 31 290 289 35 Commercial and industrial 2,918 3,175 750 3,637 3,735 967 Mortgage 1-4 family 32,672 35,184 3,648 32,845 34,901 2,859 Resort lending 12,967 13,179 1,366 13,328 13,354 1,927 Home equity - 1st lien 118 119 23 65 64 4 Home equity - 2nd lien 558 573 122 156 155 9 Installment Home equity - 1st lien 1,387 1,568 101 1,441 1,646 89 Home equity - 2nd lien 1,472 1,497 107 1,471 1,491 92 Boat lending 101 171 36 - 5 - Recreational vehicle lending 82 90 7 79 79 4 Other 481 553 72 379 421 21 Total $ 57,766 $ 61,109 $ 6,686 $ 58,461 $ 60,898 $ 6,310 Accrued interest included in recorded investment $ 255 $ 271
Average Recorded Investment in and Interest Income Earned on Impaired Loans by Class	Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending March 31, follows: 2019 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance for loan losses recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - Land, land development & construction-real estate - - - - Commercial and industrial - - 520 4 Mortgage 1-4 family 179 - 19 6 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien 1 - 1 2 Home equity - 2nd lien - - - - Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 180 - 540 12 With an allowance for loan losses recorded: Commercial Income producing - real estate 4,745 65 5,187 68 Land, land development & construction-real estate 290 2 161 2 Commercial and industrial 3,278 20 2,517 32 Mortgage 1-4 family 32,580 446 36,367 458 Resort lending 13,148 175 15,779 164 Home equity - 1st lien 92 1 164 2 Home equity - 2nd lien 357 3 178 2 Installment Home equity - 1st lien 1,414 24 1,645 29 Home equity - 2nd lien 1,472 22 1,777 27 Boat lending 51 - 1 - Recreational vehicle lending 81 1 89 1 Other 430 6 406 6 57,938 765 64,271 791 Total Commercial Income producing - real estate 4,745 65 5,187 68 Land, land development & construction-real estate 290 2 161 2 Commercial and industrial 3,278 20 3,037 36 Mortgage 1-4 family 32,759 446 36,386 464 Resort lending 13,148 175 15,779 164 Home equity - 1st lien 92 1 164 2 Home equity - 2nd lien 357 3 178 2 Installment Home equity - 1st lien 1,415 24 1,646 31 Home equity - 2nd lien 1,472 22 1,777 27 Boat lending 51 - 1 - Recreational vehicle lending 81 1 89 1 Other 430 6 406 6 Total $ 58,118 $ 765 $ 64,811 $ 803
Troubled Debt Restructurings	Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. TDRs follow: March 31, 2019 Commercial Retail (1) Total (In thousands) Performing TDRs $ 6,209 $ 44,427 $ 50,636 Non-performing TDRs(2) 67 2,657 (3) 2,724 Total $ 6,276 $ 47,084 $ 53,360 December 31, 2018 Commercial Retail (1) Total (In thousands) Performing TDRs $ 6,460 $ 46,627 $ 53,087 Non-performing TDRs(2) 74 2,884 (3) 2,958 Total $ 6,534 $ 49,511 $ 56,045 (1) Retail loans include mortgage and installment loan segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Troubled Debt Restructuring During the Period	Loans that have been classified as troubled debt restructurings during the three-month periods ended Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2019 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 1 49 49 Mortgage 1-4 family 1 281 281 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 1 24 25 Home equity - 2nd lien 1 36 36 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 4 $ 390 $ 391 2018 Commercial Income producing - real estate 1 $ 67 $ 67 Land, land development & construction-real estate - - - Commercial and industrial 3 434 434 Mortgage 1-4 family 3 228 211 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 3 98 99 Home equity - 2nd lien 1 61 61 Boat lending - - - Recreational vehicle lending - - - Other 1 35 32 Total 12 $ 923 $ 904
Loan Ratings by Loan Class	The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) March 31, 2019 Income producing - real estate $ 383,117 $ 14,603 $ 471 $ - $ 398,191 Land, land development and construction - real estate 78,062 6,790 9 - 84,861 Commercial and industrial 646,199 36,246 4,639 1,705 688,789 Total $ 1,107,378 $ 57,639 $ 5,119 $ 1,705 $ 1,171,841 Accrued interest included in total $ 3,207 $ 215 $ 15 $ - $ 3,437 December 31, 2018 Income producing - real estate $ 375,142 $ 13,387 $ 200 $ 44 $ 388,773 Land, land development and construction - real estate 76,120 8,328 - 10 84,458 Commercial and industrial 631,248 35,469 5,577 2,367 674,661 Total $ 1,082,510 $ 57,184 $ 5,777 $ 2,421 $ 1,147,892 Accrued interest included in total $ 3,107 $ 174 $ 130 $ - $ 3,411 The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Lending Home Equity 1st Lien Home Equity 2nd Lien Total (In thousands) March 31, 2019 800 and above $ 89,359 $ 10,921 $ 6,788 $ 11,435 $ 118,503 750-799 365,405 34,625 15,976 53,549 469,555 700-749 199,489 16,177 9,063 35,201 259,930 650-699 93,517 9,853 3,673 12,091 119,134 600-649 34,459 2,926 811 4,041 42,237 550-599 12,701 1,673 425 1,329 16,128 500-549 8,341 105 408 887 9,741 Under 500 2,575 141 95 380 3,191 Unknown 7,222 1,807 - 559 9,588 Total $ 813,068 $ 78,228 $ 37,239 $ 119,472 $ 1,048,007 Accrued interest included in total $ 3,220 $ 386 $ 177 $ 479 $ 4,262 December 31, 2018 800 and above $ 94,492 $ 10,898 $ 6,784 $ 8,838 $ 121,012 750-799 384,344 36,542 17,303 38,295 476,484 700-749 202,440 17,282 9,155 23,249 252,126 650-699 91,847 9,945 3,987 8,681 114,460 600-649 34,342 3,088 959 3,359 41,748 550-599 13,771 1,867 427 1,236 17,301 500-549 8,439 106 418 826 9,789 Under 500 2,533 143 98 381 3,155 Unknown 8,236 1,910 113 653 10,912 Total $ 840,444 $ 81,781 $ 39,244 $ 85,518 $ 1,046,987 Accrued interest included in total $ 3,079 $ 363 $ 199 $ 456 $ 4,097 (1) Credit scores have been updated within the last twelve months.
Purchase Credit Impaired (PCI) Loans	For these loans that meet the criteria of ASC 310-30 treatment, the carrying amount was as follows: March 31, 2019 December 31, 2018 (In thousands) Commercial $ 1,537 $ 1,609 Mortgage 546 555 Installment 326 349 Total carrying amount 2,409 2,513 Allowance for loan losses - - Carrying amount, net of allowance for loan losses $ 2,409 $ 2,513 Accretable yield of PCI loans, or income expected to be collected follows: Three months ended March 31, 2019 2018 (unaudited) (In thousands) Balance at beginning of period $ 462 $ - New loans purchased - - Accretion of income (39 ) - Reclassification from (to) nonaccretable difference 365 - Displosals/other adjustments - - Balance at end of period $ 788 $ -

Shareholders' Equity and Earn_2

Shareholders' Equity and Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2019
Shareholders' Equity and Earnings Per Common Share [Abstract]
Reconciliation of Basic and Diluted Net Income Per Share	A reconciliation of basic and diluted net income per common share follows: Three Months Ended March 31, 2019 2018 (In thousands, except per share data) Net income $ 9,381 $ 9,161 Weighted average shares outstanding (1) 23,588 21,365 Effect of stock options 127 135 Stock units for deferred compensation plan for non-employee directors 130 125 Performance share units 40 49 Weighted average shares outstanding for calculation of diluted earnings per share 23,885 21,674 Net income per common share Basic (1) $ 0.40 $ 0.43 Diluted $ 0.39 $ 0.42 (1)

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2019
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments According to Type of Hedge Designation	Our derivative financial instruments according to the type of hedge in which they are designated follows: March 31, 2019 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 25,000 2.3 $ 122 Interest rate cap agreements 150,000 3.3 1,255 Total $ 175,000 3.2 $ 1,377 No hedge designation Rate-lock mortgage loan commitments $ 47,345 0.1 $ 1,316 Mandatory commitments to sell mortgage loans 69,762 0.1 (209 ) Pay-fixed interest rate swap agreements - commercial 97,083 5.3 (742 ) Pay-variable interest rate swap agreements - commercial 97,083 5.3 742 Purchased options 3,095 2.3 202 Written options 3,035 2.3 (200 ) Total $ 317,403 3.3 $ 1,109 December 31, 2018 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 25,000 2.6 $ 280 Interest rate cap agreements 150,000 3.6 2,245 Total $ 175,000 3.5 $ 2,525 No hedge designation Rate-lock mortgage loan commitments $ 32,473 0.1 $ 687 Mandatory commitments to sell mortgage loans 57,583 0.1 (383 ) Pay-fixed interest rate swap agreements - commercial 94,451 5.5 405 Pay-variable interest rate swap agreements - commercial 94,451 5.5 (405 ) Purchased options 3,095 2.5 116 Written options 3,095 2.5 (116 ) Total $ 285,148 3.7 $ 304
Fair Value of Derivative Instruments	Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives March 31, 2019 December 31, 2018 March 31, 2019 December 31, 2018 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ 122 Other assets $ 280 Other liabilities $ - Other liabilities $ - Interest rate cap agreements Other assets 1,255 Other assets 2,245 Other liabilities - Other liabilities - 1,377 2,525 - - Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 1,316 Other assets 687 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets - Other assets - Other liabilities 209 Other liabilities 383 Pay-fixed interest rate swap agreements -commercial Other assets 534 Other assets 1,116 Other liabilities 1,276 Other liabilities 711 Pay-variable interest rate swap agreements -commercial Other assets 1,276 Other assets 711 Other liabilities 534 Other liabilities 1,116 Purchased options Other assets 202 Other assets 116 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 200 Other liabilities 116 3,328 2,630 2,219 2,326 Total derivatives $ 4,705 $ 5,155 $ 2,219 $ 2,326
Effect of Derivative Financial Instruments on Condensed Consolidated Statement of Operations	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended March 31, Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized in Income (1) Gain (Loss) Recognized in Income (1) 2019 2018 2019 2018 2019 2018 (In thousands) Cash Flow Hedges Interest rate cap agreements $ (785 ) $ 513 Interest expense $ 118 $ 7 Interest expense $ - $ - Pay-fixed interest rate swap agreements (127 ) 171 Interest expense 31 (1 ) Interest expense - 12 Total $ (912 ) $ 684 $ 149 $ 6 $ - $ 12 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 629 $ 428 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 174 (160 ) Pay-fixed interest rate swap agreements -commercial Interest income (1,147 ) 1,056 Pay-variable interest rate swap agreements -commercial Interest income 1,147 (1,056 ) Purchased options Interest expense 86 (93 ) Written options Interest expense (84 ) 93 Total $ 805 $ 268 (1) For cash flow hedges, this location and amount refers to the ineffective portion.

Goodwill and Other Intangibles

Goodwill and Other Intangibles (Tables)	3 Months Ended
	Mar. 31, 2019
Goodwill and Other Intangibles [Abstract]
Other Intangible Assets, Net of Amortization	The following table summarizes intangible assets, net of amortization: March 31, 2019 December 31, 2018 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 5,773 $ 11,916 $ 5,501 Unamortized intangible assets - goodwill $ 28,300 $ 28,300
Estimated Core Deposit Intangible Amortization	A summary of estimated core deposit intangible amortization at March 31, 2019 follows: (In thousands) Nine months ending December 31, 2019 $ 817 2020 1,020 2021 970 2022 785 2023 547 2024 and thereafter 2,004 Total $ 6,143

Share Based Compensation (Table

Share Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2019
Share Based Compensation [Abstract]
Outstanding Stock Option Grants and Transactions	A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2019 211,421 $ 6.48 Granted - Exercised (68,399 ) 10.16 Forfeited - Expired (558 ) 22.35 Outstanding at March 31, 2019 142,464 $ 4.66 3.8 $ 2,401 Vested and expected to vest at March 31, 2019 142,464 $ 4.66 3.8 $ 2,401 Exercisable at March 31, 2019 142,464 $ 4.66 3.8 $ 2,401
Non-Vested Restricted Stock, Restricted Stock Units and PSU's	A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2019 258,419 $ 19.00 Granted 74,732 23.07 Vested (85,788 ) 14.55 Forfeited (10,780 ) 22.94 Outstanding at March 31, 2019 236,583 $ 21.73
Information Regarding Options Exercised	Certain information regarding options exercised during the periods follows: Three Months Ended March 31, 2019 2018 Intrinsic value $ 836 $ 78 Cash proceeds received $ 695 $ 13 Tax benefit realized $ 176 $ 16

Regulatory Matters (Tables)

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2019
Regulatory Matters [Abstract]
Actual Capital Amounts and Ratios	Our actual capital amounts and ratios follow (1): Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) March 31, 2019 Total capital to risk-weighted assets Consolidated $ 376,194 14.29 % $ 210,568 8.00 % NA NA Independent Bank 340,950 12.96 210,464 8.00 $ 263,079 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 349,484 13.28 % $ 157,926 6.00 % NA NA Independent Bank 314,240 11.94 157,848 6.00 $ 210,464 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 311,303 11.83 % $ 118,445 4.50 % NA NA Independent Bank 314,240 11.94 118,386 4.50 $ 171,002 6.50 % Tier 1 capital to average assets Consolidated $ 349,484 10.51 % $ 133,025 4.00 % NA NA Independent Bank 314,240 9.46 132,924 4.00 $ 166,154 5.00 % December 31, 2018 Total capital to risk-weighted assets Consolidated $ 371,603 14.25 % $ 208,572 8.00 % NA NA Independent Bank 337,227 12.94 208,456 8.00 $ 260,569 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 345,419 13.25 % $ 156,429 6.00 % NA NA Independent Bank 311,043 11.94 156,342 6.00 $ 208,456 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 307,255 11.79 % $ 117,322 4.50 % NA NA Independent Bank 311,043 11.94 117,256 4.50 $ 169,370 6.50 % Tier 1 capital to average assets Consolidated $ 345,419 10.47 % $ 131,930 4.00 % NA NA Independent Bank 311,043 9.44 131,778 4.00 $ 164,723 5.00 % NA - Not applicable (1) These ratios do not reflect a capital conservation buffer of 2.50% and 1.875% at March 31, 2019 and December 31, 2018, respectfully.
Regulatory Capital	The components of our regulatory capital are as follows: Consolidated Independent Bank March 31, 2019 December 31, 2018 March 31, 2019 December 31, 2018 (In thousands) Total shareholders' equity $ 344,726 $ 338,994 $ 347,663 $ 341,496 Add (deduct) Accumulated other comprehensive loss for regulatory purposes 1,020 4,311 1,020 4,311 Goodwill and other intangibles (34,443 ) (34,715 ) (34,443 ) (34,715 ) Disallowed deferred tax assets - (1,335 ) - (49 ) Common equity tier 1 capital 311,303 307,255 314,240 311,043 Qualifying trust preferred securities 38,181 38,164 - - Disallowed deferred tax assets - - - - Tier 1 capital 349,484 345,419 314,240 311,043 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 26,710 26,184 26,710 26,184 Total risk-based capital $ 376,194 $ 371,603 $ 340,950 $ 337,227

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	3 Months Ended
	Mar. 31, 2019
Fair Value Disclosures [Abstract]
Assets and Liabilities Measured at Fair Value	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) March 31, 2019: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 18,129 $ - $ 18,129 $ - U.S. agency residential mortgage-backed 142,038 - 142,038 - U.S. agency commercial mortgage-backed 11,313 - 11,313 - Private label mortgage-backed 33,092 - 33,092 - Other asset backed 110,290 - 110,290 - Obligations of states and political subdivisions 108,385 - 108,385 - Corporate 34,380 - 34,380 - Trust preferred 1,883 - 1,883 - Foreign government 2,021 - 2,021 - Loans held for sale, carried at fair value 43,098 - 43,098 - Capitalized mortgage loan servicing rights 19,909 - - 19,909 Derivatives (1) 4,705 - 4,705 - Liabilities Derivatives (2) 2,219 - 2,219 - Measured at Fair Value on a Non-recurring Basis: Assets Impaired loans (3) Commercial Income producing - real estate 213 - - 213 Land, land development & construction-real estate 106 - - 106 Commercial and industrial 1,335 - - 1,335 Mortgage 1-4 family 1,271 - - 1,271 Resort lending 325 - - 325 Home equity - 1st lien 35 - - 35 Home equity - 2nd lien 185 - - 185 Installment Home equity - 1st lien 40 - - 40 Home equity - 2nd lien 40 - - 40 Boat lending 65 - - 65 Recreational vehicle lending 4 - - 4 Other 95 - - 95 Other real estate (4) Mortgage 1-4 family 129 - - 129 Home equity - 2nd lien 59 - - 59 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2018: Measured at Fair Value on a Recurring Basis Assets Equity securities at fair value $ 393 $ 393 $ - $ - Securities available for sale U.S. agency 20,014 - 20,014 - U.S. agency residential mortgage-backed 123,751 - 123,751 - U.S. agency commercial mortgage-backed 5,726 - 5,726 - Private label mortgage-backed 29,419 - 29,419 - Other asset backed 83,319 - 83,319 - Obligations of states and political subdivisions 127,555 - 127,555 - Corporate 34,309 - 34,309 - Trust preferred 1,819 - 1,819 - Foreign government 2,014 - 2,014 - Loans held for sale, carried at fair value 44,753 - 44,753 - Capitalized mortgage loan servicing rights 21,400 - - 21,400 Derivatives (1) 5,155 - 5,155 - Liabilities Derivatives (2) 2,326 - 2,326 - Measured at Fair Value on a Non-recurring basis: Assets Loans held for sale, carried at the lower of cost or fair value 41,471 41,471 - - Impaired loans (3) Commercial Income producing - real estate 217 - - 217 Land, land development & construction-real estate 106 - - 106 Commercial and industrial 2,243 - - 2,243 Mortgage 1-4 family 333 - - 333 Resort lending 572 - - 572 Other real estate (4) Mortgage 1-4 family 95 - - 95 Home equity - 2nd lien 59 - - 59 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value.
Changes in Fair Value for Financial Assets	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Three-Month Periods Ended March 31 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option Net Gains (Losses) on Assets Mortgage Total Change in Fair Values Included in Current Securities Mortgage Loans Loan Servicing, net Period Earnings (In thousands) 2019 Equity securities at fair value $ 167 $ - $ - $ 167 Loans held for sale - 96 - 96 Capitalized mortgage loan servicing rights - - (2,691 ) (2,691 ) 2018 Equity securities at fair value $ (154 ) $ - $ - $ (154 ) Loans held for sale - (153 ) - (153 ) Capitalized mortgage loan servicing rights - - 1,029 1,029
Reconciliation for all Assets and (Liabilities) Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)	A reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended March 31, 2019 2018 (In thousands) Beginning balance $ 21,400 $ 15,699 Total gains (losses) realized and unrealized: Included in results of operations (2,691 ) 1,029 Included in other comprehensive income (loss) - - Purchases, issuances, settlements, maturities and calls 1,200 1,055 Transfers in and/or out of Level 3 - - Ending balance $ 19,909 $ 17,783 Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31 $ (2,691 ) $ 1,029
Quantitative Information About Level 3 Fair Value Measurements Measured on a Recurring Basis and Non-recurring Basis	Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) March 31, 2019 Capitalized mortgage $ 19,909 Present value of net Discount rate 10.00% to 13.00 % 10.14 % servicing revenue Cost to service $ 66 to $217 $ 80 Ancillary income 20 to 36 23 Float rate 2.29 % 2.29 % December 31, 2018 Capitalized mortgage $ 21,400 Present value of net Discount rate 10.00% to 13.00 % 10.15 % servicing revenue Cost to service $ 68 to $216 $ 81 Ancillary income 20 to 36 23 Float rate 2.57 % 2.57 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) March 31, 2019 Impaired loans Commercial(1) $ 1,654 Sales comparison approach Adjustment for differences between comparable sales (48.0)% to 60.0 % (5.1 )% Mortgage and Installment(2) 2,060 Sales comparison approach Adjustment for differences between comparable sales (41.2) to 50.4 (1.9 ) Other real estate Mortgage 188 Sales comparison approach Adjustment for differences between comparable sales (30.9) to 77.9 4.7 December 31, 2018 Impaired loans Commercial(1) $ 2,566 Sales comparison approach Adjustment for differences between comparable sales (32.5)% to 60.0 % (1.9 )% Mortgage 905 Sales comparison approach Adjustment for differences between comparable sales (40.1) to 25.6 0.7 Other real estate Mortgage 154 Sales comparison approach Adjustment for differences between comparable sales 0.0 to 34.1 11.2 (1) In addition to the valuation techniques and unobservable inputs discussed above, at March 31, 2019 and December 31, 2018, we had an impaired collateral dependent commercial relationship that totaled $0.4 million and $0.7 million, respectively that was secured by collateral other than real estate. Collateral securing this relationship primarily included accounts receivable, inventory and cash at March 31, 2019 and December 31, 2018. Valuation techniques at March 31, 2019 and December 31, 2018, included discounting financial statement values for each particular asset type. Discount rates used ranged from 5% to 97% of stated values at March 31, 2019 and 20% to 80% of stated values at December 31, 2018. (2) In addition to the valuation techniques and unobservable inputs discussed above, at March 31, 2019 certain impaired collateral dependent installment loans totaling approximately $0.2 million are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides.
Aggregate Fair Value and Aggregate Remaining Contractual Principal Balance for Loans Held for Sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale March 31, 2019 $ 43,098 $ 1,353 $ 41,745 December 31, 2018 44,753 1,257 43,496

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2019
Fair Values of Financial Instruments [Abstract]
Estimated Recorded Book Balances and Fair Values	The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) March 31, 2019 Assets Cash and due from banks $ 33,247 $ 33,247 $ 33,247 $ - $ - Interest bearing deposits 38,376 38,376 38,376 - - Interest bearing deposits - time 496 497 - 497 - Securities available for sale 461,531 461,531 - 461,531 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,359 NA NA NA NA Net loans and loans held for sale 2,636,639 2,615,992 - 43,098 2,572,894 Accrued interest receivable 10,984 10,984 7 2,153 8,824 Derivative financial instruments 4,705 4,705 - 4,705 - Liabilities Deposits with no stated maturity (1) $ 2,276,138 $ 2,276,138 $ 2,276,138 $ - $ - Deposits with stated maturity (1) 658,087 655,161 - 655,161 - Other borrowings 25,714 25,776 - 25,776 - Subordinated debentures 39,405 35,162 - 35,162 - Accrued interest payable 1,786 1,786 134 1,652 - Derivative financial instruments 2,219 2,219 - 2,219 - December 31, 2018 Assets Cash and due from banks $ 23,350 $ 23,350 $ 23,350 $ - $ - Interest bearing deposits 46,894 46,894 46,894 - - Interest bearing deposits - time 595 594 - 594 - Equity securities at fair value 393 393 393 - - Securities available for sale 427,926 427,926 - 427,926 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,359 NA NA NA NA Net loans and loans held for sale 2,643,856 2,606,256 41,471 44,753 2,520,032 Accrued interest receivable 10,164 10,164 22 1,789 8,353 Derivative financial instruments 5,155 5,155 - 5,155 - Liabilities Deposits with no stated maturity (1) $ 2,197,494 $ 2,197,494 $ 2,197,494 $ - $ - Deposits with stated maturity (1) 715,934 711,312 - 711,312 - Other borrowings 25,700 25,706 - 25,706 - Subordinated debentures 39,388 35,021 - 35,021 - Accrued interest payable 1,646 1,646 114 1,532 - Derivative financial instruments 2,326 2,326 - 2,326 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $209.912 million and $ million and $58.992 million at March 31, 2019 and December 31, 2018, respectively.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Loss ("AOCL") (Tables)	3 Months Ended
	Mar. 31, 2019
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Accumulated Other Comprehensive Loss (AOCL), Net of Tax	A summary of changes in AOCL follows: Unrealized Losses on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Gains (Losses) on Cash Flow Hedges Total (In thousands) For the three months ended March 31, 2019 Balances at beginning of period $ (4,185 ) $ (5,798 ) $ (125 ) $ (10,108 ) Other comprehensive income (loss) before reclassifications 4,236 - (719 ) 3,517 Amounts reclassified from AOCL (108 ) - (118 ) (226 ) Net current period other comprehensive income (loss) 4,128 - (837 ) 3,291 Balances at end of period $ (57 ) $ (5,798 ) $ (962 ) $ (6,817 ) 2018 Balances at beginning of period $ (470 ) $ (5,798 ) $ 269 $ (5,999 ) Other comprehensive income before reclassifications (3,054 ) - 541 (2,513 ) Amounts reclassified from AOCL 15 - (5 ) 10 Net current period other comprehensive income (loss) (3,039 ) - 536 (2,503 ) Balances at end of period $ (3,509 ) $ (5,798 ) $ 805 $ (8,502 )
Reclassifications Out of Each Component of AOCL	A summary of reclassifications out of each component of AOCL for the three months ended March 31 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2019 Unrealized losses on securities available for sale $ 137 Net gains (losses) on securities - Net impairment loss recognized in earnings 137 Total reclassifications before tax 29 Income tax expense $ 108 Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (149 ) Interest expense (31 ) Income tax expense $ (118 ) Reclassification, net of tax $ 226 Total reclassifications for the period, net of tax 2018 Unrealized losses on securities available for sale $ (19 ) Net gains (losses) on securities - Net impairment loss recognized in earnings (19 ) Total reclassifications before tax (4 ) Income tax expense $ (15 ) Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (6 ) Interest expense (1 ) Income tax expense $ (5 ) Reclassification, net of tax $ (10 ) Total reclassifications for the period, net of tax

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	3 Months Ended
	Mar. 31, 2019
Revenue from Contracts with Customers [Abstract]
Disaggregation of Revenue Sources by Attribute	Disaggregation of our revenue sources by attribute follows: Three months ending March 31, 2019 Service Charges on Deposits Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,730 - - - $ 1,730 Account service charges 516 - - - 516 ATM fees - $ 322 - - 322 Other - 251 - - 251 Business Overdraft fees 385 - - - 385 Account service charges 9 - - - 9 ATM fees - 8 - - 8 Other - 129 - - 129 Interchange income - - $ 2,355 - 2,355 Asset management revenue - - - $ 254 254 Transaction based revenue - - - 43 43 Total $ 2,640 $ 710 $ 2,355 $ 297 $ 6,002 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 710 Investment and insurance commissions 297 Bank owned life insurance 242 Other 1,015 Total $ 2,264 Three months ending March 31, 2018 Service Charges on Deposits Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,972 - - - $ 1,972 Account service charges 500 - - - 500 ATM fees - $ 345 - - 345 Other - 207 - - 207 Business Overdraft fees 365 - - - 365 Account service charges 68 - - - 68 ATM fees - 8 - - 8 Other - 129 - - 129 Interchange income - - $ 2,246 - 2,246 Asset management revenue - - - $ 271 271 Transaction based revenue - - - 167 167 Total $ 2,905 $ 689 $ 2,246 $ 438 $ 6,278 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 689 Investment and insurance commissions 438 Bank owned life insurance 256 Other 560 Total $ 1,943

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Components of Operating Leases	The cost components of our operating leases follows: Three Months Ended March 31, 2019 (In thousands) Operating lease cost $ 564 Variable lease cost 23 Short-term lease cost 5 Total $ 592
Supplemental Balance Sheet Information Related to Operating Leases	Supplemental balance sheet information related to our operating leases follows: March 31, 2019 (In thousands) Lease right of use asset $ 7,199 Lease liabilities $ 7,202 Weighted average remaining lease term (years) 5.65 Weighted average discount rate 3.2 %
Maturity Analysis of Lease Liabilities	Maturity analysis of our lease liabilities at March 31, 2019 based on required contractual payments follows: (In thousands) Nine months ending December 31, 2019 $ 1,662 2020 1,711 2021 1,248 2022 963 2023 925 2024 and thereafter 1,423 Total lease payments 7,932 Less imputed interest (730 ) Total $ 7,202

Recent Acquisition (Tables)

Recent Acquisition (Tables)	3 Months Ended
	Mar. 31, 2019
Recent Acquisition [Abstract]
Final Valuation of Assets Acquired and Liabilities Assumed	The following table reflects our final valuation of the assets acquired and liabilities assumed: (In thousands) Cash and cash equivalents $ 23,521 Interest bearing deposits - time 4,054 Securities available for sale 6,066 Federal Home Loan Bank stock 778 Loans, net 295,799 Property and equipement, net 1,067 Capitalized mortgage loan servicing rights 3,047 Accrued income and other assets 3,362 Other intangibles (1) 5,798 Total assets acquired 343,492 Deposits 287,710 Other borrowings 14,345 Subordinated debentures 3,768 Accrued expenses and other liabilities 1,429 Total liabilities assumed 307,252 Net assets acquired 36,240 Goodwill 28,300 Purchase price (fair value of consideration) $ 64,540 (1) Relates to core deposit intangibles (see note #7).

New Accounting Standards (Detai

New Accounting Standards (Details) $ in Thousands	Mar. 31, 2019USD ($)
New Accounting Standards [Abstract]
Right of use asset	$ 7,199
Lease liability	7,202
ASU 2016-02 [Member]
New Accounting Standards [Abstract]
Right of use asset	7,700
Lease liability	$ 7,700

Securities (Details)

Securities (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)Security	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 461,604		$ 433,224
Unrealized Gains	2,755		1,520
Unrealized Losses	2,828		6,818
Fair Value	461,531		427,926
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	63,432		131,526
Less Than Twelve Months, Unrealized Losses	197		1,112
Twelve Months or More, Fair Value	168,774		184,420
Twelve Months or More, Unrealized Losses	2,631		5,706
Total, Fair Value	232,206		315,946
Total, Unrealized Losses	2,828		6,818
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	1,489
Amortized cost	1,175
Non-credit unrealized loss	0
Unrealized gain	314
Cumulative credit related OTTI	1,594
Credit related OTTI recognized in earnings	0	$ 0
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance at beginning of period	1,594	1,594
Additions to credit losses on securities for which no previous OTTI was recognized	0	0
Increases to credit losses on securities for which OTTI was previously recognized	0	0
Balance at end of period	1,594	$ 1,594
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Maturing within one year	10,674
Maturing after one year but within five years	60,499
Maturing after five years but within ten years	52,841
Maturing after ten years	40,930
Amortized cost	164,944
U.S. agency residential mortgage-backed	141,886
U.S. agency commercial mortgage-backed	11,418
Private label mortgage-backed	32,984
Other asset backed	110,372
Amortized cost	461,604		433,224
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Maturing within one year	10,664
Maturing after one year but within five years	60,455
Maturing after five years but within ten years	52,862
Maturing after ten years	40,817
Total available-for-sale securities fair value	164,798
U.S. agency residential mortgage-backed	142,038
U.S. agency commercial mortgage-backed	11,313
Private label mortgage-backed	33,092
Other asset backed	110,290
Total	461,531		427,926
U.S. Agency [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	18,143		20,198
Unrealized Gains	57		9
Unrealized Losses	71		193
Fair Value	18,129		20,014
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	96		7,150
Less Than Twelve Months, Unrealized Losses	1		46
Twelve Months or More, Fair Value	10,904		11,945
Twelve Months or More, Unrealized Losses	70		147
Total, Fair Value	11,000		19,095
Total, Unrealized Losses	$ 71		193
Number of securities with market fair value less than amortized cost | Security	38
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 18,143		20,198
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	18,129		20,014
U.S. Agency Residential Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	141,886		124,777
Unrealized Gains	1,067		817
Unrealized Losses	915		1,843
Fair Value	142,038		123,751
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	5,232		18,374
Less Than Twelve Months, Unrealized Losses	10		180
Twelve Months or More, Fair Value	50,813		48,184
Twelve Months or More, Unrealized Losses	905		1,663
Total, Fair Value	56,045		66,558
Total, Unrealized Losses	$ 915		1,843
Number of securities with market fair value less than amortized cost | Security	120
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 141,886		124,777
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	142,038		123,751
U.S. Agency Commercial Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	11,418		5,909
Unrealized Gains	10		1
Unrealized Losses	115		184
Fair Value	11,313		5,726
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	2,215		566
Less Than Twelve Months, Unrealized Losses	1		3
Twelve Months or More, Fair Value	5,434		5,094
Twelve Months or More, Unrealized Losses	114		181
Total, Fair Value	7,649		5,660
Total, Unrealized Losses	$ 115		184
Number of securities with market fair value less than amortized cost | Security	15
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 11,418		5,909
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	11,313		5,726
Private Label Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	32,984		29,735
Unrealized Gains	355		321
Unrealized Losses	247		637
Fair Value	33,092		29,419
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	10,468		8,273
Less Than Twelve Months, Unrealized Losses	12		57
Twelve Months or More, Fair Value	14,496		16,145
Twelve Months or More, Unrealized Losses	235		580
Total, Fair Value	24,964		24,418
Total, Unrealized Losses	$ 247		637
Number of securities with market fair value less than amortized cost | Security	31
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Number of private label mortgage backed securities complete recovery of cost basis | Security	2
Number of private label mortgage backed securities currently with OTTI unrealized gains | Security	3
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 32,984		29,735
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	33,092		29,419
Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	756
Amortized cost	629
Non-credit unrealized loss	0
Unrealized gain	127
Cumulative credit related OTTI	757
Super Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	714
Amortized cost	546
Non-credit unrealized loss	0
Unrealized gain	168
Cumulative credit related OTTI	457
Senior Support Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	19
Amortized cost	0
Non-credit unrealized loss	0
Unrealized gain	19
Cumulative credit related OTTI	380
Other Asset Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	110,372		83,481
Unrealized Gains	115		86
Unrealized Losses	197		248
Fair Value	110,290		83,319
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	40,490		53,043
Less Than Twelve Months, Unrealized Losses	128		160
Twelve Months or More, Fair Value	10,619		10,235
Twelve Months or More, Unrealized Losses	69		88
Total, Fair Value	51,109		63,278
Total, Unrealized Losses	$ 197		248
Number of securities with market fair value less than amortized cost | Security	85
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 110,372		83,481
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	110,290		83,319
Obligations of States and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	108,749		130,244
Unrealized Gains	707		257
Unrealized Losses	1,071		2,946
Fair Value	108,385		127,555
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	2,173		25,423
Less Than Twelve Months, Unrealized Losses	2		262
Twelve Months or More, Fair Value	65,191		80,701
Twelve Months or More, Unrealized Losses	1,069		2,684
Total, Fair Value	67,364		106,124
Total, Unrealized Losses	$ 1,071		2,946
Number of securities with market fair value less than amortized cost | Security	212
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 108,749		130,244
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	108,385		127,555
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	34,048		34,866
Unrealized Gains	444		29
Unrealized Losses	112		586
Fair Value	34,380		34,309
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	1,795		17,758
Less Than Twelve Months, Unrealized Losses	6		343
Twelve Months or More, Fair Value	8,376		9,222
Twelve Months or More, Unrealized Losses	106		243
Total, Fair Value	10,171		26,980
Total, Unrealized Losses	$ 112		586
Number of securities with market fair value less than amortized cost | Security	13
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 34,048		34,866
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	34,380		34,309
Trust Preferred [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	1,964		1,964
Unrealized Gains	0		0
Unrealized Losses	81		145
Fair Value	1,883		1,819
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	963		939
Less Than Twelve Months, Unrealized Losses	37		61
Twelve Months or More, Fair Value	920		880
Twelve Months or More, Unrealized Losses	44		84
Total, Fair Value	1,883		1,819
Total, Unrealized Losses	$ 81		145
Number of securities with market fair value less than amortized cost | Security	2
Number of issues rated as investment grade | Security	1
Number of securities not rated | Security	1
Non-rated securities, amortized cost	$ 1,000
Fair value of non-rated trust preferred securities	960
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	1,964		1,964
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	1,883		1,819
Foreign Government [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	2,040		2,050
Unrealized Gains	0		0
Unrealized Losses	19		36
Fair Value	2,021		2,014
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	0		0
Less Than Twelve Months, Unrealized Losses	0		0
Twelve Months or More, Fair Value	2,021		2,014
Twelve Months or More, Unrealized Losses	19		36
Total, Fair Value	2,021		2,014
Total, Unrealized Losses	$ 19		36
Number of securities with market fair value less than amortized cost | Security	2
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 2,040		2,050
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	$ 2,021		$ 2,014

Securities, Gains and Losses Re

Securities, Gains and Losses Realized on Sale of Securities Available for Sale (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Gain and losses realized on sale of securities available for sale [Abstract]
Proceeds	$ 42,236	$ 22,277
Realized gains	169	76
Realized losses	32	95
Trading securities, realized gain (loss)	167	(154)
Gains (losses) related to preferred stock held for sale	$ 0	$ (154)

Loans, Allowance for Loan Losse

Loans, Allowance for Loan Losses (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		$ 24,888	$ 22,587
Additions (deductions) [Abstract]
Provision for loan losses		664	315
Recoveries credited to the allowance		568	1,014
Loans charged against the allowance		(866)	(845)
Balance at end of period		25,254	23,071
Allowance for loan losses [Abstract]
Individually evaluated for impairment		6,686		$ 6,310
Collectively evaluated for impairment		18,568		18,578
Total ending allowance for loan losses balance		25,254		24,888
Loans [Abstract]
Individually evaluated for impairment		57,766		58,461
Collectively evaluated for impairment		2,567,403		2,530,084
Total loans recorded investment		2,627,578		2,591,058
Accrued interest included in recorded investment		8,783		8,538
Total loans		2,618,795		2,582,520
Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		2,409		2,513
Commercial [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		7,090	5,595
Additions (deductions) [Abstract]
Provision for loan losses		420	(135)
Recoveries credited to the allowance		127	606
Loans charged against the allowance		(119)	(40)
Balance at end of period		7,518	6,026
Allowance for loan losses [Abstract]
Individually evaluated for impairment		1,204		1,305
Collectively evaluated for impairment		6,314		5,785
Total ending allowance for loan losses balance		7,518		7,090
Loans [Abstract]
Individually evaluated for impairment		7,928		8,697
Collectively evaluated for impairment		1,162,376		1,137,586
Total loans recorded investment		1,171,841		1,147,892
Accrued interest included in recorded investment		3,437		3,411
Total loans		1,168,404		1,144,481
Commercial [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		1,537		1,609
Mortgage [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		7,978	8,733
Additions (deductions) [Abstract]
Provision for loan losses		573	147
Recoveries credited to the allowance		224	180
Loans charged against the allowance		(363)	(439)
Balance at end of period		8,412	8,621
Allowance for loan losses [Abstract]
Individually evaluated for impairment		5,159		4,799
Collectively evaluated for impairment		3,253		3,179
Total ending allowance for loan losses balance		8,412		7,978
Loans [Abstract]
Individually evaluated for impairment		46,315		46,394
Collectively evaluated for impairment		1,001,146		1,000,038
Total loans recorded investment		1,048,007		1,046,987
Accrued interest included in recorded investment	[1]	4,262		4,097
Total loans		1,043,745		1,042,890
Mortgage [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		546		555
Installment [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		895	864
Additions (deductions) [Abstract]
Provision for loan losses		523	69
Recoveries credited to the allowance		217	228
Loans charged against the allowance		(384)	(366)
Balance at end of period		1,251	795
Allowance for loan losses [Abstract]
Individually evaluated for impairment		323		206
Collectively evaluated for impairment		928		689
Total ending allowance for loan losses balance		1,251		895
Loans [Abstract]
Individually evaluated for impairment		3,523		3,370
Collectively evaluated for impairment		403,881		392,460
Total loans recorded investment		407,730		396,179
Accrued interest included in recorded investment	[1]	1,084		1,030
Total loans		406,646		395,149
Installment [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		326		349
Subjective Allocation [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		8,925	7,395
Additions (deductions) [Abstract]
Provision for loan losses		(852)	234
Recoveries credited to the allowance		0	0
Loans charged against the allowance		0	0
Balance at end of period		8,073	$ 7,629
Allowance for loan losses [Abstract]
Individually evaluated for impairment		0		0
Collectively evaluated for impairment		8,073		8,925
Total ending allowance for loan losses balance		8,073		8,925
Subjective Allocation [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		$ 0		$ 0
[1]	Credit scores have been updated within the last twelve months.

Loans, Receivables Past Due (De

Loans, Receivables Past Due (Details) - USD ($) $ in Thousands		Mar. 31, 2019	Dec. 31, 2018
Non performing loans [Abstract]
90+ and Still Accruing		$ 0	$ 5
Non-Accrual		8,849	9,029
Total Non-performing Loans		8,849	9,034
Accrued interest included in recorded investment		0	0
Aging analysis of loans by class [Abstract]
Total		13,114	12,795
Loans not Past Due		2,614,464	2,578,263
Total loans recorded investment		2,627,578	2,591,058
Accrued interest included in recorded investment		8,783	8,538
Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		4,634	4,960
Accrued interest included in recorded investment		63	44
Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,151	820
Accrued interest included in recorded investment		19	11
Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment		0	0
Aging analysis of loans by class [Abstract]
Total		7,329	7,015
Accrued interest included in recorded investment		0	0
Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		82	55
Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		8,701	8,483
Commercial [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		1,171,841	1,147,892
Accrued interest included in recorded investment		3,437	3,411
Commercial [Member] | Income Producing - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	0
Total Non-performing Loans		0	0
Aging analysis of loans by class [Abstract]
Total		0	44
Loans not Past Due		398,191	388,729
Total loans recorded investment		398,191	388,773
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	44
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	0
Total Non-performing Loans		0	0
Aging analysis of loans by class [Abstract]
Total		0	0
Loans not Past Due		84,861	84,458
Total loans recorded investment		84,861	84,458
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Commercial and Industrial [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		1,705	2,220
Total Non-performing Loans		1,705	2,220
Aging analysis of loans by class [Abstract]
Total		45	1,538
Loans not Past Due		688,744	673,123
Total loans recorded investment		688,789	674,661
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		40	1,538
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		5	0
Mortgage [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		1,048,007	1,046,987
Accrued interest included in recorded investment	[1]	4,262	4,097
Mortgage [Member] | 1-4 Family [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	5
Non-Accrual		4,878	4,695
Total Non-performing Loans		4,878	4,700
Aging analysis of loans by class [Abstract]
Total		9,186	6,684
Loans not Past Due		803,882	833,760
Total loans recorded investment		813,068	840,444
Accrued interest included in recorded investment	[1]	3,220	3,079
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		3,295	1,608
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		833	194
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		5,058	4,882
Mortgage [Member] | Resort Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		508	755
Total Non-performing Loans		508	755
Aging analysis of loans by class [Abstract]
Total		913	1,007
Loans not Past Due		77,315	80,774
Total loans recorded investment		78,228	81,781
Accrued interest included in recorded investment	[1]	386	363
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		321	252
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		84	0
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		508	755
Mortgage [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		157	159
Total Non-performing Loans		157	159
Aging analysis of loans by class [Abstract]
Total		273	335
Loans not Past Due		36,966	38,909
Total loans recorded investment		37,239	39,244
Accrued interest included in recorded investment	[1]	177	199
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		99	176
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		17	0
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		157	159
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		573	419
Total Non-performing Loans		573	419
Aging analysis of loans by class [Abstract]
Total		896	965
Loans not Past Due		118,576	84,553
Total loans recorded investment		119,472	85,518
Accrued interest included in recorded investment	[1]	479	456
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		228	446
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		95	100
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		573	419
Installment [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		407,730	396,179
Accrued interest included in recorded investment	[1]	1,084	1,030
Installment [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		219	178
Total Non-performing Loans		219	178
Aging analysis of loans by class [Abstract]
Total		257	452
Loans not Past Due		6,631	6,985
Total loans recorded investment		6,888	7,437
Accrued interest included in recorded investment	[1]	26	28
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		36	200
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		2	55
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		219	197
Installment [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		234	226
Total Non-performing Loans		234	226
Aging analysis of loans by class [Abstract]
Total		384	361
Loans not Past Due		6,043	6,683
Total loans recorded investment		6,427	7,044
Accrued interest included in recorded investment	[1]	21	25
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		150	111
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	24
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		234	226
Installment [Member] | Boat Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		359	166
Total Non-performing Loans		359	166
Aging analysis of loans by class [Abstract]
Total		584	777
Loans not Past Due		175,005	169,117
Total loans recorded investment		175,589	169,894
Accrued interest included in recorded investment	[1]	437	403
Installment [Member] | Boat Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		206	316
Installment [Member] | Boat Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		19	295
Installment [Member] | Boat Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		359	166
Installment [Member] | Recreational Vehicle Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		6	7
Total Non-performing Loans		6	7
Aging analysis of loans by class [Abstract]
Total		82	56
Loans not Past Due		130,016	125,780
Total loans recorded investment		130,098	125,836
Accrued interest included in recorded investment	[1]	333	311
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		76	28
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	21
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		6	7
Installment [Member] | Other [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		210	204
Total Non-performing Loans		210	204
Aging analysis of loans by class [Abstract]
Total		494	576
Loans not Past Due		88,234	85,392
Total loans recorded investment		88,728	85,968
Accrued interest included in recorded investment	[1]	267	263
Installment [Member] | Other [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		183	241
Installment [Member] | Other [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		101	131
Installment [Member] | Other [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		$ 210	$ 204
[1]	Credit scores have been updated within the last twelve months.

Loans, Impaired Financing Recei

Loans, Impaired Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Impaired loans with no allocated allowance for loan losses [Abstract]
Troubled debt restructurings ("TDR")	$ 317		$ 0
Non - TDR	798		0
Impaired loans with an allocated allowance for loan losses [Abstract]
TDR - allowance based on collateral	2,103		2,787
TDR - allowance based on present value cash flow	50,940		53,258
Non - TDR - allowance based on collateral	3,353		2,145
Total impaired loans	57,511		58,190
Amount of allowance for loan losses allocated [Abstract]
TDR - allowance based on collateral	472		769
TDR - allowance based on present value cash flow	4,944		4,849
Non - TDR - allowance based on collateral	1,270		692
Total amount of allowance for loan losses allocated	6,686		6,310
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	355		4
Unpaid Principal Balance, with no related allowance for loan losses recorded	708		616
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	57,411		58,457
Unpaid Principal Balance, with an allowance for loan losses recorded	60,401		60,282
Recorded Investment	57,766		58,461
Unpaid Principal Balance	61,109		60,898
Related Allowance	6,686		6,310
Accrued interest included in recorded investment	255		271
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	180	$ 540
Interest Income Recognized, with no related allowance for loan losses recorded	0	12
Average Recorded Investment, with an allowance for loan losses recorded	57,938	64,271
Interest Income Recognized, with an allowance for loan losses recorded	765	791
Average Recorded Investment	58,118	64,811
Interest Income Recognized	765	803
Commercial [Member] | Income Producing - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	4,720		4,770
Unpaid Principal Balance, with an allowance for loan losses recorded	4,712		4,758
Recorded Investment	4,720		4,770
Unpaid Principal Balance	4,712		4,758
Related Allowance	423		303
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0
Average Recorded Investment, with an allowance for loan losses recorded	4,745	5,187
Interest Income Recognized, with an allowance for loan losses recorded	65	68
Average Recorded Investment	4,745	5,187
Interest Income Recognized	65	68
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	290		290
Unpaid Principal Balance, with an allowance for loan losses recorded	288		289
Recorded Investment	290		290
Unpaid Principal Balance	288		289
Related Allowance	31		35
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0
Average Recorded Investment, with an allowance for loan losses recorded	290	161
Interest Income Recognized, with an allowance for loan losses recorded	2	2
Average Recorded Investment	290	161
Interest Income Recognized	2	2
Commercial [Member] | Commercial and Industrial [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	2,918		3,637
Unpaid Principal Balance, with an allowance for loan losses recorded	3,175		3,735
Recorded Investment	2,918		3,637
Unpaid Principal Balance	3,175		3,735
Related Allowance	750		967
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	520
Interest Income Recognized, with no related allowance for loan losses recorded	0	4
Average Recorded Investment, with an allowance for loan losses recorded	3,278	2,517
Interest Income Recognized, with an allowance for loan losses recorded	20	32
Average Recorded Investment	3,278	3,037
Interest Income Recognized	20	36
Mortgage [Member] | 1-4 Family [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	355		3
Unpaid Principal Balance, with no related allowance for loan losses recorded	670		474
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	32,317		32,842
Unpaid Principal Balance, with an allowance for loan losses recorded	34,514		34,427
Recorded Investment	32,672		32,845
Unpaid Principal Balance	35,184		34,901
Related Allowance	3,648		2,859
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	179	19
Interest Income Recognized, with no related allowance for loan losses recorded	0	6
Average Recorded Investment, with an allowance for loan losses recorded	32,580	36,367
Interest Income Recognized, with an allowance for loan losses recorded	446	458
Average Recorded Investment	32,759	36,386
Interest Income Recognized	446	464
Mortgage [Member] | Resort Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	12,967		13,328
Unpaid Principal Balance, with an allowance for loan losses recorded	13,179		13,354
Recorded Investment	12,967		13,328
Unpaid Principal Balance	13,179		13,354
Related Allowance	1,366		1,927
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0
Average Recorded Investment, with an allowance for loan losses recorded	13,148	15,779
Interest Income Recognized, with an allowance for loan losses recorded	175	164
Average Recorded Investment	13,148	15,779
Interest Income Recognized	175	164
Mortgage [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	118		65
Unpaid Principal Balance, with an allowance for loan losses recorded	119		64
Recorded Investment	118		65
Unpaid Principal Balance	119		64
Related Allowance	23		4
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0
Average Recorded Investment, with an allowance for loan losses recorded	92	164
Interest Income Recognized, with an allowance for loan losses recorded	1	2
Average Recorded Investment	92	164
Interest Income Recognized	1	2
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	558		156
Unpaid Principal Balance, with an allowance for loan losses recorded	573		155
Recorded Investment	558		156
Unpaid Principal Balance	573		155
Related Allowance	122		9
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0
Average Recorded Investment, with an allowance for loan losses recorded	357	178
Interest Income Recognized, with an allowance for loan losses recorded	3	2
Average Recorded Investment	357	178
Interest Income Recognized	3	2
Installment [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		1
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		122
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	1,387		1,440
Unpaid Principal Balance, with an allowance for loan losses recorded	1,568		1,524
Recorded Investment	1,387		1,441
Unpaid Principal Balance	1,568		1,646
Related Allowance	101		89
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	1	1
Interest Income Recognized, with no related allowance for loan losses recorded	0	2
Average Recorded Investment, with an allowance for loan losses recorded	1,414	1,645
Interest Income Recognized, with an allowance for loan losses recorded	24	29
Average Recorded Investment	1,415	1,646
Interest Income Recognized	24	31
Installment [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	18		0
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	1,472		1,471
Unpaid Principal Balance, with an allowance for loan losses recorded	1,479		1,491
Recorded Investment	1,472		1,471
Unpaid Principal Balance	1,497		1,491
Related Allowance	107		92
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0
Average Recorded Investment, with an allowance for loan losses recorded	1,472	1,777
Interest Income Recognized, with an allowance for loan losses recorded	22	27
Average Recorded Investment	1,472	1,777
Interest Income Recognized	22	27
Installment [Member] | Boat Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	5		5
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	101		0
Unpaid Principal Balance, with an allowance for loan losses recorded	166		0
Recorded Investment	101		0
Unpaid Principal Balance	171		5
Related Allowance	36		0
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0
Average Recorded Investment, with an allowance for loan losses recorded	51	1
Interest Income Recognized, with an allowance for loan losses recorded	0	0
Average Recorded Investment	51	1
Interest Income Recognized	0	0
Installment [Member] | Recreational Vehicle Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	82		79
Unpaid Principal Balance, with an allowance for loan losses recorded	90		79
Recorded Investment	82		79
Unpaid Principal Balance	90		79
Related Allowance	7		4
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0
Average Recorded Investment, with an allowance for loan losses recorded	81	89
Interest Income Recognized, with an allowance for loan losses recorded	1	1
Average Recorded Investment	81	89
Interest Income Recognized	1	1
Installment [Member] | Other [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	15		15
With no related allowance for loan losses recorded	0		0
Recorded Investment, with an allowance for loan losses recorded	481		379
Unpaid Principal Balance, with an allowance for loan losses recorded	538		406
Recorded Investment	481		379
Unpaid Principal Balance	553		421
Related Allowance	72		$ 21
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0
Average Recorded Investment, with an allowance for loan losses recorded	430	406
Interest Income Recognized, with an allowance for loan losses recorded	6	6
Average Recorded Investment	430	406
Interest Income Recognized	$ 6	$ 6

Loans, Troubled Debt Restructur

Loans, Troubled Debt Restructurings (Details) $ in Thousands		3 Months Ended
		Mar. 31, 2019USD ($)PaymentContract	Mar. 31, 2018USD ($)Contract	Dec. 31, 2018USD ($)
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		$ 53,360		$ 56,045
Number of consecutive timely payments required | Payment		6
Troubled debt restructuring, specific reserve		$ 5,400		5,600
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		4	12
Pre-modification recorded balance		$ 390	$ 923
Post-modification recorded balance		391	904
Increase (decrease) in allowance for loan losses		10	(30)
Charge offs due to troubled debt restructurings		$ 0	0
Past due period for modified loans		90 days
Charge-offs on TDRs that subsequently defaulted		$ 0	$ 0
Minimum [Member]
Troubled Debt Restructuring [Abstract]
Modification of stated interest rate of loans, range of period		9 months
Modifications involving extension of maturity date, period range		1 month
Maximum [Member]
Troubled Debt Restructuring [Abstract]
Modification of stated interest rate of loans, range of period		36 months
Modification of stated interest rate of loans, range of period in certain circumstances		480 months
Modifications involving extension of maturity date, period range		60 months
Modifications involving extension of maturity date, period range in certain circumstances		230 months
Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		$ 50,636		53,087
Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1]	2,724		2,958
Commercial [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		6,276		6,534
Commercial [Member] | Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		6,209		6,460
Commercial [Member] | Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1]	$ 67		74
Commercial [Member] | Income Producing - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	1
Pre-modification recorded balance		$ 0	$ 67
Post-modification recorded balance		$ 0	$ 67
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0
Pre-modification recorded balance		$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0
Commercial [Member] | Commercial and Industrial [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	3
Pre-modification recorded balance		$ 49	$ 434
Post-modification recorded balance		$ 49	$ 434
Mortgage [Member] | 1-4 Family [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	3
Pre-modification recorded balance		$ 281	$ 228
Post-modification recorded balance		$ 281	$ 211
Mortgage [Member] | Resort Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0
Pre-modification recorded balance		$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0
Pre-modification recorded balance		$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0
Pre-modification recorded balance		$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0
Installment [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	3
Pre-modification recorded balance		$ 24	$ 98
Post-modification recorded balance		$ 25	$ 99
Installment [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	1
Pre-modification recorded balance		$ 36	$ 61
Post-modification recorded balance		$ 36	$ 61
Installment [Member] | Boat Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0
Pre-modification recorded balance		$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0
Installment [Member] | Recreational Vehicle Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0
Pre-modification recorded balance		$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0
Installment [Member] | Other [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	1
Pre-modification recorded balance		$ 0	$ 35
Post-modification recorded balance		0	$ 32
Retail [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[2]	47,084		49,511
Retail [Member] | Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[2]	44,427		46,627
Retail [Member] | Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1],[2],[3]	$ 2,657		$ 2,884
[1]	Included in non-performing loans table above.
[2]	Retail loans include mortgage and installment portfolio segments.
[3]	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.

Loans, Loan Ratings by Loan Cla

Loans, Loan Ratings by Loan Class, Commercial, Mortgage and Installment Segments (Details) - USD ($) $ in Thousands		1 Months Ended	3 Months Ended
		Mar. 31, 2018	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Loan ratings/credit scores by loan class [Abstract]
Commercial			$ 1,168,404		$ 1,144,481
Accrued interest included in total			8,783		8,538
Other Real Estate and Foreclosed Assets [Abstract]
Foreclosed residential real estate properties			1,200		1,200
Retail mortgage loans in process of foreclosure			100		300
Sale of Mortgage Loans [Abstract]
Proceeds from sale of mortgage loan		$ 16,460	40,630	$ 16,460
Net gains on mortgage loans		$ 50	3,611	$ 2,571
Residential Adjustable Rate Mortgage Loans [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of mortgage loan			40,630
Net gains on mortgage loans			10
Residential Fixed Rate Mortgage Loans [Member] | Freddie Mac [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of mortgage loan			29,800
Net gains on mortgage loans			530
Commercial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			1,171,841		1,147,892
Accrued interest included in total			3,437		3,411
Commercial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			1,107,378		1,082,510
Accrued interest included in total			3,207		3,107
Commercial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			57,639		57,184
Accrued interest included in total			215		174
Commercial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			5,119		5,777
Accrued interest included in total			15		130
Commercial [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			1,705		2,421
Accrued interest included in total			0		0
Commercial [Member] | Income Producing - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			398,191		388,773
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			383,117		375,142
Commercial [Member] | Income Producing - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			14,603		13,387
Commercial [Member] | Income Producing - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			471		200
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			0		44
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			84,861		84,458
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			78,062		76,120
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			6,790		8,328
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			9		0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			0		10
Commercial [Member] | Commercial and Industrial [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			688,789		674,661
Commercial [Member] | Commercial and Industrial [Member] | Non-Watch 1-6 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			646,199		631,248
Commercial [Member] | Commercial and Industrial [Member] | Watch 7-8 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			36,246		35,469
Commercial [Member] | Commercial and Industrial [Member] | Substandard Accrual 9 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			4,639		5,577
Commercial [Member] | Commercial and Industrial [Member] | Non-Accrual 10-11 [Member]
Loan ratings/credit scores by loan class [Abstract]
Commercial			1,705		2,367
Mortgage [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		118,503		121,012
750-799	[1]		469,555		476,484
700-749	[1]		259,930		252,126
650-699	[1]		119,134		114,460
600-649	[1]		42,237		41,748
550-599	[1]		16,128		17,301
500-549	[1]		9,741		9,789
Under 500	[1]		3,191		3,155
Unknown	[1]		9,588		10,912
Total	[1]		1,048,007		1,046,987
Accrued interest included in total	[1]		4,262		4,097
Mortgage [Member] | 1-4 Family [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		89,359		94,492
750-799	[1]		365,405		384,344
700-749	[1]		199,489		202,440
650-699	[1]		93,517		91,847
600-649	[1]		34,459		34,342
550-599	[1]		12,701		13,771
500-549	[1]		8,341		8,439
Under 500	[1]		2,575		2,533
Unknown	[1]		7,222		8,236
Total	[1]		813,068		840,444
Accrued interest included in total	[1]		3,220		3,079
Mortgage [Member] | Resort Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		10,921		10,898
750-799	[1]		34,625		36,542
700-749	[1]		16,177		17,282
650-699	[1]		9,853		9,945
600-649	[1]		2,926		3,088
550-599	[1]		1,673		1,867
500-549	[1]		105		106
Under 500	[1]		141		143
Unknown	[1]		1,807		1,910
Total	[1]		78,228		81,781
Accrued interest included in total	[1]		386		363
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		6,788		6,784
750-799	[1]		15,976		17,303
700-749	[1]		9,063		9,155
650-699	[1]		3,673		3,987
600-649	[1]		811		959
550-599	[1]		425		427
500-549	[1]		408		418
Under 500	[1]		95		98
Unknown	[1]		0		113
Total	[1]		37,239		39,244
Accrued interest included in total	[1]		177		199
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		11,435		8,838
750-799	[1]		53,549		38,295
700-749	[1]		35,201		23,249
650-699	[1]		12,091		8,681
600-649	[1]		4,041		3,359
550-599	[1]		1,329		1,236
500-549	[1]		887		826
Under 500	[1]		380		381
Unknown	[1]		559		653
Total	[1]		119,472		85,518
Accrued interest included in total	[1]		479		456
Installment [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		50,954		48,026
750-799	[1]		214,866		208,972
700-749	[1]		89,710		87,978
650-699	[1]		27,562		28,162
600-649	[1]		7,332		7,668
550-599	[1]		3,076		3,360
500-549	[1]		1,635		1,775
Under 500	[1]		466		548
Unknown	[1]		12,129		9,690
Total	[1]		407,730		396,179
Accrued interest included in total	[1]		1,084		1,030
Installment [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		477		555
750-799	[1]		1,385		1,502
700-749	[1]		1,505		1,582
650-699	[1]		1,419		1,606
600-649	[1]		965		996
550-599	[1]		719		759
500-549	[1]		369		384
Under 500	[1]		49		51
Unknown	[1]		0		2
Total	[1]		6,888		7,437
Accrued interest included in total	[1]		26		28
Installment [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		222		235
750-799	[1]		1,517		1,642
700-749	[1]		1,534		1,682
650-699	[1]		1,126		1,217
600-649	[1]		1,210		1,272
550-599	[1]		542		658
500-549	[1]		215		229
Under 500	[1]		6		6
Unknown	[1]		55		103
Total	[1]		6,427		7,044
Accrued interest included in total	[1]		21		25
Installment [Member] | Boat Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		22,262		20,767
750-799	[1]		103,947		100,191
700-749	[1]		36,372		35,455
650-699	[1]		10,298		10,581
600-649	[1]		1,595		1,657
550-599	[1]		611		652
500-549	[1]		233		286
Under 500	[1]		256		266
Unknown	[1]		15		39
Total	[1]		175,589		169,894
Accrued interest included in total	[1]		437		403
Installment [Member] | Recreational Vehicle Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		21,759		20,197
750-799	[1]		76,235		74,154
700-749	[1]		25,628		24,890
650-699	[1]		4,858		4,918
600-649	[1]		960		992
550-599	[1]		436		453
500-549	[1]		216		225
Under 500	[1]		6		7
Unknown	[1]		0		0
Total	[1]		130,098		125,836
Accrued interest included in total	[1]		333		311
Installment [Member] | Other [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		6,234		6,272
750-799	[1]		31,782		31,483
700-749	[1]		24,671		24,369
650-699	[1]		9,861		9,840
600-649	[1]		2,602		2,751
550-599	[1]		768		838
500-549	[1]		602		651
Under 500	[1]		149		218
Unknown	[1]		12,059		9,546
Total	[1]		88,728		85,968
Accrued interest included in total	[1]		$ 267		$ 263
[1]	Credit scores have been updated within the last twelve months.

Loans, Purchase Credit Impaired

Loans, Purchase Credit Impaired ("PCI") Loans (Details) - TCSB Bancorp, Inc. [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	$ 2,409		$ 2,513
Allowance for loan losses	0		0
Carrying amount, net of allowance for loan losses	2,409		2,513
Accretable yield of PCI loans, or income expected to be collected [Roll Forward]
Balance at beginning of period	462	$ 0
New loans purchased	0	0
Accretion of income	(39)	0
Reclassification from (to) nonaccretable difference	365	0
Disposals/other adjustments	0	0
Balance at end of period	788	$ 0
Commercial [Member]
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	1,537		1,609
Mortgage [Member]
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	546		555
Installment [Member]
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	$ 326		$ 349

Shareholders' Equity and Earn_3

Shareholders' Equity and Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018	Dec. 18, 2018
Share Repurchase Plan [Abstract]
Share repurchase plan percentage of shares authorized to be repurchased				5.00%
Stock repurchased (in shares)		115,787
Stock repurchased		$ 2,530
Earnings Per Share Reconciliation [Abstract]
Net Income		$ 9,381	$ 9,161
Weighted average shares outstanding (in shares)	[1]	23,588,000	21,365,000
Effect of stock options (in shares)		127,000	135,000
Stock units for deferred compensation plan for non-employee directors (in shares)		130,000	125,000
Performance share units (in shares)		40,000	49,000
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)		23,885,000	21,674,000
Net income per common share [Abstract]
Basic (in dollars per share)	[1]	$ 0.40	$ 0.43
Diluted (in dollars per share)		$ 0.39	$ 0.42
Common Stock [Member]
Share Repurchase Plan [Abstract]
Stock repurchased (in shares)		115,787	0
Stock repurchased		$ 2,530	$ 0
Stock Options [Member]
Antidilutive Securities [Abstract]
Antidilutive shares excluded from computation of diluted loss per share (in shares)		0	0
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume_3

Derivative Financial Instruments (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Derivative financial instrument according to type of hedge [Abstract]
Unrealized gain on cash flow hedges, net of tax	$ 470
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	4,705	$ 5,155
Liability Derivatives	2,219	2,326
Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Unrecognized premiums	$ 2,600	2,700
Maximum [Member]
Derivative financial instrument according to type of hedge [Abstract]
Term of cash flow hedge	4 years 6 months
Cash Flow Hedge Designation [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 175,000	$ 175,000
Average Maturity	3 years 2 months 12 days	3 years 6 months
Fair Value	$ 1,377	$ 2,525
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 150,000	$ 150,000
Average Maturity	3 years 3 months 18 days	3 years 7 months 6 days
Fair Value	$ 1,255	$ 2,245
Designated as Hedging Instrument [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,377	2,525
Liability Derivatives	0	0
No Hedge Designation [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 317,403	$ 285,148
Average Maturity	3 years 3 months 18 days	3 years 8 months 12 days
Fair Value	$ 1,109	$ 304
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	3,328	2,630
Liability Derivatives	2,219	2,326
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 47,345	$ 32,473
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ 1,316	$ 687
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 69,762	$ 57,583
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ (209)	$ (383)
No Hedge Designation [Member] | Purchased Options [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 3,095	$ 3,095
Average Maturity	2 years 3 months 18 days	2 years 6 months
Fair Value	$ 202	$ 116
No Hedge Designation [Member] | Written Options [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 3,035	$ 3,095
Average Maturity	2 years 3 months 18 days	2 years 6 months
Fair Value	$ (200)	$ (116)
Fixed Income Interest Rate [Member] | Cash Flow Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 25,000	$ 25,000
Average Maturity	2 years 3 months 18 days	2 years 7 months 6 days
Fair Value	$ 122	$ 280
Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 97,083	$ 94,451
Average Maturity	5 years 3 months 18 days	5 years 6 months
Fair Value	$ (742)	$ 405
Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 97,083	$ 94,451
Average Maturity	5 years 3 months 18 days	5 years 6 months
Fair Value	$ 742	$ (405)
Other Assets [Member] | Designated as Hedging Instrument [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,255	2,245
Other Assets [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,316	687
Other Assets [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Other Assets [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	202	116
Other Assets [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Other Assets [Member] | Fixed Income Interest Rate [Member] | Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	122	280
Other Assets [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	534	1,116
Other Assets [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	1,276	711
Other Liabilities [Member] | Designated as Hedging Instrument [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	209	383
Other Liabilities [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	200	116
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	1,276	711
Other Liabilities [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	$ 534	$ 1,116

Derivative Financial Instrume_4

Derivative Financial Instruments, Effect on Statement of Operations (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)		$ (912)	$ 684
Cash Flow Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)		(912)	684
Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		149	6
Gain (Loss) Recognized in Income	[1]	0	12
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)		(785)	513
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		118	7
Gain (Loss) Recognized in Income	[1]	0	0
Cash Flow Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)		(127)	171
Cash Flow Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		31	(1)
Gain (Loss) Recognized in Income	[1]	0	12
No Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		805	268
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member] | Mortgage Loan Gains [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		629	428
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member] | Mortgage Loan Gains [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		174	(160)
No Hedge Designation [Member] | Purchased Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		86	(93)
No Hedge Designation [Member] | Written Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		(84)	93
No Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		(1,147)	1,056
No Hedge Designation [Member] | Variable Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		$ 1,147	$ (1,056)
[1]	For cash flow hedges, this location and amount refers to the ineffective portion.

Goodwill and Other Intangible_2

Goodwill and Other Intangibles (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Amortized intangible assets - core deposits [Abstract]
Gross Carrying Amount	$ 11,916	$ 11,916
Accumulated Amortization	5,773	5,501
Unamortized intangible assets - goodwill [Abstract]
Gross Carrying Amount	28,300	$ 28,300
Summary of estimated core deposit intangible amortization [Abstract]
Nine months ending December 31, 2019	817
2020	1,020
2021	970
2022	785
2023	547
2024 and thereafter	2,004
Total	$ 6,143

Share Based Compensation (Detai

Share Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Share Based Compensation [Abstract]
Number of additional shares approved for grant (in shares)	500,000
Total compensation cost not yet recognized	$ 3,100
Total compensation cost not yet recognized, period for recognition	2 years 2 months 12 days
Information regarding options exercised [Abstract]
Intrinsic value	$ 836	$ 78
Cash proceeds received	695	13
Tax benefit realized	176	16
Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Total compensation expense recognized	400	400
Tax benefit relating to compensation expense recognized	$ 100	$ 100
Stock Options [Member]
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)	211,421
Granted (in shares)	0
Exercised (in shares)	(68,399)
Forfeited (in shares)	0
Expired (in shares)	(558)
Outstanding, ending balance (in shares)	142,464
Vested and expected to vest, period end (in shares)	142,464
Exercisable, period end (in shares)	142,464
Average Exercise Price [Roll Forward]
Outstanding, beginning balance (in dollars per share)	$ 6.48
Exercised (in dollars per share)	10.16
Expired (in dollars per share)	22.35
Outstanding, ending balance (in dollars per share)	4.66
Vested and expected to vest, period end (in dollars per share)	4.66
Exercisable, period end (in dollars per share)	$ 4.66
Weighted-Average Remaining Contractual Term (Years) [Abstract]
Outstanding, weighted average remaining contractual term	3 years 9 months 18 days
Vested and expected to vest, weighted-average remaining contractual term	3 years 9 months 18 days
Exercisable, weighted average remaining contractual term	3 years 9 months 18 days
Aggregate Intrinsic Value [Abstract]
Outstanding, aggregate intrinsic value	$ 2,401
Vested and expected to vest, aggregate intrinsic value	2,401
Exercisable, aggregate intrinsic value	$ 2,401
Restricted Stock [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Number of stock units or restricted shares issued in period (in shares)	2,000	2,000
Vesting period	3 years	3 years
Non-Vested Restricted Stock and PSUs [Member]
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)	258,419
Granted (in shares)	74,732
Vested (in shares)	(85,788)
Forfeited (in shares)	(10,780)
Outstanding, ending balance (in shares)	236,583
Weighted Average Grant Date Fair Value [Roll Forward]
Outstanding, beginning balance (in dollars per share)	$ 19
Granted (in dollars per share)	23.07
Vested (in dollars per share)	14.55
Forfeited (in dollars per share)	22.94
Outstanding, ending balance (in dollars per share)	$ 21.73
Non-Employee Directors [Member]
Share Based Compensation [Abstract]
Number of additional shares approved for grant (in shares)	200,000
Total compensation expense recognized	$ 50	$ 50
Tax benefit relating to compensation expense recognized	$ 10	$ 10
Executive Officers [Member] | Restricted Stock [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Number of stock units or restricted shares issued in period (in shares)	50,000	40,000
Vesting period	3 years	3 years
Executive Officers [Member] | Performance Stock Units [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Number of stock units or restricted shares issued in period (in shares)	20,000	20,000
Vesting period	3 years	3 years
Performance feature comparison period	3 years
Directors [Member]
Share Based Compensation [Abstract]
Shares issues as retainer fees (in shares)	3,000	2,000

Income Tax (Details)

Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Income Tax [Abstract]
Income tax expense	$ 2,167	$ 2,038
Decrease in income tax expense	200	$ 200
Gross unrecognized tax benefits	$ 600		$ 600

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands		3 Months Ended	12 Months Ended
		Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Regulatory Matters [Abstract]
Undivided profits		$ 28,500
Tier 1 capital to average assets [Abstract]
Capital conservation buffer		2.50%	1.875%
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 344,726	$ 338,994	$ 267,917	$ 264,933
Add (deduct) [Abstract]
Accumulated other comprehensive loss for regulatory purposes		(6,817)	(10,108)
Consolidated [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	[1]	$ 376,194	$ 371,603
Actual, Ratio	[1]	14.29%	14.25%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 210,568	$ 208,572
Minimum for Adequately Capitalized Institutions, Ratio	[1]	8.00%	8.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 349,484	$ 345,419
Actual, Ratio	[1]	13.28%	13.25%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 157,926	$ 156,429
Minimum for Adequately Capitalized Institutions, Ratio	[1]	6.00%	6.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 311,303	$ 307,255
Actual, Ratio	[1]	11.83%	11.79%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 118,445	$ 117,322
Minimum for Adequately Capitalized Institutions, Ratio	[1]	4.50%	4.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital	[1]	$ 349,484	$ 345,419
Actual, Ratio	[1]	10.51%	10.47%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 133,025	$ 131,930
Minimum for Adequately Capitalized Institutions, Ratio	[1]	4.00%	4.00%
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 344,726	$ 338,994
Add (deduct) [Abstract]
Accumulated other comprehensive loss for regulatory purposes		1,020	4,311
Goodwill and other intangibles		(34,443)	(34,715)
Disallowed deferred tax assets		0	(1,335)
Common equity tier 1 capital	[1]	311,303	307,255
Qualifying trust preferred securities		38,181	38,164
Disallowed deferred tax assets		0	0
Tier 1 capital	[1]	349,484	345,419
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		26,710	26,184
Total risk-based capital	[1]	376,194	371,603
Independent Bank [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	[1]	$ 340,950	$ 337,227
Actual, Ratio	[1]	12.96%	12.94%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 210,464	$ 208,456
Minimum for Adequately Capitalized Institutions, Ratio	[1]	8.00%	8.00%
Minimum for Well Capitalized Institutions, Amount	[1]	$ 263,079	$ 260,569
Minimum for Well-Capitalized Institutions, Ratio	[1]	10.00%	10.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 314,240	$ 311,043
Actual, Ratio	[1]	11.94%	11.94%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 157,848	$ 156,342
Minimum for Adequately Capitalized Institutions, Ratio	[1]	6.00%	6.00%
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 210,464	$ 208,456
Minimum for Well Capitalized Institutions, Ratio	[1]	8.00%	8.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 314,240	$ 311,043
Actual, Ratio	[1]	11.94%	11.94%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 118,386	$ 117,256
Minimum for Adequately Capitalized Institutions, Ratio	[1]	4.50%	4.50%
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 171,002	$ 169,370
Minimum for Well Capitalized Institutions, Ratio	[1]	6.50%	6.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital	[1]	$ 314,240	$ 311,043
Actual, Ratio	[1]	9.46%	9.44%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 132,924	$ 131,778
Minimum for Adequately Capitalized Institutions, Ratio	[1]	4.00%	4.00%
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 166,154	$ 164,723
Minimum for Well-Capitalized Institutions, Ratio	[1]	5.00%	5.00%
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 347,663	$ 341,496
Add (deduct) [Abstract]
Accumulated other comprehensive loss for regulatory purposes		1,020	4,311
Goodwill and other intangibles		(34,443)	(34,715)
Disallowed deferred tax assets		0	(49)
Common equity tier 1 capital	[1]	314,240	311,043
Qualifying trust preferred securities		0	0
Disallowed deferred tax assets		0	0
Tier 1 capital	[1]	314,240	311,043
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		26,710	26,184
Total risk-based capital	[1]	$ 340,950	$ 337,227
[1]	These ratios do not reflect a capital conservation buffer of 2.50% and 1.875% at March 31, 2019 and December 31, 2018, respectfully.

Fair Value Disclosures, Signifi

Fair Value Disclosures, Significant Assumptions (Details) - USD ($) $ in Thousands		Mar. 31, 2019	Dec. 31, 2018
Assets [Abstract]
Equity securities at fair value		$ 0	$ 393
Securities available for sale		461,531	427,926
Loans held for sale, carried at fair value		43,098	44,753
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Equity securities at fair value			393
Securities available for sale		0	0
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Equity securities at fair value			0
Securities available for sale		461,531	427,926
Derivatives		4,705	5,155
Liabilities [Abstract]
Derivatives		2,219	2,326
Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Equity securities at fair value			0
Securities available for sale		0	0
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Recurring Basis [Member]
Assets [Abstract]
Equity securities at fair value			393
Loans held for sale, carried at fair value		43,098	44,753
Capitalized mortgage loan servicing rights		19,909	21,400
Derivatives	[1]	4,705	5,155
Liabilities [Abstract]
Derivatives	[2]	2,219	2,326
Recurring Basis [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		18,129	20,014
Recurring Basis [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		142,038	123,751
Recurring Basis [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		11,313	5,726
Recurring Basis [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		33,092	29,419
Recurring Basis [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		110,290	83,319
Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		108,385	127,555
Recurring Basis [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		34,380	34,309
Recurring Basis [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		1,883	1,819
Recurring Basis [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,021	2,014
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Equity securities at fair value			393
Loans held for sale, carried at fair value		0	0
Capitalized mortgage loan servicing rights		0	0
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Equity securities at fair value			0
Loans held for sale, carried at fair value		43,098	44,753
Capitalized mortgage loan servicing rights		0	0
Derivatives	[1]	4,705	5,155
Liabilities [Abstract]
Derivatives	[2]	2,219	2,326
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		18,129	20,014
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		142,038	123,751
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		11,313	5,726
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		33,092	29,419
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		110,290	83,319
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		108,385	127,555
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		34,380	34,309
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		1,883	1,819
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,021	2,014
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Equity securities at fair value			0
Loans held for sale, carried at fair value		0	0
Capitalized mortgage loan servicing rights		19,909	21,400
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Nonrecurring Basis [Member]
Assets [Abstract]
Loans held for sale, carried at fair value			41,471
Nonrecurring Basis [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[3]	213	217
Land, land development & construction - real estate	[3]	106	106
Commercial and industrial	[3]	1,335	2,243
Mortgage [Abstract]
1-4 Family	[3]	1,271	333
Resort Lending	[3]	325	572
Home equity - 1st lien	[3]	35
Home equity - 2nd lien	[3]	185
Installment [Abstract]
Home equity - 1st lien	[3]	40
Home equity - 2nd lien	[3]	40
Boat lending	[3]	65
Recreational vehicle lending	[3]	4
Other	[3]	95
Nonrecurring Basis [Member] | Other Real Estate [Member]
Mortgage [Abstract]
1-4 Family	[4]	129	95
Home equity - 2nd lien	[4]	59	59
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value			41,471
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[3]	0	0
Land, land development & construction - real estate	[3]	0	0
Commercial and industrial	[3]	0	0
Mortgage [Abstract]
1-4 Family	[3]	0	0
Resort Lending	[3]	0	0
Home equity - 1st lien	[3]	0
Home equity - 2nd lien	[3]	0
Installment [Abstract]
Home equity - 1st lien	[3]	0
Home equity - 2nd lien	[3]	0
Boat lending	[3]	0
Recreational vehicle lending	[3]	0
Other	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate [Member]
Mortgage [Abstract]
1-4 Family	[4]	0	0
Home equity - 2nd lien	[4]	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value			0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[3]	0	0
Land, land development & construction - real estate	[3]	0	0
Commercial and industrial	[3]	0	0
Mortgage [Abstract]
1-4 Family	[3]	0	0
Resort Lending	[3]	0	0
Home equity - 1st lien	[3]	0
Home equity - 2nd lien	[3]	0
Installment [Abstract]
Home equity - 1st lien	[3]	0
Home equity - 2nd lien	[3]	0
Boat lending	[3]	0
Recreational vehicle lending	[3]	0
Other	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate [Member]
Mortgage [Abstract]
1-4 Family	[4]	0	0
Home equity - 2nd lien	[4]	0	0
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value			0
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member]
Commercial [Abstract]
Income producing - real estate	[3]	213	217
Land, land development & construction - real estate	[3]	106	106
Commercial and industrial	[3]	1,335	2,243
Mortgage [Abstract]
1-4 Family	[3]	1,271	333
Resort Lending	[3]	325	572
Home equity - 1st lien	[3]	35
Home equity - 2nd lien	[3]	185
Installment [Abstract]
Home equity - 1st lien	[3]	40
Home equity - 2nd lien	[3]	40
Boat lending	[3]	65
Recreational vehicle lending	[3]	4
Other	[3]	95
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Real Estate [Member]
Mortgage [Abstract]
1-4 Family	[4]	129	95
Home equity - 2nd lien	[4]	$ 59	$ 59
[1]	Included in accrued income and other assets.
[2]	Included in accrued expenses and other liabilities.
[3]	Only includes impaired loans with specific loss allocations based on collateral value.
[4]	Only includes other real estate with subsequent write downs to fair value.

Fair Value Disclosures, Changes

Fair Value Disclosures, Changes in Fair Value for Financial Assets (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Changes in fair value for financial assets [Abstract]
Equity Securities at fair value, net gains (losses)	$ 167	$ (154)
Loans held for sale, net gains (losses)	96	(153)
Capitalized mortgage loan servicing rights, net gains (losses)	(2,691)	1,029
Impairment charges recognized [Abstract]
Collateral dependent loans, carrying amount	3,700		$ 3,500
Collateral dependent loans, valuation allowance	1,700		1,500
Additional provision for loan losses on impaired loans	500	100
Other real estate, carrying amount	200		200
Other real estate, valuation allowance	300		$ 100
Other real estate, additional charge	120	20
Securities [Member]
Changes in fair value for financial assets [Abstract]
Equity Securities at fair value, net gains (losses)	167	(154)
Mortgage Loans [Member]
Changes in fair value for financial assets [Abstract]
Loans held for sale, net gains (losses)	96	(153)
Mortgage Loan Servicing, Net [Member]
Changes in fair value for financial assets [Abstract]
Capitalized mortgage loan servicing rights, net gains (losses)	$ (2,691)	$ 1,029

Fair Value Disclosures, Reconci

Fair Value Disclosures, Reconciliation for all Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - Capitalized Mortgage Loan Servicing Rights [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance	$ 21,400	$ 15,699
Total gains (losses) realized and unrealized [Abstract]
Included in results of operations	(2,691)	1,029
Included in other comprehensive income (loss)	0	0
Purchases, issuances, settlements, maturities and calls	1,200	1,055
Transfers in and/or out of Level 3	0	0
Ending balance	19,909	17,783
Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31	$ (2,691)	$ 1,029

Fair Value Disclosures, Quantit

Fair Value Disclosures, Quantitative Information About Level 3 (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Impaired Loans Commercial [Member]
Ranges and Weighted Average [Abstract]
Total Impaired collateral value	$ 400,000	$ 700,000
Impaired Loans Commercial [Member] | Minimum [Member]
Ranges and Weighted Average [Abstract]
Discount rate	5.00%	20.00%
Impaired Loans Commercial [Member] | Maximum [Member]
Ranges and Weighted Average [Abstract]
Discount rate	97.00%	80.00%
Installment [Member]
Ranges and Weighted Average [Abstract]
Total Impaired collateral value	$ 200,000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Servicing asset fair value	$ 19,909,000	$ 21,400,000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Float Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	0.0229	0.0257
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	66	68
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	20	20
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	0.1	0.1000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	217	216
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	36	36
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	0.13	0.1300
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	80	81
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	23	23
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	0.1014	0.1015
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Float Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input	0.0229	0.0257
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Impaired loans fair value	$ 1,654,000	$ 2,566,000
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input	(0.480)	(0.325)
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input	0.600	0.600
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input	(0.051)	(0.019)
Nonrecurring Basis [Member] | Impaired Loans Mortgage [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Impaired loans fair value	$ 2,060,000	$ 905,000
Nonrecurring Basis [Member] | Impaired Loans Mortgage [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input	(0.412)	(0.401)
Nonrecurring Basis [Member] | Impaired Loans Mortgage [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input	0.504	0.256
Nonrecurring Basis [Member] | Impaired Loans Mortgage [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input	(0.019)	0.007
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Other real estate fair value	$ 188,000	$ 154,000
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input	(0.309)	0
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input	0.779	0.341
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input	0.047	0.112

Fair Value Disclosures, Differe

Fair Value Disclosures, Difference Between Aggregate Fair Value and Aggregate Remaining Contractual Principal (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Loans held for sale [Abstract]
Aggregate Fair Value	$ 43,098	$ 44,753
Difference	1,353	1,257
Contractual Principal	$ 41,745	$ 43,496

Fair Values of Financial Inst_3

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands		Mar. 31, 2019	Dec. 31, 2018
Assets [Abstract]
Interest bearing deposits - time		$ 496	$ 595
Equity securities at fair value		0	393
Securities available for sale		461,531	427,926
Federal Home Loan Bank and Federal Reserve Bank Stock		18,359	18,359
Liabilities [Abstract]
Other borrowings		25,714	25,700
Subordinated debentures		39,405	39,388
Reciprocal deposits included in deposits with no stated maturity		209,912	123,080
Reciprocal deposits included in deposits with stated maturity		57,266	58,992
Recorded Book Balance [Member]
Assets [Abstract]
Cash and due from banks		33,247	23,350
Interest bearing deposits		38,376	46,894
Interest bearing deposits - time		496	595
Equity securities at fair value			393
Securities available for sale		461,531	427,926
Federal Home Loan Bank and Federal Reserve Bank Stock		18,359	18,359
Net loans and loans held for sale		2,636,639	2,643,856
Accrued interest receivable		10,984	10,164
Derivative financial instruments		4,705	5,155
Liabilities [Abstract]
Deposits with no stated maturity	[1]	2,276,138	2,197,494
Deposits with stated maturity	[1]	658,087	715,934
Other borrowings		25,714	25,700
Subordinated debentures		39,405	39,388
Accrued interest payable		1,786	1,646
Derivative financial instruments		2,219	2,326
Fair Value [Member]
Assets [Abstract]
Cash and due from banks		33,247	23,350
Interest bearing deposits		38,376	46,894
Interest bearing deposits - time		497	594
Equity securities at fair value			393
Securities available for sale		461,531	427,926
Net loans and loans held for sale		2,615,992	2,606,256
Accrued interest receivable		10,984	10,164
Derivative financial instruments		4,705	5,155
Liabilities [Abstract]
Deposits with no stated maturity		2,276,138	2,197,494
Deposits with stated maturity		655,161	711,312
Other borrowings		25,776	25,706
Subordinated debentures		35,162	35,021
Accrued interest payable		1,786	1,646
Derivative financial instruments		2,219	2,326
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and due from banks		33,247	23,350
Interest bearing deposits		38,376	46,894
Interest bearing deposits - time		0	0
Equity securities at fair value			393
Securities available for sale		0	0
Net loans and loans held for sale		0	41,471
Accrued interest receivable		7	22
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity		2,276,138	2,197,494
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		134	114
Derivative financial instruments		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		497	594
Equity securities at fair value			0
Securities available for sale		461,531	427,926
Net loans and loans held for sale		43,098	44,753
Accrued interest receivable		2,153	1,789
Derivative financial instruments		4,705	5,155
Liabilities [Abstract]
Deposits with no stated maturity		0	0
Deposits with stated maturity		655,161	711,312
Other borrowings		25,776	25,706
Subordinated debentures		35,162	35,021
Accrued interest payable		1,652	1,532
Derivative financial instruments		2,219	2,326
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		0	0
Equity securities at fair value			0
Securities available for sale		0	0
Net loans and loans held for sale		2,572,894	2,520,032
Accrued interest receivable		8,824	8,353
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity		0	0
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		0	0
Derivative financial instruments		$ 0	$ 0
[1]	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $209.912 million and $123.080 million at March 31, 2019 and December 31, 2018, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $57.266 million and $58.992 million at March 31, 2019 and December 31, 2018, respectively.

Contingent Liabilities (Details

Contingent Liabilities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Contingent Liabilities [Abstract]
Provision for loss reimbursement on sold loans	$ 110	$ 10
Reserve for loss reimbursement on sold mortgage loans	$ 800		$ 780

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Loss ("AOCL"), Summary of Changes (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Changes in AOCL [Roll Forward]
Balance at beginning of period	$ 338,994	$ 264,933
Other comprehensive income (loss) before reclassifications	3,517	(2,513)
Amounts reclassified from AOCL	(226)	10
Other comprehensive income (loss)	3,291	(2,503)
Balances at end of period	344,726	267,917
Accumulated Other Comprehensive Loss [Member]
Changes in AOCL [Roll Forward]
Balance at beginning of period	(10,108)	(5,999)
Other comprehensive income (loss)	3,291	(2,503)
Balances at end of period	(6,817)	(8,502)
Unrealized Losses on Securities Available For Sale [Member]
Changes in AOCL [Roll Forward]
Balance at beginning of period	(4,185)	(470)
Other comprehensive income (loss) before reclassifications	4,236	(3,054)
Amounts reclassified from AOCL	(108)	15
Other comprehensive income (loss)	4,128	(3,039)
Balances at end of period	(57)	(3,509)
Disproportionate Tax Effects from Securities Available for Sale [Member]
Changes in AOCL [Roll Forward]
Balance at beginning of period	(5,798)	(5,798)
Other comprehensive income (loss) before reclassifications	0	0
Amounts reclassified from AOCL	0	0
Other comprehensive income (loss)	0	0
Balances at end of period	(5,798)	(5,798)
Unrealized Gains (Losses) on Cash Flow Hedges [Member]
Changes in AOCL [Roll Forward]
Balance at beginning of period	(125)	269
Other comprehensive income (loss) before reclassifications	(719)	541
Amounts reclassified from AOCL	(118)	(5)
Other comprehensive income (loss)	(837)	536
Balances at end of period	$ (962)	$ 805

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Loss ("AOCL"), Reclassification Out of Each Components (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Reclassifications out of AOCL [Abstract]
Total reclassifications before tax	$ 11,548	$ 11,199
Interest expense	(6,393)	(2,861)
Income tax expense	2,167	2,038
Reclassifications, net of tax	9,381	9,161
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCL [Abstract]
Reclassifications, net of tax	226	(10)
Unrealized Losses on Securities Available For Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCL [Abstract]
Net gains (losses) on securities	137	(19)
Net impairment loss recognized in earnings	0	0
Total reclassifications before tax	137	(19)
Income tax expense	29	(4)
Reclassifications, net of tax	108	(15)
Unrealized Gains (Losses) on Cash Flow Hedges [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCL [Abstract]
Interest expense	(149)	(6)
Income tax expense	(31)	(1)
Reclassifications, net of tax	$ (118)	$ (5)

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)Asset	Mar. 31, 2018USD ($)Asset	Dec. 31, 2018USD ($)
Revenue from Contracts with Customers [Abstract]
Percentage of revenues excluded from ASC Topic 606	84.90%	82.20%
Contract assets	$ 0		$ 0
Contract liabilities	$ 0		$ 0
Number of real estate assets sold during the period | Asset	0	0
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	$ 6,002	$ 6,278
Bank owned life insurance	242	256
Other	1,015	560
Total	2,264	1,943
Service Charges on Deposits [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	2,640	2,905
Overdraft Fees [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	1,730	1,972
Overdraft Fees [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	385	365
Account Service Charges [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	516	500
Account Service Charges [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	9	68
Other Deposit Related Income [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	710	689
ATM Fees [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	322	345
ATM Fees [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	8	8
Other [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	251	207
Other [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	129	129
Interchange Income [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	2,355	2,246
Investment and Insurance Commissions [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	297	438
Asset Management Revenue [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	254	271
Transaction Based Revenue [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	$ 43	$ 167

Leases (Details)

Leases (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Components of operating leases [Abstract]
Operating lease cost	$ 564
Variable lease cost	23
Short-term lease cost	5
Total	592
Supplemental balance sheet information related to operating leases [Abstract]
Lease right of use asset	7,199
Lease liabilities	$ 7,202
Weighted average remaining lease term (years)	5 years 7 months 24 days
Weighted average discount rate	3.20%
Maturities of lease liabilities [Abstract]
Nine months ending December 31, 2019	$ 1,662
2020	1,711
2021	1,248
2022	963
2023	925
2024 and thereafter	1,423
Total lease payments	7,932
Less imputed interest	(730)
Total	$ 7,202

Recent Acquisition (Details)

Recent Acquisition (Details) - USD ($) $ in Thousands		Apr. 01, 2018	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Valuation of the assets acquired and liabilities assumed [Abstract]
Goodwill			$ 28,300		$ 28,300
TCSB Bancorp, Inc. [Member]
Recent Acquisition [Abstract]
Equity interest issued to each holder of common stock under merger agreement (in shares)		1.1166
Total value of common stock and cash paid in lieu of fractional shares		$ 5
Equity issued under merger agreement (in shares)		2,710,000
Options issued under merger agreement (in shares)		190,000
Fair value of equity issued under merger agreement		$ 64,500
Valuation of the assets acquired and liabilities assumed [Abstract]
Cash and cash equivalents				$ 23,521
Interest bearing deposits - time				4,054
Securities available for sale				6,066
Federal Home Loan Bank stock				778
Loans, net				295,799
Property and equipment, net				1,067
Capitalized mortgage loan servicing rights				3,047
Accrued income and other assets				3,362
Other intangibles	[1]			5,798
Total assets acquired				343,492
Deposits				287,710
Other borrowings				14,345
Subordinated debentures				3,768
Accrued expenses and other liabilities				1,429
Total liabilities assumed				307,252
Net assets acquired				36,240
Goodwill				28,300
Purchase price (fair value of consideration)				64,540
Decrease in goodwill				(700)
Fair value of acquired receivables				292,900
Gross contractual amounts receivable				$ 298,600
TCSB Bancorp, Inc. [Member] | Core Deposits [Member]
Valuation of the assets acquired and liabilities assumed [Abstract]
Estimated fair value of intangible assets		$ 5,800
Estimated useful life			10 years
[1]	Relates to core deposit intangibles (see note #7).