Independent Bank (IBCP) 10-Q 1 Nov 19 2019 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2019	Oct. 31, 2019
Cover [Abstract]
Entity Registrant Name	INDEPENDENT BANK CORP /MI/
Entity Central Index Key	0000039311
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Shell Company	false
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		22,481,485
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Entity Address, State or Province	MI

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 38,662	$ 23,350
Interest bearing deposits	43,755	46,894
Cash and Cash Equivalents	82,417	70,244
Interest bearing deposits - time	499	595
Equity securities at fair value	0	393
Securities available for sale	439,592	427,926
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	18,359	18,359
Loans held for sale, carried at fair value	87,358	44,753
Loans held for sale, carried at lower of cost or fair value	36,622	41,471
Loans
Loans	2,722,446	2,582,520
Allowance for loan losses	(26,148)	(24,888)
Net Loans	2,696,298	2,557,632
Other real estate and repossessed assets, net	1,789	1,299
Property and equipment, net	37,424	38,777
Bank-owned life insurance	55,412	55,068
Deferred tax assets, net	2,773	5,779
Capitalized mortgage loan servicing rights, carried at fair value	16,906	21,400
Other intangibles	5,598	6,415
Goodwill	28,300	28,300
Accrued income and other assets	41,490	34,870
Total Assets	3,550,837	3,353,281
Deposits
Non-interest bearing	883,138	879,549
Savings and interest-bearing checking	1,178,695	1,194,865
Reciprocal	416,200	182,072
Time	374,579	385,981
Brokered time	199,700	270,961
Total Deposits	3,052,312	2,913,428
Other borrowings	63,974	25,700
Subordinated debentures	39,439	39,388
Accrued expenses and other liabilities	54,867	35,771
Total Liabilities	3,210,592	3,014,287
Commitments and contingent liabilities
Shareholders' Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 22,480,748 shares at September 30, 2019 and 23,579,725 shares at December 31, 2018	351,839	377,372
Accumulated deficit	(8,221)	(28,270)
Accumulated other comprehensive loss	(3,373)	(10,108)
Total Shareholders' Equity	340,245	338,994
Total Liabilities and Shareholders' Equity	3,550,837	3,353,281
Commercial [Member]
Loans
Loans	1,189,017	1,144,481
Allowance for loan losses	(8,223)	(7,090)
Mortgage [Member]
Loans
Loans	1,070,035	1,042,890
Allowance for loan losses	(7,983)	(7,978)
Installment [Member]
Loans
Loans	463,394	395,149
Allowance for loan losses	$ (1,348)	$ (895)

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (unaudited) (Parenthetical) - $ / shares	Sep. 30, 2019	Dec. 31, 2018
Shareholders' Equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	22,480,748	23,579,725
Common stock, shares outstanding (in shares)	22,480,748	23,579,725

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Operations (unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest Income
Interest and fees on loans		$ 34,226	$ 31,000	$ 100,743	$ 84,027
Interest on securities
Taxable		2,771	2,737	8,811	8,092
Tax-exempt		319	412	1,017	1,335
Other investments		495	303	1,449	898
Total Interest Income		37,811	34,452	112,020	94,352
Interest Expense
Deposits		6,236	3,976	17,938	9,472
Other borrowings and subordinated debentures		703	779	2,211	2,267
Total Interest Expense		6,939	4,755	20,149	11,739
Net Interest Income		30,872	29,697	91,871	82,613
Provision for loan losses		(271)	(53)	1,045	912
Net Interest Income After Provision for Loan Losses		31,143	29,750	90,826	81,701
Non-interest Income
Service charges on deposit accounts		2,883	3,166	8,323	9,166
Interchange income		2,785	2,486	7,744	7,236
Net gains (losses) on assets
Mortgage loans		5,677	2,745	13,590	8,571
Securities		0	93	304	(71)
Mortgage loan servicing, net		(1,562)	1,212	(4,684)	4,668
Other		2,492	2,134	6,862	6,294
Total Non-interest Income		12,275	11,836	32,139	35,864
Non-interest Expense
Compensation and employee benefits		16,673	16,169	48,955	46,506
Occupancy, net		2,161	2,233	6,797	6,667
Data processing		2,282	2,051	6,597	6,180
Furniture, fixtures and equipment		1,023	1,043	3,058	3,029
Communications		733	727	2,219	2,111
Interchange expense		891	715	2,332	1,974
Loan and collection		714	531	1,976	1,900
Advertising		636	594	1,935	1,578
Legal and professional		541	477	1,281	1,311
FDIC deposit insurance		13	270	723	750
Merger related expenses		0	98	0	3,354
Other		2,181	1,832	6,557	5,276
Total Non-interest Expense		27,848	26,740	82,430	80,636
Income Before Income Tax		15,570	14,846	40,535	36,929
Income tax expense		3,125	2,921	7,979	7,026
Net Income		$ 12,445	$ 11,925	$ 32,556	$ 29,903
Net Income Per Common Share
Basic (in dollars per share)	[1]	$ 0.55	$ 0.49	$ 1.41	$ 1.29
Diluted (in dollars per share)		$ 0.55	$ 0.49	$ 1.40	$ 1.27
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]
Net income	$ 12,445	$ 11,925	$ 32,556	$ 29,903
Securities available for sale
Unrealized gains (losses) arising during period	1,567	(1,157)	10,851	(6,220)
Change in unrealized losses for which a portion of other than temporary impairment has been recognized in earnings	(53)	(14)	(55)	(17)
Reclassification adjustments for (gains) losses included in earnings	0	0	(137)	45
Unrealized gains (losses) recognized in other comprehensive income (loss) on securities available for sale	1,514	(1,171)	10,659	(6,192)
Income tax expense (benefit)	318	(246)	2,238	(1,300)
Unrealized gains (losses) recognized in other comprehensive income (loss) on securities available for sale, net of tax	1,196	(925)	8,421	(4,892)
Derivative instruments
Unrealized gain (loss) arising during period	(72)	389	(1,740)	1,400
Reclassification adjustment for income recognized in earnings	(102)	(73)	(393)	(132)
Unrealized gains (losses) recognized in other comprehensive income (loss) on derivative instruments	(174)	316	(2,133)	1,268
Income tax expense (benefit)	(36)	66	(447)	266
Unrealized gains (losses) recognized in other comprehensive income (loss) on derivative instruments, net of tax	(138)	250	(1,686)	1,002
Other comprehensive income (loss)	1,058	(675)	6,735	(3,890)
Comprehensive income	$ 13,503	$ 11,250	$ 39,291	$ 26,013

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Condensed Consolidated Statements of Cash Flows (unaudited) [Abstract]
Net Income	$ 32,556	$ 29,903
Adjustments to Reconcile Net Income to Net Cash From Operating Activities
Proceeds from the sale of equity securities at fair value	560	0
Proceeds from sales of loans held for sale	422,557	351,486
Disbursements for loans held for sale	(451,572)	(343,462)
Provision for loan losses	1,045	912
Deferred income tax expense	1,216	6,972
Deferred loan fees and costs	(3,122)	(3,681)
Net depreciation, amortization of intangible assets and premiums and accretion of discounts on securities, loans and interest bearing deposits - time	4,427	4,560
Net gains on mortgage loans	(13,590)	(8,571)
Net (gains) losses on securities	(304)	71
Share based compensation	1,348	1,293
Increase in accrued income and other assets	(2,149)	(16,925)
Increase (decrease) in accrued expenses and other liabilities	13,088	(1,930)
Total Adjustments	(26,496)	(9,275)
Net Cash From Operating Activities	6,060	20,628
Cash Flow Used in Investing Activities
Proceeds from the sale of securities available for sale	44,305	31,445
Proceeds from maturities, prepayments and calls of securities available for sale	110,517	125,275
Purchases of securities available for sale	(123,238)	(71,067)
Proceeds from the sale of interest bearing deposits - time	0	2,474
Proceeds from the maturity of interest bearing deposits - time	100	3,728
Purchase of Federal Reserve Bank stock	0	(2,034)
Net increase in portfolio loans (loans originated, net of principal payments)	(213,116)	(272,084)
Proceeds from the sale of portfolio loans	50,516	27,577
Acquisition of TCSB Bancorp Inc., less cash received	0	23,516
Proceeds from bank-owned life insurance	470	474
Proceeds from the sale of other real estate and repossessed assets	1,438	1,777
Capital expenditures	(2,587)	(2,812)
Net Cash Used in Investing Activities	(131,595)	(131,731)
Cash Flow From Financing Activities
Net increase in total deposits	138,884	110,400
Net increase in other borrowings	18,355	18,903
Proceeds from Federal Home Loan Bank Advances	57,000	1,202,000
Payments of Federal Home Loan Bank Advances	(37,143)	(1,210,197)
Dividends paid	(12,507)	(10,446)
Proceeds from issuance of common stock	282	202
Repurchase of common stock	(26,284)	0
Share based compensation withholding obligation	(879)	(1,327)
Net Cash From Financing Activities	137,708	109,535
Net Increase (Decrease) in Cash and Cash Equivalents	12,173	(1,568)
Cash and Cash Equivalents at Beginning of Period	70,244	54,738
Cash and Cash Equivalents at End of Period	82,417	53,170
Cash paid during the period for
Interest	20,185	11,168
Income taxes	5,934	120
Operating leases	1,692	0
Transfers to other real estate and repossessed assets	1,901	960
Purchase of securities available for sale not yet settled	3,075	1,000
Securitization of portfolio loans	29,790	0
Right of use assets obtained in exchange for lease obligations	7,767	0
Transfer of loans to held for sale	$ 36,622	$ 27,577

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Shareholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Loss [Member]	Total
Balance at beginning of period at Dec. 31, 2017	$ 324,986	$ (54,054)	$ (5,999)	$ 264,933
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		29,903		29,903
Cash dividends declared	0	(10,446)	0	(10,446)
Acquisition of TCSB Bancorp, Inc.	64,536	0	0	64,536
Repurchase of common stock	0
Issuance of common stock	202	0	0	202
Share based compensation	1,293	0	0	1,293
Share based compensation withholding obligation	(1,327)	0	0	(1,327)
Other comprehensive income (loss)	0	0	(3,890)	(3,890)
Balances at end of period at Sep. 30, 2018	389,690	(34,597)	(9,889)	345,204
Balance at beginning of period at Jun. 30, 2018	389,196	(42,899)	(9,214)	337,083
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		11,925		11,925
Cash dividends declared	0	(3,623)	0	(3,623)
Issuance of common stock	55	0	0	55
Share based compensation	445	0	0	445
Share based compensation withholding obligation	(6)	0	0	(6)
Other comprehensive income (loss)	0	0	(675)	(675)
Balances at end of period at Sep. 30, 2018	389,690	(34,597)	(9,889)	345,204
Balance at beginning of period at Dec. 31, 2018	377,372	(28,270)	(10,108)	338,994
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		32,556		32,556
Cash dividends declared	0	(12,507)	0	(12,507)
Repurchase of common stock	(26,284)	0	0	(26,284)
Issuance of common stock	282	0	0	282
Share based compensation	1,348	0	0	1,348
Share based compensation withholding obligation	(879)	0	0	(879)
Other comprehensive income (loss)	0	0	6,735	6,735
Balances at end of period at Sep. 30, 2019	351,839	(8,221)	(3,373)	340,245
Balance at beginning of period at Jun. 30, 2019	351,894	(16,617)	(4,431)	330,846
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		12,445		12,445
Cash dividends declared	0	(4,049)	0	(4,049)
Repurchase of common stock	(502)	0	0	(502)
Issuance of common stock	0	0	0	0
Share based compensation	460	0	0	460
Share based compensation withholding obligation	(13)	0	0	(13)
Other comprehensive income (loss)	0	0	1,058	1,058
Balances at end of period at Sep. 30, 2019	$ 351,839	$ (8,221)	$ (3,373)	$ 340,245

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Shareholders' Equity (unaudited) (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Condensed Consolidated Statements of Shareholders' Equity (unaudited) [Abstract]
Cash dividends declared (in dollars per share)	$ 0.18	$ 0.15	$ 0.54	$ 0.45
Repurchase of shares of common stock (in shares)	25,000		1,204,688
Issuance of shares of common stock (in shares)	1,900	8,340	70,299	113,548
Share based compensation, common stock (in shares)	5,991	0	92,617	81,919
Share based compensation withholding obligation, common stock (in shares)	919	382	57,205	87,767

Preparation of Financial Statem

Preparation of Financial Statements	9 Months Ended
	Sep. 30, 2019
Preparation of Financial Statements [Abstract]
Preparation of Financial Statements	1. Preparation of Financial Statements The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading. The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2018 included in our Annual Report on Form 10-K. In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of September 30, 2019 and December 31, 2018, and the results of operations for the three and nine-month periods ended September 30, 2019 and 2018. The results of operations for the three and nine-month periods ended September 30, 2019, are not necessarily indicative of the results to be expected for the full year. Certain reclassifications have been made in the prior period financial statements to conform to the current period presentation. Our critical accounting policies include the determination of the allowance for loan losses and the valuation of capitalized mortgage loan servicing rights. Refer to our 2018 Annual Report on Form 10-K for a disclosure of our accounting policies.

New Accounting Standards

New Accounting Standards	9 Months Ended
	Sep. 30, 2019
New Accounting Standards [Abstract]
New Accounting Standards	2. New Accounting Standards In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments”. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU: • Replaces the existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost, which will reflect our estimate of credit losses over the full remaining expected life of the financial assets and will consider expected future changes in macroeconomic conditions. • Eliminates existing guidance for purchase credit impaired (“PCI”) loans, and requires recognition of the nonaccretable difference as an increase to the allowance for expected credit losses on financial assets purchased with more than insignificant credit deterioration since origination, which will be offset by an increase in the recorded investment of the related loans. • Requires inclusion of expected recoveries, limited to the cumulative amount of prior write-offs, when estimating the allowance for credit losses for in scope financial assets (including collateral dependent assets). • Amends existing impairment guidance for securities available for sale to incorporate an allowance, which will allow for reversals of credit impairments in the event that the credit of an issuer improves. Credit losses on securities available for sale are limited to the amount of the decline in fair value regardless of what the credit loss model would show for impairment. • Generally requires a cumulative-effect adjustment to retained earnings as of the beginning of the reporting period of adoption. • Is effective for us on January 1, 2020. We began evaluating this ASU in 2016 and established a company-wide, cross-discipline governance structure, which provides implementation oversight. We continue to test and refine our current expected credit loss models that satisfy the requirements of this ASU. Oversight and testing, as well as efforts to meet expanded disclosure requirements, will extend through the remainder of 2019. We expect that the allowance related to our loans will increase as it will cover credit losses over the full remaining expected life of the portfolio. We currently intend to estimate losses over approximately a two year forecast period using the Federal Open Market Committee median economic projections (which are typically published in March of each year) as well as considering other economic forecast sources, and then revert to longer term historical loss experience to estimate losses over more extended periods. We currently expect the increase in the allowance for loan losses to be in the range of $9.0 million to $11.0 million, primarily driven by the longer contractual maturities of our mortgage and consumer installment loan segments. This estimated range is based on our September 30, 2019 loan portfolio and currently available economic forecasts. The mid-point of the range utilizes a two year forecast period and a two year reversion period. This estimated range also includes a qualitative adjustment to the allowance for loan losses. In addition, we currently expect this ASU to increase the allowance for losses related to unfunded loan commitments between $0.5 million and $1.5 million. These estimates are subject to further refinement based on continuing reviews, testing, enhancements and approvals of models, methodologies and judgments. The ultimate impact will depend upon the nature and characteristics of our loan portfolio at the adoption date, the macroeconomic conditions and forecasts at that date, further regulatory or accounting guidance and other management judgments. We currently do not expect to record any allowance for loss on available for sale securities. The ultimate impact will depend upon the nature and characteristics of our securities available for sale (including issuer specific matters) at the adoption date, the macroeconomic conditions and forecasts at that date, and other management judgments. In August 2018, the FASB issued ASU 2018-13, ‘‘Fair Value Measurement (Topic 820), Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement’’. This new ASU amends disclosure requirements in Topic 820 to eliminate, add and modify certain disclosure requirements for fair value measurements as part of its disclosure framework project. The amended guidance eliminates the requirements to disclose the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, the entity’s policy for the timing of transfers between levels of the fair value hierarchy and the entity’s valuation processes for Level 3 fair value measurements. The amended guidance adds the requirements to disclose the changes in unrealized gains and losses for the period included in other comprehensive income (loss) for recurring Level 3 fair value measurements of instruments held at the end of the reporting period and for recurring and nonrecurring Level 3 fair value measurements, the range and weighted average used to develop significant unobservable inputs and how the weighted average was calculated, with certain exceptions. This amended guidance is effective for us on January 1, 2020, and is not expected to have a material impact on our consolidated operating results or financial condition. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, require lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance was effective for us on January 1, 2019 and did not have a material impact on our consolidated operating results or financial condition. Based on our operating leases that we currently have in place we do not expect a material change in the recognition, measurement and presentation of lease expense or impact on cash flow. The primary impact was the recognition of certain operating leases on our Condensed Consolidated Statements of Financial Condition which resulted in the recording of right of use (“ROU”) assets and offsetting lease liabilities each totaling approximately $7.7 million at January 1, 2019. See note #16. In August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging (Topic 815), Targeted Improvements to Accounting for Hedging Activities”. This new ASU amends the hedge accounting model in Topic 815 to enable entities to better portray the economics of their risk management activities in the financial statements and enhance the transparency and understandability of hedge results. The amendments expand an entity’s ability to hedge nonfinancial and financial risk components and reduce complexity in fair value hedges of interest rate risk. The guidance eliminates the requirement to separately measure and report hedge ineffectiveness and generally requires the entire change in the fair value of a hedging instrument to be presented in the same income statement line as the hedged item. The guidance also eases certain documentation and assessment requirements and modifies the accounting for components excluded from the assessment of hedge effectiveness. This amended guidance was effective for us on January 1, 2019, and did not have a material impact on our consolidated operating results or financial condition.

Securities

Securities	9 Months Ended
	Sep. 30, 2019
Securities [Abstract]
Securities	3. Securities Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) September 30, 2019 U.S. agency $ 15,145 $ 153 $ 15 $ 15,283 U.S. agency residential mortgage-backed 146,128 1,806 214 147,720 U.S. agency commercial mortgage-backed 11,182 155 18 11,319 Private label mortgage-backed 31,195 686 55 31,826 Other asset backed 94,799 185 199 94,785 Obligations of states and political subdivisions 99,352 1,880 93 101,139 Corporate 32,444 1,237 3 33,678 Trust preferred 1,966 - 146 1,820 Foreign government 2,020 4 2 2,022 Total $ 434,231 $ 6,106 $ 745 $ 439,592 December 31, 2018 U.S. agency $ 20,198 $ 9 $ 193 $ 20,014 U.S. agency residential mortgage-backed 124,777 817 1,843 123,751 U.S. agency commercial mortgage-backed 5,909 1 184 5,726 Private label mortgage-backed 29,735 321 637 29,419 Other asset backed 83,481 86 248 83,319 Obligations of states and political subdivisions 130,244 257 2,946 127,555 Corporate 34,866 29 586 34,309 Trust preferred 1,964 - 145 1,819 Foreign government 2,050 - 36 2,014 Total $ 433,224 $ 1,520 $ 6,818 $ 427,926 Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) September 30, 2019 U.S. agency $ 2,189 $ 4 $ 2,888 $ 11 $ 5,077 $ 15 U.S. agency residential mortgage-backed 26,084 33 16,902 181 42,986 214 U.S. agency commercial mortgage-backed 1,987 12 882 6 2,869 18 Private label mortgage- backed 5,636 6 612 49 6,248 55 Other asset backed 23,926 100 11,487 99 35,413 199 Obligations of states and political subdivisions 14,457 37 4,362 56 18,819 93 Corporate 285 2 999 1 1,284 3 Trust preferred 900 100 920 46 1,820 146 Foreign government - - 1,519 2 1,519 2 Total $ 75,464 $ 294 $ 40,571 $ 451 $ 116,035 $ 745 December 31, 2018 U.S. agency $ 7,150 $ 46 $ 11,945 $ 147 $ 19,095 $ 193 U.S. agency residential mortgage-backed 18,374 180 48,184 1,663 66,558 1,843 U.S. agency commercial mortgage-backed 566 3 5,094 181 5,660 184 Private label mortgage-backed 8,273 57 16,145 580 24,418 637 Other asset backed 53,043 160 10,235 88 63,278 248 Obligations of states and political subdivisions 25,423 262 80,701 2,684 106,124 2,946 Corporate 17,758 343 9,222 243 26,980 586 Trust preferred 939 61 880 84 1,819 145 Foreign government - - 2,014 36 2,014 36 Total $ 131,526 $ 1,112 $ 184,420 $ 5,706 $ 315,946 $ 6,818 Our portfolio of securities available for sale is reviewed quarterly for impairment in value. In performing this review management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) an assessment of whether we intend to sell, or it is more likely than not that we will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. For securities that do not meet the aforementioned recovery criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income (loss). U.S. agency, U.S. agency residential mortgage-backed securities and U.S. agency commercial mortgage backed securities — at September 30, 2019, we had 26 U.S. agency, 98 U.S. agency residential mortgage-backed and eight U.S. agency commercial mortgage-backed securities whose fair market value is less than amortized cost. The unrealized losses are largely attributed to increases in interest rates since acquisition and widening spreads to Treasury bonds. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Private label mortgage backed securities — at September 30, 2019, we Unrealized losses are primarily due to credit spread widening and increases in interest rates since their acquisition. Two private label mortgage-backed securities (discussed further below) were reviewed for other than temporary impairment (‘‘OTTI’’) utilizing a cash flow projection. The cash flow analysis forecasts cash flow from the underlying loans in each transaction and then applies these cash flows to the bonds in the securitization. See further discussion below. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no other declines discussed above are deemed to be other than temporary. Other asset backed — at September 30, 2019, we had 40 other asset backed securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Obligations of states and political subdivisions — at September 30, 2019, we had 59 municipal securities whose fair value is less than amortized cost. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Corporate — at September 30, 2019, we had two corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and increases in interest rates since acquisition. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines are deemed to be other than temporary. Trust preferred securities — at September 30, 2019, Foreign government — at September 30, 2019, we had foreign government security whose fair value is less than amortized cost. The unrealized loss is primarily due to increases in interest rates since acquisition. As management does not intend to liquidate this security and it is more likely than not that we will not be required to sell this security prior to recovery of this unrealized loss, this decline is not deemed to be other than temporary. We recorded no credit related OTTI charges in our Condensed Consolidated Statements of Operations related to securities available for sale during the three and nine month periods ended September 30, 2019 and 2018, respectively. At September 30, 2019, two private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Total (In thousands) Fair value $ 645 $ 647 $ 1,292 Amortized cost 552 479 1,031 Non-credit unrealized loss - - - Unrealized gain 93 168 261 Cumulative credit related OTTI 757 457 1,214 Both of these securities are receiving principal and interest payments similar to principal reductions in the underlying collateral and have unrealized gains at September 30, 2019. The original amortized cost (current amortized cost excluding cumulative credit related OTTI) for each of these securities has been permanently adjusted downward for previously recorded credit related OTTI. The unrealized loss (based on original amortized cost) for these securities is now less than previously recorded credit related OTTI amounts. A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended September 30, Nine months ended September 30, 2019 2018 2019 2018 (In thousands) (In thousands) Balance at beginning of period $ 1,594 $ 1,594 $ 1,594 $ 1,594 Additions to credit losses on securities for which no previous OTTI was recognized - - - - Increases to credit losses on securities for which OTTI was previously recognized - - - - Reduction(1) (380 ) - (380 ) - Balance at end of period $ 1,214 $ 1,594 $ 1,214 $ 1,594 (1) The amortized cost and fair value of securities available for sale at September 30, 2019, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 13,331 $ 13,347 Maturing after one year but within five years 53,809 54,524 Maturing after five years but within ten years 47,726 49,239 Maturing after ten years 36,061 36,832 150,927 153,942 U.S. agency residential mortgage-backed 146,128 147,720 U.S. agency commercial mortgage-backed 11,182 11,319 Private label mortgage-backed 31,195 31,826 Other asset backed 94,799 94,785 Total $ 434,231 $ 439,592 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities available for sale and gains and losses for the nine month periods ending September 30, follows: Realized Proceeds Gains (1) Losses (In thousands) 2019 $ 44,305 $ 169 $ 32 2018 $ 31,445 $ 81 $ 126 (1) 2018 excludes a $0.144 million gain on the sale of 1,000 VISA class B shares. Certain preferred stocks which were all sold during the first quarter of 2019 had been classified as equity securities at fair value in our Condensed Consolidated Statement of Financial Condition. During the nine months ended September 30, 2019 and 2018 we recognized gains (losses) on these preferred stocks of $0.167 million

Loans

Loans	9 Months Ended
	Sep. 30, 2019
Loans [Abstract]
Loans	4. Loans Our assessment of the allowance for loan losses is based on an evaluation of the loan portfolio, recent and historical loss experience, current economic conditions and other pertinent factors. An analysis of the allowance for loan losses by portfolio segment for the three months ended September 30, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2019 Balance at beginning of period $ 8,121 $ 8,062 $ 1,293 $ 8,427 $ 25,903 Additions (deductions) Provision for loan losses (810 ) 83 289 167 (271 ) Recoveries credited to the allowance 1,215 235 202 - 1,652 Loans charged against the allowance (303 ) (397 ) (436 ) - (1,136 ) Balance at end of period $ 8,223 $ 7,983 $ 1,348 $ 8,594 $ 26,148 2018 Balance at beginning of period $ 6,073 $ 8,296 $ 848 $ 8,287 $ 23,504 Additions (deductions) Provision for loan losses (907 ) 415 (25 ) 464 (53 ) Recoveries credited to the allowance 1,418 192 298 - 1,908 Loans charged against the allowance (225 ) (448 ) (285 ) - (958 ) Balance at end of period $ 6,359 $ 8,455 $ 836 $ 8,751 $ 24,401 An analysis of the allowance for loan losses by portfolio segment for the nine months ended September 30, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2019 Balance at beginning of period $ 7,090 $ 7,978 $ 895 $ 8,925 $ 24,888 Additions (deductions) Provision for loan losses 85 270 1,021 (331 ) 1,045 Recoveries credited to the allowance 1,720 786 603 - 3,109 Loans charged against the allowance (672 ) (1,051 ) (1,171 ) - (2,894 ) Balance at end of period $ 8,223 $ 7,983 $ 1,348 $ 8,594 $ 26,148 2018 Balance at beginning of period $ 5,595 $ 8,733 $ 864 $ 7,395 $ 22,587 Additions (deductions) Provision for loan losses (1,404 ) 778 182 1,356 912 Recoveries credited to the allowance 2,458 549 761 - 3,768 Loans charged against the allowance (290 ) (1,605 ) (971 ) - (2,866 ) Balance at end of period $ 6,359 $ 8,455 $ 836 $ 8,751 $ 24,401 Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) September 30, 2019 Allowance for loan losses: Individually evaluated for impairment $ 871 $ 4,610 $ 297 $ - $ 5,778 Collectively evaluated for impairment 7,352 3,373 1,051 8,594 20,370 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 8,223 $ 7,983 $ 1,348 $ 8,594 $ 26,148 Loans Individually evaluated for impairment $ 7,776 $ 42,590 $ 3,223 $ 53,589 Collectively evaluated for impairment 1,182,825 1,031,163 460,973 2,674,961 Loans acquired with deteriorated credit quality 1,421 582 329 2,332 Total loans recorded investment 1,192,022 1,074,335 464,525 2,730,882 Accrued interest included in recorded investment 3,005 4,300 1,131 8,436 Total loans $ 1,189,017 $ 1,070,035 $ 463,394 $ 2,722,446 December 31, 2018 Allowance for loan losses: Individually evaluated for impairment $ 1,305 $ 4,799 $ 206 $ - $ 6,310 Collectively evaluated for impairment 5,785 3,179 689 8,925 18,578 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 7,090 $ 7,978 $ 895 $ 8,925 $ 24,888 Loans Individually evaluated for impairment $ 8,697 $ 46,394 $ 3,370 $ 58,461 Collectively evaluated for impairment 1,137,586 1,000,038 392,460 2,530,084 Loans acquired with deteriorated credit quality 1,609 555 349 2,513 Total loans recorded investment 1,147,892 1,046,987 396,179 2,591,058 Accrued interest included in recorded investment 3,411 4,097 1,030 8,538 Total loans $ 1,144,481 $ 1,042,890 $ 395,149 $ 2,582,520 Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Still Non- Total Non- Performing (In thousands) September 30, 2019 Commercial Income producing - real estate $ - $ - $ - Land, land development and construction - real estate - 654 654 Commercial and industrial - 87 87 Mortgage 1-4 family - 3,873 3,873 Resort lending - 227 227 Home equity - 1st lien - 208 208 Home equity - 2nd lien - 665 665 Installment Home equity - 1st lien - 125 125 Home equity - 2nd lien - 269 269 Boat lending - 378 378 Recreational vehicle lending - 2 2 Other - 161 161 Total recorded investment $ - $ 6,649 $ 6,649 Accrued interest included in recorded investment $ - $ - $ - December 31, 2018 Commercial Income producing - real estate $ - $ - $ - Land, land development and construction - real estate - - - Commercial and industrial - 2,123 2,123 Mortgage 1-4 family 5 4,332 4,337 Resort lending - 755 755 Home equity - 1st lien - 159 159 Home equity - 2nd lien - 419 419 Installment Home equity - 1st lien - 178 178 Home equity - 2nd lien - 226 226 Boat lending - 166 166 Recreational vehicle lending - 7 7 Other - 204 204 Total recorded investment $ 5 $ 8,569 $ 8,574 Accrued interest included in recorded investment $ - $ - $ - An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) September 30, 2019 Commercial Income producing - real estate $ 44 $ - $ - $ 44 $ 424,472 $ 424,516 Land, land development and construction - real estate - - - - 102,227 102,227 Commercial and industrial 483 26 - 509 664,770 665,279 Mortgage 1-4 family 3,098 973 1,359 5,430 841,658 847,088 Resort lending 703 81 93 877 69,949 70,826 Home equity - 1st lien 87 101 79 267 37,069 37,336 Home equity - 2nd lien 765 344 231 1,340 117,745 119,085 Installment Home equity - 1st lien 83 19 10 112 5,871 5,983 Home equity - 2nd lien 118 3 166 287 4,832 5,119 Boat lending 625 49 140 814 205,526 206,340 Recreational vehicle lending 92 33 2 127 152,904 153,031 Other 233 85 104 422 93,630 94,052 Total recorded investment $ 6,331 $ 1,714 $ 2,184 $ 10,229 $ 2,720,653 $ 2,730,882 Accrued interest included in recorded investment $ 65 $ 17 $ - $ 82 $ 8,354 $ 8,436 December 31, 2018 Commercial Income producing - real estate $ 44 $ - $ - $ 44 $ 388,729 $ 388,773 Land, land development and construction - real estate - - - - 84,458 84,458 Commercial and industrial 1,538 - - 1,538 673,123 674,661 Mortgage 1-4 family 1,608 194 4,882 6,684 833,760 840,444 Resort lending 252 - 755 1,007 80,774 81,781 Home equity - 1st lien 176 - 159 335 38,909 39,244 Home equity - 2nd lien 446 100 419 965 84,553 85,518 Installment Home equity - 1st lien 200 55 197 452 6,985 7,437 Home equity - 2nd lien 111 24 226 361 6,683 7,044 Boat lending 316 295 166 777 169,117 169,894 Recreational vehicle lending 28 21 7 56 125,780 125,836 Other 241 131 204 576 85,392 85,968 Total recorded investment $ 4,960 $ 820 $ 7,015 $ 12,795 $ 2,578,263 $ 2,591,058 Accrued interest included in recorded investment $ 44 $ 11 $ - $ 55 $ 8,483 $ 8,538 Impaired loans are as follows: September 30, 2019 December 31, 2018 Impaired loans with no allocated allowance for loan losses (In thousands) Troubled debt restructurings (“TDR”) $ - $ - Non - TDR 1,144 - Impaired loans with an allocated allowance for loan losses TDR - allowance based on collateral 1,129 2,787 TDR - allowance based on present value cash flow 49,094 53,258 Non - TDR - allowance based on collateral 1,969 2,145 Total impaired loans $ 53,336 $ 58,190 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 230 $ 769 TDR - allowance based on present value cash flow 4,865 4,849 Non - TDR - allowance based on collateral 683 692 Total amount of allowance for loan losses allocated $ 5,778 $ 6,310 Impaired loans by class are as follows: September 30, 2019 December 31, 2018 Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses With no related allowance for loan losses recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - $ - $ - Land, land development & construction-real estate 654 734 - - - - Commercial and industrial - - - - - - Mortgage 1-4 family 490 774 - 3 474 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien - - - 1 122 - Home equity - 2nd lien - 15 - - - - Boat lending - 5 - - 5 - Recreational vehicle lending - - - - - - Other - 24 - - 15 - 1,144 1,552 - 4 616 - With an allowance for loan losses recorded: Commercial Income producing - real estate $ 5,859 $ 5,837 619 4,770 4,758 303 Land, land development & construction-real estate 113 113 25 290 289 35 Commercial and industrial 1,150 1,244 227 3,637 3,735 967 Mortgage 1-4 family 29,521 31,657 3,164 32,842 34,427 2,859 Resort lending 11,741 11,949 1,197 13,328 13,354 1,927 Home equity - 1st lien 190 219 49 65 64 4 Home equity - 2nd lien 648 657 200 156 155 9 Installment Home equity - 1st lien 1,219 1,395 77 1,440 1,524 89 Home equity - 2nd lien 1,406 1,417 116 1,471 1,491 92 Boat lending 140 177 37 - - - Recreational vehicle lending 49 50 3 79 79 4 Other 409 477 64 379 406 21 52,445 55,192 5,778 58,457 60,282 6,310 Total Commercial Income producing - real estate 5,859 5,837 619 4,770 4,758 303 Land, land development & construction-real estate 767 847 25 290 289 35 Commercial and industrial 1,150 1,244 227 3,637 3,735 967 Mortgage 1-4 family 30,011 32,431 3,164 32,845 34,901 2,859 Resort lending 11,741 11,949 1,197 13,328 13,354 1,927 Home equity - 1st lien 190 219 49 65 64 4 Home equity - 2nd lien 648 657 200 156 155 9 Installment Home equity - 1st lien 1,219 1,395 77 1,441 1,646 89 Home equity - 2nd lien 1,406 1,432 116 1,471 1,491 92 Boat lending 140 182 37 - 5 - Recreational vehicle lending 49 50 3 79 79 4 Other 409 501 64 379 421 21 Total $ 53,589 $ 56,744 $ 5,778 $ 58,461 $ 60,898 $ 6,310 Accrued interest included in recorded investment $ 253 $ 271 Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending September 30, follows: 2019 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance for loan losses recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - Land, land development & construction-real estate 327 5 2,402 - Commercial and industrial - - 425 7 Mortgage 1-4 family 552 7 121 9 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien - - 1 1 Home equity - 2nd lien - - - - Boat lending - - - - Recreational vehicle lending - - - - Other - 1 - - 879 13 2,949 17 With an allowance for loan losses recorded: Commercial Income producing - real estate 5,867 68 4,968 64 Land, land development & construction-real estate 202 3 153 3 Commercial and industrial 1,534 16 2,264 24 Mortgage 1-4 family 29,966 420 34,731 458 Resort lending 12,067 171 14,276 161 Home equity - 1st lien 158 1 67 1 Home equity - 2nd lien 601 8 157 2 Installment Home equity - 1st lien 1,242 27 1,545 27 Home equity - 2nd lien 1,420 20 1,679 24 Boat lending 86 2 1 - Recreational vehicle lending 50 1 83 1 Other 443 3 406 5 53,636 740 60,330 770 Total Commercial Income producing - real estate 5,867 68 4,968 64 Land, land development & construction-real estate 529 8 2,555 3 Commercial and industrial 1,534 16 2,689 31 Mortgage 1-4 family 30,518 427 34,852 467 Resort lending 12,067 171 14,276 161 Home equity - 1st lien 158 1 67 1 Home equity - 2nd lien 601 8 157 2 Installment Home equity - 1st lien 1,242 27 1,546 28 Home equity - 2nd lien 1,420 20 1,679 24 Boat lending 86 2 1 - Recreational vehicle lending 50 1 83 1 Other 443 4 406 5 Total $ 54,515 $ 753 $ 63,279 $ 787 Average recorded investment in and interest income earned on impaired loans by class for the nine month periods ending September 30, follows: 2019 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance for loan losses recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - Land, land development & construction-real estate 164 5 1,201 - Commercial and industrial - - 472 20 Mortgage 1-4 family 365 9 70 18 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien - - 1 5 Home equity - 2nd lien - - - - Boat lending - - - - Recreational vehicle lending - - - - Other - 1 - 1 529 15 1,744 44 With an allowance for loan losses recorded: Commercial Income producing - real estate 5,306 214 5,077 202 Land, land development & construction-real estate 246 7 157 7 Commercial and industrial 2,406 52 2,391 90 Mortgage 1-4 family 31,273 1,280 35,549 1,347 Resort lending 12,607 493 15,027 475 Home equity - 1st lien 125 4 115 4 Home equity - 2nd lien 479 14 167 5 Installment Home equity - 1st lien 1,328 70 1,595 81 Home equity - 2nd lien 1,446 61 1,728 76 Boat lending 68 2 1 - Recreational vehicle lending 65 2 86 3 Other 437 14 406 18 55,786 2,213 62,299 2,308 Total Commercial Income producing - real estate 5,306 214 5,077 202 Land, land development & construction-real estate 410 12 1,358 7 Commercial and industrial 2,406 52 2,863 110 Mortgage 1-4 family 31,638 1,289 35,619 1,365 Resort lending 12,607 493 15,027 475 Home equity - 1st lien 125 4 115 4 Home equity - 2nd lien 479 14 167 5 Installment Home equity - 1st lien 1,328 70 1,596 86 Home equity - 2nd lien 1,446 61 1,728 76 Boat lending 68 2 1 - Recreational vehicle lending 65 2 86 3 Other 437 15 406 19 Total $ 56,315 $ 2,228 $ 64,043 $ 2,352 Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. TDRs follow: September 30, 2019 Commercial Retail (1) Total (In thousands) Performing TDRs $ 6,947 $ 40,873 $ 47,820 Non-performing TDRs(2) 46 2,357 (3) 2,403 Total $ 6,993 $ 43,230 $ 50,223 December 31, 2018 Commercial Retail (1) Total (In thousands) Performing TDRs $ 6,460 $ 46,627 $ 53,087 Non-performing TDRs(2) 74 2,884 (3) 2,958 Total $ 6,534 $ 49,511 $ 56,045 (1) Retail loans include mortgage and installment loan segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis. We allocated $5.1 million and $5.6 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of September 30, 2019 and December 31, 2018, respectively. During the nine months ended September 30, 2019 and 2018, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans generally included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan have generally been for periods ranging from 9 months to 36 months but have extended to as much as 480 months in certain circumstances. Modifications involving an extension of the maturity date have generally been for periods ranging from 1 month to 60 months but have extended to as much as 230 months in certain circumstances. Loans that have been classified as troubled debt restructurings during the three-month periods ended September 30 follow: Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2019 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 2 137 137 Mortgage 1-4 family 1 198 202 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien 3 75 75 Installment Home equity - 1st lien 1 28 28 Home equity - 2nd lien - - - Boat lending - - - Recreational vehicle lending - - - Other - - - Total 7 $ 438 $ 442 2018 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 1 24 24 Mortgage 1-4 family 3 609 609 Resort lending 1 115 114 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 1 15 15 Home equity - 2nd lien 1 20 21 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 7 $ 783 $ 783 Loans that have been classified as troubled debt restructurings during the nine-month periods ended September 30 follow: Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2019 Commercial Income producing - real estate 2 $ 1,329 $ 1,329 Land, land development & construction-real estate - - - Commercial and industrial 3 186 186 Mortgage 1-4 family 3 985 988 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien 3 75 75 Installment Home equity - 1st lien 3 77 79 Home equity - 2nd lien 4 111 112 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 18 $ 2,763 $ 2,769 2018 Commercial Income producing - real estate 1 $ 67 $ 67 Land, land development & construction-real estate - - - Commercial and industrial 6 611 611 Mortgage 1-4 family 7 903 889 Resort lending 1 115 114 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 6 203 205 Home equity - 2nd lien 3 113 114 Boat lending - - - Recreational vehicle lending - - - Other 2 76 73 Total 26 $ 2,088 $ 2,073 The troubled debt restructurings described above for 2019 increased the allowance for loan losses by $0.04 million and resulted in zero charge offs during the three months ended September 30, 2019, and increased the allowance for loan losses by $0.09 million and resulted in zero charge offs during the nine months ended September 30, 2019. The troubled debt restructurings described above for 2018 decreased the allowance for loan losses by $0.01 million and resulted in zero charge offs during the three months ended September 30, 2018, and decreased the allowance by $0.004 million and resulted in zero charge offs during the nine months ended September 30, 2018. There were no troubled debt restructurings that subsequently defaulted within twelve months following the modification during the three and nine months periods ended September 30, 2019 and 2018. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy. Credit Quality Indicators For commercial loans, we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows: Rating 1 through 6 Rating 7 and 8 Rating 9 Rating 10 and 11 These loans are generally referred to as our ‘‘substandard - non-accrual’’ and ‘‘doubtful’’ commercial credits. Our doubtful rating includes a sub classification for a loss rate other than 50% (which is the standard doubtful loss rate). These ratings include loans to borrowers with weaknesses that make collection of debt in full, on the basis of current facts, conditions and values at best questionable and at worst improbable. All of these loans are placed in non-accrual. Rating 12 The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) September 30, 2019 Income producing - real estate $ 408,132 $ 15,619 $ 765 $ - $ 424,516 Land, land development and construction - real estate 93,563 8,010 - 654 102,227 Commercial and industrial 604,311 59,425 1,456 87 665,279 Total $ 1,106,006 $ 83,054 $ 2,221 $ 741 $ 1,192,022 Accrued interest included in total $ 2,713 $ 284 $ 8 $ - $ 3,005 December 31, 2018 Income producing - real estate $ 375,142 $ 13,387 $ 200 $ 44 $ 388,773 Land, land development and construction - real estate 76,120 8,328 - 10 84,458 Commercial and industrial 631,345 35,469 5,577 2,270 674,661 Total $ 1,082,607 $ 57,184 $ 5,777 $ 2,324 $ 1,147,892 Accrued interest included in total $ 3,107 $ 174 $ 130 $ - $ 3,411 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Lending Home Equity 1st Lien Home Equity 2nd Lien Total (In thousands) September 30, 2019 800 and above $ 101,927 $ 11,151 $ 6,165 $ 12,177 $ 131,420 750-799 385,243 31,372 16,300 52,564 485,479 700-749 204,241 15,323 9,209 32,897 261,670 650-699 84,458 7,612 3,747 13,168 108,985 600-649 30,819 2,241 668 4,196 37,924 550-599 16,410 1,171 663 1,881 20,125 500-549 10,972 620 330 1,072 12,994 Under 500 3,718 80 254 372 4,424 Unknown 9,300 1,256 - 758 11,314 Total $ 847,088 $ 70,826 $ 37,336 $ 119,085 $ 1,074,335 Accrued interest included in total $ 3,327 $ 343 $ 166 $ 464 $ 4,300 December 31, 2018 800 and above $ 94,492 $ 10,898 $ 6,784 $ 8,838 $ 121,012 750-799 384,344 36,542 17,303 38,295 476,484 700-749 202,440 17,282 9,155 23,249 252,126 650-699 91,847 9,945 3,987 8,681 114,460 600-649 34,342 3,088 959 3,359 41,748 550-599 13,771 1,867 427 1,236 17,301 500-549 8,439 106 418 826 9,789 Under 500 2,533 143 98 381 3,155 Unknown 8,236 1,910 113 653 10,912 Total $ 840,444 $ 81,781 $ 39,244 $ 85,518 $ 1,046,987 Accrued interest included in total $ 3,079 $ 363 $ 199 $ 456 $ 4,097 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Equity 1st Lien Home Equity 2nd Lien Boat Lending Recreational Vehicle Lending Other Total (In thousands) September 30, 2019 800 and above $ 380 $ 219 $ 29,581 $ 24,296 $ 7,140 $ 61,616 750-799 1,104 1,265 120,085 90,692 35,671 248,817 700-749 1,323 1,123 42,869 29,990 25,052 100,357 650-699 1,399 1,104 10,536 5,560 10,324 28,923 600-649 934 678 1,783 1,692 2,762 7,849 550-599 526 457 808 617 735 3,143 500-549 299 208 455 145 748 1,855 Under 500 18 50 223 39 156 486 Unknown - 15 - - 11,464 11,479 Total $ 5,983 $ 5,119 $ 206,340 $ 153,031 $ 94,052 $ 464,525 Accrued interest included in total $ 21 $ 16 $ 467 $ 350 $ 277 $ 1,131 December 31, 2018 800 and above $ 555 $ 235 $ 20,767 $ 20,197 $ 6,272 $ 48,026 750-799 1,502 1,642 100,191 74,154 31,483 208,972 700-749 1,582 1,682 35,455 24,890 24,369 87,978 650-699 1,606 1,217 10,581 4,918 9,840 28,162 600-649 996 1,272 1,657 992 2,751 7,668 550-599 759 658 652 453 838 3,360 500-549 384 229 286 225 651 1,775 Under 500 51 6 266 7 218 548 Unknown 2 103 39 - 9,546 9,690 Total $ 7,437 $ 7,044 $ 169,894 $ 125,836 $ 85,968 $ 396,179 Accrued interest included in total $ 28 $ 25 $ 403 $ 311 $ 263 $ 1,030 (1) Credit scores have been updated within the last twelve months. Foreclosed residential real estate properties included in other real estate and repossessed assets on our Condensed Consolidated Statements of Financial Condition totaled $1.2 million at both September 30, 2019 and December 31, 2018, respectively. Retail mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements totaled $0.2 million and $0.3 million at September 30, 2019 and December 31, 2018, respectively. During the first quarter of 2019, we sold $40.6 million, of residential adjustable rate mortgage loans servicing released (classified on the Condensed Consolidated Statements of Financial Condition as held for sale, carried at the lower of cost or fair value at December 31, 2018) to another financial institution and recognized a gain on sale of $0.01 million. During the first quarter of 2019 we also securitized $29.8 million, of portfolio residential fixed rate mortgage loans servicing retained with Freddie Mac and recognized a gain on sale of $0.53 million. During the third quarter of 2019, we sold $9.9 million of residential fixed and adjustable rate portfolio mortgage loans servicing retained to another financial institution and recognized a gain on sale of $0.07 million. During the third quarter of 2019 we also transferred $36.6 million, of portfolio residential fixed rate mortgage loans to loans held for sale, carried at the lower of cost or fair value. At the time of transfer and at September 30, 2019 the fair value of these loans exceeded their cost. During the fourth quarter of 2019 these loans were securitized servicing retained with Freddie Mac and we recognized a gain on sale of approximately $1.0 million. These transactions were done primarily for asset/liability management purposes. During the first and third quarters of 2018, we sold $16.5 million and $11.1 million, respectively, of residential fixed and adjustable rate portfolio mortgage loans servicing retained to another financial institution and recognized a gain (loss) on sale of $0.05 million and ($0.01) million, respectively. These mortgage loans were sold primarily for asset/liability management purposes. Purchase Credit Impaired (“PCI”) Loans Loans acquired in a business combination are recorded at estimated fair value on their purchase date with no carryover of the related allowance for loan losses. In determining the estimated fair value of purchased loans, we consider a number of factors including, among others, the remaining life of the acquired loans, estimated prepayments, estimated loss ratios, estimated value of the underlying collateral, and net present value of cash flows expected to be received. Purchased loans are accounted for in accordance with guidance for certain loans acquired in a transfer (ASC 310-30), when the loans have evidence of credit deterioration since origination and it is probable at the date of acquisition that the acquirer will not collect all contractually required principal and interest payments. The difference between contractually required payments and the cash flows expected to be collected at acquisition is referred to as the non-accretable difference. Subsequent decreases to the expected cash flows will generally result in a provision for loan losses. Subsequent increases in expected cash flows will result in a reversal of the provision for loan losses to the extent of prior charges and then an adjustment to accretable yield, which would have a positive impact on interest income. As a result of our acquisition of TCSB Bancorp, Inc. (“TCSB”) (see note #17) we purchased loans for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. For these loans that meet the criteria of ASC 310-30 treatment, the carrying amount was as follows: September 30, 2019 December 31, 2018 (In thousands) Commercial $ 1,421 $ 1,609 Mortgage 582 555 Installment 329 349 Total carrying amount 2,332 2,513 Allowance for loan losses - - Carrying amount, net of allowance for loan losses $ 2,332 $ 2,513 The accretable difference on PCI loans is the difference between the expected cash flows and the net present value of expected cash flows with such difference accreted into earnings using the effective yield method over the term of the loans. Accretion recorded as loan interest income is included in the table below. Accretable yield of PCI loans, or income expected to be collected follows: Three months ended September 30, Nine months ended September 30, 2019 2018 2019 2018 (unaudited) (unaudited) (In thousands) (In thousands) Balance at beginning of period $ 749 $ 533 $ 462 $ - New loans purchased - - - 568 Accretion recorded as loan interest income (56 ) (32 ) (134 ) (67 ) Reclassification from (to) nonaccretable difference - - 365 - Displosals/other adjustments - - - - Balance at end of period $ 693 $ 501 $ 693 $ 501

Shareholders' Equity and Earnin

Shareholders' Equity and Earnings Per Common Share	9 Months Ended
	Sep. 30, 2019
Shareholders' Equity and Earnings Per Common Share [Abstract]
Shareholders' Equity and Earnings Per Common Share	5. Shareholders’ Equity and Earnings Per Common Share In December, 2018, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 5% of our outstanding common stock through December 31, 2019. In May 2019, we completed the repurchase of 5% of our outstanding common shares. In June 2019, our Board of Directors authorized a 300,000 share expansion of the 2019 repurchase plan. A reconciliation of basic and diluted net income per common share follows: Three Months Ended September 30, Nine Months Ended September 30, 2019 2018 2019 2018 (In thousands, except per share data) Net income $ 12,445 $ 11,925 $ 32,556 $ 29,903 Weighted average shares outstanding (1) 22,486 24,149 23,033 23,218 Stock units for deferred compensation plan for non-employee directors 132 129 131 126 Effect of stock options 110 182 116 180 Performance share units 42 55 39 52 Weighted average shares outstanding for calculation of diluted earnings per share 22,770 24,515 23,319 23,576 Net income per common share Basic (1) $ 0.55 $ 0.49 $ 1.41 $ 1.29 Diluted $ 0.55 $ 0.49 $ 1.40 $ 1.27 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards. Weighted average stock options outstanding that were not considered in computing diluted net income per common share because they were anti-dilutive were zero for the three and nine month periods ended September 30, 2019 and 2018, respectively.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2019
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	6. Derivative Financial Instruments We are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting. Our derivative financial instruments according to the type of hedge in which they are designated follows: September 30, 2019 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Fair value hedge designation - Pay-fixed interest rate swap agreements $ 7,117 9.6 $ (391 ) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 25,000 1.8 $ (220 ) Interest rate cap agreements 150,000 2.8 318 Total $ 175,000 2.7 $ 98 No hedge designation Rate-lock mortgage loan commitments $ 79,446 0.1 $ 2,051 Mandatory commitments to sell mortgage loans 137,315 0.1 (27 ) Pay-fixed interest rate swap agreements - commercial 141,427 5.4 (4,849 ) Pay-variable interest rate swap agreements - commercial 141,427 5.4 4,849 Purchased options 3,088 1.8 125 Written options 3,028 1.8 (124 ) Total $ 505,731 3.1 $ 2,025 December 31, 2018 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 25,000 2.6 $ 280 Interest rate cap agreements 150,000 3.6 2,245 Total $ 175,000 3.5 $ 2,525 No hedge designation Rate-lock mortgage loan commitments $ 32,473 0.1 $ 687 Mandatory commitments to sell mortgage loans 57,583 0.1 (383 ) Pay-fixed interest rate swap agreements - commercial 94,451 5.5 405 Pay-variable interest rate swap agreements - commercial 94,451 5.5 (405 ) Purchased options 3,095 2.5 116 Written options 3,095 2.5 (116 ) Total $ 285,148 3.7 $ 304 We use variable-rate and short-term fixed-rate (less than 12 months) debt obligations to fund a portion of our Condensed Consolidated Statements of Financial Condition, which exposes us to variability in interest rates. To meet our asset/liability management objectives, we may periodically enter into derivative financial instruments to mitigate exposure to fluctuations in cash flows resulting from changes in interest rates (“Cash Flow Hedges”). Cash Flow Hedges included certain pay-fixed interest rate swaps and interest rate cap agreements. Pay-fixed interest rate swaps convert the variable-rate cash flows on debt obligations to fixed-rates. We record the fair value of Cash Flow Hedges in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of Cash Flow Hedges. The related gains or losses are reported in other comprehensive income or loss and are subsequently reclassified into earnings, as a yield adjustment in the same period in which the related interest on the hedged items (variable-rate debt obligations) affect earnings. It is anticipated that approximately $0.03 million, of unrealized losses on Cash Flow Hedges at September 30, 2019 will be reclassified to earnings over the next twelve months. The maximum term of the Cash Flow Hedge at September 30, 2019 is 4.0 years. Beginning in the second quarter of 2019 we entered into a pay-fixed interest rate swap to protect a portion of the fair value of a certain fixed rate commercial loan commitment (“Fair Value Hedge”). As a result, changes in the fair value of the pay-fixed interest rate swap is expected to offset changes in the fair value of the fixed rate commercial loan commitment due to fluctuations in interest rates. We record the fair value of Fair Value Hedges in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. The hedged item (fixed rate commercial loan commitment) is also recorded at fair value which offsets the adjustment to the Fair Value Hedge. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of both the Fair Value Hedge and the hedged item. The related gains or losses are reported in non-interest income – other in our Condensed Consolidated Statements of Operations. Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in our Condensed Consolidated Statements of Operations. In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate-Lock Commitments”). These commitments expose us to interest rate risk. We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate-Lock Commitments. Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate-Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. We obtain market prices on Mandatory Commitments and Rate-Lock Commitments. Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges. In prior periods we offered to our deposit customers an equity linked time deposit product (“Altitude CD”). The Altitude CD was a time deposit that provides the customer a guaranteed return of principal at maturity plus a potential equity return (a written option), while we receive a like stream of funds based on the equity return (a purchased option). The written and purchased options will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the written and purchased options in the table above relate to this Altitude CD product. We have a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons. We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party. The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the interest rate swap agreements noted as commercial in the table above with no hedge designation relate to this program. The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives September 30, 2019 December 31, 2018 September 30, 2019 December 31, 2018 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ - Other assets $ 280 Other liabilities $ 611 Other liabilities $ - Interest rate cap agreements Other assets 318 Other assets 2,245 Other liabilities - Other liabilities - 318 2,525 611 - Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 2,051 Other assets 687 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets - Other assets - Other liabilities 27 Other liabilities 383 Pay-fixed interest rate swap agreements - commercial Other assets 23 Other assets 1,116 Other liabilities 4,872 Other liabilities 711 Pay-variable interest rate swap agreements - commercial Other assets 4,872 Other assets 711 Other liabilities 23 Other liabilities 1,116 Purchased options Other assets 125 Other assets 116 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 124 Other liabilities 116 7,071 2,630 5,046 2,326 Total derivatives $ 7,389 $ 5,155 $ 5,657 $ 2,326 The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended September 30, Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income (1) 2019 2018 Portion) 2019 2018 in Income (1) 2019 2018 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreements Non-interest income-other $ (188 ) $ - Cash Flow Hedges Interest rate cap agreements $ (37 ) $ 297 Interest expense $ 88 $ 67 Interest expense $ - $ - Pay-fixed interest rate swap agreements (35 ) 92 Interest expense 14 6 Interest expense - 16 Total $ (72 ) $ 389 $ 102 $ 73 $ - $ 16 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ (96 ) $ (318 ) Mandatory commitments to sell mortgage loans Net gains on mortgage loans 307 415 Pay-fixed interest rate swap agreements - commercial Interest income (1,670 ) 407 Pay-variable interest rate swap agreements - commercial Interest income 1,670 (407 ) Purchased options Interest income (46 ) (45 ) Written options Interest income 46 45 Total $ 211 $ 97 (1) For cash flow hedges, this location and amount refers to the ineffective portion. Nine Month Periods Ended September 30, Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income (1) 2019 2018 Portion) 2019 2018 in Income (1) 2019 2018 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreements Non-interest income-other $ (391 ) $ - Cash Flow Hedges Interest rate cap agreements $ (1,311 ) $ 1,054 Interest expense $ 321 $ 119 Interest expense $ - $ - Pay-fixed interest rate swap agreements (429 ) 346 Interest expense 72 13 Interest expense - 4 Total $ (1,740 ) $ 1,400 $ 393 $ 132 $ - $ 4 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 1,364 $ 354 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 356 145 Pay-fixed interest rate swap agreements - commercial Interest income (5,254 ) 1,950 Pay-variable interest rate swap agreements - commercial Interest income 5,254 (1,950 ) Purchased options Interest expense 9 (144 ) Written options Interest expense (8 ) 144 Total $ 1,721 $ 499 (1) For cash flow hedges, this location and amount refers to the ineffective portion.

Goodwill and Other Intangibles

Goodwill and Other Intangibles	9 Months Ended
	Sep. 30, 2019
Goodwill and Other Intangibles [Abstract]
Goodwill and other Intangibles	7. Goodwill and other Intangibles The following table summarizes intangible assets, net of amortization: September 30, 2019 December 31, 2018 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 6,318 $ 11,916 $ 5,501 Unamortized intangible assets - goodwill $ 28,300 $ 28,300 A summary of estimated core deposit intangible amortization at September 30, 2019 follows: (In thousands) Three months ending December 31, 2019 $ 272 2020 1,020 2021 970 2022 785 2023 547 2024 and thereafter 2,004 Total $ 5,598

Share Based Compensation

Share Based Compensation	9 Months Ended
	Sep. 30, 2019
Share Based Compensation [Abstract]
Share Based Compensation	8. Share Based Compensation We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.5 million shares of common stock as of September 30, 2019. The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.2 million shares of common stock as of September 30, 2019. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares. A summary of restricted stock and performance stock units (“PSU”) granted pursuant to our long-term incentive plan follows: Three Months Ended September 30, Nine Months Ended September 30, 2019 2018 2019 2018 Restricted stock 8,000 - 64,267 53,420 PSU - - 22,016 19,986 Except for 0.008 million shares of restricted stock issued during the third quarter of 2019 and 0.002 million shares of restricted stock issued during the first quarters of 2019 and 2018 that vest ratably over three years, the shares of restricted stock and PSUs shown in the above table cliff vest after a period of three years. The performance feature of the PSUs is based on a comparison of our total shareholder return over the three year period starting on the grant date to the total shareholder return over that period for a banking index of our peers. Our directors may elect to receive a portion of their quarterly cash retainer fees in the form of common stock (either on a current basis or on a deferred basis pursuant to the non-employee director stock purchase plan referenced above). Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock are issued each quarter and vest immediately. We issued 0.008 million and 0.007 million shares during the nine month periods ended September 30, 2019 and 2018, respectively, pursuant to this plan and expensed their value during those same periods. Total compensation expense recognized for grants pursuant to our long-term incentive plan was $0.4 million and $1.2 million during the three and nine month periods ended September 30, 2019, respectively, and was $0.4 million and $1.1 million during the same periods in 2018, respectively. The corresponding tax benefit relating to this expense was $0.1 million and $0.2 million for the three and nine month periods ended September 30, 2019, respectively and $0.1 million and $0.2 million for the same periods in 2018. Total expense recognized for non-employee director share based payments was $0.06 million and $0.18 million during the three and nine month periods ended September 30, 2019, respectively, and was $0.05 million and $0.16 million during the same periods in 2018, respectively. The corresponding tax benefit relating to this expense was $0.01 million and $0.04 million for the three and nine month periods ended September 30, 2019, respectively and $0.01 million and $0.03 million during the same periods in 2018. At September 30, 2019, the total expected compensation cost related to non-vested restricted stock and PSUs not yet recognized was $2.5 million. The weighted-average period over which this amount will be recognized is 1.9 years. A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2019 211,421 $ 6.48 Granted - Exercised (70,299 ) 9.98 Forfeited - Expired (1,116 ) 22.35 Outstanding at September 30, 2019 140,006 $ 4.60 3.2 $ 2,340 Vested and expected to vest at September 30, 2019 140,006 $ 4.60 3.2 $ 2,340 Exercisable at September 30, 2019 140,006 $ 4.60 3.2 $ 2,340 A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2019 258,419 $ 19.00 Granted 86,283 22.87 Vested (85,978 ) 14.57 Forfeited (12,998 ) 22.85 Outstanding at September 30, 2019 245,726 $ 21.72 Certain information regarding options exercised during the periods follows: Three Months Ended September 30, Nine Months Ended September 30, 2019 2018 2019 2018 (In thousands) Intrinsic value $ 32 $ 153 $ 868 $ 1,827 Cash proceeds received $ 6 $ 58 $ 701 $ 1,042 Tax benefit realized $ 6 $ 32 $ 182 $ 384

Income Tax

Income Tax	9 Months Ended
	Sep. 30, 2019
Income Tax [Abstract]
Income Tax	9. Income Tax Income tax expense was $3.1 million and $2.9 million during the three month periods ended September 30, 2019 and 2018, respectively and $8.0 million and $7.0 million during the nine months ended September 30, 2019 and 2018, respectively. Our actual federal income tax expense is different than the amount computed by applying our statutory income tax rate to our income before income tax primarily due to tax-exempt interest income and tax-exempt income from the increase in the cash surrender value on life insurance. In addition, the three and nine month periods ending September 30, 2019 include reductions of $0.01 million and $0.18 million, respectively, of income tax expense related to the impact of the excess value of stock awards that vested and stock options that were exercised as compared to the initial fair values that were expensed. These amounts during the same periods in 2018 were $0.01 million and $0.33 million, respectively. We assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. The ultimate realization of this asset is primarily based on generating future income. realization of substantially all of our deferred tax assets continues to be more likely than not. At both September 30, 2019 and December 31, 2018, we had approximately $0.6 million, of gross unrecognized tax benefits. We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the balance of 2019.

Regulatory Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2019
Regulatory Matters [Abstract]
Regulatory Matters	10. Regulatory Matters Capital guidelines adopted by federal and state regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits. As of September 30, 2019, the Bank had positive undivided profits of $38.3 million. It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent and in accordance with guidelines of regulatory authorities. We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our interim condensed consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of September 30, 2019 and December 31, 2018, categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization. Our actual capital amounts and ratios follow (1): Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) September 30, 2019 Total capital to risk-weighted assets Consolidated $ 369,923 13.39 % $ 221,065 8.00 % NA NA Independent Bank 352,432 12.76 220,984 8.00 $ 276,230 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 342,138 12.38 % $ 165,799 6.00 % NA NA Independent Bank 324,647 11.75 165,738 6.00 $ 220,984 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 303,923 11.00 % $ 124,349 4.50 % NA NA Independent Bank 324,647 11.75 124,304 4.50 $ 179,550 6.50 % Tier 1 capital to average assets Consolidated $ 342,138 9.93 % $ 137,762 4.00 % NA NA Independent Bank 324,647 9.43 137,736 4.00 $ 172,170 5.00 % December 31, 2018 Total capital to risk-weighted assets Consolidated $ 371,603 14.25 % $ 208,572 8.00 % NA NA Independent Bank 337,227 12.94 208,456 8.00 $ 260,569 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 345,419 13.25 % $ 156,429 6.00 % NA NA Independent Bank 311,043 11.94 156,342 6.00 $ 208,456 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 307,255 11.79 % $ 117,322 4.50 % NA NA Independent Bank 311,043 11.94 117,256 4.50 $ 169,370 6.50 % Tier 1 capital to average assets Consolidated $ 345,419 10.47 % $ 131,930 4.00 % NA NA Independent Bank 311,043 9.44 131,778 4.00 $ 164,723 5.00 % (1) These ratios do not reflect a capital conservation buffer of 2.50% and 1.875% at September 30, 2019 and December 31, 2018, respectively. NA - Not applicable The components of our regulatory capital are as follows: Consolidated Independent Bank September 30, 2019 December 31, 2018 September 30, 2019 December 31, 2018 (In thousands) Total shareholders’ equity $ 340,245 $ 338,994 $ 360,969 $ 341,496 Add (deduct) Accumulated other comprehensive (income) loss for regulatory purposes (2,424 ) 4,311 (2,424 ) 4,311 Goodwill and other intangibles (33,898 ) (34,715 ) (33,898 ) (34,715 ) Disallowed deferred tax assets - (1,335 ) - (49 ) Common equity tier 1 capital 303,923 307,255 324,647 311,043 Qualifying trust preferred securities 38,215 38,164 - - Tier 1 capital 342,138 345,419 324,647 311,043 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 27,785 26,184 27,785 26,184 Total risk-based capital $ 369,923 $ 371,603 $ 352,432 $ 337,227

Fair Value Disclosures

Fair Value Disclosures	9 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value Disclosures	11. Fair Value Disclosures FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. We used the following methods and significant assumptions to estimate fair value: Securities obligations of states and political subdivisions Loans held for sale The fair value of mortgage loans held for sale, carried at fair value is based on agency cash window loan pricing for comparable assets (recurring Level 2) Impaired loans with specific loss allocations based on collateral value From time to time, certain loans are considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. We measure our investment in an impaired loan based on one of three methods: the loan’s observable market price, the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. Those impaired loans not requiring an allowance for loan losses represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At September 30, 2019 and December 31, 2018, all of our impaired loans were evaluated based on either the fair value of the collateral or the present value of expected future cash flows discounted at the loan’s effective interest rate. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the impaired loan as nonrecurring Level 3 Other real estate At the time of acquisition, other real estate is recorded at fair value, less estimated costs to sell, which becomes the property’s new basis. Subsequent write-downs to reflect declines in value since the time of acquisition may occur from time to time and are recorded in net (gains) losses on other real estate and repossessed assets, which is part of non-interest expense - other in the Condensed Consolidated Statements of Operations. The fair value of the property used at and subsequent to the time of acquisition is typically determined by a third party appraisal of the property. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments can be significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us. Once received, an independent third party, or a member of our Collateral Evaluation Department (for commercial properties), or a member of our Special (for residential properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. For commercial and residential properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions. These additional discounts generally do not result in material adjustments to the appraised value. Capitalized mortgage loan servicing rights Derivatives The fair value of rate-lock mortgage loan commitments is based on agency cash window loan pricing for comparable assets and the fair value of mandatory commitments to sell mortgage loans is based on mortgage backed security pricing for comparable assets (recurring Level 2). The fair value of interest rate swap and interest rate cap agreements are derived from proprietary models which utilize current market data. The significant fair value inputs can generally be observed in the market place and do not typically involve judgment by management (recurring Level 2). The fair value of purchased and written options is based on prices of financial instruments with similar characteristics and do not typically involve judgment by management (recurring Level 2). Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) September 30, 2019: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 15,283 $ - $ 15,283 $ - U.S. agency residential mortgage-backed 147,720 - 147,720 - U.S. agency commercial mortgage-backed 11,319 - 11,319 - Private label mortgage-backed 31,826 - 31,826 - Other asset backed 94,785 - 94,785 - Obligations of states and political subdivisions 101,139 - 101,139 - Corporate 33,678 - 33,678 - Trust preferred 1,820 - 1,820 - Foreign government 2,022 - 2,022 - Loans held for sale, carried at fair value 87,358 - 87,358 - Capitalized mortgage loan servicing rights 16,906 - - 16,906 Derivatives (1) 7,389 - 7,389 - Liabilities Derivatives (2) 5,657 - 5,657 - Measured at Fair Value on a Non-recurring Basis: Assets Impaired loans (3) Commercial Income producing - real estate 115 - - 115 Land, land development & construction-real estate 87 - - 87 Commercial and industrial 706 - - 706 Mortgage 1-4 family 666 - - 666 Resort lending 60 - - 60 Home equity - 1st lien 83 - - 83 Home equity - 2nd lien 199 - - 199 Installment Home equity - 1st lien 9 - - 9 Home equity - 2nd lien 70 - - 70 Boat lending 103 - - 103 Recreational vehicle lending 1 - - 1 Other 86 - - 86 Other real estate (4) Mortgage 1-4 family 23 - - 23 Home equity - 2nd lien 57 - - 57 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2018: Measured at Fair Value on a Recurring Basis Assets Equity securities at fair value $ 393 $ 393 $ - $ - Securities available for sale U.S. agency 20,014 - 20,014 - U.S. agency residential mortgage-backed 123,751 - 123,751 - U.S. agency commercial mortgage-backed 5,726 - 5,726 - Private label mortgage-backed 29,419 - 29,419 - Other asset backed 83,319 - 83,319 - Obligations of states and political subdivisions 127,555 - 127,555 - Corporate 34,309 - 34,309 - Trust preferred 1,819 - 1,819 - Foreign government 2,014 - 2,014 - Loans held for sale, carried at fair value 44,753 - 44,753 - Capitalized mortgage loan servicing rights 21,400 - - 21,400 Derivatives (1) 5,155 - 5,155 - Liabilities Derivatives (2) 2,326 - 2,326 - Measured at Fair Value on a Non-recurring Basis: Assets Loans held for sale, carried at the lower of cost or fair value 41,471 41,471 - - Impaired loans (3) Commercial Income producing - real estate 217 - - 217 Land, land development & construction-real estate 106 - - 106 Commercial and industrial 2,243 - - 2,243 Mortgage 1-4 family 333 - - 333 Resort lending 572 - - 572 Other real estate (4) Mortgage 1-4 family 95 - - 95 Home equity - 2nd lien 59 - - 59 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. There were no transfers between Level 1 and Level 2 during the nine months ended September 30, 2019 and 2018. Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Nine-Month Periods Ended September 30 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option Net Gains (Losses) on Assets Mortgage Total Change in Fair Values Included in Current Securities Mortgage Loans Loan Servicing, net Period Earnings (In thousands) 2019 Equity securities at fair value $ 167 $ - $ - $ 167 Loans held for sale - 822 - 822 Capitalized mortgage loan servicing rights - - (9,258 ) (9,258 ) 2018 Equity securities at fair value $ (170 ) $ - $ - $ (170 ) Loans held for sale - (120 ) - (120 ) Capitalized mortgage loan servicing rights - - 694 694 For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends received. The following represent impairment charges recognized during the three and nine month periods ended September 30, 2019 and 2018 relating to assets measured at fair value on a non-recurring basis: • Loans which are measured for impairment using the fair value of collateral for collateral dependent loans had a carrying amount of $2.2 million, which is net of a valuation allowance of $0.9 million at September 30, 2019, and had a carrying amount of $3.5 million, which is net of a valuation allowance of $1.5 million at December 31, 2018. • Other real estate, which is measured using the fair value of the property, had a carrying amount of $0.1 million which is net of a valuation allowance of $0.1 million at September 30, 2019, and a carrying amount of $0.2 million, which is net of a valuation allowance of $0.1 million, at December 31, 2018. A reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended September 30, Nine Months Ended September 30, 2019 2018 2019 2018 (In thousands) (In thousands) Beginning balance $ 17,894 $ 21,848 $ 21,400 $ 15,699 Total gains (losses) realized and unrealized: Included in results of operations (3,145 ) (198 ) (9,258 ) 694 Included in other comprehensive income (loss) - - - - Purchases, issuances, settlements, maturities and calls 2,157 1,501 4,764 6,758 Transfers in and/or out of Level 3 - - - - Ending balance $ 16,906 $ 23,151 $ 16,906 $ 23,151 Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at September 30 $ (3,145 ) $ (198 ) $ (9,258 ) $ 694 The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) September 30, 2019 Capitalized mortgage loan servicing rights $ 16,906 Present value of net Discount rate 10.00% to 13.00 % 10.14 % servicing revenue Cost to service $ 63 to $216 $ 80 Ancillary income 20 to 36 22 Float rate 1.50 % 1.50 % Prepayment rate 7.01% to 29.80 % 16.08 % December 31, 2018 Capitalized mortgage loan servicing rights $ 21,400 Present value of net Discount rate 10.00% to 13.00 % 10.15 % servicing revenue Cost to service $ 68 to $216 $ 81 Ancillary income 20 to 36 23 Float rate 2.57 % 2.57 % Prepayment rate 6.68% to 78.78 % 10.54 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) September 30, 2019 Impaired loans Commercial $ 908 Sales comparison approach Adjustment for differences between comparable sales (48.0)% to 6.3 % (12.3 )% Mortgage and Installment(1) 1,277 Sales comparison approach Adjustment for differences between comparable sales (61.4) to 65.2 (6.8 ) Other real estate Mortgage 80 Sales comparison approach Adjustment for differences between comparable sales (36.4) to 16.3 (20.3 ) December 31, 2018 Impaired loans Commercial(2) $ 2,566 Sales comparison approach Adjustment for differences between comparable sales (32.5)% to 60.0 % (1.9 )% Mortgage 905 Sales comparison approach Adjustment for differences between comparable sales (40.1) to 25.6 0.7 Other real estate Mortgage 154 Sales comparison approach Adjustment for differences between comparable sales 0.0 to 34.1 11.2 (1) In addition to the valuation techniques and unobservable inputs discussed above, at September 30, 2019 certain impaired collateral dependent installment loans totaling approximately $0.2 million are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides. (2) In addition to the valuation techniques and unobservable inputs discussed above, at December 31, 2018, we had an impaired collateral dependent commercial relationship that totaled $0.7 million that was secured by collateral other than real estate. Collateral securing this relationship primarily included accounts receivable, inventory and cash at December 31, 2018. Valuation techniques at December 31, 2018, included discounting financial statement values for each particular asset type. Discount rates used ranged from 20% to 80% of stated values at December 31, 2018. The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale September 30, 2019 $ 87,358 $ 2,079 $ 85,279 December 31, 2018 44,753 1,257 43,496

Fair Values of Financial Instru

Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2019
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	12. Fair Values of Financial Instruments Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values may not be a precise estimate. Changes in assumptions could significantly affect the estimates. Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances. The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) September 30, 2019 Assets Cash and due from banks $ 38,662 $ 38,662 $ 38,662 $ - $ - Interest bearing deposits 43,755 43,755 43,755 - - Interest bearing deposits - time 499 500 - 500 - Securities available for sale 439,592 439,592 - 439,592 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,359 NA NA NA NA Net loans and loans held for sale 2,820,278 2,841,484 - 125,013 2,716,471 Accrued interest receivable 10,480 10,480 1 1,995 8,484 Derivative financial instruments 7,389 7,389 - 7,389 - Liabilities Deposits with no stated maturity (1) $ 2,429,013 $ 2,429,013 $ 2,429,013 $ - $ - Deposits with stated maturity (1) 623,299 623,916 - 623,916 - Other borrowings 63,974 63,930 - 63,930 - Subordinated debentures 39,439 32,427 - 32,427 - Accrued interest payable 1,610 1,610 100 1,510 - Derivative financial instruments 5,657 5,657 - 5,657 - December 31, 2018 Assets Cash and due from banks $ 23,350 $ 23,350 $ 23,350 $ - $ - Interest bearing deposits 46,894 46,894 46,894 - - Interest bearing deposits - time 595 594 - 594 - Equity securities at fair value 393 393 393 - - Securities available for sale 427,926 427,926 - 427,926 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,359 NA NA NA NA Net loans and loans held for sale 2,643,856 2,606,256 41,471 44,753 2,520,032 Accrued interest receivable 10,164 10,164 22 1,789 8,353 Derivative financial instruments 5,155 5,155 - 5,155 - Liabilities Deposits with no stated maturity (1) $ 2,197,494 $ 2,197,494 $ 2,197,494 $ - $ - Deposits with stated maturity (1) 715,934 711,312 - 711,312 - Other borrowings 25,700 25,706 - 25,706 - Subordinated debentures 39,388 35,021 - 35,021 - Accrued interest payable 1,646 1,646 114 1,532 - Derivative financial instruments 2,326 2,326 - 2,326 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $367.180 million and $ million and $58.992 million at September 30, 2019 and December 31, 2018, respectively. The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments. Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingencies

Contingencies	9 Months Ended
	Sep. 30, 2019
Contingencies [Abstract]
Contingencies	13. Contingencies We are involved in various litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is insignificant. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future. The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Risks associated with the likelihood that we will not collect the full amount owed to us, net of reserves, are disclosed elsewhere in this report. The provision for loss reimbursement on sold loans represents our estimate of incurred losses related to mortgage loans that we have sold to investors (primarily Fannie Mae, Freddie Mac, Ginnie Mae and the Federal Home Loan Bank of Indianapolis). Since we sell mortgage loans without recourse, loss reimbursements only occur in those instances where we have breached a representation or warranty or other contractual requirement related to the loan sale. The provision for loss reimbursement on sold loans was an expense of $0.03 million and $0.05 million for the three month periods ended September 30, 2019 and 2018, respectively and an expense of $0.18 million and $0.08 million for the nine month periods ended September 30, 2019 and 2018, respectively. The reserve for loss reimbursements on sold mortgage loans totaled $0.85 million and $0.78 million at September 30, 2019 and December 31, 2018, respectively. This reserve is included in accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition. This reserve is based on an analysis of mortgage loans that we have sold which are further categorized by delinquency status, loan to value, and year of origination. The calculation includes factors such as probability of default, probability of loss reimbursement (breach of representation or warranty) and estimated loss severity. We believe that the amounts that we have accrued for incurred losses on sold mortgage loans are appropriate given our analyses. However, future losses could exceed our current estimate. We own 12,566 shares of VISA Class B common stock. At the present time, these shares can only be sold to other Class B shareholders. As a result, there has generally been limited transfer activity in private transactions between buyers and sellers. Given the limited activity that we have become aware of and the continuing uncertainty regarding the likelihood, ultimate timing and eventual exchange rate for Class B shares into Class A shares, we continue to carry these shares at zero, representing cost basis less impairment. However, given the current conversion ratio of 1.6228 to Class A shares and the closing price of VISA Class A shares on October 17, 2019 of $177.94 per share, our 12,566 Class B shares would have a current “value” of approximately $3.6 million. We continue to monitor Class B trading activity and the status of the resolution of certain litigation matters at VISA that would trigger the conversion of Class B common shares into Class A common shares that would have no trading restrictions.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss ("AOCL")	9 Months Ended
	Sep. 30, 2019
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Accumulated Other Comprehensive Loss ("AOCL")	14. Accumulated Other Comprehensive Loss (“AOCL”) A summary of changes in AOCL follows: Unrealized Gains (Losses) on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Gains (Losses) on Cash Flow Hedges Total (In thousands) For the three months ended September 30, 2019 Balances at beginning of period $ 3,040 $ (5,798 ) $ (1,673 ) $ (4,431 ) Other comprehensive income (loss) before reclassifications 1,196 - (58 ) 1,138 Amounts reclassified from AOCL - - (80 ) (80 ) Net current period other comprehensive income (loss) 1,196 - (138 ) 1,058 Balances at end of period $ 4,236 $ (5,798 ) $ (1,811 ) $ (3,373 ) 2018 Balances at beginning of period $ (4,437 ) $ (5,798 ) $ 1,021 $ (9,214 ) Other comprehensive income (loss) before reclassifications (925 ) - 307 (618 ) Amounts reclassified from AOCL - - (57 ) (57 ) Net current period other comprehensive income (loss) (925 ) - 250 (675 ) Balances at end of period $ (5,362 ) $ (5,798 ) $ 1,271 $ (9,889 ) For the nine months ended September 30, 2019 Balances at beginning of period $ (4,185 ) $ (5,798 ) $ (125 ) $ (10,108 ) Other comprehensive income (loss) before reclassifications 8,529 - (1,376 ) 7,153 Amounts reclassified from AOCL (108 ) - (310 ) (418 ) Net current period other comprehensive income (loss) 8,421 - (1,686 ) 6,735 Balances at end of period $ 4,236 $ (5,798 ) $ (1,811 ) $ (3,373 ) 2018 Balances at beginning of period $ (470 ) $ (5,798 ) $ 269 $ (5,999 ) Other comprehensive income (loss) before reclassifications (4,928 ) - 1,106 (3,822 ) Amounts reclassified from AOCL 36 - (104 ) (68 ) Net current period other comprehensive income (loss) (4,892 ) - 1,002 (3,890 ) Balances at end of period $ (5,362 ) $ (5,798 ) $ 1,271 $ (9,889 ) The disproportionate tax effects from securities available for sale arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations. Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period. In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations. Release of material disproportionate tax effects from other comprehensive income to earnings is done by the portfolio method whereby the effects will remain in AOCL as long as we carry a more than inconsequential portfolio of securities available for sale. A summary of reclassifications out of each component of AOCL for the three months ended September 30 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2019 Unrealized gains (losses) on securities available for sale $ - Net gains (losses) on securities - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (102 ) Interest expense (22 ) Income tax expense $ (80 ) Reclassification, net of tax $ 80 Total reclassifications for the period, net of tax 2018 Unrealized gains (losses) on securities available for sale $ - Net gains (losses) on securities - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (73 ) Interest expense (16 ) Income tax expense $ (57 ) Reclassification, net of tax $ 57 Total reclassifications for the period, net of tax A summary of reclassifications out of each component of AOCL for the nine months ended September 30 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2019 Unrealized gains (losses) on securities available for sale $ 137 Net gains (losses) on securities - Net impairment loss recognized in earnings 137 Total reclassifications before tax 29 Income tax expense $ 108 Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (393 ) Interest expense (83 ) Income tax expense $ (310 ) Reclassification, net of tax $ 418 Total reclassifications for the period, net of tax 2018 Unrealized gains (losses) on securities available for sale $ (45 ) Net gains (losses) on securities - Net impairment loss recognized in earnings (45 ) Total reclassifications before tax (9 ) Income tax expense $ (36 ) Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (132 ) Interest expense (28 ) Income tax expense $ (104 ) Reclassification, net of tax $ 68 Total reclassifications for the period, net of tax

Revenue from Contracts with Cus

Revenue from Contracts with Customers	9 Months Ended
	Sep. 30, 2019
Revenue from Contracts with Customers [Abstract]
Revenue from Contracts with Customers	15. Revenue from Contracts with Customers We account for revenue in accordance with ASC Topic 606, Revenue from Contracts with Customers. We derive the majority of our revenue from financial instruments and their related contractual rights and obligations which for the most part are excluded from the scope of this topic. These sources of revenue that are excluded from the scope of this topic include interest income, net gains on mortgage loans, net gains (losses) on securities, mortgage loan servicing, net and bank owned life insurance and were approximately 84.7% and 83.1% of total revenues at September 30, 2019 and 2018, respectively. Material sources of revenue that are included in the scope of this topic include service charges on deposit accounts, other deposit related income, interchange income and investment and insurance commissions and are discussed in the following paragraphs. Generally these sources of revenue are earned at the time the service is delivered or over the course of a monthly period and do not result in any contract asset or liability balance at any given period end. As a result, there were no contract assets or liabilities recorded as of September 30, 2019 and December 31, 2018. Service charges on deposit accounts and other deposit related income : Interchange income: Investment and insurance commissions: Net (gains) losses on other real estate and repossessed assets: Disaggregation of our revenue sources by attribute follows: Three months ending September 30, 2019 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,970 $ - $ - $ - $ 1,970 Account service charges 552 - - - 552 ATM fees - 373 - - 373 Other - 240 - - 240 Business Overdraft fees 361 - - - 361 Account service charges - - - - - ATM fees - 9 - - 9 Other - 91 - - 91 Interchange income - - 2,785 - 2,785 Asset management revenue - - - 292 292 Transaction based revenue - - - 158 158 Total $ 2,883 $ 713 $ 2,785 $ 450 $ 6,831 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 713 Investment and insurance commissions 450 Bank owned life insurance 301 Other 1,028 Total $ 2,492 Three months ending September 30, 2018 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 2,161 $ - $ - $ - $ 2,161 Account service charges 519 - - - 519 ATM fees - 374 - - 374 Other - 219 - - 219 Business Overdraft fees 408 - - - 408 Account service charges 78 - - - 78 ATM fees - 10 - - 10 Other - 124 - - 124 Interchange income - - 2,486 - 2,486 Asset management revenue - - - 274 274 Transaction based revenue - - - 239 239 Total $ 3,166 $ 727 $ 2,486 $ 513 $ 6,892 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 727 Investment and insurance commissions 513 Bank owned life insurance 237 Other 657 Total $ 2,134 Nine months ending September 30, 2019 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 5,582 $ - $ - $ - $ 5,582 Account service charges 1,609 - - - 1,609 ATM fees - 1,041 - - 1,041 Other - 703 - - 703 Business Overdraft fees 1,123 - - - 1,123 Account service charges 9 - - - 9 ATM fees - 26 - - 26 Other - 309 - - 309 Interchange income - - 7,744 - 7,744 Asset management revenue - - - 823 823 Transaction based revenue - - - 374 374 Total $ 8,323 $ 2,079 $ 7,744 $ 1,197 $ 19,343 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 2,079 Investment and insurance commissions 1,197 Bank owned life insurance 813 Other 2,773 Total $ 6,862 Nine months ending September 30, 2018 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 6,177 $ - $ - $ - $ 6,177 Account service charges 1,607 - - - 1,607 ATM fees - 1,077 - - 1,077 Other - 656 - - 656 Business Overdraft fees 1,153 - - - 1,153 Account service charges 229 - - - 229 ATM fees - 26 - - 26 Other - 399 - - 399 Interchange income - - 7,236 - 7,236 Asset management revenue - - - 826 826 Transaction based revenue - - - 608 608 Total $ 9,166 $ 2,158 $ 7,236 $ 1,434 $ 19,994 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 2,158 Investment and insurance commissions 1,434 Bank owned life insurance 713 Other 1,989 Total $ 6,294

Leases

Leases	9 Months Ended
	Sep. 30, 2019
Leases [Abstract]
Leases	16. Leases We have operating leases, primarily relating to certain office facilities, some of which include renewal options and escalation clauses. Certain leases also include both lease components (fixed payments including rent, taxes and insurance costs) and non-lease components (common area or other maintenance costs) which are accounted for as a single lease component as we have elected the practical expedient to group lease and non-lease components for all leases. Most of our leases include one or more options to renew. The exercise of lease renewal options is typically at our sole discretion and are included in our ROU assets and lease liabilities if they are reasonably certain of exercise. As most of our leases do not provide an implicit rate, we use our incremental borrowing rate based on the information available at the lease commencement date in determining the present value of the lease payments. The cost components of our operating leases follows: Three Months Ended Nine Months Ended September 30, 2019 (In thousands) Operating lease cost $ 565 $ 1,692 Variable lease cost 43 115 Short-term lease cost 4 14 Total $ 612 $ 1,821 Variable lease costs consist primarily of taxes, insurance, and common area or other maintenance costs for our leased facilities. Supplemental balance sheet information related to our operating leases follows: September 30, 2019 (In thousands) Lease right of use asset (1) $ 6,244 Lease liabilities (2) $ 6,257 Weighted average remaining lease term (years) 5.50 Weighted average discount rate 3.2 % (1) Included in Accrued income and other assets in our Condensed Consolidated Statements of Financial Condition. (2) Included in Accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition. Maturity analysis of our lease liabilities at September 30, 2019 based on required contractual payments follows: (In thousands) Three months ending December 31, 2019 $ 543 2020 1,790 2021 1,269 2022 963 2023 925 2024 and thereafter 1,381 Total lease payments 6,871 Less imputed interest (614 ) Total $ 6,257

Recent Acquisition

Recent Acquisition	9 Months Ended
	Sep. 30, 2019
Recent Acquisition [Abstract]
Recent Acquisition	17. Recent Acquisition Effective April 1, 2018, we completed the acquisition of all of the issued and outstanding shares of common stock of TCSB through a merger of TCSB into Independent Bank Corporation (“IBCP”), with IBCP as the surviving corporation (the ‘‘Merger’’). On that same date we also consolidated Traverse City State Bank, TCSB’s wholly-owned subsidiary bank, into Independent Bank (with Independent Bank as the surviving institution). Under the terms of the merger agreement each holder of TCSB common stock received 1.1166 shares of IBCP common stock plus cash in lieu of fractional shares totaling $0.005 million. TCSB option holders had their options converted into IBCP stock options. As a result we issued 2.71 million shares of common stock and 0.19 million stock options with a fair value of approximately $64.5 million to the shareholders and option holders of TCSB. The fair value of common stock and stock options issued as the consideration paid for TCSB was determined using the closing price of our common stock on the acquisition date. This acquisition was accounted for under the acquisition method of accounting. Accordingly, we recognized amounts for identifiable assets acquired and liabilities assumed at their estimated acquisition date fair values. TCSB results of operations are included in our results beginning April 1, 2018. The following table reflects our final valuation of the assets acquired and liabilities assumed: (In thousands) Cash and cash equivalents $ 23,521 Interest bearing deposits - time 4,054 Securities available for sale 6,066 Federal Home Loan Bank stock 778 Loans, net 295,799 Property and equipement, net 1,067 Capitalized mortgage loan servicing rights 3,047 Accrued income and other assets 3,362 Other intangibles (1) 5,798 Total assets acquired 343,492 Deposits 287,710 Other borrowings 14,345 Subordinated debentures 3,768 Accrued expenses and other liabilities 1,429 Total liabilities assumed 307,252 Net assets acquired 36,240 Goodwill 28,300 Purchase price (fair value of consideration) $ 64,540 (1) Relates to core deposit intangibles (see note #7). Management views the disclosed fair values presented above to be final as the one-year measurement period for finalizing acquisition-date fair values has expired. During this measurement period we had one adjustment to our acquisition date fair values. During the third quarter of 2018, goodwill was reduced by $0.7 million (to $28.3 million) related to the collection of a TCSB acquired loan that had been charged off in full prior to the Merger. Because of the status of the collection activities related to this loan at the time of the Merger, we determined that this transaction was a measurement period adjustment and reduced goodwill accordingly. Goodwill related to this acquisition will not be deductible for tax purposes and consists largely of synergies and cost savings resulting from the combining of the operations of TCSB into ours as well as expansion into a new market. The estimated fair value of the core deposit intangible was $5.8 million and is being amortized over an estimated useful life of 10 years. The fair value of net assets acquired includes fair value adjustments to certain receivables that were not considered impaired as of the acquisition date. The fair value adjustments were determined using discounted contractual cash flows. However, we believe that all contractual cash flows related to these financial instruments will be collected. As such, these receivables were not considered impaired at the acquisition date and were not subject to the guidance relating to purchased credit impaired loans which have shown evidence of credit deterioration since origination. Receivables acquired that are not subject to these requirements included non-impaired customer receivables with a fair value and gross contractual amounts receivable of $292.9 million and $298.6 million on the date of acquisition.

New Accounting Standards (Polic

New Accounting Standards (Policies)	9 Months Ended
	Sep. 30, 2019
New Accounting Standards [Abstract]
New Accounting Standards	In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments”. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU: • Replaces the existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost, which will reflect our estimate of credit losses over the full remaining expected life of the financial assets and will consider expected future changes in macroeconomic conditions. • Eliminates existing guidance for purchase credit impaired (“PCI”) loans, and requires recognition of the nonaccretable difference as an increase to the allowance for expected credit losses on financial assets purchased with more than insignificant credit deterioration since origination, which will be offset by an increase in the recorded investment of the related loans. • Requires inclusion of expected recoveries, limited to the cumulative amount of prior write-offs, when estimating the allowance for credit losses for in scope financial assets (including collateral dependent assets). • Amends existing impairment guidance for securities available for sale to incorporate an allowance, which will allow for reversals of credit impairments in the event that the credit of an issuer improves. Credit losses on securities available for sale are limited to the amount of the decline in fair value regardless of what the credit loss model would show for impairment. • Generally requires a cumulative-effect adjustment to retained earnings as of the beginning of the reporting period of adoption. • Is effective for us on January 1, 2020. We began evaluating this ASU in 2016 and established a company-wide, cross-discipline governance structure, which provides implementation oversight. We continue to test and refine our current expected credit loss models that satisfy the requirements of this ASU. Oversight and testing, as well as efforts to meet expanded disclosure requirements, will extend through the remainder of 2019. We expect that the allowance related to our loans will increase as it will cover credit losses over the full remaining expected life of the portfolio. We currently intend to estimate losses over approximately a two year forecast period using the Federal Open Market Committee median economic projections (which are typically published in March of each year) as well as considering other economic forecast sources, and then revert to longer term historical loss experience to estimate losses over more extended periods. We currently expect the increase in the allowance for loan losses to be in the range of $9.0 million to $11.0 million, primarily driven by the longer contractual maturities of our mortgage and consumer installment loan segments. This estimated range is based on our September 30, 2019 loan portfolio and currently available economic forecasts. The mid-point of the range utilizes a two year forecast period and a two year reversion period. This estimated range also includes a qualitative adjustment to the allowance for loan losses. In addition, we currently expect this ASU to increase the allowance for losses related to unfunded loan commitments between $0.5 million and $1.5 million. These estimates are subject to further refinement based on continuing reviews, testing, enhancements and approvals of models, methodologies and judgments. The ultimate impact will depend upon the nature and characteristics of our loan portfolio at the adoption date, the macroeconomic conditions and forecasts at that date, further regulatory or accounting guidance and other management judgments. We currently do not expect to record any allowance for loss on available for sale securities. The ultimate impact will depend upon the nature and characteristics of our securities available for sale (including issuer specific matters) at the adoption date, the macroeconomic conditions and forecasts at that date, and other management judgments. In August 2018, the FASB issued ASU 2018-13, ‘‘Fair Value Measurement (Topic 820), Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement’’. This new ASU amends disclosure requirements in Topic 820 to eliminate, add and modify certain disclosure requirements for fair value measurements as part of its disclosure framework project. The amended guidance eliminates the requirements to disclose the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, the entity’s policy for the timing of transfers between levels of the fair value hierarchy and the entity’s valuation processes for Level 3 fair value measurements. The amended guidance adds the requirements to disclose the changes in unrealized gains and losses for the period included in other comprehensive income (loss) for recurring Level 3 fair value measurements of instruments held at the end of the reporting period and for recurring and nonrecurring Level 3 fair value measurements, the range and weighted average used to develop significant unobservable inputs and how the weighted average was calculated, with certain exceptions. This amended guidance is effective for us on January 1, 2020, and is not expected to have a material impact on our consolidated operating results or financial condition. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)”. This ASU amends existing guidance related to the accounting for leases. These amendments, among other things, require lessees to account for most leases on the balance sheet while recognizing expense on the income statement in a manner similar to existing guidance. For lessors the guidance modifies the classification criteria and the accounting for sales-type and direct finance leases. This amended guidance was effective for us on January 1, 2019 and did not have a material impact on our consolidated operating results or financial condition. Based on our operating leases that we currently have in place we do not expect a material change in the recognition, measurement and presentation of lease expense or impact on cash flow. The primary impact was the recognition of certain operating leases on our Condensed Consolidated Statements of Financial Condition which resulted in the recording of right of use (“ROU”) assets and offsetting lease liabilities each totaling approximately $7.7 million at January 1, 2019. See note #16. In August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging (Topic 815), Targeted Improvements to Accounting for Hedging Activities”. This new ASU amends the hedge accounting model in Topic 815 to enable entities to better portray the economics of their risk management activities in the financial statements and enhance the transparency and understandability of hedge results. The amendments expand an entity’s ability to hedge nonfinancial and financial risk components and reduce complexity in fair value hedges of interest rate risk. The guidance eliminates the requirement to separately measure and report hedge ineffectiveness and generally requires the entire change in the fair value of a hedging instrument to be presented in the same income statement line as the hedged item. The guidance also eases certain documentation and assessment requirements and modifies the accounting for components excluded from the assessment of hedge effectiveness. This amended guidance was effective for us on January 1, 2019, and did not have a material impact on our consolidated operating results or financial condition.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2019
Securities [Abstract]
Securities Available for Sale	Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) September 30, 2019 U.S. agency $ 15,145 $ 153 $ 15 $ 15,283 U.S. agency residential mortgage-backed 146,128 1,806 214 147,720 U.S. agency commercial mortgage-backed 11,182 155 18 11,319 Private label mortgage-backed 31,195 686 55 31,826 Other asset backed 94,799 185 199 94,785 Obligations of states and political subdivisions 99,352 1,880 93 101,139 Corporate 32,444 1,237 3 33,678 Trust preferred 1,966 - 146 1,820 Foreign government 2,020 4 2 2,022 Total $ 434,231 $ 6,106 $ 745 $ 439,592 December 31, 2018 U.S. agency $ 20,198 $ 9 $ 193 $ 20,014 U.S. agency residential mortgage-backed 124,777 817 1,843 123,751 U.S. agency commercial mortgage-backed 5,909 1 184 5,726 Private label mortgage-backed 29,735 321 637 29,419 Other asset backed 83,481 86 248 83,319 Obligations of states and political subdivisions 130,244 257 2,946 127,555 Corporate 34,866 29 586 34,309 Trust preferred 1,964 - 145 1,819 Foreign government 2,050 - 36 2,014 Total $ 433,224 $ 1,520 $ 6,818 $ 427,926
Investments in a Continuous Unrealized Loss Position	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) September 30, 2019 U.S. agency $ 2,189 $ 4 $ 2,888 $ 11 $ 5,077 $ 15 U.S. agency residential mortgage-backed 26,084 33 16,902 181 42,986 214 U.S. agency commercial mortgage-backed 1,987 12 882 6 2,869 18 Private label mortgage- backed 5,636 6 612 49 6,248 55 Other asset backed 23,926 100 11,487 99 35,413 199 Obligations of states and political subdivisions 14,457 37 4,362 56 18,819 93 Corporate 285 2 999 1 1,284 3 Trust preferred 900 100 920 46 1,820 146 Foreign government - - 1,519 2 1,519 2 Total $ 75,464 $ 294 $ 40,571 $ 451 $ 116,035 $ 745 December 31, 2018 U.S. agency $ 7,150 $ 46 $ 11,945 $ 147 $ 19,095 $ 193 U.S. agency residential mortgage-backed 18,374 180 48,184 1,663 66,558 1,843 U.S. agency commercial mortgage-backed 566 3 5,094 181 5,660 184 Private label mortgage-backed 8,273 57 16,145 580 24,418 637 Other asset backed 53,043 160 10,235 88 63,278 248 Obligations of states and political subdivisions 25,423 262 80,701 2,684 106,124 2,946 Corporate 17,758 343 9,222 243 26,980 586 Trust preferred 939 61 880 84 1,819 145 Foreign government - - 2,014 36 2,014 36 Total $ 131,526 $ 1,112 $ 184,420 $ 5,706 $ 315,946 $ 6,818
Private Label Mortgage Backed Securities Below Investment Grade	At September 30, 2019, two private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Total (In thousands) Fair value $ 645 $ 647 $ 1,292 Amortized cost 552 479 1,031 Non-credit unrealized loss - - - Unrealized gain 93 168 261 Cumulative credit related OTTI 757 457 1,214
Credit Losses Recognized in Earnings on Securities Available for Sale	A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended September 30, Nine months ended September 30, 2019 2018 2019 2018 (In thousands) (In thousands) Balance at beginning of period $ 1,594 $ 1,594 $ 1,594 $ 1,594 Additions to credit losses on securities for which no previous OTTI was recognized - - - - Increases to credit losses on securities for which OTTI was previously recognized - - - - Reduction(1) (380 ) - (380 ) - Balance at end of period $ 1,214 $ 1,594 $ 1,214 $ 1,594 (1)
Amortized Cost and Fair Value of Securities Available for Sale by Contractual Maturity	The amortized cost and fair value of securities available for sale at September 30, 2019, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 13,331 $ 13,347 Maturing after one year but within five years 53,809 54,524 Maturing after five years but within ten years 47,726 49,239 Maturing after ten years 36,061 36,832 150,927 153,942 U.S. agency residential mortgage-backed 146,128 147,720 U.S. agency commercial mortgage-backed 11,182 11,319 Private label mortgage-backed 31,195 31,826 Other asset backed 94,799 94,785 Total $ 434,231 $ 439,592
Gains and Losses Realized on Sale of Securities Available for Sale	A summary of proceeds from the sale of securities available for sale and gains and losses for the nine month periods ending September 30, follows: Realized Proceeds Gains (1) Losses (In thousands) 2019 $ 44,305 $ 169 $ 32 2018 $ 31,445 $ 81 $ 126 (1) 2018 excludes a $0.144 million gain on the sale of 1,000 VISA class B shares.

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2019
Loans [Abstract]
Analysis of Allowance for Loan Losses by Portfolio Segment	An analysis of the allowance for loan losses by portfolio segment for the three months ended September 30, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2019 Balance at beginning of period $ 8,121 $ 8,062 $ 1,293 $ 8,427 $ 25,903 Additions (deductions) Provision for loan losses (810 ) 83 289 167 (271 ) Recoveries credited to the allowance 1,215 235 202 - 1,652 Loans charged against the allowance (303 ) (397 ) (436 ) - (1,136 ) Balance at end of period $ 8,223 $ 7,983 $ 1,348 $ 8,594 $ 26,148 2018 Balance at beginning of period $ 6,073 $ 8,296 $ 848 $ 8,287 $ 23,504 Additions (deductions) Provision for loan losses (907 ) 415 (25 ) 464 (53 ) Recoveries credited to the allowance 1,418 192 298 - 1,908 Loans charged against the allowance (225 ) (448 ) (285 ) - (958 ) Balance at end of period $ 6,359 $ 8,455 $ 836 $ 8,751 $ 24,401 An analysis of the allowance for loan losses by portfolio segment for the nine months ended September 30, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2019 Balance at beginning of period $ 7,090 $ 7,978 $ 895 $ 8,925 $ 24,888 Additions (deductions) Provision for loan losses 85 270 1,021 (331 ) 1,045 Recoveries credited to the allowance 1,720 786 603 - 3,109 Loans charged against the allowance (672 ) (1,051 ) (1,171 ) - (2,894 ) Balance at end of period $ 8,223 $ 7,983 $ 1,348 $ 8,594 $ 26,148 2018 Balance at beginning of period $ 5,595 $ 8,733 $ 864 $ 7,395 $ 22,587 Additions (deductions) Provision for loan losses (1,404 ) 778 182 1,356 912 Recoveries credited to the allowance 2,458 549 761 - 3,768 Loans charged against the allowance (290 ) (1,605 ) (971 ) - (2,866 ) Balance at end of period $ 6,359 $ 8,455 $ 836 $ 8,751 $ 24,401
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment	Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) September 30, 2019 Allowance for loan losses: Individually evaluated for impairment $ 871 $ 4,610 $ 297 $ - $ 5,778 Collectively evaluated for impairment 7,352 3,373 1,051 8,594 20,370 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 8,223 $ 7,983 $ 1,348 $ 8,594 $ 26,148 Loans Individually evaluated for impairment $ 7,776 $ 42,590 $ 3,223 $ 53,589 Collectively evaluated for impairment 1,182,825 1,031,163 460,973 2,674,961 Loans acquired with deteriorated credit quality 1,421 582 329 2,332 Total loans recorded investment 1,192,022 1,074,335 464,525 2,730,882 Accrued interest included in recorded investment 3,005 4,300 1,131 8,436 Total loans $ 1,189,017 $ 1,070,035 $ 463,394 $ 2,722,446 December 31, 2018 Allowance for loan losses: Individually evaluated for impairment $ 1,305 $ 4,799 $ 206 $ - $ 6,310 Collectively evaluated for impairment 5,785 3,179 689 8,925 18,578 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 7,090 $ 7,978 $ 895 $ 8,925 $ 24,888 Loans Individually evaluated for impairment $ 8,697 $ 46,394 $ 3,370 $ 58,461 Collectively evaluated for impairment 1,137,586 1,000,038 392,460 2,530,084 Loans acquired with deteriorated credit quality 1,609 555 349 2,513 Total loans recorded investment 1,147,892 1,046,987 396,179 2,591,058 Accrued interest included in recorded investment 3,411 4,097 1,030 8,538 Total loans $ 1,144,481 $ 1,042,890 $ 395,149 $ 2,582,520
Loans on Non-Accrual Status and Past Due More than 90 Days	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: 90+ and Still Non- Total Non- Performing (In thousands) September 30, 2019 Commercial Income producing - real estate $ - $ - $ - Land, land development and construction - real estate - 654 654 Commercial and industrial - 87 87 Mortgage 1-4 family - 3,873 3,873 Resort lending - 227 227 Home equity - 1st lien - 208 208 Home equity - 2nd lien - 665 665 Installment Home equity - 1st lien - 125 125 Home equity - 2nd lien - 269 269 Boat lending - 378 378 Recreational vehicle lending - 2 2 Other - 161 161 Total recorded investment $ - $ 6,649 $ 6,649 Accrued interest included in recorded investment $ - $ - $ - December 31, 2018 Commercial Income producing - real estate $ - $ - $ - Land, land development and construction - real estate - - - Commercial and industrial - 2,123 2,123 Mortgage 1-4 family 5 4,332 4,337 Resort lending - 755 755 Home equity - 1st lien - 159 159 Home equity - 2nd lien - 419 419 Installment Home equity - 1st lien - 178 178 Home equity - 2nd lien - 226 226 Boat lending - 166 166 Recreational vehicle lending - 7 7 Other - 204 204 Total recorded investment $ 5 $ 8,569 $ 8,574 Accrued interest included in recorded investment $ - $ - $ -
Aging Analysis of Loans by Class	An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) September 30, 2019 Commercial Income producing - real estate $ 44 $ - $ - $ 44 $ 424,472 $ 424,516 Land, land development and construction - real estate - - - - 102,227 102,227 Commercial and industrial 483 26 - 509 664,770 665,279 Mortgage 1-4 family 3,098 973 1,359 5,430 841,658 847,088 Resort lending 703 81 93 877 69,949 70,826 Home equity - 1st lien 87 101 79 267 37,069 37,336 Home equity - 2nd lien 765 344 231 1,340 117,745 119,085 Installment Home equity - 1st lien 83 19 10 112 5,871 5,983 Home equity - 2nd lien 118 3 166 287 4,832 5,119 Boat lending 625 49 140 814 205,526 206,340 Recreational vehicle lending 92 33 2 127 152,904 153,031 Other 233 85 104 422 93,630 94,052 Total recorded investment $ 6,331 $ 1,714 $ 2,184 $ 10,229 $ 2,720,653 $ 2,730,882 Accrued interest included in recorded investment $ 65 $ 17 $ - $ 82 $ 8,354 $ 8,436 December 31, 2018 Commercial Income producing - real estate $ 44 $ - $ - $ 44 $ 388,729 $ 388,773 Land, land development and construction - real estate - - - - 84,458 84,458 Commercial and industrial 1,538 - - 1,538 673,123 674,661 Mortgage 1-4 family 1,608 194 4,882 6,684 833,760 840,444 Resort lending 252 - 755 1,007 80,774 81,781 Home equity - 1st lien 176 - 159 335 38,909 39,244 Home equity - 2nd lien 446 100 419 965 84,553 85,518 Installment Home equity - 1st lien 200 55 197 452 6,985 7,437 Home equity - 2nd lien 111 24 226 361 6,683 7,044 Boat lending 316 295 166 777 169,117 169,894 Recreational vehicle lending 28 21 7 56 125,780 125,836 Other 241 131 204 576 85,392 85,968 Total recorded investment $ 4,960 $ 820 $ 7,015 $ 12,795 $ 2,578,263 $ 2,591,058 Accrued interest included in recorded investment $ 44 $ 11 $ - $ 55 $ 8,483 $ 8,538
Impaired Loans	Impaired loans are as follows: September 30, 2019 December 31, 2018 Impaired loans with no allocated allowance for loan losses (In thousands) Troubled debt restructurings (“TDR”) $ - $ - Non - TDR 1,144 - Impaired loans with an allocated allowance for loan losses TDR - allowance based on collateral 1,129 2,787 TDR - allowance based on present value cash flow 49,094 53,258 Non - TDR - allowance based on collateral 1,969 2,145 Total impaired loans $ 53,336 $ 58,190 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 230 $ 769 TDR - allowance based on present value cash flow 4,865 4,849 Non - TDR - allowance based on collateral 683 692 Total amount of allowance for loan losses allocated $ 5,778 $ 6,310 Impaired loans by class are as follows: September 30, 2019 December 31, 2018 Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses With no related allowance for loan losses recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - $ - $ - Land, land development & construction-real estate 654 734 - - - - Commercial and industrial - - - - - - Mortgage 1-4 family 490 774 - 3 474 - Resort lending - - - - - - Home equity - 1st lien - - - - - - Home equity - 2nd lien - - - - - - Installment Home equity - 1st lien - - - 1 122 - Home equity - 2nd lien - 15 - - - - Boat lending - 5 - - 5 - Recreational vehicle lending - - - - - - Other - 24 - - 15 - 1,144 1,552 - 4 616 - With an allowance for loan losses recorded: Commercial Income producing - real estate $ 5,859 $ 5,837 619 4,770 4,758 303 Land, land development & construction-real estate 113 113 25 290 289 35 Commercial and industrial 1,150 1,244 227 3,637 3,735 967 Mortgage 1-4 family 29,521 31,657 3,164 32,842 34,427 2,859 Resort lending 11,741 11,949 1,197 13,328 13,354 1,927 Home equity - 1st lien 190 219 49 65 64 4 Home equity - 2nd lien 648 657 200 156 155 9 Installment Home equity - 1st lien 1,219 1,395 77 1,440 1,524 89 Home equity - 2nd lien 1,406 1,417 116 1,471 1,491 92 Boat lending 140 177 37 - - - Recreational vehicle lending 49 50 3 79 79 4 Other 409 477 64 379 406 21 52,445 55,192 5,778 58,457 60,282 6,310 Total Commercial Income producing - real estate 5,859 5,837 619 4,770 4,758 303 Land, land development & construction-real estate 767 847 25 290 289 35 Commercial and industrial 1,150 1,244 227 3,637 3,735 967 Mortgage 1-4 family 30,011 32,431 3,164 32,845 34,901 2,859 Resort lending 11,741 11,949 1,197 13,328 13,354 1,927 Home equity - 1st lien 190 219 49 65 64 4 Home equity - 2nd lien 648 657 200 156 155 9 Installment Home equity - 1st lien 1,219 1,395 77 1,441 1,646 89 Home equity - 2nd lien 1,406 1,432 116 1,471 1,491 92 Boat lending 140 182 37 - 5 - Recreational vehicle lending 49 50 3 79 79 4 Other 409 501 64 379 421 21 Total $ 53,589 $ 56,744 $ 5,778 $ 58,461 $ 60,898 $ 6,310 Accrued interest included in recorded investment $ 253 $ 271
Average Recorded Investment in and Interest Income Earned on Impaired Loans by Class	Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending September 30, follows: 2019 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance for loan losses recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - Land, land development & construction-real estate 327 5 2,402 - Commercial and industrial - - 425 7 Mortgage 1-4 family 552 7 121 9 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien - - 1 1 Home equity - 2nd lien - - - - Boat lending - - - - Recreational vehicle lending - - - - Other - 1 - - 879 13 2,949 17 With an allowance for loan losses recorded: Commercial Income producing - real estate 5,867 68 4,968 64 Land, land development & construction-real estate 202 3 153 3 Commercial and industrial 1,534 16 2,264 24 Mortgage 1-4 family 29,966 420 34,731 458 Resort lending 12,067 171 14,276 161 Home equity - 1st lien 158 1 67 1 Home equity - 2nd lien 601 8 157 2 Installment Home equity - 1st lien 1,242 27 1,545 27 Home equity - 2nd lien 1,420 20 1,679 24 Boat lending 86 2 1 - Recreational vehicle lending 50 1 83 1 Other 443 3 406 5 53,636 740 60,330 770 Total Commercial Income producing - real estate 5,867 68 4,968 64 Land, land development & construction-real estate 529 8 2,555 3 Commercial and industrial 1,534 16 2,689 31 Mortgage 1-4 family 30,518 427 34,852 467 Resort lending 12,067 171 14,276 161 Home equity - 1st lien 158 1 67 1 Home equity - 2nd lien 601 8 157 2 Installment Home equity - 1st lien 1,242 27 1,546 28 Home equity - 2nd lien 1,420 20 1,679 24 Boat lending 86 2 1 - Recreational vehicle lending 50 1 83 1 Other 443 4 406 5 Total $ 54,515 $ 753 $ 63,279 $ 787 Average recorded investment in and interest income earned on impaired loans by class for the nine month periods ending September 30, follows: 2019 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance for loan losses recorded: (In thousands) Commercial Income producing - real estate $ - $ - $ - $ - Land, land development & construction-real estate 164 5 1,201 - Commercial and industrial - - 472 20 Mortgage 1-4 family 365 9 70 18 Resort lending - - - - Home equity - 1st lien - - - - Home equity - 2nd lien - - - - Installment Home equity - 1st lien - - 1 5 Home equity - 2nd lien - - - - Boat lending - - - - Recreational vehicle lending - - - - Other - 1 - 1 529 15 1,744 44 With an allowance for loan losses recorded: Commercial Income producing - real estate 5,306 214 5,077 202 Land, land development & construction-real estate 246 7 157 7 Commercial and industrial 2,406 52 2,391 90 Mortgage 1-4 family 31,273 1,280 35,549 1,347 Resort lending 12,607 493 15,027 475 Home equity - 1st lien 125 4 115 4 Home equity - 2nd lien 479 14 167 5 Installment Home equity - 1st lien 1,328 70 1,595 81 Home equity - 2nd lien 1,446 61 1,728 76 Boat lending 68 2 1 - Recreational vehicle lending 65 2 86 3 Other 437 14 406 18 55,786 2,213 62,299 2,308 Total Commercial Income producing - real estate 5,306 214 5,077 202 Land, land development & construction-real estate 410 12 1,358 7 Commercial and industrial 2,406 52 2,863 110 Mortgage 1-4 family 31,638 1,289 35,619 1,365 Resort lending 12,607 493 15,027 475 Home equity - 1st lien 125 4 115 4 Home equity - 2nd lien 479 14 167 5 Installment Home equity - 1st lien 1,328 70 1,596 86 Home equity - 2nd lien 1,446 61 1,728 76 Boat lending 68 2 1 - Recreational vehicle lending 65 2 86 3 Other 437 15 406 19 Total $ 56,315 $ 2,228 $ 64,043 $ 2,352
Troubled Debt Restructurings	Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. TDRs follow: September 30, 2019 Commercial Retail (1) Total (In thousands) Performing TDRs $ 6,947 $ 40,873 $ 47,820 Non-performing TDRs(2) 46 2,357 (3) 2,403 Total $ 6,993 $ 43,230 $ 50,223 December 31, 2018 Commercial Retail (1) Total (In thousands) Performing TDRs $ 6,460 $ 46,627 $ 53,087 Non-performing TDRs(2) 74 2,884 (3) 2,958 Total $ 6,534 $ 49,511 $ 56,045 (1) Retail loans include mortgage and installment loan segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Troubled Debt Restructuring During the Period	Loans that have been classified as troubled debt restructurings during the three-month periods ended September 30 follow: Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2019 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 2 137 137 Mortgage 1-4 family 1 198 202 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien 3 75 75 Installment Home equity - 1st lien 1 28 28 Home equity - 2nd lien - - - Boat lending - - - Recreational vehicle lending - - - Other - - - Total 7 $ 438 $ 442 2018 Commercial Income producing - real estate - $ - $ - Land, land development & construction-real estate - - - Commercial and industrial 1 24 24 Mortgage 1-4 family 3 609 609 Resort lending 1 115 114 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 1 15 15 Home equity - 2nd lien 1 20 21 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 7 $ 783 $ 783 Loans that have been classified as troubled debt restructurings during the nine-month periods ended September 30 follow: Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2019 Commercial Income producing - real estate 2 $ 1,329 $ 1,329 Land, land development & construction-real estate - - - Commercial and industrial 3 186 186 Mortgage 1-4 family 3 985 988 Resort lending - - - Home equity - 1st lien - - - Home equity - 2nd lien 3 75 75 Installment Home equity - 1st lien 3 77 79 Home equity - 2nd lien 4 111 112 Boat lending - - - Recreational vehicle lending - - - Other - - - Total 18 $ 2,763 $ 2,769 2018 Commercial Income producing - real estate 1 $ 67 $ 67 Land, land development & construction-real estate - - - Commercial and industrial 6 611 611 Mortgage 1-4 family 7 903 889 Resort lending 1 115 114 Home equity - 1st lien - - - Home equity - 2nd lien - - - Installment Home equity - 1st lien 6 203 205 Home equity - 2nd lien 3 113 114 Boat lending - - - Recreational vehicle lending - - - Other 2 76 73 Total 26 $ 2,088 $ 2,073
Loan Ratings by Loan Class	The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) September 30, 2019 Income producing - real estate $ 408,132 $ 15,619 $ 765 $ - $ 424,516 Land, land development and construction - real estate 93,563 8,010 - 654 102,227 Commercial and industrial 604,311 59,425 1,456 87 665,279 Total $ 1,106,006 $ 83,054 $ 2,221 $ 741 $ 1,192,022 Accrued interest included in total $ 2,713 $ 284 $ 8 $ - $ 3,005 December 31, 2018 Income producing - real estate $ 375,142 $ 13,387 $ 200 $ 44 $ 388,773 Land, land development and construction - real estate 76,120 8,328 - 10 84,458 Commercial and industrial 631,345 35,469 5,577 2,270 674,661 Total $ 1,082,607 $ 57,184 $ 5,777 $ 2,324 $ 1,147,892 Accrued interest included in total $ 3,107 $ 174 $ 130 $ - $ 3,411 The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Resort Lending Home Equity 1st Lien Home Equity 2nd Lien Total (In thousands) September 30, 2019 800 and above $ 101,927 $ 11,151 $ 6,165 $ 12,177 $ 131,420 750-799 385,243 31,372 16,300 52,564 485,479 700-749 204,241 15,323 9,209 32,897 261,670 650-699 84,458 7,612 3,747 13,168 108,985 600-649 30,819 2,241 668 4,196 37,924 550-599 16,410 1,171 663 1,881 20,125 500-549 10,972 620 330 1,072 12,994 Under 500 3,718 80 254 372 4,424 Unknown 9,300 1,256 - 758 11,314 Total $ 847,088 $ 70,826 $ 37,336 $ 119,085 $ 1,074,335 Accrued interest included in total $ 3,327 $ 343 $ 166 $ 464 $ 4,300 December 31, 2018 800 and above $ 94,492 $ 10,898 $ 6,784 $ 8,838 $ 121,012 750-799 384,344 36,542 17,303 38,295 476,484 700-749 202,440 17,282 9,155 23,249 252,126 650-699 91,847 9,945 3,987 8,681 114,460 600-649 34,342 3,088 959 3,359 41,748 550-599 13,771 1,867 427 1,236 17,301 500-549 8,439 106 418 826 9,789 Under 500 2,533 143 98 381 3,155 Unknown 8,236 1,910 113 653 10,912 Total $ 840,444 $ 81,781 $ 39,244 $ 85,518 $ 1,046,987 Accrued interest included in total $ 3,079 $ 363 $ 199 $ 456 $ 4,097 (1) Credit scores have been updated within the last twelve months. Installment(1) Home Equity 1st Lien Home Equity 2nd Lien Boat Lending Recreational Vehicle Lending Other Total (In thousands) September 30, 2019 800 and above $ 380 $ 219 $ 29,581 $ 24,296 $ 7,140 $ 61,616 750-799 1,104 1,265 120,085 90,692 35,671 248,817 700-749 1,323 1,123 42,869 29,990 25,052 100,357 650-699 1,399 1,104 10,536 5,560 10,324 28,923 600-649 934 678 1,783 1,692 2,762 7,849 550-599 526 457 808 617 735 3,143 500-549 299 208 455 145 748 1,855 Under 500 18 50 223 39 156 486 Unknown - 15 - - 11,464 11,479 Total $ 5,983 $ 5,119 $ 206,340 $ 153,031 $ 94,052 $ 464,525 Accrued interest included in total $ 21 $ 16 $ 467 $ 350 $ 277 $ 1,131 December 31, 2018 800 and above $ 555 $ 235 $ 20,767 $ 20,197 $ 6,272 $ 48,026 750-799 1,502 1,642 100,191 74,154 31,483 208,972 700-749 1,582 1,682 35,455 24,890 24,369 87,978 650-699 1,606 1,217 10,581 4,918 9,840 28,162 600-649 996 1,272 1,657 992 2,751 7,668 550-599 759 658 652 453 838 3,360 500-549 384 229 286 225 651 1,775 Under 500 51 6 266 7 218 548 Unknown 2 103 39 - 9,546 9,690 Total $ 7,437 $ 7,044 $ 169,894 $ 125,836 $ 85,968 $ 396,179 Accrued interest included in total $ 28 $ 25 $ 403 $ 311 $ 263 $ 1,030 (1) Credit scores have been updated within the last twelve months.
Purchase Credit Impaired (PCI) Loans	For these loans that meet the criteria of ASC 310-30 treatment, the carrying amount was as follows: September 30, 2019 December 31, 2018 (In thousands) Commercial $ 1,421 $ 1,609 Mortgage 582 555 Installment 329 349 Total carrying amount 2,332 2,513 Allowance for loan losses - - Carrying amount, net of allowance for loan losses $ 2,332 $ 2,513 Accretable yield of PCI loans, or income expected to be collected follows: Three months ended September 30, Nine months ended September 30, 2019 2018 2019 2018 (unaudited) (unaudited) (In thousands) (In thousands) Balance at beginning of period $ 749 $ 533 $ 462 $ - New loans purchased - - - 568 Accretion recorded as loan interest income (56 ) (32 ) (134 ) (67 ) Reclassification from (to) nonaccretable difference - - 365 - Displosals/other adjustments - - - - Balance at end of period $ 693 $ 501 $ 693 $ 501

Shareholders' Equity and Earn_2

Shareholders' Equity and Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2019
Shareholders' Equity and Earnings Per Common Share [Abstract]
Reconciliation of Basic and Diluted Net Income Per Share	A reconciliation of basic and diluted net income per common share follows: Three Months Ended September 30, Nine Months Ended September 30, 2019 2018 2019 2018 (In thousands, except per share data) Net income $ 12,445 $ 11,925 $ 32,556 $ 29,903 Weighted average shares outstanding (1) 22,486 24,149 23,033 23,218 Stock units for deferred compensation plan for non-employee directors 132 129 131 126 Effect of stock options 110 182 116 180 Performance share units 42 55 39 52 Weighted average shares outstanding for calculation of diluted earnings per share 22,770 24,515 23,319 23,576 Net income per common share Basic (1) $ 0.55 $ 0.49 $ 1.41 $ 1.29 Diluted $ 0.55 $ 0.49 $ 1.40 $ 1.27 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2019
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments According to Type of Hedge Designation	Our derivative financial instruments according to the type of hedge in which they are designated follows: September 30, 2019 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Fair value hedge designation - Pay-fixed interest rate swap agreements $ 7,117 9.6 $ (391 ) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 25,000 1.8 $ (220 ) Interest rate cap agreements 150,000 2.8 318 Total $ 175,000 2.7 $ 98 No hedge designation Rate-lock mortgage loan commitments $ 79,446 0.1 $ 2,051 Mandatory commitments to sell mortgage loans 137,315 0.1 (27 ) Pay-fixed interest rate swap agreements - commercial 141,427 5.4 (4,849 ) Pay-variable interest rate swap agreements - commercial 141,427 5.4 4,849 Purchased options 3,088 1.8 125 Written options 3,028 1.8 (124 ) Total $ 505,731 3.1 $ 2,025 December 31, 2018 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 25,000 2.6 $ 280 Interest rate cap agreements 150,000 3.6 2,245 Total $ 175,000 3.5 $ 2,525 No hedge designation Rate-lock mortgage loan commitments $ 32,473 0.1 $ 687 Mandatory commitments to sell mortgage loans 57,583 0.1 (383 ) Pay-fixed interest rate swap agreements - commercial 94,451 5.5 405 Pay-variable interest rate swap agreements - commercial 94,451 5.5 (405 ) Purchased options 3,095 2.5 116 Written options 3,095 2.5 (116 ) Total $ 285,148 3.7 $ 304
Fair Value of Derivative Instruments	Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives September 30, 2019 December 31, 2018 September 30, 2019 December 31, 2018 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives designated as hedging instruments Pay-fixed interest rate swap agreements Other assets $ - Other assets $ 280 Other liabilities $ 611 Other liabilities $ - Interest rate cap agreements Other assets 318 Other assets 2,245 Other liabilities - Other liabilities - 318 2,525 611 - Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 2,051 Other assets 687 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets - Other assets - Other liabilities 27 Other liabilities 383 Pay-fixed interest rate swap agreements - commercial Other assets 23 Other assets 1,116 Other liabilities 4,872 Other liabilities 711 Pay-variable interest rate swap agreements - commercial Other assets 4,872 Other assets 711 Other liabilities 23 Other liabilities 1,116 Purchased options Other assets 125 Other assets 116 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 124 Other liabilities 116 7,071 2,630 5,046 2,326 Total derivatives $ 7,389 $ 5,155 $ 5,657 $ 2,326
Effect of Derivative Financial Instruments on Condensed Consolidated Statement of Operations	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended September 30, Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income (1) 2019 2018 Portion) 2019 2018 in Income (1) 2019 2018 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreements Non-interest income-other $ (188 ) $ - Cash Flow Hedges Interest rate cap agreements $ (37 ) $ 297 Interest expense $ 88 $ 67 Interest expense $ - $ - Pay-fixed interest rate swap agreements (35 ) 92 Interest expense 14 6 Interest expense - 16 Total $ (72 ) $ 389 $ 102 $ 73 $ - $ 16 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ (96 ) $ (318 ) Mandatory commitments to sell mortgage loans Net gains on mortgage loans 307 415 Pay-fixed interest rate swap agreements - commercial Interest income (1,670 ) 407 Pay-variable interest rate swap agreements - commercial Interest income 1,670 (407 ) Purchased options Interest income (46 ) (45 ) Written options Interest income 46 45 Total $ 211 $ 97 (1) For cash flow hedges, this location and amount refers to the ineffective portion. Nine Month Periods Ended September 30, Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income (1) 2019 2018 Portion) 2019 2018 in Income (1) 2019 2018 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreements Non-interest income-other $ (391 ) $ - Cash Flow Hedges Interest rate cap agreements $ (1,311 ) $ 1,054 Interest expense $ 321 $ 119 Interest expense $ - $ - Pay-fixed interest rate swap agreements (429 ) 346 Interest expense 72 13 Interest expense - 4 Total $ (1,740 ) $ 1,400 $ 393 $ 132 $ - $ 4 No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 1,364 $ 354 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 356 145 Pay-fixed interest rate swap agreements - commercial Interest income (5,254 ) 1,950 Pay-variable interest rate swap agreements - commercial Interest income 5,254 (1,950 ) Purchased options Interest expense 9 (144 ) Written options Interest expense (8 ) 144 Total $ 1,721 $ 499 (1) For cash flow hedges, this location and amount refers to the ineffective portion.

Goodwill and Other Intangibles

Goodwill and Other Intangibles (Tables)	9 Months Ended
	Sep. 30, 2019
Goodwill and Other Intangibles [Abstract]
Other Intangible Assets, Net of Amortization	The following table summarizes intangible assets, net of amortization: September 30, 2019 December 31, 2018 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 6,318 $ 11,916 $ 5,501 Unamortized intangible assets - goodwill $ 28,300 $ 28,300
Estimated Core Deposit Intangible Amortization	A summary of estimated core deposit intangible amortization at September 30, 2019 follows: (In thousands) Three months ending December 31, 2019 $ 272 2020 1,020 2021 970 2022 785 2023 547 2024 and thereafter 2,004 Total $ 5,598

Share Based Compensation (Table

Share Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2019
Share Based Compensation [Abstract]
Restricted Stock and Performance Stock Units Granted	A summary of restricted stock and performance stock units (“PSU”) granted pursuant to our long-term incentive plan follows: Three Months Ended September 30, Nine Months Ended September 30, 2019 2018 2019 2018 Restricted stock 8,000 - 64,267 53,420 PSU - - 22,016 19,986
Outstanding Stock Option Grants and Transactions	A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2019 211,421 $ 6.48 Granted - Exercised (70,299 ) 9.98 Forfeited - Expired (1,116 ) 22.35 Outstanding at September 30, 2019 140,006 $ 4.60 3.2 $ 2,340 Vested and expected to vest at September 30, 2019 140,006 $ 4.60 3.2 $ 2,340 Exercisable at September 30, 2019 140,006 $ 4.60 3.2 $ 2,340
Non-Vested Restricted Stock, Restricted Stock Units and PSU's	A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2019 258,419 $ 19.00 Granted 86,283 22.87 Vested (85,978 ) 14.57 Forfeited (12,998 ) 22.85 Outstanding at September 30, 2019 245,726 $ 21.72
Information Regarding Options Exercised	Certain information regarding options exercised during the periods follows: Three Months Ended September 30, Nine Months Ended September 30, 2019 2018 2019 2018 (In thousands) Intrinsic value $ 32 $ 153 $ 868 $ 1,827 Cash proceeds received $ 6 $ 58 $ 701 $ 1,042 Tax benefit realized $ 6 $ 32 $ 182 $ 384

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2019
Regulatory Matters [Abstract]
Actual Capital Amounts and Ratios	Our actual capital amounts and ratios follow (1): Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) September 30, 2019 Total capital to risk-weighted assets Consolidated $ 369,923 13.39 % $ 221,065 8.00 % NA NA Independent Bank 352,432 12.76 220,984 8.00 $ 276,230 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 342,138 12.38 % $ 165,799 6.00 % NA NA Independent Bank 324,647 11.75 165,738 6.00 $ 220,984 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 303,923 11.00 % $ 124,349 4.50 % NA NA Independent Bank 324,647 11.75 124,304 4.50 $ 179,550 6.50 % Tier 1 capital to average assets Consolidated $ 342,138 9.93 % $ 137,762 4.00 % NA NA Independent Bank 324,647 9.43 137,736 4.00 $ 172,170 5.00 % December 31, 2018 Total capital to risk-weighted assets Consolidated $ 371,603 14.25 % $ 208,572 8.00 % NA NA Independent Bank 337,227 12.94 208,456 8.00 $ 260,569 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 345,419 13.25 % $ 156,429 6.00 % NA NA Independent Bank 311,043 11.94 156,342 6.00 $ 208,456 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 307,255 11.79 % $ 117,322 4.50 % NA NA Independent Bank 311,043 11.94 117,256 4.50 $ 169,370 6.50 % Tier 1 capital to average assets Consolidated $ 345,419 10.47 % $ 131,930 4.00 % NA NA Independent Bank 311,043 9.44 131,778 4.00 $ 164,723 5.00 % (1) These ratios do not reflect a capital conservation buffer of 2.50% and 1.875% at September 30, 2019 and December 31, 2018, respectively. NA - Not applicable
Regulatory Capital	The components of our regulatory capital are as follows: Consolidated Independent Bank September 30, 2019 December 31, 2018 September 30, 2019 December 31, 2018 (In thousands) Total shareholders’ equity $ 340,245 $ 338,994 $ 360,969 $ 341,496 Add (deduct) Accumulated other comprehensive (income) loss for regulatory purposes (2,424 ) 4,311 (2,424 ) 4,311 Goodwill and other intangibles (33,898 ) (34,715 ) (33,898 ) (34,715 ) Disallowed deferred tax assets - (1,335 ) - (49 ) Common equity tier 1 capital 303,923 307,255 324,647 311,043 Qualifying trust preferred securities 38,215 38,164 - - Tier 1 capital 342,138 345,419 324,647 311,043 Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 27,785 26,184 27,785 26,184 Total risk-based capital $ 369,923 $ 371,603 $ 352,432 $ 337,227

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	9 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Assets and Liabilities Measured at Fair Value	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) September 30, 2019: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 15,283 $ - $ 15,283 $ - U.S. agency residential mortgage-backed 147,720 - 147,720 - U.S. agency commercial mortgage-backed 11,319 - 11,319 - Private label mortgage-backed 31,826 - 31,826 - Other asset backed 94,785 - 94,785 - Obligations of states and political subdivisions 101,139 - 101,139 - Corporate 33,678 - 33,678 - Trust preferred 1,820 - 1,820 - Foreign government 2,022 - 2,022 - Loans held for sale, carried at fair value 87,358 - 87,358 - Capitalized mortgage loan servicing rights 16,906 - - 16,906 Derivatives (1) 7,389 - 7,389 - Liabilities Derivatives (2) 5,657 - 5,657 - Measured at Fair Value on a Non-recurring Basis: Assets Impaired loans (3) Commercial Income producing - real estate 115 - - 115 Land, land development & construction-real estate 87 - - 87 Commercial and industrial 706 - - 706 Mortgage 1-4 family 666 - - 666 Resort lending 60 - - 60 Home equity - 1st lien 83 - - 83 Home equity - 2nd lien 199 - - 199 Installment Home equity - 1st lien 9 - - 9 Home equity - 2nd lien 70 - - 70 Boat lending 103 - - 103 Recreational vehicle lending 1 - - 1 Other 86 - - 86 Other real estate (4) Mortgage 1-4 family 23 - - 23 Home equity - 2nd lien 57 - - 57 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2018: Measured at Fair Value on a Recurring Basis Assets Equity securities at fair value $ 393 $ 393 $ - $ - Securities available for sale U.S. agency 20,014 - 20,014 - U.S. agency residential mortgage-backed 123,751 - 123,751 - U.S. agency commercial mortgage-backed 5,726 - 5,726 - Private label mortgage-backed 29,419 - 29,419 - Other asset backed 83,319 - 83,319 - Obligations of states and political subdivisions 127,555 - 127,555 - Corporate 34,309 - 34,309 - Trust preferred 1,819 - 1,819 - Foreign government 2,014 - 2,014 - Loans held for sale, carried at fair value 44,753 - 44,753 - Capitalized mortgage loan servicing rights 21,400 - - 21,400 Derivatives (1) 5,155 - 5,155 - Liabilities Derivatives (2) 2,326 - 2,326 - Measured at Fair Value on a Non-recurring Basis: Assets Loans held for sale, carried at the lower of cost or fair value 41,471 41,471 - - Impaired loans (3) Commercial Income producing - real estate 217 - - 217 Land, land development & construction-real estate 106 - - 106 Commercial and industrial 2,243 - - 2,243 Mortgage 1-4 family 333 - - 333 Resort lending 572 - - 572 Other real estate (4) Mortgage 1-4 family 95 - - 95 Home equity - 2nd lien 59 - - 59 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value.
Changes in Fair Value for Financial Assets	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Nine-Month Periods Ended September 30 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option Net Gains (Losses) on Assets Mortgage Total Change in Fair Values Included in Current Securities Mortgage Loans Loan Servicing, net Period Earnings (In thousands) 2019 Equity securities at fair value $ 167 $ - $ - $ 167 Loans held for sale - 822 - 822 Capitalized mortgage loan servicing rights - - (9,258 ) (9,258 ) 2018 Equity securities at fair value $ (170 ) $ - $ - $ (170 ) Loans held for sale - (120 ) - (120 ) Capitalized mortgage loan servicing rights - - 694 694
Reconciliation for all Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)	A reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended September 30, Nine Months Ended September 30, 2019 2018 2019 2018 (In thousands) (In thousands) Beginning balance $ 17,894 $ 21,848 $ 21,400 $ 15,699 Total gains (losses) realized and unrealized: Included in results of operations (3,145 ) (198 ) (9,258 ) 694 Included in other comprehensive income (loss) - - - - Purchases, issuances, settlements, maturities and calls 2,157 1,501 4,764 6,758 Transfers in and/or out of Level 3 - - - - Ending balance $ 16,906 $ 23,151 $ 16,906 $ 23,151 Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at September 30 $ (3,145 ) $ (198 ) $ (9,258 ) $ 694
Quantitative Information About Level 3 Fair Value Measurements Measured on a Recurring Basis and Non-recurring Basis	Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) September 30, 2019 Capitalized mortgage loan servicing rights $ 16,906 Present value of net Discount rate 10.00% to 13.00 % 10.14 % servicing revenue Cost to service $ 63 to $216 $ 80 Ancillary income 20 to 36 22 Float rate 1.50 % 1.50 % Prepayment rate 7.01% to 29.80 % 16.08 % December 31, 2018 Capitalized mortgage loan servicing rights $ 21,400 Present value of net Discount rate 10.00% to 13.00 % 10.15 % servicing revenue Cost to service $ 68 to $216 $ 81 Ancillary income 20 to 36 23 Float rate 2.57 % 2.57 % Prepayment rate 6.68% to 78.78 % 10.54 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) September 30, 2019 Impaired loans Commercial $ 908 Sales comparison approach Adjustment for differences between comparable sales (48.0)% to 6.3 % (12.3 )% Mortgage and Installment(1) 1,277 Sales comparison approach Adjustment for differences between comparable sales (61.4) to 65.2 (6.8 ) Other real estate Mortgage 80 Sales comparison approach Adjustment for differences between comparable sales (36.4) to 16.3 (20.3 ) December 31, 2018 Impaired loans Commercial(2) $ 2,566 Sales comparison approach Adjustment for differences between comparable sales (32.5)% to 60.0 % (1.9 )% Mortgage 905 Sales comparison approach Adjustment for differences between comparable sales (40.1) to 25.6 0.7 Other real estate Mortgage 154 Sales comparison approach Adjustment for differences between comparable sales 0.0 to 34.1 11.2 (1) In addition to the valuation techniques and unobservable inputs discussed above, at September 30, 2019 certain impaired collateral dependent installment loans totaling approximately $0.2 million are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides. (2) In addition to the valuation techniques and unobservable inputs discussed above, at December 31, 2018, we had an impaired collateral dependent commercial relationship that totaled $0.7 million that was secured by collateral other than real estate. Collateral securing this relationship primarily included accounts receivable, inventory and cash at December 31, 2018. Valuation techniques at December 31, 2018, included discounting financial statement values for each particular asset type. Discount rates used ranged from 20% to 80% of stated values at December 31, 2018.
Aggregate Fair Value and Aggregate Remaining Contractual Principal Balance for Loans Held for Sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale September 30, 2019 $ 87,358 $ 2,079 $ 85,279 December 31, 2018 44,753 1,257 43,496

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2019
Fair Values of Financial Instruments [Abstract]
Estimated Recorded Book Balances and Fair Values	The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) September 30, 2019 Assets Cash and due from banks $ 38,662 $ 38,662 $ 38,662 $ - $ - Interest bearing deposits 43,755 43,755 43,755 - - Interest bearing deposits - time 499 500 - 500 - Securities available for sale 439,592 439,592 - 439,592 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,359 NA NA NA NA Net loans and loans held for sale 2,820,278 2,841,484 - 125,013 2,716,471 Accrued interest receivable 10,480 10,480 1 1,995 8,484 Derivative financial instruments 7,389 7,389 - 7,389 - Liabilities Deposits with no stated maturity (1) $ 2,429,013 $ 2,429,013 $ 2,429,013 $ - $ - Deposits with stated maturity (1) 623,299 623,916 - 623,916 - Other borrowings 63,974 63,930 - 63,930 - Subordinated debentures 39,439 32,427 - 32,427 - Accrued interest payable 1,610 1,610 100 1,510 - Derivative financial instruments 5,657 5,657 - 5,657 - December 31, 2018 Assets Cash and due from banks $ 23,350 $ 23,350 $ 23,350 $ - $ - Interest bearing deposits 46,894 46,894 46,894 - - Interest bearing deposits - time 595 594 - 594 - Equity securities at fair value 393 393 393 - - Securities available for sale 427,926 427,926 - 427,926 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,359 NA NA NA NA Net loans and loans held for sale 2,643,856 2,606,256 41,471 44,753 2,520,032 Accrued interest receivable 10,164 10,164 22 1,789 8,353 Derivative financial instruments 5,155 5,155 - 5,155 - Liabilities Deposits with no stated maturity (1) $ 2,197,494 $ 2,197,494 $ 2,197,494 $ - $ - Deposits with stated maturity (1) 715,934 711,312 - 711,312 - Other borrowings 25,700 25,706 - 25,706 - Subordinated debentures 39,388 35,021 - 35,021 - Accrued interest payable 1,646 1,646 114 1,532 - Derivative financial instruments 2,326 2,326 - 2,326 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $367.180 million and $ million and $58.992 million at September 30, 2019 and December 31, 2018, respectively.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Loss ("AOCL") (Tables)	9 Months Ended
	Sep. 30, 2019
Accumulated Other Comprehensive Loss ("AOCL") [Abstract]
Accumulated Other Comprehensive Loss (AOCL), Net of Tax	A summary of changes in AOCL follows: Unrealized Gains (Losses) on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Gains (Losses) on Cash Flow Hedges Total (In thousands) For the three months ended September 30, 2019 Balances at beginning of period $ 3,040 $ (5,798 ) $ (1,673 ) $ (4,431 ) Other comprehensive income (loss) before reclassifications 1,196 - (58 ) 1,138 Amounts reclassified from AOCL - - (80 ) (80 ) Net current period other comprehensive income (loss) 1,196 - (138 ) 1,058 Balances at end of period $ 4,236 $ (5,798 ) $ (1,811 ) $ (3,373 ) 2018 Balances at beginning of period $ (4,437 ) $ (5,798 ) $ 1,021 $ (9,214 ) Other comprehensive income (loss) before reclassifications (925 ) - 307 (618 ) Amounts reclassified from AOCL - - (57 ) (57 ) Net current period other comprehensive income (loss) (925 ) - 250 (675 ) Balances at end of period $ (5,362 ) $ (5,798 ) $ 1,271 $ (9,889 ) For the nine months ended September 30, 2019 Balances at beginning of period $ (4,185 ) $ (5,798 ) $ (125 ) $ (10,108 ) Other comprehensive income (loss) before reclassifications 8,529 - (1,376 ) 7,153 Amounts reclassified from AOCL (108 ) - (310 ) (418 ) Net current period other comprehensive income (loss) 8,421 - (1,686 ) 6,735 Balances at end of period $ 4,236 $ (5,798 ) $ (1,811 ) $ (3,373 ) 2018 Balances at beginning of period $ (470 ) $ (5,798 ) $ 269 $ (5,999 ) Other comprehensive income (loss) before reclassifications (4,928 ) - 1,106 (3,822 ) Amounts reclassified from AOCL 36 - (104 ) (68 ) Net current period other comprehensive income (loss) (4,892 ) - 1,002 (3,890 ) Balances at end of period $ (5,362 ) $ (5,798 ) $ 1,271 $ (9,889 )
Reclassifications Out of Each Component of AOCL	A summary of reclassifications out of each component of AOCL for the three months ended September 30 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2019 Unrealized gains (losses) on securities available for sale $ - Net gains (losses) on securities - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (102 ) Interest expense (22 ) Income tax expense $ (80 ) Reclassification, net of tax $ 80 Total reclassifications for the period, net of tax 2018 Unrealized gains (losses) on securities available for sale $ - Net gains (losses) on securities - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (73 ) Interest expense (16 ) Income tax expense $ (57 ) Reclassification, net of tax $ 57 Total reclassifications for the period, net of tax A summary of reclassifications out of each component of AOCL for the nine months ended September 30 follows: AOCL Component Amount Reclassified From AOCL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2019 Unrealized gains (losses) on securities available for sale $ 137 Net gains (losses) on securities - Net impairment loss recognized in earnings 137 Total reclassifications before tax 29 Income tax expense $ 108 Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (393 ) Interest expense (83 ) Income tax expense $ (310 ) Reclassification, net of tax $ 418 Total reclassifications for the period, net of tax 2018 Unrealized gains (losses) on securities available for sale $ (45 ) Net gains (losses) on securities - Net impairment loss recognized in earnings (45 ) Total reclassifications before tax (9 ) Income tax expense $ (36 ) Reclassifications, net of tax Unrealized gains (losses) on cash flow hedges $ (132 ) Interest expense (28 ) Income tax expense $ (104 ) Reclassification, net of tax $ 68 Total reclassifications for the period, net of tax

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	9 Months Ended
	Sep. 30, 2019
Revenue from Contracts with Customers [Abstract]
Disaggregation of Revenue Sources by Attribute	Disaggregation of our revenue sources by attribute follows: Three months ending September 30, 2019 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,970 $ - $ - $ - $ 1,970 Account service charges 552 - - - 552 ATM fees - 373 - - 373 Other - 240 - - 240 Business Overdraft fees 361 - - - 361 Account service charges - - - - - ATM fees - 9 - - 9 Other - 91 - - 91 Interchange income - - 2,785 - 2,785 Asset management revenue - - - 292 292 Transaction based revenue - - - 158 158 Total $ 2,883 $ 713 $ 2,785 $ 450 $ 6,831 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 713 Investment and insurance commissions 450 Bank owned life insurance 301 Other 1,028 Total $ 2,492 Three months ending September 30, 2018 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 2,161 $ - $ - $ - $ 2,161 Account service charges 519 - - - 519 ATM fees - 374 - - 374 Other - 219 - - 219 Business Overdraft fees 408 - - - 408 Account service charges 78 - - - 78 ATM fees - 10 - - 10 Other - 124 - - 124 Interchange income - - 2,486 - 2,486 Asset management revenue - - - 274 274 Transaction based revenue - - - 239 239 Total $ 3,166 $ 727 $ 2,486 $ 513 $ 6,892 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 727 Investment and insurance commissions 513 Bank owned life insurance 237 Other 657 Total $ 2,134 Nine months ending September 30, 2019 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 5,582 $ - $ - $ - $ 5,582 Account service charges 1,609 - - - 1,609 ATM fees - 1,041 - - 1,041 Other - 703 - - 703 Business Overdraft fees 1,123 - - - 1,123 Account service charges 9 - - - 9 ATM fees - 26 - - 26 Other - 309 - - 309 Interchange income - - 7,744 - 7,744 Asset management revenue - - - 823 823 Transaction based revenue - - - 374 374 Total $ 8,323 $ 2,079 $ 7,744 $ 1,197 $ 19,343 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 2,079 Investment and insurance commissions 1,197 Bank owned life insurance 813 Other 2,773 Total $ 6,862 Nine months ending September 30, 2018 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 6,177 $ - $ - $ - $ 6,177 Account service charges 1,607 - - - 1,607 ATM fees - 1,077 - - 1,077 Other - 656 - - 656 Business Overdraft fees 1,153 - - - 1,153 Account service charges 229 - - - 229 ATM fees - 26 - - 26 Other - 399 - - 399 Interchange income - - 7,236 - 7,236 Asset management revenue - - - 826 826 Transaction based revenue - - - 608 608 Total $ 9,166 $ 2,158 $ 7,236 $ 1,434 $ 19,994 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 2,158 Investment and insurance commissions 1,434 Bank owned life insurance 713 Other 1,989 Total $ 6,294

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2019
Leases [Abstract]
Components of Operating Leases	The cost components of our operating leases follows: Three Months Ended Nine Months Ended September 30, 2019 (In thousands) Operating lease cost $ 565 $ 1,692 Variable lease cost 43 115 Short-term lease cost 4 14 Total $ 612 $ 1,821
Supplemental Balance Sheet Information Related to Operating Leases	Supplemental balance sheet information related to our operating leases follows: September 30, 2019 (In thousands) Lease right of use asset (1) $ 6,244 Lease liabilities (2) $ 6,257 Weighted average remaining lease term (years) 5.50 Weighted average discount rate 3.2 % (1) Included in Accrued income and other assets in our Condensed Consolidated Statements of Financial Condition. (2) Included in Accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition.
Maturity Analysis of Lease Liabilities	Maturity analysis of our lease liabilities at September 30, 2019 based on required contractual payments follows: (In thousands) Three months ending December 31, 2019 $ 543 2020 1,790 2021 1,269 2022 963 2023 925 2024 and thereafter 1,381 Total lease payments 6,871 Less imputed interest (614 ) Total $ 6,257

Recent Acquisition (Tables)

Recent Acquisition (Tables)	9 Months Ended
	Sep. 30, 2019
Recent Acquisition [Abstract]
Final Valuation of Assets Acquired and Liabilities Assumed	The following table reflects our final valuation of the assets acquired and liabilities assumed: (In thousands) Cash and cash equivalents $ 23,521 Interest bearing deposits - time 4,054 Securities available for sale 6,066 Federal Home Loan Bank stock 778 Loans, net 295,799 Property and equipement, net 1,067 Capitalized mortgage loan servicing rights 3,047 Accrued income and other assets 3,362 Other intangibles (1) 5,798 Total assets acquired 343,492 Deposits 287,710 Other borrowings 14,345 Subordinated debentures 3,768 Accrued expenses and other liabilities 1,429 Total liabilities assumed 307,252 Net assets acquired 36,240 Goodwill 28,300 Purchase price (fair value of consideration) $ 64,540 (1) Relates to core deposit intangibles (see note #7).

New Accounting Standards (Detai

New Accounting Standards (Details) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2019	Dec. 31, 2018
New Accounting Standards [Abstract]
Right of use asset	[1]	$ 6,244
Lease liability	[2]	$ 6,257
ASU 2016-13 [Member]
New Accounting Standards [Abstract]
Allowance for loan losses forecast period		2 years
Allowance for loan losses reversion period		2 years
ASU 2016-13 [Member] | Minimum [Member]
New Accounting Standards [Abstract]
Expected increase in the allowance for loan losses		$ 9,000
Expected increase to the allowance for losses related to unfunded loan commitments		500
ASU 2016-13 [Member] | Maximum [Member]
New Accounting Standards [Abstract]
Expected increase in the allowance for loan losses		11,000
Expected increase to the allowance for losses related to unfunded loan commitments		$ 1,500
ASU 2016-02 [Member]
New Accounting Standards [Abstract]
Right of use asset			$ 7,700
Lease liability			$ 7,700
[1]	Included in Accrued income and other assets in our Condensed Consolidated Statements of Financial Condition.
[2]	Included in Accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition.

Securities (Details)

Securities (Details) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2019USD ($)Security		Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)Security		Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 434,231			$ 434,231			$ 433,224
Unrealized Gains	6,106			6,106			1,520
Unrealized Losses	745			745			6,818
Fair Value	439,592			439,592			427,926
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	75,464			75,464			131,526
Less Than Twelve Months, Unrealized Losses	294			294			1,112
Twelve Months or More, Fair Value	40,571			40,571			184,420
Twelve Months or More, Unrealized Losses	451			451			5,706
Total, Fair Value	116,035			116,035			315,946
Total, Unrealized Losses	745			745			6,818
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	1,292			1,292
Amortized cost	1,031			1,031
Non-credit unrealized loss	0			0
Unrealized gain	261			261
Cumulative credit related OTTI	1,214			1,214
Credit related OTTI recognized in earnings	0		$ 0	0		$ 0
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance at beginning of period	1,594		1,594	1,594		1,594
Additions to credit losses on securities for which no previous OTTI was recognized	0		0	0		0
Increases to credit losses on securities for which OTTI was previously recognized	0		0	0		0
Reduction	(380)	[1]	0	(380)	[1]	0
Balance at end of period	$ 1,214		$ 1,594	1,214		$ 1,594
Number of securities settled which were recorded under OTTI | Security	1
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Maturing within one year	$ 13,331			13,331
Maturing after one year but within five years	53,809			53,809
Maturing after five years but within ten years	47,726			47,726
Maturing after ten years	36,061			36,061
Amortized cost	150,927			150,927
U.S. agency residential mortgage-backed	146,128			146,128
U.S. agency commercial mortgage-backed	11,182			11,182
Private label mortgage-backed	31,195			31,195
Other asset backed	94,799			94,799
Amortized cost	434,231			434,231			433,224
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Maturing within one year	13,347			13,347
Maturing after one year but within five years	54,524			54,524
Maturing after five years but within ten years	49,239			49,239
Maturing after ten years	36,832			36,832
Total available-for-sale securities fair value	153,942			153,942
U.S. agency residential mortgage-backed	147,720			147,720
U.S. agency commercial mortgage-backed	11,319			11,319
Private label mortgage-backed	31,826			31,826
Other asset backed	94,785			94,785
Total	439,592			439,592			427,926
U.S. Agency [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	15,145			15,145			20,198
Unrealized Gains	153			153			9
Unrealized Losses	15			15			193
Fair Value	15,283			15,283			20,014
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	2,189			2,189			7,150
Less Than Twelve Months, Unrealized Losses	4			4			46
Twelve Months or More, Fair Value	2,888			2,888			11,945
Twelve Months or More, Unrealized Losses	11			11			147
Total, Fair Value	5,077			5,077			19,095
Total, Unrealized Losses	$ 15			$ 15			193
Number of securities with market fair value less than amortized cost | Security	26			26
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 15,145			$ 15,145			20,198
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	15,283			15,283			20,014
U.S. Agency Residential Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	146,128			146,128			124,777
Unrealized Gains	1,806			1,806			817
Unrealized Losses	214			214			1,843
Fair Value	147,720			147,720			123,751
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	26,084			26,084			18,374
Less Than Twelve Months, Unrealized Losses	33			33			180
Twelve Months or More, Fair Value	16,902			16,902			48,184
Twelve Months or More, Unrealized Losses	181			181			1,663
Total, Fair Value	42,986			42,986			66,558
Total, Unrealized Losses	$ 214			$ 214			1,843
Number of securities with market fair value less than amortized cost | Security	98			98
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 146,128			$ 146,128			124,777
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	147,720			147,720			123,751
U.S. Agency Commercial Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	11,182			11,182			5,909
Unrealized Gains	155			155			1
Unrealized Losses	18			18			184
Fair Value	11,319			11,319			5,726
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	1,987			1,987			566
Less Than Twelve Months, Unrealized Losses	12			12			3
Twelve Months or More, Fair Value	882			882			5,094
Twelve Months or More, Unrealized Losses	6			6			181
Total, Fair Value	2,869			2,869			5,660
Total, Unrealized Losses	$ 18			$ 18			184
Number of securities with market fair value less than amortized cost | Security	8			8
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 11,182			$ 11,182			5,909
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	11,319			11,319			5,726
Private Label Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	31,195			31,195			29,735
Unrealized Gains	686			686			321
Unrealized Losses	55			55			637
Fair Value	31,826			31,826			29,419
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	5,636			5,636			8,273
Less Than Twelve Months, Unrealized Losses	6			6			57
Twelve Months or More, Fair Value	612			612			16,145
Twelve Months or More, Unrealized Losses	49			49			580
Total, Fair Value	6,248			6,248			24,418
Total, Unrealized Losses	$ 55			$ 55			637
Number of securities with market fair value less than amortized cost | Security	12			12
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Number of private label mortgage backed securities currently with OTTI unrealized gains | Security	2			2
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 31,195			$ 31,195			29,735
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	31,826			31,826			29,419
Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	645			645
Amortized cost	552			552
Non-credit unrealized loss	0			0
Unrealized gain	93			93
Cumulative credit related OTTI	757			757
Super Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	647			647
Amortized cost	479			479
Non-credit unrealized loss	0			0
Unrealized gain	168			168
Cumulative credit related OTTI	457			457
Other Asset Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	94,799			94,799			83,481
Unrealized Gains	185			185			86
Unrealized Losses	199			199			248
Fair Value	94,785			94,785			83,319
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	23,926			23,926			53,043
Less Than Twelve Months, Unrealized Losses	100			100			160
Twelve Months or More, Fair Value	11,487			11,487			10,235
Twelve Months or More, Unrealized Losses	99			99			88
Total, Fair Value	35,413			35,413			63,278
Total, Unrealized Losses	$ 199			$ 199			248
Number of securities with market fair value less than amortized cost | Security	40			40
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 94,799			$ 94,799			83,481
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	94,785			94,785			83,319
Obligations of States and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	99,352			99,352			130,244
Unrealized Gains	1,880			1,880			257
Unrealized Losses	93			93			2,946
Fair Value	101,139			101,139			127,555
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	14,457			14,457			25,423
Less Than Twelve Months, Unrealized Losses	37			37			262
Twelve Months or More, Fair Value	4,362			4,362			80,701
Twelve Months or More, Unrealized Losses	56			56			2,684
Total, Fair Value	18,819			18,819			106,124
Total, Unrealized Losses	$ 93			$ 93			2,946
Number of securities with market fair value less than amortized cost | Security	59			59
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 99,352			$ 99,352			130,244
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	101,139			101,139			127,555
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	32,444			32,444			34,866
Unrealized Gains	1,237			1,237			29
Unrealized Losses	3			3			586
Fair Value	33,678			33,678			34,309
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	285			285			17,758
Less Than Twelve Months, Unrealized Losses	2			2			343
Twelve Months or More, Fair Value	999			999			9,222
Twelve Months or More, Unrealized Losses	1			1			243
Total, Fair Value	1,284			1,284			26,980
Total, Unrealized Losses	$ 3			$ 3			586
Number of securities with market fair value less than amortized cost | Security	2			2
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 32,444			$ 32,444			34,866
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	33,678			33,678			34,309
Trust Preferred [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	1,966			1,966			1,964
Unrealized Gains	0			0			0
Unrealized Losses	146			146			145
Fair Value	1,820			1,820			1,819
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	900			900			939
Less Than Twelve Months, Unrealized Losses	100			100			61
Twelve Months or More, Fair Value	920			920			880
Twelve Months or More, Unrealized Losses	46			46			84
Total, Fair Value	1,820			1,820			1,819
Total, Unrealized Losses	$ 146			$ 146			145
Number of securities with market fair value less than amortized cost | Security	2			2
Number of issues rated as investment grade | Security	1			1
Number of securities not rated | Security	1			1
Non-rated securities, amortized cost	$ 1,000			$ 1,000
Fair value of non-rated trust preferred securities	900			900
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	1,966			1,966			1,964
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	1,820			1,820			1,819
Foreign Government [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	2,020			2,020			2,050
Unrealized Gains	4			4			0
Unrealized Losses	2			2			36
Fair Value	2,022			2,022			2,014
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	0			0			0
Less Than Twelve Months, Unrealized Losses	0			0			0
Twelve Months or More, Fair Value	1,519			1,519			2,014
Twelve Months or More, Unrealized Losses	2			2			36
Total, Fair Value	1,519			1,519			2,014
Total, Unrealized Losses	$ 2			$ 2			36
Number of securities with market fair value less than amortized cost | Security	1			1
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Amortized cost	$ 2,020			$ 2,020			2,050
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Total	$ 2,022			$ 2,022			$ 2,014
[1]	During the third quarter of 2019 one security with previously recorded OTTI was settled and balance is now zero.

Securities, Gains and Losses Re

Securities, Gains and Losses Realized on Sale of Securities Available for Sale (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Gain and losses realized on sale of securities available for sale [Abstract]
Proceeds			$ 44,305	$ 31,445	[1]
Realized gains			169	81	[1]
Realized losses			32	126	[1]
Trading securities, realized gain (loss)			167	(170)
Gains (losses) related to preferred stock held for sale			0	(170)
Realized gain on investment excluded from gains and losses realized on sale of securities available for sale	$ 0	$ 93	$ 304	(71)
VISA Class B Common Stock [Member]
Gain and losses realized on sale of securities available for sale [Abstract]
Realized gain on investment excluded from gains and losses realized on sale of securities available for sale				$ 144
Number of securities sold (in shares)				1,000
[1]	2018 excludes a $0.144 million gain on the sale of 1,000 VISA class B shares.

Loans, Allowance for Loan Losse

Loans, Allowance for Loan Losses (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		$ 25,903	$ 23,504	$ 24,888	$ 22,587
Additions (deductions) [Abstract]
Provision for loan losses		(271)	(53)	1,045	912
Recoveries credited to the allowance		1,652	1,908	3,109	3,768
Loans charged against the allowance		(1,136)	(958)	(2,894)	(2,866)
Balance at end of period		26,148	24,401	26,148	24,401
Allowance for loan losses [Abstract]
Individually evaluated for impairment		5,778		5,778		$ 6,310
Collectively evaluated for impairment		20,370		20,370		18,578
Total ending allowance for loan losses balance		26,148		26,148		24,888
Loans [Abstract]
Individually evaluated for impairment		53,589		53,589		58,461
Collectively evaluated for impairment		2,674,961		2,674,961		2,530,084
Total loans recorded investment		2,730,882		2,730,882		2,591,058
Accrued interest included in recorded investment		8,436		8,436		8,538
Total loans		2,722,446		2,722,446		2,582,520
Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		2,332		2,332		2,513
Commercial [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		8,121	6,073	7,090	5,595
Additions (deductions) [Abstract]
Provision for loan losses		(810)	(907)	85	(1,404)
Recoveries credited to the allowance		1,215	1,418	1,720	2,458
Loans charged against the allowance		(303)	(225)	(672)	(290)
Balance at end of period		8,223	6,359	8,223	6,359
Allowance for loan losses [Abstract]
Individually evaluated for impairment		871		871		1,305
Collectively evaluated for impairment		7,352		7,352		5,785
Total ending allowance for loan losses balance		8,223		8,223		7,090
Loans [Abstract]
Individually evaluated for impairment		7,776		7,776		8,697
Collectively evaluated for impairment		1,182,825		1,182,825		1,137,586
Total loans recorded investment		1,192,022		1,192,022		1,147,892
Accrued interest included in recorded investment		3,005		3,005		3,411
Total loans		1,189,017		1,189,017		1,144,481
Commercial [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		1,421		1,421		1,609
Mortgage [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		8,062	8,296	7,978	8,733
Additions (deductions) [Abstract]
Provision for loan losses		83	415	270	778
Recoveries credited to the allowance		235	192	786	549
Loans charged against the allowance		(397)	(448)	(1,051)	(1,605)
Balance at end of period		7,983	8,455	7,983	8,455
Allowance for loan losses [Abstract]
Individually evaluated for impairment		4,610		4,610		4,799
Collectively evaluated for impairment		3,373		3,373		3,179
Total ending allowance for loan losses balance		7,983		7,983		7,978
Loans [Abstract]
Individually evaluated for impairment		42,590		42,590		46,394
Collectively evaluated for impairment		1,031,163		1,031,163		1,000,038
Total loans recorded investment		1,074,335		1,074,335		1,046,987
Accrued interest included in recorded investment	[1]	4,300		4,300		4,097
Total loans		1,070,035		1,070,035		1,042,890
Mortgage [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		582		582		555
Installment [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		1,293	848	895	864
Additions (deductions) [Abstract]
Provision for loan losses		289	(25)	1,021	182
Recoveries credited to the allowance		202	298	603	761
Loans charged against the allowance		(436)	(285)	(1,171)	(971)
Balance at end of period		1,348	836	1,348	836
Allowance for loan losses [Abstract]
Individually evaluated for impairment		297		297		206
Collectively evaluated for impairment		1,051		1,051		689
Total ending allowance for loan losses balance		1,348		1,348		895
Loans [Abstract]
Individually evaluated for impairment		3,223		3,223		3,370
Collectively evaluated for impairment		460,973		460,973		392,460
Total loans recorded investment		464,525		464,525		396,179
Accrued interest included in recorded investment	[1]	1,131		1,131		1,030
Total loans		463,394		463,394		395,149
Installment [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		329		329		349
Subjective Allocation [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		8,427	8,287	8,925	7,395
Additions (deductions) [Abstract]
Provision for loan losses		167	464	(331)	1,356
Recoveries credited to the allowance		0	0	0	0
Loans charged against the allowance		0	0	0	0
Balance at end of period		8,594	$ 8,751	8,594	$ 8,751
Allowance for loan losses [Abstract]
Individually evaluated for impairment		0		0		0
Collectively evaluated for impairment		8,594		8,594		8,925
Total ending allowance for loan losses balance		8,594		8,594		8,925
Subjective Allocation [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		$ 0		$ 0		$ 0
[1]	Credit scores have been updated within the last twelve months.

Loans, Receivables Past Due (De

Loans, Receivables Past Due (Details) - USD ($) $ in Thousands		Sep. 30, 2019	Dec. 31, 2018
Non performing loans [Abstract]
90+ and Still Accruing		$ 0	$ 5
Non-Accrual		6,649	8,569
Total Non-performing Loans		6,649	8,574
Accrued interest included in recorded investment		0	0
Aging analysis of loans by class [Abstract]
Total		10,229	12,795
Loans not Past Due		2,720,653	2,578,263
Total loans recorded investment		2,730,882	2,591,058
Accrued interest included in recorded investment		8,436	8,538
Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		6,331	4,960
Accrued interest included in recorded investment		65	44
Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,714	820
Accrued interest included in recorded investment		17	11
Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment		0	0
Aging analysis of loans by class [Abstract]
Total		2,184	7,015
Accrued interest included in recorded investment		0	0
Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		82	55
Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		8,354	8,483
Commercial [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment		3,005	3,411
Commercial [Member] | Income Producing - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		0	0
Total Non-performing Loans		0	0
Aging analysis of loans by class [Abstract]
Total		44	44
Loans not Past Due		424,472	388,729
Total loans recorded investment		424,516	388,773
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		44	44
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Income Producing - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		654	0
Total Non-performing Loans		654	0
Aging analysis of loans by class [Abstract]
Total		0	0
Loans not Past Due		102,227	84,458
Total loans recorded investment		102,227	84,458
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Commercial [Member] | Commercial and Industrial [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		87	2,123
Total Non-performing Loans		87	2,123
Aging analysis of loans by class [Abstract]
Total		509	1,538
Loans not Past Due		664,770	673,123
Total loans recorded investment		665,279	674,661
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		483	1,538
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		26	0
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	0
Mortgage [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment	[1]	4,300	4,097
Mortgage [Member] | 1-4 Family [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	5
Non-Accrual		3,873	4,332
Total Non-performing Loans		3,873	4,337
Aging analysis of loans by class [Abstract]
Total		5,430	6,684
Loans not Past Due		841,658	833,760
Total loans recorded investment		847,088	840,444
Accrued interest included in recorded investment	[1]	3,327	3,079
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		3,098	1,608
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		973	194
Mortgage [Member] | 1-4 Family [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		1,359	4,882
Mortgage [Member] | Resort Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		227	755
Total Non-performing Loans		227	755
Aging analysis of loans by class [Abstract]
Total		877	1,007
Loans not Past Due		69,949	80,774
Total loans recorded investment		70,826	81,781
Accrued interest included in recorded investment	[1]	343	363
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		703	252
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		81	0
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		93	755
Mortgage [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		208	159
Total Non-performing Loans		208	159
Aging analysis of loans by class [Abstract]
Total		267	335
Loans not Past Due		37,069	38,909
Total loans recorded investment		37,336	39,244
Accrued interest included in recorded investment	[1]	166	199
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		87	176
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		101	0
Mortgage [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		79	159
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		665	419
Total Non-performing Loans		665	419
Aging analysis of loans by class [Abstract]
Total		1,340	965
Loans not Past Due		117,745	84,553
Total loans recorded investment		119,085	85,518
Accrued interest included in recorded investment	[1]	464	456
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		765	446
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		344	100
Mortgage [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		231	419
Installment [Member]
Aging analysis of loans by class [Abstract]
Accrued interest included in recorded investment	[1]	1,131	1,030
Installment [Member] | Home Equity - 1st Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		125	178
Total Non-performing Loans		125	178
Aging analysis of loans by class [Abstract]
Total		112	452
Loans not Past Due		5,871	6,985
Total loans recorded investment		5,983	7,437
Accrued interest included in recorded investment	[1]	21	28
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		83	200
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		19	55
Installment [Member] | Home Equity - 1st Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		10	197
Installment [Member] | Home Equity - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		269	226
Total Non-performing Loans		269	226
Aging analysis of loans by class [Abstract]
Total		287	361
Loans not Past Due		4,832	6,683
Total loans recorded investment		5,119	7,044
Accrued interest included in recorded investment	[1]	16	25
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		118	111
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		3	24
Installment [Member] | Home Equity - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		166	226
Installment [Member] | Boat Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		378	166
Total Non-performing Loans		378	166
Aging analysis of loans by class [Abstract]
Total		814	777
Loans not Past Due		205,526	169,117
Total loans recorded investment		206,340	169,894
Accrued interest included in recorded investment	[1]	467	403
Installment [Member] | Boat Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		625	316
Installment [Member] | Boat Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		49	295
Installment [Member] | Boat Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		140	166
Installment [Member] | Recreational Vehicle Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		2	7
Total Non-performing Loans		2	7
Aging analysis of loans by class [Abstract]
Total		127	56
Loans not Past Due		152,904	125,780
Total loans recorded investment		153,031	125,836
Accrued interest included in recorded investment	[1]	350	311
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		92	28
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		33	21
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		2	7
Installment [Member] | Other [Member]
Non performing loans [Abstract]
90+ and Still Accruing		0	0
Non-Accrual		161	204
Total Non-performing Loans		161	204
Aging analysis of loans by class [Abstract]
Total		422	576
Loans not Past Due		93,630	85,392
Total loans recorded investment		94,052	85,968
Accrued interest included in recorded investment	[1]	277	263
Installment [Member] | Other [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		233	241
Installment [Member] | Other [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		85	131
Installment [Member] | Other [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		$ 104	$ 204
[1]	Credit scores have been updated within the last twelve months.

Loans, Impaired Financing Recei

Loans, Impaired Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Impaired loans with no allocated allowance for loan losses [Abstract]
Troubled debt restructurings ("TDR")	$ 0		$ 0		$ 0
Non - TDR	1,144		1,144		0
Impaired loans with an allocated allowance for loan losses [Abstract]
TDR - allowance based on collateral	1,129		1,129		2,787
TDR - allowance based on present value cash flow	49,094		49,094		53,258
Non - TDR - allowance based on collateral	1,969		1,969		2,145
Total impaired loans	53,336		53,336		58,190
Amount of allowance for loan losses allocated [Abstract]
TDR - allowance based on collateral	230		230		769
TDR - allowance based on present value cash flow	4,865		4,865		4,849
Non - TDR - allowance based on collateral	683		683		692
Total amount of allowance for loan losses allocated	5,778		5,778		6,310
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	1,144		1,144		4
Unpaid Principal Balance, with no related allowance for loan losses recorded	1,552		1,552		616
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	52,445		52,445		58,457
Unpaid Principal Balance, with an allowance for loan losses recorded	55,192		55,192		60,282
Recorded Investment	53,589		53,589		58,461
Unpaid Principal Balance	56,744		56,744		60,898
Related Allowance	5,778		5,778		6,310
Accrued interest included in recorded investment	253		253		271
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	879	$ 2,949	529	$ 1,744
Interest Income Recognized, with no related allowance for loan losses recorded	13	17	15	44
Average Recorded Investment, with an allowance for loan losses recorded	53,636	60,330	55,786	62,299
Interest Income Recognized, with an allowance for loan losses recorded	740	770	2,213	2,308
Average Recorded Investment	54,515	63,279	56,315	64,043
Interest Income Recognized	753	787	2,228	2,352
Commercial [Member] | Income Producing - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	5,859		5,859		4,770
Unpaid Principal Balance, with an allowance for loan losses recorded	5,837		5,837		4,758
Recorded Investment	5,859		5,859		4,770
Unpaid Principal Balance	5,837		5,837		4,758
Related Allowance	619		619		303
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	5,867	4,968	5,306	5,077
Interest Income Recognized, with an allowance for loan losses recorded	68	64	214	202
Average Recorded Investment	5,867	4,968	5,306	5,077
Interest Income Recognized	68	64	214	202
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	654		654		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	734		734		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	113		113		290
Unpaid Principal Balance, with an allowance for loan losses recorded	113		113		289
Recorded Investment	767		767		290
Unpaid Principal Balance	847		847		289
Related Allowance	25		25		35
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	327	2,402	164	1,201
Interest Income Recognized, with no related allowance for loan losses recorded	5	0	5	0
Average Recorded Investment, with an allowance for loan losses recorded	202	153	246	157
Interest Income Recognized, with an allowance for loan losses recorded	3	3	7	7
Average Recorded Investment	529	2,555	410	1,358
Interest Income Recognized	8	3	12	7
Commercial [Member] | Commercial and Industrial [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	1,150		1,150		3,637
Unpaid Principal Balance, with an allowance for loan losses recorded	1,244		1,244		3,735
Recorded Investment	1,150		1,150		3,637
Unpaid Principal Balance	1,244		1,244		3,735
Related Allowance	227		227		967
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	425	0	472
Interest Income Recognized, with no related allowance for loan losses recorded	0	7	0	20
Average Recorded Investment, with an allowance for loan losses recorded	1,534	2,264	2,406	2,391
Interest Income Recognized, with an allowance for loan losses recorded	16	24	52	90
Average Recorded Investment	1,534	2,689	2,406	2,863
Interest Income Recognized	16	31	52	110
Mortgage [Member] | 1-4 Family [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	490		490		3
Unpaid Principal Balance, with no related allowance for loan losses recorded	774		774		474
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	29,521		29,521		32,842
Unpaid Principal Balance, with an allowance for loan losses recorded	31,657		31,657		34,427
Recorded Investment	30,011		30,011		32,845
Unpaid Principal Balance	32,431		32,431		34,901
Related Allowance	3,164		3,164		2,859
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	552	121	365	70
Interest Income Recognized, with no related allowance for loan losses recorded	7	9	9	18
Average Recorded Investment, with an allowance for loan losses recorded	29,966	34,731	31,273	35,549
Interest Income Recognized, with an allowance for loan losses recorded	420	458	1,280	1,347
Average Recorded Investment	30,518	34,852	31,638	35,619
Interest Income Recognized	427	467	1,289	1,365
Mortgage [Member] | Resort Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	11,741		11,741		13,328
Unpaid Principal Balance, with an allowance for loan losses recorded	11,949		11,949		13,354
Recorded Investment	11,741		11,741		13,328
Unpaid Principal Balance	11,949		11,949		13,354
Related Allowance	1,197		1,197		1,927
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	12,067	14,276	12,607	15,027
Interest Income Recognized, with an allowance for loan losses recorded	171	161	493	475
Average Recorded Investment	12,067	14,276	12,607	15,027
Interest Income Recognized	171	161	493	475
Mortgage [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	190		190		65
Unpaid Principal Balance, with an allowance for loan losses recorded	219		219		64
Recorded Investment	190		190		65
Unpaid Principal Balance	219		219		64
Related Allowance	49		49		4
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	158	67	125	115
Interest Income Recognized, with an allowance for loan losses recorded	1	1	4	4
Average Recorded Investment	158	67	125	115
Interest Income Recognized	1	1	4	4
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	648		648		156
Unpaid Principal Balance, with an allowance for loan losses recorded	657		657		155
Recorded Investment	648		648		156
Unpaid Principal Balance	657		657		155
Related Allowance	200		200		9
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	601	157	479	167
Interest Income Recognized, with an allowance for loan losses recorded	8	2	14	5
Average Recorded Investment	601	157	479	167
Interest Income Recognized	8	2	14	5
Installment [Member] | Home Equity - 1st Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		1
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		122
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	1,219		1,219		1,440
Unpaid Principal Balance, with an allowance for loan losses recorded	1,395		1,395		1,524
Recorded Investment	1,219		1,219		1,441
Unpaid Principal Balance	1,395		1,395		1,646
Related Allowance	77		77		89
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	1	0	1
Interest Income Recognized, with no related allowance for loan losses recorded	0	1	0	5
Average Recorded Investment, with an allowance for loan losses recorded	1,242	1,545	1,328	1,595
Interest Income Recognized, with an allowance for loan losses recorded	27	27	70	81
Average Recorded Investment	1,242	1,546	1,328	1,596
Interest Income Recognized	27	28	70	86
Installment [Member] | Home Equity - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	15		15		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	1,406		1,406		1,471
Unpaid Principal Balance, with an allowance for loan losses recorded	1,417		1,417		1,491
Recorded Investment	1,406		1,406		1,471
Unpaid Principal Balance	1,432		1,432		1,491
Related Allowance	116		116		92
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	1,420	1,679	1,446	1,728
Interest Income Recognized, with an allowance for loan losses recorded	20	24	61	76
Average Recorded Investment	1,420	1,679	1,446	1,728
Interest Income Recognized	20	24	61	76
Installment [Member] | Boat Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	5		5		5
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	140		140		0
Unpaid Principal Balance, with an allowance for loan losses recorded	177		177		0
Recorded Investment	140		140		0
Unpaid Principal Balance	182		182		5
Related Allowance	37		37		0
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	86	1	68	1
Interest Income Recognized, with an allowance for loan losses recorded	2	0	2	0
Average Recorded Investment	86	1	68	1
Interest Income Recognized	2	0	2	0
Installment [Member] | Recreational Vehicle Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	49		49		79
Unpaid Principal Balance, with an allowance for loan losses recorded	50		50		79
Recorded Investment	49		49		79
Unpaid Principal Balance	50		50		79
Related Allowance	3		3		4
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	50	83	65	86
Interest Income Recognized, with an allowance for loan losses recorded	1	1	2	3
Average Recorded Investment	50	83	65	86
Interest Income Recognized	1	1	2	3
Installment [Member] | Other [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	24		24		15
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	409		409		379
Unpaid Principal Balance, with an allowance for loan losses recorded	477		477		406
Recorded Investment	409		409		379
Unpaid Principal Balance	501		501		421
Related Allowance	64		64		$ 21
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	1	0	1	1
Average Recorded Investment, with an allowance for loan losses recorded	443	406	437	406
Interest Income Recognized, with an allowance for loan losses recorded	3	5	14	18
Average Recorded Investment	443	406	437	406
Interest Income Recognized	$ 4	$ 5	$ 15	$ 19

Loans, Troubled Debt Restructur

Loans, Troubled Debt Restructurings (Details) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2019USD ($)Contract	Sep. 30, 2018USD ($)Contract	Sep. 30, 2019USD ($)PaymentContract	Sep. 30, 2018USD ($)Contract	Dec. 31, 2018USD ($)
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		$ 50,223		$ 50,223		$ 56,045
Number of consecutive timely payments required | Payment				6
Troubled debt restructuring, specific reserve		$ 5,100		$ 5,100		5,600
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		7	7	18	26
Pre-modification recorded balance		$ 438	$ 783	$ 2,763	$ 2,088
Post-modification recorded balance		442	783	2,769	2,073
Increase (decrease) in allowance for loan losses		40	(10)	90	(4)
Charge offs due to troubled debt restructurings		0	0	$ 0	0
Past due period for modified loans				90 days
Charge-offs on TDRs that subsequently defaulted		0	$ 0	$ 0	$ 0
Minimum [Member]
Troubled Debt Restructuring [Abstract]
Modification of stated interest rate of loans, range of period				9 months
Modifications involving extension of maturity date, period range				1 month
Maximum [Member]
Troubled Debt Restructuring [Abstract]
Modification of stated interest rate of loans, range of period				36 months
Modification of stated interest rate of loans, range of period in certain circumstances				480 months
Modifications involving extension of maturity date, period range				60 months
Modifications involving extension of maturity date, period range in certain circumstances				230 months
Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		47,820		$ 47,820		53,087
Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1]	2,403		2,403		2,958
Commercial [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		6,993		6,993		6,534
Commercial [Member] | Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		6,947		6,947		6,460
Commercial [Member] | Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1]	$ 46		$ 46		74
Commercial [Member] | Income Producing - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	2	1
Pre-modification recorded balance		$ 0	$ 0	$ 1,329	$ 67
Post-modification recorded balance		$ 0	$ 0	$ 1,329	$ 67
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Commercial [Member] | Commercial and Industrial [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		2	1	3	6
Pre-modification recorded balance		$ 137	$ 24	$ 186	$ 611
Post-modification recorded balance		$ 137	$ 24	$ 186	$ 611
Mortgage [Member] | 1-4 Family [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	3	3	7
Pre-modification recorded balance		$ 198	$ 609	$ 985	$ 903
Post-modification recorded balance		$ 202	$ 609	$ 988	$ 889
Mortgage [Member] | Resort Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	1	0	1
Pre-modification recorded balance		$ 0	$ 115	$ 0	$ 115
Post-modification recorded balance		$ 0	$ 114	$ 0	$ 114
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		3	0	3	0
Pre-modification recorded balance		$ 75	$ 0	$ 75	$ 0
Post-modification recorded balance		$ 75	$ 0	$ 75	$ 0
Installment [Member] | Home Equity - 1st Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	1	3	6
Pre-modification recorded balance		$ 28	$ 15	$ 77	$ 203
Post-modification recorded balance		$ 28	$ 15	$ 79	$ 205
Installment [Member] | Home Equity - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	1	4	3
Pre-modification recorded balance		$ 0	$ 20	$ 111	$ 113
Post-modification recorded balance		$ 0	$ 21	$ 112	$ 114
Installment [Member] | Boat Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Installment [Member] | Recreational Vehicle Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Installment [Member] | Other [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	2
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 76
Post-modification recorded balance		0	$ 0	0	$ 73
Retail [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[2]	43,230		43,230		49,511
Retail [Member] | Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[2]	40,873		40,873		46,627
Retail [Member] | Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1],[2],[3]	$ 2,357		$ 2,357		$ 2,884
[1]	Included in non-performing loans table above.
[2]	Retail loans include mortgage and installment loan segments.
[3]	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.

Loans, Loan Ratings by Loan Cla

Loans, Loan Ratings by Loan Class, Commercial (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	$ 2,730,882	$ 2,591,058
Accrued interest included in total	8,436	8,538
Commercial [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	1,192,022	1,147,892
Accrued interest included in total	3,005	3,411
Commercial [Member] | Non-Watch 1-6 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	1,106,006	1,082,607
Accrued interest included in total	2,713	3,107
Commercial [Member] | Watch 7-8 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	83,054	57,184
Accrued interest included in total	284	174
Commercial [Member] | Substandard Accrual 9 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	2,221	5,777
Accrued interest included in total	8	130
Commercial [Member] | Non-Accrual 10-11 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	741	2,324
Accrued interest included in total	0	0
Commercial [Member] | Income Producing - Real Estate [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	424,516	388,773
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Watch 1-6 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	408,132	375,142
Commercial [Member] | Income Producing - Real Estate [Member] | Watch 7-8 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	15,619	13,387
Commercial [Member] | Income Producing - Real Estate [Member] | Substandard Accrual 9 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	765	200
Commercial [Member] | Income Producing - Real Estate [Member] | Non-Accrual 10-11 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	0	44
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	102,227	84,458
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Watch 1-6 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	93,563	76,120
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Watch 7-8 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	8,010	8,328
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Substandard Accrual 9 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	0	0
Commercial [Member] | Land, Land Development and Construction - Real Estate [Member] | Non-Accrual 10-11 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	654	10
Commercial [Member] | Commercial and Industrial [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	665,279	674,661
Commercial [Member] | Commercial and Industrial [Member] | Non-Watch 1-6 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	604,311	631,345
Commercial [Member] | Commercial and Industrial [Member] | Watch 7-8 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	59,425	35,469
Commercial [Member] | Commercial and Industrial [Member] | Substandard Accrual 9 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	1,456	5,577
Commercial [Member] | Commercial and Industrial [Member] | Non-Accrual 10-11 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Commercial	$ 87	$ 2,270

Loans, Credit Scores by Loan Cl

Loans, Credit Scores by Loan Class, Mortgage and Installment Segments (Details) - USD ($) $ in Thousands		3 Months Ended					9 Months Ended
		Dec. 31, 2019	Sep. 30, 2019	Mar. 31, 2019	Sep. 30, 2018	Mar. 31, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Loan ratings/credit scores by loan class [Abstract]
Accrued interest included in total			$ 8,436				$ 8,436		$ 8,538
Other Real Estate and Foreclosed Assets [Abstract]
Foreclosed residential real estate properties			1,200				1,200		1,200
Retail mortgage loans in process of foreclosure			200				200		300
Sale of Mortgage Loans [Abstract]
Proceeds from sale of mortgage loan							50,516	$ 27,577
Net gain (loss) on mortgage loans			5,677		$ 2,745		13,590	8,571
Transfer of portfolio loans to loans held for sale							36,622	$ 27,577
Fixed Rate Residential Mortgage and Adjustable Rate Residential Mortgage [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of mortgage loan			9,900		11,100	$ 16,500
Net gain (loss) on mortgage loans			70		$ (10)	$ 50
Residential Adjustable Rate Mortgage Loans [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of mortgage loan				$ 40,600
Net gain (loss) on mortgage loans				10
Residential Fixed Rate Mortgage Loans [Member]
Sale of Mortgage Loans [Abstract]
Transfer of portfolio loans to loans held for sale			36,600
Residential Fixed Rate Mortgage Loans [Member] | Freddie Mac [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of mortgage loan				29,800
Net gain (loss) on mortgage loans				$ 530
Residential Fixed Rate Mortgage Loans [Member] | Freddie Mac [Member] | Subsequent Event [Member]
Sale of Mortgage Loans [Abstract]
Net gain (loss) on mortgage loans		$ 1,000
Mortgage [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		131,420				131,420		121,012
750-799	[1]		485,479				485,479		476,484
700-749	[1]		261,670				261,670		252,126
650-699	[1]		108,985				108,985		114,460
600-649	[1]		37,924				37,924		41,748
550-599	[1]		20,125				20,125		17,301
500-549	[1]		12,994				12,994		9,789
Under 500	[1]		4,424				4,424		3,155
Unknown	[1]		11,314				11,314		10,912
Total	[1]		1,074,335				1,074,335		1,046,987
Accrued interest included in total	[1]		4,300				4,300		4,097
Mortgage [Member] | 1-4 Family [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		101,927				101,927		94,492
750-799	[1]		385,243				385,243		384,344
700-749	[1]		204,241				204,241		202,440
650-699	[1]		84,458				84,458		91,847
600-649	[1]		30,819				30,819		34,342
550-599	[1]		16,410				16,410		13,771
500-549	[1]		10,972				10,972		8,439
Under 500	[1]		3,718				3,718		2,533
Unknown	[1]		9,300				9,300		8,236
Total	[1]		847,088				847,088		840,444
Accrued interest included in total	[1]		3,327				3,327		3,079
Mortgage [Member] | Resort Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		11,151				11,151		10,898
750-799	[1]		31,372				31,372		36,542
700-749	[1]		15,323				15,323		17,282
650-699	[1]		7,612				7,612		9,945
600-649	[1]		2,241				2,241		3,088
550-599	[1]		1,171				1,171		1,867
500-549	[1]		620				620		106
Under 500	[1]		80				80		143
Unknown	[1]		1,256				1,256		1,910
Total	[1]		70,826				70,826		81,781
Accrued interest included in total	[1]		343				343		363
Mortgage [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		6,165				6,165		6,784
750-799	[1]		16,300				16,300		17,303
700-749	[1]		9,209				9,209		9,155
650-699	[1]		3,747				3,747		3,987
600-649	[1]		668				668		959
550-599	[1]		663				663		427
500-549	[1]		330				330		418
Under 500	[1]		254				254		98
Unknown	[1]		0				0		113
Total	[1]		37,336				37,336		39,244
Accrued interest included in total	[1]		166				166		199
Mortgage [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		12,177				12,177		8,838
750-799	[1]		52,564				52,564		38,295
700-749	[1]		32,897				32,897		23,249
650-699	[1]		13,168				13,168		8,681
600-649	[1]		4,196				4,196		3,359
550-599	[1]		1,881				1,881		1,236
500-549	[1]		1,072				1,072		826
Under 500	[1]		372				372		381
Unknown	[1]		758				758		653
Total	[1]		119,085				119,085		85,518
Accrued interest included in total	[1]		464				464		456
Installment [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		61,616				61,616		48,026
750-799	[1]		248,817				248,817		208,972
700-749	[1]		100,357				100,357		87,978
650-699	[1]		28,923				28,923		28,162
600-649	[1]		7,849				7,849		7,668
550-599	[1]		3,143				3,143		3,360
500-549	[1]		1,855				1,855		1,775
Under 500	[1]		486				486		548
Unknown	[1]		11,479				11,479		9,690
Total	[1]		464,525				464,525		396,179
Accrued interest included in total	[1]		1,131				1,131		1,030
Installment [Member] | Home Equity - 1st Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		380				380		555
750-799	[1]		1,104				1,104		1,502
700-749	[1]		1,323				1,323		1,582
650-699	[1]		1,399				1,399		1,606
600-649	[1]		934				934		996
550-599	[1]		526				526		759
500-549	[1]		299				299		384
Under 500	[1]		18				18		51
Unknown	[1]		0				0		2
Total	[1]		5,983				5,983		7,437
Accrued interest included in total	[1]		21				21		28
Installment [Member] | Home Equity - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		219				219		235
750-799	[1]		1,265				1,265		1,642
700-749	[1]		1,123				1,123		1,682
650-699	[1]		1,104				1,104		1,217
600-649	[1]		678				678		1,272
550-599	[1]		457				457		658
500-549	[1]		208				208		229
Under 500	[1]		50				50		6
Unknown	[1]		15				15		103
Total	[1]		5,119				5,119		7,044
Accrued interest included in total	[1]		16				16		25
Installment [Member] | Boat Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		29,581				29,581		20,767
750-799	[1]		120,085				120,085		100,191
700-749	[1]		42,869				42,869		35,455
650-699	[1]		10,536				10,536		10,581
600-649	[1]		1,783				1,783		1,657
550-599	[1]		808				808		652
500-549	[1]		455				455		286
Under 500	[1]		223				223		266
Unknown	[1]		0				0		39
Total	[1]		206,340				206,340		169,894
Accrued interest included in total	[1]		467				467		403
Installment [Member] | Recreational Vehicle Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		24,296				24,296		20,197
750-799	[1]		90,692				90,692		74,154
700-749	[1]		29,990				29,990		24,890
650-699	[1]		5,560				5,560		4,918
600-649	[1]		1,692				1,692		992
550-599	[1]		617				617		453
500-549	[1]		145				145		225
Under 500	[1]		39				39		7
Unknown	[1]		0				0		0
Total	[1]		153,031				153,031		125,836
Accrued interest included in total	[1]		350				350		311
Installment [Member] | Other [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]		7,140				7,140		6,272
750-799	[1]		35,671				35,671		31,483
700-749	[1]		25,052				25,052		24,369
650-699	[1]		10,324				10,324		9,840
600-649	[1]		2,762				2,762		2,751
550-599	[1]		735				735		838
500-549	[1]		748				748		651
Under 500	[1]		156				156		218
Unknown	[1]		11,464				11,464		9,546
Total	[1]		94,052				94,052		85,968
Accrued interest included in total	[1]		$ 277				$ 277		$ 263
[1]	Credit scores have been updated within the last twelve months.

Loans, Purchase Credit Impaired

Loans, Purchase Credit Impaired ("PCI") Loans (Details) - TCSB Bancorp, Inc. [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	$ 2,332		$ 2,332		$ 2,513
Allowance for loan losses	0		0		0
Carrying amount, net of allowance for loan losses	2,332		2,332		2,513
Accretable yield of PCI loans, or income expected to be collected [Roll Forward]
Balance at beginning of period	749	$ 533	462	$ 0
New loans purchased	0	0	0	568
Accretion recorded as loan interest income	(56)	(32)	(134)	(67)
Reclassification from (to) nonaccretable difference	0	0	365	0
Disposals/other adjustments	0	0	0	0
Balance at end of period	693	$ 501	693	$ 501
Commercial [Member]
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	1,421		1,421		1,609
Mortgage [Member]
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	582		582		555
Installment [Member]
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	$ 329		$ 329		$ 349

Shareholders' Equity and Earn_3

Shareholders' Equity and Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands		1 Months Ended	3 Months Ended		9 Months Ended
		May 31, 2019	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Jun. 30, 2019	Dec. 18, 2018
Share Repurchase Plan [Abstract]
Share repurchase plan percentage of shares authorized to be repurchased								5.00%
Stock repurchased (in shares)			25,000		1,204,688
Stock repurchased			$ 502		$ 26,284
Earnings Per Share Reconciliation [Abstract]
Net Income			$ 12,445	$ 11,925	$ 32,556	$ 29,903
Weighted average shares outstanding (in shares)	[1]		22,486,000	24,149,000	23,033,000	23,218,000
Stock units for deferred compensation plan for non-employee directors (in shares)			132,000	129,000	131,000	126,000
Effect of stock options (in shares)			110,000	182,000	116,000	180,000
Performance share units (in shares)			42,000	55,000	39,000	52,000
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)			22,770,000	24,515,000	23,319,000	23,576,000
Net income per common share [Abstract]
Basic (in dollars per share)	[1]		$ 0.55	$ 0.49	$ 1.41	$ 1.29
Diluted (in dollars per share)			$ 0.55	$ 0.49	$ 1.40	$ 1.27
Common Stock [Member]
Share Repurchase Plan [Abstract]
Share repurchase plan percentage of shares repurchased		5.00%
Number of shares authorized for repurchase (in shares)							300,000
Stock repurchased (in shares)					1,204,688	0
Stock repurchased			$ 502		$ 26,284	$ 0
Stock Options [Member]
Antidilutive Securities [Abstract]
Antidilutive shares excluded from computation of diluted loss per share (in shares)			0	0	0	0
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume_3

Derivative Financial Instruments (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Derivative financial instrument according to type of hedge [Abstract]
Unrealized losses on cash flow hedges, net of tax	$ (30)
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	7,389	$ 5,155
Liability Derivatives	5,657	2,326
Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Unrecognized premiums	$ 2,400	2,700
Maximum [Member]
Derivative financial instrument according to type of hedge [Abstract]
Term of cash flow hedge	4 years
Cash Flow Hedge Designation [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 175,000	$ 175,000
Average Maturity	2 years 8 months 12 days	3 years 6 months
Fair Value	$ 98	$ 2,525
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 150,000	$ 150,000
Average Maturity	2 years 9 months 18 days	3 years 7 months 6 days
Fair Value	$ 318	$ 2,245
Designated as Hedging Instrument [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	318	2,525
Liability Derivatives	611	0
No Hedge Designation [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 505,731	$ 285,148
Average Maturity	3 years 1 month 6 days	3 years 8 months 12 days
Fair Value	$ 2,025	$ 304
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	7,071	2,630
Liability Derivatives	5,046	2,326
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 79,446	$ 32,473
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ 2,051	$ 687
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 137,315	$ 57,583
Average Maturity	1 month 6 days	1 month 6 days
Fair Value	$ (27)	$ (383)
No Hedge Designation [Member] | Purchased Options [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 3,088	$ 3,095
Average Maturity	1 year 9 months 18 days	2 years 6 months
Fair Value	$ 125	$ 116
No Hedge Designation [Member] | Written Options [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 3,028	$ 3,095
Average Maturity	1 year 9 months 18 days	2 years 6 months
Fair Value	$ (124)	$ (116)
Fixed Income Interest Rate [Member] | Fair Value Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 7,117
Average Maturity	9 years 7 months 6 days
Fair Value	$ (391)
Fixed Income Interest Rate [Member] | Cash Flow Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 25,000	$ 25,000
Average Maturity	1 year 9 months 18 days	2 years 7 months 6 days
Fair Value	$ (220)	$ 280
Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 141,427	$ 94,451
Average Maturity	5 years 4 months 24 days	5 years 6 months
Fair Value	$ (4,849)	$ 405
Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount	$ 141,427	$ 94,451
Average Maturity	5 years 4 months 24 days	5 years 6 months
Fair Value	$ 4,849	$ (405)
Other Assets [Member] | Designated as Hedging Instrument [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	318	2,245
Other Assets [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	2,051	687
Other Assets [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Other Assets [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	125	116
Other Assets [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	0
Other Assets [Member] | Fixed Income Interest Rate [Member] | Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	0	280
Other Assets [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	23	1,116
Other Assets [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives	4,872	711
Other Liabilities [Member] | Designated as Hedging Instrument [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	27	383
Other Liabilities [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	124	116
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	611	0
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	4,872	711
Other Liabilities [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives	$ 23	$ 1,116

Derivative Financial Instrume_4

Derivative Financial Instruments, Effect on Statement of Operations (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)		$ (72)	$ 389	$ (1,740)	$ 1,400
Fair Value Hedge Designation [Member] | Interest Rate Swap [Member] | Non-Interest Income-Other [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	[1]	(188)	0	(391)	0
Cash Flow Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)		(72)	389	(1,740)	1,400
Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		102	73	393	132
Gain (Loss) Recognized in Income	[1]	0	16	0	4
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)		(37)	297	(1,311)	1,054
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		88	67	321	119
Gain (Loss) Recognized in Income	[1]	0	0	0	0
Cash Flow Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)		(35)	92	(429)	346
Cash Flow Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)		14	6	72	13
Gain (Loss) Recognized in Income	[1]	0	16	0	4
No Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		211	97	1,721	499
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member] | Mortgage Loan Gains [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		(96)	(318)	1,364	354
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member] | Mortgage Loan Gains [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		307	415	356	145
No Hedge Designation [Member] | Purchased Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income				9	(144)
No Hedge Designation [Member] | Purchased Options [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		(46)	(45)
No Hedge Designation [Member] | Written Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income				(8)	144
No Hedge Designation [Member] | Written Options [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		46	45
No Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		(1,670)	407	(5,254)	1,950
No Hedge Designation [Member] | Variable Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income		$ 1,670	$ (407)	$ 5,254	$ (1,950)
[1]	For cash flow hedges, this location and amount refers to the ineffective portion.

Goodwill and Other Intangible_2

Goodwill and Other Intangibles (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Amortized intangible assets - core deposits [Abstract]
Gross Carrying Amount	$ 11,916	$ 11,916
Accumulated Amortization	6,318	5,501
Unamortized intangible assets - goodwill [Abstract]
Gross Carrying Amount	28,300	$ 28,300
Summary of estimated core deposit intangible amortization [Abstract]
Three months ending December 31, 2019	272
2020	1,020
2021	970
2022	785
2023	547
2024 and thereafter	2,004
Total	$ 5,598

Share Based Compensation (Detai

Share Based Compensation (Details) - USD ($) $ in Thousands	3 Months Ended				9 Months Ended
	Sep. 30, 2019	Mar. 31, 2019	Sep. 30, 2018	Mar. 31, 2018	Sep. 30, 2019	Sep. 30, 2018
Share Based Compensation [Abstract]
Number of additional shares approved for grant (in shares)					500,000
Total compensation cost not yet recognized	$ 2,500				$ 2,500
Total compensation cost not yet recognized, period for recognition					1 year 10 months 24 days
Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Total compensation expense recognized	400		$ 400		$ 1,200	$ 1,100
Tax benefit relating to compensation expense recognized	$ 100		$ 100		$ 200	$ 200
Restricted Stock [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Restricted stock and Performance stock units granted (in shares)	8,000	2,000	0	2,000	64,267	53,420
Vesting period	3 years	3 years		3 years
Performance Stock Units [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Restricted stock and Performance stock units granted (in shares)	0		0		22,016	19,986
Non-Employee Directors [Member]
Share Based Compensation [Abstract]
Number of additional shares approved for grant (in shares)					200,000
Total compensation expense recognized	$ 60		$ 50		$ 180	$ 160
Tax benefit relating to compensation expense recognized	$ 10		$ 10		$ 40	$ 30
Executive Officers [Member] | Restricted Stock [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Vesting period					3 years	3 years
Executive Officers [Member] | Performance Stock Units [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Vesting period					3 years	3 years
Performance feature comparison period					3 years
Directors [Member]
Share Based Compensation [Abstract]
Shares issues as retainer fees (in shares)					8,000	7,000

Share Based Compensation, Outst

Share Based Compensation, Outstanding Stock Option Grants and Related Transactions (Details) - Stock Options [Member] $ / shares in Units, $ in Thousands	9 Months Ended
	Sep. 30, 2019USD ($)$ / sharesshares
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)	211,421
Granted (in shares)	0
Exercised (in shares)	(70,299)
Forfeited (in shares)	0
Expired (in shares)	(1,116)
Outstanding, ending balance (in shares)	140,006
Vested and expected to vest, period end (in shares)	140,006
Exercisable, period end (in shares)	140,006
Average Exercise Price [Roll Forward]
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 6.48
Exercised (in dollars per share) | $ / shares	9.98
Expired (in dollars per share) | $ / shares	22.35
Outstanding, ending balance (in dollars per share) | $ / shares	4.60
Vested and expected to vest, period end (in dollars per share) | $ / shares	4.60
Exercisable, period end (in dollars per share) | $ / shares	$ 4.60
Weighted-Average Remaining Contractual Term (Years) [Abstract]
Outstanding, weighted average remaining contractual term	3 years 2 months 12 days
Vested and expected to vest, weighted-average remaining contractual term	3 years 2 months 12 days
Exercisable, weighted average remaining contractual term	3 years 2 months 12 days
Aggregate Intrinsic Value [Abstract]
Outstanding, aggregate intrinsic value | $	$ 2,340
Vested and expected to vest, aggregate intrinsic value | $	2,340
Exercisable, aggregate intrinsic value | $	$ 2,340

Share Based Compensation, Out_2

Share Based Compensation, Outstanding Non-vested Restricted Stock and PSUs and Related Transactions (Details) - Non-Vested Restricted Stock and PSUs [Member]	9 Months Ended
	Sep. 30, 2019$ / sharesshares
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares) | shares	258,419
Granted (in shares) | shares	86,283
Vested (in shares) | shares	(85,978)
Forfeited (in shares) | shares	(12,998)
Outstanding, ending balance (in shares) | shares	245,726
Weighted Average Grant Date Fair Value [Roll Forward]
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 19
Granted (in dollars per share) | $ / shares	22.87
Vested (in dollars per share) | $ / shares	14.57
Forfeited (in dollars per share) | $ / shares	22.85
Outstanding, ending balance (in dollars per share) | $ / shares	$ 21.72

Share Based Compensation, Optio

Share Based Compensation, Options Exercised During the Periods (Details) - Stock Options [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Information regarding options exercised [Abstract]
Intrinsic value	$ 32	$ 153	$ 868	$ 1,827
Cash proceeds received	6	58	701	1,042
Tax benefit realized	$ 6	$ 32	$ 182	$ 384

Income Tax (Details)

Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Income Tax [Abstract]
Income tax expense	$ 3,125	$ 2,921	$ 7,979	$ 7,026
Decrease in income tax expense	10	$ 10	180	$ 330
Gross unrecognized tax benefits	$ 600		$ 600		$ 600

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands		9 Months Ended	12 Months Ended
		Sep. 30, 2019	Dec. 31, 2018	Jun. 30, 2019	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Regulatory Matters [Abstract]
Undivided profits		$ 38,300
Tier 1 capital to average assets [Abstract]
Capital conservation buffer		2.50%	1.875%
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 340,245	$ 338,994	$ 330,846	$ 345,204	$ 337,083	$ 264,933
Add (deduct) [Abstract]
Accumulated other comprehensive (income) loss for regulatory purposes		(3,373)	(10,108)
Consolidated [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	[1]	$ 369,923	$ 371,603
Actual, Ratio	[1]	13.39%	14.25%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 221,065	$ 208,572
Minimum for Adequately Capitalized Institutions, Ratio	[1]	8.00%	8.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 342,138	$ 345,419
Actual, Ratio	[1]	12.38%	13.25%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 165,799	$ 156,429
Minimum for Adequately Capitalized Institutions, Ratio	[1]	6.00%	6.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 303,923	$ 307,255
Actual, Ratio	[1]	11.00%	11.79%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 124,349	$ 117,322
Minimum for Adequately Capitalized Institutions, Ratio	[1]	4.50%	4.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital	[1]	$ 342,138	$ 345,419
Actual, Ratio	[1]	9.93%	10.47%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 137,762	$ 131,930
Minimum for Adequately Capitalized Institutions, Ratio	[1]	4.00%	4.00%
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 340,245	$ 338,994
Add (deduct) [Abstract]
Accumulated other comprehensive (income) loss for regulatory purposes		(2,424)	4,311
Goodwill and other intangibles		(33,898)	(34,715)
Disallowed deferred tax assets		0	(1,335)
Common equity tier 1 capital	[1]	303,923	307,255
Qualifying trust preferred securities		38,215	38,164
Tier 1 capital	[1]	342,138	345,419
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		27,785	26,184
Total risk-based capital	[1]	369,923	371,603
Independent Bank [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	[1]	$ 352,432	$ 337,227
Actual, Ratio	[1]	12.76%	12.94%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 220,984	$ 208,456
Minimum for Adequately Capitalized Institutions, Ratio	[1]	8.00%	8.00%
Minimum for Well Capitalized Institutions, Amount	[1]	$ 276,230	$ 260,569
Minimum for Well-Capitalized Institutions, Ratio	[1]	10.00%	10.00%
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 324,647	$ 311,043
Actual, Ratio	[1]	11.75%	11.94%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 165,738	$ 156,342
Minimum for Adequately Capitalized Institutions, Ratio	[1]	6.00%	6.00%
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 220,984	$ 208,456
Minimum for Well Capitalized Institutions, Ratio	[1]	8.00%	8.00%
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 324,647	$ 311,043
Actual, Ratio	[1]	11.75%	11.94%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 124,304	$ 117,256
Minimum for Adequately Capitalized Institutions, Ratio	[1]	4.50%	4.50%
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 179,550	$ 169,370
Minimum for Well Capitalized Institutions, Ratio	[1]	6.50%	6.50%
Tier 1 capital to average assets [Abstract]
Tier 1 capital	[1]	$ 324,647	$ 311,043
Actual, Ratio	[1]	9.43%	9.44%
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 137,736	$ 131,778
Minimum for Adequately Capitalized Institutions, Ratio	[1]	4.00%	4.00%
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 172,170	$ 164,723
Minimum for Well-Capitalized Institutions, Ratio	[1]	5.00%	5.00%
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 360,969	$ 341,496
Add (deduct) [Abstract]
Accumulated other comprehensive (income) loss for regulatory purposes		(2,424)	4,311
Goodwill and other intangibles		(33,898)	(34,715)
Disallowed deferred tax assets		0	(49)
Common equity tier 1 capital	[1]	324,647	311,043
Qualifying trust preferred securities		0	0
Tier 1 capital	[1]	324,647	311,043
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		27,785	26,184
Total risk-based capital	[1]	$ 352,432	$ 337,227
[1]	These ratios do not reflect a capital conservation buffer of 2.50% and 1.875% at September 30, 2019 and December 31, 2018, respectively.

Fair Value Disclosures, Signifi

Fair Value Disclosures, Significant Assumptions (Details) - USD ($) $ in Thousands		Sep. 30, 2019	Dec. 31, 2018
Assets [Abstract]
Equity securities at fair value		$ 0	$ 393
Securities available for sale		439,592	427,926
Loans held for sale, carried at fair value		87,358	44,753
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Equity securities at fair value			393
Securities available for sale		0	0
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Equity securities at fair value			0
Securities available for sale		439,592	427,926
Derivatives		7,389	5,155
Liabilities [Abstract]
Derivatives		5,657	2,326
Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Equity securities at fair value			0
Securities available for sale		0	0
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Recurring Basis [Member]
Assets [Abstract]
Equity securities at fair value			393
Loans held for sale, carried at fair value		87,358	44,753
Capitalized mortgage loan servicing rights		16,906	21,400
Derivatives	[1]	7,389	5,155
Liabilities [Abstract]
Derivatives	[2]	5,657	2,326
Recurring Basis [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		15,283	20,014
Recurring Basis [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		147,720	123,751
Recurring Basis [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		11,319	5,726
Recurring Basis [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		31,826	29,419
Recurring Basis [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		94,785	83,319
Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		101,139	127,555
Recurring Basis [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		33,678	34,309
Recurring Basis [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		1,820	1,819
Recurring Basis [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,022	2,014
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Equity securities at fair value			393
Loans held for sale, carried at fair value		0	0
Capitalized mortgage loan servicing rights		0	0
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Equity securities at fair value			0
Loans held for sale, carried at fair value		87,358	44,753
Capitalized mortgage loan servicing rights		0	0
Derivatives	[1]	7,389	5,155
Liabilities [Abstract]
Derivatives	[2]	5,657	2,326
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		15,283	20,014
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		147,720	123,751
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		11,319	5,726
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		31,826	29,419
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		94,785	83,319
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		101,139	127,555
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		33,678	34,309
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		1,820	1,819
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		2,022	2,014
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Equity securities at fair value			0
Loans held for sale, carried at fair value		0	0
Capitalized mortgage loan servicing rights		16,906	21,400
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Nonrecurring Basis [Member]
Assets [Abstract]
Loans held for sale, carried at fair value			41,471
Nonrecurring Basis [Member] | Impaired Loans [Member] | Commercial [Member] | Income Producing - Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[3]	115	217
Nonrecurring Basis [Member] | Impaired Loans [Member] | Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[3]	87	106
Nonrecurring Basis [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Impaired loans [Abstract]
Loans receivable	[3]	706	2,243
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family [Member]
Impaired loans [Abstract]
Loans receivable	[3]	666	333
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	60	572
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | Home Equity - 1st Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	83
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	199
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Home Equity - 1st Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	9
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	70
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	103
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	1
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[3]	86
Nonrecurring Basis [Member] | Other Real Estate [Member] | Mortgage [Member] | 1-4 Family [Member]
Impaired loans [Abstract]
Loans receivable	[4]	23	95
Nonrecurring Basis [Member] | Other Real Estate [Member] | Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[4]	57	59
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value			41,471
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Commercial [Member] | Income Producing - Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | Home Equity - 1st Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Home Equity - 1st Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate [Member] | Mortgage [Member] | 1-4 Family [Member]
Impaired loans [Abstract]
Loans receivable	[4]	0	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate [Member] | Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[4]	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value			0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Commercial [Member] | Income Producing - Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | Home Equity - 1st Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Home Equity - 1st Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate [Member] | Mortgage [Member] | 1-4 Family [Member]
Impaired loans [Abstract]
Loans receivable	[4]	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate [Member] | Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[4]	0	0
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value			0
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Commercial [Member] | Income Producing - Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[3]	115	217
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Commercial [Member] | Land, Land Development and Construction - Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[3]	87	106
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Impaired loans [Abstract]
Loans receivable	[3]	706	2,243
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family [Member]
Impaired loans [Abstract]
Loans receivable	[3]	666	333
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	60	572
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | Home Equity - 1st Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	83
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	199
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Home Equity - 1st Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	9
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	70
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	103
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	1
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[3]	86
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Real Estate [Member] | Mortgage [Member] | 1-4 Family [Member]
Impaired loans [Abstract]
Loans receivable	[4]	23	95
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Real Estate [Member] | Mortgage [Member] | Home Equity - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[4]	$ 57	$ 59
[1]	Included in accrued income and other assets.
[2]	Included in accrued expenses and other liabilities.
[3]	Only includes impaired loans with specific loss allocations based on collateral value.
[4]	Only includes other real estate with subsequent write downs to fair value.

Fair Value Disclosures, Changes

Fair Value Disclosures, Changes in Fair Value for Financial Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Changes in fair value for financial assets [Abstract]
Equity Securities at fair value, net gains (losses)			$ 167	$ (170)
Loans held for sale, net gains (losses)			822	(120)
Capitalized mortgage loan servicing rights, net gains (losses)			(9,258)	694
Impairment charges recognized [Abstract]
Collateral dependent loans, carrying amount	$ 2,200		2,200		$ 3,500
Collateral dependent loans, valuation allowance	900		900		1,500
Additional provision for loan losses on impaired loans	500	$ 100	800	500
Other real estate, carrying amount	100		100		200
Other real estate, valuation allowance	100		100		$ 100
Other real estate, additional charge	$ 70	$ 40	80	40
Securities [Member]
Changes in fair value for financial assets [Abstract]
Equity Securities at fair value, net gains (losses)			167	(170)
Mortgage Loans [Member]
Changes in fair value for financial assets [Abstract]
Loans held for sale, net gains (losses)			822	(120)
Mortgage Loan Servicing, Net [Member]
Changes in fair value for financial assets [Abstract]
Capitalized mortgage loan servicing rights, net gains (losses)			$ (9,258)	$ 694

Fair Value Disclosures, Reconci

Fair Value Disclosures, Reconciliation for all Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - Capitalized Mortgage Loan Servicing Rights [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance	$ 17,894	$ 21,848	$ 21,400	$ 15,699
Total gains (losses) realized and unrealized [Abstract]
Included in results of operations	(3,145)	(198)	(9,258)	694
Included in other comprehensive income (loss)	0	0	0	0
Purchases, issuances, settlements, maturities and calls	2,157	1,501	4,764	6,758
Transfers in and/or out of Level 3	0	0	0	0
Ending balance	16,906	23,151	16,906	23,151
Amount of total gains (losses) for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at September 30	$ (3,145)	$ (198)	$ (9,258)	$ 694

Fair Value Disclosures, Quantit

Fair Value Disclosures, Quantitative Information About Level 3 (Details)		9 Months Ended	12 Months Ended
		Sep. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Impaired Loans Commercial [Member]
Ranges and Weighted Average [Abstract]
Total Impaired collateral value			$ 700,000
Impaired Loans Commercial [Member] | Minimum [Member]
Ranges and Weighted Average [Abstract]
Discount rate			20.00%
Impaired Loans Commercial [Member] | Maximum [Member]
Ranges and Weighted Average [Abstract]
Discount rate			80.00%
Impaired Loans Mortgage and Installment [Member]
Ranges and Weighted Average [Abstract]
Total Impaired collateral value		$ 200,000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Servicing asset fair value		$ 16,906,000	$ 21,400,000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Float Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.0150	0.0257
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		63	68
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		20	20
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1000	0.1000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Prepayment Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.0701	0.0668
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		216	216
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		36	36
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1300	0.1300
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Prepayment Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.2980	0.7878
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		80	81
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		22	23
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1014	0.1015
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Float Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.0150	0.0257
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Prepayment Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1608	0.1054
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Impaired loans fair value		$ 908,000	$ 2,566,000	[1]
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		(0.480)	(0.325)	[1]
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		0.063	0.600	[1]
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		(0.123)	(0.019)	[1]
Nonrecurring Basis [Member] | Impaired Loans Mortgage and Installment [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Impaired loans fair value	[2]	$ 1,277,000
Nonrecurring Basis [Member] | Impaired Loans Mortgage and Installment [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input	[2]	(0.614)
Nonrecurring Basis [Member] | Impaired Loans Mortgage and Installment [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input	[2]	0.652
Nonrecurring Basis [Member] | Impaired Loans Mortgage and Installment [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input	[2]	(0.068)
Nonrecurring Basis [Member] | Impaired Loans Mortgage [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Impaired loans fair value			$ 905,000
Nonrecurring Basis [Member] | Impaired Loans Mortgage [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input			(0.401)
Nonrecurring Basis [Member] | Impaired Loans Mortgage [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input			0.256
Nonrecurring Basis [Member] | Impaired Loans Mortgage [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input			0.007
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Other real estate fair value		$ 80,000	$ 154,000
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input		(0.364)	0
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input		0.163	0.341
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input		(0.203)	0.112
[1]	In addition to the valuation techniques and unobservable inputs discussed above, at December 31, 2018, we had an impaired collateral dependent commercial relationship that totaled $0.7 million that was secured by collateral other than real estate. Collateral securing this relationship primarily included accounts receivable, inventory and cash at December 31, 2018. Valuation techniques at December 31, 2018, included discounting financial statement values for each particular asset type. Discount rates used ranged from 20% to 80% of stated values at December 31, 2018.
[2]	In addition to the valuation techniques and unobservable inputs discussed above, at September 30, 2019 certain impaired collateral dependent installment loans totaling approximately $0.2 million are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides.

Fair Value Disclosures, Differe

Fair Value Disclosures, Difference Between Aggregate Fair Value and Aggregate Remaining Contractual Principal (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans held for sale [Abstract]
Aggregate Fair Value	$ 87,358	$ 44,753
Difference	2,079	1,257
Contractual Principal	$ 85,279	$ 43,496

Fair Values of Financial Inst_3

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands		Sep. 30, 2019	Dec. 31, 2018
Assets [Abstract]
Interest bearing deposits - time		$ 499	$ 595
Equity securities at fair value		0	393
Securities available for sale		439,592	427,926
Federal Home Loan Bank and Federal Reserve Bank Stock		18,359	18,359
Liabilities [Abstract]
Other borrowings		63,974	25,700
Subordinated debentures		39,439	39,388
Reciprocal deposits included in deposits with no stated maturity		367,180	123,080
Reciprocal deposits included in deposits with stated maturity		49,020	58,992
Recorded Book Balance [Member]
Assets [Abstract]
Cash and due from banks		38,662	23,350
Interest bearing deposits		43,755	46,894
Interest bearing deposits - time		499	595
Equity securities at fair value			393
Securities available for sale		439,592	427,926
Federal Home Loan Bank and Federal Reserve Bank Stock		18,359	18,359
Net loans and loans held for sale		2,820,278	2,643,856
Accrued interest receivable		10,480	10,164
Derivative financial instruments		7,389	5,155
Liabilities [Abstract]
Deposits with no stated maturity	[1]	2,429,013	2,197,494
Deposits with stated maturity	[1]	623,299	715,934
Other borrowings		63,974	25,700
Subordinated debentures		39,439	39,388
Accrued interest payable		1,610	1,646
Derivative financial instruments		5,657	2,326
Fair Value [Member]
Assets [Abstract]
Cash and due from banks		38,662	23,350
Interest bearing deposits		43,755	46,894
Interest bearing deposits - time		500	594
Equity securities at fair value			393
Securities available for sale		439,592	427,926
Net loans and loans held for sale		2,841,484	2,606,256
Accrued interest receivable		10,480	10,164
Derivative financial instruments		7,389	5,155
Liabilities [Abstract]
Deposits with no stated maturity		2,429,013	2,197,494
Deposits with stated maturity		623,916	711,312
Other borrowings		63,930	25,706
Subordinated debentures		32,427	35,021
Accrued interest payable		1,610	1,646
Derivative financial instruments		5,657	2,326
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and due from banks		38,662	23,350
Interest bearing deposits		43,755	46,894
Interest bearing deposits - time		0	0
Equity securities at fair value			393
Securities available for sale		0	0
Net loans and loans held for sale		0	41,471
Accrued interest receivable		1	22
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity		2,429,013	2,197,494
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		100	114
Derivative financial instruments		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		500	594
Equity securities at fair value			0
Securities available for sale		439,592	427,926
Net loans and loans held for sale		125,013	44,753
Accrued interest receivable		1,995	1,789
Derivative financial instruments		7,389	5,155
Liabilities [Abstract]
Deposits with no stated maturity		0	0
Deposits with stated maturity		623,916	711,312
Other borrowings		63,930	25,706
Subordinated debentures		32,427	35,021
Accrued interest payable		1,510	1,532
Derivative financial instruments		5,657	2,326
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time		0	0
Equity securities at fair value			0
Securities available for sale		0	0
Net loans and loans held for sale		2,716,471	2,520,032
Accrued interest receivable		8,484	8,353
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity		0	0
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debentures		0	0
Accrued interest payable		0	0
Derivative financial instruments		$ 0	$ 0
[1]	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $367.180 million and $123.080 million at September 30, 2019 and December 31, 2018, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $49.020 million and $58.992 million at September 30, 2019 and December 31, 2018, respectively.

Contingencies (Details)

Contingencies (Details) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)shares	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)shares	Sep. 30, 2018USD ($)	Oct. 17, 2019USD ($)$ / shares	Dec. 31, 2018USD ($)
Contingencies [Abstract]
Provision for loss reimbursement on sold loans	$ 30	$ 50	$ 180	$ 80
Reserve for loss reimbursement on sold mortgage loans	$ 850		$ 850			$ 780
VISA Class B Common Stock [Member]
Investment Owned [Abstract]
Number of shares owned (in shares) | shares	12,566		12,566
Current conversion ratio			1.6228
VISA Class B Common Stock [Member] | Subsequent Event [Member]
Investment Owned [Abstract]
Closing price (in dollars per share) | $ / shares					$ 177.94
Current value of shares owned					$ 3,600

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Loss ("AOCL"), Summary of Changes (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Changes in AOCL [Roll Forward]
Balance at beginning of period	$ 330,846	$ 337,083	$ 338,994	$ 264,933
Other comprehensive income (loss) before reclassifications	1,138	(618)	7,153	(3,822)
Amounts reclassified from AOCL	(80)	(57)	(418)	(68)
Other comprehensive income (loss)	1,058	(675)	6,735	(3,890)
Balances at end of period	340,245	345,204	340,245	345,204
Accumulated Other Comprehensive Loss [Member]
Changes in AOCL [Roll Forward]
Balance at beginning of period	(4,431)	(9,214)	(10,108)	(5,999)
Other comprehensive income (loss)	1,058	(675)	6,735	(3,890)
Balances at end of period	(3,373)	(9,889)	(3,373)	(9,889)
Unrealized Gains (Losses) on Securities Available For Sale [Member]
Changes in AOCL [Roll Forward]
Balance at beginning of period	3,040	(4,437)	(4,185)	(470)
Other comprehensive income (loss) before reclassifications	1,196	(925)	8,529	(4,928)
Amounts reclassified from AOCL	0	0	(108)	36
Other comprehensive income (loss)	1,196	(925)	8,421	(4,892)
Balances at end of period	4,236	(5,362)	4,236	(5,362)
Disproportionate Tax Effects from Securities Available for Sale [Member]
Changes in AOCL [Roll Forward]
Balance at beginning of period	(5,798)	(5,798)	(5,798)	(5,798)
Other comprehensive income (loss) before reclassifications	0	0	0	0
Amounts reclassified from AOCL	0	0	0	0
Other comprehensive income (loss)	0	0	0	0
Balances at end of period	(5,798)	(5,798)	(5,798)	(5,798)
Unrealized Gains (Losses) on Cash Flow Hedges [Member]
Changes in AOCL [Roll Forward]
Balance at beginning of period	(1,673)	1,021	(125)	269
Other comprehensive income (loss) before reclassifications	(58)	307	(1,376)	1,106
Amounts reclassified from AOCL	(80)	(57)	(310)	(104)
Other comprehensive income (loss)	(138)	250	(1,686)	1,002
Balances at end of period	$ (1,811)	$ 1,271	$ (1,811)	$ 1,271

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Loss ("AOCL"), Reclassification Out of Each Components (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Reclassifications out of AOCL [Abstract]
Total reclassifications before tax	$ 15,570	$ 14,846	$ 40,535	$ 36,929
Interest expense	(6,939)	(4,755)	(20,149)	(11,739)
Income tax expense	3,125	2,921	7,979	7,026
Reclassifications, net of tax	12,445	11,925	32,556	29,903
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCL [Abstract]
Reclassifications, net of tax	80	57	418	68
Unrealized Gains (Losses) on Securities Available For Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCL [Abstract]
Net gains (losses) on securities	0	0	137	(45)
Net impairment loss recognized in earnings	0	0	0	0
Total reclassifications before tax	0	0	137	(45)
Income tax expense	0	0	29	(9)
Reclassifications, net of tax	0	0	108	(36)
Unrealized Gains (Losses) on Cash Flow Hedges [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCL [Abstract]
Interest expense	(102)	(73)	(393)	(132)
Income tax expense	(22)	(16)	(83)	(28)
Reclassifications, net of tax	$ (80)	$ (57)	$ (310)	$ (104)

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)Asset	Sep. 30, 2018USD ($)Asset	Sep. 30, 2019USD ($)Asset	Sep. 30, 2018USD ($)Asset	Dec. 31, 2018USD ($)
Revenue from Contracts with Customers [Abstract]
Percentage of revenues excluded from ASC Topic 606	84.70%	83.10%	84.70%	83.10%
Contract assets	$ 0		$ 0		$ 0
Contract liabilities	$ 0		$ 0		$ 0
Number of real estate assets sold during the period | Asset	0	0	0	0
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	$ 6,831	$ 6,892	$ 19,343	$ 19,994
Bank owned life insurance	301	237	813	713
Other	1,028	657	2,773	1,989
Total	2,492	2,134	6,862	6,294
Service Charges on Deposit Accounts
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	2,883	3,166	8,323	9,166
Overdraft Fees [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	1,970	2,161	5,582	6,177
Overdraft Fees [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	361	408	1,123	1,153
Account Service Charges [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	552	519	1,609	1,607
Account Service Charges [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	0	78	9	229
Other Deposit Related Income [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	713	727	2,079	2,158
ATM Fees [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	373	374	1,041	1,077
ATM Fees [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	9	10	26	26
Other [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	240	219	703	656
Other [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	91	124	309	399
Interchange Income [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	2,785	2,486	7,744	7,236
Investment and Insurance Commissions [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	450	513	1,197	1,434
Asset Management Revenue [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	292	274	823	826
Transaction Based Revenue [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	$ 158	$ 239	$ 374	$ 608

Leases (Details)

Leases (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)		Sep. 30, 2019USD ($)
Components of operating leases [Abstract]
Operating lease cost	$ 565		$ 1,692
Variable lease cost	43		115
Short-term lease cost	4		14
Total	612		1,821
Supplemental balance sheet information related to operating leases [Abstract]
Lease right of use asset	6,244	[1]	6,244	[1]
Lease liabilities	$ 6,257	[2]	$ 6,257	[2]
Weighted average remaining lease term (years)	5 years 6 months		5 years 6 months
Weighted average discount rate	3.20%		3.20%
Maturities of lease liabilities [Abstract]
Three months ending December 31, 2019	$ 543		$ 543
2020	1,790		1,790
2021	1,269		1,269
2022	963		963
2023	925		925
2024 and thereafter	1,381		1,381
Total lease payments	6,871		6,871
Less imputed interest	(614)		(614)
Total	$ 6,257	[2]	$ 6,257	[2]
[1]	Included in Accrued income and other assets in our Condensed Consolidated Statements of Financial Condition.
[2]	Included in Accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition.

Recent Acquisition (Details)

Recent Acquisition (Details) - USD ($) $ in Thousands		Apr. 01, 2018	Sep. 30, 2018	Sep. 30, 2019	Dec. 31, 2018	Mar. 31, 2018
Valuation of the assets acquired and liabilities assumed [Abstract]
Goodwill				$ 28,300	$ 28,300
TCSB Bancorp, Inc. [Member]
Recent Acquisition [Abstract]
Equity interest issued to each holder of common stock under merger agreement (in shares)		1.1166
Total value of common stock and cash paid in lieu of fractional shares		$ 5
Equity issued under merger agreement (in shares)		2,710,000
Options issued under merger agreement (in shares)		190,000
Fair value of equity issued under merger agreement		$ 64,500
Valuation of the assets acquired and liabilities assumed [Abstract]
Cash and cash equivalents						$ 23,521
Interest bearing deposits - time						4,054
Securities available for sale						6,066
Federal Home Loan Bank stock						778
Loans, net						295,799
Property and equipment, net						1,067
Capitalized mortgage loan servicing rights						3,047
Accrued income and other assets						3,362
Other intangibles	[1]					5,798
Total assets acquired						343,492
Deposits						287,710
Other borrowings						14,345
Subordinated debentures						3,768
Accrued expenses and other liabilities						1,429
Total liabilities assumed						307,252
Net assets acquired						36,240
Goodwill						28,300
Purchase price (fair value of consideration)						64,540
Decrease in goodwill			$ (700)
Fair value of acquired receivables						292,900
Gross contractual amounts receivable						$ 298,600
TCSB Bancorp, Inc. [Member] | Core Deposits [Member]
Valuation of the assets acquired and liabilities assumed [Abstract]
Estimated fair value of intangible assets		$ 5,800
Estimated useful life				10 years
[1]	Relates to core deposit intangibles (see note #7).