Independent Bank (IBCP) 10-Q 5 Aug 20 2020 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2020	Aug. 04, 2020
Cover [Abstract]
Entity Registrant Name	INDEPENDENT BANK CORPORATION
Entity Central Index Key	0000039311
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Shell Company	false
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		21,880,738
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q2
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	0-7818
Entity Tax Identification Number	38-2032782
Entity Incorporation, State or Country Code	MI
Entity Address, Address Line One	4200 East Beltline
Entity Address, City or Town	Grand Rapids
Entity Address, State or Province	MI
Entity Address, Postal Zip Code	49525
City Area Code	616
Local Phone Number	527-5820
Title of 12(b) Security	Common stock, no par value
Trading Symbol	IBCP
Security Exchange Name	NASDAQ

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (unaudited) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 47,369	$ 53,295
Interest bearing deposits	8,447	12,009
Cash and Cash Equivalents	55,816	65,304
Interest bearing deposits - time	0	350
Securities available for sale	856,280	518,400
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	18,427	18,359
Loans held for sale, carried at fair value	83,706	69,800
Loans
Loans	2,866,663	2,725,023
Allowance for loan losses	(34,500)	(26,148)
Net Loans	2,832,163	2,698,875
Other real estate and repossessed assets, net	1,569	1,865
Property and equipment, net	36,962	38,411
Bank-owned life insurance	55,300	55,710
Deferred tax assets, net	2,483	2,072
Capitalized mortgage loan servicing rights, carried at fair value	13,773	19,171
Other intangibles	4,816	5,326
Goodwill	28,300	28,300
Accrued income and other assets	53,720	42,751
Total Assets	4,043,315	3,564,694
Deposits
Non-interest bearing	1,118,424	852,076
Savings and interest-bearing checking	1,375,523	1,186,745
Reciprocal	535,398	431,027
Time	323,993	376,877
Brokered time	131,787	190,002
Total Deposits	3,485,125	3,036,727
Other borrowings	50,002	88,646
Subordinated debt	39,283	0
Subordinated debentures	39,490	39,456
Accrued expenses and other liabilities	74,292	49,696
Total Liabilities	3,688,192	3,214,525
Commitments and contingent liabilities
Shareholders' Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,880,183 shares at June 30, 2020 and 22,481,643 shares at December 31, 2019	338,989	352,344
Retained earnings	12,338	1,611
Accumulated other comprehensive income (loss)	3,796	(3,786)
Total Shareholders' Equity	355,123	350,169
Total Liabilities and Shareholders' Equity	4,043,315	3,564,694
Commercial [Member]
Loans
Loans	1,362,956	1,166,695
Allowance for loan losses	(8,731)	(7,922)
Mortgage [Member]
Loans
Loans	1,041,684	1,098,911
Allowance for loan losses	(7,261)	(8,216)
Installment [Member]
Loans
Loans	462,023	459,417
Allowance for loan losses	$ (1,217)	$ (1,283)

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (unaudited) (Parenthetical) - $ / shares	Jun. 30, 2020	Dec. 31, 2019
Shareholders' Equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	21,880,183	22,481,643
Common stock, shares outstanding (in shares)	21,880,183	22,481,643

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Operations (unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest Income
Interest and fees on loans		$ 29,863	$ 33,836	$ 61,627	$ 66,517
Interest on securities available for sale
Taxable		2,847	3,034	5,906	6,040
Tax-exempt		793	324	1,183	698
Other investments		251	379	617	954
Total Interest Income		33,754	37,573	69,333	74,209
Interest Expense
Deposits		2,388	6,021	7,088	11,702
Other borrowings and subordinated debt and debentures		904	796	1,592	1,508
Total Interest Expense		3,292	6,817	8,680	13,210
Net Interest Income		30,462	30,756	60,653	60,999
Provision for loan losses		5,188	652	11,909	1,316
Net Interest Income After Provision for Loan Losses		25,274	30,104	48,744	59,683
Non-interest Income
Interchange income		2,526	2,604	4,983	4,959
Service charges on deposit accounts		1,623	2,800	4,214	5,440
Net gains on assets
Mortgage loans		17,642	4,302	26,482	7,913
Securities available for sale		0	0	253	304
Mortgage loan servicing, net		(3,022)	(1,907)	(8,322)	(3,122)
Other		1,598	2,106	3,761	4,370
Total Non-Interest Income		20,367	9,905	31,371	19,864
Non-interest Expense
Compensation and employee benefits		16,279	15,931	32,788	32,282
Occupancy, net		2,159	2,131	4,619	4,636
Data processing		1,590	2,171	3,945	4,315
Furniture, fixtures and equipment		1,090	1,006	2,126	2,035
Communications		800	717	1,603	1,486
Interchange expense		726	753	1,585	1,441
Loan and collection		756	628	1,561	1,262
Advertising		364	627	1,047	1,299
Legal and professional		468	371	861	740
FDIC deposit insurance		430	342	800	710
Other		2,684	1,915	5,130	4,376
Total Non-interest Expense		27,346	26,592	56,065	54,582
Income Before Income Tax		18,295	13,417	24,050	24,965
Income tax expense		3,523	2,687	4,468	4,854
Net Income		$ 14,772	$ 10,730	$ 19,582	$ 20,111
Net Income Per Common Share
Basic (in dollars per share)	[1]	$ 0.67	$ 0.47	$ 0.89	$ 0.86
Diluted (in dollars per share)		$ 0.67	$ 0.46	$ 0.88	$ 0.85
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]
Net income	$ 14,772	$ 10,730	$ 19,582	$ 20,111
Securities available for sale
Unrealized gains arising during period	10,522	3,920	9,924	9,284
Change in unrealized gains and losses for which a portion of other than temporary impairment has been recognized in earnings	88	0	(81)	(2)
Reclassification adjustments for gains included in earnings	0	0	(253)	(137)
Unrealized gains recognized in other comprehensive income on securities available for sale	10,610	3,920	9,590	9,145
Income tax expense	2,228	823	2,014	1,920
Unrealized gains recognized in other comprehensive income on securities available for sale, net of tax	8,382	3,097	7,576	7,225
Derivative instruments
Unrealized gain (loss) arising during period	78	(756)	(328)	(1,668)
Reclassification adjustment for (income) expense recognized in earnings	261	(142)	336	(291)
Unrealized gains (losses) recognized in other comprehensive income on derivative instruments	339	(898)	8	(1,959)
Income tax expense (benefit)	71	(187)	2	(411)
Unrealized gains (losses) recognized in other comprehensive income on derivative instruments, net of tax	268	(711)	6	(1,548)
Other comprehensive income	8,650	2,386	7,582	5,677
Comprehensive income	$ 23,422	$ 13,116	$ 27,164	$ 25,788

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Condensed Consolidated Statements of Cash Flows (unaudited) [Abstract]
Net Income	$ 19,582	$ 20,111
Adjustments to Reconcile Net Income to Net Cash From Operating Activities
Proceeds from the sale of equity securities at fair value	0	560
Proceeds from sales of loans held for sale	637,682	222,953
Disbursements for loans held for sale	(625,106)	(233,170)
Provision for loan losses	11,909	1,316
Deferred income tax expense (benefit)	(2,427)	1,524
Net deferred loan (fees) costs	7,433	(1,947)
Net depreciation, amortization of intangible assets and premiums and accretion of discounts on securities, loans and interest bearing deposits - time	4,124	2,906
Net gains on mortgage loans	(26,482)	(7,913)
Net gains on securities available for sale	(253)	(304)
Share based compensation	1,009	888
(Increase) decrease in accrued income and other assets	3,596	(3,112)
Increase in accrued expenses and other liabilities	12,886	10,125
Total Adjustments	24,371	(6,174)
Net Cash From Operating Activities	43,953	13,937
Cash Flow Used in Investing Activities
Proceeds from the sale of securities available for sale	36,593	42,236
Proceeds from maturities, prepayments and calls of securities available for sale	111,349	76,579
Purchases of securities available for sale	(447,645)	(81,639)
Proceeds from the maturity of interest bearing deposits - time	350	100
Purchase of Federal Reserve Bank stock	(68)	0
Net increase in portfolio loans (loans originated, net of principal payments)	(181,765)	(152,256)
Proceeds from the sale of portfolio loans	2,395	40,630
Proceeds from bank-owned life insurance	945	0
Proceeds from the sale of other real estate and repossessed assets	262	808
Capital expenditures	(1,653)	(1,542)
Net Cash Used in Investing Activities	(479,237)	(75,084)
CASH FLOW FROM FINANCING ACTIVITIES
Net increase in total deposits	448,398	65,457
Net increase (decrease) in other borrowings	(25,004)	550
Proceeds from Federal Home Loan Bank advances	239,254	27,000
Payments of Federal Home Loan Bank advances	(252,910)	(12,143)
Proceeds from issuance of subordinated debt, net of issuance costs	39,277	0
Dividends paid	(8,855)	(8,458)
Proceeds from issuance of common stock	11	282
Repurchase of common stock	(13,784)	(25,782)
Share based compensation withholding obligation	(591)	(866)
Net Cash From Financing Activities	425,796	46,040
Net Decrease in Cash and Cash Equivalents	(9,488)	(15,107)
Cash and Cash Equivalents at Beginning of Period	65,304	70,244
Cash and Cash Equivalents at End of Period	55,816	55,137
Cash paid during the period for
Interest	9,126	13,188
Income taxes	0	2,457
Operating leases	936	1,127
Transfers to other real estate and repossessed assets	66	1,420
Purchase of securities available for sale not yet settled	2,450	645
Securitization of portfolio loans	26,325	29,790
Right of use assets obtained in exchange for lease obligations	$ 116	$ 7,703

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Shareholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings (Accumulated Deficit) [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at beginning of period at Dec. 31, 2018	$ 377,372	$ (28,270)	$ (10,108)	$ 338,994
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		20,111		20,111
Cash dividends declared	0	(8,458)	0	(8,458)
Repurchase of common stock	(25,782)	0	0	(25,782)
Issuance of common stock	282	0	0	282
Share based compensation	888	0	0	888
Share based compensation withholding obligation	(866)	0	0	(866)
Other comprehensive income	0	0	5,677	5,677
Balances at end of period at Jun. 30, 2019	351,894	(16,617)	(4,431)	330,846
Balance at beginning of period at Mar. 31, 2019	374,678	(23,135)	(6,817)	344,726
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	10,730	0	10,730
Cash dividends declared	0	(4,212)	0	(4,212)
Repurchase of common stock	(23,252)	0	0	(23,252)
Share based compensation	468	0	0	468
Other comprehensive income	0	0	2,386	2,386
Balances at end of period at Jun. 30, 2019	351,894	(16,617)	(4,431)	330,846
Balance at beginning of period at Dec. 31, 2019	352,344	1,611	(3,786)	350,169
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		19,582		19,582
Cash dividends declared	0	(8,855)	0	(8,855)
Repurchase of common stock	(13,784)	0	0	(13,784)
Issuance of common stock	11	0	0	11
Share based compensation	1,009	0	0	1,009
Share based compensation withholding obligation	(591)	0	0	(591)
Other comprehensive income	0	0	7,582	7,582
Balances at end of period at Jun. 30, 2020	338,989	12,338	3,796	355,123
Balance at beginning of period at Mar. 31, 2020	338,528	1,944	(4,854)	335,618
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	14,772	0	14,772
Cash dividends declared	0	(4,378)	0	(4,378)
Issuance of common stock	0	0	0	0
Share based compensation	462	0	0	462
Share based compensation withholding obligation	(1)	0	0	(1)
Other comprehensive income	0	0	8,650	8,650
Balances at end of period at Jun. 30, 2020	$ 338,989	$ 12,338	$ 3,796	$ 355,123

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Shareholders' Equity (unaudited) (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Condensed Consolidated Statements of Shareholders' Equity (unaudited) [Abstract]
Cash dividends declared (in dollars per share)	$ 0.20	$ 0.18	$ 0.40	$ 0.36
Repurchase of shares of common stock (in shares)		1,063,901	678,929	1,179,688
Issuance of shares of common stock (in shares)	350		11,917	68,399
Share based compensation, common stock (in shares)	0	2,498	93,882	86,626
Share based compensation withholding obligation, common stock (in shares)	156		28,330	56,286

Preparation of Financial Statem

Preparation of Financial Statements	6 Months Ended
	Jun. 30, 2020
Preparation of Financial Statements [Abstract]
Preparation of Financial Statements	1. Preparation of Financial Statements The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading. The unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2019 included in our Annual Report on Form 10-K. In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as , and the results of operations for the three and six-month periods . The results of operations for the three and six-month periods ended , are not necessarily indicative of the results to be expected for the full year. Certain reclassifications have been made in the prior period condensed consolidated financial statements to conform to the current period presentation. Our critical accounting policies include the determination of the allowance for loan losses and the valuation of capitalized mortgage loan servicing rights. Refer to our 2019 Annual Report on Form 10-K for a disclosure of our accounting policies.

New Accounting Standards

New Accounting Standards	6 Months Ended
	Jun. 30, 2020
New Accounting Standards [Abstract]
New Accounting Standards	2. New Accounting Standards In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, ‘‘Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments’’. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU: • Replaces the existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost, which will reflect our estimate of credit losses over the full remaining expected life of the financial assets and will consider expected future changes in macroeconomic conditions. • Eliminates existing guidance for purchase credit impaired (‘‘PCI’’) loans, and requires recognition of the nonaccretable difference as an increase to the allowance for expected credit losses on financial assets purchased with more than insignificant credit deterioration since origination, which will be offset by an increase in the recorded investment of the related loans. • Requires inclusion of expected recoveries, limited to the cumulative amount of prior write-offs, when estimating the allowance for credit losses for in scope financial assets (including collateral dependent assets). • Amends existing impairment guidance for securities available for sale to incorporate an allowance, which will allow for reversals of credit impairments in the event that the credit of an issuer improves. Credit losses on securities available for sale are limited to the amount of the decline in fair value regardless of what the credit loss model would show for impairment. • Generally requires a cumulative-effect adjustment to retained earnings as of the beginning of the reporting period of adoption. We began evaluating this ASU in 2016 and established a company-wide, cross-discipline governance structure, which provides implementation oversight. We continued to test and refine our current expected credit loss models that satisfied the requirements of this ASU. Oversight and testing, as well as efforts to meet expanded disclosure requirements, extended through the end of 2019. We currently expect to estimate losses over approximately a two year forecast period using the Federal Open Market Committee median economic projections and other economic forecast sources, and then revert to longer term historical loss experience to estimate losses over more extended periods. We were originally required to adopt this ASU on January 1, 2020 but section 4014 of the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act allows for temporary relief from applying this ASU. Under the CARES Act we may delay the adoption of this ASU until the earlier of the termination of the national emergency that President Trump declared on March 13, 2020, or December 31, 2020. As such, we have chosen to delay the adoption of this ASU and continue to utilize the existing incurred loss impairment methodology to calculate our allowance for loan losses and our provision for loan losses as required under Accounting Standards Codification 310 (Receivables). When we adopt this ASU as required under the CARES act we will do so retrospectively to January 1, 2020. We expect to recognize a one-time cumulative effect adjustment at January 1, 2020 increasing the allowance for loan losses. We are estimating an increase to the allowance for loan losses at that time to be in the range of $8.0 million to $10.0 million primarily driven by the longer contractual maturities of our mortgage and consumer installment loan portfolio segments. In addition, we currently expect this ASU to increase the allowance for losses related to unfunded loan commitments between $1.0 million and $2.0 million. The ultimate impact of adopting this ASU, and at each subsequent reporting period, is highly dependent on credit quality, economic forecasts and conditions, composition of our loan portfolios and securities available for sale, along with other management judgements. The transition adjustment to record the allowance for credit losses may fall outside of our estimated increase based on the finalization of assumptions including qualitative adjustments and the economic forecast used in calculating the allowance for credit losses upon the adoption of CECL. We do not expect a material allowance for credit losses to be recorded on securities available for sale upon adoption of this ASU. In August 2018, the FASB issued ASU 2018-13, ‘‘Fair Value Measurement (Topic 820), Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement’’. This new ASU amends disclosure requirements in Topic 820 to eliminate, add and modify certain disclosure requirements for fair value measurements as part of its disclosure framework project. The amended guidance eliminates the requirements to disclose the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, the entity’s policy for the timing of transfers between levels of the fair value hierarchy and the entity’s valuation processes for Level 3 fair value measurements. The amended guidance adds the requirements to disclose the changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements of instruments held at the end of the reporting period and for recurring and nonrecurring Level 3 fair value measurements, the range and weighted average used to develop significant unobservable inputs and how the weighted average was calculated, with certain exceptions. This amended guidance was effective for us on January 1, 2020, and did not have a material impact on our consolidated operating results or financial condition. In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting’’. This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination. Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. This amended guidance and our ability to elect its temporary optional expedients and exceptions are effective for us as of March 12, 2020 through December 31, 2022.

Securities

Securities	6 Months Ended
	Jun. 30, 2020
Securities [Abstract]
Securities	3. Securities Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) June 30, 2020 U.S. agency $ 12,185 $ 289 $ 34 $ 12,440 U.S. agency residential mortgage-backed 287,751 5,413 234 292,930 U.S. agency commercial mortgage-backed 8,973 395 - 9,368 Private label mortgage-backed 40,862 939 450 41,351 Other asset backed 226,307 1,021 1,055 226,273 Obligations of states and political subdivisions 202,105 5,620 170 207,555 Corporate 61,306 3,145 267 64,184 Trust preferred 1,969 - 308 1,661 Foreign government 500 18 - 518 Total $ 841,958 $ 16,840 $ 2,518 $ 856,280 December 31, 2019 U.S. agency $ 14,591 $ 89 $ 19 $ 14,661 U.S. agency residential mortgage-backed 226,130 1,910 278 227,762 U.S. agency commercial mortgage-backed 10,671 113 28 10,756 Private label mortgage-backed 39,248 544 99 39,693 Other asset backed 94,158 103 375 93,886 Obligations of states and political subdivisions 94,499 1,724 121 96,102 Corporate 31,904 1,296 5 33,195 Trust preferred 1,968 - 125 1,843 Foreign government 499 3 - 502 Total $ 513,668 $ 5,782 $ 1,050 $ 518,400 Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) June 30, 2020 U.S. agency $ 2,041 $ 6 $ 2,350 $ 28 $ 4,391 $ 34 U.S. agency residential mortgage-backed 55,329 220 4,859 14 60,188 234 Private label mortgage-backed 16,768 401 240 49 17,008 450 Other asset backed 24,297 408 20,402 647 44,699 1,055 Obligations of states and political subdivisions 19,344 130 2,084 40 21,428 170 Corporate 10,146 267 - - 10,146 267 Trust preferred - - 1,661 308 1,661 308 Total $ 127,925 $ 1,432 $ 31,596 $ 1,086 $ 159,521 $ 2,518 December 31, 2019 U.S. agency $ 2,782 $ 8 $ 2,712 $ 11 $ 5,494 $ 19 U.S. agency residential mortgage-backed 56,377 126 13,551 152 69,928 278 U.S. agency commercial mortgage-backed 3,284 24 659 4 3,943 28 Private label mortgage-backed 16,387 55 343 44 16,730 99 Other asset backed 34,027 233 13,839 142 47,866 375 Obligations of states and political subdivisions 15,666 84 5,396 37 21,062 121 Corporate 2,125 5 - - 2,125 5 Trust preferred - - 1,843 125 1,843 125 Total $ 130,648 $ 535 $ 38,343 $ 515 $ 168,991 $ 1,050 Our portfolio of securities available for sale is reviewed quarterly for impairment in value. In performing this review management considers (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) the impact of changes in market interest rates on the market value of the security and (4) an assessment of whether we intend to sell, or it is more likely than not that we will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. For securities that do not meet the aforementioned recovery criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income. U.S. agency and U.S. agency residential mortgage-backed securities — at June 30, 2020, we had 29 U.S. agency and 38 U.S. agency residential mortgage-backed securities whose fair value is less than amortized cost. The unrealized losses are largely attributed to widening spreads to Treasury bonds since acquisition. Private label mortgage backed, other asset backed and corporate securities — at June 30, 2020, we had 23 private label mortgage backed, 66 other asset backed and 10 corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening since acquisition. Two private label mortgage-backed securities (discussed further below) were reviewed for other than temporary impairment (‘‘OTTI’’) utilizing a cash flow projection. The cash flow analysis forecasts cash flow from the underlying loans in each transaction and then applies these cash flows to the bonds in the securitization. Obligations of states and political subdivisions — at June 30, 2020, we had municipal securities whose fair value is less than amortized cost. The unrealized losses are primarily due to wider benchmark pricing spreads since acquisition. Trust preferred securities — at June 30, 2020, we had trust preferred securities whose fair value is less than amortized cost. Both of our trust preferred securities are single issue securities issued by a trust subsidiary of a bank holding company. The pricing of trust preferred securities has suffered from credit spread widening. of the securities is rated by a major rating agency as investment grade while the other is non-rated. The non-rated issue is a relatively small bank and was never rated. The issuer of this non-rated trust preferred security, which had a total amortized cost of $ million and total fair value of $ million as of June 30, 2020, continues to have satisfactory credit metrics and make interest payments. As management does not intend to liquidate any of the securities discussed above and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losses, no declines discussed above (other than certain declines related to the two private label mortgage-backed securities currently being reviewed for OTTI) are deemed to be other than temporary. We recorded no credit related OTTI charges in our Condensed Consolidated Statements of Operations related to securities available for sale during the three and six month periods ended June 30, 2020 and 2019, respectively. At June 30, 2020, two private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Total (In thousands) Fair value $ 468 $ 542 $ 1,010 Amortized cost 445 395 840 Non-credit unrealized loss - - - Unrealized gain 23 147 170 Cumulative credit related OTTI 757 457 1,214 Both of these securities are receiving principal and interest payments similar to principal reductions in the underlying collateral and have unrealized gains at June 30, 2020. The original amortized cost (current amortized cost excluding cumulative credit related OTTI) for each of these securities has been permanently adjusted downward for previously recorded credit related OTTI. The unrealized loss (based on original amortized cost) for both of these securities is now less than previously recorded credit related OTTI amounts. A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended June 30, Six months ended June 30, 2020 2019 2020 2019 (In thousands) (In thousands) Balance at beginning of period $ 1,214 $ 1,594 $ 1,214 $ 1,594 Additions to credit losses on securities for which no previous OTTI was recognized - - - - Increases to credit losses on securities for which OTTI was previously recognized - - - - Balance at end of period $ 1,214 $ 1,594 $ 1,214 $ 1,594 The amortized cost and fair value of securities available for sale at June 30, 2020, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 18,298 $ 18,412 Maturing after one year but within five years 75,085 77,526 Maturing after five years but within ten years 55,718 58,911 Maturing after ten years 128,964 131,509 278,065 286,358 U.S. agency residential mortgage-backed 287,751 292,930 U.S. agency commercial mortgage-backed 8,973 9,368 Private label mortgage-backed 40,862 41,351 Other asset backed 226,307 226,273 Total $ 841,958 $ 856,280 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities available for sale and gains and losses for the six month periods ending June 30, follows: Realized Proceeds Gains Losses (In thousands) 2020 $ 36,593 $ 253 $ - 2019 42,236 169 32 Certain preferred stocks which were all sold during the first quarter of 2019 had been classified as equity securities at fair value in our Condensed Consolidated Statement of Financial Condition. During the six months ended June 30, 2019 we recognized gains on these preferred stocks of $ million that are included in net gains on securities in the Condensed Consolidated Statements of Operations.

Loans

Loans	6 Months Ended
	Jun. 30, 2020
Loans [Abstract]
Loans	4. Loans Our assessment of the allowance for loan losses is based on an evaluation of the loan portfolio, recent and historical loss experience, current economic conditions and other pertinent factors. An analysis of the allowance for loan losses by portfolio segment for the three months ended June 30, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2020 Balance at beginning of period $ 10,212 $ 7,416 $ 1,258 $ 13,609 $ 32,495 Additions (deductions) Provision for loan losses 1,461 (130 ) 175 3,682 5,188 Recoveries credited to the allowance 1,058 90 207 - 1,355 Loans charged against the allowance (4,000 ) (115 ) (423 ) - (4,538 ) Balance at end of period $ 8,731 $ 7,261 $ 1,217 $ 17,291 $ 34,500 2019 Balance at beginning of period $ 7,518 $ 8,412 $ 1,251 $ 8,073 $ 25,254 Additions (deductions) Provision for loan losses 475 (386 ) 209 354 652 Recoveries credited to the allowance 378 327 184 - 889 Loans charged against the allowance (250 ) (291 ) (351 ) - (892 ) Balance at end of period $ 8,121 $ 8,062 $ 1,293 $ 8,427 $ 25,903 An analysis of the allowance for loan losses by portfolio segment for the six months ended June 30, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2020 Balance at beginning of period $ 7,922 $ 8,216 $ 1,283 $ 8,727 $ 26,148 Additions (deductions) Provision for loan losses 3,679 (638 ) 304 8,564 11,909 Recoveries credited to the allowance 1,166 207 381 - 1,754 Loans charged against the allowance (4,036 ) (524 ) (751 ) - (5,311 ) Balance at end of period $ 8,731 $ 7,261 $ 1,217 $ 17,291 $ 34,500 2019 Balance at beginning of period $ 7,090 $ 7,978 $ 895 $ 8,925 $ 24,888 Additions (deductions) Provision for loan losses 895 187 732 (498 ) 1,316 Recoveries credited to the allowance 505 551 401 - 1,457 Loans charged against the allowance (369 ) (654 ) (735 ) - (1,758 ) Balance at end of period $ 8,121 $ 8,062 $ 1,293 $ 8,427 $ 25,903 Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) June 30, 2020 Allowance for loan losses: Individually evaluated for impairment $ 2,768 $ 4,338 $ 254 $ - $ 7,360 Collectively evaluated for impairment 5,963 2,923 963 17,291 27,140 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 8,731 $ 7,261 $ 1,217 $ 17,291 $ 34,500 Loans Individually evaluated for impairment $ 18,913 $ 41,680 $ 2,645 $ 63,238 Collectively evaluated for impairment 1,345,774 1,003,774 460,261 2,809,809 Loans acquired with deteriorated credit quality 1,281 560 305 2,146 Total loans recorded investment 1,365,968 1,046,014 463,211 2,875,193 Accrued interest included in recorded investment 3,012 4,330 1,188 8,530 Total loans $ 1,362,956 $ 1,041,684 $ 462,023 $ 2,866,663 December 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 1,031 $ 4,863 $ 261 $ - $ 6,155 Collectively evaluated for impairment 6,891 3,353 1,022 8,727 19,993 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 7,922 $ 8,216 $ 1,283 $ 8,727 $ 26,148 Loans Individually evaluated for impairment $ 9,393 $ 43,574 $ 2,925 $ 55,892 Collectively evaluated for impairment 1,158,906 1,058,917 457,370 2,675,193 Loans acquired with deteriorated credit quality 1,394 575 316 2,285 Total loans recorded investment 1,169,693 1,103,066 460,611 2,733,370 Accrued interest included in recorded investment 2,998 4,155 1,194 8,347 Total loans $ 1,166,695 $ 1,098,911 $ 459,417 $ 2,725,023 Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow (1) 90+ and Still Accruing Non- Accrual Total Non- Performing Loans (In thousands) June 30, 2020 Commercial Commercial and industrial (2) $ - $ 1,251 $ 1,251 Commercial real estate - 3,583 3,583 Mortgage 1-4 family owner occupied - jumbo - 751 751 1-4 family owner occupied - non-jumbo (3) 5 2,789 2,794 1-4 family non-owner occupied - 1,573 1,573 1-4 family - 2nd lien - 1,381 1,381 Resort lending - 404 404 Installment Boat lending - 142 142 Recreational vehicle lending - 74 74 Other - 386 386 Total recorded investment $ 5 $ 12,334 $ 12,339 Accrued interest included in recorded investment $ - $ - $ - December 31, 2019 Commercial Commercial and industrial (2) $ - $ 565 $ 565 Commercial real estate - 735 735 Mortgage 1-4 family owner occupied - jumbo - 1,179 1,179 1-4 family owner occupied - non-jumbo (3) - 3,540 3,540 1-4 family non-owner occupied - 1,039 1,039 1-4 family - 2nd lien - 979 979 Resort lending - 690 690 Installment Boat lending - 332 332 Recreational vehicle lending - 3 3 Other - 470 470 Total recorded investment $ - $ 9,532 $ 9,532 Accrued interest included in recorded investment $ - $ - $ - (1) Non-performing loans exclude purchase credit impaired loans. (2) Non-performing commercial and industrial loans exclude $0.053 million and $0.077 million of government guaranteed loans at June 30, 2020 and December 31, 2019, respectively. (3) Non-performing 1-4 family owner occupied – non jumbo loans exclude $0.551 million and $0.569 million of government guaranteed loans at June 30, 2020 and December 31, 2019, respectively. An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) June 30, 2020 Commercial Commercial and industrial $ 271 $ 68 $ 70 $ 409 $ 763,296 $ 763,705 Commercial real estate - 2,907 - 2,907 599,356 602,263 Mortgage 1-4 family owner occupied - jumbo 1,236 - 632 1,868 422,393 424,261 1-4 family owner occupied - non-jumbo 1,927 328 1,212 3,467 284,411 287,878 1-4 family non-owner occupied 1,481 387 848 2,716 160,046 162,762 1-4 family - 2nd lien 500 489 628 1,617 105,073 106,690 Resort lending 392 258 373 1,023 63,400 64,423 Installment Boat lending 748 45 72 865 205,724 206,589 Recreational vehicle lending 161 26 46 233 157,396 157,629 Other 388 183 279 850 98,143 98,993 Total $ 7,104 $ 4,691 $ 4,160 $ 15,955 $ 2,859,238 $ 2,875,193 Accrued interest included in recorded investment $ 91 $ 24 $ - $ 115 $ 8,415 $ 8,530 December 31, 2019 Commercial Commercial and industrial $ - $ 289 $ 102 $ 391 $ 564,480 $ 564,871 Commercial real estate 177 - 735 912 603,910 604,822 Mortgage 1-4 family owner occupied - jumbo 1,757 1,037 - 2,794 398,759 401,553 1-4 family owner occupied - non-jumbo 2,672 852 1,387 4,911 342,349 347,260 1-4 family non-owner occupied 695 136 623 1,454 168,083 169,537 1-4 family - 2nd lien 909 90 386 1,385 115,157 116,542 Resort lending 364 53 565 982 67,192 68,174 Installment Boat lending 337 107 88 532 202,750 203,282 Recreational vehicle lending 161 97 3 261 153,184 153,445 Other 377 275 202 854 103,030 103,884 Total recorded investment $ 7,449 $ 2,936 $ 4,091 $ 14,476 $ 2,718,894 $ 2,733,370 Accrued interest included in recorded investment $ 74 $ 34 $ - $ 108 $ 8,239 $ 8,347 Impaired loans are as follows: June 30, 2020 December 31, 2019 Impaired loans with no allocated allowance for loan losses (In thousands) Troubled debt restructurings ("TDR") $ 280 $ 337 Non - TDR 1,542 1,550 Impaired loans with an allocated allowance for loan losses TDR - allowance based on collateral 15,221 1,587 TDR - allowance based on present value cash flow 40,282 48,798 Non - TDR - allowance based on collateral 5,572 3,365 Total impaired loans $ 62,897 $ 55,637 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 2,166 $ 542 TDR - allowance based on present value cash flow 3,960 4,641 Non - TDR - allowance based on collateral 1,234 972 Total amount of allowance for loan losses allocated $ 7,360 $ 6,155 Impaired loans by class are as follows: June 30, 2020 December 31, 2019 Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses With no related allowance for loan losses recorded: (In thousands) Commercial Commercial and industrial $ 84 $ 84 $ - $ 257 $ 257 $ - Commercial real estate - - - 796 796 - Mortgage 1-4 family owner occupied - jumbo 632 632 - - - - 1-4 family owner occupied - non-jumbo 424 448 - 212 217 - 1-4 family non-owner occupied 321 480 - 214 366 - 1-4 family - 2nd lien 364 364 - 407 438 - Resort lending - - - - - - Installment Boat lending - - - - - - Recreational vehicle lending - - - - - - Other - - - 1 41 - 1,825 2,008 - 1,887 2,115 - With an allowance for loan losses recorded: Commercial Commercial and industrial 2,409 2,510 653 1,655 1,706 453 Commercial real estate 16,420 20,934 2,115 6,685 6,661 578 Mortgage 1-4 family owner occupied - jumbo 525 887 52 1,447 1,445 91 1-4 family owner occupied - non-jumbo 22,334 23,092 2,462 10,163 10,695 1,031 1-4 family non-owner occupied 4,942 5,401 543 4,962 5,542 572 1-4 family - 2nd lien 575 579 116 14,059 15,243 1,695 Resort lending 11,563 12,017 1,165 12,110 12,263 1,474 Installment Boat lending 72 99 25 - - - Recreational vehicle lending 90 105 19 - - - Other 2,483 2,630 210 2,924 3,153 261 61,413 68,254 7,360 54,005 56,708 6,155 Total Commercial Commercial and industrial 2,493 2,594 653 1,912 1,963 453 Commercial real estate 16,420 20,934 2,115 7,481 7,457 578 Mortgage 1-4 family owner occupied - jumbo 1,157 1,519 52 1,447 1,445 91 1-4 family owner occupied - non-jumbo 22,758 23,540 2,462 10,375 10,912 1,031 1-4 family non-owner occupied 5,263 5,881 543 5,176 5,908 572 1-4 family - 2nd lien 939 943 116 14,466 15,681 1,695 Resort lending 11,563 12,017 1,165 12,110 12,263 1,474 Installment Boat lending 72 99 25 - - - Recreational vehicle lending 90 105 19 - - - Other 2,483 2,630 210 2,925 3,194 261 Total $ 63,238 $ 70,262 $ 7,360 $ 55,892 $ 58,823 $ 6,155 Accrued interest included in recorded investment $ 341 $ 255 Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending June 30, follows: 2020 2019 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance for loan losses recorded: (In thousands) Commercial Commercial and industrial $ 84 $ 1 $ - $ - Commercial real estate - - - - Mortgage 1-4 family owner occupied - jumbo 316 - - - 1-4 family owner occupied - non-jumbo 482 1 180 2 1-4 family non-owner occupied 355 3 304 - 1-4 family - 2nd lien 374 - - - Resort lending 77 - - - Installment Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 1,688 5 484 2 With an allowance for loan losses recorded: Commercial Commercial and industrial 2,409 29 2,418 16 Commercial real estate 15,988 288 5,587 83 Mortgage 1-4 family owner occupied - jumbo 1,187 11 633 10 1-4 family owner occupied - non-jumbo 22,249 273 12,343 155 1-4 family non-owner occupied 4,774 52 18,510 251 1-4 family - 2nd lien 694 2 556 3 Resort lending 11,554 92 12,680 147 Installment Boat lending 74 - 67 - Recreational vehicle lending 110 - 67 - Other 2,546 35 3,258 43 61,585 782 56,119 708 Total Commercial Commercial and industrial 2,493 30 2,418 16 Commercial real estate 15,988 288 5,587 83 Mortgage 1-4 family owner occupied - jumbo 1,503 11 633 10 1-4 family owner occupied - non-jumbo 22,731 274 12,523 157 1-4 family non-owner occupied 5,129 55 18,814 251 1-4 family - 2nd lien 1,068 2 556 3 Resort lending 11,631 92 12,680 147 Installment Boat lending 74 - 67 - Recreational vehicle lending 110 - 67 - Other 2,546 35 3,258 43 Total $ 63,273 $ 787 $ 56,603 $ 710 Average recorded investment in and interest income earned on impaired loans by class for the six month periods ending June 30, follows: 2020 2019 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance for loan losses recorded: (In thousands) Commercial Commercial and industrial $ 142 $ 2 $ - $ - Commercial real estate 199 - - - Mortgage 1-4 family owner occupied - jumbo 211 - - - 1-4 family owner occupied - non-jumbo 392 4 120 2 1-4 family non-owner occupied 308 3 204 - 1-4 family - 2nd lien 385 - - - Resort lending 51 - - - Installment Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 1,688 9 324 2 With an allowance for loan losses recorded: Commercial Commercial and industrial 2,158 67 2,824 36 Commercial real estate 12,887 511 5,411 150 Mortgage 1-4 family owner occupied - jumbo 1,273 28 1,106 37 1-4 family owner occupied - non-jumbo 18,220 624 19,683 511 1-4 family non-owner occupied 4,837 118 11,171 315 1-4 family - 2nd lien 5,149 6 423 6 Resort lending 11,739 233 12,896 322 Installment Boat lending 49 - 44 - Recreational vehicle lending 73 1 71 1 Other 2,672 76 3,269 95 59,057 1,664 56,898 1,473 Total Commercial Commercial and industrial 2,300 69 2,824 36 Commercial real estate 13,086 511 5,411 150 Mortgage 1-4 family owner occupied - jumbo 1,484 28 1,106 37 1-4 family owner occupied - non-jumbo 18,612 628 19,803 513 1-4 family non-owner occupied 5,145 121 11,375 315 1-4 family - 2nd lien 5,534 6 423 6 Resort lending 11,790 233 12,896 322 Installment Boat lending 49 - 44 - Recreational vehicle lending 73 1 71 1 Other 2,672 76 3,269 95 Total $ 60,745 $ 1,673 $ 57,222 $ 1,475 Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. TDRs follow: June 30, 2020 Commercial Retail (1) Total (In thousands) Performing TDRs $ 13,973 $ 38,554 $ 52,527 Non-performing TDRs (2) 1,234 2,022 (3) 3,256 Total $ 15,207 $ 40,576 $ 55,783 December 31, 2019 Commercial Retail (1) Total (In thousands) Performing TDRs $ 7,974 $ 39,601 $ 47,575 Non-performing TDRs (2) 540 2,607 (3) 3,147 Total $ 8,514 $ 42,208 $ 50,722 (1) Retail loans include mortgage and installment loan portfolio segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis. We allocated $6.1 million and $5.2 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings (“TDR”) at June 30, 2020 and December 31, 2019, respectively. During the six months ended June 30, 2020 and 2019, the terms of certain loans were modified as TDRs. The modification of the terms of such loans generally included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan have generally been for periods ranging from 9 months to 36 months but have extended to as much as 480 months in certain circumstances. Modifications involving an extension of the maturity date have generally been for periods ranging from 1 month to 60 months but have extended to as much as 360 months in certain circumstances. Loans that have been classified as TDRs during the three-month periods ended June 30 follow: Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2020 Commercial Commercial and industrial 6 $ 1,108 $ 1,108 Commercial real estate 1 5,835 5,835 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo 1 54 58 1-4 family non-owner occupied - - - 1-4 family - 2nd lien 2 45 46 Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other - - - Total 10 $ 7,042 $ 7,047 2019 Commercial Commercial and industrial - $ - $ - Commercial real estate 2 1,329 1,329 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo - - - 1-4 family non-owner occupied 1 506 505 1-4 family - 2nd lien - - - Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other 4 100 102 Total 7 $ 1,935 $ 1,936 Loans that have been classified as s during the six-month periods ended follow: Number of Contracts Pre-modification Balance Post-modification Balance (Dollars in thousands) 2020 Commercial Commercial and industrial 7 $ 1,207 $ 1,207 Commercial real estate 4 7,012 7,012 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo 2 103 108 1-4 family non-owner occupied 1 59 62 1-4 family - 2nd lien 2 45 46 Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other 1 33 34 Total 17 $ 8,459 $ 8,469 2019 Commercial Commercial and industrial 1 $ 49 $ 49 Commercial real estate 2 1,329 1,329 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo 1 281 281 1-4 family non-owner occupied 1 506 505 1-4 family - 2nd lien - - - Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other 6 160 163 Total 11 $ 2,325 $ 2,327 The troubled debt restructurings described above for 2020 decreased the allowance for loan losses by $ million and resulted in charge offs during the three months ended June 30, 2020, and increased the allowance for loan losses by $ million and resulted in charge offs during the six months ended June 30, 2020 The troubled debt restructurings described above for 2019 increased the allowance for loan losses by $ million and resulted in charge offs during the three months ended June 30, 2019, and increased the allowance for loan losses by $ million and resulted in charge offs during the six months ended June 30, 2019. There were no troubled debt restructurings that subsequently defaulted within twelve months following the modification during the three and six months periods ended June 30, 2020 and 2019. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy. Non-TDR Loan Modifications and Paycheck Protection Program (“PPP”) due to COVID-19 - A summary of accommodations entered into under this guidance as of June 30, 2020 follows: Commercial and Retail Loan COVID-19 Accomodations Covid-19 Accomodations Total % of Total Loan Category Customers (#) Loans (#) Loans ($) Loans Loans (Dollars in thousands) Commercial 259 386 $ 210,486 $ 1,362,956 15.4 % Mortgage portfolio loans 388 388 81,212 1,041,684 7.8 % Installment & Other 280 280 7,459 462,023 1.6 % Total 927 1,054 $ 299,157 $ 2,866,663 10.4 % Mortgage loans serviced for others(1) 773 773 $ 114,839 $ 2,739,478 4.2 % 1) We have delegated authority from all investors to grant these deferrals on their behalf. The CARES Act also included an initial $349 billion loan program administered through the U.S. Small Business Administration (“SBA”) referred to as the PPP. Under the PPP, small businesses and other entities and individuals can apply for loans from existing SBA lenders and other approved regulated lenders that enroll in the program, subject to numerous limitations and eligibility criteria. We are participating as a lender in the PPP. The PPP opened on April 3, 2020 intending to provide American small businesses with eight weeks of cash-flow assistance through 100 percent federally guaranteed loans through the SBA. In late April 2020 the Paycheck Protection Program and Health Care Enhancement Act, added an another $310 billion in funding while the Paycheck Protection Program Flexibility Act made certain changes to the program, by allowing for more time to spend the funds, and making it easier to get a loan fully forgiven. Most recently, the PPP Extension Act extended the PPP to August 8, 2020. As of June 30, 2020, we had 2,012 PPP loans outstanding with a total balance of $259.4 million. PPP loans are included in the commercial and industrial class of the commercial loan segment. As these loans are 100% guaranteed through the SBA allowance for loan losses recorded on these loans is zero. We have received approximately 35 forgiveness applications that we expect to submit to the SBA once the SBA Forgiveness portal is activated. Interest and fees on loans include $ million for the second quarter and first six months of 2020, related to the accretion of net loan fees on PPP loans. such accretion is included in the comparable prior year periods. At June 30, 2020 we had $ million of remaining unaccreted net fees related to PPP loans. Credit Quality Indicators For commercial loans, we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows: Rating 1 through 6 Rating 7 and 8 Rating 9 Rating 10 and 11 : These loans are generally referred to as our ‘‘substandard - non-accrual’’ and ‘‘doubtful’’ commercial credits. Our doubtful rating includes a sub classification for a loss rate other than 50% (which is the standard doubtful loss rate). These ratings include loans to borrowers with weaknesses that make collection of debt in full, on the basis of current facts, conditions and values at best questionable and at worst improbable. All of these loans are placed in non-accrual. Rating 12 The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) June 30, 2020 Commercial and industrial $ 719,372 $ 39,374 $ 3,708 $ 1,251 $ 763,705 Commercial real estate 583,060 4,827 10,793 3,583 602,263 Total $ 1,302,432 $ 44,201 $ 14,501 $ 4,834 $ 1,365,968 Accrued interest included in total $ 2,846 $ 109 $ 57 $ - $ 3,012 December 31, 2019 Commercial and industrial $ 515,955 $ 44,384 $ 3,967 $ 565 $ 564,871 Commercial real estate 580,516 23,036 535 735 604,822 Total $ 1,096,471 $ 67,420 $ 4,502 $ 1,300 $ 1,169,693 Accrued interest included in total $ 2,763 $ 205 $ 30 $ - $ 2,998 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Owner Occupied - Jumbo 1-4 Family Owner Occupied - Non-jumbo 1-4 Family Non-owner Occupied 1-4 Family 2nd Lien Resort Lending Total (In thousands) June 30, 2020 _ $ 61,362 $ 45,892 $ 34,101 $ 14,203 $ 13,872 $ 169,430 _ 219,140 69,820 80,009 44,071 25,926 438,966 _ 91,257 82,755 27,631 29,110 13,507 244,260 _ 36,212 46,971 11,455 11,948 8,109 114,695 _ 12,173 21,487 5,213 3,707 1,589 44,169 _ 1,974 11,123 2,024 1,690 585 17,396 _ 2,143 7,798 996 1,425 644 13,006 _ - 2,032 1,333 536 191 4,092 _ - - - - - - _ $ 424,261 $ 287,878 $ 162,762 $ 106,690 $ 64,423 $ 1,046,014 Accrued interest included in total $ 1,382 $ 1,687 $ 600 $ 363 $ 298 $ 4,330 December 31, 2019 _ $ 48,486 $ 43,848 $ 24,315 $ 13,905 $ 11,076 $ 141,630 _ 198,491 111,521 84,656 50,012 29,364 474,044 _ 106,609 95,064 34,839 30,697 14,626 281,835 _ 31,553 51,174 13,995 14,267 8,063 119,052 _ 13,230 21,938 5,897 4,097 2,074 47,236 _ 514 12,308 1,863 1,703 673 17,061 _ 1,519 7,940 1,870 1,281 889 13,499 _ 641 2,208 533 511 79 3,972 _ 510 1,259 1,569 69 1,330 4,737 _ $ 401,553 $ 347,260 $ 169,537 $ 116,542 $ 68,174 $ 1,103,066 Accrued interest included in total $ 1,139 $ 1,662 $ 586 $ 502 $ 266 $ 4,155 (1) Credit scores have been updated within the last twelve months. Installment (1) Boat Lending Recreational Vehicle Lending Other Total (In thousands) June 30, 2020 _ $ 38,967 $ 29,267 $ 8,564 $ 76,798 _ 112,736 88,056 35,270 236,062 _ 39,533 30,177 26,061 95,771 _ 11,494 7,427 21,857 40,778 _ 2,378 1,692 4,085 8,155 _ 769 584 1,469 2,822 _ 367 316 909 1,592 _ 345 110 240 695 _ - - 538 538 _ $ 206,589 $ 157,629 $ 98,993 $ 463,211 Accrued interest included in total $ 477 $ 364 $ 347 $ 1,188 December 31, 2019 _ $ 28,041 $ 24,470 $ 7,611 $ 60,122 _ 118,380 88,164 37,583 244,127 _ 41,490 31,055 27,204 99,749 _ 11,485 7,267 22,517 41,269 _ 2,254 1,411 4,470 8,135 _ 946 592 1,884 3,422 _ 377 464 1,127 1,968 _ 309 22 284 615 _ - - 1,204 1,204 _ $ 203,282 $ 153,445 $ 103,884 $ 460,611 Accrued interest included in total $ 490 $ 378 $ 326 $ 1,194 (1) Credit scores have been updated within the last twelve months. Foreclosed residential real estate properties included in other real estate and repossessed assets on our Condensed Consolidated Statements of Financial Condition totaled $1.0 million and $1.2 million at June 30, 2020 and December 31, 2019, respectively. Retail mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements totaled $0.5 million and $0.7 million at June 30, 2020 and December 31, 2019, respectively. During the first quarter of 2020, we securitized $26.2 million of portfolio residential fixed rate mortgage loans servicing retained with Freddie Mac and recognized a gain on sale of $0.72 million. We also sold $2.4 million of portfolio residential fixed rate mortgage loans servicing retained into the secondary market and recognized a gain on sale of $0.7 million. These transactions were done primarily for asset/liability management purposes. During the first quarter of 2019, we sold $40.6 million of residential adjustable rate mortgage loans servicing released (classified on the Condensed Consolidated Statements of Financial Condition as held for sale, carried at the lower of cost or fair value at December 31, 2018) to another financial institution and recognized a gain on sale of $0.01 million. During the first quarter of 2019 we also securitized $29.8 million, of portfolio residential fixed rate mortgage loans servicing retained with Freddie Mac and recognized a gain on sale of $0.53 million. These transactions were done primarily for asset/liability management purposes. PCI Loans Loans acquired in a business combination are recorded at estimated fair value on their purchase date with no carryover of the related allowance for loan losses. In determining the estimated fair value of purchased loans, we consider a number of factors including, among others, the remaining life of the acquired loans, estimated prepayments, estimated loss ratios, estimated value of the underlying collateral, and net present value of cash flows expected to be received. Purchased loans are accounted for in accordance with guidance for certain loans acquired in a transfer (ASC 310-30), when the loans have evidence of credit deterioration since origination and it is probable at the date of acquisition that the acquirer will not collect all contractually required principal and interest payments. The difference between contractually required payments and the cash flows expected to be collected at acquisition is referred to as the non-accretable difference. Subsequent decreases to the expected cash flows will generally result in a provision for loan losses. Subsequent increases in expected cash flows will result in a reversal of the provision for loan losses to the extent of prior charges and then an adjustment to accretable yield, which would have a positive impact on interest income. As a result of our acquisition of TCSB Bancorp, Inc. in the second quarter of 2018 we purchased loans for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. For these loans that meet the criteria of ASC 310-30 treatment, the carrying amount was as follows: June 30, 2020 December 31, 2019 (In thousands) Commercial $ 1,281 $ 1,394 Mortgage 560 575 Installment 305 316 Total carrying amount 2,146 2,285 Allowance for loan losses - - Carrying amount, net of allowance for loan losses $ 2,146 $ 2,285 The accretable difference on PCI loans is the difference between the expected cash flows and the net present value of expected cash flows with such difference accreted into earnings using the effective yield method over the term of the loans. Accretion recorded as loan interest income is included in the table below. Accretable yield of PCI loans, or income expected to be collected follows: Three months ended June 30, Six months ended June 30, 2020 2019 2020 2019 (unaudited) (unaudited) (In thousands) (In thousands) Balance at beginning of period $ 608 $ 788 $ 640 $ 462 New loans purchased - - - - Accretion recorded as loan interest income (35 ) (39 ) (67 ) (78 ) Reclassification from (to) nonaccretable difference - - - 365 Displosals/other adjustments - - - - Balance at end of period $ 573 $ 749 $ 573 $ 749

Shareholders' Equity and Earnin

Shareholders' Equity and Earnings Per Common Share	6 Months Ended
	Jun. 30, 2020
Shareholders' Equity and Earnings Per Common Share [Abstract]
Shareholders' Equity and Earnings Per Common Share	5. Shareholders’ Equity and Earnings Per Common Share On December 17, 2019, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 1,120,000 shares of our outstanding common stock through December 31, 2020. Shares would be repurchased through The timing and amount of any share repurchases will depend on a variety of factors, including, among others, securities law restrictions, the trading price of our common stock, regulatory requirements, potential alternative uses for capital, and our financial performance. Given the impact and economic uncertainty of the COVID-19 pandemic our repurchase plan has been temporarily suspended. During the six month periods ended June 30, 2020 and 2019 repurchases were made totaling shares and shares of common stock, respectively, for an aggregate purchase price of $ million and $ million, respectivel A reconciliation of basic and diluted net income per common share follows: Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 (In thousands, except per share data) Net income $ 14,772 $ 10,730 $ 19,582 $ 20,111 Weighted average shares outstanding (1) 21,891 23,036 22,081 23,310 Stock units for deferred compensation plan for non-employee directors 109 128 119 130 Effect of stock options 84 112 92 119 Performance share units 29 37 33 39 Weighted average shares outstanding for calculation of diluted earnings per share 22,113 23,313 22,325 23,598 Net income per common share Basic (1) $ 0.67 $ 0.47 $ 0.89 $ 0.86 Diluted $ 0.67 $ 0.46 $ 0.88 $ 0.85 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards. Weighted average stock options outstanding that were not considered in computing diluted net income per common share because they were anti-dilutive were zero for the three and six month periods ended June 30, 2020 and 2019, respectively.

Derivative Financial Instrument

Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2020
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	6. Derivative Financial Instruments We are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting. Our derivative financial instruments according to the type of hedge in which they are designated follows: June 30, 2020 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Fair value hedge designation - Pay-fixed interest rate swap agreements $ 7,117 8.9 $ (866 ) Cash flow hedge designation - Pay-fixed interest rate swap agreements $ 25,000 1.1 $ (526 ) No hedge designation Rate-lock mortgage loan commitments $ 187,358 0.1 $ 7,260 Mandatory commitments to sell mortgage loans 222,745 0.1 (632 ) Pay-fixed interest rate swap agreements - commercial 144,828 4.8 (11,499 ) Pay-variable interest rate swap agreements - commercial 144,828 4.8 11,499 Interest rate cap agreements 150,000 2.1 20 Purchased options 2,908 1.0 40 Written options 2,848 1.0 (40 ) Total $ 855,515 2.0 $ 6,648 December 31, 2019 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Fair value hedge designation - Pay-fixed interest rate swap agreements $ 7,117 9.4 $ (242 ) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 25,000 1.6 $ (174 ) Interest rate cap agreements 150,000 2.6 214 Total $ 175,000 2.5 $ 40 No hedge designation Rate-lock mortgage loan commitments $ 49,268 0.1 $ 1,412 Mandatory commitments to sell mortgage loans 95,363 0.1 (150 ) Pay-fixed interest rate swap agreements - commercial 153,946 5.5 (3,641 ) Pay-variable interest rate swap agreements - commercial 153,946 5.5 3,641 Purchased options 2,908 1.5 141 Written options 2,848 1.5 (139 ) Total $ 458,279 3.7 $ 1,264 We use variable-rate and short-term fixed-rate (less than 12 months) debt obligations to fund a portion of our Condensed Consolidated Statements of Financial Condition, which exposes us to variability in interest rates. To meet our asset/liability management objectives, we may periodically enter into derivative financial instruments to mitigate exposure to fluctuations in cash flows resulting from changes in interest rates (“Cash Flow Hedges”). Cash Flow Hedges included certain pay-fixed interest rate swaps and interest rate cap agreements. Pay-fixed interest rate swaps convert the variable-rate cash flows on debt obligations to fixed-rates. Under interest-rate cap agreements, we will receive cash if interest rates rise above a predetermined level. As a result, we effectively have variable-rate debt with an established maximum rate. We paid an upfront premium on interest rate caps which was recognized in earnings in the same period in which the hedged item affected earnings. During the first quarter of 2020 we transferred all of our interest rate cap agreements to a no hedge designation and the $ million unrealized loss which was included as a component of accumulated other comprehensive income (loss) at the time of the transfer will be reclassified into earnings over the remaining life of the interest rate cap agreements. The interest rate caps are classified as a no hedge designation at June 30, 2020 and any changes in fair value since the transfer to the no hedge designation are recorded in earnings. We record the fair value of Cash Flow Hedges in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of Cash Flow Hedges. The related gains or losses are reported in other comprehensive income or loss and are subsequently reclassified into earnings as a yield adjustment in the same period in which the related interest on the hedged items (variable-rate debt obligations) affect earnings. It is anticipated that approximately $1.2 million, of unrealized losses on Cash Flow Hedges at June 30, 2020 will be reclassified to earnings over the next twelve months. The maximum term of Cash Flow Hedges at June 30, 2020 is 1.2 years. Beginning in the second quarter of 2019 we entered into a pay-fixed interest rate swap to protect a portion of the fair value of a certain fixed rate commercial loan commitment (“Fair Value Hedge”). As a result, changes in the fair value of the pay-fixed interest rate swap is expected to offset changes in the fair value of the fixed rate commercial loan commitment due to fluctuations in interest rates. We record the fair value of Fair Value Hedges in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. The hedged item (fixed rate commercial loan commitment) is also recorded at fair value which offsets the adjustment to the Fair Value Hedge. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of both the Fair Value Hedge and the hedged item. The related gains or losses are reported in non-interest income – other in our Condensed Consolidated Statements of Operations. Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in our Condensed Consolidated Statements of Operations. In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate-Lock Commitments”). These commitments expose us to interest rate risk. We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate-Lock Commitments. Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate-Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. We obtain market prices on Mandatory Commitments and Rate-Lock Commitments. Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges. In prior periods we offered to our deposit customers an equity linked time deposit product (“Altitude CD”). The Altitude CD was a time deposit that provides the customer a guaranteed return of principal at maturity plus a potential equity return (a written option), while we receive a like stream of funds based on the equity return (a purchased option). The written and purchased options will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the written and purchased options in the table above relate to this Altitude CD product. We have a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons. We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party. The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the interest rate swap agreements noted as commercial in the table above with no hedge designation relate to this program. The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives June 30, 2020 December 31, 2019 June 30, 2020 December 31, 2019 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives designated as hedging instruments - - - - Pay-fixed interest rate swap agreements Other assets $ - Other assets $ - Other liabilities $ 1,392 Other liabilities $ 416 Interest rate cap agreements Other assets - Other assets 214 Other liabilities - Other liabilities - - 214 1,392 416 Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 7,260 Other assets 1,412 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets - Other assets - Other liabilities 632 Other liabilities 150 Pay-fixed interest rate swap agreements - commercial Other assets - Other assets 28 Other liabilities 11,499 Other liabilities 3,669 Pay-variable interest rate swap agreements - commercial Other assets 11,499 Other assets 3,669 Other liabilities - Other liabilities 28 Interest rate cap agreements Other assets 20 Other assets - Other liabilities - Other liabilities - Purchased options Other assets 40 Other assets 141 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 40 Other liabilities 139 18,819 5,250 12,171 3,986 Total derivatives $ 18,819 $ 5,464 $ 13,563 $ 4,402 The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended June 30, Gain (Loss) Recognized in Other Comprehensive Income (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income 2020 2019 Portion) 2020 2019 in Income 2020 2019 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreements Non-interest income-other $ (78 ) $ (203 ) Cash Flow Hedges Interest rate cap agreements $ 140 $ (489 ) Interest expense $ (180 ) $ 115 Interest expense $ - $ - Pay-fixed interest rate swap agreements (62 ) (267 ) Interest expense (81 ) 27 Interest expense - - Total $ 78 $ (756 ) $ (261 ) $ 142 $ - $ - No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 1,528 $ 831 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 1,472 (125 ) Pay-fixed interest rate swap agreements - commercial Interest income 315 (2,437 ) Pay-variable interest rate swap agreements - commercial Interest income (315 ) 2,437 Interest rate cap agreements Interest expense (7 ) - Purchased options Interest expense 3 (31 ) Written options Interest expense (4 ) 30 Total $ 2,992 $ 705 Six Month Periods Ended June 30, Gain (Loss) Recognized in Other Comprehensive Income (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income 2020 2019 Portion) 2020 2019 in Income 2020 2019 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreements Non-interest income-other $ (624 ) $ (203 ) Cash Flow Hedges Interest rate cap agreements $ 126 $ (1,274 ) Interest expense $ (233 ) $ 233 Interest expense $ - $ - Pay-fixed interest rate swap agreements (454 ) (394 ) Interest expense (103 ) 58 Interest expense - - Total $ (328 ) $ (1,668 ) $ (336 ) $ 291 $ - $ - No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 5,848 $ 1,460 Mandatory commitments to sell mortgage loans Net gains on mortgage loans (482 ) 49 Pay-fixed interest rate swap agreements - commercial Interest income (7,858 ) (3,584 ) Pay-variable interest rate swap agreements - commercial Interest income 7,858 3,584 Interest rate cap agreements Interest expense (42 ) - Purchased options Interest expense (101 ) 55 Written options Interest expense 99 (54 ) Total $ 5,322 $ 1,510

Goodwill and Other Intangibles

Goodwill and Other Intangibles	6 Months Ended
	Jun. 30, 2020
Goodwill and Other Intangibles [Abstract]
Goodwill and Other Intangibles	7. Goodwill and Other Intangibles The following table summarizes intangible assets, net of amortization: June 30, 2020 December 31, 2019 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 7,100 $ 11,916 $ 6,590 Unamortized intangible assets - goodwill $ 28,300 $ 28,300 We performed our required annual goodwill impairment test as of December 31, 2019 and there was impairment. During the first and second quarters of 2020 bank stocks in general as well as our market capitalization have declined as a result of events surrounding the current COVID-19 pandemic outbreak. As such we do not believe that it is more likely than not a goodwill impairment exists at June 30, 2020. See note 13, Contingencies, for additional information on COVID-19 and its potential impact to us. A summary of estimated core deposit intangible amortization at June 30, 2020 follows: (In thousands) Six months ending December 31, 2020 $ 510 2021 970 2022 785 2023 547 2024 516 2025 and thereafter 1,488 Total $ 4,816

Share Based Compensation

Share Based Compensation	6 Months Ended
	Jun. 30, 2020
Share Based Compensation [Abstract]
Share Based Compensation	8. Share Based Compensation We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.4 million shares of common stock as of June 30, 2020. The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.2 million shares of common stock as of June 30, 2020. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares. A summary of restricted stock and performance stock units (“PSU”) granted pursuant to our long-term incentive plan follows: Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 Restricted stock - 3,551 52,996 56,267 PSU - - 20,897 22,016 Except for 0.002 million shares of restricted stock issued during the first quarter of 2019 that vest ratably over three years, the shares of restricted stock and PSUs shown in the above table cliff vest after a period of three years. The performance feature of the PSUs is based on a comparison of our total shareholder return over the three year period starting on the grant date to the total shareholder return over that period for an index of our banking peers. Our directors may elect to receive a portion of their quarterly cash retainer fees in the form of common stock (either on a current basis or on a deferred basis pursuant to the non-employee director stock purchase plan referenced above). Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock on a current basis are issued each quarter and vest immediately. Shares issued on a deferred basis are credited at the rate of 90%of the current value and vest immediately. During the six month periods ended June 30, 2020 and 2019 we issued 0.011 million and 0.005 million shares, respectively and expensed their value during those same periods. Total compensation expense recognized for grants pursuant to our long-term incentive plan was and during the and month periods ended June respectively, and was and during the same periods in respectively. The corresponding tax benefit relating to this expense was and for the and month periods ended June respectively and and for the same periods in Total expense recognized for non-employee director share based payments was and during the and month periods ended June respectively, and was and during the same periods in respectively. The corresponding tax benefit relating to this expense was and for the and month periods ended June respectively and and during the same periods in At June 30, 2020, the total expected compensation cost related to non-vested restricted stock and PSUs not yet recognized was $2.5 million. The weighted-average period over which this amount will be recognized is 2.0 years. A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2020 138,506 $ 4.62 Granted - Exercised (11,917 ) 3.50 Forfeited - Expired - Outstanding at June 30, 2020 126,589 $ 4.72 2.6 $ 1,286 Vested and expected to vest at June 30, 2020 126,589 $ 4.72 2.6 $ 1,286 Exercisable at June 30, 2020 126,589 $ 4.72 2.6 $ 1,286 A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2020 245,726 $ 21.72 Granted 73,893 22.80 Vested (64,263 ) 21.24 Forfeited (18,840 ) 22.62 Outstanding at June 30, 2020 236,516 $ 22.11 Certain information regarding options exercised during the periods follows: Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 (In thousands) (In thousands) Intrinsic value $ 3 $ - $ 213 $ 836 Cash proceeds received $ 1 $ - $ 42 $ 695 Tax benefit realized $ 1 $ - $ 45 $ 176

Income Tax

Income Tax	6 Months Ended
	Jun. 30, 2020
Income Tax [Abstract]
Income Tax	9. Income Tax Income tax expense was and during the month periods ended June and respectively and and during the months ended June and respectively. Our actual federal income tax expense is different than the amount computed by applying our statutory income tax rate to our income before income tax primarily due to tax-exempt interest income and tax-exempt income from the increase in the cash surrender value on life insurance. In addition, the and month periods ending June include reductions of and , respectively, of income tax expense related to the impact of the excess value of stock awards that vested and stock options that were exercised as compared to the initial fair values that were expensed. These amounts during the same periods in were and , respectively. W e assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. The ultimate realization of this asset is primarily based on generating future income. We concluded at June 30, 2020, June 30, 2019 and December 31, 2019 that the realization of substantially all of our deferred tax assets continues to be more likely than not At both June and December we had approximately , of gross unrecognized tax benefits. We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the balance of

Regulatory Matters

Regulatory Matters	6 Months Ended
	Jun. 30, 2020
Regulatory Matters [Abstract]
Regulatory Matters	10. Regulatory Matters Capital guidelines adopted by federal and state regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits. As of June 30, 2020, the Bank had positive undivided profits of $48.4 million. It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent and in accordance with guidelines of regulatory authorities. We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our interim condensed consolidated financial statements. In addition, capital adequacy rules include a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets that applies to all supervised financial institutions. To avoid limits on capital distributions and certain discretionary bonus payments we must meet the minimum ratio for adequately capitalized institutions plus the buffer. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of June 30, 2020 and December 31, 2019, categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization. Our actual capital amounts and ratios follow (1): Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) June 30, 2020 Total capital to risk-weighted assets Consolidated $ 425,443 15.31 % $ 222,368 8.00 % NA NA Independent Bank 370,222 13.32 222,275 8.00 $ 277,843 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 350,680 12.62 % $ 166,776 6.00 % NA NA Independent Bank 335,473 12.07 166,706 6.00 $ 222,275 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 312,414 11.24 % $ 125,082 4.50 % NA NA Independent Bank 335,473 12.07 125,029 4.50 $ 180,598 6.50 % Tier 1 capital to average assets Consolidated $ 350,680 9.15 % $ 153,244 4.00 % NA NA Independent Bank 335,473 8.76 153,255 4.00 $ 191,569 5.00 % December 31, 2019 Total capital to risk-weighted assets Consolidated $ 380,454 13.74 % $ 221,562 8.00 % NA NA Independent Bank 358,914 12.96 221,482 8.00 $ 276,852 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 352,764 12.74 % $ 166,171 6.00 % NA NA Independent Bank 331,224 11.96 166,111 6.00 $ 221,482 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 314,532 11.36 % $ 124,628 4.50 % NA NA Independent Bank 331,224 11.96 124,583 4.50 $ 179,954 6.50 % Tier 1 capital to average assets Consolidated $ 352,764 10.11 % $ 139,632 4.00 % NA NA Independent Bank 331,224 9.49 139,615 4.00 $ 174,519 5.00 % (1) These ratios do not reflect a capital conservation buffer of 2.50% at June 30, 2020 and December 31, 2019. NA - Not applicable The components of our regulatory capital are as follows: Consolidated Independent Bank June 30, 2020 December 31, 2019 June 30, 2020 December 31, 2019 (In thousands) Total shareholders' equity $ 355,123 $ 350,169 $ 378,182 $ 366,861 Add (deduct) Accumulated other comprehensive income for regulatory purposes (9,593 ) (2,011 ) (9,593 ) (2,011 ) Goodwill and other intangibles (33,116 ) (33,626 ) (33,116 ) (33,626 ) Common equity tier 1 capital 312,414 314,532 335,473 331,224 Qualifying trust preferred securities 38,266 38,232 - - Tier 1 capital 350,680 352,764 335,473 331,224 Subordinated debt 40,000 - - - Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 34,763 27,690 34,749 27,690 Total risk-based capital $ 425,443 $ 380,454 $ 370,222 $ 358,914

Fair Value Disclosures

Fair Value Disclosures	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Fair Value Disclosures	11. Fair Value Disclosures FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. We used the following methods and significant assumptions to estimate fair value: Securities Loans held for sale Impaired loans with specific loss allocations based on collateral value Other real estate Appraisals for both collateral-dependent impaired loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us. Once received, an independent third party, or a member of our Collateral Evaluation Department (for commercial properties), or a member of our Special Assets Group (for residential properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. For commercial and residential properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions. These additional discounts generally do not result in material adjustments to the appraised value. Capitalized mortgage loan servicing rights Derivatives Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) June 30, 2020: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 12,440 $ - $ 12,440 $ - U.S. agency residential mortgage-backed 292,930 - 292,930 - U.S. agency commercial mortgage-backed 9,368 - 9,368 - Private label mortgage-backed 41,351 - 41,351 - Other asset backed 226,273 - 226,273 - Obligations of states and political subdivisions 207,555 - 207,555 - Corporate 64,184 - 64,184 - Trust preferred 1,661 - 1,661 - Foreign government 518 - 518 - Loans held for sale, carried at fair value 83,706 - 83,706 - Capitalized mortgage loan servicing rights 13,773 - - 13,773 Derivatives (1) 18,819 - 18,819 - Liabilities Derivatives (2) 13,563 - 13,563 - Measured at Fair Value on a Non-recurring Basis: Assets Impaired loans (3) Commercial Commercial and industrial 1,753 - - 1,753 Commercial real estate (4) 14,256 2,616 - 11,640 Mortgage 1-4 family owner occupied - jumbo 70 - - 70 1-4 family owner occupied - non-jumbo 474 - - 474 1-4 family non-owner occupied 244 - - 244 1-4 family - 2nd lien 170 - - 170 Resort lending 215 - - 215 Installment Boat lending 47 - - 47 Recreational vehicle lending 30 - - 30 Other 134 - - 134 Other real estate (5) Commercial - commercial real estate 474 - - 474 Mortgage - 1-4 family owner occupied - non-jumbo 25 - - 25 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) The fair value of $2.6 million of commercial real estate property included in this table was based on an auction held prior to June 30, 2020. Auction proceeds in this amount were received on July 21, 2020. (5) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2019: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 14,661 $ - $ 14,661 $ - U.S. agency residential mortgage-backed 227,762 - 227,762 - U.S. agency commercial mortgage-backed 10,756 - 10,756 - Private label mortgage-backed 39,693 - 39,693 - Other asset backed 93,886 - 93,886 - Obligations of states and political subdivisions 96,102 - 96,102 - Corporate 33,195 - 33,195 - Trust preferred 1,843 - 1,843 - Foreign government 502 - 502 - Loans held for sale, carried at fair value 69,800 - 69,800 - Capitalized mortgage loan servicing rights 19,171 - - 19,171 Derivatives (1) 5,464 - 5,464 - Liabilities Derivatives (2) 4,402 - 4,402 - Measured at Fair Value on a Non-recurring Basis: Assets Impaired loans (3) Commercial Commercial and industrial 655 - - 655 Commercial real estate 316 - - 316 Mortgage 1-4 family owner occupied - jumbo 987 - - 987 1-4 family owner occupied - non-jumbo 470 - - 470 1-4 family non-owner occupied 281 - - 281 1-4 family - 2nd lien 294 - - 294 Resort lending 245 - - 245 Installment Boat lending 67 - - 67 Recreational vehicle lending 2 - - 2 Other 121 - - 121 Other real estate (4) Mortgage - 1-4 family owner occupied - non-jumbo 31 - - 31 Installment - other 28 - - 28 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Six-Month Periods Ended June 30 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option Net Gains on Assets Mortgage Total Change in Fair Values Included in Current Securities Mortgage Loans Loan Servicing, net Period Earnings (In thousands) 2020 Loans held for sale - 1,387 - 1,387 Capitalized mortgage loan servicing rights - - (11,641 ) (11,641 ) 2019 Equity securities at fair value $ 167 $ - $ - $ 167 Loans held for sale - 577 - 577 Capitalized mortgage loan servicing rights - - (6,113 ) (6,113 ) For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends received. The following represent impairment charges recognized during the three and six month periods ended June 30, 2020 and 2019 relating to assets measured at fair value on a non-recurring basis: • Loans which are measured for impairment using the fair value of collateral for collateral dependent loans had a carrying amount of $17.4 million, which is net of a valuation allowance of $3.4 million at June 30, 2020, and had a carrying amount of $3.4 million, which is net of a valuation allowance of $1.5 million at December 31, 2019. The provision for loan losses included in our results of operations relating to impaired loans was a net expense of $3.4 million and $0.3 million for the three month periods ending June 30, 2020 and 2019, respectively, and a net expense of $ million and $ million for the six month periods ending June 30, 2020 and 2019, respectively. • Other real estate, which is measured using the fair value of the property, had a carrying amount of $0.50 million which is net of a valuation allowance of $0.16 million at June 30, 2020, and a carrying amount of $0.06 million which is net of a valuation allowance of $0.09 million, at December 31, 2019. Charges included in our results of operations relating to $ million during the three and six month periods ended June 30, 2020, and were and $ million during the three and six month periods ended June 30, 2019. A reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 (In thousands) (In thousands) Beginning balance $ 14,829 $ 19,909 $ 19,171 $ 21,400 Total gains (losses) realized and unrealized: Included in results of operations (4,667 ) (3,422 ) (11,641 ) (6,113 ) Included in other comprehensive income - - - - Purchases, issuances, settlements, maturities and calls 3,611 1,407 6,243 2,607 Transfers in and/or out of Level 3 - - - - Ending balance $ 13,773 $ 17,894 $ 13,773 $ 17,894 Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at June 30 $ (4,667 ) $ (3,422 ) $ (11,641 ) $ (6,113 ) The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party as discussed above. The significant unobservable inputs used in the fair value measurement of the capitalized mortgage loan servicing rights are discount rate, cost to service, ancillary income, float rate and prepayment rate. Significant changes in all four of these assumptions in isolation would result in significant changes to the value of our capitalized mortgage loan servicing rights. Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) - - - June 30, 2020 Capitalized mortgage loan servicing rights $ 13,773 Present value of net Discount rate 10.00% to 13.00% 10.11 % servicing revenue Cost to service $ 68 to $219 $ 79 Ancillary income 20 to 37 22 Float rate 0.33 % 0.33 % Prepayment rate 7.19% to 57.51% 22.89 % December 31, 2019 Capitalized mortgage loan servicing rights $ 19,171 Present value of net Discount rate 10.00% to 13.00% 10.14 % servicing revenue Cost to service $ 66 to $316 $ 81 Ancillary income 20 to 37 22 Float rate 1.73 % 1.73 % Prepayment rate 7.01% to 69.34% 14.96 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) - - June 30, 2020 Impaired loans Commercial $ 13,393 Sales comparison approach Adjustment for differences between comparable sales (48.0)% to 75.0% 1.7 % Income approach Capitalization rate 9.5 % 9.5 % Mortgage and Installment(1) 1,384 Sales comparison approach Adjustment for differences between comparable sales (40.2) to 408.2 31.4 Other real estate(2) Mortgage 25 Sales comparison approach Adjustment for differences between comparable sales (16.1) to 10.6 (4.2 ) December 31, 2019 Impaired loans Commercial $ 971 Sales comparison approach Adjustment for differences between comparable sales (48.0)% to 19.2% (5.6 )% Mortgage and Installment(1) 2,467 Sales comparison approach Adjustment for differences between comparable sales (25.2)% to 49.2%% 11.5% % Other real estate Mortgage and Installment 59 Sales comparison approach Adjustment for differences between comparable sales (11.6)% to 5.0%% (5.1% )% (1) In addition to the valuation techniques and unobservable inputs discussed above, at June 30, 2020 and December 31, 2019 certain impaired collateral dependent installment loans totaling approximately $0.21 million and $0.14 million, respectively are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides. (2) $0.47 million of commercial real estate other real estate was based on a broker price opinion and is not included in this table. The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale June 30, 2020 $ 83,706 $ 3,281 $ 80,425 December 31, 2019 69,800 1,894 67,906

Fair Values of Financial Instru

Fair Values of Financial Instruments	6 Months Ended
	Jun. 30, 2020
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	12. Fair Values of Financial Instruments Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values may not be a precise estimate. Changes in assumptions could significantly affect the estimates. Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances. The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) June 30, 2020 Assets Cash and due from banks $ 47,369 $ 47,369 $ 47,369 $ - $ - Interest bearing deposits 8,447 8,447 8,447 - - Securities available for sale 856,280 856,280 - 856,280 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,427 NA NA NA NA Net loans and loans held for sale 2,915,869 2,873,095 - 83,706 2,789,389 Accrued interest receivable 11,087 11,087 1 2,555 8,531 Derivative financial instruments 18,819 18,819 - 18,819 - Liabilities Deposits with no stated maturity (1) $ 2,993,331 $ 2,993,331 $ 2,993,331 $ - $ - Deposits with stated maturity (1) 491,794 495,251 - 495,251 - Other borrowings 50,002 51,724 - 51,724 - Subordinated debt 39,283 40,414 - 40,414 - Subordinated debentures 39,490 27,217 - 27,217 - Accrued interest payable 849 849 32 817 - Derivative financial instruments 13,563 13,563 - 13,563 - December 31, 2019 Assets Cash and due from banks $ 53,295 $ 53,295 $ 53,295 $ - $ - Interest bearing deposits 12,009 12,009 12,009 - - Interest bearing deposits - time 350 350 - 350 - Securities available for sale 518,400 518,400 - 518,400 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,359 NA NA NA NA Net loans and loans held for sale 2,768,675 2,768,817 - 69,800 2,699,017 Accrued interest receivable 10,108 10,108 8 1,752 8,348 Derivative financial instruments 5,464 5,464 - 5,464 - Liabilities Deposits with no stated maturity (1) $ 2,427,190 $ 2,427,190 $ 2,427,190 $ - $ - Deposits with stated maturity (1) 609,537 610,235 - 610,235 - Other borrowings 88,646 88,680 - 88,680 - Subordinated debentures 39,456 33,149 - 33,149 - Accrued interest payable 1,296 1,296 97 1,199 - Derivative financial instruments 4,402 4,402 - 4,402 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $ million and $ million at June 30, 2020 and December 31, 2019, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $ million and $ million at June 30, 2020 and December 31, 2019, respectively. The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments. Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingencies

Contingencies	6 Months Ended
	Jun. 30, 2020
Contingencies [Abstract]
Contingencies	13. Contingencies On March 11, 2020, the World Health Organization declared COVID-19, the disease caused by the novel coronavirus, a pandemic as a result of the global spread of the coronavirus illness. In response to the outbreak, federal and state authorities in the U.S. introduced various measures to try to limit or slow the spread of the virus, including travel restrictions, nonessential business closures, stay-at-home orders, and strict social distancing. The Governor of Michigan issued her first "stay home, stay safe" executive order effective March 24, 2020. In general that order and subsequent modifications required individuals in Michigan to stay at home or their place of residence, except for certain specified activities that were deemed necessary to sustain or protect life. That original executive order was amended several times, and has since been rescinded and replaced entirely by a series of “Safer at Home” executive orders, which generally extended certain social distancing restrictions, but lifted the requirement that individuals remain in their homes. Under the current order, certain retail operations, restaurants and bars, and other business are permitted to resume in-person operations, subject to capacity limitations and other workplace safety requirements. The degree to which business may resume operations varies based on the region of the state in which they are located, pursuant to the Governor’s “MI Safe Start Plan.”. As a result of these actions, Michigan has experienced a significant increase in unemployment. It is possible that Michigan's Governor may continue some form of executive order throughout the Company's third quarter and beyond. The COVID-19 pandemic and related executive orders and federal government pandemic response guidance has had and continues to have a significant effect on us, our customers and the markets we serve. Our business, results of operations and financial condition may be adversely affected by a number of factors that could impact us and our customers, including but not limited to: • restrictions on activity and high levels of unemployment may cause increases in loan delinquencies, foreclosures and defaults; • increases in allowance for loan losses may be necessary; • declines in collateral values may occur; • third party disruptions, including outages at network providers, on-line banking vendors and other suppliers; • increased cyber and payment fraud risk, as cybercriminals attempt to profit from the disruption, given increased online and remote activity; • operational failures due to changes in our normal business practices necessitated by the pandemic and related governmental actions; and/or • key personnel or significant numbers of our employees being unable to work effectively, including because of illness or restrictions in connection with COVID-19. These factors may continue for a significant period of time. The extent to which the COVID-19 pandemic will impact our business, results of operations and financial condition will depend on future developments, which are highly uncertain and difficult to predict. Those developments and factors include, the duration and spread of the pandemic, its severity, the actions to contain the pandemic or address its impact, and how quickly and to what extent normal economic and operating conditions can resume. We do not yet know the full extent of the impact. However, the effects could have a material adverse impact on our business, asset valuations, financial condition and results of operations. Material adverse impacts may include all or a combination of valuation impairments on our intangible assets, securities available for sale, loans, capitalized mortgage loan servicing rights or deferred tax assets. Certain industries (such as hotels and restaurants) have been more adversely impacted by the COVID-19 pandemic and related periodic shut downs of our economy. We believe that the following industry concentrations within our commercial loan portfolio represent greater potential risk in the current economic environment. The balances below are as of June 30, 2020. Commercial and industrial portfolio segment: • Retail - $ million • Food service - $58 million • Hotel - $47 million Commercial real estate portfolio segment: • Retail - $ million • Office - $66 million • Multifamily - $60 million We are closely monitoring these industry concentrations and at present do not foresee any significant losses relative to this portion of our loan portfolio given the current economic conditions in Michigan and the fact that many businesses have reopened. However, a high degree of uncertainty still exists with respect to the impact of the COVID-19 pandemic and the related economic disruptions on the future performance of our loan portfolio, including these concentrations. We are involved in various litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is insignificant. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future. The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. The provision for loss reimbursement on sold loans represents our estimate of incurred losses related to mortgage loans that we have sold to investors (primarily Fannie Mae, Freddie Mac, Ginnie Mae and the Federal Home Loan Bank of Indianapolis). Since we sell mortgage loans without recourse, loss reimbursements only occur in those instances where we have breached a representation or warranty or other contractual requirement related to the loan sale. The provision for loss reimbursement on sold loans was an expense of $0.08 million and $0.03 million for the three month periods ended June 30, 2020 and 2019 and an expense of $ million and $ million for the six month periods ended June 30, 2020 and 2019, respectively We own 12,566 shares of VISA Class B common stock. At the present time, these shares can only be sold to other Class B shareholders. As a result, there has generally been limited transfer activity in private transactions between buyers and sellers. Given the limited activity that we have become aware of and the continuing uncertainty regarding the likelihood, ultimate timing and eventual exchange rate for Class B shares into Class A shares, we continue to carry these shares at zero, representing cost basis less impairment. However, given the current conversion ratio of 1.6228 to Class A shares and the closing price of VISA Class A shares on July 17, 2020 of $195.09 per share, our 12,566 Class B shares would have a current “value” of approximately $4.0 million. We continue to monitor Class B trading activity and the status of the resolution of certain litigation matters at VISA that would trigger the conversion of Class B common shares into Class A common shares that would have no trading restrictions.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss) ("AOCIL")	6 Months Ended
	Jun. 30, 2020
Accumulated Other Comprehensive Income (Loss) ("AOCIL") [Abstract]
Accumulated Other Comprehensive Income (Loss) ("AOCIL")	14. Accumulated Other Comprehensive Income (Loss) (“AOCIL”) A summary of changes in AOCIL follows: Unrealized Gains on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Losses on Cash Flow Hedges Total (In thousands) For the three months ended June 30, 2020 Balances at beginning of period $ 2,933 $ (5,798 ) $ (1,989 ) $ (4,854 ) Other comprehensive income before reclassifications 8,382 - 62 8,444 Amounts reclassified from AOCIL - - 206 206 Net current period other comprehensive income 8,382 - 268 8,650 Balances at end of period $ 11,315 $ (5,798 ) $ (1,721 ) $ 3,796 2019 Balances at beginning of period $ (57 ) $ (5,798 ) $ (962 ) $ (6,817 ) Other comprehensive income (loss) before reclassifications 3,097 - (599 ) 2,498 Amounts reclassified from AOCIL - - (112 ) (112 ) Net current period other comprehensive income (loss) 3,097 - (711 ) 2,386 Balances at end of period $ 3,040 $ (5,798 ) $ (1,673 ) $ (4,431 ) For the six months ended June 30, 2020 Balances at beginning of period $ 3,739 $ (5,798 ) $ (1,727 ) $ (3,786 ) Other comprehensive income (loss) before reclassifications 7,776 - (259 ) 7,517 Amounts reclassified from AOCIL (200 ) - 265 65 Net current period other comprehensive income 7,576 - 6 7,582 Balances at end of period $ 11,315 $ (5,798 ) $ (1,721 ) $ 3,796 2019 Balances at beginning of period $ (4,185 ) $ (5,798 ) $ (125 ) $ (10,108 ) Other comprehensive income (loss) before reclassifications 7,333 - (1,318 ) 6,015 Amounts reclassified from AOCIL (108 ) - (230 ) (338 ) Net current period other comprehensive income (loss) 7,225 - (1,548 ) 5,677 Balances at end of period $ 3,040 $ (5,798 ) $ (1,673 ) $ (4,431 ) The disproportionate tax effects from securities available for sale arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations. Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period. In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations. Release of material disproportionate tax effects from other comprehensive income to earnings is done by the portfolio method whereby the effects will remain in AOCIL as long as we carry a more than inconsequential portfolio of securities available for sale. A summary of reclassifications out of each component of AOCIL for the three months ended June 30 follows: AOCIL Component Amount Reclassified From AOCIL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2020 Unrealized gains on securities available for sale $ - Net gains on securities - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax Unrealized losses on cash flow hedges $ 261 Interest expense 55 Income tax expense $ 206 Reclassification, net of tax $ (206 ) Total reclassifications for the period, net of tax 2019 Unrealized gains on securities available for sale $ - Net gains on securities - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax Unrealized losses on cash flow hedges $ (142 ) Interest expense (30 ) Income tax expense $ (112 ) Reclassification, net of tax $ 112 Total reclassifications for the period, net of tax A summary of reclassifications out of each component of AOCIL for the six months ended June 30 follows: AOCIL Component Amount Reclassified From AOCIL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2020 Unrealized gains on securities available for sale $ 253 Net gains on securities - Net impairment loss recognized in earnings 253 Total reclassifications before tax 53 Income tax expense $ 200 Reclassifications, net of tax Unrealized losses on cash flow hedges $ 336 Interest expense 71 Income tax expense $ 265 Reclassification, net of tax $ (65 ) Total reclassifications for the period, net of tax 2019 Unrealized gains on securities available for sale $ 137 Net gains on securities - Net impairment loss recognized in earnings 137 Total reclassifications before tax 29 Income tax expense $ 108 Reclassifications, net of tax Unrealized losses on cash flow hedges $ (291 ) Interest expense (61 ) Income tax expense $ (230 ) Reclassification, net of tax $ 338 Total reclassifications for the period, net of tax

Revenue from Contracts with Cus

Revenue from Contracts with Customers	6 Months Ended
	Jun. 30, 2020
Revenue from Contracts with Customers [Abstract]
Revenue from Contracts with Customers	15. Revenue from Contracts with Customers We account for revenue in accordance with ASC Topic 606, Revenue from Contracts with Customers. We derive the majority of our revenue from financial instruments and their related contractual rights and obligations which for the most part are excluded from the scope of this topic. These sources of revenue that are excluded from the scope of this topic include interest income, net gains on mortgage loans, net gains on securities, mortgage loan servicing, net and bank owned life insurance and were approximately 87.7% and 84.6% of total revenues for the three month periods ending June 30, 2020 and 2019, respectively. Material sources of revenue that are included in the scope of this topic include service charges on deposit accounts, other deposit related income, interchange income and investment and insurance commissions and are discussed in the following paragraphs. Generally these sources of revenue are earned at the time the service is delivered or over the course of a monthly period and do not result in any contract asset or liability balance at any given period end. As a result, there were no contract assets or liabilities recorded as of June 30, 2020 and December 31, 2019. Service charges on deposit accounts and other deposit related income : Interchange income: Investment and insurance commissions: Net (gains) losses on other real estate and repossessed assets: Disaggregation of our revenue sources by attribute follows: Three months ending June 30, 2020 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,019 $ - $ - $ - $ 1,019 Account service charges 451 - - - 451 ATM fees - 276 - - 276 Other - 157 - - 157 Business Overdraft fees 153 - - - 153 ATM fees - 4 - - 4 Other - 73 - - 73 Interchange income - - 2,526 - 2,526 Asset management revenue - - - 289 289 Transaction based revenue - - - 146 146 Total $ 1,623 $ 510 $ 2,526 $ 435 $ 5,094 Reconciliation to Condensed Statement of Operations: Non-interest income - other: Other deposit related income $ 510 Investment and insurance commissions 435 Bank owned life insurance 265 Other 388 Total $ 1,598 Three months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,882 $ - $ - $ - $ 1,882 Account service charges 541 - - - 541 ATM fees - 346 - - 346 Other - 212 - - 212 Business Overdraft fees 377 - - - 377 ATM fees - 9 - - 9 Other - 89 - - 89 Interchange income - - 2,604 - 2,604 Asset management revenue - - - 277 277 Transaction based revenue - - - 173 173 Total $ 2,800 $ 656 $ 2,604 $ 450 $ 6,510 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 656 Investment and insurance commissions 450 Bank owned life insurance 270 Other 730 Total $ 2,106 Six months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 2,759 $ - $ - $ - $ 2,759 Account service charges 957 - - - 957 ATM fees - 576 - - 576 Other - 393 - - 393 Business Overdraft fees 498 - - - 498 ATM fees - 11 - - 11 Other - 163 - - 163 Interchange income - - 4,983 - 4,983 Asset management revenue - - - 602 602 Transaction based revenue - - - 346 346 Total $ 4,214 $ 1,143 $ 4,983 $ 948 $ 11,288 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,143 Investment and insurance commissions 948 Bank owned life insurance 535 Other 1,135 Total $ 3,761 Six months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 3,612 $ - $ - $ - $ 3,612 Account service charges 1,066 - - - 1,066 ATM fees - 668 - - 668 Other - 463 - - 463 Business Overdraft fees 762 - - - 762 ATM fees - 17 - - 17 Other - 218 - - 218 Interchange income - - 4,959 - 4,959 Asset management revenue - - - 531 531 Transaction based revenue - - - 216 216 Total $ 5,440 $ 1,366 $ 4,959 $ 747 $ 12,512 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,366 Investment and insurance commissions 747 Bank owned life insurance 512 Other 1,745 Total $ 4,370

Leases

Leases	6 Months Ended
	Jun. 30, 2020
Leases [Abstract]
Leases	16. Leases We have entered into leases in the normal course of business primarily for office facilities, some of which include renewal options and escalation clauses. Certain leases also include both lease components (fixed payments including rent, taxes and insurance costs) and non-lease components (common area or other maintenance costs) which are accounted for as a single lease component as we have elected the practical expedient to group lease and non-lease components together for all leases. We have also elected not to recognize leases with original lease terms of 12 months or less (short-term leases) on our Condensed Consolidated Statements of Financial Condition . Most of our leases include one or more options to renew. The exercise of lease renewal options is typically at our sole discretion and are included in our right of use (“ROU”) assets and lease liabilities if they are reasonably certain of exercise. Leases are classified as operating or finance leases at the lease commencement date (we did not have any finance leases as of June 30, 2020). Lease expense for operating leases and short-term leases is recognized on a straight-line basis over the lease term. The ROU assets represent our right to use an underlying asset for the lease term and lease liabilities represent our obligation to make lease payments arising from the lease. ROU assets and lease liabilities are recognized at the lease commencement date based on the estimated present value of the lease payment over the lease term. As most of our leases do not provide an implicit rate, we use our incremental borrowing rate based on the information available at the lease commencement date in determining the present value of the lease payments. The cost components of our operating leases follows: Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 (In thousands) (In thousands) Operating lease cost $ 476 $ 563 $ 962 $ 1,127 Variable lease cost 21 49 36 72 Short-term lease cost 9 5 16 10 Total $ 506 $ 617 $ 1,014 $ 1,209 Variable lease costs consist primarily of taxes, insurance, and common area or other maintenance costs for our leased facilities. Supplemental balance sheet information related to our operating leases follows: June 30, 2020 December 31, 2019 (Dollars in thousands) Lease right of use asset (1) $ 7,422 $ 8,282 Lease liabilities (2) $ 7,662 $ 8,304 Weighted average remaining lease term (years) 7.15 7.47 Weighted average discount rate 2.7 % 2.8 % (1) Included in Accrued income and other assets (2) Included in Accrued expenses and other liabilities Maturity analysis of our lease liabilities at June 30, 2020 based on required contractual payments follows: (In thousands) Six months ending December 31, 2020 $ 810 2021 1,476 2022 1,341 2023 1,186 2024 802 2025 and thereafter 2,834 Total lease payments 8,449 Less imputed interest (787 ) Total $ 7,662

New Accounting Standards (Polic

New Accounting Standards (Policies)	6 Months Ended
	Jun. 30, 2020
New Accounting Standards [Abstract]
New Accounting Standards	In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, ‘‘Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments’’. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU: • Replaces the existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost, which will reflect our estimate of credit losses over the full remaining expected life of the financial assets and will consider expected future changes in macroeconomic conditions. • Eliminates existing guidance for purchase credit impaired (‘‘PCI’’) loans, and requires recognition of the nonaccretable difference as an increase to the allowance for expected credit losses on financial assets purchased with more than insignificant credit deterioration since origination, which will be offset by an increase in the recorded investment of the related loans. • Requires inclusion of expected recoveries, limited to the cumulative amount of prior write-offs, when estimating the allowance for credit losses for in scope financial assets (including collateral dependent assets). • Amends existing impairment guidance for securities available for sale to incorporate an allowance, which will allow for reversals of credit impairments in the event that the credit of an issuer improves. Credit losses on securities available for sale are limited to the amount of the decline in fair value regardless of what the credit loss model would show for impairment. • Generally requires a cumulative-effect adjustment to retained earnings as of the beginning of the reporting period of adoption. We began evaluating this ASU in 2016 and established a company-wide, cross-discipline governance structure, which provides implementation oversight. We continued to test and refine our current expected credit loss models that satisfied the requirements of this ASU. Oversight and testing, as well as efforts to meet expanded disclosure requirements, extended through the end of 2019. We currently expect to estimate losses over approximately a two year forecast period using the Federal Open Market Committee median economic projections and other economic forecast sources, and then revert to longer term historical loss experience to estimate losses over more extended periods. We were originally required to adopt this ASU on January 1, 2020 but section 4014 of the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act allows for temporary relief from applying this ASU. Under the CARES Act we may delay the adoption of this ASU until the earlier of the termination of the national emergency that President Trump declared on March 13, 2020, or December 31, 2020. As such, we have chosen to delay the adoption of this ASU and continue to utilize the existing incurred loss impairment methodology to calculate our allowance for loan losses and our provision for loan losses as required under Accounting Standards Codification 310 (Receivables). When we adopt this ASU as required under the CARES act we will do so retrospectively to January 1, 2020. We expect to recognize a one-time cumulative effect adjustment at January 1, 2020 increasing the allowance for loan losses. We are estimating an increase to the allowance for loan losses at that time to be in the range of $8.0 million to $10.0 million primarily driven by the longer contractual maturities of our mortgage and consumer installment loan portfolio segments. In addition, we currently expect this ASU to increase the allowance for losses related to unfunded loan commitments between $1.0 million and $2.0 million. The ultimate impact of adopting this ASU, and at each subsequent reporting period, is highly dependent on credit quality, economic forecasts and conditions, composition of our loan portfolios and securities available for sale, along with other management judgements. The transition adjustment to record the allowance for credit losses may fall outside of our estimated increase based on the finalization of assumptions including qualitative adjustments and the economic forecast used in calculating the allowance for credit losses upon the adoption of CECL. We do not expect a material allowance for credit losses to be recorded on securities available for sale upon adoption of this ASU. In August 2018, the FASB issued ASU 2018-13, ‘‘Fair Value Measurement (Topic 820), Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement’’. This new ASU amends disclosure requirements in Topic 820 to eliminate, add and modify certain disclosure requirements for fair value measurements as part of its disclosure framework project. The amended guidance eliminates the requirements to disclose the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, the entity’s policy for the timing of transfers between levels of the fair value hierarchy and the entity’s valuation processes for Level 3 fair value measurements. The amended guidance adds the requirements to disclose the changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements of instruments held at the end of the reporting period and for recurring and nonrecurring Level 3 fair value measurements, the range and weighted average used to develop significant unobservable inputs and how the weighted average was calculated, with certain exceptions. This amended guidance was effective for us on January 1, 2020, and did not have a material impact on our consolidated operating results or financial condition. In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting’’. This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination. Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. This amended guidance and our ability to elect its temporary optional expedients and exceptions are effective for us as of March 12, 2020 through December 31, 2022.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2020
Securities [Abstract]
Securities Available for Sale	Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) June 30, 2020 U.S. agency $ 12,185 $ 289 $ 34 $ 12,440 U.S. agency residential mortgage-backed 287,751 5,413 234 292,930 U.S. agency commercial mortgage-backed 8,973 395 - 9,368 Private label mortgage-backed 40,862 939 450 41,351 Other asset backed 226,307 1,021 1,055 226,273 Obligations of states and political subdivisions 202,105 5,620 170 207,555 Corporate 61,306 3,145 267 64,184 Trust preferred 1,969 - 308 1,661 Foreign government 500 18 - 518 Total $ 841,958 $ 16,840 $ 2,518 $ 856,280 December 31, 2019 U.S. agency $ 14,591 $ 89 $ 19 $ 14,661 U.S. agency residential mortgage-backed 226,130 1,910 278 227,762 U.S. agency commercial mortgage-backed 10,671 113 28 10,756 Private label mortgage-backed 39,248 544 99 39,693 Other asset backed 94,158 103 375 93,886 Obligations of states and political subdivisions 94,499 1,724 121 96,102 Corporate 31,904 1,296 5 33,195 Trust preferred 1,968 - 125 1,843 Foreign government 499 3 - 502 Total $ 513,668 $ 5,782 $ 1,050 $ 518,400
Investments in a Continuous Unrealized Loss Position	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) June 30, 2020 U.S. agency $ 2,041 $ 6 $ 2,350 $ 28 $ 4,391 $ 34 U.S. agency residential mortgage-backed 55,329 220 4,859 14 60,188 234 Private label mortgage-backed 16,768 401 240 49 17,008 450 Other asset backed 24,297 408 20,402 647 44,699 1,055 Obligations of states and political subdivisions 19,344 130 2,084 40 21,428 170 Corporate 10,146 267 - - 10,146 267 Trust preferred - - 1,661 308 1,661 308 Total $ 127,925 $ 1,432 $ 31,596 $ 1,086 $ 159,521 $ 2,518 December 31, 2019 U.S. agency $ 2,782 $ 8 $ 2,712 $ 11 $ 5,494 $ 19 U.S. agency residential mortgage-backed 56,377 126 13,551 152 69,928 278 U.S. agency commercial mortgage-backed 3,284 24 659 4 3,943 28 Private label mortgage-backed 16,387 55 343 44 16,730 99 Other asset backed 34,027 233 13,839 142 47,866 375 Obligations of states and political subdivisions 15,666 84 5,396 37 21,062 121 Corporate 2,125 5 - - 2,125 5 Trust preferred - - 1,843 125 1,843 125 Total $ 130,648 $ 535 $ 38,343 $ 515 $ 168,991 $ 1,050
Private Label Mortgage Backed Securities Below Investment Grade	At June 30, 2020, two private label mortgage-backed securities had credit related OTTI and are summarized as follows: Senior Security Super Senior Security Total (In thousands) Fair value $ 468 $ 542 $ 1,010 Amortized cost 445 395 840 Non-credit unrealized loss - - - Unrealized gain 23 147 170 Cumulative credit related OTTI 757 457 1,214
Credit Losses Recognized in Earnings on Securities Available for Sale	A roll forward of credit losses recognized in earnings on securities available for sale follows: Three months ended June 30, Six months ended June 30, 2020 2019 2020 2019 (In thousands) (In thousands) Balance at beginning of period $ 1,214 $ 1,594 $ 1,214 $ 1,594 Additions to credit losses on securities for which no previous OTTI was recognized - - - - Increases to credit losses on securities for which OTTI was previously recognized - - - - Balance at end of period $ 1,214 $ 1,594 $ 1,214 $ 1,594
Amortized Cost and Fair Value of Securities Available for Sale by Contractual Maturity	The amortized cost and fair value of securities available for sale at June 30, 2020, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 18,298 $ 18,412 Maturing after one year but within five years 75,085 77,526 Maturing after five years but within ten years 55,718 58,911 Maturing after ten years 128,964 131,509 278,065 286,358 U.S. agency residential mortgage-backed 287,751 292,930 U.S. agency commercial mortgage-backed 8,973 9,368 Private label mortgage-backed 40,862 41,351 Other asset backed 226,307 226,273 Total $ 841,958 $ 856,280
Gains and Losses Realized on Sale of Securities Available for Sale	Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities available for sale and gains and losses for the six month periods ending June 30, follows: Realized Proceeds Gains Losses (In thousands) 2020 $ 36,593 $ 253 $ - 2019 42,236 169 32

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2020
Loans [Abstract]
Analysis of Allowance for Loan Losses by Portfolio Segment	An analysis of the allowance for loan losses by portfolio segment for the three months ended June 30, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2020 Balance at beginning of period $ 10,212 $ 7,416 $ 1,258 $ 13,609 $ 32,495 Additions (deductions) Provision for loan losses 1,461 (130 ) 175 3,682 5,188 Recoveries credited to the allowance 1,058 90 207 - 1,355 Loans charged against the allowance (4,000 ) (115 ) (423 ) - (4,538 ) Balance at end of period $ 8,731 $ 7,261 $ 1,217 $ 17,291 $ 34,500 2019 Balance at beginning of period $ 7,518 $ 8,412 $ 1,251 $ 8,073 $ 25,254 Additions (deductions) Provision for loan losses 475 (386 ) 209 354 652 Recoveries credited to the allowance 378 327 184 - 889 Loans charged against the allowance (250 ) (291 ) (351 ) - (892 ) Balance at end of period $ 8,121 $ 8,062 $ 1,293 $ 8,427 $ 25,903 An analysis of the allowance for loan losses by portfolio segment for the six months ended June 30, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2020 Balance at beginning of period $ 7,922 $ 8,216 $ 1,283 $ 8,727 $ 26,148 Additions (deductions) Provision for loan losses 3,679 (638 ) 304 8,564 11,909 Recoveries credited to the allowance 1,166 207 381 - 1,754 Loans charged against the allowance (4,036 ) (524 ) (751 ) - (5,311 ) Balance at end of period $ 8,731 $ 7,261 $ 1,217 $ 17,291 $ 34,500 2019 Balance at beginning of period $ 7,090 $ 7,978 $ 895 $ 8,925 $ 24,888 Additions (deductions) Provision for loan losses 895 187 732 (498 ) 1,316 Recoveries credited to the allowance 505 551 401 - 1,457 Loans charged against the allowance (369 ) (654 ) (735 ) - (1,758 ) Balance at end of period $ 8,121 $ 8,062 $ 1,293 $ 8,427 $ 25,903
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment	Allowance for loan losses and recorded investment in loans by portfolio segment follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) June 30, 2020 Allowance for loan losses: Individually evaluated for impairment $ 2,768 $ 4,338 $ 254 $ - $ 7,360 Collectively evaluated for impairment 5,963 2,923 963 17,291 27,140 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 8,731 $ 7,261 $ 1,217 $ 17,291 $ 34,500 Loans Individually evaluated for impairment $ 18,913 $ 41,680 $ 2,645 $ 63,238 Collectively evaluated for impairment 1,345,774 1,003,774 460,261 2,809,809 Loans acquired with deteriorated credit quality 1,281 560 305 2,146 Total loans recorded investment 1,365,968 1,046,014 463,211 2,875,193 Accrued interest included in recorded investment 3,012 4,330 1,188 8,530 Total loans $ 1,362,956 $ 1,041,684 $ 462,023 $ 2,866,663 December 31, 2019 Allowance for loan losses: Individually evaluated for impairment $ 1,031 $ 4,863 $ 261 $ - $ 6,155 Collectively evaluated for impairment 6,891 3,353 1,022 8,727 19,993 Loans acquired with deteriorated credit quality - - - - - Total ending allowance for loan losses balance $ 7,922 $ 8,216 $ 1,283 $ 8,727 $ 26,148 Loans Individually evaluated for impairment $ 9,393 $ 43,574 $ 2,925 $ 55,892 Collectively evaluated for impairment 1,158,906 1,058,917 457,370 2,675,193 Loans acquired with deteriorated credit quality 1,394 575 316 2,285 Total loans recorded investment 1,169,693 1,103,066 460,611 2,733,370 Accrued interest included in recorded investment 2,998 4,155 1,194 8,347 Total loans $ 1,166,695 $ 1,098,911 $ 459,417 $ 2,725,023
Loans on Non-Accrual Status and Past Due More than 90 Days	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow (1) 90+ and Still Accruing Non- Accrual Total Non- Performing Loans (In thousands) June 30, 2020 Commercial Commercial and industrial (2) $ - $ 1,251 $ 1,251 Commercial real estate - 3,583 3,583 Mortgage 1-4 family owner occupied - jumbo - 751 751 1-4 family owner occupied - non-jumbo (3) 5 2,789 2,794 1-4 family non-owner occupied - 1,573 1,573 1-4 family - 2nd lien - 1,381 1,381 Resort lending - 404 404 Installment Boat lending - 142 142 Recreational vehicle lending - 74 74 Other - 386 386 Total recorded investment $ 5 $ 12,334 $ 12,339 Accrued interest included in recorded investment $ - $ - $ - December 31, 2019 Commercial Commercial and industrial (2) $ - $ 565 $ 565 Commercial real estate - 735 735 Mortgage 1-4 family owner occupied - jumbo - 1,179 1,179 1-4 family owner occupied - non-jumbo (3) - 3,540 3,540 1-4 family non-owner occupied - 1,039 1,039 1-4 family - 2nd lien - 979 979 Resort lending - 690 690 Installment Boat lending - 332 332 Recreational vehicle lending - 3 3 Other - 470 470 Total recorded investment $ - $ 9,532 $ 9,532 Accrued interest included in recorded investment $ - $ - $ - (1) Non-performing loans exclude purchase credit impaired loans. (2) Non-performing commercial and industrial loans exclude $0.053 million and $0.077 million of government guaranteed loans at June 30, 2020 and December 31, 2019, respectively. (3) Non-performing 1-4 family owner occupied – non jumbo loans exclude $0.551 million and $0.569 million of government guaranteed loans at June 30, 2020 and December 31, 2019, respectively.
Aging Analysis of Loans by Class	An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) June 30, 2020 Commercial Commercial and industrial $ 271 $ 68 $ 70 $ 409 $ 763,296 $ 763,705 Commercial real estate - 2,907 - 2,907 599,356 602,263 Mortgage 1-4 family owner occupied - jumbo 1,236 - 632 1,868 422,393 424,261 1-4 family owner occupied - non-jumbo 1,927 328 1,212 3,467 284,411 287,878 1-4 family non-owner occupied 1,481 387 848 2,716 160,046 162,762 1-4 family - 2nd lien 500 489 628 1,617 105,073 106,690 Resort lending 392 258 373 1,023 63,400 64,423 Installment Boat lending 748 45 72 865 205,724 206,589 Recreational vehicle lending 161 26 46 233 157,396 157,629 Other 388 183 279 850 98,143 98,993 Total $ 7,104 $ 4,691 $ 4,160 $ 15,955 $ 2,859,238 $ 2,875,193 Accrued interest included in recorded investment $ 91 $ 24 $ - $ 115 $ 8,415 $ 8,530 December 31, 2019 Commercial Commercial and industrial $ - $ 289 $ 102 $ 391 $ 564,480 $ 564,871 Commercial real estate 177 - 735 912 603,910 604,822 Mortgage 1-4 family owner occupied - jumbo 1,757 1,037 - 2,794 398,759 401,553 1-4 family owner occupied - non-jumbo 2,672 852 1,387 4,911 342,349 347,260 1-4 family non-owner occupied 695 136 623 1,454 168,083 169,537 1-4 family - 2nd lien 909 90 386 1,385 115,157 116,542 Resort lending 364 53 565 982 67,192 68,174 Installment Boat lending 337 107 88 532 202,750 203,282 Recreational vehicle lending 161 97 3 261 153,184 153,445 Other 377 275 202 854 103,030 103,884 Total recorded investment $ 7,449 $ 2,936 $ 4,091 $ 14,476 $ 2,718,894 $ 2,733,370 Accrued interest included in recorded investment $ 74 $ 34 $ - $ 108 $ 8,239 $ 8,347
Impaired Loans	Impaired loans are as follows: June 30, 2020 December 31, 2019 Impaired loans with no allocated allowance for loan losses (In thousands) Troubled debt restructurings ("TDR") $ 280 $ 337 Non - TDR 1,542 1,550 Impaired loans with an allocated allowance for loan losses TDR - allowance based on collateral 15,221 1,587 TDR - allowance based on present value cash flow 40,282 48,798 Non - TDR - allowance based on collateral 5,572 3,365 Total impaired loans $ 62,897 $ 55,637 Amount of allowance for loan losses allocated TDR - allowance based on collateral $ 2,166 $ 542 TDR - allowance based on present value cash flow 3,960 4,641 Non - TDR - allowance based on collateral 1,234 972 Total amount of allowance for loan losses allocated $ 7,360 $ 6,155 Impaired loans by class are as follows: June 30, 2020 December 31, 2019 Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses Recorded Investment Unpaid Principal Balance Related Allowance For Loan Losses With no related allowance for loan losses recorded: (In thousands) Commercial Commercial and industrial $ 84 $ 84 $ - $ 257 $ 257 $ - Commercial real estate - - - 796 796 - Mortgage 1-4 family owner occupied - jumbo 632 632 - - - - 1-4 family owner occupied - non-jumbo 424 448 - 212 217 - 1-4 family non-owner occupied 321 480 - 214 366 - 1-4 family - 2nd lien 364 364 - 407 438 - Resort lending - - - - - - Installment Boat lending - - - - - - Recreational vehicle lending - - - - - - Other - - - 1 41 - 1,825 2,008 - 1,887 2,115 - With an allowance for loan losses recorded: Commercial Commercial and industrial 2,409 2,510 653 1,655 1,706 453 Commercial real estate 16,420 20,934 2,115 6,685 6,661 578 Mortgage 1-4 family owner occupied - jumbo 525 887 52 1,447 1,445 91 1-4 family owner occupied - non-jumbo 22,334 23,092 2,462 10,163 10,695 1,031 1-4 family non-owner occupied 4,942 5,401 543 4,962 5,542 572 1-4 family - 2nd lien 575 579 116 14,059 15,243 1,695 Resort lending 11,563 12,017 1,165 12,110 12,263 1,474 Installment Boat lending 72 99 25 - - - Recreational vehicle lending 90 105 19 - - - Other 2,483 2,630 210 2,924 3,153 261 61,413 68,254 7,360 54,005 56,708 6,155 Total Commercial Commercial and industrial 2,493 2,594 653 1,912 1,963 453 Commercial real estate 16,420 20,934 2,115 7,481 7,457 578 Mortgage 1-4 family owner occupied - jumbo 1,157 1,519 52 1,447 1,445 91 1-4 family owner occupied - non-jumbo 22,758 23,540 2,462 10,375 10,912 1,031 1-4 family non-owner occupied 5,263 5,881 543 5,176 5,908 572 1-4 family - 2nd lien 939 943 116 14,466 15,681 1,695 Resort lending 11,563 12,017 1,165 12,110 12,263 1,474 Installment Boat lending 72 99 25 - - - Recreational vehicle lending 90 105 19 - - - Other 2,483 2,630 210 2,925 3,194 261 Total $ 63,238 $ 70,262 $ 7,360 $ 55,892 $ 58,823 $ 6,155 Accrued interest included in recorded investment $ 341 $ 255
Average Recorded Investment in and Interest Income Earned on Impaired Loans by Class	Average recorded investment in and interest income earned on impaired loans by class for the three month periods ending June 30, follows: 2020 2019 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance for loan losses recorded: (In thousands) Commercial Commercial and industrial $ 84 $ 1 $ - $ - Commercial real estate - - - - Mortgage 1-4 family owner occupied - jumbo 316 - - - 1-4 family owner occupied - non-jumbo 482 1 180 2 1-4 family non-owner occupied 355 3 304 - 1-4 family - 2nd lien 374 - - - Resort lending 77 - - - Installment Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 1,688 5 484 2 With an allowance for loan losses recorded: Commercial Commercial and industrial 2,409 29 2,418 16 Commercial real estate 15,988 288 5,587 83 Mortgage 1-4 family owner occupied - jumbo 1,187 11 633 10 1-4 family owner occupied - non-jumbo 22,249 273 12,343 155 1-4 family non-owner occupied 4,774 52 18,510 251 1-4 family - 2nd lien 694 2 556 3 Resort lending 11,554 92 12,680 147 Installment Boat lending 74 - 67 - Recreational vehicle lending 110 - 67 - Other 2,546 35 3,258 43 61,585 782 56,119 708 Total Commercial Commercial and industrial 2,493 30 2,418 16 Commercial real estate 15,988 288 5,587 83 Mortgage 1-4 family owner occupied - jumbo 1,503 11 633 10 1-4 family owner occupied - non-jumbo 22,731 274 12,523 157 1-4 family non-owner occupied 5,129 55 18,814 251 1-4 family - 2nd lien 1,068 2 556 3 Resort lending 11,631 92 12,680 147 Installment Boat lending 74 - 67 - Recreational vehicle lending 110 - 67 - Other 2,546 35 3,258 43 Total $ 63,273 $ 787 $ 56,603 $ 710 Average recorded investment in and interest income earned on impaired loans by class for the six month periods ending June 30, follows: 2020 2019 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance for loan losses recorded: (In thousands) Commercial Commercial and industrial $ 142 $ 2 $ - $ - Commercial real estate 199 - - - Mortgage 1-4 family owner occupied - jumbo 211 - - - 1-4 family owner occupied - non-jumbo 392 4 120 2 1-4 family non-owner occupied 308 3 204 - 1-4 family - 2nd lien 385 - - - Resort lending 51 - - - Installment Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 1,688 9 324 2 With an allowance for loan losses recorded: Commercial Commercial and industrial 2,158 67 2,824 36 Commercial real estate 12,887 511 5,411 150 Mortgage 1-4 family owner occupied - jumbo 1,273 28 1,106 37 1-4 family owner occupied - non-jumbo 18,220 624 19,683 511 1-4 family non-owner occupied 4,837 118 11,171 315 1-4 family - 2nd lien 5,149 6 423 6 Resort lending 11,739 233 12,896 322 Installment Boat lending 49 - 44 - Recreational vehicle lending 73 1 71 1 Other 2,672 76 3,269 95 59,057 1,664 56,898 1,473 Total Commercial Commercial and industrial 2,300 69 2,824 36 Commercial real estate 13,086 511 5,411 150 Mortgage 1-4 family owner occupied - jumbo 1,484 28 1,106 37 1-4 family owner occupied - non-jumbo 18,612 628 19,803 513 1-4 family non-owner occupied 5,145 121 11,375 315 1-4 family - 2nd lien 5,534 6 423 6 Resort lending 11,790 233 12,896 322 Installment Boat lending 49 - 44 - Recreational vehicle lending 73 1 71 1 Other 2,672 76 3,269 95 Total $ 60,745 $ 1,673 $ 57,222 $ 1,475
Troubled Debt Restructurings	Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. TDRs follow: June 30, 2020 Commercial Retail (1) Total (In thousands) Performing TDRs $ 13,973 $ 38,554 $ 52,527 Non-performing TDRs (2) 1,234 2,022 (3) 3,256 Total $ 15,207 $ 40,576 $ 55,783 December 31, 2019 Commercial Retail (1) Total (In thousands) Performing TDRs $ 7,974 $ 39,601 $ 47,575 Non-performing TDRs (2) 540 2,607 (3) 3,147 Total $ 8,514 $ 42,208 $ 50,722 (1) Retail loans include mortgage and installment loan portfolio segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Troubled Debt Restructuring During the Period	Loans that have been classified as TDRs during the three-month periods ended June 30 follow: Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2020 Commercial Commercial and industrial 6 $ 1,108 $ 1,108 Commercial real estate 1 5,835 5,835 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo 1 54 58 1-4 family non-owner occupied - - - 1-4 family - 2nd lien 2 45 46 Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other - - - Total 10 $ 7,042 $ 7,047 2019 Commercial Commercial and industrial - $ - $ - Commercial real estate 2 1,329 1,329 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo - - - 1-4 family non-owner occupied 1 506 505 1-4 family - 2nd lien - - - Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other 4 100 102 Total 7 $ 1,935 $ 1,936 Loans that have been classified as s during the six-month periods ended follow: Number of Contracts Pre-modification Balance Post-modification Balance (Dollars in thousands) 2020 Commercial Commercial and industrial 7 $ 1,207 $ 1,207 Commercial real estate 4 7,012 7,012 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo 2 103 108 1-4 family non-owner occupied 1 59 62 1-4 family - 2nd lien 2 45 46 Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other 1 33 34 Total 17 $ 8,459 $ 8,469 2019 Commercial Commercial and industrial 1 $ 49 $ 49 Commercial real estate 2 1,329 1,329 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo 1 281 281 1-4 family non-owner occupied 1 506 505 1-4 family - 2nd lien - - - Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other 6 160 163 Total 11 $ 2,325 $ 2,327
Commercial and Retail Loan COVID-19 Accomodations	A summary of accommodations entered into under this guidance as of June 30, 2020 follows: Commercial and Retail Loan COVID-19 Accomodations Covid-19 Accomodations Total % of Total Loan Category Customers (#) Loans (#) Loans ($) Loans Loans (Dollars in thousands) Commercial 259 386 $ 210,486 $ 1,362,956 15.4 % Mortgage portfolio loans 388 388 81,212 1,041,684 7.8 % Installment & Other 280 280 7,459 462,023 1.6 % Total 927 1,054 $ 299,157 $ 2,866,663 10.4 % Mortgage loans serviced for others(1) 773 773 $ 114,839 $ 2,739,478 4.2 % 1) We have delegated authority from all investors to grant these deferrals on their behalf.
Loan Ratings by Loan Class	The following table summarizes loan ratings by loan class for our commercial loan segment: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) June 30, 2020 Commercial and industrial $ 719,372 $ 39,374 $ 3,708 $ 1,251 $ 763,705 Commercial real estate 583,060 4,827 10,793 3,583 602,263 Total $ 1,302,432 $ 44,201 $ 14,501 $ 4,834 $ 1,365,968 Accrued interest included in total $ 2,846 $ 109 $ 57 $ - $ 3,012 December 31, 2019 Commercial and industrial $ 515,955 $ 44,384 $ 3,967 $ 565 $ 564,871 Commercial real estate 580,516 23,036 535 735 604,822 Total $ 1,096,471 $ 67,420 $ 4,502 $ 1,300 $ 1,169,693 Accrued interest included in total $ 2,763 $ 205 $ 30 $ - $ 2,998 For each of our mortgage and installment segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. The following tables summarize credit scores by loan class for our mortgage and installment loan segments: Mortgage (1) 1-4 Family Owner Occupied - Jumbo 1-4 Family Owner Occupied - Non-jumbo 1-4 Family Non-owner Occupied 1-4 Family 2nd Lien Resort Lending Total (In thousands) June 30, 2020 _ $ 61,362 $ 45,892 $ 34,101 $ 14,203 $ 13,872 $ 169,430 _ 219,140 69,820 80,009 44,071 25,926 438,966 _ 91,257 82,755 27,631 29,110 13,507 244,260 _ 36,212 46,971 11,455 11,948 8,109 114,695 _ 12,173 21,487 5,213 3,707 1,589 44,169 _ 1,974 11,123 2,024 1,690 585 17,396 _ 2,143 7,798 996 1,425 644 13,006 _ - 2,032 1,333 536 191 4,092 _ - - - - - - _ $ 424,261 $ 287,878 $ 162,762 $ 106,690 $ 64,423 $ 1,046,014 Accrued interest included in total $ 1,382 $ 1,687 $ 600 $ 363 $ 298 $ 4,330 December 31, 2019 _ $ 48,486 $ 43,848 $ 24,315 $ 13,905 $ 11,076 $ 141,630 _ 198,491 111,521 84,656 50,012 29,364 474,044 _ 106,609 95,064 34,839 30,697 14,626 281,835 _ 31,553 51,174 13,995 14,267 8,063 119,052 _ 13,230 21,938 5,897 4,097 2,074 47,236 _ 514 12,308 1,863 1,703 673 17,061 _ 1,519 7,940 1,870 1,281 889 13,499 _ 641 2,208 533 511 79 3,972 _ 510 1,259 1,569 69 1,330 4,737 _ $ 401,553 $ 347,260 $ 169,537 $ 116,542 $ 68,174 $ 1,103,066 Accrued interest included in total $ 1,139 $ 1,662 $ 586 $ 502 $ 266 $ 4,155 (1) Credit scores have been updated within the last twelve months. Installment (1) Boat Lending Recreational Vehicle Lending Other Total (In thousands) June 30, 2020 _ $ 38,967 $ 29,267 $ 8,564 $ 76,798 _ 112,736 88,056 35,270 236,062 _ 39,533 30,177 26,061 95,771 _ 11,494 7,427 21,857 40,778 _ 2,378 1,692 4,085 8,155 _ 769 584 1,469 2,822 _ 367 316 909 1,592 _ 345 110 240 695 _ - - 538 538 _ $ 206,589 $ 157,629 $ 98,993 $ 463,211 Accrued interest included in total $ 477 $ 364 $ 347 $ 1,188 December 31, 2019 _ $ 28,041 $ 24,470 $ 7,611 $ 60,122 _ 118,380 88,164 37,583 244,127 _ 41,490 31,055 27,204 99,749 _ 11,485 7,267 22,517 41,269 _ 2,254 1,411 4,470 8,135 _ 946 592 1,884 3,422 _ 377 464 1,127 1,968 _ 309 22 284 615 _ - - 1,204 1,204 _ $ 203,282 $ 153,445 $ 103,884 $ 460,611 Accrued interest included in total $ 490 $ 378 $ 326 $ 1,194 (1) Credit scores have been updated within the last twelve months.
Purchase Credit Impaired (PCI) Loans	As a result of our acquisition of TCSB Bancorp, Inc. in the second quarter of 2018 we purchased loans for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. For these loans that meet the criteria of ASC 310-30 treatment, the carrying amount was as follows: June 30, 2020 December 31, 2019 (In thousands) Commercial $ 1,281 $ 1,394 Mortgage 560 575 Installment 305 316 Total carrying amount 2,146 2,285 Allowance for loan losses - - Carrying amount, net of allowance for loan losses $ 2,146 $ 2,285 The accretable difference on PCI loans is the difference between the expected cash flows and the net present value of expected cash flows with such difference accreted into earnings using the effective yield method over the term of the loans. Accretion recorded as loan interest income is included in the table below. Accretable yield of PCI loans, or income expected to be collected follows: Three months ended June 30, Six months ended June 30, 2020 2019 2020 2019 (unaudited) (unaudited) (In thousands) (In thousands) Balance at beginning of period $ 608 $ 788 $ 640 $ 462 New loans purchased - - - - Accretion recorded as loan interest income (35 ) (39 ) (67 ) (78 ) Reclassification from (to) nonaccretable difference - - - 365 Displosals/other adjustments - - - - Balance at end of period $ 573 $ 749 $ 573 $ 749

Shareholders' Equity and Earn_2

Shareholders' Equity and Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2020
Shareholders' Equity and Earnings Per Common Share [Abstract]
Reconciliation of Basic and Diluted Net Income Per Share	A reconciliation of basic and diluted net income per common share follows: Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 (In thousands, except per share data) Net income $ 14,772 $ 10,730 $ 19,582 $ 20,111 Weighted average shares outstanding (1) 21,891 23,036 22,081 23,310 Stock units for deferred compensation plan for non-employee directors 109 128 119 130 Effect of stock options 84 112 92 119 Performance share units 29 37 33 39 Weighted average shares outstanding for calculation of diluted earnings per share 22,113 23,313 22,325 23,598 Net income per common share Basic (1) $ 0.67 $ 0.47 $ 0.89 $ 0.86 Diluted $ 0.67 $ 0.46 $ 0.88 $ 0.85 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2020
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments According to Type of Hedge Designation	Our derivative financial instruments according to the type of hedge in which they are designated follows: June 30, 2020 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Fair value hedge designation - Pay-fixed interest rate swap agreements $ 7,117 8.9 $ (866 ) Cash flow hedge designation - Pay-fixed interest rate swap agreements $ 25,000 1.1 $ (526 ) No hedge designation Rate-lock mortgage loan commitments $ 187,358 0.1 $ 7,260 Mandatory commitments to sell mortgage loans 222,745 0.1 (632 ) Pay-fixed interest rate swap agreements - commercial 144,828 4.8 (11,499 ) Pay-variable interest rate swap agreements - commercial 144,828 4.8 11,499 Interest rate cap agreements 150,000 2.1 20 Purchased options 2,908 1.0 40 Written options 2,848 1.0 (40 ) Total $ 855,515 2.0 $ 6,648 December 31, 2019 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Fair value hedge designation - Pay-fixed interest rate swap agreements $ 7,117 9.4 $ (242 ) Cash flow hedge designation Pay-fixed interest rate swap agreements $ 25,000 1.6 $ (174 ) Interest rate cap agreements 150,000 2.6 214 Total $ 175,000 2.5 $ 40 No hedge designation Rate-lock mortgage loan commitments $ 49,268 0.1 $ 1,412 Mandatory commitments to sell mortgage loans 95,363 0.1 (150 ) Pay-fixed interest rate swap agreements - commercial 153,946 5.5 (3,641 ) Pay-variable interest rate swap agreements - commercial 153,946 5.5 3,641 Purchased options 2,908 1.5 141 Written options 2,848 1.5 (139 ) Total $ 458,279 3.7 $ 1,264
Fair Value of Derivative Instruments	Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives June 30, 2020 December 31, 2019 June 30, 2020 December 31, 2019 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives designated as hedging instruments - - - - Pay-fixed interest rate swap agreements Other assets $ - Other assets $ - Other liabilities $ 1,392 Other liabilities $ 416 Interest rate cap agreements Other assets - Other assets 214 Other liabilities - Other liabilities - - 214 1,392 416 Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 7,260 Other assets 1,412 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets - Other assets - Other liabilities 632 Other liabilities 150 Pay-fixed interest rate swap agreements - commercial Other assets - Other assets 28 Other liabilities 11,499 Other liabilities 3,669 Pay-variable interest rate swap agreements - commercial Other assets 11,499 Other assets 3,669 Other liabilities - Other liabilities 28 Interest rate cap agreements Other assets 20 Other assets - Other liabilities - Other liabilities - Purchased options Other assets 40 Other assets 141 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 40 Other liabilities 139 18,819 5,250 12,171 3,986 Total derivatives $ 18,819 $ 5,464 $ 13,563 $ 4,402
Effect of Derivative Financial Instruments on Consolidated Statement of Operations	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended June 30, Gain (Loss) Recognized in Other Comprehensive Income (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income 2020 2019 Portion) 2020 2019 in Income 2020 2019 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreements Non-interest income-other $ (78 ) $ (203 ) Cash Flow Hedges Interest rate cap agreements $ 140 $ (489 ) Interest expense $ (180 ) $ 115 Interest expense $ - $ - Pay-fixed interest rate swap agreements (62 ) (267 ) Interest expense (81 ) 27 Interest expense - - Total $ 78 $ (756 ) $ (261 ) $ 142 $ - $ - No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 1,528 $ 831 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 1,472 (125 ) Pay-fixed interest rate swap agreements - commercial Interest income 315 (2,437 ) Pay-variable interest rate swap agreements - commercial Interest income (315 ) 2,437 Interest rate cap agreements Interest expense (7 ) - Purchased options Interest expense 3 (31 ) Written options Interest expense (4 ) 30 Total $ 2,992 $ 705 Six Month Periods Ended June 30, Gain (Loss) Recognized in Other Comprehensive Income (Effective Portion) Location of Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income 2020 2019 Portion) 2020 2019 in Income 2020 2019 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreements Non-interest income-other $ (624 ) $ (203 ) Cash Flow Hedges Interest rate cap agreements $ 126 $ (1,274 ) Interest expense $ (233 ) $ 233 Interest expense $ - $ - Pay-fixed interest rate swap agreements (454 ) (394 ) Interest expense (103 ) 58 Interest expense - - Total $ (328 ) $ (1,668 ) $ (336 ) $ 291 $ - $ - No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 5,848 $ 1,460 Mandatory commitments to sell mortgage loans Net gains on mortgage loans (482 ) 49 Pay-fixed interest rate swap agreements - commercial Interest income (7,858 ) (3,584 ) Pay-variable interest rate swap agreements - commercial Interest income 7,858 3,584 Interest rate cap agreements Interest expense (42 ) - Purchased options Interest expense (101 ) 55 Written options Interest expense 99 (54 ) Total $ 5,322 $ 1,510

Goodwill and Other Intangibles

Goodwill and Other Intangibles (Tables)	6 Months Ended
	Jun. 30, 2020
Goodwill and Other Intangibles [Abstract]
Other Intangible Assets, Net of Amortization	The following table summarizes intangible assets, net of amortization: June 30, 2020 December 31, 2019 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 7,100 $ 11,916 $ 6,590 Unamortized intangible assets - goodwill $ 28,300 $ 28,300
Estimated Core Deposit Intangible Amortization	A summary of estimated core deposit intangible amortization at June 30, 2020 follows: (In thousands) Six months ending December 31, 2020 $ 510 2021 970 2022 785 2023 547 2024 516 2025 and thereafter 1,488 Total $ 4,816

Share Based Compensation (Table

Share Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2020
Share Based Compensation [Abstract]
Restricted Stock and Performance Stock Units Granted	A summary of restricted stock and performance stock units (“PSU”) granted pursuant to our long-term incentive plan follows: Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 Restricted stock - 3,551 52,996 56,267 PSU - - 20,897 22,016
Outstanding Stock Option Grants and Transactions	A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2020 138,506 $ 4.62 Granted - Exercised (11,917 ) 3.50 Forfeited - Expired - Outstanding at June 30, 2020 126,589 $ 4.72 2.6 $ 1,286 Vested and expected to vest at June 30, 2020 126,589 $ 4.72 2.6 $ 1,286 Exercisable at June 30, 2020 126,589 $ 4.72 2.6 $ 1,286
Non-Vested Restricted Stock, Restricted Stock Units and PSU's	A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2020 245,726 $ 21.72 Granted 73,893 22.80 Vested (64,263 ) 21.24 Forfeited (18,840 ) 22.62 Outstanding at June 30, 2020 236,516 $ 22.11
Information Regarding Options Exercised	Certain information regarding options exercised during the periods follows: Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 (In thousands) (In thousands) Intrinsic value $ 3 $ - $ 213 $ 836 Cash proceeds received $ 1 $ - $ 42 $ 695 Tax benefit realized $ 1 $ - $ 45 $ 176

Regulatory Matters (Tables)

Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2020
Regulatory Matters [Abstract]
Actual Capital Amounts and Ratios	Our actual capital amounts and ratios follow (1): Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) June 30, 2020 Total capital to risk-weighted assets Consolidated $ 425,443 15.31 % $ 222,368 8.00 % NA NA Independent Bank 370,222 13.32 222,275 8.00 $ 277,843 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 350,680 12.62 % $ 166,776 6.00 % NA NA Independent Bank 335,473 12.07 166,706 6.00 $ 222,275 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 312,414 11.24 % $ 125,082 4.50 % NA NA Independent Bank 335,473 12.07 125,029 4.50 $ 180,598 6.50 % Tier 1 capital to average assets Consolidated $ 350,680 9.15 % $ 153,244 4.00 % NA NA Independent Bank 335,473 8.76 153,255 4.00 $ 191,569 5.00 % December 31, 2019 Total capital to risk-weighted assets Consolidated $ 380,454 13.74 % $ 221,562 8.00 % NA NA Independent Bank 358,914 12.96 221,482 8.00 $ 276,852 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 352,764 12.74 % $ 166,171 6.00 % NA NA Independent Bank 331,224 11.96 166,111 6.00 $ 221,482 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 314,532 11.36 % $ 124,628 4.50 % NA NA Independent Bank 331,224 11.96 124,583 4.50 $ 179,954 6.50 % Tier 1 capital to average assets Consolidated $ 352,764 10.11 % $ 139,632 4.00 % NA NA Independent Bank 331,224 9.49 139,615 4.00 $ 174,519 5.00 % (1) These ratios do not reflect a capital conservation buffer of 2.50% at June 30, 2020 and December 31, 2019. NA - Not applicable
Regulatory Capital	The components of our regulatory capital are as follows: Consolidated Independent Bank June 30, 2020 December 31, 2019 June 30, 2020 December 31, 2019 (In thousands) Total shareholders' equity $ 355,123 $ 350,169 $ 378,182 $ 366,861 Add (deduct) Accumulated other comprehensive income for regulatory purposes (9,593 ) (2,011 ) (9,593 ) (2,011 ) Goodwill and other intangibles (33,116 ) (33,626 ) (33,116 ) (33,626 ) Common equity tier 1 capital 312,414 314,532 335,473 331,224 Qualifying trust preferred securities 38,266 38,232 - - Tier 1 capital 350,680 352,764 335,473 331,224 Subordinated debt 40,000 - - - Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 34,763 27,690 34,749 27,690 Total risk-based capital $ 425,443 $ 380,454 $ 370,222 $ 358,914

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Assets and Liabilities Measured at Fair Value	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) June 30, 2020: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 12,440 $ - $ 12,440 $ - U.S. agency residential mortgage-backed 292,930 - 292,930 - U.S. agency commercial mortgage-backed 9,368 - 9,368 - Private label mortgage-backed 41,351 - 41,351 - Other asset backed 226,273 - 226,273 - Obligations of states and political subdivisions 207,555 - 207,555 - Corporate 64,184 - 64,184 - Trust preferred 1,661 - 1,661 - Foreign government 518 - 518 - Loans held for sale, carried at fair value 83,706 - 83,706 - Capitalized mortgage loan servicing rights 13,773 - - 13,773 Derivatives (1) 18,819 - 18,819 - Liabilities Derivatives (2) 13,563 - 13,563 - Measured at Fair Value on a Non-recurring Basis: Assets Impaired loans (3) Commercial Commercial and industrial 1,753 - - 1,753 Commercial real estate (4) 14,256 2,616 - 11,640 Mortgage 1-4 family owner occupied - jumbo 70 - - 70 1-4 family owner occupied - non-jumbo 474 - - 474 1-4 family non-owner occupied 244 - - 244 1-4 family - 2nd lien 170 - - 170 Resort lending 215 - - 215 Installment Boat lending 47 - - 47 Recreational vehicle lending 30 - - 30 Other 134 - - 134 Other real estate (5) Commercial - commercial real estate 474 - - 474 Mortgage - 1-4 family owner occupied - non-jumbo 25 - - 25 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) The fair value of $2.6 million of commercial real estate property included in this table was based on an auction held prior to June 30, 2020. Auction proceeds in this amount were received on July 21, 2020. (5) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2019: Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 14,661 $ - $ 14,661 $ - U.S. agency residential mortgage-backed 227,762 - 227,762 - U.S. agency commercial mortgage-backed 10,756 - 10,756 - Private label mortgage-backed 39,693 - 39,693 - Other asset backed 93,886 - 93,886 - Obligations of states and political subdivisions 96,102 - 96,102 - Corporate 33,195 - 33,195 - Trust preferred 1,843 - 1,843 - Foreign government 502 - 502 - Loans held for sale, carried at fair value 69,800 - 69,800 - Capitalized mortgage loan servicing rights 19,171 - - 19,171 Derivatives (1) 5,464 - 5,464 - Liabilities Derivatives (2) 4,402 - 4,402 - Measured at Fair Value on a Non-recurring Basis: Assets Impaired loans (3) Commercial Commercial and industrial 655 - - 655 Commercial real estate 316 - - 316 Mortgage 1-4 family owner occupied - jumbo 987 - - 987 1-4 family owner occupied - non-jumbo 470 - - 470 1-4 family non-owner occupied 281 - - 281 1-4 family - 2nd lien 294 - - 294 Resort lending 245 - - 245 Installment Boat lending 67 - - 67 Recreational vehicle lending 2 - - 2 Other 121 - - 121 Other real estate (4) Mortgage - 1-4 family owner occupied - non-jumbo 31 - - 31 Installment - other 28 - - 28 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value.
Changes in Fair Value for Financial Assets	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Six-Month Periods Ended June 30 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option Net Gains on Assets Mortgage Total Change in Fair Values Included in Current Securities Mortgage Loans Loan Servicing, net Period Earnings (In thousands) 2020 Loans held for sale - 1,387 - 1,387 Capitalized mortgage loan servicing rights - - (11,641 ) (11,641 ) 2019 Equity securities at fair value $ 167 $ - $ - $ 167 Loans held for sale - 577 - 577 Capitalized mortgage loan servicing rights - - (6,113 ) (6,113 )
Reconciliation for all Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)	A reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 (In thousands) (In thousands) Beginning balance $ 14,829 $ 19,909 $ 19,171 $ 21,400 Total gains (losses) realized and unrealized: Included in results of operations (4,667 ) (3,422 ) (11,641 ) (6,113 ) Included in other comprehensive income - - - - Purchases, issuances, settlements, maturities and calls 3,611 1,407 6,243 2,607 Transfers in and/or out of Level 3 - - - - Ending balance $ 13,773 $ 17,894 $ 13,773 $ 17,894 Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at June 30 $ (4,667 ) $ (3,422 ) $ (11,641 ) $ (6,113 )
Quantitative Information About Level 3 Fair Value Measurements Measured on a Recurring Basis and Non-recurring Basis	The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party as discussed above. The significant unobservable inputs used in the fair value measurement of the capitalized mortgage loan servicing rights are discount rate, cost to service, ancillary income, float rate and prepayment rate. Significant changes in all four of these assumptions in isolation would result in significant changes to the value of our capitalized mortgage loan servicing rights. Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) - - - June 30, 2020 Capitalized mortgage loan servicing rights $ 13,773 Present value of net Discount rate 10.00% to 13.00% 10.11 % servicing revenue Cost to service $ 68 to $219 $ 79 Ancillary income 20 to 37 22 Float rate 0.33 % 0.33 % Prepayment rate 7.19% to 57.51% 22.89 % December 31, 2019 Capitalized mortgage loan servicing rights $ 19,171 Present value of net Discount rate 10.00% to 13.00% 10.14 % servicing revenue Cost to service $ 66 to $316 $ 81 Ancillary income 20 to 37 22 Float rate 1.73 % 1.73 % Prepayment rate 7.01% to 69.34% 14.96 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) - - June 30, 2020 Impaired loans Commercial $ 13,393 Sales comparison approach Adjustment for differences between comparable sales (48.0)% to 75.0% 1.7 % Income approach Capitalization rate 9.5 % 9.5 % Mortgage and Installment(1) 1,384 Sales comparison approach Adjustment for differences between comparable sales (40.2) to 408.2 31.4 Other real estate(2) Mortgage 25 Sales comparison approach Adjustment for differences between comparable sales (16.1) to 10.6 (4.2 ) December 31, 2019 Impaired loans Commercial $ 971 Sales comparison approach Adjustment for differences between comparable sales (48.0)% to 19.2% (5.6 )% Mortgage and Installment(1) 2,467 Sales comparison approach Adjustment for differences between comparable sales (25.2)% to 49.2%% 11.5% % Other real estate Mortgage and Installment 59 Sales comparison approach Adjustment for differences between comparable sales (11.6)% to 5.0%% (5.1% )% (1) In addition to the valuation techniques and unobservable inputs discussed above, at June 30, 2020 and December 31, 2019 certain impaired collateral dependent installment loans totaling approximately $0.21 million and $0.14 million, respectively are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides. (2) $0.47 million of commercial real estate other real estate was based on a broker price opinion and is not included in this table.
Aggregate Fair Value and Aggregate Remaining Contractual Principal Balance for Loans Held for Sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale June 30, 2020 $ 83,706 $ 3,281 $ 80,425 December 31, 2019 69,800 1,894 67,906

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2020
Fair Values of Financial Instruments [Abstract]
Estimated Recorded Book Balances and Fair Values	The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) June 30, 2020 Assets Cash and due from banks $ 47,369 $ 47,369 $ 47,369 $ - $ - Interest bearing deposits 8,447 8,447 8,447 - - Securities available for sale 856,280 856,280 - 856,280 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,427 NA NA NA NA Net loans and loans held for sale 2,915,869 2,873,095 - 83,706 2,789,389 Accrued interest receivable 11,087 11,087 1 2,555 8,531 Derivative financial instruments 18,819 18,819 - 18,819 - Liabilities Deposits with no stated maturity (1) $ 2,993,331 $ 2,993,331 $ 2,993,331 $ - $ - Deposits with stated maturity (1) 491,794 495,251 - 495,251 - Other borrowings 50,002 51,724 - 51,724 - Subordinated debt 39,283 40,414 - 40,414 - Subordinated debentures 39,490 27,217 - 27,217 - Accrued interest payable 849 849 32 817 - Derivative financial instruments 13,563 13,563 - 13,563 - December 31, 2019 Assets Cash and due from banks $ 53,295 $ 53,295 $ 53,295 $ - $ - Interest bearing deposits 12,009 12,009 12,009 - - Interest bearing deposits - time 350 350 - 350 - Securities available for sale 518,400 518,400 - 518,400 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,359 NA NA NA NA Net loans and loans held for sale 2,768,675 2,768,817 - 69,800 2,699,017 Accrued interest receivable 10,108 10,108 8 1,752 8,348 Derivative financial instruments 5,464 5,464 - 5,464 - Liabilities Deposits with no stated maturity (1) $ 2,427,190 $ 2,427,190 $ 2,427,190 $ - $ - Deposits with stated maturity (1) 609,537 610,235 - 610,235 - Other borrowings 88,646 88,680 - 88,680 - Subordinated debentures 39,456 33,149 - 33,149 - Accrued interest payable 1,296 1,296 97 1,199 - Derivative financial instruments 4,402 4,402 - 4,402 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $ million and $ million at June 30, 2020 and December 31, 2019, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $ million and $ million at June 30, 2020 and December 31, 2019, respectively.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) ("AOCIL") (Tables)	6 Months Ended
	Jun. 30, 2020
Accumulated Other Comprehensive Income (Loss) ("AOCIL") [Abstract]
Accumulated Other Comprehensive Income (Loss) (AOCIL), Net of Tax	A summary of changes in AOCIL follows: Unrealized Gains on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Losses on Cash Flow Hedges Total (In thousands) For the three months ended June 30, 2020 Balances at beginning of period $ 2,933 $ (5,798 ) $ (1,989 ) $ (4,854 ) Other comprehensive income before reclassifications 8,382 - 62 8,444 Amounts reclassified from AOCIL - - 206 206 Net current period other comprehensive income 8,382 - 268 8,650 Balances at end of period $ 11,315 $ (5,798 ) $ (1,721 ) $ 3,796 2019 Balances at beginning of period $ (57 ) $ (5,798 ) $ (962 ) $ (6,817 ) Other comprehensive income (loss) before reclassifications 3,097 - (599 ) 2,498 Amounts reclassified from AOCIL - - (112 ) (112 ) Net current period other comprehensive income (loss) 3,097 - (711 ) 2,386 Balances at end of period $ 3,040 $ (5,798 ) $ (1,673 ) $ (4,431 ) For the six months ended June 30, 2020 Balances at beginning of period $ 3,739 $ (5,798 ) $ (1,727 ) $ (3,786 ) Other comprehensive income (loss) before reclassifications 7,776 - (259 ) 7,517 Amounts reclassified from AOCIL (200 ) - 265 65 Net current period other comprehensive income 7,576 - 6 7,582 Balances at end of period $ 11,315 $ (5,798 ) $ (1,721 ) $ 3,796 2019 Balances at beginning of period $ (4,185 ) $ (5,798 ) $ (125 ) $ (10,108 ) Other comprehensive income (loss) before reclassifications 7,333 - (1,318 ) 6,015 Amounts reclassified from AOCIL (108 ) - (230 ) (338 ) Net current period other comprehensive income (loss) 7,225 - (1,548 ) 5,677 Balances at end of period $ 3,040 $ (5,798 ) $ (1,673 ) $ (4,431 )
Reclassifications Out of Each Component of AOCIL	A summary of reclassifications out of each component of AOCIL for the three months ended June 30 follows: AOCIL Component Amount Reclassified From AOCIL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2020 Unrealized gains on securities available for sale $ - Net gains on securities - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax Unrealized losses on cash flow hedges $ 261 Interest expense 55 Income tax expense $ 206 Reclassification, net of tax $ (206 ) Total reclassifications for the period, net of tax 2019 Unrealized gains on securities available for sale $ - Net gains on securities - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax Unrealized losses on cash flow hedges $ (142 ) Interest expense (30 ) Income tax expense $ (112 ) Reclassification, net of tax $ 112 Total reclassifications for the period, net of tax A summary of reclassifications out of each component of AOCIL for the six months ended June 30 follows: AOCIL Component Amount Reclassified From AOCIL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2020 Unrealized gains on securities available for sale $ 253 Net gains on securities - Net impairment loss recognized in earnings 253 Total reclassifications before tax 53 Income tax expense $ 200 Reclassifications, net of tax Unrealized losses on cash flow hedges $ 336 Interest expense 71 Income tax expense $ 265 Reclassification, net of tax $ (65 ) Total reclassifications for the period, net of tax 2019 Unrealized gains on securities available for sale $ 137 Net gains on securities - Net impairment loss recognized in earnings 137 Total reclassifications before tax 29 Income tax expense $ 108 Reclassifications, net of tax Unrealized losses on cash flow hedges $ (291 ) Interest expense (61 ) Income tax expense $ (230 ) Reclassification, net of tax $ 338 Total reclassifications for the period, net of tax

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	6 Months Ended
	Jun. 30, 2020
Revenue from Contracts with Customers [Abstract]
Disaggregation of Revenue Sources by Attribute	Disaggregation of our revenue sources by attribute follows: Three months ending June 30, 2020 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,019 $ - $ - $ - $ 1,019 Account service charges 451 - - - 451 ATM fees - 276 - - 276 Other - 157 - - 157 Business Overdraft fees 153 - - - 153 ATM fees - 4 - - 4 Other - 73 - - 73 Interchange income - - 2,526 - 2,526 Asset management revenue - - - 289 289 Transaction based revenue - - - 146 146 Total $ 1,623 $ 510 $ 2,526 $ 435 $ 5,094 Reconciliation to Condensed Statement of Operations: Non-interest income - other: Other deposit related income $ 510 Investment and insurance commissions 435 Bank owned life insurance 265 Other 388 Total $ 1,598 Three months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,882 $ - $ - $ - $ 1,882 Account service charges 541 - - - 541 ATM fees - 346 - - 346 Other - 212 - - 212 Business Overdraft fees 377 - - - 377 ATM fees - 9 - - 9 Other - 89 - - 89 Interchange income - - 2,604 - 2,604 Asset management revenue - - - 277 277 Transaction based revenue - - - 173 173 Total $ 2,800 $ 656 $ 2,604 $ 450 $ 6,510 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 656 Investment and insurance commissions 450 Bank owned life insurance 270 Other 730 Total $ 2,106 Six months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 2,759 $ - $ - $ - $ 2,759 Account service charges 957 - - - 957 ATM fees - 576 - - 576 Other - 393 - - 393 Business Overdraft fees 498 - - - 498 ATM fees - 11 - - 11 Other - 163 - - 163 Interchange income - - 4,983 - 4,983 Asset management revenue - - - 602 602 Transaction based revenue - - - 346 346 Total $ 4,214 $ 1,143 $ 4,983 $ 948 $ 11,288 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,143 Investment and insurance commissions 948 Bank owned life insurance 535 Other 1,135 Total $ 3,761 Six months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 3,612 $ - $ - $ - $ 3,612 Account service charges 1,066 - - - 1,066 ATM fees - 668 - - 668 Other - 463 - - 463 Business Overdraft fees 762 - - - 762 ATM fees - 17 - - 17 Other - 218 - - 218 Interchange income - - 4,959 - 4,959 Asset management revenue - - - 531 531 Transaction based revenue - - - 216 216 Total $ 5,440 $ 1,366 $ 4,959 $ 747 $ 12,512 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,366 Investment and insurance commissions 747 Bank owned life insurance 512 Other 1,745 Total $ 4,370

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2020
Leases [Abstract]
Components of Operating Leases	The cost components of our operating leases follows: Three Months Ended June 30, Six Months Ended June 30, 2020 2019 2020 2019 (In thousands) (In thousands) Operating lease cost $ 476 $ 563 $ 962 $ 1,127 Variable lease cost 21 49 36 72 Short-term lease cost 9 5 16 10 Total $ 506 $ 617 $ 1,014 $ 1,209
Supplemental Balance Sheet Information Related to Operating Leases	Supplemental balance sheet information related to our operating leases follows: June 30, 2020 December 31, 2019 (Dollars in thousands) Lease right of use asset (1) $ 7,422 $ 8,282 Lease liabilities (2) $ 7,662 $ 8,304 Weighted average remaining lease term (years) 7.15 7.47 Weighted average discount rate 2.7 % 2.8 % (1) Included in Accrued income and other assets (2) Included in Accrued expenses and other liabilities
Maturity Analysis of Lease Liabilities	Maturity analysis of our lease liabilities at June 30, 2020 based on required contractual payments follows: (In thousands) Six months ending December 31, 2020 $ 810 2021 1,476 2022 1,341 2023 1,186 2024 802 2025 and thereafter 2,834 Total lease payments 8,449 Less imputed interest (787 ) Total $ 7,662

New Accounting Standards (Detai

New Accounting Standards (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
New Accounting Standards [Abstract]
Expected increase in the allowance for loan losses	$ (20)	$ 40	$ 200	$ 50
ASU 2016-13 [Member]
New Accounting Standards [Abstract]
Allowance for loan losses forecast period			2 years
ASU 2016-13 [Member] | Minimum [Member]
New Accounting Standards [Abstract]
Expected increase to the allowance for losses related to unfunded loan commitments					$ 1,000
ASU 2016-13 [Member] | Maximum [Member]
New Accounting Standards [Abstract]
Expected increase to the allowance for losses related to unfunded loan commitments					2,000
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Minimum [Member]
New Accounting Standards [Abstract]
Expected increase in the allowance for loan losses					8,000
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Maximum [Member]
New Accounting Standards [Abstract]
Expected increase in the allowance for loan losses					$ 10,000

Securities (Details)

Securities (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020USD ($)Security	Jun. 30, 2019USD ($)	Jun. 30, 2020USD ($)Security	Jun. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 841,958		$ 841,958		$ 513,668
Unrealized Gains	16,840		16,840		5,782
Unrealized Losses	2,518		2,518		1,050
Fair Value	856,280		856,280		518,400
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	127,925		127,925		130,648
Less Than Twelve Months, Unrealized Losses	1,432		1,432		535
Twelve Months or More, Fair Value	31,596		31,596		38,343
Twelve Months or More, Unrealized Losses	1,086		1,086		515
Total, Fair Value	159,521		159,521		168,991
Total, Unrealized Losses	2,518		2,518		1,050
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	1,010		1,010
Amortized cost	840		840
Non-credit unrealized loss	0		0
Unrealized gain	170		170
Cumulative credit related OTTI	1,214		1,214
Credit related OTTI recognized in earnings	0	$ 0	0	$ 0
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance at beginning of period	1,214	1,594	1,214	1,594
Additions to credit losses on securities for which no previous OTTI was recognized	0	0	0	0
Increases to credit losses on securities for which OTTI was previously recognized	0	0	0	0
Balance at end of period	1,214	$ 1,594	1,214	$ 1,594
U.S. Agency [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	12,185		12,185		14,591
Unrealized Gains	289		289		89
Unrealized Losses	34		34		19
Fair Value	12,440		12,440		14,661
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	2,041		2,041		2,782
Less Than Twelve Months, Unrealized Losses	6		6		8
Twelve Months or More, Fair Value	2,350		2,350		2,712
Twelve Months or More, Unrealized Losses	28		28		11
Total, Fair Value	4,391		4,391		5,494
Total, Unrealized Losses	$ 34		$ 34		19
Number of securities with market fair value less than amortized cost | Security	29		29
U.S. Agency Residential Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 287,751		$ 287,751		226,130
Unrealized Gains	5,413		5,413		1,910
Unrealized Losses	234		234		278
Fair Value	292,930		292,930		227,762
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	55,329		55,329		56,377
Less Than Twelve Months, Unrealized Losses	220		220		126
Twelve Months or More, Fair Value	4,859		4,859		13,551
Twelve Months or More, Unrealized Losses	14		14		152
Total, Fair Value	60,188		60,188		69,928
Total, Unrealized Losses	$ 234		$ 234		278
Number of securities with market fair value less than amortized cost | Security	38		38
U.S. Agency Commercial Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 8,973		$ 8,973		10,671
Unrealized Gains	395		395		113
Unrealized Losses	0		0		28
Fair Value	9,368		9,368		10,756
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value					3,284
Less Than Twelve Months, Unrealized Losses					24
Twelve Months or More, Fair Value					659
Twelve Months or More, Unrealized Losses					4
Total, Fair Value					3,943
Total, Unrealized Losses					28
Private Label Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	40,862		40,862		39,248
Unrealized Gains	939		939		544
Unrealized Losses	450		450		99
Fair Value	41,351		41,351		39,693
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	16,768		16,768		16,387
Less Than Twelve Months, Unrealized Losses	401		401		55
Twelve Months or More, Fair Value	240		240		343
Twelve Months or More, Unrealized Losses	49		49		44
Total, Fair Value	17,008		17,008		16,730
Total, Unrealized Losses	$ 450		$ 450		99
Number of securities with market fair value less than amortized cost | Security	23		23
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Number of private label mortgage backed securities currently with OTTI unrealized gains | Security	2		2
Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	$ 468		$ 468
Amortized cost	445		445
Non-credit unrealized loss	0		0
Unrealized gain	23		23
Cumulative credit related OTTI	757		757
Super Senior Security [Member]
Private Label Mortgage Backed Securities Below Investment Grade [Abstract]
Fair value	542		542
Amortized cost	395		395
Non-credit unrealized loss	0		0
Unrealized gain	147		147
Cumulative credit related OTTI	457		457
Other Asset Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	226,307		226,307		94,158
Unrealized Gains	1,021		1,021		103
Unrealized Losses	1,055		1,055		375
Fair Value	226,273		226,273		93,886
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	24,297		24,297		34,027
Less Than Twelve Months, Unrealized Losses	408		408		233
Twelve Months or More, Fair Value	20,402		20,402		13,839
Twelve Months or More, Unrealized Losses	647		647		142
Total, Fair Value	44,699		44,699		47,866
Total, Unrealized Losses	$ 1,055		$ 1,055		375
Number of securities with market fair value less than amortized cost | Security	66		66
Obligations of States and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 202,105		$ 202,105		94,499
Unrealized Gains	5,620		5,620		1,724
Unrealized Losses	170		170		121
Fair Value	207,555		207,555		96,102
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	19,344		19,344		15,666
Less Than Twelve Months, Unrealized Losses	130		130		84
Twelve Months or More, Fair Value	2,084		2,084		5,396
Twelve Months or More, Unrealized Losses	40		40		37
Total, Fair Value	21,428		21,428		21,062
Total, Unrealized Losses	$ 170		$ 170		121
Number of securities with market fair value less than amortized cost | Security	15		15
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 61,306		$ 61,306		31,904
Unrealized Gains	3,145		3,145		1,296
Unrealized Losses	267		267		5
Fair Value	64,184		64,184		33,195
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	10,146		10,146		2,125
Less Than Twelve Months, Unrealized Losses	267		267		5
Twelve Months or More, Fair Value	0		0		0
Twelve Months or More, Unrealized Losses	0		0		0
Total, Fair Value	10,146		10,146		2,125
Total, Unrealized Losses	$ 267		$ 267		5
Number of securities with market fair value less than amortized cost | Security	10		10
Trust Preferred [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 1,969		$ 1,969		1,968
Unrealized Gains	0		0		0
Unrealized Losses	308		308		125
Fair Value	1,661		1,661		1,843
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	0		0		0
Less Than Twelve Months, Unrealized Losses	0		0		0
Twelve Months or More, Fair Value	1,661		1,661		1,843
Twelve Months or More, Unrealized Losses	308		308		125
Total, Fair Value	1,661		1,661		1,843
Total, Unrealized Losses	$ 308		$ 308		125
Number of securities with market fair value less than amortized cost | Security	2		2
Number of issues rated as investment grade | Security	1		1
Number of securities not rated | Security	1		1
Non-rated securities, amortized cost	$ 1,000		$ 1,000
Fair value of non-rated trust preferred securities	800		800
Foreign Government [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	500		500		499
Unrealized Gains	18		18		3
Unrealized Losses	0		0		0
Fair Value	$ 518		$ 518		$ 502

Securities, Amortized Cost and

Securities, Amortized Cost and Fair Value Securities Available for Sale Contractual Maturities (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Maturing within one year	$ 18,298
Maturing after one year but within five years	75,085
Maturing after five years but within ten years	55,718
Maturing after ten years	128,964
Amortized cost	278,065
U.S. agency residential mortgage-backed	287,751
U.S. agency commercial mortgage-backed	8,973
Private label mortgage-backed	40,862
Other asset backed	226,307
Amortized cost	841,958	$ 513,668
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Maturing within one year	18,412
Maturing after one year but within five years	77,526
Maturing after five years but within ten years	58,911
Maturing after ten years	131,509
Total available-for-sale securities fair value	286,358
U.S. agency residential mortgage-backed	292,930
U.S. agency commercial mortgage-backed	9,368
Private label mortgage-backed	41,351
Other asset backed	226,273
Total	$ 856,280	$ 518,400

Securities, Gains and Losses Re

Securities, Gains and Losses Realized on Sale of Securities Available for Sale (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Gain and losses realized on sale of securities available for sale [Abstract]
Proceeds	$ 36,593	$ 42,236
Realized gains	253	169
Realized losses	$ 0	32
Trading securities, realized gain (loss)		$ 167

Loans, Allowance for Loan Losse

Loans, Allowance for Loan Losses (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		$ 32,495	$ 25,254	$ 26,148	$ 24,888
Additions (deductions) [Abstract]
Provision for loan losses		5,188	652	11,909	1,316
Recoveries credited to the allowance		1,355	889	1,754	1,457
Loans charged against the allowance		(4,538)	(892)	(5,311)	(1,758)
Balance at end of period		34,500	25,903	34,500	25,903
Allowance for loan losses [Abstract]
Individually evaluated for impairment		7,360		7,360		$ 6,155
Collectively evaluated for impairment		27,140		27,140		19,993
Total ending allowance for loan losses balance		34,500		34,500		26,148
Loans [Abstract]
Individually evaluated for impairment		63,238		63,238		55,892
Collectively evaluated for impairment		2,809,809		2,809,809		2,675,193
Total loans recorded investment		2,875,193		2,875,193		2,733,370
Accrued interest included in recorded investment		8,530		8,530		8,347
Total loans		2,866,663		2,866,663		2,725,023
Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		2,146		2,146		2,285
Commercial [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		10,212	7,518	7,922	7,090
Additions (deductions) [Abstract]
Provision for loan losses		1,461	475	3,679	895
Recoveries credited to the allowance		1,058	378	1,166	505
Loans charged against the allowance		(4,000)	(250)	(4,036)	(369)
Balance at end of period		8,731	8,121	8,731	8,121
Allowance for loan losses [Abstract]
Individually evaluated for impairment		2,768		2,768		1,031
Collectively evaluated for impairment		5,963		5,963		6,891
Total ending allowance for loan losses balance		8,731		8,731		7,922
Loans [Abstract]
Individually evaluated for impairment		18,913		18,913		9,393
Collectively evaluated for impairment		1,345,774		1,345,774		1,158,906
Total loans recorded investment		1,365,968		1,365,968		1,169,693
Accrued interest included in recorded investment		3,012		3,012		2,998
Total loans		1,362,956		1,362,956		1,166,695
Commercial [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		1,281		1,281		1,394
Mortgage [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		7,416	8,412	8,216	7,978
Additions (deductions) [Abstract]
Provision for loan losses		(130)	(386)	(638)	187
Recoveries credited to the allowance		90	327	207	551
Loans charged against the allowance		(115)	(291)	(524)	(654)
Balance at end of period		7,261	8,062	7,261	8,062
Allowance for loan losses [Abstract]
Individually evaluated for impairment		4,338		4,338		4,863
Collectively evaluated for impairment		2,923		2,923		3,353
Total ending allowance for loan losses balance		7,261		7,261		8,216
Loans [Abstract]
Individually evaluated for impairment		41,680		41,680		43,574
Collectively evaluated for impairment		1,003,774		1,003,774		1,058,917
Total loans recorded investment		1,046,014		1,046,014		1,103,066
Accrued interest included in recorded investment	[1]	4,330		4,330		4,155
Total loans		1,041,684		1,041,684		1,098,911
Mortgage [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		560		560		575
Installment [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		1,258	1,251	1,283	895
Additions (deductions) [Abstract]
Provision for loan losses		175	209	304	732
Recoveries credited to the allowance		207	184	381	401
Loans charged against the allowance		(423)	(351)	(751)	(735)
Balance at end of period		1,217	1,293	1,217	1,293
Allowance for loan losses [Abstract]
Individually evaluated for impairment		254		254		261
Collectively evaluated for impairment		963		963		1,022
Total ending allowance for loan losses balance		1,217		1,217		1,283
Loans [Abstract]
Individually evaluated for impairment		2,645		2,645		2,925
Collectively evaluated for impairment		460,261		460,261		457,370
Total loans recorded investment		463,211		463,211		460,611
Accrued interest included in recorded investment	[1]	1,188		1,188		1,194
Total loans		462,023		462,023		459,417
Installment [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		0		0		0
Loans [Abstract]
Loans acquired with deteriorated credit quality		305		305		316
Subjective Allocation [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		13,609	8,073	8,727	8,925
Additions (deductions) [Abstract]
Provision for loan losses		3,682	354	8,564	(498)
Recoveries credited to the allowance		0	0	0	0
Loans charged against the allowance		0	0	0	0
Balance at end of period		17,291	$ 8,427	17,291	$ 8,427
Allowance for loan losses [Abstract]
Individually evaluated for impairment		0		0		0
Collectively evaluated for impairment		17,291		17,291		8,727
Total ending allowance for loan losses balance		17,291		17,291		8,727
Subjective Allocation [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses [Abstract]
Loans acquired with deteriorated credit quality		$ 0		$ 0		$ 0
[1]	Credit scores have been updated within the last twelve months.

Loans, Receivables Past Due (De

Loans, Receivables Past Due (Details) - USD ($) $ in Thousands		Jun. 30, 2020	Dec. 31, 2019
Non performing loans [Abstract]
Accrued interest included in recorded investment		$ 8,530	$ 8,347
Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment		0	0
Commercial and Industrial [Member]
Non performing loans [Abstract]
Government guaranteed loans excluded from non-performing loans		53	77
1-4 Family Owner Occupied - Non-jumbo [Member]
Non performing loans [Abstract]
Government guaranteed loans excluded from non-performing loans		551	569
Commercial [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment		3,012	2,998
Mortgage [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[1]	4,330	4,155
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[1]	1,382	1,139
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[1]	1,687	1,662
Mortgage [Member] | 1-4 Non-owner Occupied [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[1]	600	586
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[1]	363	502
Mortgage [Member] | Resort Lending [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[1]	298	266
Installment [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[1]	1,188	1,194
Installment [Member] | Boat Lending [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[1]	477	490
Installment [Member] | Recreational Vehicle Lending [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[1]	364	378
Installment [Member] | Other [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[1]	347	326
Non-Performing Loans [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2]	5	0
Non-Accrual	[2]	12,334	9,532
Total Non-performing Loans	[2]	12,339	9,532
Accrued interest included in recorded investment	[2]	0	0
Non-Performing Loans [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Accrued interest included in recorded investment	[2]	0	0
Non-Performing Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2],[3]	0	0
Non-Accrual	[2],[3]	1,251	565
Total Non-performing Loans	[2],[3]	1,251	565
Non-Performing Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2]	0	0
Non-Accrual	[2]	3,583	735
Total Non-performing Loans	[2]	3,583	735
Non-Performing Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2]	0	0
Non-Accrual	[2]	751	1,179
Total Non-performing Loans	[2]	751	1,179
Non-Performing Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2],[4]	5	0
Non-Accrual	[2],[4]	2,789	3,540
Total Non-performing Loans	[2],[4]	2,794	3,540
Non-Performing Loans [Member] | Mortgage [Member] | 1-4 Non-owner Occupied [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2]	0	0
Non-Accrual	[2]	1,573	1,039
Total Non-performing Loans	[2]	1,573	1,039
Non-Performing Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2]	0	0
Non-Accrual	[2]	1,381	979
Total Non-performing Loans	[2]	1,381	979
Non-Performing Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2]	0	0
Non-Accrual	[2]	404	690
Total Non-performing Loans	[2]	404	690
Non-Performing Loans [Member] | Installment [Member] | Boat Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2]	0	0
Non-Accrual	[2]	142	332
Total Non-performing Loans	[2]	142	332
Non-Performing Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2]	0	0
Non-Accrual	[2]	74	3
Total Non-performing Loans	[2]	74	3
Non-Performing Loans [Member] | Installment [Member] | Other [Member]
Non performing loans [Abstract]
90+ and Still Accruing	[2]	0	0
Non-Accrual	[2]	386	470
Total Non-performing Loans	[2]	$ 386	$ 470
[1]	Credit scores have been updated within the last twelve months.
[2]	Non-performing loans exclude purchase credit impaired loans.
[3]	Non-performing commercial and industrial loans exclude $0.053 million and $0.077 million of government guaranteed loans at June 30, 2020 and December 31, 2019, respectively.
[4]	Non-performing 1-4 family owner occupied – non jumbo loans exclude $0.551 million and $0.569 million of government guaranteed loans at June 30, 2020 and December 31, 2019, respectively.

Loans, Aging Analysis of Loans

Loans, Aging Analysis of Loans by Class (Details) - USD ($) $ in Thousands		Jun. 30, 2020	Dec. 31, 2019
Aging analysis of loans by class [Abstract]
Total loans recorded investment		$ 2,875,193	$ 2,733,370
Accrued interest included in recorded investment		8,530	8,347
Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		7,104	7,449
Accrued interest included in recorded investment		91	74
Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		4,691	2,936
Accrued interest included in recorded investment		24	34
Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		4,160	4,091
Accrued interest included in recorded investment		0	0
Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total		15,955	14,476
Accrued interest included in recorded investment		115	108
Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Loans not Past Due		2,859,238	2,718,894
Accrued interest included in recorded investment		8,415	8,239
Commercial [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		1,365,968	1,169,693
Accrued interest included in recorded investment		3,012	2,998
Commercial [Member] | Commercial and Industrial [Member]
Aging analysis of loans by class [Abstract]
Total		409	391
Loans not Past Due		763,296	564,480
Total loans recorded investment		763,705	564,871
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		271	0
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		68	289
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		70	102
Commercial [Member] | Commercial Real Estate [Member]
Aging analysis of loans by class [Abstract]
Total		2,907	912
Loans not Past Due		599,356	603,910
Total loans recorded investment		602,263	604,822
Commercial [Member] | Commercial Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	177
Commercial [Member] | Commercial Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		2,907	0
Commercial [Member] | Commercial Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		0	735
Mortgage [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		1,046,014	1,103,066
Accrued interest included in recorded investment	[1]	4,330	4,155
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Aging analysis of loans by class [Abstract]
Total		1,868	2,794
Loans not Past Due		422,393	398,759
Total loans recorded investment		424,261	401,553
Accrued interest included in recorded investment	[1]	1,382	1,139
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,236	1,757
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		0	1,037
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		632	0
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Aging analysis of loans by class [Abstract]
Total		3,467	4,911
Loans not Past Due		284,411	342,349
Total loans recorded investment		287,878	347,260
Accrued interest included in recorded investment	[1]	1,687	1,662
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,927	2,672
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		328	852
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		1,212	1,387
Mortgage [Member] | 1-4 Non-owner Occupied [Member]
Aging analysis of loans by class [Abstract]
Total		2,716	1,454
Loans not Past Due		160,046	168,083
Total loans recorded investment		162,762	169,537
Accrued interest included in recorded investment	[1]	600	586
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		1,481	695
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		387	136
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		848	623
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Aging analysis of loans by class [Abstract]
Total		1,617	1,385
Loans not Past Due		105,073	115,157
Total loans recorded investment		106,690	116,542
Accrued interest included in recorded investment	[1]	363	502
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		500	909
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		489	90
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		628	386
Mortgage [Member] | Resort Lending [Member]
Aging analysis of loans by class [Abstract]
Total		1,023	982
Loans not Past Due		63,400	67,192
Total loans recorded investment		64,423	68,174
Accrued interest included in recorded investment	[1]	298	266
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		392	364
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		258	53
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		373	565
Installment [Member]
Aging analysis of loans by class [Abstract]
Total loans recorded investment		463,211	460,611
Accrued interest included in recorded investment	[1]	1,188	1,194
Installment [Member] | Boat Lending [Member]
Aging analysis of loans by class [Abstract]
Total		865	532
Loans not Past Due		205,724	202,750
Total loans recorded investment		206,589	203,282
Accrued interest included in recorded investment	[1]	477	490
Installment [Member] | Boat Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		748	337
Installment [Member] | Boat Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		45	107
Installment [Member] | Boat Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		72	88
Installment [Member] | Recreational Vehicle Lending [Member]
Aging analysis of loans by class [Abstract]
Total		233	261
Loans not Past Due		157,396	153,184
Total loans recorded investment		157,629	153,445
Accrued interest included in recorded investment	[1]	364	378
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		161	161
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		26	97
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		46	3
Installment [Member] | Other [Member]
Aging analysis of loans by class [Abstract]
Total		850	854
Loans not Past Due		98,143	103,030
Total loans recorded investment		98,993	103,884
Accrued interest included in recorded investment	[1]	347	326
Installment [Member] | Other [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total		388	377
Installment [Member] | Other [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total		183	275
Installment [Member] | Other [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total		$ 279	$ 202
[1]	Credit scores have been updated within the last twelve months.

Loans, Impaired Financing Recei

Loans, Impaired Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Impaired loans with no allocated allowance for loan losses [Abstract]
Troubled debt restructurings ("TDR")	$ 280		$ 280		$ 337
Non - TDR	1,542		1,542		1,550
Impaired loans with an allocated allowance for loan losses [Abstract]
TDR - allowance based on collateral	15,221		15,221		1,587
TDR - allowance based on present value cash flow	40,282		40,282		48,798
Non - TDR - allowance based on collateral	5,572		5,572		3,365
Total impaired loans	62,897		62,897		55,637
Amount of allowance for loan losses allocated [Abstract]
TDR - allowance based on collateral	2,166		2,166		542
TDR - allowance based on present value cash flow	3,960		3,960		4,641
Non - TDR - allowance based on collateral	1,234		1,234		972
Total amount of allowance for loan losses allocated	7,360		7,360		6,155
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	1,825		1,825		1,887
Unpaid Principal Balance, with no related allowance for loan losses recorded	2,008		2,008		2,115
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	61,413		61,413		54,005
Unpaid Principal Balance, with an allowance for loan losses recorded	68,254		68,254		56,708
Recorded Investment	63,238		63,238		55,892
Unpaid Principal Balance	70,262		70,262		58,823
Related Allowance	7,360		7,360		6,155
Accrued interest included in recorded investment	341		341		255
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	1,688	$ 484	1,688	$ 324
Interest Income Recognized, with no related allowance for loan losses recorded	5	2	9	2
Average Recorded Investment, with an allowance for loan losses recorded	61,585	56,119	59,057	56,898
Interest Income Recognized, with an allowance for loan losses recorded	782	708	1,664	1,473
Average Recorded Investment	63,273	56,603	60,745	57,222
Interest Income Recognized	787	710	1,673	1,475
Commercial [Member] | Commercial and Industrial [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	84		84		257
Unpaid Principal Balance, with no related allowance for loan losses recorded	84		84		257
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	2,409		2,409		1,655
Unpaid Principal Balance, with an allowance for loan losses recorded	2,510		2,510		1,706
Recorded Investment	2,493		2,493		1,912
Unpaid Principal Balance	2,594		2,594		1,963
Related Allowance	653		653		453
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	84	0	142	0
Interest Income Recognized, with no related allowance for loan losses recorded	1	0	2	0
Average Recorded Investment, with an allowance for loan losses recorded	2,409	2,418	2,158	2,824
Interest Income Recognized, with an allowance for loan losses recorded	29	16	67	36
Average Recorded Investment	2,493	2,418	2,300	2,824
Interest Income Recognized	30	16	69	36
Commercial [Member] | Commercial Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		796
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		796
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	16,420		16,420		6,685
Unpaid Principal Balance, with an allowance for loan losses recorded	20,934		20,934		6,661
Recorded Investment	16,420		16,420		7,481
Unpaid Principal Balance	20,934		20,934		7,457
Related Allowance	2,115		2,115		578
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	199	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	15,988	5,587	12,887	5,411
Interest Income Recognized, with an allowance for loan losses recorded	288	83	511	150
Average Recorded Investment	15,988	5,587	13,086	5,411
Interest Income Recognized	288	83	511	150
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	632		632		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	632		632		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	525		525		1,447
Unpaid Principal Balance, with an allowance for loan losses recorded	887		887		1,445
Recorded Investment	1,157		1,157		1,447
Unpaid Principal Balance	1,519		1,519		1,445
Related Allowance	52		52		91
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	316	0	211	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	1,187	633	1,273	1,106
Interest Income Recognized, with an allowance for loan losses recorded	11	10	28	37
Average Recorded Investment	1,503	633	1,484	1,106
Interest Income Recognized	11	10	28	37
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	424		424		212
Unpaid Principal Balance, with no related allowance for loan losses recorded	448		448		217
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	22,334		22,334		10,163
Unpaid Principal Balance, with an allowance for loan losses recorded	23,092		23,092		10,695
Recorded Investment	22,758		22,758		10,375
Unpaid Principal Balance	23,540		23,540		10,912
Related Allowance	2,462		2,462		1,031
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	482	180	392	120
Interest Income Recognized, with no related allowance for loan losses recorded	1	2	4	2
Average Recorded Investment, with an allowance for loan losses recorded	22,249	12,343	18,220	19,683
Interest Income Recognized, with an allowance for loan losses recorded	273	155	624	511
Average Recorded Investment	22,731	12,523	18,612	19,803
Interest Income Recognized	274	157	628	513
Mortgage [Member] | 1-4 Non-owner Occupied [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	321		321		214
Unpaid Principal Balance, with no related allowance for loan losses recorded	480		480		366
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	4,942		4,942		4,962
Unpaid Principal Balance, with an allowance for loan losses recorded	5,401		5,401		5,542
Recorded Investment	5,263		5,263		5,176
Unpaid Principal Balance	5,881		5,881		5,908
Related Allowance	543		543		572
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	355	304	308	204
Interest Income Recognized, with no related allowance for loan losses recorded	3	0	3	0
Average Recorded Investment, with an allowance for loan losses recorded	4,774	18,510	4,837	11,171
Interest Income Recognized, with an allowance for loan losses recorded	52	251	118	315
Average Recorded Investment	5,129	18,814	5,145	11,375
Interest Income Recognized	55	251	121	315
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	364		364		407
Unpaid Principal Balance, with no related allowance for loan losses recorded	364		364		438
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	575		575		14,059
Unpaid Principal Balance, with an allowance for loan losses recorded	579		579		15,243
Recorded Investment	939		939		14,466
Unpaid Principal Balance	943		943		15,681
Related Allowance	116		116		1,695
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	374	0	385	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	694	556	5,149	423
Interest Income Recognized, with an allowance for loan losses recorded	2	3	6	6
Average Recorded Investment	1,068	556	5,534	423
Interest Income Recognized	2	3	6	6
Mortgage [Member] | Resort Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	11,563		11,563		12,110
Unpaid Principal Balance, with an allowance for loan losses recorded	12,017		12,017		12,263
Recorded Investment	11,563		11,563		12,110
Unpaid Principal Balance	12,017		12,017		12,263
Related Allowance	1,165		1,165		1,474
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	77	0	51	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	11,554	12,680	11,739	12,896
Interest Income Recognized, with an allowance for loan losses recorded	92	147	233	322
Average Recorded Investment	11,631	12,680	11,790	12,896
Interest Income Recognized	92	147	233	322
Installment [Member] | Boat Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	72		72		0
Unpaid Principal Balance, with an allowance for loan losses recorded	99		99		0
Recorded Investment	72		72		0
Unpaid Principal Balance	99		99		0
Related Allowance	25		25		0
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	74	67	49	44
Interest Income Recognized, with an allowance for loan losses recorded	0	0	0	0
Average Recorded Investment	74	67	49	44
Interest Income Recognized	0	0	0	0
Installment [Member] | Recreational Vehicle Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		0
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		0
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	90		90		0
Unpaid Principal Balance, with an allowance for loan losses recorded	105		105		0
Recorded Investment	90		90		0
Unpaid Principal Balance	105		105		0
Related Allowance	19		19		0
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	110	67	73	71
Interest Income Recognized, with an allowance for loan losses recorded	0	0	1	1
Average Recorded Investment	110	67	73	71
Interest Income Recognized	0	0	1	1
Installment [Member] | Other [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related allowance for loan losses recorded	0		0		1
Unpaid Principal Balance, with no related allowance for loan losses recorded	0		0		41
With no related allowance for loan losses recorded	0		0		0
Recorded Investment, with an allowance for loan losses recorded	2,483		2,483		2,924
Unpaid Principal Balance, with an allowance for loan losses recorded	2,630		2,630		3,153
Recorded Investment	2,483		2,483		2,925
Unpaid Principal Balance	2,630		2,630		3,194
Related Allowance	210		210		$ 261
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related allowance for loan losses recorded	0	0	0	0
Interest Income Recognized, with no related allowance for loan losses recorded	0	0	0	0
Average Recorded Investment, with an allowance for loan losses recorded	2,546	3,258	2,672	3,269
Interest Income Recognized, with an allowance for loan losses recorded	35	43	76	95
Average Recorded Investment	2,546	3,258	2,672	3,269
Interest Income Recognized	$ 35	$ 43	$ 76	$ 95

Loans, Troubled Debt Restructur

Loans, Troubled Debt Restructurings (Details) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2020USD ($)Contract	Jun. 30, 2019USD ($)Contract	Jun. 30, 2020USD ($)ContractPayment	Jun. 30, 2019USD ($)Contract	Dec. 31, 2019USD ($)
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		$ 55,783		$ 55,783		$ 50,722
Number of consecutive timely payments required | Payment				6
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		10	7	17	11
Pre-modification recorded balance		$ 7,042	$ 1,935	$ 8,459	$ 2,325
Post-modification recorded balance		7,047	1,936	8,469	2,327
Increase in allowance for loan losses		(20)	40	200	50
Charge offs due to troubled debt restructurings		0	0	$ 0	0
Past due period for modified loans				90 days
Charge-offs on TDRs that subsequently defaulted		0	$ 0	$ 0	$ 0
Minimum [Member]
Troubled Debt Restructuring [Abstract]
Modification of stated interest rate of loans, range of period				9 months
Modifications involving extension of maturity date, period range				1 month
Maximum [Member]
Troubled Debt Restructuring [Abstract]
Modification of stated interest rate of loans, range of period				36 months
Modification of stated interest rate of loans, range of period in certain circumstances				480 months
Modifications involving extension of maturity date, period range				60 months
Modifications involving extension of maturity date, period range in certain circumstances				360 months
Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		52,527		$ 52,527		47,575
Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1]	3,256		3,256		3,147
Commercial [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		15,207		15,207		8,514
Commercial [Member] | Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		13,973		13,973		7,974
Commercial [Member] | Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1]	$ 1,234		$ 1,234		540
Commercial [Member] | Commercial and Industrial [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		6	0	7	1
Pre-modification recorded balance		$ 1,108	$ 0	$ 1,207	$ 49
Post-modification recorded balance		$ 1,108	$ 0	$ 1,207	$ 49
Commercial [Member] | Commercial Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	2	4	2
Pre-modification recorded balance		$ 5,835	$ 1,329	$ 7,012	$ 1,329
Post-modification recorded balance		$ 5,835	$ 1,329	$ 7,012	$ 1,329
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		1	0	2	1
Pre-modification recorded balance		$ 54	$ 0	$ 103	$ 281
Post-modification recorded balance		$ 58	$ 0	$ 108	$ 281
Mortgage [Member] | 1-4 Non-owner Occupied [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	1	1	1
Pre-modification recorded balance		$ 0	$ 506	$ 59	$ 506
Post-modification recorded balance		$ 0	$ 505	$ 62	$ 505
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		2	0	2	0
Pre-modification recorded balance		$ 45	$ 0	$ 45	$ 0
Post-modification recorded balance		$ 46	$ 0	$ 46	$ 0
Mortgage [Member] | Resort Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Installment [Member] | Boat Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Installment [Member] | Recreational Vehicle Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Installment [Member] | Other [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	4	1	6
Pre-modification recorded balance		$ 0	$ 100	$ 33	$ 160
Post-modification recorded balance		0	$ 102	34	$ 163
Retail [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[2]	40,576		40,576		42,208
Retail [Member] | Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[2]	38,554		38,554		39,601
Retail [Member] | Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1],[2],[3]	$ 2,022		$ 2,022		$ 2,607
[1]	Included in non-performing loans table above.
[2]	Retail loans include mortgage and installment loan portfolio segments.
[3]	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.

Loans, Non-TDR Loan Modificatio

Loans, Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") Due to COVID-19 (Details) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2020USD ($)ApplicationLoan	Jun. 30, 2019USD ($)	Jun. 30, 2020USD ($)CustomerLoanApplication	Jun. 30, 2019USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Interest only period for Commercial loans				3 months
Suspended payments period for Retail loans				3 months
Total loans		$ 2,866,663		$ 2,866,663			$ 2,725,023
Percentage of total loans, COVID-19 Accomodations				10.40%
Allowance for loan losses		34,500	$ 25,903	$ 34,500	$ 25,903	$ 32,495	26,148	$ 25,254	$ 24,888
Interest and fees on loans		29,863	33,836	61,627	66,517
Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans		$ 259,400		$ 259,400
Number of outstanding loans | Loan		2,012		2,012
Allowance for loan losses		$ 0		$ 0
Number of loan forgiveness applications received | Application		35		35
Interest and fees on loans		$ 1,000	0	$ 1,000	0
Remaining unaccreted net fees		7,700		7,700
Commercial [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans		1,362,956		$ 1,362,956			1,166,695
Percentage of total loans, COVID-19 Accomodations				15.40%
Allowance for loan losses		8,731	8,121	$ 8,731	8,121	10,212	7,922	7,518	7,090
Mortgage Portfolio Loans [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans		1,041,684		$ 1,041,684			1,098,911
Percentage of total loans, COVID-19 Accomodations				7.80%
Allowance for loan losses		7,261	8,062	$ 7,261	8,062	7,416	8,216	8,412	7,978
Installment & Other [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans		462,023		$ 462,023			459,417
Percentage of total loans, COVID-19 Accomodations				1.60%
Allowance for loan losses		1,217	$ 1,293	$ 1,217	$ 1,293	$ 1,258	$ 1,283	$ 1,251	$ 895
Mortgage Loans Serviced for Others [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans	[1]	2,739,478		$ 2,739,478
Percentage of total loans, COVID-19 Accomodations	[1]			4.20%
COVID-19 Accomodations [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of non-TDR loan modifications | Customer				927
Number of loans with Covid 19 Accommodations | Loan				1,054
Non-TDR loan modifications, portfolio loans outstanding		299,157		$ 299,157
COVID-19 Accomodations [Member] | Commercial [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of non-TDR loan modifications | Customer				259
Number of loans with Covid 19 Accommodations | Loan				386
Non-TDR loan modifications, portfolio loans outstanding		210,486		$ 210,486
COVID-19 Accomodations [Member] | Mortgage Portfolio Loans [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of non-TDR loan modifications | Customer				388
Number of loans with Covid 19 Accommodations | Loan				388
Non-TDR loan modifications, portfolio loans outstanding		81,212		$ 81,212
COVID-19 Accomodations [Member] | Installment & Other [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of non-TDR loan modifications | Customer				280
Number of loans with Covid 19 Accommodations | Loan				280
Non-TDR loan modifications, portfolio loans outstanding		7,459		$ 7,459
COVID-19 Accomodations [Member] | Mortgage Loans Serviced for Others [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of non-TDR loan modifications | Customer	[1]			773
Number of loans with Covid 19 Accommodations | Loan	[1]			773
Non-TDR loan modifications, portfolio loans outstanding	[1]	$ 114,839		$ 114,839
[1]	We have delegated authority from all investors to grant these deferrals on their behalf.

Loans, Loan Ratings by Loan Cla

Loans, Loan Ratings by Loan Class, Commercial (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Summary of Loan Ratings by Loan Class [Abstract]
Loans	$ 2,875,193	$ 2,733,370
Accrued interest included in total	8,530	8,347
Commercial [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	1,365,968	1,169,693
Accrued interest included in total	3,012	2,998
Commercial [Member] | Non-Watch 1-6 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	1,302,432	1,096,471
Accrued interest included in total	2,846	2,763
Commercial [Member] | Watch 7-8 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	44,201	67,420
Accrued interest included in total	109	205
Commercial [Member] | Substandard Accrual 9 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	14,501	4,502
Accrued interest included in total	57	30
Commercial [Member] | Non-Accrual 10-11 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	4,834	1,300
Accrued interest included in total	0	0
Commercial [Member] | Commercial and Industrial [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	763,705	564,871
Commercial [Member] | Commercial and Industrial [Member] | Non-Watch 1-6 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	719,372	515,955
Commercial [Member] | Commercial and Industrial [Member] | Watch 7-8 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	39,374	44,384
Commercial [Member] | Commercial and Industrial [Member] | Substandard Accrual 9 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	3,708	3,967
Commercial [Member] | Commercial and Industrial [Member] | Non-Accrual 10-11 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	1,251	565
Commercial [Member] | Commercial Real Estate [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	602,263	604,822
Commercial [Member] | Commercial Real Estate [Member] | Non-Watch 1-6 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	583,060	580,516
Commercial [Member] | Commercial Real Estate [Member] | Watch 7-8 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	4,827	23,036
Commercial [Member] | Commercial Real Estate [Member] | Substandard Accrual 9 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	10,793	535
Commercial [Member] | Commercial Real Estate [Member] | Non-Accrual 10-11 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
Loans	$ 3,583	$ 735

Loans, Credit Scores by Loan Cl

Loans, Credit Scores by Loan Class, Mortgage and Installment Segments (Details) - USD ($) $ in Thousands		3 Months Ended				6 Months Ended
		Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Loan ratings/credit scores by loan class [Abstract]
Accrued interest included in total		$ 8,530				$ 8,530		$ 8,347
Other Real Estate and Foreclosed Assets [Abstract]
Foreclosed residential real estate properties		1,000				1,000		1,200
Retail mortgage loans in process of foreclosure		500				500		700
Sale of Mortgage Loans [Abstract]
Proceeds from sale of loans						2,395	$ 40,630
Gain on sale of loans		17,642		$ 4,302		26,482	$ 7,913
Residential Fixed Rate Mortgage Loans [Member] | Freddie Mac [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of loans			$ 26,200
Gain on sale of loans			720
Mortgage [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	169,430				169,430		141,630
750-799	[1]	438,966				438,966		474,044
700-749	[1]	244,260				244,260		281,835
650-699	[1]	114,695				114,695		119,052
600-649	[1]	44,169				44,169		47,236
550-599	[1]	17,396				17,396		17,061
500-549	[1]	13,006				13,006		13,499
Under 500	[1]	4,092				4,092		3,972
Unknown	[1]	0				0		4,737
Total	[1]	1,046,014				1,046,014		1,103,066
Accrued interest included in total	[1]	4,330				4,330		4,155
Mortgage [Member] | Residential Adjustable Rate Mortgage Loans [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of loans					$ 40,600
Gain on sale of loans					10
Mortgage [Member] | Residential Fixed Rate Mortgage Loans [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of loans			2,400
Gain on sale of loans			$ 700
Mortgage [Member] | Residential Fixed Rate Mortgage Loans [Member] | Freddie Mac [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of loans					29,800
Gain on sale of loans					$ 530
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	61,362				61,362		48,486
750-799	[1]	219,140				219,140		198,491
700-749	[1]	91,257				91,257		106,609
650-699	[1]	36,212				36,212		31,553
600-649	[1]	12,173				12,173		13,230
550-599	[1]	1,974				1,974		514
500-549	[1]	2,143				2,143		1,519
Under 500	[1]	0				0		641
Unknown	[1]	0				0		510
Total	[1]	424,261				424,261		401,553
Accrued interest included in total	[1]	1,382				1,382		1,139
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	45,892				45,892		43,848
750-799	[1]	69,820				69,820		111,521
700-749	[1]	82,755				82,755		95,064
650-699	[1]	46,971				46,971		51,174
600-649	[1]	21,487				21,487		21,938
550-599	[1]	11,123				11,123		12,308
500-549	[1]	7,798				7,798		7,940
Under 500	[1]	2,032				2,032		2,208
Unknown	[1]	0				0		1,259
Total	[1]	287,878				287,878		347,260
Accrued interest included in total	[1]	1,687				1,687		1,662
Mortgage [Member] | 1-4 Non-owner Occupied [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	34,101				34,101		24,315
750-799	[1]	80,009				80,009		84,656
700-749	[1]	27,631				27,631		34,839
650-699	[1]	11,455				11,455		13,995
600-649	[1]	5,213				5,213		5,897
550-599	[1]	2,024				2,024		1,863
500-549	[1]	996				996		1,870
Under 500	[1]	1,333				1,333		533
Unknown	[1]	0				0		1,569
Total	[1]	162,762				162,762		169,537
Accrued interest included in total	[1]	600				600		586
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	14,203				14,203		13,905
750-799	[1]	44,071				44,071		50,012
700-749	[1]	29,110				29,110		30,697
650-699	[1]	11,948				11,948		14,267
600-649	[1]	3,707				3,707		4,097
550-599	[1]	1,690				1,690		1,703
500-549	[1]	1,425				1,425		1,281
Under 500	[1]	536				536		511
Unknown	[1]	0				0		69
Total	[1]	106,690				106,690		116,542
Accrued interest included in total	[1]	363				363		502
Mortgage [Member] | Resort Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	13,872				13,872		11,076
750-799	[1]	25,926				25,926		29,364
700-749	[1]	13,507				13,507		14,626
650-699	[1]	8,109				8,109		8,063
600-649	[1]	1,589				1,589		2,074
550-599	[1]	585				585		673
500-549	[1]	644				644		889
Under 500	[1]	191				191		79
Unknown	[1]	0				0		1,330
Total	[1]	64,423				64,423		68,174
Accrued interest included in total	[1]	298				298		266
Installment [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	76,798				76,798		60,122
750-799	[1]	236,062				236,062		244,127
700-749	[1]	95,771				95,771		99,749
650-699	[1]	40,778				40,778		41,269
600-649	[1]	8,155				8,155		8,135
550-599	[1]	2,822				2,822		3,422
500-549	[1]	1,592				1,592		1,968
Under 500	[1]	695				695		615
Unknown	[1]	538				538		1,204
Total	[1]	463,211				463,211		460,611
Accrued interest included in total	[1]	1,188				1,188		1,194
Installment [Member] | Boat Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	38,967				38,967		28,041
750-799	[1]	112,736				112,736		118,380
700-749	[1]	39,533				39,533		41,490
650-699	[1]	11,494				11,494		11,485
600-649	[1]	2,378				2,378		2,254
550-599	[1]	769				769		946
500-549	[1]	367				367		377
Under 500	[1]	345				345		309
Unknown	[1]	0				0		0
Total	[1]	206,589				206,589		203,282
Accrued interest included in total	[1]	477				477		490
Installment [Member] | Recreational Vehicle Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	29,267				29,267		24,470
750-799	[1]	88,056				88,056		88,164
700-749	[1]	30,177				30,177		31,055
650-699	[1]	7,427				7,427		7,267
600-649	[1]	1,692				1,692		1,411
550-599	[1]	584				584		592
500-549	[1]	316				316		464
Under 500	[1]	110				110		22
Unknown	[1]	0				0		0
Total	[1]	157,629				157,629		153,445
Accrued interest included in total	[1]	364				364		378
Installment [Member] | Other [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above	[1]	8,564				8,564		7,611
750-799	[1]	35,270				35,270		37,583
700-749	[1]	26,061				26,061		27,204
650-699	[1]	21,857				21,857		22,517
600-649	[1]	4,085				4,085		4,470
550-599	[1]	1,469				1,469		1,884
500-549	[1]	909				909		1,127
Under 500	[1]	240				240		284
Unknown	[1]	538				538		1,204
Total	[1]	98,993				98,993		103,884
Accrued interest included in total	[1]	$ 347				$ 347		$ 326
[1]	Credit scores have been updated within the last twelve months.

Loans, Purchase Credit Impaired

Loans, Purchase Credit Impaired ("PCI") Loans (Details) - TCSB Bancorp, Inc. [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	$ 2,146		$ 2,146		$ 2,285
Allowance for loan losses	0		0		0
Carrying amount, net of allowance for loan losses	2,146		2,146		2,285
Accretable yield of PCI loans, or income expected to be collected [Roll Forward]
Balance at beginning of period	608	$ 788	640	$ 462
New loans purchased	0	0	0	0
Accretion recorded as loan interest income	(35)	(39)	(67)	(78)
Reclassification from (to) nonaccretable difference	0	0	0	365
Disposals/other adjustments	0	0	0	0
Balance at end of period	573	$ 749	573	$ 749
Commercial [Member]
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	1,281		1,281		1,394
Mortgage [Member]
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	560		560		575
Installment [Member]
Carrying amount of loans that meet the criteria of ASC 310-30 treatment [Abstract]
Total carrying amount	$ 305		$ 305		$ 316

Shareholders' Equity and Earn_3

Shareholders' Equity and Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 17, 2019
Share Repurchase Plan [Abstract]
Stock repurchased (in shares)			1,063,901	678,929	1,179,688
Stock repurchased			$ 23,252	$ 13,784	$ 25,782
Earnings Per Share Reconciliation [Abstract]
Net income		$ 14,772	$ 10,730	$ 19,582	$ 20,111
Weighted average shares outstanding (in shares)	[1]	21,891,000	23,036,000	22,081,000	23,310,000
Stock units for deferred compensation plan for non-employee directors (in shares)		109,000	128,000	119,000	130,000
Effect of stock options (in shares)		84,000	112,000	92,000	119,000
Performance share units (in shares)		29,000	37,000	33,000	39,000
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)		22,113,000	23,313,000	22,325,000	23,598,000
Net income per common share [Abstract]
Basic (in dollars per share)	[1]	$ 0.67	$ 0.47	$ 0.89	$ 0.86
Diluted (in dollars per share)		$ 0.67	$ 0.46	$ 0.88	$ 0.85
Common Stock [Member]
Share Repurchase Plan [Abstract]
Number of shares authorized for repurchase (in shares)						1,120,000
Stock repurchased (in shares)				678,929	1,179,688
Stock repurchased			$ 23,252	$ 13,784	$ 25,782
Earnings Per Share Reconciliation [Abstract]
Net income		$ 0	$ 0
Stock Options [Member]
Antidilutive Securities [Abstract]
Antidilutive shares excluded from computation of diluted loss per share (in shares)		0	0	0	0
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume_3

Derivative Financial Instruments (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Mar. 31, 2020	Jun. 30, 2020	Dec. 31, 2019
Derivative financial instrument according to type of hedge [Abstract]
Unrealized losses on cash flow hedges, net of tax		$ (1,200)
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		18,819	$ 5,464
Liability Derivatives		$ 13,563	4,402
Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Unrealized loss on derivative instrument to be reclassified into earnings	$ (2,000)
Maximum [Member]
Derivative financial instrument according to type of hedge [Abstract]
Term of cash flow hedge		1 year 2 months 12 days
Cash Flow Hedge Designation [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 175,000
Average Maturity			2 years 6 months
Fair Value			$ 40
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 150,000
Average Maturity			2 years 7 months 6 days
Fair Value			$ 214
Designated as Hedging Instrument [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		$ 0	214
Liability Derivatives		1,392	416
No Hedge Designation [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount		$ 855,515	$ 458,279
Average Maturity		2 years	3 years 8 months 12 days
Fair Value		$ 6,648	$ 1,264
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		18,819	5,250
Liability Derivatives		12,171	3,986
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount		$ 187,358	$ 49,268
Average Maturity		1 month 6 days	1 month 6 days
Fair Value		$ 7,260	$ 1,412
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount		$ 222,745	$ 95,363
Average Maturity		1 month 6 days	1 month 6 days
Fair Value		$ (632)	$ (150)
No Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount		$ 150,000
Average Maturity		2 years 1 month 6 days
Fair Value		$ 20
No Hedge Designation [Member] | Purchased Options [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount		$ 2,908	$ 2,908
Average Maturity		1 year	1 year 6 months
Fair Value		$ 40	$ 141
No Hedge Designation [Member] | Written Options [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount		$ 2,848	$ 2,848
Average Maturity		1 year	1 year 6 months
Fair Value		$ (40)	$ (139)
Fixed Income Interest Rate [Member] | Fair Value Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount		$ 7,117	$ 7,117
Average Maturity		8 years 10 months 24 days	9 years 4 months 24 days
Fair Value		$ (866)	$ (242)
Fixed Income Interest Rate [Member] | Cash Flow Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount		$ 25,000	$ 25,000
Average Maturity		1 year 1 month 6 days	1 year 7 months 6 days
Fair Value		$ (526)	$ (174)
Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount		$ 144,828	$ 153,946
Average Maturity		4 years 9 months 18 days	5 years 6 months
Fair Value		$ (11,499)	$ (3,641)
Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount		$ 144,828	$ 153,946
Average Maturity		4 years 9 months 18 days	5 years 6 months
Fair Value		$ 11,499	$ 3,641
Other Assets [Member] | Designated as Hedging Instrument [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		0	214
Other Assets [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		7,260	1,412
Other Assets [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		0	0
Other Assets [Member] | No Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		20	0
Other Assets [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		40	141
Other Assets [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		0	0
Other Assets [Member] | Fixed Income Interest Rate [Member] | Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		0	0
Other Assets [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		0	28
Other Assets [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives		11,499	3,669
Other Liabilities [Member] | Designated as Hedging Instrument [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives		0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives		0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives		632	150
Other Liabilities [Member] | No Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives		0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives		0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives		40	139
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives		1,392	416
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives		11,499	3,669
Other Liabilities [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives		$ 0	$ 28

Derivative Financial Instrume_4

Derivative Financial Instruments, Effect on Statement of Operations (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Effective Portion)	$ 78	$ (756)	$ (328)	$ (1,668)
Fair Value Hedge Designation [Member] | Interest Rate Swap [Member] | Non-Interest Income-Other [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(78)	(203)	(624)	(203)
Cash Flow Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Effective Portion)	78	(756)	(328)	(1,668)
Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Portion)	(261)	142	(336)	291
Gain (Loss) Recognized in Income	0	0	0	0
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Effective Portion)	140	(489)	126	(1,274)
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Portion)	(180)	115	(233)	233
Gain (Loss) Recognized in Income	0	0	0	0
Cash Flow Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Effective Portion)	(62)	(267)	(454)	(394)
Cash Flow Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Reclassified from Accumulated Other Comprehensive Income (Loss) into Income (Effective Portion)	(81)	27	(103)	58
Gain (Loss) Recognized in Income	0	0	0	0
No Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	2,992	705	5,322	1,510
No Hedge Designation [Member] | Interest-Rate Cap Agreements [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(7)	0	(42)	0
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member] | Mortgage Loan Gains [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	1,528	831	5,848	1,460
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member] | Mortgage Loan Gains [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	1,472	(125)	(482)	49
No Hedge Designation [Member] | Purchased Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	3	(31)	(101)	55
No Hedge Designation [Member] | Written Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(4)	30	99	(54)
No Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	315	(2,437)	(7,858)	(3,584)
No Hedge Designation [Member] | Variable Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	$ (315)	$ 2,437	$ 7,858	$ 3,584

Goodwill and Other Intangible_2

Goodwill and Other Intangibles (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Jun. 30, 2020
Amortized intangible assets - core deposits [Abstract]
Gross Carrying Amount	$ 11,916	$ 11,916
Accumulated Amortization	6,590	7,100
Unamortized intangible assets - goodwill [Abstract]
Gross Carrying Amount	28,300	28,300
Goodwill impairment	$ 0
Summary of estimated core deposit intangible amortization [Abstract]
Six months ending December 31, 2020		510
2021		970
2022		785
2023		547
2024		516
2025 and thereafter		1,488
Total		$ 4,816

Share Based Compensation (Detai

Share Based Compensation (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019
Share Based Compensation [Abstract]
Number of additional shares approved for grant (in shares)				400,000
Shares issued on deferral basis credited percentage of current value	90.00%			90.00%
Total compensation cost not yet recognized	$ 2,500			$ 2,500
Total compensation cost not yet recognized, period for recognition				2 years
Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Total compensation expense recognized	400	$ 400		$ 800	$ 800
Tax benefit relating to compensation expense recognized	$ 100	$ 100		$ 200	$ 200
Restricted Stock [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Restricted stock and Performance stock units granted (in shares)	0	3,551		52,996	56,267
Restricted Stock [Member] | Long-Term Incentive Plan [Member] | Vesting Over Three Years [Member]
Share Based Compensation [Abstract]
Restricted stock and Performance stock units granted (in shares)			2,000
Vesting period			3 years
Restricted Stock [Member] | Long-Term Incentive Plan [Member] | Cliff Vest After Three Years [Member]
Share Based Compensation [Abstract]
Vesting period				3 years	3 years
Performance Stock Units [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Restricted stock and Performance stock units granted (in shares)	0	0		20,897	22,016
Performance Stock Units [Member] | Long-Term Incentive Plan [Member] | Cliff Vest After Three Years [Member]
Share Based Compensation [Abstract]
Vesting period				3 years	3 years
Performance feature comparison period				3 years
Non-Employee Directors [Member]
Share Based Compensation [Abstract]
Number of additional shares approved for grant (in shares)				200,000
Total compensation expense recognized	$ 90	$ 60		$ 170	$ 110
Tax benefit relating to compensation expense recognized	$ 20	$ 10		$ 40	$ 20
Directors [Member]
Share Based Compensation [Abstract]
Shares issues as retainer fees (in shares)				11,000	5,000

Share Based Compensation, Outst

Share Based Compensation, Outstanding Stock Option Grants and Related Transactions (Details) - Stock Options [Member] $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)$ / sharesshares
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)	138,506
Granted (in shares)	0
Exercised (in shares)	(11,917)
Forfeited (in shares)	0
Expired (in shares)	0
Outstanding, ending balance (in shares)	126,589
Vested and expected to vest, period end (in shares)	126,589
Exercisable, period end (in shares)	126,589
Average Exercise Price [Roll Forward]
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 4.62
Exercised (in dollars per share) | $ / shares	3.50
Outstanding, ending balance (in dollars per share) | $ / shares	4.72
Vested and expected to vest, period end (in dollars per share) | $ / shares	4.72
Exercisable, period end (in dollars per share) | $ / shares	$ 4.72
Weighted-Average Remaining Contractual Term (Years) [Abstract]
Outstanding, weighted average remaining contractual term	2 years 7 months 6 days
Vested and expected to vest, weighted-average remaining contractual term	2 years 7 months 6 days
Exercisable, weighted average remaining contractual term	2 years 7 months 6 days
Aggregate Intrinsic Value [Abstract]
Outstanding, aggregate intrinsic value | $	$ 1,286
Vested and expected to vest, aggregate intrinsic value | $	1,286
Exercisable, aggregate intrinsic value | $	$ 1,286

Share Based Compensation, Out_2

Share Based Compensation, Outstanding Non-vested Restricted Stock and PSUs and Related Transactions (Details) - Non-vested Restricted Stock and PSU's [Member]	6 Months Ended
	Jun. 30, 2020$ / sharesshares
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares) | shares	245,726
Granted (in shares) | shares	73,893
Vested (in shares) | shares	(64,263)
Forfeited (in shares) | shares	(18,840)
Outstanding, ending balance (in shares) | shares	236,516
Weighted Average Grant Date Fair Value [Roll Forward]
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 21.72
Granted (in dollars per share) | $ / shares	22.80
Vested (in dollars per share) | $ / shares	21.24
Forfeited (in dollars per share) | $ / shares	22.62
Outstanding, ending balance (in dollars per share) | $ / shares	$ 22.11

Share Based Compensation, Optio

Share Based Compensation, Options Exercised During the Periods (Details) - Stock Options [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Information regarding options exercised [Abstract]
Intrinsic value	$ 3	$ 0	$ 213	$ 836
Cash proceeds received	1	0	42	695
Tax benefit realized	$ 1	$ 0	$ 45	$ 176

Income Tax (Details)

Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Income Tax [Abstract]
Income tax expense	$ 3,523	$ 2,687	$ 4,468	$ 4,854
Decrease in income tax expense	0	$ 0	200	$ 200
Gross unrecognized tax benefits	$ 400		$ 400		$ 400

Regulatory Matters (Details)

Regulatory Matters (Details) $ in Thousands		Jun. 30, 2020USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Jun. 30, 2019USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Regulatory Matters [Abstract]
Undivided profits		$ 48,400
Tier 1 capital to average assets [Abstract]
Capital conservation buffer		0.0250		0.0250
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 355,123	$ 335,618	$ 350,169	$ 330,846	$ 344,726	$ 338,994
Add (deduct) [Abstract]
Accumulated other comprehensive income for regulatory purposes		3,796		(3,786)
Subordinated debt		39,283		0
Consolidated [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	[1]	$ 425,443		$ 380,454
Actual, Ratio	[1]	0.1531		0.1374
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 222,368		$ 221,562
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0800		0.0800
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 350,680		$ 352,764
Actual, Ratio	[1]	0.1262		0.1274
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 166,776		$ 166,171
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0600		0.0600
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 312,414		$ 314,532
Actual, Ratio	[1]	0.1124		0.1136
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 125,082		$ 124,628
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0450		0.0450
Tier 1 capital to average assets [Abstract]
Tier 1 capital	[1]	$ 350,680		$ 352,764
Actual, Ratio	[1]	0.0915		0.1011
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 153,244		$ 139,632
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0400		0.0400
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 355,123		$ 350,169
Add (deduct) [Abstract]
Accumulated other comprehensive income for regulatory purposes		(9,593)		(2,011)
Goodwill and other intangibles		(33,116)		(33,626)
Common equity tier 1 capital	[1]	312,414		314,532
Qualifying trust preferred securities		38,266		38,232
Tier 1 capital	[1]	350,680		352,764
Subordinated debt		40,000		0
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		34,763		27,690
Total risk-based capital	[1]	425,443		380,454
Independent Bank [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	[1]	$ 370,222		$ 358,914
Actual, Ratio	[1]	0.1332		0.1296
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 222,275		$ 221,482
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0800		0.0800
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 277,843		$ 276,852
Minimum for Well-Capitalized Institutions, Ratio	[1]	0.1000		0.1000
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 335,473		$ 331,224
Actual, Ratio	[1]	0.1207		0.1196
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 166,706		$ 166,111
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0600		0.0600
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 222,275		$ 221,482
Minimum for Well-Capitalized Institutions, Ratio	[1]	0.0800		0.0800
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 335,473		$ 331,224
Actual, Ratio	[1]	0.1207		0.1196
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 125,029		$ 124,583
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0450		0.0450
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 180,598		$ 179,954
Minimum for Well-Capitalized Institutions, Ratio	[1]	0.0650		0.0650
Tier 1 capital to average assets [Abstract]
Tier 1 capital	[1]	$ 335,473		$ 331,224
Actual, Ratio	[1]	0.0876		0.0949
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 153,255		$ 139,615
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0400		0.0400
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 191,569		$ 174,519
Minimum for Well-Capitalized Institutions, Ratio	[1]	0.0500		0.0500
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 378,182		$ 366,861
Add (deduct) [Abstract]
Accumulated other comprehensive income for regulatory purposes		(9,593)		(2,011)
Goodwill and other intangibles		(33,116)		(33,626)
Common equity tier 1 capital	[1]	335,473		331,224
Qualifying trust preferred securities		0		0
Tier 1 capital	[1]	335,473		331,224
Subordinated debt		0		0
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		34,749		27,690
Total risk-based capital	[1]	$ 370,222		$ 358,914
[1]	These ratios do not reflect a capital conservation buffer of 2.50% at June 30, 2020 and December 31, 2019.

Fair Value Disclosures, Signifi

Fair Value Disclosures, Significant Assumptions (Details) - USD ($) $ in Thousands		Jun. 30, 2020		Dec. 31, 2019
Assets [Abstract]
Securities available for sale		$ 856,280		$ 518,400
Loans held for sale, carried at fair value		83,706		69,800
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Securities available for sale		0		0
Derivatives		0		0
Liabilities [Abstract]
Derivatives		0		0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Securities available for sale		856,280		518,400
Derivatives		18,819		5,464
Liabilities [Abstract]
Derivatives		13,563		4,402
Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Securities available for sale		0		0
Derivatives		0		0
Liabilities [Abstract]
Derivatives		0		0
Recurring Basis [Member]
Assets [Abstract]
Loans held for sale, carried at fair value		83,706		69,800
Capitalized mortgage loan servicing rights		13,773		19,171
Derivatives	[1]	18,819		5,464
Liabilities [Abstract]
Derivatives	[2]	13,563		4,402
Recurring Basis [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		12,440		14,661
Recurring Basis [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		292,930		227,762
Recurring Basis [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		9,368		10,756
Recurring Basis [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		41,351		39,693
Recurring Basis [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		226,273		93,886
Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		207,555		96,102
Recurring Basis [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		64,184		33,195
Recurring Basis [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		1,661		1,843
Recurring Basis [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		518		502
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value		0		0
Capitalized mortgage loan servicing rights		0		0
Derivatives	[1]	0		0
Liabilities [Abstract]
Derivatives	[2]	0		0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value		83,706		69,800
Capitalized mortgage loan servicing rights		0		0
Derivatives	[1]	18,819		5,464
Liabilities [Abstract]
Derivatives	[2]	13,563		4,402
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		12,440		14,661
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		292,930		227,762
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		9,368		10,756
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		41,351		39,693
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		226,273		93,886
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		207,555		96,102
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		64,184		33,195
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		1,661		1,843
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		518		502
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value		0		0
Capitalized mortgage loan servicing rights		13,773		19,171
Derivatives	[1]	0		0
Liabilities [Abstract]
Derivatives	[2]	0		0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0		0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0		0
Nonrecurring Basis [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Impaired loans [Abstract]
Loans receivable	[3]	1,753		655
Nonrecurring Basis [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Impaired loans [Abstract]
Loans receivable		14,256	[4]	316	[3]
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[3]	70		987
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[3]	474		470
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Impaired loans [Abstract]
Loans receivable	[3]	244		281
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	170		294
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	215		245
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	47		67
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	30		2
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[3]	134		121
Nonrecurring Basis [Member] | Other Real Estate [Member] | Commercial [Member] | Commercial Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[5]	474
Nonrecurring Basis [Member] | Other Real Estate [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[5]	25		31
Nonrecurring Basis [Member] | Other Real Estate [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[5]			28
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Impaired loans [Abstract]
Loans receivable		2,616	[4]	0	[3]
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate [Member] | Commercial [Member] | Commercial Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[5]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[5]	0		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[5]			0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Impaired loans [Abstract]
Loans receivable		0	[4]	0	[3]
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[3]	0		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate [Member] | Commercial [Member] | Commercial Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[5]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[5]	0		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[5]			0
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Impaired loans [Abstract]
Loans receivable	[3]	1,753		655
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Impaired loans [Abstract]
Loans receivable		11,640	[4]	316	[3]
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[3]	70		987
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[3]	474		470
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Impaired loans [Abstract]
Loans receivable	[3]	244		281
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Impaired loans [Abstract]
Loans receivable	[3]	170		294
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	215		245
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	47		67
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Impaired loans [Abstract]
Loans receivable	[3]	30		2
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[3]	134		121
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Real Estate [Member] | Commercial [Member] | Commercial Real Estate [Member]
Impaired loans [Abstract]
Loans receivable	[5]	474
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Real Estate [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Impaired loans [Abstract]
Loans receivable	[5]	$ 25		31
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Real Estate [Member] | Installment [Member] | Other [Member]
Impaired loans [Abstract]
Loans receivable	[5]			$ 28
[1]	Included in accrued income and other assets
[2]	Included in accrued expenses and other liabilities
[3]	Only includes impaired loans with specific loss allocations based on collateral value.
[4]	The fair value of $2.6 million of commercial real estate property included in this table was based on an auction held prior to June 30, 2020. Auction proceeds in this amount were received on July 21, 2020.
[5]	Only includes other real estate with subsequent write downs to fair value.

Fair Value Disclosures, Changes

Fair Value Disclosures, Changes in Fair Value for Financial Assets (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Changes in fair value for financial assets [Abstract]
Equity Securities at fair value, net gains				$ 167
Loans held for sale, net gains			$ 1,387	577
Capitalized mortgage loan servicing rights, net gains (losses)			(11,641)	(6,113)
Impairment charges recognized [Abstract]
Collateral dependent loans, carrying amount	$ 17,400		17,400		$ 3,400
Collateral dependent loans, valuation allowance	3,400		3,400		1,500
Additional provision for loan losses on impaired loans	3,400	$ 300	5,500	400
Other real estate, carrying amount	500		500		60
Other real estate, valuation allowance	160		160		$ 90
Other real estate, additional charge	$ 0	$ 0	90	10
Securities [Member]
Changes in fair value for financial assets [Abstract]
Equity Securities at fair value, net gains				167
Mortgage Loans [Member]
Changes in fair value for financial assets [Abstract]
Loans held for sale, net gains			1,387	577
Mortgage Loan Servicing, Net [Member]
Changes in fair value for financial assets [Abstract]
Capitalized mortgage loan servicing rights, net gains (losses)			$ (11,641)	$ (6,113)

Fair Value Disclosures, Reconci

Fair Value Disclosures, Reconciliation for all Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - Capitalized Mortgage Loan Servicing Rights [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance	$ 14,829	$ 19,909	$ 19,171	$ 21,400
Total gains (losses) realized and unrealized [Abstract]
Included in results of operations	(4,667)	(3,422)	(11,641)	(6,113)
Included in other comprehensive income	0	0	0	0
Purchases, issuances, settlements, maturities and calls	3,611	1,407	6,243	2,607
Transfers in and/or out of Level 3	0	0	0	0
Ending balance	13,773	17,894	13,773	17,894
Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at June 30	$ (4,667)	$ (3,422)	$ (11,641)	$ (6,113)

Fair Value Disclosures, Quantit

Fair Value Disclosures, Quantitative Information About Level 3 (Details)		6 Months Ended		12 Months Ended
		Jun. 30, 2020USD ($)		Dec. 31, 2019USD ($)
Commercial Real Estate [Member]
Asset Fair Value [Abstract]
Impaired loans fair value		$ 470,000
Installment [Member]
Ranges and Weighted Average [Abstract]
Total Impaired collateral value		210,000		$ 140,000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Servicing asset fair value		$ 13,773,000		$ 19,171,000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Float Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.0033		0.0173
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		68		66
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		20		20
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1000		0.1000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Prepayment Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.0719		0.0701
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		219		316
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		37		37
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1300		0.1300
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Prepayment Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.5751		0.6934
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		79		81
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		22		22
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1011		0.1014
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Float Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.0033		0.0173
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Prepayment Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.2289		0.1496
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Impaired loans fair value		$ 13,393,000		$ 971,000
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Income Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Capitalization Rate [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		0.095
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		(0.480)		(0.480)
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		0.750		0.192
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		0.017		(0.056)
Nonrecurring Basis [Member] | Impaired Loans Commercial [Member] | Weighted Average [Member] | Income Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Capitalization Rate [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		0.095
Nonrecurring Basis [Member] | Impaired Loans Mortgage and Installment [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Impaired loans fair value	[1]	$ 1,384,000		$ 2,467,000
Nonrecurring Basis [Member] | Impaired Loans Mortgage and Installment [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		(0.402)	[1]	(0.252)
Nonrecurring Basis [Member] | Impaired Loans Mortgage and Installment [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		4.082	[1]	0.492
Nonrecurring Basis [Member] | Impaired Loans Mortgage and Installment [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		0.314	[1]	0.115
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Other real estate fair value	[2]	$ 25,000		$ 59,000
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input	[2]	(0.161)		(0.116)
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input	[2]	0.106		0.050
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input	[2]	(0.042)		(0.051)
[1]	In addition to the valuation techniques and unobservable inputs discussed above, at June 30, 2020 and December 31, 2019 certain impaired collateral dependent installment loans totaling approximately $0.21 million and $0.14 million, respectively are secured by collateral other than real estate.  For the majority of these loans, we apply internal discount rates to industry valuation guides.
[2]	$0.47 million of commercial real estate other real estate was based on a broker price opinion and is not included in this table.

Fair Value Disclosures, Differe

Fair Value Disclosures, Difference Between Aggregate Fair Value and Aggregate Remaining Contractual Principal (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Loans held for sale [Abstract]
Aggregate Fair Value	$ 83,706	$ 69,800
Difference	3,281	1,894
Contractual Principal	$ 80,425	$ 67,906

Fair Values of Financial Inst_3

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands		Jun. 30, 2020	Dec. 31, 2019
Assets [Abstract]
Interest bearing deposits - time		$ 0	$ 350
Securities available for sale		856,280	518,400
Federal Home Loan Bank and Federal Reserve Bank Stock		18,427	18,359
Liabilities [Abstract]
Other borrowings		50,002	88,646
Subordinated debt		39,283	0
Subordinated debentures		39,490	39,456
Reciprocal deposits included in deposits with no stated maturity		499,384	388,369
Reciprocal deposits included in deposits with stated maturity		36,014	42,658
Recorded Book Balance [Member]
Assets [Abstract]
Cash and due from banks		47,369	53,295
Interest bearing deposits		8,447	12,009
Interest bearing deposits - time			350
Securities available for sale		856,280	518,400
Federal Home Loan Bank and Federal Reserve Bank Stock		18,427	18,359
Net loans and loans held for sale		2,915,869	2,768,675
Accrued interest receivable		11,087	10,108
Derivative financial instruments		18,819	5,464
Liabilities [Abstract]
Deposits with no stated maturity	[1]	2,993,331	2,427,190
Deposits with stated maturity	[1]	491,794	609,537
Other borrowings		50,002	88,646
Subordinated debt		39,283
Subordinated debentures		39,490	39,456
Accrued interest payable		849	1,296
Derivative financial instruments		13,563	4,402
Fair Value [Member]
Assets [Abstract]
Cash and due from banks		47,369	53,295
Interest bearing deposits		8,447	12,009
Interest bearing deposits - time			350
Securities available for sale		856,280	518,400
Net loans and loans held for sale		2,873,095	2,768,817
Accrued interest receivable		11,087	10,108
Derivative financial instruments		18,819	5,464
Liabilities [Abstract]
Deposits with no stated maturity		2,993,331	2,427,190
Deposits with stated maturity		495,251	610,235
Other borrowings		51,724	88,680
Subordinated debt		40,414
Subordinated debentures		27,217	33,149
Accrued interest payable		849	1,296
Derivative financial instruments		13,563	4,402
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and due from banks		47,369	53,295
Interest bearing deposits		8,447	12,009
Interest bearing deposits - time			0
Securities available for sale		0	0
Net loans and loans held for sale		0	0
Accrued interest receivable		1	8
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity		2,993,331	2,427,190
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debt		0
Subordinated debentures		0	0
Accrued interest payable		32	97
Derivative financial instruments		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time			350
Securities available for sale		856,280	518,400
Net loans and loans held for sale		83,706	69,800
Accrued interest receivable		2,555	1,752
Derivative financial instruments		18,819	5,464
Liabilities [Abstract]
Deposits with no stated maturity		0	0
Deposits with stated maturity		495,251	610,235
Other borrowings		51,724	88,680
Subordinated debt		40,414
Subordinated debentures		27,217	33,149
Accrued interest payable		817	1,199
Derivative financial instruments		13,563	4,402
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Interest bearing deposits - time			0
Securities available for sale		0	0
Net loans and loans held for sale		2,789,389	2,699,017
Accrued interest receivable		8,531	8,348
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity		0	0
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debt		0
Subordinated debentures		0	0
Accrued interest payable		0	0
Derivative financial instruments		$ 0	$ 0
[1]	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $499.384 million and $388.369 million at June 30, 2020 and December 31, 2019, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $36.014 million and $42.658 million at June 30, 2020 and December 31, 2019, respectively.

Contingencies (Details)

Contingencies (Details) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020USD ($)shares	Jun. 30, 2019USD ($)	Jun. 30, 2020USD ($)shares	Jun. 30, 2019USD ($)	Jul. 17, 2020$ / shares	Dec. 31, 2019USD ($)
COVID-19 [Abstract]
Loss reimbursement on sold loans	$ 80	$ 30	$ 110	$ 150
Loss reimbursement reserve on sold mortgage loans	$ 990		$ 990			$ 880
VISA Class A Common Stock [Member]
Investment Owned [Abstract]
Current conversion ratio			1.6228
VISA Class B Common Stock [Member]
Investment Owned [Abstract]
Number of shares owned (in shares) | shares	12,566		12,566
Current value of shares owned	$ 4,000		$ 4,000
Subsequent Event [Member] | VISA Class A Common Stock [Member]
Investment Owned [Abstract]
Closing price (in dollars per share) | $ / shares					$ 195.09
Commercial and Industrial [Member] | Retail [Member]
COVID-19 [Abstract]
Loans and leases receivable	101,000		101,000
Commercial and Industrial [Member] | Food Service [Member]
COVID-19 [Abstract]
Loans and leases receivable	58,000		58,000
Commercial and Industrial [Member] | Hotel [Member]
COVID-19 [Abstract]
Loans and leases receivable	47,000		47,000
Commercial Real Estate [Member] | Retail [Member]
COVID-19 [Abstract]
Loans and leases receivable	83,000		83,000
Commercial Real Estate [Member] | Office [Member]
COVID-19 [Abstract]
Loans and leases receivable	66,000		66,000
Commercial Real Estate [Member] | Multifamily [Member]
COVID-19 [Abstract]
Loans and leases receivable	$ 60,000		$ 60,000

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) ("AOCIL"), Summary of Changes (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Changes in AOCIL [Roll Forward]
Balance at beginning of period	$ 335,618	$ 344,726	$ 350,169	$ 338,994
Other comprehensive income (loss) before reclassifications	8,444	2,498	7,517	6,015
Amounts reclassified from AOCIL	206	(112)	65	(338)
Other comprehensive income	8,650	2,386	7,582	5,677
Balances at end of period	355,123	330,846	355,123	330,846
Accumulated Other Comprehensive Loss [Member]
Changes in AOCIL [Roll Forward]
Balance at beginning of period	(4,854)	(6,817)	(3,786)	(10,108)
Other comprehensive income	8,650	2,386	7,582	5,677
Balances at end of period	3,796	(4,431)	3,796	(4,431)
Unrealized Gains on Securities Available For Sale [Member]
Changes in AOCIL [Roll Forward]
Balance at beginning of period	2,933	(57)	3,739	(4,185)
Other comprehensive income (loss) before reclassifications	8,382	3,097	7,776	7,333
Amounts reclassified from AOCIL	0	0	(200)	(108)
Other comprehensive income	8,382	3,097	7,576	7,225
Balances at end of period	11,315	3,040	11,315	3,040
Disproportionate Tax Effects from Securities Available for Sale [Member]
Changes in AOCIL [Roll Forward]
Balance at beginning of period	(5,798)	(5,798)	(5,798)	(5,798)
Other comprehensive income (loss) before reclassifications	0	0	0	0
Amounts reclassified from AOCIL	0	0	0	0
Other comprehensive income	0	0	0	0
Balances at end of period	(5,798)	(5,798)	(5,798)	(5,798)
Unrealized Losses on Cash Flow Hedges [Member]
Changes in AOCIL [Roll Forward]
Balance at beginning of period	(1,989)	(962)	(1,727)	(125)
Other comprehensive income (loss) before reclassifications	62	(599)	(259)	(1,318)
Amounts reclassified from AOCIL	206	(112)	265	(230)
Other comprehensive income	268	(711)	6	(1,548)
Balances at end of period	$ (1,721)	$ (1,673)	$ (1,721)	$ (1,673)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) ("AOCIL"), Reclassification Out of Each Components (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Reclassifications out of AOCIL [Abstract]
Total reclassifications before tax	$ 18,295	$ 13,417	$ 24,050	$ 24,965
Interest expense	(3,292)	(6,817)	(8,680)	(13,210)
Income tax expense	3,523	2,687	4,468	4,854
Reclassifications, net of tax	14,772	10,730	19,582	20,111
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCIL [Abstract]
Reclassifications, net of tax	(206)	112	(65)	338
Accumulated Other Comprehensive Loss [Member]
Reclassifications out of AOCIL [Abstract]
Reclassifications, net of tax	0	0
Unrealized Gains on Securities Available For Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCIL [Abstract]
Net gains on securities	0	0	253	137
Net impairment loss recognized in earnings	0	0	0	0
Total reclassifications before tax	0	0	253	137
Income tax expense	0	0	53	29
Reclassifications, net of tax	0	0	200	108
Unrealized Losses on Cash Flow Hedges [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCIL [Abstract]
Interest expense	261	(142)	336	(291)
Income tax expense	55	(30)	71	(61)
Reclassifications, net of tax	$ 206	$ (112)	$ 265	$ (230)

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020USD ($)	Jun. 30, 2019USD ($)	Jun. 30, 2020USD ($)Asset	Jun. 30, 2019USD ($)Asset	Dec. 31, 2019USD ($)
Revenue from Contracts with Customers [Abstract]
Percentage of revenues excluded from ASC Topic 606	87.70%	84.60%	87.70%	84.60%
Contract assets	$ 0		$ 0		$ 0
Contract liabilities	0		$ 0		$ 0
Number of real estate assets sold during the period | Asset			0	0
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	5,094	$ 6,510	$ 11,288	$ 12,512
Bank owned life insurance	265	270	535	512
Other	388	730	1,135	1,745
Total	1,598	2,106	3,761	4,370
Service Charges on Deposit Accounts [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	1,623	2,800	4,214	5,440
Overdraft Fees [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	1,019	1,882	2,759	3,612
Overdraft Fees [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	153	377	498	762
Account Service Charges [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	451	541	957	1,066
Other Deposit Related Income [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	510	656	1,143	1,366
ATM Fees [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	276	346	576	668
ATM Fees [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	4	9	11	17
Other [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	157	212	393	463
Other [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	73	89	163	218
Interchange Income [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	2,526	2,604	4,983	4,959
Investment and Insurance Commissions [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	435	450	948	747
Asset Management Revenue [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	289	277	602	531
Transaction Based Revenue [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	$ 146	$ 173	$ 346	$ 216

Leases (Details)

Leases (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Components of operating leases [Abstract]
Operating lease cost		$ 476	$ 563	$ 962	$ 1,127
Variable lease cost		21	49	36	72
Short-term lease cost		9	5	16	10
Total		506	617	1,014	1,209
Supplemental balance sheet information related to operating leases [Abstract]
Lease right of use asset	[1]	$ 7,422	8,282	$ 7,422	8,282
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]		us-gaap:OtherAssets		us-gaap:OtherAssets
Lease liabilities	[2]	$ 7,662	$ 8,304	$ 7,662	$ 8,304
Operating Lease, Liability, Statement of Financial Position [Extensible List]		us-gaap:OtherLiabilities		us-gaap:OtherLiabilities
Weighted average remaining lease term (years)		7 years 1 month 24 days	7 years 5 months 19 days	7 years 1 month 24 days	7 years 5 months 19 days
Weighted average discount rate		2.70%	2.80%	2.70%	2.80%
Maturities of lease liabilities [Abstract]
Six months ending December 31, 2020		$ 810		$ 810
2021		1,476		1,476
2022		1,341		1,341
2023		1,186		1,186
2024		802		802
2025 and thereafter		2,834		2,834
Total lease payments		8,449		8,449
Less imputed interest		(787)		(787)
Total	[2]	$ 7,662	$ 8,304	$ 7,662	$ 8,304
[1]	Included in Accrued income and other assets
[2]	Included in Accrued expenses and other liabilities