Independent Bank (IBCP) 10-Q 6 Aug 21 2021 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2021	Aug. 05, 2021
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2021
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q2
Document Transition Report	false
Entity File Number	0-7818
Entity Registrant Name	INDEPENDENT BANK CORPORATION
Entity Central Index Key	0000039311
Entity Incorporation, State or Country Code	MI
Entity Tax Identification Number	38-2032782
Entity Address, Address Line One	4200 East Beltline
Entity Address, City or Town	Grand Rapids
Entity Address, State or Province	MI
Entity Address, Postal Zip Code	49525
City Area Code	616
Local Phone Number	527-5820
Title of 12(b) Security	Common stock, no par value
Trading Symbol	IBCP
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		21,518,960

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands		Jun. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks		$ 46,242	$ 56,006
Interest bearing deposits		23,012	62,699
Cash and Cash Equivalents		69,254	118,705
Securities available for sale		1,330,660	1,072,159
Federal Home Loan Bank and Federal Reserve Bank stock, at cost		18,427	18,427
Loans held for sale, carried at fair value		59,752	92,434
Loans
Loans		2,814,559
Allowance for credit losses	[1]	(45,926)
Net Loans		2,768,633
Loans
Loans	[1]		2,733,678
Allowance for credit losses	[1]		(35,429)
Net Loans			2,698,249
Other real estate and repossessed assets, net		296	766
Property and equipment, net		36,507	36,127
Bank-owned life insurance		55,446	55,180
Capitalized mortgage loan servicing rights, carried at fair value		22,431	16,904
Other intangibles		3,821	4,306
Goodwill		28,300	28,300
Accrued income and other assets		67,745	62,456
Total Assets		4,461,272	4,204,013
Deposits
Non-interest bearing		1,298,282	1,153,473
Savings and interest-bearing checking		1,699,463	1,526,465
Reciprocal		589,493	556,185
Time		272,305	287,402
Brokered time		2,923	113,830
Total Deposits		3,862,466	3,637,355
Other borrowings		30,005	30,012
Subordinated debt		39,319	39,281
Subordinated debentures		39,558	39,524
Accrued expenses and other liabilities		93,950	68,319
Total Liabilities		4,065,298	3,814,491
Commitments and contingent liabilities
Shareholders' Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding		0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,632,912 shares at June 30, 2021 and 21,853,800 shares at December 31, 2020		332,457	339,353
Retained earnings		55,101	40,145
Accumulated other comprehensive income		8,416	10,024
Total Shareholders' Equity		395,974	389,522
Total Liabilities and Shareholders' Equity		4,461,272	4,204,013
Commercial [Member]
Loans
Loans		1,244,547
Allowance for credit losses		(9,094)
Loans
Loans	[1]		1,242,415
Allowance for credit losses	[1]		(7,401)
Mortgage [Member]
Loans
Loans	[2]	1,045,108
Allowance for credit losses		(18,933)
Loans
Loans	[1]		1,015,926
Allowance for credit losses	[1]		(6,998)
Installment [Member]
Loans
Loans	[2]	524,904
Allowance for credit losses		$ (3,701)
Loans
Loans	[1]		475,337
Allowance for credit losses	[1]		$ (1,112)
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.
[2]	Credit scores have been updated within the last twelve months.

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (Parenthetical) - $ / shares	Jun. 30, 2021	Dec. 31, 2020
Shareholders' Equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	200,000	200,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	21,632,912	21,853,800
Common stock, shares outstanding (in shares)	21,632,912	21,853,800

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Operations - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Interest Income
Interest and fees on loans		$ 28,091	$ 29,863	$ 56,196	$ 61,627
Interest on securities available for sale
Taxable		3,656	2,847	6,452	5,906
Tax-exempt		1,544	793	2,928	1,183
Other investments		208	251	425	617
Total Interest Income		33,499	33,754	66,001	69,333
Interest Expense
Deposits		1,142	2,388	2,398	7,088
Other borrowings and subordinated debt and debentures		964	904	1,926	1,592
Total Interest Expense		2,106	3,292	4,324	8,680
Net Interest Income		31,393	30,462	61,677	60,653
Provision for credit losses	[1]	(1,425)		(1,899)
Provision for credit losses	[1]		5,188		11,909
Net Interest Income After Provision for Credit Losses		32,818	25,274	63,576	48,744
Non-interest Income
Interchange income		3,453	2,526	6,502	4,983
Service charges on deposit accounts		2,318	1,623	4,234	4,214
Net gains on assets
Mortgage loans		9,091	17,642	21,919	26,482
Securities available for sale		0	0	1,416	253
Mortgage loan servicing, net		(1,962)	(3,022)	3,205	(8,322)
Other		1,871	1,598	3,901	3,761
Total Non-interest Income		14,771	20,367	41,177	31,371
Non-interest Expense
Compensation and employee benefits		19,883	16,279	38,405	32,788
Occupancy, net		2,153	2,159	4,496	4,619
Data processing		2,576	1,590	4,950	3,945
Furniture, fixtures and equipment		1,034	1,090	2,037	2,126
Interchange expense		1,201	726	2,149	1,585
Communications		777	800	1,658	1,603
Loan and collection		859	756	1,618	1,561
Conversion related expenses		1,143	346	1,361	402
Advertising		164	364	653	1,047
Legal and professional		522	468	1,021	861
FDIC deposit insurance		307	430	637	800
Other		1,917	2,338	3,572	4,728
Total Non-interest Expense		32,536	27,346	62,557	56,065
Income Before Income Tax		15,053	18,295	42,196	24,050
Income tax expense		2,665	3,523	7,771	4,468
Net Income		$ 12,388	$ 14,772	$ 34,425	$ 19,582
Net Income Per Common Share
Basic (in dollars per share)	[2]	$ 0.57	$ 0.67	$ 1.58	$ 0.89
Diluted (in dollars per share)		$ 0.56	$ 0.67	$ 1.56	$ 0.88
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.
[2]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Condensed Consolidated Statements of Comprehensive Income [Abstract]
Net income	$ 12,388	$ 14,772	$ 34,425	$ 19,582
Securities available for sale
Unrealized gains (losses) arising during period	5,162	10,522	(619)	9,924
Change in unrealized gains and losses for which a portion of other than temporary impairment has been recognized in earnings	0	88	0	(81)
Reclassification adjustments for gains included in earnings	0	0	(1,416)	(253)
Unrealized gains (losses) recognized in other comprehensive income (loss) on securities available for sale	5,162	10,610	(2,035)	9,590
Income tax expense (benefit)	1,084	2,228	(427)	2,014
Unrealized gains (losses) recognized in other comprehensive income (loss) on securities available for sale, net of tax	4,078	8,382	(1,608)	7,576
Derivative instruments
Unrealized gains (losses) arising during period	0	78	0	(328)
Reclassification adjustment for expense recognized in earnings	0	261	0	336
Unrealized gains (losses) recognized in other comprehensive income (loss) on derivative instruments	0	339	0	8
Income tax expense	0	71	0	2
Unrealized gains recognized in other comprehensive income (loss) on derivative instruments, net of tax	0	268	0	6
Other comprehensive income (loss)	4,078	8,650	(1,608)	7,582
Comprehensive income	$ 16,466	$ 23,422	$ 32,817	$ 27,164

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020
Condensed Consolidated Statements of Cash Flows [Abstract]
Net Income		$ 34,425	$ 19,582
Adjustments to Reconcile Net Income to Net Cash From Operating Activities
Proceeds from sales of loans held for sale		708,526	637,682
Disbursements for loans held for sale		(653,925)	(625,106)
Provision for credit losses	[1]	(1,899)
Provision for credit losses	[1]		11,909
Deferred income tax benefit		(251)	(2,427)
Net deferred loan fees (costs)		(345)	7,433
Net depreciation, amortization of intangible assets and premiums and accretion of discounts on securities and loans		6,279	4,124
Net gains on mortgage loans		(21,919)	(26,482)
Net gains on securities available for sale		(1,416)	(253)
Share based compensation		947	1,009
(Increase) decrease in accrued income and other assets		(9,205)	3,596
Increase in accrued expenses and other liabilities		5,381	12,886
Total Adjustments		32,173	24,371
Net Cash From Operating Activities		66,598	43,953
Cash Flow Used in Investing Activities
Proceeds from the sale of securities available for sale		81,178	36,593
Proceeds from maturities, prepayments and calls of securities available for sale		222,767	111,349
Purchases of securities available for sale		(546,621)	(447,645)
Proceeds from the maturity of interest bearing deposits - time		0	350
Purchase of Federal Home Loan Bank stock		0	(68)
Net increase in portfolio loans (loans originated, net of principal payments)		(79,241)	(181,765)
Proceeds from the sale of portfolio loans		0	2,395
Proceeds from bank-owned life insurance		0	945
Proceeds from the sale of other real estate and repossessed assets		854	262
Capital expenditures		(3,081)	(1,653)
Net Cash Used in Investing Activities		(324,144)	(479,237)
Cash Flow From Financing Activities
Net increase in total deposits		225,111	448,398
Net decrease in other borrowings		(7)	(25,004)
Proceeds from Federal Home Loan Bank Advances		0	239,254
Payments of Federal Home Loan Bank Advances		0	(252,910)
Proceeds from issuance of subordinated debt, net of issuance costs		0	39,277
Dividends paid		(9,166)	(8,855)
Proceeds from issuance of common stock		49	11
Repurchase of common stock		(7,285)	(13,784)
Share based compensation withholding obligation		(607)	(591)
Net Cash From Financing Activities		208,095	425,796
Net Decrease in Cash and Cash Equivalents		(49,451)	(9,488)
Cash and Cash Equivalents at Beginning of Period		118,705	65,304
Cash and Cash Equivalents at End of Period		69,254	55,816
Cash paid during the period for
Interest		4,393	9,126
Income taxes		8,659	0
Operating leases		867	936
Transfers to other real estate and repossessed assets		210	66
Purchase of securities available for sale not yet settled		23,825	2,450
Securitization of portfolio loans		0	26,325
Right of use assets obtained in exchange for lease obligations		$ 0	$ 116
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total	Cumulative Change, Adjusted Balance [Member]Common Stock [Member]	Cumulative Change, Adjusted Balance [Member]Retained Earnings [Member]	Cumulative Change, Adjusted Balance [Member]Accumulated Other Comprehensive Income (Loss) [Member]	Cumulative Change, Adjusted Balance [Member]	Cumulative Change, Adjustment [Member]Common Stock [Member]	Cumulative Change, Adjustment [Member]Retained Earnings [Member]	Cumulative Change, Adjustment [Member]Accumulated Other Comprehensive Income (Loss) [Member]	Cumulative Change, Adjustment [Member]
Balance at beginning of period at Dec. 31, 2019	$ 352,344	$ 1,611	$ (3,786)	$ 350,169
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	19,582	0	19,582
Cash dividends declared	0	(8,855)	0	(8,855)
Repurchase of common stock	(13,784)	0	0	(13,784)
Issuance of common stock	11	0	0	11
Share based compensation	1,009	0	0	1,009
Share based compensation withholding obligation	(591)	0	0	(591)
Other comprehensive income	0	0	7,582	7,582
Balances at end of period at Jun. 30, 2020	338,989	12,338	3,796	355,123
Balance at beginning of period at Mar. 31, 2020	338,528	1,944	(4,854)	335,618
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	14,772	0	14,772
Cash dividends declared	0	(4,378)	0	(4,378)
Issuance of common stock	0	0	0	0
Share based compensation	462	0	0	462
Share based compensation withholding obligation	(1)	0	0	(1)
Other comprehensive income	0	0	8,650	8,650
Balances at end of period at Jun. 30, 2020	338,989	12,338	3,796	355,123
Balance at beginning of period at Dec. 31, 2020	339,353	40,145	10,024	389,522	$ 339,353	$ 29,842	$ 10,024	$ 379,219
Balance at beginning of period (ASU 2016-13 [Member]) at Dec. 31, 2020									$ 0	$ (10,303)	$ 0	$ (10,303)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	34,425	0	34,425
Cash dividends declared	0	(9,166)	0	(9,166)
Repurchase of common stock	(7,285)	0	0	(7,285)
Issuance of common stock	49	0	0	49
Share based compensation	947	0	0	947
Share based compensation withholding obligation	(607)	0	0	(607)
Other comprehensive income	0	0	(1,608)	(1,608)
Balances at end of period at Jun. 30, 2021	332,457	55,101	8,416	395,974
Balance at beginning of period at Mar. 31, 2021	335,704	47,287	4,338	387,329
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	12,388	0	12,388
Cash dividends declared	0	(4,574)	0	(4,574)
Repurchase of common stock	(3,684)	0	0	(3,684)
Issuance of common stock	30	0	0	30
Share based compensation	505	0	0	505
Share based compensation withholding obligation	(98)	0	0	(98)
Other comprehensive income	0	0	4,078	4,078
Balances at end of period at Jun. 30, 2021	$ 332,457	$ 55,101	$ 8,416	$ 395,974

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Condensed Consolidated Statements of Shareholders' Equity [Abstract]
Cash dividends declared (in dollars per share)	$ 0.21	$ 0.20	$ 0.42	$ 0.40
Repurchase of shares of common stock (in shares)	163,338		344,005	678,929
Issuance of shares of common stock (in shares)	18,400	350	37,450	11,917
Share based compensation, common stock (in shares)	8,871	0	117,946	93,882
Share based compensation withholding obligation, common stock (in shares)	4,755	156	32,279	28,330

Preparation of Financial Statem

Preparation of Financial Statements	6 Months Ended
	Jun. 30, 2021
Preparation of Financial Statements [Abstract]
Preparation of Financial Statements	1. Preparation of Financial Statements The condensed consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Certain information and note disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been condensed or omitted pursuant to those rules and regulations, although we believe that the disclosures made are adequate to make the information not misleading. T he unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes for the year ended December 31, 2020 i In our opinion, the accompanying unaudited condensed consolidated financial statements contain all the adjustments necessary to present fairly our consolidated financial condition as of June 30, 2021 and December 31, 2020, and the results of operations for the three and six-month periods ended June 30, 2021 and 2020. The results of operations for the three and six-month periods ended June 30, 2021, are not necessarily indicative of the results to be expected for the full year. Certain reclassifications have been made in the prior period condensed consolidated financial statements to conform to the current period presentation. Our critical accounting policies include the determination of the allowance for credit losses (“ACL”) and the valuation of capitalized mortgage loan servicing rights. Refer to our 2020 A

New Accounting Standards

New Accounting Standards	6 Months Ended
	Jun. 30, 2021
New Accounting Standards [Abstract]
New Accounting Standards	2. New Accounting Standards In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, ‘‘Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments’’. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU: • Replaces the existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost, which will reflect our estimate of credit losses over the full remaining expected life of the financial assets and will consider expected future changes in macroeconomic conditions. • Eliminates existing guidance for purchase credit impaired (‘‘PCI’’) loans, and requires recognition of the nonaccretable difference as an increase to the allowance for expected credit losses on financial assets purchased with more than insignificant credit deterioration since origination, which will be offset by an increase in the recorded investment of the related loans. • Requires inclusion of expected recoveries, limited to the cumulative amount of prior write-offs, when estimating the ACL for in scope financial assets (including collateral dependent assets). • Amends existing impairment guidance for securities available for sale to incorporate an allowance, which will allow for reversals of credit impairments in the event that the credit of an issuer improves. Credit losses on securities available for sale are limited to the amount of the decline in fair value regardless of what the credit loss model would show for impairment. • Generally requires a cumulative-effect adjustment to retained earnings as of the beginning of the reporting period of adoption. . We began evaluating this ASU in 2016 and established a company-wide, cross-discipline governance structure, which provides implementation oversight. We continued to test and refine our current expected credit loss (“CECL”) models that satisfied the requirements of this ASU. Oversight and testing, as well as efforts to meet expanded disclosure requirements, extended through the end of 2020. We currently estimate losses over approximately a forecast period using external economic forecast sources, including the Federal Open Market Committee median economic projections, and then revert to longer term historical loss experience to estimate losses over more extended periods. We were originally required to adopt this ASU on January 1, 2020 but section 4014 of the Coronavirus Aid, Relief, and Economic Security (‘‘CARES’’) Act allowed for temporary relief from applying this ASU. Under the amended CARES Act we were allowed to delay the adoption of this ASU until the earlier of the termination of the national emergency that was declared on March 13, 2020, or January 1, 2022. Early adoption was also allowed on either January 1, 2020 or January 1, 2021. As such, we chose to delay the adoption of this ASU during 2020 and adopted this ASU on January 1, 2021. Results for the reporting periods after January 1, 2021 are presented under this new ASU while prior period amounts continue to be reported in accordance with previously applicable accounting guidance We adopted this ASU using the modified retrospective method for all financial assets measured at amortized cost and unfunded lending commitments. As of January 1, 2021 we increased the ACL by $ million which was primarily driven by the longer contractual maturities of our mortgage and consumer installment loan portfolio segments. In addition, we increased the allowance for losses related to unfunded loan commitments by $ million. The ultimate impact of adopting this ASU, and at each subsequent reporting period, is highly dependent on credit quality, economic forecasts and conditions, composition of our loan portfolios and securities available for sale, along with other management judgments. As of January 1, 2021, we recorded a cumulative-effect adjustment of $ million to decrease retained earnings. Based on our evaluation of securities available for sale, we did not record an ACL on these securities under this ASU. We adopted this ASU using the prospective transition approach for financial assets purchased with credit deterioration (“PCD”) that were previously classified as PCI and accounted for under accounting standards codification (“ASC”) 310-30. In accordance with this ASU, we did not reassess whether PCI assets met the definition of PCD assets as of the date of adoption. On January 1, 2021, the amortized cost basis of the PCD assets were adjusted to reflect the addition of $ million to the ACL for loans. The remaining noncredit discount in the amount of $ million (based on the adjusted amortized cost basis) will be accreted into interest income at the effective interest rate as of January 1, 2021. The impact of the adoption of this ASU follows: As Reported Under ASU 2016-13 Pre-ASU 2016-13 Adoption Impact of ASU 2016-13 Assets Loans Commercial $ 1,242,510 $ 1,242,415 $ 95 Mortgage 1,015,944 1,015,926 18 Installment 475,358 475,337 21 Total loans 2,733,812 2,733,678 134 Allowance for credit losses (47,137 ) (35,429 ) (11,708 ) Net loans $ 2,686,675 $ 2,698,249 $ (11,574 ) Deferred tax assets (1) $ 65,196 $ 62,456 $ 2,740 Total Assets $ 4,195,179 $ 4,204,013 $ (8,834 ) Liabilities and shareholders's equity Allowance for credit losses on unfunded lending commitments (2) $ 3,274 $ 1,805 $ 1,469 Total liabilities $ 3,815,960 $ 3,814,491 $ 1,469 Retained earnings $ 29,842 $ 40,145 $ (10,303 ) Total shareholders' equity $ 379,219 $ 389,522 $ (10,303 ) Total liabilities and shareholders' equity $ 4,195,179 $ 4,204,013 $ (8,834 ) (1) Included in Accrued income and other assets in our Condensed Consolidated Statements of Financial Condition. (2) Included in Accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition. In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting’’. This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination. Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. This amended guidance and our ability to elect its temporary optional expedients and exceptions are effective for us as of March 12, 2020 through December 31, 2022.

Securities

Securities	6 Months Ended
	Jun. 30, 2021
Securities [Abstract]
Securities	3. Securities Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) June 30, 2021 U.S. agency $ 8,355 $ 245 $ 4 $ 8,596 U.S. agency residential mortgage-backed 364,072 3,185 1,890 365,367 U.S. agency commercial mortgage-backed 18,829 197 16 19,010 Private label mortgage-backed 67,976 1,329 41 69,264 Other asset backed 193,509 1,743 26 195,226 Obligations of states and political subdivisions 509,250 10,499 533 519,216 Corporate 148,205 3,570 172 151,603 Trust preferred 1,973 - 106 1,867 Foreign government 499 12 - 511 Total $ 1,312,668 $ 20,780 $ 2,788 $ 1,330,660 December 31, 2020 U.S. agency $ 10,456 $ 305 $ 13 $ 10,748 U.S. agency residential mortgage-backed 340,224 4,951 593 344,582 U.S. agency commercial mortgage-backed 6,869 326 - 7,195 Private label mortgage-backed 41,429 1,539 139 42,829 Other asset backed 252,596 1,796 211 254,181 Obligations of states and political subdivisions 315,780 8,691 178 324,293 Corporate 82,307 3,807 97 86,017 Trust preferred 1,971 - 173 1,798 Foreign government 500 16 - 516 Total $ 1,052,132 $ 21,431 $ 1,404 $ 1,072,159 Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) June 30 2021 U.S. agency $ - $ - $ 1,491 $ 4 $ 1,491 $ 4 U.S. agency residential mortgage-backed 144,894 1,830 6,617 60 151,511 1,890 U.S. agency commercial mortgage-backed 2,892 16 - - 2,892 16 Private label mortgage-backed 5,574 27 1,426 14 7,000 41 Other asset backed 10,466 15 1,697 11 12,163 26 Obligations of states and political subdivisions 60,954 533 - - 60,954 533 Corporate 20,313 164 547 8 20,860 172 Trust preferred - - 1,867 106 1,867 106 Total $ 245,093 $ 2,585 $ 13,645 $ 203 $ 258,738 $ 2,788 December 31, 2020 U.S. agency $ 1,469 $ 3 $ 2,329 $ 10 $ 3,798 $ 13 U.S. agency residential mortgage-backed 96,839 592 83 1 96,922 593 Private label mortgage-backed 11,838 95 2,050 44 13,888 139 Other asset backed 7,142 25 21,197 186 28,339 211 Obligations of states and political subdivisions 28,957 177 800 1 29,757 178 Corporate 1,924 97 - - 1,924 97 Trust preferred - - 1,798 173 1,798 173 Total $ 148,169 $ 989 $ 28,257 $ 415 $ 176,426 $ 1,404 Securities available for sale in unrealized loss positions are evaluated quarterly for impairment related to credit losses. For securities available for sale in an unrealized loss position, we first assess whether we intend to sell, or it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income. For securities available for sale that do not meet this criteria, we evaluate whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, we consider the extent to which fair value is less than amortized cost, adverse conditions specifically related to the security and the issuer and the impact of changes in market interest rates on the market value of the security, among other factors. If this assessment indicates that a credit loss exists, we compare the present value of cash flows expected to be collected from the security with the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis for the security, a credit loss exists and an ACL is recorded, limited to the amount that the fair value of the security is less than its amortized cost basis. Any impairment that has not been recorded through an ACL is recognized in other comprehensive income (loss), net of applicable taxes. ACL for securities available for sale was needed at June 30, 2021. Accrued interest receivable on securities available for sale totaled $ million at June 30, 2021 and is excluded from the estimate of credit losses U. S. agency, U.S. agency residential mortgage-backed and U.S. agency commercial mortgage-backed securities — at June 30, 2021, we had U.S. agency, U.S. agency residential mortgage-backed and U.S. agency commercial mortgage-backed securities whose fair value is less than amortized cost. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major credit rating agencies, and have a long history of no credit losses. The unrealized losses are largely attributed to widening spreads to Treasury bonds and/or an increase in interest rates Private label mortgage backed, other asset backed and corporate securities — at June 30, 2021 , we had private label mortgage backed, other asset backed and corporate securities whose fair value is less than amortized cost. The unrealized losses are primarily due to credit spread widening and/or an increase in interest rates since acquisition . O bligations of states and political subdivisions — at June 30, 2021, we ha d municipal securities whose fair value is less than amortized cost. The unrealized losses are primarily due to an increase in interest rates since acquisition. Trust preferred securities — at June 30, 2021 , we had trust preferred securities whose fair value is less than amortized cost. Both of our trust preferred securities are single issue securities issued by a trust subsidiary of a bank holding company. The pricing of trust preferred securities has suffered from credit spread widening. of the securities is rated by a major rating agency as investment grade while the other is non-rated. The non-rated issue is a relatively small bank and was never rated. The issuer of this non-rated trust preferred security, which had a total amortized cost of $ million and total fair value of $ million as of June 30, 2021 , continues to have satisfactory credit metrics and make interest payments. At June 31, 2021 management does not intend to liquidate any of the securities discussed above and it is more likely than not that we will not be required to sell these securities prior to recovery of these unrealized losse s. We recorded no credit related charges in our Condensed Consolidated Statements of Operations related to securities available for sale during the six month periods ended June 30, 2021 and 2020 The amortized cost and fair value of securities available for sale at June 30, 2021, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 15,770 $ 16,080 Maturing after one year but within five years 112,878 116,373 Maturing after five years but within ten years 165,791 171,342 Maturing after ten years 373,843 377,998 668,282 681,793 U.S. agency residential mortgage-backed 364,072 365,367 U.S. agency commercial mortgage-backed 18,829 19,010 Private label mortgage-backed 67,976 69,264 Other asset backed 193,509 195,226 Total $ 1,312,668 $ 1,330,660 The actual maturity may differ from the contractual maturity because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities available for sale and gains and losses for the six month periods ending June 30, follows: Realized Proceeds Gains Losses (In thousands) 2021 $ 81,178 $ 1,466 $ 50 2020 36,593 253 -

Loans

Loans	6 Months Ended
	Jun. 30, 2021
Loans [Abstract]
Loans	4. Loans We estimate the ACL based on relevant available information from both internal and external sources, including historical loss trends, current conditions and forecasts, specific analysis of individual loans, and a review of other relevant and appropriate factors. The allowance process is designed to provide for expected future losses based on our reasonable and supportable (“R&S”) forecast as of the reporting date. Our ACL process is administered by our Risk Management group utilizing a third party software solution, with significant input and ultimate approval from our Executive Enterprise Risk Committee. Further, we have established a CECL Forecast Committee, which includes a cross discipline structure with membership from Executive Management, Risk Management, and Accounting, which approves ACL model assumptions each quarter. Our ACL is comprised of three principal elements: (i) specific analysis of individual loans identified during the review of the loan portfolio, (ii) pooled analysis of loans with similar risk characteristics based on historical experience, adjusted for current conditions, R&S forecasts, and expected prepayments, and (iii) additional allowances based on subjective factors, including local and general economic business factors and trends, portfolio concentrations and changes in the size and/or the general terms of the loan portfolios. The first ACL element (specific allocations) includes loans that do not share similar risk characteristics and are evaluated on an individual basis. We will typically evaluate on an individual basis loans that are on nonaccrual, commercial loans designated as a TDR, or mortgage and installment TDR loans with a rate concession. When we determine that foreclosure is probable or when repayment is expected to be provided substantially through the operation or sale of underlying collateral, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for estimated selling costs. For loans evaluated on an individual basis that are not determined to be collateral dependent, a discounted cash flow analysis is performed to determine expected credit losses. The ACL element (pooled analysis) includes loans with similar risk characteristics, which are broken down by segment, class, and risk metric. The Bank’s primary segments of commercial, mortgage, and installment loans are further classified by other relevant attributes, such as collateral type, lien position, occupancy status, amortization method, and balance size. Commercial classes are additionally segmented by risk rating, and mortgage and installment loan classes by credit score tier, which are updated at least semi-annually. We utilize a discounted cash flow (“DCF”) model to estimate expected future losses for pooled loans. Expected future cash flows are developed from payment schedules over the contractual term, adjusted for forecasted default (probability of default), loss, and prepayment assumptions. We are not required to develop forecasts over the full contractual term of the financial asset or group of financial assets. Rather, for periods beyond which the entity is able to make or obtain R&S forecasts of expected credit losses, we revert to the long term average on a straight line or immediate basis, as determined by the CECL Forecast Committee, and which may vary depending on the economic outlook and uncertainty. The DCF model for the mortgage and installment pooled loan segments includes using probability of default (“PD”) assumptions that are derived through regression analysis with forecasted US unemployment levels by credit score tier. We review the Bloomberg composite forecast of approximately analysts as well as the FOMC projections in setting the unemployment forecast for the R&S period. The current ACL utilizes a year R&S forecast followed by immediate reversion to the year average unemployment rate. PD assumptions for the remaining segments are based primarily on historical rates by risk metric as defaults were not strongly correlated with any economic indicator. Loss given default (“LGD”) assumptions for the mortgage loan segment are based on a year forecast followed by a year straight line reversion period to the longer term average, while LGD rates for the remaining segments are the historical average for the entire period. Prepayment assumptions represent the year average rates per segment as calculated through the Bank’s Asset and Liability Management program. Pooled reserves for the commercial loan segment are calculated using the DCF model with assumptions generally based on historical averages by class and risk rating. Effective risk rating practices allow for strong predictability of defaults and losses over the portfolio’s expected shorter duration, relative to mortgage and installment loans. Our rating system is similar to those employed by state and federal banking regulators. The ACL element (additional allocations based on subjective factors) is based on factors that cannot be associated with a specific credit or loan category and reflects our attempt to ensure that the overall ACL appropriately reflects a margin for the imprecision necessarily inherent in the estimates of expected credit losses. We adjust our quantitative model for certain qualitative factors to reflect the extent to which management expects current conditions and R&S forecasts to differ from the conditions that existed for the period over which historical information was evaluated. The qualitative framework reflects changes related to relevant data, such as changes in asset quality trends, portfolio growth and composition, national and local economic factors, credit policy and administration and other factors not considered in the base quantitative model. We utilize a survey completed by business unit management throughout the bank, as well as discussion with the CECL Forecast Committee to establish reserves under the qualitative framework. The current period’s ACL further recognizes inherent risk related to the ongoing COVID pandemic; specifically to the volume of loans on forbearance, commercial loans in high risk industries, and mortgage and installment borrowers with occupations in those high risk industries. Identified high risk industries include: food service, hospitality, entertainment, retail, investment real estate, assisted living, and non-owner occupied office. An analysis of the allowance for credit losses by portfolio segment for the three months ended June 30, follows: Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2021 Balance at beginning of period $ 9,530 $ 18,448 $ 3,979 $ 14,798 $ 46,755 Additions (deductions) Provision for credit losses (946 ) 340 (219 ) (600 ) (1,425 ) Recoveries credited to the allowance 510 169 207 - 886 Loans charged against the allowance - (24 ) (266 ) - (290 ) Balance at end of period $ 9,094 $ 18,933 $ 3,701 $ 14,198 $ 45,926 2020 Balance at beginning of period $ 10,212 $ 7,416 $ 1,258 $ 13,609 $ 32,495 Additions (deductions) Provision for credit losses (1) 1,461 (130 ) 175 3,682 5,188 Recoveries credited to the allowance 1,058 90 207 - 1,355 Loans charged against the allowance (4,000 ) (115 ) (423 ) - (4,538 ) Balance at end of period $ 8,731 $ 7,261 $ 1,217 $ 17,291 $ 34,500 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology. An analysis of the allowance for credit losses by portfolio segment for the six months ended June 30, follows ( ) Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2021 Balance at beginning of period $ 7,401 $ 6,998 $ 1,112 $ 19,918 $ 35,429 Additions (deductions) Impact of adoption of ASC 326 2,551 12,000 3,052 (6,029 ) 11,574 Provision for credit losses (1,622 ) (280 ) (306 ) 309 (1,899 ) Initial allowance on loans purchased with credit deterioration 95 18 21 - 134 Recoveries credited to the allowance 669 381 384 - 1,434 Loans charged against the allowance - (184 ) (562 ) - (746 ) Balance at end of period $ 9,094 $ 18,933 $ 3,701 $ 14,198 $ 45,926 2020 Balance at beginning of period $ 7,922 $ 8,216 $ 1,283 $ 8,727 $ 26,148 Additions (deductions) Provision for credit losses (1) 3,679 (638 ) 304 8,564 11,909 Recoveries credited to the allowance 1,166 207 381 - 1,754 Loans charged against the allowance (4,036 ) (524 ) (751 ) - (5,311 ) Balance at end of period $ 8,731 $ 7,261 $ 1,217 $ 17,291 $ 34,500 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology. The ACL and recorded investment in loans by portfolio segment at follows ( ) Commercial Mortgage Installment Subjective Allocation Total (In thousands) December 31 , 2020 ACL: Individually evaluated for impairment $ 1,266 $ 4,124 $ 191 $ - $ 5,581 Collectively evaluated for impairment 6,135 2,874 921 19,918 29,848 Loans acquired with deteriorated credit quality - - - - - Total ending ACL $ 7,401 $ 6,998 $ 1,112 $ 19,918 $ 35,429 Loans Individually evaluated for impairment $ 9,431 $ 39,245 $ 1,996 $ 50,672 Collectively evaluated for impairment 1,236,052 980,449 474,379 2,690,880 Loans acquired with deteriorated credit quality 468 410 147 1,025 Total loans recorded investment 1,245,951 1,020,104 476,522 2,742,577 Accrued interest included in recorded investment 3,536 4,178 1,185 8,899 Total loans $ 1,242,415 $ 1,015,926 $ 475,337 $ 2,733,678 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology. Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: June 30, 2021 Non- Accrual Non-Accrual December 31, 2020 with no Allowance for Credit Loss with an Allowance for Credit Loss Total Non-Accrual 90+ and Still Accruing Total Non-Performing Loans Total Non-Performing Loans (1) (In thousands) Commercial Commercial and industrial (2) $ - $ 189 $ 189 $ - $ 189 $ 1,387 Commercial real estate - - - - - - Mortgage 1-4 family owner occupied - jumbo 619 - 619 - 619 623 1-4 family owner occupied - non-jumbo (3) 104 1,602 1,706 - 1,706 2,281 1-4 family non-owner occupied 174 701 875 - 875 1,112 1-4 family - 2nd lien 186 919 1,105 14 1,119 1,344 Resort lending - 248 248 - 248 607 Installment Boat lending - 110 110 - 110 52 Recreational vehicle lending - 54 54 - 54 74 Other - 198 198 - 198 393 Total $ 1,083 $ 4,021 $ 5,104 $ 14 $ 5,118 $ 7,873 Accrued interest excluded from total $ - $ - $ - $ - $ - $ - (1) Non-performing loans at exclude PCI loans (2) Non-performing commercial and industrial loans exclude $0.053 million of government guaranteed loans at both (3) Non-performing 1-4 family owner occupied – non jumbo loans exclude $0.374 million and $0.386 million of government guaranteed loans at June 30, 2021 and December 31, 2020, respectively. The following table provides collateral information by class of loan for collateral-dependent loans with a specific reserve. A loan is considered to be collateral dependent when the borrower is experiencing financial difficulty and the repayment is expected to be provided substantially through the operation or sale of collateral. The amortized cost of collateral-dependent loans by class follows: Collateral Type Real Estate Other Allowance for Credit Losses (In thousands) June 30, 2021 Commercial Commercial and industrial $ 104 $ 667 251 Commercial real estate 136 - 31 Mortgage 1-4 family owner occupied - jumbo 619 - - 1-4 family owner occupied - non-jumbo 982 - 313 1-4 family non-owner occupied 396 - 79 1-4 family - 2nd lien 446 - 93 Resort lending 248 - 34 Installment Boat lending - 56 20 Recreational vehicle lending - 30 11 Other 11 135 52 Total $ 2,942 $ 888 $ 884 Accrued interest excluded from total $ 1 $ 1 An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) June 30 2021 Commercial Commercial and industrial $ 52 $ - $ 110 $ 162 $ 673,592 $ 673,754 Commercial real estate - - - - 570,793 570,793 Mortgage 1-4 family owner occupied - jumbo - - 619 619 482,670 483,289 1-4 family owner occupied - non-jumbo 1,017 269 616 1,902 249,216 251,118 1-4 family non-owner occupied 383 96 396 875 168,307 169,182 1-4 family - 2nd lien 416 21 397 834 86,771 87,605 Resort lending - 220 248 468 53,446 53,914 Installment Boat lending 601 24 24 649 228,044 228,693 Recreational vehicle lending 540 46 27 613 201,332 201,945 Other 312 64 135 511 93,755 94,266 Total $ 3,321 $ 740 $ 2,572 $ 6,633 $ 2,807,926 $ 2,814,559 Accrued interest excluded from total $ 37 $ 16 $ - $ 53 $ 7,735 $ 7,788 December 31, 2020 Commercial Commercial and industrial $ 5,003 $ 131 $ 70 $ 5,204 $ 671,115 $ 676,319 Commercial real estate 2,600 - - 2,600 567,032 569,632 Mortgage 1-4 family owner occupied - jumbo 761 - 623 1,384 438,794 440,178 1-4 family owner occupied - non-jumbo 1,888 453 502 2,843 264,730 267,573 1-4 family non-owner occupied 1,184 139 476 1,799 157,977 159,776 1-4 family - 2nd lien 710 228 732 1,670 92,860 94,530 Resort lending 32 195 358 585 57,462 58,047 Installment Boat lending 95 101 - 196 207,317 207,513 Recreational vehicle lending 207 37 48 292 169,282 169,574 Other 337 162 199 698 98,737 99,435 Total recorded investment $ 12,817 $ 1,446 $ 3,008 $ 17,271 $ 2,725,306 $ 2,742,577 Accrued interest included in recorded investment $ 147 $ 22 $ - $ 169 $ 8,730 $ 8,899 Impaired loans at are as follows ( ) 2020 Impaired loans with no allocated ACL (In thousands) Troubled debt restructurings ("TDR") $ 93 Non - TDR 1,367 Impaired loans with an allocated ACL TDR - allowance based on collateral 9,027 TDR - allowance based on present value cash flow 37,953 Non - TDR - allowance based on collateral 1,873 Total impaired loans $ 50,313 Amount of ACL allocated (1) TDR - allowance based on collateral $ 1,058 TDR - allowance based on present value cash flow 3,755 Non - TDR - allowance based on collateral 768 Total amount of ACL allocated $ 5,581 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology. Impaired loans by class at are as follows ( ): 2020 Recorded Investment Unpaid Principal Balance Related ACL (1) With no related ACL recorded: (In thousands) Commercial Commercial and industrial $ 77 $ 80 $ - Commercial real estate - - - Mortgage 1-4 family owner occupied - jumbo 623 629 - 1-4 family owner occupied - non-jumbo - - - 1-4 family non-owner occupied 305 473 - 1-4 family - 2nd lien 301 304 - Resort lending 154 379 - Installment Boat lending - - - Recreational vehicle lending - - - Other - - - 1,460 1,865 - With an ACL recorded: Commercial Commercial and industrial 2,227 2,370 756 Commercial real estate 7,127 7,096 510 Mortgage 1-4 family owner occupied - jumbo 506 880 50 1-4 family owner occupied - non-jumbo 21,655 22,311 2,300 1-4 family non-owner occupied 4,335 4,704 495 1-4 family - 2nd lien 811 829 200 Resort lending 10,555 10,764 1,079 Installment Boat lending 7 11 2 Recreational vehicle lending 87 100 19 Other 1,902 2,040 170 49,212 51,105 5,581 Total Commercial Commercial and industrial 2,304 2,450 756 Commercial real estate 7,127 7,096 510 Mortgage 1-4 family owner occupied - jumbo 1,129 1,509 50 1-4 family owner occupied - non-jumbo 21,655 22,311 2,300 1-4 family non-owner occupied 4,640 5,177 495 1-4 family - 2nd lien 1,112 1,133 200 Resort lending 10,709 11,143 1,079 Installment Boat lending 7 11 2 Recreational vehicle lending 87 100 19 Other 1,902 2,040 170 Total $ 50,672 $ 52,970 $ 5,581 Accrued interest included in recorded investment $ 359 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology. Average recorded investment in and interest income earned on impaired loans by class follows ( ): Three months ended June 30 , Six months ended June 30 , Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related ACL recorded: (In thousands) Commercial Commercial and industrial $ 84 $ 1 $ 142 $ 2 Commercial real estate - - 199 - Mortgage 1-4 family owner occupied - jumbo 316 - 211 - 1-4 family owner occupied - non-jumbo 482 1 392 4 1-4 family non-owner occupied 355 3 308 3 1-4 family - 2nd lien 374 - 385 - Resort lending 77 - 51 - Installment Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 1,688 5 1,688 9 With an a ACL recorded: Commercial Commercial and industrial 2,409 29 2,158 67 Commercial real estate 15,988 288 12,887 511 Mortgage 1-4 family owner occupied - jumbo 1,187 11 1,273 28 1-4 family owner occupied - non-jumbo 22,249 273 18,220 624 1-4 family non-owner occupied 4,774 52 4,837 118 1-4 family - 2nd lien 694 2 5,149 6 Resort lending 11,554 92 11,739 233 Installment Boat lending 74 - 49 - Recreational vehicle lending 110 - 73 1 Other 2,546 35 2,672 76 61,585 782 59,057 1,664 Total Commercial Commercial and industrial 2,493 30 2,300 69 Commercial real estate 15,988 288 13,086 511 Mortgage 1-4 family owner occupied - jumbo 1,503 11 1,484 28 1-4 family owner occupied - non-jumbo 22,731 274 18,612 628 1-4 family non-owner occupied 5,129 55 5,145 121 1-4 family - 2nd lien 1,068 2 5,534 6 Resort lending 11,631 92 11,790 233 Installment Boat lending 74 - 49 - Recreational vehicle lending 110 - 73 1 Other 2,546 35 2,672 76 Total $ 63,273 $ 787 $ 60,745 $ 1,673 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology. Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. TDRs follow: June 30, 2021 Commercial Retail (1) Total (In thousands) Performing TDRs $ 4,948 $ 34,561 $ 39,509 Non-performing TDRs (2) - 1,165 ( 3 ) 1,165 Total $ 4,948 $ 35,726 $ 40,674 December 31, 2020 Commercial Retail (1) Total (In thousands) Performing TDRs $ 7,956 $ 36,385 $ 44,341 Non-performing TDRs (2) 1,148 1,584 ( 3 ) 2,732 Total $ 9,104 $ 37,969 $ 47,073 (1) Retail loans include mortgage and installment loan portfolio segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis. We allocated $4.1 million and $4.8 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings (“TDR”) at June 30, 2021 and December 31, 2020, respectively. During the months ended , the terms of certain loans were modified as TDRs (there were TDR modifications during the months ended ). The modification of the terms of such loans generally included or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for a new loan with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan have generally been for periods ranging from 9 months to 36 months but have extended to as much as 480 months in certain circumstances. Modifications involving an extension of the maturity date have generally been for periods ranging from 1 month to 60 months but have extended to as much as 230 months in certain circumstances. Loans that have been classified as TDRs during the three-month periods ended June 30 follow: Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2021 Commercial Commercial and industrial - $ - $ - Commercial real estate - - - Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo - - - 1-4 family non-owner occupied - - - 1-4 family - 2nd lien - - - Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other - - - Total - $ - $ - 2020 Commercial Commercial and industrial 6 $ 1,108 $ 1,108 Commercial real estate 1 5,835 5,835 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo 1 54 58 1-4 family non-owner occupied - - - 1-4 family - 2nd lien 2 45 46 Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other - - - Total 10 $ 7,042 $ 7,047 Loans that have been classified as s during the six-month periods ended follow: Number of Contracts Pre-modification Balance Post-modification Balance (Dollars in thousands) 2021 Commercial Commercial and industrial - $ - $ - Commercial real estate - - - Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo - - - 1-4 family non-owner occupied - - - 1-4 family - 2nd lien - - - Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other - - - Total - $ - $ - 2020 Commercial Commercial and industrial 7 $ 1,207 $ 1,207 Commercial real estate 4 7,012 7,012 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo 2 103 108 1-4 family non-owner occupied 1 59 62 1-4 family - 2nd lien 2 45 46 Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other 1 33 34 Total 17 $ 8,459 $ 8,469 There have been TDR modifications in and consequently impact on the allowance for credit losses and charge offs during the - or months ended . The TDR modifications described above for decreased the allowance for credit losses by $ million and resulted in charge offs during the months ended , and increased the allowance for credit losses by $ million and resulted in charge offs during the months ended . There were no TDRs that subsequently defaulted within twelve months following the modification during the three and six months periods ended June 30, 2021 and 2020. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, we perform an evaluation of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under our internal underwriting policy. Non-TDR Loan Modifications and Paycheck Protection Program (“PPP”) due to COVID -19 - A summary of accommodations entered into under this guidance as of June 30, 2021 follows: Commercial and Retail Loan COVID-19 Accomodations Covid-19 Accomodations Total % of Total Loan Category Loans (#) Loans ($) Loans Loans (Dollars in thousands) Commercial - $ - $ 1,244,547 0.0 % Mortgage 82 12,416 1,045,108 1.2 % Installment 18 327 524,904 0.1 % Total 100 $ 12,743 $ 2,814,559 0.5 % Mortgage loans serviced for others(1) 150 $ 20,231 $ 3,142,812 0.6 % 1) We have delegated authority from all investors to grant these deferrals on their behalf. Information on subsequent accommodation extensions follows: Commercial and Retail Loan COVID-19 Subsequent Accomodations (1) Loan Category Loans (#) Loans ($) (Dollars in thousands) Commercial - $ - Mortgage 65 8,157 Installment 14 289 Total 79 $ 8,446 1) Subsequent accommodations are extensions of the original accommodations that were given as summarized in the paragraph above. The CARES Act also included an initial $349 billion loan program administered through the U.S. Small Business Administration (“SBA”) referred to as the PPP. Under the PPP, small businesses and other entities and individuals could apply for loans from existing SBA lenders and other approved regulated lenders that enrolled in the program, subject to numerous limitations and eligibility criteria. We are participating as a lender in the PPP. The PPP opened on April 3, 2020 intending to provide American small businesses with eight weeks of cash-flow assistance through 100 percent federally guaranteed loans through the SBA. In late April 2020 the Paycheck Protection Program and Health Care Enhancement Act, added another $ 310 billion in funding while the Paycheck Protection Program Flexibility Act made certain changes to the program, by allowing for more time to spend the funds, and making it easier to get a loan fully forgiven. The PPP initially closed on August 8, 2020 (“Round 1 ”). On December 27, 2020 , the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (‘‘Economic Aid Act’’) was signed into law which allocated an additional $ 284 billion in funding for the PPP (“Round 2 ”). The Economic Aid Act reopened the PPP through March 31, 2021 with generally the same terms and conditions as originally enacted under the CARES Act while clarifying eligibility and ineligibility for certain entities and expanding the permitted uses of PPP funds. In addition, the Economic Aid Act simplified the loan forgiveness process for PPP loans of $ 150,000 or less. The Economic Aid Act also established second draw loans for entities that had already used the initial PPP funds, subject to numerous limitations and eligibility criteria. PPP Round 2 loans are eligible for forgiveness similar to Round 1 PPP loans, subject to limitations set forth in the Economic Aid Act. Round 2 closed on May 31, 2021 The following table summarizes PPP loans outstanding: Paycheck Protection Program As of June 30, 2021 As of December 31, 2020 Amount (#) Amount Amount (#) Amount (Dollars in thousands) (Dollars in thousands) Closed and outstanding - Round 1 loans 298 $ 42,315 1,483 $ 169,782 Closed and outstanding - Round 2 loans 1,409 129,573 - - Total closed and outstanding 1,707 $ 171,888 1,483 $ 169,782 Unaccreted net fees remaining at period end $ 5,810 $ 3,216 PPP loans are included in the commercial and industrial class of the commercial loan portfolio segment. As these loans are guaranteed through the SBA the allowance for credit losses recorded on these loans is . Interest and fees on loans in our condensed consolidated statement of operations includes $ million and $ million during the and month periods ended , related to the accretion of net loan fees on PPP loans. Accretion of net loan fees on PPP loans was $ million in both and month periods in Credit Quality Indicators For commercial loans, we use a loan rating system that is similar to those employed by state and federal banking regulators. Loans are graded on a scale of 1 to 12. A description of the general characteristics of the ratings follows: Rating 1 through 6 Rating 7 and 8 Rating 9 Rating 10 and 11 : These loans are generally referred to as our ‘‘substandard - non-accrual’’ and ‘‘doubtful’’ commercial credits. Our doubtful rating includes a sub classification for a loss rate other than 50% (which is the standard doubtful loss rate). These ratings include loans to borrowers with weaknesses that make collection of the loan in full, on the basis of current facts, conditions and values at best questionable and at worst improbable. All of these loans are placed in non-accrual. Rating 12 The following table summarizes loan ratings by loan class for our commercial portfolio loan segment as of June 30, 2021: Commercial Term Loans Amortized Cost Basis by Origination Year Revolving Loans Amortized 2021 2020 2019 2018 2017 Prior Cost Basis Total (In thousands) June 30, 2021 Commercial and industrial Non-watch (1-6) $ 160,401 $ 114,729 $ 63,354 $ 52,377 $ 46,861 $ 101,907 $ 108,991 $ 648,620 Watch (7-8) 30 117 848 3,954 2,646 9,836 5,256 22,687 Substandard Accrual (9) - - 1,239 282 - 684 - 2,205 Non-Accrual (10-11) - 132 - - - 110 - 242 Total $ 160,431 $ 114,978 $ 65,441 $ 56,613 $ 49,507 $ 112,537 $ 114,247 $ 673,754 Accrued interest excluded from total $ 481 $ 652 $ 111 $ 254 $ 118 $ 295 $ 189 $ 2,100 Commercial real estate Non-watch (1-6) $ 47,775 $ 53,528 $ 107,034 $ 87,569 $ 44,269 $ 191,347 $ 34,913 $ 566,435 Watch (7-8) - - 386 388 191 1,040 - 2,005 Substandard Accrual (9) - - - 1,220 1,133 - - 2,353 Non-Accrual (10-11) - - - - - - - - Total $ 47,775 $ 53,528 $ 107,420 $ 89,177 $ 45,593 $ 192,387 $ 34,913 $ 570,793 Accrued interest excluded from total $ 56 $ 80 $ 213 $ 188 $ 107 $ 370 $ 57 $ 1,071 Total Commercial Non-watch (1-6) $ 208,176 $ 168,257 $ 170,388 $ 139,946 $ 91,130 $ 293,254 $ 143,904 $ 1,215,055 Watch (7-8) 30 117 1,234 4,342 2,837 10,876 5,256 24,692 Substandard Accrual (9) - - 1,239 1,502 1,133 684 - 4,558 Non-Accrual (10-11) - 132 - - - 110 - 242 Total $ 208,206 $ 168,506 $ 172,861 $ 145,790 $ 95,100 $ 304,924 $ 149,160 $ 1,244,547 Accrued interest excluded from total $ 537 $ 732 $ 324 $ 442 $ 225 $ 665 $ 246 $ 3,171 The following table summarizes loan ratings by loan class for our commercial portfolio loan segment as of December 31, 2020: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) December 31, 2020 Commercial and industrial $ 637,826 $ 32,765 $ 4,341 $ 1,387 $ 676,319 Commercial real estate 561,382 5,978 2,272 - 569,632 Total $ 1,199,208 $ 38,743 $ 6,613 $ 1,387 $ 1,245,951 Accrued interest included in total $ 3,408 $ 105 $ 23 $ - $ 3,536 For each of our mortgage and installment portfolio segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. T he following tables summarize credit scores by loan class for our mortgage and installment loan portfolio segments at : Mortgage (1) Term Loans Amortized Cost Basis by Origination Year Revolving Loans Amortized 2021 2020 2019 2018 2017 Prior Cost Basis Total (In thousands) June 30, 2021 1-4 family owner occupied - jumbo _ $ 13,200 $ 29,651 $ 10,170 $ 3,004 $ 3,039 $ 1,051 $ - $ 60,115 _ 88,565 97,242 40,772 12,265 15,456 4,004 - 258,304 _ 31,225 29,810 16,476 8,562 13,558 5,387 - 105,018 _ 4,979 13,876 10,971 6,654 8,905 2,505 - 47,890 _ - 1,463 2,808 - 2,014 1,694 - 7,979 _ - 1,878 - - 555 - - 2,433 _ - - 475 456 619 - - 1,550 Under 500 - - - - - - - - Unknown - - - - - - - - Total $ 137,969 $ 173,920 $ 81,672 $ 30,941 $ 44,146 $ 14,641 $ - $ 483,289 Accrued interest excluded from total $ 273 $ 455 $ 225 $ 134 $ 128 $ 46 $ - $ 1,261 1-4 family owner occupied - non-jumbo _ $ 626 $ 7,906 $ 5,562 $ 2,531 $ 4,820 $ 5,677 $ 2,241 $ 29,363 _ 4,117 33,175 10,263 8,733 13,181 11,589 6,098 87,156 _ 7,784 13,294 7,129 4,017 5,145 23,456 2,549 63,374 _ 7,447 5,944 4,069 2,864 2,980 11,433 1,098 35,835 _ 107 2,031 1,750 1,786 3,372 9,429 71 18,546 _ - - 76 1,874 500 6,598 144 9,192 _ - - 404 99 1,178 3,992 - 5,673 Under 500 - 405 266 35 345 913 15 1,979 Unknown - - - - - - - - Total $ 20,081 $ 62,755 $ 29,519 $ 21,939 $ 31,521 $ 73,087 $ 12,216 $ 251,118 Accrued interest excluded from total $ 141 $ 141 $ 107 $ 79 $ 144 $ 267 $ 52 $ 931 1-4 family non-owner occupied _ $ 6,658 $ 4,236 $ 3,579 $ 1,682 $ 3,944 $ 6,416 $ 1,763 $ 28,278 _ 20,518 24,055 13,115 4,057 5,974 10,659 7,342 85,720 _ 9,048 8,058 2,004 2,780 2,783 7,224 3,910 35,807 _ 1,633 859 1,315 602 477 6,916 1,266 13,068 _ - - 40 22 142 2,305 278 2,787 _ - 59 85 249 156 1,783 54 2,386 _ - - - - - 824 - 824 Under 500 - - - - - 297 15 312 Unknown - - - - - - - - Total $ 37,857 $ 37,267 $ 20,138 $ 9,392 $ 13,476 $ 36,424 $ 14,628 $ 169,182 Accrued interest excluded from total $ 86 $ 102 $ 64 $ 47 $ 44 $ 154 $ 60 $ 557 1-4 family - 2nd lien 800 and above $ 248 $ 525 $ 200 $ 374 $ 677 $ 260 $ 8,728 $ 11,012 _ 2,463 4,620 1,752 1,804 2,518 1,903 25,196 40,256 _ 945 1,437 1,292 1,082 1,498 1,793 12,605 20,652 _ 140 273 722 334 1,072 1,416 5,707 9,664 _ - 370 33 100 210 1,023 1,253 2,989 _ - - 81 139 83 728 673 1,704 _ - - 236 35 298 322 98 989 Under 500 - - 128 36 139 36 - 339 Unknown - - - - - - - - Total $ 3,796 $ 7,225 $ 4,444 $ 3,904 $ 6,495 $ 7,481 $ 54,260 $ 87,605 Accrued interest excluded from total $ 9 $ 19 $ 17 $ 18 $ 21 $ 54 $ 225 $ 363 Mortgage - continued (1) Term Loans Amortized Cost Basis by Origination Year Revolving Loans Amortized 2021 2020 2019 2018 2017 Prior Cost Basis Total (In thousands) June 30, 2021 Resort lending _ $ 103 $ 717 $ 290 $ 276 $ - $ 9,667 $ - $ 11,053 _ 577 761 73 604 357 21,092 - 23,464 _ - 120 - 378 68 10,568 - 11,134 _ - - - - - 5,945 - 5,945 _ - - - - - 1,493 - 1,493 _ - - - - - 535 - 535 _ - - - - - 290 - 290 Under 500 - - - - - - - - Unknown - - - - - - - - Total $ 680 $ 1,598 $ 363 $ 1,258 $ 425 $ 49,590 $ - $ 53,914 Accrued interest excluded from total $ 2 $ 5 $ 1 $ 5 $ 1 $ 221 $ - $ 235 Total Mortgage _ $ 20,835 $ 43,035 $ 19,801 $ 7,867 $ 12,480 $ 23,071 $ 12,732 $ 139,821 _ 116,240 159,853 65,975 27,463 37,486 49,247 38,636 494,90

Shareholders' Equity and Earnin

Shareholders' Equity and Earnings Per Common Share	6 Months Ended
	Jun. 30, 2021
Shareholders' Equity and Earnings Per Common Share [Abstract]
Shareholders' Equity and Earnings Per Common Share	5. Shareholders’ Equity and Earnings Per Common Share On December 18, 2020, our Board of Directors authorized a share repurchase plan (the “Repurchase Plan”) to buy back up to 1,100,000 shares of our outstanding common stock through . Shares would be repurchased through The timing and amount of any share repurchases will depend on a variety of factors, including, among others, securities law restrictions, the trading price of our common stock, regulatory requirements, potential alternative uses for capital, and our financial performance. During the month periods ended and repurchases were made totaling shares and shares of common stock, respectively, for an aggregate purchase price of $ million and $ million, respectivel A reconciliation of basic and diluted net income per common share follows: Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 (In thousands, except per share data) Net income $ 12,388 $ 14,772 $ 34,425 $ 19,582 Weighted average shares outstanding (1) 21,750 21,891 21,788 22,081 Stock units for deferred compensation plan for non-employee directors 113 109 118 119 Effect of stock options 70 84 76 92 Performance share units 34 29 32 33 Weighted average shares outstanding for calculation of diluted earnings per share 21,967 22,113 22,014 22,325 Net income per common share Basic (1) $ 0.57 $ 0.67 $ 1.58 $ 0.89 Diluted $ 0.56 $ 0.67 $ 1.56 $ 0.88 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards. Weighted average stock options outstanding that were not considered in computing diluted net income per common share because they were anti-dilutive were zero for the three and six month periods ended June 30, 2021 and 2020.

Derivative Financial Instrument

Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2021
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	6. Derivative Financial Instruments We are required to record derivatives on our Condensed Consolidated Statements of Financial Condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting. Our derivative financial instruments according to the type of hedge in which they are designated follows: June 30, 2021 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreements - commercial $ 6,923 7.9 $ (516 ) Pay-fixed interest rate swap agreements - securities available for sale 148,895 6.3 2,654 Total $ 155,818 6.4 $ 2,138 No hedge designation Rate-lock mortgage loan commitments $ 165,181 0.1 $ 4,356 Mandatory commitments to sell mortgage loans 124,141 0.1 (131 ) Interest rate swaption agreement 10,000 0.7 162 Pay-fixed interest rate swap agreements - commercial 154,934 4.6 (6,873 ) Pay-variable interest rate swap agreements - commercial 154,934 4.6 6,873 Pay-fixed interest rate swap agreements 15,000 0.2 (57 ) Interest rate cap agreements 120,000 1.4 16 Purchased options 1,777 0.2 71 Written options 1,777 0.2 (71 ) Total $ 747,744 2.2 $ 4,346 December 31, 2020 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreements - commercial $ 7,088 8.4 $ (776 ) Pay-fixed interest rate swap agreements - securities available for sale 41,950 7.1 15 Total $ 49,038 7.3 $ (761 ) No hedge designation Rate-lock mortgage loan commitments $ 168,816 0.1 $ 7,020 Mandatory commitments to sell mortgage loans 186,092 0.1 (941 ) Pay-fixed interest rate swap agreements - commercial 147,456 4.5 (9,700 ) Pay-variable interest rate swap agreements - commercial 147,456 4.5 9,700 Pay-fixed interest rate swap agreements 25,000 0.6 (295 ) Interest rate cap agreements 135,000 1.8 5 Purchased options 2,908 0.5 42 Written options 2,848 0.5 (42 ) Total $ 815,576 2.0 $ 5,789 We have used variable-rate and short-term fixed-rate (less than 12 months) debt obligations to fund a portion of our Condensed Consolidated Statements of Financial Condition, which exposed us to variability in interest rates. To meet our asset/liability management objectives, we may periodically enter into derivative financial instruments to mitigate exposure to fluctuations in cash flows resulting from changes in interest rates (“Cash Flow Hedges”). Cash Flow Hedges had included certain pay-fixed interest rate swap and interest rate cap agreements. Pay-fixed interest rate swap agreements convert the variable-rate cash flows on debt obligations to fixed-rates. Under interest-rate cap agreements, we will receive cash if interest rates rise above a predetermined level. As a result, we effectively have variable-rate debt with an established maximum rate. We paid an upfront premium on interest rate caps which was recognized in earnings in the same period in which the hedged item affected earnings. During the first and third quarters of 2020 we transferred all of our Cash Flow Hedge interest rate cap and pay-fixed interest rate swap agreements, respectively to a no hedge designation. The $ million and $ million unrealized loss on our Cash Flow Hedge interest rate cap and pay-fixed interest rate swap agreements, respectively, which were included as a component of accumulated other comprehensive income at the time of the transfers, were being reclassified into earnings over the remaining life of the interest rate cap agreements and pay-fixed interest rate swap agreements. In the fourth quarter of 2020 it became probable that the forecasted transactions being hedged by these interest rate cap and pay-fixed interest rate swap agreements would not occur by the end of the originally specified time period. As a result, all remaining unrealized losses included as a component of accumulated other comprehensive income were reclassified into earnings at that time. The interest rate cap and pay-fixed interest rate swap agreements are now classified as a no hedge designation at June 30, 2021 and any changes in fair value since the transfers to the no hedge designation are recorded in earnings. We have entered into a pay-fixed interest rate swap to protect a portion of the fair value of a certain fixed rate commercial loan (‘‘Fair Value Hedge – Commercial Loan’’). As a result, changes in the fair value of the pay-fixed interest rate swap is expected to offset changes in the fair value of the fixed rate commercial loan due to fluctuations in interest rates. We record the fair value of Fair Value Hedge – Commercial Loan in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. The hedged item (fixed rate commercial loan) is also recorded at fair value which offsets the adjustment to the Fair Value Hedge – Commercial Loan. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of both the Fair Value Hedge – Commercial Loan and the hedged item. The related gains or losses are reported in interest income – interest and fees on loans in our Condensed Consolidated Statements of Operations. We have entered into pay-fixed interest rate swaps to protect a portion of the fair value of certain securities available for sale (‘‘Fair Value Hedge – AFS Securities’’). As a result, the change in the fair value of the pay-fixed interest rate swaps is expected to offset a portion of the change in the fair value of the fixed rate securities available for sale due to fluctuations in interest rates. We record the fair value of Fair Value Hedge – AFS Securities in accrued income and other assets and accrued expenses and other liabilities on our Condensed Consolidated Statements of Financial Condition. The hedged items (fixed rate securities available for sale) are also recorded at fair value which offsets the adjustment to the Fair Value Hedge – AFS Securities. On an ongoing basis, we adjust our Condensed Consolidated Statements of Financial Condition to reflect the then current fair value of both the Fair Value Hedge – AFS Securities and the hedged item. The related gains or losses are reported in interest income – interest on securities available for sale – tax-exempt in our Condensed Consolidated Statements of Operations. Certain financial derivative instruments have not been designated as hedges. The fair value of these derivative financial instruments has been recorded on our Condensed Consolidated Statements of Financial Condition and is adjusted on an ongoing basis to reflect their then current fair value. The changes in fair value of derivative financial instruments not designated as hedges are recognized in our Condensed Consolidated Statements of Operations. In the ordinary course of business, we enter into rate-lock mortgage loan commitments with customers (“Rate-Lock Commitments”). These commitments expose us to interest rate risk. We also enter into mandatory commitments to sell mortgage loans (“Mandatory Commitments”) to reduce the impact of price fluctuations of mortgage loans held for sale and Rate-Lock Commitments. Mandatory Commitments help protect our loan sale profit margin from fluctuations in interest rates. The changes in the fair value of Rate-Lock Commitments and Mandatory Commitments are recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. We obtain market prices on Mandatory Commitments and Rate-Lock Commitments. Net gains on mortgage loans, as well as net income may be more volatile as a result of these derivative instruments, which are not designated as hedges. We have purchased a swaption agreement, whereby the bank has the right but not the obligation to pay fixed on an interest rate swap at a future date, in an attempt to reduce the impact of price fluctuations of certain mortgage construction loans held for sale. The changes in the fair value of the swaption agreement is recognized currently as part of net gains on mortgage loans in our Condensed Consolidated Statements of Operations. In prior periods we offered to our deposit customers an equity linked time deposit product (“Altitude CD”). The Altitude CD was a time deposit that provides the customer a guaranteed return of principal at maturity plus a potential equity return (a written option), while we receive a like stream of funds based on the equity return (a purchased option). The written and purchased options will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the written and purchased options in the table above relate to this Altitude CD product. We have a program that allows commercial loan customers to lock in a fixed rate for a longer period of time than we would normally offer for interest rate risk reasons. We will enter into a variable rate commercial loan and an interest rate swap agreement with a customer and then enter into an offsetting interest rate swap agreement with an unrelated party. The interest rate swap agreement fair values will generally move in opposite directions resulting in little or no net impact on our Condensed Consolidated Statements of Operations. All of the interest rate swap agreements noted as commercial in the table above with no hedge designation relate to this program. The following tables illustrate the impact that the derivative financial instruments discussed above have on individual line items in the Condensed Consolidated Statements of Financial Condition for the periods presented: Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives designated as hedging instruments - - - - Pay-fixed interest rate swap agreements Other assets $ 2,654 Other assets $ 15 Other liabilities $ 516 Other liabilities $ 776 Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 4,356 Other assets 7,020 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets - Other assets - Other liabilities 131 Other liabilities 941 Interest rate swaption agreement Other assets 162 Other assets - Other liabilities - Other liabilities - Pay-fixed interest rate swap agreements - commercial Other assets 45 Other assets - Other liabilities 6,918 Other liabilities 9,700 Pay-variable interest rate swap agreements - commercial Other assets 6,918 Other assets 9,700 Other liabilities 45 Other liabilities - Pay-fixed interest rate swap agreements Other assets - Other assets - Other liabilities 57 Other liabilities 295 Interest rate cap agreements Other assets 16 Other assets 5 Other liabilities - Other liabilities - Purchased options Other assets 71 Other assets 42 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 71 Other liabilities 42 11,568 16,767 7,222 10,978 Total derivatives $ 14,222 $ 16,782 $ 7,738 $ 11,754 The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended June 30, Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income 2021 2020 Portion) 2021 2020 in Income 2021 2020 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreement - Commercial loan Interest and fees on loans $ (92 ) $ (78 ) Pay-fixed interest rate swap agreement - Securities available for sale Interest on securities available for sale - tax - exempt (2,234 ) - Total $ (2,326 ) $ (78 ) Cash Flow Hedges Interest rate cap agreements $ - $ 140 Interest expense $ - $ (180 ) Pay-fixed interest rate swap agreements - (62 ) Interest expense - (81 ) Total $ - $ 78 $ - $ (261 ) No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 1,158 $ 1,528 Mandatory commitments to sell mortgage loans Net gains on mortgage loans (1,027 ) 1,472 Interest rate swaption agreement Net gains on mortgage loans (27 ) - Pay-fixed interest rate swap agreements - commercial Interest income (448 ) 315 Pay-variable interest rate swap agreements - commercial Interest income 448 (315 ) Pay-fixed interest rate swap agreements Interest expense 120 - Interest rate cap agreements Interest expense (4 ) (7 ) Purchased options Interest expense 11 3 Written options Interest expense (11 ) (4 ) Total $ 220 $ 2,992 Six Month Periods Ended June 30, Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income 2021 2020 Portion) 2021 2020 in Income 2021 2020 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreement - Commercial loan Interest and fees on loans $ 260 $ (624 ) Pay-fixed interest rate swap agreement - Securities available for sale Interest on securities available for sale - tax - exempt 2,639 - Total $ 2,899 $ (624 ) Cash Flow Hedges Interest rate cap agreements $ - $ 126 Interest expense $ - $ (233 ) Pay-fixed interest rate swap agreements - (454 ) Interest expense - (103 ) Total $ - $ (328 ) $ - $ (336 ) No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ (2,664 ) $ 5,848 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 810 (482 ) Interest rate swaption agreement Net gains on mortgage loans (27 ) - Pay-fixed interest rate swap agreements - commercial Interest income 2,827 (7,858 ) Pay-variable interest rate swap agreements - commercial Interest income (2,827 ) 7,858 Pay-fixed interest rate swap agreements Interest expense 238 - Interest rate cap agreements Interest expense 11 (42 ) Purchased options Interest expense 29 (101 ) Written options Interest expense (29 ) 99 Total $ (1,632 ) $ 5,322

Goodwill and Other Intangibles

Goodwill and Other Intangibles	6 Months Ended
	Jun. 30, 2021
Goodwill and Other Intangibles [Abstract]
Goodwill and Other Intangibles	7. Goodwill and Other Intangibles The following table summarizes intangible assets, net of amortization: June 30, 2021 December 31, 2020 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 8,095 $ 11,916 $ 7,610 Unamortized intangible assets - goodwill $ 28,300 $ 28,300 A summary of estimated core deposits intangible amortization at June 30, 2021 follows: (In thousands) Six months ending December 31, 2021 $ 485 2022 785 2023 547 2024 516 2025 487 2026 and thereafter 1,001 Total $ 3,821

Share Based Compensation

Share Based Compensation	6 Months Ended
	Jun. 30, 2021
Share Based Compensation [Abstract]
Share Based Compensation	8. Share Based Compensation We maintain share based payment plans that include a non-employee director stock purchase plan and a long-term incentive plan that permits the issuance of share based compensation, including stock options and non-vested share awards. The long-term incentive plan, which is shareholder approved, permits the grant of additional share based awards for up to 0.6 million shares of common stock as of June 30, 2021. The non-employee director stock purchase plan permits the issuance of additional share based payments for up to 0.1 million shares of common stock as of June 30, 2021. Share based awards and payments are measured at fair value at the date of grant and are expensed over the requisite service period. Common shares issued upon exercise of stock options come from currently authorized but unissued shares. A summary of restricted stock and performance stock units (“PSU”) granted pursuant to our long-term incentive plan follows: Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 Restricted stock 10,000 - 85,584 52,996 PSU - - 23,981 20,897 The shares of restricted stock and PSUs shown in the above table cliff vest after a period of three years. The performance feature of the PSUs is based on a comparison of our total shareholder return over the three year period starting on the grant date to the total shareholder return over that period for an index of our banking peers. Our directors may elect to receive all or a portion of their cash retainer fees in the form of common stock (either on a current basis or on a deferred basis) pursuant to the non-employee director stock purchase plan referenced above. Shares equal in value to that portion of each director’s fees that he or she has elected to receive in stock on a current basis are issued each quarter and vest immediately. Shares issued on a deferred basis are credited at the rate of 90% of the current fair value of our common stock and vest immediately. During the six month periods ended June 30, 2021 and 2020 we issued 0.009 million and 0.011 million shares, respectively and expensed their value during those same periods. Total compensation expense recognized for grants pursuant to our long-term incentive plan was and during the three and six month periods ended June 30, 2021 respectively, and was and during the same periods in 2020 respectively. The corresponding tax benefit relating to this expense was and for the three and six month periods ended June 30, 2021 respectively and and for the same periods in 2020 Total expense recognized for non-employee director share based payments was and during the three and six month periods ended June 30, 2021 respectively, and was and during the same periods in 2020 respectively. The corresponding tax benefit relating to this expense was and for the three and six month periods ended June 30, 2021 respectively and and during the same periods in 2020 At June 30, 2021, the total expected compensation cost related to non-vested restricted stock and PSUs not yet recognized was $2.9 million. The weighted-average period over which this amount will be recognized is 2.2 years. A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2021 121,189 $ 4.81 Granted - Exercised (37,450 ) 2.76 Forfeited - Expired - Outstanding at June 30, 2021 83,739 $ 5.72 2.1 $ 1,339 Vested and expected to vest at June 30, 2021 83,739 $ 5.72 2.1 $ 1,339 Exercisable at June 30, 2021 83,739 $ 5.72 2.1 $ 1,339 A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2021 207,117 $ 22.70 Granted 109,565 20.45 Vested (63,982 ) 23.60 Forfeited (10,754 ) 22.63 Outstanding at June 30, 2021 241,946 $ 21.45 Certain information regarding options exercised during the periods follows: Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 (In thousands) (In thousands) Intrinsic value $ 388 $ 3 $ 701 $ 213 Cash proceeds received $ 44 $ 1 $ 104 $ 42 Tax benefit realized $ 81 $ 1 $ 147 $ 45

Income Tax

Income Tax	6 Months Ended
	Jun. 30, 2021
Income Tax [Abstract]
Income Tax	9. Income Tax Income tax expense was $2.7 million and $3.5 million during the three month periods ended June 30, 2021 and 2020, respectively and $7.8 million and $4.5 million during the six months ended June 30, 2021 and 2020, respectively. Our actual federal income tax expense is different than the amount computed by applying our statutory income tax rate to our income before income tax primarily due to tax-exempt interest income and tax-exempt income from the increase in the cash surrender value on life insurance. In addition, the three and six month periods ending June 30, 2021 include reductions of zero and $0.1 million, respectively, of income tax expense related to the impact of the excess value of stock awards that vested and stock options that were exercised as compared to the initial fair values that were expensed. These amounts during the same periods in 2020 were zero and $0.2 million, respectively. W e assess whether a valuation allowance should be established against our deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. The ultimate realization of this asset is primarily based on generating future income. We concluded at and that the realization of substantially all of our deferred tax assets continues to be more likely than not At both June 30, 2021 and December 31, 2020 we had approximately , of gross unrecognized tax benefits. We do not expect the total amount of unrecognized tax benefits to significantly increase or decrease during the balance of 2021

Regulatory Matters

Regulatory Matters	6 Months Ended
	Jun. 30, 2021
Regulatory Matters [Abstract]
Regulatory Matters	10. Regulatory Matters Capital guidelines adopted by federal and state regulatory agencies and restrictions imposed by law limit the amount of cash dividends our Bank can pay to us. Under these guidelines, the amount of dividends that may be paid in any calendar year is limited to the Bank’s current year net profits, combined with the retained net profits of the preceding two years. Further, the Bank cannot pay a dividend at any time that it has negative undivided profits. As of June 30, 2021, the Bank had positive undivided profits of $86.6 million. It is not our intent to have dividends paid in amounts that would reduce the capital of our Bank to levels below those which we consider prudent or that would not be in accordance with guidelines of regulatory authorities. We are also subject to various regulatory capital requirements. The prompt corrective action regulations establish quantitative measures to ensure capital adequacy and require minimum amounts and ratios of total, Tier 1, and common equity Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets. Failure to meet minimum capital requirements can result in certain mandatory, and possibly discretionary, actions by regulators that could have a material effect on our interim condensed consolidated financial statements. In addition, capital adequacy rules include a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets that applies to all supervised financial institutions. To avoid limits on capital distributions and certain discretionary bonus payments we must meet the minimum ratio for adequately capitalized institutions plus the buffer. Under capital adequacy guidelines, we must meet specific capital requirements that involve quantitative measures as well as qualitative judgments by the regulators. The most recent regulatory filings as of June 30, 2021 and December 31, 2020, categorized our Bank as well capitalized. Management is not aware of any conditions or events that would have changed the most recent Federal Deposit Insurance Corporation (“FDIC”) categorization. Our actual capital amounts and ratios follow (1): Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) June 30 2021 Total capital to risk-weighted assets Consolidated $ 474,100 15.44 % $ 245,683 8.00 % NA NA Independent Bank 420,724 13.71 245,486 8.00 $ 306,857 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 395,701 12.88 % $ 184,263 6.00 % NA NA Independent Bank 382,355 12.46 184,114 6.00 $ 245,486 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 357,367 11.64 % $ 138,197 4.50 % NA NA Independent Bank 382,355 12.46 138,086 4.50 $ 199,457 6.50 % Tier 1 capital to average assets Consolidated $ 395,701 9.00 % $ 175,868 4.00 % NA NA Independent Bank 382,355 8.69 175,936 4.00 $ 219,921 5.00 % December 31, 2020 Total capital to risk-weighted assets Consolidated $ 455,072 15.95 % $ 228,214 8.00 % NA NA Independent Bank 401,005 14.06 228,111 8.00 $ 285,139 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 379,395 13.30 % $ 171,161 6.00 % NA NA Independent Bank 365,343 12.81 171,083 6.00 $ 228,111 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 341,095 11.96 % $ 128,370 4.50 % NA NA Independent Bank 365,343 12.81 128,312 4.50 $ 185,340 6.50 % Tier 1 capital to average assets Consolidated $ 379,395 9.15 % $ 165,825 4.00 % NA NA Independent Bank 365,343 8.81 165,828 4.00 $ 207,285 5.00 % (1) These ratios do not reflect a capital conservation buffer of 2.50% at June 30, 2021 and December 31, 2020. NA - Not applicable The components of our regulatory capital are as follows: Consolidated Independent Bank June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020 (In thousands) Total shareholders' equity Add (deduct) $ 395,974 $ 389,522 $ 420,962 $ 413,770 Accumulated other comprehensive income for regulatory purposes (14,213 ) (15,821 ) (14,213 ) (15,821 ) Goodwill and other intangibles (32,121 ) (32,606 ) (32,121 ) (32,606 ) CECL (1) 7,727 - 7,727 - Common equity tier 1 capital 357,367 341,095 382,355 365,343 Qualifying trust preferred securities 38,334 38,300 - - Tier 1 capital 395,701 379,395 382,355 365,343 Subordinated debt 40,000 40,000 - - Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets (2) 38,399 35,677 38,369 35,662 Total risk-based capital $ 474,100 $ 455,072 $ 420,724 $ 401,005 (1) We elected the three year CECL transition method for regulatory purposes. (2) Beginning January 1, 2021, calculation of allowances are based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.

Fair Value Disclosures

Fair Value Disclosures	6 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value Disclosures	11. Fair Value Disclosures FASB ASC topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 instruments include securities traded on active exchange markets, such as the New York Stock Exchange, as well as U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 2 instruments include securities traded in less active dealer or broker markets. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. We used the following methods and significant assumptions to estimate fair value: Securities Loans held for sale Collateral dependent loans with specific loss allocations based on collateral value From time to time, certain collateral dependent loans will have an ACL established. When the fair value of the collateral is based on an appraised value or when an appraised value is not available we record the collateral dependent loan as nonrecurring Level 3 Other real estate Appraisals for both collateral-dependent loans and other real estate are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by us. Once received, an independent third party, or a member of our Collateral Evaluation Department (for commercial properties), or a member of our Special Assets Group (for residential properties) reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. We compare the actual selling price of collateral that has been sold to the most recent appraised value of our properties to determine what additional adjustment, if any, should be made to the appraisal value to arrive at fair value. For commercial and residential properties we typically discount an appraisal to account for various factors that the appraisal excludes in its assumptions. These additional discounts generally do not result in material adjustments to the appraised value. Capitalized mortgage loan servicing rights Derivatives Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) June 30 2021 Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 8,596 $ - $ 8,596 $ - U.S. agency residential mortgage-backed 365,367 - 365,367 - U.S. agency commercial mortgage-backed 19,010 - 19,010 - Private label mortgage-backed 69,264 - 69,264 - Other asset backed 195,226 - 195,226 - Obligations of states and political subdivisions 519,216 - 519,216 - Corporate 151,603 - 151,603 - Trust preferred 1,867 - 1,867 - Foreign government 511 - 511 - Loans held for sale, carried at fair value 59,752 - 59,752 - Capitalized mortgage loan servicing rights 22,431 - - 22,431 Derivatives (1) 14,222 - 14,222 - Liabilities Derivatives (2) 7,738 - 7,738 - Measured at Fair Value on a Non-recurring Basis: Assets Collateral dependent loans (3) Commercial Commercial and industrial 462 - - 462 Commercial real estate 105 - - 105 Mortgage 1-4 family owner occupied - non-jumbo 566 - - 566 1-4 family non-owner occupied 143 - - 143 1-4 family - 2nd lien 168 - - 168 Resort lending 214 - - 214 Installment Boat lending 36 - - 36 Recreational vehicle lending 19 - - 19 Other 94 - - 94 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes individually evaluated loans (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2020 Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 10,748 $ - $ 10,748 $ - U.S. agency residential mortgage-backed 344,582 - 344,582 - U.S. agency commercial mortgage-backed 7,195 - 7,195 - Private label mortgage-backed 42,829 - 42,829 - Other asset backed 254,181 - 254,181 - Obligations of states and political subdivisions 324,293 - 324,293 - Corporate 86,017 - 86,017 - Trust preferred 1,798 - 1,798 - Foreign government 516 - 516 - Loans held for sale, carried at fair value 92,434 - 92,434 - Capitalized mortgage loan servicing rights 16,904 - - 16,904 Derivatives (1) 16,782 - 16,782 - Liabilities Derivatives (2) 11,754 - 11,754 - Measured at Fair Value on a Non-recurring Basis: Assets Impaired loans (3) Commercial Commercial and industrial 1,468 - - 1,468 Commercial real estate 6,586 - - 6,586 Mortgage 1-4 family owner occupied - jumbo - - - - 1-4 family owner occupied - non-jumbo 321 - - 321 1-4 family non-owner occupied 155 - - 155 1-4 family - 2nd lien 324 - - 324 Resort lending 61 - - 61 Installment Boat lending 4 - - 4 Recreational vehicle lending 31 - - 31 Other 124 - - 124 Other real estate (4) 1-4 family owner occupied - non-jumbo 102 - - 102 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value. Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Six-Month Periods Ended June 30 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option Net Gains on Assets Mortgage Total Change in Fair Values Included in Current Mortgage Loans Loan Servicing, net Period Earnings (In thousands) 2021 Loans held for sale $ (2,400 ) $ - $ (2,400 ) Capitalized mortgage loan servicing rights - (581 ) (581 ) 2020 Loans held for sale 1,387 - 1,387 Capitalized mortgage loan servicing rights - (11,641 ) (11,641 ) For those items measured at fair value pursuant to our election of the fair value option, interest income is recorded within the Condensed Consolidated Statements of Operations based on the contractual amount of interest income earned on these financial assets and dividend income is recorded based on cash dividends received. The following represent impairment charges recognized during the three and six month periods ended June 30, 2021 and 2020 relating to assets measured at fair value on a non-recurring basis: • Loans that are individually evaluated using the fair value of collateral for collateral dependent loans had a carrying amount of $1.8 million, which is net of a valuation allowance of $0.9 million at June 30, 2021, and had a carrying amount of $9.1 million, which is net of a valuation allowance of $1.8 million at December 31, 2020. The provision for credit losses included in our results of operations relating to collateral dependent loans was a net expense of $0.1 million and $3.4 million for the three month periods ending 30, 2021 and 2020, respectively, and a net expense of $ million and $ million for the six month periods ending , 2021 and 2020, respectively. • Other real estate, which is measured using the fair value of the property, had a carrying amount of zero which is net of a valuation allowance of $0.06 million at June 30, 2021, and a carrying amount of $0.10 million which is net of a valuation allowance of $0.09 million, at December 31, 2020. Charges included in our results of operations relating to during both the three and six month periods ended June 30, 2021, and were and $ million during the three and six month periods ended 30, 2020. A reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 (In thousands) (In thousands) Beginning balance $ 23,530 $ 14,829 $ 16,904 $ 19,171 Total losses realized and unrealized: Included in results of operations (3,838 ) (4,667 ) (581 ) (11,641 ) Included in other comprehensive income (loss) - - - - Purchases, issuances, settlements, maturities and calls 2,739 3,611 6,108 6,243 Transfers in and/or out of Level 3 - - - - Ending balance $ 22,431 $ 13,773 $ 22,431 $ 13,773 Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at June 30 $ (3,838 ) $ (4,667 ) $ (581 ) $ (11,641 ) The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party as discussed above. The significant unobservable inputs used in the fair value measurement of the capitalized mortgage loan servicing rights are discount rate, cost to service, ancillary income, float rate and prepayment rate. Significant changes in all five of these assumptions in isolation would result in significant changes to the value of our capitalized mortgage loan servicing rights. Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) - - - June 30 2021 Capitalized mortgage loan servicing rights $ 22,431 Present value of net Discount rate 10.00% to 13.00% 10.09 % servicing revenue Cost to service $ 51 to $329 $ 82 Ancillary income 20 to 35 22 Float rate 0.97 % 0.97 % Prepayment rate 7.04% to 45.79% 15.63 % December 31, 2020 Capitalized mortgage loan servicing rights $ 16,904 Present value of net Discount rate 10.00% to 13.00% 10.09 % servicing revenue Cost to service $ 69 to $289 $ 79 Ancillary income 20 to 37 22 Float rate 0.43 % 0.43 % Prepayment rate 7.92% to 64.70% 20.85 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) - - June 30 2021 Collateral dependent loans Commercial $ 567 Sales comparison approach Adjustment for differences between comparable sales (25.0)% to 12.0% (2.3 )% Mortgage and Installment(1) 1,240 Sales comparison approach Adjustment for differences between comparable sales (73.3) to 104.6 0.8 December 31, 2020 Collateral dependent loans Commercial $ 8,054 Sales comparison approach Adjustment for differences between comparable sales (40.0)% to 75.0% 3.8 % Mortgage and Installment(1) 1,020 Sales comparison approach Adjustment for differences between comparable sales (73.3) to 104.6 (1.5 ) Other real estate Mortgage 102 Sales comparison approach Adjustment for differences between comparable sales (13.1) to 2.4 (3.6 ) (1) In addition to the valuation techniques and unobservable inputs discussed above, at June 30, 2021 and December 31, 2020 certain collateral dependent installment loans totaling approximately $0.15 million and $0.16 million, respectively are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides. The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale June 30, 2021 $ 59,752 $ 1,456 $ 58,296 December 31, 2020 92,434 3,856 88,578

Fair Values of Financial Instru

Fair Values of Financial Instruments	6 Months Ended
	Jun. 30, 2021
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	12. Fair Values of Financial Instruments Most of our assets and liabilities are considered financial instruments. Many of these financial instruments lack an available trading market and it is our general practice and intent to hold the majority of our financial instruments to maturity. Significant estimates and assumptions were used to determine the fair value of financial instruments. These estimates are subjective in nature, involving uncertainties and matters of judgment, and therefore, fair values may not be a precise estimate. Changes in assumptions could significantly affect the estimates. Estimated fair values have been determined using available data and methodologies that are considered suitable for each category of financial instrument. For instruments with adjustable interest rates which reprice frequently and without significant credit risk, it is presumed that estimated fair values approximate the recorded book balances. The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) June 30 2021 Assets Cash and due from banks $ 46,242 $ 46,242 $ 46,242 $ - $ - Interest bearing deposits 23,012 23,012 23,012 - - Securities available for sale 1,330,660 1,330,660 - 1,330,660 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,427 NA NA NA NA Net loans and loans held for sale 2,828,385 2,862,494 - 59,752 2,802,742 Accrued interest receivable 13,240 13,240 2 5,450 7,788 Derivative financial instruments 14,222 14,222 - 14,222 - Liabilities Deposits with no stated maturity (1) $ 3,552,144 $ 3,552,144 $ 3,552,144 $ - $ - Deposits with stated maturity (1) 310,322 311,525 - 311,525 - Other borrowings 30,005 30,422 - 30,422 - Subordinated debt 39,319 43,642 - 43,642 - Subordinated debentures 39,558 31,457 - 31,457 - Accrued interest payable 532 532 71 461 - Derivative financial instruments 7,738 7,738 - 7,738 - December 31, 2020 Assets Cash and due from banks $ 56,006 $ 56,006 $ 56,006 $ - $ - Interest bearing deposits 62,699 62,699 62,699 - - Securities available for sale 1,072,159 1,072,159 - 1,072,159 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,427 NA NA NA NA Net loans and loans held for sale 2,790,683 2,794,058 - 92,434 2,701,624 Accrued interest receivable 12,315 12,315 3 3,414 8,898 Derivative financial instruments 16,782 16,782 - 16,782 - Liabilities Deposits with no stated maturity (1) $ 3,198,338 $ 3,198,338 $ 3,198,338 $ - $ - Deposits with stated maturity (1) 439,017 441,457 - 441,457 - Other borrowings 30,012 30,844 - 30,844 - Subordinated debt 39,281 41,417 - 41,417 - Subordinated debentures 39,524 30,265 - 30,265 - Accrued interest payable 601 601 59 542 - Derivative financial instruments 11,754 11,754 - 11,754 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $ million and $ million at June 30, 2021 and December 31, 2020 , respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $ million and $ million at June 30, 2021 and December 31, 2020 , respectively. The fair values for commitments to extend credit and standby letters of credit are estimated to approximate their aggregate book balance, which is nominal and therefore are not disclosed. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale the entire holdings of a particular financial instrument. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, the value of future earnings attributable to off-balance sheet activities and the value of assets and liabilities that are not considered financial instruments. Fair value estimates for deposit accounts do not include the value of the core deposit intangible asset resulting from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Contingencies

Contingencies	6 Months Ended
	Jun. 30, 2021
Contingencies [Abstract]
Contingencies	13. Contingencies Pandemic The COVID-19 pandemic and the related government restrictions and guidance have had and may continue to have a significant effect on us, our customers, and the markets we serve. Since the U.S. Food and Drug Administration (FDA) issued its first emergency use authorization for a COVID-19 vaccine on December 11, 2020, more than two-thirds of the adult population in the U.S. has received at least one vaccination. As of July 12, 2021, 62.4% of Michigan residents ages 16 and older have had at least one vaccination. Widespread vaccinations have slowed the spread of the virus. Effective June 22, 2021, the State of Michigan rescinded the emergency orders it implemented in response to the pandemic, including the rescission of restrictions on restaurant capacities and other restrictions on the size of in-person gatherings. Despite these positive developments, the pandemic continues to cause a great deal of economic uncertainty and disruption to financial and other markets, including as a result of concerns relating to possible variants of the original virus. As a result of the pandemic, the related governmental responses, and the ongoing uncertainty, our business, results of operations, and financial condition may be adversely affected by a number of factors that could impact us and our customers, including but not limited to: ∙ business closures and higher than normal levels of unemployment may cause increases in loan delinquencies, foreclosures and defaults; ∙ increases in our allowance for credit losses may be necessary; ∙ declines in collateral values may occur; ∙ third party disruptions may occur, including outages at network providers, on-line banking vendors and other suppliers; ∙ there is increased cyber and payment fraud risk, as cybercriminals attempt to profit from the disruption, given increased online and remote activity; ∙ we may experience operational failures due to changes in our normal business practices necessitated by the pandemic and related governmental actions; and/or ∙ our production and efficiency may suffer due to employee illnesses and/or employees having to work remotely. Given the ongoing uncertainty with respect to the pandemic and potential governmental responses, these risk factors may continue to some degree for a significant period of time. The extent to which the COVID-19 pandemic may impact our business, results of operations and financial condition will depend on future developments, which are highly uncertain and difficult to predict. Those developments and factors are expected to include the evolution of the virus and possible virus variants, the number of people who become vaccinated, actions taken by governmental authorities to address the foregoing, and how quickly and to what extent normal economic and operating conditions can resume. We do not yet know the full extent of the impact. However, the effects could have a material adverse impact on our business, asset valuations, financial condition and results of operations. Material adverse impacts may include all or a combination of valuation impairments on our intangible assets, securities available for sale, loans, capitalized mortgage loan servicing rights or deferred tax assets. Certain industries (such as hotels and restaurants) have been more adversely impacted by the COVID-19 pandemic and related periodic shutdowns of our economy. We believe that the following industry concentrations within our commercial loan portfolio represent greater potential risk in the current economic environment. The balances below are as of June 30, 2021. Commercial and industrial portfolio segment: • Retail - $ million • Food service - $61 million • Hotel - $42 million Commercial real estate portfolio segment: • Retail - $ million • Office - $76 million • Multifamily - $63 million At June 30, 2021, we had no commercial loans in forbearance. However, we Litigation We are involved in various litigation matters in the ordinary course of business. At the present time, we do not believe any of these matters will have a significant impact on our interim condensed consolidated financial position or results of operations. The aggregate amount we have accrued for losses we consider probable as a result of these litigation matters is immaterial. However, because of the inherent uncertainty of outcomes from any litigation matter, we believe it is reasonably possible we may incur losses in addition to the amounts we have accrued. At this time, we estimate the maximum amount of additional losses that are reasonably possible is insignificant. However, because of a number of factors, including the fact that certain of these litigation matters are still in their early stages, this maximum amount may change in the future. The litigation matters described in the preceding paragraph primarily include claims that have been brought against us for damages, but do not include litigation matters where we seek to collect amounts owed to us by third parties (such as litigation initiated to collect delinquent loans). These excluded, collection-related matters may involve claims or counterclaims by the opposing party or parties, but we have excluded such matters from the disclosure contained in the preceding paragraph in all cases where we believe the possibility of us paying damages to any opposing party is remote. Loss Reimbursement Obligations The provision for loss reimbursement on sold loans represents our estimate of incurred losses related to mortgage loans that we have sold to investors (primarily Fannie Mae, Freddie Mac, Ginnie Mae and the Federal Home Loan Bank of Indianapolis). Since we sell mortgage loans without recourse, loss reimbursements only occur in those instances where we have breached a representation or warranty or other contractual requirement related to the loan sale. The provision for loss reimbursement on sold loans was an expense of The reserve for loss reimbursements on sold mortgage loans totaled $ million and $ million at June 30, 2021 and December 31, 2020 , respectively. This reserve is included in accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition. This reserve is based on an analysis of mortgage loans that we have sold which are further categorized by delinquency status, loan to value, and year of origination. The calculation includes factors such as probability of default, probability of loss reimbursement (breach of representation or warranty) and estimated loss severity. We believe that the amounts that we have accrued for incurred losses on sold mortgage loans are appropriate given our analyses. However, future losses could exceed our current estimate. Visa Stock We own shares of VISA Class B common stock. At the present time, these shares can only be sold to other Class B shareholders. As a result, there has generally been limited transfer activity in private transactions between buyers and sellers. Given the limited activity that we have become aware of and the continuing uncertainty regarding the likelihood, ultimate timing and eventual exchange rate for Class B shares into Class A shares, we continue to carry these shares at zero, representing cost basis less impairment. However, given the current conversion ratio of Class A shares and the closing price of VISA Class A shares on June 30, 2021 of $ per share, our Class B shares would have a current “value” of approximately $ million. We continue to monitor Class B trading activity and the status of the resolution of certain litigation matters at VISA that would trigger the conversion of Class B common shares into Class A common shares, which would not have any trading restrictions.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss) ("AOCIL")	6 Months Ended
	Jun. 30, 2021
Accumulated Other Comprehensive Income (Loss) ("AOCIL") [Abstract]
Accumulated Other Comprehensive Income (Loss) ("AOCIL")	14. Accumulated Other Comprehensive Income (Loss) (“AOCIL”) A summary of changes in AOCIL follows: Unrealized Gains on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Losses on Cash Flow Hedges Total (In thousands) For the three months ended June 30 2021 Balances at beginning of period $ 10,136 $ (5,798 ) $ - $ 4,338 Other comprehensive income loss before reclassifications 4,078 - - 4,078 Amounts reclassified from AOCIL - - - - Net current period other comprehensive income 4,078 - - 4,078 Balances at end of period $ 14,214 $ (5,798 ) $ - $ 8,416 2020 Balances at beginning of period $ 2,933 $ (5,798 ) $ (1,989 ) $ (4,854 ) Other comprehensive income loss before reclassifications 8,382 - 62 8,444 Amounts reclassified from AOCIL - - 206 206 Net current period other comprehensive income (loss) 8,382 - 268 8,650 Balances at end of period $ 11,315 $ (5,798 ) $ (1,721 ) $ 3,796 For the six months ended June 30 2021 Balances at beginning of period $ 15,822 $ (5,798 ) $ - $ 10,024 Other comprehensive loss before reclassifications (2,727 ) - - (2,727 ) Amounts reclassified from AOCIL 1,119 - - 1,119 Net current period other comprehensive loss (1,608 ) - - (1,608 ) Balances at end of period $ 14,214 $ (5,798 ) $ - $ 8,416 2020 Balances at beginning of period $ 3,739 $ (5,798 ) $ (1,727 ) $ (3,786 ) Other comprehensive income (loss) before reclassifications 7,776 - (259 ) 7,517 Amounts reclassified from AOCIL (200 ) - 265 65 Net current period other comprehensive income 7,576 - 6 7,582 Balances at end of period $ 11,315 $ (5,798 ) $ (1,721 ) $ 3,796 The disproportionate tax effects from securities available for sale arose due to tax effects of other comprehensive income (“OCI”) in the presence of a valuation allowance against our deferred tax assets and a pretax loss from operations. Generally, the amount of income tax expense or benefit allocated to operations is determined without regard to the tax effects of other categories of income or loss, such as OCI. However, an exception to the general rule is provided when, in the presence of a valuation allowance against deferred tax assets, there is a pretax loss from operations and pretax income from other categories in the current period. In such instances, income from other categories must offset the current loss from operations, the tax benefit of such offset being reflected in operations. Release of material disproportionate tax effects from other comprehensive income to earnings is done by the portfolio method whereby the effects will remain in AOCIL as long as we carry a more than inconsequential portfolio of securities available for sale. A summary of reclassifications out of each component of AOCIL for the three months ended June 30 follows: AOCIL Component Amount Reclassified From AOCIL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2021 Unrealized gains on securities available for sale $ - Net gains on securities available for sale - Income tax expense $ - Reclassifications, net of tax 2020 Unrealized gains on securities available for sale $ - Net gains on securities available for sale - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax Unrealized losses on cash flow hedges $ 261 Interest expense 55 Income tax expense $ 206 Reclassification, net of tax $ (206 ) Total reclassifications for the period, net of tax A summary of reclassifications out of each component of AOCIL for the six months ended June 30 follows: AOCIL Component Amount Reclassified From AOCIL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2021 Unrealized gains on securities available for sale $ 1,416 Net gains on securities available for sale 297 Income tax expense $ 1,119 Reclassifications, net of tax 2020 Unrealized gains on securities available for sale $ 253 Net gains on securities available for sale - Net impairment loss recognized in earnings 253 Total reclassifications before tax 53 Income tax expense $ 200 Reclassifications, net of tax Unrealized losses on cash flow hedges $ 336 Interest expense 71 Income tax expense $ 265 Reclassification, net of tax $ (65 ) Total reclassifications for the period, net of tax

Revenue from Contracts with Cus

Revenue from Contracts with Customers	6 Months Ended
	Jun. 30, 2021
Revenue from Contracts with Customers [Abstract]
Revenue from Contracts with Customers	15. Revenue from Contracts with Customers We account for revenue in accordance with ASC Topic 606, Revenue from Contracts with Customers. We derive the majority of our revenue from financial instruments and their related contractual rights and obligations which for the most part are excluded from the scope of this topic. These sources of revenue that are excluded from the scope of this topic include interest income, net gains on mortgage loans, net gains on securities available for sale, mortgage loan servicing, net and bank owned life insurance and were approximately 86.6% and 87.7% of total revenues for the six month periods ending June 30, 2021 and 2020 Material sources of revenue that are included in the scope of this topic include service charges on deposit accounts, other deposit related income, interchange income and investment and insurance commissions and are discussed in the following paragraphs. Generally these sources of revenue are earned at the time the service is delivered or over the course of a monthly period and do not result in any contract asset or liability balance at any given period end. As a result, there were no contract assets or liabilities recorded as of June 30, 2021 and December 31, 2020 Service charges on deposit accounts and other deposit related income : Interchange income: , NYCE and Accel Investment and insurance commissions: Net (gains) losses on other real estate and repossessed assets: during the six month periods ending June 30, 2021 and 2020 that Disaggregation of our revenue sources by attribute follows: Three months ending June 30 2021 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,835 $ - $ - $ - $ 1,835 Account service charges 331 - - - 331 ATM fees - 213 - - 213 Other - 175 - - 175 Business Overdraft fees 152 - - - 152 ATM fees - 4 - - 4 Other - 70 - - 70 Interchange income - - 3,453 - 3,453 Asset management revenue - - - 401 401 Transaction based revenue - - - 233 233 Total $ 2,318 $ 462 $ 3,453 $ 634 $ 6,867 Reconciliation to Condensed Statement of Operations: Non-interest income - other: Other deposit related income $ 462 Investment and insurance commissions 634 Bank owned life insurance 127 Other 648 Total $ 1,871 Three months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,019 $ - $ - $ - $ 1,019 Account service charges 451 - - - 451 ATM fees - 276 - - 276 Other - 157 - - 157 Business Overdraft fees 153 - - - 153 ATM fees - 4 - - 4 Other - 73 - - 73 Interchange income - - 2,526 - 2,526 Asset management revenue - - - 289 289 Transaction based revenue - - - 146 146 Total $ 1,623 $ 510 $ 2,526 $ 435 $ 5,094 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 510 Investment and insurance commissions 435 Bank owned life insurance 265 Other 388 Total $ 1,598 Six months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 3,047 $ - $ - $ - $ 3,047 Account service charges 843 - - - 843 ATM fees - 481 - - 481 Other - 373 - - 373 Business Overdraft fees 344 - - - 344 ATM fees - 10 - - 10 Other - 159 - - 159 Interchange income - - 6,502 - 6,502 Asset management revenue - - - 783 783 Transaction based revenue - - - 434 434 Total $ 4,234 $ 1,023 $ 6,502 $ 1,217 $ 12,976 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,023 Investment and insurance commissions 1,217 Bank owned life insurance 266 Other 1,395 Total $ 3,901 Six months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 2,759 $ - $ - $ - $ 2,759 Account service charges 957 - - - 957 ATM fees - 576 - - 576 Other - 393 - - 393 Business Overdraft fees 498 - - - 498 ATM fees - 11 - - 11 Other - 163 - - 163 Interchange income - - 4,983 - 4,983 Asset management revenue - - - 602 602 Transaction based revenue - - - 346 346 Total $ 4,214 $ 1,143 $ 4,983 $ 948 $ 11,288 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,143 Investment and insurance commissions 948 Bank owned life insurance 535 Other 1,135 Total $ 3,761

Leases

Leases	6 Months Ended
	Jun. 30, 2021
Leases [Abstract]
Leases	16. Leases We have entered into leases in the normal course of business primarily for office facilities, some of which include renewal options and escalation clauses. Certain leases also include both lease components (fixed payments including rent, taxes and insurance costs) and non-lease components (common area or other maintenance costs) which are accounted for as a single lease component as we have elected the practical expedient to group lease and non-lease components together for all leases. We have also elected not to recognize leases with original lease terms of 12 months or less (short-term leases) on our Condensed Consolidated Statements of Financial Condition . Most of our leases include one or more options to renew. The exercise of lease renewal options is typically at our sole discretion and are included in our right of use (“ROU”) assets and lease liabilities if they are reasonably certain of exercise. Leases are classified as operating or finance leases at the lease commencement date (we did not have any finance leases as of June 30, 2021 As most of our leases do not provide an implicit rate, we use our incremental borrowing rate based on the information available at the lease commencement date in determining the present value of the lease payments. The cost components of our operating leases follows: Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 (In thousands) (In thousands) Operating lease cost $ 412 $ 476 $ 835 $ 962 Variable lease cost 15 21 31 36 Short-term lease cost 16 9 30 16 Total $ 443 $ 506 $ 896 $ 1,014 Variable lease costs consist primarily of taxes, insurance, and common area or other maintenance costs for our leased facilities. Supplemental balance sheet information related to our operating leases follows: June 30, 2021 December 31, 2020 (Dollars in thousands) Lease right of use asset (1) $ 6,977 $ 7,646 Lease liabilities (2) $ 7,134 $ 7,868 Weighted average remaining lease term (years) 6.87 7.12 Weighted average discount rate 2.4 % 2.4 % (1) Included in Accrued income and other assets (2) Included in Accrued expenses and other liabilities Maturity analysis of our lease liabilities at June 30, 2021 based on required contractual payments follows: (In thousands) Six months ending December 31, 2021 $ 838 2022 1,489 2023 1,222 2024 815 2025 809 2026 and thereafter 2,533 Total lease payments 7,706 Less imputed interest (572 ) Total $ 7,134

New Accounting Standards (Polic

New Accounting Standards (Policies)	6 Months Ended
	Jun. 30, 2021
New Accounting Standards [Abstract]
New Accounting Standards	In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, ‘‘Financial Instruments — Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments’’. This ASU significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU: • Replaces the existing incurred loss impairment guidance and establishes a single allowance framework for financial assets carried at amortized cost, which will reflect our estimate of credit losses over the full remaining expected life of the financial assets and will consider expected future changes in macroeconomic conditions. • Eliminates existing guidance for purchase credit impaired (‘‘PCI’’) loans, and requires recognition of the nonaccretable difference as an increase to the allowance for expected credit losses on financial assets purchased with more than insignificant credit deterioration since origination, which will be offset by an increase in the recorded investment of the related loans. • Requires inclusion of expected recoveries, limited to the cumulative amount of prior write-offs, when estimating the ACL for in scope financial assets (including collateral dependent assets). • Amends existing impairment guidance for securities available for sale to incorporate an allowance, which will allow for reversals of credit impairments in the event that the credit of an issuer improves. Credit losses on securities available for sale are limited to the amount of the decline in fair value regardless of what the credit loss model would show for impairment. • Generally requires a cumulative-effect adjustment to retained earnings as of the beginning of the reporting period of adoption. . We began evaluating this ASU in 2016 and established a company-wide, cross-discipline governance structure, which provides implementation oversight. We continued to test and refine our current expected credit loss (“CECL”) models that satisfied the requirements of this ASU. Oversight and testing, as well as efforts to meet expanded disclosure requirements, extended through the end of 2020. We currently estimate losses over approximately a forecast period using external economic forecast sources, including the Federal Open Market Committee median economic projections, and then revert to longer term historical loss experience to estimate losses over more extended periods. We were originally required to adopt this ASU on January 1, 2020 but section 4014 of the Coronavirus Aid, Relief, and Economic Security (‘‘CARES’’) Act allowed for temporary relief from applying this ASU. Under the amended CARES Act we were allowed to delay the adoption of this ASU until the earlier of the termination of the national emergency that was declared on March 13, 2020, or January 1, 2022. Early adoption was also allowed on either January 1, 2020 or January 1, 2021. As such, we chose to delay the adoption of this ASU during 2020 and adopted this ASU on January 1, 2021. Results for the reporting periods after January 1, 2021 are presented under this new ASU while prior period amounts continue to be reported in accordance with previously applicable accounting guidance We adopted this ASU using the modified retrospective method for all financial assets measured at amortized cost and unfunded lending commitments. As of January 1, 2021 we increased the ACL by $ million which was primarily driven by the longer contractual maturities of our mortgage and consumer installment loan portfolio segments. In addition, we increased the allowance for losses related to unfunded loan commitments by $ million. The ultimate impact of adopting this ASU, and at each subsequent reporting period, is highly dependent on credit quality, economic forecasts and conditions, composition of our loan portfolios and securities available for sale, along with other management judgments. As of January 1, 2021, we recorded a cumulative-effect adjustment of $ million to decrease retained earnings. Based on our evaluation of securities available for sale, we did not record an ACL on these securities under this ASU. We adopted this ASU using the prospective transition approach for financial assets purchased with credit deterioration (“PCD”) that were previously classified as PCI and accounted for under accounting standards codification (“ASC”) 310-30. In accordance with this ASU, we did not reassess whether PCI assets met the definition of PCD assets as of the date of adoption. On January 1, 2021, the amortized cost basis of the PCD assets were adjusted to reflect the addition of $ million to the ACL for loans. The remaining noncredit discount in the amount of $ million (based on the adjusted amortized cost basis) will be accreted into interest income at the effective interest rate as of January 1, 2021. The impact of the adoption of this ASU follows: As Reported Under ASU 2016-13 Pre-ASU 2016-13 Adoption Impact of ASU 2016-13 Assets Loans Commercial $ 1,242,510 $ 1,242,415 $ 95 Mortgage 1,015,944 1,015,926 18 Installment 475,358 475,337 21 Total loans 2,733,812 2,733,678 134 Allowance for credit losses (47,137 ) (35,429 ) (11,708 ) Net loans $ 2,686,675 $ 2,698,249 $ (11,574 ) Deferred tax assets (1) $ 65,196 $ 62,456 $ 2,740 Total Assets $ 4,195,179 $ 4,204,013 $ (8,834 ) Liabilities and shareholders's equity Allowance for credit losses on unfunded lending commitments (2) $ 3,274 $ 1,805 $ 1,469 Total liabilities $ 3,815,960 $ 3,814,491 $ 1,469 Retained earnings $ 29,842 $ 40,145 $ (10,303 ) Total shareholders' equity $ 379,219 $ 389,522 $ (10,303 ) Total liabilities and shareholders' equity $ 4,195,179 $ 4,204,013 $ (8,834 ) (1) Included in Accrued income and other assets in our Condensed Consolidated Statements of Financial Condition. (2) Included in Accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition. In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting’’. This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination. Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. This amended guidance and our ability to elect its temporary optional expedients and exceptions are effective for us as of March 12, 2020 through December 31, 2022.

New Accounting Standards (Table

New Accounting Standards (Tables)	6 Months Ended
	Jun. 30, 2021
New Accounting Standards [Abstract]
Impact of Adoption of this ASU	The impact of the adoption of this ASU follows: As Reported Under ASU 2016-13 Pre-ASU 2016-13 Adoption Impact of ASU 2016-13 Assets Loans Commercial $ 1,242,510 $ 1,242,415 $ 95 Mortgage 1,015,944 1,015,926 18 Installment 475,358 475,337 21 Total loans 2,733,812 2,733,678 134 Allowance for credit losses (47,137 ) (35,429 ) (11,708 ) Net loans $ 2,686,675 $ 2,698,249 $ (11,574 ) Deferred tax assets (1) $ 65,196 $ 62,456 $ 2,740 Total Assets $ 4,195,179 $ 4,204,013 $ (8,834 ) Liabilities and shareholders's equity Allowance for credit losses on unfunded lending commitments (2) $ 3,274 $ 1,805 $ 1,469 Total liabilities $ 3,815,960 $ 3,814,491 $ 1,469 Retained earnings $ 29,842 $ 40,145 $ (10,303 ) Total shareholders' equity $ 379,219 $ 389,522 $ (10,303 ) Total liabilities and shareholders' equity $ 4,195,179 $ 4,204,013 $ (8,834 ) (1) Included in Accrued income and other assets in our Condensed Consolidated Statements of Financial Condition. (2) Included in Accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2021
Securities [Abstract]
Securities Available for Sale	Securities available for sale consist of the following: Amortized Unrealized Cost Gains Losses Fair Value (In thousands) June 30, 2021 U.S. agency $ 8,355 $ 245 $ 4 $ 8,596 U.S. agency residential mortgage-backed 364,072 3,185 1,890 365,367 U.S. agency commercial mortgage-backed 18,829 197 16 19,010 Private label mortgage-backed 67,976 1,329 41 69,264 Other asset backed 193,509 1,743 26 195,226 Obligations of states and political subdivisions 509,250 10,499 533 519,216 Corporate 148,205 3,570 172 151,603 Trust preferred 1,973 - 106 1,867 Foreign government 499 12 - 511 Total $ 1,312,668 $ 20,780 $ 2,788 $ 1,330,660 December 31, 2020 U.S. agency $ 10,456 $ 305 $ 13 $ 10,748 U.S. agency residential mortgage-backed 340,224 4,951 593 344,582 U.S. agency commercial mortgage-backed 6,869 326 - 7,195 Private label mortgage-backed 41,429 1,539 139 42,829 Other asset backed 252,596 1,796 211 254,181 Obligations of states and political subdivisions 315,780 8,691 178 324,293 Corporate 82,307 3,807 97 86,017 Trust preferred 1,971 - 173 1,798 Foreign government 500 16 - 516 Total $ 1,052,132 $ 21,431 $ 1,404 $ 1,072,159
Investments in a Continuous Unrealized Loss Position	Our investments’ gross unrealized losses and fair values aggregated by investment type and length of time that individual securities have been at a continuous unrealized loss position follows: Less Than Twelve Months Twelve Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses (In thousands) June 30 2021 U.S. agency $ - $ - $ 1,491 $ 4 $ 1,491 $ 4 U.S. agency residential mortgage-backed 144,894 1,830 6,617 60 151,511 1,890 U.S. agency commercial mortgage-backed 2,892 16 - - 2,892 16 Private label mortgage-backed 5,574 27 1,426 14 7,000 41 Other asset backed 10,466 15 1,697 11 12,163 26 Obligations of states and political subdivisions 60,954 533 - - 60,954 533 Corporate 20,313 164 547 8 20,860 172 Trust preferred - - 1,867 106 1,867 106 Total $ 245,093 $ 2,585 $ 13,645 $ 203 $ 258,738 $ 2,788 December 31, 2020 U.S. agency $ 1,469 $ 3 $ 2,329 $ 10 $ 3,798 $ 13 U.S. agency residential mortgage-backed 96,839 592 83 1 96,922 593 Private label mortgage-backed 11,838 95 2,050 44 13,888 139 Other asset backed 7,142 25 21,197 186 28,339 211 Obligations of states and political subdivisions 28,957 177 800 1 29,757 178 Corporate 1,924 97 - - 1,924 97 Trust preferred - - 1,798 173 1,798 173 Total $ 148,169 $ 989 $ 28,257 $ 415 $ 176,426 $ 1,404
Amortized Cost and Fair Value of Securities Available for Sale by Contractual Maturity	The amortized cost and fair value of securities available for sale at June 30, 2021, by contractual maturity, follow: Amortized Cost Fair Value (In thousands) Maturing within one year $ 15,770 $ 16,080 Maturing after one year but within five years 112,878 116,373 Maturing after five years but within ten years 165,791 171,342 Maturing after ten years 373,843 377,998 668,282 681,793 U.S. agency residential mortgage-backed 364,072 365,367 U.S. agency commercial mortgage-backed 18,829 19,010 Private label mortgage-backed 67,976 69,264 Other asset backed 193,509 195,226 Total $ 1,312,668 $ 1,330,660
Gains and Losses Realized on Sale of Securities Available for Sale	Gains and losses realized on the sale of securities available for sale are determined using the specific identification method and are recognized on a trade-date basis. A summary of proceeds from the sale of securities available for sale and gains and losses for the six month periods ending June 30, follows: Realized Proceeds Gains Losses (In thousands) 2021 $ 81,178 $ 1,466 $ 50 2020 36,593 253 -

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2021
Loans [Abstract]
Analysis of ACL by Portfolio Segment	Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2021 Balance at beginning of period $ 9,530 $ 18,448 $ 3,979 $ 14,798 $ 46,755 Additions (deductions) Provision for credit losses (946 ) 340 (219 ) (600 ) (1,425 ) Recoveries credited to the allowance 510 169 207 - 886 Loans charged against the allowance - (24 ) (266 ) - (290 ) Balance at end of period $ 9,094 $ 18,933 $ 3,701 $ 14,198 $ 45,926 2020 Balance at beginning of period $ 10,212 $ 7,416 $ 1,258 $ 13,609 $ 32,495 Additions (deductions) Provision for credit losses (1) 1,461 (130 ) 175 3,682 5,188 Recoveries credited to the allowance 1,058 90 207 - 1,355 Loans charged against the allowance (4,000 ) (115 ) (423 ) - (4,538 ) Balance at end of period $ 8,731 $ 7,261 $ 1,217 $ 17,291 $ 34,500 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology. An analysis of the allowance for credit losses by portfolio segment for the six months ended June 30, follows ( ) Commercial Mortgage Installment Subjective Allocation Total (In thousands) 2021 Balance at beginning of period $ 7,401 $ 6,998 $ 1,112 $ 19,918 $ 35,429 Additions (deductions) Impact of adoption of ASC 326 2,551 12,000 3,052 (6,029 ) 11,574 Provision for credit losses (1,622 ) (280 ) (306 ) 309 (1,899 ) Initial allowance on loans purchased with credit deterioration 95 18 21 - 134 Recoveries credited to the allowance 669 381 384 - 1,434 Loans charged against the allowance - (184 ) (562 ) - (746 ) Balance at end of period $ 9,094 $ 18,933 $ 3,701 $ 14,198 $ 45,926 2020 Balance at beginning of period $ 7,922 $ 8,216 $ 1,283 $ 8,727 $ 26,148 Additions (deductions) Provision for credit losses (1) 3,679 (638 ) 304 8,564 11,909 Recoveries credited to the allowance 1,166 207 381 - 1,754 Loans charged against the allowance (4,036 ) (524 ) (751 ) - (5,311 ) Balance at end of period $ 8,731 $ 7,261 $ 1,217 $ 17,291 $ 34,500 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology.
ACL and Recorded Investment in Loans by Portfolio Segment	The ACL and recorded investment in loans by portfolio segment at follows ( ) Commercial Mortgage Installment Subjective Allocation Total (In thousands) December 31 , 2020 ACL: Individually evaluated for impairment $ 1,266 $ 4,124 $ 191 $ - $ 5,581 Collectively evaluated for impairment 6,135 2,874 921 19,918 29,848 Loans acquired with deteriorated credit quality - - - - - Total ending ACL $ 7,401 $ 6,998 $ 1,112 $ 19,918 $ 35,429 Loans Individually evaluated for impairment $ 9,431 $ 39,245 $ 1,996 $ 50,672 Collectively evaluated for impairment 1,236,052 980,449 474,379 2,690,880 Loans acquired with deteriorated credit quality 468 410 147 1,025 Total loans recorded investment 1,245,951 1,020,104 476,522 2,742,577 Accrued interest included in recorded investment 3,536 4,178 1,185 8,899 Total loans $ 1,242,415 $ 1,015,926 $ 475,337 $ 2,733,678 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology.
Loans on Non-Accrual Status and Past Due More than 90 Days	Loans on non-accrual status and past due more than 90 days (“Non-performing Loans”) follow: June 30, 2021 Non- Accrual Non-Accrual December 31, 2020 with no Allowance for Credit Loss with an Allowance for Credit Loss Total Non-Accrual 90+ and Still Accruing Total Non-Performing Loans Total Non-Performing Loans (1) (In thousands) Commercial Commercial and industrial (2) $ - $ 189 $ 189 $ - $ 189 $ 1,387 Commercial real estate - - - - - - Mortgage 1-4 family owner occupied - jumbo 619 - 619 - 619 623 1-4 family owner occupied - non-jumbo (3) 104 1,602 1,706 - 1,706 2,281 1-4 family non-owner occupied 174 701 875 - 875 1,112 1-4 family - 2nd lien 186 919 1,105 14 1,119 1,344 Resort lending - 248 248 - 248 607 Installment Boat lending - 110 110 - 110 52 Recreational vehicle lending - 54 54 - 54 74 Other - 198 198 - 198 393 Total $ 1,083 $ 4,021 $ 5,104 $ 14 $ 5,118 $ 7,873 Accrued interest excluded from total $ - $ - $ - $ - $ - $ - (1) Non-performing loans at exclude PCI loans (2) Non-performing commercial and industrial loans exclude $0.053 million of government guaranteed loans at both (3) Non-performing 1-4 family owner occupied – non jumbo loans exclude $0.374 million and $0.386 million of government guaranteed loans at June 30, 2021 and December 31, 2020, respectively.
Amortized Cost of Collateral-dependent Loans by Class	The amortized cost of collateral-dependent loans by class follows: Collateral Type Real Estate Other Allowance for Credit Losses (In thousands) June 30, 2021 Commercial Commercial and industrial $ 104 $ 667 251 Commercial real estate 136 - 31 Mortgage 1-4 family owner occupied - jumbo 619 - - 1-4 family owner occupied - non-jumbo 982 - 313 1-4 family non-owner occupied 396 - 79 1-4 family - 2nd lien 446 - 93 Resort lending 248 - 34 Installment Boat lending - 56 20 Recreational vehicle lending - 30 11 Other 11 135 52 Total $ 2,942 $ 888 $ 884 Accrued interest excluded from total $ 1 $ 1
Aging Analysis of Loans by Class	An aging analysis of loans by class follows: Loans Past Due Loans not Total 30-59 days 60-89 days 90+ days Total Past Due Loans (In thousands) June 30 2021 Commercial Commercial and industrial $ 52 $ - $ 110 $ 162 $ 673,592 $ 673,754 Commercial real estate - - - - 570,793 570,793 Mortgage 1-4 family owner occupied - jumbo - - 619 619 482,670 483,289 1-4 family owner occupied - non-jumbo 1,017 269 616 1,902 249,216 251,118 1-4 family non-owner occupied 383 96 396 875 168,307 169,182 1-4 family - 2nd lien 416 21 397 834 86,771 87,605 Resort lending - 220 248 468 53,446 53,914 Installment Boat lending 601 24 24 649 228,044 228,693 Recreational vehicle lending 540 46 27 613 201,332 201,945 Other 312 64 135 511 93,755 94,266 Total $ 3,321 $ 740 $ 2,572 $ 6,633 $ 2,807,926 $ 2,814,559 Accrued interest excluded from total $ 37 $ 16 $ - $ 53 $ 7,735 $ 7,788 December 31, 2020 Commercial Commercial and industrial $ 5,003 $ 131 $ 70 $ 5,204 $ 671,115 $ 676,319 Commercial real estate 2,600 - - 2,600 567,032 569,632 Mortgage 1-4 family owner occupied - jumbo 761 - 623 1,384 438,794 440,178 1-4 family owner occupied - non-jumbo 1,888 453 502 2,843 264,730 267,573 1-4 family non-owner occupied 1,184 139 476 1,799 157,977 159,776 1-4 family - 2nd lien 710 228 732 1,670 92,860 94,530 Resort lending 32 195 358 585 57,462 58,047 Installment Boat lending 95 101 - 196 207,317 207,513 Recreational vehicle lending 207 37 48 292 169,282 169,574 Other 337 162 199 698 98,737 99,435 Total recorded investment $ 12,817 $ 1,446 $ 3,008 $ 17,271 $ 2,725,306 $ 2,742,577 Accrued interest included in recorded investment $ 147 $ 22 $ - $ 169 $ 8,730 $ 8,899
Impaired Loans	Impaired loans at are as follows ( ) 2020 Impaired loans with no allocated ACL (In thousands) Troubled debt restructurings ("TDR") $ 93 Non - TDR 1,367 Impaired loans with an allocated ACL TDR - allowance based on collateral 9,027 TDR - allowance based on present value cash flow 37,953 Non - TDR - allowance based on collateral 1,873 Total impaired loans $ 50,313 Amount of ACL allocated (1) TDR - allowance based on collateral $ 1,058 TDR - allowance based on present value cash flow 3,755 Non - TDR - allowance based on collateral 768 Total amount of ACL allocated $ 5,581 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology. Impaired loans by class at are as follows ( ): 2020 Recorded Investment Unpaid Principal Balance Related ACL (1) With no related ACL recorded: (In thousands) Commercial Commercial and industrial $ 77 $ 80 $ - Commercial real estate - - - Mortgage 1-4 family owner occupied - jumbo 623 629 - 1-4 family owner occupied - non-jumbo - - - 1-4 family non-owner occupied 305 473 - 1-4 family - 2nd lien 301 304 - Resort lending 154 379 - Installment Boat lending - - - Recreational vehicle lending - - - Other - - - 1,460 1,865 - With an ACL recorded: Commercial Commercial and industrial 2,227 2,370 756 Commercial real estate 7,127 7,096 510 Mortgage 1-4 family owner occupied - jumbo 506 880 50 1-4 family owner occupied - non-jumbo 21,655 22,311 2,300 1-4 family non-owner occupied 4,335 4,704 495 1-4 family - 2nd lien 811 829 200 Resort lending 10,555 10,764 1,079 Installment Boat lending 7 11 2 Recreational vehicle lending 87 100 19 Other 1,902 2,040 170 49,212 51,105 5,581 Total Commercial Commercial and industrial 2,304 2,450 756 Commercial real estate 7,127 7,096 510 Mortgage 1-4 family owner occupied - jumbo 1,129 1,509 50 1-4 family owner occupied - non-jumbo 21,655 22,311 2,300 1-4 family non-owner occupied 4,640 5,177 495 1-4 family - 2nd lien 1,112 1,133 200 Resort lending 10,709 11,143 1,079 Installment Boat lending 7 11 2 Recreational vehicle lending 87 100 19 Other 1,902 2,040 170 Total $ 50,672 $ 52,970 $ 5,581 Accrued interest included in recorded investment $ 359 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology.
Average Recorded Investment in and Interest Income Earned on Impaired Loans by Class	Average recorded investment in and interest income earned on impaired loans by class follows ( ): Three months ended June 30 , Six months ended June 30 , Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related ACL recorded: (In thousands) Commercial Commercial and industrial $ 84 $ 1 $ 142 $ 2 Commercial real estate - - 199 - Mortgage 1-4 family owner occupied - jumbo 316 - 211 - 1-4 family owner occupied - non-jumbo 482 1 392 4 1-4 family non-owner occupied 355 3 308 3 1-4 family - 2nd lien 374 - 385 - Resort lending 77 - 51 - Installment Boat lending - - - - Recreational vehicle lending - - - - Other - - - - 1,688 5 1,688 9 With an a ACL recorded: Commercial Commercial and industrial 2,409 29 2,158 67 Commercial real estate 15,988 288 12,887 511 Mortgage 1-4 family owner occupied - jumbo 1,187 11 1,273 28 1-4 family owner occupied - non-jumbo 22,249 273 18,220 624 1-4 family non-owner occupied 4,774 52 4,837 118 1-4 family - 2nd lien 694 2 5,149 6 Resort lending 11,554 92 11,739 233 Installment Boat lending 74 - 49 - Recreational vehicle lending 110 - 73 1 Other 2,546 35 2,672 76 61,585 782 59,057 1,664 Total Commercial Commercial and industrial 2,493 30 2,300 69 Commercial real estate 15,988 288 13,086 511 Mortgage 1-4 family owner occupied - jumbo 1,503 11 1,484 28 1-4 family owner occupied - non-jumbo 22,731 274 18,612 628 1-4 family non-owner occupied 5,129 55 5,145 121 1-4 family - 2nd lien 1,068 2 5,534 6 Resort lending 11,631 92 11,790 233 Installment Boat lending 74 - 49 - Recreational vehicle lending 110 - 73 1 Other 2,546 35 2,672 76 Total $ 63,273 $ 787 $ 60,745 $ 1,673 (1) Beginning January 1, 2021 , calculation is based on CECL methodology. Prior to January 1, 2021 , calculation was based on the probable incurred loss methodology.
Troubled Debt Restructurings	Cash receipts on impaired loans on non-accrual status are generally applied to the principal balance. TDRs follow: June 30, 2021 Commercial Retail (1) Total (In thousands) Performing TDRs $ 4,948 $ 34,561 $ 39,509 Non-performing TDRs (2) - 1,165 ( 3 ) 1,165 Total $ 4,948 $ 35,726 $ 40,674 December 31, 2020 Commercial Retail (1) Total (In thousands) Performing TDRs $ 7,956 $ 36,385 $ 44,341 Non-performing TDRs (2) 1,148 1,584 ( 3 ) 2,732 Total $ 9,104 $ 37,969 $ 47,073 (1) Retail loans include mortgage and installment loan portfolio segments. (2) Included in non-performing loans table above. (3) Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.
Troubled Debt Restructuring During the Period	Loans that have been classified as TDRs during the three-month periods ended June 30 follow: Number of Contracts Pre-modification Recorded Balance Post-modification Recorded Balance (Dollars in thousands) 2021 Commercial Commercial and industrial - $ - $ - Commercial real estate - - - Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo - - - 1-4 family non-owner occupied - - - 1-4 family - 2nd lien - - - Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other - - - Total - $ - $ - 2020 Commercial Commercial and industrial 6 $ 1,108 $ 1,108 Commercial real estate 1 5,835 5,835 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo 1 54 58 1-4 family non-owner occupied - - - 1-4 family - 2nd lien 2 45 46 Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other - - - Total 10 $ 7,042 $ 7,047 Loans that have been classified as s during the six-month periods ended follow: Number of Contracts Pre-modification Balance Post-modification Balance (Dollars in thousands) 2021 Commercial Commercial and industrial - $ - $ - Commercial real estate - - - Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo - - - 1-4 family non-owner occupied - - - 1-4 family - 2nd lien - - - Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other - - - Total - $ - $ - 2020 Commercial Commercial and industrial 7 $ 1,207 $ 1,207 Commercial real estate 4 7,012 7,012 Mortgage 1-4 family owner occupied - jumbo - - - 1-4 family owner occupied - non-jumbo 2 103 108 1-4 family non-owner occupied 1 59 62 1-4 family - 2nd lien 2 45 46 Resort lending - - - Installment Boat lending - - - Recreational vehicle lending - - - Other 1 33 34 Total 17 $ 8,459 $ 8,469
Commercial and Retail Loan COVID-19 Accommodations	A summary of accommodations entered into under this guidance as of June 30, 2021 follows: Commercial and Retail Loan COVID-19 Accomodations Covid-19 Accomodations Total % of Total Loan Category Loans (#) Loans ($) Loans Loans (Dollars in thousands) Commercial - $ - $ 1,244,547 0.0 % Mortgage 82 12,416 1,045,108 1.2 % Installment 18 327 524,904 0.1 % Total 100 $ 12,743 $ 2,814,559 0.5 % Mortgage loans serviced for others(1) 150 $ 20,231 $ 3,142,812 0.6 % 1) We have delegated authority from all investors to grant these deferrals on their behalf. Information on subsequent accommodation extensions follows: Commercial and Retail Loan COVID-19 Subsequent Accomodations (1) Loan Category Loans (#) Loans ($) (Dollars in thousands) Commercial - $ - Mortgage 65 8,157 Installment 14 289 Total 79 $ 8,446 1) Subsequent accommodations are extensions of the original accommodations that were given as summarized in the paragraph above. Paycheck Protection Program As of June 30, 2021 As of December 31, 2020 Amount (#) Amount Amount (#) Amount (Dollars in thousands) (Dollars in thousands) Closed and outstanding - Round 1 loans 298 $ 42,315 1,483 $ 169,782 Closed and outstanding - Round 2 loans 1,409 129,573 - - Total closed and outstanding 1,707 $ 171,888 1,483 $ 169,782 Unaccreted net fees remaining at period end $ 5,810 $ 3,216
Loan Ratings by Loan Class	The following table summarizes loan ratings by loan class for our commercial portfolio loan segment as of June 30, 2021: Commercial Term Loans Amortized Cost Basis by Origination Year Revolving Loans Amortized 2021 2020 2019 2018 2017 Prior Cost Basis Total (In thousands) June 30, 2021 Commercial and industrial Non-watch (1-6) $ 160,401 $ 114,729 $ 63,354 $ 52,377 $ 46,861 $ 101,907 $ 108,991 $ 648,620 Watch (7-8) 30 117 848 3,954 2,646 9,836 5,256 22,687 Substandard Accrual (9) - - 1,239 282 - 684 - 2,205 Non-Accrual (10-11) - 132 - - - 110 - 242 Total $ 160,431 $ 114,978 $ 65,441 $ 56,613 $ 49,507 $ 112,537 $ 114,247 $ 673,754 Accrued interest excluded from total $ 481 $ 652 $ 111 $ 254 $ 118 $ 295 $ 189 $ 2,100 Commercial real estate Non-watch (1-6) $ 47,775 $ 53,528 $ 107,034 $ 87,569 $ 44,269 $ 191,347 $ 34,913 $ 566,435 Watch (7-8) - - 386 388 191 1,040 - 2,005 Substandard Accrual (9) - - - 1,220 1,133 - - 2,353 Non-Accrual (10-11) - - - - - - - - Total $ 47,775 $ 53,528 $ 107,420 $ 89,177 $ 45,593 $ 192,387 $ 34,913 $ 570,793 Accrued interest excluded from total $ 56 $ 80 $ 213 $ 188 $ 107 $ 370 $ 57 $ 1,071 Total Commercial Non-watch (1-6) $ 208,176 $ 168,257 $ 170,388 $ 139,946 $ 91,130 $ 293,254 $ 143,904 $ 1,215,055 Watch (7-8) 30 117 1,234 4,342 2,837 10,876 5,256 24,692 Substandard Accrual (9) - - 1,239 1,502 1,133 684 - 4,558 Non-Accrual (10-11) - 132 - - - 110 - 242 Total $ 208,206 $ 168,506 $ 172,861 $ 145,790 $ 95,100 $ 304,924 $ 149,160 $ 1,244,547 Accrued interest excluded from total $ 537 $ 732 $ 324 $ 442 $ 225 $ 665 $ 246 $ 3,171 The following table summarizes loan ratings by loan class for our commercial portfolio loan segment as of December 31, 2020: Commercial Non-watch 1-6 Watch 7-8 Substandard Accrual 9 Non- Accrual 10-11 Total (In thousands) December 31, 2020 Commercial and industrial $ 637,826 $ 32,765 $ 4,341 $ 1,387 $ 676,319 Commercial real estate 561,382 5,978 2,272 - 569,632 Total $ 1,199,208 $ 38,743 $ 6,613 $ 1,387 $ 1,245,951 Accrued interest included in total $ 3,408 $ 105 $ 23 $ - $ 3,536 For each of our mortgage and installment portfolio segment classes, we generally monitor credit quality based on the credit scores of the borrowers. These credit scores are generally updated semi-annually. T he following tables summarize credit scores by loan class for our mortgage and installment loan portfolio segments at : Mortgage (1) Term Loans Amortized Cost Basis by Origination Year Revolving Loans Amortized 2021 2020 2019 2018 2017 Prior Cost Basis Total (In thousands) June 30, 2021 1-4 family owner occupied - jumbo _ $ 13,200 $ 29,651 $ 10,170 $ 3,004 $ 3,039 $ 1,051 $ - $ 60,115 _ 88,565 97,242 40,772 12,265 15,456 4,004 - 258,304 _ 31,225 29,810 16,476 8,562 13,558 5,387 - 105,018 _ 4,979 13,876 10,971 6,654 8,905 2,505 - 47,890 _ - 1,463 2,808 - 2,014 1,694 - 7,979 _ - 1,878 - - 555 - - 2,433 _ - - 475 456 619 - - 1,550 Under 500 - - - - - - - - Unknown - - - - - - - - Total $ 137,969 $ 173,920 $ 81,672 $ 30,941 $ 44,146 $ 14,641 $ - $ 483,289 Accrued interest excluded from total $ 273 $ 455 $ 225 $ 134 $ 128 $ 46 $ - $ 1,261 1-4 family owner occupied - non-jumbo _ $ 626 $ 7,906 $ 5,562 $ 2,531 $ 4,820 $ 5,677 $ 2,241 $ 29,363 _ 4,117 33,175 10,263 8,733 13,181 11,589 6,098 87,156 _ 7,784 13,294 7,129 4,017 5,145 23,456 2,549 63,374 _ 7,447 5,944 4,069 2,864 2,980 11,433 1,098 35,835 _ 107 2,031 1,750 1,786 3,372 9,429 71 18,546 _ - - 76 1,874 500 6,598 144 9,192 _ - - 404 99 1,178 3,992 - 5,673 Under 500 - 405 266 35 345 913 15 1,979 Unknown - - - - - - - - Total $ 20,081 $ 62,755 $ 29,519 $ 21,939 $ 31,521 $ 73,087 $ 12,216 $ 251,118 Accrued interest excluded from total $ 141 $ 141 $ 107 $ 79 $ 144 $ 267 $ 52 $ 931 1-4 family non-owner occupied _ $ 6,658 $ 4,236 $ 3,579 $ 1,682 $ 3,944 $ 6,416 $ 1,763 $ 28,278 _ 20,518 24,055 13,115 4,057 5,974 10,659 7,342 85,720 _ 9,048 8,058 2,004 2,780 2,783 7,224 3,910 35,807 _ 1,633 859 1,315 602 477 6,916 1,266 13,068 _ - - 40 22 142 2,305 278 2,787 _ - 59 85 249 156 1,783 54 2,386 _ - - - - - 824 - 824 Under 500 - - - - - 297 15 312 Unknown - - - - - - - - Total $ 37,857 $ 37,267 $ 20,138 $ 9,392 $ 13,476 $ 36,424 $ 14,628 $ 169,182 Accrued interest excluded from total $ 86 $ 102 $ 64 $ 47 $ 44 $ 154 $ 60 $ 557 1-4 family - 2nd lien 800 and above $ 248 $ 525 $ 200 $ 374 $ 677 $ 260 $ 8,728 $ 11,012 _ 2,463 4,620 1,752 1,804 2,518 1,903 25,196 40,256 _ 945 1,437 1,292 1,082 1,498 1,793 12,605 20,652 _ 140 273 722 334 1,072 1,416 5,707 9,664 _ - 370 33 100 210 1,023 1,253 2,989 _ - - 81 139 83 728 673 1,704 _ - - 236 35 298 322 98 989 Under 500 - - 128 36 139 36 - 339 Unknown - - - - - - - - Total $ 3,796 $ 7,225 $ 4,444 $ 3,904 $ 6,495 $ 7,481 $ 54,260 $ 87,605 Accrued interest excluded from total $ 9 $ 19 $ 17 $ 18 $ 21 $ 54 $ 225 $ 363 Mortgage - continued (1) Term Loans Amortized Cost Basis by Origination Year Revolving Loans Amortized 2021 2020 2019 2018 2017 Prior Cost Basis Total (In thousands) June 30, 2021 Resort lending _ $ 103 $ 717 $ 290 $ 276 $ - $ 9,667 $ - $ 11,053 _ 577 761 73 604 357 21,092 - 23,464 _ - 120 - 378 68 10,568 - 11,134 _ - - - - - 5,945 - 5,945 _ - - - - - 1,493 - 1,493 _ - - - - - 535 - 535 _ - - - - - 290 - 290 Under 500 - - - - - - - - Unknown - - - - - - - - Total $ 680 $ 1,598 $ 363 $ 1,258 $ 425 $ 49,590 $ - $ 53,914 Accrued interest excluded from total $ 2 $ 5 $ 1 $ 5 $ 1 $ 221 $ - $ 235 Total Mortgage _ $ 20,835 $ 43,035 $ 19,801 $ 7,867 $ 12,480 $ 23,071 $ 12,732 $ 139,821 _ 116,240 159,853 65,975 27,463 37,486 49,247 38,636 494,900 _ 49,002 52,719 26,901 16,819 23,052 48,428 19,064 235,985 _ 14,199 20,952 17,077 10,454 13,434 28,215 8,071 112,402 _ 107 3,864 4,631 1,908 5,738 15,944 1,602 33,794 _ - 1,937 242 2,262 1,294 9,644 871 16,250 _ - - 1,115 590 2,095 5,428 98 9,326 Under 500 - 405 394 71 484 1,246 30 2,630 Unknown - - - - - - - - Total $ 200,383 $ 282,765 $ 136,136 $ 67,434 $ 96,063 $ 181,223 $ 81,104 $ 1,045,108 Accrued interest excluded from total $ 511 $ 722 $ 414 $ 283 $ 338 $ 742 $ 337 $ 3,347 ( 1 ) Credit scores have been updated within the last months. Installment (1) Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Total (In thousands) June 30, 2021 Boat lending _ $ 8,768 $ 5,595 $ 7,168 $ 6,159 $ 3,604 $ 5,429 $ 36,723 _ 33,194 28,984 24,325 19,453 11,619 14,202 131,777 _ 12,767 10,854 9,153 5,703 3,892 4,999 47,368 _ 1,507 2,178 2,164 1,349 1,157 1,993 10,348 _ 23 123 350 228 200 442 1,366 _ - 26 49 177 76 388 716 _ - - 32 3 210 121 366 Under 500 - - - 21 8 - 29 Unknown - - - - - - - Total $ 56,259 $ 47,760 $ 43,241 $ 33,093 $ 20,766 $ 27,574 $ 228,693 Accrued interest excluded from total $ 132 $ 110 $ 112 $ 84 $ 51 $ 66 $ 555 Recreational vehicle lending _ $ 8,871 $ 4,877 $ 5,851 $ 5,721 $ 2,860 $ 4,448 $ 32,628 _ 34,252 27,477 21,005 13,967 6,966 8,547 112,214 _ 16,614 11,770 6,711 4,989 1,931 2,834 44,849 _ 1,197 3,244 2,481 1,059 508 1,170 9,659 _ 40 302 475 434 166 231 1,648 _ - 87 157 109 66 182 601 _ - 33 - 162 26 83 304 Under 500 - - 22 - 10 10 42 Unknown - - - - - - - Total $ 60,974 $ 47,790 $ 36,702 $ 26,441 $ 12,533 $ 17,505 $ 201,945 Accrued interest excluded from total $ 144 $ 113 $ 95 $ 67 $ 31 $ 39 $ 489 Other _ $ 2,081 $ 1,867 $ 1,936 $ 1,293 $ 540 $ 822 $ 8,539 _ 7,175 10,912 7,417 3,831 2,745 3,168 35,248 _ 5,328 6,806 4,695 2,564 1,368 2,171 22,932 _ 14,934 2,684 1,904 870 875 1,498 22,765 _ 443 381 463 397 239 510 2,433 _ 2 76 69 139 95 179 560 _ - 34 54 141 66 91 386 Under 500 - 6 47 3 19 36 111 Unknown 1,292 - - - - - 1,292 Total $ 31,255 $ 22,766 $ 16,585 $ 9,238 $ 5,947 $ 8,475 $ 94,266 Accrued interest excluded from total $ 51 $ 47 $ 47 $ 26 $ 15 $ 40 $ 226 Total installment _ $ 19,720 $ 12,339 $ 14,955 $ 13,173 $ 7,004 $ 10,699 $ 77,890 _ 74,621 67,373 52,747 37,251 21,330 25,917 279,239 _ 34,709 29,430 20,559 13,256 7,191 10,004 115,149 _ 17,638 8,106 6,549 3,278 2,540 4,661 42,772 _ 506 806 1,288 1,059 605 1,183 5,447 _ 2 189 275 425 237 749 1,877 _ - 67 86 306 302 295 1,056 Under 500 - 6 69 24 37 46 182 Unknown 1,292 - - - - - 1,292 Total $ 148,488 $ 118,316 $ 96,528 $ 68,772 $ 39,246 $ 53,554 $ 524,904 Accrued interest excluded from total $ 327 $ 270 $ 254 $ 177 $ 97 $ 145 $ 1,270 ( 1 ) Credit scores have been updated within the last months. The following tables summarize credit scores by loan class for our mortgage and installment loan portfolio segments at Mortgage 1-4 Family Owner Occupied - Jumbo 1-4 Family Owner Occupied - Non-jumbo 1-4 Family Non-owner Occupied 1-4 Family 2nd Lien Resort Lending Total (In thousands) December 31, 2020 _ $ 61,077 $ 40,187 $ 25,468 $ 12,490 $ 9,546 $ 148,768 _ 223,177 70,642 82,124 42,138 27,530 445,611 _ 101,086 75,489 30,326 22,962 11,726 241,589 _ 40,296 44,344 13,182 11,269 6,393 115,484 _ 11,146 18,519 4,303 2,703 1,670 38,341 _ - 11,021 2,388 1,608 917 15,934 _ 3,396 5,129 1,580 1,012 192 11,309 _ - 2,242 405 348 73 3,068 _ $ 440,178 $ 267,573 $ 159,776 $ 94,530 $ 58,047 $ 1,020,104 Accrued interest included in total $ 1,301 $ 1,641 $ 587 $ 373 $ 276 $ 4,178 Installment Boat Lending Recreational Vehicle Lending Other Total (In thousands) December 31, 2020 _ $ 32,231 $ 29,223 $ 9,154 $ 70,608 _ 123,689 95,890 37,512 257,091 _ 38,223 33,476 25,262 96,961 _ 10,189 8,794 21,138 40,121 _ 2,083 1,305 3,730 7,118 _ 661 551 1,299 2,511 _ 342 283 767 1,392 _ 95 52 63 210 _ - - 510 510 _ $ 207,513 $ 169,574 $ 99,435 $ 476,522 Accrued interest included in total $ 572 $ 457 $ 156 $ 1,185

Shareholders' Equity and Earn_2

Shareholders' Equity and Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2021
Shareholders' Equity and Earnings Per Common Share [Abstract]
Reconciliation of Basic and Diluted Net Income Per Share	A reconciliation of basic and diluted net income per common share follows: Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 (In thousands, except per share data) Net income $ 12,388 $ 14,772 $ 34,425 $ 19,582 Weighted average shares outstanding (1) 21,750 21,891 21,788 22,081 Stock units for deferred compensation plan for non-employee directors 113 109 118 119 Effect of stock options 70 84 76 92 Performance share units 34 29 32 33 Weighted average shares outstanding for calculation of diluted earnings per share 21,967 22,113 22,014 22,325 Net income per common share Basic (1) $ 0.57 $ 0.67 $ 1.58 $ 0.89 Diluted $ 0.56 $ 0.67 $ 1.56 $ 0.88 (1) Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2021
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments According to Type of Hedge Designation	Our derivative financial instruments according to the type of hedge in which they are designated follows: June 30, 2021 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreements - commercial $ 6,923 7.9 $ (516 ) Pay-fixed interest rate swap agreements - securities available for sale 148,895 6.3 2,654 Total $ 155,818 6.4 $ 2,138 No hedge designation Rate-lock mortgage loan commitments $ 165,181 0.1 $ 4,356 Mandatory commitments to sell mortgage loans 124,141 0.1 (131 ) Interest rate swaption agreement 10,000 0.7 162 Pay-fixed interest rate swap agreements - commercial 154,934 4.6 (6,873 ) Pay-variable interest rate swap agreements - commercial 154,934 4.6 6,873 Pay-fixed interest rate swap agreements 15,000 0.2 (57 ) Interest rate cap agreements 120,000 1.4 16 Purchased options 1,777 0.2 71 Written options 1,777 0.2 (71 ) Total $ 747,744 2.2 $ 4,346 December 31, 2020 Notional Amount Average Maturity (years) Fair Value (Dollars in thousands) Fair value hedge designation Pay-fixed interest rate swap agreements - commercial $ 7,088 8.4 $ (776 ) Pay-fixed interest rate swap agreements - securities available for sale 41,950 7.1 15 Total $ 49,038 7.3 $ (761 ) No hedge designation Rate-lock mortgage loan commitments $ 168,816 0.1 $ 7,020 Mandatory commitments to sell mortgage loans 186,092 0.1 (941 ) Pay-fixed interest rate swap agreements - commercial 147,456 4.5 (9,700 ) Pay-variable interest rate swap agreements - commercial 147,456 4.5 9,700 Pay-fixed interest rate swap agreements 25,000 0.6 (295 ) Interest rate cap agreements 135,000 1.8 5 Purchased options 2,908 0.5 42 Written options 2,848 0.5 (42 ) Total $ 815,576 2.0 $ 5,789
Fair Value of Derivative Instruments	Fair Values of Derivative Instruments Asset Derivatives Liability Derivatives June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020 Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value Balance Sheet Location Fair Value (In thousands) Derivatives designated as hedging instruments - - - - Pay-fixed interest rate swap agreements Other assets $ 2,654 Other assets $ 15 Other liabilities $ 516 Other liabilities $ 776 Derivatives not designated as hedging instruments Rate-lock mortgage loan commitments Other assets 4,356 Other assets 7,020 Other liabilities - Other liabilities - Mandatory commitments to sell mortgage loans Other assets - Other assets - Other liabilities 131 Other liabilities 941 Interest rate swaption agreement Other assets 162 Other assets - Other liabilities - Other liabilities - Pay-fixed interest rate swap agreements - commercial Other assets 45 Other assets - Other liabilities 6,918 Other liabilities 9,700 Pay-variable interest rate swap agreements - commercial Other assets 6,918 Other assets 9,700 Other liabilities 45 Other liabilities - Pay-fixed interest rate swap agreements Other assets - Other assets - Other liabilities 57 Other liabilities 295 Interest rate cap agreements Other assets 16 Other assets 5 Other liabilities - Other liabilities - Purchased options Other assets 71 Other assets 42 Other liabilities - Other liabilities - Written options Other assets - Other assets - Other liabilities 71 Other liabilities 42 11,568 16,767 7,222 10,978 Total derivatives $ 14,222 $ 16,782 $ 7,738 $ 11,754
Effect of Derivative Financial Instruments on Consolidated Statement of Operations	The effect of derivative financial instruments on the Condensed Consolidated Statements of Operations follows: Three Month Periods Ended June 30, Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income 2021 2020 Portion) 2021 2020 in Income 2021 2020 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreement - Commercial loan Interest and fees on loans $ (92 ) $ (78 ) Pay-fixed interest rate swap agreement - Securities available for sale Interest on securities available for sale - tax - exempt (2,234 ) - Total $ (2,326 ) $ (78 ) Cash Flow Hedges Interest rate cap agreements $ - $ 140 Interest expense $ - $ (180 ) Pay-fixed interest rate swap agreements - (62 ) Interest expense - (81 ) Total $ - $ 78 $ - $ (261 ) No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ 1,158 $ 1,528 Mandatory commitments to sell mortgage loans Net gains on mortgage loans (1,027 ) 1,472 Interest rate swaption agreement Net gains on mortgage loans (27 ) - Pay-fixed interest rate swap agreements - commercial Interest income (448 ) 315 Pay-variable interest rate swap agreements - commercial Interest income 448 (315 ) Pay-fixed interest rate swap agreements Interest expense 120 - Interest rate cap agreements Interest expense (4 ) (7 ) Purchased options Interest expense 11 3 Written options Interest expense (11 ) (4 ) Total $ 220 $ 2,992 Six Month Periods Ended June 30, Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion) Location of Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Portion) Location of Gain (Loss) Recognized Gain (Loss) Recognized in Income 2021 2020 Portion) 2021 2020 in Income 2021 2020 (In thousands) Fair Value Hedges Pay-fixed interest rate swap agreement - Commercial loan Interest and fees on loans $ 260 $ (624 ) Pay-fixed interest rate swap agreement - Securities available for sale Interest on securities available for sale - tax - exempt 2,639 - Total $ 2,899 $ (624 ) Cash Flow Hedges Interest rate cap agreements $ - $ 126 Interest expense $ - $ (233 ) Pay-fixed interest rate swap agreements - (454 ) Interest expense - (103 ) Total $ - $ (328 ) $ - $ (336 ) No hedge designation Rate-lock mortgage loan commitments Net gains on mortgage loans $ (2,664 ) $ 5,848 Mandatory commitments to sell mortgage loans Net gains on mortgage loans 810 (482 ) Interest rate swaption agreement Net gains on mortgage loans (27 ) - Pay-fixed interest rate swap agreements - commercial Interest income 2,827 (7,858 ) Pay-variable interest rate swap agreements - commercial Interest income (2,827 ) 7,858 Pay-fixed interest rate swap agreements Interest expense 238 - Interest rate cap agreements Interest expense 11 (42 ) Purchased options Interest expense 29 (101 ) Written options Interest expense (29 ) 99 Total $ (1,632 ) $ 5,322

Goodwill and Other Intangibles

Goodwill and Other Intangibles (Tables)	6 Months Ended
	Jun. 30, 2021
Goodwill and Other Intangibles [Abstract]
Other Intangible Assets, Net of Amortization	The following table summarizes intangible assets, net of amortization: June 30, 2021 December 31, 2020 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization (In thousands) Amortized intangible assets - core deposits $ 11,916 $ 8,095 $ 11,916 $ 7,610 Unamortized intangible assets - goodwill $ 28,300 $ 28,300
Estimated Core Deposits Intangible Amortization	A summary of estimated core deposits intangible amortization at June 30, 2021 follows: (In thousands) Six months ending December 31, 2021 $ 485 2022 785 2023 547 2024 516 2025 487 2026 and thereafter 1,001 Total $ 3,821

Share Based Compensation (Table

Share Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2021
Share Based Compensation [Abstract]
Restricted Stock and Performance Stock Units Granted	A summary of restricted stock and performance stock units (“PSU”) granted pursuant to our long-term incentive plan follows: Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 Restricted stock 10,000 - 85,584 52,996 PSU - - 23,981 20,897
Outstanding Stock Option Grants and Transactions	A summary of outstanding stock option grants and related transactions follows: Number of Shares Average Exercise Price Weighted- Average Remaining Contractual Term (Years) Aggregated Intrinsic Value (In thousands) Outstanding at January 1, 2021 121,189 $ 4.81 Granted - Exercised (37,450 ) 2.76 Forfeited - Expired - Outstanding at June 30, 2021 83,739 $ 5.72 2.1 $ 1,339 Vested and expected to vest at June 30, 2021 83,739 $ 5.72 2.1 $ 1,339 Exercisable at June 30, 2021 83,739 $ 5.72 2.1 $ 1,339
Non-Vested Restricted Stock, Restricted Stock Units and PSU's	A summary of outstanding non-vested restricted stock and PSUs and related transactions follows: Number of Shares Weighted- Average Grant Date Fair Value Outstanding at January 1, 2021 207,117 $ 22.70 Granted 109,565 20.45 Vested (63,982 ) 23.60 Forfeited (10,754 ) 22.63 Outstanding at June 30, 2021 241,946 $ 21.45
Information Regarding Options Exercised	Certain information regarding options exercised during the periods follows: Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 (In thousands) (In thousands) Intrinsic value $ 388 $ 3 $ 701 $ 213 Cash proceeds received $ 44 $ 1 $ 104 $ 42 Tax benefit realized $ 81 $ 1 $ 147 $ 45

Regulatory Matters (Tables)

Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2021
Regulatory Matters [Abstract]
Actual Capital Amounts and Ratios	Our actual capital amounts and ratios follow (1): Actual Minimum for Adequately Capitalized Institutions Minimum for Well-Capitalized Institutions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) June 30 2021 Total capital to risk-weighted assets Consolidated $ 474,100 15.44 % $ 245,683 8.00 % NA NA Independent Bank 420,724 13.71 245,486 8.00 $ 306,857 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 395,701 12.88 % $ 184,263 6.00 % NA NA Independent Bank 382,355 12.46 184,114 6.00 $ 245,486 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 357,367 11.64 % $ 138,197 4.50 % NA NA Independent Bank 382,355 12.46 138,086 4.50 $ 199,457 6.50 % Tier 1 capital to average assets Consolidated $ 395,701 9.00 % $ 175,868 4.00 % NA NA Independent Bank 382,355 8.69 175,936 4.00 $ 219,921 5.00 % December 31, 2020 Total capital to risk-weighted assets Consolidated $ 455,072 15.95 % $ 228,214 8.00 % NA NA Independent Bank 401,005 14.06 228,111 8.00 $ 285,139 10.00 % Tier 1 capital to risk-weighted assets Consolidated $ 379,395 13.30 % $ 171,161 6.00 % NA NA Independent Bank 365,343 12.81 171,083 6.00 $ 228,111 8.00 % Common equity tier 1 capital to risk-weighted assets Consolidated $ 341,095 11.96 % $ 128,370 4.50 % NA NA Independent Bank 365,343 12.81 128,312 4.50 $ 185,340 6.50 % Tier 1 capital to average assets Consolidated $ 379,395 9.15 % $ 165,825 4.00 % NA NA Independent Bank 365,343 8.81 165,828 4.00 $ 207,285 5.00 % (1) These ratios do not reflect a capital conservation buffer of 2.50% at June 30, 2021 and December 31, 2020. NA - Not applicable
Regulatory Capital	The components of our regulatory capital are as follows: Consolidated Independent Bank June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020 (In thousands) Total shareholders' equity Add (deduct) $ 395,974 $ 389,522 $ 420,962 $ 413,770 Accumulated other comprehensive income for regulatory purposes (14,213 ) (15,821 ) (14,213 ) (15,821 ) Goodwill and other intangibles (32,121 ) (32,606 ) (32,121 ) (32,606 ) CECL (1) 7,727 - 7,727 - Common equity tier 1 capital 357,367 341,095 382,355 365,343 Qualifying trust preferred securities 38,334 38,300 - - Tier 1 capital 395,701 379,395 382,355 365,343 Subordinated debt 40,000 40,000 - - Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets (2) 38,399 35,677 38,369 35,662 Total risk-based capital $ 474,100 $ 455,072 $ 420,724 $ 401,005 (1) We elected the three year CECL transition method for regulatory purposes. (2) Beginning January 1, 2021, calculation of allowances are based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.

Fair Value Disclosures (Tables)

Fair Value Disclosures (Tables)	6 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Assets and Liabilities Measured at Fair Value	Assets and liabilities measured at fair value, including financial assets for which we have elected the fair value option, were as follows: Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) June 30 2021 Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 8,596 $ - $ 8,596 $ - U.S. agency residential mortgage-backed 365,367 - 365,367 - U.S. agency commercial mortgage-backed 19,010 - 19,010 - Private label mortgage-backed 69,264 - 69,264 - Other asset backed 195,226 - 195,226 - Obligations of states and political subdivisions 519,216 - 519,216 - Corporate 151,603 - 151,603 - Trust preferred 1,867 - 1,867 - Foreign government 511 - 511 - Loans held for sale, carried at fair value 59,752 - 59,752 - Capitalized mortgage loan servicing rights 22,431 - - 22,431 Derivatives (1) 14,222 - 14,222 - Liabilities Derivatives (2) 7,738 - 7,738 - Measured at Fair Value on a Non-recurring Basis: Assets Collateral dependent loans (3) Commercial Commercial and industrial 462 - - 462 Commercial real estate 105 - - 105 Mortgage 1-4 family owner occupied - non-jumbo 566 - - 566 1-4 family non-owner occupied 143 - - 143 1-4 family - 2nd lien 168 - - 168 Resort lending 214 - - 214 Installment Boat lending 36 - - 36 Recreational vehicle lending 19 - - 19 Other 94 - - 94 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes individually evaluated loans (4) Only includes other real estate with subsequent write downs to fair value. Fair Value Measurements Using Fair Value Measure- ments Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) December 31, 2020 Measured at Fair Value on a Recurring Basis Assets Securities available for sale U.S. agency $ 10,748 $ - $ 10,748 $ - U.S. agency residential mortgage-backed 344,582 - 344,582 - U.S. agency commercial mortgage-backed 7,195 - 7,195 - Private label mortgage-backed 42,829 - 42,829 - Other asset backed 254,181 - 254,181 - Obligations of states and political subdivisions 324,293 - 324,293 - Corporate 86,017 - 86,017 - Trust preferred 1,798 - 1,798 - Foreign government 516 - 516 - Loans held for sale, carried at fair value 92,434 - 92,434 - Capitalized mortgage loan servicing rights 16,904 - - 16,904 Derivatives (1) 16,782 - 16,782 - Liabilities Derivatives (2) 11,754 - 11,754 - Measured at Fair Value on a Non-recurring Basis: Assets Impaired loans (3) Commercial Commercial and industrial 1,468 - - 1,468 Commercial real estate 6,586 - - 6,586 Mortgage 1-4 family owner occupied - jumbo - - - - 1-4 family owner occupied - non-jumbo 321 - - 321 1-4 family non-owner occupied 155 - - 155 1-4 family - 2nd lien 324 - - 324 Resort lending 61 - - 61 Installment Boat lending 4 - - 4 Recreational vehicle lending 31 - - 31 Other 124 - - 124 Other real estate (4) 1-4 family owner occupied - non-jumbo 102 - - 102 (1) Included in accrued income and other assets (2) Included in accrued expenses and other liabilities (3) Only includes impaired loans with specific loss allocations based on collateral value. (4) Only includes other real estate with subsequent write downs to fair value.
Changes in Fair Value for Financial Assets	Changes in fair values for financial assets which we have elected the fair value option for the periods presented were as follows: Changes in Fair Values for the Six-Month Periods Ended June 30 for Items Measured at Fair Value Pursuant to Election of the Fair Value Option Net Gains on Assets Mortgage Total Change in Fair Values Included in Current Mortgage Loans Loan Servicing, net Period Earnings (In thousands) 2021 Loans held for sale $ (2,400 ) $ - $ (2,400 ) Capitalized mortgage loan servicing rights - (581 ) (581 ) 2020 Loans held for sale 1,387 - 1,387 Capitalized mortgage loan servicing rights - (11,641 ) (11,641 )
Reconciliation for all Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)	A reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) follows: Capitalized Mortgage Loan Servicing Rights Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 (In thousands) (In thousands) Beginning balance $ 23,530 $ 14,829 $ 16,904 $ 19,171 Total losses realized and unrealized: Included in results of operations (3,838 ) (4,667 ) (581 ) (11,641 ) Included in other comprehensive income (loss) - - - - Purchases, issuances, settlements, maturities and calls 2,739 3,611 6,108 6,243 Transfers in and/or out of Level 3 - - - - Ending balance $ 22,431 $ 13,773 $ 22,431 $ 13,773 Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at June 30 $ (3,838 ) $ (4,667 ) $ (581 ) $ (11,641 )
Quantitative Information About Level 3 Fair Value Measurements Measured on a Recurring Basis and Non-recurring Basis	The fair value of our capitalized mortgage loan servicing rights has been determined based on a valuation model used by an independent third party as discussed above. The significant unobservable inputs used in the fair value measurement of the capitalized mortgage loan servicing rights are discount rate, cost to service, ancillary income, float rate and prepayment rate. Significant changes in all five of these assumptions in isolation would result in significant changes to the value of our capitalized mortgage loan servicing rights. Quantitative information about our Level 3 fair value measurements measured on a recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) - - - June 30 2021 Capitalized mortgage loan servicing rights $ 22,431 Present value of net Discount rate 10.00% to 13.00% 10.09 % servicing revenue Cost to service $ 51 to $329 $ 82 Ancillary income 20 to 35 22 Float rate 0.97 % 0.97 % Prepayment rate 7.04% to 45.79% 15.63 % December 31, 2020 Capitalized mortgage loan servicing rights $ 16,904 Present value of net Discount rate 10.00% to 13.00% 10.09 % servicing revenue Cost to service $ 69 to $289 $ 79 Ancillary income 20 to 37 22 Float rate 0.43 % 0.43 % Prepayment rate 7.92% to 64.70% 20.85 % Quantitative information about Level 3 fair value measurements measured on a non-recurring basis follows: Asset Fair Value Valuation Technique Unobservable Inputs Range Weighted Average (In thousands) - - June 30 2021 Collateral dependent loans Commercial $ 567 Sales comparison approach Adjustment for differences between comparable sales (25.0)% to 12.0% (2.3 )% Mortgage and Installment(1) 1,240 Sales comparison approach Adjustment for differences between comparable sales (73.3) to 104.6 0.8 December 31, 2020 Collateral dependent loans Commercial $ 8,054 Sales comparison approach Adjustment for differences between comparable sales (40.0)% to 75.0% 3.8 % Mortgage and Installment(1) 1,020 Sales comparison approach Adjustment for differences between comparable sales (73.3) to 104.6 (1.5 ) Other real estate Mortgage 102 Sales comparison approach Adjustment for differences between comparable sales (13.1) to 2.4 (3.6 ) (1) In addition to the valuation techniques and unobservable inputs discussed above, at June 30, 2021 and December 31, 2020 certain collateral dependent installment loans totaling approximately $0.15 million and $0.16 million, respectively are secured by collateral other than real estate. For the majority of these loans, we apply internal discount rates to industry valuation guides.
Aggregate Fair Value and Aggregate Remaining Contractual Principal Balance for Loans Held for Sale	The following table reflects the difference between the aggregate fair value and the aggregate remaining contractual principal balance outstanding for loans held for sale for which the fair value option has been elected for the periods presented. Aggregate Fair Value Difference Contractual Principal (In thousands) Loans held for sale June 30, 2021 $ 59,752 $ 1,456 $ 58,296 December 31, 2020 92,434 3,856 88,578

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2021
Fair Values of Financial Instruments [Abstract]
Estimated Recorded Book Balances and Fair Values	The estimated recorded book balances and fair values follow: Fair Value Using Recorded Book Balance Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Un- observable Inputs (Level 3) (In thousands) June 30 2021 Assets Cash and due from banks $ 46,242 $ 46,242 $ 46,242 $ - $ - Interest bearing deposits 23,012 23,012 23,012 - - Securities available for sale 1,330,660 1,330,660 - 1,330,660 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,427 NA NA NA NA Net loans and loans held for sale 2,828,385 2,862,494 - 59,752 2,802,742 Accrued interest receivable 13,240 13,240 2 5,450 7,788 Derivative financial instruments 14,222 14,222 - 14,222 - Liabilities Deposits with no stated maturity (1) $ 3,552,144 $ 3,552,144 $ 3,552,144 $ - $ - Deposits with stated maturity (1) 310,322 311,525 - 311,525 - Other borrowings 30,005 30,422 - 30,422 - Subordinated debt 39,319 43,642 - 43,642 - Subordinated debentures 39,558 31,457 - 31,457 - Accrued interest payable 532 532 71 461 - Derivative financial instruments 7,738 7,738 - 7,738 - December 31, 2020 Assets Cash and due from banks $ 56,006 $ 56,006 $ 56,006 $ - $ - Interest bearing deposits 62,699 62,699 62,699 - - Securities available for sale 1,072,159 1,072,159 - 1,072,159 - Federal Home Loan Bank and Federal Reserve Bank Stock 18,427 NA NA NA NA Net loans and loans held for sale 2,790,683 2,794,058 - 92,434 2,701,624 Accrued interest receivable 12,315 12,315 3 3,414 8,898 Derivative financial instruments 16,782 16,782 - 16,782 - Liabilities Deposits with no stated maturity (1) $ 3,198,338 $ 3,198,338 $ 3,198,338 $ - $ - Deposits with stated maturity (1) 439,017 441,457 - 441,457 - Other borrowings 30,012 30,844 - 30,844 - Subordinated debt 39,281 41,417 - 41,417 - Subordinated debentures 39,524 30,265 - 30,265 - Accrued interest payable 601 601 59 542 - Derivative financial instruments 11,754 11,754 - 11,754 - (1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $ million and $ million at June 30, 2021 and December 31, 2020 , respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $ million and $ million at June 30, 2021 and December 31, 2020 , respectively.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) ("AOCIL") (Tables)	6 Months Ended
	Jun. 30, 2021
Accumulated Other Comprehensive Income (Loss) ("AOCIL") [Abstract]
Accumulated Other Comprehensive Income (Loss) (AOCIL), Net of Tax	A summary of changes in AOCIL follows: Unrealized Gains on Securities Available for Sale Dispropor- tionate Tax Effects from Securities Available for Sale Unrealized Losses on Cash Flow Hedges Total (In thousands) For the three months ended June 30 2021 Balances at beginning of period $ 10,136 $ (5,798 ) $ - $ 4,338 Other comprehensive income loss before reclassifications 4,078 - - 4,078 Amounts reclassified from AOCIL - - - - Net current period other comprehensive income 4,078 - - 4,078 Balances at end of period $ 14,214 $ (5,798 ) $ - $ 8,416 2020 Balances at beginning of period $ 2,933 $ (5,798 ) $ (1,989 ) $ (4,854 ) Other comprehensive income loss before reclassifications 8,382 - 62 8,444 Amounts reclassified from AOCIL - - 206 206 Net current period other comprehensive income (loss) 8,382 - 268 8,650 Balances at end of period $ 11,315 $ (5,798 ) $ (1,721 ) $ 3,796 For the six months ended June 30 2021 Balances at beginning of period $ 15,822 $ (5,798 ) $ - $ 10,024 Other comprehensive loss before reclassifications (2,727 ) - - (2,727 ) Amounts reclassified from AOCIL 1,119 - - 1,119 Net current period other comprehensive loss (1,608 ) - - (1,608 ) Balances at end of period $ 14,214 $ (5,798 ) $ - $ 8,416 2020 Balances at beginning of period $ 3,739 $ (5,798 ) $ (1,727 ) $ (3,786 ) Other comprehensive income (loss) before reclassifications 7,776 - (259 ) 7,517 Amounts reclassified from AOCIL (200 ) - 265 65 Net current period other comprehensive income 7,576 - 6 7,582 Balances at end of period $ 11,315 $ (5,798 ) $ (1,721 ) $ 3,796
Reclassifications Out of Each Component of AOCIL	A summary of reclassifications out of each component of AOCIL for the three months ended June 30 follows: AOCIL Component Amount Reclassified From AOCIL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2021 Unrealized gains on securities available for sale $ - Net gains on securities available for sale - Income tax expense $ - Reclassifications, net of tax 2020 Unrealized gains on securities available for sale $ - Net gains on securities available for sale - Net impairment loss recognized in earnings - Total reclassifications before tax - Income tax expense $ - Reclassifications, net of tax Unrealized losses on cash flow hedges $ 261 Interest expense 55 Income tax expense $ 206 Reclassification, net of tax $ (206 ) Total reclassifications for the period, net of tax A summary of reclassifications out of each component of AOCIL for the six months ended June 30 follows: AOCIL Component Amount Reclassified From AOCIL Affected Line Item in Condensed Consolidated Statements of Operations (In thousands) 2021 Unrealized gains on securities available for sale $ 1,416 Net gains on securities available for sale 297 Income tax expense $ 1,119 Reclassifications, net of tax 2020 Unrealized gains on securities available for sale $ 253 Net gains on securities available for sale - Net impairment loss recognized in earnings 253 Total reclassifications before tax 53 Income tax expense $ 200 Reclassifications, net of tax Unrealized losses on cash flow hedges $ 336 Interest expense 71 Income tax expense $ 265 Reclassification, net of tax $ (65 ) Total reclassifications for the period, net of tax

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	6 Months Ended
	Jun. 30, 2021
Revenue from Contracts with Customers [Abstract]
Disaggregation of Revenue Sources by Attribute	Disaggregation of our revenue sources by attribute follows: Three months ending June 30 2021 Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,835 $ - $ - $ - $ 1,835 Account service charges 331 - - - 331 ATM fees - 213 - - 213 Other - 175 - - 175 Business Overdraft fees 152 - - - 152 ATM fees - 4 - - 4 Other - 70 - - 70 Interchange income - - 3,453 - 3,453 Asset management revenue - - - 401 401 Transaction based revenue - - - 233 233 Total $ 2,318 $ 462 $ 3,453 $ 634 $ 6,867 Reconciliation to Condensed Statement of Operations: Non-interest income - other: Other deposit related income $ 462 Investment and insurance commissions 634 Bank owned life insurance 127 Other 648 Total $ 1,871 Three months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 1,019 $ - $ - $ - $ 1,019 Account service charges 451 - - - 451 ATM fees - 276 - - 276 Other - 157 - - 157 Business Overdraft fees 153 - - - 153 ATM fees - 4 - - 4 Other - 73 - - 73 Interchange income - - 2,526 - 2,526 Asset management revenue - - - 289 289 Transaction based revenue - - - 146 146 Total $ 1,623 $ 510 $ 2,526 $ 435 $ 5,094 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 510 Investment and insurance commissions 435 Bank owned life insurance 265 Other 388 Total $ 1,598 Six months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 3,047 $ - $ - $ - $ 3,047 Account service charges 843 - - - 843 ATM fees - 481 - - 481 Other - 373 - - 373 Business Overdraft fees 344 - - - 344 ATM fees - 10 - - 10 Other - 159 - - 159 Interchange income - - 6,502 - 6,502 Asset management revenue - - - 783 783 Transaction based revenue - - - 434 434 Total $ 4,234 $ 1,023 $ 6,502 $ 1,217 $ 12,976 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,023 Investment and insurance commissions 1,217 Bank owned life insurance 266 Other 1,395 Total $ 3,901 Six months ending , Service Charges on Deposit Accounts Other Deposit Related Income Interchange Income Investment and Insurance Commissions Total (In thousands) Retail Overdraft fees $ 2,759 $ - $ - $ - $ 2,759 Account service charges 957 - - - 957 ATM fees - 576 - - 576 Other - 393 - - 393 Business Overdraft fees 498 - - - 498 ATM fees - 11 - - 11 Other - 163 - - 163 Interchange income - - 4,983 - 4,983 Asset management revenue - - - 602 602 Transaction based revenue - - - 346 346 Total $ 4,214 $ 1,143 $ 4,983 $ 948 $ 11,288 Reconciliation to Condensed Consolidated Statement of Operations: Non-interest income - other: Other deposit related income $ 1,143 Investment and insurance commissions 948 Bank owned life insurance 535 Other 1,135 Total $ 3,761

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2021
Leases [Abstract]
Components of Operating Leases	The cost components of our operating leases follows: Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 (In thousands) (In thousands) Operating lease cost $ 412 $ 476 $ 835 $ 962 Variable lease cost 15 21 31 36 Short-term lease cost 16 9 30 16 Total $ 443 $ 506 $ 896 $ 1,014
Supplemental Balance Sheet Information Related to Operating Leases	Supplemental balance sheet information related to our operating leases follows: June 30, 2021 December 31, 2020 (Dollars in thousands) Lease right of use asset (1) $ 6,977 $ 7,646 Lease liabilities (2) $ 7,134 $ 7,868 Weighted average remaining lease term (years) 6.87 7.12 Weighted average discount rate 2.4 % 2.4 % (1) Included in Accrued income and other assets (2) Included in Accrued expenses and other liabilities
Maturity Analysis of Lease Liabilities	Maturity analysis of our lease liabilities at June 30, 2021 based on required contractual payments follows: (In thousands) Six months ending December 31, 2021 $ 838 2022 1,489 2023 1,222 2024 815 2025 809 2026 and thereafter 2,533 Total lease payments 7,706 Less imputed interest (572 ) Total $ 7,134

New Accounting Standards (Detai

New Accounting Standards (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended		12 Months Ended
		Jun. 30, 2021		Jun. 30, 2021		Dec. 31, 2020		Mar. 31, 2021	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019
New Accounting Standards [Abstract]
Increase in allowance for credit losses		$ 0		$ 0
Amortized cost basis of PCD assets, adjusted amount				134
Loans [Abstract]
Loans	[1]					$ 2,733,678
Loans		2,814,559		2,814,559
Allowance for credit losses						(35,429)	[1]	$ (46,755)	$ (34,500)	$ (32,495)
Allowance for credit losses		(45,926)	[1]	(45,926)	[1]						$ (26,148)
Net Loans						2,698,249
Net Loans		2,768,633		2,768,633
Total Assets		4,461,272		4,461,272		4,204,013
Liabilities and shareholder's equity [Abstract]
Total Liabilities		4,065,298		4,065,298		3,814,491
Retained earnings		55,101		55,101		40,145
Total shareholders' equity		395,974		395,974		389,522		387,329	355,123	335,618	350,169
Total Liabilities and Shareholders' Equity		4,461,272		4,461,272		4,204,013
Commercial [Member]
New Accounting Standards [Abstract]
Amortized cost basis of PCD assets, adjusted amount				95
Loans [Abstract]
Loans	[1]					1,242,415
Loans		1,244,547		1,244,547
Allowance for credit losses						(7,401)	[1]	(9,530)	(8,731)	(10,212)
Allowance for credit losses		(9,094)		(9,094)							(7,922)
Mortgage [Member]
New Accounting Standards [Abstract]
Amortized cost basis of PCD assets, adjusted amount				18
Loans [Abstract]
Loans	[1]					1,015,926
Loans	[2]	1,045,108		1,045,108
Allowance for credit losses						(6,998)	[1]	(18,448)	(7,261)	(7,416)
Allowance for credit losses		(18,933)		(18,933)							(8,216)
Installment [Member]
New Accounting Standards [Abstract]
Amortized cost basis of PCD assets, adjusted amount				21
Loans [Abstract]
Loans	[1]					475,337
Loans	[2]	524,904		524,904
Allowance for credit losses						(1,112)	[1]	$ (3,979)	$ (1,217)	$ (1,258)
Allowance for credit losses		$ (3,701)		$ (3,701)							$ (1,283)
ASU 2016-13 [Member]
New Accounting Standards [Abstract]
Allowance for loan losses forecast period				1 year
Increase in allowance for credit losses						11,700
Amortized cost basis of PCD assets, adjusted amount						130
Remaining noncredit discount, amount						340
ASU 2016-13 [Member] | Unfunded Loan Commitments [Member]
New Accounting Standards [Abstract]
Increase in allowance for credit losses						1,500
ASU 2016-13 [Member] | As Reported [Member]
Loans [Abstract]
Loans						2,733,812
Allowance for credit losses						(47,137)
Net Loans						2,686,675
Deferred tax assets	[3]					65,196
Total Assets						4,195,179
Liabilities and shareholder's equity [Abstract]
Allowance for credit losses on unfunded lending commitments	[4]					3,274
Total Liabilities						3,815,960
Retained earnings						29,842
Total shareholders' equity						379,219
Total Liabilities and Shareholders' Equity						4,195,179
ASU 2016-13 [Member] | As Reported [Member] | Commercial [Member]
Loans [Abstract]
Loans						1,242,510
ASU 2016-13 [Member] | As Reported [Member] | Mortgage [Member]
Loans [Abstract]
Loans						1,015,944
ASU 2016-13 [Member] | As Reported [Member] | Installment [Member]
Loans [Abstract]
Loans						475,358
ASU 2016-13 [Member] | Impact, Adjustment [Member]
Loans [Abstract]
Loans						134
Allowance for credit losses						(11,708)
Net Loans						(11,574)
Deferred tax assets	[3]					2,740
Total Assets						(8,834)
Liabilities and shareholder's equity [Abstract]
Allowance for credit losses on unfunded lending commitments	[4]					1,469
Total Liabilities						1,469
Retained earnings						(10,303)
Total shareholders' equity						(10,303)
Total Liabilities and Shareholders' Equity						(8,834)
ASU 2016-13 [Member] | Impact, Adjustment [Member] | Commercial [Member]
Loans [Abstract]
Loans						95
ASU 2016-13 [Member] | Impact, Adjustment [Member] | Mortgage [Member]
Loans [Abstract]
Loans						18
ASU 2016-13 [Member] | Impact, Adjustment [Member] | Installment [Member]
Loans [Abstract]
Loans						21
ASU 2016-13 [Member] | Previously Reported [Member]
Loans [Abstract]
Loans						2,733,678
Allowance for credit losses						(35,429)
Net Loans						2,698,249
Deferred tax assets	[3]					62,456
Total Assets						4,204,013
Liabilities and shareholder's equity [Abstract]
Allowance for credit losses on unfunded lending commitments	[4]					1,805
Total Liabilities						3,814,491
Retained earnings						40,145
Total shareholders' equity						389,522
Total Liabilities and Shareholders' Equity						4,204,013
ASU 2016-13 [Member] | Previously Reported [Member] | Commercial [Member]
Loans [Abstract]
Loans						1,242,415
ASU 2016-13 [Member] | Previously Reported [Member] | Mortgage [Member]
Loans [Abstract]
Loans						1,015,926
ASU 2016-13 [Member] | Previously Reported [Member] | Installment [Member]
Loans [Abstract]
Loans						475,337
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Loans [Abstract]
Allowance for credit losses						(11,574)
Liabilities and shareholder's equity [Abstract]
Retained earnings						10,300
Total shareholders' equity						(10,303)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial [Member]
Loans [Abstract]
Allowance for credit losses						(2,551)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Mortgage [Member]
Loans [Abstract]
Allowance for credit losses						(12,000)
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Installment [Member]
Loans [Abstract]
Allowance for credit losses						$ (3,052)
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.
[2]	Credit scores have been updated within the last twelve months.
[3]	Included in Accrued income and other assets in our Condensed Consolidated Statements of Financial Condition.
[4]	Included in Accrued expenses and other liabilities in our Condensed Consolidated Statements of Financial Condition.

Securities (Details)

Securities (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2021USD ($)Security	Jun. 30, 2020USD ($)	Dec. 31, 2020USD ($)
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 1,312,668		$ 1,052,132
Unrealized Gains	20,780		21,431
Unrealized Losses	2,788		1,404
Fair Value	1,330,660		1,072,159
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	245,093		148,169
Less Than Twelve Months, Unrealized Losses	2,585		989
Twelve Months or More, Fair Value	13,645		28,257
Twelve Months or More, Unrealized Losses	203		415
Total, Fair Value	258,738		176,426
Total, Unrealized Losses	2,788		1,404
Available-for-sale, allowance for credit losses	0
Accrued interest receivable	5,400
Credit related charges recognized in earnings	0	$ 0
U.S. Agency [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	8,355		10,456
Unrealized Gains	245		305
Unrealized Losses	4		13
Fair Value	8,596		10,748
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	0		1,469
Less Than Twelve Months, Unrealized Losses	0		3
Twelve Months or More, Fair Value	1,491		2,329
Twelve Months or More, Unrealized Losses	4		10
Total, Fair Value	1,491		3,798
Total, Unrealized Losses	$ 4		13
Number of securities with market fair value less than amortized cost | Security	12
U.S. Agency Residential Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 364,072		340,224
Unrealized Gains	3,185		4,951
Unrealized Losses	1,890		593
Fair Value	365,367		344,582
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	144,894		96,839
Less Than Twelve Months, Unrealized Losses	1,830		592
Twelve Months or More, Fair Value	6,617		83
Twelve Months or More, Unrealized Losses	60		1
Total, Fair Value	151,511		96,922
Total, Unrealized Losses	$ 1,890		593
Number of securities with market fair value less than amortized cost | Security	47
U.S. Agency Commercial Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 18,829		6,869
Unrealized Gains	197		326
Unrealized Losses	16		0
Fair Value	19,010		7,195
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	2,892
Less Than Twelve Months, Unrealized Losses	16
Twelve Months or More, Fair Value	0
Twelve Months or More, Unrealized Losses	0
Total, Fair Value	2,892
Total, Unrealized Losses	$ 16
Number of securities with market fair value less than amortized cost | Security	8
Private Label Mortgage-Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 67,976		41,429
Unrealized Gains	1,329		1,539
Unrealized Losses	41		139
Fair Value	69,264		42,829
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	5,574		11,838
Less Than Twelve Months, Unrealized Losses	27		95
Twelve Months or More, Fair Value	1,426		2,050
Twelve Months or More, Unrealized Losses	14		44
Total, Fair Value	7,000		13,888
Total, Unrealized Losses	$ 41		139
Number of securities with market fair value less than amortized cost | Security	14
Other Asset Backed [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 193,509		252,596
Unrealized Gains	1,743		1,796
Unrealized Losses	26		211
Fair Value	195,226		254,181
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	10,466		7,142
Less Than Twelve Months, Unrealized Losses	15		25
Twelve Months or More, Fair Value	1,697		21,197
Twelve Months or More, Unrealized Losses	11		186
Total, Fair Value	12,163		28,339
Total, Unrealized Losses	$ 26		211
Number of securities with market fair value less than amortized cost | Security	17
Obligations of States and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 509,250		315,780
Unrealized Gains	10,499		8,691
Unrealized Losses	533		178
Fair Value	519,216		324,293
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	60,954		28,957
Less Than Twelve Months, Unrealized Losses	533		177
Twelve Months or More, Fair Value	0		800
Twelve Months or More, Unrealized Losses	0		1
Total, Fair Value	60,954		29,757
Total, Unrealized Losses	$ 533		178
Number of securities with market fair value less than amortized cost | Security	116
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 148,205		82,307
Unrealized Gains	3,570		3,807
Unrealized Losses	172		97
Fair Value	151,603		86,017
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	20,313		1,924
Less Than Twelve Months, Unrealized Losses	164		97
Twelve Months or More, Fair Value	547		0
Twelve Months or More, Unrealized Losses	8		0
Total, Fair Value	20,860		1,924
Total, Unrealized Losses	$ 172		97
Number of securities with market fair value less than amortized cost | Security	19
Trust Preferred [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	$ 1,973		1,971
Unrealized Gains	0		0
Unrealized Losses	106		173
Fair Value	1,867		1,798
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than Twelve Months, Fair Value	0		0
Less Than Twelve Months, Unrealized Losses	0		0
Twelve Months or More, Fair Value	1,867		1,798
Twelve Months or More, Unrealized Losses	106		173
Total, Fair Value	1,867		1,798
Total, Unrealized Losses	$ 106		173
Number of securities with market fair value less than amortized cost | Security	2
Number of issues rated as investment grade | Security	1
Number of securities not rated | Security	1
Non-rated securities, amortized cost	$ 1,000
Fair value of non-rated trust preferred securities	910
Foreign Government [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Amortized cost	499		500
Unrealized Gains	12		16
Unrealized Losses	0		0
Fair Value	$ 511		$ 516

Securities, Amortized Cost and

Securities, Amortized Cost and Fair Value Securities Available for Sale Contractual Maturities (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Maturing within one year	$ 15,770
Maturing after one year but within five years	112,878
Maturing after five years but within ten years	165,791
Maturing after ten years	373,843
Amortized cost	668,282
U.S. agency residential mortgage-backed	364,072
U.S. agency commercial mortgage-backed	18,829
Private label mortgage-backed	67,976
Other asset backed	193,509
Amortized cost	1,312,668	$ 1,052,132
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Maturing within one year	16,080
Maturing after one year but within five years	116,373
Maturing after five years but within ten years	171,342
Maturing after ten years	377,998
Total available-for-sale securities fair value	681,793
U.S. agency residential mortgage-backed	365,367
U.S. agency commercial mortgage-backed	19,010
Private label mortgage-backed	69,264
Other asset backed	195,226
Total	$ 1,330,660	$ 1,072,159

Securities, Gains and Losses Re

Securities, Gains and Losses Realized on Sale of Securities Available for Sale (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Gain and losses realized on sale of securities available for sale [Abstract]
Proceeds	$ 81,178	$ 36,593
Realized gains	1,466	253
Realized losses	$ 50	$ 0

Loans, Allowance for Credit Los

Loans, Allowance for Credit Losses (Details) - USD ($) $ in Thousands		3 Months Ended			6 Months Ended			12 Months Ended
		Jun. 30, 2021		Jun. 30, 2020	Jun. 30, 2021		Jun. 30, 2020	Dec. 31, 2020		Dec. 31, 2019
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		$ 46,755		$ 32,495	$ 35,429	[1]
Additions (deductions) [Abstract]
Impact of adoption of ASC 326		45,926	[1]		45,926	[1]				$ 26,148
Provision for credit losses	[1]	(1,425)			(1,899)
Provision for credit losses	[1]			5,188			$ 11,909
Initial allowance on loans purchased with credit deterioration					134
Recoveries credited to the allowance		886		1,355	1,434		1,754
Loans charged against the allowance		(290)		(4,538)	(746)		(5,311)
Balance at end of period				34,500			34,500	$ 35,429	[1]
Balance at end of period	[1]	45,926			45,926
ACL [Abstract]
Individually evaluated for impairment	[1]							5,581
Collectively evaluated for impairment	[1]							29,848
Total ending ACL				34,500			34,500	35,429	[1]
Loans [Abstract]
Individually evaluated for impairment	[1]							50,672
Collectively evaluated for impairment	[1]							2,690,880
Total recorded investment	[1]							2,742,577
Accrued interest included in recorded investment	[1]							8,899
Total loans	[1]							2,733,678
ASU 2016-13 [Member]
Additions (deductions) [Abstract]
Initial allowance on loans purchased with credit deterioration								130
Impact of Adoption [Member] | ASU 2016-13 [Member]
Additions (deductions) [Abstract]
Impact of adoption of ASC 326								11,574
Balance at end of period								11,574
Loans Acquired with Deteriorated Credit Quality [Member]
ACL [Abstract]
Loans acquired with deteriorated credit quality	[1]							0
Loans [Abstract]
Loans acquired with deteriorated credit quality	[1]							1,025
Commercial [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		9,530		10,212	7,401	[1]
Additions (deductions) [Abstract]
Impact of adoption of ASC 326		9,094			9,094					7,922
Provision for credit losses		(946)			(1,622)
Provision for credit losses	[1]			1,461			3,679
Initial allowance on loans purchased with credit deterioration					95
Recoveries credited to the allowance		510		1,058	669		1,166
Loans charged against the allowance		0		(4,000)	0		(4,036)
Balance at end of period				8,731			8,731	7,401	[1]
Balance at end of period		9,094			9,094
ACL [Abstract]
Individually evaluated for impairment	[1]							1,266
Collectively evaluated for impairment	[1]							6,135
Total ending ACL				8,731			8,731	7,401	[1]
Loans [Abstract]
Individually evaluated for impairment	[1]							9,431
Collectively evaluated for impairment	[1]							1,236,052
Total recorded investment	[1]							1,245,951
Accrued interest included in recorded investment	[1]							3,536
Total loans	[1]							1,242,415
Commercial [Member] | Impact of Adoption [Member] | ASU 2016-13 [Member]
Additions (deductions) [Abstract]
Impact of adoption of ASC 326								2,551
Balance at end of period								2,551
Commercial [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
ACL [Abstract]
Loans acquired with deteriorated credit quality	[1]							0
Loans [Abstract]
Loans acquired with deteriorated credit quality	[1]							468
Mortgage [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		18,448		7,416	6,998	[1]
Additions (deductions) [Abstract]
Impact of adoption of ASC 326		18,933			18,933					8,216
Provision for credit losses		340			(280)
Provision for credit losses	[1]			(130)			(638)
Initial allowance on loans purchased with credit deterioration					18
Recoveries credited to the allowance		169		90	381		207
Loans charged against the allowance		(24)		(115)	(184)		(524)
Balance at end of period				7,261			7,261	6,998	[1]
Balance at end of period		18,933			18,933
ACL [Abstract]
Individually evaluated for impairment	[1]							4,124
Collectively evaluated for impairment	[1]							2,874
Total ending ACL				7,261			7,261	6,998	[1]
Loans [Abstract]
Individually evaluated for impairment	[1]							39,245
Collectively evaluated for impairment	[1]							980,449
Total recorded investment	[1]							1,020,104
Accrued interest included in recorded investment	[1]							4,178
Total loans	[1]							1,015,926
Mortgage [Member] | Impact of Adoption [Member] | ASU 2016-13 [Member]
Additions (deductions) [Abstract]
Impact of adoption of ASC 326								12,000
Balance at end of period								12,000
Mortgage [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
ACL [Abstract]
Loans acquired with deteriorated credit quality	[1]							0
Loans [Abstract]
Loans acquired with deteriorated credit quality	[1]							410
Installment [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		3,979		1,258	1,112	[1]
Additions (deductions) [Abstract]
Impact of adoption of ASC 326		3,701			3,701					1,283
Provision for credit losses		(219)			(306)
Provision for credit losses	[1]			175			304
Initial allowance on loans purchased with credit deterioration					21
Recoveries credited to the allowance		207		207	384		381
Loans charged against the allowance		(266)		(423)	(562)		(751)
Balance at end of period				1,217			1,217	1,112	[1]
Balance at end of period		3,701			3,701
ACL [Abstract]
Individually evaluated for impairment	[1]							191
Collectively evaluated for impairment	[1]							921
Total ending ACL				1,217			1,217	1,112	[1]
Loans [Abstract]
Individually evaluated for impairment	[1]							1,996
Collectively evaluated for impairment	[1]							474,379
Total recorded investment	[1]							476,522
Accrued interest included in recorded investment	[1]							1,185
Total loans	[1]							475,337
Installment [Member] | Impact of Adoption [Member] | ASU 2016-13 [Member]
Additions (deductions) [Abstract]
Impact of adoption of ASC 326								3,052
Balance at end of period								3,052
Installment [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
ACL [Abstract]
Loans acquired with deteriorated credit quality	[1]							0
Loans [Abstract]
Loans acquired with deteriorated credit quality	[1]							147
Subjective Allocation [Member]
Analysis of allowance for loan losses by portfolio segment [Roll Forward]
Balance at beginning of period		14,798		13,609	19,918	[1]
Additions (deductions) [Abstract]
Impact of adoption of ASC 326		14,198			14,198					$ 8,727
Provision for credit losses		(600)			309
Provision for credit losses	[1]			3,682			8,564
Initial allowance on loans purchased with credit deterioration					0
Recoveries credited to the allowance		0		0	0		0
Loans charged against the allowance		0		0	0		0
Balance at end of period				17,291			17,291	19,918	[1]
Balance at end of period		$ 14,198			$ 14,198
ACL [Abstract]
Individually evaluated for impairment	[1]							0
Collectively evaluated for impairment	[1]							19,918
Total ending ACL				$ 17,291			$ 17,291	19,918	[1]
Subjective Allocation [Member] | Impact of Adoption [Member] | ASU 2016-13 [Member]
Additions (deductions) [Abstract]
Impact of adoption of ASC 326								(6,029)
Balance at end of period								(6,029)
Subjective Allocation [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
ACL [Abstract]
Loans acquired with deteriorated credit quality	[1]							$ 0
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.

Loans, Receivables Past Due (De

Loans, Receivables Past Due (Details) - USD ($) $ in Thousands		Jun. 30, 2021	Dec. 31, 2020
Non performing loans [Abstract]
Non-Accrual with no Allowance for Credit Loss		$ 1,083
Non-Accrual with an Allowance for Credit Loss		4,021
Total Non-Accrual		5,104
90+ and Still Accruing		14
Total loans		2,814,559
Accrued interest excluded from total		7,788
Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		2,572	$ 3,008
Accrued interest excluded from total		0
Commercial and Industrial [Member]
Non performing loans [Abstract]
Government guaranteed loans excluded from non-performing loans		53	53
1-4 Family Owner Occupied - Non-jumbo [Member]
Non performing loans [Abstract]
Government guaranteed loans excluded from non-performing loans		374	386	[1]
Commercial [Member]
Non performing loans [Abstract]
Total loans		1,244,547
Accrued interest excluded from total		3,171
Commercial [Member] | Commercial and Industrial [Member]
Non performing loans [Abstract]
Non-Accrual with no Allowance for Credit Loss	[2]	0
Non-Accrual with an Allowance for Credit Loss	[2]	189
Total Non-Accrual	[2]	189
90+ and Still Accruing	[2]	0
Total loans		673,754
Accrued interest excluded from total		2,100
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		110	70
Commercial [Member] | Commercial Real Estate [Member]
Non performing loans [Abstract]
Non-Accrual with no Allowance for Credit Loss		0
Non-Accrual with an Allowance for Credit Loss		0
Total Non-Accrual		0
90+ and Still Accruing		0
Total loans		570,793
Accrued interest excluded from total		1,071
Commercial [Member] | Commercial Real Estate [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		0	0
Mortgage [Member]
Non performing loans [Abstract]
Total loans	[3]	1,045,108
Accrued interest excluded from total	[3]	3,347
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Non performing loans [Abstract]
Non-Accrual with an Allowance for Credit Loss		0
Total Non-Accrual		619
90+ and Still Accruing		0
Total loans	[3]	483,289
Accrued interest excluded from total	[3]	1,261
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		619	623
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Non performing loans [Abstract]
Non-Accrual with no Allowance for Credit Loss	[4]	104
Non-Accrual with an Allowance for Credit Loss	[4]	1,602
Total Non-Accrual	[4]	1,706
90+ and Still Accruing	[4]	0
Total loans	[3]	251,118
Accrued interest excluded from total	[3]	931
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		616	502
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Non performing loans [Abstract]
Non-Accrual with no Allowance for Credit Loss		174
Non-Accrual with an Allowance for Credit Loss		701
Total Non-Accrual		875
90+ and Still Accruing		0
Total loans	[3]	169,182
Accrued interest excluded from total	[3]	557
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		396	476
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Non performing loans [Abstract]
Non-Accrual with no Allowance for Credit Loss		186
Non-Accrual with an Allowance for Credit Loss		919
Total Non-Accrual		1,105
90+ and Still Accruing		14
Total loans	[3]	87,605
Accrued interest excluded from total	[3]	363
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		397	732
Mortgage [Member] | Resort Lending [Member]
Non performing loans [Abstract]
Non-Accrual with no Allowance for Credit Loss		0
Non-Accrual with an Allowance for Credit Loss		248
Total Non-Accrual		248
90+ and Still Accruing		0
Total loans	[3]	53,914
Accrued interest excluded from total	[3]	235
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		248	358
Installment [Member]
Non performing loans [Abstract]
Total loans	[3]	524,904
Accrued interest excluded from total	[3]	1,270
Installment [Member] | Boat Lending [Member]
Non performing loans [Abstract]
Non-Accrual with no Allowance for Credit Loss		0
Non-Accrual with an Allowance for Credit Loss		110
Total Non-Accrual		110
90+ and Still Accruing		0
Total loans	[3]	228,693
Accrued interest excluded from total	[3]	555
Installment [Member] | Boat Lending [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		24	0
Installment [Member] | Recreational Vehicle Lending [Member]
Non performing loans [Abstract]
Non-Accrual with no Allowance for Credit Loss		0
Non-Accrual with an Allowance for Credit Loss		54
Total Non-Accrual		54
90+ and Still Accruing		0
Total loans	[3]	201,945
Accrued interest excluded from total	[3]	489
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		27	48
Installment [Member] | Other [Member]
Non performing loans [Abstract]
Non-Accrual with no Allowance for Credit Loss		0
Non-Accrual with an Allowance for Credit Loss		198
Total Non-Accrual		198
90+ and Still Accruing		0
Total loans	[3]	94,266
Accrued interest excluded from total	[3]	226
Installment [Member] | Other [Member] | Loans Past Due, 90+ days [Member]
Non performing loans [Abstract]
Total loans		135	199
Non-Performing Loans [Member]
Non performing loans [Abstract]
Total loans		5,118	7,873	[1]
Accrued interest excluded from total		0	0	[1]
Non-Performing Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Non performing loans [Abstract]
Total loans	[2]	189	1,387	[1]
Non-Performing Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Non performing loans [Abstract]
Total loans		0	0	[1]
Non-Performing Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Non performing loans [Abstract]
Total loans		619	623	[1]
Non-Performing Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Non performing loans [Abstract]
Total loans	[4]	1,706	2,281	[1]
Non-Performing Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Non performing loans [Abstract]
Total loans		875	1,112	[1]
Non-Performing Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Non performing loans [Abstract]
Total loans		1,119	1,344	[1]
Non-Performing Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Non performing loans [Abstract]
Total loans		248	607	[1]
Non-Performing Loans [Member] | Installment [Member] | Boat Lending [Member]
Non performing loans [Abstract]
Total loans		110	52	[1]
Non-Performing Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Non performing loans [Abstract]
Total loans		54	74	[1]
Non-Performing Loans [Member] | Installment [Member] | Other [Member]
Non performing loans [Abstract]
Total loans		$ 198	$ 393	[1]
[1]	Non-performing loans at December 31, 2020 exclude PCI loans.
[2]	Non-performing commercial and industrial loans exclude $0.053 million of government guaranteed loans at both June 30, 2021 and December 31, 2020.
[3]	Credit scores have been updated within the last twelve months.
[4]	Non-performing 1-4 family owner occupied – non jumbo loans exclude $0.374 million and $0.386 million of government guaranteed loans at June 30, 2021 and December 31, 2020, respectively.

Loans, Amortized Cost of Collat

Loans, Amortized Cost of Collateral-dependent Loans by Class (Details) - USD ($) $ in Thousands		Jun. 30, 2021		Dec. 31, 2019
Collateral-dependent Loans by Class [Abstract]
Total loans		$ 2,814,559
Allowance for credit losses		45,926	[1]	$ 26,148
Accrued interest excluded from total		7,788
Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		884
Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		2,942
Accrued interest excluded from total		1
Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		888
Accrued interest excluded from total		1
Commercial [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		1,244,547
Allowance for credit losses		9,094		7,922
Accrued interest excluded from total		3,171
Commercial [Member] | Commercial and Industrial [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		673,754
Accrued interest excluded from total		2,100
Commercial [Member] | Commercial and Industrial [Member] | Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		251
Commercial [Member] | Commercial and Industrial [Member] | Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		104
Commercial [Member] | Commercial and Industrial [Member] | Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		667
Commercial [Member] | Commercial Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		570,793
Accrued interest excluded from total		1,071
Commercial [Member] | Commercial Real Estate [Member] | Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		31
Commercial [Member] | Commercial Real Estate [Member] | Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		136
Commercial [Member] | Commercial Real Estate [Member] | Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		0
Mortgage [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans	[2]	1,045,108
Allowance for credit losses		18,933		8,216
Accrued interest excluded from total	[2]	3,347
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans	[2]	483,289
Accrued interest excluded from total	[2]	1,261
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		0
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		619
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		0
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans	[2]	251,118
Accrued interest excluded from total	[2]	931
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		313
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		982
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		0
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans	[2]	169,182
Accrued interest excluded from total	[2]	557
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member] | Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		79
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member] | Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		396
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member] | Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		0
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans	[2]	87,605
Accrued interest excluded from total	[2]	363
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		93
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		446
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		0
Mortgage [Member] | Resort Lending [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans	[2]	53,914
Accrued interest excluded from total	[2]	235
Mortgage [Member] | Resort Lending [Member] | Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		34
Mortgage [Member] | Resort Lending [Member] | Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		248
Mortgage [Member] | Resort Lending [Member] | Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		0
Installment [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans	[2]	524,904
Allowance for credit losses		3,701		$ 1,283
Accrued interest excluded from total	[2]	1,270
Installment [Member] | Boat Lending [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans	[2]	228,693
Accrued interest excluded from total	[2]	555
Installment [Member] | Boat Lending [Member] | Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		20
Installment [Member] | Boat Lending [Member] | Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		0
Installment [Member] | Boat Lending [Member] | Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		56
Installment [Member] | Recreational Vehicle Lending [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans	[2]	201,945
Accrued interest excluded from total	[2]	489
Installment [Member] | Recreational Vehicle Lending [Member] | Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		11
Installment [Member] | Recreational Vehicle Lending [Member] | Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		0
Installment [Member] | Recreational Vehicle Lending [Member] | Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		30
Installment [Member] | Other [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans	[2]	94,266
Accrued interest excluded from total	[2]	226
Installment [Member] | Other [Member] | Collateral Dependent Loans [Member]
Collateral-dependent Loans by Class [Abstract]
Allowance for credit losses		52
Installment [Member] | Other [Member] | Real Estate [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		11
Installment [Member] | Other [Member] | Other Loan [Member]
Collateral-dependent Loans by Class [Abstract]
Total loans		$ 135
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.
[2]	Credit scores have been updated within the last twelve months.

Loans, Aging Analysis of Loans

Loans, Aging Analysis of Loans by Class (Details) - USD ($) $ in Thousands		Jun. 30, 2021	Dec. 31, 2020
Aging analysis of loans by class [Abstract]
Total loans		$ 2,814,559
Total recorded investment	[1]		$ 2,742,577
Accrued interest excluded from total		7,788
Accrued interest included in recorded investment	[1]		8,899
Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		6,633	17,271
Accrued interest excluded from total		53
Accrued interest included in recorded investment			169
Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		3,321	12,817
Accrued interest excluded from total		37
Accrued interest included in recorded investment			147
Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		740	1,446
Accrued interest excluded from total		16
Accrued interest included in recorded investment			22
Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		2,572	3,008
Accrued interest excluded from total		0
Accrued interest included in recorded investment			0
Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		2,807,926	2,725,306
Accrued interest excluded from total		7,735
Accrued interest included in recorded investment			8,730
Commercial [Member]
Aging analysis of loans by class [Abstract]
Total loans		1,244,547
Total recorded investment	[1]		1,245,951
Accrued interest excluded from total		3,171
Accrued interest included in recorded investment	[1]		3,536
Commercial [Member] | Commercial and Industrial [Member]
Aging analysis of loans by class [Abstract]
Total loans		673,754
Total recorded investment			676,319
Accrued interest excluded from total		2,100
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		162	5,204
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		52	5,003
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		0	131
Commercial [Member] | Commercial and Industrial [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		110	70
Commercial [Member] | Commercial and Industrial [Member] | Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		673,592	671,115
Commercial [Member] | Commercial Real Estate [Member]
Aging analysis of loans by class [Abstract]
Total loans		570,793
Total recorded investment			569,632
Accrued interest excluded from total		1,071
Commercial [Member] | Commercial Real Estate [Member] | Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		0	2,600
Commercial [Member] | Commercial Real Estate [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		0	2,600
Commercial [Member] | Commercial Real Estate [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		0	0
Commercial [Member] | Commercial Real Estate [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		0	0
Commercial [Member] | Commercial Real Estate [Member] | Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		570,793	567,032
Mortgage [Member]
Aging analysis of loans by class [Abstract]
Total loans	[2]	1,045,108
Total recorded investment	[1]		1,020,104
Accrued interest excluded from total	[2]	3,347
Accrued interest included in recorded investment	[1]		4,178
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Aging analysis of loans by class [Abstract]
Total loans	[2]	483,289
Total recorded investment			440,178
Accrued interest excluded from total	[2]	1,261
Accrued interest included in recorded investment			1,301
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		619	1,384
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		0	761
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		0	0
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		619	623
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		482,670	438,794
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Aging analysis of loans by class [Abstract]
Total loans	[2]	251,118
Total recorded investment			267,573
Accrued interest excluded from total	[2]	931
Accrued interest included in recorded investment			1,641
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		1,902	2,843
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		1,017	1,888
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		269	453
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		616	502
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		249,216	264,730
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Aging analysis of loans by class [Abstract]
Total loans	[2]	169,182
Total recorded investment			159,776
Accrued interest excluded from total	[2]	557
Accrued interest included in recorded investment			587
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member] | Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		875	1,799
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		383	1,184
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		96	139
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		396	476
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member] | Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		168,307	157,977
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Aging analysis of loans by class [Abstract]
Total loans	[2]	87,605
Total recorded investment			94,530
Accrued interest excluded from total	[2]	363
Accrued interest included in recorded investment			373
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		834	1,670
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		416	710
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		21	228
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		397	732
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		86,771	92,860
Mortgage [Member] | Resort Lending [Member]
Aging analysis of loans by class [Abstract]
Total loans	[2]	53,914
Total recorded investment			58,047
Accrued interest excluded from total	[2]	235
Accrued interest included in recorded investment			276
Mortgage [Member] | Resort Lending [Member] | Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		468	585
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		0	32
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		220	195
Mortgage [Member] | Resort Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		248	358
Mortgage [Member] | Resort Lending [Member] | Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		53,446	57,462
Installment [Member]
Aging analysis of loans by class [Abstract]
Total loans	[2]	524,904
Total recorded investment	[1]		476,522
Accrued interest excluded from total	[2]	1,270
Accrued interest included in recorded investment	[1]		1,185
Installment [Member] | Boat Lending [Member]
Aging analysis of loans by class [Abstract]
Total loans	[2]	228,693
Total recorded investment			207,513
Accrued interest excluded from total	[2]	555
Accrued interest included in recorded investment			572
Installment [Member] | Boat Lending [Member] | Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		649	196
Installment [Member] | Boat Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		601	95
Installment [Member] | Boat Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		24	101
Installment [Member] | Boat Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		24	0
Installment [Member] | Boat Lending [Member] | Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		228,044	207,317
Installment [Member] | Recreational Vehicle Lending [Member]
Aging analysis of loans by class [Abstract]
Total loans	[2]	201,945
Total recorded investment			169,574
Accrued interest excluded from total	[2]	489
Accrued interest included in recorded investment			457
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		613	292
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		540	207
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		46	37
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		27	48
Installment [Member] | Recreational Vehicle Lending [Member] | Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		201,332	169,282
Installment [Member] | Other [Member]
Aging analysis of loans by class [Abstract]
Total loans	[2]	94,266
Total recorded investment			99,435
Accrued interest excluded from total	[2]	226
Accrued interest included in recorded investment			156
Installment [Member] | Other [Member] | Loans Past Due Total [Member]
Aging analysis of loans by class [Abstract]
Total loans		511	698
Installment [Member] | Other [Member] | Loans Past Due, 30-59 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		312	337
Installment [Member] | Other [Member] | Loans Past Due, 60-89 days [Member]
Aging analysis of loans by class [Abstract]
Total loans		64	162
Installment [Member] | Other [Member] | Loans Past Due, 90+ days [Member]
Aging analysis of loans by class [Abstract]
Total loans		135	199
Installment [Member] | Other [Member] | Loans Not Past Due [Member]
Aging analysis of loans by class [Abstract]
Total loans		$ 93,755	$ 98,737
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.
[2]	Credit scores have been updated within the last twelve months.

Loans, Impaired Financing Recei

Loans, Impaired Financing Receivables, Impaired Loans (Details) $ in Thousands	Dec. 31, 2020USD ($)	[1]
Impaired loans with no allocated ACL [Abstract]
Troubled debt restructurings ("TDR")	$ 93
Non - TDR	1,367
Impaired loans with an allocated ACL [Abstract]
TDR - allowance based on collateral	9,027
TDR - allowance based on present value cash flow	37,953
Non - TDR - allowance based on collateral	1,873
Total impaired loans	50,313
Amount of ACL allocated [Abstract]
TDR - allowance based on collateral	1,058
TDR - allowance based on present value cash flow	3,755
Non - TDR - allowance based on collateral	768
Total amount of ACL allocated	$ 5,581
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.

Loans, Impaired Financing Rec_2

Loans, Impaired Financing Receivables, Impaired Loans by Class (Details) $ in Thousands	Dec. 31, 2020USD ($)
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	$ 1,460
Unpaid Principal Balance, with no related ACL recorded	1,865
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	49,212
Unpaid Principal Balance, with an ACL recorded	51,105
Recorded Investment	50,672
Unpaid Principal Balance	52,970
Related Allowance	5,581	[1]
Accrued interest included in recorded investment	359
Commercial [Member] | Commercial and Industrial [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	77
Unpaid Principal Balance, with no related ACL recorded	80
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	2,227
Unpaid Principal Balance, with an ACL recorded	2,370
Recorded Investment	2,304
Unpaid Principal Balance	2,450
Related Allowance	756	[1]
Commercial [Member] | Commercial Real Estate [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	0
Unpaid Principal Balance, with no related ACL recorded	0
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	7,127
Unpaid Principal Balance, with an ACL recorded	7,096
Recorded Investment	7,127
Unpaid Principal Balance	7,096
Related Allowance	510	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	623
Unpaid Principal Balance, with no related ACL recorded	629
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	506
Unpaid Principal Balance, with an ACL recorded	880
Recorded Investment	1,129
Unpaid Principal Balance	1,509
Related Allowance	50	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	0
Unpaid Principal Balance, with no related ACL recorded	0
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	21,655
Unpaid Principal Balance, with an ACL recorded	22,311
Recorded Investment	21,655
Unpaid Principal Balance	22,311
Related Allowance	2,300	[1]
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	305
Unpaid Principal Balance, with no related ACL recorded	473
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	4,335
Unpaid Principal Balance, with an ACL recorded	4,704
Recorded Investment	4,640
Unpaid Principal Balance	5,177
Related Allowance	495	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	301
Unpaid Principal Balance, with no related ACL recorded	304
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	811
Unpaid Principal Balance, with an ACL recorded	829
Recorded Investment	1,112
Unpaid Principal Balance	1,133
Related Allowance	200	[1]
Mortgage [Member] | Resort Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	154
Unpaid Principal Balance, with no related ACL recorded	379
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	10,555
Unpaid Principal Balance, with an ACL recorded	10,764
Recorded Investment	10,709
Unpaid Principal Balance	11,143
Related Allowance	1,079	[1]
Installment [Member] | Boat Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	0
Unpaid Principal Balance, with no related ACL recorded	0
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	7
Unpaid Principal Balance, with an ACL recorded	11
Recorded Investment	7
Unpaid Principal Balance	11
Related Allowance	2	[1]
Installment [Member] | Recreational Vehicle Lending [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	0
Unpaid Principal Balance, with no related ACL recorded	0
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	87
Unpaid Principal Balance, with an ACL recorded	100
Recorded Investment	87
Unpaid Principal Balance	100
Related Allowance	19	[1]
Installment [Member] | Other [Member]
Impaired Loans by class [Abstract]
Recorded Investment, with no related ACL recorded	0
Unpaid Principal Balance, with no related ACL recorded	0
Related Allowance, with no related ACL recorded	0	[1]
Recorded Investment, with an ACL recorded	1,902
Unpaid Principal Balance, with an ACL recorded	2,040
Recorded Investment	1,902
Unpaid Principal Balance	2,040
Related Allowance	$ 170	[1]
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.

Loans, Impaired Financing Rec_3

Loans, Impaired Financing Receivables, Average Recorded Investiment (Details) - USD ($) $ in Thousands		3 Months Ended	6 Months Ended
		Jun. 30, 2020	Jun. 30, 2020
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	$ 1,688	$ 1,688
Interest Income Recognized, with no related ACL recorded	[1]	5	9
Average Recorded Investment, with an a ACL recorded	[1]	61,585	59,057
Interest Income Recognized, with an a ACL recorded	[1]	782	1,664
Average Recorded Investment	[1]	63,273	60,745
Interest Income Recognized	[1]	787	1,673
Commercial [Member] | Commercial and Industrial [Member]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	84	142
Interest Income Recognized, with no related ACL recorded	[1]	1	2
Average Recorded Investment, with an a ACL recorded	[1]	2,409	2,158
Interest Income Recognized, with an a ACL recorded	[1]	29	67
Average Recorded Investment	[1]	2,493	2,300
Interest Income Recognized	[1]	30	69
Commercial [Member] | Commercial Real Estate [Member]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	0	199
Interest Income Recognized, with no related ACL recorded	[1]	0	0
Average Recorded Investment, with an a ACL recorded	[1]	15,988	12,887
Interest Income Recognized, with an a ACL recorded	[1]	288	511
Average Recorded Investment	[1]	15,988	13,086
Interest Income Recognized	[1]	288	511
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	316	211
Interest Income Recognized, with no related ACL recorded	[1]	0	0
Average Recorded Investment, with an a ACL recorded	[1]	1,187	1,273
Interest Income Recognized, with an a ACL recorded	[1]	11	28
Average Recorded Investment	[1]	1,503	1,484
Interest Income Recognized	[1]	11	28
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	482	392
Interest Income Recognized, with no related ACL recorded	[1]	1	4
Average Recorded Investment, with an a ACL recorded	[1]	22,249	18,220
Interest Income Recognized, with an a ACL recorded	[1]	273	624
Average Recorded Investment	[1]	22,731	18,612
Interest Income Recognized	[1]	274	628
Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	355	308
Interest Income Recognized, with no related ACL recorded	[1]	3	3
Average Recorded Investment, with an a ACL recorded	[1]	4,774	4,837
Interest Income Recognized, with an a ACL recorded	[1]	52	118
Average Recorded Investment	[1]	5,129	5,145
Interest Income Recognized	[1]	55	121
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	374	385
Interest Income Recognized, with no related ACL recorded	[1]	0	0
Average Recorded Investment, with an a ACL recorded	[1]	694	5,149
Interest Income Recognized, with an a ACL recorded	[1]	2	6
Average Recorded Investment	[1]	1,068	5,534
Interest Income Recognized	[1]	2	6
Mortgage [Member] | Resort Lending [Member]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	77	51
Interest Income Recognized, with no related ACL recorded	[1]	0	0
Average Recorded Investment, with an a ACL recorded	[1]	11,554	11,739
Interest Income Recognized, with an a ACL recorded	[1]	92	233
Average Recorded Investment	[1]	11,631	11,790
Interest Income Recognized	[1]	92	233
Installment [Member] | Boat Lending [Member]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	0	0
Interest Income Recognized, with no related ACL recorded	[1]	0	0
Average Recorded Investment, with an a ACL recorded	[1]	74	49
Interest Income Recognized, with an a ACL recorded	[1]	0	0
Average Recorded Investment	[1]	74	49
Interest Income Recognized	[1]	0	0
Installment [Member] | Recreational Vehicle Lending [Member]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	0	0
Interest Income Recognized, with no related ACL recorded	[1]	0	0
Average Recorded Investment, with an a ACL recorded	[1]	110	73
Interest Income Recognized, with an a ACL recorded	[1]	0	1
Average Recorded Investment	[1]	110	73
Interest Income Recognized	[1]	0	1
Installment [Member] | Other [Member]
Average recorded investment in and interest income earned on impaired loans by class [Abstract]
Average Recorded Investment, with no related ACL recorded	[1]	0	0
Interest Income Recognized, with no related ACL recorded	[1]	0	0
Average Recorded Investment, with an a ACL recorded	[1]	2,546	2,672
Interest Income Recognized, with an a ACL recorded	[1]	35	76
Average Recorded Investment	[1]	2,546	2,672
Interest Income Recognized	[1]	$ 35	$ 76
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.

Loans, Troubled Debt Restructur

Loans, Troubled Debt Restructurings (Details) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2021USD ($)Contract	Jun. 30, 2020USD ($)Contract	Jun. 30, 2021USD ($)ContractPayment	Jun. 30, 2020USD ($)Contract	Dec. 31, 2020USD ($)
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		$ 40,674		$ 40,674		$ 47,073
Number of consecutive timely payments required | Payment				6
Troubled debt restructuring, specific reserve		$ 4,100		$ 4,100		4,800
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	10	0	17
Pre-modification recorded balance		$ 0	$ 7,042	$ 0	$ 8,459
Post-modification recorded balance		0	7,047	0	8,469
TDR Modifications recorded balance		0		0
Increase in allowance for credit losses		0		0
Increase in allowance for credit losses			(20)		200
Charge offs due to troubled debt restructurings		0	0	0	0
Charge-offs on TDRs that subsequently defaulted		0	$ 0	$ 0	$ 0
Past due period for modified loans				90 days
Minimum [Member]
Troubled Debt Restructuring [Abstract]
Modification of stated interest rate of loans, range of period				9 months
Modifications involving extension of maturity date, period range				1 month
Maximum [Member]
Troubled Debt Restructuring [Abstract]
Modification of stated interest rate of loans, range of period				36 months
Modification of stated interest rate of loans, range of period in certain circumstances				480 months
Modifications involving extension of maturity date, period range				60 months
Modifications involving extension of maturity date, period range in certain circumstances				230 months
Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		39,509		$ 39,509		44,341
Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1]	1,165		1,165		2,732
Commercial [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		4,948		4,948		9,104
Commercial [Member] | Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring		4,948		4,948		7,956
Commercial [Member] | Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1]	$ 0		$ 0		1,148
Commercial [Member] | Commercial and Industrial [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	6	0	7
Pre-modification recorded balance		$ 0	$ 1,108	$ 0	$ 1,207
Post-modification recorded balance		$ 0	$ 1,108	$ 0	$ 1,207
Commercial [Member] | Commercial Real Estate [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	1	0	4
Pre-modification recorded balance		$ 0	$ 5,835	$ 0	$ 7,012
Post-modification recorded balance		$ 0	$ 5,835	$ 0	$ 7,012
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	1	0	2
Pre-modification recorded balance		$ 0	$ 54	$ 0	$ 103
Post-modification recorded balance		$ 0	$ 58	$ 0	$ 108
Mortgage [Member] | 1-4 Non-owner Occupied [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	1
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 59
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 62
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	2	0	2
Pre-modification recorded balance		$ 0	$ 45	$ 0	$ 45
Post-modification recorded balance		$ 0	$ 46	$ 0	$ 46
Mortgage [Member] | Resort Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Installment [Member] | Boat Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Installment [Member] | Recreational Vehicle Lending [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	0
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Post-modification recorded balance		$ 0	$ 0	$ 0	$ 0
Installment [Member] | Other [Member]
Loans classified as troubled debt restructurings [Abstract]
Number of contracts | Contract		0	0	0	1
Pre-modification recorded balance		$ 0	$ 0	$ 0	$ 33
Post-modification recorded balance		0	$ 0	0	$ 34
Retail [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[2]	35,726		35,726		37,969
Retail [Member] | Performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[2]	34,561		34,561		36,385
Retail [Member] | Non-performing TDRs [Member]
Troubled Debt Restructuring [Abstract]
Troubled debt restructuring	[1],[2],[3]	$ 1,165		$ 1,165		$ 1,584
[1]	Included in non-performing loans table above.
[2]	Retail loans include mortgage and installment loan portfolio segments.
[3]	Also includes loans on non-accrual at the time of modification until six payments are received on a timely basis.

Loans, Non-TDR Loan Modificatio

Loans, Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") Due to COVID-19 (Details) $ in Thousands		3 Months Ended			6 Months Ended
		Jun. 30, 2021USD ($)Loan		Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)Loan		Jun. 30, 2020USD ($)	Dec. 31, 2020USD ($)Loan	Dec. 31, 2019USD ($)
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Interest only period for Commercial loans					3 months
Suspended payments period for Retail loans					3 months
Total loans		$ 2,814,559			$ 2,814,559
Total loans	[1]							$ 2,733,678
Percentage of total loans, COVID-19 Accomodations					0.50%
Allowance for credit losses		45,926	[1]		$ 45,926	[1]			$ 26,148
Interest and fees on loans		28,091		$ 29,863	56,196		$ 61,627
Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans		$ 171,888			$ 171,888
Total loans								$ 169,782
Number of outstanding loans | Loan		1,707			1,707			1,483
Unaccreted net fees remaining at period end		$ 5,810			$ 5,810			$ 3,216
Allowance for credit losses		0			0
Interest and fees on loans		1,800		$ 1,000	3,900		$ 1,000
Commercial [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans		1,244,547			$ 1,244,547
Total loans	[1]							1,242,415
Percentage of total loans, COVID-19 Accomodations					0.00%
Allowance for credit losses		9,094			$ 9,094				7,922
Mortgage [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans	[2]	1,045,108			$ 1,045,108
Total loans	[1]							1,015,926
Percentage of total loans, COVID-19 Accomodations					1.20%
Allowance for credit losses		18,933			$ 18,933				8,216
Installment [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans	[2]	524,904			$ 524,904
Total loans	[1]							475,337
Percentage of total loans, COVID-19 Accomodations					0.10%
Allowance for credit losses		3,701			$ 3,701				$ 1,283
Mortgage Loans Serviced for Others [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans	[3]	3,142,812			$ 3,142,812
Percentage of total loans, COVID-19 Accomodations	[3]				0.60%
COVID-19 Accomodations [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of loans with Covid 19 Accommodations | Loan					100
Non-TDR loan modifications, portfolio loans outstanding		12,743			$ 12,743
COVID-19 Accomodations [Member] | Commercial [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of loans with Covid 19 Accommodations | Loan					0
Non-TDR loan modifications, portfolio loans outstanding		0			$ 0
COVID-19 Accomodations [Member] | Mortgage [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of loans with Covid 19 Accommodations | Loan					82
Non-TDR loan modifications, portfolio loans outstanding		12,416			$ 12,416
COVID-19 Accomodations [Member] | Installment [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of loans with Covid 19 Accommodations | Loan					18
Non-TDR loan modifications, portfolio loans outstanding		327			$ 327
COVID-19 Accomodations [Member] | Mortgage Loans Serviced for Others [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of loans with Covid 19 Accommodations | Loan	[3]				150
Non-TDR loan modifications, portfolio loans outstanding	[3]	20,231			$ 20,231
COVID-19 Subsequent Accommodation [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of loans with Covid 19 Accommodations | Loan	[4]				79
Non-TDR loan modifications, portfolio loans outstanding	[4]	8,446			$ 8,446
COVID-19 Subsequent Accommodation [Member] | Commercial [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of loans with Covid 19 Accommodations | Loan	[4]				0
Non-TDR loan modifications, portfolio loans outstanding	[4]	0			$ 0
COVID-19 Subsequent Accommodation [Member] | Mortgage [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of loans with Covid 19 Accommodations | Loan	[4]				65
Non-TDR loan modifications, portfolio loans outstanding	[4]	8,157			$ 8,157
COVID-19 Subsequent Accommodation [Member] | Installment [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Number of loans with Covid 19 Accommodations | Loan	[4]				14
Non-TDR loan modifications, portfolio loans outstanding	[4]	289			$ 289
Closed and Outstanding - Round 1 Loans [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans		$ 42,315			$ 42,315
Total loans								$ 169,782
Number of outstanding loans | Loan		298			298			1,483
Closed and Outstanding - Round 2 Loans [Member] | Paycheck Protection Program [Member]
Non-TDR Loan Modifications and Paycheck Protection Program ("PPP") due to COVID-19 [Abstract]
Total loans		$ 129,573			$ 129,573
Total loans								$ 0
Number of outstanding loans | Loan		1,409			1,409			0
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.
[2]	Credit scores have been updated within the last twelve months.
[3]	We have delegated authority from all investors to grant these deferrals on their behalf.
[4]	Subsequent accommodations are extensions of the original accommodations that were given as summarized in the paragraph above.

Loans, Loan Ratings by Loan Cla

Loans, Loan Ratings by Loan Class, Commercial (Details) - USD ($) $ in Thousands		Jun. 30, 2021	Dec. 31, 2020
Summary of Loan Ratings by Loan Class [Abstract]
Total loans		$ 2,814,559
Accrued interest excluded from total		7,788
Loans	[1]		$ 2,742,577
Accrued interest included in total	[1]		8,899
Commercial [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		208,206
2020		168,506
2019		172,861
2018		145,790
2017		95,100
Prior		304,924
Revolving loans amortized, Cost basis		149,160
Total loans		1,244,547
Accrued interest, 2021		537
Accrued interest, 2020		732
Accrued interest, 2019		324
Accrued interest, 2018		442
Accrued interest, 2017		225
Accrued interest, Prior		665
Accrued interest, Revolving		246
Accrued interest excluded from total		3,171
Loans	[1]		1,245,951
Accrued interest included in total	[1]		3,536
Commercial [Member] | Non-Watch 1-6 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		208,176
2020		168,257
2019		170,388
2018		139,946
2017		91,130
Prior		293,254
Revolving loans amortized, Cost basis		143,904
Total loans		1,215,055
Loans			1,199,208
Accrued interest included in total			3,408
Commercial [Member] | Watch 7-8 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		30
2020		117
2019		1,234
2018		4,342
2017		2,837
Prior		10,876
Revolving loans amortized, Cost basis		5,256
Total loans		24,692
Loans			38,743
Accrued interest included in total			105
Commercial [Member] | Substandard Accrual 9 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		0
2020		0
2019		1,239
2018		1,502
2017		1,133
Prior		684
Revolving loans amortized, Cost basis		0
Total loans		4,558
Loans			6,613
Accrued interest included in total			23
Commercial [Member] | Non-Accrual 10-11 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		0
2020		132
2019		0
2018		0
2017		0
Prior		110
Revolving loans amortized, Cost basis		0
Total loans		242
Loans			1,387
Accrued interest included in total			0
Commercial [Member] | Commercial and Industrial [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		160,431
2020		114,978
2019		65,441
2018		56,613
2017		49,507
Prior		112,537
Revolving loans amortized, Cost basis		114,247
Total loans		673,754
Accrued interest, 2021		481
Accrued interest, 2020		652
Accrued interest, 2019		111
Accrued interest, 2018		254
Accrued interest, 2017		118
Accrued interest, Prior		295
Accrued interest, Revolving		189
Accrued interest excluded from total		2,100
Loans			676,319
Commercial [Member] | Commercial and Industrial [Member] | Non-Watch 1-6 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		160,401
2020		114,729
2019		63,354
2018		52,377
2017		46,861
Prior		101,907
Revolving loans amortized, Cost basis		108,991
Total loans		648,620
Loans			637,826
Commercial [Member] | Commercial and Industrial [Member] | Watch 7-8 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		30
2020		117
2019		848
2018		3,954
2017		2,646
Prior		9,836
Revolving loans amortized, Cost basis		5,256
Total loans		22,687
Loans			32,765
Commercial [Member] | Commercial and Industrial [Member] | Substandard Accrual 9 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		0
2020		0
2019		1,239
2018		282
2017		0
Prior		684
Revolving loans amortized, Cost basis		0
Total loans		2,205
Loans			4,341
Commercial [Member] | Commercial and Industrial [Member] | Non-Accrual 10-11 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		0
2020		132
2019		0
2018		0
2017		0
Prior		110
Revolving loans amortized, Cost basis		0
Total loans		242
Loans			1,387
Commercial [Member] | Commercial Real Estate [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		47,775
2020		53,528
2019		107,420
2018		89,177
2017		45,593
Prior		192,387
Revolving loans amortized, Cost basis		34,913
Total loans		570,793
Accrued interest, 2021		56
Accrued interest, 2020		80
Accrued interest, 2019		213
Accrued interest, 2018		188
Accrued interest, 2017		107
Accrued interest, Prior		370
Accrued interest, Revolving		57
Accrued interest excluded from total		1,071
Loans			569,632
Commercial [Member] | Commercial Real Estate [Member] | Non-Watch 1-6 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		47,775
2020		53,528
2019		107,034
2018		87,569
2017		44,269
Prior		191,347
Revolving loans amortized, Cost basis		34,913
Total loans		566,435
Loans			561,382
Commercial [Member] | Commercial Real Estate [Member] | Watch 7-8 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		0
2020		0
2019		386
2018		388
2017		191
Prior		1,040
Revolving loans amortized, Cost basis		0
Total loans		2,005
Loans			5,978
Commercial [Member] | Commercial Real Estate [Member] | Substandard Accrual 9 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		0
2020		0
2019		0
2018		1,220
2017		1,133
Prior		0
Revolving loans amortized, Cost basis		0
Total loans		2,353
Loans			2,272
Commercial [Member] | Commercial Real Estate [Member] | Non-Accrual 10-11 [Member]
Summary of Loan Ratings by Loan Class [Abstract]
2021		0
2020		0
2019		0
2018		0
2017		0
Prior		0
Revolving loans amortized, Cost basis		0
Total loans		$ 0
Loans			$ 0
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.

Loans, Credit Scores by Loan Cl

Loans, Credit Scores by Loan Class, Mortgage and Installment Segments, Current Period (Details) $ in Thousands	Jun. 30, 2021USD ($)
Summary of Credit Scores by Loan Class [Abstract]
Total loans	$ 2,814,559
Accrued interest excluded from total	7,788
Mortgage [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	200,383	[1]
2020	282,765	[1]
2019	136,136	[1]
2018	67,434	[1]
2017	96,063	[1]
Prior	181,223	[1]
Revolving loans amortized, Cost basis	81,104	[1]
Total loans	1,045,108	[1]
Accrued interest, 2021	511	[1]
Accrued interest, 2020	722	[1]
Accrued interest, 2019	414	[1]
Accrued interest, 2018	283	[1]
Accrued interest, 2017	338	[1]
Accrued interest, Prior	742	[1]
Accrued interest, Revolving	337	[1]
Accrued interest excluded from total	3,347	[1]
Mortgage [Member] | 800 and Above [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	20,835	[1]
2020	43,035	[1]
2019	19,801	[1]
2018	7,867	[1]
2017	12,480	[1]
Prior	23,071	[1]
Revolving loans amortized, Cost basis	12,732	[1]
Total loans	139,821	[1]
Mortgage [Member] | 750 to 799 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	116,240	[1]
2020	159,853	[1]
2019	65,975	[1]
2018	27,463	[1]
2017	37,486	[1]
Prior	49,247	[1]
Revolving loans amortized, Cost basis	38,636	[1]
Total loans	494,900	[1]
Mortgage [Member] | 700 to 749 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	49,002	[1]
2020	52,719	[1]
2019	26,901	[1]
2018	16,819	[1]
2017	23,052	[1]
Prior	48,428	[1]
Revolving loans amortized, Cost basis	19,064	[1]
Total loans	235,985	[1]
Mortgage [Member] | 650 to 699 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	14,199	[1]
2020	20,952	[1]
2019	17,077	[1]
2018	10,454	[1]
2017	13,434	[1]
Prior	28,215	[1]
Revolving loans amortized, Cost basis	8,071	[1]
Total loans	112,402	[1]
Mortgage [Member] | 600 to 649 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	107	[1]
2020	3,864	[1]
2019	4,631	[1]
2018	1,908	[1]
2017	5,738	[1]
Prior	15,944	[1]
Revolving loans amortized, Cost basis	1,602	[1]
Total loans	33,794	[1]
Mortgage [Member] | 550 to 599 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	1,937	[1]
2019	242	[1]
2018	2,262	[1]
2017	1,294	[1]
Prior	9,644	[1]
Revolving loans amortized, Cost basis	871	[1]
Total loans	16,250	[1]
Mortgage [Member] | 500 to 549 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	1,115	[1]
2018	590	[1]
2017	2,095	[1]
Prior	5,428	[1]
Revolving loans amortized, Cost basis	98	[1]
Total loans	9,326	[1]
Mortgage [Member] | Under 500 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	405	[1]
2019	394	[1]
2018	71	[1]
2017	484	[1]
Prior	1,246	[1]
Revolving loans amortized, Cost basis	30	[1]
Total loans	2,630	[1]
Mortgage [Member] | Unknown [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	0	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	137,969	[1]
2020	173,920	[1]
2019	81,672	[1]
2018	30,941	[1]
2017	44,146	[1]
Prior	14,641	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	483,289	[1]
Accrued interest, 2021	273	[1]
Accrued interest, 2020	455	[1]
Accrued interest, 2019	225	[1]
Accrued interest, 2018	134	[1]
Accrued interest, 2017	128	[1]
Accrued interest, Prior	46	[1]
Accrued interest, Revolving	0	[1]
Accrued interest excluded from total	1,261	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | 800 and Above [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	13,200	[1]
2020	29,651	[1]
2019	10,170	[1]
2018	3,004	[1]
2017	3,039	[1]
Prior	1,051	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	60,115	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | 750 to 799 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	88,565	[1]
2020	97,242	[1]
2019	40,772	[1]
2018	12,265	[1]
2017	15,456	[1]
Prior	4,004	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	258,304	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | 700 to 749 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	31,225	[1]
2020	29,810	[1]
2019	16,476	[1]
2018	8,562	[1]
2017	13,558	[1]
Prior	5,387	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	105,018	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | 650 to 699 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	4,979	[1]
2020	13,876	[1]
2019	10,971	[1]
2018	6,654	[1]
2017	8,905	[1]
Prior	2,505	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	47,890	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | 600 to 649 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	1,463	[1]
2019	2,808	[1]
2018	0	[1]
2017	2,014	[1]
Prior	1,694	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	7,979	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | 550 to 599 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	1,878	[1]
2019	0	[1]
2018	0	[1]
2017	555	[1]
Prior	0	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	2,433	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | 500 to 549 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	475	[1]
2018	456	[1]
2017	619	[1]
Prior	0	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	1,550	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Under 500 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	0	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member] | Unknown [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	0	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	20,081	[1]
2020	62,755	[1]
2019	29,519	[1]
2018	21,939	[1]
2017	31,521	[1]
Prior	73,087	[1]
Revolving loans amortized, Cost basis	12,216	[1]
Total loans	251,118	[1]
Accrued interest, 2021	141	[1]
Accrued interest, 2020	141	[1]
Accrued interest, 2019	107	[1]
Accrued interest, 2018	79	[1]
Accrued interest, 2017	144	[1]
Accrued interest, Prior	267	[1]
Accrued interest, Revolving	52	[1]
Accrued interest excluded from total	931	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | 800 and Above [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	626	[1]
2020	7,906	[1]
2019	5,562	[1]
2018	2,531	[1]
2017	4,820	[1]
Prior	5,677	[1]
Revolving loans amortized, Cost basis	2,241	[1]
Total loans	29,363	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | 750 to 799 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	4,117	[1]
2020	33,175	[1]
2019	10,263	[1]
2018	8,733	[1]
2017	13,181	[1]
Prior	11,589	[1]
Revolving loans amortized, Cost basis	6,098	[1]
Total loans	87,156	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | 700 to 749 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	7,784	[1]
2020	13,294	[1]
2019	7,129	[1]
2018	4,017	[1]
2017	5,145	[1]
Prior	23,456	[1]
Revolving loans amortized, Cost basis	2,549	[1]
Total loans	63,374	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | 650 to 699 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	7,447	[1]
2020	5,944	[1]
2019	4,069	[1]
2018	2,864	[1]
2017	2,980	[1]
Prior	11,433	[1]
Revolving loans amortized, Cost basis	1,098	[1]
Total loans	35,835	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | 600 to 649 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	107	[1]
2020	2,031	[1]
2019	1,750	[1]
2018	1,786	[1]
2017	3,372	[1]
Prior	9,429	[1]
Revolving loans amortized, Cost basis	71	[1]
Total loans	18,546	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | 550 to 599 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	76	[1]
2018	1,874	[1]
2017	500	[1]
Prior	6,598	[1]
Revolving loans amortized, Cost basis	144	[1]
Total loans	9,192	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | 500 to 549 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	404	[1]
2018	99	[1]
2017	1,178	[1]
Prior	3,992	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	5,673	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Under 500 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	405	[1]
2019	266	[1]
2018	35	[1]
2017	345	[1]
Prior	913	[1]
Revolving loans amortized, Cost basis	15	[1]
Total loans	1,979	[1]
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member] | Unknown [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	0	[1]
Mortgage [Member] | 1-4 Non-owner Occupied [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	37,857	[1]
2020	37,267	[1]
2019	20,138	[1]
2018	9,392	[1]
2017	13,476	[1]
Prior	36,424	[1]
Revolving loans amortized, Cost basis	14,628	[1]
Total loans	169,182	[1]
Accrued interest, 2021	86	[1]
Accrued interest, 2020	102	[1]
Accrued interest, 2019	64	[1]
Accrued interest, 2018	47	[1]
Accrued interest, 2017	44	[1]
Accrued interest, Prior	154	[1]
Accrued interest, Revolving	60	[1]
Accrued interest excluded from total	557	[1]
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | 800 and Above [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	6,658	[1]
2020	4,236	[1]
2019	3,579	[1]
2018	1,682	[1]
2017	3,944	[1]
Prior	6,416	[1]
Revolving loans amortized, Cost basis	1,763	[1]
Total loans	28,278	[1]
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | 750 to 799 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	20,518	[1]
2020	24,055	[1]
2019	13,115	[1]
2018	4,057	[1]
2017	5,974	[1]
Prior	10,659	[1]
Revolving loans amortized, Cost basis	7,342	[1]
Total loans	85,720	[1]
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | 700 to 749 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	9,048	[1]
2020	8,058	[1]
2019	2,004	[1]
2018	2,780	[1]
2017	2,783	[1]
Prior	7,224	[1]
Revolving loans amortized, Cost basis	3,910	[1]
Total loans	35,807	[1]
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | 650 to 699 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	1,633	[1]
2020	859	[1]
2019	1,315	[1]
2018	602	[1]
2017	477	[1]
Prior	6,916	[1]
Revolving loans amortized, Cost basis	1,266	[1]
Total loans	13,068	[1]
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | 600 to 649 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	40	[1]
2018	22	[1]
2017	142	[1]
Prior	2,305	[1]
Revolving loans amortized, Cost basis	278	[1]
Total loans	2,787	[1]
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | 550 to 599 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	59	[1]
2019	85	[1]
2018	249	[1]
2017	156	[1]
Prior	1,783	[1]
Revolving loans amortized, Cost basis	54	[1]
Total loans	2,386	[1]
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | 500 to 549 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	824	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	824	[1]
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | Under 500 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	297	[1]
Revolving loans amortized, Cost basis	15	[1]
Total loans	312	[1]
Mortgage [Member] | 1-4 Non-owner Occupied [Member] | Unknown [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	0	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	3,796	[1]
2020	7,225	[1]
2019	4,444	[1]
2018	3,904	[1]
2017	6,495	[1]
Prior	7,481	[1]
Revolving loans amortized, Cost basis	54,260	[1]
Total loans	87,605	[1]
Accrued interest, 2021	9	[1]
Accrued interest, 2020	19	[1]
Accrued interest, 2019	17	[1]
Accrued interest, 2018	18	[1]
Accrued interest, 2017	21	[1]
Accrued interest, Prior	54	[1]
Accrued interest, Revolving	225	[1]
Accrued interest excluded from total	363	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | 800 and Above [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	248	[1]
2020	525	[1]
2019	200	[1]
2018	374	[1]
2017	677	[1]
Prior	260	[1]
Revolving loans amortized, Cost basis	8,728	[1]
Total loans	11,012	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | 750 to 799 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	2,463	[1]
2020	4,620	[1]
2019	1,752	[1]
2018	1,804	[1]
2017	2,518	[1]
Prior	1,903	[1]
Revolving loans amortized, Cost basis	25,196	[1]
Total loans	40,256	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | 700 to 749 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	945	[1]
2020	1,437	[1]
2019	1,292	[1]
2018	1,082	[1]
2017	1,498	[1]
Prior	1,793	[1]
Revolving loans amortized, Cost basis	12,605	[1]
Total loans	20,652	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | 650 to 699 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	140	[1]
2020	273	[1]
2019	722	[1]
2018	334	[1]
2017	1,072	[1]
Prior	1,416	[1]
Revolving loans amortized, Cost basis	5,707	[1]
Total loans	9,664	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | 600 to 649 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	370	[1]
2019	33	[1]
2018	100	[1]
2017	210	[1]
Prior	1,023	[1]
Revolving loans amortized, Cost basis	1,253	[1]
Total loans	2,989	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | 550 to 599 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	81	[1]
2018	139	[1]
2017	83	[1]
Prior	728	[1]
Revolving loans amortized, Cost basis	673	[1]
Total loans	1,704	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | 500 to 549 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	236	[1]
2018	35	[1]
2017	298	[1]
Prior	322	[1]
Revolving loans amortized, Cost basis	98	[1]
Total loans	989	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Under 500 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	128	[1]
2018	36	[1]
2017	139	[1]
Prior	36	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	339	[1]
Mortgage [Member] | 1-4 Family - 2nd Lien [Member] | Unknown [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	0	[1]
Mortgage [Member] | Resort Lending [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	680	[1]
2020	1,598	[1]
2019	363	[1]
2018	1,258	[1]
2017	425	[1]
Prior	49,590	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	53,914	[1]
Accrued interest, 2021	2	[1]
Accrued interest, 2020	5	[1]
Accrued interest, 2019	1	[1]
Accrued interest, 2018	5	[1]
Accrued interest, 2017	1	[1]
Accrued interest, Prior	221	[1]
Accrued interest, Revolving	0	[1]
Accrued interest excluded from total	235	[1]
Mortgage [Member] | Resort Lending [Member] | 800 and Above [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	103	[1]
2020	717	[1]
2019	290	[1]
2018	276	[1]
2017	0	[1]
Prior	9,667	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	11,053	[1]
Mortgage [Member] | Resort Lending [Member] | 750 to 799 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	577	[1]
2020	761	[1]
2019	73	[1]
2018	604	[1]
2017	357	[1]
Prior	21,092	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	23,464	[1]
Mortgage [Member] | Resort Lending [Member] | 700 to 749 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	120	[1]
2019	0	[1]
2018	378	[1]
2017	68	[1]
Prior	10,568	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	11,134	[1]
Mortgage [Member] | Resort Lending [Member] | 650 to 699 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	5,945	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	5,945	[1]
Mortgage [Member] | Resort Lending [Member] | 600 to 649 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	1,493	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	1,493	[1]
Mortgage [Member] | Resort Lending [Member] | 550 to 599 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	535	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	535	[1]
Mortgage [Member] | Resort Lending [Member] | 500 to 549 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	290	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	290	[1]
Mortgage [Member] | Resort Lending [Member] | Under 500 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	0	[1]
Mortgage [Member] | Resort Lending [Member] | Unknown [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Revolving loans amortized, Cost basis	0	[1]
Total loans	0	[1]
Installment [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	148,488	[1]
2020	118,316	[1]
2019	96,528	[1]
2018	68,772	[1]
2017	39,246	[1]
Prior	53,554	[1]
Total loans	524,904	[1]
Accrued interest, 2021	327	[1]
Accrued interest, 2020	270	[1]
Accrued interest, 2019	254	[1]
Accrued interest, 2018	177	[1]
Accrued interest, 2017	97	[1]
Accrued interest, Prior	145	[1]
Accrued interest excluded from total	1,270	[1]
Installment [Member] | 800 and Above [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	19,720	[1]
2020	12,339	[1]
2019	14,955	[1]
2018	13,173	[1]
2017	7,004	[1]
Prior	10,699	[1]
Total loans	77,890	[1]
Installment [Member] | 750 to 799 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	74,621	[1]
2020	67,373	[1]
2019	52,747	[1]
2018	37,251	[1]
2017	21,330	[1]
Prior	25,917	[1]
Total loans	279,239	[1]
Installment [Member] | 700 to 749 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	34,709	[1]
2020	29,430	[1]
2019	20,559	[1]
2018	13,256	[1]
2017	7,191	[1]
Prior	10,004	[1]
Total loans	115,149	[1]
Installment [Member] | 650 to 699 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	17,638	[1]
2020	8,106	[1]
2019	6,549	[1]
2018	3,278	[1]
2017	2,540	[1]
Prior	4,661	[1]
Total loans	42,772	[1]
Installment [Member] | 600 to 649 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	506	[1]
2020	806	[1]
2019	1,288	[1]
2018	1,059	[1]
2017	605	[1]
Prior	1,183	[1]
Total loans	5,447	[1]
Installment [Member] | 550 to 599 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	2	[1]
2020	189	[1]
2019	275	[1]
2018	425	[1]
2017	237	[1]
Prior	749	[1]
Total loans	1,877	[1]
Installment [Member] | 500 to 549 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	67	[1]
2019	86	[1]
2018	306	[1]
2017	302	[1]
Prior	295	[1]
Total loans	1,056	[1]
Installment [Member] | Under 500 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	6	[1]
2019	69	[1]
2018	24	[1]
2017	37	[1]
Prior	46	[1]
Total loans	182	[1]
Installment [Member] | Unknown [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	1,292	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Total loans	1,292	[1]
Installment [Member] | Boat Lending [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	56,259	[1]
2020	47,760	[1]
2019	43,241	[1]
2018	33,093	[1]
2017	20,766	[1]
Prior	27,574	[1]
Total loans	228,693	[1]
Accrued interest, 2021	132	[1]
Accrued interest, 2020	110	[1]
Accrued interest, 2019	112	[1]
Accrued interest, 2018	84	[1]
Accrued interest, 2017	51	[1]
Accrued interest, Prior	66	[1]
Accrued interest excluded from total	555	[1]
Installment [Member] | Boat Lending [Member] | 800 and Above [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	8,768	[1]
2020	5,595	[1]
2019	7,168	[1]
2018	6,159	[1]
2017	3,604	[1]
Prior	5,429	[1]
Total loans	36,723	[1]
Installment [Member] | Boat Lending [Member] | 750 to 799 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	33,194	[1]
2020	28,984	[1]
2019	24,325	[1]
2018	19,453	[1]
2017	11,619	[1]
Prior	14,202	[1]
Total loans	131,777	[1]
Installment [Member] | Boat Lending [Member] | 700 to 749 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	12,767	[1]
2020	10,854	[1]
2019	9,153	[1]
2018	5,703	[1]
2017	3,892	[1]
Prior	4,999	[1]
Total loans	47,368	[1]
Installment [Member] | Boat Lending [Member] | 650 to 699 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	1,507	[1]
2020	2,178	[1]
2019	2,164	[1]
2018	1,349	[1]
2017	1,157	[1]
Prior	1,993	[1]
Total loans	10,348	[1]
Installment [Member] | Boat Lending [Member] | 600 to 649 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	23	[1]
2020	123	[1]
2019	350	[1]
2018	228	[1]
2017	200	[1]
Prior	442	[1]
Total loans	1,366	[1]
Installment [Member] | Boat Lending [Member] | 550 to 599 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	26	[1]
2019	49	[1]
2018	177	[1]
2017	76	[1]
Prior	388	[1]
Total loans	716	[1]
Installment [Member] | Boat Lending [Member] | 500 to 549 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	32	[1]
2018	3	[1]
2017	210	[1]
Prior	121	[1]
Total loans	366	[1]
Installment [Member] | Boat Lending [Member] | Under 500 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	21	[1]
2017	8	[1]
Prior	0	[1]
Total loans	29	[1]
Installment [Member] | Boat Lending [Member] | Unknown [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Total loans	0	[1]
Installment [Member] | Recreational Vehicle Lending [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	60,974	[1]
2020	47,790	[1]
2019	36,702	[1]
2018	26,441	[1]
2017	12,533	[1]
Prior	17,505	[1]
Total loans	201,945	[1]
Accrued interest, 2021	144	[1]
Accrued interest, 2020	113	[1]
Accrued interest, 2019	95	[1]
Accrued interest, 2018	67	[1]
Accrued interest, 2017	31	[1]
Accrued interest, Prior	39	[1]
Accrued interest excluded from total	489	[1]
Installment [Member] | Recreational Vehicle Lending [Member] | 800 and Above [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	8,871	[1]
2020	4,877	[1]
2019	5,851	[1]
2018	5,721	[1]
2017	2,860	[1]
Prior	4,448	[1]
Total loans	32,628	[1]
Installment [Member] | Recreational Vehicle Lending [Member] | 750 to 799 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	34,252	[1]
2020	27,477	[1]
2019	21,005	[1]
2018	13,967	[1]
2017	6,966	[1]
Prior	8,547	[1]
Total loans	112,214	[1]
Installment [Member] | Recreational Vehicle Lending [Member] | 700 to 749 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	16,614	[1]
2020	11,770	[1]
2019	6,711	[1]
2018	4,989	[1]
2017	1,931	[1]
Prior	2,834	[1]
Total loans	44,849	[1]
Installment [Member] | Recreational Vehicle Lending [Member] | 650 to 699 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	1,197	[1]
2020	3,244	[1]
2019	2,481	[1]
2018	1,059	[1]
2017	508	[1]
Prior	1,170	[1]
Total loans	9,659	[1]
Installment [Member] | Recreational Vehicle Lending [Member] | 600 to 649 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	40	[1]
2020	302	[1]
2019	475	[1]
2018	434	[1]
2017	166	[1]
Prior	231	[1]
Total loans	1,648	[1]
Installment [Member] | Recreational Vehicle Lending [Member] | 550 to 599 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	87	[1]
2019	157	[1]
2018	109	[1]
2017	66	[1]
Prior	182	[1]
Total loans	601	[1]
Installment [Member] | Recreational Vehicle Lending [Member] | 500 to 549 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	33	[1]
2019	0	[1]
2018	162	[1]
2017	26	[1]
Prior	83	[1]
Total loans	304	[1]
Installment [Member] | Recreational Vehicle Lending [Member] | Under 500 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	22	[1]
2018	0	[1]
2017	10	[1]
Prior	10	[1]
Total loans	42	[1]
Installment [Member] | Recreational Vehicle Lending [Member] | Unknown [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Total loans	0	[1]
Installment [Member] | Other [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	31,255	[1]
2020	22,766	[1]
2019	16,585	[1]
2018	9,238	[1]
2017	5,947	[1]
Prior	8,475	[1]
Total loans	94,266	[1]
Accrued interest, 2021	51	[1]
Accrued interest, 2020	47	[1]
Accrued interest, 2019	47	[1]
Accrued interest, 2018	26	[1]
Accrued interest, 2017	15	[1]
Accrued interest, Prior	40	[1]
Accrued interest excluded from total	226	[1]
Installment [Member] | Other [Member] | 800 and Above [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	2,081	[1]
2020	1,867	[1]
2019	1,936	[1]
2018	1,293	[1]
2017	540	[1]
Prior	822	[1]
Total loans	8,539	[1]
Installment [Member] | Other [Member] | 750 to 799 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	7,175	[1]
2020	10,912	[1]
2019	7,417	[1]
2018	3,831	[1]
2017	2,745	[1]
Prior	3,168	[1]
Total loans	35,248	[1]
Installment [Member] | Other [Member] | 700 to 749 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	5,328	[1]
2020	6,806	[1]
2019	4,695	[1]
2018	2,564	[1]
2017	1,368	[1]
Prior	2,171	[1]
Total loans	22,932	[1]
Installment [Member] | Other [Member] | 650 to 699 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	14,934	[1]
2020	2,684	[1]
2019	1,904	[1]
2018	870	[1]
2017	875	[1]
Prior	1,498	[1]
Total loans	22,765	[1]
Installment [Member] | Other [Member] | 600 to 649 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	443	[1]
2020	381	[1]
2019	463	[1]
2018	397	[1]
2017	239	[1]
Prior	510	[1]
Total loans	2,433	[1]
Installment [Member] | Other [Member] | 550 to 599 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	2	[1]
2020	76	[1]
2019	69	[1]
2018	139	[1]
2017	95	[1]
Prior	179	[1]
Total loans	560	[1]
Installment [Member] | Other [Member] | 500 to 549 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	34	[1]
2019	54	[1]
2018	141	[1]
2017	66	[1]
Prior	91	[1]
Total loans	386	[1]
Installment [Member] | Other [Member] | Under 500 [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	0	[1]
2020	6	[1]
2019	47	[1]
2018	3	[1]
2017	19	[1]
Prior	36	[1]
Total loans	111	[1]
Installment [Member] | Other [Member] | Unknown [Member]
Summary of Credit Scores by Loan Class [Abstract]
2021	1,292	[1]
2020	0	[1]
2019	0	[1]
2018	0	[1]
2017	0	[1]
Prior	0	[1]
Total loans	$ 1,292	[1]
[1]	Credit scores have been updated within the last twelve months.

Loans, Credit Scores by Loan _2

Loans, Credit Scores by Loan Class, Mortgage and Installment Segments (Details) - USD ($) $ in Thousands		3 Months Ended			6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Loan ratings/credit scores by loan class [Abstract]
Accrued interest included in total	[1]						$ 8,899
Other Real Estate and Foreclosed Assets [Abstract]
Foreclosed residential real estate properties		$ 300			$ 300		700
Retail mortgage loans in process of foreclosure		300			300		300
Sale of Mortgage Loans [Abstract]
Proceeds from sale of loans					0	$ 2,395
Gain on sale of loans		$ 9,091	$ 17,642		$ 21,919	$ 26,482
Residential Fixed Rate Mortgage Loans [Member] | Freddie Mac [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of loans				$ 26,300
Gain on sale of loans				720
Mortgage [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above							148,768
750-799							445,611
700-749							241,589
650-699							115,484
600-649							38,341
550-599							15,934
500-549							11,309
Under 500							3,068
Total							1,020,104
Accrued interest included in total	[1]						4,178
Mortgage [Member] | Residential Fixed Rate Mortgage Loans [Member]
Sale of Mortgage Loans [Abstract]
Proceeds from sale of loans				2,400
Gain on sale of loans				$ 70
Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above							61,077
750-799							223,177
700-749							101,086
650-699							40,296
600-649							11,146
550-599							0
500-549							3,396
Under 500							0
Total							440,178
Accrued interest included in total							1,301
Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above							40,187
750-799							70,642
700-749							75,489
650-699							44,344
600-649							18,519
550-599							11,021
500-549							5,129
Under 500							2,242
Total							267,573
Accrued interest included in total							1,641
Mortgage [Member] | 1-4 Non-owner Occupied [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above							25,468
750-799							82,124
700-749							30,326
650-699							13,182
600-649							4,303
550-599							2,388
500-549							1,580
Under 500							405
Total							159,776
Accrued interest included in total							587
Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above							12,490
750-799							42,138
700-749							22,962
650-699							11,269
600-649							2,703
550-599							1,608
500-549							1,012
Under 500							348
Total							94,530
Accrued interest included in total							373
Mortgage [Member] | Resort Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above							9,546
750-799							27,530
700-749							11,726
650-699							6,393
600-649							1,670
550-599							917
500-549							192
Under 500							73
Total							58,047
Accrued interest included in total							276
Installment [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above							70,608
750-799							257,091
700-749							96,961
650-699							40,121
600-649							7,118
550-599							2,511
500-549							1,392
Under 500							210
Unknown							510
Total							476,522
Accrued interest included in total	[1]						1,185
Installment [Member] | Boat Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above							32,231
750-799							123,689
700-749							38,223
650-699							10,189
600-649							2,083
550-599							661
500-549							342
Under 500							95
Unknown							0
Total							207,513
Accrued interest included in total							572
Installment [Member] | Recreational Vehicle Lending [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above							29,223
750-799							95,890
700-749							33,476
650-699							8,794
600-649							1,305
550-599							551
500-549							283
Under 500							52
Unknown							0
Total							169,574
Accrued interest included in total							457
Installment [Member] | Other [Member]
Loan ratings/credit scores by loan class [Abstract]
800 and above							9,154
750-799							37,512
700-749							25,262
650-699							21,138
600-649							3,730
550-599							1,299
500-549							767
Under 500							63
Unknown							510
Total							99,435
Accrued interest included in total							$ 156
[1]	Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.

Shareholders' Equity and Earn_3

Shareholders' Equity and Earnings Per Common Share, Shareholders' Equity (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2021	Jun. 30, 2020	Dec. 18, 2020
Share Repurchase Plan [Abstract]
Stock repurchased (in shares)	163,338	344,005	678,929
Stock repurchased	$ 3,684	$ 7,285	$ 13,784
Common Stock [Member]
Share Repurchase Plan [Abstract]
Number of shares authorized for repurchase (in shares)				1,100,000
Stock repurchased (in shares)		344,005	678,929
Stock repurchased	$ 3,684	$ 7,285	$ 13,784

Shareholders' Equity and Earn_4

Shareholders' Equity and Earnings Per Common Share, Earings Per Share Reconciliation (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Earnings Per Share Reconciliation [Abstract]
Net income		$ 12,388	$ 14,772	$ 34,425	$ 19,582
Weighted average shares outstanding (in shares)	[1]	21,750,000	21,891,000	21,788,000	22,081,000
Stock units for deferred compensation plan for non-employee directors (in shares)		113,000	109,000	118,000	119,000
Effect of stock options (in shares)		70,000	84,000	76,000	92,000
Performance share units (in shares)		34,000	29,000	32,000	33,000
Weighted average shares outstanding for calculation of diluted earnings per share (in shares)		21,967,000	22,113,000	22,014,000	22,325,000
Net income per common share [Abstract]
Basic (in dollars per share)	[1]	$ 0.57	$ 0.67	$ 1.58	$ 0.89
Diluted (in dollars per share)		$ 0.56	$ 0.67	$ 1.56	$ 0.88
Stock Options [Member]
Antidilutive Securities [Abstract]
Antidilutive shares excluded from computation of diluted loss per share (in shares)		0	0	0	0
[1]	Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.

Derivative Financial Instrume_3

Derivative Financial Instruments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended	12 Months Ended
	Sep. 30, 2020	Mar. 31, 2020	Jun. 30, 2021	Dec. 31, 2020
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			$ 14,222	$ 16,782
Liability Derivatives			7,738	11,754
Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Unrealized loss on derivative instrument to be reclassified into earnings	$ (500)	$ (2,000)
Fair Value Hedge Designation [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 155,818	$ 49,038
Average Maturity			6 years 4 months 24 days	7 years 3 months 18 days
Fair Value			$ 2,138	$ (761)
No Hedge Designation [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 747,744	$ 815,576
Average Maturity			2 years 2 months 12 days	2 years
Fair Value			$ 4,346	$ 5,789
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			11,568	16,767
Liability Derivatives			7,222	10,978
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 165,181	$ 168,816
Average Maturity			1 month 6 days	1 month 6 days
Fair Value			$ 4,356	$ 7,020
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 124,141	$ 186,092
Average Maturity			1 month 6 days	1 month 6 days
Fair Value			$ (131)	$ (941)
No Hedge Designation [Member] | Interest Rate Swaption Agreement [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 10,000
Average Maturity			8 months 12 days
Fair Value			$ 162
No Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 120,000	$ 135,000
Average Maturity			1 year 4 months 24 days	1 year 9 months 18 days
Fair Value			$ 16	$ 5
No Hedge Designation [Member] | Purchased Options [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 1,777	$ 2,908
Average Maturity			2 months 12 days	6 months
Fair Value			$ 71	$ 42
No Hedge Designation [Member] | Written Options [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 1,777	$ 2,848
Average Maturity			2 months 12 days	6 months
Fair Value			$ (71)	$ (42)
Fixed Income Interest Rate [Member] | Fair Value Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 6,923	$ 7,088
Average Maturity			7 years 10 months 24 days	8 years 4 months 24 days
Fair Value			$ (516)	$ (776)
Fixed Income Interest Rate [Member] | Fair Value Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 148,895	$ 41,950
Average Maturity			6 years 3 months 18 days	7 years 1 month 6 days
Fair Value			$ 2,654	$ 15
Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 154,934	$ 147,456
Average Maturity			4 years 7 months 6 days	4 years 6 months
Fair Value			$ (6,873)	$ (9,700)
Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 15,000	$ 25,000
Average Maturity			2 months 12 days	7 months 6 days
Fair Value			$ (57)	$ (295)
Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Derivative financial instrument according to type of hedge [Abstract]
Notional Amount			$ 154,934	$ 147,456
Average Maturity			4 years 7 months 6 days	4 years 6 months
Fair Value			$ 6,873	$ 9,700
Other Assets [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			4,356	7,020
Other Assets [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			0	0
Other Assets [Member] | No Hedge Designation [Member] | Interest Rate Swaption Agreement [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			162	0
Other Assets [Member] | No Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			16	5
Other Assets [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			71	42
Other Assets [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			0	0
Other Assets [Member] | Fixed Income Interest Rate [Member] | Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			2,654	15
Other Assets [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			45	0
Other Assets [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			0	0
Other Assets [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Asset Derivatives			6,918	9,700
Other Liabilities [Member] | Designated as Hedging Instrument [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives			516	776
Other Liabilities [Member] | No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives			0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives			131	941
Other Liabilities [Member] | No Hedge Designation [Member] | Interest Rate Swaption Agreement [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives			0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives			0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Purchased Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives			0	0
Other Liabilities [Member] | No Hedge Designation [Member] | Written Options [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives			71	42
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives			6,918	9,700
Other Liabilities [Member] | Fixed Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives			57	295
Other Liabilities [Member] | Variable Income Interest Rate [Member] | No Hedge Designation [Member] | Interest Rate Swap [Member]
Fair value of derivative instruments, balance sheet location [Abstract]
Liability Derivatives			$ 45	$ 0

Derivative Financial Instrume_4

Derivative Financial Instruments, Effect on Statement of Operations (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)	$ 0	$ 78	$ 0	$ (328)
Fair Value Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(2,326)	(78)	2,899	(624)
Fair Value Hedge Designation [Member] | Interest Rate Swap [Member] | Interest and Fees on Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(92)	(78)	260	(624)
Fair Value Hedge Designation [Member] | Interest Rate Swap [Member] | Interest on Securities Available for Sale - Tax-exempt [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(2,234)	0	2,639	0
Cash Flow Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)	0	78	0	(328)
Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Portion)	0	(261)	0	(336)
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)	0	140	0	126
Cash Flow Hedge Designation [Member] | Interest-Rate Cap Agreements [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Portion)	0	(180)	0	(233)
Cash Flow Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Other Comprehensive Income (Loss) (Effective Portion)	0	(62)	0	(454)
Cash Flow Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Loss Reclassified from Accumulated Other Comprehensive Income into Income (Effective Portion)	0	(81)	0	(103)
No Hedge Designation [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	220	2,992	(1,632)	5,322
No Hedge Designation [Member] | Rate-Lock Mortgage Loan Commitments [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	1,158	1,528	(2,664)	5,848
No Hedge Designation [Member] | Mandatory Commitments to Sell Mortgage Loans [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(1,027)	1,472	810	(482)
No Hedge Designation [Member] | Interest-Rate Cap Agreements [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(4)	(7)	11	(42)
No Hedge Designation [Member] | Interest Rate Swaption Agreement [Member] | Net Gains on Mortgage Loans [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(27)	0	(27)	0
No Hedge Designation [Member] | Purchased Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	11	3	29	(101)
No Hedge Designation [Member] | Written Options [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(11)	(4)	(29)	99
No Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	(448)	315	2,827	(7,858)
No Hedge Designation [Member] | Fixed Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Expense [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	120	0	238	0
No Hedge Designation [Member] | Variable Income Interest Rate [Member] | Interest Rate Swap [Member] | Interest Income [Member]
Effect of derivative financial instruments on the condensed consolidated financial statements of operations [Abstract]
Gain (Loss) Recognized in Income	$ 448	$ (315)	$ (2,827)	$ 7,858

Goodwill and Other Intangible_2

Goodwill and Other Intangibles (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Amortized intangible assets - core deposits [Abstract]
Gross Carrying Amount	$ 11,916	$ 11,916
Accumulated Amortization	8,095	7,610
Unamortized intangible assets - goodwill [Abstract]
Gross Carrying Amount	28,300	$ 28,300
Summary of estimated core deposits intangible amortization [Abstract]
Six months ending December 31, 2021	485
2022	785
2023	547
2024	516
2025	487
2026 and thereafter	1,001
Total	$ 3,821

Share Based Compensation (Detai

Share Based Compensation (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Share Based Compensation [Abstract]
Number of additional shares approved for grant (in shares)			600,000
Shares issued on deferral basis credited percentage of current value	90.00%		90.00%
Total compensation cost not yet recognized	$ 2,900		$ 2,900
Total compensation cost not yet recognized, period for recognition			2 years 2 months 12 days
Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Total compensation expense recognized	500	$ 400	$ 800	$ 800
Tax benefit relating to compensation expense recognized	$ 100	$ 100	$ 200	$ 200
Restricted Stock [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Restricted stock and Performance stock units granted (in shares)	10,000	0	85,584	52,996
Restricted Stock [Member] | Long-Term Incentive Plan [Member] | Cliff Vest After Three Years [Member]
Share Based Compensation [Abstract]
Vesting period			3 years	3 years
Performance Stock Units [Member] | Long-Term Incentive Plan [Member]
Share Based Compensation [Abstract]
Restricted stock and Performance stock units granted (in shares)	0	0	23,981	20,897
Performance Stock Units [Member] | Long-Term Incentive Plan [Member] | Cliff Vest After Three Years [Member]
Share Based Compensation [Abstract]
Vesting period			3 years	3 years
Performance feature comparison period			3 years
Non-Employee Directors [Member]
Share Based Compensation [Abstract]
Number of additional shares approved for grant (in shares)			100,000
Total compensation expense recognized	$ 90	$ 90	$ 190	$ 170
Tax benefit relating to compensation expense recognized	$ 20	$ 20	$ 40	$ 40
Directors [Member]
Share Based Compensation [Abstract]
Shares issues as retainer fees (in shares)			9,000	11,000

Share Based Compensation, Outst

Share Based Compensation, Outstanding Stock Option Grants and Related Transactions (Details) - Stock Options [Member] $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2021USD ($)$ / sharesshares
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares)	121,189
Granted (in shares)	0
Exercised (in shares)	(37,450)
Forfeited (in shares)	0
Expired (in shares)	0
Outstanding, ending balance (in shares)	83,739
Vested and expected to vest, period end (in shares)	83,739
Exercisable, period end (in shares)	83,739
Average Exercise Price [Roll Forward]
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 4.81
Exercised (in dollars per share) | $ / shares	2.76
Outstanding, ending balance (in dollars per share) | $ / shares	5.72
Vested and expected to vest, period end (in dollars per share) | $ / shares	5.72
Exercisable, period end (in dollars per share) | $ / shares	$ 5.72
Weighted-Average Remaining Contractual Term (Years) [Abstract]
Outstanding, weighted average remaining contractual term	2 years 1 month 6 days
Vested and expected to vest, weighted-average remaining contractual term	2 years 1 month 6 days
Exercisable, weighted average remaining contractual term	2 years 1 month 6 days
Aggregate Intrinsic Value [Abstract]
Outstanding, aggregate intrinsic value | $	$ 1,339
Vested and expected to vest, aggregate intrinsic value | $	1,339
Exercisable, aggregate intrinsic value | $	$ 1,339

Share Based Compensation, Out_2

Share Based Compensation, Outstanding Non-vested Restricted Stock and PSUs and Related Transactions (Details) - Non-vested Restricted Stock and PSU's [Member]	6 Months Ended
	Jun. 30, 2021$ / sharesshares
Number of Shares [Roll Forward]
Outstanding, beginning balance (in shares) | shares	207,117
Granted (in shares) | shares	109,565
Vested (in shares) | shares	(63,982)
Forfeited (in shares) | shares	(10,754)
Outstanding, ending balance (in shares) | shares	241,946
Weighted Average Grant Date Fair Value [Roll Forward]
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 22.70
Granted (in dollars per share) | $ / shares	20.45
Vested (in dollars per share) | $ / shares	23.60
Forfeited (in dollars per share) | $ / shares	22.63
Outstanding, ending balance (in dollars per share) | $ / shares	$ 21.45

Share Based Compensation, Optio

Share Based Compensation, Options Exercised During the Periods (Details) - Stock Options [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Information regarding options exercised [Abstract]
Intrinsic value	$ 388	$ 3	$ 701	$ 213
Cash proceeds received	44	1	104	42
Tax benefit realized	$ 81	$ 1	$ 147	$ 45

Income Tax (Details)

Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Income Tax [Abstract]
Income tax expense	$ 2,665	$ 3,523	$ 7,771	$ 4,468
Decrease in income tax expense	0	$ 0	100	$ 200
Gross unrecognized tax benefits	$ 200		$ 200		$ 200

Regulatory Matters (Details)

Regulatory Matters (Details) $ in Thousands		6 Months Ended
		Jun. 30, 2021USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Jun. 30, 2020USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Regulatory Matters [Abstract]
Undivided profits		$ 86,600
Tier 1 capital to average assets [Abstract]
Capital conservation buffer		0.0250		0.0250
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 395,974	$ 387,329	$ 389,522	$ 355,123	$ 335,618	$ 350,169
Add (deduct) [Abstract]
Accumulated other comprehensive income for regulatory purposes		8,416		10,024
Subordinated debt		$ 39,319		39,281
Period of transition method for regulatory purposes		3 years
Consolidated [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	[1]	$ 474,100		$ 455,072
Actual, Ratio	[1]	0.1544		0.1595
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 245,683		$ 228,214
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0800		0.0800
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 395,701		$ 379,395
Actual, Ratio	[1]	0.1288		0.1330
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 184,263		$ 171,161
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0600		0.0600
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 357,367		$ 341,095
Actual, Ratio	[1]	0.1164		0.1196
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 138,197		$ 128,370
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0450		0.0450
Tier 1 capital to average assets [Abstract]
Tier 1 capital	[1]	$ 395,701		$ 379,395
Actual, Ratio	[1]	0.0900		0.0915
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 175,868		$ 165,825
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0400		0.0400
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 395,974		$ 389,522
Add (deduct) [Abstract]
Accumulated other comprehensive income for regulatory purposes		(14,213)		(15,821)
Goodwill and other intangibles		(32,121)		(32,606)
CECL	[2]	7,727		0
Common equity tier 1 capital	[1]	357,367		341,095
Qualifying trust preferred securities		38,334		38,300
Tier 1 capital	[1]	395,701		379,395
Subordinated debt		40,000		40,000
Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	[3]	38,399		35,677
Total risk-based capital	[1]	474,100		455,072
Independent Bank [Member]
Total capital to risk-weighted assets [Abstract]
Total risk-based capital	[1]	$ 420,724		$ 401,005
Actual, Ratio	[1]	0.1371		0.1406
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 245,486		$ 228,111
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0800		0.0800
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 306,857		$ 285,139
Minimum for Well-Capitalized Institutions, Ratio	[1]	0.1000		0.1000
Tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 382,355		$ 365,343
Actual, Ratio	[1]	0.1246		0.1281
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 184,114		$ 171,083
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0600		0.0600
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 245,486		$ 228,111
Minimum for Well-Capitalized Institutions, Ratio	[1]	0.0800		0.0800
Common equity tier 1 capital to risk-weighted assets [Abstract]
Actual, Amount	[1]	$ 382,355		$ 365,343
Actual, Ratio	[1]	0.1246		0.1281
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 138,086		$ 128,312
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0450		0.0450
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 199,457		$ 185,340
Minimum for Well-Capitalized Institutions, Ratio	[1]	0.0650		0.0650
Tier 1 capital to average assets [Abstract]
Tier 1 capital	[1]	$ 382,355		$ 365,343
Actual, Ratio	[1]	0.0869		0.0881
Minimum for Adequately Capitalized Institutions, Amount	[1]	$ 175,936		$ 165,828
Minimum for Adequately Capitalized Institutions, Ratio	[1]	0.0400		0.0400
Minimum for Well-Capitalized Institutions, Amount	[1]	$ 219,921		$ 207,285
Minimum for Well-Capitalized Institutions, Ratio	[1]	0.0500		0.0500
Components of regulatory capital [Abstract]
Total shareholders' equity		$ 420,962		$ 413,770
Add (deduct) [Abstract]
Accumulated other comprehensive income for regulatory purposes		(14,213)		(15,821)
Goodwill and other intangibles		(32,121)		(32,606)
CECL	[2]	7,727		0
Common equity tier 1 capital	[1]	382,355		365,343
Qualifying trust preferred securities		0		0
Tier 1 capital	[1]	382,355		365,343
Subordinated debt		0		0
Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets	[3]	38,369		35,662
Total risk-based capital	[1]	$ 420,724		$ 401,005
[1]	These ratios do not reflect a capital conservation buffer of 2.50% at June 30, 2021 and December 31, 2020.
[2]	We elected the three year CECL transition method for regulatory purposes.
[3]	Beginning January 1, 2021, calculation of allowances are based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.

Fair Value Disclosures, Signifi

Fair Value Disclosures, Significant Assumptions (Details) - USD ($) $ in Thousands		Jun. 30, 2021	Dec. 31, 2020
Assets [Abstract]
Securities available for sale		$ 1,330,660	$ 1,072,159
Loans held for sale, carried at fair value		59,752	92,434
U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		8,596	10,748
U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		365,367	344,582
U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		19,010	7,195
Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		69,264	42,829
Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		195,226	254,181
Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		519,216	324,293
Corporate [Member]
Assets [Abstract]
Securities available for sale		151,603	86,017
Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		1,867	1,798
Foreign Government [Member]
Assets [Abstract]
Securities available for sale		511	516
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Securities available for sale		0	0
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Securities available for sale		1,330,660	1,072,159
Derivatives		14,222	16,782
Liabilities [Abstract]
Derivatives		7,738	11,754
Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Securities available for sale		0	0
Derivatives		0	0
Liabilities [Abstract]
Derivatives		0	0
Recurring Basis [Member]
Assets [Abstract]
Loans held for sale, carried at fair value		59,752	92,434
Capitalized mortgage loan servicing rights		22,431	16,904
Derivatives	[1]	14,222	16,782
Liabilities [Abstract]
Derivatives	[2]	7,738	11,754
Recurring Basis [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		8,596	10,748
Recurring Basis [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		365,367	344,582
Recurring Basis [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		19,010	7,195
Recurring Basis [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		69,264	42,829
Recurring Basis [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		195,226	254,181
Recurring Basis [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		519,216	324,293
Recurring Basis [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		151,603	86,017
Recurring Basis [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		1,867	1,798
Recurring Basis [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		511	516
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value		0	0
Capitalized mortgage loan servicing rights		0	0
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value		59,752	92,434
Capitalized mortgage loan servicing rights		0	0
Derivatives	[1]	14,222	16,782
Liabilities [Abstract]
Derivatives	[2]	7,738	11,754
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		8,596	10,748
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		365,367	344,582
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		19,010	7,195
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		69,264	42,829
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		195,226	254,181
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		519,216	324,293
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		151,603	86,017
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		1,867	1,798
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		511	516
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member]
Assets [Abstract]
Loans held for sale, carried at fair value		0	0
Capitalized mortgage loan servicing rights		22,431	16,904
Derivatives	[1]	0	0
Liabilities [Abstract]
Derivatives	[2]	0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Residential Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | U.S. Agency Commercial Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Private Label Mortgage-Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Asset Backed [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Corporate [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Trust Preferred [Member]
Assets [Abstract]
Securities available for sale		0	0
Recurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Foreign Government [Member]
Assets [Abstract]
Securities available for sale		0	0
Nonrecurring Basis [Member] | Collateral Dependent Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Assets [Abstract]
Loans receivable	[3]	462
Nonrecurring Basis [Member] | Collateral Dependent Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Assets [Abstract]
Loans receivable	[3]	105
Nonrecurring Basis [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[3]	566
Nonrecurring Basis [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Assets [Abstract]
Loans receivable	[3]	143
Nonrecurring Basis [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Assets [Abstract]
Loans receivable	[3]	168
Nonrecurring Basis [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Assets [Abstract]
Loans receivable	[3]	214
Nonrecurring Basis [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Boat Lending [Member]
Assets [Abstract]
Loans receivable	[3]	36
Nonrecurring Basis [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Assets [Abstract]
Loans receivable	[3]	19
Nonrecurring Basis [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Other [Member]
Assets [Abstract]
Loans receivable	[3]	94
Nonrecurring Basis [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Assets [Abstract]
Loans receivable	[4]		1,468
Nonrecurring Basis [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Assets [Abstract]
Loans receivable	[4]		6,586
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[4]		321
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Assets [Abstract]
Loans receivable	[4]		155
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Assets [Abstract]
Loans receivable	[4]		324
Nonrecurring Basis [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Assets [Abstract]
Loans receivable	[4]		61
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Assets [Abstract]
Loans receivable	[4]		4
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Assets [Abstract]
Loans receivable	[4]		31
Nonrecurring Basis [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Assets [Abstract]
Loans receivable	[4]		124
Nonrecurring Basis [Member] | Other Real Estate [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[5]		102
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Collateral Dependent Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Collateral Dependent Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Boat Lending [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Other [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[5]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Collateral Dependent Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Collateral Dependent Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Boat Lending [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Other [Member]
Assets [Abstract]
Loans receivable	[3]	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[5]		0
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Collateral Dependent Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Assets [Abstract]
Loans receivable	[3]	462
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Collateral Dependent Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Assets [Abstract]
Loans receivable	[3]	105
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[3]	566
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Assets [Abstract]
Loans receivable	[3]	143
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Assets [Abstract]
Loans receivable	[3]	168
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Collateral Dependent Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Assets [Abstract]
Loans receivable	[3]	214
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Boat Lending [Member]
Assets [Abstract]
Loans receivable	[3]	36
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Assets [Abstract]
Loans receivable	[3]	19
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Collateral Dependent Loans [Member] | Installment [Member] | Other [Member]
Assets [Abstract]
Loans receivable	[3]	$ 94
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial and Industrial [Member]
Assets [Abstract]
Loans receivable	[4]		1,468
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Commercial [Member] | Commercial Real Estate [Member]
Assets [Abstract]
Loans receivable	[4]		6,586
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Jumbo [Member]
Assets [Abstract]
Loans receivable	[4]		0
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[4]		321
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family Non-owner Occupied [Member]
Assets [Abstract]
Loans receivable	[4]		155
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | 1-4 Family - 2nd Lien [Member]
Assets [Abstract]
Loans receivable	[4]		324
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage [Member] | Resort Lending [Member]
Assets [Abstract]
Loans receivable	[4]		61
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Boat Lending [Member]
Assets [Abstract]
Loans receivable	[4]		4
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Recreational Vehicle Lending [Member]
Assets [Abstract]
Loans receivable	[4]		31
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Impaired Loans [Member] | Installment [Member] | Other [Member]
Assets [Abstract]
Loans receivable	[4]		124
Nonrecurring Basis [Member] | Significant Un-observable Inputs (Level 3) [Member] | Other Real Estate [Member] | 1-4 Family Owner Occupied - Non-jumbo [Member]
Assets [Abstract]
Loans receivable	[5]		$ 102
[1]	Included in accrued income and other assets
[2]	Included in accrued expenses and other liabilities
[3]	Only includes individually evaluated loans with specific loss allocations based on collateral value.
[4]	Only includes impaired loans with specific loss allocations based on collateral value.
[5]	Only includes other real estate with subsequent write downs to fair value.

Fair Value Disclosures, Changes

Fair Value Disclosures, Changes in Fair Value for Financial Assets (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Changes in fair value for financial assets [Abstract]
Loans held for sale			$ (2,400)	$ 1,387
Capitalized mortgage loan servicing rights, net gains (losses)			(581)	(11,641)
Impairment charges recognized [Abstract]
Collateral dependent loans, carrying amount	$ 1,800		1,800		$ 9,100
Collateral dependent loans, valuation allowance	900		900		1,800
Additional provision for credit losses on collateral dependent loans	100	$ 3,400	100	5,500
Other real estate, carrying amount	0		0		100
Other real estate, valuation allowance	60		60		$ 90
Other real estate, additional charge	$ 0	$ 0	0	90
Mortgage Loans [Member]
Changes in fair value for financial assets [Abstract]
Loans held for sale			(2,400)	1,387
Mortgage Loan Servicing, Net [Member]
Changes in fair value for financial assets [Abstract]
Capitalized mortgage loan servicing rights, net gains (losses)			$ (581)	$ (11,641)

Fair Value Disclosures, Reconci

Fair Value Disclosures, Reconciliation for all Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - Capitalized Mortgage Loan Servicing Rights [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Reconciliation for all assets and (liabilities) measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance	$ 23,530	$ 14,829	$ 16,904	$ 19,171
Total losses realized and unrealized [Abstract]
Included in results of operations	(3,838)	(4,667)	(581)	(11,641)
Included in other comprehensive income (loss)	0	0	0	0
Purchases, issuances, settlements, maturities and calls	2,739	3,611	6,108	6,243
Transfers in and/or out of Level 3	0	0	0	0
Ending balance	22,431	13,773	22,431	13,773
Amount of total losses for the period included in earnings attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at June 30	$ (3,838)	$ (4,667)	$ (581)	$ (11,641)

Fair Value Disclosures, Quantit

Fair Value Disclosures, Quantitative Information About Level 3 (Details)		Jun. 30, 2021USD ($)		Dec. 31, 2020USD ($)
Installment [Member]
Asset Fair Value [Abstract]
Collateral dependent loans fair value		$ 150,000		$ 160,000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Servicing asset fair value		$ 22,431,000		$ 16,904,000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Float Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.0097		0.0043
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		51		69
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		20		20
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1000		0.1000
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Minimum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Prepayment Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.0704		0.0792
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		329		289
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		35		37
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1300		0.1300
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Maximum [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Prepayment Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.4579		0.6470
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Significant Un-observable Inputs (Level 3) [Member] | Cost to Service [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		82		79
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Significant Un-observable Inputs (Level 3) [Member] | Ancillary Income [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		22		22
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Discount Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1009		0.1009
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Float Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.0097		0.0043
Recurring Basis [Member] | Capitalized Mortgage Loan Servicing Rights [Member] | Weighted Average [Member] | Present Value of Net Servicing Revenue [Member] | Significant Un-observable Inputs (Level 3) [Member] | Prepayment Rate [Member]
Ranges and Weighted Average [Abstract]
Servicing asset measurement input		0.1563		0.2085
Nonrecurring Basis [Member] | Collateral Dependent Loans Commercial [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Collateral dependent loans fair value		$ 567,000		$ 8,054,000
Nonrecurring Basis [Member] | Collateral Dependent Loans Commercial [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		(0.250)		(0.400)
Nonrecurring Basis [Member] | Collateral Dependent Loans Commercial [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		0.120		0.750
Nonrecurring Basis [Member] | Collateral Dependent Loans Commercial [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		(0.023)		0.038
Nonrecurring Basis [Member] | Collateral Dependent Loans Mortgage and Installment [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Collateral dependent loans fair value	[1]	$ 1,240,000		$ 1,020,000
Nonrecurring Basis [Member] | Collateral Dependent Loans Mortgage and Installment [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		(0.733)	[1]	(0.733)
Nonrecurring Basis [Member] | Collateral Dependent Loans Mortgage and Installment [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		1.046	[1]	1.046
Nonrecurring Basis [Member] | Collateral Dependent Loans Mortgage and Installment [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Impaired loans measurement input		0.008	[1]	(0.015)
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Significant Un-observable Inputs (Level 3) [Member]
Asset Fair Value [Abstract]
Other real estate fair value				$ 102,000
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Minimum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input				(0.131)
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Maximum [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input				0.024
Nonrecurring Basis [Member] | Other Real Estate Mortgage [Member] | Weighted Average [Member] | Sales Comparison Approach [Member] | Significant Un-observable Inputs (Level 3) [Member] | Adjustment for Differences Between Comparable Sales [Member]
Ranges and Weighted Average [Abstract]
Other real estate measurement input				(0.036)
[1]	In addition to the valuation techniques and unobservable inputs discussed above, at June 30, 2021 and December 31, 2020 certain collateral dependent installment loans totaling approximately $0.15 million and $0.16 million, respectively are secured by collateral other than real estate.  For the majority of these loans, we apply internal discount rates to industry valuation guides.

Fair Value Disclosures, Differe

Fair Value Disclosures, Difference Between Aggregate Fair Value and Aggregate Remaining Contractual Principal (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loans held for sale [Abstract]
Aggregate Fair Value	$ 59,752	$ 92,434
Difference	1,456	3,856
Contractual Principal	$ 58,296	$ 88,578

Fair Values of Financial Inst_3

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands		Jun. 30, 2021	Dec. 31, 2020
Assets [Abstract]
Securities available for sale		$ 1,330,660	$ 1,072,159
Federal Home Loan Bank and Federal Reserve Bank Stock		18,427	18,427
Liabilities [Abstract]
Other borrowings		30,005	30,012
Subordinated debt		39,319	39,281
Subordinated debentures		39,558	39,524
Reciprocal deposits included in deposits with no stated maturity		554,399	518,400
Reciprocal deposits included in deposits with stated maturity		35,094	37,785
Recorded Book Balance [Member]
Assets [Abstract]
Cash and due from banks		46,242	56,006
Interest bearing deposits		23,012	62,699
Securities available for sale		1,330,660	1,072,159
Federal Home Loan Bank and Federal Reserve Bank Stock		18,427	18,427
Net loans and loans held for sale		2,828,385	2,790,683
Accrued interest receivable		13,240	12,315
Derivative financial instruments		14,222	16,782
Liabilities [Abstract]
Deposits with no stated maturity	[1]	3,552,144	3,198,338
Deposits with stated maturity	[1]	310,322	439,017
Other borrowings		30,005	30,012
Subordinated debt		39,319	39,281
Subordinated debentures		39,558	39,524
Accrued interest payable		532	601
Derivative financial instruments		7,738	11,754
Fair Value [Member]
Assets [Abstract]
Cash and due from banks		46,242	56,006
Interest bearing deposits		23,012	62,699
Securities available for sale		1,330,660	1,072,159
Net loans and loans held for sale		2,862,494	2,794,058
Accrued interest receivable		13,240	12,315
Derivative financial instruments		14,222	16,782
Liabilities [Abstract]
Deposits with no stated maturity		3,552,144	3,198,338
Deposits with stated maturity		311,525	441,457
Other borrowings		30,422	30,844
Subordinated debt		43,642	41,417
Subordinated debentures		31,457	30,265
Accrued interest payable		532	601
Derivative financial instruments		7,738	11,754
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and due from banks		46,242	56,006
Interest bearing deposits		23,012	62,699
Securities available for sale		0	0
Net loans and loans held for sale		0	0
Accrued interest receivable		2	3
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity		3,552,144	3,198,338
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debt		0	0
Subordinated debentures		0	0
Accrued interest payable		71	59
Derivative financial instruments		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Securities available for sale		1,330,660	1,072,159
Net loans and loans held for sale		59,752	92,434
Accrued interest receivable		5,450	3,414
Derivative financial instruments		14,222	16,782
Liabilities [Abstract]
Deposits with no stated maturity		0	0
Deposits with stated maturity		311,525	441,457
Other borrowings		30,422	30,844
Subordinated debt		43,642	41,417
Subordinated debentures		31,457	30,265
Accrued interest payable		461	542
Derivative financial instruments		7,738	11,754
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and due from banks		0	0
Interest bearing deposits		0	0
Securities available for sale		0	0
Net loans and loans held for sale		2,802,742	2,701,624
Accrued interest receivable		7,788	8,898
Derivative financial instruments		0	0
Liabilities [Abstract]
Deposits with no stated maturity		0	0
Deposits with stated maturity		0	0
Other borrowings		0	0
Subordinated debt		0	0
Subordinated debentures		0	0
Accrued interest payable		0	0
Derivative financial instruments		$ 0	$ 0
[1]	Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $554.399 million and $518.400 million at June 30, 2021 and December 31, 2020, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $35.094 million and $37.785 million at June 30, 2021 and December 31, 2020, respectively.

Contingencies (Details)

Contingencies (Details) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)$ / sharesshares	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)$ / sharesshares	Jun. 30, 2020USD ($)	Dec. 31, 2020USD ($)
COVID-19 [Abstract]
Loss reimbursement on sold loans	$ 30	$ 80	$ 60	$ 110
Loss reimbursement reserve on sold mortgage loans	$ 1,080		$ 1,080		$ 1,020
VISA Class A Common Stock [Member]
Investment Owned [Abstract]
Current conversion ratio			1.6228
Closing price (in dollars per share) | $ / shares	$ 233.82		$ 233.82
VISA Class B Common Stock [Member]
Investment Owned [Abstract]
Number of shares owned (in shares) | shares	12,566		12,566
Current value of shares owned	$ 4,800		$ 4,800
Commercial and Industrial [Member] | Retail [Member]
COVID-19 [Abstract]
Loans and leases receivable	74,000		74,000
Commercial and Industrial [Member] | Food Service [Member]
COVID-19 [Abstract]
Loans and leases receivable	61,000		61,000
Commercial and Industrial [Member] | Hotel [Member]
COVID-19 [Abstract]
Loans and leases receivable	42,000		42,000
Commercial Real Estate [Member] | Retail [Member]
COVID-19 [Abstract]
Loans and leases receivable	102,000		102,000
Commercial Real Estate [Member] | Office [Member]
COVID-19 [Abstract]
Loans and leases receivable	76,000		76,000
Commercial Real Estate [Member] | Multifamily [Member]
COVID-19 [Abstract]
Loans and leases receivable	$ 63,000		$ 63,000

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) ("AOCIL"), Summary of Changes (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Changes in AOCIL [Roll Forward]
Balance at beginning of period	$ 387,329	$ 335,618	$ 389,522	$ 350,169
Other comprehensive income (loss) before reclassifications	4,078	8,444	(2,727)	7,517
Amounts reclassified from AOCIL	0	206	1,119	65
Other comprehensive income (loss)	4,078	8,650	(1,608)	7,582
Balances at end of period	395,974	355,123	395,974	355,123
Accumulated Other Comprehensive Loss [Member]
Changes in AOCIL [Roll Forward]
Balance at beginning of period	4,338	(4,854)	10,024	(3,786)
Other comprehensive income (loss)	4,078	8,650	(1,608)	7,582
Balances at end of period	8,416	3,796	8,416	3,796
Unrealized Gains on Securities Available For Sale [Member]
Changes in AOCIL [Roll Forward]
Balance at beginning of period	10,136	2,933	15,822	3,739
Other comprehensive income (loss) before reclassifications	4,078	8,382	(2,727)	7,776
Amounts reclassified from AOCIL	0	0	1,119	(200)
Other comprehensive income (loss)	4,078	8,382	(1,608)	7,576
Balances at end of period	14,214	11,315	14,214	11,315
Disproportionate Tax Effects from Securities Available for Sale [Member]
Changes in AOCIL [Roll Forward]
Balance at beginning of period	(5,798)	(5,798)	(5,798)	(5,798)
Other comprehensive income (loss) before reclassifications	0	0	0	0
Amounts reclassified from AOCIL	0	0	0	0
Other comprehensive income (loss)	0	0	0	0
Balances at end of period	(5,798)	(5,798)	(5,798)	(5,798)
Unrealized Losses on Cash Flow Hedges [Member]
Changes in AOCIL [Roll Forward]
Balance at beginning of period	0	(1,989)	0	(1,727)
Other comprehensive income (loss) before reclassifications	0	62	0	(259)
Amounts reclassified from AOCIL	0	206	0	265
Other comprehensive income (loss)	0	268	0	6
Balances at end of period	$ 0	$ (1,721)	$ 0	$ (1,721)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) ("AOCIL"), Reclassification Out of Each Components (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Reclassifications out of AOCIL [Abstract]
Total reclassifications before tax	$ 15,053	$ 18,295	$ 42,196	$ 24,050
Interest expense	2,106	3,292	4,324	8,680
Income tax expense	2,665	3,523	7,771	4,468
Reclassifications, net of tax	12,388	14,772	34,425	19,582
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCIL [Abstract]
Reclassifications, net of tax	0	(206)	1,119	(65)
Accumulated Other Comprehensive Loss [Member]
Reclassifications out of AOCIL [Abstract]
Reclassifications, net of tax	0	0	0	0
Unrealized Gains on Securities Available For Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCIL [Abstract]
Net gains on securities available for sale	0	0	1,416	253
Net impairment loss recognized in earnings		0		0
Total reclassifications before tax		0		253
Income tax expense	$ 0	0	$ 297	53
Reclassifications, net of tax		0		200
Unrealized Losses on Cash Flow Hedges [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassifications out of AOCIL [Abstract]
Interest expense		261		336
Income tax expense		55		71
Reclassifications, net of tax		$ 206		$ 265

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)Asset	Jun. 30, 2020USD ($)Asset	Dec. 31, 2020USD ($)
Revenue from Contracts with Customers [Abstract]
Percentage of revenues excluded from ASC Topic 606	86.60%	87.70%	86.60%	87.70%
Contract assets	$ 0		$ 0		$ 0
Contract liabilities	0		$ 0		$ 0
Number of real estate assets sold during the period | Asset			0	0
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	6,867	$ 5,094	$ 12,976	$ 11,288
Bank owned life insurance	127	265	266	535
Other	648	388	1,395	1,135
Total	1,871	1,598	3,901	3,761
Service Charges on Deposit Accounts [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	2,318	1,623	4,234	4,214
Overdraft Fees [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	1,835	1,019	3,047	2,759
Overdraft Fees [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	152	153	344	498
Account Service Charges [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	331	451	843	957
Other Deposit Related Income [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	462	510	1,023	1,143
ATM Fees [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	213	276	481	576
ATM Fees [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	4	4	10	11
Other [Member] | Retail [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	175	157	373	393
Other [Member] | Business [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	70	73	159	163
Interchange Income [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	3,453	2,526	6,502	4,983
Investment and Insurance Commissions [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	634	435	1,217	948
Asset Management Revenue [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	401	289	783	602
Transaction Based Revenue [Member]
Disaggregation of Revenue Sources by Attributes [Abstract]
Revenue from contracts with customers	$ 233	$ 146	$ 434	$ 346

Leases (Details)

Leases (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Components of operating leases [Abstract]
Operating lease cost		$ 412	$ 476	$ 835	$ 962
Variable lease cost		15	21	31	36
Short-term lease cost		16	9	30	16
Total		443	$ 506	896	$ 1,014
Supplemental balance sheet information related to operating leases [Abstract]
Lease right of use asset	[1]	$ 6,977		$ 6,977		$ 7,646
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]		Other Assets		Other Assets		Other Assets
Lease liabilities	[2]	$ 7,134		$ 7,134		$ 7,868
Operating Lease, Liability, Statement of Financial Position [Extensible List]		Other Liabilities		Other Liabilities		Other Liabilities
Weighted average remaining lease term		6 years 10 months 13 days		6 years 10 months 13 days		7 years 1 month 13 days
Weighted average discount rate		2.40%		2.40%		2.40%
Maturities of lease liabilities [Abstract]
Six months ending December 31, 2021		$ 838		$ 838
2022		1,489		1,489
2023		1,222		1,222
2024		815		815
2025		809		809
2026 and thereafter		2,533		2,533
Total lease payments		7,706		7,706
Less imputed interest		(572)		(572)
Total	[2]	$ 7,134		$ 7,134		$ 7,868
[1]	Included in Accrued income and other assets in our Condensed Consolidated Statements of Financial Condition.
[2]	Included in Accrued expenses and other liabilities