Humana (HUM) 8-K Humana Inc. Reports Financial Results for Third Quarter and First Nine Months of 2003

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report:   October 27, 2003
(Date of Earliest Event Reported)

HUMANA INC.
(Exact name of Registrant as specified in its Charter)

Delaware
(State of
Incorporation) 1-5975
(Commission
File Number) 61-0647538
(I.R.S. Employer
Tax Identification No.)

500 West Main Street
Louisville, KY 40202
(Address of principal executive offices, including zip code)

(502) 580-1000
(Registrant's telephone number, including area code)

Item 12

        The following information is furnished pursuant to Item 12 - Disclosure of Results of Operations and Financial Condition.

        On October 27, 2003, Humana Inc. (the "Company" orARegistrant") issued a press release discussing third quarter results, a copy of which is attached hereto as Exhibit 99 and is incorporated herein by reference.

SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

HUMANA INC.

BY:      /s/  Arthur P. Hipwell                         
        Arthur P. Hipwell
        Senior Vice President
        and General Counsel

Date:    October 27, 2003

INDEX TO EXHIBITS

Number                                         Description

    99                    Press Release, dated October 27, 2003, issued by the Company