Unum 8K Reports Second Quarter 2008 Results | UNM 30 Jul 08

Exhibit 99.2

Unum Group
Statistical Supplement Second Quarter 2008

TABLE OF CONTENTS

(dollars in millions, except share data)
Interim Results are Unaudited

		Page

	Financial Highlights	1
	Consolidated Statements of Income	2
	Sales Data	3
	Consolidated Balance Sheets	4
	Financial Results by Segment	5
	Quarterly Historical Financial Results by Segment	6
	Financial Results and Selected Statistics by Segment
	Unum US	7
	Unum UK	8
	Colonial Life	9
	Individual Disability - Closed Block	10
	Other	11
	Corporate	12
	Reserves	13
	Investment Fact Sheets	14
	Statutory-Basis Financial Information	15
	Notes to Statistical Supplement	16

	Throughout this supplement, segment operating results exclude income taxes and realized investment gains and losses.
	See "Notes to Statistical Supplement" on page 16 for a discussion of non-GAAP financial measures.

	N.M. = not a meaningful percentage

Unum Group Financial Highlights

			Three Months Ended				Six Months Ended				Year Ended
			6/30/2008		6/30/2007		6/30/2008		6/30/2007		12/31/2007		12/31/2006		12/31/2005

Financial Results

Premium Income			$	1,968.6	$	1,986.7	$	3,919.1	$	3,930.7	$	7,901.1	$	7,948.2	$	7,815.6

Segment Operating Revenue			$	2,649.2	$	2,655.2	$	5,258.3	$	5,259.5	$	10,585.1	$	10,533.1	$	10,266.0
Net Realized Investment Gain (Loss)				26.1		10.4		(42.4)		6.7		(65.2)		2.2		(6.7)

Revenue			$	2,675.3	$	2,665.6	$	5,215.9	$	5,266.2	$	10,519.9	$	10,535.3	$	10,259.3


Income from Continuing Operations			$	240.3	$	153.5	$	403.4	$	324.9	$	672.4	$	403.6	$	504.0
Income from Discontinued Operations, net of tax				-		-		-		6.9		6.9		7.4		9.6

Net Income			$	240.3	$	153.5	$	403.4	$	331.8	$	679.3	$	411.0	$	513.6


Assets							$	51,767.8	$	52,280.7	$	52,701.9	$	52,977.8	$	51,977.4

Stockholders' Equity							$	7,664.3	$	7,371.6	$	8,039.9	$	7,718.8	$	7,363.9

2007
	•	Second quarter, six months, and full year 2007 results include a claim reassessment charge of $53.0 million before tax, or $34.5 million after tax.

	•	Full year 2007 results include costs related to early retirement of debt of $58.8 million before tax, or $38.3 million after tax.

2006
	•	Full year 2006 results include claim reassessment charges of $411.4 million before tax, or $267.4 million after tax.

	•	Full year 2006 results include costs related to early retirement of debt of $25.8 million before tax, or $16.9 million after tax.

	•	Full year 2006 results include broker compensation settlement expenses of $18.5 million before tax, or $12.7 million after tax.

	•	Full year 2006 results include income of $2.6 million before tax, or $3.9 million after tax, attributable to the receipt of interest and tax refunds on prior year tax items in excess of what was previously provided.

	•	Full year 2006 results include an income tax benefit of approximately $91.9 million primarily as the result of group relief benefits obtained from the use of net operating losses in a foreign jurisdiction in which our businesses operate.

2005
	•	Full year 2005 results include a claim reassessment charge of $75.0 million before tax, or $51.6 million after tax.

	•	Full year 2005 results include a gain on the sale of the U.K. Netherlands branch of $5.7 million before tax, or $4.0 million after tax.

	•	Full year 2005 results include an income tax benefit of $42.8 million related to the reduction of income tax liabilities.

Unum Group Financial Highlights


		Three Months Ended				Six Months Ended				Year Ended
		6/30/2008		6/30/2007		6/30/2008		6/30/2007		12/31/2007		12/31/2006		12/31/2005

Per Common Share Information

Assuming Dilution:
	Income from Continuing Operations	$	0.69	$	0.43	$	1.16	$	0.93	$	1.89	$	1.21	$	1.61
	Income from Discontinued Operations, net of tax		-		-		-		0.02		0.02		0.02		0.03
	Net Income	$	0.69	$	0.43	$	1.16	$	0.95	$	1.91	$	1.23	$	1.64


Basic:
	Income from Continuing Operations	$	0.70	$	0.44	$	1.16	$	0.94	$	1.90	$	1.25	$	1.71
	Income from Discontinued Operations, net of tax		-		-		-		0.02		0.02		0.02		0.03
	Net Income	$	0.70	$	0.44	$	1.16	$	0.96	$	1.92	$	1.27	$	1.74


Dividends Paid		$	0.075	$	0.075	$	0.150	$	0.150	$	0.300	$	0.300	$	0.300


Book Value						$	22.19	$	20.43	$	22.28	$	22.53	$	24.66


Price (UNM closing price on last trading day of period)						$	20.45	$	26.11	$	23.79	$	20.78	$	22.75

1 .1

Unum Group Consolidated Statements of Income


				Three Months Ended				Six Months Ended				Year Ended
				6/30/2008		6/30/2007		6/30/2008		6/30/2007		12/31/2007		12/31/2006		12/31/2005
Revenue
Premium Income				$	1,968.6	$	1,986.7	$	3,919.1	$	3,930.7	$	7,901.1	$	7,948.2	$	7,815.6
Net Investment Income					613.1		597.8		1,204.5		1,187.3		2,409.9		2,320.6		2,188.3
Net Realized Investment Gain (Loss)					26.1		10.4		(42.4)		6.7		(65.2)		2.2		(6.7)
Other Income					67.5		70.7		134.7		141.5		274.1		264.3		262.1

Total Revenue					2,675.3		2,665.6		5,215.9		5,266.2		10,519.9		10,535.3		10,259.3

Benefits and Expenses
Benefits and Change in Reserves for Future Benefits					1,674.7		1,816.9		3,331.6		3,546.2		6,988.2		7,577.2		7,083.2
Commissions					212.9		208.3		431.8		421.3		841.1		819.0		804.7
Interest and Debt Expense - Non-recourse Debt					9.9		1.8		21.9		3.8		15.7		1.3		-
Interest and Debt Expense - All Other Debt					30.5		42.7		62.4		86.6		167.4		190.5		208.0
Cost Related to Early Retirement of Debt					0.4		0.8		0.4		3.2		58.8		25.8		-
Deferral of Acquisition Costs					(153.6)		(136.3)		(299.2)		(274.4)		(556.3)		(528.2)		(519.4)
Amortization of Deferred Acquisition Costs					127.3		122.3		257.3		238.9		480.4		478.6		463.7
Other Expenses					406.2		376.2		798.0		747.8		1,527.4		1,505.7		1,525.2

Total Benefits and Expenses					2,308.3		2,432.7		4,604.2		4,773.4		9,522.7		10,069.9		9,565.4

Income from Continuing Operations
Before Income Taxes					367.0		232.9		611.7		492.8		997.2		465.4		693.9

Income Taxes					126.7		79.4		208.3		167.9		324.8		61.8		189.9

Income from Continuing Operations					240.3		153.5		403.4		324.9		672.4		403.6		504.0

Income from Discontinued
Operations, net of tax					-		-		-		6.9		6.9		7.4		9.6

Net Income				$	240.3	$	153.5	$	403.4	$	331.8	$	679.3	$	411.0	$	513.6


Average Number of Shares Outstanding

	Basic				345,443,517		350,843,830		348,082,188		346,053,620		352,969,131		324,654,923		295,776,405
		Dilutive Securities:
			Purchase Contracts		-		2,904,760		-		3,345,899		1,672,949		8,153,001		14,297,834
			Options and Nonvested Stock Awards		591,903		1,088,760		669,082		1,236,992		1,134,373		1,553,820		2,438,404
	Assuming Dilution				346,035,420		354,837,350		348,751,270		350,636,511		355,776,453		334,361,744		312,512,643

Actual Number of Shares Outstanding									345,453,899		360,797,154		360,893,475		342,627,521		298,557,764

Unum Group Sales Data


			Three Months Ended						Six Months Ended						Year Ended
			6/30/2008		6/30/2007		% Change		6/30/2008		6/30/2007		% Change		12/31/2007		12/31/2006		12/31/2005
Unum US Segment
	Fully Insured Products
		Group Long-term Disability	$	45.4	$	53.0	(14.3	)%	$	81.5	$	78.5	3.8	%	$	177.7	$	208.5	$	180.4
		Group Short-term Disability		16.4		16.2	1.2			29.8		31.4	(5.1	)		64.7		74.1		74.8
		Group Life		38.6		35.3	9.3			65.7		55.4	18.6			134.0		149.8		157.8
		Accidental Death & Dismemberment		3.4		3.2	6.3			6.3		5.2	21.2			13.8		13.7		14.7
		Individual Disability - Recently Issued		12.8		14.5	(11.7	)		29.3		29.0	1.0			59.7		55.4		53.8
		Group Long-term Care		7.9		7.1	11.3			16.7		13.2	26.5			32.8		25.1		21.1
		Individual Long-term Care		2.2		2.3	(4.3	)		4.9		4.4	11.4			9.9		11.0		13.0
		Voluntary Benefits		27.7		28.6	(3.1	)		93.9		78.0	20.4			138.4		134.2		130.2

		Total Fully Insured Products		154.4		160.2	(3.6	)		328.1		295.1	11.2			631.0		671.8		645.8

	Administrative Services Only (ASO) Products
		Group Long-term Disability		-		1.6	(100.0	)		-		1.6	(100.0	)		1.6		3.7		1.8
		Group Short-term Disability		1.7		0.8	112.5			2.9		1.5	93.3			5.6		10.0		5.8

		Total ASO Products		1.7		2.4	(29.2	)		2.9		3.1	(6.5	)		7.2		13.7		7.6

		Unum US Segment		156.1		162.6	(4.0	)		331.0		298.2	11.0			638.2		685.5		653.4

Unum UK Segment
	Group Long-term Disability			23.2		22.2	4.5			38.0		38.5	(1.3	)		84.4		79.1		91.2
	Group Life			5.8		4.0	45.0			7.9		6.8	16.2			13.2		16.5		33.0
	Individual Disability			1.9		1.6	18.8			3.7		3.3	12.1			7.8		5.5		8.1
		Unum UK Segment		30.9		27.8	11.2			49.6		48.6	2.1			105.4		101.1		132.3

Colonial Life Segment
	Accident, Sickness, and Disability			53.5		49.5	8.1			97.4		92.3	5.5			211.3		194.4		176.8
	Life			15.3		15.5	(1.3	)		28.8		29.8	(3.4	)		66.7		66.6		60.6
	Cancer and Critical Illness			12.4		13.6	(8.8	)		22.7		24.1	(5.8	)		56.9		54.1		49.0
		Colonial Life Segment		81.2		78.6	3.3			148.9		146.2	1.8			334.9		315.1		286.4

Individual Disability - Closed Block Segment				0.4		0.7	(42.9	)		0.9		1.6	(43.8	)		3.0		4.4		6.5

		Total Sales	$	268.6	$	269.7	(0.4	)	$	530.4	$	494.6	7.2		$	1,081.5	$	1,106.1	$	1,078.6

Unum Group Consolidated Balance Sheets


	June 30,			December 31,
		2008			2007			2006
Assets
Investments
Fixed Maturity Securities	$	35,402.2		$	35,814.7		$	35,055.5
Mortgage Loans		1,137.8			1,068.9			944.0
Real Estate		13.1			18.2			17.9
Policy Loans		2,618.1			2,617.7			3,429.5
Other Long-term Investments		135.5			213.9			222.5
Short-term Investments		1,074.2			1,486.8			648.4

Total Investments		40,380.9			41,220.2			40,317.8

Cash and Bank Deposits		94.1			199.1			121.3
Accounts and Premiums Receivable		1,933.1			1,914.7			2,057.1
Reinsurance Recoverable		5,100.1			5,160.0			5,512.2
Accrued Investment Income		602.2			592.3			646.8
Deferred Acquisition Costs		2,424.1			2,381.9			2,983.1
Goodwill		204.3			204.3			204.1
Other Assets		1,011.6			1,009.2			994.6
Other Assets - Discontinued Operations		-			-			112.3
Separate Account Assets		17.4			20.2			28.5

Total Assets	$	51,767.8		$	52,701.9		$	52,977.8

Liabilities
Policy and Contract Benefits	$	1,940.0		$	1,979.7		$	2,220.4
Reserves for Future Policy and Contract Benefits		35,650.4			35,828.0			35,689.4
Unearned Premiums		640.1			523.1			520.1
Other Policyholders' Funds		1,776.0			1,821.2			2,019.1
Income Tax		207.6			400.3			611.7
Short-term Debt		240.0			175.0			-
Long-term Debt - Non-recourse		882.1			912.5			130.0
Long-term Debt - All Other		1,416.2			1,602.7			2,529.6
Other Liabilities		1,333.7			1,399.3			1,481.2
Other Liabilities - Discontinued Operations		-			-			29.0
Separate Account Liabilities		17.4			20.2			28.5

Total Liabilities		44,103.5			44,662.0			45,259.0

Stockholders' Equity
Common Stock		36.3			36.3			34.4
Additional Paid-in Capital		2,531.0			2,516.9			2,200.0
Accumulated Other Comprehensive Income		73.0			463.5			612.8
Retained Earnings		5,428.2			5,077.4			4,925.8
Treasury Stock		(404.2	)		(54.2	)		(54.2	)
Total Stockholders' Equity		7,664.3			8,039.9			7,718.8

Total Liabilities and Stockholders' Equity	$	51,767.8		$	52,701.9		$	52,977.8

Unum Group Deferred Acquisition Costs by Segment



		Unum US			Unum UK			Colonial Life			Consolidated

Balances at December 31, 2005		$	2,201.2		$	142.5		$	569.6		$	2,913.3
	Capitalized		306.2			34.4			187.6			528.2
	Amortized		(302.2	)		(32.0	)		(144.4	)		(478.6	)
	Foreign Currency		-			20.2			-			20.2
Balances at December 31, 2006			2,205.2			165.1			612.8			2,983.1
	Cumulative Effect of SOP 05-1		(589.8	)		(88.3	)		-			(678.1	)
	Capitalized		304.2			41.2			210.9			556.3
	Amortized		(277.1	)		(49.4	)		(153.9	)		(480.4	)
	Foreign Currency		-			1.0			-			1.0
Balances at December 31, 2007			1,642.5			69.6			669.8			2,381.9
	Capitalized		165.6			20.5			113.1			299.2
	Amortized		(159.5	)		(15.7	)		(82.1	)		(257.3	)
	Foreign Currency		-			0.3			-			0.3
Balances at June 30, 2008		$	1,648.6		$	74.7		$	700.8		$	2,424.1

4 .1

Unum Group Balance Sheets by Segment - June 30, 2008

		Unum US
		Group Disability		Group Life and Accidental Death & Dismemberment			Supplemental and Voluntary		Total Unum US		Unum UK		Colonial Life			Individual Disability - Closed Block			Corporate and Other			Consolidated

Assets
	Investments	$	9,892.7	$	2,002.9		$	6,184.2	$	18,079.8	$	3,559.7	$	1,671.3		$	11,826.3		$	5,243.8		$	40,380.9
	Deferred Acquisition Costs		136.5		92.8			1,419.3		1,648.6		74.7		700.8			-			-			2,424.1
	Goodwill		2.5		-			187.5		190.0		14.3		-			-			-			204.3
	All Other		646.2		192.2			319.8		1,158.2		521.6		181.8			2,871.1			4,025.8			8,758.5
	Total Assets	$	10,677.9	$	2,287.9		$	8,110.8	$	21,076.6	$	4,170.3	$	2,553.9		$	14,697.4		$	9,269.6		$	51,767.8

Liabilities
	Reserves and Policyholder Benefits	$	8,432.3	$	1,498.5		$	5,532.6	$	15,463.4	$	2,883.8	$	1,505.9		$	12,626.3		$	7,527.1		$	40,006.5
	Debt		-		-			-		-		-		-			-			2,538.3			2,538.3
	All Other		256.4		(0.6	)		409.5		665.3		179.2		150.8			(17.9	)		581.3			1,558.7
	Total Liabilities		8,688.7		1,497.9			5,942.1		16,128.7		3,063.0		1,656.7			12,608.4			10,646.7			44,103.5

Other Allocated Stockholders' Equity			1,956.5		788.3			2,054.1		4,798.9		1,006.5		905.8			2,145.5			(1,337.4	)		7,519.3
Unrealized Gain/Loss on Securities			32.7		1.7			114.6		149.0		100.8		(8.6	)		(56.5	)		(39.7	)		145.0
	Total Allocated Stockholders'
	Equity		1,989.2		790.0			2,168.7		4,947.9		1,107.3		897.2			2,089.0			(1,377.1	)		7,664.3
	Total Liabilities and Allocated
	Stockholders' Equity	$	10,677.9	$	2,287.9		$	8,110.8	$	21,076.6	$	4,170.3	$	2,553.9		$	14,697.4		$	9,269.6		$	51,767.8

Allocated stockholders' equity is determined on the basis of an internal allocation formula that reflects the volume and risk components of the business and aligns with the Company's target capital levels for regulatory and rating agency purposes. This formula is modified periodically to recognize changes in the views of capital requirements.

4 .2

Unum Group Balance Sheets by Segment - December 31, 2007

		Unum US
		Group Disability			Group Life and Accidental Death & Dismemberment		Supplemental and Voluntary		Total Unum US		Unum UK		Colonial Life		Individual Disability - Closed Block		Corporate and Other			Consolidated

Assets
	Investments	$	10,040.2		$	2,144.9	$	5,911.9	$	18,097.0	$	3,423.6	$	1,658.0	$	12,147.3	$	5,894.3		$	41,220.2
	Deferred Acquisition Costs		145.6			100.4		1,396.5		1,642.5		69.6		669.8		-		-			2,381.9
	Goodwill		2.5			-		187.5		190.0		14.3		-		-		-			204.3
	All Other		724.5			102.1		378.0		1,204.6		509.0		190.7		3,097.1		3,894.1			8,895.5
	Total Assets	$	10,912.8		$	2,347.4	$	7,873.9	$	21,134.1	$	4,016.5	$	2,518.5	$	15,244.4	$	9,788.4		$	52,701.9

Liabilities
	Reserves and Policyholder Benefits	$	8,836.9		$	1,514.0	$	5,171.1	$	15,522.0	$	2,867.1	$	1,464.5	$	12,679.9	$	7,618.5		$	40,152.0
	Debt		-			-		-		-		-		-		-		2,690.2			2,690.2
	All Other		211.7			10.7		472.1		694.5		167.2		162.3		76.2		719.6			1,819.8
	Total Liabilities		9,048.6			1,524.7		5,643.2		16,216.5		3,034.3		1,626.8		12,756.1		11,028.3			44,662.0

Other Allocated Stockholders' Equity			1,932.5			799.0		1,945.9		4,677.4		899.5		868.1		2,322.8		(1,266.5	)		7,501.3
Unrealized Gain/Loss on Securities			(68.3	)		23.7		284.8		240.2		82.7		23.6		165.5		26.6			538.6
	Total Allocated Stockholders'
	Equity		1,864.2			822.7		2,230.7		4,917.6		982.2		891.7		2,488.3		(1,239.9	)		8,039.9
	Total Liabilities and Allocated
	Stockholders' Equity	$	10,912.8		$	2,347.4	$	7,873.9	$	21,134.1	$	4,016.5	$	2,518.5	$	15,244.4	$	9,788.4		$	52,701.9

	Allocated stockholders' equity is determined on the basis of an internal allocation formula that reflects the volume and risk components of the business and aligns with the Company's target capital levels for regulatory and rating agency purposes. This formula is modified periodically to recognize changes in the views of capital requirements.

4 .3

Unum Group Financial Results by Segment



	Three Months Ended							Six Months Ended
		6/30/2008		6/30/2007		% Change			6/30/2008		6/30/2007	% Change

Premium Income
Unum US	$	1,246.9	$	1,265.7		(1.5	) %	$	2,477.3	$	2,510.6	(1.3	) %
Unum UK		241.7		247.0		(2.1	)		482.3		469.3	2.8
Colonial Life		242.6		224.8		7.9			483.0		448.2	7.8
Individual Disability - Closed Block		237.2		249.4		(4.9	)		475.6		501.7	(5.2	)
Other		0.2		(0.2	)	200.0			0.9		0.9	-

		1,968.6		1,986.7		(0.9	)		3,919.1		3,930.7	(0.3	)

Net Investment Income
Unum US		290.1		286.9		1.1			569.2		563.8	1.0
Unum UK		54.9		49.9		10.0			100.2		95.7	4.7
Colonial Life		26.4		24.9		6.0			52.3		49.3	6.1
Individual Disability - Closed Block		201.8		203.4		(0.8	)		392.5		408.0	(3.8	)
Other		25.9		26.9		(3.7	)		51.8		55.0	(5.8	)
Corporate		14.0		5.8		141.4			38.5		15.5	148.4

		613.1		597.8		2.6			1,204.5		1,187.3	1.4

Other Income
Unum US		33.4		34.5		(3.2	)		66.0		69.2	(4.6	)
Unum UK		0.2		0.3		(33.3	)		0.4		2.0	(80.0	)
Colonial Life		0.1		0.3		(66.7	)		0.2		0.6	(66.7	)
Individual Disability - Closed Block		25.4		25.8		(1.6	)		49.5		51.1	(3.1	)
Other		8.0		9.1		(12.1	)		16.0		17.3	(7.5	)
Corporate		0.4		0.7		(42.9	)		2.6		1.3	100.0

		67.5		70.7		(4.5	)		134.7		141.5	(4.8	)


Total Operating Revenue
Unum US		1,570.4		1,587.1		(1.1	)		3,112.5		3,143.6	(1.0	)
Unum UK		296.8		297.2		(0.1	)		582.9		567.0	2.8
Colonial Life		269.1		250.0		7.6			535.5		498.1	7.5
Individual Disability - Closed Block		464.4		478.6		(3.0	)		917.6		960.8	(4.5	)
Other		34.1		35.8		(4.7	)		68.7		73.2	(6.1	)
Corporate		14.4		6.5		121.5			41.1		16.8	144.6

		2,649.2		2,655.2		(0.2	)		5,258.3		5,259.5	-

Unum Group Financial Results by Segment



	Three Months Ended								Six Months Ended
		6/30/2008			6/30/2007		% Change			6/30/2008			6/30/2007		% Change

Benefits and Expenses
Unum US	$	1,394.2		$	1,494.8		(6.7	) %	$	2,773.6		$	2,908.9		(4.7	) %
Unum UK		200.8			219.5		(8.5	)		399.8			414.2		(3.5	)
Colonial Life		200.9			185.1		8.5			399.9			373.6		7.0
Individual Disability - Closed Block		436.5			436.0		0.1			876.0			895.7		(2.2	)
Other		30.7			31.8		(3.5	)		61.4			65.6		(6.4	)
Corporate		45.2			65.5		(31.0	)		93.5			115.4		(19.0	)

		2,308.3			2,432.7		(5.1	)		4,604.2			4,773.4		(3.5	)

Income (Loss) from Continuing Operations
Before Income Taxes and Net Realized
Investment Gain (Loss)
Unum US		176.2			92.3		90.9			338.9			234.7		44.4
Unum UK		96.0			77.7		23.6			183.1			152.8		19.8
Colonial Life		68.2			64.9		5.1			135.6			124.5		8.9
Individual Disability - Closed Block		27.9			42.6		(34.5	)		41.6			65.1		(36.1	)
Other		3.4			4.0		(15.0	)		7.3			7.6		(3.9	)
Corporate		(30.8	)		(59.0	)	47.8			(52.4	)		(98.6	)	46.9

		340.9			222.5		53.2			654.1			486.1		34.6

Income Taxes		117.7			75.5		55.9			223.1			164.5		35.6

Income from Continuing Operations
Before Net Realized Investment Gain (Loss)		223.2			147.0		51.8			431.0			321.6		34.0

Net Realized Investment Gain (Loss)		26.1			10.4		151.0			(42.4	)		6.7		N.M.

Tax Expense (Benefit) on Net Realized
Investment Gain (Loss)		9.0			3.9		130.8			(14.8	)		3.4		N.M.

Income from Discontinued
Operations, net of tax		-			-		N.M.			-			6.9		(100.0	)

Net Income	$	240.3		$	153.5		56.5		$	403.4		$	331.8		21.6

5.1

Unum Group Quarterly Historical Financial Results by Segment

		6/30/08		3/31/08		12/31/07		9/30/07		6/30/07			3/31/07		12/31/06		9/30/06		6/30/06

Premium Income
Unum US	$	1,246.9	$	1,230.4	$	1,248.1	$	1,255.3	$	1,265.7		$	1,244.9	$	1,302.0	$	1,278.6	$	1,311.6
Unum UK		241.7		240.6		251.4		247.6		247.0			222.3		231.0		219.7		200.7
Colonial Life		242.6		240.4		232.0		227.0		224.8			223.4		217.2		212.8		209.5
Individual Disability - Closed Block		237.2		238.4		252.2		256.0		249.4			252.3		269.8		257.8		264.2
Other		0.2		0.7		0.2		0.6		(0.2	)		1.1		2.0		0.1		1.2

		1,968.6		1,950.5		1,983.9		1,986.5		1,986.7			1,944.0		2,022.0		1,969.0		1,987.2

Net Investment Income
Unum US		290.1		279.1		283.0		283.1		286.9			276.9		284.6		261.9		258.9
Unum UK		54.9		45.3		57.3		47.4		49.9			45.8		50.9		45.8		39.9
Colonial Life		26.4		25.9		25.6		25.0		24.9			24.4		24.0		23.6		23.4
Individual Disability - Closed Block		201.8		190.7		205.6		213.6		203.4			204.6		205.5		207.0		214.0
Other		25.9		25.9		28.7		24.7		26.9			28.1		28.1		28.0		28.4
Corporate		14.0		24.5		19.2		9.4		5.8			9.7		8.3		12.5		12.0

		613.1		591.4		619.4		603.2		597.8			589.5		601.4		578.8		576.6

Other Income
Unum US		33.4		32.6		33.7		32.8		34.5			34.7		27.7		27.3		28.1
Unum UK		0.2		0.2		0.4		0.7		0.3			1.7		0.1		-		(0.1	)
Colonial Life		0.1		0.1		-		0.3		0.3			0.3		0.2		0.2		0.4
Individual Disability - Closed Block		25.4		24.1		25.1		27.5		25.8			25.3		29.4		25.5		23.9
Other		8.0		8.0		6.3		4.9		9.1			8.2		8.8		8.3		8.4
Corporate		0.4		2.2		0.5		0.4		0.7			0.6		5.8		3.5		3.0

		67.5		67.2		66.0		66.6		70.7			70.8		72.0		64.8		63.7


Total Operating Revenue
Unum US		1,570.4		1,542.1		1,564.8		1,571.2		1,587.1			1,556.5		1,614.3		1,567.8		1,598.6
Unum UK		296.8		286.1		309.1		295.7		297.2			269.8		282.0		265.5		240.5
Colonial Life		269.1		266.4		257.6		252.3		250.0			248.1		241.4		236.6		233.3
Individual Disability - Closed Block		464.4		453.2		482.9		497.1		478.6			482.2		504.7		490.3		502.1
Other		34.1		34.6		35.2		30.2		35.8			37.4		38.9		36.4		38.0
Corporate		14.4		26.7		19.7		9.8		6.5			10.3		14.1		16.0		15.0

		2,649.2		2,609.1		2,669.3		2,656.3		2,655.2			2,604.3		2,695.4		2,612.6		2,627.5

Unum Group Quarterly Historical Financial Results by Segment

		6/30/08			3/31/08			12/31/07			9/30/07			6/30/07			3/31/07			12/31/06			9/30/06			6/30/06

Benefits and Expenses
Unum US	$	1,394.2		$	1,379.4		$	1,398.2		$	1,406.9		$	1,494.8		$	1,414.1		$	1,478.4		$	1,741.0		$	1,494.1
Unum UK		200.8			199.0			224.1			194.7			219.5			194.7			200.2			200.0			184.4
Colonial Life		200.9			199.0			198.8			189.8			185.1			188.5			190.9			184.5			183.4
Individual Disability - Closed Block		436.5			439.5			459.5			467.7			436.0			459.7			476.0			495.6			468.9
Other		30.7			30.7			28.9			26.6			31.8			33.8			32.5			28.6			32.6
Corporate		45.2			48.3			108.6			45.5			65.5			49.9			52.5			65.1			68.7

		2,308.3			2,295.9			2,418.1			2,331.2			2,432.7			2,340.7			2,430.5			2,714.8			2,432.1

Income (Loss) from Continuing
Operations Before Income Taxes and
Net Realized Investment Gain (Loss)
Unum US		176.2			162.7			166.6			164.3			92.3			142.4			135.9			(173.2	)		104.5
Unum UK		96.0			87.1			85.0			101.0			77.7			75.1			81.8			65.5			56.1
Colonial Life		68.2			67.4			58.8			62.5			64.9			59.6			50.5			52.1			49.9
Individual Disability - Closed Block		27.9			13.7			23.4			29.4			42.6			22.5			28.7			(5.3	)		33.2
Other		3.4			3.9			6.3			3.6			4.0			3.6			6.4			7.8			5.4
Corporate		(30.8	)		(21.6	)		(88.9	)		(35.7	)		(59.0	)		(39.6	)		(38.4	)		(49.1	)		(53.7	)

		340.9			313.2			251.2			325.1			222.5			263.6			264.9			(102.2	)		195.4

Income Taxes (Benefit)		117.7			105.4			74.2			108.1			75.5			89.0			(8.8	)		(33.8	)		68.5

Income (Loss) from Continuing
Operations Before Net Realized
Investment Gain (Loss)		223.2			207.8			177.0			217.0			147.0			174.6			273.7			(68.4	)		126.9
Net Realized Investment Gain (Loss)		26.1			(68.5	)		(25.8	)		(46.1	)		10.4			(3.7	)		0.7			4.8			(5.8	)
Tax Expense (Benefit) on Net
Realized Investment Gain
(Loss)		9.0			(23.8	)		(9.3	)		(16.1	)		3.9			(0.5	)		0.2			1.7			(2.2	)
Income from Discontinued
Operations, net of tax		-			-			-			-			-			6.9			1.9			1.6			1.9

Net Income (Loss)	$	240.3		$	163.1		$	160.5		$	187.0		$	153.5		$	178.3		$	276.1		$	(63.7	)	$	125.2

Per Common Share - Assuming Dilution
Income (Loss) from Continuing Operations	$	0.69		$	0.46		$	0.44		$	0.52		$	0.43		$	0.49		$	0.79		$	(0.19	)	$	0.37
Income from Discontinued Operations,
net of tax		-			-			-			-			-			0.02			0.01			-			0.01

Net Income (Loss)	$	0.69		$	0.46		$	0.44		$	0.52		$	0.43		$	0.51		$	0.80		$	(0.19	)	$	0.38

6 .1

Unum Group Financial Results for Unum US Segment

	Three Months Ended						Six Months Ended						Year Ended
		6/30/2008			6/30/2007			6/30/2008			6/30/2007			12/31/2007			12/31/2006			12/31/2005
Operating Revenue
Premium Income	$	1,246.9		$	1,265.7		$	2,477.3		$	2,510.6		$	5,014.0		$	5,196.0		$	5,229.0
Net Investment Income		290.1			286.9			569.2			563.8			1,129.9			1,063.1			998.2
Other Income		33.4			34.5			66.0			69.2			135.7			108.5			108.6

Total Operating Revenue		1,570.4			1,587.1			3,112.5			3,143.6			6,279.6			6,367.6			6,335.8

Benefits and Expenses
Benefits and Change in Reserves for Future Benefits		1,006.8			1,138.6			1,996.7			2,184.6			4,246.4			4,752.1			4,419.3
Commissions		130.3			123.6			262.5			253.1			501.5			505.2			501.6
Deferral of Acquisition Costs		(84.5	)		(73.3	)		(165.6	)		(149.8	)		(304.2	)		(306.2	)		(311.9	)
Amortization of Deferred Acquisition Costs		77.8			71.2			159.5			137.6			277.1			302.2			306.9
Other Expenses		263.8			234.7			520.5			483.4			993.2			1,018.6			1,032.2

Total Benefits and Expenses		1,394.2			1,494.8			2,773.6			2,908.9			5,714.0			6,271.9			5,948.1

Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses	$	176.2		$	92.3		$	338.9		$	234.7		$	565.6		$	95.7		$	387.7

Operating Ratios
Benefit Ratio		80.7%			90.0%			80.6%			87.0%			84.7%			91.5%			84.5%
Other Expense Ratio		21.2%			18.5%			21.0%			19.3%			19.8%			19.6%			19.7%
Before-tax Profit Margin		14.1%			7.3%			13.7%			9.3%			11.3%			1.8%			7.4%

Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses,
as Reported	$	176.2		$	92.3		$	338.9		$	234.7		$	565.6		$	95.7		$	387.7
Settlement Agreements Claim Reassessment -
Reserve Charge		-			(76.5	)		-			(76.5	)		(76.5	)		(349.2	)		(29.6	)
Settlement Agreements Claim Reassessment -
Other Expense Charge		-			10.3			-			10.3			10.3			(15.0	)		(11.1	)
Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses,
as Adjusted	$	176.2		$	158.5		$	338.9		$	300.9		$	631.8		$	459.9		$	428.4

Operating Ratios, as Adjusted
Benefit Ratio		80.7%			83.9%			80.6%			84.0%			83.2%			84.7%			83.9%
Other Expense Ratio		21.2%			19.4%			21.0%			19.7%			20.0%			19.3%			19.5%
Before-tax Profit Margin		14.1%			12.5%			13.7%			12.0%			12.6%			8.9%			8.2%

Unum Group Financial Results for Unum US Group Disability

	Three Months Ended						Six Months Ended						Year Ended
		6/30/2008			6/30/2007			6/30/2008			6/30/2007			12/31/2007			12/31/2006			12/31/2005
Operating Revenue
Premium Income
Group Long-term Disability	$	463.0		$	480.7		$	922.4		$	952.1		$	1,895.7		$	1,953.3		$	1,961.6
Group Short-term Disability		110.6			128.6			219.6			247.3			485.6			530.2			566.3
Total Premium Income		573.6			609.3			1,142.0			1,199.4			2,381.3			2,483.5			2,527.9
Net Investment Income		158.4			165.5			312.4			320.8			636.0			621.9			605.7
Other Income		25.3			24.6			49.7			49.3			100.2			82.3			80.3

Total Operating Revenue		757.3			799.4			1,504.1			1,569.5			3,117.5			3,187.7			3,213.9

Benefits and Expenses
Benefits and Change in Reserves for Future Benefits		519.1			641.2			1,036.5			1,192.3			2,277.4			2,702.5			2,397.7
Commissions		41.6			41.5			84.4			86.9			167.7			175.8			175.1
Deferral of Acquisition Costs		(15.0	)		(15.0	)		(29.4	)		(30.5	)		(60.4	)		(64.5	)		(64.6	)
Amortization of Deferred Acquisition Costs		19.1			16.6			38.5			33.2			66.2			86.4			92.2
Other Expenses		146.8			130.5			289.8			274.3			561.6			588.6			582.5

Total Benefits and Expenses		711.6			814.8			1,419.8			1,556.2			3,012.5			3,488.8			3,182.9

Operating Income (Loss) Before Income Taxes
and Net Realized Investment Gains and Losses	$	45.7		$	(15.4	)	$	84.3		$	13.3		$	105.0		$	(301.1	)	$	31.0

Operating Ratios
Benefit Ratio		90.5%			105.2%			90.8%			99.4%			95.6%			108.8%			94.8%
Other Expense Ratio		25.6%			21.4%			25.4%			22.9%			23.6%			23.7%			23.0%
Before-tax Profit (Loss) Margin		8.0%			(2.5)%			7.4%			1.1%			4.4%			(12.1)%			1.2%

Premium Persistency:
Group Long-term Disability								88.3%			83.9%			85.1%			87.8%			84.8%
Group Short-term Disability								83.6%			74.9%			74.0%			85.6%			79.6%

Case Persistency:
Group Long-term Disability								88.6%			87.7%			88.4%			87.4%			87.2%
Group Short-term Disability								87.4%			86.6%			87.4%			86.2%			85.6%

7.1

Unum Group Financial Results for Unum US Group Disability - Continued

	Three Months Ended					Six Months Ended					Year Ended
		6/30/2008		6/30/2007			6/30/2008		6/30/2007			12/31/2007			12/31/2006			12/31/2005
Operating Income (Loss) Before Income Taxes
and Net Realized Investment Gains and Losses,
as Reported	$	45.7	$	(15.4	)	$	84.3	$	13.3		$	105.0		$	(301.1	)	$	31.0
Settlement Agreements Claim Reassessment -
Reserve Charge		-		(76.5	)		-		(76.5	)		(76.5	)		(349.2	)		(27.3	)
Settlement Agreements Claim Reassessment -
Other Expense Charge		-		10.3			-		10.3			10.3			(15.0	)		(10.1	)
Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses,
as Adjusted	$	45.7	$	50.8		$	84.3	$	79.5		$	171.2		$	63.1		$	68.4

Operating Ratios, as Adjusted
Benefit Ratio		90.5%		92.7%			90.8%		93.0%			92.4%			94.8%			93.8%
Other Expense Ratio		25.6%		23.1%			25.4%		23.7%			24.0%			23.1%			22.6%
Before-tax Profit Margin		8.0%		8.3%			7.4%		6.6%			7.2%			2.5%			2.7%

7.2

Unum Group Financial Results for Unum US Group Life and Accidental Death and Dismemberment

	Three Months Ended						Six Months Ended						Year Ended
		6/30/2008			6/30/2007			6/30/2008			6/30/2007			12/31/2007			12/31/2006			12/31/2005
Operating Revenue
Premium Income
Group Life	$	268.0		$	277.1		$	529.4		$	557.9		$	1,107.4		$	1,248.1		$	1,306.8
Accidental Death & Dismemberment		32.6			32.1			63.6			64.5			131.0			151.6			156.4
Total Premium Income		300.6			309.2			593.0			622.4			1,238.4			1,399.7			1,463.2
Net Investment Income		31.9			35.1			63.2			69.5			134.9			141.3			151.9
Other Income		0.7			0.6			1.2			1.2			2.4			-			2.0

Total Operating Revenue		333.2			344.9			657.4			693.1			1,375.7			1,541.0			1,617.1

Benefits and Expenses
Benefits and Change in Reserves for Future Benefits		208.9			229.6			408.2			465.0			901.6			1,067.3			1,111.9
Commissions		20.8			22.5			42.4			45.1			88.7			90.1			97.8
Deferral of Acquisition Costs		(10.2	)		(8.5	)		(19.8	)		(17.6	)		(36.1	)		(37.7	)		(42.7	)
Amortization of Deferred Acquisition Costs		13.7			9.9			27.4			19.2			39.4			65.0			73.0
Other Expenses		45.7			39.9			89.5			80.5			164.9			178.3			188.3

Total Benefits and Expenses		278.9			293.4			547.7			592.2			1,158.5			1,363.0			1,428.3

Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses	$	54.3		$	51.5		$	109.7		$	100.9		$	217.2		$	178.0		$	188.8

Operating Ratios
Benefit Ratio		69.5%			74.3%			68.8%			74.7%			72.8%			76.3%			76.0%
Other Expense Ratio		15.2%			12.9%			15.1%			12.9%			13.3%			12.7%			12.9%
Before-tax Profit Margin		18.1%			16.7%			18.5%			16.2%			17.5%			12.7%			12.9%

Premium Persistency:
Group Life								84.8%			78.3%			78.8%			81.2%			78.3%
Accidental Death & Dismemberment								86.7%			79.7%			80.8%			82.8%			76.9%

Case Persistency:
Group Life								88.2%			86.5%			87.7%			86.9%			86.3%
Accidental Death & Dismemberment								88.5%			87.0%			88.0%			87.0%			86.4%

7.3

Unum Group Financial Results for Unum US Supplemental and Voluntary

	Three Months Ended						Six Months Ended						Year Ended
		6/30/2008			6/30/2007			6/30/2008			6/30/2007			12/31/2007			12/31/2006			12/31/2005
Operating Revenue
Premium Income
Individual Disability - Recently Issued	$	116.1		$	114.7		$	234.3		$	228.4		$	456.7		$	438.5		$	425.1
Long-term Care		143.9			131.6			285.2			260.3			532.9			492.4			473.2
Voluntary Benefits		112.7			100.9			222.8			200.1			404.7			381.9			339.6
Total Premium Income		372.7			347.2			742.3			688.8			1,394.3			1,312.8			1,237.9
Net Investment Income		99.8			86.3			193.6			173.5			359.0			299.9			240.6
Other Income		7.4			9.3			15.1			18.7			33.1			26.2			26.3

Total Operating Revenue		479.9			442.8			951.0			881.0			1,786.4			1,638.9			1,504.8

Benefits and Expenses
Benefits and Change in Reserves for Future Benefits		278.8			267.8			552.0			527.3			1,067.4			982.3			909.7
Commissions		67.9			59.6			135.7			121.1			245.1			239.3			228.7
Deferral of Acquisition Costs		(59.3	)		(49.8	)		(116.4	)		(101.7	)		(207.7	)		(204.0	)		(204.6	)
Amortization of Deferred Acquisition Costs		45.0			44.7			93.6			85.2			171.5			150.8			141.7
Other Expenses		71.3			64.3			141.2			128.6			266.7			251.7			261.4

Total Benefits and Expenses		403.7			386.6			806.1			760.5			1,543.0			1,420.1			1,336.9

Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses	$	76.2		$	56.2		$	144.9		$	120.5		$	243.4		$	218.8		$	167.9

Operating Ratios
Benefit Ratios
Individual Disability - Recently Issued		52.2%			58.0%			52.4%			57.6%			56.7%			58.0%			57.5%
Long-term Care		106.3%			107.9%			105.3%			106.3%			106.0%			99.2%			93.0%
Voluntary Benefits		57.9%			58.8%			57.9%			59.5%			60.1%			62.7%			66.3%
Other Expense Ratio		19.1%			18.5%			19.0%			18.7%			19.1%			19.2%			21.1%
Before-tax Profit Margin		20.4%			16.2%			19.5%			17.5%			17.5%			16.7%			13.6%

Interest Adjusted Loss Ratios
Individual Disability - Recently Issued		35.6%			42.6%			36.1%			42.3%			40.8%			43.5%			44.4%
Long-term Care		75.9%			79.1%			75.3%			77.8%			77.7%			73.1%			70.9%

7.4

Unum Group Financial Results for Unum US Supplemental and Voluntary - Continued

	Three Months Ended				Six Months Ended				Year Ended
		6/30/2008		6/30/2007		6/30/2008		6/30/2007		12/31/2007		12/31/2006		12/31/2005

Premium Persistency:
Individual Disability - Recently Issued						90.7%		90.8%		90.6%		90.5%		89.6%
Long-term Care						95.4%		95.0%		95.4%		95.3%		95.8%
Voluntary Benefits						80.6%		78.1%		79.4%		80.9%		81.1%

Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses,
as Reported	$	76.2	$	56.2	$	144.9	$	120.5	$	243.4	$	218.8	$	167.9
Settlement Agreements Claim Reassessment -
Reserve Charge		-		-		-		-		-		-		(2.3	)
Settlement Agreements Claim Reassessment -
Other Expense Charge		-		-		-		-		-		-		(1.0	)
Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses,
as Adjusted	$	76.2	$	56.2	$	144.9	$	120.5	$	243.4	$	218.8	$	171.2

Operating Ratios, as Adjusted
Benefit Ratios
Individual Disability - Recently Issued		52.2%		58.0%		52.4%		57.6%		56.7%		58.0%		57.0%
Long-term Care		106.3%		107.9%		105.3%		106.3%		106.0%		99.2%		93.0%
Voluntary Benefits		57.9%		58.8%		57.9%		59.5%		60.1%		62.7%		66.3%
Other Expense Ratio		19.1%		18.5%		19.0%		18.7%		19.1%		19.2%		21.0%
Before-tax Profit Margin		20.4%		16.2%		19.5%		17.5%		17.5%		16.7%		13.8%

Interest Adjusted Loss Ratios, as Adjusted
Individual Disability - Recently Issued		35.6%		42.6%		36.1%		42.3%		40.8%		43.5%		43.8%
Long-term Care		75.9%		79.1%		75.3%		77.8%		77.7%		73.1%		70.9%

7.5

Unum Group Financial Results for Unum UK Segment

	Three Months Ended						Six Months Ended						Year Ended
		6/30/2008			6/30/2007			6/30/2008			6/30/2007			12/31/2007			12/31/2006			12/31/2005
Operating Revenue
Premium Income
Group Long-term Disability	$	178.6		$	194.6		$	363.6		$	369.2		$	752.6		$	638.9		$	582.9
Group Life		52.8			43.0			98.3			81.7			177.4			171.0			164.1
Individual Disability		10.3			9.4			20.4			18.4			38.3			32.9			38.3
Total Premium Income		241.7			247.0			482.3			469.3			968.3			842.8			785.3
Net Investment Income		54.9			49.9			100.2			95.7			200.4			174.6			154.2
Other Income		0.2			0.3			0.4			2.0			3.1			0.1			6.1

Total Operating Revenue		296.8			297.2			582.9			567.0			1,171.8			1,017.5			945.6

Benefits and Expenses
Benefits and Change in Reserves for Future Benefits		141.0			153.6			278.8			289.4			574.3			553.5			545.8
Commissions		13.7			17.9			30.8			33.3			67.0			49.7			56.4
Deferral of Acquisition Costs		(11.9	)		(10.4	)		(20.5	)		(19.7	)		(41.2	)		(34.4	)		(34.1	)
Amortization of Deferred Acquisition Costs		8.3			12.3			15.7			24.2			49.4			32.0			21.6
Other Expenses		49.7			46.1			95.0			87.0			183.5			158.9			168.2

Total Benefits and Expenses		200.8			219.5			399.8			414.2			833.0			759.7			757.9

Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses	$	96.0		$	77.7		$	183.1		$	152.8		$	338.8		$	257.8		$	187.7

Operating Ratios
Benefit Ratio		58.3%			62.2%			57.8%			61.7%			59.3%			65.7%			69.5%
Other Expense Ratio		20.6%			18.7%			19.7%			18.5%			19.0%			18.9%			21.4%
Before-tax Profit Margin		39.7%			31.5%			38.0%			32.6%			35.0%			30.6%			23.9%

Premium Persistency:
Group Long-term Disability								86.0%			88.3%			88.0%			90.4%			94.2%
Group Life								78.1%			71.1%			70.5%			69.1%			86.3%
Individual Disability								88.7%			88.3%			89.4%			88.2%			88.4%

Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses,
as Reported	$	96.0		$	77.7		$	183.1		$	152.8		$	338.8		$	257.8		$	187.7
Gain on Sale of Netherlands Branch		-			-			-			-			-			-			5.7
Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses,
as Adjusted	$	96.0		$	77.7		$	183.1		$	152.8		$	338.8		$	257.8		$	182.0

Operating Ratio, as Adjusted
Before-tax Profit Margin		39.7%			31.5%			38.0%			32.6%			35.0%			30.6%			23.2%

Unum Group Financial Results for Colonial Life Segment

	Three Months Ended						Six Months Ended						Year Ended
		6/30/2008			6/30/2007			6/30/2008			6/30/2007			12/31/2007			12/31/2006			12/31/2005
Operating Revenue
Premium Income
Accident, Sickness, and Disability	$	150.6		$	140.5		$	300.1		$	280.2		$	566.6		$	533.3		$	508.9
Life		39.0			35.3			77.5			70.9			143.5			130.5			114.0
Cancer and Critical Illness		53.0			49.0			105.4			97.1			197.1			178.3			164.1
Total Premium Income		242.6			224.8			483.0			448.2			907.2			842.1			787.0
Net Investment Income		26.4			24.9			52.3			49.3			99.9			93.6			96.0
Other Income		0.1			0.3			0.2			0.6			0.9			1.1			4.4

Total Operating Revenue		269.1			250.0			535.5			498.1			1,008.0			936.8			887.4

Benefits and Expenses
Benefits and Change in Reserves for Future Benefits		113.8			106.0			227.3			216.0			437.8			441.4			433.2
Commissions		53.4			49.7			106.5			99.1			201.6			184.9			170.7
Deferral of Acquisition Costs		(57.2	)		(52.6	)		(113.1	)		(104.9	)		(210.9	)		(187.6	)		(173.4	)
Amortization of Deferred Acquisition Costs		41.2			38.8			82.1			77.1			153.9			144.4			134.7
Other Expenses		49.7			43.2			97.1			86.3			179.8			155.0			154.1

Total Benefits and Expenses		200.9			185.1			399.9			373.6			762.2			738.1			719.3

Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses	$	68.2		$	64.9		$	135.6		$	124.5		$	245.8		$	198.7		$	168.1

Operating Ratios
Benefit Ratio		46.9%			47.2%			47.1%			48.2%			48.3%			52.4%			55.0%
Other Expense Ratio		20.5%			19.2%			20.1%			19.3%			19.8%			18.4%			19.6%
Before-tax Profit Margin		28.1%			28.9%			28.1%			27.8%			27.1%			23.6%			21.4%

Premium Persistency:
Accident, Sickness, and Disability								76.1%			75.9%			75.9%			74.9%			75.3%
Life								84.6%			82.8%			83.8%			84.2%			84.1%
Cancer and Critical Illness								84.1%			83.6%			84.1%			82.3%			83.2%

Unum Group Financial Results for Individual Disability - Closed Block Segment

	Three Months Ended				Six Months Ended				Year Ended
		6/30/2008		6/30/2007		6/30/2008		6/30/2007		12/31/2007		12/31/2006			12/31/2005
Operating Revenue
Premium Income	$	237.2	$	249.4	$	475.6	$	501.7	$	1,009.9	$	1,062.8		$	1,011.7
Net Investment Income		201.8		203.4		392.5		408.0		827.2		828.7			770.0
Other Income		25.4		25.8		49.5		51.1		103.7		105.1			95.2

Total Operating Revenue		464.4		478.6		917.6		960.8		1,940.8		1,996.6			1,876.9

Benefits and Expenses
Benefits and Change in Reserves for Future Benefits		385.1		388.1		772.6		794.0		1,614.5		1,709.7			1,562.7
Commissions		15.2		16.7		31.3		34.7		69.1		76.2			74.9
Other Expenses		36.2		31.2		72.1		67.0		139.3		139.4			159.4

Total Benefits and Expenses		436.5		436.0		876.0		895.7		1,822.9		1,925.3			1,797.0

Operating Income Before Income Taxes
and Net Realized Investment Gains and Losses	$	27.9	$	42.6	$	41.6	$	65.1	$	117.9	$	71.3		$	79.9

Operating Ratios
Interest Adjusted Loss Ratio		90.1%		88.1%		90.1%		91.0%		91.4%		97.3%			89.3%
Premium Persistency						94.0%		94.5%		94.3%		94.4%			94.5%

Operating Income Before Income Taxes
and Net Realized Investment Gains and Losses,
as Reported	$	27.9	$	42.6	$	41.6	$	65.1	$	117.9	$	71.3		$	79.9
Settlement Agreements Claim Reassessment -
Reserve Charge		-		10.7		-		10.7		10.7		(47.2	)		(23.1	)
Settlement Agreements Claim Reassessment -
Other Expense Charge		-		2.5		-		2.5		2.5		-			(11.2	)
Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses,
as Adjusted	$	27.9	$	29.4	$	41.6	$	51.9	$	104.7	$	118.5		$	114.2

Interest Adjusted Loss Ratio, as Adjusted		90.1%		92.4%		90.1%		93.2%		92.5%		92.9%			87.3%

Unum Group Financial Results for Other Segment

	Three Months Ended					Six Months Ended				Year Ended
		6/30/2008		6/30/2007			6/30/2008		6/30/2007		12/31/2007		12/31/2006		12/31/2005
Operating Revenue
Premium Income	$	0.2	$	(0.2	)	$	0.9	$	0.9	$	1.7	$	4.5	$	2.6
Net Investment Income		25.9		26.9			51.8		55.0		108.4		113.2		120.5
Other Income		8.0		9.1			16.0		17.3		28.5		33.8		36.0

Total Operating Revenue		34.1		35.8			68.7		73.2		138.6		151.5		159.1

Benefits and Expenses
Benefits and Change in Reserves for Future Benefits		28.0		30.6			56.2		62.2		115.2		120.5		122.2
Commissions		0.3		0.4			0.7		1.1		1.9		3.0		1.1
Amortization of Deferred Acquisition Costs		-		-			-		-		-		-		0.5
Other Expenses		2.4		0.8			4.5		2.3		4.0		3.6		5.3

Total Benefits and Expenses		30.7		31.8			61.4		65.6		121.1		127.1		129.1

Operating Income Before Income Taxes and
Net Realized Investment Gains and Losses	$	3.4	$	4.0		$	7.3	$	7.6	$	17.5	$	24.4	$	30.0

Unum Group Financial Results for Corporate Segment

	Three Months Ended						Six Months Ended						Year Ended
		6/30/2008			6/30/2007			6/30/2008			6/30/2007			12/31/2007			12/31/2006			12/31/2005
Operating Revenue
Net Investment Income	$	14.0		$	5.8		$	38.5		$	15.5		$	44.1		$	47.4		$	49.4
Other Income		0.4			0.7			2.6			1.3			2.2			15.7			11.8

Total Operating Revenue		14.4			6.5			41.1			16.8			46.3			63.1			61.2

Benefits and Expenses
Interest and Debt Expense - Non-recourse Debt		9.9			1.8			21.9			3.8			15.7			1.3			-
Interest and Debt Expense - All Other Debt		30.5			42.7			62.4			86.6			167.4			190.5			208.0
Cost Related to Early Retirement of Debt		0.4			0.8			0.4			3.2			58.8			25.8			-
Unallocated Expenses		4.4			20.2			8.8			21.8			27.6			30.2			6.0

Total Benefits and Expenses		45.2			65.5			93.5			115.4			269.5			247.8			214.0

Operating Loss Before Income Taxes and
Net Realized Investment Gains and Losses	$	(30.8	)	$	(59.0	)	$	(52.4	)	$	(98.6	)	$	(223.2	)	$	(184.7	)	$	(152.8	)

Operating Loss Before Income Taxes and
Net Realized Investment Gains and Losses,
as Reported	$	(30.8	)	$	(59.0	)	$	(52.4	)	$	(98.6	)	$	(223.2	)	$	(184.7	)	$	(152.8	)
Broker Compensation Settlement		-			-			-			-			-			(18.5	)		-
Interest on Federal Income Tax Refund		-			-			-			-			-			2.6			-
Cost Related to Early Retirement of Debt		-			-			-			-			(58.8	)		(25.8	)		-
Operating Loss Before Income Taxes and
Net Realized Investment Gains and Losses,
as Adjusted	$	(30.8	)	$	(59.0	)	$	(52.4	)	$	(98.6	)	$	(164.4	)	$	(143.0	)	$	(152.8	)

Unum Group Reserves

	June 30, 2008
	Gross												Total
	Policy				Claim Reserves								Reinsurance		Total
	Reserves		%		Incurred		IBNR		%		Total		Ceded		Net

Group Disability	$	-	-	%	$	7,777.4	$	592.5	33.6	%	$	8,369.9	$	85.9	$	8,284.0
Group Life and Accidental Death & Dismemberment		73.6	0.6			744.6		175.0	3.7			993.2		2.4		990.8
Individual Disability - Recently Issued		476.9	3.8			855.4		73.0	3.7			1,405.3		79.3		1,326.0
Long-term Care		2,693.8	21.7			269.6		33.9	1.2			2,997.3		51.2		2,946.1
Voluntary Benefits		889.9	7.1			19.5		35.3	0.2			944.7		15.5		929.2
Unum US Segment		4,134.2	33.2			9,666.5		909.7	42.4			14,710.4		234.3		14,476.1

Unum UK Segment		30.8	0.3			2,522.0		262.8	11.2			2,815.6		139.2		2,676.4

Colonial Life Segment		1,133.4	9.1			238.3		100.7	1.4			1,472.4		32.8		1,439.6

Individual Disability - Closed Block Segment		1,593.9	12.8			10,068.9		389.1	41.9			12,051.9		1,373.6		10,678.3

Other Segment		5,557.5	44.6			498.4		282.5	3.1			6,338.4		4,805.4		1,533.0

Subtotal, Excluding Unrealized Adjustment	$	12,449.8	100.0	%	$	22,994.1	$	1,944.8	100.0	%	$	37,388.7	$	6,585.3		30,803.4

Adjustment to Reserves for Unrealized
Investment Gains																201.7

Consolidated															$	31,005.1

The decrease in the Unum US segment IBNR from December 31, 2007 is due to a slight decline in insured lives in the group disability, group life, and accidental death and dismemberment lines of business.

The increase in Unum US Policy Reserves from December 31, 2007 is due to growth in the active life reserves for the Unum US long-term care line of business.

Unum Group Reserves

	December 31, 2007
	Gross												Total
	Policy				Claim Reserves								Reinsurance		Total
	Reserves		%		Incurred		IBNR		%		Total		Ceded		Net

Group Disability	$	-	-	%	$	7,770.4	$	596.9	33.8	%	$	8,367.3	$	92.9	$	8,274.4
Group Life and Accidental Death & Dismemberment		73.9	0.6			772.4		178.5	3.8			1,024.8		3.4		1,021.4
Individual Disability - Recently Issued		458.4	3.8			822.4		72.5	3.6			1,353.3		79.4		1,273.9
Long-term Care		2,478.2	20.4			244.3		32.6	1.1			2,755.1		52.6		2,702.5
Voluntary Benefits		853.1	7.0			19.1		35.0	0.2			907.2		14.6		892.6
Unum US Segment		3,863.6	31.8			9,628.6		915.5	42.5			14,407.7		242.9		14,164.8

Unum UK Segment		30.7	0.2			2,420.4		268.8	10.8			2,719.9		149.3		2,570.6

Colonial Life Segment		1,091.7	9.0			239.9		104.1	1.4			1,435.7		33.4		1,402.3

Individual Disability - Closed Block Segment		1,657.2	13.6			10,013.8		391.7	42.0			12,062.7		1,374.4		10,688.3

Other Segment		5,515.2	45.4			518.3		288.9	3.3			6,322.4		4,770.8		1,551.6

Subtotal, Excluding Unrealized Adjustment	$	12,158.4	100.0	%	$	22,821.0	$	1,969.0	100.0	%	$	36,948.4	$	6,570.8		30,377.6

Adjustment to Reserves for Unrealized
Investment Gains																859.3

Consolidated															$	31,236.9

13.1

Unum Group Investment Fact Sheet at June 30, 2008

Bonds (Fair Value)	6/30/08					Selected Statistics		6/30/08			3/31/08

Public (1)	$	22,021.7		62.9	%	Portfolio Yield (2)		6.69	%		6.70	%
Asset-Backed Securities		329.5		0.9		Average Duration		7.87			7.81
Residential Mortgage-Backed Securities		4,040.6		11.5		Average Credit Quality	A			A
Commercial Mortgage-Backed Securities		4.1		-
Private Placements		3,686.6		10.5
High Yield		2,004.8		5.7
Government Securities		2,886.9		8.3
Municipal Securities		78.9		0.2
Total	$	35,053.1		100.0	%


Quality Ratings of Bonds	Book Value			Fair Value		Schedule BA and Non-Current

Aaa		21.8	%	22.8	%	Total Non-Current Investments	$	9.2		$	4.0
Aa		8.4		8.3		Total Schedule BA Assets	$	88.6		$	94.8
A		26.6		26.4
Baa		36.9		36.8
Below Baa		6.3		5.7
Total		100.0	%	100.0	%

(1) Includes $28.3 million of collateralized debt obligations.
(2) Bond equivalent yield is a book value and duration weighted average of the yield on the fixed income securities in the portfolio.

Unum Group Investment Fact Sheet at June 30, 2008

Fixed Maturity Bonds - By Industry Classification - Unrealized Gain/Loss

Classification	Fair Value		Net Unrealized Gain (Loss)			Fair Value of Bonds with Gross Unrealized Loss		Gross Unrealized Loss		Fair Value of Bonds with Gross Unrealized Gain		Gross Unrealized Gain
Basic Industry	$	2,088.6	$	(51.6	)	$	1,215.8	$	104.3	$	872.8	$	52.7
Canadian		280.1		57.7			-		-		280.1		57.7
Capital Goods		2,756.5		(13.7	)		1,587.9		113.4		1,168.6		99.7
Communications		2,143.5		(29.3	)		1,108.6		124.5		1,034.9		95.2
Consumer Cyclical		1,468.0		(94.1	)		953.1		128.2		514.9		34.1
Consumer Non-Cyclical		4,198.4		(48.1	)		2,432.9		157.3		1,765.5		109.2
Energy (Oil & Gas)		2,384.1		126.1			661.7		41.5		1,722.4		167.6
Financial Institutions		3,238.8		(268.6	)		2,801.2		300.4		437.6		31.8
Mortgage/Asset-Backed		4,374.2		222.9			735.2		15.6		3,639.0		238.5
Sovereigns		1,114.3		56.8			265.2		10.4		849.1		67.2
Technology		665.1		(5.0	)		410.7		23.2		254.4		18.2
Transportation		943.7		19.4			420.6		29.5		523.1		48.9
U.S. Government Agencies
and Municipalities		2,046.1		115.9			550.4		32.7		1,495.7		148.6
Utilities		7,351.7		(110.7	)		4,452.5		317.7		2,899.2		207.0
Total	$	35,053.1	$	(22.3	)	$	17,595.8	$	1,398.7	$	17,457.3	$	1,376.4

Gross Unrealized Loss on Fixed Maturity Bonds By Length of Time in Unrealized Loss Position

	Investment-Grade							Below-Investment-Grade
Category	Fair Value		Gross Unrealized Loss					Fair Value		Gross Unrealized Loss
Less than 91 days	$	4,113.2	$	95.8				$	116.6	$	2.7
91 through 180 days		2,242.9		108.7					207.1		11.0
181 through 270 days		480.5		24.4					171.3		12.5
271 days to 1 year		415.6		23.9					153.5		26.5
Greater than 1 year		8,861.8		924.0					833.3		169.2
Total	$	16,114.0	$	1,176.8				$	1,481.8	$	221.9

14.1

Unum Group Investment Fact Sheet at June 30, 2008

Asset and Mortgage-Backed Securities Portfolio at June 30, 2008

	Book Value		Fair Value				% of Total Bond Fair Value		Average Rating

Asset-Backed Securities
Credit Cards	$	328.3	$	324.0	7.4	%	0.9	%	AAA
Rate Reduction Bonds		4.7		4.5	0.1		-		AAA
Home Equity		1.4		1.0	-		-		A3
Collateralized Debt Obligations		-		-	-		-		-
Total		334.4		329.5	7.5		0.9		AAA

Residential Mortgage-Backed Securities
Agency CMOs		3,783.2		4,013.7	91.8		11.4		AAA
Whole Loans		24.8		22.1	0.5		0.1		AAA
Alt-A		4.6		4.8	0.1		-		AAA
Subprime		-		-	-		-		-
Collateralized Debt Obligations		-		-	-		-		-
Total		3,812.6		4,040.6	92.4		11.5		AAA


Commercial Mortgage-Backed Securities		4.2		4.1	0.1		-		AA1

Total	$	4,151.2	$	4,374.2	100.0	%	12.4	%	AAA

14.2

Unum Group Statutory Capital and Surplus

							As of
	As of June 30, 2008						December 31, 2007
	Capital and				Capital and		Capital and
	Surplus		AVR		Surplus + AVR		Surplus + AVR

Traditional U.S. Life Insurance Companies

Provident Life and Accident	$	425.8	$	70.9	$	496.7	$	503.2

Unum Life of America		1,469.2		138.5		1,607.7		1,622.3

Paul Revere Life (1)		343.5		40.5		384.0		496.6

Colonial Life & Accident		373.0		22.5		395.5		388.9

Provident Life and Casualty		113.4		3.6		117.0		101.9

First Unum Life		193.9		10.6		204.5		193.8

Paul Revere Variable (1)		105.7		1.2		106.9		115.1

(1) Capital and Surplus of Paul Revere Variable is included in Paul Revere Life


Special Purpose Reinsurance Vehicles

Tailwind Reinsurance Company	$	122.0	$	0.2	$	122.2	$	125.2

Northwind Reinsurance Company		1,225.6		1.2		1,226.8		1,254.5

UnumProvident International Ltd.		321.8		-		321.8		343.4

Unum Group Statutory Operating Results

	Six Months Ended June 30
											Net Realized Investment Gains (Losses)
	Net Gain (Loss) from Operations After Tax										After Tax and Transfers to IMR						Net Income (Loss)
	2008			2007													2008			2007
	Total			Before Infrequent or Unusual Items		Claim Reassessment Charge			Total			2008			2007		Total			Before Infrequent or Unusual Items		Claim Reassessment Charge			Total

Provident Life and Accident	$	48.6		$	65.3	$	2.5		$	67.8	$	6.0		$	(5.1	)	$	54.6		$	60.2	$	2.5		$	62.7
Unum Life of America		120.7			118.0		(50.5	)		67.5		(26.7	)		(49.8	)		94.0			68.2		(50.5	)		17.7
Paul Revere Life		48.1			63.7		5.2			68.9		1.1			2.8			49.2			66.5		5.2			71.7
Colonial Life & Accident		53.7			54.1		-			54.1		(0.4	)		-			53.3			54.1		-			54.1
Provident Life and Casualty		13.6			7.4		0.6			8.0		-			-			13.6			7.4		0.6			8.0
First Unum Life		12.5			13.7		(0.1	)		13.6		(2.6	)		(0.1	)		9.9			13.6		(0.1	)		13.5
Paul Revere Variable		2.8			3.6		-			3.6		0.1			-			2.9			3.6		-			3.6
Total - Traditional U.S. Life
Insurance Companies	$	300.0		$	325.8	$	(42.3	)	$	283.5	$	(22.5	)	$	(52.2	)	$	277.5		$	273.6	$	(42.3	)	$	231.3

Tailwind Reinsurance Company	$	9.2		$	16.1	$	-		$	16.1	$	-		$	-		$	9.2		$	16.1	$	-		$	16.1
Northwind Reinsurance Company		39.6			-		-			-		(0.1	)		-			39.5			-		-			-
UnumProvident International Ltd.		(20.3	)		18.5		-			18.5		(0.4	)		(0.5	)		(20.7	)		18.0		-			18.0
Total - Special Purpose
Reinsurance Vehicles	$	28.5		$	34.6	$	-		$	34.6	$	(0.5	)	$	(0.5	)	$	28.0		$	34.1	$	-		$	34.1

	Three Months Ended June 30
											Net Realized Investment Gains (Losses)
	Net Gain (Loss) from Operations After Tax										After Tax and Transfers to IMR						Net Income (Loss)
	2008			2007													2008			2007
	Total			Before Infrequent or Unusual Items		Claim Reassessment Charge			Total			2008			2007		Total			Before Infrequent or Unusual Items		Claim Reassessment Charge			Total

Provident Life and Accident	$	25.8		$	36.5	$	2.5		$	39.0	$	7.2		$	(1.9	)	$	33.0		$	34.6	$	2.5		$	37.1
Unum Life of America		60.5			60.7		(50.5	)		10.2		(5.2	)		(1.0	)		55.3			59.7		(50.5	)		9.2
Paul Revere Life		19.0			37.9		5.2			43.1		(1.8	)		0.3			17.2			38.2		5.2			43.4
Colonial Life & Accident		32.0			33.7		-			33.7		(0.4	)		0.1			31.6			33.8		-			33.8
Provident Life and Casualty		5.9			3.4		0.6			4.0		-			-			5.9			3.4		0.6			4.0
First Unum Life		7.0			8.4		(0.1	)		8.3		0.4			0.1			7.4			8.5		(0.1	)		8.4
Paul Revere Variable		1.4			1.8		-			1.8		0.1			-			1.5			1.8		-			1.8
Total - Traditional U.S. Life
Insurance Companies	$	151.6		$	182.4	$	(42.3	)	$	140.1	$	0.3		$	(2.4	)	$	151.9		$	180.0	$	(42.3	)	$	137.7

Tailwind Reinsurance Company	$	3.0		$	7.7	$	-		$	7.7	$	-		$	-		$	3.0		$	7.7	$	-		$	7.7
Northwind Reinsurance Company		29.2			-		-			-		(0.1	)		-			29.1			-		-			-
UnumProvident International Ltd.		(1.3	)		9.5		-			9.5		(0.1	)		(0.3	)		(1.4	)		9.2		-			9.2
Total - Special Purpose
Reinsurance Vehicles	$	30.9		$	17.2	$	-		$	17.2	$	(0.2	)	$	(0.3	)	$	30.7		$	16.9	$	-		$	16.9

Note: Statutory results for our domestic insurers are reported in conformity with statutory accounting principles as prescribed by the National Association of Insurance Commissioners and adopted by the applicable state laws.
For UnumProvident International Ltd., results are reported in conformity with accounting principles as prescribed by applicable Bermuda laws.

15.1

Unum Life Insurance Company of America - Statutory Basis
Group Accident and Health Statutory Claim Reserves and Liabilities, Net of Ceded
On Claims Incurred Prior to January 1

	2008			2007			2006			2005

Reserve Balance from Prior Year End	$	6,904.6		$	6,686.6		$	5,192.8		$	5,146.1
Reserves Ceded Each January 1 for Prior Year Incurrals		-			-			-			(453.4	)
Reinsurance Recapture		-			-			891.4			-
Other Adjustments to Beginning Balance (see Schedule H)		-			46.4			15.9			(5.7	)
Reserve Balance January 1 (a)		6,904.6			6,733.0			6,100.1			4,687.0
Paid on Prior Year Claims		(397.2	)		(437.4	)		(395.9	)		(356.0	)
Interest Earned on Reserves		111.0			108.3			102.1			78.7
Incurred on Prior Year Claims		(33.7	)		8.7			45.6			49.8
Reserve Charges Incurred for Settlement Agreements		-			-			68.4			-
Reserve Balance March 31	$	6,584.7		$	6,412.6		$	5,920.3		$	4,459.5

Reserve Balance March 31	$	6,584.7		$	6,412.6		$	5,920.3		$	4,459.5
Paid on Prior Year Claims		(347.2	)		(398.4	)		(348.3	)		(298.7	)
Interest Earned on Reserves		105.8			104.5			99.3			74.6
Incurred on Prior Year Claims		(74.6	)		2.1			51.4			1.0
Reserve Charges Incurred for Settlement Agreements		-			77.3			-			-
Reserve Balance June 30	$	6,268.7		$	6,198.1		$	5,722.7		$	4,236.4

Reserve Balance June 30				$	6,198.1		$	5,722.7		$	4,236.4
Paid on Prior Year Claims					(355.9	)		(350.6	)		(261.5	)
Interest Earned on Reserves					94.6			97.6			71.5
Incurred on Prior Year Claims					(18.3	)		(11.9	)		(17.1	)
Reserve Charges Incurred for Settlement Agreements					-			246.0			13.7
Reserve Balance September 30				$	5,918.5		$	5,703.8		$	4,043.0

Reserve Balance September 30				$	5,918.5		$	5,703.8		$	4,043.0
Paid on Prior Year Claims					(296.2	)		(314.5	)		(229.8	)
Interest Earned on Reserves					89.5			94.5			68.9
Incurred on Prior Year Claims					4.9			2.7			0.3
Reserve Balance December 31 on Prior Year Claims					5,716.7			5,486.5			3,882.4
Reserve Balance December 31 on Current Year Claims					1,187.9			1,200.1			1,310.4
Reserve Balance December 31 on Total Claims Incurred (b)				$	6,904.6		$	6,686.6		$	5,192.8

(a) balances to Schedule H Part 3 Line 3.2 Column 2
(b) balances to Schedule H Part 2 Line C.1 Column 2

15.2

Reconciliation to Unum Life Insurance Company of America - Statutory Basis
Schedule H Part 3 for Group Accident and Health


	2007		2006		2005

Paid on Prior Year Existing Claims - Full Year	$	1,487.9	$	1,409.2	$	1,146.0
(balances to Schedule H Part 3 Line 1.1 Column 2)

Incurred on Prior Year Claims - Full Year	$	74.7	$	402.1	$	47.7
Interest Earned on Reserves - Full Year		396.9		393.5		293.7
Incurred on Prior Year Claims - Full Year, Excluding Interest Earned	$	471.6	$	795.6	$	341.4
(balances to Schedule H Part 3 Line 3.3 Column 2)


Note: Group A&H for Unum Life Insurance Company of America includes group long- and short-term disability, group accidental death & dismemberment, and group voluntary disability, cancer, an critical illness products reported in our Unum US segment as well as the reinsurance pools reported in our Other segment.

15.3

Notes to Statistical Supplement

Non-GAAP Financial Measures

We analyze our Company’s performance using non-GAAP financial measures which exclude certain items and the related tax thereon from net income. We believe operating income or loss excluding realized investment gains and losses, which are recurring, is a better performance measure and a better indicator of the profitability and underlying trends in our business. Realized investment gains and losses are dependent on market conditions and general economic events and are not necessarily related to decisions regarding our Company’s underlying business. We also believe that the exclusion of certain other items specified and presented in the reconciliations on the segment financial results pages throughout this supplement enhances the understanding and comparability of our Company’s performance and the underlying fundamentals in our operations, but this exclusion is not an indication that similar items may not recur.

2008 Significant Transactions and Events

Stock Repurchase Agreement

During 2007 our board of directors authorized the repurchase of up to $700.0 million of Unum Group’s common stock. During January 2008, we repurchased approximately 14.0 million shares for $350.0 million, using an accelerated share repurchase agreement. Under the terms of the repurchase agreement, we were to receive, or be required to pay, a price adjustment based on the volume weighted average price of our common stock during the term of the agreement. Any price adjustment payable to us was to be settled in shares of our common stock. Any price adjustment we would have been required to pay was to be settled, at our option, in either cash or common stock. A 30 percent partial acceleration of the agreement, 4.2 million shares, occurred on March 26, 2008 and settled on March 28, 2008, with the price adjustment resulting in the delivery to us of approximately 0.5 million additional shares of our common stock. The remaining 9.8 million shares settled on May 29, 2008, with the price adjustment resulting in the delivery to us of approximately 0.9 million additional shares. In total, we repurchased 15.4 million shares of our common stock under this agreement.

Financing

During the second quarter of 2008, we retired the remaining $175.0 million of our 5.997% senior notes. The notes, issued in May 2003 as a component of our adjustable conversion-rate equity units, represent the outstanding remarketed portion of the original issuance of $575.0 million. We previously repurchased and retired $400.0 million of the original issuance at the time of the closing of the remarketing of the units in February 2006.

During the first six months of 2008, we made principal payments of $25.4 million and $5.0 million on our senior secured non-recourse variable rate notes issued by Northwind Holdings, LLC and Tailwind Holdings, LLC respectively. We also purchased and retired $36.6 million of our 6.85% senior debentures due 2015.

(continued on next page)

2007 Significant Transactions and Events

Revised Claim Reassessment Reserve Estimate

In the second quarter of 2007, we increased our provision for the estimated cost of the claim reassessment process $53.0 million before tax and $34.5 million after tax based on changes in our emerging experience for the number of decisions being overturned and the average cost per reassessed claim. The claim reassessment process was implemented as a result of the settlement agreements we entered into with various state insurance regulators in 2004 and 2005.

Disposition

During the first quarter of 2007, we closed the sale of our wholly-owned subsidiary GENEX Services, Inc. (GENEX). Financial results for GENEX are reported as discontinued operations. The after-tax gain recognized on the sale was $6.2 million.

Financing

The scheduled remarketing of the senior note element of the adjustable conversion-rate equity security units (units) issued in May 2004 occurred in February 2007, as stipulated by the terms of the original offering, and we reset the interest rate on $300.0 million of senior notes due May 15, 2009 to 5.859%. We purchased $150.0 million of the senior notes in the remarketing which were subsequently retired. The associated write-off of deferred debt costs decreased first quarter of 2007 income by $2.4 million before tax, or $1.6 million after tax. In May 2007, we settled the purchase contract element of the units by issuing 17.7 million shares of common stock. We received proceeds of approximately $300.0 million from the transaction.

During the second quarter of 2007, we purchased $34.5 million aggregate principal amount of our outstanding 6.85% notes due 2015. The costs associated with this debt reduction decreased our second quarter 2007 income approximately $0.8 million before tax, or $0.6 million after tax.

In the fourth quarter of 2007, we purchased and retired $17.5 million of our outstanding 6.75% notes scheduled to mature in 2028. Pursuant to a cash tender offer, we tendered $23.5 million aggregate principal amount of the 7.405% junior subordinated debt securities due 2038; $99.9 million aggregate principal amount of the 7.625% notes due 2011; $210.5 million aggregate principal amount of the 7.375% notes due 2032; and $66.1 million aggregate principal amount of the 6.75% notes due 2028. We also called and retired all $150.0 million principal amount of our outstanding 7.25% notes scheduled to mature in 2032. The costs associated with this debt reduction decreased our fourth quarter 2007 income approximately $55.6 million before tax, or $36.1 million after tax.

In October 2007, Northwind Holdings, LLC issued $800.0 million of senior secured notes in a private placement. Interest on the notes is variable based upon the three month London Interbank Offered Rate (LIBOR) plus a margin. None of Unum Group or any other affiliate of Northwind Holdings, LLC is an obligor or guarantor on the notes.

During 2007, we made principal payments of $17.5 million on our senior secured notes due 2036 which were issued by Tailwind Holdings, LLC.

(continued on next page)

16.1

Accounting Principle Changes

Effective January 1, 2007, we adopted Statement of Position 05-1 (SOP 05-1), Accounting by Insurance Enterprises for Deferred Acquisition Costs in Connection With Modifications or Exchanges of Insurance Contracts. SOP 05-1 provides guidance on accounting by insurance enterprises for deferred acquisition costs on internal replacements of insurance and investment contracts other than those specifically described in Statement of Financial Accounting Standards No. 97, Accounting and Reporting by Insurance Enterprises for Certain Long-Duration Contracts and for Realized Gains and Losses from the Sale of Investments. The cumulative effect of applying the provisions of SOP 05-1 decreased our 2007 opening balance of retained earnings $445.2 million.

Effective January 1, 2007, we adopted Financial Accounting Standards Board Interpretation No. 48 (FIN 48), Accounting for Uncertainty in Income Taxes, an interpretation of FASB Statement No. 109 (SFAS 109). FIN 48 clarifies the accounting for uncertainty in income taxes recognized in an enterprise’s financial statements in accordance with SFAS 109. Additionally, FIN 48 provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure, and transition. The cumulative effect of applying the provisions of FIN 48 increased our 2007 opening balance of retained earnings $22.7 million.

2006 Significant Transactions and Events

Revised Claim Reassessment Reserve Estimate

In the first quarter of 2006, we completed an analysis of our assumptions related to the reserves we established for the claim reassessment process. Our analysis was based on preliminary data as of the end of the first quarter of 2006, when actual results to date were considered credible enough to enable us to update our initial expectations of costs related to the reassessment process. We concluded that a change in our initial assumptions, primarily related to the number of claimants for whom payments will continue because the claimant remains eligible for disability payments, was warranted. We based our conclusion and our revised estimate on the information that existed at that time, which was the actual cost related to approximately 20 percent of the projected ultimate total number of claims expected to be reassessed. The characteristics, profile, and cost of those initial 20 percent of claims were more statistically credible than the information on which we based the initial charges in 2004 and 2005. Based on our analysis, in the first quarter of 2006 we recorded a charge of $86.0 million before tax, or $55.9 million after tax, to reflect our then current estimate of future obligations for benefit costs for claims reopened in the reassessment. The first quarter charge decreased before-tax operating results for our Unum US group disability line of business $72.8 million and our Individual Disability – Closed Block segment $13.2 million.

In the third quarter of 2006 we increased our provision for the cost of the reassessment process $325.4 million before tax and $211.5 million after tax based on changes in our emerging experience for the number of decisions being overturned by the reassessment process and the average cost per reassessed claim. The revised third quarter estimate was based on the cost of approximately 55 percent of the projected ultimate total number of claims expected to be reassessed. The third quarter charge was comprised of $310.4 million to reflect our revised estimate of future obligations for benefit costs for claims reopened in the reassessment and $15.0 million for additional incremental direct claim reassessment operating expenses because of the additional time then estimated to complete the process. Our best estimate of $310.4 million for the reopened claims assumed

(continued on next page)

16.2

that the nature and characteristics of the approximately 45 percent remaining claims estimated to be reassessed at that time would be similar to the average profile of the 55 percent already reviewed at that time. The third quarter charge decreased before-tax operating results for our Unum US group disability line of business $291.4 million and our Individual Disability – Closed Block segment $34.0 million.

Broker Compensation Settlement

In June 2004, we received a subpoena from the Office of the New York Attorney General (NYAG) requesting documents and information relating to compensation arrangements between insurance brokers or intermediaries and our subsidiaries. In November 2006, we entered into a settlement agreement with the NYAG in the form of an assurance of discontinuance that provided for a national restitution fund of $15.5 million, a fine of $1.9 million, and certain other expenses approximating $1.1 million.

Income Tax

In the fourth quarter of 2006, we recorded income of $2.6 million before tax and approximately $3.9 million after tax attributable to the receipt of interest and tax refunds on prior year tax items in excess of what was previously provided. Additionally, in the fourth quarter of 2006 we recognized an income tax benefit of approximately $91.9 million as the result of the reversal of tax liabilities related primarily to group relief benefits recognized from the use of net operating losses in a foreign jurisdiction in which our businesses operate.

Financing

In the second quarter of 2006, pursuant to a cash tender offer, we purchased $50.0 million of our outstanding 7.405% junior subordinated debt securities due 2038 and $250.0 million aggregate principal amount of our outstanding 7.625% notes due 2011. The cost of the cash tender offer decreased second quarter 2006 income by $17.8 million before tax, or $11.6 million after tax. In the fourth quarter of 2006, we purchased $32.0 million of our outstanding 6.850% notes due 2015 on the open market. The cost of the debt purchase decreased fourth quarter 2006 income by $2.7 million before tax, or $1.9 million after tax.

The scheduled remarketing of the senior note element of the units issued in May 2003 occurred in February 2006, as stipulated by the terms of the original offering, and we reset the interest rate on $575.0 million of senior notes due May 15, 2008 to 5.997%. We purchased $400.0 million of the senior notes in the remarketing which were subsequently retired. The associated write-off of deferred debt costs decreased first quarter of 2006 income by $5.3 million before tax, or $3.4 million after tax. In May 2006, we settled the purchase contract element of the units by issuing 43.3 million shares of common stock. We received proceeds of approximately $575.0 million from the transaction.

In November 2006, Tailwind Holdings, LLC issued $130.0 million of senior, secured notes in a private placement. Interest on the notes is variable based upon LIBOR plus a margin. None of Unum Group or any other affiliate of Tailwind Holdings, LLC is an obligor or guarantor on the notes.

(continued on next page)

16.3

Accounting Principle Changes

Effective January 1, 2006, we adopted Statement of Financial Accounting Standards No. 123 (revised 2004) (SFAS 123(R)), Share-Based Payment. SFAS 123(R) focuses primarily on accounting for transactions in which an entity obtains employee service in exchange for share-based payments. The adoption of SFAS 123(R) did not have a material effect on our financial position or results of operations.

Effective December 31, 2006, we adopted the provisions of Statement of Financial Accounting Standards No. 158 (SFAS 158), Employers’ Accounting for Defined Benefit Pension and Other Postretirement Plans. SFAS 158 requires an employer to recognize the overfunded or underfunded status of a defined benefit pension and other postretirement plans as an asset or liability in its balance sheet and to recognize changes in that funded status through comprehensive income. Also, under SFAS 158, defined benefit pension and other postretirement plan assets and obligations are to be measured as of the date of the employer’s fiscal year-end. The adoption of SFAS 158, which resulted in an $84.1 million decrease in accumulated other comprehensive income in stockholders’ equity, had no effect on our results of operations.

2005 Significant Transactions and Events

California Settlement Agreement and Amendment of the Multistate Market Conduct Examination Settlement Agreements

In the third quarter of 2005, certain of our U.S. insurance subsidiaries entered into a settlement agreement with the California Department of Insurance (DOI), in connection with a market conduct examination and investigation of the subsidiaries’ disability claims handling practices. The California DOI had chosen not to join the 2004 multistate settlement agreements our insurance subsidiaries entered into with state insurance regulators of 48 states upon conclusion of a multistate market conduct examination that became effective on December 21, 2004. As part of the settlement with the California DOI, we paid a civil penalty of $8.0 million and agreed to change certain practices and policy provisions related to our California business. The settlement also incorporated claims handling practices previously covered by the multistate settlement agreements and included certain additional claim handling changes.

Based on the settlement agreement and related matters, in the third quarter of 2005 we recorded a charge of $75.0 million before tax, or $51.6 million after tax, comprised of four elements: $14.3 million of incremental direct operating expenses to conduct the reassessment process; $37.3 million for benefit costs and reserves from claims reopened from the reassessment; $15.4 million for additional benefit costs and reserves for claims already incurred and currently in inventory that are anticipated as a result of the claim process changes being implemented; and the $8.0 million civil penalty. The charge decreased before- tax operating results for the Unum US segment group disability line of business and supplemental and voluntary lines of business $37.4 million and $3.3 million, respectively, and the Individual Disability – Closed Block segment $34.3 million.

Income Tax

In the third quarter of 2005, we recognized an income tax benefit of approximately $10.8 million related to the finalization of income tax reviews of our U.K. subsidiaries.

(continued on next page)

16.4

In April 2005, the Internal Revenue Service (IRS) completed its examination of tax years 1999 through 2001 and issued its revenue agent’s report (RAR). Income tax liabilities of approximately $32.0 million that related primarily to interest on the timing of expense deductions were released in the first quarter of 2005, all of which was reflected as a reduction to income tax expense.

Disposition

During the third quarter of 2005, our wholly-owned subsidiary, Unum Limited, completed the sale of its Netherlands branch. The gain on the sale was approximately $5.7 million before tax and $4.0 million after tax.

Closed Block Reinsurance Recapture

During the third quarter of 2005, we recaptured a closed block of individual disability business. The recaptured business included approximately $1.6 billion in invested assets and $185.0 million of annual premium. The effective date of the recapture was August 8, 2005. The underlying operating results of the reinsurance contract, prior to recapture, were reflected in other income. The recapture therefore did not have a material impact on operating income for our Individual Disability – Closed Block segment.

16.5

Unum (UNM) 8-KUnum Group Reports Second Quarter 2008 Results