The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ALTRIA GROUP INC | COM | 02209S103 | 274 | 7,154 | SH | DFND | 0 | 0 | 7,154 | ||
AMERICAN CAPITAL AGENCY CORP | COM | 02503X105 | 203 | 10,570 | SH | DFND | 0 | 0 | 10,570 | ||
ANNALY CAP MGMT INC | COM | 035710409 | 386 | 38,558 | SH | DFND | 0 | 0 | 38,558 | ||
APPLE INC | COM | 037833100 | 1,015 | 1,809 | SH | DFND | 0 | 0 | 1,809 | ||
AT&T INC | COM | 00206R102 | 1,052 | 30,041 | SH | DFND | 0 | 0 | 30,041 | ||
AUTOMATIC DATA PROCESSING IN | COM | 053015103 | 779 | 9,558 | SH | DFND | 0 | 0 | 9,558 | ||
BANK MONTREAL QUE | COM | 063671101 | 656 | 9,820 | SH | DFND | 0 | 0 | 9,820 | ||
BERKSHIRE HILLS BANCORP INC | COM | 084680107 | 213 | 7,829 | SH | DFND | 0 | 0 | 7,829 | ||
BOEING CO | COM | 097023105 | 602 | 4,378 | SH | DFND | 0 | 0 | 4,378 | ||
CELGENE CORP | COM | 151020104 | 2,142 | 12,690 | SH | DFND | 0 | 0 | 12,690 | ||
CHEVRON CORP NEW | COM | 166764100 | 1,629 | 13,119 | SH | DFND | 0 | 0 | 13,119 | ||
CISCO SYS INC | COM | 17275R102 | 826 | 36,909 | SH | DFND | 0 | 0 | 36,909 | ||
CLOROX CO DEL | COM | 189054109 | 1,139 | 12,258 | SH | DFND | 0 | 0 | 12,258 | ||
COCA COLA CO | COM | 191216100 | 248 | 5,965 | SH | DFND | 0 | 0 | 5,965 | ||
CONNECTICUT WTR SVC INC | COM | 207797101 | 207 | 5,795 | SH | DFND | 0 | 0 | 5,795 | ||
CUMMINS INC | COM | 231021106 | 281 | 1,995 | SH | DFND | 0 | 0 | 1,995 | ||
DOMINION RES INC VA NEW | COM | 25746U109 | 561 | 8,692 | SH | DFND | 0 | 0 | 8,692 | ||
DUKE ENERGY CORP NEW | COM NEW | 26441C204 | 296 | 4,284 | SH | DFND | 0 | 0 | 4,284 | ||
EMERSON ELEC CO | COM | 291011104 | 931 | 13,206 | SH | DFND | 0 | 0 | 13,206 | ||
EOG RES INC | COM | 26875P101 | 305 | 1,825 | SH | DFND | 0 | 0 | 1,825 | ||
EXXON MOBIL CORP | COM | 30231G102 | 2,304 | 22,758 | SH | DFND | 0 | 0 | 22,758 | ||
GENERAL ELECTRIC CO | COM | 369604103 | 1,793 | 63,999 | SH | DFND | 0 | 0 | 63,999 | ||
GENUINE PARTS CO | COM | 372460105 | 565 | 6,843 | SH | DFND | 0 | 0 | 6,843 | ||
HEALTH CARE REIT INC | COM | 42217K106 | 933 | 17,438 | SH | DFND | 0 | 0 | 17,438 | ||
INTEL CORP | COM | 458140100 | 1,252 | 48,541 | SH | DFND | 0 | 0 | 48,541 | ||
INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 356 | 1,893 | SH | DFND | 0 | 0 | 1,893 | ||
ISHARES | TIPS BD ETF | 464287176 | 520 | 4,727 | SH | DFND | 0 | 0 | 4,727 | ||
ISHARES | TIPS BD ETF | 464287176 | 2,250 | 20,478 | SH | DFND | 1 | 20,478 | 0 | 0 | |
ISHARES | CORE S&P500 ETF | 464287200 | 384 | 2,061 | SH | DFND | 0 | 0 | 2,061 | ||
ISHARES | CORE S&P MCP ETF | 464287507 | 1,777 | 13,278 | SH | DFND | 1 | 13,278 | 0 | 0 | |
ISHARES | RUS 1000 VAL ETF | 464287598 | 4,507 | 47,826 | SH | DFND | 0 | 0 | 47,826 | ||
ISHARES | RUS 1000 GRW ETF | 464287614 | 5,442 | 63,313 | SH | DFND | 0 | 0 | 63,313 | ||
ISHARES | RUS 2000 GRW ETF | 464287648 | 464 | 3,420 | SH | DFND | 0 | 0 | 3,420 | ||
ISHARES | RUSSELL 2000 ETF | 464287655 | 1,803 | 15,638 | SH | DFND | 1 | 15,638 | 0 | 0 | |
ISHARES | INTL DEV RE ETF | 464288489 | 1,168 | 37,784 | SH | DFND | 1 | 37,784 | 0 | 0 | |
ISHARES | FLTG RATE BD ETF | 46429B655 | 1,554 | 30,642 | SH | DFND | 1 | 30,642 | 0 | 0 | |
ISHARES | 0-5 YR TIPS ETF | 46429B747 | 1,210 | 11,971 | SH | DFND | 1 | 11,971 | 0 | 0 | |
ISHARES GOLD TRUST | ISHARES | 464285105 | 168 | 14,273 | SH | DFND | 0 | 0 | 14,273 | ||
ISHARES INC | CORE MSCI EMKT | 46434G103 | 34,978 | 702,251 | SH | DFND | 1 | 702,251 | 0 | 0 | |
ISHARES S&P GSCI COMMODITY I | UNIT BEN INT | 46428R107 | 836 | 25,958 | SH | DFND | 1 | 25,958 | 0 | 0 | |
JOHNSON & JOHNSON | COM | 478160104 | 1,909 | 20,898 | SH | DFND | 0 | 0 | 20,898 | ||
KIMBERLY CLARK CORP | COM | 494368103 | 1,141 | 10,943 | SH | DFND | 0 | 0 | 10,943 | ||
LOCKHEED MARTIN CORP | COM | 539830109 | 898 | 6,066 | SH | DFND | 0 | 0 | 6,066 | ||
MARRIOTT INTL INC NEW | CL A | 571903202 | 987 | 19,990 | SH | DFND | 0 | 0 | 19,990 | ||
MCDONALDS CORP | COM | 580135101 | 1,446 | 14,909 | SH | DFND | 0 | 0 | 14,909 | ||
MICROSOFT CORP | COM | 594918104 | 1,175 | 31,532 | SH | DFND | 0 | 0 | 31,532 | ||
NATIONAL GRID PLC | SPON ADR NEW | 636274300 | 1,136 | 17,427 | SH | DFND | 0 | 0 | 17,427 | ||
NORFOLK SOUTHERN CORP | COM | 655844108 | 240 | 2,568 | SH | DFND | 0 | 0 | 2,568 | ||
NOVARTIS A G | SPONSORED ADR | 66987V109 | 1,348 | 16,799 | SH | DFND | 0 | 0 | 16,799 | ||
PAYCHEX INC | COM | 704326107 | 1,407 | 30,744 | SH | DFND | 0 | 0 | 30,744 | ||
PEPSICO INC | COM | 713448108 | 1,002 | 12,111 | SH | DFND | 0 | 0 | 12,111 | ||
PHILIP MORRIS INTL INC | COM | 718172109 | 911 | 10,463 | SH | DFND | 0 | 0 | 10,463 | ||
PIMCO ETF TR | ENHAN SHRT MAT | 72201R833 | 725 | 7,138 | SH | DFND | 0 | 0 | 7,138 | ||
PROCTER & GAMBLE CO | COM | 742718109 | 8,498 | 104,381 | SH | DFND | 0 | 0 | 104,381 | ||
QUALCOMM INC | COM | 747525103 | 235 | 3,153 | SH | DFND | 0 | 0 | 3,153 | ||
REALTY INCOME CORP | COM | 756109104 | 660 | 17,633 | SH | DFND | 0 | 0 | 17,633 | ||
ROYAL DUTCH SHELL PLC | SPON ADR B | 780259107 | 471 | 6,306 | SH | DFND | 0 | 0 | 6,306 | ||
ROYAL DUTCH SHELL PLC | SPONS ADR A | 780259206 | 301 | 4,264 | SH | DFND | 0 | 0 | 4,264 | ||
SPDR GOLD TRUST | GOLD SHS | 78463V107 | 294 | 2,519 | SH | DFND | 0 | 0 | 2,519 | ||
SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 790 | 4,284 | SH | DFND | 0 | 0 | 4,284 | ||
SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 20,377 | 110,341 | SH | DFND | 1 | 110,341 | 0 | 0 | |
SPDR SERIES TRUST | BRC HGH YLD BD | 78464A417 | 928 | 22,893 | SH | DFND | 1 | 22,893 | 0 | 0 | |
SPDR SERIES TRUST | BRCLYS INTL ETF | 78464A516 | 2,804 | 48,554 | SH | DFND | 1 | 48,554 | 0 | 0 | |
SPDR SERIES TRUST | BARCLYS TIPS ETF | 78464A656 | 170,170 | 3,127,544 | SH | DFND | 1 | 3,127,544 | 0 | 0 | |
SPECTRA ENERGY CORP | COM | 847560109 | 693 | 19,394 | SH | DFND | 0 | 0 | 19,394 | ||
SYSCO CORP | COM | 871829107 | 679 | 18,652 | SH | DFND | 0 | 0 | 18,652 | ||
UNITED PARCEL SERVICE INC | CL B | 911312106 | 647 | 6,100 | SH | DFND | 0 | 0 | 6,100 | ||
US BANCORP DEL | COM NEW | 902973304 | 296 | 7,338 | SH | DFND | 0 | 0 | 7,338 | ||
VANGUARD BD INDEX FD INC | LONG TERM BOND | 921937793 | 12,366 | 151,233 | SH | DFND | 1 | 151,233 | 0 | 0 | |
VANGUARD BD INDEX FD INC | SHORT TRM BOND | 921937827 | 308 | 3,849 | SH | DFND | 0 | 0 | 3,849 | ||
VANGUARD BD INDEX FD INC | TOTAL BND MRKT | 921937835 | 81,867 | 1,023,462 | SH | DFND | 1 | 1,023,462 | 0 | 0 | |
VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | 8,563 | 107,334 | SH | DFND | 1 | 107,334 | 0 | 0 | |
VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | 5,794 | 64,202 | SH | DFND | 1 | 64,202 | 0 | 0 | |
VANGUARD INDEX FDS | REIT ETF | 922908553 | 6,914 | 107,101 | SH | DFND | 1 | 107,101 | 0 | 0 | |
VANGUARD INDEX FDS | REIT ETF | 922908553 | 217 | 3,310 | SH | DFND | 0 | 0 | 3,310 | ||
VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | 4,336 | 35,452 | SH | DFND | 1 | 35,452 | 0 | 0 | |
VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 5,715 | 58,689 | SH | DFND | 1 | 58,689 | 0 | 0 | |
VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 281 | 3,027 | SH | DFND | 0 | 0 | 3,027 | ||
VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 691 | 7,169 | SH | DFND | 0 | 0 | 7,169 | ||
VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 38,975 | 406,329 | SH | DFND | 1 | 406,329 | 0 | 0 | |
VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 | 4,196 | 77,024 | SH | DFND | 1 | 77,024 | 0 | 0 | |
VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | 12,910 | 125,547 | SH | DFND | 1 | 125,547 | 0 | 0 | |
VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 740 | 12,454 | SH | DFND | 1 | 12,454 | 0 | 0 | |
VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 214 | 4,308 | SH | DFND | 0 | 0 | 4,308 | ||
VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 13,076 | 257,757 | SH | DFND | 1 | 257,757 | 0 | 0 | |
VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 8,514 | 206,955 | SH | DFND | 1 | 206,955 | 0 | 0 | |
VANGUARD INTL EQUITY INDEX F | MEGA CAP GRO ETF | 922042866 | 14,620 | 238,498 | SH | DFND | 1 | 238,498 | 0 | 0 | |
VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | 7,105 | 120,834 | SH | DFND | 1 | 120,834 | 0 | 0 | |
VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 7,404 | 92,808 | SH | DFND | 1 | 92,808 | 0 | 0 | |
VANGUARD SCOTTSDALE FDS | MORTG-BACK SEC | 92206C771 | 31,370 | 614,140 | SH | DFND | 1 | 614,140 | 0 | 0 | |
VANGUARD SPECIALIZED PORTFOL | DIV APP ETF | 921908844 | 424 | 5,621 | SH | DFND | 0 | 0 | 5,621 | ||
VANGUARD SPECIALIZED PORTFOL | DIV APP ETF | 921908844 | 14,348 | 190,700 | SH | DFND | 1 | 190,700 | 0 | 0 | |
VANGUARD TAX MANAGED INTL FD | FTSE DEV MKT ETF | 921943858 | 28,309 | 679,196 | SH | DFND | 1 | 679,196 | 0 | 0 | |
VANGUARD WHITEHALL FDS INC | HIGH DIV YLD | 921946406 | 458 | 7,334 | SH | DFND | 0 | 0 | 7,334 | ||
VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | 23,231 | 320,520 | SH | DFND | 1 | 320,520 | 0 | 0 | |
VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 | 28,671 | 521,199 | SH | DFND | 1 | 521,199 | 0 | 0 | |
VERIZON COMMUNICATIONS INC | COM | 92343V104 | 642 | 13,200 | SH | DFND | 0 | 0 | 13,200 | ||
WAL-MART STORES INC | COM | 931142103 | 290 | 3,680 | SH | DFND | 0 | 0 | 3,680 | ||
WASTE MGMT INC DEL | COM | 94106L109 | 658 | 14,792 | SH | DFND | 0 | 0 | 14,792 | ||
WELLS FARGO & CO NEW | COM | 949746101 | 1,031 | 22,738 | SH | DFND | 0 | 0 | 22,738 | ||
WESTPAC BKG CORP | SPONSORED ADR | 961214301 | 1,031 | 35,428 | SH | DFND | 0 | 0 | 35,428 |