Midland 10K 2005 Annual report | SEC Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	8th grade Avg

New words: AA, absorb, accelerated, accumulated, accurately, achieve, achieved, acquisition, actuarial, actuarially, add, added, addressed, administer, administrative, advance, affiliate, affirmed, affreightment, agent, agreement, ahead, airborne, allege, alleged, alter, alternative, amortization, amortized, APB, apparent, applied, apply, applying, approach, April, arrangement, aspect, asset, assist, assistance, assumption, assurance, assure, attain, attainable, attempt, attention, attract, attractive, attributable, attributed, automatically, average, averaging, award, awarded, bad, Bancorp, barge, barite, bear, began, beginning, begun, beta, billing, Black, bond, book, borrowing, bottom, bound, brand, bring, broad, broadening, brokerage, brush, building, bulk, buy, calculated, calculation, California, call, callable, cancelable, cancellation, cancelled, capacity, capture, car, cargo, categorized, category, cautionary, center, chart, charter, chartering, chattel, check, choose, choosing, chose, circumvention, civil, claim, closing, coal, coastal, coefficient, coke, collateral, collateralized, collector, collusion, Columbia, commensurate, commission, committed, compatibility, compete, competence, competing, competition, competitive, competitively, compliance, comply, component, comprehensive, comprise, comprised, compute, computer, confined, conform, conformity, consecutive, considerably, consist, consisted, consistent, consortium, constant, constitute, constituted, constrained, construction, contingent, contract, contracted, conventional, conversion, convert, convertible, corporate, COSO, counsel, coupled, court, criteria, critical, customary, cyclical, daily, damage, dealer, decision, decline, deducted, deductible, deemed, default, deficiency, degree, delay, deliberate, delinquent, deliver, delivered, demand, department, depreciation, depressed, derivative, derived, description, desire, desired, detail, detected, detection, deteriorate, devoted, differentiate, difficult, difficulty, diluted, disapproval, disciplined, discontinue, discontinued, discourage, discretion, disposal, disposition, dispute, disrupt, distinct, District, divided, document, domiciled, domiciliary, double, downgrade, downgraded, downturn, drawn, driven, dry, duration, dwelling, easier, economy, efficient, EITF, eliminate, eliminated, emerge, emerging, Employer, employment, enablement, enacted, endorsement, energy, enhanced, enroll, enrolled, enter, entered, entitled, entity, environment, environmental, equipment, ERISA, error, estate, event, evidence, evolved, exact, examination, examining, exceed, exceeded, exceeding, Excellent, exclude, excluding, exclusionary, exclusive, exclusively, existence, existing, expand, expansion, expended, expertise, expired, expiring, exposed, extended, extending, extension, extensive, external, extinguishment, extraordinary, extremely, face, facilitate, facility, factor, fail, failed, fair, faith, falling, FAS, FASB, feature, federal, fee, feet, filer, FIN, financed, financing, fire, fixed, flat, fleet, floating, fluctuate, focused, force, foreign, foresee, forma, formal, frame, framework, freight, FSP, functionality, furniture, gain, govern, government, Governmental, grace, grant, granting, grow, growing, guarantee, guidance, hail, half, hampered, handling, hard, harm, harming, hauled, healthcare, heavily, hedge, Hedging, high, highly, hire, hired, hold, holding, homeowner, human, hurricane, identification, immaterial, impaired, impairment, impede, implement, implementation, implemented, important, impose, impracticable, improper, improved, improvement, inability, inadequate, inception, incidence, increasingly, index, indirectly, ineffective, inflationary, influence, influenced, inherent, inherently, inInternal, input, insolvent, installation, installment, Institute, insufficient, integral, integrated, intense, intent, intercompany, interface, interim, Internet, interpretation, Intersegment, intrinsic, issuance, issuer, judgment, judicial, July, jumbo, jury, Katrina, key, language, larger, law, lead, leave, led, lender, lending, length, level, liable, licensed, licensing, likelihood, LLC, long, longer, lost, low, maintenance, managerial, mandatorily, mandatory, manner, Marine, mark, match, matching, matter, maturity, maximize, meaningfully, measure, measurement, meet, meeting, mentioned, met, MGT, minimum, misconduct, missed, Mississippi, misstatement, model, moderate, modernLINK, modernlink®, modification, modified, moisture, mold, monitor, monitoring, monthly, movement, multiple, natural, nature, necessity, network, niche, nominate, Nonintegrated, nontransferable, notice, November, obtain, obtained, obtaining, October, offer, offered, offering, offset, Oklahoma, open, opt, ordinary, organized, oriented, outcome, outlook, overestimate, override, overriding, oversight, overview, Oxley, pace, package, paper, par, park, partially, party, pay, payable, paying, payment, pending, pension, percent, permit, permitted, person, personal, personnel, pertain, pertaining, petroleum, phase, physical, piece, plant, platform, point, pooled, Poor, populated, power, preceding, predetermined, preferred, prepaid, prepay, prepayment, preservation, pressured, prevailing, prevent, prevented, prevention, primary, prime, pro, produce, producing, professional, prolonged, prompt, promulgated, properly, proportion, proprietary, protect, protection, prove, proven, provision, punitive, purported, qualitative, quality, quantify, quantitative, quoted, range, ranging, rapid, ratio, reaction, readily, real, realized, rebalance, recipient, recognition, reconciliation, recoup, recover, recovery, recreational, redeemable, redemption, reduce, reduced, referenced, refined, refining, regulatory, reinstatement, release, relevant, reliability, rely, remediation, Ren, rendered, renew, renewal, rent, rental, repaid, repayment, replace, replaced, replacement, reposition, repurchase, repurchased, requisite, research, residential, resolution, respond, retain, retrospective, retrospectively, reverse, revised, revoke, revolving, rider, Rita, river, Robichaud, rounding, routinely, run, satisfy, scope, sector, segment, sell, selling, senior, sensitive, sensitivity, separate, separately, serve, service, serviced, servicing, settlement, share, shareholder, shelf, shell, shipping, short, shortage, shorter, shown, size, skilled, slightly, small, snowmobile, software, solvency, SOP, southeastern, southern, specialty, spending, split, Sponsoring, stability, staggered, standard, stop, strategic, strategy, strength, stringent, strong, structure, subject, substantial, substantially, sufficient, sufficiently, sugar, sum, Superior, supplied, supplier, support, supporting, suspend, swap, takeover, target, targeted, targeting, Task, technology, Tel, temporarily, temporary, term, terminable, test, testing, therefrom, tonnage, track, trade, traded, trading, traditional, traditionally, train, training, transaction, transit, translate, trapped, Treadway, treasury, treaty, trend, Trinity, truck, turn, typical, typically, unable, unallocated, unamortized, unauthorized, uncertain, uncertainty, understanding, undertaken, undesignated, undue, unearned, unexpected, unforeseen, unfunded, unintended, universal, unknown, unrealized, unreported, unsecured, unwilling, upcoming, utilize, variable, variety, vehicle, Vessel, vest, vesting, volatile, volatility, WASHINGTON, water, web, weighted, wide, Wilma, winter, withstand, worse, write, yield

Removed: Atlanta, Beneficial, Conseco, Des, Georgia, Grand, initially, inside, Intangible, Iowa, Michigan, reserving, Robert, Selected, Submission, Vote, West


	State of Incorporation	Percentage of Voting Stock Owned
M/G Transport Services, Inc.	Ohio	100
Midland-Guardian Co.	Ohio	100
MGT Services, Inc.	Ohio	100

SUBSIDIARIES OF MIDLAND-GUARDIAN CO.:
American Modern Insurance Group, Inc.	Ohio	100

SUBSIDIARIES OF AMERICAN MODERN INSURANCE GROUP, INC.:
American Modern Home Insurance Company	Ohio	100
American Family Home Insurance Company	Florida	100
American Modern Life Insurance Company	Ohio	100
Lloyds Modern Corporation	Texas	100
American Modern Home Service Company	Ohio	100
Modern Services Group, Inc.	Ohio	100
American Modern Financial Services, Inc.	Ohio	100

SUBSIDIARIES OF AMERICAN MODERN HOME INSURANCE COMPANY:
American Modern Lloyds Insurance Company	Texas	100
American Southern Home Insurance Company	Florida	100
American Western Home Insurance Company	Oklahoma	100
G.U.I.C. Insurance Company	Ohio	100

Midland Inactive 10-K2005 FY Annual report

Content analysis