Fulton Financial (FULT) 8-K Fulton Financial reports third quarter earnings of $0.21 per share

Exhibit 99.2
FULTON FINANCIAL CORPORATION
CONDENSED CONSOLIDATED ENDING BALANCE SHEETS (UNAUDITED)
dollars in thousands
											% Change from
		September 30			September 30			June 30			September 30		June 30
		2012			2011			2012			2011		2012
ASSETS
	Cash and due from banks	$	217,207		$	291,870		$	242,811		(25.6	)%	(10.5	)%
	Other interest-earning assets	202,305			256,360			118,468			(21.1	)%	70.8	%
	Loans held for sale	85,477			63,554			71,406			34.5	%	19.7	%
	Investment securities	2,790,138			2,776,557			2,870,832			0.5	%	(2.8	)%
	Loans, net of unearned income	11,933,001			11,895,655			11,982,833			0.3	%	(0.4	)%
	Allowance for loan losses	(233,864		)	(266,978		)	(235,737		)	(12.4	)%	(0.8	)%
	Net Loans	11,699,137			11,628,677			11,747,096			0.6	%	(0.4	)%
	Premises and equipment	225,771			206,170			222,083			9.5	%	1.7	%
	Accrued interest receivable	49,784			52,460			48,283			(5.1	)%	3.1	%
	Goodwill and intangible assets	541,845			545,098			542,622			(0.6	)%	(0.1	)%
	Other assets	461,465			475,105			474,149			(2.9	)%	(2.7	)%
	Total Assets	$	16,273,129		$	16,295,851		$	16,337,750		(0.1	)%	(0.4	)%
LIABILITIES AND SHAREHOLDERS' EQUITY
	Deposits	$	12,601,310		$	12,637,624		$	12,232,484		(0.3	)%	3.0	%
	Short-term borrowings	486,971			448,955			931,681			8.5	%	(47.7	)%
	Other liabilities	215,542			199,108			223,592			8.3	%	(3.6	)%
	Federal Home Loan Bank advances and long-term debt	908,623			1,025,505			908,809			(11.4	)%	—	%
	Total Liabilities	14,212,446			14,311,192			14,296,566			(0.7	)%	(0.6	)%
	Shareholders' equity	2,060,683			1,984,659			2,041,184			3.8	%	1.0	%
	Total Liabilities and Shareholders' Equity	$	16,273,129		$	16,295,851		$	16,337,750		(0.1	)%	(0.4	)%
LOANS, DEPOSITS AND SHORT-TERM BORROWINGS DETAIL:
Loans, by type:
	Real estate - commercial mortgage	$	4,632,509		$	4,491,155		$	4,653,097		3.1	%	(0.4	)%
	Commercial - industrial, financial and agricultural	3,507,846			3,690,164			3,538,188			(4.9	)%	(0.9	)%
	Real estate - home equity	1,603,456			1,630,880			1,599,468			(1.7	)%	0.2	%
	Real estate - residential mortgage	1,213,831			1,041,463			1,183,613			16.6	%	2.6	%
	Real estate - construction	597,358			648,398			619,060			(7.9	)%	(3.5	)%
	Consumer	301,182			327,054			308,469			(7.9	)%	(2.4	)%
	Leasing and other	76,819			66,541			80,938			15.4	%	(5.1	)%
	Total Loans, net of unearned income	$	11,933,001		$	11,895,655		$	11,982,833		0.3	%	(0.4	)%
Deposits, by type:
	Noninterest-bearing demand	$	2,903,591		$	2,535,744		$	2,748,269		14.5	%	5.7	%
	Interest-bearing demand	2,702,710			2,517,124			2,482,271			7.4	%	8.9	%
	Savings deposits	3,416,011			3,434,398			3,267,299			(0.5	)%	4.6	%
	Time deposits	3,578,998			4,150,358			3,734,645			(13.8	)%	(4.2	)%
	Total Deposits	$	12,601,310		$	12,637,624		$	12,232,484		(0.3	)%	3.0	%
Short-term borrowings, by type:
	Customer repurchase agreements	$	192,082		$	202,154		$	204,526		(5.0	)%	(6.1	)%
	Customer short-term promissory notes	124,628			170,839			135,988			(27.0	)%	(8.4	)%
	Federal funds purchased and other	170,261			75,962			591,167			124.1	%	(71.2	)%
	Total Short-term borrowings	$	486,971		$	448,955		$	931,681		8.5	%	(47.7	)%

FULTON FINANCIAL CORPORATION
CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)
dollars in thousands, except per-share data
		Quarter Ended									% Change from				Nine Months ended
		Sep 30			Sep 30			Jun 30			Sep 30		Jun 30		September 30
		2012			2011			2012			2011		2012		2012			2011			% Change
Interest Income:
	Interest income	$	161,060		$	173,736		$	163,985		(7.3	)%	(1.8	)%	$	491,936		$	524,365		(6.2	)%
	Interest expense	25,179			32,243			26,455			(21.9	)%	(4.8	)%	79,830			102,664			(22.2	)%
	Net Interest Income	135,881			141,493			137,530			(4.0	)%	(1.2	)%	412,106			421,701			(2.3	)%
	Provision for credit losses	23,000			31,000			25,500			(25.8	)%	(9.8	)%	76,500			105,000			(27.1	)%
	Net Interest Income after Provision	112,881			110,493			112,030			2.2	%	0.8	%	335,606			316,701			6.0	%
Non-Interest Income:
	Service charges on deposit accounts	15,651			15,164			15,367			3.2	%	1.8	%	45,860			42,801			7.1	%
	Other service charges and fees	11,119			12,507			11,507			(11.1	)%	(3.4	)%	33,181			36,698			(9.6	)%
	Mortgage banking income	10,594			7,942			11,143			33.4	%	(4.9	)%	31,787			19,454			63.4	%
	Investment management and trust services	9,429			8,914			9,822			5.8	%	(4.0	)%	28,628			27,756			3.1	%
	Investment securities gains (losses)	42			(443		)	1,538			N/M		(97.3	)%	2,831			1,507			87.9	%
	Other	5,169			4,055			3,987			27.5	%	29.6	%	14,761			11,163			32.2	%
	Total Non-Interest Income	52,004			48,139			53,364			8.0	%	(2.5	)%	157,048			139,379			12.7	%
Non-Interest Expenses:
	Salaries and employee benefits	62,161			58,948			60,091			5.5	%	3.4	%	182,612			169,326			7.8	%
	Net occupancy expense	11,161			10,790			11,205			3.4	%	(0.4	)%	33,301			33,030			0.8	%
	Other Outside Services	4,996			1,846			4,476			170.6	%	11.6	%	11,782			5,256			124.2	%
	Equipment expense	3,816			3,032			3,185			25.9	%	19.8	%	10,370			9,541			8.7	%
	Data processing	3,776			3,473			3,759			8.7	%	0.5	%	11,223			10,059			11.6	%
	FDIC insurance expense	3,029			3,732			3,002			(18.8	)%	0.9	%	9,052			11,750			(23.0	)%
	Professional fees	2,728			3,247			2,984			(16.0	)%	(8.6	)%	8,294			9,198			(9.8	)%
	Software	2,511			2,142			2,272			17.2	%	10.5	%	6,958			6,146			13.2	%
	OREO and repossession expense	2,096			2,548			2,823			(17.7	)%	(25.8	)%	7,847			4,801			63.4	%
	Operating risk loss	1,404			776			2,055			80.9	%	(31.7	)%	6,827			306			N/M
	Marketing	648			1,923			2,583			(66.3	)%	(74.9	)%	5,703			6,622			(13.9	)%
	Other	11,717			13,410			13,708			(12.6	)%	(14.5	)%	38,928			41,581			(6.4	)%
	Total Non-Interest Expenses	110,043			105,867			112,143			3.9	%	(1.9	)%	332,897			307,616			8.2	%
	Income Before Income Taxes	54,842			52,765			53,251			3.9	%	3.0	%	159,757			148,464			7.6	%
	Income tax expense	13,260			13,441			13,360			(1.3	)%	(0.7	)%	40,152			38,970			3.0	%
	Net Income	$	41,582		$	39,324		$	39,891		5.7	%	4.2	%	$	119,605		$	109,494		9.2	%
PER SHARE:
	Net income:
	Basic	$	0.21		$	0.20		$	0.20		5.0	%	5.0	%	$	0.60		$	0.55		9.1	%
	Diluted	0.21			0.20			0.20			5.0	%	5.0	%	0.60			0.55			9.1	%
	Cash dividends	$	0.08		$	0.05		$	0.07		60.0	%	14.3	%	$	0.22		$	0.14		57.1	%
	Shareholders' equity	10.36			9.93			10.10			4.3	%	2.6	%	10.36			9.93			4.3	%
	Shareholders' equity (tangible)	7.63			7.20			7.38			6.0	%	3.4	%	7.63			7.20			6.0	%
	Weighted average shares (basic)	198,956			199,028			199,671			—	%	(0.4	)%	199,371			198,801			0.3	%
	Weighted average shares (diluted)	199,808			199,814			200,806			—	%	(0.5	)%	200,321			199,544			0.4	%
	Shares outstanding, end of period	198,975			199,891			200,880			(0.5	)%	(0.9	)%	198,975			199,891			(0.5	)%
SELECTED FINANCIAL RATIOS:
	Return on average assets	1.02		%	0.97		%	0.98		%					0.98		%	0.91		%
	Return on average common shareholders' equity	8.03		%	7.89		%	7.84		%					7.83		%	7.55		%
	Return on average common shareholders' equity (tangible)	11.02		%	11.06		%	10.80		%					10.80		%	10.72		%
	Net interest margin	3.74		%	3.93		%	3.78		%					3.79		%	3.93		%
	Efficiency ratio	56.91		%	54.06		%	57.55		%					57.10		%	53.24		%
N/M - Not Meaningful

FULTON FINANCIAL CORPORATION
CONDENSED CONSOLIDATED AVERAGE BALANCE SHEET ANALYSIS (UNAUDITED)
dollars in thousands
		Quarter Ended
		September 30, 2012								September 30, 2011								June 30, 2012
		Average						Yield/		Average						Yield/		Average						Yield/
		Balance			Interest (1)			Rate		Balance			Interest (1)			Rate		Balance			Interest (1)			Rate
ASSETS
Interest-earning assets:
	Loans, net of unearned income	$	11,920,193		$	143,211		4.78	%	$	11,887,544		$	151,816		5.07	%	$	11,965,704		$	144,263		4.85	%
	Taxable investment securities	2,392,043			16,658			2.78	%	2,142,670			20,166			3.76	%	2,533,060			18,624			2.94	%
	Tax-exempt investment securities	286,225			3,936			5.50	%	325,420			4,456			5.48	%	283,736			3,992			5.63	%
	Equity securities	109,884			820			2.98	%	124,893			777			2.48	%	106,954			707			2.65	%
	Total Investment Securities	2,788,152			21,414			3.07	%	2,592,983			25,399			3.92	%	2,923,750			23,323			3.19	%
	Loans held for sale	61,001			578			3.79	%	37,626			425			4.52	%	55,813			538			3.85	%
	Other interest-earning assets	147,432			35			0.09	%	218,135			91			0.17	%	129,272			45			0.14	%
	Total Interest-earning Assets	14,916,778			165,238			4.42	%	14,736,288			177,731			4.80	%	15,074,539			168,169			4.48	%
Noninterest-earning assets:
	Cash and due from banks	221,946								276,063								233,427
	Premises and equipment	222,544								206,059								216,881
	Other assets	1,088,807								1,107,107								1,093,673
	Less: allowance for loan losses	(239,931		)						(274,436		)						(259,327		)
	Total Assets	$	16,210,144							$	16,051,081							$	16,359,193
LIABILITIES AND SHAREHOLDERS' EQUITY
Interest-bearing liabilities:
	Demand deposits	$	2,608,202		$	1,071		0.16	%	$	2,424,646		$	1,262		0.21	%	$	2,484,730		$	1,025		0.17	%
	Savings deposits	3,364,109			1,431			0.17	%	3,329,489			2,564			0.30	%	3,292,620			1,510			0.18	%
	Time deposits	3,657,616			11,346			1.23	%	4,224,001			15,858			1.49	%	3,791,362			12,208			1.30	%
	Total Interest-bearing Deposits	9,629,927			13,848			0.57	%	9,978,136			19,684			0.78	%	9,568,712			14,743			0.62	%
	Short-term borrowings	588,568			220			0.15	%	443,337			151			0.14	%	961,900			411			0.17	%
	Federal Home Loan Bank advances and long-term debt	908,767			11,111			4.88	%	1,025,546			12,408			4.84	%	929,318			11,301			4.88	%
	Total Interest-bearing Liabilities	11,127,262			25,179			0.90	%	11,447,019			32,243			1.12	%	11,459,930			26,455			0.93	%
Noninterest-bearing liabilities:
	Demand deposits	2,836,166								2,466,877								2,669,152
	Other	185,441								159,430								183,794
	Total Liabilities	14,148,869								14,073,326								14,312,876
	Shareholders' equity	2,061,275								1,977,755								2,046,317
	Total Liabilities and Shareholders' Equity	$	16,210,144							$	16,051,081							$	16,359,193
	Net interest income/net interest margin (fully taxable equivalent)				140,059			3.74	%				145,488			3.93	%				141,714			3.78	%
	Tax equivalent adjustment				(4,178		)						(3,995		)						(4,184		)
	Net interest income				$	135,881							$	141,493							$	137,530
	(1) Presented on a tax-equivalent basis using a 35% Federal tax rate and statutory interest expense disallowances.

AVERAGE LOANS, DEPOSITS AND SHORT-TERM BORROWINGS DETAIL:
		Quarter Ended						% Change from
		September 30		September 30		June 30		September 30		June 30
		2012		2011		2012		2011		2012
Loans, by type:
	Real estate - commercial mortgage	$	4,603,388	$	4,461,646	$	4,634,436	3.2	%	(0.7	)%
	Commercial - industrial, financial and agricultural	3,529,733		3,691,516		3,529,947		(4.4	)%	—	%
	Real estate - home equity	1,597,230		1,628,822		1,599,702		(1.9	)%	(0.2	)%
	Real estate - residential mortgage	1,200,752		1,037,968		1,179,513		15.7	%	1.8	%
	Real estate - construction	605,910		668,464		640,282		(9.4	)%	(5.4	)%
	Consumer	304,235		329,619		307,071		(7.7	)%	(0.9	)%
	Leasing and other	78,945		69,509		74,753		13.6	%	5.6	%
	Total Loans, net of unearned income	$	11,920,193	$	11,887,544	$	11,965,704	0.3	%	(0.4	)%
Deposits, by type:
	Noninterest-bearing demand	$	2,836,166	$	2,466,877	$	2,669,152	15.0	%	6.3	%
	Interest-bearing demand	2,608,202		2,424,646		2,484,730		7.6	%	5.0	%
	Savings deposits	3,364,109		3,329,489		3,292,620		1.0	%	2.2	%
	Time deposits	3,657,616		4,224,001		3,791,362		(13.4	)%	(3.5	)%
	Total Deposits	$	12,466,093	$	12,445,013	$	12,237,864	0.2	%	1.9	%
Short-term borrowings, by type:
	Customer repurchase agreements	$	210,830	$	206,824	$	226,216	1.9	%	(6.8	)%
	Customer short-term promissory notes	127,479		170,790		146,307		(25.4	)%	(12.9	)%
	Federal funds purchased and other	250,259		65,723		589,377		280.8	%	(57.5	)%
	Total Short-term borrowings	$	588,568	$	443,337	$	961,900	32.8	%	(38.8	)%

FULTON FINANCIAL CORPORATION
CONDENSED CONSOLIDATED AVERAGE BALANCE SHEET ANALYSIS (UNAUDITED)
dollars in thousands
		Nine Months ended September 30
		2012								2011
		Average								Average
		Balance			Interest (1)			Yield/Rate		Balance			Interest (1)			Yield/Rate
ASSETS
Interest-earning assets:
	Loans, net of unearned income	$	11,954,830		$	434,520		4.86	%	$	11,897,211		$	455,476		5.12	%
	Taxable investment securities	2,442,237			53,943			2.95	%	2,204,409			62,722			3.79	%
	Tax-exempt investment securities	288,221			12,085			5.59	%	337,627			14,181			5.60	%
	Equity securities	110,807			2,307			2.78	%	128,635			2,304			2.39	%
	Total Investment Securities	2,841,265			68,335			3.21	%	2,670,671			79,207			3.96	%
	Loans held for sale	52,462			1,547			3.93	%	39,917			1,417			4.73	%
	Other interest-earning assets	126,169			133			0.14	%	149,910			225			0.20	%
	Total Interest-earning Assets	14,974,726			504,535			4.50	%	14,757,709			536,325			4.86	%
Noninterest-earning assets:
	Cash and due from banks	239,436								271,674
	Premises and equipment	217,351								206,856
	Other assets	1,095,091								1,102,608
	Less: allowance for loan losses	(255,061		)						(276,654		)
	Total Assets	$	16,271,543							$	16,062,193
LIABILITIES AND SHAREHOLDERS' EQUITY
Interest-bearing liabilities:
	Demand deposits	$	2,519,454		$	3,132		0.17	%	$	2,366,944		$	4,069		0.23	%
	Savings deposits	3,332,704			4,751			0.19	%	3,323,050			9,180			0.37	%
	Time deposits	3,799,774			36,958			1.30	%	4,368,831			51,496			1.58	%
	Total Interest-bearing Deposits	9,651,932			44,841			0.62	%	10,058,825			64,745			0.86	%
	Short-term borrowings	758,899			912			0.16	%	506,620			573			0.15	%
	Federal Home Loan Bank advances and long-term debt	940,348			34,077			4.84	%	1,037,437			37,346			4.81	%
	Total Interest-bearing Liabilities	11,351,179			79,830			0.94	%	11,602,882			102,664			1.18	%
Noninterest-bearing liabilities:
	Demand deposits	2,690,668								2,356,735
	Other	188,222								164,144
	Total Liabilities	14,230,069								14,123,761
	Shareholders' equity	2,041,474								1,938,432
	Total Liabilities and Shareholders' Equity	$	16,271,543							$	16,062,193
	Net interest income/net interest margin (fully taxable equivalent)				424,705			3.79	%				433,661			3.93	%
	Tax equivalent adjustment				(12,599		)						(11,960		)
	Net interest income				$	412,106							$	421,701
(1) Presented on a tax-equivalent basis using a 35% Federal tax rate and statutory interest expense disallowances.

AVERAGE LOANS, DEPOSITS AND SHORT-TERM BORROWINGS DETAIL:
		Nine Months ended
		September 30
		2012		2011		% Change
Loans, by type:
	Real estate - commercial mortgage	$	4,618,389	$	4,425,867	4.3	%
	Commercial - industrial, financial and agricultural	3,548,332		3,696,101		(4.0	)%
	Real estate - home equity	1,602,812		1,626,937		(1.5	)%
	Real estate - residential mortgage	1,172,732		1,026,367		14.3	%
	Real estate - construction	629,170		719,812		(12.6	)%
	Consumer	307,619		334,565		(8.1	)%
	Leasing and other	75,776		67,562		12.2	%
	Total Loans, net of unearned income	$	11,954,830	$	11,897,211	0.5	%
Deposits, by type:
	Noninterest-bearing demand	$	2,690,668	$	2,356,735	14.2	%
	Interest-bearing demand	2,519,454		2,366,944		6.4	%
	Savings deposits	3,332,704		3,323,050		0.3	%
	Time deposits	3,799,774		4,368,831		(13.0	)%
	Total Deposits	$	12,342,600	$	12,415,560	(0.6	)%
Short-term borrowings, by type:
	Customer repurchase agreements	$	212,523	$	212,449	—	%
	Customer short-term promissory notes	142,896		177,639		(19.6	)%
	Federal funds purchased and other	403,480		116,532		246.2	%
	Total Short-term borrowings	$	758,899	$	506,620	49.8	%

FULTON FINANCIAL CORPORATION
ASSET QUALITY INFORMATION (UNAUDITED)
dollars in thousands
		Quarter Ended									Nine Months Ended
		Sep 30			Sep 30			Jun 30			September 30
		2012			2011			2012			2012			2011
ALLOWANCE FOR CREDIT LOSSES:
Balance at beginning of period		$	237,316		$	268,633		$	258,137		$	258,177		$	275,498
	Loans charged off:
	Commercial - industrial, financial and agricultural	(10,471		)	(14,840		)	(13,017		)	(29,157		)	(43,582		)	��
	Real estate - construction	(8,364		)	(8,535		)	(8,442		)	(25,377		)	(29,897		)
	Real estate - commercial mortgage	(7,463		)	(5,730		)	(23,699		)	(43,053		)	(22,851		)
	Real estate - home equity	(1,688		)	(1,158		)	(2,789		)	(6,683		)	(4,276		)
	Consumer	(685		)	(634		)	(471		)	(1,790		)	(2,606		)
	Real estate - residential mortgage	(670		)	(1,514		)	(1,492		)	(3,009		)	(14,217		)
	Leasing and other	(625		)	(486		)	(630		)	(1,696		)	(1,672		)
	Total loans charged off	(29,966		)	(32,897		)	(50,540		)	(110,765		)	(119,101		)
Recoveries of loans charged off:
	Commercial - industrial, financial and agricultural	1,693			695			717			3,046			2,089
	Real estate - construction	1,040			595			1,539			2,643			1,237
	Real estate - commercial mortgage	1,317			249			1,153			3,286			1,975
	Real estate - home equity	343			23			278			641			26
	Consumer	202			291			281			833			1,033
	Real estate - residential mortgage	25			36			71			169			270
	Leasing and other	298			192			180			738			790
	Recoveries of loans previously charged off	4,918			2,081			4,219			11,356			7,420
Net loans charged off		(25,048		)	(30,816		)	(46,321		)	(99,409		)	(111,681		)
Provision for credit losses		23,000			31,000			25,500			76,500			105,000
Balance at end of period		$	235,268		$	268,817		$	237,316		$	235,268		$	268,817
	Net charge-offs to average loans (annualized)	0.84		%	1.04		%	1.55		%	1.11		%	1.25		%
NON-PERFORMING ASSETS:
	Non-accrual loans	$	185,791		$	269,176		$	203,539
	Loans 90 days past due and accruing	27,035			41,427			30,434
	Total non-performing loans	212,826			310,603			233,973
	Other real estate owned	29,217			37,399			32,338
	Total non-performing assets	$	242,043		$	348,002		$	266,311
NON-PERFORMING LOANS, BY TYPE:
	Commercial - industrial, financial and agricultural	$	73,879		$	92,385		$	67,969
	Real estate - commercial mortgage	64,609			102,928			82,179
	Real estate - construction	32,742			52,381			43,124
	Real estate - residential mortgage	24,910			48,086			25,373
	Real estate - home equity	12,644			12,097			11,472
	Consumer	3,942			2,614			3,460
	Leasing	100			112			396
	Total non-performing loans	$	212,826		$	310,603		$	233,973

DELINQUENCY RATES, BY TYPE:
		September 30, 2012						September 30, 2011						June 30, 2012
		31-89 Days		≥90 Days (1)		Total		31-89 Days		≥90 Days (1)		Total		31-89 Days		≥90 Days (1)		Total
	Real estate - commercial mortgage	0.46	%	1.39	%	1.85	%	0.84	%	2.29	%	3.13	%	0.41	%	1.78	%	2.19	%
	Commercial - industrial, financial and agricultural	0.45	%	2.11	%	2.56	%	0.57	%	2.50	%	3.07	%	0.66	%	1.91	%	2.57	%
	Real estate - construction	0.95	%	5.48	%	6.43	%	1.28	%	8.08	%	9.36	%	0.95	%	6.96	%	7.91	%
	Real estate - residential mortgage	2.66	%	2.05	%	4.71	%	3.02	%	4.62	%	7.64	%	2.94	%	2.15	%	5.09	%
	Real estate - home equity	0.85	%	0.78	%	1.63	%	0.74	%	0.74	%	1.48	%	0.83	%	0.71	%	1.54	%
	Consumer, leasing and other	1.85	%	1.07	%	2.92	%	1.71	%	0.69	%	2.40	%	1.61	%	0.99	%	2.60	%
	Total	0.80	%	1.78	%	2.58	%	0.99	%	2.61	%	3.60	%	0.86	%	1.95	%	2.81	%
	(1) Includes non-accrual loans
ASSET QUALITY RATIOS:
		Sep 30		Sep 30		Jun 30
		2012		2011		2012
	Non-accrual loans to total loans	1.56	%	2.26	%	1.70	%
	Non-performing assets to total loans and OREO	2.02	%	2.92	%	2.22	%
	Non-performing assets to total assets	1.49	%	2.14	%	1.63	%
	Allowance for credit losses to loans outstanding	1.97	%	2.26	%	1.98	%
	Allowance for credit losses to non-performing loans	110.54	%	86.55	%	101.43	%
	Non-performing assets to tangible common shareholders' equity and allowance for credit losses	13.80	%	20.37	%	15.34	%