Bancorpsouth 10-K 23 Feb 16 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Feb. 19, 2016	Jun. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	BANCORPSOUTH INC
Entity Central Index Key	701,853
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Large Accelerated Filer
Entity Public Float			$ 2,382,000,000
Entity Common Stock, Shares Outstanding		94,237,752
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2015

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 154,192	$ 204,231
Interest bearing deposits with other banks	43,777	153,019
Available-for-sale securities, at fair value (amortized cost of 2,059,445 and $2,124,567, respectively)	2,082,329	2,156,927
Loans and leases	10,404,326	9,749,540
Less: Unearned income	31,548	36,604
Allowance for credit losses	126,458	142,443
Net loans and leases	10,246,320	9,570,493
Loans held for sale, at fair value	157,907	141,015
Premises and equipment, net	308,125	304,943
Accrued interest receivable	40,901	41,985
Goodwill	291,498	291,498
Other identifiable intangibles	20,545	24,508
Bank-owned life insurance	251,534	247,076
Other real estate owned	14,759	33,984
Other assets	186,775	156,690
Total Assets	13,798,662	13,326,369
Demand:
Noninterest bearing	3,031,528	2,778,686
Interest bearing	5,003,806	4,868,054
Savings	1,442,336	1,331,963
Other time	1,853,491	1,993,636
Total deposits	11,331,161	10,972,339
Federal funds purchased and securities sold under agreement to repurchase	405,937	388,166
Short term borrowings	62,000	3,500
Accrued interest payable	3,071	3,400
Junior subordinated debt securities	23,198	23,198
Long-term debt	69,775	78,148
Other liabilities	248,076	251,559
Total Liabilities	12,143,218	11,720,310
Shareholders' Equity
Common stock, $2.50 par value, Authorized - 500,000,000 shares; Issued - 94,162,728 and 96,254,903 shares, respectively	235,407	240,637
Capital surplus	282,934	324,271
Accumulated other comprehensive loss	(41,825)	(43,686)
Retained earnings	1,178,928	1,084,837
TOTAL SHAREHOLDERS' EQUITY	1,655,444	1,606,059
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 13,798,662	$ 13,326,369

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Available-for-sale securities, amortized cost	$ 2,059,445	$ 2,124,567
Shareholders' Equity
Common stock, par value (in dollars per share)	$ 2.50
Common stock, shares authorized (in shares)	500,000,000
Common stock, shares issued (in shares)	94,162,728	96,254,903

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
INTEREST REVENUE:
Loans and leases	$ 419,813	$ 404,559	$ 396,441
Deposits with other banks	438	532	1,694
Available-for-sale securities:
Taxable	26,308	27,755	33,286
Tax-exempt	13,075	14,462	15,547
Loans held for sale	4,744	2,949	2,539
Total interest revenue	464,378	450,257	449,507
Deposits:
Interest bearing demand	8,820	7,851	9,645
Savings	1,703	1,614	1,705
Other time	14,837	20,675	29,729
Federal funds purchased and securities sold under agreement to repurchase	383	331	297
Long-term debt	2,285	2,463	1,803
Junior subordinated debt	667	659	7,376
Other	1	2	3
Total interest expense	28,696	33,595	50,558
Net interest revenue	435,682	416,662	398,949
Provision for credit losses	(13,000)		7,500
Net interest revenue, after provision for credit losses	448,682	416,662	391,449
NONINTEREST REVENUE:
Mortgage lending	35,530	22,671	44,977
Credit card, debit card and merchant fees	36,533	35,303	33,005
Deposit service charges	46,765	50,622	52,905
Security gains, net	136	37	46
Insurance commissions	116,744	114,842	97,700
Wealth management	22,660	23,940	23,576
Other	19,600	21,731	22,857
Total noninterest revenue	277,968	269,146	275,066
NONINTEREST EXPENSE:
Salaries and employee benefits	322,469	307,828	306,696
Occupancy, net of rental income	41,866	41,345	41,109
Equipment	15,309	16,869	18,386
Deposit insurance assessments	9,509	8,190	11,755
Voluntary early retirement expense			10,850
Write-off and amortization of bond issue cost	48	48	2,995
Other	150,710	144,126	143,058
Total noninterest expense	539,911	518,406	534,849
Income before income taxes	186,739	167,402	131,666
Income tax expense	59,248	50,652	37,551
Net Income	$ 127,491	$ 116,750	$ 94,115
Earnings per share: Basic (in dollars per share)	$ 1.33	$ 1.22	$ 0.99
Earnings per share: Diluted (in dollars per share)	$ 1.33	$ 1.21	$ 0.99

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Consolidated Statements of Comprehensive Income [Abstract]
Net income	$ 127,491	$ 116,750	$ 94,115
Other comprehensive (loss) income, net of tax
Unrealized (losses) gains on securities	(5,847)	16,028	(38,065)
Pension and other postretirement benefits	7,708	(29,755)	16,752
Other comprehensive (loss) income	1,861	(13,727)	(21,313)
Comprehensive income	$ 129,352	$ 103,023	$ 72,802

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Capital Surplus [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Retained Earnings [Member]	Total
Balance at Dec. 31, 2012	$ 236,375	$ 311,909	$ (8,646)	$ 909,414	$ 1,449,052
Balance (in shares) at Dec. 31, 2012	94,549,867
Net income				94,115	94,115
Change in fair value of available-for-sale securities, net of tax effect			(38,065)		(38,065)
Change in pension funding status, net of tax effect			16,752		16,752
Comprehensive income					72,802
Exercise of stock options	$ 147	765			$ 912
Exercise of stock options (in shares)	58,982				64,000
Income tax benefit (expense) from exercise of stock options		139			$ 139
Recognition of stock compensation	$ 1,557	87			1,644
Recognition of stock compensation (in shares)	622,842
Cash dividends declared				(11,419)	(11,419)
Balance at Dec. 31, 2013	$ 238,079	312,900	(29,959)	992,110	1,513,130
Balance (in shares) at Dec. 31, 2013	95,231,691
Net income				116,750	116,750
Change in fair value of available-for-sale securities, net of tax effect			16,028		16,028
Change in pension funding status, net of tax effect			(29,755)		(29,755)
Comprehensive income					103,023
Exercise of stock options	$ 1,669	9,914			11,583
Exercise of stock options (in shares)	667,739
Income tax benefit (expense) from exercise of stock options		1,856			1,856
Recognition of stock compensation	$ 963	238			1,201
Recognition of stock compensation (in shares)	385,113
Repurchase of stock	$ (74)	(637)			(711)
Repurchase of stock (in shares)	(29,640)
Cash dividends declared				(24,023)	(24,023)
Balance at Dec. 31, 2014	$ 240,637	324,271	(43,686)	1,084,837	1,606,059
Balance (in shares) at Dec. 31, 2014	96,254,903
Net income				127,491	127,491
Change in fair value of available-for-sale securities, net of tax effect			(5,847)		(5,847)
Change in pension funding status, net of tax effect			7,708		7,708
Comprehensive income					129,352
Issuance of stock (in shares)	520,538
Exercise of stock options	$ 1,301	9,140			10,441
Income tax benefit (expense) from exercise of stock options		1,079			1,079
Recognition of stock compensation	$ 958	11,393			12,351
Recognition of stock compensation (in shares)	383,215
Repurchase of stock	$ (7,489)	(62,949)			(70,438)
Repurchase of stock (in shares)	(2,995,928)
Cash dividends declared				(33,400)	(33,400)
Balance at Dec. 31, 2015	$ 235,407	$ 282,934	$ (41,825)	$ 1,178,928	$ 1,655,444
Balance (in shares) at Dec. 31, 2015	94,162,728

Consolidated Statements of Sha7

Consolidated Statements of Shareholders' Equity (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Consolidated Statements of Shareholders' Equity and Comprehensive Income [Abstract]
Change in fair value of available-for-sale securities, tax effect	$ (3,629)	$ 9,951
Change in pension funding status, tax effect	$ 4,774		$ 10,376
Cash dividends declared (in dollars per share)		$ 0.25

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Operating Activities:
Net income	$ 127,491	$ 116,750	$ 94,115
Adjustment to reconcile net income to net cash provided by operating activities:
Provision for credit losses	(13,000)		7,500
Depreciation and amortization	26,288	27,272	26,544
Deferred taxes	(11,356)	(7,563)	3,358
Amortization of intangibles	3,963	4,443	2,979
Amortization of debt securities premium and discount, net	12,565	13,089	15,062
Share-based compensation expense	5,585	1,201	1,644
Security gains, net	(136)	(37)	(46)
Net deferred loan origination expense	(6,677)	(6,809)	(7,639)
Excess tax benefit from exercise of stock options	(1,079)	(1,856)	(139)
Decrease in interest receivable	1,084	165	2,206
Decrease in interest payable	(329)	(1,436)	(1,304)
Realized gain on mortgages sold	(46,058)	(31,941)	(49,304)
Proceeds from mortgages sold	1,468,729	914,084	1,530,589
Origination of mortgages held for sale	(1,440,411)	(920,689)	(1,424,983)
Loss on other real estate owned, net	5,703	14,545	7,385
Increase in bank-owned life insurance	(7,457)	(8,848)	(8,314)
(Increase) decrease in prepaid pension asset		26,263	(3,705)
Other, net	8,401	3,496	7,784
Net cash provided by operating activities	133,306	142,129	203,732
Investing Activities:
Proceeds from calls and maturities of available-for-sale securities	415,795	584,260	584,926
Proceeds from sales of available-for-sale securities	1,110
Purchases of available-for-sale securities	(374,181)	(252,467)	(718,432)
Net (increase) decrease in loans and leases	(663,573)	(803,858)	(361,383)
Purchases of premises and equipment	(30,401)	(17,211)	(25,459)
Proceeds from sale of premises and equipment	549	527	3,084
Acquisition of businesses, net of cash acquired		(7,060)	(17,360)
Proceeds from sale of other real estate owned	20,723	35,264	54,475
Proceeds of bank-owned life insurance, net of proceeds from death benefits	2,999	1,206
Other, net	(25)	(20)	117
Net cash (used in) provided by investing activities	(627,004)	(459,359)	(480,032)
Financing Activities:
Net (decrease) increase in deposits	358,822	198,503	(314,310)
Net increase (decrease) in short-term debt and other liabilities	76,254	(32,877)	6,403
Redemption of junior subordinated debt securities		(8,248)	(128,866)
Advances of long-term debt		8,000	50,000
Repayment of long-term debt	(8,373)	(8,066)	(1,786)
Issuance of common stock	10,441	11,583	912
Repurchase of common stock	(70,438)	(711)
Excess tax (benefit) expense from exercise of stock options	1,079	1,856	139
Payment of cash dividends	(33,368)	(23,983)	(11,383)
Net cash (used in) provided by financing activities	334,417	146,057	(398,891)
(Decrease) increase in Cash and Cash Equivalents	(159,281)	(171,173)	(675,191)
Cash and Cash Equivalents at Beginning of Year	357,250	528,423	1,203,614
Cash and Cash Equivalents at End of Year	$ 197,969	$ 357,250	$ 528,423

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2015
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	(1) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The consolidated financial statements of BancorpSouth, Inc. (the “Company”) have been prepared in conformity with U.S. GAAP. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheets and revenues and expenses for the periods reported. Actual results could differ significantly from those estimates. The Company’s subsidiaries are engaged in the business of banking, insurance, brokerage and other activities closely related to banking. The Company and its subsidiaries are subject to the regulations of certain federal and state regulatory agencies and undergo periodic examinations by those regulatory agencies. The following is a summary of the Company’s more significant accounting and reporting policies. Certain 2014 and 2013 amounts have been reclassified to conform with the 2015 presentation. Principles of Consolidation The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, BancorpSouth Bank and its wholly owned subsidiaries (the “Bank”) and Gumtree Wholesale Insurance Brokers, Inc. All significant intercompany accounts and transactions have been eliminated in consolidation. Cash Flow Statements Cash equivalents include cash and amounts due from banks, including interest bearing deposits with other banks. The Company paid interest of $29.0 million, $35.0 million and $51.9 million and income taxes of $78.4 million, $60.7 million and $39.5 million for the years ended December 31, 2015, 2014 and 2013, respectively. Loans and leases of $26.7 million, $25.0 million and $42.2 million were charged-off during 2015, 2014 and 2013, respectively. Unsettled purchases of securities were $10.0 million and $1.2 million at December 31, 2014 and 2013, respectively. There were no unsettled purchases of securities at December 31, 2015. Loans foreclosed and transferred to OREO were $7.4 million, $14.7 million and $29.3 million during 2015, 2014 and 2013, respectively. Loans to facilitate the sale of other real estate owned were $1.5 million, $4.4 million and $13.7 million for the years ended December 31, 2015, 2014 and 2013, respectively. Securities Securities are classified as either held-to-maturity, trading or available-for-sale. Held-to-maturity securities are debt securities for which the Company has the ability and management has the intent to hold to maturity. They are reported at amortized cost. Trading securities are debt and equity securities that are bought and held principally for the purpose of selling them in the near term. They are reported at fair value, with unrealized gains and losses included in earnings. Available-for-sale securities are debt and equity securities not classified as either held-to-maturity securities or trading securities. They are reported at fair value, with unrealized gains and losses excluded from earnings and reported, net of tax, as a separate component of shareholders’ equity until realized. Gains and losses on securities are determined on the identified certificate basis. Amortization of premium and accretion of discount are computed using the interest method. Securities are evaluated periodically to determine whether a decline in their value is other-than-temporary. The term “other-than-temporary” is not intended to indicate a permanent decline in value. Rather, it means that the prospects for near term recovery of value are not necessarily favorable, or that there is a lack of evidence to support fair values equal to, or greater than, the carrying value of the investment. Management reviews criteria such as the magnitude and duration of the decline, as well as the reasons for the decline, and whether the Company would be required to sell the securities before a full recovery of costs in order to predict whether the loss in value is other-than-temporary. Once a decline in value is determined to be other-than-temporary, the impairment is separated into (a) the amount of the impairment related to the credit loss and (b) the amount of the impairment related to all other factors. The value of the security is reduced by the other-than-temporary impairment with the amount of the impairment related to credit loss recognized as a charge to earnings and the amount of the impairment related to all other factors recognized in other comprehensive income. Securities Purchased and Sold Under Agreements to Resell or Repurchase Securities purchased under agreements to resell are accounted for as short-term investments and securities sold under agreements to repurchase are accounted for as collateralized financing transactions and are recorded at the amounts at which the securities were acquired or sold plus accrued interest. The securities pledged as collateral are generally U.S. government and federal agency securities. Loans and Leases Loans and leases are recorded at the face amount of the notes reduced by collections of principal. Loans and leases include net unamortized deferred origination costs and fees. Net deferred origination costs and fees are recognized as a component of income using the effective interest method. In the event of a loan pay-off, the remaining net deferred origination costs and fees are automatically recognized into income and/or expense. Where doubt exists as to the collectibility of the loans and leases, interest income is recorded as payment is received. Interest is recorded monthly as earned on all other loans. Loans of $500,000 or more that become 60 or more days past due are identified for review by the impairment group of the Bank, which decides whether an impairment exists and to what extent a specific allowance for credit loss should be made. Loans that do not meet these requirements may also be identified by management for impairment review, particularly if the loan is a small loan that is part of a larger relationship. Loans subject to such review are evaluated as to collateral dependency, current collateral value, guarantor or other financial support and likely disposition. Each such loan is individually evaluated for impairment. The impairment evaluation of real estate loans generally focuses on the fair value of underlying collateral obtained from appraisals, as the repayment of these loans may be dependent on the liquidation of the collateral. In certain circumstances, other information such as comparable sales data is deemed to be a more reliable indicator of fair value of the underlying collateral than the most recent appraisal. In these instances, such information is used in determining the impairment recorded for the loan. As the repayment of commercial and industrial loans is generally dependent upon the cash flow of the borrower or guarantor support, the impairment evaluation generally focuses on the discounted future cash flows of the borrower or guarantor support, as well as the projected liquidation of any pledged collateral. The Bank’s impairment group reviews the results of each evaluation and approves the final impairment amounts, which are then included in the analysis of the adequacy of the allowance for credit losses in accordance with FASB ASC 310. Loans identified for impairment are placed in non-accrual status. A new appraisal is generally ordered for loans greater than $500,000 that have characteristics of potential impairment, such as delinquency or other loan-specific factors identified by management, when a current appraisal (dated within the prior 12 months) is not available or when a current appraisal uses assumptions that are not consistent with the expected disposition of the loan collateral. In order to measure impairment properly at the time that a loan is deemed to be impaired, a staff appraiser may estimate the collateral fair value based upon earlier appraisals, sales contracts, approved foreclosure bids, comparable sales, officer estimates or current market conditions until a new appraisal is received. This estimate can be used to determine the extent of the impairment on the loan. After a loan is deemed to be impaired, it is management’s policy to obtain an updated appraisal on at least an annual basis. Management performs a review of the pertinent facts and circumstances of each impaired loan, such as changes in outstanding balances, information received from loan officers, and receipt of re-appraisals, on a monthly basis. As of each review date, management considers whether additional impairment should be recorded based on recent activity related to the loan-specific collateral as well as other relevant comparable assets. Any adjustment to reflect further impairments, either as a result of management’s periodic review or as a result of an updated appraisal, are made through recording additional loan loss provisions or charge-offs. At December 31, 2015, impaired loans totaled $ 51.4 million, which was net of cumulative charge-offs of $11.4 million. Additionally, the Company had specific reserves of $2.4 million included in the allowance for credit losses. Impaired loans at December 31, 2015 were primarily from the Company’s commercial real estate portfolio. Impaired loan charge-offs are determined necessary when management does not anticipate any future recovery of collateral values. The loans were evaluated for impairment based on the fair value of the underlying collateral securing the loan. As part of the impairment review process, appraisals are used to determine the property values. The appraised values that are used are generally based on the disposition value of the property, which assumes Bank ownership of the property “as-is” and a 180 - 360 day marketing period. If a current appraisal or one with an inspection date within the past 12 months using the necessary assumptions is not available, a new third-party appraisal is ordered. In cases where an impairment exists and a current appraisal is not available at the time of review, a staff appraiser may determine an estimated value based upon earlier appraisals, the sales contract, approved foreclosure bids, comparable sales, comparable appraisals, officer estimates or current market conditions until a new appraisal is received. After a new appraisal is received, the value used in the review will be updated and any adjustments to reflect further impairments are made. Appraisals are obtained from state-certified appraisers based on certain assumptions which may include foreclosure status, bank ownership, OREO marketing period of 180 days, costs to sell, construction or development status and the highest and best use of the property. A staff appraiser may make adjustments to appraisals based on sales contracts, comparable sales and other pertinent information if an appraisal does not incorporate the effect of these assumptions. When a guarantor is relied upon as a source of repayment, the Company analyzes the strength of the guaranty. This analysis varies based on circumstances, but may include a review of the guarantor’s personal and business financial statements and credit history, a review of the guarantor’s tax returns and the preparation of a cash flow analysis of the guarantor. Management will continue to update its analysis on individual guarantors as circumstances change. Because of the continued weakness in the economy, subsequent analyses may result in the identification of the inability of some guarantors to perform under the agreed upon terms. The Bank's policy provides that loans and leases are generally placed in non-accrual status if, in management’s opinion, payment in full of principal or interest is not expected or payment of principal or interest is more than 90 days past due, unless the loan or lease is both well-secured and in the process of collection. Once placed in non-accrual status, all accrued but uncollected interest related to the current fiscal year is reversed against the appropriate interest and fee income on loans and leases account with any accrued but uncollected interest related to prior fiscal years reversed against the allowance for credit losses account. In the normal course of business, management grants concessions to borrowers, which would not otherwise be considered, where the borrowers are experiencing financial difficulty. Loans identified as meeting the criteria set out in FASB ASC 310 are identified as TDRs. The concessions granted most frequently for TDRs involve reductions or delays in required payments of principal and interest for a specified time, the rescheduling of payments in accordance with a bankruptcy plan or the charge-off of a portion of the loan. In most cases, the conditions of the credit also warrant nonaccrual status, even after the restructure occurs. As part of the credit approval process, the restructured loans are evaluated for adequate collateral protection in determining the appropriate accrual status at the time of restructure. TDR loans may be returned to accrual status in years after the restructure if there has been at least a six -month sustained period of repayment performance under the restructured loan terms by the borrower and the interest rate at the time of restructure was at or above market for a comparable loan. During 2015, the most common concessions involved rescheduling payments of principal and interest over a longer amortization period, granting a period of reduced principal payment or interest only payment for a limited time period, or the rescheduling of payments in accordance with a bankruptcy plan. Provision and Allowance for Credit Losses The provision for credit losses is the periodic cost of providing an allowance or reserve for estimated probable losses on loans and leases. The Bank’s Board of Directors has appointed a Credit Committee, composed of senior management and loan administration staff, which meets on at least a quarterly basis and more frequently if necessary to review the recommendations of several internal working groups developed for specific purposes including the allowance for loans and lease losses, impairments and charge-offs. The allowance for loan and lease losses group (“ALLL group”) bases its estimates of credit losses on three primary components: (1) estimates of inherent losses that may exist in various segments of performing loans and leases; (2) specifically identified losses in individually analyzed credits; and (3) qualitative factors that may impact the performance of the loan and lease portfolio. Factors such as financial condition of the borrower and guarantor, recent credit performance, delinquency, liquidity, cash flows, collateral type and value are used to assess credit risk. Expected loss estimates are influenced by the historical losses experienced by the Bank for loans and leases of comparable creditworthiness and structure. Specific loss assessments are performed for loans and leases of significant size and delinquency based upon the collateral protection and expected future cash flows to determine the amount of impairment under FASB ASC 310. In addition, qualitative factors such as changes in economic and business conditions, portfolio concentrations of risk, loan and lease growth, acquisitions and changes in portfolio risk resulting from regulatory changes are considered in determining the adequacy of the level of the allowance for credit losses. Attention is paid to the quality of the loan and lease portfolio through a formal loan review process. An independent loan review department of the Bank is responsible for reviewing the credit rating and classification of individual credits and assessing trends in the portfolio, adherence to internal credit policies and procedures and other factors that may affect the overall adequacy of the allowance for credit losses. The ALLL group is responsible for ensuring that the allowance for credit losses provides coverage of both known and inherent losses. The ALLL group meets at least quarterly to determine the amount of adjustments to the allowance for credit losses. The ALLL group is composed of senior management from the Bank’s loan administration and finance departments. In 2010, the Bank established an impairment group. The impairment group is responsible for evaluating loans that have been specifically identified through various channels, including examination of the Bank’s watch list, past due listings, findings of the internal loan review department, loan officer assessments and loans to borrowers or industries known to be experiencing problems. For all loans identified, the responsible loan officer in conjunction with his credit administrator is required to prepare an impairment analysis to be reviewed by the impairment group. The impairment group deems that a loan is impaired if it is probable that the Company will be unable to collect the contractual principal and interest on the loan. The impairment group also evaluates the circumstances surrounding the loan in order to determine if the loan officer used the most appropriate method for assessing the impairment of the loan (i.e., present value of expected future cash flows, observable market price or fair value of the underlying collateral). The impairment group meets on a monthly basis. If concessions are granted to a borrower as a result of its financial difficulties, the loan is classified as a TDR and analyzed for possible impairment as part of the credit approval process. TDRs determined to be impaired are reserved in accordance with FASB ASC 310 in the same manner as impaired loans which are not TDRs. Should the borrower’s financial condition, collateral protection or performance deteriorate, warranting reassessment of the loan rating or impairment, additional reserves may be required. Any loan or portion thereof which is classified as “loss” by regulatory examiners or which is determined by management to be uncollectible, because of factors such as the borrower’s failure to pay interest or principal, the borrower’s financial condition, economic conditions in the borrower’s industry or the inadequacy of underlying collateral, is charged off. In addition, bank regulatory agencies periodically review the Bank’s allowance for credit losses and may require an increase in the provision for credit losses or the recognition of further loan charge-offs, based on judgments different than those of management. Loans Held for Sale In the second quarter of 2014 the Company elected to carry loans held for sale at fair value. The fair value of loans held for sale is based on commitments outstanding from investors as well as what secondary markets are currently offering for portfolios with similar characteristics. Loans held for sale are subjected to recurring fair value adjustments. Loan sales are recognized when the transaction closes, the proceeds are collected, ownership is transferred and, through the sales agreement, continuing involvement consists of the right to service the loan for a fee for the life of the loan, if applicable. Gains on the sale of loans held for sale are recorded as part of mortgage lending revenue on the statement of income. In the course of conducting the Company’s mortgage lending activities of originating mortgage loans and selling those loans in the secondary market, various representations and warranties are made to the purchasers of the mortgage loans. Every loan closed by the Bank’s mortgage center is run through a government agency automated underwriting system. Any exceptions noted during this process are remedied prior to sale. These representations and warranties also apply to underwriting the real estate appraisal opinion of value for the collateral securing these loans. Under the representations and warranties, failure by the Company to comply with the underwriting and/or appraisal standards could result in the Company being required to repurchase the mortgage loan or to reimburse the investor for losses incurred (i.e., make whole requests) if such failure cannot be cured by the Company within the specified period following discovery. During 2015, 24 mortgage loans totaling $2.0 million were repurchased or otherwise settled as a result of underwriting and appraisal standard exceptions or make whole requests. Losses of approximately $442,000 were recognized related to these repurchased and make whole loans. During 2014, 21 loans totaling approximately $2.1 million were repurchased or otherwise settled as a result of underwriting and appraisal standard exceptions or make whole requests. Losses of approximately $913,000 were recognized related to these repurchased and make whole loans. During 2013, 16 mortgage loans totaling $931,000 were repurchased or otherwise settled as a result of underwriting and appraisal standard exceptions or make whole requests. Losses of approximately $661,000 were recognized related to these repurchased and make whole loans. At December 31, 2015, the Company had reserved $1.3 million for potential losses from representation and warranty obligations. Government National Mortgage Association (“GNMA”) optional repurchase programs allow financial institutions to buy back individual delinquent mortgage loans that meet certain criteria from the securitized loan pool for which the institution provides servicing. At the servicer’s option and without GNMA’s prior authorization, the servicer may repurchase such a delinquent loan for an amount equal to 100% of the remaining principal balance of the loan. Under FASB ASC 860, this buy-back option is considered a conditional option until the delinquency criteria are met, at which time the option becomes unconditional. When the Company is deemed to have regained effective control over these loans under the unconditional buy-back option, the loans can no longer be reported as sold and must be brought back onto the balance sheet as loans held for sale, regardless of whether the Company intends to exercise the buy-back option. These loans are reported as held for sale in accordance with U.S. GAAP with the offsetting liability being reported as other liabilities. At December 31, 2015, the amount of loans subject to buy back was $22.7 million. Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization. Provisions for depreciation and amortization, computed using straight-line methods, are charged to expense over the shorter of the lease term or the estimated useful lives of the assets. Costs of major additions and improvements are capitalized. Expen ditures for routine maintenance and repairs are charged to expense as incurred. Other Real Estate Owned Real estate acquired through foreclosure, consisting of properties obtained through foreclosure proceedings or acceptance of a deed in lieu of foreclosure, is reported on an individual asset basis at the lower of cost or fair value, less estimated selling costs. Fair value is determined on the basis of current appraisals, comparable sales and other estimates of value obtained principally from independent sources. Any excess of the loan balance at the time of foreclosure over the fair value of the real estate held as collateral is charged to the allowance for credit losses. Based upon management’s evaluation of the real estate acquired through foreclosure, additional expense may be recorded and included in other noninterest expense when necessary in an amount sufficient to reflect any declines in estimated fair value. Gains and losses realized on the disposition of the properties are included in other noninterest expense. Goodwill and Other Intangible Assets Goodwill represents costs in excess of the fair value of net assets acquired in connection with purchase business combinations. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but instead tested for impairment at least annually in accordance with the provisions of FASB ASC 350, Intangibles – Goodwill and Other. Intangible assets with estimable useful lives are amortized over their respective estimated useful lives to their estimated residual values, and reviewed for impairment in accordance with FASB ASC 360, Property, Plant and Equipment. Goodwill and other intangible assets are reviewed annually within the fourth quarter for possible impairment, or sooner if a goodwill impairment indicator is identified. If impaired, the asset is written down to its estimated fair value. No impairment charges have been recognized through December 31, 2015. See Note 9, Goodwill and Other Intangible Assets, for additional information. Mortgage Servicing Rights The Company recognizes as assets the rights to service mortgage loans for others, known as MSRs. The Company records MSRs at fair value on a recurring basis with subsequent remeasurement of MSRs based on change in fair value in accordance with FASB ASC 860. An estimate of the fair value of the Company’s MSRs is determined utilizing assumptions about factors such as mortgage interest rates, discount rates, mortgage loan prepayment speeds, market trends and industry demand. Because the valuation is determined by using discounted cash flow models, the primary risk inherent in valuing the MSRs is the impact of fluctuating interest rates on the estimated life of the servicing revenue stream. The use of different estimates or assumptions could also produce different fair values. The Company has historically not hedged the MSR asset. At December 31, 2015 there was a hedge in place designed to cover approximately 3% of the MSR value. The Company is susceptible to fluctuations in their value in changing interest rate environments. MSRs are included in the other assets category of the consolidated balance sheet. Changes in the fair value of MSRs are recorded as part of mortgage lending noninterest revenue on the consolidated statement of income. Pension and Postretirement Benefits Accounting The Company accounts for its defined benefit pension plans using an actuarial model as required by FASB ASC 715. This model uses an approach that allocates pension costs over the service period of employees in the plan. The Company also accounts for its other postretirement benefits using the requirements of FASB ASC 715. FASB ASC 715 requires the Company to recognize net periodic postretirement benefit costs as employees render the services necessary to earn their postretirement benefits. The principle underlying the accounting as required by FASB ASC 715 is that employees render service ratably over the service period and, therefore, the income statement effects of the Company’s defined benefit pension and postretirement benefit plans should follow the same pattern. The Company accounts for the over-funded or under-funded status of its defined benefit and other postretirement plans as an asset or liability in its consolidated balance sheets and recognizes changes in that funded status in the year in which the changes occur through comprehensive income, as required by FASB ASC 715. The discount rate is the rate used to determine the present value of the Company’s future benefit obligations for its pension and other postretirement benefit plans. The Company determines the discount rate to be used to discount plan liabilities at the measurement date with the assistance of its actuary using the actuary’s proprietary model. The Company developed a level equivalent yield using its actuary’s model as of December 31, 2015 and the expected cash flows from the BancorpSouth, Inc. Retirement Plan (the “Basic Plan”), the BancorpSouth, Inc. Restoration Plan (the “Restoration Plan”) and the BancorpSouth, Inc. Supplemental Executive Retirement Plan (the “Supplemental Plan”). Based on this analysis, the Company established its discount rate assumptions for determination of the projected benefit obligation at 4.44% for the Basic Plan, 4.20% for the Restoration Plan and 3.40% for the Supplemental Plan based on a December 31, 2015 measurement date. In 2016, we will change the method utilized to estimate the service cost and interest cost components of net periodic benefit costs for our defined benefit pension plans. Historically, we estimated the service cost and interest cost components using a single weighted average discount rate derived from the yield curve used to measure the benefit obligation at the beginning of the period. We will elect to use a spot rate approach for our plans in the estimation of these components of benefit cost by applying the specific spot rates along the yield curve to the relevant projected cash flows, as we believe this provides a better estimate of service and interest costs. We consider this a change in estimate and, accordingly, will account for it prospectively starting in 2016. This change does not affect the measurement of our total benefit obligation. The Company measured benefit obligations using the most recent RP-2014 mortality tables and MP-2015 mortality improvement scale in selecting mortality assumptions as of December 31, 2015. Stock-Based Compensation At December 31, 2015, the Company had three stock-based employee compensation plans. The Company recognizes compensation costs related to these stock-based employee compensation plans in accordance with FASB ASC 718, Compensation – Stock Compensation (“FASB ASC 718”). See Note 16, Stock Incentive and Stock Option Plans, for further disclosures regarding stock-based compensation. Derivative Instruments The derivative instruments held by the Company include commitments to fund fixed-rate mortgage loans to customers and forward commitments to sell individual, fixed-rate mortgage loans. The Company’s objective in obtaining the forward commitments is to mitigate the interest rate risk associated with the commitments to fund the fixed-rate mortgage loans. Both the commitments to fund fixed-rate mortgage loans and the forward commitments to sell individual fixed-rate mortgage loans are reported at fair value, with adjustments being recorded in current period earnings, and are not accounted for as hedges. The Company also enters into derivative financial instruments to meet the financing, interest rate and equity risk management needs of its customers. Upon entering into these instruments to meet customer needs, the Company enters into offsetting positions to minimize interest rate and equity risk to the Company. These derivative financial instruments are reported at fair value with any resulting gain or loss recorded in current period earnings. These instruments and their offsetting positions are recorded in other assets and other liabilities on the consolidated balance sheets. As of December 31, 2015, the notional amount of customer related derivative financial instruments was $ 255.6 million with an average maturity of 42.1 months, an average interest receive rate of 2.6% and an average interest pay rate of 5.6% . Income Taxes Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. Deferred tax assets and liabilities are included in the other assets and other liabilities category of the consolidated balance sheet as applicable. Insurance Commissions Commission income is recorded as of the effective date of insurance coverage or the billing date, whichever is later. Contingent commissions and commissions on premiums billed and collected directly by insurance companies are recorded as revenue when received, which is our first notification of amounts earned. The income effects of subsequent premium and fee adjustments are recorded when the adjustments become known. Recent Pronouncements In January 2013, the FASB issued an ASU regarding clarification of the scope of disclosures about offsetting assets and liabilities. This ASU limits the scope of the new balance sheet offsetting disclosures in the original ASU issued in 2011 with respect to derivatives, repurchase agreements and securities lending transactions to the extent that they are (1) offset in the financial statements or (2) subject to an enforceable master netting arrangement or similar agreement. Thi

BUSINESS COMBINATIONS

BUSINESS COMBINATIONS	12 Months Ended
	Dec. 31, 2015
BUSINESS COMBINATIONS [Abstract]
BUSINESS COMBINATIONS	(2) BUSINESS COMBINATIONS On April 10, 2014 , the Company purchased certain assets of Knox Insurance Group, LLC (“Knox”), an independent insurance agency located in Lafayette, Louisiana. Consideration paid to complete this transaction consisted of cash paid to Knox shareholders in the aggregate amount of $7.0 million. The provisions of the related purchase agreement also provide for additional aggregate consideration of up to $2.4 million in cash to be paid in three annual installments if certain performance criteria are met. As of December 31, 2015, the Company has paid approximately $352,000 in cash under this agreement. This acquisition was not material to the financial position or results of operations of the Company. On December 18, 2013 , the Company announced the purchase of certain assets of GEM Insurance Agencies, LP (“GEM”), an independent insurance agency located in Houston, Texas. Consideration paid to complete this transaction consisted of cash paid to GEM in the aggregate amount of $20.7 million . The provisions of the related purchase agreement also provide for additional aggregate consideration of up to $6.2 million in cash to be paid in three annual installments if certain performance criteria are met. As of December 31, 2015, the Company has paid $3.0 million in cash under this agreement. This acquisition was not material to the financial position or results of operations of the Company.

HELD-TO-MATURITY SECURITIES

HELD-TO-MATURITY SECURITIES	12 Months Ended
	Dec. 31, 2015
HELD-TO-MATURITY SECURITIES [Abstract]
HELD-TO-MATURITY SECURITIES	(3) HELD-TO-MATURITY SECURITIES The Company had no held to maturity securities as of December 31, 2015, 2014 and 2013.

AVAILABLE-FOR-SALE SECURITIES

AVAILABLE-FOR-SALE SECURITIES	12 Months Ended
	Dec. 31, 2015
AVAILABLE-FOR-SALE SECURITIES [Abstract]
AVAILABLE-FOR-SALE SECURITIES	(4) AVAILABLE-FOR-SALE SECURITIES A comparison of amortized cost and estimated fair values of available-for-sale securities as of December 31, 2015 and 2014 follows: 2015 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) U.S. Government agencies $ 1,246,261 $ 826 $ 2,447 $ 1,244,640 Government agency issued residential mortgage-backed securities 138,759 1,957 176 140,540 Government agency issued commercial mortgage-backed securities 261,544 2,414 3,265 260,693 Obligations of states and political subdivisions 394,769 22,813 83 417,499 Other 18,112 845 - 18,957 Total $ 2,059,445 $ 28,855 $ 5,971 $ 2,082,329 2014 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) U.S. Government agencies $ 1,213,310 $ 4,093 $ 2,349 $ 1,215,054 Government agency issued residential mortgage-backed securities 204,918 4,751 439 209,230 Government agency issued commercial mortgage-backed securities 241,449 2,319 3,200 240,568 Obligations of states and political subdivisions 458,026 25,986 148 483,864 Other 6,864 1,347 - 8,211 Total $ 2,124,567 $ 38,496 $ 6,136 $ 2,156,927 At December 31, 2015, the Company’s available-for-sale securities included FHLB stock with a carrying value of $18.0 million compared to a required investment of $9.1 million. FHLB stock is carried at amortized cost in the financial statements. Gross gains of approximately $136,000 and no gross losses were recognized in 2015, gross gains of approximately $49,000 and gross losses of approximately $12,000 were recognized in 2014 and gross gains of approximately $72,000 and gross losses of approximately $26,000 were recognized in 2013 on available-for-sale securities. No other-than-temporary impairment was recorded in 2015, 2014 or 2013. Available-for-sale securities with a carrying value of $1.6 billion at December 31, 2015 were pledged to secure public and trust funds on deposit and for other purposes. Included in available-for-sale securities at December 31, 2015, were securities with a carrying value of $ 206.1 million issued by a political subdivision within the State of Mississippi and securities with a carrying value of $ 80.1 million issued by a political subdivision within the State of Arkansas. The amortized cost and estimated fair value of available-for-sale securities at December 31, 2015 by contractual maturity are shown below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Equity securities are considered as maturing after ten years. Estimated Weighted Amortized Fair Average Cost Value Yield (Dollars in thousands) Maturing in one year or less $ 312,736 $ 313,092 1.34 % Maturing after one year through five years 1,036,108 1,035,443 1.30 Maturing after five years through ten years 49,860 52,335 5.40 Maturing after ten years 260,438 280,226 5.81 Mortgage-backed securities 400,303 401,233 2.11 Total $ 2,059,445 $ 2,082,329 A summary of temporarily impaired available-for-sale investments with continuous unrealized loss positions at December 31, 2015 and 2014 follows: 2015 Less Than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. Government agencies $ 762,568 $ 2,447 $ - $ - $ 762,568 $ 2,447 Government agency issued residential mortgage-backed securities 34,238 176 - - 34,238 176 Government agency issued commercial mortgage-backed securities 193,621 2,710 31,166 555 224,787 3,265 Obligations of states and political subdivisions 13,576 70 2,856 13 16,432 83 Total $ 1,004,003 $ 5,403 $ 34,022 $ 568 $ 1,038,025 $ 5,971 2014 Less Than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. Government agencies $ 237,891 $ 471 $ 283,643 $ 1,878 $ 521,534 $ 2,349 Government agency issued residential mortgage-backed securities - - 24,565 439 24,565 439 Government agency issued commercial mortgage-backed securities 3,822 24 203,520 3,176 207,342 3,200 Obligations of states and political subdivisions 17,317 62 10,616 86 27,933 148 Total $ 259,030 $ 557 $ 522,344 $ 5,579 $ 781,374 $ 6,136 Based upon a review of the credit quality of these securities, and considering that the issuers were in compliance with the terms of the securities, management had no intent to sell these securities, and it was more likely than not that the Company would not be required to sell the securities prior to recovery of costs. Therefore, the impairments related to these securities were determined to be temporary. No other-than-temporary impairment was recorded in 2015.

LOANS AND LEASES

LOANS AND LEASES	12 Months Ended
	Dec. 31, 2015
LOANS AND LEASES [Abstract]
LOANS AND LEASES	(5) LOANS AND LEASES The Company’s loan and lease portfolio is disaggregated into the following segments: commercial and industrial; real estate; credit card; and all other loans and leases. The real estate segment is further disaggregated into the following classes: consumer mortgage; home equity; agricultural; commercial and industrial-owner occupied; construction, acquisition and development and commercial. A summary of gross loans and leases by segment and class at December 31, 2015 and 2014 follows: 2015 2014 (In thousands) Commercial and industrial $ 1,752,273 $ 1,753,041 Real estate Consumer mortgages 2,472,202 2,257,726 Home equity 589,752 531,374 Agricultural 259,360 239,616 Commercial and industrial-owner occupied 1,617,429 1,522,536 Construction, acquisition and development 945,045 853,623 Commercial real estate 2,188,048 1,961,977 Credit cards 112,165 113,426 All other 468,052 516,221 Total gross loans and leases $ 10,404,326 $ 9,749,540 The following table shows the Company’s loans and leases, net of unearned income, as of December 31, 2015 by geographical location: Alabama and Florida Panhandle Arkansas Louisiana Mississippi Missouri Tennessee Texas Other Total (In thousands) Commercial and industrial $ 160,361 $ 199,347 $ 202,755 $ 618,901 $ 79,928 $ 116,514 $ 237,102 $ 132,866 $ 1,747,774 Real estate Consumer mortgages 296,698 330,780 219,334 818,423 71,915 273,980 443,852 17,220 2,472,202 Home equity 83,979 42,448 63,859 221,588 23,163 142,825 10,264 1,626 589,752 Agricultural 7,852 86,172 30,930 78,729 3,118 12,468 40,091 - 259,360 Commercial and industrial-owner occupied 181,017 194,152 181,567 677,686 47,937 132,156 202,914 - 1,617,429 Construction, acquisition and development 108,851 97,151 76,801 315,295 22,621 138,126 186,200 - 945,045 Commercial real estate 332,985 360,884 241,093 593,677 206,352 184,338 268,719 - 2,188,048 Credit cards* - - - - - - - 112,165 112,165 All other 72,347 48,554 30,130 165,509 3,081 41,062 56,900 23,420 441,003 Total $ 1,244,090 $ 1,359,488 $ 1,046,469 $ 3,489,808 $ 458,115 $ 1,041,469 $ 1,446,042 $ 287,297 $ 10,372,778 * Credit card receivables are spread across all geographic regions but are not viewed by the Company’s management as part of the geographic breakdown. The Company’s loan concentrations which exceed 10% of total loans are reflected in the preceding tables. A substantial portion of construction, acquisition and development loans are secured by real estate in markets in which the Company is located. The Company’s loan policy generally prohibits the use of interest reserves on loans made after March 2010. Certain of the construction, acquisition and development loans were structured with interest-only terms. A portion of the consumer mortgage and commercial real estate portfolios originated through the permanent financing of construction, acquisition and development loans. Future economic distress could negatively impact additional borrowers’ and guarantors’ ability to repay their debt which will make more of the Company’s loans collateral dependent. The following tables provide details regarding the aging of the Company’s loan and lease portfolio, net of unearned income, at December 31, 2015 and 2014: 2015 90+ Days 30-59 Days 60-89 Days 90+ Days Total Total Past Due still Past Due Past Due Past Due Past Due Current Outstanding Accruing (In thousands) Commercial and industrial $ 2,038 $ 817 $ 4,731 $ 7,586 $ 1,740,188 $ 1,747,774 $ 60 Real estate Consumer mortgages 13,827 4,692 13,604 32,123 2,440,079 2,472,202 1,655 Home equity 2,589 268 1,896 4,753 584,999 589,752 - Agricultural 176 139 - 315 259,045 259,360 - Commercial and industrial-owner occupied 1,189 3,105 4,034 8,328 1,609,101 1,617,429 - Construction, acquisition and development 1,017 207 2,409 3,633 941,412 945,045 - Commercial real estate 2,840 187 6,286 9,313 2,178,735 2,188,048 - Credit cards 420 343 323 1,086 111,079 112,165 298 All other 628 262 105 995 440,008 441,003 - Total $ 24,724 $ 10,020 $ 33,388 $ 68,132 $ 10,304,646 $ 10,372,778 $ 2,013 2014 90+ Days 30-59 Days 60-89 Days 90+ Days Total Total Past Due still Past Due Past Due Past Due Past Due Current Outstanding Accruing (In thousands) Commercial and industrial $ 2,322 $ 544 $ 601 $ 3,467 $ 1,743,019 $ 1,746,486 $ 41 Real estate Consumer mortgages 10,725 3,797 11,167 25,689 2,232,037 2,257,726 1,828 Home equity 1,834 397 658 2,889 528,485 531,374 - Agricultural 365 1 130 496 239,120 239,616 - Commercial and industrial-owner occupied 1,005 463 3,337 4,805 1,517,731 1,522,536 39 Construction, acquisition and development 4,547 278 1,568 6,393 847,230 853,623 387 Commercial real estate 4,722 1 1,545 6,268 1,955,709 1,961,977 137 Credit cards 447 312 379 1,138 112,288 113,426 327 All other 1,562 203 102 1,867 484,305 486,172 4 Total $ 27,529 $ 5,996 $ 19,487 $ 53,012 $ 9,659,924 $ 9,712,936 $ 2,763 The Company utilizes an internal loan classification system to grade loans according to certain credit quality indicators. These credit quality indicators include, but are not limited to, recent credit performance, delinquency, liquidity, cash flows, debt coverage ratios, collateral type and loan-to-value ratio. The Company’s internal loan classification system is compatible with classifications used by the FDIC, as well as other regulatory agencies. Loans may be classified as follows: Pass: Loans which are performing as agreed with few or no signs of weakness. These loans show sufficient cash flow, capital and collateral to repay the loan as agreed. Special Mention: Loans where potential weaknesses have developed which could cause a more serious problem if not corrected. Substandard: Loans where well-defined weaknesses exist that require corrective action to prevent further deterioration. Doubtful: Loans having all the characteristics of Substandard and which have deteriorated to a point where collection and liquidation in full is highly questionable. Loss: Loans that are considered uncollectible or with limited possible recovery. Impaired: Loans for which it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement and for which a specific impairment reserve has been considered. The following tables provide details of the Company’s loan and lease portfolio, net of unearned income, by segment, class and internally assigned grade at December 31, 2015 and 2014: December 31, 2015 Special Pass Mention Substandard Doubtful Loss Impaired Total (In thousands) Commercial and industrial $ 1,721,118 $ - $ 19,529 $ - $ - $ 7,127 $ 1,747,774 Real estate Consumer mortgage 2,399,081 - 68,768 363 - 3,990 2,472,202 Home equity 577,539 - 10,418 - - 1,795 589,752 Agricultural 250,579 - 7,909 - - 872 259,360 Commercial and industrial-owner occupied 1,554,984 - 50,304 - - 12,141 1,617,429 Construction, acquisition and development 920,372 - 17,090 - - 7,583 945,045 Commercial real estate 2,124,448 - 45,658 161 - 17,781 2,188,048 Credit cards 112,165 - - - - - 112,165 All other 433,333 - 7,465 102 - 103 441,003 Total $ 10,093,619 $ - $ 227,141 $ 626 $ - $ 51,392 $ 10,372,778 December 31, 2014 Special Pass Mention Substandard Doubtful Loss Impaired Total (In thousands) Commercial and industrial $ 1,709,475 $ 978 $ 33,879 $ - $ - $ 2,154 $ 1,746,486 Real estate Consumer mortgage 2,167,965 - 84,975 - - 4,786 2,257,726 Home equity 521,011 - 9,744 - - 619 531,374 Agricultural 227,688 - 11,928 - - - 239,616 Commercial and industrial-owner occupied 1,450,158 - 64,420 491 - 7,467 1,522,536 Construction, acquisition and development 811,227 - 39,675 334 - 2,387 853,623 Commercial real estate 1,893,514 - 57,761 184 - 10,518 1,961,977 Credit cards 113,426 - - - - - 113,426 All other 471,662 - 14,340 - - 170 486,172 Total $ 9,366,126 $ 978 $ 316,722 $ 1,009 $ - $ 28,101 $ 9,712,936 Loans considered impaired under FASB ASC 310 are loans for which, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company’s recorded investment in loans considered impaired at December 31, 2015 and 2014 was $ 51.4 million and $28.1 million, respectively. At December 31, 2015 and 2014, $ 15.0 million and $6.1 million, respectively, of those impaired loans had a valuation allowance of $ 2.4 million and $1.5 million, respectively. The remaining balance of impaired loans of $ 36.4 million and $22.0 million at December 31, 2015 and 2014, respectively, were charged down to the underlying collateral’s fair value, less estimated selling costs, which approximated net realizable value. Therefore, such loans did not have an associated valuation allowance. Impaired loans that were characterized as TDRs totaled $ 12.5 million and $4.6 million at December 31, 2015 and 2014, respectively. The average recorded investment in impaired loans during 2015 and 2014 was $37.3 million and $33.9 million, respectively. The following tables provide details regarding impaired loans and leases, net of unearned income, by segment and class at December 31, 2015 and 2014: December 31, 2015 Unpaid Recorded Principal Related Investment Balance of Allowance Average Interest in Impaired Impaired for Credit Recorded Income Loans Loans Losses Investment Recognized (In thousands) With no related allowance: Commercial and industrial $ 7,055 $ 13,986 $ - $ 3,749 $ 95 Real estate Consumer mortgage 3,990 4,545 - 3,579 76 Home equity 1,795 1,795 - 744 7 Agricultural 322 380 - 142 6 Commercial and industrial-owner occupied 12,141 13,332 - 6,904 226 Construction, acquisition and development 5,969 6,052 - 3,553 25 Commercial real estate 5,017 6,879 - 7,944 202 All other 103 103 - 172 3 Total $ 36,392 $ 47,072 $ - $ 26,787 $ 640 With an allowance: Commercial and industrial $ 72 $ 383 $ 78 $ 3,635 $ 84 Real estate Consumer mortgage - - - 368 9 Home equity - - - 668 15 Agricultural 550 550 159 47 - Commercial and industrial-owner occupied - - 326 1,866 51 Construction, acquisition and development 1,614 1,614 677 300 - Commercial real estate 12,764 13,185 1,110 3,582 44 All other - - - - - Total $ 15,000 $ 15,732 $ 2,350 $ 10,466 $ 203 Total: Commercial and industrial $ 7,127 $ 14,369 $ 78 $ 7,384 $ 179 Real estate Consumer mortgage 3,990 4,545 - 3,947 85 Home equity 1,795 1,795 - 1,412 22 Agricultural 872 930 159 189 6 Commercial and industrial-owner occupied 12,141 13,332 326 8,770 277 Construction, acquisition and development 7,583 7,666 677 3,853 25 Commercial real estate 17,781 20,064 1,110 11,526 246 All other 103 103 - 172 3 Total $ 51,392 $ 62,804 $ 2,350 $ 37,253 $ 843 December 31, 2014 Unpaid Recorded Principal Related Investment Balance of Allowance Average Interest in Impaired Impaired for Credit Recorded Income Loans Loans Losses Investment Recognized (In thousands) With no related allowance: Commercial and industrial $ 1,235 $ 1,583 $ - $ 1,271 $ 43 Real estate Consumer mortgage 3,503 4,356 - 4,282 72 Home equity 209 209 - 215 6 Agricultural - - - 370 2 Commercial and industrial-owner occupied 6,503 7,634 - 4,687 70 Construction, acquisition and development 2,387 3,654 - 5,796 66 Commercial real estate 7,975 9,275 - 7,935 128 All other 170 314 - 187 8 Total $ 21,982 $ 27,025 $ - $ 24,743 $ 395 With an allowance: Commercial and industrial $ 919 $ 919 $ 215 $ 328 $ 19 Real estate Consumer mortgage 1,283 1,658 123 1,376 30 Home equity 410 410 70 - - Agricultural - - - 43 - Commercial and industrial-owner occupied 964 1,094 89 1,203 21 Construction, acquisition and development - - - 542 - Commercial real estate 2,543 2,543 1,022 5,706 87 All other - - - 6 - Total $ 6,119 $ 6,624 $ 1,519 $ 9,204 $ 157 Total: Commercial and industrial $ 2,154 $ 2,502 $ 215 $ 1,599 $ 62 Real estate Consumer mortgage 4,786 6,014 123 5,658 102 Home equity 619 619 70 215 6 Agricultural - - - 413 2 Commercial and industrial-owner occupied 7,467 8,728 89 5,890 91 Construction, acquisition and development 2,387 3,654 - 6,338 66 Commercial real estate 10,518 11,818 1,022 13,641 215 All other 170 314 - 193 8 Total $ 28,101 $ 33,649 $ 1,519 $ 33,947 $ 552 The following tables provide details regarding impaired loans and leases, net of unearned income, which include accruing TDRs, by segment and class at December 31, 2015 and 2014: December 31, 2015 Unpaid Recorded Principal Related Investment Balance of Allowance Average Interest in Impaired Impaired for Credit Recorded Income Loans Loans Losses Investment Recognized (In thousands) With no related allowance: Commercial and industrial $ 7,055 $ 13,986 $ - $ 3,749 $ 95 Real estate Consumer mortgage 3,990 4,545 - 3,579 76 Home equity 1,795 1,795 - 744 7 Agricultural 322 380 - 142 6 Commercial and industrial-owner occupied 12,141 13,332 - 6,904 226 Construction, acquisition and development 5,969 6,052 - 3,553 25 Commercial real estate 5,017 6,879 - 7,944 202 All other 103 103 - 172 3 Total $ 36,392 $ 47,072 $ - $ 26,787 $ 640 With an allowance: Commercial and industrial $ 968 $ 1,294 $ 181 $ 4,251 $ 114 Real estate Consumer mortgage 1,787 1,896 226 2,056 75 Home equity 20 30 3 674 15 Agricultural 586 586 162 56 - Commercial and industrial-owner occupied 5,900 6,245 518 6,816 235 Construction, acquisition and development 3,328 3,328 721 1,759 42 Commercial real estate 13,616 14,250 1,217 7,802 187 Credit cards 939 939 34 1,024 102 All other 405 604 30 213 7 Total $ 27,549 $ 29,172 $ 3,092 $ 24,651 $ 777 Total: Commercial and industrial $ 8,023 $ 15,280 $ 181 $ 8,000 $ 209 Real estate Consumer mortgage 5,777 6,441 226 5,635 151 Home equity 1,815 1,825 3 1,418 22 Agricultural 908 966 162 198 6 Commercial and industrial-owner occupied 18,041 19,577 518 13,720 461 Construction, acquisition and development 9,297 9,380 721 5,312 67 Commercial real estate 18,633 21,129 1,217 15,746 389 Credit cards 939 939 34 1,024 102 All other 508 707 30 385 10 Total $ 63,941 $ 76,244 $ 3,092 $ 51,438 $ 1,417 December 31, 2014 Unpaid Recorded Principal Related Investment Balance of Allowance Average Interest in Impaired Impaired for Credit Recorded Income Loans Loans Losses Investment Recognized (In thousands) With no related allowance: Commercial and industrial $ 1,235 $ 1,583 $ - $ 1,271 $ 43 Real estate Consumer mortgage 3,503 4,356 - 4,282 72 Home equity 209 209 - 215 5 Agricultural - - - 370 2 Commercial and industrial-owner occupied 6,503 7,634 - 4,687 71 Construction, acquisition and development 2,387 3,654 - 5,796 66 Commercial real estate 7,975 9,275 - 7,935 128 All other 170 314 - 187 8 Total $ 21,982 $ 27,025 $ - $ 24,743 $ 395 With an allowance: Commercial and industrial $ 1,275 $ 1,276 $ 239 $ 1,208 $ 63 Real estate Consumer mortgage 4,832 5,549 875 4,278 140 Home equity 427 438 70 18 1 Agricultural 8 8 1 305 11 Commercial and industrial-owner occupied 5,520 5,856 404 6,571 243 Construction, acquisition and development 1,488 1,752 241 2,410 70 Commercial real estate 3,957 4,200 1,290 8,135 195 Credit cards 1,109 1,109 64 1,374 137 All other 154 195 46 143 5 Total $ 18,770 $ 20,383 $ 3,230 $ 24,442 $ 865 Total: Commercial and industrial $ 2,510 $ 2,859 $ 239 $ 2,479 $ 106 Real estate Consumer mortgage 8,335 9,905 875 8,560 212 Home equity 636 647 70 233 6 Agricultural 8 8 1 675 13 Commercial and industrial-owner occupied 12,023 13,490 404 11,258 314 Construction, acquisition and development 3,875 5,406 241 8,206 136 Commercial real estate 11,932 13,475 1,290 16,070 323 Credit cards 1,109 1,109 64 1,374 137 All other 324 509 46 330 13 Total $ 40,752 $ 47,408 $ 3,230 $ 49,185 $ 1,260 NPLs consist of non-accrual loans and leases, loans and leases 90 days or more past due and still accruing, and loans and leases that have been restructured because of the borrower's weakened financial condition. The following table presents information concerning NPLs at December 31, 2015 and 2014: 2015 2014 (In thousands) Non-accrual loans and leases $ 83,028 $ 58,052 Loans and leases 90 days or more past due, still accruing 2,013 2,763 Restructured loans and leases still accruing 9,876 10,920 Total $ 94,917 $ 71,735 The Bank’s policy for all loan classifications provides that loans and leases are generally placed in non-accrual status if, in management’s opinion, payment in full of principal or interest is not expected or payment of principal or interest is more than 90 days past due, unless the loan or lease is both well-secured and in the process of collection. At December 31, 2015, the Company’s geographic NPL distribution was concentrated primarily in its Mississippi and Arkansas markets. The following table presents the Company’s nonaccrual loans and leases by segment and class at December 31, 2015 and 2014: 2015 2014 (In thousands) Commercial and industrial $ 8,493 $ 3,934 Real estate Consumer mortgages 21,637 23,668 Home equity 4,021 2,253 Agricultural 921 291 Commercial and industrial-owner occupied 16,512 11,190 Construction, acquisition and development 9,130 4,162 Commercial real estate 21,741 11,915 Credit cards 188 133 All other 385 506 Total $ 83,028 $ 58,052 The total amount of interest earned on NPLs was $4.7 million, $3.9 million and $6.2 million in 2015, 2014 and 2013, respectively. The gross interest income which would have been recorded under the original terms of those loans and leases amounted to $6.7 million, $5.3 million and $7.3 million in 2015, 2014 and 2013, respectively. In the normal course of business, management will sometimes grant concessions, which normally would not otherwise be considered, to borrowers that are experiencing financial difficulty. Restructured loans identified as meeting the criteria set out in FASB ASC 310 are identified as TDRs. The concessions granted most frequently for TDRs involve reductions or delays in required payments of principal and interest for a specified period, the rescheduling of payments in accordance with a bankruptcy plan or the charge-off of a portion of the loan. In most cases, the conditions of the credit also warrant nonaccrual status, even after the restructure occurs. As part of the credit approval process, the restructured loans are evaluated for adequate collateral protection in determining the appropriate accrual status at the time of restructure. TDR loans recorded as non-accrual may be returned to accrual status in years after the restructure if there has been at least a six-month period of sustained repayment performance by the borrower under the restructured loan terms and the interest rate at the time of restructure was at or above market for a comparable loan. The following tables summarize the financial effect of TDRs for the years ended December 31, 2015 and 2014: December 31, 2015 Pre-Modification Post-Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment (Dollars in thousands) Commercial and industrial 11 $ 1,472 $ 1,452 Real estate Consumer mortgages 21 1,230 1,144 Home equity 1 20 20 Agricultural 3 37 36 Commercial and industrial-owner occupied 13 6,357 6,329 Construction, acquisition and development 3 217 215 Commercial real estate 9 12,565 12,144 All other 7 94 88 Total 68 $ 21,992 $ 21,428 : December 31, 2014 Pre-Modification Post-Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment (Dollars in thousands) Commercial and industrial 5 $ 613 $ 613 Real estate Consumer mortgages 33 4,823 4,263 Home equity 2 31 30 Agricultural 1 10 10 Commercial and industrial-owner occupied 8 2,103 1,810 Construction, acquisition and development 3 924 924 Commercial real estate 7 1,426 1,519 All other 14 290 286 Total 73 $ 10,220 $ 9,455 The following tables summarize TDRs modified within 2015 and 2014 for which there was a payment default during the indicated year (i.e., 30 days or more past due at any given time during 2015 or 2014): Year Ended December 31, 2015 Number of Recorded Contracts Investment (Dollars in thousands) Commercial and industrial 1 $ 84 Real estate Consumer mortgages 4 226 Agricultural 1 20 Commercial and industrial-owner occupied 1 517 Commercial real estate 2 197 Total 9 $ 1,044 Year Ended December 31, 2014 Number of Recorded Contracts Investment (Dollars in thousands) Real estate Consumer mortgages 8 $ 540 Commercial and industrial-owner occupied 2 784 Construction, acquisition and development 2 279 Commercial real estate 5 901 All other 6 65 Total 23 $ 2,569 During 2015, 2014 and 2013, the most common concessions involved rescheduling payments of principal and interest over a longer amortization period, granting a period of reduced principal payment or interest only payment for a limited time period, or the rescheduling of payments in accordance with a bankruptcy plan.

ALLOWANCE FOR CREDIT LOSSES

ALLOWANCE FOR CREDIT LOSSES	12 Months Ended
	Dec. 31, 2015
ALLOWANCE FOR CREDIT LOSSES [Abstract]
ALLOWANCE FOR CREDIT LOSSES	(6) ALLOWANCE FOR CREDIT LOSSES The following table summarizes the changes in the allowance for credit losses for the years ended December 31, 2015, 2014 and 2013: 2015 2014 2013 (In thousands) Balance at beginning of year $ 142,443 $ 153,236 $ 164,466 Provision charged to expense (13,000) - 7,500 Recoveries 23,734 14,234 23,462 Loans and leases charged off (26,719) (25,027) (42,192) Balance at end of year $ 126,458 $ 142,443 $ 153,236 The following tables summarize the changes in the allowance for credit losses by segment and class for the years ended December 31, 2015 and 2014: 2015 Balance, Balance, Beginning of End of Period Charge-offs Recoveries Provision Period (In thousands) Commercial and industrial $ 21,419 $ (10,022) $ 2,035 $ 4,151 $ 17,583 Real estate Consumer mortgage 40,015 (3,995) 2,693 (5,515) 33,198 Home equity 9,542 (1,204) 639 (2,028) 6,949 Agricultural 3,420 (33) 384 (1,247) 2,524 Commercial and industrial-owner occupied 16,325 (1,800) 2,834 (2,752) 14,607 Construction, acquisition and development 9,885 (1,039) 11,727 (4,648) 15,925 Commercial real estate 23,562 (3,723) 1,656 4,013 25,508 Credit cards 6,514 (2,632) 658 (493) 4,047 All other 11,761 (2,271) 1,108 (4,481) 6,117 Total $ 142,443 $ (26,719) $ 23,734 $ (13,000) $ 126,458 2014 Balance, Balance, Beginning of End of Period Charge-offs Recoveries Provision Period (In thousands) Commercial and industrial $ 18,376 $ (2,546) $ 2,298 $ 3,291 $ 21,419 Real estate Consumer mortgage 39,525 (6,037) 3,267 3,260 40,015 Home equity 5,663 (1,359) 625 4,613 9,542 Agricultural 2,800 (765) 96 1,289 3,420 Commercial and industrial-owner occupied 17,059 (3,591) 1,112 1,745 16,325 Construction, acquisition and development 11,828 (3,731) 3,734 (1,946) 9,885 Commercial real estate 43,853 (1,795) 1,458 (19,954) 23,562 Credit cards 3,782 (2,359) 542 4,549 6,514 All other 10,350 (2,844) 1,102 3,153 11,761 Total $ 153,236 $ (25,027) $ 14,234 $ - $ 142,443 The following tables provide the allowance for credit losses by segment and class based on impairment status at December 31, 2015 and 2014: December 31, 2015 Recorded Allowance for Allowance for Balance of Impaired Loans All Other Loans Total Impaired Loans and Leases and Leases Allowance (In thousands) Commercial and industrial $ 7,127 $ 78 $ 17,505 $ 17,583 Real estate Consumer mortgage 3,990 - 33,198 33,198 Home equity 1,795 - 6,949 6,949 Agricultural 872 159 2,365 2,524 Commercial and industrial-owner occupied 12,141 326 14,281 14,607 Construction, acquisition and development 7,583 677 15,248 15,925 Commercial real estate 17,781 1,110 24,398 25,508 Credit cards - - 4,047 4,047 All other 103 - 6,117 6,117 Total $ 51,392 $ 2,350 $ 124,108 $ 126,458 December 31, 2014 Recorded Allowance for Allowance for Balance of Impaired Loans All Other Loans Total Impaired Loans and Leases and Leases Allowance (In thousands) Commercial and industrial $ 2,154 $ 215 $ 21,204 $ 21,419 Real estate Consumer mortgage 4,786 123 39,892 40,015 Home equity 619 70 9,472 9,542 Agricultural - - 3,420 3,420 Commercial and industrial-owner occupied 7,467 89 16,236 16,325 Construction, acquisition and development 2,387 - 9,885 9,885 Commercial real estate 10,518 1,022 22,540 23,562 Credit cards - - 6,514 6,514 All other 170 - 11,761 11,761 Total $ 28,101 $ 1,519 $ 140,924 $ 142,443 Management evaluates impaired loans individually in determining the adequacy of the allowance for impaired loans.

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	12 Months Ended
	Dec. 31, 2015
OTHER REAL ESTATE OWNED [Abstract]
OTHER REAL ESTATE OWNED	(7) OTHER REAL ESTATE OWNED The following table presents the activity in OREO for the years ended December 31, 2015 and 2014: 2015 2014 (In thousands) Balance at beginning of year $ 33,984 $ 69,338 Additions to foreclosed properties New foreclosed properties 7,422 14,732 Reductions in foreclosed properties Sales (20,649) (42,013) Writedowns (5,998) (8,073) Balance at end of year $ 14,759 $ 33,984 Substantially all of these amounts related to construction, acquisition and development projects that were either completed or were in various stages of construction during the year presented. The following table presents the OREO by geographical location and collateral type at December 31, 2015: Alabama and Florida Panhandle Arkansas Louisiana Mississippi Missouri Tennessee Texas Other Total (In thousands) Commercial and industrial $ 84 $ - $ - $ - $ - $ - $ - $ - $ 84 Real estate - Consumer mortgages 167 191 - 1,786 173 156 4 - 2,477 Home equity - - - 101 - - - - 101 Agricultural - - - 25 - - - - 25 Commercial and industrial-owner occupied 61 - - 568 - 385 60 - 1,074 Construction, acquisition and development 2,305 168 130 6,033 - 1,576 - - 10,212 Commercial real estate 170 108 - 210 127 - 63 - 678 All other - - - 90 - - 18 - 108 Total $ 2,787 $ 467 $ 130 $ 8,813 $ 300 $ 2,117 $ 145 $ - $ 14,759 The Company incurred total foreclosed property expenses of $ 7.4 million, $17.1 million and $11.7 million in 2015, 2014 and 2013, respectively. Realized net losses on dispositions and holding losses on valuations of these properties, a component of total foreclosed property expenses, were $ 5.7 million, $14.5 million and $7.4 million in 2015, 2014 and 2013, respectively.

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2015
PREMISES AND EQUIPMENT [Abstract]
PREMISES AND EQUIPMENT	(8) PREMISES AND EQUIPMENT A summary by asset classification at December 31, 2015 and 2014 follows: Estimated Useful Life (Years) 2015 2014 (In thousands) Land N/A $ 78,908 $ 78,021 Buildings and improvements 10-40 335,304 331,277 Leasehold improvements 10-39 10,795 9,653 Equipment, furniture and fixtures 3-12 279,854 275,607 Construction in progress N/A 21,123 7,975 Subtotal 725,984 702,533 Accumulated depreciation and amortization 417,859 397,590 Premises and equipment, net $ 308,125 $ 304,943

GOODWILL AND OTHER INTANGIBLE A

GOODWILL AND OTHER INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2015
GOODWILL AND OTHER INTANGIBLE ASSETS [Abstract]
GOODWILL AND OTHER INTANGIBLE ASSETS	(9) GOODWILL AND OTHER INTANGIBLE ASSETS The following tables present the changes in the carrying amount of goodwill by operating segment for the years ended December 31, 2015 and 2014: 2015 Community Insurance Banking Agencies Total (In thousands) Balance as of January 1, 2015 $ 217,618 $ 73,880 $ 291,498 Goodwill recorded during the year - - - Balance as of December 31, 2015 $ 217,618 $ 73,880 $ 291,498 2014 Community Insurance Banking Agencies Total (In thousands) Balance as of January 1, 2014 $ 217,618 $ 69,182 $ 286,800 Goodwill recorded during the year - 4,698 4,698 Balance as of December 31, 2014 $ 217,618 $ 73,880 $ 291,498 The goodwill recorded in the Company’s Insurance Agencies reporting segment during 2014 was related to an insurance agency acquired during the second quarter of 2014. No additional goodwill was recorded during 2015. The Company’s policy is to assess goodwill for impairment at the reporting segment level on an annual basis or sooner if an event occurs or circumstances change which indicate that the fair value of a reporting segment is below its carrying amount. Impairment is the condition that exists when the carrying amount of goodwill exceeds its implied fair value. Accounting standards require management to estimate the fair value of each reporting segment in assessing impairment at least annually. The Company’s annual assessment date is during the Company’s fourth quarter. The Company performed a qualitative assessment of whether it was more likely than not that a reporting unit’s fair value was less than its carrying value during the fourth quarter of 2015. Based on this assessment, it was determined that each of the Company’s reporting segment’s fair value exceeded their carrying value. Therefore, the two-step quantitative goodwill impairment test was not deemed necessary and no goodwill impairment was recorded during 2015. The Company’s annual goodwill impairment evaluation for 2014 also indicated no impairment of goodwill for its reporting segments. The Company will continue to test reporting segment goodwill for potential impairment on an annual basis in the Company’s fourth quarter, or sooner if a goodwill impairment indicator is identified. In the current economic environment, forecasting cash flows, credit losses and growth in addition to valuing the Company’s assets with any degree of assurance is very difficult and subject to significant changes over very short periods of time. Management will continue to update its analysis as circumstances change. As market conditions continue to be volatile and unpredictable, impairment of goodwill related to the Company’s reporting segments may be necessary in future periods. The following tables present information regarding the components of the Company’s other identifiable intangible assets as of December 31, 2015 and 2014 and for the three-year period ended December 31, 2015: December 31, 2015 December 31, 2014 Gross Carrying Accumulated Gross Carrying Accumulated Amount Amortization Amount Amortization Amortized intangible assets: (In thousands) Core deposit intangibles $ 27,801 $ 23,269 $ 27,801 $ 22,782 Customer relationship intangibles 49,639 34,922 49,639 31,821 Non-solicitation intangibles 1,650 1,042 1,650 667 Total $ 79,090 $ 59,233 $ 79,090 $ 55,270 Unamortized intangible assets: Trade names $ 688 $ - $ 688 $ - Year Ended December 31, 2015 2014 2013 Aggregate amortization expense for: (In thousands) Core deposit intangibles $ 487 $ 526 $ 582 Customer relationship intangibles 3,101 3,492 2,231 Non-solicitation intangibles 375 425 166 Total $ 3,963 $ 4,443 $ 2,979 The following table presents information regarding estimated amortization expense of the Company’s amortizable identifiable intangible assets for the year ending December 31, 2016, and the succeeding four years: Core Customer Non- Deposit Relationship Solicitation Intangibles Intangibles Intangibles Total Estimated amortization expense: (In thousands) For the year ending December 31, 2016 $ 451 $ 2,673 $ 225 $ 3,349 For the year ending December 31, 2017 419 2,380 200 2,999 For the year ending December 31, 2018 390 2,009 183 2,582 For the year ending December 31, 2019 363 1,689 - 2,052 For the year ending December 31, 2020 340 1,314 - 1,654

TIME DEPOSITS AND SHORT-TERM DE

TIME DEPOSITS AND SHORT-TERM DEBT	12 Months Ended
	Dec. 31, 2015
TIME DEPOSITS AND SHORT-TERM DEBT [Abstract]
TIME DEPOSITS AND SHORT-TERM DEBT	(10) TIME DEPOSITS AND SHORT-TERM DEBT Certificates of deposit and other time deposits of $100,000 or more amounting to $910.2 million and $948.1 million were outstanding at December 31, 2015 and 2014, respectively. Total interest expense relating to certificates of deposit and other time deposits of $100,000 or more totaled $8.7 million, $11.4 million and $16.0 million for the years ended December 31, 2015, 2014 and 2013, respectively. For time deposits with a remaining maturity of more than one year at December 31, 2015, the aggregate amount of time deposits maturing in each of the following five years is presented in the following table: Maturing in Amount (In thousands) 2017 $ 263,873 2018 151,366 2019 156,553 2020 198,309 2021 2,082 Thereafter - Total $ 772,183 The following tables present information relating to short-term debt for the years ended December 31, 2015, 2014 and 2013: 2015 Maximum End of Period Daily Average Outstanding Interest Interest at any Balance Rate Balance Rate Month End (Dollars in thousands) Federal funds purchased $ - - % $ 10,066 0.17 % $ 25,000 Securities sold under agreement to repurchase 405,937 0.12 416,172 0.09 558,107 Short-term FHLB advances 62,000 0.31 45,122 0.37 224,500 Total $ 467,937 $ 471,360 $ 807,607 2014 Maximum End of Period Daily Average Outstanding Interest Interest at any Balance Rate Balance Rate Month End (Dollars in thousands) Federal funds purchased $ - - % $ 4,247 0.18 % $ 10,000 Securities sold under agreement to repurchase 388,166 0.08 436,875 0.07 569,163 Short-term FHLB advances 3,500 - 3,108 2.60 3,500 Total $ 391,666 $ 444,230 $ 582,663 2013 Maximum End of Period Daily Average Outstanding Interest Interest at any Balance Rate Balance Rate Month End (Dollars in thousands) Federal funds purchased $ - - % $ 1,238 0.33 % $ - Securities sold under agreement to repurchase 421,028 0.07 416,881 0.07 473,753 Total $ 421,028 $ 418,119 $ 473,753 Federal funds purchased generally mature the day following the date of purchase while securities sold under repurchase agreements generally mature within 30 days from the date of sale. Federal Reserve discount window borrowings generally mature within 90 days following the date of purchase and short-term FHLB borrowings generally mature within 30 days following the date of purchase. At December 31, 2015, the Bank had established non-binding federal funds borrowing lines of credit with other banks aggregating $825.0 million.

LONG-TERM DEBT

LONG-TERM DEBT	12 Months Ended
	Dec. 31, 2015
LONG-TERM DEBT [Abstract]
LONG-TERM DEBT	(11) LONG-TERM DEBT The Bank has entered into a blanket floating lien security agreement with the FHLB of Dallas. Under the terms of this agreement, the Bank is required to maintain sufficient collateral to secure borrowings in an aggregate amount of the lesser of 75% of the book value (i.e., unpaid principal balance) of the Bank’s eligible mortgage loans pledged as collateral or 35% of the Bank’s assets. At December 31, 2015, there were no call features on long-term FHLB borrowings. At December 31, 2015, long term debt was repayable as follows: Final due date Interest rate Amount (In thousands) 2018 variable $ 39,775 2019 4.08% 30,000 Total $ 69,775 On August 8, 2013, the Company entered into a Credit Agreement (the “Credit Agreement”) with U.S. Bank National Association (“U.S. Bank”) as a lender and administrative agent, and First Tennessee Bank, National Association, as a lender. The Credit Agreement includes an unsecured revolving loan of up to $25.0 million that terminated and the outstanding balance of which was payable in full on August 8, 2015 , which the bank did not renew, and an unsecured multi-draw term loan of up to $60.0 million, which commitment terminated on February 28, 2014 and the outstanding balance of which is payable in full on August 8, 2018 . The proceeds from the term loan were used to repurchase trust preferred securities, and the proceeds from the revolving loan may have been used for working capital, capital expenditures and other lawful corporate purposes. Borrowings under the Credit Agreement bear interest at a Eurocurrency or base rate plus, in each case, an applicable interest rate margin. The interest rate on U.S. Bank borrowings was 2.12% at December 31, 2015. The Company had long-term borrowings from U.S. Bank totaling $39.8 million and long-term borrowings from the FHLB totaling $30.0 million at December 31, 2015. The Company had long-term borrowings from U.S. Bank totaling $ 48.1 million and long-term borrowings from the FHLB totaling $30.0 million at December 31, 201 4 .

JUNIOR SUBORDINATED DEBT SECURI

JUNIOR SUBORDINATED DEBT SECURITIES	12 Months Ended
	Dec. 31, 2015
JUNIOR SUBORDINATED DEBT SECURITIES [Abstract]
JUNIOR SUBORDINATED DEBT SECURITIES	(12) JUNIOR SUBORDINATED DEBT SECURITIES In 2002, the Company issued $128.9 million in 8.15% Junior Subordinated Debt Securities to BancorpSouth Capital Trust I (the “Trust”), a business trust. The Trust used the proceeds from the issuance of five million shares of 8.15% trust preferred securities, $25 face value per share, to acquire 8.15% Junior Subordinated Debt Securities. The Company redeemed the 8.15% Junior Subordinated Debt Securities and the related trust preferred securities at face value on August 12, 2013 . As a result of the redemption, a pre-tax charge of $2.9 million was recorded during the third quarter of 2013 to write-off unamortized issuance costs. Pursuant to the merger with Business Holding Corporation on December 31, 2004, the Company assumed the liability for $6.2 million in Junior Subordinated Debt Securities issued to Business Holding Company Trust I, a statutory trust. Business Holding Company Trust I used the proceeds from the issuance of 6,000 shares of trust preferred securities to acquire the Junior Subordinated Debt Securities. Both the Junior Subordinated Debt Securities and the trust preferred securities mature on April 7, 2034 , and are callable at the option of the Company, in whole or in part, on any January 7, April 7, July 7 or October 7. The Junior Subordinated Debt Securities and the trust preferred securities pay a per annum rate of interest, reset quarterly, equal to the three month London Interbank Offered Rate (“LIBOR”) plus 2.85% . Pursuant to the merger with American State Bank Corporation on December 1, 2005, the Company assumed the liability for $6.7 million in Junior Subordinated Debt Securities issued to American State Capital Trust I, a statutory trust. American State Capital Trust I used the proceeds from the issuance of 6,500 shares of trust preferred securities to acquire the Junior Subordinated Debt Securities. Both the Junior Subordinated Debt Securities and the trust preferred securities mature on April 7, 2034 , and are callable at the option of the Company, in whole or in part, on July 7, October 7, January 7 or April 7. The Junior Subordinated Debt Securities and the trust preferred securities pay a per annum rate of interest, reset quarterly, equal to the three-month LIBOR plus 2.80% . Pursuant to the merger with City Bancorp on March 1, 2007, the Company assumed the liability for $8.2 million in Junior Subordinated Debt Securities issued to Signature Bancshares Preferred Trust I, a statutory trust. Signature Bancshares Preferred Trust I used the proceeds from the issuance of 8,000 shares of trust preferred securities to acquire the Junior Subordinated Debt Securities. The Company redeemed the $8.2 million in Junior Subordinated Debt Securities and $8.0 million of the related trust preferred securities at par on January 8, 2014. Pursuant to the merger with City Bancorp on March 1, 2007 , the Company also assumed the liability for $10.3 million in Junior Subordinated Debt Securities issued to City Bancorp Preferred Trust I, a statutory trust. City Bancorp Preferred Trust I used the proceeds from the issuance of 10,000 shares of trust preferred securities to acquire the Junior Subordinated Debt Securities. Both the Junior Subordinated Debt Securities and the trust preferred securities mature on March 15, 2035 , and are callable at the option of the Company, in whole or in part, on any March 15, June 15, September 15, or December 15. The Junior Subordinated Debt Securities and the trust preferred securities pay a per annum rate of interest, reset quarterly, equal to the three-month LIBOR plus 2.2% .

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2015
INCOME TAXES [Abstract]
INCOME TAXES	(13) INCOME TAXES Total income taxes for the years ended December 31, 2015, 2014 and 2013 were allocated as follows: 2015 2014 2013 (In thousands) Income tax expense $ 59,248 $ 50,652 $ 37,551 Shareholders' equity for other comprehensive income (loss) 1,145 (8,481) (13,249) Shareholders' equity for stock option plans (1,079) (1,856) (139) Total $ 59,314 $ 40,315 $ 24,163 The components of income tax expense attributable to operations were as follows for the years ended December 31, 2015, 2014 and 2013: 2015 2014 2013 Current: (In thousands) Federal $ 62,369 $ 51,014 $ 32,729 State 8,235 7,201 1,570 Deferred: Federal (10,391) (6,870) 1,774 State (965) (693) 1,478 Total $ 59,248 $ 50,652 $ 37,551 During 2015 and 2014, the Company recognized certain tax benefits related to stock options in the amount of $ 1.1 million and $1 .9 million, respectively. Such benefits were recorded as a reduction of income taxes payable and an increase in capital surplus. During 2015 and 2014, the Company reversed the deferred tax asset associated with stock options expiring during the current period in the amount of $1.6 million and approximately $785,000 , respectively. The reversal was recorded as a reduction of deferred tax assets and a reduction in capital surplus. Income tax expense differed from the amount computed by applying the U.S. federal income tax rate of 35% to income before income taxes resulting from the following: 2015 2014 2013 (In thousands) Tax expense at statutory rates $ 65,359 $ 58,591 $ 46,083 Increase (decrease) in taxes resulting from: State income taxes, net of federal tax benefit 4,709 4,230 1,926 Tax-exempt interest revenue (6,881) (7,371) (7,423) Tax-exempt earnings on life insurance (2,589) (3,076) (2,889) Deductible dividends paid on 401(k) plan (617) (458) (187) Tax credits (1,871) (1,771) (578) Meals and entertainment 481 486 489 Other, net 657 21 130 Total $ 59,248 $ 50,652 $ 37,551 The tax effects of temporary differences that gave rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2015 and 2014 were as follows: 2015 2014 Deferred tax assets: (In thousands) Loans, principally due to allowance for credit losses $ 47,825 $ 53,922 Other real estate owned 3,069 4,605 Mark to market - securities 4,160 4,164 Accrued liabilities, principally due to compensation arrangements and vacation accruals 24,153 17,877 Other 106 129 Unrecognized pension expense 34,654 39,428 Total gross deferred tax assets 113,967 120,125 Less: valuation allowance - - Deferred tax assets $ 113,967 $ 120,125 Deferred tax liabilities: Lease transactions $ 18,868 $ 25,033 Employment benefits 736 7,435 Premises and equipment, principally due to differences in depreciation 19,294 21,845 Mortgage servicing rights 21,652 19,409 Intangible assets 11,310 11,024 Investments, principally due to interest income recognition 2,387 592 Deferred loan points 4,785 3,851 Other assets, principally due to expense recognition 9 959 Unrealized net gains on available-for-sale securities 8,764 12,393 Total gross deferred tax liabilities 87,805 102,541 Net deferred tax assets $ 26,162 $ 17,584 Based upon the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax assets are deductible, management believes it is more likely than not that the Company will realize the benefits of these deductible differences existing at December 31, 2015. The following table presents the activity in unrecognized tax benefits for 2015, 2014 and 2013: 2015 2014 2013 (In thousands) Unrecognized tax benefit, January 1 $ - $ - $ 1,571 Gross increases - tax positions in prior period - - - Gross decreases - tax positions in prior period - - (1,571) Gross increases - tax positions in current period - - - Settlements - - - Lapse of statute of limitations - - - Unrecognized tax benefit, December 31 $ - $ - $ - The Company recognizes accrued interest related to unrecognized tax benefits and penalties as a component of other noninterest expense. The Company accrued no interest for 2015, 2014, 2013 and had no accrued interest liability recognized at December 31, 2015 and 2014. During 2013, a $1.6 million tax benefit was recorded as a result of the resolution of an uncertain tax position with the remainder of the settlement pertaining to accrued interest and penalties. The uncertain tax position related to the review of the tax treatment of items during the tax years 2007 through 2009. The review was resolved in our favor in 2013, resulting in the reversal of the uncertain tax position reserve for the matter. Management does not expect that unrecognized tax benefits will significantly increase or decrease within the next 12 months. The Company is subject to taxation in the United States and various states and local jurisdictions. The Company files a consolidated United States federal return. Based on the laws of the applicable state where the Company conducts business operations, the Company and its applicable subsidiaries either file a consolidated, combined or separate return. The tax years that remain open for examination for the Company’s major jurisdictions of the United States - Mississippi, Arkansas, Tennessee, Alabama, Louisiana and Missouri - are 2012, 2013 and 2014.

PENSION, OTHER POST RETIREMENT

PENSION, OTHER POST RETIREMENT BENEFIT AND PROFIT SHARING PLANS	12 Months Ended
	Dec. 31, 2015
PENSION, OTHER POST RETIREMENT BENEFIT AND PROFIT SHARING PLANS [Abstract]
PENSION, OTHER POST RETIREMENT BENEFIT AND PROFIT SHARING PLANS	(14) PENSION, OTHER POST RETIREMENT BENEFIT AND PROFIT SHARING PLANS The Basic Plan is a non-contributory defined benefit pension plan managed by a trustee covering substantially all full-time employees who have at least one year of service and have attained the age of 21. For such employees hired prior to January 1, 2006, benefits are based on years of service and the employee’s compensation until January 1, 2017, at which time benefits will be based on a 2.5% cash balance formula. For such employees hired on or after January 1, 2006, benefits accrue based on a cash balance formula, effective January 1, 2012. The Company's funding policy is to contribute to the Basic Plan the amount that meets the minimum funding requirements set forth in the Employee Retirement Income Security Act of 1974, plus such additional amounts as the Company determines to be appropriate. The difference between the plan assets and projected benefit obligation is included in other assets or other liabilities, as appropriate. Actuarial assumptions are evaluated periodically. The Restoration Plan provides for the payment of retirement benefits to certain participants in the Basic Plan. The Restoration Plan is a non-qualified plan that covers any employee whose benefit under the Basic Plan is limited by the provisions of the Internal Revenue Code of 1986, as amended (the “Code”), and any employee who elects to participate in the BancorpSouth, Inc. Deferred Compensation Plan, which reduces the employee’s benefit under the Basic Plan. For such employees hired prior to January 1, 2006, benefits are based on years of service and the employee’s compensation until January 1, 2017, at which time benefits will be based on a 2.5% cash balance formula. For such employees hired on or after January 1, 2006, benefits accrue based on a cash balance formula, effective January 1, 2012. The Supplemental Plan is a non-qualified defined benefit supplemental retirement plan for certain key employees. Benefits commence when the employee retires and are payable over a period of ten years. The Company measured benefit obligations using the most recent RP-2014 mortality tables and MP-2015 mortality improvement scale in selecting mortality assumptions as of December 31, 2015. The Company uses a December 31 measurement date for its pension and other benefit plans. A summary of the three defined benefit retirement plans at and for the years ended December 31, 2015, 2014 and 2013 follows: Pension Benefits 2015 2014 2013 Change in benefit obligations: (In thousands) Projected benefit obligations at beginning of year $ 263,497 $ 201,696 $ 213,804 Service cost 10,460 8,936 10,735 Interest cost 10,351 9,358 8,212 Amendments - - 10,850 Actuarial (gain) loss (14,308) 53,131 (18,794) Benefits paid (10,078) (9,029) (22,116) Administrative expenses paid (411) (595) (995) Projected benefit obligations at end of year $ 259,511 $ 263,497 $ 201,696 Change in plans' assets: Fair value of plans' assets at beginning of year $ 201,352 $ 196,447 $ 203,704 Actual return on assets 1,761 12,525 13,960 Employer contributions 2,395 2,004 1,894 Benefits paid (10,078) (9,029) (22,116) Administrative expenses paid (411) (595) (995) Fair value of plans' assets at end of year $ 195,019 $ 201,352 $ 196,447 Funded status: Projected benefit obligations $ (259,511) $ (263,497) $ (201,696) Fair value of plans' assets 195,019 201,352 196,447 Net amount recognized $ (64,492) $ (62,145) $ (5,249) Amounts recognized in the consolidated balance sheets consisted of: Pension Benefits 2015 2014 2013 (In thousands) Prepaid benefit cost $ 50,724 $ 64,838 $ 72,886 Accrued benefit liability (24,617) (23,902) (23,241) Accumulated other comprehensive loss adjustment (90,599) (103,081) (54,894) Net amount recognized $ (64,492) $ (62,145) $ (5,249) Pre-tax amounts recognized in accumulated other comprehensive loss consisted of: December 31, 2015 2014 (In thousands) Net transition obligation $ - $ - Net prior service benefit (3,880) (4,598) Net actuarial loss 94,479 107,679 Total accumulated other comprehensive loss $ 90,599 $ 103,081 The net prior service credit and net actuarial loss that will be amortized from accumulated other comprehensive loss into net periodic benefit cost over the next fiscal year are approximately ($718,000) and $6.8 million , respectively. No further transition obligation remains to be amortized. The components of net periodic benefit cost for the years ended December 31, 2015, 2014 and 2013 were as follows: Pension Benefits 2015 2014 2013 Components of net periodic benefit cost: (In thousands) Service cost $ 10,460 $ 8,936 $ 10,735 Interest cost 10,351 9,358 8,212 Expected return on assets (10,775) (10,534) (10,974) Amortization of unrecognized transition amount - 18 18 Recognized prior service benefit (718) (768) (768) Recognized net loss 7,905 3,702 6,099 Special termination benefit - - 10,850 Net periodic benefit cost $ 17,223 $ 10,712 $ 24,172 The weighted-average assumptions used to determine benefit obligations at December 31, 2015 and 2014 were as follows: Basic Plan Restoration Plan Supplemental Plan 2015 2014 2015 2014 2015 2014 Discount rate 4.44% 4.10% 4.20% 3.90% 3.40% 3.10% Rate of compensation increase 3.00% 3.00% 3.00% 3.00% 3.00% 3.00% The weighted-average assumptions used to determine net periodic benefit cost for the years ended December 31, 2015, 2014 and 2013 were as follows: Basic Plan 2015 2014 2013 Discount rate 4.10% 4.90% 4.05% Rate of compensation increase 3.00% 3.00% 3.00% Expected rate of return on plan assets 5.50% 5.50% 5.50% Restoration Plan 2015 2014 2013 Discount rate 3.90% 4.50% 3.65% Rate of compensation increase 3.00% 3.00% 3.00% Expected rate of return on plan assets N/A N/A N/A Supplemental Plan 2015 2014 2013 Discount rate 3.10% 3.65% 2.85% Rate of compensation increase 3.00% 3.00% 3.00% Expected rate of return on plan assets N/A N/A N/A The following table presents information related to the defined benefit plans that had accumulated benefit obligations in excess of plan assets at December 31, 2015 and 2014: 2015 2014 (In thousands) Projected benefit obligation $ 259,511 $ 263,497 Accumulated benefit obligation 252,949 252,227 Fair value of assets 195,019 201,352 In selecting the expected long-term rate of return on assets used for the Basic Plan, the Company considered the average rate of earnings expected on the funds invested or to be invested to provide for the benefits of the plan. This included considering the trust asset allocation and the expected returns likely to be earned over the life of the plan. This basis is consistent with the prior year. The discount rate is the rate used to determine the present value of the Company’s future benefit obligations for its pension and other postretirement benefit plans. In 2016, we will change the method utilized to estimate the service cost and interest cost components of net periodic benefit costs for our defined benefit pension plans. Historically, we estimated the service cost and interest cost components using a single weighted average discount rate derived from the yield curve used to measure the benefit obligation at the beginning of the period. We will elect to use a spot rate approach for our plans in the estimation of these components of benefit cost by applying the specific spot rates along the yield curve to the relevant projected cash flows, as we believe this provides a better estimate of service and interest costs. We consider this a change in estimate and, accordingly, will account for it prospectively starting in 2016. This change does not affect the measurement of our total benefit obligation. The Company’s pension plan weighted-average asset allocations at December 31, 2015 and 2014 and the Company’s target allocations for 2016, by asset category, were as follows: Plan assets at December 31 Target for Asset category: 2015 2014 2016 Equity securities 33% 32% 33% Debt securities 66% 65% 67% Cash and equivalents 1% 3% 0% Total 100% 100% Equity securities held in the Basic Plan included shares of the Company’s common stock with a fair value of $2.0 million ( 1.01% of total plan assets) and $1.9 million ( 0.92% of total plan assets) at December 31, 2015 and 2014, respectively. An analysis by management is performed annually to determine whether the Company will make a contribution to the Basic Plan. The following table presents information regarding expected future benefit payments, which reflect expected service, as appropriate: Pension Benefits Expected future benefit payments: (In thousands) 2016 $ 12,614 2017 13,264 2018 14,493 2019 15,800 2020 15,881 2021-2025 85,769 The following table presents the fair value of each major category of plan assets held in the Basic Plan at December 31, 2015 and 2014: Pension Benefits 2015 2014 Investments, at fair value: (In thousands) Cash $ - $ - U.S. agency debt obligations 65,406 69,413 Mutual funds 118,313 123,239 Common stock of BancorpSouth, Inc. 1,974 1,852 Money market funds 1,761 4,225 Brokered certificates of deposit 6,957 2,009 Total investments, at fair value 194,411 200,738 Accrued interest and dividends 608 614 Fair value of plan assets $ 195,019 $ 201,352 Fair values are determined based on valuation techniques categorized as follows: Level 1 means the use of quoted prices for identical instruments in active markets; Level 2 means the use of quoted prices for identical or similar instruments in markets that are not active or are directly or indirectly observable; Level 3 means the use of unobservable inputs. Quoted market prices, when available, are used to value investments. Pension plan investments include funds which invest in various types of investment securities and in various companies within various markets. Investment securities are exposed to several risks, such as interest rate, market and credit risks. Because of the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and that such changes could materially affect the amounts reported. The following tables set forth by level, within the FASB ASC 820, Fair Value Measurements and Disclosure (“FASB ASC 820”), fair value hierarchy, the plan investments at fair value as of December 31, 2015 and 2014: December 31, 2015 Level 1 Level 2 Level 3 Total (In thousands) U.S. agency debt obligations $ - $ 65,406 $ - $ 65,406 Mutual funds 118,313 - - 118,313 Common stock of BancorpSouth, Inc. 1,974 - - 1,974 Money market funds - 1,761 - 1,761 Brokered certificates of deposit - 6,957 - 6,957 Total $ 120,287 $ 74,124 $ - $ 194,411 December 31, 2014 Level 1 Level 2 Level 3 Total (In thousands) U.S. agency debt obligations $ - $ 69,413 $ - $ 69,413 Mutual funds 123,239 - - 123,239 Common stock of BancorpSouth, Inc. 1,852 - - 1,852 Money market funds - 4,225 - 4,225 Brokered certificates of deposit - 2,009 - 2,009 Total $ 125,091 $ 75,647 $ - $ 200,738 There were no transfers between Levels of the fair value hierarchy in 2015 or 2014. The following investments represented 5% or more of the total plan asset value as of December 31, 2015: 2015 (In thousands) Fidelity Advisor New Insights Institutional Fund $ 10,610 Fidelity Low Price Stock Fund 14,737 Franklin Mutual Discovery Z Fund 10,215 Pioneer Multi-Asset Floating Rate Fund 25,266 The Company has a defined contribution plan (commonly referred to as a “401(k) Plan”). Pursuant to the 401(k) Plan, employees may contribute a portion of their compensation, as set forth in the 401(k) Plan, subject to the limitations as established by the Code. Employee contributions (up to 5% of defined compensation) are matched dollar-for-dollar by the Company. Employer contributions were $10.2 million, $9.5 million and $9.8 million for the years ended December 31, 2015, 2014 and 2013, respectively.

FAIR VALUE DISCLOSURES

FAIR VALUE DISCLOSURES	12 Months Ended
	Dec. 31, 2015
FAIR VALUE DISCLOSURES [Abstract]
FAIR VALUE DISCLOSURES	(15) FAIR VALUE DISCLOSURES “Fair value” is defined by FASB ASC 820 as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. FASB ASC 820 establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Observable inputs are inputs that market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity. Unobservable inputs are inputs that reflect the reporting entity assumptions about the assumptions that market participants would use in pricing the asset or liability developed based on the best information available under the circumstances. The hierarchy is broken down into the following three levels, based on the reliability of inputs: Level 1: Unadjusted quoted prices in active markets for identical assets or liabilities that are accessible at the measurement date. Level 2: Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs for the asset or liability that reflect the reporting entity’s own assumptions about the assumptions that market participants would use in pricing the asset or liability. Determination of Fair Value The Company uses the valuation methodologies listed below to measure different financial instruments at fair value. An indication of the level in the fair value hierarchy in which each instrument is generally classified is included. Where appropriate, the description includes details of the valuation models, the key inputs to those models as well as any significant assumptions. Available-for-sale securities. Available-for-sale securities are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities. The Company’s available-for-sale securities that are traded on an active exchange, such as the New York Stock Exchange, are classified as Level 1. Available-for-sale securities valued using matrix pricing are classified as Level 2. Available-for-sale securities valued using matrix pricing that has been adjusted to compensate for the present value of expected cash flows, market liquidity, credit quality and volatility are classified as Level 3. Mortgage servicing rights. The Company records MSRs at fair value on a recurring basis with subsequent remeasurement of MSRs based on change in fair value. An estimate of the fair value of the Company’s MSRs is determined by utilizing assumptions about factors such as mortgage interest rates, discount rates, mortgage loan prepayment speeds, market trends and industry demand. All of the Company’s MSRs are classified as Level 3. Derivative instruments. The Company’s derivative instruments consist of commitments to fund fixed-rate mortgage loans to customers and forward commitments to sell individual fixed-rate mortgage loans. Fair value of these derivative instruments is measured on a recurring basis using recent observable market prices. The Company also enters into interest rate swaps to meet the financing, interest rate and equity risk management needs of its customers. The fair value of these instruments is either an observable market price or a discounted cash flow valuation using the terms of swap agreements but substituting original interest rates with prevailing interest rates ranging from 1.8% to 4.0% . The Company also considers the associated counterparty credit risk when determining the fair value of these instruments. The Company’s interest rate swaps, commitments to fund fixed-rate mortgage loans to customers and forward commitments to sell individual fixed-rate mortgage loans are classified as Level 3. Loans held for sale. In the second quarter of 2014, the Company elected to carry loans held for sale at fair value. The fair value of loans held for sale is based on commitments outstanding from investors as well as what secondary markets are currently offering for portfolios with similar characteristics. Therefore, loans held for sale are subjected to recurring fair value adjustments and are classified as Level 2. The Company obtains quotes, bids, or pricing indications on all or part of these loans directly from the buyers. Premiums and discounts received or to be received on the quotes, bids or pricing indications are indicative of the fact that the cost is lower or higher than fair value. Loans held for sale prior to the second quarter of 2014 were carried at the lower of cost or estimated fair value and were subject to nonrecurring fair value adjustments. Impaired loans. Loans considered impaired under FASB ASC 310 are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans are subject to nonrecurring fair value adjustments to reflect (1) partial write-downs that are based on the observable market price or current appraised value of the collateral, or (2) the full charge-off of the loan carrying value. All of the Company’s impaired loans are classified as Level 3. Other real estate owned. OREO is carried at the lower of cost or estimated fair value, less estimated selling costs and is subjected to nonrecurring fair value adjustments. Estimated fair value is determined on the basis of independent appraisals and other relevant factors less an average of 7% for estimated costs to sell . All of the Company’s OREO is classified as Level 3. Assets and Liabilities Recorded at Fair Value on a Recurring Basis The following tables present the balances of the assets and liabilities measured at fair value on a recurring basis as of December 31, 2015 and 2014: December 31, 2015 Level 1 Level 2 Level 3 Total Assets: (In thousands) Available-for-sale securities: U.S. Government agencies $ - $ 1,244,640 $ - $ 1,244,640 Government agency issued residential mortgage-back securities - 140,540 - 140,540 Government agency issued commercial mortgage-back securities - 260,693 - 260,693 Obligations of states and political subdivisions - 417,499 - 417,499 Other 776 18,181 - 18,957 Mortgage servicing rights - - 57,268 57,268 Derivative instruments - - 19,508 19,508 Loans held for sale - 157,907 - 157,907 Total $ 776 $ 2,239,460 $ 76,776 $ 2,317,012 Liabilities: Derivative instruments $ - $ - $ 16,251 $ 16,251 December 31, 2014 Level 1 Level 2 Level 3 Total Assets: (In thousands) Available-for-sale securities: U.S. Government agencies $ - $ 1,215,054 $ - $ 1,215,054 Government agency issued residential mortgage-back securities - 209,230 - 209,230 Government agency issued commercial mortgage-back securities - 240,568 - 240,568 Obligations of states and political subdivisions - 483,864 - 483,864 Other 1,302 6,909 - 8,211 Mortgage servicing rights - - 51,296 51,296 Derivative instruments - - 23,830 23,830 Loans held for sale - 141,015 - 141,015 Total $ 1,302 $ 2,296,640 $ 75,126 $ 2,373,068 Liabilities: Derivative instruments $ - $ - $ 23,207 $ 23,207 The following tables present the changes in Level 3 assets and liabilities measured at fair value on a recurring basis for the years ended December 31, 2015 and 2014: Mortgage Available- Servicing Derivative for-sale Rights Instruments Securities (In thousands) Balance at December 31, 2014 $ 51,296 $ 623 $ - Total net gains for the year included in: Net (loss) gain (8,167) 2,634 - Other comprehensive income - - - Additions 14,139 - - Transfers in and/or out of Level 3 - - - Balance at December 31, 2015 $ 57,268 $ 3,257 $ - Net unrealized gains (losses) included in net income for the year relating to assets and liabilities held at December 31, 2015 $ (1,161) $ 2,634 $ - Mortgage Available- Servicing Derivative for-sale Rights Instruments Securities (In thousands) Balance at December 31, 2013 $ 54,662 $ 878 $ - Total net gains for the year included in: Net loss (12,244) (255) - Other comprehensive income - - - Additions 8,878 - - Transfers in and/or out of Level 3 - - - Balance at December 31, 2014 $ 51,296 $ 623 $ - Net unrealized losses included in net income for the year relating to assets and liabilities held at December 31, 2014 $ (6,444) $ (255) $ - The Company had no purchases or settlements during 2015 and 2014. Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis The following tables present the balances of assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2015 and 2014: December 31, 2015 Total Level 1 Level 2 Level 3 Total Gains (Losses) Assets: (In thousands) Impaired loans - - 51,392 51,392 (2,350) Other real estate owned - - 14,759 14,759 (7,745) December 31, 2014 Total Level 1 Level 2 Level 3 Total Gains (Losses) Assets: (In thousands) Impaired loans - - 28,101 28,101 (1,519) Other real estate owned - - 33,984 33,984 (11,974) Fair Value of Financial Instruments FASB ASC 825, Financial Instruments (“FASB ASC 825”), requires that the Company disclose estimated fair values for its financial instruments. Fair value estimates, methods and assumptions that are used by the Company in estimating fair values of financial instruments and that are not disclosed above in this Note 15 are set forth below. Cash and Due From Banks. The carrying amounts for cash and due from banks approximate fair values due to their immediate and shorter-term maturities. Loans and Leases. Fair values are estimated for portfolios of loans and leases with similar financial characteristics. The fair value of loans and leases is calculated by discounting scheduled cash flows through the estimated maturity using rates the Company would currently offer customers based on the credit and interest rate risk inherent in the loan or lease. Assumptions regarding credit risk, cash flows and discount rates are judgmentally determined using available market and borrower information. Estimated maturity represents the expected average cash flow period, which in some instances is different than the stated maturity. This entrance price approach results in a calculated fair value that would be different than an exit or estimated actual sales price approach and such differences could be significant. All of the Company’s loans and leases are classified as Level 3. Deposit Liabilities . Under FASB ASC 825, the fair value of deposits with no stated maturity, such as noninterest bearing demand deposits, interest bearing demand deposits and savings, is equal to the amount payable on demand as of the reporting date. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the prevailing rates offered for deposits of similar maturities. The Company’s noninterest bearing demand deposits, interest bearing demand deposits and savings are classified as Level 1. Certificates of deposit are classified as Level 2. Debt . The carrying amounts for federal funds purchased and repurchase agreements approximate fair value because of their short-term maturity. The fair value of the Company’s fixed-term FHLB advances is based on the discounted value of contractual cash flows. The discount rate is estimated using the prevailing rates available for advances of similar maturities. The fair value of the Company’s long-term borrowings with U.S. Bank is based on the LIBOR rates plus an interest rate spread. The fair value of the Company’s junior subordinated debt is based on market prices or dealer quotes. The Company’s federal funds purchased, repurchase agreements and junior subordinated debt are classified as Level 1. FHLB advances and U.S. Bank advances are classified as Level 2. Lending Commitments. The Company’s lending commitments are negotiated at prevailing market rates and are relatively short-term in nature. As a matter of policy, the Company generally makes commitments for fixed-rate loans for relatively short periods of time. Therefore, the estimated value of the Company’s lending commitments approximates the carrying amount and is immaterial to the financial statements. The Company’s lending commitments are classified as Level 2. The Company’s off-balance sheet commitments, including letters of credit, which totaled $93.5 million at December 31, 2015, are funded at current market rates at the date they are drawn upon. It is management’s opinion that the fair value of these commitments would approximate their carrying value, if drawn upon. See Note 24, Commitments and Contingent Liabilities, for additional information regarding lending commitments. The following table presents carrying and fair value information of financial instruments at December 31, 2015 and 2014: 2015 2014 Carrying Fair Carrying Fair Value Value Value Value Assets: (In thousands) Cash and due from banks $ 154,192 $ 154,192 $ 204,231 $ 204,231 Interest bearing deposits with other banks 43,777 43,777 153,019 153,019 Available for sale securities 2,082,329 2,082,329 2,156,927 2,156,927 Net loans and leases 10,246,320 10,331,043 9,570,493 10,066,945 Loans held for sale 157,907 157,907 141,015 141,015 Liabilities: Noninterest bearing deposits 3,031,528 3,031,528 2,778,686 2,778,686 Savings and interest bearing deposits 6,446,142 6,446,142 6,200,017 6,200,017 Other time deposits 1,853,491 1,867,034 1,993,636 2,005,023 Federal funds purchased and securities sold under agreement to repurchase and other short-term borrowings 467,946 467,263 391,666 391,743 Long-term debt and other borrowings 92,973 98,502 101,372 106,218 Derivative instruments: Forward commitments to sell fixed rate mortgage loans 109 109 (1,163) (1,163) Commitments to fund fixed rate mortgage loans 3,390 3,390 2,137 2,137 Interest rate swap position to receive 15,614 15,614 21,653 21,653 Interest rate swap position to pay (15,856) (15,856) (22,004) (22,004)

STOCK INCENTIVE AND STOCK OPTIO

STOCK INCENTIVE AND STOCK OPTION PLANS	12 Months Ended
	Dec. 31, 2015
STOCK INCENTIVE AND STOCK OPTION PLANS [Abstract]
STOCK INCENTIVE AND STOCK OPTION PLANS	(16) STOCK INCENTIVE AND STOCK OPTION PLANS Key employees and directors of the Company and its subsidiaries have been granted stock options under the Company’s Long-Term Equity Incentive Plan, 1995 Non-Qualified Stock Option Plan for Non-Employees (the “1995 Plan”) and 1998 Stock Option Plan (collectively, the “Plans”). Further, restricted stock and restricted stock units may be awarded under the 1995 Plan, and restricted stock, restricted stock units and performance shares may be awarded under the Long-Term Equity Incentive Plan. All options granted pursuant to these plans have an exercise price equal to the market value on the date of the grant and are exercisable over periods of one to ten years. Upon the exercise of stock options, new shares are issued by the Company. FASB ASC 718 requires that compensation expense be measured using estimates of fair value of all stock-based awards. Compensation expense arising from stock options that has been charged against income for the Plans was approximately $22,000 , approximately $843,000 and $1.3 million for 2015, 2014 and 2013, respectively. As of December 31, 2015, there was no unrecognized compensation cost related to nonvested stock options. No stock options were granted during 2015, 2014 or 2013. The following tables present the stock option activity under the Plans as of December 31, 2015, 2014 and 2013 and changes during the years then ended: 2015 Weighted- Average Weighted- Remaining Aggregate Average Contractual Intrinsic Exercise Term Value Shares Price (years) (In thousands) Options Outstanding at January 1, 2015 1,056,977 $ 20.67 Exercised (520,538) 20.06 Cancelled or forfeited (237,286) 23.22 Expired (33,755) 21.93 Outstanding at December 31, 2015 265,398 $ 19.43 1.4 $ 1,268 Exercisable at December 31, 2015 265,398 $ 19.43 1.4 $ 1,268 2014 Weighted- Average Weighted- Remaining Aggregate Average Contractual Intrinsic Exercise Term Value Shares Price (years) (In thousands) Options Outstanding at January 1, 2014 1,884,318 $ 19.69 Exercised (662,721) 17.32 Cancelled or forfeited (19,500) 20.26 Expired (145,120) 23.26 Outstanding at December 31, 2014 1,056,977 $ 20.67 1.8 $ 2,672 Exercisable at December 31, 2014 977,491 $ 21.38 1.7 $ 1,831 2013 Weighted- Average Weighted- Remaining Aggregate Average Contractual Intrinsic Exercise Term Value Shares Price (years) (In thousands) Options Outstanding at January 1, 2013 2,764,854 $ 20.58 Exercised (64,000) 15.97 Cancelled or forfeited (509,236) 22.67 Expired (307,300) 23.60 Outstanding at December 31, 2013 1,884,318 $ 19.69 2.7 $ 10,806 Exercisable at December 31, 2013 1,715,431 $ 20.45 2.5 $ 8,528 The following table presents the status of the Company’s nonvested options as of December 31, 2015 and changes during the year then ended: Weighted- Weighted- Average Average Exercise Grant Date Shares Price Fair Value Nonvested Options Outstanding at January 1, 2015 79,486 $ 11.93 $ 4.16 Granted - - - Vested (79,486) 11.93 4.16 Forfeited or cancelled - - - Outstanding at December 31, 2015 - $ - $ - The intrinsic value of stock options exercised during the years ended December 31, 2015, 2014 and 2013 was $2.5 million, $4.6 million and approximately $289,000 , respectively. The following table summarizes information about stock options outstanding at December 31, 2015: Options Outstanding Options exercisable Range of Number Weighted-Avg Weighted-Avg Number Weighted-Avg Exercise Prices Outstanding Remaining Life (years) Exercise Price Exercisable Exercise Price $10.07 to $13.25 96,304 2.5 $ 12.56 96,304 $ 12.56 $17.10 to $22.97 104,294 0.8 22.39 104,294 22.39 $24.27 to $25.31 64,800 0.8 24.89 64,800 24.89 $10.07 to $25.31 265,398 1.4 $ 19.43 265,398 $ 19.43 The Company’s Long-Term Equity Incentive plan allows for the issuance of performance shares. Performance shares entitle the recipient to receive shares of the Company’s common stock upon the achievement of performance goals that are specified in the award over a specified performance period. The recipient of performance shares is not treated as a shareholder of the Company and is not entitled to vote or receive dividends until the performance conditions stated in the award are satisfied and the shares of stock are actually issued to the recipient. In March 2011, the Company granted 125,410 performance shares to employees for the two-year performance period from January 1, 2011 through December 31, 2012. In January 2012, the Company granted 103,055 performance shares to employees for the two-year performance period from January 1, 2012 through December 31, 2013 . In January 2013, the Company granted 83,620 performance shares to employees for the two-year performance period from January 1, 2013 through December 31, 2014 . In January 2014, the Company granted 57,550 performance shares to employees for the two-year performance period from January 1, 2014 through December 31, 2015. In January 2015, the Company granted 84,494 performance shares to employees for the two-year performance period from January 1, 2015 through December 31, 2016. All of these performance shares vest over a three-year period and are valued at the fair value of the Company’s stock at the grant date based upon the estimated number of shares expected to vest. Compensation expense of approximately $193,000 was recognized in 2013 related to the 2011 grant of performance shares. Compensation expense of approximately $153,000 and $650,000 was recognized in 2014 and 2013 respectively, related to the 2012 grant of performance shares. Compensation expense of approximately $458,000 $477,000 and $801,000 was recognized in 2015, 2014 and 2013, respectively, related to the 2013 grant of performance shares. Compensation expense of approximately $842,000 and $500,000 was recognized in 2015 and 2014, respectively related to the 2014 grant of performance shares. Compensation expense of $1.3 million was recognized in 2015 related to the 2015 grant of performance shares. In May 2012, the Company awarded 7,500 restricted stock units covering 7,500 shares of Company common stock to its directors with the shares of stock covered by this award issued to the directors in May 2013. In May 2013, the Company awarded 7,500 restricted stock units covering 7,500 shares of Company common stock to its directors with the shares of stock covered by this award issued to the directors in May 2014. In May 2014 the Company awarded 19,500 restricted stock units covering 19,500 shares of Company common stock to its directors with the shares of stock covered by the award to be issued to the directors in May 2015. In May 2015, the Company awarded 24,750 restricted stock units covering 24,750 shares of Company common stock to its directors with the shares of stock covered by the award to be issued to the directors in May 2016. Compensation expense of approximately $510,000 , $330,000 , and $140,000 was recognized in 2015, 2014, and 2013, respectively, related to the restricted stock units issued to the Company’s directors. In June 2012, pursuant to the Long-Term Equity Incentive Plan, the Company awarded 60,000 restricted stock units covering 60,000 shares of Company common stock to senior executives with the shares of stock covered by this award to be issued to the senior executives equally beginning in June 2013 over a five -year period. Compensation expense of approximately $107,000 , $180,000 and $311,000 was recognized in 2015, 2014 and 2013 related to the restricted stock units issued to the Company’s senior executives. In November 2012, pursuant to the Long-Term Equity Incentive Plan, the Company awarded 24,083 shares of restricted stock to a senior executive with the shares of stock covered by this award to be issued to the senior executive in November 2017. Compensation expense of approximately $63,000, $63,000 and $68,000 was recorded in 2015, 2014 and 2013, respectively, related to the restricted stock issued to the Company’s senior executive. Also in November 2012, pursuant to the Long-Term Equity Incentive Plan, the Company awarded 88,232 shares of restricted stock to a senior executive, with the shares of stock covered by this award to be issued to the senior executive in January 2015. Compensation expense of approximately $554,000 and $600,000 was recorded in 2014 and 2013, respectively, related to the restricted stock issued to the Company’s senior executive. In March 2013, pursuant to the Long-Term Equity Incentive Plan, the Company awarded 582,500 shares of restricted stock to employees, with the shares of stock covered by this award to be issued to employees in May 2018. Compensation expense of $1.5 million, $1.7 million and $1.4 million was recorded in 2015, 2014 and 2013, respectively, related to the restricted stock issued to the Company’s employees. Also in March 2013, pursuant to the Long-Term Equity Incentive Plan, the Company awarded 21,341 shares of restricted stock to a senior executive with the shares of stock covered by this award to be issued to the senior executive equally beginning in March 2014 over a three -year period. Compensation expense of approximately $97,000 , and $160,000 was recorded in 2014 and 2013, respectively, related to the restricted stock issued to the Company’s senior executive. In 2014, at various dates, pursuant to the Long-term Equity Incentive Plan, the Compa ny awarded a total of 338,350 shares of restricted stock to employees with 64,500 shares vesting in February 2015, 51,500 shares vesting in February 2018, 196,100 shares vesting in May 2019 and 26,250 shares vesting in May 2020. Compensation expense of $ 1.3 million and $2.2 million was recorded in 2015 and 2014, respectively, related to these 2014 restricted stock awards issued to the Company’s employees. In 2015, at various dates, pursuant to the Long-term Equity Incentive Plan, the Company awarded a total of 2 73,269 shares of restricted stock to employees with 8,700 shares vesting in May 2018, 7,500 shares vesting in May 2019, and 25 7 , 069 shares vesting in May 2020. Compensation expense of $1.0 million was recorded in 2015 related to these 2015 restricted stock awards issued to the Company’s employees. As of December 31, 2015, there was $13.0 million of unrecognized compensation cost related to unvested restricted stock compensation that is expected to be recognized over a weighted average period of 3.6 years. The following table summarizes the Company’s restricted stock activity for the years ended December 31, 2015, 2014 and 2013: Years Ended December 31, 2015 2014 2013 Weighted Average Weighted Average Weighted Average Shares Grant Date Shares Grant Date Shares Grant Date Fair Value Fair Value Fair Value Nonvested at beginning of year 1,005,892 $ 18.78 716,156 $ 15.86 112,315 $ 13.08 Granted 273,269 23.16 349,900 23.17 613,841 16.38 Forfeited (46,631) 19.28 (53,050) 18.18 (10,000) 16.38 Vested (159,846) 22.48 (7,114) 13.33 - - Nonvested at end of year 1,072,684 $ 19.63 1,005,892 $ 18.78 716,156 $ 15.86 The following table presents information regarding the vesting of the Company’s nonvested restricted stock at December 31, 2015: Vesting in Number of Shares 2016 7,113 2017 24,083 2018 574,700 2019 195,700 2020 271,088 Total Nonvested Shares 1,072,684

EARNINGS PER SHARE AND DIVIDEND

EARNINGS PER SHARE AND DIVIDEND DATA	12 Months Ended
	Dec. 31, 2015
EARNINGS PER SHARE AND DIVIDEND DATA [Abstract]
EARNINGS PER SHARE AND DIVIDEND DATA	(17) EARNINGS PER SHARE AND DIVIDEND DATA Basic earnings per share (“EPS”) are calculated using the two-class method. The two-class method provides that unvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and shall be included in the computation of basic EPS. Diluted EPS is computed using the weighted-average number of shares determined for the basic EPS computation plus the shares resulting from the assumed exercise of all outstanding share-based awards using the treasury stock method. Weighted-average antidilutive stock options to purchase approximately 32,000 , approximately 67,000 and 1.2 million shares of Company common stock with a weighted average exercise price of $25.31 , $24.89 and $23.81 per share for 2015, 2014 and 2013, respectively, were excluded from diluted shares. There were no antidilutive other equity awards for 2015, 2014 and 2013. The following tables provide a reconciliation of the numerators and denominators of the basic and diluted earnings per share computations for the years ended December 31, 2015, 2014 and 2013: 2015 Income Shares Per Share (Numerator) (Denominator) Amount Basic EPS: (In thousands, except per share amounts) Income available to common shareholders $ 127,491 95,825 $ 1.33 Effect of dilutive stock options - 299 Diluted EPS: Income available to common shareholders plus assumed exercise $ 127,491 96,124 $ 1.33 2014 Income Shares Per Share (Numerator) (Denominator) Amount Basic EPS: (In thousands, except per share amounts) Income available to common shareholders $ 116,750 95,973 $ 1.22 Effect of dilutive stock options - 329 Diluted EPS: Income available to common shareholders plus assumed exercise $ 116,750 96,302 $ 1.21 2013 Income Shares Per Share (Numerator) (Denominator) Amount Basic EPS: (In thousands, except per share amounts) Income available to common shareholders $ 94,115 95,048 $ 0.99 Effect of dilutive stock options - 284 Diluted EPS: Income available to common shareholders plus assumed exercise $ 94,115 95,332 $ 0.99 Dividends to shareholders are paid from dividends paid to the Company by the Bank which are subject to approval by the applicable state regulatory authority.

OTHER COMPREHENSIVE INCOME

OTHER COMPREHENSIVE INCOME	12 Months Ended
	Dec. 31, 2015
OTHER COMPREHENSIVE INCOME [Abstract]
OTHER COMPREHENSIVE INCOME	(18) OTHER COMPREHENSIVE INCOME The following tables present the components of other comprehensive income (loss) and the related tax effects allocated to each component for the years ended December 31, 2015, 2014 and 2013: 2015 Before Tax Net Tax (Expense) of Tax Amount Benefit Amount (In thousands) Net unrealized gains on available-for-sale securities: Unrealized (losses) gains arising during holding period $ (9,340) $ 3,577 $ (5,763) Reclassification adjustment for net (gains) losses realized in net income (1) (136) 52 (84) Recognized employee benefit plan net periodic benefit cost (2) 12,482 (4,774) 7,708 Other comprehensive income $ 3,006 $ (1,145) $ 1,861 2014 Before Tax Net Tax (Expense) of Tax Amount Benefit Amount (In thousands) Net unrealized gains on available-for-sale securities: Unrealized gains (losses) arising during holding period $ 26,016 $ (9,965) $ 16,051 Reclassification adjustment for net (gains) losses realized in net income (1) (37) 14 (23) Recognized employee benefit plan net periodic benefit cost (2) (48,187) 18,432 (29,755) Other comprehensive loss $ (22,208) $ 8,481 $ (13,727) 2013 Before Tax Net Tax (Expense) of Tax Amount Benefit Amount (In thousands) Net unrealized gains on available-for-sale securities: Unrealized (losses) gains arising during holding period $ (61,640) $ 23,603 $ (38,037) Reclassification adjustment for net (gains) losses realized in net income (1) (46) 18 (28) Recognized employee benefit plan net periodic benefit cost (2) 27,128 (10,376) 16,752 Other comprehensive loss $ (34,558) $ 13,245 $ (21,313) (1) Reclassification adjustments for net gains on available-for-sale securities are reported as security gains, net on the consolidated statement of income. (2) Recognized employee benefit plan net periodic benefit cost include amortization of unrecognized transition amount, recognized prior service cost and recognized net loss. For more information, see Footnote 14 – Pension, Other Post Retirement Benefit and Profit Sharing Plans.

RELATED PARTY TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2015
RELATED PARTY TRANSACTIONS [Abstract]
RELATED PARTY TRANSACTIONS	(19) RELATED PARTY TRANSACTIONS The Bank has made, and expects in the future to continue to make in the ordinary course of business, loans to directors and executive officers of the Company and their affiliates. In management’s opinion, these transactions with directors and executive officers were made on substantially the same terms as those prevailing at the time for comparable transactions with other persons and did not involve more than the normal risk of collectibility or present any other unfavorable features. A summary of such outstanding loans is as follows: Amount (In thousands) Loans outstanding at December 31, 2014 $ 27,249 New loans 6,258 Repayments (14,473) Changes in directors and executive officers (2,868) Loans outstanding at December 31, 2015 $ 16,166

MORTGAGE SERVICING RIGHTS

MORTGAGE SERVICING RIGHTS	12 Months Ended
	Dec. 31, 2015
MORTGAGE SERVICING RIGHTS [Abstract]
MORTGAGE SERVICING RIGHTS	(20) MORTGAGE SERVICING RIGHTS MSRs, which are recognized as a separate asset on the date the corresponding mortgage loan is sold, are recorded at fair value as determined at each accounting period end. An estimate of the fair value of the Company’s MSRs is determined utilizing assumptions about factors such as mortgage interest rates, discount rates, mortgage loan prepayment speeds, market trends and industry demand. Data and assumptions used in the fair value calculation related to MSRs as of December 31, 2015, 2014 and 2013 were as follows: 2015 2014 2013 (Dollars in thousands) Unpaid principal balance $6,011,236 $5,686,756 $5,577,325 Weighted-average prepayment speed (CPR) 10.3 11.6 10.3 Discount rate (annual percentage) 9.8 9.8 10.3 Weighted-average coupon interest rate (percentage) 4.0 4.1 4.2 Weighted-average remaining maturity (months) 319.0 314.0 310.0 Weighted-average servicing fee (basis points) 26.6 26.5 26.6 Because the valuation is determined by using discounted cash flow models, the primary risk inherent in valuing the MSRs is the impact of fluctuating interest rates on the estimated life of the servicing revenue stream. The use of different estimates or assumptions could also produce different fair values. The Company does not hedge the change in fair value of MSRs and, therefore, the Company is susceptible to fluctuations in the fair value of its MSRs in changing interest rate environments. The Company has one class of mortgage servicing asset comprised of closed end loans for one-to-four family residences, secured by first liens. The following table presents the activity in this class for the years indicated: 2015 2014 (In thousands) Fair value at beginning of year $ 51,296 $ 54,662 Additions: Origination of servicing assets 14,139 8,878 Changes in fair value: Due to payoffs/paydowns (6,999) (5,793) Due to change in valuation inputs or assumptions used in the valuation model (1,161) (6,444) Other changes in fair value (7) (7) Fair value at end of year $ 57,268 $ 51,296 All of the changes to the fair value of the MSRs are recorded as part of mortgage lending noninterest revenue on the income statement. As part of mortgage lending noninterest revenue, the Company recorded contractual servicing fees of $ 16.1 million, $15.2 million and $14.6 million and late and other ancillary fees of $1.3 million, $1.2 million and $1.4 million in 2015, 2014, and 2013, respectively.

CAPITAL AND REGULATORY MATTERS

CAPITAL AND REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2015
REGULATORY MATTERS [Abstract]
REGULATORY MATTERS	(21) CAPITAL AND REGULATORY MATTERS The Company is subject to various regulatory capital requirements administered by the federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material adverse effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Company’s capital amounts and classification are also subject to qualitative judgments by regulators about components, risk weightings and other factors. Quantitative measures established by the Board of Governors of the Federal Reserve to ensure capital adequacy require the Company to maintain minimum capital amounts and ratios (risk-based capital ratios). All banking companies are required to have core capital (“Tier 1”) of at least 4% of risk-weighted assets, total capital of at least 8% of risk-weighted assets and a minimum Tier 1 leverage ratio of 4% of adjusted average assets. The regulations also define well capitalized levels of Common equity Tier 1 capital, Tier 1 capital, total capital and Tier 1 leverage as 6.5 %, 8 %, 10% and 5% , respectively. The Company and the Bank had common equity Tier 1, Tier 1, total capital and Tier 1 leverage above the well capitalized levels at December 31, 2015 and 2014, respectively, as set forth in the following table: 2015 2014 Amount Ratio Amount Ratio (Dollars in thousands) Common Equity Tier 1 capital (to risk-weighted assets) BancorpSouth, Inc. $ 1,402,041 12.07% NA NA BancorpSouth Bank 1,369,419 11.80 NA NA Tier 1 capital (to risk-weighted assets) BancorpSouth, Inc. 1,425,239 12.27 $ 1,351,807 13.27% BancorpSouth Bank 1,369,419 11.80 1,298,449 12.76 Total capital (to risk-weighted assets) BancorpSouth, Inc. 1,552,280 13.37 1,479,791 14.52 BancorpSouth Bank 1,496,460 12.90 1,426,433 14.02 Tier 1 leverage capital (to average assets) BancorpSouth, Inc. 1,425,239 10.61 1,351,807 10.55 BancorpSouth Bank 1,369,419 10.23 1,298,449 10.17 On December 11, 2014, the Company announced a stock repurchase program whereby the Company may acquire up to an aggregate of 6% or 5,764,000 shares of its common stock in the open market at prevailing market prices or in privately negotiated transactions during the period between December 11, 2014 through November 30, 2016. The extent and timing of any repurchases will depend on market conditions and other corporate, legal and regulatory considerations. Repurchased shares will be held as authorized but unissued shares. These authorized but unissued shares will be available for use in connection with the Company’s stock option plans, other compensation programs, other transactions or for other corporate purposes as determined by the Company’s Board of Directors. At December 31, 2015, 2,882,000 shares had been repurchased under this program.

SEGMENTS

SEGMENTS	12 Months Ended
	Dec. 31, 2015
SEGMENTS [Abstract]
SEGMENTS	(22) SEGMENTS The Company is a financial holding company with subsidiaries engaged in the business of banking and activities closely related to banking. The Company determines reportable segments based upon the services offered, the significance of those services to the Company’s financial condition and operating results and management’s regular review of the operating results of those services. The Company’s primary segment is Community Banking, which includes providing a full range of deposit products, commercial loans and consumer loans. The Company has also designated two additional reportable segments - Insurance Agencies and General Corporate and Other. The Company’s insurance agencies serve as agents in the sale of commercial lines of insurance and full lines of property and casualty, life, health and employee benefits products and services. The General Corporate and Other operating segment includes mortgage lending, trust services, credit card activities, investment services and other activities not allocated to the Community Banking or Insurance Agencies operating segments. While the net income of the Community Banking operating segment remained consistent in 2014 compared to 2013, the increased net income of the Community Banking operating segment in 2015 compared to 2014 was primarily related to the corresponding decrease in the provision for credit losses. The increased net income of the General Corporate and Other operating segment in 2015 was primarily related to the increase in noninterest revenue. The increased net income of the General Corporate and Other operating segment in 2014 was primarily related to the decrease d noninterest expense such as voluntary early retirement opportunity expense and writeoff of bond issue costs in 2013. Results of operations and selected financial information by operating segment for the years ended December 31, 2015, 2014 and 2013 were as follows: Community Banking Insurance Agencies General Corporate and Other Total 2015 (In thousands) Results of Operations Net interest revenue $ 397,204 $ 100 $ 38,378 $ 435,682 Provision for credit losses (12,859) - (141) (13,000) Net interest income after provision for credit losses 410,063 100 38,519 448,682 Noninterest revenue 82,938 116,780 78,250 277,968 Noninterest expense 332,920 101,120 105,871 539,911 Income before income taxes 160,081 15,760 10,898 186,739 Income tax expense 51,186 6,363 1,699 59,248 Net income $ 108,895 $ 9,397 $ 9,199 $ 127,491 Selected Financial Information Total assets $ 10,127,861 $ 199,668 $ 3,471,133 $ 13,798,662 Depreciation and amortization 21,874 4,736 3,641 30,251 Community Banking Insurance Agencies General Corporate and Other Total 2014 (In thousands) Results of Operations Net interest revenue $ 381,467 $ 117 $ 35,078 $ 416,662 Provision for credit losses (4,757) - $ 4,757 - Net interest income after provision for credit losses 386,224 117 30,321 416,662 Noninterest revenue 95,752 115,541 57,853 269,146 Noninterest expense 329,893 97,620 90,893 518,406 Income (loss) before income taxes 152,083 18,038 (2,719) 167,402 Income tax expense (benefit) 47,482 7,255 (4,085) 50,652 Net income $ 104,601 $ 10,783 $ 1,366 $ 116,750 Selected Financial Information Total assets $ 9,814,879 $ 188,920 $ 3,322,570 $ 13,326,369 Depreciation and amortization 22,603 5,257 3,855 31,715 Community Banking Insurance Agencies General Corporate and Other Total 2013 (In thousands) Results of Operations Net interest revenue $ 371,940 $ 165 $ 26,844 $ 398,949 Provision for credit losses 5,824 - 1,676 7,500 Net interest income after provision for credit losses 366,116 165 25,168 391,449 Noninterest revenue 95,573 99,103 80,390 275,066 Noninterest expense 311,554 86,557 136,738 534,849 Income (loss) before income taxes 150,135 12,711 (31,180) 131,666 Income tax expense (benefit) 46,135 5,175 (13,759) 37,551 Net income (loss) $ 104,000 $ 7,536 $ (17,421) $ 94,115 Selected Financial Information Total assets $ 9,803,073 $ 187,424 $ 3,039,236 $ 13,029,733 Depreciation and amortization 22,234 3,655 3,634 29,523

DERIVATIVE INSTRUMENTS

DERIVATIVE INSTRUMENTS	12 Months Ended
	Dec. 31, 2015
DERIVATIVE INSTRUMENTS [Abstract]
DERIVATIVE INSTRUMENTS	(23) DERIVATIVE INSTRUMENTS The derivative instruments held by the Company include commitments to fund fixed-rate mortgage loans to customers and forward commitments to sell individual, fixed-rate mortgage loans. The Company’s objective in obtaining the forward commitments is to mitigate the interest rate risk associated with the commitments to fund the fixed-rate mortgage loans. Both the commitments to fund fixed-rate mortgage loans and the forward commitments to sell individual fixed-rate mortgage loans are reported at fair value, with adjustments being recorded in current period earnings, and are not accounted for as hedges. At December 31, 2015, the notional amount of forward commitments to sell individual fixed-rate mortgage loans was $211.2 million, with a carrying value and fair value reflecting a gain of approximately $ 109,000 . At December 31, 2014, the notional amount of forward commitments to sell individual fixed-rate mortgage loans was $155.8 million, with a carrying value and fair value reflecting a loss of $1.2 million . At December 31, 2015, the notional amount of commitments to fund individual fixed-rate mortgage loans was $142.1 million, with a carrying value and fair value reflecting a gain of $3.4 million. At December 31, 2014, the notional amount of commitments to fund individual fixed-rate mortgage loans was $85.2 million, with a carrying value and fair value reflecting a gain of $2.1 million . The Company also enters into derivative financial instruments in the form of interest rate swaps to meet the financing, interest rate and equity risk management needs of its customers. Upon entering into these interest rate swaps to meet customer needs, the Company enters into offsetting positions to minimize interest rate and equity risk to the Company. These derivative financial instruments are reported at fair value with any resulting gain or loss recorded in current period earnings. These instruments and their offsetting positions are recorded in other assets and other liabilities on the consolidated balance sheets. As of December 31, 2015, the notional amount of customer related derivative financial instruments was $255.6 million, with an average maturity of 42.1 months, an average interest receive rate of 2.6% and an average interest pay rate of 5.6% . As of December 31, 2014, the notional amount of customer related derivative financial instruments was $324.2 million, with an average maturity of 49.5 months, an average interest receive rate of 2.5% and an average interest pay rate of 5.6% . Certain financial instruments, such as derivatives, may be eligible for offset in the consolidated balance sheet and/or subject to master netting arrangements or similar agreements. The Bank’s derivative transactions with upstream financial institution counterparties are generally executed under International Swaps and Derivative Association master agreements which include “right of set-off” provisions. In such cases, there is generally a legally enforceable right to offset recognized amounts and there may be an intention to settle such amounts on a net basis. Nonetheless, the Bank does not generally offset such financial instruments for financial reporting purposes. The following table presents components of financial instruments eligible for offsetting for the periods indicated: December 31, 2015 Gross Amounts Not Offset in the Consolidated Balance Sheet Financial Gross Amount Gross Amount Net Amount Financial Collateral Net Recognized Offset Recognized Instruments Pledged Amount (In thousands) Financial assets: Derivatives: Forward commitments $ 3,894 $ - $ 3,894 $ - $ - $ 3,894 Loan/lease interest rate swaps 15,856 - 15,856 - - 15,856 Total financial assets $ 19,750 $ - $ 19,750 $ - $ - $ 19,750 Financial liabilities: Derivatives: Forward commitments $ 395 $ - $ 395 $ - $ - $ 395 Loan/lease interest rate swaps 15,856 - 15,856 - (15,856) - Repurchase arrangements 405,937 - 405,937 (405,937) - - Total financial liabilities $ 422,188 $ - $ 422,188 $ (405,937) $ (15,856) $ 395 December 31, 2014 Gross Amounts Not Offset in the Consolidated Balance Sheet Financial Gross Amount Gross Amount Net Amount Financial Collateral Net Recognized Offset Recognized Instruments Pledged Amount (In thousands) Financial assets: Derivatives: Forward commitments $ 2,177 $ - $ 2,177 $ - $ - $ 2,177 Loan/lease interest rate swaps 22,004 - 22,004 - - 22,004 Total financial assets $ 24,181 $ - $ 24,181 $ - $ - $ 24,181 Financial liabilities: Derivatives: Forward commitments $ 1,203 $ - $ 1,203 $ - $ - $ 1,203 Loan/lease interest rate swaps 22,004 - 22,004 - (22,004) - Repurchase arrangements 388,166 - 388,166 (388,166) - - Total financial liabilities $ 411,373 $ - $ 411,373 $ (388,166) $ (22,004) $ 1,203

COMMITMENTS AND CONTINGENT LIAB

COMMITMENTS AND CONTINGENT LIABILITIES	12 Months Ended
	Dec. 31, 2015
COMMITMENTS AND CONTINGENT LIABILITIES [Abstract]
COMMITMENTS AND CONTINGENT LIABILITIES	(24) COMMITMENTS AND CONTINGENT LIABILITIES Leases Rent expense was $8.1 million for 2015, $7.9 million for 2014 and $7.4 million for 2013. Future minimum lease payments for the following five years for all non-cancelable operating leases with initial or remaining terms of one year or more consisted of the following at December 31, 2015: Amount (In thousands) 2016 $ 6,456 2017 4,811 2018 3,168 2019 2,449 2020 1,752 Thereafter 7,358 Total future minimum lease payments $ 25,994 Mortgage Loans Serviced for Others The Company services mortgage loans for others that are not included as assets in the Company’s accompanying consolidated financial statements. Included in the $6. 0 billion of loans serviced for investors at December 31, 2015 was $ 1.0 million of primary recourse servicing pursuant to which the Company is responsible for any losses incurred in the event of nonperformance by the mortgagor. The Company's exposure to credit loss in the event of such nonperformance is the unpaid principal balance at the time of default. This exposure is limited by the underlying collateral, which consists of single family residences and either federal or private mortgage insurance. Lending Commitments In the normal course of business, there are outstanding various commitments and other arrangements for credit which are not reflected in the consolidated balance sheets. As of December 31, 2015, these included $93.5 million for letters of credit and $2.5 billion for interim mortgage financing, construction credit, credit card and revolving line of credit arrangements. The Company did not realize significant credit losses from these commitments and arrangements during the years ended December 31, 2015, 2014 and 2013. Litigation The nature of the Company’s business ordinarily results in a certain amount of claims, litigation, investigations and legal and administrative investigations and proceedings. Although the Company and its subsidiaries have developed policies and procedures to minimize the impact of legal noncompliance and other disputes, and endeavored to provide reasonable insurance coverage, litigation and regulatory actions present an ongoing risk. The Company and its subsidiaries are engaged in lines of business that are heavily regulated and involve a large volume of financial transactions and potential transactions with numerous customers or applicants. From time to time, borrowers, customers, former employees and other third parties have brought actions against the Company or its subsidiaries, in some cases claiming substantial damages. Financial services companies are subject to the risk of class action litigation and, from time to time, the Company and its subsidiaries are subject to such actions brought against it. Additionally, the Bank is, and management expects it to be, engaged in a number of foreclosure proceedings and other collection actions as part of its lending and leasing collections activities, which, from time to time, have resulted in counterclaims against the Bank. Various legal proceedings have arisen and may arise in the future out of claims against entities to which the Company is a successor as a result of business combinations. The Company’s insurance has deductibles, and will likely not cover all such litigation or other proceedings or the costs of defense. The Company and its subsidiaries may also be subject to enforcement actions by federal or state regulators, including the Securities and Exchange Commission, the Federal Reserve, the FDIC, the Consumer Financial Protection Bureau, the Department of Justice, state attorneys general and the Mississippi Department of Banking and Consumer Finance. When and as the Company determines it has meritorious defenses to the claims asserted, it vigorously defends against such claims. The Company will consider settlement of claims when, in management’s judgment and in consultation with counsel, it is in the best interests of the Company to do so. The Company cannot predict with certainty the cost of defense, the cost of prosecution or the ultimate outcome of litigation and other proceedings filed by or against it, its directors, management or employees, including remedies or damage awards. On at least a quarterly basis, the Company assesses its liabilities and contingencies in connection with outstanding legal proceedings as well as certain threatened claims (which are not considered incidental to the ordinary conduct of the Company’s business) utilizing the latest and most reliable information available. For matters where a loss is not probable or the amount of the loss cannot be estimated, no accrual is established. For matters where it is probable the Company will incur a loss and the amount can be reasonably estimated, the Company establishes an accrual for the loss. Once established, the accrual is adjusted periodically to reflect any relevant developments. The actual cost of any outstanding legal proceedings or threatened claims, however, may turn out to be substantially higher than the amount accrued. Further, the Company’s insurance will not cover all such litigation, other proceedings or claims, or the costs of defense. While the final outcome of any legal proceedings is inherently uncertain, based on the information available, advice of counsel and available insurance coverage, management believes that the litigation-related expense of $33.2 million accrued as of December 31, 2015 is adequate and that any incremental liability arising from the Company’s legal proceedings and threatened claims, including the matters described herein and those otherwise arising in the ordinary course of business, will not have a material adverse effect on the Company's business or consolidated financial condition. It is possible, however, that future developments could result in an unfavorable outcome for or resolution of any one or more of the lawsuits in which the Company or its subsidiaries are defendants, which may be material to the Company’s results of operations for a given fiscal period. On January 5, 2016, the Bank entered into an agreement to settle a class action lawsuit filed on May 18, 2010 by an Arkansas customer of the Bank in the U.S. District Court for the Northern District of Florida. The suit challenged the manner in which overdraft fees were charged and the policies related to the posting order of debit card and ATM transactions. The suit also made a claim under Arkansas’ consumer protection statute. The plaintiff was seeking to recover damages in an unspecified amount and equitable relief. As a result of this agreement, the Company recorded an expense of $16.5 million in the fourth quarter of 2015, representing amounts to be paid in connection with the settlement net amounts the Company had already accrued for this legal proceeding in previous periods. The proposed settlement is subject to preliminary and final court approval. The Company can provide no assurance that such approval will occur in any specific time frame or at all. On August 16, 2011, a shareholder filed a putative derivative action purportedly on behalf of the Company in the Circuit Court of Lee County, Mississippi, against certain current and past executive officers and members of the Board of Directors of the Company. The plaintiff in this shareholder derivative lawsuit asserts that the individual defendants violated their fiduciary duties by allegedly issuing materially false and misleading statements regarding the Company’s business and financial results. The plaintiff is seeking to recover alleged damages in an unspecified amount and equitable and/or injunctive relief, and attorney’s fees. A motion to dismiss filed by the defendants was granted by the Court on January 5, 2015, and the plaintiff filed a notice of appeal of that decision on February 2, 2015. Although it is not possible to predict the ultimate resolution or financial liability with respect to this litigation, management is currently of the opinion that the outcome of this lawsuit will not have a material adverse effect on the Company’s business, consolidated financial position or results of operations. On July 31, 2014, the Company and its Chief Executive Officer and Chief Financial Officer were named in a purported class-action lawsuit filed in the U.S. District Court for the Middle District of Tennessee on behalf of certain purchasers of the Company’s common stock. The complaint has subsequently been amended to add the former President and Chief Operating Officer. The complaint alleges that the defendants made misleading statements concerning the Company’s expectation that it would be able to close two merger transactions within a specified time period and the Company’s compliance with certain Bank Secrecy Act and anti-money laundering requirements. On July 10, 2015, the court granted in part and denied in part the defendants’ motion to dismiss and dismissed the claims concerning the Company’s expectations about the closing of the mergers. The plaintiff seeks class certification, an unspecified amount of damages and awards of costs and attorneys’ fees and such other equitable relief as the Court may deem just and proper. No class has been certified and, at this stage of the lawsuit, management cannot determine the probability of an unfavorable outcome to the Company. Although it is not possible to predict the ultimate resolution or financial liability with respect to this litigation, management is currently of the opinion that the outcome of this lawsuit will not have a material adverse effect on the Company’s business, consolidated financial position or results of operations. Other The CFPB and the DOJ have been jointly investigating the Bank’s fair lending program. The Bank has begun settlement discussions with the CFPB and the DOJ, but there is no guarantee that a settlement agreement will be reached. If the parties fail to reach an agreement on settlement terms, and if the CFPB and/or the DOJ determine to bring public enforcement actions, such actions could include demands for civil money penalties and/or assessments, changes to certain of the Bank’s business practices and/or compliance programs, enhanced monitoring and/or customer restitution. The Company and the Bank are unable at this time to determine the terms on which these investigations will be resolved or the timing of such resolution, or to estimate reliably the amounts, or range of possible amounts, of any fines, penalties and/or restitution if enforcement action is taken against the Bank. If, however, the CFPB and/or the DOJ do bring public enforcement actions, the resolution of such actions could have a materially adverse effect on the Company and the Bank’s assets, business, cash flows, financial condition, liquidity, prospects and/or results of operations during the period in which any such action is resolved.

CONDENSED PARENT COMPANY INFORM

CONDENSED PARENT COMPANY INFORMATION	12 Months Ended
	Dec. 31, 2015
CONDENSED PARENT COMPANY INFORMATION [Abstract]
CONDENSED PARENT COMPANY INFORMATION	( 25) CONDENSED PARENT COMPANY INFORMATION The following condensed financial information reflects the accounts and transactions of the Company (excluding its subsidiaries) at the dates and for the years indicated: Condensed Balance Sheets December 31, 2015 2014 Assets: (In thousands) Cash on deposit with subsidiary bank $ 86,767 $ 93,270 Investment in subsidiaries 1,623,640 1,576,708 Other assets 11,237 10,404 Total assets $ 1,721,644 $ 1,680,382 Liabilities and shareholders' equity: Total liabilities $ 66,200 $ 74,323 Shareholders' equity 1,655,444 1,606,059 Total liabilities and shareholders' equity $ 1,721,644 $ 1,680,382 Year Ended December 31, Condensed Statements of Income 2015 2014 2013 (In thousands) Dividends from subsidiaries $ 100,000 $ 60,000 $ 35,000 Other operating income 1,075 585 1,775 Total income 101,075 60,585 36,775 Operating expenses 8,419 6,867 15,033 Income before tax benefit and equity in undistributed earnings 92,656 53,718 21,742 Income tax benefit 2,818 2,420 5,860 Income before equity in undistributed earnings of subsidiaries 95,474 56,138 27,602 Equity in undistributed earnings of subsidiaries 32,017 60,612 66,513 Net income $ 127,491 $ 116,750 $ 94,115 Year Ended December 31, Condensed Statements of Cash Flows 2015 2014 2013 (In thousands) Operating activities: Net income $ 127,491 $ 116,750 $ 94,115 Adjustments to reconcile net income to net cash used in operating activities (32,255) (61,862) (62,419) Net cash provided by operating activities 95,236 54,888 31,696 Financing activities: Cash dividends (33,368) (23,983) (11,383) Redemption of junior subordinated debt - (8,248) (128,866) Advance of long-term debt - 8,000 50,000 Repayment of long-term debt (8,373) (8,066) (1,786) Common stock transactions, net (59,998) 13,928 2,696 Net cash used in financing activities (101,739) (18,369) (89,339) (Decrease) increase in cash and cash equivalents (6,503) 36,519 (57,643) Cash and cash equivalents at beginning of year 93,270 56,751 114,394 Cash and cash equivalents at end of year $ 86,767 $ 93,270 $ 56,751

OTHER NONINTEREST INCOME AND EX

OTHER NONINTEREST INCOME AND EXPENSE	12 Months Ended
	Dec. 31, 2015
OTHER NONINTEREST INCOME AND EXPENSE [Abstract]
OTHER NONINTEREST INCOME AND EXPENSE	( 26) OTHER NONINTEREST INCOME AND EXPENSE The following table details other noninterest income for the three years ended December 31, 2015, 2014 and 2013: 2015 2014 2013 (In thousands) Bank-owned life insurance $ 7,457 $ 8,848 $ 8,314 Other miscellaneous income 12,143 12,883 14,543 Total other noninterest income $ 19,600 $ 21,731 $ 22,857 The following table details other noninterest expense for the three years ended December 31, 2015, 2014 and 2013: 2015 2014 2013 (In thousands) Advertising $ 4,288 $ 4,388 $ 4,558 Foreclosed property expense 7,418 17,071 11,728 Telecommunications 7,451 8,720 8,481 Public relations 2,178 3,399 4,258 Data processing 21,923 20,736 21,586 Computer software 10,500 10,525 8,496 Amortization of intangibles 3,963 4,443 2,979 Legal expenses 30,346 9,822 20,426 Merger expense 25 1,761 - Postage and shipping 4,535 4,745 4,369 Other miscellaneous expense 58,083 58,516 56,177 Total other noninterest expense $ 150,710 $ 144,126 $ 143,058

SUMMARY OF SIGNIFICANT ACCOUN35

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policy)	12 Months Ended
	Dec. 31, 2015
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Principles of Consolidation	Principles of Consolidation The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, BancorpSouth Bank and its wholly owned subsidiaries (the “Bank”) and Gumtree Wholesale Insurance Brokers, Inc. All significant intercompany accounts and transactions have been eliminated in consolidation.
Cash Flow Statements	Cash Flow Statements Cash equivalents include cash and amounts due from banks, including interest bearing deposits with other banks. The Company paid interest of $29.0 million, $35.0 million and $51.9 million and income taxes of $78.4 million, $60.7 million and $39.5 million for the years ended December 31, 2015, 2014 and 2013, respectively. Loans and leases of $26.7 million, $25.0 million and $42.2 million were charged-off during 2015, 2014 and 2013, respectively. Unsettled purchases of securities were $10.0 million and $1.2 million at December 31, 2014 and 2013, respectively. There were no unsettled purchases of securities at December 31, 2015. Loans foreclosed and transferred to OREO were $7.4 million, $14.7 million and $29.3 million during 2015, 2014 and 2013, respectively. Loans to facilitate the sale of other real estate owned were $1.5 million, $4.4 million and $13.7 million for the years ended December 31, 2015, 2014 and 2013, respectively.
Securities	Securities Securities are classified as either held-to-maturity, trading or available-for-sale. Held-to-maturity securities are debt securities for which the Company has the ability and management has the intent to hold to maturity. They are reported at amortized cost. Trading securities are debt and equity securities that are bought and held principally for the purpose of selling them in the near term. They are reported at fair value, with unrealized gains and losses included in earnings. Available-for-sale securities are debt and equity securities not classified as either held-to-maturity securities or trading securities. They are reported at fair value, with unrealized gains and losses excluded from earnings and reported, net of tax, as a separate component of shareholders’ equity until realized. Gains and losses on securities are determined on the identified certificate basis. Amortization of premium and accretion of discount are computed using the interest method. Securities are evaluated periodically to determine whether a decline in their value is other-than-temporary. The term “other-than-temporary” is not intended to indicate a permanent decline in value. Rather, it means that the prospects for near term recovery of value are not necessarily favorable, or that there is a lack of evidence to support fair values equal to, or greater than, the carrying value of the investment. Management reviews criteria such as the magnitude and duration of the decline, as well as the reasons for the decline, and whether the Company would be required to sell the securities before a full recovery of costs in order to predict whether the loss in value is other-than-temporary. Once a decline in value is determined to be other-than-temporary, the impairment is separated into (a) the amount of the impairment related to the credit loss and (b) the amount of the impairment related to all other factors. The value of the security is reduced by the other-than-temporary impairment with the amount of the impairment related to credit loss recognized as a charge to earnings and the amount of the impairment related to all other factors recognized in other comprehensive income.
Securities Purchased And Sold Under Agreements To Resell or Repurchase	Securities Purchased and Sold Under Agreements to Resell or Repurchase Securities purchased under agreements to resell are accounted for as short-term investments and securities sold under agreements to repurchase are accounted for as collateralized financing transactions and are recorded at the amounts at which the securities were acquired or sold plus accrued interest. The securities pledged as collateral are generally U.S. government and federal agency securities.
Loans And Leases	Loans and Leases Loans and leases are recorded at the face amount of the notes reduced by collections of principal. Loans and leases include net unamortized deferred origination costs and fees. Net deferred origination costs and fees are recognized as a component of income using the effective interest method. In the event of a loan pay-off, the remaining net deferred origination costs and fees are automatically recognized into income and/or expense. Where doubt exists as to the collectibility of the loans and leases, interest income is recorded as payment is received. Interest is recorded monthly as earned on all other loans. Loans of $500,000 or more that become 60 or more days past due are identified for review by the impairment group of the Bank, which decides whether an impairment exists and to what extent a specific allowance for credit loss should be made. Loans that do not meet these requirements may also be identified by management for impairment review, particularly if the loan is a small loan that is part of a larger relationship. Loans subject to such review are evaluated as to collateral dependency, current collateral value, guarantor or other financial support and likely disposition. Each such loan is individually evaluated for impairment. The impairment evaluation of real estate loans generally focuses on the fair value of underlying collateral obtained from appraisals, as the repayment of these loans may be dependent on the liquidation of the collateral. In certain circumstances, other information such as comparable sales data is deemed to be a more reliable indicator of fair value of the underlying collateral than the most recent appraisal. In these instances, such information is used in determining the impairment recorded for the loan. As the repayment of commercial and industrial loans is generally dependent upon the cash flow of the borrower or guarantor support, the impairment evaluation generally focuses on the discounted future cash flows of the borrower or guarantor support, as well as the projected liquidation of any pledged collateral. The Bank’s impairment group reviews the results of each evaluation and approves the final impairment amounts, which are then included in the analysis of the adequacy of the allowance for credit losses in accordance with FASB ASC 310. Loans identified for impairment are placed in non-accrual status. A new appraisal is generally ordered for loans greater than $500,000 that have characteristics of potential impairment, such as delinquency or other loan-specific factors identified by management, when a current appraisal (dated within the prior 12 months) is not available or when a current appraisal uses assumptions that are not consistent with the expected disposition of the loan collateral. In order to measure impairment properly at the time that a loan is deemed to be impaired, a staff appraiser may estimate the collateral fair value based upon earlier appraisals, sales contracts, approved foreclosure bids, comparable sales, officer estimates or current market conditions until a new appraisal is received. This estimate can be used to determine the extent of the impairment on the loan. After a loan is deemed to be impaired, it is management’s policy to obtain an updated appraisal on at least an annual basis. Management performs a review of the pertinent facts and circumstances of each impaired loan, such as changes in outstanding balances, information received from loan officers, and receipt of re-appraisals, on a monthly basis. As of each review date, management considers whether additional impairment should be recorded based on recent activity related to the loan-specific collateral as well as other relevant comparable assets. Any adjustment to reflect further impairments, either as a result of management’s periodic review or as a result of an updated appraisal, are made through recording additional loan loss provisions or charge-offs. At December 31, 2015, impaired loans totaled $ 51.4 million, which was net of cumulative charge-offs of $11.4 million. Additionally, the Company had specific reserves of $2.4 million included in the allowance for credit losses. Impaired loans at December 31, 2015 were primarily from the Company’s commercial real estate portfolio. Impaired loan charge-offs are determined necessary when management does not anticipate any future recovery of collateral values. The loans were evaluated for impairment based on the fair value of the underlying collateral securing the loan. As part of the impairment review process, appraisals are used to determine the property values. The appraised values that are used are generally based on the disposition value of the property, which assumes Bank ownership of the property “as-is” and a 180 - 360 day marketing period. If a current appraisal or one with an inspection date within the past 12 months using the necessary assumptions is not available, a new third-party appraisal is ordered. In cases where an impairment exists and a current appraisal is not available at the time of review, a staff appraiser may determine an estimated value based upon earlier appraisals, the sales contract, approved foreclosure bids, comparable sales, comparable appraisals, officer estimates or current market conditions until a new appraisal is received. After a new appraisal is received, the value used in the review will be updated and any adjustments to reflect further impairments are made. Appraisals are obtained from state-certified appraisers based on certain assumptions which may include foreclosure status, bank ownership, OREO marketing period of 180 days, costs to sell, construction or development status and the highest and best use of the property. A staff appraiser may make adjustments to appraisals based on sales contracts, comparable sales and other pertinent information if an appraisal does not incorporate the effect of these assumptions. When a guarantor is relied upon as a source of repayment, the Company analyzes the strength of the guaranty. This analysis varies based on circumstances, but may include a review of the guarantor’s personal and business financial statements and credit history, a review of the guarantor’s tax returns and the preparation of a cash flow analysis of the guarantor. Management will continue to update its analysis on individual guarantors as circumstances change. Because of the continued weakness in the economy, subsequent analyses may result in the identification of the inability of some guarantors to perform under the agreed upon terms. The Bank's policy provides that loans and leases are generally placed in non-accrual status if, in management’s opinion, payment in full of principal or interest is not expected or payment of principal or interest is more than 90 days past due, unless the loan or lease is both well-secured and in the process of collection. Once placed in non-accrual status, all accrued but uncollected interest related to the current fiscal year is reversed against the appropriate interest and fee income on loans and leases account with any accrued but uncollected interest related to prior fiscal years reversed against the allowance for credit losses account. In the normal course of business, management grants concessions to borrowers, which would not otherwise be considered, where the borrowers are experiencing financial difficulty. Loans identified as meeting the criteria set out in FASB ASC 310 are identified as TDRs. The concessions granted most frequently for TDRs involve reductions or delays in required payments of principal and interest for a specified time, the rescheduling of payments in accordance with a bankruptcy plan or the charge-off of a portion of the loan. In most cases, the conditions of the credit also warrant nonaccrual status, even after the restructure occurs. As part of the credit approval process, the restructured loans are evaluated for adequate collateral protection in determining the appropriate accrual status at the time of restructure. TDR loans may be returned to accrual status in years after the restructure if there has been at least a six -month sustained period of repayment performance under the restructured loan terms by the borrower and the interest rate at the time of restructure was at or above market for a comparable loan. During 2015, the most common concessions involved rescheduling payments of principal and interest over a longer amortization period, granting a period of reduced principal payment or interest only payment for a limited time period, or the rescheduling of payments in accordance with a bankruptcy plan.
Provision and Allowance For Credit Losses	Provision and Allowance for Credit Losses The provision for credit losses is the periodic cost of providing an allowance or reserve for estimated probable losses on loans and leases. The Bank’s Board of Directors has appointed a Credit Committee, composed of senior management and loan administration staff, which meets on at least a quarterly basis and more frequently if necessary to review the recommendations of several internal working groups developed for specific purposes including the allowance for loans and lease losses, impairments and charge-offs. The allowance for loan and lease losses group (“ALLL group”) bases its estimates of credit losses on three primary components: (1) estimates of inherent losses that may exist in various segments of performing loans and leases; (2) specifically identified losses in individually analyzed credits; and (3) qualitative factors that may impact the performance of the loan and lease portfolio. Factors such as financial condition of the borrower and guarantor, recent credit performance, delinquency, liquidity, cash flows, collateral type and value are used to assess credit risk. Expected loss estimates are influenced by the historical losses experienced by the Bank for loans and leases of comparable creditworthiness and structure. Specific loss assessments are performed for loans and leases of significant size and delinquency based upon the collateral protection and expected future cash flows to determine the amount of impairment under FASB ASC 310. In addition, qualitative factors such as changes in economic and business conditions, portfolio concentrations of risk, loan and lease growth, acquisitions and changes in portfolio risk resulting from regulatory changes are considered in determining the adequacy of the level of the allowance for credit losses. Attention is paid to the quality of the loan and lease portfolio through a formal loan review process. An independent loan review department of the Bank is responsible for reviewing the credit rating and classification of individual credits and assessing trends in the portfolio, adherence to internal credit policies and procedures and other factors that may affect the overall adequacy of the allowance for credit losses. The ALLL group is responsible for ensuring that the allowance for credit losses provides coverage of both known and inherent losses. The ALLL group meets at least quarterly to determine the amount of adjustments to the allowance for credit losses. The ALLL group is composed of senior management from the Bank’s loan administration and finance departments. In 2010, the Bank established an impairment group. The impairment group is responsible for evaluating loans that have been specifically identified through various channels, including examination of the Bank’s watch list, past due listings, findings of the internal loan review department, loan officer assessments and loans to borrowers or industries known to be experiencing problems. For all loans identified, the responsible loan officer in conjunction with his credit administrator is required to prepare an impairment analysis to be reviewed by the impairment group. The impairment group deems that a loan is impaired if it is probable that the Company will be unable to collect the contractual principal and interest on the loan. The impairment group also evaluates the circumstances surrounding the loan in order to determine if the loan officer used the most appropriate method for assessing the impairment of the loan (i.e., present value of expected future cash flows, observable market price or fair value of the underlying collateral). The impairment group meets on a monthly basis. If concessions are granted to a borrower as a result of its financial difficulties, the loan is classified as a TDR and analyzed for possible impairment as part of the credit approval process. TDRs determined to be impaired are reserved in accordance with FASB ASC 310 in the same manner as impaired loans which are not TDRs. Should the borrower’s financial condition, collateral protection or performance deteriorate, warranting reassessment of the loan rating or impairment, additional reserves may be required. Any loan or portion thereof which is classified as “loss” by regulatory examiners or which is determined by management to be uncollectible, because of factors such as the borrower’s failure to pay interest or principal, the borrower’s financial condition, economic conditions in the borrower’s industry or the inadequacy of underlying collateral, is charged off. In addition, bank regulatory agencies periodically review the Bank’s allowance for credit losses and may require an increase in the provision for credit losses or the recognition of further loan charge-offs, based on judgments different than those of management.
Loans Held For Sale	Loans Held for Sale In the second quarter of 2014 the Company elected to carry loans held for sale at fair value. The fair value of loans held for sale is based on commitments outstanding from investors as well as what secondary markets are currently offering for portfolios with similar characteristics. Loans held for sale are subjected to recurring fair value adjustments. Loan sales are recognized when the transaction closes, the proceeds are collected, ownership is transferred and, through the sales agreement, continuing involvement consists of the right to service the loan for a fee for the life of the loan, if applicable. Gains on the sale of loans held for sale are recorded as part of mortgage lending revenue on the statement of income. In the course of conducting the Company’s mortgage lending activities of originating mortgage loans and selling those loans in the secondary market, various representations and warranties are made to the purchasers of the mortgage loans. Every loan closed by the Bank’s mortgage center is run through a government agency automated underwriting system. Any exceptions noted during this process are remedied prior to sale. These representations and warranties also apply to underwriting the real estate appraisal opinion of value for the collateral securing these loans. Under the representations and warranties, failure by the Company to comply with the underwriting and/or appraisal standards could result in the Company being required to repurchase the mortgage loan or to reimburse the investor for losses incurred (i.e., make whole requests) if such failure cannot be cured by the Company within the specified period following discovery. During 2015, 24 mortgage loans totaling $2.0 million were repurchased or otherwise settled as a result of underwriting and appraisal standard exceptions or make whole requests. Losses of approximately $442,000 were recognized related to these repurchased and make whole loans. During 2014, 21 loans totaling approximately $2.1 million were repurchased or otherwise settled as a result of underwriting and appraisal standard exceptions or make whole requests. Losses of approximately $913,000 were recognized related to these repurchased and make whole loans. During 2013, 16 mortgage loans totaling $931,000 were repurchased or otherwise settled as a result of underwriting and appraisal standard exceptions or make whole requests. Losses of approximately $661,000 were recognized related to these repurchased and make whole loans. At December 31, 2015, the Company had reserved $1.3 million for potential losses from representation and warranty obligations. Government National Mortgage Association (“GNMA”) optional repurchase programs allow financial institutions to buy back individual delinquent mortgage loans that meet certain criteria from the securitized loan pool for which the institution provides servicing. At the servicer’s option and without GNMA’s prior authorization, the servicer may repurchase such a delinquent loan for an amount equal to 100% of the remaining principal balance of the loan. Under FASB ASC 860, this buy-back option is considered a conditional option until the delinquency criteria are met, at which time the option becomes unconditional. When the Company is deemed to have regained effective control over these loans under the unconditional buy-back option, the loans can no longer be reported as sold and must be brought back onto the balance sheet as loans held for sale, regardless of whether the Company intends to exercise the buy-back option. These loans are reported as held for sale in accordance with U.S. GAAP with the offsetting liability being reported as other liabilities. At December 31, 2015, the amount of loans subject to buy back was $22.7 million.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization. Provisions for depreciation and amortization, computed using straight-line methods, are charged to expense over the shorter of the lease term or the estimated useful lives of the assets. Costs of major additions and improvements are capitalized. Expen ditures for routine maintenance and repairs are charged to expense as incurred.
Other Real Estate Owned	Other Real Estate Owned Real estate acquired through foreclosure, consisting of properties obtained through foreclosure proceedings or acceptance of a deed in lieu of foreclosure, is reported on an individual asset basis at the lower of cost or fair value, less estimated selling costs. Fair value is determined on the basis of current appraisals, comparable sales and other estimates of value obtained principally from independent sources. Any excess of the loan balance at the time of foreclosure over the fair value of the real estate held as collateral is charged to the allowance for credit losses. Based upon management’s evaluation of the real estate acquired through foreclosure, additional expense may be recorded and included in other noninterest expense when necessary in an amount sufficient to reflect any declines in estimated fair value. Gains and losses realized on the disposition of the properties are included in other noninterest expense.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets Goodwill represents costs in excess of the fair value of net assets acquired in connection with purchase business combinations. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but instead tested for impairment at least annually in accordance with the provisions of FASB ASC 350, Intangibles – Goodwill and Other. Intangible assets with estimable useful lives are amortized over their respective estimated useful lives to their estimated residual values, and reviewed for impairment in accordance with FASB ASC 360, Property, Plant and Equipment. Goodwill and other intangible assets are reviewed annually within the fourth quarter for possible impairment, or sooner if a goodwill impairment indicator is identified. If impaired, the asset is written down to its estimated fair value. No impairment charges have been recognized through December 31, 2015. See Note 9, Goodwill and Other Intangible Assets, for additional information.
Mortgage Servicing Rights	Mortgage Servicing Rights The Company recognizes as assets the rights to service mortgage loans for others, known as MSRs. The Company records MSRs at fair value on a recurring basis with subsequent remeasurement of MSRs based on change in fair value in accordance with FASB ASC 860. An estimate of the fair value of the Company’s MSRs is determined utilizing assumptions about factors such as mortgage interest rates, discount rates, mortgage loan prepayment speeds, market trends and industry demand. Because the valuation is determined by using discounted cash flow models, the primary risk inherent in valuing the MSRs is the impact of fluctuating interest rates on the estimated life of the servicing revenue stream. The use of different estimates or assumptions could also produce different fair values. The Company has historically not hedged the MSR asset. At December 31, 2015 there was a hedge in place designed to cover approximately 3% of the MSR value. The Company is susceptible to fluctuations in their value in changing interest rate environments. MSRs are included in the other assets category of the consolidated balance sheet. Changes in the fair value of MSRs are recorded as part of mortgage lending noninterest revenue on the consolidated statement of income.
Pension and Postretirement Benefits Accounting	Pension and Postretirement Benefits Accounting The Company accounts for its defined benefit pension plans using an actuarial model as required by FASB ASC 715. This model uses an approach that allocates pension costs over the service period of employees in the plan. The Company also accounts for its other postretirement benefits using the requirements of FASB ASC 715. FASB ASC 715 requires the Company to recognize net periodic postretirement benefit costs as employees render the services necessary to earn their postretirement benefits. The principle underlying the accounting as required by FASB ASC 715 is that employees render service ratably over the service period and, therefore, the income statement effects of the Company’s defined benefit pension and postretirement benefit plans should follow the same pattern. The Company accounts for the over-funded or under-funded status of its defined benefit and other postretirement plans as an asset or liability in its consolidated balance sheets and recognizes changes in that funded status in the year in which the changes occur through comprehensive income, as required by FASB ASC 715. The discount rate is the rate used to determine the present value of the Company’s future benefit obligations for its pension and other postretirement benefit plans. The Company determines the discount rate to be used to discount plan liabilities at the measurement date with the assistance of its actuary using the actuary’s proprietary model. The Company developed a level equivalent yield using its actuary’s model as of December 31, 2015 and the expected cash flows from the BancorpSouth, Inc. Retirement Plan (the “Basic Plan”), the BancorpSouth, Inc. Restoration Plan (the “Restoration Plan”) and the BancorpSouth, Inc. Supplemental Executive Retirement Plan (the “Supplemental Plan”). Based on this analysis, the Company established its discount rate assumptions for determination of the projected benefit obligation at 4.44% for the Basic Plan, 4.20% for the Restoration Plan and 3.40% for the Supplemental Plan based on a December 31, 2015 measurement date. In 2016, we will change the method utilized to estimate the service cost and interest cost components of net periodic benefit costs for our defined benefit pension plans. Historically, we estimated the service cost and interest cost components using a single weighted average discount rate derived from the yield curve used to measure the benefit obligation at the beginning of the period. We will elect to use a spot rate approach for our plans in the estimation of these components of benefit cost by applying the specific spot rates along the yield curve to the relevant projected cash flows, as we believe this provides a better estimate of service and interest costs. We consider this a change in estimate and, accordingly, will account for it prospectively starting in 2016. This change does not affect the measurement of our total benefit obligation. The Company measured benefit obligations using the most recent RP-2014 mortality tables and MP-2015 mortality improvement scale in selecting mortality assumptions as of December 31, 2015.
Stock-Based Compensation	Stock-Based Compensation At December 31, 2015, the Company had three stock-based employee compensation plans. The Company recognizes compensation costs related to these stock-based employee compensation plans in accordance with FASB ASC 718, Compensation – Stock Compensation (“FASB ASC 718”). See Note 16, Stock Incentive and Stock Option Plans, for further disclosures regarding stock-based compensation.
Derivative Instruments	Derivative Instruments The derivative instruments held by the Company include commitments to fund fixed-rate mortgage loans to customers and forward commitments to sell individual, fixed-rate mortgage loans. The Company’s objective in obtaining the forward commitments is to mitigate the interest rate risk associated with the commitments to fund the fixed-rate mortgage loans. Both the commitments to fund fixed-rate mortgage loans and the forward commitments to sell individual fixed-rate mortgage loans are reported at fair value, with adjustments being recorded in current period earnings, and are not accounted for as hedges. The Company also enters into derivative financial instruments to meet the financing, interest rate and equity risk management needs of its customers. Upon entering into these instruments to meet customer needs, the Company enters into offsetting positions to minimize interest rate and equity risk to the Company. These derivative financial instruments are reported at fair value with any resulting gain or loss recorded in current period earnings. These instruments and their offsetting positions are recorded in other assets and other liabilities on the consolidated balance sheets. As of December 31, 2015, the notional amount of customer related derivative financial instruments was $ 255.6 million with an average maturity of 42.1 months, an average interest receive rate of 2.6% and an average interest pay rate of 5.6% .
Income Taxes	Income Taxes Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. Deferred tax assets and liabilities are included in the other assets and other liabilities category of the consolidated balance sheet as applicable.
Insurance Commissions	Insurance Commissions Commission income is recorded as of the effective date of insurance coverage or the billing date, whichever is later. Contingent commissions and commissions on premiums billed and collected directly by insurance companies are recorded as revenue when received, which is our first notification of amounts earned. The income effects of subsequent premium and fee adjustments are recorded when the adjustments become known.
Recent Pronouncements	Recent Pronouncements In January 2013, the FASB issued an ASU regarding clarification of the scope of disclosures about offsetting assets and liabilities. This ASU limits the scope of the new balance sheet offsetting disclosures in the original ASU issued in 2011 with respect to derivatives, repurchase agreements and securities lending transactions to the extent that they are (1) offset in the financial statements or (2) subject to an enforceable master netting arrangement or similar agreement. This ASU is effective for interim and annual periods beginning on or after January 1, 2013. The adoption of this ASU affected disclosures only and did not have an impact on the financial position and results of operations of the Company. In February 2013, the FASB issued an ASU regarding the reporting of amounts reclassified out of accumulated other comprehensive income. This ASU requires entities to present information about reclassification adjustments from accumulated other comprehensive income in their interim and annual financial statements in a single note or on the face of the financial statements. This ASU is effective for interim and annual periods beginning after December 15, 2012. The adoption of this ASU affected disclosures only and did not have an impact on the financial position and results of operations of the Company. In December 2014, the FASB issued an ASU regarding accounting for share-based payments. This ASU requires the entities to apply existing guidance in Topic 718 to any performance target that affects vesting and that could be achieved after the requisite service period to be treated as a performance condition. As such, the performance target should not be reflected in estimating the grant-date fair value of the award. The amendments in this update are effective for interim and annual periods beginning after December 15, 2015. This ASU is not expected to have a material impact on the financial position and results of operations of the Company.

AVAILABLE-FOR-SALE SECURITIES (

AVAILABLE-FOR-SALE SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2015
AVAILABLE-FOR-SALE SECURITIES [Abstract]
Amortized cost and estimated fair values of available-for-sale securities	2015 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) U.S. Government agencies $ 1,246,261 $ 826 $ 2,447 $ 1,244,640 Government agency issued residential mortgage-backed securities 138,759 1,957 176 140,540 Government agency issued commercial mortgage-backed securities 261,544 2,414 3,265 260,693 Obligations of states and political subdivisions 394,769 22,813 83 417,499 Other 18,112 845 - 18,957 Total $ 2,059,445 $ 28,855 $ 5,971 $ 2,082,329 2014 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) U.S. Government agencies $ 1,213,310 $ 4,093 $ 2,349 $ 1,215,054 Government agency issued residential mortgage-backed securities 204,918 4,751 439 209,230 Government agency issued commercial mortgage-backed securities 241,449 2,319 3,200 240,568 Obligations of states and political subdivisions 458,026 25,986 148 483,864 Other 6,864 1,347 - 8,211 Total $ 2,124,567 $ 38,496 $ 6,136 $ 2,156,927
Amortized cost and estimated fair value of available-for-sale securities by contractual maturity	Estimated Weighted Amortized Fair Average Cost Value Yield (Dollars in thousands) Maturing in one year or less $ 312,736 $ 313,092 1.34 % Maturing after one year through five years 1,036,108 1,035,443 1.30 Maturing after five years through ten years 49,860 52,335 5.40 Maturing after ten years 260,438 280,226 5.81 Mortgage-backed securities 400,303 401,233 2.11 Total $ 2,059,445 $ 2,082,329
Temporarily impaired available-for-sale securities with continuous unrealized loss positions	2015 Less Than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. Government agencies $ 762,568 $ 2,447 $ - $ - $ 762,568 $ 2,447 Government agency issued residential mortgage-backed securities 34,238 176 - - 34,238 176 Government agency issued commercial mortgage-backed securities 193,621 2,710 31,166 555 224,787 3,265 Obligations of states and political subdivisions 13,576 70 2,856 13 16,432 83 Total $ 1,004,003 $ 5,403 $ 34,022 $ 568 $ 1,038,025 $ 5,971 2014 Less Than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) U.S. Government agencies $ 237,891 $ 471 $ 283,643 $ 1,878 $ 521,534 $ 2,349 Government agency issued residential mortgage-backed securities - - 24,565 439 24,565 439 Government agency issued commercial mortgage-backed securities 3,822 24 203,520 3,176 207,342 3,200 Obligations of states and political subdivisions 17,317 62 10,616 86 27,933 148 Total $ 259,030 $ 557 $ 522,344 $ 5,579 $ 781,374 $ 6,136

LOANS AND LEASES (Tables)

LOANS AND LEASES (Tables)	12 Months Ended
	Dec. 31, 2015
LOANS AND LEASES [Abstract]
Gross loans and leases by segment and class	2015 2014 (In thousands) Commercial and industrial $ 1,752,273 $ 1,753,041 Real estate Consumer mortgages 2,472,202 2,257,726 Home equity 589,752 531,374 Agricultural 259,360 239,616 Commercial and industrial-owner occupied 1,617,429 1,522,536 Construction, acquisition and development 945,045 853,623 Commercial real estate 2,188,048 1,961,977 Credit cards 112,165 113,426 All other 468,052 516,221 Total gross loans and leases $ 10,404,326 $ 9,749,540
Loans and leases, net of unearned income by segment, class and geographical location	Alabama and Florida Panhandle Arkansas Louisiana Mississippi Missouri Tennessee Texas Other Total (In thousands) Commercial and industrial $ 160,361 $ 199,347 $ 202,755 $ 618,901 $ 79,928 $ 116,514 $ 237,102 $ 132,866 $ 1,747,774 Real estate Consumer mortgages 296,698 330,780 219,334 818,423 71,915 273,980 443,852 17,220 2,472,202 Home equity 83,979 42,448 63,859 221,588 23,163 142,825 10,264 1,626 589,752 Agricultural 7,852 86,172 30,930 78,729 3,118 12,468 40,091 - 259,360 Commercial and industrial-owner occupied 181,017 194,152 181,567 677,686 47,937 132,156 202,914 - 1,617,429 Construction, acquisition and development 108,851 97,151 76,801 315,295 22,621 138,126 186,200 - 945,045 Commercial real estate 332,985 360,884 241,093 593,677 206,352 184,338 268,719 - 2,188,048 Credit cards* - - - - - - - 112,165 112,165 All other 72,347 48,554 30,130 165,509 3,081 41,062 56,900 23,420 441,003 Total $ 1,244,090 $ 1,359,488 $ 1,046,469 $ 3,489,808 $ 458,115 $ 1,041,469 $ 1,446,042 $ 287,297 $ 10,372,778
Aging of loan and lease portfolio, net of unearned income, by segment and class	2015 90+ Days 30-59 Days 60-89 Days 90+ Days Total Total Past Due still Past Due Past Due Past Due Past Due Current Outstanding Accruing (In thousands) Commercial and industrial $ 2,038 $ 817 $ 4,731 $ 7,586 $ 1,740,188 $ 1,747,774 $ 60 Real estate Consumer mortgages 13,827 4,692 13,604 32,123 2,440,079 2,472,202 1,655 Home equity 2,589 268 1,896 4,753 584,999 589,752 - Agricultural 176 139 - 315 259,045 259,360 - Commercial and industrial-owner occupied 1,189 3,105 4,034 8,328 1,609,101 1,617,429 - Construction, acquisition and development 1,017 207 2,409 3,633 941,412 945,045 - Commercial real estate 2,840 187 6,286 9,313 2,178,735 2,188,048 - Credit cards 420 343 323 1,086 111,079 112,165 298 All other 628 262 105 995 440,008 441,003 - Total $ 24,724 $ 10,020 $ 33,388 $ 68,132 $ 10,304,646 $ 10,372,778 $ 2,013 2014 90+ Days 30-59 Days 60-89 Days 90+ Days Total Total Past Due still Past Due Past Due Past Due Past Due Current Outstanding Accruing (In thousands) Commercial and industrial $ 2,322 $ 544 $ 601 $ 3,467 $ 1,743,019 $ 1,746,486 $ 41 Real estate Consumer mortgages 10,725 3,797 11,167 25,689 2,232,037 2,257,726 1,828 Home equity 1,834 397 658 2,889 528,485 531,374 - Agricultural 365 1 130 496 239,120 239,616 - Commercial and industrial-owner occupied 1,005 463 3,337 4,805 1,517,731 1,522,536 39 Construction, acquisition and development 4,547 278 1,568 6,393 847,230 853,623 387 Commercial real estate 4,722 1 1,545 6,268 1,955,709 1,961,977 137 Credit cards 447 312 379 1,138 112,288 113,426 327 All other 1,562 203 102 1,867 484,305 486,172 4 Total $ 27,529 $ 5,996 $ 19,487 $ 53,012 $ 9,659,924 $ 9,712,936 $ 2,763
Loan and lease portfolio, net of unearned income, by segment, class and internally assigned grade	December 31, 2015 Special Pass Mention Substandard Doubtful Loss Impaired Total (In thousands) Commercial and industrial $ 1,721,118 $ - $ 19,529 $ - $ - $ 7,127 $ 1,747,774 Real estate Consumer mortgage 2,399,081 - 68,768 363 - 3,990 2,472,202 Home equity 577,539 - 10,418 - - 1,795 589,752 Agricultural 250,579 - 7,909 - - 872 259,360 Commercial and industrial-owner occupied 1,554,984 - 50,304 - - 12,141 1,617,429 Construction, acquisition and development 920,372 - 17,090 - - 7,583 945,045 Commercial real estate 2,124,448 - 45,658 161 - 17,781 2,188,048 Credit cards 112,165 - - - - - 112,165 All other 433,333 - 7,465 102 - 103 441,003 Total $ 10,093,619 $ - $ 227,141 $ 626 $ - $ 51,392 $ 10,372,778 December 31, 2014 Special Pass Mention Substandard Doubtful Loss Impaired Total (In thousands) Commercial and industrial $ 1,709,475 $ 978 $ 33,879 $ - $ - $ 2,154 $ 1,746,486 Real estate Consumer mortgage 2,167,965 - 84,975 - - 4,786 2,257,726 Home equity 521,011 - 9,744 - - 619 531,374 Agricultural 227,688 - 11,928 - - - 239,616 Commercial and industrial-owner occupied 1,450,158 - 64,420 491 - 7,467 1,522,536 Construction, acquisition and development 811,227 - 39,675 334 - 2,387 853,623 Commercial real estate 1,893,514 - 57,761 184 - 10,518 1,961,977 Credit cards 113,426 - - - - - 113,426 All other 471,662 - 14,340 - - 170 486,172 Total $ 9,366,126 $ 978 $ 316,722 $ 1,009 $ - $ 28,101 $ 9,712,936
Impaired loans and leases, net of unearned income, by segment and class	December 31, 2015 Unpaid Recorded Principal Related Investment Balance of Allowance Average Interest in Impaired Impaired for Credit Recorded Income Loans Loans Losses Investment Recognized (In thousands) With no related allowance: Commercial and industrial $ 7,055 $ 13,986 $ - $ 3,749 $ 95 Real estate Consumer mortgage 3,990 4,545 - 3,579 76 Home equity 1,795 1,795 - 744 7 Agricultural 322 380 - 142 6 Commercial and industrial-owner occupied 12,141 13,332 - 6,904 226 Construction, acquisition and development 5,969 6,052 - 3,553 25 Commercial real estate 5,017 6,879 - 7,944 202 All other 103 103 - 172 3 Total $ 36,392 $ 47,072 $ - $ 26,787 $ 640 With an allowance: Commercial and industrial $ 72 $ 383 $ 78 $ 3,635 $ 84 Real estate Consumer mortgage - - - 368 9 Home equity - - - 668 15 Agricultural 550 550 159 47 - Commercial and industrial-owner occupied - - 326 1,866 51 Construction, acquisition and development 1,614 1,614 677 300 - Commercial real estate 12,764 13,185 1,110 3,582 44 All other - - - - - Total $ 15,000 $ 15,732 $ 2,350 $ 10,466 $ 203 Total: Commercial and industrial $ 7,127 $ 14,369 $ 78 $ 7,384 $ 179 Real estate Consumer mortgage 3,990 4,545 - 3,947 85 Home equity 1,795 1,795 - 1,412 22 Agricultural 872 930 159 189 6 Commercial and industrial-owner occupied 12,141 13,332 326 8,770 277 Construction, acquisition and development 7,583 7,666 677 3,853 25 Commercial real estate 17,781 20,064 1,110 11,526 246 All other 103 103 - 172 3 Total $ 51,392 $ 62,804 $ 2,350 $ 37,253 $ 843 December 31, 2014 Unpaid Recorded Principal Related Investment Balance of Allowance Average Interest in Impaired Impaired for Credit Recorded Income Loans Loans Losses Investment Recognized (In thousands) With no related allowance: Commercial and industrial $ 1,235 $ 1,583 $ - $ 1,271 $ 43 Real estate Consumer mortgage 3,503 4,356 - 4,282 72 Home equity 209 209 - 215 6 Agricultural - - - 370 2 Commercial and industrial-owner occupied 6,503 7,634 - 4,687 70 Construction, acquisition and development 2,387 3,654 - 5,796 66 Commercial real estate 7,975 9,275 - 7,935 128 All other 170 314 - 187 8 Total $ 21,982 $ 27,025 $ - $ 24,743 $ 395 With an allowance: Commercial and industrial $ 919 $ 919 $ 215 $ 328 $ 19 Real estate Consumer mortgage 1,283 1,658 123 1,376 30 Home equity 410 410 70 - - Agricultural - - - 43 - Commercial and industrial-owner occupied 964 1,094 89 1,203 21 Construction, acquisition and development - - - 542 - Commercial real estate 2,543 2,543 1,022 5,706 87 All other - - - 6 - Total $ 6,119 $ 6,624 $ 1,519 $ 9,204 $ 157 Total: Commercial and industrial $ 2,154 $ 2,502 $ 215 $ 1,599 $ 62 Real estate Consumer mortgage 4,786 6,014 123 5,658 102 Home equity 619 619 70 215 6 Agricultural - - - 413 2 Commercial and industrial-owner occupied 7,467 8,728 89 5,890 91 Construction, acquisition and development 2,387 3,654 - 6,338 66 Commercial real estate 10,518 11,818 1,022 13,641 215 All other 170 314 - 193 8 Total $ 28,101 $ 33,649 $ 1,519 $ 33,947 $ 552 The following tables provide details regarding impaired loans and leases, net of unearned income, which include accruing TDRs, by segment and class at December 31, 2015 and 2014: December 31, 2015 Unpaid Recorded Principal Related Investment Balance of Allowance Average Interest in Impaired Impaired for Credit Recorded Income Loans Loans Losses Investment Recognized (In thousands) With no related allowance: Commercial and industrial $ 7,055 $ 13,986 $ - $ 3,749 $ 95 Real estate Consumer mortgage 3,990 4,545 - 3,579 76 Home equity 1,795 1,795 - 744 7 Agricultural 322 380 - 142 6 Commercial and industrial-owner occupied 12,141 13,332 - 6,904 226 Construction, acquisition and development 5,969 6,052 - 3,553 25 Commercial real estate 5,017 6,879 - 7,944 202 All other 103 103 - 172 3 Total $ 36,392 $ 47,072 $ - $ 26,787 $ 640 With an allowance: Commercial and industrial $ 968 $ 1,294 $ 181 $ 4,251 $ 114 Real estate Consumer mortgage 1,787 1,896 226 2,056 75 Home equity 20 30 3 674 15 Agricultural 586 586 162 56 - Commercial and industrial-owner occupied 5,900 6,245 518 6,816 235 Construction, acquisition and development 3,328 3,328 721 1,759 42 Commercial real estate 13,616 14,250 1,217 7,802 187 Credit cards 939 939 34 1,024 102 All other 405 604 30 213 7 Total $ 27,549 $ 29,172 $ 3,092 $ 24,651 $ 777 Total: Commercial and industrial $ 8,023 $ 15,280 $ 181 $ 8,000 $ 209 Real estate Consumer mortgage 5,777 6,441 226 5,635 151 Home equity 1,815 1,825 3 1,418 22 Agricultural 908 966 162 198 6 Commercial and industrial-owner occupied 18,041 19,577 518 13,720 461 Construction, acquisition and development 9,297 9,380 721 5,312 67 Commercial real estate 18,633 21,129 1,217 15,746 389 Credit cards 939 939 34 1,024 102 All other 508 707 30 385 10 Total $ 63,941 $ 76,244 $ 3,092 $ 51,438 $ 1,417 December 31, 2014 Unpaid Recorded Principal Related Investment Balance of Allowance Average Interest in Impaired Impaired for Credit Recorded Income Loans Loans Losses Investment Recognized (In thousands) With no related allowance: Commercial and industrial $ 1,235 $ 1,583 $ - $ 1,271 $ 43 Real estate Consumer mortgage 3,503 4,356 - 4,282 72 Home equity 209 209 - 215 5 Agricultural - - - 370 2 Commercial and industrial-owner occupied 6,503 7,634 - 4,687 71 Construction, acquisition and development 2,387 3,654 - 5,796 66 Commercial real estate 7,975 9,275 - 7,935 128 All other 170 314 - 187 8 Total $ 21,982 $ 27,025 $ - $ 24,743 $ 395 With an allowance: Commercial and industrial $ 1,275 $ 1,276 $ 239 $ 1,208 $ 63 Real estate Consumer mortgage 4,832 5,549 875 4,278 140 Home equity 427 438 70 18 1 Agricultural 8 8 1 305 11 Commercial and industrial-owner occupied 5,520 5,856 404 6,571 243 Construction, acquisition and development 1,488 1,752 241 2,410 70 Commercial real estate 3,957 4,200 1,290 8,135 195 Credit cards 1,109 1,109 64 1,374 137 All other 154 195 46 143 5 Total $ 18,770 $ 20,383 $ 3,230 $ 24,442 $ 865 Total: Commercial and industrial $ 2,510 $ 2,859 $ 239 $ 2,479 $ 106 Real estate Consumer mortgage 8,335 9,905 875 8,560 212 Home equity 636 647 70 233 6 Agricultural 8 8 1 675 13 Commercial and industrial-owner occupied 12,023 13,490 404 11,258 314 Construction, acquisition and development 3,875 5,406 241 8,206 136 Commercial real estate 11,932 13,475 1,290 16,070 323 Credit cards 1,109 1,109 64 1,374 137 All other 324 509 46 330 13 Total $ 40,752 $ 47,408 $ 3,230 $ 49,185 $ 1,260
Non-performing loans and leases	2015 2014 (In thousands) Non-accrual loans and leases $ 83,028 $ 58,052 Loans and leases 90 days or more past due, still accruing 2,013 2,763 Restructured loans and leases still accruing 9,876 10,920 Total $ 94,917 $ 71,735
Nonaccrual loans and leases by segment and class	2015 2014 (In thousands) Commercial and industrial $ 8,493 $ 3,934 Real estate Consumer mortgages 21,637 23,668 Home equity 4,021 2,253 Agricultural 921 291 Commercial and industrial-owner occupied 16,512 11,190 Construction, acquisition and development 9,130 4,162 Commercial real estate 21,741 11,915 Credit cards 188 133 All other 385 506 Total $ 83,028 $ 58,052
Troubled debt restructurings	The following tables summarize the financial effect of TDRs for the years ended December 31, 2015 and 2014: December 31, 2015 Pre-Modification Post-Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment (Dollars in thousands) Commercial and industrial 11 $ 1,472 $ 1,452 Real estate Consumer mortgages 21 1,230 1,144 Home equity 1 20 20 Agricultural 3 37 36 Commercial and industrial-owner occupied 13 6,357 6,329 Construction, acquisition and development 3 217 215 Commercial real estate 9 12,565 12,144 All other 7 94 88 Total 68 $ 21,992 $ 21,428 : December 31, 2014 Pre-Modification Post-Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment (Dollars in thousands) Commercial and industrial 5 $ 613 $ 613 Real estate Consumer mortgages 33 4,823 4,263 Home equity 2 31 30 Agricultural 1 10 10 Commercial and industrial-owner occupied 8 2,103 1,810 Construction, acquisition and development 3 924 924 Commercial real estate 7 1,426 1,519 All other 14 290 286 Total 73 $ 10,220 $ 9,455 The following tables summarize TDRs modified within 2015 and 2014 for which there was a payment default during the indicated year (i.e., 30 days or more past due at any given time during 2015 or 2014): Year Ended December 31, 2015 Number of Recorded Contracts Investment (Dollars in thousands) Commercial and industrial 1 $ 84 Real estate Consumer mortgages 4 226 Agricultural 1 20 Commercial and industrial-owner occupied 1 517 Commercial real estate 2 197 Total 9 $ 1,044 Year Ended December 31, 2014 Number of Recorded Contracts Investment (Dollars in thousands) Real estate Consumer mortgages 8 $ 540 Commercial and industrial-owner occupied 2 784 Construction, acquisition and development 2 279 Commercial real estate 5 901 All other 6 65 Total 23 $ 2,569

ALLOWANCE FOR CREDIT LOSSES (Ta

ALLOWANCE FOR CREDIT LOSSES (Tables)	12 Months Ended
	Dec. 31, 2015
ALLOWANCE FOR CREDIT LOSSES [Abstract]
Summary Of Changes In Allowance For Credit Losses	2015 2014 2013 (In thousands) Balance at beginning of year $ 142,443 $ 153,236 $ 164,466 Provision charged to expense (13,000) - 7,500 Recoveries 23,734 14,234 23,462 Loans and leases charged off (26,719) (25,027) (42,192) Balance at end of year $ 126,458 $ 142,443 $ 153,236
Changes in the Allowance for Credit Losses by Segment and Class	2015 Balance, Balance, Beginning of End of Period Charge-offs Recoveries Provision Period (In thousands) Commercial and industrial $ 21,419 $ (10,022) $ 2,035 $ 4,151 $ 17,583 Real estate Consumer mortgage 40,015 (3,995) 2,693 (5,515) 33,198 Home equity 9,542 (1,204) 639 (2,028) 6,949 Agricultural 3,420 (33) 384 (1,247) 2,524 Commercial and industrial-owner occupied 16,325 (1,800) 2,834 (2,752) 14,607 Construction, acquisition and development 9,885 (1,039) 11,727 (4,648) 15,925 Commercial real estate 23,562 (3,723) 1,656 4,013 25,508 Credit cards 6,514 (2,632) 658 (493) 4,047 All other 11,761 (2,271) 1,108 (4,481) 6,117 Total $ 142,443 $ (26,719) $ 23,734 $ (13,000) $ 126,458 2014 Balance, Balance, Beginning of End of Period Charge-offs Recoveries Provision Period (In thousands) Commercial and industrial $ 18,376 $ (2,546) $ 2,298 $ 3,291 $ 21,419 Real estate Consumer mortgage 39,525 (6,037) 3,267 3,260 40,015 Home equity 5,663 (1,359) 625 4,613 9,542 Agricultural 2,800 (765) 96 1,289 3,420 Commercial and industrial-owner occupied 17,059 (3,591) 1,112 1,745 16,325 Construction, acquisition and development 11,828 (3,731) 3,734 (1,946) 9,885 Commercial real estate 43,853 (1,795) 1,458 (19,954) 23,562 Credit cards 3,782 (2,359) 542 4,549 6,514 All other 10,350 (2,844) 1,102 3,153 11,761 Total $ 153,236 $ (25,027) $ 14,234 $ - $ 142,443
Allowance for Credit Losses by Segment, Class and Impairment Status	December 31, 2015 Recorded Allowance for Allowance for Balance of Impaired Loans All Other Loans Total Impaired Loans and Leases and Leases Allowance (In thousands) Commercial and industrial $ 7,127 $ 78 $ 17,505 $ 17,583 Real estate Consumer mortgage 3,990 - 33,198 33,198 Home equity 1,795 - 6,949 6,949 Agricultural 872 159 2,365 2,524 Commercial and industrial-owner occupied 12,141 326 14,281 14,607 Construction, acquisition and development 7,583 677 15,248 15,925 Commercial real estate 17,781 1,110 24,398 25,508 Credit cards - - 4,047 4,047 All other 103 - 6,117 6,117 Total $ 51,392 $ 2,350 $ 124,108 $ 126,458 December 31, 2014 Recorded Allowance for Allowance for Balance of Impaired Loans All Other Loans Total Impaired Loans and Leases and Leases Allowance (In thousands) Commercial and industrial $ 2,154 $ 215 $ 21,204 $ 21,419 Real estate Consumer mortgage 4,786 123 39,892 40,015 Home equity 619 70 9,472 9,542 Agricultural - - 3,420 3,420 Commercial and industrial-owner occupied 7,467 89 16,236 16,325 Construction, acquisition and development 2,387 - 9,885 9,885 Commercial real estate 10,518 1,022 22,540 23,562 Credit cards - - 6,514 6,514 All other 170 - 11,761 11,761 Total $ 28,101 $ 1,519 $ 140,924 $ 142,443

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	12 Months Ended
	Dec. 31, 2015
OTHER REAL ESTATE OWNED [Abstract]
Activity in Other Real Estate Owned	2015 2014 (In thousands) Balance at beginning of year $ 33,984 $ 69,338 Additions to foreclosed properties New foreclosed properties 7,422 14,732 Reductions in foreclosed properties Sales (20,649) (42,013) Writedowns (5,998) (8,073) Balance at end of year $ 14,759 $ 33,984
Other Real Estate Owned By Geographical Location, Segment and Class	Alabama and Florida Panhandle Arkansas Louisiana Mississippi Missouri Tennessee Texas Other Total (In thousands) Commercial and industrial $ 84 $ - $ - $ - $ - $ - $ - $ - $ 84 Real estate - Consumer mortgages 167 191 - 1,786 173 156 4 - 2,477 Home equity - - - 101 - - - - 101 Agricultural - - - 25 - - - - 25 Commercial and industrial-owner occupied 61 - - 568 - 385 60 - 1,074 Construction, acquisition and development 2,305 168 130 6,033 - 1,576 - - 10,212 Commercial real estate 170 108 - 210 127 - 63 - 678 All other - - - 90 - - 18 - 108 Total $ 2,787 $ 467 $ 130 $ 8,813 $ 300 $ 2,117 $ 145 $ - $ 14,759

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2015
PREMISES AND EQUIPMENT [Abstract]
Summary By Asset Classification	Estimated Useful Life (Years) 2015 2014 (In thousands) Land N/A $ 78,908 $ 78,021 Buildings and improvements 10-40 335,304 331,277 Leasehold improvements 10-39 10,795 9,653 Equipment, furniture and fixtures 3-12 279,854 275,607 Construction in progress N/A 21,123 7,975 Subtotal 725,984 702,533 Accumulated depreciation and amortization 417,859 397,590 Premises and equipment, net $ 308,125 $ 304,943

GOODWILL AND OTHER INTANGIBLE41

GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2015
GOODWILL AND OTHER INTANGIBLE ASSETS [Abstract]
Goodwill Carrying Amounts by Operating Segment	2015 Community Insurance Banking Agencies Total (In thousands) Balance as of January 1, 2015 $ 217,618 $ 73,880 $ 291,498 Goodwill recorded during the year - - - Balance as of December 31, 2015 $ 217,618 $ 73,880 $ 291,498 2014 Community Insurance Banking Agencies Total (In thousands) Balance as of January 1, 2014 $ 217,618 $ 69,182 $ 286,800 Goodwill recorded during the year - 4,698 4,698 Balance as of December 31, 2014 $ 217,618 $ 73,880 $ 291,498
Carrying Value and Accumulated Amortization of Identifiable Intangible Assets	December 31, 2015 December 31, 2014 Gross Carrying Accumulated Gross Carrying Accumulated Amount Amortization Amount Amortization Amortized intangible assets: (In thousands) Core deposit intangibles $ 27,801 $ 23,269 $ 27,801 $ 22,782 Customer relationship intangibles 49,639 34,922 49,639 31,821 Non-solicitation intangibles 1,650 1,042 1,650 667 Total $ 79,090 $ 59,233 $ 79,090 $ 55,270 Unamortized intangible assets: Trade names $ 688 $ - $ 688 $ -
Aggregate Amortization Expense	Year Ended December 31, 2015 2014 2013 Aggregate amortization expense for: (In thousands) Core deposit intangibles $ 487 $ 526 $ 582 Customer relationship intangibles 3,101 3,492 2,231 Non-solicitation intangibles 375 425 166 Total $ 3,963 $ 4,443 $ 2,979
Future Estimated Amortization Expense	Core Customer Non- Deposit Relationship Solicitation Intangibles Intangibles Intangibles Total Estimated amortization expense: (In thousands) For the year ending December 31, 2016 $ 451 $ 2,673 $ 225 $ 3,349 For the year ending December 31, 2017 419 2,380 200 2,999 For the year ending December 31, 2018 390 2,009 183 2,582 For the year ending December 31, 2019 363 1,689 - 2,052 For the year ending December 31, 2020 340 1,314 - 1,654

TIME DEPOSITS AND SHORT-TERM 42

TIME DEPOSITS AND SHORT-TERM DEBT (Tables)	12 Months Ended
	Dec. 31, 2015
TIME DEPOSITS AND SHORT-TERM DEBT [Abstract]
Maturities Of Time Deposits	Maturing in Amount (In thousands) 2017 $ 263,873 2018 151,366 2019 156,553 2020 198,309 2021 2,082 Thereafter - Total $ 772,183
Short-Term Debt Disclosure	2015 Maximum End of Period Daily Average Outstanding Interest Interest at any Balance Rate Balance Rate Month End (Dollars in thousands) Federal funds purchased $ - - % $ 10,066 0.17 % $ 25,000 Securities sold under agreement to repurchase 405,937 0.12 416,172 0.09 558,107 Short-term FHLB advances 62,000 0.31 45,122 0.37 224,500 Total $ 467,937 $ 471,360 $ 807,607 2014 Maximum End of Period Daily Average Outstanding Interest Interest at any Balance Rate Balance Rate Month End (Dollars in thousands) Federal funds purchased $ - - % $ 4,247 0.18 % $ 10,000 Securities sold under agreement to repurchase 388,166 0.08 436,875 0.07 569,163 Short-term FHLB advances 3,500 - 3,108 2.60 3,500 Total $ 391,666 $ 444,230 $ 582,663 2013 Maximum End of Period Daily Average Outstanding Interest Interest at any Balance Rate Balance Rate Month End (Dollars in thousands) Federal funds purchased $ - - % $ 1,238 0.33 % $ - Securities sold under agreement to repurchase 421,028 0.07 416,881 0.07 473,753 Total $ 421,028 $ 418,119 $ 473,753

LONG-TERM DEBT (Tables)

LONG-TERM DEBT (Tables)	12 Months Ended
	Dec. 31, 2015
LONG-TERM DEBT [Abstract]
FHLB Fixed Term Advances, Repayment Summary	Final due date Interest rate Amount (In thousands) 2018 variable $ 39,775 2019 4.08% 30,000 Total $ 69,775

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2015
INCOME TAXES [Abstract]
Income Tax Allocation	2015 2014 2013 (In thousands) Income tax expense $ 59,248 $ 50,652 $ 37,551 Shareholders' equity for other comprehensive income (loss) 1,145 (8,481) (13,249) Shareholders' equity for stock option plans (1,079) (1,856) (139) Total $ 59,314 $ 40,315 $ 24,163
Components Of Income Tax (Benefit) Expense	2015 2014 2013 Current: (In thousands) Federal $ 62,369 $ 51,014 $ 32,729 State 8,235 7,201 1,570 Deferred: Federal (10,391) (6,870) 1,774 State (965) (693) 1,478 Total $ 59,248 $ 50,652 $ 37,551
Income Tax Reconciliation	2015 2014 2013 (In thousands) Tax expense at statutory rates $ 65,359 $ 58,591 $ 46,083 Increase (decrease) in taxes resulting from: State income taxes, net of federal tax benefit 4,709 4,230 1,926 Tax-exempt interest revenue (6,881) (7,371) (7,423) Tax-exempt earnings on life insurance (2,589) (3,076) (2,889) Deductible dividends paid on 401(k) plan (617) (458) (187) Tax credits (1,871) (1,771) (578) Meals and entertainment 481 486 489 Other, net 657 21 130 Total $ 59,248 $ 50,652 $ 37,551
Deferred Tax Assets and Deferred Tax Liabilities	2015 2014 Deferred tax assets: (In thousands) Loans, principally due to allowance for credit losses $ 47,825 $ 53,922 Other real estate owned 3,069 4,605 Mark to market - securities 4,160 4,164 Accrued liabilities, principally due to compensation arrangements and vacation accruals 24,153 17,877 Other 106 129 Unrecognized pension expense 34,654 39,428 Total gross deferred tax assets 113,967 120,125 Less: valuation allowance - - Deferred tax assets $ 113,967 $ 120,125 Deferred tax liabilities: Lease transactions $ 18,868 $ 25,033 Employment benefits 736 7,435 Premises and equipment, principally due to differences in depreciation 19,294 21,845 Mortgage servicing rights 21,652 19,409 Intangible assets 11,310 11,024 Investments, principally due to interest income recognition 2,387 592 Deferred loan points 4,785 3,851 Other assets, principally due to expense recognition 9 959 Unrealized net gains on available-for-sale securities 8,764 12,393 Total gross deferred tax liabilities 87,805 102,541 Net deferred tax assets $ 26,162 $ 17,584
Activity In Unrecognized Tax Benefits	2015 2014 2013 (In thousands) Unrecognized tax benefit, January 1 $ - $ - $ 1,571 Gross increases - tax positions in prior period - - - Gross decreases - tax positions in prior period - - (1,571) Gross increases - tax positions in current period - - - Settlements - - - Lapse of statute of limitations - - - Unrecognized tax benefit, December 31 $ - $ - $ -

PENSION, OTHER POST RETIREMEN45

PENSION, OTHER POST RETIREMENT BENEFIT AND PROFIT SHARING PLANS (Tables)	12 Months Ended
	Dec. 31, 2015
PENSION, OTHER POST RETIREMENT BENEFIT AND PROFIT SHARING PLANS [Abstract]
Summary Of Defined Benefit Retirement Plans	Pension Benefits 2015 2014 2013 Change in benefit obligations: (In thousands) Projected benefit obligations at beginning of year $ 263,497 $ 201,696 $ 213,804 Service cost 10,460 8,936 10,735 Interest cost 10,351 9,358 8,212 Amendments - - 10,850 Actuarial (gain) loss (14,308) 53,131 (18,794) Benefits paid (10,078) (9,029) (22,116) Administrative expenses paid (411) (595) (995) Projected benefit obligations at end of year $ 259,511 $ 263,497 $ 201,696 Change in plans' assets: Fair value of plans' assets at beginning of year $ 201,352 $ 196,447 $ 203,704 Actual return on assets 1,761 12,525 13,960 Employer contributions 2,395 2,004 1,894 Benefits paid (10,078) (9,029) (22,116) Administrative expenses paid (411) (595) (995) Fair value of plans' assets at end of year $ 195,019 $ 201,352 $ 196,447 Funded status: Projected benefit obligations $ (259,511) $ (263,497) $ (201,696) Fair value of plans' assets 195,019 201,352 196,447 Net amount recognized $ (64,492) $ (62,145) $ (5,249)
Amounts Recognized In The Consolidated Balance Sheets	Pension Benefits 2015 2014 2013 (In thousands) Prepaid benefit cost $ 50,724 $ 64,838 $ 72,886 Accrued benefit liability (24,617) (23,902) (23,241) Accumulated other comprehensive loss adjustment (90,599) (103,081) (54,894) Net amount recognized $ (64,492) $ (62,145) $ (5,249)
Pre-Tax Amounts Recognized In Accumulated Other Comprehensive Income	December 31, 2015 2014 (In thousands) Net transition obligation $ - $ - Net prior service benefit (3,880) (4,598) Net actuarial loss 94,479 107,679 Total accumulated other comprehensive loss $ 90,599 $ 103,081
Components Of Net Periodic Benefit Cost	Pension Benefits 2015 2014 2013 Components of net periodic benefit cost: (In thousands) Service cost $ 10,460 $ 8,936 $ 10,735 Interest cost 10,351 9,358 8,212 Expected return on assets (10,775) (10,534) (10,974) Amortization of unrecognized transition amount - 18 18 Recognized prior service benefit (718) (768) (768) Recognized net loss 7,905 3,702 6,099 Special termination benefit - - 10,850 Net periodic benefit cost $ 17,223 $ 10,712 $ 24,172
Weighted-Average Assumptions Used To Determine Benefit Obligation And Net Periodic Benefit Cost	Basic Plan Restoration Plan Supplemental Plan 2015 2014 2015 2014 2015 2014 Discount rate 4.44% 4.10% 4.20% 3.90% 3.40% 3.10% Rate of compensation increase 3.00% 3.00% 3.00% 3.00% 3.00% 3.00% The weighted-average assumptions used to determine net periodic benefit cost for the years ended December 31, 2015, 2014 and 2013 were as follows: Basic Plan 2015 2014 2013 Discount rate 4.10% 4.90% 4.05% Rate of compensation increase 3.00% 3.00% 3.00% Expected rate of return on plan assets 5.50% 5.50% 5.50% Restoration Plan 2015 2014 2013 Discount rate 3.90% 4.50% 3.65% Rate of compensation increase 3.00% 3.00% 3.00% Expected rate of return on plan assets N/A N/A N/A Supplemental Plan 2015 2014 2013 Discount rate 3.10% 3.65% 2.85% Rate of compensation increase 3.00% 3.00% 3.00% Expected rate of return on plan assets N/A N/A N/A
Plans With Accumulated Benefit Obligations In Excess Of Plan Assets	2015 2014 (In thousands) Projected benefit obligation $ 259,511 $ 263,497 Accumulated benefit obligation 252,949 252,227 Fair value of assets 195,019 201,352
Weighted-Average Asset Allocation	Plan assets at December 31 Target for Asset category: 2015 2014 2016 Equity securities 33% 32% 33% Debt securities 66% 65% 67% Cash and equivalents 1% 3% 0% Total 100% 100%
Expected Future Benefit Payments	Pension Benefits Expected future benefit payments: (In thousands) 2016 $ 12,614 2017 13,264 2018 14,493 2019 15,800 2020 15,881 2021-2025 85,769
Fair Value Of Plan Assets	Pension Benefits 2015 2014 Investments, at fair value: (In thousands) Cash $ - $ - U.S. agency debt obligations 65,406 69,413 Mutual funds 118,313 123,239 Common stock of BancorpSouth, Inc. 1,974 1,852 Money market funds 1,761 4,225 Brokered certificates of deposit 6,957 2,009 Total investments, at fair value 194,411 200,738 Accrued interest and dividends 608 614 Fair value of plan assets $ 195,019 $ 201,352 Fair values are determined based on valuation techniques categorized as follows: Level 1 means the use of quoted prices for identical instruments in active markets; Level 2 means the use of quoted prices for identical or similar instruments in markets that are not active or are directly or indirectly observable; Level 3 means the use of unobservable inputs. Quoted market prices, when available, are used to value investments. Pension plan investments include funds which invest in various types of investment securities and in various companies within various markets. Investment securities are exposed to several risks, such as interest rate, market and credit risks. Because of the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and that such changes could materially affect the amounts reported. The following tables set forth by level, within the FASB ASC 820, Fair Value Measurements and Disclosure (“FASB ASC 820”), fair value hierarchy, the plan investments at fair value as of December 31, 2015 and 2014: December 31, 2015 Level 1 Level 2 Level 3 Total (In thousands) U.S. agency debt obligations $ - $ 65,406 $ - $ 65,406 Mutual funds 118,313 - - 118,313 Common stock of BancorpSouth, Inc. 1,974 - - 1,974 Money market funds - 1,761 - 1,761 Brokered certificates of deposit - 6,957 - 6,957 Total $ 120,287 $ 74,124 $ - $ 194,411 December 31, 2014 Level 1 Level 2 Level 3 Total (In thousands) U.S. agency debt obligations $ - $ 69,413 $ - $ 69,413 Mutual funds 123,239 - - 123,239 Common stock of BancorpSouth, Inc. 1,852 - - 1,852 Money market funds - 4,225 - 4,225 Brokered certificates of deposit - 2,009 - 2,009 Total $ 125,091 $ 75,647 $ - $ 200,738
Investments Representing 5% Or More Of Total Plan Asset Value	2015 (In thousands) Fidelity Advisor New Insights Institutional Fund $ 10,610 Fidelity Low Price Stock Fund 14,737 Franklin Mutual Discovery Z Fund 10,215 Pioneer Multi-Asset Floating Rate Fund 25,266

FAIR VALUE DISCLOSURES (Tables)

FAIR VALUE DISCLOSURES (Tables)	12 Months Ended
	Dec. 31, 2015
FAIR VALUE DISCLOSURES [Abstract]
Assets And Liabilities Measured At Fair Value On A Recurring Basis	December 31, 2015 Level 1 Level 2 Level 3 Total Assets: (In thousands) Available-for-sale securities: U.S. Government agencies $ - $ 1,244,640 $ - $ 1,244,640 Government agency issued residential mortgage-back securities - 140,540 - 140,540 Government agency issued commercial mortgage-back securities - 260,693 - 260,693 Obligations of states and political subdivisions - 417,499 - 417,499 Other 776 18,181 - 18,957 Mortgage servicing rights - - 57,268 57,268 Derivative instruments - - 19,508 19,508 Loans held for sale - 157,907 - 157,907 Total $ 776 $ 2,239,460 $ 76,776 $ 2,317,012 Liabilities: Derivative instruments $ - $ - $ 16,251 $ 16,251 December 31, 2014 Level 1 Level 2 Level 3 Total Assets: (In thousands) Available-for-sale securities: U.S. Government agencies $ - $ 1,215,054 $ - $ 1,215,054 Government agency issued residential mortgage-back securities - 209,230 - 209,230 Government agency issued commercial mortgage-back securities - 240,568 - 240,568 Obligations of states and political subdivisions - 483,864 - 483,864 Other 1,302 6,909 - 8,211 Mortgage servicing rights - - 51,296 51,296 Derivative instruments - - 23,830 23,830 Loans held for sale - 141,015 - 141,015 Total $ 1,302 $ 2,296,640 $ 75,126 $ 2,373,068 Liabilities: Derivative instruments $ - $ - $ 23,207 $ 23,207
Changes In Level Three Assets and Liabilities Measured At Fair Value On A Recurring Basis	Mortgage Available- Servicing Derivative for-sale Rights Instruments Securities (In thousands) Balance at December 31, 2014 $ 51,296 $ 623 $ - Total net gains for the year included in: Net (loss) gain (8,167) 2,634 - Other comprehensive income - - - Additions 14,139 - - Transfers in and/or out of Level 3 - - - Balance at December 31, 2015 $ 57,268 $ 3,257 $ - Net unrealized gains (losses) included in net income for the year relating to assets and liabilities held at December 31, 2015 $ (1,161) $ 2,634 $ - Mortgage Available- Servicing Derivative for-sale Rights Instruments Securities (In thousands) Balance at December 31, 2013 $ 54,662 $ 878 $ - Total net gains for the year included in: Net loss (12,244) (255) - Other comprehensive income - - - Additions 8,878 - - Transfers in and/or out of Level 3 - - - Balance at December 31, 2014 $ 51,296 $ 623 $ - Net unrealized losses included in net income for the year relating to assets and liabilities held at December 31, 2014 $ (6,444) $ (255) $ -
Assets And Liabilities Recorded At Fair Value On A Nonrecurring Basis	December 31, 2015 Total Level 1 Level 2 Level 3 Total Gains (Losses) Assets: (In thousands) Impaired loans - - 51,392 51,392 (2,350) Other real estate owned - - 14,759 14,759 (7,745) December 31, 2014 Total Level 1 Level 2 Level 3 Total Gains (Losses) Assets: (In thousands) Impaired loans - - 28,101 28,101 (1,519) Other real estate owned - - 33,984 33,984 (11,974)
Carrying And Fair Value Information	2015 2014 Carrying Fair Carrying Fair Value Value Value Value Assets: (In thousands) Cash and due from banks $ 154,192 $ 154,192 $ 204,231 $ 204,231 Interest bearing deposits with other banks 43,777 43,777 153,019 153,019 Available for sale securities 2,082,329 2,082,329 2,156,927 2,156,927 Net loans and leases 10,246,320 10,331,043 9,570,493 10,066,945 Loans held for sale 157,907 157,907 141,015 141,015 Liabilities: Noninterest bearing deposits 3,031,528 3,031,528 2,778,686 2,778,686 Savings and interest bearing deposits 6,446,142 6,446,142 6,200,017 6,200,017 Other time deposits 1,853,491 1,867,034 1,993,636 2,005,023 Federal funds purchased and securities sold under agreement to repurchase and other short-term borrowings 467,946 467,263 391,666 391,743 Long-term debt and other borrowings 92,973 98,502 101,372 106,218 Derivative instruments: Forward commitments to sell fixed rate mortgage loans 109 109 (1,163) (1,163) Commitments to fund fixed rate mortgage loans 3,390 3,390 2,137 2,137 Interest rate swap position to receive 15,614 15,614 21,653 21,653 Interest rate swap position to pay (15,856) (15,856) (22,004) (22,004)

STOCK INCENTIVE AND STOCK OPT47

STOCK INCENTIVE AND STOCK OPTION PLANS (Tables)	12 Months Ended
	Dec. 31, 2015
STOCK INCENTIVE AND STOCK OPTION PLANS [Abstract]
Stock Option Activity	2015 Weighted- Average Weighted- Remaining Aggregate Average Contractual Intrinsic Exercise Term Value Shares Price (years) (In thousands) Options Outstanding at January 1, 2015 1,056,977 $ 20.67 Exercised (520,538) 20.06 Cancelled or forfeited (237,286) 23.22 Expired (33,755) 21.93 Outstanding at December 31, 2015 265,398 $ 19.43 1.4 $ 1,268 Exercisable at December 31, 2015 265,398 $ 19.43 1.4 $ 1,268 2014 Weighted- Average Weighted- Remaining Aggregate Average Contractual Intrinsic Exercise Term Value Shares Price (years) (In thousands) Options Outstanding at January 1, 2014 1,884,318 $ 19.69 Exercised (662,721) 17.32 Cancelled or forfeited (19,500) 20.26 Expired (145,120) 23.26 Outstanding at December 31, 2014 1,056,977 $ 20.67 1.8 $ 2,672 Exercisable at December 31, 2014 977,491 $ 21.38 1.7 $ 1,831 2013 Weighted- Average Weighted- Remaining Aggregate Average Contractual Intrinsic Exercise Term Value Shares Price (years) (In thousands) Options Outstanding at January 1, 2013 2,764,854 $ 20.58 Exercised (64,000) 15.97 Cancelled or forfeited (509,236) 22.67 Expired (307,300) 23.60 Outstanding at December 31, 2013 1,884,318 $ 19.69 2.7 $ 10,806 Exercisable at December 31, 2013 1,715,431 $ 20.45 2.5 $ 8,528
Nonvested Options	Weighted- Weighted- Average Average Exercise Grant Date Shares Price Fair Value Nonvested Options Outstanding at January 1, 2015 79,486 $ 11.93 $ 4.16 Granted - - - Vested (79,486) 11.93 4.16 Forfeited or cancelled - - - Outstanding at December 31, 2015 - $ - $ -
Stock Options Outstanding, By Exercise Price Range	Options Outstanding Options exercisable Range of Number Weighted-Avg Weighted-Avg Number Weighted-Avg Exercise Prices Outstanding Remaining Life (years) Exercise Price Exercisable Exercise Price $10.07 to $13.25 96,304 2.5 $ 12.56 96,304 $ 12.56 $17.10 to $22.97 104,294 0.8 22.39 104,294 22.39 $24.27 to $25.31 64,800 0.8 24.89 64,800 24.89 $10.07 to $25.31 265,398 1.4 $ 19.43 265,398 $ 19.43
Restricted Stock Activity	Years Ended December 31, 2015 2014 2013 Weighted Average Weighted Average Weighted Average Shares Grant Date Shares Grant Date Shares Grant Date Fair Value Fair Value Fair Value Nonvested at beginning of year 1,005,892 $ 18.78 716,156 $ 15.86 112,315 $ 13.08 Granted 273,269 23.16 349,900 23.17 613,841 16.38 Forfeited (46,631) 19.28 (53,050) 18.18 (10,000) 16.38 Vested (159,846) 22.48 (7,114) 13.33 - - Nonvested at end of year 1,072,684 $ 19.63 1,005,892 $ 18.78 716,156 $ 15.86
bxs_Nonvested Restricted stock vesting schedule table textblock	Vesting in Number of Shares 2016 7,113 2017 24,083 2018 574,700 2019 195,700 2020 271,088 Total Nonvested Shares 1,072,684

EARNINGS PER SHARE AND DIVIDE48

EARNINGS PER SHARE AND DIVIDEND DATA (Tables)	12 Months Ended
	Dec. 31, 2015
EARNINGS PER SHARE AND DIVIDEND DATA [Abstract]
Basic and Diluted Earnings Per Share Computations	2015 Income Shares Per Share (Numerator) (Denominator) Amount Basic EPS: (In thousands, except per share amounts) Income available to common shareholders $ 127,491 95,825 $ 1.33 Effect of dilutive stock options - 299 Diluted EPS: Income available to common shareholders plus assumed exercise $ 127,491 96,124 $ 1.33 2014 Income Shares Per Share (Numerator) (Denominator) Amount Basic EPS: (In thousands, except per share amounts) Income available to common shareholders $ 116,750 95,973 $ 1.22 Effect of dilutive stock options - 329 Diluted EPS: Income available to common shareholders plus assumed exercise $ 116,750 96,302 $ 1.21 2013 Income Shares Per Share (Numerator) (Denominator) Amount Basic EPS: (In thousands, except per share amounts) Income available to common shareholders $ 94,115 95,048 $ 0.99 Effect of dilutive stock options - 284 Diluted EPS: Income available to common shareholders plus assumed exercise $ 94,115 95,332 $ 0.99

OTHER COMPREHENSIVE INCOME (Tab

OTHER COMPREHENSIVE INCOME (Tables)	12 Months Ended
	Dec. 31, 2015
OTHER COMPREHENSIVE INCOME [Abstract]
Components Of Other Comprehensive Income	2015 Before Tax Net Tax (Expense) of Tax Amount Benefit Amount (In thousands) Net unrealized gains on available-for-sale securities: Unrealized (losses) gains arising during holding period $ (9,340) $ 3,577 $ (5,763) Reclassification adjustment for net (gains) losses realized in net income (1) (136) 52 (84) Recognized employee benefit plan net periodic benefit cost (2) 12,482 (4,774) 7,708 Other comprehensive income $ 3,006 $ (1,145) $ 1,861 2014 Before Tax Net Tax (Expense) of Tax Amount Benefit Amount (In thousands) Net unrealized gains on available-for-sale securities: Unrealized gains (losses) arising during holding period $ 26,016 $ (9,965) $ 16,051 Reclassification adjustment for net (gains) losses realized in net income (1) (37) 14 (23) Recognized employee benefit plan net periodic benefit cost (2) (48,187) 18,432 (29,755) Other comprehensive loss $ (22,208) $ 8,481 $ (13,727) 2013 Before Tax Net Tax (Expense) of Tax Amount Benefit Amount (In thousands) Net unrealized gains on available-for-sale securities: Unrealized (losses) gains arising during holding period $ (61,640) $ 23,603 $ (38,037) Reclassification adjustment for net (gains) losses realized in net income (1) (46) 18 (28) Recognized employee benefit plan net periodic benefit cost (2) 27,128 (10,376) 16,752 Other comprehensive loss $ (34,558) $ 13,245 $ (21,313)

RELATED PARTY TRANSACTIONS (Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2015
RELATED PARTY TRANSACTIONS [Abstract]
Related party transactions	Amount (In thousands) Loans outstanding at December 31, 2014 $ 27,249 New loans 6,258 Repayments (14,473) Changes in directors and executive officers (2,868) Loans outstanding at December 31, 2015 $ 16,166

MORTGAGE SERVICING RIGHTS (Tabl

MORTGAGE SERVICING RIGHTS (Tables)	12 Months Ended
	Dec. 31, 2015
MORTGAGE SERVICING RIGHTS [Abstract]
Data and Assumptions Used in Fair Value Calculation	2015 2014 2013 (Dollars in thousands) Unpaid principal balance $6,011,236 $5,686,756 $5,577,325 Weighted-average prepayment speed (CPR) 10.3 11.6 10.3 Discount rate (annual percentage) 9.8 9.8 10.3 Weighted-average coupon interest rate (percentage) 4.0 4.1 4.2 Weighted-average remaining maturity (months) 319.0 314.0 310.0 Weighted-average servicing fee (basis points) 26.6 26.5 26.6
Activity in Class of Mortgage Servicing Assets	2015 2014 (In thousands) Fair value at beginning of year $ 51,296 $ 54,662 Additions: Origination of servicing assets 14,139 8,878 Changes in fair value: Due to payoffs/paydowns (6,999) (5,793) Due to change in valuation inputs or assumptions used in the valuation model (1,161) (6,444) Other changes in fair value (7) (7) Fair value at end of year $ 57,268 $ 51,296

CAPITAL AND REGULATORY MATTERS

CAPITAL AND REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2015
REGULATORY MATTERS [Abstract]
Summary of Compliance with Regulatory Capital Requirements	2015 2014 Amount Ratio Amount Ratio (Dollars in thousands) Common Equity Tier 1 capital (to risk-weighted assets) BancorpSouth, Inc. $ 1,402,041 12.07% NA NA BancorpSouth Bank 1,369,419 11.80 NA NA Tier 1 capital (to risk-weighted assets) BancorpSouth, Inc. 1,425,239 12.27 $ 1,351,807 13.27% BancorpSouth Bank 1,369,419 11.80 1,298,449 12.76 Total capital (to risk-weighted assets) BancorpSouth, Inc. 1,552,280 13.37 1,479,791 14.52 BancorpSouth Bank 1,496,460 12.90 1,426,433 14.02 Tier 1 leverage capital (to average assets) BancorpSouth, Inc. 1,425,239 10.61 1,351,807 10.55 BancorpSouth Bank 1,369,419 10.23 1,298,449 10.17

SEGMENTS (Tables)

SEGMENTS (Tables)	12 Months Ended
	Dec. 31, 2015
SEGMENTS [Abstract]
Results of Operations and Selected Financial Information by Operating Segment	Community Banking Insurance Agencies General Corporate and Other Total 2015 (In thousands) Results of Operations Net interest revenue $ 397,204 $ 100 $ 38,378 $ 435,682 Provision for credit losses (12,859) - (141) (13,000) Net interest income after provision for credit losses 410,063 100 38,519 448,682 Noninterest revenue 82,938 116,780 78,250 277,968 Noninterest expense 332,920 101,120 105,871 539,911 Income before income taxes 160,081 15,760 10,898 186,739 Income tax expense 51,186 6,363 1,699 59,248 Net income $ 108,895 $ 9,397 $ 9,199 $ 127,491 Selected Financial Information Total assets $ 10,127,861 $ 199,668 $ 3,471,133 $ 13,798,662 Depreciation and amortization 21,874 4,736 3,641 30,251 Community Banking Insurance Agencies General Corporate and Other Total 2014 (In thousands) Results of Operations Net interest revenue $ 381,467 $ 117 $ 35,078 $ 416,662 Provision for credit losses (4,757) - $ 4,757 - Net interest income after provision for credit losses 386,224 117 30,321 416,662 Noninterest revenue 95,752 115,541 57,853 269,146 Noninterest expense 329,893 97,620 90,893 518,406 Income (loss) before income taxes 152,083 18,038 (2,719) 167,402 Income tax expense (benefit) 47,482 7,255 (4,085) 50,652 Net income $ 104,601 $ 10,783 $ 1,366 $ 116,750 Selected Financial Information Total assets $ 9,814,879 $ 188,920 $ 3,322,570 $ 13,326,369 Depreciation and amortization 22,603 5,257 3,855 31,715 Community Banking Insurance Agencies General Corporate and Other Total 2013 (In thousands) Results of Operations Net interest revenue $ 371,940 $ 165 $ 26,844 $ 398,949 Provision for credit losses 5,824 - 1,676 7,500 Net interest income after provision for credit losses 366,116 165 25,168 391,449 Noninterest revenue 95,573 99,103 80,390 275,066 Noninterest expense 311,554 86,557 136,738 534,849 Income (loss) before income taxes 150,135 12,711 (31,180) 131,666 Income tax expense (benefit) 46,135 5,175 (13,759) 37,551 Net income (loss) $ 104,000 $ 7,536 $ (17,421) $ 94,115 Selected Financial Information Total assets $ 9,803,073 $ 187,424 $ 3,039,236 $ 13,029,733 Depreciation and amortization 22,234 3,655 3,634 29,523

DERIVATIVE INSTRUMENTS (Tables)

DERIVATIVE INSTRUMENTS (Tables)	12 Months Ended
	Dec. 31, 2015
DERIVATIVE INSTRUMENTS [Abstract]
Offsetting Of Derivative Assets And Liabilities	December 31, 2015 Gross Amounts Not Offset in the Consolidated Balance Sheet Financial Gross Amount Gross Amount Net Amount Financial Collateral Net Recognized Offset Recognized Instruments Pledged Amount (In thousands) Financial assets: Derivatives: Forward commitments $ 3,894 $ - $ 3,894 $ - $ - $ 3,894 Loan/lease interest rate swaps 15,856 - 15,856 - - 15,856 Total financial assets $ 19,750 $ - $ 19,750 $ - $ - $ 19,750 Financial liabilities: Derivatives: Forward commitments $ 395 $ - $ 395 $ - $ - $ 395 Loan/lease interest rate swaps 15,856 - 15,856 - (15,856) - Repurchase arrangements 405,937 - 405,937 (405,937) - - Total financial liabilities $ 422,188 $ - $ 422,188 $ (405,937) $ (15,856) $ 395 December 31, 2014 Gross Amounts Not Offset in the Consolidated Balance Sheet Financial Gross Amount Gross Amount Net Amount Financial Collateral Net Recognized Offset Recognized Instruments Pledged Amount (In thousands) Financial assets: Derivatives: Forward commitments $ 2,177 $ - $ 2,177 $ - $ - $ 2,177 Loan/lease interest rate swaps 22,004 - 22,004 - - 22,004 Total financial assets $ 24,181 $ - $ 24,181 $ - $ - $ 24,181 Financial liabilities: Derivatives: Forward commitments $ 1,203 $ - $ 1,203 $ - $ - $ 1,203 Loan/lease interest rate swaps 22,004 - 22,004 - (22,004) - Repurchase arrangements 388,166 - 388,166 (388,166) - - Total financial liabilities $ 411,373 $ - $ 411,373 $ (388,166) $ (22,004) $ 1,203

COMMITMENTS AND CONTINGENT LI55

COMMITMENTS AND CONTINGENT LIABILITIES (Tables)	12 Months Ended
	Dec. 31, 2015
COMMITMENTS AND CONTINGENT LIABILITIES [Abstract]
Future Minimum Lease Payments	Amount (In thousands) 2016 $ 6,456 2017 4,811 2018 3,168 2019 2,449 2020 1,752 Thereafter 7,358 Total future minimum lease payments $ 25,994

CONDENSED PARENT COMPANY INFO56

CONDENSED PARENT COMPANY INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2015
CONDENSED PARENT COMPANY INFORMATION [Abstract]
Condensed Parent Company Information	Condensed Balance Sheets December 31, 2015 2014 Assets: (In thousands) Cash on deposit with subsidiary bank $ 86,767 $ 93,270 Investment in subsidiaries 1,623,640 1,576,708 Other assets 11,237 10,404 Total assets $ 1,721,644 $ 1,680,382 Liabilities and shareholders' equity: Total liabilities $ 66,200 $ 74,323 Shareholders' equity 1,655,444 1,606,059 Total liabilities and shareholders' equity $ 1,721,644 $ 1,680,382 Year Ended December 31, Condensed Statements of Income 2015 2014 2013 (In thousands) Dividends from subsidiaries $ 100,000 $ 60,000 $ 35,000 Other operating income 1,075 585 1,775 Total income 101,075 60,585 36,775 Operating expenses 8,419 6,867 15,033 Income before tax benefit and equity in undistributed earnings 92,656 53,718 21,742 Income tax benefit 2,818 2,420 5,860 Income before equity in undistributed earnings of subsidiaries 95,474 56,138 27,602 Equity in undistributed earnings of subsidiaries 32,017 60,612 66,513 Net income $ 127,491 $ 116,750 $ 94,115 Year Ended December 31, Condensed Statements of Cash Flows 2015 2014 2013 (In thousands) Operating activities: Net income $ 127,491 $ 116,750 $ 94,115 Adjustments to reconcile net income to net cash used in operating activities (32,255) (61,862) (62,419) Net cash provided by operating activities 95,236 54,888 31,696 Financing activities: Cash dividends (33,368) (23,983) (11,383) Redemption of junior subordinated debt - (8,248) (128,866) Advance of long-term debt - 8,000 50,000 Repayment of long-term debt (8,373) (8,066) (1,786) Common stock transactions, net (59,998) 13,928 2,696 Net cash used in financing activities (101,739) (18,369) (89,339) (Decrease) increase in cash and cash equivalents (6,503) 36,519 (57,643) Cash and cash equivalents at beginning of year 93,270 56,751 114,394 Cash and cash equivalents at end of year $ 86,767 $ 93,270 $ 56,751

OTHER NONINTEREST INCOME AND 57

OTHER NONINTEREST INCOME AND EXPENSE (Tables)	12 Months Ended
	Dec. 31, 2015
OTHER NONINTEREST INCOME AND EXPENSE [Abstract]
Other Noninterest Revenue	2015 2014 2013 (In thousands) Bank-owned life insurance $ 7,457 $ 8,848 $ 8,314 Other miscellaneous income 12,143 12,883 14,543 Total other noninterest income $ 19,600 $ 21,731 $ 22,857
Other Noninterest Expense	2015 2014 2013 (In thousands) Advertising $ 4,288 $ 4,388 $ 4,558 Foreclosed property expense 7,418 17,071 11,728 Telecommunications 7,451 8,720 8,481 Public relations 2,178 3,399 4,258 Data processing 21,923 20,736 21,586 Computer software 10,500 10,525 8,496 Amortization of intangibles 3,963 4,443 2,979 Legal expenses 30,346 9,822 20,426 Merger expense 25 1,761 - Postage and shipping 4,535 4,745 4,369 Other miscellaneous expense 58,083 58,516 56,177 Total other noninterest expense $ 150,710 $ 144,126 $ 143,058

SUMMARY OF SIGNIFICANT ACCOUN58

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)	12 Months Ended
	Dec. 31, 2015USD ($)loanitem	Dec. 31, 2014USD ($)loan	Dec. 31, 2013USD ($)loan
Cash Flow Statements [Abstract]
Paid interest	$ 29,000,000	$ 35,000,000	$ 51,900,000
Income taxes paid	78,400,000	60,700,000	39,500,000
Unsettled purchases of securities		10,000,000	1,200,000
Loans foreclosed and transferred to OREO	7,400,000	14,700,000	29,300,000
Mortgage Loan Related to Property Sales	1,500,000	4,400,000	13,700,000
Loans and Leases [Abstract]
Threshold loan amount for which a new appraisal is ordered, when characteristics of potential impairment exist	$ 500,000
Period over which an appraisal is considered current	12 months
Impaired loans	$ 51,392,000	28,101,000
Cumulative charge-offs during the period	26,700,000	$ 25,000,000	$ 42,200,000
Specific reserves included in the allowance for credit losses	$ 2,400,000
Days past due of principal or interest at which loans and leases may be placed in non-accrual status	90 days
Minimum sustained period of repayment performance for TDR loans to return to accrual status	6 months
Loans held for sale [Abstract]
Number of mortgage loans repurchased | loan	24	21	16
Amount of mortgage loans repurchased	$ 2,000,000	$ 2,100,000	$ 931,000
Losses recognized related to repurchased and make whole loans	442,000	913,000	$ 661,000
Amount reserved for potential losses from representation and warranty obligations	$ 1,300,000
Percentage of remaining principal balance of delinquent loans that may be repurchased by the servicer (in hundredths)	100.00%
Amount of loans subject to buy back	$ 22,700,000
Derivative Instruments [Abstract]
Notional amount	$ 255,600,000	$ 324,200,000
Average maturity	42 months 3 days	49 months 15 days
Average interest receive rate (in hundredths)	2.60%	2.50%
Average interest pay rate (in hundredths)	5.60%	5.60%
Stock-Based Compensation [Abstract]
Number of stock-based employee compensation plans | item	3
Impaired Loans [Member]
Loans and Leases [Abstract]
Cumulative charge-offs during the period	$ 11,400,000
Minimum [Member]
Loans and Leases [Abstract]
Marketing period	180 days
Maximum [Member]
Loans and Leases [Abstract]
Marketing period	360 days
Basic Plan [Member]
Pension and Postretirement Benefits Accounting [Abstract]
Discount rate assumptions for determination of projected benefit obligation (in hundredths)	4.44%	4.10%
Restoration Plan [Member]
Pension and Postretirement Benefits Accounting [Abstract]
Discount rate assumptions for determination of projected benefit obligation (in hundredths)	4.20%	3.90%
Supplemental Plan [Member]
Pension and Postretirement Benefits Accounting [Abstract]
Discount rate assumptions for determination of projected benefit obligation (in hundredths)	3.40%	3.10%

BUSINESS COMBINATIONS (Details)

BUSINESS COMBINATIONS (Details) $ in Thousands	Apr. 10, 2014USD ($)	Apr. 10, 2014USD ($)	Dec. 18, 2013USD ($)	Dec. 18, 2013USD ($)	Dec. 31, 2015USD ($)item
Knox Insurance Group, LLC [Member]
Business Acquisition [Line Items]
Effective date of business acquisition		Apr. 10, 2014
Cash paid for business acquisition	$ 7,000
Additional aggregate consideration	$ 2,400	$ 2,400			$ 352
Number of annual installments for additional aggregate consideration | item					3
GEM Insurance Agencies, LP [Member]
Business Acquisition [Line Items]
Effective date of business acquisition			Dec. 18, 2013
Cash paid for business acquisition				$ 20,700
Additional aggregate consideration			$ 6,200	$ 6,200	$ 3,000
Number of annual installments for additional aggregate consideration | item					3

AVAILABLE-FOR-SALE SECURITIES60

AVAILABLE-FOR-SALE SECURITIES (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 2,059,445	$ 2,124,567
Gross Unrealized Gains	28,855	38,496
Gross Unrealized Losses	5,971	6,136
Estimated Fair Value	2,082,329	2,156,927
Carrying value of FHLB stock	18,000
Required investment in FHLB stock	9,100
Gross gains recognized on available-for-sale securities	136	49	$ 72
Gross losses recognized on available-for-sale securities		12	$ 26
Carrying value of available-for-sale securities pledged	1,600,000
Available-for-sale securities, amortized cost, by contractual maturity [Abstract]
Maturing in one year or less	312,736
Maturing after one year through five years	1,036,108
Maturing after five years through ten years	49,860
Maturing after ten years	260,438
Mortgage-backed securities	400,303
Total	2,059,445
Available-for-sale securities, estimated fair value, by contractual maturity [Abstract]
Maturing in one year or less	313,092
Maturing after one year through five years	1,035,443
Maturing after five years through ten years	52,335
Maturing after ten years	280,226
Mortgage-backed securities	401,233
Estimated Fair Value	$ 2,082,329	2,156,927
Available-for-sale securities, weighted average yield, by contractual maturity [Abstract]
Maturing in one year or less (in hundredths)	1.34%
Maturing after one year through five years (in hundredths)	1.30%
Maturing after five years through ten years (in hundredths)	5.40%
Maturing after ten years (in hundredths)	5.81%
Mortgage-backed securities (in hundredths)	2.11%
Available-for-sale securities with continuous unrealized loss positions [Abstract]
Less Than 12 Months Fair Value	$ 1,004,003	259,030
Less Than 12 Months Unrealized Losses	5,403	557
12 Months or Longer Fair Value	34,022	522,344
12 Months or Longer Unrealized Losses	568	5,579
Total Fair Value	1,038,025	781,374
Total Unrealized Losses	5,971	6,136
Mississippi [Member]
Schedule of Available-for-sale Securities [Line Items]
Carrying value of available-for-sale securities pledged	206,100
Arkansas [Member]
Schedule of Available-for-sale Securities [Line Items]
Carrying value of available-for-sale securities pledged	80,100
U.S. Agency Debt Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,246,261	1,213,310
Gross Unrealized Gains	826	4,093
Gross Unrealized Losses	2,447	2,349
Estimated Fair Value	1,244,640	1,215,054
Available-for-sale securities, estimated fair value, by contractual maturity [Abstract]
Estimated Fair Value	1,244,640	1,215,054
Available-for-sale securities with continuous unrealized loss positions [Abstract]
Less Than 12 Months Fair Value	762,568	237,891
Less Than 12 Months Unrealized Losses	2,447	471
12 Months or Longer Fair Value		283,643
12 Months or Longer Unrealized Losses		1,878
Total Fair Value	762,568	521,534
Total Unrealized Losses	2,447	2,349
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	138,759	204,918
Gross Unrealized Gains	1,957	4,751
Gross Unrealized Losses	176	439
Estimated Fair Value	140,540	209,230
Available-for-sale securities, estimated fair value, by contractual maturity [Abstract]
Estimated Fair Value	140,540	209,230
Available-for-sale securities with continuous unrealized loss positions [Abstract]
Less Than 12 Months Fair Value	34,238
Less Than 12 Months Unrealized Losses	176
12 Months or Longer Fair Value		24,565
12 Months or Longer Unrealized Losses		439
Total Fair Value	34,238	24,565
Total Unrealized Losses	176	439
Government Agency Issued Commercial Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	261,544	241,449
Gross Unrealized Gains	2,414	2,319
Gross Unrealized Losses	3,265	3,200
Estimated Fair Value	260,693	240,568
Available-for-sale securities, estimated fair value, by contractual maturity [Abstract]
Estimated Fair Value	260,693	240,568
Available-for-sale securities with continuous unrealized loss positions [Abstract]
Less Than 12 Months Fair Value	193,621	3,822
Less Than 12 Months Unrealized Losses	2,710	24
12 Months or Longer Fair Value	31,166	203,520
12 Months or Longer Unrealized Losses	555	3,176
Total Fair Value	224,787	207,342
Total Unrealized Losses	3,265	3,200
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	394,769	458,026
Gross Unrealized Gains	22,813	25,986
Gross Unrealized Losses	83	148
Estimated Fair Value	417,499	483,864
Available-for-sale securities, estimated fair value, by contractual maturity [Abstract]
Estimated Fair Value	417,499	483,864
Available-for-sale securities with continuous unrealized loss positions [Abstract]
Less Than 12 Months Fair Value	13,576	17,317
Less Than 12 Months Unrealized Losses	70	62
12 Months or Longer Fair Value	2,856	10,616
12 Months or Longer Unrealized Losses	13	86
Total Fair Value	16,432	27,933
Total Unrealized Losses	83	148
Other Available for Sale Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	18,112	6,864
Gross Unrealized Gains	845	1,347
Estimated Fair Value	18,957	8,211
Available-for-sale securities, estimated fair value, by contractual maturity [Abstract]
Estimated Fair Value	$ 18,957	$ 8,211

LOANS AND LEASES (Gross Loans A

LOANS AND LEASES (Gross Loans And Leases By Segment And Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
LOANS AND LEASES [Abstract]
Commercial and industrial	$ 1,752,273	$ 1,753,041
Consumer mortgages	2,472,202	2,257,726
Home equity	589,752	531,374
Agricultural	259,360	239,616
Commercial and industrial - owner occupied	1,617,429	1,522,536
Construction, acquisition and development	945,045	853,623
Commercial real estate	2,188,048	1,961,977
Credit Cards	112,165	113,426
All other	468,052	516,221
Total	$ 10,404,326	$ 9,749,540

LOANS AND LEASES (Loans And Lea

LOANS AND LEASES (Loans And Leases, Net Of Unearned Income By Segment, Class And Geographical Location) (Details) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Loans and leases, net of unearned income [Abstract]
Commercial and industrial		$ 1,747,774
Real estate [Abstract]
Consumer mortgages		2,472,202
Home equity		589,752
Agricultural		259,360
Commercial and industrial-owner occupied		1,617,429
Construction, acquisition and development		945,045
Commercial		2,188,048
Credit cards	[1]	112,165
All other		441,003
Total		$ 10,372,778	$ 9,712,936
Loan concentrations [Abstract]
Maximum percentage of loan concentrations (in hundredths)		10.00%
Alabama and Florida Panhandle [Member]
Loans and leases, net of unearned income [Abstract]
Commercial and industrial		$ 160,361
Real estate [Abstract]
Consumer mortgages		296,698
Home equity		83,979
Agricultural		7,852
Commercial and industrial-owner occupied		181,017
Construction, acquisition and development		108,851
Commercial		332,985
All other		72,347
Total		1,244,090
Arkansas [Member]
Loans and leases, net of unearned income [Abstract]
Commercial and industrial		199,347
Real estate [Abstract]
Consumer mortgages		330,780
Home equity		42,448
Agricultural		86,172
Commercial and industrial-owner occupied		194,152
Construction, acquisition and development		97,151
Commercial		360,884
All other		48,554
Total		1,359,488
Mississippi [Member]
Loans and leases, net of unearned income [Abstract]
Commercial and industrial		202,755
Real estate [Abstract]
Consumer mortgages		219,334
Home equity		63,859
Agricultural		30,930
Commercial and industrial-owner occupied		181,567
Construction, acquisition and development		76,801
Commercial		241,093
All other		30,130
Total		1,046,469
Missouri [Member]
Loans and leases, net of unearned income [Abstract]
Commercial and industrial		618,901
Real estate [Abstract]
Consumer mortgages		818,423
Home equity		221,588
Agricultural		78,729
Commercial and industrial-owner occupied		677,686
Construction, acquisition and development		315,295
Commercial		593,677
All other		165,509
Total		3,489,808
Greater Memphis Area [Member]
Loans and leases, net of unearned income [Abstract]
Commercial and industrial		79,928
Real estate [Abstract]
Consumer mortgages		71,915
Home equity		23,163
Agricultural		3,118
Commercial and industrial-owner occupied		47,937
Construction, acquisition and development		22,621
Commercial		206,352
All other		3,081
Total		458,115
Tennessee Excluding Greater Memphis Area [Member]
Loans and leases, net of unearned income [Abstract]
Commercial and industrial		116,514
Real estate [Abstract]
Consumer mortgages		273,980
Home equity		142,825
Agricultural		12,468
Commercial and industrial-owner occupied		132,156
Construction, acquisition and development		138,126
Commercial		184,338
All other		41,062
Total		1,041,469
Texas and Louisiana [Member]
Loans and leases, net of unearned income [Abstract]
Commercial and industrial		237,102
Real estate [Abstract]
Consumer mortgages		443,852
Home equity		10,264
Agricultural		40,091
Commercial and industrial-owner occupied		202,914
Construction, acquisition and development		186,200
Commercial		268,719
All other		56,900
Total		1,446,042
Corporate Banking And Other [Member]
Loans and leases, net of unearned income [Abstract]
Commercial and industrial		132,866
Real estate [Abstract]
Consumer mortgages		17,220
Home equity		1,626
Credit cards	[1]	112,165
All other		23,420
Total		$ 287,297
[1]	Credit card receivables are spread across all geographic regions but are not viewed by the Company's management as part of the geographic breakdown.

LOANS AND LEASES (Aging Of Loan

LOANS AND LEASES (Aging Of Loan And Lease Portfolio, Net Of Unearned Income, By Segment And Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Aging of loan and lease portfolio [Abstract]
30-59 Days Past Due	$ 24,724
60-89 Days Past Due	10,020
90 Plus Days Past Due	33,388
Total Past Due	68,132
Current	10,304,646
Total	10,372,778	$ 9,712,936
90 Plus Days Past Due still Accruing	2,013	$ 2,763
Home Equity [Member]
Aging of loan and lease portfolio [Abstract]
Total	$ 589,752

LOANS AND LEASES (Loan And Leas

LOANS AND LEASES (Loan And Lease Portfolio, Net Of Unearned Income, By Segment, Class And Internally Assigned Grade) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	$ 10,372,778	$ 9,712,936
Pass [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	10,093,619	9,366,126
Special Mention [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total		978
Substandard [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	227,141	316,722
Doubtful [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	626	1,009
Impaired [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	51,392	28,101
Commercial And Industrial [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	1,747,774	1,746,486
Commercial And Industrial [Member] | Pass [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	1,721,118	1,709,475
Commercial And Industrial [Member] | Special Mention [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total		978
Commercial And Industrial [Member] | Substandard [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	19,529	33,879
Commercial And Industrial [Member] | Impaired [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	7,127	2,154
Credit Cards [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	112,165	113,426
Credit Cards [Member] | Pass [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	112,165	113,426
All Other [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	441,003	486,172
All Other [Member] | Pass [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	433,333	471,662
All Other [Member] | Substandard [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	7,465	14,340
All Other [Member] | Doubtful [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	102
All Other [Member] | Impaired [Member]
Loan and lease portfolio, net of unearned income, by grade [Abstract]
Total	$ 103	$ 170

LOANS AND LEASES (Impaired Loan

LOANS AND LEASES (Impaired Loans And Leases) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans	$ 51,392	$ 28,101
Unpaid Balance of Impaired Loans	62,804	33,649
Related Allowance for Credit Losses	2,350	1,519
Average Recorded Investment	37,253	33,947
Interest Income Recognized	843	552
Impaired loans that were characterized as troubled debt restructurings	12,500	4,600
Including Accruing TDRs [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans		40,752
Unpaid Balance of Impaired Loans		47,408
Related Allowance for Credit Losses		3,230
Average Recorded Investment		49,185
Interest Income Recognized		1,260
Commercial And Industrial [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans	7,127	2,154
Unpaid Balance of Impaired Loans	14,369	2,502
Related Allowance for Credit Losses	78	215
Average Recorded Investment	7,384	1,599
Interest Income Recognized	179	62
Commercial And Industrial [Member] | Including Accruing TDRs [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans		2,510
Unpaid Balance of Impaired Loans		2,859
Related Allowance for Credit Losses		239
Average Recorded Investment		2,479
Interest Income Recognized		106
All Other [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans	103	170
Unpaid Balance of Impaired Loans	103	314
Average Recorded Investment	172	193
Interest Income Recognized	3	8
All Other [Member] | Including Accruing TDRs [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans		324
Unpaid Balance of Impaired Loans		509
Related Allowance for Credit Losses		46
Average Recorded Investment		330
Interest Income Recognized		13
With No Related Allowance [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans	36,392	21,982
Unpaid Balance of Impaired Loans	47,072	27,025
Average Recorded Investment	26,787	24,743
Interest Income Recognized	640	395
With No Related Allowance [Member] | Including Accruing TDRs [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans	36,392	21,982
Unpaid Balance of Impaired Loans	47,072	27,025
Average Recorded Investment	26,787	24,743
Interest Income Recognized	640	395
With No Related Allowance [Member] | Commercial And Industrial [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans	7,055	1,235
Unpaid Balance of Impaired Loans	13,986	1,583
Average Recorded Investment	3,749	1,271
Interest Income Recognized	95	43
With No Related Allowance [Member] | Commercial And Industrial [Member] | Including Accruing TDRs [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans		1,235
Unpaid Balance of Impaired Loans		1,583
Average Recorded Investment		1,271
Interest Income Recognized		43
With No Related Allowance [Member] | All Other [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans	103	170
Unpaid Balance of Impaired Loans	103	314
Average Recorded Investment	172	187
Interest Income Recognized	3	8
With No Related Allowance [Member] | All Other [Member] | Including Accruing TDRs [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans		170
Unpaid Balance of Impaired Loans		314
Average Recorded Investment		187
Interest Income Recognized		8
With An Allowance [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans	15,000	6,119
Unpaid Balance of Impaired Loans	15,732	6,624
Related Allowance for Credit Losses	2,350	1,519
Average Recorded Investment	10,466	9,204
Interest Income Recognized	203	157
With An Allowance [Member] | Including Accruing TDRs [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans	27,549	18,770
Unpaid Balance of Impaired Loans	29,172	20,383
Related Allowance for Credit Losses	3,092	3,230
Average Recorded Investment	24,651	24,442
Interest Income Recognized	777	865
With An Allowance [Member] | Commercial And Industrial [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans	72	919
Unpaid Balance of Impaired Loans	383	919
Related Allowance for Credit Losses	78	215
Average Recorded Investment	3,635	328
Interest Income Recognized	$ 84	19
With An Allowance [Member] | Commercial And Industrial [Member] | Including Accruing TDRs [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans		1,275
Unpaid Balance of Impaired Loans		1,276
Related Allowance for Credit Losses		239
Average Recorded Investment		1,208
Interest Income Recognized		63
With An Allowance [Member] | All Other [Member]
Impaired loans and leases, net of unearned income [Abstract]
Average Recorded Investment		6
With An Allowance [Member] | All Other [Member] | Including Accruing TDRs [Member]
Impaired loans and leases, net of unearned income [Abstract]
Recorded Investment in Impaired Loans		154
Unpaid Balance of Impaired Loans		195
Related Allowance for Credit Losses		46
Average Recorded Investment		143
Interest Income Recognized		$ 5

LOANS AND LEASES (Non-Performin

LOANS AND LEASES (Non-Performing And Nonaccrual Loans and Leases) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Nonaccrual loans and leases [Abstract]
Non-accrual loans and leases	$ 83,028	$ 58,052
Loans and leases 90 days or more past due, still accruing	2,013	2,763
Restructured loans and leases still accruing	9,876	10,920
Total non-performing loans and leases	$ 94,917	71,735
Days past due of principal or interest at which loans and leases may be placed in non-accrual status	90 days
Interest earned on NPLs	$ 4,700	3,900	$ 6,200
Gross interest income which would have been recorded for NPLs	6,700	5,300	$ 7,300
Commercial And Industrial [Member]
Nonaccrual loans and leases [Abstract]
Non-accrual loans and leases	8,493	3,934
Loans and leases 90 days or more past due, still accruing	60	41
Credit Cards [Member]
Nonaccrual loans and leases [Abstract]
Non-accrual loans and leases	188	133
Loans and leases 90 days or more past due, still accruing	298	327
All Other [Member]
Nonaccrual loans and leases [Abstract]
Non-accrual loans and leases	$ 385	506
Loans and leases 90 days or more past due, still accruing		$ 4

LOANS AND LEASES (Troubled Debt

LOANS AND LEASES (Troubled Debt Restructurings) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)contract	Dec. 31, 2014USD ($)contract
Financial effects of TDRs [Abstract]
Number of Contracts | contract	68	73
Pre-Modification Outstanding Recorded Investment	$ 21,992	$ 10,220
Post-Modification Outstanding Recorded Investment	$ 21,428	$ 9,455
TDRs modified for which there was a payment default [Abstract]
Number of Contracts | contract	9	23
Recorded Investment	$ 1,044	$ 2,569
Commercial And Industrial [Member]
Financial effects of TDRs [Abstract]
Number of Contracts | contract	11	5
Pre-Modification Outstanding Recorded Investment	$ 1,472	$ 613
Post-Modification Outstanding Recorded Investment	$ 1,452	$ 613
TDRs modified for which there was a payment default [Abstract]
Number of Contracts | contract	1
Recorded Investment	$ 84
All Other [Member]
Financial effects of TDRs [Abstract]
Number of Contracts | contract	7	14
Pre-Modification Outstanding Recorded Investment	$ 94	$ 290
Post-Modification Outstanding Recorded Investment	$ 88	$ 286
TDRs modified for which there was a payment default [Abstract]
Number of Contracts | contract		6
Recorded Investment		$ 65
Consumer Mortgages [Member] | Real Estate [Member]
Financial effects of TDRs [Abstract]
Number of Contracts | contract	21	33
Pre-Modification Outstanding Recorded Investment	$ 1,230	$ 4,823
Post-Modification Outstanding Recorded Investment	$ 1,144	$ 4,263
TDRs modified for which there was a payment default [Abstract]
Number of Contracts | contract	4	8
Recorded Investment	$ 226	$ 540
Home Equity [Member] | Real Estate [Member]
Financial effects of TDRs [Abstract]
Number of Contracts | contract	1	2
Pre-Modification Outstanding Recorded Investment	$ 20	$ 31
Post-Modification Outstanding Recorded Investment	$ 20	$ 30
Agricultural [Member]
TDRs modified for which there was a payment default [Abstract]
Number of Contracts | contract	1
Recorded Investment	$ 20
Agricultural [Member] | Real Estate [Member]
Financial effects of TDRs [Abstract]
Number of Contracts | contract	3
Pre-Modification Outstanding Recorded Investment	$ 37
Post-Modification Outstanding Recorded Investment	$ 36
Commercial And Industrial-Owner Occupied [Member] | Real Estate [Member]
Financial effects of TDRs [Abstract]
Number of Contracts | contract	13	8
Pre-Modification Outstanding Recorded Investment	$ 6,357	$ 2,103
Post-Modification Outstanding Recorded Investment	$ 6,329	$ 1,810
TDRs modified for which there was a payment default [Abstract]
Number of Contracts | contract	1	2
Recorded Investment	$ 517	$ 784
Construction, Acquisition And Development [Member] | Real Estate [Member]
Financial effects of TDRs [Abstract]
Number of Contracts | contract	3	3
Pre-Modification Outstanding Recorded Investment	$ 217	$ 924
Post-Modification Outstanding Recorded Investment	$ 215	$ 924
TDRs modified for which there was a payment default [Abstract]
Number of Contracts | contract		2
Recorded Investment		$ 279
Commercial Real Estate [Member] | Real Estate [Member]
Financial effects of TDRs [Abstract]
Number of Contracts | contract	9	7
Pre-Modification Outstanding Recorded Investment	$ 12,565	$ 1,426
Post-Modification Outstanding Recorded Investment	$ 12,144	$ 1,519
TDRs modified for which there was a payment default [Abstract]
Number of Contracts | contract	2	5
Recorded Investment	$ 197	$ 901

ALLOWANCE FOR CREDIT LOSSES (Su

ALLOWANCE FOR CREDIT LOSSES (Summary Of Changes In The Allowance For Credit Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Changes in the allowance for credit losses [Roll Forward]
Balance at beginning of period	$ 142,443	$ 153,236	$ 164,466
Provision charged to expense	(13,000)		7,500
Recoveries	23,734	14,234	23,462
Loans and leases charged off	(26,719)	(25,027)	(42,192)
Balance at end of period	$ 126,458	$ 142,443	$ 153,236

ALLOWANCE FOR CREDIT LOSSES (Ch

ALLOWANCE FOR CREDIT LOSSES (Changes In The Allowance For Credit Losses By Segment And Class) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Changes in the allowance for credit losses [Roll Forward]
Balance at beginning of period	$ 142,443	$ 153,236	$ 164,466
Loans and leases charged off	(26,719)	(25,027)	(42,192)
Recoveries	23,734	14,234	23,462
Provision	(13,000)		7,500
Balance at end of period	126,458	142,443	153,236
Commercial And Industrial [Member]
Changes in the allowance for credit losses [Roll Forward]
Balance at beginning of period	21,419	18,376
Loans and leases charged off	(10,022)	(2,546)
Recoveries	2,035	2,298
Provision	4,151	3,291
Balance at end of period	17,583	21,419	18,376
Credit Cards [Member]
Changes in the allowance for credit losses [Roll Forward]
Balance at beginning of period	6,514	3,782
Loans and leases charged off	(2,632)	(2,359)
Recoveries	658	542
Provision	(493)	4,549
Balance at end of period	4,047	6,514	3,782
All Other [Member]
Changes in the allowance for credit losses [Roll Forward]
Balance at beginning of period	11,761	10,350
Loans and leases charged off	(2,271)	(2,844)
Recoveries	1,108	1,102
Provision	(4,481)	3,153
Balance at end of period	$ 6,117	$ 11,761	$ 10,350

ALLOWANCE FOR CREDIT LOSSES (Al

ALLOWANCE FOR CREDIT LOSSES (Allowance For Credit Losses By Segment, Class And Impairment Status) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]
Recorded balance of impaired loans	$ 51,392	$ 28,101
Allowance for impaired loans and leases	2,350	1,519
Allowance for all other loans and leases	124,108	140,924
Total allowance	126,458	142,443	$ 153,236	$ 164,466
Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Recorded balance of impaired loans	7,127	2,154
Allowance for impaired loans and leases	78	215
Allowance for all other loans and leases	17,505	21,204
Total allowance	17,583	21,419	18,376
Credit Cards [Member]
Financing Receivable, Impaired [Line Items]
Allowance for all other loans and leases	4,047	6,514
Total allowance	4,047	6,514	3,782
All Other [Member]
Financing Receivable, Impaired [Line Items]
Recorded balance of impaired loans	103	170
Allowance for all other loans and leases	6,117	11,761
Total allowance	$ 6,117	$ 11,761	$ 10,350

OTHER REAL ESTATE OWNED (Detail

OTHER REAL ESTATE OWNED (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Mortgage Loans on Real Estate [Line Items]
Balance at beginning of year	$ 33,984	$ 69,338
New foreclosed properties	7,422	14,732
Sales	(20,649)	(42,013)
Writedowns	(5,998)	(8,073)
Balance at end of year	14,759	33,984	$ 69,338
Other real estate owned by geographical location, segment and class [Abstract]
Total	33,984	69,338	69,338
Foreclosed property expenses [Abstract]
Total foreclosed property expenses	7,418	17,071	11,728
Realized net losses on dispositions and holding losses on valuations of foreclosed properties	5,700	$ 14,500	$ 7,400
Alabama and Florida Panhandle [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	2,787
Other real estate owned by geographical location, segment and class [Abstract]
Total	2,787
Arkansas [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	467
Other real estate owned by geographical location, segment and class [Abstract]
Total	467
Mississippi [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	130
Other real estate owned by geographical location, segment and class [Abstract]
Total	130
Missouri [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	8,813
Other real estate owned by geographical location, segment and class [Abstract]
Total	8,813
Greater Memphis Area [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	300
Other real estate owned by geographical location, segment and class [Abstract]
Total	300
Tennessee Excluding Greater Memphis Area [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	2,117
Other real estate owned by geographical location, segment and class [Abstract]
Total	2,117
Texas and Louisiana [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	145
Other real estate owned by geographical location, segment and class [Abstract]
Total	145
Commercial And Industrial [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	84
Other real estate owned by geographical location, segment and class [Abstract]
Total	84
Commercial And Industrial [Member] | Alabama and Florida Panhandle [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	84
Other real estate owned by geographical location, segment and class [Abstract]
Total	84
All Other [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	108
Other real estate owned by geographical location, segment and class [Abstract]
Total	108
All Other [Member] | Missouri [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	90
Other real estate owned by geographical location, segment and class [Abstract]
Total	90
All Other [Member] | Texas and Louisiana [Member]
Mortgage Loans on Real Estate [Line Items]
Balance at end of year	18
Other real estate owned by geographical location, segment and class [Abstract]
Total	$ 18

PREMISES AND EQUIPMENT (Details

PREMISES AND EQUIPMENT (Details) - USD ($) $ in Thousands	24 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 725,984	$ 702,533
Accumulated depreciation and amortization	417,859	397,590
Premises and equipment, net	308,125	304,943
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	78,908	78,021
Buildings And Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 335,304	331,277
Buildings And Improvements [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life (Years)	10 years
Buildings And Improvements [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life (Years)	40 years
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 10,795	9,653
Leasehold Improvements [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life (Years)	10 years
Leasehold Improvements [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life (Years)	39 years
Equipment, Furniture and Fixtures [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 279,854	275,607
Equipment, Furniture and Fixtures [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life (Years)	3 years
Equipment, Furniture and Fixtures [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated Useful Life (Years)	12 years
Construction In Progress [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 21,123	$ 7,975

GOODWILL AND OTHER INTANGIBLE73

GOODWILL AND OTHER INTANGIBLE ASSETS (Carrying Amounts Of Goodwill) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Goodwill [Line Items]
Balance, beginning of period	$ 291,498	$ 286,800
Goodwill recorded during the year		4,698
Balance, end of period	$ 291,498	291,498
Community Banking [Member]
Goodwill [Line Items]
Balance, beginning of period	$ 217,618	$ 217,618
Goodwill recorded during the year
Balance, end of period	$ 217,618	$ 217,618
Insurance Agencies [Member]
Goodwill [Line Items]
Balance, beginning of period	$ 73,880	69,182
Goodwill recorded during the year		4,698
Balance, end of period	$ 73,880	$ 73,880

GOODWILL AND OTHER INTANGIBLE74

GOODWILL AND OTHER INTANGIBLE ASSETS (Identifiable Intangible Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 79,090	$ 79,090
Accumulated Amortization	59,233	55,270
Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	27,801	27,801
Accumulated Amortization	23,269	22,782
Customer Relationships [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	49,639	49,639
Accumulated Amortization	34,922	31,821
Non-Solicitation Intangibles [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	1,650	1,650
Accumulated Amortization	1,042	667
Trade names [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 688	$ 688

GOODWILL AND OTHER INTANGIBLE75

GOODWILL AND OTHER INTANGIBLE ASSETS (Aggregate Amortization Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Total	$ 3,963	$ 4,443	$ 2,979
Core Deposits [Member]
Total	487	526	582
Customer Relationships [Member]
Total	3,101	3,492	2,231
Non-Solicitation Intangibles [Member]
Total	$ 375	$ 425	$ 166

GOODWILL AND OTHER INTANGIBLE76

GOODWILL AND OTHER INTANGIBLE ASSETS (Estimated Future Amortization Expense) (Details) $ in Thousands	Dec. 31, 2015USD ($)
Finite-Lived Intangible Assets [Line Items]
For year ending December 31, 2016	$ 3,349
For year ending December 31, 2017	2,999
For year ending December 31, 2018	2,582
For year ending December 31, 2019	2,052
For year ending December 31, 2020	1,654
Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
For year ending December 31, 2016	451
For year ending December 31, 2017	419
For year ending December 31, 2018	390
For year ending December 31, 2019	363
For year ending December 31, 2020	340
Customer Relationships [Member]
Finite-Lived Intangible Assets [Line Items]
For year ending December 31, 2016	2,673
For year ending December 31, 2017	2,380
For year ending December 31, 2018	2,009
For year ending December 31, 2019	1,689
For year ending December 31, 2020	1,314
Non-Solicitation Intangibles [Member]
Finite-Lived Intangible Assets [Line Items]
For year ending December 31, 2016	225
For year ending December 31, 2017	200
For year ending December 31, 2018	$ 183

TIME DEPOSITS AND SHORT-TERM 77

TIME DEPOSITS AND SHORT-TERM DEBT (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Short-term Debt [Line Items]
Certificates of deposits and other time deposits over $100,000 outstanding	$ 910,200	$ 948,100
Interest expense relating to certificate and other time deposits of $100,000 or more	8,700	11,400	$ 16,000
Maturities of time deposits [Abstract]
2,017	263,873
2,018	151,366
2,019	156,553
2,020	198,309
2,021	2,082
Total	772,183
End of Period Balance	467,937	391,666	421,028
Daily Average Balance	471,360	444,230	418,119
Maximum Outstanding at any Month End	807,607	582,663	473,753
Lines of credit with other banks	825,000
Federal Funds Purchased [Member]
Maturities of time deposits [Abstract]
Daily Average Balance	$ 10,066	$ 4,247	$ 1,238
Daily Average Interest Rate (in hundredths)	0.17%	0.18%	0.33%
Maximum Outstanding at any Month End	$ 25,000	$ 10,000
Period from date of sale that securities generally mature	30 days
Securities Sold Under Agreements to Repurchase [Member]
Maturities of time deposits [Abstract]
End of Period Balance	$ 405,937	$ 388,166	$ 421,028
End of Period Interest Rate (in hundredths)	0.12%	0.08%	0.07%
Daily Average Balance	$ 416,172	$ 436,875	$ 416,881
Daily Average Interest Rate (in hundredths)	0.09%	0.07%	0.07%
Maximum Outstanding at any Month End	$ 558,107	$ 569,163	$ 473,753
Federal Reserve Bank Advances [Member]
Maturities of time deposits [Abstract]
Period from date of purchase that borrowings generally mature	90 days
Federal Home Loan Bank [Member]
Maturities of time deposits [Abstract]
End of Period Balance	$ 62,000	3,500
End of Period Interest Rate (in hundredths)	0.31%
Daily Average Balance	$ 45,122	$ 3,108
Daily Average Interest Rate (in hundredths)	0.37%	2.60%
Maximum Outstanding at any Month End	$ 224,500	$ 3,500
Period from date of purchase that borrowings generally mature	30 days

LONG-TERM DEBT (Narrative) (Det

LONG-TERM DEBT (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2002
Debt Instrument [Line Items]
Redemption date		Aug. 12, 2013
Credit Agreement borrowing capacity	$ 825,000,000
Long-term borrowings	$ 69,775,000	$ 78,148,000
Unsecured Revolving Loan [Member]
Debt Instrument [Line Items]
Interest rate		2.12%
Maturity date	Aug. 8, 2015
Credit Agreement borrowing capacity	$ 25,000,000
Multi-Draw Term Loan [Member]
Debt Instrument [Line Items]
Maturity date	Aug. 8, 2018
Credit Agreement borrowing capacity	$ 60,000,000
U. S. Bank [Member]
Debt Instrument [Line Items]
Long-term borrowings	39,800,000
Federal Home Loan Bank [Member]
Debt Instrument [Line Items]
Long-term borrowings	30,000,000
Junior Subordinated Debt Securities of BancorpSouth Capital Trust I [Member]
Debt Instrument [Line Items]
Junior Subordinated Debt Securities			$ 128,900,000
Interest rate			8.15%
Number of shares of trust preferred securities			5,000,000
Trust preferred securities, value per share			$ 25
Write-off of unamortized issuance costs	$ 2,900,000

LONG-TERM DEBT (FHLB Fixed Term

LONG-TERM DEBT (FHLB Fixed Term Advances, Repayment Summary) (Details) $ in Thousands	Dec. 31, 2015USD ($)
Collateral requirements [Abstract]
Percentage of book value of eligible mortgage loans pledged as collateral (in hundredths)	75.00%
Percentage of Bank's assets (in hundredths)	35.00%
FHLB fixed term advances, repayment summary, amount [Abstract]
2,018	$ 39,775
2,019	30,000
Total	$ 69,775
Minimum [Member]
FHLB fixed term advances, repayment summary, interest rate [Abstract]
Thereafter (in hundredths)	4.08%

JUNIOR SUBORDINATED DEBT SECU80

JUNIOR SUBORDINATED DEBT SECURITIES 2013 (Details) - USD ($)	Mar. 01, 2007	Dec. 01, 2005	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2004	Dec. 31, 2002
Debt Instrument [Line Items]
Redemption date				Aug. 12, 2013
Credit Agreement borrowing capacity			$ 825,000,000
Unsecured Revolving Loan [Member]
Debt Instrument [Line Items]
Interest rate				2.12%
Maturity date			Aug. 8, 2015
Credit Agreement borrowing capacity			$ 25,000,000
Multi-Draw Term Loan [Member]
Debt Instrument [Line Items]
Maturity date			Aug. 8, 2018
Credit Agreement borrowing capacity			$ 60,000,000
Junior Subordinated Debt Securities of BancorpSouth Capital Trust I [Member]
Debt Instrument [Line Items]
Junior Subordinated Debt Securities						$ 128,900,000
Interest rate						8.15%
Number of shares of trust preferred securities						5,000,000
Trust preferred securities, value per share						$ 25
Write-off of unamortized issuance costs			$ 2,900,000
Junior Subordinated Debt Securities of Business Holding Company Trust I [Member]
Debt Instrument [Line Items]
Junior Subordinated Debt Securities					$ 6,200,000
Number of shares of trust preferred securities					6,000
Maturity date					Apr. 7, 2034
Interest rate spread over LIBOR					2.85%
Junior Subordinated Debt Securities of American State Capital Trust I [Member]
Debt Instrument [Line Items]
Junior Subordinated Debt Securities		$ 6,700,000
Number of shares of trust preferred securities		6,500
Maturity date		Apr. 7, 2034
Interest rate spread over LIBOR		2.80%
Junior Subordinated Debt Securities of Signature Bancshares Preferred Trust I [Member]
Debt Instrument [Line Items]
Junior Subordinated Debt Securities	$ 8,200,000
Number of shares of trust preferred securities	8,000
Junior Subordinated Debt Securities of City Bancorp Preferred Trust I [Member]
Debt Instrument [Line Items]
Junior Subordinated Debt Securities	$ 10,300,000
Number of shares of trust preferred securities	10,000
Maturity date	Mar. 15, 2035
Interest rate spread over LIBOR	2.20%

INCOME TAXES (Details)

INCOME TAXES (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Allocation of income taxes [Abstract]
Income tax expense (benefit)	$ 59,248	$ 50,652	$ 37,551
Shareholders' equity for other comprehensive income	1,145	(8,481)	(13,249)
Shareholders' equity for stock option plans	(1,079)	(1,856)	(139)
Total	59,314	40,315	24,163
Current [Abstract]
Federal	62,369	51,014	32,729
State	8,235	7,201	1,570
Deferred [Abstract]
Federal	(10,391)	(6,870)	1,774
State	(965)	(693)	1,478
Income Tax Expense (Benefit), Total	$ 59,248	$ 50,652	$ 37,551
Statutory federal income tax rate (in hundredths)	35.00%	35.00%	35.00%
Income tax reconciliation [Abstract]
Reversal of deferred tax asset	$ 1,600	$ 785
Tax expense at statutory rates	65,359	58,591	$ 46,083
Increase (decrease) in taxes resulting from [Abstract]
State income taxes, net of federal tax benefit	4,709	4,230	1,926
Tax-exempt interest revenue	(6,881)	(7,371)	(7,423)
Tax-exempt earnings on life insurance	(2,589)	(3,076)	(2,889)
Deductible dividends paid on 401(k) plan	(617)	(458)	(187)
Tax Credits	1,871	1,771	578
Meals and Entertainment	481	486	489
Other, net	657	21	130
Income Tax Expense (Benefit), Total	59,248	50,652	37,551
Deferred tax assets [Abstract]
Loans, principally due to allowance for credit losses	47,825	53,922
Other real estate owned	3,069	4,605
Mark to market - securities	4,160	4,164
Accrued liabilities, principally due to compensation arrangements and vacation accruals	24,153	17,877
Other	106	129
Unrecognized pension expense	34,654	39,428
Total gross deferred tax assets	$ 113,967	$ 120,125
Less: valuation allowance
Deferred tax assets	$ 113,967	$ 120,125
Deferred tax liabilities [Abstract]
Lease transactions	18,868	25,033
Employment benefits	736	7,435
Premises and equipment, principally due to differences in depreciation	19,294	21,845
Mortgage servicing rights	21,652	19,409
Intangible assets	11,310	11,024
Investments, principally due to interest income recognition	2,387	592
Deferred loan points	4,785	3,851
Other assets, principally due to expense recognition	9	959
Unrealized net losses on available-for-sale securities	8,764	12,393
Total gross deferred tax liabilities	87,805	102,541
Net deferred tax liabilities	$ 26,162	$ 17,584
Activity in unrecognized tax benefits [Roll Forward]
Unrecognized tax benefit, January 1			1,571
Gross decreases - tax positions in prior period			$ (1,571)
Settlements
Lapse of statute of limitations
Tax benefit recorded as result of resolution of uncertain tax position	$ 1,600
BancorpSouth, Inc. (Parent Company Only) [Member]
Allocation of income taxes [Abstract]
Income tax expense (benefit)	(2,818)	$ (2,420)	$ (5,860)
Deferred [Abstract]
Income Tax Expense (Benefit), Total	(2,818)	(2,420)	(5,860)
Increase (decrease) in taxes resulting from [Abstract]
Income Tax Expense (Benefit), Total	$ (2,818)	$ (2,420)	$ (5,860)

PENSION, OTHER POST RETIREMEN82

PENSION, OTHER POST RETIREMENT BENEFIT AND PROFIT SHARING PLANS (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Benefits as a percentage of cash balance	2.50%
Pension Benefits [Member]
Change in benefit obligations:
Projected benefit obligations at beginning of year	$ 263,497	$ 201,696	$ 213,804
Service cost	10,460	8,936	10,735
Interest cost	10,351	9,358	8,212
Amendments			10,850
Actuarial loss	(14,308)	53,131	(18,794)
Benefits paid	(10,078)	(9,029)	(22,116)
Administrative expenses paid	(411)	(595)	(995)
Projected benefit obligations at end of year	259,511	263,497	201,696
Change in plans' assets:
Fair value of plans assets at beginning of year	201,352	196,447	203,704
Actual return on assets	1,761	12,525	13,960
Employer contributions	2,395	2,004	1,894
Benefits paid	(10,078)	(9,029)	(22,116)
Administrative expenses paid	(411)	(595)	(995)
Fair value of plans assets at end of year	195,019	201,352	196,447
Funded status:
Projected benefit obligations	(263,497)	(201,696)	(213,804)	$ (259,511)	$ (263,497)	$ (201,696)
Fair value of plans assets	201,352	196,447	203,704	195,019	201,352	196,447
Net amount recognized				(64,492)	(62,145)	(5,249)
Amounts recognized in the consolidated balance sheets consisted of:
Prepaid benefit cost				50,724	64,838	72,886
Accrued benefit liability				(24,617)	(23,902)	(23,241)
Accumulated other comprehensive income adjustment				(90,599)	(103,081)	(54,894)
Net amount recognized				(64,492)	(62,145)	(5,249)
Pre-tax amounts recognized in accumulated other comprehensive income consisted of:
Net prior service (benefit) cost				(3,880)	(4,598)
Net actuarial loss				94,479	107,679
Total accumulated other comprehensive income				$ 90,599	$ 103,081	$ 54,894
Net transition obligation that will be amortized into net periodic cost over the next fiscal year	(718)
Recognized prior service (benefit) cost	(718)	(768)	(768)
Net actuarial loss that will be amortized into net periodic cost over the next fiscal year	6,800
Components of net periodic benefit cost:
Service cost	10,460	8,936	10,735
Interest cost	10,351	9,358	8,212
Expected return on assets	(10,775)	(10,534)	(10,974)
Amortization of unrecognized transition amount		18	18
Recognized prior service (benefit) cost	(718)	(768)	(768)
Recognized net loss	7,905	3,702	6,099
Special termination benefit			10,850
Net periodic benefit cost	$ 17,223	$ 10,712	$ 24,172
Basic Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
General information	The Basic Plan is a non-contributory defined benefit pension plan managed by a trustee covering substantially all full-time employees who have at least one year of service and have attained the age of 21. For such employees hired prior to January 1, 2006, benefits are based on years of service and the employee's compensation
Benefits as a percentage of cash balance	2.50%
Weighted-average assumptions used to determine benefit obligation [Abstract]
Discount rate (in hundredths)				4.44%	4.10%
Rate of compensation increase (in hundredths)				3.00%	3.00%
Weighted-average assumptions used to determine net periodic benefit cost [Abstract]
Discount rate (in hundredths)	4.10%	4.90%	4.05%
Rate of compensation increase (in hundredths)	3.00%	3.00%	3.00%
Expected rate of return on plan assets (in hundredths)	5.50%	5.50%	5.50%
Restoration Plan and Supplemental Plan [Member]
Accumulated benefit obligations in excess of plan assets [Abstract]
Projected benefit obligation				$ 259,511	$ 263,497
Accumulated benefit obligation				252,949	252,227
Fair value of assets				$ 195,019	$ 201,352
Restoration Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
General information	The Restoration Plan provides for the payment of retirement benefits to certain participants in the Basic Plan.
Weighted-average assumptions used to determine benefit obligation [Abstract]
Discount rate (in hundredths)				4.20%	3.90%
Rate of compensation increase (in hundredths)				3.00%	3.00%
Weighted-average assumptions used to determine net periodic benefit cost [Abstract]
Discount rate (in hundredths)	3.90%	4.50%	3.65%
Rate of compensation increase (in hundredths)	3.00%	3.00%	3.00%
Supplemental Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
General information	The Supplemental Plan is a non-qualified defined benefit supplemental retirement plan for certain key employees. Benefits commence when the employee retires and are payable over a period of ten years.
Period after employee retirement during which benefits are payable	10 years
Weighted-average assumptions used to determine benefit obligation [Abstract]
Discount rate (in hundredths)				3.40%	3.10%
Rate of compensation increase (in hundredths)				3.00%	3.00%
Weighted-average assumptions used to determine net periodic benefit cost [Abstract]
Discount rate (in hundredths)	3.10%	3.65%	2.85%
Rate of compensation increase (in hundredths)	3.00%	3.00%	3.00%
BancorpSouth, Inc. (Parent Company Only) [Member] | Basic Plan [Member]
Change in plans' assets:
Fair value of plans assets at beginning of year	$ 1,900
Fair value of plans assets at end of year	2,000	$ 1,900
Funded status:
Fair value of plans assets	$ 1,900	$ 1,900		$ 2,000	$ 1,900

PENSION, OTHER POST RETIREMEN83

PENSION, OTHER POST RETIREMENT BENEFIT AND PROFIT SHARING PLANS (Information about Plan Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Actual weighted-average asset allocation [Abstract]
Actual weighted average asset allocations	100.00%	100.00%
Expected future benefit payments:
2,016	$ 12,614
2,017	13,264
2,018	14,493
2,019	15,800
2,020	15,881
2021-2025	$ 85,769
Fair value of plan assets [Abstract]
Threshold of plan asset value at which individual investments are disclosed (in hundredths)	5.00%
Fidelity Advisor New Insight [Member]
Fair value of plan assets [Abstract]
Fair value of investments that represent 5% or more of total plan asset value	$ 10,610
Fidelity Low Price Stock Fund [Member]
Fair value of plan assets [Abstract]
Fair value of investments that represent 5% or more of total plan asset value	14,737
Franklin Mutual Discovery Z Fund [Member]
Fair value of plan assets [Abstract]
Fair value of investments that represent 5% or more of total plan asset value	10,215
Pioneer Multi-Asset Floating Rate Fund [Member]
Fair value of plan assets [Abstract]
Fair value of investments that represent 5% or more of total plan asset value	$ 25,266
Equity Securities [Member]
Actual weighted-average asset allocation [Abstract]
Actual weighted average asset allocations	33.00%	32.00%
Target asset allocations [Abstract]
Target Plan Asset Allocations 2016	33.00%
Debt Securities [Member]
Actual weighted-average asset allocation [Abstract]
Actual weighted average asset allocations	66.00%	65.00%
Target asset allocations [Abstract]
Target Plan Asset Allocations 2016	67.00%
Cash and Cash Equivalents [Member]
Actual weighted-average asset allocation [Abstract]
Actual weighted average asset allocations	1.00%	3.00%
Target asset allocations [Abstract]
Target Plan Asset Allocations 2016	0.00%
Pension Benefits [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 195,019	$ 201,352	$ 196,447	$ 203,704
Fair value of plan assets	194,411	200,738
Pension Benefits [Member] | Level 1 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	120,287	125,091
Pension Benefits [Member] | Level 2 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 74,124	$ 75,647
Pension Benefits [Member] | Level 3 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets
Pension Benefits [Member] | U.S. Agency Debt Obligations [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 65,406	$ 69,413
Fair value of plan assets	65,406	69,413
Pension Benefits [Member] | U.S. Agency Debt Obligations [Member] | Level 2 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 65,406	$ 69,413
Pension Benefits [Member] | U.S. Agency Debt Obligations [Member] | Level 3 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets
Pension Benefits [Member] | Mutual Funds [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 118,313	$ 123,239
Fair value of plan assets	118,313	123,239
Pension Benefits [Member] | Mutual Funds [Member] | Level 1 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 118,313	$ 123,239
Pension Benefits [Member] | Mutual Funds [Member] | Level 3 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets
Pension Benefits [Member] | Common Stock [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 1,974	$ 1,852
Fair value of plan assets	1,974	1,852
Pension Benefits [Member] | Common Stock [Member] | Level 1 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 1,974	$ 1,852
Pension Benefits [Member] | Common Stock [Member] | Level 3 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets
Pension Benefits [Member] | Money Market Funds [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 1,761	$ 4,225
Fair value of plan assets	1,761	4,225
Pension Benefits [Member] | Money Market Funds [Member] | Level 2 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 1,761	$ 4,225
Pension Benefits [Member] | Money Market Funds [Member] | Level 3 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets
Pension Benefits [Member] | Brokered Certificates of Deposit [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 6,957	$ 2,009
Fair value of plan assets	6,957	2,009
Pension Benefits [Member] | Brokered Certificates of Deposit [Member] | Level 2 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 6,957	$ 2,009
Pension Benefits [Member] | Brokered Certificates of Deposit [Member] | Level 3 [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets
Pension Benefits [Member] | Total Investments [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 194,411	$ 200,738
Pension Benefits [Member] | Accrued Interest and Dividends [Member]
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 608	$ 614
Basic Plan [Member] | BancorpSouth, Inc. (Parent Company Only) [Member]
Actual weighted-average asset allocation [Abstract]
Actual weighted average asset allocations	1.01%	0.92%
Fair value of plan assets [Abstract]
Fair value of plan assets	$ 2,000	$ 1,900

PENSION, OTHER POST RETIREMEN84

PENSION, OTHER POST RETIREMENT BENEFIT AND PROFIT SHARING PLANS (Defined Contribution Plan) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
401(k) Plan [Abstract]
Maximum percentage of defined compensation matched (in hundredths)	5.00%
Employer matching contributions	$ 10.2	$ 9.5	$ 9.8

FAIR VALUE DISCLOSURES (Assets

FAIR VALUE DISCLOSURES (Assets and Liabilities Measured at Fair Value on a Recurring Basis) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Percentage rate deduction to determine the fair value of other real estate owned (in hundredths)	7.00%
Available-for-sale securities [Abstract]
Loans held for sale, at fair value	$ 157,907	$ 141,015
Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative interest rate	1.80%
Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative interest rate	4.00%
Fair Value, Measurements, Recurring [Member]
Available-for-sale securities [Abstract]
U.S. Government agencies	$ 1,244,640	1,215,054
Government agency issued residential mortgage-backed securities	140,540	209,230
Government agency issued commercial mortgage-backed securities	260,693	240,568
Obligations of states and political subdivisions	417,499	483,864
Other	18,957	8,211
Mortgage servicing rights	57,268	51,296
Derivative instruments	19,508	23,830
Loans held for sale, at fair value	157,907	141,015
Total	2,317,012	2,373,068
Liabilities [Abstract]
Derivative instruments	16,251	23,207
Fair Value, Measurements, Recurring [Member] | Level 1 [Member]
Available-for-sale securities [Abstract]
Other	776	1,302
Total	776	1,302
Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Available-for-sale securities [Abstract]
U.S. Government agencies	1,244,640	1,215,054
Government agency issued residential mortgage-backed securities	140,540	209,230
Government agency issued commercial mortgage-backed securities	260,693	240,568
Obligations of states and political subdivisions	417,499	483,864
Other	18,181	6,909
Loans held for sale, at fair value	157,907	141,015
Total	2,239,460	2,296,640
Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Available-for-sale securities [Abstract]
Mortgage servicing rights	57,268	51,296
Derivative instruments	19,508	23,830
Total	76,776	75,126
Liabilities [Abstract]
Derivative instruments	$ 16,251	$ 23,207

FAIR VALUE DISCLOSURES (Changes

FAIR VALUE DISCLOSURES (Changes in Level Three Assets and Liabilities Measured at Fair Value on a Recurring Basis) (Details) - Fair Value, Measurements, Recurring [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Mortgage Servicing Rights [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	$ 51,296	$ 54,662
Net income	$ (8,167)	(12,244)
Other comprehensive income
Purchases, sales, issuances and settlements, net	$ (14,139)	8,878
Transfers in and/or out of Level 3
Ending Balance	$ 57,268	51,296
Net unrealized (losses) gains included in net income for the year relating to assets and liabilities held	(1,161)	(6,444)
Derivative Instruments [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	623	878
Net income	$ 2,634	(255)
Other comprehensive income
Purchases, sales, issuances and settlements, net
Transfers in and/or out of Level 3
Ending Balance	$ 3,257	623
Net unrealized (losses) gains included in net income for the year relating to assets and liabilities held	$ 2,634	$ (255)
Available-for-sale Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance
Net income
Other comprehensive income
Purchases, sales, issuances and settlements, net
Transfers in and/or out of Level 3
Ending Balance
Net unrealized (losses) gains included in net income for the year relating to assets and liabilities held

FAIR VALUE DISCLOSURES (Asset87

FAIR VALUE DISCLOSURES (Assets And Liabilities Measured At Fair Value On A Nonrecurring Basis) (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 51,392	$ 28,101
Other real estate owned	$ 14,759	$ 33,984
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Other real estate owned
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 51,392	$ 28,101
Other real estate owned	14,759	33,984
Total Gains (Losses) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	(2,350)	(1,519)
Other real estate owned	$ (7,745)	$ (11,974)

FAIR VALUE DISCLOSURES (Carryin

FAIR VALUE DISCLOSURES (Carrying And Fair Value Information) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets [Abstract]
Available-for-sale securities, at fair value	$ 2,082,329	$ 2,156,927
Carrying (Reported) Amount, Fair Value Disclosure [Member]
Assets [Abstract]
Cash and due from banks	154,192	204,231
Interest bearing deposits with other banks	43,777	153,019
Available-for-sale securities, at fair value	2,082,329	2,156,927
Net loans and leases	10,246,320	9,570,493
Loans held for sale	157,907	141,015
Liabilities [Abstract]
Noninterest bearing deposits	3,031,528	2,778,686
Savings and interest bearing deposits	6,446,142	6,200,017
Other time deposits	1,853,491	1,993,636
Federal funds purchased and securities sold under agreement to repurchase and other short-term borrowings	467,946	391,666
Long-term debt and other borrowings	92,973	101,372
Derivative instruments [Abstract]
Forward commitments to sell fixed rate mortgage loans	109	(1,163)
Commitments to fund fixed rate mortgage loans	3,390	2,137
Interest rate swap position to receive	15,614	21,653
Interest rate swap position to pay	(15,856)	(22,004)
Estimate of Fair Value, Fair Value Disclosure [Member]
Assets [Abstract]
Cash and due from banks	154,192	204,231
Interest bearing deposits with other banks	43,777	153,019
Available-for-sale securities, at fair value	2,082,329	2,156,927
Net loans and leases	10,331,043	10,066,945
Loans held for sale	157,907	141,015
Liabilities [Abstract]
Noninterest bearing deposits	3,031,528	2,778,686
Savings and interest bearing deposits	6,446,142	6,200,017
Other time deposits	1,867,034	2,005,023
Federal funds purchased and securities sold under agreement to repurchase and other short-term borrowings	467,263	391,743
Long-term debt and other borrowings	98,502	106,218
Derivative instruments [Abstract]
Forward commitments to sell fixed rate mortgage loans	109	(1,163)
Commitments to fund fixed rate mortgage loans	3,390	2,137
Interest rate swap position to receive	15,614	21,653
Interest rate swap position to pay	$ (15,856)	$ (22,004)

STOCK INCENTIVE AND STOCK OPT89

STOCK INCENTIVE AND STOCK OPTION PLANS (Details) - USD ($) $ in Thousands	1 Months Ended							12 Months Ended
	May. 31, 2013	Mar. 31, 2013	Jan. 31, 2013	Dec. 31, 2012	Nov. 30, 2012	Jun. 30, 2012	May. 31, 2012	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Exercisable period of options, minimum (in years)								1 year
Exercisable period of options, maximum (in years)								10 years
Period for recognition of unrecognized expenses (in years)								3 years 7 months 6 days
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense recognized (reversed)								$ 22	$ 843	$ 1,300
Assumptions used for stock options [Abstract]
Intrinsic value of stock options exercised								2,500	4,600	289
Performance Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense recognized (reversed)								500
Restricted Stock Units [Member] | Long-Term Equity Incentive plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense recognized (reversed)								107	180	311
Equity instruments other than options [Abstract]
Number of awards granted (in shares)	7,500					60,000	7,500
Shares of stock covered by award (in shares)	7,500					60,000	7,500
Period of issuance of restricted stock units						5 years
Restricted Stock Units [Member] | Long-Term Equity Incentive plan [Member] | Awarded To Directors In 2010, 2012 And 2013 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense recognized (reversed)								510	330	$ 140
Restricted Stock Units [Member] | Long-Term Equity Incentive plan [Member] | Shares To Be Issued In 2017 [Member]
Equity instruments other than options [Abstract]
Number of awards granted (in shares)				24,083
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
bxs_Sharebasedcompensationsharebasedpaymentarrangementsotherthanstockoptionsunrecognizedcostassociatedwithawardsnotyetvested								$ 13,000
Compensation expense recognized (reversed)									$ 68
Equity instruments other than options [Abstract]
Number of awards granted (in shares)								273,269	349,900	613,841
Restricted Stock [Member] | Long-Term Equity Incentive plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense recognized (reversed)									$ 97
Restricted Stock [Member] | Long-Term Equity Incentive plan [Member] | Shares To Be Issued In 2015 [Member]
Equity instruments other than options [Abstract]
Number of awards granted (in shares)					88,232
Restricted Stock [Member] | Long-Term Equity Incentive plan [Member] | Shares To Be Issued In 2018 [Member]
Equity instruments other than options [Abstract]
Number of awards granted (in shares)		582,500
Restricted Stock [Member] | Long-Term Equity Incentive plan [Member] | Shares To Be Issued Beginning In March 2014 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense recognized (reversed)										$ 160
Equity instruments other than options [Abstract]
Number of awards granted (in shares)		21,341
Period of issuance of restricted stock units								3 years
2011 grant of performance shares [Member] | Long-Term Equity Incentive plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense recognized (reversed)									193
2012 grant of performance shares [Member] | Long-Term Equity Incentive plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense recognized (reversed)								$ 153	$ 650
2013 grant of performance shares [Member] | Long-Term Equity Incentive plan [Member]
Additional general disclosures [Abstract]
Vesting period, description			two-year performance period from January 1, 2013 through December 31, 2014

STOCK INCENTIVE AND STOCK OPT90

STOCK INCENTIVE AND STOCK OPTION PLANS (Stock Option Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	Dec. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Outstanding at beginning of period, Shares			1,884,318	2,764,854
Exercised, Shares				(64,000)
Cancelled or forfeited, Shares				(509,236)
Expired, Shares				(307,300)
Outstanding at end of period, Shares	1,884,318			1,884,318
Exercisable at end of period, Shares	1,715,431			1,715,431
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Outstanding at beginning of period, Weighted-Average Exercise Price			$ 19.69	$ 20.58
Exercised, Weighted-Average Exercise Price				22.67
Cancelled or forfeited, Weighted-Average Exercise Price				23.60
Outstanding at end of period, Weighted-Average Exercise Price	$ 19.69			19.69
Exercisable at end of period, Weighted-Average Exercise Price	$ 20.45			$ 20.45
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Outstanding at end of period, Weighted-Average Remaining Contractual Term (years)	2 years 8 months 12 days		1 year 9 months 18 days
Exercisable at end of period, Weighted-Average Remaining Contractual Term (years)	2 years 6 months		1 year 8 months 12 days
Outstanding at end of period, Aggregate Intrinsic Value	$ 10,806		$ 2,672	$ 10,806
Exercisable at end of period, Aggregate Intrinsic Value	$ 8,528		$ 1,831	$ 8,528
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Outstanding at beginning of period, Shares		1,056,977	1,884,318
Exercised, Shares		(520,538)	(662,721)
Cancelled or forfeited, Shares		(237,286)	(19,500)
Expired, Shares		(33,755)	(145,120)
Outstanding at end of period, Shares	1,884,318	265,398	1,056,977	1,884,318
Exercisable at end of period, Shares		265,398	977,491
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Outstanding at beginning of period, Weighted-Average Exercise Price		$ 20.67	$ 19.69
Exercised, Weighted-Average Exercise Price		20.06	17.32
Cancelled or forfeited, Weighted-Average Exercise Price		23.22	20.26
Expired, Weighted-Average Exercise Price		21.93	23.26
Outstanding at end of period, Weighted-Average Exercise Price	$ 19.69	19.43	20.67	$ 19.69
Exercisable at end of period, Weighted-Average Exercise Price		$ 19.43	$ 21.38
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Outstanding at end of period, Weighted-Average Remaining Contractual Term (years)		1 year 4 months 24 days
Exercisable at end of period, Weighted-Average Remaining Contractual Term (years)		1 year 4 months 24 days
Outstanding at end of period, Aggregate Intrinsic Value		$ 1,268
Exercisable at end of period, Aggregate Intrinsic Value		$ 1,268

STOCK INCENTIVE AND STOCK OPT91

STOCK INCENTIVE AND STOCK OPTION PLANS (Nonvested Options) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Outstanding at beginning of period, Weighted-Average Exercise Price		$ 19.69	$ 20.58
Granted, Weighted-Average Exercise Price			15.97
Forfeited or cancelled, Weighted-Average Exercise Price			23.60
Outstanding at end of period, Weighted-Average Exercise Price			$ 19.69
Nonvested Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested, Number of Shares [Roll Forward]
Outstanding at beginning of period, Shares	79,486
Vested, Shares	(79,486)
Outstanding at end of period, Shares		79,486
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Outstanding at beginning of period, Weighted-Average Exercise Price	$ 11.93
Vested, Weighted-Average Exercise Price	11.93
Outstanding at end of period, Weighted-Average Exercise Price		$ 11.93
Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Outstanding at beginning of period, Weighted-Average Grant Date Fair Value	4.16
Vested, Weighted-Average Grant Date Fair Value	$ 4.16
Outstanding at end of period, Weighted-Average Grant Date Fair Value		$ 4.16

STOCK INCENTIVE AND STOCK OPT92

STOCK INCENTIVE AND STOCK OPTION PLANS (Stock Options Outstanding, By Exercise Price Range) (Details)	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, End of Period
Range of Exercise Prices, Lower Limit	$ 17.10
Range 1 of Exercise Prices [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, End of Period
Range of Exercise Prices, Lower Limit	10.07
Range of Exercise Prices, Upper Limit	$ 13.25
Options Outstanding, Number Outstanding | shares	96,304
Options Outstanding, Weighted-Average Remaining Life (years)	2 years 6 months
Options Outstanding, Weighted-Average Exercise Price	$ 12.56
Options Exercisable, Number Exercisable | shares	96,304
Range 2 of Exercise Prices [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, End of Period
Range of Exercise Prices, Upper Limit	$ 22.97
Options Outstanding, Number Outstanding | shares	104,294
Options Outstanding, Weighted-Average Remaining Life (years)	9 months 18 days
Options Outstanding, Weighted-Average Exercise Price	$ 22.39
Options Exercisable, Number Exercisable | shares	104,294
Range 3 of Exercise Prices [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, End of Period
Range of Exercise Prices, Lower Limit	$ 24.27
Range of Exercise Prices, Upper Limit	$ 25.31
Options Outstanding, Number Outstanding | shares	64,800
Options Outstanding, Weighted-Average Remaining Life (years)	9 months 18 days
Options Outstanding, Weighted-Average Exercise Price	$ 24.89
Options Exercisable, Number Exercisable | shares	64,800
Range 4 of Exercise Prices [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, End of Period
Range of Exercise Prices, Lower Limit	$ 10.07
Range of Exercise Prices, Upper Limit	$ 25.31
Options Outstanding, Number Outstanding | shares	265,398
Options Outstanding, Weighted-Average Remaining Life (years)	1 year 4 months 24 days
Options Outstanding, Weighted-Average Exercise Price	$ 19.43
Options Exercisable, Number Exercisable | shares	265,398

STOCK INCENTIVE AND STOCK OPT93

STOCK INCENTIVE AND STOCK OPTION PLANS (Restricted Stock Activity) (Details) - Restricted Stock [Member] - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Nonvested at beginning of year, Shares	1,005,892	716,156	112,315
Granted, Shares	273,269	349,900	613,841
Forfeited, Shares	(46,631)	(53,050)	(10,000)
Vested, Shares	(159,846)	(7,114)
Nonvested at end of year, Shares	1,072,684	1,005,892	716,156
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Nonvested at beginning of year, Weighted-Average Grant Date Fair Value	$ 18.78	$ 15.86	$ 13.08
Granted, Weighted-Average Grant Date Fair Value	23.16	23.17	16.38
Forfeited, Weighted-Average Grant Date Fair Value	19.28	18.18	16.38
Vested, Weighted-Average Grant Date Fair Value	22.48	13.33
Nonvested at end of year, Weighted-Average Grant Date Fair Value	$ 19.63	$ 18.78	$ 15.86

STOCK INCENTIVE AND STOCK OPT94

STOCK INCENTIVE AND STOCK OPTION PLANS (Nonvested Restricted Stock Vesting Schedule) (Details) - Restricted Stock [Member] - shares	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
2,016	7,113
2,017	24,083
2,018	574,700
2,019	195,700
2,020	271,088
Total Nonvested Shares	1,072,684	1,005,892	716,156	112,315

EARNINGS PER SHARE AND DIVIDE95

EARNINGS PER SHARE AND DIVIDEND DATA (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income (Numerator) [Abstract]
Income available to common shareholders	$ 127,491	$ 116,750	$ 94,115
Income available to common shareholders plus assumed exercise	$ 127,491	$ 116,750	$ 94,115
Shares (Denominator) [Abstract]
Income available to common shareholders (in shares)	95,825,000	95,973,000	95,048,000
Effect of dilutive stock options (in shares)	299,000	329,000	284,000
Income available to common shareholders plus assumed exercise (in shares)	96,124,000	96,302,000	95,332,000
Per share amount [Abstract]
Income available to common shareholders (in dollars per share)	$ 1.33	$ 1.22	$ 0.99
Income available to common shareholders plus assumed exercise all outstanding share-based awards (in dollars per share)	$ 1.33	$ 1.21	$ 0.99
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from diluted shares (in shares)	32,000	67,000	1,200,000
Weighted average exercise price of antidilutive securities (in dollars per share)	$ 25.31	$ 24.89	$ 23.81
Other Equity Awards [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from diluted shares (in shares)	0	0	0

OTHER COMPREHENSIVE INCOME (Det

OTHER COMPREHENSIVE INCOME (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015		Dec. 31, 2014		Dec. 31, 2013
Unrealized gains on available-for- sale securities, before tax amount [Abstract]
Unrealized gains (losses) arising during holding period, before tax amount	$ (9,340)		$ 26,016		$ (61,640)
Reclassification adjustment for net (gains) realized in net income, before tax amount	(136)	[1]	(37)	[1]	(46)
Recognized employee benefit plan net	12,482	[2]	(48,187)	[2]	27,128
Other comprehensive income (loss), before tax amount	3,006		(22,208)		(34,558)
Unrealized gains on available-for- sale securities, tax (expense) benefit [Abstract]
Unrealized gains (losses) arising during holding period, tax (expense) benefit	3,577		(9,965)		23,603
Reclassification adjustment for net (gains) losses realized in net income, tax (expense) benefit	52	[1]	14	[1]	18
Change in pension funding status cost, tax (expense) benefit	(4,774)	[2]	18,432	[2]	(10,376)
Other comprehensive (loss) income, tax (expense) benefit	(1,145)		8,481		13,245
Unrealized gains on available-for- sale securities, net of tax amount [Abstract]
Unrealized gains (losses) arising during holding period, net of tax amount	(5,763)		16,051		(38,037)
Reclassification adjustment for net (gains) losses realized in net income, net of tax amount	(84)	[1]	(23)	[1]	(28)
Change in pension funding status cost, net of tax amount	7,708	[2]	(29,755)	[2]	16,752
Other comprehensive (loss) income	$ 1,861		$ (13,727)		$ (21,313)
[1]	Reclassification adjustments for net gains on available-for-sale securities are reported as security gains, net on the consolidated statement of income.
[2]	Recognized employee benefit plan net periodic benefit cost include amortization of unrecognized transition amount, recognized prior service cost and recognized net loss. For more information, see Footnote 14 - Pension, Other Post Retirement Benefit and Profit Sharing Plans.

RELATED PARTY TRANSACTIONS (Det

RELATED PARTY TRANSACTIONS (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Related party transactions [Roll Forward]
Loans outstanding at beginning of period	$ 27,249
New loans	6,258
Repayments	(14,473)
Changes in directors and executive officers	(2,868)
Loans outstanding end of period	$ 16,166

MORTGAGE SERVICING RIGHTS (Deta

MORTGAGE SERVICING RIGHTS (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Data and assumptions used in fair value calculation [Abstract]
Unpaid principal balance	$ 6,011,236	$ 5,686,756	$ 5,577,325
Weighted-average prepayment speed (CPR) (in hundredths)	10.30%	11.60%	10.30%
Discount rate (annual percentage) (in hundredths)	9.80%	9.80%	10.30%
Weighted-average coupon interest rate (percentage) (in hundredths)	4.00%	4.10%	4.20%
Weighted-average remaining maturity (months)	319 months	314 months	310 months
Weighted-average servicing fee (basis points) (in hundredths)	0.266%	0.265%	0.266%
Contractually specified servicing fees, late fees, and ancillary fees [Abstract]
Contractual servicing fees	$ 16,100	$ 15,200	$ 14,600
Late and other ancillary fees	1,300	1,200	1,400
Closed End Loans for One-to-Four Family Residences, Secured by First Liens [Member]
Activity in mortgage servicing asset [Roll Forward]
Fair value at beginning of period	51,296	54,662
Additions [Abstract]
Origination of servicing assets	14,139	8,878
Changes in fair value [Abstract]
Due to payoffs/paydowns	(6,999)	(5,793)
Due to change in valuation inputs or assumptions used in the valuation model	(1,161)	(6,444)
Other changes in fair value	(7)	(7)
Fair value at end of period	$ 57,268	$ 51,296	$ 54,662

CAPITAL AND REGULATORY MATTER99

CAPITAL AND REGULATORY MATTERS (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2015	Dec. 31, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
BXS_CommonEquityTierOneCapitalRequiredToBeWellCapitalizedToriskweightedassets (in Hundredths)	6.50%
Tier one core capital required for capital adequacy to risk-weighted assets (in hundredths)	4.00%	4.00%
Tier one total capital required for capital adequacy to risk-weighted assets (in hundredths)	8.00%	8.00%
Tier one leverage ratio required for capital adequacy to average assets (in hundredths)	4.00%	4.00%
Tier one risk based capital required to be well capitalized to risk-weighted assets (in hundredths)	8.00%	8.00%
Total capital required to be well capitalized to risk-weighted assets (in hundredths)	10.00%	10.00%
Tier one leverage capital required to be well capitalized to average assets (in hundredths)	5.00%	5.00%
Common Equity Tier 1 Capital (to risk-wieghted assets) [Abstract]
bxs_Common Equity Tier 1 Capital to Risk weighted assets (in hundredths)		12.07%
Bxs_Common Equity Tier 1 Capital		$ 1,402,041
Tier I capital (to risk-weighted assets) [Abstract]
Tier I capital	$ 1,425,239	$ 1,425,239	$ 1,351,807
Tier I capital to risk-weighted assets (in hundredths)	12.27%	12.27%	13.27%
Total capital (to risk-weighted assets) [Abstract]
Total capital	$ 1,552,280	$ 1,552,280	$ 1,479,791
Total capital to risk-weighted assets (in hundredths)	13.37%	13.37%	14.52%
Tier I leverage capital (to average assets) [Abstract]
Tier I leverage capital	$ 1,425,239	$ 1,425,239	$ 1,351,807
Tier I leverage capital to average assets (in hundredths)	10.61%	10.61%	10.55%
BancorpSouth Bank [Member]
Common Equity Tier 1 Capital (to risk-wieghted assets) [Abstract]
bxs_Common Equity Tier 1 Capital to Risk weighted assets (in hundredths)		11.80%
Bxs_Common Equity Tier 1 Capital		$ 1,369,419
Tier I capital (to risk-weighted assets) [Abstract]
Tier I capital	$ 1,369,419	$ 1,369,419	$ 1,298,449
Tier I capital to risk-weighted assets (in hundredths)	11.80%	11.80%	12.76%
Total capital (to risk-weighted assets) [Abstract]
Total capital	$ 1,496,460	$ 1,496,460	$ 1,426,433
Total capital to risk-weighted assets (in hundredths)	12.90%	12.90%	14.02%
Tier I leverage capital (to average assets) [Abstract]
Tier I leverage capital	$ 1,369,419	$ 1,369,419	$ 1,298,449
Tier I leverage capital to average assets (in hundredths)	10.23%	10.23%	10.17%

SEGMENT REPORTING (Details)

SEGMENT REPORTING (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Results of Operations [Abstract]
Net interest revenue	$ 435,682	$ 416,662	$ 398,949
Provision for credit losses	(13,000)		7,500
Net interest revenue, after provision for credit losses	448,682	416,662	391,449
Noninterest revenue	277,968	269,146	275,066
Noninterest expense	539,911	518,406	534,849
Income before income taxes	186,739	167,402	131,666
Income tax expense (benefit)	59,248	50,652	37,551
Net Income	127,491	116,750	94,115
Selected Financial Information [Abstract]
Total assets at end of period	13,798,662	13,326,369	13,029,733
Depreciation and amortization	30,251	31,715	29,523
Community Banking [Member]
Results of Operations [Abstract]
Net interest revenue	397,204	381,467	371,940
Provision for credit losses	(12,859)	(4,757)	5,824
Net interest revenue, after provision for credit losses	410,063	386,224	366,116
Noninterest revenue	82,938	95,752	95,573
Noninterest expense	332,920	329,893	311,554
Income before income taxes	160,081	152,083	150,135
Income tax expense (benefit)	51,186	47,482	46,135
Net Income	108,895	104,601	104,000
Selected Financial Information [Abstract]
Total assets at end of period	10,127,861	9,814,879	9,803,073
Depreciation and amortization	21,874	22,603	22,234
Insurance Agencies [Member]
Results of Operations [Abstract]
Net interest revenue	100	117	165
Net interest revenue, after provision for credit losses	100	117	165
Noninterest revenue	116,780	115,541	99,103
Noninterest expense	101,120	97,620	86,557
Income before income taxes	15,760	18,038	12,711
Income tax expense (benefit)	6,363	7,255	5,175
Net Income	9,397	10,783	7,536
Selected Financial Information [Abstract]
Total assets at end of period	199,668	188,920	187,424
Depreciation and amortization	4,736	5,257	3,655
General Corporate and Other [Member]
Results of Operations [Abstract]
Net interest revenue	38,378	35,078	26,844
Provision for credit losses	(141)	4,757	1,676
Net interest revenue, after provision for credit losses	38,519	30,321	25,168
Noninterest revenue	78,250	57,853	80,390
Noninterest expense	105,871	90,893	136,738
Income before income taxes	10,898	(2,719)	(31,180)
Income tax expense (benefit)	1,699	(4,085)	(13,759)
Net Income	9,199	1,366	(17,421)
Selected Financial Information [Abstract]
Total assets at end of period	3,471,133	3,322,570	3,039,236
Depreciation and amortization	$ 3,641	$ 3,855	$ 3,634

DERIVATIVE INSTRUMENTS (Details

DERIVATIVE INSTRUMENTS (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Derivative [Line Items]
Notional amount	$ 255,600	$ 324,200
Difference in carrying value and fair value, reflecting a loss		$ 1,200
Average maturity	42 months 3 days	49 months 15 days
Average interest receive rate (in hundredths)	2.60%	2.50%
Average interest pay rate (in hundredths)	5.60%	5.60%
Forward Commitments [Member]
Derivative [Line Items]
Notional amount	$ 211,200	$ 155,800
Difference in carrying value and fair value, reflecting a gain	109
Commitments To Fund Fixed Rate Mortgage Loans [Member]
Derivative [Line Items]
Notional amount	142,100	85,200
Difference in carrying value and fair value, reflecting a gain	$ 3,400	$ 2,100

DERIVATIVE INSTRUMENTS (Offsett

DERIVATIVE INSTRUMENTS (Offsetting Of Derivative Assets And Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Offsetting Assets And Liabilities [Line Items]
Gross Amount Recognized	$ 19,750	$ 24,181
Gross Amount Offset
Net Amount Recognized	$ 19,750	$ 24,181
Net Amount	19,750	24,181
Gross Amount Recognized	$ 422,188	$ 411,373
Gross Amount Offset
Net Amount Recognized	$ 422,188	$ 411,373
Financial Instruments	(405,937)	(388,166)
Financial Collateral Pledged	(15,856)	(22,004)
Net Amount	395	1,203
Forward Commitments [Member]
Offsetting Assets And Liabilities [Line Items]
Gross Amount Recognized	$ 3,894	$ 2,177
Gross Amount Offset
Net Amount Recognized	$ 3,894	$ 2,177
Net Amount	3,894	2,177
Gross Amount Recognized	$ 395	$ 1,203
Gross Amount Offset
Net Amount Recognized	$ 395	$ 1,203
Net Amount	395	1,203
Loan/Lease Interest Rate Swaps [Member]
Offsetting Assets And Liabilities [Line Items]
Gross Amount Recognized	$ 15,856	$ 22,004
Gross Amount Offset
Net Amount Recognized	$ 15,856	$ 22,004
Net Amount	15,856	22,004
Gross Amount Recognized	$ 15,856	$ 22,004
Gross Amount Offset
Net Amount Recognized	$ 15,856	$ 22,004
Financial Collateral Pledged	(15,856)	(22,004)
Repurchase Arrangements [Member]
Offsetting Assets And Liabilities [Line Items]
Gross Amount Recognized	$ 405,937	$ 388,166
Gross Amount Offset
Net Amount Recognized	$ 405,937	$ 388,166
Financial Instruments	$ (405,937)	$ (388,166)

COMMITMENTS AND CONTINGENT L103

COMMITMENTS AND CONTINGENT LIABILITIES (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Leases [Abstract]
Rent expense	$ 8,100	$ 7,900	$ 7,400
Future minimum lease payments [Abstract]
2,016	6,456
2,017	4,811
2,018	3,168
2,019	2,449
2,020	1,752
Thereafter	7,358
Total future minimum lease payments	25,994
Mortgage loans serviced for others [Abstract]
Loans serviced for investors	6,011,236	$ 5,686,756	$ 5,577,325
Primary Recourse Servicing Loans [Member]
Mortgage loans serviced for others [Abstract]
Off-balance sheet, face amount of asset	1,000
Letters of Credit [Member]
Lending commitments [Abstract]
Off-balance sheet, face amount of liability	93,500
Interim Mortgage Financing, Construction Credit, Credit Card and Revolving Line of Credit Arrangements [Member]
Lending commitments [Abstract]
Off-balance sheet, face amount of liability	$ 2,500,000

CONDENSED PARENT COMPANY INF104

CONDENSED PARENT COMPANY INFORMATION (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets
Other assets	$ 186,775	$ 156,690
Total Assets	13,798,662	13,326,369	$ 13,029,733
Liabilities and shareholders' equity:
Total liabilities	12,143,218	11,720,310
Shareholders' equity	1,655,444	1,606,059	1,513,130	$ 1,449,052
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	13,798,662	13,326,369
Condensed Statements of Income [Abstract]
Income before income taxes	186,739	167,402	131,666
Income tax benefit	(59,248)	(50,652)	(37,551)
Net Income	127,491	116,750	94,115
Operating activities:
Net income	127,491	116,750	94,115
Net cash provided by operating activities	133,306	142,129	203,732
Investing activities:
Net cash (used in) provided by investing activities	(627,004)	(459,359)	(480,032)
Financing activities:
Cash dividends	(33,368)	(23,983)	(11,383)
Redemption of junior subordinated debt securities		(8,248)	(128,866)
Advance of long-term debt		8,000	50,000
Repayment of long-term debt	(8,373)	(8,066)	(1,786)
Common stock transactions, net	10,441	11,583	912
Net cash (used in) provided by financing activities	334,417	146,057	(398,891)
(Decrease) increase in Cash and Cash Equivalents	(159,281)	(171,173)	(675,191)
Cash and Cash Equivalents at Beginning of Year	357,250	528,423	1,203,614
Cash and Cash Equivalents at End of Year	197,969	357,250	528,423
BancorpSouth, Inc. (Parent Company Only) [Member]
Assets
Cash on deposit with subsidiary bank	86,767	93,270
Investment in subsidiaries	1,623,640	1,576,708
Other assets	11,237	10,404
Total Assets	1,721,644	1,680,382
Liabilities and shareholders' equity:
Total liabilities	66,200	74,323
Shareholders' equity	1,655,444	1,606,059
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	1,721,644	1,680,382
Condensed Statements of Income [Abstract]
Dividends from subsidiaries	100,000	60,000	35,000
Other operating income	1,075	585	1,775
Total income	101,075	60,585	36,775
Operating expenses	8,419	6,867	15,033
Income before income taxes	92,656	53,718	21,742
Income tax benefit	2,818	2,420	5,860
Income (loss) before equity in undistributed earnings of subsidiaries	95,474	56,138	27,602
Equity in undistributed (distributed) earnings of subsidiaries	32,017	60,612	66,513
Net Income	127,491	116,750	94,115
Operating activities:
Net income	127,491	116,750	94,115
Adjustments to reconcile net income to net cash provided by operating activities	(32,255)	(61,862)	(62,419)
Net cash provided by operating activities	95,236	54,888	31,696
Financing activities:
Cash dividends	(33,368)	(23,983)	(11,383)
Redemption of junior subordinated debt securities		(8,248)	(128,866)
Advance of long-term debt		8,000	50,000
Repayment of long-term debt	(8,373)	(8,066)	(1,786)
Common stock transactions, net	(59,998)	13,928	2,696
Net cash (used in) provided by financing activities	(101,739)	(18,369)	(89,339)
(Decrease) increase in Cash and Cash Equivalents	(6,503)	36,519	(57,643)
Cash and Cash Equivalents at Beginning of Year	93,270	56,751	114,394
Cash and Cash Equivalents at End of Year	$ 86,767	$ 93,270	$ 56,751

OTHER NONINTEREST REVENUE AND E

OTHER NONINTEREST REVENUE AND EXPENSE (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other noninterest revenue [Abstract]
Bank-owned life insurance	$ 7,457	$ 8,848	$ 8,314
Other miscellaneous income	12,143	12,883	14,543
Total other noninterest income	19,600	21,731	22,857
Other noninterest income [Abstract]
Advertising	4,288	4,388	4,558
Foreclosed property expense	7,418	17,071	11,728
Telecommunications	7,451	8,720	8,481
Public relations	2,178	3,399	4,258
Data processing	21,923	20,736	21,586
Computer software	10,500	10,525	8,496
Amortization of intangibles	3,963	4,443	2,979
Legal expenses	30,346	9,822	20,426
Merger expense	25	1,761
Postage and shipping	4,535	4,745	4,369
Other miscellaneous expense	58,083	58,516	56,177
Total other noninterest expense	$ 150,710	$ 144,126	$ 143,058

Uncategorized Items - c853-2015

Label	Element	Value
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	$ 3,467,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	7,586,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	544,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	817,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	1,743,019,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	1,740,188,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	601,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	4,731,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	2,322,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	2,038,000
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	1,138,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	1,086,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	312,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	343,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	112,288,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	111,079,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	379,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	323,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	447,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	420,000
Unallocated Financing Receivables [Member]
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	1,867,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	995,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	203,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	262,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	484,305,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	440,008,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	102,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	105,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	1,562,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	628,000
Agricultural Real Estate Financing Receivable [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	872,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	96,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	384,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	239,616,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	259,360,000
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	25,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	496,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	315,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	765,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	33,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	2,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	6,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	1,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	139,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	159,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	413,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	189,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	239,120,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	259,045,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	130,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	291,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	921,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	2,800,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	3,420,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	2,524,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	3,420,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	2,365,000
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	1,289,000
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	(1,247,000)
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	930,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	365,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	176,000
Agricultural Real Estate Financing Receivable [Member] | M [O] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	25,000
Agricultural Real Estate Financing Receivable [Member] | Nonperforming Financing Receivable [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	872,000
Agricultural Real Estate Financing Receivable [Member] | Pass [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	227,688,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	250,579,000
Agricultural Real Estate Financing Receivable [Member] | Substandard [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	11,928,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	7,909,000
Agricultural Real Estate Financing Receivable [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	550,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	159,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	43,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	47,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	550,000
Agricultural Real Estate Financing Receivable [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	322,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	2,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	6,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	370,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	142,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	380,000
Agricultural Real Estate Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	8,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	13,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	1,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	675,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	8,000
Agricultural Real Estate Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	8,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	11,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	1,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	305,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	8,000
Agricultural Real Estate Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	2,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	370,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	7,467,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	12,141,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	1,112,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	2,834,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	1,522,536,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	1,617,429,000
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	1,074,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	4,805,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	8,328,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	3,591,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	1,800,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	91,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	277,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	463,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	3,105,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	89,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	326,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	5,890,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	8,770,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	1,517,731,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	1,609,101,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	3,337,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	4,034,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	11,190,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	16,512,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	17,059,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	16,325,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	14,607,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	16,236,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	14,281,000
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	1,745,000
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	(2,752,000)
Loans and leases 90 days or more past due, still accruing	us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	39,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	8,728,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	13,332,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	1,005,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	1,189,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Alabama And Florida Panhandle [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	61,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Tennessee Excluding Greater Memphis Area [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	385,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Texas And Louisiana [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	60,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | M [O] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	568,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Doubtful [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	491,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Nonperforming Financing Receivable [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	7,467,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	12,141,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Pass [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	1,450,158,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	1,554,984,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Substandard [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	64,420,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	50,304,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	964,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	21,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	51,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	89,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	326,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	1,203,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	1,866,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,094,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	6,503,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	12,141,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	70,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	226,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	4,687,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	6,904,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	7,634,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	13,332,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	12,023,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	314,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	404,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	11,258,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	13,490,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	5,520,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	243,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	404,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	6,571,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	5,856,000
Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	6,503,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	71,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	4,687,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	7,634,000
Commercial Real Estate Financing Receivable [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	10,518,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	17,781,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	1,458,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	1,656,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	1,961,977,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	2,188,048,000
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	678,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	6,268,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	9,313,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	1,795,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	3,723,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	215,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	246,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	1,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	187,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	1,022,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	1,110,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	13,641,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	11,526,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	1,955,709,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	2,178,735,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	1,545,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	6,286,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	11,915,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	21,741,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	43,853,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	23,562,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	25,508,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	22,540,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	24,398,000
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	(19,954,000)
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	4,013,000
Loans and leases 90 days or more past due, still accruing	us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	137,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	11,818,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	20,064,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	4,722,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	2,840,000
Commercial Real Estate Financing Receivable [Member] | Alabama And Florida Panhandle [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	170,000
Commercial Real Estate Financing Receivable [Member] | Greater Memphis Area [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	127,000
Commercial Real Estate Financing Receivable [Member] | Texas And Louisiana [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	63,000
Commercial Real Estate Financing Receivable [Member] | A [R] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	108,000
Commercial Real Estate Financing Receivable [Member] | M [O] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	210,000
Commercial Real Estate Financing Receivable [Member] | Doubtful [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	184,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	161,000
Commercial Real Estate Financing Receivable [Member] | Nonperforming Financing Receivable [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	10,518,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	17,781,000
Commercial Real Estate Financing Receivable [Member] | Pass [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	1,893,514,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	2,124,448,000
Commercial Real Estate Financing Receivable [Member] | Substandard [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	57,761,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	45,658,000
Commercial Real Estate Financing Receivable [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	2,543,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	12,764,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	87,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	44,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	1,022,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	1,110,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	5,706,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	3,582,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	2,543,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	13,185,000
Commercial Real Estate Financing Receivable [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	7,975,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	5,017,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	128,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	202,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	7,935,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	7,944,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	9,275,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	6,879,000
Commercial Real Estate Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	11,932,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	323,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	1,290,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	16,070,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	13,475,000
Commercial Real Estate Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	3,957,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	195,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	1,290,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	8,135,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	4,200,000
Commercial Real Estate Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	7,975,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	128,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	7,935,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	9,275,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | Agricultural Real Estate Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	908,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	6,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	162,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	198,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	966,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	18,041,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	461,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	518,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	13,720,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	19,577,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | Commercial Real Estate Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	18,633,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	389,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	1,217,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	15,746,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	21,129,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	9,297,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	67,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	721,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	5,312,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	9,380,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | Home Equity [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	1,815,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	22,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	3,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	1,418,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,825,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | Residential Prime Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	5,777,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	151,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	226,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	5,635,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	6,441,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Agricultural Real Estate Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	586,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	162,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	56,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	586,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	5,900,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	235,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	518,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	6,816,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	6,245,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Commercial Real Estate Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	13,616,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	187,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	1,217,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	7,802,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	14,250,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	3,328,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	42,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	721,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	1,759,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	3,328,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Home Equity [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	20,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	15,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	3,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	674,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	30,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Residential Prime Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	1,787,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	75,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	226,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	2,056,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,896,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Agricultural Real Estate Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	322,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	6,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	142,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	380,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Commercial And Industrial Owner Occupied Real Estate Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	12,141,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	226,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	6,904,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	13,332,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Commercial Real Estate Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	5,017,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	202,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	7,944,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	6,879,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	5,969,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	25,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	3,553,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	6,052,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Home Equity [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	1,795,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	7,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	744,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,795,000
Real Estate Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Residential Prime Financing Receivable [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	3,990,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	76,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	3,579,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	4,545,000
Commercial Portfolio Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | Commercial Portfolio Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	8,023,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	209,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	181,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	8,000,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	15,280,000
Commercial Portfolio Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Commercial Portfolio Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	968,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	114,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	181,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	4,251,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,294,000
Commercial Portfolio Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Commercial Portfolio Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	7,055,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	95,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	3,749,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	13,986,000
Commercial Real Estate Construction Financing Receivable [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	2,387,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	7,583,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	3,734,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	11,727,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	853,623,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	945,045,000
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	10,212,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	6,393,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	3,633,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	3,731,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	1,039,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	66,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	25,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	278,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	207,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	677,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	6,338,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	3,853,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	847,230,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	941,412,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	1,568,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	2,409,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	4,162,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	9,130,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	11,828,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	9,885,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	15,925,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	9,885,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	15,248,000
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	(1,946,000)
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	(4,648,000)
Loans and leases 90 days or more past due, still accruing	us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	387,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	3,654,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	7,666,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	4,547,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	1,017,000
Commercial Real Estate Construction Financing Receivable [Member] | Alabama And Florida Panhandle [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	2,305,000
Commercial Real Estate Construction Financing Receivable [Member] | Tennessee Excluding Greater Memphis Area [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	1,576,000
Commercial Real Estate Construction Financing Receivable [Member] | A [R] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	168,000
Commercial Real Estate Construction Financing Receivable [Member] | M [O] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	6,033,000
Commercial Real Estate Construction Financing Receivable [Member] | M [S] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	130,000
Commercial Real Estate Construction Financing Receivable [Member] | Doubtful [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	334,000
Commercial Real Estate Construction Financing Receivable [Member] | Nonperforming Financing Receivable [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	2,387,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	7,583,000
Commercial Real Estate Construction Financing Receivable [Member] | Pass [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	811,227,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	920,372,000
Commercial Real Estate Construction Financing Receivable [Member] | Substandard [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	39,675,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	17,090,000
Commercial Real Estate Construction Financing Receivable [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	1,614,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	677,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	542,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	300,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,614,000
Commercial Real Estate Construction Financing Receivable [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	2,387,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	5,969,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	66,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	25,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	5,796,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	3,553,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	3,654,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	6,052,000
Commercial Real Estate Construction Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	3,875,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	136,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	241,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	8,206,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	5,406,000
Commercial Real Estate Construction Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	1,488,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	70,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	241,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	2,410,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,752,000
Commercial Real Estate Construction Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	2,387,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	66,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	5,796,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	3,654,000
Consumer Portfolio Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	1,109,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	137,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	64,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	1,374,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,109,000
Consumer Portfolio Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | Consumer Portfolio Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	939,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	102,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	34,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	1,024,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	939,000
Consumer Portfolio Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	1,109,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	137,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	64,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	1,374,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,109,000
Consumer Portfolio Segment [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Consumer Portfolio Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	939,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	102,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	34,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	1,024,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	939,000
Home Equity [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	619,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	1,795,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	625,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	639,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	531,374,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	589,752,000
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	101,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	2,889,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	4,753,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	1,359,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	1,204,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	6,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	22,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	397,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	268,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	70,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	215,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	1,412,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	528,485,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	584,999,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	658,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	1,896,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	2,253,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	4,021,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	5,663,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	9,542,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	6,949,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	9,472,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	6,949,000
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	4,613,000
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	(2,028,000)
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	619,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,795,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	1,834,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	2,589,000
Home Equity [Member] | M [O] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	101,000
Home Equity [Member] | Nonperforming Financing Receivable [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	1,795,000
Home Equity [Member] | Nonperforming Financing Receivable [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	619,000
Home Equity [Member] | Pass [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	577,539,000
Home Equity [Member] | Pass [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	521,011,000
Home Equity [Member] | Substandard [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	10,418,000
Home Equity [Member] | Substandard [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	9,744,000
Home Equity [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	410,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	15,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	70,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	668,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	410,000
Home Equity [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	209,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	1,795,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	6,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	7,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	215,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	744,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	209,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,795,000
Home Equity [Member] | Including Accruing Troubled Debt Restructurings [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	636,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	6,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	70,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	233,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	647,000
Home Equity [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	427,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	1,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	70,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	18,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	438,000
Home Equity [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	209,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	5,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	215,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	209,000
Residential Prime Financing Receivable [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	4,786,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	3,990,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	3,267,000
Recoveries	us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery	2,693,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	2,257,726,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	2,472,202,000
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	2,477,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	25,689,000
Financing Receivable, Recorded Investment, Past Due	us-gaap_FinancingReceivableRecordedInvestmentPastDue	32,123,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	6,037,000
Financing Receivable, Allowance for Credit Losses, Write-downs	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs	3,995,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	102,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	85,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	3,797,000
60-89 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue	4,692,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	123,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	5,658,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	3,947,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	2,232,037,000
Current	us-gaap_FinancingReceivableRecordedInvestmentCurrent	2,440,079,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	11,167,000
90 Plus Days Past Due	us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	13,604,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	23,668,000
Non-accrual loans and leases	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus	21,637,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	39,525,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	40,015,000
Total allowance	us-gaap_FinancingReceivableAllowanceForCreditLosses	33,198,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	39,892,000
Non Impaired Financing Receivable Related Allowance	us-gaap_LoansAndLeasesReceivableOtherAllowance	33,198,000
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	3,260,000
Provision for credit losses	us-gaap_ProvisionForLoanLeaseAndOtherLosses	(5,515,000)
Loans and leases 90 days or more past due, still accruing	us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	1,828,000
Loans and leases 90 days or more past due, still accruing	us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	1,655,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	6,014,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	4,545,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	10,725,000
30-59 Days Past Due	us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue	13,827,000
Residential Prime Financing Receivable [Member] | Alabama And Florida Panhandle [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	167,000
Residential Prime Financing Receivable [Member] | Greater Memphis Area [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	173,000
Residential Prime Financing Receivable [Member] | Tennessee Excluding Greater Memphis Area [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	156,000
Residential Prime Financing Receivable [Member] | Texas And Louisiana [Member] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	4,000
Residential Prime Financing Receivable [Member] | A [R] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	191,000
Residential Prime Financing Receivable [Member] | M [O] | Real Estate Segment [Member]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	us-gaap_OtherRealEstateAndForeclosedAssets	1,786,000
Residential Prime Financing Receivable [Member] | Doubtful [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	363,000
Residential Prime Financing Receivable [Member] | Nonperforming Financing Receivable [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	4,786,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	3,990,000
Residential Prime Financing Receivable [Member] | Pass [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	2,167,965,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	2,399,081,000
Residential Prime Financing Receivable [Member] | Substandard [Member] | Real Estate Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	84,975,000
Loans and Leases Receivable, Net of Deferred Income	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome	68,768,000
Residential Prime Financing Receivable [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	1,283,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	30,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	9,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	123,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	1,376,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	368,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	1,658,000
Residential Prime Financing Receivable [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	3,503,000
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	3,990,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	72,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	76,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	4,282,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	3,579,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	4,356,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	4,545,000
Residential Prime Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	8,335,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	212,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	875,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	8,560,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	9,905,000
Residential Prime Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	4,832,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	140,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	875,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	4,278,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	5,549,000
Residential Prime Financing Receivable [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Real Estate Segment [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	3,503,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	72,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	4,282,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	4,356,000
Unallocated Financing Receivables [Member] | Including Accruing Troubled Debt Restructurings [Member] | Unallocated Financing Receivables [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	508,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	10,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	30,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	385,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	707,000
Unallocated Financing Receivables [Member] | Including Accruing Troubled Debt Restructurings [Member] | With Allowance [Member] | Unallocated Financing Receivables [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	405,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	7,000
Allowance for impaired loans and leases	us-gaap_ImpairedFinancingReceivableRelatedAllowance	30,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	213,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	604,000
Unallocated Financing Receivables [Member] | Including Accruing Troubled Debt Restructurings [Member] | With No Related Allowance [Member] | Unallocated Financing Receivables [Member]
Recorded balance of impaired loans	us-gaap_ImpairedFinancingReceivableRecordedInvestment	103,000
Interest Income Recognized	us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod	3,000
Average Recorded Investment	us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment	172,000
Unpaid Balance of Impaired Loans	us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance	$ 103,000