SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20594
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d) OF
THE SECURITIES EXCHANGE ACT OF 1923
Date of Report (Date of earliest event reported): November 14, 2002
INDEPENDENCE HOLDING COMPANY
(Exact Name of Registrant as Specified in its Charter)
Delaware 0-10306 58-1407235
(State or Other Jurisdiction of (Commission file number) (I.R.S. Employer
Incorporation) Identification No.)
96 Cummings Point Road
Stamford, Connecticut 06902
(Address of Principal
Executive Offices)
Registrant's telephone number, including area code: (203) 358-8000
INDEPENDENCE HOLDING COMPANY
FORM 8-K
CURRENT REPORT
TABLE OF CONTENTS
Page
Item 5. Other Events 3
Item 7. Exhibits 3
Signature 4
Item 5. Other Events.
On November 14, 2002, Independence Holding Company (the "Company") announced the sale of Independence American Holdings Corp. A copy of the Company's press release announcing the sale of its subsidiary is attached hereto as Exhibit 99.1 and is incorporated in this Report as if fully set forth herein.
Item 7. Exhibits
99.1 Press Release, dated November 14, 2002, entitled "Independence Holding Company Reports $4.6 Million Net Gain on Sale of Subsidiary to American Independence Corp."
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: November 18, 2002
INDEPENDENCE HOLDING COMPANY
By: /s/ David T. Kettig____________
David T. Kettig
Secretary
