First Midwest Bancorp 10K 2002 Annual report | ONBPP Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Bad

New words: AA, abandonment, accomplish, accomplished, adapt, added, advocacy, ago, aimed, airline, ALCO, American, antidilutive, arithmetic, Arriving, augmented, aware, behavior, BIA, bilateral, broader, burden, cable, carryback, caution, cease, ceased, centralized, claim, climate, COLI, combat, commerce, complex, concert, construed, contact, creation, CSV, curbing, cycle, dampening, deceptive, deployed, Depression, detect, difficulty, discharged, downturn, drove, electronic, electronically, embraced, emerging, encouraged, energy, Era, exam, explicitly, extraordinary, facilitate, fact, FIN, FinCEN, flattening, flipping, foregoing, fraud, fraudulent, freestanding, frequently, geopolitical, graduated, guarantor, harbor, healthcare, history, IBA, implicit, implied, imprecision, incidental, indefinite, indemnification, indirectly, ineffective, insight, instability, Interbank, interchangeable, interpretation, intrinsic, judged, judiciously, landscape, latitude, laundering, leasehold, legislature, lender, lengthen, lengthening, letter, liberally, licensed, likelihood, London, lowest, mandatory, marketplace, master, mechanism, mentioned, Mindful, mirror, modification, monetary, Moody, moved, negotiated, nonaffiliated, observable, occurrence, opportunistic, opportunistically, opposed, oral, outline, outpace, outpacing, overseeing, owed, Patriot, peaking, peer, postage, predatory, pressured, prevent, preventative, promptly, proposed, prosecute, purely, pursue, quickly, rapid, reached, realignment, reception, recessionary, recognizable, recruitment, regular, reimburse, reorganization, reorganized, repair, repay, repayment, repositioning, revert, Rule, safety, satisfactory, SEC, seeking, senior, September, shell, shift, shifted, shorten, shortened, shortening, snow, sound, Spar, SPE, speak, specialty, speculative, speed, spent, stand, stationary, statute, steadfast, stood, stream, study, subordinated, successfully, supermarket, supersede, susceptible, suspected, suspended, swept, taxation, technical, technique, technological, Technology, telecommunication, terrorism, terrorist, Title, titled, Treasurer, true, twelve, typically, ultimate, unaffected, uncertainty, undertaken, undetected, undiscounted, undue, unfavorable, unforeseen, unidentified, uniform, unknown, unplanned, unsecured, upward, USA, verify, versa, voice, vulnerable, war, weakened, weather, wild

Removed: ABP, absolute, acquiror, addressing, adjacent, adjustable, advisory, amendment, April, assigned, assigning, assumption, assurance, assure, attempted, attendant, audit, audited, automated, barring, bearing, beginning, Bettendorf, Blvd, bruce, brunner, calculating, calendar, Canceled, Certificate, Chairman, Champaign, character, chelberg, CMO, collectability, compensatory, composed, Comptroller, conducting, consequential, consistently, consisting, consolidate, constituting, contracting, Cook, coordinate, corollary, correlation, county, coupon, coverage, cowlin, creditor, cumulative, customary, Davenport, deduct, demonstrate, Designation, differentiating, Director, disallowance, discrimination, discriminatory, document, donald, downstate, duly, DuPage, dynamic, Eastern, effecting, Employer, employment, england, entry, equally, Ernst, ESOP, evaluate, evaluating, evidence, examining, executed, exempt, exert, exhibit, expansive, failed, fairly, fashion, fastest, FHA, FHLMC, FIRREA, fix, flexible, FMMC, FNMA, FTE, fundamentally, funded, gap, garnering, garvin, Grundy, healthy, hereinafter, household, HUD, identical, identify, impacting, impair, Incorporation, Incremental, independent, integral, integrity, investing, IRS, Island, john, Joliet, joseph, knowledge, Knox, Lake, land, LaSalle, likewise, LLP, matched, matter, maturing, McHenry, misstatement, mixture, Moline, MSB, MSR, multiplied, nondeductible, nontaxable, nontraditional, northwest, objectivity, OCC, occurred, omitted, operate, orderly, original, originated, originating, outplacement, par, parallel, Park, passage, population, potentially, Proceeding, promote, properly, proportion, provisioning, Quad, Quantative, ralph, ranging, rapidly, rata, realization, region, register, Registration, reinvested, render, resource, respond, restructure, restructuring, robert, Rock, rose, RSA, RSL, safeguarded, Scott, serviced, sheltered, side, southwest, SparBank, split, static, stephen, straight, stratified, stratum, strict, Structurally, subjecting, submit, Subtotal, Suite, summarize, Supplementary, supplemented, supply, supporting, surrogate, sustained, swistowicz, taxing, terminate, thereunto, tightened, Tinley, unamortized, undersigned, undistributed, uniformly, update, Urban, utilize, VA, vanderwoude, Vermilion, vernon, Washington, West, Western, widely, william, window, work, Young

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT
Subsidiary		State of Jurisdiction of Incorporation
First Midwest Bank		Illinois
First Midwest Insurance Company		Arizona

First Midwest Bancorp (ONBPP) 10-K2002 FY Annual report

Content analysis