Exhibit 99.1
First Midwest Bancorp, Inc. | Prepared Date: May 9, 2008 | |
Selected Performance and Asset Quality Ratios | ||
Period: 2008Q1 |
ROAE % | ROAA % | Diluted EPS Growth Q1 08 vs | Core EPS Growth Q1 08 vs | Net Loan Growth Q1 08 vs | NPAs + 90 Days Delinquent / Loans & ORE % | Reserves / NPLs % | NCOs / Avg Loans % | Reserves / Loans % | ||||||||||||||||||||||||||
Company Name | Ticker | Q4 07 | Q1 07 | Q4 07 | Q1 07 | Q4 07 | Q1 07 | |||||||||||||||||||||||||||
Metro Peer Group | ||||||||||||||||||||||||||||||||||
1 AMCORE Financial, Inc. | AMFI | (29.44 | ) | (2.13 | ) | -467.65 | % | -457.1 | % | -455.6 | % | -557.1 | % | -1.7 | % | -3.7 | % | 2.98 | 85.64 | 1.39 | 2.47 | |||||||||||||
2 BOK Financial Corporation | BOKF | 12.62 | 1.22 | 21.05 | % | 17.9 | % | -8.2 | % | -1.3 | % | 3.0 | % | 11.1 | % | 1.04 | 133.12 | 0.29 | 1.10 | |||||||||||||||
3 Commerce Bancshares, Inc. | CBSH | 16.55 | 1.59 | 48.33 | % | 27.1 | % | -21.1 | % | -10.4 | % | 3.9 | % | 9.7 | % | 0.55 | 562.48 | 0.43 | 1.26 | |||||||||||||||
4 Cullen/Frost Bankers, Inc. | CFR | 13.89 | 1.59 | -4.30 | % | 14.1 | % | -7.4 | % | 13.0 | % | 3.2 | % | 7.6 | % | 0.68 | 322.95 | 0.19 | 1.15 | |||||||||||||||
5 First Commonwealth Financial Corporation | FCF | 7.73 | 0.75 | -6.25 | % | 0.0 | % | 150.0 | % | 185.7 | % | 5.4 | % | 5.2 | % | 1.86 | 85.03 | 0.41 | 1.07 | |||||||||||||||
6 Fulton Financial Corporation | FULT | 10.53 | 1.05 | 9.09 | % | 0.0 | % | 0.0 | % | 0.0 | % | 1.5 | % | 7.8 | % | 1.26 | 118.56 | 0.15 | 1.00 | |||||||||||||||
7 MB Financial, Inc. | MBFI | 2.66 | 0.30 | -22.73 | % | -63.0 | % | -41.7 | % | -68.9 | % | 3.6 | % | 15.4 | % | 0.91 | 168.78 | 0.62 | 1.35 | |||||||||||||||
8 Old National Bancorp | ONB | 11.51 | 1.01 | -12.12 | % | 81.3 | % | -30.3 | % | 21.1 | % | -0.5 | % | -4.4 | % | 1.58 | 102.89 | 0.52 | 1.54 | |||||||||||||||
9 Provident Bankshares Corporation | PBKS | (12.73 | ) | (1.08 | ) | -14.29 | % | -212.0 | % | -28.9 | % | -36.0 | % | -0.1 | % | 7.9 | % | 1.07 | 180.43 | 0.30 | 1.31 | |||||||||||||
10 Susquehanna Bancshares, Inc. | SUSQ | 6.51 | 0.87 | 22.22 | % | -17.5 | % | 22.2 | % | -17.5 | % | 1.5 | % | 64.9 | % | 1.15 | 120.70 | 0.25 | 1.05 | |||||||||||||||
11 UCBH Holdings, Inc. | UCBH | 0.89 | 0.07 | -86.67 | % | -92.3 | % | -81.8 | % | -84.0 | % | 4.1 | % | 17.9 | % | 2.67 | 54.19 | 0.60 | 1.23 | |||||||||||||||
12 Valley National Bancorp | VLY | 13.25 | 1.00 | 13.64 | % | -35.9 | % | -20.0 | % | -22.6 | % | 2.1 | % | 4.8 | % | 0.56 | 184.25 | 0.18 | 0.84 | |||||||||||||||
13 Whitney Holding Corporation | WTNY | 9.76 | 1.11 | 0.00 | % | -18.2 | % | -8.7 | % | -25.0 | % | 1.8 | % | 6.3 | % | 1.99 | 65.80 | 0.53 | 1.19 | |||||||||||||||
14 Wintrust Financial Corporation | WTFC | 5.25 | 0.42 | -38.46 | % | -29.8 | % | -22.8 | % | -22.8 | % | 0.9 | % | 4.6 | % | 1.31 | 78.10 | 0.30 | 0.77 | |||||||||||||||
Maximum: | 16.55 | 1.59 | 48.3 | % | 81.3 | % | 150.0 | % | 185.7 | % | 5.4 | % | 64.9 | % | 2.98 | 562.48 | 1.39 | 2.47 | ||||||||||||||||
Minimum: | (29.44 | ) | (2.13 | ) | -467.6 | % | -457.1 | % | -455.6 | % | -557.1 | % | -1.7 | % | -4.4 | % | 0.55 | 54.19 | 0.15 | 0.77 | ||||||||||||||
Average: | 4.93 | 0.56 | -38.4 | % | -56.1 | % | -39.6 | % | -44.7 | % | 2.0 | % | 11.1 | % | 1.40 | 161.64 | 0.44 | 1.24 | ||||||||||||||||
Median: | 8.75 | 0.94 | -5.3 | % | -17.8 | % | -20.5 | % | -20.0 | % | 1.9 | % | 7.7 | % | 1.21 | 119.63 | 0.36 | 1.17 | ||||||||||||||||
First Midwest Bancorp, Inc. | FMBI | 13.75 | 1.25 | 572.73 | % | -10.3 | % | -18.2 | % | -16.7 | % | 1.6 | % | 0.9 | % | 1.17 | 376.34 | 0.49 | 1.28 |
Footnote
-Information obtained from SNL Financial.
-Selected companies represent similarly capitalized banks operating in similar markets. For illustrative purposes only.
-Information is for the first quarter 2008 unless otherwise stated.
-Highlighted Companies represent banks included in Chicago Peer Group.
First Midwest Bancorp, Inc. | Prepared Date: May 9, 2008 | |
Selected Market and Capital Ratios | ||
Period: 2008Q1 |
Market Capital1 ($M) | Dividend Payout Ratio % | Current Dividend Yield1 % | Price / Estimated EPS1 % | P/E Ratio (Closing Price / Last 4 Qtrs) 1 $ | Price / Tangible Book1 % | Tangible Equity / Tangible Assets % | Regulatory Capital Ratios | |||||||||||||||||||||
Leverage % | Tier 1 % | Total % | ||||||||||||||||||||||||||
Company Name | Ticker | |||||||||||||||||||||||||||
Metro Peer Group | ||||||||||||||||||||||||||||
1 AMCORE Financial, Inc. | AMFI | 249.39 | NM | 2 | 6.51 | 11.42 | (30.70 | ) | 132.23 | 6.53 | 7.39 | 8.78 | 11.20 | |||||||||||||||
2 BOK Financial Corporation | BOKF | 3,953.38 | 21.74 | 1.53 | 14.66 | 17.41 | 216.38 | 7.83 | 8.22 | 9.11 | 12.12 | |||||||||||||||||
3 Commerce Bancshares, Inc. | CBSH | 3,059.56 | 28.09 | 2.35 | 15.88 | 14.15 | 210.80 | 8.62 | 8.88 | 10.45 | 11.66 | |||||||||||||||||
4 Cullen/Frost Bankers, Inc. | CFR | 3,300.12 | 44.94 | 2.99 | 14.48 | 15.34 | 305.21 | 7.71 | 8.51 | 9.98 | 12.55 | |||||||||||||||||
5 First Commonwealth Financial Corporation | FCF | 843.11 | 113.33 | 5.90 | 20.47 | 18.00 | 211.11 | 6.76 | 8.54 | 10.52 | 11.40 | |||||||||||||||||
6 Fulton Financial Corporation | FULT | 2,204.53 | 62.50 | 4.73 | 13.30 | 14.42 | 222.64 | 6.23 | NA | 3 | NA | 3 | NA | 3 | ||||||||||||||
7 MB Financial, Inc. | MBFI | 972.96 | 105.88 | 2.57 | 16.08 | 20.01 | 223.69 | 6.09 | 8.29 | 9.78 | 11.81 | |||||||||||||||||
8 Old National Bancorp | ONB | 1,133.38 | 0.00 | 5.37 | 30.39 | 13.59 | 245.70 | 6.44 | 8.03 | 10.95 | 13.84 | |||||||||||||||||
9 Provident Bankshares Corporation | PBKS | 388.96 | NM | 2 | 3.75 | NA | 3 | (167.57 | ) | 132.19 | 4.20 | 7.45 | 9.23 | 10.33 | ||||||||||||||
10 Susquehanna Bancshares, Inc. | SUSQ | 1,646.50 | 78.79 | 5.43 | 14.27 | 16.37 | 240.50 | 6.02 | 8.40 | 9.51 | 11.68 | |||||||||||||||||
11 UCBH Holdings, Inc. | UCBH | 750.97 | 200.00 | 2.35 | 8.49 | 9.32 | 139.40 | 5.00 | 7.62 | 9.17 | 11.55 | |||||||||||||||||
12 Valley National Bancorp | VLY | 2,266.79 | 80.00 | 4.44 | 16.45 | 16.82 | 304.92 | 6.01 | 7.58 | 9.63 | 11.42 | |||||||||||||||||
13 Whitney Holding Corporation | WTNY | 1,472.08 | 68.89 | 5.41 | 13.80 | 10.81 | 183.49 | 8.32 | 8.45 | NA | 3 | NA | 3 | |||||||||||||||
14 Wintrust Financial Corporation | WTFC | 744.75 | 45.00 | 1.14 | 15.58 | 15.26 | 178.94 | 4.88 | NA | 3 | NA | 3 | NA | 3 | ||||||||||||||
Maximum: | 3,953.38 | 200.00 | 6.51 | 30.39 | 20.01 | 305.21 | 8.62 | 8.88 | 10.95 | 13.84 | ||||||||||||||||||
Minimum: | 249.39 | 0.00 | 1.14 | 8.49 | (167.57 | ) | 132.19 | 4.20 | 7.39 | 8.78 | 10.33 | |||||||||||||||||
Average: | 1,641.89 | 70.76 | 3.89 | 15.79 | (1.20 | ) | 210.51 | 6.47 | 8.11 | 9.74 | 11.78 | |||||||||||||||||
Median: | 1,302.73 | 65.70 | 4.10 | 14.66 | 14.84 | 213.75 | 6.34 | 8.26 | 9.63 | 11.66 | ||||||||||||||||||
First Midwest Bancorp, Inc. | FMBI | 1,213.54 | 59.62 | 4.96 | 12.61 | 16.12 | 299.25 | 5.62 | 7.51 | 9.19 | 11.78 |
Footnote
-Information obtained from SNL Financial.
-Selected companies represent similarly capitalized banks operating in similar markets. For illustrative purposes only.
-Information is for the first quarter 2008 unless otherwise stated.
-Highlighted Companies represent banks included in Chicago Peer Group.
Note 1: Based upon closing market price per share at May 9, 2008.
Note 2: NM indicates that this ratio is not meaningful because this institution recorded a loss for the quarter.
Note 3: NA indicates that the information is not currently available from SNL.