First Midwest Bancorp (ONBPP) 8-K Results of Operations and Financial Condition

Exhibit 99.2

First Midwest Bancorp, Inc.

Selected Financial Information

(Amounts in thousands, except per share data)

	2008								2007										2006				2005
	Sept. 30/YTD		3rd Quarter		2nd Quarter		1st Quarter		Dec. 31/YTD		4th Quarter		3rd Quarter		2nd Quarter		1st Quarter		Dec. 31/YTD		4th Quarter		Dec. 31/YTD
Period-End Balance Sheet
Total assets	$	8,246,655	$	8,246,655	$	8,311,025	$	8,315,368	$	8,091,518	$	8,091,518	$	7,884,345	$	8,055,358	$	8,235,110	$	8,441,526	$	8,441,526	$	7,210,151
Securities HTM - amortized cost		85,982		85,982		94,580		95,651		97,671		97,671		92,913		104,152		103,697		91,380		91,380		56,772
Securities HTM - fair market value		86,193		86,193		94,829		96,013		97,931		97,931		93,151		104,317		103,951		91,602		91,602		56,791
Securities AFS - fair market value		2,024,881		2,024,881		2,106,461		2,100,602		2,080,046		2,080,046		1,869,590		2,128,683		2,241,608		2,387,788		2,387,788		2,233,120
FHLB and FRB Stock		54,767		54,767		54,767		54,767		54,767		54,767		54,767		54,767		54,767		54,886		54,886		53,510
Mortgages held for sale		—		—		—		—		394		394		1,408		5,665		3,674		4,760		4,760		4,301
Loans:
Commercial and industrial		1,485,541		1,485,541		1,448,723		1,396,665		1,347,481		1,347,481		1,378,509		1,402,282		1,395,876		1,413,263		1,413,263		1,161,660
Agricultural		159,217		159,217		207,438		200,614		181,358		181,358		158,015		156,594		175,554		158,305		158,305		131,689
Real estate - office, retail, and industrial		1,092,268		1,092,268		1,048,547		1,020,403		942,065		942,065		930,386		915,058		901,472		895,666		895,666		744,814
Real estate - residential land and development		509,974		509,974		510,818		515,052		505,194		505,194		468,635		454,901		450,818		451,186		451,186		319,842
Real estate - multifamily		204,029		204,029		195,815		188,474		178,602		178,602		181,077		205,821		267,754		278,009		278,009		311,340
Real estate - other commercial		1,021,662		1,021,662		1,014,759		952,622		1,024,490		1,024,490		1,038,364		978,424		973,730		945,275		945,275		766,299
Real estate - 1-4 family		205,851		205,851		213,295		224,895		220,741		220,741		200,694		206,506		211,489		215,464		215,464		143,286
Direct consumer		529,325		529,325		522,913		521,125		530,641		530,641		533,885		538,662		552,809		573,128		573,128		570,042
Indirect consumer		15,715		15,715		20,047		25,915		33,100		33,100		41,907		51,610		64,118		78,648		78,648		157,219
Total loans		5,223,582		5,223,582		5,182,355		5,045,765		4,963,672		4,963,672		4,931,472		4,909,858		4,993,620		5,008,944		5,008,944		4,306,191
Other Assets:
Other earning assets		15,816		15,816		18,060		19,113		19,397		19,397		20,865		20,734		17,868		5,081		5,081		1,607
Total earning assets		7,405,028		7,405,028		7,456,223		7,315,898		7,215,947		7,215,947		6,971,015		7,223,859		7,415,234		7,552,839		7,552,839		6,655,501
Corporate owned life insurance		207,390		207,390		206,132		203,987		203,535		203,535		201,418		199,396		197,421		196,598		196,598		156,441
Goodwill and other intangibles		285,643		285,643		286,737		287,141		288,235		288,235		289,341		290,447		291,552		292,658		292,658		95,997
Deposits:
Demand deposits		1,056,905		1,056,905		1,077,659		1,060,545		1,064,684		1,064,684		1,082,068		1,070,528		1,073,065		1,124,081		1,124,081		976,557
Interest bearing deposits		4,601,379		4,601,379		4,707,504		4,661,017		4,714,177		4,714,177		4,752,107		4,744,216		4,834,377		5,043,135		5,043,135		4,171,275
Total deposits		5,658,284		5,658,284		5,785,163		5,721,562		5,778,861		5,778,861		5,834,175		5,814,744		5,907,442		6,167,216		6,167,216		5,147,832
Fed funds purchased and repurchase agreements		928,966		928,966		676,571		569,662		665,164		665,164		514,438		573,064		598,035		612,608		612,608		746,057
Other borrowed funds		625,737		625,737		813,337		844,064		599,064		599,064		484,064		599,126		639,621		569,660		569,660		548,475
Subordinated debt		232,442		232,442		232,476		232,509		230,082		230,082		227,948		226,118		228,274		228,674		228,674		130,092
Stockholders’ equity		718,909		718,909		724,034		737,927		723,975		723,975		727,928		741,060		753,988		751,014		751,014		544,068
Stockholders’ equity, excluding OCI	$	770,716	$	770,716	$	759,983	$	747,260	$	735,702	$	735,702	$	764,313	$	776,208	$	770,326	$	766,302	$	766,302	$	552,352
Average Balance Sheet
Total assets	$	8,178,402	$	8,275,818	$	8,187,594	$	8,070,724	$	8,091,333	$	7,920,731	$	7,991,143	$	8,151,473	$	8,307,340	$	8,255,764	$	8,502,699	$	7,042,670
Securities - HTM taxable		7,701		7,647		7,701		7,756		9,450		8,170		9,306		9,797		10,555		9,848		9,588		10,644
Securities - HTM tax-exempt		86,945		82,213		90,682		87,991		88,099		81,814		88,407		97,716		84,485		91,046		86,951		52,611
Securities - AFS taxable		1,162,989		1,192,899		1,162,348		1,133,390		1,268,389		1,140,075		1,255,618		1,317,102		1,363,295		1,456,220		1,431,859		1,535,395
Securities - AFS tax-exempt		943,486		931,565		943,278		955,745		906,905		915,398		864,559		896,428		952,104		998,727		1,021,820		643,422
FHLB and FRB Stock		54,767		54,767		54,767		54,767		54,774		54,767		54,767		54,767		54,852		59,056		61,258		52,578
Total loans		5,107,538		5,205,188		5,097,586		5,018,767		4,943,479		4,921,210		4,895,800		4,944,483		5,013,967		4,869,360		5,046,665		4,214,750
Other earning assets		27,613		24,868		37,327		20,676		30,507		26,955		29,798		33,590		31,741		10,892		10,459		7,917
Total earning assets		7,391,039		7,499,147		7,393,689		7,279,092		7,301,603		7,148,389		7,198,255		7,353,883		7,510,999		7,495,149		7,668,600		6,517,317
Deposits:
Demand deposits		1,044,098		1,053,530		1,053,339		1,025,320		1,055,251		1,050,954		1,051,292		1,061,987		1,056,880		1,052,413		1,086,979		931,711
Savings deposits		807,452		784,646		823,196		814,764		754,009		788,526		774,133		746,702		705,543		653,321		679,681		615,324
NOW accounts		939,387		983,364		953,808		880,505		900,956		885,966		941,488		905,683		870,064		924,539		936,793		893,706
Money market deposits		803,858		770,967		818,815		822,154		859,864		854,409		864,001		858,639		862,452		867,775		882,627		672,411
Core transactional deposits		3,594,795		3,592,507		3,649,158		3,542,743		3,570,080		3,579,855		3,630,914		3,573,011		3,494,939		3,498,048		3,586,080		3,113,152
Time deposits > $100,000		823,993		839,495		830,166		802,149		827,907		810,802		822,079		844,232		834,844		746,036		854,693		604,270
Time deposits < $100,000		1,344,951		1,330,535		1,331,445		1,373,034		1,491,995		1,429,534		1,386,797		1,491,777		1,663,599		1,683,866		1,713,424		1,361,440
Total time deposits		2,168,944		2,170,030		2,161,611		2,175,183		2,319,902		2,240,336		2,208,876		2,336,009		2,498,443		2,429,902		2,568,117		1,965,710
Total deposits		5,763,739		5,762,537		5,810,769		5,717,926		5,889,982		5,820,191		5,839,790		5,909,020		5,993,382		5,927,950		6,154,197		5,078,862
FFP, repos, other borrowed funds		1,372,048		1,476,403		1,331,195		1,307,398		1,131,700		1,046,041		1,093,068		1,162,315		1,227,797		1,339,826		1,265,370		1,235,205
Subordinated debt		231,805		232,458		232,492		230,458		227,756		227,973		226,180		228,229		228,667		206,449		228,746		130,377
Total funding sources		7,367,592		7,471,398		7,374,456		7,255,782		7,249,438		7,094,205		7,159,038		7,299,564		7,449,846		7,474,225		7,648,313		6,444,444
Stockholders’ equity		737,527		735,022		745,128		732,458		750,111		738,664		741,820		760,010		760,277		695,020		762,535		538,515

First Midwest Bancorp, Inc.

Selected Financial Information

(Amounts in thousands, except per share data)

	2008												2007															2006						2005
	Sept. 30/YTD			3rd Quarter			2nd Quarter			1st Quarter			Dec. 31/YTD			4th Quarter			3rd Quarter			2nd Quarter			1st Quarter			Dec. 31/YTD			4th Quarter			Dec. 31/YTD
Income Statement
Interest income	$	311,274		$	101,486		$	101,313		$	108,475		$	476,961		$	114,611		$	120,090		$	120,671		$	121,589		$	476,409		$	125,397		$	366,700
Interest expense		129,690			38,728			40,987			49,975			236,832			56,513			59,393			59,707			61,219			224,550			62,634			130,850
Net interest income		181,584			62,758			60,326			58,500			240,129			58,098			60,697			60,964			60,370			251,859			62,763			235,850
Loan loss provision		27,869			13,029			5,780			9,060			7,233			2,042			470			1,761			2,960			10,229			3,865			8,930
Service charges on deposit accounts		33,781			11,974			11,385			10,422			45,015			11,986			11,959			11,483			9,587			40,036			10,594			30,199
Trust and investment management fees		11,710			3,818			3,945			3,947			15,701			4,061			3,934			3,916			3,790			14,269			3,666			12,593
Other service charges, commissions, and fees		14,292			4,834			4,456			5,002			22,183			5,324			5,601			6,099			5,159			20,135			5,362			17,572
Card-based fees		12,275			4,141			4,236			3,898			15,925			3,979			4,054			4,181			3,711			13,777			3,712			10,207
Subtotal, total fee-based revenue		72,058			24,767			24,022			23,269			98,824			25,350			25,548			25,679			22,247			88,217			23,334			70,571
Corporate owned life insurance income		6,489			1,882			2,145			2,462			8,033			2,117			2,023			1,982			1,911			7,616			1,966			5,163
Security (losses) gains, net		(1,396	)		(1,746	)		(4,618	)		4,968			(50,801	)		(50,041	)		(5,165	)		961			3,444			4,269			3,371			(3,315	)
Other income		(1,015	)		(1,209	)		874			(680	)		4,197			109			989			2,001			1,098			3,181			982			2,193
Total noninterest income		76,136			23,694			22,423			30,019			60,253			(22,465	)		23,395			30,623			28,700			103,283			29,653			74,612
Salaries and employee benefits		79,554			26,996			26,368			26,190			111,598			27,686			27,354			29,008			27,550			106,201			26,507			95,179
Occupancy and equipment expense		24,913			8,216			7,979			8,718			32,594			8,224			8,266			7,976			8,128			30,380			7,747			25,173
Other real estate expense, net		2,120			637			1,165			318			972			533			397			71			(29	)		843			96			931
Other intangibles amortization		3,283			1,094			1,095			1,094			4,423			1,106			1,106			1,105			1,106			4,039			1,148			2,130
Acquisition and restructure charges		—			—			—			—			36			—			—			—			36			1,753			—			—
Other expenses		37,854			11,493			13,338			13,023			49,514			12,715			12,858			12,577			11,364			49,399			12,297			42,290
Total noninterest expense		147,724			48,436			49,945			49,343			199,137			50,264			49,981			50,737			48,155			192,615			47,795			165,703
Pre-tax earnings		82,127			24,987			27,024			30,116			94,012			(16,673	)		33,641			39,089			37,955			152,298			40,756			135,829
Income taxes		5,901			796			27			5,078			13,853			(11,255	)		6,404			9,778			8,926			35,052			9,228			34,452
Net income	$	76,226		$	24,191		$	26,997		$	25,038		$	80,159		$	(5,418	)	$	27,237		$	29,311		$	29,029		$	117,246		$	31,528		$	101,377
Basic earnings per share	$	1.57		$	0.50		$	0.56		$	0.52		$	1.63		$	(0.11	)	$	0.55		$	0.59		$	0.58		$	2.39		$	0.63		$	2.22
Diluted earnings per share	$	1.57		$	0.50		$	0.56		$	0.52		$	1.62		$	(0.11	)	$	0.55		$	0.59		$	0.58		$	2.37		$	0.63		$	2.21
Weighted average shares outstanding		48,454			48,470			48,459			48,433			49,295			48,525			49,134			49,617			49,921			49,102			49,991			45,567
Weighted average diluted shares outstanding		48,573			48,556			48,576			48,589			49,622			48,754			49,447			49,984			50,322			49,469			50,392			45,893
Tax equivalent adjustment(1)	$	16,729		$	5,572		$	5,603		$	5,554		$	20,906		$	5,236		$	4,988		$	5,252		$	5,430		$	23,551		$	5,882		$	16,080
Net interest income (FTE)(1)	$	198,313		$	68,330		$	65,929		$	64,054		$	261,035		$	63,334		$	65,685		$	66,216		$	65,800		$	275,410		$	68,645		$	251,930
Stock and related per share data:
Book value	$	14.80		$	14.80		$	14.90		$	15.20		$	14.94		$	14.94		$	14.94		$	14.97		$	15.16		$	15.01		$	15.01		$	11.99
Tangible book value		8.92			8.92			9.00			9.28			8.99			8.99			9.00			9.10			9.30			9.16			9.16			9.87
Dividends declared per share		0.930			0.310			0.310			0.310			1.195			0.310			0.295			0.295			0.295			1.120			0.295			1.015
Market price - period high		40.09			40.09			29.36			31.98			39.31			36.50			36.62			38.17			39.31			39.52			39.52			39.25
Market price - period low		13.56			13.56			18.65			24.38			29.67			29.67			31.87			34.82			36.00			32.62			36.62			31.25
Closing price at period end	$	24.24		$	24.24		$	18.65		$	27.77		$	30.60		$	30.60		$	34.16		$	35.51		$	36.75		$	38.68		$	38.68		$	35.06
Closing price to book value		1.6			1.6			1.3			1.8			2.0			2.0			2.3			2.4			2.4			2.6			2.6			2.9
Period end shares outstanding		48,590			48,590			48,584			48,561			48,453			48,453			48,735			49,494			49,747			50,025			50,025			45,387
Period end treasury shares		12,736			12,736			12,742			12,765			12,873			12,873			12,591			11,832			11,579			11,301			11,301			11,540
Number of shares repurchased		5			—			1			4			1,767			297			792			338			340			23			1			857
Common dividends	$	45,251		$	15,088		$	15,084		$	15,079		$	58,765		$	15,045		$	14,400		$	14,622		$	14,698		$	56,033		$	14,779		$	46,238
Other Key Ratios/Data:
Return on average equity(2)		13.81	%		13.09	%		14.57	%		13.75	%		10.69	%		-2.91	%		14.57	%		15.47	%		15.48	%		16.87	%		16.40	%		18.83	%
Return on average assets(2)		1.24	%		1.16	%		1.33	%		1.25	%		0.99	%		-0.27	%		1.35	%		1.44	%		1.42	%		1.42	%		1.47	%		1.44	%
Net interest margin(1)		3.58	%		3.63	%		3.58	%		3.53	%		3.58	%		3.53	%		3.63	%		3.61	%		3.53	%		3.67	%		3.57	%		3.87	%
Yield on average earning assets(1)		5.92	%		5.69	%		5.81	%		6.29	%		6.82	%		6.67	%		6.91	%		6.86	%		6.83	%		6.67	%		6.81	%		5.87	%
Cost of funds		2.74	%		2.40	%		2.61	%		3.23	%		3.82	%		3.71	%		3.86	%		3.84	%		3.88	%		3.50	%		3.79	%		2.37	%
Efficiency ratio(1)		51.97	%		50.30	%		51.67	%		54.02	%		52.50	%		53.87	%		51.87	%		52.13	%		52.19	%		50.53	%		49.56	%		49.44	%
Net noninterest expense ratio(2)		1.15	%		1.11	%		1.13	%		1.21	%		1.09	%		1.14	%		1.06	%		1.04	%		1.12	%		1.13	%		1.00	%		1.25	%
Effective income tax rate		7.2	%		3.2	%		0.1	%		16.9	%		14.7	%		67.5	%		19.0	%		25.0	%		23.5	%		23.0	%		22.6	%		25.4	%
Full time equivalent employees - end of period		1,792			1,792			1,828			1,833			1,856			1,856			1,866			1,885			1,908			1,892			1,892			1,635
Number of bank offices		98			98			98			99			99			99			100			100			100			99			99			68

Note: Discussion of footnotes (1) and (2) are located at the end of this document.

First Midwest Bancorp, Inc.

Selected Financial Information

(Amounts in thousands, except per share data)

	2008												2007															2006						2005
	Sept. 30/YTD			3rd Quarter			2nd Quarter			1st Quarter			Dec. 31/YTD			4th Quarter			3rd Quarter			2nd Quarter			1st Quarter			Dec. 31/YTD			4th Quarter			Dec. 31/YTD
Parent Company Data:
Parent investment in subsidiaries - end of period	$	910,987		$	910,987		$	897,482		$	893,182		$	861,841		$	861,841		$	870,126		$	873,854		$	891,359		$	887,908		$	887,908		$	604,112
Risk-Based Capital Data:
Tier 1 capital	$	610,048		$	610,048		$	598,238		$	585,181		$	572,553		$	572,553		$	600,083		$	610,872		$	603,885		$	598,755		$	598,755		$	581,393
Tier 2 capital		169,727			169,727			166,018			164,690			161,708			161,708			161,317			162,293			162,299			162,266			162,266			56,393
Total capital		779,775			779,775			764,256			749,871			734,261			734,261			761,400			773,165			766,184			761,021			761,021			637,786
Risk-adjusted assets	$	6,476,260		$	6,476,260		$	6,436,784		$	6,448,210		$	6,340,614		$	6,340,614		$	6,256,930		$	6,190,247		$	6,192,407		$	6,259,983		$	6,259,983		$	5,424,063
Tier 1 capital / risk-based assets		9.42	%		9.42	%		9.29	%		9.08	%		9.03	%		9.03	%		9.59	%		9.87	%		9.75	%		9.56	%		9.56	%		10.72	%
Total capital / risk-based assets		12.04	%		12.04	%		11.87	%		11.63	%		11.58	%		11.58	%		12.17	%		12.49	%		12.37	%		12.16	%		12.16	%		11.76	%
Leverage ratio		7.59	%		7.59	%		7.56	%		7.51	%		7.46	%		7.46	%		7.75	%		7.75	%		7.52	%		7.29	%		7.29	%		8.16	%
Tangible capital ratio		5.44	%		5.44	%		5.45	%		5.62	%		5.58	%		5.58	%		5.77	%		5.80	%		5.82	%		5.62	%		5.62	%		6.30	%
Tangible capital ratio, excluding OCI		6.09	%		6.09	%		5.90	%		5.73	%		5.73	%		5.73	%		6.25	%		6.26	%		6.03	%		5.81	%		5.81	%		6.41	%
Tangible equity / risk-based assets		6.69	%		6.69	%		6.79	%		6.99	%		6.87	%		6.87	%		7.01	%		7.28	%		7.47	%		7.32	%		7.32	%		8.26	%
Loan Performance Data:
Nonaccrual loans:
Commercial	$	13,961		$	13,961		$	5,222		$	6,770		$	9,477		$	9,477		$	7,440		$	8,815		$	9,318		$	8,803		$	8,803		$	9,092
Real estate - residential land and development		28,335			28,335			11,664			4,081			107			107			540			540			540			720			720			—
Real estate - multifamily		2,827			2,827			3,016			1,361			3,480			3,480			287			294			1,774			1,918			1,918			—
Real estate - other commercial		3,040			3,040			2,010			985			2,004			2,004			1,936			2,101			2,172			1,263			1,263			930
Real estate - 1-4 family		795			795			671			909			583			583			480			717			1,405			1,413			1,413			548
Direct consumer		4,258			4,258			2,537			2,872			2,666			2,666			1,972			2,324			2,197			1,920			1,920			1,244
Indirect consumer		101			101			116			95			130			130			116			136			176			172			172			176
Total nonaccrual loans		53,317			53,317			25,236			17,073			18,447			18,447			12,771			14,927			17,582			16,209			16,209			11,990
Renegotiated / restructured loans		2,258			2,258			259			140			280			280			—			—			—			—			—			—
Nonperforming loans		55,575			55,575			25,495			17,213			18,727			18,727			12,771			14,927			17,582			16,209			16,209			11,990
Foreclosed real estate		23,697			23,697			7,042			8,607			6,053			6,053			4,032			3,683			3,195			2,727			2,727			2,878
Nonperforming assets		79,272			79,272			32,537			25,820			24,780			24,780			16,803			18,610			20,777			18,936			18,936			14,868
Loans past due 90 days + and still accruing		37,316			37,316			37,510			33,479			21,149			21,149			21,421			19,633			15,603			12,810			12,810			8,958
Reserve for loan losses (RLL):
RLL	$	69,811		$	69,811		$	66,104		$	64,780		$	61,800		$	61,800		$	61,412		$	62,391		$	62,400		$	62,370		$	62,370		$	56,393
Loan loss provision		27,869			13,029			5,780			9,060			7,233			2,042			470			1,761			2,960			10,229			3,865			8,930
Net charge-offs by category:
Commercial		7,463			1,895			2,380			3,188			4,935			544			1,130			1,252			2,009			5,783			2,800			4,193
Real estate - residential land and development		6,553			5,856			138			559			231			17			—			18			196			—			—			—
Real estate - multifamily		1,632			(40	)		830			842			490			372			—			119			(1	)		1,050			(18	)		—
Real estate - other commercial		884			64			147			673			(34	)		(21	)		5			(78	)		60			344			296			1,167
Real estate - 1-4 family		519			239			104			176			145			—			9			10			126			138			9			96
Consumer		2,807			1,308			857			642			2,036			742			305			449			540			2,872			778			3,799
Total net charge-offs		19,858			9,322			4,456			6,080			7,803			1,654			1,449			1,770			2,930			10,187			3,865			9,255
NPA ratios:
Nonperforming loans / loans		1.06	%		1.06	%		0.49	%		0.34	%		0.38	%		0.38	%		0.26	%		0.30	%		0.35	%		0.32	%		0.32	%		0.28	%
Nonperforming assets / loans + foreclosed real estate		1.51	%		1.51	%		0.63	%		0.51	%		0.50	%		0.50	%		0.34	%		0.38	%		0.42	%		0.38	%		0.38	%		0.35	%
Nonperforming assets + loans past due 90 days / loans + foreclosed real estate		2.22	%		2.22	%		1.35	%		1.17	%		0.92	%		0.92	%		0.77	%		0.78	%		0.73	%		0.63	%		0.63	%		0.55	%
Nonperforming assets / total assets		0.96	%		0.96	%		0.39	%		0.31	%		0.31	%		0.31	%		0.21	%		0.23	%		0.25	%		0.22	%		0.22	%		0.21	%
Loan loss ratios:
RLL / loans		1.34	%		1.34	%		1.28	%		1.28	%		1.25	%		1.25	%		1.25	%		1.27	%		1.25	%		1.25	%		1.25	%		1.31	%
RLL / nonperforming loans		125.62	%		125.62	%		259.28	%		376.34	%		330.00	%		330.00	%		480.87	%		417.97	%		354.91	%		384.79	%		384.79	%		470.33	%
Net charge-offs to average net loans		0.52	%		0.71	%		0.35	%		0.49	%		0.16	%		0.13	%		0.12	%		0.14	%		0.24	%		0.21	%		0.30	%		0.22	%

Footnotes:

(1) Tax equivalent basis reflects federal and state tax benefits.

(2) Annualized based on the number of days outstanding for each period presented.

Source of Information:

The information and statistical data contained herein have been prepared by First Midwest Bancorp, Inc. and have been derived or calculated from selected quarterly and period-end historical financial statements prepared in accordance with accounting principles generally accepted in the United States. The balance sheet and income statement information contained herein as of each year end, and for the years then ended, are derived from financial statements and footnote information audited by Ernst & Young LLP, First Midwest’s independent external auditors. The quarterly balance sheet and income statement information contained herein is derived from quarterly financial statements and footnote information upon which Ernst & Young LLP has rendered a Quarterly Review Report.

First Midwest Bancorp, Inc. is under no obligation to update, keep current or continue to provide the information contained herein. This information is provided solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or establish any business relationships with First Midwest Bancorp, Inc. or any of its subsidiaries.