First Midwest Bancorp (ONBPP) 8-K Results of Operations and Financial Condition

Exhibit 99.2

First Midwest Bancorp, Inc.

Selected Unaudited Financial Information

(Amounts in thousands, except per share data)

	2009										2008										2007		2006		2005
	Dec. 31 /YTD		4th Quarter		3rd Quarter		2nd Quarter		1st Quarter		Dec. 31 /YTD		4th Quarter		3rd Quarter		2nd Quarter		1st Quarter		Dec. 31 /YTD		Dec. 31 /YTD		Dec. 31 /YTD
Period-End Balance Sheet
Total assets	$	7,710,672	$	7,710,672	$	7,678,434	$	7,767,312	$	8,252,576	$	8,528,341	$	8,528,341	$	8,246,655	$	8,311,025	$	8,315,368	$	8,091,518	$	8,441,526	$	7,210,151
Securities HTM - amortized cost		84,182		84,182		83,860		86,245		81,566		84,306		84,306		85,982		94,580		95,651		97,671		91,380		56,772
Securities AFS - fair market value		1,266,760		1,266,760		1,349,669		1,450,082		1,901,919		2,216,186		2,216,186		2,024,881		2,106,461		2,100,602		2,080,046		2,387,788		2,233,120
FHLB and FRB stock		56,428		56,428		54,768		54,768		54,768		54,767		54,767		54,767		54,767		54,767		54,767		54,886		53,510
Loans:
Commercial and industrial		1,438,063		1,438,063		1,484,601		1,457,413		1,508,175		1,490,101		1,490,101		1,485,541		1,448,723		1,396,665		1,347,481		1,413,263		1,161,660
Agricultural		209,945		209,945		200,955		210,675		219,178		216,814		216,814		234,755		281,002		257,505		235,498		158,305		131,689
Real estate - office, retail, and industrial		1,212,965		1,212,965		1,151,276		1,117,748		1,086,987		1,025,241		1,025,241		999,319		951,776		908,098		824,078		895,666		744,814
Real estate - residential construction		313,919		313,919		400,502		458,913		466,195		509,059		509,059		509,974		510,818		515,052		505,194		451,186		319,842
Real estate - commercial construction		134,680		134,680		196,198		204,042		232,675		258,253		258,253		229,492		246,668		255,463		244,904		209,064		93,443
Real estate - commercial land		96,838		96,838		105,264		121,383		107,540		98,322		98,322		92,658		141,272		139,987		143,289		144,146		209,859
Real estate - multifamily		333,961		333,961		342,807		305,976		311,865		286,963		286,963		237,506		218,805		209,087		217,266		278,009		311,340
Real estate - other commercial		798,983		798,983		753,429		759,132		725,311		729,329		729,329		683,446		627,036		591,973		661,480		592,065		462,997
Real estate - 1-4 family		139,983		139,983		138,862		171,186		185,486		198,197		198,197		205,851		213,295		224,895		220,741		215,464		143,286
Consumer		523,909		523,909		532,174		534,303		543,716		547,784		547,784		545,040		542,960		547,040		563,741		651,776		727,261
Total loans		5,203,246		5,203,246		5,306,068		5,340,771		5,387,128		5,360,063		5,360,063		5,223,582		5,182,355		5,045,765		4,963,672		5,008,944		4,306,191
Other Assets:
Covered assets		223,245		223,245		—		—		—		—		—		—		—		—		—		—		—
Bank owned life insurance		197,962		197,962		197,681		197,564		199,070		198,533		198,533		207,390		206,132		203,987		203,535		196,598		156,441
Goodwill and other intangibles		281,479		281,479		281,614		282,592		283,570		284,548		284,548		285,643		286,737		287,141		288,235		292,658		95,997
Deposits:
Demand deposits		1,133,756		1,133,756		1,069,870		1,058,553		1,046,660		1,040,763		1,040,763		1,056,905		1,077,659		1,060,545		1,064,684		1,124,081		976,557
Interest bearing deposits		4,751,523		4,751,523		4,679,283		4,708,103		4,461,722		4,544,991		4,544,991		4,601,379		4,707,504		4,661,017		4,714,177		5,043,135		4,171,275
Total deposits		5,885,279		5,885,279		5,749,153		5,766,656		5,508,382		5,585,754		5,585,754		5,658,284		5,785,163		5,721,562		5,778,861		6,167,216		5,147,832
Fed funds purchased and repurchase agreements		238,390		238,390		265,917		566,794		685,016		737,598		737,598		928,966		676,571		569,662		665,164		612,608		746,057
Other borrowed funds		452,786		452,786		450,382		225,382		850,736		960,736		960,736		625,737		813,337		844,064		599,064		569,660		548,475
Subordinated debt		137,735		137,735		157,717		232,342		232,375		232,409		232,409		232,442		232,476		232,509		230,082		228,674		130,092
Stockholders’ equity		941,521		941,521		983,579		892,053		903,612		908,279		908,279		718,909		724,034		737,927		723,975		751,014		544,068
Stockholders’ equity, excluding OCI		960,187		960,187		999,796		941,535		941,082		926,321		926,321		770,716		759,983		747,260		735,702		766,302		552,352
Stockholders’ equity, common		748,521		748,521		790,579		699,053		710,612		715,949		715,949		718,909		724,034		737,927		723,975		751,014		544,068
Stockholders’ equity, common excluding OCI		767,187		767,187		806,796		748,535		748,082		733,991		733,991		770,716		759,983		747,260		735,702		766,302		552,352
Stockholders’ equity, preferred		193,000		193,000		193,000		193,000		193,000		192,330		192,330		—		—		—		—		—		—
Average Balance Sheet
Total assets	$	8,064,109	$	7,764,163	$	7,877,055	$	8,195,690	$	8,428,879	$	8,225,440	$	8,365,535	$	8,275,818	$	8,187,594	$	8,070,724	$	8,091,333	$	8,255,764	$	7,042,670
Securities - HTM taxable		8,520		11,625		7,396		7,454		7,571		7,670		7,575		7,647		7,701		7,756		9,450		9,848		10,644
Securities - HTM tax-exempt		77,464		77,834		77,470		79,129		75,398		84,718		78,089		82,213		90,682		87,991		88,099		91,046		52,611
Securities - AFS taxable		890,848		652,354		711,552		990,358		1,217,308		1,171,264		1,195,909		1,192,899		1,162,348		1,133,390		1,268,389		1,456,220		1,535,395
Securities - AFS tax-exempt		770,380		660,076		721,872		810,485		892,169		936,933		917,418		931,565		943,278		955,745		906,905		998,727		643,422
FHLB and FRB stock		55,081		56,013		54,768		54,768		54,768		54,767		54,767		54,767		54,767		54,767		54,774		59,056		52,578
Total loans		5,348,979		5,304,690		5,346,769		5,366,393		5,378,905		5,149,879		5,275,981		5,205,188		5,097,586		5,018,767		4,943,479		4,869,360		4,214,750
Covered loans		28,049		111,281		—		—		—		—		—		—		—		—		—		—		—
Other earning assets		102,801		52,324		210,667		129,716		16,921		35,310		58,231		24,868		37,327		20,676		30,507		10,892		7,917
Total earning assets		7,282,122		6,926,197		7,130,494		7,438,303		7,643,040		7,440,541		7,587,970		7,499,147		7,393,689		7,279,092		7,301,603		7,495,149		6,517,317
Deposits:
Demand deposits		1,061,208		1,115,096		1,056,188		1,044,033		1,028,617		1,043,972		1,043,596		1,053,530		1,053,339		1,025,320		1,055,251		1,052,413		931,711
Savings deposits		751,386		744,876		749,995		762,375		748,350		792,524		748,065		784,646		823,196		814,764		754,009		653,321		615,324
NOW accounts		984,529		953,772		1,062,708		1,026,432		893,687		935,429		923,643		983,364		953,808		880,505		900,956		924,539		893,706
Money market deposits		937,766		1,079,943		995,132		903,728		768,202		787,218		737,658		770,967		818,815		822,154		859,864		867,775		672,411
Core transactional deposits		3,734,889		3,893,687		3,864,023		3,736,568		3,438,856		3,559,143		3,452,962		3,592,507		3,649,158		3,542,743		3,570,080		3,498,048		3,113,152
Time deposits > $100,000		703,487		677,171		697,421		741,356		698,301		802,500		738,486		839,495		830,166		802,149		827,907		746,036		604,270
Time deposits < $100,000		1,297,720		1,331,556		1,241,024		1,247,992		1,371,370		1,369,879		1,444,120		1,330,535		1,331,445		1,373,034		1,491,995		1,683,866		1,361,440
Total time deposits		2,001,207		2,008,727		1,938,445		1,989,348		2,069,671		2,172,379		2,182,606		2,170,030		2,161,611		2,175,183		2,319,902		2,429,902		1,965,710
Total deposits		5,736,096		5,902,414		5,802,468		5,725,916		5,508,527		5,731,522		5,635,568		5,762,537		5,810,769		5,717,926		5,889,982		5,927,950		5,078,862
FFP, repos, other borrowed funds		1,118,792		661,976		870,397		1,261,949		1,694,928		1,438,908		1,638,037		1,476,403		1,331,195		1,307,398		1,131,700		1,339,826		1,235,205
Subordinated debt		208,621		143,816		226,693		232,358		232,391		231,961		232,425		232,458		232,492		230,458		227,756		206,449		130,377
Total funding sources		7,063,509		6,708,206		6,899,558		7,220,223		7,435,846		7,402,391		7,506,030		7,471,398		7,374,456		7,255,782		7,249,438		7,474,225		6,444,444
Stockholders’ equity		927,673		983,595		905,347		907,421		913,809		764,731		845,755		735,022		745,128		732,458		750,111		695,020		538,515
Stockholders’ equity, common		734,673		790,595		712,347		714,421		720,809		750,497		789,128		735,022		745,128		732,458		750,111		695,020		538,515
Stockholders’ equity, preferred		193,000		193,000		193,000		193,000		193,000		14,234		56,627		—		—		—		—		—		—

First Midwest Bancorp, Inc.

Selected Unaudited Financial Information

(Amounts in thousands, except per share data)

	2009															2008															2007			2006			2005
	Dec. 31 /YTD			4th Quarter			3rd Quarter			2nd Quarter			1st Quarter			Dec. 31 / YTD			4th Quarter			3rd Quarter			2nd Quarter			1st Quarter			Dec. 31 /YTD			Dec. 31 /YTD			Dec. 31 /YTD
Income Statement
Interest income	$	341,751		$	82,370		$	82,762		$	85,139		$	91,480		$	409,207		$	97,933		$	101,486		$	101,313		$	108,475		$	476,961		$	476,409		$	366,700
Interest expense		90,219			16,429			21,781			24,748			27,261			162,610			32,920			38,728			40,987			49,975			236,832			224,550			130,850
Net interest income		251,532			65,941			60,981			60,391			64,219			246,597			65,013			62,758			60,326			58,500			240,129			251,859			235,850
Loan loss provision		215,672			93,000			38,000			36,262			48,410			70,254			42,385			13,029			5,780			9,060			7,233			10,229			8,930
Service charges on deposit accounts		38,754			9,977			10,046			9,687			9,044			44,987			11,206			11,974			11,385			10,422			45,015			40,036			30,199
Trust and investment management fees		14,059			3,704			3,555			3,471			3,329			15,130			3,420			3,818			3,945			3,947			15,701			14,269			12,593
Other service charges, commissions, and fees		16,529			4,280			4,222			4,021			4,006			18,846			4,554			4,834			4,456			5,002			22,183			20,135			17,572
Card-based fees		15,826			4,000			4,023			4,048			3,755			16,143			3,868			4,141			4,236			3,898			15,925			13,777			10,207
Subtotal, total fee-based revenue		85,168			21,961			21,846			21,227			20,134			95,106			23,048			24,767			24,022			23,269			98,824			88,217			70,571
Bank owned life insurance income		2,263			281			282			1,159			541			(2,369	)		(8,858	)		1,882			2,145			2,462			8,033			7,616			5,163
Security (losses) gains, net		2,110			(5,772	)		(6,975	)		6,635			8,222			(35,611	)		(34,215	)		(1,746	)		(4,618	)		4,968			(50,801	)		4,269			(3,315	)
Gain on FDIC-assisted transaction		13,071			13,071			—			—			—			—			—			—			—			—			—			—			—
Gains on early extinguishment of debt		15,258			1,267			13,991			—			—			—			—			—			—			—			—			—			—
Other income		5,132			939			1,946			2,373			(126	)		(3,119	)		(2,104	)		(1,209	)		874			(680	)		4,197			3,181			2,193
Total noninterest income		123,002			31,747			31,090			31,394			28,771			54,007			(22,129	)		23,694			22,423			30,019			60,253			103,283			74,612
Salaries and employee benefits		106,548			27,592			27,416			28,229			23,311			99,910			20,356			26,996			26,368			26,190			111,598			106,201			95,179
Occupancy and equipment expense		31,724			7,661			7,837			7,389			8,837			33,334			8,421			8,216			7,979			8,718			32,594			30,380			25,173
FDIC insurance		13,673			2,720			2,558			6,034			2,361			1,065			301			261			251			252			747			763			699
Other real estate expense, net		23,459			15,693			3,461			3,301			1,004			3,409			1,289			637			1,165			318			972			843			931
Other intangibles amortization		3,929			994			979			978			978			4,378			1,095			1,094			1,095			1,094			4,423			4,039			2,130
Acquisition and restructure charges		—			—			—			—			—			—			—			—			—			—			36			1,753			—
Other expenses		55,455			15,861			14,389			13,302			11,903			52,209			15,119			11,232			13,087			12,771			48,767			48,636			41,591
Total noninterest expense		234,788			70,521			56,640			59,233			48,394			194,305			46,581			48,436			49,945			49,343			199,137			192,615			165,703
Pre-tax earnings		(75,926	)		(65,833	)		(2,569	)		(3,710	)		(3,814	)		36,045			(46,082	)		24,987			27,024			30,116			94,012			152,298			135,829
Income taxes		(50,176	)		(28,342	)		(5,920	)		(6,373	)		(9,541	)		(13,291	)		(19,192	)		796			27			5,078			13,853			35,052			34,452
Net income	$	(25,750	)	$	(37,491	)	$	3,351		$	2,663		$	5,727		$	49,336		$	(26,890	)	$	24,191		$	26,997		$	25,038		$	80,159		$	117,246		$	101,377
Net income applicable to common shares	$	(35,551	)	$	(39,542	)	$	773		$	63		$	3,155		$	48,482		$	(27,568	)	$	24,149		$	26,922		$	24,979		$	80,094		$	117,189		$	101,377
Basic earnings per common share	$	(0.71	)	$	(0.73	)	$	0.02		$	0.00		$	0.07		$	1.00		$	(0.57	)	$	0.50		$	0.56		$	0.52		$	1.62		$	2.39		$	2.22
Diluted earnings per common share	$	(0.71	)	$	(0.73	)	$	0.02		$	0.00		$	0.07		$	1.00		$	(0.57	)	$	0.50		$	0.55		$	0.51		$	1.62		$	2.37		$	2.21
Weighted average shares outstanding		50,034			54,152			48,942			48,501			48,493			48,462			48,487			48,470			48,459			48,433			49,295			49,102			45,567
Weighted average diluted shares outstanding		50,034			54,152			48,942			48,501			48,493			48,515			48,508			48,499			48,519			48,537			49,586			49,463			45,893
Tax equivalent adjustment(1)	$	19,658		$	4,448		$	4,691		$	5,091		$	5,428		$	22,225		$	5,496		$	5,572		$	5,603		$	5,554		$	20,906		$	23,551		$	16,080
Net interest income (FTE)(1)	$	271,190		$	70,389		$	65,672		$	65,482		$	69,647		$	268,822		$	70,509		$	68,330		$	65,929		$	64,054		$	261,035		$	275,410		$	251,930
Common stock and related per common share data:
Book value	$	13.66		$	13.66		$	14.43		$	14.22		$	14.61		$	14.72		$	14.72		$	14.80		$	14.90		$	15.20		$	14.94		$	15.01		$	11.99
Tangible book value		8.52			8.52			9.29			8.47			8.78			8.87			8.87			8.92			9.00			9.28			8.99			9.16			9.87
Dividends declared per share		0.040			0.010			0.010			0.010			0.010			1.155			0.225			0.310			0.310			0.310			1.195			1.120			1.015
Market price - period high		20.25			11.50			11.64			12.00			20.25			40.09			28.97			40.09			29.36			31.98			39.31			39.52			39.25
Market price - period low		5.94			9.09			6.19			5.94			5.96			13.56			13.65			13.56			18.65			24.38			29.67			32.62			31.25
Closing price at period end	$	10.89		$	10.89		$	11.27		$	7.31		$	8.59		$	19.97		$	19.97		$	24.24		$	18.65		$	27.77		$	30.60		$	38.68		$	35.06
Closing price to book value		0.8			0.8			0.8			0.5			0.6			1.4			1.4			1.6			1.3			1.8			2.0			2.6			2.9
Period end shares outstanding		54,793			54,793			54,800			49,161			48,628			48,630			48,630			48,590			48,584			48,561			48,453			50,025			45,387
Period end treasury shares		12,176			12,176			12,169			12,165			12,698			12,696			12,696			12,736			12,742			12,765			12,873			11,301			11,540
Number of shares repurchased		—			—			—			—			—			5			—			—			1			4			1,767			23			857
Common dividends	$	2,020		$	492		$	556		$	486		$	486		$	56,206		$	10,955		$	15,088		$	15,084		$	15,079		$	58,765		$	56,033		$	46,238
Preferred dividends	$	9,650		$	2,413		$	2,412		$	2,413		$	2,412		$	670		$	670		$	—		$	—		$	—		$	—		$	13,736		$	—
Other Key Ratios/Data:
Return on average common equity(2)		-4.84	%		-19.84	%		0.43	%		0.04	%		1.78	%		6.46	%		-13.90	%		13.07	%		14.53	%		13.72	%		10.68	%		16.86	%		18.83	%
Return on average assets(2)		-0.32	%		-1.92	%		0.17	%		0.13	%		0.28	%		0.60	%		-1.28	%		1.16	%		1.33	%		1.25	%		0.99	%		1.42	%		1.44	%
Net interest margin(1)		3.72	%		4.04	%		3.66	%		3.53	%		3.67	%		3.61	%		3.71	%		3.63	%		3.58	%		3.53	%		3.58	%		3.67	%		3.87	%
Yield on average earning assets(1)		4.96	%		4.98	%		4.88	%		4.86	%		5.12	%		5.80	%		5.43	%		5.69	%		5.81	%		6.29	%		6.82	%		6.67	%		5.87	%
Cost of funds		1.50	%		1.17	%		1.48	%		1.61	%		1.73	%		2.56	%		2.03	%		2.40	%		2.61	%		3.23	%		3.82	%		3.50	%		2.37	%
Efficiency ratio(1)		57.86	%		58.48	%		59.13	%		61.45	%		52.33	%		53.49	%		59.06	%		50.30	%		51.67	%		54.02	%		52.50	%		50.53	%		49.44	%
Net noninterest expense ratio(2)		1.76	%		2.42	%		1.64	%		1.69	%		1.34	%		1.27	%		1.64	%		1.11	%		1.13	%		1.21	%		1.09	%		1.13	%		1.25	%
Effective income tax rate		66.1	%		43.1	%		230.4	%		171.8	%		250.2	%		-36.9	%		41.6	%		3.2	%		0.1	%		16.9	%		14.7	%		23.0	%		25.4	%
Full time equivalent employees - end of period		1,739			1,739			1,751			1,766			1,767			1,809			1,809			1,792			1,828			1,833			1,856			1,892			1,635
Number of bank offices		97			97			94			94			97			97			97			98			98			99			99			99			68
Number of automated teller machines		127			127			127			128			130			129			129			130			130			131			131			130			92

Note: Discussion of footnotes (1) and (2) are located at the end of this document.

First Midwest Bancorp, Inc.

Selected Unaudited Financial Information

(Amounts in thousands, except per share data)

	2009															2008															2007			2006			2005
	Dec. 31 /YTD			4th Quarter			3rd Quarter			2nd Quarter			1st Quarter			Dec. 31 /YTD			4th Quarter			3rd Quarter			2nd Quarter			1st Quarter			Dec. 31 /YTD			Dec. 31 /YTD			Dec. 31 /YTD
Parent Company Data:
Parent investment in subsidiaries - end of period	$	908,836		$	908,836		$	947,040		$	915,129		$	921,904		$	921,548		$	921,548		$	910,987		$	897,482		$	893,182		$	861,841		$	887,908		$	604,112
Risk-Based Capital Data:
Preferred stock	$	190,233		$	190,233		$	190,076		$	189,921		$	189,768		$	189,617		$	189,617		$	—		$	—		$	—		$	—		$	—		$	—
Common stock		670			670			670			613			613			613			613			613			613			613			613			613			569
Accumulated paid in capital		252,322			252,322			251,423			193,623			211,325			210,698			210,698			207,503			206,113			206,011			207,851			205,044			60,760
Retained earnings		810,626			810,626			851,178			850,950			851,339			837,390			837,390			875,947			866,844			854,931			844,972			823,787			762,575
Treasury stock		(293,664	)		(293,664	)		(293,551	)		(293,572	)		(311,963	)		(311,997	)		(311,997	)		(313,347	)		(313,587	)		(314,295	)		(317,734	)		(263,142	)		(271,552	)
Trust preferred securities		84,730			84,730			10,680			6,081			125,000			125,000			125,000			125,000			125,000			125,000			125,000			125,000			125,000
Minority interest		5			5			111			111			111			111			111			111			111			111			111			111			111
Unrealized loss on equity securities		—			—			—			(46	)		(238	)		(126	)		(126	)		(136	)		(119	)		(49	)		(25	)		—			(73	)
Intangible assets		(281,479	)		(281,479	)		(281,614	)		(282,592	)		(283,570	)		(284,548	)		(284,548	)		(285,643	)		(286,737	)		(287,141	)		(288,235	)		(292,658	)		(95,997	)
Tier 1 capital	$	763,443		$	763,443		$	803,023		$	784,008		$	782,385		$	766,758		$	766,758		$	610,048		$	598,238		$	585,181		$	572,553		$	598,755		$	581,393
Tier 2 capital		129,572			129,572			149,073			179,709			182,844			182,675			182,675			169,727			166,018			164,690			161,708			162,266			56,393
Total capital		893,015			893,015			952,096			963,717			965,229			949,433			949,433			779,775			764,256			749,871			734,261			761,021			637,786
Risk-adjusted assets	$	6,262,883		$	6,262,883		$	6,234,283		$	6,335,010		$	6,600,684		$	6,609,359		$	6,609,359		$	6,475,903		$	6,436,784		$	6,448,210		$	6,340,614		$	6,259,983		$	5,424,063
Tangible common equity		467,042			467,042			508,965			416,461			427,042			431,401			431,401			433,266			437,297			450,786			435,740			458,356			448,071
Tangible common equity excluding OCI		485,708			485,708			525,182			465,943			464,512			449,443			449,443			485,073			473,246			460,119			447,467			473,644			456,355
Adjusted average assets		7,496,478			7,496,478			7,636,913			7,945,014			8,151,469			8,146,655			8,146,655			8,040,248			7,912,959			7,796,065			7,671,104			8,207,822			7,125,911
Tier 1 capital / risk-based assets		12.19	%		12.19	%		12.88	%		12.38	%		11.85	%		11.60	%		11.60	%		9.42	%		9.29	%		9.08	%		9.03	%		9.56	%		10.72	%
Tier 1 common capital / risk-based assets		7.76	%		7.76	%		8.43	%		7.36	%		7.04	%		6.79	%		6.79	%		7.49	%		7.35	%		7.14	%		7.06	%		7.57	%		8.41	%
Total capital / risk-based assets		14.26	%		14.26	%		15.27	%		15.21	%		14.62	%		14.36	%		14.36	%		12.04	%		11.87	%		11.63	%		11.58	%		12.16	%		11.76	%
Leverage ratio		10.18	%		10.18	%		10.52	%		9.87	%		9.60	%		9.41	%		9.41	%		7.59	%		7.56	%		7.51	%		7.46	%		7.29	%		8.16	%
Tangible common equity ratio		6.29	%		6.29	%		6.88	%		5.56	%		5.36	%		5.23	%		5.23	%		5.44	%		5.45	%		5.62	%		5.58	%		5.62	%		6.30	%
Tangible common equity ratio, excluding OCI		6.54	%		6.54	%		7.10	%		6.23	%		5.83	%		5.45	%		5.45	%		6.09	%		5.90	%		5.73	%		5.73	%		5.81	%		6.41	%
Tangible common equity / risk-based assets		7.46	%		7.46	%		8.16	%		6.57	%		6.47	%		6.53	%		6.53	%		6.69	%		6.79	%		6.99	%		6.87	%		7.32	%		8.26	%

First Midwest Bancorp, Inc.

Selected Unaudited Financial Information

(Amounts in thousands, except per share data)

	2009															2008															2007			2006			2005
	Dec. 31 /YTD			4th Quarter			3rd Quarter			2nd Quarter			1st Quarter			Dec. 31 /YTD			4th Quarter			3rd Quarter			2nd Quarter			1st Quarter			Dec. 31 /YTD			Dec. 31 /YTD			Dec. 31 /YTD
Asset Quality Performance Data:
Non-accrual loans:
Commercial	$	28,193		$	28,193		$	45,134		$	41,542		$	33,245		$	15,586		$	15,586		$	13,961		$	5,222		$	6,770		$	9,128		$	8,803		$	9,092
Agricultural		2,673			2,673			2,384			452			12			12			12			12			12			12			362			18			—
Real estate-office, retail, and industrial		21,396			21,396			15,738			13,058			12,769			2,533			2,533			1,195			1,125			730			552			—			155
Real estate-residential construction		112,798			112,798			138,593			143,231			107,766			97,060			97,060			28,335			11,664			4,081			107			720			559
Real estate-multifamily		12,486			12,486			15,910			10,632			6,989			1,387			1,387			2,827			3,016			1,361			3,480			1,918			—
Real estate-other commercial		53,221			53,221			25,818			21,262			16,013			6,914			6,914			1,833			873			243			1,439			1,245			216
Real estate-1-4 family		5,819			5,819			4,975			1,034			1,756			857			857			795			671			909			583			1,413			548
Consumer		7,629			7,629			8,253			6,042			4,991			3,419			3,419			4,359			2,653			2,967			2,796			2,092			1,420
Total non-accrual loans		244,215			244,215			256,805			237,253			183,541			127,768			127,768			53,317			25,236			17,073			18,447			16,209			11,990
Loans past due 90 days and still accruing		4,079			4,079			5,960			26,071			73,929			36,999			36,999			37,316			37,510			33,479			21,149			12,810			8,958
Total non-accrual plus 90 days past dues		248,294			248,294			262,765			263,324			257,470			164,767			164,767			90,633			62,746			50,552			39,596			29,019			20,948
Restructured, accruing loans		30,553			30,553			26,718			18,877			1,063			7,344			7,344			3,731			2,061			1,942			7,391			—			—
Total non-performing loans		278,847			278,847			289,483			282,201			258,533			172,111			172,111			94,364			64,807			52,494			46,987			29,019			20,948
Other real estate owned		57,137			57,137			57,945			50,640			38,984			24,368			24,368			23,697			7,042			8,607			6,053			2,727			2,878
Loans past due 30-89 days and still accruing		37,912			37,912			44,346			38,128			54,311			116,206			116,206			104,769			185,186			116,431			100,820			88,568			50,414
Reserve for loan losses (RLL):
RLL	$	144,808		$	144,808		$	134,269		$	127,528		$	116,001		$	93,869		$	93,869		$	69,811		$	66,104		$	64,780		$	61,800		$	62,370		$	56,393
Loan loss provision		215,672			93,000			38,000			36,262			48,410			70,254			42,385			13,029			5,780			9,060			7,233			10,229			8,930
Net charge-offs by category:
Commercial		55,004			23,320			12,585			7,006			12,093			13,026			5,601			1,899			2,338			3,188			4,925			5,792			4,193
Agricultural		180			180			—			—			—			38			—			(4	)		42			—			10			(9	)		—
Real estate-office, retail, and industrial		7,856			3,265			3,496			217			878			732			699			2			31			—			—			—			543
Real estate-residential construction		62,642			38,315			5,181			8,427			10,719			15,780			9,227			5,856			138			559			231			—			—
Real estate-multifamily		3,483			2,325			29			1,086			43			1,796			164			(40	)		830			842			490			1,050			—
Real estate-other commercial		21,517			11,851			6,400			3,197			69			1,248			397			62			116			673			(34	)		344			624
Real estate-1-4 family		930			168			216			326			220			576			57			239			104			176			145			138			96
Consumer		13,121			3,037			3,352			4,476			2,256			4,989			2,182			1,308			857			642			2,036			2,872			3,799
Total net charge-offs		164,733			82,461			31,259			24,735			26,278			38,185			18,327			9,322			4,456			6,080			7,803			10,187			9,255
Asset Quality ratios:
Non-accrual loans / loans		4.69	%		4.69	%		4.84	%		4.44	%		3.41	%		2.38	%		2.38	%		1.02	%		0.49	%		0.34	%		0.37	%		0.32	%		0.28	%
Non-accrual + 90-day past due loans / loans		4.77	%		4.77	%		4.95	%		4.93	%		4.78	%		3.07	%		3.07	%		1.74	%		1.21	%		1.00	%		0.80	%		0.58	%		0.49	%
Non-performing loans / loans		5.36	%		5.36	%		5.46	%		5.28	%		4.80	%		3.21	%		3.21	%		1.81	%		1.25	%		1.04	%		0.95	%		0.58	%		0.49	%
Non-accrual loans / total assets		3.17	%		3.17	%		3.34	%		3.05	%		2.22	%		1.50	%		1.50	%		0.65	%		0.30	%		0.21	%		0.23	%		0.19	%		0.17	%
Loan loss ratios:
RLL / loans		2.78	%		2.78	%		2.53	%		2.39	%		2.15	%		1.75	%		1.75	%		1.34	%		1.28	%		1.28	%		1.25	%		1.25	%		1.31	%
RLL / non-accrual loans		59.30	%		59.30	%		52.28	%		53.75	%		63.20	%		73.47	%		73.47	%		130.94	%		261.94	%		379.43	%		335.01	%		384.79	%		470.33	%
RLL / non-accrual + 90-day past due loans		58.32	%		58.32	%		51.10	%		48.43	%		45.05	%		56.97	%		56.97	%		77.03	%		105.35	%		128.15	%		156.08	%		214.93	%		269.20	%
RLL / non-performing loans		51.93	%		51.93	%		46.38	%		45.19	%		44.87	%		54.54	%		54.54	%		73.98	%		102.00	%		123.40	%		131.53	%		214.93	%		269.20	%
Net charge-offs to average net loans		3.08	%		6.17	%		2.32	%		1.85	%		1.98	%		0.74	%		1.38	%		0.71	%		0.35	%		0.49	%		0.16	%		0.21	%		0.22	%

Footnotes:

(1) Tax equivalent basis reflects federal and state tax benefits.

(2) Annualized based on the number of days outstanding for each period presented.