Bank of Commerce (BOCH) 10-Q 7 Aug 15 2015 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 23, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	Bank of Commerce Holdings
Trading Symbol	BOCH
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		13,338,978
Amendment Flag	false
Entity Central Index Key	702,513
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Well-known Seasoned Issuer	No
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets:
Cash and due from banks	$ 25,343	$ 43,949
Interest-bearing due from banks	7,453	14,473
Total cash and cash equivalents	32,796	58,422
Securities available-for-sale, at fair value	160,763	186,986
Securities held-to-maturity, at amortized cost	36,655	36,806
Loans, net of deferred fees and costs	700,177	661,055
Allowance for loan and lease losses	(11,402)	(10,820)
Net loans	688,775	650,235
Premises and equipment, net	11,342	12,295
Other real estate owned	1,405	502
Life insurance	22,168	21,844
Deferred tax asset	10,648	10,231
Other assets	18,503	19,871
Total assets	983,055	997,192
Liabilities:
Demand - noninterest bearing	151,640	157,557
Demand - interest bearing	276,103	298,160
Savings deposits	93,500	88,569
Certificates of deposit	238,796	244,749
Total deposits	760,039	789,035
Federal Home Loan Bank of San Francisco borrowings	90,000	75,000
Junior subordinated debentures	10,310	10,310
Other liabilities	16,156	19,245
Total liabilities	$ 876,505	$ 893,590
Commitments and contingencies (Note 12)
Shareholders' equity:
Preferred stock, no par value, 2,000,000 shares authorized: Series B (liquidation preference $1,000 per share) issued and outstanding: 20,000 as of June 30, 2015 and December 31, 2014	$ 19,931	$ 19,931
Common stock, no par value, 50,000,000 shares authorized:17,091,780 issued;13,338,978 outstanding as of June 30, 2015 and 13,294,777 outstanding as of December 31, 2014	24,144	23,891
Retained earnings	63,158	59,867
Accumulated other comprehensive loss	(683)	(87)
Total shareholders' equity	106,550	103,602
Total liabilities and shareholders' equity	$ 983,055	$ 997,192

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Jun. 30, 2015	Dec. 31, 2014
Preferred stock, par value (in Dollars per share)	$ 0	$ 0
Preferred stock, shares authorized	2,000,000	2,000,000
Common stock, par value (in Dollars per share)	$ 0	$ 0
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares outstanding	13,338,978	13,294,777
Common stock, shares issued	17,091,780	17,091,780
Series B Preferred Stock [Member]
Preferred stock, liquidation preference (in Dollars per share)	$ 1,000	$ 1,000
Preferred stock, shares issued	20,000	20,000
Preferred stock, shares outstanding	20,000	20,000

Consolidated Statements of Oper

Consolidated Statements of Operations (Unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest income:
Interest and fees on loans	$ 8,304	$ 7,188	$ 16,215	$ 14,282
Interest on taxable securities	801	1,112	1,746	2,229
Interest on tax-exempt securities	602	635	1,201	1,287
Interest on interest-bearing due from banks	56	127	127	264
Total interest income	9,763	9,062	19,289	18,062
Interest expense:
Interest on demand deposits	107	118	223	239
Interest on savings deposits	55	57	109	114
Interest on certificates of deposit	594	673	1,185	1,335
Interest on Federal Home Loan Bank of San Francisco borrowings	363	(69)	712	(176)
Interest on junior subordinated debentures	49	93	96	187
Total interest expense	1,168	872	2,325	1,699
Net interest income	8,595	8,190	16,964	16,363
Provision for loan and lease losses		1,450		1,450
Net interest income after provision for loan and lease losses	8,595	6,740	16,964	14,913
Noninterest income:
Service charges on deposit accounts	52	41	101	85
Payroll and benefit processing fees	130	109	278	244
Earnings on cash surrender value - life insurance	159	162	324	288
Gain (loss) on investment securities, net	61	(39)	276	(284)
Other income	479	1,863	756	2,167
Total noninterest income	881	2,136	1,735	2,500
Noninterest expense:
Salaries and related benefits	3,575	3,464	7,485	7,144
Premises and equipment	709	678	1,443	1,320
Write down of other real estate owned	91			290
Federal Deposit Insurance Corporation insurance premium	178	189	385	380
Data processing fees	251	227	493	430
Professional service fees	442	304	830	534
Deferred compensation	71	68	142	125
Other expenses	896	921	1,937	3,268
Total noninterest expense	6,122	5,851	12,715	13,491
Income before provision for income taxes	3,354	3,025	5,984	3,922
Provision for income taxes	964	819	1,793	1,151
Net income	2,390	2,206	4,191	2,771
Less: Preferred stock dividends	50	50	100	100
Income available to common shareholders	$ 2,340	$ 2,156	$ 4,091	$ 2,671
Earnings per share - basic (in Dollars per share)	$ 0.18	$ 0.16	$ 0.31	$ 0.20
Weighted average shares - basic (in Shares)	13,338	13,378	13,320	13,658
Earnings per share - diluted (in Dollars per share)	$ 0.18	$ 0.16	$ 0.31	$ 0.19
Weighted average shares - diluted (in Shares)	13,370	13,426	13,353	13,705

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Net income	$ 2,390	$ 2,206	$ 4,191	$ 2,771
Available-for-sale securities:
Unrealized (losses) gains arising during the period	(1,544)	1,895	(797)	4,725
Reclassification adjustments for net (loss) gain realized in earnings (net of tax (benefit) expense of $(26) and $16 for the three months ended June 30, 2015 and 2014, respectively, and net of tax (benefit) expense of $(116) and $117 for the six months ended June 30, 2015 and 2014, respectively)	(35)	23	(160)	167
Income tax benefit (expense) related to unrealized (losses) gains	635	(780)	328	(1,945)
Net change in unrealized gains	(944)	1,138	(629)	2,947
Held-to-maturity securities:
Accretion of held-to-maturity other comprehensive income to municipal yield	(23)	(23)	(46)	(46)
Net change in unrealized losses	(23)	(23)	(46)	(46)
Derivatives:
Unrealized losses arising during the period	(130)	(474)	(460)	(529)
Reclassification adjustments for net loss (gain) realized in earnings (net of tax benefit (expense) of $124 and $(711) for the three months ended June 30, 2015 and 2014, respectively and net of tax benefit (expense) of $245 and $(775) for the six months ended June 30, 2015 and 2014, respectively)	177	(1,017)	350	(1,105)
Income tax benefit related to unrealized losses	53	195	189	218
Net change in unrealized losses	100	(1,296)	79	(1,416)
Other comprehensive (loss) income	(867)	(181)	(596)	1,485
Comprehensive income – Bank of Commerce Holdings	$ 1,523	$ 2,025	$ 3,595	$ 4,256

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reclassification adjustments for net (gain) loss realized in earnings, tax expense (benefit)	$ (26)	$ 16	$ (116)	$ 117
Reclassification adjustments for net loss (gain) realized in earnings, tax benefit (expense)	$ 124	$ (711)	$ 245	$ (775)

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) shares in Thousands, $ in Thousands	Preferred Stock [Member]	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2013	$ 19,931	$ 28,304	$ 55,944	$ (2,392)	$ 101,787
Balance (in Shares) at Dec. 31, 2013		13,977
Net Income			5,727		5,727
Other comprehensive income, net of tax				2,305	2,305
Comprehensive income					8,032
Dividend on preferred stock			(200)		(200)
Repurchase of common stock		$ (4,562)			(4,562)
Repurchase of common stock (in Shares)		(700)
Dividend on common stock			(1,604)		(1,604)
Common stock issued under employee plans and related tax benefit		$ 66			66
Common stock issued under employee plans and related tax benefit (in Shares)		14
Stock options exercised		$ 23			23
Stock options exercised (in Shares)		3
Compensation expense associated with stock options		$ 60			60
Balance at Dec. 31, 2014	19,931	$ 23,891	59,867	(87)	103,602
Balance (in Shares) at Dec. 31, 2014		13,294
Net Income			4,191		4,191
Other comprehensive income, net of tax				(596)	(596)
Comprehensive income					3,595
Dividend on preferred stock			(100)		(100)
Dividend on common stock			(800)		(800)
Common stock issued under employee plans and related tax benefit		$ 36			36
Common stock issued under employee plans and related tax benefit (in Shares)		9
Stock options exercised		$ 146			146
Stock options exercised (in Shares)		36
Compensation expense associated with stock options		$ 24			24
Compensation expense associated with restricted stock		47			47
Balance at Jun. 30, 2015	$ 19,931	$ 24,144	$ 63,158	$ (683)	$ 106,550
Balance (in Shares) at Jun. 30, 2015		13,339

Consolidated Statements of Sto8

Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Common Stock [Member]
Dividend on common stock	$ 0.06	$ 0.12

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities:
Net income	$ 4,191	$ 2,771
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses		1,450
Provision for depreciation and amortization	743	611
Compensation expense associated with stock options	24	27
Compensation expense associated with restricted stock	47
Net (gain) loss on sale of securities available-for-sale	(276)	284
Amortization of investment premiums and accretion of discounts, net	947	810
Amortization of held-to-maturity fair value adjustment	(77)	(77)
(Gain) loss on sale of fixed assets	(4)	4
Write down of fixed assets	237
Write down of other real estate owned		290
(Gain) loss on sale of other real estate owned	(5)	15
Increase in cash surrender value of life insurance	(324)	(288)
Increase in deferred compensation	143	188
(Increase) decrease in deferred loan fees and costs	(246)	99
Decrease in other assets	186	1,541
Decrease in other liabilities	(2,311)	(336)
Net cash provided by operating activities	3,275	7,389
Cash flows from investing activities:
Proceeds from maturities and payments of available-for-sale securities	12,184	9,078
Proceeds from sale of available-for-sale securities	35,912	68,785
Purchases of available-for-sale securities	(23,706)	(46,084)
Proceeds from maturities and payments of held-to-maturity securities	240
Purchases of held-to-maturity securities		(244)
Investment in qualified affordable housing projects	(830)	(693)
Net redemption of Federal Home Loan Bank of San Francisco stock	1,263	509
Loan originations, net of principal repayments	(14,245)	(21,694)
Purchase of loan pools	(27,221)	(5,737)
Purchase of life insurance		(5,000)
Purchase of premises and equipment	(193)	(2,137)
Proceeds from the sale of other real estate owned	2,444	50
Proceeds from settlement of note to former mortgage subsidiary	686	686
Net cash (used) provided by investing activities	(14,152)	(2,481)
Cash flows from financing activities:
Net decrease in demand deposits and savings deposits	(23,043)	(2,929)
Net (decrease) increase in certificates of deposit	(5,953)	11,652
Advances on term debt	130,000
Repayment of term debt	(115,000)
Proceeds from stock options exercised	146	23
Stock issued under employee plans		66
Repurchase of common stock		(4,562)
Cash dividends paid on preferred stock	(100)	(100)
Cash dividends paid on common stock	(799)	(828)
Net cash (used) provided by financing activities	(14,749)	3,322
Net (decrease) increase in cash and cash equivalents	(25,626)	8,230
Cash and cash equivalents at beginning of year	58,422	58,515
Cash and cash equivalents at end of period	32,796	66,745
Cash paid during the period for:
Income taxes	3,426
Interest	2,229	1,932
Supplemental disclosures of non cash investing activities:
Transfer of loans to other real estate owned	3,172	268
Transfer of fixed asset to other real estate owned	170
Changes in unrealized gain on investment securities available-for-sale	(1,070)	5,008
Changes in net deferred tax asset related to changes in unrealized gain on investment securities available-for-sale	441	(2,061)
Changes in accumulated other comprehensive income due to changes in unrealized gain on investment securities available-for-sale	(629)	2,947
Changes in unrealized (loss) on derivatives	(460)	(529)
Changes in net deferred tax asset related to changes in unrealized loss on derivatives	189	218
Changes in accumulated other comprehensive income due to changes in unrealized loss on derivatives	(271)	(311)
Reclassification of expense (earnings) from loss (gains) on derivatives	594	(1,880)
Changes in net deferred tax asset related to reclassification of (loss) earnings from gains on derivatives	(244)	775
Changes in accumulated other comprehensive income due to reclassification of expense (earnings) from loss (gain) on derivatives	350	(1,105)
Accretion of held-to-maturity from other comprehensive income to interest income	(77)	(77)
Changes in deferred tax related to accretion of held-to-maturity investment securities	31	31
Changes in accumulated other comprehensive income due to accretion of held-to-maturity investment securities	(46)	(46)
Supplemental disclosures of non cash financing activities:
Vested restricted stock issued under employee plans	36
Common Stock [Member]
Supplemental disclosures of non cash financing activities:
Dividend payable	400	399
Preferred Stock [Member]
Supplemental disclosures of non cash financing activities:
Dividend payable	$ 50	$ 50

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Significant Accounting Policies [Text Block]	NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Bank of Commerce Holdings (the “Holding Company”), is a bank holding company (“BHC”) with its principal offices in Redding, California. The Holding Company’s principal business is to serve as a holding company for Redding Bank of Commerce (the “Bank” and together with the Holding Company, the “Company”) which operates under two separate names (Redding Bank of Commerce and Sacramento Bank of Commerce, a division of Redding Bank of Commerce). The Company has an unconsolidated subsidiary in Bank of Commerce Holdings Trust II. The balance sheet as of June 30, 2015 and December 31, 2014, which has been derived from the unaudited interim consolidated financial statements and audited consolidated financial statements, has been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). Certain information and note disclosures normally included in annual consolidated financial statements prepared in accordance with generally accepted accounting principles have been condensed or omitted pursuant to those rules and regulations, although the Company believes that all adjustments (all of which are normal and recurring in nature) considered necessary for a fair presentation have been included and the disclosures made are adequate to make the information not misleading. The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States and with prevailing practices within the banking and securities industries. In preparing such consolidated financial statements, management is required to make certain estimates and judgments that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the balance sheet and the reported amounts of revenues and expenses for the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan and lease losses (“ALLL”), the valuation of Other Real Estate Owned (“OREO”), and fair value measurements. Certain amounts for prior periods have been reclassified to conform to the current financial statement presentation. The results of reclassifications are not considered material and have no effect on previously reported net income. Subsequent to the issuance of the Company’s 2014 Annual Report on Form 10-K, the Company identified an error in the “pass” and “watch” classifications disclosed in the internal risk ratings table. Loans previously reported in the “watch” classification that are subject to enhanced monitoring but did not meet the regulatory definition of “watch” should have been reported in the “pass” classification. The revision reclassifies loans from the “watch” classification to the “pass” classification. There is no effect on the 2014 Consolidated Balance Sheets Consolidated Statements of Operations Loans Notes to Consolidated Financial Statements Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Holding Company and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. As of December 31, 2014, the Company had one wholly-owned trust (“Trust”) formed in 2005 to issue trust preferred securities and related common securities. The Company has not consolidated the accounts of the Trust in its Consolidated Financial Statements in accordance with Financial Accounting Standards Board Accounting Standards Codification (“FASB”) ASC 810, Consolidation Consolidated Balance Sheets

Note 2 - Recent Accounting Pron

Note 2 - Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	NOTE 2. RECENT ACCOUNTING PRONOUNCEMENTS In April 2015, the FASB issued ASU No. 2015-03, Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs In February 2015, the FASB issued Accounting Standards Update (“ASU”) No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis In November 2014, the FASB issued ASU No. 2014-16 , Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity In August 2014, the FASB issued ASU No. 2014-15, Presentation of Financial Statements—Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern. In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers

Note 3 - Note Receivable

Note 3 - Note Receivable	6 Months Ended
	Jun. 30, 2015
Note Receivable [Abstract]
Note Receivable [Text Block]	NOTE 3. NOTE RECEIVABLE Pursuant to the terms of a note receivable held by the Company in conjunction with the Company’s disposal of the former mortgage subsidiary, the Company received note payments (the “Note”) that commenced in 2013 and were due quarterly over a consecutive five year period. The Note carried a zero rate of interest and the obligation was guaranteed by the continuing shareholder of the Mortgage Company. As of March 31, 2014, the Company had received all principal amounts due through that date under the original Note agreement, and the Note carried an outstanding principal balance of $2.7 million. During the first quarter of 2014, the Company’s management became increasingly concerned about whether remaining principal due under the original terms of the Note would be collectible. As a result, during April 2014, the Company executed a promissory note compromise settlement agreement (the “Agreement”) with the Mortgage Company. The Agreement settled and determined all the respective rights and obligations under the Note. Under the terms of the Agreement, the Mortgage Company paid cash in the amount of $686 thousand and transferred a 1-4 family mortgage note with a principal balance of $560 thousand to the Company. Simultaneously, the Company applied a portion of the cash proceeds to pay off the outstanding balance of the Mortgage Company’s warehouse line of credit held with the Bank. The Mortgage Company’s line of credit was subsequently closed during 2014. As a result of the Agreement, the Company recognized a loss of $1.4 million in full and complete satisfaction of the Note during the first quarter of 2014. (Amounts in thousands) Amount Proceeds: Cash received $ 686 1-4 family mortgage note (fair value) 560 Net proceeds received 1,246 Assets derecognized: Note due from the mortgage company 2,753 Discount on the note (374 ) Warehouse line of credit 259 Total assets derecognized 2,638 Loss on settlement of the note $ 1,392

Note 4 - Earnings Per Share

Note 4 - Earnings Per Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	NOTE 4. EARNINGS PER SHARE Basic Earnings Per Share (“EPS”) is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that subsequently shared in the earnings of the Company. The following is a computation of basic and diluted EPS for the three and six months ended June 30, 2015 and 2014. For the Three Months Ended For the Six Months Ended (Amounts in thousands, except per share information) June 30, June 30, Earnings Per Share 2015 2014 2015 2014 Numerators: Net income $ 2,390 $ 2,206 $ 4,191 $ 2,771 Less: Preferred cash dividends 50 50 100 100 Net income available to common shareholders $ 2,340 $ 2,156 $ 4,091 $ 2,671 Denominators: Weighted average number of common shares outstanding - basic 13,338 13,378 13,320 13,658 Effect of potentially dilutive common shares (1) 32 48 33 47 Weighted average number of common shares outstanding - diluted 13,370 13,426 13,353 13,705 Earnings per common share: Basic $ 0.18 $ 0.16 $ 0.31 $ 0.20 Diluted $ 0.18 $ 0.16 $ 0.31 $ 0.19 Anti-dilutive options not included in earnings per share calculation 129 82 151 82 (1) Represents the effects of the assumed exercise of options On March 20, 2014, the Company announced that its Board of Directors authorized the purchase of up to 700,000 or 5% of its outstanding shares over a 12 month period. The stock repurchase plan authorized the Company to conduct open market purchases or privately negotiated transactions from time to time when, at management’s discretion, it was determined that market conditions and other factors warranted such purchases. Pursuant to the plan, the Company repurchased and subsequently retired 700,000 common shares during the six months ended June 30, 2014.

Note 5 - Securities

Note 5 - Securities	6 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 5. SECURITIES Securities are classified as available-for-sale if the Company intends and has the ability to hold those securities for an indefinite period of time, but not necessarily to maturity. Any decision to sell a security classified as available-for-sale would be based on various factors, including significant movements in interest rates, changes in the maturity mix of assets and liabilities, liquidity needs, regulatory capital considerations and other similar factors. Securities available-for-sale are carried at fair value. Unrealized holding gains or losses are included in accumulated other comprehensive income (loss) as a separate component of shareholders’ equity, net of tax. Realized gains or losses, determined on the basis of the cost of specific securities sold, are included in earnings. Premiums and discounts are amortized or accreted over the life of the related investment security as an adjustment to yield using the effective interest method. Dividend and interest income are recognized when earned. Debt securities are classified as held-to-maturity if the Company has both the intent and ability to hold those securities to maturity regardless of changes in market conditions, liquidity needs or changes in general economic conditions. These securities are carried at cost adjusted for amortization of premium and accretion of discount, computed by the effective interest method over their contractual lives. Transfers of securities from available-for-sale to held-to-maturity are accounted for at fair value as of the date of the transfer. The difference between the fair value and the amortized cost at the date of transfer is considered a premium or discount and is accounted for accordingly. Any unrealized gain or loss at the date of the transfer is reported in other accumulated comprehensive income (loss), and is amortized over the remaining life of the security as an adjustment of yield in a manner consistent with the amortization of any premium or discount, and will offset or mitigate the effect on interest income of the amortization of the premium or discount for that held-to-maturity security. The Company did not have any transfers in or out of the various securities classifications for the six months ended June 30, 2015 and twelve months ended December 31, 2014. The following table presents the amortized costs, unrealized gains, unrealized losses and approximate fair values of investment securities as of June 30, 2015, and December 31, 2014: As of June 30, 2015 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Value Available-for-sale securities: U.S. government & agencies $ 5,229 $ 88 $ (3 ) $ 5,314 Obligations of state and political subdivisions 49,883 1,541 (100 ) 51,324 Residential mortgage backed securities and collateralized mortgage obligations 37,745 285 (254 ) 37,776 Corporate securities 33,380 309 (188 ) 33,501 Commercial mortgage backed securities 9,558 34 (125 ) 9,467 Other asset backed securities 23,448 139 (206 ) 23,381 Total $ 159,243 $ 2,396 $ (876 ) $ 160,763 Held-to-maturity securities: Obligations of state and political subdivisions $ 36,655 $ 538 $ (763 ) $ 36,430 As of December 31, 2014 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Value Available-for-sale securities: U.S. government & agencies $ 6,351 $ 58 $ (16 ) $ 6,393 Obligations of state and political subdivisions 52,629 1,788 (54 ) 54,363 Residential mortgage backed securities and collateralized mortgage obligations 46,727 457 (169 ) 47,015 Corporate securities 37,392 475 (133 ) 37,734 Commercial mortgage backed securities 10,402 60 (73 ) 10,389 Other asset backed securities 30,896 393 (197 ) 31,092 Total $ 184,397 $ 3,231 $ (642 ) $ 186,986 Held-to-maturity securities: Obligations of state and political subdivisions $ 36,806 $ 712 $ (400 ) $ 37,118 The following table presents the maturities of investment securities at June 30, 2015: Available-For-Sale Held-To-Maturity (Amounts in thousands) Amortized Cost Fair Value Amortized Cost Fair Value Amounts maturing in: One year or less $ 3,689 $ 3,695 $ — $ — One year through five years 57,535 57,927 1,494 1,505 Five years through ten years 35,058 35,447 16,065 16,134 After ten years 62,961 63,694 19,096 18,791 Total $ 159,243 $ 160,763 $ 36,655 $ 36,430 The amortized cost and fair value of residential mortgage backed, collateralized mortgage obligations and commercial mortgage securities are presented by their expected average life, rather than contractual maturity, because the underlying loans may be repaid without prepayment penalties. The following table presents the fair value of the securities held for pledging, segregated by purpose, as of June 30, 2015: (Amounts in thousands) Pledged Available To Be Pledged Total Held For Pledging Purposes Public funds collateral $ 15,577 $ 8,750 $ 24,327 Federal Home Loan Bank of San Francisco borrowings — 20,209 20,209 Interest rate swap contracts 3,731 320 4,051 Total $ 19,308 $ 29,279 $ 48,587 The following table presents the cash proceeds from sales of securities and their associated gross realized gains and gross realized losses that have been included in earnings for the three and six months ended June 30, 2015 and 2014. Three Months Ended June 30, Six Months Ended June 30, (Amounts in thousands) 2015 2014 2015 2014 Proceeds from sales of securities $ 10,697 $ 32,099 $ 35,912 $ 68,785 Gross realized gains on sales of securities: Obligations of state and political subdivisions $ 37 $ 14 $ 70 $ 171 Residential mortgage backed securities and collateralized mortgage obligations 49 63 62 68 Corporate securities — 85 82 227 Commercial mortgage backed securities — 5 4 5 Other asset backed securities — 40 93 63 Total gross realized gains on sales of securities 86 207 311 534 Gross realized losses on sales of securities: U.S. government & agencies (1 ) (115 ) (1 ) (114 ) Obligations of state and political subdivisions — (69 ) — (159 ) Residential mortgage backed securities and collateralized mortgage obligations — (13 ) (9 ) (482 ) Corporate securities — (8 ) — (8 ) Commercial mortgage backed securities (31 ) — (32 ) Other asset backed securities (24 ) (10 ) (25 ) (23 ) Total gross realized losses on sales of securities (25 ) (246 ) (35 ) (818 ) Gain (loss) on investment securities, net $ 61 $ (39 ) $ 276 $ (284 ) Investment securities that were in an unrealized loss position as of June 30, 2015 and December 31, 2014 are presented in the following tables, based on the length of time individual securities have been in an unrealized loss position. In the opinion of management, these securities are considered only temporarily impaired due to changes in market interest rates or widening of market spreads subsequent to the initial purchase of the securities, and not due to concerns regarding the underlying credit of the issuers or underlying collateral. As of June 30, 2015 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ 1,250 $ (3 ) $ — $ — $ 1,250 $ (3 ) Obligations of states and political subdivisions 5,431 (100 ) — — 5,431 (100 ) Residential mortgage backed securities and collateralized mortgage obligations 10,113 (175 ) 3,993 (79 ) 14,106 (254 ) Corporate securities 14,652 (135 ) 3,475 (53 ) 18,127 (188 ) Commercial mortgage backed securities 5,273 (76 ) 1,546 (49 ) 6,819 (125 ) Other asset backed securities 4,675 (27 ) 5,689 (179 ) 10,364 (206 ) Total temporarily impaired securities $ 41,394 $ (516 ) $ 14,703 $ (360 ) $ 56,097 $ (876 ) Held-to-maturity securities: Obligations of states and political subdivisions $ 11,680 $ (329 ) $ 5,130 $ (434 ) $ 16,810 $ (763 ) As of December 31, 2014 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ — $ — $ 1,269 $ (16 ) $ 1,269 $ (16 ) Obligations of states and political subdivisions 3,952 (34 ) 2,078 (20 ) 6,030 (54 ) Residential mortgage backed securities and collateralized mortgage obligations 10,193 (66 ) 5,365 (103 ) 15,558 (169 ) Corporate securities 7,058 (36 ) 6,542 (97 ) 13,600 (133 ) Commercial mortgage backed securities 4,912 (14 ) 1,542 (59 ) 6,454 (73 ) Other asset backed securities 4,891 (16 ) 6,088 (181 ) 10,979 (197 ) Total temporarily impaired securities $ 31,006 $ (166 ) $ 22,884 $ (476 ) $ 53,890 $ (642 ) Held-to-maturity securities: Obligations of states and political subdivisions $ 1,556 $ (14 ) $ 12,726 $ (386 ) $ 14,282 $ (400 ) At June 30, 2015, 78 securities were in unrealized loss positions and at December 31, 2014, 73 securities were in unrealized loss positions. For the six months ended June 30, 2015, the Company did not recognize impairment losses. For the year ended December 31, 2014, the Company recognized an other-than-temporary impairment of $22 thousand for securities that were in a loss position at December 31, 2014 and sold in January of 2015.

Note 6 - Loans

Note 6 - Loans	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 6. LOANS Outstanding loan balances consist of the following at June 30, 2015, and December 31, 2014: June 30, December 31, (Amounts in thousands) 2015 2014 Commercial $ 143,088 $ 150,253 Real estate – construction loans 27,858 30,099 Real estate – commercial (investor) 237,375 215,114 Real estate – commercial (owner occupied) 136,981 119,093 Real estate – ITIN loans 51,249 52,830 Real estate – mortgage 12,209 13,156 Real estate – equity lines 46,463 44,981 Consumer 44,482 35,210 Other 69 162 Gross loans 699,774 660,898 Deferred fees and costs, net 403 157 Loans, net of deferred fees and costs 700,177 661,055 Allowance for loan and lease losses (11,402 ) (10,820 ) Net loans $ 688,775 $ 650,235 Gross loan balances in the table above include net purchase discounts of $2.3 million and $998 thousand as of June 30, 2015 , and December 31, 2014, respectively. Loans are reported as past due when any portion of the principal and interest are not received by the due date. The days past due will continue to increase for each day until full principal and interest are received (i.e. if payment is not received within 30 days of the due date, the loan will be considered 30 days past due; if payment is not received within 60 days of the due date, the loan will be considered 60 days past due, etc.). Loans that become 90 days past due will be placed in nonaccrual status unless well secured and in the process of collection. Age analysis of gross loan balances for past due loans, segregated by class of loans, as of June 30, 2015, and December 31, 2014, was as follows: Greater Recorded 30-59 60-89 Than 90 Investment > (Amounts in thousands) Days Past Days Past Days Past Total Past 90 Days and June 30, 2015 Due Due Due Due Current Total Accruing Commercial $ 936 $ — $ 808 $ 1,744 $ 141,344 $ 143,088 $ — Commercial real estate: Construction — — — — 27,858 27,858 — Other 874 — 6,453 7,327 367,029 374,356 — Residential: 1-4 family 564 266 2,011 2,841 60,617 63,458 — Home equities 183 42 — 225 46,238 46,463 — Consumer 95 90 54 239 44,312 44,551 54 Total $ 2,652 $ 398 $ 9,326 $ 12,376 $ 687,398 $ 699,774 $ 54 Greater Recorded 30-59 60-89 Than 90 Investment > (Amounts in thousands) Days Past Days Past Days Past Total Past 90 Days and December 31, 2014 Due Due Due Due Current Total Accruing Commercial $ 2,421 $ 301 $ 2,161 $ 4,883 $ 145,370 $ 150,253 $ — Commercial real estate: Construction — — — — 30,099 30,099 — Other — — 8,464 8,464 325,743 334,207 — Residential: 1-4 family 1,080 122 3,597 4,799 61,187 65,986 — Home equities 145 99 24 268 44,713 44,981 — Consumer 158 57 23 238 35,134 35,372 23 Total $ 3,804 $ 579 $ 14,269 $ 18,652 $ 642,246 $ 660,898 $ 23 A loan is considered impaired when based on current information and events the Company determines it is probable that it will not be able to collect all amounts due according to the original loan contract, including scheduled interest payments. Generally, when the Company identifies a loan as impaired, it measures the loan for potential impairment using discounted cash flows, except when the sole remaining source of the repayment for the loan is the liquidation of the collateral. In these cases, the current fair value of collateral is used, less selling costs. The starting point for determining the fair value of collateral is through obtaining external appraisals. Generally, external appraisals are updated every six to twelve months. The Company obtains appraisals from a pre-approved list of independent, third party, local appraisal firms. Approval and addition to the list is based on experience, reputation, character, consistency and knowledge of the respective real estate market. At a minimum, it is ascertained that the appraiser is: (1) currently licensed in the state in which the property is located, (2) is experienced in the appraisal of properties similar to the property being appraised, (3) is actively engaged in the appraisal work, (4) has knowledge of current real estate market conditions and financing trends, (5) is reputable, and (6) is not on Freddie Mac’s nor the Bank’s Exclusionary List of appraisers and brokers. In certain cases appraisals will be reviewed by another independent third party to ensure the quality of the appraisal and the expertise and independence of the appraiser. Upon receipt and review, an external appraisal is utilized to measure a loan for potential impairment. The Company’s impairment analysis documents the date of the appraisal used in the analysis, whether the officer preparing the report deems it current, and, if not, allows for internal valuation adjustments with justification. Typical justified adjustments might include discounts for continued market deterioration subsequent to appraisal date, adjustments for the release of collateral contemplated in the appraisal, or the value of other collateral or consideration not contemplated in the appraisal. An appraisal over one year old in most cases will be considered stale dated and an updated or new appraisal will be required. Any adjustments from appraised value to net realizable value are detailed and justified in the impairment analysis, which is reviewed and approved by the Company’s Chief Credit Officer. Although an external appraisal is the primary source to value collateral dependent loans, the Company may also utilize values obtained through purchase and sale agreements, negotiated short sales, broker price opinions, or the sales price of the note. These alternative sources of value are used only if deemed to be more representative of value based on updated information regarding collateral resolution. Impairment analyses are updated, reviewed and approved on a quarterly basis at or near the end of each reporting period. Based on these processes, the Company does not believe there are significant time lapses for the recognition of additional losses on collateral dependent loans. The following tables summarize impaired loans by loan class as of June 30, 2015, and December 31, 2014: As of June 30, 2015 Unpaid Recorded Principal Related (Amounts in thousands) Investment Balance Allowance With no related allowance recorded: Commercial $ 2,410 $ 2,944 $ — Commercial real estate: Other 7,126 8,855 — Residential: 1-4 family 9,400 12,052 — Home equities 200 201 — Total with no related allowance recorded $ 19,136 $ 24,052 $ — With an allowance recorded: Commercial $ 771 $ 809 $ 149 Commercial real estate: Other 2,519 3,202 526 Residential: 1-4 family 1,971 2,077 302 Home equities 569 569 284 Consumer 34 34 14 Total with an allowance recorded $ 5,864 $ 6,691 $ 1,275 Subtotal: Commercial $ 3,181 $ 3,753 $ 149 Commercial real estate 9,645 12,057 526 Residential 12,140 14,899 586 Consumer 34 34 14 Total impaired loans $ 25,000 $ 30,743 $ 1,275 As of December 31, 2014 Recorded Principal Related (Amounts in thousands) Investment Balance Allowance With no related allowance recorded: Commercial $ 4,298 $ 8,461 $ — Commercial real estate: Other 8,287 12,309 — Residential: 1-4 family 8,714 11,381 — Home equities 201 202 — Total with no related allowance recorded $ 21,500 $ 32,353 $ — With an allowance recorded: Commercial $ 2,299 $ 2,317 $ 314 Commercial real estate: Other 3,466 4,064 432 Residential: 1-4 family 3,529 3,640 506 Home equities 579 579 289 Consumer 35 35 15 Total with an allowance recorded $ 9,908 $ 10,635 $ 1,556 Subtotal: Commercial $ 6,597 $ 10,778 $ 314 Commercial real estate 11,753 16,373 432 Residential 13,023 15,802 795 Consumer 35 35 15 Total impaired loans $ 31,408 $ 42,988 $ 1,556 Had nonaccrual loans performed in accordance with their contractual terms, the Company would have recognized additional interest income, net of tax, of approximately $95 thousand and $160 thousand for the three months ended June 30, 2015 and June 30, 2014, respectively. The Company would have recognized additional interest income, net of tax, of approximately $209 thousand and $328 thousand for the six months ended June 30, 2015 and June 30, 2014, respectively. Nonaccrual loans, segregated by loan class, were as follows: June 30, December 31, (Amounts in thousands) 2015 2014 Commercial $ 3,170 $ 5,112 Commercial real estate: Other 7,611 9,696 Residential: 1-4 family 6,068 6,782 Home equities 24 24 Consumer 34 35 Total $ 16,907 $ 21,649 The following table summarizes average recorded investment and interest income recognized on impaired loans by loan class for the three and six months ended June 30, 2015 and 2014: Three Months Ended Three Months Ended June 30, 2015 June 30, 2014 Average Interest Average Interest Recorded Income Recorded Income (Amounts in thousands) Investment Recognized Investment Recognized Commercial $ 3,509 $ 8 $ 4,295 $ — Commercial real estate: Other 10,006 31 18,402 77 Residential: 1-4 family 11,501 34 12,136 28 Home equities 771 7 1,310 8 Consumer 34 — 29 — Total $ 25,821 $ 80 $ 36,172 $ 113 Six Months Ended Six Months Ended June 30, 2015 June 30, 2014 Average Interest Average Interest Recorded Income Recorded Income (Amounts in thousands) Investment Recognized Investment Recognized Commercial $ 4,436 $ 21 $ 6,114 $ 1 Commercial real estate: Other 10,502 63 19,806 184 Residential: 1-4 family 11,767 66 12,214 52 Home equities 773 14 1,268 17 Consumer 34 — — — Total $ 27,512 $ 164 $ 39,402 $ 254 The impaired loans for which these interest income amounts were recognized primarily relate to accruing restructured loans. Loans are reported as troubled debt restructurings when the Bank grants a concession(s) to a borrower experiencing financial difficulties that it would not otherwise consider. Examples of such concessions include a reduction in the loan rate, forgiveness of principal or accrued interest, extending the maturity date(s) significantly, or providing a lower interest rate than would be normally available for a transaction of similar risk. As a result of these concessions, restructured loans are impaired as the Bank will not collect all amounts due, either principal or interest, in accordance with the terms of the original loan agreement. At June 30, 2015 and December 31, 2014, impaired loans of $7.6 million and $9.2 million were classified as performing restructured loans, respectively. The restructurings were granted in response to borrower financial difficulty, and generally provide for a temporary modification of loan repayment terms. In order for a restructured loan to be on accrual status, the loan’s collateral coverage generally will be greater than or equal to 100% of the loan balance, the loan is current on payments, and the borrower must demonstrate the ability to make payments from a verified source of cash flow. The Company had no obligations to lend additional funds on the restructured loans as of June 30, 2015 or December 31, 2014. As of June 30, 2015, the Company had $19.9 million in troubled debt restructurings compared to $23.5 million as of December 31, 2014. As of June 30, 2015, the Company had 121 loans that qualified as troubled debt restructurings, of which 103 loans were performing according to their restructured terms. Troubled debt restructurings represented 2.85% of gross loans as of June 30, 2015, compared with 3.55% at December 31, 2014. The types of modifications offered can generally be described in the following categories: Rate Maturity Payment deferral The following tables present the period ended balances of newly restructured loans and the types of modifications that occurred during the three and six months ended June 30, 2015 and 2014, respectively: For the Three Months Ended For the Three Months Ended Rate & Payment Payment (Amounts in thousands) Rate Deferral Deferral Total Maturity Rate Total Residential: 1-4 family $ — $ 209 $ — $ 209 $ — $ 153 $ 153 Total $ — $ 209 $ — $ 209 $ — $ 153 $ 153 For the Six Months Ended For the Six Months Ended Rate & Payment Payment (Amounts in thousands) Rate Deferral Deferral Total Maturity Rate Total Commercial $ — $ — $ 761 $ 761 $ 692 $ — $ 692 Residential: 1-4 family 112 262 104 478 — 153 153 Total $ 112 $ 262 $ 865 $ 1,239 $ 692 $ 153 $ 845 The tables below provide information regarding the number of loans where the contractual terms have been restructured in a manner which grants a concession to a borrower experiencing financial difficulties for the three and six months ended June 30, 2015 and 2014. For the Three Months Ended June 30, 2015 For the Three Months Ended June 30, 2014 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding (Amounts in thousands) Number of Recorded Recorded Number of Recorded Recorded Troubled Debt Restructurings Contracts Investment Investment Contracts Investment Investment Residential: 1-4 family 3 $ 263 $ 209 2 $ 150 $ 154 Total 3 $ 263 $ 209 2 $ 150 $ 154 For the Six Months Ended June 30, 2015 For the Six Months Ended June 30, 2014 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding (Amounts in thousands) Number of Recorded Recorded Number of Recorded Recorded Troubled Debt Restructurings Contracts Investment Investment Contracts Investment Investment Commercial 1 $ 823 $ 823 1 $ 700 $ 700 Residential: 1-4 family 6 522 485 2 150 154 Total 7 $ 1,345 $ 1,308 3 $ 850 $ 854 The following tables present loans modified as troubled debt restructurings within the previous 12 months for which there was a payment default during the three and six months ended June 30, 2015 and 2014: For the Three Months Ended For the Three Months Ended June 30, 2015 June 30, 2014 (Amounts in thousands) Number of Recorded Number of Recorded Troubled Debt Restructurings That Subsequently Defaulted Contracts Investment Contracts Investment Commercial 1 $ 695 2 $ 3,007 Commercial real estate: Other — — 1 391 Total 1 $ 695 3 $ 3,398 For the Six Months Ended For the Six Months Ended June 30, 2015 June 30, 2014 (Amounts in thousands) Number of Recorded Number of Recorded Troubled Debt Restructurings That Subsequently Defaulted Contracts Investment Contracts Investment Commercial 1 $ 695 2 $ 3,007 Commercial real estate: Other — — 1 391 Residential: 1-4 family — — 1 86 Total 1 $ 695 4 $ 3,484 The Company defines a performing loan as a loan where any installment of principal or interest is not 90 days or more past due, and management believes the ultimate collection of original contractual principal and interest is likely. The Company defines a nonperforming loan as an impaired loan which may be on nonaccrual, 90 days past due and still accruing, or has been restructured and is not in compliance with its modified terms, and our ultimate collection of original contractual principal and interest is uncertain. The foundation or primary factor in determining the appropriate credit quality indicators is the degree of a debtor’s willingness and ability to perform as agreed. Performing and nonperforming loans, segregated by class of loans, are as follows at June 30, 2015 and December 31, 2014: June 30, 2015 (Amounts in thousands) Performing Nonperforming Total Commercial $ 139,918 $ 3,170 $ 143,088 Commercial real estate: Construction 27,858 — 27,858 Other 366,745 7,611 374,356 Residential: 1-4 family 57,390 6,068 63,458 Home equities 46,439 24 46,463 Consumer 44,463 88 44,551 Total $ 682,813 $ 16,961 $ 699,774 December 31, 2014 (Amounts in thousands) Performing Nonperforming Total Commercial $ 145,141 $ 5,112 $ 150,253 Commercial real estate: Construction 30,099 — 30,099 Other 324,511 9,696 334,207 Residential: 1-4 family 59,204 6,782 65,986 Home equities 44,957 24 44,981 Consumer 35,314 58 35,372 Total $ 639,226 $ 21,672 $ 660,898 In conjunction with evaluating the performing versus nonperforming nature of the Company’s loan portfolio, management evaluates the following credit risk and other relevant factors in determining the appropriate credit quality indicator (grade) for each loan class: Pass Grade ● Strong Cash Flows – borrower’s cash flows must meet or exceed the Company’s minimum debt service coverage ratio. ● Collateral Margin – generally, the borrower must have pledged an acceptable collateral class with an adequate collateral margin. ● Qualitative Factors – in addition to meeting the Company’s minimum cash flow and collateral requirements, a number of other qualitative factors are also factored into assigning a pass grade including the borrower’s level of leverage (debt to equity), prospects, history and experience in their industry, credit history, and any other relevant factors including a borrower’s character. Those borrowers who qualify for unsecured loans must fully demonstrate above average cash flows and strong secondary sources of repayment to mitigate the lack of unpledged collateral. Watch Grade ● Adequate Cash Flows – borrowers in this category demonstrate adequate cash flows and debt service coverage ratios, but also exhibit one or more less than positive conditions such as declining trends in the level of cash flows, increasing or sole reliance on secondary sources of cash flows, and/or do not meet the Company’s minimum debt service coverage ratio. However, cash flow remains at acceptable levels to meet debt service requirements. ● Adequate Collateral Margin – the collateral securing the debt remains adequate but also exhibits a declining trend in value or expected volatility due to macro or industry specific conditions. The current collateral value, less selling costs, remains adequate to cover the outstanding debt under a liquidation scenario. ● Qualitative Factors – while the borrower’s cash flow and collateral margin generally remain adequate, one or more quantitative and qualitative factors may also factor into assigning a Watch Grade including the borrower’s level of leverage (debt to equity), deterioration in prospects, limited experience in their industry, newly formed company, overall deterioration in the industry, negative trends or recent events in a borrower’s credit history, deviation from core business, and any other relevant factors. Special Mention Grade The following represents potential characteristics of a Special Mention Grade but do not necessarily generate automatic reclassification into this loan grade: ● Adequate Cash Flows – borrowers in this category demonstrate adequate cash flows and debt service coverage ratios, but also reflect adverse trends in operations or continuing financial deterioration that, if it does not stabilize and reverse in a reasonable timeframe, retirement of the debt may be jeopardized. ● Adequate Collateral Margin – the collateral securing the debt remains adequate but also exhibits a continuing declining trend in value or volatility due to macro or industry specific conditions. The current collateral value, less selling costs, remains adequate, but should the negative collateral trend continue, the full recovery of the outstanding debt under a liquidation scenario could be jeopardized. ● Qualitative Factors – while the borrower’s cash flow and/or collateral margin continue to deteriorate but generally remain adequate, one or more quantitative and qualitative factors may also be factoring into assigning a Special Mention Grade including inadequate or incomplete loan documentation, perfection of collateral, inadequate credit structure, borrower unable or unwilling to produce current and adequate financial information, and any other relevant factors. Substandard Grade The following represents, but is not limited to, the potential characteristics of a Substandard Grade and do not necessarily generate automatic reclassification into this loan grade: ● Sustained or substantial deteriorating financial trends, ● Unresolved management problems, ● Collateral is insufficient to repay debt; collateral is not sufficiently supported by independent sources, such as asset-based financial audits, appraisals, or equipment evaluations, ● Improper perfection of lien position, which is not readily correctable, ● Unanticipated and severe decline in market values, ● High reliance on secondary source of repayment, ● Legal proceedings, such as bankruptcy or a divorce, which has substantially decreased the borrower’s capacity to repay the debt, ● Fraud committed by the borrower, ● IRS liens that take precedence, ● Forfeiture statutes for assets involved in criminal activities, ● Protracted repayment terms outside of policy that are for longer than the same type of credit in the Company portfolio, ● Any other relevant quantitative or qualitative factor that negatively affects the current net worth and paying capacity of the borrower or of the collateral pledged, if any. Doubtful Grade ● Proposed merger(s), ● Acquisition or liquidation procedures, ● Capital injection, ● Perfecting liens on additional collateral, ● Refinancing plans. Generally, a Doubtful grade does not remain outstanding for a period greater than six months. After six months, the pending events should have either occurred or not occurred. The credit grade should have improved or the principal balance charged against the ALLL. Credit grade definitions, including qualitative factors, for all credit grades are reviewed and approved annually by the Company’s Loan Committee. During the current year, the Company determined that certain amounts in the “pass” and “watch” classifications disclosed in the internal risk ratings table included in the Company’s 2014 Form 10-K were incorrect. Accordingly, $46.9 million have been reclassified from “watch” to “pass” in the December 31, 2014 table below. The following table summarizes internal risk rating by loan class as of June 30, 2015, and December 31, 2014: As of June 30, 2015 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 117,745 $ 12,606 $ 4,601 $ 8,136 $ — $ 143,088 Commercial real estate: Construction 27,822 36 — — — 27,858 Other 355,529 3,673 5,317 9,837 — 374,356 Residential: 1-4 family 52,728 — 579 10,151 — 63,458 Home equities 42,071 1,745 1,683 964 — 46,463 Consumer 44,197 3 282 69 — 44,551 Total gross loans $ 640,092 $ 18,063 $ 12,462 $ 29,157 $ — $ 699,774 As of December 31, 2014 Pass Watch Special (Amounts in thousands) (Restated) (Restated) Mention Substandard Doubtful Total Commercial $ 121,282 $ 14,116 $ 4,018 $ 10,837 $ — $ 150,253 Commercial real estate: Construction 30,056 43 — — — 30,099 Other 312,844 7,817 869 12,677 — 334,207 Residential: 1-4 family 53,490 — — 12,496 — 65,986 Home equities 41,624 2,380 — 977 — 44,981 Consumer 35,279 3 18 72 — 35,372 Total gross loans $ 594,575 $ 24,359 $ 4,905 $ 37,059 $ — $ 660,898 The following tables summarize the ALLL by portfolio for the three and six months ended June 30, 2015 and 2014: For the Three Months Ended June 30, 2015 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Beginning balance $ 3,245 $ 5,314 $ 1,719 $ 572 $ 446 $ 11,296 Charge offs (354 ) (140 ) (126 ) (91 ) — (711 ) Recoveries 722 74 7 14 — 817 Provision (224 ) 199 (120 ) 88 57 — Ending balance $ 3,389 $ 5,447 $ 1,480 $ 583 $ 503 $ 11,402 For the Three Months Ended June 30, 2014 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Beginning balance $ 3,636 $ 3,490 $ 2,251 $ 214 $ 157 $ 9,748 Charge offs (247 ) (1,031 ) (178 ) — — (1,456 ) Recoveries 54 — 86 — — 140 Provision (109 ) 1,408 174 24 (47 ) 1,450 Ending balance $ 3,334 $ 3,867 $ 2,333 $ 238 $ 110 $ 9,882 For the Six Months Ended June 30, 2015 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Beginning balance $ 3,503 $ 4,875 $ 1,670 $ 450 $ 322 $ 10,820 Charge offs (406 ) (139 ) (141 ) (204 ) — (890 ) Recoveries 748 668 56 — — 1,472 Provision (456 ) 43 (105 ) 337 181 — Ending balance $ 3,389 $ 5,447 $ 1,480 $ 583 $ 503 $ 11,402 For the Six Months Ended June 30, 2014 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Beginning balance $ 7,057 $ 2,784 $ 2,493 $ 35 $ 1,803 $ 14,172 Charge offs (3,685 ) (2,406 ) (268 ) — — (6,359 ) Recoveries 455 — 164 — — 619 Provision (493 ) 3,489 (56 ) 203 (1,693 ) 1,450 Ending balance $ 3,334 $ 3,867 $ 2,333 $ 238 $ 110 $ 9,882 The following tables summarize the ALLL and the recorded investment in loans and leases as of June 30, 2015 and December 31, 2014. As of June 30, 2015 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 149 $ 526 $ 586 $ 14 $ — $ 1,275 Collectively evaluated for impairment 3,240 4,921 894 569 503 10,127 Total $ 3,389 $ 5,447 $ 1,480 $ 583 $ 503 $ 11,402 Gross loans: Individually evaluated for impairment $ 3,181 $ 9,645 $ 12,140 $ 34 $ — $ 25,000 Collectively evaluated for impairment 139,907 392,569 97,781 44,517 — 674,774 Total $ 143,088 $ 402,214 $ 109,921 $ 44,551 $ — $ 699,774 As of December 31, 2014 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 314 $ 432 $ 795 $ 15 $ — $ 1,556 Collectively evaluated for impairment 3,189 4,443 875 435 322 9,264 Total $ 3,503 $ 4,875 $ 1,670 $ 450 $ 322 $ 10,820 Gross loans: Individually evaluated for impairment $ 6,597 $ 11,753 $ 13,023 $ 35 $ — $ 31,408 Collectively evaluated for impairment 143,656 352,553 97,944 35,337 — 629,490 Total $ 150,253 $ 364,306 $ 110,967 $ 35,372 $ — $ 660,898 The ALLL totaled $11.4 million or 1.63% of total gross loans at June 30, 2015 and $10.8 million or 1.64% at December 31, 2014. In addition, as of June 30, 2015, the Company had $199.7 million in commitments to extend credit, and recorded a reserve for unfunded commitments of $695 thousand in other liabilities Consolidated Balance Sheets The ALLL is based upon estimates of loan and lease losses and is maintained at a level considered adequate to provide for probable losses inherent in the outstanding loan portfolio. The Company’s ALLL methodology significantly incorporates management’s current judgments, and reflects the reserve amount that is necessary for estimated loan and lease losses and risks inherent in the loan portfolio in accordance with ASC Topic 450 Contingencies Receivables. The allowance is increased by provisions charged to expense and reduced by net charge offs. In periodic evaluations of the adequacy of the allowance balance, management considers past loan and lease loss experience by type of credit, known and inherent risks in the portfolio, adverse situations that may affect a borrower’s ability to repay, the estimated value of any underlying collateral, current economic conditions and other factors. We formally assess the adequacy of the ALLL on a monthly basis. These assessments include the periodic re-grading of classified loans based on changes in their individual credit characteristics including delinquency, seasoning, recent financial performance of the borrower, economic factors, changes in the interest rate environment and other factors as warranted. Loans are initially graded when originated. They are reviewed as they are renewed, when there is a new loan to the same borrower and/or when identified facts demonstrate heightened risk of default. Confirmation of the quality of our grading process is obtained by independent reviews conducted by outside consultants specifically hired for this purpose and by periodic examination by various bank regulatory agencies. Management monitors delinquent loans continuously and identifies problem loans to be evaluated individually for impairment testing. For loans that are determined impaired, a formal impairment measurement is performed at least quarterly on a loan-by-loan basis. Our method for assessing the appropriateness of the allowance includes specific allowances for identified problem loans, an allowance factor for categories of credits and allowances for changing environmental factors (e.g., portfolio trends, concentration of credit, growth, economic factors). Allowances for identified problem loans are based on specific analysis of individual credits. Loss estimation factors for loan categories are based on analysis of local economic factors applicable to each loan category. Allowances for changing environmental factors are management’s best estimate of the probable impact these changes have had on the loan portfolio as a whole. Management believes that the ALLL was adequate as of June 30, 2015. There is, however, no assurance that future loan and lease losses will not exceed the levels provided for in the ALLL and could possibly result in additional charges to the provision for loan and lease losses. In addition, bank regulatory authorities, as part of their periodic examination of the Bank, may require additional charges to the provision for loan and lease losses in future periods if warranted as a result of their review. As of June 30, 2015, approximately 74% of our gross loan portfolio is secured by real estate, and a significant decline in real estate market values may require an increase in the ALLL. The U.S. recession, the housing market downturn, and low real estate values in our markets have negatively impacted aspects of our residential development, commercial real estate, commercial construction and commercial loan portfolios. Deterioration in our markets may adversely affect our loan portfolio and may lead to additional charges to the provision for loan and lease losses. All impaired loans are individually evaluated for impairment. If the measurement of each impaired loans’ value is less than the recorded investment in the loan, we recognize this impairment and adjust the carrying value of the loan to fair value through the ALLL. For collateral dependent loans, this can be accomplished by charging off the impaired portion of the loan based on the underlying value of the collateral. For non collateral dependent loans the Company establishes a specific component within the ALLL based on the present value of the future cash flows. If the Bank determines the sources of repayment will not result in a reasonable probability that the carrying value of a loan can be recovered, the amount of a loan’s specific impairment is charged off against the ALLL. Impairment reserves on non-collateral dependent restructured loans are measured by comparing the present value of expected future cash flows on the restructured loans discounted at the interest rate of the original loan agreement to the loan’s carrying value. These impairment reserves are recognized as a specific component to be provided for in the ALLL. The unallocated portion of ALLL provides for coverage of credit losses inherent in the loan portfolio but not captured in the credit loss factors that are utilized in the risk rating-based component, or in the specific impairment reserve component of the ALLL, and acknowledges the inherent imprecision of all loss prediction models. As of June 30, 2015, the unallocated allowance amount represented 4% of the ALLL, compared to 3% at December 31, 2014. The ALLL composition should not be interpreted as an indication of specific amounts or loan categories in which future charge offs may occur. The Company has lending policies and procedures in place with the objective of optimizing loan income within an accepted risk tolerance level. Management reviews and approves these policies and procedures annually. Monitoring and reporting systems supplement the review process with regular frequency as related to loan production, loan quality, concentrations of credit, potential problem loans, loan delinquencies, and nonperforming loans. The following is a brief summary, by loan type, of management’s evaluation of the general risk characteristics and underwriting standards: Commercial Loans Most commercial loans are generally secured by the assets being financed and other business assets such as accounts receivable or inventory. Management may also incorporate a personal guarantee; however, some short term loans may be extended on an unsecured basis. Repayment of commercial loans secured by accounts receivable may be substantially dependent on the ability of the borrower to collect amounts due from its customers. In addition, the Company maintains a commercial loan with its former mortgage subsidiary in which mortgage loans are pledged as collateral. Commercial Real Estate (“CRE”) Loans The properties securing the Company’s CRE portfolio are diverse in terms of type and primary source of repayment. This diversity helps reduce the Company’s exposure to adverse economic events that affect any single industry. Management monitors and evaluates CRE loans based on occupancy status (investor versus owner o

Note 7 - Other Real Estate Owne

Note 7 - Other Real Estate Owned	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Real Estate Owned [Text Block]	NOTE 7. OTHER REAL ESTATE OWNED OREO represents real estate which to the Bank has taken control in partial or full satisfaction of loans and properties originally acquired for branch expansion but no longer intended to be used for that purpose. OREO is recorded at fair value less costs to sell, which becomes the property’s new cost basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the ALLL. Any write-up in the fair value of the asset at the date of acquisition is reported as noninterest income unless there has been a prior charge off, in which case a recovery is credited to the ALLL. Thereafter, management periodically performs valuations and the property is carried at the lower of the cost or fair value less expected selling costs. Subsequent valuation adjustments are recognized under the line item Write down of other real estate owned Consolidated Statements of Operations noninterest expense Consolidated Statements of Operations At June 30, 2015, and December 31, 2014, the recorded investment in OREO was $1.4 million and $502 thousand, respectively. For the six months ended June 30, 2015, the Company transferred eleven foreclosed properties in the amount of $3.2 million to OREO. During the six months ended June 30, 2015 the Company sold nine properties with a balance of $2.4 million for a net gain of $5 thousand. During June of 2015, the bank transferred land with a carrying value of $261 thousand previously held for construction of a new branch to OREO for disposition. The property was transferred to OREO at its fair value less expected selling costs resulting in a write down of $91 thousand recorded in noninterest expense. The June 30, 2015 OREO balance consists of four 1-4 family residential real estate properties in the amount of $283 thousand, three nonfarm nonresidential properties in the amount of $952 thousand and one undeveloped commercial property in the amount of $170 thousand. The recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure is $1.6 million.

Note 8 - Accounting for Income

Note 8 - Accounting for Income Tax and Uncertainties	6 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	NOTE 8. ACCOUNTING FOR INCOME TAXES AND UNCERTAINTIES The Company's provision for income taxes includes both federal and state income taxes and reflects the application of federal and state statutory rates to the Company's income before taxes. The principal difference between statutory tax rates and the Company's effective tax rate is the benefit derived from investing in tax-exempt securities, federal tax credits afforded through the Company’s investments in qualified affordable housing projects and bank-owned life insurance. Income taxes are accounted for using the asset and liability method. Under this method a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company’s income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized. The Company applies the provisions of FASB ASC 740, Income Taxes The Company’s effective income tax rate was 30% for the six months ended June 30, 2015, compared with 29% for the same period a year ago.

Note 9 - Qualified Affordable H

Note 9 - Qualified Affordable Housing Project Investments	6 Months Ended
	Jun. 30, 2015
Qualified Affordable Housing Project Investments [Abstract]
Qualified Affordable Housing Project Investments [Text Block]	NOTE 9. QUALIFIED AFFORDABLE HOUSING PROJECT INVESTMENTS At June 30, 2015 the Company’s investments in Qualified Affordable Housing Projects that generate Low Income Housing Tax Credits (“LIHTC”) were $5.2 million. These investments are recorded in other assets with a corresponding funding obligation of $1.5 million recorded in other liabilities. The Company has invested in four separate LIHTC projects which provide the Company with CRA credit. Additionally, the investments in LIHTC projects provide the Company with tax credits and with operating loss tax benefits over an approximately 16 year period. None of the original investments will be repaid. The tax credits and the operating loss tax benefits that are generated by each of the properties are expected to exceed the total value of the investments made by the Company and provide returns on the investments of between 4.36% and 7.14%. The investments in LIHTC projects are being accounted for using the proportional amortization method, under which the Company amortizes the initial cost of an investment in proportion to the amount of the tax credits and other tax benefits received, and recognizes the net investment performance in the Consolidated Statements of Operations The following table presents the Company’s original investment in LIHTC projects, the current recorded investment balance, and the unfunded liability balance of each investment at June 30, 2015 and December 31, 2014. In addition, the table reflects the tax credits and tax benefits, amortization of the investment and the net impact to the Company’s income tax provision for the six months ended June 30, 2015 and the year ended December 31, 2014: (Amounts in thousands) Original Current Unfunded Tax Credits Amortization Net Qualified Affordable Housing Projects at Investment Recorded Liability and of Income Tax June 30, 2015 Value Investment Obligation Benefits (1) Investments (2) Benefit Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,645 $ 628 $ 113 $ 91 $ 22 WNC Institutional Tax Credit Fund 38, L.P. 1,000 836 248 69 51 18 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,935 610 139 115 24 California Affordable Housing Fund 2,454 748 — 104 104 — Total $ 7,954 $ 5,164 $ 1,486 $ 425 $ 361 $ 64 (Amounts in thousands) Original Current Unfunded Tax Credits Amortization Net Qualified Affordable Housing Projects at Investment Recorded Liability and of Income Tax December 31, 2014 Value Investment Obligation Benefits (1) Investments (2) Benefit Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,846 $ 736 $ 160 $ 154 $ 31 WNC Institutional Tax Credit Fund 38, L.P. 1,000 888 314 105 112 26 Merritt Community Capital Corporation Fund XV, L.P. 2,500 2,050 1,374 340 450 58 California Affordable Housing Fund 2,454 852 — 209 187 22 Total $ 7,954 $ 5,636 $ 2,424 $ 814 $ 903 $ 137 (1) The amounts reflected in this column represent both the tax credits, as well as the tax benefits generated by the Qualified Affordable Housing Projects operating loss. Tax benefits are calculated using a 34% tax rate. (2) This amount reduces the tax credits and benefits generated by the Qualified Affordable Housing Projects. The following table presents the Company’s generated tax credits and tax benefits from investments in qualified affordable housing projects for the three and six month periods ended June 30, 2015 and 2014. For the Three Months Ended June 30, 2015 June 30, 2014 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Projects Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 43 $ 13 $ 29 $ 11 WNC Institutional Tax Credit Fund 38, L.P. 27 8 25 8 Merritt Community Capital Corporation Fund XV, L.P. 54 15 66 19 California Affordable Housing Fund 40 12 40 13 Total $ 164 $ 48 $ 160 $ 51 For the Six Months Ended June 30, 2015 June 30, 2014 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Projects Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 87 $ 26 $ 57 $ 23 WNC Institutional Tax Credit Fund 38, L.P. 54 15 49 16 Merritt Community Capital Corporation Fund XV, L.P. 109 30 133 38 California Affordable Housing Fund 79 25 79 25 Total $ 329 $ 96 $ 318 $ 102 The tax credits and benefits were partially offset by the amortization of the principal investment balances of $180 thousand and $361 thousand for the three and six months ended June 30, 2015 respectively, compared to $232 thousand and $405 thousand for the comparable periods of 2014. The following table reflects the anticipated net income tax benefit at June 30, 2015 that is expected to be recognized by the Company over the remaining life of the investments: Raymond James WNC Institutional Merritt Community California Total Net (Amounts in thousands) California Housing Tax Credit Capital Corporation Affordable Housing Income Tax Qualified Affordable Housing Projects Opportunities Fund II Fund 38, L.P. Fund XV, L.P Fund Benefit Anticipated net income tax benefit less amortization of investments: 2015 $ 24 $ 17 $ 23 $ 1 $ 65 2016 46 37 47 1 131 2017 46 36 45 — 127 2018 45 35 45 — 125 2019 and thereafter 263 155 238 1 657 Total $ 424 $ 280 $ 398 $ 3 $ 1,105

Note 10 - Federal Funds Purchas

Note 10 - Federal Funds Purchased and Lines of Credit	6 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Banking and Thrift Disclosure [Text Block]	NOTE 10. FEDERAL FUNDS PURCHASED AND LINES OF CREDIT At June 30, 2015 and December 31, 2014, the Company had no outstanding federal funds purchased balances. At June 30, 2015 the Bank had available lines of credit with the Federal Home Loan Bank of San Francisco totaling $193.9 million and the Bank had available lines of credit with the Federal Reserve totaling $28.4 million subject to certain collateral requirements, namely the amount of certain pledged loans. The Bank had uncommitted federal funds line of credit agreements with three financial institutions totaling $40.0 million at June 30, 2015. If the Bank had borrowed from these lines at June 30, 2015, interest rates would have ranged from .30% to 1.15%. Availability of the lines is subject to federal funds balances available for loan and continued borrower eligibility. The lines are reviewed and renewed periodically throughout the year, and are intended to support short-term liquidity needs. The agreements may restrict consecutive day usage.

Note 11 - Term Debt

Note 11 - Term Debt	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 11. TERM DEBT The Bank had outstanding secured advances from the Federal Home Loan Bank of San Francisco at June 30, 2015 and December 31, 2014 of $90.0 million and $75.0 million, respectively. Future contractual maturities of Federal Home Loan Bank of San Francisco term advances at June 30, 2015 are as follows: (Amounts in thousands) Year Amount 2015 $ 90,000 Thereafter — Total Federal Home Loan Bank of San Francisco advances $ 90,000 The maximum amount outstanding from the Federal Home Loan Bank of San Francisco under term advances at any month end during the six months ended June 30, 2015, and the year ended December 31, 2014 was $120.0 million and $75.0 million, respectively. The average balance outstanding on Federal Home Loan Bank of San Francisco term advances during the six months ended June 30, 2015 and year ended December 31, 2014 was $94.7 million and $77.5 million, respectively. The weighted average interest rate on the borrowings at June 30, 2015 and December 31, 2014 was 0.23% and 0.24%, respectively. The Federal Home Loan Bank of San Francisco borrowings are secured by an investment in Federal Home Loan Bank of San Francisco stock, certain real estate mortgage loans which have been specifically pledged to the Federal Home Loan Bank of San Francisco pursuant to their collateral requirements, and certain securities held in the Bank’s investment securities portfolio. As of June 30, 2015, based upon the level of Federal Home Loan Bank of San Francisco advances, the Company was required to hold an investment in Federal Home Loan Bank of San Francisco stock of $4.5 million. Furthermore, the Company has pledged $331.4 million of its commercial and real estate mortgage loans, and has borrowed $90.0 million against the pledged loans. As of June 30, 2015, the Company held $19.2 million (amortized cost) in securities with the Federal Home Loan Bank of San Francisco for pledging purposes. All of the securities pledged to the Federal Home Loan Bank of San Francisco were unused as collateral as of June 30, 2015 .

Note 12 - Commitments and Conti

Note 12 - Commitments and Contingencies	6 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies Disclosure [Text Block]	NOTE 12. COMMITMENTS AND CONTINGENCIES Lease Commitments – The following table sets forth rent expense and rent income for the three and six months ended June 30, 2015 and 2014. Three Months Ended June 30, Six Months Ended June 30, (Amounts in thousands) 2015 2014 2015 2014 Rent income $ 2 $ 4 $ 6 $ 8 Rent expense 142 142 284 282 Net $ 140 $ 138 $ 278 $ 274 The following table sets forth, as of June 30, 2015, the future minimum lease payments under non-cancelable operating leases: (Amounts in thousands) Amounts due in: 2015 $ 297 2016 608 2017 549 2018 431 2019 402 Thereafter 1,296 Total $ 3,583 Financial Instruments with Off-Balance Sheet Risk The following table presents a summary of the Bank’s commitments and contingent liabilities at June 30, 2015 and December 31, 2014: (Amounts in thousands) June 30, 2015 December 31, 2014 Commitments to extend credit $ 193,571 $ 200,991 Standby letters of credit 2,766 2,731 Guaranteed commitments outstanding 3,358 1,864 Total commitments $ 199,695 $ 205,586 In the normal course of business the Bank is a party to financial instruments with off-balance sheet credit risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. These instruments involve elements of credit and interest rate risk similar to the amounts recognized in the Consolidated Balance Sheets The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, standby letters of credit, and financial guarantees, is represented by the contractual notional amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any covenant or condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. While most standby letters of credit are not utilized, a significant portion of such utilization is on an immediate payment basis. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if it is deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral varies but may include cash, accounts receivable, inventory, premises and equipment and income-producing commercial properties. Standby letters of credit and financial guarantees are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. These guarantees are primarily issued to support public and private borrowing arrangements, including international trade finance, commercial paper, bond financing and similar transactions. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Bank holds cash, marketable securities, or real estate as collateral supporting those commitments for which collateral is deemed necessary. The Bank was not required to perform on any financial guarantees for the six months ended June 30, 2015, and the year ended December 31, 2014. At June 30, 2015 approximately $133 thousand of standby letters of credit expire within one year, and $2.6 million expire thereafter. The reserve for unfunded commitments, which is included in other liabilities on the Consolidated Balance Sheets Consolidated Statements of Operations. Legal Proceedings Concentrations of Credit Risk Commercial real estate concentrations are managed to assure wide geographic and business diversity. Although management believes such concentrations have no more than the normal risk of collectability, a substantial decline in the economy in general, material increases in interest rates, changes in tax policies, tightening credit or refinancing markets, or a decline in real estate values in the Company’s primary market areas in particular, could have an adverse impact on the repayment of these loans. Personal and business incomes, proceeds from the sale of real property, or proceeds from refinancing, represent the primary sources of repayment for a majority of these loans. The Bank recognizes the credit risks inherent in dealing with other depository institutions. Accordingly, to prevent excessive exposure to other depository institutions in aggregate or to any single correspondent, the Bank has established general standards for selecting correspondent banks as well as internal limits for allowable exposure to other depository institutions in aggregate or to any single correspondent. In addition, the Bank has an investment policy that sets forth limitations that apply to all investments with respect to credit rating and concentrations with an issuer.

Note 13 - Accumulated Other Com

Note 13 - Accumulated Other Comprehensive Income	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Comprehensive Income (Loss) Note [Text Block]	NOTE 13. ACCUMULATED OTHER COMPREHENSIVE INCOME The following table presents activity in accumulated other comprehensive income for the six months ended June 30, 2015: Unrealized Unrealized Accumulated Other Gains (Losses) on (Losses) Gains on Comprehensive (Amounts in thousands) Securities Derivatives (Loss) Income Accumulated other comprehensive loss as of December 31, 2014 $ 1,810 $ (1,897 ) $ (87 ) Comprehensive income three months ended March 31, 2015 292 (21 ) 271 Comprehensive loss three months ended June 30, 2015 (967 ) 100 (867 ) Accumulated other comprehensive loss as of June 30, 2015 $ 1,135 $ (1,818 ) $ (683 ) The following table presents activity in accumulated other comprehensive income for the six months ended June 30, 2014: Unrealized Unrealized Accumulated Other (Losses) Gains on Losses on Comprehensive (Amounts in thousands) Securities Derivatives (Loss) Income Accumulated other comprehensive income as of December 31, 2013 $ (1,809 ) $ (583 ) $ (2,392 ) Comprehensive income three months ended March 31, 2014 1,786 (120 ) 1,666 Comprehensive income three months ended June 30, 2014 1,115 (1,296 ) (181 ) Accumulated other comprehensive loss as of June 30, 2014 $ 1,092 $ (1,999 ) $ (907 ) Accumulated other comprehensive income is reported net of related tax effects. Detailed information on the tax effects of the individual components of comprehensive income are presented in the Consolidated Statements of Comprehensive Income

Note 14 - Derivatives

Note 14 - Derivatives	6 Months Ended
	Jun. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 14. DERIVATIVES The Company uses derivatives to hedge the risk of changes in market interest rates to limit the impact on earnings and cash flows relating to specific groups of assets and liabilities. Presently, the Company utilizes interest rate swaps (the “hedging instrument”) with other major financial institutions (counterparties) to hedge interest expenses associated with certain Federal Home Loan Bank of San Francisco borrowings (the “hedged instrument”). The Company does not use derivative instruments for trading or speculative purposes. For derivative financial instruments accounted for as hedging instruments, the Company formally designates and documents, at inception, the financial instrument as a hedge of a specific underlying exposure, the risk management objective, and the manner in which effectiveness of the hedge will be assessed. The Company formally assesses both at inception and at each reporting period thereafter, whether the derivative financial instruments used in hedging transactions are effective in offsetting changes in fair value or cash flows of the related underlying exposures. Any ineffective portion of the change in fair value of the instruments is recognized immediately into earnings. ASC 815-10, Derivatives and Hedging Consolidated Balance Sheets Classification of the gain or loss in the Consolidated Statements of Operations During June 2014, the Company concluded that certain forecasted Federal Home Loan Bank of San Francisco advances were no longer probable. The forward starting interest rate swaps that were related to these forecasted advances were terminated and gains of $952 thousand in accumulated other comprehensive income were immediately recognized in earnings. At June 30, 2015 the Company has one active interest rate swap, and two forward starting interest rate swaps to hedge interest rate risk associated with current and forecasted variable rate Federal Home Loan Bank of San Francisco advances. The hedge strategy converts LIBOR based variable rate of interest on active and forecasted Federal Home Loan Bank of San Francisco advances to fixed interest rates. The following table summarizes the Company’s interest rate swap contracts with counterparties outstanding at June 30, 2015. The interest rate swap contracts are made with a single issuer and include the right of offset. (Amounts in thousands) Description We Pay Fixed We Receive Variable (1) Notional Amount Effective Date Maturity Date Interest rate swap - active 1.84 % 0.278 % $ 75,000 August 1, 2014 August 3, 2015 Forward starting interest rate swap #1 2.64 % Variable $ 75,000 August 3, 2015 August 1, 2016 Forward starting interest rate swap #2 3.22 % Variable $ 75,000 August 1, 2016 August 1, 2017 (1) Rate floats to 3 month LIBOR payable quarterly on February 1, May 1, August 1, and November 1. The following table lists the active and forward starting interest rate swap derivatives separately by asset (gains) and liabilities (losses), and the fair value of such derivatives at June 30, 2015, and December 31, 2014. Asset Derivatives Liability Derivatives (Amounts in thousands) June 30, December 31, June 30, December 31, Description Designation 2015 2014 2015 2014 Interest rate swap - active Cash flow hedge $ — $ — $ 107 $ 880 Forward starting interest rate swap #1 Cash flow hedge — — 1,578 1,298 Forward starting interest rate swap #2 Cash flow hedge — — 1,405 1,046 Total $ — $ — $ 3,090 $ 3,224 The following table summarizes the gains (losses) recorded during the three and six months ended June 30, 2015 and 2014, and their location within the Consolidated Statements of Operations (Amounts in thousands) Three Months Ended Six Months Ended Description Consolidated Statement of Operations Location 2015 2014 2015 2014 Interest rate swap - active (1) Interest on Federal Home Loan Bank of San Francisco borrowings $ (292 ) $ — $ (587 ) $ — Forward starting interest rate swap (2) Interest on Federal Home Loan Bank of San Francisco borrowings — 111 — 261 Forward starting interest rate swap (3) Other noninterest income — 1,617 — 1,617 Total $ (292 ) $ 1,728 $ (587 ) $ 1,878 (1) (2) Gains represent tax adjusted amounts reclassified from accumulated other comprehensive income pertaining to the terminated forward starting interest rate swap. (3) Gains represent tax adjusted amounts reclassified from accumulated other comprehensive income immediately upon cancellation of forecasted Federal Home Loan Bank of San Francisco borrowings. The following table summarizes the gains and (losses) on all derivative instruments (active and forward starting) designated as cash flow hedges recorded in accumulated other comprehensive income and reclassified into earnings during the three and six months ended June 30, 2015 and June 30, 2014. (Amounts in thousands) Three Months Ended June 30, Six Months Ended June 30, Description 2015 2014 2015 2014 Interest rate swaps $ (177 ) $ 1,017 $ (350 ) $ 1,105 The following table summarizes management’s estimate of the amount of existing losses on derivative instruments recorded in accumulated other comprehensive income that are expected to reclassified into earnings within the next 12 months, assuming various rate shock scenarios. In each scenario, the impact to net income as a result of the increase in interest rates paid on the hedged instrument would remain unchanged because the derivative instrument is effectively offsetting changes in cash flows of the underlying hedged instrument. (Amounts in thousands) Interest Rate Shock Description Flat +100bp +200bp Reclassifications from accumulated OCI $ 1,013 $ 572 $ 130 The following table summarizes the derivatives that have a right of offset at June 30, 2015 and December 31, 2014. Gross Amounts Not Offset In The (Amounts in thousands) Gross Amounts of Recognized Assets / (Liabilities) Gross Amounts Offset In The Consolidated Balance Sheets Net Amounts of Assets / (Liabilities) Included In The Consolidated Balance Sheets Fair Value of Collateral Posted Net Amount June 30, 2015 Derivative liabilities Interest rate swaps $ (3,090 ) $ — $ (3,090 ) $ 4,051 $ 961 December 31, 2014 Derivative liabilities Interest rate swaps $ (3,224 ) $ — $ (3,224 ) $ 3,533 $ 309 Derivative financial instruments contain an element of credit risk if counterparties are unable to meet the terms of the contract. Credit risk associated with derivative financial instruments is measured as the net replacement cost should the counterparties fail to perform under the terms of those contracts. Assuming no recoveries of underlying collateral, credit risk is measured by the market value of the derivative financial instrument. The contracts with the derivative counterparties contain a provision where if the Company fails to maintain its status as a well/adequately capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. Similarly, the Company could be required to settle its obligations under certain of its agreements if specific regulatory events occur, such as if the Company were issued a prompt corrective action directive or a cease and desist order, or if certain regulatory ratios fall below specified levels. The Company was required to post collateral against the obligations of $3.1 million at June 30, 2015. Accordingly, the Company pledged three mortgage backed securities with an aggregate par value of $3.8 million and an aggregate fair value of $4.1 million.

Note 15 - Fair Values

Note 15 - Fair Values	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	NOTE 15. FAIR VALUES Estimated fair values are disclosed for financial instruments for which it is practicable to estimate fair value. These estimates are made at a specific point in time based on relevant market data and information about the financial instruments. These estimates do not reflect any premium or discount that could result from offering the Company’s entire holdings of a particular financial instrument for sale at one time, nor do they attempt to estimate the value of anticipated future business related to the instruments. In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. The following table presents estimated fair values of the Company’s financial instruments as of June 30, 2015 and December 31, 2014, whether or not recognized or recorded at fair value in the Consolidated Balance Sheets Non-financial assets and non-financial liabilities defined by the FASB ASC 820, Fair Value Measurement Financial Instruments (Amounts in thousands) Carrying Fair Value Measurements Using June 30, 2015 Amounts Level 1 Level 2 Level 3 Total Financial assets : Cash and cash equivalents $ 32,796 $ 32,796 $ — $ — $ 32,796 Securities available-for-sale $ 160,763 $ — $ 160,763 $ — $ 160,763 Securities held-to-maturity $ 36,655 $ — $ 36,430 $ — $ 36,430 Net loans $ 688,775 $ — $ — $ 698,993 $ 698,993 Federal Home Loan Bank of San Francisco stock $ 4,465 $ 4,465 $ — $ — $ 4,465 Financial liabilities: Deposits $ 760,039 $ — $ 761,349 $ — $ 761,349 Federal Home Loan Bank of San Francisco advances $ 90,000 $ — $ 90,000 $ — $ 90,000 Subordinated debenture $ 10,310 $ — $ 5,111 $ 5,111 Derivatives $ 3,090 $ — $ 3,090 $ — $ 3,090 (Amounts in thousands) Carrying Fair Value Measurements Using December 31, 2014 Amounts Level 1 Level 2 Level 3 Total Financial assets : Cash and cash equivalents $ 58,422 $ 58,422 $ — $ — $ 58,422 Securities available-for-sale $ 186,986 $ 2,571 $ 184,415 $ — $ 186,986 Securities held-to-maturity $ 36,806 $ — $ 37,118 $ — $ 37,118 Net loans $ 650,235 $ — $ — $ 661,126 $ 661,126 Federal Home Loan Bank of San Francisco stock $ 5,728 $ 5,728 $ — $ — $ 5,728 Financial liabilities: Deposits $ 789,035 $ — $ 790,068 $ — $ 790,068 Federal Home Loan Bank of San Francisco advances $ 75,000 $ — $ 75,000 $ — $ 75,000 Subordinated debenture $ 10,310 $ — $ 4,932 $ — $ 4,932 Derivatives $ 3,224 $ — $ 3,224 $ — $ 3,224 Fair Value Hierarchy Level 1 Level 2 Level 3 In certain cases, the inputs used to measure fair value may fall into different levels of the fair value hierarchy. In such cases, the level in the fair value hierarchy within which the fair value measurement in its entirety falls has been determined based on the lowest level input that is significant to the fair value measurement in its entirety. The Company maximizes the use of observable inputs and minimizes the use of unobservable inputs when developing fair value measurements. The Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability. The following methods and assumptions were used to estimate the fair value of each class of financial instrument for which it is practical to estimate that value: Cash and cash equivalents Consolidated Balance Sheet Securities Net Loans Federal Home Loan Bank of San Francisco stock – Deposits Federal Home Loan Bank of San Francisco advances – Subordinated debenture Commitments The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Available-for-sale securities and derivatives are recorded at fair value on a recurring basis. From time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as collateral dependent impaired loans and certain other assets including OREO. These nonrecurring fair value adjustments involve the application of lower of cost or fair value accounting or write downs of individual assets. The following table presents information about the Company’s assets and liabilities measured at fair value on a recurring basis, and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value, as of June 30, 2015 and December 31, 2014. (Amounts in thousands) Fair Value at June 30, 2015 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 5,314 $ — $ 5,314 $ — Obligations of states and political subdivisions 51,324 — 51,324 — Residential mortgage backed securities and collateralized mortgage obligations 37,776 — 37,776 — Corporate securities 33,501 — 33,501 — Commercial mortgage backed securities 9,467 — 9,467 — Other investment securities (1) 23,381 — 23,381 — Total assets measured at fair value $ 160,763 $ — $ 160,763 $ — Derivatives – forward starting interest rate swaps $ 3,090 $ — $ 3,090 $ — Total liabilities measured at fair value $ 3,090 $ — $ 3,090 $ — (Amounts in thousands) Fair Value at December 31, 2014 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 6,393 $ — $ 6,393 $ — Obligations of states and political subdivisions 54,363 — 54,363 — Residential mortgage backed securities and collateralized mortgage obligations 47,015 — 47,015 — Corporate securities 37,734 1,467 36,267 — Commercial mortgage backed securities 10,389 1,104 9,285 — Other investment securities (1) 31,092 — 31,092 — Total assets measured at fair value $ 186,986 $ 2,571 $ 184,415 $ — Derivatives – forward starting interest rate swaps $ 3,224 $ — $ 3,224 $ — Total liabilities measured at fair value $ 3,224 $ — $ 3,224 $ — (1) Principally consists of residential mortgage backed securities issued by both by governmental and nongovernmental agencies, and SBA pool securities. Recurring Items Debt Securities – Forward starting interest rate swaps – Sensitivity of the Level 3 Fair Value Measurements There were no assets or liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis at June 30, 2015 or at December 31, 2014. There were no transfers in or out of level 3 during the six months ended June 30, 2015 or the year ended December 31, 2014. Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis The Company may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis. These adjustments to fair value generally result from the application of lower of cost or fair value accounting or write-downs of individual assets due to impairment. The following table presents information about the Company’s assets and liabilities at June 30, 2015 and December 31, 2014 measured at fair value on a nonrecurring basis for which a nonrecurring change in fair value has been recorded during the reporting period. The amounts disclosed below present the fair values at the time the nonrecurring fair value measurements were made, and not necessarily the fair values as of the date reported upon. (Amounts in thousands) Fair Value at June 30, 2015 Nonrecurring basis: Total Level 1 Level 2 Level 3 Collateral dependent impaired loans $ 1,883 $ — $ — $ 1,883 Other real estate owned 223 — — 223 Total assets measured at fair value $ 2,106 $ — $ — $ 2,106 (Amounts in thousands) Fair Value at December 31, 2014 Nonrecurring basis: Total Level 1 Level 2 Level 3 Collateral dependent impaired loans $ 10,319 $ — $ — $ 10,319 Other real estate owned 108 — — 108 Total assets measured at fair value $ 10,427 $ — $ — $ 10,427 The following table presents the losses resulting from nonrecurring fair value adjustments for the three and six months ended June 30, 2015 and 2014: (Amounts in thousands) Three Months Ended June 30, Six Months Ended June 30, Fair value adjustment loss: 2015 2014 2015 2014 Collateral dependent impaired loans $ 492 $ 892 $ 544 $ 5,501 Other real estate owned 108 — 108 290 Total $ 600 $ 892 $ 652 $ 5,791 During the six months ended June 30, 2015 collateral dependent impaired loans with a carrying amount of $2.4 million were written down to their fair value of $1.9 million resulting in a $544 thousand adjustment to the ALLL. During the six months ended June 30, 2015, one property was transferred into OREO with an aggregate carrying value of $70 thousand and written down to its fair value of $53 thousand, resulting in a $17 thousand adjustment to the ALLL . Additionally, during the quarter ended June 30, 2015 the Company transferred land with a carrying value of $261 thousand previously held for construction of a new branch to OREO for disposition. The property was transferred to OREO at its fair value less expected selling costs resulting in a write down of $91 thousand. The loan amounts above represent impaired, collateral dependent loans that have been adjusted to fair value during the respective reporting period. When we identify a collateral dependent loan as impaired, we measure the impairment using the current fair value of the collateral, less selling costs. Depending on the characteristics of a loan, the fair value of collateral is generally estimated by obtaining external appraisals. If we determine that the value of the impaired loan is less than the recorded investment in the loan, we recognize this impairment and adjust the carrying value of the loan to fair value through the ALLL. The loss represents charge offs or impairments on collateral dependent loans for fair value adjustments based on the fair value of collateral. The carrying value of loans fully charged off is zero. When the fair value of the collateral is based on a current appraised value, or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. The OREO amount above represents impaired real estate that has been adjusted to fair value during the respective reporting period. The loss represents impairments on OREO for fair value adjustments based on the fair value of the real estate. The determination of fair value is based on recent appraisals of the foreclosed properties, which take into account recent sales prices adjusted for unobservable inputs, such as opinions provided by local real estate brokers and other real estate experts. The Company records OREO as a nonrecurring Level 3. Limitations Fair value estimates are based on current on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Other significant assets and liabilities that are not considered financial assets or liabilities include deferred tax assets and liabilities, and property, plant and equipment. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.

Note 16 - Purchase of Financial

Note 16 - Purchase of Financial Assets	6 Months Ended
	Jun. 30, 2015
Transfers and Servicing [Abstract]
Transfers and Servicing of Financial Assets [Text Block]	NOTE 16. PURCHASE OF FINANCIAL ASSETS On February 27, 2015, the Company purchased $6.4 million of commercial real estate loans. The loans are being serviced by the Company and were purchased without recourse. The Company purchased a total par value of $6.4 million in loans with accrued interest at the settlement date of $17 thousand at a net premium of $91 thousand in exchange for a cash payment of $6.5 million. The fair value was equal to the price paid to acquire the portfolio as the difference between par value and cash purchase price represents the fair value adjustment. On September 23, 2014, the Company purchased $18.1 million of owner-occupied commercial real estate loans secured by first deeds of trust originated under the SBA 504 loan program. The loans are serviced by the Company and were purchased without recourse. The Company purchased a total par value of $18.1 million in loans with accrued interest at the settlement date of $77 thousand at a net premium of $377 thousand in exchange for a cash payment of $18.5 million. The fair value was equal to the price paid to acquire the portfolio as the difference between the par value and cash purchase price represents the fair value adjustment. On May 12, 2014, the Company agreed to purchase $40.0 million of unsecured consumer home improvement loans. The loans were purchased without recourse or servicing rights. The agreement calls for purchases up to $4.0 million per month up to a maximum par value of $40.0 million. As of June 30, 2015 the Company has paid cash totaling $50.1 million, and received cash repayments of $12.8 million for $37.3 million in net loans. The Company initially measured the acquired loan portfolio at a fair equal to the price paid to acquire the portfolio as the difference between the par value and cash purchase price represents the fair value adjustment. On February 27, 2014, the Company purchased a pool of residential solar panel loans secured by UCC filing with a par value of $12.9 million for a cash payment of $12.7 million. The loans and the related servicing were purchased without recourse. The fair value was equal to the price paid to acquire the portfolio as the difference between the par value and cash purchase price represents the fair value adjustment.

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Holding Company and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. As of December 31, 2014, the Company had one wholly-owned trust (“Trust”) formed in 2005 to issue trust preferred securities and related common securities. The Company has not consolidated the accounts of the Trust in its Consolidated Financial Statements in accordance with Financial Accounting Standards Board Accounting Standards Codification (“FASB”) ASC 810, Consolidation Consolidated Balance Sheets

Note 3 - Note Receivable (Table

Note 3 - Note Receivable (Tables)	6 Months Ended
	Jun. 30, 2015
Note Receivable [Abstract]
Note Receivable Settlement [Table Text Block]	(Amounts in thousands) Amount Proceeds: Cash received $ 686 1-4 family mortgage note (fair value) 560 Net proceeds received 1,246 Assets derecognized: Note due from the mortgage company 2,753 Discount on the note (374 ) Warehouse line of credit 259 Total assets derecognized 2,638 Loss on settlement of the note $ 1,392

Note 4 - Earnings Per Share (Ta

Note 4 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended For the Six Months Ended (Amounts in thousands, except per share information) June 30, June 30, Earnings Per Share 2015 2014 2015 2014 Numerators: Net income $ 2,390 $ 2,206 $ 4,191 $ 2,771 Less: Preferred cash dividends 50 50 100 100 Net income available to common shareholders $ 2,340 $ 2,156 $ 4,091 $ 2,671 Denominators: Weighted average number of common shares outstanding - basic 13,338 13,378 13,320 13,658 Effect of potentially dilutive common shares (1) 32 48 33 47 Weighted average number of common shares outstanding - diluted 13,370 13,426 13,353 13,705 Earnings per common share: Basic $ 0.18 $ 0.16 $ 0.31 $ 0.20 Diluted $ 0.18 $ 0.16 $ 0.31 $ 0.19 Anti-dilutive options not included in earnings per share calculation 129 82 151 82 (1) Represents the effects of the assumed exercise of options

Note 5 - Securities (Tables)

Note 5 - Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	As of June 30, 2015 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Value Available-for-sale securities: U.S. government & agencies $ 5,229 $ 88 $ (3 ) $ 5,314 Obligations of state and political subdivisions 49,883 1,541 (100 ) 51,324 Residential mortgage backed securities and collateralized mortgage obligations 37,745 285 (254 ) 37,776 Corporate securities 33,380 309 (188 ) 33,501 Commercial mortgage backed securities 9,558 34 (125 ) 9,467 Other asset backed securities 23,448 139 (206 ) 23,381 Total $ 159,243 $ 2,396 $ (876 ) $ 160,763 Held-to-maturity securities: Obligations of state and political subdivisions $ 36,655 $ 538 $ (763 ) $ 36,430 As of December 31, 2014 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Value Available-for-sale securities: U.S. government & agencies $ 6,351 $ 58 $ (16 ) $ 6,393 Obligations of state and political subdivisions 52,629 1,788 (54 ) 54,363 Residential mortgage backed securities and collateralized mortgage obligations 46,727 457 (169 ) 47,015 Corporate securities 37,392 475 (133 ) 37,734 Commercial mortgage backed securities 10,402 60 (73 ) 10,389 Other asset backed securities 30,896 393 (197 ) 31,092 Total $ 184,397 $ 3,231 $ (642 ) $ 186,986 Held-to-maturity securities: Obligations of state and political subdivisions $ 36,806 $ 712 $ (400 ) $ 37,118
Amortized Cost and Estimated Fair Value Available for Sale Securities Table [Text Block]	Available-For-Sale Held-To-Maturity (Amounts in thousands) Amortized Cost Fair Value Amortized Cost Fair Value Amounts maturing in: One year or less $ 3,689 $ 3,695 $ — $ — One year through five years 57,535 57,927 1,494 1,505 Five years through ten years 35,058 35,447 16,065 16,134 After ten years 62,961 63,694 19,096 18,791 Total $ 159,243 $ 160,763 $ 36,655 $ 36,430
Schedule of Financial Instruments Held for Pledging [Table Text Block]	(Amounts in thousands) Pledged Available To Be Pledged Total Held For Pledging Purposes Public funds collateral $ 15,577 $ 8,750 $ 24,327 Federal Home Loan Bank of San Francisco borrowings — 20,209 20,209 Interest rate swap contracts 3,731 320 4,051 Total $ 19,308 $ 29,279 $ 48,587
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended June 30, Six Months Ended June 30, (Amounts in thousands) 2015 2014 2015 2014 Proceeds from sales of securities $ 10,697 $ 32,099 $ 35,912 $ 68,785 Gross realized gains on sales of securities: Obligations of state and political subdivisions $ 37 $ 14 $ 70 $ 171 Residential mortgage backed securities and collateralized mortgage obligations 49 63 62 68 Corporate securities — 85 82 227 Commercial mortgage backed securities — 5 4 5 Other asset backed securities — 40 93 63 Total gross realized gains on sales of securities 86 207 311 534 Gross realized losses on sales of securities: U.S. government & agencies (1 ) (115 ) (1 ) (114 ) Obligations of state and political subdivisions — (69 ) — (159 ) Residential mortgage backed securities and collateralized mortgage obligations — (13 ) (9 ) (482 ) Corporate securities — (8 ) — (8 ) Commercial mortgage backed securities (31 ) — (32 ) Other asset backed securities (24 ) (10 ) (25 ) (23 ) Total gross realized losses on sales of securities (25 ) (246 ) (35 ) (818 ) Gain (loss) on investment securities, net $ 61 $ (39 ) $ 276 $ (284 )
Schedule of Unrealized Loss on Investments [Table Text Block]	As of June 30, 2015 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ 1,250 $ (3 ) $ — $ — $ 1,250 $ (3 ) Obligations of states and political subdivisions 5,431 (100 ) — — 5,431 (100 ) Residential mortgage backed securities and collateralized mortgage obligations 10,113 (175 ) 3,993 (79 ) 14,106 (254 ) Corporate securities 14,652 (135 ) 3,475 (53 ) 18,127 (188 ) Commercial mortgage backed securities 5,273 (76 ) 1,546 (49 ) 6,819 (125 ) Other asset backed securities 4,675 (27 ) 5,689 (179 ) 10,364 (206 ) Total temporarily impaired securities $ 41,394 $ (516 ) $ 14,703 $ (360 ) $ 56,097 $ (876 ) Held-to-maturity securities: Obligations of states and political subdivisions $ 11,680 $ (329 ) $ 5,130 $ (434 ) $ 16,810 $ (763 ) As of December 31, 2014 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ — $ — $ 1,269 $ (16 ) $ 1,269 $ (16 ) Obligations of states and political subdivisions 3,952 (34 ) 2,078 (20 ) 6,030 (54 ) Residential mortgage backed securities and collateralized mortgage obligations 10,193 (66 ) 5,365 (103 ) 15,558 (169 ) Corporate securities 7,058 (36 ) 6,542 (97 ) 13,600 (133 ) Commercial mortgage backed securities 4,912 (14 ) 1,542 (59 ) 6,454 (73 ) Other asset backed securities 4,891 (16 ) 6,088 (181 ) 10,979 (197 ) Total temporarily impaired securities $ 31,006 $ (166 ) $ 22,884 $ (476 ) $ 53,890 $ (642 ) Held-to-maturity securities: Obligations of states and political subdivisions $ 1,556 $ (14 ) $ 12,726 $ (386 ) $ 14,282 $ (400 )

Note 6 - Loans (Tables)

Note 6 - Loans (Tables)	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Outstanding Loan Balances [Table Text Block]	June 30, December 31, (Amounts in thousands) 2015 2014 Commercial $ 143,088 $ 150,253 Real estate – construction loans 27,858 30,099 Real estate – commercial (investor) 237,375 215,114 Real estate – commercial (owner occupied) 136,981 119,093 Real estate – ITIN loans 51,249 52,830 Real estate – mortgage 12,209 13,156 Real estate – equity lines 46,463 44,981 Consumer 44,482 35,210 Other 69 162 Gross loans 699,774 660,898 Deferred fees and costs, net 403 157 Loans, net of deferred fees and costs 700,177 661,055 Allowance for loan and lease losses (11,402 ) (10,820 ) Net loans $ 688,775 $ 650,235
Past Due Financing Receivables [Table Text Block]	Greater Recorded 30-59 60-89 Than 90 Investment > (Amounts in thousands) Days Past Days Past Days Past Total Past 90 Days and June 30, 2015 Due Due Due Due Current Total Accruing Commercial $ 936 $ — $ 808 $ 1,744 $ 141,344 $ 143,088 $ — Commercial real estate: Construction — — — — 27,858 27,858 — Other 874 — 6,453 7,327 367,029 374,356 — Residential: 1-4 family 564 266 2,011 2,841 60,617 63,458 — Home equities 183 42 — 225 46,238 46,463 — Consumer 95 90 54 239 44,312 44,551 54 Total $ 2,652 $ 398 $ 9,326 $ 12,376 $ 687,398 $ 699,774 $ 54 Greater Recorded 30-59 60-89 Than 90 Investment > (Amounts in thousands) Days Past Days Past Days Past Total Past 90 Days and December 31, 2014 Due Due Due Due Current Total Accruing Commercial $ 2,421 $ 301 $ 2,161 $ 4,883 $ 145,370 $ 150,253 $ — Commercial real estate: Construction — — — — 30,099 30,099 — Other — — 8,464 8,464 325,743 334,207 — Residential: 1-4 family 1,080 122 3,597 4,799 61,187 65,986 — Home equities 145 99 24 268 44,713 44,981 — Consumer 158 57 23 238 35,134 35,372 23 Total $ 3,804 $ 579 $ 14,269 $ 18,652 $ 642,246 $ 660,898 $ 23
Impaired Financing Receivables [Table Text Block]	As of June 30, 2015 Unpaid Recorded Principal Related (Amounts in thousands) Investment Balance Allowance With no related allowance recorded: Commercial $ 2,410 $ 2,944 $ — Commercial real estate: Other 7,126 8,855 — Residential: 1-4 family 9,400 12,052 — Home equities 200 201 — Total with no related allowance recorded $ 19,136 $ 24,052 $ — With an allowance recorded: Commercial $ 771 $ 809 $ 149 Commercial real estate: Other 2,519 3,202 526 Residential: 1-4 family 1,971 2,077 302 Home equities 569 569 284 Consumer 34 34 14 Total with an allowance recorded $ 5,864 $ 6,691 $ 1,275 Subtotal: Commercial $ 3,181 $ 3,753 $ 149 Commercial real estate 9,645 12,057 526 Residential 12,140 14,899 586 Consumer 34 34 14 Total impaired loans $ 25,000 $ 30,743 $ 1,275 As of December 31, 2014 Recorded Principal Related (Amounts in thousands) Investment Balance Allowance With no related allowance recorded: Commercial $ 4,298 $ 8,461 $ — Commercial real estate: Other 8,287 12,309 — Residential: 1-4 family 8,714 11,381 — Home equities 201 202 — Total with no related allowance recorded $ 21,500 $ 32,353 $ — With an allowance recorded: Commercial $ 2,299 $ 2,317 $ 314 Commercial real estate: Other 3,466 4,064 432 Residential: 1-4 family 3,529 3,640 506 Home equities 579 579 289 Consumer 35 35 15 Total with an allowance recorded $ 9,908 $ 10,635 $ 1,556 Subtotal: Commercial $ 6,597 $ 10,778 $ 314 Commercial real estate 11,753 16,373 432 Residential 13,023 15,802 795 Consumer 35 35 15 Total impaired loans $ 31,408 $ 42,988 $ 1,556
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	June 30, December 31, (Amounts in thousands) 2015 2014 Commercial $ 3,170 $ 5,112 Commercial real estate: Other 7,611 9,696 Residential: 1-4 family 6,068 6,782 Home equities 24 24 Consumer 34 35 Total $ 16,907 $ 21,649
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]	Three Months Ended Three Months Ended June 30, 2015 June 30, 2014 Average Interest Average Interest Recorded Income Recorded Income (Amounts in thousands) Investment Recognized Investment Recognized Commercial $ 3,509 $ 8 $ 4,295 $ — Commercial real estate: Other 10,006 31 18,402 77 Residential: 1-4 family 11,501 34 12,136 28 Home equities 771 7 1,310 8 Consumer 34 — 29 — Total $ 25,821 $ 80 $ 36,172 $ 113 Six Months Ended Six Months Ended June 30, 2015 June 30, 2014 Average Interest Average Interest Recorded Income Recorded Income (Amounts in thousands) Investment Recognized Investment Recognized Commercial $ 4,436 $ 21 $ 6,114 $ 1 Commercial real estate: Other 10,502 63 19,806 184 Residential: 1-4 family 11,767 66 12,214 52 Home equities 773 14 1,268 17 Consumer 34 — — — Total $ 27,512 $ 164 $ 39,402 $ 254
Newly Restructured Loans [Table Text Block]	For the Three Months Ended For the Three Months Ended Rate & Payment Payment (Amounts in thousands) Rate Deferral Deferral Total Maturity Rate Total Residential: 1-4 family $ — $ 209 $ — $ 209 $ — $ 153 $ 153 Total $ — $ 209 $ — $ 209 $ — $ 153 $ 153 For the Six Months Ended For the Six Months Ended Rate & Payment Payment (Amounts in thousands) Rate Deferral Deferral Total Maturity Rate Total Commercial $ — $ — $ 761 $ 761 $ 692 $ — $ 692 Residential: 1-4 family 112 262 104 478 — 153 153 Total $ 112 $ 262 $ 865 $ 1,239 $ 692 $ 153 $ 845
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	For the Three Months Ended June 30, 2015 For the Three Months Ended June 30, 2014 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding (Amounts in thousands) Number of Recorded Recorded Number of Recorded Recorded Troubled Debt Restructurings Contracts Investment Investment Contracts Investment Investment Residential: 1-4 family 3 $ 263 $ 209 2 $ 150 $ 154 Total 3 $ 263 $ 209 2 $ 150 $ 154 For the Six Months Ended June 30, 2015 For the Six Months Ended June 30, 2014 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding (Amounts in thousands) Number of Recorded Recorded Number of Recorded Recorded Troubled Debt Restructurings Contracts Investment Investment Contracts Investment Investment Commercial 1 $ 823 $ 823 1 $ 700 $ 700 Residential: 1-4 family 6 522 485 2 150 154 Total 7 $ 1,345 $ 1,308 3 $ 850 $ 854
Financing Receivables Modified As Troubled Debt Restructurings With Payment Default [Table Text Block]	For the Three Months Ended For the Three Months Ended June 30, 2015 June 30, 2014 (Amounts in thousands) Number of Recorded Number of Recorded Troubled Debt Restructurings That Subsequently Defaulted Contracts Investment Contracts Investment Commercial 1 $ 695 2 $ 3,007 Commercial real estate: Other — — 1 391 Total 1 $ 695 3 $ 3,398 For the Six Months Ended For the Six Months Ended June 30, 2015 June 30, 2014 (Amounts in thousands) Number of Recorded Number of Recorded Troubled Debt Restructurings That Subsequently Defaulted Contracts Investment Contracts Investment Commercial 1 $ 695 2 $ 3,007 Commercial real estate: Other — — 1 391 Residential: 1-4 family — — 1 86 Total 1 $ 695 4 $ 3,484
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 2015 (Amounts in thousands) Performing Nonperforming Total Commercial $ 139,918 $ 3,170 $ 143,088 Commercial real estate: Construction 27,858 — 27,858 Other 366,745 7,611 374,356 Residential: 1-4 family 57,390 6,068 63,458 Home equities 46,439 24 46,463 Consumer 44,463 88 44,551 Total $ 682,813 $ 16,961 $ 699,774 December 31, 2014 (Amounts in thousands) Performing Nonperforming Total Commercial $ 145,141 $ 5,112 $ 150,253 Commercial real estate: Construction 30,099 — 30,099 Other 324,511 9,696 334,207 Residential: 1-4 family 59,204 6,782 65,986 Home equities 44,957 24 44,981 Consumer 35,314 58 35,372 Total $ 639,226 $ 21,672 $ 660,898
Financing Receivable Credit Quality Indicator [Table Text Block]	As of June 30, 2015 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 117,745 $ 12,606 $ 4,601 $ 8,136 $ — $ 143,088 Commercial real estate: Construction 27,822 36 — — — 27,858 Other 355,529 3,673 5,317 9,837 — 374,356 Residential: 1-4 family 52,728 — 579 10,151 — 63,458 Home equities 42,071 1,745 1,683 964 — 46,463 Consumer 44,197 3 282 69 — 44,551 Total gross loans $ 640,092 $ 18,063 $ 12,462 $ 29,157 $ — $ 699,774 As of December 31, 2014 Pass Watch Special (Amounts in thousands) (Restated) (Restated) Mention Substandard Doubtful Total Commercial $ 121,282 $ 14,116 $ 4,018 $ 10,837 $ — $ 150,253 Commercial real estate: Construction 30,056 43 — — — 30,099 Other 312,844 7,817 869 12,677 — 334,207 Residential: 1-4 family 53,490 — — 12,496 — 65,986 Home equities 41,624 2,380 — 977 — 44,981 Consumer 35,279 3 18 72 — 35,372 Total gross loans $ 594,575 $ 24,359 $ 4,905 $ 37,059 $ — $ 660,898
Allowance for Credit Losses on Financing Receivables [Table Text Block]	For the Three Months Ended June 30, 2015 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Beginning balance $ 3,245 $ 5,314 $ 1,719 $ 572 $ 446 $ 11,296 Charge offs (354 ) (140 ) (126 ) (91 ) — (711 ) Recoveries 722 74 7 14 — 817 Provision (224 ) 199 (120 ) 88 57 — Ending balance $ 3,389 $ 5,447 $ 1,480 $ 583 $ 503 $ 11,402 For the Three Months Ended June 30, 2014 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Beginning balance $ 3,636 $ 3,490 $ 2,251 $ 214 $ 157 $ 9,748 Charge offs (247 ) (1,031 ) (178 ) — — (1,456 ) Recoveries 54 — 86 — — 140 Provision (109 ) 1,408 174 24 (47 ) 1,450 Ending balance $ 3,334 $ 3,867 $ 2,333 $ 238 $ 110 $ 9,882 For the Six Months Ended June 30, 2015 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Beginning balance $ 3,503 $ 4,875 $ 1,670 $ 450 $ 322 $ 10,820 Charge offs (406 ) (139 ) (141 ) (204 ) — (890 ) Recoveries 748 668 56 — — 1,472 Provision (456 ) 43 (105 ) 337 181 — Ending balance $ 3,389 $ 5,447 $ 1,480 $ 583 $ 503 $ 11,402 For the Six Months Ended June 30, 2014 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Beginning balance $ 7,057 $ 2,784 $ 2,493 $ 35 $ 1,803 $ 14,172 Charge offs (3,685 ) (2,406 ) (268 ) — — (6,359 ) Recoveries 455 — 164 — — 619 Provision (493 ) 3,489 (56 ) 203 (1,693 ) 1,450 Ending balance $ 3,334 $ 3,867 $ 2,333 $ 238 $ 110 $ 9,882 As of June 30, 2015 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 149 $ 526 $ 586 $ 14 $ — $ 1,275 Collectively evaluated for impairment 3,240 4,921 894 569 503 10,127 Total $ 3,389 $ 5,447 $ 1,480 $ 583 $ 503 $ 11,402 Gross loans: Individually evaluated for impairment $ 3,181 $ 9,645 $ 12,140 $ 34 $ — $ 25,000 Collectively evaluated for impairment 139,907 392,569 97,781 44,517 — 674,774 Total $ 143,088 $ 402,214 $ 109,921 $ 44,551 $ — $ 699,774 As of December 31, 2014 Commercial (Amounts in thousands) Commercial Real Estate Residential Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 314 $ 432 $ 795 $ 15 $ — $ 1,556 Collectively evaluated for impairment 3,189 4,443 875 435 322 9,264 Total $ 3,503 $ 4,875 $ 1,670 $ 450 $ 322 $ 10,820 Gross loans: Individually evaluated for impairment $ 6,597 $ 11,753 $ 13,023 $ 35 $ — $ 31,408 Collectively evaluated for impairment 143,656 352,553 97,944 35,337 — 629,490 Total $ 150,253 $ 364,306 $ 110,967 $ 35,372 $ — $ 660,898

Note 9 - Qualified Affordable31

Note 9 - Qualified Affordable Housing Project Investments (Tables)	6 Months Ended
	Jun. 30, 2015
Qualified Affordable Housing Project Investments [Abstract]
Proportional Amortization Method Investment, Qualified Affordable Housing Project [Table Text Block]	(Amounts in thousands) Original Current Unfunded Tax Credits Amortization Net Qualified Affordable Housing Projects at Investment Recorded Liability and of Income Tax June 30, 2015 Value Investment Obligation Benefits (1) Investments (2) Benefit Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,645 $ 628 $ 113 $ 91 $ 22 WNC Institutional Tax Credit Fund 38, L.P. 1,000 836 248 69 51 18 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,935 610 139 115 24 California Affordable Housing Fund 2,454 748 — 104 104 — Total $ 7,954 $ 5,164 $ 1,486 $ 425 $ 361 $ 64 (Amounts in thousands) Original Current Unfunded Tax Credits Amortization Net Qualified Affordable Housing Projects at Investment Recorded Liability and of Income Tax December 31, 2014 Value Investment Obligation Benefits (1) Investments (2) Benefit Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,846 $ 736 $ 160 $ 154 $ 31 WNC Institutional Tax Credit Fund 38, L.P. 1,000 888 314 105 112 26 Merritt Community Capital Corporation Fund XV, L.P. 2,500 2,050 1,374 340 450 58 California Affordable Housing Fund 2,454 852 — 209 187 22 Total $ 7,954 $ 5,636 $ 2,424 $ 814 $ 903 $ 137
Qualified Affordable Housing Project Investments, Tax Credits and Benefits [Table Text Block]	For the Three Months Ended June 30, 2015 June 30, 2014 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Projects Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 43 $ 13 $ 29 $ 11 WNC Institutional Tax Credit Fund 38, L.P. 27 8 25 8 Merritt Community Capital Corporation Fund XV, L.P. 54 15 66 19 California Affordable Housing Fund 40 12 40 13 Total $ 164 $ 48 $ 160 $ 51 For the Six Months Ended June 30, 2015 June 30, 2014 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Projects Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 87 $ 26 $ 57 $ 23 WNC Institutional Tax Credit Fund 38, L.P. 54 15 49 16 Merritt Community Capital Corporation Fund XV, L.P. 109 30 133 38 California Affordable Housing Fund 79 25 79 25 Total $ 329 $ 96 $ 318 $ 102
Qualified Affordable Housing Projects, Future Income Tax Benefit [Table Text Block]	Raymond James WNC Institutional Merritt Community California Total Net (Amounts in thousands) California Housing Tax Credit Capital Corporation Affordable Housing Income Tax Qualified Affordable Housing Projects Opportunities Fund II Fund 38, L.P. Fund XV, L.P Fund Benefit Anticipated net income tax benefit less amortization of investments: 2015 $ 24 $ 17 $ 23 $ 1 $ 65 2016 46 37 47 1 131 2017 46 36 45 — 127 2018 45 35 45 — 125 2019 and thereafter 263 155 238 1 657 Total $ 424 $ 280 $ 398 $ 3 $ 1,105

Note 11 - Term Debt (Tables)

Note 11 - Term Debt (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	(Amounts in thousands) Year Amount 2015 $ 90,000 Thereafter — Total Federal Home Loan Bank of San Francisco advances $ 90,000

Note 12 - Commitments and Con33

Note 12 - Commitments and Contingencies (Tables)	6 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Operating Leases of Lessee Disclosure [Table Text Block]	Three Months Ended June 30, Six Months Ended June 30, (Amounts in thousands) 2015 2014 2015 2014 Rent income $ 2 $ 4 $ 6 $ 8 Rent expense 142 142 284 282 Net $ 140 $ 138 $ 278 $ 274
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	(Amounts in thousands) Amounts due in: 2015 $ 297 2016 608 2017 549 2018 431 2019 402 Thereafter 1,296 Total $ 3,583
Commitments and Contingent Liabilities [Table Text Block]	(Amounts in thousands) June 30, 2015 December 31, 2014 Commitments to extend credit $ 193,571 $ 200,991 Standby letters of credit 2,766 2,731 Guaranteed commitments outstanding 3,358 1,864 Total commitments $ 199,695 $ 205,586

Note 13 - Accumulated Other C34

Note 13 - Accumulated Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Unrealized Accumulated Other Gains (Losses) on (Losses) Gains on Comprehensive (Amounts in thousands) Securities Derivatives (Loss) Income Accumulated other comprehensive loss as of December 31, 2014 $ 1,810 $ (1,897 ) $ (87 ) Comprehensive income three months ended March 31, 2015 292 (21 ) 271 Comprehensive loss three months ended June 30, 2015 (967 ) 100 (867 ) Accumulated other comprehensive loss as of June 30, 2015 $ 1,135 $ (1,818 ) $ (683 ) Unrealized Unrealized Accumulated Other (Losses) Gains on Losses on Comprehensive (Amounts in thousands) Securities Derivatives (Loss) Income Accumulated other comprehensive income as of December 31, 2013 $ (1,809 ) $ (583 ) $ (2,392 ) Comprehensive income three months ended March 31, 2014 1,786 (120 ) 1,666 Comprehensive income three months ended June 30, 2014 1,115 (1,296 ) (181 ) Accumulated other comprehensive loss as of June 30, 2014 $ 1,092 $ (1,999 ) $ (907 )

Note 14 - Derivatives (Tables)

Note 14 - Derivatives (Tables)	6 Months Ended
	Jun. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summary of Notional Amount Effective Dates and Maturity Dates [Table Text Block]	(Amounts in thousands) Description We Pay Fixed We Receive Variable (1) Notional Amount Effective Date Maturity Date Interest rate swap - active 1.84 % 0.278 % $ 75,000 August 1, 2014 August 3, 2015 Forward starting interest rate swap #1 2.64 % Variable $ 75,000 August 3, 2015 August 1, 2016 Forward starting interest rate swap #2 3.22 % Variable $ 75,000 August 1, 2016 August 1, 2017
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	Asset Derivatives Liability Derivatives (Amounts in thousands) June 30, December 31, June 30, December 31, Description Designation 2015 2014 2015 2014 Interest rate swap - active Cash flow hedge $ — $ — $ 107 $ 880 Forward starting interest rate swap #1 Cash flow hedge — — 1,578 1,298 Forward starting interest rate swap #2 Cash flow hedge — — 1,405 1,046 Total $ — $ — $ 3,090 $ 3,224
Derivative Instruments, Gain (Loss) [Table Text Block]	(Amounts in thousands) Three Months Ended Six Months Ended Description Consolidated Statement of Operations Location 2015 2014 2015 2014 Interest rate swap - active (1) Interest on Federal Home Loan Bank of San Francisco borrowings $ (292 ) $ — $ (587 ) $ — Forward starting interest rate swap (2) Interest on Federal Home Loan Bank of San Francisco borrowings — 111 — 261 Forward starting interest rate swap (3) Other noninterest income — 1,617 — 1,617 Total $ (292 ) $ 1,728 $ (587 ) $ 1,878
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	(Amounts in thousands) Three Months Ended June 30, Six Months Ended June 30, Description 2015 2014 2015 2014 Interest rate swaps $ (177 ) $ 1,017 $ (350 ) $ 1,105
Estimated Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	(Amounts in thousands) Interest Rate Shock Description Flat +100bp +200bp Reclassifications from accumulated OCI $ 1,013 $ 572 $ 130
Schedule of Amounts Recognized in Balance Sheet [Table Text Block]	Gross Amounts Not Offset In The (Amounts in thousands) Gross Amounts of Recognized Assets / (Liabilities) Gross Amounts Offset In The Consolidated Balance Sheets Net Amounts of Assets / (Liabilities) Included In The Consolidated Balance Sheets Fair Value of Collateral Posted Net Amount June 30, 2015 Derivative liabilities Interest rate swaps $ (3,090 ) $ — $ (3,090 ) $ 4,051 $ 961 December 31, 2014 Derivative liabilities Interest rate swaps $ (3,224 ) $ — $ (3,224 ) $ 3,533 $ 309

Note 15 - Fair Values (Tables)

Note 15 - Fair Values (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Amounts in thousands) Carrying Fair Value Measurements Using June 30, 2015 Amounts Level 1 Level 2 Level 3 Total Financial assets : Cash and cash equivalents $ 32,796 $ 32,796 $ — $ — $ 32,796 Securities available-for-sale $ 160,763 $ — $ 160,763 $ — $ 160,763 Securities held-to-maturity $ 36,655 $ — $ 36,430 $ — $ 36,430 Net loans $ 688,775 $ — $ — $ 698,993 $ 698,993 Federal Home Loan Bank of San Francisco stock $ 4,465 $ 4,465 $ — $ — $ 4,465 Financial liabilities: Deposits $ 760,039 $ — $ 761,349 $ — $ 761,349 Federal Home Loan Bank of San Francisco advances $ 90,000 $ — $ 90,000 $ — $ 90,000 Subordinated debenture $ 10,310 $ — $ 5,111 $ 5,111 Derivatives $ 3,090 $ — $ 3,090 $ — $ 3,090 (Amounts in thousands) Carrying Fair Value Measurements Using December 31, 2014 Amounts Level 1 Level 2 Level 3 Total Financial assets : Cash and cash equivalents $ 58,422 $ 58,422 $ — $ — $ 58,422 Securities available-for-sale $ 186,986 $ 2,571 $ 184,415 $ — $ 186,986 Securities held-to-maturity $ 36,806 $ — $ 37,118 $ — $ 37,118 Net loans $ 650,235 $ — $ — $ 661,126 $ 661,126 Federal Home Loan Bank of San Francisco stock $ 5,728 $ 5,728 $ — $ — $ 5,728 Financial liabilities: Deposits $ 789,035 $ — $ 790,068 $ — $ 790,068 Federal Home Loan Bank of San Francisco advances $ 75,000 $ — $ 75,000 $ — $ 75,000 Subordinated debenture $ 10,310 $ — $ 4,932 $ — $ 4,932 Derivatives $ 3,224 $ — $ 3,224 $ — $ 3,224
Assets And Liabilities Measured At Fair Value On Recurring Basis Table [Text Block]	(Amounts in thousands) Fair Value at June 30, 2015 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 5,314 $ — $ 5,314 $ — Obligations of states and political subdivisions 51,324 — 51,324 — Residential mortgage backed securities and collateralized mortgage obligations 37,776 — 37,776 — Corporate securities 33,501 — 33,501 — Commercial mortgage backed securities 9,467 — 9,467 — Other investment securities (1) 23,381 — 23,381 — Total assets measured at fair value $ 160,763 $ — $ 160,763 $ — Derivatives – forward starting interest rate swaps $ 3,090 $ — $ 3,090 $ — Total liabilities measured at fair value $ 3,090 $ — $ 3,090 $ — (Amounts in thousands) Fair Value at December 31, 2014 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 6,393 $ — $ 6,393 $ — Obligations of states and political subdivisions 54,363 — 54,363 — Residential mortgage backed securities and collateralized mortgage obligations 47,015 — 47,015 — Corporate securities 37,734 1,467 36,267 — Commercial mortgage backed securities 10,389 1,104 9,285 — Other investment securities (1) 31,092 — 31,092 — Total assets measured at fair value $ 186,986 $ 2,571 $ 184,415 $ — Derivatives – forward starting interest rate swaps $ 3,224 $ — $ 3,224 $ — Total liabilities measured at fair value $ 3,224 $ — $ 3,224 $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	(Amounts in thousands) Fair Value at June 30, 2015 Nonrecurring basis: Total Level 1 Level 2 Level 3 Collateral dependent impaired loans $ 1,883 $ — $ — $ 1,883 Other real estate owned 223 — — 223 Total assets measured at fair value $ 2,106 $ — $ — $ 2,106 (Amounts in thousands) Fair Value at December 31, 2014 Nonrecurring basis: Total Level 1 Level 2 Level 3 Collateral dependent impaired loans $ 10,319 $ — $ — $ 10,319 Other real estate owned 108 — — 108 Total assets measured at fair value $ 10,427 $ — $ — $ 10,427
Loss From Nonrecurring Fair Value [Table Text Block]	(Amounts in thousands) Three Months Ended June 30, Six Months Ended June 30, Fair value adjustment loss: 2015 2014 2015 2014 Collateral dependent impaired loans $ 492 $ 892 $ 544 $ 5,501 Other real estate owned 108 — 108 290 Total $ 600 $ 892 $ 652 $ 5,791

Note 1 - Summary of Significa37

Note 1 - Summary of Significant Accounting Policies (Details)	Dec. 31, 2014
Accounting Policies [Abstract]
Number of Wholly-owned Trusts	1

Note 3 - Note Receivable (Detai

Note 3 - Note Receivable (Details) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended	6 Months Ended
	Apr. 30, 2014	Mar. 31, 2014	Jun. 30, 2015	Jun. 30, 2014
Note Receivable [Abstract]
Note Receivable Payments Term		5 years
Promissory Note Rate of Interest Under Purchase Agreement		0.00%
Financing Receivable, Gross		$ 2,700
Proceeds from Collection of Notes Receivable	$ 686		$ 686	$ 686
Mortgage Loans on Real Estate, Carrying Amount of Mortgages	560
Loss On Settlement Of Note Receivable	$ 1,400		$ 1,392

Note 3 - Note Receivable (Det39

Note 3 - Note Receivable (Details) - Details of Closing Transaction - USD ($) $ in Thousands	1 Months Ended	6 Months Ended
	Apr. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Proceeds:
Cash received	$ 686	$ 686	$ 686
1-4 family mortgage note (fair value)		560
Net proceeds received		1,246
Assets derecognized:
Note due from the mortgage company		2,753
Discount on the note		(374)
Warehouse line of credit		259
Total assets derecognized		2,638
Loss on settlement of the note	$ 1,400	$ 1,392

Note 4 - Earnings Per Share (De

Note 4 - Earnings Per Share (Details) - shares	6 Months Ended
	Jun. 30, 2014	Mar. 20, 2014
Note 4 - Earnings Per Share (Details) [Line Items]
Stock Repurchased and Retired During Period, Shares	700,000
March Twenty Two Thousand and Fourteen Plan [Member]
Note 4 - Earnings Per Share (Details) [Line Items]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased		700,000
Two Separate Plans Announced in 2013 [Member]
Note 4 - Earnings Per Share (Details) [Line Items]
Purchase of Common Stock Percentage On Outstanding Shares		5.00%

Note 4 - Earnings Per Share (41

Note 4 - Earnings Per Share (Details) - Basic and Diluted EPS - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended		6 Months Ended		12 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Numerators:
Net income (in Dollars)		$ 2,390	$ 2,206	$ 4,191	$ 2,771	$ 5,727
Less:
Preferred cash dividends (in Dollars)		50	50	100	100
Net income available to common shareholders (in Dollars)		$ 2,340	$ 2,156	$ 4,091	$ 2,671
Denominators:
Weighted average number of common shares outstanding - basic		13,338	13,378	13,320	13,658
Effect of potentially dilutive common shares (1)	[1]	32	48	33	47
Weighted average number of common shares outstanding - diluted		13,370	13,426	13,353	13,705
Earnings per common share:
Basic (in Dollars per share)		$ 0.18	$ 0.16	$ 0.31	$ 0.20
Diluted (in Dollars per share)		$ 0.18	$ 0.16	$ 0.31	$ 0.19
Employee Stock Option [Member]
Earnings per common share:
Anti-dilutive options not included in earnings per share calculation		129	82	151	82
[1]	Represents the effects of the assumed exercise of stock options

Note 5 - Securities (Details)

Note 5 - Securities (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)	Dec. 31, 2014USD ($)
Investments, Debt and Equity Securities [Abstract]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	78	73
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 0	$ 22

Note 5 - Securities (Details) -

Note 5 - Securities (Details) - Securities Reconcilliation - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Available-for-sale securities:
Available-for-sale securities, amortized costs	$ 159,243	$ 184,397
Available-for-sale securities, gross unrealized gains	2,396	3,231
Available-for-sale securities, gross unrealized losses	(876)	(642)
Available-for-sale securities, estimated fair value	160,763	186,986
Held-to-maturity securities:
Held-to-maturity securities, amortized costs	36,655	36,806
Held-to-maturity securities, estimated fair value	36,430
US Government Agencies Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	5,229	6,351
Available-for-sale securities, gross unrealized gains	88	58
Available-for-sale securities, gross unrealized losses	(3)	(16)
Available-for-sale securities, estimated fair value	5,314	6,393
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	49,883	52,629
Available-for-sale securities, gross unrealized gains	1,541	1,788
Available-for-sale securities, gross unrealized losses	(100)	(54)
Available-for-sale securities, estimated fair value	51,324	54,363
Held-to-maturity securities:
Held-to-maturity securities, amortized costs	36,655	36,806
Held-to-maturity securities, gross unrealized gains	538	712
Held-to-maturity securities, gross unrealized losses	(763)	(400)
Held-to-maturity securities, estimated fair value	36,430	37,118
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	37,745	46,727
Available-for-sale securities, gross unrealized gains	285	457
Available-for-sale securities, gross unrealized losses	(254)	(169)
Available-for-sale securities, estimated fair value	37,776	47,015
Corporate Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	33,380	37,392
Available-for-sale securities, gross unrealized gains	309	475
Available-for-sale securities, gross unrealized losses	(188)	(133)
Available-for-sale securities, estimated fair value	33,501	37,734
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	9,558	10,402
Available-for-sale securities, gross unrealized gains	34	60
Available-for-sale securities, gross unrealized losses	(125)	(73)
Available-for-sale securities, estimated fair value	9,467	10,389
Asset-backed Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	23,448	30,896
Available-for-sale securities, gross unrealized gains	139	393
Available-for-sale securities, gross unrealized losses	(206)	(197)
Available-for-sale securities, estimated fair value	$ 23,381	$ 31,092

Note 5 - Securities (Details)44

Note 5 - Securities (Details) - The Amortized Cost and Estimated Fair Value of Available-for-sale and Held-to-maturity Securities - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Amounts maturing in:
One year or less	$ 3,689
One year or less	3,695
One year through five years	57,535
One year through five years	57,927
One year through five years	1,494
One year through five years	1,505
Five years through ten years	35,058
Five years through ten years	35,447
Five years through ten years	16,065
Five years through ten years	16,134
After ten years	62,961
After ten years	63,694
After ten years	19,096
After ten years	18,791
Total	159,243
Total	160,763	$ 186,986
Total	36,655
Total	$ 36,430

Note 5 - Securities (Details)45

Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging $ in Thousands	Jun. 30, 2015USD ($)
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	$ 48,587
Public Funds Collateral [Member]
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	24,327
Federal Home Loan Bank Borrowings [Member]
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	20,209
Interest Rate Swap Contracts [Member]
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	4,051
Securities Pledged as Collateral [Member]
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	19,308
Securities Pledged as Collateral [Member] | Public Funds Collateral [Member]
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	15,577
Securities Pledged as Collateral [Member] | Interest Rate Swap Contracts [Member]
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	3,731
Securities Available to be Pledged [Member]
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	29,279
Securities Available to be Pledged [Member] | Public Funds Collateral [Member]
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	8,750
Securities Available to be Pledged [Member] | Federal Home Loan Bank Borrowings [Member]
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	20,209
Securities Available to be Pledged [Member] | Interest Rate Swap Contracts [Member]
Note 5 - Securities (Details) - Fair Value of the Securities Held for Pledging [Line Items]
Liabilities	$ 320

Note 5 - Securities (Details)46

Note 5 - Securities (Details) - Sales of Securities - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Note 5 - Securities (Details) - Sales of Securities [Line Items]
Proceeds from sales of securities	$ 10,697	$ 32,099	$ 35,912	$ 68,785
Gross realized gains on sales of securities:
Gross realized gains on sales of securities	86	207	311	534
Gross realized losses on sales of securities:
Gross realized losses on sales of securities	(25)	(246)	(35)	(818)
Gain (loss) on investment securities, net	61	(39)	276	(284)
US States and Political Subdivisions Debt Securities [Member]
Gross realized gains on sales of securities:
Gross realized gains on sales of securities	37	14	70	171
Gross realized losses on sales of securities:
Gross realized losses on sales of securities		(69)		(159)
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Gross realized gains on sales of securities:
Gross realized gains on sales of securities	49	63	62	68
Gross realized losses on sales of securities:
Gross realized losses on sales of securities		(13)	(9)	(482)
Corporate Debt Securities [Member]
Gross realized gains on sales of securities:
Gross realized gains on sales of securities		85	82	227
Gross realized losses on sales of securities:
Gross realized losses on sales of securities		(8)		(8)
Commercial Mortgage Backed Securities [Member]
Gross realized gains on sales of securities:
Gross realized gains on sales of securities		5	4	5
Gross realized losses on sales of securities:
Gross realized losses on sales of securities		(31)		(32)
Asset-backed Securities [Member]
Gross realized gains on sales of securities:
Gross realized gains on sales of securities		40	93	63
Gross realized losses on sales of securities:
Gross realized losses on sales of securities	(24)	(10)	(25)	(23)
US Government Agencies Debt Securities [Member]
Gross realized gains on sales of securities:
Gross realized gains on sales of securities	$ (1)	$ (115)	$ (1)	$ (114)

Note 5 - Securities (Details)47

Note 5 - Securities (Details) - Fair Value and Associated Unrealized Losses on Investments - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Available-for-sale securities:
Available-for-sale securities, less than 12 months, fair value	$ 41,394	$ 31,006
Available-for-sale securities, less than 12 months, unrealized losses	(516)	(166)
Available-for-sale securities, 12 months or more, fair value	14,703	22,884
Available-for-sale securities, 12 months or more, unrealized losses	(360)	(476)
Available-for-sale securities, fair value	56,097	53,890
Available-for-sale securities, unrealized losses	(876)	(642)
US Government Agencies Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, less than 12 months, fair value	1,250
Available-for-sale securities, less than 12 months, unrealized losses	(3)
Available-for-sale securities, 12 months or more, fair value		1,269
Available-for-sale securities, 12 months or more, unrealized losses		(16)
Available-for-sale securities, fair value	1,250	1,269
Available-for-sale securities, unrealized losses	(3)	(16)
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, less than 12 months, fair value	5,431	3,952
Available-for-sale securities, less than 12 months, unrealized losses	(100)	(34)
Available-for-sale securities, 12 months or more, fair value		2,078
Available-for-sale securities, 12 months or more, unrealized losses		(20)
Available-for-sale securities, fair value	5,431	6,030
Available-for-sale securities, unrealized losses	(100)	(54)
Held-to-maturity securities:
Held-to-maturity securities, less than 12 months, fair value	11,680	1,556
Held-to-maturity securities, less than 12 months, unrealized losses	(329)	(14)
Held-to-maturity securities, 12 months or more, fair value	5,130	12,726
Held-to-maturity securities, 12 months or more, unrealized losses	(434)	(386)
Held-to-maturity securities, fair value	16,810	14,282
Held-to-maturity securities, unrealized losses	(763)	(400)
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available-for-sale securities:
Available-for-sale securities, less than 12 months, fair value	10,113	10,193
Available-for-sale securities, less than 12 months, unrealized losses	(175)	(66)
Available-for-sale securities, 12 months or more, fair value	3,993	5,365
Available-for-sale securities, 12 months or more, unrealized losses	(79)	(103)
Available-for-sale securities, fair value	14,106	15,558
Available-for-sale securities, unrealized losses	(254)	(169)
Corporate Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, less than 12 months, fair value	14,652	7,058
Available-for-sale securities, less than 12 months, unrealized losses	(135)	(36)
Available-for-sale securities, 12 months or more, fair value	3,475	6,542
Available-for-sale securities, 12 months or more, unrealized losses	(53)	(97)
Available-for-sale securities, fair value	18,127	13,600
Available-for-sale securities, unrealized losses	(188)	(133)
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities:
Available-for-sale securities, less than 12 months, fair value	5,273	4,912
Available-for-sale securities, less than 12 months, unrealized losses	(76)	(14)
Available-for-sale securities, 12 months or more, fair value	1,546	1,542
Available-for-sale securities, 12 months or more, unrealized losses	(49)	(59)
Available-for-sale securities, fair value	6,819	6,454
Available-for-sale securities, unrealized losses	(125)	(73)
Asset-backed Securities [Member]
Available-for-sale securities:
Available-for-sale securities, less than 12 months, fair value	4,675	4,891
Available-for-sale securities, less than 12 months, unrealized losses	(27)	(16)
Available-for-sale securities, 12 months or more, fair value	5,689	6,088
Available-for-sale securities, 12 months or more, unrealized losses	(179)	(181)
Available-for-sale securities, fair value	10,364	10,979
Available-for-sale securities, unrealized losses	$ (206)	$ (197)

Note 6 - Loans (Details)

Note 6 - Loans (Details)	Jun. 30, 2015USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Note 6 - Loans (Details) [Line Items]
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums	$ 2,300,000	$ 2,300,000		$ 2,300,000		$ 998,000
Age of Appraisals That Will Considered As Stale				1 year
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans		95,000	$ 160,000	$ 209,000	$ 328,000
Impaired Financing Receivable, Recorded Investment	25,000,000	25,000,000		$ 25,000,000		31,408,000
Percentage of Collateral Coverage to Loan Balance to Consider Restructured Loan to Performing and Accrual Status				100.00%
Loans and Leases Receivable, Impaired, Commitment to Lend	0	0		$ 0		0
Financing Receivable, Modifications, Recorded Investment	$ 19,900,000	$ 19,900,000		$ 19,900,000		$ 23,500,000
Financing Receivable, Modifications, Number of Contracts	121	3	2	7	3
Troubled Debt Restructurings Percentage of Gross Portfolio Loans	2.85%	2.85%		2.85%		3.55%
Doubtful Grade Remaining Outstanding Period Minimum				6 months
Loans and Leases Receivable, Gross	$ 699,774,000	$ 699,774,000		$ 699,774,000		$ 660,898,000
Loans and Leases Receivable, Allowance	$ 11,402,000	$ 11,402,000		$ 11,402,000		$ 10,820,000
Percentage of Allowance for Loan and Lease Losses Out of Net Loans	1.63%	1.63%		1.63%		1.64%
Unused Commitments to Extend Credit	$ 199,700,000	$ 199,700,000		$ 199,700,000
Percentage of Loan Portfolio Secured by Real Estate	74.00%	74.00%		74.00%
Percentage of Unallocated Allowance Amount Out of Allowance for Loan and Lease Losses				4.00%		3.00%
Maximum Loan To Value Percentage				80.00%
Loans 30 Days Past Due [Member]
Note 6 - Loans (Details) [Line Items]
Number of Days for Loan Past Due				30 days
Loans 60 Days Past Due [Member]
Note 6 - Loans (Details) [Line Items]
Number of Days for Loan Past Due				60 days
Loans 90 Days Past Due [Member]
Note 6 - Loans (Details) [Line Items]
Number of Days for Loan Past Due				90 days
Performing Financial Instruments [Member]
Note 6 - Loans (Details) [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 7,600,000	$ 7,600,000		$ 7,600,000		$ 9,200,000
Financing Receivable, Modifications, Number of Contracts	103
Loans and Leases Receivable, Gross	$ 682,813,000	682,813,000		682,813,000		639,226,000
Other Liabilities [Member]
Note 6 - Loans (Details) [Line Items]
Reserve for Unfunded Commitments	695,000	695,000		695,000		695,000
Pass [Member]
Note 6 - Loans (Details) [Line Items]
Loans and Leases Receivable, Gross	$ 640,092,000	$ 640,092,000		$ 640,092,000		594,575,000
Pass [Member] | Scenario, Adjustment [Member]
Note 6 - Loans (Details) [Line Items]
Loans and Leases Receivable, Gross						$ 46,900,000
Minimum [Member]
Note 6 - Loans (Details) [Line Items]
Frequency of External Appraisals Updating				6 months
Maximum [Member]
Note 6 - Loans (Details) [Line Items]
Frequency of External Appraisals Updating				12 months

Note 6 - Loans (Details) - Outs

Note 6 - Loans (Details) - Outstanding Loan Balances - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	$ 699,774	$ 660,898
Deferred fees and costs, net	403	157
Loans, net of deferred fees and costs	700,177	661,055
Allowance for loan and lease losses	(11,402)	(10,820)
Net loans	688,775	650,235
Commercial Portfolio Segment [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	143,088	150,253
Commercial Real Estate Portfolio Segment [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	402,214	364,306
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	27,858	30,099
Commercial Real Estate Portfolio Segment [Member] | Commercial Investor Loan [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	237,375	215,114
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	136,981	119,093
Residential Portfolio Segment [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	109,921	110,967
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	63,458	65,986
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	46,463	44,981
Residential Portfolio Segment [Member] | Individual Tax Identification Number Loan [Member] | Real Estate Loan [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	51,249	52,830
Residential Portfolio Segment [Member] | Mortgage Receivable [Member] | Real Estate Loan [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	12,209	13,156
Consumer Portfolio Segment [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	44,482	35,210
Unallocated Financing Receivables [Member]
Note 6 - Loans (Details) - Outstanding Loan Balances [Line Items]
Gross loans	$ 69	$ 162

Note 6 - Loans (Details) - Age

Note 6 - Loans (Details) - Age Analysis of Past Due Loans - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	$ 12,376	$ 18,652
Loans, current	687,398	642,246
Gross loans	699,774	660,898
Recorded investment greater than 90 days and accruing	54	23
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	2,652	3,804
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	398	579
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	9,326	14,269
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	1,744	4,883
Loans, current	141,344	145,370
Gross loans	143,088	150,253
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	936	2,421
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due		301
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	808	2,161
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Gross loans	402,214	364,306
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, current	27,858	30,099
Gross loans	27,858	30,099
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	7,327	8,464
Loans, current	367,029	325,743
Gross loans	374,356	334,207
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	874
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	6,453	8,464
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Gross loans	109,921	110,967
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	2,841	4,799
Loans, current	60,617	61,187
Gross loans	63,458	65,986
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	564	1,080
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	266	122
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	2,011	3,597
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	225	268
Loans, current	46,238	44,713
Gross loans	46,463	44,981
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	183	145
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	42	99
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due		24
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	239	238
Loans, current	44,312	35,134
Gross loans	44,482	35,210
Recorded investment greater than 90 days and accruing	54	23
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	95	158
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	90	57
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans, past due	$ 54	$ 23

Note 6 - Loans (Details) - Impa

Note 6 - Loans (Details) - Impaired Loans by Loan Class - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
With no related allowance recorded:
Recorded investment with no related allowance recorded	$ 19,136	$ 21,500
Unpaid principle balance with no related allowance recorded	24,052	32,353
With an allowance recorded:
Recorded investment with an allowance recorded	5,864	9,908
Unpaid principle balance with an allowance recorded	6,691	10,635
Related allowance	1,275	1,556
Subtotal:
Recorded investment	25,000	31,408
Unpaid principle balance	30,743	42,988
Related allowance	1,275	1,556
Commercial Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment with no related allowance recorded	2,410	4,298
Unpaid principle balance with no related allowance recorded	2,944	8,461
With an allowance recorded:
Recorded investment with an allowance recorded	771	2,299
Unpaid principle balance with an allowance recorded	809	2,317
Related allowance	149	314
Subtotal:
Recorded investment	3,181	6,597
Unpaid principle balance	3,753	10,778
Related allowance	149	314
Commercial Real Estate Portfolio Segment [Member]
With an allowance recorded:
Related allowance	526	432
Subtotal:
Recorded investment	9,645	11,753
Unpaid principle balance	12,057	16,373
Related allowance	526	432
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member]
With no related allowance recorded:
Recorded investment with no related allowance recorded	7,126	8,287
Unpaid principle balance with no related allowance recorded	8,855	12,309
With an allowance recorded:
Recorded investment with an allowance recorded	2,519	3,466
Unpaid principle balance with an allowance recorded	3,202	4,064
Related allowance	526	432
Subtotal:
Related allowance	526	432
Residential Portfolio Segment [Member]
With an allowance recorded:
Related allowance	586	795
Subtotal:
Recorded investment	12,140	13,023
Unpaid principle balance	14,899	15,802
Related allowance	586	795
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
With no related allowance recorded:
Recorded investment with no related allowance recorded	9,400	8,714
Unpaid principle balance with no related allowance recorded	12,052	11,381
With an allowance recorded:
Recorded investment with an allowance recorded	1,971	3,529
Unpaid principle balance with an allowance recorded	2,077	3,640
Related allowance	302	506
Subtotal:
Related allowance	302	506
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
With no related allowance recorded:
Recorded investment with no related allowance recorded	200	201
Unpaid principle balance with no related allowance recorded	201	202
With an allowance recorded:
Recorded investment with an allowance recorded	569	579
Unpaid principle balance with an allowance recorded	569	579
Related allowance	284	289
Subtotal:
Related allowance	284	289
Consumer Portfolio Segment [Member]
With an allowance recorded:
Recorded investment with an allowance recorded	34	35
Unpaid principle balance with an allowance recorded	34	35
Related allowance	14	15
Subtotal:
Recorded investment	34	35
Unpaid principle balance	34	35
Related allowance	$ 14	$ 15

Note 6 - Loans (Details) - Nona

Note 6 - Loans (Details) - Nonaccrual Loans, Segregated by Loan Class - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Note 6 - Loans (Details) - Nonaccrual Loans, Segregated by Loan Class [Line Items]
Nonaccrual loans	$ 16,907	$ 21,649
Commercial Portfolio Segment [Member]
Note 6 - Loans (Details) - Nonaccrual Loans, Segregated by Loan Class [Line Items]
Nonaccrual loans	3,170	5,112
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member]
Note 6 - Loans (Details) - Nonaccrual Loans, Segregated by Loan Class [Line Items]
Nonaccrual loans	7,611	9,696
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Note 6 - Loans (Details) - Nonaccrual Loans, Segregated by Loan Class [Line Items]
Nonaccrual loans	6,068	6,782
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Note 6 - Loans (Details) - Nonaccrual Loans, Segregated by Loan Class [Line Items]
Nonaccrual loans	24	24
Consumer Portfolio Segment [Member]
Note 6 - Loans (Details) - Nonaccrual Loans, Segregated by Loan Class [Line Items]
Nonaccrual loans	$ 34	$ 35

Note 6 - Loans (Details) - Aver

Note 6 - Loans (Details) - Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Note 6 - Loans (Details) - Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Line Items]
Average recorded investment	$ 25,821	$ 36,172	$ 27,512	$ 39,402
Interest income recognized	80	113	164	254
Commercial Portfolio Segment [Member]
Note 6 - Loans (Details) - Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Line Items]
Average recorded investment	3,509	4,295	4,436	6,114
Interest income recognized	8		21	1
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member]
Note 6 - Loans (Details) - Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Line Items]
Average recorded investment	10,006	18,402	10,502	19,806
Interest income recognized	31	77	63	184
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Note 6 - Loans (Details) - Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Line Items]
Average recorded investment	11,501	12,136	11,767	12,214
Interest income recognized	34	28	66	52
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Note 6 - Loans (Details) - Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Line Items]
Average recorded investment	771	1,310	773	1,268
Interest income recognized	7	8	14	$ 17
Consumer Portfolio Segment [Member]
Note 6 - Loans (Details) - Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Line Items]
Average recorded investment	$ 34	$ 29	$ 34

Note 6 - Loans (Details) - Newl

Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans	$ 209	$ 153	$ 1,239	$ 845
Contractual Interest Rate Reduction [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans		153	112	153
Rate Reduction and Payment Deferral [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans	209		262
Payment Deferral [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans			865
Extended Maturity [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans				692
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans	209	153	478	153
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Contractual Interest Rate Reduction [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans		$ 153	112	153
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Rate Reduction and Payment Deferral [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans	$ 209		262
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Payment Deferral [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans			104
Commercial Portfolio Segment [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans			761	692
Commercial Portfolio Segment [Member] | Payment Deferral [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans			$ 761
Commercial Portfolio Segment [Member] | Extended Maturity [Member]
Note 6 - Loans (Details) - Newly Restructured Loans and Types of Modifications [Line Items]
Newly restructured loans				$ 692

Note 6 - Loans (Details) - Trou

Note 6 - Loans (Details) - Troubled Debt Restructurings $ in Thousands	Jun. 30, 2015	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Number of contract	121	3	2	7	3
Pre-modification outstanding recorded investment		$ 263	$ 150	$ 1,345	$ 850
Post-modification outstanding recorded investment		$ 209	$ 154	$ 1,308	$ 854
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of contract		3	2	6	2
Pre-modification outstanding recorded investment		$ 263	$ 150	$ 522	$ 150
Post-modification outstanding recorded investment		$ 209	$ 154	$ 485	$ 154
Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contract				1	1
Pre-modification outstanding recorded investment				$ 823	$ 700
Post-modification outstanding recorded investment				$ 823	$ 700

Note 6 - Loans (Details) - Tr56

Note 6 - Loans (Details) - Troubled Debt Restructurings With Subsequent Default $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
Note 6 - Loans (Details) - Troubled Debt Restructurings With Subsequent Default [Line Items]
Number of contracts	1	3	1	4
Recorded investment	$ 695	$ 3,398	$ 695	$ 3,484
Commercial Portfolio Segment [Member]
Note 6 - Loans (Details) - Troubled Debt Restructurings With Subsequent Default [Line Items]
Number of contracts	1	2	1	2
Recorded investment	$ 695	$ 3,007	$ 695	$ 3,007
Commercial Real Estate Portfolio Segment [Member]
Note 6 - Loans (Details) - Troubled Debt Restructurings With Subsequent Default [Line Items]
Number of contracts				1
Recorded investment				$ 391
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member]
Note 6 - Loans (Details) - Troubled Debt Restructurings With Subsequent Default [Line Items]
Number of contracts		1
Recorded investment		$ 391
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Note 6 - Loans (Details) - Troubled Debt Restructurings With Subsequent Default [Line Items]
Number of contracts				1
Recorded investment				$ 86

Note 6 - Loans (Details) - Perf

Note 6 - Loans (Details) - Performing and Nonperforming Loans - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$ 699,774	$ 660,898
Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	682,813	639,226
Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	16,961	21,672
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	143,088	150,253
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	139,918	145,141
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	3,170	5,112
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	402,214	364,306
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	27,858	30,099
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	374,356	334,207
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	27,858	30,099
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Other Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	366,745	324,511
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Other Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	7,611	9,696
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	109,921	110,967
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	63,458	65,986
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	46,463	44,981
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Real Estate Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	57,390	59,204
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	46,439	44,957
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Real Estate Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	6,068	6,782
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	24	24
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	44,482	35,210
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	44,463	35,314
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$ 88	$ 58

Note 6 - Loans (Details) - Inte

Note 6 - Loans (Details) - Internal Risk Rating by Loan Class - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	$ 699,774	$ 660,898
Pass [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	640,092	594,575
Watch [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	18,063	24,359
Special Mention [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	12,462	4,905
Substandard [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	29,157	37,059
Commercial Portfolio Segment [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	143,088	150,253
Commercial Portfolio Segment [Member] | Pass [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	117,745	121,282
Commercial Portfolio Segment [Member] | Watch [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	12,606	14,116
Commercial Portfolio Segment [Member] | Special Mention [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	4,601	4,018
Commercial Portfolio Segment [Member] | Substandard [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	8,136	10,837
Commercial Real Estate Portfolio Segment [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	402,214	364,306
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	27,858	30,099
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	27,822	30,056
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Watch [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	36	43
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	374,356	334,207
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member] | Pass [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	355,529	312,844
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member] | Watch [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	3,673	7,817
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member] | Special Mention [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	5,317	869
Commercial Real Estate Portfolio Segment [Member] | Other Loan [Member] | Substandard [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	9,837	12,677
Residential Portfolio Segment [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	109,921	110,967
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	63,458	65,986
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Pass [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	52,728	53,490
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Special Mention [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	579
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Substandard [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	10,151	12,496
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	46,463	44,981
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	42,071	41,624
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Watch [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	1,745	2,380
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	1,683
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	964	977
Consumer Portfolio Segment [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	44,482	35,210
Consumer Portfolio Segment [Member] | Pass [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	44,197	35,279
Consumer Portfolio Segment [Member] | Watch [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	3	3
Consumer Portfolio Segment [Member] | Special Mention [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	282	18
Consumer Portfolio Segment [Member] | Substandard [Member]
Note 6 - Loans (Details) - Internal Risk Rating by Loan Class [Line Items]
Gross loans	$ 69	$ 72

Note 6 - Loans (Details) - Allo

Note 6 - Loans (Details) - Allowance for Credit Losses and Recorded Investment in Financing Receivables - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
ALLL:
Beginning balance	$ 11,296	$ 9,748	$ 10,820	$ 14,172
Charge offs	(711)	(1,456)	(890)	(6,359)
Recoveries	817	140	1,472	619
Provision		1,450		1,450
Ending balance	11,402	9,882	11,402	9,882
ALLL:
Allowance for credit losses: individually evaluated for impairment	1,275		1,275		$ 1,556
Allowance for credit losses: collectively evaluated for impairment	10,127		10,127		9,264
Gross loans:
Financing receivables: individually evaluated for impairment	25,000		25,000		31,408
Allowance for credit losses: collectively evaluated for impairment	674,774		674,774		629,490
Gross loans	699,774		699,774		660,898
Commercial Portfolio Segment [Member]
ALLL:
Beginning balance	3,245	3,636	3,503	7,057
Charge offs	(354)	(247)	(406)	(3,685)
Recoveries	722	54	748	455
Provision	(224)	(109)	(456)	(493)
Ending balance	3,389	3,334	3,389	3,334
ALLL:
Allowance for credit losses: individually evaluated for impairment	149		149		314
Allowance for credit losses: collectively evaluated for impairment	3,240		3,240		3,189
Gross loans:
Financing receivables: individually evaluated for impairment	3,181		3,181		6,597
Allowance for credit losses: collectively evaluated for impairment	139,907		139,907		143,656
Gross loans	143,088		143,088		150,253
Commercial Real Estate Portfolio Segment [Member]
ALLL:
Beginning balance	5,314	3,490	4,875	2,784
Charge offs	(140)	(1,031)	(139)	(2,406)
Recoveries	74		668
Provision	199	1,408	43	3,489
Ending balance	5,447	3,867	5,447	3,867
ALLL:
Allowance for credit losses: individually evaluated for impairment	526		526		432
Allowance for credit losses: collectively evaluated for impairment	4,921		4,921		4,443
Gross loans:
Financing receivables: individually evaluated for impairment	9,645		9,645		11,753
Allowance for credit losses: collectively evaluated for impairment	392,569		392,569		352,553
Gross loans	402,214		402,214		364,306
Residential Portfolio Segment [Member]
ALLL:
Beginning balance	1,719	2,251	1,670	2,493
Charge offs	(126)	(178)	(141)	(268)
Recoveries	7	86	56	164
Provision	(120)	174	(105)	(56)
Ending balance	1,480	2,333	1,480	2,333
ALLL:
Allowance for credit losses: individually evaluated for impairment	586		586		795
Allowance for credit losses: collectively evaluated for impairment	894		894		875
Gross loans:
Financing receivables: individually evaluated for impairment	12,140		12,140		13,023
Allowance for credit losses: collectively evaluated for impairment	97,781		97,781		97,944
Gross loans	109,921		109,921		110,967
Consumer Portfolio Segment [Member]
ALLL:
Beginning balance	572	214	450	35
Charge offs	(91)		(204)
Recoveries	14
Provision	88	24	337	203
Ending balance	583	238	583	238
ALLL:
Allowance for credit losses: individually evaluated for impairment	14		14		15
Allowance for credit losses: collectively evaluated for impairment	569		569		435
Gross loans:
Financing receivables: individually evaluated for impairment	34		34		35
Allowance for credit losses: collectively evaluated for impairment	44,517		44,517		35,337
Gross loans	44,482		44,482		35,210
Unallocated Financing Receivables [Member]
ALLL:
Beginning balance	446	157	322	1,803
Provision	57	(47)	181	(1,693)
Ending balance	503	$ 110	503	$ 110
ALLL:
Allowance for credit losses: collectively evaluated for impairment	503		503		322
Gross loans:
Gross loans	$ 69		$ 69		$ 162

Note 7 - Other Real Estate Ow60

Note 7 - Other Real Estate Owned (Details) $ in Thousands	1 Months Ended	3 Months Ended	6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Note 7 - Other Real Estate Owned (Details) [Line Items]
Real Estate Acquired Through Foreclosure	$ 1,400	$ 1,400	$ 1,400		$ 502
Number of Foreclosed Properties Transferred to OREO			11
Real Estate Owned, Transfer to Real Estate Owned	261	261	$ 3,172	$ 268
Number of Real Estate Properties Sold			9
Sales of Real Estate			$ 2,400
Gains (Losses) on Sales of Other Real Estate			5	(15)
Impairment of Real Estate	91	91		$ 290
Mortgage Loans in Process of Foreclosure, Amount	1,600	1,600	1,600
Residential One to Four Family [Member]
Note 7 - Other Real Estate Owned (Details) [Line Items]
Real Estate Acquired Through Foreclosure	$ 283	$ 283	$ 283
Number of Real Estate Properties	4	4	4
Nonfarm Nonresidential [Member]
Note 7 - Other Real Estate Owned (Details) [Line Items]
Real Estate Acquired Through Foreclosure	$ 952	$ 952	$ 952
Number of Real Estate Properties	3	3	3
Undeveloped Commercial Property [Member]
Note 7 - Other Real Estate Owned (Details) [Line Items]
Real Estate Acquired Through Foreclosure	$ 170	$ 170	$ 170
Number of Real Estate Properties	1	1	1

Note 8 - Accounting for Incom61

Note 8 - Accounting for Income Tax and Uncertainties (Details)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Income Tax Disclosure [Abstract]
Effective Income Tax Rate Reconciliation, Percent	30.00%	29.00%

Note 9 - Qualified Affordable62

Note 9 - Qualified Affordable Housing Project Investments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended			12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015		Jun. 30, 2014	Dec. 31, 2014
Note 9 - Qualified Affordable Housing Project Investments (Details) [Line Items]
Proportional Amortization Method Qualified Affordable Housing Project Investments	$ 5,164		$ 5,164			$ 5,636
Proportional Amortization Method Qualified Affordable Housing Project Investments, Unfunded Liability Obligation	1,486		$ 1,486			2,424
Qualified Affordable Housing Project Investments Term			16 years
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent			34.00%
Proportional Amortization Method Qualified Affordable Housing Project Investments, Amortization	$ 180	$ 232	$ 361	[1]	$ 405	$ 903	[1]
Minimum [Member]
Note 9 - Qualified Affordable Housing Project Investments (Details) [Line Items]
Qualified Affordable Housing Project Investments, Return Rate			4.36%
Maximum [Member]
Note 9 - Qualified Affordable Housing Project Investments (Details) [Line Items]
Qualified Affordable Housing Project Investments, Return Rate			7.14%
[1]	This amount reduces the tax credits and benefits generated by the Qualified Affordable Housing Projects.

Note 9 - Qualified Affordable63

Note 9 - Qualified Affordable Housing Project Investments (Details) - Original Investment in LIHTC Projects - USD ($) $ in Thousands		3 Months Ended		6 Months Ended			12 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015		Jun. 30, 2014	Dec. 31, 2014
Note 9 - Qualified Affordable Housing Project Investments (Details) - Original Investment in LIHTC Projects [Line Items]
Original Investment Value		$ 7,954		$ 7,954			$ 7,954
Current Recorded Investment		5,164		5,164			5,636
Unfunded Liability Obligation		1,486		1,486			2,424
Tax Credits and Benefits	[1]			425			814
Amortization of Investments		180	$ 232	361	[2]	$ 405	903	[2]
Net Income Tax Benefit				64			137
Raymond James California Housing Opportunities Fund II [Member]
Note 9 - Qualified Affordable Housing Project Investments (Details) - Original Investment in LIHTC Projects [Line Items]
Original Investment Value		2,000		2,000			2,000
Current Recorded Investment		1,645		1,645			1,846
Unfunded Liability Obligation		628		628			736
Tax Credits and Benefits	[1]			113			160
Amortization of Investments	[2]			91			154
Net Income Tax Benefit				22			31
WNC Institutional Tax Credit Fun 38, L.P. [Member]
Note 9 - Qualified Affordable Housing Project Investments (Details) - Original Investment in LIHTC Projects [Line Items]
Original Investment Value		1,000		1,000			1,000
Current Recorded Investment		836		836			888
Unfunded Liability Obligation		248		248			314
Tax Credits and Benefits	[1]			69			105
Amortization of Investments	[2]			51			112
Net Income Tax Benefit				18			26
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Note 9 - Qualified Affordable Housing Project Investments (Details) - Original Investment in LIHTC Projects [Line Items]
Original Investment Value		2,500		2,500			2,500
Current Recorded Investment		1,935		1,935			2,050
Unfunded Liability Obligation		610		610			1,374
Tax Credits and Benefits	[1]			139			340
Amortization of Investments	[2]			115			450
Net Income Tax Benefit				24			58
California Affordable Housing Fund [Member]
Note 9 - Qualified Affordable Housing Project Investments (Details) - Original Investment in LIHTC Projects [Line Items]
Original Investment Value		2,454		2,454			2,454
Current Recorded Investment		$ 748		748			852
Tax Credits and Benefits	[1]			104			209
Amortization of Investments	[2]			$ 104			187
Net Income Tax Benefit							$ 22
[1]	The amounts reflected in this column represent both the tax credits, as well as the tax benefits generated by the Qualified Affordable Housing Projects operating loss. Tax benefits are calculated using a 34% tax rate.
[2]	This amount reduces the tax credits and benefits generated by the Qualified Affordable Housing Projects.

Note 9 - Qualified Affordable64

Note 9 - Qualified Affordable Housing Project Investments (Details) - Generated Tax Credits and Tax Benefits - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Note 9 - Qualified Affordable Housing Project Investments (Details) - Generated Tax Credits and Tax Benefits [Line Items]
Generated tax credits	$ 164	$ 160	$ 329	$ 318
Tax benefits from taxable losses	48	51	96	102
Raymond James California Housing Opportunities Fund II [Member]
Note 9 - Qualified Affordable Housing Project Investments (Details) - Generated Tax Credits and Tax Benefits [Line Items]
Generated tax credits	43	29	87	57
Tax benefits from taxable losses	13	11	26	23
WNC Institutional Tax Credit Fun 38, L.P. [Member]
Note 9 - Qualified Affordable Housing Project Investments (Details) - Generated Tax Credits and Tax Benefits [Line Items]
Generated tax credits	27	25	54	49
Tax benefits from taxable losses	8	8	15	16
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Note 9 - Qualified Affordable Housing Project Investments (Details) - Generated Tax Credits and Tax Benefits [Line Items]
Generated tax credits	54	66	109	133
Tax benefits from taxable losses	15	19	30	38
California Affordable Housing Fund [Member]
Note 9 - Qualified Affordable Housing Project Investments (Details) - Generated Tax Credits and Tax Benefits [Line Items]
Generated tax credits	40	40	79	79
Tax benefits from taxable losses	$ 12	$ 13	$ 25	$ 25

Note 9 - Qualified Affordable65

Note 9 - Qualified Affordable Housing Project Investments (Details) - Anticipated Net Income Tax Benefit $ in Thousands	Jun. 30, 2015USD ($)
Anticipated net income tax benefit less amortization of investments:
2,015	$ 65
2,016	131
2,017	127
2,018	125
2019 and thereafter	657
Total	1,105
Raymond James California Housing Opportunities Fund II [Member]
Anticipated net income tax benefit less amortization of investments:
2,015	24
2,016	46
2,017	46
2,018	45
2019 and thereafter	263
Total	424
WNC Institutional Tax Credit Fun 38, L.P. [Member]
Anticipated net income tax benefit less amortization of investments:
2,015	17
2,016	37
2,017	36
2,018	35
2019 and thereafter	155
Total	280
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Anticipated net income tax benefit less amortization of investments:
2,015	23
2,016	47
2,017	45
2,018	45
2019 and thereafter	238
Total	398
California Affordable Housing Fund [Member]
Anticipated net income tax benefit less amortization of investments:
2,015	1
2,016	1
2019 and thereafter	1
Total	$ 3

Note 10 - Federal Funds Purch66

Note 10 - Federal Funds Purchased and Lines of Credit (Details) $ in Millions	Jun. 30, 2015USD ($)	Dec. 31, 2014USD ($)
Note 10 - Federal Funds Purchased and Lines of Credit (Details) [Line Items]
Federal Funds Purchased	$ 0	$ 0
Line of Credit Facility, Number of Lenders	3
Collateralized Agreements	$ 40
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Range from	30.00%
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Range to	1.15%
Federal Home Loan Bank (FHLB) [Member]
Note 10 - Federal Funds Purchased and Lines of Credit (Details) [Line Items]
Line of Credit Facility, Maximum Borrowing Capacity	$ 193.9
Federal Reserve [Member]
Note 10 - Federal Funds Purchased and Lines of Credit (Details) [Line Items]
Line of Credit Facility, Maximum Borrowing Capacity	$ 28.4

Note 11 - Term Debt (Details)

Note 11 - Term Debt (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Note 11 - Term Debt (Details) [Line Items]
Advances from Federal Home Loan Banks	$ 90,000	$ 75,000
Mortgage Loans on Real Estate, Commercial and Consumer, Net	331,400
Loans Pledged as Collateral	90,000
Federal Home Loan Bank of San Francisco [Member]
Note 11 - Term Debt (Details) [Line Items]
Advances from Federal Home Loan Banks	90,000	75,000
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	120,000	75,000
Federal Home Loan Bank, Advances, Activity for Year, Average Balance of Agreements Outstanding	$ 94,700	$ 77,500
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Weighted Average Interest Rate	0.23%	0.24%
Federal Home Loan Bank Stock	$ 4,500
Pledged Financial Instruments, Not Separately Reported, Securities for Federal Home Loan Bank	$ 19,200

Note 11 - Term Debt (Details) -

Note 11 - Term Debt (Details) - Future Contractual Maturities of FHLB - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Total Federal Home Loan Bank of San Francisco advances	$ 90,000	$ 75,000
Federal Home Loan Bank of San Francisco [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
2,015	90,000
Total Federal Home Loan Bank of San Francisco advances	$ 90,000	$ 75,000

Note 12 - Commitments and Con69

Note 12 - Commitments and Contingencies (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2015USD ($)	Dec. 31, 2014USD ($)
Note 12 - Commitments and Contingencies (Details) [Line Items]
Number of Operating Leases Sites	4
Real Estate Related Loans Representing Lease Portfolio	74.00%	71.00%
Other Liabilities [Member]
Note 12 - Commitments and Contingencies (Details) [Line Items]
Reserve for Unfunded Commitments	$ 695	$ 695
Standby Letters of Credit [Member]
Note 12 - Commitments and Contingencies (Details) [Line Items]
Expiry of Standby Letters of Credit Within One Year	133
Expiry of Standby Letter of Credit Thereafter	$ 2,600

Note 12 - Commitments and Con70

Note 12 - Commitments and Contingencies (Details) - Rent Expense and Rent Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Rent Expense and Rent Income [Abstract]
Rent income	$ 2	$ 4	$ 6	$ 8
Rent expense	142	142	284	282
Net	$ 140	$ 138	$ 278	$ 274

Note 12 - Commitments and Con71

Note 12 - Commitments and Contingencies (Details) - Future Minimum Lease Payments under Non-cancelable Operating Leases $ in Thousands	Jun. 30, 2015USD ($)
Amounts due in:
2,015	$ 297
2,016	608
2,017	549
2,018	431
2,019	402
Thereafter	1,296
Total	$ 3,583

Note 12 - Commitments and Con72

Note 12 - Commitments and Contingencies (Details) - Summary of the Bank’s Commitments and Contingent Liabilities - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Note 12 - Commitments and Contingencies (Details) - Summary of the Bank’s Commitments and Contingent Liabilities [Line Items]
Commitments	$ 199,695	$ 205,586
Commitments to Extend Credit [Member]
Note 12 - Commitments and Contingencies (Details) - Summary of the Bank’s Commitments and Contingent Liabilities [Line Items]
Commitments	193,571	200,991
Standby Letters of Credit [Member]
Note 12 - Commitments and Contingencies (Details) - Summary of the Bank’s Commitments and Contingent Liabilities [Line Items]
Commitments	2,766	2,731
Guaranteed Commitments Outstanding [Member]
Note 12 - Commitments and Contingencies (Details) - Summary of the Bank’s Commitments and Contingent Liabilities [Line Items]
Commitments	$ 3,358	$ 1,864

Note 13 - Accumulated Other C73

Note 13 - Accumulated Other Comprehensive Income (Details) - Components of Accumulated Other Comprehensive Income - USD ($) $ in Thousands	3 Months Ended				6 Months Ended	12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss)	$ (683)		$ (907)		$ (683)	$ (87)	$ (2,392)
Comprehensive income (loss)	(867)	$ 271	(181)	$ 1,666	(596)	2,305
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss)	1,135		1,092		1,135	1,810	(1,809)
Comprehensive income (loss)	(967)	292	1,115	1,786
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss)	(1,818)		(1,999)		$ (1,818)	$ (1,897)	$ (583)
Comprehensive income (loss)	$ 100	$ (21)	$ (1,296)	$ (120)

Note 14 - Derivatives (Details)

Note 14 - Derivatives (Details) $ in Thousands	1 Months Ended	6 Months Ended
	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
Note 14 - Derivatives (Details) [Line Items]
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net	$ 952	$ 594	$ (1,880)
Obligation to Return Securities Received as Collateral		$ 3,100
Number of Mortgage Backed Securities Pledged		3
Fair Value, Estimate Not Practicable, Mortgage-backed Securities Held-to-maturity		$ 3,800
Pledge On One Mortgage Backed Securities		$ 4,100
Active Interest Rate Swap [Member]
Note 14 - Derivatives (Details) [Line Items]
Derivative, Number of Instruments Held		1
Forward Starting Interest Rate Swaps [Member]
Note 14 - Derivatives (Details) [Line Items]
Derivative, Number of Instruments Held		2

Note 14 - Derivatives (Detail75

Note 14 - Derivatives (Details) - Notional Amount, Effective Dates and Maturity Dates of the IR Contracts - Jun. 30, 2015 - USD ($) $ in Thousands	Total
Active Interest Rate Swap [Member]
Note 14 - Derivatives (Details) - Notional Amount, Effective Dates and Maturity Dates of the IR Contracts [Line Items]
Fixed rate	1.84%
Variable rate	0.278%
Notional amount	$ 75,000
Effective date	Aug. 1, 2014
Maturity	Aug. 3, 2015
Forward Starting Interest Rate Swap One [Member]
Note 14 - Derivatives (Details) - Notional Amount, Effective Dates and Maturity Dates of the IR Contracts [Line Items]
Fixed rate	2.64%
Notional amount	$ 75,000
Effective date	Aug. 3, 2015
Maturity	Aug. 1, 2016
Forward Starting Interest Rate Swap Two [Member]
Note 14 - Derivatives (Details) - Notional Amount, Effective Dates and Maturity Dates of the IR Contracts [Line Items]
Fixed rate	3.22%
Notional amount	$ 75,000
Effective date	Aug. 1, 2016
Maturity	Aug. 1, 2017

Note 14 - Derivatives (Detail76

Note 14 - Derivatives (Details) - Fair Value and Balance Sheet Location of Derivatives - Designated as Hedging Instrument [Member] - Cash Flow Hedging [Member] - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Derivatives, Fair Value [Line Items]
Liability Derivatives	$ 3,090	$ 3,224
Active Interest Rate Swap [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives	107	880
Forward Starting Interest Rate Swap One [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives	1,578	1,298
Forward Starting Interest Rate Swap Two [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives	$ 1,405	$ 1,046

Note 14 - Derivatives (Detail77

Note 14 - Derivatives (Details) - Gains (Losses) on Derivatives and Location on Income Statement - Designated as Hedging Instrument [Member] - Cash Flow Hedging [Member] - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Derivative Instruments, Gain (Loss) [Line Items]
Derivative gains (losses)		$ (292)	$ 1,728	$ (587)	$ 1,878
Interest on FHLB [Member] | Active Interest Rate Swap [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Derivative gains (losses)	[1]	$ (292)		$ (587)
Interest on FHLB [Member] | Forward Starting Interest Rate Swap One [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Derivative gains (losses)	[2]		$ 111		$ 261
Other Noninterest Income [Member] | Forward Starting Interest Rate Swap Two [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Derivative gains (losses)	[3]		$ 1,617		$ 1,617
[1]	Loss represents net settlement on active interest rate swap.
[2]	Gains represent tax adjusted amounts reclassified from accumulated other comprehensive income pertaining to the terminated forward starting interest rate swap.
[3]	Gains represent tax adjusted amounts reclassified from accumulated other comprehensive income immediately upon cancellation of forecasted Federal Home Loan Bank of San Francisco borrowings.

Note 14 - Derivatives (Detail78

Note 14 - Derivatives (Details) - Reclassification out of Accumulated Other Comprehensive Income - USD ($) $ in Thousands	1 Months Ended	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest rate swaps	$ 952			$ 594	$ (1,880)
Designated as Hedging Instrument [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest rate swaps		$ (177)	$ 1,017	$ (350)	$ 1,105

Note 14 - Derivatives (Detail79

Note 14 - Derivatives (Details) - Estimated Reclassification out of Accumulated Other Comprehensive Income $ in Thousands	6 Months Ended
	Jun. 30, 2015USD ($)
Interest Rate Shock Flat [Member]
Note 14 - Derivatives (Details) - Estimated Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Reclassifications from accumulated OCI	$ 1,013
Interest Rate Shock +100bp [Member]
Note 14 - Derivatives (Details) - Estimated Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Reclassifications from accumulated OCI	572
Interest Rate Shock +200bp [Member]
Note 14 - Derivatives (Details) - Estimated Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Reclassifications from accumulated OCI	$ 130

Note 14 - Derivatives (Detail80

Note 14 - Derivatives (Details) - Offset Derivatives - Designated as Hedging Instrument [Member] - Interest Rate Swap [Member] - Cash Flow Hedging [Member] - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Derivative liabilities
Gross amounts of recognized assets/(liabilities)	$ (3,090)	$ (3,224)
Net amounts of assets/(liabilities) presented in the Consolidated Balance Sheets	(3,090)	(3,224)
Collateral posted	4,051	3,533
Net amount	$ 961	$ 309

Note 15 - Fair Values (Details)

Note 15 - Fair Values (Details) - USD ($)	1 Months Ended	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2015	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Note 15 - Fair Values (Details) [Line Items]
Future Cash Flows Discounted	6.12%	6.12%	6.12%
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers out of Level 3			$ 0		$ 0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Into Level 3			0		0
Real Estate Owned, Transfer to Real Estate Owned	$ 261,000	$ 261,000	3,172,000	$ 268,000
Impairment of Real Estate	91,000	91,000		$ 290,000
Carrying Value of Loans Fully Charged Off			0
Collateral Impaired Loans [Member]
Note 15 - Fair Values (Details) [Line Items]
Collateral Dependent Impaired Loans Carrying Amount			2,400,000
Fair Value Written Down			1,900,000
Allowance for Loan and Lease Losses, Adjustments, Other			544,000
Other Real Estate Owned [Member]
Note 15 - Fair Values (Details) [Line Items]
Collateral Dependent Impaired Loans Carrying Amount			70,000
Fair Value Written Down			53,000
Allowance for Loan and Lease Losses, Adjustments, Other			17,000
Fair Value, Inputs, Level 3 [Member]
Note 15 - Fair Values (Details) [Line Items]
Assets, Fair Value Disclosure, Recurring	0	0	0		0
Liabilities, Fair Value Disclosure, Recurring	$ 0	$ 0	$ 0		$ 0

Note 15 - Fair Values (Detail82

Note 15 - Fair Values (Details) - Fair Value of Financial Instruments - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financial assets :
Securities available-for-sale	$ 160,763	$ 186,986
Securities held-to-maturity	36,430
Financial liabilities:
Federal Home Loan Bank of San Francisco advances	90,000	75,000
Reported Value Measurement [Member]
Financial assets :
Cash and cash equivalents	32,796	58,422
Securities available-for-sale	160,763	186,986
Securities held-to-maturity	36,655	36,806
Net loans	688,775	650,235
Federal Home Loan Bank of San Francisco stock	4,465	5,728
Financial liabilities:
Deposits	760,039	789,035
Federal Home Loan Bank of San Francisco advances	90,000	75,000
Subordinated debenture	10,310	10,310
Derivatives	3,090	3,224
Estimate of Fair Value Measurement [Member]
Financial assets :
Cash and cash equivalents	32,796	58,422
Securities available-for-sale	160,763	186,986
Securities held-to-maturity	36,430	37,118
Net loans	698,993	661,126
Federal Home Loan Bank of San Francisco stock	4,465	5,728
Financial liabilities:
Deposits	761,349	790,068
Federal Home Loan Bank of San Francisco advances	90,000	75,000
Subordinated debenture	5,111	4,932
Derivatives	3,090	3,224
Fair Value, Inputs, Level 1 [Member]
Financial assets :
Cash and cash equivalents	32,796	58,422
Securities available-for-sale		2,571
Federal Home Loan Bank of San Francisco stock	4,465	5,728
Fair Value, Inputs, Level 2 [Member]
Financial assets :
Securities available-for-sale	160,763	184,415
Securities held-to-maturity	36,430	37,118
Financial liabilities:
Deposits	761,349	790,068
Federal Home Loan Bank of San Francisco advances	90,000	75,000
Subordinated debenture	5,111	4,932
Derivatives	3,090	3,224
Fair Value, Inputs, Level 3 [Member]
Financial assets :
Net loans	$ 698,993	$ 661,126

Note 15 - Fair Values (Detail83

Note 15 - Fair Values (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis - USD ($) $ in Thousands		Jun. 30, 2015	Dec. 31, 2014
Available-for-sale securities:
Assets measured at fair value		$ 160,763	$ 186,986
Liabilities measured at fair value		3,090	3,224
Interest Rate Swap [Member]
Available-for-sale securities:
Liabilities measured at fair value		3,090	3,224
US Government Agencies Debt Securities [Member]
Available-for-sale securities:
Assets measured at fair value		5,314	6,393
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities:
Assets measured at fair value		51,324	54,363
Residential Mortgage Backed Securities [Member]
Available-for-sale securities:
Assets measured at fair value		37,776	47,015
Corporate Debt Securities [Member]
Available-for-sale securities:
Assets measured at fair value		33,501	37,734
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities:
Assets measured at fair value		9,467	10,389
Other Investment Securities [Member]
Available-for-sale securities:
Assets measured at fair value	[1]	23,381	31,092
Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities:
Assets measured at fair value			2,571
Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities:
Assets measured at fair value			1,467
Fair Value, Inputs, Level 1 [Member] | Commercial Mortgage Backed Securities [Member]
Available-for-sale securities:
Assets measured at fair value			1,104
Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities:
Assets measured at fair value		160,763	184,415
Liabilities measured at fair value		3,090	3,224
Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Available-for-sale securities:
Liabilities measured at fair value		3,090	3,224
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities:
Assets measured at fair value		5,314	6,393
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities:
Assets measured at fair value		51,324	54,363
Fair Value, Inputs, Level 2 [Member] | Residential Mortgage Backed Securities [Member]
Available-for-sale securities:
Assets measured at fair value		37,776	47,015
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities:
Assets measured at fair value		33,501	36,267
Fair Value, Inputs, Level 2 [Member] | Commercial Mortgage Backed Securities [Member]
Available-for-sale securities:
Assets measured at fair value		9,467	9,285
Fair Value, Inputs, Level 2 [Member] | Other Investment Securities [Member]
Available-for-sale securities:
Assets measured at fair value	[1]	$ 23,381	$ 31,092
[1]	Principally consists of residential mortgage backed securities issued by both by governmental and nongovernmental agencies, and SBA pool securities.

Note 15 - Fair Values (Detail84

Note 15 - Fair Values (Details) - Fair Value of Assets Measured on a Non-recurring Basis - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Note 15 - Fair Values (Details) - Fair Value of Assets Measured on a Non-recurring Basis [Line Items]
Assets measured at fair value	$ 160,763	$ 186,986
Fair Value, Measurements, Nonrecurring [Member]
Note 15 - Fair Values (Details) - Fair Value of Assets Measured on a Non-recurring Basis [Line Items]
Assets measured at fair value	2,106	10,427
Fair Value, Measurements, Nonrecurring [Member] | Collateral Dependent Impaired Loans [Member]
Note 15 - Fair Values (Details) - Fair Value of Assets Measured on a Non-recurring Basis [Line Items]
Assets measured at fair value	1,883	10,319
Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate Owned [Member]
Note 15 - Fair Values (Details) - Fair Value of Assets Measured on a Non-recurring Basis [Line Items]
Assets measured at fair value	223	108
Fair Value, Inputs, Level 1 [Member]
Note 15 - Fair Values (Details) - Fair Value of Assets Measured on a Non-recurring Basis [Line Items]
Assets measured at fair value		2,571
Fair Value, Inputs, Level 2 [Member]
Note 15 - Fair Values (Details) - Fair Value of Assets Measured on a Non-recurring Basis [Line Items]
Assets measured at fair value	160,763	184,415
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Note 15 - Fair Values (Details) - Fair Value of Assets Measured on a Non-recurring Basis [Line Items]
Assets measured at fair value	2,106	10,427
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Collateral Dependent Impaired Loans [Member]
Note 15 - Fair Values (Details) - Fair Value of Assets Measured on a Non-recurring Basis [Line Items]
Assets measured at fair value	1,883	10,319
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate Owned [Member]
Note 15 - Fair Values (Details) - Fair Value of Assets Measured on a Non-recurring Basis [Line Items]
Assets measured at fair value	$ 223	$ 108

Note 15 - Fair Values (Detail85

Note 15 - Fair Values (Details) - Losses Resulting from Nonrecurring Fair Value Adjustments - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Note 15 - Fair Values (Details) - Losses Resulting from Nonrecurring Fair Value Adjustments [Line Items]
Losses resulting from nonrecurring fair value adjustments	$ 600	$ 892	$ 652	$ 5,791
Impaired Loans [Member]
Note 15 - Fair Values (Details) - Losses Resulting from Nonrecurring Fair Value Adjustments [Line Items]
Losses resulting from nonrecurring fair value adjustments	492	$ 892	544	5,501
Other Real Estate Owned [Member]
Note 15 - Fair Values (Details) - Losses Resulting from Nonrecurring Fair Value Adjustments [Line Items]
Losses resulting from nonrecurring fair value adjustments	$ 108		$ 108	$ 290

Note 16 - Purchase of Financi86

Note 16 - Purchase of Financial Assets (Details) - USD ($) $ in Thousands	Feb. 27, 2015	Sep. 23, 2014	May. 12, 2014	Feb. 27, 2014	Jun. 30, 2015
Transfers and Servicing [Abstract]
Loan Purchase Agreement, Financial Asset for Which Transfer is Accounted As a Purchase, Total Commitment to Purchase	$ 6,400	$ 18,100	$ 40,000
Loan Purchase Agreement, Financial Asset for Which Transfer is Accounted As a Purchase, Par Value Purchased	6,400	18,100		$ 12,900	$ 50,100
Loan Purchase Agreement Financial Asset for Which Transfer is Accounted as a Purchase Interest Accrued	17	77
Loan Purchase Agreement Financial Asset for Which Transfer is Accounted as a Purchase Net Discount (Premium)	91	377			12,800
Payments for Loans	$ 6,500	$ 18,500		$ 12,700	$ 37,300
Loan Purchase Agreement, Transfer Of Financial Assets Accounted For As a Purchase, Maximum Monthly Loan Purchase			$ 4,000

Uncategorized Items - boch-2015

Label	Element	Value
Provision for loan and lease losses	us-gaap_ProvisionForLoanAndLeaseLosses	$ 1,450