Bank of Commerce (BOCH) 10-Q 6 Aug 18 2018 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2018	Jul. 27, 2018
Document Information [Line Items]
Entity Registrant Name	Bank of Commerce Holdings
Entity Central Index Key	702,513
Trading Symbol	boch
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		16,317,902
Document Type	10-Q
Document Period End Date	Jun. 30, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q2
Amendment Flag	false

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2018		Dec. 31, 2017
Assets:
Cash and due from banks	$ 23,996		$ 17,979
Interest-bearing deposits in other banks	15,690		48,991
Total cash and cash equivalents	39,686		66,970
Securities available-for-sale, at fair value	247,639		267,954
Loans, net of deferred fees and costs	938,579		881,545
Allowance for loan and lease losses	(12,388)		(11,925)
Net loans	926,191		869,620
Premises and equipment, net	13,908		14,748
Other real estate owned	140		35
Life insurance	22,155		21,898
Deferred tax asset, net	7,815		6,505
Goodwill and core deposit intangible, net	1,920		2,030
Other assets	22,050		19,661
Total assets	1,281,504		1,269,421
Liabilities:
Demand - noninterest-bearing	316,347		305,650
Demand - interest-bearing	465,087		496,990
Savings	106,170		110,837
Certificates of deposit	166,925		189,255
Total deposits	1,054,529		1,102,732
Federal Home Loan Bank of San Francisco borrowings	60,000
Other borrowings	15,296		17,096
Less unamortized debt issuance costs	(115)		(138)
Net term debt	75,181		16,958
Junior subordinated debentures	10,310		10,310
Other liabilities	11,406		12,157
Total liabilities	1,151,426		1,142,157
Commitments and contingencies (Note 7)
Shareholders' equity:
Common stock, no par value, 50,000,000 shares authorized: issued and outstanding - 16,317,902 as of June 30, 2018 and 16,271,563 as of December 31, 2017	52,043		51,830
Retained earnings	81,475		75,700
Accumulated other comprehensive loss, net of tax	(3,440)		(266)
Total shareholders' equity	130,078	[1]	127,264	[2]
Total liabilities and shareholders' equity	$ 1,281,504		$ 1,269,421
[1]	Excludes 74 unvested restricted shares
[2]	Excludes 74 unvested restricted shares

Consolidated Balance Sheets (U3

Consolidated Balance Sheets (Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Jun. 30, 2018	Dec. 31, 2017
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	50,000,000	50,000,000
Common stock, issued (in shares)	16,317,902	16,271,563
Common stock, outstanding (in shares)	16,317,902	16,271,563

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) shares in Thousands, $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Interest income:
Interest and fees on loans		$ 11,164	$ 9,758	$ 21,893	$ 19,142
Interest on taxable securities		1,278	872	2,487	1,661
Interest on tax-exempt securities		413	534	876	1,064
Interest on interest-bearing deposits in other banks		135	156	264	270
Total interest income		12,990	11,320	25,520	22,137
Interest expense:
Interest on demand deposits		215	184	436	332
Interest on savings deposits		64	47	123	94
Interest on certificates of deposit		488	545	983	1,074
Interest on Federal Home Loan Bank of San Francisco borrowings		267	3	314	3
Interest on other borrowings		279	295	560	588
Interest on junior subordinated debentures		97	71	179	137
Total interest expense		1,410	1,145	2,595	2,228
Net interest income		11,580	10,175	22,925	19,909
Provision for loan and lease losses			300		500
Net interest income after provision for loan and lease losses		11,580	9,875	22,925	19,409
Noninterest income:
Fees on payroll and benefit processing		146	147	315	338
Life insurance		127	135	256	781
Gain on sale of investment securities, net		4	35	40	101
Federal Home Loan Bank of San Francisco dividends		95	54	175	157
Gain (loss) on sale of OREO			12	16	(59)
Other income		115	182	225	325
Total noninterest income		962	995	1,944	2,466
Noninterest expense:
Salaries and related benefits		4,513	4,147	9,368	9,005
Premises and equipment		1,016	1,054	2,087	2,102
Federal Deposit Insurance Corporation insurance premium		93	104	189	152
Data processing fees		471	451	903	857
Professional service fees		314	459	659	843
Telecommunications		178	223	394	434
Other expenses		1,086	1,288	2,104	2,323
Total noninterest expense		7,671	7,726	15,704	15,716
Income before provision for income taxes		4,871	3,144	9,165	6,159
Provision for income taxes		1,253	935	2,306	1,698
Net income		$ 3,618	$ 2,209	$ 6,859	$ 4,461
Earnings per share - basic (in dollars per share)		$ 0.22	$ 0.15	$ 0.42	$ 0.31
Weighted average shares - basic (in shares)	[1]	16,245	15,014	16,237	14,220
Earnings per share - diluted (in dollars per share)		$ 0.22	$ 0.15	$ 0.42	$ 0.31
Weighted average shares - diluted (in shares)		16,325	15,113	16,319	14,321
Deposit Account [Member]
Noninterest income:
Revenue from Contract with Customer		$ 175	$ 142	$ 351	$ 269
Credit and Debit Card [Member]
Noninterest income:
Revenue from Contract with Customer		$ 300	$ 288	$ 566	$ 554
[1]	Excludes unvested restricted shares because they do not have dividend or voting rights

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Net income	$ 3,618	$ 2,209	$ 6,859	$ 4,461
Available-for-sale securities :
Unrealized (losses) gains arising during the period	(984)	1,609	(4,391)	2,127
Income taxes	291	(662)	1,298	(875)
Change in unrealized (losses) gains, net of tax	(693)	947	(3,093)	1,252
Reclassification adjustment for realized gains included in net income	(4)	(35)	(40)	(101)
Income taxes	1	14	11	41
Realized gains, net of tax	(3)	(21)	(29)	(60)
Net (decrease) increase in unrealized gains on available-for-sale securities	(696)	926	(3,122)	1,192
Held-to-maturity securities :
Amortization of held-to-maturity fair value adjustment		(19)		(36)
Income taxes		8		15
Net change in fair value adjustment on held-to-maturity securities		(11)		(21)
Other comprehensive (loss) income	(696)	915	(3,122)	1,171
Comprehensive income – Bank of Commerce Holdings	$ 2,922	$ 3,124	$ 3,737	$ 5,632

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity (Unaudited) - USD ($) $ in Thousands		Common Stock [Member]		Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2016		13,373,000
Balance at Dec. 31, 2016		$ 24,547		$ 70,218	$ (659)	$ 94,106
Net income				7,344		7,344
Other comprehensive income (loss), net of tax					393	393
Comprehensive income						7,737
Dividend on common stock				(1,862)		(1,862)
Stock issued pursuant to public offering, net of underwriting discounts and expenses of $1.7 million (in shares)		2,738,000
Stock issued pursuant to public offering, net of underwriting discounts and expenses of $1.7 million		$ 26,778				26,778
Stock compensation grants (in shares)		4,000
Stock compensation grants		$ 41				41
Common stock issued under employee plans (in shares)		30,000
Stock options exercised (in shares)		52,000
Stock options exercised		$ 245				245
Compensation expense associated with stock options		23				23
Compensation expense associated with restricted stock, net of cash paid when directly withholding shares for tax withholding purposes		$ 196				$ 196
Balance (in shares) at Dec. 31, 2017		16,197,000	[1]			16,271,563
Balance at Dec. 31, 2017	[1]	$ 51,830		75,700	(266)	$ 127,264
Net income				6,859		6,859
Other comprehensive income (loss), net of tax					(3,122)	(3,122)
Comprehensive income						3,737
Dividend on common stock				(1,136)		(1,136)
Stock compensation grants (in shares)		5,000
Stock compensation grants		$ 45				45
Common stock issued under employee plans (in shares)		23,000
Stock options exercised (in shares)		22,000
Stock options exercised		$ 123				123
Compensation expense associated with stock options		5				5
Compensation expense associated with restricted stock, net of cash paid when directly withholding shares for tax withholding purposes		$ 40				$ 40
Reclassification of accumulated other comprehensive income due to tax rate change				52	(52)
Balance (in shares) at Jun. 30, 2018		16,247,000	[2]			16,317,902
Balance at Jun. 30, 2018	[2]	$ 52,043		$ 81,475	$ (3,440)	$ 130,078
[1]	Excludes 74 unvested restricted shares
[2]	Excludes 74 unvested restricted shares

Consolidated Statements of Sha7

Consolidated Statements of Shareholders' Equity (Unaudited) (Parentheticals) - USD ($) shares in Thousands, $ in Millions	6 Months Ended	12 Months Ended
	Jun. 30, 2018	Dec. 31, 2017
Retained Earnings [Member]
Dividends on common stock (in dollars per share)	$ 0.07	$ 0.12
Common Stock [Member]
Stock issued pursuant to public offering, issuance costs		$ 1.7
Unvested restricted shares (in shares)	71	74

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Cash flows from operating activities:
Net income	$ 6,859	$ 4,461
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses		500
Provision for depreciation and amortization	945	1,049
Amortization of core deposit intangible	110	111
Amortization of debt issuance costs	23	23
Compensation expense associated with stock options	5	10
Compensation expense associated with restricted stock	143	105
Tax benefits from vesting of restricted stock	(35)	(45)
Net gain on sale or call of securities	(40)	(101)
Amortization of investment premiums and accretion of discounts, net	963	934
Amortization of held-to-maturity fair value adjustments		(36)
Gain on disposal of fixed assets	(5)
Write-down of other real estate owned		52
(Gain) loss on sale of OREO	(16)	59
Increase in cash surrender value of life insurance	(256)	(279)
Life insurance death benefit		(502)
(Decrease) increase in deferred compensation and salary continuation plans	(36)	23
Increase in deferred loan fees and costs	(53)	(217)
Decrease in other assets	386	778
Decrease in other liabilities	(767)	(1,664)
Net cash provided by operating activities	8,226	5,261
Cash flows from investing activities:
Proceeds from maturities and payments of available-for-sale securities	14,662	9,793
Proceeds from sale of available-for-sale securities	20,505	27,252
Purchases of available-for-sale securities	(21,501)	(70,487)
Investment in qualified affordable housing partnerships	(31)	(18)
Net (purchase) redemption of Federal Home Loan Bank of San Francisco stock	(1,355)	72
Loan originations, net of principal repayments	(61,439)	(15,913)
Net repayment on loan pools	4,781	3,456
Purchase of premises and equipment	(227)	(323)
Proceeds from the sale of other real estate owned	51	55
Proceeds from life insurance policy		2,249
Net cash used in investing activities	(44,554)	(43,864)
Cash flows from financing activities:
Net (decrease) increase in demand deposits and savings accounts	(25,873)	50,554
Net decrease in certificates of deposit	(22,330)	(8,995)
Advances on term debt	210,000	30,000
Repayment of term debt	(151,800)	(30,617)
Proceeds from stock options exercised	123	220
Net proceeds from issuance of common stock		26,778
Cash paid when directly withholding shares for tax-withholding purposes	(103)	(85)
Cash dividends paid on common stock	(973)	(805)
Net cash provided by financing activities	9,044	67,050
Net (decrease) increase in cash and cash equivalents	(27,284)	28,447
Cash and cash equivalents at beginning of year	66,970	68,407
Cash and cash equivalents at end of period	39,686	96,854
Supplemental disclosures of cash flow activity:
Income taxes	2,725	1,933
Interest	2,560	2,238
Supplemental disclosures of non cash investing activities:
Transfer of loans to other real estate owned	140	924
Unrealized (loss) gain on investment securities available-for-sale	(4,431)	2,026
Changes in net deferred tax asset related to changes in unrealized loss (gain) on investment securities available-for-sale	1,309	(834)
Changes in accumulated other comprehensive income due to changes in unrealized (loss) gain on investment securities available-for-sale	(3,122)	1,192
Accretion of held-to-maturity investment securities from other comprehensive income to interest income		(36)
Changes in deferred tax related to accretion of held-to-maturity investment securities		15
Changes in accumulated other comprehensive income due to accretion of held-to-maturity investment securities		(21)
Reclassification of accumulated other comprehensive income due to tax rate change	52
Supplemental disclosures of non cash financing activities:
Vested stock issued under employee plans	45	41
Cash dividend declared on common shares and payable after period-end	$ 650	$ 486

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2018
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1. Bank of Commerce Holdings (“Company,” “Holding Company,” “we,” or “us”), is a bank holding company (“BHC”) with its principal offices in Sacramento, California. The Holding Company’s principal business is to serve as a holding company for Redding Bank of Commerce (the “Bank” and together with the Holding Company, the “Company”) which operates under two Balance Sheets June 30, 2018 December 31, 2017 not The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) and with prevailing practices within the banking and securities industries. In preparing such consolidated financial statements, management is required to make certain estimates and judgments that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the dates of the Balance Sheets and the reported amounts of revenues and expenses for the reporting periods. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change relate to the valuation of investments and impairments of securities, the determination of the allowance for loan and lease losses (“ALLL”), income taxes, the valuation of goodwill and Other Real Estate Owned (“OREO”), and fair value measurements. Certain amounts for prior periods have been reclassified to conform to the current financial statement presentation. The results of reclassifications are not no 2017 10 2018 not Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Holding Company and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. As of June 30, 2018 December 31, 2017, one 2005 not 810, Consolidation 810” Consolidated Balance Sheets Application of new accounting guidance ASU No. 2014 09 In May 2014, 2014 09, Revenue from Contracts with Customers (Topic 606 2014 09 2014 09 January 1, 2017. August 2015, 2015 14, Revenue from Contracts with Customers - Deferral of the Effective Date one 2014 09. 2016 08, Principal versus Agent Considerations 2016 10, Identifying Performance Obligations and Licensing 2016 12, Narrow-Scope Improvements and Practical Expedients 2016 20, Technical Corrections and Improvements to Topic 606 January 1, 2018, no Under Topic 606, not Our primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not 606. not 606, 606 ASU No. 2016 01 Description - In January 2016, No. 2016 01, Financial Instruments – Overall (Subtopic 825 10 January 1, 2018. not 8 Fair Values ASU No. 2018 02 In February 2018, 2018 02, Income Statement – Reporting Comprehensive Income (Topic 220 not December 15, 2018, 2018 02 January 1, 2018 $52

Note 2 - Common Stock Outstandi

Note 2 - Common Stock Outstanding and Earnings Per Share	6 Months Ended
	Jun. 30, 2018
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2. On May 10, 2017, $10.50 2,738,096. $26.8 Basic earnings per share excludes dilution and is computed by dividing net income by the weighted average number of common shares outstanding for the period, excluding unvested restricted stock awards which do not not The following is a computation of basic and diluted earnings per share for the three six June 30, 2018 2017. For the Three Months Ended For the Six Months Ended (Amounts in thousands, except per share information) June 30, June 30, Earnings Per Share 2018 2017 2018 2017 Numerators: Net income $ 3,618 $ 2,209 $ 6,859 $ 4,461 Denominators: Weighted average number of common shares outstanding - basic (1) 16,245 15,014 16,237 14,220 Effect of potentially dilutive common shares (2) 80 99 82 101 Weighted average number of common shares outstanding - diluted 16,325 15,113 16,319 14,321 Earnings per common share: Basic $ 0.22 $ 0.15 $ 0.42 $ 0.31 Diluted $ 0.22 $ 0.15 $ 0.42 $ 0.31 Anti-dilutive options not included in diluted earnings per share calculation — — — — Anti-dilutive restricted shares not included in diluted earnings per share calculation — — — — ( 1 not ( 2

Note 3 - Securities

Note 3 - Securities	6 Months Ended
	Jun. 30, 2018
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3. The following tables present the amortized costs, unrealized gains, unrealized losses and estimated fair values of our investment securities as of June 30, 2018, December 31, 2017. As of June 30, 2018 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Cost Gain Loss Fair Value Available-for-sale securities: U.S. government & agencies $ 39,377 $ 126 $ (509 ) $ 38,994 Obligations of state and political subdivisions 57,867 1,365 (753 ) 58,479 Residential mortgage-backed securities and collateralized mortgage obligations 125,466 6 (4,254 ) 121,218 Corporate securities 4,054 6 (73 ) 3,987 Commercial mortgage-backed securities 25,541 11 (810 ) 24,742 Other asset-backed securities 217 2 — 219 Total $ 252,522 $ 1,516 $ (6,399 ) $ 247,639 As of December 31, 2017 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Cost Gain Loss Fair Value Available-for-sale securities: U.S. government & agencies $ 40,319 $ 196 $ (146 ) $ 40,369 Obligations of state and political subdivisions 77,412 1,910 (478 ) 78,844 Residential mortgage-backed securities and collateralized mortgage obligations 116,061 69 (1,538 ) 114,592 Corporate securities 5,079 18 (105 ) 4,992 Commercial mortgage-backed securities 26,995 24 (378 ) 26,641 Other asset-backed securities 2,540 4 (28 ) 2,516 Total $ 268,406 $ 2,221 $ (2,673 ) $ 267,954 The following table presents the expected maturities of investment securities at June 30, 2018. Available-For-Sale (Amounts in thousands) Amortized Cost Fair Value Amounts maturing in: One year or less $ 1,509 $ 1,511 After one year through five years 74,398 72,826 After five years through ten years 95,363 93,157 After ten years 81,252 80,145 Total $ 252,522 $ 247,639 The amortized cost and fair value of residential mortgage-backed securities, collateralized mortgage obligations and commercial mortgage securities are presented by their expected average life, rather than contractual maturity, because the underlying loans may At June 30, 2018 December 31, 2017 $60.1 $62.6 The following table presents the cash proceeds from sales of securities and the associated gross realized gains and gross realized losses that have been included in earnings for the three six June 30, 2018 2017. Three Months Ended June 30, Six Months Ended June 30, (Amounts in thousands) 2018 2017 2018 2017 Proceeds from sales of securities $ 1,107 $ 13,326 $ 20,505 $ 27,252 Gross realized gains on sales of securities: Obligations of state and political subdivisions $ 4 $ 30 $ 156 $ 81 Residential mortgage-backed securities and collateralized mortgage obligations — 19 — 37 Corporate securities — 9 — 10 Total gross realized gains on sales of securities 4 58 156 128 Gross realized losses on sales of securities: Obligations of state and political subdivisions — — (71 ) — Residential mortgage-backed securities and collateralized mortgage obligations — (23 ) — (24 ) Corporate securities — — — (3 ) Other asset-backed securities — — (45 ) — Total gross realized losses on sales of securities — (23 ) (116 ) (27 ) Gain on investment securities, net $ 4 $ 35 $ 40 $ 101 Investment securities that were in an unrealized loss position as of June 30, 2018 December 31, 2017 As of June 30, 2018 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ 23,263 $ (431 ) $ 1,885 $ (78 ) $ 25,148 $ (509 ) Obligations of states and political subdivisions 14,930 (426 ) 7,569 (327 ) 22,499 (753 ) Residential mortgage-backed securities and collateralized mortgage obligations 75,930 (2,399 ) 43,898 (1,855 ) 119,828 (4,254 ) Corporate securities — — 2,957 (73 ) 2,957 (73 ) Commercial mortgage-backed securities 10,417 (323 ) 12,558 (487 ) 22,975 (810 ) Total temporarily impaired securities $ 124,540 $ (3,579 ) $ 68,867 $ (2,820 ) $ 193,407 $ (6,399 ) As of December 31, 2017 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Loss Value Loss Value Loss Available-for-sale securities: U.S. government & agencies $ 18,140 $ (102 ) $ 2,131 $ (44 ) $ 20,271 $ (146 ) Obligations of states and political subdivisions 15,030 (255 ) 8,368 (223 ) 23,398 (478 ) Residential mortgage-backed securities and collateralized mortgage obligations 75,323 (827 ) 31,036 (711 ) 106,359 (1,538 ) Corporate securities — — 2,934 (105 ) 2,934 (105 ) Commercial mortgage-backed securities 11,162 (151 ) 10,026 (227 ) 21,188 (378 ) Other asset-backed securities 2,167 (28 ) — — 2,167 (28 ) Total temporarily impaired securities $ 121,822 $ (1,363 ) $ 54,495 $ (1,310 ) $ 176,317 $ (2,673 ) At June 30, 2018 December 31, 2017, 167 138, not A3/A not no not The following table presents the characteristics of our securities that are in unrealized loss positions at June 30, 2018 December 31, 2017. Characteristics of securities in unrealized loss positions at Available-for-sale securities: June 30, 2018 December 31, 2017 U.S. government & agencies Direct obligations of the U.S. Government or obligations guaranteed by U.S. Government agencies. Obligations of states and political subdivisions General obligation issuances or revenue securities secured by revenues from specific sources issued by municipalities and political subdivisions located within the U.S. Residential mortgage-backed securities and collateralized mortgage obligations Obligations of U.S. government sponsored entities or non-governmental entities collateralized by high quality mortgages on residential properties. Issuances by non-governmental entities usually include good credit enhancements. Of the residential mortgage-backed securities and collateralized mortgage obligations that we owned at June 30, 2018 December 31, 2017, 61% 56% Corporate securities Debt obligations generally issued or guaranteed by large U.S. corporate institutions. Commercial mortgage-backed securities Obligations of U.S. government sponsored entities or non-governmental entities collateralized by high quality mortgages on commercial properties. Issuances by non-governmental entities usually include good credit enhancements. Of the commercial mortgage-backed securities that we owned at June 30, 2018 December 31, 2017, 90% Other asset-backed securities Obligations secured by high quality loans with good credit enhancements issued by non-governmental issuers.

Note 4 - Loans

Note 4 - Loans	6 Months Ended
	Jun. 30, 2018
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4. Outstanding loan balances consisted of the following at June 30, 2018, December 31, 2017. (Amounts in thousands) June 30, December 31, Loan Portfolio 2018 2017 Commercial $ 139,670 $ 142,405 Commercial real estate: Real estate - construction and land development 21,292 15,902 Real estate - commercial non-owner occupied 427,088 377,668 Real estate - commercial owner occupied 199,412 192,023 Residential real estate: Real estate - residential - Individual Tax Identification Number (“ITIN”) 39,424 41,188 Real estate - residential - 1-4 family mortgage 33,391 30,377 Real estate - residential - equity lines 28,879 30,347 Consumer and other 47,660 49,925 Gross loans 936,816 879,835 Deferred fees and costs 1,763 1,710 Loans, net of deferred fees and costs 938,579 881,545 Allowance for loan and lease losses (12,388 ) (11,925 ) Net loans $ 926,191 $ 869,620 Certain loans are pledged as collateral with the Federal Home Loan Bank of San Francisco and the Federal Reserve Bank. Pledged loans totaled $362.9 $420.0 June 30, 2018 December 31, 2017, When we purchase loans they are typically purchased at a discount to enhance yield and compensate for credit risk. Gross loan balances in the table above include net purchase discounts of $2.7 $2.8 June 30, 2018, December 31, 2017. Past Due Loans An age analysis of past due loans (gross), segregated by class, as of June 30, 2018, December 31, 2017, Greater Recorded (Amounts in thousands) 30-59 60-89 Than 90 Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and June 30, 2018 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 139,670 $ 139,670 $ — Commercial real estate: Real estate - construction and land development — — — — 21,292 21,292 — Real estate - commercial non-owner occupied — — — — 427,088 427,088 — Real estate - commercial owner occupied — — — — 199,412 199,412 — Residential real estate: Real estate - residential - ITIN 326 89 221 636 38,788 39,424 — Real estate - residential - 1-4 family mortgage — — — — 33,391 33,391 — Real estate - residential - equity lines 58 — — 58 28,821 28,879 — Consumer and other 112 91 9 212 47,448 47,660 — Total $ 496 $ 180 $ 230 $ 906 $ 935,910 $ 936,816 $ — Greater Recorded (Amounts in thousands) 30-59 60-89 Than 90 Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and December 31, 2017 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 142,405 $ 142,405 $ — Commercial real estate: Real estate - construction and land development — — — — 15,902 15,902 — Real estate - commercial non-owner occupied — — — — 377,668 377,668 — Real estate - commercial owner occupied 142 — — 142 191,881 192,023 — Residential real estate: Real estate - residential - ITIN 555 122 462 1,139 40,049 41,188 — Real estate - residential - 1-4 family mortgage 290 173 — 463 29,914 30,377 — Real estate - residential - equity lines 141 — — 141 30,206 30,347 — Consumer and other 281 123 — 404 49,521 49,925 — Total $ 1,409 $ 418 $ 462 $ 2,289 $ 877,546 $ 879,835 $ — Nonaccrual Loans Nonaccrual loans, segregated by loan class, were as follows as of June 30, 2018 December 31, 2017. (Amounts in thousands) June 30, December 31, Nonaccrual Loans 2018 2017 Commercial $ 1,358 $ 1,603 Commercial real estate: Real estate - commercial owner occupied — 600 Residential real estate: Real estate - residential - ITIN 2,613 2,909 Real estate - residential - 1-4 family mortgage 184 606 Real estate - residential - equity lines 44 45 Consumer and other 33 36 Total $ 4,232 $ 5,799 Had nonaccrual loans performed in accordance with their contractual terms, we would have recognized additional interest income, net of tax, of approximately $43 $76 three June 30, 2018 2017, $84 $174 six June 30, 2018 2017, Impaired Loans A loan is considered impaired when, based on current information and events, we determine it is probable that we will not June 30, 2018, December 31, 2017. As of June 30, 2018 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 75 $ 90 $ — Residential real estate: Real estate - residential - ITIN 6,434 8,085 — Real estate - residential - 1-4 family mortgage 184 222 — Real estate - residential - equity lines 44 49 — Total with no related allowance recorded $ 6,737 $ 8,446 $ — With an allowance recorded: Commercial $ 2,703 $ 2,791 $ 753 Commercial real estate: Real estate - commercial non-owner occupied 799 799 119 Residential real estate: Real estate - residential - ITIN 771 808 97 Real estate - residential - equity lines 372 372 186 Consumer and other 33 34 10 Total with an allowance recorded $ 4,678 $ 4,804 $ 1,165 By loan class: Commercial $ 2,778 $ 2,881 $ 753 Commercial real estate 799 799 119 Residential real estate 7,805 9,536 283 Consumer and other 33 34 10 Total impaired loans $ 11,415 $ 13,250 $ 1,165 As of December 31, 2017 (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 672 $ 1,205 $ — Commercial real estate: Real estate - commercial owner occupied 600 665 — Residential real estate: Real estate - residential - ITIN 5,895 7,516 — Real estate - residential - 1-4 family mortgage 414 897 — Real estate - residential - equity lines 45 49 — Total with no related allowance recorded $ 7,626 $ 10,332 $ — With an allowance recorded: Commercial $ 2,482 $ 2,540 $ 690 Commercial real estate: Real estate - commercial non-owner occupied 803 803 77 Residential real estate: Real estate - residential - ITIN 1,628 1,678 199 Real estate - residential - 1-4 family mortgage 192 226 2 Real estate - residential - equity lines 380 380 190 Consumer and other 36 36 11 Total with an allowance recorded $ 5,521 $ 5,663 $ 1,169 By loan class: Commercial $ 3,154 $ 3,745 $ 690 Commercial real estate 1,403 1,468 77 Residential real estate 8,554 10,746 391 Consumer and other 36 36 11 Total impaired loans $ 13,147 $ 15,995 $ 1,169 The following tables summarize our average recorded investment and interest income recognized on impaired loans by loan class for the three six June 30, 2018 2017. Three Months Ended Three Months Ended June 30, 2018 June 30, 2017 Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Commercial $ 2,681 $ 20 $ 3,210 $ 9 Commercial real estate: Real estate - commercial non-owner occupied 799 12 2,003 12 Real estate - commercial owner occupied — — 642 — Residential real estate: Real estate - residential - ITIN 7,237 42 8,061 40 Real estate - residential - 1-4 family mortgage 185 — 1,102 — Real estate - residential - equity lines 418 5 1,338 5 Consumer and other 34 — 38 — Total $ 11,354 $ 79 $ 16,394 $ 66 Six Months Ended Six Months Ended June 30, 2018 June 30, 2017 Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Commercial $ 2,635 $ 41 $ 3,303 $ 20 Commercial real estate: Real estate - commercial non-owner occupied 801 23 2,003 23 Real estate - commercial owner occupied — — 726 2 Residential real estate: Real estate - residential - ITIN 7,331 83 8,166 79 Real estate - residential - 1-4 family mortgage 255 — 1,415 — Real estate - residential - equity lines 420 10 1,349 9 Consumer and other 34 — 107 — Total $ 11,476 $ 157 $ 17,069 $ 133 The impaired loans on which these interest income amounts were recognized are primarily accruing troubled debt restructured loans. Loans are reported as troubled debt restructurings when we grant a concession(s) to a borrower experiencing financial difficulties that we would not not Troubled Debt Restructurings At June 30, 2018 December 31, 2017, $7.2 $7.3 For a restructured loan to be on accrual status, the loan’s collateral coverage must generally be greater than or equal to 100% June 30, 2018 December 31, 2017, one $20 $33 As of June 30, 2018, $10.4 $10.9 December 31, 2017. June 30, 2018, 110 1.11% June 30, 2018, 1.24% December 31, 2017. three six June 30, 2017 one $81 $61 no 12 months ended June 30, 2018 2017, three six June 30, 2018 2017. Performing and Nonperforming Loans We define a performing loan as a loan where any installment of principal or interest is not 90 may 90 not Performing and nonperforming loans, segregated by loan portfolio, were as follows at June 30, 2018 December 31, 2017. (Amounts in thousands) June 30, 2018 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 138,312 $ 1,358 $ 139,670 Commercial real estate: Real estate - construction and land development 21,292 — 21,292 Real estate - commercial non-owner occupied 427,088 — 427,088 Real estate - commercial owner occupied 199,412 — 199,412 Residential real estate: Real estate - residential - ITIN 36,811 2,613 39,424 Real estate - residential - 1-4 family mortgage 33,207 184 33,391 Real estate - residential - equity lines 28,835 44 28,879 Consumer and other 47,627 33 47,660 Total $ 932,584 $ 4,232 $ 936,816 (Amounts in thousands) December 31, 2017 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 140,802 $ 1,603 $ 142,405 Commercial real estate: Real estate - construction and land development 15,902 — 15,902 Real estate - commercial non-owner occupied 377,668 — 377,668 Real estate - commercial owner occupied 191,423 600 192,023 Residential real estate: Real estate - residential - ITIN 38,279 2,909 41,188 Real estate - residential - 1-4 family mortgage 29,771 606 30,377 Real estate - residential - equity lines 30,302 45 30,347 Consumer and other 49,889 36 49,925 Total $ 874,036 $ 5,799 $ 879,835 Credit Quality Ratings Management assigns a credit quality rating (risk grade) to each loan. The foundation or primary factor in determining the appropriate credit quality rating is the degree of a debtor’s willingness and ability to perform as agreed. In conjunction with evaluating the performing versus nonperforming nature of our loan portfolio, management evaluates the following credit risk and other relevant factors in determining the appropriate credit quality indicator (rating) for each loan portfolio: Pass Grade: no may ● Strong Cash Flows – borrower’s cash flows must meet or exceed our minimum debt service coverage ratio. ● Collateral Margin – generally, the borrower must have pledged an acceptable collateral class with an adequate collateral margin. ● Qualitative Factors – in addition to meeting our minimum cash flow and collateral requirements, a number of other qualitative factors are also factored into assigning a Pass Grade including the borrower’s level of leverage (debt to equity), prospects, history and experience in their industry, credit history, and any other relevant factors including a borrower’s character. Those borrowers who qualify for unsecured loans must fully demonstrate above average cash flows and strong secondary sources of repayment to mitigate the lack of pledged collateral. Watch Grade: may one not ● The primary source of repayment may ● The primary source of repayment is adequate, but the secondary source of repayment is insufficient ● In-depth financial analysis would compare to the lower quartile in two ● Volatile or deteriorating collateral ● Management decisions may ● Delinquencies in bank credits or other financial/trade creditors ● Frequent overdrafts ● Significant change in management/ownership Special Mention Grade: may not not not ● Inadequate or incomplete loan documentation or perfection of collateral, or any other deviation from prudent lending practices ● Credit is structured in a manner in which the timing of the repayment source does not ● Current economic or market conditions exist which may ● Adverse trends in the borrower's operations or continued deterioration in the borrower’s financial condition that has not ● The borrower is less than cooperative or unable to produce current and adequate financial information Substandard Grade: not not may may not The following represents, but is not not ● Sustained or substantial deteriorating financial trends, ● Unresolved management problems, ● Collateral is insufficient to repay debt; collateral is not ● Improper perfection of lien position, which is not ● Unanticipated and severe decline in market values, ● High reliance on secondary source of repayment, ● Legal proceedings, such as bankruptcy or a divorce, which has substantially decreased the borrower’s capacity to repay the debt, ● Fraud committed by the borrower, ● IRS liens that take precedence, ● Forfeiture statutes for assets involved in criminal activities, ● Protracted repayment terms outside of policy that are for longer than the same type of credit in our portfolio, ● Any other relevant quantitative or qualitative factor that negatively affects the current net worth and paying capacity of the borrower or of the collateral pledged, if any. Doubtful Grade: one may may may not ● Proposed merger(s), ● Acquisition or liquidation procedures, ● Capital injection, ● Perfecting liens on additional collateral, ● Refinancing plans. Generally, a Doubtful Grade does not six six The following tables summarize loans by internal risk grades and by loan class as of June 30, 2018 December 31, 2017. As of June 30, 2018 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 111,385 $ 25,629 $ 34 $ 2,622 $ — $ 139,670 Commercial real estate: Real estate - construction and land development 21,266 26 — — — 21,292 Real estate - commercial non-owner occupied 415,385 5,398 385 5,920 — 427,088 Real estate - commercial owner occupied 181,084 11,235 2,135 4,958 — 199,412 Residential real estate: Real estate - residential - ITIN 33,483 — — 5,941 — 39,424 Real estate - residential - 1-4 family mortgage 32,430 777 — 184 — 33,391 Real estate - residential - equity lines 27,247 1,314 — 318 — 28,879 Consumer and other 47,625 — — 35 — 47,660 Total $ 869,905 $ 44,379 $ 2,554 $ 19,978 $ — $ 936,816 As of December 31, 2017 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 117,087 $ 22,213 $ 40 $ 3,065 $ — $ 142,405 Commercial real estate: Real estate - construction and land development 14,762 — 1,140 — — 15,902 Real estate - commercial non-owner occupied 364,230 9,160 2,900 1,378 — 377,668 Real estate - commercial owner occupied 171,005 15,198 3,907 1,913 — 192,023 Residential real estate: Real estate - residential - ITIN 34,923 — — 6,265 — 41,188 Real estate - residential - 1-4 family mortgage 28,981 791 — 605 — 30,377 Real estate - residential - equity lines 28,457 1,501 63 326 — 30,347 Consumer and other 49,887 — 2 36 — 49,925 Total $ 809,332 $ 48,863 $ 8,052 $ 13,588 $ — $ 879,835 The recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure was $245 June 30, 2018. Allowance for Loan and Lease Losses The following tables summarize the ALLL by portfolio for the three six June 30, 2018 2017. For the Three Months Ended June 30, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,298 $ 6,898 $ 1,149 $ 1,473 $ 477 $ 12,295 Charge-offs (133 ) — (49 ) (200 ) — (382 ) Recoveries 350 — 47 78 — 475 Provision (73 ) 193 (36 ) (34 ) (50 ) — Ending balance $ 2,442 $ 7,091 $ 1,111 $ 1,317 $ 427 $ 12,388 For the Three Months Ended June 30, 2017 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,649 $ 5,963 $ 1,490 $ 1,074 $ 465 $ 11,641 Charge-offs — — (115 ) (244 ) — (359 ) Recoveries 36 — 19 51 — 106 Provision 165 109 (197 ) 256 (33 ) 300 Ending balance $ 2,850 $ 6,072 $ 1,197 $ 1,137 $ 432 $ 11,688 For the Six Months Ended June 30, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 Charge-offs (133 ) — (163 ) (475 ) — (771 ) Recoveries 803 — 293 138 — 1,234 Provision (625 ) 577 (188 ) 219 17 — Ending balance $ 2,442 $ 7,091 $ 1,111 $ 1,317 $ 427 $ 12,388 For the Six Months Ended June 30, 2017 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,849 $ 5,578 $ 1,716 $ 955 $ 446 $ 11,544 Charge-offs (51 ) — (284 ) (471 ) — (806 ) Recoveries 235 27 94 94 — 450 Provision (183 ) 467 (329 ) 559 (14 ) 500 Ending balance $ 2,850 $ 6,072 $ 1,197 $ 1,137 $ 432 $ 11,688 The following tables summarize the ALLL and the recorded investment in loans and leases as of June 30, 2018 December 31, 2017. As of June 30, 2018 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 753 $ 119 $ 283 $ 10 $ — $ 1,165 Collectively evaluated for impairment 1,689 6,972 828 1,307 427 11,223 Total $ 2,442 $ 7,091 $ 1,111 $ 1,317 $ 427 $ 12,388 Gross loans: Individually evaluated for impairment $ 2,778 $ 799 $ 7,805 $ 33 $ — $ 11,415 Collectively evaluated for impairment 136,892 646,993 93,889 47,627 — 925,401 Total gross loans $ 139,670 $ 647,792 $ 101,694 $ 47,660 $ — $ 936,816 As of December 31, 2017 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 690 $ 77 $ 391 $ 11 $ — $ 1,169 Collectively evaluated for impairment 1,707 6,437 778 1,424 410 10,756 Total $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 Gross loans: Individually evaluated for impairment $ 3,154 $ 1,403 $ 8,554 $ 36 $ — $ 13,147 Collectively evaluated for impairment 139,251 584,190 93,358 49,889 — 866,688 Total gross loans $ 142,405 $ 585,593 $ 101,912 $ 49,925 $ — $ 879,835 The ALLL totaled $12.4 1.32% June 30, 2018 $11.9 1.36% December 31, 2017. June 30, 2018 December 31, 2017, $235.5 $227.7 Other Liabilities Consolidated Balance Sheets June 30, 2018 December 31, 2017 $695 The ALLL is based upon estimates of future loan and lease losses and is maintained at a level considered adequate to provide for probable losses inherent in the outstanding loan portfolio. Our ALLL methodology incorporates management’s current judgments, and reflects management’s estimate of future loan and lease losses and risks inherent in the loan portfolio in accordance with ASC Topic 450 Contingencies 310 Receivables. The allowance is increased by provisions charged to expense and reduced by net charge-offs. In periodic evaluations of the adequacy of the allowance balance, management considers past loan and lease loss experience by type of credit, known and inherent risks in the portfolio, adverse situations that may Management monitors delinquent loans continuously and identifies problem loans to be evaluated individually for impairment testing. For loans that are determined impaired, a formal impairment measurement is performed at least quarterly on a loan-by-loan basis. Our method for assessing the appropriateness of the allowance includes specific allowances for identified problem loans, an allowance factor for categories of credits and allowances for changing environmental factors (e.g., portfolio trends, concentration of credit, growth, economic factors). Allowances for identified problem loans are based on specific analysis of individual credits. Loss estimation factors for loan categories are based on analysis of local economic factors applicable to each loan category. Allowances for changing environmental factors are management’s best estimate of the probable impact these changes have had on the loan portfolio as a whole. We believe that the ALLL was adequate as of June 30, 2018. no not may As of June 30, 2018, 80% may may may Impaired loans are individually evaluated for impairment. If the measurement of each impaired loans’ value is less than the recorded investment in the loan, we recognize this impairment and adjust the carrying value of the loan to fair value through the ALLL. For collateral dependent loans, this can be accomplished by charging off the impaired portion of the loan based on the underlying value of the collateral. For non-collateral dependent loans, we establish a specific component within the ALLL based on the present value of the future cash flows. If we determine the sources of repayment will not The unallocated portion of the ALLL provides for coverage of credit losses inherent in the loan portfolio but not June 30, 2018 December 31, 2017, 3% While the ALLL composition is an indication of specific amounts or loan categories in which future charge-offs may may We have lending policies and procedures in place with the objective of optimizing loan income within an accepted risk tolerance level. We review and approve these policies and procedures annually. Monitoring and reporting systems supplement the review process with regular frequency as related to loan production, loan quality, concentrations of credit, potential problem loans, loan delinquencies, and nonperforming loans. The following is a brief summary, by loan type, of management’s evaluation of the general risk characteristics and underwriting standards: Commercial Loans may may Most commercial loans are generally secured by the assets being financed and other business assets such as accounts receivable or inventory. Management may may may Commercial Real Estate (“CRE”) Loans The properties securing the CRE portfolio are diverse in terms of type and primary source of repayment. This diversity helps reduce our exposure to adverse economic events that affect any single industry. We monitor and evaluate CRE loans based on occupancy status (investor versus owner occupied), collateral, geography, and risk grade criteria. Generally, CRE loans are made to developers and builders that are secured by non-owner occupied properties require the borrower to have had an existing relationship with the Company and a proven record of success. Construction loans are underwritten utilizing feasibility studies, sensitivity analysis of absorption and lease rates, and financial analysis of the developers and property owners. Construction loans are generally based upon estimates of cost and value associated with the complete project (as-is value). These estimates may may Residential Real Estate Loans not We originate some single family residence construction loans. The loan amounts are no $1 12 may Consumer Loans – third not 80%, one We maintain an independent loan review program that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to the Board of Directors and Audit Committee. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as our policies and procedures. Management’s continuing evaluation of all known relevant quantitative and qualitative internal and external risk factors provides the foundation for the three 1 450, 450” 2 450 3 310, 310” three may not not no not may Our loan portfolio is evaluated by general loan class including commercial, commercial real estate (which includes construction and other real estate), residential real estate (which includes 1 4 450, General valuation allowances, as prescribed by ASC 450,

Note 5 - Qualified Affordable H

Note 5 - Qualified Affordable Housing Partnership Investments	6 Months Ended
	Jun. 30, 2018
Notes to Financial Statements
Qualified Affordable Housing Project Investments [Text Block]	NOTE 5. Our investments in Qualified Affordable Housing Partnerships that generate Low Income Housing Tax Credits (“LIHTC”) and deductible operating losses totaled $3.3 June 30, 2018. Other Assets $330 Other Liabilities Consolidated Balance Sheets four 18 None 3% 6% Consolidated Statements of Income The following table presents our original investment in LIHTC partnerships, the current recorded investment balance, and the unfunded liability balance of each investment at June 30, 2018 December 31, 2017. six June 30, 2018 2017. At June 30, 2018 For the Six Months Ended June 30, 2018 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit (expense) Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,093 $ 14 $ 100 $ 89 $ 11 WNC Institutional Tax Credit Fund 38, L.P. 1,000 537 — 63 53 10 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,365 316 113 111 2 California Affordable Housing Fund 2,454 257 — 15 24 (9 ) Total $ 7,954 $ 3,252 $ 330 $ 291 $ 277 $ 14 At December 31, 2017 For the Six Months Ended June 30, 2017 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,182 $ 20 $ 112 $ 94 $ 18 WNC Institutional Tax Credit Fund 38, L.P. 1,000 589 — 70 53 17 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,476 341 136 100 36 California Affordable Housing Fund 2,454 282 — 88 88 — Total $ 7,954 $ 3,529 $ 361 $ 406 $ 335 $ 71 The following tables present our generated tax credits and tax benefits from investments in qualified affordable housing partnerships for the three six June 30, 2018 2017. For the Three Months Ended June 30, 2018 June 30, 2017 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Partnerships Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 43 $ 8 $ 44 $ 12 WNC Institutional Tax Credit Fund 38, L.P. 28 4 28 7 Merritt Community Capital Corporation Fund XV, L.P. 48 8 54 14 California Affordable Housing Fund 1 6 32 12 Total $ 120 $ 26 $ 158 $ 45 For the Six Months Ended June 30, 2018 June 30, 2017 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Partnerships Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 85 $ 15 $ 88 $ 24 WNC Institutional Tax Credit Fund 38, L.P. 56 7 57 13 Merritt Community Capital Corporation Fund XV, L.P. 96 17 108 28 California Affordable Housing Fund 2 13 63 25 Total $ 239 $ 52 $ 316 $ 90 The tax credits and benefits were partially offset by the amortization of the principal investment balances of $138 $277 three six June 30, 2018 $164 $335 2017. The following table reflects the anticipated net income tax benefit and expense at June 30, 2018 (Amounts in thousands) Qualified Affordable Housing Partnerships: Raymond James WNC Institutional Merritt Community California Total Net Anticipated net income tax benefit (expense) California Housing Tax Credit Capital Corporation Affordable Income Tax less amortization of investments Opportunities Fund II Fund 38, L.P. Fund XV, L.P Housing Fund Benefit 2018 $ 11 $ 10 $ 2 $ (8 ) $ 15 2019 23 18 3 (14 ) 30 2020 23 17 3 (14 ) 29 2021 22 16 4 (14 ) 28 2022 and thereafter 41 42 9 (43 ) 49 Total $ 120 $ 103 $ 21 $ (93 ) $ 151

Note 6 - Term Debt

Note 6 - Term Debt	6 Months Ended
	Jun. 30, 2018
Notes to Financial Statements
Long-term Debt [Text Block]	NOTE 6. Term debt at June 30, 2018 December 31, 2017 (Amounts in thousands) June 30, 2018 December 31, 2017 Federal Home Loan Bank of San Francisco borrowings $ 60,000 $ — Senior debt 5,296 7,096 Unamortized debt issuance costs (4 ) (6 ) Subordinated debt 10,000 10,000 Unamortized debt issuance costs (111 ) (132 ) Net term debt $ 75,181 $ 16,958 Future contractual maturities of term debt at June 30, 2018 (Amounts in thousands) 2018 2019 2020 2021 2022 Thereafter Total Federal Home Loan Bank of San Francisco borrowings $ 60,000 $ — $ — $ — $ — $ — $ 60,000 Senior debt 500 1,000 3,796 — — — 5,296 Subordinated debt — — — — — 10,000 10,000 Total future maturities $ 60,500 $ 1,000 $ 3,796 $ — $ — $ 10,000 $ 75,296 Federal Home Loan Bank of San Francisco Borrowings We have an available line of credit with the Federal Home Loan Bank of San Francisco of $330.6 The Bank had outstanding secured lines of credit from the Federal Home Loan Bank of San Francisco at June 30, 2018 $60.0 no December 31, 2017. six June 30, 2018 December 31, 2017 $34.0 $302 six June 30, 2018 December 31, 2017 $70.0 $10.0 June 30, 2018 2.04%. As of June 30, 2018, $5.9 Other Assets Consolidated Balance Sheets 320 321. We have pledged $449.1 June 30, 2018, $25.5 Senior Debt In December 2015, $10.0 $83 January 1, 2016, December 10, 2020 $5.0 December 10, 2020. may three 400 December 2015, $15 Subordinated Debt In December 2015, $10.0 2025. 6.88% five three 526 December 2015, $210 five The Subordinated Debt is subordinate and junior in right of payment to the prior payment in full of all existing and future claims of creditors and depositors of the Holding Company and its subsidiaries, whether now outstanding or subsequently created. The Subordinated Debt ranks equally with all other unsecured subordinated debt, except any which by its terms is expressly stated to be subordinated to the Subordinated Debt. The Subordinated Debt ranks senior to all future junior subordinated debt obligations, preferred stock and common stock of the Holding Company. The Subordinated Debt is recorded as term debt on the Holding Company’s balance sheet; however, for regulatory purposes, it is treated as Tier 2 The Subordinated Debt will mature on December 10, 2025 may five no Other lines of credit Federal Funds We have entered into nonbinding federal funds line of credit agreements with three $35.0 June 30, 2018 2.14% 2.78%. may Federal Reserve Bank We have an available line of credit with the Federal Reserve Bank totaling $23.1

Note 7 - Commitments and Contin

Note 7 - Commitments and Contingencies	6 Months Ended
	Jun. 30, 2018
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 7. Lease Commitments We lease nine one The following table sets forth rent expense and rent income for the three six June 30, 2018 2017. Three Months Ended June 30, Six Months Ended June 30, (Amounts in thousands) 2018 2017 2018 2017 Rent income (1) $ — $ 9 $ — $ 31 Rent expense 230 211 461 394 Net rent expense $ 230 $ 202 $ 461 $ 363 ( 1 The following table sets forth, as of June 30, 2018, (Amounts in thousands) Amounts due in: 2018 $ 426 2019 866 2020 884 2021 899 2022 807 Thereafter 1,367 Total $ 5,249 Financial Instruments with Off-Balance Sheet Risk Our consolidated financial statements do not Consolidated Balance Sheets The following table presents a summary of our commitments and contingent liabilities at June 30, 2018 December 31, 2017. (Amounts in thousands) June 30, 2018 December 31, 2017 Commitments to extend credit $ 225,019 $ 217,714 Standby letters of credit 7,113 6,692 Affordable housing grants 3,338 3,338 Total commitments and contingent liabilities $ 235,470 $ 227,744 We were not six June 30, 2018, December 31, 2017. June 30, 2018 $6.7 one $382 Affordable Housing Grants In fulfilling our CRA responsibilities, we are a sponsor for various nonprofit organizations that receive cash grants from the Federal Home Loan Bank of San Francisco. Those grants require the nonprofit organization to comply with stipulated conditions of the grant over specified periods of time which typically vary from 10 15 not Reserve For Unfunded Commitments The reserve for unfunded commitments, which is included in Other Liabilities Consolidated Balance Sheets $695 June 30, 2018 December 31, 2017. Consolidated Statements of Income. Death Benefit Agreement The Company has entered into agreements with certain employees to pay a cash benefit to designated beneficiaries following the death of the employee. The payment will be made only if, at the time of death, the deceased employee was employed by the Bank and the Bank owned a life insurance policy on the employee’s life. Depending on specific facts and circumstances, the payment amount can vary up to a maximum of $225 may Legal Proceedings We are involved in various pending and threatened legal actions arising in the ordinary course of business. We maintain reserves for losses from legal actions, which are both probable and estimable. In our opinion, the disposition of claims currently pending will not Concentrations of Credit Risk We grant real estate construction, commercial, and installment loans to customers throughout northern California. In our judgment, a concentration exists in real estate related loans, which represented approximately 80% 77% June 30, 2018 December 31, 2017. Commercial real estate concentrations are managed to assure wide geographic and business diversity. Although management believes such concentrations have no We recognize the credit risks inherent in dealing with other depository institutions. Accordingly, to prevent excessive exposure to other depository institutions in aggregate or to any single correspondent, we have established general standards for selecting correspondent banks as well as internal limits for allowable exposure to other depository institutions in aggregate or to any single correspondent. In addition, we have an investment policy that sets forth limitations that apply to all investments with respect to credit rating and concentrations with an issuer.

Note 8 - Fair Values

Note 8 - Fair Values	6 Months Ended
	Jun. 30, 2018
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 8. The following table presents estimated fair values of our financial instruments as of June 30, 2018 December 31, 2017, not Consolidated Balance Sheets 820, Fair Value Measurement not 825, Financial Instruments not (Amounts in thousands) Carrying Fair Value Measurements Using June 30, 2018 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 39,686 $ 39,686 $ — $ — Securities available-for-sale $ 247,639 $ — $ 247,639 $ — Net loans $ 926,191 $ — $ — $ 923,682 Federal Home Loan Bank of San Francisco stock $ 5,892 $ 5,892 $ — $ — Financial liabilities Deposits $ 1,054,529 $ — $ 1,052,120 $ — Term debt $ 75,181 $ — $ 75,027 $ — Junior subordinated debenture $ 10,310 $ — $ 10,372 $ — (Amounts in thousands) Carrying Fair Value Measurements Using December 31, 2017 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 66,970 $ 66,970 $ — $ — Securities available-for-sale $ 267,954 $ — $ 267,954 $ — Net loans $ 869,620 $ — $ — $ 873,660 Federal Home Loan Bank of San Francisco stock $ 4,536 $ 4,536 $ — $ — Financial liabilities Deposits $ 1,102,732 $ — $ 1,101,523 $ — Term debt $ 16,958 $ — $ 16,918 $ — Junior subordinated debenture $ 10,310 $ — $ 10,206 $ — Fair Value Hierarchy Level 1 Level 2 1 2 Level 3 not In certain cases, the inputs used to measure fair value may We maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements. Our assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability. The following tables present information about our assets and liabilities measured at fair value on a recurring basis, and indicate the fair value hierarchy of the valuation techniques we utilized to determine such fair value, as of June 30, 2018 December 31, 2017. (Amounts in thousands) Fair Value at June 30, 2018 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities U.S. government and agencies $ 38,994 $ — $ 38,994 $ — Obligations of states and political subdivisions 58,479 — 58,479 — Residential mortgage-backed securities and collateralized mortgage obligations 121,218 — 121,218 — Corporate securities 3,987 — 3,987 — Commercial mortgage-backed securities 24,742 — 24,742 — Other asset-backed securities 219 — 219 — Total assets measured at fair value $ 247,639 $ — $ 247,639 $ — (Amounts in thousands) Fair Value at December 31, 2017 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities U.S. government and agencies $ 40,369 $ — $ 40,369 $ — Obligations of states and political subdivisions 78,844 — 78,844 — Residential mortgage-backed securities and collateralized mortgage obligations 114,592 — 114,592 — Corporate securities 4,992 — 4,992 — Commercial mortgage-backed securities 26,641 — 26,641 — Other investment securities (1) 2,516 — 2,516 — Total assets measured at fair value $ 267,954 $ — $ 267,954 $ — ( 1 Recurring Items Debt Securities – may 2 Transfers Between Fair Value Hierarchy Levels Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstance that caused the transfer. There were no three six June 30, 2018 December 31, 2017. Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis We may June 30, 2018 December 31, 2017 The amounts disclosed below present the fair values at the time the nonrecurring fair value measurements were made, and not (Amounts in thousands) Fair Value at June 30, 2018 Nonrecurring basis Total Level 1 Level 2 Level 3 Other real estate owned $ 140 $ — $ — $ 140 Total assets measured at fair value $ 140 $ — $ — $ 140 (Amounts in thousands) Fair Value at December 31, 2017 Nonrecurring basis Total Level 1 Level 2 Level 3 Collateral dependent impaired loans $ 60 $ — $ — $ 60 Other real estate owned 35 — — 35 Total assets measured at fair value $ 95 $ — $ — $ 95 The following table presents the losses resulting from nonrecurring fair value adjustments for the three six June 30, 2018 2017 June 30, 2018 2017. (Amounts in thousands) Three Months Ended June 30, Six Months Ended June 30, Fair value adjustments 2018 2017 2018 2017 Collateral dependent impaired loans $ — $ 20 $ — $ 20 Other real estate owned 66 56 162 133 Total $ 66 $ 76 $ 162 $ 153 During the six June 30, 2018, five $302 $140 $162 The loan amounts above represent impaired, collateral dependent loans that have been adjusted to fair value during the respective reporting period. When we identify a collateral dependent loan as impaired, we measure the impairment using the current fair value of the collateral, less selling costs. Depending on the characteristics of a loan, the fair value of collateral is generally estimated by obtaining external appraisals. If we determine that the value of the impaired loan is less than the recorded investment in the loan, we recognize this impairment and adjust the carrying value of the loan to fair value through the ALLL. The OREO amount above represents impaired real estate that has been adjusted to fair value during the respective reporting period. The loss represents impairments on OREO for fair value adjustments based on the fair value of the real estate. The determination of fair value is based on recent appraisals of the foreclosed properties, which take into account recent sales prices adjusted for unobservable inputs, such as opinions provided by local real estate brokers and other real estate experts. OREO fair values are adjusted for estimated selling costs that are based off the adjusted fair value are between 28% 63%. 3. Limitations not one no Fair value estimates are based on current on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not not

Note 9 - Purchase of Financial

Note 9 - Purchase of Financial Assets	6 Months Ended
	Jun. 30, 2018
Notes to Financial Statements
Transfers and Servicing of Financial Assets [Text Block]	NOTE 9. We have terminated an ongoing agreement to purchase a maximum par value of $50.0 third six $50.0 June 30, 2018, $127.3 $82.5 $44.8

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2018
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Holding Company and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. As of June 30, 2018 December 31, 2017, one 2005 not 810, Consolidation 810” Consolidated Balance Sheets
New Accounting Pronouncements, Policy [Policy Text Block]	Application of new accounting guidance ASU No. 2014 09 In May 2014, 2014 09, Revenue from Contracts with Customers (Topic 606 2014 09 2014 09 January 1, 2017. August 2015, 2015 14, Revenue from Contracts with Customers - Deferral of the Effective Date one 2014 09. 2016 08, Principal versus Agent Considerations 2016 10, Identifying Performance Obligations and Licensing 2016 12, Narrow-Scope Improvements and Practical Expedients 2016 20, Technical Corrections and Improvements to Topic 606 January 1, 2018, no Under Topic 606, not Our primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not 606. not 606, 606 ASU No. 2016 01 Description - In January 2016, No. 2016 01, Financial Instruments – Overall (Subtopic 825 10 January 1, 2018. not 8 Fair Values ASU No. 2018 02 In February 2018, 2018 02, Income Statement – Reporting Comprehensive Income (Topic 220 not December 15, 2018, 2018 02 January 1, 2018 $52

Note 2 - Common Stock Outstan19

Note 2 - Common Stock Outstanding and Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2018
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended For the Six Months Ended (Amounts in thousands, except per share information) June 30, June 30, Earnings Per Share 2018 2017 2018 2017 Numerators: Net income $ 3,618 $ 2,209 $ 6,859 $ 4,461 Denominators: Weighted average number of common shares outstanding - basic (1) 16,245 15,014 16,237 14,220 Effect of potentially dilutive common shares (2) 80 99 82 101 Weighted average number of common shares outstanding - diluted 16,325 15,113 16,319 14,321 Earnings per common share: Basic $ 0.22 $ 0.15 $ 0.42 $ 0.31 Diluted $ 0.22 $ 0.15 $ 0.42 $ 0.31 Anti-dilutive options not included in diluted earnings per share calculation — — — — Anti-dilutive restricted shares not included in diluted earnings per share calculation — — — —

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	6 Months Ended
	Jun. 30, 2018
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	As of June 30, 2018 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Cost Gain Loss Fair Value Available-for-sale securities: U.S. government & agencies $ 39,377 $ 126 $ (509 ) $ 38,994 Obligations of state and political subdivisions 57,867 1,365 (753 ) 58,479 Residential mortgage-backed securities and collateralized mortgage obligations 125,466 6 (4,254 ) 121,218 Corporate securities 4,054 6 (73 ) 3,987 Commercial mortgage-backed securities 25,541 11 (810 ) 24,742 Other asset-backed securities 217 2 — 219 Total $ 252,522 $ 1,516 $ (6,399 ) $ 247,639 As of December 31, 2017 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Cost Gain Loss Fair Value Available-for-sale securities: U.S. government & agencies $ 40,319 $ 196 $ (146 ) $ 40,369 Obligations of state and political subdivisions 77,412 1,910 (478 ) 78,844 Residential mortgage-backed securities and collateralized mortgage obligations 116,061 69 (1,538 ) 114,592 Corporate securities 5,079 18 (105 ) 4,992 Commercial mortgage-backed securities 26,995 24 (378 ) 26,641 Other asset-backed securities 2,540 4 (28 ) 2,516 Total $ 268,406 $ 2,221 $ (2,673 ) $ 267,954
Amortized Cost and Estimated Fair Value Available for Sale Securities [Table Text Block]	Available-For-Sale (Amounts in thousands) Amortized Cost Fair Value Amounts maturing in: One year or less $ 1,509 $ 1,511 After one year through five years 74,398 72,826 After five years through ten years 95,363 93,157 After ten years 81,252 80,145 Total $ 252,522 $ 247,639
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended June 30, Six Months Ended June 30, (Amounts in thousands) 2018 2017 2018 2017 Proceeds from sales of securities $ 1,107 $ 13,326 $ 20,505 $ 27,252 Gross realized gains on sales of securities: Obligations of state and political subdivisions $ 4 $ 30 $ 156 $ 81 Residential mortgage-backed securities and collateralized mortgage obligations — 19 — 37 Corporate securities — 9 — 10 Total gross realized gains on sales of securities 4 58 156 128 Gross realized losses on sales of securities: Obligations of state and political subdivisions — — (71 ) — Residential mortgage-backed securities and collateralized mortgage obligations — (23 ) — (24 ) Corporate securities — — — (3 ) Other asset-backed securities — — (45 ) — Total gross realized losses on sales of securities — (23 ) (116 ) (27 ) Gain on investment securities, net $ 4 $ 35 $ 40 $ 101
Schedule of Unrealized Loss on Investments [Table Text Block]	As of June 30, 2018 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ 23,263 $ (431 ) $ 1,885 $ (78 ) $ 25,148 $ (509 ) Obligations of states and political subdivisions 14,930 (426 ) 7,569 (327 ) 22,499 (753 ) Residential mortgage-backed securities and collateralized mortgage obligations 75,930 (2,399 ) 43,898 (1,855 ) 119,828 (4,254 ) Corporate securities — — 2,957 (73 ) 2,957 (73 ) Commercial mortgage-backed securities 10,417 (323 ) 12,558 (487 ) 22,975 (810 ) Total temporarily impaired securities $ 124,540 $ (3,579 ) $ 68,867 $ (2,820 ) $ 193,407 $ (6,399 ) As of December 31, 2017 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Loss Value Loss Value Loss Available-for-sale securities: U.S. government & agencies $ 18,140 $ (102 ) $ 2,131 $ (44 ) $ 20,271 $ (146 ) Obligations of states and political subdivisions 15,030 (255 ) 8,368 (223 ) 23,398 (478 ) Residential mortgage-backed securities and collateralized mortgage obligations 75,323 (827 ) 31,036 (711 ) 106,359 (1,538 ) Corporate securities — — 2,934 (105 ) 2,934 (105 ) Commercial mortgage-backed securities 11,162 (151 ) 10,026 (227 ) 21,188 (378 ) Other asset-backed securities 2,167 (28 ) — — 2,167 (28 ) Total temporarily impaired securities $ 121,822 $ (1,363 ) $ 54,495 $ (1,310 ) $ 176,317 $ (2,673 )

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	6 Months Ended
	Jun. 30, 2018
Notes Tables
Outstanding Loan Balances [Table Text Block]	(Amounts in thousands) June 30, December 31, Loan Portfolio 2018 2017 Commercial $ 139,670 $ 142,405 Commercial real estate: Real estate - construction and land development 21,292 15,902 Real estate - commercial non-owner occupied 427,088 377,668 Real estate - commercial owner occupied 199,412 192,023 Residential real estate: Real estate - residential - Individual Tax Identification Number (“ITIN”) 39,424 41,188 Real estate - residential - 1-4 family mortgage 33,391 30,377 Real estate - residential - equity lines 28,879 30,347 Consumer and other 47,660 49,925 Gross loans 936,816 879,835 Deferred fees and costs 1,763 1,710 Loans, net of deferred fees and costs 938,579 881,545 Allowance for loan and lease losses (12,388 ) (11,925 ) Net loans $ 926,191 $ 869,620
Past Due Financing Receivables [Table Text Block]	Greater Recorded (Amounts in thousands) 30-59 60-89 Than 90 Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and June 30, 2018 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 139,670 $ 139,670 $ — Commercial real estate: Real estate - construction and land development — — — — 21,292 21,292 — Real estate - commercial non-owner occupied — — — — 427,088 427,088 — Real estate - commercial owner occupied — — — — 199,412 199,412 — Residential real estate: Real estate - residential - ITIN 326 89 221 636 38,788 39,424 — Real estate - residential - 1-4 family mortgage — — — — 33,391 33,391 — Real estate - residential - equity lines 58 — — 58 28,821 28,879 — Consumer and other 112 91 9 212 47,448 47,660 — Total $ 496 $ 180 $ 230 $ 906 $ 935,910 $ 936,816 $ — Greater Recorded (Amounts in thousands) 30-59 60-89 Than 90 Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and December 31, 2017 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 142,405 $ 142,405 $ — Commercial real estate: Real estate - construction and land development — — — — 15,902 15,902 — Real estate - commercial non-owner occupied — — — — 377,668 377,668 — Real estate - commercial owner occupied 142 — — 142 191,881 192,023 — Residential real estate: Real estate - residential - ITIN 555 122 462 1,139 40,049 41,188 — Real estate - residential - 1-4 family mortgage 290 173 — 463 29,914 30,377 — Real estate - residential - equity lines 141 — — 141 30,206 30,347 — Consumer and other 281 123 — 404 49,521 49,925 — Total $ 1,409 $ 418 $ 462 $ 2,289 $ 877,546 $ 879,835 $ —
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	(Amounts in thousands) June 30, December 31, Nonaccrual Loans 2018 2017 Commercial $ 1,358 $ 1,603 Commercial real estate: Real estate - commercial owner occupied — 600 Residential real estate: Real estate - residential - ITIN 2,613 2,909 Real estate - residential - 1-4 family mortgage 184 606 Real estate - residential - equity lines 44 45 Consumer and other 33 36 Total $ 4,232 $ 5,799
Impaired Financing Receivables [Table Text Block]	As of June 30, 2018 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 75 $ 90 $ — Residential real estate: Real estate - residential - ITIN 6,434 8,085 — Real estate - residential - 1-4 family mortgage 184 222 — Real estate - residential - equity lines 44 49 — Total with no related allowance recorded $ 6,737 $ 8,446 $ — With an allowance recorded: Commercial $ 2,703 $ 2,791 $ 753 Commercial real estate: Real estate - commercial non-owner occupied 799 799 119 Residential real estate: Real estate - residential - ITIN 771 808 97 Real estate - residential - equity lines 372 372 186 Consumer and other 33 34 10 Total with an allowance recorded $ 4,678 $ 4,804 $ 1,165 By loan class: Commercial $ 2,778 $ 2,881 $ 753 Commercial real estate 799 799 119 Residential real estate 7,805 9,536 283 Consumer and other 33 34 10 Total impaired loans $ 11,415 $ 13,250 $ 1,165 As of December 31, 2017 (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 672 $ 1,205 $ — Commercial real estate: Real estate - commercial owner occupied 600 665 — Residential real estate: Real estate - residential - ITIN 5,895 7,516 — Real estate - residential - 1-4 family mortgage 414 897 — Real estate - residential - equity lines 45 49 — Total with no related allowance recorded $ 7,626 $ 10,332 $ — With an allowance recorded: Commercial $ 2,482 $ 2,540 $ 690 Commercial real estate: Real estate - commercial non-owner occupied 803 803 77 Residential real estate: Real estate - residential - ITIN 1,628 1,678 199 Real estate - residential - 1-4 family mortgage 192 226 2 Real estate - residential - equity lines 380 380 190 Consumer and other 36 36 11 Total with an allowance recorded $ 5,521 $ 5,663 $ 1,169 By loan class: Commercial $ 3,154 $ 3,745 $ 690 Commercial real estate 1,403 1,468 77 Residential real estate 8,554 10,746 391 Consumer and other 36 36 11 Total impaired loans $ 13,147 $ 15,995 $ 1,169
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]	Three Months Ended Three Months Ended June 30, 2018 June 30, 2017 Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Commercial $ 2,681 $ 20 $ 3,210 $ 9 Commercial real estate: Real estate - commercial non-owner occupied 799 12 2,003 12 Real estate - commercial owner occupied — — 642 — Residential real estate: Real estate - residential - ITIN 7,237 42 8,061 40 Real estate - residential - 1-4 family mortgage 185 — 1,102 — Real estate - residential - equity lines 418 5 1,338 5 Consumer and other 34 — 38 — Total $ 11,354 $ 79 $ 16,394 $ 66 Six Months Ended Six Months Ended June 30, 2018 June 30, 2017 Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Commercial $ 2,635 $ 41 $ 3,303 $ 20 Commercial real estate: Real estate - commercial non-owner occupied 801 23 2,003 23 Real estate - commercial owner occupied — — 726 2 Residential real estate: Real estate - residential - ITIN 7,331 83 8,166 79 Real estate - residential - 1-4 family mortgage 255 — 1,415 — Real estate - residential - equity lines 420 10 1,349 9 Consumer and other 34 — 107 — Total $ 11,476 $ 157 $ 17,069 $ 133
Financing Receivable Credit Quality Indicators [Table Text Block]	(Amounts in thousands) June 30, 2018 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 138,312 $ 1,358 $ 139,670 Commercial real estate: Real estate - construction and land development 21,292 — 21,292 Real estate - commercial non-owner occupied 427,088 — 427,088 Real estate - commercial owner occupied 199,412 — 199,412 Residential real estate: Real estate - residential - ITIN 36,811 2,613 39,424 Real estate - residential - 1-4 family mortgage 33,207 184 33,391 Real estate - residential - equity lines 28,835 44 28,879 Consumer and other 47,627 33 47,660 Total $ 932,584 $ 4,232 $ 936,816 (Amounts in thousands) December 31, 2017 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 140,802 $ 1,603 $ 142,405 Commercial real estate: Real estate - construction and land development 15,902 — 15,902 Real estate - commercial non-owner occupied 377,668 — 377,668 Real estate - commercial owner occupied 191,423 600 192,023 Residential real estate: Real estate - residential - ITIN 38,279 2,909 41,188 Real estate - residential - 1-4 family mortgage 29,771 606 30,377 Real estate - residential - equity lines 30,302 45 30,347 Consumer and other 49,889 36 49,925 Total $ 874,036 $ 5,799 $ 879,835
Financing Receivable Credit Quality Indicator [Table Text Block]	As of June 30, 2018 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 111,385 $ 25,629 $ 34 $ 2,622 $ — $ 139,670 Commercial real estate: Real estate - construction and land development 21,266 26 — — — 21,292 Real estate - commercial non-owner occupied 415,385 5,398 385 5,920 — 427,088 Real estate - commercial owner occupied 181,084 11,235 2,135 4,958 — 199,412 Residential real estate: Real estate - residential - ITIN 33,483 — — 5,941 — 39,424 Real estate - residential - 1-4 family mortgage 32,430 777 — 184 — 33,391 Real estate - residential - equity lines 27,247 1,314 — 318 — 28,879 Consumer and other 47,625 — — 35 — 47,660 Total $ 869,905 $ 44,379 $ 2,554 $ 19,978 $ — $ 936,816 As of December 31, 2017 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 117,087 $ 22,213 $ 40 $ 3,065 $ — $ 142,405 Commercial real estate: Real estate - construction and land development 14,762 — 1,140 — — 15,902 Real estate - commercial non-owner occupied 364,230 9,160 2,900 1,378 — 377,668 Real estate - commercial owner occupied 171,005 15,198 3,907 1,913 — 192,023 Residential real estate: Real estate - residential - ITIN 34,923 — — 6,265 — 41,188 Real estate - residential - 1-4 family mortgage 28,981 791 — 605 — 30,377 Real estate - residential - equity lines 28,457 1,501 63 326 — 30,347 Consumer and other 49,887 — 2 36 — 49,925 Total $ 809,332 $ 48,863 $ 8,052 $ 13,588 $ — $ 879,835
Allowance for Credit Losses on Financing Receivables [Table Text Block]	For the Three Months Ended June 30, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,298 $ 6,898 $ 1,149 $ 1,473 $ 477 $ 12,295 Charge-offs (133 ) — (49 ) (200 ) — (382 ) Recoveries 350 — 47 78 — 475 Provision (73 ) 193 (36 ) (34 ) (50 ) — Ending balance $ 2,442 $ 7,091 $ 1,111 $ 1,317 $ 427 $ 12,388 For the Three Months Ended June 30, 2017 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,649 $ 5,963 $ 1,490 $ 1,074 $ 465 $ 11,641 Charge-offs — — (115 ) (244 ) — (359 ) Recoveries 36 — 19 51 — 106 Provision 165 109 (197 ) 256 (33 ) 300 Ending balance $ 2,850 $ 6,072 $ 1,197 $ 1,137 $ 432 $ 11,688 For the Six Months Ended June 30, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 Charge-offs (133 ) — (163 ) (475 ) — (771 ) Recoveries 803 — 293 138 — 1,234 Provision (625 ) 577 (188 ) 219 17 — Ending balance $ 2,442 $ 7,091 $ 1,111 $ 1,317 $ 427 $ 12,388 For the Six Months Ended June 30, 2017 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,849 $ 5,578 $ 1,716 $ 955 $ 446 $ 11,544 Charge-offs (51 ) — (284 ) (471 ) — (806 ) Recoveries 235 27 94 94 — 450 Provision (183 ) 467 (329 ) 559 (14 ) 500 Ending balance $ 2,850 $ 6,072 $ 1,197 $ 1,137 $ 432 $ 11,688 As of June 30, 2018 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 753 $ 119 $ 283 $ 10 $ — $ 1,165 Collectively evaluated for impairment 1,689 6,972 828 1,307 427 11,223 Total $ 2,442 $ 7,091 $ 1,111 $ 1,317 $ 427 $ 12,388 Gross loans: Individually evaluated for impairment $ 2,778 $ 799 $ 7,805 $ 33 $ — $ 11,415 Collectively evaluated for impairment 136,892 646,993 93,889 47,627 — 925,401 Total gross loans $ 139,670 $ 647,792 $ 101,694 $ 47,660 $ — $ 936,816 As of December 31, 2017 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 690 $ 77 $ 391 $ 11 $ — $ 1,169 Collectively evaluated for impairment 1,707 6,437 778 1,424 410 10,756 Total $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 Gross loans: Individually evaluated for impairment $ 3,154 $ 1,403 $ 8,554 $ 36 $ — $ 13,147 Collectively evaluated for impairment 139,251 584,190 93,358 49,889 — 866,688 Total gross loans $ 142,405 $ 585,593 $ 101,912 $ 49,925 $ — $ 879,835

Note 5 - Qualified Affordable22

Note 5 - Qualified Affordable Housing Partnership Investments (Tables)	6 Months Ended
	Jun. 30, 2018
Notes Tables
Proportional Amortization Method Investment Qualified Affordable Housing Project [Table Text Block]	At June 30, 2018 For the Six Months Ended June 30, 2018 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit (expense) Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,093 $ 14 $ 100 $ 89 $ 11 WNC Institutional Tax Credit Fund 38, L.P. 1,000 537 — 63 53 10 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,365 316 113 111 2 California Affordable Housing Fund 2,454 257 — 15 24 (9 ) Total $ 7,954 $ 3,252 $ 330 $ 291 $ 277 $ 14 At December 31, 2017 For the Six Months Ended June 30, 2017 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,182 $ 20 $ 112 $ 94 $ 18 WNC Institutional Tax Credit Fund 38, L.P. 1,000 589 — 70 53 17 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,476 341 136 100 36 California Affordable Housing Fund 2,454 282 — 88 88 — Total $ 7,954 $ 3,529 $ 361 $ 406 $ 335 $ 71
Qualified Affordable Housing Project Investments Tax Credits and Benefits [Table Text Block]	For the Three Months Ended June 30, 2018 June 30, 2017 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Partnerships Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 43 $ 8 $ 44 $ 12 WNC Institutional Tax Credit Fund 38, L.P. 28 4 28 7 Merritt Community Capital Corporation Fund XV, L.P. 48 8 54 14 California Affordable Housing Fund 1 6 32 12 Total $ 120 $ 26 $ 158 $ 45 For the Six Months Ended June 30, 2018 June 30, 2017 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Partnerships Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 85 $ 15 $ 88 $ 24 WNC Institutional Tax Credit Fund 38, L.P. 56 7 57 13 Merritt Community Capital Corporation Fund XV, L.P. 96 17 108 28 California Affordable Housing Fund 2 13 63 25 Total $ 239 $ 52 $ 316 $ 90
Qualified Affordable Housing Projects Future Income Tax Benefit [Table Text Block]	(Amounts in thousands) Qualified Affordable Housing Partnerships: Raymond James WNC Institutional Merritt Community California Total Net Anticipated net income tax benefit (expense) California Housing Tax Credit Capital Corporation Affordable Income Tax less amortization of investments Opportunities Fund II Fund 38, L.P. Fund XV, L.P Housing Fund Benefit 2018 $ 11 $ 10 $ 2 $ (8 ) $ 15 2019 23 18 3 (14 ) 30 2020 23 17 3 (14 ) 29 2021 22 16 4 (14 ) 28 2022 and thereafter 41 42 9 (43 ) 49 Total $ 120 $ 103 $ 21 $ (93 ) $ 151

Note 6 - Term Debt (Tables)

Note 6 - Term Debt (Tables)	6 Months Ended
	Jun. 30, 2018
Notes Tables
Schedule of Long-term Debt Instruments [Table Text Block]	(Amounts in thousands) June 30, 2018 December 31, 2017 Federal Home Loan Bank of San Francisco borrowings $ 60,000 $ — Senior debt 5,296 7,096 Unamortized debt issuance costs (4 ) (6 ) Subordinated debt 10,000 10,000 Unamortized debt issuance costs (111 ) (132 ) Net term debt $ 75,181 $ 16,958
Schedule of Maturities of Long-term Debt [Table Text Block]	(Amounts in thousands) 2018 2019 2020 2021 2022 Thereafter Total Federal Home Loan Bank of San Francisco borrowings $ 60,000 $ — $ — $ — $ — $ — $ 60,000 Senior debt 500 1,000 3,796 — — — 5,296 Subordinated debt — — — — — 10,000 10,000 Total future maturities $ 60,500 $ 1,000 $ 3,796 $ — $ — $ 10,000 $ 75,296

Note 7 - Commitments and Cont24

Note 7 - Commitments and Contingencies (Tables)	6 Months Ended
	Jun. 30, 2018
Notes Tables
Lessee, Operating Lease, Disclosure [Table Text Block]	Three Months Ended June 30, Six Months Ended June 30, (Amounts in thousands) 2018 2017 2018 2017 Rent income (1) $ — $ 9 $ — $ 31 Rent expense 230 211 461 394 Net rent expense $ 230 $ 202 $ 461 $ 363
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	(Amounts in thousands) Amounts due in: 2018 $ 426 2019 866 2020 884 2021 899 2022 807 Thereafter 1,367 Total $ 5,249
Commitments and Contingent Liabilities [Table Text Block]	(Amounts in thousands) June 30, 2018 December 31, 2017 Commitments to extend credit $ 225,019 $ 217,714 Standby letters of credit 7,113 6,692 Affordable housing grants 3,338 3,338 Total commitments and contingent liabilities $ 235,470 $ 227,744

Note 8 - Fair Values (Tables)

Note 8 - Fair Values (Tables)	6 Months Ended
	Jun. 30, 2018
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Amounts in thousands) Carrying Fair Value Measurements Using June 30, 2018 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 39,686 $ 39,686 $ — $ — Securities available-for-sale $ 247,639 $ — $ 247,639 $ — Net loans $ 926,191 $ — $ — $ 923,682 Federal Home Loan Bank of San Francisco stock $ 5,892 $ 5,892 $ — $ — Financial liabilities Deposits $ 1,054,529 $ — $ 1,052,120 $ — Term debt $ 75,181 $ — $ 75,027 $ — Junior subordinated debenture $ 10,310 $ — $ 10,372 $ — (Amounts in thousands) Carrying Fair Value Measurements Using December 31, 2017 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 66,970 $ 66,970 $ — $ — Securities available-for-sale $ 267,954 $ — $ 267,954 $ — Net loans $ 869,620 $ — $ — $ 873,660 Federal Home Loan Bank of San Francisco stock $ 4,536 $ 4,536 $ — $ — Financial liabilities Deposits $ 1,102,732 $ — $ 1,101,523 $ — Term debt $ 16,958 $ — $ 16,918 $ — Junior subordinated debenture $ 10,310 $ — $ 10,206 $ —
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	(Amounts in thousands) Fair Value at June 30, 2018 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities U.S. government and agencies $ 38,994 $ — $ 38,994 $ — Obligations of states and political subdivisions 58,479 — 58,479 — Residential mortgage-backed securities and collateralized mortgage obligations 121,218 — 121,218 — Corporate securities 3,987 — 3,987 — Commercial mortgage-backed securities 24,742 — 24,742 — Other asset-backed securities 219 — 219 — Total assets measured at fair value $ 247,639 $ — $ 247,639 $ — (Amounts in thousands) Fair Value at December 31, 2017 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities U.S. government and agencies $ 40,369 $ — $ 40,369 $ — Obligations of states and political subdivisions 78,844 — 78,844 — Residential mortgage-backed securities and collateralized mortgage obligations 114,592 — 114,592 — Corporate securities 4,992 — 4,992 — Commercial mortgage-backed securities 26,641 — 26,641 — Other investment securities (1) 2,516 — 2,516 — Total assets measured at fair value $ 267,954 $ — $ 267,954 $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	(Amounts in thousands) Fair Value at June 30, 2018 Nonrecurring basis Total Level 1 Level 2 Level 3 Other real estate owned $ 140 $ — $ — $ 140 Total assets measured at fair value $ 140 $ — $ — $ 140 (Amounts in thousands) Fair Value at December 31, 2017 Nonrecurring basis Total Level 1 Level 2 Level 3 Collateral dependent impaired loans $ 60 $ — $ — $ 60 Other real estate owned 35 — — 35 Total assets measured at fair value $ 95 $ — $ — $ 95
Loss from Nonrecurring Fair Value [Table Text Block]	(Amounts in thousands) Three Months Ended June 30, Six Months Ended June 30, Fair value adjustments 2018 2017 2018 2017 Collateral dependent impaired loans $ — $ 20 $ — $ 20 Other real estate owned 66 56 162 133 Total $ 66 $ 76 $ 162 $ 153

Note 1 - Summary of Significa26

Note 1 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands	Jan. 01, 2018USD ($)	Jun. 30, 2018USD ($)	Dec. 31, 2017
Number Of Wholly Owned Trusts		1	1
AOCI Attributable to Parent [Member]
Reclassification of Accumulated Other Comprehensive Income Due to Tax Rate Change		$ (52)
AOCI Attributable to Parent [Member] | Accounting Standards Update 2018-02 [Member]
Reclassification of Accumulated Other Comprehensive Income Due to Tax Rate Change	$ 52
Retained Earnings [Member]
Reclassification of Accumulated Other Comprehensive Income Due to Tax Rate Change		$ 52
Retained Earnings [Member] | Accounting Standards Update 2018-02 [Member]
Reclassification of Accumulated Other Comprehensive Income Due to Tax Rate Change	$ 52

Note 2 - Common Stock Outstan27

Note 2 - Common Stock Outstanding and Earnings Per Share (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	May 10, 2017	Jun. 30, 2018	Jun. 30, 2017
Proceeds from Issuance of Common Stock			$ 26,778
Public Offering [Member]
Share Price	$ 10.50
Stock Issued During Period, Shares, New Issues	2,738,096
Proceeds from Issuance of Common Stock	$ 26,800

Note 2 - Common Stock Outstan28

Note 2 - Common Stock Outstanding and Earnings Per Share - Basic and Diluted EPS (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended		6 Months Ended		12 Months Ended
		Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Dec. 31, 2017
Net income		$ 3,618	$ 2,209	$ 6,859	$ 4,461	$ 7,344
Weighted average shares - basic (in shares)	[1]	16,245	15,014	16,237	14,220
Effect of potentially dilutive common shares (2) (in shares)	[2]	80	99	82	101
Weighted average number of common shares outstanding - diluted (in shares)		16,325	15,113	16,319	14,321
Earnings per share - basic (in dollars per share)		$ 0.22	$ 0.15	$ 0.42	$ 0.31
Earnings per share - diluted (in dollars per share)		$ 0.22	$ 0.15	$ 0.42	$ 0.31
Employee Stock Option [Member]
Anti-dilutive options not included in diluted earnings per share calculation (in shares)
Restricted Stock [Member]
Anti-dilutive options not included in diluted earnings per share calculation (in shares)
[1]	Excludes unvested restricted shares because they do not have dividend or voting rights
[2]	Represents the effects of the assumed exercise of stock options and vesting of non-participating restricted shares.

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Securities Held as Collateral, at Fair Value	$ 60.1	$ 62.6
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	167	138
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available for Sale Securities, Percent of Portfolio Guaranteed	61.00%	56.00%
Commercial Mortgage Backed Securities [Member]
Available for Sale Securities, Percent of Portfolio Guaranteed	90.00%	90.00%

Note 3 - Securities - Securitie

Note 3 - Securities - Securities Reconciliation (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Available-for-sale securities:
Available-for-sale securities, amortized costs	$ 252,522	$ 268,406
Available-for-sale securities, gross unrealized gain	1,516	2,221
Available-for-sale securities, gross unrealized loss	(6,399)	(2,673)
Securities available-for-sale	247,639	267,954
US Government Agencies Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	39,377	40,319
Available-for-sale securities, gross unrealized gain	126	196
Available-for-sale securities, gross unrealized loss	(509)	(146)
Securities available-for-sale	38,994	40,369
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	57,867	77,412
Available-for-sale securities, gross unrealized gain	1,365	1,910
Available-for-sale securities, gross unrealized loss	(753)	(478)
Securities available-for-sale	58,479	78,844
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	125,466	116,061
Available-for-sale securities, gross unrealized gain	6	69
Available-for-sale securities, gross unrealized loss	(4,254)	(1,538)
Securities available-for-sale	121,218	114,592
Corporate Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	4,054	5,079
Available-for-sale securities, gross unrealized gain	6	18
Available-for-sale securities, gross unrealized loss	(73)	(105)
Securities available-for-sale	3,987	4,992
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	25,541	26,995
Available-for-sale securities, gross unrealized gain	11	24
Available-for-sale securities, gross unrealized loss	(810)	(378)
Securities available-for-sale	24,742	26,641
Asset-backed Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	217	2,540
Available-for-sale securities, gross unrealized gain	2	4
Available-for-sale securities, gross unrealized loss		(28)
Securities available-for-sale	$ 219	$ 2,516

Note 3 - Securities - Expected

Note 3 - Securities - Expected Maturities of Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Amounts maturing in:
Available-for-sale securities, amortized cost, one year or less	$ 1,509
Available-for-sale securities, fair value, one year or less	1,511
Available-for-sale securities, amortized cost, after one year through five years	74,398
Available-for-sale securities, fair value, after one year through five years	72,826
Available-for-sale securities, amortized cost, after five years through ten years	95,363
Available-for-sale securities, fair value, after five years through ten years	93,157
Available-for-sale securities, amortized cost, after ten years	81,252
Available-for-sale securities, fair value, after ten years	80,145
Available-for-sale securities, amortized cost, total	252,522	$ 268,406
Available-for-sale securities, fair value, total	$ 247,639

Note 3 - Securities - Sales of

Note 3 - Securities - Sales of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Gross realized gains on sales of securities:
Gross realized gains on sales of securities	$ 4	$ 58	$ 156	$ 128
Gross realized losses on sales of securities:
Gross realized losses on sales of securities		(23)	(116)	(27)
Gain on investment securities, net	4	35	40	101
US Government Agencies Debt Securities [Member]
Proceeds from sales of securities	1,107	13,326	20,505	27,252
US States and Political Subdivisions Debt Securities [Member]
Gross realized gains on sales of securities:
Gross realized gains on sales of securities	4	30	156	81
Gross realized losses on sales of securities:
Gross realized losses on sales of securities			(71)
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Gross realized gains on sales of securities:
Gross realized gains on sales of securities		19		37
Gross realized losses on sales of securities:
Gross realized losses on sales of securities		(23)		(24)
Corporate Debt Securities [Member]
Gross realized gains on sales of securities:
Gross realized gains on sales of securities		9		10
Gross realized losses on sales of securities:
Gross realized losses on sales of securities				(3)
Asset-backed Securities [Member]
Gross realized losses on sales of securities:
Gross realized losses on sales of securities			$ (45)

Note 3 - Securities - Securit33

Note 3 - Securities - Securities in an Unrealized Loss Position (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Available-for-sale securities, less than 12 months, fair value	$ 124,540	$ 121,822
Available-for-sale securities, less than 12 months, unrealized losses	(3,579)	(1,363)
Available-for-sale securities, 12 months or more, fair value	68,867	54,495
Available-for-sale securities, 12 months or more, unrealized losses	(2,820)	(1,310)
Available-for-sale securities, fair value	193,407	176,317
Available-for-sale securities, unrealized losses	(6,399)	(2,673)
US Government Agencies Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value	23,263	18,140
Available-for-sale securities, less than 12 months, unrealized losses	(431)	(102)
Available-for-sale securities, 12 months or more, fair value	1,885	2,131
Available-for-sale securities, 12 months or more, unrealized losses	(78)	(44)
Available-for-sale securities, fair value	25,148	20,271
Available-for-sale securities, unrealized losses	(509)	(146)
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value	14,930	15,030
Available-for-sale securities, less than 12 months, unrealized losses	(426)	(255)
Available-for-sale securities, 12 months or more, fair value	7,569	8,368
Available-for-sale securities, 12 months or more, unrealized losses	(327)	(223)
Available-for-sale securities, fair value	22,499	23,398
Available-for-sale securities, unrealized losses	(753)	(478)
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available-for-sale securities, less than 12 months, fair value	75,930	75,323
Available-for-sale securities, less than 12 months, unrealized losses	(2,399)	(827)
Available-for-sale securities, 12 months or more, fair value	43,898	31,036
Available-for-sale securities, 12 months or more, unrealized losses	(1,855)	(711)
Available-for-sale securities, fair value	119,828	106,359
Available-for-sale securities, unrealized losses	(4,254)	(1,538)
Corporate Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value
Available-for-sale securities, less than 12 months, unrealized losses
Available-for-sale securities, 12 months or more, fair value	2,957	2,934
Available-for-sale securities, 12 months or more, unrealized losses	(73)	(105)
Available-for-sale securities, fair value	2,957	2,934
Available-for-sale securities, unrealized losses	(73)	(105)
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities, less than 12 months, fair value	10,417	11,162
Available-for-sale securities, less than 12 months, unrealized losses	(323)	(151)
Available-for-sale securities, 12 months or more, fair value	12,558	10,026
Available-for-sale securities, 12 months or more, unrealized losses	(487)	(227)
Available-for-sale securities, fair value	22,975	21,188
Available-for-sale securities, unrealized losses	$ (810)	(378)
Asset-backed Securities [Member]
Available-for-sale securities, less than 12 months, fair value		2,167
Available-for-sale securities, less than 12 months, unrealized losses		(28)
Available-for-sale securities, 12 months or more, fair value
Available-for-sale securities, 12 months or more, unrealized losses
Available-for-sale securities, fair value		2,167
Available-for-sale securities, unrealized losses		$ (28)

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2018USD ($)	Jun. 30, 2017USD ($)	Jun. 30, 2018USD ($)	Jun. 30, 2017USD ($)	Dec. 31, 2017USD ($)
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 2,700		$ 2,700		$ 2,800
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	43	$ 76	84	$ 174
Impaired Financing Receivable, Recorded Investment, Total	11,415		$ 11,415		13,147
Percentage of Collateral Coverage to Loan Balance to Consider Restructured Loan to Performing and Accrual Status			100.00%
Financing Receivable, Recorded Investment, Nonaccrual Status	4,232		$ 4,232		5,799
Financing Receivable, Modifications, Recorded Investment	$ 10,400		$ 10,400		$ 10,900
Financing Receivable, Number of Contracts Qualified as Troubled Debt Restructuring	110		110
Troubled Debt Restructurings Percentage of Gross Portfolio Loans	1.11%		1.11%		1.24%
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0	0	0
Doubtful Grade Remaining Outstanding Period, Minimum			180 days
Mortgage Loans in Process of Foreclosure, Amount	$ 245		$ 245
Loans and Leases Receivable, Allowance, Ending Balance	$ 12,388		$ 12,388		$ 11,925
Percentage of Allowance for Loan and Lease Losses out of Net Loans	1.32%		1.32%		1.36%
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$ 235,500		$ 235,500		$ 227,700
Reserve for Unfunded Commitments Included in Other Liabilities	$ 695		$ 695		$ 695
Percentage of Loan Portfolio Secured by Real Estate	80.00%		80.00%
Percentage of Unallocated Allowance Amount out of Allowance for Loan and Lease Losses			3.00%		3.00%
Maximum Loan to Value, Percentage			80.00%
Payment Deferral [Member]
Financing Receivable, Modifications, Number of Contracts		1		1
Financing Receivable, Modifications, Pre-Modification Recorded Investment		$ 81		$ 81
Financing Receivable, Modifications, Post-Modification Recorded Investment		$ 61		$ 61
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, Recorded Investment, Total	$ 2,778		$ 2,778		$ 3,154
Financing Receivable, Recorded Investment, Nonaccrual Status	1,358		1,358		$ 1,603
Commercial Portfolio Segment [Member] | Line of Credit [Member]
Financing Receivable, Modifications, Number of Contracts					1
Financing Receivable, Recorded Investment, Nonaccrual Status	20		20		$ 33
Performing Financial Instruments [Member]
Impaired Financing Receivable, Recorded Investment, Total	7,200		7,200		7,300
Federal Home Loan Bank of San Francisco [Member]
Loans Pledged as Collateral	$ 362,900		$ 362,900		$ 420,000

Note 4 - Loans - Outstanding Lo

Note 4 - Loans - Outstanding Loan Balances (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Gross loans	$ 936,816	$ 879,835
Deferred fees and costs	1,763	1,710
Loans, net of deferred fees and costs	938,579	881,545
Allowance for loan and lease losses	(12,388)	(11,925)
Net loans	926,191	869,620
Commercial Portfolio Segment [Member]
Gross loans	139,670	142,405
Commercial Real Estate Portfolio Segment [Member]
Gross loans	647,792	585,593
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	21,292	15,902
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	427,088	377,668
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	199,412	192,023
Residential Portfolio Segment [Member]
Gross loans	101,694	101,912
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	39,424	41,188
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	33,391	30,377
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	28,879	30,347
Consumer Portfolio Segment [Member]
Gross loans	$ 47,660	$ 49,925

Note 4 - Loans - Age Analysis o

Note 4 - Loans - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Loans, past due	$ 906	$ 2,289
Loans, current	935,910	877,546
Gross loans	936,816	879,835
Recorded investment greater than 90 days and accruing
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, past due	496	1,409
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, past due	180	418
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due	230	462
Commercial Portfolio Segment [Member]
Loans, past due
Loans, current	139,670	142,405
Gross loans	139,670	142,405
Recorded investment greater than 90 days and accruing
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, past due
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, past due
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member]
Gross loans	647,792	585,593
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans, past due
Loans, current	21,292	15,902
Gross loans	21,292	15,902
Recorded investment greater than 90 days and accruing
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Loans, past due
Loans, current	427,088	377,668
Gross loans	427,088	377,668
Recorded investment greater than 90 days and accruing
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due		142
Loans, current	199,412	191,881
Gross loans	199,412	192,023
Recorded investment greater than 90 days and accruing
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due		142
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due
Residential Portfolio Segment [Member]
Gross loans	101,694	101,912
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	636	1,139
Loans, current	38,788	40,049
Gross loans	39,424	41,188
Recorded investment greater than 90 days and accruing
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due		463
Loans, current	33,391	29,914
Gross loans	33,391	30,377
Recorded investment greater than 90 days and accruing
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, past due	58	141
Loans, current	28,821	30,206
Gross loans	28,879	30,347
Recorded investment greater than 90 days and accruing
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	326	555
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due		290
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due	58	141
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	89	122
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due		173
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	221	462
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due
Consumer Portfolio Segment [Member]
Loans, past due	212	404
Loans, current	47,448	49,521
Gross loans	47,660	49,925
Recorded investment greater than 90 days and accruing
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, past due	112	281
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, past due	91	123
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due	$ 9

Note 4 - Loans - Nonaccrual Loa

Note 4 - Loans - Nonaccrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Nonaccrual loans	$ 4,232	$ 5,799
Commercial Portfolio Segment [Member]
Nonaccrual loans	1,358	1,603
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Nonaccrual loans		600
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Nonaccrual loans	2,613	2,909
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Nonaccrual loans	184	606
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Nonaccrual loans	44	45
Consumer Portfolio Segment [Member]
Nonaccrual loans	$ 33	$ 36

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Recorded investment with no related allowance recorded	$ 6,737	$ 7,626
Unpaid principal balance with no related allowance recorded	8,446	10,332
Recorded investment with related allowance recorded	4,678	5,521
Unpaid principal balance with related allowance recorded	4,804	5,663
Related allowance	1,165	1,169
Recorded investment	11,415	13,147
Unpaid principle balance	13,250	15,995
Commercial Portfolio Segment [Member]
Recorded investment with no related allowance recorded	75	672
Unpaid principal balance with no related allowance recorded	90	1,205
Recorded investment with related allowance recorded	2,703	2,482
Unpaid principal balance with related allowance recorded	2,791	2,540
Related allowance	753	690
Recorded investment	2,778	3,154
Unpaid principle balance	2,881	3,745
Residential Portfolio Segment [Member]
Related allowance	283	391
Recorded investment	7,805	8,554
Unpaid principle balance	9,536	10,746
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Recorded investment with no related allowance recorded	6,434	5,895
Unpaid principal balance with no related allowance recorded	8,085	7,516
Recorded investment with related allowance recorded	771	1,628
Unpaid principal balance with related allowance recorded	808	1,678
Related allowance	97	199
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Recorded investment with no related allowance recorded	184	414
Unpaid principal balance with no related allowance recorded	222	897
Recorded investment with related allowance recorded		192
Unpaid principal balance with related allowance recorded		226
Related allowance		2
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Recorded investment with no related allowance recorded	44	45
Unpaid principal balance with no related allowance recorded	49	49
Recorded investment with related allowance recorded	372	380
Unpaid principal balance with related allowance recorded	372	380
Related allowance	186	190
Commercial Real Estate Portfolio Segment [Member]
Related allowance	119	77
Recorded investment	799	1,403
Unpaid principle balance	799	1,468
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Recorded investment with no related allowance recorded		600
Unpaid principal balance with no related allowance recorded		665
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Recorded investment with related allowance recorded	799	803
Unpaid principal balance with related allowance recorded	799	803
Related allowance	119	77
Consumer Portfolio Segment [Member]
Recorded investment with related allowance recorded	33	36
Unpaid principal balance with related allowance recorded	34	36
Related allowance	10	11
Recorded investment	33	36
Unpaid principle balance	$ 34	$ 36

Note 4 - Loans - Average Record

Note 4 - Loans - Average Recorded Investment and Interest Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Average recorded investment	$ 11,354	$ 16,394	$ 11,476	$ 17,069
Interest income recognized	79	66	157	133
Commercial Portfolio Segment [Member]
Average recorded investment	2,681	3,210	2,635	3,303
Interest income recognized	20	9	41	20
Commercial Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Interest income recognized
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Average recorded investment	799	2,003	801	2,003
Interest income recognized	12	12	23	23
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Average recorded investment		642		726
Interest income recognized				2
Residential Portfolio Segment [Member] | Individual Tax Identification Number Loan [Member]
Average recorded investment	7,237	8,061	7,331	8,166
Interest income recognized	42	40	83	79
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Average recorded investment	185	1,102	255	1,415
Interest income recognized
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Average recorded investment	418	1,338	420	1,349
Interest income recognized	5	5	10	9
Consumer Portfolio Segment [Member]
Average recorded investment	34	38	34	107
Interest income recognized

Note 4 - Loans - Performing and

Note 4 - Loans - Performing and Nonperforming Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Gross loans	$ 936,816	$ 879,835
Commercial Portfolio Segment [Member]
Gross loans	139,670	142,405
Commercial Real Estate Portfolio Segment [Member]
Gross loans	647,792	585,593
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	21,292	15,902
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	427,088	377,668
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	199,412	192,023
Residential Portfolio Segment [Member]
Gross loans	101,694	101,912
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	39,424	41,188
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	33,391	30,377
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	28,879	30,347
Consumer Portfolio Segment [Member]
Gross loans	47,660	49,925
Performing Financial Instruments [Member]
Gross loans	932,584	874,036
Performing Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Gross loans	138,312	140,802
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	21,292	15,902
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	427,088	377,668
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	199,412	191,423
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	36,811	38,279
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	33,207	29,771
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	28,835	30,302
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Gross loans	47,627	49,889
Nonperforming Financial Instruments [Member]
Gross loans	4,232	5,799
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Gross loans	1,358	1,603
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans		600
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	2,613	2,909
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	184	606
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	44	45
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Gross loans	$ 33	$ 36

Note 4 - Loans - Internal Risk

Note 4 - Loans - Internal Risk Rating by Loan Class (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Gross loans	$ 936,816	$ 879,835
Commercial Portfolio Segment [Member]
Gross loans	139,670	142,405
Commercial Real Estate Portfolio Segment [Member]
Gross loans	647,792	585,593
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	21,292	15,902
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	427,088	377,668
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	199,412	192,023
Residential Portfolio Segment [Member]
Gross loans	101,694	101,912
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	39,424	41,188
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	33,391	30,377
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	28,879	30,347
Consumer Portfolio Segment [Member]
Gross loans	47,660	49,925
Pass [Member]
Gross loans	869,905	809,332
Pass [Member] | Commercial Portfolio Segment [Member]
Gross loans	111,385	117,087
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	21,266	14,762
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	415,385	364,230
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	181,084	171,005
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	33,483	34,923
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	32,430	28,981
Pass [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	27,247	28,457
Pass [Member] | Consumer Portfolio Segment [Member]
Gross loans	47,625	49,887
Watch [Member]
Gross loans	44,379	48,863
Watch [Member] | Commercial Portfolio Segment [Member]
Gross loans	25,629	22,213
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	26
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	5,398	9,160
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	11,235	15,198
Watch [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans
Watch [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	777	791
Watch [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	1,314	1,501
Watch [Member] | Consumer Portfolio Segment [Member]
Gross loans
Special Mention [Member]
Gross loans	2,554	8,052
Special Mention [Member] | Commercial Portfolio Segment [Member]
Gross loans	34	40
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans		1,140
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	385	2,900
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	2,135	3,907
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans
Special Mention [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans		63
Special Mention [Member] | Consumer Portfolio Segment [Member]
Gross loans		2
Substandard [Member]
Gross loans	19,978	13,588
Substandard [Member] | Commercial Portfolio Segment [Member]
Gross loans	2,622	3,065
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	5,920	1,378
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	4,958	1,913
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	5,941	6,265
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	184	605
Substandard [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	318	326
Substandard [Member] | Consumer Portfolio Segment [Member]
Gross loans	35	36
Doubtful [Member]
Gross loans
Doubtful [Member] | Commercial Portfolio Segment [Member]
Gross loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans
Doubtful [Member] | Consumer Portfolio Segment [Member]
Gross loans

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Credit Losses and Recorded Investment in Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Dec. 31, 2017
Balance	$ 12,295	$ 11,641	$ 11,925	$ 11,544
Charge-offs	(382)	(359)	(771)	(806)
Recoveries	475	106	1,234	450
Provision for loan and lease losses		300		500
Balance	12,388	11,688	12,388	11,688
Individually evaluated for impairment					$ 1,165	$ 1,169
Collectively evaluated for impairment					11,223	10,756
Total	12,295	11,641	12,388	11,688	12,388	11,925
Individually evaluated for impairment					11,415	13,147
Collectively evaluated for impairment					925,401	866,688
Total gross loans					936,816	879,835
Commercial Portfolio Segment [Member]
Balance	2,298	2,649	2,397	2,849
Charge-offs	(133)		(133)	(51)
Recoveries	350	36	803	235
Provision for loan and lease losses	(73)	165	(625)	(183)
Balance	2,442	2,850	2,442	2,850
Individually evaluated for impairment					753	690
Collectively evaluated for impairment					1,689	1,707
Total	2,298	2,649	2,442	2,850	2,442	2,397
Individually evaluated for impairment					2,778	3,154
Collectively evaluated for impairment					136,892	139,251
Total gross loans					139,670	142,405
Commercial Real Estate Portfolio Segment [Member]
Balance	6,898	5,963	6,514	5,578
Charge-offs
Recoveries				27
Provision for loan and lease losses	193	109	577	467
Balance	7,091	6,072	7,091	6,072
Individually evaluated for impairment					119	77
Collectively evaluated for impairment					6,972	6,437
Total	6,898	5,963	7,091	6,072	7,091	6,514
Individually evaluated for impairment					799	1,403
Collectively evaluated for impairment					646,993	584,190
Total gross loans					647,792	585,593
Residential Portfolio Segment [Member]
Balance	1,149	1,490	1,169	1,716
Charge-offs	(49)	(115)	(163)	(284)
Recoveries	47	19	293	94
Provision for loan and lease losses	(36)	(197)	(188)	(329)
Balance	1,111	1,197	1,111	1,197
Individually evaluated for impairment					283	391
Collectively evaluated for impairment					828	778
Total	1,149	1,490	1,111	1,197	1,111	1,169
Individually evaluated for impairment					7,805	8,554
Collectively evaluated for impairment					93,889	93,358
Total gross loans					101,694	101,912
Consumer Portfolio Segment [Member]
Balance	1,473	1,074	1,435	955
Charge-offs	(200)	(244)	(475)	(471)
Recoveries	78	51	138	94
Provision for loan and lease losses	(34)	256	219	559
Balance	1,317	1,137	1,317	1,137
Individually evaluated for impairment					10	11
Collectively evaluated for impairment					1,307	1,424
Total	1,473	1,074	1,317	1,137	1,317	1,435
Individually evaluated for impairment					33	36
Collectively evaluated for impairment					47,627	49,889
Total gross loans					47,660	49,925
Unallocated Financing Receivables [Member]
Balance	477	465	410	446
Charge-offs
Recoveries
Provision for loan and lease losses	(50)	(33)	17	(14)
Balance	427	432	427	432
Individually evaluated for impairment
Collectively evaluated for impairment					427	410
Total	$ 477	$ 465	$ 427	$ 432	427	410
Individually evaluated for impairment
Collectively evaluated for impairment
Total gross loans

Note 5 - Qualified Affordable43

Note 5 - Qualified Affordable Housing Partnership Investments (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Dec. 31, 2017
Proportional Amortization Method Qualified Affordable Housing Project Investments	$ 3,252		$ 3,252		$ 3,529
Proportional Amortization Method Qualified Affordable Housing Project Investments Unfunded Liability Obligation	330		$ 330		$ 361
Qualified Affordable Housing Project Investments Term			18 years
Proportional Amortization Method Qualified Affordable Housing Project Investments Amortization	$ 138	$ 164	$ 277	$ 335
Minimum [Member]
Qualified Affordable Housing Project Investments Return Rate			3.00%
Maximum [Member]
Qualified Affordable Housing Project Investments Return Rate			6.00%

Note 5 - Qualified Affordable44

Note 5 - Qualified Affordable Housing Partnership Investments - Original Investment in LIHTC Projects (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Dec. 31, 2017
Original Investment	$ 7,954		$ 7,954		$ 7,954
Current Recorded Investment	3,252		3,252		3,529
Unfunded Liability Obligation	330		330		361
Tax Credits and Benefits			291	$ 406
Amortization of Investments	138	$ 164	277	335
Net Income Tax Benefit			14	71
Raymond James California Housing Opportunities Fund II [Member]
Original Investment	2,000		2,000		2,000
Current Recorded Investment	1,093		1,093		1,182
Unfunded Liability Obligation	14		14		20
Tax Credits and Benefits			100	112
Amortization of Investments			89	94
Net Income Tax Benefit			11	18
WNC Institutional Tax Credit Fun 38 L.P. [Member]
Original Investment	1,000		1,000		1,000
Current Recorded Investment	537		537		589
Unfunded Liability Obligation
Tax Credits and Benefits			63	70
Amortization of Investments			53	53
Net Income Tax Benefit			10	17
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Original Investment	2,500		2,500		2,500
Current Recorded Investment	1,365		1,365		1,476
Unfunded Liability Obligation	316		316		341
Tax Credits and Benefits			113	136
Amortization of Investments			111	100
Net Income Tax Benefit			2	36
California Affordable Housing Fund [Member]
Original Investment	2,454		2,454		2,454
Current Recorded Investment	257		257		282
Unfunded Liability Obligation
Tax Credits and Benefits			15	88
Amortization of Investments			24	88
Net Income Tax Benefit			$ (9)

Note 5 - Qualified Affordable45

Note 5 - Qualified Affordable Housing Partnership Investments - Generated Tax Credits and Benefits From Investments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Generated tax credits	$ 120	$ 158	$ 239	$ 316
Tax benefits from taxable losses	26	45	52	90
Raymond James California Housing Opportunities Fund II [Member]
Generated tax credits	43	44	85	88
Tax benefits from taxable losses	8	12	15	24
WNC Institutional Tax Credit Fun 38 L.P. [Member]
Generated tax credits	28	28	56	57
Tax benefits from taxable losses	4	7	7	13
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Generated tax credits	48	54	96	108
Tax benefits from taxable losses	8	14	17	28
California Affordable Housing Fund [Member]
Generated tax credits	1	32	2	63
Tax benefits from taxable losses	$ 6	$ 12	$ 13	$ 25

Note 5 - Qualified Affordable46

Note 5 - Qualified Affordable Housing Partnership Investments - Anticipated Net Income Tax Benefit (Details) $ in Thousands	Jun. 30, 2018USD ($)
2,018	$ 15
2,019	30
2,020	29
2,021	28
2022 and thereafter	49
Total	151
Raymond James California Housing Opportunities Fund II [Member]
2,018	11
2,019	23
2,020	23
2,021	22
2022 and thereafter	41
Total	120
WNC Institutional Tax Credit Fun 38 L.P. [Member]
2,018	10
2,019	18
2,020	17
2,021	16
2022 and thereafter	42
Total	103
Merritt Community Capital Corporation Fund XV, L.P. [Member]
2,018	2
2,019	3
2,020	3
2,021	4
2022 and thereafter	9
Total	21
California Affordable Housing Fund [Member]
2,018	(8)
2,019	(14)
2,020	(14)
2,021	(14)
2022 and thereafter	(43)
Total	$ (93)

Note 6 - Term Debt (Details Tex

Note 6 - Term Debt (Details Textual) - USD ($) $ in Thousands	1 Months Ended	6 Months Ended	12 Months Ended
	Dec. 31, 2015	Jun. 30, 2018	Dec. 31, 2017
Advances from Federal Home Loan Banks, Total		$ 60,000
Proceeds from Issuance of Senior Long-term Debt	$ 10,000
Proceeds from Issuance of Subordinated Long-term Debt	10,000
Federal Funds Purchased [Member]
Line of Credit Facility, Maximum Borrowing Capacity		$ 35,000
Federal Funds Purchased [Member] | Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage		2.14%
Federal Funds Purchased [Member] | Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage		2.78%
Federal Reserve Bank Advances [Member]
Line of Credit Facility, Maximum Borrowing Capacity		$ 23,100
Senior Notes [Member]
Debt Instrument, Periodic Payment, Total	83
Debt Instrument, Periodic Payment Terms, Balloon Payment to be Paid	5,000
Debt Issuance Costs, Gross	$ 15
Senior Notes [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate	4.00%
Subordinated Debt [Member] | Fixed to Floating Interest Rate [Member]
Debt Issuance Costs, Gross	$ 210
Debt Instrument, Interest Rate, Stated Percentage	6.88%
Debt Fixed Interest Term	5 years
Subordinated Debt [Member] | London Interbank Offered Rate (LIBOR) [Member] | Fixed to Floating Interest Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	5.26%
Federal Home Loan Bank of San Francisco [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available		330,600
Advances from Federal Home Loan Banks, Total		60,000	0
Federal Home Loan Bank, Advances, Activity for Year, Average Balance of Agreements Outstanding		34,000	302
Federal Home Loan Bank, Advances, Activity for Year, Maximum Outstanding at any Month End		$ 70,000	$ 10,000
Debt, Weighted Average Interest Rate		2.04%
Federal Home Loan Bank of San Francisco [Member] | Real Estate [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		$ 449,100
Federal Home Loan Bank of San Francisco [Member] | Equity Securities [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		25,500
Federal Home Loan Bank of San Francisco [Member] | Other Assets [Member]
Federal Home Loan Bank Stock		$ 5,900

Note 6 - Term Debt - Term Debt

Note 6 - Term Debt - Term Debt (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Federal Home Loan Bank of San Francisco borrowings	$ 60,000
Long-term debt, gross	15,296	17,096
Unamortized debt issuance costs	(115)	(138)
Net term debt	75,181	16,958
Senior Notes [Member]
Long-term debt, gross	5,296	7,096
Unamortized debt issuance costs	(4)	(6)
Subordinated Debt [Member]
Long-term debt, gross	10,000	10,000
Unamortized debt issuance costs	$ (111)	$ (132)

Note 6 - Term Debt - Future Con

Note 6 - Term Debt - Future Contractual Maturities of Term Debt (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
2,019	$ 1,000
2,020	3,796
2,021
2,022
Thereafter	10,000
Total future maturities	60,000
2,018	60,500
Total future maturities	75,296
Federal Home Loan Bank Advances [Member]
2,018	60,000
2,019
2,020
2,021
2,022
Thereafter
Total future maturities	60,000
Senior Notes [Member]
2,019	1,000
2,020	3,796
2,021
2,022
Thereafter
2,018	500
Total future maturities	5,296
Subordinated Debt [Member]
2,019
2,020
2,021
2,022
Thereafter	10,000
2,018
Total future maturities	$ 10,000

Note 7 - Commitments and Cont50

Note 7 - Commitments and Contingencies (Details Textual) $ in Thousands	6 Months Ended
	Jun. 30, 2018USD ($)	Dec. 31, 2017USD ($)
Number of Operating Leases Sites	9
Expiry of Standby Letters of Credit Within One Year	$ 6,700
Expiry of Standby Letter of Credit Thereafter	382
Reserve for Unfunded Commitments Included in Other Liabilities	$ 695	$ 695
Real Estate Related Loans Representing Lease Portfolio	80.00%	77.00%
Insurance Claims [Member] | Maximum [Member]
Loss Contingency, Estimate of Possible Loss	$ 225
Other Liabilities [Member]
Reserve for Unfunded Commitments Included in Other Liabilities	$ 695	$ 695

Note 7 - Commitments and Cont51

Note 7 - Commitments and Contingencies - Rent Expense and Rent Income (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Rent income (1)	[1]		$ 9		$ 31
Rent expense		230	211	461	394
Net rent expense		$ 230	$ 202	$ 461	$ 363
[1]	Rental income is derived from OREO properties.

Note 7 - Commitments and Cont52

Note 7 - Commitments and Contingencies - Future Minimum Lease Payments Under Non-cancelable Operating Leases (Details) $ in Thousands	Jun. 30, 2018USD ($)
2,018	$ 426
2,019	866
2,020	884
2,021	899
2,022	807
Thereafter	1,367
Total	$ 5,249

Note 7 - Commitments and Cont53

Note 7 - Commitments and Contingencies - Commitments and Contingent Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Commitments	$ 235,470	$ 227,744
Standby Letters of Credit [Member]
Commitments	7,113	6,692
Federal Home Loan Bank of San Francisco Affordable Housing Grant Sponsorships [Member]
Commitments	3,338	3,338
Commitments to Extend Credit [Member]
Commitments	$ 225,019	$ 217,714

Note 8 - Fair Values (Details T

Note 8 - Fair Values (Details Textual) $ in Thousands	6 Months Ended
	Jun. 30, 2018USD ($)	Dec. 31, 2017USD ($)
Measurement Input, Cost to Sell [Member] | Minimum [Member]
Other Real Estate Owned, Measurement Input	0.28
Measurement Input, Cost to Sell [Member] | Maximum [Member]
Other Real Estate Owned, Measurement Input	0.63
Other Real Estate Owned [Member]
Number of Real Estate Properties	5
OREO Carrying Amount	$ 140	$ 302
Allowance for Loan and Lease Losses, Adjustments, Other	$ 162

Note 8 - Fair Values - Fair Val

Note 8 - Fair Values - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Financial assets
Securities available-for-sale	$ 247,639	$ 267,954
Reported Value Measurement [Member]
Financial assets
Cash and cash equivalents	39,686	66,970
Securities available-for-sale	247,639	267,954
Net loans	926,191	869,620
Federal Home Loan Bank of San Francisco stock	5,892	4,536
Financial liabilities
Deposits	1,054,529	1,102,732
Term debt	75,181	16,958
Junior subordinated debenture	10,310	10,310
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and cash equivalents	39,686	66,970
Securities available-for-sale
Net loans
Federal Home Loan Bank of San Francisco stock	5,892	4,536
Financial liabilities
Deposits
Term debt
Junior subordinated debenture
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets
Cash and cash equivalents
Securities available-for-sale	247,639	267,954
Net loans
Federal Home Loan Bank of San Francisco stock
Financial liabilities
Deposits	1,052,120	1,101,523
Term debt	75,027	16,918
Junior subordinated debenture	10,372	10,206
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets
Cash and cash equivalents
Securities available-for-sale
Net loans	923,682	873,660
Federal Home Loan Bank of San Francisco stock
Financial liabilities
Deposits
Term debt
Junior subordinated debenture

Note 8 - Fair Values - Assets a

Note 8 - Fair Values - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands		Jun. 30, 2018	Dec. 31, 2017
Securities available-for-sale		$ 247,639	$ 267,954
Fair Value, Measurements, Recurring [Member]
Total assets measured at fair value		247,639	267,954
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total assets measured at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total assets measured at fair value		247,639	267,954
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total assets measured at fair value
US Government Agencies Debt Securities [Member]
Securities available-for-sale		38,994	40,369
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale		38,994	40,369
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale		38,994	40,369
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale		58,479	78,844
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale		58,479	78,844
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale		58,479	78,844
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Securities available-for-sale		121,218	114,592
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale		121,218	114,592
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale		121,218	114,592
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Corporate Debt Securities [Member]
Securities available-for-sale		3,987	4,992
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale		3,987	4,992
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale		3,987	4,992
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Commercial Mortgage Backed Securities [Member]
Securities available-for-sale		24,742	26,641
Commercial Mortgage Backed Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale		24,742	26,641
Commercial Mortgage Backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Commercial Mortgage Backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale		24,742	26,641
Commercial Mortgage Backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Asset-backed Securities [Member]
Securities available-for-sale		219	2,516
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale		219
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale		219
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Other Debt Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale	[1]		2,516
Other Debt Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	[1]
Other Debt Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	[1]		2,516
Other Debt Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	[1]
[1]	Principally consists of asset-backed securities and CRA qualified mutual fund investments.

Note 8 - Fair Values - Fair V57

Note 8 - Fair Values - Fair Value of Assets Measured on a Non-recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Other real estate owned	$ 140	$ 35
Fair Value, Measurements, Nonrecurring [Member]
Other real estate owned	140	35
Total assets measured at fair value	140	95
Collateral dependent impaired loans		60
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Other real estate owned
Total assets measured at fair value
Collateral dependent impaired loans
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Other real estate owned
Total assets measured at fair value
Collateral dependent impaired loans
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Other real estate owned	140	35
Total assets measured at fair value	$ 140	95
Collateral dependent impaired loans		$ 60

Note 8 - Fair Values - Losses R

Note 8 - Fair Values - Losses Resulting From Non-recurring Fair Value Adjustments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Losses resulting from nonrecurring fair value adjustments	$ 66	$ 76	$ 162	$ 153
Collateral Dependent Impaired Loans [Member]
Losses resulting from nonrecurring fair value adjustments		20		20
Other Real Estate Owned [Member]
Losses resulting from nonrecurring fair value adjustments	$ 66	$ 56	$ 162	$ 133

Note 9 - Purchase of Financia59

Note 9 - Purchase of Financial Assets (Details Textual) - USD ($) $ in Millions	6 Months Ended	50 Months Ended
	Jun. 30, 2018	Jun. 30, 2018
Loan Purchase Agreement Financial Asset for Which Transfer Is Accounted as a Purchase Total Commitment to Purchase	$ 50
Loan Purchase Agreement Financial Asset for Which Transfer is Accounted as a Purchase Par Value Purchased		$ 127.3
Loan Purchase Agreement Financial Asset for Which Transfer Is Accounted as a Purchase Net Discount Premium		82.5
Payments for Loans		$ 44.8