Bank of Commerce (BOCH) 10-K 12 Mar 19 2018 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2018	Mar. 06, 2019	Jun. 30, 2018
Document Information [Line Items]
Entity Registrant Name	Bank of Commerce Holdings
Entity Central Index Key	0000702513
Trading Symbol	boch
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Emerging Growth Company	false
Entity Small Business	false
Entity Common Stock, Shares Outstanding (in shares)		18,213,334
Entity Public Float			$ 196,081,982
Document Type	10-K
Document Period End Date	Dec. 31, 2018
Document Fiscal Year Focus	2018
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Shell Company	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets:
Cash and due from banks	$ 23,692	$ 17,979
Interest-bearing deposits in other banks	23,673	48,991
Total cash and cash equivalents	47,365	66,970
Securities available-for-sale, at fair value	256,928	266,943
Loans, net of deferred fees and costs	948,178	881,545
Allowance for loan and lease losses	(12,292)	(11,925)
Net loans	935,886	869,620
Premises and equipment, net	13,119	14,748
Other real estate owned	31	35
Life insurance	22,410	21,898
Deferred tax asset, net	7,039	6,505
Goodwill and core deposit intangible, net	1,841	2,030
Other assets	22,485	20,672
Total assets	1,307,104	1,269,421
Liabilities:
Demand - noninterest-bearing	347,199	305,650
Demand - interest-bearing	252,202	260,221
Money market accounts	265,093	236,769
Savings accounts	114,840	110,837
Certificates of deposit	152,382	189,255
Total deposits	1,131,716	1,102,732
Other borrowings	13,496	17,096
Less unamortized debt issuance costs	(91)	(138)
Net term debt	13,405	16,958
Junior subordinated debentures	10,310	10,310
Other liabilities	13,352	12,157
Total liabilities	1,168,783	1,142,157
Commitments and contingencies (Note 15)
Shareholders’ equity:
Common stock, no par value, 50,000,000 shares authorized; issued and outstanding - 16,333,502 as of December 31, 2018 and 16,271,563 as of December 31, 2017	52,284	51,830
Retained earnings	89,045	75,700
Accumulated other comprehensive loss, net of tax	(3,008)	(266)
Total shareholders’ equity	138,321	127,264
Total liabilities and shareholders’ equity	$ 1,307,104	$ 1,269,421

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares $ / shares in Thousands	Dec. 31, 2018	Dec. 31, 2017
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	50,000,000	50,000,000
Common stock, issued (in shares)	16,333,502	16,271,563
Common stock, outstanding (in shares)	16,333,502	16,271,563

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Interest income:
Interest and fees on loans		$ 44,955	$ 39,112	$ 35,435
Interest on taxable securities		5,165	3,921	2,986
Interest on tax-exempt securities		1,629	2,144	2,256
Interest on interest-bearing deposits in other banks		952	772	332
Total interest income		52,701	45,949	41,009
Interest expense:
Interest on demand - interest-bearing		414	274	201
Interest on money market accounts		646	470	322
Interest on savings accounts		288	200	174
Interest on certificates of deposit		1,910	2,188	2,179
Interest on Federal Home Loan Bank of San Francisco borrowings		435	3	484
Interest on other borrowings		1,077	1,165	1,183
Interest on junior subordinated debentures		385	287	235
Total interest expense		5,155	4,587	4,778
Net interest income		47,546	41,362	36,231
Provision for loan and lease losses			950
Net interest income after provision for loan and lease losses		47,546	40,412	36,231
Noninterest income:
Fees on payroll and benefit processing		652	658	593
Life insurance		512	1,050	613
Gains on sale of investment securities, net		44	137	244
Impairment losses on investment securities		0	0	(546)
Federal Home Loan Bank of San Francisco dividends		480	318	644
Gain (loss) on sale of OREO		73	368	(109)
Insured cash sweep fees			197	3
Other income		445	461	636
Total noninterest income		4,019	4,824	3,486
Noninterest expense:
Salaries and related benefits		18,709	17,819	16,425
Premises and equipment		4,047	4,242	3,869
Federal Deposit Insurance Corporation insurance premium		376	318	615
Data processing fees		1,933	1,749	1,675
Professional service fees		1,431	1,398	1,690
Telecommunications		594	879	751
Acquisition costs		844		580
Loss on cancellation of interest rate swap				2,325
Other expenses		4,272	4,559	4,570
Total noninterest expense		32,206	30,964	32,500
Income before provision for income taxes		19,359	14,272	7,217
Provision for income taxes		3,629	6,928	1,958
Net income		$ 15,730	$ 7,344	$ 5,259
Earnings per share - basic (in dollars per share)		$ 0.97	$ 0.48	$ 0.39
Weighted average shares - basic (in shares)	[1]	16,248	15,207	13,367
Earnings per share - diluted (in dollars per share)		$ 0.96	$ 0.48	$ 0.39
Weighted average shares - diluted (in shares)		16,332	15,310	13,425
Deposit Account [Member]
Noninterest income:
Revenue from Contract with Customer		$ 682	$ 542	$ 413
Credit and Debit Card [Member]
Noninterest income:
Revenue from Contract with Customer		$ 1,131	$ 1,093	$ 995
[1]	Excludes unvested restricted shares because they do not have dividend or voting rights.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Net income	$ 15,730	$ 7,344	$ 5,259
Available-for-sale securities :
Unrealized losses arising during the period	(3,774)	(179)	(3,286)
Unrealized gains from securities transferred from held-to-maturity to available-for-sale		1,208
Income taxes	1,115	(423)	1,353
Change in unrealized (losses) gains, net of tax	(2,659)	606	(1,933)
Reclassification adjustment for realized gains included in net income	(44)	(137)	(224)
Income taxes	13	55	92
Realized gains, net of tax	(31)	(82)	(132)
Reclassification adjustment for other-than-temporary impairment included in net income			546
Income taxes			(225)
Realized impairment, net of tax			321
Net change in unrealized (losses) gains on available-for-sale securities	(2,690)	524	(1,744)
Held-to-maturity securities :
Accretion of held-to-maturity fair value adjustment from other comprehensive income to interest income		(56)	(97)
Income taxes		23	40
Net accretion of held-to-maturity fair value adjustment from other comprehensive income to interest income		(33)	(57)
Fair value adjustment for held to maturities securities transferred to available-for-sale		(167)
Income taxes		69
Fair value adjustment for held-to-maturity securities transferred to available-for-sale		(98)
Net change in fair value adjustment on held-to-maturity securities		(131)	(57)
Derivatives:
Unrealized losses arising during the period			(348)
Income taxes			143
Change in unrealized losses, net of tax			(205)
Reclassification adjustment for net losses on derivatives included in net income			2,721
Income taxes			(1,120)
Reclassification adjustment for net losses on derivatives included in net income, net of tax			1,601
Net change in unrealized losses on derivatives			1,396
Other comprehensive (loss) income	(2,690)	393	(405)
Comprehensive income – Bank of Commerce Holdings	$ 13,040	$ 7,737	$ 4,854

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2015	13,385,000
Balance at Dec. 31, 2015	$ 24,214	$ 66,562	$ (254)	$ 90,522
Net income		5,259		5,259
Other comprehensive income (loss), net of tax			(405)	(405)
Comprehensive income				4,854
Dividend on common stock		(1,603)		(1,603)
Restricted stock granted, net (in shares)	53,000
Restricted stock granted, net	$ 84			84
Stock options exercised (in shares)	2,000
Stock options exercised	$ 10			10
Compensation expense associated with stock options	24			24
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 215			215
Stock issued under employee plans
Balance (in shares) at Dec. 31, 2016	13,440,000
Balance at Dec. 31, 2016	$ 24,547	70,218	(659)	94,106
Net income		7,344		7,344
Other comprehensive income (loss), net of tax			393	393
Comprehensive income				7,737
Dividend on common stock		(1,862)		(1,862)
Restricted stock granted, net (in shares)	37,000
Restricted stock granted, net
Stock options exercised (in shares)	52,000			51,900
Stock options exercised	$ 245			$ 245
Compensation expense associated with stock options	23			23
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 196			196
Stock issued pursuant to public offering, net of underwriting discounts and expenses of $1.7 million (in shares)	2,738,000
Stock issued pursuant to public offering, net of underwriting discounts and expenses of $1.7 million	$ 26,778			26,778
Stock compensation grants (in shares)	5,000
Stock issued under employee plans	$ 41			$ 41
Balance (in shares) at Dec. 31, 2017	16,272,000			16,271,563
Balance at Dec. 31, 2017	$ 51,830	75,700	(266)	$ 127,264
Net income		15,730		15,730
Other comprehensive income (loss), net of tax			(2,690)	(2,690)
Comprehensive income				13,040
Dividend on common stock		(2,437)		(2,437)
Restricted stock granted, net (in shares)	20,000
Restricted stock granted, net
Stock options exercised (in shares)	37,000			37,100
Stock options exercised	$ 216			$ 216
Compensation expense associated with stock options	8			8
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 185			185
Stock compensation grants (in shares)	5,000
Stock issued under employee plans	$ 45			45
Reclassification of accumulated other comprehensive income due to tax rate change		52	(52)
Balance (in shares) at Dec. 31, 2018	16,334,000			16,333,502
Balance at Dec. 31, 2018	$ 52,284	$ 89,045	$ (3,008)	$ 138,321

Consolidated Statements of Sh_2

Consolidated Statements of Shareholders' Equity (Parentheticals) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Retained Earnings [Member]
Dividend on common stock (in dollars per share)	$ 0.15	$ 0.12	$ 0.12
Common Stock [Member]
Stock issued pursuant to public offering, issuance costs		$ 1.7
Dividend on common stock (in dollars per share)	$ 0.14	$ 0.12	$ 0.12

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Cash flows from operating activities:
Net income	$ 15,730	$ 7,344	$ 5,259
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses		950
Provision for depreciation and amortization	1,738	2,061	1,908
Amortization of core deposit intangible	221	221	185
Amortization of debt issuance costs	48	45	40
Compensation expense associated with stock options	8	23	24
Compensation expense associated with restricted stock	288	273	215
Tax benefits from vesting of restricted stock	(46)	(53)
Net gains on sale or call of securities	(44)	(137)	(244)
Other-than-temporary impairment on investment securities	0	0	546
Amortization of investment premiums and accretion of discounts, net	1,845	2,031	1,715
Accretion of held-to-maturity fair value adjustments		(56)	(97)
Loss on cancellation of interest rate swap			2,325
Write-down of other real estate owned		52	66
(Gain) loss on sale of other real estate owned	(73)	(368)	109
Increase in cash surrender value of life insurance	(512)	(548)	(613)
Life insurance death benefit		(502)
Increase (decrease) in deferred compensation and salary continuation plans	67	18	(19)
Increase in deferred loan fees and costs	(217)	(386)	(454)
Decrease in deferred income taxes	595	271	132
Deferred tax asset write-down		2,490	363
(Increase) decrease in other assets	(10)	863	118
Increase (decrease) in other liabilities	1,094	(961)	306
Net cash provided by operating activities	20,732	13,631	11,884
Cash flows from investing activities:
Proceeds from maturities and payments of available-for-sale securities	31,538	23,551	31,685
Proceeds from sale of available-for-sale securities	30,235	64,349	51,025
Purchases of available-for-sale securities	(57,616)	(150,888)	(104,134)
Proceeds from maturities and payments of held-to-maturity securities		1,098	4,963
Investment in Qualified Zone Academy Bonds		(1,000)	(2,000)
Investment in qualified affordable housing partnerships	(38)	(124)	(697)
Net purchase of Federal Home Loan Bank of San Francisco stock	(1,355)	(72)
Loan originations, net of principal repayments	(57,690)	(76,016)	(105,892)
Net (purchase of) repayment on purchased loans	(8,499)	(1,158)	18,666
Purchase of premises and equipment	(351)	(584)	(2,873)
Proceeds from the sale of other real estate owned	217	2,111	636
Proceeds from life insurance policy		2,249
Payments to derivative counterparties for the termination of interest rate swaps			(2,578)
Acquisition of branches, net of cash paid			142,411
Net cash (used) provided by investing activities	(63,559)	(136,484)	31,212
Cash flows from financing activities:
Net increase in demand deposits, money market accounts and savings accounts	65,857	124,201	84,722
Net decrease in certificates of deposit	(36,873)	(26,135)	(32,838)
Advances on term debt	230,160	30,260	55,000
Repayment of term debt	(233,761)	(32,080)	(131,172)
Proceeds from stock options exercised	216	245	10
Net proceeds from issuance of common stock		26,778
Cash paid for shares surrendered for tax-withholding purposes	(103)	(77)
Cash dividends paid on common stock	(2,274)	(1,776)	(1,603)
Net cash provided by (used in) financing activities	23,222	121,416	(25,881)
Net (decrease) increase cash and cash equivalents	(19,605)	(1,437)	17,215
Cash and cash equivalents at the beginning of year	66,970	68,407	51,192
Cash and cash equivalents at the end of year	47,365	66,970	68,407
Cash paid during the period for:
Income taxes	2,727	3,846	2,705
Interest	5,171	4,581	5,142
Supplemental disclosures of non cash investing activities:
Transfer of loans to other real estate owned	140	981	147
Changes in unrealized (loss) gain on investment securities available-for-sale	(3,818)	892	(2,964)
Changes in net deferred tax asset related to changes in unrealized loss (gain) on investment securities available-for-sale	1,128	(368)	1,220
Changes in accumulated other comprehensive (loss) income due to changes in unrealized (loss) gain on investment securities available-for-sale	(2,690)	524	(1,744)
Accretion of held-to-maturity fair value adjustment from other comprehensive income to interest income		(56)	(97)
Changes in deferred tax related to accretion of held-to-maturity investment securities		23
Changes in accumulated other comprehensive income (loss) due to accretion of held-to-maturity investment securities		(33)	(97)
Fair value adjustment for held to maturities securities transferred to available-for-sale		(167)
Changes in deferred tax related to transfer of held-to-maturity investment securities to available-for-sale		69
Net fair value adjustment for held-to-maturity securities transferred to available-for-sale		(98)
Changes in accumulated other comprehensive income (loss) related held-to-maturity investment securities		(131)	(97)
Reclassification of accumulated other comprehensive income due to tax rate change	52
Changes in unrealized loss on derivatives			(348)
Changes in net deferred tax asset related to changes in unrealized loss on derivatives			143
Changes in accumulated other comprehensive income (loss) due to changes in unrealized loss on derivatives			(205)
Reclassification of losses on derivatives			2,721
Changes in net deferred tax asset related to reclassification of losses on derivatives			(1,120)
Changes in accumulated other comprehensive income (loss) due to reclassification of losses on derivatives			1,601
Supplemental disclosures of non cash financing activities:
Vested and granted restricted stock issued under employee plans			84
Stock issued under employee plans	45	41
Transfer of investment securities from HTM to AFS		30,330
Cash dividend declared on common stock and payable after period-end	651	486	401
Transactions Related to Acquisition:
Assets acquired - fair value			155,230
Goodwill			665
Liabilities assumed - fair value			$ 149,239

Note 1 - The Business of the Co

Note 1 - The Business of the Company	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1. Bank of Commerce Holdings (“Company,” “Holding Company,” “we,” or “us”), is a corporation organized under the laws of California and a bank holding company (“BHC”) registered under the Bank Holding Company Act of 1956, three November 25, 1981 October 22, 1982. We operate ten one not On January 31, 2019, 97 $211.7 January 31, 2019. one one 23 Acquisition Notes to Consolidated Financial Statements

Note 2 - Summary of Significant

Note 2 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 2. Basis of Financial Statement Presentation The Consolidated Financial Statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) and with prevailing practices within the banking and securities industries. In preparing such financial statements, management is required to make certain estimates and judgments that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the balance sheet and the reported amounts of revenues and expenses for the reporting periods. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change relate to the valuation of investments and impairments of securities, the determination of the allowance for loan and lease losses (“ALLL”), income taxes, the valuation of other real estate owned (“OREO”), and fair value measurements. Certain amounts for prior periods have been reclassified to conform to the current financial statement presentation. The results of reclassifications are not no Principles of Consolidation The accompanying Consolidated Financial Statements include the accounts of the Holding Company and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. As of December 31, 2018 2017, one 2005 not 810, Consolidation 810” not Consolidated Balance Sheets Application of new accounting guidance ASU No. 2014 09 In May 2014, 2014 09, Revenue from Contracts with Customers (Topic 606 2014 09 2014 09 January 1, 2017. August 2015, 2015 14, Revenue from Contracts with Customers - Deferral of the Effective Date one 2014 09. 2016 08, Principal versus Agent Considerations 2016 10, Identifying Performance Obligations and Licensing 2016 12, Narrow-Scope Improvements and Practical Expedients 2016 20, Technical Corrections and Improvements to Topic 606 January 1, 2018, no no Under Topic 606, Our primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not 606. not 606, 606 All of our revenue from contracts with customers in the scope of ASC 606 606 ● Service Charges on Deposit accounts - We earn monthly account fees and transaction-based fees from our customers for services rendered on deposit accounts. Fees charged to deposit accounts on a monthly basis are recognized as the performance obligation is satisfied at the end of the service period. ● Transaction-based fees are based on specific services provided to our customer. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer. ● ATM and Point of Sale fees – We earn fees when debit cards we issued are used in transactions through card processing networks. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the cardholders’ account. The fees are recognized monthly. ● Fees on Payroll and benefit processing – We earn fees by processing payroll and benefit payments for our business customers. The performance obligation is satisfied and the fees are recognized as each transaction is processed charged to the customer account. ASU No. 2016 01 In January 2016, No. 2016 01, Financial Instruments – Overall (Subtopic 825 10 January 1, 2018. not 20 Fair Values ASU No. 2018 02 In February 2018, 2018 02, Income Statement – Reporting Comprehensive Income (Topic 220 not December 15, 2018, 2018 02 January 1, 2018 $52 Subsequent Events We have evaluated events and transactions subsequent to December 31, 2018 23 Acquisition Notes to Consolidated Financial Statements January 31, 2019. Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents include amounts due from correspondent banks including interest-bearing deposits in correspondent banks and the Federal Reserve Bank. Investment Securities Securities are classified as held-to-maturity if we have both the intent and ability to hold those securities to maturity regardless of changes in market conditions, liquidity needs or changes in general economic conditions. These securities are carried at cost adjusted for amortization of premium and accretion of discount, computed by the effective interest method over their contractual lives. Unrealized holding gains or losses are excluded from other comprehensive income (loss). Realized gains or losses, determined on the basis of the cost of specific securities sold or called, are included in earnings. Dividend and interest income are recognized when earned. Securities are classified as available-for-sale if we intend and have the ability to hold those securities for an indefinite period of time, but not Transfers of securities from available-for-sale to held-to-maturity are accounted for at fair value as of the date of the transfer. The difference between the fair value and the amortized cost at the date of transfer is considered a premium or discount and is accounted for accordingly. Any unrealized gain or loss at the date of the transfer is reported in other comprehensive income (loss), and is amortized over the estimated remaining life of the security as an adjustment of yield in a manner consistent with the amortization of any premium or discount, and will offset or mitigate the effect on interest income of the amortization of the premium or discount for that held-to-maturity security. Transfers of securities from held-to-maturity to available-for-sale to are accounted for at fair value at the date of the reclassification. Any remaining unamortized fair value adjustments are reclassified from other comprehensive income (loss) and the unrealized holding gain (loss) at the date of transfer is recorded in other comprehensive income net of tax. We review investment securities on an ongoing basis for the presence of other-than-temporary impairment or permanent impairment, taking into consideration current market conditions, fair value in relationship to cost, extent and nature of the change in fair value, issuer rating changes and trends, whether we intend to sell a security or if it is more likely than not may not not not not not not Loans Loans are stated at the principal amounts outstanding, net of deferred loan fees, deferred loan costs, and the ALLL. Interest on loans is accrued daily based on the principal outstanding. Loan origination and commitment fees and certain origination costs are deferred and the net amount is amortized or accreted over the contractual life of the loans as an adjustment of their yield. A loan is impaired when, based on current information and events, management believes it is probable that we will not not Our practice is to place an asset on nonaccrual status when one 1 90 2 3 90 90 90 not not Nonperforming loans are loans which may 90 Restructured loans are those loans where concessions in terms have been granted because of the borrower’s financial or legal difficulties. Interest is generally accrued on such loans in accordance with the new terms, after a period of sustained performance by the borrower. Purchased Loans Purchased loans are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an ALLL is not Allowance for Loan and Lease Losses The adequacy of the ALLL is monitored on a regular basis and is based on management’s evaluation of numerous factors. These factors include the quality of the current loan portfolio; the trend in the loan portfolio’s risk ratings; current economic conditions; loan concentrations; loan growth rates; past-due and non-performing trends; evaluation of specific loss estimates for all impaired loans; historical charge-off and recovery experience; and other pertinent information. We perform regular credit reviews of the loan portfolio to determine the credit quality of the portfolio and the adherence to underwriting standards. When loans are originated, they are assigned a risk rating that is reassessed periodically during the term of the loan through the credit review process. Our risk rating methodology assigns risk ratings ranging from 1 8, 8 We have divided the loan portfolio into sub-categories of similar type loans. Each category is assigned an historical loss factor and additional qualitative factors. The sub-categories are also further segmented by risk rating. Each risk rating is assigned an additional loss factor to account for the additional risk in those loans with higher risk levels. Regular credit reviews of the portfolio also identify loans that are considered potentially impaired. Potentially impaired loans are referred to the CCO who reviews and approves designated loans as impaired. A loan is considered impaired when, based on current information and events, we determine that it is probable that we will not We may may not 4% may As adjustments to the ALLL become necessary, they are reported in earnings in the periods in which they become known as a charge or credit to the provision for loan and lease losses. Loans, or portions thereof, deemed uncollectible are charged to the ALLL. Recoveries on loans previously charged-off, are added to the ALLL. We believe that the ALLL was adequate as of December 31, 2018. no not may 81% may Reserve for Unfunded Commitments A reserve for unfunded commitments is maintained at a level that, in our opinion, is adequate to absorb probable losses associated with our commitment to lend funds under existing agreements such as letters or lines of credit. We determine the adequacy of the reserve for unfunded commitments based upon the category of loan, current economic conditions, the risk characteristics of the various categories of commitments and other relevant factors. The reserve is based on estimates, and ultimate losses may These estimates are evaluated on a regular basis and, as adjustments become necessary, they are reported in earnings in the periods in which they become known. Draws on unfunded commitments that are considered uncollectible at the time funds are advanced are charged to the reserve for unfunded commitments. Provisions for unfunded commitment losses, and recoveries on loan and lease commitments previously charged off, are added to the reserve for unfunded commitments, which is included in the Other Liabilities Consolidated Balance Sheets. 15, Commitment s and Contingencies Notes to Consolidated Financial Statements Premises and Equipment Premises and equipment are recorded at cost. Depreciation for equipment is provided over the estimated useful lives of the related assets, generally three seven 39 other noninterest income other noninterest expense Consolidated Statements of Income Goodwill and Other Intangibles Intangible assets are comprised of goodwill and other intangibles acquired in business combinations. Goodwill and intangible assets with indefinite useful lives are not non-interest expense Consolidated Statements of Income Other Real Estate Owned Represents real estate of which we have taken control in partial or full satisfaction of loans. At the time of foreclosure, OREO is recorded at fair value less costs to sell, plus costs for improvements that prepare the property for sale, which becomes the property’s new basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the ALLL. After foreclosure, management periodically performs valuations and the property is carried at the lower of the cost or fair value less expected selling costs. Subsequent valuation adjustments are recognized under the line item other expenses Consolidated Statements of Income noninterest income noninterest expense Consolidated Statements of Income Income Taxes Income taxes reported in the Consolidated Financial Statements not In projecting future taxable income, management develops assumptions including the amount of future state and federal pre-tax operating income, the reversal of temporary differences and the implementation of feasible and prudent tax planning strategies. These assumptions require significant judgment about the forecasts of future taxable income and are consistent with the plans and estimates being used to manage the underlying business. We file consolidated federal and combined state income tax returns. We recognize the financial statement effect of a tax position when it is more likely than not, not may fifty not See Note 21, Income Taxes Notes to Consolidated Financial Statements Business Combinations We record acquisitions of businesses using the acquisition method of accounting. Under the acquisition method, assets acquired and liabilities assumed are recorded at their estimated fair values at the date of acquisition. Management utilizes various valuation techniques and third Derivative Financial Instruments and Hedging Activities Prior to March 2016, not, Consolidated Balance Sheets 19, Derivatives Notes to Consolidated Financial Statements At the inception of a hedging relationship, we designate each qualifying derivative financial instrument as either a hedge of the fair value of a specifically identified asset or liability (fair value hedge) or; as a hedge of the variability of cash flows to be received or paid related to a recognized asset or liability (cash flow hedge). We formally document all relationships between hedging instruments and hedged items and risk management objectives for undertaking various hedge transactions. Both at the hedge’s inception and on an ongoing basis, we formally assess whether the derivatives that are used in hedging relationships are highly effective in offsetting changes in fair values or cash flows of hedged items. Changes in the fair value of derivative financial instruments that are designated and qualify as fair value hedges along with the gain or loss on the hedged asset or liability attributable to the hedged risk, are recorded in the current period earnings. For qualifying cash flow hedges, the effective portion of the change in the fair value of the derivative financial instruments is recorded in accumulated other comprehensive income (loss), as a component of equity, and recognized in the Consolidated Statements of Income The hedge accounting treatment described herein is no no not Operating Segments Public enterprises are required to report certain information about their operating segments in a complete set of financial statements to shareholders. They are also required to report certain enterprise-wide information about their products and services, their activities in different geographic areas, and their reliance on major customers. The basis for determining operating segments is the manner in which management operates the business. As of December 31, 2018, one Share Based Payments We have one 2008 May 15, 2007 ( 2010 May 18, 2010. May 15, 2012. In accordance with FASB ASC 718, Stock Compensation, Consolidated Statements of Income The fair value of each option grant is estimated as of the grant date using the Black-Scholes option-pricing model using the following assumptions: ● Volatility represents the historical volatility in the Holding Company’s common stock price, for a period consistent with the expected life of the option. ● Risk free rate was derived from the U.S. Treasury rate at the time of the grant, which coincides with the expected life of the option. ● Expected dividend yield is based on dividend trends and the market value of the Holding Company’s common stock at the time of grant. ● Annual dividend rate is the ratio of the expected annual dividends to the Holding Company’s common stock price on the grant date. ● Assumed forfeiture rate based on expected forfeiture rates. ● Expected life is estimated based on the history of the Holding Company’s stock option holders and expectations regarding future forfeitures giving consideration to the contractual terms and vesting schedules, and represents the period of time that options granted are expected to be outstanding. The fair value of stock grants and restricted stock grants are estimated as of the grant date using the fair value of the Company’s stock at the date of the grant. Earnings per Share Earnings per share is an important measure of our performance for investors and other users of financial statements. Certain of our securities, such as stock options or restricted stock, permit the holders to become common shareholders or add to the number of shares of common stock already held. Because there is potential reduction, called dilution Basic earnings per share excludes dilution and is computed by dividing income by the weighted-average number of common shares outstanding for the period, excluding unvested restricted stock awards which do not not We present both basic and diluted earnings per share on the face of the Consolidated Statements of Income 24, Earnings Per Common Share Notes to Consolidated Financial Statements. Advertising Costs For the years ended December 31, 2018, 2017, 2016, $47 $61 $171 Fair Value Measurements FASB ASC 820, Fair Value Measurements and Disclosures, 820 three 1 2 1 2 3 may Recent Accounting Pronouncements ASU No. 2016 13 Description - In June 2016, No. 2016 13 , Financial Instruments – Credit Losses (Topic 326 Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. The ASU requires enhanced disclosures to help investors and other financial statement users to better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. In addition, the ASU amends the accounting guidance for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. Methods and timing of adoption – The amendment is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. December 15, 2018. Expected financial statement impact – We are currently evaluating the provisions of the ASU and have formed a committee for the purpose of developing a model that is compliant with the requirements under the ASU. The committee is also gathering pertinent data, consulting with outside professionals and evaluating our IT systems to create reasonable and supportable forecasts. The committee has determined that we do not first one not ASU No. 2016 02 Description - In February 2016, No. 2016 02, Leases (Topic 812 842 No. 6, not Methods and timing of adoption – For public companies, the amendments in this update are effective for fiscal years beginning after December 15, 2018, Expected financial statement impact – We have performed an analysis of our existing leases and expect to recognize a new lease asset and related lease liability of approximately $4.8

Note 3 - Restrictions On Cash a

Note 3 - Restrictions On Cash and Due From Banks	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Cash and Cash Equivalents Disclosure [Text Block]	NOTE 3. We have a Fed Funds line of credit with one $450 $450 December 31, 2018 December 31, 2017. The Bank is required by federal regulations to set aside specified amounts of cash as reserves against transaction and time deposits. The cash reserve required as of December 31, 2018 December 31, 2017 $1.4 $1.7

Note 4 - Securities

Note 4 - Securities	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 4. The following table presents the amortized costs, unrealized gains, unrealized losses and estimated fair values of our investment securities as of December 31, 2018, December 31, 2017. As of December 31, 2018 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Value Available-for-sale securities: U.S. government & agencies $ 40,215 $ 202 $ (330 ) $ 40,087 Obligations of state and political subdivisions 50,037 1,082 (589 ) 50,530 Residential mortgage-backed securities and collateralized mortgage obligations 142,355 129 (3,981 ) 138,503 Corporate securities 3,022 — (100 ) 2,922 Commercial mortgage-backed securities 25,446 17 (701 ) 24,762 Other asset-backed securities 123 1 — 124 Total $ 261,198 $ 1,431 $ (5,701 ) $ 256,928 As of December 31, 2017 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Value Available-for-sale securities: U.S. government & agencies $ 40,319 $ 196 $ (146 ) $ 40,369 Obligations of state and political subdivisions 77,412 1,910 (478 ) 78,844 Residential mortgage-backed securities and collateralized mortgage obligations 116,061 69 (1,538 ) 114,592 Corporate securities 5,079 18 (105 ) 4,992 Commercial mortgage-backed securities 26,995 24 (378 ) 26,641 Other asset-backed securities 1,529 4 (28 ) 1,505 Total $ 267,395 $ 2,221 $ (2,673 ) $ 266,943 During the fourth 2017, two not The following table presents the expected maturities of investment securities at December 31, 2018. Available-For-Sale (Amounts in thousands) Amortized Cost Fair Value Amounts maturing in: One year or less $ 54 $ 54 One year through five years 80,796 79,726 Five years through ten years 108,251 105,923 After ten years 72,097 71,225 Total $ 261,198 $ 256,928 The amortized cost and fair value of residential mortgage-backed securities, collateralized mortgage obligations and commercial mortgage securities are presented by their expected average life, rather than contractual maturity, because the underlying loans may At December 31, 2018 2017, $68.8 $62.6 The following table presents the cash proceeds from sales of investment securities and the associated gross realized gains and gross realized losses that have been included in earnings for the years ended December 31, 2018, 2017 2016. For Years Ended December 31, (Amounts in thousands) 2018 2017 2016 Proceeds from sales of investment securities $ 30,235 $ 64,349 $ 51,025 Gross realized gains on sales of investment securities: U.S. government & agencies $ — $ — $ 25 Obligations of state and political subdivisions 262 161 188 Residential mortgage-backed securities and collateralized mortgage obligations — 52 17 Corporate securities 1 79 105 Commercial mortgage-backed securities — 3 4 Other asset-backed securities — 20 13 Total gross realized gains on sales of investment securities 263 315 352 Gross realized losses on sales of investment securities U.S. government & agencies (43 ) — (13 ) Obligations of state and political subdivisions (71 ) (102 ) (3 ) Residential mortgage-backed securities and collateralized mortgage obligations (40 ) (56 ) (64 ) Corporate securities — (3 ) (27 ) Commercial mortgage-backed securities (19 ) (17 ) (1 ) Other asset-backed securities (46 ) — — Total gross realized losses on sales of investments securities (219 ) (178 ) (108 ) Gains on investment securities, net $ 44 $ 137 $ 244 Investment securities that were in an unrealized loss position as of December 31, 2018 December 31, 2017 As of December 31, 2018 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ 7,223 $ (39 ) $ 12,274 $ (291 ) $ 19,497 $ (330 ) Obligations of states and political subdivisions 5,545 (40 ) 16,320 (549 ) 21,865 (589 ) Residential mortgage-backed securities and collateralized mortgage obligations 21,791 (183 ) 93,038 (3,798 ) 114,829 (3,981 ) Corporate securities — — 2,922 (100 ) 2,922 (100 ) Commercial mortgage-backed securities 1,548 (7 ) 20,176 (694 ) 21,724 (701 ) Total temporarily impaired securities $ 36,107 $ (269 ) $ 144,730 $ (5,432 ) $ 180,837 $ (5,701 ) As of December 31, 2017 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ 18,140 $ (102 ) $ 2,131 $ (44 ) $ 20,271 $ (146 ) Obligations of states and political subdivisions 15,030 (255 ) 8,368 (223 ) 23,398 (478 ) Residential mortgage-backed securities and collateralized mortgage obligations 75,323 (827 ) 31,036 (711 ) 106,359 (1,538 ) Corporate securities — — 2,934 (105 ) 2,934 (105 ) Commercial mortgage-backed securities 11,162 (151 ) 10,026 (227 ) 21,188 (378 ) Other asset-backed securities 1,157 (28 ) — — 1,157 (28 ) Total temporarily impaired securities $ 120,812 $ (1,363 ) $ 54,495 $ (1,310 ) $ 175,307 $ (2,673 ) At December 31, 2018 December 31, 2017, 163 138, not A3/A not no not The following table presents the characteristics of our securities that are in unrealized loss positions at December 31, 2018 December 31, 2017. Characteristics of securities in unrealized loss positions at Available-for-sale securities: December 31, 2018 December 31, 2017 U.S. government & agencies Direct obligations of the U.S. Government or obligations guaranteed by U.S. Government agencies. Obligations of states and political subdivisions General obligation issuances or revenue securities secured by revenues from specific sources issued by municipalities and political subdivisions located within the U.S. Residential mortgage-backed securities and collateralized mortgage obligations Obligations of U.S. government sponsored entities or non-governmental entities collateralized by high quality mortgages on residential properties. Issuances by non-governmental entities usually include good credit enhancements. Of the residential mortgage-backed securities and collateralized mortgage obligations that we owned at December 31, 2018 December 31, 2017, 66% 56% Corporate securities Debt obligations generally issued or guaranteed by large U.S. corporate institutions. Commercial mortgage-backed securities Obligations of U.S. government sponsored entities or non-governmental entities collateralized by high quality mortgages on commercial properties. Issuances by non-governmental entities usually include good credit enhancements. Of the commercial mortgage-backed securities that we owned at December 31, 2018 December 31, 2017 90% Other asset-backed securities Obligations secured by high quality loans with good credit enhancements issued by non-governmental issuers. Other-Than-Temporary Impairment For the years ended December 31, 2018 2017, not one $546 December 31, 2016.

Note 5 - Loans

Note 5 - Loans	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and December 31, 2018 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 135,543 $ 135,543 $ — Commercial real estate: Real estate - construction and land development — — — — 22,563 22,563 — Real estate - commercial non-owner occupied 10,878 — 548 11,426 422,282 433,708 — Real estate - commercial owner occupied 688 — — 688 203,934 204,622 — Residential real estate: Real estate - residential - ITIN 184 279 259 722 36,724 37,446 — Real estate - residential - 1-4 family mortgage — — 185 185 34,181 34,366 — Real estate - residential - equity lines 90 — — 90 26,868 26,958 — Consumer and other 534 263 — 797 50,248 51,045 — Total $ 12,374 $ 542 $ 992 $ 13,908 $ 932,343 $ 946,251 $ — Greater Recorded (Amounts in thousands) 30-59 60-89 Than 90 Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and December 31, 2017 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 142,405 $ 142,405 $ — Commercial real estate: Real estate - construction and land development — — — — 15,902 15,902 — Real estate - commercial non-owner occupied — — — — 377,668 377,668 — Real estate - commercial owner occupied 142 — — 142 191,881 192,023 — Residential real estate: Real estate - residential - ITIN 555 122 462 1,139 40,049 41,188 — Real estate - residential - 1-4 family mortgage 290 173 — 463 29,914 30,377 — Real estate - residential - equity lines 141 — — 141 30,206 30,347 — Consumer and other 281 123 — 404 49,521 49,925 — Total $ 1,409 $ 418 $ 462 $ 2,289 $ 877,546 $ 879,835 $ — Nonaccrual Loans Nonaccrual loans, segregated by loan portfolio, were as follows as of December 31, 2018, December 31, 2017. As of (Amounts in thousands) December 31, Nonaccrual Loans 2018 2017 Commercial $ 959 $ 1,603 Commercial real estate: Real estate - commercial non-owner occupied 548 — Real estate - commercial owner occupied — 600 Residential real estate: Real estate - residential - ITIN 2,388 2,909 Real estate - residential - 1-4 family mortgage 185 606 Real estate - residential - equity lines 43 45 Consumer and other 23 36 Total $ 4,146 $ 5,799 Had nonaccrual loans performed in accordance with their contractual terms, we would have recognized additional interest income, net of tax, of approximately $166 $226 $353 December 31, 2018, 2017, 2016, Impaired Loans A loan is considered impaired when, based on current information and events, we determine it is probable that we will not December 31, 2018, December 31, 2017. As of December 31, 2018 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 51 $ 69 $ — Commercial real estate: Real estate - commercial non-owner occupied 548 548 — Residential real estate: Real estate - residential - ITIN 6,138 7,676 — Real estate - residential - 1-4 family mortgage 185 223 — Real estate - residential - equity lines 43 48 — Total with no related allowance recorded $ 6,965 $ 8,564 $ — With an allowance recorded: Commercial $ 2,132 $ 2,256 $ 748 Commercial real estate: Real estate - commercial non-owner occupied 795 795 209 Residential real estate: Real estate - residential - ITIN 734 772 91 Real estate - residential - equity lines 363 363 182 Consumer and other 23 23 7 Total with an allowance recorded $ 4,047 $ 4,209 $ 1,237 By loan portfolio: Commercial $ 2,183 $ 2,325 $ 748 Commercial real estate 1,343 1,343 209 Residential real estate 7,463 9,082 273 Consumer and other 23 23 7 Total impaired loans $ 11,012 $ 12,773 $ 1,237 As of December 31, 2017 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 672 $ 1,205 $ — Commercial real estate: Real estate - commercial owner-occupied 600 $ 665 — Residential real estate: Real estate - residential - ITIN 5,895 7,516 — Real estate - residential - 1-4 family mortgage 414 897 — Real estate - residential - equity lines 45 49 — Total with no related allowance recorded $ 7,626 $ 10,332 $ — With an allowance recorded: Commercial $ 2,482 $ 2,540 $ 690 Commercial real estate: Real estate - commercial non-owner occupied 803 803 77 Residential real estate: Real estate - residential - ITIN 1,628 1,678 199 Real estate - residential - 1-4 family mortgage 192 226 2 Real estate - residential - equity lines 380 380 190 Consumer and other 36 36 11 Total with an allowance recorded $ 5,521 $ 5,663 $ 1,169 By loan portfolio: Commercial $ 3,154 $ 3,745 $ 690 Commercial real estate 1,403 1,468 77 Residential real estate 8,554 10,746 391 Consumer and other 36 36 11 Total impaired loans $ 13,147 $ 15,995 $ 1,169 The following table summarizes average recorded investment and interest income recognized on impaired loans by loan portfolio for the years ended December 31, 2018, 2017 2016. 2018 2017 2016 Average Interest Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Investment Recognized Commercial $ 2,455 $ 78 $ 3,211 $ 46 $ 2,605 $ 23 Commercial real estate: Real estate - commercial non-owner occupied 890 46 1,548 46 2,013 47 Real estate - commercial owner- occupied — — 670 2 1,281 25 Residential real estate: Real estate - residential - ITIN 7,198 170 7,961 162 8,939 165 Real estate - residential - 1-4 family mortgage 218 — 1,019 — 1,788 — Real estate - residential - equity lines 415 20 1,104 19 1,535 26 Consumer and other 31 — 72 — 162 — Total $ 11,207 $ 314 $ 15,585 $ 275 $ 18,323 $ 286 The impaired loans on which these interest income amounts were recognized are primarily accruing troubled debt restructured loans. Loans are reported as troubled debt restructurings when we grant a concession(s) to a borrower experiencing financial difficulties that we would not not Troubled Debt Restructurings At December 31, 2018 December 31, 2017, $6.9 $7.3 For a restructured loan to be on accrual status, the loan’s collateral coverage must generally be greater than or equal to 100% December 31, 2018 2017, one $313 $33 As of December 31, 2018, $9.6 $10.9 December 31, 2017. December 31, 2018, 106 1.01% December 31, 2018, 1.24% December 31, 2017. The types of modifications offered can generally be described in the following categories: Rate Maturity Payment deferral Principal r eduction We do not December 31, 2018. December 31, 2017 2016 For The Year Ended December 31, 2017 Rate & (Amounts in thousands) Rate & Principal Payment Payment Troubled Debt Restructuring Modification Types Maturity Reduction Deferral Maturity Deferral Total Residential real estate: Real estate - residential - ITIN $ — $ — $ 60 $ — $ — $ 60 Total $ — $ — $ 60 $ — $ — $ 60 For The Year Ended December 31, 2016 Rate & (Amounts in thousands) Rate & Payment Principal Payment Troubled Debt Restructuring Modification Types Maturity Deferral Reduction Maturity Deferral Total Commercial $ 905 $ — $ — $ 1,120 $ — $ 2,025 Residential real estate: Real estate - residential - ITIN — — 81 — 197 278 Real estate - residential - 1-4 family mortgage 144 — — — — 144 Total $ 1,049 $ — $ 81 $ 1,120 $ 197 $ 2,447 For the years ended December 31, 2017, 2016, 2017 Pre-Modification Post-Modification (Amounts in thousands) Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings Contracts Investment Investment Residential real estate: Real estate - residential - ITIN 1 $ 81 $ 61 Total 1 $ 81 $ 61 2016 Pre-Modification Post-Modification (Amounts in thousands) Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings Contracts Investment Investment Commercial 4 $ 2,244 $ 2,266 Residential real estate: Real estate - residential - ITIN 3 372 342 Real estate - residential - 1-4 family mortgage 1 144 144 Total 8 $ 2,760 $ 2,752 There were no 12 months ended December 31, 2018, 2017 2016, twelve December 31, 2018, 2017 2016, Performing and Nonperforming Loans We define a performing loan as a loan where any installment of principal or interest is not 90 may 90 not Performing and nonperforming loans, segregated by loan portfolio, are as follows at December 31, 2018 2017. (Amounts in thousands) December 31, 2018 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 134,584 $ 959 $ 135,543 Commercial real estate: Real estate - construction and land development 22,563 — 22,563 Real estate - commercial non-owner occupied 433,160 548 433,708 Real estate - commercial owner occupied 204,622 — 204,622 Residential real estate: Real estate - residential - ITIN 35,058 2,388 37,446 Real estate - residential - 1-4 family mortgage 34,181 185 34,366 Real estate - residential - equity lines 26,915 43 26,958 Consumer and other 51,022 23 51,045 Total $ 942,105 $ 4,146 $ 946,251 (Amounts in thousands) December 31, 2017 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 140,802 $ 1,603 $ 142,405 Commercial real estate: Real estate - construction and land development 15,902 — 15,902 Real estate - commercial non-owner occupied 377,668 — 377,668 Real estate - commercial owner occupied 191,423 600 192,023 Residential real estate: Real estate - residential - ITIN 38,279 2,909 41,188 Real estate - residential - 1-4 family mortgage 29,771 606 30,377 Real estate - residential - equity lines 30,302 45 30,347 Consumer and other 49,889 36 49,925 Total $ 874,036 $ 5,799 $ 879,835 Credit Quality Ratings Management assigns a credit quality rating (risk grade) to each loan. The foundation or primary factor in determining the appropriate credit quality rating is the degree of a debtor’s willingness and ability to perform as agreed. In conjunction with evaluating the performing versus nonperforming nature of our loan portfolio, management evaluates the following credit risk and other relevant factors in determining the appropriate credit quality indicator (rating) for each loan portfolio: Pass Grade: no may ● Strong Cash Flows – borrower’s cash flows must meet or exceed our minimum debt service coverage ratio. ● Collateral Margin – generally, the borrower must have pledged an acceptable collateral class with an adequate collateral margin. ● Qualitative Factors – in addition to meeting our minimum cash flow and collateral requirements, a number of other qualitative factors are also factored into assigning a Pass Grade including the borrower’s level of leverage (debt to equity), prospects, history and experience in their industry, credit history, and any other relevant factors including a borrower’s character. Those borrowers who qualify for unsecured loans must fully demonstrate above average cash flows and strong secondary sources of repayment to mitigate the lack of unpledged collateral. Watch Grade: may one not ● The primary source of repayment may ● The primary source of repayment is adequate, but the secondary source of repayment is insufficient ● In-depth financial analysis would compare to the lower quartile in two ● Volatile or deteriorating collateral ● Management decisions may ● Delinquencies in bank credits or other financial/trade creditors ● Frequent overdrafts ● Significant change in management/ownership Special Mention Grade: may not not not ● Inadequate or incomplete loan documentation or perfection of collateral, or any other deviation from prudent lending practices ● Credit is structured in a manner in which the timing of the repayment source does not ● Current economic or market conditions exist which may ● Adverse trends in the borrower's operations or continued deterioration in the borrower’s financial condition that has not ● The borrower is less than cooperative or unable to produce current and adequate financial information Substandard Grade: not not may may not The following represents, but is not not ● Sustained or substantial deteriorating financial trends, ● Unresolved management problems, ● Collateral is insufficient to repay debt; collateral is not ● Improper perfection of lien position, which is not ● Unanticipated and severe decline in market values, ● High reliance on secondary source of repayment, ● Legal proceedings, such as bankruptcy or a divorce, which has substantially decreased the borrower’s capacity to repay the debt, ● Fraud committed by the borrower, ● IRS liens that take precedence, ● Forfeiture statutes for assets involved in criminal activities, ● Protracted repayment terms outside of policy that are for longer than the same type of credit in our portfolio, ● Any other relevant quantitative or qualitative factor that negatively affects the current net worth and paying capacity of the borrower or of the collateral pledged, if any. Doubtful Grade: one may may may not ● Proposed merger(s), ● Acquisition or liquidation procedures, ● Capital injection, ● Perfecting liens on additional collateral, ● Refinancing plans. Generally, a Doubtful Grade does not six six The following table summarizes loans by internal risk grades and by loan class as of December 31, 2018, December 31, 2017. December 31, 2018 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 118,643 $ 15,247 $ — $ 1,653 $ — $ 135,543 Commercial real estate: Real estate - construction and land development 22,539 24 — — — 22,563 Real estate - commercial non-owner occupied 409,157 21,698 — 2,853 — 433,708 Real estate - commercial owner occupied 179,154 14,075 — 11,393 — 204,622 Residential real estate: Real estate - residential - ITIN 31,805 — — 5,641 — 37,446 Real estate - residential - 1-4 family mortgage 33,388 793 — 185 — 34,366 Real estate - residential - equity lines 25,336 1,313 — 309 — 26,958 Consumer and other 51,016 — — 29 — 51,045 Total $ 871,038 $ 53,150 $ — $ 22,063 $ — $ 946,251 December 31, 2017 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 117,087 $ 22,213 $ 40 $ 3,065 $ — $ 142,405 Commercial real estate: Real estate - construction and land development 14,762 — 1,140 — — 15,902 Real estate - commercial non-owner occupied 364,230 9,160 2,900 1,378 — 377,668 Real estate - commercial owner occupied 171,005 15,198 3,907 1,913 — 192,023 Residential real estate: Real estate - residential - ITIN 34,923 — — 6,265 — 41,188 Real estate - residential - 1-4 family mortgage 28,981 791 — 605 — 30,377 Real estate - residential - equity lines 28,457 1,501 63 326 — 30,347 Consumer and other 49,887 — 2 36 — 49,925 Total $ 809,332 $ 48,863 $ 8,052 $ 13,588 $ — $ 879,835 The recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure was $245 December 31, 2018. Allowance for Loan and Lease Losses The following tables below summarize the ALLL by portfolio for the years ended December 31, 2018, 2017 2016. As of December 31, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 Charge-offs (132 ) — (226 ) (890 ) — (1,248 ) Recoveries 865 — 435 315 — 1,615 Provision (925 ) 602 (205 ) 496 32 — Ending balance $ 2,205 $ 7,116 $ 1,173 $ 1,356 $ 442 $ 12,292 As of December 31, 2017 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,747 $ 5,680 $ 1,716 $ 955 $ 446 $ 11,544 Charge-offs (51 ) — (483 ) (968 ) — (1,502 ) Recoveries 512 27 178 216 — 933 Provision (811 ) 807 (242 ) 1,232 (36 ) 950 Ending balance $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 As of December 31, 2016 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,493 $ 5,784 $ 1,577 $ 770 $ 556 $ 11,180 Charge-offs (1,106 ) (37 ) (829 ) (812 ) — (2,784 ) Recoveries 427 2,480 114 127 — 3,148 Provision 933 (2,547 ) 854 870 (110 ) — Ending balance $ 2,747 $ 5,680 $ 1,716 $ 955 $ 446 $ 11,544 The following tables summarize the ALLL and the recorded investment in loans and leases as of December 31, 2018, 2017 2016. As of December 31, 2018 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 748 $ 209 $ 273 $ 7 $ — $ 1,237 Collectively evaluated for impairment 1,457 6,907 900 1,349 442 11,055 Total 2,205 7,116 1,173 1,356 442 12,292 Gross loans: Individually evaluated for impairment $ 2,183 $ 1,343 $ 7,463 $ 23 $ — $ 11,012 Collectively evaluated for impairment 133,360 659,550 91,307 51,022 — 935,239 Total gross loans $ 135,543 $ 660,893 $ 98,770 $ 51,045 $ — $ 946,251 As of December 31, 2017 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 690 $ 77 $ 391 $ 11 $ — $ 1,169 Collectively evaluated for impairment 1,707 6,437 778 1,424 410 10,756 Total 2,397 6,514 1,169 1,435 410 11,925 Gross loans: Individually evaluated for impairment $ 3,154 $ 1,403 $ 8,554 $ 36 $ — $ 13,147 Collectively evaluated for impairment 139,251 584,190 93,358 49,889 — 866,688 Total gross loans $ 142,405 $ 585,593 $ 101,912 $ 49,925 $ — $ 879,835 As of December 31, 2016 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 641 $ 85 $ 721 $ 14 $ — $ 1,461 Collectively evaluated for impairment 2,106 5,595 995 941 446 10,083 Total 2,747 5,680 1,716 955 446 11,544 Gross loans: Individually evaluated for impairment $ 3,525 $ 3,125 $ 11,894 $ 250 $ — $ 18,794 Collectively evaluated for impairment 143,356 500,580 90,050 51,431 — 785,417 Total gross loans $ 146,881 $ 503,705 $ 101,944 $ 51,681 $ — $ 804,211 The ALLL totaled $12.3 1.30% December 31, 2018 $11.9 1.36% December 31, 2017. December 31, 2018 December 31, 2017, $235.8 $227.7 Other Liabilities Consolidated Balance Sheets December 31, 2018 2017 $695 The ALLL is based upon estimates of future loan and lease losses and is maintained at a level considered adequate to provide for probable losses inherent in the outstanding loan portfolio. Our ALLL methodology incorporates management’s current judgments, and reflects management’s estimate of future loan and lease losses and risks inherent in the loan portfolio in accordance with ASC Topic 450 Contingencies 310 Receivables. The allowance is increased by provisions charged to expense and reduced by net charge-offs. In periodic evaluations of the adequacy of the allowance balance, management considers past loan and lease loss experience by type of credit, known and inherent risks in the portfolio, adverse situations that may Management monitors delinquent loans continuously and identifies problem loans to be evaluated individually for impairment testing. For loans that are determined impaired, a formal impairment measurement is performed at least quarterly on a loan-by-loan basis. Our method for assessing the appropriateness of the allowance includes specific allowances for identified problem loans, an allowance factor for categories of credits and allowances for changing environmental factors (e.g., portfolio trends, concentration of credit, growth, economic factors). Allowances for identified problem loans are based on specific analysis of individual credits. Loss estimation factors for loan categories are based on analysis of local economic factors applicable to each loan category. Allowances for changing environmental factors are management’s best estimate of the probable impact these changes have had on the loan portfolio as a whole. We believe that the ALLL was adequate as of December 31, 2018. no not may As of December 31, 2018, 81% may may may Impaired loans are individually evaluated for impairment. If the measurement of each impaired loans’ value is less than the recorded investment in the loan, we recognize this impairment and adjust the carrying value of the loan to fair value through the ALLL. For collateral dependent loans, this can be accomplished by charging off the impaired portion of the loan based on the underlying value of the collateral. For non-collateral dependent loans, we establish a specific component within the ALLL based on the present value of the future cash flows. If we determine the sources of repayment will not The unallocated portion of the ALLL provides for coverage of credit losses inherent in the loan portfolio but not December 31, 2018, 4% 3% December 31, 2017. While the ALLL composition is an indication of specific amounts or loan categories in which future charge-offs may may We have lending policies and procedures in place with the objective of optimizing loan income within an accepted risk tolerance level. We review and approve these policies and procedures annually. Monitoring and reporting systems supplement the review process with regular frequency as related to loan production, loan quality, concentrations of credit, potential problem loans, loan delinquencies, and nonperforming loans. The following is a brief summary, by loan type, of management’s evaluation of the general risk characteristics and underwriting standards: Commercial Loans may may Most commercial loans are generally secured by the assets being financed and other business assets such as accounts receivable or inventory. Management may may may Commercial Real Estate (“CRE”) Loans The properties securing the CRE portfolio are diverse in terms of type and primary source of repayment. This diversity helps reduce our exposure to adverse economic events that affect any single industry. We monitor and evaluate CRE loans based on occupancy status (investor versus owner occupied), collateral, geography, and risk grade criteria. Generally, CRE loans are made to developers and builders that are secured by non-owner occupied properties require the borrower to have had an existing relationship with the Company and a proven record of success. Construction loans are underwritten utilizing feasibility studies, sensitivity analysis of absorption and lease rates, and financial analysis of the developers and property owners. Construction loans are generally based upon estimates of cost and value associated with the complete project (as-is value). These estimates may may Residential Real Estate Loans not We originate some single family residence construction loans. The loan amounts are no $1 12 may Consumer Loans – third not 80%, one We maintain an independent loan review program that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to the Board of Directors and Audit Committee. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as our policies and procedures. Management’s continuing evaluation of all known relevant quantitative and qualitative internal and external risk factors provides the foundation for the three 1 450, 450” 2 450 3 310, 310” three may not not no not may Our loan portfolio is evaluated by general loan class including commercial, commercial real estate (which includes construction and other real estate), residential real estate (which includes 1 4 450, General valuation allowances, as prescribed by ASC 450," id="sjs-B4">NOTE 5. Outstanding loan balances consist of the following at December 31, 2018, December 31, 2017. As of (Amounts in thousands) December 31, Loan Portfolio 2018 2017 Commercial $ 135,543 $ 142,405 Commercial real estate: Real estate – construction and land development 22,563 15,902 Real estate – commercial non-owner occupied 433,708 377,668 Real estate – commercial owner occupied 204,622 192,023 Residential real estate: Real estate – residential - Individual Tax Identification Number ("ITIN") 37,446 41,188 Real estate – residential - 1-4 family mortgage 34,366 30,377 Real estate – residential - equity lines 26,958 30,347 Consumer and other 51,045 49,925 Gross loans 946,251 879,835 Deferred fees and costs 1,927 1,710 Loans, net of deferred fees and costs 948,178 881,545 Allowance for loan and lease losses (12,292 ) (11,925 ) Net loans $ 935,886 $ 869,620 Certain loans are pledged as collateral with the Federal Home Loan Bank of San Francisco and the Federal Reserve Bank. Pledged loans totaled $436.1 $420.0 December 31, 2018 December 31, 2017, When we purchase loans they are typically purchased at a discount to enhance yield and compensate for credit risk. Gross loan balances in the table above include net purchase discounts of $2.5 $2.8 December 31, 2018, December 31, 2017, Past Due Loans Past due loans (gross), segregated by loan portfolio were as follows, as of December 31, 2018, December 31, 2017. Greater Recorded (Amounts in thousands) 30-59 60-89 Than 90 Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and December 31, 2018 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 135,543 $ 135,543 $ — Commercial real estate: Real estate - construction and land development — — — — 22,563 22,563 — Real estate - commercial non-owner occupied 10,878 — 548 11,426 422,282 433,708 — Real estate - commercial owner occupied 688 — — 688 203,934 204,622 — Residential real estate: Real estate - residential - ITIN 184 279 259 722 36,724 37,446 — Real estate - residential - 1-4 family mortgage — — 185 185 34,181 34,366 — Real estate - residential - equity lines 90 — — 90 26,868 26,958 — Consumer and other 534 263 — 797 50,248 51,045 — Total $ 12,374 $ 542 $ 992 $ 13,908 $ 932,343 $ 946,251 $ — Greater Recorded (Amounts in thousands) 30-59 60-89 Than 90 Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and December 31, 2017 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 142,405 $ 142,405 $ — Commercial real estate: Real estate - construction and land development — — — — 15,902 15,902 — Real estate - commercial non-owner occupied — — — — 377,668 377,668 — Real estate - commercial owner occupied 142 — — 142 191,881 192,023 — Residential real estate: Real estate - residential - ITIN 555 122 462 1,139 40,049 41,188 — Real estate - residential - 1-4 family mortgage 290 173 — 463 29,914 30,377 — Real estate - residential - equity lines 141 — — 141 30,206 30,347 — Consumer and other 281 123 — 404 49,521 49,925 — Total $ 1,409 $ 418 $ 462 $ 2,289 $ 877,546 $ 879,835 $ — Nonaccrual Loans Nonaccrual loans, segregated by loan portfolio, were as follows as of December 31, 2018, December 31, 2017. As of (Amounts in thousands) December 31, Nonaccrual Loans 2018 2017 Commercial $ 959 $ 1,603 Commercial real estate: Real estate - commercial non-owner occupied 548 — Real estate - commercial owner occupied — 600 Residential real estate: Real estate - residential - ITIN 2,388 2,909 Real estate - residential - 1-4 family mortgage 185 606 Real estate - residential - equity lines 43 45 Consumer and other 23 36 Total $ 4,146 $ 5,799 Had nonaccrual loans performed in accordance with their contractual terms, we would have recognized additional interest income, net of tax, of approximately $166 $226 $353 December 31, 2018, 2017, 2016, Impaired Loans A loan is considered impaired when, based on current information and events, we determine it is probable that we will not December 31, 2018, December 31, 2017. As of December 31, 2018 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 51 $ 69 $ — Commercial real estate: Real estate - commercial non-owner occupied 548 548 — Residential real estate: Real estate - residential - ITIN 6,138 7,676 — Real estate - residential - 1-4 family mortgage 185 223 — Real estate - residential - equity lines 43 48 — Total with no related allowance recorded $ 6,965 $ 8,564 $ — With an allowance recorded: Commercial $ 2,132 $ 2,256 $ 748 Commercial real estate: Real estate - commercial non-owner occupied 795 795 209 Residential real estate: Real estate - residential - ITIN 734 772 91 Real estate - residential - equity lines 363 363 182 Consumer and other 23 23 7 Total with an allowance recorded $ 4,047 $ 4,209 $ 1,237 By loan portfolio: Commercial $ 2,183 $ 2,325 $ 748 Commercial real estate 1,343 1,343 209 Residential real estate 7,463 9,082 273 Consumer and other 23 23 7 Total impaired loans $ 11,012 $ 12,773 $ 1,237 As of December 31, 2017 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 672 $ 1,205 $ — Commercial real estate: Real estate - commercial owner-occupied 600 $ 665 — Residential real estate: Real estate - residential - ITIN 5,895 7,516 — Real estate - residential - 1-4 family mortgage 414 897 — Real estate - residential - equity lines 45 49 — Total with no related allowance recorded $ 7,626 $ 10,332 $ — With an allowance recorded: Commercial $ 2,482 $ 2,540 $ 690 Commercial real estate: Real estate - commercial non-owner occupied 803 803 77 Residential real estate: Real estate - residential - ITIN 1,628 1,678 199 Real estate - residential - 1-4 family mortgage 192 226 2 Real estate - residential - equity lines 380 380 190 Consumer and other 36 36 11 Total with an allowance recorded $ 5,521 $ 5,663 $ 1,169 By loan portfolio: Commercial $ 3,154 $ 3,745 $ 690 Commercial real estate 1,403 1,468 77 Residential real estate 8,554 10,746 391 Consumer and other 36 36 11 Total impaired loans $ 13,147 $ 15,995 $ 1,169 The following table summarizes average recorded investment and interest income recognized on impaired loans by loan portfolio for the years ended December 31, 2018, 2017 2016. 2018 2017 2016 Average Interest Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Investment Recognized Commercial $ 2,455 $ 78 $ 3,211 $ 46 $ 2,605 $ 23 Commercial real estate: Real estate - commercial non-owner occupied 890 46 1,548 46 2,013 47 Real estate - commercial owner- occupied — — 670 2 1,281 25 Residential real estate: Real estate - residential - ITIN 7,198 170 7,961 162 8,939 165 Real estate - residential - 1-4 family mortgage 218 — 1,019 — 1,788 — Real estate - residential - equity lines 415 20 1,104 19 1,535 26 Consumer and other 31 — 72 — 162 — Total $ 11,207 $ 314 $ 15,585 $ 275 $ 18,323 $ 286 The impaired loans on which these interest income amounts were recognized are primarily accruing troubled debt restructured loans. Loans are reported as troubled debt restructurings when we grant a concession(s) to a borrower experiencing financial difficulties that we would not not Troubled Debt Restructurings At December 31, 2018 December 31, 2017, $6.9 $7.3 For a restructured loan to be on accrual status, the loan’s collateral coverage must generally be greater than or equal to 100% December 31, 2018 2017, one $313 $33 As of December 31, 2018, $9.6 $10.9 December 31, 2017. December 31, 2018, 106 1.01% December 31, 2018, 1.24% December 31, 2017. The types of modifications offered can generally be described in the following categories: Rate Maturity Payment deferral Principal r eduction We do not December 31, 2018. December 31, 2017 2016 For The Year Ended December 31, 2017 Rate & (Amounts in thousands) Rate & Principal Payment Payment Troubled Debt Restructuring Modification Types Maturity Reduction Deferral Maturity Deferral Total Residential real estate: Real estate - residential - ITIN $ — $ — $ 60 $ — $ — $ 60 Total $ — $ — $ 60 $ — $ — $ 60 For The Year Ended December 31, 2016 Rate & (Amounts in thousands) Rate & Payment Principal Payment Troubled Debt Restructuring Modification Types Maturity Deferral Reduction Maturity Deferral Total Commercial $ 905 $ — $ — $ 1,120 $ — $ 2,025 Residential real estate: Real estate - residential - ITIN — — 81 — 197 278 Real estate - residential - 1-4 family mortgage 144 — — — — 144 Total $ 1,049 $ — $ 81 $ 1,120 $ 197 $ 2,447 For the years ended December 31, 2017, 2016, 2017 Pre-Modification Post-Modification (Amounts in thousands) Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings Contracts Investment Investment Residential real estate: Real estate - residential - ITIN 1 $ 81 $ 61 Total 1 $ 81 $ 61 2016 Pre-Modification Post-Modification (Amounts in thousands) Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings Contracts Investment Investment Commercial 4 $ 2,244 $ 2,266 Residential real estate: Real estate - residential - ITIN 3 372 342 Real estate - residential - 1-4 family mortgage 1 144 144 Total 8 $ 2,760 $ 2,752 There were no 12 months ended December 31, 2018, 2017 2016, twelve December 31, 2018, 2017 2016, Performing and Nonperforming Loans We define a performing loan as a loan where any installment of principal or interest is not 90 may 90 not Performing and nonperforming loans, segregated by loan portfolio, are as follows at December 31, 2018 2017. (Amounts in thousands) December 31, 2018 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 134,584 $ 959 $ 135,543 Commercial real estate: Real estate - construction and land development 22,563 — 22,563 Real estate - commercial non-owner occupied 433,160 548 433,708 Real estate - commercial owner occupied 204,622 — 204,622 Residential real estate: Real estate - residential - ITIN 35,058 2,388 37,446 Real estate - residential - 1-4 family mortgage 34,181 185 34,366 Real estate - residential - equity lines 26,915 43 26,958 Consumer and other 51,022 23 51,045 Total $ 942,105 $ 4,146 $ 946,251 (Amounts in thousands) December 31, 2017 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 140,802 $ 1,603 $ 142,405 Commercial real estate: Real estate - construction and land development 15,902 — 15,902 Real estate - commercial non-owner occupied 377,668 — 377,668 Real estate - commercial owner occupied 191,423 600 192,023 Residential real estate: Real estate - residential - ITIN 38,279 2,909 41,188 Real estate - residential - 1-4 family mortgage 29,771 606 30,377 Real estate - residential - equity lines 30,302 45 30,347 Consumer and other 49,889 36 49,925 Total $ 874,036 $ 5,799 $ 879,835 Credit Quality Ratings Management assigns a credit quality rating (risk grade) to each loan. The foundation or primary factor in determining the appropriate credit quality rating is the degree of a debtor’s willingness and ability to perform as agreed. In conjunction with evaluating the performing versus nonperforming nature of our loan portfolio, management evaluates the following credit risk and other relevant factors in determining the appropriate credit quality indicator (rating) for each loan portfolio: Pass Grade: no may ● Strong Cash Flows – borrower’s cash flows must meet or exceed our minimum debt service coverage ratio. ● Collateral Margin – generally, the borrower must have pledged an acceptable collateral class with an adequate collateral margin. ● Qualitative Factors – in addition to meeting our minimum cash flow and collateral requirements, a number of other qualitative factors are also factored into assigning a Pass Grade including the borrower’s level of leverage (debt to equity), prospects, history and experience in their industry, credit history, and any other relevant factors including a borrower’s character. Those borrowers who qualify for unsecured loans must fully demonstrate above average cash flows and strong secondary sources of repayment to mitigate the lack of unpledged collateral. Watch Grade: may one not ● The primary source of repayment may ● The primary source of repayment is adequate, but the secondary source of repayment is insufficient ● In-depth financial analysis would compare to the lower quartile in two ● Volatile or deteriorating collateral ● Management decisions may ● Delinquencies in bank credits or other financial/trade creditors ● Frequent overdrafts ● Significant change in management/ownership Special Mention Grade: may not not not ● Inadequate or incomplete loan documentation or perfection of collateral, or any other deviation from prudent lending practices ● Credit is structured in a manner in which the timing of the repayment source does not ● Current economic or market conditions exist which may ● Adverse trends in the borrower's operations or continued deterioration in the borrower’s financial condition that has not ● The borrower is less than cooperative or unable to produce current and adequate financial information Substandard Grade: not not may may not The following represents, but is not not ● Sustained or substantial deteriorating financial trends, ● Unresolved management problems, ● Collateral is insufficient to repay debt; collateral is not ● Improper perfection of lien position, which is not ● Unanticipated and severe decline in market values, ● High reliance on secondary source of repayment, ● Legal proceedings, such as bankruptcy or a divorce, which has substantially decreased the borrower’s capacity to repay the debt, ● Fraud committed by the borrower, ● IRS liens that take precedence, ● Forfeiture statutes for assets involved in criminal activities, ● Protracted repayment terms outside of policy that are for longer than the same type of credit in our portfolio, ● Any other relevant quantitative or qualitative factor that negatively affects the current net worth and paying capacity of the borrower or of the collateral pledged, if any. Doubtful Grade: one may may may not ● Proposed merger(s), ● Acquisition or liquidation procedures, ● Capital injection, ● Perfecting liens on additional collateral, ● Refinancing plans. Generally, a Doubtful Grade does not six six The following table summarizes loans by internal risk grades and by loan class as of December 31, 2018, December 31, 2017. December 31, 2018 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 118,643 $ 15,247 $ — $ 1,653 $ — $ 135,543 Commercial real estate: Real estate - construction and land development 22,539 24 — — — 22,563 Real estate - commercial non-owner occupied 409,157 21,698 — 2,853 — 433,708 Real estate - commercial owner occupied 179,154 14,075 — 11,393 — 204,622 Residential real estate: Real estate - residential - ITIN 31,805 — — 5,641 — 37,446 Real estate - residential - 1-4 family mortgage 33,388 793 — 185 — 34,366 Real estate - residential - equity lines 25,336 1,313 — 309 — 26,958 Consumer and other 51,016 — — 29 — 51,045 Total $ 871,038 $ 53,150 $ — $ 22,063 $ — $ 946,251 December 31, 2017 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 117,087 $ 22,213 $ 40 $ 3,065 $ — $ 142,405 Commercial real estate: Real estate - construction and land development 14,762 — 1,140 — — 15,902 Real estate - commercial non-owner occupied 364,230 9,160 2,900 1,378 — 377,668 Real estate - commercial owner occupied 171,005 15,198 3,907 1,913 — 192,023 Residential real estate: Real estate - residential - ITIN 34,923 — — 6,265 — 41,188 Real estate - residential - 1-4 family mortgage 28,981 791 — 605 — 30,377 Real estate - residential - equity lines 28,457 1,501 63 326 — 30,347 Consumer and other 49,887 — 2 36 — 49,925 Total $ 809,332 $ 48,863 $ 8,052 $ 13,588 $ — $ 879,835 The recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure was $245 December 31, 2018. Allowance for Loan and Lease Losses The following tables below summarize the ALLL by portfolio for the years ended December 31, 2018, 2017 2016. As of December 31, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 Charge-offs (132 ) — (226 ) (890 ) — (1,248 ) Recoveries 865 — 435 315 — 1,615 Provision (925 ) 602 (205 ) 496 32 — Ending balance $ 2,205 $ 7,116 $ 1,173 $ 1,356 $ 442 $ 12,292 As of December 31, 2017 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,747 $ 5,680 $ 1,716 $ 955 $ 446 $ 11,544 Charge-offs (51 ) — (483 ) (968 ) — (1,502 ) Recoveries 512 27 178 216 — 933 Provision (811 ) 807 (242 ) 1,232 (36 ) 950 Ending balance $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 As of December 31, 2016 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,493 $ 5,784 $ 1,577 $ 770 $ 556 $ 11,180 Charge-offs (1,106 ) (37 ) (829 ) (812 ) — (2,784 ) Recoveries 427 2,480 114 127 — 3,148 Provision 933 (2,547 ) 854 870 (110 ) — Ending balance $ 2,747 $ 5,680 $ 1,716 $ 955 $ 446 $ 11,544 The following tables summarize the ALLL and the recorded investment in loans and leases as of December 31, 2018, 2017 2016. As of December 31, 2018 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 748 $ 209 $ 273 $ 7 $ — $ 1,237 Collectively evaluated for impairment 1,457 6,907 900 1,349 442 11,055 Total 2,205 7,116 1,173 1,356 442 12,292 Gross loans: Individually evaluated for impairment $ 2,183 $ 1,343 $ 7,463 $ 23 $ — $ 11,012 Collectively evaluated for impairment 133,360 659,550 91,307 51,022 — 935,239 Total gross loans $ 135,543 $ 660,893 $ 98,770 $ 51,045 $ — $ 946,251 As of December 31, 2017 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 690 $ 77 $ 391 $ 11 $ — $ 1,169 Collectively evaluated for impairment 1,707 6,437 778 1,424 410 10,756 Total 2,397 6,514 1,169 1,435 410 11,925 Gross loans: Individually evaluated for impairment $ 3,154 $ 1,403 $ 8,554 $ 36 $ — $ 13,147 Collectively evaluated for impairment 139,251 584,190 93,358 49,889 — 866,688 Total gross loans $ 142,405 $ 585,593 $ 101,912 $ 49,925 $ — $ 879,835 As of December 31, 2016 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 641 $ 85 $ 721 $ 14 $ — $ 1,461 Collectively evaluated for impairment 2,106 5,595 995 941 446 10,083 Total 2,747 5,680 1,716 955 446 11,544 Gross loans: Individually evaluated for impairment $ 3,525 $ 3,125 $ 11,894 $ 250 $ — $ 18,794 Collectively evaluated for impairment 143,356 500,580 90,050 51,431 — 785,417 Total gross loans $ 146,881 $ 503,705 $ 101,944 $ 51,681 $ — $ 804,211 The ALLL totaled $12.3 1.30% December 31, 2018 $11.9 1.36% December 31, 2017. December 31, 2018 December 31, 2017, $235.8 $227.7 Other Liabilities Consolidated Balance Sheets December 31, 2018 2017 $695 The ALLL is based upon estimates of future loan and lease losses and is maintained at a level considered adequate to provide for probable losses inherent in the outstanding loan portfolio. Our ALLL methodology incorporates management’s current judgments, and reflects management’s estimate of future loan and lease losses and risks inherent in the loan portfolio in accordance with ASC Topic 450 Contingencies 310 Receivables. The allowance is increased by provisions charged to expense and reduced by net charge-offs. In periodic evaluations of the adequacy of the allowance balance, management considers past loan and lease loss experience by type of credit, known and inherent risks in the portfolio, adverse situations that may Management monitors delinquent loans continuously and identifies problem loans to be evaluated individually for impairment testing. For loans that are determined impaired, a formal impairment measurement is performed at least quarterly on a loan-by-loan basis. Our method for assessing the appropriateness of the allowance includes specific allowances for identified problem loans, an allowance factor for categories of credits and allowances for changing environmental factors (e.g., portfolio trends, concentration of credit, growth, economic factors). Allowances for identified problem loans are based on specific analysis of individual credits. Loss estimation factors for loan categories are based on analysis of local economic factors applicable to each loan category. Allowances for changing environmental factors are management’s best estimate of the probable impact these changes have had on the loan portfolio as a whole. We believe that the ALLL was adequate as of December 31, 2018. no not may As of December 31, 2018, 81% may may may Impaired loans are individually evaluated for impairment. If the measurement of each impaired loans’ value is less than the recorded investment in the loan, we recognize this impairment and adjust the carrying value of the loan to fair value through the ALLL. For collateral dependent loans, this can be accomplished by charging off the impaired portion of the loan based on the underlying value of the collateral. For non-collateral dependent loans, we establish a specific component within the ALLL based on the present value of the future cash flows. If we determine the sources of repayment will not The unallocated portion of the ALLL provides for coverage of credit losses inherent in the loan portfolio but not December 31, 2018, 4% 3% December 31, 2017. While the ALLL composition is an indication of specific amounts or loan categories in which future charge-offs may may We have lending policies and procedures in place with the objective of optimizing loan income within an accepted risk tolerance level. We review and approve these policies and procedures annually. Monitoring and reporting systems supplement the review process with regular frequency as related to loan production, loan quality, concentrations of credit, potential problem loans, loan delinquencies, and nonperforming loans. The following is a brief summary, by loan type, of management’s evaluation of the general risk characteristics and underwriting standards: Commercial Loans may may Most commercial loans are generally secured by the assets being financed and other business assets such as accounts receivable or inventory. Management may may may Commercial Real Estate (“CRE”) Loans The properties securing the CRE portfolio are diverse in terms of type and primary source of repayment. This diversity helps reduce our exposure to adverse economic events that affect any single industry. We monitor and evaluate CRE loans based on occupancy status (investor versus owner occupied), collateral, geography, and risk grade criteria. Generally, CRE loans are made to developers and builders that are secured by non-owner occupied properties require the borrower to have had an existing relationship with the Company and a proven record of success. Construction loans are underwritten utilizing feasibility studies, sensitivity analysis of absorption and lease rates, and financial analysis of the developers and property owners. Construction loans are generally based upon estimates of cost and value associated with the complete project (as-is value). These estimates may may Residential Real Estate Loans not We originate some single family residence construction loans. The loan amounts are no $1 12 may Consumer Loans – third not 80%, one We maintain an independent loan review program that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to the Board of Directors and Audit Committee. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as our policies and procedures. Management’s continuing evaluation of all known relevant quantitative and qualitative internal and external risk factors provides the foundation for the three 1 450, 450” 2 450 3 310, 310” three may not not no not may Our loan portfolio is evaluated by general loan class including commercial, commercial real estate (which includes construction and other real estate), residential real estate (which includes 1 4 450, General valuation allowances, as prescribed by ASC 450,

Note 6 - Purchase of Financial

Note 6 - Purchase of Financial Assets	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Transfers and Servicing of Financial Assets [Text Block]	NOTE 6. During the second 2018 $50.0 third $50.0 Since inception through December 31, 2018, $137.3 $92.1 $45.2

Note 7 - Premises and Equipment

Note 7 - Premises and Equipment	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 7. The following table presents the major components of premises and equipment at December 31, 2018 2017. (Amounts in thousands) Premises and Equipment 2018 2017 Land $ 2,063 $ 2,063 Land improvements 241 241 Bank buildings 13,076 12,976 Furniture, fixtures and equipment 12,682 12,639 Software 1,624 1,634 Assets not yet placed in service 72 337 Total premises and equipment 29,758 29,890 Less: accumulated depreciation and amortization (16,639 ) (15,142 ) Premises and equipment, net $ 13,119 $ 14,748 We record depreciation expense on a straight-line basis for all depreciable assets. Depreciation expense totaled $1.7 $2.1 $1.9 December 31, 2018, 2017 2016, 15, Commitments and Contingencies Notes to Consolidated Financial Statements

Note 8 - Other Real Estate Owne

Note 8 - Other Real Estate Owned (OREO)	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Real Estate Owned [Text Block]	NOTE 8. OREO represents real estate to which we have taken legal title in partial or full satisfaction of loans and properties originally acquired for branch expansion but no noninterest expense Consolidated Statements of Income The following table presents the changes in OREO for the years ended December 31, 2018, 2017, 2016. (Amounts in thousands) Years Ended December 31, OREO 2018 2017 2016 Balance at beginning of year $ 35 $ 759 $ 1,423 Additions 140 1,071 189 Dispositions (144 ) (1,743 ) (745 ) Valuation adjustments — (52 ) (108 ) Total $ 31 $ 35 $ 759 For the year ended December 31, 2018, five $140 five $144 $73 December 31, 2018 one 1 4 $31

Note 9 - Intangible Assets

Note 9 - Intangible Assets	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Intangible Assets Disclosure [Text Block]	NOTE 9. INTANGIBLE ASSETS In March 2016, $1.8 $665 The core deposit intangible is being amortized on a straight-line basis over the estimated useful life of the deposits, which is eight no 15 As of December 31, 2018, (Amounts in thousands) December 31, Intangibles 2018 Gross carrying amount $ 1,804 Accumulated amortization (628 ) Core deposit intangible, net $ 1,176 The following table sets forth, as of December 31, 2018, (Amounts in thousands) For the year ended December 31, Amount 2019 $ 225 2020 225 2021 225 2022 225 2023 225 2024 and thereafter 51 Total $ 1,176 Goodwill is calculated as the amount of cash paid in excess of the fair value of the net assets acquired in the transaction. Goodwill is not No 2018 15

Note 10 - Other Assets

Note 10 - Other Assets	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Other Assets Disclosure [Text Block]	NOTE 1 0 . OTHER ASSETS Other assets consist of the following at December 31, 2018 2017. (Amounts in thousands) 2018 2017 Federal Home Loan Bank of San Francisco stock $ 5,892 $ 4,537 Qualified Zone Academy Bonds 4,740 4,740 Interest receivable 4,609 4,462 Investments in affordable housing partnerships 3,020 3,529 Prepaid expenses 1,075 1,132 Investment in CRA fund 1,036 1,011 Loan servicing receivables 625 643 SBA payments in process 411 179 Investment in Bank of Commerce Holdings Trust II 310 310 Other 767 129 Total $ 22,485 $ 20,672

Note 11 - Interest-bearing Depo

Note 11 - Interest-bearing Deposits	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 1 1 . INTEREST-BEARING DEPOSITS The following table presents the major types of interest-bearing deposits at December 31, 2018 2017. (Amounts in thousands) As of December 31, Interest-bearing deposits 2018 2017 Demand - interest-bearing $ 252,202 $ 260,221 Money market accounts 265,093 236,769 Savings accounts 114,840 110,837 Certificates of deposit, less than $250,000 96,510 130,681 Certificates of deposit, $250,000 and over 55,872 58,574 Total interest-bearing deposits $ 784,517 $ 797,082 The following table presents interest expense for the major types of interest-bearing deposits for the years ended December 31, 2018, 2017 2016. (Amounts in thousands) For the year ended December 31, Deposit Interest Expense 2018 2017 2016 Demand - interest-bearing $ 414 $ 274 $ 201 Money market accounts 646 470 322 Savings accounts 288 200 174 Certificates of deposit, less than $250,000 1,100 1,429 1,537 Certificates of deposit, $250,000 and over 810 759 642 Total interest-bearing deposits $ 3,258 $ 3,132 $ 2,876 The following table presents the scheduled maturities of all certificates of deposit as of December 31, 2018. (Amounts in thousands) Amounts due in: 2019 $ 83,928 2020 28,912 2021 26,419 2022 9,676 2023 3,422 Thereafter 25 Total certificates of deposit $ 152,382 The following table presents the scheduled maturities of certificates of deposit of $250 December 31, 2018. (Amounts in thousands) Amounts due in: Three months or less $ 9,144 Over three months through six months 5,405 Over six months through twelve months 5,583 Over twelve months 35,740 Total certificates of deposit of $250 thousand or more $ 55,872

Note 12 - Term Debt

Note 12 - Term Debt	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Long-term Debt [Text Block]	NOTE 12. Term debt at December 31, 2018 2017 (Amounts in thousands) 2018 2017 Senior debt $ 3,496 $ 7,096 Unamortized debt issuance costs (2 ) (6 ) Subordinated debt 10,000 10,000 Unamortized debt issuance costs (89 ) (132 ) Net term debt $ 13,405 $ 16,958 Future contractual maturities of term debt at December 31, 2018 (Amounts in thousands) 2019 2020 2021 2022 2023 Thereafter Total Senior debt $ 1,000 $ 2,496 $ — $ — $ — $ — $ 3,496 Subordinated debt — — — — — 10,000 10,000 Total future maturities $ 1,000 $ 2,496 $ — $ — $ — $ 10,000 $ 13,496 Federal Home Loan Bank of San Francisco Borrowings We have an available line of credit with the Federal Home Loan Bank of San Francisco of $395.5 The Bank had no December 31, 2018 December 31, 2017. December 31, 2018 December 31, 2017 $22.5 $302 December 31, 2018 December 31, 2017 $70.0 $10.0 As of December 31, 2018, $5.9 320 321. We have pledged $449.5 December 31, 2018, $30.9 Senior Debt In December 2015, $10.0 $83 January 1, 2016, December 10, 2020 $5.0 December 10, 2020. may three 400 December 2015, $15 Subordinated Debt In December 2015, $10.0 2025. 6.88% five three 526 December 2015, $210 five The Subordinated Debt is subordinate and junior in right of payment to the prior payment in full of all existing and future claims of creditors and depositors of the Holding Company and its subsidiaries, whether now outstanding or subsequently created. The Subordinated Debt ranks equally with all other unsecured subordinated debt, except any which by its terms is expressly stated to be subordinated to the Subordinated Debt. The Subordinated Debt ranks senior to all preferred stock and common stock of the Holding Company and all future junior subordinated debt obligations. The Subordinated Debt is recorded as term debt on the Holding Company’s balance sheet; however, for regulatory purposes, it is treated as Tier 2 The Subordinated Debt will mature on December 10, 2025 may five no Federal Funds We have entered into nonbinding federal funds line of credit agreements with three $35.0 December 31, 2018 2.64% 3.28%. may December 31, 2018 2017, no no Federal Reserve Bank We have an available line of credit with the Federal Reserve Bank totaling $17.3

Note 13 - Junior Subordinated D

Note 13 - Junior Subordinated Debentures	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Capital Requirements on Trust Assets [Text Block]	NOTE 1 3 . JUNIOR SUBORDINATED DEBENTURES The Company has one 2005 December 31, 2018 2017. Trust Name Issue Date Issued Amount Rate Effective Rate Maturity Date Redemption Date Bank of Commerce Holdings Trust II July 29, 2005 $ 10,310 Floating (2) (1) September 15, 2035 (3) ( 1 December 31, 2018 2017 4.37% 3.17%, ( 2 three 1.58% ( 3 March 15, June 15, September 15, December 15. The $10.3 December 31, 2018 2017, Consolidated Balance Sheets $310 Other Assets Consolidated Balance Sheets December 31, 2018 2017. 1 December 31, 2018 2017,

Note 14 - Other Liabilities

Note 14 - Other Liabilities	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Other Liabilities Disclosure [Text Block]	NOTE 1 4 . OTHER LIABILITIES Other liabilities consist of the following at December 31, 2018 2017. (Amounts in thousands) 2018 2017 Deferred compensation – directors fees $ 3,846 $ 3,823 Salary continuation 3,462 3,387 Severance payable 760 790 Accrued employee incentives 1,522 1,170 Reserve for unfunded commitments 695 695 Dividend payable on common stock 651 486 Delayed equity contributions - affordable housing tax credit partnerships 343 361 Deferred income 283 315 Other loan servicing liabilities 188 235 Other 1,602 895 Total $ 13,352 $ 12,157

Note 15 - Commitments and Conti

Note 15 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 1 5 . COMMITMENTS AND CONTINGENCIES Lease Commitments – nine one The following table sets forth rent expense and rent income for the years ended December 31, 2018 2017. December 31, (Amounts in thousands) 2018 2017 2016 Rent income (1) $ — $ 46 $ 78 Rent expense 922 841 707 Net rent expense $ 922 $ 795 $ 629 ( 1 The following table sets forth, as of December 31, 2018, (Amounts in thousands) Amounts due in: 2019 $ 866 2020 884 2021 899 2022 807 2023 335 Thereafter 1,032 Total $ 4,823 Financial Instruments with Off-Balance Sheet Risk Our consolidated financial statements do not Consolidated Balance Sheets The following table presents a summary of our commitments and contingent liabilities at December 31. (Amounts in thousands) 2018 2017 Commitments to extend credit $ 223,882 $ 217,714 Standby letters of credit 8,548 6,692 Affordable housing grants 3,338 3,338 Total commitments and contingent liabilities $ 235,768 $ 227,744 We were not December 31, 2018 2017. December 31, 2018, $8.4 one $118 Affordable Housing Grants In fulfilling our CRA responsibilities, we are a sponsor for various nonprofit organizations that receive cash grants from the Federal Home Loan Bank of San Francisco. Those grants require the nonprofit organization to comply with stipulated conditions of the grant over specified periods of time which typically vary from 10 15 not Reserve f or Unfunded Commitments The reserve for unfunded commitments, which is included in Other Liabilities Consolidated Balance Sheets $695 December 31, 2018 2017. Consolidated Statements of Income. Death Benefit Agreement The Company has entered into agreements with certain employees to pay a cash benefit to designated beneficiaries following the death of the employee. The payment will be made only if, at the time of death, the deceased employee was employed by the Bank and the Bank owned a life insurance policy on the employee’s life. Depending on specific facts and circumstances, the payment amount can vary up to a maximum of $225 may Legal Proceedings We are involved in various pending and threatened legal actions arising in the ordinary course of business and if necessary, we maintain reserves for losses from legal actions, which are both probable and estimable. In our opinion, the disposition of claims currently pending will not Concentrations of Credit Risk We grant many loans collateralized by real estate. In our judgment, a concentration exists in real estate related loans, which represented approximately 81% 77% December 31, 2018 December 31, 2017, Although we believe such concentrations have no We recognize the credit risks inherent in dealing with other depository institutions. Accordingly, to prevent excessive exposure to other depository institutions in aggregate or individually, we have established general standards for selecting correspondent banks as well as internal limits for allowable exposure to other depository institutions in aggregate or individually. In addition, we have an investment policy that sets forth limitations that apply to all investments with respect to credit rating and concentrations with an issuer.

Note 16 - Employee Benefits and

Note 16 - Employee Benefits and Retirement Plans	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	NOTE 16. Profit sharing plan – 1985, 401 402 100% first 3% 50% 2% $549 $494 $457 December 31, 2018, 2017 2016, No three Salary continuation plan April 2001, Benefits under the salary continuation plan differ by participating executive and include a benefit generally payable commencing upon a designated retirement date for a fixed period of ten The Company accrues for these future benefits from the effective date of the agreements until the executives’ expected final payment date. The amount of accrued benefits approximates the present value of the benefits expected to be provided at retirement. Compensation expense under the salary continuation plan totaled $532 $577 $551 December 31, 2018, 2017 2016, December 31, 2018, 2017, $3.5 $3.4 Directors deferred fee compensation – December 19, 2013, February 20, 2018, ( “2013 January 1, 1993 “1993 $500 The interest rate in the 2013 20 not two 2013 not No thirty 30 may not 120 Although deferrals under the 1993 1993 1993 3.00% 10%. may not 180 Deferred compensation expense recorded in other noninterest expense totaled $309 $292 $281 December 31, 2018, 2017, 2016, December 31, 2018, 2017, Other Liabilities Consolidated Balance Sheets $3.8

Note 17 - Shareholders' Equity

Note 17 - Shareholders' Equity and Stock Plans	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Stockholders' Equity Note Disclosure [Text Block]	NOTE 17. On January 31, 2019 1,834,142 $15.3 10% $85.3 $190.2 $107.4 January 31, 2019. 23 Acquisition Notes to Consolidated Financial Statements On May 10, 2017, 2,738,096 $10.50 $26.8 Stock Plans – 2008 May 15, 2007 ( 2010 May 18, 2010. May 15, 2012. may 422 1986, may not 100% may December 31, 2018, 152 We recognized $46 $216 December 31, 2018. $245 $10 December 31, 2017 2016, Stock Option Activity There were no three December 31, 2018. December 31, 2018, 2017 2016. Weighted Weighted Average Aggregate Average Number Exercise Intrinsic Remaining of Shares Price Value Contractual Term Options outstanding December 31, 2016 188,900 $ 5.08 $ 834,625 5.66 Exercised (51,900 ) $ 4.73 $ 245,450 4.42 Forfeited (2,500 ) $ 4.05 $ n/a n/a Options outstanding December 31, 2017 134,500 $ 5.24 $ 704,350 4.76 Exercised (37,100 ) $ 5.82 $ 215,685 2.96 Forfeited — $ — $ n/a n/a Options outstanding December 31, 2018 97,400 $ 5.02 $ 488,665 4.11 Exercisable at December 31, 2018 93,400 $ 4.98 $ 465,345 4.03 For the Years Ended December 31, (Amounts in thousands, except per share information) 2018 2017 2016 Stock option expense $ 8 $ 23 $ 24 At December 31, 2018 2017 2016 Unrecognized compensation costs related to non-vested stock option payments $ — $ 17 $ 29 Number of exercisable shares 93 119 157 Stock options vest at 20% two Restricted Stock Activity The following tables summarize information about unvested restricted shares and restricted shares granted for the years ended December 31, 2018, 2017 2016. Weighted Weighted Average Aggregate Average Number Grant Intrinsic Remaining of Shares Price Value Contractual Term Unvested restricted shares December 31, 2016 67,180 $ 5.84 $ 638,210 1.38 Granted 45,070 $ 10.35 $ 466,328 1.32 Vested (37,761 ) $ 5.79 $ 218,600 n/a Unvested restricted shares December 31, 2017 74,489 $ 8.60 $ 640,255 1.03 Granted 29,913 $ 11.50 $ 344,000 1.07 Vested (37,634 ) $ 7.53 $ 283,433 n/a Unvested restricted shares December 31, 2018 66,768 $ 10.50 $ 700,820 0.97 For the Years Ended December 31, (Amounts in thousands, except per share information) 2018 2017 2016 Restricted stock compensation expense $ 185 $ 196 $ 215 Restricted stock awards weighted average grant date fair value per share $ 11.50 $ 10.35 $ 5.74 At December 31, 2018 2017 2016 Unrecognized compensation costs related to non-vested restricted stock payments $ 470 $ 414 $ 205 Restricted shares vest over a three five no two Stock Grant Activity The following tables summarize information about shares granted as employee compensation for the years ended December 31, 2018 2017. Weighted Stock Average Grant Number Grant Compensation of Shares Price Expense Shares granted during the year ended December 31, 2018 4,653 $ 11.50 $ 53,510 Shares granted during the year ended December 31, 2017 4,868 $ 10.05 $ 48,923 Dividends Presented below is a summary of cash dividends paid to common shareholders, recorded as a reduction of retained earnings. The holders of unvested restricted stock awards are not December 19, 2018, $0.04 January 11, 2019 January 2, 2019. For the Years Ended December 31, (Amounts in thousands, except per share information) 2018 2017 2016 Cash dividends paid to common shareholders $ 2,274 $ 1,776 $ 1,603 Cash dividends paid per common share $ 0.14 $ 0.12 $ 0.12

Note 18 - Regulatory Capital

Note 18 - Regulatory Capital	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 18. The Holding Company and the Bank are subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that if undertaken, could have a direct material effect on our Consolidated Financial Statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of their assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. On July 2, 2013, January 1, 2015 1,” 1 1 4.5 2.5 2.5 2016 2019. The new capital rules required the Bank to meet the capital conservation buffer requirement by 2019 The capital amounts and the Bank’s prompt corrective action classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Prompt corrective action provisions are not December 31, 2018 The Crapo Bill, signed into law in May 2018, $10 8% 10%. November 21, 2018, 9%. As of December 31, 2018, no The Holding Company’s and the Bank’s actual capital amounts and ratios as of December 31, 2018 2017 Well Minimum Applicable Minimum Capital Capitalized Capital Capital Ratio plus Capital Capital Actual Requirement Requirement Conservation Conservation Buffer (Amounts in thousands) Amount Ratio Amount Ratio Amount Ratio Buffer Amount Ratio At December 31, 2018: Company Common equity tier 1 capital ratio $ 139,488 12.79 % n/a n/a $ 49,072 4.50 % 1.875 % $ 69,519 6.375 % Tier 1 capital ratio $ 149,488 13.71 % n/a n/a $ 65,429 6.00 % 1.875 % $ 85,876 7.875 % Total capital ratio $ 172,475 15.82 % n/a n/a $ 87,239 8.00 % 1.875 % $ 107,686 9.875 % Tier 1 leverage ratio $ 149,488 11.21 % n/a n/a $ 53,079 4.00 % n/a $ 53,079 4.000 % Bank Common equity tier 1 capital ratio $ 144,245 13.23 % $ 70,856 6.50 % $ 49,054 4.50 % 1.875 % $ 69,493 6.375 % Tier 1 capital ratio $ 144,245 13.23 % $ 87,207 8.00 % $ 65,405 6.00 % 1.875 % $ 85,844 7.875 % Total capital ratio $ 157,232 14.42 % $ 109,009 10.00 % $ 87,207 8.00 % 1.875 % $ 107,646 9.875 % Tier 1 leverage ratio $ 144,245 10.81 % $ 66,712 5.00 % $ 53,369 4.00 % n/a $ 53,369 4.000 % At December 31, 2017: Company Common equity tier 1 capital ratio $ 125,745 12.26 % n/a n/a $ 46,169 4.50 % 1.25 % $ 58,994 5.750 % Tier 1 capital ratio $ 135,745 13.23 % n/a n/a $ 61,559 6.00 % 1.25 % $ 74,384 7.250 % Total capital ratio $ 158,365 15.44 % n/a n/a $ 82,079 8.00 % 1.25 % $ 94,903 9.250 % Tier 1 leverage ratio $ 135,745 10.86 % n/a n/a $ 50,008 4.00 % n/a $ 50,008 4.000 % Bank Common equity tier 1 capital ratio $ 129,139 12.58 % $ 66,703 6.50 % $ 46,179 4.50 % 1.25 % $ 59,006 5.750 % Tier 1 capital ratio $ 129,139 12.58 % $ 82,096 8.00 % $ 61,572 6.00 % 1.25 % $ 74,399 7.250 % Total capital ratio $ 141,760 13.81 % $ 102,620 10.00 % $ 82,096 8.00 % 1.25 % $ 94,923 9.250 % Tier 1 leverage ratio $ 129,139 10.33 % $ 62,486 5.00 % $ 49,989 4.00 % n/a $ 49,989 4.000 % Our principal source of cash is dividends received from the Bank, which are subject to government regulation and limitations on the Bank’s ability to pay dividends. We also have trust preferred securities, senior debt and subordinated debt agreements with provisions that may

Note 19 - Derivatives

Note 19 - Derivatives	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 19. During March 2016, $75.0 $2.3 Other Liabilities Consolidated Balance Sheets For derivative financial instruments accounted for as hedging instruments, we formally designate and document, at inception, the financial instrument as a hedge of a specific underlying exposure, the risk management objective, and the manner in which the effectiveness of the hedge will be assessed. We formally assess both at inception and at each reporting period thereafter, whether the derivative financial instruments used in hedging transactions are effective in offsetting changes in cash flows of the related underlying exposures. Any ineffective portion of the changes in cash flow of the instruments is recognized immediately into earnings. ASC 815 10, Derivatives and Hedging 815” 815, No Classification of the gain or loss in the Consolidated Statements of Income 1 no 2 3 no no two The following table summarizes the losses recorded during the years ended December 31, 2016 Consolidated Statements of Income . (Amounts in thousands) Description Consolidated Statement of Operations 2016 Interest rate swap (1) Interest on term debt $ 396 Forward starting interest rate swap - terminated (2) Other noninterest expense 2,325 Total $ 2,721 ( 1 ( 2 The losses on all derivative instruments (active and forward starting interest rate swaps) designated as cash flow hedges recorded in accumulated other comprehensive loss and reclassified into earnings during the year ended December 31, 2016 $1.6

Note 20 - Fair Values

Note 20 - Fair Values	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 20. The following table presents estimated fair values of our financial instruments as of December 31, 2018 2017, not 820, not 825, not 2016 01 2 Summary of Significant Accounting Policies Notes to Consolidated Financial Statements (Amounts in thousands) Carrying Fair Value Measurements Using December 31, 2018 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 47,365 $ 47,365 $ — $ — Securities available-for-sale $ 256,928 $ — $ 256,928 $ — Net loans $ 935,886 $ — $ — $ 936,697 Federal Home Loan Bank of San Francisco stock $ 5,892 $ 5,892 $ — $ — Financial liabilities Deposits $ 1,131,716 $ — $ 1,129,795 $ — Term Debt $ 13,405 $ — $ 13,323 $ — Junior subordinated debenture $ 10,310 $ — $ 14,183 $ — (Amounts in thousands) Carrying Fair Value Measurements Using December 31, 2017 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 66,970 $ 66,970 $ — $ — Securities available-for-sale $ 266,943 $ — $ 266,943 $ — Net loans $ 869,620 $ — $ — $ 873,660 Federal Home Loan Bank of San Francisco stock $ 4,536 $ 4,536 $ — $ — Financial liabilities Deposits $ 1,102,732 $ — $ 1,101,523 $ — Term Debt $ 16,958 $ — $ 16,918 $ — Junior subordinated debenture $ 10,310 $ — $ 10,206 $ — Fair Value Hierarchy Level 1 Level 2 1 2 Level 3 Valuations are unobservable inputs for the asset or liability, and include situations where there is little, if any, market activity for the asset or liability. Valuation is generated from model-based techniques that use significant assumptions not In certain cases, the inputs used to measure fair value may We maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements. Our assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability. The following tables present information about our assets and liabilities measured at fair value on a recurring basis, and indicate the fair value hierarchy of the valuation techniques we utilized to determine such fair value, as of December 31, 2018 December 31, 2017. (Amounts in thousands) Fair Value at December 31, 2018 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities U.S. government and agencies $ 40,087 $ — $ 40,087 $ — Obligations of states and political subdivisions 50,530 — 50,530 — Residential mortgage-backed securities and collateralized mortgage obligations 138,503 — 138,503 — Corporate securities 2,922 — 2,922 — Commercial mortgage-backed securities 24,762 — 24,762 — Other investment securities 124 — 124 — Total assets measured at fair value $ 256,928 $ — $ 256,928 $ — (Amounts in thousands) Fair Value at December 31, 2017 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities U.S. government and agencies $ 40,369 $ — $ 40,369 $ — Obligations of states and political subdivisions 78,844 — 78,844 — Residential mortgage-backed securities and collateralized mortgage obligations 114,592 — 114,592 — Corporate securities 4,992 — 4,992 — Commercial mortgage-backed securities 26,641 — 26,641 — Other investment securities 1,505 — 1,505 — Total assets measured at fair value $ 266,943 $ — $ 266,943 $ — Recurring Items Debt Securities – may 2 Transfers Between Fair Value Hierarchy Levels Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstance that caused the transfer. There were no December 31, 2018 2017. Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis We may December 31, 2018 December 31, 2017 The amounts disclosed below present the fair values at the time the nonrecurring fair value measurements were made, and not (Amounts in thousands) Fair Value at December 31, 2018 Nonrecurring basis Total Level 1 Level 2 Level 3 Other real estate owned $ 31 $ — $ — $ 31 Total assets measured at fair value $ 31 $ — $ — $ 31 (Amounts in thousands) Fair Value at December 31, 2017 Nonrecurring basis Total Level 1 Level 2 Level 3 Collateral dependent impaired loans $ 60 $ — $ — $ 60 Other real estate owned 35 — — 35 Total assets measured at fair value $ 95 $ — $ — $ 95 The following table presents the losses resulting from nonrecurring fair value adjustments for the years ended December 31, 2018, 2017 2016 December 31, 2018, 2017, 2016. (Amounts in thousands) December 31, Fair value adjustments 2018 2017 2016 Collateral dependent impaired loans $ — $ 20 $ 1,183 Other real estate owned 21 38 77 Total $ 21 $ 58 $ 1,260 For the year ended December 31, 2018, one $52 $31 $21 The loan amounts above represent impaired, collateral dependent loans that have been adjusted to fair value during the respective reporting period. When we identify a collateral dependent loan as impaired, we measure the impairment using the current fair value of the collateral, less selling costs. Depending on the characteristics of a loan, the fair value of collateral is generally estimated by obtaining external appraisals. If we determine that the value of the impaired loan is less than the recorded investment in the loan, we recognize this impairment and adjust the carrying value of the loan to fair value through the ALLL. The OREO amount above represents impaired real estate that has been adjusted to fair value during the respective reporting period. The loss represents impairments on OREO for fair value adjustments based on the fair value of the real estate. The determination of fair value is based on recent appraisals of the foreclosed properties, which take into account recent sales prices adjusted for unobservable inputs, such as opinions provided by local real estate brokers and other real estate experts. OREO fair values are adjusted for estimated selling costs that are based off the adjusted fair value are 42% 3 Limitations Fair value estimates are made at a specific point in time, based on relevant market information and other information about the financial instrument. These estimates do not one no Fair value estimates are based on current on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not not

Note 21 - Income Taxes

Note 21 - Income Taxes	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 2 1 . INCOME TAXES The following table presents components of income tax expense included in the Consolidated Statements of Income three (Amounts in thousands) Current Deferred Total Year ended December 31, 2018: Federal $ 773 $ 292 $ 1,065 State 1,733 303 2,036 Affordable housing partnership amortization 528 — 528 $ 3,034 $ 595 $ 3,629 Year ended December 31, 2017: Federal $ 2,005 $ 2,837 $ 4,842 State 1,474 (76 ) 1,398 Affordable housing partnership amortization 688 — 688 $ 4,167 $ 2,761 $ 6,928 Year ended December 31, 2016: Federal $ 283 $ 409 $ 692 State 582 86 668 Affordable housing partnership amortization 598 — 598 Total $ 1,463 $ 495 $ 1,958 Our effective tax rate is calculated as our provision for income taxes divided by income before provision for income taxes. Income tax expense attributable to income before income taxes differed from the amounts computed by applying the U.S. federal income tax rate of 21% 2018 34% 2017 2016 The following table presents a reconciliation of income taxes computed at the federal statutory rate to the actual effective rate for the years ended December 31, 2018, 2017, 2016. 2018 2017 2016 Income tax at the federal statutory rate 21.0 % 34.0 % 34.0 % Deferred tax asset write-down — % 17.5 % 5.0 % State franchise tax, net of federal tax benefit 8.3 % 6.5 % 6.1 % Amortization of affordable housing credit partnerships 2.7 % 4.8 % 8.1 % Officer life insurance (0.6 %) (2.5 %) (2.9 %) Tax-exempt interest (1.8 %) (5.2 %) (10.9 %) Affordable housing credits and benefits (3.8 %) (5.7 %) (11.7 %) Accelerated depreciation - cost segregation study (2.5 %) — % — % Reversal of uncertain tax position (5.1 %) — % — % Other 0.5 % (0.8 %) (0.7 %) Effective Tax Rate 18.7 % 48.5 % 27.1 % The following table reflects the effects of temporary differences that give rise to the components of the net deferred tax asset as of December 31, 2018 2017. (Amounts in thousands) 2018 2017 Deferred tax assets: Allowance for loan and lease losses $ 3,634 $ 3,526 Deferred compensation plan and salary continuation plan 2,385 2,365 State franchise tax 474 291 Acquisition costs 274 274 Net unrealized loss on securities available-for-sale 1,262 134 Interest received on non-accrual loans 86 105 Other 403 484 Total deferred tax assets 8,518 7,179 Deferred tax liabilities: Deferred loan origination costs and fees (579 ) (619 ) Basis difference in fixed assets (874 ) — Other (26 ) (55 ) Total deferred tax liabilities (1,479 ) (674 ) Net deferred tax asset $ 7,039 $ 6,505 We are not not $8.5 $7.2 December 31, 2018 2017, We have investments in Qualified Zone Academy Bonds (“QZAB”) of $4.7 December 31, 2018 2017 Other Assets Consolidated Balance Sheets . $1.0 December 31, 2018 2017 Securities available-for-sale Consolidated Balance Sheets 2031, 2033 2046. For the years ended December 31, 2018 2017, $53 2020. See Note 22 Qualified Affordable Housing Partnership Investments Notes to Consolidated Financial Statements We have no December 31, 2018 $988 December 31, 2017. We file income tax returns in the U.S. federal jurisdiction, and the State of California. Income tax returns filed are subject to examination by the U.S. federal, state, and local income tax authorities. While no no 2015 2014 During 2018, 2017 2018 $484 In September 2016, 2011, 2012, 2013, 2014. 2011 2013 2011 2014. 2011 $988 2011 2014 2018 $988 The following table presents our uncertain tax position at December 31, 2018 2017. (Amounts in thousands) 2018 2017 Balance, beginning of period $ 988 $ 988 Tax positions resolved during the year (988 ) — Balance, end of period $ — $ 988

Note 22 - Qualified Affordable

Note 22 - Qualified Affordable Housing Partnership Investments	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Qualified Affordable Housing Project Investments [Text Block]	NOTE 2 2 . QUALIFIED AFFORDABLE HOUSING PARTNERSHIP INVESTMENTS Our investments in Qualified Affordable Housing Partnerships that generate Low Income Housing Tax Credits (“LIHTC”) and deductible operating losses totaled $3.0 December 31, 2018. Other Assets $343 Other Liabilities Consolidated Balance Sheets four 18 None 3% 5%. Consolidated Statements of Income The following table presents our original investment in LIHTC partnerships, the current recorded investment balance, and the unfunded liability balance of each investment at December 31, 2018 2017. December 31, 2018 2017. At December 31, 2018 For the year ended December 31, 2018 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,022 $ 28 $ 200 $ 179 $ 21 WNC Institutional Tax Credit Fund 38, L.P. 1,000 489 — 126 100 26 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,270 315 226 206 20 California Affordable Housing Fund 2,454 239 — 31 43 (12 ) Total $ 7,954 $ 3,020 $ 343 $ 583 $ 528 $ 55 At December 31, 2017 For the year ended December 31, 2017 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,182 $ 20 $ 227 $ 179 $ 48 WNC Institutional Tax Credit Fund 38, L.P. 1,000 589 — 131 108 23 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,476 341 252 237 15 California Affordable Housing Fund 2,454 282 — 171 164 7 Total $ 7,954 $ 3,529 $ 361 $ 781 $ 688 $ 93 The following table presents our generated tax credits and tax benefits from investments in qualified affordable housing partnerships for the years ended December 31, 2018, 2017 2016. For the Years Ended December 31, 2018 2017 2016 (Amounts in thousands) Generated Tax Benefits from Generated Tax Benefits from Generated Tax Benefits from Qualified Affordable Housing Partnerships Tax Credits Taxable Losses Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 170 $ 30 $ 176 $ 51 $ 184 $ 54 WNC Institutional Tax Credit Fund 38, L.P. 111 15 114 17 107 36 Merritt Community Capital Corporation Fund XV, L.P. 192 34 200 52 206 60 California Affordable Housing Fund 5 26 126 45 158 47 Total $ 478 $ 105 $ 616 $ 165 $ 655 $ 197 Our generated tax credits and benefits were partially offset by the amortization of the principal investment balances of $528 $688 $598 December 31, 2018, 2017 2016, The following table reflects the anticipated net income tax benefit at December 31, 2018, December 22, 2017. (Amounts in thousands) Qualified Affordable Housing Partnerships: Raymond James WNC Institutional Merritt Community California Total Anticipated income tax benefit, net less California Housing Tax Credit Capital Corporation Affordable Housing Income Tax amortization of investments Opportunities Fund II Fund 38, L.P. Fund XV, L.P Fund Benefit, Net 2019 $ 19 $ 17 $ 4 $ (14 ) $ 26 2020 19 17 4 (14 ) 26 2021 19 16 4 (14 ) 25 2022 19 14 3 (13 ) 23 2023 and thereafter 32 27 6 (31 ) 34 Total $ 108 $ 91 $ 21 $ (86 ) $ 134

Note 23 - Acquisition

Note 23 - Acquisition	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Mergers, Acquisitions and Dispositions Disclosures [Text Block]	NOTE 2 3 . ACQUISITION On January 31, 2019 97 $211.7 January 31, 2019. one one We paid $15.3 1,834,142 10% $85.3 $190.2 $107.4 January 31, 2019. The acquisition of Merchants constituted a business combination and has been accounted for using the acquisition method of accounting. The assets acquired and liabilities assumed, both tangible and intangible, were recorded at their fair values as of the acquisition date in accordance with ASC 805, third 368 The acquisition of Merchants constituted a business combination and has been accounted for using the acquisition method of accounting. The assets acquired and liabilities assumed, both tangible and intangible, were recorded at their fair values as of the acquisition date in accordance with ASC 805, third 368 The preliminary calculation of goodwill recorded during the first 2019 Preliminary As Recorded by Fair Value and Other Acquisition Merchants Related As Recorded by (Amounts in thousands) Holding Company Adjustments the Company Consideration paid: Cash $ 15,300 Stock 1,834,142 shares at $10.69 per share 19,607 Total consideration $ 34,907 Assets acquired: Cash and fed funds sold $ 12,425 $ — $ 12,425 Investment securities 107,931 (551 ) 107,380 Loans, gross 87,570 (2,292 ) 85,278 Allowance for loan and lease losses (1,286 ) 1,286 — Interest receivable 688 — 688 Premises and equipment, net 378 1,856 2,234 Deferred tax asset, net 1,374 (1,287 ) 87 Federal Home Loan Bank of San Francisco stock 1,454 — 1,454 Life insurance 755 — 755 Other assets 371 (10 ) 361 Core deposit intangible — 4,353 4,353 Total assets acquired $ 211,660 $ 3,355 $ 215,015 Liabilities assumed: Demand and savings deposits $ 152,213 $ — $ 152,213 Certificates of deposit 38,003 — 38,003 Total deposits 190,216 — 190,216 Other liabilities 916 15 931 Total liabilities assumed $ 191,132 $ 15 $ 191,147 Net identifiable assets acquired over liabilities assumed $ 20,528 $ 3,340 $ 23,868 Goodwill $ 11,039 Goodwill As a result of the Merchants acquisition, we have recorded a provisional amount of goodwill totaling $11.0 may 15 Goodwill reflects the expected value of Merchants reputation in the community, stable customer base and expected synergies created through the combined operations with our company. The following is a description of the methods used to determine the fair values of significant assets and liabilities whose fair values are different from their carrying amounts on Merchants' books at acquisition date presented above. Investment Securities Fair values for securities were obtained from an independent pricing service and are based on quoted market prices, where available. If quoted market prices were not not Loans We engaged a third no Premises and Equipment We engaged an independent licensed appraiser to determine the fair value of the acquired branch located in Sacramento. The fair value of tangible personal property was not Deferred Tax Assets The deferred income tax assets are recorded to reflect the differences in the carrying values of the acquired assets and liabilities for financial reporting purposes and the basis for federal income tax purposes at the company’s statutory federal and state income tax rate. The amounts recognized for deferred tax assets have been determined only provisionally, and will not 2018 2019 Core Deposit Intangible We recorded a core deposit intangible asset of $4.4 first 2019. eight No 2018. December 31, 2018, (Amounts in thousands) 2019 2020 2021 2022 2023 Thereafter Total Core deposit intangible amortization $ 499 $ 544 $ 544 $ 544 $ 544 $ 1678 $ 4,353 Pro Forma Results of Operations The following table presents pro forma information of the combined entity as if the acquisition occurred on January 1, 2016. not not Pro forma revenue and earnings (Amounts in thousands) 2018 2017 2016 Net interest income $ 52,948 $ 46,592 $ 41,287 Net income $ 16,313 (1) $ 8,069 $ 6,566 ( 1 2018 $1.3

Note 24 - Earnings Per Common S

Note 24 - Earnings Per Common Share	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2 4 . EARNINGS PER COMMON SHARE The following table presents a computation of basic and diluted earnings per share for the years ended December 31, 2018, 2017 2016. (Amounts in thousands, except per share information) Earnings Per Share 2018 2017 2016 Numerators: Net income $ 15,730 $ 7,344 $ 5,259 Denominators: Weighted average number of common shares outstanding - basic (1) 16,248 15,207 13,367 Effect of potentially dilutive common shares (2) 84 103 58 Weighted average number of common shares outstanding - diluted 16,332 15,310 13,425 Earnings per common share: Basic $ 0.97 $ 0.48 $ 0.39 Diluted $ 0.96 $ 0.48 $ 0.39 Anti-dilutive options not included in earnings per share calculation — — 45 Anti-dilutive restricted shares not included in diluted earnings per share calculation — 7 — ( 1 not ( 2 On January 31, 2019 $15.3 1,834,142 On May 10, 2017, $10.50 2,738,096 $26.8

Note 25 - Related Party Transac

Note 25 - Related Party Transactions	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 2 5 . RELATED PARTY TRANSACTIONS Some of the directors and executive officers (and their associated or affiliated companies) were customers of and had banking transactions with us in the ordinary course of our business and we expect to have such transactions in the future. All deposits, loans and commitments to fund loans included in such transactions were made in compliance with the applicable laws on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons of similar creditworthiness. The following table presents a summary of aggregate activity involving related party borrowers for the years ended December 31, 2018 2017. (Amounts in thousands) 2018 2017 Balance at beginning of year $ 13,230 $ 13,424 Advances on existing lines of credit 31,281 29,166 Principal repayments (34,150 ) (29,360 ) Reclassifications (1) (871 ) — Balance at end of year $ 9,490 $ 13,230 ( 1 no not At December 31, 2018 2017, $11.8 $6.7 December 31, 2018 2017, no December 31, 2018 2017 $9.9 $12.4 not

Note 26 - Parent Company Financ

Note 26 - Parent Company Financial Statements	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 2 6 . PARENT COMPANY FINANCIAL STATEMENTS Condensed Balance Sheets Year ended December 31, (Amounts in thousands) 2018 2017 Assets: Cash $ 19,425 $ 23,984 Investment in: Redding Bank of Commerce 143,078 130,658 Bank of Commerce Mortgage (64 ) (64 ) Bank of Commerce Holdings Trust II 310 310 Other assets 157 169 Total Assets $ 162,906 $ 155,057 Liabilities and shareholders' equity: Term debt: Senior debt, net $ 3,494 $ 7,090 Subordinated debt, net 9,911 9,868 Junior subordinated debentures 10,310 10,310 Other liabilities 870 525 Total liabilities 24,585 27,793 Shareholders’ equity 138,321 127,264 Total liabilities and shareholders’ equity $ 162,906 $ 155,057 Condensed Statements of Income Year Ended December 31, (Amounts in thousands) 2018 2017 2016 Income: Other income $ 12 $ 9 $ 7 Dividends from subsidiaries 4,000 2,200 4,200 Total income 4,012 2,209 4,207 Expenses: Management fees paid to subsidiaries 303 278 259 Interest expense 1,461 1,452 1,409 Noninterest expense 1,433 474 345 Total expenses 3,197 2,204 2,013 Income before income taxes and equity in undistributed net income of subsidiaries 815 5 2,194 Income tax expense 1 1 1 Income before equity in undistributed net income of subsidiaries 814 4 2,193 Equity in undistributed net income of subsidiaries 14,916 7,340 3,066 Net income $ 15,730 $ 7,344 $ 5,259 Condensed Statements of Cash Flows Year Ended December 31, (Amounts in thousands) 2018 2017 2016 Cash flows from operating activities: Net income $ 15,730 $ 7,344 $ 5,259 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiaries (14,916 ) (7,340 ) (3,066 ) Amortization of debt issuance costs 49 44 40 Provision for depreciation and amortization 22 6 — Decrease in other assets 69 32 6 Increase (decrease) in other liabilities 227 59 (137 ) Net cash provided by operating activities 1,181 145 2,102 Cash flows from investing activities: Purchases of premises and equipment (80 ) (82 ) — Net cash used by investing activities (80 ) (82 ) — Cash flows from financing activities: Repayment of term debt (3,602 ) (1,819 ) (1,001 ) Cash dividends paid on common stock (2,274 ) (1,776 ) (1,603 ) Proceeds from stock options exercised 216 245 10 Net proceeds from issuance of common stock — 26,778 — Net cash provided by (used in) financing activities (5,660 ) 23,428 (2,594 ) Net increase (decrease) in cash and cash equivalents (4,559 ) 23,491 (492 ) Cash and cash equivalents at the beginning of year 23,984 493 985 Cash and cash equivalents at the end of year $ 19,425 $ 23,984 $ 493 Supplemental disclosures of non cash financing activities: Stock issued under employee plans $ 45 $ 41 $ — Vested and granted restricted stock issued under employee plans $ — $ — $ 84

Note 27 - Quarterly Financial I

Note 27 - Quarterly Financial Information (Unaudited)	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Quarterly Financial Information [Text Block]	NOTE 2 7 . QUARTERLY FINANCIAL INFORMATION (UNAUDITED) The following tables present the summary of results for the eight December 31, 2018. 2018 March 31, June 30, September 30, December 31, Four (Amounts in thousands, except for share information) 2018 2018 2018 2018 Quarters Net interest income $ 11,345 $ 11,580 $ 12,127 $ 12,494 $ 47,546 Noninterest income 982 962 943 1,132 4,019 Noninterest expense 8,033 7,671 7,634 8,868 32,206 Income before provision for income tax 4,294 4,871 5,436 4,758 19,359 Provision for income tax 1,053 1,253 1,404 (81 ) 3,629 Income available to common shareholders $ 3,241 $ 3,618 $ 4,032 $ 4,839 $ 15,730 Earnings per share - basic $ 0.20 $ 0.22 $ 0.25 $ 0.30 $ 0.97 Weighted average shares - basic 16,225 16,245 16,252 16,265 16,248 Earnings per share - diluted $ 0.20 $ 0.22 $ 0.25 $ 0.30 $ 0.96 Weighted average shares - diluted 16,310 16,325 16,342 16,345 16,332 2017 March 31, June 30, September 30, December 31, Four (Amounts in thousands, except for share information) 2017 2017 2017 2017 Quarters Net interest income $ 9,734 $ 10,175 $ 10,584 $ 10,869 $ 41,362 Provision for loan and lease losses 200 300 — 450 950 Noninterest income 1,471 995 1,076 1,282 4,824 Noninterest expense 7,990 7,726 7,357 7,891 30,964 (Loss) income before provision for income tax 3,015 3,144 4,303 3,810 14,272 Provision for income tax 763 935 1,427 3,803 6,928 (Loss) income available to common shareholders $ 2,252 $ 2,209 $ 2,876 $ 7 $ 7,344 (Loss) earnings per share - basic $ 0.17 $ 0.15 $ 0.18 $ — $ 0.48 Weighted average shares - basic 13,416 15,014 16,191 16,195 15,207 (Loss) earnings per share - diluted $ 0.17 $ 0.15 $ 0.18 $ — $ 0.48 Weighted average shares - diluted 13,521 15,113 16,288 16,306 15,310

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2018
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Statement Presentation The Consolidated Financial Statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) and with prevailing practices within the banking and securities industries. In preparing such financial statements, management is required to make certain estimates and judgments that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the balance sheet and the reported amounts of revenues and expenses for the reporting periods. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change relate to the valuation of investments and impairments of securities, the determination of the allowance for loan and lease losses (“ALLL”), income taxes, the valuation of other real estate owned (“OREO”), and fair value measurements. Certain amounts for prior periods have been reclassified to conform to the current financial statement presentation. The results of reclassifications are not no
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The accompanying Consolidated Financial Statements include the accounts of the Holding Company and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. As of December 31, 2018 2017, one 2005 not 810, Consolidation 810” not Consolidated Balance Sheets
Adoption of New Accounting Pronouncement [Policy Text Block]	Application of new accounting guidance ASU No. 2014 09 In May 2014, 2014 09, Revenue from Contracts with Customers (Topic 606 2014 09 2014 09 January 1, 2017. August 2015, 2015 14, Revenue from Contracts with Customers - Deferral of the Effective Date one 2014 09. 2016 08, Principal versus Agent Considerations 2016 10, Identifying Performance Obligations and Licensing 2016 12, Narrow-Scope Improvements and Practical Expedients 2016 20, Technical Corrections and Improvements to Topic 606 January 1, 2018, no no Under Topic 606, Our primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not 606. not 606, 606 All of our revenue from contracts with customers in the scope of ASC 606 606 ● Service Charges on Deposit accounts - We earn monthly account fees and transaction-based fees from our customers for services rendered on deposit accounts. Fees charged to deposit accounts on a monthly basis are recognized as the performance obligation is satisfied at the end of the service period. ● Transaction-based fees are based on specific services provided to our customer. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer. ● ATM and Point of Sale fees – We earn fees when debit cards we issued are used in transactions through card processing networks. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the cardholders’ account. The fees are recognized monthly. ● Fees on Payroll and benefit processing – We earn fees by processing payroll and benefit payments for our business customers. The performance obligation is satisfied and the fees are recognized as each transaction is processed charged to the customer account. ASU No. 2016 01 In January 2016, No. 2016 01, Financial Instruments – Overall (Subtopic 825 10 January 1, 2018. not 20 Fair Values ASU No. 2018 02 In February 2018, 2018 02, Income Statement – Reporting Comprehensive Income (Topic 220 not December 15, 2018, 2018 02 January 1, 2018 $52
Subsequent Events, Policy [Policy Text Block]	Subsequent Events We have evaluated events and transactions subsequent to December 31, 2018 23 Acquisition Notes to Consolidated Financial Statements January 31, 2019.
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents include amounts due from correspondent banks including interest-bearing deposits in correspondent banks and the Federal Reserve Bank.
Investment, Policy [Policy Text Block]	Investment Securities Securities are classified as held-to-maturity if we have both the intent and ability to hold those securities to maturity regardless of changes in market conditions, liquidity needs or changes in general economic conditions. These securities are carried at cost adjusted for amortization of premium and accretion of discount, computed by the effective interest method over their contractual lives. Unrealized holding gains or losses are excluded from other comprehensive income (loss). Realized gains or losses, determined on the basis of the cost of specific securities sold or called, are included in earnings. Dividend and interest income are recognized when earned. Securities are classified as available-for-sale if we intend and have the ability to hold those securities for an indefinite period of time, but not Transfers of securities from available-for-sale to held-to-maturity are accounted for at fair value as of the date of the transfer. The difference between the fair value and the amortized cost at the date of transfer is considered a premium or discount and is accounted for accordingly. Any unrealized gain or loss at the date of the transfer is reported in other comprehensive income (loss), and is amortized over the estimated remaining life of the security as an adjustment of yield in a manner consistent with the amortization of any premium or discount, and will offset or mitigate the effect on interest income of the amortization of the premium or discount for that held-to-maturity security. Transfers of securities from held-to-maturity to available-for-sale to are accounted for at fair value at the date of the reclassification. Any remaining unamortized fair value adjustments are reclassified from other comprehensive income (loss) and the unrealized holding gain (loss) at the date of transfer is recorded in other comprehensive income net of tax. We review investment securities on an ongoing basis for the presence of other-than-temporary impairment or permanent impairment, taking into consideration current market conditions, fair value in relationship to cost, extent and nature of the change in fair value, issuer rating changes and trends, whether we intend to sell a security or if it is more likely than not may not not not not not not
Loan Commitments, Policy [Policy Text Block]	Loans Loans are stated at the principal amounts outstanding, net of deferred loan fees, deferred loan costs, and the ALLL. Interest on loans is accrued daily based on the principal outstanding. Loan origination and commitment fees and certain origination costs are deferred and the net amount is amortized or accreted over the contractual life of the loans as an adjustment of their yield. A loan is impaired when, based on current information and events, management believes it is probable that we will not not Our practice is to place an asset on nonaccrual status when one 1 90 2 3 90 90 90 not not Nonperforming loans are loans which may 90 Restructured loans are those loans where concessions in terms have been granted because of the borrower’s financial or legal difficulties. Interest is generally accrued on such loans in accordance with the new terms, after a period of sustained performance by the borrower.
Loans and Leases Receivable, Valuation, Policy 1 [Policy Text Block]	Purchased Loans Purchased loans are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an ALLL is not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan and Lease Losses The adequacy of the ALLL is monitored on a regular basis and is based on management’s evaluation of numerous factors. These factors include the quality of the current loan portfolio; the trend in the loan portfolio’s risk ratings; current economic conditions; loan concentrations; loan growth rates; past-due and non-performing trends; evaluation of specific loss estimates for all impaired loans; historical charge-off and recovery experience; and other pertinent information. We perform regular credit reviews of the loan portfolio to determine the credit quality of the portfolio and the adherence to underwriting standards. When loans are originated, they are assigned a risk rating that is reassessed periodically during the term of the loan through the credit review process. Our risk rating methodology assigns risk ratings ranging from 1 8, 8 We have divided the loan portfolio into sub-categories of similar type loans. Each category is assigned an historical loss factor and additional qualitative factors. The sub-categories are also further segmented by risk rating. Each risk rating is assigned an additional loss factor to account for the additional risk in those loans with higher risk levels. Regular credit reviews of the portfolio also identify loans that are considered potentially impaired. Potentially impaired loans are referred to the CCO who reviews and approves designated loans as impaired. A loan is considered impaired when, based on current information and events, we determine that it is probable that we will not We may may not 4% may As adjustments to the ALLL become necessary, they are reported in earnings in the periods in which they become known as a charge or credit to the provision for loan and lease losses. Loans, or portions thereof, deemed uncollectible are charged to the ALLL. Recoveries on loans previously charged-off, are added to the ALLL. We believe that the ALLL was adequate as of December 31, 2018. no not may 81% may
Reserve for Unfunded Commitments [Policy Text Block]	Reserve for Unfunded Commitments A reserve for unfunded commitments is maintained at a level that, in our opinion, is adequate to absorb probable losses associated with our commitment to lend funds under existing agreements such as letters or lines of credit. We determine the adequacy of the reserve for unfunded commitments based upon the category of loan, current economic conditions, the risk characteristics of the various categories of commitments and other relevant factors. The reserve is based on estimates, and ultimate losses may These estimates are evaluated on a regular basis and, as adjustments become necessary, they are reported in earnings in the periods in which they become known. Draws on unfunded commitments that are considered uncollectible at the time funds are advanced are charged to the reserve for unfunded commitments. Provisions for unfunded commitment losses, and recoveries on loan and lease commitments previously charged off, are added to the reserve for unfunded commitments, which is included in the Other Liabilities Consolidated Balance Sheets. 15, Commitment s and Contingencies Notes to Consolidated Financial Statements
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment Premises and equipment are recorded at cost. Depreciation for equipment is provided over the estimated useful lives of the related assets, generally three seven 39 other noninterest income other noninterest expense Consolidated Statements of Income
Goodwill and Intangible Assets, Intangible Assets, Policy [Policy Text Block]	Goodwill and Other Intangibles Intangible assets are comprised of goodwill and other intangibles acquired in business combinations. Goodwill and intangible assets with indefinite useful lives are not non-interest expense Consolidated Statements of Income
Other Real Estate Owned [Policy Text Block]	Other Real Estate Owned Represents real estate of which we have taken control in partial or full satisfaction of loans. At the time of foreclosure, OREO is recorded at fair value less costs to sell, plus costs for improvements that prepare the property for sale, which becomes the property’s new basis. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the ALLL. After foreclosure, management periodically performs valuations and the property is carried at the lower of the cost or fair value less expected selling costs. Subsequent valuation adjustments are recognized under the line item other expenses Consolidated Statements of Income noninterest income noninterest expense Consolidated Statements of Income
Income Tax, Policy [Policy Text Block]	Income Taxes Income taxes reported in the Consolidated Financial Statements not In projecting future taxable income, management develops assumptions including the amount of future state and federal pre-tax operating income, the reversal of temporary differences and the implementation of feasible and prudent tax planning strategies. These assumptions require significant judgment about the forecasts of future taxable income and are consistent with the plans and estimates being used to manage the underlying business. We file consolidated federal and combined state income tax returns. We recognize the financial statement effect of a tax position when it is more likely than not, not may fifty not 21, Income Taxes Notes to Consolidated Financial Statements
Business Combinations Policy [Policy Text Block]	Business Combinations We record acquisitions of businesses using the acquisition method of accounting. Under the acquisition method, assets acquired and liabilities assumed are recorded at their estimated fair values at the date of acquisition. Management utilizes various valuation techniques and third
Derivatives, Policy [Policy Text Block]	Derivative Financial Instruments and Hedging Activities Prior to March 2016, not, Consolidated Balance Sheets 19, Derivatives Notes to Consolidated Financial Statements At the inception of a hedging relationship, we designate each qualifying derivative financial instrument as either a hedge of the fair value of a specifically identified asset or liability (fair value hedge) or; as a hedge of the variability of cash flows to be received or paid related to a recognized asset or liability (cash flow hedge). We formally document all relationships between hedging instruments and hedged items and risk management objectives for undertaking various hedge transactions. Both at the hedge’s inception and on an ongoing basis, we formally assess whether the derivatives that are used in hedging relationships are highly effective in offsetting changes in fair values or cash flows of hedged items. Changes in the fair value of derivative financial instruments that are designated and qualify as fair value hedges along with the gain or loss on the hedged asset or liability attributable to the hedged risk, are recorded in the current period earnings. For qualifying cash flow hedges, the effective portion of the change in the fair value of the derivative financial instruments is recorded in accumulated other comprehensive income (loss), as a component of equity, and recognized in the Consolidated Statements of Income The hedge accounting treatment described herein is no no not
Segment Reporting, Policy [Policy Text Block]	Operating Segments Public enterprises are required to report certain information about their operating segments in a complete set of financial statements to shareholders. They are also required to report certain enterprise-wide information about their products and services, their activities in different geographic areas, and their reliance on major customers. The basis for determining operating segments is the manner in which management operates the business. As of December 31, 2018, one
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Share Based Payments We have one 2008 May 15, 2007 ( 2010 May 18, 2010. May 15, 2012. In accordance with FASB ASC 718, Stock Compensation, Consolidated Statements of Income The fair value of each option grant is estimated as of the grant date using the Black-Scholes option-pricing model using the following assumptions: ● Volatility represents the historical volatility in the Holding Company’s common stock price, for a period consistent with the expected life of the option. ● Risk free rate was derived from the U.S. Treasury rate at the time of the grant, which coincides with the expected life of the option. ● Expected dividend yield is based on dividend trends and the market value of the Holding Company’s common stock at the time of grant. ● Annual dividend rate is the ratio of the expected annual dividends to the Holding Company’s common stock price on the grant date. ● Assumed forfeiture rate based on expected forfeiture rates. ● Expected life is estimated based on the history of the Holding Company’s stock option holders and expectations regarding future forfeitures giving consideration to the contractual terms and vesting schedules, and represents the period of time that options granted are expected to be outstanding. ● We account for forfeitures as they occur. The fair value of stock grants and restricted stock grants are estimated as of the grant date using the fair value of the Company’s stock at the date of the grant.
Earnings Per Share, Policy [Policy Text Block]	Earnings per Share Earnings per share is an important measure of our performance for investors and other users of financial statements. Certain of our securities, such as stock options or restricted stock, permit the holders to become common shareholders or add to the number of shares of common stock already held. Because there is potential reduction, called dilution Basic earnings per share excludes dilution and is computed by dividing income by the weighted-average number of common shares outstanding for the period, excluding unvested restricted stock awards which do not not We present both basic and diluted earnings per share on the face of the Consolidated Statements of Income 24, Earnings Per Common Share Notes to Consolidated Financial Statements.
Advertising Costs, Policy [Policy Text Block]	Advertising Costs For the years ended December 31, 2018, 2017, 2016, $47 $61 $171
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value Measurements FASB ASC 820, Fair Value Measurements and Disclosures, 820 three 1 2 1 2 3 may
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements ASU No. 2016 13 Description - In June 2016, No. 2016 13 , Financial Instruments – Credit Losses (Topic 326 Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. The ASU requires enhanced disclosures to help investors and other financial statement users to better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. In addition, the ASU amends the accounting guidance for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. Methods and timing of adoption – The amendment is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. December 15, 2018. Expected financial statement impact – We are currently evaluating the provisions of the ASU and have formed a committee for the purpose of developing a model that is compliant with the requirements under the ASU. The committee is also gathering pertinent data, consulting with outside professionals and evaluating our IT systems to create reasonable and supportable forecasts. The committee has determined that we do not first one not ASU No. 2016 02 Description - In February 2016, No. 2016 02, Leases (Topic 812 842 No. 6, not Methods and timing of adoption – For public companies, the amendments in this update are effective for fiscal years beginning after December 15, 2018, Expected financial statement impact – We have performed an analysis of our existing leases and expect to recognize a new lease asset and related lease liability of approximately $4.8

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	As of December 31, 2018 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Value Available-for-sale securities: U.S. government & agencies $ 40,215 $ 202 $ (330 ) $ 40,087 Obligations of state and political subdivisions 50,037 1,082 (589 ) 50,530 Residential mortgage-backed securities and collateralized mortgage obligations 142,355 129 (3,981 ) 138,503 Corporate securities 3,022 — (100 ) 2,922 Commercial mortgage-backed securities 25,446 17 (701 ) 24,762 Other asset-backed securities 123 1 — 124 Total $ 261,198 $ 1,431 $ (5,701 ) $ 256,928 As of December 31, 2017 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Value Available-for-sale securities: U.S. government & agencies $ 40,319 $ 196 $ (146 ) $ 40,369 Obligations of state and political subdivisions 77,412 1,910 (478 ) 78,844 Residential mortgage-backed securities and collateralized mortgage obligations 116,061 69 (1,538 ) 114,592 Corporate securities 5,079 18 (105 ) 4,992 Commercial mortgage-backed securities 26,995 24 (378 ) 26,641 Other asset-backed securities 1,529 4 (28 ) 1,505 Total $ 267,395 $ 2,221 $ (2,673 ) $ 266,943
Amortized Cost and Estimated Fair Value Available for Sale Securities [Table Text Block]	Available-For-Sale (Amounts in thousands) Amortized Cost Fair Value Amounts maturing in: One year or less $ 54 $ 54 One year through five years 80,796 79,726 Five years through ten years 108,251 105,923 After ten years 72,097 71,225 Total $ 261,198 $ 256,928
Schedule of Realized Gain (Loss) [Table Text Block]	For Years Ended December 31, (Amounts in thousands) 2018 2017 2016 Proceeds from sales of investment securities $ 30,235 $ 64,349 $ 51,025 Gross realized gains on sales of investment securities: U.S. government & agencies $ — $ — $ 25 Obligations of state and political subdivisions 262 161 188 Residential mortgage-backed securities and collateralized mortgage obligations — 52 17 Corporate securities 1 79 105 Commercial mortgage-backed securities — 3 4 Other asset-backed securities — 20 13 Total gross realized gains on sales of investment securities 263 315 352 Gross realized losses on sales of investment securities U.S. government & agencies (43 ) — (13 ) Obligations of state and political subdivisions (71 ) (102 ) (3 ) Residential mortgage-backed securities and collateralized mortgage obligations (40 ) (56 ) (64 ) Corporate securities — (3 ) (27 ) Commercial mortgage-backed securities (19 ) (17 ) (1 ) Other asset-backed securities (46 ) — — Total gross realized losses on sales of investments securities (219 ) (178 ) (108 ) Gains on investment securities, net $ 44 $ 137 $ 244
Schedule of Unrealized Loss on Investments [Table Text Block]	As of December 31, 2018 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ 7,223 $ (39 ) $ 12,274 $ (291 ) $ 19,497 $ (330 ) Obligations of states and political subdivisions 5,545 (40 ) 16,320 (549 ) 21,865 (589 ) Residential mortgage-backed securities and collateralized mortgage obligations 21,791 (183 ) 93,038 (3,798 ) 114,829 (3,981 ) Corporate securities — — 2,922 (100 ) 2,922 (100 ) Commercial mortgage-backed securities 1,548 (7 ) 20,176 (694 ) 21,724 (701 ) Total temporarily impaired securities $ 36,107 $ (269 ) $ 144,730 $ (5,432 ) $ 180,837 $ (5,701 ) As of December 31, 2017 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ 18,140 $ (102 ) $ 2,131 $ (44 ) $ 20,271 $ (146 ) Obligations of states and political subdivisions 15,030 (255 ) 8,368 (223 ) 23,398 (478 ) Residential mortgage-backed securities and collateralized mortgage obligations 75,323 (827 ) 31,036 (711 ) 106,359 (1,538 ) Corporate securities — — 2,934 (105 ) 2,934 (105 ) Commercial mortgage-backed securities 11,162 (151 ) 10,026 (227 ) 21,188 (378 ) Other asset-backed securities 1,157 (28 ) — — 1,157 (28 ) Total temporarily impaired securities $ 120,812 $ (1,363 ) $ 54,495 $ (1,310 ) $ 175,307 $ (2,673 )

Note 5 - Loans (Tables)

Note 5 - Loans (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Outstanding Loan Balances [Table Text Block]	As of (Amounts in thousands) December 31, Loan Portfolio 2018 2017 Commercial $ 135,543 $ 142,405 Commercial real estate: Real estate – construction and land development 22,563 15,902 Real estate – commercial non-owner occupied 433,708 377,668 Real estate – commercial owner occupied 204,622 192,023 Residential real estate: Real estate – residential - Individual Tax Identification Number ("ITIN") 37,446 41,188 Real estate – residential - 1-4 family mortgage 34,366 30,377 Real estate – residential - equity lines 26,958 30,347 Consumer and other 51,045 49,925 Gross loans 946,251 879,835 Deferred fees and costs 1,927 1,710 Loans, net of deferred fees and costs 948,178 881,545 Allowance for loan and lease losses (12,292 ) (11,925 ) Net loans $ 935,886 $ 869,620
Past Due Financing Receivables [Table Text Block]	Greater Recorded (Amounts in thousands) 30-59 60-89 Than 90 Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and December 31, 2018 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 135,543 $ 135,543 $ — Commercial real estate: Real estate - construction and land development — — — — 22,563 22,563 — Real estate - commercial non-owner occupied 10,878 — 548 11,426 422,282 433,708 — Real estate - commercial owner occupied 688 — — 688 203,934 204,622 — Residential real estate: Real estate - residential - ITIN 184 279 259 722 36,724 37,446 — Real estate - residential - 1-4 family mortgage — — 185 185 34,181 34,366 — Real estate - residential - equity lines 90 — — 90 26,868 26,958 — Consumer and other 534 263 — 797 50,248 51,045 — Total $ 12,374 $ 542 $ 992 $ 13,908 $ 932,343 $ 946,251 $ — Greater Recorded (Amounts in thousands) 30-59 60-89 Than 90 Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and December 31, 2017 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 142,405 $ 142,405 $ — Commercial real estate: Real estate - construction and land development — — — — 15,902 15,902 — Real estate - commercial non-owner occupied — — — — 377,668 377,668 — Real estate - commercial owner occupied 142 — — 142 191,881 192,023 — Residential real estate: Real estate - residential - ITIN 555 122 462 1,139 40,049 41,188 — Real estate - residential - 1-4 family mortgage 290 173 — 463 29,914 30,377 — Real estate - residential - equity lines 141 — — 141 30,206 30,347 — Consumer and other 281 123 — 404 49,521 49,925 — Total $ 1,409 $ 418 $ 462 $ 2,289 $ 877,546 $ 879,835 $ —
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent 1 [Table Text Block]	As of (Amounts in thousands) December 31, Nonaccrual Loans 2018 2017 Commercial $ 959 $ 1,603 Commercial real estate: Real estate - commercial non-owner occupied 548 — Real estate - commercial owner occupied — 600 Residential real estate: Real estate - residential - ITIN 2,388 2,909 Real estate - residential - 1-4 family mortgage 185 606 Real estate - residential - equity lines 43 45 Consumer and other 23 36 Total $ 4,146 $ 5,799
Impaired Financing Receivables [Table Text Block]	As of December 31, 2018 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 51 $ 69 $ — Commercial real estate: Real estate - commercial non-owner occupied 548 548 — Residential real estate: Real estate - residential - ITIN 6,138 7,676 — Real estate - residential - 1-4 family mortgage 185 223 — Real estate - residential - equity lines 43 48 — Total with no related allowance recorded $ 6,965 $ 8,564 $ — With an allowance recorded: Commercial $ 2,132 $ 2,256 $ 748 Commercial real estate: Real estate - commercial non-owner occupied 795 795 209 Residential real estate: Real estate - residential - ITIN 734 772 91 Real estate - residential - equity lines 363 363 182 Consumer and other 23 23 7 Total with an allowance recorded $ 4,047 $ 4,209 $ 1,237 By loan portfolio: Commercial $ 2,183 $ 2,325 $ 748 Commercial real estate 1,343 1,343 209 Residential real estate 7,463 9,082 273 Consumer and other 23 23 7 Total impaired loans $ 11,012 $ 12,773 $ 1,237 As of December 31, 2017 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 672 $ 1,205 $ — Commercial real estate: Real estate - commercial owner-occupied 600 $ 665 — Residential real estate: Real estate - residential - ITIN 5,895 7,516 — Real estate - residential - 1-4 family mortgage 414 897 — Real estate - residential - equity lines 45 49 — Total with no related allowance recorded $ 7,626 $ 10,332 $ — With an allowance recorded: Commercial $ 2,482 $ 2,540 $ 690 Commercial real estate: Real estate - commercial non-owner occupied 803 803 77 Residential real estate: Real estate - residential - ITIN 1,628 1,678 199 Real estate - residential - 1-4 family mortgage 192 226 2 Real estate - residential - equity lines 380 380 190 Consumer and other 36 36 11 Total with an allowance recorded $ 5,521 $ 5,663 $ 1,169 By loan portfolio: Commercial $ 3,154 $ 3,745 $ 690 Commercial real estate 1,403 1,468 77 Residential real estate 8,554 10,746 391 Consumer and other 36 36 11 Total impaired loans $ 13,147 $ 15,995 $ 1,169
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]	2018 2017 2016 Average Interest Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Investment Recognized Commercial $ 2,455 $ 78 $ 3,211 $ 46 $ 2,605 $ 23 Commercial real estate: Real estate - commercial non-owner occupied 890 46 1,548 46 2,013 47 Real estate - commercial owner- occupied — — 670 2 1,281 25 Residential real estate: Real estate - residential - ITIN 7,198 170 7,961 162 8,939 165 Real estate - residential - 1-4 family mortgage 218 — 1,019 — 1,788 — Real estate - residential - equity lines 415 20 1,104 19 1,535 26 Consumer and other 31 — 72 — 162 — Total $ 11,207 $ 314 $ 15,585 $ 275 $ 18,323 $ 286
Newly Restructured Loans [Table Text Block]	For The Year Ended December 31, 2017 Rate & (Amounts in thousands) Rate & Principal Payment Payment Troubled Debt Restructuring Modification Types Maturity Reduction Deferral Maturity Deferral Total Residential real estate: Real estate - residential - ITIN $ — $ — $ 60 $ — $ — $ 60 Total $ — $ — $ 60 $ — $ — $ 60 For The Year Ended December 31, 2016 Rate & (Amounts in thousands) Rate & Payment Principal Payment Troubled Debt Restructuring Modification Types Maturity Deferral Reduction Maturity Deferral Total Commercial $ 905 $ — $ — $ 1,120 $ — $ 2,025 Residential real estate: Real estate - residential - ITIN — — 81 — 197 278 Real estate - residential - 1-4 family mortgage 144 — — — — 144 Total $ 1,049 $ — $ 81 $ 1,120 $ 197 $ 2,447
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	2017 Pre-Modification Post-Modification (Amounts in thousands) Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings Contracts Investment Investment Residential real estate: Real estate - residential - ITIN 1 $ 81 $ 61 Total 1 $ 81 $ 61 2016 Pre-Modification Post-Modification (Amounts in thousands) Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings Contracts Investment Investment Commercial 4 $ 2,244 $ 2,266 Residential real estate: Real estate - residential - ITIN 3 372 342 Real estate - residential - 1-4 family mortgage 1 144 144 Total 8 $ 2,760 $ 2,752
Financing Receivable Credit Quality Indicators [Table Text Block]	(Amounts in thousands) December 31, 2018 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 134,584 $ 959 $ 135,543 Commercial real estate: Real estate - construction and land development 22,563 — 22,563 Real estate - commercial non-owner occupied 433,160 548 433,708 Real estate - commercial owner occupied 204,622 — 204,622 Residential real estate: Real estate - residential - ITIN 35,058 2,388 37,446 Real estate - residential - 1-4 family mortgage 34,181 185 34,366 Real estate - residential - equity lines 26,915 43 26,958 Consumer and other 51,022 23 51,045 Total $ 942,105 $ 4,146 $ 946,251 (Amounts in thousands) December 31, 2017 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 140,802 $ 1,603 $ 142,405 Commercial real estate: Real estate - construction and land development 15,902 — 15,902 Real estate - commercial non-owner occupied 377,668 — 377,668 Real estate - commercial owner occupied 191,423 600 192,023 Residential real estate: Real estate - residential - ITIN 38,279 2,909 41,188 Real estate - residential - 1-4 family mortgage 29,771 606 30,377 Real estate - residential - equity lines 30,302 45 30,347 Consumer and other 49,889 36 49,925 Total $ 874,036 $ 5,799 $ 879,835
Financing Receivable Credit Quality Indicator [Table Text Block]	December 31, 2018 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 118,643 $ 15,247 $ — $ 1,653 $ — $ 135,543 Commercial real estate: Real estate - construction and land development 22,539 24 — — — 22,563 Real estate - commercial non-owner occupied 409,157 21,698 — 2,853 — 433,708 Real estate - commercial owner occupied 179,154 14,075 — 11,393 — 204,622 Residential real estate: Real estate - residential - ITIN 31,805 — — 5,641 — 37,446 Real estate - residential - 1-4 family mortgage 33,388 793 — 185 — 34,366 Real estate - residential - equity lines 25,336 1,313 — 309 — 26,958 Consumer and other 51,016 — — 29 — 51,045 Total $ 871,038 $ 53,150 $ — $ 22,063 $ — $ 946,251 December 31, 2017 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 117,087 $ 22,213 $ 40 $ 3,065 $ — $ 142,405 Commercial real estate: Real estate - construction and land development 14,762 — 1,140 — — 15,902 Real estate - commercial non-owner occupied 364,230 9,160 2,900 1,378 — 377,668 Real estate - commercial owner occupied 171,005 15,198 3,907 1,913 — 192,023 Residential real estate: Real estate - residential - ITIN 34,923 — — 6,265 — 41,188 Real estate - residential - 1-4 family mortgage 28,981 791 — 605 — 30,377 Real estate - residential - equity lines 28,457 1,501 63 326 — 30,347 Consumer and other 49,887 — 2 36 — 49,925 Total $ 809,332 $ 48,863 $ 8,052 $ 13,588 $ — $ 879,835
Allowance for Credit Losses on Financing Receivables [Table Text Block]	As of December 31, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 Charge-offs (132 ) — (226 ) (890 ) — (1,248 ) Recoveries 865 — 435 315 — 1,615 Provision (925 ) 602 (205 ) 496 32 — Ending balance $ 2,205 $ 7,116 $ 1,173 $ 1,356 $ 442 $ 12,292 As of December 31, 2017 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,747 $ 5,680 $ 1,716 $ 955 $ 446 $ 11,544 Charge-offs (51 ) — (483 ) (968 ) — (1,502 ) Recoveries 512 27 178 216 — 933 Provision (811 ) 807 (242 ) 1,232 (36 ) 950 Ending balance $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 As of December 31, 2016 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,493 $ 5,784 $ 1,577 $ 770 $ 556 $ 11,180 Charge-offs (1,106 ) (37 ) (829 ) (812 ) — (2,784 ) Recoveries 427 2,480 114 127 — 3,148 Provision 933 (2,547 ) 854 870 (110 ) — Ending balance $ 2,747 $ 5,680 $ 1,716 $ 955 $ 446 $ 11,544 As of December 31, 2018 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 748 $ 209 $ 273 $ 7 $ — $ 1,237 Collectively evaluated for impairment 1,457 6,907 900 1,349 442 11,055 Total 2,205 7,116 1,173 1,356 442 12,292 Gross loans: Individually evaluated for impairment $ 2,183 $ 1,343 $ 7,463 $ 23 $ — $ 11,012 Collectively evaluated for impairment 133,360 659,550 91,307 51,022 — 935,239 Total gross loans $ 135,543 $ 660,893 $ 98,770 $ 51,045 $ — $ 946,251 As of December 31, 2017 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 690 $ 77 $ 391 $ 11 $ — $ 1,169 Collectively evaluated for impairment 1,707 6,437 778 1,424 410 10,756 Total 2,397 6,514 1,169 1,435 410 11,925 Gross loans: Individually evaluated for impairment $ 3,154 $ 1,403 $ 8,554 $ 36 $ — $ 13,147 Collectively evaluated for impairment 139,251 584,190 93,358 49,889 — 866,688 Total gross loans $ 142,405 $ 585,593 $ 101,912 $ 49,925 $ — $ 879,835 As of December 31, 2016 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 641 $ 85 $ 721 $ 14 $ — $ 1,461 Collectively evaluated for impairment 2,106 5,595 995 941 446 10,083 Total 2,747 5,680 1,716 955 446 11,544 Gross loans: Individually evaluated for impairment $ 3,525 $ 3,125 $ 11,894 $ 250 $ — $ 18,794 Collectively evaluated for impairment 143,356 500,580 90,050 51,431 — 785,417 Total gross loans $ 146,881 $ 503,705 $ 101,944 $ 51,681 $ — $ 804,211

Note 7 - Premises and Equipme_2

Note 7 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Property, Plant and Equipment [Table Text Block]	(Amounts in thousands) Premises and Equipment 2018 2017 Land $ 2,063 $ 2,063 Land improvements 241 241 Bank buildings 13,076 12,976 Furniture, fixtures and equipment 12,682 12,639 Software 1,624 1,634 Assets not yet placed in service 72 337 Total premises and equipment 29,758 29,890 Less: accumulated depreciation and amortization (16,639 ) (15,142 ) Premises and equipment, net $ 13,119 $ 14,748

Note 8 - Other Real Estate Ow_2

Note 8 - Other Real Estate Owned (OREO) (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Other Real Estate, Roll Forward [Table Text Block]	(Amounts in thousands) Years Ended December 31, OREO 2018 2017 2016 Balance at beginning of year $ 35 $ 759 $ 1,423 Additions 140 1,071 189 Dispositions (144 ) (1,743 ) (745 ) Valuation adjustments — (52 ) (108 ) Total $ 31 $ 35 $ 759

Note 9 - Intangible Assets (Tab

Note 9 - Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Finite-Lived Intangible Assets [Table Text Block]	(Amounts in thousands) December 31, Intangibles 2018 Gross carrying amount $ 1,804 Accumulated amortization (628 ) Core deposit intangible, net $ 1,176
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Amounts in thousands) For the year ended December 31, Amount 2019 $ 225 2020 225 2021 225 2022 225 2023 225 2024 and thereafter 51 Total $ 1,176

Note 10 - Other Assets (Tables)

Note 10 - Other Assets (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Other Assets [Table Text Block]	(Amounts in thousands) 2018 2017 Federal Home Loan Bank of San Francisco stock $ 5,892 $ 4,537 Qualified Zone Academy Bonds 4,740 4,740 Interest receivable 4,609 4,462 Investments in affordable housing partnerships 3,020 3,529 Prepaid expenses 1,075 1,132 Investment in CRA fund 1,036 1,011 Loan servicing receivables 625 643 SBA payments in process 411 179 Investment in Bank of Commerce Holdings Trust II 310 310 Other 767 129 Total $ 22,485 $ 20,672

Note 11 - Interest-bearing De_2

Note 11 - Interest-bearing Deposits (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Summary of Major Types of Interest Bearing Deposits [Table Text Block]	(Amounts in thousands) As of December 31, Interest-bearing deposits 2018 2017 Demand - interest-bearing $ 252,202 $ 260,221 Money market accounts 265,093 236,769 Savings accounts 114,840 110,837 Certificates of deposit, less than $250,000 96,510 130,681 Certificates of deposit, $250,000 and over 55,872 58,574 Total interest-bearing deposits $ 784,517 $ 797,082
Summary of Interest Expense by Deposit Type [Table Text Block]	(Amounts in thousands) For the year ended December 31, Deposit Interest Expense 2018 2017 2016 Demand - interest-bearing $ 414 $ 274 $ 201 Money market accounts 646 470 322 Savings accounts 288 200 174 Certificates of deposit, less than $250,000 1,100 1,429 1,537 Certificates of deposit, $250,000 and over 810 759 642 Total interest-bearing deposits $ 3,258 $ 3,132 $ 2,876
Schedule of Scheduled Maturities of Time Deposits By Maturity [Table Text Block]	(Amounts in thousands) Amounts due in: 2019 $ 83,928 2020 28,912 2021 26,419 2022 9,676 2023 3,422 Thereafter 25 Total certificates of deposit $ 152,382
Schedule of Contractual Maturities of Time Deposits One Hundred Thousand or More [Table Text Block]	(Amounts in thousands) Amounts due in: Three months or less $ 9,144 Over three months through six months 5,405 Over six months through twelve months 5,583 Over twelve months 35,740 Total certificates of deposit of $250 thousand or more $ 55,872

Note 12 - Term Debt (Tables)

Note 12 - Term Debt (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Long-term Debt Instruments [Table Text Block]	(Amounts in thousands) 2018 2017 Senior debt $ 3,496 $ 7,096 Unamortized debt issuance costs (2 ) (6 ) Subordinated debt 10,000 10,000 Unamortized debt issuance costs (89 ) (132 ) Net term debt $ 13,405 $ 16,958
Schedule of Maturities of Long-term Debt [Table Text Block]	(Amounts in thousands) 2019 2020 2021 2022 2023 Thereafter Total Senior debt $ 1,000 $ 2,496 $ — $ — $ — $ — $ 3,496 Subordinated debt — — — — — 10,000 10,000 Total future maturities $ 1,000 $ 2,496 $ — $ — $ — $ 10,000 $ 13,496

Note 13 - Junior Subordinated_2

Note 13 - Junior Subordinated Debentures (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Summary of Trust Preferred Securities and Related Common Securities of Trust [Table Text Block]	Trust Name Issue Date Issued Amount Rate Effective Rate Maturity Date Redemption Date Bank of Commerce Holdings Trust II July 29, 2005 $ 10,310 Floating (2) (1) September 15, 2035 (3)

Note 14 - Other Liabilities (Ta

Note 14 - Other Liabilities (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Summary of Components of Other Liabilities [Table Text Block]	(Amounts in thousands) 2018 2017 Deferred compensation – directors fees $ 3,846 $ 3,823 Salary continuation 3,462 3,387 Severance payable 760 790 Accrued employee incentives 1,522 1,170 Reserve for unfunded commitments 695 695 Dividend payable on common stock 651 486 Delayed equity contributions - affordable housing tax credit partnerships 343 361 Deferred income 283 315 Other loan servicing liabilities 188 235 Other 1,602 895 Total $ 13,352 $ 12,157

Note 15 - Commitments and Con_2

Note 15 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Lessee, Operating Lease, Disclosure [Table Text Block]	December 31, (Amounts in thousands) 2018 2017 2016 Rent income (1) $ — $ 46 $ 78 Rent expense 922 841 707 Net rent expense $ 922 $ 795 $ 629
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	(Amounts in thousands) Amounts due in: 2019 $ 866 2020 884 2021 899 2022 807 2023 335 Thereafter 1,032 Total $ 4,823
Commitments and Contingent Liabilities [Table Text Block]	(Amounts in thousands) 2018 2017 Commitments to extend credit $ 223,882 $ 217,714 Standby letters of credit 8,548 6,692 Affordable housing grants 3,338 3,338 Total commitments and contingent liabilities $ 235,768 $ 227,744

Note 17 - Shareholders' Equit_2

Note 17 - Shareholders' Equity and Stock Plans (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Share-based Compensation, Stock Options, Activity [Table Text Block]	Weighted Weighted Average Aggregate Average Number Exercise Intrinsic Remaining of Shares Price Value Contractual Term Options outstanding December 31, 2016 188,900 $ 5.08 $ 834,625 5.66 Exercised (51,900 ) $ 4.73 $ 245,450 4.42 Forfeited (2,500 ) $ 4.05 $ n/a n/a Options outstanding December 31, 2017 134,500 $ 5.24 $ 704,350 4.76 Exercised (37,100 ) $ 5.82 $ 215,685 2.96 Forfeited — $ — $ n/a n/a Options outstanding December 31, 2018 97,400 $ 5.02 $ 488,665 4.11 Exercisable at December 31, 2018 93,400 $ 4.98 $ 465,345 4.03
Disclosure of Share-based Compensation Arrangements by Share-based Payment Award [Table Text Block]	For the Years Ended December 31, (Amounts in thousands, except per share information) 2018 2017 2016 Stock option expense $ 8 $ 23 $ 24 At December 31, 2018 2017 2016 Unrecognized compensation costs related to non-vested stock option payments $ — $ 17 $ 29 Number of exercisable shares 93 119 157 For the Years Ended December 31, (Amounts in thousands, except per share information) 2018 2017 2016 Restricted stock compensation expense $ 185 $ 196 $ 215 Restricted stock awards weighted average grant date fair value per share $ 11.50 $ 10.35 $ 5.74 At December 31, 2018 2017 2016 Unrecognized compensation costs related to non-vested restricted stock payments $ 470 $ 414 $ 205 Weighted Stock Average Grant Number Grant Compensation of Shares Price Expense Shares granted during the year ended December 31, 2018 4,653 $ 11.50 $ 53,510 Shares granted during the year ended December 31, 2017 4,868 $ 10.05 $ 48,923
Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity [Table Text Block]	Weighted Weighted Average Aggregate Average Number Grant Intrinsic Remaining of Shares Price Value Contractual Term Unvested restricted shares December 31, 2016 67,180 $ 5.84 $ 638,210 1.38 Granted 45,070 $ 10.35 $ 466,328 1.32 Vested (37,761 ) $ 5.79 $ 218,600 n/a Unvested restricted shares December 31, 2017 74,489 $ 8.60 $ 640,255 1.03 Granted 29,913 $ 11.50 $ 344,000 1.07 Vested (37,634 ) $ 7.53 $ 283,433 n/a Unvested restricted shares December 31, 2018 66,768 $ 10.50 $ 700,820 0.97
Dividends Declared [Table Text Block]	For the Years Ended December 31, (Amounts in thousands, except per share information) 2018 2017 2016 Cash dividends paid to common shareholders $ 2,274 $ 1,776 $ 1,603 Cash dividends paid per common share $ 0.14 $ 0.12 $ 0.12

Note 18 - Regulatory Capital (T

Note 18 - Regulatory Capital (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Well Minimum Applicable Minimum Capital Capitalized Capital Capital Ratio plus Capital Capital Actual Requirement Requirement Conservation Conservation Buffer (Amounts in thousands) Amount Ratio Amount Ratio Amount Ratio Buffer Amount Ratio At December 31, 2018: Company Common equity tier 1 capital ratio $ 139,488 12.79 % n/a n/a $ 49,072 4.50 % 1.875 % $ 69,519 6.375 % Tier 1 capital ratio $ 149,488 13.71 % n/a n/a $ 65,429 6.00 % 1.875 % $ 85,876 7.875 % Total capital ratio $ 172,475 15.82 % n/a n/a $ 87,239 8.00 % 1.875 % $ 107,686 9.875 % Tier 1 leverage ratio $ 149,488 11.21 % n/a n/a $ 53,079 4.00 % n/a $ 53,079 4.000 % Bank Common equity tier 1 capital ratio $ 144,245 13.23 % $ 70,856 6.50 % $ 49,054 4.50 % 1.875 % $ 69,493 6.375 % Tier 1 capital ratio $ 144,245 13.23 % $ 87,207 8.00 % $ 65,405 6.00 % 1.875 % $ 85,844 7.875 % Total capital ratio $ 157,232 14.42 % $ 109,009 10.00 % $ 87,207 8.00 % 1.875 % $ 107,646 9.875 % Tier 1 leverage ratio $ 144,245 10.81 % $ 66,712 5.00 % $ 53,369 4.00 % n/a $ 53,369 4.000 % At December 31, 2017: Company Common equity tier 1 capital ratio $ 125,745 12.26 % n/a n/a $ 46,169 4.50 % 1.25 % $ 58,994 5.750 % Tier 1 capital ratio $ 135,745 13.23 % n/a n/a $ 61,559 6.00 % 1.25 % $ 74,384 7.250 % Total capital ratio $ 158,365 15.44 % n/a n/a $ 82,079 8.00 % 1.25 % $ 94,903 9.250 % Tier 1 leverage ratio $ 135,745 10.86 % n/a n/a $ 50,008 4.00 % n/a $ 50,008 4.000 % Bank Common equity tier 1 capital ratio $ 129,139 12.58 % $ 66,703 6.50 % $ 46,179 4.50 % 1.25 % $ 59,006 5.750 % Tier 1 capital ratio $ 129,139 12.58 % $ 82,096 8.00 % $ 61,572 6.00 % 1.25 % $ 74,399 7.250 % Total capital ratio $ 141,760 13.81 % $ 102,620 10.00 % $ 82,096 8.00 % 1.25 % $ 94,923 9.250 % Tier 1 leverage ratio $ 129,139 10.33 % $ 62,486 5.00 % $ 49,989 4.00 % n/a $ 49,989 4.000 %

Note 19 - Derivatives (Tables)

Note 19 - Derivatives (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Derivative Instruments, Gain (Loss) [Table Text Block]	(Amounts in thousands) Description Consolidated Statement of Operations 2016 Interest rate swap (1) Interest on term debt $ 396 Forward starting interest rate swap - terminated (2) Other noninterest expense 2,325 Total $ 2,721

Note 20 - Fair Values (Tables)

Note 20 - Fair Values (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Amounts in thousands) Carrying Fair Value Measurements Using December 31, 2018 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 47,365 $ 47,365 $ — $ — Securities available-for-sale $ 256,928 $ — $ 256,928 $ — Net loans $ 935,886 $ — $ — $ 936,697 Federal Home Loan Bank of San Francisco stock $ 5,892 $ 5,892 $ — $ — Financial liabilities Deposits $ 1,131,716 $ — $ 1,129,795 $ — Term Debt $ 13,405 $ — $ 13,323 $ — Junior subordinated debenture $ 10,310 $ — $ 14,183 $ — (Amounts in thousands) Carrying Fair Value Measurements Using December 31, 2017 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 66,970 $ 66,970 $ — $ — Securities available-for-sale $ 266,943 $ — $ 266,943 $ — Net loans $ 869,620 $ — $ — $ 873,660 Federal Home Loan Bank of San Francisco stock $ 4,536 $ 4,536 $ — $ — Financial liabilities Deposits $ 1,102,732 $ — $ 1,101,523 $ — Term Debt $ 16,958 $ — $ 16,918 $ — Junior subordinated debenture $ 10,310 $ — $ 10,206 $ —
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	(Amounts in thousands) Fair Value at December 31, 2018 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities U.S. government and agencies $ 40,087 $ — $ 40,087 $ — Obligations of states and political subdivisions 50,530 — 50,530 — Residential mortgage-backed securities and collateralized mortgage obligations 138,503 — 138,503 — Corporate securities 2,922 — 2,922 — Commercial mortgage-backed securities 24,762 — 24,762 — Other investment securities 124 — 124 — Total assets measured at fair value $ 256,928 $ — $ 256,928 $ — (Amounts in thousands) Fair Value at December 31, 2017 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities U.S. government and agencies $ 40,369 $ — $ 40,369 $ — Obligations of states and political subdivisions 78,844 — 78,844 — Residential mortgage-backed securities and collateralized mortgage obligations 114,592 — 114,592 — Corporate securities 4,992 — 4,992 — Commercial mortgage-backed securities 26,641 — 26,641 — Other investment securities 1,505 — 1,505 — Total assets measured at fair value $ 266,943 $ — $ 266,943 $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	(Amounts in thousands) Fair Value at December 31, 2018 Nonrecurring basis Total Level 1 Level 2 Level 3 Other real estate owned $ 31 $ — $ — $ 31 Total assets measured at fair value $ 31 $ — $ — $ 31 (Amounts in thousands) Fair Value at December 31, 2017 Nonrecurring basis Total Level 1 Level 2 Level 3 Collateral dependent impaired loans $ 60 $ — $ — $ 60 Other real estate owned 35 — — 35 Total assets measured at fair value $ 95 $ — $ — $ 95
Loss from Nonrecurring Fair Value [Table Text Block]	(Amounts in thousands) December 31, Fair value adjustments 2018 2017 2016 Collateral dependent impaired loans $ — $ 20 $ 1,183 Other real estate owned 21 38 77 Total $ 21 $ 58 $ 1,260

Note 21 - Income Taxes (Tables)

Note 21 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(Amounts in thousands) Current Deferred Total Year ended December 31, 2018: Federal $ 773 $ 292 $ 1,065 State 1,733 303 2,036 Affordable housing partnership amortization 528 — 528 $ 3,034 $ 595 $ 3,629 Year ended December 31, 2017: Federal $ 2,005 $ 2,837 $ 4,842 State 1,474 (76 ) 1,398 Affordable housing partnership amortization 688 — 688 $ 4,167 $ 2,761 $ 6,928 Year ended December 31, 2016: Federal $ 283 $ 409 $ 692 State 582 86 668 Affordable housing partnership amortization 598 — 598 Total $ 1,463 $ 495 $ 1,958
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	2018 2017 2016 Income tax at the federal statutory rate 21.0 % 34.0 % 34.0 % Deferred tax asset write-down — % 17.5 % 5.0 % State franchise tax, net of federal tax benefit 8.3 % 6.5 % 6.1 % Amortization of affordable housing credit partnerships 2.7 % 4.8 % 8.1 % Officer life insurance (0.6 %) (2.5 %) (2.9 %) Tax-exempt interest (1.8 %) (5.2 %) (10.9 %) Affordable housing credits and benefits (3.8 %) (5.7 %) (11.7 %) Accelerated depreciation - cost segregation study (2.5 %) — % — % Reversal of uncertain tax position (5.1 %) — % — % Other 0.5 % (0.8 %) (0.7 %) Effective Tax Rate 18.7 % 48.5 % 27.1 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(Amounts in thousands) 2018 2017 Deferred tax assets: Allowance for loan and lease losses $ 3,634 $ 3,526 Deferred compensation plan and salary continuation plan 2,385 2,365 State franchise tax 474 291 Acquisition costs 274 274 Net unrealized loss on securities available-for-sale 1,262 134 Interest received on non-accrual loans 86 105 Other 403 484 Total deferred tax assets 8,518 7,179 Deferred tax liabilities: Deferred loan origination costs and fees (579 ) (619 ) Basis difference in fixed assets (874 ) — Other (26 ) (55 ) Total deferred tax liabilities (1,479 ) (674 ) Net deferred tax asset $ 7,039 $ 6,505
Schedule of Uncertain Tax Positions Roll Forward [Table Text Block]	(Amounts in thousands) 2018 2017 Balance, beginning of period $ 988 $ 988 Tax positions resolved during the year (988 ) — Balance, end of period $ — $ 988

Note 22 - Qualified Affordabl_2

Note 22 - Qualified Affordable Housing Partnership Investments (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Proportional Amortization Method Investment Qualified Affordable Housing Project [Table Text Block]	At December 31, 2018 For the year ended December 31, 2018 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,022 $ 28 $ 200 $ 179 $ 21 WNC Institutional Tax Credit Fund 38, L.P. 1,000 489 — 126 100 26 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,270 315 226 206 20 California Affordable Housing Fund 2,454 239 — 31 43 (12 ) Total $ 7,954 $ 3,020 $ 343 $ 583 $ 528 $ 55 At December 31, 2017 For the year ended December 31, 2017 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,182 $ 20 $ 227 $ 179 $ 48 WNC Institutional Tax Credit Fund 38, L.P. 1,000 589 — 131 108 23 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,476 341 252 237 15 California Affordable Housing Fund 2,454 282 — 171 164 7 Total $ 7,954 $ 3,529 $ 361 $ 781 $ 688 $ 93
Qualified Affordable Housing Project Investments Tax Credits and Benefits [Table Text Block]	For the Years Ended December 31, 2018 2017 2016 (Amounts in thousands) Generated Tax Benefits from Generated Tax Benefits from Generated Tax Benefits from Qualified Affordable Housing Partnerships Tax Credits Taxable Losses Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 170 $ 30 $ 176 $ 51 $ 184 $ 54 WNC Institutional Tax Credit Fund 38, L.P. 111 15 114 17 107 36 Merritt Community Capital Corporation Fund XV, L.P. 192 34 200 52 206 60 California Affordable Housing Fund 5 26 126 45 158 47 Total $ 478 $ 105 $ 616 $ 165 $ 655 $ 197
Qualified Affordable Housing Projects Future Income Tax Benefit [Table Text Block]	(Amounts in thousands) Qualified Affordable Housing Partnerships: Raymond James WNC Institutional Merritt Community California Total Anticipated income tax benefit, net less California Housing Tax Credit Capital Corporation Affordable Housing Income Tax amortization of investments Opportunities Fund II Fund 38, L.P. Fund XV, L.P Fund Benefit, Net 2019 $ 19 $ 17 $ 4 $ (14 ) $ 26 2020 19 17 4 (14 ) 26 2021 19 16 4 (14 ) 25 2022 19 14 3 (13 ) 23 2023 and thereafter 32 27 6 (31 ) 34 Total $ 108 $ 91 $ 21 $ (86 ) $ 134

Note 23 - Acquisition (Tables)

Note 23 - Acquisition (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Preliminary As Recorded by Fair Value and Other Acquisition Merchants Related As Recorded by (Amounts in thousands) Holding Company Adjustments the Company Consideration paid: Cash $ 15,300 Stock 1,834,142 shares at $10.69 per share 19,607 Total consideration $ 34,907 Assets acquired: Cash and fed funds sold $ 12,425 $ — $ 12,425 Investment securities 107,931 (551 ) 107,380 Loans, gross 87,570 (2,292 ) 85,278 Allowance for loan and lease losses (1,286 ) 1,286 — Interest receivable 688 — 688 Premises and equipment, net 378 1,856 2,234 Deferred tax asset, net 1,374 (1,287 ) 87 Federal Home Loan Bank of San Francisco stock 1,454 — 1,454 Life insurance 755 — 755 Other assets 371 (10 ) 361 Core deposit intangible — 4,353 4,353 Total assets acquired $ 211,660 $ 3,355 $ 215,015 Liabilities assumed: Demand and savings deposits $ 152,213 $ — $ 152,213 Certificates of deposit 38,003 — 38,003 Total deposits 190,216 — 190,216 Other liabilities 916 15 931 Total liabilities assumed $ 191,132 $ 15 $ 191,147 Net identifiable assets acquired over liabilities assumed $ 20,528 $ 3,340 $ 23,868 Goodwill $ 11,039
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Amounts in thousands) For the year ended December 31, Amount 2019 $ 225 2020 225 2021 225 2022 225 2023 225 2024 and thereafter 51 Total $ 1,176
Business Acquisition, Pro Forma Information [Table Text Block]	Pro forma revenue and earnings (Amounts in thousands) 2018 2017 2016 Net interest income $ 52,948 $ 46,592 $ 41,287 Net income $ 16,313 (1) $ 8,069 $ 6,566
Merchants Holding Company [Member]
Notes Tables
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Amounts in thousands) 2019 2020 2021 2022 2023 Thereafter Total Core deposit intangible amortization $ 499 $ 544 $ 544 $ 544 $ 544 $ 1678 $ 4,353

Note 24 - Earnings Per Common_2

Note 24 - Earnings Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	(Amounts in thousands, except per share information) Earnings Per Share 2018 2017 2016 Numerators: Net income $ 15,730 $ 7,344 $ 5,259 Denominators: Weighted average number of common shares outstanding - basic (1) 16,248 15,207 13,367 Effect of potentially dilutive common shares (2) 84 103 58 Weighted average number of common shares outstanding - diluted 16,332 15,310 13,425 Earnings per common share: Basic $ 0.97 $ 0.48 $ 0.39 Diluted $ 0.96 $ 0.48 $ 0.39 Anti-dilutive options not included in earnings per share calculation — — 45 Anti-dilutive restricted shares not included in diluted earnings per share calculation — 7 —

Note 25 - Related Party Trans_2

Note 25 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Aggregate Activity Involving Related Party Borrowers [Table Text Block]	(Amounts in thousands) 2018 2017 Balance at beginning of year $ 13,230 $ 13,424 Advances on existing lines of credit 31,281 29,166 Principal repayments (34,150 ) (29,360 ) Reclassifications (1) (871 ) — Balance at end of year $ 9,490 $ 13,230

Note 26 - Parent Company Fina_2

Note 26 - Parent Company Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Condensed Balance Sheet [Table Text Block]	(Amounts in thousands) 2018 2017 Assets: Cash $ 19,425 $ 23,984 Investment in: Redding Bank of Commerce 143,078 130,658 Bank of Commerce Mortgage (64 ) (64 ) Bank of Commerce Holdings Trust II 310 310 Other assets 157 169 Total Assets $ 162,906 $ 155,057 Liabilities and shareholders' equity: Term debt: Senior debt, net $ 3,494 $ 7,090 Subordinated debt, net 9,911 9,868 Junior subordinated debentures 10,310 10,310 Other liabilities 870 525 Total liabilities 24,585 27,793 Shareholders’ equity 138,321 127,264 Total liabilities and shareholders’ equity $ 162,906 $ 155,057
Condensed Income Statement [Table Text Block]	(Amounts in thousands) 2018 2017 2016 Income: Other income $ 12 $ 9 $ 7 Dividends from subsidiaries 4,000 2,200 4,200 Total income 4,012 2,209 4,207 Expenses: Management fees paid to subsidiaries 303 278 259 Interest expense 1,461 1,452 1,409 Noninterest expense 1,433 474 345 Total expenses 3,197 2,204 2,013 Income before income taxes and equity in undistributed net income of subsidiaries 815 5 2,194 Income tax expense 1 1 1 Income before equity in undistributed net income of subsidiaries 814 4 2,193 Equity in undistributed net income of subsidiaries 14,916 7,340 3,066 Net income $ 15,730 $ 7,344 $ 5,259
Condensed Cash Flow Statement [Table Text Block]	(Amounts in thousands) 2018 2017 2016 Cash flows from operating activities: Net income $ 15,730 $ 7,344 $ 5,259 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiaries (14,916 ) (7,340 ) (3,066 ) Amortization of debt issuance costs 49 44 40 Provision for depreciation and amortization 22 6 — Decrease in other assets 69 32 6 Increase (decrease) in other liabilities 227 59 (137 ) Net cash provided by operating activities 1,181 145 2,102 Cash flows from investing activities: Purchases of premises and equipment (80 ) (82 ) — Net cash used by investing activities (80 ) (82 ) — Cash flows from financing activities: Repayment of term debt (3,602 ) (1,819 ) (1,001 ) Cash dividends paid on common stock (2,274 ) (1,776 ) (1,603 ) Proceeds from stock options exercised 216 245 10 Net proceeds from issuance of common stock — 26,778 — Net cash provided by (used in) financing activities (5,660 ) 23,428 (2,594 ) Net increase (decrease) in cash and cash equivalents (4,559 ) 23,491 (492 ) Cash and cash equivalents at the beginning of year 23,984 493 985 Cash and cash equivalents at the end of year $ 19,425 $ 23,984 $ 493 Supplemental disclosures of non cash financing activities: Stock issued under employee plans $ 45 $ 41 $ — Vested and granted restricted stock issued under employee plans $ — $ — $ 84

Note 27 - Quarterly Financial_2

Note 27 - Quarterly Financial Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Quarterly Financial Information [Table Text Block]	March 31, June 30, September 30, December 31, Four (Amounts in thousands, except for share information) 2018 2018 2018 2018 Quarters Net interest income $ 11,345 $ 11,580 $ 12,127 $ 12,494 $ 47,546 Noninterest income 982 962 943 1,132 4,019 Noninterest expense 8,033 7,671 7,634 8,868 32,206 Income before provision for income tax 4,294 4,871 5,436 4,758 19,359 Provision for income tax 1,053 1,253 1,404 (81 ) 3,629 Income available to common shareholders $ 3,241 $ 3,618 $ 4,032 $ 4,839 $ 15,730 Earnings per share - basic $ 0.20 $ 0.22 $ 0.25 $ 0.30 $ 0.97 Weighted average shares - basic 16,225 16,245 16,252 16,265 16,248 Earnings per share - diluted $ 0.20 $ 0.22 $ 0.25 $ 0.30 $ 0.96 Weighted average shares - diluted 16,310 16,325 16,342 16,345 16,332 March 31, June 30, September 30, December 31, Four (Amounts in thousands, except for share information) 2017 2017 2017 2017 Quarters Net interest income $ 9,734 $ 10,175 $ 10,584 $ 10,869 $ 41,362 Provision for loan and lease losses 200 300 — 450 950 Noninterest income 1,471 995 1,076 1,282 4,824 Noninterest expense 7,990 7,726 7,357 7,891 30,964 (Loss) income before provision for income tax 3,015 3,144 4,303 3,810 14,272 Provision for income tax 763 935 1,427 3,803 6,928 (Loss) income available to common shareholders $ 2,252 $ 2,209 $ 2,876 $ 7 $ 7,344 (Loss) earnings per share - basic $ 0.17 $ 0.15 $ 0.18 $ — $ 0.48 Weighted average shares - basic 13,416 15,014 16,191 16,195 15,207 (Loss) earnings per share - diluted $ 0.17 $ 0.15 $ 0.18 $ — $ 0.48 Weighted average shares - diluted 13,521 15,113 16,288 16,306 15,310

Note 1 - The Business of the _2

Note 1 - The Business of the Company (Details Textual) $ in Thousands	Jan. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Number Of Bank Branches		10
Assets, Total		$ 1,307,104	$ 1,269,421
Subsequent Event [Member] | Merchants Holding Company [Member]
Number Of Bank Branches	1
Subsequent Event [Member] | Merchants Holding Company [Member]
Assets, Total	$ 211,700

Note 2 - Summary of Significa_2

Note 2 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands	Jan. 01, 2018USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 15, 2018USD ($)
Number Of Wholly Owned Trusts		1	1
Reclassification of Accumulated Other Comprehensive Income Due to Tax Rate Change
Minimum Risk Rating Range for Loan and Lease Losses		1
Maximum Risk Rating Range for Loan and Lease Losses		8
Percentage of Unallocated Allowance Amount out of Allowance for Loan and Lease Losses		4.00%	3.00%
Percentage of Portfolio Secured by Real Estate		81.00%
Recognize Tax Benefit in Percentage		50.00%
Number of Operating Segments		1
Advertising Expense		$ 47	$ 61	$ 171
Operating Lease, Right-of-Use Asset					$ 4,800
Operating Lease, Liability, Total					$ 4,800
Equipment [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life		3 years
Equipment [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life		7 years
Building [Member]
Property, Plant and Equipment, Useful Life		39 years
AOCI Attributable to Parent [Member]
Reclassification of Accumulated Other Comprehensive Income Due to Tax Rate Change		$ (52)
AOCI Attributable to Parent [Member] | Accounting Standards Update 2018-02 [Member]
Reclassification of Accumulated Other Comprehensive Income Due to Tax Rate Change	$ (52)
Retained Earnings [Member]
Reclassification of Accumulated Other Comprehensive Income Due to Tax Rate Change		$ 52
Retained Earnings [Member] | Accounting Standards Update 2018-02 [Member]
Reclassification of Accumulated Other Comprehensive Income Due to Tax Rate Change	$ 52

Note 3 - Restrictions On Cash_2

Note 3 - Restrictions On Cash and Due From Banks (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Cash and Securities Segregated under Federal and Other Regulations, Total	$ 450	$ 450
Cash Reserve Deposit Required and Made	$ 1,400	$ 1,700

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Securities Held as Collateral, at Fair Value	$ 68,800	$ 62,600
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	163	138
Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net, Total	$ 0	$ 0	$ 546
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available for Sale Securities, Percent of Portfolio Guaranteed	66.00%	56.00%
Commercial Mortgage Backed Securities [Member]
Available for Sale Securities, Percent of Portfolio Guaranteed	90.00%	90.00%

Note 4 - Securities - Securitie

Note 4 - Securities - Securities Reconciliation (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Available-for-sale securities, amortized costs	$ 261,198	$ 267,395
Available-for-sale securities, gross unrealized gain	1,431	2,221
Available-for-sale securities, gross unrealized loss	(5,701)	(2,673)
Securities available-for-sale	256,928	266,943
US Government Agencies Debt Securities [Member]
Available-for-sale securities, amortized costs	40,215	40,319
Available-for-sale securities, gross unrealized gain	202	196
Available-for-sale securities, gross unrealized loss	(330)	(146)
Securities available-for-sale	40,087	40,369
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized costs	50,037	77,412
Available-for-sale securities, gross unrealized gain	1,082	1,910
Available-for-sale securities, gross unrealized loss	(589)	(478)
Securities available-for-sale	50,530	78,844
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized costs	142,355	116,061
Available-for-sale securities, gross unrealized gain	129	69
Available-for-sale securities, gross unrealized loss	(3,981)	(1,538)
Securities available-for-sale	138,503	114,592
Corporate Debt Securities [Member]
Available-for-sale securities, amortized costs	3,022	5,079
Available-for-sale securities, gross unrealized gain		18
Available-for-sale securities, gross unrealized loss	(100)	(105)
Securities available-for-sale	2,922	4,992
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities, amortized costs	25,446	26,995
Available-for-sale securities, gross unrealized gain	17	24
Available-for-sale securities, gross unrealized loss	(701)	(378)
Securities available-for-sale	24,762	26,641
Asset-backed Securities [Member]
Available-for-sale securities, amortized costs	123	1,529
Available-for-sale securities, gross unrealized gain	1	4
Available-for-sale securities, gross unrealized loss		(28)
Securities available-for-sale	$ 124	$ 1,505

Note 4 - Securities - Expected

Note 4 - Securities - Expected Maturities of Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Available-for-sale securities, amortized cost, one year or less	$ 54
Available-for-sale securities, fair value, one year or less	54
Available-for-sale securities, amortized cost, one year through five years	80,796
Available-for-sale securities, fair value, one year through five years	79,726
Available-for-sale securities, amortized cost, five years through ten years	108,251
Available-for-sale securities, fair value, five years through ten years	105,923
Available-for-sale securities, amortized cost, after ten years	72,097
Available-for-sale securities, fair value, after ten years	71,225
Available-for-sale securities, amortized cost, total	261,198	$ 267,395
Available-for-sale securities, fair value, total	$ 256,928

Note 4 - Securities - Sales of

Note 4 - Securities - Sales of Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Proceeds from sales of investment securities	$ 30,235	$ 64,349	$ 51,025
Gross realized gains on sales of securities	263	315	352
Gross realized losses on sales of securities	(219)	(178)	(108)
Gains on investment securities, net	44	137	244
US Government Agencies Debt Securities [Member]
Gross realized gains on sales of securities			25
Gross realized losses on sales of securities	(43)		(13)
US States and Political Subdivisions Debt Securities [Member]
Gross realized gains on sales of securities	262	161	188
Gross realized losses on sales of securities	(71)	(102)	(3)
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Gross realized gains on sales of securities		52	17
Gross realized losses on sales of securities	(40)	(56)	(64)
Corporate Debt Securities [Member]
Gross realized gains on sales of securities	1	79	105
Gross realized losses on sales of securities		(3)	(27)
Commercial Mortgage Backed Securities [Member]
Gross realized gains on sales of securities		3	4
Gross realized losses on sales of securities	(19)	(17)	(1)
Asset-backed Securities [Member]
Gross realized gains on sales of securities		20	13
Gross realized losses on sales of securities	$ (46)

Note 4 - Securities - Securit_2

Note 4 - Securities - Securities in an Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Available-for-sale securities, less than 12 months, fair value	$ 36,107	$ 120,812
Available-for-sale securities, less than 12 months, unrealized losses	(269)	(1,363)
Available-for-sale securities, 12 months or more, fair value	144,730	54,495
Available-for-sale securities, 12 months or more, unrealized losses	(5,432)	(1,310)
Available-for-sale securities, fair value	180,837	175,307
Available-for-sale securities, unrealized losses	(5,701)	(2,673)
US Government Agencies Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value	7,223	18,140
Available-for-sale securities, less than 12 months, unrealized losses	(39)	(102)
Available-for-sale securities, 12 months or more, fair value	12,274	2,131
Available-for-sale securities, 12 months or more, unrealized losses	(291)	(44)
Available-for-sale securities, fair value	19,497	20,271
Available-for-sale securities, unrealized losses	(330)	(146)
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value	5,545	15,030
Available-for-sale securities, less than 12 months, unrealized losses	(40)	(255)
Available-for-sale securities, 12 months or more, fair value	16,320	8,368
Available-for-sale securities, 12 months or more, unrealized losses	(549)	(223)
Available-for-sale securities, fair value	21,865	23,398
Available-for-sale securities, unrealized losses	(589)	(478)
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available-for-sale securities, less than 12 months, fair value	21,791	75,323
Available-for-sale securities, less than 12 months, unrealized losses	(183)	(827)
Available-for-sale securities, 12 months or more, fair value	93,038	31,036
Available-for-sale securities, 12 months or more, unrealized losses	(3,798)	(711)
Available-for-sale securities, fair value	114,829	106,359
Available-for-sale securities, unrealized losses	(3,981)	(1,538)
Corporate Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value
Available-for-sale securities, less than 12 months, unrealized losses
Available-for-sale securities, 12 months or more, fair value	2,922	2,934
Available-for-sale securities, 12 months or more, unrealized losses	(100)	(105)
Available-for-sale securities, fair value	2,922	2,934
Available-for-sale securities, unrealized losses	(100)	(105)
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities, less than 12 months, fair value	1,548	11,162
Available-for-sale securities, less than 12 months, unrealized losses	(7)	(151)
Available-for-sale securities, 12 months or more, fair value	20,176	10,026
Available-for-sale securities, 12 months or more, unrealized losses	(694)	(227)
Available-for-sale securities, fair value	21,724	21,188
Available-for-sale securities, unrealized losses	$ (701)	(378)
Asset-backed Securities [Member]
Available-for-sale securities, less than 12 months, fair value		1,157
Available-for-sale securities, less than 12 months, unrealized losses		(28)
Available-for-sale securities, 12 months or more, fair value
Available-for-sale securities, 12 months or more, unrealized losses
Available-for-sale securities, fair value		1,157
Available-for-sale securities, unrealized losses		$ (28)

Note 5 - Loans (Details Textual

Note 5 - Loans (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 2,500	$ 2,800
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	166	226	$ 353
Impaired Financing Receivable, Recorded Investment, Total	$ 11,012	$ 13,147
Percentage of Collateral Coverage to Loan Balance to Consider Restructured Loan to Performing and Accrual Status	100.00%
Financing Receivable, Modifications, Number of Contracts	0	1	8
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 4,146	$ 5,799
Financing Receivable, Modifications, Recorded Investment	$ 9,600	$ 10,900
Financing Receivable, Number of Contracts Qualified as Troubled Debt Restructuring	106
Troubled Debt Restructurings Percentage of Gross Portfolio Loans	1.01%	1.24%
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0	0
Doubtful Grade Remaining Outstanding Period, Minimum	180 days
Mortgage Loans in Process of Foreclosure, Amount	$ 245
Loans and Leases Receivable, Allowance, Ending Balance	$ 12,292	$ 11,925
Percentage of Allowance for Loan and Lease Losses out of Net Loans	1.30%	1.36%
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$ 235,800	$ 227,700
Reserve for Unfunded Commitments Included in Other Liabilities	$ 695	$ 695
Percentage of Loan Portfolio Secured by Real Estate	81.00%
Percentage of Unallocated Allowance Amount out of Allowance for Loan and Lease Losses	4.00%	3.00%
Maximum Loan to Value, Percentage	80.00%
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, Recorded Investment, Total	$ 2,183	$ 3,154
Financing Receivable, Modifications, Number of Contracts			4
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 959	$ 1,603
Commercial Portfolio Segment [Member] | Line of Credit [Member]
Financing Receivable, Modifications, Number of Contracts	1	1
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 313	$ 33
Performing Financial Instruments [Member]
Impaired Financing Receivable, Recorded Investment, Total	6,900	7,300
Federal Home Loan Bank of San Francisco [Member]
Loans Pledged as Collateral	$ 436,100	$ 420,000

Note 5 - Loans - Outstanding Lo

Note 5 - Loans - Outstanding Loan Balances (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Gross loans	$ 946,251	$ 879,835	$ 804,211
Deferred fees and costs	1,927	1,710
Loans, net of deferred fees and costs	948,178	881,545
Allowance for loan and lease losses	(12,292)	(11,925)
Net loans	935,886	869,620
Commercial Portfolio Segment [Member]
Gross loans	135,543	142,405	146,881
Commercial Real Estate Portfolio Segment [Member]
Gross loans	660,893	585,593	503,705
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	22,563	15,902
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	433,708	377,668
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	204,622	192,023
Residential Portfolio Segment [Member]
Gross loans	98,770	101,912	101,944
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	37,446	41,188
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	34,366	30,377
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	26,958	30,347
Consumer Portfolio Segment [Member]
Gross loans	$ 51,045	$ 49,925	$ 51,681

Note 5 - Loans - Age Analysis o

Note 5 - Loans - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Loans, past due	$ 13,908	$ 2,289
Loans, current	932,343	877,546
Gross loans	946,251	879,835	$ 804,211
Recorded investment greater than 90 days and accruing
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, past due	12,374	1,409
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, past due	542	418
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due	992	462
Commercial Portfolio Segment [Member]
Loans, past due
Loans, current	135,543	142,405
Gross loans	135,543	142,405	146,881
Recorded investment greater than 90 days and accruing
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, past due
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, past due
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member]
Gross loans	660,893	585,593	503,705
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans, past due
Loans, current	22,563	15,902
Gross loans	22,563	15,902
Recorded investment greater than 90 days and accruing
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Loans, past due	11,426
Loans, current	422,282	377,668
Gross loans	433,708	377,668
Recorded investment greater than 90 days and accruing
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due	688	142
Loans, current	203,934	191,881
Gross loans	204,622	192,023
Recorded investment greater than 90 days and accruing
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due	10,878
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due	688	142
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due	548
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due
Residential Portfolio Segment [Member]
Gross loans	98,770	101,912	101,944
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	722	1,139
Loans, current	36,724	40,049
Gross loans	37,446	41,188
Recorded investment greater than 90 days and accruing
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due	185	463
Loans, current	34,181	29,914
Gross loans	34,366	30,377
Recorded investment greater than 90 days and accruing
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, past due	90	141
Loans, current	26,868	30,206
Gross loans	26,958	30,347
Recorded investment greater than 90 days and accruing
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	184	555
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due		290
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due	90	141
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	279	122
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due		173
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	259	462
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due	185
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due
Consumer Portfolio Segment [Member]
Loans, past due	797	404
Loans, current	50,248	49,521
Gross loans	51,045	49,925	$ 51,681
Recorded investment greater than 90 days and accruing
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, past due	534	281
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, past due	263	123
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due

Note 5 - Loans - Nonaccrual Loa

Note 5 - Loans - Nonaccrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Nonaccrual loans	$ 4,146	$ 5,799
Commercial Portfolio Segment [Member]
Nonaccrual loans	959	1,603
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Nonaccrual loans	548
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Nonaccrual loans		600
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Nonaccrual loans	2,388	2,909
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Nonaccrual loans	185	606
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Nonaccrual loans	43	45
Consumer Portfolio Segment [Member]
Nonaccrual loans	$ 23	$ 36

Note 5 - Loans - Impaired Loans

Note 5 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Recorded investment with no related allowance recorded	$ 6,965	$ 7,626
Unpaid principal balance with no related allowance recorded	8,564	10,332
Recorded investment with related allowance recorded	4,047	5,521
Unpaid principal balance with related allowance recorded	4,209	5,663
Related allowance	1,237	1,169
Recorded investment	11,012	13,147
Unpaid principle balance	12,773	15,995
Commercial Portfolio Segment [Member]
Recorded investment with no related allowance recorded	51	672
Unpaid principal balance with no related allowance recorded	69	1,205
Recorded investment with related allowance recorded	2,132	2,482
Unpaid principal balance with related allowance recorded	2,256	2,540
Related allowance	748	690
Recorded investment	2,183	3,154
Unpaid principle balance	2,325	3,745
Commercial Real Estate Portfolio Segment [Member]
Related allowance	209	77
Recorded investment	1,343	1,403
Unpaid principle balance	1,343	1,468
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Recorded investment with no related allowance recorded	548
Unpaid principal balance with no related allowance recorded	548
Recorded investment with related allowance recorded	795	803
Unpaid principal balance with related allowance recorded	795	803
Related allowance	209	77
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Recorded investment with no related allowance recorded		600
Unpaid principal balance with no related allowance recorded		665
Residential Portfolio Segment [Member]
Related allowance	273	391
Recorded investment	7,463	8,554
Unpaid principle balance	9,082	10,746
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Recorded investment with no related allowance recorded	6,138	5,895
Unpaid principal balance with no related allowance recorded	7,676	7,516
Recorded investment with related allowance recorded	734	1,628
Unpaid principal balance with related allowance recorded	772	1,678
Related allowance	91	199
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Recorded investment with no related allowance recorded	185	414
Unpaid principal balance with no related allowance recorded	223	897
Recorded investment with related allowance recorded		192
Unpaid principal balance with related allowance recorded		226
Related allowance		2
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Recorded investment with no related allowance recorded	43	45
Unpaid principal balance with no related allowance recorded	48	49
Recorded investment with related allowance recorded	363	380
Unpaid principal balance with related allowance recorded	363	380
Related allowance	182	190
Consumer Portfolio Segment [Member]
Recorded investment with related allowance recorded	23	36
Unpaid principal balance with related allowance recorded	23	36
Related allowance	7	11
Recorded investment	23	36
Unpaid principle balance	$ 23	$ 36

Note 5 - Loans - Average Record

Note 5 - Loans - Average Recorded Investment and Interest Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Average recorded investment	$ 11,207	$ 15,585	$ 18,323
Interest income recognized	314	275	286
Commercial Portfolio Segment [Member]
Average recorded investment	2,455	3,211	2,605
Interest income recognized	78	46	23
Commercial Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Interest income recognized
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Average recorded investment	890	1,548	2,013
Interest income recognized	46	46	47
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Average recorded investment		670	1,281
Interest income recognized		2	25
Residential Portfolio Segment [Member] | Individual Tax Identification Number Loan [Member]
Average recorded investment	7,198	7,961	8,939
Interest income recognized	170	162	165
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Average recorded investment	218	1,019	1,788
Interest income recognized
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Average recorded investment	415	1,104	1,535
Interest income recognized	20	19	26
Consumer Portfolio Segment [Member]
Average recorded investment	31	72	162
Interest income recognized

Note 5 - Loans - Newly Restruct

Note 5 - Loans - Newly Restructured Loans and Types of Modifications (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Financing receivable modifications	$ 60	$ 2,447
Contractual Interest Rate Reduction [Member]
Financing receivable modifications		1,049
Interest Rate Reduction and Extension of Maturity [Member]
Financing receivable modifications
Principal Forgiveness [Member]
Financing receivable modifications
Rate Reduction and Payment Deferral [Member]
Financing receivable modifications	60	81
Extended Maturity [Member]
Financing receivable modifications		1,120
Payment Deferral [Member]
Financing receivable modifications		197
Commercial Portfolio Segment [Member]
Financing receivable modifications		2,025
Commercial Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member]
Financing receivable modifications		905
Commercial Portfolio Segment [Member] | Interest Rate Reduction and Extension of Maturity [Member]
Financing receivable modifications
Commercial Portfolio Segment [Member] | Rate Reduction and Payment Deferral [Member]
Financing receivable modifications
Commercial Portfolio Segment [Member] | Extended Maturity [Member]
Financing receivable modifications		1,120
Commercial Portfolio Segment [Member] | Payment Deferral [Member]
Financing receivable modifications
Residential Portfolio Segment [Member] | Individual Tax Identification Number Loan [Member] | Real Estate Loan [Member]
Financing receivable modifications	60	278
Residential Portfolio Segment [Member] | Mortgage Receivable [Member] | Real Estate Loan [Member]
Financing receivable modifications		144
Residential Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Individual Tax Identification Number Loan [Member] | Real Estate Loan [Member]
Financing receivable modifications
Residential Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Mortgage Receivable [Member] | Real Estate Loan [Member]
Financing receivable modifications		144
Residential Portfolio Segment [Member] | Interest Rate Reduction and Extension of Maturity [Member] | Individual Tax Identification Number Loan [Member] | Real Estate Loan [Member]
Financing receivable modifications
Residential Portfolio Segment [Member] | Interest Rate Reduction and Extension of Maturity [Member] | Mortgage Receivable [Member] | Real Estate Loan [Member]
Financing receivable modifications
Residential Portfolio Segment [Member] | Principal Forgiveness [Member] | Individual Tax Identification Number Loan [Member] | Real Estate Loan [Member]
Financing receivable modifications
Residential Portfolio Segment [Member] | Rate Reduction and Payment Deferral [Member] | Individual Tax Identification Number Loan [Member] | Real Estate Loan [Member]
Financing receivable modifications	60	81
Residential Portfolio Segment [Member] | Rate Reduction and Payment Deferral [Member] | Mortgage Receivable [Member] | Real Estate Loan [Member]
Financing receivable modifications
Residential Portfolio Segment [Member] | Extended Maturity [Member] | Individual Tax Identification Number Loan [Member] | Real Estate Loan [Member]
Financing receivable modifications
Residential Portfolio Segment [Member] | Extended Maturity [Member] | Mortgage Receivable [Member] | Real Estate Loan [Member]
Financing receivable modifications
Residential Portfolio Segment [Member] | Payment Deferral [Member] | Individual Tax Identification Number Loan [Member] | Real Estate Loan [Member]
Financing receivable modifications		197
Residential Portfolio Segment [Member] | Payment Deferral [Member] | Mortgage Receivable [Member] | Real Estate Loan [Member]
Financing receivable modifications

Note 5 - Loans - Troubled Debt

Note 5 - Loans - Troubled Debt Restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Number of contracts	0	1	8
Pre-modification outstanding recorded investment		$ 81	$ 2,760
Post-modification outstanding recorded investment		$ 61	$ 2,752
Commercial Portfolio Segment [Member]
Number of contracts			4
Pre-modification outstanding recorded investment			$ 2,244
Post-modification outstanding recorded investment			$ 2,266
Residential Portfolio Segment [Member] | Individual Tax Identification Number Loan [Member] | Real Estate Loan [Member]
Number of contracts		1	3
Pre-modification outstanding recorded investment		$ 81	$ 372
Post-modification outstanding recorded investment		$ 61	$ 342
Residential Portfolio Segment [Member] | Residential One to Four Family [Member] | Real Estate Loan [Member]
Number of contracts			1
Pre-modification outstanding recorded investment			$ 144
Post-modification outstanding recorded investment			$ 144

Note 5 - Loans - Performing and

Note 5 - Loans - Performing and Nonperforming Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Gross loans	$ 946,251	$ 879,835	$ 804,211
Commercial Portfolio Segment [Member]
Gross loans	135,543	142,405	146,881
Commercial Real Estate Portfolio Segment [Member]
Gross loans	660,893	585,593	503,705
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	22,563	15,902
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	433,708	377,668
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	204,622	192,023
Residential Portfolio Segment [Member]
Gross loans	98,770	101,912	101,944
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	37,446	41,188
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	34,366	30,377
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	26,958	30,347
Consumer Portfolio Segment [Member]
Gross loans	51,045	49,925	$ 51,681
Performing Financial Instruments [Member]
Gross loans	942,105	874,036
Performing Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Gross loans	134,584	140,802
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	22,563	15,902
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	433,160	377,668
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	204,622	191,423
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	35,058	38,279
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	34,181	29,771
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	26,915	30,302
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Gross loans	51,022	49,889
Nonperforming Financial Instruments [Member]
Gross loans	4,146	5,799
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Gross loans	959	1,603
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	548
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans		600
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	2,388	2,909
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	185	606
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	43	45
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Gross loans	$ 23	$ 36

Note 5 - Loans - Internal Risk

Note 5 - Loans - Internal Risk Rating by Loan Class (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Gross loans	$ 946,251	$ 879,835	$ 804,211
Commercial Portfolio Segment [Member]
Gross loans	135,543	142,405	146,881
Commercial Real Estate Portfolio Segment [Member]
Gross loans	660,893	585,593	503,705
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	22,563	15,902
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	433,708	377,668
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	204,622	192,023
Residential Portfolio Segment [Member]
Gross loans	98,770	101,912	101,944
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	37,446	41,188
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	34,366	30,377
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	26,958	30,347
Consumer Portfolio Segment [Member]
Gross loans	51,045	49,925	$ 51,681
Pass [Member]
Gross loans	871,038	809,332
Pass [Member] | Commercial Portfolio Segment [Member]
Gross loans	118,643	117,087
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	22,539	14,762
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	409,157	364,230
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	179,154	171,005
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	31,805	34,923
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	33,388	28,981
Pass [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	25,336	28,457
Pass [Member] | Consumer Portfolio Segment [Member]
Gross loans	51,016	49,887
Watch [Member]
Gross loans	53,150	48,863
Watch [Member] | Commercial Portfolio Segment [Member]
Gross loans	15,247	22,213
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	24
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	21,698	9,160
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	14,075	15,198
Watch [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans
Watch [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	793	791
Watch [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	1,313	1,501
Watch [Member] | Consumer Portfolio Segment [Member]
Gross loans
Special Mention [Member]
Gross loans		8,052
Special Mention [Member] | Commercial Portfolio Segment [Member]
Gross loans		40
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans		1,140
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans		2,900
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans		3,907
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans
Special Mention [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans		63
Special Mention [Member] | Consumer Portfolio Segment [Member]
Gross loans		2
Substandard [Member]
Gross loans	22,063	13,588
Substandard [Member] | Commercial Portfolio Segment [Member]
Gross loans	1,653	3,065
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	2,853	1,378
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	11,393	1,913
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	5,641	6,265
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	185	605
Substandard [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	309	326
Substandard [Member] | Consumer Portfolio Segment [Member]
Gross loans	29	36
Doubtful [Member]
Gross loans
Doubtful [Member] | Commercial Portfolio Segment [Member]
Gross loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans
Doubtful [Member] | Consumer Portfolio Segment [Member]
Gross loans

Note 5 - Loans - Allowance for

Note 5 - Loans - Allowance for Credit Losses and Recorded Investment in Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended				12 Months Ended
	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Balance				$ 11,544	$ 11,925	$ 11,544	$ 11,180
Charge-offs					(1,248)	(1,502)	(2,784)
Recoveries					1,615	933	3,148
Provision for loan and lease losses	$ 450		$ 300	200		950
Balance	11,925				12,292	11,925	11,544
Individually evaluated for impairment								$ 1,237	$ 1,169	$ 1,461
Collectively evaluated for impairment								11,055	10,756	10,083
Total	11,925			11,544	11,925	11,925	11,544	12,292	11,925	11,544
Individually evaluated for impairment								11,012	13,147	18,794
Collectively evaluated for impairment								935,239	866,688	785,417
Total gross loans								946,251	879,835	804,211
Commercial Portfolio Segment [Member]
Balance				2,747	2,397	2,747	2,493
Charge-offs					(132)	(51)	(1,106)
Recoveries					865	512	427
Provision for loan and lease losses					(925)	(811)	933
Balance	2,397				2,205	2,397	2,747
Individually evaluated for impairment								748	690	641
Collectively evaluated for impairment								1,457	1,707	2,106
Total	2,397			2,747	2,397	2,397	2,747	2,205	2,397	2,747
Individually evaluated for impairment								2,183	3,154	3,525
Collectively evaluated for impairment								133,360	139,251	143,356
Total gross loans								135,543	142,405	146,881
Commercial Real Estate Portfolio Segment [Member]
Balance				5,680	6,514	5,680	5,784
Charge-offs							(37)
Recoveries						27	2,480
Provision for loan and lease losses					602	807	(2,547)
Balance	6,514				7,116	6,514	5,680
Individually evaluated for impairment								209	77	85
Collectively evaluated for impairment								6,907	6,437	5,595
Total	6,514			5,680	6,514	6,514	5,680	7,116	6,514	5,680
Individually evaluated for impairment								1,343	1,403	3,125
Collectively evaluated for impairment								659,550	584,190	500,580
Total gross loans								660,893	585,593	503,705
Residential Portfolio Segment [Member]
Balance				1,716	1,169	1,716	1,577
Charge-offs					(226)	(483)	(829)
Recoveries					435	178	114
Provision for loan and lease losses					(205)	(242)	854
Balance	1,169				1,173	1,169	1,716
Individually evaluated for impairment								273	391	721
Collectively evaluated for impairment								900	778	995
Total	1,169			1,716	1,169	1,169	1,716	1,173	1,169	1,716
Individually evaluated for impairment								7,463	8,554	11,894
Collectively evaluated for impairment								91,307	93,358	90,050
Total gross loans								98,770	101,912	101,944
Consumer Portfolio Segment [Member]
Balance				955	1,435	955	770
Charge-offs					(890)	(968)	(812)
Recoveries					315	216	127
Provision for loan and lease losses					496	1,232	870
Balance	1,435				1,356	1,435	955
Individually evaluated for impairment								7	11	14
Collectively evaluated for impairment								1,349	1,424	941
Total	1,435			955	1,435	1,435	955	1,356	1,435	955
Individually evaluated for impairment								23	36	250
Collectively evaluated for impairment								51,022	49,889	51,431
Total gross loans								51,045	49,925	51,681
Unallocated Financing Receivables [Member]
Balance				446	410	446	556
Charge-offs
Recoveries
Provision for loan and lease losses					32	(36)	(110)
Balance	410				442	410	446
Individually evaluated for impairment
Collectively evaluated for impairment								442	410	446
Total	$ 410			$ 446	$ 410	$ 410	$ 446	442	410	446
Individually evaluated for impairment
Collectively evaluated for impairment
Total gross loans

Note 6 - Purchase of Financia_2

Note 6 - Purchase of Financial Assets (Details Textual) - USD ($) $ in Millions	3 Months Ended	56 Months Ended
	Jun. 30, 2018	Dec. 31, 2018
Loan Purchase Agreement Financial Asset for Which Transfer Is Accounted as a Purchase Total Commitment to Purchase	$ 50
Loan Purchase Agreement Financial Asset for Which Transfer is Accounted as a Purchase Par Value Purchased		$ 137.3
Loan Purchase Agreement Financial Asset for Which Transfer Is Accounted as a Purchase Net Discount Premium		92.1
Payments for Loans		$ 45.2

Note 7 - Premises and Equipme_3

Note 7 - Premises and Equipment (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Depreciation, Total	$ 1.7	$ 2.1	$ 1.9

Note 7 - Premises and Equipme_4

Note 7 - Premises and Equipment - Components of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Premises and equipment	$ 29,758	$ 29,890
Less: accumulated depreciation and amortization	(16,639)	(15,142)
Premises and equipment, net	13,119	14,748
Land [Member]
Premises and equipment	2,063	2,063
Land Improvements [Member]
Premises and equipment	241	241
Bank Buildings [Member]
Premises and equipment	13,076	12,976
Furniture, Fixtures and Equipment [Member]
Premises and equipment	12,682	12,639
Software and Software Development Costs [Member]
Premises and equipment	1,624	1,634
Assets Not Yet Placed in Service [Member]
Premises and equipment	$ 72	$ 337

Note 8 - Other Real Estate Ow_3

Note 8 - Other Real Estate Owned (OREO) (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Number of Loans Transferred to OREO	5
Real Estate Owned, Transfer to Real Estate Owned	$ 140	$ 981	$ 147
Number of Real Estate Properties Sold	5
Other Real Estate, Disposals	$ 144	1,743	745
Gains (Losses) on Sales of Other Real Estate	$ 73	$ 368	$ (109)
Residential One to Four Family [Member]
Number of Real Estate Properties	1
Real Estate Acquired Through Foreclosure	$ 31

Note 8 - Other Real Estate Ow_4

Note 8 - Other Real Estate Owned - Changes in OREO (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Balance at beginning of year	$ 35	$ 759	$ 1,423
Additions	140	1,071	189
Dispositions	(144)	(1,743)	(745)
Valuation adjustments		(52)	(108)
Balance at ending of year	$ 31	$ 35	$ 759

Note 9 - Intangible Assets (Det

Note 9 - Intangible Assets (Details Textual) - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2018
Goodwill, Impairment Loss		$ 0
Goodwill, Amortization period		15 years
Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life		8 years
Acquired Finite-lived Intangible Asset, Residual Value		$ 0
Finite-Lived Intangible Asset, Amortization Period		15 years
Bank of America Branches [Member]
Goodwill, Ending Balance	$ 665
Bank of America Branches [Member] | Core Deposits [Member]
Finite-lived Intangible Assets Acquired	$ 1,800

Note 9 - Intangible Assets - Co

Note 9 - Intangible Assets - Core Deposit Intangible (Details) $ in Thousands	Dec. 31, 2018USD ($)
Core deposit intangible, net	$ 1,176
Core Deposits [Member]
Gross carrying amount	1,804
Accumulated amortization	(628)
Core deposit intangible, net	$ 1,176

Note 9 - Intangible Assets - Es

Note 9 - Intangible Assets - Estimated Amortization of Intangible Assets (Details) $ in Thousands	Dec. 31, 2018USD ($)
2019	$ 225
2020	225
2021	225
2022	225
2023	225
Thereafter	51
Core deposit intangible, net	$ 1,176

Note 10 - Other Assets - Other

Note 10 - Other Assets - Other Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Federal Home Loan Bank of San Francisco stock	$ 5,892	$ 4,537
Qualified Zone Academy Bonds	4,740	4,740
Interest receivable	4,609	4,462
Investments in affordable housing partnerships	3,020	3,529
Prepaid expenses	1,075	1,132
Investment in CRA fund	1,036	1,011
Loan servicing receivables	625	643
SBA payments in process	411	179
Investment in Bank of Commerce Holdings Trust II	310	310
Other	767	129
Total	$ 22,485	$ 20,672

Note 11 - Interest-bearing De_3

Note 11 - Interest-bearing Deposits - Major Types of Interest Bearing Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Money market accounts	$ 265,093	$ 236,769
Savings accounts	114,840	110,837
Certificates of deposit, $250,000 and over	55,872
Total interest-bearing deposits	252,202	260,221
Interest-bearing Deposits [Member]
Demand - interest-bearing	252,202	260,221
Money market accounts	265,093	236,769
Savings accounts	114,840	110,837
Certificates of deposit, less than $250,000	96,510	130,681
Certificates of deposit, $250,000 and over	55,872	58,574
Total interest-bearing deposits	$ 784,517	$ 797,082

Note 11 - Interest-bearing De_4

Note 11 - Interest-bearing Deposits - Interest Expense for Each Deposit Type (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Demand - interest-bearing	$ 414	$ 274	$ 201
Money market accounts	646	470	322
Savings accounts	288	200	174
Interest Expense [Member]
Demand - interest-bearing	414	274	201
Money market accounts	646	470	322
Savings accounts	288	200	174
Certificates of deposit, less than $250,000	1,100	1,429	1,537
Certificates of deposit, $250,000 and over	810	759	642
Total interest-bearing deposits	$ 3,258	$ 3,132	$ 2,876

Note 11 - Interest-bearing De_5

Note 11 - Interest-bearing Deposits - Scheduled Maturities of All Time Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
2019	$ 83,928
2020	28,912
2021	26,419
2022	9,676
2023	3,422
Thereafter	25
Total certificates of deposit	$ 152,382	$ 189,255

Note 11 - Interest-bearing De_6

Note 11 - Interest-bearing Deposits - Scheduled Maturities of Time Deposits of $250 Thousand or More (Details) $ in Thousands	Dec. 31, 2018USD ($)
Three months or less	$ 9,144
Over three months through six months	5,405
Over six months through twelve months	5,583
Over twelve months	35,740
Total certificates of deposit of $250 thousand or more	$ 55,872

Note 12 - Term Debt (Details Te

Note 12 - Term Debt (Details Textual) - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2018	Dec. 31, 2017
Federal Home Loan Bank Stock		$ 5,892	$ 4,537
Proceeds from Issuance of Senior Long-term Debt	$ 10,000
Proceeds from Issuance of Subordinated Long-term Debt	10,000
Federal Funds Purchased		0	0
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		0	0
Federal Funds Purchased [Member]
Line of Credit Facility, Maximum Borrowing Capacity		$ 35,000
Federal Funds Purchased [Member] | Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage		2.64%
Federal Funds Purchased [Member] | Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage		3.28%
Federal Reserve Bank Advances [Member]
Line of Credit Facility, Maximum Borrowing Capacity		$ 17,300
Senior Notes [Member]
Debt Instrument, Periodic Payment, Total	83
Debt Instrument, Periodic Payment Terms, Balloon Payment to be Paid	5,000
Debt Issuance Costs, Gross	$ 15
Senior Notes [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate	4.00%
Subordinated Debt [Member] | Fixed to Floating Interest Rate [Member]
Debt Issuance Costs, Gross	$ 210
Debt Instrument, Interest Rate, Stated Percentage	6.88%
Debt Fixed Interest Term	5 years
Subordinated Debt [Member] | London Interbank Offered Rate (LIBOR) [Member] | Fixed to Floating Interest Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	5.26%
Federal Home Loan Bank of San Francisco [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available		395,500
Advances from Federal Home Loan Banks, Total		0	0
Federal Home Loan Bank, Advances, Activity for Year, Average Balance of Agreements Outstanding		22,500	302
Federal Home Loan Bank, Advances, Activity for Year, Maximum Outstanding at any Month End		70,000	$ 10,000
Federal Home Loan Bank of San Francisco [Member] | Real Estate [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		449,500
Federal Home Loan Bank of San Francisco [Member] | Equity Securities [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		30,900
Federal Home Loan Bank of San Francisco [Member] | Other Assets [Member]
Federal Home Loan Bank Stock		$ 5,900

Note 12 - Term Debt - Term Debt

Note 12 - Term Debt - Term Debt (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Long-term debt, gross	$ 13,496	$ 17,096
Unamortized debt issuance costs	(91)	(138)
Net term debt	13,405	16,958
Senior Notes [Member]
Long-term debt, gross	3,496	7,096
Unamortized debt issuance costs	(2)	(6)
Subordinated Debt [Member]
Long-term debt, gross	10,000	10,000
Unamortized debt issuance costs	$ (89)	$ (132)

Note 12 - Term Debt - Future Co

Note 12 - Term Debt - Future Contractual Maturities of Term Debt (Details) $ in Thousands	Dec. 31, 2018USD ($)
2018	$ 1,000
2019	2,496
2020
2021
2022
Thereafter	10,000
Total future maturities	13,496
Senior Notes [Member]
2018	1,000
2019	2,496
2020
2021
2022
Thereafter
Total future maturities	3,496
Subordinated Debt [Member]
2018
2019
2020
2021
2022
Thereafter	10,000
Total future maturities	$ 10,000

Note 13 - Junior Subordinated_3

Note 13 - Junior Subordinated Debentures (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Number Of Wholly Owned Trusts	1	1
Junior Subordinated Notes, Total	$ 10,310	$ 10,310
Bank of Commerce Holdings Trust II [Member]
Common Stock Held in Trust	$ 310	$ 310
Junior Subordinated Debt [Member] | Bank of Commerce Holdings Trust II [Member]
Debt Instrument, Interest Rate, Effective Percentage	4.37%	3.17%
Debt Instrument, Basis Spread on Variable Rate	1.58%
Junior Subordinated Notes, Total	$ 10,310

Note 13 - Junior Subordinated_4

Note 13 - Junior Subordinated Debentures - Trusts (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Bank of Commerce Holdings Trust II	$ 10,310	$ 10,310
Bank of Commerce Holdings Trust II [Member] | Junior Subordinated Debt [Member]
Bank of Commerce Holdings Trust II	Jul. 29, 2005
Bank of Commerce Holdings Trust II	$ 10,310
Bank of Commerce Holdings Trust II	Sep. 15, 2035

Note 14 - Other Liabilities - O

Note 14 - Other Liabilities - Other Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Deferred compensation – directors fees	$ 3,846	$ 3,823
Salary continuation	3,462	3,387
Severance payable	760	790
Accrued employee incentives	1,522	1,170
Reserve for unfunded commitments	695	695
Cash dividend declared on common stock and payable after period-end	651	486	$ 401
Delayed equity contributions - affordable housing tax credit partnerships	343	361
Deferred income	283	315
Other loan servicing liabilities	188	235
Other	1,602	895
Total	$ 13,352	$ 12,157

Note 15 - Commitments and Con_3

Note 15 - Commitments and Contingencies (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Number of Operating Leases Sites	9
Expiry of Standby Letters of Credit Within One Year	$ 8,400
Expiry of Standby Letter of Credit Thereafter	118
Reserve for Unfunded Commitments Included in Other Liabilities	$ 695	$ 695
Real Estate Related Loans Representing Lease Portfolio	81.00%	77.00%
Insurance Claims [Member] | Maximum [Member]
Loss Contingency, Estimate of Possible Loss	$ 225
Other Liabilities [Member]
Reserve for Unfunded Commitments Included in Other Liabilities	$ 695	$ 695

Note 15 - Commitments and Con_4

Note 15 - Commitments and Contingencies - Rent Expense and Rent Income (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Rent income(1)	[1]		$ 46	$ 78
Rent expense		922	841	707
Net rent expense		$ 922	$ 795	$ 629
[1]	Rental income is derived from OREO properties

Note 15 - Commitments and Con_5

Note 15 - Commitments and Contingencies - Future Minimum Lease Payments Under Non-cancelable Operating Leases (Details) $ in Thousands	Dec. 31, 2018USD ($)
2019	$ 866
2020	884
2021	899
2022	807
2023	335
Thereafter	1,032
Total	$ 4,823

Note 15 - Commitments and Con_6

Note 15 - Commitments and Contingencies - Commitments and Contingent Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Commitments	$ 235,768	$ 227,744
Standby Letters of Credit [Member]
Commitments	8,548	6,692
Federal Home Loan Bank of San Francisco Affordable Housing Grant Sponsorships [Member]
Commitments	3,338	3,338
Commitments to Extend Credit [Member]
Commitments	$ 223,882	$ 217,714

Note 16 - Employee Benefits a_2

Note 16 - Employee Benefits and Retirement Plans (Details Textual) - USD ($) $ in Thousands	12 Months Ended			36 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2018
Defined Contribution Plan Employer Matching Contribution Percentage of Deferred Salar	100.00%
Defined Contribution Plan Maximum Annual Employee Contribution Percentage of Deferred Salar	3.00%
Defined Contribution Plan Employer Matching Contribution Percentage of Deferred Salary One	50.00%
Defined Contribution Plan Maximum Annual Employee Contribution Percentage of Deferred Salary One	2.00%
Defined Contribution Plan, Cost	$ 549	$ 494	$ 457
Defined Contribution Plan, Employer Discretionary Contribution Amount				$ 0
Deferred Compensation Plan Balance Maximum	500			500
Director [Member]
Deferred Compensation Arrangement with Individual, Compensation Expense	309	292	281
Deferred Compensation Arrangement with Individual, Recorded Liability	$ 3,800	3,800		3,800
The 2013 Plan [Member]
Deferred Compensation Period	30 days
Deferred Compensation Arrangement Monthly Installment Period	10 years
The 1993 Plan [Member] | Director [Member]
Deferred Compensation Arrangement Monthly Installment Period	15 years
Deferred Compensation Arrangement with Individual Compensation Interest Rate	10.00%
The 1993 Plan [Member] | Director [Member] | Prime Rate [Member]
Deferred Compensation Arrangement with Individual Compensation Interest Rate	3.00%
Supplemental Employee Retirement Plan [Member]
Defined Benefit Plan Compensation Expense	$ 532	577	$ 551
Defined Benefit Plan, Benefit Obligation, Ending Balance	$ 3,500	$ 3,400		$ 3,500
Minimum [Member]
Defined Benefit Plan Designated Payment Period	10 years

Note 17 - Shareholders' Equit_3

Note 17 - Shareholders' Equity and Stock Plans (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Jan. 31, 2019	Dec. 19, 2018	May 10, 2017	Jan. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares				1,834,142
Proceeds from Issuance of Common Stock						$ 26,778
Fair Market Value Percentage Under Incentive Option Plan					100.00%
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant					152,000
Proceeds from Stock Options Exercised					$ 216	$ 245	$ 10
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross					0	0	0
Common Stock, Dividends, Per Share, Declared		$ 0.04
Dividends Payable, Date Declared		Jan. 11, 2019
Dividends Payable, Date of Record		Jan. 2, 2019
Restricted Stock [Member]
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense					$ 46
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition					2 years
Restricted Stock [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period					3 years
Restricted Stock [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period					5 years
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage Per Year					20.00%
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition					2 years
Public Offering [Member]
Stock Issued During Period, Shares, New Issues			2,738,096
Share Price			$ 10.50
Proceeds from Issuance of Common Stock			$ 26,800
Subsequent Event [Member] | Bank of Commerce [Member] | Merchants Holding Company [Member]
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners	10.00%			10.00%
Subsequent Event [Member] | Merchants Holding Company [Member]
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	1,834,142			1,834,142
Payments to Acquire Businesses, Gross	$ 15,300			$ 15,300
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans	85,300			85,300
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Deposits	190,200			190,200
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Investment Securities	$ 107,400			$ 107,400

Note 17 - Shareholders' Equit_4

Note 17 - Shareholders' Equity and Stock Plans - Stock Option Activity (Details) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Options outstanding (in shares)	134,500	188,900
Options outstanding, weighted average exercise price (in dollars per share)	$ 5.24	$ 5.08
Options outstanding, aggregate intrinsic value	$ 488,665	$ 704,350	$ 834,625
Options outstanding, weighted average remaining contractual term (Year)	4 years 40 days	4 years 277 days	5 years 240 days
Exercised (in shares)	(37,100)	(51,900)
Exercised, weighted average exercise price (in dollars per share)	$ 5.82	$ 4.73
Exercised, aggregate intrinsic value	$ 215,685	$ 245,450
Exercised, weighted average remaining contractual term (Year) (Year)	2 years 350 days	4 years 153 days
Forfeited (in shares)		(2,500)
Forfeited, weighted average exercise price (in dollars per share)		$ 4.05
Options outstanding (in shares)	97,400	134,500	188,900
Options outstanding, weighted average exercise price (in dollars per share)	$ 5.02	$ 5.24	$ 5.08
Exercisable at December 31, 2018 (in shares)	93,400
Exercisable at December 31, 2018 (in dollars per share)	$ 4.98
Exercisable at December 31, 2018	$ 465,345
Exercisable at December 31, 2018 (Year)	4 years 10 days

Note 17 - Shareholders' Equit_5

Note 17 - Shareholders' Equity and Stock Plans - Additional Compensation Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Number of exercisable shares (in shares)	93,400
Number of shares granted (in shares)	4,653	4,868
Grant price (in dollars per share)	$ 11.50	$ 10.05
Compensation expense	$ 53,510	$ 48,923
Employee Stock Option [Member]
Stock compensation expense	8,000	23,000	$ 24,000
Unrecognized compensation costs related to non-vested stock option payments		$ 17,000	$ 29,000
Number of exercisable shares (in shares)	93,000	119,000	157,000
Restricted Stock [Member]
Stock compensation expense	$ 185,000	$ 196,000	$ 215,000
Restricted stock awards weighted average grant date fair value per share (in dollars per share)	$ 11.50	$ 10.35	$ 5.74
Unrecognized compensation costs related to non-vested restricted stock payments	$ 470,000	$ 414,000	$ 205,000

Note 17 - Shareholders' Equit_6

Note 17 - Shareholders' Equity and Stock Plans - Unvested Restricted Shares (Details) - Restricted Stock [Member] - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Unvested restricted shares outstanding (in shares)	74,489	67,180
Unvested restricted shares weighted average grant price (in dollars per share)	$ 8.60	$ 5.84
Unvested restricted shares aggregate intrinsic value	$ 700,820	$ 640,255	$ 638,210
Unvested restricted shares remaining contractual term (Year)	354 days	1 year 10 days	1 year 138 days
Granted (in shares)	29,913	45,070
Restricted stock awards weighted average grant date fair value per share (in dollars per share)	$ 11.50	$ 10.35	$ 5.74
Granted aggregate intrinsic value	$ 344,000	$ 466,328
Granted remaining contractual term (Year)	1 year 25 days	1 year 116 days
Vested (in shares)	(37,634)	(37,761)
Vested weighted average grant price (in dollars per share)	$ 7.53	$ 5.79
Vested aggregate intrinsic value	$ 283,433	$ 218,600
Unvested restricted shares outstanding (in shares)	66,768	74,489	67,180
Unvested restricted shares weighted average grant price (in dollars per share)	$ 10.50	$ 8.60	$ 5.84

Note 17 - Shareholders' Equit_7

Note 17 - Shareholders' Equity and Stock Plans - Summary of Cash Dividends Paid to Common Shareholders (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Cash dividends paid to common shareholders	$ 2,274	$ 1,776	$ 1,603
Dividend on common stock (in dollars per share)	$ 0.14	$ 0.12	$ 0.12

Note 18 - Regulatory Capital (D

Note 18 - Regulatory Capital (Details Textual)	Dec. 31, 2018
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%
Capital Conversion Buffer	2.50%

Note 18 - Regulatory Capital -

Note 18 - Regulatory Capital - Regulatory Capital Requirements (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Common Equity Tier One Risk Based Capital Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%
Subtotal Bank of Commerce Holdings [Member]
Common Equity Tier One Risk Based Capital	$ 139,488	$ 125,745
Common Equity Tier One Risk Based Capital to Risk Weighted Assets	12.79%	12.26%
Common Equity Tier One Risk Based Capital Required for Capital Adequacy	$ 49,072	$ 46,169
Common Equity Tier One Risk Based Capital Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%	4.50%
Applicable capital conservation buffer, common equity tier 1 capital	1.875%	1.25%
Common Equity Tier One, Capital Adequacy Plus Capital Conservation Buffer	$ 69,519	$ 58,994
Common Equity Tier One Capital Adequacy Plus Capital Conservation Buffer to Risk Weighted Assets	6.375%	5.75%
Tier 1 capital ratio	$ 149,488	$ 135,745
Tier One Risk Based Capital to Risk Weighted Assets	13.71%	13.23%
Tier One Risk Based Capital Required for Capital Adequacy	$ 65,429	$ 61,559
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	6.00%
Applicable capital conservation buffer, Tier 1 capital ratio	1.875%	1.25%
Tier One Risk Based Capital Required to be Well Capitalized, Capital Adequacy Plus Capital Conservation Buffer	$ 85,876	$ 74,384
Tier One Risk Based Capital Capital Adequacy Plus Capital Conservation Buffer to Risk Weighted Assets	7.875%	7.25%
Capital	$ 172,475	$ 158,365
Capital to Risk Weighted Assets	15.82%	15.44%
Capital Required for Capital Adequacy	$ 87,239	$ 82,079
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Applicable capital conservation buffer, Total capital ratio	1.875%	1.25%
Capital Required to be Well Capitalized, Capital Adequacy Plus Capital Conservation Buffer	$ 107,686	$ 94,903
Capital Adequacy Plus Capital Conservation Buffer to Risk Weighted Assets	9.875%	9.25%
Tier One Leverage Capital	$ 149,488	$ 135,745
Tier One Leverage Capital to Average Assets	11.21%	10.86%
Tier One Leverage Capital Required for Capital Adequacy	$ 53,079	$ 50,008
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Tier One Leverage, Capital Adequacy Plus Capital Conservation Buffer	$ 53,079	$ 50,008
Tier One Leverage, Capital Adequacy Plus Capital Conservative Buffer to Risk Weighted Assets	4.00%	4.00%
Commercial Banking [Member]
Common Equity Tier One Risk Based Capital	$ 144,245	$ 129,139
Common Equity Tier One Risk Based Capital to Risk Weighted Assets	13.23%	12.58%
Common Equity Tier One Risk Based Capital Required for Capital Adequacy	$ 49,054	$ 46,179
Common Equity Tier One Risk Based Capital Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%	4.50%
Applicable capital conservation buffer, common equity tier 1 capital	1.875%	1.25%
Common Equity Tier One, Capital Adequacy Plus Capital Conservation Buffer	$ 69,493	$ 59,006
Common Equity Tier One Capital Adequacy Plus Capital Conservation Buffer to Risk Weighted Assets	6.375%	5.75%
Tier 1 capital ratio	$ 144,245	$ 129,139
Tier One Risk Based Capital to Risk Weighted Assets	13.23%	12.58%
Tier One Risk Based Capital Required for Capital Adequacy	$ 65,405	$ 61,572
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	6.00%
Applicable capital conservation buffer, Tier 1 capital ratio	1.875%	1.25%
Tier One Risk Based Capital Required to be Well Capitalized, Capital Adequacy Plus Capital Conservation Buffer	$ 85,844	$ 74,399
Tier One Risk Based Capital Capital Adequacy Plus Capital Conservation Buffer to Risk Weighted Assets	7.875%	7.25%
Capital	$ 157,232	$ 141,760
Capital to Risk Weighted Assets	14.42%	13.81%
Capital Required for Capital Adequacy	$ 87,207	$ 82,096
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Applicable capital conservation buffer, Total capital ratio	1.875%	1.25%
Capital Required to be Well Capitalized, Capital Adequacy Plus Capital Conservation Buffer	$ 107,646	$ 94,923
Capital Adequacy Plus Capital Conservation Buffer to Risk Weighted Assets	9.875%	9.25%
Tier One Leverage Capital	$ 144,245	$ 129,139
Tier One Leverage Capital to Average Assets	10.81%	10.33%
Tier One Leverage Capital Required for Capital Adequacy	$ 53,369	$ 49,989
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Tier One Leverage, Capital Adequacy Plus Capital Conservation Buffer	$ 53,369	$ 49,989
Tier One Leverage, Capital Adequacy Plus Capital Conservative Buffer to Risk Weighted Assets	4.00%	4.00%
Common Equity Tier One Risk Based Capital Required to Be Well Capitalized	$ 70,856	$ 66,703
Common Equity Tier One Risk Based Capital Required to Be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Tier One Risk Based Capital Required to be Well Capitalized	$ 87,207	$ 82,096
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	8.00%
Capital Required to be Well Capitalized	$ 109,009	$ 102,620
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Leverage Capital Required to be Well Capitalized	$ 66,712	$ 62,486
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%

Note 19 - Derivatives (Details

Note 19 - Derivatives (Details Textual) - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Gain (Loss) on Discontinuation of Cash Flow Hedge Due to Forecasted Transaction Probable of Not Occurring, Net, Total				$ (2,325)
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net, Total				2,721
Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net, Total				$ (1,600)
Federal Home Loan Bank of San Francisco [Member]
Gain (Loss) on Discontinuation of Cash Flow Hedge Due to Forecasted Transaction Probable of Not Occurring, Net, Total	$ (2,300)
Federal Home Loan Bank of San Francisco [Member] | Designated as Hedging Instrument [Member]
Payments of FHLBank Borrowings, Financing Activities	$ 75,000

Note 19 - Derivatives - Gains (

Note 19 - Derivatives - Gains (Losses) on Derivatives and Location on Income Statement (Details) - Reclassification out of Accumulated Other Comprehensive Income [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)
Interest Rate Swap [Member] | Interest on FHLB [Member]
Derivative gains (losses)	$ 396	[1]
Forward Starting Interest Rate Swaps [Member]
Derivative gains (losses)	2,721
Forward Starting Interest Rate Swaps [Member] | Interest on FHLB [Member]
Derivative gains (losses)	$ 2,325	[2]
[1]	Losses represent tax effected amounts reclassified from accumulated other comprehensive loss pertaining to net settlement recorded during the period on active interest rate swaps.
[2]	Losses represent tax effected amounts reclassified from accumulated other comprehensive loss pertaining to the terminated active and forward starting interest rate swaps.

Note 20 - Fair Values (Details

Note 20 - Fair Values (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Measurement Input, Cost to Sell [Member]
Other Real Estate Owned, Measurement Input	0.42
Other Real Estate Owned [Member]
Number of Real Estate Properties	1
OREO Carrying Amount	$ 31	$ 52
Allowance for Loan and Lease Losses, Adjustments, Other	$ 21

Note 20 - Fair Values - Fair Va

Note 20 - Fair Values - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Financial assets
Securities available-for-sale	$ 256,928	$ 266,943
Reported Value Measurement [Member]
Financial assets
Cash and cash equivalents	47,365	66,970
Securities available-for-sale	256,928	266,943
Net loans	935,886	869,620
Federal Home Loan Bank of San Francisco stock	5,892	4,536
Financial liabilities
Deposits	1,131,716	1,102,732
Term Debt	13,405	16,958
Junior subordinated debenture	10,310	10,310
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and cash equivalents	47,365	66,970
Securities available-for-sale
Net loans
Federal Home Loan Bank of San Francisco stock	5,892	4,536
Financial liabilities
Deposits
Term Debt
Junior subordinated debenture
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets
Cash and cash equivalents
Securities available-for-sale	256,928	266,943
Net loans
Federal Home Loan Bank of San Francisco stock
Financial liabilities
Deposits	1,129,795	1,101,523
Term Debt	13,323	16,918
Junior subordinated debenture	14,183	10,206
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets
Cash and cash equivalents
Securities available-for-sale
Net loans	936,697	873,660
Federal Home Loan Bank of San Francisco stock
Financial liabilities
Deposits
Term Debt
Junior subordinated debenture

Note 20 - Fair Values - Assets

Note 20 - Fair Values - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities available-for-sale	$ 256,928	$ 266,943
Fair Value, Measurements, Recurring [Member]
Total assets measured at fair value	256,928	266,943
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total assets measured at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total assets measured at fair value	256,928	266,943
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total assets measured at fair value
US Government Agencies Debt Securities [Member]
Securities available-for-sale	40,087	40,369
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale	40,087	40,369
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	40,087	40,369
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale	50,530	78,844
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale	50,530	78,844
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	50,530	78,844
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Securities available-for-sale	138,503	114,592
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale	138,503	114,592
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	138,503	114,592
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Corporate Debt Securities [Member]
Securities available-for-sale	2,922	4,992
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale	2,922	4,992
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	2,922	4,992
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Commercial Mortgage Backed Securities [Member]
Securities available-for-sale	24,762	26,641
Commercial Mortgage Backed Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale	24,762	26,641
Commercial Mortgage Backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Commercial Mortgage Backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	24,762	26,641
Commercial Mortgage Backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Other Debt Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Securities available-for-sale	124	1,505
Other Debt Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Other Debt Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	124	1,505
Other Debt Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale

Note 20 - Fair Values - Fair _2

Note 20 - Fair Values - Fair Value of Assets Measured on a Non-recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Other real estate owned	$ 31	$ 35	$ 759	$ 1,423
Fair Value, Measurements, Nonrecurring [Member]
Other real estate owned	31	35
Total assets measured at fair value	31	95
Collateral dependent impaired loans		60
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Other real estate owned
Total assets measured at fair value
Collateral dependent impaired loans
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Other real estate owned
Total assets measured at fair value
Collateral dependent impaired loans
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Other real estate owned	31	35
Total assets measured at fair value	$ 31	95
Collateral dependent impaired loans		$ 60

Note 20 - Fair Values - Losses

Note 20 - Fair Values - Losses Resulting From Non-recurring Fair Value Adjustments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Losses resulting from nonrecurring fair value adjustments	$ 21	$ 58	$ 1,260
Collateral Dependent Impaired Loans [Member]
Losses resulting from nonrecurring fair value adjustments		20	1,183
Other Real Estate Owned [Member]
Losses resulting from nonrecurring fair value adjustments	$ 21	$ 38	$ 77

Note 21 - Income Taxes (Details

Note 21 - Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%	34.00%	34.00%
Deferred Tax Assets, Net of Valuation Allowance, Total	$ 8,518	$ 7,179
Qualified Zone Academy Bonds	4,740	4,740
Unrecognized Tax Benefits, Ending Balance	0	988	$ 988
Income Tax Benefit from Accelerated Tax Depreciation Deduction	484
Domestic Tax Authority [Member] | Internal Revenue Service (IRS) [Member]
Income Tax Examination, Liability (Refund) Adjustment from Settlement with Taxing Authority		(988)
Effective Income Tax Rate Reconciliation, Tax Settlement, Amount, Total	(988)
Capital Loss Carryforward [Member]
Tax Credit Carryforward, Amount	53	53
Other Assets [Member]
Qualified Zone Academy Bonds	4,700	4,700
Securities Available-for-sale [Member]
Qualified Zone Academy Bonds	$ 1,000	$ 1,000

Note 21 - Income Taxes - Income

Note 21 - Income Taxes - Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Federal income tax expense, current	$ 773	$ 2,005	$ 283
Federal income tax expense, deferred	292	2,837	409
Federal income tax expense, total	1,065	4,842	692
State income tax expense, current	1,733	1,474	582
State income tax expense, deferred	303	(76)	86
State income tax expense, total	2,036	1,398	668
Affordable housing partnership amortization, current	528	688	598
Income tax expense, current	3,034	4,167	1,463
Income tax expense, deferred	595	2,761	495
Income tax expense, total	$ 3,629	$ 6,928	$ 1,958

Note 21 - Income Taxes - Reconc

Note 21 - Income Taxes - Reconciliation of Income Taxes (Details)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Income tax at the federal statutory rate	21.00%	34.00%	34.00%
Deferred tax asset write-down		17.50%	5.00%
State franchise tax, net of federal tax benefit	8.30%	6.50%	6.10%
Amortization of affordable housing credit partnerships	2.70%	4.80%	8.10%
Officer life insurance	(0.60%)	(2.50%)	(2.90%)
Tax-exempt interest	(1.80%)	(5.20%)	(10.90%)
Affordable housing credits and benefits	(3.80%)	(5.70%)	(11.70%)
Accelerated depreciation - cost segregation study	(2.50%)
Reversal of uncertain tax position	(5.10%)
Other	0.50%	(0.80%)	(0.70%)
Effective Tax Rate	18.70%	48.50%	27.10%

Note 21 - Income Taxes - Deferr

Note 21 - Income Taxes - Deferred Tax Asset (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Deferred tax assets:
Allowance for loan and lease losses	$ 3,634	$ 3,526
Deferred compensation plan and salary continuation plan	2,385	2,365
State franchise tax	474	291
Acquisition costs	274	274
Net unrealized loss on securities available-for-sale	1,262	134
Interest received on non-accrual loans	86	105
Other	403	484
Total deferred tax assets	8,518	7,179
Deferred tax liabilities:
Deferred loan origination costs and fees	(579)	(619)
Basis difference in fixed assets	(874)
Other	(26)	(55)
Total deferred tax liabilities	(1,479)	(674)
Net deferred tax asset	$ 7,039	$ 6,505

Note 21 - Income Taxes - Uncert

Note 21 - Income Taxes - Uncertain Tax Positions (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Balance, beginning of period	$ 988	$ 988
Tax positions resolved during the year	(988)
Balance, end of period	$ 0	$ 988

Note 22 - Qualified Affordabl_3

Note 22 - Qualified Affordable Housing Partnership Investments (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Proportional Amortization Method Qualified Affordable Housing Project Investments	$ 3,020	$ 3,529
Proportional Amortization Method Qualified Affordable Housing Project Investments Unfunded Liability Obligation	$ 343	361
Qualified Affordable Housing Project Investments Term	18 years
Proportional Amortization Method Qualified Affordable Housing Project Investments Amortization	$ 528	$ 688	$ 598
Minimum [Member]
Qualified Affordable Housing Project Investments Return Rate	3.00%
Maximum [Member]
Qualified Affordable Housing Project Investments Return Rate	5.00%

Note 22 - Qualified Affordabl_4

Note 22 - Qualified Affordable Housing Partnership Investments - Original Investment in LIHTC Projects (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Original Investment	$ 7,954	$ 7,954
Current Recorded Investment	3,020	3,529
Unfunded Liability Obligation	343	361
Tax Credits and Benefits	583	781
Amortization of Investments	528	688	$ 598
Net Income Tax Benefit	55	93
Raymond James California Housing Opportunities Fund II [Member]
Original Investment	2,000	2,000
Current Recorded Investment	1,022	1,182
Unfunded Liability Obligation	28	20
Tax Credits and Benefits	200	227
Amortization of Investments	179	179
Net Income Tax Benefit	21	48
WNC Institutional Tax Credit Fun 38 L.P. [Member]
Original Investment	1,000	1,000
Current Recorded Investment	489	589
Unfunded Liability Obligation
Tax Credits and Benefits	126	131
Amortization of Investments	100	108
Net Income Tax Benefit	26	23
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Original Investment	2,500	2,500
Current Recorded Investment	1,270	1,476
Unfunded Liability Obligation	315	341
Tax Credits and Benefits	226	252
Amortization of Investments	206	237
Net Income Tax Benefit	20	15
California Affordable Housing Fund [Member]
Original Investment	2,454	2,454
Current Recorded Investment	239	282
Unfunded Liability Obligation
Tax Credits and Benefits	31	171
Amortization of Investments	43	164
Net Income Tax Benefit	$ (12)	$ 7

Note 22 - Qualified Affordabl_5

Note 22 - Qualified Affordable Housing Partnership Investments - Generated Tax Credits and Benefits From Investments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Generated tax credits	$ 478	$ 616	$ 655
Tax benefits from taxable losses	105	165	197
Raymond James California Housing Opportunities Fund II [Member]
Generated tax credits	170	176	184
Tax benefits from taxable losses	30	51	54
WNC Institutional Tax Credit Fun 38 L.P. [Member]
Generated tax credits	111	114	107
Tax benefits from taxable losses	15	17	36
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Generated tax credits	192	200	206
Tax benefits from taxable losses	34	52	60
California Affordable Housing Fund [Member]
Generated tax credits	5	126	158
Tax benefits from taxable losses	$ 26	$ 45	$ 47

Note 22 - Qualified Affordabl_6

Note 22 - Qualified Affordable Housing Partnership Investments - Anticipated Net Income Tax Benefit (Details) $ in Thousands	Dec. 31, 2018USD ($)
2019	$ 26
2020	26
2021	25
2022	23
2023 and thereafter	34
Total	134
Raymond James California Housing Opportunities Fund II [Member]
2019	19
2020	19
2021	19
2022	19
2023 and thereafter	32
Total	108
WNC Institutional Tax Credit Fun 38 L.P. [Member]
2019	17
2020	17
2021	16
2022	14
2023 and thereafter	27
Total	91
Merritt Community Capital Corporation Fund XV, L.P. [Member]
2019	4
2020	4
2021	4
2022	3
2023 and thereafter	6
Total	21
California Affordable Housing Fund [Member]
2019	(14)
2020	(14)
2021	(14)
2022	(13)
2023 and thereafter	(31)
Total	$ (86)

Note 23 - Acquisition (Details

Note 23 - Acquisition (Details Textual) - USD ($) $ in Thousands	Jan. 31, 2019	Jan. 31, 2019	Dec. 31, 2018
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares		1,834,142
Goodwill, Amortization period			15 years
Core Deposits [Member]
Finite-Lived Intangible Assets, Gross, Total			$ 1,804
Finite-Lived Intangible Asset, Useful Life			8 years
Subsequent Event [Member] | Merchants Holding Company [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total	$ 211,660	$ 211,660
Subsequent Event [Member] | Bank of Commerce [Member] | Merchants Holding Company [Member]
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners	10.00%	10.00%
Merchants Holding Company [Member] | Subsequent Event [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total	$ 215,015	$ 215,015
Payments to Acquire Businesses, Gross	$ 15,300	$ 15,300
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	1,834,142	1,834,142
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans	$ 85,300	$ 85,300
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Deposits	190,200	190,200
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Investment Securities	107,400	107,400
Goodwill, Ending Balance	11,039	$ 11,039
Goodwill, Amortization period		15 years
Business Acquisition, Transaction Costs	1,300	$ 1,300
Merchants Holding Company [Member] | Subsequent Event [Member] | Core Deposits [Member]
Finite-Lived Intangible Assets, Gross, Total	$ 4,400	$ 4,400
Finite-Lived Intangible Asset, Useful Life		8 years
Impairment of Intangible Assets, Finite-lived		$ 0

Note 23 - Acquisition - Assets

Note 23 - Acquisition - Assets and Liabilities Acquired (Details) - Subsequent Event [Member] $ in Thousands	Jan. 31, 2019USD ($)	Jan. 31, 2019USD ($)
Merchants Holding Company [Member]
Assets acquired:
Cash and fed funds sold	$ 12,425	$ 12,425
Investment securities	107,931	107,931
Loans, gross	87,570	87,570
Allowance for loan and lease losses	(1,286)	(1,286)
Interest receivable	688	688
Premises and equipment, net	378	378
Deferred tax asset, net	1,374	1,374
Federal Home Loan Bank of San Francisco stock	1,454	1,454
Life insurance	755	755
Other assets	371	371
Core deposit intangible
Total assets acquired	211,660	211,660
Liabilities assumed:
Demand and savings deposits	152,213	152,213
Certificates of deposit	38,003	38,003
Total deposits	190,216	190,216
Other liabilities	916	916
Total liabilities assumed	191,132	191,132
Net identifiable assets acquired over liabilities assumed	20,528	20,528
Merchants Holding Company [Member]
Consideration paid:
Cash	15,300	15,300
Stock 1,834,142 shares at $10.69 per share		19,607
Total consideration		34,907
Assets acquired:
Cash and fed funds sold	12,425	12,425
Investment securities	107,380	107,380
Investment securities, adjustment		(551)
Loans, gross	85,278	85,278
Allowance for loan and lease losses
Allowance for loan and lease losses, adjustment		1,286
Interest receivable	688	688
Premises and equipment, net	2,234	2,234
Premises and equipment, net, adjustment		1,856
Deferred tax asset, net	87	87
Federal Home Loan Bank of San Francisco stock	1,454	1,454
Life insurance	755	755
Other assets	361	361
Other assets, adjustment		(10)
Core deposit intangible	4,353	4,353
Core deposit intangible, adjustment		4,353
Total assets acquired	215,015	215,015
Total assets acquired, adjustment		3,355
Liabilities assumed:
Demand and savings deposits	152,213	152,213
Certificates of deposit	38,003	38,003
Total deposits	190,216	190,216
Other liabilities	931	931
Other liabilities, adjustment		15
Total liabilities assumed	191,147	191,147
Total liabilities assumed, adjustment		15
Net identifiable assets acquired over liabilities assumed	23,868	23,868
Net identifiable assets acquired over liabilities assumed, adjustment		3,340
Goodwill	$ 11,039	$ 11,039

Note 23 - Acquisition - Asset_2

Note 23 - Acquisition - Assets and Liabilities Acquired (Details) (Parentheticals)	1 Months Ended
	Jan. 31, 2019$ / sharesshares
Shares issued (in shares) | shares	1,834,142
Price per share (in dollars per share) | $ / shares	$ 10.69

Note 23 - Acquisition - Future

Note 23 - Acquisition - Future Estimated Amortization Expense (Details) $ in Thousands	Dec. 31, 2018USD ($)
2019	$ 225
2020	225
2021	225
2022	225
2023	225
Thereafter	51
Total	1,176
Core Deposits [Member]
Total	1,176
Merchants Holding Company [Member] | Core Deposits [Member]
2019	499
2020	544
2021	544
2022	544
2023	544
Thereafter	1,678
Total	$ 4,353

Note 23 - Acquisition - Pro For

Note 23 - Acquisition - Pro Forma Revenue and Earnings (Details) - Merchants Holding Company [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018		Dec. 31, 2017	Dec. 31, 2016
Net interest income	$ 52,948		$ 46,592	$ 41,287
Net income	$ 16,313	[1]	$ 8,069	$ 6,566
[1]	Net income for 2018 includes acquisition-related costs of $1.3 million for both entities

Note 24 - Earnings Per Common_3

Note 24 - Earnings Per Common Share (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Jan. 31, 2019	May 10, 2017	Jan. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares			1,834,142
Proceeds from Issuance of Common Stock					$ 26,778
Public Offering [Member]
Share Price		$ 10.50
Stock Issued During Period, Shares, New Issues		2,738,096
Proceeds from Issuance of Common Stock		$ 26,800
Subsequent Event [Member] | Merchants Holding Company [Member]
Payments to Acquire Businesses, Gross	$ 15,300		$ 15,300
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	1,834,142		1,834,142

Note 24 - Earnings Per Common_4

Note 24 - Earnings Per Common Share - Basic and Diluted EPS (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended								12 Months Ended
		Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018		Dec. 31, 2017		Dec. 31, 2016
Net income										$ 15,730		$ 7,344		$ 5,259
Weighted average shares - basic (in shares)		16,265	16,252	16,245	16,225	16,195	16,191	15,014	13,416	16,248	[1]	15,207	[1]	13,367	[1]
Effect of potentially dilutive common shares (2) (in shares)	[2]									84		103		58
Weighted average number of common shares outstanding - diluted (in shares)		16,345	16,342	16,325	16,310	16,306	16,288	15,113	13,521	16,332		15,310		13,425
Earnings per share - basic (in dollars per share)										$ 0.97		$ 0.48		$ 0.39
Earnings per share - diluted (in dollars per share)										$ 0.96		$ 0.48		$ 0.39
Employee Stock Option [Member]
Anti-dilutive securities not included in earnings per share calculation (in shares)														45
Restricted Stock [Member]
Anti-dilutive securities not included in earnings per share calculation (in shares)												7
[1]	Excludes unvested restricted shares because they do not have dividend or voting rights.
[2]	Represents the effects of the assumed exercise of stock options and vesting of non-participating restricted shares.

Note 25 - Related Party Trans_3

Note 25 - Related Party Transactions (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Related Party Deposit Liabilities	$ 11,800	$ 6,700
Related Party Transaction, Due from (to) Related Party, Total	0	0
Related Parties Outstanding Loan Commitments	$ 9,900	$ 12,400

Note 25 - Related Party Trans_4

Note 25 - Related Party Transactions - Aggregate Activity Involving Related Party Borrowers (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017
Balance at beginning of year		$ 13,230	$ 13,424
Advances on existing lines of credit		31,281	29,166
Principal repayments		(34,150)	(29,360)
Reclassifications (1)	[1]	(871)
Balance at end of year		$ 9,490	$ 13,230
[1]	Represents loans that were once considered related party but are no longer considered related party, or loans that were not related party that subsequently became related party loans.

Note 26 - Parent Company Fina_3

Note 26 - Parent Company Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Cash	$ 47,365	$ 66,970	$ 68,407	$ 51,192
Investment in Bank of Commerce Holdings Trust II	310	310
Other assets	22,485	20,672
Total Assets	1,307,104	1,269,421
Bank of Commerce Holdings Trust II	10,310	10,310
Other liabilities	13,352	12,157
Total liabilities	1,168,783	1,142,157
Total liabilities and shareholders’ equity	1,307,104	1,269,421
Parent Company [Member]
Cash	19,425	23,984
Redding Bank of Commerce	143,078	130,658
Bank of Commerce Mortgage	(64)	(64)
Investment in Bank of Commerce Holdings Trust II	310	310
Other assets	157	169
Total Assets	162,906	155,057
Senior debt, net	3,494	7,090
Subordinated debt, net	9,911	9,868
Bank of Commerce Holdings Trust II	10,310	10,310
Other liabilities	870	525
Total liabilities	24,585	27,793
Shareholders’ equity	138,321	127,264
Total liabilities and shareholders’ equity	$ 162,906	$ 155,057

Note 26 - Parent Company Fina_4

Note 26 - Parent Company Financial Statements - Condensed Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Other income									$ 445	$ 461	$ 636
Total income	$ 1,132	$ 943	$ 962	$ 982	$ 1,282	$ 1,076	$ 995	$ 1,471	4,019	4,824	3,486
Interest expense									5,155	4,587	4,778
Noninterest expense	8,868	7,634	7,671	8,033	7,891	7,357	7,726	7,990	32,206	30,964	32,500
Income before income taxes and equity in undistributed net income of subsidiaries	4,758	5,436	4,871	4,294	3,810	4,303	3,144	3,015	19,359	14,272	7,217
Income tax expense	$ (81)	$ 1,404	$ 1,253	$ 1,053	$ 3,803	$ 1,427	$ 935	$ 763	3,629	6,928	1,958
Net income									15,730	7,344	5,259
Parent Company [Member]
Other income									12	9	7
Dividends from subsidiaries									4,000	2,200	4,200
Total income									4,012	2,209	4,207
Management fees paid to subsidiaries									303	278	259
Interest expense									1,461	1,452	1,409
Noninterest expense									1,433	474	345
Total expenses									3,197	2,204	2,013
Income before income taxes and equity in undistributed net income of subsidiaries									815	5	2,194
Income tax expense									1	1	1
Income before equity in undistributed net income of subsidiaries									814	4	2,193
Equity in undistributed net income of subsidiaries									14,916	7,340	3,066
Net income									$ 15,730	$ 7,344	$ 5,259

Note 26 - Parent Company Fina_5

Note 26 - Parent Company Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Amortization of debt issuance costs	$ 48	$ 45	$ 40
Provision for depreciation and amortization	1,738	2,061	1,908
(Increase) decrease in other assets	(10)	863	118
Increase (decrease) in other liabilities	1,094	(961)	306
Net cash provided by operating activities	20,732	13,631	11,884
Cash flows from investing activities:
Purchase of premises and equipment	(351)	(584)	(2,873)
Net cash used by investing activities	(63,559)	(136,484)	31,212
Cash dividends paid on common stock	(2,274)	(1,776)	(1,603)
Proceeds from stock options exercised	216	245	10
Net proceeds from issuance of common stock		26,778
Net cash provided by (used in) financing activities	23,222	121,416	(25,881)
Net increase (decrease) in cash and cash equivalents	(19,605)	(1,437)	17,215
Stock issued under employee plans	45	41
Vested and granted restricted stock issued under employee plans			84
Parent Company [Member]
Net income	15,730	7,344	5,259
Equity in undistributed net income of subsidiaries	(14,916)	(7,340)	(3,066)
Amortization of debt issuance costs	49	44	40
Provision for depreciation and amortization	22	6
(Increase) decrease in other assets	69	32	6
Increase (decrease) in other liabilities	227	59	(137)
Net cash provided by operating activities	1,181	145	2,102
Cash flows from investing activities:
Purchase of premises and equipment	(80)	(82)
Net cash used by investing activities	(80)	(82)
Repayment of term debt	(3,602)	(1,819)	(1,001)
Cash dividends paid on common stock	(2,274)	(1,776)	(1,603)
Proceeds from stock options exercised	216	245	10
Net proceeds from issuance of common stock		26,778
Net cash provided by (used in) financing activities	(5,660)	23,428	(2,594)
Net increase (decrease) in cash and cash equivalents	(4,559)	23,491	(492)
Cash and cash equivalents at the beginning of year	23,984	493	985
Cash and cash equivalents at the end of year	19,425	23,984	493
Stock issued under employee plans	45	41
Vested and granted restricted stock issued under employee plans			$ 84

Note 27 - Quarterly Financial_3

Note 27 - Quarterly Financial Information (Unaudited) - Quarterly Financial Information (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018		Dec. 31, 2017		Dec. 31, 2016
Net interest income	$ 12,494	$ 12,127	$ 11,580	$ 11,345	$ 10,869	$ 10,584	$ 10,175	$ 9,734	$ 47,546		$ 41,362		$ 36,231
Total income	1,132	943	962	982	1,282	1,076	995	1,471	4,019		4,824		3,486
Noninterest expense	8,868	7,634	7,671	8,033	7,891	7,357	7,726	7,990	32,206		30,964		32,500
Income before income taxes and equity in undistributed net income of subsidiaries	4,758	5,436	4,871	4,294	3,810	4,303	3,144	3,015	19,359		14,272		7,217
Income tax expense	(81)	1,404	1,253	1,053	3,803	1,427	935	763	3,629		6,928		$ 1,958
Income available to common shareholders	$ 4,839	$ 4,032	$ 3,618	$ 3,241	$ 7	$ 2,876	$ 2,209	$ 2,252	$ 15,730		$ 7,344
Earnings per share - basic (in dollars per share)	$ 0.30	$ 0.25	$ 0.22	$ 0.20		$ 0.18	$ 0.15	$ 0.17	$ 0.97		$ 0.48
Weighted average shares - basic (in shares)	16,265	16,252	16,245	16,225	16,195	16,191	15,014	13,416	16,248	[1]	15,207	[1]	13,367	[1]
Earnings per share - diluted (in dollars per share)	$ 0.30	$ 0.25	$ 0.22	$ 0.20		$ 0.18	$ 0.15	$ 0.17	$ 0.96		$ 0.48
Weighted average shares - diluted (in shares)	16,345	16,342	16,325	16,310	16,306	16,288	15,113	13,521	16,332		15,310		13,425
Provision for loan and lease losses					$ 450		$ 300	$ 200			$ 950
[1]	Excludes unvested restricted shares because they do not have dividend or voting rights.