Bank of Commerce (BOCH) 10-Q 1 Nov 19 2019 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2019	Oct. 22, 2019
Document Information [Line Items]
Entity Registrant Name	Bank of Commerce Holdings
Entity Central Index Key	0000702513
Trading Symbol	boch
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		18,156,568
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Amendment Flag	false
Title of 12(b) Security	Common Stock

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets:
Cash and due from banks	$ 32,505	$ 23,692
Interest-bearing deposits in other banks	56,099	23,673
Total cash and cash equivalents	88,604	47,365
Securities available-for-sale, at fair value	272,341	256,928
Loans, net of deferred fees and costs	1,035,062	948,178
Allowance for loan and lease losses	(12,285)	(12,292)
Net loans	1,022,777	935,886
Premises and equipment, net	16,084	13,119
Other real estate owned	58	31
Life insurance	23,576	22,410
Deferred tax asset, net	4,818	7,039
Goodwill and core deposit intangible, net	16,672	1,841
Other assets	27,497	22,485
Total assets	1,472,427	1,307,104
Liabilities:
Demand - noninterest-bearing	412,410	347,199
Demand - interest-bearing	239,547	252,202
Money market	317,120	265,093
Savings	137,441	114,840
Certificates of deposit	155,621	152,382
Total deposits	1,262,139	1,131,716
Term debt:
Junior subordinated debentures	10,310	10,310
Other liabilities	18,396	13,352
Total liabilities	1,300,790	1,168,783
Commitments and contingencies (Note 7)
Shareholders' equity:
Common stock, no par value, 50,000,000 shares authorized: issued and outstanding - 18,211,568 as of September 30, 2019 and 16,333,502 as of December 31, 2018	72,200	52,284
Retained earnings	97,100	89,045
Accumulated other comprehensive income (loss), net of tax	2,337	(3,008)
Total shareholders' equity	171,637	138,321
Total liabilities and shareholders' equity	1,472,427	1,307,104
Term Debt [Member]
Term debt:
Other borrowings	10,000	13,496
Less unamortized debt issuance costs	(55)	(91)
Net term debt	$ 9,945	$ 13,405

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Sep. 30, 2019	Dec. 31, 2018
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	50,000,000	50,000,000
Common stock, issued (in shares)	18,211,568	16,333,502
Common stock, outstanding (in shares)	18,211,568	16,333,502

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) shares in Thousands, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest income:
Interest and fees on loans		$ 13,013	$ 11,568	$ 37,891	$ 33,461
Interest on taxable securities		1,609	1,209	5,106	3,696
Interest on tax-exempt securities		271	400	986	1,276
Interest on interest-bearing deposits in other banks		308	254	772	518
Total interest income		15,201	13,431	44,755	38,951
Interest expense:
Interest on demand - interest-bearing		117	104	372	273
Interest on money market		451	172	1,120	439
Interest on savings		131	73	365	196
Interest on certificates of deposit		491	465	1,478	1,448
Interest on Federal Home Loan Bank of San Francisco borrowings			121	247	435
Interest on other borrowings		183	265	623	825
Interest on junior subordinated debentures		106	104	329	283
Total interest expense		1,479	1,304	4,534	3,899
Net interest income		13,722	12,127	40,221	35,052
Provision for loan and lease losses
Net interest income after provision for loan and lease losses		13,722	12,127	40,221	35,052
Noninterest income:
Payroll and benefit processing fees		158	159	486	474
Life insurance		126	128	410	384
Gain on sale of investment securities, net		12	1	137	41
Federal Home Loan Bank of San Francisco dividends		131	104	376	279
(Loss) Gain on sale of OREO			(7)	41	9
Other income		109	106	305	331
Total noninterest income		1,006	943	3,163	2,887
Noninterest expense:
Salaries and related benefits		5,005	4,529	15,880	13,897
Premises and equipment		950	1,017	2,887	3,104
Federal Deposit Insurance Corporation insurance premium		(104)	94	91	283
Data processing		565	518	1,745	1,421
Professional services		392	336	1,230	995
Telecommunications		194	55	547	449
Acquisition and merger		(113)	42	2,193	42
Other expenses		1,411	1,043	4,261	3,147
Total noninterest expense		8,300	7,634	28,834	23,338
Income before provision for income taxes		6,428	5,436	14,550	14,601
Provision for income taxes		1,786	1,404	3,958	3,710
Net income		$ 4,642	$ 4,032	$ 10,592	$ 10,891
Earnings per share - basic (in dollars per share)		$ 0.26	$ 0.25	$ 0.59	$ 0.67
Weighted average shares - basic (in shares)	[1]	18,130	16,252	17,918	16,242
Earnings per share - diluted (in dollars per share)		$ 0.26	$ 0.25	$ 0.59	$ 0.67
Weighted average shares - diluted (in shares)		18,196	16,342	17,981	16,327
Deposit Account [Member]
Noninterest income:
Revenue from Contract with Customer		$ 177	$ 170	$ 532	$ 521
Credit and Debit Card [Member]
Noninterest income:
Revenue from Contract with Customer		$ 293	$ 282	$ 876	$ 848
[1]	Excludes unvested restricted shares because they do not have dividend or voting rights

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Net income	$ 4,642	$ 4,032	$ 10,592	$ 10,891
Available-for-sale securities :
Unrealized (losses) gains arising during the period	(81)	(906)	7,725	(5,297)
Income taxes	23	268	(2,284)	1,566
Change in unrealized (losses) gains, net of tax	(58)	(638)	5,441	(3,731)
Reclassification adjustment for realized gains included in net income	(12)	(1)	(137)	(41)
Income taxes	4		41	11
Realized gains, net of tax	(8)	(1)	(96)	(30)
Net (decrease) increase in unrealized gains (losses) on available-for-sale securities	(66)	(639)	5,345	(3,761)
Other comprehensive income (loss)	(66)	(639)	5,345	(3,761)
Comprehensive income – Bank of Commerce Holdings	$ 4,576	$ 3,393	$ 15,937	$ 7,130

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2017	16,272,000
Balance at Dec. 31, 2017	$ 51,830	$ 75,700	$ (266)	$ 127,264
Net income		3,241		3,241
Reclassification of accumulated other comprehensive income due to tax rate change		52	(52)
Other comprehensive loss, net of tax			(2,426)	(2,426)
Comprehensive income				815
Dividend declared on common stock		(486)		(486)
Stock compensation grants (in shares)	5,000
Stock compensation grants	$ 45			45
Restricted stock granted, net (in shares)	(20,000)
Restricted stock granted, net
Stock options exercised (in shares)	19,000
Stock options exercised	$ 113			113
Compensation expense associated with stock options	3			3
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ (32)			(32)
Restricted stock granted, net (in shares)	20,000
Balance (in shares) at Mar. 31, 2018	16,316,000
Balance at Mar. 31, 2018	$ 51,959	78,507	(2,744)	127,722
Balance (in shares) at Dec. 31, 2017	16,272,000
Balance at Dec. 31, 2017	$ 51,830	75,700	(266)	127,264
Net income				10,891
Other comprehensive loss, net of tax				(3,761)
Comprehensive income				7,130
Stock compensation grants				45
Balance (in shares) at Sep. 30, 2018	16,330,000
Balance at Sep. 30, 2018	$ 52,191	84,857	(4,079)	132,969
Balance (in shares) at Mar. 31, 2018	16,316,000
Balance at Mar. 31, 2018	$ 51,959	78,507	(2,744)	127,722
Net income		3,618		3,618
Other comprehensive loss, net of tax			(696)	(696)
Comprehensive income				2,922
Dividend declared on common stock		(650)		(650)
Stock options exercised (in shares)	2,000
Stock options exercised	$ 10			10
Compensation expense associated with stock options	2			2
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 72			72
Balance (in shares) at Jun. 30, 2018	16,318,000
Balance at Jun. 30, 2018	$ 52,043	81,475	(3,440)	130,078
Net income		4,032		4,032
Other comprehensive loss, net of tax			(639)	(639)
Comprehensive income				3,393
Dividend declared on common stock		(650)		(650)
Stock options exercised (in shares)	12,000
Stock options exercised	$ 74			74
Compensation expense associated with stock options	3			3
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 71			71
Balance (in shares) at Sep. 30, 2018	16,330,000
Balance at Sep. 30, 2018	$ 52,191	84,857	(4,079)	132,969
Net income		4,839		4,839
Other comprehensive loss, net of tax			1,071	1,071
Comprehensive income				5,910
Dividend declared on common stock		(651)		(651)
Stock options exercised (in shares)	4,000
Stock options exercised	$ 19			19
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 74			$ 74
Balance (in shares) at Dec. 31, 2018	16,334,000			16,333,502
Balance at Dec. 31, 2018	$ 52,284	89,045	(3,008)	$ 138,321
Net income		2,306		2,306
Other comprehensive loss, net of tax			2,514	2,514
Comprehensive income				4,820
Dividend declared on common stock		(725)		(725)
Stock compensation grants (in shares)	6,000
Stock compensation grants	$ 58			58
Restricted stock granted, net (in shares)	(31,000)
Restricted stock granted, net
Stock options exercised (in shares)	8,000
Stock options exercised	$ 40			40
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ (22)			(22)
Stock issued for Merchants acquisition (in shares)	1,834,000
Stock issued for Merchants acquisition	$ 19,606			19,606
Restricted stock granted, net (in shares)	31,000
Balance (in shares) at Mar. 31, 2019	18,213,000
Balance at Mar. 31, 2019	$ 71,966	90,626	(494)	$ 162,098
Balance (in shares) at Dec. 31, 2018	16,334,000			16,333,502
Balance at Dec. 31, 2018	$ 52,284	89,045	(3,008)	$ 138,321
Net income				10,592
Other comprehensive loss, net of tax				5,345
Comprehensive income				15,937
Stock compensation grants				$ 58
Balance (in shares) at Sep. 30, 2019	18,212,000			18,211,568
Balance at Sep. 30, 2019	$ 72,200	97,100	2,337	$ 171,637
Balance (in shares) at Mar. 31, 2019	18,213,000
Balance at Mar. 31, 2019	$ 71,966	90,626	(494)	162,098
Net income		3,644		3,644
Other comprehensive loss, net of tax			2,897	2,897
Comprehensive income				6,541
Dividend declared on common stock		(907)		(907)
Restricted stock granted, net (in shares)	(1,000)
Restricted stock granted, net
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 121			121
Restricted stock granted, net (in shares)	1,000
Balance (in shares) at Jun. 30, 2019	18,214,000
Balance at Jun. 30, 2019	$ 72,087	93,363	2,403	167,853
Net income		4,642		4,642
Other comprehensive loss, net of tax			(66)	(66)
Comprehensive income				4,576
Dividend declared on common stock		(905)		(905)
Restricted stock granted, net (in shares)	(2,000)
Restricted stock granted, net
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 113			$ 113
Restricted stock granted, net (in shares)	2,000
Balance (in shares) at Sep. 30, 2019	18,212,000			18,211,568
Balance at Sep. 30, 2019	$ 72,200	$ 97,100	$ 2,337	$ 171,637

Consolidated Statements of Sh_2

Consolidated Statements of Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018
Dividend on common stock (in dollars per share)	$ 0.05	$ 0.05	$ 0.04	$ 0.04	$ 0.04	$ 0.04	$ 0.03

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Cash flows from operating activities:
Net income	$ 10,592	$ 10,891
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for depreciation and amortization	1,055	1,361
Amortization of core deposit intangible	529	166
Amortization of debt issuance costs	36	35
Compensation expense associated with stock options		8
Compensation expense associated with restricted stock	306	214
Tax benefits from vesting of restricted stock	(6)	(43)
Net gain on sale or call of securities	(137)	(41)
Amortization of investment premiums and accretion of discounts, net	1,052	1,448
Amortization of premiums and accretion of discounts on acquired loans, net	(1,201)	(372)
Gain on disposal of fixed assets		(5)
(Gain) on sale of OREO	(41)	(9)
Increase in cash surrender value of life insurance	(410)	(384)
Deferred compensation, salary continuation and severance plan payments	(1,081)	(732)
Increase in deferred compensation, salary continuation and severance plans	1,604	732
Increase in deferred loan fees and costs	(53)	(47)
Decrease in other assets	1,516	668
(Decrease) increase in other liabilities	(351)	936
Net cash provided by operating activities	13,410	14,826
Cash flows from investing activities:
Proceeds from maturities and payments of available-for-sale securities	47,544	23,932
Proceeds from sale of available-for-sale securities	99,635	27,567
Purchases of available-for-sale securities	(48,648)	(31,293)
Investment in qualified affordable housing partnerships		(32)
Net purchase of Federal Home Loan Bank of San Francisco stock	(34)	(1,355)
Loan originations, net of principal repayments	(27,697)	(53,642)
Net repayment on loan pools	27,265	6,696
Purchase of premises and equipment	(1,823)	(281)
Proceeds from the sale of OREO	87	48
Acquisition of Merchants Holding Company, net of cash paid	(2,875)
Net cash provided (used) by investing activities	93,454	(28,360)
Cash flows from financing activities:
Net (decrease) increase in demand, money market and savings	(25,029)	69,980
Net decrease in certificates of deposit	(34,764)	(27,951)
Advances on term debt	180,160	230,160
Repayment of term debt	(183,656)	(232,860)
Proceeds from stock options exercised	40	197
Cash paid for shares surrendered for tax-withholding purposes	(94)	(103)
Cash dividends paid on common stock	(2,282)	(1,623)
Net cash (used) provided by financing activities	(65,625)	37,800
Net increase in cash and cash equivalents	41,239	24,266
Cash and cash equivalents at beginning of year	47,365	66,970
Cash and cash equivalents at end of period	88,604	91,236
Cash paid during the period for:
Income taxes	3,480	2,725
Interest	4,336	3,735
Operating leases	661	632
Supplemental disclosures of non cash investing activities:
Transfer of loans to other real estate owned	74	140
Unrealized gain (loss) on investment securities available-for-sale	7,588	(5,338)
Changes in net deferred tax asset related to changes in unrealized (gain) loss on investment securities available-for-sale	(2,243)	1,577
Changes in accumulated other comprehensive income due to unrealized gain (loss) on investment securities available-for-sale, net of tax	5,345	(3,761)
Reclassification of accumulated other comprehensive income due to tax rate change		52
Supplemental disclosures of non cash financing activities:
Stock issued under employee plans	58	45
Cash dividend declared on common shares and payable after period-end	905	650
Right-of-use lease asset recorded on new leases	267
Right-of-use lease asset recorded on adoption of ASU No. 2016-02	3,998
Lease liability recorded on adoption of ASU No. 2016-02	4,363
Transactions related to the acquisition of Merchants Holding Company:
Assets acquired - fair value	215,055
Goodwill	11,006
Liabilities assumed - fair value	$ 191,154

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1. Bank of Commerce Holdings (“Company,” “Holding Company,” “we,” or “us”), is a corporation organized under the laws of California and a bank holding company (“BHC”) registered under the Bank Holding Company Act of 1956, three May 20, 2019. Consolidated Balance Sheets September 30, 2019 December 31, 2018 not The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) and with prevailing practices within the banking and securities industries. In preparing such consolidated financial statements, management is required to make certain estimates and judgments that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the dates of the Balance Sheets and the reported amounts of revenues and expenses for the reporting periods. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change relate to the valuation and impairment of investment securities, the determination of the allowance for loan and lease losses (“ALLL”), income taxes, the valuation of goodwill and Other Real Estate Owned (“OREO”), and fair value measurements. Certain amounts for prior periods have been reclassified to conform to the current financial statement presentation. The results of reclassifications are not no 2018 10 2019 not Principles of Consolidation The accompanying Consolidated Financial Statements include the accounts of the Holding Company and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. As of September 30, 2019 December 31, 2018, one 2005 not Consolidation 810” not Consolidated Balance Sheets . Leases We determine if an arrangement is a lease at inception. Operating leases are included in Other Assets Other Liabilities Consolidated Balance Sheets not may Application of new accounting guidance ASU No. 2016 02 Description - In February 2016, No. 2016 02, Leases (Topic 8 4 2 ) 842 No. 6, not Methods and timing of adoption – For public companies, the amendments in this update are effective for fiscal years beginning after December 15, 2018, July 2018, No. 2018 11, Leases (Topic 8 4 2 No. 2016 02 Financial statement impact – We implemented the new leasing standard on January 1, 2019 $ 4.4 $458

Note 2 - Common Stock Outstandi

Note 2 - Common Stock Outstanding and Earnings Per Share	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2. On January 31, 2019, 1,834,142 $15.3 10% 10 Acquisition Notes to Consolidated Financial Statements Basic earnings per share excludes dilution and is computed by dividing income by the weighted-average number of common shares outstanding for the period, excluding unvested restricted stock awards which do not not The following is a computation of basic and diluted earnings per share for the three nine September 30, 2019 2018. For the Three Months Ended For the Nine Months Ended (Amounts in thousands, except per share information) September 30, September 30, Earnings Per Share 2019 2018 2019 2018 Numerators: Net income $ 4,642 $ 4,032 $ 10,592 $ 10,891 Denominators: Weighted average number of common shares outstanding - basic (1) 18,130 16,252 17,918 16,242 Effect of potentially dilutive common shares (2) 66 90 63 85 Weighted average number of common shares outstanding - diluted 18,196 16,342 17,981 16,327 Earnings per common share: Basic $ 0.26 $ 0.25 $ 0.59 $ 0.67 Diluted $ 0.26 $ 0.25 $ 0.59 $ 0.67 Anti-dilutive options not included in diluted earnings per share calculation — — — — Anti-dilutive restricted shares not included in diluted earnings per share calculation — — — — ( 1 not ( 2 On September 18, 2019, one million March 31, 2020 may no may no third 2019.

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3. The following tables present the amortized costs, unrealized gains, unrealized losses and estimated fair values of our investment securities as of September 30, 2019, December 31, 2018. As of September 30, 2019 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Cost Gain Loss Fair Value Available-for-sale securities: U.S. government & agencies $ 39,955 $ 530 $ (18 ) $ 40,467 Obligations of state and political subdivisions 37,401 1,627 (24 ) 39,004 Residential mortgage-backed securities and collateralized mortgage obligations 164,975 1,883 (864 ) 165,994 Corporate securities 3,010 4 (22 ) 2,992 Commercial mortgage-backed securities 22,621 273 (72 ) 22,822 Other asset-backed securities 1,061 1 — 1,062 Total $ 269,023 $ 4,318 $ (1,000 ) $ 272,341 As of December 31, 2018 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Cost Gain Loss Fair Value Available-for-sale securities: U.S. government & agencies $ 40,215 $ 202 $ (330 ) $ 40,087 Obligations of state and political subdivisions 50,037 1,082 (589 ) 50,530 Residential mortgage-backed securities and collateralized mortgage obligations 142,355 129 (3,981 ) 138,503 Corporate securities 3,022 — (100 ) 2,922 Commercial mortgage-backed securities 25,446 17 (701 ) 24,762 Other asset-backed securities 123 1 — 124 Total $ 261,198 $ 1,431 $ (5,701 ) $ 256,928 The following table presents the expected maturities of investment securities at September 30, 2019. Available-For-Sale (Amounts in thousands) Amortized Cost Fair Value Amounts maturing in: One year or less $ 7,404 $ 7,391 After one year through five years 154,239 155,696 After five years through ten years 62,183 62,906 After ten years 45,197 46,348 Total $ 269,023 $ 272,341 The amortized cost and fair value of residential mortgage-backed securities, collateralized mortgage obligations and commercial mortgage securities are presented by their expected average life, rather than contractual maturity, because the underlying loans may At September 30, 2019 December 31, 2018 $76.1 $68.8 The following table presents the cash proceeds from sales of investment securities and the associated gross realized gains and gross realized losses that have been included in earnings for the three nine September 30, 2019 2018. Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2019 2018 2019 2018 Proceeds from sales of investment securities $ 13,895 $ 7,062 $ 99,635 $ 27,567 Gross realized gains on sales of investment securities: U.S. government & agencies $ 10 $ — $ 48 $ — Obligations of state and political subdivisions 10 104 305 260 Residential mortgage-backed securities and collateralized mortgage obligations 22 — 86 — Commercial mortgage-backed securities 5 — 7 — Total gross realized gains on sales of investment securities 47 104 446 260 Gross realized losses on sales of investment securities: U.S. government & agencies (9 ) (43 ) (13 ) (43 ) Obligations of state and political subdivisions (6 ) (1 ) (96 ) (72 ) Residential mortgage-backed securities and collateralized mortgage obligations (9 ) (40 ) (157 ) (40 ) Commercial mortgage-backed securities (11 ) (19 ) (43 ) (19 ) Other asset-backed securities — — — (45 ) Total gross realized losses on sales of investment securities (35 ) (103 ) (309 ) (219 ) Gain on sales of investment securities, net $ 12 $ 1 $ 137 $ 41 Investment securities that were in an unrealized loss position as of September 30, 2019 December 31, 2018 As of September 30, 2019 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ 4,233 $ (16 ) $ 415 $ (2 ) $ 4,648 $ (18 ) Obligations of states and political subdivisions 1,728 (24 ) — — 1,728 (24 ) Residential mortgage-backed securities and collateralized mortgage obligations 47,359 (350 ) 32,173 (514 ) 79,532 (864 ) Corporate securities — — 978 (22 ) 978 (22 ) Commercial mortgage-backed securities 2,462 (20 ) 4,729 (52 ) 7,191 (72 ) Total temporarily impaired securities $ 55,782 $ (410 ) $ 38,295 $ (590 ) $ 94,077 $ (1,000 ) As of December 31, 2018 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Loss Value Loss Value Loss Available-for-sale securities: U.S. government & agencies $ 7,223 $ (39 ) $ 12,274 $ (291 ) $ 19,497 $ (330 ) Obligations of states and political subdivisions 5,545 (40 ) 16,320 (549 ) 21,865 (589 ) Residential mortgage-backed securities and collateralized mortgage obligations 21,791 (183 ) 93,038 (3,798 ) 114,829 (3,981 ) Corporate securities — — 2,922 (100 ) 2,922 (100 ) Commercial mortgage-backed securities 1,548 (7 ) 20,176 (694 ) 21,724 (701 ) Total temporarily impaired securities $ 36,107 $ (269 ) $ 144,730 $ (5,432 ) $ 180,837 $ (5,701 ) At September 30, 2019 December 31, 2018, 78 163, not A3/A not no not The following table presents the characteristics of our securities that are in unrealized loss positions at September 30, 2019 December 31, 2018. Characteristics of securities in unrealized loss positions at Available-for-sale securities: September 30, 2019 December 31, 2018 U.S. government & agencies Direct obligations of the U.S. Government or obligations guaranteed by U.S. Government agencies. Obligations of states and political subdivisions General obligation issuances or revenue securities secured by revenues from specific sources issued by municipalities and political subdivisions located within the U.S. Residential mortgage-backed securities and collateralized mortgage obligations Obligations of U.S. government sponsored entities or non-governmental entities collateralized by high quality mortgages on residential properties. Issuances by non-governmental entities usually include good credit enhancements. Of the residential mortgage-backed securities and collateralized mortgage obligations that we owned at September 30, 2019 December 31, 2018, 76% 66% Corporate securities Debt obligations generally issued or guaranteed by large U.S. corporate institutions. Commercial mortgage-backed securities Obligations of U.S. government sponsored entities or non-governmental entities collateralized by high quality mortgages on commercial properties. Issuances by non-governmental entities usually include good credit enhancements. Of the commercial mortgage-backed securities that we owned at September 30, 2019 December 31, 2018, 100% 90% Other asset-backed securities Obligations secured by high quality loans with good credit enhancements issued by non-governmental issuers.

Note 4 - Loans

Note 4 - Loans	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4. Outstanding loan balances consisted of the following at September 30, 2019, December 31, 2018. (Amounts in thousands) September 30, December 31, Loan Portfolio 2019 2018 Commercial $ 152,195 $ 135,543 Commercial real estate: Real estate - construction and land development 35,606 22,563 Real estate - commercial non-owner occupied 475,678 433,708 Real estate - commercial owner occupied 210,767 204,622 Residential real estate: Real estate - residential - Individual Tax Identification Number (“ITIN”) 34,036 37,446 Real estate - residential - 1-4 family mortgage 64,747 34,366 Real estate - residential - equity lines 22,729 26,958 Consumer and other 37,324 51,045 Gross loans 1,033,082 946,251 Deferred fees and costs 1,980 1,927 Loans, net of deferred fees and costs 1,035,062 948,178 Allowance for loan and lease losses (12,285 ) (12,292 ) Net loans $ 1,022,777 $ 935,886 Certain loans are pledged as collateral for lines of credit with the Federal Home Loan Bank of San Francisco and the Federal Reserve Bank. Pledged loans totaled $527.5 $490.2 September 30, 2019 December 31, 2018, When we purchase loans, they are typically purchased at a discount to enhance yield and compensate for credit risk. We have no September 30, 2019, December 31, 2018. $1.7 $2.5 September 30, 2019, December 31, 2018, Gross loan balances in the table above at September 30, 2019 $1.9 first 2019. $193 $431 three nine September 30, 2019, Past Due Loans Past due loans (gross), segregated by loan portfolio were as follows, as of September 30, 2019, December 31, 2018. 90 or Recorded (Amounts in thousands) 30-59 60-89 Greater Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and September 30, 2019 Due Due Due Due Current Total Accruing Commercial $ 19 $ 2 $ 36 $ 57 $ 152,138 $ 152,195 $ — Commercial real estate: Real estate - construction and land development — — — — 35,606 35,606 — Real estate - commercial non-owner occupied — — — — 475,678 475,678 — Real estate - commercial owner occupied — — — — 210,767 210,767 — Residential real estate: Real estate - residential - ITIN 142 — 174 316 33,720 34,036 — Real estate - residential - 1-4 family mortgage — — — — 64,747 64,747 — Real estate - residential - equity lines 163 — — 163 22,566 22,729 — Consumer and other 99 101 — 200 37,124 37,324 — Total $ 423 $ 103 $ 210 $ 736 $ 1,032,346 $ 1,033,082 $ — 90 or Recorded (Amounts in thousands) 30-59 60-89 Greater Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and December 31, 2018 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 135,543 $ 135,543 $ — Commercial real estate: Real estate - construction and land development — — — — 22,563 22,563 — Real estate - commercial non-owner occupied 10,878 — 548 11,426 422,282 433,708 — Real estate - commercial owner occupied 688 — — 688 203,934 204,622 — Residential real estate: Real estate - residential - ITIN 184 279 259 722 36,724 37,446 — Real estate - residential - 1-4 family mortgage — — 185 185 34,181 34,366 — Real estate - residential - equity lines 90 — — 90 26,868 26,958 — Consumer and other 534 263 — 797 50,248 51,045 — Total $ 12,374 $ 542 $ 992 $ 13,908 $ 932,343 $ 946,251 $ — Nonaccrual Loans Nonaccrual loans, segregated by loan portfolio, were as follows as of September 30, 2019 December 31, 2018. (Amounts in thousands) September 30, December 31, Nonaccrual Loans 2019 2018 Commercial $ 139 $ 959 Commercial real estate: Real estate - commercial non-owner occupied 10,099 548 Residential real estate: Real estate - residential - ITIN 2,339 2,388 Real estate - residential - 1-4 family mortgage 198 185 Real estate - residential - equity lines — 43 Consumer and other 21 23 Total $ 12,796 $ 4,146 Had nonaccrual loans performed in accordance with their contractual terms, we would have recognized additional interest income, net of tax, of approximately $115 $40 three September 30, 2019 2018, $484 $121 nine September 30, 2019 2018, Impaired Loans A loan is considered impaired when, based on current information and events, we determine it is probable that we will not September 30, 2019 December 31, 2018. As of September 30, 2019 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 172 $ 375 $ — Commercial real estate: Real estate - commercial non-owner occupied 10,099 10,697 — Residential real estate: Real estate - residential - ITIN 5,953 7,636 — Real estate - residential - 1-4 family mortgage 198 316 — Total with no related allowance recorded $ 16,422 $ 19,024 $ — With an allowance recorded: Commercial $ 596 $ 598 $ 170 Residential real estate: Real estate - residential - ITIN 458 458 41 Real estate - residential - equity lines 236 236 118 Consumer and other 21 21 6 Total with an allowance recorded $ 1,311 $ 1,313 $ 335 By loan portfolio: Commercial $ 768 $ 973 $ 170 Commercial real estate 10,099 10,697 — Residential real estate 6,845 8,646 159 Consumer and other 21 21 6 Total impaired loans $ 17,733 $ 20,337 $ 335 As of December 31, 2018 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 51 $ 69 $ — Commercial real estate: Real estate - commercial non-owner occupied 548 548 — Residential real estate: Real estate - residential - ITIN 6,138 7,676 — Real estate - residential - 1-4 family mortgage 185 223 — Real estate - residential - equity lines 43 48 — Total with no related allowance recorded $ 6,965 $ 8,564 $ — With an allowance recorded: Commercial $ 2,132 $ 2,256 $ 748 Commercial real estate: Real estate - commercial non-owner occupied 795 795 209 Residential real estate: Real estate - residential - ITIN 734 772 91 Real estate - residential - equity lines 363 363 182 Consumer and other 23 23 7 Total with an allowance recorded $ 4,047 $ 4,209 $ 1,237 By loan portfolio: Commercial $ 2,183 $ 2,325 $ 748 Commercial real estate 1,343 1,343 209 Residential real estate 7,463 9,082 273 Consumer and other 23 23 7 Total impaired loans $ 11,012 $ 12,773 $ 1,237 The following tables summarize average recorded investment and interest income recognized on impaired loans by loan portfolio for the three nine September 30, 2019 2018. Three Months Ended Three Months Ended September 30, 2019 September 30, 2018 Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Commercial $ 807 $ 10 $ 2,254 $ 19 Commercial real estate: Real estate - commercial non-owner occupied 10,887 7 798 11 Residential real estate: Real estate - residential - ITIN 6,490 40 7,154 43 Real estate - residential - 1-4 family mortgage 204 — 181 — Real estate - residential - equity lines 238 4 412 5 Consumer and other 21 — 30 — Total $ 18,647 $ 61 $ 10,829 $ 78 Nine Months Ended Nine Months Ended September 30, 2019 September 30, 2018 Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Commercial $ 1,377 $ 42 $ 2,508 $ 60 Commercial real estate: Real estate - commercial non-owner occupied 10,307 30 799 35 Residential real estate: Real estate - residential - ITIN 6,694 123 7,272 126 Real estate - residential - 1-4 family mortgage 194 — 231 — Real estate - residential - equity lines 306 14 418 15 Consumer and other 22 — 33 — Total $ 18,900 $ 209 $ 11,261 $ 236 The impaired loans on which these interest income amounts were recognized are primarily accruing troubled debt restructured loans. Loans are reported as troubled debt restructurings when we grant a concession(s) to a borrower experiencing financial difficulties that we would not not Troubled Debt Restructurings At September 30, 2019 December 31, 2018, $4.9 $6.9 For a restructured loan to be on accrual status, the loan’s collateral coverage must generally be greater than or equal to 100% December 31, 2018, one $313 September 30, 2019, no As of September 30, 2019, $6.7 $9.6 December 31, 2018. September 30, 2019, 99 97 0.65% September 30, 2019, 1.01% December 31, 2018. The types of modifications offered can generally be described in the following categories: Maturity Payment Deferral The following table presents the period ended balances of newly restructured loans and the types of modifications that occurred during the three nine September 30, 2019. no three nine September 30, 2018. For the Three Months Ended For the Nine Months Ended (Amounts in thousands) Troubled Debt Restructuring Maturity Payment Deferral Total Maturity Payment Deferral Total Commercial $ — $ — $ — $ 66 $ — $ 66 Total $ — $ — $ — $ 66 $ — $ 66 For the three nine September 30, 2019, For the Three Months Ended September 30, 2019 For the Nine Months Ended September 30, 2019 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding (Amounts in thousands) Number of Recorded Recorded Number of Recorded Recorded Troubled Debt Restructurings Contracts Investment Investment Contracts Investment Investment Commercial — $ — $ — 1 $ 99 $ 99 Total — $ — $ — 1 $ 99 $ 99 There were no twelve three nine September 30, 2019. Performing and Nonperforming Loans We define a performing loan as a loan where any installment of principal or interest is not 90 may 90 not September 30, 2019 December 31, 2018. (Amounts in thousands) September 30, 2019 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 152,056 $ 139 $ 152,195 Commercial real estate: Real estate - construction and land development 35,606 — 35,606 Real estate - commercial non-owner occupied 465,579 10,099 475,678 Real estate - commercial owner occupied 210,767 — 210,767 Residential real estate: Real estate - residential - ITIN 31,697 2,339 34,036 Real estate - residential - 1-4 family mortgage 64,549 198 64,747 Real estate - residential - equity lines 22,729 — 22,729 Consumer and other 37,303 21 37,324 Total $ 1,020,286 $ 12,796 $ 1,033,082 (Amounts in thousands) December 31, 2018 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 134,584 $ 959 $ 135,543 Commercial real estate: Real estate - construction and land development 22,563 — 22,563 Real estate - commercial non-owner occupied 433,160 548 433,708 Real estate - commercial owner occupied 204,622 — 204,622 Residential real estate: Real estate - residential - ITIN 35,058 2,388 37,446 Real estate - residential - 1-4 family mortgage 34,181 185 34,366 Real estate - residential - equity lines 26,915 43 26,958 Consumer and other 51,022 23 51,045 Total $ 942,105 $ 4,146 $ 946,251 Credit Quality Ratings Management assigns a credit quality rating (risk grade) to each loan. The foundation or primary factor in determining the appropriate credit quality rating is the degree of a debtor’s willingness and ability to perform as agreed. In conjunction with evaluating the performing versus nonperforming nature of our loan portfolio, management evaluates the following credit risk and other relevant factors in determining the appropriate credit quality indicator (rating) for each loan portfolio: Pass Grade: no may ● Strong Cash Flows – borrower’s cash flows must meet or exceed our minimum debt service coverage ratio. ● Collateral Margin – generally, the borrower must have pledged an acceptable collateral class with an adequate collateral margin. ● Qualitative Factors – in addition to meeting our minimum cash flow and collateral requirements, a number of other qualitative factors are also factored into assigning a Pass Grade including the borrower’s level of leverage (debt to equity), prospects, history and experience in their industry, credit history, and any other relevant factors including a borrower’s character. Those borrowers who qualify for unsecured loans must fully demonstrate above average cash flows and strong secondary sources of repayment to mitigate the lack of unpledged collateral. Watch Grade: may one not ● The primary source of repayment may ● The primary source of repayment is adequate, but the secondary source of repayment is insufficient ● In-depth financial analysis would compare to the lower quartile in two ● Volatile or deteriorating collateral ● Management decisions may ● Delinquencies in bank credits or other financial/trade creditors ● Frequent overdrafts ● Significant change in management/ownership Special Mention Grade: may not not not ● Inadequate or incomplete loan documentation or perfection of collateral, or any other deviation from prudent lending practices ● Credit is structured in a manner in which the timing of the repayment source does not ● Current economic or market conditions exist which may ● Adverse trends in the borrower's operations or continued deterioration in the borrower’s financial condition that has not ● The borrower is less than cooperative or unable to produce current and adequate financial information Substandard Grade: not not may may not The following represents, but is not not ● Sustained or substantial deteriorating financial trends, ● Unresolved management problems, ● Collateral is insufficient to repay debt; collateral is not ● Improper perfection of lien position, which is not ● Unanticipated and severe decline in market values, ● High reliance on secondary source of repayment, ● Legal proceedings, such as bankruptcy or a divorce, which has substantially decreased the borrower’s capacity to repay the debt, ● Fraud committed by the borrower, ● IRS liens that take precedence, ● Forfeiture statutes for assets involved in criminal activities, ● Protracted repayment terms outside of policy that are for longer than the same type of credit in our portfolio, ● Any other relevant quantitative or qualitative factor that negatively affects the current net worth and paying capacity of the borrower or of the collateral pledged, if any. Doubtful Grade: one may may may not ● Proposed merger(s), ● Acquisition or liquidation procedures, ● Capital injection, ● Perfecting liens on additional collateral, ● Refinancing plans. Generally, a Doubtful Grade does not six six The following tables summarize loans by internal risk grades and by loan class as of September 30, 2019 December 31, 2018. As of September 30, 2019 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 140,664 $ 10,688 $ 125 $ 718 $ — $ 152,195 Commercial real estate: Real estate - construction and land development 35,585 21 — — — 35,606 Real estate - commercial non-owner occupied 440,880 18,149 5,442 11,207 — 475,678 Real estate - commercial owner occupied 195,137 5,187 — 10,443 — 210,767 Residential real estate: Real estate - residential - ITIN 29,467 — — 4,569 — 34,036 Real estate - residential - 1-4 family mortgage 63,531 1,018 — 198 — 64,747 Real estate - residential - equity lines 22,641 — — 88 — 22,729 Consumer and other 37,300 — — 24 — 37,324 Total $ 965,205 $ 35,063 $ 5,567 $ 27,247 $ — $ 1,033,082 As of December 31, 2018 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 118,643 $ 15,247 $ — $ 1,653 $ — $ 135,543 Commercial real estate: Real estate - construction and land development 22,539 24 — — — 22,563 Real estate - commercial non-owner occupied 409,157 21,698 — 2,853 — 433,708 Real estate - commercial owner occupied 179,154 14,075 — 11,393 — 204,622 Residential real estate: Real estate - residential - ITIN 31,805 — — 5,641 — 37,446 Real estate - residential - 1-4 family mortgage 33,388 793 — 185 — 34,366 Real estate - residential - equity lines 25,336 1,313 — 309 — 26,958 Consumer and other 51,016 — — 29 — 51,045 Total $ 871,038 $ 53,150 $ — $ 22,063 $ — $ 946,251 The recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure was $250 September 30, 2019. Allowance for Loan and Lease Losses The following tables summarize the ALLL by portfolio for the three nine September 30, 2019 2018. For the Three Months Ended September 30, 2019 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,104 $ 7,598 $ 1,070 $ 1,070 $ 603 $ 12,445 Charge-offs (81 ) — (43 ) (195 ) — (319 ) Recoveries 5 — 104 50 — 159 Provision (84 ) 120 (77 ) 66 (25 ) — Ending balance $ 1,944 $ 7,718 $ 1,054 $ 991 $ 578 $ 12,285 For the Three Months Ended September 30, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,442 $ 7,091 $ 1,111 $ 1,317 $ 427 $ 12,388 Charge-offs — — — (198 ) — (198 ) Recoveries 35 — 89 78 — 202 Provision (248 ) 116 12 90 30 — Ending balance $ 2,229 $ 7,207 $ 1,212 $ 1,287 $ 457 $ 12,392 For the Nine Months Ended September 30, 2019 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,205 $ 7,116 $ 1,173 $ 1,356 $ 442 $ 12,292 Charge-offs (227 ) (233 ) (181 ) (685 ) — (1,326 ) Recoveries 916 — 204 199 — 1,319 Provision (950 ) 835 (142 ) 121 136 — Ending balance $ 1,944 $ 7,718 $ 1,054 $ 991 $ 578 $ 12,285 For the Nine Months Ended September 30, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 Charge-offs (132 ) — (164 ) (673 ) — (969 ) Recoveries 838 — 382 216 — 1,436 Provision (874 ) 693 (175 ) 309 47 — Ending balance $ 2,229 $ 7,207 $ 1,212 $ 1,287 $ 457 $ 12,392 The following tables summarize the ALLL and the recorded investment in loans and leases as of September 30, 2019 December 31, 2018. As of September 30, 2019 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 170 $ — $ 159 $ 6 $ — $ 335 Collectively evaluated for impairment 1,774 7,718 895 985 578 11,950 Total $ 1,944 $ 7,718 $ 1,054 $ 991 $ 578 $ 12,285 Gross loans: Individually evaluated for impairment $ 768 $ 10,099 $ 6,845 $ 21 $ — $ 17,733 Collectively evaluated for impairment 151,427 711,952 114,667 37,303 — 1,015,349 Total gross loans $ 152,195 $ 722,051 $ 121,512 $ 37,324 $ — $ 1,033,082 As of December 31, 2018 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 748 $ 209 $ 273 $ 7 $ — $ 1,237 Collectively evaluated for impairment 1,457 6,907 900 1,349 442 11,055 Total $ 2,205 $ 7,116 $ 1,173 $ 1,356 $ 442 $ 12,292 Gross loans: Individually evaluated for impairment $ 2,183 $ 1,343 $ 7,463 $ 23 $ — $ 11,012 Collectively evaluated for impairment 133,360 659,550 91,307 51,022 — 935,239 Total gross loans $ 135,543 $ 660,893 $ 98,770 $ 51,045 $ — $ 946,251 The ALLL totaled $12.3 1.19% September 30, 2019 $12.3 1.30% December 31, 2018. September 30, 2019 December 31, 2018, $269.5 $235.8 Other Liabilities Consolidated Balance Sheets September 30, 2019 December 31, 2018 $ 695 The ALLL is based upon estimates of future loan and lease losses and is maintained at a level considered adequate to provide for probable losses inherent in the outstanding loan portfolio. Our ALLL methodology incorporates management’s current judgments, and reflects management’s estimate of future loan and lease losses and risks inherent in the loan portfolio in accordance with ASC Topic 450 Contingencies 310 Receivables The allowance is increased by provisions charged to expense and adjusted for charge-offs or recoveries. In periodic evaluations of the adequacy of the allowance may Management monitors delinquent loans continuously and identifies problem loans to be evaluated individually for impairment testing. For loans that are determined impaired, a formal impairment measurement is performed at least quarterly on a loan-by-loan basis. Our method for assessing the appropriateness of the allowance includes specific allowances for identified problem loans, an allowance factor for categories of credits and allowances for changing environmental factors (e.g., portfolio trends, concentration of credit, growth, economic factors). Allowances for identified problem loans are based on specific analysis of individual credits. Loss estimation factors for loan categories are based on analysis of local economic factors applicable to each loan category. Allowances for changing environmental factors are management’s best estimate of the probable impact these changes have had on the loan portfolio as a whole. We believe that the ALLL was adequate as of September 30, 2019. no not may As of September 30, 2019, 81% may may may Impaired loans are individually evaluated for impairment. If the measurement of each impaired loans’ value is less than the recorded investment in the loan, we recognize this impairment and adjust the carrying value of the loan to fair value through the ALLL. For collateral dependent loans, this can be accomplished by charging off the impaired portion of the loan based on the underlying value of the collateral. For non-collateral dependent loans, we establish a specific component within the ALLL based on the present value of the future cash flows. If we determine the sources of repayment will not The unallocated portion of the ALLL provides for coverage of credit losses inherent in the loan portfolio but not September 30, 2019, 5% 4% December 31, 2018. While the ALLL composition is an indication of specific amounts or loan categories in which future charge-offs may may We have lending policies and procedures in place with the objective of optimizing loan income within an accepted risk tolerance level. We review and approve these policies and procedures annually. Monitoring and reporting systems supplement the review process with regular frequency as related to loan production, loan quality, concentrations of credit, potential problem loans, loan delinquencies, and nonperforming loans.The following is a brief summary, by loan type, of management’s evaluation of the general risk characteristics and underwriting standards: Commercial Loans may may Most commercial loans are generally secured by the assets being financed and other business assets such as accounts receivable or inventory. Management may may may Commercial Real Estate (“CRE”) Loans The properties securing the CRE portfolio are diverse in terms of type and primary source of repayment. This diversity helps reduce our exposure to adverse economic events that affect any single industry. We monitor and evaluate CRE loans based on occupancy status (investor versus owner occupied), collateral, geography, and risk grade criteria. Generally, CRE loans are made to developers and builders that are secured by non-owner occupied properties require the borrower to have had an existing relationship with the Company and a proven record of success. Construction loans are underwritten utilizing feasibility studies, sensitivity analysis of absorption and lease rates, and financial analysis of the developers and property owners. Construction loans are generally based upon estimates of cost and value associated with the complete project (as-is value). These estimates may may Residential Real Estate Loans not We originate some single family residence construction loans. The loan amounts are no $1 12 may Consumer Loans – third not 80%, one We maintain an independent loan review program that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to the Board of Directors, Loan Committee and Audit Committee. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as our policies and procedures. Management’s continuing evaluation of all known relevant quantitative and qualitative internal and external risk factors provides the foundation for the three 1 450, 450” 2 450 3 310, 310” three may not not no not may Our loan portfolio is evaluated by general loan class including commercial, commercial real estate (which includes construction and other real estate), residential real estate (which includes 1 4 450, General valuation allowances, as prescribed by ASC 450,

Note 5 - Qualified Affordable H

Note 5 - Qualified Affordable Housing Partnership Investments	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Qualified Affordable Housing Project Investments [Text Block]	NOTE 5. We have invested in four 18 3% 5% None Our investments in Qualified Affordable Housing Partnerships totaled $2.6 September 30, 2019. Other Assets $343 Other Liabilities Consolidated Balance Sheets Consolidated Statements of Income The following tables present our original investment in LIHTC partnerships, the current recorded investment balance, and the unfunded liability balance of each investment at September 30, 2019 December 31, 2018. nine September 30, 2019 2018. At September 30, 2019 For the Nine Months Ended September 30, 2019 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit (Expense) Raymond James California Housing Opportunities Fund II $ 2,000 $ 887 $ 28 $ 150 $ 135 $ 15 WNC Institutional Tax Credit Fund 38, L.P. 1,000 421 — 81 68 13 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,105 315 168 165 3 California Affordable Housing Fund 2,454 210 — 18 29 (11 ) Total $ 7,954 $ 2,623 $ 343 $ 417 $ 397 $ 20 At December 31, 2018 For the Nine Months Ended September 30, 2018 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit (Expense) Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,022 $ 28 $ 150 $ 133 $ 17 WNC Institutional Tax Credit Fund 38, L.P. 1,000 489 — 95 79 16 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,270 315 170 167 3 California Affordable Housing Fund 2,454 239 — 23 36 (13 ) Total $ 7,954 $ 3,020 $ 343 $ 438 $ 415 $ 23 The following tables present our generated tax credits and tax benefits from investments in qualified affordable housing partnerships for the three nine September 30, 2019 2018. For the Three Months Ended September 30, 2019 September 30, 2018 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Partnerships Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 43 $ 7 $ 43 $ 8 WNC Institutional Tax Credit Fund 38, L.P. 23 4 28 4 Merritt Community Capital Corporation Fund XV, L.P. 48 8 48 8 California Affordable Housing Fund — 6 1 6 Total $ 114 $ 25 $ 120 $ 26 For the Nine Months Ended September 30, 2019 September 30, 2018 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Partnerships Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 128 $ 22 $ 127 $ 23 WNC Institutional Tax Credit Fund 38, L.P. 70 11 84 11 Merritt Community Capital Corporation Fund XV, L.P. 144 24 145 25 California Affordable Housing Fund — 18 4 19 Total $ 342 $ 75 $ 360 $ 78 The following table reflects the net income tax benefit and (expense) at September 30, 2019 December 22, 2017. (Amounts in thousands) Qualified Affordable Housing Partnerships: Raymond James WNC Institutional Merritt Community California Total Net Anticipated net income tax benefit (expense) California Housing Tax Credit Capital Corporation Affordable Income Tax less amortization of investments Opportunities Fund II Fund 38, L.P. Fund XV, L.P Housing Fund Benefit 2019 $ 15 $ 13 $ 3 $ (11 ) $ 20 2020 19 17 4 (14 ) 26 2021 19 16 4 (14 ) 25 2022 19 14 3 (13 ) 23 2023 and thereafter 32 27 7 (32 ) 34 Total $ 104 $ 87 $ 21 $ (84 ) $ 128

Note 6 - Term Debt

Note 6 - Term Debt	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Long-term Debt [Text Block]	NOTE 6. Term debt at September 30, 2019 December 31, 2018 (Amounts in thousands) September 30, 2019 December 31, 2018 Senior debt $ — $ 3,496 Unamortized debt issuance costs — (2 ) Subordinated Debt 10,000 10,000 Unamortized debt issuance costs (55 ) (89 ) Net term debt $ 9,945 $ 13,405 Future contractual maturities of term debt at September 30, 2019 (Amounts in thousands) 2019 2020 2021 2022 2023 Thereafter Total Subordinated Debt $ — $ — $ — $ — $ — $ 10,000 $ 10,000 Total future maturities $ — $ — $ — $ — $ — $ 10,000 $ 10,000 Federal Home Loan Bank of San Francisco Borrowings We have an available line of credit with the Federal Home Loan Bank of San Francisco of $436.5 The Bank had no September 30, 2019 December 31, 2018. nine September 30, 2019 December 31, 2018 $12.9 $22.5 nine September 30, 2019 December 31, 2018 $40.0 $70.0 September 30, 2019, $7.4 Other Assets Consolidated Balance Sheets 320 321. We have pledged $494.9 $26.5 September 30, 2019. Senior Debt In December 2015, $10.0 second 2019, $83 January 1, 2016, December 10, 2020 $5.0 December 10, 2020. three 400 December 2015, $15 Subordinated Debt In December 2015, $10.0 2025. 6.88% five three 526 December 2015, $210 five The Subordinated Debt is subordinate and junior in right of payment to the prior payment in full of all existing and future claims of creditors and depositors of the Holding Company and its subsidiaries, whether now outstanding or subsequently created. The Subordinated Debt ranks equally with all other unsecured subordinated debt, except any which by its terms is expressly stated to be subordinated to the Subordinated Debt. The Subordinated Debt ranks senior to all preferred stock and common stock of the Holding Company and all future junior subordinated debt obligations. The Subordinated Debt is recorded as term debt on the Holding Company’s balance sheet; however, for regulatory purposes, it is treated as Tier 2 The Subordinated Debt will mature on December 10, 2025 may five no Federal Funds We have entered into nonbinding unsecured federal funds line of credit agreements with three $35.0 September 30, 2019 2.00% 2.86%. may September 30, 2019 December 31, 2018, no Federal Reserve Bank We have an available line of credit with the Federal Reserve Bank totaling $24.9 September 30, 2019 December 31, 2018, no $32.6 September 30, 2019.

Note 7 - Commitments and Contin

Note 7 - Commitments and Contingencies	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 7. Financial Instruments with Off-Balance Sheet Risk Our consolidated financial statements do not Consolidated Balance Sheets The following table presents a summary of our commitments and contingent liabilities at September 30, 2019 December 31, 2018. (Amounts in thousands) September 30, 2019 December 31, 2018 Commitments to extend credit $ 261,925 $ 223,882 Standby letters of credit 4,241 8,548 Affordable housing grants 3,338 3,338 Access to Housing and Economic Assistance for Development grants 50 100 Total commitments and contingent liabilities $ 269,554 $ 235,868 We were not nine September 30, 2019, December 31, 2018. September 30, 2019, $3.5 one $744 Affordable Housing Grants In fulfilling our CRA responsibilities, we are a sponsor for various nonprofit organizations that receive cash grants from the Federal Home Loan Bank of San Francisco. Those grants require the nonprofit organization to comply with stipulated conditions of the grant over specified periods of time which typically vary from 10 15 Reserve For Unfunded Commitments The reserve for unfunded commitments, which is included in Other Liabilities Consolidated Balance Sheets $695 September 30, 2019 December 31, 2018. Other Expenses Consolidated Statements of Income. Death Benefit Agreement The Company has entered into agreements with certain employees to pay a cash benefit to designated beneficiaries following the death of the employee. The payment will be made only if, at the time of death, the deceased employee was employed by the Bank and the Bank owned a life insurance policy on the employee’s life. Depending on specific facts and circumstances, the payment amount can vary up to a maximum of $225 may Legal Proceedings We are involved in various pending and threatened legal actions arising in the ordinary course of business and if necessary, we maintain reserves for losses from legal actions, which are both probable and estimable. In our opinion, the disposition of claims currently pending will not Concentrations of Credit Risk We grant many loans collateralized by real estate. In our judgment, a concentration exists in real estate related loans, which represented approximately 81% September 30, 2019 December 31, 2018. Although we believe such concentrations have no We recognize the credit risks inherent in dealing with other depository institutions. Accordingly, to prevent excessive exposure to other depository institutions in aggregate or individually, we have established general standards for selecting correspondent banks as well as internal limits for allowable exposure to other depository institutions in aggregate or individually. In addition, we have an investment policy that sets forth limitations that apply to all investments with respect to credit rating and concentrations with an issuer.

Note 8 - Leases

Note 8 - Leases	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 8. We lease nine one no We have applied ASC Topic 842 January 1, 2019 not not January 1, 2019, $ 4.4 Other Liabilities Other Assets $458 January 1, 2019 third 2019, $ 267 Other Liabilities Other Asset s September 30, 2019. (Amounts in thousands) September 30, 2019 Right-of-use lease asset $ 3,654 Lease liability $ 4,062 Weighted Average Remaining Lease Term 5.72 Weighted Average Discount Rate 2.95 % Lease expenses are recorded on a straight-line basis over the life of each lease. Lease expense and cash paid on leases are presented in the table below for the periods indicated. Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2019 2018 2019 2018 Operating lease expense $ 212 $ 189 $ 611 $ 568 Cash paid for operating leases $ 229 $ 213 $ 661 $ 632 The following table sets forth, as of September 30, 2019, (Amounts in thousands) Amounts due in: 2019 $ 236 2020 961 2021 979 2022 888 2023 342 Thereafter 1,032 Total undiscounted future minimum lease cash payments 4,438 Present value adjustment (376 ) Lease liability $ 4,062 Our election to utilize the practical expedients package did not 842 not 842

Note 9 - Fair Values

Note 9 - Fair Values	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 9. The following tables present estimated fair values of our financial instruments as of September 30, 2019 December 31, 2018, not Consolidated Balance Sheets 820, not 825, (Amounts in thousands) Carrying Fair Value Measurements Using September 30, 2019 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 88,604 $ 88,604 $ — $ — Securities available-for-sale $ 272,341 $ — $ 272,341 $ — Net loans $ 1,022,777 $ — $ — $ 1,028,244 Federal Home Loan Bank of San Francisco stock $ 7,379 $ 7,379 $ — $ — Financial liabilities Deposits $ 1,262,139 $ — $ 1,264,011 $ — Term debt $ 9,945 $ — $ 10,177 $ — Junior subordinated debenture $ 10,310 $ — $ 13,518 $ — (Amounts in thousands) Carrying Fair Value Measurements Using December 31, 2018 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 47,365 $ 47,365 $ — $ — Securities available-for-sale $ 256,928 $ — $ 256,928 $ — Net loans $ 935,886 $ — $ — $ 936,697 Federal Home Loan Bank of San Francisco stock $ 5,892 $ 5,892 $ — $ — Financial liabilities Deposits $ 1,131,716 $ — $ 1,129,795 $ — Term debt $ 13,405 $ — $ 13,323 $ — Junior subordinated debenture $ 10,310 $ — $ 14,183 $ — Fair Value Hierarchy Level 1 Level 2 1 2 Level 3 not In certain cases, the inputs used to measure fair value may We maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements. Our assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability. Recurring Items Debt Securities – may 2 The following tables present information about our assets and liabilities measured at fair value on a recurring basis, and indicate the fair value hierarchy of the valuation techniques we utilized to determine such fair value, as of September 30, 2019 December 31, 2018. (Amounts in thousands) Fair Value at September 30, 2019 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 40,467 $ — $ 40,467 $ — Obligations of states and political subdivisions 39,004 — 39,004 — Residential mortgage-backed securities and collateralized mortgage obligations 165,994 — 165,994 — Corporate securities 2,992 — 2,992 — Commercial mortgage-backed securities 22,822 — 22,822 — Other asset-backed securities 1,062 — 1,062 — Total assets measured at fair value $ 272,341 $ — $ 272,341 $ — (Amounts in thousands) Fair Value at December 31, 2018 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 40,087 $ — $ 40,087 $ — Obligations of states and political subdivisions 50,530 — 50,530 — Residential mortgage-backed securities and collateralized mortgage obligations 138,503 — 138,503 — Corporate securities 2,922 — 2,922 — Commercial mortgage-backed securities 24,762 — 24,762 — Other investment securities 124 — 124 — Total assets measured at fair value $ 256,928 $ — $ 256,928 $ — Transfers Between Fair Value Hierarchy Levels Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstance that caused the transfer. There were no three nine September 30, 2019 December 31, 2018. Nonrecurring items We may Collateral Dependent Loans - no 3 OREO - 41% 43%. 3 The following tables present information about our assets at September 30, 2019 December 31, 2018 not (Amounts in thousands) Fair Value at September 30, 2019 Nonrecurring basis Total Level 1 Level 2 Level 3 Collateral dependent impaired loans $ 10,171 $ — $ — $ 10,171 Other real estate owned 58 — — 58 Total assets measured at fair value $ 10,229 $ — $ — $ 10,229 (Amounts in thousands) Fair Value at December 31, 2018 Nonrecurring basis Total Level 1 Level 2 Level 3 Other real estate owned $ 31 $ — $ — $ 31 Total assets measured at fair value $ 31 $ — $ — $ 31 The following table presents the losses resulting from nonrecurring fair value adjustments for the three nine September 30, 2019 2018 September 30, 2019 2018. (Amounts in thousands) Three Months Ended September 30, Nine Months Ended September 30, Fair value adjustments 2019 2018 2019 2018 Collateral dependent impaired loans $ 29 $ — $ 328 $ — Other real estate owned 43 — 43 138 Total $ 72 $ — $ 371 $ 138 During the nine September 30, 2019, $10.5 $10.2 $328 During the nine September 30, 2019, two $101 $58 $43 Limitations Fair value estimates are made at a specific point in time, based on relevant market information and other information about the financial instrument. These estimates do not one no Fair value estimates are based only on current on and off-balance sheet financial instruments. Our fair value estimates do not not

Note 10 - Acquisition

Note 10 - Acquisition	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Mergers, Acquisitions and Dispositions Disclosures [Text Block]	NOTE 10. On January 31, 2019, 97 $211.7 January 31, 2019. one one May 2019, We paid $15.3 1,834,142 10% January 31, 2019. $190.2 $107.4 $85.3 January 31, 2019. The acquisition of Merchants constituted a business combination and has been accounted for using the acquisition method of accounting. The assets acquired and liabilities assumed, both tangible and intangible, were recorded at their fair values as of the acquisition date in accordance with ASC 805, third 368 The calculation of goodwill recorded during 2019 As Recorded by Fair Value Merchants And Other Acquisition As Recorded by (Amounts in thousands) Holding Company Related Adjustments the Company Consideration paid: Cash $ 15,300 Stock 1,834,142 shares at $10.69 per share 19,607 Total consideration $ 34,907 Assets acquired: Cash and fed funds sold $ 12,425 $ — $ 12,425 Investment securities 107,931 (551 ) 107,380 Loans, gross 87,570 (2,292 ) 85,278 Allowance for loan and lease losses (1,286 ) 1,286 — Interest receivable 688 — 688 Premises and equipment, net 378 1,856 2,234 Deferred tax assets, net 1,374 (1,352 ) 22 Federal Home Loan Bank of San Francisco stock 1,454 — 1,454 Life insurance 755 — 755 Other assets 371 95 466 Core deposit intangible — 4,353 4,353 Total assets acquired $ 211,660 $ 3,395 $ 215,055 Liabilities assumed: Demand, money market and savings $ 152,213 $ — $ 152,213 Certificates of deposit 38,003 — 38,003 Total deposits 190,216 — 190,216 Other liabilities 916 22 938 Total liabilities assumed $ 191,132 $ 22 $ 191,154 Net identifiable assets acquired over liabilities assumed $ 20,528 $ 3,373 $ 23,901 Goodwill $ 11,006 Goodwill As a result of the Merchants acquisition, we have recorded goodwill totaling $11.0 not The following is a description of the methods used to determine the fair values of significant assets and liabilities whose fair values are different from their carrying amounts on Merchants' books at acquisition date presented above. Investment Securities Fair values for securities were obtained from an independent pricing service and are based on quoted market prices, where available. If quoted market prices were not not Loans We engaged a third no $2.3 $193 $431 three nine September 30, 2019, Premises and Equipment We engaged an independent licensed appraiser to determine the fair value of the acquired real estate located in Sacramento. The fair value of tangible personal property was not Deferred Tax Assets Deferred income tax assets were recorded to reflect the difference between the carrying values of the acquired assets and liabilities for financial reporting purposes and the basis for income tax purposes using the Company’s statutory federal and state income tax rates. Core Deposit Intangible We engaged an independent third $4.4 first 2019. eight No 2019. $136 $363 three nine September 30, 2019, September 30, 2019 (Amounts in thousands) 2019 2020 2021 2022 2023 Thereafter Total Core deposit intangible amortization $ 136 $ 544 $ 544 $ 544 $ 544 $ 1,678 $ 3,990 Pr o Forma Results of Operations The following table presents pro forma information of the combined entity as if the acquisition occurred on January 1, 2018. not not For the Three Months Ended For the Nine Months Ended Pro forma revenue and earnings September 30, September 30, (Amounts in thousands) 2019 2018 2019 2018 Net interest income $ 13,722 $ 13,492 $ 40,416 $ 39,095 Net income (1) $ 4,642 $ 4,371 $ 10,555 $ 11,974 ( 1 $113 $2.2 three nine September 30, 2019. It is impracticable to separately provide information regarding the amount of revenue and earnings from Merchants included in our Consolidated Statement of Income

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2019
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Bank of Commerce Holdings (“Company,” “Holding Company,” “we,” or “us”), is a corporation organized under the laws of California and a bank holding company (“BHC”) registered under the Bank Holding Company Act of 1956, three May 20, 2019. Consolidated Balance Sheets September 30, 2019 December 31, 2018 not The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) and with prevailing practices within the banking and securities industries. In preparing such consolidated financial statements, management is required to make certain estimates and judgments that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the dates of the Balance Sheets and the reported amounts of revenues and expenses for the reporting periods. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change relate to the valuation and impairment of investment securities, the determination of the allowance for loan and lease losses (“ALLL”), income taxes, the valuation of goodwill and Other Real Estate Owned (“OREO”), and fair value measurements. Certain amounts for prior periods have been reclassified to conform to the current financial statement presentation. The results of reclassifications are not no 2018 10 2019 not
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The accompanying Consolidated Financial Statements include the accounts of the Holding Company and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. As of September 30, 2019 December 31, 2018, one 2005 not Consolidation 810” not Consolidated Balance Sheets .
Lessee, Leases [Policy Text Block]	Leases We determine if an arrangement is a lease at inception. Operating leases are included in Other Assets Other Liabilities Consolidated Balance Sheets not may
New Accounting Pronouncements, Policy [Policy Text Block]	Application of new accounting guidance ASU No. 2016 02 Description - In February 2016, No. 2016 02, Leases (Topic 8 4 2 ) 842 No. 6, not Methods and timing of adoption – For public companies, the amendments in this update are effective for fiscal years beginning after December 15, 2018, July 2018, No. 2018 11, Leases (Topic 8 4 2 No. 2016 02 Financial statement impact – We implemented the new leasing standard on January 1, 2019 $ 4.4 $458

Note 2 - Common Stock Outstan_2

Note 2 - Common Stock Outstanding and Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended For the Nine Months Ended (Amounts in thousands, except per share information) September 30, September 30, Earnings Per Share 2019 2018 2019 2018 Numerators: Net income $ 4,642 $ 4,032 $ 10,592 $ 10,891 Denominators: Weighted average number of common shares outstanding - basic (1) 18,130 16,252 17,918 16,242 Effect of potentially dilutive common shares (2) 66 90 63 85 Weighted average number of common shares outstanding - diluted 18,196 16,342 17,981 16,327 Earnings per common share: Basic $ 0.26 $ 0.25 $ 0.59 $ 0.67 Diluted $ 0.26 $ 0.25 $ 0.59 $ 0.67 Anti-dilutive options not included in diluted earnings per share calculation — — — — Anti-dilutive restricted shares not included in diluted earnings per share calculation — — — —

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	As of September 30, 2019 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Cost Gain Loss Fair Value Available-for-sale securities: U.S. government & agencies $ 39,955 $ 530 $ (18 ) $ 40,467 Obligations of state and political subdivisions 37,401 1,627 (24 ) 39,004 Residential mortgage-backed securities and collateralized mortgage obligations 164,975 1,883 (864 ) 165,994 Corporate securities 3,010 4 (22 ) 2,992 Commercial mortgage-backed securities 22,621 273 (72 ) 22,822 Other asset-backed securities 1,061 1 — 1,062 Total $ 269,023 $ 4,318 $ (1,000 ) $ 272,341 As of December 31, 2018 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Cost Gain Loss Fair Value Available-for-sale securities: U.S. government & agencies $ 40,215 $ 202 $ (330 ) $ 40,087 Obligations of state and political subdivisions 50,037 1,082 (589 ) 50,530 Residential mortgage-backed securities and collateralized mortgage obligations 142,355 129 (3,981 ) 138,503 Corporate securities 3,022 — (100 ) 2,922 Commercial mortgage-backed securities 25,446 17 (701 ) 24,762 Other asset-backed securities 123 1 — 124 Total $ 261,198 $ 1,431 $ (5,701 ) $ 256,928
Amortized Cost and Estimated Fair Value Available for Sale Securities [Table Text Block]	Available-For-Sale (Amounts in thousands) Amortized Cost Fair Value Amounts maturing in: One year or less $ 7,404 $ 7,391 After one year through five years 154,239 155,696 After five years through ten years 62,183 62,906 After ten years 45,197 46,348 Total $ 269,023 $ 272,341
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2019 2018 2019 2018 Proceeds from sales of investment securities $ 13,895 $ 7,062 $ 99,635 $ 27,567 Gross realized gains on sales of investment securities: U.S. government & agencies $ 10 $ — $ 48 $ — Obligations of state and political subdivisions 10 104 305 260 Residential mortgage-backed securities and collateralized mortgage obligations 22 — 86 — Commercial mortgage-backed securities 5 — 7 — Total gross realized gains on sales of investment securities 47 104 446 260 Gross realized losses on sales of investment securities: U.S. government & agencies (9 ) (43 ) (13 ) (43 ) Obligations of state and political subdivisions (6 ) (1 ) (96 ) (72 ) Residential mortgage-backed securities and collateralized mortgage obligations (9 ) (40 ) (157 ) (40 ) Commercial mortgage-backed securities (11 ) (19 ) (43 ) (19 ) Other asset-backed securities — — — (45 ) Total gross realized losses on sales of investment securities (35 ) (103 ) (309 ) (219 ) Gain on sales of investment securities, net $ 12 $ 1 $ 137 $ 41
Schedule of Unrealized Loss on Investments [Table Text Block]	As of September 30, 2019 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Losses Value Losses Value Losses Available-for-sale securities: U.S. government & agencies $ 4,233 $ (16 ) $ 415 $ (2 ) $ 4,648 $ (18 ) Obligations of states and political subdivisions 1,728 (24 ) — — 1,728 (24 ) Residential mortgage-backed securities and collateralized mortgage obligations 47,359 (350 ) 32,173 (514 ) 79,532 (864 ) Corporate securities — — 978 (22 ) 978 (22 ) Commercial mortgage-backed securities 2,462 (20 ) 4,729 (52 ) 7,191 (72 ) Total temporarily impaired securities $ 55,782 $ (410 ) $ 38,295 $ (590 ) $ 94,077 $ (1,000 ) As of December 31, 2018 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Value Loss Value Loss Value Loss Available-for-sale securities: U.S. government & agencies $ 7,223 $ (39 ) $ 12,274 $ (291 ) $ 19,497 $ (330 ) Obligations of states and political subdivisions 5,545 (40 ) 16,320 (549 ) 21,865 (589 ) Residential mortgage-backed securities and collateralized mortgage obligations 21,791 (183 ) 93,038 (3,798 ) 114,829 (3,981 ) Corporate securities — — 2,922 (100 ) 2,922 (100 ) Commercial mortgage-backed securities 1,548 (7 ) 20,176 (694 ) 21,724 (701 ) Total temporarily impaired securities $ 36,107 $ (269 ) $ 144,730 $ (5,432 ) $ 180,837 $ (5,701 )

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Outstanding Loan Balances [Table Text Block]	(Amounts in thousands) September 30, December 31, Loan Portfolio 2019 2018 Commercial $ 152,195 $ 135,543 Commercial real estate: Real estate - construction and land development 35,606 22,563 Real estate - commercial non-owner occupied 475,678 433,708 Real estate - commercial owner occupied 210,767 204,622 Residential real estate: Real estate - residential - Individual Tax Identification Number (“ITIN”) 34,036 37,446 Real estate - residential - 1-4 family mortgage 64,747 34,366 Real estate - residential - equity lines 22,729 26,958 Consumer and other 37,324 51,045 Gross loans 1,033,082 946,251 Deferred fees and costs 1,980 1,927 Loans, net of deferred fees and costs 1,035,062 948,178 Allowance for loan and lease losses (12,285 ) (12,292 ) Net loans $ 1,022,777 $ 935,886
Financing Receivable, Past Due [Table Text Block]	90 or Recorded (Amounts in thousands) 30-59 60-89 Greater Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and September 30, 2019 Due Due Due Due Current Total Accruing Commercial $ 19 $ 2 $ 36 $ 57 $ 152,138 $ 152,195 $ — Commercial real estate: Real estate - construction and land development — — — — 35,606 35,606 — Real estate - commercial non-owner occupied — — — — 475,678 475,678 — Real estate - commercial owner occupied — — — — 210,767 210,767 — Residential real estate: Real estate - residential - ITIN 142 — 174 316 33,720 34,036 — Real estate - residential - 1-4 family mortgage — — — — 64,747 64,747 — Real estate - residential - equity lines 163 — — 163 22,566 22,729 — Consumer and other 99 101 — 200 37,124 37,324 — Total $ 423 $ 103 $ 210 $ 736 $ 1,032,346 $ 1,033,082 $ — 90 or Recorded (Amounts in thousands) 30-59 60-89 Greater Investment > Past Due Loans at Days Past Days Past Days Past Total Past 90 Days and December 31, 2018 Due Due Due Due Current Total Accruing Commercial $ — $ — $ — $ — $ 135,543 $ 135,543 $ — Commercial real estate: Real estate - construction and land development — — — — 22,563 22,563 — Real estate - commercial non-owner occupied 10,878 — 548 11,426 422,282 433,708 — Real estate - commercial owner occupied 688 — — 688 203,934 204,622 — Residential real estate: Real estate - residential - ITIN 184 279 259 722 36,724 37,446 — Real estate - residential - 1-4 family mortgage — — 185 185 34,181 34,366 — Real estate - residential - equity lines 90 — — 90 26,868 26,958 — Consumer and other 534 263 — 797 50,248 51,045 — Total $ 12,374 $ 542 $ 992 $ 13,908 $ 932,343 $ 946,251 $ —
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent 1 [Table Text Block]	(Amounts in thousands) September 30, December 31, Nonaccrual Loans 2019 2018 Commercial $ 139 $ 959 Commercial real estate: Real estate - commercial non-owner occupied 10,099 548 Residential real estate: Real estate - residential - ITIN 2,339 2,388 Real estate - residential - 1-4 family mortgage 198 185 Real estate - residential - equity lines — 43 Consumer and other 21 23 Total $ 12,796 $ 4,146
Impaired Financing Receivables [Table Text Block]	As of September 30, 2019 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 172 $ 375 $ — Commercial real estate: Real estate - commercial non-owner occupied 10,099 10,697 — Residential real estate: Real estate - residential - ITIN 5,953 7,636 — Real estate - residential - 1-4 family mortgage 198 316 — Total with no related allowance recorded $ 16,422 $ 19,024 $ — With an allowance recorded: Commercial $ 596 $ 598 $ 170 Residential real estate: Real estate - residential - ITIN 458 458 41 Real estate - residential - equity lines 236 236 118 Consumer and other 21 21 6 Total with an allowance recorded $ 1,311 $ 1,313 $ 335 By loan portfolio: Commercial $ 768 $ 973 $ 170 Commercial real estate 10,099 10,697 — Residential real estate 6,845 8,646 159 Consumer and other 21 21 6 Total impaired loans $ 17,733 $ 20,337 $ 335 As of December 31, 2018 Unpaid (Amounts in thousands) Recorded Principal Related Impaired Loans Investment Balance Allowance With no related allowance recorded: Commercial $ 51 $ 69 $ — Commercial real estate: Real estate - commercial non-owner occupied 548 548 — Residential real estate: Real estate - residential - ITIN 6,138 7,676 — Real estate - residential - 1-4 family mortgage 185 223 — Real estate - residential - equity lines 43 48 — Total with no related allowance recorded $ 6,965 $ 8,564 $ — With an allowance recorded: Commercial $ 2,132 $ 2,256 $ 748 Commercial real estate: Real estate - commercial non-owner occupied 795 795 209 Residential real estate: Real estate - residential - ITIN 734 772 91 Real estate - residential - equity lines 363 363 182 Consumer and other 23 23 7 Total with an allowance recorded $ 4,047 $ 4,209 $ 1,237 By loan portfolio: Commercial $ 2,183 $ 2,325 $ 748 Commercial real estate 1,343 1,343 209 Residential real estate 7,463 9,082 273 Consumer and other 23 23 7 Total impaired loans $ 11,012 $ 12,773 $ 1,237
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]	Three Months Ended Three Months Ended September 30, 2019 September 30, 2018 Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Commercial $ 807 $ 10 $ 2,254 $ 19 Commercial real estate: Real estate - commercial non-owner occupied 10,887 7 798 11 Residential real estate: Real estate - residential - ITIN 6,490 40 7,154 43 Real estate - residential - 1-4 family mortgage 204 — 181 — Real estate - residential - equity lines 238 4 412 5 Consumer and other 21 — 30 — Total $ 18,647 $ 61 $ 10,829 $ 78 Nine Months Ended Nine Months Ended September 30, 2019 September 30, 2018 Average Interest Average Interest (Amounts in thousands) Recorded Income Recorded Income Average Recorded Investment and Interest Income Investment Recognized Investment Recognized Commercial $ 1,377 $ 42 $ 2,508 $ 60 Commercial real estate: Real estate - commercial non-owner occupied 10,307 30 799 35 Residential real estate: Real estate - residential - ITIN 6,694 123 7,272 126 Real estate - residential - 1-4 family mortgage 194 — 231 — Real estate - residential - equity lines 306 14 418 15 Consumer and other 22 — 33 — Total $ 18,900 $ 209 $ 11,261 $ 236
Newly Restructured Loans [Table Text Block]	For the Three Months Ended For the Nine Months Ended (Amounts in thousands) Troubled Debt Restructuring Maturity Payment Deferral Total Maturity Payment Deferral Total Commercial $ — $ — $ — $ 66 $ — $ 66 Total $ — $ — $ — $ 66 $ — $ 66
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	For the Three Months Ended September 30, 2019 For the Nine Months Ended September 30, 2019 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding (Amounts in thousands) Number of Recorded Recorded Number of Recorded Recorded Troubled Debt Restructurings Contracts Investment Investment Contracts Investment Investment Commercial — $ — $ — 1 $ 99 $ 99 Total — $ — $ — 1 $ 99 $ 99
Financing Receivable Credit Quality Indicators [Table Text Block]	(Amounts in thousands) September 30, 2019 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 152,056 $ 139 $ 152,195 Commercial real estate: Real estate - construction and land development 35,606 — 35,606 Real estate - commercial non-owner occupied 465,579 10,099 475,678 Real estate - commercial owner occupied 210,767 — 210,767 Residential real estate: Real estate - residential - ITIN 31,697 2,339 34,036 Real estate - residential - 1-4 family mortgage 64,549 198 64,747 Real estate - residential - equity lines 22,729 — 22,729 Consumer and other 37,303 21 37,324 Total $ 1,020,286 $ 12,796 $ 1,033,082 (Amounts in thousands) December 31, 2018 Performing and Nonperforming Loans Performing Nonperforming Total Commercial $ 134,584 $ 959 $ 135,543 Commercial real estate: Real estate - construction and land development 22,563 — 22,563 Real estate - commercial non-owner occupied 433,160 548 433,708 Real estate - commercial owner occupied 204,622 — 204,622 Residential real estate: Real estate - residential - ITIN 35,058 2,388 37,446 Real estate - residential - 1-4 family mortgage 34,181 185 34,366 Real estate - residential - equity lines 26,915 43 26,958 Consumer and other 51,022 23 51,045 Total $ 942,105 $ 4,146 $ 946,251
Financing Receivable Credit Quality Indicator [Table Text Block]	As of September 30, 2019 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 140,664 $ 10,688 $ 125 $ 718 $ — $ 152,195 Commercial real estate: Real estate - construction and land development 35,585 21 — — — 35,606 Real estate - commercial non-owner occupied 440,880 18,149 5,442 11,207 — 475,678 Real estate - commercial owner occupied 195,137 5,187 — 10,443 — 210,767 Residential real estate: Real estate - residential - ITIN 29,467 — — 4,569 — 34,036 Real estate - residential - 1-4 family mortgage 63,531 1,018 — 198 — 64,747 Real estate - residential - equity lines 22,641 — — 88 — 22,729 Consumer and other 37,300 — — 24 — 37,324 Total $ 965,205 $ 35,063 $ 5,567 $ 27,247 $ — $ 1,033,082 As of December 31, 2018 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Commercial $ 118,643 $ 15,247 $ — $ 1,653 $ — $ 135,543 Commercial real estate: Real estate - construction and land development 22,539 24 — — — 22,563 Real estate - commercial non-owner occupied 409,157 21,698 — 2,853 — 433,708 Real estate - commercial owner occupied 179,154 14,075 — 11,393 — 204,622 Residential real estate: Real estate - residential - ITIN 31,805 — — 5,641 — 37,446 Real estate - residential - 1-4 family mortgage 33,388 793 — 185 — 34,366 Real estate - residential - equity lines 25,336 1,313 — 309 — 26,958 Consumer and other 51,016 — — 29 — 51,045 Total $ 871,038 $ 53,150 $ — $ 22,063 $ — $ 946,251
Financing Receivable, Allowance for Credit Loss [Table Text Block]	For the Three Months Ended September 30, 2019 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,104 $ 7,598 $ 1,070 $ 1,070 $ 603 $ 12,445 Charge-offs (81 ) — (43 ) (195 ) — (319 ) Recoveries 5 — 104 50 — 159 Provision (84 ) 120 (77 ) 66 (25 ) — Ending balance $ 1,944 $ 7,718 $ 1,054 $ 991 $ 578 $ 12,285 For the Three Months Ended September 30, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,442 $ 7,091 $ 1,111 $ 1,317 $ 427 $ 12,388 Charge-offs — — — (198 ) — (198 ) Recoveries 35 — 89 78 — 202 Provision (248 ) 116 12 90 30 — Ending balance $ 2,229 $ 7,207 $ 1,212 $ 1,287 $ 457 $ 12,392 For the Nine Months Ended September 30, 2019 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,205 $ 7,116 $ 1,173 $ 1,356 $ 442 $ 12,292 Charge-offs (227 ) (233 ) (181 ) (685 ) — (1,326 ) Recoveries 916 — 204 199 — 1,319 Provision (950 ) 835 (142 ) 121 136 — Ending balance $ 1,944 $ 7,718 $ 1,054 $ 991 $ 578 $ 12,285 For the Nine Months Ended September 30, 2018 (Amounts in thousands) Commercial Residential ALLL by Loan Portfolio Commercial Real Estate Real Estate Consumer Unallocated Total Beginning balance $ 2,397 $ 6,514 $ 1,169 $ 1,435 $ 410 $ 11,925 Charge-offs (132 ) — (164 ) (673 ) — (969 ) Recoveries 838 — 382 216 — 1,436 Provision (874 ) 693 (175 ) 309 47 — Ending balance $ 2,229 $ 7,207 $ 1,212 $ 1,287 $ 457 $ 12,392 As of September 30, 2019 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 170 $ — $ 159 $ 6 $ — $ 335 Collectively evaluated for impairment 1,774 7,718 895 985 578 11,950 Total $ 1,944 $ 7,718 $ 1,054 $ 991 $ 578 $ 12,285 Gross loans: Individually evaluated for impairment $ 768 $ 10,099 $ 6,845 $ 21 $ — $ 17,733 Collectively evaluated for impairment 151,427 711,952 114,667 37,303 — 1,015,349 Total gross loans $ 152,195 $ 722,051 $ 121,512 $ 37,324 $ — $ 1,033,082 As of December 31, 2018 Commercial Residential (Amounts in thousands) Commercial Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 748 $ 209 $ 273 $ 7 $ — $ 1,237 Collectively evaluated for impairment 1,457 6,907 900 1,349 442 11,055 Total $ 2,205 $ 7,116 $ 1,173 $ 1,356 $ 442 $ 12,292 Gross loans: Individually evaluated for impairment $ 2,183 $ 1,343 $ 7,463 $ 23 $ — $ 11,012 Collectively evaluated for impairment 133,360 659,550 91,307 51,022 — 935,239 Total gross loans $ 135,543 $ 660,893 $ 98,770 $ 51,045 $ — $ 946,251

Note 5 - Qualified Affordable_2

Note 5 - Qualified Affordable Housing Partnership Investments (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Proportional Amortization Method Investment Qualified Affordable Housing Project [Table Text Block]	At September 30, 2019 For the Nine Months Ended September 30, 2019 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit (Expense) Raymond James California Housing Opportunities Fund II $ 2,000 $ 887 $ 28 $ 150 $ 135 $ 15 WNC Institutional Tax Credit Fund 38, L.P. 1,000 421 — 81 68 13 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,105 315 168 165 3 California Affordable Housing Fund 2,454 210 — 18 29 (11 ) Total $ 7,954 $ 2,623 $ 343 $ 417 $ 397 $ 20 At December 31, 2018 For the Nine Months Ended September 30, 2018 Original Current Unfunded Tax Credits Amortization Net (Amounts in thousands) Investment Recorded Liability and of Income Tax Qualified Affordable Housing Partnerships Value Investment Obligation Benefits Investments Benefit (Expense) Raymond James California Housing Opportunities Fund II $ 2,000 $ 1,022 $ 28 $ 150 $ 133 $ 17 WNC Institutional Tax Credit Fund 38, L.P. 1,000 489 — 95 79 16 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,270 315 170 167 3 California Affordable Housing Fund 2,454 239 — 23 36 (13 ) Total $ 7,954 $ 3,020 $ 343 $ 438 $ 415 $ 23
Qualified Affordable Housing Project Investments Tax Credits and Benefits [Table Text Block]	For the Three Months Ended September 30, 2019 September 30, 2018 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Partnerships Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 43 $ 7 $ 43 $ 8 WNC Institutional Tax Credit Fund 38, L.P. 23 4 28 4 Merritt Community Capital Corporation Fund XV, L.P. 48 8 48 8 California Affordable Housing Fund — 6 1 6 Total $ 114 $ 25 $ 120 $ 26 For the Nine Months Ended September 30, 2019 September 30, 2018 (Amounts in thousands) Generated Tax Benefits From Generated Tax Benefits from Qualified Affordable Housing Partnerships Tax Credits Taxable Losses Tax Credits Taxable Losses Raymond James California Housing Opportunities Fund II $ 128 $ 22 $ 127 $ 23 WNC Institutional Tax Credit Fund 38, L.P. 70 11 84 11 Merritt Community Capital Corporation Fund XV, L.P. 144 24 145 25 California Affordable Housing Fund — 18 4 19 Total $ 342 $ 75 $ 360 $ 78
Qualified Affordable Housing Projects Future Income Tax Benefit [Table Text Block]	(Amounts in thousands) Qualified Affordable Housing Partnerships: Raymond James WNC Institutional Merritt Community California Total Net Anticipated net income tax benefit (expense) California Housing Tax Credit Capital Corporation Affordable Income Tax less amortization of investments Opportunities Fund II Fund 38, L.P. Fund XV, L.P Housing Fund Benefit 2019 $ 15 $ 13 $ 3 $ (11 ) $ 20 2020 19 17 4 (14 ) 26 2021 19 16 4 (14 ) 25 2022 19 14 3 (13 ) 23 2023 and thereafter 32 27 7 (32 ) 34 Total $ 104 $ 87 $ 21 $ (84 ) $ 128

Note 6 - Term Debt (Tables)

Note 6 - Term Debt (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Long-term Debt Instruments [Table Text Block]	(Amounts in thousands) September 30, 2019 December 31, 2018 Senior debt $ — $ 3,496 Unamortized debt issuance costs — (2 ) Subordinated Debt 10,000 10,000 Unamortized debt issuance costs (55 ) (89 ) Net term debt $ 9,945 $ 13,405
Schedule of Maturities of Long-term Debt [Table Text Block]	(Amounts in thousands) 2019 2020 2021 2022 2023 Thereafter Total Subordinated Debt $ — $ — $ — $ — $ — $ 10,000 $ 10,000 Total future maturities $ — $ — $ — $ — $ — $ 10,000 $ 10,000

Note 7 - Commitments and Cont_2

Note 7 - Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Commitments and Contingent Liabilities [Table Text Block]	(Amounts in thousands) September 30, 2019 December 31, 2018 Commitments to extend credit $ 261,925 $ 223,882 Standby letters of credit 4,241 8,548 Affordable housing grants 3,338 3,338 Access to Housing and Economic Assistance for Development grants 50 100 Total commitments and contingent liabilities $ 269,554 $ 235,868

Note 8 - Leases (Tables)

Note 8 - Leases (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Lease, Cost [Table Text Block]	(Amounts in thousands) September 30, 2019 Right-of-use lease asset $ 3,654 Lease liability $ 4,062 Weighted Average Remaining Lease Term 5.72 Weighted Average Discount Rate 2.95 % Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2019 2018 2019 2018 Operating lease expense $ 212 $ 189 $ 611 $ 568 Cash paid for operating leases $ 229 $ 213 $ 661 $ 632
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(Amounts in thousands) Amounts due in: 2019 $ 236 2020 961 2021 979 2022 888 2023 342 Thereafter 1,032 Total undiscounted future minimum lease cash payments 4,438 Present value adjustment (376 ) Lease liability $ 4,062

Note 9 - Fair Values (Tables)

Note 9 - Fair Values (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Amounts in thousands) Carrying Fair Value Measurements Using September 30, 2019 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 88,604 $ 88,604 $ — $ — Securities available-for-sale $ 272,341 $ — $ 272,341 $ — Net loans $ 1,022,777 $ — $ — $ 1,028,244 Federal Home Loan Bank of San Francisco stock $ 7,379 $ 7,379 $ — $ — Financial liabilities Deposits $ 1,262,139 $ — $ 1,264,011 $ — Term debt $ 9,945 $ — $ 10,177 $ — Junior subordinated debenture $ 10,310 $ — $ 13,518 $ — (Amounts in thousands) Carrying Fair Value Measurements Using December 31, 2018 Amounts Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 47,365 $ 47,365 $ — $ — Securities available-for-sale $ 256,928 $ — $ 256,928 $ — Net loans $ 935,886 $ — $ — $ 936,697 Federal Home Loan Bank of San Francisco stock $ 5,892 $ 5,892 $ — $ — Financial liabilities Deposits $ 1,131,716 $ — $ 1,129,795 $ — Term debt $ 13,405 $ — $ 13,323 $ — Junior subordinated debenture $ 10,310 $ — $ 14,183 $ —
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	(Amounts in thousands) Fair Value at September 30, 2019 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 40,467 $ — $ 40,467 $ — Obligations of states and political subdivisions 39,004 — 39,004 — Residential mortgage-backed securities and collateralized mortgage obligations 165,994 — 165,994 — Corporate securities 2,992 — 2,992 — Commercial mortgage-backed securities 22,822 — 22,822 — Other asset-backed securities 1,062 — 1,062 — Total assets measured at fair value $ 272,341 $ — $ 272,341 $ — (Amounts in thousands) Fair Value at December 31, 2018 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 40,087 $ — $ 40,087 $ — Obligations of states and political subdivisions 50,530 — 50,530 — Residential mortgage-backed securities and collateralized mortgage obligations 138,503 — 138,503 — Corporate securities 2,922 — 2,922 — Commercial mortgage-backed securities 24,762 — 24,762 — Other investment securities 124 — 124 — Total assets measured at fair value $ 256,928 $ — $ 256,928 $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	(Amounts in thousands) Fair Value at September 30, 2019 Nonrecurring basis Total Level 1 Level 2 Level 3 Collateral dependent impaired loans $ 10,171 $ — $ — $ 10,171 Other real estate owned 58 — — 58 Total assets measured at fair value $ 10,229 $ — $ — $ 10,229 (Amounts in thousands) Fair Value at December 31, 2018 Nonrecurring basis Total Level 1 Level 2 Level 3 Other real estate owned $ 31 $ — $ — $ 31 Total assets measured at fair value $ 31 $ — $ — $ 31
Loss from Nonrecurring Fair Value [Table Text Block]	(Amounts in thousands) Three Months Ended September 30, Nine Months Ended September 30, Fair value adjustments 2019 2018 2019 2018 Collateral dependent impaired loans $ 29 $ — $ 328 $ — Other real estate owned 43 — 43 138 Total $ 72 $ — $ 371 $ 138

Note 10 - Acquisition (Tables)

Note 10 - Acquisition (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	As Recorded by Fair Value Merchants And Other Acquisition As Recorded by (Amounts in thousands) Holding Company Related Adjustments the Company Consideration paid: Cash $ 15,300 Stock 1,834,142 shares at $10.69 per share 19,607 Total consideration $ 34,907 Assets acquired: Cash and fed funds sold $ 12,425 $ — $ 12,425 Investment securities 107,931 (551 ) 107,380 Loans, gross 87,570 (2,292 ) 85,278 Allowance for loan and lease losses (1,286 ) 1,286 — Interest receivable 688 — 688 Premises and equipment, net 378 1,856 2,234 Deferred tax assets, net 1,374 (1,352 ) 22 Federal Home Loan Bank of San Francisco stock 1,454 — 1,454 Life insurance 755 — 755 Other assets 371 95 466 Core deposit intangible — 4,353 4,353 Total assets acquired $ 211,660 $ 3,395 $ 215,055 Liabilities assumed: Demand, money market and savings $ 152,213 $ — $ 152,213 Certificates of deposit 38,003 — 38,003 Total deposits 190,216 — 190,216 Other liabilities 916 22 938 Total liabilities assumed $ 191,132 $ 22 $ 191,154 Net identifiable assets acquired over liabilities assumed $ 20,528 $ 3,373 $ 23,901 Goodwill $ 11,006
Business Acquisition, Pro Forma Information [Table Text Block]	For the Three Months Ended For the Nine Months Ended Pro forma revenue and earnings September 30, September 30, (Amounts in thousands) 2019 2018 2019 2018 Net interest income $ 13,722 $ 13,492 $ 40,416 $ 39,095 Net income (1) $ 4,642 $ 4,371 $ 10,555 $ 11,974
Merchants Holding Company [Member]
Notes Tables
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Amounts in thousands) 2019 2020 2021 2022 2023 Thereafter Total Core deposit intangible amortization $ 136 $ 544 $ 544 $ 544 $ 544 $ 1,678 $ 3,990

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands	Jan. 01, 2019USD ($)	Sep. 30, 2019USD ($)	Dec. 31, 2018
Number Of Wholly Owned Trusts		1	1
Operating Lease, Right-of-Use Asset		$ 3,654
Operating Lease, Liability, Total		$ 4,062
Operating Lease, Right-of-use Assets, Reduction for Amounts Recognized Previously	$ 458
Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset	4,400
Operating Lease, Liability, Total	$ 4,400

Note 2 - Common Stock Outstan_3

Note 2 - Common Stock Outstanding and Earnings Per Share (Details Textual) - USD ($) $ in Millions	Jan. 31, 2019	Sep. 30, 2019	Sep. 30, 2019
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	1,834,142		1,834,142
Payments to Acquire Businesses, Gross	$ 15.3
Stock Repurchase Program, Authorized Amount		$ 1	$ 1
Stock Repurchased During Period, Shares		0
Merchants Holding Company [Member] | Bank of Commerce [Member]
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners	10.00%

Note 2 - Common Stock Outstan_4

Note 2 - Common Stock Outstanding and Earnings Per Share - Basic and Diluted EPS (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended							9 Months Ended
		Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Sep. 30, 2019	Sep. 30, 2018
Net income		$ 4,642	$ 3,644	$ 2,306	$ 4,839	$ 4,032	$ 3,618	$ 3,241	$ 10,592	$ 10,891
Weighted average shares - basic (in shares)	[1]	18,130				16,252			17,918	16,242
Effect of potentially dilutive common shares (in shares)	[2]	66				90			63	85
Weighted average number of common shares outstanding - diluted (in shares)		18,196				16,342			17,981	16,327
Earnings per share - basic (in dollars per share)		$ 0.26				$ 0.25			$ 0.59	$ 0.67
Earnings per share - diluted (in dollars per share)		$ 0.26				$ 0.25			$ 0.59	$ 0.67
Share-based Payment Arrangement, Option [Member]
Anti-dilutive options not included in diluted earnings per share calculation (in shares)
Restricted Stock [Member]
Anti-dilutive options not included in diluted earnings per share calculation (in shares)
[1]	Excludes unvested restricted shares because they do not have dividend or voting rights
[2]	Represents the effects of the assumed exercise of stock options and vesting of non-participating restricted shares.

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($) $ in Millions	Sep. 30, 2019	Dec. 31, 2018
Securities Held as Collateral, at Fair Value	$ 76.1	$ 68.8
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	78	163
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available for Sale Securities, Percent of Portfolio Guaranteed	76.00%	66.00%
Commercial Mortgage Backed Securities [Member]
Available for Sale Securities, Percent of Portfolio Guaranteed	100.00%	90.00%

Note 3 - Securities - Securitie

Note 3 - Securities - Securities Reconciliation (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Available-for-sale securities:
Available-for-sale securities, amortized costs	$ 269,023	$ 261,198
Available-for-sale securities, gross unrealized gain	4,318	1,431
Available-for-sale securities, gross unrealized loss	(1,000)	(5,701)
Securities available-for-sale	272,341	256,928
US Government Agencies Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	39,955	40,215
Available-for-sale securities, gross unrealized gain	530	202
Available-for-sale securities, gross unrealized loss	(18)	(330)
Securities available-for-sale	40,467	40,087
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	37,401	50,037
Available-for-sale securities, gross unrealized gain	1,627	1,082
Available-for-sale securities, gross unrealized loss	(24)	(589)
Securities available-for-sale	39,004	50,530
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	164,975	142,355
Available-for-sale securities, gross unrealized gain	1,883	129
Available-for-sale securities, gross unrealized loss	(864)	(3,981)
Securities available-for-sale	165,994	138,503
Corporate Debt Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	3,010	3,022
Available-for-sale securities, gross unrealized gain	4
Available-for-sale securities, gross unrealized loss	(22)	(100)
Securities available-for-sale	2,992	2,922
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	22,621	25,446
Available-for-sale securities, gross unrealized gain	273	17
Available-for-sale securities, gross unrealized loss	(72)	(701)
Securities available-for-sale	22,822	24,762
Asset-backed Securities [Member]
Available-for-sale securities:
Available-for-sale securities, amortized costs	1,061	123
Available-for-sale securities, gross unrealized gain	1	1
Available-for-sale securities, gross unrealized loss
Securities available-for-sale	$ 1,062	$ 124

Note 3 - Securities - Expected

Note 3 - Securities - Expected Maturities of Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Amounts maturing in:
Available-for-sale securities, amortized cost, one year or less	$ 7,404
Available-for-sale securities, fair value, one year or less	7,391
Available-for-sale securities, amortized cost, after one year through five years	154,239
Available-for-sale securities, fair value, after one year through five years	155,696
Available-for-sale securities, amortized cost, after five years through ten years	62,183
Available-for-sale securities, fair value, after five years through ten years	62,906
Available-for-sale securities, amortized cost, after ten years	45,197
Available-for-sale securities, fair value, after ten years	46,348
Available-for-sale securities, amortized cost, total	269,023	$ 261,198
Available-for-sale securities, fair value, total	$ 272,341

Note 3 - Securities - Sales of

Note 3 - Securities - Sales of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Proceeds from sales of investment securities	$ 13,895	$ 7,062	$ 99,635	$ 27,567
Gross realized gains on sales of securities	47	104	446	260
Gross realized losses on sales of securities	(35)	(103)	(309)	(219)
Gain on sales of investment securities, net	12	1	137	41
US Government Agencies Debt Securities [Member]
Gross realized gains on sales of securities	10		48
Gross realized losses on sales of securities	(9)	(43)	(13)	(43)
US States and Political Subdivisions Debt Securities [Member]
Gross realized gains on sales of securities	10	104	305	260
Gross realized losses on sales of securities	(6)	(1)	(96)	(72)
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Gross realized gains on sales of securities	22		86
Gross realized losses on sales of securities	(9)	(40)	(157)	(40)
Commercial Mortgage Backed Securities [Member]
Gross realized gains on sales of securities	5		7
Gross realized losses on sales of securities	(11)	(19)	(43)	(19)
Asset-backed Securities [Member]
Gross realized losses on sales of securities				$ (45)

Note 3 - Securities - Securit_2

Note 3 - Securities - Securities in an Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Available-for-sale securities, less than 12 months, fair value	$ 55,782	$ 36,107
Available-for-sale securities, less than 12 months, unrealized losses	(410)	(269)
Available-for-sale securities, 12 months or more, fair value	38,295	144,730
Available-for-sale securities, 12 months or more, unrealized losses	(590)	(5,432)
Available-for-sale securities, fair value	94,077	180,837
Available-for-sale securities, unrealized losses	(1,000)	(5,701)
US Government Agencies Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value	4,233	7,223
Available-for-sale securities, less than 12 months, unrealized losses	(16)	(39)
Available-for-sale securities, 12 months or more, fair value	415	12,274
Available-for-sale securities, 12 months or more, unrealized losses	(2)	(291)
Available-for-sale securities, fair value	4,648	19,497
Available-for-sale securities, unrealized losses	(18)	(330)
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value	1,728	5,545
Available-for-sale securities, less than 12 months, unrealized losses	(24)	(40)
Available-for-sale securities, 12 months or more, fair value		16,320
Available-for-sale securities, 12 months or more, unrealized losses		(549)
Available-for-sale securities, fair value	1,728	21,865
Available-for-sale securities, unrealized losses	(24)	(589)
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available-for-sale securities, less than 12 months, fair value	47,359	21,791
Available-for-sale securities, less than 12 months, unrealized losses	(350)	(183)
Available-for-sale securities, 12 months or more, fair value	32,173	93,038
Available-for-sale securities, 12 months or more, unrealized losses	(514)	(3,798)
Available-for-sale securities, fair value	79,532	114,829
Available-for-sale securities, unrealized losses	(864)	(3,981)
Corporate Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value
Available-for-sale securities, less than 12 months, unrealized losses
Available-for-sale securities, 12 months or more, fair value	978	2,922
Available-for-sale securities, 12 months or more, unrealized losses	(22)	(100)
Available-for-sale securities, fair value	978	2,922
Available-for-sale securities, unrealized losses	(22)	(100)
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities, less than 12 months, fair value	2,462	1,548
Available-for-sale securities, less than 12 months, unrealized losses	(20)	(7)
Available-for-sale securities, 12 months or more, fair value	4,729	20,176
Available-for-sale securities, 12 months or more, unrealized losses	(52)	(694)
Available-for-sale securities, fair value	7,191	21,724
Available-for-sale securities, unrealized losses	$ (72)	$ (701)

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 1,700		$ 1,700		$ 2,500
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	115	$ 40	484	$ 121
Impaired Financing Receivable, Recorded Investment, Total	$ 17,733		$ 17,733		11,012
Percentage of Collateral Coverage to Loan Balance to Consider Restructured Loan to Performing and Accrual Status			100.00%
Financing Receivable, Modifications, Number of Contracts		0	1	0
Financing Receivable, Nonaccrual	$ 12,796		$ 12,796		4,146
Financing Receivable, Troubled Debt Restructuring	$ 6,700		$ 6,700		$ 9,600
Financing Receivable, Number of Contracts Qualified as Troubled Debt Restructuring	99		99
Troubled Debt Restructurings Percentage of Gross Portfolio Loans	0.65%		0.65%		1.01%
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0		0
Doubtful Grade Remaining Outstanding Period, Minimum			180 days
Mortgage Loans in Process of Foreclosure, Amount	$ 250		$ 250
Loans and Leases Receivable, Allowance, Ending Balance	$ 12,285		$ 12,285		$ 12,292
Percentage of Allowance for Loan and Lease Losses out of Net Loans	1.19%		1.19%		1.30%
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$ 269,500		$ 269,500		$ 235,800
Reserve for Unfunded Commitments Included in Other Liabilities	$ 695		$ 695		$ 695
Percentage of Loan Portfolio Secured by Real Estate	81.00%		81.00%
Percentage of Unallocated Allowance Amount out of Allowance for Loan and Lease Losses			5.00%		4.00%
Maximum Loan to Value, Percentage			80.00%
Commercial Portfolio Segment [Member]
Impaired Financing Receivable, Recorded Investment, Total	$ 768		$ 768		$ 2,183
Financing Receivable, Modifications, Number of Contracts			1
Financing Receivable, Nonaccrual	$ 139		$ 139		$ 959
Commercial Portfolio Segment [Member] | Line of Credit [Member]
Financing Receivable, Modifications, Number of Contracts					1
Financing Receivable, Nonaccrual					$ 313
Performing Financial Instruments [Member]
Impaired Financing Receivable, Recorded Investment, Total	$ 4,900		$ 4,900		6,900
Financing Receivable, Number of Contracts Qualified as Troubled Debt Restructuring	97		97
Merchants Holding Company [Member]
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 1,900		$ 1,900
Accretion (Amortization) of Discounts and Premiums, Acquired Loans	193		431
Federal Home Loan Bank of San Francisco [Member]
Loans Pledged as Collateral	$ 527,500		$ 527,500		$ 490,200

Note 4 - Loans - Outstanding Lo

Note 4 - Loans - Outstanding Loan Balances (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Gross loans	$ 1,033,082	$ 946,251
Deferred fees and costs	1,980	1,927
Loans, net of deferred fees and costs	1,035,062	948,178
Allowance for loan and lease losses	(12,285)	(12,292)
Net loans	1,022,777	935,886
Commercial Portfolio Segment [Member]
Gross loans	152,195	135,543
Commercial Real Estate Portfolio Segment [Member]
Gross loans	722,051	660,893
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	35,606	22,563
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	475,678	433,708
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	210,767	204,622
Residential Portfolio Segment [Member]
Gross loans	121,512	98,770
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	34,036	37,446
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	64,747	34,366
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	22,729	26,958
Consumer Portfolio Segment [Member]
Gross loans	$ 37,324	$ 51,045

Note 4 - Loans - Age Analysis o

Note 4 - Loans - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans, past due	$ 736	$ 13,908
Loans, current	1,032,346	932,343
Gross loans	1,033,082	946,251
Recorded investment greater than 90 days and accruing
Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	423	12,374
Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	103	542
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	210	992
Commercial Portfolio Segment [Member]
Loans, past due	57
Loans, current	152,138	135,543
Gross loans	152,195	135,543
Recorded investment greater than 90 days and accruing
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	19
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	2
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	36
Commercial Real Estate Portfolio Segment [Member]
Gross loans	722,051	660,893
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans, past due
Loans, current	35,606	22,563
Gross loans	35,606	22,563
Recorded investment greater than 90 days and accruing
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Loans, past due		11,426
Loans, current	475,678	422,282
Gross loans	475,678	433,708
Recorded investment greater than 90 days and accruing
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due		688
Loans, current	210,767	203,934
Gross loans	210,767	204,622
Recorded investment greater than 90 days and accruing
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due		10,878
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due		688
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due		548
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due
Residential Portfolio Segment [Member]
Gross loans	121,512	98,770
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	316	722
Loans, current	33,720	36,724
Gross loans	34,036	37,446
Recorded investment greater than 90 days and accruing
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due		185
Loans, current	64,747	34,181
Gross loans	64,747	34,366
Recorded investment greater than 90 days and accruing
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, past due	163	90
Loans, current	22,566	26,868
Gross loans	22,729	26,958
Recorded investment greater than 90 days and accruing
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	142	184
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due	163	90
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due		279
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	174	259
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due		185
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due
Consumer Portfolio Segment [Member]
Loans, past due	200	797
Loans, current	37,124	50,248
Gross loans	37,324	51,045
Recorded investment greater than 90 days and accruing
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	99	534
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	101	263
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due

Note 4 - Loans - Nonaccrual Loa

Note 4 - Loans - Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Nonaccrual loans	$ 12,796	$ 4,146
Commercial Portfolio Segment [Member]
Nonaccrual loans	139	959
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Nonaccrual loans	10,099	548
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Nonaccrual loans	2,339	2,388
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Nonaccrual loans	198	185
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Nonaccrual loans		43
Consumer Portfolio Segment [Member]
Nonaccrual loans	$ 21	$ 23

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Recorded investment with no related allowance recorded	$ 16,422	$ 6,965
Unpaid principal balance with no related allowance recorded	19,024	8,564
Recorded investment with related allowance recorded	1,311	4,047
Unpaid principal balance with related allowance recorded	1,313	4,209
Related allowance	335	1,237
Recorded investment	17,733	11,012
Unpaid principle balance	20,337	12,773
Commercial Portfolio Segment [Member]
Recorded investment with no related allowance recorded	172	51
Unpaid principal balance with no related allowance recorded	375	69
Recorded investment with related allowance recorded	596	2,132
Unpaid principal balance with related allowance recorded	598	2,256
Related allowance	170	748
Recorded investment	768	2,183
Unpaid principle balance	973	2,325
Commercial Real Estate Portfolio Segment [Member]
Related allowance		209
Recorded investment	10,099	1,343
Unpaid principle balance	10,697	1,343
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Recorded investment with no related allowance recorded	10,099	548
Unpaid principal balance with no related allowance recorded	10,697	548
Recorded investment with related allowance recorded		795
Unpaid principal balance with related allowance recorded		795
Related allowance		209
Residential Portfolio Segment [Member]
Related allowance	159	273
Recorded investment	6,845	7,463
Unpaid principle balance	8,646	9,082
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Recorded investment with no related allowance recorded	5,953	6,138
Unpaid principal balance with no related allowance recorded	7,636	7,676
Recorded investment with related allowance recorded	458	734
Unpaid principal balance with related allowance recorded	458	772
Related allowance	41	91
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Recorded investment with no related allowance recorded	198	185
Unpaid principal balance with no related allowance recorded	316	223
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Recorded investment with no related allowance recorded		43
Unpaid principal balance with no related allowance recorded		48
Recorded investment with related allowance recorded	236	363
Unpaid principal balance with related allowance recorded	236	363
Related allowance	118	182
Consumer Portfolio Segment [Member]
Recorded investment with related allowance recorded	21	23
Unpaid principal balance with related allowance recorded	21	23
Related allowance	6	7
Recorded investment	21	23
Unpaid principle balance	$ 21	$ 23

Note 4 - Loans - Average Record

Note 4 - Loans - Average Recorded Investment and Interest Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Average recorded investment	$ 18,647	$ 10,829	$ 18,900	$ 11,261
Interest income recognized	61	78	209	236
Commercial Portfolio Segment [Member]
Average recorded investment	807	2,254	1,377	2,508
Interest income recognized	10	19	42	60
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Average recorded investment	10,887	798	10,307	799
Interest income recognized	7	11	30	35
Residential Portfolio Segment [Member] | Individual Tax Identification Number Loan [Member]
Average recorded investment	6,490	7,154	6,694	7,272
Interest income recognized	40	43	123	126
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Average recorded investment	204	181	194	231
Interest income recognized
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Average recorded investment	238	412	306	418
Interest income recognized	4	5	14	15
Consumer Portfolio Segment [Member]
Average recorded investment	21	30	22	33
Interest income recognized

Note 4 - Loans - Newly Restruct

Note 4 - Loans - Newly Restructured Loans and Types of Modifications (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2019
Financing receivable modifications		$ 66
Commercial Portfolio Segment [Member]
Financing receivable modifications		66
Extended Maturity [Member]
Financing receivable modifications		66
Extended Maturity [Member] | Commercial Portfolio Segment [Member]
Financing receivable modifications		66
Payment Deferral [Member]
Financing receivable modifications
Payment Deferral [Member] | Commercial Portfolio Segment [Member]
Financing receivable modifications

Note 4 - Loans - Troubled Debt

Note 4 - Loans - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018	Sep. 30, 2019USD ($)	Sep. 30, 2018
Number of contracts		0	1	0
Pre-modification outstanding recorded investment			$ 99
Post-modification outstanding recorded investment			$ 99
Commercial Portfolio Segment [Member]
Number of contracts			1
Pre-modification outstanding recorded investment			$ 99
Post-modification outstanding recorded investment			$ 99

Note 4 - Loans - Performing and

Note 4 - Loans - Performing and Nonperforming Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Gross loans	$ 1,033,082	$ 946,251
Commercial Portfolio Segment [Member]
Gross loans	152,195	135,543
Commercial Real Estate Portfolio Segment [Member]
Gross loans	722,051	660,893
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	35,606	22,563
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	475,678	433,708
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	210,767	204,622
Residential Portfolio Segment [Member]
Gross loans	121,512	98,770
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	34,036	37,446
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	64,747	34,366
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	22,729	26,958
Consumer Portfolio Segment [Member]
Gross loans	37,324	51,045
Performing Financial Instruments [Member]
Gross loans	1,020,286	942,105
Performing Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Gross loans	152,056	134,584
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	35,606	22,563
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	465,579	433,160
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	210,767	204,622
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	31,697	35,058
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	64,549	34,181
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	22,729	26,915
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Gross loans	37,303	51,022
Nonperforming Financial Instruments [Member]
Gross loans	12,796	4,146
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Gross loans	139	959
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	10,099	548
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	2,339	2,388
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	198	185
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans		43
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Gross loans	$ 21	$ 23

Note 4 - Loans - Internal Risk

Note 4 - Loans - Internal Risk Rating by Loan Class (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Gross loans	$ 1,033,082	$ 946,251
Commercial Portfolio Segment [Member]
Gross loans	152,195	135,543
Commercial Real Estate Portfolio Segment [Member]
Gross loans	722,051	660,893
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	35,606	22,563
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	475,678	433,708
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	210,767	204,622
Residential Portfolio Segment [Member]
Gross loans	121,512	98,770
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	34,036	37,446
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	64,747	34,366
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	22,729	26,958
Consumer Portfolio Segment [Member]
Gross loans	37,324	51,045
Pass [Member]
Gross loans	965,205	871,038
Pass [Member] | Commercial Portfolio Segment [Member]
Gross loans	140,664	118,643
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	35,585	22,539
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	440,880	409,157
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	195,137	179,154
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	29,467	31,805
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	63,531	33,388
Pass [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	22,641	25,336
Pass [Member] | Consumer Portfolio Segment [Member]
Gross loans	37,300	51,016
Watch [Member]
Gross loans	35,063	53,150
Watch [Member] | Commercial Portfolio Segment [Member]
Gross loans	10,688	15,247
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	21	24
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	18,149	21,698
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	5,187	14,075
Watch [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans
Watch [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	1,018	793
Watch [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans		1,313
Watch [Member] | Consumer Portfolio Segment [Member]
Gross loans
Special Mention [Member]
Gross loans	5,567
Special Mention [Member] | Commercial Portfolio Segment [Member]
Gross loans	125
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	5,442
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans
Special Mention [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans
Special Mention [Member] | Consumer Portfolio Segment [Member]
Gross loans
Substandard [Member]
Gross loans	27,247	22,063
Substandard [Member] | Commercial Portfolio Segment [Member]
Gross loans	718	1,653
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	11,207	2,853
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	10,443	11,393
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	4,569	5,641
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	198	185
Substandard [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	88	309
Substandard [Member] | Consumer Portfolio Segment [Member]
Gross loans	24	29
Doubtful [Member]
Gross loans
Doubtful [Member] | Commercial Portfolio Segment [Member]
Gross loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans
Doubtful [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans
Doubtful [Member] | Consumer Portfolio Segment [Member]
Gross loans

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Credit Losses and Recorded Investment in Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Dec. 31, 2018
Balance	$ 12,445	$ 12,388	$ 12,292	$ 11,925
Charge-offs	(319)	(198)	(1,326)	(969)
Recoveries	159	202	1,319	1,436
Provision for loan and lease losses
Balance	12,285	12,392	12,285	12,392
Individually evaluated for impairment					$ 335	$ 1,237
Collectively evaluated for impairment					11,950	11,055
Total	12,445	12,388	12,285	12,392	12,285	12,292
Individually evaluated for impairment					17,733	11,012
Collectively evaluated for impairment					1,015,349	935,239
Total gross loans					1,033,082	946,251
Commercial Portfolio Segment [Member]
Balance	2,104	2,442	2,205	2,397
Charge-offs	(81)		(227)	(132)
Recoveries	5	35	916	838
Provision for loan and lease losses	(84)	(248)	(950)	(874)
Balance	1,944	2,229	1,944	2,229
Individually evaluated for impairment					170	748
Collectively evaluated for impairment					1,774	1,457
Total	2,104	2,442	1,944	2,229	1,944	2,205
Individually evaluated for impairment					768	2,183
Collectively evaluated for impairment					151,427	133,360
Total gross loans					152,195	135,543
Commercial Real Estate Portfolio Segment [Member]
Balance	7,598	7,091	7,116	6,514
Charge-offs			(233)
Recoveries
Provision for loan and lease losses	120	116	835	693
Balance	7,718	7,207	7,718	7,207
Individually evaluated for impairment						209
Collectively evaluated for impairment					7,718	6,907
Total	7,598	7,091	7,718	7,207	7,718	7,116
Individually evaluated for impairment					10,099	1,343
Collectively evaluated for impairment					711,952	659,550
Total gross loans					722,051	660,893
Residential Portfolio Segment [Member]
Balance	1,070	1,111	1,173	1,169
Charge-offs	(43)		(181)	(164)
Recoveries	104	89	204	382
Provision for loan and lease losses	(77)	12	(142)	(175)
Balance	1,054	1,212	1,054	1,212
Individually evaluated for impairment					159	273
Collectively evaluated for impairment					895	900
Total	1,070	1,111	1,054	1,212	1,054	1,173
Individually evaluated for impairment					6,845	7,463
Collectively evaluated for impairment					114,667	91,307
Total gross loans					121,512	98,770
Consumer Portfolio Segment [Member]
Balance	1,070	1,317	1,356	1,435
Charge-offs	(195)	(198)	(685)	(673)
Recoveries	50	78	199	216
Provision for loan and lease losses	66	90	121	309
Balance	991	1,287	991	1,287
Individually evaluated for impairment					6	7
Collectively evaluated for impairment					985	1,349
Total	1,070	1,317	991	1,287	991	1,356
Individually evaluated for impairment					21	23
Collectively evaluated for impairment					37,303	51,022
Total gross loans					37,324	51,045
Unallocated Financing Receivables [Member]
Balance	603	427	442	410
Charge-offs
Recoveries
Provision for loan and lease losses	(25)	30	136	47
Balance	578	457	578	457
Individually evaluated for impairment
Collectively evaluated for impairment					578	442
Total	$ 603	$ 427	$ 578	$ 457	578	442
Individually evaluated for impairment
Collectively evaluated for impairment
Total gross loans

Note 5 - Qualified Affordable_3

Note 5 - Qualified Affordable Housing Partnership Investments (Details Textual) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Qualified Affordable Housing Project Investments Term	18 years
Proportional Amortization Method Qualified Affordable Housing Project Investments	$ 2,623	$ 3,020
Proportional Amortization Method Qualified Affordable Housing Project Investments Unfunded Liability Obligation	$ 343	$ 343
Minimum [Member]
Qualified Affordable Housing Project Investments Return Rate	3.00%
Maximum [Member]
Qualified Affordable Housing Project Investments Return Rate	5.00%

Note 5 - Qualified Affordable_4

Note 5 - Qualified Affordable Housing Partnership Investments - Original Investment in LIHTC Projects (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Original Investment	$ 7,954	$ 7,954
Current Recorded Investment	2,623	3,020
Unfunded Liability Obligation	343	343
Tax Credits and Benefits	417	438
Amortization of Investments	397	415
Net Income Tax Benefit	20	23
Raymond James California Housing Opportunities Fund II [Member]
Original Investment	2,000	2,000
Current Recorded Investment	887	1,022
Unfunded Liability Obligation	28	28
Tax Credits and Benefits	150	150
Amortization of Investments	135	133
Net Income Tax Benefit	15	17
WNC Institutional Tax Credit Fun 38 L.P. [Member]
Original Investment	1,000	1,000
Current Recorded Investment	421	489
Unfunded Liability Obligation
Tax Credits and Benefits	81	95
Amortization of Investments	68	79
Net Income Tax Benefit	13	16
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Original Investment	2,500	2,500
Current Recorded Investment	1,105	1,270
Unfunded Liability Obligation	315	315
Tax Credits and Benefits	168	170
Amortization of Investments	165	167
Net Income Tax Benefit	3	3
California Affordable Housing Fund [Member]
Original Investment	2,454	2,454
Current Recorded Investment	210	239
Unfunded Liability Obligation
Tax Credits and Benefits	18	23
Amortization of Investments	29	36
Net Income Tax Benefit	$ (11)	$ (13)

Note 5 - Qualified Affordable_5

Note 5 - Qualified Affordable Housing Partnership Investments - Generated Tax Credits and Benefits From Investments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Generated tax credits	$ 114	$ 120	$ 342	$ 360
Tax benefits from taxable losses	25	26	75	78
Raymond James California Housing Opportunities Fund II [Member]
Generated tax credits	43	43	128	127
Tax benefits from taxable losses	7	8	22	23
WNC Institutional Tax Credit Fun 38 L.P. [Member]
Generated tax credits	23	28	70	84
Tax benefits from taxable losses	4	4	11	11
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Generated tax credits	48	48	144	145
Tax benefits from taxable losses	8	8	24	25
California Affordable Housing Fund [Member]
Generated tax credits		1		4
Tax benefits from taxable losses	$ 6	$ 6	$ 18	$ 19

Note 5 - Qualified Affordable_6

Note 5 - Qualified Affordable Housing Partnership Investments - Anticipated Net Income Tax Benefit (Details) $ in Thousands	Sep. 30, 2019USD ($)
2019	$ 20
2020	26
2021	25
2022	23
2023 and thereafter	34
Total	128
Raymond James California Housing Opportunities Fund II [Member]
2019	15
2020	19
2021	19
2022	19
2023 and thereafter	32
Total	104
WNC Institutional Tax Credit Fun 38 L.P. [Member]
2019	13
2020	17
2021	16
2022	14
2023 and thereafter	27
Total	87
Merritt Community Capital Corporation Fund XV, L.P. [Member]
2019	3
2020	4
2021	4
2022	3
2023 and thereafter	7
Total	21
California Affordable Housing Fund [Member]
2019	(11)
2020	(14)
2021	(14)
2022	(13)
2023 and thereafter	(32)
Total	$ (84)

Note 6 - Term Debt (Details Tex

Note 6 - Term Debt (Details Textual) - USD ($) $ in Thousands	1 Months Ended	9 Months Ended	12 Months Ended
	Dec. 31, 2015	Sep. 30, 2019	Dec. 31, 2018
Proceeds from Issuance of Senior Long-term Debt	$ 10,000
Proceeds from Issuance of Subordinated Long-term Debt	10,000
Federal Funds Purchased		$ 0	$ 0
Federal Funds Purchased [Member]
Line of Credit Facility, Maximum Borrowing Capacity		$ 35,000
Federal Funds Purchased [Member] | Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage		2.00%
Federal Funds Purchased [Member] | Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage		2.86%
Federal Reserve Bank Advances [Member]
Line of Credit Facility, Maximum Borrowing Capacity		$ 24,900
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		0	0
Senior Notes [Member]
Debt Instrument, Periodic Payment, Total	83
Debt Instrument, Periodic Payment Terms, Balloon Payment to be Paid	5,000
Debt Issuance Costs, Gross	$ 15
Senior Notes [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate	4.00%
Subordinated Debt [Member] | Fixed to Floating Interest Rate [Member]
Debt Issuance Costs, Gross	$ 210
Debt Instrument, Interest Rate, Stated Percentage	6.88%
Debt Fixed Interest Term	5 years
Subordinated Debt [Member] | London Interbank Offered Rate (LIBOR) [Member] | Fixed to Floating Interest Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	5.26%
Commercial Loans [Member] | Federal Reserve Bank Advances [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		32,600
Federal Home Loan Bank of San Francisco [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available		436,500
Advances from Federal Home Loan Banks, Total		0	0
Federal Home Loan Bank, Advances, Activity for Year, Average Balance of Agreements Outstanding		12,900	22,500
Federal Home Loan Bank, Advances, Activity for Year, Maximum Outstanding at any Month End		40,000	$ 70,000
Federal Home Loan Bank of San Francisco [Member] | Real Estate [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		494,900
Federal Home Loan Bank of San Francisco [Member] | Equity Securities [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		26,500
Federal Home Loan Bank of San Francisco [Member] | Other Assets [Member]
Federal Home Loan Bank Stock		$ 7,400

Note 6 - Term Debt - Term Debt

Note 6 - Term Debt - Term Debt (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Senior Notes [Member]
Long-term debt, gross		$ 3,496
Unamortized debt issuance costs		(2)
Subordinated Debt [Member]
Long-term debt, gross	10,000	10,000
Unamortized debt issuance costs	(55)	(89)
Term Debt [Member]
Long-term debt, gross	10,000	13,496
Unamortized debt issuance costs	(55)	(91)
Net term debt	$ 9,945	$ 13,405

Note 6 - Term Debt - Future Con

Note 6 - Term Debt - Future Contractual Maturities of Term Debt (Details) $ in Millions	Sep. 30, 2019USD ($)
2019
2020
2021
2022
2023
Thereafter	10
Total future maturities	10
Subordinated Debt [Member]
2019
2020
2021
2022
2023
Thereafter	10
Total future maturities	$ 10

Note 7 - Commitments and Cont_3

Note 7 - Commitments and Contingencies (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Expiry of Standby Letters of Credit Within One Year	$ 3,500
Expiry of Standby Letter of Credit Thereafter	744
Reserve for Unfunded Commitments Included in Other Liabilities	$ 695	$ 695
Real Estate Related Loans Representing Lease Portfolio	81.00%	81.00%
Insurance Claims [Member] | Maximum [Member]
Loss Contingency, Estimate of Possible Loss	$ 225
Other Liabilities [Member]
Reserve for Unfunded Commitments Included in Other Liabilities		$ 695

Note 7 - Commitments and Cont_4

Note 7 - Commitments and Contingencies - Commitments and Contingent Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Commitments	$ 269,554	$ 235,868
Standby Letters of Credit [Member]
Commitments	4,241	8,548
Federal Home Loan Bank of San Francisco Affordable Housing Grant Sponsorships [Member]
Commitments	3,338	3,338
AHEAD Grants [Member]
Commitments	50	100
Commitments to Extend Credit [Member]
Commitments	$ 261,925	$ 223,882

Note 8 - Leases (Details Textua

Note 8 - Leases (Details Textual) $ in Thousands	Jan. 01, 2019USD ($)	Sep. 30, 2019USD ($)
Number of Operating Leases Sites		9
Operating Lease, Liability, Total		$ 4,062
Operating Lease, Right-of-use Assets, Reduction for Amounts Recognized Previously	$ 458
Operating Lease, Right-of-Use Asset		3,654
Accounting Standards Update 2016-02 [Member]
Operating Lease, Liability, Total	4,400
Operating Lease, Right-of-Use Asset	4,400
Other Liabilities [Member]
Operating Lease, Liability, Total		267
Other Liabilities [Member] | Accounting Standards Update 2016-02 [Member]
Operating Lease, Liability, Total	4,400
Other Assets [Member]
Operating Lease, Right-of-Use Asset		$ 267
Other Assets [Member] | Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset	$ 4,400

Note 8 - Leases - Lease Informa

Note 8 - Leases - Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Right-of-use lease asset	$ 3,654		$ 3,654
Lease liability	$ 4,062		$ 4,062
Weighted Average Remaining Lease Term (Year)	5 years 262 days		5 years 262 days
Weighted Average Discount Rate	2.95%		2.95%
Operating lease expense	$ 212	$ 189	$ 611	$ 568
Cash paid for operating leases	$ 229	$ 213	$ 661	$ 632

Note 8 - Leases - Future Minimu

Note 8 - Leases - Future Minimum Lease Payments for Operating Leases (Details) $ in Thousands	Sep. 30, 2019USD ($)
2019	$ 236
2020	961
2021	979
2022	888
2023	342
Thereafter	1,032
Total undiscounted future minimum lease cash payments	4,438
Present value adjustment	(376)
Lease liability	$ 4,062

Note 9 - Fair Values (Details T

Note 9 - Fair Values (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Other Real Estate, Ending Balance	$ 58	$ 31
Collateral Impaired Loans [Member]
Collateral Dependent Impaired Loans Carrying Amount		10,500
Collateral Dependent Impaired Loans, Fair Value Disclosure	10,200
Allowance for Loan and Lease Losses, Adjustments, Other	328
Other Real Estate Owned [Member]
Allowance for Loan and Lease Losses, Adjustments, Other	$ 43
Number of Real Estate Properties	2
OREO Carrying Amount		$ 101
Other Real Estate, Ending Balance	$ 58
Measurement Input, Cost to Sell [Member] | Minimum [Member]
Other Real Estate Owned, Measurement Input	0.41
Measurement Input, Cost to Sell [Member] | Maximum [Member]
Other Real Estate Owned, Measurement Input	0.43

Note 9 - Fair Values - Fair Val

Note 9 - Fair Values - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financial assets
Securities available-for-sale	$ 272,341	$ 256,928
Reported Value Measurement [Member]
Financial assets
Cash and cash equivalents	88,604	47,365
Securities available-for-sale	272,341	256,928
Net loans	1,022,777	935,886
Federal Home Loan Bank of San Francisco stock	7,379	5,892
Financial liabilities
Deposits	1,262,139	1,131,716
Term debt	9,945	13,405
Junior subordinated debenture	10,310	10,310
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and cash equivalents	88,604	47,365
Securities available-for-sale
Net loans
Federal Home Loan Bank of San Francisco stock	7,379	5,892
Financial liabilities
Deposits
Term debt
Junior subordinated debenture
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets
Cash and cash equivalents
Securities available-for-sale	272,341	256,928
Net loans
Federal Home Loan Bank of San Francisco stock
Financial liabilities
Deposits	1,264,011	1,129,795
Term debt	10,177	13,323
Junior subordinated debenture	13,518	14,183
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets
Cash and cash equivalents
Securities available-for-sale
Net loans	1,028,244	936,697
Federal Home Loan Bank of San Francisco stock
Financial liabilities
Deposits
Term debt
Junior subordinated debenture

Note 9 - Fair Values - Assets a

Note 9 - Fair Values - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Securities available-for-sale	$ 272,341	$ 256,928
Fair Value, Recurring [Member]
Total assets measured at fair value	272,341	256,928
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total assets measured at fair value
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total assets measured at fair value	272,341	256,928
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total assets measured at fair value
US Government Agencies Debt Securities [Member]
Securities available-for-sale	40,467	40,087
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	40,467	40,087
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	40,467	40,087
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale	39,004	50,530
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	39,004	50,530
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	39,004	50,530
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Securities available-for-sale	165,994	138,503
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	165,994	138,503
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	165,994	138,503
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Corporate Debt Securities [Member]
Securities available-for-sale	2,992	2,922
Corporate Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	2,992	2,922
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	2,992	2,922
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Commercial Mortgage Backed Securities [Member]
Securities available-for-sale	22,822	24,762
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	22,822	24,762
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	22,822	24,762
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Asset-backed Securities [Member]
Securities available-for-sale	1,062	124
Asset-backed Securities [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	1,062
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	1,062
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale
Other Debt Obligations [Member] | Fair Value, Recurring [Member]
Securities available-for-sale		124
Other Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale
Other Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale		124
Other Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale

Note 9 - Fair Values - Fair V_2

Note 9 - Fair Values - Fair Value of Assets Measured on a Non-recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Other real estate owned	$ 58	$ 31
Fair Value, Nonrecurring [Member]
Collateral dependent impaired loans	10,171
Other real estate owned	58	31
Total assets measured at fair value	10,229	31
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Collateral dependent impaired loans
Other real estate owned
Total assets measured at fair value
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Collateral dependent impaired loans
Other real estate owned
Total assets measured at fair value
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Collateral dependent impaired loans	10,171
Other real estate owned	58	31
Total assets measured at fair value	$ 10,229	$ 31

Note 9 - Fair Values - Losses R

Note 9 - Fair Values - Losses Resulting From Non-recurring Fair Value Adjustments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Losses resulting from nonrecurring fair value adjustments	$ 72		$ 371	$ 138
Collateral Dependent Impaired Loans [Member]
Losses resulting from nonrecurring fair value adjustments	29		328
Other Real Estate Owned [Member]
Losses resulting from nonrecurring fair value adjustments	$ 43		$ 43	$ 138

Note 10 - Acquisition (Details

Note 10 - Acquisition (Details Textual) - USD ($) $ in Thousands	Jan. 31, 2019	Jan. 31, 2019	Sep. 30, 2019	Sep. 30, 2019	Sep. 30, 2018
Payments to Acquire Businesses, Gross	$ 15,300
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	1,834,142			1,834,142
Amortization of Intangible Assets, Total				$ 529	$ 166
Merchants Holding Company [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total			$ 211,660	211,660
Bank of Commerce [Member] | Merchants Holding Company [Member]
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners	10.00%	10.00%
Merchants Holding Company [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total	$ 211,700	$ 211,700	215,055	215,055
Payments to Acquire Businesses, Gross		$ 15,300		15,300
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares		1,834,142
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Deposits	190,200	$ 190,200
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Investment Securities	107,400	107,400
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans	85,300	85,300
Goodwill, Ending Balance	11,000	11,000	11,006	11,006
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Discount of Loans	2,300	2,300
Amortization of Debt Discount (Premium)			193	431
Business Combination, Acquisition Related Costs			(113)	2,200
Merchants Holding Company [Member] | Core Deposits [Member]
Finite-Lived Intangible Assets, Gross, Total	$ 4,400	$ 4,400
Finite-Lived Intangible Asset, Useful Life		8 years
Impairment of Intangible Assets, Finite-lived				0
Amortization of Intangible Assets, Total			$ 136	$ 363

Note 10 - Acquisition - Assets

Note 10 - Acquisition - Assets and Liabilities Acquired (Details) - USD ($) $ in Thousands	Jan. 31, 2019	Jan. 31, 2019	Sep. 30, 2019
Consideration paid:
Cash	$ 15,300
Merchants Holding Company [Member]
Consideration paid:
Cash and fed funds sold			$ 12,425
Investment securities			107,931
Loans, gross			87,570
Allowance for loan and lease losses			(1,286)
Interest receivable			688
Premises and equipment, net			378
Deferred tax assets, net			1,374
Federal Home Loan Bank of San Francisco stock			1,454
Life insurance			755
Other assets			371
Core deposit intangible
Total assets acquired			211,660
Liabilities assumed:
Demand, money market and savings			152,213
Certificates of deposit			38,003
Total deposits			190,216
Other liabilities			916
Total liabilities assumed			191,132
Net identifiable assets acquired over liabilities assumed			20,528
Merchants Holding Company [Member]
Consideration paid:
Cash		$ 15,300	15,300
Stock 1,834,142 shares at $10.69 per share			19,607
Total consideration			34,907
Cash and fed funds sold			12,425
Investment securities			107,380
Investment securities, adjustment			(551)
Loans, gross			85,278
Loans, gross, adjustment			(2,292)
Allowance for loan and lease losses
Allowance for loan and lease losses, adjustment			1,286
Interest receivable			688
Premises and equipment, net			2,234
Premises and equipment, net, adjustment			1,856
Deferred tax assets, net			22
Deferred tax assets, net, adjustment			(1,352)
Federal Home Loan Bank of San Francisco stock			1,454
Life insurance			755
Other assets			466
Other assets, adjustment			95
Core deposit intangible			4,353
Core deposit intangible, adjustment			4,353
Total assets acquired	211,700	211,700	215,055
Total assets acquired, adjustment			3,395
Liabilities assumed:
Demand, money market and savings			152,213
Certificates of deposit			38,003
Total deposits			190,216
Other liabilities			938
Other liabilities, adjustment			22
Total liabilities assumed			191,154
Total liabilities assumed, adjustment			22
Net identifiable assets acquired over liabilities assumed			23,901
Net identifiable assets acquired over liabilities assumed, adjustment			3,373
Goodwill	$ 11,000	$ 11,000	$ 11,006

Note 10 - Acquisition - Asset_2

Note 10 - Acquisition - Assets and Liabilities Acquired (Details) (Parentheticals) - $ / shares	Jan. 31, 2019	Sep. 30, 2019
Shares issued (in shares)	1,834,142	1,834,142
Price per share (in dollars per share)		$ 10.69

Note 10 - Acquisition - Future

Note 10 - Acquisition - Future Estimated Amortization Expense (Details) - Merchants Holding Company [Member] - Core Deposits [Member] $ in Thousands	Sep. 30, 2019USD ($)
2019	$ 136
2020	544
2021	544
2022	544
2023	544
Thereafter	1,678
Total	$ 3,990

Note 10 - Acquisition - Pro For

Note 10 - Acquisition - Pro Forma Revenue and Earnings (Details) - Merchants Holding Company [Member] - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Net interest income		$ 13,722	$ 13,492	$ 40,416	$ 39,095
Net income	[1]	$ 4,642	$ 4,371	$ 10,555	$ 11,974
[1]	Net income includes acquisition-related costs of ($113) thousand and $2.2 million for the three and nine months ended September 30, 2019.