Bank of Commerce (BOCH) 10-Q 6 Nov 20 2020 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2020	Oct. 20, 2020
Document Information [Line Items]
Entity Central Index Key	0000702513
Entity Registrant Name	Bank of Commerce Holdings
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2020
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2020
Document Transition Report	false
Entity File Number	0-25135
Entity Incorporation, State or Country Code	CA
Entity Tax Identification Number	94-2823865
Entity Address, Address Line One	555 Capitol Mall, Suite 1255
Entity Address, City or Town	Sacramento
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	95814
City Area Code	800
Local Phone Number	421-2575
Title of 12(b) Security	Common Stock
Trading Symbol	BOCH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		16,786,685

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets:
Cash and due from banks	$ 22,884	$ 21,338
Interest-bearing deposits in other banks	104,999	59,266
Total cash and cash equivalents	127,883	80,604
Securities available-for-sale, at fair value	337,032	286,950
Loans, net of deferred fees and costs	1,205,028	1,035,065
Allowance for loan and lease losses	(16,873)	(12,231)
Net loans	1,188,155	1,022,834
Premises and equipment, net	15,210	15,906
Other real estate owned	8	35
Life insurance	24,086	23,701
Deferred tax asset, net	2,571	4,553
Goodwill	11,671	11,671
Other intangible assets, net	4,235	4,809
Other assets	29,037	28,553
Total assets	1,739,888	1,479,616
Liabilities:
Demand - noninterest-bearing	542,060	432,680
Demand - interest-bearing	280,370	239,258
Money market	403,785	307,559
Savings	151,016	135,888
Certificates of deposit	140,900	151,786
Total deposits	1,518,131	1,267,171
Term debt:
Federal Home Loan Bank of San Francisco borrowings	10,000	0
Junior subordinated debentures	10,310	10,310
Other liabilities	18,104	17,700
Total liabilities	1,566,538	1,305,138
Commitments and contingencies (Note 7)
Shareholders' equity:
Common stock, no par value, 50,000,000 shares authorized: issued and outstanding - 16,791,685 as of September 30, 2020 and 18,137,167 as of December 31, 2019	58,872	71,311
Retained earnings	107,154	100,566
Accumulated other comprehensive income, net of tax	7,324	2,601
Total shareholders' equity	173,350	174,478
Total liabilities and shareholders' equity	1,739,888	1,479,616
Term Debt [Member]
Term debt:
Other borrowings	10,000	10,000
Less unamortized debt issuance costs	(7)	(43)
Net term debts	$ 19,993	$ 9,957

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Sep. 30, 2020	Dec. 31, 2019
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	50,000,000	50,000,000
Common stock, issued (in shares)	16,791,685	18,137,167
Common stock, outstanding (in shares)	16,791,685	18,137,167

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) shares in Thousands, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest income:
Interest and fees on loans		$ 13,448	$ 13,013	$ 39,010	$ 37,891
Interest on taxable securities		1,284	1,609	4,195	5,106
Interest on tax-exempt securities		457	271	1,151	986
Interest on interest-bearing deposits in other banks		29	308	204	772
Total interest income		15,218	15,201	44,560	44,755
Interest expense:
Interest on demand - interest-bearing		71	117	256	372
Interest on money market		289	451	1,009	1,120
Interest on savings		74	131	287	365
Interest on certificates of deposit		420	491	1,351	1,478
Interest on Federal Home Loan Bank of San Francisco borrowings		0	0	5	247
Interest on other borrowings		184	183	552	623
Interest on junior subordinated debentures		50	106	201	329
Total interest expense		1,088	1,479	3,661	4,534
Net interest income		14,130	13,722	40,899	40,221
Provision for loan and lease losses		1,100	0	5,250	0
Net interest income after provision for loan and lease losses		13,030	13,722	35,649	40,221
Noninterest income:
Payroll and benefit processing fees		152	158	465	486
Life insurance		125	126	396	410
Gain on sale of investment securities, net		258	12	482	137
Federal Home Loan Bank of San Francisco dividends		109	131	275	376
(Loss) gain on sale of OREO		0	0	(23)	41
Other income		106	109	150	305
Total noninterest income		1,189	1,006	3,036	3,163
Noninterest expense:
Salaries and related benefits		5,126	5,005	15,978	15,880
Premises and equipment		951	933	2,631	2,836
FDIC insurance premium		101	(104)	227	91
Data processing		581	582	1,697	1,796
Professional services		342	392	1,145	1,230
Telecommunications		157	194	484	547
Acquisition and merger		0	(113)	0	2,193
Other expenses		1,132	1,411	4,281	4,261
Total noninterest expense		8,390	8,300	26,443	28,834
Income before provision for income taxes		5,829	6,428	12,242	14,550
Provision for income taxes		1,500	1,786	3,150	3,958
Net income		$ 4,329	$ 4,642	$ 9,092	$ 10,592
Earnings per share - basic (in dollars per share)		$ 0.26	$ 0.26	$ 0.53	$ 0.59
Weighted average shares - basic (in shares)	[1]	16,660	18,130	17,004	17,918
Earnings per share - diluted (in dollars per share)		$ 0.26	$ 0.26	$ 0.53	$ 0.59
Weighted average shares - diluted (in shares)		16,696	18,196	17,044	17,981
Deposit Account [Member]
Noninterest income:
Revenue from Contract with Customer		$ 142	$ 177	$ 463	$ 532
Credit and Debit Card [Member]
Noninterest income:
Revenue from Contract with Customer		$ 297	$ 293	$ 828	$ 876
[1]	Excludes unvested restricted shares because they do not have dividend or voting rights

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Net income	$ 4,329	$ 4,642	$ 9,092	$ 10,592
Available-for-sale securities :
Changes in unrealized gains arising during the period	509	(81)	7,187	7,725
Income taxes	(151)	23	(2,124)	(2,284)
Change in unrealized gain, net of tax	358	(58)	5,063	5,441
Reclassification adjustment for realized gains included in net income	(258)	(12)	(482)	(137)
Income taxes	76	4	142	41
Realized gains, net of tax	(182)	(8)	(340)	(96)
Net change in unrealized gains (losses) on available-for-sale securities	176	(66)	4,723	5,345
Other comprehensive income (loss)	176	(66)	4,723	5,345
Comprehensive income – Bank of Commerce Holdings	$ 4,505	$ 4,576	$ 13,815	$ 15,937

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2018	16,334,000
Balance at Dec. 31, 2018	$ 52,284	$ 89,045	$ (3,008)	$ 138,321
Net income	0	2,306	0	2,306
Other comprehensive income (loss), net of tax	0	0	2,514	2,514
Comprehensive income	0	0	0	4,820
Dividend declared on common stock	$ 0	(725)	0	(725)
Stock issued for Merchants acquisition (in shares)	1,834,000
Stock issued for Merchants acquisition	$ 19,606	0	0	19,606
Stock compensation grants (in shares)	6,000
Stock compensation grants	$ 58	0	0	58
Restricted stock granted, net (in shares)	31,000
Restricted stock granted, net	$ 0	0	0	0
Stock options exercised (in shares)	8,000
Stock options exercised	$ 40	0	0	40
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ (22)	0	0	(22)
Balance (in shares) at Mar. 31, 2019	18,213,000
Balance at Mar. 31, 2019	$ 71,966	90,626	(494)	162,098
Balance (in shares) at Dec. 31, 2018	16,334,000
Balance at Dec. 31, 2018	$ 52,284	89,045	(3,008)	138,321
Net income				10,592
Other comprehensive income (loss), net of tax				5,345
Comprehensive income				15,937
Stock compensation grants				58
Balance (in shares) at Sep. 30, 2019	18,212,000
Balance at Sep. 30, 2019	$ 72,200	97,100	2,337	171,637
Balance (in shares) at Mar. 31, 2019	18,213,000
Balance at Mar. 31, 2019	$ 71,966	90,626	(494)	162,098
Net income	0	3,644	0	3,644
Other comprehensive income (loss), net of tax	0	0	2,897	2,897
Comprehensive income	0	0	0	6,541
Dividend declared on common stock	$ 0	(907)	0	(907)
Restricted stock granted, net (in shares)	1,000
Restricted stock granted, net	$ 0	0	0	0
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 121	0	0	121
Balance (in shares) at Jun. 30, 2019	18,214,000
Balance at Jun. 30, 2019	$ 72,087	93,363	2,403	167,853
Net income	0	4,642	0	4,642
Other comprehensive income (loss), net of tax	0	0	(66)	(66)
Comprehensive income	0	0	0	4,576
Dividend declared on common stock	$ 0	(905)	0	(905)
Restricted stock granted, net (in shares)	(2,000)
Restricted stock granted, net	$ 0	0	0	0
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 113	0	0	113
Balance (in shares) at Sep. 30, 2019	18,212,000
Balance at Sep. 30, 2019	$ 72,200	97,100	2,337	171,637
Net income	0	4,369	0	4,369
Other comprehensive income (loss), net of tax	0	0	264	264
Comprehensive income	0	0	0	4,633
Dividend declared on common stock	$ 0	(903)	0	(903)
Restricted stock granted, net (in shares)	13,000
Restricted stock granted, net	$ 0	0	0	0
Stock options exercised (in shares)	3,000
Stock options exercised	$ 12	0	0	12
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 109	0	0	109
Repurchase of common stock (in shares)	(91,000)
Repurchase of common stock	$ (1,010)	0	0	$ (1,010)
Balance (in shares) at Dec. 31, 2019	18,137,000			18,137,167
Balance at Dec. 31, 2019	$ 71,311	100,566	2,601	$ 174,478
Net income	0	916	0	916
Other comprehensive income (loss), net of tax	0	0	3,346	3,346
Comprehensive income	0	0	0	4,262
Dividend declared on common stock	$ 0	(838)	0	(838)
Restricted stock granted, net (in shares)	11,000
Restricted stock granted, net	$ 0	0	0	0
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ (14)	0	0	(14)
Repurchase of common stock (in shares)	(1,352,000)
Repurchase of common stock	$ (12,230)	0	0	(12,230)
Balance (in shares) at Mar. 31, 2020	16,796,000
Balance at Mar. 31, 2020	$ 59,067	100,644	5,947	$ 165,658
Balance (in shares) at Dec. 31, 2019	18,137,000			18,137,167
Balance at Dec. 31, 2019	$ 71,311	100,566	2,601	$ 174,478
Net income				9,092
Other comprehensive income (loss), net of tax				4,723
Comprehensive income				13,815
Stock compensation grants				$ 0
Balance (in shares) at Sep. 30, 2020	16,792,000			16,791,685
Balance at Sep. 30, 2020	$ 58,872	107,154	7,324	$ 173,350
Balance (in shares) at Mar. 31, 2020	16,796,000
Balance at Mar. 31, 2020	$ 59,067	100,644	5,947	165,658
Net income	0	3,847	0	3,847
Other comprehensive income (loss), net of tax	0	0	1,201	1,201
Comprehensive income	0	0	0	5,048
Dividend declared on common stock	0	(833)	0	(833)
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 105	0	0	105
Repurchase of common stock (in shares)	(57,000)
Repurchase of common stock	$ (423)	0	0	(423)
Balance (in shares) at Jun. 30, 2020	16,739,000
Balance at Jun. 30, 2020	$ 58,749	103,658	7,148	169,555
Net income	0	4,329	0	4,329
Other comprehensive income (loss), net of tax	0	0	176	176
Comprehensive income	0	0	0	4,505
Dividend declared on common stock	$ 0	(833)	0	(833)
Restricted stock granted, net (in shares)	53,000
Restricted stock granted, net	$ 0	0	0	0
Compensation expense associated with restricted stock, net of cash paid for shares surrendered for tax-withholding purposes	$ 123	0	0	$ 123
Balance (in shares) at Sep. 30, 2020	16,792,000			16,791,685
Balance at Sep. 30, 2020	$ 58,872	$ 107,154	$ 7,324	$ 173,350

Consolidated Statements of Sh_2

Consolidated Statements of Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019
Dividend on common stock (in dollars per share)	$ 0.05	$ 0.05	$ 0.05	$ 0.05	$ 0.05	$ 0.05	$ 0.04

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended					7 Months Ended	9 Months Ended		12 Months Ended
	Sep. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Mar. 31, 2019	Apr. 30, 2020	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Cash flows from operating activities:
Net income	$ 4,329	$ 916	$ 4,369	$ 4,642	$ 2,306		$ 9,092	$ 10,592
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses	1,100			0			5,250	0
Provision for unfunded commitments							105	0
Provision for depreciation and amortization							894	1,055
Amortization of core deposit intangible							574	529
Amortization of debt issuance costs							36	36
Compensation expense associated with restricted stock							334	306
Tax benefits from vesting of restricted stock							(2)	(6)
Net gain on sale or call of securities	(258)			(12)			(482)	(137)
Amortization of premiums and accretion of discounts on investments, net							1,056	1,052
Amortization of premiums and accretion of discounts on acquired loans, net							(1,104)	(1,201)
Loss on disposal of fixed assets							132	0
Loss (gain) on sale of OREO	0			0			23	(41)
Increase in cash surrender value of life insurance							(396)	(410)
Deferred compensation and salary continuation plan payments							(633)	(1,072)
Increase in deferred compensation and salary continuation plans							634	731
Increase (decrease) in deferred loan fees and costs							3,199	(53)
(Increase) decrease in other assets							(1,759)	1,516
Increase in other liabilities							1,369	513
Net cash provided by operating activities							18,322	13,410
Cash flows from investing activities:
Proceeds from maturities of and payments on available-for-sale securities							61,114	47,544
Proceeds from sale of available-for-sale securities							56,017	99,635
Purchases of available-for-sale securities							(160,759)	(48,648)
Investment in qualified affordable housing partnerships							(13)	0
Net purchase of Federal Home Loan Bank of San Francisco stock							0	(34)
Loan originations, net of principal repayments							(186,305)	(27,697)
Net repayment on loan pools							13,631	27,265
Purchase of premises and equipment							(353)	(1,823)
Proceeds from the sale of OREO							12	87
Acquisition of Merchants Holding Company, net of cash paid							0	(2,875)
Net cash (used) provided by investing activities							(216,656)	93,454
Cash flows from financing activities:
Net increase (decrease) in demand, money market and savings deposits							261,846	(25,029)
Net decrease in certificates of deposit							(10,886)	(34,764)
Advances on term debt							50,000	180,160
Repayment of term debt							(40,000)	(183,656)
Proceeds from stock options exercised							0	40
Repurchase of common stock						$ (13,600)	(12,653)	0
Cash paid for shares surrendered for tax-withholding purposes							(120)	(94)
Cash dividends paid on common stock							(2,574)	(2,282)
Net cash provided (used) by financing activities							245,613	(65,625)
Net increase in cash and cash equivalents							47,279	41,239
Cash and cash equivalents at beginning of year		$ 80,604	88,604		47,365	$ 88,604	80,604	47,365	$ 47,365
Cash and cash equivalents at end of period	127,883		$ 80,604	88,604			127,883	88,604	$ 80,604
Cash paid during the period for:
Income taxes							2,398	3,480
Interest							3,509	4,336
Operating leases	234			229			714	661
Supplemental disclosures of non-cash investing activities:
Transfer of loans to other real estate owned							8	74
Investment in qualified affordable housing partnership							1,000	0
Unrealized gain on investment securities available-for-sale, net of gains included in net income							6,705	7,588
Changes in net deferred tax asset related to changes in net unrealized gain on investment securities available-for-sale							(1,982)	(2,243)
Changes in accumulated other comprehensive income due to net unrealized gain on investment securities available-for-sale							4,723	5,345
Supplemental disclosures of non-cash financing activities:
Stock compensation grants					$ 58		0	58
Cash dividend declared on common shares and payable after period-end	$ 833			$ 905			833	905
Right-of-use lease asset recorded on new leases							0	267
Right-of-use lease asset recorded on adoption of ASU No. 2016-02							0	3,998
Lease liability recorded on adoption of ASU No. 2016-02							0	4,363
Disclosures related to the acquisition of Merchants Holding Company:
Consideration paid							0	34,907
Assets acquired - fair value							0	215,055
Goodwill							0	11,006
Liabilities assumed - fair value							$ 0	$ 191,154

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1. Bank of Commerce Holdings (“Company,” “Holding Company,” “we,” or “us”), is a corporation organized under the laws of California and a bank holding company (“BHC”) registered under the Bank Holding Company Act of 1956, three May 20, 2019. September 30, 2020 December 31, 2019 not The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) and with prevailing practices within the banking and securities industries. In preparing such consolidated financial statements, management is required to make certain estimates and judgments that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the dates of the Consolidated Balance Sheets and the reported amounts of revenues and expenses for the reporting periods. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change relate to the valuation and impairment of investment securities, the determination of the allowance for loan and lease losses (“ALLL”), income taxes, the valuation of goodwill and Other Real Estate Owned (“OREO”), and fair value measurements. Certain amounts for prior periods have been reclassified to conform to the current financial statement presentation. The results of reclassifications are not no 2019 10 2020 not Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Holding Company and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. As of September 30, 2020 December 31, 2019, one 2005 not Consolidation 810” not Consolidated Balance Sheets Leases We determine if an arrangement is a lease at inception. Operating leases are included in Other Assets Other Liabilities Consolidated Balance Sheets not may Application of new accounting guidance In August 2018, No. 2018 13, 820 3 2018 13 December 15, 2019, January 1, 2020 3 not

Note 2 - Common Stock Outstandi

Note 2 - Common Stock Outstanding and Earnings Per Share	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2. Basic earnings per share excludes dilution and is computed by dividing income by the weighted-average number of common shares outstanding for the period, excluding unvested restricted stock awards which do not not The following is a computation of basic and diluted earnings per share for the three nine September 30, 2020 2019. For the Three Months Ended For the Nine Months Ended September 30, September 30, (Amounts in thousands, except per share information) 2020 2019 2020 2019 Earnings Per Share: Numerators: Net income $ 4,329 $ 4,642 $ 9,092 $ 10,592 Denominators: Weighted average number of common shares outstanding - basic (1) 16,660 18,130 17,004 17,918 Effect of potentially dilutive common shares (2) 36 66 40 63 Weighted average number of common shares outstanding - diluted 16,696 18,196 17,044 17,981 Earnings per common share: Basic $ 0.26 $ 0.26 $ 0.53 $ 0.59 Diluted $ 0.26 $ 0.26 $ 0.53 $ 0.59 Anti-dilutive restricted shares not included in diluted earnings per share calculation 73 — 63 — ( 1 Excludes unvested restricted shares because they do not ( 2 Represents the effects of the assumed exercise of stock options and vesting of non-participating restricted shares. In 2019, October 2019 April 2020,

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3. The following tables present the amortized costs, unrealized gains, unrealized losses and estimated fair values of our investment securities as of September 30, 2020, December 31, 2019. As of September 30, 2020 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Values Available-for-sale securities: U.S. government & agencies $ 30,942 $ 879 $ (10 ) $ 31,811 Obligations of state and political subdivisions 87,628 4,281 (46 ) 91,863 Residential mortgage-backed securities and collateralized mortgage obligations 161,345 4,512 (165 ) 165,692 Commercial mortgage-backed securities 18,920 665 (8 ) 19,577 Other asset-backed securities 27,799 327 (37 ) 28,089 Total $ 326,634 $ 10,664 $ (266 ) $ 337,032 As of December 31, 2019 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Values Available-for-sale securities: U.S. government & agencies $ 38,291 $ 469 $ (27 ) $ 38,733 Obligations of state and political subdivisions 40,702 1,422 (26 ) 42,098 Residential mortgage-backed securities and collateralized mortgage obligations 179,114 2,163 (442 ) 180,835 Corporate securities 3,005 6 (45 ) 2,966 Commercial mortgage-backed securities 19,126 221 (40 ) 19,307 Other asset-backed securities 3,019 — (8 ) 3,011 Total $ 283,257 $ 4,281 $ (588 ) $ 286,950 The following table presents the contractual maturities of investment securities at September 30, 2020. Available-For-Sale (Amounts in thousands) Amortized Costs Fair Values Amounts maturing in: One year or less $ 22,257 $ 22,731 After one year through five years 110,662 115,225 After five years through ten years 50,087 51,569 After ten years 143,628 147,507 Total $ 326,634 $ 337,032 The amortized costs and fair values of residential mortgage-backed securities, collateralized mortgage obligations and commercial mortgage securities are presented by their expected average life, rather than contractual maturity, because the underlying loans may At September 30, 2020 December 31, 2019, The following table presents the cash proceeds from sales of investment securities, and the associated gross realized gains and gross realized losses that have been included in earnings for the three nine September 30, 2020 2019. Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2020 2019 2020 2019 Investment Securities: Proceeds from sales of investment securities $ 6,257 $ 13,895 $ 56,017 $ 99,635 Gross realized gains on sales of investment securities: U.S. government & agencies $ — $ 10 $ — $ 48 Obligations of state and political subdivisions 249 10 339 305 Residential mortgage-backed securities and collateralized mortgage obligations — 22 226 86 Corporate securities 12 — 12 — Commercial mortgage-backed securities — 5 38 7 Total gross realized gains on sales of investment securities 261 47 615 446 Gross realized losses on sales of investment securities: U.S. government & agencies — (9 ) (14 ) (13 ) Obligations of state and political subdivisions (3 ) (6 ) (7 ) (96 ) Residential mortgage-backed securities and collateralized mortgage obligations — (9 ) (112 ) (157 ) Commercial mortgage-backed securities — (11 ) — (43 ) Total gross realized losses on sales of investment securities (3 ) (35 ) (133 ) (309 ) Gain on sales of investment securities, net $ 258 $ 12 $ 482 $ 137 Investment securities that were in an unrealized loss position as of September 30, 2020 December 31, 2019 As of September 30, 2020 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Values Losses Values Losses Values Losses Available-for-sale securities: U.S. government & agencies $ — $ — $ 2,836 $ (10 ) $ 2,836 $ (10 ) Obligations of state and political subdivisions 5,915 (46 ) — — 5,915 (46 ) Residential mortgage-backed securities and collateralized mortgage obligations 17,671 (159 ) 285 (6 ) 17,956 (165 ) Commercial mortgage-backed securities 2,057 (8 ) — — 2,057 (8 ) Other asset-backed securities 3,001 (37 ) — — 3,001 (37 ) Total temporarily impaired securities $ 28,644 $ (250 ) $ 3,121 $ (16 ) $ 31,765 $ (266 ) As of December 31, 2019 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Values Losses Values Losses Values Losses Available-for-sale securities: U.S. government & agencies $ 6,473 $ (25 ) $ 380 $ (2 ) $ 6,853 $ (27 ) Obligations of state and political subdivisions 2,249 (26 ) — — 2,249 (26 ) Residential mortgage-backed securities and collateralized mortgage obligations 31,817 (207 ) 22,166 (235 ) 53,983 (442 ) Corporate securities — — 955 (45 ) 955 (45 ) Commercial mortgage-backed securities 1,464 (1 ) 4,549 (39 ) 6,013 (40 ) Other asset-backed securities 3,011 (8 ) — — 3,011 (8 ) Total temporarily impaired securities $ 45,014 $ (267 ) $ 28,050 $ (321 ) $ 73,064 $ (588 ) At September 30, 2020 December 31, 2019, not A3/A not no not The following table presents the characteristics of our securities that are in unrealized loss positions at September 30, 2020 December 31, 2019. Characteristics of securities in unrealized loss positions at Available-for-sale securities: September 30, 2020 December 31, 2019 U.S. government & agencies Direct obligations of the U.S. Government or obligations guaranteed by U.S. Government agencies. Obligations of state and political subdivisions General obligation issuances or revenue securities issued by municipalities and political subdivisions located within the U.S. secured by revenues from specific sources. Residential mortgage-backed securities and collateralized mortgage obligations Obligations issued by U.S. government sponsored entities or non-governmental entities collateralized by high quality mortgages on residential properties. Issuances by non-governmental entities usually include good credit enhancements. Of the residential mortgage-backed securities and collateralized mortgage obligations that we owned at September 30, 2020 December 31, 2019, Corporate securities Debt obligations generally issued or guaranteed by large U.S. corporate institutions. Commercial mortgage-backed securities Obligations issued by U.S. government sponsored entities or non-governmental entities collateralized by high quality mortgages on commercial properties. Issuances by non-governmental entities usually include good credit enhancements. Of the commercial mortgage-backed securities that we owned at September 30, 2020 December 31, 2019, Other asset-backed securities Obligations issued by non-governmental issuers secured by high quality loans with good credit enhancements.

Note 4 - Loans

Note 4 - Loans	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4. Outstanding loan balances consisted of the following at September 30, 2020, December 31, 2019. September 30, December 31, (Amounts in thousands) 2020 2019 Loan Portfolio: Commercial $ 121,025 $ 141,197 Paycheck protection program 163,493 — Commercial real estate: Construction and land development 40,289 26,830 Non-owner occupied 538,079 493,920 Owner occupied 210,455 218,833 Residential real estate: Individual Tax Identification Number (“ITIN”) 30,071 33,039 1-4 family mortgage 57,867 63,661 Equity lines 20,296 22,099 Consumer and other 24,490 33,324 Gross loans 1,206,065 1,032,903 Deferred (fees) and costs (1,037 ) 2,162 Loans, net of deferred fees and costs 1,205,028 1,035,065 Allowance for loan and lease losses (16,873 ) (12,231 ) Net loans $ 1,188,155 $ 1,022,834 Certain loans are pledged as collateral for lines of credit with the Federal Home Loan Bank of San Francisco and the Federal Reserve Bank. Pledged loans totaled $527.5 million and $542.1 million at September 30, 2020 December 31, 2019, April 2020, not Gross loan balances in the table above include discounts on purchased loans and fair value discounts on loans acquired in conjunction with our acquisition of Merchants during the first 2019. D iscounts on purchased loans - September 30, 2020, December 31, 2019, no September 30, 2020, December 31, 2019. Fair value discount - September 30, 2020 December 31, 2019, first 2019. three September 30, 2020 2019, nine September 30, 2020 2019, Short-Term Loan Modifications We have made short-term COVID- 19 not not one six 19. September 30, 2020. fourth 2020. Past Due Loans Past due loans (gross), segregated by loan portfolio were as follows, as of September 30, 2020, December 31, 2019. Recorded 30 59 60 89 90 or Greater Investment > Days Past Days Past Days Past Total Past 90 Days and (Amounts in thousands) Due Due Due Due Current Total Accruing Past Due Loans at September 30, 2020 Commercial $ — $ — $ — $ — $ 121,025 $ 121,025 $ — Paycheck protection program — — — — 163,493 163,493 — Commercial real estate: Construction and land development — — — — 40,289 40,289 — Non-owner occupied — — 1,062 1,062 537,017 538,079 — Owner occupied — — 2,993 2,993 207,462 210,455 — Residential real estate: ITIN 76 — 105 181 29,890 30,071 — 1-4 family mortgage — — — — 57,867 57,867 — Equity lines 15 — — 15 20,281 20,296 — Consumer and other 58 65 — 123 24,367 24,490 — Total $ 149 $ 65 $ 4,160 $ 4,374 $ 1,201,691 $ 1,206,065 $ — Recorded 30 59 60 89 90 or Greater Investment > Days Past Days Past Days Past Total Past 90 Days and (Amounts in thousands) Due Due Due Due Current Total Accruing Past Due Loans at December 31, 2019 Commercial $ 71 $ — $ — $ 71 $ 141,126 $ 141,197 $ — Commercial real estate: Construction and land development — — — — 26,830 26,830 — Non-owner occupied — — — — 493,920 493,920 — Owner occupied 655 — 3,103 3,758 215,075 218,833 — Residential real estate: ITIN 371 323 43 737 32,302 33,039 — 1-4 family mortgage — — — — 63,661 63,661 — Equity lines 100 — — 100 21,999 22,099 — Consumer and other 200 50 — 250 33,074 33,324 — Total $ 1,397 $ 373 $ 3,146 $ 4,916 $ 1,027,987 $ 1,032,903 $ — Nonaccrual Loans Nonaccrual loans, segregated by loan portfolio, were as follows as of September 30, 2020 December 31, 2019. September 30, December 31, (Amounts in thousands) 2020 2019 Nonaccrual Loans: Commercial $ 1,549 $ 61 Commercial real estate: Non-owner occupied 1,062 — Owner occupied 3,750 3,103 Residential real estate: ITIN 1,574 2,221 1-4 family mortgage 145 191 Consumer and other 18 40 Total $ 8,098 $ 5,616 Had nonaccrual loans performed in accordance with their contractual terms, we would have recognized additional interest income, net of tax, as shown in the table below. Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2020 2019 2020 2019 Nonaccrual Loans: Interest income, net of tax $ 108 $ 115 $ 238 $ 484 Impaired Loans A loan is considered impaired when, based on current information and events, we determine it is probable that we will not September 30, 2020 December 31, 2019. As of September 30, 2020 Unpaid Recorded Principal Related (Amounts in thousands) Investment Balance Allowance Impaired Loans: With no related allowance recorded: Commercial $ 1,458 $ 1,811 $ — Commercial real estate: Non-owner occupied 1,062 1,097 — Owner occupied 3,750 3,865 — Residential real estate: ITIN 4,995 6,591 — 1-4 family mortgage 145 205 — Total with no related allowance recorded $ 11,410 $ 13,569 $ — With an allowance recorded: Commercial $ 622 $ 622 $ 122 Residential real estate: ITIN 176 176 12 Equity lines 131 131 65 Consumer and other 18 18 5 Total with an allowance recorded $ 947 $ 947 $ 204 By loan portfolio: Commercial $ 2,080 $ 2,433 $ 122 Commercial real estate 4,812 4,962 — Residential real estate 5,447 7,103 77 Consumer and other 18 18 5 Total impaired loans $ 12,357 $ 14,516 $ 204 As of December 31, 2019 Unpaid Recorded Principal Related (Amounts in thousands) Investment Balance Allowance Impaired Loans: With no related allowance recorded: Commercial $ 94 $ 251 $ — Commercial real estate: Owner occupied 3,103 3,103 — Residential real estate: ITIN 5,723 7,386 — 1-4 family mortgage 191 313 — Total with no related allowance recorded $ 9,111 $ 11,053 $ — With an allowance recorded: Commercial $ 562 $ 563 $ 159 Residential real estate: ITIN 455 455 38 Equity lines 231 231 116 Consumer and other 40 40 11 Total with an allowance recorded $ 1,288 $ 1,289 $ 324 By loan portfolio: Commercial $ 656 $ 814 $ 159 Commercial real estate 3,103 3,103 — Residential real estate 6,600 8,385 154 Consumer and other 40 40 11 Total impaired loans $ 10,399 $ 12,342 $ 324 The following tables summarize average recorded investment and interest income recognized on impaired loans by loan portfolio for the three nine September 30, 2020 2019. Three Months Ended Three Months Ended September 30, 2020 September 30, 2019 Average Interest Average Interest Recorded Income Recorded Income (Amounts in thousands) Investment Recognized Investment Recognized Average Recorded Investment and Interest Income: Commercial $ 1,078 $ 15 $ 807 $ 10 Commercial real estate: Non-owner occupied 1,062 — 10,887 7 Owner occupied 3,682 — — — Residential real estate: ITIN 5,241 35 6,490 40 1-4 family mortgage 146 — 204 — Equity lines 132 2 238 4 Consumer and other 18 — 21 — Total $ 11,359 $ 52 $ 18,647 $ 61 Nine Months Ended Nine Months Ended September 30, 2020 September 30, 2019 Average Interest Average Interest Recorded Income Recorded Income (Amounts in thousands) Investment Recognized Investment Recognized Average Recorded Investment and Interest Income: Commercial $ 777 $ 32 $ 1,377 $ 42 Commercial real estate: Non-owner occupied 590 — 10,307 30 Owner occupied 3,356 — — — Residential real estate: ITIN 5,546 106 6,694 123 1-4 family mortgage 171 — 194 — Equity lines 194 10 306 14 Consumer and other 32 — 22 — Total $ 10,666 $ 148 $ 18,900 $ 209 The impaired loans on which these interest income amounts were recognized are primarily accruing troubled debt restructured loans. Loans are reported as troubled debt restructurings when we grant a concession(s) to a borrower experiencing financial difficulties that we would not not Troubled Debt Restructurings As of September 30, 2020, December 31, 2019. September 30, 2020, September 30, 2020, December 31, 2019. At September 30, 2020 December 31, 2019, For a troubled debt restructured loan to be on accrual status, the loan’s collateral coverage must generally be greater than or equal to 100% of the loan balance, the loan payments must be current, and the borrower must demonstrate the ability to make payments from a verified source of cash flow. As of September 30, 2020 December 31, 2019, no nine September 30, 2020. 19 not The types of modifications offered can generally be described in the following categories: Maturity Payment Deferral The following tables present the period ended balances of newly restructured loans and the types of modifications that occurred during the nine September 30, 2020 2019. three September 30, 2020 2019. Modification Types For the Nine Months Ended September 30, 2020 Modification Types For the Nine Months Ended September 30, 2019 (Amounts in thousands) Maturity Payment Deferral Total Maturity Payment Deferral Total Troubled Debt Restructurings: Commercial $ — $ — $ — $ 66 $ — $ 66 Commercial real estate: Owner occupied — 650 650 — — — Total $ — $ 650 $ 650 $ 66 $ — $ 66 For the nine September 30, 2020 2019, For the Nine Months Ended September 30, 2020 For the Nine Months Ended September 30, 2019 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded (Dollars in thousands) Contracts Investment Investment Contracts Investment Investment Troubled Debt Restructurings: Commercial — $ — $ — 1 $ 99 $ 99 Commercial real estate: Owner occupied 1 654 654 — — — Total 1 $ 654 $ 654 1 $ 99 $ 99 There were no loans modified as a troubled debt restructuring within the previous twelve three nine September 30, 2020 2019. Performing and Nonperforming Loans We define a performing loan as a loan where any installment of principal or interest is not 90 may 90 not September 30, 2020 December 31, 2019. September 30, 2020 (Amounts in thousands) Performing Nonperforming Total Performing and Nonperforming Loans: Commercial $ 119,476 $ 1,549 $ 121,025 Paycheck protection program 163,493 — 163,493 Commercial real estate: Construction and land development 40,289 — 40,289 Non-owner occupied 537,017 1,062 538,079 Owner occupied 206,705 3,750 210,455 Residential real estate: ITIN 28,497 1,574 30,071 1-4 family mortgage 57,722 145 57,867 Equity lines 20,296 — 20,296 Consumer and other 24,472 18 24,490 Total $ 1,197,967 $ 8,098 $ 1,206,065 December 31, 2019 (Amounts in thousands) Performing Nonperforming Total Performing and Nonperforming Loans: Commercial $ 141,136 $ 61 $ 141,197 Commercial real estate: Construction and land development 26,830 — 26,830 Non-owner occupied 493,920 — 493,920 Owner occupied 215,730 3,103 218,833 Residential real estate: ITIN 30,818 2,221 33,039 1-4 family mortgage 63,470 191 63,661 Equity lines 22,099 — 22,099 Consumer and other 33,284 40 33,324 Total $ 1,027,287 $ 5,616 $ 1,032,903 Credit Quality Ratings Management assigns a credit quality rating (risk grade) to each loan. The foundation or primary factor in determining the appropriate credit quality rating is the degree of a debtor’s willingness and ability to perform as agreed. In conjunction with evaluating the performing versus nonperforming nature of our loan portfolio, management evaluates the following credit risk and other relevant factors in determining the appropriate credit quality indicator (rating) for each loan portfolio: Pass Grade: no may ● Strong Cash Flows – borrower’s cash flows must meet or exceed our minimum debt service coverage ratio. ● Collateral Margin – generally, the borrower must have pledged an acceptable collateral class with an adequate collateral margin. ● Qualitative Factors – in addition to meeting our minimum cash flow and collateral requirements, a number of other qualitative factors are also factored into assigning a Pass Grade including the borrower’s level of leverage (debt to equity), prospects, history and experience in their industry, credit history, and any other relevant factors including a borrower’s character. Those borrowers who qualify for unsecured loans must fully demonstrate above average cash flows and strong secondary sources of repayment to mitigate the lack of unpledged collateral. Watch Grade: may one not ● The primary source of repayment may ● The primary source of repayment is adequate, but the secondary source of repayment is insufficient ● In-depth financial analysis would compare to the lower quartile in two ● Volatile or deteriorating collateral ● Management decisions may ● Delinquencies in bank credits or other financial/trade creditors ● Frequent overdrafts ● Significant change in management/ownership Special Mention Grade: may not not not ● Inadequate or incomplete loan documentation or perfection of collateral, or any other deviation from prudent lending practices ● Credit is structured in a manner in which the timing of the repayment source does not ● Current economic or market conditions exist which may ● Adverse trends in the borrower's operations or continued deterioration in the borrower’s financial condition that has not ● The borrower is less than cooperative or unable to produce current and adequate financial information Substandard Grade: not not may may not The following represents, but is not not ● Sustained or substantial deteriorating financial trends, ● Unresolved management problems, ● Collateral is insufficient to repay debt; collateral is not ● Improper perfection of lien position, which is not ● Unanticipated and severe decline in market values, ● High reliance on secondary source of repayment, ● Legal proceedings, such as bankruptcy or a divorce, which has substantially decreased the borrower’s capacity to repay the debt, ● Fraud committed by the borrower, ● IRS liens that take precedence, ● Forfeiture statutes for assets involved in criminal activities, ● Protracted repayment terms outside of policy that are for longer than the same type of credit in our portfolio, ● Any other relevant quantitative or qualitative factor that negatively affects the current net worth and paying capacity of the borrower or of the collateral pledged, if any. Doubtful Grade: one may may may not ● Proposed merger(s), ● Acquisition or liquidation procedures, ● Capital injection, ● Perfecting liens on additional collateral, ● Refinancing plans. Generally, a Doubtful Grade does not six six The following tables summarize loans by internal risk grades and by loan class as of September 30, 2020 December 31, 2019. As of September 30, 2020 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Loan Portfolio: Commercial $ 106,597 $ 8,736 $ 125 $ 5,567 $ — $ 121,025 Paycheck protection program 163,493 — — — — 163,493 Commercial real estate: Construction and land development 37,839 2,450 — — — 40,289 Non-owner occupied 508,803 21,859 6,355 1,062 — 538,079 Owner occupied 155,290 41,289 — 13,876 — 210,455 Residential real estate: ITIN 26,583 — — 3,488 — 30,071 1-4 family mortgage 56,213 208 — 1,446 — 57,867 Equity lines 20,296 — — — — 20,296 Consumer and other 24,472 — — 18 — 24,490 Total $ 1,099,586 $ 74,542 $ 6,480 $ 25,457 $ — $ 1,206,065 As of December 31, 2019 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Loan Portfolio: Commercial $ 125,222 $ 14,974 $ 833 $ 168 $ — $ 141,197 Commercial real estate: Construction and land development 26,810 20 — — — 26,830 Non-owner occupied 454,493 32,902 5,424 1,101 — 493,920 Owner occupied 195,950 7,224 1,220 14,439 — 218,833 Residential real estate: ITIN 28,609 — — 4,430 — 33,039 1-4 family mortgage 62,485 985 — 191 — 63,661 Equity lines 22,012 — — 87 — 22,099 Consumer and other 33,283 — — 41 — 33,324 Total $ 948,864 $ 56,105 $ 7,477 $ 20,457 $ — $ 1,032,903 The recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure was $81 thousand and $100 thousand at September 30, 2020 December 31, 2019, Allowance for Loan and Lease Losses Our ALLL is based on management’s estimate of future loan and lease losses and risks inherent in the loan portfolio in accordance with ASC Topics 450 310 . June 2016, 326 January 2023 not The following tables summarize activity within the ALLL by portfolio for the three nine September 30, 2020 2019. For the Three Months Ended September 30, 2020 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL by Loan Portfolio: Beginning balance $ 2,400 $ — $ 10,936 $ 1,306 $ 870 $ 577 $ 16,089 Charge-offs (353 ) — — (31 ) (118 ) — (502 ) Recoveries — — — 69 117 — 186 Provision 393 — 813 (22 ) (41 ) (43 ) 1,100 Ending balance $ 2,440 $ — $ 11,749 $ 1,322 $ 828 $ 534 $ 16,873 For the Three Months Ended September 30, 2019 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL by Loan Portfolio: Beginning balance $ 2,104 $ — $ 7,598 $ 1,070 $ 1,070 $ 603 $ 12,445 Charge-offs (81 ) — — (43 ) (195 ) — (319 ) Recoveries 5 — — 104 50 — 159 Provision (84 ) — 120 (77 ) 66 (25 ) — Ending balance $ 1,944 $ — $ 7,718 $ 1,054 $ 991 $ 578 $ 12,285 For the Nine Months Ended September 30, 2020 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL by Loan Portfolio: Beginning balance $ 1,822 $ — $ 8,096 $ 1,032 $ 933 $ 348 $ 12,231 Charge-offs (353 ) — (145 ) (66 ) (463 ) — (1,027 ) Recoveries 22 — — 131 266 — 419 Provision 949 — 3,798 225 92 186 5,250 Ending balance $ 2,440 $ — $ 11,749 $ 1,322 $ 828 $ 534 $ 16,873 For the Nine Months Ended September 30, 2019 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL by Loan Portfolio: Beginning balance $ 2,205 $ — $ 7,116 $ 1,173 $ 1,356 $ 442 $ 12,292 Charge-offs (227 ) — (233 ) (181 ) (685 ) — (1,326 ) Recoveries 916 — — 204 199 — 1,319 Provision (950 ) — 835 (142 ) 121 136 — Ending balance $ 1,944 $ — $ 7,718 $ 1,054 $ 991 $ 578 $ 12,285 While the ALLL composition is an indication of specific amounts or loan categories in which future charge-offs may may not September 30, 2020 December 31, 2019, September 30, 2020 December 31, 2019. As of September 30, 2020 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 122 $ — $ — $ 77 $ 5 $ — $ 204 Collectively evaluated for impairment 2,318 — 11,749 1,245 823 534 16,669 Total $ 2,440 $ — $ 11,749 $ 1,322 $ 828 $ 534 $ 16,873 Gross loans: Individually evaluated for impairment $ 2,080 $ — $ 4,812 $ 5,447 $ 18 $ — $ 12,357 Collectively evaluated for impairment 118,945 163,493 784,011 102,787 24,472 — 1,193,708 Total gross loans $ 121,025 $ 163,493 $ 788,823 $ 108,234 $ 24,490 $ — $ 1,206,065 As of December 31, 2019 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 159 $ — $ — $ 154 $ 11 $ — $ 324 Collectively evaluated for impairment 1,663 — 8,096 878 922 348 11,907 Total $ 1,822 $ — $ 8,096 $ 1,032 $ 933 $ 348 $ 12,231 Gross loans: Individually evaluated for impairment $ 656 $ — $ 3,103 $ 6,600 $ 40 $ — $ 10,399 Collectively evaluated for impairment 140,541 — 736,480 112,199 33,284 — 1,022,504 Total gross loans $ 141,197 $ — $ 739,583 $ 118,799 $ 33,324 $ — $ 1,032,903 The ALLL totaled $16.9 million or 1.40% of total gross loans (1.62% of gross loans excluding PPP loans) at September 30, 2020 December 31, 2019. September 30, 2020 December 31, 2019, Other Liabilities Consolidated Balance Sheets September 30, 2020 December 31, 2019 We believe that the ALLL was adequate as of September 30, 2020. no not may COVID‐19 We anticipate that the COVID‐19 ALLL Methodology We have lending policies and procedures in place with the objective of optimizing loan income within an accepted risk tolerance level. We review and approve these policies and procedures annually. Monitoring and reporting systems supplement the review process with regular frequency as related to loan production, loan quality, concentrations of credit, potential problem loans, loan delinquencies, and nonperforming loans. We formally assess the adequacy of the ALLL on a quarterly basis. The ALLL is based upon estimates of future loan and lease losses and is maintained at a level considered adequate to provide for probable losses inherent in the outstanding loan and lease portfolio. Our ALLL methodology incorporates management’s current judgments, and reflects management’s estimate of future loan and lease losses and risks inherent in the loan portfolio in accordance with ASC Topic 450 Contingencies 450” 310 Receivables 310” . Management’s assessment of the ALLL is based on our continuing evaluation of all known relevant quantitative and qualitative internal and external risk factors provides the foundation for the three ( 1 Historical valuation allowances established in accordance with ASC 450, ( 2 General valuation allowances established in accordance with ASC 450, ( 3 Specific valuation allowances established in accordance with ASC 310, All three may not not no not may The allowance is increased by provisions charged to expense and reduced by net charge-offs. In periodic evaluations of the adequacy of the allowance balance, management considers past loan and lease loss experience by type of credit, known and inherent risks in the portfolio, adverse situations that may Our assessment of the adequacy of the ALLL includes the periodic re-grading of classified loans based on changes in their individual credit characteristics including delinquency, seasoning, recent financial performance of the borrower, economic factors, changes in the interest rate environment and other factors as warranted. Loans are initially rated when originated. They are reviewed as they are renewed, when there is a new loan to the same borrower and/or when identified facts demonstrate heightened risk of default. Our loan portfolio is evaluated by general loan class including commercial, commercial real estate (which includes construction and other real estate), residential real estate (which includes 1 4 450, General valuation allowances, as prescribed by ASC 450, Impaired loans Management monitors delinquent loans continuously and identifies problem loans to be evaluated individually for impairment testing. For loans that are determined impaired, a formal impairment measurement is performed at least quarterly on a loan-by-loan basis. If the measurement of each impaired loans’ value is less than the recorded investment in the loan, we recognize this impairment and adjust the carrying value of the loan to fair value through the ALLL. For collateral dependent loans, this can be accomplished by charging off the impaired portion of the loan based on the underlying value of the collateral. For non-collateral dependent loans, we establish a specific component within the ALLL based on the present value of the future cash flows. If we determine the sources of repayment will not Risk Characteristics and Underwriting The following is a brief summary, by loan type, of management’s evaluation of the general risk characteristics and underwriting standards: Commercial Loans may may Most commercial loans are generally secured by the assets being financed and other business assets such as accounts receivable or inventory. Management may may may PPP Loans April 2020 100% September 30, 2020. may no third 2020, Commercial Real Estate (“CRE”) Loans The properties securing the CRE portfolio are diverse in terms of type and primary source of repayment. This diversity helps reduce our exposure to adverse economic events that affect any single industry. We monitor and evaluate CRE loans based on occupancy status (investor versus owner occupied), collateral, geography, and risk grade criteria. Generally, CRE loans are made to developers and builders that are secured by non-owner occupied properties require the borrower to have had an existing relationship with the Company and a proven record of success. Construction loans are underwritten utilizing feasibility studies, sensitivity analysis of absorption and lease rates, and financial analysis of the developers and property owners. Construction loans are generally based upon estimates of cost and value associated with the complete project (as-is value). These estimates may may Residential Real Estate Loans not We originate some single-family residence construction loans. The loan amounts are no $1 12 may Consumer Loans – third not one Concentrations of Credit Risk As of September 30, 2020, may may may Credit review Confirmation of the quality of our loan grading process is obtained by independent reviews conducted by outside consultants specifically hired for this purpose and by periodic examination by various bank regulatory agencies. We maintain an independent loan review program that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to the Board of Directors, Loan Committee and Audit Committee. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as our policies and procedures. Reserve For Unfunded Commitments The reserve for unfunded commitments, which is included in Other Liabilities Consolidated Balance Sheets September 30, 2020 December 31, 2019, nine September 30, 2020. Consolidated Statements of Income.

Note 5 - Qualified Affordable H

Note 5 - Qualified Affordable Housing Partnership Investments	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Qualified Affordable Housing Project Investments [Text Block]	NOTE 5. We have invested in five Our investments in Qualified Affordable Housing Partnerships totaled $3.1 million at September 30, 2020. Other Assets Other Liabilities Consolidated Balance Sheets None Consolidated Statements of Income first 2020, The following tables present our original investment in LIHTC partnerships, the current recorded investment balance, and the unfunded liability balance of each investment at September 30, 2020 December 31, 2019. nine September 30, 2020 2019. At September 30, 2020 For the Nine Months Ended September 30, 2020 Original Current Unfunded Tax Credits Amortization Net Investment Recorded Liability and of Income Tax (Amounts in thousands) Value Investment Obligation Benefits Investments Benefit (Expense) Qualified Affordable Housing Partnerships: Raymond James California Housing Opportunities Fund II $ 2,000 $ 717 $ 22 $ 149 $ 135 $ 14 WNC Institutional Tax Credit Fund 38, L.P. 1,000 335 — 78 65 13 Merritt Community Capital Corporation Fund XV, L.P. 2,500 903 316 167 164 3 California Affordable Housing Fund 2,454 181 — 18 29 (11 ) Boston Capital 1,000 962 987 49 38 11 Total $ 8,954 $ 3,098 $ 1,325 $ 461 $ 431 $ 30 At December 31, 2019 For the Nine Months Ended September 30, 2019 Original Current Unfunded Tax Credits Amortization Net Investment Recorded Liability and of Income Tax (Amounts in thousands) Value Investment Obligation Benefits Investments Benefit (Expense) Qualified Affordable Housing Partnerships: Raymond James California Housing Opportunities Fund II $ 2,000 $ 852 $ 22 $ 150 $ 135 $ 15 WNC Institutional Tax Credit Fund 38, L.P. 1,000 400 — 81 68 13 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,067 316 168 165 3 California Affordable Housing Fund 2,454 210 — 18 29 (11 ) Total $ 7,954 $ 2,529 $ 338 $ 417 $ 397 $ 20 The following tables present our generated tax credits and tax benefits from investments in qualified affordable housing partnerships for the three nine September 30, 2020 2019. For the Three Months Ended September 30, 2020 September 30, 2019 Generated Tax Benefits From Generated Tax Benefits from (Amounts in thousands) Tax Credits Taxable Losses Tax Credits Taxable Losses Qualified Affordable Housing Partnerships: Raymond James California Housing Opportunities Fund II $ 43 $ 7 $ 43 $ 7 WNC Institutional Tax Credit Fund 38, L.P. 22 4 23 4 Merritt Community Capital Corporation Fund XV, L.P. 48 8 48 8 California Affordable Housing Fund 1 6 — 6 Boston Capital 11 5 — — Total $ 125 $ 30 $ 114 $ 25 For the Nine Months Ended September 30, 2020 September 30, 2019 Generated Tax Benefits From Generated Tax Benefits from (Amounts in thousands) Tax Credits Taxable Losses Tax Credits Taxable Losses Qualified Affordable Housing Partnerships: Raymond James California Housing Opportunities Fund II $ 128 $ 21 $ 128 $ 22 WNC Institutional Tax Credit Fund 38, L.P. 66 12 70 11 Merritt Community Capital Corporation Fund XV, L.P. 144 23 144 24 California Affordable Housing Fund — 18 — 18 Boston Capital 34 15 — — Total $ 372 $ 89 $ 342 $ 75 The following table reflects the anticipated net income tax benefit and (expense) at September 30, 2020 (Amounts in thousands) Qualified Affordable Housing Partnerships: 2024 Anticipated income tax benefit, net less and amortization of investments 2020 2021 2022 2023 thereafter Total Raymond James California Housing Opportunities Fund II $ 4 $ 19 $ 19 $ 18 $ 16 $ 76 WNC Institutional Tax Credit Fund 38, L.P. 4 16 14 13 14 61 Merritt Community Capital Corporation Fund XV, L.P. 1 3 3 3 4 14 California Affordable Housing Fund (3 ) (14 ) (13 ) (35 ) — (65 ) Boston Capital 4 23 24 23 171 245 Total income tax benefit, net $ 10 $ 47 $ 47 $ 22 $ 205 $ 331

Note 6 - Term Debt

Note 6 - Term Debt	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Long-term Debt [Text Block]	NOTE 6. Term debt at September 30, 2020 December 31, 2019 (Amounts in thousands) September 30, 2020 December 31, 2019 Term Debt: Federal Home Loan Bank of San Francisco borrowings $ 10,000 $ — Subordinated Debt 10,000 10,000 Unamortized debt issuance costs (7 ) (43 ) Net term debt $ 19,993 $ 9,957 Future contractual maturities of term debt at September 30, 2020 (Amounts in thousands) 2020 2021 2022 2023 2024 Thereafter Total Future Maturities: Federal Home Loan Bank of San Francisco borrowings $ 5,000 $ 5,000 $ — $ — $ — $ — $ 10,000 Subordinated Debt — — — — — 10,000 10,000 Total future maturities $ 5,000 $ 5,000 $ — $ — $ — $ 10,000 $ 20,000 Federal Home Loan Bank of San Francisco Borrowings We have an available line of credit with the Federal Home Loan Bank of San Francisco of $390.6 million at September 30, 2020, The Bank had $10.0 million in borrowings from the Federal Home Loan Bank of San Francisco at September 30, 2020. November 2020 May 2021. December 31, 2019. nine September 30, 2020 December 31, 2019 nine September 30, 2020 December 31, 2019 September 30, 2020, Other Assets Consolidated Balance Sheets 320 321. As of September 30, 2020, Senior Debt In December 2015, second 2019, Subordinated Debt In December 2015, 2025. December 19, 2020, three December 2015, five The Subordinated Debt is subordinate and junior in right of payment to the prior payment in full of all existing and future claims of creditors and depositors of the Holding Company and its subsidiaries, whether now outstanding or subsequently created. The Subordinated Debt ranks equally with all other unsecured subordinated debt, except any which by its terms is expressly stated to be subordinated to the Subordinated Debt. The Subordinated Debt ranks senior to all preferred stock and common stock of the Holding Company and all future junior subordinated debt obligations. The Subordinated Debt is recorded as term debt on the Holding Company’s balance sheet; however, for regulatory purposes, it is treated as Tier 2 The Subordinated Debt will mature on December 10, 2025 may five no Federal Funds We have entered into nonbinding unsecured federal funds line of credit agreements with three September 30, 2020 may September 30, 2020 December 31, 2019, Federal Reserve Bank We have an available line of credit with the Federal Reserve Bank totaling $8.4 million at September 30, 2020, September 30, 2020 December 31, 2019, September 30, 2020, In April 2020, 0.35% not

Note 7 - Commitments and Contin

Note 7 - Commitments and Contingencies	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 7. Financial Instruments with Off-Balance Sheet Risk Our consolidated financial statements do not Consolidated Balance Sheets The following table presents a summary of our commitments and contingent liabilities at September 30, 2020 December 31, 2019. (Amounts in thousands) September 30, 2020 December 31, 2019 Commitments: Commitments to extend credit $ 254,987 $ 267,248 Standby letters of credit 4,723 4,406 Affordable housing grant sponsorships 3,338 3,338 Access to housing and economic assistance for development grant sponsorships 60 110 Total commitments and contingent liabilities $ 263,108 $ 275,102 We were not nine September 30, 2020, December 31, 2019. September 30, 2020, one Affordable Housing Grants and Access to Housing and Economic Assistance for Development Grant Sponsorships In fulfilling our CRA responsibilities, we are a sponsor for various nonprofit organizations that receive cash grants from the Federal Home Loan Bank of San Francisco. Those grants require the nonprofit organization to comply with stipulated conditions of the grant over specified periods of time which typically vary from 10 15 Death Benefit Agreement The Company has entered into agreements with certain employees to pay a cash benefit to designated beneficiaries following the death of the employee. The payment will be made only if, at the time of death, the deceased employee was employed by the Bank and the Bank owned a life insurance policy on the employee’s life. Depending on specific facts and circumstances, the payment amount can vary up to a maximum of $225 thousand per employee and may Legal Proceedings We are involved in various pending and threatened legal actions arising in the ordinary course of business and if necessary, we maintain reserves for losses from legal actions, which are both probable and estimable. In our opinion, the disposition of claims currently pending will not Concentrations of Credit Risk We grant many loans collateralized by real estate. In our judgment, a concentration exists in real estate related loans, which represented approximately 74% of our gross loan portfolio (86% of our gross loan portfolio excluding PPP loans) and 83% of our gross loan portfolio at September 30, 2020 December 31, 2019, Although we believe such concentrations have no We recognize the credit risks inherent in dealing with other depository institutions. Accordingly, to prevent excessive exposure to other depository institutions in aggregate or individually, we have established general standards for selecting correspondent banks as well as internal limits for allowable exposure to other depository institutions in aggregate or individually. In addition, we have an investment policy that sets forth limitations that apply to all investments with respect to credit rating and concentrations with an issuer.

Note 8 - Leases

Note 8 - Leases	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 8. We lease eight one no We have applied ASC Topic 842 January 1, 2019 not not Other Liabilities Consolidated Balance Sheets Other Assets Consolidated Balance Sheets September 30, 2020. (Dollars in thousands) September 30, 2020 Leases: Right-of-use lease asset $ 2,691 Lease liability $ 3,014 Weighted Average Remaining Lease Term 4.48 Weighted Average Discount Rate 2.96 % Lease expenses are recorded on a straight-line basis over the life of each lease. Lease expense and cash paid on leases are presented in the table below for the periods indicated. Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2020 2019 2020 2019 Leases: Operating lease expense $ 212 $ 212 $ 641 $ 611 Cash paid for operating leases $ 234 $ 229 $ 714 $ 661 The following table sets forth, as of September 30, 2020, (Amounts in thousands) Amount Due in: 2020 $ 234 2021 953 2022 863 2023 327 2024 280 Thereafter 576 Total undiscounted future minimum lease cash payments 3,233 Present value adjustment (219 ) Lease liability $ 3,014 Our election to utilize the practical expedients package did not 842 not 842

Note 9 - Fair Values

Note 9 - Fair Values	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 9. The following tables present estimated fair values of our financial instruments as of September 30, 2020 December 31, 2019, not Consolidated Balance Sheets 820, not 825, Carrying Fair Value Measurements Using (Amounts in thousands) Amounts Level 1 Level 2 Level 3 September 30, 2020 Financial assets Cash and cash equivalents $ 127,883 $ 127,883 $ — $ — Securities available-for-sale $ 337,032 $ — $ 337,032 $ — Net loans $ 1,188,155 $ — $ — $ 1,205,297 Federal Home Loan Bank of San Francisco stock $ 7,380 $ 7,380 $ — $ — Financial liabilities Deposits $ 1,518,131 $ — $ 1,519,635 $ — Term debts $ 19,993 $ — $ 20,232 $ — Junior subordinated debenture $ 10,310 $ — $ 9,783 $ — Carrying Fair Value Measurements Using (Amounts in thousands) Amounts Level 1 Level 2 Level 3 December 31, 2019 Financial assets Cash and cash equivalents $ 80,604 $ 80,604 $ — $ — Securities available-for-sale $ 286,950 $ — $ 286,950 $ — Net loans $ 1,022,834 $ — $ — $ 1,025,520 Federal Home Loan Bank of San Francisco stock $ 7,380 $ 7,380 $ — $ — Financial liabilities Deposits $ 1,267,171 $ — $ 1,267,153 $ — Term debt $ 9,957 $ — $ 10,006 $ — Junior subordinated debenture $ 10,310 $ — $ 13,471 $ — Fair Value Hierarchy Level 1 Level 2 1 2 Level 3 not In certain cases, the inputs used to measure fair value may We maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements. Our assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability. The following table presents the quantitative information used to fair value our net loans at September 30, 2020. Quantitative Information about Level 3 Fair Value Measurements Unobservable Inputs Range (Weighted Average) Probability of Default (PD) 0% - 100% - (2.54%) Loss Given Default (LGD) 0% - 77.42% - (15.93%) Prepayment Rate 0% - 34.47% - (17.95%) Discount Rate 1% - 10.4% - (3.99%) Recurring Items Debt Securities – may 2 The following tables present information about our assets and liabilities measured at fair value on a recurring basis, and indicate the fair value hierarchy of the valuation techniques we utilized to determine such fair value, as of September 30, 2020 December 31, 2019. (Amounts in thousands) Fair Value at September 30, 2020 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 31,811 $ — $ 31,811 $ — Obligations of state and political subdivisions 91,863 — 91,863 — Residential mortgage-backed securities and collateralized mortgage obligations 165,692 — 165,692 — Commercial mortgage-backed securities 19,577 — 19,577 — Other asset-backed securities 28,089 — 28,089 — Total assets measured at fair value $ 337,032 $ — $ 337,032 $ — (Amounts in thousands) Fair Value at December 31, 2019 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 38,733 $ — $ 38,733 $ — Obligations of state and political subdivisions 42,098 — 42,098 — Residential mortgage-backed securities and collateralized mortgage obligations 180,835 — 180,835 — Corporate securities 2,966 — 2,966 — Commercial mortgage-backed securities 19,307 — 19,307 — Other asset-backed securities 3,011 — 3,011 — Total assets measured at fair value $ 286,950 $ — $ 286,950 $ — Transfers Between Fair Value Hierarchy Levels Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstance that caused the transfer. There were no three nine September 30, 2020 December 31, 2019. Nonrecurring items We may Collateral Dependent Loans - no 3 OREO - 3 The following tables present information about our assets at September 30, 2020 December 31, 2019 not Fair Value at September 30, 2020 (Amounts in thousands) Total Level 1 Level 2 Level 3 Nonrecurring basis: Collateral dependent impaired loans $ 3,817 $ — $ — $ 3,817 Other real estate owned 8 — — 8 Total assets measured at fair value $ 3,825 $ — $ — $ 3,825 Fair Value at December 31, 2019 (Amounts in thousands) Total Level 1 Level 2 Level 3 Nonrecurring basis: Collateral dependent impaired loans $ 33 $ — $ — $ 33 Other real estate owned 35 — — 35 Total assets measured at fair value $ 68 $ — $ — $ 68 The following table presents the losses resulting from nonrecurring fair value adjustments for the three nine September 30, 2020 2019 September 30, 2020 2019. Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2020 2019 2020 2019 Fair value adjustments: Collateral dependent impaired loans $ 353 $ 29 $ 498 $ 328 Other real estate owned — 43 6 43 Total $ 353 $ 72 $ 504 $ 371 During the nine September 30, 2020, During the nine September 30, 2019, During the nine September 30, 2020, During the nine September 30, 2019, Limitations Fair value estimates are made at a specific point in time, based on relevant market information and other information about the financial instrument. These estimates do not one no Fair value estimates are based only on current on and off-balance sheet financial instruments. Our fair value estimates do not not

Note 10 - Acquisition

Note 10 - Acquisition	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Mergers, Acquisitions and Dispositions Disclosures [Text Block]	NOTE 10. On January 31, 2019, 97 January 31, 2019. one one May 2019, We paid $15.3 million in cash and issued 1,834,142 shares of common stock to Merchants shareholders who held, in the aggregate, approximately 10% of our outstanding common stock on January 31, 2019. January 31, 2019. The acquisition of Merchants constituted a business combination and was accounted for using the acquisition method of accounting. The assets acquired and liabilities assumed, both tangible and intangible, were recorded at their fair values as of the acquisition date in accordance with ASC 805, third 368 The calculation of goodwill recorded during 2019 As Recorded by Fair Value Merchants And Other Acquisition As Recorded by (Amounts in thousands) Holding Company Related Adjustments the Company Consideration paid: Cash $ 15,300 Stock 1,834,142 shares at $10.69 per share 19,607 Total consideration $ 34,907 Assets acquired: Cash and fed funds sold $ 12,425 $ — $ 12,425 Investment securities 107,931 (551 ) 107,380 Loans, gross 87,570 (2,292 ) 85,278 Allowance for loan and lease losses (1,286 ) 1,286 — Interest receivable 688 — 688 Premises and equipment, net 378 1,856 2,234 Deferred tax assets, net 1,374 (1,352 ) 22 Federal Home Loan Bank of San Francisco stock 1,454 — 1,454 Life insurance 755 — 755 Other assets 371 95 466 Core deposit intangible — 4,353 4,353 Total assets acquired $ 211,660 $ 3,395 $ 215,055 Liabilities assumed: Demand, money market and savings $ 152,213 $ — $ 152,213 Certificates of deposit 38,003 — 38,003 Total deposits 190,216 — 190,216 Other liabilities 916 22 938 Total liabilities assumed $ 191,132 $ 22 $ 191,154 Net identifiable assets acquired over liabilities assumed $ 20,528 $ 3,373 $ 23,901 Goodwill $ 11,006 Goodwill As a result of the Merchants acquisition, we recorded goodwill totaling $11.0 million. Goodwill reflects the expected value of Merchants reputation in the community, stable customer base and expected synergies created through the combined operations with our Company and was calculated as the excess of the total purchase price paid over the fair value of the assets acquired, net of the fair values of liabilities assumed. The following is a description of the methods used to determine the fair values of significant assets and liabilities whose fair values are different from their carrying amounts on Merchants' books at acquisition date presented above. Investment Securities Fair values for securities were obtained from an independent pricing service and were based on quoted market prices, where available. If quoted market prices were not not Loans We engaged a third no three September 30, 2020 2019, nine September 30, 2020 2019, Premises and Equipment We engaged an independent licensed appraiser to determine the fair value of the acquired branch located in Sacramento. The fair value of tangible personal property was not Deferred Tax Assets Deferred income tax assets were recorded to reflect the difference between the carrying values of the acquired assets and liabilities for financial reporting purposes and the basis for income tax purposes using the Company’s statutory federal and state income tax rates. During 2019, Core Deposit Intangible We engaged an independent third eight 2020 2019. not three September 30, 2020 2019. nine September 30, 2020 2019, September 30, 2020 (Amounts in thousands) 2020 2021 2022 2023 2024 Thereafter Total Core deposit intangible amortization $ 136 $ 544 $ 544 $ 544 $ 544 $ 1,134 $ 3,446 Pro Forma Results of Operations The following table presents pro forma information of the combined entity as if the acquisition occurred on January 1, 2019. not not For the Three Months Ended For the Nine Months Ended September 30, September 30, (Amounts in thousands) 2019 2019 Pro forma revenue and earnings: Net interest income $ 13,722 $ 40,416 Net income (1) $ 4,642 $ 10,555 ( 1 three nine September 30, 2019, It is impracticable to separately provide information regarding the amount of revenue and earnings from Merchants included in our Consolidated Statement of Income

Note 11 - Goodwill and Other In

Note 11 - Goodwill and Other Intangibles	9 Months Ended
	Sep. 30, 2020
Notes to Financial Statements
Intangible Assets Disclosure [Text Block]	NOTE 11. Goodwill and Other Intangibles, net consisted of the following at September 30, 2020 December 31, 2019. September 30, December 31, (Amounts in thousands) 2020 2019 Goodwill and Other Intangibles: Goodwill $ 11,671 $ 11,671 Core deposit intangibles 6,125 6,125 Domain name 32 32 Accumulated amortization (1,922 ) (1,348 ) Goodwill and other intangibles, net $ 15,906 $ 16,480 Goodwill Goodwill is a common byproduct of a business combination, and is calculated as the amount of consideration paid in excess of the fair value of the net assets acquired in a transaction. Goodwill is considered to have an indefinite life and is therefore not September 30, 2020, Events during 2020 The Company’s share price has traded below tangible book value for the entire second third 2020 After performing our qualitative assessment at September 30, 2020, not Core Deposit Intangibles Acquired core deposits provide value as a source of below market rate funds and the realization of interest cost savings is a fundamental rationale for assuming these deposit liabilities. The cost savings is defined as the difference between the cost of funds on our new deposits (i.e., interest and net maintenance costs) and the cost of an equal amount of funds from an alternative source having a similar term as the new deposit base. Our core deposit intangibles were recorded at fair value which was derived using the income approach and represent the present value of the cost savings over the projected term of our new deposit base. The core deposit intangible is being amortized on a straight-line basis over an estimated eight The following table sets forth, as of September 30, 2020, (Amounts in thousands) Amount Amortization: 2020 $ 191 2021 766 2022 766 2023 766 2024 581 2025 and thereafter 1,133 Total $ 4,203

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2020
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Holding Company and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation. As of September 30, 2020 December 31, 2019, one 2005 not Consolidation 810” not Consolidated Balance Sheets
Lessee, Leases [Policy Text Block]	Leases We determine if an arrangement is a lease at inception. Operating leases are included in Other Assets Other Liabilities Consolidated Balance Sheets not may
New Accounting Pronouncements, Policy [Policy Text Block]	Application of new accounting guidance In August 2018, No. 2018 13, 820 3 2018 13 December 15, 2019, January 1, 2020 3 not

Note 2 - Common Stock Outstan_2

Note 2 - Common Stock Outstanding and Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended For the Nine Months Ended September 30, September 30, (Amounts in thousands, except per share information) 2020 2019 2020 2019 Earnings Per Share: Numerators: Net income $ 4,329 $ 4,642 $ 9,092 $ 10,592 Denominators: Weighted average number of common shares outstanding - basic (1) 16,660 18,130 17,004 17,918 Effect of potentially dilutive common shares (2) 36 66 40 63 Weighted average number of common shares outstanding - diluted 16,696 18,196 17,044 17,981 Earnings per common share: Basic $ 0.26 $ 0.26 $ 0.53 $ 0.59 Diluted $ 0.26 $ 0.26 $ 0.53 $ 0.59 Anti-dilutive restricted shares not included in diluted earnings per share calculation 73 — 63 —

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	As of September 30, 2020 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Values Available-for-sale securities: U.S. government & agencies $ 30,942 $ 879 $ (10 ) $ 31,811 Obligations of state and political subdivisions 87,628 4,281 (46 ) 91,863 Residential mortgage-backed securities and collateralized mortgage obligations 161,345 4,512 (165 ) 165,692 Commercial mortgage-backed securities 18,920 665 (8 ) 19,577 Other asset-backed securities 27,799 327 (37 ) 28,089 Total $ 326,634 $ 10,664 $ (266 ) $ 337,032 As of December 31, 2019 Gross Gross Amortized Unrealized Unrealized Estimated (Amounts in thousands) Costs Gains Losses Fair Values Available-for-sale securities: U.S. government & agencies $ 38,291 $ 469 $ (27 ) $ 38,733 Obligations of state and political subdivisions 40,702 1,422 (26 ) 42,098 Residential mortgage-backed securities and collateralized mortgage obligations 179,114 2,163 (442 ) 180,835 Corporate securities 3,005 6 (45 ) 2,966 Commercial mortgage-backed securities 19,126 221 (40 ) 19,307 Other asset-backed securities 3,019 — (8 ) 3,011 Total $ 283,257 $ 4,281 $ (588 ) $ 286,950
Amortized Cost and Estimated Fair Value Available for Sale Securities [Table Text Block]	Available-For-Sale (Amounts in thousands) Amortized Costs Fair Values Amounts maturing in: One year or less $ 22,257 $ 22,731 After one year through five years 110,662 115,225 After five years through ten years 50,087 51,569 After ten years 143,628 147,507 Total $ 326,634 $ 337,032
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2020 2019 2020 2019 Investment Securities: Proceeds from sales of investment securities $ 6,257 $ 13,895 $ 56,017 $ 99,635 Gross realized gains on sales of investment securities: U.S. government & agencies $ — $ 10 $ — $ 48 Obligations of state and political subdivisions 249 10 339 305 Residential mortgage-backed securities and collateralized mortgage obligations — 22 226 86 Corporate securities 12 — 12 — Commercial mortgage-backed securities — 5 38 7 Total gross realized gains on sales of investment securities 261 47 615 446 Gross realized losses on sales of investment securities: U.S. government & agencies — (9 ) (14 ) (13 ) Obligations of state and political subdivisions (3 ) (6 ) (7 ) (96 ) Residential mortgage-backed securities and collateralized mortgage obligations — (9 ) (112 ) (157 ) Commercial mortgage-backed securities — (11 ) — (43 ) Total gross realized losses on sales of investment securities (3 ) (35 ) (133 ) (309 ) Gain on sales of investment securities, net $ 258 $ 12 $ 482 $ 137
Schedule of Unrealized Loss on Investments [Table Text Block]	As of September 30, 2020 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Values Losses Values Losses Values Losses Available-for-sale securities: U.S. government & agencies $ — $ — $ 2,836 $ (10 ) $ 2,836 $ (10 ) Obligations of state and political subdivisions 5,915 (46 ) — — 5,915 (46 ) Residential mortgage-backed securities and collateralized mortgage obligations 17,671 (159 ) 285 (6 ) 17,956 (165 ) Commercial mortgage-backed securities 2,057 (8 ) — — 2,057 (8 ) Other asset-backed securities 3,001 (37 ) — — 3,001 (37 ) Total temporarily impaired securities $ 28,644 $ (250 ) $ 3,121 $ (16 ) $ 31,765 $ (266 ) As of December 31, 2019 Less Than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized (Amounts in thousands) Values Losses Values Losses Values Losses Available-for-sale securities: U.S. government & agencies $ 6,473 $ (25 ) $ 380 $ (2 ) $ 6,853 $ (27 ) Obligations of state and political subdivisions 2,249 (26 ) — — 2,249 (26 ) Residential mortgage-backed securities and collateralized mortgage obligations 31,817 (207 ) 22,166 (235 ) 53,983 (442 ) Corporate securities — — 955 (45 ) 955 (45 ) Commercial mortgage-backed securities 1,464 (1 ) 4,549 (39 ) 6,013 (40 ) Other asset-backed securities 3,011 (8 ) — — 3,011 (8 ) Total temporarily impaired securities $ 45,014 $ (267 ) $ 28,050 $ (321 ) $ 73,064 $ (588 )

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Outstanding Loan Balances [Table Text Block]	September 30, December 31, (Amounts in thousands) 2020 2019 Loan Portfolio: Commercial $ 121,025 $ 141,197 Paycheck protection program 163,493 — Commercial real estate: Construction and land development 40,289 26,830 Non-owner occupied 538,079 493,920 Owner occupied 210,455 218,833 Residential real estate: Individual Tax Identification Number (“ITIN”) 30,071 33,039 1-4 family mortgage 57,867 63,661 Equity lines 20,296 22,099 Consumer and other 24,490 33,324 Gross loans 1,206,065 1,032,903 Deferred (fees) and costs (1,037 ) 2,162 Loans, net of deferred fees and costs 1,205,028 1,035,065 Allowance for loan and lease losses (16,873 ) (12,231 ) Net loans $ 1,188,155 $ 1,022,834
Financing Receivable, Past Due [Table Text Block]	Recorded 30 59 60 89 90 or Greater Investment > Days Past Days Past Days Past Total Past 90 Days and (Amounts in thousands) Due Due Due Due Current Total Accruing Past Due Loans at September 30, 2020 Commercial $ — $ — $ — $ — $ 121,025 $ 121,025 $ — Paycheck protection program — — — — 163,493 163,493 — Commercial real estate: Construction and land development — — — — 40,289 40,289 — Non-owner occupied — — 1,062 1,062 537,017 538,079 — Owner occupied — — 2,993 2,993 207,462 210,455 — Residential real estate: ITIN 76 — 105 181 29,890 30,071 — 1-4 family mortgage — — — — 57,867 57,867 — Equity lines 15 — — 15 20,281 20,296 — Consumer and other 58 65 — 123 24,367 24,490 — Total $ 149 $ 65 $ 4,160 $ 4,374 $ 1,201,691 $ 1,206,065 $ — Recorded 30 59 60 89 90 or Greater Investment > Days Past Days Past Days Past Total Past 90 Days and (Amounts in thousands) Due Due Due Due Current Total Accruing Past Due Loans at December 31, 2019 Commercial $ 71 $ — $ — $ 71 $ 141,126 $ 141,197 $ — Commercial real estate: Construction and land development — — — — 26,830 26,830 — Non-owner occupied — — — — 493,920 493,920 — Owner occupied 655 — 3,103 3,758 215,075 218,833 — Residential real estate: ITIN 371 323 43 737 32,302 33,039 — 1-4 family mortgage — — — — 63,661 63,661 — Equity lines 100 — — 100 21,999 22,099 — Consumer and other 200 50 — 250 33,074 33,324 — Total $ 1,397 $ 373 $ 3,146 $ 4,916 $ 1,027,987 $ 1,032,903 $ —
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent 1 [Table Text Block]	September 30, December 31, (Amounts in thousands) 2020 2019 Nonaccrual Loans: Commercial $ 1,549 $ 61 Commercial real estate: Non-owner occupied 1,062 — Owner occupied 3,750 3,103 Residential real estate: ITIN 1,574 2,221 1-4 family mortgage 145 191 Consumer and other 18 40 Total $ 8,098 $ 5,616 Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2020 2019 2020 2019 Nonaccrual Loans: Interest income, net of tax $ 108 $ 115 $ 238 $ 484
Impaired Financing Receivables [Table Text Block]	As of September 30, 2020 Unpaid Recorded Principal Related (Amounts in thousands) Investment Balance Allowance Impaired Loans: With no related allowance recorded: Commercial $ 1,458 $ 1,811 $ — Commercial real estate: Non-owner occupied 1,062 1,097 — Owner occupied 3,750 3,865 — Residential real estate: ITIN 4,995 6,591 — 1-4 family mortgage 145 205 — Total with no related allowance recorded $ 11,410 $ 13,569 $ — With an allowance recorded: Commercial $ 622 $ 622 $ 122 Residential real estate: ITIN 176 176 12 Equity lines 131 131 65 Consumer and other 18 18 5 Total with an allowance recorded $ 947 $ 947 $ 204 By loan portfolio: Commercial $ 2,080 $ 2,433 $ 122 Commercial real estate 4,812 4,962 — Residential real estate 5,447 7,103 77 Consumer and other 18 18 5 Total impaired loans $ 12,357 $ 14,516 $ 204 As of December 31, 2019 Unpaid Recorded Principal Related (Amounts in thousands) Investment Balance Allowance Impaired Loans: With no related allowance recorded: Commercial $ 94 $ 251 $ — Commercial real estate: Owner occupied 3,103 3,103 — Residential real estate: ITIN 5,723 7,386 — 1-4 family mortgage 191 313 — Total with no related allowance recorded $ 9,111 $ 11,053 $ — With an allowance recorded: Commercial $ 562 $ 563 $ 159 Residential real estate: ITIN 455 455 38 Equity lines 231 231 116 Consumer and other 40 40 11 Total with an allowance recorded $ 1,288 $ 1,289 $ 324 By loan portfolio: Commercial $ 656 $ 814 $ 159 Commercial real estate 3,103 3,103 — Residential real estate 6,600 8,385 154 Consumer and other 40 40 11 Total impaired loans $ 10,399 $ 12,342 $ 324
Average Recorded Investment and Interest Income Recognized on Impaired Loans by Loan Class [Table Text Block]	Three Months Ended Three Months Ended September 30, 2020 September 30, 2019 Average Interest Average Interest Recorded Income Recorded Income (Amounts in thousands) Investment Recognized Investment Recognized Average Recorded Investment and Interest Income: Commercial $ 1,078 $ 15 $ 807 $ 10 Commercial real estate: Non-owner occupied 1,062 — 10,887 7 Owner occupied 3,682 — — — Residential real estate: ITIN 5,241 35 6,490 40 1-4 family mortgage 146 — 204 — Equity lines 132 2 238 4 Consumer and other 18 — 21 — Total $ 11,359 $ 52 $ 18,647 $ 61 Nine Months Ended Nine Months Ended September 30, 2020 September 30, 2019 Average Interest Average Interest Recorded Income Recorded Income (Amounts in thousands) Investment Recognized Investment Recognized Average Recorded Investment and Interest Income: Commercial $ 777 $ 32 $ 1,377 $ 42 Commercial real estate: Non-owner occupied 590 — 10,307 30 Owner occupied 3,356 — — — Residential real estate: ITIN 5,546 106 6,694 123 1-4 family mortgage 171 — 194 — Equity lines 194 10 306 14 Consumer and other 32 — 22 — Total $ 10,666 $ 148 $ 18,900 $ 209
Newly Restructured Loans [Table Text Block]	Modification Types For the Nine Months Ended September 30, 2020 Modification Types For the Nine Months Ended September 30, 2019 (Amounts in thousands) Maturity Payment Deferral Total Maturity Payment Deferral Total Troubled Debt Restructurings: Commercial $ — $ — $ — $ 66 $ — $ 66 Commercial real estate: Owner occupied — 650 650 — — — Total $ — $ 650 $ 650 $ 66 $ — $ 66
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	For the Nine Months Ended September 30, 2020 For the Nine Months Ended September 30, 2019 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded (Dollars in thousands) Contracts Investment Investment Contracts Investment Investment Troubled Debt Restructurings: Commercial — $ — $ — 1 $ 99 $ 99 Commercial real estate: Owner occupied 1 654 654 — — — Total 1 $ 654 $ 654 1 $ 99 $ 99
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2020 (Amounts in thousands) Performing Nonperforming Total Performing and Nonperforming Loans: Commercial $ 119,476 $ 1,549 $ 121,025 Paycheck protection program 163,493 — 163,493 Commercial real estate: Construction and land development 40,289 — 40,289 Non-owner occupied 537,017 1,062 538,079 Owner occupied 206,705 3,750 210,455 Residential real estate: ITIN 28,497 1,574 30,071 1-4 family mortgage 57,722 145 57,867 Equity lines 20,296 — 20,296 Consumer and other 24,472 18 24,490 Total $ 1,197,967 $ 8,098 $ 1,206,065 December 31, 2019 (Amounts in thousands) Performing Nonperforming Total Performing and Nonperforming Loans: Commercial $ 141,136 $ 61 $ 141,197 Commercial real estate: Construction and land development 26,830 — 26,830 Non-owner occupied 493,920 — 493,920 Owner occupied 215,730 3,103 218,833 Residential real estate: ITIN 30,818 2,221 33,039 1-4 family mortgage 63,470 191 63,661 Equity lines 22,099 — 22,099 Consumer and other 33,284 40 33,324 Total $ 1,027,287 $ 5,616 $ 1,032,903
Financing Receivable Credit Quality Indicator [Table Text Block]	As of September 30, 2020 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Loan Portfolio: Commercial $ 106,597 $ 8,736 $ 125 $ 5,567 $ — $ 121,025 Paycheck protection program 163,493 — — — — 163,493 Commercial real estate: Construction and land development 37,839 2,450 — — — 40,289 Non-owner occupied 508,803 21,859 6,355 1,062 — 538,079 Owner occupied 155,290 41,289 — 13,876 — 210,455 Residential real estate: ITIN 26,583 — — 3,488 — 30,071 1-4 family mortgage 56,213 208 — 1,446 — 57,867 Equity lines 20,296 — — — — 20,296 Consumer and other 24,472 — — 18 — 24,490 Total $ 1,099,586 $ 74,542 $ 6,480 $ 25,457 $ — $ 1,206,065 As of December 31, 2019 Special (Amounts in thousands) Pass Watch Mention Substandard Doubtful Total Loan Portfolio: Commercial $ 125,222 $ 14,974 $ 833 $ 168 $ — $ 141,197 Commercial real estate: Construction and land development 26,810 20 — — — 26,830 Non-owner occupied 454,493 32,902 5,424 1,101 — 493,920 Owner occupied 195,950 7,224 1,220 14,439 — 218,833 Residential real estate: ITIN 28,609 — — 4,430 — 33,039 1-4 family mortgage 62,485 985 — 191 — 63,661 Equity lines 22,012 — — 87 — 22,099 Consumer and other 33,283 — — 41 — 33,324 Total $ 948,864 $ 56,105 $ 7,477 $ 20,457 $ — $ 1,032,903
Financing Receivable, Allowance for Credit Loss [Table Text Block]	For the Three Months Ended September 30, 2020 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL by Loan Portfolio: Beginning balance $ 2,400 $ — $ 10,936 $ 1,306 $ 870 $ 577 $ 16,089 Charge-offs (353 ) — — (31 ) (118 ) — (502 ) Recoveries — — — 69 117 — 186 Provision 393 — 813 (22 ) (41 ) (43 ) 1,100 Ending balance $ 2,440 $ — $ 11,749 $ 1,322 $ 828 $ 534 $ 16,873 For the Three Months Ended September 30, 2019 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL by Loan Portfolio: Beginning balance $ 2,104 $ — $ 7,598 $ 1,070 $ 1,070 $ 603 $ 12,445 Charge-offs (81 ) — — (43 ) (195 ) — (319 ) Recoveries 5 — — 104 50 — 159 Provision (84 ) — 120 (77 ) 66 (25 ) — Ending balance $ 1,944 $ — $ 7,718 $ 1,054 $ 991 $ 578 $ 12,285 For the Nine Months Ended September 30, 2020 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL by Loan Portfolio: Beginning balance $ 1,822 $ — $ 8,096 $ 1,032 $ 933 $ 348 $ 12,231 Charge-offs (353 ) — (145 ) (66 ) (463 ) — (1,027 ) Recoveries 22 — — 131 266 — 419 Provision 949 — 3,798 225 92 186 5,250 Ending balance $ 2,440 $ — $ 11,749 $ 1,322 $ 828 $ 534 $ 16,873 For the Nine Months Ended September 30, 2019 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL by Loan Portfolio: Beginning balance $ 2,205 $ — $ 7,116 $ 1,173 $ 1,356 $ 442 $ 12,292 Charge-offs (227 ) — (233 ) (181 ) (685 ) — (1,326 ) Recoveries 916 — — 204 199 — 1,319 Provision (950 ) — 835 (142 ) 121 136 — Ending balance $ 1,944 $ — $ 7,718 $ 1,054 $ 991 $ 578 $ 12,285 As of September 30, 2020 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 122 $ — $ — $ 77 $ 5 $ — $ 204 Collectively evaluated for impairment 2,318 — 11,749 1,245 823 534 16,669 Total $ 2,440 $ — $ 11,749 $ 1,322 $ 828 $ 534 $ 16,873 Gross loans: Individually evaluated for impairment $ 2,080 $ — $ 4,812 $ 5,447 $ 18 $ — $ 12,357 Collectively evaluated for impairment 118,945 163,493 784,011 102,787 24,472 — 1,193,708 Total gross loans $ 121,025 $ 163,493 $ 788,823 $ 108,234 $ 24,490 $ — $ 1,206,065 As of December 31, 2019 Paycheck Protection Commercial Residential (Amounts in thousands) Commercial Program Real Estate Real Estate Consumer Unallocated Total ALLL: Individually evaluated for impairment $ 159 $ — $ — $ 154 $ 11 $ — $ 324 Collectively evaluated for impairment 1,663 — 8,096 878 922 348 11,907 Total $ 1,822 $ — $ 8,096 $ 1,032 $ 933 $ 348 $ 12,231 Gross loans: Individually evaluated for impairment $ 656 $ — $ 3,103 $ 6,600 $ 40 $ — $ 10,399 Collectively evaluated for impairment 140,541 — 736,480 112,199 33,284 — 1,022,504 Total gross loans $ 141,197 $ — $ 739,583 $ 118,799 $ 33,324 $ — $ 1,032,903

Note 5 - Qualified Affordable_2

Note 5 - Qualified Affordable Housing Partnership Investments (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Proportional Amortization Method Investment Qualified Affordable Housing Project [Table Text Block]	At September 30, 2020 For the Nine Months Ended September 30, 2020 Original Current Unfunded Tax Credits Amortization Net Investment Recorded Liability and of Income Tax (Amounts in thousands) Value Investment Obligation Benefits Investments Benefit (Expense) Qualified Affordable Housing Partnerships: Raymond James California Housing Opportunities Fund II $ 2,000 $ 717 $ 22 $ 149 $ 135 $ 14 WNC Institutional Tax Credit Fund 38, L.P. 1,000 335 — 78 65 13 Merritt Community Capital Corporation Fund XV, L.P. 2,500 903 316 167 164 3 California Affordable Housing Fund 2,454 181 — 18 29 (11 ) Boston Capital 1,000 962 987 49 38 11 Total $ 8,954 $ 3,098 $ 1,325 $ 461 $ 431 $ 30 At December 31, 2019 For the Nine Months Ended September 30, 2019 Original Current Unfunded Tax Credits Amortization Net Investment Recorded Liability and of Income Tax (Amounts in thousands) Value Investment Obligation Benefits Investments Benefit (Expense) Qualified Affordable Housing Partnerships: Raymond James California Housing Opportunities Fund II $ 2,000 $ 852 $ 22 $ 150 $ 135 $ 15 WNC Institutional Tax Credit Fund 38, L.P. 1,000 400 — 81 68 13 Merritt Community Capital Corporation Fund XV, L.P. 2,500 1,067 316 168 165 3 California Affordable Housing Fund 2,454 210 — 18 29 (11 ) Total $ 7,954 $ 2,529 $ 338 $ 417 $ 397 $ 20
Qualified Affordable Housing Project Investments Tax Credits and Benefits [Table Text Block]	For the Three Months Ended September 30, 2020 September 30, 2019 Generated Tax Benefits From Generated Tax Benefits from (Amounts in thousands) Tax Credits Taxable Losses Tax Credits Taxable Losses Qualified Affordable Housing Partnerships: Raymond James California Housing Opportunities Fund II $ 43 $ 7 $ 43 $ 7 WNC Institutional Tax Credit Fund 38, L.P. 22 4 23 4 Merritt Community Capital Corporation Fund XV, L.P. 48 8 48 8 California Affordable Housing Fund 1 6 — 6 Boston Capital 11 5 — — Total $ 125 $ 30 $ 114 $ 25 For the Nine Months Ended September 30, 2020 September 30, 2019 Generated Tax Benefits From Generated Tax Benefits from (Amounts in thousands) Tax Credits Taxable Losses Tax Credits Taxable Losses Qualified Affordable Housing Partnerships: Raymond James California Housing Opportunities Fund II $ 128 $ 21 $ 128 $ 22 WNC Institutional Tax Credit Fund 38, L.P. 66 12 70 11 Merritt Community Capital Corporation Fund XV, L.P. 144 23 144 24 California Affordable Housing Fund — 18 — 18 Boston Capital 34 15 — — Total $ 372 $ 89 $ 342 $ 75
Qualified Affordable Housing Projects Future Income Tax Benefit [Table Text Block]	(Amounts in thousands) Qualified Affordable Housing Partnerships: 2024 Anticipated income tax benefit, net less and amortization of investments 2020 2021 2022 2023 thereafter Total Raymond James California Housing Opportunities Fund II $ 4 $ 19 $ 19 $ 18 $ 16 $ 76 WNC Institutional Tax Credit Fund 38, L.P. 4 16 14 13 14 61 Merritt Community Capital Corporation Fund XV, L.P. 1 3 3 3 4 14 California Affordable Housing Fund (3 ) (14 ) (13 ) (35 ) — (65 ) Boston Capital 4 23 24 23 171 245 Total income tax benefit, net $ 10 $ 47 $ 47 $ 22 $ 205 $ 331

Note 6 - Term Debt (Tables)

Note 6 - Term Debt (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Long-term Debt Instruments [Table Text Block]	(Amounts in thousands) September 30, 2020 December 31, 2019 Term Debt: Federal Home Loan Bank of San Francisco borrowings $ 10,000 $ — Subordinated Debt 10,000 10,000 Unamortized debt issuance costs (7 ) (43 ) Net term debt $ 19,993 $ 9,957
Schedule of Maturities of Long-term Debt [Table Text Block]	(Amounts in thousands) 2020 2021 2022 2023 2024 Thereafter Total Future Maturities: Federal Home Loan Bank of San Francisco borrowings $ 5,000 $ 5,000 $ — $ — $ — $ — $ 10,000 Subordinated Debt — — — — — 10,000 10,000 Total future maturities $ 5,000 $ 5,000 $ — $ — $ — $ 10,000 $ 20,000

Note 7 - Commitments and Cont_2

Note 7 - Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Commitments and Contingent Liabilities [Table Text Block]	(Amounts in thousands) September 30, 2020 December 31, 2019 Commitments: Commitments to extend credit $ 254,987 $ 267,248 Standby letters of credit 4,723 4,406 Affordable housing grant sponsorships 3,338 3,338 Access to housing and economic assistance for development grant sponsorships 60 110 Total commitments and contingent liabilities $ 263,108 $ 275,102

Note 8 - Leases (Tables)

Note 8 - Leases (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Lease, Cost [Table Text Block]	(Dollars in thousands) September 30, 2020 Leases: Right-of-use lease asset $ 2,691 Lease liability $ 3,014 Weighted Average Remaining Lease Term 4.48 Weighted Average Discount Rate 2.96 % Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2020 2019 2020 2019 Leases: Operating lease expense $ 212 $ 212 $ 641 $ 611 Cash paid for operating leases $ 234 $ 229 $ 714 $ 661
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(Amounts in thousands) Amount Due in: 2020 $ 234 2021 953 2022 863 2023 327 2024 280 Thereafter 576 Total undiscounted future minimum lease cash payments 3,233 Present value adjustment (219 ) Lease liability $ 3,014

Note 9 - Fair Values (Tables)

Note 9 - Fair Values (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying Fair Value Measurements Using (Amounts in thousands) Amounts Level 1 Level 2 Level 3 September 30, 2020 Financial assets Cash and cash equivalents $ 127,883 $ 127,883 $ — $ — Securities available-for-sale $ 337,032 $ — $ 337,032 $ — Net loans $ 1,188,155 $ — $ — $ 1,205,297 Federal Home Loan Bank of San Francisco stock $ 7,380 $ 7,380 $ — $ — Financial liabilities Deposits $ 1,518,131 $ — $ 1,519,635 $ — Term debts $ 19,993 $ — $ 20,232 $ — Junior subordinated debenture $ 10,310 $ — $ 9,783 $ — Carrying Fair Value Measurements Using (Amounts in thousands) Amounts Level 1 Level 2 Level 3 December 31, 2019 Financial assets Cash and cash equivalents $ 80,604 $ 80,604 $ — $ — Securities available-for-sale $ 286,950 $ — $ 286,950 $ — Net loans $ 1,022,834 $ — $ — $ 1,025,520 Federal Home Loan Bank of San Francisco stock $ 7,380 $ 7,380 $ — $ — Financial liabilities Deposits $ 1,267,171 $ — $ 1,267,153 $ — Term debt $ 9,957 $ — $ 10,006 $ — Junior subordinated debenture $ 10,310 $ — $ 13,471 $ —
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Quantitative Information about Level 3 Fair Value Measurements Unobservable Inputs Range (Weighted Average) Probability of Default (PD) 0% - 100% - (2.54%) Loss Given Default (LGD) 0% - 77.42% - (15.93%) Prepayment Rate 0% - 34.47% - (17.95%) Discount Rate 1% - 10.4% - (3.99%)
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	(Amounts in thousands) Fair Value at September 30, 2020 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 31,811 $ — $ 31,811 $ — Obligations of state and political subdivisions 91,863 — 91,863 — Residential mortgage-backed securities and collateralized mortgage obligations 165,692 — 165,692 — Commercial mortgage-backed securities 19,577 — 19,577 — Other asset-backed securities 28,089 — 28,089 — Total assets measured at fair value $ 337,032 $ — $ 337,032 $ — (Amounts in thousands) Fair Value at December 31, 2019 Recurring Basis Total Level 1 Level 2 Level 3 Available-for-sale securities: U.S. government and agencies $ 38,733 $ — $ 38,733 $ — Obligations of state and political subdivisions 42,098 — 42,098 — Residential mortgage-backed securities and collateralized mortgage obligations 180,835 — 180,835 — Corporate securities 2,966 — 2,966 — Commercial mortgage-backed securities 19,307 — 19,307 — Other asset-backed securities 3,011 — 3,011 — Total assets measured at fair value $ 286,950 $ — $ 286,950 $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value at September 30, 2020 (Amounts in thousands) Total Level 1 Level 2 Level 3 Nonrecurring basis: Collateral dependent impaired loans $ 3,817 $ — $ — $ 3,817 Other real estate owned 8 — — 8 Total assets measured at fair value $ 3,825 $ — $ — $ 3,825 Fair Value at December 31, 2019 (Amounts in thousands) Total Level 1 Level 2 Level 3 Nonrecurring basis: Collateral dependent impaired loans $ 33 $ — $ — $ 33 Other real estate owned 35 — — 35 Total assets measured at fair value $ 68 $ — $ — $ 68
Loss from Nonrecurring Fair Value [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (Amounts in thousands) 2020 2019 2020 2019 Fair value adjustments: Collateral dependent impaired loans $ 353 $ 29 $ 498 $ 328 Other real estate owned — 43 6 43 Total $ 353 $ 72 $ 504 $ 371

Note 10 - Acquisition (Tables)

Note 10 - Acquisition (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	As Recorded by Fair Value Merchants And Other Acquisition As Recorded by (Amounts in thousands) Holding Company Related Adjustments the Company Consideration paid: Cash $ 15,300 Stock 1,834,142 shares at $10.69 per share 19,607 Total consideration $ 34,907 Assets acquired: Cash and fed funds sold $ 12,425 $ — $ 12,425 Investment securities 107,931 (551 ) 107,380 Loans, gross 87,570 (2,292 ) 85,278 Allowance for loan and lease losses (1,286 ) 1,286 — Interest receivable 688 — 688 Premises and equipment, net 378 1,856 2,234 Deferred tax assets, net 1,374 (1,352 ) 22 Federal Home Loan Bank of San Francisco stock 1,454 — 1,454 Life insurance 755 — 755 Other assets 371 95 466 Core deposit intangible — 4,353 4,353 Total assets acquired $ 211,660 $ 3,395 $ 215,055 Liabilities assumed: Demand, money market and savings $ 152,213 $ — $ 152,213 Certificates of deposit 38,003 — 38,003 Total deposits 190,216 — 190,216 Other liabilities 916 22 938 Total liabilities assumed $ 191,132 $ 22 $ 191,154 Net identifiable assets acquired over liabilities assumed $ 20,528 $ 3,373 $ 23,901 Goodwill $ 11,006
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Amounts in thousands) Amount Amortization: 2020 $ 191 2021 766 2022 766 2023 766 2024 581 2025 and thereafter 1,133 Total $ 4,203
Business Acquisition, Pro Forma Information [Table Text Block]	For the Three Months Ended For the Nine Months Ended September 30, September 30, (Amounts in thousands) 2019 2019 Pro forma revenue and earnings: Net interest income $ 13,722 $ 40,416 Net income (1) $ 4,642 $ 10,555
Merchants Holding Company [Member]
Notes Tables
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Amounts in thousands) 2020 2021 2022 2023 2024 Thereafter Total Core deposit intangible amortization $ 136 $ 544 $ 544 $ 544 $ 544 $ 1,134 $ 3,446

Note 11 - Goodwill and Other _2

Note 11 - Goodwill and Other Intangibles (Tables)	9 Months Ended
	Sep. 30, 2020
Notes Tables
Schedule of Intangible Assets and Goodwill [Table Text Block]	September 30, December 31, (Amounts in thousands) 2020 2019 Goodwill and Other Intangibles: Goodwill $ 11,671 $ 11,671 Core deposit intangibles 6,125 6,125 Domain name 32 32 Accumulated amortization (1,922 ) (1,348 ) Goodwill and other intangibles, net $ 15,906 $ 16,480
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Amounts in thousands) Amount Amortization: 2020 $ 191 2021 766 2022 766 2023 766 2024 581 2025 and thereafter 1,133 Total $ 4,203

Note 2 - Common Stock Outstan_3

Note 2 - Common Stock Outstanding and Earnings Per Share (Details Textual) - USD ($) $ / shares in Units, $ in Thousands, shares in Millions	7 Months Ended	9 Months Ended
	Apr. 30, 2020	Sep. 30, 2020	Sep. 30, 2019	Feb. 21, 2020	Sep. 18, 2019
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)				1.5	1
Stock Repurchased During Period, Shares (in shares)	1.5
Payments for Repurchase of Common Stock	$ 13,600	$ 12,653	$ 0
Payments for Repurchase of Common Stock, Average Price Per Share (in dollars per share)	$ 9.11

Note 2 - Common Stock Outstan_4

Note 2 - Common Stock Outstanding and Earnings Per Share - Basic and Diluted EPS (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended							9 Months Ended
		Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Sep. 30, 2020	Sep. 30, 2019
Net income		$ 4,329	$ 3,847	$ 916	$ 4,369	$ 4,642	$ 3,644	$ 2,306	$ 9,092	$ 10,592
Weighted average shares - basic (in shares)	[1]	16,660				18,130			17,004	17,918
Effect of potentially dilutive common shares (in shares)	[2]	36				66			40	63
Weighted average number of common shares outstanding - diluted (in shares)		16,696				18,196			17,044	17,981
Earnings per share - basic (in dollars per share)		$ 0.26				$ 0.26			$ 0.53	$ 0.59
Earnings per share - diluted (in dollars per share)		$ 0.26				$ 0.26			$ 0.53	$ 0.59
Restricted Stock [Member]
Anti-dilutive securities not included in earnings per share calculation (in shares)		73				0			63	0
[1]	Excludes unvested restricted shares because they do not have dividend or voting rights
[2]	Represents the effects of the assumed exercise of stock options and vesting of non-participating restricted shares.

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Millions	Sep. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Securities Held as Collateral, at Fair Value	$ 82.7	$ 81.4
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	31	63
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available for Sale Securities, Percent of Portfolio Guaranteed	83.00%	79.00%
Commercial Mortgage Backed Securities [Member]
Available for Sale Securities, Percent of Portfolio Guaranteed	100.00%

Note 3 - Securities - Securitie

Note 3 - Securities - Securities Reconciliation (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Available-for-sale securities, amortized costs	$ 326,634	$ 283,257
Available-for-sale securities, gross unrealized gain	10,664	4,281
Available-for-sale securities, gross unrealized loss	(266)	(588)
Debt Securities, Available-for-sale	337,032	286,950
US Government Agencies Debt Securities [Member]
Available-for-sale securities, amortized costs	30,942	38,291
Available-for-sale securities, gross unrealized gain	879	469
Available-for-sale securities, gross unrealized loss	(10)	(27)
Debt Securities, Available-for-sale	31,811	38,733
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized costs	87,628	40,702
Available-for-sale securities, gross unrealized gain	4,281	1,422
Available-for-sale securities, gross unrealized loss	(46)	(26)
Debt Securities, Available-for-sale	91,863	42,098
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized costs	161,345	179,114
Available-for-sale securities, gross unrealized gain	4,512	2,163
Available-for-sale securities, gross unrealized loss	(165)	(442)
Debt Securities, Available-for-sale	165,692	180,835
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities, amortized costs	18,920	19,126
Available-for-sale securities, gross unrealized gain	665	221
Available-for-sale securities, gross unrealized loss	(8)	(40)
Debt Securities, Available-for-sale	19,577	19,307
Corporate Debt Securities [Member]
Available-for-sale securities, amortized costs		3,005
Available-for-sale securities, gross unrealized gain		6
Available-for-sale securities, gross unrealized loss		(45)
Debt Securities, Available-for-sale		2,966
Asset-backed Securities [Member]
Available-for-sale securities, amortized costs	27,799	3,019
Available-for-sale securities, gross unrealized gain	327	0
Available-for-sale securities, gross unrealized loss	(37)	(8)
Debt Securities, Available-for-sale	$ 28,089	$ 3,011

Note 3 - Securities - Expected

Note 3 - Securities - Expected Maturities of Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Available-for-sale securities, amortized cost, one year or less	$ 22,257
Available-for-sale securities, fair value, one year or less	22,731
Available-for-sale securities, amortized cost, one year through five years	110,662
Available-for-sale securities, fair value, one year through five years	115,225
Available-for-sale securities, amortized cost, five years through ten years	50,087
Available-for-sale securities, fair value, five years through ten years	51,569
Available-for-sale securities, amortized cost, after ten years	143,628
Available-for-sale securities, fair value, after ten years	147,507
Available-for-sale securities, amortized cost, total	326,634	$ 283,257
Available-for-sale securities, fair value, total	$ 337,032

Note 3 - Securities - Sales of

Note 3 - Securities - Sales of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Proceeds from sales of investment securities	$ 6,257	$ 13,895	$ 56,017	$ 99,635
Gross realized gains on sales of securities	261	47	615	446
Gross realized losses on sales of securities	(3)	(35)	(133)	(309)
Gain on sales of investment securities, net	258	12	482	137
US Government Agencies Debt Securities [Member]
Gross realized gains on sales of securities	0	10	0	48
Gross realized losses on sales of securities	0	(9)	(14)	(13)
US States and Political Subdivisions Debt Securities [Member]
Gross realized gains on sales of securities	249	10	339	305
Gross realized losses on sales of securities	(3)	(6)	(7)	(96)
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Gross realized gains on sales of securities	0	22	226	86
Gross realized losses on sales of securities	0	(9)	(112)	(157)
Corporate Debt Securities [Member]
Gross realized gains on sales of securities	12	0	12	0
Commercial Mortgage Backed Securities [Member]
Gross realized gains on sales of securities	0	5	38	7
Gross realized losses on sales of securities	$ 0	$ (11)	$ 0	$ (43)

Note 3 - Securities - Securit_2

Note 3 - Securities - Securities in an Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Available-for-sale securities, less than 12 months, fair value	$ 28,644	$ 45,014
Available-for-sale securities, less than 12 months, unrealized losses	(250)	(267)
Available-for-sale securities, 12 months or more, fair value	3,121	28,050
Available-for-sale securities, 12 months or more, unrealized losses	(16)	(321)
Available-for-sale securities, fair value	31,765	73,064
Available-for-sale securities, unrealized losses	(266)	(588)
US Government Agencies Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value	0	6,473
Available-for-sale securities, less than 12 months, unrealized losses	0	(25)
Available-for-sale securities, 12 months or more, fair value	2,836	380
Available-for-sale securities, 12 months or more, unrealized losses	(10)	(2)
Available-for-sale securities, fair value	2,836	6,853
Available-for-sale securities, unrealized losses	(10)	(27)
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value	5,915	2,249
Available-for-sale securities, less than 12 months, unrealized losses	(46)	(26)
Available-for-sale securities, 12 months or more, fair value	0	0
Available-for-sale securities, 12 months or more, unrealized losses	0	0
Available-for-sale securities, fair value	5,915	2,249
Available-for-sale securities, unrealized losses	(46)	(26)
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Available-for-sale securities, less than 12 months, fair value	17,671	31,817
Available-for-sale securities, less than 12 months, unrealized losses	(159)	(207)
Available-for-sale securities, 12 months or more, fair value	285	22,166
Available-for-sale securities, 12 months or more, unrealized losses	(6)	(235)
Available-for-sale securities, fair value	17,956	53,983
Available-for-sale securities, unrealized losses	(165)	(442)
Commercial Mortgage Backed Securities [Member]
Available-for-sale securities, less than 12 months, fair value	2,057	1,464
Available-for-sale securities, less than 12 months, unrealized losses	(8)	(1)
Available-for-sale securities, 12 months or more, fair value	0	4,549
Available-for-sale securities, 12 months or more, unrealized losses	0	(39)
Available-for-sale securities, fair value	2,057	6,013
Available-for-sale securities, unrealized losses	(8)	(40)
Corporate Debt Securities [Member]
Available-for-sale securities, less than 12 months, fair value		0
Available-for-sale securities, less than 12 months, unrealized losses		0
Available-for-sale securities, 12 months or more, fair value		955
Available-for-sale securities, 12 months or more, unrealized losses		(45)
Available-for-sale securities, fair value		955
Available-for-sale securities, unrealized losses		(45)
Asset-backed Securities [Member]
Available-for-sale securities, less than 12 months, fair value	3,001	3,011
Available-for-sale securities, less than 12 months, unrealized losses	(37)	(8)
Available-for-sale securities, 12 months or more, fair value	0	0
Available-for-sale securities, 12 months or more, unrealized losses	0	0
Available-for-sale securities, fair value	3,001	3,011
Available-for-sale securities, unrealized losses	$ (37)	$ (8)

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 1,000		$ 1,000		$ 1,500
Financing Receivable, Number of Payment Deferrals	107		107
Financing Receivable, Deferred Payments	$ 38,600		$ 38,600
Financing Receivable, Troubled Debt Restructuring	$ 6,300		$ 6,300		$ 6,500
Financing Receivable, Number of Contracts Qualified as Troubled Debt Restructuring	92		92
Troubled Debt Restructurings Percentage of Gross Portfolio Loans	0.52%		0.52%		0.63%
Troubled Debt Restructurings Percentage of Gross Portfolio Loans, Excluding PPP Loans	0.61%		0.61%
Impaired Financing Receivable, Recorded Investment, Total	$ 12,357		$ 12,357		$ 10,399
Percentage of Collateral Coverage to Loan Balance to Consider Restructured Loan to Performing and Accrual Status			100.00%
Financing Receivable, Modifications, Number of Contracts		0	1	1
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0
Mortgage Loans in Process of Foreclosure, Amount	$ 81		$ 81		$ 100
Percentage of Unallocated Allowance Amount out of Allowance for Loan and Lease Losses					3.00%
Loans and Leases Receivable, Allowance, Ending Balance	$ 16,873		$ 16,873		$ 12,231
Percentage of Allowance for Loan and Lease Losses out of Net Loans	1.40%		1.40%		1.18%
Percentage of Allowance for Loan and Lease Losses out of Net Loans, Excluding PPP Loans	1.62%		1.62%
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$ 263,100		$ 263,100		$ 275,100
Reserve for Unfunded Commitments Included in Other Liabilities	800		800		695
Loans and Leases Receivable, Gross, Total	$ 1,206,065		$ 1,206,065		1,032,903
Maximum Loan to Value, Percentage			80.00%
Percentage of Loan Portfolio Secured by Real Estate	74.00%		74.00%
Percentage of Loan Portfolio Secured by Real Estate, Excluding PPP Loans	86.00%		86.00%
Provision for Unfunded Commitments			$ 105	$ 0
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring	$ 650		650
Impaired Financing Receivable, Recorded Investment, Total	4,812		$ 4,812		3,103
Financing Receivable, Modifications, Number of Contracts			1
Loans and Leases Receivable, Gross, Total	788,823		$ 788,823		739,583
SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	$ 163,493		$ 163,493		0
Number of Customers Participated in PPP	606		606
Performing Financial Instruments [Member]
Financing Receivable, Number of Contracts Qualified as Troubled Debt Restructuring	91		91
Impaired Financing Receivable, Recorded Investment, Total	$ 4,300		$ 4,300		4,800
Loans and Leases Receivable, Gross, Total	1,197,967		1,197,967		1,027,287
Performing Financial Instruments [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	163,493		163,493
Merchants Holding Company [Member]
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	1,100		1,100		1,700
Accretion (Amortization) of Discounts and Premiums, Acquired Loans	233	$ 193	612	$ 431
Federal Home Loan Bank of San Francisco [Member]
Loans Pledged as Collateral	$ 527,500		$ 527,500		$ 542,100

Note 4 - Loans - Outstanding Lo

Note 4 - Loans - Outstanding Loan Balances (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Gross loans	$ 1,206,065	$ 1,032,903
Deferred (fees) and costs	(1,037)	2,162
Loans, net of deferred fees and costs	1,205,028	1,035,065
Allowance for loan and lease losses	(16,873)	(12,231)
Net loans	1,188,155	1,022,834
Commercial Portfolio Segment [Member]
Gross loans	121,025	141,197
SBA CARES Act Paycheck Protection Program [Member]
Gross loans	163,493	0
Commercial Real Estate Portfolio Segment [Member]
Gross loans	788,823	739,583
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	40,289	26,830
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	538,079	493,920
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	210,455	218,833
Residential Portfolio Segment [Member]
Gross loans	108,234	118,799
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	30,071	33,039
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	57,867	63,661
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	20,296	22,099
Consumer Portfolio Segment [Member]
Gross loans	$ 24,490	$ 33,324

Note 4 - Loans - Age Analysis o

Note 4 - Loans - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Loans, past due	$ 4,374	$ 4,916
Loans, current	1,201,691	1,027,987
Gross loans	1,206,065	1,032,903
Recorded investment greater than 90 days and accruing	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	149	1,397
Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	65	373
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	4,160	3,146
Commercial Portfolio Segment [Member]
Loans, past due	0	71
Loans, current	121,025	141,126
Gross loans	121,025	141,197
Recorded investment greater than 90 days and accruing	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	0	71
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	0	0
SBA CARES Act Paycheck Protection Program [Member]
Loans, past due	0
Loans, current	163,493
Gross loans	163,493	0
Recorded investment greater than 90 days and accruing	0
SBA CARES Act Paycheck Protection Program [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	0
SBA CARES Act Paycheck Protection Program [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	0
SBA CARES Act Paycheck Protection Program [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	0
Commercial Real Estate Portfolio Segment [Member]
Gross loans	788,823	739,583
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans, past due	0	0
Loans, current	40,289	26,830
Gross loans	40,289	26,830
Recorded investment greater than 90 days and accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Loans, past due	1,062	0
Loans, current	537,017	493,920
Gross loans	538,079	493,920
Recorded investment greater than 90 days and accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due	2,993	3,758
Loans, current	207,462	215,075
Gross loans	210,455	218,833
Recorded investment greater than 90 days and accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Loans, past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due	0	655
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Loans, past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Loans, past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Non-owner Occupied [Member]
Loans, past due	1,062	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Owner Occupied Loan [Member]
Loans, past due	2,993	3,103
Residential Portfolio Segment [Member]
Gross loans	108,234	118,799
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	181	737
Loans, current	29,890	32,302
Gross loans	30,071	33,039
Recorded investment greater than 90 days and accruing	0	0
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due	0	0
Loans, current	57,867	63,661
Gross loans	57,867	63,661
Recorded investment greater than 90 days and accruing	0	0
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, past due	15	100
Loans, current	20,281	21,999
Gross loans	20,296	22,099
Recorded investment greater than 90 days and accruing	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	76	371
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due	15	100
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	0	323
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Loans, past due	105	43
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Loans, past due	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Loans, past due	0	0
Consumer Portfolio Segment [Member]
Loans, past due	123	250
Loans, current	24,367	33,074
Gross loans	24,490	33,324
Recorded investment greater than 90 days and accruing	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	58	200
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	65	50
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	$ 0	$ 0

Note 4 - Loans - Nonaccrual Loa

Note 4 - Loans - Nonaccrual Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Nonaccrual loans	$ 8,098		$ 8,098		$ 5,616
Interest income, net of tax	108	$ 115	238	$ 484
Commercial Portfolio Segment [Member]
Nonaccrual loans	1,549		1,549		61
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Nonaccrual loans	1,062		1,062		0
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Nonaccrual loans	3,750		3,750		3,103
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Nonaccrual loans	1,574		1,574		2,221
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Nonaccrual loans	145		145		191
Consumer Portfolio Segment [Member]
Nonaccrual loans	$ 18		$ 18		$ 40

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Recorded investment with no related allowance recorded	$ 11,410	$ 9,111
Unpaid principal balance with no related allowance recorded	13,569	11,053
Recorded investment with related allowance recorded	947	1,288
Unpaid principal balance with related allowance recorded	947	1,289
Related allowance	204	324
Recorded investment	12,357	10,399
Unpaid principle balance	14,516	12,342
Commercial Portfolio Segment [Member]
Recorded investment with no related allowance recorded	1,458	94
Unpaid principal balance with no related allowance recorded	1,811	251
Recorded investment with related allowance recorded	622	562
Unpaid principal balance with related allowance recorded	622	563
Related allowance	122	159
Recorded investment	2,080	656
Unpaid principle balance	2,433	814
Commercial Real Estate Portfolio Segment [Member]
Related allowance	0	0
Recorded investment	4,812	3,103
Unpaid principle balance	4,962	3,103
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Recorded investment with no related allowance recorded	1,062
Unpaid principal balance with no related allowance recorded	1,097
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Recorded investment with no related allowance recorded	3,750	3,103
Unpaid principal balance with no related allowance recorded	3,865	3,103
Residential Portfolio Segment [Member]
Related allowance	77	154
Recorded investment	5,447	6,600
Unpaid principle balance	7,103	8,385
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Recorded investment with no related allowance recorded	4,995	5,723
Unpaid principal balance with no related allowance recorded	6,591	7,386
Recorded investment with related allowance recorded	176	455
Unpaid principal balance with related allowance recorded	176	455
Related allowance	12	38
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Recorded investment with no related allowance recorded	145	191
Unpaid principal balance with no related allowance recorded	205	313
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Recorded investment with related allowance recorded	131	231
Unpaid principal balance with related allowance recorded	131	231
Related allowance	65	116
Consumer Portfolio Segment [Member]
Recorded investment with related allowance recorded	18	40
Unpaid principal balance with related allowance recorded	18	40
Related allowance	5	11
Recorded investment	18	40
Unpaid principle balance	$ 18	$ 40

Note 4 - Loans - Average Record

Note 4 - Loans - Average Recorded Investment and Interest Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Average recorded investment	$ 11,359	$ 18,647	$ 10,666	$ 18,900
Interest income recognized	52	61	148	209
Commercial Portfolio Segment [Member]
Average recorded investment	1,078	807	777	1,377
Interest income recognized	15	10	32	42
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Average recorded investment	1,062	10,887	590	10,307
Interest income recognized	0	7	0	30
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Average recorded investment	3,682	0	3,356	0
Interest income recognized	0	0	0	0
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Average recorded investment	5,241	6,490	5,546	6,694
Interest income recognized	35	40	106	123
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Average recorded investment	146	204	171	194
Interest income recognized	0	0	0	0
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Average recorded investment	132	238	194	306
Interest income recognized	2	4	10	14
Consumer Portfolio Segment [Member]
Average recorded investment	18	21	32	22
Interest income recognized	$ 0	$ 0	$ 0	$ 0

Note 4 - Loans - Newly Restruct

Note 4 - Loans - Newly Restructured Loans and Types of Modifications (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Financing receivable modifications	$ 650	$ 66
Extended Maturity [Member]
Financing receivable modifications	0	66
Payment Deferral [Member]
Financing receivable modifications	650	0
Commercial Portfolio Segment [Member]
Financing receivable modifications	0	66
Commercial Portfolio Segment [Member] | Extended Maturity [Member]
Financing receivable modifications	0	66
Commercial Portfolio Segment [Member] | Payment Deferral [Member]
Financing receivable modifications	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Financing receivable modifications	650	0
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Owner Occupied Loan [Member]
Financing receivable modifications	0	0
Commercial Real Estate Portfolio Segment [Member] | Payment Deferral [Member] | Commercial Owner Occupied Loan [Member]
Financing receivable modifications	$ 650	$ 0

Note 4 - Loans - Troubled Debt

Note 4 - Loans - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)
Number of contracts	0	1	1
Pre-modification outstanding recorded investment		$ 654	$ 99
Post-modification outstanding recorded investment		$ 654	$ 99
Commercial Portfolio Segment [Member]
Number of contracts		0	1
Pre-modification outstanding recorded investment		$ 0	$ 99
Post-modification outstanding recorded investment		$ 0	$ 99
Commercial Real Estate Portfolio Segment [Member]
Number of contracts		1
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Number of contracts		1	0
Pre-modification outstanding recorded investment		$ 654	$ 0
Post-modification outstanding recorded investment		$ 654	$ 0

Note 4 - Loans - Performing and

Note 4 - Loans - Performing and Nonperforming Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Gross loans	$ 1,206,065	$ 1,032,903
Commercial Portfolio Segment [Member]
Gross loans	121,025	141,197
SBA CARES Act Paycheck Protection Program [Member]
Gross loans	163,493	0
Commercial Real Estate Portfolio Segment [Member]
Gross loans	788,823	739,583
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	40,289	26,830
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	538,079	493,920
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	210,455	218,833
Residential Portfolio Segment [Member]
Gross loans	108,234	118,799
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	30,071	33,039
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	57,867	63,661
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	20,296	22,099
Consumer Portfolio Segment [Member]
Gross loans	24,490	33,324
Performing Financial Instruments [Member]
Gross loans	1,197,967	1,027,287
Performing Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Gross loans	119,476	141,136
Performing Financial Instruments [Member] | SBA CARES Act Paycheck Protection Program [Member]
Gross loans	163,493
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	40,289	26,830
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	537,017	493,920
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	206,705	215,730
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	28,497	30,818
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	57,722	63,470
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	20,296	22,099
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Gross loans	24,472	33,284
Nonperforming Financial Instruments [Member]
Gross loans	8,098	5,616
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Gross loans	1,549	61
Nonperforming Financial Instruments [Member] | SBA CARES Act Paycheck Protection Program [Member]
Gross loans	0
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	0	0
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	1,062	0
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	3,750	3,103
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	1,574	2,221
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	145	191
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	0	0
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Gross loans	$ 18	$ 40

Note 4 - Loans - Internal Risk

Note 4 - Loans - Internal Risk Rating by Loan Class (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Gross loans	$ 1,206,065	$ 1,032,903
Commercial Portfolio Segment [Member]
Gross loans	121,025	141,197
SBA CARES Act Paycheck Protection Program [Member]
Gross loans	163,493	0
Commercial Real Estate Portfolio Segment [Member]
Gross loans	788,823	739,583
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	40,289	26,830
Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	538,079	493,920
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	210,455	218,833
Residential Portfolio Segment [Member]
Gross loans	108,234	118,799
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	30,071	33,039
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	57,867	63,661
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	20,296	22,099
Consumer Portfolio Segment [Member]
Gross loans	24,490	33,324
Pass [Member]
Gross loans	1,099,586	948,864
Pass [Member] | Commercial Portfolio Segment [Member]
Gross loans	106,597	125,222
Pass [Member] | SBA CARES Act Paycheck Protection Program [Member]
Gross loans	163,493
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	37,839	26,810
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	508,803	454,493
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	155,290	195,950
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	26,583	28,609
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	56,213	62,485
Pass [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	20,296	22,012
Pass [Member] | Consumer Portfolio Segment [Member]
Gross loans	24,472	33,283
Watch [Member]
Gross loans	74,542	56,105
Watch [Member] | Commercial Portfolio Segment [Member]
Gross loans	8,736	14,974
Watch [Member] | SBA CARES Act Paycheck Protection Program [Member]
Gross loans	0
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	2,450	20
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	21,859	32,902
Watch [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	41,289	7,224
Watch [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	0	0
Watch [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	208	985
Watch [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	0	0
Watch [Member] | Consumer Portfolio Segment [Member]
Gross loans	0	0
Special Mention [Member]
Gross loans	6,480	7,477
Special Mention [Member] | Commercial Portfolio Segment [Member]
Gross loans	125	833
Special Mention [Member] | SBA CARES Act Paycheck Protection Program [Member]
Gross loans	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	0	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	6,355	5,424
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	0	1,220
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	0	0
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	0	0
Special Mention [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	0	0
Special Mention [Member] | Consumer Portfolio Segment [Member]
Gross loans	0	0
Substandard [Member]
Gross loans	25,457	20,457
Substandard [Member] | Commercial Portfolio Segment [Member]
Gross loans	5,567	168
Substandard [Member] | SBA CARES Act Paycheck Protection Program [Member]
Gross loans	0
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	0	0
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	1,062	1,101
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	13,876	14,439
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	3,488	4,430
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	1,446	191
Substandard [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	0	87
Substandard [Member] | Consumer Portfolio Segment [Member]
Gross loans	18	41
Doubtful [Member]
Gross loans	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member]
Gross loans	0	0
Doubtful [Member] | SBA CARES Act Paycheck Protection Program [Member]
Gross loans	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Non-owner Occupied [Member]
Gross loans	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Loan [Member]
Gross loans	0	0
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Individual Tax Identification Number Loan [Member]
Gross loans	0	0
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Mortgage Receivable [Member]
Gross loans	0	0
Doubtful [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Gross loans	0	0
Doubtful [Member] | Consumer Portfolio Segment [Member]
Gross loans	$ 0	$ 0

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Credit Losses and Recorded Investment in Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Dec. 31, 2019
Balance	$ 16,089	$ 12,445	$ 12,231	$ 12,292
Charge-offs	(502)	(319)	(1,027)	(1,326)
Recoveries	186	159	419	1,319
Provision for loan and lease losses	1,100	0	5,250	0
Balance	16,873	12,285	16,873	12,285
Individually evaluated for impairment					$ 204	$ 324
Collectively evaluated for impairment					16,669	11,907
Total	16,873	12,285	12,231	12,292	16,873	12,231
Individually evaluated for impairment					12,357	10,399
Collectively evaluated for impairment					1,193,708	1,022,504
Total gross loans					1,206,065	1,032,903
SBA CARES Act Paycheck Protection Program [Member]
Balance	0	0	0	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan and lease losses	0	0	0	0
Balance	0	0	0	0
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					0	0
Total	0	0	0	0	0	0
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					163,493	0
Total gross loans					163,493	0
Commercial Portfolio Segment [Member]
Balance	2,400	2,104	1,822	2,205
Charge-offs	(353)	(81)	(353)	(227)
Recoveries	0	5	22	916
Provision for loan and lease losses	393	(84)	949	(950)
Balance	2,440	1,944	2,440	1,944
Individually evaluated for impairment					122	159
Collectively evaluated for impairment					2,318	1,663
Total	2,440	1,944	1,822	2,205	2,440	1,822
Individually evaluated for impairment					2,080	656
Collectively evaluated for impairment					118,945	140,541
Total gross loans					121,025	141,197
Commercial Real Estate Portfolio Segment [Member]
Balance	10,936	7,598	8,096	7,116
Charge-offs	0	0	(145)	(233)
Recoveries	0	0	0	0
Provision for loan and lease losses	813	120	3,798	835
Balance	11,749	7,718	11,749	7,718
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					11,749	8,096
Total	11,749	7,718	8,096	7,116	11,749	8,096
Individually evaluated for impairment					4,812	3,103
Collectively evaluated for impairment					784,011	736,480
Total gross loans					788,823	739,583
Residential Portfolio Segment [Member]
Balance	1,306	1,070	1,032	1,173
Charge-offs	(31)	(43)	(66)	(181)
Recoveries	69	104	131	204
Provision for loan and lease losses	(22)	(77)	225	(142)
Balance	1,322	1,054	1,322	1,054
Individually evaluated for impairment					77	154
Collectively evaluated for impairment					1,245	878
Total	1,322	1,054	1,032	1,173	1,322	1,032
Individually evaluated for impairment					5,447	6,600
Collectively evaluated for impairment					102,787	112,199
Total gross loans					108,234	118,799
Consumer Portfolio Segment [Member]
Balance	870	1,070	933	1,356
Charge-offs	(118)	(195)	(463)	(685)
Recoveries	117	50	266	199
Provision for loan and lease losses	(41)	66	92	121
Balance	828	991	828	991
Individually evaluated for impairment					5	11
Collectively evaluated for impairment					823	922
Total	828	991	933	1,356	828	933
Individually evaluated for impairment					18	40
Collectively evaluated for impairment					24,472	33,284
Total gross loans					24,490	33,324
Unallocated Financing Receivables [Member]
Balance	577	603	348	442
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan and lease losses	(43)	(25)	186	136
Balance	534	578	534	578
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					534	348
Total	$ 534	$ 578	$ 348	$ 442	534	348
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					0	0
Total gross loans					$ 0	$ 0

Note 5 - Qualified Affordable_3

Note 5 - Qualified Affordable Housing Partnership Investments (Details Textual) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Qualified Affordable Housing Project Investments Term (Year)	23 years
Proportional Amortization Method Qualified Affordable Housing Project Investments	$ 3,098	$ 2,529
Proportional Amortization Method Qualified Affordable Housing Project Investments Unfunded Liability Obligation	1,325	338
Proportional Amortization Method Qualified Affordable Housing Project Investments Original Amount	8,954	$ 7,954
Boston Capital [Member]
Proportional Amortization Method Qualified Affordable Housing Project Investments	962
Proportional Amortization Method Qualified Affordable Housing Project Investments Unfunded Liability Obligation	987
Proportional Amortization Method Qualified Affordable Housing Project Investments Original Amount	$ 1,000
Minimum [Member]
Qualified Affordable Housing Project Investments Return Rate	2.00%
Maximum [Member]
Qualified Affordable Housing Project Investments Return Rate	6.00%

Note 5 - Qualified Affordable_4

Note 5 - Qualified Affordable Housing Partnership Investments - Original Investment in LIHTC Projects (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Original Investment	$ 8,954		$ 7,954
Current Recorded Investment	3,098		2,529
Unfunded Liability Obligation	1,325		338
Tax Credits and Benefits	461	$ 417
Amortization of Investments	431	397
Net Income Tax Benefit	30	20
Raymond James California Housing Opportunities Fund II [Member]
Original Investment	2,000		2,000
Current Recorded Investment	717		852
Unfunded Liability Obligation	22		22
Tax Credits and Benefits	149	150
Amortization of Investments	135	135
Net Income Tax Benefit	14	15
WNC Institutional Tax Credit Fun 38 L.P. [Member]
Original Investment	1,000		1,000
Current Recorded Investment	335		400
Unfunded Liability Obligation	0		0
Tax Credits and Benefits	78	81
Amortization of Investments	65	68
Net Income Tax Benefit	13	13
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Original Investment	2,500		2,500
Current Recorded Investment	903		1,067
Unfunded Liability Obligation	316		316
Tax Credits and Benefits	167	168
Amortization of Investments	164	165
Net Income Tax Benefit	3	3
California Affordable Housing Fund [Member]
Original Investment	2,454		2,454
Current Recorded Investment	181		210
Unfunded Liability Obligation	0		$ 0
Tax Credits and Benefits	18	18
Amortization of Investments	29	29
Net Income Tax Benefit	(11)	$ (11)
Boston Capital [Member]
Original Investment	1,000
Current Recorded Investment	962
Unfunded Liability Obligation	987
Tax Credits and Benefits	49
Amortization of Investments	38
Net Income Tax Benefit	$ 11

Note 5 - Qualified Affordable_5

Note 5 - Qualified Affordable Housing Partnership Investments - Generated Tax Credits and Benefits From Investments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Generated tax credits	$ 125	$ 114	$ 372	$ 342
Tax benefits from taxable losses	30	25	89	75
Raymond James California Housing Opportunities Fund II [Member]
Generated tax credits	43	43	128	128
Tax benefits from taxable losses	7	7	21	22
WNC Institutional Tax Credit Fun 38 L.P. [Member]
Generated tax credits	22	23	66	70
Tax benefits from taxable losses	4	4	12	11
Merritt Community Capital Corporation Fund XV, L.P. [Member]
Generated tax credits	48	48	144	144
Tax benefits from taxable losses	8	8	23	24
California Affordable Housing Fund [Member]
Generated tax credits	1	0	0	0
Tax benefits from taxable losses	6	6	18	18
Boston Capital [Member]
Generated tax credits	11	0	34	0
Tax benefits from taxable losses	$ 5	$ 0	$ 15	$ 0

Note 5 - Qualified Affordable_6

Note 5 - Qualified Affordable Housing Partnership Investments - Anticipated Net Income Tax Benefit (Details) $ in Thousands	Sep. 30, 2020USD ($)
2020	$ 10
2021	47
2022	47
2023	22
2024 and thereafter	205
Total	331
Raymond James California Housing Opportunities Fund II [Member]
2020	4
2021	19
2022	19
2023	18
2024 and thereafter	16
Total	76
WNC Institutional Tax Credit Fun 38 L.P. [Member]
2020	4
2021	16
2022	14
2023	13
2024 and thereafter	14
Total	61
Merritt Community Capital Corporation Fund XV, L.P. [Member]
2020	1
2021	3
2022	3
2023	3
2024 and thereafter	4
Total	14
California Affordable Housing Fund [Member]
2020	(3)
2021	(14)
2022	(13)
2023	(35)
2024 and thereafter	0
Total	(65)
Boston Capital [Member]
2020	4
2021	23
2022	24
2023	23
2024 and thereafter	171
Total	$ 245

Note 6 - Term Debt (Details Tex

Note 6 - Term Debt (Details Textual) - USD ($) $ in Thousands	1 Months Ended	9 Months Ended	12 Months Ended
	Dec. 31, 2015	Sep. 30, 2020	Dec. 31, 2019
Advances from Federal Home Loan Banks, Total		$ 10,000	$ 0
Proceeds from Issuance of Senior Long-term Debt	$ 10,000
Proceeds from Issuance of Subordinated Long-term Debt	$ 10,000
Federal Funds Purchased		0	0
Federal Funds Purchased [Member]
Line of Credit Facility, Maximum Borrowing Capacity		$ 75,000
Federal Funds Purchased [Member] | Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage		0.12%
Federal Funds Purchased [Member] | Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage		0.30%
Federal Reserve Bank Advances [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		$ 0	0
Federal Home Loan Bank Advances [Member]
Line of Credit Facility, Maximum Borrowing Capacity		8,400
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances		0	0
Fixed to Floating Interest Rate [Member] | Subordinated Debt [Member]
Debt Instrument, Interest Rate, Stated Percentage	6.88%
Debt Issuance Costs, Gross	$ 210
Debt Fixed Interest Term (Year)	5 years
Fixed to Floating Interest Rate [Member] | Subordinated Debt [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate	5.26%
Commercial Loans [Member] | Federal Home Loan Bank Advances [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		14,200
Federal Home Loan Bank of San Francisco [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available		390,600
Advances from Federal Home Loan Banks, Total		$ 10,000	0
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate		0.00%
Federal Home Loan Bank, Advance, Maturity, Remainder of Fiscal Year		$ 5,000
Federal Home Loan Bank, Advance, Maturity, Year One, Total		5,000
Federal Home Loan Bank, Advances, Activity for Year, Average Balance of Agreements Outstanding		8,800	$ 9,600
Federal Home Loan Bank, Advances, Activity for Year, Maximum Outstanding at any Month End		40,000
Federal Home Loan Bank of San Francisco [Member] | Real Estate [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		513,300
Federal Home Loan Bank of San Francisco [Member] | Equity Securities [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		32,800
Federal Home Loan Bank of San Francisco [Member] | Other Assets [Member]
Federal Home Loan Bank Stock		$ 7,400

Note 6 - Term Debt - Term Debt

Note 6 - Term Debt - Term Debt (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Federal Home Loan Bank of San Francisco borrowings	$ 10,000	$ 0
Subordinated Debt [Member]
Long-term debt, gross	10,000	10,000
Senior Notes [Member]
Unamortized debt issuance costs	(7)	(43)
Term Debt [Member]
Long-term debt, gross	10,000	10,000
Unamortized debt issuance costs	(7)	(43)
Net term debt	$ 19,993	$ 9,957

Note 6 - Term Debt - Future Con

Note 6 - Term Debt - Future Contractual Maturities of Term Debt (Details) $ in Thousands	Sep. 30, 2020USD ($)
2020	$ 5,000
2021	5,000
2022	0
2023	0
2024	0
Thereafter	10,000
Total future maturities	20,000
Subordinated Debt [Member]
2020	0
2021	0
2022	0
2023	0
2024	0
Thereafter	10,000
Total future maturities	10,000
Federal Home Loan Bank Advances [Member]
2020	5,000
2021	5,000
2022	0
2023	0
2024	0
Thereafter	0
Total future maturities	$ 10,000

Note 7 - Commitments and Cont_3

Note 7 - Commitments and Contingencies (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Expiry of Standby Letters of Credit Within One Year	$ 4,400
Expiry of Standby Letter of Credit Thereafter	$ 322
Real Estate Related Loans Representing Lease Portfolio	74.00%	83.00%
Real Estate Related Loans Representing Lease Portfolio, Excluding PPP	86.00%
Insurance Claims [Member] | Maximum [Member]
Loss Contingency, Estimate of Possible Loss	$ 225

Note 7 - Commitments and Cont_4

Note 7 - Commitments and Contingencies - Commitments and Contingent Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Commitments	$ 263,108	$ 275,102
Standby Letters of Credit [Member]
Commitments	4,723	4,406
Federal Home Loan Bank of San Francisco Affordable Housing Grant Sponsorships [Member]
Commitments	3,338	3,338
AHEAD Grants [Member]
Commitments	60	110
Commitments to Extend Credit [Member]
Commitments	$ 254,987	$ 267,248

Note 8 - Leases - Lease Informa

Note 8 - Leases - Lease Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Right-of-use lease asset	$ 2,691		$ 2,691
Weighted Average Remaining Lease Term (Year)	4 years 5 months 23 days		4 years 5 months 23 days
Weighted Average Discount Rate	2.96%		2.96%
Operating lease expense	$ 212	$ 212	$ 641	$ 611
Cash paid for operating leases	234	$ 229	714	$ 661
Other Liabilities [Member]
Lease liability	$ 3,014		$ 3,014

Note 8 - Leases - Future Minimu

Note 8 - Leases - Future Minimum Lease Payments for Operating Leases (Details) $ in Thousands	Sep. 30, 2020USD ($)
2020	$ 234
2021	953
2022	863
2023	327
2024	280
Thereafter	576
Total undiscounted future minimum lease cash payments	3,233
Present value adjustment	(219)
Other Liabilities [Member]
Lease liability	$ 3,014

Note 9 - Fair Values (Details T

Note 9 - Fair Values (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2020USD ($)	Sep. 30, 2019USD ($)
Collateral Dependent Impaired Loans [Member]
Collateral Dependent Impaired Loans Carrying Amount	$ 4,300	$ 10,500
Collateral Dependent Impaired Loans, Fair Value Disclosure	3,800	10,200
Allowance for Loan and Lease Losses, Adjustments, Other	498	328
Collateral Impaired Loans [Member]
Collateral Dependent Impaired Loans Carrying Amount	14	101
Collateral Dependent Impaired Loans, Fair Value Disclosure	8	58
Allowance for Loan and Lease Losses, Adjustments, Other	$ 6	$ 43
Number of Real Estate Properties	1	2
Measurement Input, Cost to Sell [Member]
Other Real Estate Owned, Measurement Input	0.52
Measurement Input, Cost to Sell [Member] | Collateral Dependent Impaired Loans [Member] | Minimum [Member]
Loans Held-for-sale, Measurement Input	0.08
Measurement Input, Cost to Sell [Member] | Collateral Dependent Impaired Loans [Member] | Maximum [Member]
Loans Held-for-sale, Measurement Input	0.10

Note 9 - Fair Values - Fair Val

Note 9 - Fair Values - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale	$ 337,032	$ 286,950
Financial liabilities
Debt Securities, Available-for-sale	337,032	286,950
Reported Value Measurement [Member]
Cash and cash equivalents	127,883	80,604
Debt Securities, Available-for-sale	337,032	286,950
Net loans	1,188,155	1,022,834
Federal Home Loan Bank of San Francisco stock	7,380	7,380
Financial liabilities
Deposits	1,518,131	1,267,171
Term debts	19,993	9,957
Junior subordinated debenture	10,310	10,310
Cash and cash equivalents	127,883	80,604
Debt Securities, Available-for-sale	337,032	286,950
Net loans	1,188,155	1,022,834
Federal Home Loan Bank of San Francisco stock	7,380	7,380
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	127,883	80,604
Debt Securities, Available-for-sale	0	0
Net loans	0	0
Federal Home Loan Bank of San Francisco stock	7,380	7,380
Financial liabilities
Deposits	0	0
Term debts	0	0
Junior subordinated debenture	0	0
Cash and cash equivalents	127,883	80,604
Debt Securities, Available-for-sale	0	0
Net loans	0	0
Federal Home Loan Bank of San Francisco stock	7,380	7,380
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Debt Securities, Available-for-sale	337,032	286,950
Net loans	0	0
Federal Home Loan Bank of San Francisco stock	0	0
Financial liabilities
Deposits	1,519,635	1,267,153
Term debts	20,232	10,006
Junior subordinated debenture	9,783	13,471
Cash and cash equivalents	0	0
Debt Securities, Available-for-sale	337,032	286,950
Net loans	0	0
Federal Home Loan Bank of San Francisco stock	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Debt Securities, Available-for-sale	0	0
Net loans	1,205,297	1,025,520
Federal Home Loan Bank of San Francisco stock	0	0
Financial liabilities
Deposits	0	0
Term debts	0	0
Junior subordinated debenture	0	0
Cash and cash equivalents	0	0
Debt Securities, Available-for-sale	0	0
Net loans	1,205,297	1,025,520
Federal Home Loan Bank of San Francisco stock	$ 0	$ 0

Note 9 - Fair Values - Quantita

Note 9 - Fair Values - Quantitative Information about Level 3 Fair Value Measurements (Details) - Fair Value, Inputs, Level 3 [Member]	Sep. 30, 2020
Minimum [Member] | Measurement Input, Default Rate [Member]
Significant unobservable input	0
Minimum [Member] | Measurement Input, Loss Severity [Member]
Significant unobservable input	0
Minimum [Member] | Measurement Input, Prepayment Rate [Member]
Significant unobservable input	0
Minimum [Member] | Measurement Input, Discount Rate [Member]
Significant unobservable input	0.01
Maximum [Member] | Measurement Input, Default Rate [Member]
Significant unobservable input	1
Maximum [Member] | Measurement Input, Loss Severity [Member]
Significant unobservable input	0.7742
Maximum [Member] | Measurement Input, Prepayment Rate [Member]
Significant unobservable input	0.3447
Maximum [Member] | Measurement Input, Discount Rate [Member]
Significant unobservable input	0.104
Weighted Average [Member] | Measurement Input, Default Rate [Member]
Significant unobservable input	(0.0254)
Weighted Average [Member] | Measurement Input, Loss Severity [Member]
Significant unobservable input	(0.1593)
Weighted Average [Member] | Measurement Input, Prepayment Rate [Member]
Significant unobservable input	(0.1795)
Weighted Average [Member] | Measurement Input, Discount Rate [Member]
Significant unobservable input	(0.0399)

Note 9 - Fair Values - Assets a

Note 9 - Fair Values - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale	$ 337,032	$ 286,950
Fair Value, Recurring [Member]
Total assets measured at fair value	337,032	286,950
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total assets measured at fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total assets measured at fair value	337,032	286,950
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total assets measured at fair value	0	0
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-sale	31,811	38,733
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member]
Debt Securities, Available-for-sale	31,811	38,733
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-sale	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-sale	31,811	38,733
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale	91,863	42,098
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Debt Securities, Available-for-sale	91,863	42,098
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-sale	91,863	42,098
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-sale	0	0
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale	165,692	180,835
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Debt Securities, Available-for-sale	165,692	180,835
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-sale	0	0
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-sale	165,692	180,835
Residential Mortgage Backed Securities and Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-sale	0	0
Commercial Mortgage Backed Securities [Member]
Debt Securities, Available-for-sale	19,577	19,307
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Debt Securities, Available-for-sale	19,577	19,307
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-sale	0	0
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-sale	19,577	19,307
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-sale	0	0
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale		2,966
Corporate Debt Securities [Member] | Fair Value, Recurring [Member]
Debt Securities, Available-for-sale		2,966
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-sale		0
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-sale		2,966
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-sale		0
Asset-backed Securities [Member]
Debt Securities, Available-for-sale	28,089	3,011
Asset-backed Securities [Member] | Fair Value, Recurring [Member]
Debt Securities, Available-for-sale	28,089	3,011
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-sale	0	0
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-sale	28,089	3,011
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-sale	$ 0	$ 0

Note 9 - Fair Values - Fair V_2

Note 9 - Fair Values - Fair Value of Assets Measured on a Non-recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Other real estate owned	$ 8	$ 35
Fair Value, Nonrecurring [Member]
Collateral dependent impaired loans	3,817	33
Other real estate owned	8	35
Total assets measured at fair value	3,825	68
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Collateral dependent impaired loans	0	0
Other real estate owned	0	0
Total assets measured at fair value	0	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Collateral dependent impaired loans	0	0
Other real estate owned	0	0
Total assets measured at fair value	0	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Collateral dependent impaired loans	3,817	33
Other real estate owned	8	35
Total assets measured at fair value	$ 3,825	$ 68

Note 9 - Fair Values - Losses R

Note 9 - Fair Values - Losses Resulting From Non-recurring Fair Value Adjustments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Losses resulting from nonrecurring fair value adjustments	$ 353	$ 72	$ 504	$ 371
Collateral Dependent Impaired Loans [Member]
Losses resulting from nonrecurring fair value adjustments	353	29	498	328
Other Real Estate Owned [Member]
Losses resulting from nonrecurring fair value adjustments	$ 0	$ 43	$ 6	$ 43

Note 10 - Acquisition (Details

Note 10 - Acquisition (Details Textual) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended		6 Months Ended	9 Months Ended		12 Months Ended
	Jan. 31, 2019	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares)							1,834,142
Goodwill, Ending Balance		$ 11,671			$ 11,671		$ 11,671
Amortization of Intangible Assets, Total					574	$ 529
Core Deposits [Member]
Finite-Lived Intangible Assets, Gross, Total		6,125			6,125		6,125
Merchants Holding Company [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total							211,660
Bank of Commerce [Member] | Merchants Holding Company [Member]
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners	10.00%
Merchants Holding Company [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total	$ 211,700						215,055
Payments to Acquire Businesses, Gross	$ 15,300						15,300
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares)	1,834,142
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Deposits	$ 190,200
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Investment Securities	107,400
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans	85,300
Goodwill, Ending Balance	11,000						11,006
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Discount of Loans	2,300
Amortization of Debt Discount (Premium)		233	$ 193		612	431
Merchants Holding Company [Member] | Core Deposits [Member]
Finite-Lived Intangible Assets, Gross, Total	$ 4,400
Finite-Lived Intangible Asset, Useful Life (Year)	8 years
Impairment of Intangible Assets, Finite-lived					0		$ 0
Amortization of Intangible Assets, Total		$ 136		$ 136	$ 408	363
Business Combination, Acquisition Related Costs			$ 113			$ 2,200

Note 10 - Acquisition - Assets

Note 10 - Acquisition - Assets and Liabilities Acquired (Details) - USD ($) $ in Thousands	1 Months Ended	9 Months Ended		12 Months Ended
	Jan. 31, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Consideration paid:
Total consideration		$ 0	$ 34,907
Liabilities assumed:
Goodwill		$ 11,671		$ 11,671
Merchants Holding Company [Member]
Consideration paid:
Cash and fed funds sold				12,425
Investment securities				107,931
Loans, gross				87,570
Allowance for loan and lease losses				(1,286)
Interest receivable				688
Premises and equipment, net				378
Deferred tax assets, net				1,374
Federal Home Loan Bank of San Francisco stock				1,454
Life insurance				755
Other assets				371
Core deposit intangible				0
Total assets acquired				211,660
Liabilities assumed:
Demand, money market and savings				152,213
Certificates of deposit				38,003
Total deposits				190,216
Other liabilities				916
Total liabilities assumed				191,132
Net identifiable assets acquired over liabilities assumed				20,528
Merchants Holding Company [Member]
Consideration paid:
Cash	$ 15,300			15,300
Stock 1,834,142 shares at $10.69 per share				19,607
Total consideration				34,907
Cash and fed funds sold				12,425
Investment securities				107,380
Investment securities, adjustment				(551)
Loans, gross				85,278
Loans, gross, adjustment				(2,292)
Allowance for loan and lease losses				0
Allowance for loan and lease losses, adjustment				1,286
Interest receivable				688
Premises and equipment, net				2,234
Premises and equipment, net, adjustment				1,856
Deferred tax assets, net				22
Deferred tax assets, net, adjustment				(1,352)
Federal Home Loan Bank of San Francisco stock				1,454
Life insurance				755
Other assets				466
Other assets, adjustment				95
Core deposit intangible				4,353
Core deposit intangible, adjustment				4,353
Total assets acquired	211,700			215,055
Total assets acquired, adjustment				3,395
Liabilities assumed:
Demand, money market and savings				152,213
Certificates of deposit				38,003
Total deposits				190,216
Other liabilities				938
Other liabilities, adjustment				22
Total liabilities assumed				191,154
Total liabilities assumed, adjustment				22
Net identifiable assets acquired over liabilities assumed				23,901
Net identifiable assets acquired over liabilities assumed, adjustment				3,373
Goodwill	$ 11,000			$ 11,006

Note 10 - Acquisition - Asset_2

Note 10 - Acquisition - Assets and Liabilities Acquired (Details) (Parentheticals)	12 Months Ended
	Dec. 31, 2019$ / sharesshares
Shares issued (in shares) | shares	1,834,142
Price per share (in dollars per share) | $ / shares	$ 10.69

Note 10 - Acquisition - Future

Note 10 - Acquisition - Future Estimated Amortization Expense (Details) $ in Thousands	Sep. 30, 2020USD ($)
2020	$ 191
2021	766
2022	766
2023	766
2024	581
Thereafter	1,133
Total	4,203
Merchants Holding Company [Member] | Core Deposits [Member]
2020	136
2021	544
2022	544
2023	544
2024	544
Thereafter	1,134
Total	$ 3,446

Note 10 - Acquisition - Pro For

Note 10 - Acquisition - Pro Forma Revenue and Earnings (Details) - Merchants Holding Company [Member] - USD ($) $ in Thousands		3 Months Ended	9 Months Ended
		Sep. 30, 2019	Sep. 30, 2019
Net interest income		$ 13,722	$ 40,416
Net income	[1]	$ 4,642	$ 10,555
[1]	Net income includes acquisition-related costs of ($113) thousand and $2.2 million of the three and nine months ended September 30, 2019, respectively.

Note 11 - Goodwill and Other _3

Note 11 - Goodwill and Other Intangibles (Details Textual) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Goodwill, Ending Balance	$ 11,671	$ 11,671
Goodwill, Impairment Loss	$ 0

Note 11 - Goodwill and Other _4

Note 11 - Goodwill and Other Intangibles - Goodwill and Other Intangibles (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Goodwill	$ 11,671	$ 11,671
Accumulated amortization	(1,922)	(1,348)
Goodwill and other intangibles, net	15,906	16,480
Core Deposits [Member]
Core deposit intangibles	6,125	6,125
Internet Domain Names [Member]
Core deposit intangibles	$ 32	$ 32

Note 11 - Goodwill and Other _5

Note 11 - Goodwill and Other Intangibles - Estimated Amortization of Intangible Assets (Details) $ in Thousands	Sep. 30, 2020USD ($)
2020	$ 191
2021	766
2022	766
2023	766
2024	581
Thereafter	1,133
Total	$ 4,203