Horizon Bancorp (HBNC) 10-Q 9 Nov 23 2023 Q3 Quarterly report Financial data

Cover Page

Cover Page - shares	9 Months Ended
	Sep. 30, 2023	Nov. 08, 2023
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Entity File Number	0-10792
Entity Registrant Name	HORIZON BANCORP, INC.
Entity Incorporation, State or Country Code	IN
Entity Tax Identification Number	35-1562417
Entity Address, Address Line One	515 Franklin Street
Entity Address, City or Town	Michigan City
Entity Address, State or Province	IN
Entity Address, Postal Zip Code	46360
City Area Code	219
Local Phone Number	879-0211
Title of 12(b) Security	Common stock, no par value
Trading Symbol	HBNC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		44,114,049
Amendment Flag	false
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q3
Entity Central Index Key	0000706129
Current Fiscal Year End Date	--12-31

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 175,137	$ 123,505
Interest earning time deposits	2,207	2,812
Investment securities, available for sale	865,168	997,558
Investment securities, held to maturity (fair value of $1,556,845 and $1,681,309)	1,966,483	2,022,748
Loans held for sale	2,828	5,807
Loans, net of allowance for credit losses of $49,699 and $50,464	4,309,303	4,107,534
Premises and equipment, net	94,716	92,677
Federal Home Loan Bank stock	34,509	26,677
Goodwill	155,211	155,211
Other intangible assets	14,530	17,239
Interest receivable	37,850	35,294
Cash value of life insurance	149,212	146,175
Other assets	152,280	139,281
Total assets	7,959,434	7,872,518
Deposits
Non–interest bearing	1,126,703	1,277,768
Interest bearing	4,573,394	4,580,006
Total deposits	5,700,097	5,857,774
Borrowings	1,356,510	1,142,949
Subordinated notes	59,007	58,896
Junior subordinated debentures issued to capital trusts	57,201	57,027
Interest payable	16,281	5,380
Other liabilities	76,969	73,117
Total liabilities	7,266,065	7,195,143
Commitments and contingent liabilities
Stockholders’ Equity
Preferred stock, Authorized, 1,000,000 shares, Issued 0 shares	0	0
Common stock, no par value, authorized 99,000,000 shares, issued and outstanding 0 and 43,937,889 shares	0	0
Additional paid-in capital	355,478	354,188
Retained earnings	461,325	429,385
Accumulated other comprehensive loss	(123,434)	(106,198)
Total stockholders’ equity	693,369	677,375
Total liabilities and stockholders’ equity	$ 7,959,434	$ 7,872,518

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Investment securities, held to maturity fair value	$ 1,556,845	$ 1,681,309
Loans, net of allowance for credit losses	$ 49,699	$ 50,464
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, shares authorized (in shares)	99,000,000	99,000,000
Common stock, shares issued (in shares)	44,116,739	43,937,889
Common stock, shares outstanding (in shares)	44,116,739	43,937,889

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest Income
Loans receivable	$ 63,003	$ 45,517	$ 178,961	$ 122,641
Investment securities – taxable	8,788	8,436	26,253	24,500
Investment securities – tax exempt	7,002	7,478	21,617	21,482
Other	1,332	65	1,960	223
Total interest income	80,125	61,496	228,791	168,846
Interest Expense
Deposits	24,704	4,116	58,481	7,289
Borrowed funds	11,224	3,895	30,713	6,425
Subordinated notes	880	880	2,641	2,641
Junior subordinated debentures issued to capital trusts	1,227	744	3,469	1,755
Total interest expense	38,035	9,635	95,304	18,110
Net Interest Income	42,090	51,861	133,487	150,736
Credit loss expense (recovery)	263	(601)	1,185	(1,747)
Net Interest Income after Credit Loss Expense (Recovery)	41,827	52,462	132,302	152,483
Non–interest Income
Service charges on deposit accounts	3,086	3,023	9,135	8,651
Wire transfer fees	120	148	345	477
Interchange fees	3,186	3,089	9,637	9,451
Fiduciary activities	1,206	1,203	3,728	4,111
Gain (loss) on sale of investment securities	0	0	(480)	0
Gain on sale of mortgage loans	1,582	1,441	3,372	5,969
Mortgage servicing income, net	631	355	1,984	4,163
Increase in cash value of bank owned life insurance	1,055	814	3,051	1,843
Death benefit on bank owned life insurance	0	0	0	644
Other income	964	115	1,675	1,468
Total non–interest income	11,830	10,188	32,447	36,777
Non–interest Expense
Salaries and employee benefits	20,058	20,613	58,932	60,305
Net occupancy expenses	3,283	3,293	10,095	10,044
Data processing	2,999	2,539	8,684	7,683
Professional fees	707	552	1,873	1,149
Outside services and consultants	2,316	2,855	7,548	7,865
Loan expense	1,120	1,392	3,635	4,130
FDIC insurance expense	1,300	670	2,680	2,170
Core deposit intangible amortization	903	926	2,709	2,777
Other losses	188	398	543	928
Other expense	3,294	3,578	10,255	10,439
Total non–interest expense	36,168	36,816	106,954	107,490
Income Before Income Taxes	17,489	25,834	57,795	81,770
Income tax expense	1,284	2,013	4,599	9,527
Net Income	$ 16,205	$ 23,821	$ 53,196	$ 72,243
Basic earnings per share (in USD per share)	$ 0.37	$ 0.55	$ 1.22	$ 1.66
Diluted earnings per share (in USD per share)	$ 0.37	$ 0.55	$ 1.21	$ 1.65

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statement of Comprehensive Income [Abstract]
Net Income	$ 16,205	$ 23,821	$ 53,196	$ 72,243
Change in fair value of derivative instruments:
Change in fair value of derivative instruments for the period	0	1,952	(523)	5,741
Reclassification adjustment for swap termination gain realized in income	0	0	(1,453)	0
Income tax effect	0	(410)	415	(1,206)
Changes from derivative instruments	0	1,542	(1,561)	4,535
Change in securities:
Unrealized gain (loss) for the period on available for sale securities	(32,139)	(39,856)	(19,790)	(169,013)
Reclassification of securities from available for sale to held to maturity	0	0	0	(794)
Amortization (accretion) from transfer of securities from available for sale to held to maturity securities	(158)	(143)	(531)	(1,081)
Reclassification adjustment for securities (gains) losses realized in income	0	0	480	0
Income tax effect	6,782	8,400	4,166	35,887
Unrealized gains (losses) on securities	(25,515)	(31,599)	(15,675)	(135,001)
Other Comprehensive Income (Loss), Net of Tax	(25,515)	(30,057)	(17,236)	(130,466)
Comprehensive Income (Loss)	$ (9,310)	$ (6,236)	$ 35,960	$ (58,223)

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Beginning balance at Dec. 31, 2021	$ 723,209	$ 0	$ 0	$ 352,122	$ 363,742	$ 7,345
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	72,243				72,243
Other comprehensive (loss) income, net of tax	(130,466)					(130,466)
Amortization of unearned compensation	1,770			1,770
Exercise of stock options	108			108
Stock option expense	13			13
Net settlement of share awards	(1,785)			(1,785)
Stock retirement plans	609			609
Cash dividends on common stock	(20,708)				(20,708)
Ending balance at Sep. 30, 2022	644,993	0	0	352,837	415,277	(123,121)
Beginning balance at Jun. 30, 2022	657,865	0	0	352,412	398,517	(93,064)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	23,821				23,821
Other comprehensive (loss) income, net of tax	(30,057)					(30,057)
Amortization of unearned compensation	627			627
Exercise of stock options	14			14
Net settlement of share awards	(89)			(89)
Stock retirement plans	(127)			(127)
Cash dividends on common stock	(7,061)				(7,061)
Ending balance at Sep. 30, 2022	644,993	0	0	352,837	415,277	(123,121)
Beginning balance at Dec. 31, 2022	677,375	0	0	354,188	429,385	(106,198)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	53,196				53,196
Other comprehensive (loss) income, net of tax	(17,236)					(17,236)
Amortization of unearned compensation	2,647			2,647
Net settlement of share awards	(1,204)			(1,204)
Stock retirement plans	(153)			(153)
Cash dividends on common stock	(21,256)				(21,256)
Ending balance at Sep. 30, 2023	693,369	0	0	355,478	461,325	(123,434)
Beginning balance at Jun. 30, 2023	709,243	0	0	354,953	452,209	(97,919)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	16,205				16,205
Other comprehensive (loss) income, net of tax	(25,515)					(25,515)
Amortization of unearned compensation	944			944
Net settlement of share awards	(482)			(482)
Stock retirement plans	63			63
Cash dividends on common stock	(7,089)				(7,089)
Ending balance at Sep. 30, 2023	$ 693,369	$ 0	$ 0	$ 355,478	$ 461,325	$ (123,434)

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statement of Stockholders' Equity [Abstract]
Cash dividends on common stock (in USD per share)	$ 0.16	$ 0.16	$ 0.48	$ 0.47

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Operating Activities
Net income	$ 53,196	$ 72,243
Items not requiring (providing) cash
Credit loss expense (recovery)	1,185	(1,747)
Depreciation and amortization	7,920	7,647
Share based compensation	2,647	1,783
Amortization of mortgage servicing rights	832	2,018
Impairment (recovery) of mortgage servicing rights	0	(2,594)
Premium amortization on securities, net	7,742	9,286
Loss on sale of investment securities	480	0
Gain on sale of mortgage loans	(3,372)	(5,969)
Proceeds from sales of loans	107,436	201,941
Loans originated for sale	(101,948)	(188,187)
Gain on cash value life insurance	(3,051)	(1,843)
Gain on sale of other real estate owned	(234)	(618)
Net change in:
Interest receivable	(2,556)	(3,959)
Interest payable	10,901	(274)
Other assets	(1,048)	(4,491)
Other liabilities	(6,174)	(2,277)
Net cash provided by operating activities	73,956	82,959
Investing Activities
Purchases of securities available for sale	(1,435)	(179,691)
Proceeds from sales of securities available for sale	88,194	0
Proceeds from maturities, calls and principal repayments of securities available for sale	22,783	60,045
Purchases of securities held to maturity	(10,141)	(421,682)
Proceeds from maturities, calls and principal repayments of securities held to maturity	61,191	57,218
Net change in interest earning time deposits	605	1,968
Purchase of FHLB stock	(7,832)	(2,435)
Redemption of FHLB stock	0	198
Purchase of loans	(99,594)	0
Net change in loans	(105,373)	(375,651)
Proceeds on the sale of OREO and repossessed assets	2,280	3,555
Premises and equipment expenditures	(6,440)	(4,701)
Purchases of bank owned life insurance	0	(50,000)
Proceeds from bank owned life insurance	14	3,554
Net cash used in investing activities	(55,748)	(907,622)
Financing Activities
Net change in deposits	(157,677)	27,847
Proceeds from borrowings	587,853	1,005,923
Repayment of borrowings	(378,914)	(687,647)
Net change in repurchase agreements	4,622	17,076
Net settlement of share awards	(1,204)	(1,785)
Exercise of stock options	0	108
Dividends paid on common stock	(21,256)	(20,708)
Net cash provided by financing activities	33,424	340,814
Net Change in Cash and Cash Equivalents	51,632	(483,849)
Cash and Cash Equivalents, Beginning of Period	123,505	593,508
Cash and Cash Equivalents, End of Period	175,137	109,659
Additional Supplemental Information
Interest paid	84,403	18,384
Income taxes paid	1,554	936
Transfer of loans to other real estate and repossessed assets	2,342	1,483
Transfer of available for sale securities to held to maturity securities	$ 0	$ 120,881

Accounting Policies

Accounting Policies	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Accounting Policies	Accounting Policies The accompanying unaudited condensed consolidated financial statements include the accounts of Horizon Bancorp, Inc. (“Horizon” or the “Company”) and its wholly-owned subsidiaries, including Horizon Bank (“Horizon Bank” or the “Bank”), which is an Indiana commercial bank. All inter–company balances and transactions have been eliminated. The results of operations for the periods ended September 30, 2023 and September 30, 2022 are not necessarily indicative of the operating results for the full year of 2023 or 2022. The accompanying unaudited condensed consolidated financial statements reflect all adjustments that are, in the opinion of Horizon’s management, necessary to fairly present the financial position, results of operations and cash flows of Horizon for the periods presented. Those adjustments consist only of normal recurring adjustments. Certain information and note disclosures normally included in Horizon’s annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in Horizon’s Annual Report on Form 10–K for the fiscal year ended December 31, 2022 filed with the Securities and Exchange Commission on March 15, 2023 (the “2022 Annual Report on Form 10–K”). The condensed consolidated balance sheet of Horizon as of December 31, 2022 has been derived from the audited balance sheet as of that date. On July 16, 2019, the Board of Directors of the Company authorized a stock repurchase program for up to 2,250,000 shares of Horizon’s issued and outstanding common stock, no par value. As of September 30, 2023, Horizon had repurchased a total of 803,349 shares at an average price per share of $16.89. Basic earnings per share is computed by dividing net income available to common shareholders (net income less dividend requirements for preferred stock and accretion of preferred stock discount) by the weighted–average number of common shares outstanding. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock. The following table shows computation of basic and diluted earnings per share. Three Months Ended Nine Months Ended September 30 September 30 2023 2022 2023 2022 Basic earnings per share Net income $ 16,205 $ 23,821 $ 53,196 $ 72,243 Weighted average common shares outstanding 43,646,609 43,573,370 43,623,614 43,567,028 Basic earnings per share $ 0.37 $ 0.55 $ 1.22 $ 1.66 Diluted earnings per share Net income $ 16,205 $ 23,821 $ 53,196 $ 72,243 Weighted average common shares outstanding 43,646,609 43,573,370 43,623,614 43,567,028 Effect of dilutive securities: Restricted stock 143,673 92,405 182,559 92,718 Stock options 5,787 38,018 7,774 39,289 Weighted average common shares outstanding 43,796,069 43,703,793 43,813,947 43,699,035 Diluted earnings per share $ 0.37 $ 0.55 $ 1.21 $ 1.65 There were 665,063 and 624,189 shares for the three and nine months ended September 30, 2023 which were not included in the computation of diluted earnings per share because they were non–dilutive. There were 316,760 and 316,760 shares for the three and nine months ended September 30, 2022 which were not included in the computation of diluted earnings per share because they were non–dilutive. Reclassifications Certain reclassifications have been made to the 2022 condensed consolidated financial statements to be comparable to 2023. These reclassifications were not material and had no effect on net income. Revision of Previously Issued Financial Statements We have revised amounts reported in previously issued financial statements for the periods presented in this Quarterly Report on Form 10–Q related to immaterial errors. The errors relate to the amortization expense of the indirect loan dealer reserve asset not being reported as a reduction in interest income on loans, the non–cash transfer of available for sale securities to held to maturity securities and the incorrect classification of revolving lines of credit as term loans in the vintage loan disclosure. The correction of these errors resulted in a reduction in interest income on loans receivable and a reduction in non–interest loan expense on the Company's consolidated income statement, the disclosure of the transfer of available for sale securities to held to maturity securities in the statements of cash flows and the classification of certain term loans as lines of credit in the vintage loan disclosure. These revisions do not impact the Company's net income. We evaluated the aggregate effects of these errors to our previously issued financial statements in accordance with SEC Staff Accounting Bulletins No. 99 and No. 108 and, based upon quantitative and qualitative factors, determined that the errors were not material to the previously issued financial statements and disclosures included in our Annual Report on Form 10–K for the year ended December 31, 2022 and in our Quarterly Report on Form 10–Q for the three and nine months ended September 30, 2022. The following tables present the revisions to the line items of our previously issued financial statements to reflect the correction of the errors: Consolidated Statements of Income Three Months Ended September 30, 2022 As Reported Indirect Loan Dealer Reserve Adjustment As Revised Interest income Loans receivable $ 47,051 $ (1,534) $ 45,517 Total interest income 63,030 (1,534) 61,496 Net interest income 53,395 (1,534) 51,861 Net interest income after credit loss expense (recovery) 53,996 (1,534) 52,462 Non–interest expense Loan expense 2,926 (1,534) 1,392 Total non–interest expense 38,350 (1,534) 36,816 Net income 23,821 — 23,821 Consolidated Statements of Income Nine Months Ended September 30, 2022 As Reported Indirect Loan Dealer Reserve Adjustment As Revised Interest income Loans receivable $ 126,479 $ (3,838) $ 122,641 Total interest income 172,684 (3,838) 168,846 Net interest income 154,574 (3,838) 150,736 Net interest income after credit loss expense (recovery) 156,321 (3,838) 152,483 Non–interest expense Loan expense 7,968 (3,838) 4,130 Total non–interest expense 111,328 (3,838) 107,490 Net income 72,243 — 72,243 Additional immaterial reclassifications made to the 2022 condensed consolidated financial statements to be comparable to 2023 are not included within the revision to the consolidated statement of cash flows noted below. Consolidated Statements of Cash Flows Nine Months Ended September 30, 2022 As Reported Indirect Loan Dealer Reserve Adjustment Transfer of AFS Securities to HTM Securities As Revised Operating Activities Net change in other assets $ (12,865) $ 5,400 $ — $ (7,465) Net cash provided by operating activities 77,664 5,400 — 83,064 Investing activities Net change in loans (370,251) (5,400) — (375,651) Net cash used in investing activities (902,327) (5,400) — (907,727) Net Change in Cash and Cash Equivalents (483,849) — — (483,849) Additional Supplemental Information Transfer of available for sale securities to held to maturity securities — — 120,881 120,881 The following tables present loans by credit grades and origination year at December 31, 2022. As Reported As Revised Term Revolving Total Term Revolving Revolving Total Commercial Owner occupied real estate Pass $ 490,056 $ 76,493 $ 566,549 $ 484,893 $ 76,493 $ 5,163 $ 566,549 Special Mention 9,413 83 9,496 9,413 83 — 9,496 Substandard 15,641 2,876 18,517 15,641 2,876 — 18,517 Total owner occupied real estate $ 515,110 $ 79,452 $ 594,562 $ 509,947 $ 79,452 $ 5,163 $ 594,562 Non–owner occupied real estate Pass $ 955,956 $ 182,681 $ 1,138,637 $ 944,105 $ 182,681 $ 11,851 $ 1,138,637 Special Mention 42,419 — 42,419 42,419 — — 42,419 Substandard 6,021 — 6,021 6,021 — — 6,021 Total non–owner occupied real estate $ 1,004,396 $ 182,681 $ 1,187,077 $ 992,545 $ 182,681 $ 11,851 $ 1,187,077 Residential spec homes Pass $ 6,404 $ 4,334 $ 10,738 $ 779 $ 4,333 $ 5,626 $ 10,738 Special Mention — — — — — — — Substandard — 100 100 — 100 — 100 Total residential spec homes $ 6,404 $ 4,434 $ 10,838 $ 779 $ 4,433 $ 5,626 $ 10,838 Development & spec land Pass $ 13,279 $ 13,008 $ 26,287 $ 13,257 $ 13,008 $ 22 $ 26,287 Special Mention 145 — 145 145 — — 145 Substandard 178 748 926 178 748 — 926 Total development & spec land $ 13,602 $ 13,756 $ 27,358 $ 13,580 $ 13,756 $ 22 $ 27,358 Commercial & industrial Pass $ 574,972 $ 49,859 $ 624,831 $ 419,702 $ 49,276 $ 159,017 $ 627,995 Special Mention 4,636 — 4,636 3,427 — 1,208 4,635 Substandard 12,603 5,517 18,120 5,468 2,322 7,167 14,957 Total commercial & industrial $ 592,211 $ 55,376 $ 647,587 $ 428,597 $ 51,598 $ 167,392 $ 647,587 Total commercial $ 2,131,723 $ 335,699 $ 2,467,422 $ 1,945,448 $ 331,920 $ 190,054 $ 2,467,422 As Reported As Revised Term Revolving Total Term Revolving Revolving Total Real estate Residential mortgage Performing $ 603,636 $ 792 $ 604,428 $ 604,428 $ — $ — $ 604,428 Non–performing 8,123 — 8,123 8,123 — — 8,123 Total residential mortgage $ 611,759 $ 792 $ 612,551 $ 612,551 $ — $ — $ 612,551 Residential construction Performing $ 187 $ 40,554 $ 40,741 $ — $ 40,741 $ — $ 40,741 Non–performing — — — — — — — Total residential construction $ 187 $ 40,554 $ 40,741 $ — $ 40,741 $ — $ 40,741 Mortgage warehouse Performing $ — $ 69,529 $ 69,529 $ — $ — $ 69,529 $ 69,529 Non–performing — — — — — — — Total mortgage warehouse $ — $ 69,529 $ 69,529 $ — $ — $ 69,529 $ 69,529 Total real estate $ 611,946 $ 110,875 $ 722,821 $ 612,551 $ 40,741 $ 69,529 $ 722,821 Consumer Direct installment Performing $ 56,441 $ 9 $ 56,450 $ 54,290 $ 9 $ 2,151 $ 56,450 Non–performing 164 — 164 164 — — 164 Total direct installment $ 56,605 $ 9 $ 56,614 $ 54,454 $ 9 $ 2,151 $ 56,614 Indirect installment Performing $ 499,781 $ — $ 499,781 $ 499,781 $ — $ — $ 499,781 Non–performing 768 — 768 768 — — 768 Total indirect installment $ 500,549 $ — $ 500,549 $ 500,549 $ — $ — $ 500,549 Home equity Performing $ 400,048 $ 7,089 $ 407,137 $ 53,226 $ 7,089 $ 346,822 $ 407,137 Non–performing 1,512 1,943 3,455 1,512 1,943 — 3,455 Total home equity $ 401,560 $ 9,032 $ 410,592 $ 54,738 $ 9,032 $ 346,822 $ 410,592 Total consumer $ 958,714 $ 9,041 $ 967,755 $ 609,741 $ 9,041 $ 348,973 $ 967,755 Adoption of New Accounting Standards Financial Accounting Standards Board (“FASB”) Accounting Standards Update (“ASU”) No. 2022–02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures The FASB has issued ASU 2022–02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures , in March 2022. These amendments eliminate the TDR recognition and measurement guidance and, instead, require that an entity evaluate (consistent with the accounting for other loan modifications) whether the modification represents a new loan or a continuation of an existing loan. The amendments also enhance existing disclosure requirements and introduce new requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. Additionally, these amendments require that an entity disclose current–period gross write–offs by year of origination for financing receivables and net investment in leases within the scope of Subtopic 326–20. The guidance is effective for entities that have adopted ASU 2016–13 for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. These amendments should be applied prospectively. If an entity elects to early adopt ASU 2022–02 in an interim period, the guidance should be applied as of the beginning of the fiscal year that includes the interim period. An entity may elect to early adopt the amendments about TDRs and related disclosure enhancements separately from the amendments related to vintage disclosures. The Company adopted this standard during the first quarter of 2023 and it did not have a material impact on the consolidated financial statements. FASB ASU No. 2020–04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting The FASB has issued ASU 2020–04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting , which provides temporary, optional guidance to ease the potential burden in accounting for, or recognizing the effects of, the transition away from the LIBOR or other interbank offered rates on financial reporting. To help with the transition to new reference rates, the ASU provides optional expedients and exceptions for applying GAAP to affected contract modifications and hedge accounting relationships. The main provisions include: • A change in a contract's reference interest rate would be accounted for as a continuation of that contract rather than as the creation of a new one for contracts, including loans, debt, leases, and other arrangements, that meet specific criteria. • When updating its hedging strategies in response to reference rate reform, an entity would be allowed to preserve its hedge accounting. The guidance is applicable only to contracts or hedge accounting relationships that reference LIBOR or another reference rate expected to be discontinued. Because the guidance is meant to help entities through the transition period, it will be in effect for a limited time and will not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as of December 31, 2022, for which an entity has elected certain optional expedients that are retained through the end of the hedging relationship. The amendments in this ASU are effective March 12, 2020 through December 31, 2022. ASU 2020–04 permits relief solely for reference rate reform actions and permits different elections over the effective date for legacy and new activity. Accordingly, the Company is evaluating and reassessing the elections on a quarterly basis. For current elections in effect regarding the assertion of the probability of forecasted transactions, the Company elects the expedient to assert the probability of the hedged interest payments and receipts regardless of any expected modification in terms related to reference rate reform. With the issuance of ASU 2022–6, Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848 , the sunset date for the adoption of ASU 2020–04 was extended from December 31, 2022 to December 31, 2024. The Company adopted the expedients included in this ASU in the third quarter of 2023 as it transferred its loans and other financial instruments to another reference rate. Accounting Guidance Issued But Not Yet Adopted FASB ASU No. 2023–02, Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method The FASB has issued ASU 2023–02, Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. This guidance allows reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for public business entities for fiscal years including interim periods within those fiscal years, beginning after December 15, 2023. Early adoption is permitted in any interim period. The Company is assessing ASU 2023–02 and its impact on its accounting and disclosures.

Securities

Securities	9 Months Ended
	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Securities	Securities The fair value of securities is as follows: September 30, 2023 Amortized Gross Gross Fair Available for sale U.S. Treasury and federal agencies $ 293,785 $ — $ (27,935) $ 265,850 State and municipal 425,096 — (84,784) 340,312 Federal agency collateralized mortgage obligations 23,210 — (1,897) 21,313 Federal agency mortgage-backed pools 200,728 — (34,839) 165,889 Corporate notes 81,803 338 (10,337) 71,804 Total available for sale investment securities $ 1,024,622 $ 338 $ (159,792) $ 865,168 Held to maturity U.S. Treasury and federal agencies $ 287,561 $ — $ (53,553) $ 234,008 State and municipal 1,101,933 15 (243,639) 858,309 Federal agency collateralized mortgage obligations 52,573 — (9,896) 42,677 Federal agency mortgage-backed pools 328,410 — (64,353) 264,057 Private labeled mortgage-backed pools 32,992 — (5,694) 27,298 Corporate notes 163,014 — (32,518) 130,496 Total held to maturity investment securities $ 1,966,483 $ 15 $ (409,653) $ 1,556,845 December 31, 2022 Amortized Gross Gross Fair Available for sale U.S. Treasury and federal agencies $ 294,329 $ — $ (27,150) $ 267,179 State and municipal 505,006 140 (71,602) 433,544 Federal agency collateralized mortgage obligations 33,011 — (1,796) 31,215 Federal agency mortgage-backed pools 220,963 — (30,307) 190,656 Corporate notes 84,393 195 (9,624) 74,964 Total available for sale investment securities $ 1,137,702 $ 335 $ (140,479) $ 997,558 Held to maturity U.S. Treasury and federal agencies $ 295,250 $ — $ (49,237) $ 246,013 State and municipal 1,127,669 374 (192,458) 935,585 Federal agency collateralized mortgage obligations 56,564 — (8,865) 47,699 Federal agency mortgage-backed pools 343,953 — (56,714) 287,239 Private labeled mortgage-backed pools 35,466 — (5,493) 29,973 Corporate notes 163,846 — (29,046) 134,800 Total held to maturity investment securities $ 2,022,748 $ 374 $ (341,813) $ 1,681,309 The Company elected to transfer 793 AFS securities with an aggregate fair value of $120.9 million to a classification of HTM on March 31, 2022. In accordance with FASB ASC 320–10–55–24, the transfer from AFS to HTM must be recorded at the fair value of the AFS securities at the time of transfer. The net unrealized holding loss of $814,000, net of tax, at the date of transfer was retained in accumulated other comprehensive income (loss), with the associated pre–tax amount retained in the carrying value of the HTM securities. Such amounts will be accreted to comprehensive income over the remaining life of the securities. The fair value of the transferred AFS securities became the book value of the HTM securities at March 31, 2022. The amortized cost and fair value of securities available for sale and held to maturity at September 30, 2023 and December 31, 2022, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2023 Amortized Fair Available for sale Within one year $ 5,449 $ 5,329 One to five years 364,641 330,882 Five to ten years 192,161 153,784 After ten years 238,433 187,971 800,684 677,966 Federal agency collateralized mortgage obligations 23,210 21,313 Federal agency mortgage–backed pools 200,728 165,889 Total available for sale investment securities $ 1,024,622 $ 865,168 Held to maturity Within one year $ 35,434 $ 35,149 One to five years 228,119 212,226 Five to ten years 340,018 278,547 After ten years 948,937 696,891 1,552,508 1,222,813 Federal agency collateralized mortgage obligations 52,573 42,677 Federal agency mortgage–backed pools 328,410 264,057 Private labeled mortgage–backed pools 32,992 27,298 Total held to maturity investment securities $ 1,966,483 $ 1,556,845 The following table shows the gross unrealized losses and the fair value of the Company’s investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position. September 30, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Investment Securities U.S. Treasury and federal agencies $ 1,322 $ (12) $ 498,536 $ (81,476) $ 499,858 $ (81,488) State and municipal 123,235 (7,558) 1,066,492 (320,865) 1,189,727 (328,423) Federal agency collateralized mortgage obligations — — 63,990 (11,793) 63,990 (11,793) Federal agency mortgage–backed pools 13 (1) 429,933 (99,191) 429,946 (99,192) Private labeled mortgage–backed pools — — 27,298 (5,694) 27,298 (5,694) Corporate notes — — 200,899 (42,855) 200,899 (42,855) Total temporarily impaired securities $ 124,570 $ (7,571) $ 2,287,148 $ (561,874) $ 2,411,718 $ (569,445) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Investment Securities U.S. Treasury and federal agencies $ 217,357 $ (16,692) $ 295,585 $ (59,695) $ 512,942 $ (76,387) State and municipal 533,871 (45,881) 757,061 (218,179) 1,290,932 (264,060) Federal agency collateralized mortgage obligations 40,301 (2,881) 38,613 (7,780) 78,914 (10,661) Federal agency mortgage–backed pools 49,633 (3,211) 428,243 (83,810) 477,876 (87,021) Private labeled mortgage–backed pools — — 29,973 (5,493) 29,973 (5,493) Corporate notes 38,906 (6,787) 169,921 (31,883) 208,827 (38,670) Total temporarily impaired securities $ 880,068 $ (75,452) $ 1,719,396 $ (406,840) $ 2,599,464 $ (482,292) Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. As of September 30, 2023 and December 31, 2022, the Company had 2,651 and 2,828 securities, respectively, with market values below their cost basis. The total fair value of these investments at September 30, 2023 and December 31, 2022 was $2.4 billion and $2.6 billion, which is approximately 99.6% and 97.0%, respectively, of the Company's available for sale and held to maturity securities portfolio. These declines resulted primarily from fluctuations in market interest rates after purchase. Management believes the declines in fair value for these securities are temporary. No allowance for credit losses for available for sale debt securities or held to maturity securities was recorded at September 30, 2023 or December 31, 2022. Accrued interest receivable on available for sale debt securities and held to maturity securities totaled $16.7 million at September 30, 2023 and $17.8 million at December 31, 2022 and is excluded from the estimate of credit losses. The U.S. government sponsored entities and agencies and mortgage–backed securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major credit rating agencies, and have a long history of no credit losses. Therefore, for those securities, we do not record expected credit losses. Based on an evaluation of available evidence, management believes the unrealized losses on state and municipal securities, private labeled mortgage–backed pools and corporate notes were due to changes in interest rates. Due to the contractual terms, the issuers of state and municipal securities are not allowed to settle for less than the amortized cost of the security. In addition, the Company does not intend to sell these securities prior to the recovery of the amortized cost, which may not occur until maturity. Information regarding security proceeds, gross gains and gross losses are presented below. Three Months Ended Nine Months Ended September 30 September 30 2023 2022 2023 2022 Sales of securities available for sale Proceeds $ — $ — $ 88,194 $ — Gross gains — — 215 — Gross losses — — (695) —

Loans

Loans	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Loans	Loans The table below identifies the Company’s loan portfolio segments and classes. Portfolio Segment Class of Financing Receivable Commercial Owner occupied real estate Non-owner occupied real estate Residential spec homes Development & spec land Commercial and industrial Real estate Residential mortgage Residential construction Mortgage warehouse Mortgage warehouse Consumer Direct installment Indirect installment Home equity Portfolio segment is defined as a level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses. Class of financing receivable is defined as a group of financing receivables determined on the basis of both of the following, 1) risk characteristics of the financing receivable, and 2) an entity’s method for monitoring and assessing credit risk. Generally, the Bank does not move loans from a revolving loan to a term loan other than construction loans. Residential construction loans are reviewed and rewritten prior to being originated as a term loan. The following table presents total loans outstanding by portfolio class, as of September 30, 2023 and December 31, 2022: September 30, December 31, Commercial Owner occupied real estate $ 630,125 $ 594,562 Non–owner occupied real estate 1,244,371 1,187,077 Residential spec homes 12,414 10,838 Development & spec land 29,146 27,358 Commercial and industrial 673,188 647,587 Total commercial 2,589,244 2,467,422 Real estate Residential mortgage 649,996 612,551 Residential construction 25,403 40,741 Mortgage warehouse 65,923 69,529 Total real estate 741,322 722,821 Consumer Direct installment 54,399 56,614 Indirect installment 439,922 500,549 Home equity 534,115 410,592 Total consumer 1,028,436 967,755 Total loans 4,359,002 4,157,998 Allowance for credit losses (49,699) (50,464) Net loans $ 4,309,303 $ 4,107,534 Total loans include net deferred loan costs of $23.1 million at September 30, 2023 and $22.7 million at December 31, 2022, respectively. The risk characteristics of each loan portfolio segment are as follows: Commercial Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected, and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short–term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers. Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves larger loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets, the general economy or fluctuations in interest rates. The properties securing the Company's commercial real estate portfolio are diverse in terms of property type, and are monitored for concentrations of credit. Management monitors and evaluates commercial real estate loans based on collateral, cash flow and risk grade criteria. As a general rule, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner–occupied commercial real estate loans versus non–owner occupied loans. Real Estate and Consumer With respect to residential loans that are secured by 1–4 family residences and are generally owner occupied, the Company generally establishes a maximum loan–to–value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in 1–4 family residences, and consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers. Mortgage Warehousing Horizon's mortgage warehouse lending has specific mortgage companies as customers of Horizon Bank. Individual mortgage loans originated by these mortgage companies are funded as a secured borrowing with a pledge of collateral under Horizon's agreement with the mortgage company. Each mortgage loan funded by Horizon undergoes an underwriting review by Horizon to the end investor guidelines and is assigned to Horizon until the loan is sold to the secondary market by the mortgage company. In addition, Horizon takes possession of each original note and forwards such note to the end investor once the mortgage company has sold the loan. At the time a loan is transferred to the secondary market, the mortgage company reacquires the loan under its option within the agreement. Due to the reacquire feature contained in the agreement, the transaction does not qualify as a sale and therefore is accounted for as a secured borrowing with a pledge of collateral pursuant to the agreement with the mortgage company. When the individual loan is sold to the end investor by the mortgage company, the proceeds from the sale of the loan are received by Horizon and used to pay off the loan balance with Horizon along with any accrued interest and any related fees. The remaining balance from the sale is forwarded to the mortgage company. These individual loans typically are sold by the mortgage company within 30 days and are seldom held more than 90 days. Interest income is accrued during this period and collected at the time each loan is sold. Fee income for each loan sold is collected when the loan is sold, and no costs are deferred due to the term between each loan funding and related payoff, which is typically less than 30 days. Based on these agreements with each mortgage company, at any time a mortgage company can reacquire from Horizon its outstanding loan balance on an individual mortgage and regain possession of the original note. Horizon also has the option to request that the mortgage company reacquire an individual mortgage. Should this occur, Horizon would return the original note and reassign the assignment of the mortgage to the mortgage company. Also, in the event that the end investor would not be able to honor the purchase commitment and the mortgage company would not be able to reacquire its loan on an individual mortgage, Horizon would be able to exercise its rights under the agreement. Non–performing Loans The following table presents non–accrual loans and loans past due over 90 days still on accrual by class of loans at September 30, 2023: September 30, 2023 Non–accrual Loans Past Total Non–performing Commercial Owner occupied real estate $ 2,213 $ — $ 2,213 $ 2,213 Non–owner occupied real estate 3,573 — 3,573 1,275 Residential spec homes — — — — Development & spec land 641 — 641 641 Commercial and industrial 492 50 542 243 Total commercial 6,919 50 6,969 4,372 Real estate Residential mortgage 7,644 133 7,777 7,777 Residential construction — — — — Mortgage warehouse — — — — Total real estate 7,644 133 7,777 7,777 Consumer Direct installment 132 — 132 132 Indirect installment 972 209 1,181 1,181 Home equity 3,389 — 3,389 3,389 Total consumer 4,493 209 4,702 4,702 Total $ 19,056 $ 392 $ 19,448 $ 16,851 The following table presents non–accrual loans, loans past due over 90 days still on accrual, and troubled debt restructurings (“TDRs”) by class of loan at December 31, 2022: December 31, 2022 Non–accrual Loans Past Non–performing Performing Total Non–performing Commercial Owner occupied real estate $ 3,423 $ — $ — $ 568 $ 3,991 $ 3,805 Non–owner occupied real estate 3,866 — — 269 4,135 2,211 Residential spec homes 101 — — — 101 101 Development & spec land 815 — — — 815 65 Commercial and industrial 288 — — — 288 288 Total commercial 8,493 — — 837 9,330 6,470 Real estate Residential mortgage 5,479 43 1,210 1,391 8,123 8,123 Residential construction — — — — — — Mortgage warehouse — — — — — — Total real estate 5,479 43 1,210 1,391 8,123 8,123 Consumer Direct installment 138 26 — — 164 164 Indirect installment 745 23 — — 768 768 Home equity 2,775 — 338 342 3,455 3,455 Total consumer 3,658 49 338 342 4,387 4,387 Total $ 17,630 $ 92 $ 1,548 $ 2,570 $ 21,840 $ 18,980 There was no interest income recognized on non–accrual loans during the nine months ended September 30, 2023 and 2022, respectively, while the loans were in non–accrual status. The following table presents the payment status by class of loan, excluding non–accrual loans of $19.1 million at September 30, 2023: September 30, 2023 Current 30–59 Days 60–89 Days 90 Days or Total Total Commercial Owner occupied real estate $ 631,843 $ — $ — $ — $ — $ 631,843 Non–owner occupied real estate 1,235,352 1,515 — — 1,515 1,236,867 Residential spec homes 12,414 — — — — 12,414 Development & spec land 28,505 — — — — 28,505 Commercial and industrial 672,131 390 125 50 565 672,696 Total commercial 2,580,245 1,905 125 50 2,080 2,582,325 Real estate Residential mortgage 639,987 1,796 436 133 2,365 642,352 Residential construction 25,403 — — — — 25,403 Mortgage warehouse 65,923 — — — — 65,923 Total real estate 731,313 1,796 436 133 2,365 733,678 Consumer Direct installment 53,848 418 1 — 419 54,267 Indirect installment 432,498 5,543 700 209 6,452 438,950 Home equity 528,561 2,088 77 — 2,165 530,726 Total consumer 1,014,907 8,049 778 209 9,036 1,023,943 Total $ 4,326,465 $ 11,750 $ 1,339 $ 392 $ 13,481 $ 4,339,946 The following table presents the payment status by class of loan, excluding non–accrual loans of $17.6 million and non–performing TDRs of $1.5 million at December 31, 2022: December 31, 2022 Current 30–59 Days 60–89 Days 90 Days or Total Total Commercial Owner occupied real estate $ 590,870 $ 269 $ — $ — $ 269 $ 591,139 Non–owner occupied real estate 1,183,195 16 — — 16 1,183,211 Residential spec homes 10,737 — — — — 10,737 Development & spec land 26,513 — 30 — 30 26,543 Commercial and industrial 646,792 507 — — 507 647,299 Total commercial 2,458,107 792 30 — 822 2,458,929 Real estate Residential mortgage 603,630 1,980 209 43 2,232 605,862 Residential construction 40,741 — — — — 40,741 Mortgage warehouse 69,529 — — — — 69,529 Total real estate 713,900 1,980 209 43 2,232 716,132 Consumer Direct installment 56,266 168 16 26 210 56,476 Indirect installment 494,341 4,536 904 23 5,463 499,804 Home equity 405,405 1,413 661 — 2,074 407,479 Total consumer 956,012 6,117 1,581 49 7,747 963,759 Total $ 4,128,019 $ 8,889 $ 1,820 $ 92 $ 10,801 $ 4,138,820 The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date. Modified Loans The Company adopted ASU 2022–02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures, during the first quarter of 2023. These amendments eliminated the TDR recognition and measurement guidance and, instead, require that an entity evaluate (consistent with the accounting for other loan modifications) whether the modification represents a new loan or a continuation of an existing loan. The amendments also enhance existing disclosure requirements and introduce new requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. During the first nine months of 2023, the Company did not modify any loans. Prior to the adoption of ASU 2022–02, loans modified as TDRs generally consisted of allowing borrowers to defer scheduled principal payments and make interest only payments for a specified period of time at the stated interest rate of the original loan agreement or lower payments due to a modification of the loans' contractual terms. TDRs that continued to accrue interest were individually monitored on a monthly basis and evaluated for impairment annually and transferred to non–accrual status when it was probable that any remaining principal and interest payments due on the loan would not be collected in accordance with the contractual terms of the loan. TDRs that subsequently default were individually evaluated for impairment at the time of default. The following table presents TDRs by class of loan at December 31, 2022: December 31, 2022 Non–accrual Accruing Total Commercial Owner occupied real estate $ — $ 568 $ 568 Non–owner occupied real estate — 269 269 Residential spec homes — — — Development & spec land — — — Commercial and industrial — — — Total commercial — 837 837 Real estate Residential mortgage 1,210 1,391 2,601 Residential construction — — — Mortgage warehouse — — — Total real estate 1,210 1,391 2,601 Consumer Direct installment — — — Indirect installment — — — Home equity 338 342 680 Total consumer 338 342 680 Total $ 1,548 $ 2,570 $ 4,118 Collateral Dependent Financial Assets A collateral dependent financial loan relies solely on the operation or sale of the collateral for repayment. In evaluating the overall risk associated with the loan, the Company considers character, overall financial condition and resources, and payment record of the borrower; the prospects for support from any financially responsible guarantors; and the nature and degree of protection provided by the cash flow and value of any underlying collateral. However, as other sources of repayment become inadequate over time, the significance of the collateral's value increases and the loan may become collateral dependent. The table below presents the amortized cost basis and allowance for credit losses (“ACL”) allocated for collateral dependent loans in accordance with ASC 326, which are individually evaluated to determine expected credit losses. September 30, 2023 Real Estate Accounts Receivable/Equipment Other Total ACL Commercial Owner occupied real estate $ 2,743 $ — $ — $ 2,743 $ — Non–owner occupied real estate 3,828 — — 3,828 789 Development & spec land 641 — — 641 — Commercial and industrial — 467 25 492 299 Total commercial 7,212 467 25 7,704 1,088 Total collateral dependent loans $ 7,212 $ 467 $ 25 $ 7,704 $ 1,088 December 31, 2022 Real Estate Accounts Receivable/Equipment Other Total ACL Commercial Owner occupied real estate $ 3,905 $ 95 $ — $ 4,000 $ 215 Non–owner occupied real estate 4,135 — — 4,135 988 Residential spec homes 101 — — 101 — Development & spec land 815 — — 815 36 Commercial and industrial — 248 31 279 — Total commercial 8,956 343 31 9,330 1,239 Total collateral dependent loans $ 8,956 $ 343 $ 31 $ 9,330 $ 1,239 Credit Quality Indicators Horizon Bank's processes for determining credit quality differ slightly depending on whether a new loan or a renewed loan is being underwritten, or whether an existing loan is being re–evaluated for credit quality. The latter usually occurs upon receipt of current financial information or other pertinent data that would trigger a change in the loan grade. • For new and renewed commercial loans, the Bank's Credit Department, which acts independently of the loan officer, assigns the credit quality grade of the loans. Loan grades for loans with an aggregate credit exposure that exceeds the authorities in the respective regions (ranging from $3,000,000 to $6,000,000) are validated by the Loan Committee, which is chaired by the Chief Commercial Banking Officer (“CCBO”). • Commercial loan officers are responsible for reviewing their loan portfolios and reporting any adverse material change to the CCBO or Loan Committee. When circumstances warrant a change in the credit quality grade, loan officers are required to notify the CCBO and the Credit Department of the change in the loan grade. Downgrades are accepted immediately by the CCBO, however, lenders must present their factual information to either the Loan Committee or the CCBO when recommending an upgrade. • The CCBO, or a designee, meets periodically with loan officers to discuss the status of past due loans and classified loans. These meetings are also designed to give the loan officers an opportunity to identify an existing loan that should be downgraded to a classified grade. • Monthly, senior management meets as members of the Watch Committee, which reviews all of the past due, classified, and impaired loans and the relative trends of these assets. This committee also reviews the actions taken by management regarding foreclosure mitigation, loan extensions, troubled debt restructures, other real estate owned and personal property repossessions. The information reviewed in this meeting acts as a precursor for developing management's analysis of the adequacy of the Allowance for Credit Losses. For residential real estate and consumer loans, Horizon uses a grading system based on delinquency. Loans that are 90 days or more past due, on non–accrual, or are classified as modified loans are graded “Substandard.” After being 90 to 120 days delinquent a loan is charged off unless it is well secured and in the process of collection. If the latter case exists, the loan is placed on non–accrual. Occasionally a mortgage loan may be graded as “Special Mention.” When this situation arises, it is because the characteristics of the loan and the borrower fit the definition of a Risk Grade 5 described below, which is normally used for grading commercial loans. Loans not graded Substandard are considered Pass. Horizon Bank employs a nine–grade rating system to determine the credit quality of commercial loans. The first five grades represent acceptable quality, and the last four grades mirror the criticized and classified grades used by the bank regulatory agencies (special mention, substandard, doubtful, and loss). The loan grade definitions are detailed below. Risk Grade 1: Excellent (Pass) Loans secured by liquid collateral, such as certificates of deposit, reputable bank letters of credit, or other cash equivalents or loans to any publicly held company with a current long–term debt rating of A or better and meeting defined key financial metric ranges. Risk Grade 2: Good (Pass) Loans to businesses that have strong financial statements containing an unmodified opinion from a CPA firm and at least three years consecutive years of profits; loans supported by unaudited financial statements containing strong balance sheets, five years consecutive years of profits, a five years satisfactory relationship with the Bank, and key balance sheet and income statement trends that are either stable or positive; loans secured by publicly traded marketable securities with required margins where there is no impediment to liquidation; loans to individuals backed by liquid personal assets and unblemished credit histories; or loans to publicly held companies with current long–term debt ratings of Baa or better and meeting defined key financial metric ranges. Risk Grade 3: Satisfactory (Pass) Loans supported by financial statements (audited or unaudited) that indicate average or slightly below average risk and having some deficiency or vulnerability to changing economic conditions; loans with some weakness but offsetting features of other support are readily available; loans that are meeting the terms of repayment, but which may be susceptible to deterioration if adverse factors are encountered and meeting defined key financial metric ranges. Loans may be graded Satisfactory when there is no recent information on which to base a current risk evaluation and the following conditions apply: • At inception, the loan was properly underwritten, did not possess an unwanted level of credit risk, and the loan met the above criteria for a risk grade of Excellent, Good, or Satisfactory. • At inception, the loan was secured with collateral possessing a loan value adequate to protect the Bank from loss. • The loan has exhibited two • During the period that the loan has been outstanding, there has been no evidence of any credit weakness. Some examples of weakness include slow payment, lack of cooperation by the borrower, breach of loan covenants, or the borrower is in an industry known to be experiencing problems. If any of these credit weaknesses is observed, a lower risk grade may be warranted. Risk Grade 4: Satisfactory/Monitored (Pass) Loans in this category are considered to be of acceptable credit quality, but contain greater credit risk than Satisfactory rated loans and meet defined key financial metric ranges. Borrower displays acceptable liquidity, leverage, and earnings performance within the Bank's minimum underwriting guidelines. The level of risk is acceptable but conditioned on the proper level of loan officer supervision. Loans that normally fall into this grade include acquisition, construction and development loans and income producing properties that have not reached stabilization. Risk Grade 4W: Management Watch (Pass) Loans in this category are considered to be of acceptable quality and meet defined key financial metric ranges, but with above normal risk. Borrower displays potential indicators of weakness in the primary source of repayment resulting in a higher reliance on secondary sources of repayment. Balance sheet may exhibit weak liquidity and/or high leverage. There is inconsistent earnings performance without the ability to sustain adverse economic conditions. Borrower may be operating in a declining industry or the property type, as for a commercial real estate loan, may be high risk or in decline. These loans require an increased level of loan officer supervision and monitoring to assure that any deterioration is addressed in a timely fashion. Commercial construction loans are graded as 4W Management Watch until the projects are completed and stabilized. Risk Grade 5: Special Mention Loans which possess some temporary (normally less than one year) credit deficiency or potential weakness which deserves close attention. Such loans pose an unwarranted financial risk that, if not corrected, could weaken the loan by adversely impacting the future repayment ability of the borrower. The key distinctions of a Special Mention classification are that (1) it is indicative of an unwarranted level of risk and (2) weaknesses are considered “potential,” not “defined,“ impairments to the primary source of repayment. These loans may be to borrowers with adverse trends in financial performance, collateral value and/or marketability, or balance sheet strength and must meet defined key financial metric ranges. Risk Grade 6: Substandard One or more of the following characteristics may be exhibited in loans classified Substandard: • Loans which possess a defined credit weakness. The likelihood that a loan will be paid from the primary source of repayment is uncertain. Financial deterioration is under way and very close attention is warranted to ensure that the loan is collected without loss. • Loans are inadequately protected by the current net worth and paying capacity of the obligor. • The primary source of repayment is gone, and the Bank is forced to rely on a secondary source of repayment, such as collateral liquidation or guarantees. • Loans have a distinct possibility that the Bank will sustain some loss if deficiencies are not corrected. • Unusual courses of action are need to maintain a high probability of repayment. • The borrower is not generating enough cash flow to repay loan principal; however, it continues to make interest payments. • The lender is forced into a subordinated or unsecured position due to flaws in documentation. • Loans have been restructured so that payment schedules, terms, and collateral represent concessions to the borrower when compared to the normal loan terms. • The lender is seriously contemplating foreclosure or legal action due to the apparent deterioration in the loan. • There is a significant deterioration in market conditions to which the borrower is highly vulnerable. • The borrower meets defined key financial metric ranges. Risk Grade 7: Doubtful One or more of the following characteristics may be present in loans classified Doubtful: • Loans have all of the weaknesses of those classified as Substandard; however, based on existing conditions, these weaknesses make full collection of principal highly improbable. • The primary source of repayment is gone, and there is considerable doubt as to the quality of the secondary source of repayment. • The possibility of loss is high but because of certain important pending factors which may strengthen the loan, loss classification is deferred until the exact status of repayment is known. • The borrower meets defined key financial metric ranges. Risk Grade 8: Loss Loans are considered uncollectible and of such little value that continuing to carry them as assets is not feasible. Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all of a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future. The following tables present loans by credit grades and origination year at September 30, 2023. September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Term Loans Revolving Loans Total Commercial Owner occupied real estate Pass $ 53,302 $ 100,237 $ 76,376 $ 45,263 $ 43,194 $ 185,182 $ 89,316 $ 10,534 $ 603,404 Special Mention — 494 2,300 — 1,869 4,427 — — 9,090 Substandard — 502 6,550 968 230 8,851 530 — 17,631 Doubtful — — — — — — — — — Total owner occupied real estate $ 53,302 $ 101,233 $ 85,226 $ 46,231 $ 45,293 $ 198,460 $ 89,846 $ 10,534 $ 630,125 Gross charge–offs during period $ — $ — $ — $ — $ — $ 3 $ 229 $ — $ 232 Non–owner occupied real estate Pass $ 100,630 $ 221,897 $ 165,258 $ 105,564 $ 84,773 $ 308,926 $ 195,691 $ 9,153 $ 1,191,892 Special Mention — — 1,355 257 855 43,471 — — 45,938 Substandard — — — 200 — 6,341 — — 6,541 Doubtful — — — — — — — — — Total non–owner occupied real estate $ 100,630 $ 221,897 $ 166,613 $ 106,021 $ 85,628 $ 358,738 $ 195,691 $ 9,153 $ 1,244,371 Gross charge–offs during period $ — $ — $ — $ — $ — $ 9 $ — $ — $ 9 Residential spec homes Pass $ — $ — $ 499 $ — $ — $ — $ 5,282 $ 6,633 $ 12,414 Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total residential spec homes $ — $ — $ 499 $ — $ — $ — $ 5,282 $ 6,633 $ 12,414 Gross charge–offs during period $ — $ — $ — $ — $ — $ — $ — $ — $ — Development & spec land Pass $ 2,483 $ 1,483 $ 1,029 $ 405 $ 253 $ 3,077 $ 18,001 $ 192 $ 26,923 Special Mention — — — — — — 1,376 — 1,376 Substandard — — — — — 107 740 — 847 Doubtful — — — — — — — — — Total development & spec land $ 2,483 $ 1,483 $ 1,029 $ 405 $ 253 $ 3,184 $ 20,117 $ 192 $ 29,146 Gross charge–offs during period $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial & industrial Pass $ 84,871 $ 160,710 $ 99,659 $ 14,961 $ 22,595 $ 63,195 $ 52,741 $ 151,850 $ 650,582 Special Mention 898 736 303 1,637 141 1,027 2,239 5,560 12,541 Substandard 1,585 733 249 302 35 1,517 3,811 1,833 10,065 Doubtful — — — — — — — — — Total commercial & industrial $ 87,354 $ 162,179 $ 100,211 $ 16,900 $ 22,771 $ 65,739 $ 58,791 $ 159,243 $ 673,188 Gross charge–offs during period $ — $ 32 $ — $ 47 $ 25 $ 57 $ 119 $ — $ 280 September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Term Loans Revolving Loans Total Real estate Residential mortgage Performing $ 28,673 $ 146,772 $ 162,167 $ 87,164 $ 31,513 $ 185,930 $ — $ — $ 642,219 Non–performing — 1,386 766 263 751 4,611 — — 7,777 Total residential mortgage $ 28,673 $ 148,158 $ 162,933 $ 87,427 $ 32,264 $ 190,541 $ — $ — $ 649,996 Gross charge–offs during period $ — $ — $ — $ — $ — $ 19 $ — $ — $ 19 Residential construction Performing $ — $ — $ — $ — $ — $ — $ 25,403 $ — $ 25,403 Non–performing — — — — — — — — — Total residential construction $ — $ — $ — $ — $ — $ — $ 25,403 $ — $ 25,403 Gross charge–offs during period $ — $ — $ — $ — $ — $ — $ — $ — $ — Mortgage warehouse Performing $ — $ — $ — $ — $ — $ — $ — $ 65,923 $ 65,923 Non–performing — — — — — — — — — Total mortgage warehouse $ — $ — $ — $ — $ — $ — $ — $ 65,923 $ 65,923 Gross charge–offs during period $ — $ — $ — $ — $ — $ — $ — $ — $ — September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Term Loans Revolving Loans Total Consumer Direct installment Performing $ 12,518 $ 14,672 $ 9,177 $ 4,853 $ 5,172 $ 5,622 $ 11 $ 2,242 $ 54,267 Non–performing — 47 41 — 9 35 — — 132 Total direct installment $ 12,518 $ 14,719 $ 9,218 $ 4,853 $ 5,181 $ 5,657 $ 11 $ 2,242 $ 54,399 Gross charge–offs during period $ 10 $ 27 $ 4 $ 10 $ 2 $ 14 $ 6 $ — $ 73 Indirect installment Performing $ 68,343 $ 208,336 $ 89,229 $ 41,267 $ 20,287 $ 11,279 $ — $ — $ 438,741 Non–performing 39 480 260 170 115 117 — — 1,181 Total indirect installment $ 68,382 $ 208,816 $ 89,489 $ 41,437 $ 20,402 $ 11,396 $ — $ — $ 439,922 Gross charge–offs during period $ 54 $ 942 $ 518 $ 115 $ 51 $ 48 $ — $ — $ 1,728 Home equity Performing $ 21,750 $ 22,633 $ 3,611 $ 2,617 $ 4,127 $ 10,841 $ 11,687 $ 453,460 $ 530,726 Non–performing — 140 — 55 134 689 2,371 — 3,389 Total home equity $ 21,750 $ 22,773 $ 3,611 $ 2,672 $ 4,261 $ 11,530 $ 14,058 $ 453,460 $ 534,115 Gross charge–offs during period $ — $ 10 $ — $ 103 $ — $ 15 $ 12 $ — $ 140 The following tables present loans by credit grades and origination year at December 31, 2022. December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Term Loans Revolving Loans Total Commercial Owner occupied real estate Pass $ 101,713 $ 78,352 $ 50,363 $ 49,584 $ 38,068 $ 166,813 $ 76,493 $ 5,163 $ 566,549 Special Mention — 6,677 — 7 — 2,729 83 — 9,496 Substandard 1,016 253 983 834 3,116 9,439 2,876 — 18,517 Doubtful — — — — — — — — — Total owner occupied real estate $ 102,729 $ 85,282 $ 51,346 $ 50,425 $ 41,184 $ 178,981 $ 79,452 $ 5,163 $ 594,562 Non–owner occupied real estate Pass $ 183,862 $ 173,971 $ 134,394 $ 91,359 $ 57,345 $ 303,174 $ 182,681 $ 11,851 $ 1,138,637 Special Mention — 1,415 265 883 39,239 617 — — 42,419 Substandard — — 246 — 3,532 2,243 — — 6,021 Doubtful — — — — — — — — — Total non–owner occupied real estate $ 183,862 $ 175,386 $ 134,905 $ 92,242 $ 100,116 $ 306,034 $ 182,681 $ 11,851 $ 1,187,077 Residential spec homes Pass $ — $ 779 $ — $ — $ — $ — $ 4,333 $ 5,626 $ 10,738 Special Mention — — — — — — — — — Substandard — — — — — — 100 — 100 Doubtful — — — — — — — — — Total residential spec homes $ — $ 779 $ — $ — $ — $ — $ 4,433 $ 5,626 $ 10,838 Development & spec land Pass $ 1,586 $ 1,230 $ 449 $ 270 $ 5 $ 9,717 $ 13,008 $ 22 $ 26,287 Special Mention — — — — — 145 — — 145 Substandard — — — — — 178 748 — 926 Doubtful — — — — — — — — — Total development & spec land $ 1,586 $ 1,230 $ 449 $ 270 $ 5 $ 10,040 $ 13,756 $ 22 $ 27,358 Commercial & industrial Pass $ 174,482 $ 118,498 $ 20,939 $ 28,383 $ 28,061 $ 49,339 $ 49,276 $ 159,017 $ 627,995 Special Mention 718 368 31 53 706 1,551 — 1,208 4,635 Substandard — 228 2,216 83 1,293 1,648 2,322 7,167 14,957 Doubtful — — — — — — — — — Total commercial & industrial $ 175,200 $ 119,094 $ 23,186 $ 28,519 $ 30,060 $ 52,538 $ 51,598 $ 167,392 $ 647,587 Total commercial $ 463,377 $ 381,771 $ 209,886 $ 171,456 $ 171,365 $ 547,593 $ 331,920 $ 190,054 $ 2,467,422 December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Term Loans Revolving Loans Total Real estate Residential mortgage Performing $ 107,224 $ 157,387 $ 91,314 $ 33,768 $ 36,147 $ 178,588 $ — $ — $ 604,428 Non–performing — 493 285 623 631 6,091 — — 8,123 Total residential mortgage $ 107,224 $ 157,880 $ 91,599 $ 34,391 $ 36,778 $ 184,679 $ — $ — $ 612,551 Residential construction Performing $ — $ — $ — $ — $ — $ — $ 40,741 $ — $ 40,741 Non–performing — — — — — — — — — Total residential construction $ — $ — $ — $ — $ — $ — $ 40,741 $ — $ 40,741 Mortgage warehouse Performing $ — $ — $ — $ — $ — $ — $ — $ 69,529 $ 69,529 Non–performing — — — — — — — — — Total mortgage warehouse $ — $ — $ — $ — $ — $ — $ — $ 69,529 $ 69,529 Total real estate $ 107,224 $ 157,880 $ 91,599 $ 34,391 $ 36,778 $ 184,679 $ 40,741 $ 69,529 $ 722,821 December 31, 2022 2022 2021 202

Allowance for Credit and Loan L

Allowance for Credit and Loan Losses	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Allowance for Credit and Loan Losses	Allowance for Credit and Loan Losses The following tables represent, by loan portfolio segment, a summary of changes in the ACL on loans for the three and nine months ended September 30, 2023 and 2022: Three Months Ended September 30, 2023 Commercial Real Estate Mortgage Warehouse Consumer Total Balance, beginning of period $ 30,354 $ 3,648 $ 893 $ 15,081 $ 49,976 Credit loss expense (recovery) (665) (893) (179) 2,257 520 PCD loan charge–offs (75) — — — (75) Charge–offs (188) (15) — (927) (1,130) Recoveries 46 54 — 308 408 Balance, end of period $ 29,472 $ 2,794 $ 714 $ 16,719 $ 49,699 Three Months Ended September 30, 2022 Commercial Real Estate Mortgage Warehouse Consumer Total Balance, beginning of period $ 34,802 $ 4,422 $ 1,067 $ 12,059 $ 52,350 Credit loss expense (recovery) (703) 640 (43) (495) (601) PCD loan charge–offs (242) — — — (242) Charge–offs (103) (27) — (592) (722) Recoveries 52 102 — 430 584 Balance, end of period $ 33,806 $ 5,137 $ 1,024 $ 11,402 $ 51,369 Nine Months Ended September 30, 2023 Commercial Real Estate Mortgage Warehouse Consumer Total Balance, beginning of period $ 32,445 $ 5,577 $ 1,020 $ 11,422 $ 50,464 Credit loss expense (recovery) (2,380) (2,838) (306) 6,380 856 PCD loan charge–offs (246) — — — (246) Charge–offs (521) (19) — (1,941) (2,481) Recoveries 174 74 — 858 1,106 Balance, end of period $ 29,472 $ 2,794 $ 714 $ 16,719 $ 49,699 Nine Months Ended September 30, 2022 Commercial Real Estate Mortgage Warehouse Consumer Total Balance, beginning of period $ 40,775 $ 3,856 $ 1,059 $ 8,596 $ 54,286 Credit loss expense (recovery) (6,343) 1,236 (35) 3,395 (1,747) PCD loan charge–offs (612) — — — (612) Charge–offs (240) (85) — (1,605) (1,930) Recoveries 226 130 — 1,016 1,372 Balance, end of period $ 33,806 $ 5,137 $ 1,024 $ 11,402 $ 51,369 The Company utilized the Cumulative Loss Rate method in determining expected future credit losses. The loss rate method measures the amount of loan charge–offs, net of recoveries, (“loan losses”) recognized over the life of a pool and compares those loan losses to the outstanding loan balance of that pool as of a specific point in time (“pool date”). To estimate a CECL loss rate for the pool, management first identifies the loan losses recognized between the pool date and the reporting date for the pool and determines which loan losses were related to loans outstanding at the pool date. The loss rate method then divides the loan losses recognized on loans outstanding as of the pool date by the outstanding loan balance as of the pool date. The Company’s expected loss estimate is anchored in historical credit loss experience, with an emphasis on all available portfolio data. The Company's historical look–back period includes January 2008 through the economic cycle, on a quarterly basis. When historical credit loss experience is not sufficient for a specific portfolio, the Company may supplement its own portfolio data with external models or data. Qualitative reserves reflect management’s overall estimate of the extent to which current expected credit losses on collectively evaluated loans will differ from historical loss experience. The analysis takes into consideration other analytics performed within the organization, such as enterprise and concentration management, along with other credit–related analytics as deemed appropriate. Management attempts to quantify qualitative reserves whenever possible. The Company’s CECL estimate applies to a forecast that incorporates macroeconomic trends and other environmental factors. Management utilized National, Regional and Local Leading econometrics, as well as management judgment, as the basis for the forecast period. The historical loss rate was utilized as the base rate, and quantitative adjustments were utilized to reflect the forecast and other relevant factors. The forecasted loss rate then reverts to the historical base rate on a straight–line methodology for the remaining life of loan for each pool. The Company segments the loan portfolio into pools based on the following risk characteristics: financial asset type, loan purpose, collateral type, loan characteristics, credit characteristics, outstanding loan balances, contractual terms and prepayment assumptions, industry of the borrower and concentrations, and historical or expected credit loss patterns.

Loan Servicing

Loan Servicing	9 Months Ended
	Sep. 30, 2023
Payments for (Proceeds from) Mortgage Servicing Rights [Abstract]
Loan Servicing	Loan ServicingLoans serviced for others are not included in the accompanying condensed consolidated balance sheets. The unpaid principal balances of loans serviced for others totaled approximately $1.486 billion and $1.532 billion at September 30, 2023 and December 31, 2022. Comparable market values and a valuation model that calculates the present value of future cash flows were used to estimate fair value. For purposes of measuring impairment, risk characteristics including product type, investor type and interest rates were used to stratify the originated mortgage servicing rights. Mortgage servicing rights are included in other assets on the balance sheets as of September 30, 2023 and December 31, 2022. Three Months Ended Nine Months Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 Mortgage servicing rights Balance, beginning of period $ 18,507 $ 18,761 $ 18,619 $ 17,780 Servicing rights capitalized 428 567 863 2,942 Amortization of servicing rights (285) (624) (832) (2,018) Balance, end of period 18,650 18,704 18,650 18,704 Impairment allowance Balance, beginning of period — — — (2,594) Additions — — — — Reductions — — — 2,594 Balance, end of period — — — — Mortgage servicing rights, net $ 18,650 $ 18,704 $ 18,650 $ 18,704 Fair value, beginning of period $ 19,659 $ 18,761 $ 18,619 $ 15,186 Fair value, end of period 19,571 18,704 19,571 18,704

Goodwill

Goodwill	9 Months Ended
	Sep. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	GoodwillThe carrying amount of goodwill was $155.2 million as of September 30, 2023 and December 31, 2022, respectively. There were no changes in the carrying amount of goodwill for the three and nine months ended September 30, 2023 and 2022. Goodwill is assessed for impairment annually, or more frequently if events occur or circumstances change that indicate an impairment may exist. When assessing goodwill for impairment, first, a qualitative assessment can be made to determine whether it is more likely than not that the estimated fair value of a reporting unit is less than its estimated carrying value. If the results of the qualitative assessment are not conclusive, a quantitative goodwill test is performed. Alternatively, a quantitative goodwill test can be performed without performing a qualitative assessment. Goodwill was assessed for impairment using a quantitative analysis as of August 31, 2023 which resulted in no goodwill impairment charges for the nine months ended September 30, 2023.

Repurchase Agreements

Repurchase Agreements	9 Months Ended
	Sep. 30, 2023
Disclosure of Repurchase Agreements [Abstract]
Repurchase Agreements	Repurchase AgreementsThe Company transfers various securities to customers in exchange for cash at the end of each business day and agrees to acquire the securities at the end of the next business day for the cash exchanged plus interest. The process is repeated at the end of each business day until the agreement is terminated. The securities underlying the agreement remained under the Company’s control. The following tables show repurchase agreements accounted for as secured borrowings and the related securities, at fair value, pledged for repurchase agreements: September 30, 2023 Remaining Contractual Maturity of the Agreements Overnight Up to 30 Days 30-90 Days Greater Than 90 Days Total Repurchase Agreements and repurchase-to-maturity transactions Federal agency collateralized mortgage obligations $ 8,346 $ — $ — $ — $ 8,346 Federal agency mortgage–backed pools 125,391 — — — 125,391 Private labeled mortgage–backed pools 8,757 — — — 8,757 Total borrowings $ 142,494 $ — $ — $ — $ 142,494 December 31, 2022 Remaining Contractual Maturity of the Agreements Overnight Up to 30 Days 30-90 Days Greater Than 90 Days Total Repurchase Agreements and repurchase-to-maturity transactions Federal agency collateralized mortgage obligations $ 12,632 $ — $ — $ — $ 12,632 Federal agency mortgage–backed pools 116,041 — — — 116,041 Private labeled mortgage–backed pools 9,198 — — — 9,198 Total borrowings $ 137,871 $ — $ — $ — $ 137,871 Securities sold under agreements to repurchase are secured by securities with a carrying amount of $154.8 million and $160.5 million at September 30, 2023 and December 31, 2022, respectively.

Subordinated Notes

Subordinated Notes	9 Months Ended
	Sep. 30, 2023
Debt Disclosure [Abstract]
Subordinated Notes	Subordinated NotesOn June 24, 2020, Horizon issued $60.0 million in aggregate principal amount of 5.625% fixed–to–floating rate subordinated notes (the “Notes”). The Notes were offered in denominations of $1,000 and integral multiples of $1,000 in excess thereof. The Notes mature on July 1, 2030 (the “Maturity Date”). From and including the date of original issuance to, but excluding, July 1, 2025 or the date of earlier redemption (the “fixed rate period”), the Notes bear interest at an initial rate of 5.625% per annum, payable semi–annually in arrears on January 1 and July 1 of each year, commencing on January 1, 2021. The last interest payment date for the fixed rate period will be July 1, 2025. From and including July 1, 2025 to, but excluding, the Maturity Date or the date of earlier redemption (the “floating rate period”), the Notes bear interest at a floating rate per annum equal to the benchmark rate, which is expected to be Three–Month Term SOFR (the “Benchmark Rate”), plus 549 basis points, payable quarterly in arrears on January 1, April 1, July 1, and October 1 of each year, commencing on October 1, 2025. Notwithstanding the foregoing, in the event that the Benchmark Rate is less than zero, the Benchmark Rate shall be deemed to be zero.Horizon may, at its option, beginning with the interest payment date of July 1, 2025 and on any interest payment date thereafter, redeem the Notes, in whole or in part. The Notes will not otherwise be redeemable by Horizon prior to maturity, unless certain events occur. The redemption price for any redemption is 100% of the principal amount of the Notes, plus accrued and unpaid interest thereon to, but excluding, the date of redemption. Any early redemption of the Notes will be subject to the receipt of the approval of the Board of Governors of the Federal Reserve System to the extent then required under applicable laws or regulations, including capital regulations. The Notes are unsecured subordinated obligations, and rank pari passu, or equally, with all of Horizon's future unsecured subordinated debt and are junior to all existing and future senior debt. The Notes are structurally subordinated to all existing and future liabilities of Horizon's subsidiaries, including the deposit liabilities and claims of other creditors of Horizon Bank, and are effectively subordinated to Horizon’s existing and future secured indebtedness. There is no sinking fund for the Notes. The Notes are obligations of Horizon only and are not obligations of, and are not guaranteed by, any of Horizon’s subsidiaries.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments Cash Flow Hedges As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flow due to interest rate fluctuations, the Company entered into an interest rate swap agreement for a portion of its floating rate debt on July 20, 2018. The agreement provides for the Company to receive interest from the counterparty at one month LIBOR and to pay interest to the counterparty at a fixed rate of 2.81% on a notional amount of $50.0 million at December 31, 2022. Under the agreement, the Company pays or receives the net interest amount monthly, with the monthly settlements included in interest expense. The Company terminated this interest rate swap agreement on May 23, 2023 and recorded a related gain of $1.5 million as a reduction of interest expense. Management has designated the interest rate swap agreement as a cash flow hedging instrument. For derivative instruments that are designated and qualify as a cash flow hedge, the effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings. Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings. Fair Value Hedges Fair value hedges are intended to reduce the interest rate risk associated with the underlying hedged item. The Company enters into fixed rate loan agreements as part of its lending policy. To mitigate the risk of changes in fair value based on fluctuations in interest rates, the Company has entered into interest rate swap agreements on individual loans, converting the fixed rate loans to a variable rate. For derivative instruments that are designated and qualify as a fair value hedge, the gain or loss on the derivative as well as the offsetting gain or loss on the hedged item attributable to the hedged risk are recognized in current earnings. At September 30, 2023, the Company’s fair value hedges were effective and are not expected to have a significant impact on the Company’s net income over the next 12 months. The change in fair value of both the hedge instruments and the underlying loan agreements are recorded as gains or losses in non–interest income. The fair value hedges are considered to be highly effective and any hedge ineffectiveness was deemed not material. Other Derivative Instruments The Company enters into non–hedging derivatives in the form of mortgage loan forward sale commitments with investors and commitments to originate mortgage loans as part of its mortgage banking business. At September 30, 2023, the Company’s fair value of these derivatives were recorded and over the next 12 months are not expected to have a significant impact on the Company’s net income. The change in fair value of both the forward sale commitments and commitments to originate mortgage loans were recorded and the net gains or losses included in the Company’s gain on sale of loans. The following tables summarize the fair value of derivative financial instruments utilized by Horizon: Asset Derivatives Liability Derivatives September 30, 2023 September 30, 2023 Notional Fair Notional Fair Derivatives designated as hedging instruments Interest rate contracts – cash flow hedges $ — $ — $ — $ — Total derivatives designated as hedging instruments — — — — Derivatives not designated as hedging instruments Interest rate contracts – fair value hedges 524,995 50,519 524,995 50,519 Mortgage loan contracts — — 10,051 24 Commitments to originate mortgage loans 13,872 292 — — Total derivatives not designated as hedging instruments 538,867 50,811 535,046 50,543 Total derivatives $ 538,867 $ 50,811 $ 535,046 $ 50,543 Asset Derivatives Liability Derivatives December 31, 2022 December 31, 2022 Notional Amount Fair Notional Amount Fair Derivatives designated as hedging instruments Interest rate contracts – cash flow hedges $ 50,000 $ 1,976 $ — $ — Total derivatives designated as hedging instruments 50,000 1,976 — — Derivatives not designated as hedging instruments Interest rate contracts – fair value hedges 514,551 42,619 514,551 42,619 Mortgage loan contracts — — 13,800 50 Commitments to originate mortgage loans 12,179 284 — — Total derivatives not designated as hedging instruments 526,730 42,903 528,351 42,669 Total derivatives $ 576,730 $ 44,879 $ 528,351 $ 42,669 The effect of the derivative instruments on the condensed consolidated statements of comprehensive income for the three and nine–month periods ended September 30 is as follows: Amount of Gain (Loss) Recognized in Other Comprehensive Income on Derivative Three Months Ended Nine Months Ended September 30, 2023 September 30, 2022 September 30, 2023 September 30, 2022 Derivatives in cash flow hedging relationship Interest rate contracts $ — $ 1,542 $ (1,561) $ 4,535 The effect of the derivative designated as a hedging instrument on the condensed consolidated statements of income for the three and nine–month periods ended September 30 is as follows: Location of gain Amount of Gain (Loss) Recognized on Derivative Three Months Ended Nine Months Ended September 30, 2023 September 30, 2022 September 30, 2023 September 30, 2022 Derivative designated as hedging instruments Interest rate contracts – cash flow hedges Interest expense – Borrowings $ — $ (95) $ 1,832 $ (710) Total $ — $ (95) $ 1,832 $ (710) The effect of derivatives not designated as hedging instruments on the condensed consolidated statements of income for the three and nine–month periods ended September 30 is as follows: Location of gain (loss) Amount of Gain (Loss) Recognized on Derivative Three Months Ended Nine Months Ended September 30, 2023 September 30, 2022 September 30, 2023 September 30, 2022 Derivatives not designated as hedging instruments Interest rate contracts – fair value hedge Interest income – loans receivable $ 340 $ (5) $ 774 $ (169) Interest rate contracts – fair value hedge Interest income – investment securities 53 (13) 163 (125) Mortgage loan contracts Non–interest income – Gain on sale of loans (6) (178) 26 (92) Commitments to originate mortgage loans Non–interest income – Gain on sale of loans 182 (141) 118 (897) Total $ 569 $ (337) $ 1,081 $ (1,283)

Disclosures about Fair Value of

Disclosures about Fair Value of Assets and Liabilities	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Disclosures about Fair Value of Assets and Liabilities	Disclosures about Fair Value of Assets and Liabilities The Fair Value Measurements topic of the FASB ASC defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. There are three levels of inputs that may be used to measure fair value: Level 1 – Quoted prices in active markets for identical assets or liabilities Level 2 – Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities Level 3 – Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying condensed consolidated financial statements, as well as the general classification of such instruments pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended September 30, 2023. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Available for sale securities When quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. Level 2 securities include U.S. Treasury and federal agency securities, state and municipal securities, federal agency collateralized mortgage obligations and mortgage–backed pools and corporate notes. Level 2 securities are valued by a third party pricing service commonly used in the banking industry utilizing observable inputs. Observable inputs include dealer quotes, market spreads, cash flow analysis, the U.S. Treasury yield curve, trade execution data, market consensus prepayment spreads and available credit information and the bond’s terms and conditions. The pricing provider utilizes evaluated pricing models that vary based on asset class. These models incorporate available market information including quoted prices of securities with similar characteristics and, because many fixed–income securities do not trade on a daily basis, apply available information through processes such as benchmark curves, benchmarking of like securities, sector grouping, and matrix pricing. In addition, model processes, such as an option adjusted spread model, is used to develop prepayment and interest rate scenarios for securities with prepayment features. Hedged loans Certain fixed rate loans have been converted to variable rate loans by entering into interest rate swap agreements. The fair value of those fixed rate loans is based on discounting the estimated cash flows using interest rates determined by the respective interest rate swap agreement. Loans are classified within Level 2 of the valuation hierarchy based on the unobservable inputs used. Interest rate swap agreements The fair value of the Company’s interest rate swap agreements is estimated by a third party using inputs that are primarily unobservable including a yield curve, adjusted for liquidity and credit risk, contracted terms and discounted cash flow analysis, and therefore, are classified within Level 2 of the valuation hierarchy. The following table presents the fair value measurements of assets and liabilities recognized in the accompanying condensed consolidated financial statements measured at fair value on a recurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements fall at the following: September 30, 2023 Fair Value Quoted Prices in Active Markets Significant Significant Available for sale securities U.S. Treasury and federal agencies $ 265,850 $ — $ 265,850 $ — State and municipal 340,312 — 340,312 — Federal agency collateralized mortgage obligations 21,313 — 21,313 — Federal agency mortgage–backed pools 165,889 — 165,889 — Corporate notes 71,804 — 71,804 — Total available for sale securities 865,168 — 865,168 — Interest rate swap agreements asset 50,519 — 50,519 — Commitments to originate mortgage loans 292 292 — — Interest rate swap agreements liability (50,519) — (50,519) — Mortgage loan contracts (24) (24) — — December 31, 2022 Fair Value Quoted Prices in Active Markets Significant Significant Available for sale securities U.S. Treasury and federal agencies $ 267,179 $ — $ 267,179 $ — State and municipal 433,544 — 433,544 — Federal agency collateralized mortgage obligations 31,215 — 31,215 — Federal agency mortgage–backed pools 190,656 — 190,656 — Corporate notes 74,964 — 74,964 — Total available for sale securities 997,558 — 997,558 — Interest rate swap agreements asset 44,595 — 44,595 — Commitments to originate mortgage loans 284 — 284 — Interest rate swap agreements liability (42,619) — (42,619) — Mortgage loan contracts (50) — (50) — Certain other assets are measured at fair value on a non-recurring basis in the ordinary course of business and are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment): Fair Value Quoted Prices in Active Markets Significant Significant September 30, 2023 Collateral dependent loans $ 6,616 $ — $ — $ 6,616 December 31, 2022 Collateral dependent loans $ 8,091 $ — $ — $ 8,091 Collateral Dependent Loans: For loans identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. Collateral dependent loans are classified within Level 3 of the fair value hierarchy when impairment is determined using the fair value method. The following table presents qualitative information about unobservable inputs used in recurring and non–recurring Level 3 fair value measurements, other than goodwill. September 30, 2023 Fair Valuation Unobservable Range Collateral dependent loans $ 6,616 Collateral based measurement Discount to reflect current market conditions and ultimate collectibility 0.0%-100.0% (7.2%) December 31, 2022 Fair Valuation Unobservable Range Collateral dependent loans $ 8,091 Collateral based measurement Discount to reflect current market conditions and ultimate collectibility 0.0%-100.0%(13.3%)

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial InstrumentsThe estimated fair value amounts of the Company’s financial instruments were determined using available market information, current pricing information applicable to Horizon and various valuation methodologies. Where market quotations were not available, considerable management judgment was involved in the determination of estimated fair values. Therefore, the estimated fair value of financial instruments shown below may not be representative of the amounts at which they could be exchanged in a current or future transaction. Due to the inherent uncertainties of expected cash flows of financial instruments, the use of alternate valuation assumptions and methods could have a significant effect on the estimated fair value amounts. The estimated fair values of financial instruments, as shown below, are not intended to reflect the estimated liquidation or market value of Horizon taken as a whole. The disclosed fair value estimates are limited to Horizon’s significant financial instruments at September 30, 2023 and December 31, 2022. These include financial instruments recognized as assets and liabilities on the condensed consolidated balance sheets as well as certain off–balance sheet financial instruments. The estimated fair values shown below do not include any valuation of assets and liabilities, which are not financial instruments as defined by the FASB ASC fair value hierarchy. The following methods and assumptions were used to estimate the fair value of each class of financial instrument: Cash and Due from Banks – The carrying amounts approximate fair value. Interest-earning time deposits – The fair values of the Company’s interest–earning time deposits are estimated using discounted cash flow analyses based on current rates for similar types of interest–earning time deposits. Held–to–Maturity Securities – For debt securities held to maturity, fair values are based on quoted market prices or dealer quotes. For those securities where a quoted market price is not available, carrying amount is a reasonable estimate of fair value based upon comparison with similar securities. Loans Held for Sale – The carrying amounts approximate fair value. Net Loans – The fair value of net loans are estimated on an exit price basis incorporating discounts for credit, liquidity and marketability factors. FHLB Stock – Fair value of FHLB stock is based on the price at which it may be resold to the FHLB. Interest Receivable/Payable – The carrying amounts approximate fair value. Deposits – The fair value of demand deposits, savings accounts, interest–bearing checking accounts and money market deposits is the amount payable on demand at the reporting date. The fair value of fixed maturity certificates of deposit is estimated by discounting the future cash flows using rates currently offered for deposits of similar remaining maturity. Borrowings – Rates currently available to Horizon for debt with similar terms and remaining maturities are used to estimate fair values of existing borrowings. Subordinated Notes – The fair value of subordinated notes is based on discounted cash flows based on current borrowing rates for similar types of instruments. Junior Subordinated Debentures Issued to Capital Trusts – Rates currently available for debentures with similar terms and remaining maturities are used to estimate fair values of existing debentures. Commitments to Extend Credit and Standby Letters of Credit – The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed–rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date. Due to the short–term nature of these agreements, carrying amounts approximate fair value. The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall. September 30, 2023 Carrying Quoted Prices in Active Markets Significant Significant Assets Cash and due from banks $ 175,137 $ 175,137 $ — $ — Interest–earning time deposits 2,207 — 2,174 — Investment securities, held to maturity 1,966,483 — 1,556,845 — Loans held for sale 2,828 — — 2,828 Loans (excluding loan level hedges), net 4,309,303 — — 4,213,446 Stock in FHLB 34,509 — 34,509 — Interest receivable 37,850 — 37,850 — Liabilities Non–interest bearing deposits $ 1,126,703 $ 1,126,703 $ — $ — Interest bearing deposits 4,573,394 — 4,237,120 — Borrowings 1,356,510 — 1,345,114 — Subordinated notes 59,007 — 53,401 — Junior subordinated debentures issued to capital trusts 57,201 — 48,699 — Interest payable 16,281 — 16,281 — December 31, 2022 Carrying Quoted Prices in Active Markets Significant Significant Assets Cash and due from banks $ 123,505 $ 123,505 $ — $ — Interest–earning time deposits 2,812 — 2,778 — Investment securities, held to maturity 2,022,748 — 1,681,309 — Loans held for sale 5,807 — — 5,807 Loans (excluding loan level hedges), net 4,107,534 — — 3,852,458 Stock in FHLB 26,677 — 26,677 — Interest receivable 35,294 — 35,294 — Liabilities Non–interest bearing deposits $ 1,277,768 $ 1,277,768 $ — $ — Interest bearing deposits 4,580,006 — 4,100,154 — Borrowings 1,142,949 — 1,139,926 — Subordinated notes 58,896 — 56,496 — Junior subordinated debentures issued to capital trusts 57,027 — 51,327 — Interest payable 5,380 — 5,380 —

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2023
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) September 30, December 31, Unrealized gain (loss) on securities available for sale $ (159,454) $ (140,144) Unamortized gain (loss) on securities held to maturity, previously transferred from AFS 3,209 3,740 Unrealized gain (loss) on derivative instruments — 1,976 Tax effect 32,811 28,230 Total accumulated other comprehensive income (loss) $ (123,434) $ (106,198)

Regulatory Capital

Regulatory Capital	9 Months Ended
	Sep. 30, 2023
Banking and Thrift, Interest [Abstract]
Regulatory Capital	Regulatory Capital Horizon and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. These capital requirements implement changes arising from the Dodd–Frank Wall Street Reform and Consumer Protection Act and the U.S. Basel Committee on Banking Supervision’s capital framework (known as “Basel III”). Failure to meet the minimum regulatory capital requirements can initiate certain mandatory and possible additional discretionary actions by regulators, which if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective actions, the Company and Bank must meet specific capital guidelines involving quantitative measures of the Bank’s assets, liabilities, and certain off–balance–sheet items as calculated under regulatory accounting practices. The Company’s and Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. The Company and Bank are subject to minimum regulatory capital requirements as defined and calculated in accordance with the Basel III–based regulations. As allowed under Basel III rules, the Company made the decision to opt–out of including accumulated other comprehensive income in regulatory capital. The minimum regulatory capital requirements are set forth in the table below. In addition, to be categorized as well capitalized, the Company and Bank must maintain Total risk–based, Tier I risk–based, common equity Tier I risk–based and Tier I leverage ratios as set forth in the table below. As of September 30, 2023 and December 31, 2022, the Company and Bank met all capital adequacy requirements to be considered well capitalized. There have been no conditions or events since the end of the third quarter of 2023 that management believes have changed the Bank’s classification as well capitalized. There is no threshold for well capitalized status for bank holding companies. Horizon and the Bank’s actual and required capital ratios as of September 30, 2023 and December 31, 2022 were as follows: Actual Required for Capital Adequacy Purposes (1) Required For Capital Adequacy Purposes with Capital Buffer (1) Well Capitalized Under Prompt Corrective Action Provisions (1) Amount Ratio Amount Ratio Amount Ratio Amount Ratio September 30, 2023 Total capital (to risk–weighted assets) (1) Consolidated $ 819,855 14.39 % $ 455,931 8.00 % $ 598,409 10.50 % N/A N/A Bank 744,803 13.11 % 454,401 8.00 % 596,401 10.50 % $ 568,001 10.00 % Tier 1 capital (to risk–weighted assets) (1) Consolidated 769,424 13.50 % 341,948 6.00 % 484,426 8.50 % N/A N/A Bank 694,372 12.22 % 340,801 6.00 % 482,801 8.50 % 454,401 8.00 % Common equity tier 1 capital (to risk–weighted assets) (1) Consolidated 649,071 11.39 % 256,461 4.50 % 398,939 7.00 % N/A N/A Bank 694,372 12.22 % 255,600 4.50 % 397,601 7.00 % 369,201 6.50 % Tier 1 capital (to average assets) (1) Consolidated 769,424 9.87 % 311,717 4.00 % 311,717 4.00 % N/A N/A Bank 694,372 8.77 % 316,646 4.00 % 316,646 4.00 % 395,808 5.00 % December 31, 2022 Total capital (to risk–weighted assets) (1) Consolidated $ 776,390 14.37 % $ 432,172 8.00 % $ 567,226 10.50 % N/A N/A Bank 726,339 13.59 % 427,456 8.00 % 561,036 10.50 % $ 534,320 10.00 % Tier 1 capital (to risk–weighted assets) (1) Consolidated 729,835 13.51 % 324,129 6.00 % 459,183 8.50 % N/A N/A Bank 679,784 12.72 % 320,592 6.00 % 454,172 8.50 % 427,456 8.00 % Common equity tier 1 capital (to risk–weighted assets) (1) Consolidated 609,630 11.28 % 243,097 4.50 % 378,151 7.00 % N/A N/A Bank 679,784 12.72 % 240,444 4.50 % 374,024 7.00 % 347,308 6.50 % Tier 1 capital (to average assets) (1) Consolidated 729,835 10.03 % 291,122 4.00 % 291,122 4.00 % N/A N/A Bank 679,784 8.89 % 305,996 4.00 % 305,999 4.00 % 382,495 5.00 % (1) As defined by regulatory agencies

General Litigation

General Litigation	9 Months Ended
	Sep. 30, 2023
Commitments and Contingencies Disclosure [Abstract]
General Litigation	General Litigation As of April 20, 2023, a putative class action lawsuit entitled Chad Key, et al. v. Horizon Bancorp, Inc., et al., Case No. 1:23-cv-02961 (”Securities Action”) was filed against the Company and two of its officers in the U.S. District Court for the Eastern District of New York. The Securities Action asserts claims under §§ 10(b) and 20(a) of the Securities Exchange Act of 1934 alleging, among other things, the Company made materially false and misleading statements and failed to disclose material adverse facts which allegedly resulted in harm to a putative class of purchasers of our securities from March 9, 2022 and March 10, 2023. As of (1) August 28, 2023, a lawsuit related to the Securities Action was filed by Sally Hundley, derivatively on behalf of the Company, against the Company, as nominal defendant, and 2 of the Company's officers and 10 of its directors and (2) August 31, 2023, a lawsuit also related to the Securities Action was filed by Aziz Chowdhury, derivatively on behalf of the Company, against the Company, as nominal defendant, and 2 of the Company's officers and 10 of its directors (the “Derivatives Actions”) in the U.S. District Court for the Eastern District of New York. The Derivative Actions allege, among other things, breach of the officers and directors' fiduciary duties. The Derivative Actions have been consolidated and stayed pending resolution of any motion to dismiss in the Securities Action. Based on our initial review of these actions, management believes that the Company has strong defenses to the claims and intends to vigorously defend against them. As of September 30, 2023, no liabilities related to the above matters were recorded because we have concluded such liabilities are not probable and the amounts of such liabilities are not reasonably estimable.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Pay vs Performance Disclosure
Net income	$ 16,205	$ 23,821	$ 53,196	$ 72,243

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Sep. 30, 2023
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Accounting Policies (Policies)

Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Earnings per Common Share	Basic earnings per share is computed by dividing net income available to common shareholders (net income less dividend requirements for preferred stock and accretion of preferred stock discount) by the weighted–average number of common shares outstanding. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock.
Reclassifications	Reclassifications Certain reclassifications have been made to the 2022 condensed consolidated financial statements to be comparable to 2023. These reclassifications were not material and had no effect on net income.
Adoption of New Accounting Standards and Accounting Guidance Issued But Not Yet Adopted	Adoption of New Accounting Standards Financial Accounting Standards Board (“FASB”) Accounting Standards Update (“ASU”) No. 2022–02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures The FASB has issued ASU 2022–02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures , in March 2022. These amendments eliminate the TDR recognition and measurement guidance and, instead, require that an entity evaluate (consistent with the accounting for other loan modifications) whether the modification represents a new loan or a continuation of an existing loan. The amendments also enhance existing disclosure requirements and introduce new requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. Additionally, these amendments require that an entity disclose current–period gross write–offs by year of origination for financing receivables and net investment in leases within the scope of Subtopic 326–20. The guidance is effective for entities that have adopted ASU 2016–13 for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. These amendments should be applied prospectively. If an entity elects to early adopt ASU 2022–02 in an interim period, the guidance should be applied as of the beginning of the fiscal year that includes the interim period. An entity may elect to early adopt the amendments about TDRs and related disclosure enhancements separately from the amendments related to vintage disclosures. The Company adopted this standard during the first quarter of 2023 and it did not have a material impact on the consolidated financial statements. FASB ASU No. 2020–04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting The FASB has issued ASU 2020–04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting , which provides temporary, optional guidance to ease the potential burden in accounting for, or recognizing the effects of, the transition away from the LIBOR or other interbank offered rates on financial reporting. To help with the transition to new reference rates, the ASU provides optional expedients and exceptions for applying GAAP to affected contract modifications and hedge accounting relationships. The main provisions include: • A change in a contract's reference interest rate would be accounted for as a continuation of that contract rather than as the creation of a new one for contracts, including loans, debt, leases, and other arrangements, that meet specific criteria. • When updating its hedging strategies in response to reference rate reform, an entity would be allowed to preserve its hedge accounting. The guidance is applicable only to contracts or hedge accounting relationships that reference LIBOR or another reference rate expected to be discontinued. Because the guidance is meant to help entities through the transition period, it will be in effect for a limited time and will not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as of December 31, 2022, for which an entity has elected certain optional expedients that are retained through the end of the hedging relationship. The amendments in this ASU are effective March 12, 2020 through December 31, 2022. ASU 2020–04 permits relief solely for reference rate reform actions and permits different elections over the effective date for legacy and new activity. Accordingly, the Company is evaluating and reassessing the elections on a quarterly basis. For current elections in effect regarding the assertion of the probability of forecasted transactions, the Company elects the expedient to assert the probability of the hedged interest payments and receipts regardless of any expected modification in terms related to reference rate reform. With the issuance of ASU 2022–6, Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848 , the sunset date for the adoption of ASU 2020–04 was extended from December 31, 2022 to December 31, 2024. The Company adopted the expedients included in this ASU in the third quarter of 2023 as it transferred its loans and other financial instruments to another reference rate. Accounting Guidance Issued But Not Yet Adopted FASB ASU No. 2023–02, Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method The FASB has issued ASU 2023–02, Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. This guidance allows reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for public business entities for fiscal years including interim periods within those fiscal years, beginning after December 15, 2023. Early adoption is permitted in any interim period. The Company is assessing ASU 2023–02 and its impact on its accounting and disclosures.

Accounting Policies (Tables)

Accounting Policies (Tables)	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Schedule of Computation of Basic and Diluted Earnings Per Share	The following table shows computation of basic and diluted earnings per share. Three Months Ended Nine Months Ended September 30 September 30 2023 2022 2023 2022 Basic earnings per share Net income $ 16,205 $ 23,821 $ 53,196 $ 72,243 Weighted average common shares outstanding 43,646,609 43,573,370 43,623,614 43,567,028 Basic earnings per share $ 0.37 $ 0.55 $ 1.22 $ 1.66 Diluted earnings per share Net income $ 16,205 $ 23,821 $ 53,196 $ 72,243 Weighted average common shares outstanding 43,646,609 43,573,370 43,623,614 43,567,028 Effect of dilutive securities: Restricted stock 143,673 92,405 182,559 92,718 Stock options 5,787 38,018 7,774 39,289 Weighted average common shares outstanding 43,796,069 43,703,793 43,813,947 43,699,035 Diluted earnings per share $ 0.37 $ 0.55 $ 1.21 $ 1.65
Schedule of Error Corrections and Prior Period Adjustments	The following tables present the revisions to the line items of our previously issued financial statements to reflect the correction of the errors: Consolidated Statements of Income Three Months Ended September 30, 2022 As Reported Indirect Loan Dealer Reserve Adjustment As Revised Interest income Loans receivable $ 47,051 $ (1,534) $ 45,517 Total interest income 63,030 (1,534) 61,496 Net interest income 53,395 (1,534) 51,861 Net interest income after credit loss expense (recovery) 53,996 (1,534) 52,462 Non–interest expense Loan expense 2,926 (1,534) 1,392 Total non–interest expense 38,350 (1,534) 36,816 Net income 23,821 — 23,821 Consolidated Statements of Income Nine Months Ended September 30, 2022 As Reported Indirect Loan Dealer Reserve Adjustment As Revised Interest income Loans receivable $ 126,479 $ (3,838) $ 122,641 Total interest income 172,684 (3,838) 168,846 Net interest income 154,574 (3,838) 150,736 Net interest income after credit loss expense (recovery) 156,321 (3,838) 152,483 Non–interest expense Loan expense 7,968 (3,838) 4,130 Total non–interest expense 111,328 (3,838) 107,490 Net income 72,243 — 72,243 Additional immaterial reclassifications made to the 2022 condensed consolidated financial statements to be comparable to 2023 are not included within the revision to the consolidated statement of cash flows noted below. Consolidated Statements of Cash Flows Nine Months Ended September 30, 2022 As Reported Indirect Loan Dealer Reserve Adjustment Transfer of AFS Securities to HTM Securities As Revised Operating Activities Net change in other assets $ (12,865) $ 5,400 $ — $ (7,465) Net cash provided by operating activities 77,664 5,400 — 83,064 Investing activities Net change in loans (370,251) (5,400) — (375,651) Net cash used in investing activities (902,327) (5,400) — (907,727) Net Change in Cash and Cash Equivalents (483,849) — — (483,849) Additional Supplemental Information Transfer of available for sale securities to held to maturity securities — — 120,881 120,881 The following tables present loans by credit grades and origination year at December 31, 2022. As Reported As Revised Term Revolving Total Term Revolving Revolving Total Commercial Owner occupied real estate Pass $ 490,056 $ 76,493 $ 566,549 $ 484,893 $ 76,493 $ 5,163 $ 566,549 Special Mention 9,413 83 9,496 9,413 83 — 9,496 Substandard 15,641 2,876 18,517 15,641 2,876 — 18,517 Total owner occupied real estate $ 515,110 $ 79,452 $ 594,562 $ 509,947 $ 79,452 $ 5,163 $ 594,562 Non–owner occupied real estate Pass $ 955,956 $ 182,681 $ 1,138,637 $ 944,105 $ 182,681 $ 11,851 $ 1,138,637 Special Mention 42,419 — 42,419 42,419 — — 42,419 Substandard 6,021 — 6,021 6,021 — — 6,021 Total non–owner occupied real estate $ 1,004,396 $ 182,681 $ 1,187,077 $ 992,545 $ 182,681 $ 11,851 $ 1,187,077 Residential spec homes Pass $ 6,404 $ 4,334 $ 10,738 $ 779 $ 4,333 $ 5,626 $ 10,738 Special Mention — — — — — — — Substandard — 100 100 — 100 — 100 Total residential spec homes $ 6,404 $ 4,434 $ 10,838 $ 779 $ 4,433 $ 5,626 $ 10,838 Development & spec land Pass $ 13,279 $ 13,008 $ 26,287 $ 13,257 $ 13,008 $ 22 $ 26,287 Special Mention 145 — 145 145 — — 145 Substandard 178 748 926 178 748 — 926 Total development & spec land $ 13,602 $ 13,756 $ 27,358 $ 13,580 $ 13,756 $ 22 $ 27,358 Commercial & industrial Pass $ 574,972 $ 49,859 $ 624,831 $ 419,702 $ 49,276 $ 159,017 $ 627,995 Special Mention 4,636 — 4,636 3,427 — 1,208 4,635 Substandard 12,603 5,517 18,120 5,468 2,322 7,167 14,957 Total commercial & industrial $ 592,211 $ 55,376 $ 647,587 $ 428,597 $ 51,598 $ 167,392 $ 647,587 Total commercial $ 2,131,723 $ 335,699 $ 2,467,422 $ 1,945,448 $ 331,920 $ 190,054 $ 2,467,422 As Reported As Revised Term Revolving Total Term Revolving Revolving Total Real estate Residential mortgage Performing $ 603,636 $ 792 $ 604,428 $ 604,428 $ — $ — $ 604,428 Non–performing 8,123 — 8,123 8,123 — — 8,123 Total residential mortgage $ 611,759 $ 792 $ 612,551 $ 612,551 $ — $ — $ 612,551 Residential construction Performing $ 187 $ 40,554 $ 40,741 $ — $ 40,741 $ — $ 40,741 Non–performing — — — — — — — Total residential construction $ 187 $ 40,554 $ 40,741 $ — $ 40,741 $ — $ 40,741 Mortgage warehouse Performing $ — $ 69,529 $ 69,529 $ — $ — $ 69,529 $ 69,529 Non–performing — — — — — — — Total mortgage warehouse $ — $ 69,529 $ 69,529 $ — $ — $ 69,529 $ 69,529 Total real estate $ 611,946 $ 110,875 $ 722,821 $ 612,551 $ 40,741 $ 69,529 $ 722,821 Consumer Direct installment Performing $ 56,441 $ 9 $ 56,450 $ 54,290 $ 9 $ 2,151 $ 56,450 Non–performing 164 — 164 164 — — 164 Total direct installment $ 56,605 $ 9 $ 56,614 $ 54,454 $ 9 $ 2,151 $ 56,614 Indirect installment Performing $ 499,781 $ — $ 499,781 $ 499,781 $ — $ — $ 499,781 Non–performing 768 — 768 768 — — 768 Total indirect installment $ 500,549 $ — $ 500,549 $ 500,549 $ — $ — $ 500,549 Home equity Performing $ 400,048 $ 7,089 $ 407,137 $ 53,226 $ 7,089 $ 346,822 $ 407,137 Non–performing 1,512 1,943 3,455 1,512 1,943 — 3,455 Total home equity $ 401,560 $ 9,032 $ 410,592 $ 54,738 $ 9,032 $ 346,822 $ 410,592 Total consumer $ 958,714 $ 9,041 $ 967,755 $ 609,741 $ 9,041 $ 348,973 $ 967,755

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Schedule of Fair Value of Securities	The fair value of securities is as follows: September 30, 2023 Amortized Gross Gross Fair Available for sale U.S. Treasury and federal agencies $ 293,785 $ — $ (27,935) $ 265,850 State and municipal 425,096 — (84,784) 340,312 Federal agency collateralized mortgage obligations 23,210 — (1,897) 21,313 Federal agency mortgage-backed pools 200,728 — (34,839) 165,889 Corporate notes 81,803 338 (10,337) 71,804 Total available for sale investment securities $ 1,024,622 $ 338 $ (159,792) $ 865,168 Held to maturity U.S. Treasury and federal agencies $ 287,561 $ — $ (53,553) $ 234,008 State and municipal 1,101,933 15 (243,639) 858,309 Federal agency collateralized mortgage obligations 52,573 — (9,896) 42,677 Federal agency mortgage-backed pools 328,410 — (64,353) 264,057 Private labeled mortgage-backed pools 32,992 — (5,694) 27,298 Corporate notes 163,014 — (32,518) 130,496 Total held to maturity investment securities $ 1,966,483 $ 15 $ (409,653) $ 1,556,845 December 31, 2022 Amortized Gross Gross Fair Available for sale U.S. Treasury and federal agencies $ 294,329 $ — $ (27,150) $ 267,179 State and municipal 505,006 140 (71,602) 433,544 Federal agency collateralized mortgage obligations 33,011 — (1,796) 31,215 Federal agency mortgage-backed pools 220,963 — (30,307) 190,656 Corporate notes 84,393 195 (9,624) 74,964 Total available for sale investment securities $ 1,137,702 $ 335 $ (140,479) $ 997,558 Held to maturity U.S. Treasury and federal agencies $ 295,250 $ — $ (49,237) $ 246,013 State and municipal 1,127,669 374 (192,458) 935,585 Federal agency collateralized mortgage obligations 56,564 — (8,865) 47,699 Federal agency mortgage-backed pools 343,953 — (56,714) 287,239 Private labeled mortgage-backed pools 35,466 — (5,493) 29,973 Corporate notes 163,846 — (29,046) 134,800 Total held to maturity investment securities $ 2,022,748 $ 374 $ (341,813) $ 1,681,309
Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity	The amortized cost and fair value of securities available for sale and held to maturity at September 30, 2023 and December 31, 2022, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2023 Amortized Fair Available for sale Within one year $ 5,449 $ 5,329 One to five years 364,641 330,882 Five to ten years 192,161 153,784 After ten years 238,433 187,971 800,684 677,966 Federal agency collateralized mortgage obligations 23,210 21,313 Federal agency mortgage–backed pools 200,728 165,889 Total available for sale investment securities $ 1,024,622 $ 865,168 Held to maturity Within one year $ 35,434 $ 35,149 One to five years 228,119 212,226 Five to ten years 340,018 278,547 After ten years 948,937 696,891 1,552,508 1,222,813 Federal agency collateralized mortgage obligations 52,573 42,677 Federal agency mortgage–backed pools 328,410 264,057 Private labeled mortgage–backed pools 32,992 27,298 Total held to maturity investment securities $ 1,966,483 $ 1,556,845
Schedule of Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value	The following table shows the gross unrealized losses and the fair value of the Company’s investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position. September 30, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Investment Securities U.S. Treasury and federal agencies $ 1,322 $ (12) $ 498,536 $ (81,476) $ 499,858 $ (81,488) State and municipal 123,235 (7,558) 1,066,492 (320,865) 1,189,727 (328,423) Federal agency collateralized mortgage obligations — — 63,990 (11,793) 63,990 (11,793) Federal agency mortgage–backed pools 13 (1) 429,933 (99,191) 429,946 (99,192) Private labeled mortgage–backed pools — — 27,298 (5,694) 27,298 (5,694) Corporate notes — — 200,899 (42,855) 200,899 (42,855) Total temporarily impaired securities $ 124,570 $ (7,571) $ 2,287,148 $ (561,874) $ 2,411,718 $ (569,445) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Investment Securities U.S. Treasury and federal agencies $ 217,357 $ (16,692) $ 295,585 $ (59,695) $ 512,942 $ (76,387) State and municipal 533,871 (45,881) 757,061 (218,179) 1,290,932 (264,060) Federal agency collateralized mortgage obligations 40,301 (2,881) 38,613 (7,780) 78,914 (10,661) Federal agency mortgage–backed pools 49,633 (3,211) 428,243 (83,810) 477,876 (87,021) Private labeled mortgage–backed pools — — 29,973 (5,493) 29,973 (5,493) Corporate notes 38,906 (6,787) 169,921 (31,883) 208,827 (38,670) Total temporarily impaired securities $ 880,068 $ (75,452) $ 1,719,396 $ (406,840) $ 2,599,464 $ (482,292)
Schedule of Sales of Securities Available for Sale	Information regarding security proceeds, gross gains and gross losses are presented below. Three Months Ended Nine Months Ended September 30 September 30 2023 2022 2023 2022 Sales of securities available for sale Proceeds $ — $ — $ 88,194 $ — Gross gains — — 215 — Gross losses — — (695) —

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Schedule of Loan Portfolio Segments and Classes	The table below identifies the Company’s loan portfolio segments and classes. Portfolio Segment Class of Financing Receivable Commercial Owner occupied real estate Non-owner occupied real estate Residential spec homes Development & spec land Commercial and industrial Real estate Residential mortgage Residential construction Mortgage warehouse Mortgage warehouse Consumer Direct installment Indirect installment Home equity
Schedule of Loans Outstanding By Portfolio Class	The following table presents total loans outstanding by portfolio class, as of September 30, 2023 and December 31, 2022: September 30, December 31, Commercial Owner occupied real estate $ 630,125 $ 594,562 Non–owner occupied real estate 1,244,371 1,187,077 Residential spec homes 12,414 10,838 Development & spec land 29,146 27,358 Commercial and industrial 673,188 647,587 Total commercial 2,589,244 2,467,422 Real estate Residential mortgage 649,996 612,551 Residential construction 25,403 40,741 Mortgage warehouse 65,923 69,529 Total real estate 741,322 722,821 Consumer Direct installment 54,399 56,614 Indirect installment 439,922 500,549 Home equity 534,115 410,592 Total consumer 1,028,436 967,755 Total loans 4,359,002 4,157,998 Allowance for credit losses (49,699) (50,464) Net loans $ 4,309,303 $ 4,107,534
Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured ("TDRs") by Class of Loans	The following table presents non–accrual loans and loans past due over 90 days still on accrual by class of loans at September 30, 2023: September 30, 2023 Non–accrual Loans Past Total Non–performing Commercial Owner occupied real estate $ 2,213 $ — $ 2,213 $ 2,213 Non–owner occupied real estate 3,573 — 3,573 1,275 Residential spec homes — — — — Development & spec land 641 — 641 641 Commercial and industrial 492 50 542 243 Total commercial 6,919 50 6,969 4,372 Real estate Residential mortgage 7,644 133 7,777 7,777 Residential construction — — — — Mortgage warehouse — — — — Total real estate 7,644 133 7,777 7,777 Consumer Direct installment 132 — 132 132 Indirect installment 972 209 1,181 1,181 Home equity 3,389 — 3,389 3,389 Total consumer 4,493 209 4,702 4,702 Total $ 19,056 $ 392 $ 19,448 $ 16,851 The following table presents non–accrual loans, loans past due over 90 days still on accrual, and troubled debt restructurings (“TDRs”) by class of loan at December 31, 2022: December 31, 2022 Non–accrual Loans Past Non–performing Performing Total Non–performing Commercial Owner occupied real estate $ 3,423 $ — $ — $ 568 $ 3,991 $ 3,805 Non–owner occupied real estate 3,866 — — 269 4,135 2,211 Residential spec homes 101 — — — 101 101 Development & spec land 815 — — — 815 65 Commercial and industrial 288 — — — 288 288 Total commercial 8,493 — — 837 9,330 6,470 Real estate Residential mortgage 5,479 43 1,210 1,391 8,123 8,123 Residential construction — — — — — — Mortgage warehouse — — — — — — Total real estate 5,479 43 1,210 1,391 8,123 8,123 Consumer Direct installment 138 26 — — 164 164 Indirect installment 745 23 — — 768 768 Home equity 2,775 — 338 342 3,455 3,455 Total consumer 3,658 49 338 342 4,387 4,387 Total $ 17,630 $ 92 $ 1,548 $ 2,570 $ 21,840 $ 18,980
Schedule of Payment Status by Class of Loan	The following table presents the payment status by class of loan, excluding non–accrual loans of $19.1 million at September 30, 2023: September 30, 2023 Current 30–59 Days 60–89 Days 90 Days or Total Total Commercial Owner occupied real estate $ 631,843 $ — $ — $ — $ — $ 631,843 Non–owner occupied real estate 1,235,352 1,515 — — 1,515 1,236,867 Residential spec homes 12,414 — — — — 12,414 Development & spec land 28,505 — — — — 28,505 Commercial and industrial 672,131 390 125 50 565 672,696 Total commercial 2,580,245 1,905 125 50 2,080 2,582,325 Real estate Residential mortgage 639,987 1,796 436 133 2,365 642,352 Residential construction 25,403 — — — — 25,403 Mortgage warehouse 65,923 — — — — 65,923 Total real estate 731,313 1,796 436 133 2,365 733,678 Consumer Direct installment 53,848 418 1 — 419 54,267 Indirect installment 432,498 5,543 700 209 6,452 438,950 Home equity 528,561 2,088 77 — 2,165 530,726 Total consumer 1,014,907 8,049 778 209 9,036 1,023,943 Total $ 4,326,465 $ 11,750 $ 1,339 $ 392 $ 13,481 $ 4,339,946 The following table presents the payment status by class of loan, excluding non–accrual loans of $17.6 million and non–performing TDRs of $1.5 million at December 31, 2022: December 31, 2022 Current 30–59 Days 60–89 Days 90 Days or Total Total Commercial Owner occupied real estate $ 590,870 $ 269 $ — $ — $ 269 $ 591,139 Non–owner occupied real estate 1,183,195 16 — — 16 1,183,211 Residential spec homes 10,737 — — — — 10,737 Development & spec land 26,513 — 30 — 30 26,543 Commercial and industrial 646,792 507 — — 507 647,299 Total commercial 2,458,107 792 30 — 822 2,458,929 Real estate Residential mortgage 603,630 1,980 209 43 2,232 605,862 Residential construction 40,741 — — — — 40,741 Mortgage warehouse 69,529 — — — — 69,529 Total real estate 713,900 1,980 209 43 2,232 716,132 Consumer Direct installment 56,266 168 16 26 210 56,476 Indirect installment 494,341 4,536 904 23 5,463 499,804 Home equity 405,405 1,413 661 — 2,074 407,479 Total consumer 956,012 6,117 1,581 49 7,747 963,759 Total $ 4,128,019 $ 8,889 $ 1,820 $ 92 $ 10,801 $ 4,138,820
Schedule of TDRs by Loan Portfolio	The following table presents TDRs by class of loan at December 31, 2022: December 31, 2022 Non–accrual Accruing Total Commercial Owner occupied real estate $ — $ 568 $ 568 Non–owner occupied real estate — 269 269 Residential spec homes — — — Development & spec land — — — Commercial and industrial — — — Total commercial — 837 837 Real estate Residential mortgage 1,210 1,391 2,601 Residential construction — — — Mortgage warehouse — — — Total real estate 1,210 1,391 2,601 Consumer Direct installment — — — Indirect installment — — — Home equity 338 342 680 Total consumer 338 342 680 Total $ 1,548 $ 2,570 $ 4,118
Schedule of Allowance for Credit Loss Allocated for Collateral Dependent Loans	The table below presents the amortized cost basis and allowance for credit losses (“ACL”) allocated for collateral dependent loans in accordance with ASC 326, which are individually evaluated to determine expected credit losses. September 30, 2023 Real Estate Accounts Receivable/Equipment Other Total ACL Commercial Owner occupied real estate $ 2,743 $ — $ — $ 2,743 $ — Non–owner occupied real estate 3,828 — — 3,828 789 Development & spec land 641 — — 641 — Commercial and industrial — 467 25 492 299 Total commercial 7,212 467 25 7,704 1,088 Total collateral dependent loans $ 7,212 $ 467 $ 25 $ 7,704 $ 1,088 December 31, 2022 Real Estate Accounts Receivable/Equipment Other Total ACL Commercial Owner occupied real estate $ 3,905 $ 95 $ — $ 4,000 $ 215 Non–owner occupied real estate 4,135 — — 4,135 988 Residential spec homes 101 — — 101 — Development & spec land 815 — — 815 36 Commercial and industrial — 248 31 279 — Total commercial 8,956 343 31 9,330 1,239 Total collateral dependent loans $ 8,956 $ 343 $ 31 $ 9,330 $ 1,239
Schedule of Loans by Credit Grades	The following tables present loans by credit grades and origination year at September 30, 2023. September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Term Loans Revolving Loans Total Commercial Owner occupied real estate Pass $ 53,302 $ 100,237 $ 76,376 $ 45,263 $ 43,194 $ 185,182 $ 89,316 $ 10,534 $ 603,404 Special Mention — 494 2,300 — 1,869 4,427 — — 9,090 Substandard — 502 6,550 968 230 8,851 530 — 17,631 Doubtful — — — — — — — — — Total owner occupied real estate $ 53,302 $ 101,233 $ 85,226 $ 46,231 $ 45,293 $ 198,460 $ 89,846 $ 10,534 $ 630,125 Gross charge–offs during period $ — $ — $ — $ — $ — $ 3 $ 229 $ — $ 232 Non–owner occupied real estate Pass $ 100,630 $ 221,897 $ 165,258 $ 105,564 $ 84,773 $ 308,926 $ 195,691 $ 9,153 $ 1,191,892 Special Mention — — 1,355 257 855 43,471 — — 45,938 Substandard — — — 200 — 6,341 — — 6,541 Doubtful — — — — — — — — — Total non–owner occupied real estate $ 100,630 $ 221,897 $ 166,613 $ 106,021 $ 85,628 $ 358,738 $ 195,691 $ 9,153 $ 1,244,371 Gross charge–offs during period $ — $ — $ — $ — $ — $ 9 $ — $ — $ 9 Residential spec homes Pass $ — $ — $ 499 $ — $ — $ — $ 5,282 $ 6,633 $ 12,414 Special Mention — — — — — — — — — Substandard — — — — — — — — — Doubtful — — — — — — — — — Total residential spec homes $ — $ — $ 499 $ — $ — $ — $ 5,282 $ 6,633 $ 12,414 Gross charge–offs during period $ — $ — $ — $ — $ — $ — $ — $ — $ — Development & spec land Pass $ 2,483 $ 1,483 $ 1,029 $ 405 $ 253 $ 3,077 $ 18,001 $ 192 $ 26,923 Special Mention — — — — — — 1,376 — 1,376 Substandard — — — — — 107 740 — 847 Doubtful — — — — — — — — — Total development & spec land $ 2,483 $ 1,483 $ 1,029 $ 405 $ 253 $ 3,184 $ 20,117 $ 192 $ 29,146 Gross charge–offs during period $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial & industrial Pass $ 84,871 $ 160,710 $ 99,659 $ 14,961 $ 22,595 $ 63,195 $ 52,741 $ 151,850 $ 650,582 Special Mention 898 736 303 1,637 141 1,027 2,239 5,560 12,541 Substandard 1,585 733 249 302 35 1,517 3,811 1,833 10,065 Doubtful — — — — — — — — — Total commercial & industrial $ 87,354 $ 162,179 $ 100,211 $ 16,900 $ 22,771 $ 65,739 $ 58,791 $ 159,243 $ 673,188 Gross charge–offs during period $ — $ 32 $ — $ 47 $ 25 $ 57 $ 119 $ — $ 280 September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Term Loans Revolving Loans Total Real estate Residential mortgage Performing $ 28,673 $ 146,772 $ 162,167 $ 87,164 $ 31,513 $ 185,930 $ — $ — $ 642,219 Non–performing — 1,386 766 263 751 4,611 — — 7,777 Total residential mortgage $ 28,673 $ 148,158 $ 162,933 $ 87,427 $ 32,264 $ 190,541 $ — $ — $ 649,996 Gross charge–offs during period $ — $ — $ — $ — $ — $ 19 $ — $ — $ 19 Residential construction Performing $ — $ — $ — $ — $ — $ — $ 25,403 $ — $ 25,403 Non–performing — — — — — — — — — Total residential construction $ — $ — $ — $ — $ — $ — $ 25,403 $ — $ 25,403 Gross charge–offs during period $ — $ — $ — $ — $ — $ — $ — $ — $ — Mortgage warehouse Performing $ — $ — $ — $ — $ — $ — $ — $ 65,923 $ 65,923 Non–performing — — — — — — — — — Total mortgage warehouse $ — $ — $ — $ — $ — $ — $ — $ 65,923 $ 65,923 Gross charge–offs during period $ — $ — $ — $ — $ — $ — $ — $ — $ — September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Term Loans Revolving Loans Total Consumer Direct installment Performing $ 12,518 $ 14,672 $ 9,177 $ 4,853 $ 5,172 $ 5,622 $ 11 $ 2,242 $ 54,267 Non–performing — 47 41 — 9 35 — — 132 Total direct installment $ 12,518 $ 14,719 $ 9,218 $ 4,853 $ 5,181 $ 5,657 $ 11 $ 2,242 $ 54,399 Gross charge–offs during period $ 10 $ 27 $ 4 $ 10 $ 2 $ 14 $ 6 $ — $ 73 Indirect installment Performing $ 68,343 $ 208,336 $ 89,229 $ 41,267 $ 20,287 $ 11,279 $ — $ — $ 438,741 Non–performing 39 480 260 170 115 117 — — 1,181 Total indirect installment $ 68,382 $ 208,816 $ 89,489 $ 41,437 $ 20,402 $ 11,396 $ — $ — $ 439,922 Gross charge–offs during period $ 54 $ 942 $ 518 $ 115 $ 51 $ 48 $ — $ — $ 1,728 Home equity Performing $ 21,750 $ 22,633 $ 3,611 $ 2,617 $ 4,127 $ 10,841 $ 11,687 $ 453,460 $ 530,726 Non–performing — 140 — 55 134 689 2,371 — 3,389 Total home equity $ 21,750 $ 22,773 $ 3,611 $ 2,672 $ 4,261 $ 11,530 $ 14,058 $ 453,460 $ 534,115 Gross charge–offs during period $ — $ 10 $ — $ 103 $ — $ 15 $ 12 $ — $ 140 The following tables present loans by credit grades and origination year at December 31, 2022. December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Term Loans Revolving Loans Total Commercial Owner occupied real estate Pass $ 101,713 $ 78,352 $ 50,363 $ 49,584 $ 38,068 $ 166,813 $ 76,493 $ 5,163 $ 566,549 Special Mention — 6,677 — 7 — 2,729 83 — 9,496 Substandard 1,016 253 983 834 3,116 9,439 2,876 — 18,517 Doubtful — — — — — — — — — Total owner occupied real estate $ 102,729 $ 85,282 $ 51,346 $ 50,425 $ 41,184 $ 178,981 $ 79,452 $ 5,163 $ 594,562 Non–owner occupied real estate Pass $ 183,862 $ 173,971 $ 134,394 $ 91,359 $ 57,345 $ 303,174 $ 182,681 $ 11,851 $ 1,138,637 Special Mention — 1,415 265 883 39,239 617 — — 42,419 Substandard — — 246 — 3,532 2,243 — — 6,021 Doubtful — — — — — — — — — Total non–owner occupied real estate $ 183,862 $ 175,386 $ 134,905 $ 92,242 $ 100,116 $ 306,034 $ 182,681 $ 11,851 $ 1,187,077 Residential spec homes Pass $ — $ 779 $ — $ — $ — $ — $ 4,333 $ 5,626 $ 10,738 Special Mention — — — — — — — — — Substandard — — — — — — 100 — 100 Doubtful — — — — — — — — — Total residential spec homes $ — $ 779 $ — $ — $ — $ — $ 4,433 $ 5,626 $ 10,838 Development & spec land Pass $ 1,586 $ 1,230 $ 449 $ 270 $ 5 $ 9,717 $ 13,008 $ 22 $ 26,287 Special Mention — — — — — 145 — — 145 Substandard — — — — — 178 748 — 926 Doubtful — — — — — — — — — Total development & spec land $ 1,586 $ 1,230 $ 449 $ 270 $ 5 $ 10,040 $ 13,756 $ 22 $ 27,358 Commercial & industrial Pass $ 174,482 $ 118,498 $ 20,939 $ 28,383 $ 28,061 $ 49,339 $ 49,276 $ 159,017 $ 627,995 Special Mention 718 368 31 53 706 1,551 — 1,208 4,635 Substandard — 228 2,216 83 1,293 1,648 2,322 7,167 14,957 Doubtful — — — — — — — — — Total commercial & industrial $ 175,200 $ 119,094 $ 23,186 $ 28,519 $ 30,060 $ 52,538 $ 51,598 $ 167,392 $ 647,587 Total commercial $ 463,377 $ 381,771 $ 209,886 $ 171,456 $ 171,365 $ 547,593 $ 331,920 $ 190,054 $ 2,467,422 December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Term Loans Revolving Loans Total Real estate Residential mortgage Performing $ 107,224 $ 157,387 $ 91,314 $ 33,768 $ 36,147 $ 178,588 $ — $ — $ 604,428 Non–performing — 493 285 623 631 6,091 — — 8,123 Total residential mortgage $ 107,224 $ 157,880 $ 91,599 $ 34,391 $ 36,778 $ 184,679 $ — $ — $ 612,551 Residential construction Performing $ — $ — $ — $ — $ — $ — $ 40,741 $ — $ 40,741 Non–performing — — — — — — — — — Total residential construction $ — $ — $ — $ — $ — $ — $ 40,741 $ — $ 40,741 Mortgage warehouse Performing $ — $ — $ — $ — $ — $ — $ — $ 69,529 $ 69,529 Non–performing — — — — — — — — — Total mortgage warehouse $ — $ — $ — $ — $ — $ — $ — $ 69,529 $ 69,529 Total real estate $ 107,224 $ 157,880 $ 91,599 $ 34,391 $ 36,778 $ 184,679 $ 40,741 $ 69,529 $ 722,821 December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Term Loans Revolving Loans Total Consumer Direct installment Performing $ 18,935 $ 12,233 $ 7,182 $ 7,582 $ 3,939 $ 4,419 $ 9 $ 2,151 $ 56,450 Non–performing — 50 13 65 25 11 — — 164 Total direct installment $ 18,935 $ 12,283 $ 7,195 $ 7,647 $ 3,964 $ 4,430 $ 9 $ 2,151 $ 56,614 Indirect installment Performing $ 259,446 $ 118,961 $ 60,062 $ 34,576 $ 19,062 $ 7,674 $ — $ — $ 499,781 Non–performing 27 169 210 181 101 80 — — 768 Total indirect installment $ 259,473 $ 119,130 $ 60,272 $ 34,757 $ 19,163 $ 7,754 $ — $ — $ 500,549 Home equity Performing $ 26,232 $ 3,820 $ 3,355 $ 4,964 $ 5,392 $ 9,463 $ 7,089 $ 346,822 $ 407,137 Non–performing 108 16 19 140 152 1,077 1,943 — 3,455 Total home equity $ 26,340 $ 3,836 $ 3,374 $ 5,104 $ 5,544 $ 10,540 $ 9,032 $ 346,822 $ 410,592 Total consumer $ 304,748 $ 135,249 $ 70,841 $ 47,508 $ 28,671 $ 22,724 $ 9,041 $ 348,973 $ 967,755

Allowance for Credit and Loan_2

Allowance for Credit and Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Schedule of Allowance for Loan Losses	The following tables represent, by loan portfolio segment, a summary of changes in the ACL on loans for the three and nine months ended September 30, 2023 and 2022: Three Months Ended September 30, 2023 Commercial Real Estate Mortgage Warehouse Consumer Total Balance, beginning of period $ 30,354 $ 3,648 $ 893 $ 15,081 $ 49,976 Credit loss expense (recovery) (665) (893) (179) 2,257 520 PCD loan charge–offs (75) — — — (75) Charge–offs (188) (15) — (927) (1,130) Recoveries 46 54 — 308 408 Balance, end of period $ 29,472 $ 2,794 $ 714 $ 16,719 $ 49,699 Three Months Ended September 30, 2022 Commercial Real Estate Mortgage Warehouse Consumer Total Balance, beginning of period $ 34,802 $ 4,422 $ 1,067 $ 12,059 $ 52,350 Credit loss expense (recovery) (703) 640 (43) (495) (601) PCD loan charge–offs (242) — — — (242) Charge–offs (103) (27) — (592) (722) Recoveries 52 102 — 430 584 Balance, end of period $ 33,806 $ 5,137 $ 1,024 $ 11,402 $ 51,369 Nine Months Ended September 30, 2023 Commercial Real Estate Mortgage Warehouse Consumer Total Balance, beginning of period $ 32,445 $ 5,577 $ 1,020 $ 11,422 $ 50,464 Credit loss expense (recovery) (2,380) (2,838) (306) 6,380 856 PCD loan charge–offs (246) — — — (246) Charge–offs (521) (19) — (1,941) (2,481) Recoveries 174 74 — 858 1,106 Balance, end of period $ 29,472 $ 2,794 $ 714 $ 16,719 $ 49,699 Nine Months Ended September 30, 2022 Commercial Real Estate Mortgage Warehouse Consumer Total Balance, beginning of period $ 40,775 $ 3,856 $ 1,059 $ 8,596 $ 54,286 Credit loss expense (recovery) (6,343) 1,236 (35) 3,395 (1,747) PCD loan charge–offs (612) — — — (612) Charge–offs (240) (85) — (1,605) (1,930) Recoveries 226 130 — 1,016 1,372 Balance, end of period $ 33,806 $ 5,137 $ 1,024 $ 11,402 $ 51,369

Loan Servicing (Tables)

Loan Servicing (Tables)	9 Months Ended
	Sep. 30, 2023
Payments for (Proceeds from) Mortgage Servicing Rights [Abstract]
Schedule of Originated Mortgage Servicing Rights	Mortgage servicing rights are included in other assets on the balance sheets as of September 30, 2023 and December 31, 2022. Three Months Ended Nine Months Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 Mortgage servicing rights Balance, beginning of period $ 18,507 $ 18,761 $ 18,619 $ 17,780 Servicing rights capitalized 428 567 863 2,942 Amortization of servicing rights (285) (624) (832) (2,018) Balance, end of period 18,650 18,704 18,650 18,704 Impairment allowance Balance, beginning of period — — — (2,594) Additions — — — — Reductions — — — 2,594 Balance, end of period — — — — Mortgage servicing rights, net $ 18,650 $ 18,704 $ 18,650 $ 18,704 Fair value, beginning of period $ 19,659 $ 18,761 $ 18,619 $ 15,186 Fair value, end of period 19,571 18,704 19,571 18,704

Repurchase Agreements (Tables)

Repurchase Agreements (Tables)	9 Months Ended
	Sep. 30, 2023
Disclosure of Repurchase Agreements [Abstract]
Schedule of Repurchase Agreements Accounted as Secured Borrowings	The following tables show repurchase agreements accounted for as secured borrowings and the related securities, at fair value, pledged for repurchase agreements: September 30, 2023 Remaining Contractual Maturity of the Agreements Overnight Up to 30 Days 30-90 Days Greater Than 90 Days Total Repurchase Agreements and repurchase-to-maturity transactions Federal agency collateralized mortgage obligations $ 8,346 $ — $ — $ — $ 8,346 Federal agency mortgage–backed pools 125,391 — — — 125,391 Private labeled mortgage–backed pools 8,757 — — — 8,757 Total borrowings $ 142,494 $ — $ — $ — $ 142,494 December 31, 2022 Remaining Contractual Maturity of the Agreements Overnight Up to 30 Days 30-90 Days Greater Than 90 Days Total Repurchase Agreements and repurchase-to-maturity transactions Federal agency collateralized mortgage obligations $ 12,632 $ — $ — $ — $ 12,632 Federal agency mortgage–backed pools 116,041 — — — 116,041 Private labeled mortgage–backed pools 9,198 — — — 9,198 Total borrowings $ 137,871 $ — $ — $ — $ 137,871 Securities sold under agreements to repurchase are secured by securities with a carrying amount of $154.8 million and $160.5 million at September 30, 2023 and December 31, 2022, respectively.

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Fair Value of Derivative Financial Instruments	The following tables summarize the fair value of derivative financial instruments utilized by Horizon: Asset Derivatives Liability Derivatives September 30, 2023 September 30, 2023 Notional Fair Notional Fair Derivatives designated as hedging instruments Interest rate contracts – cash flow hedges $ — $ — $ — $ — Total derivatives designated as hedging instruments — — — — Derivatives not designated as hedging instruments Interest rate contracts – fair value hedges 524,995 50,519 524,995 50,519 Mortgage loan contracts — — 10,051 24 Commitments to originate mortgage loans 13,872 292 — — Total derivatives not designated as hedging instruments 538,867 50,811 535,046 50,543 Total derivatives $ 538,867 $ 50,811 $ 535,046 $ 50,543 Asset Derivatives Liability Derivatives December 31, 2022 December 31, 2022 Notional Amount Fair Notional Amount Fair Derivatives designated as hedging instruments Interest rate contracts – cash flow hedges $ 50,000 $ 1,976 $ — $ — Total derivatives designated as hedging instruments 50,000 1,976 — — Derivatives not designated as hedging instruments Interest rate contracts – fair value hedges 514,551 42,619 514,551 42,619 Mortgage loan contracts — — 13,800 50 Commitments to originate mortgage loans 12,179 284 — — Total derivatives not designated as hedging instruments 526,730 42,903 528,351 42,669 Total derivatives $ 576,730 $ 44,879 $ 528,351 $ 42,669
Schedule of Effect of Derivative Instruments on Condensed Consolidated Statements of Income Derivative in Cash Flow Hedging Relationship	The effect of the derivative instruments on the condensed consolidated statements of comprehensive income for the three and nine–month periods ended September 30 is as follows: Amount of Gain (Loss) Recognized in Other Comprehensive Income on Derivative Three Months Ended Nine Months Ended September 30, 2023 September 30, 2022 September 30, 2023 September 30, 2022 Derivatives in cash flow hedging relationship Interest rate contracts $ — $ 1,542 $ (1,561) $ 4,535
Schedule of Effect of the Derivative Designated as a Hedging Instrument on the Consolidated Statements of Income Derivative in Fair Value Hedging Relationship	The effect of the derivative designated as a hedging instrument on the condensed consolidated statements of income for the three and nine–month periods ended September 30 is as follows: Location of gain Amount of Gain (Loss) Recognized on Derivative Three Months Ended Nine Months Ended September 30, 2023 September 30, 2022 September 30, 2023 September 30, 2022 Derivative designated as hedging instruments Interest rate contracts – cash flow hedges Interest expense – Borrowings $ — $ (95) $ 1,832 $ (710) Total $ — $ (95) $ 1,832 $ (710) The effect of derivatives not designated as hedging instruments on the condensed consolidated statements of income for the three and nine–month periods ended September 30 is as follows: Location of gain (loss) Amount of Gain (Loss) Recognized on Derivative Three Months Ended Nine Months Ended September 30, 2023 September 30, 2022 September 30, 2023 September 30, 2022 Derivatives not designated as hedging instruments Interest rate contracts – fair value hedge Interest income – loans receivable $ 340 $ (5) $ 774 $ (169) Interest rate contracts – fair value hedge Interest income – investment securities 53 (13) 163 (125) Mortgage loan contracts Non–interest income – Gain on sale of loans (6) (178) 26 (92) Commitments to originate mortgage loans Non–interest income – Gain on sale of loans 182 (141) 118 (897) Total $ 569 $ (337) $ 1,081 $ (1,283)

Disclosures about Fair Value _2

Disclosures about Fair Value of Assets and Liabilities (Tables)	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis	The following table presents the fair value measurements of assets and liabilities recognized in the accompanying condensed consolidated financial statements measured at fair value on a recurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements fall at the following: September 30, 2023 Fair Value Quoted Prices in Active Markets Significant Significant Available for sale securities U.S. Treasury and federal agencies $ 265,850 $ — $ 265,850 $ — State and municipal 340,312 — 340,312 — Federal agency collateralized mortgage obligations 21,313 — 21,313 — Federal agency mortgage–backed pools 165,889 — 165,889 — Corporate notes 71,804 — 71,804 — Total available for sale securities 865,168 — 865,168 — Interest rate swap agreements asset 50,519 — 50,519 — Commitments to originate mortgage loans 292 292 — — Interest rate swap agreements liability (50,519) — (50,519) — Mortgage loan contracts (24) (24) — — December 31, 2022 Fair Value Quoted Prices in Active Markets Significant Significant Available for sale securities U.S. Treasury and federal agencies $ 267,179 $ — $ 267,179 $ — State and municipal 433,544 — 433,544 — Federal agency collateralized mortgage obligations 31,215 — 31,215 — Federal agency mortgage–backed pools 190,656 — 190,656 — Corporate notes 74,964 — 74,964 — Total available for sale securities 997,558 — 997,558 — Interest rate swap agreements asset 44,595 — 44,595 — Commitments to originate mortgage loans 284 — 284 — Interest rate swap agreements liability (42,619) — (42,619) — Mortgage loan contracts (50) — (50) —
Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis	Certain other assets are measured at fair value on a non-recurring basis in the ordinary course of business and are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment): Fair Value Quoted Prices in Active Markets Significant Significant September 30, 2023 Collateral dependent loans $ 6,616 $ — $ — $ 6,616 December 31, 2022 Collateral dependent loans $ 8,091 $ — $ — $ 8,091
Schedule of Qualitative Information About Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill	The following table presents qualitative information about unobservable inputs used in recurring and non–recurring Level 3 fair value measurements, other than goodwill. September 30, 2023 Fair Valuation Unobservable Range Collateral dependent loans $ 6,616 Collateral based measurement Discount to reflect current market conditions and ultimate collectibility 0.0%-100.0% (7.2%) December 31, 2022 Fair Valuation Unobservable Range Collateral dependent loans $ 8,091 Collateral based measurement Discount to reflect current market conditions and ultimate collectibility 0.0%-100.0%(13.3%)

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Estimated Fair Values of Financial Instruments	The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall. September 30, 2023 Carrying Quoted Prices in Active Markets Significant Significant Assets Cash and due from banks $ 175,137 $ 175,137 $ — $ — Interest–earning time deposits 2,207 — 2,174 — Investment securities, held to maturity 1,966,483 — 1,556,845 — Loans held for sale 2,828 — — 2,828 Loans (excluding loan level hedges), net 4,309,303 — — 4,213,446 Stock in FHLB 34,509 — 34,509 — Interest receivable 37,850 — 37,850 — Liabilities Non–interest bearing deposits $ 1,126,703 $ 1,126,703 $ — $ — Interest bearing deposits 4,573,394 — 4,237,120 — Borrowings 1,356,510 — 1,345,114 — Subordinated notes 59,007 — 53,401 — Junior subordinated debentures issued to capital trusts 57,201 — 48,699 — Interest payable 16,281 — 16,281 — December 31, 2022 Carrying Quoted Prices in Active Markets Significant Significant Assets Cash and due from banks $ 123,505 $ 123,505 $ — $ — Interest–earning time deposits 2,812 — 2,778 — Investment securities, held to maturity 2,022,748 — 1,681,309 — Loans held for sale 5,807 — — 5,807 Loans (excluding loan level hedges), net 4,107,534 — — 3,852,458 Stock in FHLB 26,677 — 26,677 — Interest receivable 35,294 — 35,294 — Liabilities Non–interest bearing deposits $ 1,277,768 $ 1,277,768 $ — $ — Interest bearing deposits 4,580,006 — 4,100,154 — Borrowings 1,142,949 — 1,139,926 — Subordinated notes 58,896 — 56,496 — Junior subordinated debentures issued to capital trusts 57,027 — 51,327 — Interest payable 5,380 — 5,380 —

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2023
Equity [Abstract]
Schedule of Components of Accumulated Other Comprehensive Income	September 30, December 31, Unrealized gain (loss) on securities available for sale $ (159,454) $ (140,144) Unamortized gain (loss) on securities held to maturity, previously transferred from AFS 3,209 3,740 Unrealized gain (loss) on derivative instruments — 1,976 Tax effect 32,811 28,230 Total accumulated other comprehensive income (loss) $ (123,434) $ (106,198)

Regulatory Capital (Tables)

Regulatory Capital (Tables)	9 Months Ended
	Sep. 30, 2023
Banking and Thrift, Interest [Abstract]
Schedule of Regulatory Capital Requirement	Horizon and the Bank’s actual and required capital ratios as of September 30, 2023 and December 31, 2022 were as follows: Actual Required for Capital Adequacy Purposes (1) Required For Capital Adequacy Purposes with Capital Buffer (1) Well Capitalized Under Prompt Corrective Action Provisions (1) Amount Ratio Amount Ratio Amount Ratio Amount Ratio September 30, 2023 Total capital (to risk–weighted assets) (1) Consolidated $ 819,855 14.39 % $ 455,931 8.00 % $ 598,409 10.50 % N/A N/A Bank 744,803 13.11 % 454,401 8.00 % 596,401 10.50 % $ 568,001 10.00 % Tier 1 capital (to risk–weighted assets) (1) Consolidated 769,424 13.50 % 341,948 6.00 % 484,426 8.50 % N/A N/A Bank 694,372 12.22 % 340,801 6.00 % 482,801 8.50 % 454,401 8.00 % Common equity tier 1 capital (to risk–weighted assets) (1) Consolidated 649,071 11.39 % 256,461 4.50 % 398,939 7.00 % N/A N/A Bank 694,372 12.22 % 255,600 4.50 % 397,601 7.00 % 369,201 6.50 % Tier 1 capital (to average assets) (1) Consolidated 769,424 9.87 % 311,717 4.00 % 311,717 4.00 % N/A N/A Bank 694,372 8.77 % 316,646 4.00 % 316,646 4.00 % 395,808 5.00 % December 31, 2022 Total capital (to risk–weighted assets) (1) Consolidated $ 776,390 14.37 % $ 432,172 8.00 % $ 567,226 10.50 % N/A N/A Bank 726,339 13.59 % 427,456 8.00 % 561,036 10.50 % $ 534,320 10.00 % Tier 1 capital (to risk–weighted assets) (1) Consolidated 729,835 13.51 % 324,129 6.00 % 459,183 8.50 % N/A N/A Bank 679,784 12.72 % 320,592 6.00 % 454,172 8.50 % 427,456 8.00 % Common equity tier 1 capital (to risk–weighted assets) (1) Consolidated 609,630 11.28 % 243,097 4.50 % 378,151 7.00 % N/A N/A Bank 679,784 12.72 % 240,444 4.50 % 374,024 7.00 % 347,308 6.50 % Tier 1 capital (to average assets) (1) Consolidated 729,835 10.03 % 291,122 4.00 % 291,122 4.00 % N/A N/A Bank 679,784 8.89 % 305,996 4.00 % 305,999 4.00 % 382,495 5.00 % (1) As defined by regulatory agencies

Accounting Policies - Narrative

Accounting Policies - Narrative (Details) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Jul. 16, 2019
Accounting Policies [Abstract]
Number of shares authorized to be repurchased (in shares)					2,250,000
Number of shares repurchased (in shares)			803,349
Average price per share repurchased (in USD per share)			$ 16.89
Shares, non-dilutive (in shares)	665,063	316,760	624,189	316,760

Accounting Policies - Schedule

Accounting Policies - Schedule of Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Basic earnings per share
Net income	$ 16,205	$ 23,821	$ 53,196	$ 72,243
Weighted average common shares outstanding (in shares)	43,646,609	43,573,370	43,623,614	43,567,028
Basic earnings per share (in USD per share)	$ 0.37	$ 0.55	$ 1.22	$ 1.66
Diluted earnings per share
Net income	$ 16,205	$ 23,821	$ 53,196	$ 72,243
Weighted average common shares outstanding (in shares)	43,646,609	43,573,370	43,623,614	43,567,028
Effect of dilutive securities:
Weighted average common shares outstanding (in shares)	43,796,069	43,703,793	43,813,947	43,699,035
Diluted earnings per share (in USD per share)	$ 0.37	$ 0.55	$ 1.21	$ 1.65
Restricted stock
Effect of dilutive securities:
Effect of dilutive securities (in shares)	143,673	92,405	182,559	92,718
Stock options
Effect of dilutive securities:
Effect of dilutive securities (in shares)	5,787	38,018	7,774	39,289

Accounting Policies - Schedul_2

Accounting Policies - Schedule of Error Corrections and Prior Period Adjustments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest income
Loans receivable	$ 63,003	$ 45,517	$ 178,961	$ 122,641
Total interest income	80,125	61,496	228,791	168,846
Net interest income	42,090	51,861	133,487	150,736
Net interest income after credit loss expense (recovery)	41,827	52,462	132,302	152,483
Non–interest expense
Loan expense	1,120	1,392	3,635	4,130
Total non–interest expense	36,168	36,816	106,954	107,490
Net income	$ 16,205	23,821	53,196	72,243
Operating Activities
Net change in other assets			(1,048)	(4,491)
Net cash provided by operating activities			73,956	82,959
Investing activities
Net change in loans			(105,373)	(375,651)
Net cash used in investing activities			(55,748)	(907,622)
Net Change in Cash and Cash Equivalents			51,632	(483,849)
Additional Supplemental Information
Transfer of available for sale securities to held to maturity securities			$ 0	120,881
As Reported
Interest income
Loans receivable		47,051		126,479
Total interest income		63,030		172,684
Net interest income		53,395		154,574
Net interest income after credit loss expense (recovery)		53,996		156,321
Non–interest expense
Loan expense		2,926		7,968
Total non–interest expense		38,350		111,328
Net income		23,821		72,243
Operating Activities
Net change in other assets				(12,865)
Net cash provided by operating activities				77,664
Investing activities
Net change in loans				(370,251)
Net cash used in investing activities				(902,327)
Net Change in Cash and Cash Equivalents				(483,849)
Indirect Loan Dealer Reserve Adjustment
Interest income
Loans receivable		(1,534)		(3,838)
Total interest income		(1,534)		(3,838)
Net interest income		(1,534)		(3,838)
Net interest income after credit loss expense (recovery)		(1,534)		(3,838)
Non–interest expense
Loan expense		(1,534)		(3,838)
Total non–interest expense		(1,534)		(3,838)
Operating Activities
Net change in other assets				5,400
Net cash provided by operating activities				5,400
Investing activities
Net change in loans				(5,400)
Net cash used in investing activities				(5,400)
Transfer of AFS Securities to HTM Securities
Additional Supplemental Information
Transfer of available for sale securities to held to maturity securities				120,881
As Revised
Interest income
Loans receivable		45,517		122,641
Total interest income		61,496		168,846
Net interest income		51,861		150,736
Net interest income after credit loss expense (recovery)		52,462		152,483
Non–interest expense
Loan expense		1,392		4,130
Total non–interest expense		36,816		107,490
Net income		$ 23,821		72,243
Operating Activities
Net change in other assets				(7,465)
Net cash provided by operating activities				83,064
Investing activities
Net change in loans				(375,651)
Net cash used in investing activities				(907,727)
Net Change in Cash and Cash Equivalents				(483,849)
Additional Supplemental Information
Transfer of available for sale securities to held to maturity securities				$ 120,881

Accounting Policies - Schedul_3

Accounting Policies - Schedule of Loans by Credit Grades (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	$ 4,359,002	$ 4,157,998
Commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans		331,920
Revolving Loans		190,054
Total loans	2,589,244	2,467,422
Commercial | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		2,131,723
Revolving Loans		335,699
Total loans		2,467,422
Commercial | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		1,945,448
Revolving Term Loans		331,920
Revolving Loans		190,054
Total loans		2,467,422
Commercial | Owner occupied real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	89,846	79,452
Revolving Loans	10,534	5,163
Total loans	630,125	594,562
Commercial | Owner occupied real estate | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		515,110
Revolving Loans		79,452
Total loans		594,562
Commercial | Owner occupied real estate | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		509,947
Revolving Term Loans		79,452
Revolving Loans		5,163
Total loans		594,562
Commercial | Owner occupied real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	89,316	76,493
Revolving Loans	10,534	5,163
Total loans	603,404	566,549
Commercial | Owner occupied real estate | Pass | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		490,056
Revolving Loans		76,493
Total loans		566,549
Commercial | Owner occupied real estate | Pass | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		484,893
Revolving Term Loans		76,493
Revolving Loans		5,163
Total loans		566,549
Commercial | Owner occupied real estate | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	83
Revolving Loans	0	0
Total loans	9,090	9,496
Commercial | Owner occupied real estate | Special Mention | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		9,413
Revolving Loans		83
Total loans		9,496
Commercial | Owner occupied real estate | Special Mention | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		9,413
Revolving Term Loans		83
Revolving Loans		0
Total loans		9,496
Commercial | Owner occupied real estate | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	530	2,876
Revolving Loans	0	0
Total loans	17,631	18,517
Commercial | Owner occupied real estate | Substandard | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		15,641
Revolving Loans		2,876
Total loans		18,517
Commercial | Owner occupied real estate | Substandard | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		15,641
Revolving Term Loans		2,876
Revolving Loans		0
Total loans		18,517
Commercial | Non–owner occupied real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	195,691	182,681
Revolving Loans	9,153	11,851
Total loans	1,244,371	1,187,077
Commercial | Non–owner occupied real estate | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		1,004,396
Revolving Loans		182,681
Total loans		1,187,077
Commercial | Non–owner occupied real estate | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		992,545
Revolving Term Loans		182,681
Revolving Loans		11,851
Total loans		1,187,077
Commercial | Non–owner occupied real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	195,691	182,681
Revolving Loans	9,153	11,851
Total loans	1,191,892	1,138,637
Commercial | Non–owner occupied real estate | Pass | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		955,956
Revolving Loans		182,681
Total loans		1,138,637
Commercial | Non–owner occupied real estate | Pass | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		944,105
Revolving Term Loans		182,681
Revolving Loans		11,851
Total loans		1,138,637
Commercial | Non–owner occupied real estate | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	45,938	42,419
Commercial | Non–owner occupied real estate | Special Mention | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		42,419
Revolving Loans		0
Total loans		42,419
Commercial | Non–owner occupied real estate | Special Mention | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		42,419
Revolving Term Loans		0
Revolving Loans		0
Total loans		42,419
Commercial | Non–owner occupied real estate | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	6,541	6,021
Commercial | Non–owner occupied real estate | Substandard | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		6,021
Revolving Loans		0
Total loans		6,021
Commercial | Non–owner occupied real estate | Substandard | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		6,021
Revolving Term Loans		0
Revolving Loans		0
Total loans		6,021
Commercial | Residential spec homes
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	5,282	4,433
Revolving Loans	6,633	5,626
Total loans	12,414	10,838
Commercial | Residential spec homes | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		6,404
Revolving Loans		4,434
Total loans		10,838
Commercial | Residential spec homes | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		779
Revolving Term Loans		4,433
Revolving Loans		5,626
Total loans		10,838
Commercial | Residential spec homes | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	5,282	4,333
Revolving Loans	6,633	5,626
Total loans	12,414	10,738
Commercial | Residential spec homes | Pass | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		6,404
Revolving Loans		4,334
Total loans		10,738
Commercial | Residential spec homes | Pass | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		779
Revolving Term Loans		4,333
Revolving Loans		5,626
Total loans		10,738
Commercial | Residential spec homes | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	0	0
Commercial | Residential spec homes | Special Mention | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Loans		0
Total loans		0
Commercial | Residential spec homes | Special Mention | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Term Loans		0
Revolving Loans		0
Total loans		0
Commercial | Residential spec homes | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	100
Revolving Loans	0	0
Total loans	0	100
Commercial | Residential spec homes | Substandard | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Loans		100
Total loans		100
Commercial | Residential spec homes | Substandard | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Term Loans		100
Revolving Loans		0
Total loans		100
Commercial | Development & spec land
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	20,117	13,756
Revolving Loans	192	22
Total loans	29,146	27,358
Commercial | Development & spec land | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		13,602
Revolving Loans		13,756
Total loans		27,358
Commercial | Development & spec land | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		13,580
Revolving Term Loans		13,756
Revolving Loans		22
Total loans		27,358
Commercial | Development & spec land | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	18,001	13,008
Revolving Loans	192	22
Total loans	26,923	26,287
Commercial | Development & spec land | Pass | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		13,279
Revolving Loans		13,008
Total loans		26,287
Commercial | Development & spec land | Pass | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		13,257
Revolving Term Loans		13,008
Revolving Loans		22
Total loans		26,287
Commercial | Development & spec land | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	1,376	0
Revolving Loans	0	0
Total loans	1,376	145
Commercial | Development & spec land | Special Mention | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		145
Revolving Loans		0
Total loans		145
Commercial | Development & spec land | Special Mention | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		145
Revolving Term Loans		0
Revolving Loans		0
Total loans		145
Commercial | Development & spec land | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	740	748
Revolving Loans	0	0
Total loans	847	926
Commercial | Development & spec land | Substandard | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		178
Revolving Loans		748
Total loans		926
Commercial | Development & spec land | Substandard | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		178
Revolving Term Loans		748
Revolving Loans		0
Total loans		926
Commercial | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	58,791	51,598
Revolving Loans	159,243	167,392
Total loans	673,188	647,587
Commercial | Commercial and industrial | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		592,211
Revolving Loans		55,376
Total loans		647,587
Commercial | Commercial and industrial | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		428,597
Revolving Term Loans		51,598
Revolving Loans		167,392
Total loans		647,587
Commercial | Commercial and industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	52,741	49,276
Revolving Loans	151,850	159,017
Total loans	650,582	627,995
Commercial | Commercial and industrial | Pass | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		574,972
Revolving Loans		49,859
Total loans		624,831
Commercial | Commercial and industrial | Pass | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		419,702
Revolving Term Loans		49,276
Revolving Loans		159,017
Total loans		627,995
Commercial | Commercial and industrial | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	2,239	0
Revolving Loans	5,560	1,208
Total loans	12,541	4,635
Commercial | Commercial and industrial | Special Mention | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		4,636
Revolving Loans		0
Total loans		4,636
Commercial | Commercial and industrial | Special Mention | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		3,427
Revolving Term Loans		0
Revolving Loans		1,208
Total loans		4,635
Commercial | Commercial and industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	3,811	2,322
Revolving Loans	1,833	7,167
Total loans	10,065	14,957
Commercial | Commercial and industrial | Substandard | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		12,603
Revolving Loans		5,517
Total loans		18,120
Commercial | Commercial and industrial | Substandard | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		5,468
Revolving Term Loans		2,322
Revolving Loans		7,167
Total loans		14,957
Real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans		40,741
Revolving Loans		69,529
Total loans	741,322	722,821
Real estate | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		611,946
Revolving Loans		110,875
Total loans		722,821
Real estate | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		612,551
Revolving Term Loans		40,741
Revolving Loans		69,529
Total loans		722,821
Real estate | Residential mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	649,996	612,551
Real estate | Residential mortgage | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		611,759
Revolving Loans		792
Total loans		612,551
Real estate | Residential mortgage | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		612,551
Revolving Term Loans		0
Revolving Loans		0
Total loans		612,551
Real estate | Residential mortgage | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	642,219	604,428
Real estate | Residential mortgage | Performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		603,636
Revolving Loans		792
Total loans		604,428
Real estate | Residential mortgage | Performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		604,428
Revolving Term Loans		0
Revolving Loans		0
Total loans		604,428
Real estate | Residential mortgage | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	7,777	8,123
Real estate | Residential mortgage | Non–performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		8,123
Revolving Loans		0
Total loans		8,123
Real estate | Residential mortgage | Non–performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		8,123
Revolving Term Loans		0
Revolving Loans		0
Total loans		8,123
Real estate | Residential construction
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	25,403	40,741
Revolving Loans	0	0
Total loans	25,403	40,741
Real estate | Residential construction | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		187
Revolving Loans		40,554
Total loans		40,741
Real estate | Residential construction | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Term Loans		40,741
Revolving Loans		0
Total loans		40,741
Real estate | Residential construction | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	25,403	40,741
Revolving Loans	0	0
Total loans	25,403	40,741
Real estate | Residential construction | Performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		187
Revolving Loans		40,554
Total loans		40,741
Real estate | Residential construction | Performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Term Loans		40,741
Revolving Loans		0
Total loans		40,741
Real estate | Residential construction | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	0	0
Real estate | Residential construction | Non–performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Loans		0
Total loans		0
Real estate | Residential construction | Non–performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Term Loans		0
Revolving Loans		0
Total loans		0
Real estate | Mortgage warehouse | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Loans		69,529
Total loans		69,529
Real estate | Mortgage warehouse | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Term Loans		0
Revolving Loans		69,529
Total loans		69,529
Real estate | Mortgage warehouse | Performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Loans		69,529
Total loans		69,529
Real estate | Mortgage warehouse | Performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Term Loans		0
Revolving Loans		69,529
Total loans		69,529
Real estate | Mortgage warehouse | Non–performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Loans		0
Total loans		0
Real estate | Mortgage warehouse | Non–performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		0
Revolving Term Loans		0
Revolving Loans		0
Total loans		0
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans		9,041
Revolving Loans		348,973
Total loans	1,028,436	967,755
Consumer | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		958,714
Revolving Loans		9,041
Total loans		967,755
Consumer | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		609,741
Revolving Term Loans		9,041
Revolving Loans		348,973
Total loans		967,755
Consumer | Direct installment
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	11	9
Revolving Loans	2,242	2,151
Total loans	54,399	56,614
Consumer | Direct installment | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		56,605
Revolving Loans		9
Total loans		56,614
Consumer | Direct installment | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		54,454
Revolving Term Loans		9
Revolving Loans		2,151
Total loans		56,614
Consumer | Direct installment | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	11	9
Revolving Loans	2,242	2,151
Total loans	54,267	56,450
Consumer | Direct installment | Performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		56,441
Revolving Loans		9
Total loans		56,450
Consumer | Direct installment | Performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		54,290
Revolving Term Loans		9
Revolving Loans		2,151
Total loans		56,450
Consumer | Direct installment | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	132	164
Consumer | Direct installment | Non–performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		164
Revolving Loans		0
Total loans		164
Consumer | Direct installment | Non–performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		164
Revolving Term Loans		0
Revolving Loans		0
Total loans		164
Consumer | Indirect installment
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	439,922	500,549
Consumer | Indirect installment | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		500,549
Revolving Loans		0
Total loans		500,549
Consumer | Indirect installment | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		500,549
Revolving Term Loans		0
Revolving Loans		0
Total loans		500,549
Consumer | Indirect installment | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	438,741	499,781
Consumer | Indirect installment | Performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		499,781
Revolving Loans		0
Total loans		499,781
Consumer | Indirect installment | Performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		499,781
Revolving Term Loans		0
Revolving Loans		0
Total loans		499,781
Consumer | Indirect installment | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	0	0
Revolving Loans	0	0
Total loans	1,181	768
Consumer | Indirect installment | Non–performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		768
Revolving Loans		0
Total loans		768
Consumer | Indirect installment | Non–performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		768
Revolving Term Loans		0
Revolving Loans		0
Total loans		768
Consumer | Home equity
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	14,058	9,032
Revolving Loans	453,460	346,822
Total loans	534,115	410,592
Consumer | Home equity | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		401,560
Revolving Loans		9,032
Total loans		410,592
Consumer | Home equity | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		54,738
Revolving Term Loans		9,032
Revolving Loans		346,822
Total loans		410,592
Consumer | Home equity | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	11,687	7,089
Revolving Loans	453,460	346,822
Total loans	530,726	407,137
Consumer | Home equity | Performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		400,048
Revolving Loans		7,089
Total loans		407,137
Consumer | Home equity | Performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		53,226
Revolving Term Loans		7,089
Revolving Loans		346,822
Total loans		407,137
Consumer | Home equity | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Term Loans	2,371	1,943
Revolving Loans	0	0
Total loans	$ 3,389	3,455
Consumer | Home equity | Non–performing | As Reported
Financing Receivable, Credit Quality Indicator [Line Items]
Term		1,512
Revolving Loans		1,943
Total loans		3,455
Consumer | Home equity | Non–performing | As Revised
Financing Receivable, Credit Quality Indicator [Line Items]
Term		1,512
Revolving Term Loans		1,943
Revolving Loans		0
Total loans		$ 3,455

Securities - Schedule of Fair V

Securities - Schedule of Fair Value of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Available for sale
Amortized Cost	$ 1,024,622	$ 1,137,702
Gross Unrealized Gains	338	335
Gross Unrealized Losses	(159,792)	(140,479)
Fair Value	865,168	997,558
Held to maturity
Amortized Cost	1,966,483	2,022,748
Gross Unrealized Gains	15	374
Gross Unrealized Losses	(409,653)	(341,813)
Fair Value	1,556,845	1,681,309
U.S. Treasury and federal agencies
Available for sale
Amortized Cost	293,785	294,329
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(27,935)	(27,150)
Fair Value	265,850	267,179
Held to maturity
Amortized Cost	287,561	295,250
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(53,553)	(49,237)
Fair Value	234,008	246,013
State and municipal
Available for sale
Amortized Cost	425,096	505,006
Gross Unrealized Gains	0	140
Gross Unrealized Losses	(84,784)	(71,602)
Fair Value	340,312	433,544
Held to maturity
Amortized Cost	1,101,933	1,127,669
Gross Unrealized Gains	15	374
Gross Unrealized Losses	(243,639)	(192,458)
Fair Value	858,309	935,585
Federal agency collateralized mortgage obligations
Available for sale
Amortized Cost	23,210	33,011
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(1,897)	(1,796)
Fair Value	21,313	31,215
Held to maturity
Amortized Cost	52,573	56,564
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(9,896)	(8,865)
Fair Value	42,677	47,699
Federal agency mortgage-backed pools
Available for sale
Amortized Cost	200,728	220,963
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(34,839)	(30,307)
Fair Value	165,889	190,656
Held to maturity
Amortized Cost	328,410	343,953
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(64,353)	(56,714)
Fair Value	264,057	287,239
Private labeled mortgage-backed pools
Held to maturity
Amortized Cost	32,992	35,466
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(5,694)	(5,493)
Fair Value	27,298	29,973
Corporate notes
Available for sale
Amortized Cost	81,803	84,393
Gross Unrealized Gains	338	195
Gross Unrealized Losses	(10,337)	(9,624)
Fair Value	71,804	74,964
Held to maturity
Amortized Cost	163,014	163,846
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(32,518)	(29,046)
Fair Value	$ 130,496	$ 134,800

Securities - Narrative (Details

Securities - Narrative (Details)	1 Months Ended	3 Months Ended		9 Months Ended		12 Months Ended
	Mar. 31, 2022 USD ($) security	Sep. 30, 2023 USD ($) security	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($) security	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($) security
Investments, Debt and Equity Securities [Abstract]
Number of securities | security	793
Aggregate fair value of securities	$ 120,900,000
Loss from net unrealized holdings, net of tax	$ 814,000	$ 25,515,000	$ 31,599,000	$ 15,675,000	$ 135,001,000
Number of securities in unrealized loss positions | security		2,651		2,651		2,828
Unrealized loss positions		$ 2,411,718,000		$ 2,411,718,000		$ 2,599,464,000
Percentage of portfolio				99.60%		97%
Accrued interest receivable on available for sale debt securities		16,700,000		$ 16,700,000		$ 17,800,000
Allowance for credit losses for available for sale debt securities		0		0		0
Allowance for credit losses for held to maturity debt securities		$ 0		$ 0		$ 0

Securities - Schedule of Amorti

Securities - Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Available for sale
Amortized cost within one year	$ 5,449
Amortized cost one to five years	364,641
Amortized cost for five to ten years	192,161
Amortized cost for after ten years	238,433
Amortized cost, available for sale	800,684
Total available for sale investment securities, amortized cost	1,024,622	$ 1,137,702
Fair value within one year	5,329
Fair value for one to five years	330,882
Fair value for five to ten years	153,784
Fair value for after ten years	187,971
Fair value, available for sale	677,966
Fair value, available for sale, mortgage obligations and backed pools	865,168	997,558
Held to maturity
Within one year, amortized cost	35,434
One to five years, amortized cost	228,119
Five to ten years, amortized cost	340,018
After ten years, amortized cost	948,937
Amortized cost, held to maturity	1,552,508
Amortized cost, held to maturity, mortgage obligations and backed pools	1,966,483	2,022,748
Within one year, fair value	35,149
One to five years, fair value	212,226
Five to ten years, fair value	278,547
After ten years, fair value	696,891
Fair value, held to maturity	1,222,813
Fair value, held to maturity, mortgage obligations and backed pools	1,556,845	1,681,309
Federal agency collateralized mortgage obligations
Available for sale
Amortized cost, available for sale, mortgage obligations and backed pools	23,210
Total available for sale investment securities, amortized cost	23,210	33,011
Fair value, available for sale, mortgage obligations and backed pools	21,313	31,215
Held to maturity
Amortized cost, held to maturity, mortgage obligations and backed pools	52,573	56,564
Fair value, held to maturity, mortgage obligations and backed pools	42,677	47,699
Federal agency mortgage-backed pools
Available for sale
Amortized cost, available for sale, mortgage obligations and backed pools	200,728
Total available for sale investment securities, amortized cost	200,728	220,963
Fair value, available for sale, mortgage obligations and backed pools	165,889	190,656
Held to maturity
Amortized cost, held to maturity, mortgage obligations and backed pools	328,410	343,953
Fair value, held to maturity, mortgage obligations and backed pools	264,057	287,239
Private labeled mortgage-backed pools
Held to maturity
Amortized cost, held to maturity, mortgage obligations and backed pools	32,992	35,466
Fair value, held to maturity, mortgage obligations and backed pools	$ 27,298	$ 29,973

Securities - Schedule of Debt S

Securities - Schedule of Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Schedule of Available-for-sale Securities [Line Items]
Fair value less than 12 months	$ 124,570	$ 880,068
Unrealized losses less than 12 months	(7,571)	(75,452)
Fair value more than 12 months	2,287,148	1,719,396
Unrealized losses more than 12 months	(561,874)	(406,840)
Total fair value	2,411,718	2,599,464
Total unrealized losses	(569,445)	(482,292)
U.S. Treasury and federal agencies
Schedule of Available-for-sale Securities [Line Items]
Fair value less than 12 months	1,322	217,357
Unrealized losses less than 12 months	(12)	(16,692)
Fair value more than 12 months	498,536	295,585
Unrealized losses more than 12 months	(81,476)	(59,695)
Total fair value	499,858	512,942
Total unrealized losses	(81,488)	(76,387)
State and municipal
Schedule of Available-for-sale Securities [Line Items]
Fair value less than 12 months	123,235	533,871
Unrealized losses less than 12 months	(7,558)	(45,881)
Fair value more than 12 months	1,066,492	757,061
Unrealized losses more than 12 months	(320,865)	(218,179)
Total fair value	1,189,727	1,290,932
Total unrealized losses	(328,423)	(264,060)
Federal agency collateralized mortgage obligations
Schedule of Available-for-sale Securities [Line Items]
Fair value less than 12 months	0	40,301
Unrealized losses less than 12 months	0	(2,881)
Fair value more than 12 months	63,990	38,613
Unrealized losses more than 12 months	(11,793)	(7,780)
Total fair value	63,990	78,914
Total unrealized losses	(11,793)	(10,661)
Federal agency mortgage-backed pools
Schedule of Available-for-sale Securities [Line Items]
Fair value less than 12 months	13	49,633
Unrealized losses less than 12 months	(1)	(3,211)
Fair value more than 12 months	429,933	428,243
Unrealized losses more than 12 months	(99,191)	(83,810)
Total fair value	429,946	477,876
Total unrealized losses	(99,192)	(87,021)
Private labeled mortgage-backed pools
Schedule of Available-for-sale Securities [Line Items]
Fair value less than 12 months	0	0
Unrealized losses less than 12 months	0	0
Fair value more than 12 months	27,298	29,973
Unrealized losses more than 12 months	(5,694)	(5,493)
Total fair value	27,298	29,973
Total unrealized losses	(5,694)	(5,493)
Corporate notes
Schedule of Available-for-sale Securities [Line Items]
Fair value less than 12 months	0	38,906
Unrealized losses less than 12 months	0	(6,787)
Fair value more than 12 months	200,899	169,921
Unrealized losses more than 12 months	(42,855)	(31,883)
Total fair value	200,899	208,827
Total unrealized losses	$ (42,855)	$ (38,670)

Securities - Schedule of Sales

Securities - Schedule of Sales of Securities Available for Sale (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 0	$ 0	$ 88,194	$ 0
Gross gains	0	0	215	0
Gross losses	$ 0	$ 0	$ (695)	$ 0

Loans - Schedule of Loans Outst

Loans - Schedule of Loans Outstanding by Portfolio Class (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 4,359,002		$ 4,157,998
Allowance for credit losses	(49,699)	$ (49,976)	(50,464)	$ (51,369)	$ (52,350)	$ (54,286)
Net loans	4,309,303		4,107,534
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,589,244		2,467,422
Allowance for credit losses	(29,472)	(30,354)	(32,445)	(33,806)	(34,802)	(40,775)
Commercial | Owner occupied real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	630,125		594,562
Commercial | Non–owner occupied real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,244,371		1,187,077
Commercial | Residential spec homes
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	12,414		10,838
Commercial | Development & spec land
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	29,146		27,358
Commercial | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	673,188		647,587
Real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	741,322		722,821
Allowance for credit losses	(2,794)	(3,648)	(5,577)	(5,137)	(4,422)	(3,856)
Real estate | Residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	649,996		612,551
Real estate | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	25,403		40,741
Real estate | Mortgage warehouse
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	65,923		69,529
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,028,436		967,755
Allowance for credit losses	(16,719)	$ (15,081)	(11,422)	$ (11,402)	$ (12,059)	$ (8,596)
Consumer | Direct installment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	54,399		56,614
Consumer | Indirect installment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	439,922		500,549
Consumer | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 534,115		$ 410,592

Loans - Narrative (Details)

Loans - Narrative (Details) - USD ($)	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Financing Receivable, Troubled Debt Restructuring [Line Items]
Deferred loan costs	$ 23,100,000		$ 22,700,000
Period of loan sold by mortgage company	30 days
Minimum period seldom held	90 days
Mortgage warehousing maximum pay off period	30 days
Nonaccrual interest income	$ 0	$ 0
Non–accrual	19,056,000		17,630,000
Non-performing TDRs			$ 1,500,000
Minimum
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans with an aggregate credit exposure	$ 3,000,000
Loans classified as TDR after a period (in days)	90 days
Minimum | Good Pass
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of consecutive years of profit for good pass rating (in years)	3 years
Number of consecutive years of profit unaudited financial information for good pass rating (in years)	5 years
Number of years of satisfactory relationship with bank for good pass rating (in years)	5 years
Maximum
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loans with an aggregate credit exposure	$ 6,000,000
Loans classified as TDR after a period (in days)	120 days
Maximum | Satisfactory Pass
Financing Receivable, Troubled Debt Restructuring [Line Items]
Minimum number of years of satisfactory repayment required for satisfactory pass rating (in years)	2 years

Loans - Schedule of Non-accrual

Loans - Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructurings (“TDRs”) by Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Non–accrual	$ 19,056	$ 17,630
Loans Past Due Over 90 Days Still Accruing	392	92
Non–performing TDRs		1,548
Performing TDRs		2,570
Total Non–performing Loans	19,448	21,840
Non–performing with no Allowance for Credit Losses	16,851	18,980
Commercial
Financing Receivable, Past Due [Line Items]
Non–accrual	6,919	8,493
Loans Past Due Over 90 Days Still Accruing	50	0
Non–performing TDRs		0
Performing TDRs		837
Total Non–performing Loans	6,969	9,330
Non–performing with no Allowance for Credit Losses	4,372	6,470
Commercial | Owner occupied real estate
Financing Receivable, Past Due [Line Items]
Non–accrual	2,213	3,423
Loans Past Due Over 90 Days Still Accruing	0	0
Non–performing TDRs		0
Performing TDRs		568
Total Non–performing Loans	2,213	3,991
Non–performing with no Allowance for Credit Losses	2,213	3,805
Commercial | Non–owner occupied real estate
Financing Receivable, Past Due [Line Items]
Non–accrual	3,573	3,866
Loans Past Due Over 90 Days Still Accruing	0	0
Non–performing TDRs		0
Performing TDRs		269
Total Non–performing Loans	3,573	4,135
Non–performing with no Allowance for Credit Losses	1,275	2,211
Commercial | Residential spec homes
Financing Receivable, Past Due [Line Items]
Non–accrual	0	101
Loans Past Due Over 90 Days Still Accruing	0	0
Non–performing TDRs		0
Performing TDRs		0
Total Non–performing Loans	0	101
Non–performing with no Allowance for Credit Losses	0	101
Commercial | Development & spec land
Financing Receivable, Past Due [Line Items]
Non–accrual	641	815
Loans Past Due Over 90 Days Still Accruing	0	0
Non–performing TDRs		0
Performing TDRs		0
Total Non–performing Loans	641	815
Non–performing with no Allowance for Credit Losses	641	65
Commercial | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Non–accrual	492	288
Loans Past Due Over 90 Days Still Accruing	50	0
Non–performing TDRs		0
Performing TDRs		0
Total Non–performing Loans	542	288
Non–performing with no Allowance for Credit Losses	243	288
Real Estate
Financing Receivable, Past Due [Line Items]
Non–accrual	7,644	5,479
Loans Past Due Over 90 Days Still Accruing	133	43
Non–performing TDRs		1,210
Performing TDRs		1,391
Total Non–performing Loans	7,777	8,123
Non–performing with no Allowance for Credit Losses	7,777	8,123
Real Estate | Residential mortgage
Financing Receivable, Past Due [Line Items]
Non–accrual	7,644	5,479
Loans Past Due Over 90 Days Still Accruing	133	43
Non–performing TDRs		1,210
Performing TDRs		1,391
Total Non–performing Loans	7,777	8,123
Non–performing with no Allowance for Credit Losses	7,777	8,123
Real Estate | Residential construction
Financing Receivable, Past Due [Line Items]
Non–accrual	0	0
Loans Past Due Over 90 Days Still Accruing	0	0
Non–performing TDRs		0
Performing TDRs		0
Total Non–performing Loans	0	0
Non–performing with no Allowance for Credit Losses	0	0
Real Estate | Mortgage warehouse
Financing Receivable, Past Due [Line Items]
Non–accrual	0	0
Loans Past Due Over 90 Days Still Accruing	0	0
Non–performing TDRs		0
Performing TDRs		0
Total Non–performing Loans	0	0
Non–performing with no Allowance for Credit Losses	0	0
Consumer
Financing Receivable, Past Due [Line Items]
Non–accrual	4,493	3,658
Loans Past Due Over 90 Days Still Accruing	209	49
Non–performing TDRs		338
Performing TDRs		342
Total Non–performing Loans	4,702	4,387
Non–performing with no Allowance for Credit Losses	4,702	4,387
Consumer | Direct installment
Financing Receivable, Past Due [Line Items]
Non–accrual	132	138
Loans Past Due Over 90 Days Still Accruing	0	26
Non–performing TDRs		0
Performing TDRs		0
Total Non–performing Loans	132	164
Non–performing with no Allowance for Credit Losses	132	164
Consumer | Indirect installment
Financing Receivable, Past Due [Line Items]
Non–accrual	972	745
Loans Past Due Over 90 Days Still Accruing	209	23
Non–performing TDRs		0
Performing TDRs		0
Total Non–performing Loans	1,181	768
Non–performing with no Allowance for Credit Losses	1,181	768
Consumer | Home equity
Financing Receivable, Past Due [Line Items]
Non–accrual	3,389	2,775
Loans Past Due Over 90 Days Still Accruing	0	0
Non–performing TDRs		338
Performing TDRs		342
Total Non–performing Loans	3,389	3,455
Non–performing with no Allowance for Credit Losses	$ 3,389	$ 3,455

Loans - Schedule of Payment Sta

Loans - Schedule of Payment Status by Class of Loan (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Current	$ 4,326,465	$ 4,128,019
Total past due	4,359,002	4,157,998
Total  Past Due Loans	13,481	10,801
Total Loans	4,339,946	4,138,820
30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	11,750	8,889
60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	1,339	1,820
90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	392	92
Commercial
Financing Receivable, Past Due [Line Items]
Current	2,580,245	2,458,107
Total past due	2,589,244	2,467,422
Total  Past Due Loans	2,080	822
Total Loans	2,582,325	2,458,929
Commercial | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	1,905	792
Commercial | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	125	30
Commercial | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	50	0
Commercial | Owner occupied real estate
Financing Receivable, Past Due [Line Items]
Current	631,843	590,870
Total past due	630,125	594,562
Total  Past Due Loans	0	269
Total Loans	631,843	591,139
Commercial | Owner occupied real estate | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	269
Commercial | Owner occupied real estate | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Commercial | Owner occupied real estate | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Commercial | Non–owner occupied real estate
Financing Receivable, Past Due [Line Items]
Current	1,235,352	1,183,195
Total past due	1,244,371	1,187,077
Total  Past Due Loans	1,515	16
Total Loans	1,236,867	1,183,211
Commercial | Non–owner occupied real estate | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	1,515	16
Commercial | Non–owner occupied real estate | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Commercial | Non–owner occupied real estate | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Commercial | Residential spec homes
Financing Receivable, Past Due [Line Items]
Current	12,414	10,737
Total past due	12,414	10,838
Total  Past Due Loans	0	0
Total Loans	12,414	10,737
Commercial | Residential spec homes | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Commercial | Residential spec homes | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Commercial | Residential spec homes | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Commercial | Development & spec land
Financing Receivable, Past Due [Line Items]
Current	28,505	26,513
Total past due	29,146	27,358
Total  Past Due Loans	0	30
Total Loans	28,505	26,543
Commercial | Development & spec land | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Commercial | Development & spec land | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	30
Commercial | Development & spec land | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Commercial | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Current	672,131	646,792
Total past due	673,188	647,587
Total  Past Due Loans	565	507
Total Loans	672,696	647,299
Commercial | Commercial and industrial | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	390	507
Commercial | Commercial and industrial | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	125	0
Commercial | Commercial and industrial | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	50	0
Real estate
Financing Receivable, Past Due [Line Items]
Current	731,313	713,900
Total past due	741,322	722,821
Total  Past Due Loans	2,365	2,232
Total Loans	733,678	716,132
Real estate | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	1,796	1,980
Real estate | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	436	209
Real estate | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	133	43
Real estate | Residential mortgage
Financing Receivable, Past Due [Line Items]
Current	639,987	603,630
Total past due	649,996	612,551
Total  Past Due Loans	2,365	2,232
Total Loans	642,352	605,862
Real estate | Residential mortgage | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	1,796	1,980
Real estate | Residential mortgage | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	436	209
Real estate | Residential mortgage | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	133	43
Real estate | Residential construction
Financing Receivable, Past Due [Line Items]
Current	25,403	40,741
Total past due	25,403	40,741
Total  Past Due Loans	0	0
Total Loans	25,403	40,741
Real estate | Residential construction | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Real estate | Residential construction | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Real estate | Residential construction | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Real estate | Mortgage warehouse
Financing Receivable, Past Due [Line Items]
Current	65,923	69,529
Total past due	65,923	69,529
Total  Past Due Loans	0	0
Total Loans	65,923	69,529
Real estate | Mortgage warehouse | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Real estate | Mortgage warehouse | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Real estate | Mortgage warehouse | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	0
Consumer
Financing Receivable, Past Due [Line Items]
Current	1,014,907	956,012
Total past due	1,028,436	967,755
Total  Past Due Loans	9,036	7,747
Total Loans	1,023,943	963,759
Consumer | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	8,049	6,117
Consumer | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	778	1,581
Consumer | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	209	49
Consumer | Direct installment
Financing Receivable, Past Due [Line Items]
Current	53,848	56,266
Total past due	54,399	56,614
Total  Past Due Loans	419	210
Total Loans	54,267	56,476
Consumer | Direct installment | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	418	168
Consumer | Direct installment | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	1	16
Consumer | Direct installment | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	0	26
Consumer | Indirect installment
Financing Receivable, Past Due [Line Items]
Current	432,498	494,341
Total past due	439,922	500,549
Total  Past Due Loans	6,452	5,463
Total Loans	438,950	499,804
Consumer | Indirect installment | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	5,543	4,536
Consumer | Indirect installment | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	700	904
Consumer | Indirect installment | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	209	23
Consumer | Home equity
Financing Receivable, Past Due [Line Items]
Current	528,561	405,405
Total past due	534,115	410,592
Total  Past Due Loans	2,165	2,074
Total Loans	530,726	407,479
Consumer | Home equity | 30–59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	2,088	1,413
Consumer | Home equity | 60–89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total past due	77	661
Consumer | Home equity | 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total past due	$ 0	$ 0

Loans - Schedule of TDRs by Loa

Loans - Schedule of TDRs by Loan Portfolio (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	$ 1,548
Accruing	2,570
Total	4,118
Commercial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	0
Accruing	837
Total	837
Commercial | Owner occupied real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	0
Accruing	568
Total	568
Commercial | Non–owner occupied real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	0
Accruing	269
Total	269
Commercial | Residential spec homes
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	0
Accruing	0
Total	0
Commercial | Development & spec land
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	0
Accruing	0
Total	0
Commercial | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	0
Accruing	0
Total	0
Real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	1,210
Accruing	1,391
Total	2,601
Real estate | Residential mortgage
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	1,210
Accruing	1,391
Total	2,601
Real estate | Residential construction
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	0
Accruing	0
Total	0
Real estate | Mortgage warehouse
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	0
Accruing	0
Total	0
Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	338
Accruing	342
Total	680
Consumer | Direct installment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	0
Accruing	0
Total	0
Consumer | Indirect installment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	0
Accruing	0
Total	0
Consumer | Home equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non–accrual	338
Accruing	342
Total	$ 680

Loans - Schedule of Allowance f

Loans - Schedule of Allowance for Credit Loss Allocated for Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	$ 4,359,002	$ 4,157,998
Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	7,704	9,330
ACL Allocation	1,088	1,239
Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	7,212	8,956
Accounts Receivable/Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	467	343
Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	25	31
Commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	2,589,244	2,467,422
Commercial | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	7,704	9,330
ACL Allocation	1,088	1,239
Commercial | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	7,212	8,956
Commercial | Accounts Receivable/Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	467	343
Commercial | Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	25	31
Commercial | Owner occupied real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	630,125	594,562
Commercial | Owner occupied real estate | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	2,743	4,000
ACL Allocation	0	215
Commercial | Owner occupied real estate | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	2,743	3,905
Commercial | Owner occupied real estate | Accounts Receivable/Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	0	95
Commercial | Owner occupied real estate | Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	0	0
Commercial | Non–owner occupied real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	1,244,371	1,187,077
Commercial | Non–owner occupied real estate | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	3,828	4,135
ACL Allocation	789	988
Commercial | Non–owner occupied real estate | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	3,828	4,135
Commercial | Non–owner occupied real estate | Accounts Receivable/Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	0	0
Commercial | Non–owner occupied real estate | Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	0	0
Commercial | Residential spec homes
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	12,414	10,838
Commercial | Residential spec homes | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans		101
ACL Allocation		0
Commercial | Residential spec homes | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans		101
Commercial | Residential spec homes | Accounts Receivable/Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans		0
Commercial | Residential spec homes | Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans		0
Commercial | Development & spec land
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	29,146	27,358
Commercial | Development & spec land | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	641	815
ACL Allocation	0	36
Commercial | Development & spec land | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	641	815
Commercial | Development & spec land | Accounts Receivable/Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	0	0
Commercial | Development & spec land | Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	0	0
Commercial | Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	673,188	647,587
Commercial | Commercial and industrial | Collateral Pledged
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	492	279
ACL Allocation	299	0
Commercial | Commercial and industrial | Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	0	0
Commercial | Commercial and industrial | Accounts Receivable/Equipment
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	467	248
Commercial | Commercial and industrial | Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	$ 25	$ 31

Loans - Schedule of Loans by Cr

Loans - Schedule of Loans by Credit Grades (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 4,359,002	$ 4,157,998
Commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year		463,377
Fiscal year before current fiscal year		381,771
Two year before current fiscal year		209,886
Three year before current fiscal year		171,456
Four year before current fiscal year		171,365
Prior		547,593
Revolving Term Loans		331,920
Revolving Loans		190,054
Total	2,589,244	2,467,422
Commercial | Owner occupied real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	53,302	102,729
Fiscal year before current fiscal year	101,233	85,282
Two year before current fiscal year	85,226	51,346
Three year before current fiscal year	46,231	50,425
Four year before current fiscal year	45,293	41,184
Prior	198,460	178,981
Revolving Term Loans	89,846	79,452
Revolving Loans	10,534	5,163
Total	630,125	594,562
Current fiscal year, charge-offs	0
Fiscal year before current fiscal year, charge-offs	0
Two year before current fiscal year, charge-offs	0
Three year before current fiscal year, charge-offs	0
Four year before current fiscal year, charge-offs	0
Prior, charge-offs	3
Revolving term loans, charge-offs	229
Revolving loans, charge-offs	0
Total charge-offs	232
Commercial | Owner occupied real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	53,302	101,713
Fiscal year before current fiscal year	100,237	78,352
Two year before current fiscal year	76,376	50,363
Three year before current fiscal year	45,263	49,584
Four year before current fiscal year	43,194	38,068
Prior	185,182	166,813
Revolving Term Loans	89,316	76,493
Revolving Loans	10,534	5,163
Total	603,404	566,549
Commercial | Owner occupied real estate | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	494	6,677
Two year before current fiscal year	2,300	0
Three year before current fiscal year	0	7
Four year before current fiscal year	1,869	0
Prior	4,427	2,729
Revolving Term Loans	0	83
Revolving Loans	0	0
Total	9,090	9,496
Commercial | Owner occupied real estate | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	1,016
Fiscal year before current fiscal year	502	253
Two year before current fiscal year	6,550	983
Three year before current fiscal year	968	834
Four year before current fiscal year	230	3,116
Prior	8,851	9,439
Revolving Term Loans	530	2,876
Revolving Loans	0	0
Total	17,631	18,517
Commercial | Owner occupied real estate | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	0	0
Commercial | Non–owner occupied real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	100,630	183,862
Fiscal year before current fiscal year	221,897	175,386
Two year before current fiscal year	166,613	134,905
Three year before current fiscal year	106,021	92,242
Four year before current fiscal year	85,628	100,116
Prior	358,738	306,034
Revolving Term Loans	195,691	182,681
Revolving Loans	9,153	11,851
Total	1,244,371	1,187,077
Current fiscal year, charge-offs	0
Fiscal year before current fiscal year, charge-offs	0
Two year before current fiscal year, charge-offs	0
Three year before current fiscal year, charge-offs	0
Four year before current fiscal year, charge-offs	0
Prior, charge-offs	9
Revolving term loans, charge-offs	0
Revolving loans, charge-offs	0
Total charge-offs	9
Commercial | Non–owner occupied real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	100,630	183,862
Fiscal year before current fiscal year	221,897	173,971
Two year before current fiscal year	165,258	134,394
Three year before current fiscal year	105,564	91,359
Four year before current fiscal year	84,773	57,345
Prior	308,926	303,174
Revolving Term Loans	195,691	182,681
Revolving Loans	9,153	11,851
Total	1,191,892	1,138,637
Commercial | Non–owner occupied real estate | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	1,415
Two year before current fiscal year	1,355	265
Three year before current fiscal year	257	883
Four year before current fiscal year	855	39,239
Prior	43,471	617
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	45,938	42,419
Commercial | Non–owner occupied real estate | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	246
Three year before current fiscal year	200	0
Four year before current fiscal year	0	3,532
Prior	6,341	2,243
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	6,541	6,021
Commercial | Non–owner occupied real estate | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	0	0
Commercial | Residential spec homes
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	779
Two year before current fiscal year	499	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	5,282	4,433
Revolving Loans	6,633	5,626
Total	12,414	10,838
Current fiscal year, charge-offs	0
Fiscal year before current fiscal year, charge-offs	0
Two year before current fiscal year, charge-offs	0
Three year before current fiscal year, charge-offs	0
Four year before current fiscal year, charge-offs	0
Prior, charge-offs	0
Revolving term loans, charge-offs	0
Revolving loans, charge-offs	0
Total charge-offs	0
Commercial | Residential spec homes | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	779
Two year before current fiscal year	499	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	5,282	4,333
Revolving Loans	6,633	5,626
Total	12,414	10,738
Commercial | Residential spec homes | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	0	0
Commercial | Residential spec homes | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	100
Revolving Loans	0	0
Total	0	100
Commercial | Residential spec homes | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	0	0
Commercial | Development & spec land
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	2,483	1,586
Fiscal year before current fiscal year	1,483	1,230
Two year before current fiscal year	1,029	449
Three year before current fiscal year	405	270
Four year before current fiscal year	253	5
Prior	3,184	10,040
Revolving Term Loans	20,117	13,756
Revolving Loans	192	22
Total	29,146	27,358
Current fiscal year, charge-offs	0
Fiscal year before current fiscal year, charge-offs	0
Two year before current fiscal year, charge-offs	0
Three year before current fiscal year, charge-offs	0
Four year before current fiscal year, charge-offs	0
Prior, charge-offs	0
Revolving term loans, charge-offs	0
Revolving loans, charge-offs	0
Total charge-offs	0
Commercial | Development & spec land | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	2,483	1,586
Fiscal year before current fiscal year	1,483	1,230
Two year before current fiscal year	1,029	449
Three year before current fiscal year	405	270
Four year before current fiscal year	253	5
Prior	3,077	9,717
Revolving Term Loans	18,001	13,008
Revolving Loans	192	22
Total	26,923	26,287
Commercial | Development & spec land | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	145
Revolving Term Loans	1,376	0
Revolving Loans	0	0
Total	1,376	145
Commercial | Development & spec land | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	107	178
Revolving Term Loans	740	748
Revolving Loans	0	0
Total	847	926
Commercial | Development & spec land | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	0	0
Commercial | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	87,354	175,200
Fiscal year before current fiscal year	162,179	119,094
Two year before current fiscal year	100,211	23,186
Three year before current fiscal year	16,900	28,519
Four year before current fiscal year	22,771	30,060
Prior	65,739	52,538
Revolving Term Loans	58,791	51,598
Revolving Loans	159,243	167,392
Total	673,188	647,587
Current fiscal year, charge-offs	0
Fiscal year before current fiscal year, charge-offs	32
Two year before current fiscal year, charge-offs	0
Three year before current fiscal year, charge-offs	47
Four year before current fiscal year, charge-offs	25
Prior, charge-offs	57
Revolving term loans, charge-offs	119
Revolving loans, charge-offs	0
Total charge-offs	280
Commercial | Commercial and industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	84,871	174,482
Fiscal year before current fiscal year	160,710	118,498
Two year before current fiscal year	99,659	20,939
Three year before current fiscal year	14,961	28,383
Four year before current fiscal year	22,595	28,061
Prior	63,195	49,339
Revolving Term Loans	52,741	49,276
Revolving Loans	151,850	159,017
Total	650,582	627,995
Commercial | Commercial and industrial | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	898	718
Fiscal year before current fiscal year	736	368
Two year before current fiscal year	303	31
Three year before current fiscal year	1,637	53
Four year before current fiscal year	141	706
Prior	1,027	1,551
Revolving Term Loans	2,239	0
Revolving Loans	5,560	1,208
Total	12,541	4,635
Commercial | Commercial and industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	1,585	0
Fiscal year before current fiscal year	733	228
Two year before current fiscal year	249	2,216
Three year before current fiscal year	302	83
Four year before current fiscal year	35	1,293
Prior	1,517	1,648
Revolving Term Loans	3,811	2,322
Revolving Loans	1,833	7,167
Total	10,065	14,957
Commercial | Commercial and industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	0	0
Real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year		107,224
Fiscal year before current fiscal year		157,880
Two year before current fiscal year		91,599
Three year before current fiscal year		34,391
Four year before current fiscal year		36,778
Prior		184,679
Revolving Term Loans		40,741
Revolving Loans		69,529
Total	741,322	722,821
Real estate | Residential mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	28,673	107,224
Fiscal year before current fiscal year	148,158	157,880
Two year before current fiscal year	162,933	91,599
Three year before current fiscal year	87,427	34,391
Four year before current fiscal year	32,264	36,778
Prior	190,541	184,679
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	649,996	612,551
Current fiscal year, charge-offs	0
Fiscal year before current fiscal year, charge-offs	0
Two year before current fiscal year, charge-offs	0
Three year before current fiscal year, charge-offs	0
Four year before current fiscal year, charge-offs	0
Prior, charge-offs	19
Revolving term loans, charge-offs	0
Revolving loans, charge-offs	0
Total charge-offs	19
Real estate | Residential mortgage | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	28,673	107,224
Fiscal year before current fiscal year	146,772	157,387
Two year before current fiscal year	162,167	91,314
Three year before current fiscal year	87,164	33,768
Four year before current fiscal year	31,513	36,147
Prior	185,930	178,588
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	642,219	604,428
Real estate | Residential mortgage | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	1,386	493
Two year before current fiscal year	766	285
Three year before current fiscal year	263	623
Four year before current fiscal year	751	631
Prior	4,611	6,091
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	7,777	8,123
Real estate | Residential construction
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	25,403	40,741
Revolving Loans	0	0
Total	25,403	40,741
Current fiscal year, charge-offs	0
Fiscal year before current fiscal year, charge-offs	0
Two year before current fiscal year, charge-offs	0
Three year before current fiscal year, charge-offs	0
Four year before current fiscal year, charge-offs	0
Prior, charge-offs	0
Revolving term loans, charge-offs	0
Revolving loans, charge-offs	0
Total charge-offs	0
Real estate | Residential construction | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	25,403	40,741
Revolving Loans	0	0
Total	25,403	40,741
Real estate | Residential construction | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	0	0
Real estate | Mortgage warehouse
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	0
Revolving Loans	65,923	69,529
Total	65,923	69,529
Current fiscal year, charge-offs	0
Fiscal year before current fiscal year, charge-offs	0
Two year before current fiscal year, charge-offs	0
Three year before current fiscal year, charge-offs	0
Four year before current fiscal year, charge-offs	0
Prior, charge-offs	0
Revolving term loans, charge-offs	0
Revolving loans, charge-offs	0
Total charge-offs	0
Real estate | Mortgage warehouse | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	0
Revolving Loans	65,923	69,529
Total	65,923	69,529
Real estate | Mortgage warehouse | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	0	0
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year		304,748
Fiscal year before current fiscal year		135,249
Two year before current fiscal year		70,841
Three year before current fiscal year		47,508
Four year before current fiscal year		28,671
Prior		22,724
Revolving Term Loans		9,041
Revolving Loans		348,973
Total	1,028,436	967,755
Consumer | Direct installment
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	12,518	18,935
Fiscal year before current fiscal year	14,719	12,283
Two year before current fiscal year	9,218	7,195
Three year before current fiscal year	4,853	7,647
Four year before current fiscal year	5,181	3,964
Prior	5,657	4,430
Revolving Term Loans	11	9
Revolving Loans	2,242	2,151
Total	54,399	56,614
Current fiscal year, charge-offs	10
Fiscal year before current fiscal year, charge-offs	27
Two year before current fiscal year, charge-offs	4
Three year before current fiscal year, charge-offs	10
Four year before current fiscal year, charge-offs	2
Prior, charge-offs	14
Revolving term loans, charge-offs	6
Revolving loans, charge-offs	0
Total charge-offs	73
Consumer | Direct installment | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	12,518	18,935
Fiscal year before current fiscal year	14,672	12,233
Two year before current fiscal year	9,177	7,182
Three year before current fiscal year	4,853	7,582
Four year before current fiscal year	5,172	3,939
Prior	5,622	4,419
Revolving Term Loans	11	9
Revolving Loans	2,242	2,151
Total	54,267	56,450
Consumer | Direct installment | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
Fiscal year before current fiscal year	47	50
Two year before current fiscal year	41	13
Three year before current fiscal year	0	65
Four year before current fiscal year	9	25
Prior	35	11
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	132	164
Consumer | Indirect installment
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	68,382	259,473
Fiscal year before current fiscal year	208,816	119,130
Two year before current fiscal year	89,489	60,272
Three year before current fiscal year	41,437	34,757
Four year before current fiscal year	20,402	19,163
Prior	11,396	7,754
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	439,922	500,549
Current fiscal year, charge-offs	54
Fiscal year before current fiscal year, charge-offs	942
Two year before current fiscal year, charge-offs	518
Three year before current fiscal year, charge-offs	115
Four year before current fiscal year, charge-offs	51
Prior, charge-offs	48
Revolving term loans, charge-offs	0
Revolving loans, charge-offs	0
Total charge-offs	1,728
Consumer | Indirect installment | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	68,343	259,446
Fiscal year before current fiscal year	208,336	118,961
Two year before current fiscal year	89,229	60,062
Three year before current fiscal year	41,267	34,576
Four year before current fiscal year	20,287	19,062
Prior	11,279	7,674
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	438,741	499,781
Consumer | Indirect installment | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	39	27
Fiscal year before current fiscal year	480	169
Two year before current fiscal year	260	210
Three year before current fiscal year	170	181
Four year before current fiscal year	115	101
Prior	117	80
Revolving Term Loans	0	0
Revolving Loans	0	0
Total	1,181	768
Consumer | Home equity
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	21,750	26,340
Fiscal year before current fiscal year	22,773	3,836
Two year before current fiscal year	3,611	3,374
Three year before current fiscal year	2,672	5,104
Four year before current fiscal year	4,261	5,544
Prior	11,530	10,540
Revolving Term Loans	14,058	9,032
Revolving Loans	453,460	346,822
Total	534,115	410,592
Current fiscal year, charge-offs	0
Fiscal year before current fiscal year, charge-offs	10
Two year before current fiscal year, charge-offs	0
Three year before current fiscal year, charge-offs	103
Four year before current fiscal year, charge-offs	0
Prior, charge-offs	15
Revolving term loans, charge-offs	12
Revolving loans, charge-offs	0
Total charge-offs	140
Consumer | Home equity | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	21,750	26,232
Fiscal year before current fiscal year	22,633	3,820
Two year before current fiscal year	3,611	3,355
Three year before current fiscal year	2,617	4,964
Four year before current fiscal year	4,127	5,392
Prior	10,841	9,463
Revolving Term Loans	11,687	7,089
Revolving Loans	453,460	346,822
Total	530,726	407,137
Consumer | Home equity | Non–performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	108
Fiscal year before current fiscal year	140	16
Two year before current fiscal year	0	19
Three year before current fiscal year	55	140
Four year before current fiscal year	134	152
Prior	689	1,077
Revolving Term Loans	2,371	1,943
Revolving Loans	0	0
Total	$ 3,389	$ 3,455

Allowance for Credit and Loan_3

Allowance for Credit and Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss
Balance, beginning of period	$ 49,976	$ 52,350	$ 50,464	$ 54,286
Credit loss expense (recovery)	520	(601)	856	(1,747)
PCD loan charge–offs	(75)	(242)	(246)	(612)
Charge–offs	(1,130)	(722)	(2,481)	(1,930)
Recoveries	408	584	1,106	1,372
Balance, end of period	49,699	51,369	49,699	51,369
Mortgage Warehouse
Financing Receivable, Allowance for Credit Loss
Balance, beginning of period	893	1,067	1,020	1,059
Credit loss expense (recovery)	(179)	(43)	(306)	(35)
PCD loan charge–offs	0	0	0	0
Charge–offs	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	714	1,024	714	1,024
Commercial
Financing Receivable, Allowance for Credit Loss
Balance, beginning of period	30,354	34,802	32,445	40,775
Credit loss expense (recovery)	(665)	(703)	(2,380)	(6,343)
PCD loan charge–offs	(75)	(242)	(246)	(612)
Charge–offs	(188)	(103)	(521)	(240)
Recoveries	46	52	174	226
Balance, end of period	29,472	33,806	29,472	33,806
Real Estate
Financing Receivable, Allowance for Credit Loss
Balance, beginning of period	3,648	4,422	5,577	3,856
Credit loss expense (recovery)	(893)	640	(2,838)	1,236
PCD loan charge–offs	0	0	0	0
Charge–offs	(15)	(27)	(19)	(85)
Recoveries	54	102	74	130
Balance, end of period	2,794	5,137	2,794	5,137
Consumer
Financing Receivable, Allowance for Credit Loss
Balance, beginning of period	15,081	12,059	11,422	8,596
Credit loss expense (recovery)	2,257	(495)	6,380	3,395
PCD loan charge–offs	0	0	0	0
Charge–offs	(927)	(592)	(1,941)	(1,605)
Recoveries	308	430	858	1,016
Balance, end of period	$ 16,719	$ 11,402	$ 16,719	$ 11,402

Loan Servicing - Narrative (Det

Loan Servicing - Narrative (Details) - USD ($) $ in Millions	Sep. 30, 2023	Dec. 31, 2022
Payments for (Proceeds from) Mortgage Servicing Rights [Abstract]
Unpaid principal balances of loans serviced for others totaled	$ 1,486	$ 1,532

Loan Servicing - Schedule of Or

Loan Servicing - Schedule of Originated Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance, beginning of period	$ 18,507	$ 18,761	$ 18,619	$ 17,780
Servicing rights capitalized	428	567	863	2,942
Amortization of servicing rights	(285)	(624)	(832)	(2,018)
Balance, end of period	18,650	18,704	18,650	18,704
Balance, beginning of period	0	0	0	(2,594)
Additions	0	0	0	0
Reductions	0	0	0	2,594
Balance, end of period	0	0	0	0
Mortgage servicing rights, net	18,650	18,704	18,650	18,704
Fair value, beginning of period	19,659	18,761	18,619	15,186
Fair value, end of period	$ 19,571	$ 18,704	$ 19,571	$ 18,704

Goodwill (Details)

Goodwill (Details) - USD ($)	9 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	$ 155,211,000	$ 155,211,000
Goodwill impairment loss	$ 0

Repurchase Agreements (Details)

Repurchase Agreements (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	$ 142,494	$ 137,871
Securities pledged for Repurchase Agreements	154,800	160,500
Overnight and Continuous
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	142,494	137,871
Up to 30 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
30-90 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
Greater Than 90 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
Federal agency collateralized mortgage obligations
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	8,346	12,632
Federal agency collateralized mortgage obligations | Overnight and Continuous
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	8,346	12,632
Federal agency collateralized mortgage obligations | Up to 30 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
Federal agency collateralized mortgage obligations | 30-90 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
Federal agency collateralized mortgage obligations | Greater Than 90 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
Federal agency mortgage-backed pools
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	125,391	116,041
Federal agency mortgage-backed pools | Overnight and Continuous
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	125,391	116,041
Federal agency mortgage-backed pools | Up to 30 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
Federal agency mortgage-backed pools | 30-90 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
Federal agency mortgage-backed pools | Greater Than 90 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
Private labeled mortgage-backed pools
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	8,757	9,198
Private labeled mortgage-backed pools | Overnight and Continuous
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	8,757	9,198
Private labeled mortgage-backed pools | Up to 30 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
Private labeled mortgage-backed pools | 30-90 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	0	0
Private labeled mortgage-backed pools | Greater Than 90 Days
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase Agreements	$ 0	$ 0

Subordinated Notes (Details)

Subordinated Notes (Details) - USD ($)	9 Months Ended
	Sep. 30, 2023	Jun. 24, 2020
Debt Disclosure [Abstract]
Aggregate principal amount		$ 60,000,000
Interest rate		5.625%
Basis spread on variable rate	5.49%
Redemption price, percentage	100%

Derivative Financial Instrume_3

Derivative Financial Instruments - Narrative (Details) - USD ($) $ in Thousands		9 Months Ended
	May 23, 2023	Sep. 30, 2023	Dec. 31, 2022
Derivative [Line Items]
Notional Amount		$ 538,867	$ 576,730
Recorded period of effectiveness of fair value hedges on net income		12 months
Recorded period of effectiveness of fair value of derivatives on net income		12 months
Interest rate swap agreements asset
Derivative [Line Items]
Weighted average fixed rate			2.81%
Cash Flow Hedging | Interest rate swap agreements asset
Derivative [Line Items]
Notional Amount			$ 50,000
Amount of gain (loss) recognized on derivative	$ 1,500

Derivative Financial Instrume_4

Derivative Financial Instruments - Schedule of Fair Value of Derivative Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Derivatives, Fair Value [Line Items]
Notional Amount	$ 538,867	$ 576,730
Total asset derivatives	50,811	44,879
Notional Amount	535,046	528,351
Total liability derivatives	50,543	42,669
Derivatives designated as hedging instruments
Derivatives, Fair Value [Line Items]
Notional Amount	0	50,000
Total asset derivatives	0	1,976
Notional Amount	0	0
Total liability derivatives	0	0
Derivatives designated as hedging instruments | Interest rate contracts – cash flow hedges
Derivatives, Fair Value [Line Items]
Notional Amount	0	50,000
Total asset derivatives	0	1,976
Notional Amount	0	0
Total liability derivatives	0	0
Derivatives not designated as hedging instruments
Derivatives, Fair Value [Line Items]
Notional Amount	538,867	526,730
Total asset derivatives	50,811	42,903
Notional Amount	535,046	528,351
Total liability derivatives	50,543	42,669
Derivatives not designated as hedging instruments | Interest rate contracts – cash flow hedges
Derivatives, Fair Value [Line Items]
Notional Amount	524,995	514,551
Total asset derivatives	50,519	42,619
Notional Amount	524,995	514,551
Total liability derivatives	50,519	42,619
Derivatives not designated as hedging instruments | Mortgage loan contracts
Derivatives, Fair Value [Line Items]
Notional Amount	0	0
Total asset derivatives	0	0
Notional Amount	10,051	13,800
Total liability derivatives	24	50
Derivatives not designated as hedging instruments | Commitments to originate mortgage loans
Derivatives, Fair Value [Line Items]
Notional Amount	13,872	12,179
Total asset derivatives	292	284
Notional Amount	0	0
Total liability derivatives	$ 0	$ 0

Derivative Financial Instrume_5

Derivative Financial Instruments - Schedule of Effect of Derivative Instruments on Condensed Consolidated Statements of Income Derivative in Cash Flow Hedging Relationship (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Other comprehensive income on derivative	$ 0	$ 0	$ 1,453	$ 0
Cash Flow Hedging | Interest rate contracts
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Other comprehensive income on derivative	$ 0	$ 1,542	$ (1,561)	$ 4,535

Derivative Financial Instrume_6

Derivative Financial Instruments - Schedule of Effect of the Derivative Designated as a Hedging Instrument on the Consolidated Statements of Income Derivative in Fair Value Hedging Relationship (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Derivatives designated as hedging instruments
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivative	$ 0	$ (95)	$ 1,832	$ (710)
Derivatives not designated as hedging instruments
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivative	569	(337)	1,081	(1,283)
Interest rate contracts | Cash Flow Hedging | Derivatives designated as hedging instruments
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivative	0	(95)	1,832	(710)
Interest rate contracts | Fair Value Hedging | Derivatives not designated as hedging instruments | Interest income – loans receivable
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivative	340	(5)	774	(169)
Interest rate contracts | Fair Value Hedging | Derivatives not designated as hedging instruments | Interest income – investment securities
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivative	53	(13)	163	(125)
Mortgage loan contracts | Derivatives not designated as hedging instruments
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivative	(6)	(178)	26	(92)
Commitments to originate mortgage loans | Derivatives not designated as hedging instruments
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized on derivative	$ 182	$ (141)	$ 118	$ (897)

Disclosures about Fair Value _3

Disclosures about Fair Value of Assets and Liabilities - Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 865,168	$ 997,558
U.S. Treasury and federal agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	265,850	267,179
State and municipal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	340,312	433,544
Federal agency collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	21,313	31,215
Federal agency mortgage-backed pools
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	165,889	190,656
Corporate notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	71,804	74,964
Recurring Basis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	865,168	997,558
Recurring Basis | U.S. Treasury and federal agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	265,850	267,179
Recurring Basis | State and municipal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	340,312	433,544
Recurring Basis | Federal agency collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	21,313	31,215
Recurring Basis | Federal agency mortgage-backed pools
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	165,889	190,656
Recurring Basis | Corporate notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	71,804	74,964
Recurring Basis | Interest rate swap agreements asset and liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	50,519	44,595
Derivative liability	(50,519)	(42,619)
Recurring Basis | Commitments to originate mortgage loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	292	284
Recurring Basis | Mortgage loan contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liability	(24)	(50)
Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury and federal agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | State and municipal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Federal agency collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Federal agency mortgage-backed pools
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate swap agreements asset and liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	0	0
Derivative liability	0	0
Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Commitments to originate mortgage loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	292	0
Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage loan contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liability	(24)	0
Recurring Basis | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	865,168	997,558
Recurring Basis | Significant Other Observable Inputs (Level 2) | U.S. Treasury and federal agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	265,850	267,179
Recurring Basis | Significant Other Observable Inputs (Level 2) | State and municipal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	340,312	433,544
Recurring Basis | Significant Other Observable Inputs (Level 2) | Federal agency collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	21,313	31,215
Recurring Basis | Significant Other Observable Inputs (Level 2) | Federal agency mortgage-backed pools
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	165,889	190,656
Recurring Basis | Significant Other Observable Inputs (Level 2) | Corporate notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	71,804	74,964
Recurring Basis | Significant Other Observable Inputs (Level 2) | Interest rate swap agreements asset and liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	50,519	44,595
Derivative liability	(50,519)	(42,619)
Recurring Basis | Significant Other Observable Inputs (Level 2) | Commitments to originate mortgage loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	0	284
Recurring Basis | Significant Other Observable Inputs (Level 2) | Mortgage loan contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liability	0	(50)
Recurring Basis | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Significant Unobservable Inputs (Level 3) | U.S. Treasury and federal agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Significant Unobservable Inputs (Level 3) | State and municipal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Significant Unobservable Inputs (Level 3) | Federal agency collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Significant Unobservable Inputs (Level 3) | Federal agency mortgage-backed pools
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Significant Unobservable Inputs (Level 3) | Corporate notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Recurring Basis | Significant Unobservable Inputs (Level 3) | Interest rate swap agreements asset and liability
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	0	0
Derivative liability	0	0
Recurring Basis | Significant Unobservable Inputs (Level 3) | Commitments to originate mortgage loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	0	0
Recurring Basis | Significant Unobservable Inputs (Level 3) | Mortgage loan contracts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liability	$ 0	$ 0

Disclosures about Fair Value _4

Disclosures about Fair Value of Assets and Liabilities - Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis (Details) - Collateral dependent loans - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Significant Unobservable Inputs (Level 3)
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Impaired loans	$ 6,616	$ 8,091
Fair Value, Nonrecurring
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Impaired loans	6,616	8,091
Fair Value, Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Impaired loans	$ 6,616	$ 8,091

Disclosures about Fair Value _5

Disclosures about Fair Value of Assets and Liabilities - Schedule of Qualitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill (Details) - Significant Unobservable Inputs (Level 3) - Collateral dependent loans - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	$ 6,616	$ 8,091
Valuation Technique	Collateral based measurement	Collateral based measurement
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectibility	Discount to reflect current market conditions and ultimate collectibility
Minimum
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Range (Weighted Average)	0%	0%
Maximum
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Range (Weighted Average)	100%	100%
Weighted Average
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Range (Weighted Average)	7.20%	13.30%

Fair Value of Financial Instr_3

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 175,137	$ 123,505
Interest–earning time deposits	2,207	2,812
Investment securities, held to maturity	1,966,483	2,022,748
Loans held for sale	2,828	5,807
Loans (excluding loan level hedges), net	4,309,303	4,107,534
Stock in FHLB	34,509	26,677
Interest receivable	37,850	35,294
Liabilities
Non–interest bearing deposits	1,126,703	1,277,768
Interest bearing deposits	4,573,394	4,580,006
Borrowings	1,356,510	1,142,949
Interest payable	16,281	5,380
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets
Cash and due from banks	175,137	123,505
Interest–earning time deposits	0	0
Investment securities, held to maturity	0	0
Loans held for sale	0	0
Loans (excluding loan level hedges), net	0	0
Stock in FHLB	0	0
Interest receivable	0	0
Liabilities
Non–interest bearing deposits	1,126,703	1,277,768
Interest bearing deposits	0	0
Borrowings	0	0
Subordinated notes	0	0
Junior subordinated debentures issued to capital trusts	0	0
Interest payable	0	0
Significant Other Observable Inputs (Level 2)
Assets
Cash and due from banks	0	0
Interest–earning time deposits	2,174	2,778
Investment securities, held to maturity	1,556,845	1,681,309
Loans held for sale	0	0
Loans (excluding loan level hedges), net	0	0
Stock in FHLB	34,509	26,677
Interest receivable	37,850	35,294
Liabilities
Non–interest bearing deposits	0	0
Interest bearing deposits	4,237,120	4,100,154
Borrowings	1,345,114	1,139,926
Subordinated notes	53,401	56,496
Junior subordinated debentures issued to capital trusts	48,699	51,327
Interest payable	16,281	5,380
Significant Unobservable Inputs (Level 3)
Assets
Cash and due from banks	0	0
Interest–earning time deposits	0	0
Investment securities, held to maturity	0	0
Loans held for sale	2,828	5,807
Loans (excluding loan level hedges), net	4,213,446	3,852,458
Stock in FHLB	0	0
Interest receivable	0	0
Liabilities
Non–interest bearing deposits	0	0
Interest bearing deposits	0	0
Borrowings	0	0
Subordinated notes	0	0
Junior subordinated debentures issued to capital trusts	0	0
Interest payable	0	0
Carrying Amount
Assets
Cash and due from banks	175,137	123,505
Interest–earning time deposits	2,207	2,812
Investment securities, held to maturity	1,966,483	2,022,748
Loans held for sale	2,828	5,807
Loans (excluding loan level hedges), net	4,309,303	4,107,534
Stock in FHLB	34,509	26,677
Interest receivable	37,850	35,294
Liabilities
Non–interest bearing deposits	1,126,703	1,277,768
Interest bearing deposits	4,573,394	4,580,006
Borrowings	1,356,510	1,142,949
Subordinated notes	59,007	58,896
Junior subordinated debentures issued to capital trusts	57,201	57,027
Interest payable	$ 16,281	$ 5,380

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Accumulated Other Comprehensive Income (Loss) [Line Items]
Tax effect	$ 32,811	$ 28,230
Total accumulated other comprehensive income (loss)	(123,434)	(106,198)
Unrealized gain (loss) on securities available for sale
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss), before tax	(159,454)	(140,144)
Unamortized gain (loss) on securities held to maturity, previously transferred from AFS
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss), before tax	3,209	3,740
Unrealized gain (loss) on derivative instruments
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss), before tax	$ 0	$ 1,976

Regulatory Capital (Details)

Regulatory Capital (Details) $ in Thousands	Sep. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital (to risk-weighted assets), actual, amount	$ 819,855	$ 776,390
Total capital (to risk-weighted assets), actual, ratio	0.1439	0.1437
Total capital (to risk-weighted assets), for capital adequacy purposes, amount	$ 455,931	$ 432,172
Total capital (to risk-weighted assets), For capital adequacy purposes, ratio	0.0800	0.0800
Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount	$ 598,409	$ 567,226
Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio	10.50%	10.50%
Tier 1 capital (to average assets), actual, amount	$ 769,424	$ 729,835
Tier 1 capital (to average assets), actual, ratio	0.1350	0.1351
Tier 1 capital (to average assets), for capital adequacy purposes, amount	$ 341,948	$ 324,129
Tier 1 capital (to average assets), for capital adequacy purpose, ratio	0.0600	0.0600
Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount	$ 484,426	$ 459,183
Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio	8.50%	8.50%
Common equity tier 1 capital, actual amount	$ 649,071	$ 609,630
Common equity tier 1 capital, actual ratio	0.1139	0.1128
Common equity tier 1 capital, for capital adequacy purposes, amount	$ 256,461	$ 243,097
Common equity tier 1 capital, for capital adequacy purpose, ratio	4.50%	4.50%
Common equity tier 1 capital (to risk-weighted assets), required for capital adequacy purposes with capital buffer, amount	$ 398,939	$ 378,151
Common equity tier 1 capital (to risk-weighted assets), required for capital adequacy purposes with capital buffer, ratio	7%	7%
Tier 1 capital (to average assets), actual, amount	$ 769,424	$ 729,835
Tier 1 capital (to average assets), actual, ratio	0.0987	0.1003
Tier 1 capital (to average assets), for capital adequacy purposes, amount	$ 311,717	$ 291,122
Tier 1 capital (to average assets), for capital adequacy purpose, ratio	0.0400	0.0400
Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount	$ 311,717	$ 291,122
Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio	4%	4%
Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital (to risk-weighted assets), actual, amount	$ 744,803	$ 726,339
Total capital (to risk-weighted assets), actual, ratio	0.1311	0.1359
Total capital (to risk-weighted assets), for capital adequacy purposes, amount	$ 454,401	$ 427,456
Total capital (to risk-weighted assets), For capital adequacy purposes, ratio	0.0800	0.0800
Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount	$ 596,401	$ 561,036
Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio	10.50%	10.50%
Total capital (to risk-weighted assets), for well capitalized purpose, amount	$ 568,001	$ 534,320
Total capital (to risk-weighted assets), for well capitalized purpose, ratio	0.1000	0.1000
Tier 1 capital (to average assets), actual, amount	$ 694,372	$ 679,784
Tier 1 capital (to average assets), actual, ratio	0.1222	0.1272
Tier 1 capital (to average assets), for capital adequacy purposes, amount	$ 340,801	$ 320,592
Tier 1 capital (to average assets), for capital adequacy purpose, ratio	0.0600	0.0600
Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount	$ 482,801	$ 454,172
Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio	8.50%	8.50%
Tier 1 capital (to average assets), for well capitalized purpose, amount	$ 454,401	$ 427,456
Tier 1 capital (to average assets), for well capitalized purposes, ratio	0.0800	0.0800
Common equity tier 1 capital, actual amount	$ 694,372	$ 679,784
Common equity tier 1 capital, actual ratio	0.1222	0.1272
Common equity tier 1 capital, for capital adequacy purposes, amount	$ 255,600	$ 240,444
Common equity tier 1 capital, for capital adequacy purpose, ratio	4.50%	4.50%
Common equity tier 1 capital (to risk-weighted assets), required for capital adequacy purposes with capital buffer, amount	$ 397,601	$ 374,024
Common equity tier 1 capital (to risk-weighted assets), required for capital adequacy purposes with capital buffer, ratio	7%	7%
Common equity tier 1 capital, for well capitalized purpose, amount	$ 369,201	$ 347,308
Common equity tier 1 capital, for well capitalized purposes, ratio	6.50%	6.50%
Tier 1 capital (to average assets), actual, amount	$ 694,372	$ 679,784
Tier 1 capital (to average assets), actual, ratio	0.0877	0.0889
Tier 1 capital (to average assets), for capital adequacy purposes, amount	$ 316,646	$ 305,996
Tier 1 capital (to average assets), for capital adequacy purpose, ratio	0.0400	0.0400
Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount	$ 316,646	$ 305,999
Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio	4%	4%
Tier 1 capital (to average assets), for well capitalized purpose, amount	$ 395,808	$ 382,495
Tier 1 capital (to average assets), for well capitalized purposes, ratio	0.0500	0.0500