Forward-Looking Statements
This presentation may contain forward-looking statements regarding the financial
performance, business, and future operations of Horizon Bancorp and its affiliates
(collectively, “Horizon”). For these statements, Horizon claims the protection of the safe
harbor for forward-looking statements contained in the Private Securities Litigation
Reform Act of 1995. Forward-looking statements provide current expectations or
forecasts of future events and are not guarantees of future results or performance. As a
result, undue reliance should not be placed on these forward-looking statements, which
speak only as of the date hereof.
We have tried, wherever possible, to identify such statements by using words such as
“anticipate,” “estimate,” “project,” “intend,” “plan,” “believe,” “will” and similar
expressions, and although management believes that the expectations reflected in such
forward-looking statements are accurate and reasonable, actual results may differ
materially from those expressed or implied in such statements. Risks and uncertainties
that could cause our actual results to differ materially include those set forth in “Item 1A
Risk Factors” of Part I of Horizon’s Annual Report on Form 10-K for the fiscal year
ended December 31, 2010. Statements in this presentation should be considered in
conjunction with such risk factors and the other information publicly available about
Horizon, including the information in the filings we make with the Securities and
Exchange Commission.
Horizon does not undertake, and specifically disclaims any obligation, to publicly release
any updates to any forward-looking statement to reflect events or circumstances
occurring or arising after the date on which the forward-looking statement is made, or to
reflect the occurrence of unanticipated events, except to the extent required by law.
