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EXHIBIT 21.1
SUBSIDIARIES OF REGISTRANT
The following table sets forth all subsidiaries of the registrant, the state or other jurisdiction of incorporation or organization of each, and the names under which such subsidiaries do business as of December 31, 2002. The common stock of each of these subsidiaries is 100 percent owned by its parent. The financial statements of all subsidiaries are included in the consolidated statements of Palmetto Bancshares, Inc. and subsidiary.
The Palmetto Bank, wholly owned subsidiary of Palmetto Bancshares, Inc., South Carolina
Palmetto Capital Inc., wholly owned subsidiary of The Palmetto Bank, South Carolina