Document_And_Entity_Informatio
Document And Entity Information | 9 Months Ended | |
Sep. 30, 2013 | Oct. 21, 2013 | |
Document and Entity Information [Abstract] | ' | ' |
Entity Registrant Name | 'PALMETTO BANCSHARES INC | ' |
Document Type | '10-Q | ' |
Current Fiscal Year End Date | '--12-31 | ' |
Entity Common Stock, Shares Outstanding | ' | 12,784,605 |
Amendment Flag | 'false | ' |
Entity Central Index Key | '0000706874 | ' |
Entity Current Reporting Status | 'Yes | ' |
Entity Voluntary Filers | 'No | ' |
Entity Filer Category | 'Smaller Reporting Company | ' |
Entity Well-known Seasoned Issuer | 'No | ' |
Document Period End Date | 30-Sep-13 | ' |
Document Fiscal Year Focus | '2013 | ' |
Document Fiscal Period Focus | 'Q3 | ' |
Consolidated_Balance_Sheets_Un
Consolidated Balance Sheets (Unaudited) (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
Cash and due from banks | $55,743,000 | $101,385,000 |
Total cash and cash equivalents | 55,743,000 | 101,385,000 |
Federal Home Loan Bank stock, at cost | 1,380,000 | 1,811,000 |
Trading account assets | 5,027,000 | 0 |
Investment securities available for sale, at fair value | 227,079,000 | 264,502,000 |
Mortgage loans held for sale | 1,865,000 | 6,114,000 |
Other loans held for sale | 0 | 776,000 |
Loans, gross | 756,814,000 | 738,282,000 |
Less: allowance for loan losses | -16,706,000 | -17,825,000 |
Loans, net | 740,108,000 | 720,457,000 |
Premises and equipment, net | 23,627,000 | 24,796,000 |
Accrued interest receivable | 3,475,000 | 3,910,000 |
Foreclosed real estate | 7,928,000 | 10,911,000 |
Deferred tax asset, net | 22,197,000 | ' |
Other assets | 11,468,000 | 10,794,000 |
Total assets | 1,099,897,000 | 1,145,456,000 |
Noninterest-bearing | 187,150,000 | 179,695,000 |
Interest-bearing | 757,662,000 | 843,547,000 |
Total deposits | 944,812,000 | 1,023,242,000 |
Retail repurchase agreements | 24,640,000 | 15,357,000 |
Accrued interest payable | 146,000 | 450,000 |
Other liabilities | 9,353,000 | 8,027,000 |
Total liabilities | 978,951,000 | 1,047,076,000 |
Preferred stock - par value $0.01 per share; authorized 2,500,000 shares; none issued and outstanding | 0 | 0 |
Common stock - par value $0.01 per share; authorized 75,000,000 shares; 12,783,019 and 12,754,045 issued and outstanding at September 30, 2013 and December 31, 2012, respectively | 127,000 | 127,000 |
Capital surplus | 144,362,000 | 143,342,000 |
Accumulated deficit | -12,464,000 | -38,372,000 |
Accumulated other comprehensive loss, net of tax | -11,079,000 | -6,717,000 |
Total shareholders' equity | 120,946,000 | 98,380,000 |
Total liabilities and shareholders' equity | $1,099,897,000 | $1,145,456,000 |
Consolidated_Balance_Sheets_Un1
Consolidated Balance Sheets (Unaudited) (Parentheticals) (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
Preferred stock, par value (in Dollars per share) | $0.01 | $0.01 |
Preferred stock, shares authorized | 2,500,000 | 2,500,000 |
Preferred stock, shares issued | 0 | 0 |
Preferred stock, shares outstanding | 0 | 0 |
Common stock, par value (in Dollars per share) | $0.01 | $0.01 |
Common stock, shares authorized | 75,000,000 | 75,000,000 |
Common stock, shares issued | 12,783,019 | 12,754,045 |
Common stock, shares outstanding | 12,783,019 | 12,754,045 |
Consolidated_Statements_of_Inc
Consolidated Statements of Income (Loss) (Unaudited) (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, except Share data, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Interest earned on cash and cash equivalents | $24 | $49 | $83 | $172 |
Dividends received on Federal Home Loan Bank stock | 8 | 10 | 29 | 35 |
Interest earned on trading account assets | 5 | ' | 5 | ' |
Interest earned on investment securities available for sale | 1,010 | 1,105 | 2,984 | 4,053 |
Interest and fees earned on loans | 9,476 | 9,912 | 29,014 | 30,263 |
Total interest income | 10,523 | 11,076 | 32,115 | 34,523 |
Interest expense on deposits | 475 | 1,226 | 1,872 | 3,958 |
Interest expense on retail repurchase agreements | ' | 1 | 1 | 2 |
Total interest expense | 475 | 1,227 | 1,873 | 3,960 |
Net interest income | 10,048 | 9,849 | 30,242 | 30,563 |
Provision for loan losses | 645 | 600 | 1,665 | 11,750 |
Net interest income after provision for loan losses | 9,403 | 9,249 | 28,577 | 18,813 |
Service charges on deposit accounts, net | 1,862 | 1,635 | 5,019 | 4,978 |
Fees for trust, investment management and brokerage services | 214 | 757 | 1,888 | 2,346 |
Mortgage-banking | 375 | 709 | 1,510 | 2,342 |
Automatic teller machine | 329 | 210 | 818 | 699 |
Bankcard services | 70 | 64 | 194 | 183 |
Investment securities losses | -44 | ' | 287 | 9,859 |
Gain on sale of branches | ' | 568 | ' | 568 |
Other | 473 | 392 | 1,545 | 1,253 |
Total noninterest income | 3,279 | 4,335 | 11,261 | 22,228 |
Salaries and other personnel | 4,862 | 5,205 | 15,270 | 16,148 |
Occupancy | 1,074 | 1,068 | 3,188 | 3,396 |
Furniture and equipment | 930 | 799 | 2,748 | 2,524 |
Professional services | 491 | 419 | 1,474 | 1,309 |
FDIC deposit insurance assessment | 355 | 383 | 1,083 | 1,480 |
Marketing | 267 | 422 | 747 | 984 |
Foreclosed real estate writedowns and expenses | 173 | 693 | 2,905 | 9,027 |
Loss on other loans held for sale | ' | 4 | -326 | 2,538 |
Loan workout | 410 | 235 | 862 | 622 |
Other | 1,273 | 1,630 | 4,170 | 3,995 |
Total noninterest expense | 9,835 | 10,858 | 32,121 | 42,023 |
Net income before benefit for income taxes | 2,847 | 2,726 | 7,717 | -982 |
Benefit for income taxes | -19,386 | -436 | -18,191 | 3,592 |
Net income | $22,233 | $3,162 | $25,908 | ($4,574) |
Net income - basic (in Dollars per share) | $1.76 | $0.25 | $2.05 | ($0.36) |
Net income - diluted (in Dollars per share) | $1.75 | $0.25 | $2.04 | ($0.36) |
Cash dividends (in Dollars per share) | $0 | $0 | $0 | $0 |
Book value (in Dollars per share) | $9.46 | $7.36 | $9.46 | $7.36 |
Weighted average common shares outstanding - basic (in Shares) | 12,663,162 | 12,640,517 | 12,655,473 | 12,638,838 |
Weighted average common shares outstanding - diluted (in Shares) | 12,740,913 | 12,640,517 | 12,716,369 | 12,638,838 |
Consolidated_Statements_of_Com
Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Net income (loss) | $22,233 | $3,162 | $25,908 | ($4,574) |
Increase (decrease) in net unrealized gains | -1,316 | 1,149 | -6,742 | 393 |
Less: reclassification adjustment of gains (losses) included in net income (loss) | -44 | 0 | 287 | 9,859 |
Decrease (increase) in net unrealized gains on investment securities available for sale | -1,272 | 1,149 | -7,029 | -9,466 |
Other comprehensive income (loss), before tax | -1,272 | 1,149 | -7,029 | -9,466 |
Provision (benefit) for income taxes related to items of other comprehensive income (loss) | 482 | -436 | 2,667 | 3,593 |
Other comprehensive income (loss), net of tax | -790 | 713 | -4,362 | -5,873 |
Comprehensive income (loss) | $21,443 | $3,875 | $21,546 | ($10,447) |
Consolidated_Statements_of_Cha
Consolidated Statements of Changes in Shareholders’ Equity (Unaudited) (USD $) | Common Stock [Member] | Additional Paid-in Capital [Member] | Retained Earnings [Member] | Accumulated Other Comprehensive Income (Loss) [Member] | Total |
In Thousands, except Share data | |||||
Balance at Dec. 31, 2011 | $127 | $142,233 | ($36,508) | ($2,370) | $103,482 |
Balance (in Shares) at Dec. 31, 2011 | 12,726,388 | ' | ' | ' | ' |
Net Income (Loss) | ' | ' | -4,574 | ' | -4,574 |
Other comprehensive loss, net of tax | ' | ' | ' | -5,873 | -5,873 |
Compensation expense related to stock options granted under equity award plans | ' | 478 | ' | ' | 478 |
Common stock issued related to restricted stock granted under equity award plans, net of forfeitures | ' | 374 | ' | ' | 374 |
Common stock issued related to restricted stock granted under equity award plans, net of forfeitures (in Shares) | 25,283 | ' | ' | ' | ' |
Other changes (in Shares) | 19 | ' | ' | ' | ' |
Balance at Sep. 30, 2012 | 127 | 143,085 | -41,082 | -8,243 | 93,887 |
Balance (in Shares) at Sep. 30, 2012 | 12,751,690 | ' | ' | ' | ' |
Balance at Dec. 31, 2012 | 127 | 143,342 | -38,372 | -6,717 | 98,380 |
Balance (in Shares) at Dec. 31, 2012 | 12,754,045 | ' | ' | ' | ' |
Net Income (Loss) | ' | ' | 25,908 | ' | 25,908 |
Other comprehensive loss, net of tax | ' | ' | ' | -4,362 | -4,362 |
Exercise of stock options | ' | 124 | ' | ' | 124 |
Exercise of stock options (in Shares) | 11,250 | ' | ' | ' | ' |
Compensation expense related to stock options granted under equity award plans | ' | 247 | ' | ' | 247 |
Common stock issued related to restricted stock granted under equity award plans, net of forfeitures | ' | 649 | ' | ' | 649 |
Common stock issued related to restricted stock granted under equity award plans, net of forfeitures (in Shares) | 17,723 | ' | ' | ' | ' |
Other changes (in Shares) | 1 | ' | ' | ' | ' |
Balance at Sep. 30, 2013 | $127 | $144,362 | ($12,464) | ($11,079) | $120,946 |
Balance (in Shares) at Sep. 30, 2013 | 12,783,019 | ' | ' | ' | ' |
Consolidated_Statements_of_Cas
Consolidated Statements of Cash Flows (Unaudited) (USD $) | 9 Months Ended | |
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 |
Net income (loss) | $25,908 | ($4,574) |
Adjustments to reconcile net income (loss) to net cash provided by operating activities | ' | ' |
Depreciation | 1,919 | 1,908 |
Amortization of unearned discounts / premiums on investment securities available for sale, net | 4,093 | 4,273 |
Deferred income tax expense (benefit) | -19,529 | 3,592 |
Increase in income tax refunds receivable | ' | -510 |
Provision for loan losses | 1,665 | 11,750 |
Trading account gains, net | -36 | ' |
Purchases of trading account assets, net | -4,991 | ' |
Gain on sale of branches | ' | -568 |
Gain on sales of mortgage loans held for sale, net | -1,447 | -1,769 |
Gain on sales of Small Business Administration loans | -207 | ' |
Loss (gain) on other loans held for sale | -326 | 2,538 |
Writedowns, gains and losses on sales of foreclosed real estate, net | 2,693 | 8,616 |
Investment securities gains, net | -287 | -9,859 |
Originations of mortgage loans held for sale | -56,715 | -69,302 |
Proceeds from sales of mortgage loans held for sale | 62,411 | 70,924 |
Proceeds from sales of Small Business Administration loans | 2,222 | ' |
Proceeds from sales of other loans held for sale | 1,102 | 13,564 |
Compensation expense on equity based awards | 896 | 852 |
(Increase) decrease in interest receivable and other assets, net | -240 | 1,179 |
Increase (decrease) in interest payable and other liabilities, net | 1,022 | -696 |
Net cash provided by operating activities | 20,153 | 31,918 |
Investing Activities | ' | ' |
Proceeds from sales of investment securities available for sale | 42,768 | 151,864 |
Proceeds from maturities of investment securities available for sale | 3,145 | 3,762 |
Purchases of investment securities available for sale | -61,953 | -240,266 |
Repayments on investment securities available for sale | 42,628 | 50,947 |
Proceeds from redemption of Federal Home Loan Bank stock | 431 | 1,695 |
Repayments on other loans held for sale | ' | 70 |
Increase in gross loans, net | -25,404 | -280 |
Proceeds on sale of foreclosed real estate | 2,363 | 11,738 |
Purchases of premises and equipment, net | -750 | -971 |
Payment for sale of branches, net | ' | -32,272 |
Net cash provided by (used for) investing activities | 3,228 | -53,713 |
Financing Activities | ' | ' |
Increase in transaction, money market and savings deposit accounts, net | 23,700 | 23,342 |
Decrease in time deposit accounts, net | -102,130 | -30,217 |
Increase (decrease) in retail repurchase agreements, net | 9,283 | -5,222 |
Proceeds from exercise of stock options | 124 | ' |
Net cash used for financing activities | -69,023 | -12,097 |
Net change in cash and due from banks | -45,642 | -33,892 |
Cash and due from banks at beginning of period | 101,385 | 102,952 |
Cash and due from banks at end of period | 55,743 | 69,060 |
Cash paid and received during the period for: | ' | ' |
Cash paid for interest expense | 2,177 | 4,068 |
Income tax paid, net | 272 | 510 |
Significant noncash activities | ' | ' |
Decrease in net unrealized gains on investment securities available for sale, net of tax | 4,362 | 5,873 |
Loans transferred from gross loans to other loans held for sale | 2,015 | 19,722 |
Loans transferred from gross loans to foreclosed real estate, at fair value | 2,073 | 2,486 |
Loans transferred from other loans held for sale to gross loans, at fair value | ' | 1,318 |
Loans transferred from other loans held for sale to foreclosed real estate, at fair value | ' | $1,814 |
Note_1_Summary_of_Significant_
Note 1 - Summary of Significant Accounting Policies | 9 Months Ended |
Sep. 30, 2013 | |
Accounting Policies [Abstract] | ' |
Significant Accounting Policies [Text Block] | ' |
1. Summary of Significant Accounting Policies | |
Nature of Operations | |
Palmetto Bancshares, Inc. is a South Carolina bank holding company organized in 1982 and headquartered in Greenville, South Carolina. The Company serves as the bank holding company for The Palmetto Bank (the “Bank”), which began operations in 1906. The Bank specializes in offering personalized community banking services to individuals and small to mid-size businesses including Retail Banking (including mortgage loans, credit cards and indirect automobile loans), Commercial Banking (including Small Business Administration (“SBA”) loans, Business Banking, Corporate Banking, Treasury Management and Merchant Services) and Wealth Management services (including Trust, Investments, Private Banking, Financial Planning and Insurance) throughout our primary market area of northwest South Carolina (commonly referred to as the “Upstate”). | |
Principles of Consolidation / Basis of Presentation | |
The accompanying Consolidated Financial Statements include the accounts of Palmetto Bancshares, Inc., the Bank and subsidiaries of the Bank (also collectively referred to as the “Company,” “we,” “us” or “our”). In management’s opinion, all significant intercompany accounts and transactions have been eliminated in consolidation, and all adjustments necessary for a fair presentation of the financial condition and results of operations for the periods presented have been included. Any such adjustments are of a normal and recurring nature. Assets held by the Company in a fiduciary or agency capacity for clients are not included in the Company’s Consolidated Financial Statements because those items do not represent assets of the Company. The accounting and financial reporting policies of the Company conform, in all material respects, to accounting principles generally accepted in the United States of America (“GAAP”) and to general practices within the financial services industry. | |
The Consolidated Financial Statements at and for the three and nine months ended September 30, 2013 and 2012 contained in this Quarterly Report on Form 10-Q have not been audited by our independent registered public accounting firm. The Consolidated Financial Statements have been prepared in accordance with GAAP for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (the “SEC”). Accordingly, the Consolidated Financial Statements do not include all of the information and footnotes required by GAAP for complete financial statements and should be read in conjunction with the Consolidated Financial Statements and notes thereto for the year ended December 31, 2012 included in our Annual Report on Form 10-K filed with the SEC on March 1, 2013 (the “2012 Annual Report on Form 10-K”). | |
Subsequent Events | |
Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet including the estimates inherent in the process of preparing financial statements. Unrecognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. The Company has reviewed events occurring through the issuance date of the Consolidated Financial Statements and no subsequent events have occurred requiring accrual or disclosure in these financial statements other than those included in this quarterly report. | |
Business Segments | |
Operating segments are components of an enterprise about which separate financial information is available and evaluated regularly by the Company’s chief operating decision makers in deciding how to allocate resources and assess performance. Public enterprises are required to report a measure of segment profit or loss, certain specific revenue and expense items for each segment, segment assets and information about the way that the operating segments were determined, among other items. | |
The Company considers business segments by analyzing distinguishable components that are engaged in providing individual products, services or groups of related products or services and that are subject to risks and returns that are different from those of other business segments. When determining whether products and services are related, the Company considers the nature of the products or services, the nature of the production processes, the type or class of client for which the products or services are designed and the methods used to distribute the products or provide the services. | |
For the past several years, we have been realigning our organizational structure and more specifically delineating our lines of business for improved accountability and “go-to-market” strategies. The Company has limited financial information for certain of these lines of business, and we do not yet have financial information that meets the criteria to be considered reportable segments. Accordingly, at September 30, 2013 the Company had one reportable operating segment, banking. | |
Use of Estimates | |
In preparing the Consolidated Financial Statements, the Company’s management makes estimates and assumptions that impact the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the dates and for the periods indicated in the Consolidated Financial Statements. Actual results could differ from these estimates and assumptions. Therefore, the results of operations for the three and nine months ended September 30, 2013 are not necessarily indicative of the results of operations that may be expected in future periods. | |
Trading Account Assets | |
During the three months ended September 30, 2013, the Company invested in an account that is managed by a third party and invests in securities that are actively traded. At September 30, 2013, this trading account included both securities and cash held in insured bank deposits pending investment in securities. Trading account assets are reported at estimated fair value as Trading account assets on the Consolidated Balance Sheet. Interest income on trading account assets is reported as interest income in the Consolidated Statement of Income (Loss). Unrealized gains and losses and realized gains and losses on the sales of trading account assets are included in Other noninterest income in the Consolidated Statement of Income (Loss). Account management fees and related expenses are included as Professional services noninterest expense. | |
Recently Adopted Authoritative Pronouncements | |
In December 2011, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2011-11 Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities (“ASU 2011-11”) to enhance disclosures about financial instruments and derivative instruments that are subject to offsetting (“netting”) in balance sheets. ASU 2011-11 requires disclosure of both gross information and net information about instruments and transactions eligible for offset or subject to an agreement similar to a master netting agreement. In addition to the quantitative disclosures, entities also are required to provide a description of rights of setoff associated with recognized assets and recognized liabilities subject to enforceable master netting arrangements or similar agreements. The Company adopted ASU 2011-11 on January 1, 2013. The adoption of ASU 2011-11 did not have a material impact on the Company’s financial position, results of operations or cash flows. | |
In January 2013, the FASB issued ASU 2013-01 Balance Sheet (Topic 210): Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities (“ASU 2013-01”) to address implementation issues regarding the scope of ASU 2011-11 related to disclosures about offsetting assets and liabilities. The amendments clarify that ASU 2011-11 only applies to certain derivatives accounted for in accordance with the Derivatives and Hedging topic of ASC 2011-11 including bifurcated embedded derivatives, repurchase agreements and reverse repurchase agreements and securities borrowing and securities lending transactions that are either offset or subject to an enforceable master netting arrangement or similar agreement. The amendments were effective for the Company on January 1, 2013. The adoption of ASU 2013-01 did not have a material impact on the Company’s financial position, results of operations or cash flows. | |
In February 2013, the FASB issued ASU 2013-02 Comprehensive Income (Topic 220): Reporting of Amounts Reclassified out of Accumulated Other Comprehensive Income (“ASU 2013-02”) to address the reporting of amounts reclassified out of accumulated other comprehensive income. Specifically, the amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements. However, the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, in certain circumstances an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income. The Company adopted the provisions of ASU 2013-02 effective January 1, 2013. Its adoption did not have a material impact on the Company’s financial position, results of operations or cash flows. | |
In July 2013, the FASB issued ASU 2013-10 Derivatives and Hedging (Topic 815): Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes (“ASU 2013-10”) to provide guidance on the risks that are permitted to be hedged in a fair value or cash flow hedge. Among those risks for financial assets and financial liabilities is the risk of changes in a hedged item’s fair value or a hedged transaction’s cash flows attributable to changes in the designated benchmark interest rate (referred to as interest rate risk). The provisions were effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. The adoption of ASU 2013-10 did not have a material impact on the Company’s financial position, results of operations or cash flows. | |
Recently Issued Authoritative Pronouncements | |
In July 2013, the FASB issued ASU 2013-11 Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists (“ASU 2013-11”) to provide guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists thereby reducing diversity in practice. The amendments in ASU 2013-11 are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Early adoption is permitted. The amendments are to be applied prospectively to all unrecognized tax benefits that exist at the effective date with retrospective application permitted. The Company does not expect the adoption of ASU 2013-11 to have a material impact on its financial position, results of operations or cash flows. | |
Other accounting standards that have been recently issued by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows. |
Note_2_Cash_and_Cash_Equivalen
Note 2 - Cash and Cash Equivalents | 9 Months Ended |
Sep. 30, 2013 | |
Cash and cash equivalents [Abstract] | ' |
Cash and Cash Equivalents Disclosure [Text Block] | ' |
2. Cash and Cash Equivalents | |
Required Reserve Balances | |
The Federal Reserve Act requires each depository institution to maintain cash reserves against certain liabilities. The Bank reports these liabilities to the Board of Governors of the Federal Reserve System (the “Federal Reserve”) on a weekly basis and maintains reserves on these liabilities with a 30-day lag. As of September 30, 2013, after taking into consideration the Bank’s levels of vault cash, reserves of $3.7 million were maintained with the Federal Reserve. | |
Concentrations and Restrictions | |
In an effort to manage counterparty risk, the Company generally does not sell federal funds to other financial institutions. Federal funds are essentially uncollateralized overnight loans. The Company regularly evaluates the risk associated with the counterparties to these potential transactions to ensure that it would not be exposed to any significant risks with regard to cash and cash equivalent balances if it were to sell federal funds. | |
Restricted cash and cash equivalents pledged as collateral relative to bankcard and public fund agreements totaled $705 thousand and $704 thousand at September 30, 2013 and December 31, 2012, respectively. |
Note_3_Trading_Account_Assets
Note 3 - Trading Account Assets | 9 Months Ended | ||||||||||||||||||||||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||||||||||||||||||||||
Trading Securities [Member] | ' | ||||||||||||||||||||||||||||||||||||
Note 3 - Trading Account Assets [Line Items] | ' | ||||||||||||||||||||||||||||||||||||
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] | ' | ||||||||||||||||||||||||||||||||||||
3. Trading Account Assets | |||||||||||||||||||||||||||||||||||||
The following table summarizes the components of trading account assets at the date indicated (in thousands). There were no trading account assets at December 31, 2012. | |||||||||||||||||||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||||||
Municipal bonds | $ | 1,704 | |||||||||||||||||||||||||||||||||||
Insured bank deposits | 3,323 | ||||||||||||||||||||||||||||||||||||
Total trading account assets | $ | 5,027 | |||||||||||||||||||||||||||||||||||
The following table summarizes net realized gains and the change in net unrealized gains on trading account assets included in Other noninterest income, Other on the Consolidated Statement of Income (Loss) for the three and nine months ended September 30, 2013 (in thousands). | |||||||||||||||||||||||||||||||||||||
Municipal bonds | Insured bank deposits | Total | |||||||||||||||||||||||||||||||||||
Realized gains, net | $ | 13 | $ | - | $ | 13 | |||||||||||||||||||||||||||||||
Unrealized gains, net due to changes in fair value relative to assets held at end of period | 23 | - | 23 | ||||||||||||||||||||||||||||||||||
Total trading account gains, net | $ | 36 | $ | - | $ | 36 | |||||||||||||||||||||||||||||||
Funds invested in the trading account may not be withdrawn for one year from the date of investment and, therefore, are restricted though September 2014. | |||||||||||||||||||||||||||||||||||||
Available-for-sale Securities [Member] | ' | ||||||||||||||||||||||||||||||||||||
Note 3 - Trading Account Assets [Line Items] | ' | ||||||||||||||||||||||||||||||||||||
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] | ' | ||||||||||||||||||||||||||||||||||||
4. Investment Securities Available for Sale | |||||||||||||||||||||||||||||||||||||
The following tables summarize the amortized cost, gross unrealized gains and losses included in accumulated other comprehensive income (loss) and fair values of investment securities available for sale at the dates indicated (in thousands). | |||||||||||||||||||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||||||
Amortized cost | Gross | Gross | Fair value | ||||||||||||||||||||||||||||||||||
unrealized | unrealized | ||||||||||||||||||||||||||||||||||||
gains | losses | ||||||||||||||||||||||||||||||||||||
State and municipal | $ | 8,017 | $ | 174 | $ | (56 | ) | $ | 8,135 | ||||||||||||||||||||||||||||
Collateralized mortgage obligations (federal agencies) | 103,937 | 100 | (3,999 | ) | 100,038 | ||||||||||||||||||||||||||||||||
Other mortgage-backed (federal agencies) | 80,747 | 69 | (1,008 | ) | 79,808 | ||||||||||||||||||||||||||||||||
SBA loan-backed (federal agency) | 39,005 | 197 | (104 | ) | 39,098 | ||||||||||||||||||||||||||||||||
Total investment securities available for sale | $ | 231,706 | $ | 540 | $ | (5,167 | ) | $ | 227,079 | ||||||||||||||||||||||||||||
31-Dec-12 | |||||||||||||||||||||||||||||||||||||
Amortized cost | Gross | Gross | Fair value | ||||||||||||||||||||||||||||||||||
unrealized | unrealized | ||||||||||||||||||||||||||||||||||||
gains | losses | ||||||||||||||||||||||||||||||||||||
State and municipal | $ | 11,247 | $ | 283 | $ | - | $ | 11,530 | |||||||||||||||||||||||||||||
Collateralized mortgage obligations (federal agencies) | 122,444 | 1,219 | (155 | ) | 123,508 | ||||||||||||||||||||||||||||||||
Other mortgage-backed (federal agencies) | 62,581 | 1,328 | (92 | ) | 63,817 | ||||||||||||||||||||||||||||||||
SBA loan-backed (federal agency) | 65,828 | 182 | (363 | ) | 65,647 | ||||||||||||||||||||||||||||||||
Total investment securities available for sale | $ | 262,100 | $ | 3,012 | $ | (610 | ) | $ | 264,502 | ||||||||||||||||||||||||||||
The following tables summarize securities in each category of investment securities available for sale that were in an unrealized loss position at the dates indicated (dollars in thousands). | |||||||||||||||||||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||||||
Less than 12 months | 12 months or longer | Total | |||||||||||||||||||||||||||||||||||
# | Fair value | Gross | # | Fair value | Gross | # | Fair value | Gross | |||||||||||||||||||||||||||||
unrealized | unrealized | unrealized | |||||||||||||||||||||||||||||||||||
losses | losses | losses | |||||||||||||||||||||||||||||||||||
State and municipal | 1 | $ | 1,028 | $ | 56 | - | $ | - | $ | - | 1 | $ | 1,028 | $ | 56 | ||||||||||||||||||||||
Collateralized mortgage obligations (federal agencies) | 19 | 83,057 | 3,757 | 6 | 9,249 | 242 | 25 | 92,306 | 3,999 | ||||||||||||||||||||||||||||
Other mortgage-backed (federal agencies) | 21 | 68,798 | 1,002 | 1 | 2,998 | 6 | 22 | 71,796 | 1,008 | ||||||||||||||||||||||||||||
SBA loan-backed (federal agency) | 5 | 18,086 | 86 | 1 | 1,152 | 18 | 6 | 19,238 | 104 | ||||||||||||||||||||||||||||
Total investment securities available for sale | 46 | $ | 170,969 | $ | 4,901 | 8 | $ | 13,399 | $ | 266 | 54 | $ | 184,368 | $ | 5,167 | ||||||||||||||||||||||
31-Dec-12 | |||||||||||||||||||||||||||||||||||||
Less than 12 months | 12 months or longer | Total | |||||||||||||||||||||||||||||||||||
# | Fair value | Gross | # | Fair value | Gross | # | Fair value | Gross | |||||||||||||||||||||||||||||
unrealized | unrealized | unrealized | |||||||||||||||||||||||||||||||||||
losses | losses | losses | |||||||||||||||||||||||||||||||||||
Collateralized mortgage obligations (federal agencies) | 7 | $ | 23,301 | $ | 109 | 9 | $ | 9,547 | $ | 46 | 16 | $ | 32,848 | $ | 155 | ||||||||||||||||||||||
Other mortgage-backed (federal agencies) | 3 | 14,586 | 92 | - | - | - | 3 | 14,586 | 92 | ||||||||||||||||||||||||||||
SBA loan-backed (federal agency) | 6 | 25,115 | 363 | - | - | - | 6 | 25,115 | 363 | ||||||||||||||||||||||||||||
Total investment securities available for sale | 16 | $ | 63,002 | $ | 564 | 9 | $ | 9,547 | $ | 46 | 25 | $ | 72,549 | $ | 610 | ||||||||||||||||||||||
Other-Than-Temporary Impairment | |||||||||||||||||||||||||||||||||||||
Based on our other-than-temporary impairment analysis at September 30, 2013, we concluded that gross unrealized losses detailed in the preceding table were due to changes in market interest rates and were not other-than-temporarily impaired as of that date. | |||||||||||||||||||||||||||||||||||||
Ratings | |||||||||||||||||||||||||||||||||||||
The following table summarizes Moody’s ratings of investment securities available for sale, based on fair value, at September 30, 2013. An “Aaa” rating is based not only on the credit of the issuer but may also include consideration of the structure of the securities and the credit quality of the collateral. | |||||||||||||||||||||||||||||||||||||
State | Collateralized | Other | SBA | ||||||||||||||||||||||||||||||||||
and | mortgage obligations | mortgage-backed | loan-backed | ||||||||||||||||||||||||||||||||||
municipal | (federal agencies) | (federal agencies) | (federal agency) | ||||||||||||||||||||||||||||||||||
Aaa | - | % | 100 | % | 100 | % | 100 | % | |||||||||||||||||||||||||||||
Aa1 - A1 | 79 | - | - | - | |||||||||||||||||||||||||||||||||
Baa1 | 5 | - | - | - | |||||||||||||||||||||||||||||||||
Not rated | 16 | - | - | - | |||||||||||||||||||||||||||||||||
Total | 100 | % | 100 | % | 100 | % | 100 | % | |||||||||||||||||||||||||||||
The following table summarizes Standard and Poor’s ratings of investment securities available for sale, based on fair value, at September 30, 2013. | |||||||||||||||||||||||||||||||||||||
State | Collateralized | Other | SBA | ||||||||||||||||||||||||||||||||||
and | mortgage obligations | mortgage-backed | loan-backed | ||||||||||||||||||||||||||||||||||
municipal | (federal agencies) | (federal agencies) | (federal agency) | ||||||||||||||||||||||||||||||||||
Aaa | - | % | - | % | 2 | % | - | % | |||||||||||||||||||||||||||||
Aa+ | - | 100 | 98 | 100 | |||||||||||||||||||||||||||||||||
Aa - Aa- | 31 | - | - | - | |||||||||||||||||||||||||||||||||
Not rated | 69 | - | - | - | |||||||||||||||||||||||||||||||||
Total | 100 | % | 100 | % | 100 | % | 100 | % | |||||||||||||||||||||||||||||
All state and municipal securities were rated by either Moody’s or Standard and Poor’s at September 30, 2013. | |||||||||||||||||||||||||||||||||||||
Maturities | |||||||||||||||||||||||||||||||||||||
The following table summarizes the amortized cost and fair value of investment securities available for sale at September 30, 2013 by contractual maturity and estimated principal repayment distribution (in thousands). State and municipal securities are organized based on contractual maturity. Principal amounts on collateralized mortgage obligations, other mortgage-backed securities and SBA loan-backed securities are not due at a single maturity date and are subject to early repayment based on prepayment activity of underlying loans. Therefore, collateralized mortgage obligations, other mortgage-backed securities and SBA loan-backed securities are organized based on estimated cash flows using current prepayment assumptions. | |||||||||||||||||||||||||||||||||||||
Amortized cost | Fair value | ||||||||||||||||||||||||||||||||||||
Due in one year or less | $ | 3,944 | $ | 3,992 | |||||||||||||||||||||||||||||||||
Due after one year through five years | 2,989 | 3,115 | |||||||||||||||||||||||||||||||||||
Due after five years through ten years | 1,084 | 1,028 | |||||||||||||||||||||||||||||||||||
Due after ten years | - | - | |||||||||||||||||||||||||||||||||||
State and municipal | 8,017 | 8,135 | |||||||||||||||||||||||||||||||||||
Due in one year or less | 8,124 | 8,177 | |||||||||||||||||||||||||||||||||||
Due after one year through five years | 15,715 | 15,371 | |||||||||||||||||||||||||||||||||||
Due after five years through ten years | 80,098 | 76,490 | |||||||||||||||||||||||||||||||||||
Due after ten years | - | - | |||||||||||||||||||||||||||||||||||
Collateralized mortgage obligations (federal agencies) | 103,937 | 100,038 | |||||||||||||||||||||||||||||||||||
Due in one year or less | - | - | |||||||||||||||||||||||||||||||||||
Due after one year through five years | 47,699 | 47,532 | |||||||||||||||||||||||||||||||||||
Due after five years through ten years | 14,875 | 14,484 | |||||||||||||||||||||||||||||||||||
Due after ten years | 18,173 | 17,792 | |||||||||||||||||||||||||||||||||||
Other mortgage-backed (federal agencies) | 80,747 | 79,808 | |||||||||||||||||||||||||||||||||||
Due in one year or less | - | - | |||||||||||||||||||||||||||||||||||
Due after one year through five years | 15,235 | 15,176 | |||||||||||||||||||||||||||||||||||
Due after five years through ten years | 14,507 | 14,499 | |||||||||||||||||||||||||||||||||||
Due after ten years | 9,263 | 9,423 | |||||||||||||||||||||||||||||||||||
SBA loan-backed (federal agency) | 39,005 | 39,098 | |||||||||||||||||||||||||||||||||||
Total investment securities available for sale | $ | 231,706 | $ | 227,079 | |||||||||||||||||||||||||||||||||
The weighted average duration of the investment securities available for sale portfolio was 5.0 years, based on expected prepayment activity, at September 30, 2013. | |||||||||||||||||||||||||||||||||||||
Pledged | |||||||||||||||||||||||||||||||||||||
Investment securities were pledged as collateral for the following purposes at the dates indicated (in thousands). | |||||||||||||||||||||||||||||||||||||
September 30, | December 31, | ||||||||||||||||||||||||||||||||||||
2013 | 2012 | ||||||||||||||||||||||||||||||||||||
Public funds deposits | $ | 120,014 | $ | 106,642 | |||||||||||||||||||||||||||||||||
Federal Reserve line of credit | 1,419 | 1,583 | |||||||||||||||||||||||||||||||||||
Total | $ | 121,433 | $ | 108,225 | |||||||||||||||||||||||||||||||||
Note_5_Loans
Note 5 - Loans | 9 Months Ended | ||||||||||||||||||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||||||||||||||||||
Receivables [Abstract] | ' | ||||||||||||||||||||||||||||||||
Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | ' | ||||||||||||||||||||||||||||||||
5. Loans | |||||||||||||||||||||||||||||||||
In the tables below, loan classes are based on the Federal Deposit Insurance Corporation’s (“FDIC”) classification code, and portfolio segments are an aggregation of those classes based on the methodology used to develop and document the allowance for loan losses. FDIC classification codes are based on the underlying loan collateral. | |||||||||||||||||||||||||||||||||
The tabular disclosures in this Note include amounts related to other loans held for sale, which are reported separately from the Company’s gross loan portfolio on the Consolidated Balance Sheets and are subject to different accounting and reporting standards. Inclusion of other loans held for sale with the related disclosures for gross loans provides a more accurate and relevant picture of the Company’s credit exposures. | |||||||||||||||||||||||||||||||||
Composition | |||||||||||||||||||||||||||||||||
The following table summarizes gross loans and other loans held for sale, categorized by portfolio segment, at the dates indicated (dollars in thousands). | |||||||||||||||||||||||||||||||||
30-Sep-13 | 31-Dec-12 | ||||||||||||||||||||||||||||||||
Total | % of total | Total | % of total | ||||||||||||||||||||||||||||||
Commercial real estate | $ | 455,058 | 60.1 | % | $ | 459,212 | 62.1 | % | |||||||||||||||||||||||||
Single-family residential | 174,693 | 23.1 | 168,180 | 22.8 | |||||||||||||||||||||||||||||
Commercial and industrial | 67,097 | 8.9 | 51,661 | 7 | |||||||||||||||||||||||||||||
Consumer | 49,396 | 6.5 | 50,574 | 6.8 | |||||||||||||||||||||||||||||
Other | 10,570 | 1.4 | 9,431 | 1.3 | |||||||||||||||||||||||||||||
Total loans | $ | 756,814 | 100 | % | $ | 739,058 | 100 | % | |||||||||||||||||||||||||
Less: other loans held for sale | - | (776 | ) | ||||||||||||||||||||||||||||||
Loans, gross | $ | 756,814 | $ | 738,282 | |||||||||||||||||||||||||||||
Loans included in the preceding table are net of unearned income, charge-offs and unamortized deferred fees and costs on originated loans. Net unearned income and deferred fees totaled $583 thousand and $320 thousand at September 30, 2013 and December 31, 2012, respectively. | |||||||||||||||||||||||||||||||||
Pledged | |||||||||||||||||||||||||||||||||
To borrow from the Federal Home Loan Bank (the “FHLB”), members must pledge collateral. Acceptable collateral includes, among other types of collateral, a variety of loans including residential, multifamily, home equity lines and second mortgages as well as qualifying commercial loans. At September 30, 2013 and December 31, 2012, $203.4 million and $201.2 million of gross loans, respectively, were pledged to collateralize FHLB borrowings of which $82.5 million and $79.9 million, respectively, were available as lendable collateral. | |||||||||||||||||||||||||||||||||
At September 30, 2013 and December 31, 2012, $2.2 million and $2.5 million, respectively, of loans were pledged as collateral to cover the various Federal Reserve services that are available for use by the Bank of which $2.0 million and $2.2 million, respectively, were available as lendable collateral. | |||||||||||||||||||||||||||||||||
Concentrations | |||||||||||||||||||||||||||||||||
The following table summarizes loans secured by commercial real estate, categorized by class, at September 30, 2013 (dollars in thousands). | |||||||||||||||||||||||||||||||||
Total commercial | % of gross loans | % of Bank's total | |||||||||||||||||||||||||||||||
real estate loans | regulatory capital | ||||||||||||||||||||||||||||||||
Secured by commercial real estate | |||||||||||||||||||||||||||||||||
Construction, land development, and other land loans | $ | 75,400 | 10 | % | 59.4 | % | |||||||||||||||||||||||||||
Multifamily residential | 10,695 | 1.4 | 8.4 | ||||||||||||||||||||||||||||||
Nonfarm nonresidential | 368,963 | 48.7 | 290.8 | ||||||||||||||||||||||||||||||
Total loans secured by commercial real estate | $ | 455,058 | 60.1 | % | 358.6 | % | |||||||||||||||||||||||||||
The following table further categorizes loans secured by commercial real estate at September 30, 2013 (dollars in thousands). | |||||||||||||||||||||||||||||||||
Total commercial | % of gross loans | % of Bank's total regulatory capital | |||||||||||||||||||||||||||||||
real estate loans | |||||||||||||||||||||||||||||||||
Development commercial real estate loans | |||||||||||||||||||||||||||||||||
Secured by: | |||||||||||||||||||||||||||||||||
Land - unimproved (commercial or residential) | $ | 21,013 | 2.8 | % | 16.6 | % | |||||||||||||||||||||||||||
Land development - commercial | 6,010 | 0.8 | 4.7 | ||||||||||||||||||||||||||||||
Land development - residential | 7,904 | 1 | 6.2 | ||||||||||||||||||||||||||||||
Commercial construction: | |||||||||||||||||||||||||||||||||
Retail | 5,550 | 0.7 | 4.4 | ||||||||||||||||||||||||||||||
Multifamily | 8,318 | 1.1 | 6.6 | ||||||||||||||||||||||||||||||
Industrial and warehouse | 1,281 | 0.2 | 1 | ||||||||||||||||||||||||||||||
Miscellaneous commercial | 7,001 | 0.9 | 5.5 | ||||||||||||||||||||||||||||||
Total development commercial real estate loans | 57,077 | 7.5 | 45 | ||||||||||||||||||||||||||||||
Existing and other commercial real estate loans | |||||||||||||||||||||||||||||||||
Secured by: | |||||||||||||||||||||||||||||||||
Hotel / motel | 56,807 | 7.5 | 44.8 | ||||||||||||||||||||||||||||||
Retail | 25,739 | 3.4 | 20.3 | ||||||||||||||||||||||||||||||
Office | 11,103 | 1.5 | 8.7 | ||||||||||||||||||||||||||||||
Multifamily | 10,695 | 1.4 | 8.4 | ||||||||||||||||||||||||||||||
Industrial and warehouse | 6,664 | 0.9 | 5.3 | ||||||||||||||||||||||||||||||
Healthcare | 14,071 | 1.9 | 11.1 | ||||||||||||||||||||||||||||||
Miscellaneous commercial | 114,524 | 15.1 | 90.2 | ||||||||||||||||||||||||||||||
Residential construction - speculative | 369 | - | 0.3 | ||||||||||||||||||||||||||||||
Total existing and other commercial real estate loans | 239,972 | 31.7 | 189.1 | ||||||||||||||||||||||||||||||
Commercial real estate owner occupied and residential loans | |||||||||||||||||||||||||||||||||
Secured by: | |||||||||||||||||||||||||||||||||
Commercial - owner occupied | 140,056 | 18.5 | 110.3 | ||||||||||||||||||||||||||||||
Commercial construction - owner occupied | 9,617 | 1.3 | 7.6 | ||||||||||||||||||||||||||||||
Residential construction - contract | 8,336 | 1.1 | 6.6 | ||||||||||||||||||||||||||||||
Total commercial real estate owner occupied and residential loans | 158,009 | 20.9 | 124.5 | ||||||||||||||||||||||||||||||
Total loans secured by commercial real estate | $ | 455,058 | 60.1 | % | 358.6 | % | |||||||||||||||||||||||||||
Asset Quality | |||||||||||||||||||||||||||||||||
The following table summarizes various internal credit quality indicators of gross loans, by class, at September 30, 2013 (in thousands). | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | Multifamily residential | Nonfarm nonresidential | Total commercial real estate | ||||||||||||||||||||||||||||||
Grade 1 | $ | - | $ | - | $ | - | $ | - | |||||||||||||||||||||||||
Grade 2 | - | - | - | - | |||||||||||||||||||||||||||||
Grade 3 | 9,193 | 168 | 69,394 | 78,755 | |||||||||||||||||||||||||||||
Grade 4 | 32,826 | 1,131 | 171,193 | 205,150 | |||||||||||||||||||||||||||||
Grade W | 8,616 | 9,206 | 79,937 | 97,759 | |||||||||||||||||||||||||||||
Grade 5 | 2,296 | - | 17,447 | 19,743 | |||||||||||||||||||||||||||||
Grade 6 | 4,859 | 181 | 29,084 | 34,124 | |||||||||||||||||||||||||||||
Grade 7 | 803 | - | 1,590 | 2,393 | |||||||||||||||||||||||||||||
Not risk rated* | 16,807 | 9 | 318 | 17,134 | |||||||||||||||||||||||||||||
Total | $ | 75,400 | $ | 10,695 | $ | 368,963 | $ | 455,058 | |||||||||||||||||||||||||
*Consumer real estate loans, included within construction, land development and other land loans, are not risk rated in accordance with the Company's policy. | |||||||||||||||||||||||||||||||||
Commercial and industrial | |||||||||||||||||||||||||||||||||
Grade 1 | $ | 1,056 | |||||||||||||||||||||||||||||||
Grade 2 | 1,109 | ||||||||||||||||||||||||||||||||
Grade 3 | 8,018 | ||||||||||||||||||||||||||||||||
Grade 4 | 47,785 | ||||||||||||||||||||||||||||||||
Grade W | 5,866 | ||||||||||||||||||||||||||||||||
Grade 5 | 841 | ||||||||||||||||||||||||||||||||
Grade 6 | 2,057 | ||||||||||||||||||||||||||||||||
Grade 7 | 304 | ||||||||||||||||||||||||||||||||
Not risk rated | 61 | ||||||||||||||||||||||||||||||||
Total | $ | 67,097 | |||||||||||||||||||||||||||||||
Single-family residential revolving, open end loans | Single-family residential closed end, first lien | Single-family residential closed end, junior lien | Total single-family residential loans | ||||||||||||||||||||||||||||||
Performing | $ | 64,869 | $ | 101,170 | $ | 3,818 | $ | 169,857 | |||||||||||||||||||||||||
Nonperforming | 1,019 | 3,585 | 232 | 4,836 | |||||||||||||||||||||||||||||
Total | $ | 65,888 | $ | 104,755 | $ | 4,050 | $ | 174,693 | |||||||||||||||||||||||||
Credit cards | Consumer-other | Total consumer | |||||||||||||||||||||||||||||||
Performing | $ | - | $ | 49,205 | $ | 49,205 | |||||||||||||||||||||||||||
Nonperforming | 3 | 188 | 191 | ||||||||||||||||||||||||||||||
Total | $ | 3 | $ | 49,393 | $ | 49,396 | |||||||||||||||||||||||||||
Other | |||||||||||||||||||||||||||||||||
Performing | $ | 10,569 | |||||||||||||||||||||||||||||||
Nonperforming | 1 | ||||||||||||||||||||||||||||||||
Total | $ | 10,570 | |||||||||||||||||||||||||||||||
The following table summarizes various internal credit quality indicators on gross loans and other loans held for sale, by class, at December 31, 2012 (in thousands). | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | Multifamily residential | Nonfarm nonresidential | Commercial real estate in other loans held for sale | Total commercial real estate | |||||||||||||||||||||||||||||
Grade 1 | $ | - | $ | - | $ | 2,643 | $ | - | $ | 2,643 | |||||||||||||||||||||||
Grade 2 | - | - | - | - | - | ||||||||||||||||||||||||||||
Grade 3 | 10,384 | 404 | 83,554 | - | 94,342 | ||||||||||||||||||||||||||||
Grade 4 | 22,384 | 1,391 | 151,956 | - | 175,731 | ||||||||||||||||||||||||||||
Grade W | 6,735 | 2,431 | 73,306 | - | 82,472 | ||||||||||||||||||||||||||||
Grade 5 | 3,354 | 7,183 | 28,910 | - | 39,447 | ||||||||||||||||||||||||||||
Grade 6 | 4,000 | 246 | 38,328 | - | 42,574 | ||||||||||||||||||||||||||||
Grade 7 | 2,780 | - | 1,801 | 776 | 5,357 | ||||||||||||||||||||||||||||
Not risk rated* | 16,486 | 4 | 156 | - | 16,646 | ||||||||||||||||||||||||||||
$ | 66,123 | $ | 11,659 | $ | 380,654 | $ | 776 | $ | 459,212 | ||||||||||||||||||||||||
Less: Commercial real estate included in other loans held for sale | (776 | ) | |||||||||||||||||||||||||||||||
Total | $ | 458,436 | |||||||||||||||||||||||||||||||
*Consumer real estate loans, included within construction, land development and other land loans, are not risk rated in accordance with the Company's policy. | |||||||||||||||||||||||||||||||||
Commercial and industrial | |||||||||||||||||||||||||||||||||
Grade 1 | $ | 3,462 | |||||||||||||||||||||||||||||||
Grade 2 | 208 | ||||||||||||||||||||||||||||||||
Grade 3 | 7,210 | ||||||||||||||||||||||||||||||||
Grade 4 | 28,293 | ||||||||||||||||||||||||||||||||
Grade W | 7,330 | ||||||||||||||||||||||||||||||||
Grade 5 | 677 | ||||||||||||||||||||||||||||||||
Grade 6 | 3,701 | ||||||||||||||||||||||||||||||||
Grade 7 | 732 | ||||||||||||||||||||||||||||||||
Not risk rated | 48 | ||||||||||||||||||||||||||||||||
Total | $ | 51,661 | |||||||||||||||||||||||||||||||
Single-family residential revolving, open end loans | Single-family residential closed end, first lien | Single-family residential closed end, junior lien | Total single-family residential loans | ||||||||||||||||||||||||||||||
Performing | $ | 58,935 | $ | 99,080 | $ | 4,608 | $ | 162,623 | |||||||||||||||||||||||||
Nonperforming | 816 | 4,442 | 299 | 5,557 | |||||||||||||||||||||||||||||
Total | $ | 59,751 | $ | 103,522 | $ | 4,907 | $ | 168,180 | |||||||||||||||||||||||||
Credit cards | Consumer-other | Total consumer | |||||||||||||||||||||||||||||||
Performing | $ | - | $ | 50,310 | $ | 50,310 | |||||||||||||||||||||||||||
Nonperforming | 17 | 247 | 264 | ||||||||||||||||||||||||||||||
Total | $ | 17 | $ | 50,557 | $ | 50,574 | |||||||||||||||||||||||||||
Other | |||||||||||||||||||||||||||||||||
Performing | $ | 9,429 | |||||||||||||||||||||||||||||||
Nonperforming | 2 | ||||||||||||||||||||||||||||||||
Total | $ | 9,431 | |||||||||||||||||||||||||||||||
The following table summarizes delinquencies, by class, at September 30, 2013 (in thousands). | |||||||||||||||||||||||||||||||||
30-89 days past due and still accruing | Greater than 90 days past due and still accruing | Greater than 90 days past due and not accruing (nonaccrual) | Total past due | Current | Total loans | ||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 336 | $ | - | $ | 4,143 | $ | 4,479 | $ | 70,921 | $ | 75,400 | |||||||||||||||||||||
Multifamily residential | - | - | 181 | 181 | 10,514 | 10,695 | |||||||||||||||||||||||||||
Nonfarm nonresidential | 1,342 | 1,723 | 4,623 | 7,688 | 361,275 | 368,963 | |||||||||||||||||||||||||||
Total commercial real estate | 1,678 | 1,723 | 8,947 | 12,348 | 442,710 | 455,058 | |||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 173 | - | 1,019 | 1,192 | 64,696 | 65,888 | |||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 461 | - | 3,585 | 4,046 | 100,709 | 104,755 | |||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | - | - | 232 | 232 | 3,818 | 4,050 | |||||||||||||||||||||||||||
Total single-family residential | 634 | - | 4,836 | 5,470 | 169,223 | 174,693 | |||||||||||||||||||||||||||
Commercial and industrial | 373 | - | 760 | 1,133 | 65,964 | 67,097 | |||||||||||||||||||||||||||
Credit cards | - | - | 3 | 3 | - | 3 | |||||||||||||||||||||||||||
All other consumer | 393 | - | 188 | 581 | 48,812 | 49,393 | |||||||||||||||||||||||||||
Total consumer | 393 | - | 191 | 584 | 48,812 | 49,396 | |||||||||||||||||||||||||||
Farmland | - | - | - | - | 3,195 | 3,195 | |||||||||||||||||||||||||||
Obligations of states and political subdivisions of the U.S. | - | - | - | - | 515 | 515 | |||||||||||||||||||||||||||
Other | - | - | 1 | 1 | 6,859 | 6,860 | |||||||||||||||||||||||||||
Total other | - | - | 1 | 1 | 10,569 | 10,570 | |||||||||||||||||||||||||||
Total loans, gross | $ | 3,078 | $ | 1,723 | $ | 14,735 | $ | 19,536 | $ | 737,278 | $ | 756,814 | |||||||||||||||||||||
Additional interest income of $197 thousand and $545 thousand would have been reported during the three and nine months ended September 30, 2013, respectively, had loans classified as nonaccrual during the period performed in accordance with their current contractual terms. The Company’s earnings did not include this interest income. | |||||||||||||||||||||||||||||||||
The following table summarizes delinquencies, by class, at December 31, 2012 (in thousands). | |||||||||||||||||||||||||||||||||
30-89 days past due and still accruing | Greater than 90 days past due and not accruing (nonaccrual) | Total past due | Current | Total loans | |||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 175 | $ | 5,467 | $ | 5,642 | $ | 61,257 | $ | 66,899 | |||||||||||||||||||||||
Multifamily residential | 245 | - | 245 | 11,414 | 11,659 | ||||||||||||||||||||||||||||
Nonfarm nonresidential | 4,574 | 3,732 | 8,306 | 372,348 | 380,654 | ||||||||||||||||||||||||||||
Total commercial real estate | 4,994 | 9,199 | 14,193 | 445,019 | 459,212 | ||||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 245 | 816 | 1,061 | 58,690 | 59,751 | ||||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 1,441 | 4,442 | 5,883 | 97,639 | 103,522 | ||||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 99 | 299 | 398 | 4,509 | 4,907 | ||||||||||||||||||||||||||||
Total single-family residential | 1,785 | 5,557 | 7,342 | 160,838 | 168,180 | ||||||||||||||||||||||||||||
Commercial and industrial | 395 | 826 | 1,221 | 50,440 | 51,661 | ||||||||||||||||||||||||||||
Credit cards | - | 17 | 17 | - | 17 | ||||||||||||||||||||||||||||
All other consumer | 405 | 247 | 652 | 49,905 | 50,557 | ||||||||||||||||||||||||||||
Total consumer | 405 | 264 | 669 | 49,905 | 50,574 | ||||||||||||||||||||||||||||
Farmland | - | - | - | 3,171 | 3,171 | ||||||||||||||||||||||||||||
Obligations of states and political subdivisions of the U.S. | - | - | - | 739 | 739 | ||||||||||||||||||||||||||||
Other | 1 | 2 | 3 | 5,518 | 5,521 | ||||||||||||||||||||||||||||
Total other | 1 | 2 | 3 | 9,428 | 9,431 | ||||||||||||||||||||||||||||
Total loans | $ | 7,580 | $ | 15,848 | $ | 23,428 | $ | 715,630 | $ | 739,058 | |||||||||||||||||||||||
Less: other loans held for sale | - | (776 | ) | (776 | ) | - | (776 | ) | |||||||||||||||||||||||||
Total loans, gross | $ | 7,580 | $ | 15,072 | $ | 22,652 | $ | 715,630 | $ | 738,282 | |||||||||||||||||||||||
Troubled Debt Restructurings. The following table summarizes the carrying balance of troubled debt restructurings at the dates indicated (in thousands). | |||||||||||||||||||||||||||||||||
30-Sep-13 | 31-Dec-12 | ||||||||||||||||||||||||||||||||
Performing | Nonperforming | Total | Performing | Nonperforming | Total | ||||||||||||||||||||||||||||
Loans, gross | $ | 27,012 | $ | 2,435 | $ | 29,447 | $ | 30,154 | $ | 3,124 | $ | 33,278 | |||||||||||||||||||||
Other loans held for sale | - | - | - | - | - | - | |||||||||||||||||||||||||||
Total troubled debt restructurings | $ | 27,012 | $ | 2,435 | $ | 29,447 | $ | 30,154 | $ | 3,124 | $ | 33,278 | |||||||||||||||||||||
Loans classified as troubled debt restructurings may be removed from this status for disclosure purposes after a specified period of time if the restructured agreement specifies an interest rate equal to or greater than the rate that the lender was willing to accept at the time of the restructuring for a new loan with comparable risk, and the loan is performing in accordance with the terms specified by the restructured agreement. | |||||||||||||||||||||||||||||||||
The following table summarizes troubled debt restructurings removed from this classification during the periods indicated (dollars in thousands). | |||||||||||||||||||||||||||||||||
For the three months ended | For the nine months ended | ||||||||||||||||||||||||||||||||
September 30, | September 30, | ||||||||||||||||||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||||||||||||||||||
Carrying balance | $ | - | $ | 131 | $ | 5,842 | $ | 6,018 | |||||||||||||||||||||||||
Count | - | 1 | 8 | 19 | |||||||||||||||||||||||||||||
The following table summarizes, by class, loans that were modified resulting in troubled debt restructurings during the periods indicated (dollars in thousands). | |||||||||||||||||||||||||||||||||
For the three months ended September 30, | |||||||||||||||||||||||||||||||||
2013 | 2012 | ||||||||||||||||||||||||||||||||
Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | ||||||||||||||||||||||||||||
Nonfarm nonresidential | 1 | $ | 480 | $ | 480 | 1 | $ | 255 | $ | 255 | |||||||||||||||||||||||
Total commercial real estate | 1 | 480 | 480 | 1 | 255 | 255 | |||||||||||||||||||||||||||
Single-family real estate | - | - | - | 3 | 645 | 645 | |||||||||||||||||||||||||||
Commercial and industrial | 1 | 241 | 241 | - | - | - | |||||||||||||||||||||||||||
Loans, gross | 2 | $ | 721 | $ | 721 | 4 | $ | 900 | $ | 900 | |||||||||||||||||||||||
For the nine months ended September 30, | |||||||||||||||||||||||||||||||||
2013 | 2012 | ||||||||||||||||||||||||||||||||
Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | ||||||||||||||||||||||||||||
Construction, land development and other land loans | 1 | $ | 60 | $ | 60 | 1 | $ | 4,089 | $ | 4,089 | |||||||||||||||||||||||
Nonfarm nonresidential | 3 | 3,099 | 3,099 | 7 | 2,066 | 2,066 | |||||||||||||||||||||||||||
Total commercial real estate | 4 | 3,159 | 3,159 | 8 | 6,155 | 6,155 | |||||||||||||||||||||||||||
Single-family real estate | - | - | - | 4 | 715 | 715 | |||||||||||||||||||||||||||
Commercial and industrial | 1 | 241 | 241 | 2 | 421 | 416 | |||||||||||||||||||||||||||
Consumer | - | - | - | - | - | - | |||||||||||||||||||||||||||
Loans, gross | 5 | $ | 3,400 | $ | 3,400 | 14 | $ | 7,291 | $ | 7,286 | |||||||||||||||||||||||
The following table summarizes, by type of concession, loans that were modified resulting in troubled debt restructurings during the periods indicated (dollars in thousands). | |||||||||||||||||||||||||||||||||
For the three months ended September 30, | |||||||||||||||||||||||||||||||||
2013 | 2012 | ||||||||||||||||||||||||||||||||
Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | ||||||||||||||||||||||||||||
Term concession | 2 | $ | 721 | $ | 721 | 2 | $ | 439 | $ | 439 | |||||||||||||||||||||||
Rate and term concessions | - | - | - | 2 | 461 | 461 | |||||||||||||||||||||||||||
Loans, gross | 2 | $ | 721 | $ | 721 | 4 | $ | 900 | $ | 900 | |||||||||||||||||||||||
For the nine months ended September 30, | |||||||||||||||||||||||||||||||||
2013 | 2012 | ||||||||||||||||||||||||||||||||
Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | ||||||||||||||||||||||||||||
Rate concession | 1 | $ | 60 | $ | 60 | - | $ | - | $ | - | |||||||||||||||||||||||
Term concession | 4 | 3,340 | 3,340 | 6 | 5,047 | 5,047 | |||||||||||||||||||||||||||
Rate and term concessions | - | - | - | 8 | 2,244 | 2,239 | |||||||||||||||||||||||||||
Loans, gross | 5 | $ | 3,400 | $ | 3,400 | 14 | $ | 7,291 | $ | 7,286 | |||||||||||||||||||||||
The following table summarizes, by class, loans that were modified resulting in troubled debt restructurings within the previous 12-month period for which there was a payment default during the periods indicated (dollars in thousands). | |||||||||||||||||||||||||||||||||
For the three months ended September 30, | For the nine months ended September 30, | ||||||||||||||||||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||||||||||||||||||
Number of loans | Recorded investment | Number of loans | Recorded investment | Number of loans | Recorded investment | Number of loans | Recorded investment | ||||||||||||||||||||||||||
Construction, land development and other land loans | - | $ | - | - | $ | - | 1 | $ | 56 | 1 | $ | 488 | |||||||||||||||||||||
Nonfarm nonresidential | - | - | 1 | 256 | - | - | 6 | 1,801 | |||||||||||||||||||||||||
Total commercial real estate | - | - | 1 | 256 | 1 | 56 | 7 | 2,289 | |||||||||||||||||||||||||
Single-family real estate | 1 | 404 | - | - | 1 | 404 | 1 | 46 | |||||||||||||||||||||||||
Commercial and industrial | 1 | 127 | - | - | 1 | 127 | - | - | |||||||||||||||||||||||||
Consumer | - | - | - | - | - | - | - | - | |||||||||||||||||||||||||
Loans, gross | 2 | $ | 531 | 1 | $ | 256 | 3 | $ | 587 | 8 | $ | 2,335 | |||||||||||||||||||||
Impaired Loans. The following tables summarize the composition of impaired loans, including other loans held for sale, at the dates indicated (in thousands). | |||||||||||||||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||
Performing troubled debt restructured loans | Nonperforming troubled debt restructured loans | Nonperforming other loans | Performing other loans | Total | |||||||||||||||||||||||||||||
Loans, gross | $ | 27,012 | $ | 2,435 | $ | 4,455 | $ | 10,283 | $ | 44,185 | |||||||||||||||||||||||
Total impaired loans | $ | 27,012 | $ | 2,435 | $ | 4,455 | $ | 10,283 | $ | 44,185 | |||||||||||||||||||||||
31-Dec-12 | |||||||||||||||||||||||||||||||||
Performing troubled debt restructured loans | Nonperforming troubled debt restructured loans | Nonperforming other loans | Performing other loans | Total | |||||||||||||||||||||||||||||
Loans, gross | $ | 30,154 | $ | 3,124 | $ | 2,628 | $ | 5,413 | $ | 41,319 | |||||||||||||||||||||||
Other loans held for sale | - | - | 776 | - | 776 | ||||||||||||||||||||||||||||
Total impaired loans | $ | 30,154 | $ | 3,124 | $ | 3,404 | $ | 5,413 | $ | 42,095 | |||||||||||||||||||||||
The following table summarizes the composition of and information relative to impaired loans, by class, at September 30, 2013 (in thousands). | |||||||||||||||||||||||||||||||||
Loans, gross | |||||||||||||||||||||||||||||||||
Recorded investment | Unpaid principal balance | Related allowance | |||||||||||||||||||||||||||||||
With no related allowance recorded: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 3,260 | $ | 6,519 | |||||||||||||||||||||||||||||
Multifamily residential | 181 | 239 | |||||||||||||||||||||||||||||||
Nonfarm nonresidential | 24,201 | 30,986 | |||||||||||||||||||||||||||||||
Total commercial real estate | 27,642 | 37,744 | |||||||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | - | - | |||||||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 1,478 | 5,924 | |||||||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | - | - | |||||||||||||||||||||||||||||||
Total single-family residential | 1,478 | 5,924 | |||||||||||||||||||||||||||||||
Commercial and industrial | 952 | 1,845 | |||||||||||||||||||||||||||||||
Consumer | 7 | 7 | |||||||||||||||||||||||||||||||
Total impaired loans with no related allowance recorded | $ | 30,079 | $ | 45,520 | |||||||||||||||||||||||||||||
With an allowance recorded: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 261 | $ | 261 | $ | 68 | |||||||||||||||||||||||||||
Multifamily residential | - | - | - | ||||||||||||||||||||||||||||||
Nonfarm nonresidential | 12,321 | 12,321 | 1,884 | ||||||||||||||||||||||||||||||
Total commercial real estate | 12,582 | 12,582 | 1,952 | ||||||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 404 | 404 | 83 | ||||||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 553 | 553 | 49 | ||||||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 198 | 198 | 63 | ||||||||||||||||||||||||||||||
Total single-family residential | 1,155 | 1,155 | 195 | ||||||||||||||||||||||||||||||
Commercial and industrial | 342 | 342 | 17 | ||||||||||||||||||||||||||||||
Consumer | 27 | 27 | 4 | ||||||||||||||||||||||||||||||
Total impaired loans with an allowance recorded | $ | 14,106 | $ | 14,106 | $ | 2,168 | |||||||||||||||||||||||||||
Total: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 3,521 | $ | 6,780 | $ | 68 | |||||||||||||||||||||||||||
Multifamily residential | 181 | 239 | - | ||||||||||||||||||||||||||||||
Nonfarm nonresidential | 36,522 | 43,307 | 1,884 | ||||||||||||||||||||||||||||||
Total commercial real estate | 40,224 | 50,326 | 1,952 | ||||||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 404 | 404 | 83 | ||||||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 2,031 | 6,477 | 49 | ||||||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 198 | 198 | 63 | ||||||||||||||||||||||||||||||
Total single-family residential | 2,633 | 7,079 | 195 | ||||||||||||||||||||||||||||||
Commercial and industrial | 1,294 | 2,187 | 17 | ||||||||||||||||||||||||||||||
Consumer | 34 | 34 | 4 | ||||||||||||||||||||||||||||||
Total impaired loans | $ | 44,185 | $ | 59,626 | $ | 2,168 | |||||||||||||||||||||||||||
Interest income recognized on impaired loans during the three and nine months ended September 30, 2013 was $435 thousand and $1.3 million, respectively. The average balance of total impaired loans was $45.7 million and $45.1 million for the same periods. | |||||||||||||||||||||||||||||||||
The following table summarizes the composition of and information relative to impaired loans, by class, at December 31, 2012 (in thousands). | |||||||||||||||||||||||||||||||||
Loans, gross | Other loans held for sale | Total loans | |||||||||||||||||||||||||||||||
Recorded investment | Unpaid principal balance | Related | Recorded investment | Unpaid principal balance | Recorded investment | Unpaid principal balance | Related allowance | ||||||||||||||||||||||||||
allowance | |||||||||||||||||||||||||||||||||
With no related allowance recorded: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 3,732 | $ | 16,005 | $ | 776 | $ | 8,656 | $ | 4,508 | $ | 24,661 | |||||||||||||||||||||
Multifamily residential | - | - | - | - | - | - | |||||||||||||||||||||||||||
Nonfarm nonresidential | 18,012 | 24,275 | - | - | 18,012 | 24,275 | |||||||||||||||||||||||||||
Total commercial real estate | 21,744 | 40,280 | 776 | 8,656 | 22,520 | 48,936 | |||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | - | - | - | - | - | - | |||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 1,963 | 6,408 | - | - | 1,963 | 6,408 | |||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 31 | 31 | - | - | 31 | 31 | |||||||||||||||||||||||||||
Total single-family residential | 1,994 | 6,439 | - | - | 1,994 | 6,439 | |||||||||||||||||||||||||||
Commercial and industrial | 674 | 1,101 | - | - | 674 | 1,101 | |||||||||||||||||||||||||||
Consumer | 18 | 18 | 18 | 18 | |||||||||||||||||||||||||||||
Total impaired loans with no related allowance recorded | $ | 24,430 | $ | 47,838 | $ | 776 | $ | 8,656 | $ | 25,206 | $ | 56,494 | |||||||||||||||||||||
With an allowance recorded: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 254 | $ | 254 | $ | 68 | $ | 254 | $ | 254 | $ | 68 | |||||||||||||||||||||
Multifamily residential | 246 | 246 | 76 | 246 | 246 | 76 | |||||||||||||||||||||||||||
Nonfarm nonresidential | 14,309 | 14,309 | 2,055 | 14,309 | 14,309 | 2,055 | |||||||||||||||||||||||||||
Total commercial real estate | 14,809 | 14,809 | 2,199 | 14,809 | 14,809 | 2,199 | |||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 404 | 404 | - | 404 | 404 | - | |||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 707 | 707 | 54 | 707 | 707 | 54 | |||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 173 | 173 | 162 | 173 | 173 | 162 | |||||||||||||||||||||||||||
Total single-family residential | 1,284 | 1,284 | 216 | 1,284 | 1,284 | 216 | |||||||||||||||||||||||||||
Commercial and industrial | 776 | 776 | 58 | 776 | 776 | 58 | |||||||||||||||||||||||||||
Consumer | 20 | 20 | 4 | 20 | 20 | 4 | |||||||||||||||||||||||||||
Total impaired loans with an allowance recorded | $ | 16,889 | $ | 16,889 | $ | 2,477 | $ | 16,889 | $ | 16,889 | $ | 2,477 | |||||||||||||||||||||
Total: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 3,986 | $ | 16,259 | $ | 68 | $ | 776 | $ | 8,656 | $ | 4,762 | $ | 24,915 | $ | 68 | |||||||||||||||||
Multifamily residential | 246 | 246 | 76 | - | - | 246 | 246 | 76 | |||||||||||||||||||||||||
Nonfarm nonresidential | 32,321 | 38,584 | 2,055 | - | - | 32,321 | 38,584 | 2,055 | |||||||||||||||||||||||||
Total commercial real estate | 36,553 | 55,089 | 2,199 | 776 | 8,656 | 37,329 | 63,745 | 2,199 | |||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 404 | 404 | - | - | - | 404 | 404 | - | |||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 2,670 | 7,115 | 54 | - | - | 2,670 | 7,115 | 54 | |||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 204 | 204 | 162 | - | - | 204 | 204 | 162 | |||||||||||||||||||||||||
Total single-family residential | 3,278 | 7,723 | 216 | - | - | 3,278 | 7,723 | 216 | |||||||||||||||||||||||||
Commercial and industrial | 1,450 | 1,877 | 58 | - | - | 1,450 | 1,877 | 58 | |||||||||||||||||||||||||
Consumer | 38 | 38 | 4 | - | - | 38 | 38 | 4 | |||||||||||||||||||||||||
Total impaired loans | $ | 41,319 | $ | 64,727 | $ | 2,477 | $ | 776 | $ | 8,656 | $ | 42,095 | $ | 73,383 | $ | 2,477 | |||||||||||||||||
Allowance for Loan Losses | |||||||||||||||||||||||||||||||||
The following tables summarize the allowance for loan losses and recorded investment in gross loans, by portfolio segment, at the dates and for the periods indicated (in thousands). | |||||||||||||||||||||||||||||||||
For the three months ended September 30, 2013 | |||||||||||||||||||||||||||||||||
Commercial | Single-family | Commercial and | Consumer | Other | Total | ||||||||||||||||||||||||||||
real estate | residential | industrial | |||||||||||||||||||||||||||||||
Allowance for loan losses: | |||||||||||||||||||||||||||||||||
Allowance for loan losses, beginning of period | $ | 11,029 | $ | 3,018 | $ | 2,139 | $ | 1,025 | $ | 7 | $ | 17,218 | |||||||||||||||||||||
Provision for loan losses | 562 | 214 | (254 | ) | 50 | 73 | 645 | ||||||||||||||||||||||||||
Loan charge-offs | 526 | 179 | 472 | 58 | 151 | 1,386 | |||||||||||||||||||||||||||
Loan recoveries | 40 | 28 | 44 | 36 | 81 | 229 | |||||||||||||||||||||||||||
Net loans charged-off | 486 | 151 | 428 | 22 | 70 | 1,157 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 11,105 | $ | 3,081 | $ | 1,457 | $ | 1,053 | $ | 10 | $ | 16,706 | |||||||||||||||||||||
For the nine months ended September 30, 2013 | |||||||||||||||||||||||||||||||||
Commercial | Single-family | Commercial and | Consumer | Other | Total | ||||||||||||||||||||||||||||
real estate | residential | industrial | |||||||||||||||||||||||||||||||
Allowance for loan losses, beginning of period | $ | 12,317 | $ | 3,140 | $ | 1,264 | $ | 1,093 | $ | 11 | $ | 17,825 | |||||||||||||||||||||
Provision for loan losses | (36 | ) | 465 | 960 | 68 | 208 | 1,665 | ||||||||||||||||||||||||||
Loan charge-offs | 1,284 | 611 | 846 | 219 | 501 | 3,461 | |||||||||||||||||||||||||||
Loan recoveries | 108 | 87 | 79 | 111 | 292 | 677 | |||||||||||||||||||||||||||
Net loans charged-off | 1,176 | 524 | 767 | 108 | 209 | 2,784 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 11,105 | $ | 3,081 | $ | 1,457 | $ | 1,053 | $ | 10 | $ | 16,706 | |||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||
Individually evaluated for impairment | $ | 1,952 | $ | 195 | $ | 17 | $ | 4 | $ | - | $ | 2,168 | |||||||||||||||||||||
Collectively evaluated for impairment | 9,153 | 2,886 | 1,440 | 1,049 | 10 | 14,538 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 11,105 | $ | 3,081 | $ | 1,457 | $ | 1,053 | $ | 10 | $ | 16,706 | |||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||
Individually evaluated for impairment | $ | 40,224 | $ | 2,633 | $ | 1,294 | $ | 34 | $ | - | $ | 44,185 | |||||||||||||||||||||
Collectively evaluated for impairment | 414,834 | 172,060 | 65,803 | 49,362 | 10,570 | 712,629 | |||||||||||||||||||||||||||
Total loans, gross | $ | 455,058 | $ | 174,693 | $ | 67,097 | $ | 49,396 | $ | 10,570 | $ | 756,814 | |||||||||||||||||||||
For the three months ended September 30, 2012 | |||||||||||||||||||||||||||||||||
Commercial | Single-family | Commercial and | Consumer | Other | Total | ||||||||||||||||||||||||||||
real estate | residential | industrial | |||||||||||||||||||||||||||||||
Allowance for loan losses: | |||||||||||||||||||||||||||||||||
Allowance for loan losses, beginning of period | $ | 12,552 | $ | 3,308 | $ | 1,334 | $ | 1,070 | $ | 14 | $ | 18,278 | |||||||||||||||||||||
Provision for loan losses | 483 | 40 | (92 | ) | 104 | 65 | 600 | ||||||||||||||||||||||||||
Loan charge-offs | 274 | 141 | 59 | 139 | 178 | 791 | |||||||||||||||||||||||||||
Loan recoveries | 66 | 20 | 25 | 39 | 101 | 251 | |||||||||||||||||||||||||||
Net loans charged-off | 208 | 121 | 34 | 100 | 77 | 540 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 12,827 | $ | 3,227 | $ | 1,208 | $ | 1,074 | $ | 2 | $ | 18,338 | |||||||||||||||||||||
For the nine months ended September 30, 2012 | |||||||||||||||||||||||||||||||||
Commercial | Single-family | Commercial and | Consumer | Other | Total | ||||||||||||||||||||||||||||
real estate | residential | industrial | |||||||||||||||||||||||||||||||
Allowance for loan losses, beginning of period | $ | 18,026 | $ | 4,488 | $ | 1,862 | $ | 1,209 | $ | 11 | $ | 25,596 | |||||||||||||||||||||
Provision for loan losses | 10,126 | 1,689 | (426 | ) | 218 | 143 | 11,750 | ||||||||||||||||||||||||||
Loan charge-offs | 15,495 | 3,044 | 361 | 498 | 497 | 19,895 | |||||||||||||||||||||||||||
Loan recoveries | 170 | 94 | 133 | 145 | 345 | 887 | |||||||||||||||||||||||||||
Net loans charged-off | 15,325 | 2,950 | 228 | 353 | 152 | 19,008 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 12,827 | $ | 3,227 | $ | 1,208 | $ | 1,074 | $ | 2 | $ | 18,338 | |||||||||||||||||||||
30-Sep-12 | |||||||||||||||||||||||||||||||||
Individually evaluated for impairment | $ | 3,127 | $ | 261 | $ | 49 | $ | 5 | $ | - | $ | 3,442 | |||||||||||||||||||||
Collectively evaluated for impairment | 9,700 | 2,966 | 1,159 | 1,069 | 2 | 14,896 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 12,827 | $ | 3,227 | $ | 1,208 | $ | 1,074 | $ | 2 | $ | 18,338 | |||||||||||||||||||||
30-Sep-12 | |||||||||||||||||||||||||||||||||
Individually evaluated for impairment | $ | 35,486 | $ | 3,746 | $ | 1,481 | $ | 39 | $ | - | $ | 40,752 | |||||||||||||||||||||
Collectively evaluated for impairment | 415,898 | 166,397 | 50,440 | 51,332 | 9,121 | 693,188 | |||||||||||||||||||||||||||
Total loans, gross | $ | 451,384 | $ | 170,143 | $ | 51,921 | $ | 51,371 | $ | 9,121 | $ | 733,940 | |||||||||||||||||||||
Note_6_Other_Loans_Held_for_Sa
Note 6 - Other Loans Held for Sale and Valuation Allowance | 9 Months Ended | ||||||||
Sep. 30, 2013 | |||||||||
Loans Held For Sale And Valuation Allowance Disclosure [Abstract] | ' | ||||||||
Loans Held For Sale And Valuation Allowance Disclosure [Text Block] | ' | ||||||||
6. Other Loans Held for Sale and Valuation Allowance | |||||||||
At December 31, 2012, other loans held for sale consisted of two commercial real estate loans that were sold during the second quarter 2013 at a gain of $326 thousand. | |||||||||
The following table summarizes activity within other loans held for sale and the related valuation allowance at the dates and for the periods indicated (in thousands). | |||||||||
Other loans held | Valuation allowance | ||||||||
for sale, gross | on other loans | ||||||||
held for sale | |||||||||
Balance at December 31, 2012 | $ | 2,288 | $ | 1,512 | |||||
Additions: | |||||||||
SBA loans transferred to other loans held for sale | 2,015 | - | |||||||
Total additions | 2,015 | - | |||||||
Reductions: | |||||||||
Proceeds from sales of other loans held for sale | 2,614 | 1,512 | |||||||
Proceeds from sales of SBA loans | 2,222 | - | |||||||
Gain on sales of other loans held for sale | (326 | ) | - | ||||||
Gain on sales of SBA loans | (207 | ) | - | ||||||
Total reductions | 4,303 | 1,512 | |||||||
Balance at September 30, 2013 | $ | - | $ | - | |||||
Other loans held | Valuation allowance | ||||||||
for sale, gross | on other loans | ||||||||
held for sale | |||||||||
Balance at December 31, 2011 | $ | 16,739 | $ | 2,561 | |||||
Additions: | |||||||||
Gross loans transferred to other loans held for sale related to branch sales | 7,508 | - | |||||||
SBA loans transferred to other loans held for sale | 150 | - | |||||||
Other gross loans transferred to other loans held for sale | 12,214 | - | |||||||
Writedowns on other loans held for sale included in valuation allowance, net | - | 100 | |||||||
Total additions | 19,872 | 100 | |||||||
Reductions: | |||||||||
Proceeds from sales of other loans held for sale | 22,100 | 874 | |||||||
Transfers to foreclosed real estate | 1,814 | - | |||||||
Other loans held for sale transferred to gross loans | 1,327 | 9 | |||||||
Direct writedowns on other loans held for sale | 2,434 | - | |||||||
Net paydowns | 70 | - | |||||||
Total reductions | 27,745 | 883 | |||||||
Balance at September 30, 2012 | $ | 8,866 | $ | 1,778 | |||||
Note_7_Premises_and_Equipment_
Note 7 - Premises and Equipment, net | 9 Months Ended | ||||||||
Sep. 30, 2013 | |||||||||
Property, Plant and Equipment [Abstract] | ' | ||||||||
Property, Plant and Equipment Disclosure [Text Block] | ' | ||||||||
7. Premises and Equipment, net | |||||||||
The following table summarizes premises and equipment balances, net at the dates indicated (in thousands). | |||||||||
September 30, | December 31, | ||||||||
2013 | 2012 | ||||||||
Land | $ | 5,521 | $ | 5,581 | |||||
Buildings | 19,384 | 19,541 | |||||||
Leasehold improvements | 3,756 | 4,309 | |||||||
Furniture and equipment | 13,014 | 12,640 | |||||||
Software | 5,239 | 4,971 | |||||||
Bank automobiles | 95 | 95 | |||||||
Capital lease asset | 1,378 | 1,378 | |||||||
Premises and equipment, gross | $ | 48,387 | $ | 48,515 | |||||
Accumulated depreciation | (24,760 | ) | (23,719 | ) | |||||
Premises and equipment, net | $ | 23,627 | $ | 24,796 | |||||
At September 30, 2013, the Bank provided commercial and consumer banking products and services through 25 branches of which five were leased and 20 were owned. The Bank also leased a separate office to provide brokerage services. | |||||||||
Depreciation expense for the three months ended September 30, 2013 and 2012 was $641 thousand and $578 thousand, respectively. Depreciation expense for both of the nine months ended September 30, 2013 and 2012 was $1.9 million. |
Note_8_Residential_MortgageBan
Note 8 - Residential Mortgage-Banking Activities | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Mortgage Banking Activities [Abstract] | ' | ||||||||||||||||
Mortgage Banking Activities [Text Block] | ' | ||||||||||||||||
8. Residential Mortgage-Banking Activities | |||||||||||||||||
Residential mortgage loans serviced for the benefit of others amounted to $383.8 million and $388.7 million at September 30, 2013 and December 31, 2012, respectively, and are excluded from the Consolidated Balance Sheets since they are not owned by the Company. | |||||||||||||||||
The book value of residential mortgage-servicing rights was $2.5 million and $2.6 million at September 30, 2013 and December 31, 2012, respectively. Residential mortgage-servicing rights are included in Other assets in the Consolidated Balance Sheets. The estimated fair value of residential mortgage-servicing rights was $3.5 million and $3.1 million at September 30, 2013 and December 31, 2012, respectively. | |||||||||||||||||
Residential Mortgage-Servicing Rights Activity | |||||||||||||||||
The following table summarizes the changes in residential mortgage-servicing rights at the dates and for the periods indicated (in thousands). | |||||||||||||||||
For the three months ended | For the nine months ended | ||||||||||||||||
September 30, | September 30, | ||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||
Mortgage-servicing rights portfolio, net of valuation allowance, beginning of period | $ | 2,525 | $ | 2,541 | $ | 2,584 | $ | 2,586 | |||||||||
Capitalized mortgage-servicing rights | 190 | 238 | 574 | 601 | |||||||||||||
Mortgage-servicing rights portfolio amortization and impairment | (193 | ) | (240 | ) | (636 | ) | (648 | ) | |||||||||
Mortgage-servicing rights portfolio, net of valuation allowance, end of period | $ | 2,522 | $ | 2,539 | $ | 2,522 | $ | 2,539 | |||||||||
Note_9_Foreclosed_Real_Estate_
Note 9 - Foreclosed Real Estate and Repossessed Personal Property | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Foreclosed Real Estate And Repossessed Personal Property [Abstract] | ' | ||||||||||||||||
Foreclosed Real Estate And Repossessed Personal Property [Text Block] | ' | ||||||||||||||||
9. Foreclosed Real Estate and Repossessed Personal Property | |||||||||||||||||
Composition | |||||||||||||||||
The following table summarizes foreclosed real estate and repossessed personal property at the dates indicated (in thousands). Repossessed personal property is included in Other assets in the Consolidated Balance Sheets. | |||||||||||||||||
September 30, | December 31, | ||||||||||||||||
2013 | 2012 | ||||||||||||||||
Foreclosed real estate | $ | 7,928 | $ | 10,911 | |||||||||||||
Repossessed personal property | 43 | 81 | |||||||||||||||
Total foreclosed real estate and repossessed personal property | $ | 7,971 | $ | 10,992 | |||||||||||||
Included in foreclosed real estate at September 30, 2013 were 77 residential lots with an aggregate net book value of $6.5 million in two separate communities related to one real estate development. | |||||||||||||||||
Foreclosed Real Estate Activity | |||||||||||||||||
The following table summarizes changes in foreclosed real estate at the dates and for the periods indicated (in thousands). | |||||||||||||||||
For the three months ended September 30, | For the nine months ended September 30, | ||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||
Foreclosed real estate, beginning of period | $ | 8,296 | $ | 14,683 | $ | 10,911 | $ | 27,663 | |||||||||
Plus: New foreclosed real estate | 602 | 139 | 2,073 | 4,300 | |||||||||||||
Less: Proceeds from sale of foreclosed real estate | (846 | ) | (2,674 | ) | (2,363 | ) | (11,738 | ) | |||||||||
Plus: Gain on sale of foreclosed real estate | 22 | 222 | 112 | 540 | |||||||||||||
Less: Writedowns and losses charged to expense | (146 | ) | (761 | ) | (2,805 | ) | (9,156 | ) | |||||||||
Foreclosed real estate, end of period | $ | 7,928 | $ | 11,609 | $ | 7,928 | $ | 11,609 | |||||||||
Note_10_Deposits
Note 10 - Deposits | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Disclosure Text Block [Abstract] | ' | ||||||||||||||||
Deposit Liabilities Disclosures [Text Block] | ' | ||||||||||||||||
10. Deposits | |||||||||||||||||
Composition | |||||||||||||||||
The following table summarizes the composition of deposits at the dates indicated (in thousands). | |||||||||||||||||
September 30, | December 31, | ||||||||||||||||
2013 | 2012 | ||||||||||||||||
Transaction deposits | $ | 491,131 | $ | 483,844 | |||||||||||||
Money market deposits | 136,094 | 129,708 | |||||||||||||||
Savings deposits | 80,673 | 70,646 | |||||||||||||||
Time deposits $100,000 and greater | 111,344 | 179,242 | |||||||||||||||
Time deposits less than $100,000 | 125,570 | 159,802 | |||||||||||||||
Total deposits | $ | 944,812 | $ | 1,023,242 | |||||||||||||
At September 30, 2013 and December 31, 2012, $487 thousand and $554 thousand, respectively, of overdrawn transaction deposit accounts were reclassified to loans. The Bank had no brokered deposits at September 30, 2013 or December 31, 2012. | |||||||||||||||||
Interest Expense on Deposit Accounts | |||||||||||||||||
The following table summarizes interest expense on deposits for the periods indicated (in thousands). | |||||||||||||||||
For the three months ended | For the nine months ended | ||||||||||||||||
September 30, | September 30, | ||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||
Transaction deposit accounts | $ | 10 | $ | 9 | $ | 29 | $ | 30 | |||||||||
Money market deposit accounts | 8 | 8 | 23 | 40 | |||||||||||||
Savings deposit accounts | 2 | 2 | 7 | 6 | |||||||||||||
Time deposit accounts | 455 | 1,207 | 1,813 | 3,882 | |||||||||||||
Total interest expense on deposits | $ | 475 | $ | 1,226 | $ | 1,872 | $ | 3,958 | |||||||||
Note_11_Borrowings
Note 11 - Borrowings | 9 Months Ended | ||||||||
Sep. 30, 2013 | |||||||||
Debt Disclosure [Abstract] | ' | ||||||||
Debt Disclosure [Text Block] | ' | ||||||||
11. Borrowings | |||||||||
Correspondent Bank Lines of Credit | |||||||||
At December 31, 2012, the Bank had access to three secured and one unsecured lines of credit from three correspondent banks totaling $50 million. During September 2013, the Bank obtained an additional unsecured line of credit of $10 million resulting in total lines of credit of $60 million at September 30, 2013. None of the lines of credit were utilized as of either date. These correspondent bank funding sources may be canceled at any time at the correspondent bank’s discretion. | |||||||||
FHLB Borrowings | |||||||||
As disclosed in Note 4, Investment Securities Available for Sale, and Note 5, Loans, the Bank pledges investment securities and loans to collateralize FHLB borrowings. Additionally, the Bank may pledge cash and cash equivalents. The amount that can be borrowed is based on the balance of the type of asset pledged as collateral multiplied by lendable collateral value percentages as calculated by the FHLB. In September 2013, the Bank’s borrowing capacity with the FHLB was increased to 25% of total assets from its previous capacity of 15% of total assets. | |||||||||
The following table summarizes the utilization and availability of funds borrowed from the FHLB at the dates indicated (in thousands). | |||||||||
September 30, | December 31, | ||||||||
2013 | 2012 | ||||||||
Available lendable loan collateral value pledged to serve against FHLB borrowings | $ | 82,499 | $ | 79,922 | |||||
Available lendable investment security collateral value pledged to serve against FHLB borrowings | - | - | |||||||
Total lendable collateral value pledged to serve against FHLB borrowings | $ | 82,499 | $ | 79,922 | |||||
At both September 30, 2013 and December 31, 2012, the Bank had no outstanding borrowings from the FHLB. | |||||||||
Federal Reserve Discount Window | |||||||||
At September 30, 2013 and December 31, 2012, $3.6 million and $4.1 million of loans and investment securities were pledged as collateral to cover the various Federal Reserve services that are available for use by the Bank, respectively. Of these amounts, $3.4 million and $3.9 million were available as lendable collateral, respectively. The Bank’s borrowings from the Federal Reserve Discount Window (“Discount Window”) are at the primary credit rate. Primary credit is available through the Discount Window to generally sound depository institutions on a very short-term basis, typically overnight, at a rate above the Federal Open Market Committee target rate for federal funds. The Bank’s maximum maturity for potential borrowings is overnight. The Bank has not drawn on this availability since its initial establishment in 2009 other than to periodically test its ability to access the line. The Federal Reserve has the discretion to deny approval of borrowing requests. |
Note_12_Shareholders_Equity
Note 12 - Shareholders' Equity | 9 Months Ended | ||||||||||||
Sep. 30, 2013 | |||||||||||||
Stockholders' Equity Note [Abstract] | ' | ||||||||||||
Stockholders' Equity Note Disclosure [Text Block] | ' | ||||||||||||
12. Shareholders’ Equity | |||||||||||||
Common Shares | |||||||||||||
At September 30, 2013, the Company had 75,000,000 authorized shares of common stock of which 12,783,019 were issued and outstanding. As disclosed in Note 15, Equity Based Compensation, as of October 21, 2013 the Company has reserved a total of 589,309 shares for future issuance under various equity incentive plans. | |||||||||||||
For disclosure regarding actual and potential share issuances under the Company’s equity award plans, see Note 15, Equity Based Compensation. | |||||||||||||
Accumulated Other Comprehensive Income (Loss) | |||||||||||||
The following table summarizes the changes in accumulated other comprehensive income (loss) by component at the dates and for the periods indicated (in thousands). With regard to net unrealized gain (loss) on investment securities available for sale during both periods presented, amounts reclassified from accumulated other comprehensive income (loss) are included in the Investment securities gains (losses), net line item of the Consolidated Statement of Income (Loss). See Note 14, Benefit Plans, for disclosure regarding the amortization of defined benefit pension plan cost components from accumulated other comprehensive income (loss). | |||||||||||||
Net unrealized gain (loss) on investment securities available for sale | Net unrealized loss on defined benefit pension plan | Total | |||||||||||
Balance, December 31, 2012 | $ | 1,491 | $ | (8,208 | ) | $ | (6,717 | ) | |||||
Other comprehensive loss before reclassifications | (6,742 | ) | (728 | ) | (7,470 | ) | |||||||
Less: amounts reclassified from accumulated other comprehensive income (loss) | 287 | (728 | ) | (441 | ) | ||||||||
Net current-period other comprehensive loss | (7,029 | ) | - | (7,029 | ) | ||||||||
Provision for income taxes | 2,667 | - | 2,667 | ||||||||||
Balance, September 30, 2013 | $ | (2,871 | ) | $ | (8,208 | ) | $ | (11,079 | ) | ||||
Balance, December 31, 2011 | $ | 6,678 | $ | (9,048 | ) | $ | (2,370 | ) | |||||
Other comprehensive gain (loss) before reclassifications | 393 | (688 | ) | (295 | ) | ||||||||
Less: amounts reclassified from accumulated other comprehensive income (loss) | 9,859 | (688 | ) | 9,171 | |||||||||
Net current-period other comprehensive loss | (9,466 | ) | - | (9,466 | ) | ||||||||
Provision for income taxes | 3,593 | - | 3,593 | ||||||||||
Balance, September 30, 2012 | $ | 805 | $ | (9,048 | ) | $ | (8,243 | ) | |||||
Authorized Preferred Shares | |||||||||||||
The Company has authorized for issuance of 2,500,000 shares of preferred stock with such preferences, limitations and relative rights within legal limits of the class, or one or more series within the class, as are set by the Board of Directors. To date, the Company has not issued any preferred shares. | |||||||||||||
Cash Dividends | |||||||||||||
Dividends from the Bank are the Company’s primary source of funds for payment of dividends to its common shareholders. The Bank is currently prohibited from paying dividends to the Company without the prior approval of the FDIC and the South Carolina State Board of Financial Institutions (the “State Board” and together with the FDIC, the “Supervisory Authorities”). |
Note_13_Income_Taxes
Note 13 - Income Taxes | 9 Months Ended |
Sep. 30, 2013 | |
Income Tax Disclosure [Abstract] | ' |
Income Tax Disclosure [Text Block] | ' |
13. Income Taxes | |
As of December 31, 2012, the Company had federal net operating loss carryforwards of $23.9 million. If not utilized to offset future taxable income, $4.8 million of the net operating loss carryforwards will expire in 2030, $8.8 million will expire in 2031 and $10.3 million will expire in 2032. For the nine months ended September 30, 2013, the Company utilized all $4.8 million of the federal net operating loss carryforwards expiring in 2030 and $3.5 million of federal net operating loss carryforwards expiring in 2031 to offset federal taxable income generated during the period. | |
As of September 30, 2013, net deferred tax assets, without regard to any valuation allowance, of $23.2 million were recorded in the Company’s Consolidated Balance Sheet, a portion of which includes the after-tax impact of net operating loss carryforwards. Of this amount, $1.0 million was offset by a valuation allowance. As a result of sustained trends in quarterly profitability that began in the third quarter 2012, projected reversals of existing taxable temporary differences during applicable future periods, and projections of future taxable income exclusive of reversing temporary differences and carryforwards, the Company recorded an income tax benefit of $21.0 million related to the reversal of $21.0 million of its valuation allowance on net deferred tax assets that existed at June 30, 2013. The Company also eliminated $8.5 million of deferred tax assets and the related valuation allowance during the three months ended September 30, 2013 as we concluded it was probable that these assets are expected to expire without being utilized as a result of limitations on deductibility of net operating losses and realized built-in losses as described below. The remaining valuation allowance of $1.0 million is expected to be reversed through a reduction in the provision for income taxes during the three months ended December 31, 2013 in accordance with intra-period tax allocation rules under GAAP. | |
We consummated a private placement on October 7, 2010 and subsequent follow-on offering in January 2011 through which we received $113.9 million of gross proceeds from the sale of common stock (the “Private Placement”). The Private Placement was considered a change in control under the Internal Revenue Code and Regulations. Accordingly, the Company was required to evaluate potential limitation or deferral of our ability to carryforward pre-acquisition net operating losses and to determine the amount of net unrealized pre-acquisition built-in losses which are subject to similar limitation or deferral. Under the Internal Revenue Code and Regulations, net unrealized pre-acquisition built-in losses realized within five years of the change in control on October 7, 2010 are subject to potential limitation. Through that date, the Company will continue to analyze its ability to utilize such losses to offset anticipated future taxable income as pre-acquisition built-in losses that are ultimately realized. As of September 30, 2013, the Company estimates that future utilization of built-in losses of $53 million generated prior to the Private Placement will be limited to $1.1 million per year. At September 30, 2013, the Company further determined that it was probable that $8.5 million of deferred tax assets related to built-in losses will not ultimately be realized and, accordingly, wrote-off both the deferred tax asset and related valuation allowance associated with these built-in losses. The write-off of the deferred tax assets associated with these built-in losses did not affect net income for the third quarter 2013 because the related valuation allowance was established in prior periods. However, this estimate will not be conclusively confirmed until the five-year limitation period expires in October 2015. | |
The net benefit for income taxes for the three and nine months ended September 30, 2013 included provisions of $1.2 million and $987 thousand for state income tax, respectively. In addition, the net benefit for income taxes includes $21.0 million of benefit for income taxes for both the three and nine months ended September 30, 2013 related to the reversal of the valuation allowance on the net deferred tax asset that existed as of June 30, 2013. |
Note_14_Benefit_Plans
Note 14 - Benefit Plans | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Compensation and Retirement Disclosure [Abstract] | ' | ||||||||||||||||
Pension and Other Postretirement Benefits Disclosure [Text Block] | ' | ||||||||||||||||
14. Benefit Plans | |||||||||||||||||
401(k) Plan | |||||||||||||||||
From January 1, 2012 through June 30, 2013, the Company suspended its regular ongoing matching of employee (which we refer to as “teammate”) contributions to The Palmetto Bank 401(k) Retirement Plan (the “401(k) Plan”). Effective July 1, 2013, the Company re-instated an employer match of teammate contributions at a rate of $0.10 per dollar up to 6% of a teammate’s eligible compensation. This re-instatement resulted in employer matching contributions totaling $13 thousand for the three and nine months ended September 30, 2013. | |||||||||||||||||
Defined Benefit Pension Plan | |||||||||||||||||
Prior to 2008, the Company offered a noncontributory, defined benefit pension plan (the “Pension Plan”) that covered all full-time teammates having at least 12 months of continuous service and having attained age 21. Effective 2008, the Company ceased accruing pension benefits for teammates under the Pension Plan. Although no previously accrued benefits were lost, teammates no longer accrue benefits for service subsequent to 2007. | |||||||||||||||||
The Company’s net accrued pension liability is included in Other liabilities in the Consolidated Balance Sheets and totaled $3.3 million and $4.0 million at September 30, 2013 and December 31, 2012, respectively. | |||||||||||||||||
Cost of the Pension Plan. The following table summarizes the net periodic expense components for the Pension Plan, which is included in Salaries and other personnel expense in the Consolidated Statements of Income (Loss), for the periods indicated (in thousands). | |||||||||||||||||
For the three months ended | For the nine months ended | ||||||||||||||||
September 30, | September 30, | ||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||
Interest cost | $ | 210 | $ | 234 | $ | 631 | $ | 724 | |||||||||
Expected return on plan assets | (283 | ) | (276 | ) | (850 | ) | (855 | ) | |||||||||
Amortization of net actuarial loss | 243 | 222 | 728 | 688 | |||||||||||||
Net periodic pension expense | $ | 170 | $ | 180 | $ | 509 | $ | 557 | |||||||||
As a result of the Company’s decision to curtail the Pension Plan effective December 31, 2007, no costs relative to service have been necessary since that date as teammates no longer accrue benefits for services rendered. | |||||||||||||||||
Defined Benefit Pension Plan Assets. The fair value of Pension Plan assets totaled $15.9 million and $14.5 million at September 30, 2013 and December 31, 2012, respectively. At September 30, 2013 and December 31, 2012, the fair value of Company common stock included in the Pension Plan was 0.3% and 0.2%, respectively, of total fair value of Pension Plan assets. | |||||||||||||||||
Fair Value Measurements. The following tables summarize Pension Plan assets measured at fair value at the dates indicated aggregated by the level in the fair value hierarchy within which those measurements fall (in thousands). | |||||||||||||||||
30-Sep-13 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Defined benefit pension plan assets | $ | 228 | $ | 15,625 | $ | - | $ | 15,853 | |||||||||
31-Dec-12 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Defined benefit pension plan assets | $ | 133 | $ | 14,407 | $ | - | $ | 14,540 | |||||||||
Current and Future Expected Contributions. During January 2013, the Company made its final regularly scheduled contribution for the 2012 plan year in the amount of $163 thousand. During the nine months ended September 30, 2013, the Company made contributions in the amount of $1.0 million for the 2013 plan year. | |||||||||||||||||
Key Man Life Insurance | |||||||||||||||||
The Company has fully funded life insurance policies on two former members of executive management who are now retired from the Company. Such policies are recorded in Other assets in the Consolidated Balance Sheets at the cash surrender value less applicable surrender charges. At both September 30, 2013 and December 31, 2012, the cash surrender value of such policies totaled $1.6 million. |
Note_15_Equity_Based_Compensat
Note 15 - Equity Based Compensation | 9 Months Ended | ||||||||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||||||||
Disclosure of Compensation Related Costs, Share-based Payments [Abstract] | ' | ||||||||||||||||||||||
Disclosure of Compensation Related Costs, Share-based Payments [Text Block] | ' | ||||||||||||||||||||||
15. Equity Based Compensation | |||||||||||||||||||||||
1997 Stock Compensation Plan | |||||||||||||||||||||||
Stock option awards have been granted under the Palmetto Bancshares, Inc. 1997 Stock Compensation Plan (the “1997 Plan”). The 1997 Plan terminated in 2007 and no options have been granted under the 1997 Plan since then. However, the termination did not impact options previously granted under the 1997 Plan. All outstanding options expire at various dates through December 31, 2016 and all stock option awards granted have a five-year vesting term and an exercise period of ten years. The Board determined the terms of the options on the grant date, and the option exercise price was at least 100% of the fair value of the Company’s common stock as of the grant date. Options granted to teammates were “incentive stock options” within the meaning of Section 422 of the Internal Revenue Code, while options granted to non-teammates were “nonqualified stock options” (i.e. options that are not “incentive stock options”). | |||||||||||||||||||||||
The following table summarizes stock option activity for the 1997 Plan at the dates and for the period indicated. | |||||||||||||||||||||||
Stock options outstanding | Weighted-average exercise price | ||||||||||||||||||||||
Outstanding at December 31, 2012 | 11,953 | $ | 92.89 | ||||||||||||||||||||
Expired | (5,503 | ) | 80 | ||||||||||||||||||||
Outstanding at September 30, 2013 | 6,450 | 103.89 | |||||||||||||||||||||
The following table summarizes information regarding stock options under the 1997 Plan that were outstanding and exercisable at September 30, 2013. | |||||||||||||||||||||||
Options outstanding and exercisable | |||||||||||||||||||||||
Range of exercise prices | Number of stock options outstanding and exercisable | Weighted-average remaining contractual life (years) | Weighted-average exercise price | ||||||||||||||||||||
$ | 93.2 | to | $ | 106.4 | 2,500 | 0.41 | $ | 94.52 | |||||||||||||||
$ | 109.2 | to | $ | 121.6 | 3,950 | 2.59 | 109.83 | ||||||||||||||||
Total | 6,450 | 1.74 | 103.89 | ||||||||||||||||||||
At September 30, 2013 and December 31, 2012, the fair value of the Company’s common stock did not exceed the exercise price of any options outstanding and exercisable under the 1997 Plan, therefore, the stock options had no intrinsic value. | |||||||||||||||||||||||
2008 Restricted Stock Plan | |||||||||||||||||||||||
Under the 2008 Restricted Stock Plan (the “2008 Plan”), 62,500 shares of common stock were reserved for issuance subject to its anti-dilution provisions. Forfeitures are returned to the available pool of common stock for future issuance. Generally, the recipient will have the right to receive dividends, if any, with respect to such shares of restricted stock, to vote such shares and to enjoy all other shareholder rights except that the Company will retain custody of the stock certificate, and the recipient may not sell, transfer, pledge or otherwise dispose of the restricted stock until the forfeiture restrictions have expired. | |||||||||||||||||||||||
Shares of restricted stock granted to teammates and directors under the 2008 Plan are subject to vesting provisions based on continuous employment and service for a specified time period following the date of grant as follows: | |||||||||||||||||||||||
Vesting Period | |||||||||||||||||||||||
Issued to directors in connection with annual retainer | Immediate | ||||||||||||||||||||||
Issued to directors in connection with election to the Board | Length of Board term (currently 3 years) | ||||||||||||||||||||||
Issued to teammates | 5 years | ||||||||||||||||||||||
The following table summarizes restricted stock activity at the dates and for the period indicated. | |||||||||||||||||||||||
Shares of restricted stock | Weighted-average grant date fair value per share | ||||||||||||||||||||||
Total grants as of December 31, 2012, net of forfeitures | 51,311 | $ | 31.41 | ||||||||||||||||||||
2013 Grants | 11,073 | 9.68 | |||||||||||||||||||||
Total grants as of September 30, 2013, net of forfeitures | 62,384 | 27.55 | |||||||||||||||||||||
Remaining shares available for grant at September 30, 2013 | 116 | ||||||||||||||||||||||
During the first quarter 2013, 8,407 shares of restricted stock with a total fair value of $70 thousand were granted to the non-management members of the Board of Directors as compensation for their annual Board retainers. | |||||||||||||||||||||||
Under the Company’s director compensation program, restricted stock awards are granted to directors upon initial appointment and re-election to the Board if a director purchases shares of the Company’s common stock on the open market during a specified period, in which case the director will receive a matching grant of restricted stock up to a maximum of $10 thousand in value. During the second quarter 2013, a total of 2,666 shares of restricted stock were awarded to two directors who were re-elected to the Board at the Annual Meeting of Shareholders on May 16, 2013. | |||||||||||||||||||||||
There were no grants of restricted stock under the 2008 Plan during the third quarter 2013. | |||||||||||||||||||||||
Of the 62,384 net restricted stock awards granted under the 2008 Plan, the following table summarizes vesting activity at the dates and for the period indicated. | |||||||||||||||||||||||
Shares of restricted stock | |||||||||||||||||||||||
Nonvested at December 31, 2012 | 13,915 | ||||||||||||||||||||||
2013 Grants | 11,073 | ||||||||||||||||||||||
2013 Vesting | (11,963 | ) | |||||||||||||||||||||
Nonvested at September 30, 2013 | 13,025 | ||||||||||||||||||||||
The weighted-average grant date fair value of restricted stock shares that vested during the nine months ended September 30, 2013 was $14.56 per share. The fair value of shares vested during the nine months ended September 30, 2013 was $118 thousand. | |||||||||||||||||||||||
2011 Stock Incentive Plan | |||||||||||||||||||||||
The 2011 Stock Incentive Plan, as amended, (the “2011 Plan”) was originally approved by shareholders at the 2011 Annual Meeting of Shareholders and allows the Board to grant a total of 700,000 stock options and / or restricted stock awards to teammates and directors. The 2011 Plan requires that stock options be issued with an exercise price at or above the fair market value per share of the Company’s common stock on the date of grant. | |||||||||||||||||||||||
Under the 2011 Plan, the Board, at its discretion, determines the amount of equity awards to be granted, vesting conditions, type of award and any other terms and conditions. No options are exercisable more than 10 years after the date of grant. Generally, the recipient will have the right to receive dividends, if any, with respect to any shares of restricted stock granted, to vote such shares and to enjoy all other shareholder rights, except that the Company will retain custody of the stock certificate, and the recipient may not sell, transfer, pledge or otherwise dispose of the restricted stock until the forfeiture restrictions have expired. Forfeitures of restricted stock are returned to the available pool of common stock for future issuance. | |||||||||||||||||||||||
The following table summarizes the 2011 Plan stock option and restricted stock information at the dates and for the periods indicated. | |||||||||||||||||||||||
Total shares | Stock options outstanding | Weighted-average exercise price | Shares of restricted stock | Weighted-average grant date fair value per share | |||||||||||||||||||
2011 Grants | 473,002 | 383,251 | $ | 10.51 | 89,751 | $ | 10.48 | ||||||||||||||||
2012 Grants | 8,020 | - | - | 8,020 | 6.5 | ||||||||||||||||||
Total grants as of December 31, 2012 | 481,022 | 383,251 | 10.51 | 97,771 | 10.15 | ||||||||||||||||||
2013 Grants | 7,225 | - | - | 7,225 | 13.95 | ||||||||||||||||||
Total grants as of September 30, 2013 | 488,247 | 383,251 | 10.51 | 104,996 | 10.41 | ||||||||||||||||||
2013 Forfeitures | (575 | ) | - | - | (575 | ) | 13.95 | ||||||||||||||||
2013 Exercises | (11,250 | ) | 11 | - | - | ||||||||||||||||||
Total granted, net as of September 30, 2013 | 487,672 | 104,421 | $ | 10.4 | |||||||||||||||||||
Total outstanding as of September 30, 2013 | 372,001 | $ | 10.5 | ||||||||||||||||||||
Shares available for grant under the 2011 Plan | 700,000 | ||||||||||||||||||||||
Remaining shares available for grant at September 30, 2013 | 212,328 | ||||||||||||||||||||||
The 2011 grants were made subject to time vesting restrictions that begin in 2014 and performance requirements including termination of the Bank’s Consent Order with the Supervisory Authorities (the “Consent Order”) and two consecutive quarters of net income. At December 31, 2012, the quarterly net income vesting condition was met, and the Consent Order was terminated on January 31, 2013. Therefore, the performance requirements are fully satisfied. Except for 11,250 stock options and 2,500 shares of restricted stock that vested in 2013 based on the time vesting restrictions, the awards will vest from 2014 to 2016. | |||||||||||||||||||||||
During 2012, 8,020 shares of restricted stock were awarded to certain teammates in recognition of performance. These awards are subject to the same time and performance conditions described above and, assuming the time vesting conditions are met, will vest from 2015 to 2017. | |||||||||||||||||||||||
During second quarter 2013, 7,225 shares of restricted stock were awarded to certain teammates in recognition of performance. These awards are subject to time vesting conditions and, assuming the time vesting conditions are met, will vest from 2014 to 2016. | |||||||||||||||||||||||
On October 7, 2013, 1,586 shares of restricted stock were granted to certain teammates. These awards are subject to three year time vesting based on continued employment and will vest from 2014 to 2016. | |||||||||||||||||||||||
The following table summarizes information regarding stock options under the 2011 Plan that were outstanding at September 30, 2013. | |||||||||||||||||||||||
Options outstanding | |||||||||||||||||||||||
Exercise price | Number of stock options | Weighted-average remaining contractual life (years) | Weighted-average exercise price | Value of outstanding in-the-money stock options | |||||||||||||||||||
$ | 10.4 | 312,501 | 9.63 | $ | 10.4 | $ | 825,003 | ||||||||||||||||
$ | 11 | 59,500 | 7.8 | 11 | 121,380 | ||||||||||||||||||
Total | 372,001 | 9.34 | 10.5 | $ | 946,383 | ||||||||||||||||||
Of the 104,996 restricted stock awards granted under the 2011 Plan, the following table summarizes activity at the dates and for the period indicated. | |||||||||||||||||||||||
Shares of restricted stock | |||||||||||||||||||||||
Nonvested at December 31, 2012 | 97,771 | ||||||||||||||||||||||
2013 Grants | 7,225 | ||||||||||||||||||||||
2013 Forfeitures | (575 | ) | |||||||||||||||||||||
2013 Vesting | (2,500 | ) | |||||||||||||||||||||
Nonvested at September 30, 2013 | 101,921 | ||||||||||||||||||||||
The weighted-average grant date fair value of restricted stock awards that vested during the nine months ended September 30, 2013 was $11.00 per share. The value of shares vested during the nine months ended September 30, 2013 based on vesting date fair value totaled $33 thousand. No restricted stock awards vested during the three months ended September 30, 2013. | |||||||||||||||||||||||
Compensation Expense Relating to Equity Based Compensation | |||||||||||||||||||||||
The Company measures compensation expense for restricted stock and stock option awards at fair value and recognizes compensation expense in the Consolidated Statements of Income (Loss) over the service period for grants that have time / service-based vesting provisions. The fair value of restricted stock is determined based on the fair value of the common stock at the time of the grant. The Company estimates the grant date fair value of stock options granted using the Black-Scholes option-pricing model. The Black-Scholes option-pricing model estimates the fair value of a stock option based on inputs and assumptions such as the expected volatility of the Company’s stock price, option exercise price, the level of risk-free interest rates, dividend yields and expected option term. | |||||||||||||||||||||||
The following table summarizes compensation expense for the 2008 Plan and the 2011 Plan charged against pre-tax income (loss) for the periods indicated (in thousands). All compensation expense relative to grants under the 1997 Plan had been fully recognized as of December 31, 2011. | |||||||||||||||||||||||
For the three months ended September 30, | For the nine months ended September 30, | ||||||||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||||||||
Compensation expense | |||||||||||||||||||||||
2008 Plan | $ | 67 | $ | 47 | $ | 269 | $ | 279 | |||||||||||||||
2011 Plan | 195 | 193 | 626 | 573 | |||||||||||||||||||
Total compensation expense | $ | 262 | $ | 240 | $ | 895 | $ | 852 | |||||||||||||||
Income tax benefit | $ | - | $ | - | $ | - | $ | - | |||||||||||||||
At September 30, 2013, based on equity awards outstanding at that time, the total unrecognized pre-tax compensation expense related to unvested equity awards granted under the 2008 Plan and 2011 Plan was $199 thousand and $1.2 million, respectively. This expense is expected to be recognized through 2016 under the 2008 Plan and 2017 under the 2011 Plan. |
Note_16_Average_Share_Informat
Note 16 - Average Share Information | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Earnings Per Share [Abstract] | ' | ||||||||||||||||
Earnings Per Share [Text Block] | ' | ||||||||||||||||
16. Average Share Information | |||||||||||||||||
The following table summarizes the reconciliation of denominators of the basic and diluted net income (loss) per common share computations for the periods indicated. | |||||||||||||||||
For the three months ended September 30, | For the nine months ended September 30, | ||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||
Weighted average common shares outstanding - basic | 12,663,162 | 12,640,517 | 12,655,473 | 12,638,838 | |||||||||||||
Dilutive impact resulting from potential common share issuances | 77,751 | - | 60,896 | - | |||||||||||||
Weighted average common shares outstanding - diluted | 12,740,913 | 12,640,517 | 12,716,369 | 12,638,838 | |||||||||||||
Per share data | |||||||||||||||||
Net income (loss) - basic | $ | 1.76 | $ | 0.25 | $ | 2.05 | $ | (0.36 | ) | ||||||||
Net income (loss) - diluted | 1.75 | 0.25 | 2.04 | (0.36 | ) | ||||||||||||
For the nine months ended September 30, 2013, potential common share issuances related to stock options were excluded from the computation of diluted net income per share as inclusion would be anti-dilutive. | |||||||||||||||||
There was no dilutive impact from stock options to be included in weighted average shares for the three months ended September 30, 2012 because there were no outstanding stock option awards for which the strike price exceeded the market price of the Company’s common stock. In addition, there was no impact on diluted shares outstanding from restricted stock for the three months ended September 30, 2012 because outstanding restricted stock awards were anti-dilutive or subject to performance conditions. In addition, no potential common shares were included in the computation of the diluted loss per share amount for the nine months ended September 30, 2012 as inclusion would be anti-dilutive given the Company’s net loss during the period. |
Note_17_Commitments_Guarantees
Note 17 - Commitments, Guarantees and Other Contingencies | 9 Months Ended | ||||
Sep. 30, 2013 | |||||
Commitments and Contingencies Disclosure [Abstract] | ' | ||||
Commitments and Contingencies Disclosure [Text Block] | ' | ||||
17. Commitments, Guarantees and Other Contingencies | |||||
Unused lending commitments to clients are not recorded in the Consolidated Balance Sheets until funds are advanced. For commercial clients, lending commitments generally take the form of unused revolving credit arrangements to finance clients’ working capital requirements. For retail clients, lending commitments are generally unused lines of credit secured by residential property. The Company routinely extends lending commitments for both floating and fixed-rate loans. | |||||
The following table summarizes the contractual amounts of the Company’s unused lending commitments relating to extensions of credit with off-balance sheet risk at September 30, 2013 (in thousands). | |||||
Commitments to extend credit: | |||||
Revolving, open-end lines secured by single-family residential properties | $ | 57,869 | |||
Commercial real estate, construction, and land development loans secured by real estate | |||||
Single-family residential construction loan commitments | 6,906 | ||||
Commercial real estate, other construction loan, and land development loan commitments | 24,709 | ||||
Commercial and industrial loan commitments | 39,671 | ||||
Overdraft protection line commitments | 29,125 | ||||
Other | 6,814 | ||||
Total commitments to extend credit | $ | 165,094 | |||
In addition, the maximum potential amount of undiscounted future advances related to letters of credit was $2.6 million and $3.6 million at September 30, 2013 and December 31, 2012, respectively. | |||||
The reserve for estimated credit losses on unfunded lending commitments at September 30, 2013 and December 31, 2012 was $223 thousand and $367 thousand, respectively, and is recorded in Other liabilities in the Consolidated Balance Sheets. | |||||
For disclosure regarding our derivative financial instruments and hedging activities, see Note 18, Derivative Financial Instruments and Hedging Activities. |
Note_18_Derivative_Financial_I
Note 18 - Derivative Financial Instruments and Hedging Activities | 9 Months Ended |
Sep. 30, 2013 | |
Derivative Instruments and Hedging Activities Disclosure [Abstract] | ' |
Derivative Instruments and Hedging Activities Disclosure [Text Block] | ' |
18. Derivative Financial Instruments and Hedging Activities | |
At September 30, 2013 and December 31, 2012, the Company’s only derivative instruments related to residential mortgage banking activities. | |
At September 30, 2013, the notional amount of commitments to originate conforming mortgage loans held for sale totaled $7.3 million. These derivative loan commitments had positive fair values, included within Other assets in the Consolidated Balance Sheets, totaling $261 thousand and negative fair values, included within Other liabilities in the Consolidated Balance Sheets, totaling $1 thousand. At December 31, 2012, the notional amount of commitments to originate conforming mortgage loans held for sale totaled $11.1 million. These derivative loan commitments had positive fair values, included within Other assets in the Consolidated Balance Sheets, totaling $338 thousand. The net change in derivative loan commitment fair values during the three months ended September 30, 2013 and 2012 resulted in income (expense) of $147 thousand and $383 thousand, respectively. The net change in derivative loan commitment fair values during the nine months ended September 30, 2013 and 2012 resulted in income (expense) of ($78) thousand and $454 thousand, respectively. | |
The notional amount of forward sales commitments totaled $4.7 million at September 30, 2013. These forward sales commitments had positive fair values, included within Other assets in the Consolidated Balance Sheets, totaling $3 thousand and negative fair values, included within Other liabilities in the Consolidated Balance Sheets, totaling $60 thousand. The notional amount of forward sales commitments totaled $11.8 million at December 31, 2012. These forward sales commitments had positive fair values, included within Other assets in the Consolidated Balance Sheets, totaling $33 thousand and negative fair values, included within Other liabilities in the Consolidated Balance Sheets, totaling $5 thousand. The net change in forward sales commitment fair values during the three months ended September 30, 2013 and 2012 resulted in expense of $245 thousand and $570 thousand, respectively. The net change in forward sales commitment fair values during the nine months ended September 30, 2013 and 2012 resulted in expense of $85 thousand and $368 thousand, respectively. |
Note_19_Disclosures_Regarding_
Note 19 - Disclosures Regarding Fair Value | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Fair Value Disclosures [Abstract] | ' | ||||||||||||||||
Fair Value Disclosures [Text Block] | ' | ||||||||||||||||
19. Disclosures Regarding Fair Value | |||||||||||||||||
Valuation Methodologies | |||||||||||||||||
Trading Account Assets | |||||||||||||||||
The fair values of trading account assets are primarily based on actively traded markets where prices are based on either direct market quotes or observed transactions. Liquidity is a significant factor in the determination of the fair values of trading account assets. Market prices may not be readily available for some positions or positions within a market sector where trading activity has slowed significantly or ceased. | |||||||||||||||||
Assets and Liabilities Measured at Fair Value on a Recurring Basis | |||||||||||||||||
The following tables summarize assets and liabilities measured at fair value on a recurring basis at the dates indicated aggregated by the level in the fair value hierarchy within which those measurements fall (in thousands). | |||||||||||||||||
30-Sep-13 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Assets | |||||||||||||||||
Trading account assets | $ | 3,323 | $ | 1,704 | $ | - | $ | 5,027 | |||||||||
Investment securities available for sale | |||||||||||||||||
State and municipal | - | 8,135 | - | 8,135 | |||||||||||||
Collateralized mortgage obligations (federal agencies) | - | 100,038 | - | 100,038 | |||||||||||||
Other mortgage-backed (federal agencies) | 2,859 | 76,949 | - | 79,808 | |||||||||||||
SBA loan-backed (federal agency) | 21,423 | 17,675 | - | 39,098 | |||||||||||||
Derivative financial instruments | - | 264 | - | 264 | |||||||||||||
Total assets measured at fair value on a recurring basis | $ | 27,605 | $ | 204,765 | $ | - | $ | 232,370 | |||||||||
Liabilities | |||||||||||||||||
Derivative financial instruments | $ | - | $ | 61 | $ | - | $ | 61 | |||||||||
31-Dec-12 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Assets | |||||||||||||||||
Investment securities available for sale | |||||||||||||||||
State and municipal | $ | - | $ | 11,530 | $ | - | $ | 11,530 | |||||||||
Collateralized mortgage obligations (federal agencies) | 14,057 | 109,451 | - | 123,508 | |||||||||||||
Other mortgage-backed (federal agencies) | - | 63,817 | - | 63,817 | |||||||||||||
SBA loan-backed (federal agency) | 44,683 | 20,964 | - | 65,647 | |||||||||||||
Derivative financial instruments | - | 370 | - | 370 | |||||||||||||
Total assets measured at fair value on a recurring basis | $ | 58,740 | $ | 206,132 | $ | - | $ | 264,872 | |||||||||
Liabilities | |||||||||||||||||
Derivative financial instruments | $ | - | $ | 5 | $ | - | $ | 5 | |||||||||
For disclosure regarding the fair value of Pension Plan assets, see Note 14, Benefit Plans. | |||||||||||||||||
Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis | |||||||||||||||||
For financial assets measured at fair value on a nonrecurring basis that are recorded in the Consolidated Balance Sheets, the following tables summarize the level of valuation assumptions used to determine fair value of the related individual assets at the dates indicated (in thousands). There were no liabilities measured at fair value on a nonrecurring basis at September 30, 2013 or December 31, 2012. | |||||||||||||||||
30-Sep-13 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Assets | |||||||||||||||||
Mortgage loans held for sale | $ | - | $ | 1,865 | $ | - | $ | 1,865 | |||||||||
Impaired loans in gross loans | - | 6,497 | 25 | 6,522 | |||||||||||||
Foreclosed real estate and repossessed personal property | 248 | 504 | 6,403 | 7,155 | |||||||||||||
Long-lived assets held for sale | - | - | 685 | 685 | |||||||||||||
Total assets measured at fair value on a nonrecurring basis | $ | 248 | $ | 8,866 | $ | 7,113 | $ | 16,227 | |||||||||
31-Dec-12 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Assets | |||||||||||||||||
Mortgage loans held for sale | $ | - | $ | 6,114 | $ | - | $ | 6,114 | |||||||||
Other loans held for sale | 800 | - | - | 800 | |||||||||||||
Impaired loans in gross loans | - | 6,285 | 189 | 6,474 | |||||||||||||
Foreclosed real estate and repossessed personal property | - | 817 | 9,163 | 9,980 | |||||||||||||
Long-lived assets held for sale | - | - | 685 | 685 | |||||||||||||
Total assets measured at fair value on a nonrecurring basis | $ | 800 | $ | 13,216 | $ | 10,037 | $ | 24,053 | |||||||||
Level 3 Valuation Methodologies. Following is a description of the unobservable inputs used for Level 3 fair value measurements. | |||||||||||||||||
Impaired loans. The fair value of an impaired loan is estimated using one of three methods: value of the underlying collateral, present value of expected cash flows and, in rare cases, the market value of the impaired loan itself. An allowance for loan losses or charge-off is recorded for the excess of the Company’s recorded investment in the loan over the loan’s estimated fair value. In the case of a collateral dependent impaired loan, any allowance for loan losses or charge-off is increased by estimated selling costs. Impaired loans not requiring an allowance for loan losses or charge-off represent loans for which the fair value of the expected repayments or collateral exceeds the recorded investments in such loans. Impaired loans, where an allowance for loan losses or charge-off is recorded based on the fair value of collateral, require classification in the fair value hierarchy. When the fair value of the collateral is based on an executed sales contract with an independent third party, the Company records the impaired loan as Level 1. If the collateral is based on another observable market price or a current appraised value, the Company records the impaired loan as Level 2. When an appraised value is not available or the Company determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the impaired loan as Level 3. | |||||||||||||||||
Foreclosed real estate and repossessed personal property. Foreclosed real estate and repossessed personal property is carried at the lower of carrying value or fair value less estimated selling costs. For purposes of classification in the fair value hierarchy, fair value of foreclosed real estate and repossessed property is generally based upon binding sales contracts, current appraisals, comparable sales and other estimates of value obtained principally from independent sources. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the asset as Level 2. However, the Company also considers other factors or recent developments which could result in adjustments to the collateral value estimates indicated in the appraisals such as changes in absorption rates or market conditions from the time of valuation. In situations where management adjustments are significant to the fair value measurement in its entirety, such measurements are classified as Level 3 within the valuation hierarchy. | |||||||||||||||||
Long-lived assets held for sale. Nonrecurring fair value adjustments on long-lived assets held for sale reflect impairment writedowns. Appraisals are used to determine impairment, and these appraisals may require significant adjustments to market-based valuation inputs due to lack of recent comparable sales or the age of the appraisal. As a result, the assets subjected to nonrecurring fair value adjustments are typically classified as Level 3 due to the fact that unobservable inputs are significant to the fair value measurement. | |||||||||||||||||
The following table summarizes the significant unobservable inputs used in the fair value measurements for Level 3 assets measured at fair value on a nonrecurring basis at September 30, 2013 (in thousands). | |||||||||||||||||
Fair value | Valuation technique | Significant unobservable inputs | |||||||||||||||
Assets | |||||||||||||||||
Impaired loans in gross loans | $ | 25 | Internal assessment of collateral value | Adjustments to estimated value based on recent sales of comparable collateral | |||||||||||||
Foreclosed real estate and repossessed personal property | 6,403 | Appraisals of collateral value | Adjustments to appraisal for age of comparable sales | ||||||||||||||
Long-lived assets held for sale | 685 | Internal valuation | Appraisals and/or sales of comparable properties | ||||||||||||||
Carrying Amounts and Estimated Fair Value of Financial Assets and Liabilities Not Measured at Fair Value | |||||||||||||||||
The following table summarizes the carrying amount and fair value for other financial instruments included in the Consolidated Balance Sheets at the dates indicated (in thousands) all of which are considered Level 3 fair value estimates. These fair value estimates are subject to fluctuation based on the amount and timing of expected cash flows as well as the choice of discount rate used in the present value calculation. The Company used management's best estimate of fair value. Thus, the fair values presented may not be the amounts that could be realized in an immediate sale or settlement of the instrument. In addition, any income taxes or other expenses that would be incurred in an actual sale or settlement are not taken into consideration in the fair values presented. | |||||||||||||||||
Carrying amount | Fair value | ||||||||||||||||
30-Sep-13 | |||||||||||||||||
Financial instruments - assets | |||||||||||||||||
Loans (1) | $ | 736,133 | $ | 741,583 | |||||||||||||
Financial instruments - liabilities | |||||||||||||||||
Deposits | 944,812 | 938,326 | |||||||||||||||
31-Dec-12 | |||||||||||||||||
Financial instruments - assets | |||||||||||||||||
Loans (1) | $ | 716,977 | $ | 724,005 | |||||||||||||
Financial instruments - liabilities | |||||||||||||||||
Deposits | 1,023,242 | 1,020,446 | |||||||||||||||
-1 | |||||||||||||||||
Includes Loans, net less impaired loans valued based on the fair value of underlying collateral or contracted sales price which are included in the "Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis" table |
Note_20_Regulatory_Capital_Req
Note 20 - Regulatory Capital Requirements and Dividend Restrictions | 9 Months Ended | ||||||||||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||||||||||
Disclosure Text Block [Abstract] | ' | ||||||||||||||||||||||||
Regulatory Capital Requirements under Banking Regulations [Text Block] | ' | ||||||||||||||||||||||||
20. Regulatory Capital Requirements and Dividend Restrictions | |||||||||||||||||||||||||
Capital Requirements | |||||||||||||||||||||||||
The following table summarizes the Company’s and the Bank’s actual and required capital ratios at the dates indicated (dollars in thousands). The Bank was classified in the well-capitalized category at September 30, 2013 and December 31, 2012. Since September 30, 2013, no conditions or events have occurred, of which the Company is aware, that have resulted in a material change in the Bank's risk category other than as reported in this Quarterly Report on Form 10-Q. | |||||||||||||||||||||||||
Actual | For capital adequacy purposes | To be well capitalized under prompt corrective action provisions | |||||||||||||||||||||||
amount | ratio | amount | ratio | amount | ratio | ||||||||||||||||||||
At September 30, 2013 | |||||||||||||||||||||||||
Total capital to risk-weighted assets | |||||||||||||||||||||||||
Company | $ | 127,008 | 15.52 | % | $ | 65,483 | 8 | % | n/a | n/a | |||||||||||||||
Bank | 126,905 | 15.5 | 65,482 | 8 | $ | 81,853 | 10 | % | |||||||||||||||||
Tier 1 capital to risk-weighted assets | |||||||||||||||||||||||||
Company | 116,694 | 14.26 | 32,742 | 4 | n/a | n/a | |||||||||||||||||||
Bank | 116,591 | 14.24 | 32,741 | 4 | 49,112 | 6 | |||||||||||||||||||
Tier 1 leverage ratio | |||||||||||||||||||||||||
Company | 116,694 | 10.95 | 42,639 | 4 | n/a | n/a | |||||||||||||||||||
Bank | 116,591 | 10.93 | 42,650 | 4 | 53,513 | 5 | |||||||||||||||||||
At December 31, 2012 | |||||||||||||||||||||||||
Total capital to risk-weighted assets | |||||||||||||||||||||||||
Company | $ | 115,182 | 14.42 | % | $ | 63,892 | 8 | % | n/a | n/a | |||||||||||||||
Bank | 115,077 | 14.41 | 63,892 | 8 | $ | 79,865 | 10 | % | |||||||||||||||||
Tier 1 capital to risk-weighted assets | |||||||||||||||||||||||||
Company | 105,098 | 13.16 | 31,946 | 4 | n/a | n/a | |||||||||||||||||||
Bank | 104,993 | 13.15 | 31,946 | 4 | 47,919 | 6 | |||||||||||||||||||
Tier 1 leverage ratio | |||||||||||||||||||||||||
Company | 105,098 | 9.18 | 45,771 | 4 | n/a | n/a | |||||||||||||||||||
Bank | 104,993 | 9.18 | 45,771 | 4 | 57,213 | 5 | |||||||||||||||||||
We are subject to certain regulatory requirements and restrictions related to credit quality and earnings, including a restriction prohibiting dividend payments from the Bank to the Company without prior approval from the Supervisory Authorities, and the maintenance of a specified leverage capital ratio. |
Note_21_Wealth_Management_Tran
Note 21 - Wealth Management Transactions | 9 Months Ended |
Sep. 30, 2013 | |
Subsequent Events [Abstract] | ' |
Subsequent Events [Text Block] | ' |
21. Wealth Management Transactions | |
As previously disclosed, effective June 28, 2013, the Bank transferred all of its trust-related accounts to Thomasville National Bank (“TNB”), a wholly-owned subsidiary of Thomasville Bancshares, Inc., pursuant to the terms and conditions of a Transfer Agreement. Contemporaneously with the transfer, the Bank also began an Office Support and Referral Agreement with TNB under which the Bank provides office space and other support services in its existing facilities to the TNB employees who provide the trust services. In accordance with the agreements, TNB assumed ownership of the accounts, certain trust employees of the Bank, and all operational and fiduciary responsibility for administering the transferred accounts under the underlying client account agreements. In exchange, the Bank earns a percentage of the ongoing revenues generated from the assets under management in the transferred accounts owned by TNB and any new accounts subsequently referred to TNB. | |
On August 1, 2013, the Bank began a Non-Deposits Investment Products Marketing Agreement (the “Marketing Agreement”) with Investment Professionals, Inc. (“IPI”), replacing a similar agreement with a different broker-dealer. IPI provides brokerage services to clients of the Bank, including acting as clearing agent, executing purchases and sales of securities products on behalf of and for the account of clients, and maintaining securities in client accounts as agent. Under the Marketing Agreement, the Bank provides office space and other support services in its existing facilities to the IPI employees who provide the brokerage services. In exchange, the Bank earns a percentage of the ongoing revenues generated from the brokerage assets managed by IPI under the Marketing Agreement. | |
Other than an immaterial amount of contract termination costs, execution of the agreements did not result in the Bank recording any gain or loss upon the consummation of these transactions. |
Accounting_Policies_by_Policy_
Accounting Policies, by Policy (Policies) | 9 Months Ended |
Sep. 30, 2013 | |
Accounting Policies [Abstract] | ' |
Nature of Operation [Policy Text Block] | ' |
Nature of Operations | |
Palmetto Bancshares, Inc. is a South Carolina bank holding company organized in 1982 and headquartered in Greenville, South Carolina. The Company serves as the bank holding company for The Palmetto Bank (the “Bank”), which began operations in 1906. The Bank specializes in offering personalized community banking services to individuals and small to mid-size businesses including Retail Banking (including mortgage loans, credit cards and indirect automobile loans), Commercial Banking (including Small Business Administration (“SBA”) loans, Business Banking, Corporate Banking, Treasury Management and Merchant Services) and Wealth Management services (including Trust, Investments, Private Banking, Financial Planning and Insurance) throughout our primary market area of northwest South Carolina (commonly referred to as the “Upstate”). | |
Consolidation, Policy [Policy Text Block] | ' |
Principles of Consolidation / Basis of Presentation | |
The accompanying Consolidated Financial Statements include the accounts of Palmetto Bancshares, Inc., the Bank and subsidiaries of the Bank (also collectively referred to as the “Company,” “we,” “us” or “our”). In management’s opinion, all significant intercompany accounts and transactions have been eliminated in consolidation, and all adjustments necessary for a fair presentation of the financial condition and results of operations for the periods presented have been included. Any such adjustments are of a normal and recurring nature. Assets held by the Company in a fiduciary or agency capacity for clients are not included in the Company’s Consolidated Financial Statements because those items do not represent assets of the Company. The accounting and financial reporting policies of the Company conform, in all material respects, to accounting principles generally accepted in the United States of America (“GAAP”) and to general practices within the financial services industry. | |
The Consolidated Financial Statements at and for the three and nine months ended September 30, 2013 and 2012 contained in this Quarterly Report on Form 10-Q have not been audited by our independent registered public accounting firm. The Consolidated Financial Statements have been prepared in accordance with GAAP for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (the “SEC”). Accordingly, the Consolidated Financial Statements do not include all of the information and footnotes required by GAAP for complete financial statements and should be read in conjunction with the Consolidated Financial Statements and notes thereto for the year ended December 31, 2012 included in our Annual Report on Form 10-K filed with the SEC on March 1, 2013 (the “2012 Annual Report on Form 10-K”). | |
Subsequent Events, Policy [Policy Text Block] | ' |
Subsequent Events | |
Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet including the estimates inherent in the process of preparing financial statements. Unrecognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. The Company has reviewed events occurring through the issuance date of the Consolidated Financial Statements and no subsequent events have occurred requiring accrual or disclosure in these financial statements other than those included in this quarterly report. | |
Segment Reporting, Policy [Policy Text Block] | ' |
Business Segments | |
Operating segments are components of an enterprise about which separate financial information is available and evaluated regularly by the Company’s chief operating decision makers in deciding how to allocate resources and assess performance. Public enterprises are required to report a measure of segment profit or loss, certain specific revenue and expense items for each segment, segment assets and information about the way that the operating segments were determined, among other items. | |
The Company considers business segments by analyzing distinguishable components that are engaged in providing individual products, services or groups of related products or services and that are subject to risks and returns that are different from those of other business segments. When determining whether products and services are related, the Company considers the nature of the products or services, the nature of the production processes, the type or class of client for which the products or services are designed and the methods used to distribute the products or provide the services. | |
For the past several years, we have been realigning our organizational structure and more specifically delineating our lines of business for improved accountability and “go-to-market” strategies. The Company has limited financial information for certain of these lines of business, and we do not yet have financial information that meets the criteria to be considered reportable segments. Accordingly, at September 30, 2013 the Company had one reportable operating segment, banking. | |
Use of Estimates, Policy [Policy Text Block] | ' |
Use of Estimates | |
In preparing the Consolidated Financial Statements, the Company’s management makes estimates and assumptions that impact the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the dates and for the periods indicated in the Consolidated Financial Statements. Actual results could differ from these estimates and assumptions. Therefore, the results of operations for the three and nine months ended September 30, 2013 are not necessarily indicative of the results of operations that may be expected in future periods. | |
Marketable Securities, Trading Securities, Policy [Policy Text Block] | ' |
Trading Account Assets | |
During the three months ended September 30, 2013, the Company invested in an account that is managed by a third party and invests in securities that are actively traded. At September 30, 2013, this trading account included both securities and cash held in insured bank deposits pending investment in securities. Trading account assets are reported at estimated fair value as Trading account assets on the Consolidated Balance Sheet. Interest income on trading account assets is reported as interest income in the Consolidated Statement of Income (Loss). Unrealized gains and losses and realized gains and losses on the sales of trading account assets are included in Other noninterest income in the Consolidated Statement of Income (Loss). Account management fees and related expenses are included as Professional services noninterest expense. | |
New Accounting Pronouncements, Policy [Policy Text Block] | ' |
Recently Adopted Authoritative Pronouncements | |
In December 2011, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2011-11 Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities (“ASU 2011-11”) to enhance disclosures about financial instruments and derivative instruments that are subject to offsetting (“netting”) in balance sheets. ASU 2011-11 requires disclosure of both gross information and net information about instruments and transactions eligible for offset or subject to an agreement similar to a master netting agreement. In addition to the quantitative disclosures, entities also are required to provide a description of rights of setoff associated with recognized assets and recognized liabilities subject to enforceable master netting arrangements or similar agreements. The Company adopted ASU 2011-11 on January 1, 2013. The adoption of ASU 2011-11 did not have a material impact on the Company’s financial position, results of operations or cash flows. | |
In January 2013, the FASB issued ASU 2013-01 Balance Sheet (Topic 210): Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities (“ASU 2013-01”) to address implementation issues regarding the scope of ASU 2011-11 related to disclosures about offsetting assets and liabilities. The amendments clarify that ASU 2011-11 only applies to certain derivatives accounted for in accordance with the Derivatives and Hedging topic of ASC 2011-11 including bifurcated embedded derivatives, repurchase agreements and reverse repurchase agreements and securities borrowing and securities lending transactions that are either offset or subject to an enforceable master netting arrangement or similar agreement. The amendments were effective for the Company on January 1, 2013. The adoption of ASU 2013-01 did not have a material impact on the Company’s financial position, results of operations or cash flows. | |
In February 2013, the FASB issued ASU 2013-02 Comprehensive Income (Topic 220): Reporting of Amounts Reclassified out of Accumulated Other Comprehensive Income (“ASU 2013-02”) to address the reporting of amounts reclassified out of accumulated other comprehensive income. Specifically, the amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements. However, the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, in certain circumstances an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income. The Company adopted the provisions of ASU 2013-02 effective January 1, 2013. Its adoption did not have a material impact on the Company’s financial position, results of operations or cash flows. | |
In July 2013, the FASB issued ASU 2013-10 Derivatives and Hedging (Topic 815): Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes (“ASU 2013-10”) to provide guidance on the risks that are permitted to be hedged in a fair value or cash flow hedge. Among those risks for financial assets and financial liabilities is the risk of changes in a hedged item’s fair value or a hedged transaction’s cash flows attributable to changes in the designated benchmark interest rate (referred to as interest rate risk). The provisions were effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. The adoption of ASU 2013-10 did not have a material impact on the Company’s financial position, results of operations or cash flows. | |
Description of New Accounting Pronouncements Not yet Adopted [Text Block] | ' |
Recently Issued Authoritative Pronouncements | |
In July 2013, the FASB issued ASU 2013-11 Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists (“ASU 2013-11”) to provide guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists thereby reducing diversity in practice. The amendments in ASU 2013-11 are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Early adoption is permitted. The amendments are to be applied prospectively to all unrecognized tax benefits that exist at the effective date with retrospective application permitted. The Company does not expect the adoption of ASU 2013-11 to have a material impact on its financial position, results of operations or cash flows. | |
Other accounting standards that have been recently issued by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows. |
Note_3_Trading_Account_Assets_
Note 3 - Trading Account Assets (Tables) | 9 Months Ended | ||||||||||||||||||||||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||||||||||||||||||||||
Investments, Debt and Equity Securities [Abstract] | ' | ||||||||||||||||||||||||||||||||||||
Trading Securities [Table Text Block] | ' | ||||||||||||||||||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||||||
Municipal bonds | $ | 1,704 | |||||||||||||||||||||||||||||||||||
Insured bank deposits | 3,323 | ||||||||||||||||||||||||||||||||||||
Total trading account assets | $ | 5,027 | |||||||||||||||||||||||||||||||||||
Gain (Loss) on Investments [Table Text Block] | ' | ||||||||||||||||||||||||||||||||||||
Municipal bonds | Insured bank deposits | Total | |||||||||||||||||||||||||||||||||||
Realized gains, net | $ | 13 | $ | - | $ | 13 | |||||||||||||||||||||||||||||||
Unrealized gains, net due to changes in fair value relative to assets held at end of period | 23 | - | 23 | ||||||||||||||||||||||||||||||||||
Total trading account gains, net | $ | 36 | $ | - | $ | 36 | |||||||||||||||||||||||||||||||
Schedule of Available-for-sale Securities Reconciliation [Table Text Block] | ' | ||||||||||||||||||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||||||
Amortized cost | Gross | Gross | Fair value | ||||||||||||||||||||||||||||||||||
unrealized | unrealized | ||||||||||||||||||||||||||||||||||||
gains | losses | ||||||||||||||||||||||||||||||||||||
State and municipal | $ | 8,017 | $ | 174 | $ | (56 | ) | $ | 8,135 | ||||||||||||||||||||||||||||
Collateralized mortgage obligations (federal agencies) | 103,937 | 100 | (3,999 | ) | 100,038 | ||||||||||||||||||||||||||||||||
Other mortgage-backed (federal agencies) | 80,747 | 69 | (1,008 | ) | 79,808 | ||||||||||||||||||||||||||||||||
SBA loan-backed (federal agency) | 39,005 | 197 | (104 | ) | 39,098 | ||||||||||||||||||||||||||||||||
Total investment securities available for sale | $ | 231,706 | $ | 540 | $ | (5,167 | ) | $ | 227,079 | ||||||||||||||||||||||||||||
31-Dec-12 | |||||||||||||||||||||||||||||||||||||
Amortized cost | Gross | Gross | Fair value | ||||||||||||||||||||||||||||||||||
unrealized | unrealized | ||||||||||||||||||||||||||||||||||||
gains | losses | ||||||||||||||||||||||||||||||||||||
State and municipal | $ | 11,247 | $ | 283 | $ | - | $ | 11,530 | |||||||||||||||||||||||||||||
Collateralized mortgage obligations (federal agencies) | 122,444 | 1,219 | (155 | ) | 123,508 | ||||||||||||||||||||||||||||||||
Other mortgage-backed (federal agencies) | 62,581 | 1,328 | (92 | ) | 63,817 | ||||||||||||||||||||||||||||||||
SBA loan-backed (federal agency) | 65,828 | 182 | (363 | ) | 65,647 | ||||||||||||||||||||||||||||||||
Total investment securities available for sale | $ | 262,100 | $ | 3,012 | $ | (610 | ) | $ | 264,502 | ||||||||||||||||||||||||||||
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block] | ' | ||||||||||||||||||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||||||
Less than 12 months | 12 months or longer | Total | |||||||||||||||||||||||||||||||||||
# | Fair value | Gross | # | Fair value | Gross | # | Fair value | Gross | |||||||||||||||||||||||||||||
unrealized | unrealized | unrealized | |||||||||||||||||||||||||||||||||||
losses | losses | losses | |||||||||||||||||||||||||||||||||||
State and municipal | 1 | $ | 1,028 | $ | 56 | - | $ | - | $ | - | 1 | $ | 1,028 | $ | 56 | ||||||||||||||||||||||
Collateralized mortgage obligations (federal agencies) | 19 | 83,057 | 3,757 | 6 | 9,249 | 242 | 25 | 92,306 | 3,999 | ||||||||||||||||||||||||||||
Other mortgage-backed (federal agencies) | 21 | 68,798 | 1,002 | 1 | 2,998 | 6 | 22 | 71,796 | 1,008 | ||||||||||||||||||||||||||||
SBA loan-backed (federal agency) | 5 | 18,086 | 86 | 1 | 1,152 | 18 | 6 | 19,238 | 104 | ||||||||||||||||||||||||||||
Total investment securities available for sale | 46 | $ | 170,969 | $ | 4,901 | 8 | $ | 13,399 | $ | 266 | 54 | $ | 184,368 | $ | 5,167 | ||||||||||||||||||||||
31-Dec-12 | |||||||||||||||||||||||||||||||||||||
Less than 12 months | 12 months or longer | Total | |||||||||||||||||||||||||||||||||||
# | Fair value | Gross | # | Fair value | Gross | # | Fair value | Gross | |||||||||||||||||||||||||||||
unrealized | unrealized | unrealized | |||||||||||||||||||||||||||||||||||
losses | losses | losses | |||||||||||||||||||||||||||||||||||
Collateralized mortgage obligations (federal agencies) | 7 | $ | 23,301 | $ | 109 | 9 | $ | 9,547 | $ | 46 | 16 | $ | 32,848 | $ | 155 | ||||||||||||||||||||||
Other mortgage-backed (federal agencies) | 3 | 14,586 | 92 | - | - | - | 3 | 14,586 | 92 | ||||||||||||||||||||||||||||
SBA loan-backed (federal agency) | 6 | 25,115 | 363 | - | - | - | 6 | 25,115 | 363 | ||||||||||||||||||||||||||||
Total investment securities available for sale | 16 | $ | 63,002 | $ | 564 | 9 | $ | 9,547 | $ | 46 | 25 | $ | 72,549 | $ | 610 | ||||||||||||||||||||||
Available For Sale Securities Credit Rating by Moody's [Table Text Block] | ' | ||||||||||||||||||||||||||||||||||||
State | Collateralized | Other | SBA | ||||||||||||||||||||||||||||||||||
and | mortgage obligations | mortgage-backed | loan-backed | ||||||||||||||||||||||||||||||||||
municipal | (federal agencies) | (federal agencies) | (federal agency) | ||||||||||||||||||||||||||||||||||
Aaa | - | % | 100 | % | 100 | % | 100 | % | |||||||||||||||||||||||||||||
Aa1 - A1 | 79 | - | - | - | |||||||||||||||||||||||||||||||||
Baa1 | 5 | - | - | - | |||||||||||||||||||||||||||||||||
Not rated | 16 | - | - | - | |||||||||||||||||||||||||||||||||
Total | 100 | % | 100 | % | 100 | % | 100 | % | |||||||||||||||||||||||||||||
State | Collateralized | Other | SBA | ||||||||||||||||||||||||||||||||||
and | mortgage obligations | mortgage-backed | loan-backed | ||||||||||||||||||||||||||||||||||
municipal | (federal agencies) | (federal agencies) | (federal agency) | ||||||||||||||||||||||||||||||||||
Aaa | - | % | - | % | 2 | % | - | % | |||||||||||||||||||||||||||||
Aa+ | - | 100 | 98 | 100 | |||||||||||||||||||||||||||||||||
Aa - Aa- | 31 | - | - | - | |||||||||||||||||||||||||||||||||
Not rated | 69 | - | - | - | |||||||||||||||||||||||||||||||||
Total | 100 | % | 100 | % | 100 | % | 100 | % | |||||||||||||||||||||||||||||
Investments Classified by Contractual Maturity Date [Table Text Block] | ' | ||||||||||||||||||||||||||||||||||||
Amortized cost | Fair value | ||||||||||||||||||||||||||||||||||||
Due in one year or less | $ | 3,944 | $ | 3,992 | |||||||||||||||||||||||||||||||||
Due after one year through five years | 2,989 | 3,115 | |||||||||||||||||||||||||||||||||||
Due after five years through ten years | 1,084 | 1,028 | |||||||||||||||||||||||||||||||||||
Due after ten years | - | - | |||||||||||||||||||||||||||||||||||
State and municipal | 8,017 | 8,135 | |||||||||||||||||||||||||||||||||||
Due in one year or less | 8,124 | 8,177 | |||||||||||||||||||||||||||||||||||
Due after one year through five years | 15,715 | 15,371 | |||||||||||||||||||||||||||||||||||
Due after five years through ten years | 80,098 | 76,490 | |||||||||||||||||||||||||||||||||||
Due after ten years | - | - | |||||||||||||||||||||||||||||||||||
Collateralized mortgage obligations (federal agencies) | 103,937 | 100,038 | |||||||||||||||||||||||||||||||||||
Due in one year or less | - | - | |||||||||||||||||||||||||||||||||||
Due after one year through five years | 47,699 | 47,532 | |||||||||||||||||||||||||||||||||||
Due after five years through ten years | 14,875 | 14,484 | |||||||||||||||||||||||||||||||||||
Due after ten years | 18,173 | 17,792 | |||||||||||||||||||||||||||||||||||
Other mortgage-backed (federal agencies) | 80,747 | 79,808 | |||||||||||||||||||||||||||||||||||
Due in one year or less | - | - | |||||||||||||||||||||||||||||||||||
Due after one year through five years | 15,235 | 15,176 | |||||||||||||||||||||||||||||||||||
Due after five years through ten years | 14,507 | 14,499 | |||||||||||||||||||||||||||||||||||
Due after ten years | 9,263 | 9,423 | |||||||||||||||||||||||||||||||||||
SBA loan-backed (federal agency) | 39,005 | 39,098 | |||||||||||||||||||||||||||||||||||
Total investment securities available for sale | $ | 231,706 | $ | 227,079 | |||||||||||||||||||||||||||||||||
Schedule of Available for Sale Securities Pledged as Collateral [Table Text Block] | ' | ||||||||||||||||||||||||||||||||||||
September 30, | December 31, | ||||||||||||||||||||||||||||||||||||
2013 | 2012 | ||||||||||||||||||||||||||||||||||||
Public funds deposits | $ | 120,014 | $ | 106,642 | |||||||||||||||||||||||||||||||||
Federal Reserve line of credit | 1,419 | 1,583 | |||||||||||||||||||||||||||||||||||
Total | $ | 121,433 | $ | 108,225 |
Note_5_Loans_Tables
Note 5 - Loans (Tables) | 9 Months Ended | ||||||||||||||||||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||||||||||||||||||
Note 5 - Loans (Tables) [Line Items] | ' | ||||||||||||||||||||||||||||||||
Schedule of Gross Loans and Commercial Loans [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
30-Sep-13 | 31-Dec-12 | ||||||||||||||||||||||||||||||||
Total | % of total | Total | % of total | ||||||||||||||||||||||||||||||
Commercial real estate | $ | 455,058 | 60.1 | % | $ | 459,212 | 62.1 | % | |||||||||||||||||||||||||
Single-family residential | 174,693 | 23.1 | 168,180 | 22.8 | |||||||||||||||||||||||||||||
Commercial and industrial | 67,097 | 8.9 | 51,661 | 7 | |||||||||||||||||||||||||||||
Consumer | 49,396 | 6.5 | 50,574 | 6.8 | |||||||||||||||||||||||||||||
Other | 10,570 | 1.4 | 9,431 | 1.3 | |||||||||||||||||||||||||||||
Total loans | $ | 756,814 | 100 | % | $ | 739,058 | 100 | % | |||||||||||||||||||||||||
Less: other loans held for sale | - | (776 | ) | ||||||||||||||||||||||||||||||
Loans, gross | $ | 756,814 | $ | 738,282 | |||||||||||||||||||||||||||||
Summary of Loans Secured by Commercial Real Estate [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
Total commercial | % of gross loans | % of Bank's total | |||||||||||||||||||||||||||||||
real estate loans | regulatory capital | ||||||||||||||||||||||||||||||||
Secured by commercial real estate | |||||||||||||||||||||||||||||||||
Construction, land development, and other land loans | $ | 75,400 | 10 | % | 59.4 | % | |||||||||||||||||||||||||||
Multifamily residential | 10,695 | 1.4 | 8.4 | ||||||||||||||||||||||||||||||
Nonfarm nonresidential | 368,963 | 48.7 | 290.8 | ||||||||||||||||||||||||||||||
Total loans secured by commercial real estate | $ | 455,058 | 60.1 | % | 358.6 | % | |||||||||||||||||||||||||||
Summary of Loans Secured by Commercial Real Estate by Category [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
Total commercial | % of gross loans | % of Bank's total regulatory capital | |||||||||||||||||||||||||||||||
real estate loans | |||||||||||||||||||||||||||||||||
Development commercial real estate loans | |||||||||||||||||||||||||||||||||
Secured by: | |||||||||||||||||||||||||||||||||
Land - unimproved (commercial or residential) | $ | 21,013 | 2.8 | % | 16.6 | % | |||||||||||||||||||||||||||
Land development - commercial | 6,010 | 0.8 | 4.7 | ||||||||||||||||||||||||||||||
Land development - residential | 7,904 | 1 | 6.2 | ||||||||||||||||||||||||||||||
Commercial construction: | |||||||||||||||||||||||||||||||||
Retail | 5,550 | 0.7 | 4.4 | ||||||||||||||||||||||||||||||
Multifamily | 8,318 | 1.1 | 6.6 | ||||||||||||||||||||||||||||||
Industrial and warehouse | 1,281 | 0.2 | 1 | ||||||||||||||||||||||||||||||
Miscellaneous commercial | 7,001 | 0.9 | 5.5 | ||||||||||||||||||||||||||||||
Total development commercial real estate loans | 57,077 | 7.5 | 45 | ||||||||||||||||||||||||||||||
Existing and other commercial real estate loans | |||||||||||||||||||||||||||||||||
Secured by: | |||||||||||||||||||||||||||||||||
Hotel / motel | 56,807 | 7.5 | 44.8 | ||||||||||||||||||||||||||||||
Retail | 25,739 | 3.4 | 20.3 | ||||||||||||||||||||||||||||||
Office | 11,103 | 1.5 | 8.7 | ||||||||||||||||||||||||||||||
Multifamily | 10,695 | 1.4 | 8.4 | ||||||||||||||||||||||||||||||
Industrial and warehouse | 6,664 | 0.9 | 5.3 | ||||||||||||||||||||||||||||||
Healthcare | 14,071 | 1.9 | 11.1 | ||||||||||||||||||||||||||||||
Miscellaneous commercial | 114,524 | 15.1 | 90.2 | ||||||||||||||||||||||||||||||
Residential construction - speculative | 369 | - | 0.3 | ||||||||||||||||||||||||||||||
Total existing and other commercial real estate loans | 239,972 | 31.7 | 189.1 | ||||||||||||||||||||||||||||||
Commercial real estate owner occupied and residential loans | |||||||||||||||||||||||||||||||||
Secured by: | |||||||||||||||||||||||||||||||||
Commercial - owner occupied | 140,056 | 18.5 | 110.3 | ||||||||||||||||||||||||||||||
Commercial construction - owner occupied | 9,617 | 1.3 | 7.6 | ||||||||||||||||||||||||||||||
Residential construction - contract | 8,336 | 1.1 | 6.6 | ||||||||||||||||||||||||||||||
Total commercial real estate owner occupied and residential loans | 158,009 | 20.9 | 124.5 | ||||||||||||||||||||||||||||||
Total loans secured by commercial real estate | $ | 455,058 | 60.1 | % | 358.6 | % | |||||||||||||||||||||||||||
Financing Receivable Internally Assigned Credit Quality Indicators [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
Construction, land development and other land loans | Multifamily residential | Nonfarm nonresidential | Total commercial real estate | ||||||||||||||||||||||||||||||
Grade 1 | $ | - | $ | - | $ | - | $ | - | |||||||||||||||||||||||||
Grade 2 | - | - | - | - | |||||||||||||||||||||||||||||
Grade 3 | 9,193 | 168 | 69,394 | 78,755 | |||||||||||||||||||||||||||||
Grade 4 | 32,826 | 1,131 | 171,193 | 205,150 | |||||||||||||||||||||||||||||
Grade W | 8,616 | 9,206 | 79,937 | 97,759 | |||||||||||||||||||||||||||||
Grade 5 | 2,296 | - | 17,447 | 19,743 | |||||||||||||||||||||||||||||
Grade 6 | 4,859 | 181 | 29,084 | 34,124 | |||||||||||||||||||||||||||||
Grade 7 | 803 | - | 1,590 | 2,393 | |||||||||||||||||||||||||||||
Not risk rated* | 16,807 | 9 | 318 | 17,134 | |||||||||||||||||||||||||||||
Total | $ | 75,400 | $ | 10,695 | $ | 368,963 | $ | 455,058 | |||||||||||||||||||||||||
Schedules of Internal Quality Indicators on Commercial and Industrial [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
Commercial and industrial | |||||||||||||||||||||||||||||||||
Grade 1 | $ | 1,056 | |||||||||||||||||||||||||||||||
Grade 2 | 1,109 | ||||||||||||||||||||||||||||||||
Grade 3 | 8,018 | ||||||||||||||||||||||||||||||||
Grade 4 | 47,785 | ||||||||||||||||||||||||||||||||
Grade W | 5,866 | ||||||||||||||||||||||||||||||||
Grade 5 | 841 | ||||||||||||||||||||||||||||||||
Grade 6 | 2,057 | ||||||||||||||||||||||||||||||||
Grade 7 | 304 | ||||||||||||||||||||||||||||||||
Not risk rated | 61 | ||||||||||||||||||||||||||||||||
Total | $ | 67,097 | |||||||||||||||||||||||||||||||
Commercial and industrial | |||||||||||||||||||||||||||||||||
Grade 1 | $ | 3,462 | |||||||||||||||||||||||||||||||
Grade 2 | 208 | ||||||||||||||||||||||||||||||||
Grade 3 | 7,210 | ||||||||||||||||||||||||||||||||
Grade 4 | 28,293 | ||||||||||||||||||||||||||||||||
Grade W | 7,330 | ||||||||||||||||||||||||||||||||
Grade 5 | 677 | ||||||||||||||||||||||||||||||||
Grade 6 | 3,701 | ||||||||||||||||||||||||||||||||
Grade 7 | 732 | ||||||||||||||||||||||||||||||||
Not risk rated | 48 | ||||||||||||||||||||||||||||||||
Total | $ | 51,661 | |||||||||||||||||||||||||||||||
Schedule of Mortgage Loan by Credit Quality Indicator [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
Single-family residential revolving, open end loans | Single-family residential closed end, first lien | Single-family residential closed end, junior lien | Total single-family residential loans | ||||||||||||||||||||||||||||||
Performing | $ | 64,869 | $ | 101,170 | $ | 3,818 | $ | 169,857 | |||||||||||||||||||||||||
Nonperforming | 1,019 | 3,585 | 232 | 4,836 | |||||||||||||||||||||||||||||
Total | $ | 65,888 | $ | 104,755 | $ | 4,050 | $ | 174,693 | |||||||||||||||||||||||||
Single-family residential revolving, open end loans | Single-family residential closed end, first lien | Single-family residential closed end, junior lien | Total single-family residential loans | ||||||||||||||||||||||||||||||
Performing | $ | 58,935 | $ | 99,080 | $ | 4,608 | $ | 162,623 | |||||||||||||||||||||||||
Nonperforming | 816 | 4,442 | 299 | 5,557 | |||||||||||||||||||||||||||||
Total | $ | 59,751 | $ | 103,522 | $ | 4,907 | $ | 168,180 | |||||||||||||||||||||||||
Schedule of Consumer Loans by Credit Quality Indicators [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
Credit cards | Consumer-other | Total consumer | |||||||||||||||||||||||||||||||
Performing | $ | - | $ | 49,205 | $ | 49,205 | |||||||||||||||||||||||||||
Nonperforming | 3 | 188 | 191 | ||||||||||||||||||||||||||||||
Total | $ | 3 | $ | 49,393 | $ | 49,396 | |||||||||||||||||||||||||||
Other | |||||||||||||||||||||||||||||||||
Performing | $ | 10,569 | |||||||||||||||||||||||||||||||
Nonperforming | 1 | ||||||||||||||||||||||||||||||||
Total | $ | 10,570 | |||||||||||||||||||||||||||||||
Credit cards | Consumer-other | Total consumer | |||||||||||||||||||||||||||||||
Performing | $ | - | $ | 50,310 | $ | 50,310 | |||||||||||||||||||||||||||
Nonperforming | 17 | 247 | 264 | ||||||||||||||||||||||||||||||
Total | $ | 17 | $ | 50,557 | $ | 50,574 | |||||||||||||||||||||||||||
Other | |||||||||||||||||||||||||||||||||
Performing | $ | 9,429 | |||||||||||||||||||||||||||||||
Nonperforming | 2 | ||||||||||||||||||||||||||||||||
Total | $ | 9,431 | |||||||||||||||||||||||||||||||
Schedule of Carrying Balance of Troubled Debt Restructurings [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
30-Sep-13 | 31-Dec-12 | ||||||||||||||||||||||||||||||||
Performing | Nonperforming | Total | Performing | Nonperforming | Total | ||||||||||||||||||||||||||||
Loans, gross | $ | 27,012 | $ | 2,435 | $ | 29,447 | $ | 30,154 | $ | 3,124 | $ | 33,278 | |||||||||||||||||||||
Other loans held for sale | - | - | - | - | - | - | |||||||||||||||||||||||||||
Total troubled debt restructurings | $ | 27,012 | $ | 2,435 | $ | 29,447 | $ | 30,154 | $ | 3,124 | $ | 33,278 | |||||||||||||||||||||
Troubled Debt Restructurings on Financing Receivables [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
For the three months ended | For the nine months ended | ||||||||||||||||||||||||||||||||
September 30, | September 30, | ||||||||||||||||||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||||||||||||||||||
Carrying balance | $ | - | $ | 131 | $ | 5,842 | $ | 6,018 | |||||||||||||||||||||||||
Count | - | 1 | 8 | 19 | |||||||||||||||||||||||||||||
Schedule of Loans Modified [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
For the three months ended September 30, | |||||||||||||||||||||||||||||||||
2013 | 2012 | ||||||||||||||||||||||||||||||||
Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | ||||||||||||||||||||||||||||
Nonfarm nonresidential | 1 | $ | 480 | $ | 480 | 1 | $ | 255 | $ | 255 | |||||||||||||||||||||||
Total commercial real estate | 1 | 480 | 480 | 1 | 255 | 255 | |||||||||||||||||||||||||||
Single-family real estate | - | - | - | 3 | 645 | 645 | |||||||||||||||||||||||||||
Commercial and industrial | 1 | 241 | 241 | - | - | - | |||||||||||||||||||||||||||
Loans, gross | 2 | $ | 721 | $ | 721 | 4 | $ | 900 | $ | 900 | |||||||||||||||||||||||
For the three months ended September 30, | |||||||||||||||||||||||||||||||||
2013 | 2012 | ||||||||||||||||||||||||||||||||
Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | ||||||||||||||||||||||||||||
Term concession | 2 | $ | 721 | $ | 721 | 2 | $ | 439 | $ | 439 | |||||||||||||||||||||||
Rate and term concessions | - | - | - | 2 | 461 | 461 | |||||||||||||||||||||||||||
Loans, gross | 2 | $ | 721 | $ | 721 | 4 | $ | 900 | $ | 900 | |||||||||||||||||||||||
Schedule of Modified Troubled Debt Restructuring Loans [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
For the three months ended September 30, | For the nine months ended September 30, | ||||||||||||||||||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||||||||||||||||||
Number of loans | Recorded investment | Number of loans | Recorded investment | Number of loans | Recorded investment | Number of loans | Recorded investment | ||||||||||||||||||||||||||
Construction, land development and other land loans | - | $ | - | - | $ | - | 1 | $ | 56 | 1 | $ | 488 | |||||||||||||||||||||
Nonfarm nonresidential | - | - | 1 | 256 | - | - | 6 | 1,801 | |||||||||||||||||||||||||
Total commercial real estate | - | - | 1 | 256 | 1 | 56 | 7 | 2,289 | |||||||||||||||||||||||||
Single-family real estate | 1 | 404 | - | - | 1 | 404 | 1 | 46 | |||||||||||||||||||||||||
Commercial and industrial | 1 | 127 | - | - | 1 | 127 | - | - | |||||||||||||||||||||||||
Consumer | - | - | - | - | - | - | - | - | |||||||||||||||||||||||||
Loans, gross | 2 | $ | 531 | 1 | $ | 256 | 3 | $ | 587 | 8 | $ | 2,335 | |||||||||||||||||||||
Schedule of Composition of Troubled Debt Restructuring Impaired Loans [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||
Performing troubled debt restructured loans | Nonperforming troubled debt restructured loans | Nonperforming other loans | Performing other loans | Total | |||||||||||||||||||||||||||||
Loans, gross | $ | 27,012 | $ | 2,435 | $ | 4,455 | $ | 10,283 | $ | 44,185 | |||||||||||||||||||||||
Total impaired loans | $ | 27,012 | $ | 2,435 | $ | 4,455 | $ | 10,283 | $ | 44,185 | |||||||||||||||||||||||
31-Dec-12 | |||||||||||||||||||||||||||||||||
Performing troubled debt restructured loans | Nonperforming troubled debt restructured loans | Nonperforming other loans | Performing other loans | Total | |||||||||||||||||||||||||||||
Loans, gross | $ | 30,154 | $ | 3,124 | $ | 2,628 | $ | 5,413 | $ | 41,319 | |||||||||||||||||||||||
Other loans held for sale | - | - | 776 | - | 776 | ||||||||||||||||||||||||||||
Total impaired loans | $ | 30,154 | $ | 3,124 | $ | 3,404 | $ | 5,413 | $ | 42,095 | |||||||||||||||||||||||
Schedule of Composition of Impaired Loans by Class [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
Loans, gross | |||||||||||||||||||||||||||||||||
Recorded investment | Unpaid principal balance | Related allowance | |||||||||||||||||||||||||||||||
With no related allowance recorded: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 3,260 | $ | 6,519 | |||||||||||||||||||||||||||||
Multifamily residential | 181 | 239 | |||||||||||||||||||||||||||||||
Nonfarm nonresidential | 24,201 | 30,986 | |||||||||||||||||||||||||||||||
Total commercial real estate | 27,642 | 37,744 | |||||||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | - | - | |||||||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 1,478 | 5,924 | |||||||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | - | - | |||||||||||||||||||||||||||||||
Total single-family residential | 1,478 | 5,924 | |||||||||||||||||||||||||||||||
Commercial and industrial | 952 | 1,845 | |||||||||||||||||||||||||||||||
Consumer | 7 | 7 | |||||||||||||||||||||||||||||||
Total impaired loans with no related allowance recorded | $ | 30,079 | $ | 45,520 | |||||||||||||||||||||||||||||
With an allowance recorded: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 261 | $ | 261 | $ | 68 | |||||||||||||||||||||||||||
Multifamily residential | - | - | - | ||||||||||||||||||||||||||||||
Nonfarm nonresidential | 12,321 | 12,321 | 1,884 | ||||||||||||||||||||||||||||||
Total commercial real estate | 12,582 | 12,582 | 1,952 | ||||||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 404 | 404 | 83 | ||||||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 553 | 553 | 49 | ||||||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 198 | 198 | 63 | ||||||||||||||||||||||||||||||
Total single-family residential | 1,155 | 1,155 | 195 | ||||||||||||||||||||||||||||||
Commercial and industrial | 342 | 342 | 17 | ||||||||||||||||||||||||||||||
Consumer | 27 | 27 | 4 | ||||||||||||||||||||||||||||||
Total impaired loans with an allowance recorded | $ | 14,106 | $ | 14,106 | $ | 2,168 | |||||||||||||||||||||||||||
Total: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 3,521 | $ | 6,780 | $ | 68 | |||||||||||||||||||||||||||
Multifamily residential | 181 | 239 | - | ||||||||||||||||||||||||||||||
Nonfarm nonresidential | 36,522 | 43,307 | 1,884 | ||||||||||||||||||||||||||||||
Total commercial real estate | 40,224 | 50,326 | 1,952 | ||||||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 404 | 404 | 83 | ||||||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 2,031 | 6,477 | 49 | ||||||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 198 | 198 | 63 | ||||||||||||||||||||||||||||||
Total single-family residential | 2,633 | 7,079 | 195 | ||||||||||||||||||||||||||||||
Commercial and industrial | 1,294 | 2,187 | 17 | ||||||||||||||||||||||||||||||
Consumer | 34 | 34 | 4 | ||||||||||||||||||||||||||||||
Total impaired loans | $ | 44,185 | $ | 59,626 | $ | 2,168 | |||||||||||||||||||||||||||
Loans, gross | Other loans held for sale | Total loans | |||||||||||||||||||||||||||||||
Recorded investment | Unpaid principal balance | Related | Recorded investment | Unpaid principal balance | Recorded investment | Unpaid principal balance | Related allowance | ||||||||||||||||||||||||||
allowance | |||||||||||||||||||||||||||||||||
With no related allowance recorded: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 3,732 | $ | 16,005 | $ | 776 | $ | 8,656 | $ | 4,508 | $ | 24,661 | |||||||||||||||||||||
Multifamily residential | - | - | - | - | - | - | |||||||||||||||||||||||||||
Nonfarm nonresidential | 18,012 | 24,275 | - | - | 18,012 | 24,275 | |||||||||||||||||||||||||||
Total commercial real estate | 21,744 | 40,280 | 776 | 8,656 | 22,520 | 48,936 | |||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | - | - | - | - | - | - | |||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 1,963 | 6,408 | - | - | 1,963 | 6,408 | |||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 31 | 31 | - | - | 31 | 31 | |||||||||||||||||||||||||||
Total single-family residential | 1,994 | 6,439 | - | - | 1,994 | 6,439 | |||||||||||||||||||||||||||
Commercial and industrial | 674 | 1,101 | - | - | 674 | 1,101 | |||||||||||||||||||||||||||
Consumer | 18 | 18 | 18 | 18 | |||||||||||||||||||||||||||||
Total impaired loans with no related allowance recorded | $ | 24,430 | $ | 47,838 | $ | 776 | $ | 8,656 | $ | 25,206 | $ | 56,494 | |||||||||||||||||||||
With an allowance recorded: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 254 | $ | 254 | $ | 68 | $ | 254 | $ | 254 | $ | 68 | |||||||||||||||||||||
Multifamily residential | 246 | 246 | 76 | 246 | 246 | 76 | |||||||||||||||||||||||||||
Nonfarm nonresidential | 14,309 | 14,309 | 2,055 | 14,309 | 14,309 | 2,055 | |||||||||||||||||||||||||||
Total commercial real estate | 14,809 | 14,809 | 2,199 | 14,809 | 14,809 | 2,199 | |||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 404 | 404 | - | 404 | 404 | - | |||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 707 | 707 | 54 | 707 | 707 | 54 | |||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 173 | 173 | 162 | 173 | 173 | 162 | |||||||||||||||||||||||||||
Total single-family residential | 1,284 | 1,284 | 216 | 1,284 | 1,284 | 216 | |||||||||||||||||||||||||||
Commercial and industrial | 776 | 776 | 58 | 776 | 776 | 58 | |||||||||||||||||||||||||||
Consumer | 20 | 20 | 4 | 20 | 20 | 4 | |||||||||||||||||||||||||||
Total impaired loans with an allowance recorded | $ | 16,889 | $ | 16,889 | $ | 2,477 | $ | 16,889 | $ | 16,889 | $ | 2,477 | |||||||||||||||||||||
Total: | |||||||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 3,986 | $ | 16,259 | $ | 68 | $ | 776 | $ | 8,656 | $ | 4,762 | $ | 24,915 | $ | 68 | |||||||||||||||||
Multifamily residential | 246 | 246 | 76 | - | - | 246 | 246 | 76 | |||||||||||||||||||||||||
Nonfarm nonresidential | 32,321 | 38,584 | 2,055 | - | - | 32,321 | 38,584 | 2,055 | |||||||||||||||||||||||||
Total commercial real estate | 36,553 | 55,089 | 2,199 | 776 | 8,656 | 37,329 | 63,745 | 2,199 | |||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 404 | 404 | - | - | - | 404 | 404 | - | |||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 2,670 | 7,115 | 54 | - | - | 2,670 | 7,115 | 54 | |||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 204 | 204 | 162 | - | - | 204 | 204 | 162 | |||||||||||||||||||||||||
Total single-family residential | 3,278 | 7,723 | 216 | - | - | 3,278 | 7,723 | 216 | |||||||||||||||||||||||||
Commercial and industrial | 1,450 | 1,877 | 58 | - | - | 1,450 | 1,877 | 58 | |||||||||||||||||||||||||
Consumer | 38 | 38 | 4 | - | - | 38 | 38 | 4 | |||||||||||||||||||||||||
Total impaired loans | $ | 41,319 | $ | 64,727 | $ | 2,477 | $ | 776 | $ | 8,656 | $ | 42,095 | $ | 73,383 | $ | 2,477 | |||||||||||||||||
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
For the three months ended September 30, 2013 | |||||||||||||||||||||||||||||||||
Commercial | Single-family | Commercial and | Consumer | Other | Total | ||||||||||||||||||||||||||||
real estate | residential | industrial | |||||||||||||||||||||||||||||||
Allowance for loan losses: | |||||||||||||||||||||||||||||||||
Allowance for loan losses, beginning of period | $ | 11,029 | $ | 3,018 | $ | 2,139 | $ | 1,025 | $ | 7 | $ | 17,218 | |||||||||||||||||||||
Provision for loan losses | 562 | 214 | (254 | ) | 50 | 73 | 645 | ||||||||||||||||||||||||||
Loan charge-offs | 526 | 179 | 472 | 58 | 151 | 1,386 | |||||||||||||||||||||||||||
Loan recoveries | 40 | 28 | 44 | 36 | 81 | 229 | |||||||||||||||||||||||||||
Net loans charged-off | 486 | 151 | 428 | 22 | 70 | 1,157 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 11,105 | $ | 3,081 | $ | 1,457 | $ | 1,053 | $ | 10 | $ | 16,706 | |||||||||||||||||||||
For the nine months ended September 30, 2013 | |||||||||||||||||||||||||||||||||
Commercial | Single-family | Commercial and | Consumer | Other | Total | ||||||||||||||||||||||||||||
real estate | residential | industrial | |||||||||||||||||||||||||||||||
Allowance for loan losses, beginning of period | $ | 12,317 | $ | 3,140 | $ | 1,264 | $ | 1,093 | $ | 11 | $ | 17,825 | |||||||||||||||||||||
Provision for loan losses | (36 | ) | 465 | 960 | 68 | 208 | 1,665 | ||||||||||||||||||||||||||
Loan charge-offs | 1,284 | 611 | 846 | 219 | 501 | 3,461 | |||||||||||||||||||||||||||
Loan recoveries | 108 | 87 | 79 | 111 | 292 | 677 | |||||||||||||||||||||||||||
Net loans charged-off | 1,176 | 524 | 767 | 108 | 209 | 2,784 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 11,105 | $ | 3,081 | $ | 1,457 | $ | 1,053 | $ | 10 | $ | 16,706 | |||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||
Individually evaluated for impairment | $ | 1,952 | $ | 195 | $ | 17 | $ | 4 | $ | - | $ | 2,168 | |||||||||||||||||||||
Collectively evaluated for impairment | 9,153 | 2,886 | 1,440 | 1,049 | 10 | 14,538 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 11,105 | $ | 3,081 | $ | 1,457 | $ | 1,053 | $ | 10 | $ | 16,706 | |||||||||||||||||||||
30-Sep-13 | |||||||||||||||||||||||||||||||||
Individually evaluated for impairment | $ | 40,224 | $ | 2,633 | $ | 1,294 | $ | 34 | $ | - | $ | 44,185 | |||||||||||||||||||||
Collectively evaluated for impairment | 414,834 | 172,060 | 65,803 | 49,362 | 10,570 | 712,629 | |||||||||||||||||||||||||||
Total loans, gross | $ | 455,058 | $ | 174,693 | $ | 67,097 | $ | 49,396 | $ | 10,570 | $ | 756,814 | |||||||||||||||||||||
For the three months ended September 30, 2012 | |||||||||||||||||||||||||||||||||
Commercial | Single-family | Commercial and | Consumer | Other | Total | ||||||||||||||||||||||||||||
real estate | residential | industrial | |||||||||||||||||||||||||||||||
Allowance for loan losses: | |||||||||||||||||||||||||||||||||
Allowance for loan losses, beginning of period | $ | 12,552 | $ | 3,308 | $ | 1,334 | $ | 1,070 | $ | 14 | $ | 18,278 | |||||||||||||||||||||
Provision for loan losses | 483 | 40 | (92 | ) | 104 | 65 | 600 | ||||||||||||||||||||||||||
Loan charge-offs | 274 | 141 | 59 | 139 | 178 | 791 | |||||||||||||||||||||||||||
Loan recoveries | 66 | 20 | 25 | 39 | 101 | 251 | |||||||||||||||||||||||||||
Net loans charged-off | 208 | 121 | 34 | 100 | 77 | 540 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 12,827 | $ | 3,227 | $ | 1,208 | $ | 1,074 | $ | 2 | $ | 18,338 | |||||||||||||||||||||
For the nine months ended September 30, 2012 | |||||||||||||||||||||||||||||||||
Commercial | Single-family | Commercial and | Consumer | Other | Total | ||||||||||||||||||||||||||||
real estate | residential | industrial | |||||||||||||||||||||||||||||||
Allowance for loan losses, beginning of period | $ | 18,026 | $ | 4,488 | $ | 1,862 | $ | 1,209 | $ | 11 | $ | 25,596 | |||||||||||||||||||||
Provision for loan losses | 10,126 | 1,689 | (426 | ) | 218 | 143 | 11,750 | ||||||||||||||||||||||||||
Loan charge-offs | 15,495 | 3,044 | 361 | 498 | 497 | 19,895 | |||||||||||||||||||||||||||
Loan recoveries | 170 | 94 | 133 | 145 | 345 | 887 | |||||||||||||||||||||||||||
Net loans charged-off | 15,325 | 2,950 | 228 | 353 | 152 | 19,008 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 12,827 | $ | 3,227 | $ | 1,208 | $ | 1,074 | $ | 2 | $ | 18,338 | |||||||||||||||||||||
30-Sep-12 | |||||||||||||||||||||||||||||||||
Individually evaluated for impairment | $ | 3,127 | $ | 261 | $ | 49 | $ | 5 | $ | - | $ | 3,442 | |||||||||||||||||||||
Collectively evaluated for impairment | 9,700 | 2,966 | 1,159 | 1,069 | 2 | 14,896 | |||||||||||||||||||||||||||
Allowance for loan losses, end of period | $ | 12,827 | $ | 3,227 | $ | 1,208 | $ | 1,074 | $ | 2 | $ | 18,338 | |||||||||||||||||||||
30-Sep-12 | |||||||||||||||||||||||||||||||||
Individually evaluated for impairment | $ | 35,486 | $ | 3,746 | $ | 1,481 | $ | 39 | $ | - | $ | 40,752 | |||||||||||||||||||||
Collectively evaluated for impairment | 415,898 | 166,397 | 50,440 | 51,332 | 9,121 | 693,188 | |||||||||||||||||||||||||||
Total loans, gross | $ | 451,384 | $ | 170,143 | $ | 51,921 | $ | 51,371 | $ | 9,121 | $ | 733,940 | |||||||||||||||||||||
December [Member] | ' | ||||||||||||||||||||||||||||||||
Note 5 - Loans (Tables) [Line Items] | ' | ||||||||||||||||||||||||||||||||
Financing Receivable Internally Assigned Credit Quality Indicators [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
Construction, land development and other land loans | Multifamily residential | Nonfarm nonresidential | Commercial real estate in other loans held for sale | Total commercial real estate | |||||||||||||||||||||||||||||
Grade 1 | $ | - | $ | - | $ | 2,643 | $ | - | $ | 2,643 | |||||||||||||||||||||||
Grade 2 | - | - | - | - | - | ||||||||||||||||||||||||||||
Grade 3 | 10,384 | 404 | 83,554 | - | 94,342 | ||||||||||||||||||||||||||||
Grade 4 | 22,384 | 1,391 | 151,956 | - | 175,731 | ||||||||||||||||||||||||||||
Grade W | 6,735 | 2,431 | 73,306 | - | 82,472 | ||||||||||||||||||||||||||||
Grade 5 | 3,354 | 7,183 | 28,910 | - | 39,447 | ||||||||||||||||||||||||||||
Grade 6 | 4,000 | 246 | 38,328 | - | 42,574 | ||||||||||||||||||||||||||||
Grade 7 | 2,780 | - | 1,801 | 776 | 5,357 | ||||||||||||||||||||||||||||
Not risk rated* | 16,486 | 4 | 156 | - | 16,646 | ||||||||||||||||||||||||||||
$ | 66,123 | $ | 11,659 | $ | 380,654 | $ | 776 | $ | 459,212 | ||||||||||||||||||||||||
Less: Commercial real estate included in other loans held for sale | (776 | ) | |||||||||||||||||||||||||||||||
Total | $ | 458,436 | |||||||||||||||||||||||||||||||
September 30, 2013 [Member] | ' | ||||||||||||||||||||||||||||||||
Note 5 - Loans (Tables) [Line Items] | ' | ||||||||||||||||||||||||||||||||
Past Due Financing Receivables [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
30-89 days past due and still accruing | Greater than 90 days past due and still accruing | Greater than 90 days past due and not accruing (nonaccrual) | Total past due | Current | Total loans | ||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 336 | $ | - | $ | 4,143 | $ | 4,479 | $ | 70,921 | $ | 75,400 | |||||||||||||||||||||
Multifamily residential | - | - | 181 | 181 | 10,514 | 10,695 | |||||||||||||||||||||||||||
Nonfarm nonresidential | 1,342 | 1,723 | 4,623 | 7,688 | 361,275 | 368,963 | |||||||||||||||||||||||||||
Total commercial real estate | 1,678 | 1,723 | 8,947 | 12,348 | 442,710 | 455,058 | |||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 173 | - | 1,019 | 1,192 | 64,696 | 65,888 | |||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 461 | - | 3,585 | 4,046 | 100,709 | 104,755 | |||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | - | - | 232 | 232 | 3,818 | 4,050 | |||||||||||||||||||||||||||
Total single-family residential | 634 | - | 4,836 | 5,470 | 169,223 | 174,693 | |||||||||||||||||||||||||||
Commercial and industrial | 373 | - | 760 | 1,133 | 65,964 | 67,097 | |||||||||||||||||||||||||||
Credit cards | - | - | 3 | 3 | - | 3 | |||||||||||||||||||||||||||
All other consumer | 393 | - | 188 | 581 | 48,812 | 49,393 | |||||||||||||||||||||||||||
Total consumer | 393 | - | 191 | 584 | 48,812 | 49,396 | |||||||||||||||||||||||||||
Farmland | - | - | - | - | 3,195 | 3,195 | |||||||||||||||||||||||||||
Obligations of states and political subdivisions of the U.S. | - | - | - | - | 515 | 515 | |||||||||||||||||||||||||||
Other | - | - | 1 | 1 | 6,859 | 6,860 | |||||||||||||||||||||||||||
Total other | - | - | 1 | 1 | 10,569 | 10,570 | |||||||||||||||||||||||||||
Total loans, gross | $ | 3,078 | $ | 1,723 | $ | 14,735 | $ | 19,536 | $ | 737,278 | $ | 756,814 | |||||||||||||||||||||
December 31, 2012 [Member] | ' | ||||||||||||||||||||||||||||||||
Note 5 - Loans (Tables) [Line Items] | ' | ||||||||||||||||||||||||||||||||
Past Due Financing Receivables [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
30-89 days past due and still accruing | Greater than 90 days past due and not accruing (nonaccrual) | Total past due | Current | Total loans | |||||||||||||||||||||||||||||
Construction, land development and other land loans | $ | 175 | $ | 5,467 | $ | 5,642 | $ | 61,257 | $ | 66,899 | |||||||||||||||||||||||
Multifamily residential | 245 | - | 245 | 11,414 | 11,659 | ||||||||||||||||||||||||||||
Nonfarm nonresidential | 4,574 | 3,732 | 8,306 | 372,348 | 380,654 | ||||||||||||||||||||||||||||
Total commercial real estate | 4,994 | 9,199 | 14,193 | 445,019 | 459,212 | ||||||||||||||||||||||||||||
Single-family real estate, revolving, open end loans | 245 | 816 | 1,061 | 58,690 | 59,751 | ||||||||||||||||||||||||||||
Single-family real estate, closed end, first lien | 1,441 | 4,442 | 5,883 | 97,639 | 103,522 | ||||||||||||||||||||||||||||
Single-family real estate, closed end, junior lien | 99 | 299 | 398 | 4,509 | 4,907 | ||||||||||||||||||||||||||||
Total single-family residential | 1,785 | 5,557 | 7,342 | 160,838 | 168,180 | ||||||||||||||||||||||||||||
Commercial and industrial | 395 | 826 | 1,221 | 50,440 | 51,661 | ||||||||||||||||||||||||||||
Credit cards | - | 17 | 17 | - | 17 | ||||||||||||||||||||||||||||
All other consumer | 405 | 247 | 652 | 49,905 | 50,557 | ||||||||||||||||||||||||||||
Total consumer | 405 | 264 | 669 | 49,905 | 50,574 | ||||||||||||||||||||||||||||
Farmland | - | - | - | 3,171 | 3,171 | ||||||||||||||||||||||||||||
Obligations of states and political subdivisions of the U.S. | - | - | - | 739 | 739 | ||||||||||||||||||||||||||||
Other | 1 | 2 | 3 | 5,518 | 5,521 | ||||||||||||||||||||||||||||
Total other | 1 | 2 | 3 | 9,428 | 9,431 | ||||||||||||||||||||||||||||
Total loans | $ | 7,580 | $ | 15,848 | $ | 23,428 | $ | 715,630 | $ | 739,058 | |||||||||||||||||||||||
Less: other loans held for sale | - | (776 | ) | (776 | ) | - | (776 | ) | |||||||||||||||||||||||||
Total loans, gross | $ | 7,580 | $ | 15,072 | $ | 22,652 | $ | 715,630 | $ | 738,282 | |||||||||||||||||||||||
Nine Months Ended [Member] | ' | ||||||||||||||||||||||||||||||||
Note 5 - Loans (Tables) [Line Items] | ' | ||||||||||||||||||||||||||||||||
Troubled Debt Restructurings on Financing Receivables [Table Text Block] | ' | ||||||||||||||||||||||||||||||||
For the nine months ended September 30, | |||||||||||||||||||||||||||||||||
2013 | 2012 | ||||||||||||||||||||||||||||||||
Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | ||||||||||||||||||||||||||||
Construction, land development and other land loans | 1 | $ | 60 | $ | 60 | 1 | $ | 4,089 | $ | 4,089 | |||||||||||||||||||||||
Nonfarm nonresidential | 3 | 3,099 | 3,099 | 7 | 2,066 | 2,066 | |||||||||||||||||||||||||||
Total commercial real estate | 4 | 3,159 | 3,159 | 8 | 6,155 | 6,155 | |||||||||||||||||||||||||||
Single-family real estate | - | - | - | 4 | 715 | 715 | |||||||||||||||||||||||||||
Commercial and industrial | 1 | 241 | 241 | 2 | 421 | 416 | |||||||||||||||||||||||||||
Consumer | - | - | - | - | - | - | |||||||||||||||||||||||||||
Loans, gross | 5 | $ | 3,400 | $ | 3,400 | 14 | $ | 7,291 | $ | 7,286 | |||||||||||||||||||||||
For the nine months ended September 30, | |||||||||||||||||||||||||||||||||
2013 | 2012 | ||||||||||||||||||||||||||||||||
Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | Number of loans | Pre-modification outstanding recorded investment | Post-modification outstanding recorded investment | ||||||||||||||||||||||||||||
Rate concession | 1 | $ | 60 | $ | 60 | - | $ | - | $ | - | |||||||||||||||||||||||
Term concession | 4 | 3,340 | 3,340 | 6 | 5,047 | 5,047 | |||||||||||||||||||||||||||
Rate and term concessions | - | - | - | 8 | 2,244 | 2,239 | |||||||||||||||||||||||||||
Loans, gross | 5 | $ | 3,400 | $ | 3,400 | 14 | $ | 7,291 | $ | 7,286 |
Note_6_Other_Loans_Held_for_Sa1
Note 6 - Other Loans Held for Sale and Valuation Allowance (Tables) | 9 Months Ended | ||||||||
Sep. 30, 2013 | |||||||||
Loans Held For Sale And Valuation Allowance Disclosure [Abstract] | ' | ||||||||
Other Loans Held for Sale and Valuation Allowance Disclosure [Table Text Block] | ' | ||||||||
Other loans held | Valuation allowance | ||||||||
for sale, gross | on other loans | ||||||||
held for sale | |||||||||
Balance at December 31, 2012 | $ | 2,288 | $ | 1,512 | |||||
Additions: | |||||||||
SBA loans transferred to other loans held for sale | 2,015 | - | |||||||
Total additions | 2,015 | - | |||||||
Reductions: | |||||||||
Proceeds from sales of other loans held for sale | 2,614 | 1,512 | |||||||
Proceeds from sales of SBA loans | 2,222 | - | |||||||
Gain on sales of other loans held for sale | (326 | ) | - | ||||||
Gain on sales of SBA loans | (207 | ) | - | ||||||
Total reductions | 4,303 | 1,512 | |||||||
Balance at September 30, 2013 | $ | - | $ | - | |||||
Other loans held | Valuation allowance | ||||||||
for sale, gross | on other loans | ||||||||
held for sale | |||||||||
Balance at December 31, 2011 | $ | 16,739 | $ | 2,561 | |||||
Additions: | |||||||||
Gross loans transferred to other loans held for sale related to branch sales | 7,508 | - | |||||||
SBA loans transferred to other loans held for sale | 150 | - | |||||||
Other gross loans transferred to other loans held for sale | 12,214 | - | |||||||
Writedowns on other loans held for sale included in valuation allowance, net | - | 100 | |||||||
Total additions | 19,872 | 100 | |||||||
Reductions: | |||||||||
Proceeds from sales of other loans held for sale | 22,100 | 874 | |||||||
Transfers to foreclosed real estate | 1,814 | - | |||||||
Other loans held for sale transferred to gross loans | 1,327 | 9 | |||||||
Direct writedowns on other loans held for sale | 2,434 | - | |||||||
Net paydowns | 70 | - | |||||||
Total reductions | 27,745 | 883 | |||||||
Balance at September 30, 2012 | $ | 8,866 | $ | 1,778 |
Note_7_Premises_and_Equipment_1
Note 7 - Premises and Equipment, net (Tables) | 9 Months Ended | ||||||||
Sep. 30, 2013 | |||||||||
Property, Plant and Equipment [Abstract] | ' | ||||||||
Property, Plant and Equipment [Table Text Block] | ' | ||||||||
September 30, | December 31, | ||||||||
2013 | 2012 | ||||||||
Land | $ | 5,521 | $ | 5,581 | |||||
Buildings | 19,384 | 19,541 | |||||||
Leasehold improvements | 3,756 | 4,309 | |||||||
Furniture and equipment | 13,014 | 12,640 | |||||||
Software | 5,239 | 4,971 | |||||||
Bank automobiles | 95 | 95 | |||||||
Capital lease asset | 1,378 | 1,378 | |||||||
Premises and equipment, gross | $ | 48,387 | $ | 48,515 | |||||
Accumulated depreciation | (24,760 | ) | (23,719 | ) | |||||
Premises and equipment, net | $ | 23,627 | $ | 24,796 |
Note_8_Residential_MortgageBan1
Note 8 - Residential Mortgage-Banking Activities (Tables) | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Mortgage Banking Activities [Abstract] | ' | ||||||||||||||||
' | |||||||||||||||||
For the three months ended | For the nine months ended | ||||||||||||||||
September 30, | September 30, | ||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||
Mortgage-servicing rights portfolio, net of valuation allowance, beginning of period | $ | 2,525 | $ | 2,541 | $ | 2,584 | $ | 2,586 | |||||||||
Capitalized mortgage-servicing rights | 190 | 238 | 574 | 601 | |||||||||||||
Mortgage-servicing rights portfolio amortization and impairment | (193 | ) | (240 | ) | (636 | ) | (648 | ) | |||||||||
Mortgage-servicing rights portfolio, net of valuation allowance, end of period | $ | 2,522 | $ | 2,539 | $ | 2,522 | $ | 2,539 |
Note_9_Foreclosed_Real_Estate_1
Note 9 - Foreclosed Real Estate and Repossessed Personal Property (Tables) | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Foreclosed Real Estate And Repossessed Personal Property [Abstract] | ' | ||||||||||||||||
' | |||||||||||||||||
September 30, | December 31, | ||||||||||||||||
2013 | 2012 | ||||||||||||||||
Foreclosed real estate | $ | 7,928 | $ | 10,911 | |||||||||||||
Repossessed personal property | 43 | 81 | |||||||||||||||
Total foreclosed real estate and repossessed personal property | $ | 7,971 | $ | 10,992 | |||||||||||||
' | |||||||||||||||||
For the three months ended September 30, | For the nine months ended September 30, | ||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||
Foreclosed real estate, beginning of period | $ | 8,296 | $ | 14,683 | $ | 10,911 | $ | 27,663 | |||||||||
Plus: New foreclosed real estate | 602 | 139 | 2,073 | 4,300 | |||||||||||||
Less: Proceeds from sale of foreclosed real estate | (846 | ) | (2,674 | ) | (2,363 | ) | (11,738 | ) | |||||||||
Plus: Gain on sale of foreclosed real estate | 22 | 222 | 112 | 540 | |||||||||||||
Less: Writedowns and losses charged to expense | (146 | ) | (761 | ) | (2,805 | ) | (9,156 | ) | |||||||||
Foreclosed real estate, end of period | $ | 7,928 | $ | 11,609 | $ | 7,928 | $ | 11,609 |
Note_10_Deposits_Tables
Note 10 - Deposits (Tables) | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Disclosure Text Block [Abstract] | ' | ||||||||||||||||
' | |||||||||||||||||
September 30, | December 31, | ||||||||||||||||
2013 | 2012 | ||||||||||||||||
Transaction deposits | $ | 491,131 | $ | 483,844 | |||||||||||||
Money market deposits | 136,094 | 129,708 | |||||||||||||||
Savings deposits | 80,673 | 70,646 | |||||||||||||||
Time deposits $100,000 and greater | 111,344 | 179,242 | |||||||||||||||
Time deposits less than $100,000 | 125,570 | 159,802 | |||||||||||||||
Total deposits | $ | 944,812 | $ | 1,023,242 | |||||||||||||
' | |||||||||||||||||
For the three months ended | For the nine months ended | ||||||||||||||||
September 30, | September 30, | ||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||
Transaction deposit accounts | $ | 10 | $ | 9 | $ | 29 | $ | 30 | |||||||||
Money market deposit accounts | 8 | 8 | 23 | 40 | |||||||||||||
Savings deposit accounts | 2 | 2 | 7 | 6 | |||||||||||||
Time deposit accounts | 455 | 1,207 | 1,813 | 3,882 | |||||||||||||
Total interest expense on deposits | $ | 475 | $ | 1,226 | $ | 1,872 | $ | 3,958 |
Note_11_Borrowings_Tables
Note 11 - Borrowings (Tables) | 9 Months Ended | ||||||||
Sep. 30, 2013 | |||||||||
Debt Disclosure [Abstract] | ' | ||||||||
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block] | ' | ||||||||
September 30, | December 31, | ||||||||
2013 | 2012 | ||||||||
Available lendable loan collateral value pledged to serve against FHLB borrowings | $ | 82,499 | $ | 79,922 | |||||
Available lendable investment security collateral value pledged to serve against FHLB borrowings | - | - | |||||||
Total lendable collateral value pledged to serve against FHLB borrowings | $ | 82,499 | $ | 79,922 |
Note_12_Shareholders_Equity_Ta
Note 12 - Shareholders' Equity (Tables) | 9 Months Ended | ||||||||||||
Sep. 30, 2013 | |||||||||||||
Stockholders' Equity Note [Abstract] | ' | ||||||||||||
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] | ' | ||||||||||||
Net unrealized gain (loss) on investment securities available for sale | Net unrealized loss on defined benefit pension plan | Total | |||||||||||
Balance, December 31, 2012 | $ | 1,491 | $ | (8,208 | ) | $ | (6,717 | ) | |||||
Other comprehensive loss before reclassifications | (6,742 | ) | (728 | ) | (7,470 | ) | |||||||
Less: amounts reclassified from accumulated other comprehensive income (loss) | 287 | (728 | ) | (441 | ) | ||||||||
Net current-period other comprehensive loss | (7,029 | ) | - | (7,029 | ) | ||||||||
Provision for income taxes | 2,667 | - | 2,667 | ||||||||||
Balance, September 30, 2013 | $ | (2,871 | ) | $ | (8,208 | ) | $ | (11,079 | ) | ||||
Balance, December 31, 2011 | $ | 6,678 | $ | (9,048 | ) | $ | (2,370 | ) | |||||
Other comprehensive gain (loss) before reclassifications | 393 | (688 | ) | (295 | ) | ||||||||
Less: amounts reclassified from accumulated other comprehensive income (loss) | 9,859 | (688 | ) | 9,171 | |||||||||
Net current-period other comprehensive loss | (9,466 | ) | - | (9,466 | ) | ||||||||
Provision for income taxes | 3,593 | - | 3,593 | ||||||||||
Balance, September 30, 2012 | $ | 805 | $ | (9,048 | ) | $ | (8,243 | ) |
Note_14_Benefit_Plans_Tables
Note 14 - Benefit Plans (Tables) | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Compensation and Retirement Disclosure [Abstract] | ' | ||||||||||||||||
Schedule of Net Benefit Costs [Table Text Block] | ' | ||||||||||||||||
For the three months ended | For the nine months ended | ||||||||||||||||
September 30, | September 30, | ||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||
Interest cost | $ | 210 | $ | 234 | $ | 631 | $ | 724 | |||||||||
Expected return on plan assets | (283 | ) | (276 | ) | (850 | ) | (855 | ) | |||||||||
Amortization of net actuarial loss | 243 | 222 | 728 | 688 | |||||||||||||
Net periodic pension expense | $ | 170 | $ | 180 | $ | 509 | $ | 557 | |||||||||
' | |||||||||||||||||
30-Sep-13 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Defined benefit pension plan assets | $ | 228 | $ | 15,625 | $ | - | $ | 15,853 | |||||||||
31-Dec-12 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Defined benefit pension plan assets | $ | 133 | $ | 14,407 | $ | - | $ | 14,540 |
Note_15_Equity_Based_Compensat1
Note 15 - Equity Based Compensation (Tables) | 9 Months Ended | ||||||||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||||||||
Disclosure of Compensation Related Costs, Share-based Payments [Abstract] | ' | ||||||||||||||||||||||
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block] | ' | ||||||||||||||||||||||
Stock options outstanding | Weighted-average exercise price | ||||||||||||||||||||||
Outstanding at December 31, 2012 | 11,953 | $ | 92.89 | ||||||||||||||||||||
Expired | (5,503 | ) | 80 | ||||||||||||||||||||
Outstanding at September 30, 2013 | 6,450 | 103.89 | |||||||||||||||||||||
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding and Exercisable [Table Text Block] | ' | ||||||||||||||||||||||
Options outstanding and exercisable | |||||||||||||||||||||||
Range of exercise prices | Number of stock options outstanding and exercisable | Weighted-average remaining contractual life (years) | Weighted-average exercise price | ||||||||||||||||||||
$ | 93.2 | to | $ | 106.4 | 2,500 | 0.41 | $ | 94.52 | |||||||||||||||
$ | 109.2 | to | $ | 121.6 | 3,950 | 2.59 | 109.83 | ||||||||||||||||
Total | 6,450 | 1.74 | 103.89 | ||||||||||||||||||||
Schedule of Share-based Compensation, Employee Stock Purchase Plan, Activity [Table Text Block] | ' | ||||||||||||||||||||||
Vesting Period | |||||||||||||||||||||||
Issued to directors in connection with annual retainer | Immediate | ||||||||||||||||||||||
Issued to directors in connection with election to the Board | Length of Board term (currently 3 years) | ||||||||||||||||||||||
Issued to teammates | 5 years | ||||||||||||||||||||||
Disclosure of Share-based Compensation Arrangements by Share-based Payment Award [Table Text Block] | ' | ||||||||||||||||||||||
Shares of restricted stock | Weighted-average grant date fair value per share | ||||||||||||||||||||||
Total grants as of December 31, 2012, net of forfeitures | 51,311 | $ | 31.41 | ||||||||||||||||||||
2013 Grants | 11,073 | 9.68 | |||||||||||||||||||||
Total grants as of September 30, 2013, net of forfeitures | 62,384 | 27.55 | |||||||||||||||||||||
Remaining shares available for grant at September 30, 2013 | 116 | ||||||||||||||||||||||
Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block] | ' | ||||||||||||||||||||||
Shares of restricted stock | |||||||||||||||||||||||
Nonvested at December 31, 2012 | 13,915 | ||||||||||||||||||||||
2013 Grants | 11,073 | ||||||||||||||||||||||
2013 Vesting | (11,963 | ) | |||||||||||||||||||||
Nonvested at September 30, 2013 | 13,025 | ||||||||||||||||||||||
Shares of restricted stock | |||||||||||||||||||||||
Nonvested at December 31, 2012 | 97,771 | ||||||||||||||||||||||
2013 Grants | 7,225 | ||||||||||||||||||||||
2013 Forfeitures | (575 | ) | |||||||||||||||||||||
2013 Vesting | (2,500 | ) | |||||||||||||||||||||
Nonvested at September 30, 2013 | 101,921 | ||||||||||||||||||||||
Schedule of Share-based Compensation, Activity [Table Text Block] | ' | ||||||||||||||||||||||
Total shares | Stock options outstanding | Weighted-average exercise price | Shares of restricted stock | Weighted-average grant date fair value per share | |||||||||||||||||||
2011 Grants | 473,002 | 383,251 | $ | 10.51 | 89,751 | $ | 10.48 | ||||||||||||||||
2012 Grants | 8,020 | - | - | 8,020 | 6.5 | ||||||||||||||||||
Total grants as of December 31, 2012 | 481,022 | 383,251 | 10.51 | 97,771 | 10.15 | ||||||||||||||||||
2013 Grants | 7,225 | - | - | 7,225 | 13.95 | ||||||||||||||||||
Total grants as of September 30, 2013 | 488,247 | 383,251 | 10.51 | 104,996 | 10.41 | ||||||||||||||||||
2013 Forfeitures | (575 | ) | - | - | (575 | ) | 13.95 | ||||||||||||||||
2013 Exercises | (11,250 | ) | 11 | - | - | ||||||||||||||||||
Total granted, net as of September 30, 2013 | 487,672 | 104,421 | $ | 10.4 | |||||||||||||||||||
Total outstanding as of September 30, 2013 | 372,001 | $ | 10.5 | ||||||||||||||||||||
Shares available for grant under the 2011 Plan | 700,000 | ||||||||||||||||||||||
Remaining shares available for grant at September 30, 2013 | 212,328 | ||||||||||||||||||||||
Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block] | ' | ||||||||||||||||||||||
Options outstanding | |||||||||||||||||||||||
Exercise price | Number of stock options | Weighted-average remaining contractual life (years) | Weighted-average exercise price | Value of outstanding in-the-money stock options | |||||||||||||||||||
$ | 10.4 | 312,501 | 9.63 | $ | 10.4 | $ | 825,003 | ||||||||||||||||
$ | 11 | 59,500 | 7.8 | 11 | 121,380 | ||||||||||||||||||
Total | 372,001 | 9.34 | 10.5 | $ | 946,383 | ||||||||||||||||||
' | |||||||||||||||||||||||
For the three months ended September 30, | For the nine months ended September 30, | ||||||||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||||||||
Compensation expense | |||||||||||||||||||||||
2008 Plan | $ | 67 | $ | 47 | $ | 269 | $ | 279 | |||||||||||||||
2011 Plan | 195 | 193 | 626 | 573 | |||||||||||||||||||
Total compensation expense | $ | 262 | $ | 240 | $ | 895 | $ | 852 | |||||||||||||||
Income tax benefit | $ | - | $ | - | $ | - | $ | - |
Note_16_Average_Share_Informat1
Note 16 - Average Share Information (Tables) | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Earnings Per Share [Abstract] | ' | ||||||||||||||||
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] | ' | ||||||||||||||||
For the three months ended September 30, | For the nine months ended September 30, | ||||||||||||||||
2013 | 2012 | 2013 | 2012 | ||||||||||||||
Weighted average common shares outstanding - basic | 12,663,162 | 12,640,517 | 12,655,473 | 12,638,838 | |||||||||||||
Dilutive impact resulting from potential common share issuances | 77,751 | - | 60,896 | - | |||||||||||||
Weighted average common shares outstanding - diluted | 12,740,913 | 12,640,517 | 12,716,369 | 12,638,838 | |||||||||||||
Per share data | |||||||||||||||||
Net income (loss) - basic | $ | 1.76 | $ | 0.25 | $ | 2.05 | $ | (0.36 | ) | ||||||||
Net income (loss) - diluted | 1.75 | 0.25 | 2.04 | (0.36 | ) |
Note_17_Commitments_Guarantees1
Note 17 - Commitments, Guarantees and Other Contingencies (Tables) | 9 Months Ended | ||||
Sep. 30, 2013 | |||||
Commitments and Contingencies Disclosure [Abstract] | ' | ||||
' | |||||
Commitments to extend credit: | |||||
Revolving, open-end lines secured by single-family residential properties | $ | 57,869 | |||
Commercial real estate, construction, and land development loans secured by real estate | |||||
Single-family residential construction loan commitments | 6,906 | ||||
Commercial real estate, other construction loan, and land development loan commitments | 24,709 | ||||
Commercial and industrial loan commitments | 39,671 | ||||
Overdraft protection line commitments | 29,125 | ||||
Other | 6,814 | ||||
Total commitments to extend credit | $ | 165,094 |
Note_19_Disclosures_Regarding_1
Note 19 - Disclosures Regarding Fair Value (Tables) | 9 Months Ended | ||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||
Fair Value Disclosures [Abstract] | ' | ||||||||||||||||
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] | ' | ||||||||||||||||
30-Sep-13 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Assets | |||||||||||||||||
Trading account assets | $ | 3,323 | $ | 1,704 | $ | - | $ | 5,027 | |||||||||
Investment securities available for sale | |||||||||||||||||
State and municipal | - | 8,135 | - | 8,135 | |||||||||||||
Collateralized mortgage obligations (federal agencies) | - | 100,038 | - | 100,038 | |||||||||||||
Other mortgage-backed (federal agencies) | 2,859 | 76,949 | - | 79,808 | |||||||||||||
SBA loan-backed (federal agency) | 21,423 | 17,675 | - | 39,098 | |||||||||||||
Derivative financial instruments | - | 264 | - | 264 | |||||||||||||
Total assets measured at fair value on a recurring basis | $ | 27,605 | $ | 204,765 | $ | - | $ | 232,370 | |||||||||
Liabilities | |||||||||||||||||
Derivative financial instruments | $ | - | $ | 61 | $ | - | $ | 61 | |||||||||
31-Dec-12 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Assets | |||||||||||||||||
Investment securities available for sale | |||||||||||||||||
State and municipal | $ | - | $ | 11,530 | $ | - | $ | 11,530 | |||||||||
Collateralized mortgage obligations (federal agencies) | 14,057 | 109,451 | - | 123,508 | |||||||||||||
Other mortgage-backed (federal agencies) | - | 63,817 | - | 63,817 | |||||||||||||
SBA loan-backed (federal agency) | 44,683 | 20,964 | - | 65,647 | |||||||||||||
Derivative financial instruments | - | 370 | - | 370 | |||||||||||||
Total assets measured at fair value on a recurring basis | $ | 58,740 | $ | 206,132 | $ | - | $ | 264,872 | |||||||||
Liabilities | |||||||||||||||||
Derivative financial instruments | $ | - | $ | 5 | $ | - | $ | 5 | |||||||||
Fair Value Measurements, Nonrecurring [Table Text Block] | ' | ||||||||||||||||
30-Sep-13 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Assets | |||||||||||||||||
Mortgage loans held for sale | $ | - | $ | 1,865 | $ | - | $ | 1,865 | |||||||||
Impaired loans in gross loans | - | 6,497 | 25 | 6,522 | |||||||||||||
Foreclosed real estate and repossessed personal property | 248 | 504 | 6,403 | 7,155 | |||||||||||||
Long-lived assets held for sale | - | - | 685 | 685 | |||||||||||||
Total assets measured at fair value on a nonrecurring basis | $ | 248 | $ | 8,866 | $ | 7,113 | $ | 16,227 | |||||||||
31-Dec-12 | |||||||||||||||||
Level 1 | Level 2 | Level 3 | Total | ||||||||||||||
Assets | |||||||||||||||||
Mortgage loans held for sale | $ | - | $ | 6,114 | $ | - | $ | 6,114 | |||||||||
Other loans held for sale | 800 | - | - | 800 | |||||||||||||
Impaired loans in gross loans | - | 6,285 | 189 | 6,474 | |||||||||||||
Foreclosed real estate and repossessed personal property | - | 817 | 9,163 | 9,980 | |||||||||||||
Long-lived assets held for sale | - | - | 685 | 685 | |||||||||||||
Total assets measured at fair value on a nonrecurring basis | $ | 800 | $ | 13,216 | $ | 10,037 | $ | 24,053 | |||||||||
' | |||||||||||||||||
Fair value | Valuation technique | Significant unobservable inputs | |||||||||||||||
Assets | |||||||||||||||||
Impaired loans in gross loans | $ | 25 | Internal assessment of collateral value | Adjustments to estimated value based on recent sales of comparable collateral | |||||||||||||
Foreclosed real estate and repossessed personal property | 6,403 | Appraisals of collateral value | Adjustments to appraisal for age of comparable sales | ||||||||||||||
Long-lived assets held for sale | 685 | Internal valuation | Appraisals and/or sales of comparable properties | ||||||||||||||
Fair Value, by Balance Sheet Grouping [Table Text Block] | ' | ||||||||||||||||
Carrying amount | Fair value | ||||||||||||||||
30-Sep-13 | |||||||||||||||||
Financial instruments - assets | |||||||||||||||||
Loans (1) | $ | 736,133 | $ | 741,583 | |||||||||||||
Financial instruments - liabilities | |||||||||||||||||
Deposits | 944,812 | 938,326 | |||||||||||||||
31-Dec-12 | |||||||||||||||||
Financial instruments - assets | |||||||||||||||||
Loans (1) | $ | 716,977 | $ | 724,005 | |||||||||||||
Financial instruments - liabilities | |||||||||||||||||
Deposits | 1,023,242 | 1,020,446 |
Note_20_Regulatory_Capital_Req1
Note 20 - Regulatory Capital Requirements and Dividend Restrictions (Tables) | 9 Months Ended | ||||||||||||||||||||||||
Sep. 30, 2013 | |||||||||||||||||||||||||
Disclosure Text Block [Abstract] | ' | ||||||||||||||||||||||||
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] | ' | ||||||||||||||||||||||||
Actual | For capital adequacy purposes | To be well capitalized under prompt corrective action provisions | |||||||||||||||||||||||
amount | ratio | amount | ratio | amount | ratio | ||||||||||||||||||||
At September 30, 2013 | |||||||||||||||||||||||||
Total capital to risk-weighted assets | |||||||||||||||||||||||||
Company | $ | 127,008 | 15.52 | % | $ | 65,483 | 8 | % | n/a | n/a | |||||||||||||||
Bank | 126,905 | 15.5 | 65,482 | 8 | $ | 81,853 | 10 | % | |||||||||||||||||
Tier 1 capital to risk-weighted assets | |||||||||||||||||||||||||
Company | 116,694 | 14.26 | 32,742 | 4 | n/a | n/a | |||||||||||||||||||
Bank | 116,591 | 14.24 | 32,741 | 4 | 49,112 | 6 | |||||||||||||||||||
Tier 1 leverage ratio | |||||||||||||||||||||||||
Company | 116,694 | 10.95 | 42,639 | 4 | n/a | n/a | |||||||||||||||||||
Bank | 116,591 | 10.93 | 42,650 | 4 | 53,513 | 5 | |||||||||||||||||||
At December 31, 2012 | |||||||||||||||||||||||||
Total capital to risk-weighted assets | |||||||||||||||||||||||||
Company | $ | 115,182 | 14.42 | % | $ | 63,892 | 8 | % | n/a | n/a | |||||||||||||||
Bank | 115,077 | 14.41 | 63,892 | 8 | $ | 79,865 | 10 | % | |||||||||||||||||
Tier 1 capital to risk-weighted assets | |||||||||||||||||||||||||
Company | 105,098 | 13.16 | 31,946 | 4 | n/a | n/a | |||||||||||||||||||
Bank | 104,993 | 13.15 | 31,946 | 4 | 47,919 | 6 | |||||||||||||||||||
Tier 1 leverage ratio | |||||||||||||||||||||||||
Company | 105,098 | 9.18 | 45,771 | 4 | n/a | n/a | |||||||||||||||||||
Bank | 104,993 | 9.18 | 45,771 | 4 | 57,213 | 5 |
Note_1_Summary_of_Significant_1
Note 1 - Summary of Significant Accounting Policies (Details) | 9 Months Ended |
Sep. 30, 2013 | |
Accounting Policies [Abstract] | ' |
Number of Operating Segments | 1 |
Note_2_Cash_and_Cash_Equivalen1
Note 2 - Cash and Cash Equivalents (Details) (USD $) | 9 Months Ended | |
Sep. 30, 2013 | Dec. 31, 2012 | |
Cash and cash equivalents [Abstract] | ' | ' |
Lag Period For Maintenance Of Federal Reserve | '30 days | ' |
Federal Reserve Required After Cash And Clearing Balance Requirements | $3,700,000 | ' |
Restricted Cash and Cash Equivalents | $705,000 | $704,000 |
Note_3_Trading_Account_Assets_1
Note 3 - Trading Account Assets (Details) (USD $) | 9 Months Ended | |
Sep. 30, 2013 | Dec. 31, 2012 | |
Investments, Debt and Equity Securities [Abstract] | ' | ' |
Trading Securities | $5,027,000 | $0 |
Weighted Average Life Of Investment Securities Available For Sale | '5 years | ' |
Note_3_Trading_Account_Assets_2
Note 3 - Trading Account Assets (Details) - Components of Trading Account Assets (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
Schedule of Trading Securities and Other Trading Assets [Line Items] | ' | ' |
Total trading account assets | $5,027,000 | $0 |
Trading, Municipal Bonds [Member] | ' | ' |
Schedule of Trading Securities and Other Trading Assets [Line Items] | ' | ' |
Municipal bonds | 1,704,000 | ' |
Trading, Insured Bank Deposits [Member] | ' | ' |
Schedule of Trading Securities and Other Trading Assets [Line Items] | ' | ' |
Insured bank deposits | $3,323,000 | ' |
Note_3_Trading_Account_Assets_3
Note 3 - Trading Account Assets (Details) - Summary of Net Realized and Change in Net Unrealized Gains on Trading Account Assets (USD $) | 3 Months Ended | 9 Months Ended |
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2013 |
Gain (Loss) on Investments [Line Items] | ' | ' |
Realized gains, net | $13 | ' |
Unrealized gains, net due to changes in fair value relative to assets held at end of period | 23 | ' |
Total trading account gains, net | 36 | 36 |
Trading, Municipal Bonds [Member] | ' | ' |
Gain (Loss) on Investments [Line Items] | ' | ' |
Realized gains, net | 13 | ' |
Unrealized gains, net due to changes in fair value relative to assets held at end of period | 23 | ' |
Total trading account gains, net | 36 | ' |
Trading, Insured Bank Deposits [Member] | ' | ' |
Gain (Loss) on Investments [Line Items] | ' | ' |
Realized gains, net | 0 | ' |
Unrealized gains, net due to changes in fair value relative to assets held at end of period | 0 | ' |
Total trading account gains, net | $0 | ' |
Note_4_Investment_Securities_A
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities (USD $) | 9 Months Ended | 12 Months Ended |
In Thousands, unless otherwise specified | Sep. 30, 2013 | Dec. 31, 2012 |
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities [Line Items] | ' | ' |
Amortized cost | $231,706 | $262,100 |
Gross unrealized gains | 540 | 3,012 |
Gross unrealized losses | -5,167 | -610 |
Fair value | 227,079 | 264,502 |
State and Municipal [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities [Line Items] | ' | ' |
Amortized cost | 8,017 | 11,247 |
Gross unrealized gains | 174 | 283 |
Gross unrealized losses | -56 | 0 |
Fair value | 8,135 | 11,530 |
Collateralized Mortgage Obligations (Federal Agencies) [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities [Line Items] | ' | ' |
Amortized cost | 103,937 | 122,444 |
Gross unrealized gains | 100 | 1,219 |
Gross unrealized losses | -3,999 | -155 |
Fair value | 100,038 | 123,508 |
Other Mortgage-Backed (Federal Agencies) [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities [Line Items] | ' | ' |
Amortized cost | 80,747 | 62,581 |
Gross unrealized gains | 69 | 1,328 |
Gross unrealized losses | -1,008 | -92 |
Fair value | 79,808 | 63,817 |
SBA Loan-Backed (Federal Agencies) [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities [Line Items] | ' | ' |
Amortized cost | 39,005 | 65,828 |
Gross unrealized gains | 197 | 182 |
Gross unrealized losses | -104 | -363 |
Fair value | $39,098 | $65,647 |
Note_4_Investment_Securities_A1
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities in Continuous Unrealized Loss Position (USD $) | 9 Months Ended | 12 Months Ended |
In Thousands, unless otherwise specified | Sep. 30, 2013 | Dec. 31, 2012 |
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities in Continuous Unrealized Loss Position [Line Items] | ' | ' |
Less than 12 months, number of securities | 46 | 16 |
Less than 12 months, fair value | $170,969 | $63,002 |
Less than 12 months, gross unrealized losses | 4,901 | 564 |
12 months or longer, number of securities | 8 | 9 |
12 months or longer, fair value | 13,399 | 9,547 |
12 months or longer, gross unrealized losses | 266 | 46 |
Number of securities | 54 | 25 |
Fair value | 184,368 | 72,549 |
Gross unrealized losses | 5,167 | 610 |
State and Municipal [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities in Continuous Unrealized Loss Position [Line Items] | ' | ' |
Less than 12 months, number of securities | 1 | ' |
Less than 12 months, fair value | 1,028 | ' |
Less than 12 months, gross unrealized losses | 56 | ' |
12 months or longer, number of securities | 0 | ' |
12 months or longer, fair value | 0 | ' |
12 months or longer, gross unrealized losses | 0 | ' |
Number of securities | 1 | ' |
Fair value | 1,028 | ' |
Gross unrealized losses | 56 | 0 |
Collateralized Mortgage Obligations (Federal Agencies) [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities in Continuous Unrealized Loss Position [Line Items] | ' | ' |
Less than 12 months, number of securities | 19 | 7 |
Less than 12 months, fair value | 83,057 | 23,301 |
Less than 12 months, gross unrealized losses | 3,757 | 109 |
12 months or longer, number of securities | 6 | 9 |
12 months or longer, fair value | 9,249 | 9,547 |
12 months or longer, gross unrealized losses | 242 | 46 |
Number of securities | 25 | 16 |
Fair value | 92,306 | 32,848 |
Gross unrealized losses | 3,999 | 155 |
Other Mortgage-Backed (Federal Agencies) [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities in Continuous Unrealized Loss Position [Line Items] | ' | ' |
Less than 12 months, number of securities | 21 | 3 |
Less than 12 months, fair value | 68,798 | 14,586 |
Less than 12 months, gross unrealized losses | 1,002 | 92 |
12 months or longer, number of securities | 1 | 0 |
12 months or longer, fair value | 2,998 | 0 |
12 months or longer, gross unrealized losses | 6 | 0 |
Number of securities | 22 | 3 |
Fair value | 71,796 | 14,586 |
Gross unrealized losses | 1,008 | 92 |
SBA Loan-Backed (Federal Agencies) [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Reconciliation of Available for Sale Securities in Continuous Unrealized Loss Position [Line Items] | ' | ' |
Less than 12 months, number of securities | 5 | 6 |
Less than 12 months, fair value | 18,086 | 25,115 |
Less than 12 months, gross unrealized losses | 86 | 363 |
12 months or longer, number of securities | 1 | 0 |
12 months or longer, fair value | 1,152 | 0 |
12 months or longer, gross unrealized losses | 18 | 0 |
Number of securities | 6 | 6 |
Fair value | 19,238 | 25,115 |
Gross unrealized losses | $104 | $363 |
Note_4_Investment_Securities_A2
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale | Sep. 30, 2013 |
State and Municipal [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Moody's credit rating | 100.00% |
Available for sale securities fair value Standord and Poor's credit rating | 100.00% |
State and Municipal [Member] | Moodys Aa One One Rating [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Moody's credit rating | 79.00% |
State and Municipal [Member] | Moody's, Baa1 Rating [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Moody's credit rating | 5.00% |
State and Municipal [Member] | Not Rated [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Moody's credit rating | 16.00% |
Collateralized Mortgage Obligations (Federal Agencies) [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Moody's credit rating | 100.00% |
Available for sale securities fair value Standord and Poor's credit rating | 100.00% |
Collateralized Mortgage Obligations (Federal Agencies) [Member] | Moody's, Aaa Rating [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Moody's credit rating | 100.00% |
Other Mortgage-Backed (Federal Agencies) [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Moody's credit rating | 100.00% |
Available for sale securities fair value Standord and Poor's credit rating | 100.00% |
Other Mortgage-Backed (Federal Agencies) [Member] | Moody's, Aaa Rating [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Moody's credit rating | 100.00% |
SBA Loan-Backed (Federal Agencies) [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Moody's credit rating | 100.00% |
Available for sale securities fair value Standord and Poor's credit rating | 100.00% |
SBA Loan-Backed (Federal Agencies) [Member] | Moody's, Aaa Rating [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Moody's credit rating | 100.00% |
Standard & Poor's, AAA Rating [Member] | Other Mortgage-Backed (Federal Agencies) [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Standord and Poor's credit rating | 2.00% |
Standard & Poor's, A+ Rating [Member] | Collateralized Mortgage Obligations (Federal Agencies) [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Standord and Poor's credit rating | 100.00% |
Standard & Poor's, A+ Rating [Member] | Other Mortgage-Backed (Federal Agencies) [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Standord and Poor's credit rating | 98.00% |
Standard & Poor's, A+ Rating [Member] | SBA Loan-Backed (Federal Agencies) [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Standord and Poor's credit rating | 100.00% |
Standard & Poor's Aa - Aa- [Member] | State and Municipal [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Standord and Poor's credit rating | 31.00% |
Not Rated [Member] | State and Municipal [Member] | ' |
Note 4 - Investment Securities Available for Sale (Details) - Ratings by Segment of Investment Securities Available for Sale [Line Items] | ' |
Available for sale securities fair value Standord and Poor's credit rating | 69.00% |
Note_4_Investment_Securities_A3
Note 4 - Investment Securities Available for Sale (Details) - Amortized Cost and Estimated Fair Value of Investment Securities Available for Sale (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Note 4 - Investment Securities Available for Sale (Details) - Amortized Cost and Estimated Fair Value of Investment Securities Available for Sale [Line Items] | ' | ' |
Available for sale securities, amortized cost | $231,706 | ' |
Available for sale securities, fair value | 227,079 | 264,502 |
State and Municipal [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Amortized Cost and Estimated Fair Value of Investment Securities Available for Sale [Line Items] | ' | ' |
Due in one year or less, amortized cost | 3,944 | ' |
Due in one year or less, fair value | 3,992 | ' |
Due after one year through five years, amortized cost | 2,989 | ' |
Due after one year through five years, fair value | 3,115 | ' |
Due after five years through ten years, amortized cost | 1,084 | ' |
Due after five years through ten years, fair value | 1,028 | ' |
Due after ten years, amortized cost | 0 | ' |
Due after ten years, fair value | 0 | ' |
Available for sale securities, amortized cost | 8,017 | ' |
Available for sale securities, fair value | 8,135 | 11,530 |
Collateralized Mortgage Obligations (Federal Agencies) [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Amortized Cost and Estimated Fair Value of Investment Securities Available for Sale [Line Items] | ' | ' |
Due in one year or less, amortized cost | 8,124 | ' |
Due in one year or less, fair value | 8,177 | ' |
Due after one year through five years, amortized cost | 15,715 | ' |
Due after one year through five years, fair value | 15,371 | ' |
Due after five years through ten years, amortized cost | 80,098 | ' |
Due after five years through ten years, fair value | 76,490 | ' |
Due after ten years, amortized cost | 0 | ' |
Due after ten years, fair value | 0 | ' |
Available for sale securities, amortized cost | 103,937 | ' |
Available for sale securities, fair value | 100,038 | 123,508 |
Other Mortgage-Backed (Federal Agencies) [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Amortized Cost and Estimated Fair Value of Investment Securities Available for Sale [Line Items] | ' | ' |
Due in one year or less, amortized cost | 0 | ' |
Due in one year or less, fair value | 0 | ' |
Due after one year through five years, amortized cost | 47,699 | ' |
Due after one year through five years, fair value | 47,532 | ' |
Due after five years through ten years, amortized cost | 14,875 | ' |
Due after five years through ten years, fair value | 14,484 | ' |
Due after ten years, amortized cost | 18,173 | ' |
Due after ten years, fair value | 17,792 | ' |
Available for sale securities, amortized cost | 80,747 | ' |
Available for sale securities, fair value | 79,808 | 63,817 |
SBA Loan-Backed (Federal Agencies) [Member] | ' | ' |
Note 4 - Investment Securities Available for Sale (Details) - Amortized Cost and Estimated Fair Value of Investment Securities Available for Sale [Line Items] | ' | ' |
Due in one year or less, amortized cost | 0 | ' |
Due in one year or less, fair value | 0 | ' |
Due after one year through five years, amortized cost | 15,235 | ' |
Due after one year through five years, fair value | 15,176 | ' |
Due after five years through ten years, amortized cost | 14,507 | ' |
Due after five years through ten years, fair value | 14,499 | ' |
Due after ten years, amortized cost | 9,263 | ' |
Due after ten years, fair value | 9,423 | ' |
Available for sale securities, amortized cost | 39,005 | ' |
Available for sale securities, fair value | $39,098 | $65,647 |
Note_4_Investment_Securities_A4
Note 4 - Investment Securities Available for Sale (Details) - Investment Securities Pledged as Collateral (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Investment Securities Pledged as Collateral [Abstract] | ' | ' |
Public funds deposits | $120,014 | $106,642 |
Federal Reserve line of credit | 1,419 | 1,583 |
Total | $121,433 | $108,225 |
Note_5_Loans_Details
Note 5 - Loans (Details) (USD $) | 3 Months Ended | 9 Months Ended | |
Sep. 30, 2013 | Sep. 30, 2013 | Dec. 31, 2012 | |
Note 5 - Loans (Details) [Line Items] | ' | ' | ' |
Aggregate Of Net Unearned Income Net Deferred Fees And Costs And Discounts And Premiums | $583,000 | $583,000 | $320,000 |
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans | 197,000 | 545,000 | ' |
Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income | 435,000 | 1,300,000 | ' |
Impaired Financing Receivable, Average Recorded Investment | 45,700,000 | 45,100,000 | ' |
Federal Home Loan Bank Advances [Member] | ' | ' | ' |
Note 5 - Loans (Details) [Line Items] | ' | ' | ' |
Loans Pledged as Collateral | 203,400,000 | 203,400,000 | 201,200,000 |
Lendable Collateral | 82,500,000 | 82,500,000 | 79,900,000 |
Federal Reserve Services [Member] | ' | ' | ' |
Note 5 - Loans (Details) [Line Items] | ' | ' | ' |
Loans Pledged as Collateral | 2,200,000 | 2,200,000 | 2,500,000 |
Lendable Collateral | $2,000,000 | $2,000,000 | $2,200,000 |
Note_5_Loans_Details_Gross_Loa
Note 5 - Loans (Details) - Gross Loans and Commercial Loans (USD $) | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2012 |
In Thousands, unless otherwise specified | |||
Note 5 - Loans (Details) - Gross Loans and Commercial Loans [Line Items] | ' | ' | ' |
Loans | $756,814 | $739,058 | ' |
Percentage of loans and leases receivable gross carrying amount | 100.00% | 100.00% | ' |
Less: other loans held for sale | 0 | -776 | ' |
Loans, gross | 756,814 | 738,282 | 733,940 |
Commercial Real Estate Loans [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Gross Loans and Commercial Loans [Line Items] | ' | ' | ' |
Loans | 455,058 | 459,212 | ' |
Percentage of loans and leases receivable gross carrying amount | 60.10% | 62.10% | ' |
Loans, gross | 455,058 | ' | 451,384 |
Single Family Residential Loans [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Gross Loans and Commercial Loans [Line Items] | ' | ' | ' |
Loans | 174,693 | 168,180 | ' |
Percentage of loans and leases receivable gross carrying amount | 23.10% | 22.80% | ' |
Loans, gross | 174,693 | 168,180 | ' |
Commercial And Industrial Loans [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Gross Loans and Commercial Loans [Line Items] | ' | ' | ' |
Loans | 67,097 | 51,661 | ' |
Percentage of loans and leases receivable gross carrying amount | 8.90% | 7.00% | ' |
Consumer [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Gross Loans and Commercial Loans [Line Items] | ' | ' | ' |
Loans | 49,396 | 50,574 | ' |
Percentage of loans and leases receivable gross carrying amount | 6.50% | 6.80% | ' |
Loans, gross | 49,396 | 50,574 | 51,371 |
Other Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Gross Loans and Commercial Loans [Line Items] | ' | ' | ' |
Loans | $10,570 | $9,431 | ' |
Percentage of loans and leases receivable gross carrying amount | 1.40% | 1.30% | ' |
Note_5_Loans_Details_Loans_Sec
Note 5 - Loans (Details) - Loans Secured by Commercial Real Estate (USD $) | Sep. 30, 2013 |
In Thousands, unless otherwise specified | |
Construction Land Development And Other Land Loans [Member] | ' |
Secured by commercial real estate | ' |
Total commercial real estate loans (in Dollars) | $75,400 |
% of gross loans | 10.00% |
% of Bank's total regulatory capital | 59.40% |
Multi Family Residential [Member] | ' |
Secured by commercial real estate | ' |
Total commercial real estate loans (in Dollars) | 10,695 |
% of gross loans | 1.40% |
% of Bank's total regulatory capital | 8.40% |
Non Farm Nonresidential [Member] | ' |
Secured by commercial real estate | ' |
Total commercial real estate loans (in Dollars) | 368,963 |
% of gross loans | 48.70% |
% of Bank's total regulatory capital | 290.80% |
Commercial [Member] | ' |
Secured by commercial real estate | ' |
Total commercial real estate loans (in Dollars) | $455,058 |
% of gross loans | 60.10% |
% of Bank's total regulatory capital | 358.60% |
Note_5_Loans_Details_Loans_Sec1
Note 5 - Loans (Details) - Loans Secured by Commercial Real Estate by Category (USD $) | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2012 |
In Thousands, unless otherwise specified | |||
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | $756,814 | $738,282 | $733,940 |
Land Unimproved [Member] | Development Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 21,013 | ' | ' |
Percentage of gross loans | 2.80% | ' | ' |
Percentage of Bank's total regulatory capital | 16.60% | ' | ' |
Land Development Commercial [Member] | Development Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 6,010 | ' | ' |
Percentage of gross loans | 0.80% | ' | ' |
Percentage of Bank's total regulatory capital | 4.70% | ' | ' |
Land Development Residential [Member] | Development Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 7,904 | ' | ' |
Percentage of gross loans | 1.00% | ' | ' |
Percentage of Bank's total regulatory capital | 6.20% | ' | ' |
Commercial Construction Retail [Member] | Development Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 5,550 | ' | ' |
Percentage of gross loans | 0.70% | ' | ' |
Percentage of Bank's total regulatory capital | 4.40% | ' | ' |
Commercial Construction Retail [Member] | Existing And Other Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 25,739 | ' | ' |
Percentage of gross loans | 3.40% | ' | ' |
Percentage of Bank's total regulatory capital | 20.30% | ' | ' |
Multi Family [Member] | Development Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 8,318 | ' | ' |
Percentage of gross loans | 1.10% | ' | ' |
Percentage of Bank's total regulatory capital | 6.60% | ' | ' |
Multi Family [Member] | Existing And Other Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 10,695 | ' | ' |
Percentage of gross loans | 1.40% | ' | ' |
Percentage of Bank's total regulatory capital | 8.40% | ' | ' |
Industrial And Warehouse [Member] | Development Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 1,281 | ' | ' |
Percentage of gross loans | 0.20% | ' | ' |
Percentage of Bank's total regulatory capital | 1.00% | ' | ' |
Industrial And Warehouse [Member] | Existing And Other Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 6,664 | ' | ' |
Percentage of gross loans | 0.90% | ' | ' |
Percentage of Bank's total regulatory capital | 5.30% | ' | ' |
Miscellaneous Commercial [Member] | Development Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 7,001 | ' | ' |
Percentage of gross loans | 0.90% | ' | ' |
Percentage of Bank's total regulatory capital | 5.50% | ' | ' |
Miscellaneous Commercial [Member] | Existing And Other Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 114,524 | ' | ' |
Percentage of gross loans | 15.10% | ' | ' |
Percentage of Bank's total regulatory capital | 90.20% | ' | ' |
Hotel/Motel [Member] | Existing And Other Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 56,807 | ' | ' |
Percentage of gross loans | 7.50% | ' | ' |
Percentage of Bank's total regulatory capital | 44.80% | ' | ' |
Office Loan [Member] | Existing And Other Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 11,103 | ' | ' |
Percentage of gross loans | 1.50% | ' | ' |
Percentage of Bank's total regulatory capital | 8.70% | ' | ' |
Health Care [Member] | Existing And Other Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 14,071 | ' | ' |
Percentage of gross loans | 1.90% | ' | ' |
Percentage of Bank's total regulatory capital | 11.10% | ' | ' |
Real Estate Construction - Speculative [Member] | Existing And Other Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 369 | ' | ' |
Percentage of gross loans | 0.00% | ' | ' |
Percentage of Bank's total regulatory capital | 0.30% | ' | ' |
Commercial Owner Occupied [Member] | Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 140,056 | ' | ' |
Percentage of gross loans | 18.50% | ' | ' |
Percentage of Bank's total regulatory capital | 110.30% | ' | ' |
Commercial Construction Owner Occupied [Member] | Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 9,617 | ' | ' |
Percentage of gross loans | 1.30% | ' | ' |
Percentage of Bank's total regulatory capital | 7.60% | ' | ' |
Residential Construction Contract [Member] | Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 8,336 | ' | ' |
Percentage of gross loans | 1.10% | ' | ' |
Percentage of Bank's total regulatory capital | 6.60% | ' | ' |
Commercial Real Estate Portfolio Segment [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 455,058 | ' | ' |
Percentage of gross loans | 60.10% | ' | ' |
Percentage of Bank's total regulatory capital | 358.60% | ' | ' |
Development Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 57,077 | ' | ' |
Percentage of gross loans | 7.50% | ' | ' |
Percentage of Bank's total regulatory capital | 45.00% | ' | ' |
Existing And Other Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | 239,972 | ' | ' |
Percentage of gross loans | 31.70% | ' | ' |
Percentage of Bank's total regulatory capital | 189.10% | ' | ' |
Commercial Real Estate Loans [Member] | ' | ' | ' |
Development commercial real estate loans | ' | ' | ' |
Total commercial real estate loans (in Dollars) | $158,009 | ' | ' |
Percentage of gross loans | 20.90% | ' | ' |
Percentage of Bank's total regulatory capital | 124.50% | ' | ' |
Note_5_Loans_Details_The_Compa
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September (USD $) | Sep. 30, 2013 | Dec. 31, 2012 | ||
In Thousands, unless otherwise specified | ||||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | $756,814 | $739,058 | ||
Construction Land Development And Other Land Loans [Member] | Grade One [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 0 | 0 | ||
Construction Land Development And Other Land Loans [Member] | Grade Two [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 0 | 0 | ||
Construction Land Development And Other Land Loans [Member] | Grade Three [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 9,193 | 10,384 | ||
Construction Land Development And Other Land Loans [Member] | Grade Four [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 32,826 | 22,384 | ||
Construction Land Development And Other Land Loans [Member] | Grade W [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 8,616 | 6,735 | ||
Construction Land Development And Other Land Loans [Member] | Grade Five [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 2,296 | 3,354 | ||
Construction Land Development And Other Land Loans [Member] | Grade Six [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 4,859 | 4,000 | ||
Construction Land Development And Other Land Loans [Member] | Grade Seven [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 803 | 2,780 | ||
Construction Land Development And Other Land Loans [Member] | Not Risk Rated [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 16,807 | [1] | 16,486 | [1] |
Construction Land Development And Other Land Loans [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 75,400 | 66,123 | ||
Multi Family [Member] | Grade One [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 0 | ' | ||
Multi Family [Member] | Grade Two [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 0 | ' | ||
Multi Family [Member] | Grade Three [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 168 | ' | ||
Multi Family [Member] | Grade Four [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 1,131 | ' | ||
Multi Family [Member] | Grade W [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 9,206 | ' | ||
Multi Family [Member] | Grade Five [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 0 | ' | ||
Multi Family [Member] | Grade Six [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 181 | ' | ||
Multi Family [Member] | Grade Seven [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 0 | ' | ||
Multi Family [Member] | Not Risk Rated [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 9 | [1] | ' | |
Multi Family [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 10,695 | ' | ||
Non Farm Nonresidential [Member] | Grade One [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 0 | 2,643 | ||
Non Farm Nonresidential [Member] | Grade Two [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 0 | 0 | ||
Non Farm Nonresidential [Member] | Grade Three [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 69,394 | 83,554 | ||
Non Farm Nonresidential [Member] | Grade Four [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 171,193 | 151,956 | ||
Non Farm Nonresidential [Member] | Grade W [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 79,937 | 73,306 | ||
Non Farm Nonresidential [Member] | Grade Five [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 17,447 | 28,910 | ||
Non Farm Nonresidential [Member] | Grade Six [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 29,084 | 38,328 | ||
Non Farm Nonresidential [Member] | Grade Seven [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 1,590 | 1,801 | ||
Non Farm Nonresidential [Member] | Not Risk Rated [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 318 | [1] | 156 | [1] |
Non Farm Nonresidential [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 368,963 | 380,654 | ||
Commercial Real Estate Loans [Member] | Grade One [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 0 | ' | ||
Commercial Real Estate Loans [Member] | Grade Two [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 0 | ' | ||
Commercial Real Estate Loans [Member] | Grade Three [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 78,755 | ' | ||
Commercial Real Estate Loans [Member] | Grade Four [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 205,150 | ' | ||
Commercial Real Estate Loans [Member] | Grade W [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 97,759 | ' | ||
Commercial Real Estate Loans [Member] | Grade Five [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 19,743 | ' | ||
Commercial Real Estate Loans [Member] | Grade Six [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 34,124 | ' | ||
Commercial Real Estate Loans [Member] | Grade Seven [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 2,393 | ' | ||
Commercial Real Estate Loans [Member] | Not Risk Rated [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 17,134 | [1] | ' | |
Commercial Real Estate Loans [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | 455,058 | 459,212 | ||
Grade One [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | ' | 2,643 | ||
Grade Two [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Grade Three [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | ' | 94,342 | ||
Grade Four [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | ' | 175,731 | ||
Grade W [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | ' | 82,472 | ||
Grade Five [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | ' | 39,447 | ||
Grade Six [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | ' | 42,574 | ||
Grade Seven [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | ' | 5,357 | ||
Not Risk Rated [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale September [Line Items] | ' | ' | ||
Gross Loans | ' | $16,646 | [1] | |
[1] | Consumer real estate loans, included within construction, land development and other land loans, are not risk rated in accordance with the Company's policy. |
Note_5_Loans_Details_Internal_
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial [Line Items] | ' | ' |
Commercial and Industrial | $67,097 | $51,661 |
Grade One [Member] | ' | ' |
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial [Line Items] | ' | ' |
Commercial and Industrial | 1,056 | 3,462 |
Grade Two [Member] | ' | ' |
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial [Line Items] | ' | ' |
Commercial and Industrial | 1,109 | 208 |
Grade Three [Member] | ' | ' |
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial [Line Items] | ' | ' |
Commercial and Industrial | 8,018 | 7,210 |
Grade Four [Member] | ' | ' |
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial [Line Items] | ' | ' |
Commercial and Industrial | 47,785 | 28,293 |
Grade W [Member] | ' | ' |
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial [Line Items] | ' | ' |
Commercial and Industrial | 5,866 | 7,330 |
Grade Five [Member] | ' | ' |
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial [Line Items] | ' | ' |
Commercial and Industrial | 841 | 677 |
Grade Six [Member] | ' | ' |
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial [Line Items] | ' | ' |
Commercial and Industrial | 2,057 | 3,701 |
Grade Seven [Member] | ' | ' |
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial [Line Items] | ' | ' |
Commercial and Industrial | 304 | 732 |
Not Risk Rated [Member] | ' | ' |
Note 5 - Loans (Details) - Internal Credit Quality Indicators on Commercial and Industrial [Line Items] | ' | ' |
Commercial and Industrial | $61 | $48 |
Note_5_Loans_Details_Mortgage_
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators (USD $) | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2012 |
In Thousands, unless otherwise specified | |||
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | $756,814 | $738,282 | $733,940 |
Revolving Lines Secured By Single Family Residential Properties [Member] | Performing Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 64,869 | 58,935 | ' |
Revolving Lines Secured By Single Family Residential Properties [Member] | Nonperforming Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 1,019 | 816 | ' |
Revolving Lines Secured By Single Family Residential Properties [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 65,888 | 59,751 | ' |
Single Family Residential Closed End First Lien [Member] | Performing Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 101,170 | 99,080 | ' |
Single Family Residential Closed End First Lien [Member] | Nonperforming Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 3,585 | 4,442 | ' |
Single Family Residential Closed End First Lien [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 104,755 | 103,522 | ' |
Single Family Residential Closed End Junior Lien [Member] | Performing Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 3,818 | 4,608 | ' |
Single Family Residential Closed End Junior Lien [Member] | Nonperforming Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 232 | 299 | ' |
Single Family Residential Closed End Junior Lien [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 4,050 | 4,907 | ' |
Single Family Residential Loans [Member] | Performing Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 169,857 | 162,623 | ' |
Single Family Residential Loans [Member] | Nonperforming Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 4,836 | 5,557 | ' |
Single Family Residential Loans [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Mortgage Loan by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | $174,693 | $168,180 | ' |
Note_5_Loans_Details_Consumer_
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators (USD $) | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2012 |
In Thousands, unless otherwise specified | |||
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | $756,814 | $738,282 | $733,940 |
Consumer Credit Card Financing Receivable [Member] | Performing Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 0 | 0 | ' |
Consumer Credit Card Financing Receivable [Member] | Nonperforming Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 3 | 17 | ' |
Consumer Credit Card Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 3 | 17 | ' |
Consumer Other Financing Receivable [Member] | Performing Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 49,205 | 50,310 | ' |
Consumer Other Financing Receivable [Member] | Nonperforming Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 188 | 247 | ' |
Consumer Other Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 49,393 | 50,557 | ' |
Consumer [Member] | Performing Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 49,205 | 50,310 | ' |
Consumer [Member] | Nonperforming Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 191 | 264 | ' |
Consumer [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 49,396 | 50,574 | 51,371 |
All Other [Member] | Performing Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 10,569 | 9,429 | ' |
All Other [Member] | Nonperforming Financing Receivable [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | 1 | 2 | ' |
All Other [Member] | ' | ' | ' |
Note 5 - Loans (Details) - Consumer Loans by Credit Quality Indicators [Line Items] | ' | ' | ' |
Gross Loans | $10,570 | $9,431 | $9,121 |
Note_5_Loans_Details_The_Compa1
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December (USD $) | Sep. 30, 2013 | Dec. 31, 2012 | ||
In Thousands, unless otherwise specified | ||||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | $756,814 | $739,058 | ||
Total | 0 | 776 | ||
Construction Land Development And Other Land Loans [Member] | Grade One [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 0 | 0 | ||
Construction Land Development And Other Land Loans [Member] | Grade Two [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 0 | 0 | ||
Construction Land Development And Other Land Loans [Member] | Grade Three [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 9,193 | 10,384 | ||
Construction Land Development And Other Land Loans [Member] | Grade Four [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 32,826 | 22,384 | ||
Construction Land Development And Other Land Loans [Member] | Grade W [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 8,616 | 6,735 | ||
Construction Land Development And Other Land Loans [Member] | Grade Five [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 2,296 | 3,354 | ||
Construction Land Development And Other Land Loans [Member] | Grade Six [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 4,859 | 4,000 | ||
Construction Land Development And Other Land Loans [Member] | Grade Seven [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 803 | 2,780 | ||
Construction Land Development And Other Land Loans [Member] | Not Risk Rated [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 16,807 | [1] | 16,486 | [1] |
Construction Land Development And Other Land Loans [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 75,400 | 66,123 | ||
Multi Family Residential [Member] | Grade One [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Multi Family Residential [Member] | Grade Two [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Multi Family Residential [Member] | Grade Three [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 404 | ||
Multi Family Residential [Member] | Grade Four [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 1,391 | ||
Multi Family Residential [Member] | Grade W [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 2,431 | ||
Multi Family Residential [Member] | Grade Five [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 7,183 | ||
Multi Family Residential [Member] | Grade Six [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 246 | ||
Multi Family Residential [Member] | Grade Seven [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Multi Family Residential [Member] | Not Risk Rated [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 4 | [1] | |
Multi Family Residential [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 10,695 | 11,659 | ||
Non Farm Nonresidential [Member] | Grade One [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 0 | 2,643 | ||
Non Farm Nonresidential [Member] | Grade Two [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 0 | 0 | ||
Non Farm Nonresidential [Member] | Grade Three [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 69,394 | 83,554 | ||
Non Farm Nonresidential [Member] | Grade Four [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 171,193 | 151,956 | ||
Non Farm Nonresidential [Member] | Grade W [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 79,937 | 73,306 | ||
Non Farm Nonresidential [Member] | Grade Five [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 17,447 | 28,910 | ||
Non Farm Nonresidential [Member] | Grade Six [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 29,084 | 38,328 | ||
Non Farm Nonresidential [Member] | Grade Seven [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 1,590 | 1,801 | ||
Non Farm Nonresidential [Member] | Not Risk Rated [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 318 | [1] | 156 | [1] |
Non Farm Nonresidential [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | 368,963 | 380,654 | ||
Commercial Real Estate in Other Loans Held for Sale [Member] | Grade One [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Commercial Real Estate in Other Loans Held for Sale [Member] | Grade Two [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Commercial Real Estate in Other Loans Held for Sale [Member] | Grade Three [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Commercial Real Estate in Other Loans Held for Sale [Member] | Grade Four [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Commercial Real Estate in Other Loans Held for Sale [Member] | Grade W [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Commercial Real Estate in Other Loans Held for Sale [Member] | Grade Five [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Commercial Real Estate in Other Loans Held for Sale [Member] | Grade Six [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Commercial Real Estate in Other Loans Held for Sale [Member] | Grade Seven [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 776 | ||
Commercial Real Estate in Other Loans Held for Sale [Member] | Not Risk Rated [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | [1] | |
Commercial Real Estate in Other Loans Held for Sale [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 776 | ||
Commercial Real Estate Portfolio Segment [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 459,212 | ||
Less: Commercial real estate included in other loans held for sale | ' | -776 | ||
Total | ' | 458,436 | ||
Grade One [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 2,643 | ||
Grade Two [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 0 | ||
Grade Three [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 94,342 | ||
Grade Four [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 175,731 | ||
Grade W [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 82,472 | ||
Grade Five [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 39,447 | ||
Grade Six [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 42,574 | ||
Grade Seven [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | 5,357 | ||
Not Risk Rated [Member] | ' | ' | ||
Note 5 - Loans (Details) - The Company's Internal Credit Quality Indicators of Gross loans and Commercial Loans Held for Sale December [Line Items] | ' | ' | ||
Gross Loans | ' | $16,646 | [1] | |
[1] | Consumer real estate loans, included within construction, land development and other land loans, are not risk rated in accordance with the Company's policy. |
Note_5_Loans_Details_Delinquen
Note 5 - Loans (Details) - Delinquencies by Class at September 30, 2013 (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | $3,078 | $7,580 |
Greater than 90 days past due and still accruing | 1,723 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 14,735 | 15,848 |
Total past due | 19,536 | 23,428 |
Current | 737,278 | 715,630 |
Total loans | 756,814 | 739,058 |
Construction Land Development And Other Land Loans [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 336 | ' |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 4,143 | ' |
Total past due | 4,479 | ' |
Current | 70,921 | ' |
Total loans | 75,400 | 66,123 |
Multi Family Residential [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 0 | 245 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 181 | 0 |
Total past due | 181 | 245 |
Current | 10,514 | 11,414 |
Total loans | 10,695 | 11,659 |
Non Farm Nonresidential [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 1,342 | 4,574 |
Greater than 90 days past due and still accruing | 1,723 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 4,623 | 3,732 |
Total past due | 7,688 | 8,306 |
Current | 361,275 | 372,348 |
Total loans | 368,963 | 380,654 |
Commercial Real Estate Loans [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 1,678 | 4,994 |
Greater than 90 days past due and still accruing | 1,723 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 8,947 | 9,199 |
Total past due | 12,348 | 14,193 |
Current | 442,710 | 445,019 |
Total loans | 455,058 | 459,212 |
Revolving Lines Secured By Single Family Residential Properties [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 173 | 245 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 1,019 | 816 |
Total past due | 1,192 | 1,061 |
Current | 64,696 | 58,690 |
Total loans | 65,888 | 59,751 |
Single Family Residential Closed End First Lien [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 461 | 1,441 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 3,585 | 4,442 |
Total past due | 4,046 | 5,883 |
Current | 100,709 | 97,639 |
Total loans | 104,755 | 103,522 |
Single Family Residential Closed End Junior Lien [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 0 | 99 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 232 | 299 |
Total past due | 232 | 398 |
Current | 3,818 | 4,509 |
Total loans | 4,050 | 4,907 |
Single Family Residential [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 634 | 1,785 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 4,836 | 5,557 |
Total past due | 5,470 | 7,342 |
Current | 169,223 | 160,838 |
Total loans | 174,693 | 168,180 |
Commercial And Industrial [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 373 | 395 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 760 | 826 |
Total past due | 1,133 | 1,221 |
Current | 65,964 | 50,440 |
Total loans | 67,097 | 51,661 |
Consumer Credit Card Financing Receivable [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 0 | 0 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 3 | 17 |
Total past due | 3 | 17 |
Current | 0 | 0 |
Total loans | 3 | 17 |
Consumer Other Financing Receivable [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 393 | 405 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 188 | 247 |
Total past due | 581 | 652 |
Current | 48,812 | 49,905 |
Total loans | 49,393 | 50,557 |
Consumer [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 393 | 405 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 191 | 264 |
Total past due | 584 | 669 |
Current | 48,812 | 49,905 |
Total loans | 49,396 | 50,574 |
Farmland [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 0 | 0 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 0 | 0 |
Total past due | 0 | 0 |
Current | 3,195 | 3,171 |
Total loans | 3,195 | 3,171 |
Obligations Of States And Political Subdivisions [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 0 | 0 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 0 | 0 |
Total past due | 0 | 0 |
Current | 515 | 739 |
Total loans | 515 | 739 |
All Other [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 0 | 1 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 1 | 2 |
Total past due | 1 | 3 |
Current | 6,859 | 5,518 |
Total loans | 6,860 | 5,521 |
Other Loan [Member] | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' |
30-89 days past due and still accruing | 0 | 1 |
Greater than 90 days past due and still accruing | 0 | ' |
Greater than 90 days past due and not accruing (nonaccrual) | 1 | 2 |
Total past due | 1 | 3 |
Current | 10,569 | 9,428 |
Total loans | $10,570 | $9,431 |
Note_5_Loans_Details_Delinquen1
Note 5 - Loans (Details) - Delinquencies by Class at December 31, 2012 (USD $) | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2012 |
In Thousands, unless otherwise specified | |||
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | $3,078 | $7,580 | ' |
Greater than 90 days past due on nonaccrual | 14,735 | 15,848 | ' |
Total past due | 19,536 | 23,428 | ' |
Current | 737,278 | 715,630 | ' |
Total loans | 756,814 | 739,058 | ' |
Total loans, gross | ' | 7,580 | ' |
Total loans, gross | ' | 15,072 | ' |
Total loans, gross | ' | 22,652 | ' |
Total loans, gross | ' | 715,630 | ' |
Total loans, gross | 756,814 | 738,282 | 733,940 |
Construction, Land Development and Other Land Loan [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | ' | 175 | ' |
Greater than 90 days past due on nonaccrual | ' | 5,467 | ' |
Total past due | ' | 5,642 | ' |
Current | ' | 61,257 | ' |
Total loans | ' | 66,899 | ' |
Multi Family Residential [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 0 | 245 | ' |
Greater than 90 days past due on nonaccrual | 181 | 0 | ' |
Total past due | 181 | 245 | ' |
Current | 10,514 | 11,414 | ' |
Total loans | 10,695 | 11,659 | ' |
Non Farm Nonresidential [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 1,342 | 4,574 | ' |
Greater than 90 days past due on nonaccrual | 4,623 | 3,732 | ' |
Total past due | 7,688 | 8,306 | ' |
Current | 361,275 | 372,348 | ' |
Total loans | 368,963 | 380,654 | ' |
Commercial Real Estate Loans [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 1,678 | 4,994 | ' |
Greater than 90 days past due on nonaccrual | 8,947 | 9,199 | ' |
Total past due | 12,348 | 14,193 | ' |
Current | 442,710 | 445,019 | ' |
Total loans | 455,058 | 459,212 | ' |
Total loans, gross | 455,058 | ' | 451,384 |
Revolving Lines Secured By Single Family Residential Properties [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 173 | 245 | ' |
Greater than 90 days past due on nonaccrual | 1,019 | 816 | ' |
Total past due | 1,192 | 1,061 | ' |
Current | 64,696 | 58,690 | ' |
Total loans | 65,888 | 59,751 | ' |
Total loans, gross | 65,888 | 59,751 | ' |
Single Family Residential Closed End First Lien [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 461 | 1,441 | ' |
Greater than 90 days past due on nonaccrual | 3,585 | 4,442 | ' |
Total past due | 4,046 | 5,883 | ' |
Current | 100,709 | 97,639 | ' |
Total loans | 104,755 | 103,522 | ' |
Total loans, gross | 104,755 | 103,522 | ' |
Single Family Residential Closed End Junior Lien [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 0 | 99 | ' |
Greater than 90 days past due on nonaccrual | 232 | 299 | ' |
Total past due | 232 | 398 | ' |
Current | 3,818 | 4,509 | ' |
Total loans | 4,050 | 4,907 | ' |
Total loans, gross | 4,050 | 4,907 | ' |
Single Family Residential [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 634 | 1,785 | ' |
Greater than 90 days past due on nonaccrual | 4,836 | 5,557 | ' |
Total past due | 5,470 | 7,342 | ' |
Current | 169,223 | 160,838 | ' |
Total loans | 174,693 | 168,180 | ' |
Total loans, gross | 174,693 | ' | 170,143 |
Commercial And Industrial [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 373 | 395 | ' |
Greater than 90 days past due on nonaccrual | 760 | 826 | ' |
Total past due | 1,133 | 1,221 | ' |
Current | 65,964 | 50,440 | ' |
Total loans | 67,097 | 51,661 | ' |
Total loans, gross | 67,097 | ' | 51,921 |
Consumer Credit Card Financing Receivable [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 0 | 0 | ' |
Greater than 90 days past due on nonaccrual | 3 | 17 | ' |
Total past due | 3 | 17 | ' |
Current | 0 | 0 | ' |
Total loans | 3 | 17 | ' |
Total loans, gross | 3 | 17 | ' |
Consumer Other Financing Receivable [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 393 | 405 | ' |
Greater than 90 days past due on nonaccrual | 188 | 247 | ' |
Total past due | 581 | 652 | ' |
Current | 48,812 | 49,905 | ' |
Total loans | 49,393 | 50,557 | ' |
Total loans, gross | 49,393 | 50,557 | ' |
Consumer [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 393 | 405 | ' |
Greater than 90 days past due on nonaccrual | 191 | 264 | ' |
Total past due | 584 | 669 | ' |
Current | 48,812 | 49,905 | ' |
Total loans | 49,396 | 50,574 | ' |
Total loans, gross | 49,396 | 50,574 | 51,371 |
Farmland [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 0 | 0 | ' |
Greater than 90 days past due on nonaccrual | 0 | 0 | ' |
Total past due | 0 | 0 | ' |
Current | 3,195 | 3,171 | ' |
Total loans | 3,195 | 3,171 | ' |
Obligations Of States And Political Subdivisions [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 0 | 0 | ' |
Greater than 90 days past due on nonaccrual | 0 | 0 | ' |
Total past due | 0 | 0 | ' |
Current | 515 | 739 | ' |
Total loans | 515 | 739 | ' |
All Other [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 0 | 1 | ' |
Greater than 90 days past due on nonaccrual | 1 | 2 | ' |
Total past due | 1 | 3 | ' |
Current | 6,859 | 5,518 | ' |
Total loans | 6,860 | 5,521 | ' |
Total loans, gross | 10,570 | 9,431 | 9,121 |
Other Loan [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | 0 | 1 | ' |
Greater than 90 days past due on nonaccrual | 1 | 2 | ' |
Total past due | 1 | 3 | ' |
Current | 10,569 | 9,428 | ' |
Total loans | 10,570 | 9,431 | ' |
Other Loans Held For Sale [Member] | ' | ' | ' |
Financing Receivable, Recorded Investment, Past Due [Line Items] | ' | ' | ' |
30-89 days past due | ' | 0 | ' |
Greater than 90 days past due on nonaccrual | ' | -776 | ' |
Total past due | ' | -776 | ' |
Current | ' | 0 | ' |
Total loans | ' | ($776) | ' |
Note_5_Loans_Details_Carrying_
Note 5 - Loans (Details) - Carrying Balance of Troubled Debt Restructurings (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Note 5 - Loans (Details) - Carrying Balance of Troubled Debt Restructurings [Line Items] | ' | ' |
Troubled debt restructurings | $29,447 | $33,278 |
Loans, Gross [Member] | Performing Financing Receivable [Member] | ' | ' |
Note 5 - Loans (Details) - Carrying Balance of Troubled Debt Restructurings [Line Items] | ' | ' |
Troubled debt restructurings | 27,012 | 30,154 |
Loans, Gross [Member] | Nonperforming Financing Receivable [Member] | ' | ' |
Note 5 - Loans (Details) - Carrying Balance of Troubled Debt Restructurings [Line Items] | ' | ' |
Troubled debt restructurings | 2,435 | 3,124 |
Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Carrying Balance of Troubled Debt Restructurings [Line Items] | ' | ' |
Troubled debt restructurings | 29,447 | 33,278 |
Other Loans Held For Sale [Member] | Performing Financing Receivable [Member] | ' | ' |
Note 5 - Loans (Details) - Carrying Balance of Troubled Debt Restructurings [Line Items] | ' | ' |
Troubled debt restructurings | 0 | 0 |
Other Loans Held For Sale [Member] | Nonperforming Financing Receivable [Member] | ' | ' |
Note 5 - Loans (Details) - Carrying Balance of Troubled Debt Restructurings [Line Items] | ' | ' |
Troubled debt restructurings | 0 | 0 |
Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Carrying Balance of Troubled Debt Restructurings [Line Items] | ' | ' |
Troubled debt restructurings | 0 | 0 |
Performing Financing Receivable [Member] | ' | ' |
Note 5 - Loans (Details) - Carrying Balance of Troubled Debt Restructurings [Line Items] | ' | ' |
Troubled debt restructurings | 27,012 | 30,154 |
Nonperforming Financing Receivable [Member] | ' | ' |
Note 5 - Loans (Details) - Carrying Balance of Troubled Debt Restructurings [Line Items] | ' | ' |
Troubled debt restructurings | $2,435 | $3,124 |
Note_5_Loans_Details_Troubled_
Note 5 - Loans (Details) - Troubled Debt Restructurings Removed from Classification (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Troubled Debt Restructurings Removed from Classification [Abstract] | ' | ' | ' | ' |
Carrying balance (in Dollars) | $0 | $131 | $5,842 | $6,018 |
Count | 0 | 1 | 8 | 19 |
Note_5_Loans_Details_Loans_Mod
Note 5 - Loans (Details) - Loans Modified Three Months Ended (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Non Farm Nonresidential [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Loans Modified Three Months Ended [Line Items] | ' | ' | ' | ' |
Number of loans | 1 | 1 | 3 | 7 |
Pre-modification outstanding recorded investment | $480 | $255 | $3,099 | $2,066 |
Post-modification outstanding recorded investment | 480 | 255 | 3,099 | 2,066 |
Commercial Real Estate Loans [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Loans Modified Three Months Ended [Line Items] | ' | ' | ' | ' |
Number of loans | 1 | 1 | 4 | 8 |
Pre-modification outstanding recorded investment | 480 | 255 | 3,159 | 6,155 |
Post-modification outstanding recorded investment | 480 | 255 | 3,159 | 6,155 |
Single-Family Real Estate [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Loans Modified Three Months Ended [Line Items] | ' | ' | ' | ' |
Number of loans | 0 | 3 | 0 | 4 |
Pre-modification outstanding recorded investment | 0 | 645 | 0 | 715 |
Post-modification outstanding recorded investment | 0 | 645 | 0 | 715 |
Commercial And Industrial [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Loans Modified Three Months Ended [Line Items] | ' | ' | ' | ' |
Number of loans | 1 | 0 | 1 | 2 |
Pre-modification outstanding recorded investment | 241 | 0 | 241 | 421 |
Post-modification outstanding recorded investment | 241 | 0 | 241 | 416 |
Loans, Gross [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Loans Modified Three Months Ended [Line Items] | ' | ' | ' | ' |
Number of loans | 2 | 4 | 5 | 14 |
Pre-modification outstanding recorded investment | 721 | 900 | 3,400 | 7,291 |
Post-modification outstanding recorded investment | 721 | 900 | 3,400 | 7,286 |
Term Concession [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Loans Modified Three Months Ended [Line Items] | ' | ' | ' | ' |
Number of loans | 2 | 2 | 4 | 6 |
Pre-modification outstanding recorded investment | 721 | 439 | 3,340 | 5,047 |
Post-modification outstanding recorded investment | 721 | 439 | 3,340 | 5,047 |
Rate And Term Concessions [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Loans Modified Three Months Ended [Line Items] | ' | ' | ' | ' |
Number of loans | 0 | 2 | 0 | 8 |
Pre-modification outstanding recorded investment | 0 | 461 | 0 | 2,244 |
Post-modification outstanding recorded investment | $0 | $461 | $0 | $2,239 |
Note_5_Loans_Details_Loans_Mod1
Note 5 - Loans (Details) - Loans Modified Nine Months Ended (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Construction Land Development And Other Land Loans [Member] | ' | ' | ' | ' |
Financing Receivable, Modifications [Line Items] | ' | ' | ' | ' |
Number of loans | ' | ' | 1 | 1 |
Pre-modification outstanding recorded investment | ' | ' | $60 | $4,089 |
Post-modification outstanding recorded investment | ' | ' | 60 | 4,089 |
Non Farm Nonresidential [Member] | ' | ' | ' | ' |
Financing Receivable, Modifications [Line Items] | ' | ' | ' | ' |
Number of loans | 1 | 1 | 3 | 7 |
Pre-modification outstanding recorded investment | 480 | 255 | 3,099 | 2,066 |
Post-modification outstanding recorded investment | 480 | 255 | 3,099 | 2,066 |
Commercial Real Estate Loans [Member] | ' | ' | ' | ' |
Financing Receivable, Modifications [Line Items] | ' | ' | ' | ' |
Number of loans | 1 | 1 | 4 | 8 |
Pre-modification outstanding recorded investment | 480 | 255 | 3,159 | 6,155 |
Post-modification outstanding recorded investment | 480 | 255 | 3,159 | 6,155 |
Single-Family Real Estate [Member] | ' | ' | ' | ' |
Financing Receivable, Modifications [Line Items] | ' | ' | ' | ' |
Number of loans | 0 | 3 | 0 | 4 |
Pre-modification outstanding recorded investment | 0 | 645 | 0 | 715 |
Post-modification outstanding recorded investment | 0 | 645 | 0 | 715 |
Commercial And Industrial [Member] | ' | ' | ' | ' |
Financing Receivable, Modifications [Line Items] | ' | ' | ' | ' |
Number of loans | 1 | 0 | 1 | 2 |
Pre-modification outstanding recorded investment | 241 | 0 | 241 | 421 |
Post-modification outstanding recorded investment | 241 | 0 | 241 | 416 |
Consumer [Member] | ' | ' | ' | ' |
Financing Receivable, Modifications [Line Items] | ' | ' | ' | ' |
Number of loans | ' | ' | 0 | 0 |
Pre-modification outstanding recorded investment | ' | ' | 0 | 0 |
Post-modification outstanding recorded investment | ' | ' | 0 | 0 |
Loans, Gross [Member] | ' | ' | ' | ' |
Financing Receivable, Modifications [Line Items] | ' | ' | ' | ' |
Number of loans | 2 | 4 | 5 | 14 |
Pre-modification outstanding recorded investment | 721 | 900 | 3,400 | 7,291 |
Post-modification outstanding recorded investment | 721 | 900 | 3,400 | 7,286 |
Rate Concessions [Member] | ' | ' | ' | ' |
Financing Receivable, Modifications [Line Items] | ' | ' | ' | ' |
Number of loans | ' | ' | 1 | 0 |
Pre-modification outstanding recorded investment | ' | ' | 60 | 0 |
Post-modification outstanding recorded investment | ' | ' | 60 | 0 |
Term Concession [Member] | ' | ' | ' | ' |
Financing Receivable, Modifications [Line Items] | ' | ' | ' | ' |
Number of loans | 2 | 2 | 4 | 6 |
Pre-modification outstanding recorded investment | 721 | 439 | 3,340 | 5,047 |
Post-modification outstanding recorded investment | 721 | 439 | 3,340 | 5,047 |
Rate And Term Concessions [Member] | ' | ' | ' | ' |
Financing Receivable, Modifications [Line Items] | ' | ' | ' | ' |
Number of loans | 0 | 2 | 0 | 8 |
Pre-modification outstanding recorded investment | 0 | 461 | 0 | 2,244 |
Post-modification outstanding recorded investment | $0 | $461 | $0 | $2,239 |
Note_5_Loans_Details_Troubled_1
Note 5 - Loans (Details) - Troubled Debt Restructurings (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Construction Land Development And Other Land Loans [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Troubled Debt Restructurings [Line Items] | ' | ' | ' | ' |
Number of loans | 0 | 0 | 1 | 1 |
Recorded Investment (in Dollars) | $0 | $0 | $56 | $488 |
Non Farm Nonresidential [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Troubled Debt Restructurings [Line Items] | ' | ' | ' | ' |
Number of loans | 0 | 1 | 0 | 6 |
Recorded Investment (in Dollars) | 0 | 256 | 0 | 1,801 |
Commercial Real Estate Loans [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Troubled Debt Restructurings [Line Items] | ' | ' | ' | ' |
Number of loans | ' | 1 | 1 | 7 |
Recorded Investment (in Dollars) | ' | 256 | 56 | 2,289 |
Single-Family Real Estate [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Troubled Debt Restructurings [Line Items] | ' | ' | ' | ' |
Number of loans | 1 | 0 | 1 | 1 |
Recorded Investment (in Dollars) | 404 | 0 | 404 | 46 |
Commercial And Industrial [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Troubled Debt Restructurings [Line Items] | ' | ' | ' | ' |
Number of loans | 1 | 0 | 1 | 0 |
Recorded Investment (in Dollars) | 127 | 0 | 127 | 0 |
Consumer [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Troubled Debt Restructurings [Line Items] | ' | ' | ' | ' |
Number of loans | 0 | 0 | 0 | 0 |
Recorded Investment (in Dollars) | 0 | 0 | 0 | 0 |
Loans, Gross [Member] | ' | ' | ' | ' |
Note 5 - Loans (Details) - Troubled Debt Restructurings [Line Items] | ' | ' | ' | ' |
Number of loans | 2 | 1 | 3 | 8 |
Recorded Investment (in Dollars) | $531 | $256 | $587 | $2,335 |
Note_5_Loans_Details_Compositi
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | $44,185 | $42,095 |
Loans, Gross [Member] | Performing Troubled Debt Restructured Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | 27,012 | 30,154 |
Loans, Gross [Member] | Non Performing Troubled Debt Restructured Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | 2,435 | 3,124 |
Loans, Gross [Member] | Non Performing Other Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | 4,455 | 2,628 |
Loans, Gross [Member] | Performing Other Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | 10,283 | 5,413 |
Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | 44,185 | 41,319 |
Other Loans Held For Sale [Member] | Performing Troubled Debt Restructured Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | ' | 0 |
Other Loans Held For Sale [Member] | Non Performing Troubled Debt Restructured Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | ' | 0 |
Other Loans Held For Sale [Member] | Non Performing Other Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | ' | 776 |
Other Loans Held For Sale [Member] | Performing Other Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | ' | 0 |
Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | ' | 776 |
Performing Troubled Debt Restructured Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | 27,012 | 30,154 |
Non Performing Troubled Debt Restructured Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | 2,435 | 3,124 |
Non Performing Other Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | 4,455 | 3,404 |
Performing Other Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Troubled Debt Restructurings Impaired Loans [Line Items] | ' | ' |
Total impaired loans | $10,283 | $5,413 |
Note_5_Loans_Details_Compositi1
Note 5 - Loans (Details) - Composition of Impaired Loans by Class (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | $25,206 |
Impaired loans with no related allowance, unpaid principal balance | ' | 56,494 |
Impaired loans with related allowance, recorded investment | ' | 16,889 |
Impaired loans with related allowance, unpaid principal balance | ' | 16,889 |
Impaired loans with related allowance, related allowance | ' | 2,477 |
Total Impaired Loans, recorded investment | 44,185 | 42,095 |
Total Impaired Loans, unpaid principal balance | ' | 73,383 |
Total Impaired Loans, related allowance | ' | 2,477 |
Construction Land Development And Other Land Loans [Member] | Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 3,260 | 3,732 |
Impaired loans with no related allowance, unpaid principal balance | 6,519 | 16,005 |
Impaired loans with related allowance, recorded investment | 261 | 254 |
Impaired loans with related allowance, unpaid principal balance | 261 | 254 |
Impaired loans with related allowance, related allowance | 68 | 68 |
Total Impaired Loans, recorded investment | 3,521 | 3,986 |
Total Impaired Loans, unpaid principal balance | 6,780 | 16,259 |
Total Impaired Loans, related allowance | 68 | 68 |
Construction Land Development And Other Land Loans [Member] | Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 776 |
Impaired loans with no related allowance, unpaid principal balance | ' | 8,656 |
Total Impaired Loans, recorded investment | ' | 776 |
Total Impaired Loans, unpaid principal balance | ' | 8,656 |
Construction Land Development And Other Land Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 4,508 |
Impaired loans with no related allowance, unpaid principal balance | ' | 24,661 |
Impaired loans with related allowance, recorded investment | ' | 254 |
Impaired loans with related allowance, unpaid principal balance | ' | 254 |
Impaired loans with related allowance, related allowance | ' | 68 |
Total Impaired Loans, recorded investment | ' | 4,762 |
Total Impaired Loans, unpaid principal balance | ' | 24,915 |
Total Impaired Loans, related allowance | ' | 68 |
Multi Family Residential [Member] | Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 181 | 0 |
Impaired loans with no related allowance, unpaid principal balance | 239 | 0 |
Impaired loans with related allowance, recorded investment | 0 | 246 |
Impaired loans with related allowance, unpaid principal balance | 0 | 246 |
Impaired loans with related allowance, related allowance | 0 | 76 |
Total Impaired Loans, recorded investment | 181 | 246 |
Total Impaired Loans, unpaid principal balance | 239 | 246 |
Total Impaired Loans, related allowance | 0 | 76 |
Multi Family Residential [Member] | Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 0 |
Impaired loans with no related allowance, unpaid principal balance | ' | 0 |
Total Impaired Loans, recorded investment | ' | 0 |
Total Impaired Loans, unpaid principal balance | ' | 0 |
Multi Family Residential [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 0 |
Impaired loans with no related allowance, unpaid principal balance | ' | 0 |
Impaired loans with related allowance, recorded investment | ' | 246 |
Impaired loans with related allowance, unpaid principal balance | ' | 246 |
Impaired loans with related allowance, related allowance | ' | 76 |
Total Impaired Loans, recorded investment | ' | 246 |
Total Impaired Loans, unpaid principal balance | ' | 246 |
Total Impaired Loans, related allowance | ' | 76 |
Non Farm Nonresidential [Member] | Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 24,201 | 18,012 |
Impaired loans with no related allowance, unpaid principal balance | 30,986 | 24,275 |
Impaired loans with related allowance, recorded investment | 12,321 | 14,309 |
Impaired loans with related allowance, unpaid principal balance | 12,321 | 14,309 |
Impaired loans with related allowance, related allowance | 1,884 | 2,055 |
Total Impaired Loans, recorded investment | 36,522 | 32,321 |
Total Impaired Loans, unpaid principal balance | 43,307 | 38,584 |
Total Impaired Loans, related allowance | 1,884 | 2,055 |
Non Farm Nonresidential [Member] | Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 0 |
Impaired loans with no related allowance, unpaid principal balance | ' | 0 |
Total Impaired Loans, recorded investment | ' | 0 |
Total Impaired Loans, unpaid principal balance | ' | 0 |
Non Farm Nonresidential [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 18,012 |
Impaired loans with no related allowance, unpaid principal balance | ' | 24,275 |
Impaired loans with related allowance, recorded investment | ' | 14,309 |
Impaired loans with related allowance, unpaid principal balance | ' | 14,309 |
Impaired loans with related allowance, related allowance | ' | 2,055 |
Total Impaired Loans, recorded investment | ' | 32,321 |
Total Impaired Loans, unpaid principal balance | ' | 38,584 |
Total Impaired Loans, related allowance | ' | 2,055 |
Commercial Real Estate Loans [Member] | Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 27,642 | 21,744 |
Impaired loans with no related allowance, unpaid principal balance | 37,744 | 40,280 |
Impaired loans with related allowance, recorded investment | 12,582 | 14,809 |
Impaired loans with related allowance, unpaid principal balance | 12,582 | 14,809 |
Impaired loans with related allowance, related allowance | 1,952 | 2,199 |
Total Impaired Loans, recorded investment | 40,224 | 36,553 |
Total Impaired Loans, unpaid principal balance | 50,326 | 55,089 |
Total Impaired Loans, related allowance | 1,952 | 2,199 |
Commercial Real Estate Loans [Member] | Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 776 |
Impaired loans with no related allowance, unpaid principal balance | ' | 8,656 |
Total Impaired Loans, recorded investment | ' | 776 |
Total Impaired Loans, unpaid principal balance | ' | 8,656 |
Commercial Real Estate Loans [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 22,520 |
Impaired loans with no related allowance, unpaid principal balance | ' | 48,936 |
Impaired loans with related allowance, recorded investment | ' | 14,809 |
Impaired loans with related allowance, unpaid principal balance | ' | 14,809 |
Impaired loans with related allowance, related allowance | ' | 2,199 |
Total Impaired Loans, recorded investment | ' | 37,329 |
Total Impaired Loans, unpaid principal balance | ' | 63,745 |
Total Impaired Loans, related allowance | ' | 2,199 |
Revolving Lines Secured By Single Family Residential Properties [Member] | Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 0 | 0 |
Impaired loans with no related allowance, unpaid principal balance | 0 | 0 |
Impaired loans with related allowance, recorded investment | 404 | 404 |
Impaired loans with related allowance, unpaid principal balance | 404 | 404 |
Impaired loans with related allowance, related allowance | 83 | 0 |
Total Impaired Loans, recorded investment | 404 | 404 |
Total Impaired Loans, unpaid principal balance | 404 | 404 |
Total Impaired Loans, related allowance | 83 | 0 |
Revolving Lines Secured By Single Family Residential Properties [Member] | Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 0 |
Impaired loans with no related allowance, unpaid principal balance | ' | 0 |
Impaired loans with related allowance, recorded investment | ' | 0 |
Impaired loans with related allowance, unpaid principal balance | ' | 0 |
Revolving Lines Secured By Single Family Residential Properties [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 0 |
Impaired loans with no related allowance, unpaid principal balance | ' | 0 |
Impaired loans with related allowance, recorded investment | ' | 404 |
Impaired loans with related allowance, unpaid principal balance | ' | 404 |
Impaired loans with related allowance, related allowance | ' | 0 |
Total Impaired Loans, recorded investment | ' | 404 |
Total Impaired Loans, unpaid principal balance | ' | 404 |
Total Impaired Loans, related allowance | ' | 0 |
Single Family Residential Closed End First Lien [Member] | Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 1,478 | 1,963 |
Impaired loans with no related allowance, unpaid principal balance | 5,924 | 6,408 |
Impaired loans with related allowance, recorded investment | 553 | 707 |
Impaired loans with related allowance, unpaid principal balance | 553 | 707 |
Impaired loans with related allowance, related allowance | 49 | 54 |
Total Impaired Loans, recorded investment | 2,031 | 2,670 |
Total Impaired Loans, unpaid principal balance | 6,477 | 7,115 |
Total Impaired Loans, related allowance | 49 | 54 |
Single Family Residential Closed End First Lien [Member] | Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 0 |
Impaired loans with no related allowance, unpaid principal balance | ' | 0 |
Total Impaired Loans, recorded investment | ' | 0 |
Total Impaired Loans, unpaid principal balance | ' | 0 |
Single Family Residential Closed End First Lien [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 1,963 |
Impaired loans with no related allowance, unpaid principal balance | ' | 6,408 |
Impaired loans with related allowance, recorded investment | ' | 707 |
Impaired loans with related allowance, unpaid principal balance | ' | 707 |
Impaired loans with related allowance, related allowance | ' | 54 |
Total Impaired Loans, recorded investment | ' | 2,670 |
Total Impaired Loans, unpaid principal balance | ' | 7,115 |
Total Impaired Loans, related allowance | ' | 54 |
Single Family Residential Closed End Junior Lien [Member] | Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 0 | 31 |
Impaired loans with no related allowance, unpaid principal balance | 0 | 31 |
Impaired loans with related allowance, recorded investment | 198 | 173 |
Impaired loans with related allowance, unpaid principal balance | 198 | 173 |
Impaired loans with related allowance, related allowance | 63 | 162 |
Total Impaired Loans, recorded investment | 198 | 204 |
Total Impaired Loans, unpaid principal balance | 198 | 204 |
Total Impaired Loans, related allowance | 63 | 162 |
Single Family Residential Closed End Junior Lien [Member] | Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 0 |
Impaired loans with no related allowance, unpaid principal balance | ' | 0 |
Total Impaired Loans, recorded investment | ' | 0 |
Total Impaired Loans, unpaid principal balance | ' | 0 |
Single Family Residential Closed End Junior Lien [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 31 |
Impaired loans with no related allowance, unpaid principal balance | ' | 31 |
Impaired loans with related allowance, recorded investment | ' | 173 |
Impaired loans with related allowance, unpaid principal balance | ' | 173 |
Impaired loans with related allowance, related allowance | ' | 162 |
Total Impaired Loans, recorded investment | ' | 204 |
Total Impaired Loans, unpaid principal balance | ' | 204 |
Total Impaired Loans, related allowance | ' | 162 |
Single Family Residential [Member] | Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 1,478 | 1,994 |
Impaired loans with no related allowance, unpaid principal balance | 5,924 | 6,439 |
Impaired loans with related allowance, recorded investment | 1,155 | 1,284 |
Impaired loans with related allowance, unpaid principal balance | 1,155 | 1,284 |
Impaired loans with related allowance, related allowance | 195 | 216 |
Total Impaired Loans, recorded investment | 2,633 | 3,278 |
Total Impaired Loans, unpaid principal balance | 7,079 | 7,723 |
Total Impaired Loans, related allowance | 195 | 216 |
Single Family Residential [Member] | Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 0 |
Impaired loans with no related allowance, unpaid principal balance | ' | 0 |
Total Impaired Loans, recorded investment | ' | 0 |
Total Impaired Loans, unpaid principal balance | ' | 0 |
Single Family Residential [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 1,994 |
Impaired loans with no related allowance, unpaid principal balance | ' | 6,439 |
Impaired loans with related allowance, recorded investment | ' | 1,284 |
Impaired loans with related allowance, unpaid principal balance | ' | 1,284 |
Impaired loans with related allowance, related allowance | ' | 216 |
Total Impaired Loans, recorded investment | ' | 3,278 |
Total Impaired Loans, unpaid principal balance | ' | 7,723 |
Total Impaired Loans, related allowance | ' | 216 |
Commercial And Industrial [Member] | Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 952 | 674 |
Impaired loans with no related allowance, unpaid principal balance | 1,845 | 1,101 |
Impaired loans with related allowance, recorded investment | 342 | 776 |
Impaired loans with related allowance, unpaid principal balance | 342 | 776 |
Impaired loans with related allowance, related allowance | 17 | 58 |
Total Impaired Loans, recorded investment | 1,294 | 1,450 |
Total Impaired Loans, unpaid principal balance | 2,187 | 1,877 |
Total Impaired Loans, related allowance | 17 | 58 |
Commercial And Industrial [Member] | Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 0 |
Impaired loans with no related allowance, unpaid principal balance | ' | 0 |
Total Impaired Loans, recorded investment | ' | 0 |
Total Impaired Loans, unpaid principal balance | ' | 0 |
Commercial And Industrial [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 674 |
Impaired loans with no related allowance, unpaid principal balance | ' | 1,101 |
Impaired loans with related allowance, recorded investment | ' | 776 |
Impaired loans with related allowance, unpaid principal balance | ' | 776 |
Impaired loans with related allowance, related allowance | ' | 58 |
Total Impaired Loans, recorded investment | ' | 1,450 |
Total Impaired Loans, unpaid principal balance | ' | 1,877 |
Total Impaired Loans, related allowance | ' | 58 |
Consumer [Member] | Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 7 | 18 |
Impaired loans with no related allowance, unpaid principal balance | 7 | 18 |
Impaired loans with related allowance, recorded investment | 27 | 20 |
Impaired loans with related allowance, unpaid principal balance | 27 | 20 |
Impaired loans with related allowance, related allowance | 4 | 4 |
Total Impaired Loans, recorded investment | 34 | 38 |
Total Impaired Loans, unpaid principal balance | 34 | 38 |
Total Impaired Loans, related allowance | 4 | 4 |
Consumer [Member] | Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Total Impaired Loans, recorded investment | ' | 0 |
Total Impaired Loans, unpaid principal balance | ' | 0 |
Consumer [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 18 |
Impaired loans with no related allowance, unpaid principal balance | ' | 18 |
Impaired loans with related allowance, recorded investment | ' | 20 |
Impaired loans with related allowance, unpaid principal balance | ' | 20 |
Impaired loans with related allowance, related allowance | ' | 4 |
Total Impaired Loans, recorded investment | ' | 38 |
Total Impaired Loans, unpaid principal balance | ' | 38 |
Total Impaired Loans, related allowance | ' | 4 |
Loans, Gross [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | 30,079 | 24,430 |
Impaired loans with no related allowance, unpaid principal balance | 45,520 | 47,838 |
Impaired loans with related allowance, recorded investment | 14,106 | 16,889 |
Impaired loans with related allowance, unpaid principal balance | 14,106 | 16,889 |
Impaired loans with related allowance, related allowance | 2,168 | 2,477 |
Total Impaired Loans, recorded investment | 44,185 | 41,319 |
Total Impaired Loans, unpaid principal balance | 59,626 | 64,727 |
Total Impaired Loans, related allowance | 2,168 | 2,477 |
Other Loans Held For Sale [Member] | ' | ' |
Note 5 - Loans (Details) - Composition of Impaired Loans by Class [Line Items] | ' | ' |
Impaired loans with no related allowance, recorded investment | ' | 776 |
Impaired loans with no related allowance, unpaid principal balance | ' | 8,656 |
Total Impaired Loans, recorded investment | ' | 776 |
Total Impaired Loans, unpaid principal balance | ' | $8,656 |
Note_5_Loans_Details_Allowance
Note 5 - Loans (Details) - Allowance for Loan Losses (USD $) | 3 Months Ended | 9 Months Ended | |||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 | Dec. 31, 2012 |
Note 5 - Loans (Details) - Allowance for Loan Losses [Line Items] | ' | ' | ' | ' | ' |
Allowance for loan losses, beginning of period | $17,218 | $18,278 | $17,825 | $25,596 | ' |
Provision for loan losses | 645 | 600 | 1,665 | 11,750 | ' |
Loan charge-offs | 1,386 | 791 | 3,461 | 19,895 | ' |
Loan recoveries | 229 | 251 | 677 | 887 | ' |
Net loans charged-off | 1,157 | 540 | 2,784 | 19,008 | ' |
Allowance for loan losses, end of period | 16,706 | 18,338 | 16,706 | 18,338 | ' |
Loans, gross, individually evaluated for impairment | 44,185 | 40,752 | 44,185 | 40,752 | ' |
Loans, gross, collectively evaluated for impairment | 712,629 | 693,188 | 712,629 | 693,188 | ' |
Loans, gross | 756,814 | 733,940 | 756,814 | 733,940 | 738,282 |
Allowance for loan losses, individually evaluated for impairment | 2,168 | 3,442 | 2,168 | 3,442 | ' |
Allowance for loan losses, collectively evaluated for impairment | 14,538 | 14,896 | 14,538 | 14,896 | ' |
Commercial Real Estate Loans [Member] | ' | ' | ' | ' | ' |
Note 5 - Loans (Details) - Allowance for Loan Losses [Line Items] | ' | ' | ' | ' | ' |
Allowance for loan losses, beginning of period | 11,029 | 12,552 | 12,317 | 18,026 | ' |
Provision for loan losses | 562 | 483 | -36 | 10,126 | ' |
Loan charge-offs | 526 | 274 | 1,284 | 15,495 | ' |
Loan recoveries | 40 | 66 | 108 | 170 | ' |
Net loans charged-off | 486 | 208 | 1,176 | 15,325 | ' |
Allowance for loan losses, end of period | 11,105 | 12,827 | 11,105 | 12,827 | ' |
Loans, gross, individually evaluated for impairment | 40,224 | 35,486 | 40,224 | 35,486 | ' |
Loans, gross, collectively evaluated for impairment | 414,834 | 415,898 | 414,834 | 415,898 | ' |
Loans, gross | 455,058 | 451,384 | 455,058 | 451,384 | ' |
Allowance for loan losses, individually evaluated for impairment | 1,952 | 3,127 | 1,952 | 3,127 | ' |
Allowance for loan losses, collectively evaluated for impairment | 9,153 | 9,700 | 9,153 | 9,700 | ' |
Single Family Residential [Member] | ' | ' | ' | ' | ' |
Note 5 - Loans (Details) - Allowance for Loan Losses [Line Items] | ' | ' | ' | ' | ' |
Allowance for loan losses, beginning of period | 3,018 | 3,308 | 3,140 | 4,488 | ' |
Provision for loan losses | 214 | 40 | 465 | 1,689 | ' |
Loan charge-offs | 179 | 141 | 611 | 3,044 | ' |
Loan recoveries | 28 | 20 | 87 | 94 | ' |
Net loans charged-off | 151 | 121 | 524 | 2,950 | ' |
Allowance for loan losses, end of period | 3,081 | 3,227 | 3,081 | 3,227 | ' |
Loans, gross, individually evaluated for impairment | 2,633 | 3,746 | 2,633 | 3,746 | ' |
Loans, gross, collectively evaluated for impairment | 172,060 | 166,397 | 172,060 | 166,397 | ' |
Loans, gross | 174,693 | 170,143 | 174,693 | 170,143 | ' |
Allowance for loan losses, individually evaluated for impairment | 195 | 261 | 195 | 261 | ' |
Allowance for loan losses, collectively evaluated for impairment | 2,886 | 2,966 | 2,886 | 2,966 | ' |
Commercial And Industrial [Member] | ' | ' | ' | ' | ' |
Note 5 - Loans (Details) - Allowance for Loan Losses [Line Items] | ' | ' | ' | ' | ' |
Allowance for loan losses, beginning of period | 2,139 | 1,334 | 1,264 | 1,862 | ' |
Provision for loan losses | -254 | -92 | 960 | -426 | ' |
Loan charge-offs | 472 | 59 | 846 | 361 | ' |
Loan recoveries | 44 | 25 | 79 | 133 | ' |
Net loans charged-off | 428 | 34 | 767 | 228 | ' |
Allowance for loan losses, end of period | 1,457 | 1,208 | 1,457 | 1,208 | ' |
Loans, gross, individually evaluated for impairment | 1,294 | 1,481 | 1,294 | 1,481 | ' |
Loans, gross, collectively evaluated for impairment | 65,803 | 50,440 | 65,803 | 50,440 | ' |
Loans, gross | 67,097 | 51,921 | 67,097 | 51,921 | ' |
Allowance for loan losses, individually evaluated for impairment | 17 | 49 | 17 | 49 | ' |
Allowance for loan losses, collectively evaluated for impairment | 1,440 | 1,159 | 1,440 | 1,159 | ' |
Consumer [Member] | ' | ' | ' | ' | ' |
Note 5 - Loans (Details) - Allowance for Loan Losses [Line Items] | ' | ' | ' | ' | ' |
Allowance for loan losses, beginning of period | 1,025 | 1,070 | 1,093 | 1,209 | ' |
Provision for loan losses | 50 | 104 | 68 | 218 | ' |
Loan charge-offs | 58 | 139 | 219 | 498 | ' |
Loan recoveries | 36 | 39 | 111 | 145 | ' |
Net loans charged-off | 22 | 100 | 108 | 353 | ' |
Allowance for loan losses, end of period | 1,053 | 1,074 | 1,053 | 1,074 | ' |
Loans, gross, individually evaluated for impairment | 34 | 39 | 34 | 39 | ' |
Loans, gross, collectively evaluated for impairment | 49,362 | 51,332 | 49,362 | 51,332 | ' |
Loans, gross | 49,396 | 51,371 | 49,396 | 51,371 | 50,574 |
Allowance for loan losses, individually evaluated for impairment | 4 | 5 | 4 | 5 | ' |
Allowance for loan losses, collectively evaluated for impairment | 1,049 | 1,069 | 1,049 | 1,069 | ' |
All Other [Member] | ' | ' | ' | ' | ' |
Note 5 - Loans (Details) - Allowance for Loan Losses [Line Items] | ' | ' | ' | ' | ' |
Allowance for loan losses, beginning of period | 7 | 14 | 11 | 11 | ' |
Provision for loan losses | 73 | 65 | 208 | 143 | ' |
Loan charge-offs | 151 | 178 | 501 | 497 | ' |
Loan recoveries | 81 | 101 | 292 | 345 | ' |
Net loans charged-off | 70 | 77 | 209 | 152 | ' |
Allowance for loan losses, end of period | 10 | 2 | 10 | 2 | ' |
Loans, gross, individually evaluated for impairment | 0 | 0 | 0 | 0 | ' |
Loans, gross, collectively evaluated for impairment | 10,570 | 9,121 | 10,570 | 9,121 | ' |
Loans, gross | 10,570 | 9,121 | 10,570 | 9,121 | 9,431 |
Allowance for loan losses, individually evaluated for impairment | 0 | 0 | 0 | 0 | ' |
Allowance for loan losses, collectively evaluated for impairment | $10 | $2 | $10 | $2 | ' |
Note_6_Other_Loans_Held_for_Sa2
Note 6 - Other Loans Held for Sale and Valuation Allowance (Details) (USD $) | 3 Months Ended |
In Thousands, unless otherwise specified | Jun. 30, 2013 |
Loans Held For Sale And Valuation Allowance Disclosure [Abstract] | ' |
Gain (Loss) on Sales of Loans, Net | $326 |
Note_6_Other_Loans_Held_for_Sa3
Note 6 - Other Loans Held for Sale and Valuation Allowance (Details) - Other Loans Held for Sale and Valuation Allowance (USD $) | 3 Months Ended | 9 Months Ended | |
In Thousands, unless otherwise specified | Jun. 30, 2013 | Sep. 30, 2013 | Sep. 30, 2012 |
Note 6 - Other Loans Held for Sale and Valuation Allowance (Details) - Other Loans Held for Sale and Valuation Allowance [Line Items] | ' | ' | ' |
Beginning balance valuation allowance | ' | $1,512 | $2,561 |
Additions: | ' | ' | ' |
Writedowns on other loans held for sale included in valuation allowance, net | ' | ' | 100 |
Total additions valuation allowance | ' | ' | 100 |
Reductions: | ' | ' | ' |
Proceeds from sales of other loans held for sale | ' | 1,102 | 13,564 |
Proceeds from sales of other loans held for sale valuation allowance | ' | 1,512 | 874 |
Other loans held for sale transferred to gross loans | ' | ' | 9 |
Gain on sales of SBA loans | 326 | ' | ' |
Total reductions valuation allowance | ' | 1,512 | 883 |
Ending balance valuation allowance | ' | 0 | 1,778 |
SBA Loans [Member] | Gross [Member] | ' | ' | ' |
Additions: | ' | ' | ' |
Loans transferred to other loans held for sale | ' | 2,015 | 150 |
Gross Loans [Member] | Gross [Member] | ' | ' | ' |
Additions: | ' | ' | ' |
Loans transferred to other loans held for sale | ' | ' | 7,508 |
Other Gross Loans [Member] | Gross [Member] | ' | ' | ' |
Additions: | ' | ' | ' |
Other gross loans transferred to other loans held for sale | ' | ' | 12,214 |
Gross [Member] | ' | ' | ' |
Note 6 - Other Loans Held for Sale and Valuation Allowance (Details) - Other Loans Held for Sale and Valuation Allowance [Line Items] | ' | ' | ' |
Beginning balance | ' | 2,288 | 16,739 |
Additions: | ' | ' | ' |
Total additions | ' | 2,015 | 19,872 |
Reductions: | ' | ' | ' |
Proceeds from sales of other loans held for sale | ' | 2,614 | 22,100 |
Transfers to foreclosed real estate | ' | ' | 1,814 |
Other loans held for sale transferred to gross loans | ' | ' | 1,327 |
Direct writedowns on other loans held for sale | ' | ' | 2,434 |
Net paydowns | ' | ' | 70 |
Proceeds from sales of SBA loans | ' | 2,222 | ' |
Gain on sales of other loans held for sale | ' | -326 | ' |
Gain on sales of SBA loans | ' | -207 | ' |
Total reductions | ' | 4,303 | 27,745 |
Ending balance | ' | $0 | $8,866 |
Note_7_Premises_and_Equipment_2
Note 7 - Premises and Equipment, net (Details) (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Property, Plant and Equipment [Abstract] | ' | ' | ' | ' |
Number Of Commercial And Consumer Banking Branches | 25 | ' | 25 | ' |
Number Of Leased Branches | 5 | ' | 5 | ' |
Number Of Owned Branches | 20 | ' | 20 | ' |
Depreciation | $641 | $578 | $1,919 | $1,908 |
Note_7_Premises_and_Equipment_3
Note 7 - Premises and Equipment, net (Details) - Premises and Equipment Balances (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Property, Plant and Equipment [Line Items] | ' | ' |
Premises and equipment, gross | $48,387 | $48,515 |
Accumulated depreciation | -24,760 | -23,719 |
Premises and equipment, net | 23,627 | 24,796 |
Land [Member] | ' | ' |
Property, Plant and Equipment [Line Items] | ' | ' |
Premises and equipment, gross | 5,521 | 5,581 |
Building [Member] | ' | ' |
Property, Plant and Equipment [Line Items] | ' | ' |
Premises and equipment, gross | 19,384 | 19,541 |
Leasehold Improvements [Member] | ' | ' |
Property, Plant and Equipment [Line Items] | ' | ' |
Premises and equipment, gross | 3,756 | 4,309 |
Furniture and Equipment [Member] | ' | ' |
Property, Plant and Equipment [Line Items] | ' | ' |
Premises and equipment, gross | 13,014 | 12,640 |
Software [Member] | ' | ' |
Property, Plant and Equipment [Line Items] | ' | ' |
Premises and equipment, gross | 5,239 | 4,971 |
Bank Automobiles [Member] | ' | ' |
Property, Plant and Equipment [Line Items] | ' | ' |
Premises and equipment, gross | 95 | 95 |
Capital Lease Asset [Member] | ' | ' |
Property, Plant and Equipment [Line Items] | ' | ' |
Premises and equipment, gross | $1,378 | $1,378 |
Note_8_Residential_MortgageBan2
Note 8 - Residential Mortgage-Banking Activities (Details) (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Millions, unless otherwise specified | ||
Mortgage Banking Activities [Abstract] | ' | ' |
Mortgage Loans Serviced For Benefit Of Others | $383.80 | $388.70 |
Mortgage Servicing Rights | 2.5 | 2.6 |
Estimated Fair Value Of Mortgage Servicing Rights | $3.50 | $3.10 |
Note_8_Residential_MortgageBan3
Note 8 - Residential Mortgage-Banking Activities (Details) - Changes in Residential Mortgage-Servicing Rights (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Changes in Residential Mortgage-Servicing Rights [Abstract] | ' | ' | ' | ' |
Mortgage-servicing rights portfolio, net of valuation allowance, beginning of period | $2,525 | $2,541 | $2,584 | $2,586 |
Capitalized mortgage-servicing rights | 190 | 238 | 574 | 601 |
Mortgage-servicing rights portfolio amortization and impairment | -193 | -240 | -636 | -648 |
Mortgage-servicing rights portfolio, net of valuation allowance, end of period | $2,522 | $2,539 | $2,522 | $2,539 |
Note_9_Foreclosed_Real_Estate_2
Note 9 - Foreclosed Real Estate and Repossessed Personal Property (Details) (USD $) | Sep. 30, 2013 |
In Millions, unless otherwise specified | |
Foreclosed Real Estate And Repossessed Personal Property [Abstract] | ' |
Number Of Developed Lots Included In Real Estate Segment | 77 |
Amount Of Developed Residential Lots (in Dollars) | $6.50 |
Number of Real Estate Properties | 1 |
Note_9_Foreclosed_Real_Estate_3
Note 9 - Foreclosed Real Estate and Repossessed Personal Property (Details) - Foreclosed Real Estate and Repossessed Personal Property (USD $) | Sep. 30, 2013 | Jun. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2012 | Jun. 30, 2012 | Dec. 31, 2011 |
In Thousands, unless otherwise specified | ||||||
Foreclosed Real Estate and Repossessed Personal Property [Abstract] | ' | ' | ' | ' | ' | ' |
Foreclosed real estate | $7,928 | $8,296 | $10,911 | $11,609 | $14,683 | $27,663 |
Repossessed personal property | 43 | ' | 81 | ' | ' | ' |
Total foreclosed real estate and repossessed personal property | $7,971 | ' | $10,992 | ' | ' | ' |
Note_9_Foreclosed_Real_Estate_4
Note 9 - Foreclosed Real Estate and Repossessed Personal Property (Details) - Changes in Foreclosed Real Estate Portfolio (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Changes in Foreclosed Real Estate Portfolio [Abstract] | ' | ' | ' | ' |
Foreclosed real estate, beginning of period | $8,296 | $14,683 | $10,911 | $27,663 |
Plus: New foreclosed real estate | 602 | 139 | 2,073 | 4,300 |
Less: Proceeds from sale of foreclosed real estate | -846 | -2,674 | -2,363 | -11,738 |
Plus: Gain on sale of foreclosed real estate | 22 | 222 | 112 | 540 |
Less: Writedowns and losses charged to expense | -146 | -761 | -2,805 | -9,156 |
Foreclosed real estate, end of period | $7,928 | $11,609 | $7,928 | $11,609 |
Note_10_Deposits_Details
Note 10 - Deposits (Details) (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
Disclosure Text Block [Abstract] | ' | ' |
Deposit Liabilities Reclassified as Loans Receivable | $487,000 | $554,000 |
Interest-bearing Domestic Deposit, Brokered | $0 | $0 |
Note_10_Deposits_Details_Compo
Note 10 - Deposits (Details) - Composition of Deposits (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Composition of Deposits [Abstract] | ' | ' |
Transaction deposits | $491,131 | $483,844 |
Money market deposits | 136,094 | 129,708 |
Savings deposits | 80,673 | 70,646 |
Time deposits $100,000 and greater | 111,344 | 179,242 |
Time deposits less than $100,000 | 125,570 | 159,802 |
Total deposits | $944,812 | $1,023,242 |
Note_10_Deposits_Details_Inter
Note 10 - Deposits (Details) - Interest Expense on Deposits (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Interest Expense on Deposits [Abstract] | ' | ' | ' | ' |
Transaction deposit accounts | $10 | $9 | $29 | $30 |
Money market deposit accounts | 8 | 8 | 23 | 40 |
Savings deposit accounts | 2 | 2 | 7 | 6 |
Time deposit accounts | 455 | 1,207 | 1,813 | 3,882 |
Total interest expense on deposits | $475 | $1,226 | $1,872 | $3,958 |
Note_11_Borrowings_Details
Note 11 - Borrowings (Details) (USD $) | 12 Months Ended | ||
In Millions, unless otherwise specified | Dec. 31, 2012 | Sep. 30, 2013 | Aug. 31, 2013 |
Note 11 - Borrowings (Details) [Line Items] | ' | ' | ' |
Number Of Secured Line Of Credit Facility | 3 | ' | ' |
Number Of Unsecured Line Of Credit Facility | 1 | ' | ' |
Number Of Banks | 3 | ' | ' |
Line of Credit Facility, Maximum Borrowing Capacity | $50 | $60 | ' |
Federal Home Loan Bank Advances General Debt Obligations Disclosures Percentage Of Maximum Amount Available | ' | 15.00% | 25.00% |
Federal Reserve Advances General Debt Obligations Disclosures Loans And Securities Pledged | 4.1 | 3.6 | ' |
Loans and Investment Securities Available as Lendable Collateral | 3.9 | 3.4 | ' |
Additional Borrowing Capacity [Member] | ' | ' | ' |
Note 11 - Borrowings (Details) [Line Items] | ' | ' | ' |
Line of Credit Facility, Current Borrowing Capacity | ' | $10 | ' |
Note_11_Borrowings_Details_FHL
Note 11 - Borrowings (Details) - FHLB Borrowed Funds Utilization and Availability (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items] | ' | ' |
Total lendable collateral value pledged to serve against FHLB borrowings | $82,499 | $79,922 |
Loans [Member] | ' | ' |
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items] | ' | ' |
Available lendable investment security collateral value pledged to serve against FHLB borrowings | 82,499 | 79,922 |
Investment Security [Member] | ' | ' |
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items] | ' | ' |
Available lendable investment security collateral value pledged to serve against FHLB borrowings | $0 | $0 |
Note_12_Shareholders_Equity_De
Note 12 - Shareholders' Equity (Details) | Oct. 21, 2013 | Sep. 30, 2013 | Dec. 31, 2012 |
Stockholders' Equity Note [Abstract] | ' | ' | ' |
Common Stock, Shares Authorized | ' | 75,000,000 | 75,000,000 |
Common Stock, Shares, Outstanding | ' | 12,783,019 | 12,754,045 |
Common Stock, Capital Shares Reserved for Future Issuance | 589,309 | ' | ' |
Preferred Stock, Shares Authorized | ' | 2,500,000 | 2,500,000 |
Note_12_Shareholders_Equity_De1
Note 12 - Shareholders' Equity (Details) - Changes in Accumulated Other Comprehensive Loss by Component (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Changes in Accumulated Other Comprehensive Loss by Component [Abstract] | ' | ' | ' | ' |
Balance, begining of period | ' | ' | $1,491 | $6,678 |
Balance, begining of period | ' | ' | -8,208 | -9,048 |
Balance, begining of period | ' | ' | -6,717 | -2,370 |
Other comprehensive loss before reclassifications | -1,316 | 1,149 | -6,742 | 393 |
Other comprehensive loss before reclassifications | ' | ' | -7,470 | -295 |
Other comprehensive loss before reclassifications | ' | ' | -728 | -688 |
Less: Amounts reclassified from accumulated other comprehensive income (loss) | -44 | 0 | 287 | 9,859 |
Less: Amounts reclassified from accumulated other comprehensive income (loss) | ' | ' | -728 | -688 |
Less: Amounts reclassified from accumulated other comprehensive income (loss) | ' | ' | -441 | 9,171 |
Net current-period other comprehensive loss | ' | ' | -7,029 | -9,466 |
Net current-period other comprehensive loss | ' | ' | -7,029 | -9,466 |
Provision for income taxes | ' | ' | 2,667 | 3,593 |
Provision for income taxes | ' | ' | 2,667 | 3,593 |
Balance, end of period | -2,871 | 805 | -2,871 | 805 |
Balance, end of period | -8,208 | -9,048 | -8,208 | -9,048 |
Balance, end of period | ($11,079) | ($8,243) | ($11,079) | ($8,243) |
Note_13_Income_Taxes_Details
Note 13 - Income Taxes (Details) (USD $) | 3 Months Ended | 4 Months Ended | 9 Months Ended | 12 Months Ended | ||
Sep. 30, 2013 | Sep. 30, 2012 | Jan. 31, 2011 | Sep. 30, 2013 | Sep. 30, 2012 | Dec. 31, 2012 | |
Note 13 - Income Taxes (Details) [Line Items] | ' | ' | ' | ' | ' | ' |
Operating Loss Carryforwards To Be Expired In Year One | ' | ' | ' | ' | ' | $4,800,000 |
Operating Loss Carryforwards To Be Expired In Year Two | ' | ' | ' | ' | ' | 8,800,000 |
Operating Loss Carryforwards To Be Expired In Year Three | ' | ' | ' | ' | ' | 10,300,000 |
Deferred Tax Assets, Net of Valuation Allowance | 23,200,000 | ' | ' | 23,200,000 | ' | ' |
Deferred Tax Assets, Valuation Allowance | 1,000,000 | ' | ' | 1,000,000 | ' | ' |
Income Tax Expense (Benefit) | -19,386,000 | -436,000 | ' | -18,191,000 | 3,592,000 | ' |
Deferred Tax Assets, Write-off | 8,500,000 | ' | ' | ' | ' | ' |
Proceeds from Issuance of Common Stock | ' | ' | 113,900,000 | ' | ' | ' |
Realization Period For Net Unrealized Pre Acquisition Built In Losses Under Certain Limitation | ' | ' | ' | '5 years | ' | ' |
Estimated Future Utilization Of Built In Losses | 53,000,000 | ' | ' | 53,000,000 | ' | ' |
Estimated Future Utilization Of Built In Losses Per Year | 1,100,000 | ' | ' | 1,100,000 | ' | ' |
Operating Loss Carryforwards Expiring in 2030 [Member] | ' | ' | ' | ' | ' | ' |
Note 13 - Income Taxes (Details) [Line Items] | ' | ' | ' | ' | ' | ' |
Operating Loss Carryforwards Utilized During Period | ' | ' | ' | 4,800,000 | ' | ' |
Operating Loss Carryforwards Expiring in 2031 [Member] | ' | ' | ' | ' | ' | ' |
Note 13 - Income Taxes (Details) [Line Items] | ' | ' | ' | ' | ' | ' |
Operating Loss Carryforwards Utilized During Period | ' | ' | ' | 3,500,000 | ' | ' |
Related to Reversal of Valuation Allowance on Deferred Tax Assets [Member] | ' | ' | ' | ' | ' | ' |
Note 13 - Income Taxes (Details) [Line Items] | ' | ' | ' | ' | ' | ' |
Income Tax Expense (Benefit) | -21,000,000 | ' | ' | -21,000,000 | ' | ' |
Domestic Tax Authority [Member] | ' | ' | ' | ' | ' | ' |
Note 13 - Income Taxes (Details) [Line Items] | ' | ' | ' | ' | ' | ' |
Operating Loss Carryforwards | ' | ' | ' | ' | ' | 23,900,000 |
State Income Tax [Member] | ' | ' | ' | ' | ' | ' |
Note 13 - Income Taxes (Details) [Line Items] | ' | ' | ' | ' | ' | ' |
Income Tax Expense (Benefit) | $1,200,000 | ' | ' | $987,000 | ' | ' |
Note_14_Benefit_Plans_Details
Note 14 - Benefit Plans (Details) (USD $) | 0 Months Ended | 1 Months Ended | 3 Months Ended | 9 Months Ended | |
Jul. 02, 2013 | Jan. 31, 2013 | Sep. 30, 2013 | Sep. 30, 2013 | Dec. 31, 2012 | |
Note 14 - Benefit Plans (Details) [Line Items] | ' | ' | ' | ' | ' |
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Amount | $0.10 | ' | ' | ' | ' |
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent | 6.00% | ' | ' | ' | ' |
Defined Contribution Plan, Employer Discretionary Contribution Amount | ' | ' | 13,000 | 13,000 | ' |
Criteria For Defined Benefit Pension Plan | ' | ' | ' | '12 | ' |
Attainable Age For Continuous Servicing In Defined Pension Plan | ' | ' | ' | '21 years | ' |
Defined Benefit Pension Plan, Liabilities | ' | ' | 3,300,000 | 3,300,000 | 4,000,000 |
Defined Benefit Plan, Fair Value of Plan Assets | ' | ' | 15,853,000 | 15,853,000 | 14,540,000 |
Defined Contribution Plan Employer Final Contribution Amount | ' | 163,000 | ' | ' | ' |
Defined Benefit Plan, Contributions by Employer | ' | ' | ' | 1,000,000 | ' |
Cash Surrender Value of Life Insurance | ' | ' | $1,600,000 | $1,600,000 | $1,600,000 |
Common Stock [Member] | ' | ' | ' | ' | ' |
Note 14 - Benefit Plans (Details) [Line Items] | ' | ' | ' | ' | ' |
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Redemption Restriction, Percentage | ' | ' | 0.30% | 0.30% | 0.20% |
Note_14_Benefit_Plans_Details_
Note 14 - Benefit Plans (Details) - Employee Benefit Plans (USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Employee Benefit Plans [Abstract] | ' | ' | ' | ' |
Interest cost | $210 | $234 | $631 | $724 |
Expected return on plan assets | -283 | -276 | -850 | -855 |
Amortization of net actuarial loss | 243 | 222 | 728 | 688 |
Net periodic pension expense | $170 | $180 | $509 | $557 |
Note_14_Benefit_Plans_Details_1
Note 14 - Benefit Plans (Details) - Defined Benefit Pension Plan Assets Measured at Fair Value (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Note 14 - Benefit Plans (Details) - Defined Benefit Pension Plan Assets Measured at Fair Value [Line Items] | ' | ' |
Defined benefit pension plan assets | $15,853 | $14,540 |
Fair Value, Inputs, Level 1 [Member] | ' | ' |
Note 14 - Benefit Plans (Details) - Defined Benefit Pension Plan Assets Measured at Fair Value [Line Items] | ' | ' |
Defined benefit pension plan assets | 228 | 133 |
Fair Value, Inputs, Level 2 [Member] | ' | ' |
Note 14 - Benefit Plans (Details) - Defined Benefit Pension Plan Assets Measured at Fair Value [Line Items] | ' | ' |
Defined benefit pension plan assets | 15,625 | 14,407 |
Fair Value, Inputs, Level 3 [Member] | ' | ' |
Note 14 - Benefit Plans (Details) - Defined Benefit Pension Plan Assets Measured at Fair Value [Line Items] | ' | ' |
Defined benefit pension plan assets | $0 | $0 |
Note_15_Equity_Based_Compensat2
Note 15 - Equity Based Compensation (Details) (USD $) | 3 Months Ended | 9 Months Ended | 0 Months Ended | 9 Months Ended | 3 Months Ended | 9 Months Ended | 3 Months Ended | 9 Months Ended | 3 Months Ended | 9 Months Ended | 3 Months Ended | 9 Months Ended | 12 Months Ended | |||||
In Thousands, except Share data, unless otherwise specified | Mar. 31, 2013 | Sep. 30, 2013 | Oct. 21, 2013 | Oct. 07, 2013 | Sep. 30, 2013 | Sep. 30, 2013 | Sep. 30, 2013 | Mar. 31, 2013 | Sep. 30, 2013 | Sep. 30, 2013 | Sep. 30, 2013 | Sep. 30, 2013 | Sep. 30, 2013 | Sep. 30, 2013 | Jun. 30, 2013 | Jun. 30, 2013 | Sep. 30, 2013 | Dec. 31, 2012 |
Subsequent Event [Member] | Before Amendment [Member] | Restricted Stock [Member] | Restricted Stock [Member] | 2008 Restricted Stock Plan [Member] | 2008 Restricted Stock Plan [Member] | 2008 Restricted Stock Plan [Member] | 2008 Restricted Stock Plan [Member] | Director Compensation Program [Member] | Two Zero One One Stock Incentive Plan [Member] | Non Management Director [Member] | Director [Member] | Team Member [Member] | Team Member [Member] | Team Member [Member] | ||||
Restricted Stock [Member] | Two Zero One One Stock Incentive Plan [Member] | Two Zero One One Stock Incentive Plan [Member] | Non Management Director [Member] | Director Compensation Program [Member] | ||||||||||||||
Team Member [Member] | ||||||||||||||||||
Note 15 - Equity Based Compensation (Details) [Line Items] | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period | ' | '5 years | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Share Based Compensation Arrangement By Share Based Payment Award Exercise Period | ' | 'ten | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Percentage Of Fair Value Used For Exercise Price Options | ' | 100.00% | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Common Stock, Capital Shares Reserved for Future Issuance | ' | ' | 589,309 | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | 62,500 | ' | ' | ' | ' |
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted | ' | ' | ' | 1,586 | ' | ' | ' | 8,407 | ' | 0 | ' | ' | ' | ' | ' | 7,225 | ' | 8,020 |
Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Granted Value (in Dollars) | $70 | ' | ' | ' | ' | ' | ' | ' | $10 | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Share-based Compensation Arrangement by Share-based Payment Award, Shares Purchased for Award | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | 2,666 | ' | ' | ' |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value (in Dollars per share) | ' | $14.56 | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value (in Dollars) | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | 118 | ' | ' | ' | ' | 33 | ' |
Share Based Payment Arrangement Number Of Options Approved To Be Granted | ' | ' | ' | ' | 700,000 | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Exercise Period Of Option After Grant Date | ' | '10 years | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Number of Shares | ' | ' | ' | ' | ' | ' | 11,250 | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period | ' | ' | ' | ' | ' | 0 | 2,500 | ' | ' | ' | -11,963 | ' | ' | ' | ' | ' | ' | ' |
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Weighted Average Grant Date Fair Value (in Dollars per share) | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | $11 | ' |
Pretax Compensation Expense Related To Unvested Restricted Stock Awards Granted (in Dollars) | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | $199 | ' | $1,200 | ' | ' | ' | ' | ' |
Note_15_Equity_Based_Compensat3
Note 15 - Equity Based Compensation (Details) - Stock Option Activity for 1997 Plan (USD $) | 9 Months Ended | |
Sep. 30, 2013 | Dec. 31, 2012 | |
1997 Plan [Member] | 1997 Plan [Member] | |
Note 15 - Equity Based Compensation (Details) - Stock Option Activity for 1997 Plan [Line Items] | ' | ' |
Outstanding at December 31, 2012 | ' | 11,953 |
Outstanding at December 31, 2012 (in Dollars per share) | ' | $92.89 |
Expired | -5,503 | ' |
Expired (in Dollars per share) | $80 | ' |
Outstanding at September 30, 2013 | 6,450 | 11,953 |
Outstanding at September 30, 2013 (in Dollars per share) | $103.89 | $92.89 |
Note_15_Equity_Based_Compensat4
Note 15 - Equity Based Compensation (Details) - Information Regarding Stock Options under Plan that are Outstanding and Exerciable (USD $) | 9 Months Ended |
Sep. 30, 2013 | |
Range One [Member] | ' |
Note 15 - Equity Based Compensation (Details) - Information Regarding Stock Options under Plan that are Outstanding and Exerciable [Line Items] | ' |
Exercise price or range of exercise prices, minimum | $93.20 |
Exercise price or range of exercise prices, maximum | $106.40 |
Number of stock options outstanding and exercisable (in Shares) | 2,500 |
Weighted-average remaining contractual life (years) | '149 days |
Weighted-average exercise price | $94.52 |
Range Two [Member] | ' |
Note 15 - Equity Based Compensation (Details) - Information Regarding Stock Options under Plan that are Outstanding and Exerciable [Line Items] | ' |
Exercise price or range of exercise prices, minimum | $109.20 |
Exercise price or range of exercise prices, maximum | $121.60 |
Number of stock options outstanding and exercisable (in Shares) | 3,950 |
Weighted-average remaining contractual life (years) | '2 years 215 days |
Weighted-average exercise price | $109.83 |
Range Three [Member] | ' |
Note 15 - Equity Based Compensation (Details) - Information Regarding Stock Options under Plan that are Outstanding and Exerciable [Line Items] | ' |
Number of stock options outstanding and exercisable (in Shares) | 6,450 |
Weighted-average remaining contractual life (years) | '1 year 270 days |
Weighted-average exercise price | $103.89 |
Note_15_Equity_Based_Compensat5
Note 15 - Equity Based Compensation (Details) - Vesting Provisions of Restricted Stock Granted to Teammates and Directors | 9 Months Ended |
Sep. 30, 2013 | |
Note 15 - Equity Based Compensation (Details) - Vesting Provisions of Restricted Stock Granted to Teammates and Directors [Line Items] | ' |
Options issued | '5 years |
Team Member [Member] | ' |
Note 15 - Equity Based Compensation (Details) - Vesting Provisions of Restricted Stock Granted to Teammates and Directors [Line Items] | ' |
Options issued | '5 years |
Note_15_Equity_Based_Compensat6
Note 15 - Equity Based Compensation (Details) - Summary of Shares Available for Issuance under Restricted Stock Plan (Restricted Stock [Member], USD $) | 9 Months Ended | |
Sep. 30, 2013 | Dec. 31, 2012 | |
Restricted Stock [Member] | ' | ' |
Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | ' | ' |
Outstanding | 62,384 | 51,311 |
Outstanding (in Dollars per share) | $27.55 | $31.41 |
Remaining shares available for grant at September 30, 2013 | 116 | ' |
2013 Grants | 11,073 | ' |
2013 Grants (in Dollars per share) | $9.68 | ' |
Note_15_Equity_Based_Compensat7
Note 15 - Equity Based Compensation (Details) - Restricted Stock Activity | 9 Months Ended |
Sep. 30, 2013 | |
2008 Restricted Stock Plan [Member] | ' |
Note 15 - Equity Based Compensation (Details) - Restricted Stock Activity [Line Items] | ' |
Outstanding | 13,915 |
Grants | 11,073 |
Vesting | -11,963 |
Outstanding | 13,025 |
2011 Stock Incentive Plan [Member] | ' |
Note 15 - Equity Based Compensation (Details) - Restricted Stock Activity [Line Items] | ' |
Outstanding | 97,771 |
Grants | 7,225 |
2013 Forfeitures | -575 |
Vesting | -2,500 |
Outstanding | 101,921 |
Note_15_Equity_Based_Compensat8
Note 15 - Equity Based Compensation (Details) - Stock Options and Restricted Stock Activity (Two Zero One One Stock Incentive Plan [Member], USD $) | 9 Months Ended | 12 Months Ended | |
Sep. 30, 2013 | Dec. 31, 2012 | Dec. 31, 2011 | |
Two Zero One One Stock Incentive Plan [Member] | ' | ' | ' |
Note 15 - Equity Based Compensation (Details) - Stock Options and Restricted Stock Activity [Line Items] | ' | ' | ' |
Grants | 7,225 | 8,020 | 473,002 |
Stock options outstanding | 0 | 0 | 383,251 |
Weighted-average exercise price (in Dollars per share) | $0 | $0 | $10.51 |
Shares of restricted stock | 7,225 | 8,020 | 89,751 |
Weighted-average grant date fair value per share (in Dollars per share) | $13.95 | $6.50 | $10.48 |
Grants | 488,247 | 481,022 | ' |
Stock options outstanding | 383,251 | 383,251 | ' |
Weighted-average exercise price (in Dollars per share) | $10.51 | $10.51 | ' |
Shares of restricted stock | 104,996 | 97,771 | ' |
Weighted-average grant date fair value per share (in Dollars per share) | $10.41 | $10.15 | ' |
2013 Forfeitures | -575 | ' | ' |
2013 Forfeitures | 0 | ' | ' |
2013 Forfeitures (in Dollars per share) | $0 | ' | ' |
2013 Forfeitures | -575 | ' | ' |
2013 Forfeitures (in Dollars per share) | $13.95 | ' | ' |
2013 Exercises | -11,250 | ' | ' |
2013 Exercises (in Dollars per share) | $11 | ' | ' |
Grants | 487,672 | ' | ' |
Stock options outstanding | 372,001 | ' | ' |
Weighted-average exercise price (in Dollars per share) | $10.50 | ' | ' |
Shares of restricted stock | 104,421 | ' | ' |
Weighted-average grant date fair value per share (in Dollars per share) | $10.40 | ' | ' |
Shares available for grant under the 2011 Plan | 700,000 | ' | ' |
Remaining shares available for grant at September 30, 2013 | 212,328 | ' | ' |
Note_15_Equity_Based_Compensat9
Note 15 - Equity Based Compensation (Details) - Stock Options Outstanding (2011 Stock Incentive Plan [Member], USD $) | 9 Months Ended |
Sep. 30, 2013 | |
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items] | ' |
Number of stock options (in Shares) | 372,001 |
Weighted-average remaining contractual life | '9 years 124 days |
Weighted-average exercise price | $10.50 |
Value of outstanding in-the -money stock options (in Dollars) | $946,383 |
Range One [Member] | ' |
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items] | ' |
Exercise Price | $10.40 |
Number of stock options (in Shares) | 312,501 |
Weighted-average remaining contractual life | '9 years 229 days |
Weighted-average exercise price | $10.40 |
Value of outstanding in-the -money stock options (in Dollars) | 825,003 |
Range Two [Member] | ' |
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items] | ' |
Exercise Price | $11 |
Number of stock options (in Shares) | 59,500 |
Weighted-average remaining contractual life | '7 years 292 days |
Weighted-average exercise price | $11 |
Value of outstanding in-the -money stock options (in Dollars) | $121,380 |
Recovered_Sheet1
Note 15 - Equity Based Compensation (Details) - Compensation Expense Charged Against Pretax Loss Under Restricted Stock and Stock Options Award (Restricted Stock And Stock Options [Member], USD $) | 3 Months Ended | 9 Months Ended | ||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 |
Compensation expense | ' | ' | ' | ' |
Compensation expense | $262 | $240 | $895 | $852 |
Income tax benefit | 0 | 0 | 0 | 0 |
Two Thousand And Eight Plan [Member] | ' | ' | ' | ' |
Compensation expense | ' | ' | ' | ' |
Compensation expense | 67 | 47 | 269 | 279 |
Two Zero One One Plan [Member] | ' | ' | ' | ' |
Compensation expense | ' | ' | ' | ' |
Compensation expense | $195 | $193 | $626 | $573 |
Note_16_Average_Share_Informat2
Note 16 - Average Share Information (Details) | 3 Months Ended | 9 Months Ended | ||
Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 | |
Note 16 - Average Share Information (Details) [Line Items] | ' | ' | ' | ' |
Weighted Average Number Diluted Shares Outstanding Adjustment | 77,751 | 0 | 60,896 | 0 |
Employee Stock Option [Member] | ' | ' | ' | ' |
Note 16 - Average Share Information (Details) [Line Items] | ' | ' | ' | ' |
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements | ' | 0 | ' | ' |
Restricted Stock [Member] | ' | ' | ' | ' |
Note 16 - Average Share Information (Details) [Line Items] | ' | ' | ' | ' |
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements | ' | 0 | ' | ' |
Note_16_Average_Share_Informat3
Note 16 - Average Share Information (Details) - Reconciliation of Denominators of the Basic and Diluted Net Income per Share (USD $) | 3 Months Ended | 9 Months Ended | ||
Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 | |
Reconciliation of Denominators of the Basic and Diluted Net Income per Share [Abstract] | ' | ' | ' | ' |
Weighted average common shares outstanding - basic | 12,663,162 | 12,640,517 | 12,655,473 | 12,638,838 |
Dilutive impact resulting from potential common share issuances | 77,751 | 0 | 60,896 | 0 |
Weighted average common shares outstanding - diluted | 12,740,913 | 12,640,517 | 12,716,369 | 12,638,838 |
Per share data | ' | ' | ' | ' |
Net income (loss) - basic (in Dollars per share) | $1.76 | $0.25 | $2.05 | ($0.36) |
Net income (loss) - diluted (in Dollars per share) | $1.75 | $0.25 | $2.04 | ($0.36) |
Note_17_Commitments_Guarantees2
Note 17 - Commitments, Guarantees and Other Contingencies (Details) (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
Commitments and Contingencies Disclosure [Abstract] | ' | ' |
Maximum Potential Commitment Under Letters Of Credit | $2,600,000 | $3,600,000 |
Reserve For Unfunded Commitments | $223,000 | $367,000 |
Note_17_Commitments_Guarantees3
Note 17 - Commitments, Guarantees and Other Contingencies (Details) - Contractual Amounts of the Company’s Unused Lending Commitments to Extend Credit (USD $) | Sep. 30, 2013 |
In Thousands, unless otherwise specified | |
Commitments to extend credit: | ' |
Contractual amounts of unused lending commitments | $165,094 |
Revolving Lines Secured By Single Family Residential Properties [Member] | ' |
Commitments to extend credit: | ' |
Contractual amounts of unused lending commitments | 57,869 |
Single Family Residential Construction Loan [Member] | ' |
Commitments to extend credit: | ' |
Contractual amounts of unused lending commitments | 6,906 |
Commercial Real Estate, Other Construction Loan, and Land Development Loan Commitments [Member] | ' |
Commitments to extend credit: | ' |
Contractual amounts of unused lending commitments | 24,709 |
Commercial And Industrial [Member] | ' |
Commitments to extend credit: | ' |
Contractual amounts of unused lending commitments | 39,671 |
Overdraft Protection Line [Member] | ' |
Commitments to extend credit: | ' |
Contractual amounts of unused lending commitments | 29,125 |
Other Loan [Member] | ' |
Commitments to extend credit: | ' |
Contractual amounts of unused lending commitments | $6,814 |
Note_18_Derivative_Financial_I1
Note 18 - Derivative Financial Instruments and Hedging Activities (Details) (USD $) | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2013 | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2013 | Dec. 31, 2012 |
Sales [Member] | Sales [Member] | Sales [Member] | Sales [Member] | Sales [Member] | Sales [Member] | Sales [Member] | Sales [Member] | Loan Origination Commitments [Member] | Loan Origination Commitments [Member] | Loan Origination Commitments [Member] | Loan Origination Commitments [Member] | Loan Origination Commitments [Member] | Forward Sales Commitment [Member] | Forward Sales Commitment [Member] | Forward Sales Commitment [Member] | Forward Sales Commitment [Member] | Forward Sales Commitment [Member] | Forward Sales Commitment [Member] | |||
Loan Origination Commitments [Member] | Loan Origination Commitments [Member] | Loan Origination Commitments [Member] | Loan Origination Commitments [Member] | Forward Sales Commitment [Member] | Forward Sales Commitment [Member] | Forward Sales Commitment [Member] | Forward Sales Commitment [Member] | Other Assets [Member] | Other Assets [Member] | Other Liabilities [Member] | Other Assets [Member] | Other Assets [Member] | Other Liabilities [Member] | Other Liabilities [Member] | |||||||
Note 18 - Derivative Financial Instruments and Hedging Activities (Details) [Line Items] | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Commitments and Contingencies | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | $7,300,000 | $11,100,000 | ' | ' | ' | ' | $4,700,000 | $11,800,000 |
Derivative Asset | 264,000 | 370,000 | ' | ' | ' | ' | ' | ' | ' | ' | 261,000 | 338,000 | ' | ' | ' | 3,000 | 33,000 | ' | ' | ' | ' |
Derivative Liability | 61,000 | 5,000 | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | 1,000 | ' | ' | ' | ' | 60,000 | 5,000 | ' | ' |
Derivative, Gain (Loss) on Derivative, Net | ' | ' | $147,000 | $383,000 | ($78,000) | $454,000 | $245,000 | $570,000 | $85,000 | $368,000 | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' | ' |
Note_19_Disclosures_Regarding_2
Note 19 - Disclosures Regarding Fair Value (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
Assets | ' | ' |
Trading account assets | $5,027,000 | $0 |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 227,079,000 | 264,502,000 |
Derivative financial instruments, assets | 264,000 | 370,000 |
Total assets measured at fair value on a recurring basis | 232,370,000 | 264,872,000 |
Liabilities | ' | ' |
Derivative financial instruments, liabilities | 61,000 | 5,000 |
State and Municipal [Member] | Fair Value, Inputs, Level 1 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 0 | 0 |
State and Municipal [Member] | Fair Value, Inputs, Level 2 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 8,135,000 | 11,530,000 |
State and Municipal [Member] | Fair Value, Inputs, Level 3 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 0 | 0 |
State and Municipal [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 8,135,000 | 11,530,000 |
Collateralized Mortgage Obligations (Federal Agencies) [Member] | Fair Value, Inputs, Level 1 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 0 | 14,057,000 |
Collateralized Mortgage Obligations (Federal Agencies) [Member] | Fair Value, Inputs, Level 2 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 100,038,000 | 109,451,000 |
Collateralized Mortgage Obligations (Federal Agencies) [Member] | Fair Value, Inputs, Level 3 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 0 | 0 |
Collateralized Mortgage Obligations (Federal Agencies) [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 100,038,000 | 123,508,000 |
Other Mortgage-Backed (Federal Agencies) [Member] | Fair Value, Inputs, Level 1 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 2,859,000 | 0 |
Other Mortgage-Backed (Federal Agencies) [Member] | Fair Value, Inputs, Level 2 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 76,949,000 | 63,817,000 |
Other Mortgage-Backed (Federal Agencies) [Member] | Fair Value, Inputs, Level 3 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 0 | 0 |
Other Mortgage-Backed (Federal Agencies) [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 79,808,000 | 63,817,000 |
SBA Loan-Backed (Federal Agencies) [Member] | Fair Value, Inputs, Level 1 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 21,423,000 | 44,683,000 |
SBA Loan-Backed (Federal Agencies) [Member] | Fair Value, Inputs, Level 2 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 17,675,000 | 20,964,000 |
SBA Loan-Backed (Federal Agencies) [Member] | Fair Value, Inputs, Level 3 [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 0 | 0 |
SBA Loan-Backed (Federal Agencies) [Member] | ' | ' |
Investment securities available for sale | ' | ' |
Available for sale securities fair value | 39,098,000 | 65,647,000 |
Fair Value, Inputs, Level 1 [Member] | ' | ' |
Assets | ' | ' |
Trading account assets | 3,323,000 | ' |
Investment securities available for sale | ' | ' |
Derivative financial instruments, assets | 0 | 0 |
Total assets measured at fair value on a recurring basis | 27,605,000 | 58,740,000 |
Liabilities | ' | ' |
Derivative financial instruments, liabilities | 0 | 0 |
Fair Value, Inputs, Level 2 [Member] | ' | ' |
Assets | ' | ' |
Trading account assets | 1,704,000 | ' |
Investment securities available for sale | ' | ' |
Derivative financial instruments, assets | 264,000 | 370,000 |
Total assets measured at fair value on a recurring basis | 204,765,000 | 206,132,000 |
Liabilities | ' | ' |
Derivative financial instruments, liabilities | 61,000 | 5,000 |
Fair Value, Inputs, Level 3 [Member] | ' | ' |
Assets | ' | ' |
Trading account assets | 0 | ' |
Investment securities available for sale | ' | ' |
Derivative financial instruments, assets | 0 | 0 |
Total assets measured at fair value on a recurring basis | 0 | 0 |
Liabilities | ' | ' |
Derivative financial instruments, liabilities | $0 | $0 |
Note_19_Disclosures_Regarding_3
Note 19 - Disclosures Regarding Fair Value (Details) - Assets Measured at Fair Value on a Nonrecurring Basis (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Assets | ' | ' |
Total assets measured at fair value on a nonrecurring basis | $232,370 | $264,872 |
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | ' | ' |
Assets | ' | ' |
Mortgage loans held for sale | 0 | 0 |
Other loans held for sale | ' | 800 |
Impaired loans in gross loans | 0 | 0 |
Foreclosed real estate and repossessed personal property | 248 | 0 |
Long-lived assets held for sale | 0 | 0 |
Total assets measured at fair value on a nonrecurring basis | 248 | 800 |
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | ' | ' |
Assets | ' | ' |
Mortgage loans held for sale | 1,865 | 6,114 |
Other loans held for sale | ' | 0 |
Impaired loans in gross loans | 6,497 | 6,285 |
Foreclosed real estate and repossessed personal property | 504 | 817 |
Long-lived assets held for sale | 0 | 0 |
Total assets measured at fair value on a nonrecurring basis | 8,866 | 13,216 |
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | ' | ' |
Assets | ' | ' |
Mortgage loans held for sale | 0 | 0 |
Other loans held for sale | ' | 0 |
Impaired loans in gross loans | 25 | 189 |
Foreclosed real estate and repossessed personal property | 6,403 | 9,163 |
Long-lived assets held for sale | 685 | 685 |
Total assets measured at fair value on a nonrecurring basis | 7,113 | 10,037 |
Fair Value, Measurements, Nonrecurring [Member] | ' | ' |
Assets | ' | ' |
Mortgage loans held for sale | 1,865 | 6,114 |
Other loans held for sale | ' | 800 |
Impaired loans in gross loans | 6,522 | 6,474 |
Foreclosed real estate and repossessed personal property | 7,155 | 9,980 |
Long-lived assets held for sale | 685 | 685 |
Total assets measured at fair value on a nonrecurring basis | 16,227 | 24,053 |
Fair Value, Inputs, Level 1 [Member] | ' | ' |
Assets | ' | ' |
Total assets measured at fair value on a nonrecurring basis | 27,605 | 58,740 |
Fair Value, Inputs, Level 2 [Member] | ' | ' |
Assets | ' | ' |
Total assets measured at fair value on a nonrecurring basis | 204,765 | 206,132 |
Fair Value, Inputs, Level 3 [Member] | ' | ' |
Assets | ' | ' |
Total assets measured at fair value on a nonrecurring basis | $0 | $0 |
Note_19_Disclosures_Regarding_4
Note 19 - Disclosures Regarding Fair Value (Details) - Significant Unobservable Inputs Used in Fair Value Measurements for Level 3 Assets Measured at Fair Value on a Nonrecurring Basis (Fair Value, Measurements, Nonrecurring [Member], USD $) | 9 Months Ended | ||||||
In Thousands, unless otherwise specified | Sep. 30, 2013 | Sep. 30, 2013 | Sep. 30, 2013 | Sep. 30, 2013 | Dec. 31, 2012 | Sep. 30, 2013 | Dec. 31, 2012 |
Impaired Loans in Gross Loans [Member] | Foreclosed Real Estate and Repossessed Personal Property [Member] | Long Lived Assets Held For Sale [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Inputs, Level 3 [Member] | |||
Fair Value, Inputs, Level 3 [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Inputs, Level 3 [Member] | |||||
Assets | ' | ' | ' | ' | ' | ' | ' |
Impaired loans in gross loans | $25 | ' | ' | $25 | $189 | $6,522 | $6,474 |
Impaired loans in gross loans | 'Internal assessment of collateral value | 'Appraisals of collateral value | 'Internal valuation | ' | ' | ' | ' |
Impaired loans in gross loans | 'Adjustments to estimated value based on recent sales of comparable collateral | 'Adjustments to appraisal for age of comparable sales | 'Appraisals and/or sales of comparable properties | ' | ' | ' | ' |
Foreclosed real estate and repossessed personal property | ' | 6,403 | ' | 6,403 | 9,163 | 7,155 | 9,980 |
Foreclosed real estate and repossessed personal property | 'Internal assessment of collateral value | 'Appraisals of collateral value | 'Internal valuation | ' | ' | ' | ' |
Foreclosed real estate and repossessed personal property | 'Adjustments to estimated value based on recent sales of comparable collateral | 'Adjustments to appraisal for age of comparable sales | 'Appraisals and/or sales of comparable properties | ' | ' | ' | ' |
Long-lived assets held for sale | ' | ' | $685 | $685 | $685 | $685 | $685 |
Long-lived assets held for sale | 'Internal assessment of collateral value | 'Appraisals of collateral value | 'Internal valuation | ' | ' | ' | ' |
Long-lived assets held for sale | 'Adjustments to estimated value based on recent sales of comparable collateral | 'Adjustments to appraisal for age of comparable sales | 'Appraisals and/or sales of comparable properties | ' | ' | ' | ' |
Note_19_Disclosures_Regarding_5
Note 19 - Disclosures Regarding Fair Value (Details) - Carrying Amount and Fair Value for Other Financial Instruments (USD $) | Sep. 30, 2013 | Dec. 31, 2012 | ||
In Thousands, unless otherwise specified | ||||
Carrying Amount [Member] | ' | ' | ||
Financial instruments - assets | ' | ' | ||
Loans | $736,133 | [1] | $716,977 | [1] |
Financial instruments - liabilities | ' | ' | ||
Deposits | 944,812 | 1,023,242 | ||
Fair Value [Member] | ' | ' | ||
Financial instruments - assets | ' | ' | ||
Loans | 741,583 | [1] | 724,005 | [1] |
Financial instruments - liabilities | ' | ' | ||
Deposits | $938,326 | $1,020,446 | ||
[1] | Includes Loans, net less impaired loans valued based on the fair value of underlying collateral or contracted sales price which are included in the "Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis" table |
Note_20_Regulatory_Capital_Req2
Note 20 - Regulatory Capital Requirements and Dividend Restrictions (Details) - The Company’s and the Bank’s Actual and Required Capital Ratios (USD $) | Sep. 30, 2013 | Dec. 31, 2012 |
In Thousands, unless otherwise specified | ||
Company [Member] | ' | ' |
Total capital to risk-weighted assets | ' | ' |
Total capital to risk-weighted assets, actual amount (in Dollars) | $127,008 | $115,182 |
Total capital to risk-weighted assets, actual ratio | 15.52% | 14.42% |
Total capital to risk-weighted assets, for capital adequacy purposes amount (in Dollars) | 65,483 | 63,892 |
Total capital to risk-weighted assets, for capital adequacy purposes ratio | 8.00% | 8.00% |
Total capital to risk-weighted assets, to be well capitalized under prompt corrective action provisions amount (in Dollars) | ' | ' |
Total capital to risk-weighted assets, to be well capitalized under prompt corrective action provisions ratio | ' | ' |
Tier 1 capital to risk-weighted assets | ' | ' |
Tier 1 capital to risk-weighted assets, actual amount (in Dollars) | 116,694 | 105,098 |
Tier 1 capital to risk-weighted assets, actual ratio | 14.26% | 13.16% |
Tier 1 capital to risk-weighted assets, for capital adequacy purposes amount (in Dollars) | 32,742 | 31,946 |
Tier 1 capital to risk-weighted assets, for capital adequacy purposes ratio | 4.00% | 4.00% |
Tier 1 capital to risk-weighted assets, to be well capitalized under prompt corrective action provisions amount (in Dollars) | ' | ' |
Tier 1 capital to risk-weighted assets, to be well capitalized under prompt corrective action provisions ratio | ' | ' |
Tier 1 leverage ratio | ' | ' |
Tier 1 leverage ratio, actual amount (in Dollars) | 116,694 | 105,098 |
Tier 1 leverage ratio, actual ratio | 10.95% | 9.18% |
Tier 1 leverage ratio, for capital adequacy purposes amount (in Dollars) | 42,639 | 45,771 |
Tier 1 leverage ratio, for capital adequacy purposes ratio | 4.00% | 4.00% |
Tier 1 leverage ratio, to be well capitalized under prompt corrective action provisions amount (in Dollars) | ' | ' |
Tier 1 leverage ratio, to be well capitalized under prompt corrective action provisions ratio | ' | ' |
Palmetto Bank [Member] | ' | ' |
Total capital to risk-weighted assets | ' | ' |
Total capital to risk-weighted assets, actual amount (in Dollars) | 126,905 | 115,077 |
Total capital to risk-weighted assets, actual ratio | 15.50% | 14.41% |
Total capital to risk-weighted assets, for capital adequacy purposes amount (in Dollars) | 65,482 | 63,892 |
Total capital to risk-weighted assets, for capital adequacy purposes ratio | 8.00% | 8.00% |
Total capital to risk-weighted assets, to be well capitalized under prompt corrective action provisions amount (in Dollars) | 81,853 | 79,865 |
Total capital to risk-weighted assets, to be well capitalized under prompt corrective action provisions ratio | 10.00% | 10.00% |
Tier 1 capital to risk-weighted assets | ' | ' |
Tier 1 capital to risk-weighted assets, actual amount (in Dollars) | 116,591 | 104,993 |
Tier 1 capital to risk-weighted assets, actual ratio | 14.24% | 13.15% |
Tier 1 capital to risk-weighted assets, for capital adequacy purposes amount (in Dollars) | 32,741 | 31,946 |
Tier 1 capital to risk-weighted assets, for capital adequacy purposes ratio | 4.00% | 4.00% |
Tier 1 capital to risk-weighted assets, to be well capitalized under prompt corrective action provisions amount (in Dollars) | 49,112 | 47,919 |
Tier 1 capital to risk-weighted assets, to be well capitalized under prompt corrective action provisions ratio | 6.00% | 6.00% |
Tier 1 leverage ratio | ' | ' |
Tier 1 leverage ratio, actual amount (in Dollars) | 116,591 | 104,993 |
Tier 1 leverage ratio, actual ratio | 10.93% | 9.18% |
Tier 1 leverage ratio, for capital adequacy purposes amount (in Dollars) | 42,650 | 45,771 |
Tier 1 leverage ratio, for capital adequacy purposes ratio | 4.00% | 4.00% |
Tier 1 leverage ratio, to be well capitalized under prompt corrective action provisions amount (in Dollars) | $53,513 | $57,213 |
Tier 1 leverage ratio, to be well capitalized under prompt corrective action provisions ratio | 5.00% | 5.00% |