Old National Bancorp (ONB) 8-K Old National Reports Fourth-quarter Earnings of $22.0 Million, or $.34 Per Share

Exhibit: 99.2

Financial Trends
Fourth Quarter 2007
January 28, 2008

Please direct inquiries to:

Christopher A. Wolking, Senior Executive Vice President & Chief Financial Officer (812) 464-1322 orJoan M. Kissel, Vice President & Corporate Controller (812) 465-7290

Notes:   –  All share and per share data have been adjusted for stock dividends.

– Summations may not equal due to rounding.

– In connection with certain derivative transactions related to interest rate swap agreements, the Company restated the year ended December 31, 2004. For additional information regarding this restatement, see Form 8-K filed on January 31, 2006.

Old National Bancorp
Financial Summary
Fourth Quarter 2007

													2006												2007
2004			2005			2006			2007				1st Qtr			2nd Qtr			3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr			4th Qtr
												Profitability (in millions)
$	63.1		$	63.8		$	79.4		$	74.9		NET INCOME	$	20.7		$	20.2		$	21.0		$	17.5		$	10.8		$	19.6		$	22.6		$	22.0
	2.8			(14.8	)		-			-		INCOME from Discontinued Operations (net of tax)		-			-			-			-			-			-			-			-
	60.3			78.6			79.4			74.9		INCOME from Continuing Operations (net of tax)		20.7			20.2			21.0			17.5			10.8			19.6			22.6		$	22.0
												Diluted EPS
$	0.90		$	0.93		$	1.20		$	1.14		Net Income	$	0.31		$	0.30		$	0.32		$	0.27		$	0.16		$	0.30		$	0.34		$	0.34
	0.04			(0.22	)		-			-		Income from Discontinued Operations		-			-			-			-			-			-			-			-
	0.86			1.15			1.20			1.14		Income from Continuing Operations		0.31			0.30			0.32			0.27			0.16			0.30			0.34			0.34
												Ratios — Net Income
	8.83	%		9.31	%		12.43	%		11.67	%	Return on Average Common Equity		12.68	%		12.82	%		13.40	%		10.87	%		6.74	%		12.30	%		14.22	%		13.39	%
	0.69	%		0.74	%		0.97	%		0.94	%	Return on Average Assets		1.00	%		0.97	%		1.04	%		0.87	%		0.52	%		0.96	%		1.15	%		1.14	%
												Ratios — Income from Continuing Operations
	8.44	%		11.47	%		12.43	%		11.67	%	Return on Average Common Equity		12.68	%		12.82	%		13.40	%		10.87	%		6.74	%		12.30	%		14.22	%		13.39	%
	0.66	%		0.91	%		0.97	%		0.94	%	Return on Average Assets		1.00	%		0.97	%		1.04	%		0.87	%		0.52	%		0.96	%		1.15	%		1.14	%
	73.92	%		65.58	%		68.54	%		71.01	%	Efficiency Ratio		66.91	%		66.05	%		67.13	%		74.31	%		80.44	%		70.31	%		67.46	%		66.84	%
	3.08	%		3.09	%		3.15	%		3.28	%	Net Interest Margin (FTE)		3.18	%		3.18	%		3.15	%		3.09	%		3.00	%		3.20	%		3.37	%		3.56	%
												Capital Ratios:
												Risk-Based Capital Ratios (EOP):
	11.2	%		10.6	%		11.1	%		10.6	%	Tier 1		10.7	%		10.4	%		11.0	%		11.1	%		9.8	%		10.1	%		10.5	%		10.6	%
	14.9	%		14.4	%		14.5	%		13.3	%	Total		14.5	%		14.1	%		14.9	%		14.5	%		13.1	%		13.4	%		13.9	%		13.3	%
	7.7	%		7.7	%		8.0	%		7.7	%	Leverage Ratio (to Average Assets)		7.8	%		7.6	%		7.9	%		8.0	%		7.1	%		7.3	%		7.7	%		7.7	%
	7.83	%		7.94	%		7.81	%		8.04	%	Total Equity to Assets (Averages)		7.86	%		7.59	%		7.78	%		8.01	%		7.77	%		7.83	%		8.08	%		8.51	%
												Per Common Share Data:
	0.72			0.76			0.84			1.11		Cash Dividends Declared (1)		0.21			0.21			0.21			0.21			0.22			0.22			0.22			0.45
	80	%		81	%		70	%		97	%	Dividend Payout Ratio (1)		68	%		69	%		66	%		79	%		134	%		74	%		64	%		134	%
	10.16			9.61			9.66			9.86		Book Value (EOP)		9.53			9.24			9.68			9.66			9.65			9.45			9.78			9.86
	24.63			21.64			18.92			14.96		Market Value (EOP)		21.64			19.97			19.10			18.92			18.18			16.61			16.57			14.96
												Other Statistics
	2,565			2,572			2,568			2,494		Full Time Equivalent Employees (2)		2,542			2,527			2,518			2,568			2,572			2,535			2,481			2,494

FTE —	Fully taxable equivalent basis
EOP —	End of period actual balances
(1)	The 1st Qtr 2008 dividend was declared in December 2007 and is included in the 2007 totals.
(2)	Based on the number of employees associated with continuing operations.

PAGE 1

Old National Bancorp
INCOME STATEMENT
($ In Millions except EPS information)

Twelve Months					Change							Fourth Quarter					Change
2007			2006		$			%				2007		2006			$			%
$	478.5		$	471.2	$	7.3			1.5	%	Interest Income (FTE)	$	115.6	$	118.8		$	(3.2	)		-2.7	%
	242.2			239.0		3.2			1.3	%	Less: Interest Expense		53.4		62.7			(9.4	)		-14.9	%
	236.4			232.2		4.1			1.8	%	Net Interest Income (FTE)		62.2		56.0			6.2			11.0	%
	18.7			19.5		(0.8	)		-4.1	%	Wealth Management Fees		4.4		4.7			(0.2	)		-4.7	%
	44.8			42.3		2.5			5.8	%	Service Charges on Deposit Accounts		11.8		11.1			0.7			6.1	%
	14.5			12.1		2.4			19.9	%	ATM Fees		4.0		3.2			0.8			25.8	%
	4.4			4.1		0.3			7.2	%	Mortgage Banking Revenue		1.1		1.3			(0.2	)		-12.8	%
	39.0			41.5		(2.5	)		-6.0	%	Insurance Premiums and Commissions		9.3		12.3			(3.0	)		-24.2	%
	10.7			8.7		2.0			23.3	%	Investment Product Fees		2.4		2.4			0.1			2.8	%
	9.8			9.0		0.9			9.5	%	Company-owned Life Insurance		2.6		2.2			0.4			19.7	%
	16.1			13.8		2.3			16.9	%	Other Income		8.0		0.2			7.8			N/M
	158.0			150.9		7.1			4.7	%	Total Fees, Service Charges & Other Rev.		43.7		37.3			6.4			17.1	%
	(3.0	)		1.5		(4.5	)		N/M		Gains (Losses) Sales of Securities		0.1		0.8			(0.6	)		-82.0	%
	0.2			1.5		(1.3	)		-89.0	%	Gains (Losses) Derivatives		0.2		(0.4	)		0.6			N/M
	155.1			153.9		1.2			0.8	%	Total Noninterest Income		44.1		37.7			6.4			17.0	%
	391.5			386.2		5.3			1.4	%	Total Revenues (FTE)		106.3		93.7			12.6			13.4	%
	163.7			157.6		6.1			3.9	%	Salaries and Employee Benefits		41.2		41.8			(0.6	)		-1.5	%
	26.5			19.9		6.5			32.8	%	Occupancy		8.7		4.8			3.9			82.5	%
	11.1			12.7		(1.6	)		-12.7	%	Equipment		2.5		3.1			(0.5	)		-17.2	%
	8.4			10.4		(2.0	)		-19.2	%	Marketing		2.1		2.8			(0.7	)		-25.2	%
	19.2			18.0		1.2			7.0	%	Data Processing		4.7		4.4			0.2			5.2	%
	9.3			9.2		0.2			1.9	%	Communication		2.3		2.3			(0.0	)		-1.8	%
	7.7			7.6		0.1			1.4	%	Professional Fees		2.2		1.9			0.2			12.3	%
	6.0			5.7		0.3			4.7	%	Loan Expenses		1.4		1.4			0.0			1.6	%
	3.5			3.4		0.1			2.4	%	Supplies		0.9		0.9			0.0			5.6	%
	22.6			20.2		2.4			11.9	%	Other Expense		5.1		6.3			(1.2	)		-18.6	%
	278.0			264.7		13.3			5.0	%	Total Noninterest Expense		71.0		69.6			1.4			2.0	%
	4.1			7.0		(2.9	)		-41.2	%	Provision for loan losses		1.7		—			1.7			N/M
	109.4			114.5		(5.1	)		-4.5	%	Income before Income Taxes and Discontinued Operations (FTE)		33.6		24.1			9.5			39.4	%
	17.3			15.6		1.7			11.2	%	Income Taxes on Continuing Ops.		7.2		2.2			5.0			N/M
	17.2			19.5		(2.4	)		-12.1	%	FTE Adjustment		4.4		4.4			0.0			0.2	%
	34.5			35.1		(0.6	)		-1.8	%	Total Taxes (FTE)		11.6		6.6			5.0			76.1	%
$	74.9		$	79.4	$	(4.5	)		-5.6	%	Net Income	$	22.0	$	17.5		$	4.5			25.6	%
											EPS
$	1.14		$	1.20	$	(0.06	)		-5.1	%	Diluted Net Income	$	0.34	$	0.27		$	0.07			25.9	%
											Average Common Shares Outstanding (000’s)
	65,684			66,226		(542	)		-0.8	%	Basic		65,607		65,797			(190	)		-0.3	%
	65,750			66,261		(511	)		-0.8	%	Diluted		65,707		65,868			(161	)		-0.2	%
	66,205			66,503		(298	)		-0.4	%	Common Shares Outstanding (EOP) (000’s)		66,205		66,503			(298	)		-0.4	%

FTE —	Fully taxable equivalent basis
EOP —	End of period actual balances
N/M =	Not meaningful

PAGE 2

Old National Bancorp
NET INCOME TRENDS
Fourth Quarter 2007
($ In Millions except EPS information)

											2006											2007
2004		2005			2006		2007				1st Qtr			2nd Qtr		3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr			4th Qtr
$	441.0	$	446.8		$	471.2	$	478.5		Interest Income (FTE)	$	114.7		$	118.9	$	118.8		$	118.8		$	120.5		$	122.2		$	120.3		$	115.6
	185.4		206.1			239.0		242.2		Less: Interest Expense		55.3			59.3		61.7			62.7			64.5			63.6			60.7			53.4
	255.7		240.7			232.2		236.4		Net Interest Income (FTE)		59.5			59.6		57.1			56.0			56.0			58.6			59.5			62.2
	20.4		20.3			19.5		18.7		Wealth Management Fees		5.2			5.0		4.7			4.7			4.9			4.8			4.6			4.4
	48.5		47.2			42.3		44.8		Service Charges on Deposit Accounts		9.9			10.7		10.6			11.1			10.2			11.2			11.5			11.8
	9.5		11.1			12.1		14.5		ATM Fees		2.8			3.0		3.0			3.2			3.2			3.5			3.8			4.0
	8.5		4.9			4.1		4.4		Mortgage Banking Revenue		1.2			0.6		1.0			1.3			1.0			1.1			1.2			1.1
	32.8		35.2			41.5		39.0		Insurance Premiums and Commissions		11.0			9.5		8.8			12.3			10.6			10.2			8.9			9.3
	12.0		9.0			8.7		10.7		Investment Product Fees		2.3			2.0		2.0			2.4			2.9			2.8			2.7			2.4
	8.0		8.1			9.0		9.8		Company-owned Life Insurance		2.2			2.3		2.3			2.2			2.4			2.4			2.4			2.6
	9.5		28.3			13.8		16.1		Other Income		6.8			3.3		3.4			0.2			2.3			2.9			2.9			8.0
	149.2		164.1			150.9		158.0		Total Fees, Service Charges & Other Rev.		41.4			36.3		35.8			37.3			37.4			39.0			37.9			43.7
	2.9		0.9			1.5		(3.0	)	Gains (Losses) Sales of Securities		(0.1	)		0.1		0.8			0.8			(2.7	)		(0.0	)		(0.5	)		0.1
	10.8		(3.4	)		1.5		0.2		Gains (Losses) Derivatives		1.6			0.4		(0.1	)		(0.4	)		0.0			(0.2	)		0.2			0.2
	162.9		161.6			153.9		155.1		Total Noninterest Income		42.9			36.8		36.6			37.7			34.8			38.7			37.6			44.1
	418.5		402.3			386.2		391.5		Total Revenues (FTE)		102.4			96.4		93.7			93.7			90.8			97.3			97.1			106.3
	171.9		147.8			157.6		163.7		Salaries and Employee Benefits		41.3			37.7		36.8			41.8			41.3			41.5			39.6			41.2
	19.3		20.4			19.9		26.5		Occupancy		5.2			4.9		5.1			4.8			6.4			5.5			5.9			8.7
	14.2		14.4			12.7		11.1		Equipment		3.4			3.2		3.1			3.1			3.1			2.8			2.7			2.5
	9.8		8.3			10.4		8.4		Marketing		2.3			2.5		2.7			2.8			2.3			2.2			1.7			2.1
	21.6		21.2			18.0		19.2		Data Processing		4.6			4.5		4.4			4.4			5.1			4.8			4.7			4.7
	10.7		9.9			9.2		9.3		Communication		2.3			2.4		2.2			2.3			2.4			2.3			2.3			2.3
	25.9		9.3			7.6		7.7		Professional Fees		2.0			1.9		1.8			1.9			2.0			1.9			1.7			2.2
	6.5		5.3			5.7		6.0		Loan Expenses		1.4			1.5		1.5			1.4			1.2			1.9			1.5			1.4
	3.8		3.8			3.4		3.5		Supplies		0.8			0.9		0.9			0.9			1.0			0.8			0.8			0.9
	25.7		23.5			20.2		22.6		Other Expense		5.2			4.2		4.5			6.3			8.3			4.7			4.5			5.1
	309.4		263.8			264.7		278.0		Total Noninterest Expense		68.5			63.7		62.9			69.6			73.0			68.4			65.5			71.0
	22.4		23.1			7.0		4.1		Provision for Loan Losses		3.5			3.5		—			—			2.4			—			—			1.7
	86.7		115.4			114.5		109.4		Income before Income Taxes and Discontinued Operations (FTE)		30.4			29.2		30.8			24.1			15.3			28.9			31.6			33.6
	2.5		15.3			15.6		17.3		Income Taxes on Continuing Ops.		4.6			3.8		5.0			2.2			0.3			5.1			4.7			7.2
	23.9		21.5			19.5		17.2		FTE Adjustment		5.1			5.2		4.8			4.4			4.2			4.3			4.3			4.4
	26.4		36.8			35.1		34.5		Total Taxes (FTE)		9.7			9.1		9.8			6.6			4.5			9.3			9.0			11.6
	60.3		78.6			79.4		74.9		Income from Continuing Ops., (net of tax)		20.7			20.2		21.0			17.5			10.8			19.6			22.6			22.0
	2.8		(14.8	)		-		-		Income from Discontinued Ops., (net of tax)		-			-		-			-			-			-			-			-
$	63.1	$	63.8		$	79.4	$	74.9		Net Income	$	20.7		$	20.2	$	21.0		$	17.5		$	10.8		$	19.6		$	22.6		$	22.0
										Diluted EPS
$	0.86	$	1.15		$	1.20	$	1.14		Income from Continuing Operations	$	0.31		$	0.30	$	0.32		$	0.27		$	0.16		$	0.30		$	0.34		$	0.34
	0.04		(0.22	)		—		—		Income from Discontinued Operations		—			—		—			—			—			—			—			—
$	0.90	$	0.93		$	1.20	$	1.14		Net Income	$	0.31		$	0.30	$	0.32		$	0.27		$	0.16		$	0.30		$	0.34		$	0.34
	69,452		68,095			66,226		65,684		Average Basic Common Shares (000’s)		67,016			66,283		65,823			65,797			65,806			65,723			65,601			65,607
	70,024		68,256			66,261		65,750		Average Diluted Common Shares (000’s)		67,317			66,353		65,853			65,868			65,863			65,804			65,658			65,707

FTE — Fully taxable equivalent basis

PAGE 3

Old National Bancorp
Balance Sheet (EOP)
Fourth Quarter 2007
($ in Millions)

																Change from Prior Year
	12/31/2007			9/30/2007			6/30/2007			3/31/2007			12/31/2006			12/31/2007 vs. 12/31/2006						12/31/2005			12/31/2004
Assets																$			%
Investments:
Treasury & Gov’t Sponsored Agencies	$	688.9		$	661.2		$	637.2		$	582.9		$	680.2		$	8.8			1.3	%	$	509.7		$	699.3
Mortgage-backed Securities		1,048.8			1,072.5			1,113.7			1,152.1			1,147.0			(98.2	)		-8.6	%		1,253.3			1,445.1
States & Political Subdivisions		294.9			259.6			263.2			267.0			273.3			21.6			7.9	%		488.4			597.6
Other Securities		275.9			268.7			260.9			268.5			275.7			0.2			0.1	%		265.1			270.7
Fed Funds Sold & Resell Agreements		—			0.2			5.1			330.0			283.5			(283.5	)		-100.0	%		123.9			—
Money Market Investments		8.5			4.1			3.2			30.1			4.1			4.4			108.0	%		33.1			12.3
Total Investments		2,317.0			2,266.2			2,283.4			2,630.7			2,663.7			(346.7	)		-13.0	%		2,673.5			3,025.1
Residential Real Estate Loans Held for Sale		13.0			13.3			19.6			19.0			16.6			(3.6	)		-21.8	%		43.8			22.5
Loans:
Commercial Loans & Leases		1,694.7			1,692.5			1,717.2			1,667.2			1,629.9			64.9			4.0	%		1,553.7			1,550.6
Commercial & Agriculture Real Estate		1,270.4			1,308.3			1,379.4			1,454.2			1,386.4			(116.0	)		-8.4	%		1,534.4			1,653.1
Consumer:
Home Equity		250.1			256.0			263.0			281.1			284.8			(34.7	)		-12.2	%		337.4			363.8
Other Consumer Loans		937.6			954.3			948.7			918.0			914.1			23.6			2.6	%		924.4			841.8
Subtotal of Commercial & Consumer Loans		4,152.9			4,211.1			4,308.2			4,320.5			4,215.1			(62.2	)		-1.5	%		4,349.9			4,409.4
Residential Real Estate		533.4			539.3			545.3			560.8			484.9			48.6			10.0	%		543.9			555.4
Total Loans		4,686.4			4,750.4			4,853.5			4,881.2			4,700.0			(13.6	)		-0.3	%		4,893.8			4,964.8
Total Earning Assets		7,016.3			7,029.9			7,156.5			7,530.9			7,380.3			(364.0	)		-4.9	%		7,611.2			8,012.4
Allowance for Loan Losses		(56.5	)		(64.1	)		(67.5	)		(71.3	)		(67.8	)		(11.3	)		-16.7	%		(78.8	)		(85.7	)
Nonearning Assets:
Cash and Due from Banks		255.2			192.9			201.6			177.6			210.3			44.9			21.3	%		245.4			204.7
Premises & Equipment		48.7			47.3			44.8			54.1			122.9			(74.2	)		-60.4	%		199.9			212.8
Goodwill & Intangible Assets		191.0			191.9			192.8			194.4			134.2			56.8			42.3	%		136.3			168.8
Company-owned Life Insurance		214.5			211.9			210.5			209.1			198.0			16.4			8.3	%		193.5			185.6
Other Assets		176.9			222.8			249.0			236.9			171.6			5.4			3.1	%		184.7			199.8
Total Nonearning Assets		886.3			866.7			898.7			872.1			837.0			49.3			5.9	%		959.7			971.7
Total Assets	$	7,846.1		$	7,832.5		$	7,987.7		$	8,331.6		$	8,149.5		$	(303.4	)		-3.7	%	$	8,492.0		$	8,898.3
Liabilities & Equity
Noninterest-bearing Demand Deposits	$	855.4		$	840.5		$	861.4		$	859.4		$	877.9		$	(22.4	)		-2.6	%	$	891.5		$	851.2
NOW Accounts		1,410.7			1,427.5			1,591.1			1,635.8			1,449.2			(38.5	)		-2.7	%		1,640.7			1,920.5
Savings Accounts		774.1			653.4			605.9			581.7			437.7			336.4			76.8	%		480.4			480.4
Money Market Accounts		562.1			690.4			746.8			851.0			925.3			(363.2	)		-39.2	%		869.0			573.3
Other Time under $100,000		1,283.0			1,330.8			1,341.0			1,363.8			1,369.0			(85.9	)		-6.3	%		1,378.0			1,527.3
Other Time $100,000 & over		562.1			673.3			754.8			1,001.8			932.6			(370.5	)		-39.7	%		840.9			675.8
Total Core Deposits		5,447.4			5,615.9			5,901.2			6,293.6			5,991.6			(544.2	)		-9.1	%		6,100.5			6,028.6
Brokered CD’s		216.0			258.6			311.5			316.2			329.9			(113.9	)		-34.5	%		365.1			390.1
Total Deposits		5,663.4			5,874.5			6,212.6			6,609.7			6,321.5			(658.1	)		-10.4	%		6,465.6			6,418.7
Short-term Borrowings		638.2			527.0			443.0			381.0			312.9			325.3			104.0	%		302.8			347.4
Long-term Borrowings		656.7			612.1			591.5			592.5			747.5			(90.8	)		-12.1	%		954.9			1,307.0
Total Borrowed Funds		1,295.0			1,139.2			1,034.5			973.4			1,060.5			234.5			22.1	%		1,257.7			1,654.3
Accrued Expenses & Other Liabilities		234.9			171.4			115.1			107.8			125.2			109.7			87.6	%		118.8			121.2
Total Liabilities		7,193.2			7,185.1			7,362.2			7,691.0			7,507.1			(313.9	)		-4.2	%		7,842.1			8,194.2
Common Stock, Surplus & Retained Earnings		664.2			671.0			662.9			660.9			667.5			(3.3	)		-0.5	%		671.7			699.7
Other Comprehensive Income		(11.3	)		(23.6	)		(37.4	)		(20.3	)		(25.1	)		13.8			54.8	%		(21.8	)		4.3
Total Shareholders Equity		652.9			647.4			625.6			640.7			642.4			10.5			1.6	%		649.9			704.1
Total Liabilities & Shareholders Equity	$	7,846.1		$	7,832.5		$	7,987.7		$	8,331.6		$	8,149.5		$	(303.4	)		-3.7	%	$	8,492.0		$	8,898.3

EOP —	End of period actual balances
N/M =	Not meaningful

PAGE 4

Old National Bancorp
Balance Sheet Trends
PERIOD AVERAGES
($ in Millions)

2004			2005			2006			2007				2006												2007
													1st Qtr			2nd Qtr			3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr			4th Qtr
												Assets
												Investments:
$	640.4		$	574.1		$	584.3		$	636.8		Treasury & Gov’t Sponsored Agencies	$	539.6		$	635.0		$	589.9		$	572.9		$	648.8		$	595.2		$	641.5		$	661.7
	1,422.5			1,346.9			1,215.0			1,112.9		Mortgage-backed Securities		1,251.4			1,238.2			1,199.8			1,170.3			1,161.4			1,130.5			1,096.5			1,063.0
	638.4			536.9			408.5			263.7		States & Political Subdivisions		487.2			477.4			380.1			289.2			269.4			263.7			259.3			262.4
	153.3			273.9			254.6			268.6		Other Securities		263.0			258.3			244.7			252.7			272.6			263.2			260.9			277.5
	71.4			16.0			72.8			109.5		Fed Funds Sold & Resell Agreements		49.3			4.2			10.1			227.7			245.3			188.2			4.3			0.4
	23.7			21.1			14.8			7.7		Money Market Investments		30.1			16.2			6.2			6.6			5.1			11.2			5.2			9.2
			��
	2,949.7			2,769.0			2,550.0			2,399.1		Total Investments		2,620.5			2,629.3			2,430.8			2,519.3			2,602.5			2,452.1			2,267.7			2,274.1
												Loans:
	1,611.1			1,578.2			1,592.3			1,679.6		Commercial Loans & Leases		1,535.9			1,591.0			1,619.1			1,623.1			1,675.9			1,687.7			1,677.5			1,677.4
	1,767.5			1,604.2			1,466.2			1,374.7		Commercial & Agriculture Real Estate		1,519.7			1,491.9			1,457.9			1,395.1			1,433.2			1,419.2			1,351.5			1,294.9
												Consumer:
	348.9			357.6			307.1			267.1		Home Equity		327.1			311.3			300.6			289.3			285.1			271.1			259.1			253.1
	847.6			889.9			929.7			937.4		Other Consumer Loans		927.0			938.9			933.6			919.4			915.7			933.4			954.0			946.5
	4,575.1			4,429.9			4,295.3			4,258.8		Subtotal of Commercial & Consumer Loans		4,309.7			4,333.2			4,311.3			4,226.9			4,309.9			4,311.3			4,242.1			4,172.0
	765.5			584.7			527.9			556.0		Residential Real Estate (1)		557.9			527.5			519.4			506.7			550.3			570.4			557.6			545.9
	5,340.7			5,014.7			4,823.1			4,814.9		Total Loans (1)		4,867.6			4,860.7			4,830.7			4,733.5			4,860.3			4,881.7			4,799.7			4,717.9
	8,290.4			7,783.6			7,373.1			7,214.0		Total Earning Assets		7,488.1			7,490.0			7,261.5			7,252.9			7,462.7			7,333.8			7,067.4			6,992.0
	(97.8	)		(82.9	)		(76.5	)		(68.2	)	Allowance for Loan Losses		(79.1	)		(77.9	)		(77.0	)		(71.8	)		(71.0	)		(71.7	)		(67.6	)		(62.5	)
	930.9			925.8			876.7			839.2		Nonearning Assets		880.7			884.9			881.0			860.4			849.6			857.0			856.2			794.0
$	9,123.5		$	8,626.5		$	8,173.4		$	7,985.0		Total Assets	$	8,289.7		$	8,296.9		$	8,065.5		$	8,041.5		$	8,241.4		$	8,119.0		$	7,856.0		$	7,723.6
												Liabilities & Equity
$	803.1		$	837.6		$	800.7		$	828.5		Noninterest-bearing Demand Deposits	$	811.3		$	795.5		$	793.0		$	802.9		$	822.5		$	837.5		$	821.6		$	832.2
	1,735.6			1,754.9			1,429.8			1,490.4		NOW Accounts		1,506.9			1,437.7			1,360.8			1,413.6			1,542.1			1,616.6			1,452.6			1,350.4
	471.3			485.3			441.3			622.4		Savings Accounts		489.5			444.8			415.5			415.3			539.4			583.0			619.8			747.4
	587.0			695.0			886.2			758.6		Money Market Accounts		883.2			895.8			872.4			893.1			882.6			811.9			735.2			604.6
	2,449.3			2,202.4			2,277.9			2,134.9		Other Time		2,233.9			2,232.9			2,311.3			2,333.4			2,347.4			2,239.1			2,042.7			1,910.3
	6,046.3			5,975.2			5,835.8			5,834.7		Total Core Deposits		5,924.8			5,806.8			5,753.2			5,858.4			6,134.0			6,088.2			5,671.8			5,444.9
	375.3			376.2			338.4			291.5		Brokered CD’s		352.8			335.7			334.2			331.1			321.3			315.6			306.3			222.6
	6,421.5			6,351.3			6,174.2			6,126.2		Total Deposits		6,277.6			6,142.5			6,087.4			6,189.5			6,455.3			6,403.8			5,978.2			5,667.5
	406.1			388.2			402.2			461.8		Short-term Borrowings		298.6			530.9			461.4			318.1			375.0			376.4			525.0			570.8
	1,463.5			1,094.6			835.6			615.9		Long-term Borrowings		938.0			860.6			771.4			772.4			644.0			592.8			594.3			632.5
	1,869.6			1,482.8			1,237.8			1,077.7		Total Borrowed Funds		1,236.6			1,391.5			1,232.8			1,090.5			1,018.9			969.2			1,119.3			1,203.2
	117.8			107.1			123.0			139.3		Accrued Expenses & Other Liabilities		123.8			133.0			117.9			117.3			127.2			110.2			123.9			195.9
	8,408.9			7,941.2			7,535.1			7,343.1		Total Liabilities		7,637.9			7,667.0			7,438.0			7,397.3			7,601.4			7,483.2			7,221.3			7,066.6
	708.0			690.9			666.2			666.8		Common Stock, Surplus & Retained Earnings		671.1			663.8			664.2			665.6			666.9			659.1			667.5			673.7
	6.6			(5.6	)		(27.8	)		(25.0	)	Other Comprehensive Income		(19.3	)		(33.8	)		(36.7	)		(21.4	)		(26.9	)		(23.3	)		(32.9	)		(16.7	)
	714.6			685.3			638.4			641.8		Total Shareholders Equity		651.8			630.0			627.5			644.2			640.0			635.8			634.7			656.9
$	9,123.5		$	8,626.5		$	8,173.4		$	7,985.0		Total Liabilities & Shareholders Equity	$	8,289.7		$	8,296.9		$	8,065.5		$	8,041.5		$	8,241.4		$	8,119.0		$	7,856.0		$	7,723.6

(1) Includes residential loans held for sale.

PAGE 5

Old National Bancorp
Interest Rate Trends (FTE basis)
PERIOD AVERAGES

2004			2005			2006			2007				2006												2007
													1st Qtr			2nd Qtr			3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr			4th Qtr
												Earning Assets:
												Investments:
	3.18	%		3.44	%		4.55	%		5.07	%	Treasury & Gov’t Sponsored Agencies		4.26	%		4.49	%		4.66	%		4.75	%		4.87	%		5.11	%		5.14	%		5.17	%
	4.18	%		4.24	%		4.55	%		4.68	%	Mortgage-backed Securities		4.45	%		4.57	%		4.61	%		4.59	%		4.61	%		4.64	%		4.74	%		4.74	%
	6.92	%		6.88	%		6.93	%		7.07	%	States & Political Subdivisions		6.85	%		6.89	%		7.00	%		7.05	%		7.05	%		7.04	%		7.10	%		7.12	%
	4.14	%		4.55	%		5.14	%		5.25	%	Other Securities		5.06	%		5.21	%		5.08	%		5.23	%		5.32	%		5.11	%		5.22	%		5.33	%
	1.31	%		4.08	%		5.20	%		5.35	%	Fed Funds Sold, Resell Agr & Money Mkt		4.63	%		6.63	%		3.90	%		5.34	%		5.41	%		5.18	%		8.98	%		5.50	%
	4.46	%		4.61	%		5.01	%		5.14	%	Total Investments		4.92	%		5.05	%		5.04	%		5.05	%		5.07	%		5.10	%		5.19	%		5.22	%
												Loans:
	5.41	%		6.39	%		7.32	%		7.47	%	Commercial Loans & Leases		7.06	%		7.30	%		7.48	%		7.43	%		7.54	%		7.57	%		7.54	%		7.25	%
	5.70	%		6.36	%		7.27	%		7.56	%	Commercial & Agriculture Real Estate		7.00	%		7.22	%		7.35	%		7.54	%		7.35	%		7.73	%		7.85	%		7.31	%
												Consumer:
	5.17	%		6.28	%		8.04	%		8.17	%	Home Equity		7.60	%		8.02	%		8.32	%		8.29	%		8.29	%		8.27	%		8.33	%		7.78	%
	7.16	%		6.93	%		7.13	%		7.61	%	Other Consumer Loans		6.96	%		7.05	%		7.22	%		7.30	%		7.40	%		7.60	%		7.70	%		7.71	%
	5.83	%		6.48	%		7.31	%		7.57	%	Subtotal of Commercial & Consumer Loans		7.05	%		7.27	%		7.44	%		7.49	%		7.50	%		7.67	%		7.73	%		7.40	%
	5.60	%		5.47	%		5.54	%		5.86	%	Residential Real Estate Loans (1)		5.41	%		5.45	%		5.66	%		5.64	%		5.73	%		5.90	%		5.89	%		5.91	%
	5.79	%		6.36	%		7.12	%		7.38	%	Total Loans (1)		6.86	%		7.07	%		7.25	%		7.30	%		7.29	%		7.46	%		7.51	%		7.23	%
	5.32	%		5.74	%		6.39	%		6.63	%	Total Earning Assets		6.18	%		6.36	%		6.51	%		6.52	%		6.51	%		6.67	%		6.77	%		6.58	%
												Interest-bearing Liabilities:
	0.94	%		1.44	%		1.92	%		2.12	%	NOW Accounts		1.80	%		1.87	%		1.93	%		2.07	%		2.34	%		2.43	%		2.16	%		1.48	%
	0.47	%		0.87	%		1.28	%		2.43	%	Savings Accounts		1.33	%		1.16	%		1.25	%		1.39	%		2.35	%		2.29	%		2.50	%		2.54	%
	1.10	%		2.71	%		3.32	%		3.11	%	Money Market Accounts		3.23	%		3.19	%		3.38	%		3.48	%		3.55	%		3.31	%		3.06	%		2.32	%
	3.25	%		3.32	%		4.15	%		4.64	%	Other Time		3.78	%		3.99	%		4.30	%		4.51	%		4.64	%		4.70	%		4.63	%		4.58	%
	1.99	%		2.36	%		3.12	%		3.38	%	Total Interest-bearing Deposits		2.87	%		2.99	%		3.23	%		3.39	%		3.56	%		3.52	%		3.38	%		3.04	%
	4.71	%		4.64	%		4.57	%		4.72	%	Brokered CD’s		4.35	%		4.50	%		4.74	%		4.71	%		4.74	%		4.76	%		4.83	%		4.53	%
	2.18	%		2.52	%		3.21	%		3.46	%	Total Interest-bearing Deposits & CD’s		2.96	%		3.08	%		3.33	%		3.47	%		3.62	%		3.59	%		3.47	%		3.11	%
	0.96	%		2.48	%		3.98	%		3.94	%	Short-term Borrowings		3.25	%		4.18	%		4.26	%		3.89	%		4.11	%		4.02	%		4.12	%		3.60	%
	4.05	%		5.26	%		6.03	%		6.64	%	Long-term Borrowings		5.58	%		5.91	%		6.34	%		6.41	%		6.55	%		6.77	%		6.82	%		6.43	%
	3.37	%		4.53	%		5.37	%		5.48	%	Total Borrowed Funds		5.02	%		5.25	%		5.56	%		5.68	%		5.65	%		5.70	%		5.55	%		5.09	%
	2.48	%		2.95	%		3.61	%		3.80	%	Total Interest-bearing Liabilities		3.34	%		3.53	%		3.75	%		3.84	%		3.93	%		3.90	%		3.84	%		3.51	%
	2.84	%		2.79	%		2.78	%		2.83	%	Net Interest Rate Spread		2.83	%		2.83	%		2.76	%		2.68	%		2.58	%		2.77	%		2.93	%		3.07	%
	3.08	%		3.09	%		3.15	%		3.28	%	Net Interest Margin		3.18	%		3.18	%		3.15	%		3.09	%		3.00	%		3.20	%		3.37	%		3.56	%

FTE —	Fully taxable equivalent basis
(1)	Includes residential loans held for sale.

PAGE 6

Old National Bancorp
Asset Quality (EOP)
($ in Millions)

2004			2005			2006			2007				2006												2007
													1st Qtr			2nd Qtr			3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr			4th Qtr
$	95.2		$	85.7		$	78.8		$	67.8		Beginning Allowance for Loan Losses	$	78.8		$	76.8		$	76.4		$	71.6		$	67.8		$	71.3		$	67.5		$	64.1
	22.4			23.1			7.0			4.1		Provision for Loan Losses		3.5			3.5			—			—			2.4			—			—			1.7
	—			—			—			5.7		Acquired from acquisition		—			—			—			—			5.7			—			—			—
	0.7			—			—			—		Transfer to Allow. Unfunded Commitments		—			—			—			—			—			—			—			—
	(41.2	)		(36.1	)		(27.9	)		(26.9	)	Gross Charge-offs		(7.4	)		(6.4	)		(4.6	)		(9.6	)		(7.7	)		(6.0	)		(4.2	)		(9.0	)
	(4.6	)		(5.3	)		(2.8	)		(5.3	)	Write-downs from Loans Sold		—			—			(2.8	)		—			—			(1.1	)		(1.4	)		(2.8	)
	13.2			11.5			12.7			11.1		Gross Recoveries		1.9			2.4			2.6			5.7			3.1			3.3			2.3			2.4
	(32.6	)		(30.0	)		(18.1	)		(21.1	)	Net Charge-offs		(5.5	)		(4.0	)		(4.7	)		(3.8	)		(4.6	)		(3.8	)		(3.3	)		(9.3	)
$	85.7		$	78.8		$	67.8		$	56.5		Ending Allowance for Loan Losses	$	76.8		$	76.4		$	71.6		$	67.8		$	71.3		$	67.5		$	64.1		$	56.5
	0.61	%		0.60	%		0.37	%		0.44	%	Net Charge-offs / Average Loans (1)		0.46	%		0.33	%		0.39	%		0.32	%		0.38	%		0.31	%		0.28	%		0.79	%
$	5,340.7		$	5,014.7		$	4,823.1		$	4,814.9		Average Loans Outstanding (1)	$	4,867.6		$	4,860.7		$	4,830.7		$	4,733.5		$	4,860.3		$	4,881.7		$	4,799.7		$	4,717.9
$	4,987.3		$	4,937.6		$	4,716.6		$	4,699.4		EOP Loans Outstanding (1)	$	4,831.5		$	4,875.9		$	4,732.2		$	4,716.6		$	4,900.2		$	4,873.1		$	4,763.7		$	4,699.4
	1.72	%		1.60	%		1.44	%		1.20	%	Allowance for Loan Loss / EOP Loans (1)		1.59	%		1.57	%		1.51	%		1.44	%		1.46	%		1.38	%		1.35	%		1.20	%
												Underperforming Assets:
$	2.4		$	1.8		$	2.1		$	1.5		Loans 90 Days & over (still accruing)	$	1.4		$	1.3		$	3.1		$	2.1		$	0.5		$	1.0		$	2.2		$	1.5
												Non-performing Loans:
	54.9			55.6			41.5			40.8		Nonaccrual Loans		51.4			51.7			44.9			41.5			60.4			58.5			49.3			40.8
	—			—			0.1			—		Renegotiated Loans		—			0.1			0.1			0.1			0.0			0.0			—			—
	54.9			55.6			41.6			40.8		Total Non-performing Loans		51.4			51.8			44.9			41.6			60.5			58.5			49.3			40.8
	8.3			3.6			3.3			2.9		Foreclosed properties		2.3			2.9			4.0			3.3			3.6			2.3			7.9			2.9
$	65.6		$	61.0		$	47.0		$	45.2		Total Underperforming Assets	$	55.1		$	56.1		$	52.1		$	47.0		$	64.6		$	61.8		$	59.4		$	45.2
$	192.2		$	136.6		$	153.2		$	115.1		Classified Loans - “Problem Loans”	$	139.8		$	137.9		$	127.8		$	153.2		$	166.4		$	131.8		$	130.2		$	115.1
	148.1			83.2			119.8			103.2		Criticized Loans - “Special Mention Loans"		81.6			64.8			119.2			119.8			97.8			89.8			79.1			103.2
$	340.3		$	219.8		$	273.0		$	218.3		Total Classified & Criticized Loans	$	221.4		$	202.7		$	247.0		$	273.0		$	264.2		$	221.6		$	209.3		$	218.3
	1.10	%		1.13	%		0.88	%		0.87	%	Non-performing loans / EOP Loans (1)		1.06	%		1.06	%		0.95	%		0.88	%		1.23	%		1.20	%		1.04	%		0.87	%
	156	%		142	%		163	%		138	%	Allowance to Non-performing Loans		150	%		147	%		159	%		163	%		118	%		115	%		130	%		138	%
	1.31	%		1.24	%		1.00	%		0.96	%	Under-performing Assets / EOP Loans (1)		1.14	%		1.15	%		1.10	%		1.00	%		1.32	%		1.27	%		1.25	%		0.96	%
$	8,898.3		$	8,492.0		$	8,149.5		$	7,846.1		EOP Total Assets	$	8,244.9		$	8,306.5		$	7,919.9		$	8,149.5		$	8,331.6		$	7,987.7		$	7,832.5		$	7,846.1
	0.74	%		0.72	%		0.58	%		0.58	%	Under-performing Assets / EOP Assets		0.67	%		0.67	%		0.66	%		0.58	%		0.77	%		0.77	%		0.76	%		0.58	%

EOP —	End of period actual balances
(1)	Includes residential loans held for sale.

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