EXHIBIT 23
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
We consent to the incorporation by reference in the following registration statements of AmeriServ Financial, Inc.:
Registration Statement No. 33-56604 on Form S-3
Registration Statement No. 33-53935 on Form S-8
Registration Statement No. 33-55207 on Form S-8
Registration Statement No. 33-55211 on Form S-8
Registration Statement No. 333-67600 on Form S-8
Registration Statement No. 333-50225 on Form S-3
Registration Statement No. 333-121215 on Form S-3
of our report dated March 12, 2004 (December 29, 2004 as to Note 28 and January 6, 2005 as to effects of the restatement discussed in the second paragraph of Note 27), relating to the consolidated financial statements of AmeriServ Financial, Inc. and subsidiaries as of and for the years ended December 31, 2003 and 2002 (which report expresses an unqualified opinion and includes explanatory paragraphs relating to (i) the adoption of Statement of Financial Accounting Standards No. 142, Goodwill and Other Intangible Assets, (ii) the restatements discussed in Note 27, and (iii) the application of procedures relating to the prior period adjustment of financial statement amounts related to the 2001 financial statements that were audited by other auditors who have ceased operations and for which we have expressed no opinion or other form of assurance other than with respect to the application of such prior period adjustment) appearing in this Annual Report on Form 10-K/A of AmeriServ Financial, Inc. for the year ended December 31, 2003.
DELOITTE & TOUCHE LLP
Pittsburgh, Pennsylvania
January 6, 2005
