AmeriServ Financial (ASRV) 10-Q 4 Nov 16 2016 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2016	Nov. 01, 2016
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q3
Entity Registrant Name	AMERISERV FINANCIAL INC /PA/
Entity Central Index Key	707,605
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Trading Symbol	ASRV
Entity Common Stock, Shares Outstanding		18,903,472

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Sep. 30, 2016	Dec. 31, 2015
Assets [Abstract]
Cash and due from depository institutions		$ 22,241	$ 23,443
Interest bearing deposits		2,781	6,960
Short-term investments in money market funds		5,498	18,107
Total cash and cash equivalents		30,520	48,510
Investment securities:
Available for sale		117,789	119,467
Held to maturity (fair value $28,577 on September 30, 2016 and $21,533 on December 31, 2015)		27,820	21,419
Loans held for sale		8,777	3,003
Loans		888,013	881,541
Less: Unearned income		489	557
Allowance for loan losses		9,726	9,921
Net loans		877,798	871,063
Premises and equipment, net		11,823	12,108
Accrued interest income receivable		3,007	3,057
Goodwill		11,944	11,944
Bank owned life insurance		37,733	37,228
Net deferred tax asset		8,623	8,993
Federal Home Loan Bank stock		3,355	4,628
Federal Reserve Bank stock		2,125	2,125
Other assets		4,341	4,952
TOTAL ASSETS		1,145,655	1,148,497
LIABILITIES
Non-interest bearing deposits		178,664	188,947
Interest bearing deposits		784,072	714,347
Total deposits		962,736	903,294
Short-term borrowings		7,901	48,748
Advances from Federal Home Loan Bank		49,042	48,000
Guaranteed junior subordinated deferrable interest debentures, net		12,904	12,892
Subordinated debt, net		7,435	7,418
Total borrowed funds		77,282	117,058
Other liabilities		5,593	9,172
TOTAL LIABILITIES		1,045,611	1,029,524
SHAREHOLDERS' EQUITY
Preferred stock, no par value; $1,000 per share liquidation preference; 2,000,000 shares authorized; 21,000 shares issued and outstanding on December 31, 2015		0	21,000
Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,521,291 shares issued and 18,903,472 outstanding on September 30, 2016; 26,488,630 shares issued and 18,870,811 outstanding on December 31, 2015		265	265
Treasury stock at cost, 7,617,819 shares on September 30, 2016 and December 31, 2015		(74,829)	(74,829)
Capital surplus		145,530	145,441
Retained earnings		35,135	34,651
Accumulated other comprehensive loss, net	[1]	(6,057)	(7,555)
TOTAL SHAREHOLDERS' EQUITY		100,044	118,973
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY		$ 1,145,655	$ 1,148,497
[1]	Amounts in parentheses indicate debits on the Consolidated Balance Sheets.

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Held to maturity securities, fair value	$ 28,577	$ 21,533
Preferred stock, par value		$ 0
Preferred stock, liquidation preference per share		$ 1,000
Preferred stock, shares authorized		2,000,000
Preferred stock, shares issued		21,000
Preferred stock, shares outstanding		21,000
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	30,000,000	30,000,000
Common stock, shares issued	26,521,291	26,488,630
Common stock, shares outstanding	18,903,472	18,870,811
Treasury stock, shares	7,617,819	7,617,819

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
INTEREST INCOME
Interest and fees on loans	$ 9,462	$ 9,718	$ 28,336	$ 28,654
Interest bearing deposits	2	1	11	4
Short-term investments in money market funds	31	3	54	10
Investment securities:
Available for sale	779	790	2,324	2,480
Held to maturity	202	155	562	451
Total Interest Income	10,476	10,667	31,287	31,599
INTEREST EXPENSE
Deposits	1,391	1,174	3,975	3,519
Short-term borrowings	2	37	49	70
Advances from Federal Home Loan Bank	166	141	484	401
Guaranteed junior subordinated deferrable interest debentures	280	280	840	840
Subordinated debt	131	0	389	0
Total Interest Expense	1,970	1,632	5,737	4,830
NET INTEREST INCOME	8,506	9,035	25,550	26,769
Provision for loan losses	300	300	3,650	750
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	8,206	8,735	21,900	26,019
NON-INTEREST INCOME
Trust and investment advisory fees	2,035	2,085	6,234	6,276
Service charges on deposit accounts	433	441	1,252	1,289
Net gains on sale of loans	260	178	552	594
Mortgage related fees	132	87	293	311
Net realized gains (losses) on investment securities	60	(36)	177	(8)
Bank owned life insurance	169	684	505	1,218
Other income	572	576	1,827	1,739
Total Non-Interest Income	3,661	4,015	10,840	11,419
NON-INTEREST EXPENSE
Salaries and employee benefits	5,901	6,079	17,935	18,096
Net occupancy expense	656	692	2,083	2,251
Equipment expense	419	409	1,264	1,355
Professional fees	1,330	1,206	3,987	3,692
Supplies, postage and freight	181	181	530	534
Miscellaneous taxes and insurance	287	288	866	872
Federal deposit insurance expense	189	174	556	505
Other expense	1,393	1,190	3,885	3,563
Total Non-Interest Expense	10,356	10,219	31,106	30,868
PRETAX INCOME	1,511	2,531	1,634	6,570
Provision for income tax expense	446	698	474	1,947
NET INCOME	1,065	1,833	1,160	4,623
Preferred stock dividends	0	52	15	157
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 1,065	$ 1,781	$ 1,145	$ 4,466
Basic:
Net income (in dollars per share)	$ 0.06	$ 0.09	$ 0.06	$ 0.24
Average number of shares outstanding (in shares)	18,899	18,869	18,893	18,860
Diluted:
Net income (in dollars per share)	$ 0.06	$ 0.09	$ 0.06	$ 0.24
Average number of shares outstanding (in shares)	18,957	18,951	18,947	18,928
Cash dividends declared	$ 0.015	$ 0.01	$ 0.035	$ 0.03

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
COMPREHENSIVE INCOME
Net income		$ 1,065	$ 1,833	$ 1,160	$ 4,623
Other comprehensive income, before tax:
Pension obligation change for defined benefit plan		263	315	1,030	1,601
Income tax effect		(89)	(107)	(349)	(545)
Unrealized holding gains (losses) on available for sale securities arising during period		(191)	387	1,417	(211)
Income tax effect		65	(131)	(483)	72
Reclassification adjustment for (gains) losses on available for sale securities included in net income	[1]	(60)	36	(177)	8
Income tax effect	[1]	20	(12)	60	(3)
Other comprehensive income	[2]	8	488	1,498	922
Comprehensive income		$ 1,073	$ 2,321	$ 2,658	$ 5,545
[1]	Amounts in parentheses indicate credits.
[2]	Amounts in parentheses indicate debits on the Consolidated Balance Sheets.

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
OPERATING ACTIVITIES
Net income	$ 1,160	$ 4,623
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Provision for loan losses	3,650	750
Depreciation expense	1,306	1,346
Net amortization of investment securities	342	254
Net realized (gains) losses on investment securities available for sale	(177)	8
Net gains on loans held for sale	(552)	(594)
Amortization of deferred loan fees	(174)	(202)
Origination of mortgage loans held for sale	(42,549)	(39,214)
Sales of mortgage loans held for sale	37,327	41,946
Decrease (increase) in accrued interest income receivable	50	(188)
Decrease in accrued interest payable	(18)	(105)
Earnings on bank owned life insurance	(505)	(514)
Deferred income taxes	(280)	805
Amortization of deferred issuance costs	29	0
Stock based compensation expense	89	179
Other, net	(2,000)	(2,536)
Net cash (used in) provided by operating activities	(2,302)	6,558
INVESTING ACTIVITIES
Purchases of investment securities - available for sale	(24,896)	(9,408)
Purchases of investment securities - held to maturity	(8,633)	(4,795)
Proceeds from sales of investment securities - available for sale	8,966	2,379
Proceeds from maturities of investment securities - available for sale	18,750	19,063
Proceeds from maturities of investment securities - held to maturity	2,166	4,233
Purchases of regulatory stock	(8,833)	(14,111)
Proceeds from redemption of regulatory stock	10,106	13,498
Long-term loans originated	(145,189)	(185,864)
Principal collected on long-term loans	120,875	140,143
Loans purchased or participated	(4,948)	(11,519)
Loans sold or participated	18,900	18,443
Proceeds from sale of other real estate owned	99	478
Proceeds from life insurance policy	0	1,140
Purchases of premises and equipment	(1,012)	(691)
Net cash used in investing activities	(13,649)	(27,011)
FINANCING ACTIVITIES
Net increase (decrease) in deposit balances	59,442	(56)
Net (decrease) increase in other short-term borrowings	(40,847)	14,108
Principal borrowings on advances from Federal Home Loan Bank	7,042	9,000
Principal repayments on advances from Federal Home Loan Bank	(6,000)	(3,000)
Preferred stock redemption	(21,000)	0
Common stock dividends	(661)	(566)
Preferred stock dividends	(15)	(157)
Net cash (used in) provided by financing activities	(2,039)	19,329
NET DECREASE IN CASH AND CASH EQUIVALENTS	(17,990)	(1,124)
CASH AND CASH EQUIVALENTS AT JANUARY 1	48,510	32,872
CASH AND CASH EQUIVALENTS AT SEPTEMBER 30	$ 30,520	$ 31,748

Principles of Consolidation

Principles of Consolidation	9 Months Ended
	Sep. 30, 2016
Principles of Consolidation [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Principles of Consolidation The accompanying consolidated financial statements include the accounts of AmeriServ Financial, Inc. (the Company) and its wholly-owned subsidiaries, AmeriServ Financial Bank (the Bank), AmeriServ Trust and Financial Services Company (the Trust Company), and AmeriServ Life Insurance Company (AmeriServ Life). The Bank is a Pennsylvania state-chartered full service bank with 16 locations in Pennsylvania. The Trust Company offers a complete range of trust and financial services and administers assets valued at $2.0 billion that are not reported on the Company’s consolidated balance sheet at September 30, 2016. AmeriServ Life is a captive insurance company that engages in underwriting as a reinsurer of credit life and disability insurance. In addition, the Parent Company is an administrative group that provides support in such areas as audit, finance, investments, loan review, general services, and marketing. Significant intercompany accounts and transactions have been eliminated in preparing the consolidated financial statements.

Basis of Preparation

Basis of Preparation	9 Months Ended
	Sep. 30, 2016
Basis of Preparation [Abstract]
Basis of Accounting [Text Block]	2. Basis of Preparation The unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information. In the opinion of management, all adjustments consisting of normal recurring entries considered necessary for a fair presentation have been included. They are not, however, necessarily indicative of the results of consolidated operations for a full-year. For further information, refer to the consolidated financial statements and accompanying notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2016
Recent Accounting Pronouncements [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	3. Recent Accounting Pronouncements In January 2016, the FASB issued ASU 2016-01, Financial Instruments — Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses: Measurement of Credit Losses on Financial Instruments

Earnings Per Common Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2016
Earnings Per Common Share [Abstract]
Earnings Per Share [Text Block]	4. Earnings Per Common Share Basic earnings per share include only the weighted average common shares outstanding. Diluted earnings per share include the weighted average common shares outstanding and any potentially dilutive common stock equivalent shares in the calculation. Treasury shares are excluded for earnings per share purposes. Options to purchase 147,968 common shares, at exercise prices ranging from $3.18 to $4.60, were outstanding as of September 30, 2016, but were not included in the computation of diluted earnings per common share because to do so would be antidilutive. Options to purchase 74,304 common shares, at exercise prices ranging from $3.20 to $4.70, were outstanding as of September 30, 2015, but were not included in the computation of diluted earnings per common share because to do so would be antidilutive. Three months ended Nine months ended 2016 2015 2016 2015 (In thousands, except per share data) Numerator: Net income $ 1,065 $ 1,833 $ 1,160 $ 4,623 Preferred stock dividends — (52 ) (15 ) (157 ) Net income available to common shareholders $ 1,065 $ 1,781 $ 1,145 $ 4,466 Denominator: Weighted average common shares outstanding (basic) 18,899 18,869 18,893 18,860 Effect of stock options 58 82 54 68 Weighted average common shares outstanding (diluted) 18,957 18,951 18,947 18,928 Earnings per common share: Basic $ 0.06 $ 0.09 $ 0.06 $ 0.24 Diluted 0.06 0.09 0.06 0.24

Consolidated Statement of Cash

Consolidated Statement of Cash Flows	9 Months Ended
	Sep. 30, 2016
Supplemental Cash Flow Elements [Abstract]
Cash Flow, Supplemental Disclosures [Text Block]	5. Consolidated Statement of Cash Flows On a consolidated basis, cash and cash equivalents include cash and due from depository institutions, interest-bearing deposits and short-term investments in money market funds .

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2016
Investment Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	6. Investment Securities The cost basis and fair values of investment securities are summarized as follows (in thousands): Investment securities available for sale (AFS): September 30, 2016 Cost Gross Gross Fair US Agency $ 900 $ — $ — $ 900 US Agency mortgage-backed securities 83,911 2,308 (34 ) 86,185 Taxable municipal 827 — (1 ) 826 Corporate bonds 29,686 458 (266 ) 29,878 Total $ 115,324 $ 2,766 $ (301 ) $ 117,789 Investment securities held to maturity (HTM): September 30, 2016 Cost Gross Gross Fair US Agency mortgage-backed securities $ 11,725 $ 494 $ — $ 12,219 Taxable municipal 10,047 257 (12 ) 10,292 Corporate bonds and other securities 6,048 54 (36 ) 6,066 Total $ 27,820 $ 805 $ (48 ) $ 28,577 Investment securities available for sale (AFS): December 31, 2015 Cost Gross Gross Fair US Agency $ 2,900 $ — $ (19 ) $ 2,881 US Agency mortgage-backed securities 96,801 1,975 (442 ) 98,334 Corporate bonds 18,541 18 (307 ) 18,252 Total $ 118,242 $ 1,993 $ (768 ) $ 119,467 Investment securities held to maturity (HTM): December 31, 2015 Cost Gross Gross Fair US Agency mortgage-backed securities $ 10,827 $ 247 $ (53 ) $ 11,021 Taxable municipal 5,592 67 (65 ) 5,594 Corporate bonds and other securities 5,000 3 (85 ) 4,918 Total $ 21,419 $ 317 $ (203 ) $ 21,533 Maintaining investment quality is a primary objective of the Company’s investment policy which, subject to certain limited exceptions, prohibits the purchase of any investment security below a Moody’s Investor’s Service or Standard & Poor’s rating of “A.” At September 30, 2016, 67.4% of the portfolio was rated “AAA” as compared to 79.1% at December 31, 2015. Approximately 8.2% of the portfolio was either rated below “A” or unrated at September 30, 2016 as compared to 5.7% at December 31, 2015. The Company sold $1.5 million AFS securities in the third quarter of 2016 resulting in $60,000 of gross investment security gains and sold $9.0 million AFS securities in the first nine months of 2016 resulting in $183,000 of gross investment security gains and $6,000 of gross investment security losses. The Company sold a $1.9 million AFS security in the third quarter of 2015 resulting in $36,000 of gross investment security losses and $2.4 million of AFS securities for the first nine months of 2015 resulting in a $28,000 gross investment security gains and $36,000 of gross investment security losses. The book value of securities, both available for sale and held to maturity, pledged to secure public and trust deposits, and certain Federal Home Loan Bank borrowings was $97,182,000 at September 30, 2016 and $87,096,000 at December 31, 2015. The following tables present information concerning investments with unrealized losses as of September 30, 2016 and December 31, 2015 (in thousands): Total investment securities: September 30, 2016 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized US Agency $ 400 $ — $ — $ — $ 400 $ — US Agency mortgage-backed securities 3,082 (12 ) 1,074 (22 ) 4,156 (34 ) Taxable municipal 2,268 (13 ) — — 2,268 (13 ) Corporate bonds and other securities 6,499 (90 ) 7,786 (212 ) 14,285 (302 ) Total $ 12,249 $ (115 ) $ 8,860 $ (234 ) $ 21,109 $ (349 ) Total investment securities: December 31, 2015 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized US Agency $ 1,486 $ (14 ) $ 395 $ (5 ) $ 1,881 $ (19 ) US Agency mortgage-backed securities 33,359 (245 ) 9,088 (250 ) 42,447 (495 ) Taxable municipal 3,617 (65 ) — — 3,617 (65 ) Corporate bonds and other securities 8,884 (160 ) 7,766 (232 ) 16,650 (392 ) Total $ 47,346 $ (484 ) $ 17,249 $ (487 ) $ 64,595 $ (971 ) The unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the value of securities will decrease; as market yields fall, the fair value of securities will increase. There are 24 positions that are considered temporarily impaired at September 30, 2016. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired. Management has also concluded that based on current information we expect to continue to receive scheduled interest payments as well as the entire principal balance. Furthermore, management does not intend to sell these securities and does not believe it will be required to sell these securities before they recover in value. Contractual maturities of securities at September 30, 2016 are shown below (in thousands). Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without prepayment penalties. The duration of the total investment securities portfolio at September 30, 2016 is 29.4 months and is lower than the duration at December 31, 2015 which was 34.2 months. The duration remains within our internal established guideline range of 24 to 42 months which we believe is appropriate to maintain proper levels of liquidity, interest rate risk, market valuation sensitivity and profitability. Total investment securities: September 30, 2016 Available for sale Held to maturity Cost Fair Cost Fair Within 1 year $ 3,999 $ 3,986 $ — $ — After 1 year but within 5 years 7,778 7,824 3,400 3,378 After 5 years but within 10 years 35,835 36,809 9,387 9,639 After 10 years but within 15 years 34,267 35,141 5,739 5,848 Over 15 years 33,445 34,029 9,294 9,712 Total $ 115,324 $ 117,789 $ 27,820 $ 28,577

Loans

Loans	9 Months Ended
	Sep. 30, 2016
Loans [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	7. Loans September 30, December 31, Commercial $ 181,251 $ 181,066 Commercial loans secured by real estate 437,911 421,637 Real estate – mortgage 248,544 257,937 Consumer 19,818 20,344 Loans, net of unearned income $ 887,524 $ 880,984 Loan balances at September 30, 2016 and December 31, 2015 are net of unearned income of $489,000 and $557,000, respectively. Real estate-construction loans comprised 4.0% and 3.0% of total loans, net of unearned income at September 30, 2016 and December 31, 2015, respectively.

Allowance for Loan Losses

Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2016
Allowance for Loan Losses [Abstract]
Allowance for Credit Losses [Text Block]	8. Allowance for Loan Losses The following tables summarize the rollforward of the allowance for loan losses by portfolio segment for the three and nine month periods ending September 30, 2016 and 2015 (in thousands). Three months ended September 30, 2016 Balance at Charge-Offs Recoveries Provision Balance at Commercial $ 4,322 $ (295 ) $ 115 $ 92 $ 4,234 Commercial loans secured by real estate 3,274 (13 ) 2 85 3,348 Real estate – mortgage 1,075 (104 ) 24 77 1,072 Consumer 135 (57 ) 8 53 139 Allocation for general risk 940 — — (7 ) 933 Total $ 9,746 $ (469 ) $ 149 $ 300 $ 9,726 Three months ended September 30, 2015 Balance at Charge-Offs Recoveries Provision Balance at Commercial $ 3,171 $ (35 ) $ 21 $ (47 ) $ 3,110 Commercial loans secured by real estate 4,140 (235 ) 3 113 4,021 Real estate – mortgage 1,321 (85 ) 98 58 1,392 Consumer 201 (18 ) 6 88 277 Allocation for general risk 884 — — 88 972 Total $ 9,717 $ (373 ) $ 128 $ 300 $ 9,772 Nine months ended September 30, 2016 Balance at Charge-Offs Recoveries Provision Balance at Commercial $ 4,244 $ (3,648 ) $ 126 $ 3,512 $ 4,234 Commercial loans secured by real estate 3,449 (13 ) 38 (126 ) 3,348 Real estate – mortgage 1,173 (150 ) 86 (37 ) 1,072 Consumer 151 (302 ) 18 272 139 Allocation for general risk 904 — — 29 933 Total $ 9,921 $ (4,113 ) $ 268 $ 3,650 $ 9,726 Nine months ended September 30, 2015 Balance at Charge-Offs Recoveries Provision Balance at Commercial $ 3,262 $ (156 ) $ 35 $ (31 ) $ 3,110 Commercial loans secured by real estate 3,902 (250 ) 54 315 4,021 Real estate – mortgage 1,310 (376 ) 153 305 1,392 Consumer 190 (81 ) 20 148 277 Allocation for general risk 959 — — 13 972 Total $ 9,623 $ (863 ) $ 262 $ 750 $ 9,772 The substantially higher than typical provision in the first nine months 2016 for the commercial portfolio was necessary to resolve the Company’s only meaningful direct loan exposure to the energy industry. These loans are related to a single borrower in the fracking industry who had filed for bankruptcy protection in the fourth quarter of 2015. With the bankruptcy changing from Chapter 11 (reorganization) to Chapter 7 (liquidation) late in the first quarter of 2016, the Company concluded that its previously established reserves on these non-accrual loans were not sufficient to cover the discounted collateral values that will result from the liquidation process. As a result of this action, the Company also experienced heightened net loan charge-offs. The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio (in thousands). At September 30, 2016 Commercial Commercial Real Consumer Allocation Total Loans: Individually evaluated for impairment $ 656 $ 224 $ — $ — $ 880 Collectively evaluated for impairment 180,595 437,687 248,544 19,818 886,644 Total loans $ 181,251 $ 437,911 $ 248,544 $ 19,818 $ 887,524 Allowance for loan losses: Specific reserve allocation $ 507 $ 33 $ — $ — $ — $ 540 General reserve allocation 3,727 3,315 1,072 139 933 9,186 Total allowance for loan losses $ 4,234 $ 3,348 $ 1,072 $ 139 $ 933 $ 9,726 At December 31, 2015 Commercial Commercial Real Consumer Allocation Total Loans: Individually evaluated for impairment $ 4,416 $ 86 $ — $ — $ 4,502 Collectively evaluated for impairment 176,650 421,551 257,937 20,344 876,482 Total loans $ 181,066 $ 421,637 $ 257,937 $ 20,344 $ 880,984 Allowance for loan losses: Specific reserve allocation $ 1,387 $ — $ — $ — $ — $ 1,387 General reserve allocation 2,857 3,449 1,173 151 904 8,534 Total allowance for loan losses $ 4,244 $ 3,449 $ 1,173 $ 151 $ 904 $ 9,921 The segments of the Company’s loan portfolio are disaggregated to a level that allows management to monitor risk and performance. The loan segments used are consistent with the internal reports evaluated by the Company’s management and Board of Directors to monitor risk and performance within various segments of its loan portfolio and therefore, no further disaggregation into classes is necessary. The overall risk profile for the commercial loan segment is impacted by non-owner occupied commercial real estate (CRE) loans, which include loans secured by non-owner occupied nonfarm nonresidential properties, as a meaningful but declining portion of the commercial portfolio is centered in these types of accounts. The residential mortgage loan segment is comprised of first lien amortizing residential mortgage loans and home equity loans secured by residential real estate. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts. Management evaluates for possible impairment any individual loan in the commercial or commercial real estate segment with a loan balance in excess of $100,000 that is in nonaccrual status or classified as a Troubled Debt Restructure (TDR). Loans are considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company does not separately evaluate individual consumer and residential mortgage loans for impairment, unless such loans are part of a larger relationship that is impaired, or are classified as a TDR. Once the determination has been made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is measured by comparing the recorded investment in the loan to the fair value of the loan using one of three methods: (a) the present value of expected future cash flows discounted at the loan’s effective interest rate; (b) the loan’s observable market price; or (c) the fair value of the collateral less selling costs for collateral dependent loans. The method is selected on a loan-by-loan basis, with management primarily utilizing the fair value of collateral method. The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made on a quarterly basis. The Company’s policy for recognizing interest income on impaired loans does not differ from its overall policy for interest recognition. The need for an updated appraisal on collateral dependent loans is determined on a case-by-case basis. The useful life of an appraisal or evaluation will vary depending upon the circumstances of the property and the economic conditions in the marketplace. A new appraisal is not required if there is an existing appraisal which, along with other information, is sufficient to determine a reasonable value for the property and to support an appropriate and adequate allowance for loan losses. At a minimum, annual documented reevaluation of the property is completed by the Bank’s internal Assigned Risk Department to support the value of the property. When reviewing an appraisal associated with an existing collateral real estate dependent transaction, the Bank’s internal Assigned Risk Department must determine if there have been material changes to the underlying assumptions in the appraisal which affect the original estimate of value. Some of the factors that could cause material changes to reported values include: • the passage of time; • the volatility of the local market; • the availability of financing; • natural disasters; • the inventory of competing properties; • new improvements to, or lack of maintenance of, the subject property or competing properties upon physical inspection by the Bank; • changes in underlying economic and market assumptions, such as material changes in current and projected vacancy, absorption rates, capitalization rates, lease terms, rental rates, sales prices, concessions, construction overruns and delays, zoning changes, etc.; and/or • environmental contamination. The value of the property is adjusted to appropriately reflect the above listed factors and the value is discounted to reflect the value impact of a forced or distressed sale, any outstanding senior liens, any outstanding unpaid real estate taxes, transfer taxes and closing costs that would occur with sale of the real estate. If the Assigned Risk Department personnel determine that a reasonable value cannot be derived based on available information, a new appraisal is ordered. The determination of the need for a new appraisal, versus completion of a property valuation by the Bank’s Assigned Risk Department personnel rests with the Assigned Risk Department and not the originating account officer. The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary (in thousands). September 30, 2016 Impaired Loans with Impaired Total Impaired Loans Recorded Related Recorded Recorded Unpaid Commercial $ 507 $ 507 $ 149 $ 656 $ 656 Commercial loans secured by real estate 165 33 59 224 646 Total impaired loans $ 672 $ 540 $ 208 $ 880 $ 1,302 December 31, 2015 Impaired Loans with Impaired Total Impaired Loans Recorded Related Recorded Recorded Unpaid Commercial $ 4,416 $ 1,387 $ — $ 4,416 $ 4,421 Commercial loans secured by real estate — — 86 86 522 Total impaired loans $ 4,416 $ 1,387 $ 86 $ 4,502 $ 4,943 The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands). Three months ended Nine months ended 2016 2015 2016 2015 Average loan balance: Commercial $ 821 $ 347 $ 992 $ 189 Commercial loans secured by real estate 283 966 449 1,583 Consumer — 35 — 23 Average investment in impaired loans $ 1,104 $ 1,348 $ 1,441 $ 1,795 Interest income recognized: Commercial $ 1 $ 7 $ 9 $ 17 Commercial loans secured by real estate — 5 8 15 Consumer — — — 1 Interest income recognized on a cash basis on impaired $ 1 $ 12 $ 17 $ 33 Management uses a nine point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first six categories are considered not criticized. The first five “Pass” categories are aggregated, while the Pass-6, Special Mention, Substandard and Doubtful categories are disaggregated to separate pools. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due, or for which any portion of the loan represents a specific allocation of the allowance for loan losses are placed in Substandard or Doubtful. To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process, which dictates that, at a minimum, credit reviews are mandatory for all commercial and commercial mortgage loan relationships with aggregate balances in excess of $250,000 within a 12-month period. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as bankruptcy, delinquency, or death occurs to raise awareness of a possible credit event. The Company’s commercial relationship managers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. Risk ratings are assigned by the account officer, but require independent review and rating concurrence from the Company’s internal Loan Review Department. The Loan Review Department is an experienced independent function which reports directly to the Board’s Audit Committee. The scope of commercial portfolio coverage by the Loan Review Department is defined and presented to the Audit Committee for approval on an annual basis. The approved scope of coverage for 2016 requires review of a minimum range of 50% to 55% of the commercial loan portfolio. In addition to loan monitoring by the account officer and Loan Review Department, the Company also requires presentation of all credits rated Pass-6 with aggregate balances greater than $1,000,000, all credits rated Special Mention or Substandard with aggregate balances greater than $250,000, and all credits rated Doubtful with aggregate balances greater than $100,000 on an individual basis to the Company’s Loan Loss Reserve Committee on a quarterly basis. Additionally, the Asset Quality Task Force, which is a group comprised of senior level personnel, meets monthly to monitor the status of problem loans. The following table presents the classes of the commercial and commercial real estate loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system (in thousands). September 30, 2016 Pass Special Substandard Doubtful Total Commercial $ 178,536 $ 90 $ 2,118 $ 507 $ 181,251 Commercial loans secured by real estate 428,613 7,593 1,689 16 437,911 Total $ 607,149 $ 7,683 $ 3,807 $ 523 $ 619,162 December 31, 2015 Pass Special Substandard Doubtful Total Commercial $ 174,616 $ 1,811 $ 3,318 $ 1,321 $ 181,066 Commercial loans secured by real estate 416,331 3,100 2,188 18 421,637 Total $ 590,947 $ 4,911 $ 5,506 $ 1,339 $ 602,703 It is generally the policy of the Bank that the outstanding balance of any residential mortgage loan that exceeds 90-days past due as to principal and/or interest is transferred to non-accrual status and an evaluation is completed to determine the fair value of the collateral less selling costs, unless the balance is minor. A charge down is recorded for any deficiency balance determined from the collateral evaluation. The remaining non-accrual balance is reported as impaired with no specific allowance. It is the policy of the bank that the outstanding balance of any consumer loan that exceeds 90-days past due as to principal and/or interest is charged off. The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolios (in thousands). September 30, 2016 Performing Non-Performing Real estate – mortgage $ 247,628 $ 916 Consumer 19,818 — Total $ 267,446 $ 916 December 31, 2015 Performing Non-Performing Real estate – mortgage $ 256,149 $ 1,788 Consumer 20,344 — Total $ 276,493 $ 1,788 Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans (in thousands). September 30, 2016 Current 30 – 59 60 – 89 90 Days Total Total 90 Days Commercial $ 180,774 $ 328 $ — $ 149 $ 477 $ 181,251 $ — Commercial loans secured by real estate 437,789 122 — — 122 437,911 — Real estate – mortgage 245,023 2,243 554 724 3,521 248,544 — Consumer 19,742 66 10 — 76 19,818 — Total $ 883,328 $ 2,759 $ 564 $ 873 $ 4,196 $ 887,524 $ — December 31, 2015 Current 30 – 59 60 – 89 90 Days Total Total 90 Days Commercial $ 176,216 $ 489 $ 4,361 $ — $ 4,850 $ 181,066 $ — Commercial loans secured by real estate 421,247 208 182 — 390 421,637 — Real estate – mortgage 254,288 2,658 442 549 3,649 257,937 — Consumer 20,115 67 162 — 229 20,344 — Total $ 871,866 $ 3,422 $ 5,147 $ 549 $ 9,118 $ 880,984 $ — An allowance for loan losses (“ALL”) is maintained to absorb losses from the loan portfolio. The ALL is based on management’s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of non-performing loans. Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate. For general allowances, historical loss trends are used in the estimation of losses in the current portfolio. These historical loss amounts are complemented by consideration of other qualitative factors. Management tracks the historical net charge-off activity at each risk rating grade level for the entire commercial portfolio and at the aggregate level for the consumer, residential mortgage and small business portfolios. A historical charge-off factor is calculated utilizing a rolling 12 consecutive historical quarters for the commercial portfolios. This historical charge-off factor for the consumer, residential mortgage and small business portfolios are based on a three year historical average of actual loss experience. The Company uses a comprehensive methodology and procedural discipline to maintain an ALL to absorb inherent losses in the loan portfolio. The Company believes this is a critical accounting policy since it involves significant estimates and judgments. The allowance consists of three elements: 1) an allowance established on specifically identified problem loans, 2) formula driven general reserves established for loan categories based upon historical loss experience and other qualitative factors which include delinquency, non-performing and TDR loans, loan trends, economic trends, concentrations of credit, trends in loan volume, experience and depth of management, examination and audit results, effects of any changes in lending policies, and trends in policy, financial information, and documentation exceptions, and 3) a general risk reserve which provides support for variance from our assessment of the previously listed qualitative factors, provides protection against credit risks resulting from other inherent risk factors contained in the Company’s loan portfolio, and recognizes the model and estimation risk associated with the specific and formula driven allowances. The qualitative factors used in the formula driven general reserves are evaluated quarterly (and revised if necessary) by the Company’s management to establish allocations which accommodate each of the listed risk factors. “Pass” rated credits are segregated from “Criticized” and “Classified” credits for the application of qualitative factors. Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL.

Non-performing Assets Including

Non-performing Assets Including Troubled Debt Restructurings (TDR)	9 Months Ended
	Sep. 30, 2016
Nonperforming Assets Including Troubled Debt Restructurings [Abstract]
Non Performing Assets Including Troubled Debt Restructurings Tdr [Text Block]	9. Non-performing Assets Including Troubled Debt Restructurings (TDR) September 30, December 31, Non-accrual loans Commercial $ 656 $ 4,260 Commercial loans secured by real estate 181 18 Real estate – mortgage 916 1,788 Total 1,753 6,066 Other real estate owned Commercial 18 — Commercial loans secured by real estate 100 — Real estate – mortgage 36 75 Total 154 75 TDR’s not in non-accrual — 156 Total non-performing assets including TDR $ 1,907 $ 6,297 Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned 0.21 % 0.71 % The Company had no loans past due 90 days or more for the periods presented which were accruing interest. Three months ended Nine months ended 2016 2015 2016 2015 Interest income due in accordance with original terms $ 20 $ 25 $ 99 $ 73 Interest income recorded — — — — Net reduction in interest income $ 20 $ 25 $ 99 $ 73 Consistent with accounting and regulatory guidance, the Bank recognizes a TDR when the Bank, for economic or legal reasons related to a borrower’s financial difficulties, grants a concession to the borrower that would not normally be considered. Regardless of the form of concession granted, the Bank’s objective in offering a TDR is to increase the probability of repayment of the borrower’s loan. To be considered a TDR, both • the borrower must be experiencing financial difficulties; and • the Bank, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower that would not otherwise be considered. Factors that indicate a borrower is experiencing financial difficulties include, but are not limited to: • the borrower is currently in default on their loan(s); • the borrower has filed for bankruptcy; • the borrower has insufficient cash flows to service their loan(s); and • the borrower is unable to obtain refinancing from other sources at a market rate similar to rates available to a non-troubled debtor. Factors that indicate that a concession has been granted include, but are not limited to: • the borrower is granted an interest rate reduction to a level below market rates for debt with similar risk; or • the borrower is granted a material maturity date extension, or extension of the amortization plan to provide payment relief. For purposes of this policy, a material maturity date extension will generally include any maturity date extension, or the aggregate of multiple consecutive maturity date extensions, that exceed 120 days. A restructuring that results in an insignificant delay in payment, i.e. 120 days or less, is not necessarily a TDR. Insignificant payment delays occur when the amount of the restructured payments subject to the delay is insignificant relative to the unpaid principal or collateral value, and will result in an insignificant shortfall in the originally scheduled contractual amount due, and/or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the original maturity or the original amortization. The determination of whether a restructured loan is a TDR requires consideration of all of the facts and circumstances surrounding the modification. No single factor is determinative of whether a restructuring is a TDR. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean that the borrower is experiencing financial difficulty. Accordingly, determination of whether a modification is a TDR involves a large degree of judgment. The Company had no loans modified as TDRs during the three month period ending September 30, 2016. Loans in non-accrual status # of Current Concession Granted Commercial loan 2 $ 507 Extension of maturity date The following table details the loans modified as TDRs during the three month period ended September 30, 2015 (dollars in thousands). Loans in accrual status # of Current Concession Granted Commercial loan 1 $ 162 Extension of maturity date In all instances where loans have been modified in troubled debt restructurings the pre- and post-modified balances are the same. The specific ALL reserve for loans modified as TDR’s was $507,000 and $524,000 as of September 30, 2016 and 2015, respectively. All TDR’s are individually evaluated for impairment and a related allowance is recorded, as needed. Once a loan is classified as a TDR, this classification will remain until documented improvement in the financial position of the borrower supports confidence that all principal and interest will be paid according to terms. Additionally, the customer must have re-established a track record of timely payments according to the restructured contract terms for a minimum of six consecutive months prior to consideration for removing the loan from non-accrual TDR status. However, a loan will continue to be on non-accrual status until, consistent with our policy, the borrower has made a minimum of an additional six consecutive monthly payments in accordance with the terms of the loan. The Company had no loans that were classified as TDR’s or were subsequently modified during each 12-month period prior to the current reporting periods, which begin January 1, 2016 and 2015 (nine month periods) and July 1, 2016 and 2015 (three month periods), respectively, and that subsequently defaulted during these reporting periods. The Company is unaware of any additional loans which are required to either be charged-off or added to the non-performing asset totals disclosed above. Foreclosed assets acquired in settlement of loans carried at fair value less estimated costs to sell are included in the other assets on the Consolidated Balance Sheet. As of September 30, 2016 and December 31, 2015, a total of $154,000 and $75,000, respectively of residential real estate foreclosed assets were included in other assets. As of September 30, 2016, the Company had initiated formal foreclosure procedures on $111,000 of consumer residential mortgages.

Federal Home Loan Bank Borrowin

Federal Home Loan Bank Borrowings	9 Months Ended
	Sep. 30, 2016
Federal Home Loan Bank Borrowings [Abstract]
Federal Home Loan Bank Advances, Disclosure [Text Block]	10. Federal Home Loan Bank Borrowings At September 30, 2016 Type Maturing Amount Weighted Open Repo Plus Overnight $ 7,901 0.58 % Advances 2016 6,000 0.84 2017 12,000 1.06 2018 12,000 1.48 2019 11,000 1.48 2020 and over 8,042 1.47 Total advances 49,042 1.32 Total FHLB borrowings $ 56,943 1.21 % At December 31, 2015 Type Maturing Amount Weighted Open Repo Plus Overnight $ 48,748 0.43 % Advances 2016 12,000 0.81 2017 12,000 1.06 2018 12,000 1.48 2019 7,000 1.73 2020 and over 5,000 1.69 Total advances 48,000 1.27 Total FHLB borrowings $ 96,748 0.85 % The rate on Open Repo Plus advances can change daily, while the rates on the advances are fixed until the maturity of the advance. All FHLB stock along with an interest in certain residential mortgage and CRE loans with an aggregate statutory value equal to the amount of the advances are pledged as collateral to the FHLB of Pittsburgh to support these borrowings.

Preferred Stock

Preferred Stock	9 Months Ended
	Sep. 30, 2016
Preferred Stock [Abstract]
Preferred Stock [Text Block]	11. Preferred Stock On August 11, 2011, pursuant to the Small Business Lending Fund (SBLF), the Company issued and sold to the US Treasury 21,000 shares of its Senior Non-Cumulative Perpetual Preferred Stock, Series E (Series E Preferred Stock) for the aggregate proceeds of $21 million. The SBLF was a voluntary program sponsored by the US Treasury that encouraged small business lending by providing capital to qualified community banks at favorable rates. The Company used the proceeds from the Series E Preferred Stock issued to the US Treasury to repurchase all 21,000 shares of its outstanding preferred shares previously issued to the US Treasury under the Capital Purchase Program. On January 27, 2016, the Company redeemed the Series E Preferred Stock, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends, after receiving approval from its federal banking regulator and the US Treasury.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss	9 Months Ended
	Sep. 30, 2016
Accumulated Comprehensive Loss [Abstract]
Comprehensive Income (Loss) Note [Text Block]	12. Accumulated Other Comprehensive Loss The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the three and nine months ended September 30, 2016 and 2015 (in thousands): Three months ended September 30, 2016 Three months ended September 30, 2015 Net Unrealized (1) Defined (1) Total (1) Net Unrealized (1) Defined (1) Total (1) Beginning balance $ 1,791 $ (7,856 ) $ (6,065 ) $ 1,429 $ (7,897 ) $ (6,468 ) Other comprehensive income (loss) before reclassifications (126 ) 174 48 256 208 464 Amounts reclassified from accumulated other comprehensive loss (40 ) — (40 ) 24 — 24 Net current period other comprehensive income (loss) (166 ) 174 8 280 208 488 Ending balance $ 1,625 $ (7,682 ) $ (6,057 ) $ 1,709 $ (7,689 ) $ (5,980 ) (1) Amounts in parentheses indicate debits on the Consolidated Balance Sheets. Nine months ended September 30, 2016 Nine months ended September 30, 2015 Net Unrealized (1) Defined (1) Total (1) Net Unrealized (1) Defined (1) Total (1) Beginning balance $ 808 $ (8,363 ) $ (7,555 ) $ 1,843 $ (8,745 ) $ (6,902 ) Other comprehensive income (loss) before reclassifications 934 681 1,615 (139 ) 1,056 917 Amounts reclassified from accumulated other comprehensive loss (117 ) — (117 ) 5 — 5 Net current period other comprehensive income (loss) 817 681 1,498 (134 ) 1,056 922 Ending balance $ 1,625 $ (7,682 ) $ (6,057 ) $ 1,709 $ (7,689 ) $ (5,980 ) (1) Amounts in parentheses indicate debits on the Consolidated Balance Sheets. The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the three and nine months ended September 30, 2016 and 2015 (in thousands): Amount reclassified from accumulated (1) Details about accumulated other For the three For the three Affected line item in the Realized (gains) and losses on sale of securities $ (60 ) $ 36 Net realized (gains) losses on 20 (12 ) Provision for income tax expense $ (40 ) $ 24 Net of tax Total reclassifications for the period $ (40 ) $ 24 Net income (1) Amounts in parentheses indicate credits. Amount reclassified from accumulated (1) Details about accumulated other comprehensive loss components For the nine For the nine Affected line item in the Realized (gains) and losses on sale of securities $ (177 ) $ 8 Net realized (gains) losses on 60 (3 ) Provision for income tax expense $ (117 ) $ 5 Net of tax Total reclassifications for the period $ (117 ) $ 5 Net income (1) Amounts in parentheses indicate credits.

Regulatory Capital

Regulatory Capital	9 Months Ended
	Sep. 30, 2016
Regulatory Capital [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	13. Regulatory Capital The Company is subject to various capital requirements administered by the federal banking agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. For a more detailed discussion see the Capital Resources section of the MD&A. Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital to risk-weighted assets, Tier 1 capital to average assets, and common equity Tier I capital (as defined in the regulations) to risk-weighted assets (RWA) (as defined). Additionally under Basel III rules, the decision was made to opt-out of including accumulated other comprehensive income in regulatory capital. As of September 30, 2016, the Bank was categorized as “Well Capitalized” under the regulatory framework for prompt corrective action promulgated by the Federal Reserve. The Company believes that no conditions or events have occurred that would change this conclusion as of such date. To be categorized as Well Capitalized, the Bank must maintain minimum Total Capital, Common Equity Tier 1 Capital, Tier 1 Capital, and Tier 1 leverage ratios as set forth in the table. Additionally, while not a regulatory capital ratio, the Company’s tangible common equity ratio was 7.77% at September 30, 2016 (in thousands, except ratios). At September 30, 2016 Company Bank Minimum To Be Well Amount Ratio Amount Ratio Ratio Ratio (In Thousands, Except Ratios) Total Capital (To Risk Weighted Assets) $ 124,055 13.17 % $ 106,942 11.43 % 8.63 % 10.00 % Tier 1 Common Equity (To Risk Weighted Assets) 94,157 10.00 96,315 10.29 5.13 6.50 Tier 1 Capital (To Risk Weighted Assets) 105,993 11.25 93,315 10.29 6.63 8.00 Tier 1 Capital (To Average Assets) 105,993 9.29 96,315 8.58 4.00 5.00 At December 31, 2015 Company Bank Minimum To Be Well Amount Ratio Amount Ratio Ratio Ratio (In Thousands, Except Ratios) Total Capital (To Risk Weighted Assets) $ 144,096 15.55 % $ 106,890 11.67 % 8.00 % 10.00 % Tier 1 Common Equity (To Risk Weighted Assets) 93,202 10.06 96,092 10.49 4.50 6.50 Tier 1 Capital (To Risk Weighted Assets) 125,648 13.56 96,092 10.49 6.00 8.00 Tier 1 Capital (To Average Assets) 125,648 11.41 96,092 8.97 4.00 5.00 * Applies to the Bank only.

Segment Results

Segment Results	9 Months Ended
	Sep. 30, 2016
Segment Results [Abstract]
Segment Reporting Disclosure [Text Block]	14. Segment Results The financial performance of the Company is also monitored by an internal funds transfer pricing profitability measurement system which produces line of business results and key performance measures. The Company’s major business units include retail banking, commercial banking, trust, and investment/parent. The reported results reflect the underlying economics of the business segments. Expenses for centrally provided services are allocated based upon the cost and estimated usage of those services. The businesses are match-funded and interest rate risk is centrally managed and accounted for within the investment/parent business segment. The key performance measure the Company focuses on for each business segment is net income contribution. Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans, and local business commercial loans. Commercial banking to businesses includes commercial loans, and CRE loans. The trust segment contains our wealth management businesses which include the Trust Company and West Chester Capital Advisors (WCCA), our registered investment advisory firm and financial services. Wealth management includes personal trust products and services such as personal portfolio investment management, estate planning and administration, custodial services and pre-need trusts. Also, institutional trust products and services such as 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts are included in this segment. Financial services include the sale of mutual funds, annuities, and insurance products. The wealth management businesses also includes the union collective investment funds, namely the ERECT and BUILD funds which are designed to use union pension dollars in construction projects that utilize union labor. The investment/parent includes the net results of investment securities and borrowing activities, general corporate expenses not allocated to the business segments, interest expense on guaranteed junior subordinated deferrable interest debentures, and centralized interest rate risk management. Inter-segment revenues were not material. The contribution of the major business segments to the Consolidated Statements of Operations for the three and nine months ended September 30, 2016 and 2015 were as follows (in thousands): Three months ended Nine months ended September 30, Total Net income Total Net income Total Retail banking $ 6,653 $ 857 $ 19,543 $ 2,335 $ 360,218 Commercial banking 4,757 1,352 14,123 1,884 637,238 Trust 2,125 195 6,504 740 5,002 Investment/Parent (1,368 ) (1,339 ) (3,780 ) (3,799 ) 143,197 Total $ 12,167 $ 1,065 $ 36,390 $ 1,160 $ 1,145,655 Three months ended Nine months ended December 31, Total Net income Total Net income (loss) Total Retail banking $ 6,501 $ 723 $ 19,564 $ 2,125 $ 415,008 Commercial banking 4,945 1,553 14,318 4,178 589,840 Trust 2,177 391 6,574 1,167 5,263 Investment/Parent (573 ) (834 ) (2,268 ) (2,847 ) 138,386 Total $ 13,050 $ 1,833 $ 38,188 $ 4,623 $ 1,148,497

Commitments and Contingent Liab

Commitments and Contingent Liabilities	9 Months Ended
	Sep. 30, 2016
Commitments and Contingent Liabilities [Abstract]
Commitments and Contingencies Disclosure [Text Block]	15. Commitments and Contingent Liabilities The Company had various outstanding commitments to extend credit approximating $166.3 million and $170.5 million along with standby letters of credit of $5.0 million and $7.5 million as of September 30, 2016 and December 31, 2015, respectively. The Company’s exposure to credit loss in the event of nonperformance by the other party to these commitments to extend credit and standby letters of credit is represented by their contractual amounts. The Bank uses the same credit and collateral policies in making commitments and conditional obligations as for all other lending. Additionally, the Company is also subject to a number of asserted and unasserted potential claims encountered in the normal course of business. In the opinion of the Company, neither the resolution of these claims nor the funding of these credit commitments will have a material adverse effect on the Company’s consolidated financial position, results of operation or cash flows.

Pension Benefits

Pension Benefits	9 Months Ended
	Sep. 30, 2016
Pension Benefits [Abstract]
Pension and Other Postretirement Benefits Disclosure [Text Block]	16. Pension Benefits The Company has a noncontributory defined benefit pension plan covering certain employees who work at least 1,000 hours per year. The participants shall have a vested interest in their accrued benefit after five full years of service. The benefits of the plan are based upon the employee’s years of service and average annual earnings for the highest five consecutive calendar years during the final ten year period of employment. Plan assets are primarily debt securities (including US Treasury and Agency securities, corporate notes and bonds), listed common stocks (including shares of AmeriServ Financial, Inc. common stock which is limited to 10% of the plan’s assets), mutual funds, and short-term cash equivalent instruments. The net periodic pension cost for the three and nine months ended September 30, 2016 and 2015 were as follows (in thousands): Three months ended Nine months ended 2016 2015 2016 2015 Components of net periodic benefit cost Service cost $ 368 $ 400 $ 1,104 $ 1,200 Interest cost 344 325 1,032 975 Expected return on plan assets (563 ) (525 ) (1,689 ) (1,575 ) Recognized net actuarial loss 314 300 942 900 Net periodic pension cost $ 463 $ 500 $ 1,389 $ 1,500 The Company implemented a soft freeze of its defined benefit pension plan to provide that non-union employees hired on or after January 1, 2013 and union employees hired on or after January 1, 2014 are not eligible to participate in the pension plan. Instead, such employees are eligible to participate in a qualified 401(k) plan. This change was made to help reduce pension costs in future periods.

Disclosures about Fair Value Me

Disclosures about Fair Value Measurements	9 Months Ended
	Sep. 30, 2016
Disclosures about Fair Value Measurements [Abstract]
Fair Value, Measurement Inputs, Disclosure [Text Block]	17. Disclosures about Fair Value Measurements The following disclosures establish a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined within this hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. Assets and Liability Measured on a Recurring Basis Securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. The following tables present the assets reported on the Consolidated Balance Sheets at their fair value as of September 30, 2016 and December 31, 2015, by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Fair Value Measurements at September 30, 2016 Using Total (Level 1) (Level 2) (Level 3) US Agency securities $ 900 $ — $ 900 $ — US Agency mortgage-backed securities 86,185 — 86,185 — Taxable municipal 826 — 826 — Corporate bonds 29,878 — 29,878 — Fair Value Measurements at December 31, 2015 Using Total (Level 1) (Level 2) (Level 3) US Agency securities $ 2,881 $ — $ 2,881 $ — US Agency mortgage-backed securities 98,334 — 98,334 — Corporate bonds 18,252 — 18,252 — Assets Measured on a Non-recurring Basis Loans considered impaired are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. As detailed in the allowance for loan loss footnote, impaired loans are reported at fair value of the underlying collateral if the repayment is expected solely from the collateral. Collateral values are estimated using Level 3 inputs based on observable market data which at times are discounted. At September 30, 2016, impaired loans with a carrying value of $880,000 were reduced by a specific valuation allowance totaling $540,000 resulting in a net fair value of $340,000. At December 31, 2015, impaired loans with a carrying value of $4.5 million were reduced by a specific valuation allowance totaling $1.4 million resulting in a net fair value of $3.1 million. Other real estate owned is measured at fair value based on appraisals, less estimated cost to sell. Valuations are periodically performed by management. Income and expenses from operations and changes in valuation allowance are included in the net expenses from OREO. Fair Value Measurements at September 30, 2016 Using Total (Level 1) (Level 2) (Level 3) Impaired loans $ 340 $ — $ — $ 340 Other real estate owned 154 — — 154 Fair Value Measurements at December 31, 2015 Using Total (Level 1) (Level 2) (Level 3) Impaired loans $ 3,115 $ — $ — $ 3,115 Other real estate owned 75 — — 75 September 30, 2016 Quantitative Information About Level 3 Fair Value Measurements Fair Value Valuation Techniques Unobservable Input Range (Wgtd Ave) Impaired loans $340 Appraisal of collateral (1) , (3) Appraisal adjustments (2) 15% to 20% (18%) Other real estate owned 154 Appraisal of collateral (1) , (3) Appraisal adjustments (2) 29% to 81% (56%) December 31, 2015 Quantitative Information About Level 3 Fair Value Measurements Fair Value Estimate Valuation Techniques Unobservable Input Range (Wgtd Ave) Impaired loans $3,115 Appraisal of collateral (1) , (3) Appraisal adjustments (2) 15% to 20% (17%) Other real estate owned 75 Appraisal of collateral (1) , (3) Appraisal adjustments (2) 23% to 49% (35%) (1) Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions. (3) Includes qualitative adjustments by management and estimated liquidation expenses. DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS For the Company, as for most financial institutions, approximately 90% of its assets and liabilities are considered financial instruments. Many of the Company’s financial instruments, however, lack an available trading market characterized by a willing buyer and willing seller engaging in an exchange transaction. Therefore, significant estimates and present value calculations were used by the Company for the purpose of this disclosure. Fair values have been determined by the Company using independent third party valuations that use the best available data (Level 2) and an estimation methodology (Level 3) the Company believes is suitable for each category of financial instruments. Management believes that cash, cash equivalents, and loans and deposits with floating interest rates have estimated fair values which approximate the recorded book balances. The estimation methodologies used, the estimated fair values based on US GAAP measurements, and recorded book balances at September 30, 2016 and December 31, 2015, were as follows (in thousands): September 30, 2016 Carrying Fair Value (Level 1) (Level 2) (Level 3) FINANCIAL ASSETS: Cash and cash equivalents $ 30,520 $ 30,520 $ 30,520 $ — $ — Investment securities – AFS 117,789 117,789 — 117,789 — Investment securities – HTM 27,820 28,577 — 25,613 2,964 Regulatory stock 5,480 5,480 5,480 — — Loans held for sale 8,777 8,916 8,916 — — Loans, net of allowance for loan loss and unearned income 877,798 884,012 — — 884,012 Accrued interest income receivable 3,007 3,007 3,007 — — Bank owned life insurance 37,733 37,733 37,733 — — FINANCIAL LIABILITIES: Deposits with no stated maturities $ 659,329 $ 659,329 $ 659,329 $ — $ — Deposits with stated maturities 303,407 305,433 — — 305,433 Short-term borrowings 7,901 7,901 7,901 — — All other borrowings 69,381 74,840 — — 74,840 Accrued interest payable 1,633 1,633 1,633 — — December 31, 2015 Carrying Fair Value (Level 1) (Level 2) (Level 3) FINANCIAL ASSETS: Cash and cash equivalents $ 48,510 $ 48,510 $ 48,510 $ — $ — Investment securities – AFS 119,467 119,467 — 119,467 — Investment securities – HTM 21,419 21,533 — 18,608 2,925 Regulatory stock 6,753 6,753 6,753 — — Loans held for sale 3,003 3,041 3,041 — — Loans, net of allowance for loan loss and unearned income 871,063 869,591 — — 869,591 Accrued interest income receivable 3,057 3,057 3,057 — — Bank owned life insurance 37,228 37,228 37,228 — — FINANCIAL LIABILITIES: Deposits with no stated maturities $ 633,751 $ 633,751 $ 633,751 $ — $ — Deposits with stated maturities 269,543 271,909 — — 271,909 Short-term borrowings 48,748 48,748 48,748 — — All other borrowings 68,310 71,816 — — 71,816 Accrued interest payable 1,651 1,651 1,651 — — The fair value of cash and cash equivalents, regulatory stock, accrued interest income receivable, short-term borrowings, and accrued interest payable are equal to the current carrying value. The fair value of investment securities is equal to the available quoted market price for similar securities. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. The Level 3 securities are valued by discounted cash flows using the US Treasury rate for the remaining term of the securities. Loans held for sale are priced individually at market rates on the day that the loan is locked for commitment with an investor. All loans in the held for sale account conform to Fannie Mae underwriting guidelines, with the specific intent of the loan being purchased by an investor at the predetermined rate structure. Loans in the held for sale account have specific delivery dates that must be executed to protect the pricing commitment (typically a 30, 45, or 60 day lock period). The net loan portfolio has been valued using a present value discounted cash flow. The discount rate used in these calculations is based upon the treasury yield curve adjusted for non-interest operating costs, credit loss, current market prices and assumed prepayment risk. The fair value of bank owned life insurance is based upon the cash surrender value of the underlying policies and matches the book value. Deposits with stated maturities have been valued using a present value discounted cash flow with a discount rate approximating current market for similar assets and liabilities. Deposits with no stated maturities have an estimated fair value equal to both the amount payable on demand and the recorded book balance. The fair value of all other borrowings is based on the discounted value of contractual cash flows. The discount rates are estimated using rates currently offered for similar instruments with similar remaining maturities. Commitments to extend credit and standby letters of credit are financial instruments generally not subject to sale, and fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment using fees currently charged to enter into similar agreements with similar credit risk, is not considered material for disclosure. The contractual amounts of unfunded commitments are presented in Note 15. Changes in assumptions or estimation methodologies may have a material effect on these estimated fair values. The Company’s remaining assets and liabilities which are not considered financial instruments have not been valued differently than has been customary under historical cost accounting.

Accounting Changes

Accounting Changes	9 Months Ended
	Sep. 30, 2016
Accounting Changes and Error Corrections [Abstract]
Accounting Changes [Text Block]	18. Accounting Changes On January 1, 2016, the Company adopted ASU 2015-03, Interest — Imputation of Interest (Subtopic 835-30),

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2016
Earnings Per Common Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Dividends on preferred shares are deducted from net income in the calculation of earnings per common share. Three months ended Nine months ended 2016 2015 2016 2015 (In thousands, except per share data) Numerator: Net income $ 1,065 $ 1,833 $ 1,160 $ 4,623 Preferred stock dividends — (52 ) (15 ) (157 ) Net income available to common shareholders $ 1,065 $ 1,781 $ 1,145 $ 4,466 Denominator: Weighted average common shares outstanding (basic) 18,899 18,869 18,893 18,860 Effect of stock options 58 82 54 68 Weighted average common shares outstanding (diluted) 18,957 18,951 18,947 18,928 Earnings per common share: Basic $ 0.06 $ 0.09 $ 0.06 $ 0.24 Diluted 0.06 0.09 0.06 0.24

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2016
Investment Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	The cost basis and fair values of investment securities are summarized as follows (in thousands): Investment securities available for sale (AFS): September 30, 2016 Cost Gross Gross Fair US Agency $ 900 $ — $ — $ 900 US Agency mortgage-backed securities 83,911 2,308 (34 ) 86,185 Taxable municipal 827 — (1 ) 826 Corporate bonds 29,686 458 (266 ) 29,878 Total $ 115,324 $ 2,766 $ (301 ) $ 117,789 Investment securities held to maturity (HTM): September 30, 2016 Cost Gross Gross Fair US Agency mortgage-backed securities $ 11,725 $ 494 $ — $ 12,219 Taxable municipal 10,047 257 (12 ) 10,292 Corporate bonds and other securities 6,048 54 (36 ) 6,066 Total $ 27,820 $ 805 $ (48 ) $ 28,577 Investment securities available for sale (AFS): December 31, 2015 Cost Gross Gross Fair US Agency $ 2,900 $ — $ (19 ) $ 2,881 US Agency mortgage-backed securities 96,801 1,975 (442 ) 98,334 Corporate bonds 18,541 18 (307 ) 18,252 Total $ 118,242 $ 1,993 $ (768 ) $ 119,467 Investment securities held to maturity (HTM): December 31, 2015 Cost Gross Gross Fair US Agency mortgage-backed securities $ 10,827 $ 247 $ (53 ) $ 11,021 Taxable municipal 5,592 67 (65 ) 5,594 Corporate bonds and other securities 5,000 3 (85 ) 4,918 Total $ 21,419 $ 317 $ (203 ) $ 21,533
Schedule of Unrealized Loss on Investments [Table Text Block]	The following tables present information concerning investments with unrealized losses as of September 30, 2016 and December 31, 2015 (in thousands): Total investment securities: September 30, 2016 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized US Agency $ 400 $ — $ — $ — $ 400 $ — US Agency mortgage-backed securities 3,082 (12 ) 1,074 (22 ) 4,156 (34 ) Taxable municipal 2,268 (13 ) — — 2,268 (13 ) Corporate bonds and other securities 6,499 (90 ) 7,786 (212 ) 14,285 (302 ) Total $ 12,249 $ (115 ) $ 8,860 $ (234 ) $ 21,109 $ (349 ) Total investment securities: December 31, 2015 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized US Agency $ 1,486 $ (14 ) $ 395 $ (5 ) $ 1,881 $ (19 ) US Agency mortgage-backed securities 33,359 (245 ) 9,088 (250 ) 42,447 (495 ) Taxable municipal 3,617 (65 ) — — 3,617 (65 ) Corporate bonds and other securities 8,884 (160 ) 7,766 (232 ) 16,650 (392 ) Total $ 47,346 $ (484 ) $ 17,249 $ (487 ) $ 64,595 $ (971 )
Schedule of Contractual Maturities of Securities [Table Text Block]	Total investment securities: September 30, 2016 Available for sale Held to maturity Cost Fair Cost Fair Within 1 year $ 3,999 $ 3,986 $ — $ — After 1 year but within 5 years 7,778 7,824 3,400 3,378 After 5 years but within 10 years 35,835 36,809 9,387 9,639 After 10 years but within 15 years 34,267 35,141 5,739 5,848 Over 15 years 33,445 34,029 9,294 9,712 Total $ 115,324 $ 117,789 $ 27,820 $ 28,577

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2016
Loans [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	The loan portfolio of the Company consists of the following (in thousands): September 30, December 31, Commercial $ 181,251 $ 181,066 Commercial loans secured by real estate 437,911 421,637 Real estate – mortgage 248,544 257,937 Consumer 19,818 20,344 Loans, net of unearned income $ 887,524 $ 880,984

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2016
Allowance for Loan Losses [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	The following tables summarize the rollforward of the allowance for loan losses by portfolio segment for the three and nine month periods ending September 30, 2016 and 2015 (in thousands). Three months ended September 30, 2016 Balance at Charge-Offs Recoveries Provision Balance at Commercial $ 4,322 $ (295 ) $ 115 $ 92 $ 4,234 Commercial loans secured by real estate 3,274 (13 ) 2 85 3,348 Real estate – mortgage 1,075 (104 ) 24 77 1,072 Consumer 135 (57 ) 8 53 139 Allocation for general risk 940 — — (7 ) 933 Total $ 9,746 $ (469 ) $ 149 $ 300 $ 9,726 Three months ended September 30, 2015 Balance at Charge-Offs Recoveries Provision Balance at Commercial $ 3,171 $ (35 ) $ 21 $ (47 ) $ 3,110 Commercial loans secured by real estate 4,140 (235 ) 3 113 4,021 Real estate – mortgage 1,321 (85 ) 98 58 1,392 Consumer 201 (18 ) 6 88 277 Allocation for general risk 884 — — 88 972 Total $ 9,717 $ (373 ) $ 128 $ 300 $ 9,772 Nine months ended September 30, 2016 Balance at Charge-Offs Recoveries Provision Balance at Commercial $ 4,244 $ (3,648 ) $ 126 $ 3,512 $ 4,234 Commercial loans secured by real estate 3,449 (13 ) 38 (126 ) 3,348 Real estate – mortgage 1,173 (150 ) 86 (37 ) 1,072 Consumer 151 (302 ) 18 272 139 Allocation for general risk 904 — — 29 933 Total $ 9,921 $ (4,113 ) $ 268 $ 3,650 $ 9,726 Nine months ended September 30, 2015 Balance at Charge-Offs Recoveries Provision Balance at Commercial $ 3,262 $ (156 ) $ 35 $ (31 ) $ 3,110 Commercial loans secured by real estate 3,902 (250 ) 54 315 4,021 Real estate – mortgage 1,310 (376 ) 153 305 1,392 Consumer 190 (81 ) 20 148 277 Allocation for general risk 959 — — 13 972 Total $ 9,623 $ (863 ) $ 262 $ 750 $ 9,772
Schedule of Primary Segments of Loan Portfolio [Table Text Block]	The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio (in thousands). At September 30, 2016 Commercial Commercial Real Consumer Allocation Total Loans: Individually evaluated for impairment $ 656 $ 224 $ — $ — $ 880 Collectively evaluated for impairment 180,595 437,687 248,544 19,818 886,644 Total loans $ 181,251 $ 437,911 $ 248,544 $ 19,818 $ 887,524 Allowance for loan losses: Specific reserve allocation $ 507 $ 33 $ — $ — $ — $ 540 General reserve allocation 3,727 3,315 1,072 139 933 9,186 Total allowance for loan losses $ 4,234 $ 3,348 $ 1,072 $ 139 $ 933 $ 9,726 At December 31, 2015 Commercial Commercial Real Consumer Allocation Total Loans: Individually evaluated for impairment $ 4,416 $ 86 $ — $ — $ 4,502 Collectively evaluated for impairment 176,650 421,551 257,937 20,344 876,482 Total loans $ 181,066 $ 421,637 $ 257,937 $ 20,344 $ 880,984 Allowance for loan losses: Specific reserve allocation $ 1,387 $ — $ — $ — $ — $ 1,387 General reserve allocation 2,857 3,449 1,173 151 904 8,534 Total allowance for loan losses $ 4,244 $ 3,449 $ 1,173 $ 151 $ 904 $ 9,921
Impaired Financing Receivables [Table Text Block]	The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary (in thousands). September 30, 2016 Impaired Loans with Impaired Total Impaired Loans Recorded Related Recorded Recorded Unpaid Commercial $ 507 $ 507 $ 149 $ 656 $ 656 Commercial loans secured by real estate 165 33 59 224 646 Total impaired loans $ 672 $ 540 $ 208 $ 880 $ 1,302 December 31, 2015 Impaired Loans with Impaired Total Impaired Loans Recorded Related Recorded Recorded Unpaid Commercial $ 4,416 $ 1,387 $ — $ 4,416 $ 4,421 Commercial loans secured by real estate — — 86 86 522 Total impaired loans $ 4,416 $ 1,387 $ 86 $ 4,502 $ 4,943
Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized [Table Text Block]	The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands). Three months ended Nine months ended 2016 2015 2016 2015 Average loan balance: Commercial $ 821 $ 347 $ 992 $ 189 Commercial loans secured by real estate 283 966 449 1,583 Consumer — 35 — 23 Average investment in impaired loans $ 1,104 $ 1,348 $ 1,441 $ 1,795 Interest income recognized: Commercial $ 1 $ 7 $ 9 $ 17 Commercial loans secured by real estate — 5 8 15 Consumer — — — 1 Interest income recognized on a cash basis on impaired $ 1 $ 12 $ 17 $ 33
Financing Receivable Credit Quality Indicators [Table Text Block]	The following table presents the classes of the commercial and commercial real estate loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system (in thousands). September 30, 2016 Pass Special Substandard Doubtful Total Commercial $ 178,536 $ 90 $ 2,118 $ 507 $ 181,251 Commercial loans secured by real estate 428,613 7,593 1,689 16 437,911 Total $ 607,149 $ 7,683 $ 3,807 $ 523 $ 619,162 December 31, 2015 Pass Special Substandard Doubtful Total Commercial $ 174,616 $ 1,811 $ 3,318 $ 1,321 $ 181,066 Commercial loans secured by real estate 416,331 3,100 2,188 18 421,637 Total $ 590,947 $ 4,911 $ 5,506 $ 1,339 $ 602,703
Schedule of Financing Receivable Performing and Nonperforming [Table Text Block]	The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolios (in thousands). September 30, 2016 Performing Non-Performing Real estate – mortgage $ 247,628 $ 916 Consumer 19,818 — Total $ 267,446 $ 916 December 31, 2015 Performing Non-Performing Real estate – mortgage $ 256,149 $ 1,788 Consumer 20,344 — Total $ 276,493 $ 1,788
Classes of Loan Portfolio by Categories [Table Text Block]	he following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans (in thousands). September 30, 2016 Current 30 – 59 60 – 89 90 Days Total Total 90 Days Commercial $ 180,774 $ 328 $ — $ 149 $ 477 $ 181,251 $ — Commercial loans secured by real estate 437,789 122 — — 122 437,911 — Real estate – mortgage 245,023 2,243 554 724 3,521 248,544 — Consumer 19,742 66 10 — 76 19,818 — Total $ 883,328 $ 2,759 $ 564 $ 873 $ 4,196 $ 887,524 $ — December 31, 2015 Current 30 – 59 60 – 89 90 Days Total Total 90 Days Commercial $ 176,216 $ 489 $ 4,361 $ — $ 4,850 $ 181,066 $ — Commercial loans secured by real estate 421,247 208 182 — 390 421,637 — Real estate – mortgage 254,288 2,658 442 549 3,649 257,937 — Consumer 20,115 67 162 — 229 20,344 — Total $ 871,866 $ 3,422 $ 5,147 $ 549 $ 9,118 $ 880,984 $ —

Non-performing Assets Includi29

Non-performing Assets Including Troubled Debt Restructurings (TDR) (Tables)	9 Months Ended
	Sep. 30, 2016
Nonperforming Assets Including Troubled Debt Restructurings [Abstract]
Schedule Of Nonperforming Assets Including Trouble Debt Restructurings [Table Text Block]	The following table presents information concerning non-performing assets including TDR (in thousands, except percentages): September 30, December 31, Non-accrual loans Commercial $ 656 $ 4,260 Commercial loans secured by real estate 181 18 Real estate – mortgage 916 1,788 Total 1,753 6,066 Other real estate owned Commercial 18 — Commercial loans secured by real estate 100 — Real estate – mortgage 36 75 Total 154 75 TDR’s not in non-accrual — 156 Total non-performing assets including TDR $ 1,907 $ 6,297 Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned 0.21 % 0.71 %
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	The following table sets forth, for the periods indicated, (1) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (2) the amount of interest income actually recorded on such loans, and (3) the net reduction in interest income attributable to such loans (in thousands). Three months ended Nine months ended 2016 2015 2016 2015 Interest income due in accordance with original terms $ 20 $ 25 $ 99 $ 73 Interest income recorded — — — — Net reduction in interest income $ 20 $ 25 $ 99 $ 73
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	The following table details the loans modified as TDRs during the nine month period ended September 30, 2016 (dollars in thousands). Loans in non-accrual status # of Current Concession Granted Commercial loan 2 $ 507 Extension of maturity date The following table details the loans modified as TDRs during the three month period ended September 30, 2015 (dollars in thousands). Loans in accrual status # of Current Concession Granted Commercial loan 1 $ 162 Extension of maturity date

Federal Home Loan Bank Borrow30

Federal Home Loan Bank Borrowings (Tables)	9 Months Ended
	Sep. 30, 2016
Federal Home Loan Bank Borrowings [Abstract]
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	At September 30, 2016 Type Maturing Amount Weighted Open Repo Plus Overnight $ 7,901 0.58 % Advances 2016 6,000 0.84 2017 12,000 1.06 2018 12,000 1.48 2019 11,000 1.48 2020 and over 8,042 1.47 Total advances 49,042 1.32 Total FHLB borrowings $ 56,943 1.21 % At December 31, 2015 Type Maturing Amount Weighted Open Repo Plus Overnight $ 48,748 0.43 % Advances 2016 12,000 0.81 2017 12,000 1.06 2018 12,000 1.48 2019 7,000 1.73 2020 and over 5,000 1.69 Total advances 48,000 1.27 Total FHLB borrowings $ 96,748 0.85 %

Accumulated Other Comprehensi31

Accumulated Other Comprehensive Loss (Tables)	9 Months Ended
	Sep. 30, 2016
Accumulated Comprehensive Loss [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the three and nine months ended September 30, 2016 and 2015 (in thousands): Three months ended September 30, 2016 Three months ended September 30, 2015 Net Unrealized (1) Defined (1) Total (1) Net Unrealized (1) Defined (1) Total (1) Beginning balance $ 1,791 $ (7,856 ) $ (6,065 ) $ 1,429 $ (7,897 ) $ (6,468 ) Other comprehensive income (loss) before reclassifications (126 ) 174 48 256 208 464 Amounts reclassified from accumulated other comprehensive loss (40 ) — (40 ) 24 — 24 Net current period other comprehensive income (loss) (166 ) 174 8 280 208 488 Ending balance $ 1,625 $ (7,682 ) $ (6,057 ) $ 1,709 $ (7,689 ) $ (5,980 ) (1) Amounts in parentheses indicate debits on the Consolidated Balance Sheets. Nine months ended September 30, 2016 Nine months ended September 30, 2015 Net Unrealized (1) Defined (1) Total (1) Net Unrealized (1) Defined (1) Total (1) Beginning balance $ 808 $ (8,363 ) $ (7,555 ) $ 1,843 $ (8,745 ) $ (6,902 ) Other comprehensive income (loss) before reclassifications 934 681 1,615 (139 ) 1,056 917 Amounts reclassified from accumulated other comprehensive loss (117 ) — (117 ) 5 — 5 Net current period other comprehensive income (loss) 817 681 1,498 (134 ) 1,056 922 Ending balance $ 1,625 $ (7,682 ) $ (6,057 ) $ 1,709 $ (7,689 ) $ (5,980 ) (1) Amounts in parentheses indicate debits on the Consolidated Balance Sheets.
Schedule Of Amounts Reclassified Out Of Accumulated Other Comprehensive Loss [Table Text Block]	The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the three and nine months ended September 30, 2016 and 2015 (in thousands): Amount reclassified from accumulated (1) Details about accumulated other For the three For the three Affected line item in the Realized (gains) and losses on sale of securities $ (60 ) $ 36 Net realized (gains) losses on 20 (12 ) Provision for income tax expense $ (40 ) $ 24 Net of tax Total reclassifications for the period $ (40 ) $ 24 Net income (1) Amounts in parentheses indicate credits. Amount reclassified from accumulated (1) Details about accumulated other comprehensive loss components For the nine For the nine Affected line item in the Realized (gains) and losses on sale of securities $ (177 ) $ 8 Net realized (gains) losses on 60 (3 ) Provision for income tax expense $ (117 ) $ 5 Net of tax Total reclassifications for the period $ (117 ) $ 5 Net income (1) Amounts in parentheses indicate credits.

Regulatory Capital (Tables)

Regulatory Capital (Tables)	9 Months Ended
	Sep. 30, 2016
Regulatory Capital [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Additionally, while not a regulatory capital ratio, the Company’s tangible common equity ratio was 7.77% at September 30, 2016 (in thousands, except ratios). At September 30, 2016 Company Bank Minimum To Be Well Amount Ratio Amount Ratio Ratio Ratio (In Thousands, Except Ratios) Total Capital (To Risk Weighted Assets) $ 124,055 13.17 % $ 106,942 11.43 % 8.63 % 10.00 % Tier 1 Common Equity (To Risk Weighted Assets) 94,157 10.00 96,315 10.29 5.13 6.50 Tier 1 Capital (To Risk Weighted Assets) 105,993 11.25 93,315 10.29 6.63 8.00 Tier 1 Capital (To Average Assets) 105,993 9.29 96,315 8.58 4.00 5.00 At December 31, 2015 Company Bank Minimum To Be Well Amount Ratio Amount Ratio Ratio Ratio (In Thousands, Except Ratios) Total Capital (To Risk Weighted Assets) $ 144,096 15.55 % $ 106,890 11.67 % 8.00 % 10.00 % Tier 1 Common Equity (To Risk Weighted Assets) 93,202 10.06 96,092 10.49 4.50 6.50 Tier 1 Capital (To Risk Weighted Assets) 125,648 13.56 96,092 10.49 6.00 8.00 Tier 1 Capital (To Average Assets) 125,648 11.41 96,092 8.97 4.00 5.00 * Applies to the Bank only.

Segment Results (Tables)

Segment Results (Tables)	9 Months Ended
	Sep. 30, 2016
Segment Results [Abstract]
Schedule of Segment Reporting Information, by Segment [Table Text Block]	The contribution of the major business segments to the Consolidated Statements of Operations for the three and nine months ended September 30, 2016 and 2015 were as follows (in thousands): Three months ended Nine months ended September 30, Total Net income Total Net income Total Retail banking $ 6,653 $ 857 $ 19,543 $ 2,335 $ 360,218 Commercial banking 4,757 1,352 14,123 1,884 637,238 Trust 2,125 195 6,504 740 5,002 Investment/Parent (1,368 ) (1,339 ) (3,780 ) (3,799 ) 143,197 Total $ 12,167 $ 1,065 $ 36,390 $ 1,160 $ 1,145,655 Three months ended Nine months ended December 31, Total Net income Total Net income (loss) Total Retail banking $ 6,501 $ 723 $ 19,564 $ 2,125 $ 415,008 Commercial banking 4,945 1,553 14,318 4,178 589,840 Trust 2,177 391 6,574 1,167 5,263 Investment/Parent (573 ) (834 ) (2,268 ) (2,847 ) 138,386 Total $ 13,050 $ 1,833 $ 38,188 $ 4,623 $ 1,148,497

Pension Benefits (Tables)

Pension Benefits (Tables)	9 Months Ended
	Sep. 30, 2016
Pension Benefits [Abstract]
Schedule of Net Benefit Costs [Table Text Block]	The net periodic pension cost for the three and nine months ended September 30, 2016 and 2015 were as follows (in thousands): Three months ended Nine months ended 2016 2015 2016 2015 Components of net periodic benefit cost Service cost $ 368 $ 400 $ 1,104 $ 1,200 Interest cost 344 325 1,032 975 Expected return on plan assets (563 ) (525 ) (1,689 ) (1,575 ) Recognized net actuarial loss 314 300 942 900 Net periodic pension cost $ 463 $ 500 $ 1,389 $ 1,500

Disclosures about Fair Value 35

Disclosures about Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2016
Disclosures about Fair Value Measurements [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Assets and liability measured at fair value on a recurring basis are summarized below (in thousands): Fair Value Measurements at September 30, 2016 Using Total (Level 1) (Level 2) (Level 3) US Agency securities $ 900 $ — $ 900 $ — US Agency mortgage-backed securities 86,185 — 86,185 — Taxable municipal 826 — 826 — Corporate bonds 29,878 — 29,878 — Fair Value Measurements at December 31, 2015 Using Total (Level 1) (Level 2) (Level 3) US Agency securities $ 2,881 $ — $ 2,881 $ — US Agency mortgage-backed securities 98,334 — 98,334 — Corporate bonds 18,252 — 18,252 —
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Table Text Block]	Assets measured at fair value on a non-recurring basis are summarized below (in thousands, except range data): Fair Value Measurements at September 30, 2016 Using Total (Level 1) (Level 2) (Level 3) Impaired loans $ 340 $ — $ — $ 340 Other real estate owned 154 — — 154 Fair Value Measurements at December 31, 2015 Using Total (Level 1) (Level 2) (Level 3) Impaired loans $ 3,115 $ — $ — $ 3,115 Other real estate owned 75 — — 75 September 30, 2016 Quantitative Information About Level 3 Fair Value Measurements Fair Value Valuation Techniques Unobservable Input Range (Wgtd Ave) Impaired loans $340 Appraisal of collateral (1) , (3) Appraisal adjustments (2) 15% to 20% (18%) Other real estate owned 154 Appraisal of collateral (1) , (3) Appraisal adjustments (2) 29% to 81% (56%) December 31, 2015 Quantitative Information About Level 3 Fair Value Measurements Fair Value Estimate Valuation Techniques Unobservable Input Range (Wgtd Ave) Impaired loans $3,115 Appraisal of collateral (1) , (3) Appraisal adjustments (2) 15% to 20% (17%) Other real estate owned 75 Appraisal of collateral (1) , (3) Appraisal adjustments (2) 23% to 49% (35%) (1) Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions. (3) Includes qualitative adjustments by management and estimated liquidation expenses.
Fair Value, by Balance Sheet Grouping [Table Text Block]	The estimation methodologies used, the estimated fair values based on US GAAP measurements, and recorded book balances at September 30, 2016 and December 31, 2015, were as follows (in thousands): September 30, 2016 Carrying Fair Value (Level 1) (Level 2) (Level 3) FINANCIAL ASSETS: Cash and cash equivalents $ 30,520 $ 30,520 $ 30,520 $ — $ — Investment securities – AFS 117,789 117,789 — 117,789 — Investment securities – HTM 27,820 28,577 — 25,613 2,964 Regulatory stock 5,480 5,480 5,480 — — Loans held for sale 8,777 8,916 8,916 — — Loans, net of allowance for loan loss and unearned income 877,798 884,012 — — 884,012 Accrued interest income receivable 3,007 3,007 3,007 — — Bank owned life insurance 37,733 37,733 37,733 — — FINANCIAL LIABILITIES: Deposits with no stated maturities $ 659,329 $ 659,329 $ 659,329 $ — $ — Deposits with stated maturities 303,407 305,433 — — 305,433 Short-term borrowings 7,901 7,901 7,901 — — All other borrowings 69,381 74,840 — — 74,840 Accrued interest payable 1,633 1,633 1,633 — — December 31, 2015 Carrying Fair Value (Level 1) (Level 2) (Level 3) FINANCIAL ASSETS: Cash and cash equivalents $ 48,510 $ 48,510 $ 48,510 $ — $ — Investment securities – AFS 119,467 119,467 — 119,467 — Investment securities – HTM 21,419 21,533 — 18,608 2,925 Regulatory stock 6,753 6,753 6,753 — — Loans held for sale 3,003 3,041 3,041 — — Loans, net of allowance for loan loss and unearned income 871,063 869,591 — — 869,591 Accrued interest income receivable 3,057 3,057 3,057 — — Bank owned life insurance 37,228 37,228 37,228 — — FINANCIAL LIABILITIES: Deposits with no stated maturities $ 633,751 $ 633,751 $ 633,751 $ — $ — Deposits with stated maturities 269,543 271,909 — — 271,909 Short-term borrowings 48,748 48,748 48,748 — — All other borrowings 68,310 71,816 — — 71,816 Accrued interest payable 1,651 1,651 1,651 — —

Principles of Consolidation (De

Principles of Consolidation (Details Textual) $ in Billions	Sep. 30, 2016USD ($)
Number of locations	16
Trust and financial services and administers assets	$ 2

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Numerator:
Net income	$ 1,065	$ 1,833	$ 1,160	$ 4,623
Preferred stock dividends	0	(52)	(15)	(157)
Net income available to common shareholders	$ 1,065	$ 1,781	$ 1,145	$ 4,466
Denominator:
Weighted average common shares outstanding (basic)	18,899	18,869	18,893	18,860
Effect of stock options	58	82	54	68
Weighted average common shares outstanding (diluted)	18,957	18,951	18,947	18,928
Earnings per common share:
Basic	$ 0.06	$ 0.09	$ 0.06	$ 0.24
Diluted	$ 0.06	$ 0.09	$ 0.06	$ 0.24

Earnings Per Common Share (De38

Earnings Per Common Share (Details Textual) - $ / shares	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Shares not included in computation of earnings per common share	147,968	74,304
Minimum [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Exercise price of common shares	$ 3.18	$ 3.20
Maximum [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Exercise price of common shares	$ 4.60	$ 4.70

Consolidated Statement of Cas39

Consolidated Statement of Cash Flows (Details Textual) - USD ($)	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Income tax payments	$ 390,000	$ 1,100,000
Total interest payments	5,755,000	4,935,000
Non-cash transfers to other real estate owned	$ 151,000	$ 165,000

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Available-For-Sale-Securities-And-Held-To-Maturity-Securities
Investment securities available for sale, Cost Basis	$ 115,324	$ 118,242
Investment securities available for sale, Gross Unrealized Gains	2,766	1,993
Investment securities available for sale, Gross Unrealized Losses	(301)	(768)
Available for Sale, Fair Value, Total	117,789	119,467
Investment securities held to maturity, Cost Basis	27,820	21,419
Investment securities held to maturity, Gross Unrealized Gains	805	317
Investment securities held to maturity, Gross Unrealized Losses	(48)	(203)
Held to Maturity, Fair Value, Total	28,577	21,533
U.S. Agency [Member]
Available-For-Sale-Securities-And-Held-To-Maturity-Securities
Investment securities available for sale, Cost Basis	900	2,900
Investment securities available for sale, Gross Unrealized Gains	0	0
Investment securities available for sale, Gross Unrealized Losses	0	(19)
Available for Sale, Fair Value, Total	900	2,881
Corporate bonds [Member]
Available-For-Sale-Securities-And-Held-To-Maturity-Securities
Investment securities available for sale, Cost Basis	29,686	18,541
Investment securities available for sale, Gross Unrealized Gains	458	18
Investment securities available for sale, Gross Unrealized Losses	(266)	(307)
Available for Sale, Fair Value, Total	29,878	18,252
U.S. Agency mortgage-backed securities [Member]
Available-For-Sale-Securities-And-Held-To-Maturity-Securities
Investment securities available for sale, Cost Basis	83,911	96,801
Investment securities available for sale, Gross Unrealized Gains	2,308	1,975
Investment securities available for sale, Gross Unrealized Losses	(34)	(442)
Available for Sale, Fair Value, Total	86,185	98,334
Investment securities held to maturity, Cost Basis	11,725	10,827
Investment securities held to maturity, Gross Unrealized Gains	494	247
Investment securities held to maturity, Gross Unrealized Losses	0	(53)
Held to Maturity, Fair Value, Total	12,219	11,021
Taxable Municipal [Member]
Available-For-Sale-Securities-And-Held-To-Maturity-Securities
Investment securities available for sale, Cost Basis	827
Investment securities available for sale, Gross Unrealized Gains	0
Investment securities available for sale, Gross Unrealized Losses	(1)
Available for Sale, Fair Value, Total	826
Investment securities held to maturity, Cost Basis	10,047	5,592
Investment securities held to maturity, Gross Unrealized Gains	257	67
Investment securities held to maturity, Gross Unrealized Losses	(12)	(65)
Held to Maturity, Fair Value, Total	10,292	5,594
Corporate bonds and other securities [Member]
Available-For-Sale-Securities-And-Held-To-Maturity-Securities
Investment securities held to maturity, Cost Basis	6,048	5,000
Investment securities held to maturity, Gross Unrealized Gains	54	3
Investment securities held to maturity, Gross Unrealized Losses	(36)	(85)
Held to Maturity, Fair Value, Total	$ 6,066	$ 4,918

Investment Securities (Details

Investment Securities (Details 1) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Information concerning investments with unrealized losses
Less than 12 months, Fair Value	$ 12,249	$ 47,346
Less than 12 months, Unrealized Losses	(115)	(484)
12 months or longer, Fair Value	8,860	17,249
12 months or longer, Unrealized Losses	(234)	(487)
Total, Fair Value	21,109	64,595
Total, Unrealized Losses	(349)	(971)
U.S. Agency [Member]
Information concerning investments with unrealized losses
Less than 12 months, Fair Value	400	1,486
Less than 12 months, Unrealized Losses	0	(14)
12 months or longer, Fair Value	0	395
12 months or longer, Unrealized Losses	0	(5)
Total, Fair Value	400	1,881
Total, Unrealized Losses	0	(19)
U.S. Agency mortgage-backed securities [Member]
Information concerning investments with unrealized losses
Less than 12 months, Fair Value	3,082	33,359
Less than 12 months, Unrealized Losses	(12)	(245)
12 months or longer, Fair Value	1,074	9,088
12 months or longer, Unrealized Losses	(22)	(250)
Total, Fair Value	4,156	42,447
Total, Unrealized Losses	(34)	(495)
Taxable Municipal [Member]
Information concerning investments with unrealized losses
Less than 12 months, Fair Value	2,268	3,617
Less than 12 months, Unrealized Losses	(13)	(65)
12 months or longer, Fair Value	0	0
12 months or longer, Unrealized Losses	0	0
Total, Fair Value	2,268	3,617
Total, Unrealized Losses	(13)	(65)
Corporate bonds and other securities [Member]
Information concerning investments with unrealized losses
Less than 12 months, Fair Value	6,499	8,884
Less than 12 months, Unrealized Losses	(90)	(160)
12 months or longer, Fair Value	7,786	7,766
12 months or longer, Unrealized Losses	(212)	(232)
Total, Fair Value	14,285	16,650
Total, Unrealized Losses	$ (302)	$ (392)

Investment Securities (Detail42

Investment Securities (Details 2) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Contractual maturities of securities
Available for Sale, Cost Basis, Within 1 year	$ 3,999
Available for Sale, Cost Basis, After 1 year but within 5 years	7,778
Available for Sale, Cost Basis, After 5 years but within 10 years	35,835
Available for Sale, Cost Basis, After 10 years but within 15 years	34,267
Available for Sale, Cost Basis, Over 15 years	33,445
Available for Sale, Cost Basis, Total	115,324
Available for Sale, Fair Value, Within 1 year	3,986
Available for Sale, Fair Value, After 1 year but within 5 years	7,824
Available for Sale, Fair Value, After 5 years but within 10 years	36,809
Available for Sale, Fair Value, After 10 years but within 15 years	35,141
Available for Sale, Fair Value, Over 15 years	34,029
Available for Sale, Fair Value, Total	117,789	$ 119,467
Held to Maturity, Cost Basis, Within 1 year	0
Held to Maturity, Cost Basis, After 1 year but within 5 years	3,400
Held to Maturity, Cost Basis, After 5 years but within 10 years	9,387
Held to Maturity, Cost Basis, After 10 years but within 15 years	5,739
Held to Maturity, Cost Basis, Over 15 years	9,294
Held to Maturity, Cost Basis, Total	27,820	21,419
Held to Maturity, Fair Value, Within 1 year	0
Held to Maturity, Fair Value, After 1 year but within 5 years	3,378
Held to Maturity, Fair Value, After 5 years but within 10 years	9,639
Held to Maturity, Fair Value, After 10 years but within 15 years	5,848
Held to Maturity, Fair Value, Over 15 years	9,712
Held to Maturity, Fair Value, Total	$ 28,577	$ 21,533

Investment Securities (Detail43

Investment Securities (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Investments [Line Items]
Gross investment gains	$ 60,000		$ 183,000	$ 28,000
Gross investment losses		$ 36,000	6,000	36,000
Investment Securities:
Consolidated investment securities portfolio modified, years					34 months 6 days
Proceeds from sales of investment securities — available for sale	1,500,000	$ 1,900,000	8,966,000	$ 2,379,000
Book value of securities available for sale and held to maturity	$ 97,182,000		$ 97,182,000		$ 87,096,000
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	24		24
Standard & Poor's, AAA Rating [Member]
Investments [Line Items]
Portfolio rated	67.40%		67.40%		79.10%
Standard & Poor's, A Rating [Member]
Investments [Line Items]
Portfolio rated	8.20%		8.20%		5.70%
Investment Securities:
Consolidated investment securities portfolio modified, years			29 months 12 days
Maximum [Member]
Investment Securities:
Consolidated investment securities portfolio modified, years			42 months
Minimum [Member]
Investment Securities:
Consolidated investment securities portfolio modified, years			24 months

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 887,524	$ 880,984
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	181,251	181,066
Commercial loans secured by real estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	437,911	421,637
Real estate - mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	248,544	257,937
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 19,818	$ 20,344

Loans (Details Textual)

Loans (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Financing Receivable, Impaired [Line Items]
Real estate-construction loans, percentage	4.00%	3.00%
Loan balances net of unearned income	$ 489	$ 557

Allowance for Loan Losses (Deta

Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of period	$ 9,746	$ 9,717	$ 9,921	$ 9,623
Charge-offs	(469)	(373)	(4,113)	(863)
Recoveries	149	128	268	262
Provision (Credit)	300	300	3,650	750
Balance at end of period	9,726	9,772	9,726	9,772
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of period	4,322	3,171	4,244	3,262
Charge-offs	(295)	(35)	(3,648)	(156)
Recoveries	115	21	126	35
Provision (Credit)	92	(47)	3,512	(31)
Balance at end of period	4,234	3,110	4,234	3,110
Commercial loans secured by real estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of period	3,274	4,140	3,449	3,902
Charge-offs	(13)	(235)	(13)	(250)
Recoveries	2	3	38	54
Provision (Credit)	85	113	(126)	315
Balance at end of period	3,348	4,021	3,348	4,021
Real estate - mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of period	1,075	1,321	1,173	1,310
Charge-offs	(104)	(85)	(150)	(376)
Recoveries	24	98	86	153
Provision (Credit)	77	58	(37)	305
Balance at end of period	1,072	1,392	1,072	1,392
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of period	135	201	151	190
Charge-offs	(57)	(18)	(302)	(81)
Recoveries	8	6	18	20
Provision (Credit)	53	88	272	148
Balance at end of period	139	277	139	277
Allocation for general risk [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of period	940	884	904	959
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision (Credit)	(7)	88	29	13
Balance at end of period	$ 933	$ 972	$ 933	$ 972

Allowance for Loan Losses (De47

Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014
Loans:
Individually evaluated for impairment	$ 880		$ 4,502
Collectively evaluated for impairment	886,644		876,482
Total Loans	887,524		880,984
Allowance for loan losses:
Specific reserve allocation	540		1,387
General reserve allocation	9,186		8,534
Total allowance for loan losses	9,726	$ 9,746	9,921	$ 9,772	$ 9,717	$ 9,623
Commercial [Member]
Loans:
Individually evaluated for impairment	656		4,416
Collectively evaluated for impairment	180,595		176,650
Total Loans	181,251		181,066
Allowance for loan losses:
Specific reserve allocation	507		1,387
General reserve allocation	3,727		2,857
Total allowance for loan losses	4,234	4,322	4,244	3,110	3,171	3,262
Commercial loans secured by real estate [Member]
Loans:
Individually evaluated for impairment	224		86
Collectively evaluated for impairment	437,687		421,551
Total Loans	437,911		421,637
Allowance for loan losses:
Specific reserve allocation	33		0
General reserve allocation	3,315		3,449
Total allowance for loan losses	3,348	3,274	3,449	4,021	4,140	3,902
Real estate - mortgage [Member]
Loans:
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	248,544		257,937
Total Loans	248,544		257,937
Allowance for loan losses:
Specific reserve allocation	0		0
General reserve allocation	1,072		1,173
Total allowance for loan losses	1,072	1,075	1,173	1,392	1,321	1,310
Consumer [Member]
Loans:
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	19,818		20,344
Total Loans	19,818		20,344
Allowance for loan losses:
Specific reserve allocation	0		0
General reserve allocation	139		151
Total allowance for loan losses	139	135	151	277	201	190
Allocation for general risk [Member]
Allowance for loan losses:
Specific reserve allocation	0		0
General reserve allocation	933		904
Total allowance for loan losses	$ 933	$ 940	$ 904	$ 972	$ 884	$ 959

Allowance for Loan Losses (De48

Allowance for Loan Losses (Details 2) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment	$ 880,000	$ 4,502,000
Related Allowance	540,000	1,400,000
Unpaid Principal Balance	1,302,000	4,943,000
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment	656,000	4,416,000
Unpaid Principal Balance	656,000	4,421,000
Commercial loans secured by real estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment	224,000	86,000
Unpaid Principal Balance	646,000	522,000
Impaired Loans with Specific Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment	672,000	4,416,000
Related Allowance	540,000	1,387,000
Impaired Loans with Specific Allowance [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment	507,000	4,416,000
Related Allowance	507,000	1,387,000
Impaired Loans with Specific Allowance [Member] | Commercial loans secured by real estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment	165,000	0
Related Allowance	33,000	0
Impaired Loans with No Specific Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment	208,000	86,000
Impaired Loans with No Specific Allowance [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment	149,000	0
Impaired Loans with No Specific Allowance [Member] | Commercial loans secured by real estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded Investment	$ 59,000	$ 86,000

Allowance for Loan Losses (De49

Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Average loan balance:
Average investment in impaired loans	$ 1,104	$ 1,348	$ 1,441	$ 1,795
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	1	12	17	33
Commercial [Member]
Average loan balance:
Average investment in impaired loans	821	347	992	189
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	1	7	9	17
Commercial loans secured by real estate [Member]
Average loan balance:
Average investment in impaired loans	283	966	449	1,583
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	0	5	8	15
Consumer [Member]
Average loan balance:
Average investment in impaired loans	0	35	0	23
Interest income recognized:
Interest income recognized on a cash basis on impaired loans	$ 0	$ 0	$ 0	$ 1

Allowance for Loan Losses (De50

Allowance for Loan Losses (Details 4) - Commercial Portfolio Segment [Member] - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	$ 619,162	$ 602,703
Commercial [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	181,251	181,066
Commercial loans secured by real estate [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	437,911	421,637
Pass [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	607,149	590,947
Pass [Member] | Commercial [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	178,536	174,616
Pass [Member] | Commercial loans secured by real estate [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	428,613	416,331
Special Mention [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	7,683	4,911
Special Mention [Member] | Commercial [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	90	1,811
Special Mention [Member] | Commercial loans secured by real estate [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	7,593	3,100
Substandard [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	3,807	5,506
Substandard [Member] | Commercial [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	2,118	3,318
Substandard [Member] | Commercial loans secured by real estate [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	1,689	2,188
Doubtful [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	523	1,339
Doubtful [Member] | Commercial [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	507	1,321
Doubtful [Member] | Commercial loans secured by real estate [Member]
Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system
Loan portfolio	$ 16	$ 18

Allowance for Loan Losses (De51

Allowance for Loan Losses (Details 5) - Consumer Portfolio Segment [Member] - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Performing [Member]
Performing and non-performing outstanding balances of the residential and consumer portfolios
Loan portfolio	$ 267,446	$ 276,493
Performing [Member] | Real estate - mortgage [Member]
Performing and non-performing outstanding balances of the residential and consumer portfolios
Loan portfolio	247,628	256,149
Performing [Member] | Consumer [Member]
Performing and non-performing outstanding balances of the residential and consumer portfolios
Loan portfolio	19,818	20,344
Non-Performing [Member]
Performing and non-performing outstanding balances of the residential and consumer portfolios
Loan portfolio	916	1,788
Non-Performing [Member] | Real estate - mortgage [Member]
Performing and non-performing outstanding balances of the residential and consumer portfolios
Loan portfolio	916	1,788
Non-Performing [Member] | Consumer [Member]
Performing and non-performing outstanding balances of the residential and consumer portfolios
Loan portfolio	$ 0	$ 0

Allowance for Loan Losses (De52

Allowance for Loan Losses (Details 6) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Current	$ 883,328	$ 871,866
Past Due	4,196	9,118
Total Loans	887,524	880,984
90 Days Past Due and Still Accruing	0	0
30-59 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	2,759	3,422
60-89 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	564	5,147
90 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	873	549
Commercial [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Current	180,774	176,216
Past Due	477	4,850
Total Loans	181,251	181,066
90 Days Past Due and Still Accruing	0	0
Commercial [Member] | 30-59 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	328	489
Commercial [Member] | 60-89 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	0	4,361
Commercial [Member] | 90 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	149	0
Commercial loans secured by real estate [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Current	437,789	421,247
Past Due	122	390
Total Loans	437,911	421,637
90 Days Past Due and Still Accruing	0	0
Commercial loans secured by real estate [Member] | 30-59 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	122	208
Commercial loans secured by real estate [Member] | 60-89 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	0	182
Commercial loans secured by real estate [Member] | 90 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	0	0
Real estate - mortgage [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Current	245,023	254,288
Past Due	3,521	3,649
Total Loans	248,544	257,937
90 Days Past Due and Still Accruing	0	0
Real estate - mortgage [Member] | 30-59 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	2,243	2,658
Real estate - mortgage [Member] | 60-89 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	554	442
Real estate - mortgage [Member] | 90 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	724	549
Consumer [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Current	19,742	20,115
Past Due	76	229
Total Loans	19,818	20,344
90 Days Past Due and Still Accruing	0	0
Consumer [Member] | 30-59 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	66	67
Consumer [Member] | 60-89 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	10	162
Consumer [Member] | 90 Days Past Due [Member]
Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans
Past Due	$ 0	$ 0

Allowance for Loan Losses (De53

Allowance for Loan Losses (Details Textual)	9 Months Ended
	Sep. 30, 2016USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Individual loan balance is classified as nonaccrual status or troubled debt restructure	$ 100,000
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Threshold for individually evaluating loans	250,000
Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Minimum individual loan balance requiring quarterly review	1,000,000
Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Minimum individual loan balance requiring quarterly review	250,000
Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Minimum individual loan balance requiring quarterly review	$ 100,000
Minimum [Member] | Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Minimum percent of portfolio to be reviewed	50.00%
Maximum [Member] | Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Minimum percent of portfolio to be reviewed	55.00%

Non-performing Assets Includi54

Non-performing Assets Including Troubled Debt Restructurings (TDR) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Non-performing assets including TDR
Non-accrual loans	$ 1,753	$ 6,066
Other real estate owned	154	75
TDR’s not in non-accrual	0	156
Total non-performing assets including TDR	$ 1,907	$ 6,297
Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned	0.21%	0.71%
Commercial [Member]
Non-performing assets including TDR
Non-accrual loans	$ 656	$ 4,260
Other real estate owned	18	0
Commercial loans secured by real estate [Member]
Non-performing assets including TDR
Non-accrual loans	181	18
Other real estate owned	100	0
Real estate - mortgage [Member]
Non-performing assets including TDR
Non-accrual loans	916	1,788
Other real estate owned	$ 36	$ 75

Non-performing Assets Includi55

Non-performing Assets Including Troubled Debt Restructurings (TDR) (Details 1) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Schedule of Interest Income
Interest income due in accordance with original terms	$ 20	$ 25	$ 99	$ 73
Interest income recorded	0	0	0	0
Net reduction in interest income	$ 20	$ 25	$ 99	$ 73

Non-performing Assets Includi56

Non-performing Assets Including Troubled Debt Restructurings (TDR) (Details 2) - Commercial Loan [Member] $ in Thousands	9 Months Ended
	Sep. 30, 2016USD ($)Number	Sep. 30, 2015USD ($)Number
Loans in accrual status [Member]
Schedule of TDRs
Number of loans | Number		1
Current Balance | $		$ 162
Concession Granted		Extension of maturity date
Loans in non-accrual status [Member]
Schedule of TDRs
Number of loans | Number	2
Current Balance | $	$ 507
Concession Granted	Extension of maturity date

Non-performing Assets Includi57

Non-performing Assets Including Troubled Debt Restructurings (TDR) (Details Textual) - USD ($)	9 Months Ended
	Sep. 30, 2016	Dec. 31, 2015	Sep. 30, 2015
Aggregate of multiple consecutive maturity date extensions delay in payment, days	120 days
Timely payments on contract terms for minimum consecutive months prior to consideration for removing loan from TDR status	6 months
Minimum consecutive months payment for removing the loan from non-accrual status	6 months
ALL reserve for TDR's	$ 507,000		$ 524,000
Mortgage Loans in Process of Foreclosure, Amount	111,000
Residential Real Estate [Member]
Other Assets, Noncurrent	$ 154,000	$ 75,000

Federal Home Loan Bank Borrow58

Federal Home Loan Bank Borrowings (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Federal Home Loan Bank (FHLB) borrowings and advances
Open Repo Plus	$ 7,901	$ 48,748
Advances 2016, Amount	6,000	12,000
Advances 2017, Amount	12,000	12,000
Advances 2018, Amount	12,000	12,000
Advances 2019, Amount	11,000	7,000
Advances 2020 and over, Amount	8,042	5,000
Advances from Federal Home Loan Bank	49,042	48,000
Total FHLB borrowings, Amount	$ 56,943	$ 96,748
Open Repo Plus Maturity Overnight, Weighted Average Rate	0.58%	0.43%
Advances Maturing 2016, Weighted Average Rate	0.84%	0.81%
Advances Maturing 2017, Weighted Average Rate	1.06%	1.06%
Advances Maturing 2018, Weighted Average Rate	1.48%	1.48%
Advances Maturing 2019, Weighted Average Rate	1.48%	1.73%
Advances Maturing 2020 and over, Weighted Average Rate	1.47%	1.69%
Total FHLB borrowings, Weighted Average Rate	1.21%	0.85%
Weighted Average [Member]
Federal Home Loan Bank (FHLB) borrowings and advances
Total advances, Weighted Average Rate	1.32%	1.27%

Preferred Stock (Details Textua

Preferred Stock (Details Textual) - Series E Preferred Stock [Member] - USD ($) $ in Millions	1 Months Ended
	Aug. 11, 2011	Jan. 27, 2016
Temporary Equity [Line Items]
Shares of stock issued	21,000
Aggregate proceeds	$ 21
Redemption price, percent of liquidation amount		100.00%

Accumulated Other Comprehensi60

Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Accumulated Other Comprehensive Loss [Line Items]
Beginning balance	[1]	$ (6,065)	$ (6,468)	$ (7,555)	$ (6,902)
Other comprehensive income (loss) before reclassifications	[1]	48	464	1,615	917
Amounts reclassified from accumulated other comprehensive loss	[1]	(40)	24	(117)	5
Net current period other comprehensive income (loss)	[1]	8	488	1,498	922
Ending balance	[1]	(6,057)	(5,980)	(6,057)	(5,980)
Net Unrealized Gains and (Losses) on Investment Securities AFS [Member]
Accumulated Other Comprehensive Loss [Line Items]
Beginning balance	[1]	1,791	1,429	808	1,843
Other comprehensive income (loss) before reclassifications	[1]	(126)	256	934	(139)
Amounts reclassified from accumulated other comprehensive loss	[1]	(40)	24	(117)	5
Net current period other comprehensive income (loss)	[1]	(166)	280	817	(134)
Ending balance	[1]	1,625	1,709	1,625	1,709
Defined Benefit Pension Items [Member]
Accumulated Other Comprehensive Loss [Line Items]
Beginning balance	[1]	(7,856)	(7,897)	(8,363)	(8,745)
Other comprehensive income (loss) before reclassifications	[1]	174	208	681	1,056
Amounts reclassified from accumulated other comprehensive loss	[1]	0	0	0	0
Net current period other comprehensive income (loss)	[1]	174	208	681	1,056
Ending balance	[1]	$ (7,682)	$ (7,689)	$ (7,682)	$ (7,689)
[1]	Amounts in parentheses indicate debits on the Consolidated Balance Sheets.

Accumulated Other Comprehensi61

Accumulated Other Comprehensive Loss (Details 1) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Unrealized gains and losses on sale of securities:
Net realized gains on investment securities	[1]	$ (60)	$ 36	$ (177)	$ 8
Provision for income tax expense	[1]	20	(12)	60	(3)
Net of tax	[1]	(40)	24	(117)	5
Amortization of defined benefit items
Total reclassifications for the period	[1]	$ (40)	$ 24	$ (117)	$ 5
[1]	Amounts in parentheses indicate credits.

Regulatory Capital (Details)

Regulatory Capital (Details) - USD ($) $ in Thousands		Sep. 30, 2016	Dec. 31, 2015
Summarized regulatory capital ratio of company
Total Capital (To RWA), Actual Amount		$ 106,942	$ 106,890
Tier 1 Common Equity (To RWA), Actual Amount		96,315	96,092
Tier 1 Capital (To RWA), Actual Amount		93,315	96,092
Tier 1 Capital (To Average Assets), Actual Amount		$ 96,315	$ 96,092
Total Capital (To RWA), Actual Ratio		11.43%	11.67%
Tier 1 Common Equity (To RWA), Actual Ratio		10.29%	10.49%
Tier 1 Capital (To RWA), Actual Ratio		10.29%	10.49%
Tier 1 Capital (To Average Assets), Actual Ratio		8.58%	8.97%
Total Capital (To RWA), Minimun Required For Capital Adequacy Purpose		8.63%	8.00%
Tier 1 Common Equity (To RWA), Minimum Required For Capital Adequacy Purpose		5.13%	4.50%
Tier 1 Capital (To RWA), Minimun Required For Capital Adequacy Purpose		6.63%	6.00%
Tier 1 Capital (To Average Assets), Minimun Required For Capital Adequacy Purpose		4.00%	4.00%
Total Capital (To RWA), To Be Will Capitalized Under Prompt Corrective Action Regulations	[1]	10.00%	10.00%
Tier 1 Common Equity (To RWA),To Be Will Capitalized Under Prompt Corrective Action Regulations	[1]	6.50%	6.50%
Tier 1 Capital (To RWA), TTo Be Will Capitalized Under Prompt Corrective Action Regulations	[1]	8.00%	8.00%
Tier 1 Capital (To Average Assets), To Be Will Capitalized Under Prompt Corrective Action Regulations	[1]	5.00%	5.00%
Parent Company [Member]
Summarized regulatory capital ratio of company
Total Capital (To RWA), Actual Amount		$ 124,055	$ 144,096
Tier 1 Common Equity (To RWA), Actual Amount		94,157	93,202
Tier 1 Capital (To RWA), Actual Amount		105,993	125,648
Tier 1 Capital (To Average Assets), Actual Amount		$ 105,993	$ 125,648
Total Capital (To RWA), Actual Ratio		13.17%	15.55%
Tier 1 Common Equity (To RWA), Actual Ratio		10.00%	10.06%
Tier 1 Capital (To RWA), Actual Ratio		11.25%	13.56%
Tier 1 Capital (To Average Assets), Actual Ratio		9.29%	11.41%
[1]	Applies to the Bank only.

Regulatory Capital (Details Tex

Regulatory Capital (Details Textual)	Sep. 30, 2016
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tangible Capital to Tangible Assets	7.77%

Segment Results (Details)

Segment Results (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Contribution of segments to the consolidated results of operations
Total revenue	$ 12,167	$ 13,050	$ 36,390	$ 38,188
Net income (loss)	1,065	1,833	1,160	4,623
Total assets	1,145,655		1,145,655		$ 1,148,497
Retail banking [Member]
Contribution of segments to the consolidated results of operations
Total revenue	6,653	6,501	19,543	19,564
Net income (loss)	857	723	2,335	2,125
Total assets	360,218		360,218		415,008
Commercial Banking [Member]
Contribution of segments to the consolidated results of operations
Total revenue	4,757	4,945	14,123	14,318
Net income (loss)	1,352	1,553	1,884	4,178
Total assets	637,238		637,238		589,840
Trust [Member]
Contribution of segments to the consolidated results of operations
Total revenue	2,125	2,177	6,504	6,574
Net income (loss)	195	391	740	1,167
Total assets	5,002		5,002		5,263
Investment/ Parent [Member]
Contribution of segments to the consolidated results of operations
Total revenue	(1,368)	(573)	(3,780)	(2,268)
Net income (loss)	(1,339)	$ (834)	(3,799)	$ (2,847)
Total assets	$ 143,197		$ 143,197		$ 138,386

Commitments and Contingent Li65

Commitments and Contingent Liabilities (Details Textual) - USD ($) $ in Millions	Sep. 30, 2016	Dec. 31, 2015
Commitments to extend credit [Member]
Loss Contingencies [Line Items]
Amount of commitment	$ 166.3	$ 170.5
Standby letters of credit [Member]
Loss Contingencies [Line Items]
Amount of commitment	$ 5	$ 7.5

Pension Benefits (Details)

Pension Benefits (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Components of net periodic benefit cost
Service cost	$ 368	$ 400	$ 1,104	$ 1,200
Interest cost	344	325	1,032	975
Expected return on plan assets	(563)	(525)	(1,689)	(1,575)
Recognized net actuarial loss	314	300	942	900
Net periodic pension cost	$ 463	$ 500	$ 1,389	$ 1,500

Pension Benefits (Details Textu

Pension Benefits (Details Textual)	9 Months Ended
	Sep. 30, 2016
Pension Benefits [Line Items]
Minimum number of annual hours	1,000
Vesting term	5 years
Maximum percent of plan assets comprised of AmeriServ Financial, Inc. common stock	10.00%

Disclosures about Fair Value 68

Disclosures about Fair Value Measurements (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	$ 117,789	$ 119,467
U.S. Agency Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	900	2,881
U.S. Agency mortgage-backed securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	86,185	98,334
Corporate Bond Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	29,878	18,252
Taxable Municipal Bonds [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	826
Level 1 [Member] | U.S. Agency Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	0	0
Level 1 [Member] | U.S. Agency mortgage-backed securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	0	0
Level 1 [Member] | Corporate Bond Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	0	0
Level 1 [Member] | Taxable Municipal Bonds [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	0
Level 2 [Member] | U.S. Agency Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	900	2,881
Level 2 [Member] | U.S. Agency mortgage-backed securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	86,185	98,334
Level 2 [Member] | Corporate Bond Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	29,878	18,252
Level 2 [Member] | Taxable Municipal Bonds [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	826
Level 3 [Member] | U.S. Agency Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	0	0
Level 3 [Member] | U.S. Agency mortgage-backed securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	0	0
Level 3 [Member] | Corporate Bond Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	0	$ 0
Level 3 [Member] | Taxable Municipal Bonds [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale	$ 0

Disclosures about Fair Value 69

Disclosures about Fair Value Measurements (Details 1) - USD ($) $ in Thousands		9 Months Ended	12 Months Ended
		Sep. 30, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Carrying value of impaired loans		$ 880	$ 4,502
Fair Value Measurements, Nonrecurring Basis [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Carrying value of impaired loans		340	3,115
Other real estate owned		$ 154	$ 75
Fair Value Measurements, Nonrecurring Basis [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Valuation Techniques	[1],[2]	Appraisal of collateral	Appraisal of collateral
Appraisal of Adjustment	[3]	18.00%	17.00%
Fair Value Measurements, Nonrecurring Basis [Member] | Other Real Estate Owned [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Valuation Techniques	[1],[2]	Appraisal of collateral	Appraisal of collateral
Appraisal of Adjustment	[3]	56.00%	35.00%
Liquidation expenses		19.00%	25.00%
Fair Value Measurements, Nonrecurring Basis [Member] | Minimum [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Appraisal of Adjustment	[3]	15.00%	15.00%
Fair Value Measurements, Nonrecurring Basis [Member] | Minimum [Member] | Other Real Estate Owned [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Appraisal of Adjustment	[3]	29.00%	23.00%
Liquidation expenses		2.00%	10.00%	[3]
Fair Value Measurements, Nonrecurring Basis [Member] | Maximum [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Appraisal of Adjustment	[3]	20.00%	20.00%
Fair Value Measurements, Nonrecurring Basis [Member] | Maximum [Member] | Other Real Estate Owned [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Appraisal of Adjustment	[3]	81.00%	49.00%
Liquidation expenses		55.00%	59.00%
Fair Value Measurements, Nonrecurring Basis [Member] | Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Carrying value of impaired loans		$ 0	$ 0
Other real estate owned		0	0
Fair Value Measurements, Nonrecurring Basis [Member] | Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Carrying value of impaired loans		0	0
Other real estate owned		0	0
Fair Value Measurements, Nonrecurring Basis [Member] | Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Carrying value of impaired loans		340	3,115
Other real estate owned		154	75
Fair Value Measurements, Nonrecurring Basis [Member] | Level 3 [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Carrying value of impaired loans		340	3,115
Fair Value Measurements, Nonrecurring Basis [Member] | Level 3 [Member] | Other Real Estate Owned [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Other real estate owned		$ 154	$ 75
[1]	Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.
[2]	Includes qualitative adjustments by management and estimated liquidation expenses.
[3]	Appraisals may be adjusted by management for qualitative factors such as economic conditions.

Disclosures about Fair Value 70

Disclosures about Fair Value Measurements (Details 2) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014
FINANCIAL ASSETS: Carrying Value
Cash and cash equivalents	$ 30,520	$ 48,510	$ 31,748	$ 32,872
Investment securities - AFS	117,789	119,467
Investment securities - HTM	27,820	21,419
Regulatory stock	5,480	6,753
Loans held for sale	8,777	3,003
Loans, net of allowance for loan loss and unearned income	877,798	871,063
Accrued interest income receivable	3,007	3,057
Bank owned life insurance	37,733	37,228
Cash and cash equivalents	30,520	48,510
Investment securities - AFS	117,789	119,467
Investment securities - HTM	28,577	21,533
Regulatory stock	5,480	6,753
Loans held for sale	8,916	3,041
Loans, net of allowance for loan loss and unearned income	884,012	869,591
Accrued interest income receivable	3,007	3,057
Bank owned life insurance	37,733	37,228
FINANCIAL LIABILITIES: Carrying Value
Deposits with no stated maturities	659,329	633,751
Deposits with stated maturities	303,407	269,543
Short-term borrowings	7,901	48,748
All other borrowings	69,381	68,310
Accrued interest payable	1,633	1,651
Deposits with no stated maturities	659,329	633,751
Deposits with stated maturities	305,433	271,909
Short-term borrowings	7,901	48,748
All other borrowings	74,840	71,816
Accrued interest payable	1,633	1,651
Level 1 [Member]
FINANCIAL ASSETS: Carrying Value
Cash and cash equivalents	30,520	48,510
Investment securities - AFS	0	0
Investment securities - HTM	0	0
Regulatory stock	5,480	6,753
Loans held for sale	8,916	3,041
Loans, net of allowance for loan loss and unearned income	0	0
Accrued interest income receivable	3,007	3,057
Bank owned life insurance	37,733	37,228
FINANCIAL LIABILITIES: Carrying Value
Deposits with no stated maturities	659,329	633,751
Deposits with stated maturities	0	0
Short-term borrowings	7,901	48,748
All other borrowings	0	0
Accrued interest payable	1,633	1,651
Level 2 [Member]
FINANCIAL ASSETS: Carrying Value
Cash and cash equivalents	0	0
Investment securities - AFS	117,789	119,467
Investment securities - HTM	25,613	18,608
Regulatory stock	0	0
Loans held for sale	0	0
Loans, net of allowance for loan loss and unearned income	0	0
Accrued interest income receivable	0	0
Bank owned life insurance	0	0
FINANCIAL LIABILITIES: Carrying Value
Deposits with no stated maturities	0	0
Deposits with stated maturities	0	0
Short-term borrowings	0	0
All other borrowings	0	0
Accrued interest payable	0	0
Level 3 [Member]
FINANCIAL ASSETS: Carrying Value
Cash and cash equivalents	0	0
Investment securities - AFS	0	0
Investment securities - HTM	2,964	2,925
Regulatory stock	0	0
Loans held for sale	0	0
Loans, net of allowance for loan loss and unearned income	884,012	869,591
Accrued interest income receivable	0	0
Bank owned life insurance	0	0
FINANCIAL LIABILITIES: Carrying Value
Deposits with no stated maturities	0	0
Deposits with stated maturities	305,433	271,909
Short-term borrowings	0	0
All other borrowings	74,840	71,816
Accrued interest payable	$ 0	$ 0

Disclosures about Fair Value 71

Disclosures about Fair Value Measurements (Details Textual) - USD ($)	9 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Carrying value of impaired loans	$ 880,000	$ 4,502,000
Specific valuation allowance	540,000	1,400,000
Net fair value of impaired loans	$ 340,000	$ 3,100,000
Assets and liabilities considered financial instruments, percentage	90.00%