Exhibit 4
![](https://capedge.com/proxy/10-K/0000950152-08-002474/l30532al3053200.gif)
March 31, 2008
Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C. 20549
Re: | United Community Financial Corp. — Annual Report onForm 10-K for the Fiscal Year Ended December 31, 2007 |
Ladies and Gentlemen:
Today, United Community Financial Corp., an Ohio corporation (“United Community”), is filing its Annual Report onForm 10-K for the fiscal year ended December 31, 2007 (the“Form 10-K”) with the Securities and Exchange Commission (the “SEC”).
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) ofRegulation S-K, United Community hereby agrees to furnish the SEC, upon request, copies of instruments and agreements, defining the rights of holders of United Community’s long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to theForm 10-K. The total amount of securities issued under any instrument of such long-term debt does not exceed 10% of the total assets of United Community and its subsidiaries on a consolidated basis.
Very truly yours,
UNITED COMMUNITY FINANCIAL CORP.
Patrick A. Kelly
Chief Financial Officer
Chief Financial Officer
EX.4-1