NCR Voyix (VYX) 10-Q 7 Nov 24 2024 Q3 Quarterly report Financial data

Cover Page

Cover Page - shares	9 Months Ended
	Sep. 30, 2024	Nov. 01, 2024
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Entity File Number	001-00395
Entity Registrant Name	NCR VOYIX CORPORATION
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	31-0387920
Entity Address, Address Line One	864 Spring Street NW
Entity Address, City or Town	Atlanta
Entity Address, State or Province	GA
Entity Address, Postal Zip Code	30308
City Area Code	800
Local Phone Number	225-5627
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	VYX
Security Exchange Name	NYSE
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		145,967,863
Entity Central Index Key	0000070866
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Amendment Flag	false

Condensed Consolidated Statemen

Condensed Consolidated Statements of Operations (Unaudited) - USD ($) shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Total revenue	$ 711	$ 809	$ 2,144	$ 2,382
Selling, general and administrative expenses	113	142	340	427
Research and development expenses	38	29	129	98
Total operating expenses	696	785	2,183	2,349
Income (loss) from operations	15	24	(39)	33
Gain (loss) on extinguishment of debt	8	0	8	0
Interest expense	(40)	(83)	(120)	(257)
Other income (expense), net	(15)	(20)	(40)	(33)
Income (loss) from continuing operations before income taxes	(32)	(79)	(191)	(257)
Income tax expense (benefit)	(1)	187	3	200
Income (loss) from continuing operations	(31)	(266)	(194)	(457)
Income (loss) from discontinued operations, net of tax	1,113	138	1,162	353
Net income (loss)	1,082	(128)	968	(104)
Net income (loss) attributable to noncontrolling interests	0	0	(1)	0
Net income (loss) attributable to noncontrolling interests of discontinued operations	0	1	0	1
Net income (loss) attributable to NCR Voyix	1,082	(129)	969	(105)
Amounts attributable to NCR Voyix common stockholders:
Income (loss) from continuing operations	(31)	(266)	(193)	(457)
Series A convertible preferred stock dividends	(4)	(4)	(12)	(12)
Income (loss) from continuing operations attributable to NCR Voyix common stockholders	(35)	(270)	(205)	(469)
Income (loss) from discontinued operations, net of tax	1,113	137	1,162	352
Net income (loss) attributable to NCR Voyix common stockholders	$ 1,078	$ (133)	$ 957	$ (117)
Income (loss) per common share from continuing operations
Basic (in dollars per share)	$ (0.24)	$ (1.92)	$ (1.42)	$ (3.34)
Diluted (in dollars per share)	(0.24)	(1.92)	(1.42)	(3.34)
Net income (loss) per common share
Basic (in dollars per share)	7.41	(0.94)	6.62	(0.83)
Diluted (in dollars per share)	$ 7.41	$ (0.94)	$ 6.62	$ (0.83)
Weighted average common shares outstanding
Basic (in shares)	145.4	140.9	144.6	140.3
Diluted (in shares)	145.4	140.9	144.6	140.3
Product
Total revenue	$ 219	$ 296	$ 684	$ 875
Cost of revenue	185	253	594	771
Services
Total revenue	492	513	1,460	1,507
Cost of revenue	$ 360	$ 361	$ 1,120	$ 1,053

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income (loss)	$ 1,082	$ (128)	$ 968	$ (104)
Currency translation adjustments
Currency translation gains (loss)	8	3	(32)	11
Derivatives
Unrealized gains (loss) on derivatives	0	0	0	24
Loss (gains) on derivatives recognized during the period	0	(122)	0	(165)
Less income tax	0	30	0	32
Employee benefit plans
Amortization of prior service cost (benefit)	0	0	0	(1)
Net (loss) gain arising during the period	0	(2)	0	(2)
Amortization of actuarial loss (gains)	0	(1)	0	(3)
Less income tax	0	1	0	2
Other comprehensive income (loss)	8	(91)	(32)	(102)
Total comprehensive income (loss)	1,090	(219)	936	(206)
Less comprehensive income (loss) attributable to noncontrolling interests:
Net income (loss)	0	1	(1)	1
Currency translation gains (losses)	0	0	(1)	0
Amounts attributable to noncontrolling interests	0	1	(2)	1
Comprehensive income (loss) attributable to NCR Voyix	$ 1,090	$ (218)	$ 938	$ (205)

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Current assets
Cash and cash equivalents	$ 795	$ 259
Accounts receivable, net of allowances of $28 and $29 as of September 30, 2024 and December 31, 2023, respectively	623	414
Inventories	208	250
Restricted cash, current	26	21
Prepaid and other current assets	173	178
Current assets of discontinued operations	0	84
Total current assets	1,825	1,206
Property, plant and equipment, net	193	207
Goodwill	1,521	1,519
Intangibles, net	102	123
Operating lease assets	236	231
Prepaid pension cost	44	43
Deferred income taxes	225	237
Other assets	528	532
Noncurrent assets of discontinued operations	0	892
Total assets	4,674	4,990
Current liabilities
Short-term borrowings	0	15
Accounts payable	400	440
Payroll and benefits liabilities	119	126
Contract liabilities	186	157
Settlement liabilities	40	39
Other current liabilities	782	421
Current liabilities of discontinued operations	0	135
Total current liabilities	1,527	1,333
Long-term debt	1,098	2,563
Pension and indemnity plan liabilities	165	160
Postretirement and postemployment benefits liabilities	38	43
Income tax accruals	59	64
Operating lease liabilities	253	251
Other liabilities	247	253
Noncurrent liabilities of discontinued operations	0	22
Total liabilities	3,387	4,689
Commitments and Contingencies (Note 10)
Series A convertible preferred stock: par value $0.01 per share, 3.0 shares authorized, 0.3 shares issued and outstanding as of September 30, 2024 and December 31, 2023; redemption amount and liquidation preference of $276 as of September 30, 2024 and December 31, 2023	276	276
NCR Voyix stockholders’ equity (deficit)
Preferred stock: par value $0.01 per share, 100.0 shares authorized, no shares issued and outstanding as of September 30, 2024 and December 31, 2023	0	0
Common stock: par value $0.01 per share, 500.0 shares authorized, 145.5 and 142.6 shares issued and outstanding as of September 30, 2024 and December 31, 2023, respectively	1	1
Paid-in capital	911	874
Retained earnings (deficit)	561	(421)
Accumulated other comprehensive loss	(460)	(429)
Total NCR Voyix stockholders’ equity (deficit)	1,013	25
Noncontrolling interests in subsidiaries	(2)	0
Total stockholders’ equity (deficit)	1,011	25
Total liabilities and stockholders’ equity (deficit)	$ 4,674	$ 4,990

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Unaudited) (Parenthetical) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Allowance for credit loss	$ 28	$ 29
Convertible Preferred Stock:
Temporary equity, par value (in dollars per share)	$ 0.01	$ 0.01
Temporary equity, shares authorized (in shares)	3,000,000	3,000,000
Temporary equity, shares issued (in shares)	300,000	300,000
Temporary equity, shares outstanding (in shares)	300,000	300,000
Temporary equity, aggregate amount of redemption requirement	$ 276	$ 276
Temporary equity, liquidation preference	$ 276	$ 276
Preferred stock
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	100,000,000	100,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	145,500,000	142,600,000
Common stock, shares outstanding (in shares)	145,500,000	142,600,000

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Operating activities
Net income (loss)	$ 968	$ (104)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Loss (gain) on debt extinguishment	(8)	0
Depreciation and amortization	237	461
Stock-based compensation expense	39	98
Deferred income taxes	11	201
Gain on terminated interest rate derivative agreements	0	(103)
Impairment of other assets	5	7
Loss (gain) on disposal of property, plant and equipment and other assets	0	(2)
Loss (gain) on divestiture	(1,560)	(10)
Changes in assets and liabilities, net of effects of business acquired:
Receivables	49	132
Inventories	37	(12)
Current payables and accrued expenses	(41)	17
Contract liabilities	38	(6)
Employee benefit plans	(8)	(10)
Other assets and liabilities	271	58
Net cash provided by (used in) operating activities	38	727
Investing activities
Expenditures for property, plant and equipment	(23)	(112)
Proceeds from sale of property, plant and equipment and other assets	0	8
Additions to capitalized software	(155)	(194)
Business acquisitions, net of cash acquired	0	(7)
Proceeds from divestiture, net	2,458	10
Proceeds from disposition of corporate-owned life insurance policies	30	0
Termination of trade receivable facility	(300)	0
Collections on purchased trade receivables	7	0
Purchases of investments	0	(10)
Net cash provided by (used in) investing activities	2,017	(305)
Financing activities
Payments on term credit facilities	(200)	(77)
Payments on revolving credit facilities	(693)	(2,044)
Payments of senior unsecured notes	(1,177)	0
Borrowings on term credit facilities	0	726
Borrowings on revolving credit facilities	595	1,959
Proceeds from issuance of senior unsecured notes	0	1,333
Payments on other financing arrangements	0	(2)
Cash dividend paid for Series A preferred shares dividends	(12)	(11)
Proceeds from employee stock plans	10	23
Tax withholding payments on behalf of employees	(12)	(16)
Principal payments for finance lease obligations	(7)	(12)
Net cash provided by (used in) financing activities	(1,496)	1,879
Effect of exchange rate changes on cash, cash equivalents and restricted cash	(19)	(28)
Increase (decrease) in cash, cash equivalents, and restricted cash	540	2,273
Cash, cash equivalents and restricted cash at beginning of period	285	740
Cash, cash equivalents and restricted cash at end of period	$ 825	$ 3,013

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Changes in Stockholders’ Equity (Deficit) (Unaudited) - USD ($) shares in Millions, $ in Millions	Total	Total Stockholders Equity	Common Stock	Paid-in Capital	Retained Earnings (Deficit)	Accumulated Other Comprehensive (Loss) Income	Non-Redeemable Noncontrolling Interests in Subsidiaries
Balance at beginning of period (in shares) at Dec. 31, 2022			138
Balance at beginning of period at Dec. 31, 2022		$ 1,479	$ 1	$ 704	$ 1,075	$ (300)	$ (1)
Comprehensive income:
Net income (loss)		8			7		1
Other comprehensive income (loss)		(20)				(19)	(1)
Total comprehensive income (loss)		(12)			7	(19)	0
Employee stock purchase and stock compensation plans (in shares)			2
Employee stock purchase and stock compensation plans		23		23
Series A convertible preferred stock dividends		(4)			(4)
Balance at end of period (in shares) at Mar. 31, 2023			140
Balance at end of period at Mar. 31, 2023		1,486	$ 1	727	1,078	(319)	(1)
Balance at beginning of period (in shares) at Dec. 31, 2022			138
Balance at beginning of period at Dec. 31, 2022		1,479	$ 1	704	1,075	(300)	(1)
Comprehensive income:
Other comprehensive income (loss)	$ (102)
Total comprehensive income (loss)	(206)
Balance at end of period (in shares) at Sep. 30, 2023			141
Balance at end of period at Sep. 30, 2023		1,363	$ 1	806	958	(402)	0
Balance at beginning of period (in shares) at Mar. 31, 2023			140
Balance at beginning of period at Mar. 31, 2023		1,486	$ 1	727	1,078	(319)	(1)
Comprehensive income:
Net income (loss)		16			17		(1)
Other comprehensive income (loss)		9				8	1
Total comprehensive income (loss)		25			17	8	0
Employee stock purchase and stock compensation plans		43		43
Series A convertible preferred stock dividends		(4)			(4)
Balance at end of period (in shares) at Jun. 30, 2023			140
Balance at end of period at Jun. 30, 2023		1,550	$ 1	770	1,091	(311)	(1)
Comprehensive income:
Net income (loss)		(128)			(129)		1
Other comprehensive income (loss)	(91)	(91)				(91)
Total comprehensive income (loss)	$ (219)	(219)			(129)	(91)	1
Employee stock purchase and stock compensation plans (in shares)			1
Employee stock purchase and stock compensation plans		36		36
Series A convertible preferred stock dividends		(4)			(4)
Balance at end of period (in shares) at Sep. 30, 2023			141
Balance at end of period at Sep. 30, 2023		1,363	$ 1	806	958	(402)	0
Balance at beginning of period (in shares) at Dec. 31, 2023	142.6		143
Balance at beginning of period at Dec. 31, 2023	$ 25	25	$ 1	874	(421)	(429)	0
Comprehensive income:
Net income (loss)		(41)			(40)		(1)
Other comprehensive income (loss)		(23)				(22)	(1)
Total comprehensive income (loss)		(64)			(40)	(22)	(2)
Employee stock purchase and stock compensation plans (in shares)			2
Employee stock purchase and stock compensation plans		5		5
Series A convertible preferred stock dividends		(4)			(4)
Spin-Off of NCR Atleos	$ 2				2
Balance at end of period (in shares) at Mar. 31, 2024			145
Balance at end of period at Mar. 31, 2024		(36)	$ 1	879	(463)	(451)	(2)
Balance at beginning of period (in shares) at Dec. 31, 2023	142.6		143
Balance at beginning of period at Dec. 31, 2023	$ 25	25	$ 1	874	(421)	(429)	0
Comprehensive income:
Other comprehensive income (loss)	(32)
Total comprehensive income (loss)	$ 936
Balance at end of period (in shares) at Sep. 30, 2024	145.5		145
Balance at end of period at Sep. 30, 2024	$ 1,011	1,011	$ 1	911	561	(460)	(2)
Balance at beginning of period (in shares) at Mar. 31, 2024			145
Balance at beginning of period at Mar. 31, 2024		(36)	$ 1	879	(463)	(451)	(2)
Comprehensive income:
Net income (loss)		(73)			(73)
Other comprehensive income (loss)		(17)				(17)
Total comprehensive income (loss)		(90)			(73)	(17)
Employee stock purchase and stock compensation plans		20		20
Series A convertible preferred stock dividends		(4)			(4)
Spin-Off of NCR Atleos	23				23
Balance at end of period (in shares) at Jun. 30, 2024			145
Balance at end of period at Jun. 30, 2024		(87)	$ 1	899	(517)	(468)	(2)
Comprehensive income:
Net income (loss)		1,082			1,082
Other comprehensive income (loss)	8	8				8
Total comprehensive income (loss)	$ 1,090	1,090			1,082	8
Employee stock purchase and stock compensation plans		12		12
Series A convertible preferred stock dividends		(4)			(4)
Balance at end of period (in shares) at Sep. 30, 2024	145.5		145
Balance at end of period at Sep. 30, 2024	$ 1,011	$ 1,011	$ 1	$ 911	$ 561	$ (460)	$ (2)

Basis of Presentation and Summa

Basis of Presentation and Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	1. BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accompanying Condensed Consolidated Financial Statements have been prepared by NCR Voyix Corporation (“NCR Voyix”, the “Company”, “we” or “us”) without audit pursuant to the rules and regulations of the U.S. Securities and Exchange Commission (“SEC”) and, in the opinion of management, include all adjustments (consisting of normal, recurring adjustments, unless otherwise disclosed) necessary for a fair statement of the condensed consolidated results of operations, financial position, and cash flows for each period presented. The consolidated results for the interim periods are not necessarily indicative of results to be expected for the full year. The 2023 year-end Condensed Consolidated Balance Sheet was derived from audited financial statements, but does not include all disclosures required by accounting principles generally accepted in the United States (GAAP). These financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2023. Sale of Digital Banking On August 6, 2024, the Company entered into a definitive purchase agreement with an affiliate of The Veritas Capital Fund VIII, L.P. (the “Buyer”) pursuant to which the Buyer agreed to purchase the Company’s Digital Banking segment businesses (the “Digital Banking Sale”). On September 30, 2024, the Company completed the Digital Banking Sale pursuant to the purchase agreement. The purchase price for the transaction was $2.45 billion in cash, subject to a post-closing adjustment, as well as contingent consideration of up to an additional $100 million in cash upon the achievement of a specified return on the Buyer’s invested capital at the time of any future sale. The Company records contingent consideration at fair value based on the consideration expected to be transferred, which was estimated to be zero as of September 30, 2024. The accounting requirements for reporting the Digital Banking Sale as a discontinued operation were met when the definitive agreement was signed. Accordingly, the financial results for Digital Banking for the three and nine months ended September 30, 2024 and 2023 are presented as net income (loss) from discontinued operations, net of tax on the Consolidated Statements of Operations. Refer to Note 2, “Discontinued Operations” for additional information. In connection with the Digital Banking Sale, the Company and the Buyer entered into certain agreements, including a transition services agreement, providing for the performance of certain services by the Company for the benefit of the Buyer for a period of time after the Digital Banking Sale. Transition of Hardware Business to ODM Model On August 6, 2024, the Company announced its entry into a commercial agreement with Ennoconn Corporation (“Ennoconn”) to transition its self-checkout and point-of-sale hardware businesses to an outsourced design and manufacturing model including the sale of certain assets relating to these businesses (the “Hardware Business Transition”). Under the terms of the agreement, Ennoconn will design, manufacture, warrant, supply, and ship self-checkout and point-of sale hardware directly to the Company’s customers and the Company will sell hardware to its customers as a sales agent for Ennoconn and continue to provide its point-of sale and self-checkout software as well as key support and maintenance services. As a result of the Hardware Business Transition, the Company expects to record commission revenue from point-of-sale and self-checkout hardware sales as an agent for Ennoconn on a net basis, excluding the costs paid to Ennoconn. While the Company and Ennoconn are targeting January 1, 2025 to implement the new hardware model, this date is dependent upon the migration of aspects of our hardware business to Ennoconn that are not yet complete. Spin-off of NCR Atleos On October 16, 2023, the Company completed its separation of its ATM-focused business, including its self-service banking, payments & network and telecommunications and technology businesses, through the spin-off of its wholly owned subsidiary, NCR Atleos Corporation (“NCR Atleos”), (the “Spin-Off”). The Spin-Off was effected through a pro rata distribution of all outstanding shares of NCR Atleos common stock to holders of NCR Voyix common stock as of the close of business on October 2, 2023 (the “record date”). The Company distributed one share of NCR Atleos common stock for every two common shares of NCR Voyix outstanding as of the record date. Shareholders received cash in lieu of fractional shares of Atleos common stock. The Spin-Off is expected to qualify as a tax-free distribution for U.S. federal income tax purposes. NCR Atleos is an independent, publicly traded company focused on providing self-directed banking solutions to a global customer base, including financial institutions, retailers and consumers, and NCR Voyix retains no ownership interest. The accounting requirements for reporting the Spin-Off of NCR Atleos as a discontinued operation were met when the separation was completed. Accordingly, the financial results for NCR Atleos for the three and nine months ended September 30, 2023 are presented as net income (loss) from discontinued operations, net of tax on the Consolidated Statements of Operations. Refer to Note 2, “Discontinued Operations” for additional information. In connection with the Spin-Off, the Company and NCR Atleos entered into various agreements to effect the Spin-Off and provide a framework for the relationship between the Company and NCR Atleos after the Spin-Off. Such agreements include the separation and distribution agreement, as well as the following ongoing agreements: a transition services agreement, tax matters agreement, employee matters agreement, patent and technology cross-license agreement, trademark license and use agreement, master services agreement and various other transaction agreements. Under these agreements, the Company continues to provide certain products and services to NCR Atleos following the Spin-Off and receives certain products and services from NCR Atleos following the Spin-Off. Use of Estimates The preparation of financial statements in accordance with GAAP requires management to make estimates and judgments that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements, and revenue and expenses during the period reported. Although our estimates contemplate current and expected future conditions, as applicable, it is reasonably possible that actual conditions could differ from our expectations, which could materially affect our results of operations and financial position. In particular, a number of estimates have been and will continue to be affected by macroeconomic pressures and geopolitical challenges. The ultimate impact on our overall financial condition and operating results will depend on supply chain challenges and cost escalations including materials, interest, labor and freight, and any additional governmental and public actions taken in response. As a result, our accounting estimates and assumptions may change over time as a consequence of the effects of these external factors. Such changes could result in future impairments of goodwill, intangible assets, long-lived assets, incremental credit losses on accounts receivable and decreases in the carrying amount of our tax assets. Evaluation of Subsequent Events The Company evaluated subsequent events through the date that our Condensed Consolidated Financial Statements were issued. Other than the items discussed within the Notes to the Consolidated Financial Statements, no matters were identified that required adjustment to the Condensed Consolidated Financial Statements or additional disclosure. Reclassifications Certain prior-period amounts have been reclassified in the accompanying Condensed Consolidated Financial Statements and Notes thereto in order to conform to the current period presentation. Reclassifications had no effect on prior year net income or stockholders’ equity. Cyber ransomware incident On April 13, 2023, the Company determined that a single data center outage impacting certain of its commerce customers was caused by a cyber ransomware incident. Upon such determination, the Company immediately started contacting customers, enacted its cybersecurity protocol and engaged outside experts to contain the incident and begin the recovery process. The Company concluded that this incident impacted operations for some customers only with respect to specific Aloha cloud-based services and Counterpoint. Our investigation also concluded no financial reporting systems were impacted. As of September 30, 2024, the Company has incurred $46 million of expenses related to the cyber ransomware incident and has recovered $21 million under our insurance policies. As of September 30, 2024, we expect to receive an additional $6 million, which was recorded as an insurance receivable. We are still pursuing insurance recoveries for the remaining costs. We may incur additional costs relating to this incident in the future, including expenses to respond to this matter, payment of damages or other costs to customers or others. At this time we do not believe additional costs incurred as a result of the incident will ultimately have a material adverse effect on our business, results of operations or financial condition; however, we remain subject to risks and uncertainties as a result of the incident. Out-of-period adjustments In the first quarter of 2023, the Company recorded a $10 million out-of-period adjustment to increase operating expenses and an employee-related liability in order to correct for an understatement of such same balances during the fourth quarter of 2022. In the second quarter of 2024, the Company recorded an out-of-period correction to decrease revenue by $10 million, decrease accounts receivable by $5 million, and increase contract liabilities by $5 million. The adjustment is not expected to be material to the full year results of operations for 2024. During the second quarter of 2024, the Company recorded corrections related to the Spin-Off. As of December 31, 2023, total assets were understated by approximately $12 million, total liabilities were overstated by approximately $7 million, and total equity was understated by approximately $19 million, which is included in the “Spin-Off of NCR Atleos” line in the Statements of Changes in Stockholders’ Equity (Deficit). In the third quarter of 2024, the Company recorded an out-of-period correction related to foreign currency to increase other expense, net by approximately $8 million, increase other current liabilities by $4 million and increase accumulated other comprehensive (loss) income by $4 million. The adjustment is not expected to be material to the full year results of operations for 2024. The aggregation of the remaining 2024 out-of-period corrections are not expected to be material to the full year results of operations for 2024. The Company evaluated the impact of these adjustments and concluded they were not material to any previously issued interim or annual consolidated financial statements. ACH Disbursements In February 2024, the Company identified fraudulent automated clearing house (“ACH”) disbursements from a Company bank account. The cumulative amount of these disbursements totaled $34 million. As of September 30, 2024, the Company has recovered approximately $15 million of fraudulent disbursements from the Company’s banks and is pursuing insurance recoveries in connection with this matter. In preparing the consolidated financial statements for the year ended December 31, 2023, the Company identified incorrectly recorded ACH disbursements for the quarterly periods ending March 31, 2023, June 30, 2023 and September 30, 2023 in an accounts receivable clearing account instead of as operating expenses. The Company evaluated the impact of these errors and concluded that they were not material to any previously issued financial statements. As a result of these errors, the Company has made adjustments to the prior period amounts presented in these financial statements. The impact of the revisions to the three and nine month periods ended September 30, 2023 are presented in Note 17, “Revised 2023 Quarterly Financial Statements”. Cash, Cash Equivalents, and Restricted Cash The reconciliation of cash, cash equivalents and restricted cash in the Condensed Consolidated Statements of Cash Flows is as follows: In millions September 30 Balance Sheet Location 2024 2023 Cash and cash equivalents Cash and cash equivalents $ 795 $ 675 Short term restricted cash Restricted cash, current — 30 Long term restricted cash Other assets 4 2,068 Cash included in settlement processing assets Restricted cash, current 26 240 Total cash, cash equivalents and restricted cash $ 825 $ 3,013 Cash, cash equivalents and restricted cash of discontinued operations — 2,704 Total cash, cash equivalents and restricted cash of continuing operations $ 825 $ 309 Contract Assets and Liabilities The following table presents the net contract liability balances as of September 30, 2024 and December 31, 2023. In millions Location in the Condensed Consolidated Balance Sheet September 30, 2024 December 31, 2023 Current portion of contract liabilities Contract liabilities $ 186 $ 157 Non-current portion of contract liabilities Other liabilities $ 13 $ 12 During the nine months ended September 30, 2024, the Company recognized $131 million in revenue that was included in contract liabilities as of December 31, 2023. During the nine months ended September 30, 2023, the Company recognized $159 million in revenue that was included in contract liabilities as of December 31, 2022. Remaining Performance Obligations Remaining performance obligations represent the transaction price of orders for which products have not been delivered or services have not been performed. As of September 30, 2024, the aggregate amount of the transaction price allocated to remaining performance obligations was approximately $946 million. The Company expects to recognize revenue on over approximately three-quarters of the remaining performance obligations over the next 12 months, with the remainder recognized thereafter. The majority of our professional services are expected to be recognized over the next 12 months but this is contingent upon a number of factors, including customers’ needs and schedules. The Company has made three elections that affect the value of remaining performance obligations described above. We do not disclose remaining performance obligations for contracts where variable consideration is directly allocated based on usage or when the original expected duration is one year or less. Additionally, we do not disclose remaining performance obligations for contracts where we recognize revenue from the satisfaction of the performance obligation in accordance with the ‘right to invoice’ practical expedient. Capitalized Software Capitalized development costs for internal-use software and software that will be sold, leased or otherwise marketed were $311 million and $317 million as of September 30, 2024 and December 31, 2023, respectively, presented within Other assets on the Condensed Consolidated Balance Sheets. Recent Accounting Pronouncements Accounting Pronouncements Issued But Not Yet Adopted In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures . The amendment enhances disclosures of significant segment expenses by requiring disclosure of significant segment expenses regularly provided to the chief operating decision maker (“CODM”), extend certain annual disclosures to interim periods, and permit more than one measure of segment profit or loss to be reported under certain conditions. The amendment is effective for the Company in fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption of the amendment is permitted, including adoption in any interim periods for which financial statements have not been issued. The Company plans to adopt ASU 2023-07 and conform to the applicable disclosure retrospectively when it becomes effective for the Annual Report on Form 10-K for the year ending December 31, 2024. Other than the new disclosure requirements, the adoption of this guidance will not have a significant impact on the Company’s consolidated financial statements. In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures . This guidance requires disclosure of specific categories in the rate reconciliation and provides additional information for reconciling items that meet a specified quantitative threshold. The guidance is effective for fiscal years beginning after December 15, 2024, with early adoption permitted. The Company is in the process of assessing the impact the adoption of this guidance will have on the Company’s financial statement disclosures. In November 2024, the FASB issued ASU 2024-03, Income Statement – Reporting Comprehensive Income – Expense Disaggregation Disclosures (Topic 220): Disaggregation of Income Statement Expenses . This guidance requires additional disclosure of certain amounts included in the expense captions presented on the Statement of Operations as well as disclosures about selling expenses. The ASU is effective on a prospective basis, with the option for retrospective application, for annual periods beginning after December 15, 2026 and interim reporting periods beginning after December 15, 2027. Early adoption is permitted for annual financial statements that have not yet been issued. The Company is in the process of assessing the impact the adoption of this guidance will have on the Company’s financial statement disclosures. Although there are other new accounting pronouncements issued by the FASB and not yet adopted by or effective for the Company, the Company does not believe any of these accounting pronouncements will have a material impact on its consolidated financial statements.

Discontinued Operations

Discontinued Operations	9 Months Ended
	Sep. 30, 2024
Discontinued Operations and Disposal Groups [Abstract]
DISCONTINUED OPERATIONS	2. DISCONTINUED OPERATIONS Digital Banking Sale On September 30, 2024, the Company completed the Digital Banking Sale. Refer to Note 1, “Basis of Presentation and Summary of Significant Accounting Policies” for additional information. The historical results of the Digital Banking businesses have been presented as discontinued operations for the periods presented. The Company’s presentation of discontinued operations excludes general corporate overhead costs that did not meet the requirements to be presented as discontinued operations. The Company recognized a pre-tax gain of approximately $1.5 billion, which was recognized in Net income (loss) from discontinued operations. The following table presents the major categories of income (loss) from discontinued operations related to the Digital Banking Sale: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Product revenue $ 15 $ 16 $ 38 $ 37 Service revenue 141 134 419 392 Total revenue 156 150 457 429 Cost of products 9 12 31 30 Cost of services 65 73 221 209 Selling, general and administrative expenses 39 19 84 56 Research and development expenses 14 10 37 31 Total operating expenses 127 114 373 326 Income from discontinued operations 29 36 84 103 Interest expense — — — — Other income (expense), net (48) (5) (48) (5) Income (loss) from discontinued operations before gain on sale of business and income taxes (19) 31 36 98 Gain on sale of business 1,546 — 1,546 — Income (loss) from discontinued operations before income taxes 1,527 31 1,582 98 Income tax expense (benefit) 395 (1) 401 (2) Net income (loss) from discontinued operations 1,132 32 1,181 100 Net income (loss) attributable to noncontrolling interests — — — — Net income (loss) from discontinued operations related to Digital Banking $ 1,132 $ 32 $ 1,181 $ 100 The following table presents the major classes of assets and liabilities of discontinued operations related to the Digital Banking Sale: In millions December 31, 2023 Assets Current assets Cash and cash equivalents $ 2 Accounts receivable, net of allowances 58 Prepaid and other current assets 9 Total current assets 69 Property, plant and equipment, net 5 Goodwill 521 Intangibles, net 168 Operating lease assets 5 Deferred income taxes 2 Other assets 183 Noncurrent assets 884 Total assets of discontinued operations $ 953 Liabilities Current liabilities Accounts payable $ 64 Payroll and benefits liabilities 22 Contract liabilities 30 Other current liabilities 4 Total current liabilities 120 Operating lease liabilities 3 Other liabilities 7 Noncurrent liabilities 10 Total liabilities of discontinued operations $ 130 The following table presents selected financial information related to cash flows from discontinued operations related to the Digital Banking Sale: In millions Nine months ended September 30 2024 2023 Net cash provided by (used in) operating activities $ (299) $ 170 Net cash provided by (used in) investing activities (57) (72) Net cash provided by (used in) financing activities — — Spin-Off of NCR Atleos On October 16, 2023, the Company completed the Spin-Off of NCR Atleos into an independent publicly traded company. Refer to Note 1, “Basis of Presentation and Summary of Significant Accounting Policies” for additional information regarding the Spin-Off. The historical results of NCR Atleos have been presented as discontinued operations. The Company’s presentation of discontinued operations excludes general corporate overhead costs that did not meet the requirements to be presented as discontinued operations. The 2023 presentation of discontinued operations has been updated to reflect the results of operations for the countries that transferred to NCR Atleos during 2024 and excludes the countries that have not yet transferred to NCR Atleos as of September 30, 2024. The results of operations for the countries that have not yet transferred will be presented as part of discontinued operations as of the date of their separation. As of December 31, 2023, there were seven countries that had not yet transferred to NCR Atleos. During the nine months ended September 30, 2024, five of these seven delayed countries transferred to NCR Atleos. The following table presents the major categories of income (loss) from discontinued operations related to the Spin-Off of NCR Atleos: In millions Three months ended September 30 Nine months ended September 30 2024 (1) 2023 2024 (1) 2023 Product revenue $ — $ 247 $ — $ 745 Service revenue — 811 5 2,338 Total revenue — 1,058 5 3,083 Cost of products — 200 — 598 Cost of services — 492 4 1,603 Selling, general and administrative expenses — 176 1 484 Research and development expenses — 16 — 46 Total operating expenses — 884 5 2,731 Income from discontinued operations — 174 — 352 Interest expense — (2) — (2) Other income (expense), net — (18) — (17) Income (loss) from discontinued operations before income taxes — 154 — 333 Income tax expense (benefit) — 48 — 79 Net income (loss) from discontinued operations — 106 — 254 Net income (loss) attributable to noncontrolling interests — 1 — 1 Net income (loss) from discontinued operations related to NCR Atleos $ — $ 105 $ — $ 253 (1) Represents operations of the delayed countries that transferred to NCR Atleos during 2024 through date of separation versus full period of NCR Atleos operations for 2023. The following table presents the major classes of assets and liabilities of discontinued operations related to the Spin-Off of NCR Atleos: In millions December 31, 2023 Assets Current assets Cash and cash equivalents $ 1 Accounts receivable, net of allowances 9 Inventories 4 Prepaid and other current assets 1 Total current assets 15 Other assets 8 Noncurrent assets 8 Total assets of discontinued operations $ 23 Liabilities Current liabilities Accounts payable $ 1 Payroll and benefits liabilities 1 Contract liabilities 10 Other current liabilities 3 Total current liabilities 15 Pension and indemnity plan liabilities 7 Other liabilities 5 Noncurrent liabilities 12 Total liabilities of discontinued operations $ 27 The following table presents selected financial information related to cash flows from discontinued operations related to the Spin-off of NCR Atleos: In millions Nine months ended September 30 2024 (1) 2023 Net cash provided by (used in) operating activities $ — $ 441 Net cash provided by (used in) investing activities — (93) Net cash provided by (used in) financing activities — — (1) Represents operations of the delayed countries that transferred to NCR Atleos during 2024 through date of separation versus full period of NCR Atleos operations for 2023. Environmental Matters The costs and insurance recoveries relating to certain environmental obligations associated with discontinued operations, including those relating to the Fox River and Kalamazoo River matters, are presented in Income (loss) from discontinued operations, net of tax, in the Consolidated Statements of Operations. Income (loss) from discontinued operations, net of tax, related to environmental matters was a loss of $19 million for the three and nine months ended September 30, 2024 and zero and a loss of $1 million for the three and nine months ended September 30, 2023, respectively. Net cash provided by or used in operating activities of discontinued operations related to environmental obligations was $4 million cash used in operating activities and $1 million cash used in operating activities for the nine months ended September 30, 2024 and 2023, respectively. Refer to Note 10, “Commitments and Contingencies” for further information.

Goodwill and Purchased Intangib

Goodwill and Purchased Intangible Assets	9 Months Ended
	Sep. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND PURCHASED INTANGIBLE ASSETS	3. GOODWILL AND PURCHASED INTANGIBLE ASSETS Goodwill by Segment The carrying amounts of goodwill by segment as of September 30, 2024 and December 31, 2023 are included in the table below. Foreign currency fluctuations are included within other adjustments . December 31, 2023 September 30, 2024 In millions Goodwill Accumulated Impairment Total Additions Impairment Other Goodwill Accumulated Impairment Total Retail $ 1,081 $ (34) $ 1,047 $ — $ — $ 3 $ 1,084 $ (34) $ 1,050 Restaurants 495 (23) 472 — — (1) 494 (23) 471 Total goodwill $ 1,576 $ (57) $ 1,519 $ — $ — $ 2 $ 1,578 $ (57) $ 1,521 Identifiable Intangible Assets The Company’s purchased intangible assets, reported in Intangibles, net in the Condensed Consolidated Balance Sheets, were specifically identified when acquired, and are deemed to have finite lives. The gross carrying amount and accumulated amortization for the Company’s identifiable intangible assets were as set forth in the table below. Amortization September 30, 2024 December 31, 2023 In millions Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Identifiable intangible assets Reseller & customer relationships 1 - 20 $ 322 $ (265) $ 322 $ (251) Intellectual property 2 - 8 347 (304) 346 (296) Customer contracts 8 — — — — Tradenames 1 - 10 64 (62) 64 (62) Total identifiable intangible assets $ 733 $ (631) $ 732 $ (609) Amortization expense related to identifiable intangible assets for the following periods is: Three months ended September 30 Nine months ended September 30 In millions 2024 2023 2024 2023 Amortization expense $ 7 $ 11 $ 22 $ 31 The estimated aggregate amortization expense for identifiable intangible assets for the following periods is: For the years ended December 31 In millions Remainder of 2024 2025 2026 2027 2028 2029 Amortization expense $ 6 $ 25 $ 23 $ 19 $ 9 $ 5

Segment Information and Concent

Segment Information and Concentrations	9 Months Ended
	Sep. 30, 2024
Segment Reporting [Abstract]
SEGMENT INFORMATION AND CONCENTRATIONS	4. SEGMENT INFORMATION AND CONCENTRATIONS Subsequent to the Spin-Off and the Digital Banking Sale, as described in Note 1, “Basis of Presentation and Summary of Significant Accounting Policies”, the Company manages and reports the following two segments: • Retail - Our Retail segment is focused on serving retailers of all sizes, from local businesses to some of the most recognized brands in the world. Our software and solutions connect to a modern technology platform that allows retailers to run their stores like they run their digital channels, improving the experience for their customers. These solutions are designed to improve operational efficiency, sales productivity, customer satisfaction and purchasing decisions; provide secure checkout processes and payment systems; and increase service levels. • Restaurants - Our Restaurants segment is focused on serving restaurants and food service establishments of all sizes, ranging from small and medium-sized businesses to some of the world’s top global food service enterprises. Our solution portfolio spans across table-service, quick-service and fast casual industries, providing competitive end-to-end solutions to “run-the-restaurant.” Our solution portfolio offers cloud-based, platform-enabled technology that is designed to improve operational efficiency, increase customer satisfaction, streamline order and transaction processing and reduce operating costs. In addition, we deliver service support, allowing our customers to focus on their core competencies. Our end-to-end services are a strong differentiating factor within the market. Corporate and Other includes income and expenses related to corporate functions that are not specifically attributable to any of our two individual reportable segments along with certain non-strategic businesses that are considered immaterial operating segment(s) and certain countries which are expected to transfer to NCR Atleos during the remainder of 2024, as well as commercial agreements with NCR Atleos. These segments represent components of the Company for which separate financial information is available that is utilized on a regular basis by the chief operating decision maker in assessing segment performance and in allocating the Company’s resources. Management evaluates the performance of the segments based on revenue and Adjusted EBITDA. Adjusted EBITDA is defined as GAAP net income (loss) from continuing operations attributable to NCR Voyix plus interest expense, net; plus income tax expense (benefit); plus depreciation and amortization; plus stock-based compensation expense; plus other income (expense); plus pension mark-to-market adjustments and other special items, including amortization of acquisition-related intangibles, acquisition-related costs, separation-related costs, cyber ransomware incident recovery costs net of insurance recoveries, fraudulent ACH disbursements costs, net of recoveries, transformation and restructuring charges (which includes integration, severance and other exit and disposal costs), and strategic initiative costs, among others. The special items are considered non-operational or non-recurring in nature, so are excluded from the Adjusted EBITDA metric utilized by our chief operating decision maker in evaluating segment performance and are separately delineated to reconcile back to total reported GAAP net income (loss) from continuing operations attributable to the Company. Assets are not allocated to segments, and thus are not included in the assessment of segment performance. Consequently, we do not disclose total assets by reportable segment. The accounting policies used to determine the results of the operating segments are the same as those utilized for the condensed consolidated financial statements as a whole. Intersegment sales and transfers are not material. The following table presents revenue and Adjusted EBITDA by segment: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Revenue by segment Retail $ 487 $ 552 $ 1,495 $ 1,633 Restaurants 211 229 614 663 Total segment revenue $ 698 $ 781 $ 2,109 $ 2,296 Other 13 28 35 86 Total revenue $ 711 $ 809 $ 2,144 $ 2,382 Adjusted EBITDA by segment Retail $ 108 $ 123 $ 281 $ 321 Restaurants 66 52 183 147 Segment Adjusted EBITDA $ 174 $ 175 $ 464 $ 468 The following table reconciles Segment Adjusted EBITDA to Net income (loss) from continuing operations attributable to NCR Voyix: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Segment Adjusted EBITDA $ 174 $ 175 $ 464 $ 468 Corporate and other income and expenses not allocated to reportable segments 81 72 231 196 Depreciation and amortization 53 49 153 140 Acquisition-related amortization of intangibles 7 11 22 31 Interest expense 40 83 120 257 Interest income (2) (5) (5) (11) Acquisition-related costs — — — 1 Loss (gain) on debt extinguishment (8) — (8) — Income tax expense (benefit) (1) 187 3 200 Stock-based compensation expense 9 19 32 65 Transformation and restructuring costs (1) 16 1 90 5 Separation costs (2) 1 10 9 18 Loss (gain) on disposal of businesses — (3) (14) (10) Foreign currency devaluation (3) — — 15 — Fraudulent ACH disbursements (4) (2) 5 (4) 10 Cyber ransomware incident recovery costs (5) (1) 12 (5) 23 Strategic initiatives (6) 12 — 18 — Net income (loss) from continuing operations attributable to NCR Voyix $ (31) $ (266) $ (193) $ (457) (1) Represents integration, severance, and other exit and disposal costs which are considered non-operational in nature. (2) Represents costs incurred as a result of the Spin-Off. Professional fees to effect the spin-off of NCR Atleos including separation management, organizational design, and legal fees have been classified within discontinued operations during the three and nine months ended September 30, 2023. (3) Represents gains and losses recognized during the period due to changes in valuation of the Lebanese pound and the Egyptian pound. (4) Represents Company identified fraudulent ACH disbursements from a Company bank account, net of recoveries. Additional details regarding this item are discussed in Note 1, “Basis of Presentation and Summary of Significant Accounting Policies”. (5) Represents expenses to respond to, remediate and investigate the April 13, 2023 cyber ransomware incident, net of insurance recoveries. Additional details regarding this cyber ransomware incident are discussed in Note 1, “Basis of Presentation and Summary of Significant Accounting Policies”. (6) Represents professional fees related to strategic initiatives which are considered non-operational in nature. Revenue is attributed to the geographic area to which the product is delivered or in which the service is provided. The following table presents revenue by geographic area for the Company: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 United States $ 457 $ 568 $ 1,363 $ 1,601 Americas (excluding United States) 50 53 173 161 Europe, Middle East and Africa 130 117 377 372 Asia Pacific 74 71 231 248 Total revenue $ 711 $ 809 $ 2,144 $ 2,382 The following table presents the recurring revenue and all other products and services revenue that is recognized at a point in time for the Company: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Recurring revenue (1) $ 407 $ 409 $ 1,214 $ 1,216 All other products and services 304 400 930 1,166 Total revenue $ 711 $ 809 $ 2,144 $ 2,382 (1) Recurring revenue includes all revenue streams from contracts where there is a predictable revenue pattern that will occur at regular intervals with a relatively high degree of certainty. This includes hardware and software maintenance revenue, cloud revenue, payment processing revenue, and certain professional services arrangements, as well as term-based software license arrangements that include customer termination rights.

Debt Obligations

Debt Obligations	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
DEBT OBLIGATIONS	5. DEBT OBLIGATIONS The following table summarizes the Company’s short-term borrowings and long-term debt: September 30, 2024 December 31, 2023 In millions, except percentages Amount Weighted-Average Interest Rate Amount Weighted-Average Interest Rate Short-Term Borrowings Current portion of Senior Secured Credit Facility (1) $ — —% $ 15 8.46% Total short-term borrowings $ — $ 15 Long-Term Debt Senior Secured Credit Facility: Term loan facility (1) $ — —% $ 185 8.46% Revolving credit facility (1) — —% 98 9.07% Senior notes: 5.000% Senior Notes due 2028 650 650 5.125% Senior Notes due 2029 403 1,200 5.250% Senior Notes due 2030 52 450 Deferred financing fees (7) (20) Total long-term debt $ 1,098 $ 2,563 (1) Interest rates are weighted-average interest rates as of September 30, 2024 and December 31, 2023. Senior Secured Credit Facility The Company is party to a senior secured credit agreement with certain subsidiaries of the Company party thereto as foreign borrowers, the lenders party thereto and Bank of America, N.A., as administrative agent (in such capacity, the “Administrative Agent”). This credit agreement provides for senior secured credit facilities in an aggregate principal amount of $700 million, which are comprised of (i) a five-year multicurrency revolving credit facility in the aggregate principal amount of $500 million (including (a) a letter of credit sub-facility in an aggregate principal amount of up to $75 million and (b) a sub-facility in an aggregate principal amount of up to $200 million for borrowings and letters of credit in certain agreed foreign currencies) (the “Revolving Credit Facility,” and the loans thereunder, the “Revolving Loans”) and (ii) a five-year term loan “A” facility in the aggregate principal amount of $200 million (the “Term Loan A Facility,” and the loans thereunder, the “Term A Loans” and, the Term Loan A Facility, together with the Revolving Credit Facility, the “Senior Secured Credit Facilities”). The Term A Loans and the Revolving Loans (collectively, the “Loans”) bear interest based on SOFR (or an alternative reference rate for amounts denominated in a currency other than Dollars), or, at the Company’s option, in the case of amounts denominated in Dollars, at a base reference rate equal to the highest of (a) the federal funds rate plus 0.50%, (b) the rate of interest last quoted by the Administrative Agent as its “prime rate” and (c) the one-month SOFR rate plus 1.00% (the “Base Rate”), plus, as applicable, a margin ranging from 2.25% to 3.25% per annum for SOFR-based Loans and ranging from 1.25% to 2.25% per annum for Base Rate-based Loans, in each case, depending on the Company’s consolidated leverage ratio. The outstanding principal balance of the Term Loan A Facility was required to be repaid in quarterly installments beginning March 31, 2024 in an amount equal to (i) 1.875% of the original principal amount of the Term A Loans during the first three years and (ii) 2.50% of the original principal amount of the Term A Loans during final two years. Any remaining outstanding balance will be due at maturity on October 16, 2028. The Revolving Credit Facility is not subject to amortization and will mature on October 16, 2028. On September 30, 2024, using a portion of the proceeds from the Digital Banking Sale, the Company repaid all loans outstanding under the Senior Secured Credit Facilities (but did not reduce the principal amount of the commitments under the Revolving Loans). The obligations under the Senior Secured Credit Facilities are guaranteed by certain of the Company’s material subsidiaries (the “Guarantors”). The obligations under the Senior Secured Credit Facilities and the above described guarantee are secured by a first priority lien and security interest in certain equity interests owned by the Company and the Guarantors in certain of their respective domestic and foreign subsidiaries, and a first priority lien and security interest in substantially all of the assets of the Company and the Guarantors, subject to certain exclusions. The Senior Secured Credit Facilities contain customary representations and warranties, affirmative covenants, and negative covenants. The negative covenants limit the Company’s and its subsidiaries’ ability to, among other things, incur indebtedness, create liens on the Company’s or its subsidiaries’ assets, engage in fundamental changes, make investments, sell or otherwise dispose of assets, engage in sale-leaseback transactions, make restricted payments, repay subordinated indebtedness, engage in certain transactions with affiliates and enter into agreements restricting the ability of the Company’s subsidiaries to make distributions to the Company or incur liens on their assets. The Senior Secured Credit Facilities also contain a financial covenant that does not permit the Company to allow its consolidated leverage ratio to exceed (i) in the case of any fiscal quarter ending on or prior to September 30, 2024, 4.75 to 1.00, (ii) in the case of any fiscal quarter ending on or following September 30, 2024 and prior to September 30, 2025, 4.50 to 1.00 and (iii) in the case of any fiscal quarter ending on or following September 30, 2025, 4.25 to 1.00, in each case subject, to (x) increases of 0.25 in connection with the consummation of any material acquisition and applicable to the fiscal quarter in which such acquisition is consummated and the three consecutive fiscal quarters thereafter, and (y) a maximum cap of 5.00 to 1.00. The Senior Secured Credit Facilities also include provisions for events of default, which are customary for similar financings. Upon the occurrence of an event of default, the lenders may, among other things, terminate the loan commitments, accelerate all loans and require cash collateral deposits in respect of outstanding letters of credit. If the Company is unable to pay or repay the amounts due, the lenders could, among other things, proceed against the collateral granted to them to secure such indebtedness. Senior Unsecured Notes On August 20, 2020, the Company issued $650 million aggregate principal amount of 5.000% senior unsecured notes due in 2028 (the “5.000% Notes”) and $450 million aggregate principal amount of 5.250% senior unsecured notes due in 2030 (the “5.250% Notes”). Interest is payable on the 5.000% and 5.250% Notes semi-annually in arrears at interest rates of 5.000% and 5.250%, respectively, on April 1 and October 1. The 5.000% and 5.250% Notes were sold at 100% of the principal amount and mature on October 1, 2028 and October 1, 2030, respectively. Prior to October 1, 2025 with respect to the 5.250% Notes, the Company may redeem some or all of such series of Notes by paying a redemption price equal to 100% of the principal amount of the Notes to be redeemed plus the Applicable Premium, as defined in the indenture governing the applicable series of notes, plus accrued and unpaid interest to, but excluding, the redemption date (subject to the right of holders of record of the Notes on the relevant record date to receive interest due on the relevant interest payment date). The Company has the option to redeem the 5.000% Notes, in whole or in part, at any time, at a redemption price of 101.250% and 100% during the 12-month periods commencing on October 1, 2024 and 2025 and thereafter, respectively, plus accrued and unpaid interest to the redemption date. The Company has the option to redeem the 5.250% Notes, in whole or in part, at any time on or after October 1, 2025, at a redemption price of 102.625%, 101.750%, 100.875%, and 100% during the 12-month periods commencing on October 1, 2025, 2026, 2027 and 2028 and thereafter, respectively, plus accrued and unpaid interest to the redemption date. On April 6, 2021, the Company issued $1.2 billion aggregate principal amount of 5.125% senior unsecured notes due 2029 (the “5.125% Notes”). Interest is payable on the 5.125% Notes semi-annually in arrears at annual rates of 5.125% on April 15 and October 15 of each year. The 5.125% Notes will mature on April 15, 2029. The Company has the option to redeem the 5.125% Notes, in whole or in part, on or after April 15, 2024, at a redemption price of 102.563%, 101.281% and 100% during the 12-month periods commencing on or after April 15, 2024, 2025 and 2026 and thereafter, respectively, plus accrued and unpaid interest to the redemption date. The senior unsecured notes are the Company’s senior unsecured obligations and are jointly and severally unconditionally guaranteed on a senior unsecured basis by the Company’s domestic material subsidiaries, subject to certain limitations, that guarantee the Company’s Senior Secured Credit Facilities pursuant to supplemental indentures governing each applicable series of senior unsecured notes. The indentures governing the senior unsecured notes contain customary events of default, including, among other things, payment default, exchange default, failure to provide certain notices thereunder and certain provisions related to bankruptcy events. The indentures governing the senior unsecured notes also contains customary high yield affirmative and negative covenants, including negative covenants that, among other things, limit the Company and its restricted subsidiaries’ ability to incur additional indebtedness, create liens on, sell or otherwise dispose of assets, engage in certain fundamental corporate changes or changes to lines of business activities, make certain investments or material acquisitions, engage in sale-leaseback or hedging transactions, repurchase common stock, pay dividends or make similar distributions on capital stock, repay certain indebtedness, engage in certain affiliate transactions and enter into agreements that restrict their ability to create liens, pay dividends or make loan repayments. If the senior unsecured notes are assigned an “investment grade” rating by Moody’s or S&P and no default has occurred or is continuing, certain covenants will be terminated. On September 30, 2024, a portion of the proceeds from the Digital Banking Sale were used to settle the Company’s previously announced tender offers to purchase up to $1.2 billion aggregate purchase price, excluding accrued and unpaid interest, of the Company’s senior unsecured notes, subject to prioritized acceptance levels and proration. Pursuant to the terms of the tender offers and the final settlement, the Company purchased approximately $398 million aggregate principal amount of the 5.250% Notes and $797 million aggregate principal amount of the 5.125% Notes. The Company recognized a gain on extinguishment of debt of $8 million related to the redemption discount of $18 million on the settlement of the 5.250% Notes and 5.125% Notes offset by the write-off of the related deferred financing fees of $10 million. Fair Value of Debt The Company utilized Level 2 inputs, as defined in the fair value hierarchy, to measure the fair value of the long-term debt, which, as of September 30, 2024 and December 31, 2023 was $1.08 billion and $2.47 billion, respectively. Management’s fair value estimates were based on quoted prices for recent trades of the Company’s long-term debt, quoted prices for similar instruments, and inquiries with certain investment communities.

Trade Receivables Facility

Trade Receivables Facility	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
TRADE RECEIVABLES FACILITY	6. TRADE RECEIVABLES FACILITY Prior to September 30, 2024, the Company maintained a trade receivables facility (the “T/R Facility”) pursuant to which a wholly-owned, bankruptcy-remote subsidiary of the Company (the “U.S. SPE”) and a wholly-owned, bankruptcy remote subsidiary of a Canadian affiliate of the Company (the “Canadian SPE,” and together with the U.S. SPE, the “SPEs”) continuously acquired all of the trade receivables originated by the Company and the Canadian affiliate (and certain other affiliates from time to time party to the T/R Facility). The SPEs in turn either sold or pledged those trade receivables to unaffiliated purchasers party to the T/R Facility (the “Purchasers”). On September 1, 2024, the Company voluntarily repaid a portion of the amounts outstanding under the T/R Facility to reduce the commitment of the Purchasers from $300 million to $252 million and to reacquire all outstanding trade receivables related to the Digital Banking business. On September 30, 2024, the Company used a portion of the proceeds from the Digital Banking Sale to voluntarily pay all remaining amounts outstanding under the T/R Facility. In connection with the payment of such amounts, the Company terminated the T/R Facility and reacquired all of the outstanding trade receivables that had previously been sold by it (and by its affiliates then party to the T/R Facility) to the SPEs (including any outstanding trade receivables that had been further sold on to the Purchasers) and these amounts are included in Accounts receivable, net in the Company’s Condensed Consolidated Balance Sheets. Prior to the termination of the T/R Facility, the total outstanding balance of trade receivables sold to the Purchasers could be up to $252 million (or prior to September 1, 2024, up to $300 million) at any one time, which represented the maximum purchase commitment from the Purchasers. The actual outstanding balance of trade receivables that were sold varied based on the level of activity and other factors and could be less than the maximum purchase commitment. The total outstanding balance of trade receivables that were sold to the Purchasers and derecognized by the U.S. SPE was approximately zero and $288 million as of September 30, 2024 and December 31, 2023, respectively. Excluding the trade receivables sold to the Purchasers, the SPEs collectively owned zero and $107 million of trade receivables as of September 30, 2024 and December 31, 2023, respectively, and these amounts are included in Accounts receivable, net in the Company’s Condensed Consolidated Balance Sheets.

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2024
Income Tax Disclosure [Abstract]
INCOME TAXES	7. INCOME TAXES Income tax provisions for interim (quarterly) periods are based on an estimated annual effective income tax rate calculated separately from the effect of significant, infrequent or unusual items. Income tax benefit from continuing operations was $1 million for the three months ended September 30, 2024 compared to income tax expense of $187 million for the three months ended September 30, 2023. The change in tax expense was primarily due to $195 million discrete tax expenses related to the internal restructuring transactions in connection with the Spin-Off for the three months ended September 30, 2023. Income tax expense was $3 million for the nine months ended September 30, 2024 compared to income tax expense of $200 million for the nine months ended September 30, 2023. The change in tax expense was primarily due to $195 million discrete tax expenses related to the internal restructuring transactions in connection with the Spin-Off for the nine months ended September 30, 2023. The Company’s current tax liability was $388 million and $31 million as of September 30, 2024 and December 31, 2023, respectively, presented within Other current liabilities on the Condensed Consolidated Balance Sheets. The increase in the expected current tax liability relates to taxes for the Digital Banking Sale and will be paid within the next 12 months.

Stock Compensation Plans

Stock Compensation Plans	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement [Abstract]
STOCK COMPENSATION PLANS	8. STOCK COMPENSATION PLANS As of September 30, 2024, the Company’s stock-based compensation consisted of restricted stock units, employee stock purchase plan and stock options. Stock-based compensation expense for the following periods were: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Restricted stock units $ 8 $ 17 $ 29 $ 57 Stock options — — — 2 Employee stock purchase plan 1 2 3 6 Stock-based compensation expense 9 19 32 65 Tax benefit (expense) — (1) — (4) Stock-based compensation expense (net of tax) $ 9 $ 18 $ 32 $ 61 Stock-based compensation expense is recognized in the Condensed Consolidated Financial Statements based upon fair value. On March 15, 2024, the Company granted market-based restricted stock units vesting on March 15, 2027. The fair value of the awards was determined based on the grant date fair value and will be recognized over the requisite service period. The table below details the significant assumptions used in determining the fair value of the market-based restricted stock units granted on March 15, 2024: Dividend yield — % Risk-free interest rate 4.44 % Expected volatility 60.37 % Expected volatility for these restricted stock units is calculated as the historical volatility of the Company’s stock over a period of approximately three years, as management believes this is the best representation of prospective trends. The risk-free interest rate was determined based on a three year U.S. Treasury yield curve in effect at the time of the grant. As of September 30, 2024, the total unrecognized compensation cost of $50 million related to unvested restricted stock grants is expected to be recognized over a weighted average period of approximately 1 year. As of September 30, 2024, all stock option grants have vested. Employee Stock Purchase Plan The Company’s Employee Stock Purchase Plan (“ESPP”) provides employees a 15% discount on stock purchases using a three-month look-back feature where the discount is applied to the stock price that represents the lower of the Company’s closing stock price on either the first day or the last day of each calendar quarter. Participants can contribute between 1% and 10% of their compensation.

Employee Benefit Plans

Employee Benefit Plans	9 Months Ended
	Sep. 30, 2024
Retirement Benefits [Abstract]
EMPLOYEE BENEFIT PLANS	9. EMPLOYEE BENEFIT PLANS Employer Contributions Pension For the three and nine months ended September 30, 2024, the Company contributed $3 million and $8 million, respectively, to its international pension plans. The Company anticipates contributing an additional $5 million to its international pension plans for a total of $13 million in 2024. Following the Spin-Off, NCR Atleos assumed the U.S. and certain international pension plan assets and liabilities, along with the associated deferred costs in accumulated other comprehensive loss, which were previously sponsored by the Company. Pursuant to the terms of the Spin-Off transaction documents, the Company is required to contribute 50% of the annual costs of the U.S. pension plan to NCR Atleos to the extent NCR Atleos contributes more than $40 million on an annual basis beginning with the plan year ending December 31, 2024. Postemployment For the three and nine months ended September 30, 2024, the Company contributed $14 million and $39 million, respectively, to its postemployment plan. The Company anticipates contributing an additional $11 million to its postemployment plan for a total of $50 million in 2024. During the three and nine months ended September 30, 2024, the Company recorded $2 million and $32 million, respectively, of employee related costs in accordance with ASC 712, Employers’ Accounting for Postemployment Benefits , when a severance liability was determined to be probable and estimable.

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	10. COMMITMENTS AND CONTINGENCIES In the normal course of business, the Company is subject to various proceedings, lawsuits, claims and other matters, including, for example, those that relate to the environment and health and safety, labor and employment, employee benefits, import/export compliance, patents or other intellectual property, data privacy and security, product liability, commercial disputes and regulatory compliance, among others. Additionally, the Company is subject to diverse and complex laws and regulations, including those relating to corporate governance, public disclosure and reporting, environmental safety and the discharge of materials into the environment, product safety, import and export compliance, data privacy and security, antitrust and competition, government contracting, anti-corruption, and labor and human resources, which are rapidly changing and subject to many possible changes in the future. Compliance with these laws and regulations, including changes in accounting standards, taxation requirements, and federal securities laws among others, may create a substantial burden on, and substantially increase costs to the Company or could have an impact on the Company’s future operating results. The Company has reflected all liabilities when a loss is considered probable and reasonably estimable in the Condensed Consolidated Financial Statements. We do not believe there is a reasonable possibility that losses exceeding amounts already recognized have been incurred, but there can be no assurances that the amounts required to satisfy alleged liabilities from such matters will not impact future operating results. Other than as stated below, the Company does not currently expect to incur material capital expenditures related to such matters. However, there can be no assurances that the actual amounts required to satisfy alleged liabilities from various lawsuits, claims, legal proceedings and other matters, including, but not limited to the Kalamazoo River environmental matter and other matters discussed above and below, and to comply with applicable laws and regulations, will not exceed the amounts reflected in the Condensed Consolidated Financial Statements or will not have a material adverse effect on its consolidated results of operations, capital expenditures, competitive position, financial condition or cash flows. Other Litigation In November 2015, several participants and beneficiaries in five “nonqualified” deferred compensation retirement plans sponsored by the Company (collectively, the “Plans”) filed a putative class action lawsuit against the Company and other named defendants. The plaintiffs alleged, among other things, that the Company breached the terms of the Plan agreements when, upon termination of the Plans, the Company paid lump sum payments based on mortality tables and actuarial calculations. In September 2017, the court certified a class. On February 6, 2024, the court entered summary judgment in favor of the plaintiffs, finding that the Company breached the terms of the Plans when it paid the lump sums in lieu of actuarially equivalent replacement life annuities and ordered that the Company provide class members the amount reflecting the difference between the lump sums they received and the cost of the replacement life annuities. The court further ordered the parties to brief as to what the appropriate relief should have been based on the benefits due to each Plan participant (“Requested Relief Order”). On April 16, 2024, the Company filed its position on the Requested Relief Order. On June 10, 2024, the Court ruled against the Company’s position to the Requested Relief Order, entered a final judgment against the Company, and ordered the Company to calculate the “benefits due” to the Plan participants, including pre-judgment interest, based on the sum that would have been sufficient to allow each participant to purchase a replacement annuity using discount rates prescribed by the Pension Benefit Guaranty Corporation in effect as of the February 25, 2013 termination date. The Company is contesting this matter vigorously. On July 2, 2024, the Company filed a notice of appeal. Given that an estimate or range of possible loss was not ordered in this equitable judgment and moreover cannot be determined at this time in light of the uncertainty regarding the ultimate form of relief and complexities in the methodology and quantification of loss, if any, the parties stipulated to a $45 million supersedeas bond, which is an amount the Company believes may not be correlated to the actual loss (if any). On September 12, 2024, the supersedeas bond was filed and a stay was issued. Any amount sustained following an appeal of this matter is subject to an indemnity obligation by NCR Atleos to contribute 50% of any award. The Company has concluded that, as of September 30, 2024, a loss is reasonably possible but that an estimate or range of possible loss cannot be determined at this time given uncertainty regarding the ultimate form of relief and complexities in the methodology and quantification of damages, if any. Environmental Matters The Company’s facilities and operations are subject to a wide range of environmental protection laws, and the Company has investigatory and remedial activities underway at a number of facilities that it currently owns or operates, or formerly owned or operated, to comply, or to determine compliance, with such laws. Also, the Company has been identified, either by a government agency or by a private party seeking contribution to site clean-up costs, as a potentially responsible party (“PRP”) at a number of sites pursuant to various state and federal laws, including the Federal Water Pollution Control Act, the Comprehensive Environmental Response, Compensation and Liability Act (“CERCLA”) and comparable state statutes. Following the Spin-Off, the Company will retain the responsibility to manage the identified environmental liabilities and remediations, subject however to an indemnity obligation by NCR Atleos to contribute 50% of the costs of certain environmental liabilities after an annual $15 million funding threshold is met. Other than the Kalamazoo River matter discussed below, we currently do not anticipate material expenses and liabilities from these environmental matters. Fox River The Company was one of eight entities that was formally notified by governmental and other entities that it was a PRP for environmental claims (under CERCLA and other statutes) arising out of the presence of polychlorinated biphenyls (“PCBs”) in sediments in the lower Fox River and in the Bay of Green Bay in Wisconsin. The Company was identified as a PRP because of alleged PCB discharges from two carbonless copy paper manufacturing facilities it previously owned, which were located along the Fox River, and carbonless copy paper “broke” the Company allegedly sold to other mills as raw material. In 2017, the Company entered into a Consent Decree with the federal and state governments for the clean-up of the Fox River, which was approved on August 22, 2017 by the federal district court in Wisconsin presiding over this matter. The Consent Decree resolved the Company’s disputes with the enforcement agencies as well as the other PRPs. All litigation relating to the contribution and enforcement of remediation obligations on the Fox River has been concluded. On October 3, 2022, the Environmental Protection Agency issued the Company a Certificate of Completion certifying that all of the Company’s remedial obligations under the Consent Decree have been completed. The cost of the Fox River remediation has been shared with three parties (a previous party, API, fully satisfied its obligations in 2016 and is now bankrupt): B.A.T. Industries p.l.c. (“BAT”) as co-obligor, and AT&T Corp. (“AT&T”) and Nokia (as the successor to Lucent Technologies and Alcatel-Lucent USA) as indemnitors. Under a 1998 Cost Sharing Agreement and subsequent 2005 arbitration award (collectively, the “Cost Sharing Agreement”), from 2008 through 2014, BAT paid 60% of the cost of the Fox River clean-up and natural resource damages (“NRD”). Pursuant to a September 30, 2014 Funding Agreement (the “Funding Agreement”), BAT funded 50% of the Company’s Fox River remediation costs from October 1, 2014 forward. The Funding Agreement also provides the Company contractual avenues for a future payment of, via direct and third-party sources, (1) the difference between BAT’s 60% obligation under the Cost Sharing Agreement on the one hand and their ongoing (since September 2014) 50% payments under the Funding Agreement on the other, and (2) the difference between the amount the Company received under the Funding Agreement and the amount owed to it under the Cost Sharing Agreement for the period from April 2012 through September 2014 (collectively, the “Funding Agreement Receivable”). Pursuant to a 2015 Letter Agreement, the Company’s contractual avenue for direct payment by BAT was effectively stayed pending completion of other unrelated lawsuits by BAT against third-parties. As of September 30, 2024 and December 31, 2023, the Funding Agreement Receivable was approximately $54 million and was included in Other assets in the Condensed Consolidated Balance Sheets. The timing of collection of sums related to the receivable is uncertain, subject and pursuant to the terms of the Funding Agreement and related agreements. This receivable is not taken into account in calculating the Company’s Fox River remaining reserve. Additionally, under a 1996 Divestiture Agreement, the Company, AT&T and Nokia have mutual several (not joint) responsibility for indemnifying each other for certain environmental matters, including the Fox River and the Kalamazoo River discussed below, after defined dollar expenditures are met. AT&T and Nokia have been reimbursing the Company for certain portions of the amounts paid by the Company for the Fox River matter over the defined threshold for Fox River subject to certain offsets for insurance recoveries and net tax benefits (the “Divestiture Agreement Offsets”). The Divestiture Agreement governs certain aspects of AT&T’s divestiture of the Company and Lucent Technologies. Those companies have generally made the payments requested of them by the Company on an ongoing basis. The Company, AT&T and Nokia are currently discussing a final reconciliation of the Divestiture Agreement Offsets, but the timing for a final resolution is uncertain. The final reconciliation of the Funding Agreement Receivable and the Divestiture Agreement Offsets could result in additional expenditures and liabilities for the Company that could be material. As of September 30, 2024 and December 31, 2023, we have no remaining liability for environmental remedial obligations for the Fox River matter. As of September 30, 2024 and December 31, 2023, the liability subject to final reconciliation with indemnitors under the Divestiture Agreement was approximately $22 million. Kalamazoo River In November 2010, The United States Environmental Protection Agency (“USEPA”) issued a “general notice letter” to the Company with respect to the Allied Paper, Inc./Portage Creek/Kalamazoo River Superfund Site (“Kalamazoo River site”) in Michigan. Three other companies - International Paper, Mead Corporation, and Consumers Energy - also received general notice letters at or about the same time. USEPA asserts that the site is contaminated by various substances, primarily PCBs, as a result of discharges by various paper mills located along the river. USEPA does not claim that the Company made direct discharges into the Kalamazoo River, and the Company never had facilities at or near the Kalamazoo River site, but USEPA indicated that “NCR may be liable under Section 107 of CERCLA ... as an arranger, who by contract or agreement, arranged for the disposal, treatment and/or transportation of hazardous substances at the Site.” USEPA stated that it “may issue special notice letters to [NCR] and other PRPs for future RI/FS [remedial investigation / feasibility studies] and RD/RA [remedial design / remedial action] negotiations.” In connection with the Kalamazoo River site, in December 2010 the Company, along with two other defendants, was sued in federal court by three Georgia Pacific (“GP”) affiliate corporations in a private-party contribution and cost recovery action for alleged pollution. The suit sought to require that the Company and other defendants pay a “fair portion” of these companies’ costs and also alleged that the Company was liable to the GP entities as an “arranger” under CERCLA. The initial phase of the case was tried in a Michigan federal court in February 2013 and in September 2013 the court issued a decision that held the Company was liable as an “arranger” as of at least March 1969 (PCB-containing carbonless copy paper was produced from approximately 1954 to April 1971, and the majority of contamination at the Kalamazoo River site had occurred prior to 1969). In a ruling issued in March 2018, the court addressed responsibility for the costs that GP had incurred in the past, totaling to approximately $50 million (GP had sought approximately $105 million, but $55 million of those claims were removed by the court upon motions filed by the Company and other parties). The Company and GP were each assigned a 40% share of those costs, and the other two companies were assigned 15% and 5% as their allocations. The court entered a judgment in the case in June 2018, in which it indicated that it would not allocate future costs, but would enter a declaratory judgment that the four companies together had responsibility for future costs, in amounts and shares to be determined. In July 2018, the Company appealed to the United States Court of Appeals for the Sixth Circuit both the 2013 court decision and the 2018 court decision. During the pendency of the Sixth Circuit appeal, the Company negotiated a settlement of the Kalamazoo River matter with the USEPA and other government agencies. In December 2019, the Company entered into a Consent Decree and in December 2020, the District Court approved the Consent Decree, which resolved the foregoing litigation associated with the Kalamazoo River clean-up, including the Sixth Circuit appeal. The Consent Decree requires the Company to pay GP its 40% share of past costs, to pay the USEPA and state agencies their past and future administrative costs. It also required the Company to dismiss its Sixth Circuit appeal. The Consent Decree further requires the Company to take responsibility for the remediation of a portion, but not all, of the Kalamazoo River. The Consent Decree provides the Company protection from other PRPs, including GP, seeking contribution for their costs associated with the clean-up anywhere on the river, thereby resolving the allocation of future costs left unresolved by the June 2018 judgment. The Company believes it has meritorious claims to recover certain Kalamazoo River remediation expenses from BAT under the Cost Sharing Agreement, discussed above, as the river is a “future site” under the agreement. To date, BAT disputes that the Kalamazoo River is a “future site.” In February 2023, the Company filed an action against BAT in the Southern District of New York seeking a declaration that the Kalamazoo River is a “future site” under the Cost Sharing Agreement. In June 2023, BAT filed an answer asserting counterclaims in the proceedings. On September 14, 2024, the Court entered an opinion stating that the Kalamazoo River is a “future site” within the meaning of the Cost Sharing Agreement. The case remains pending with respect to BAT’s remaining counterclaims and affirmative defenses. In December 2022, the Company met the contractual threshold set forth in the 1996 Divestiture Agreement and as a result also has indemnity or reimbursement claims against AT&T and Nokia. In November 2023, the USEPA issued a conditional approval for a work plan to remediate one area of the Kalamazoo River (referred to by USEPA as Area 4) for which the Company has remediation responsibility. The conditional approval provided the Company with sufficient information to estimate the cost of the first phase of remediation for this area of the river and necessitated an increase in the Kalamazoo reserve. Subsequently, USEPA provided further clarification about the conditions with respect to completing the second phase of the work plan that could substantially increase the costs of remediation. The Company does not believe the scope of work for this second phase is its responsibility under the Consent Decree or the National Contingency Plan. On March 29, 2024, the Company filed a Notice of Dispute with the USEPA objecting to the scope of work for Area 4 as being inconsistent with the National Contingency Plan and contrary to the requirements of the Consent Decree. In June 2024, the Company reached a tentative agreement with the USEPA that will satisfactorily address the Company’s cost concerns and in October 2024, the Company submitted a work plan to the USEPA for approval. In connection with the submittal of the work plan, an updated engineering estimate was developed, which necessitated an increase in the Kalamazoo reserve. The submitted work plan is subject to USEPA approval and if an Area 4 work plan cannot be finalized, the costs to remediate Area 4 could increase substantially. As of September 30, 2024 and December 31, 2023, the total reserve for Kalamazoo was $167 million and $141 million, respectively. The reserve is reported on a basis that is net of expected contributions from the Company’s co-obligors and indemnitors, subject to when the applicable threshold is reached. While the Company believes its co-obligors’ and indemnitors’ obligations are as previously reported, the reserve may be adjusted from time to time to reflect changes in our estimates of remediation costs and recoverability from co-obligors and indemnitors with respect to the Kalamazoo River. As many aspects of the costs of remediation will not be determined for several years (and thus the high end of a range of possible costs for many areas of the site cannot be quantified at this time), the Company has made what it considers to be reasonable estimates of the low end of a range for such costs where remedies are identified, and/or of the costs of investigations and studies for areas of the river where remedies have not yet been determined, and the reserve is informed by those estimates. The extent of the Company’s potential liability remains subject to many uncertainties, notwithstanding the settlement of this matter and related Consent Decree noted above, particularly in as much as remedy decisions and cost estimates will not be generated until times in the future and as most of the work to be performed will take place through the 2030s. Under other assumptions or estimates for possible costs of remediation, which the Company does not at this point consider to be reasonably estimable or verifiable, it is possible that the reserve the Company has taken to discontinued operations reflected in this paragraph could more than approximately double the reflected reserve. Environmental-Related Insurance Recoveries In connection with the Fox River, Kalamazoo River and other environmental sites, through September 30, 2024, the Company has received a combined gross total of approximately $212 million in settlements reached with various of its insurance carriers. Some of the settlements cover not only the Fox River but also other environmental sites; some are limited to either the Fox River or the Kalamazoo River site. Some of the settlements are directed to defense costs and some are directed to indemnity; some settlements cover both defense costs and indemnity. The Company does not anticipate that further material insurance recoveries specific to Kalamazoo River remediation costs will be available to it, but it has recovered some amounts as a result of settlement discussions with certain carriers. Claims with respect to Kalamazoo River defense costs have now been settled, with the amounts of those settlements included in the sum reported above. Environmental Remediation Estimates It is difficult to estimate the future financial impact of environmental laws, including potential liabilities. The Company records environmental provisions when it is probable that a liability has been incurred and the amount or range of the liability is reasonably estimable; in accordance with accounting guidance, where liabilities are not expected to be quantifiable or estimable for a period of years, the estimated costs of investigating those liabilities are recorded as a component of the reserve for that particular site. Provisions for estimated losses from environmental restoration and remediation are, depending on the site, based generally on internal and third-party environmental studies, estimates as to the number and participation level of other PRPs, the extent of contamination, estimated amounts for attorney and other fees, and the nature of required clean-up and restoration actions. Reserves are adjusted as further information develops or circumstances change. Management expects that the amounts reserved from time to time will be paid out over the period of investigation, negotiation, remediation and restoration for the applicable sites. The amounts provided for environmental matters in the Company’s Condensed Consolidated Financial Statements are the estimated gross undiscounted amounts of such liabilities, without deductions for indemnity insurance, third-party indemnity claims or recoveries from other PRPs, except in the event certain criteria supporting the probability of receipt of payment from such third parties is met, the amounts are recorded in the Condensed Consolidated Financial Statements. For the Fox River and Kalamazoo River sites, as described above, assets relating to the AT&T and Nokia indemnities and to the BAT obligations are recorded as payment is supported by contractual agreements, public filings and/or payment history. Guarantees and Product Warranties In the ordinary course of business, the Company may issue performance guarantees on behalf of its subsidiaries to certain of its customers and other parties. Some of those guarantees may be backed by standby letters of credit, surety bonds, or similar instruments. In general, under the guarantees, the Company would be obligated to perform, or cause performance, over the term of the underlying contract in the event of an unexcused, uncured breach by its subsidiary, or some other specified triggering event, in each case as defined by the applicable guarantee. The Company believes the likelihood of having to perform under any such guarantee is remote. As of September 30, 2024 and December 31, 2023, the Company had no material obligations related to such guarantees, and therefore its Condensed Consolidated Financial Statements do not have any associated liability balance. The Company provides its customers a standard manufacturer’s warranty and records, at the time of the sale, a corresponding estimated liability for potential warranty costs. Estimated future obligations due to warranty claims are based upon historical factors, such as labor rates, average repair time, travel time, number of service calls per machine and cost of replacement parts. When a sale is consummated, the total customer revenue is recognized, provided that all revenue recognition criteria are otherwise satisfied, and the associated warranty liability is recorded using pre-established warranty percentages for the respective product classes. Warranty reserve liabilities are presented in Other current liabilities and Other liabilities in the Consolidated Balance Sheets. From time to time, product design or quality corrections are accomplished through modification programs. When identified, associated costs of labor and parts for such programs are estimated and accrued as part of the warranty reserve. In addition, the Company provides its customers with certain indemnification rights, subject to certain limitations and exceptions. In some cases, the Company agrees to defend and indemnify its customers from third-party lawsuits alleging patent or other infringement of Company solutions based on its customers’ use of them. On limited occasions the Company will undertake to indemnify a customer for business, rather than contractual, reasons. From time to time, the Company also enters into agreements in connection with its acquisition and divestiture activities that include indemnification obligations by the Company. The fair value of these indemnification obligations is not readily determinable due to the conditional nature of the Company’s potential obligations, certain limitations to liability and indemnity exclusions that appear in certain of the Company’s agreements, and the specific facts and circumstances involved with each particular agreement. Historically, the Company has not recorded a liability in connection with these indemnifications. From time to time the Company has provided indemnification under these circumstances, none of which has resulted in material liabilities, and the Company expects these indemnities will continue to arise in the future. Purchase Commitments

Series A Convertible Preferred

Series A Convertible Preferred Stock	9 Months Ended
	Sep. 30, 2024
Series A Preferred Stock [Abstract]
SERIES A CONVERTIBLE PREFERRED STOCK	11. SERIES A CONVERTIBLE PREFERRED STOCK Holders of Series A Convertible Preferred Stock are entitled to a cumulative dividend at the rate of 5.5% per annum, payable quarterly in arrears. Beginning in the first quarter of 2020, dividends are payable in cash or in-kind at the option of the Company. If the Company does not declare and pay a dividend, the dividend rate will increase to 8.0% per annum until all accrued but unpaid dividends have been paid in full. During the three months ended September 30, 2024 and 2023, the Company paid cash dividends of $4 million. During the nine months ended September 30, 2024 and 2023, the Company paid cash dividends of $12 million.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
EARNINGS PER SHARE	12. EARNINGS PER SHARE Basic earnings per share (“EPS”) is calculated by dividing net income or loss attributable to NCR Voyix, less any dividends (declared or cumulative undeclared), deemed dividends, accretion or decretion, redemption or induced conversion on our Series A Convertible Preferred Stock, by the weighted average number of shares outstanding during the period. In computing diluted EPS, we evaluate and reflect the maximum potential dilution, for each issue or series of issues of potential common shares in sequence from the most dilutive to the least dilutive. We adjust the numerator used in the basic EPS computation, subject to anti-dilution requirements, to add back the dividends (declared or cumulative undeclared) applicable to the Series A Convertible Preferred Stock. Such add-back would also include any adjustments to equity in the period to accrete the Series A Convertible Preferred Stock to its redemption price, or recorded upon a redemption or induced conversion. We adjust the denominator used in the basic EPS computation, subject to anti-dilution requirements, to include the dilution from potential shares resulting from the issuance of the Series A Convertible Preferred Stock, restricted stock units, and stock options. The holders of Series A Convertible Preferred Stock, unvested restricted stock units and stock options do not have non-forfeitable rights to common stock dividends or common stock dividend equivalents. Accordingly, the Series A Convertible Preferred Stock, unvested restricted stock units and stock options do not qualify as participating securities. See Note 8, “Stock Compensation Plans”, for share information on the Company’s stock compensation plans. The components of basic and diluted earnings (loss) per share are as follows: In millions, except per share amounts Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Numerator: Income (loss) from continuing operations $ (31) $ (266) $ (193) $ (457) Series A convertible preferred stock dividends (4) (4) (12) (12) Income (loss) from continuing operations attributable to NCR Voyix common stockholders (35) (270) (205) (469) Income (loss) from discontinued operations, net of tax 1,113 137 1,162 352 Net income (loss) attributable to NCR Voyix common stockholders $ 1,078 $ (133) $ 957 $ (117) Denominator: Basic and diluted weighted average number of shares outstanding 145.4 140.9 144.6 140.3 Basic and diluted earnings (loss) per share: From continuing operations $ (0.24) $ (1.92) $ (1.42) $ (3.34) From discontinued operations 7.65 0.98 8.04 2.51 Total basic and diluted earnings per share $ 7.41 $ (0.94) $ 6.62 $ (0.83) For the three months ended September 30, 2024, due to the net loss from continuing operations attributable to NCR Voyix common stockholders, potential common shares that would have caused dilution, such as the Series A Convertible Preferred Stock, restricted stock units and stock options, have been excluded from the diluted share count because their effect would have been anti-dilutive. The weighted average outstanding shares of common stock were not adjusted by 15.9 million for the as-if converted Series A Preferred Stock because their effect would have been anti-dilutive. Additionally, weighted average restricted stock units and stock options of 10.2 million were excluded from the diluted share count because their effect would have been anti-dilutive. For the three months ended September 30, 2023, due to the net loss from continuing operations attributable to NCR Voyix common stockholders, shares related to the as-if converted Series A Convertible Preferred Stock of 9.2 million were excluded from the diluted share count because their effect would have been anti-dilutive. Additionally, weighted average restricted stock units and stock options of 10.9 million were excluded from the diluted share count because their effect would have been anti-dilutive. For the nine months ended September 30, 2024, due to the net loss from continuing operations attributable to NCR Voyix common stockholders, potential common shares that would have caused dilution, such as the Series A Convertible Preferred Stock, restricted stock units and stock options, have been excluded from the diluted share count because their effect would have been anti-dilutive. The weighted average outstanding shares of common stock were not adjusted by 15.9 million for the as-if converted Series A Preferred Stock because their effect would have been anti-dilutive. Additionally, for the nine months ended September 30, 2024, weighted average restricted stock units and stock options of 10.3 million were excluded from the diluted share count because their effect would have been anti-dilutive. For the nine months ended September 30, 2023, due to the net loss from continuing operations attributable to NCR Voyix common stockholders, shares related to the as-if converted Series A Convertible Preferred Stock of 9.2 million were excluded from the dilution share count because their effect would have anti-dilutive. Additionally, for the nine months ended September 30, 2023, weighted average restricted stock units and stock options of 14.5 million were excluded from the diluted share count because their effect would have been anti-dilutive.

Derivatives and Hedging Instrum

Derivatives and Hedging Instruments	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES AND HEDGING INSTRUMENTS	13. DERIVATIVES AND HEDGING INSTRUMENTS The Company is exposed to certain risks arising from both our business operations and economic conditions. We principally manage exposures to a wide variety of business and operational risk through management of core business activities. We manage interest rate risk associated with floating rate-debt by managing the amount, sources, and duration of debt funding and the use of derivative financial instruments. The Company has historically used interest rate cap agreements or interest rate swap contracts (“Interest Rate Derivatives”) to manage differences in the amount, timing and duration of known or expected cash payments related to floating rate-debt agreements. Further, a portion of our operations and revenue occur outside the United States and, as such, the Company has exposure to approximately 30 functional currencies. Our results can be significantly impacted, both positively and negatively, by changes in foreign currency exchange rates. The Company seeks to mitigate such impact by hedging its foreign currency transaction exposure using foreign currency forward and option contracts. We do not enter into hedges for speculative purposes. Foreign Currency Exchange Risk We utilize foreign exchange contracts to hedge our exposure of assets and liabilities denominated in non-functional currencies. We recognize the gains and losses on these types of hedges in earnings as exchange rates change. Historically, our risk management strategy included hedging, on behalf of certain subsidiaries, a portion of our forecasted, non-functional currency denominated cash flows for a period of up to 15 months. If the hedge was designated as a highly effective cash flow hedge, the gains or losses were deferred into accumulated other comprehensive income (“AOCI”). The gains or losses from derivative contracts that were designated as highly effective cash flow hedges related to inventory purchases were recorded in cost of products when the inventory is sold to an unrelated third party. Otherwise, they were recorded in earnings when the exchange rates change. As of September 30, 2024 and December 31, 2023, the balance in AOCI related to foreign exchange derivative transactions was zero. The accounting guidance for derivatives and hedging requires companies to recognize all derivative instruments as either assets or liabilities at fair value in the Condensed Consolidated Balance Sheets. The Company designates foreign exchange contracts as cash flow hedges of forecasted transactions when they are determined to be highly effective at inception. Interest Rate Risk We historically utilized interest rate swap contracts or interest rate cap agreements to add stability to interest cost and to manage exposure to interest rate movements as part of our interest rate risk management strategy. The Company designates Interest Rate Derivative contracts as cash flow hedges of forecasted transactions when they are determined to be highly effective at inception. Payments and receipts related to Interest Rate Derivatives are included in cash flows from operating activities in the Condensed Consolidated Statements of Cash Flows. The following tables provide information on the location and amounts of derivative fair values in the Condensed Consolidated Balance Sheets: Fair Values of Derivative Instruments September 30, 2024 In millions Balance Sheet Location Notional Fair Balance Sheet Location Notional Fair Derivatives not designated as hedging instruments Foreign exchange contracts Prepaid and other current assets $ — Other current liabilities $ — Total foreign exchange contracts $ — $ — $ 38 $ — Total derivatives not designated as hedging instruments $ — $ — Fair Values of Derivative Instruments December 31, 2023 In millions Balance Sheet Location Notional Fair Balance Sheet Location Notional Fair Derivatives not designated as hedging instruments Foreign exchange contracts Prepaid and other current assets $ 5 Other current liabilities $ (4) Total foreign exchange contracts $ 402 $ 5 $ 207 $ (4) Total derivatives not designated as hedging instruments $ 5 $ (4) The effects of derivative instruments on the Condensed Consolidated Statements of Operations and Condensed Consolidated Statements of Comprehensive Income for the three and nine months ended September 30, 2024 and 2023 were as follows: In millions Amount of Gain (Loss) Recognized in Other Comprehensive Income (OCI) on Derivative Contracts Amount of (Gain) Loss Reclassified from AOCI into the Condensed Consolidated Statement of Operations Derivatives in Cash Flow Hedging Relationships For the three months ended September 30, 2024 For the three months ended September 30, 2023 Location of (Gain) Loss Reclassified from AOCI into the Condensed Consolidated Statement of Operations For the three months ended September 30, 2024 For the three months ended September 30, 2023 Interest rate contracts $ — $ — Cost of services $ — $ (100) Interest rate contracts $ — $ — Interest expense $ — $ (22) In millions Amount of Gain (Loss) Recognized in Other Comprehensive Income (OCI) on Derivative Amount of (Gain) Loss Reclassified from AOCI into the Condensed Consolidated Statement of Operations Derivatives in Cash Flow Hedging Relationships For the nine months ended September 30, 2024 For the nine months ended September 30, 2023 Location of (Gain) Loss Reclassified from AOCI into the Condensed Consolidated Statement of Operations For the nine months ended September 30, 2024 For the nine months ended September 30, 2023 Interest rate contracts $ — $ 24 Cost of services $ — $ (134) Interest rate contracts $ — $ — Interest expense $ — $ (31) Amount of Gain (Loss) Recognized in the Condensed Consolidated Statement of Operations In millions Three months ended September 30 Nine months ended September 30 Derivatives not Designated as Hedging Instruments Location of Gain (Loss) Recognized in the Condensed Consolidated Statement of Operations 2024 2023 2024 2023 Foreign exchange contracts Other income (expense), net $ (2) $ (3) $ (8) $ (8) Interest rate contracts Cost of services $ — $ 14 $ — $ 14 The following tables show the impact of the Company’s cash flow hedge accounting relationships on the Condensed Consolidated Statement of Operations for the three and nine months ended September 30, 2024 and 2023. Location and Amount of (Gain) Loss Recognized in Income on Cash Flow Hedging Relationships for the three months ended September 30: In millions Cost of Services Interest Expense 2024 2023 2024 2023 Total amount of expense presented in the Condensed Consolidated Statements of Operations in which the effects of cash flow hedges are recorded $ 360 $ 361 $ 40 $ 83 Amount of (gain) loss reclassified from Accumulated other comprehensive loss, net of expense $ — $ (100) $ — $ (22) Location and Amount of (Gain) Loss Recognized in Income on Cash Flow Hedging Relationships for the nine months ended September 30: In millions Cost of Services Interest Expense 2024 2023 2024 2023 Total amount of expense presented in the Condensed Consolidated Statements of Operations in which the effects of cash flow hedges are recorded $ 1,120 $ 1,053 $ 120 $ 257 Amount of (gain) loss reclassified from Accumulated other comprehensive loss, net of expense $ — $ (134) $ — $ (31) Refer to Note 14, “Fair Value of Assets and Liabilities”, for further information on derivative assets and liabilities recorded at fair value on a recurring basis. Concentration of Credit Risk The Company is potentially subject to concentrations of credit risk on accounts receivable and financial instruments such as hedging instruments and cash and cash equivalents. Credit risk includes the risk of nonperformance by counterparties. The maximum potential loss may exceed the amount recognized on the Condensed Consolidated Balance Sheets. Exposure to credit risk is managed through credit approvals, credit limits, selecting major international financial institutions as counterparties to hedging transactions and monitoring procedures. The Company’s business often involves large transactions with customers, and if one or more of those customers were to default on its obligations under applicable contractual arrangements, the Company could be exposed to potentially significant losses. However, management believes that the reserves for potential losses are adequate. As of September 30, 2024 and December 31, 2023, we did not have any major concentration of credit risk related to financial instruments.

Fair Value of Assets and Liabil

Fair Value of Assets and Liabilities	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
FAIR VALUE OF ASSETS AND LIABILITIES	14. FAIR VALUE OF ASSETS AND LIABILITIES Assets and Liabilities Measured at Fair Value on a Recurring Basis Assets and liabilities recorded at fair value on a recurring basis as of September 30, 2024 were zero and as of December 31, 2023 are set forth as follows: December 31, 2023 In millions Total Quoted Prices in Significant Other Significant Assets: Foreign exchange contracts (1) $ 5 $ — $ 5 $ — Total $ 5 $ — $ 5 $ — Liabilities: Foreign exchange contracts (2) $ 4 $ — $ 4 $ — Total $ 4 $ — $ 4 $ — (1) Included in Prepaid and other current assets in the Condensed Consolidated Balance Sheets. (2) Included in Other current liabilities in the Condensed Consolidated Balance Sheets. Deposits Held in Money Market Mutual Funds A portion of the Company’s excess cash is held in money market mutual funds that generate interest income based on prevailing market rates. Money market mutual fund holdings are measured at fair value using quoted market prices and are classified within Level 1 of the valuation hierarchy. Foreign Exchange Contracts As a result of our global operating activities, we are exposed to risks from changes in foreign currency exchange rates, which may adversely affect our financial condition. To manage our exposures and mitigate the impact of currency fluctuations on our financial results, we hedge our primary transactional exposures through the use of foreign exchange forward and option contracts. The foreign exchange contracts are valued using the market approach based on observable market transactions of forward rates and are classified within Level 2 of the valuation hierarchy. We incorporate credit valuation adjustments to appropriately reflect both our own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of our derivative contracts for the effect of nonperformance risk, we consider the impact of netting and any applicable credit enhancements. We measure the credit risk of our derivative financial instruments that are subject to master netting agreements on a net basis by counterparty portfolio. Although we have determined that the majority of the inputs used to value our derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments utilize Level 3 inputs to evaluate the likelihood of both our own default and counterparty default. As of September 30, 2024, we determined that the credit valuation adjustments are not significant to the overall valuation of our derivatives and therefore, the valuations are classified in Level 2 of the fair value hierarchy. Assets Measured at Fair Value on a Non-recurring Basis From time to time, certain assets are measured at fair value on a nonrecurring basis using significant unobservable inputs (Level 3). The Company reviews the carrying values of investments when events and circumstances warrant and considers all available evidence in evaluating when declines in fair value are other-than-temporary declines. There were no material impairment charges or non-recurring fair value adjustments recorded during the three and nine months ended September 30, 2024 and 2023.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2024
Accumulated Other Comprehensive Income (Loss) [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	15. ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) Changes in Accumulated Other Comprehensive Income (“AOCI”) by Component In millions Currency Translation Adjustments Changes in Employee Benefit Plans Changes in Fair Value of Effective Cash Flow Hedges Total Balance as of December 31, 2023 $ (424) $ (5) $ — $ (429) Other comprehensive income (loss) before reclassifications (31) — — (31) Amounts reclassified from AOCI — — — — Net current period other comprehensive (loss) income (31) — — (31) Balance as of September 30, 2024 $ (455) $ (5) $ — $ (460) Reclassifications Out of AOCI For the three months ended September 30, 2023 Employee Benefit Plans In millions Amortization of Actuarial Loss (Gain) Amortization of Prior Service Benefit Effective Cash Flow Hedge Loss (Gain) Total Affected line in Condensed Consolidated Statement of Operations: Cost of products $ — $ — $ — $ — Cost of services — — (100) (100) Selling, general and administrative expenses (1) — — (1) Research and development expenses — — — — Interest expense — — (22) (22) Total before tax $ (1) $ — $ (122) $ (123) Tax expense 30 Total reclassifications, net of tax $ (93) For the nine months ended September 30, 2023 Employee Benefit Plans In millions Amortization of Actuarial Loss (Gain) Amortization of Prior Service Benefit Effective Cash Flow Hedge Loss (Gain) Total Affected line in Condensed Consolidated Statement of Operations: Cost of products $ — $ — $ — $ — Cost of services (2) (1) (134) (137) Selling, general and administrative expenses (1) — — (1) Research and development expenses — — — — Interest expense — — (31) (31) Total before tax $ (3) $ (1) $ (165) $ (169) Tax expense 40 Total reclassifications, net of tax $ (129)

Supplemental Financial Informat

Supplemental Financial Information	9 Months Ended
	Sep. 30, 2024
Supplemental Financial Information [Abstract]
SUPPLEMENTAL FINANCIAL INFORMATION	16. SUPPLEMENTAL FINANCIAL INFORMATION The components of accounts receivable are summarized as follows: In millions September 30, 2024 December 31, 2023 Accounts receivable Trade $ 556 $ 305 Other 95 138 Accounts receivable, gross 651 443 Less: allowance for credit losses (28) (29) Total accounts receivable, net $ 623 $ 414 As disclosed in Note 6, “Trade Receivables Facility”, in September 2024, the Company terminated the T/R Facility and reacquired all outstanding trade receivables, which are included in Accounts receivable, net in the Company’s Condensed Consolidated Balance Sheets. Our allowance for credit losses as of September 30, 2024 and December 31, 2023 was $28 million and $29 million, respectively. We continue to evaluate our reserves in light of the age and quality of our outstanding accounts receivable as well as risks to specific industries or countries and adjust the reserves accordingly. The impact to our allowance for credit losses for the three and nine months ended September 30, 2024 was an expense of $9 million and $13 million, respectively. The impact to our allowance for credit losses for the three and nine months ended September 30, 2023 was an expense of $2 million and $10 million, respectively. The Company recorded write-offs against the reserve for the three and nine months ended September 30, 2024 of $4 million and $14 million, respectively. The Company recorded write-offs against the reserve for both the three and nine months ended September 30, 2023 of $2 million, respectively. The components of inventory are summarized as follows: In millions September 30, 2024 December 31, 2023 Inventories Work in process and raw materials $ 10 $ 14 Finished goods 89 109 Service parts 109 127 Total inventories $ 208 $ 250

Revised 2023 Quarterly Financia

Revised 2023 Quarterly Financial Statements	9 Months Ended
	Sep. 30, 2024
Accounting Changes and Error Corrections [Abstract]
Revised 2023 Quarterly Financial Statements	17. REVISED 2023 QUARTERLY FINANCIAL STATEMENTS As described in Note 1, “Basis of Presentation and Summary of Significant Accounting Policies”, in February 2024, the Company identified fraudulent ACH disbursements from a Company bank account. The Company evaluated the impact of the errors and concluded they are not material to any previously issued interim consolidated financial statements. The following table sets forth the Company’s results of operations for the three and nine months ended September 30, 2023, which have been retrospectively adjusted to reflect the Digital Banking businesses and NCR Atleos historical financial results as discontinued operations, including the delayed countries that transferred to NCR Atleos during the three and nine months ended September 30, 2024, as well as the revision impact of the fraudulent ACH disbursements and other immaterial errors. Three months ended September 30, 2023 Nine months ended September 30, 2023 In millions, except per share amounts As reported Discontinued operations Adjustment As recasted and revised As reported Discontinued operations Adjustment As recasted and revised Product revenue $ 560 $ 264 $ — $ 296 $ 1,657 $ 782 $ — $ 875 Service revenue 1,457 944 — 513 4,237 2,730 — 1,507 Total revenue 2,017 1,208 — 809 5,894 3,512 — 2,382 Cost of products 465 212 — 253 1,399 628 — 771 Cost of services 925 565 1 361 2,864 1,812 1 1,053 Selling, general and administrative expenses 331 195 6 142 956 540 11 427 Research and development expenses 54 25 — 29 175 77 — 98 Total operating expenses 1,775 997 7 785 5,394 3,057 12 2,349 Income (loss) from operations 242 211 (7) 24 500 455 (12) 33 Loss on extinguishment of debt — — — — — — — — Interest expense (85) (2) — (83) (259) (2) — (257) Other income (expense), net (44) (24) — (20) (55) (22) — (33) Income (loss) from continuing operations before income taxes 113 185 (7) (79) 186 431 (12) (257) Income tax expense (benefit) 236 47 (2) 187 280 77 (3) 200 Income from continuing operations (123) 138 (5) (266) (94) 354 (9) (457) Income (loss) from discontinued operations, net of tax — (138) — 138 (1) (354) — 353 Net income (loss) (123) — (5) (128) (95) — (9) (104) Net income (loss) attributable to noncontrolling interests 1 1 — — 1 1 — — Net income attributable to noncontrolling interests of discontinued operations — (1) — 1 — (1) — 1 Net income (loss) attributable to NCR Voyix $ (124) $ — $ (5) $ (129) $ (96) $ — $ (9) $ (105) Amounts attributable to NCR Voyix common stockholders Income (loss) from continuing operations $ (124) $ (266) $ (95) $ (457) Series A convertible preferred stock dividends (4) (4) (12) (12) Income (loss) from continuing operations attributable to NCR Voyix (128) (270) (107) (469) Income (loss) from discontinued operations, net of tax — 137 (1) 352 Net income (loss) attributable to NCR Voyix common stockholders $ (128) $ (133) $ (108) $ (117) Income (loss) per share attributable to common stockholders: Basic earnings (loss) per share: Continuing operations $ (0.91) $ (1.92) $ (0.76) $ (3.34) Discontinued operations — 0.98 (0.01) 2.51 Net income attributable to common shareholders $ (0.91) $ (0.94) $ (0.77) $ (0.83) Diluted earnings (loss) per share: Continuing operations $ (0.91) $ (1.92) $ (0.76) $ (3.34) Discontinued operations — 0.98 (0.01) 2.51 Diluted earnings per share attributable to common shareholders $ (0.91) $ (0.94) $ (0.77) $ (0.83) There is no impact to the Condensed Consolidated Statements of Comprehensive Income (Loss) for the three and nine months ended September 30, 2023, other than the impact to Net income (loss) as presented above. There is no impact to the Condensed Consolidated Statements of Changes in Stockholders’ Equity (Deficit) for the three and nine months ended September 30, 2023 other than the impact to Retained earnings as a result of the changes in Net income (loss) as presented above. There is no net impact of the adjustments described above to the Condensed Consolidated Statements of Cash Flows to “Net cash provided by operating activities” for the nine months ended September 30, 2023, as the impact to Net income (loss) is offset by the changes to operating assets and liabilities, net of effects of business acquired noted above.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Pay vs Performance Disclosure
Net income (loss) attributable to NCR Voyix	$ 1,082	$ (129)	$ 969	$ (105)

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Sep. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Basis of Presentation and Sum_2

Basis of Presentation and Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Basis of Presentation	The accompanying Condensed Consolidated Financial Statements have been prepared by NCR Voyix Corporation (“NCR Voyix”, the “Company”, “we” or “us”) without audit pursuant to the rules and regulations of the U.S. Securities and Exchange Commission (“SEC”) and, in the opinion of management, include all adjustments (consisting of normal, recurring adjustments, unless otherwise disclosed) necessary for a fair statement of the condensed consolidated results of operations, financial position, and cash flows for each period presented. The consolidated results for the interim periods are not necessarily indicative of results to be expected for the full year. The 2023 year-end Condensed Consolidated Balance Sheet was derived from audited financial statements, but does not include all disclosures required by accounting principles generally accepted in the United States (GAAP). These financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2023.
Use of Estimates	Use of Estimates The preparation of financial statements in accordance with GAAP requires management to make estimates and judgments that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements, and revenue and expenses during the period reported. Although our estimates contemplate current and expected future conditions, as applicable, it is reasonably possible that actual conditions could differ from our expectations, which could materially affect our results of operations and financial position. In particular, a number of estimates have been and will continue to be affected by macroeconomic pressures and geopolitical challenges. The ultimate impact on our overall financial condition and operating results will depend on supply chain challenges and cost escalations including materials, interest, labor and freight, and any additional governmental and public actions taken in response. As a result, our accounting estimates and assumptions may change over time as a consequence of the effects of these external factors. Such changes could result in future impairments of goodwill, intangible assets, long-lived assets, incremental credit losses on accounts receivable and decreases in the carrying amount of our tax assets.
Evaluation of Subsequent Events	Evaluation of Subsequent Events The Company evaluated subsequent events through the date that our Condensed Consolidated Financial Statements were issued. Other than the items discussed within the Notes to the Consolidated Financial Statements, no matters were identified that required adjustment to the Condensed Consolidated Financial Statements or additional disclosure.
Reclassifications	Reclassifications Certain prior-period amounts have been reclassified in the accompanying Condensed Consolidated Financial Statements and Notes thereto in order to conform to the current period presentation. Reclassifications had no effect on prior year net income or stockholders’ equity.
Remaining Performance Obligations	Remaining Performance Obligations Remaining performance obligations represent the transaction price of orders for which products have not been delivered or services have not been performed. As of September 30, 2024, the aggregate amount of the transaction price allocated to remaining performance obligations was approximately $946 million. The Company expects to recognize revenue on over approximately three-quarters of the remaining performance obligations over the next 12 months, with the remainder recognized thereafter. The majority of our professional services are expected to be recognized over the next 12 months but this is contingent upon a number of factors, including customers’ needs and schedules.
Recent Accounting Pronouncements	Recent Accounting Pronouncements Accounting Pronouncements Issued But Not Yet Adopted In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures . The amendment enhances disclosures of significant segment expenses by requiring disclosure of significant segment expenses regularly provided to the chief operating decision maker (“CODM”), extend certain annual disclosures to interim periods, and permit more than one measure of segment profit or loss to be reported under certain conditions. The amendment is effective for the Company in fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption of the amendment is permitted, including adoption in any interim periods for which financial statements have not been issued. The Company plans to adopt ASU 2023-07 and conform to the applicable disclosure retrospectively when it becomes effective for the Annual Report on Form 10-K for the year ending December 31, 2024. Other than the new disclosure requirements, the adoption of this guidance will not have a significant impact on the Company’s consolidated financial statements. In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures . This guidance requires disclosure of specific categories in the rate reconciliation and provides additional information for reconciling items that meet a specified quantitative threshold. The guidance is effective for fiscal years beginning after December 15, 2024, with early adoption permitted. The Company is in the process of assessing the impact the adoption of this guidance will have on the Company’s financial statement disclosures. In November 2024, the FASB issued ASU 2024-03, Income Statement – Reporting Comprehensive Income – Expense Disaggregation Disclosures (Topic 220): Disaggregation of Income Statement Expenses . This guidance requires additional disclosure of certain amounts included in the expense captions presented on the Statement of Operations as well as disclosures about selling expenses. The ASU is effective on a prospective basis, with the option for retrospective application, for annual periods beginning after December 15, 2026 and interim reporting periods beginning after December 15, 2027. Early adoption is permitted for annual financial statements that have not yet been issued. The Company is in the process of assessing the impact the adoption of this guidance will have on the Company’s financial statement disclosures. Although there are other new accounting pronouncements issued by the FASB and not yet adopted by or effective for the Company, the Company does not believe any of these accounting pronouncements will have a material impact on its consolidated financial statements.

Basis of Presentation and Sum_3

Basis of Presentation and Summary of Significant Accounting Policies (Tables)	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Schedule of Reconciliation of Cash, Cash Equivalents, and Restricted Cash	The reconciliation of cash, cash equivalents and restricted cash in the Condensed Consolidated Statements of Cash Flows is as follows: In millions September 30 Balance Sheet Location 2024 2023 Cash and cash equivalents Cash and cash equivalents $ 795 $ 675 Short term restricted cash Restricted cash, current — 30 Long term restricted cash Other assets 4 2,068 Cash included in settlement processing assets Restricted cash, current 26 240 Total cash, cash equivalents and restricted cash $ 825 $ 3,013 Cash, cash equivalents and restricted cash of discontinued operations — 2,704 Total cash, cash equivalents and restricted cash of continuing operations $ 825 $ 309
Schedule of Net Contract Assets and Contract Liabilities Balances	The following table presents the net contract liability balances as of September 30, 2024 and December 31, 2023. In millions Location in the Condensed Consolidated Balance Sheet September 30, 2024 December 31, 2023 Current portion of contract liabilities Contract liabilities $ 186 $ 157 Non-current portion of contract liabilities Other liabilities $ 13 $ 12

Discontinued Operations (Tables

Discontinued Operations (Tables)	9 Months Ended
	Sep. 30, 2024
Discontinued Operations and Disposal Groups [Abstract]
Schedule of Disposal Groups, Including Discontinued Operations	The following table presents the major categories of income (loss) from discontinued operations related to the Digital Banking Sale: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Product revenue $ 15 $ 16 $ 38 $ 37 Service revenue 141 134 419 392 Total revenue 156 150 457 429 Cost of products 9 12 31 30 Cost of services 65 73 221 209 Selling, general and administrative expenses 39 19 84 56 Research and development expenses 14 10 37 31 Total operating expenses 127 114 373 326 Income from discontinued operations 29 36 84 103 Interest expense — — — — Other income (expense), net (48) (5) (48) (5) Income (loss) from discontinued operations before gain on sale of business and income taxes (19) 31 36 98 Gain on sale of business 1,546 — 1,546 — Income (loss) from discontinued operations before income taxes 1,527 31 1,582 98 Income tax expense (benefit) 395 (1) 401 (2) Net income (loss) from discontinued operations 1,132 32 1,181 100 Net income (loss) attributable to noncontrolling interests — — — — Net income (loss) from discontinued operations related to Digital Banking $ 1,132 $ 32 $ 1,181 $ 100 The following table presents the major classes of assets and liabilities of discontinued operations related to the Digital Banking Sale: In millions December 31, 2023 Assets Current assets Cash and cash equivalents $ 2 Accounts receivable, net of allowances 58 Prepaid and other current assets 9 Total current assets 69 Property, plant and equipment, net 5 Goodwill 521 Intangibles, net 168 Operating lease assets 5 Deferred income taxes 2 Other assets 183 Noncurrent assets 884 Total assets of discontinued operations $ 953 Liabilities Current liabilities Accounts payable $ 64 Payroll and benefits liabilities 22 Contract liabilities 30 Other current liabilities 4 Total current liabilities 120 Operating lease liabilities 3 Other liabilities 7 Noncurrent liabilities 10 Total liabilities of discontinued operations $ 130 The following table presents selected financial information related to cash flows from discontinued operations related to the Digital Banking Sale: In millions Nine months ended September 30 2024 2023 Net cash provided by (used in) operating activities $ (299) $ 170 Net cash provided by (used in) investing activities (57) (72) Net cash provided by (used in) financing activities — — The following table presents the major categories of income (loss) from discontinued operations related to the Spin-Off of NCR Atleos: In millions Three months ended September 30 Nine months ended September 30 2024 (1) 2023 2024 (1) 2023 Product revenue $ — $ 247 $ — $ 745 Service revenue — 811 5 2,338 Total revenue — 1,058 5 3,083 Cost of products — 200 — 598 Cost of services — 492 4 1,603 Selling, general and administrative expenses — 176 1 484 Research and development expenses — 16 — 46 Total operating expenses — 884 5 2,731 Income from discontinued operations — 174 — 352 Interest expense — (2) — (2) Other income (expense), net — (18) — (17) Income (loss) from discontinued operations before income taxes — 154 — 333 Income tax expense (benefit) — 48 — 79 Net income (loss) from discontinued operations — 106 — 254 Net income (loss) attributable to noncontrolling interests — 1 — 1 Net income (loss) from discontinued operations related to NCR Atleos $ — $ 105 $ — $ 253 (1) Represents operations of the delayed countries that transferred to NCR Atleos during 2024 through date of separation versus full period of NCR Atleos operations for 2023. The following table presents the major classes of assets and liabilities of discontinued operations related to the Spin-Off of NCR Atleos: In millions December 31, 2023 Assets Current assets Cash and cash equivalents $ 1 Accounts receivable, net of allowances 9 Inventories 4 Prepaid and other current assets 1 Total current assets 15 Other assets 8 Noncurrent assets 8 Total assets of discontinued operations $ 23 Liabilities Current liabilities Accounts payable $ 1 Payroll and benefits liabilities 1 Contract liabilities 10 Other current liabilities 3 Total current liabilities 15 Pension and indemnity plan liabilities 7 Other liabilities 5 Noncurrent liabilities 12 Total liabilities of discontinued operations $ 27 The following table presents selected financial information related to cash flows from discontinued operations related to the Spin-off of NCR Atleos: In millions Nine months ended September 30 2024 (1) 2023 Net cash provided by (used in) operating activities $ — $ 441 Net cash provided by (used in) investing activities — (93) Net cash provided by (used in) financing activities — — (1) Represents operations of the delayed countries that transferred to NCR Atleos during 2024 through date of separation versus full period of NCR Atleos operations for 2023.

Goodwill and Purchased Intang_2

Goodwill and Purchased Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Goodwill by Segment	The carrying amounts of goodwill by segment as of September 30, 2024 and December 31, 2023 are included in the table below. Foreign currency fluctuations are included within other adjustments . December 31, 2023 September 30, 2024 In millions Goodwill Accumulated Impairment Total Additions Impairment Other Goodwill Accumulated Impairment Total Retail $ 1,081 $ (34) $ 1,047 $ — $ — $ 3 $ 1,084 $ (34) $ 1,050 Restaurants 495 (23) 472 — — (1) 494 (23) 471 Total goodwill $ 1,576 $ (57) $ 1,519 $ — $ — $ 2 $ 1,578 $ (57) $ 1,521
Schedule of Purchased Intangible Assets	The Company’s purchased intangible assets, reported in Intangibles, net in the Condensed Consolidated Balance Sheets, were specifically identified when acquired, and are deemed to have finite lives. The gross carrying amount and accumulated amortization for the Company’s identifiable intangible assets were as set forth in the table below. Amortization September 30, 2024 December 31, 2023 In millions Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Identifiable intangible assets Reseller & customer relationships 1 - 20 $ 322 $ (265) $ 322 $ (251) Intellectual property 2 - 8 347 (304) 346 (296) Customer contracts 8 — — — — Tradenames 1 - 10 64 (62) 64 (62) Total identifiable intangible assets $ 733 $ (631) $ 732 $ (609)
Schedule of Aggregate Amortization Expense	Amortization expense related to identifiable intangible assets for the following periods is: Three months ended September 30 Nine months ended September 30 In millions 2024 2023 2024 2023 Amortization expense $ 7 $ 11 $ 22 $ 31 The estimated aggregate amortization expense for identifiable intangible assets for the following periods is: For the years ended December 31 In millions Remainder of 2024 2025 2026 2027 2028 2029 Amortization expense $ 6 $ 25 $ 23 $ 19 $ 9 $ 5

Segment Information and Conce_2

Segment Information and Concentrations (Tables)	9 Months Ended
	Sep. 30, 2024
Segment Reporting [Abstract]
Schedule of Revenue and Operating Income by Segment	The following table presents revenue and Adjusted EBITDA by segment: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Revenue by segment Retail $ 487 $ 552 $ 1,495 $ 1,633 Restaurants 211 229 614 663 Total segment revenue $ 698 $ 781 $ 2,109 $ 2,296 Other 13 28 35 86 Total revenue $ 711 $ 809 $ 2,144 $ 2,382 Adjusted EBITDA by segment Retail $ 108 $ 123 $ 281 $ 321 Restaurants 66 52 183 147 Segment Adjusted EBITDA $ 174 $ 175 $ 464 $ 468 The following table reconciles Segment Adjusted EBITDA to Net income (loss) from continuing operations attributable to NCR Voyix: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Segment Adjusted EBITDA $ 174 $ 175 $ 464 $ 468 Corporate and other income and expenses not allocated to reportable segments 81 72 231 196 Depreciation and amortization 53 49 153 140 Acquisition-related amortization of intangibles 7 11 22 31 Interest expense 40 83 120 257 Interest income (2) (5) (5) (11) Acquisition-related costs — — — 1 Loss (gain) on debt extinguishment (8) — (8) — Income tax expense (benefit) (1) 187 3 200 Stock-based compensation expense 9 19 32 65 Transformation and restructuring costs (1) 16 1 90 5 Separation costs (2) 1 10 9 18 Loss (gain) on disposal of businesses — (3) (14) (10) Foreign currency devaluation (3) — — 15 — Fraudulent ACH disbursements (4) (2) 5 (4) 10 Cyber ransomware incident recovery costs (5) (1) 12 (5) 23 Strategic initiatives (6) 12 — 18 — Net income (loss) from continuing operations attributable to NCR Voyix $ (31) $ (266) $ (193) $ (457) (1) Represents integration, severance, and other exit and disposal costs which are considered non-operational in nature. (2) Represents costs incurred as a result of the Spin-Off. Professional fees to effect the spin-off of NCR Atleos including separation management, organizational design, and legal fees have been classified within discontinued operations during the three and nine months ended September 30, 2023. (3) Represents gains and losses recognized during the period due to changes in valuation of the Lebanese pound and the Egyptian pound. (4) Represents Company identified fraudulent ACH disbursements from a Company bank account, net of recoveries. Additional details regarding this item are discussed in Note 1, “Basis of Presentation and Summary of Significant Accounting Policies”. (5) Represents expenses to respond to, remediate and investigate the April 13, 2023 cyber ransomware incident, net of insurance recoveries. Additional details regarding this cyber ransomware incident are discussed in Note 1, “Basis of Presentation and Summary of Significant Accounting Policies”. (6)
Schedule of Revenue from External Customers Attributed to Foreign Countries by Geographic Area	Revenue is attributed to the geographic area to which the product is delivered or in which the service is provided. The following table presents revenue by geographic area for the Company: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 United States $ 457 $ 568 $ 1,363 $ 1,601 Americas (excluding United States) 50 53 173 161 Europe, Middle East and Africa 130 117 377 372 Asia Pacific 74 71 231 248 Total revenue $ 711 $ 809 $ 2,144 $ 2,382
Schedule of Revenues from Products and Services	The following table presents the recurring revenue and all other products and services revenue that is recognized at a point in time for the Company: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Recurring revenue (1) $ 407 $ 409 $ 1,214 $ 1,216 All other products and services 304 400 930 1,166 Total revenue $ 711 $ 809 $ 2,144 $ 2,382 (1) Recurring revenue includes all revenue streams from contracts where there is a predictable revenue pattern that will occur at regular intervals with a relatively high degree of certainty. This includes hardware and software maintenance revenue, cloud revenue, payment processing revenue, and certain professional services arrangements, as well as term-based software license arrangements that include customer termination rights.

Debt Obligations (Tables)

Debt Obligations (Tables)	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
Schedule of Debt Obligations	The following table summarizes the Company’s short-term borrowings and long-term debt: September 30, 2024 December 31, 2023 In millions, except percentages Amount Weighted-Average Interest Rate Amount Weighted-Average Interest Rate Short-Term Borrowings Current portion of Senior Secured Credit Facility (1) $ — —% $ 15 8.46% Total short-term borrowings $ — $ 15 Long-Term Debt Senior Secured Credit Facility: Term loan facility (1) $ — —% $ 185 8.46% Revolving credit facility (1) — —% 98 9.07% Senior notes: 5.000% Senior Notes due 2028 650 650 5.125% Senior Notes due 2029 403 1,200 5.250% Senior Notes due 2030 52 450 Deferred financing fees (7) (20) Total long-term debt $ 1,098 $ 2,563 (1)

Stock Compensation Plans (Table

Stock Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement [Abstract]
Schedule of Stock-based Compensation Expense	Stock-based compensation expense for the following periods were: In millions Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Restricted stock units $ 8 $ 17 $ 29 $ 57 Stock options — — — 2 Employee stock purchase plan 1 2 3 6 Stock-based compensation expense 9 19 32 65 Tax benefit (expense) — (1) — (4) Stock-based compensation expense (net of tax) $ 9 $ 18 $ 32 $ 61
Schedule of Valuation Assumptions Used to Estimate Fair Value of Stock Options	The table below details the significant assumptions used in determining the fair value of the market-based restricted stock units granted on March 15, 2024: Dividend yield — % Risk-free interest rate 4.44 % Expected volatility 60.37 %

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Schedule of Components of Earnings Per Share	The components of basic and diluted earnings (loss) per share are as follows: In millions, except per share amounts Three months ended September 30 Nine months ended September 30 2024 2023 2024 2023 Numerator: Income (loss) from continuing operations $ (31) $ (266) $ (193) $ (457) Series A convertible preferred stock dividends (4) (4) (12) (12) Income (loss) from continuing operations attributable to NCR Voyix common stockholders (35) (270) (205) (469) Income (loss) from discontinued operations, net of tax 1,113 137 1,162 352 Net income (loss) attributable to NCR Voyix common stockholders $ 1,078 $ (133) $ 957 $ (117) Denominator: Basic and diluted weighted average number of shares outstanding 145.4 140.9 144.6 140.3 Basic and diluted earnings (loss) per share: From continuing operations $ (0.24) $ (1.92) $ (1.42) $ (3.34) From discontinued operations 7.65 0.98 8.04 2.51 Total basic and diluted earnings per share $ 7.41 $ (0.94) $ 6.62 $ (0.83)

Derivatives and Hedging Instr_2

Derivatives and Hedging Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Location and Amounts of Derivative Fair Values in the Condensed Consolidated Balance Sheets	The following tables provide information on the location and amounts of derivative fair values in the Condensed Consolidated Balance Sheets: Fair Values of Derivative Instruments September 30, 2024 In millions Balance Sheet Location Notional Fair Balance Sheet Location Notional Fair Derivatives not designated as hedging instruments Foreign exchange contracts Prepaid and other current assets $ — Other current liabilities $ — Total foreign exchange contracts $ — $ — $ 38 $ — Total derivatives not designated as hedging instruments $ — $ — Fair Values of Derivative Instruments December 31, 2023 In millions Balance Sheet Location Notional Fair Balance Sheet Location Notional Fair Derivatives not designated as hedging instruments Foreign exchange contracts Prepaid and other current assets $ 5 Other current liabilities $ (4) Total foreign exchange contracts $ 402 $ 5 $ 207 $ (4) Total derivatives not designated as hedging instruments $ 5 $ (4)
Schedule of Effects of Derivative Instruments on the Condensed Consolidated Statements of Operations and Condensed Consolidated Statements of Comprehensive Income	The effects of derivative instruments on the Condensed Consolidated Statements of Operations and Condensed Consolidated Statements of Comprehensive Income for the three and nine months ended September 30, 2024 and 2023 were as follows: In millions Amount of Gain (Loss) Recognized in Other Comprehensive Income (OCI) on Derivative Contracts Amount of (Gain) Loss Reclassified from AOCI into the Condensed Consolidated Statement of Operations Derivatives in Cash Flow Hedging Relationships For the three months ended September 30, 2024 For the three months ended September 30, 2023 Location of (Gain) Loss Reclassified from AOCI into the Condensed Consolidated Statement of Operations For the three months ended September 30, 2024 For the three months ended September 30, 2023 Interest rate contracts $ — $ — Cost of services $ — $ (100) Interest rate contracts $ — $ — Interest expense $ — $ (22) In millions Amount of Gain (Loss) Recognized in Other Comprehensive Income (OCI) on Derivative Amount of (Gain) Loss Reclassified from AOCI into the Condensed Consolidated Statement of Operations Derivatives in Cash Flow Hedging Relationships For the nine months ended September 30, 2024 For the nine months ended September 30, 2023 Location of (Gain) Loss Reclassified from AOCI into the Condensed Consolidated Statement of Operations For the nine months ended September 30, 2024 For the nine months ended September 30, 2023 Interest rate contracts $ — $ 24 Cost of services $ — $ (134) Interest rate contracts $ — $ — Interest expense $ — $ (31)
Schedule of Derivatives Not Designated as Hedging Instruments	Amount of Gain (Loss) Recognized in the Condensed Consolidated Statement of Operations In millions Three months ended September 30 Nine months ended September 30 Derivatives not Designated as Hedging Instruments Location of Gain (Loss) Recognized in the Condensed Consolidated Statement of Operations 2024 2023 2024 2023 Foreign exchange contracts Other income (expense), net $ (2) $ (3) $ (8) $ (8) Interest rate contracts Cost of services $ — $ 14 $ — $ 14
Schedule of Cash Flow Hedging Instruments, Statements of Financial Performance and Financial Position, Location	The following tables show the impact of the Company’s cash flow hedge accounting relationships on the Condensed Consolidated Statement of Operations for the three and nine months ended September 30, 2024 and 2023. Location and Amount of (Gain) Loss Recognized in Income on Cash Flow Hedging Relationships for the three months ended September 30: In millions Cost of Services Interest Expense 2024 2023 2024 2023 Total amount of expense presented in the Condensed Consolidated Statements of Operations in which the effects of cash flow hedges are recorded $ 360 $ 361 $ 40 $ 83 Amount of (gain) loss reclassified from Accumulated other comprehensive loss, net of expense $ — $ (100) $ — $ (22) Location and Amount of (Gain) Loss Recognized in Income on Cash Flow Hedging Relationships for the nine months ended September 30: In millions Cost of Services Interest Expense 2024 2023 2024 2023 Total amount of expense presented in the Condensed Consolidated Statements of Operations in which the effects of cash flow hedges are recorded $ 1,120 $ 1,053 $ 120 $ 257 Amount of (gain) loss reclassified from Accumulated other comprehensive loss, net of expense $ — $ (134) $ — $ (31)

Fair Value of Assets and Liab_2

Fair Value of Assets and Liabilities (Tables)	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Schedule of Fair Value of Assets and Liabilities Measured on Recurring Basis	Assets and liabilities recorded at fair value on a recurring basis as of September 30, 2024 were zero and as of December 31, 2023 are set forth as follows: December 31, 2023 In millions Total Quoted Prices in Significant Other Significant Assets: Foreign exchange contracts (1) $ 5 $ — $ 5 $ — Total $ 5 $ — $ 5 $ — Liabilities: Foreign exchange contracts (2) $ 4 $ — $ 4 $ — Total $ 4 $ — $ 4 $ — (1) Included in Prepaid and other current assets in the Condensed Consolidated Balance Sheets. (2) Included in Other current liabilities in the Condensed Consolidated Balance Sheets.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2024
Accumulated Other Comprehensive Income (Loss) [Abstract]
Schedule of Changes in AOCI by Component	Changes in Accumulated Other Comprehensive Income (“AOCI”) by Component In millions Currency Translation Adjustments Changes in Employee Benefit Plans Changes in Fair Value of Effective Cash Flow Hedges Total Balance as of December 31, 2023 $ (424) $ (5) $ — $ (429) Other comprehensive income (loss) before reclassifications (31) — — (31) Amounts reclassified from AOCI — — — — Net current period other comprehensive (loss) income (31) — — (31) Balance as of September 30, 2024 $ (455) $ (5) $ — $ (460)
Schedule of Reclassification Out of AOCI	Reclassifications Out of AOCI For the three months ended September 30, 2023 Employee Benefit Plans In millions Amortization of Actuarial Loss (Gain) Amortization of Prior Service Benefit Effective Cash Flow Hedge Loss (Gain) Total Affected line in Condensed Consolidated Statement of Operations: Cost of products $ — $ — $ — $ — Cost of services — — (100) (100) Selling, general and administrative expenses (1) — — (1) Research and development expenses — — — — Interest expense — — (22) (22) Total before tax $ (1) $ — $ (122) $ (123) Tax expense 30 Total reclassifications, net of tax $ (93) For the nine months ended September 30, 2023 Employee Benefit Plans In millions Amortization of Actuarial Loss (Gain) Amortization of Prior Service Benefit Effective Cash Flow Hedge Loss (Gain) Total Affected line in Condensed Consolidated Statement of Operations: Cost of products $ — $ — $ — $ — Cost of services (2) (1) (134) (137) Selling, general and administrative expenses (1) — — (1) Research and development expenses — — — — Interest expense — — (31) (31) Total before tax $ (3) $ (1) $ (165) $ (169) Tax expense 40 Total reclassifications, net of tax $ (129)

Supplemental Financial Inform_2

Supplemental Financial Information (Tables)	9 Months Ended
	Sep. 30, 2024
Supplemental Financial Information [Abstract]
Schedule of Components of Accounts Receivable	The components of accounts receivable are summarized as follows: In millions September 30, 2024 December 31, 2023 Accounts receivable Trade $ 556 $ 305 Other 95 138 Accounts receivable, gross 651 443 Less: allowance for credit losses (28) (29) Total accounts receivable, net $ 623 $ 414
Schedule of Components of Inventory	The components of inventory are summarized as follows: In millions September 30, 2024 December 31, 2023 Inventories Work in process and raw materials $ 10 $ 14 Finished goods 89 109 Service parts 109 127 Total inventories $ 208 $ 250

Revised 2023 Quarterly Financ_2

Revised 2023 Quarterly Financial Statements (Tables)	9 Months Ended
	Sep. 30, 2024
Accounting Changes and Error Corrections [Abstract]
Schedule of Quarterly Financial Information	As described in Note 1, “Basis of Presentation and Summary of Significant Accounting Policies”, in February 2024, the Company identified fraudulent ACH disbursements from a Company bank account. The Company evaluated the impact of the errors and concluded they are not material to any previously issued interim consolidated financial statements. The following table sets forth the Company’s results of operations for the three and nine months ended September 30, 2023, which have been retrospectively adjusted to reflect the Digital Banking businesses and NCR Atleos historical financial results as discontinued operations, including the delayed countries that transferred to NCR Atleos during the three and nine months ended September 30, 2024, as well as the revision impact of the fraudulent ACH disbursements and other immaterial errors. Three months ended September 30, 2023 Nine months ended September 30, 2023 In millions, except per share amounts As reported Discontinued operations Adjustment As recasted and revised As reported Discontinued operations Adjustment As recasted and revised Product revenue $ 560 $ 264 $ — $ 296 $ 1,657 $ 782 $ — $ 875 Service revenue 1,457 944 — 513 4,237 2,730 — 1,507 Total revenue 2,017 1,208 — 809 5,894 3,512 — 2,382 Cost of products 465 212 — 253 1,399 628 — 771 Cost of services 925 565 1 361 2,864 1,812 1 1,053 Selling, general and administrative expenses 331 195 6 142 956 540 11 427 Research and development expenses 54 25 — 29 175 77 — 98 Total operating expenses 1,775 997 7 785 5,394 3,057 12 2,349 Income (loss) from operations 242 211 (7) 24 500 455 (12) 33 Loss on extinguishment of debt — — — — — — — — Interest expense (85) (2) — (83) (259) (2) — (257) Other income (expense), net (44) (24) — (20) (55) (22) — (33) Income (loss) from continuing operations before income taxes 113 185 (7) (79) 186 431 (12) (257) Income tax expense (benefit) 236 47 (2) 187 280 77 (3) 200 Income from continuing operations (123) 138 (5) (266) (94) 354 (9) (457) Income (loss) from discontinued operations, net of tax — (138) — 138 (1) (354) — 353 Net income (loss) (123) — (5) (128) (95) — (9) (104) Net income (loss) attributable to noncontrolling interests 1 1 — — 1 1 — — Net income attributable to noncontrolling interests of discontinued operations — (1) — 1 — (1) — 1 Net income (loss) attributable to NCR Voyix $ (124) $ — $ (5) $ (129) $ (96) $ — $ (9) $ (105) Amounts attributable to NCR Voyix common stockholders Income (loss) from continuing operations $ (124) $ (266) $ (95) $ (457) Series A convertible preferred stock dividends (4) (4) (12) (12) Income (loss) from continuing operations attributable to NCR Voyix (128) (270) (107) (469) Income (loss) from discontinued operations, net of tax — 137 (1) 352 Net income (loss) attributable to NCR Voyix common stockholders $ (128) $ (133) $ (108) $ (117) Income (loss) per share attributable to common stockholders: Basic earnings (loss) per share: Continuing operations $ (0.91) $ (1.92) $ (0.76) $ (3.34) Discontinued operations — 0.98 (0.01) 2.51 Net income attributable to common shareholders $ (0.91) $ (0.94) $ (0.77) $ (0.83) Diluted earnings (loss) per share: Continuing operations $ (0.91) $ (1.92) $ (0.76) $ (3.34) Discontinued operations — 0.98 (0.01) 2.51 Diluted earnings per share attributable to common shareholders $ (0.91) $ (0.94) $ (0.77) $ (0.83)

Basis of Presentation and Sum_4

Basis of Presentation and Summary of Significant Accounting Policies - Additional Information (Details) $ in Millions		3 Months Ended				9 Months Ended
	Oct. 02, 2023	Sep. 30, 2024 USD ($)	Jun. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Mar. 31, 2023 USD ($)	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Aug. 06, 2024 USD ($)	Dec. 31, 2023 USD ($)
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Cyber ransomware incident recovery costs						$ 46
Proceeds from insurance settlement, investing activities						21
Insurance settlements receivable		$ 6				6
Compensation expense					$ 10
Revenue		711		$ 809		2,144	$ 2,382
Accounts receivable		623				623			$ 414
Contract liabilities		186				186			157
Total assets		4,674				4,674			4,990
Total liabilities		(3,387)				(3,387)			(4,689)
Total equity		1,011				1,011			25
Other income (expense), net		(15)		(20)		(40)	(33)
Other current liabilities		782				782			421
Accumulated other comprehensive loss		(460)				(460)			(429)
Cumulative fraudulent ACH disbursements		34				34
Recovered fraudulent ACH disbursements		15				15
Revenue recognized that was included in contract liabilities						131	159
Remaining performance obligations		946				946
Capitalized software development costs for software sold to customers		311				311			317
Adjustment
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Revenue			$ (10)	0			0
Accounts receivable			(5)
Contract liabilities			$ 5
Total assets									12
Total liabilities									7
Total equity									$ 19
Other income (expense), net		8		$ 0			$ 0
Other current liabilities		4				4
Accumulated other comprehensive loss		$ 4				$ 4
Digital Banking Segment | Disposal Group, Disposed of by Sale, Not Discontinued Operations
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Disposal group, consideration								$ 2,450
Disposal group, potential earnout, maximum								$ 100
NCR Atleos Corporation | Disposal Group, Disposed of by Means Other than Sale, Not Discontinued Operations, Spinoff
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Conversion ratio	0.50
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction, Start Date [Axis]: 2024-10-01
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Remaining performance obligation, percentage		0.75%				0.75%
Remaining performance obligation, expected timing of satisfaction		12 months				12 months

Basis of Presentation and Sum_5

Basis of Presentation and Summary of Significant Accounting Policies - Cash and Cash equivalents (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Dec. 31, 2022
Accounting Policies [Abstract]
Cash and cash equivalents	$ 795	$ 259	$ 675
Restricted Cash and Cash Equivalents, Current, Statement of Financial Position [Extensible Enumeration]	Restricted cash, current		Restricted cash, current
Short term restricted cash	$ 0		$ 30
Long term restricted cash	4		2,068
Cash included in settlement processing assets	26		240
Total cash, cash equivalents and restricted cash	825	$ 285	3,013	$ 740
Cash, cash equivalents and restricted cash of discontinued operations	0		2,704
Total cash, cash equivalents and restricted cash of continuing operations	$ 825		$ 309

Basis of Presentation and Sum_6

Basis of Presentation and Summary of Significant Accounting Policies - Contract Assets and Liabilities (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Accounting Policies [Abstract]
Current portion of contract liabilities	$ 186	$ 157
Non-current portion of contract liabilities	$ 13	$ 12

Discontinued Operations - Addit

Discontinued Operations - Additional Information (Details) - USD ($) $ in Millions		3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Income (loss) from discontinued operations, net of tax, environmental matters		$ (19)	$ 0	$ (19)	$ (1)
Net cash provided by (used in) operating activities of discontinued operations				(4)	(1)
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking Segment
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Gain on sale of business	$ 1,500	$ 1,546	$ 0	1,546	0
Net cash provided by (used in) operating activities of discontinued operations				$ (299)	$ 170

Discontinued Operations - Major

Discontinued Operations - Major Categories of Income (Details) - USD ($) $ in Millions		3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net income (loss) from discontinued operations		$ 1,113	$ 138	$ 1,162	$ 353
Net income (loss) attributable to noncontrolling interests		0	1	0	1
Income from discontinued operations, net of tax		1,113	137	1,162	352
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking Segment
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Revenue of business segment sold		156	150	457	429
Selling, general and administrative expenses		39	19	84	56
Research and development expenses		14	10	37	31
Total operating expenses		127	114	373	326
Income from discontinued operations		29	36	84	103
Interest expense		0	0	0	0
Other income (expense), net		(48)	(5)	(48)	(5)
Income (loss) from discontinued operations before gain on sale of business and income taxes		(19)	31	36	98
Gain on sale of business	$ 1,500	1,546	0	1,546	0
Income (loss) from discontinued operations before income taxes		1,527	31	1,582	98
Income tax expense (benefit)		395	(1)	401	(2)
Net income (loss) from discontinued operations		1,132	32	1,181	100
Net income (loss) attributable to noncontrolling interests		0	0	0	0
Income from discontinued operations, net of tax		1,132	32	1,181	100
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Revenue of business segment sold		0	1,058	5	3,083
Selling, general and administrative expenses		0	176	1	484
Research and development expenses		0	16	0	46
Total operating expenses		0	884	5	2,731
Income from discontinued operations		0	174	0	352
Interest expense		0	(2)	0	(2)
Other income (expense), net		0	(18)	0	(17)
Income (loss) from discontinued operations before income taxes		0	154	0	333
Income tax expense (benefit)		0	48	0	79
Net income (loss) from discontinued operations		0	106	0	254
Net income (loss) attributable to noncontrolling interests		0	1	0	1
Income from discontinued operations, net of tax		0	105	0	253
Product | Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking Segment
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Revenue of business segment sold		15	16	38	37
Costs of products and services sold		9	12	31	30
Product | Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Revenue of business segment sold		0	247	0	745
Costs of products and services sold		0	200	0	598
Cost of services | Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking Segment
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Revenue of business segment sold		141	134	419	392
Costs of products and services sold		65	73	221	209
Cost of services | Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Revenue of business segment sold		0	811	5	2,338
Costs of products and services sold		$ 0	$ 492	$ 4	$ 1,603

Discontinued Operations - Maj_2

Discontinued Operations - Major Classes of Assets and Liabilities (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Current assets
Total current assets	$ 0	$ 84
Noncurrent assets	0	892
Current liabilities
Total current liabilities	0	135
Noncurrent liabilities	$ 0	22
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking
Current assets
Cash and cash equivalents		2
Accounts receivable, net of allowances		58
Prepaid and other current assets		9
Total current assets		69
Property, plant and equipment, net		5
Goodwill		521
Intangibles, net		168
Operating lease assets		5
Deferred income taxes		2
Other assets		183
Noncurrent assets		884
Total assets of discontinued operations		953
Current liabilities
Accounts payable		64
Payroll and benefits liabilities		22
Contract liabilities		30
Other current liabilities		4
Total current liabilities		120
Operating lease liabilities		3
Other liabilities		7
Noncurrent liabilities		10
Total liabilities of discontinued operations		130
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
Current assets
Cash and cash equivalents		1
Accounts receivable, net of allowances		9
Inventories		4
Prepaid and other current assets		1
Total current assets		15
Other assets		8
Noncurrent assets		8
Total assets of discontinued operations		23
Current liabilities
Accounts payable		1
Payroll and benefits liabilities		1
Contract liabilities		10
Other current liabilities		3
Total current liabilities		15
Pension and indemnity plan liabilities		7
Other liabilities		5
Noncurrent liabilities		12
Total liabilities of discontinued operations		$ 27

Discontinued Operations - Cash

Discontinued Operations - Cash Flows from Discontinued Operations (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net cash provided by (used in) operating activities	$ (4)	$ (1)
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Digital Banking Segment
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net cash provided by (used in) operating activities	(299)	170
Net cash provided by (used in) investing activities	(57)	(72)
Net cash provided by (used in) financing activities	0	0
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net cash provided by (used in) operating activities	0	441
Net cash provided by (used in) investing activities	0	(93)
Net cash provided by (used in) financing activities	$ 0	$ 0

Goodwill and Purchased Intang_3

Goodwill and Purchased Intangible Assets - Goodwill by Segments (Details) $ in Millions	9 Months Ended
	Sep. 30, 2024 USD ($)
Goodwill [Roll Forward]
Goodwill, beginning balance	$ 1,576
Accumulated Impairment, beginning balance	(57)
Total beginning balance	1,519
Additions	0
Impairment	0
Other	2
Goodwill, ending balance	1,578
Accumulated Impairment, ending balance	(57)
Total	1,521
Retail
Goodwill [Roll Forward]
Goodwill, beginning balance	1,081
Accumulated Impairment, beginning balance	(34)
Total beginning balance	1,047
Additions	0
Impairment	0
Other	3
Goodwill, ending balance	1,084
Accumulated Impairment, ending balance	(34)
Total	1,050
Restaurants
Goodwill [Roll Forward]
Goodwill, beginning balance	495
Accumulated Impairment, beginning balance	(23)
Total beginning balance	472
Additions	0
Impairment	0
Other	(1)
Goodwill, ending balance	494
Accumulated Impairment, ending balance	(23)
Total	$ 471

Goodwill and Purchased Intang_4

Goodwill and Purchased Intangible Assets - Purchased Intangible Assets (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 733	$ 732
Accumulated Amortization	(631)	(609)
Reseller & customer relationships
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	322	322
Accumulated Amortization	$ (265)	$ (251)
Reseller & customer relationships | Minimum
Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	1 year	1 year
Reseller & customer relationships | Maximum
Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	20 years	20 years
Intellectual property
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 347	$ 346
Accumulated Amortization	$ (304)	$ (296)
Intellectual property | Minimum
Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	2 years	2 years
Intellectual property | Maximum
Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	8 years	8 years
Customer contracts
Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	8 years	8 years
Gross Carrying Amount	$ 0	$ 0
Accumulated Amortization	0	0
Tradenames
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	64	64
Accumulated Amortization	$ (62)	$ (62)
Tradenames | Minimum
Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	1 year	1 year
Tradenames | Maximum
Finite-Lived Intangible Assets [Line Items]
Amortization Period (in Years)	10 years	10 years

Goodwill and Purchased Intang_5

Goodwill and Purchased Intangible Assets - Amortization Expense (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization expense	$ 7	$ 11	$ 22	$ 31
Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]
Remainder of 2024	6		6
2025	25		25
2026	23		23
2027	19		19
2028	9		9
2029	$ 5		$ 5

Segment Information and Conce_3

Segment Information and Concentrations - Additional Information (Details)	9 Months Ended
	Sep. 30, 2024 segment
Segment Reporting [Abstract]
Number of reportable segments	2

Segment Information and Conce_4

Segment Information and Concentrations - Revenue and Operating Income By Segments (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Segment Reporting Information [Line Items]
Total revenue	$ 711	$ 809	$ 2,144	$ 2,382
Operating Segments
Segment Reporting Information [Line Items]
Total revenue	698	781	2,109	2,296
Adjusted EBITDA by segment	174	175	464	468
Other
Segment Reporting Information [Line Items]
Total revenue	13	28	35	86
Retail | Operating Segments
Segment Reporting Information [Line Items]
Total revenue	487	552	1,495	1,633
Adjusted EBITDA by segment	108	123	281	321
Restaurants | Operating Segments
Segment Reporting Information [Line Items]
Total revenue	211	229	614	663
Adjusted EBITDA by segment	$ 66	$ 52	$ 183	$ 147

Segment Information and Conce_5

Segment Information and Concentrations - Net Income Reconciled to Adjusted EBITDA (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Segment Reporting Information [Line Items]
Corporate and other income and expenses not allocated to reportable segments	$ 81	$ 72	$ 231	$ 196
Depreciation and amortization	53	49	153	140
Acquisition-related amortization of intangibles	7	11	22	31
Interest expense	40	83	120	257
Interest income	(2)	(5)	(5)	(11)
Acquisition-related costs	0	0	0	1
Loss (gain) on debt extinguishment	(8)	0	(8)	0
Income tax expense (benefit)	(1)	187	3	200
Stock-based compensation expense	9	19	32	65
Transformation and restructuring costs	16	1	90	5
Separation costs	1	10	9	18
Loss (gain) on disposal of businesses	0	(3)	(14)	(10)
Foreign currency devaluation	0	0	15	0
Fraudulent ACH disbursements	(2)	5	(4)	10
Cyber ransomware incident recovery costs	(1)	12	(5)	23
Strategic initiatives	12	0	18	0
Net income (loss) from continuing operations attributable to NCR Voyix	(31)	(266)	(193)	(457)
Operating Segments
Segment Reporting Information [Line Items]
Segment Adjusted EBITDA	$ 174	$ 175	$ 464	$ 468

Segment Information and Conce_6

Segment Information and Concentrations - Revenue by Geography (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Revenues from External Customers and Long-Lived Assets [Line Items]
Total revenue	$ 711	$ 809	$ 2,144	$ 2,382
United States
Revenues from External Customers and Long-Lived Assets [Line Items]
Total revenue	457	568	1,363	1,601
Americas (excluding United States)
Revenues from External Customers and Long-Lived Assets [Line Items]
Total revenue	50	53	173	161
Europe, Middle East and Africa
Revenues from External Customers and Long-Lived Assets [Line Items]
Total revenue	130	117	377	372
Asia Pacific
Revenues from External Customers and Long-Lived Assets [Line Items]
Total revenue	$ 74	$ 71	$ 231	$ 248

Segment Information and Conce_7

Segment Information and Concentrations - Revenue by Products and Services (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Revenue from External Customer [Line Items]
Total revenue	$ 711	$ 809	$ 2,144	$ 2,382
Recurring revenue
Revenue from External Customer [Line Items]
Total revenue	407	409	1,214	1,216
All other products and services
Revenue from External Customer [Line Items]
Total revenue	$ 304	$ 400	$ 930	$ 1,166

Debt Obligations - Short-term B

Debt Obligations - Short-term Borrowings and Long-term Debt (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023	Apr. 06, 2021	Aug. 20, 2020
Debt Instrument [Line Items]
Total short-term borrowings	$ 0	$ 15
Long-term debt	1,098	2,563
Deferred financing fees	(7)	(20)
Term loan facility
Debt Instrument [Line Items]
Long-term debt	$ 0	$ 185
Weighted-average interest rate on long-term debt	0%	8.46%
Revolving Credit Facility
Debt Instrument [Line Items]
Long-term debt	$ 0	$ 98
Weighted-average interest rate on long-term debt	0%	9.07%
5.000% Senior Notes due 2028
Debt Instrument [Line Items]
Long-term debt	$ 650	$ 650		$ 650
Debt stated interest rate	5%	5%		5%
5.125% Senior Notes due 2029
Debt Instrument [Line Items]
Long-term debt	$ 403	$ 1,200
Debt stated interest rate	5.125%	5.125%	5.125%
5.250% Senior Notes due 2030
Debt Instrument [Line Items]
Long-term debt	$ 52	$ 450		$ 450
Debt stated interest rate	5.25%	5.25%		5.25%
Term loan facility
Debt Instrument [Line Items]
Current portion of Senior Secured Credit Facility	$ 0	$ 15
Weighted-average interest rate on short term debt	0%	8.46%

Debt Obligations - Additional I

Debt Obligations - Additional Information, Credit Facilities (Details)	Oct. 16, 2023 USD ($)
Credit Agreement | Line of Credit
Debt Instrument [Line Items]
Principal amount	$ 700,000,000
Credit Agreement | Line of Credit | Revolving Credit Facility
Debt Instrument [Line Items]
Debt term	5 years
Maximum borrowing capacity	$ 500,000,000
Credit Agreement | Line of Credit | Letter of Credit
Debt Instrument [Line Items]
Maximum borrowing capacity	75,000,000
Term Loan A Facility | Medium-term Notes
Debt Instrument [Line Items]
Principal amount	$ 200,000,000
Debt term	5 years
Term Loan A Facility | Medium-term Notes | Period One
Debt Instrument [Line Items]
Debt consolidated leverage ratio	4.75
Term Loan A Facility | Medium-term Notes | Period Two
Debt Instrument [Line Items]
Debt consolidated leverage ratio	4.50
Term Loan A Facility | Medium-term Notes | Period Three
Debt Instrument [Line Items]
Debt consolidated leverage ratio	4.25
Additional consolidated leverage ratio	25%
Term Loan A Facility | Medium-term Notes | Maximum
Debt Instrument [Line Items]
Debt consolidated leverage ratio	5
Term Loan A Facility | Medium-term Notes | First Three Years
Debt Instrument [Line Items]
Effective interest rate percentage	1.875%
Repayment term	3 years
Term Loan A Facility | Medium-term Notes | Last Two Years
Debt Instrument [Line Items]
Effective interest rate percentage	2.50%
Repayment term	2 years
New Loans | Term Loans and Revolving Credit Facility | Base Rate
Debt Instrument [Line Items]
Debt basis spread on variable rate	0.50%
New Loans | Term Loans and Revolving Credit Facility | Base Rate | Minimum
Debt Instrument [Line Items]
Additional basis spread on variable rate	1.25%
New Loans | Term Loans and Revolving Credit Facility | Base Rate | Maximum
Debt Instrument [Line Items]
Additional basis spread on variable rate	2.25%
New Loans | Term Loans and Revolving Credit Facility | Secured Overnight Financing Rate (SOFR)
Debt Instrument [Line Items]
Debt basis spread on variable rate	1%
New Loans | Term Loans and Revolving Credit Facility | Secured Overnight Financing Rate (SOFR) | Minimum
Debt Instrument [Line Items]
Additional basis spread on variable rate	2.25%
New Loans | Term Loans and Revolving Credit Facility | Secured Overnight Financing Rate (SOFR) | Maximum
Debt Instrument [Line Items]
Additional basis spread on variable rate	3.25%

Debt Obligations - Additional_2

Debt Obligations - Additional Information, Senior Notes (Details) - USD ($) $ in Millions						3 Months Ended		9 Months Ended
	Apr. 15, 2026	Apr. 15, 2025	Sep. 30, 2024	Apr. 15, 2024	Aug. 20, 2020	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023	Apr. 06, 2021
Debt Instrument [Line Items]
Long-term debt			$ 1,098			$ 1,098		$ 1,098		$ 2,563
Debt instrument, redemption, principal amount redeemed			1,200			1,200		1,200
Gain (loss) on extinguishment of debt						8	$ 0	8	$ 0
Debt instrument, unamortized discount			18			18		18
Deferred debt issuance cost, writeoff			10
Debt value of long-term debt			1,080			1,080		1,080		2,470
5.000% Senior Notes due 2028
Debt Instrument [Line Items]
Long-term debt			$ 650		$ 650	$ 650		$ 650		$ 650
Debt stated interest rate			5%		5%	5%		5%		5%
5.000% Senior Notes due 2028 | Twelve Month Period Commencing October 1, 2024
Debt Instrument [Line Items]
Debt instrument redemption price as percentage of principle amount					101.25%
5.250% Senior Notes due 2030
Debt Instrument [Line Items]
Long-term debt			$ 52		$ 450	$ 52		$ 52		$ 450
Debt stated interest rate			5.25%		5.25%	5.25%		5.25%		5.25%
Debt instrument, redemption, principal amount redeemed			$ 398			$ 398		$ 398
5.250% Senior Notes due 2030 | Twelve Month Period Commencing October 1, 2028
Debt Instrument [Line Items]
Debt instrument redemption price as percentage of principle amount					100%
5.250% Senior Notes due 2030 | Twelve month period commencing on October 1, 2025
Debt Instrument [Line Items]
Debt instrument redemption price as percentage of principle amount					102.625%
5.250% Senior Notes due 2030 | Twelve Month Period Commencing October 1, 2026
Debt Instrument [Line Items]
Debt instrument redemption price as percentage of principle amount					101.75%
5.250% Senior Notes due 2030 | Twelve Month Period Commencing October 1, 2027
Debt Instrument [Line Items]
Debt instrument redemption price as percentage of principle amount					100.875%
5.000% and 5.250% Senior Notes | Prior to October 1, 2023
Debt Instrument [Line Items]
Debt instrument redemption price as percentage of principle amount					100%
5.125% Senior Notes due 2029
Debt Instrument [Line Items]
Long-term debt, gross											$ 1,200
5.125% Senior Notes due 2029 | On or after April 15; redeemed in 2024
Debt Instrument [Line Items]
Debt instrument redemption price as percentage of principle amount				102.563%
5.125% Senior Notes due 2029 | On or after April 15; redeemed in 2025 | Forecast
Debt Instrument [Line Items]
Debt instrument redemption price as percentage of principle amount		101.281%
5.125% Senior Notes due 2029 | On or after April 15; redeemed in 2026 and thereafter | Forecast
Debt Instrument [Line Items]
Debt instrument redemption price as percentage of principle amount	100%
5.125% Senior Notes due 2029
Debt Instrument [Line Items]
Long-term debt			$ 403			$ 403		$ 403		$ 1,200
Debt stated interest rate			5.125%			5.125%		5.125%		5.125%	5.125%
Debt instrument, redemption, principal amount redeemed			$ 797			$ 797		$ 797

Trade Receivables Facility (Det

Trade Receivables Facility (Details) - USD ($) $ in Millions	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023	Sep. 01, 2024	Aug. 30, 2024
Receivables [Abstract]
Accounts receivable sales agreement amount			$ 252	$ 300
Accounts receivable, sale	$ 0	$ 288
Trade receivables securitization facility, collateral at period end	$ 0	$ 107

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Income tax expense (benefit)	$ (1)	$ 187	$ 3	$ 200
Discrete tax expense		$ 195		$ 195
Taxes payable, current	$ 388		$ 388		$ 31

Stock Compensation Plans - Stoc

Stock Compensation Plans - Stock-based Compensation Expense (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Share-Based Payment Arrangement [Abstract]
Restricted stock units	$ 8	$ 17	$ 29	$ 57
Stock options	0	0	0	2
Employee stock purchase plan	1	2	3	6
Stock-based compensation expense	9	19	32	65
Tax benefit (expense)	0	(1)	0	(4)
Stock-based compensation expense (net of tax)	$ 9	$ 18	$ 32	$ 61

Stock Compensation Plans - Valu

Stock Compensation Plans - Valuation Assumptions Used for Restricted Stock Units with a Market Condition (Details) - Restricted Stock Units	Mar. 15, 2024
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Dividend yield	0%
Risk-free interest rate	4.44%
Expected volatility	60.37%

Stock Compensation Plans - Addi

Stock Compensation Plans - Additional Information (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024
ESPP
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Discount stock purchase price percentage			15%
Look-back feature period of discount stock purchase price			3 months
Minimum contribution by participant percentage	1%		1%
Maximum contribution by participant percentage	10%		10%
Stocks purchased by employees during the period (in shares)	0.3	0.3
Discounted price per share of stocks purchased by employees (in dollar per share)	$ 10.71	$ 21.78
Restricted Stock Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Fair value assumptions, expected term			3 years
Unrecognized compensation cost related to unvested awards	$ 50		$ 50
Weighted average period to recognized compensation cost related to unvested awards			1 year

Employee Benefit Plans (Details

Employee Benefit Plans (Details) $ in Millions	3 Months Ended	9 Months Ended
	Sep. 30, 2024 USD ($)	Sep. 30, 2024 USD ($)
Total Pension Benefits | Foreign Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Plan assets contributions by employer	$ 3	$ 8
Expected future benefit payment, remainder of fiscal year	5	5
Total estimated contributions by employer during fiscal year	13	$ 13
Total Pension Benefits | United States | NCR Atleos Corporation
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Contributions required, percent of annual costs		50%
Contributions by spinoff, threshold		$ 40
Postemployment Retirement Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Plan assets contributions by employer	14	39
Expected future benefit payment, remainder of fiscal year	50	50
Total estimated contributions by employer during fiscal year	11	11
Postemployment benefits, period expense	$ 2	$ 32

Commitments and Contingencies (

Commitments and Contingencies (Details) $ in Millions		1 Months Ended	9 Months Ended
	Mar. 31, 2018 USD ($) company	Dec. 31, 2019	Sep. 30, 2024 USD ($)	Jul. 02, 2024 USD ($)	Dec. 31, 2023 USD ($)	Dec. 31, 2010 affiliateCorporation numberOfDefendant	Nov. 30, 2010 company
NCR Atleos Corporation
Loss Contingencies [Line Items]
Environmental contingencies percentage threshold			50%
Environmental contingencies annual threshold			$ 15
Other Litigation
Loss Contingencies [Line Items]
Supersedeas bond amount				$ 45
Other Litigation | NCR Atleos Corporation
Loss Contingencies [Line Items]
Loss contingency, indemnity obligation, (as percent)				50%
Fox River
Loss Contingencies [Line Items]
Percentage of obligation under cost sharing agreement			60%
Percentage of funding obligation under cost sharing agreement			50%
Receivable under funding agreement			$ 54		$ 54
Gross loss contingency accrual			0		0
Net loss contingency accrual			22		22
Total amount received from settlements with insurance carriers			212
Kalamazoo River
Loss Contingencies [Line Items]
Number of additional companies receiving general notice letters | company							3
Number of additional defendants | numberOfDefendant						2
Number of total corporation plaintiffs | affiliateCorporation						3
Costs incurred in the pasted related to loss contingency	$ 50
Loss contingency, value of damages sought	105
Loss contingency, value of damages sought	$ 55
NCR share of costs related to loss contingency	40%
GP share of costs related to loss contingency	40%	40%
Number of companies assigned to share costs of loss contingency | company	2
Loss contingency accrual			$ 167		$ 141
Kalamazoo River | Company One
Loss Contingencies [Line Items]
NCR share of costs related to loss contingency	15%
Kalamazoo River | Company Two
Loss Contingencies [Line Items]
NCR share of costs related to loss contingency	5%

Series A Convertible Preferre_2

Series A Convertible Preferred Stock (Details) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($) $ / shares Rate shares	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) $ / shares Rate shares	Sep. 30, 2023 USD ($)	Dec. 31, 2023 shares
Class of Stock [Line Items]
Preferred stock, convertible, conversion ratio	57.5601		57.5601
Series A Convertible Preferred Stock
Class of Stock [Line Items]
Dividend rate | Rate	5.50%		5.50%
Dividend rate for preferred shares; accrued but unpaid dividend	8%		8%
Cash dividends paid | $	$ 4	$ 4	$ 12	$ 12
Conversion price per share at option of holder (in dollars per share) | $ / shares	$ 30		$ 30
Conversion rate per preferred share			33.333
Financial instruments subject to redemption, settlement terms, maximum number of shares (in shares) | shares	15.9		15.9		15.9

Earnings Per Share - Basic Earn

Earnings Per Share - Basic Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Numerator:
Income (loss) from continuing operations	$ (31)	$ (266)	$ (193)	$ (457)
Series A convertible preferred stock dividends	(4)	(4)	(12)	(12)
Income (loss) from continuing operations attributable to NCR Voyix common stockholders	(35)	(270)	(205)	(469)
Income (loss) from discontinued operations, net of tax	1,113	137	1,162	352
Net income (loss) attributable to NCR Voyix common stockholders	$ 1,078	$ (133)	$ 957	$ (117)
Denominator:
Basic and diluted weighted average number of shares outstanding, basic (in shares)	145.4	140.9	144.6	140.3
Basic and diluted weighted average number of shares outstanding, diluted (in shares)	145.4	140.9	144.6	140.3
Basic and diluted earnings (loss) per share:
From continuing operations basic (in dollars per share)	$ (0.24)	$ (1.92)	$ (1.42)	$ (3.34)
From continuing operations, diluted (in dollars per share)	(0.24)	(1.92)	(1.42)	(3.34)
From discontinued operations, basic (in dollars per share)	7.65	0.98	8.04	2.51
From discontinued operations, diluted (in dollars per share)	7.65	0.98	8.04	2.51
Total basic earnings per share, basic (in dollars per share)	7.41	(0.94)	6.62	(0.83)
Total diluted earnings per share, basic (in dollars per share)	$ 7.41	$ (0.94)	$ 6.62	$ (0.83)

Earnings Per Share - Additional

Earnings Per Share - Additional Information (Details) - shares shares in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Series A Convertible Preferred Stock
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from diluted per share count (in shares)	15.9	9.2	15.9	9.2
Restricted Stock Units (RSUs) and Stock Options
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from diluted per share count (in shares)	10.2	10.9	10.3	14.5

Derivatives and Hedging Instr_3

Derivatives and Hedging Instruments - Additional Information (Details) $ in Millions	9 Months Ended
	Sep. 30, 2024 USD ($) currency	Dec. 31, 2023 USD ($)
Derivative [Line Items]
Number of functional currencies | currency	30
Maximum period for cash flow hedging activity	15 months
Total stockholders’ equity	$ 1,011	$ 25
Foreign Exchange Contracts | Accumulated Gain (Loss), Cash Flow Hedge, Including Noncontrolling Interest
Derivative [Line Items]
Total stockholders’ equity	$ 0	$ 0

Derivatives and Hedging Instr_4

Derivatives and Hedging Instruments - Derivative Fair Values (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	$ 0	$ 5
Derivative liability, fair value	0	(4)
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative asset, notional amount		402
Derivative assets, fair value		5
Derivative liability, notional amount		207
Derivative liability, fair value		(4)
Not Designated as Hedging Instrument | Foreign exchange contracts
Derivatives, Fair Value [Line Items]
Derivative asset, notional amount	0
Derivative assets, fair value	0	5
Derivative liability, notional amount	38
Derivative liability, fair value	$ 0	$ (4)

Derivatives and Hedging Instr_5

Derivatives and Hedging Instruments - Gain (Loss) on Derivatives (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Derivative Instruments, Gain (Loss) [Line Items]
(Gain) loss reclassified from AOCI	$ 0	$ 122	$ 0	$ 165
Interest rate contracts | Cash Flow Hedging | Cost of services
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized	0	0	0	24
(Gain) loss reclassified from AOCI	0	(100)	0	(134)
Interest rate contracts | Cash Flow Hedging | Interest expense
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized	0	0	0	0
(Gain) loss reclassified from AOCI	$ 0	$ (22)	$ 0	$ (31)

Derivatives and Hedging Instr_6

Derivatives and Hedging Instruments - Gain (Loss) on Derivatives Not Designated as Hedging Instruments (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Derivative [Line Items]
Interest expense	$ 40	$ 83	$ 120	$ 257
(Gain) loss reclassified from AOCI	0	122	0	165
Cost of services
Derivative [Line Items]
Cost of revenue	360	361	1,120	1,053
Foreign exchange contracts | Other income (expense), net
Derivative [Line Items]
Derivative instruments not designated as hedging instruments, gain (loss), net	(2)	(3)	(8)	(8)
Interest rate contracts | Cost of services | Cash Flow Hedging
Derivative [Line Items]
(Gain) loss reclassified from AOCI	0	(100)	0	(134)
Interest rate contracts | Interest expense | Cash Flow Hedging
Derivative [Line Items]
(Gain) loss reclassified from AOCI	0	(22)	0	(31)
Interest rate contracts | Cost of services | Cost of services
Derivative [Line Items]
Derivative instruments not designated as hedging instruments, gain (loss), net	$ 0	$ 14	$ 0	$ 14

Fair Value of Assets and Liab_3

Fair Value of Assets and Liabilities (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Asset impairment charges	$ 0	$ 0	$ 0	$ 0
Fair Value, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign exchange contracts					$ 0
Total					0
Foreign exchange contracts					0
Total					0
Fair Value, Recurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign exchange contracts					5
Total					5
Foreign exchange contracts					4
Total					4
Fair Value, Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreign exchange contracts					0
Total					0
Foreign exchange contracts					0
Total					0
Fair Value, Recurring | Total
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Deposits held in money market mutual funds	$ 0		$ 0
Foreign exchange contracts					5
Total					5
Foreign exchange contracts					4
Total					$ 4

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) - Changes in AOCI by Component (Details) $ in Millions	9 Months Ended
	Sep. 30, 2024 USD ($)
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Accumulated other comprehensive loss, beginning balance	$ (429)
Other comprehensive income (loss) before reclassifications	(31)
Amounts reclassified from AOCI	0
Net current period other comprehensive (loss) income	(31)
Accumulated other comprehensive loss, ending balance	(460)
Currency Translation Adjustments
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Accumulated other comprehensive loss, beginning balance	(424)
Other comprehensive income (loss) before reclassifications	(31)
Amounts reclassified from AOCI	0
Net current period other comprehensive (loss) income	(31)
Accumulated other comprehensive loss, ending balance	(455)
Changes in Employee Benefit Plans
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Accumulated other comprehensive loss, beginning balance	(5)
Other comprehensive income (loss) before reclassifications	0
Amounts reclassified from AOCI	0
Net current period other comprehensive (loss) income	0
Accumulated other comprehensive loss, ending balance	(5)
Changes in Fair Value of Effective Cash Flow Hedges
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Accumulated other comprehensive loss, beginning balance	0
Other comprehensive income (loss) before reclassifications	0
Amounts reclassified from AOCI	0
Net current period other comprehensive (loss) income	0
Accumulated other comprehensive loss, ending balance	$ 0

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) - Reclassifications Out of AOCI (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Selling, general and administrative expenses	$ (113)	$ (142)	$ (340)	$ (427)
Research and development expenses	(38)	(29)	(129)	(98)
Interest expense	(40)	(83)	(120)	(257)
Total before tax	(31)	(266)	(194)	(457)
Tax expense	1	(187)	(3)	(200)
Net income (loss) attributable to NCR Voyix common stockholders	1,078	(133)	957	(117)
Product
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Cost of revenue	(185)	(253)	(594)	(771)
Cost of services
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Cost of revenue	$ (360)	(361)	$ (1,120)	(1,053)
Reclassification out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Selling, general and administrative expenses		(1)		(1)
Research and development expenses				0
Interest expense		(22)		(31)
Total before tax		(123)		(169)
Tax expense		30		40
Net income (loss) attributable to NCR Voyix common stockholders		(93)		(129)
Reclassification out of Accumulated Other Comprehensive Income | Product
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Cost of revenue		0		0
Research and development expenses		0
Reclassification out of Accumulated Other Comprehensive Income | Cost of services
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Cost of revenue		(100)		(137)
Amortization of Actuarial Loss (Gain) | Reclassification out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Selling, general and administrative expenses		(1)		(1)
Research and development expenses				0
Interest expense		0		0
Total before tax		(1)		(3)
Amortization of Actuarial Loss (Gain) | Reclassification out of Accumulated Other Comprehensive Income | Product
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Cost of revenue		0		0
Research and development expenses		0
Amortization of Actuarial Loss (Gain) | Reclassification out of Accumulated Other Comprehensive Income | Cost of services
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Cost of revenue		0		(2)
Amortization of Prior Service Benefit | Reclassification out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Selling, general and administrative expenses		0		0
Research and development expenses				0
Interest expense		0		0
Total before tax		0		(1)
Amortization of Prior Service Benefit | Reclassification out of Accumulated Other Comprehensive Income | Product
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Cost of revenue		0		0
Research and development expenses		0
Amortization of Prior Service Benefit | Reclassification out of Accumulated Other Comprehensive Income | Cost of services
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Cost of revenue		0		(1)
Effective Cash Flow Hedge Loss (Gain) | Reclassification out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Selling, general and administrative expenses		0		0
Research and development expenses				0
Interest expense		(22)		(31)
Total before tax		(122)		(165)
Effective Cash Flow Hedge Loss (Gain) | Reclassification out of Accumulated Other Comprehensive Income | Product
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Cost of revenue		0		0
Research and development expenses		0
Effective Cash Flow Hedge Loss (Gain) | Reclassification out of Accumulated Other Comprehensive Income | Cost of services
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Cost of revenue		$ (100)		$ (134)

Supplemental Financial Inform_3

Supplemental Financial Information - Components of Accounts Receivable (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Accounts Receivable, after Allowance for Credit Loss, Current [Abstract]
Accounts receivable, gross	$ 651	$ 443
Less: allowance for credit losses	(28)	(29)
Total accounts receivable, net	623	414
Trade
Accounts Receivable, after Allowance for Credit Loss, Current [Abstract]
Accounts receivable, gross	556	305
Other
Accounts Receivable, after Allowance for Credit Loss, Current [Abstract]
Accounts receivable, gross	$ 95	$ 138

Supplemental Financial Inform_4

Supplemental Financial Information - Additional Information (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Supplemental Financial Information [Abstract]
Allowance for credit losses	$ 28		$ 28		$ 29
Provision for other credit losses	9	$ 2	13	$ 10
Allowance for credit loss, recovery	$ 4		$ 14
Allowance for credit loss, writeoff		$ 2		$ 2

Supplemental Financial Inform_5

Supplemental Financial Information - Components of Inventory (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Inventory, Net [Abstract]
Work in process and raw materials	$ 10	$ 14
Finished goods	89	109
Service parts	109	127
Total inventories	$ 208	$ 250

Revised 2023 Quarterly Financ_3

Revised 2023 Quarterly Financial Statements (Details) - USD ($) $ / shares in Units, $ in Millions	3 Months Ended			9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue	$ 711		$ 809	$ 2,144	$ 2,382
Selling, general and administrative expenses	113		142	340	427
Research and development expenses	38		29	129	98
Total operating expenses	696		785	2,183	2,349
Income (loss) from operations	15		24	(39)	33
Gain (loss) on extinguishment of debt	8		0	8	0
Interest expense	(40)		(83)	(120)	(257)
Other income (expense), net	(15)		(20)	(40)	(33)
Income (loss) from continuing operations before income taxes	(32)		(79)	(191)	(257)
Income tax expense (benefit)	(1)		187	3	200
Income from continuing operations	(31)		(266)	(194)	(457)
Income (loss) from discontinued operations, net of tax	1,113		138	1,162	353
Net income (loss)	1,082		(128)	968	(104)
Net income (loss) attributable to noncontrolling interests	0		0	(1)	0
Net income attributable to noncontrolling interests of discontinued operations	0		1	0	1
Net income (loss) attributable to NCR Voyix	1,082		(129)	969	(105)
Income (loss) from continuing operations	(31)		(266)	(193)	(457)
Series A convertible preferred stock dividends	(4)		(4)	(12)	(12)
Income (loss) from continuing operations attributable to NCR Voyix	(35)		(270)	(205)	(469)
Income (loss) from discontinued operations, net of tax	1,113		137	1,162	352
Net income (loss) attributable to NCR Voyix common stockholders	$ 1,078		$ (133)	$ 957	$ (117)
Continuing operations, basic (in dollars per share)	$ (0.24)		$ (1.92)	$ (1.42)	$ (3.34)
Discontinued operations, basic (in dollars per share)			0.98		2.51
Net income attributable to common shareholders (in dollars per share)	7.41		(0.94)	6.62	(0.83)
Continuing operations, diluted (in dollars per share)	(0.24)		(1.92)	(1.42)	(3.34)
Discontinued operations, diluted (in dollars per share)			0.98		2.51
Diluted earnings per share attributable to common shareholders (in dollars per share)	$ 7.41		$ (0.94)	$ 6.62	$ (0.83)
Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Income (loss) from discontinued operations, net of tax	$ 0		$ 106	$ 0	$ 254
Net income attributable to noncontrolling interests of discontinued operations	0		1	0	1
Income (loss) from discontinued operations, net of tax	0		105	0	253
As reported
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue			2,017		5,894
Selling, general and administrative expenses			331		956
Research and development expenses			54		175
Total operating expenses			1,775		5,394
Income (loss) from operations			242		500
Gain (loss) on extinguishment of debt			0		0
Interest expense			(85)		(259)
Other income (expense), net			(44)		(55)
Income (loss) from continuing operations before income taxes			113		186
Income tax expense (benefit)			236		280
Income from continuing operations			(123)		(94)
Income (loss) from discontinued operations, net of tax			0		(1)
Net income (loss)			(123)		(95)
Net income (loss) attributable to noncontrolling interests			1		1
Net income attributable to noncontrolling interests of discontinued operations			0		0
Net income (loss) attributable to NCR Voyix			(124)		(96)
Income (loss) from continuing operations			(124)		(95)
Series A convertible preferred stock dividends			(4)		(12)
Income (loss) from continuing operations attributable to NCR Voyix			(128)		(107)
Income (loss) from discontinued operations, net of tax			0		(1)
Net income (loss) attributable to NCR Voyix common stockholders			$ (128)		$ (108)
Continuing operations, basic (in dollars per share)			$ (0.91)		$ (0.76)
Discontinued operations, basic (in dollars per share)			0		(0.01)
Net income attributable to common shareholders (in dollars per share)			(0.91)		(0.77)
Continuing operations, diluted (in dollars per share)			(0.91)		(0.76)
Discontinued operations, diluted (in dollars per share)			0		(0.01)
Diluted earnings per share attributable to common shareholders (in dollars per share)			$ (0.91)		$ (0.77)
Discontinued operations | Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue			$ 1,208		$ 3,512
Selling, general and administrative expenses			195		540
Research and development expenses			25		77
Total operating expenses			997		3,057
Income (loss) from operations			211		455
Gain (loss) on extinguishment of debt			0		0
Interest expense			(2)		(2)
Other income (expense), net			(24)		(22)
Income (loss) from continuing operations before income taxes			185		431
Income tax expense (benefit)			47		77
Income from continuing operations			138		354
Income (loss) from discontinued operations, net of tax			(138)		(354)
Net income (loss)			0		0
Net income (loss) attributable to noncontrolling interests			1		1
Net income attributable to noncontrolling interests of discontinued operations			(1)		(1)
Net income (loss) attributable to NCR Voyix			0		0
Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue		$ (10)	0		0
Selling, general and administrative expenses			6		11
Research and development expenses			0		0
Total operating expenses			7		12
Income (loss) from operations			(7)		(12)
Gain (loss) on extinguishment of debt			0		0
Interest expense			0		0
Other income (expense), net	8		0		0
Income (loss) from continuing operations before income taxes			(7)		(12)
Income tax expense (benefit)			(2)		(3)
Income from continuing operations			(5)		(9)
Income (loss) from discontinued operations, net of tax			0		0
Net income (loss)			(5)		(9)
Net income (loss) attributable to noncontrolling interests			0		0
Net income attributable to noncontrolling interests of discontinued operations			0		0
Net income (loss) attributable to NCR Voyix			(5)		(9)
Product
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue	219		296	684	875
Cost of revenue	185		253	594	771
Product | As reported
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue			560		1,657
Cost of revenue			465		1,399
Product | Discontinued operations | Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue			264		782
Cost of revenue			212		628
Product | Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue			0		0
Cost of revenue			0		0
Cost of services
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue	492		513	1,460	1,507
Cost of revenue	$ 360		361	$ 1,120	1,053
Cost of services | As reported
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue			1,457		4,237
Cost of revenue			925		2,864
Cost of services | Discontinued operations | Discontinued Operations, Disposed of by Means Other than Sale, Spinoff | Spin-Off of Atleos
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue			944		2,730
Cost of revenue			565		1,812
Cost of services | Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Total revenue			0		0
Cost of revenue			$ 1		$ 1