Cass Information Systems (CASS) 10-Q 6 Aug 24 2024 Q2 Quarterly report Financial data

Cover Page

Cover Page - shares	6 Months Ended
	Jun. 30, 2024	Aug. 06, 2024
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2024
Document Transition Report	false
Entity File Number	000-20827
Entity Registrant Name	CASS INFORMATION SYSTEMS, INC.
Entity Incorporation, State or Country Code	MO
Entity Tax Identification Number	43-1265338
Entity Address, Address Line One	12444 Powerscourt Drive
Entity Address, Address Line Two	Suite 550
Entity Address, City or Town	St. Louis
Entity Address, State or Province	MO
Entity Address, Postal Zip Code	63131
City Area Code	314
Local Phone Number	506-5500
Title of 12(b) Security	Common stock, par value $.50
Trading Symbol	CASS
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		13,626,141
Entity Central Index Key	0000708781
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q2

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 5,755	$ 20,908
Short-term investments	217,972	351,560
Cash and cash equivalents	223,727	372,468
Securities available-for-sale, at fair value	540,802	627,117
Loans	1,061,991	1,014,318
Less: Allowance for credit losses	13,634	13,089
Loans, net	1,048,357	1,001,229
Payments in advance of funding	214,581	198,861
Premises and equipment, net	33,469	30,093
Investment in bank-owned life insurance	49,840	49,159
Goodwill	17,309	17,309
Other intangible assets, net	2,972	3,345
Receivables from Customers	78,407	110,651
Other assets	73,132	68,390
Total assets	2,282,596	2,478,622
Deposits:
Noninterest-bearing	372,031	524,359
Interest-bearing	640,315	616,455
Total deposits	1,012,346	1,140,814
Accounts and drafts payable	996,832	1,071,369
Other liabilities	43,493	36,630
Total liabilities	2,052,671	2,248,813
Shareholders’ Equity:
Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued	0	0
Common Stock, Value, Outstanding	7,753	7,753
Additional paid-in capital	204,128	208,007
Retained earnings	149,236	145,782
Common shares in treasury, at cost (1,860,524 shares at June 30, 2024 and 1,923,397 shares at December 31, 2023)	81,554	84,264
Accumulated other comprehensive loss	(49,638)	(47,469)
Total shareholders’ equity	229,925	229,809
Total liabilities and shareholders’ equity	$ 2,282,596	$ 2,478,622

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Jun. 30, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Preferred stock, par or stated value per share (in dollars per share)	$ 0.50	$ 0.50
Preferred stock, shares authorized (in shares)	2,000,000	2,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par or stated value per share (in dollars per share)	$ 0.50	$ 0.50
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares, issued (in shares)	15,505,772	15,505,772
Common stock, shares, outstanding (in shares)	13,645,248	13,582,375
Treasury stock shares (in shares)	1,860,524	1,923,397

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Fee Revenue and Other Income:
Fee revenues	$ 32,050	$ 31,301	$ 64,361	$ 62,337
Other	1,329	1,025	2,596	2,360
Total fee revenue and other income	33,060	32,073	66,357	64,180
Interest Income:
Interest and fees on loans	13,592	12,931	26,368	25,166
Interest and dividends on securities:
Taxable	3,485	3,688	7,004	7,274
Exempt from federal income taxes	898	989	1,816	2,197
Interest on federal funds sold and other short-term investments	3,267	2,100	7,708	5,213
Total interest income	21,242	19,708	42,896	39,850
Interest Expense:
Interest on deposits	5,312	3,651	10,490	6,822
Interest on short-term borrowings	0	43	0	116
Total interest expense	5,312	3,694	10,490	6,938
Net interest income	15,930	16,014	32,406	32,912
Provision for (release of) credit losses	400	(120)	495	(460)
Net interest income after provision for (release of) credit losses	15,530	16,134	31,911	33,372
Total net revenue	48,590	48,207	98,268	97,552
Operating Expense:
Personnel	29,857	29,432	60,464	59,458
Occupancy	826	907	1,687	1,762
Equipment	1,988	1,749	3,869	3,399
Amortization of intangible assets	182	195	373	390
Other operating expense	9,940	7,056	17,071	14,702
Total operating expense	42,793	39,339	83,464	79,711
Income before income tax expense	5,797	8,868	14,804	17,841
Income tax expense	1,313	1,730	3,168	3,586
Net income	$ 4,484	$ 7,138	$ 11,636	$ 14,255
Basic earnings per share (in dollars per share)	$ 0.33	$ 0.53	$ 0.86	$ 1.05
Diluted earnings per share (in dollars per share)	$ 0.32	$ 0.52	$ 0.84	$ 1.03
Processing fees
Fee Revenue and Other Income:
Fee revenues	$ 21,103	$ 19,386	$ 42,356	$ 38,899
Financial fees
Fee Revenue and Other Income:
Fee revenues	$ 10,628	$ 11,662	$ 21,405	$ 22,921

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Comprehensive Income
Net income	$ 4,484	$ 7,138	$ 11,636	$ 14,255
Other comprehensive income:
Net unrealized (loss) gain on securities available-for-sale	(590)	(5,627)	(2,686)	3,554
Tax effect	140	1,339	639	(846)
Reclassification adjustments for losses included in net income	13	199	13	160
Tax effect	(3)	(47)	(3)	(38)
Foreign currency translation adjustments	(42)	12	(132)	97
Total comprehensive income	$ 4,002	$ 3,014	$ 9,467	$ 17,182

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash Flows From Operating Activities:
Net income	$ 11,636	$ 14,255
Amortization of intangible assets	373	390
Adjustments to reconcile net income to net cash provided by operating activities:
Accretion (Amortization) of Discounts and Premiums, Investments	1,982	(2,287)
Depreciation	2,324	2,028
Losses on sales of securities	13	160
Stock-based compensation expense	1,700	2,859
Provision for (release of) credit losses	495	(460)
Increase (decrease) in current income tax liability	598	(1,036)
Increase in pension liability	423	224
Increase in accounts receivable	(3,278)	(5,446)
Other operating activities, net	4,252	1,712
Net cash provided by operating activities	20,518	16,973
Cash Flows From Investing Activities:
Proceeds from sales of securities available-for-sale	24,985	111,053
Proceeds from maturities of securities available-for-sale	103,621	22,501
Purchase of securities available-for-sale	(46,959)	(15,332)
Net (increase) decrease in loans	(47,674)	27,058
(Increase) decrease in payments in advance of funding	(15,720)	24,595
Purchases of premises and equipment, net	(5,700)	(6,390)
Net cash provided by investing activities	12,553	163,485
Net (decrease) increase in noninterest-bearing demand deposits	(152,328)	36,350
Cash Flows From Financing Activities:
Net (Increase) Decrease In Accounts and Drafts Receivable From Customers	32,244	12,152
Net (decrease) increase in noninterest-bearing demand deposits	(152,328)	36,350
Net increase (decrease) in interest-bearing demand and savings deposits	22,681	(122,399)
Net increase in time deposits	1,179	20,266
Net decrease in accounts and drafts receivable from customers	(74,537)	(46,076)
Cash dividends paid	(8,182)	(7,941)
Purchase of common shares for treasury	(1,054)	(2,377)
Other financing activities, net	(1,815)	(902)
Net cash used in financing activities	(181,812)	(110,927)
Net (decrease) increase in cash and cash equivalents	(148,741)	69,531
Cash and cash equivalents at beginning of period	372,468	200,942
Cash and cash equivalents at end of period	223,727	270,473
Supplemental information:
Cash paid for interest	10,571	6,697
Cash paid for income taxes	$ 3,035	$ 4,598

CONSOLIDATED STATEMENTS OF SHAR

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Loss
Beginning balance at Dec. 31, 2022	$ 206,325	$ 7,753	$ 207,422	$ 131,682	$ (81,211)	$ (59,321)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	14,255			14,255
Cash dividends	(7,941)			(7,941)
Issuance of common shares pursuant to stock-based compensation plan, net	(786)		(3,327)		2,541
Exercise of SARs	(116)		(238)		122
Stock-based compensation expense	2,859		2,877
Purchase of common shares	(2,377)				(2,377)
Other comprehensive income (loss)	2,927					2,927
Ending balance at Jun. 30, 2023	215,146	7,753	206,734	137,996	(80,943)	(56,394)
Beginning balance at Mar. 31, 2023	217,500	7,753	206,614	134,822	(79,419)	(52,270)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	7,138			7,138
Cash dividends	(3,964)			(3,964)
Issuance of common shares pursuant to stock-based compensation plan, net	64		(807)		871
Stock-based compensation expense	909		927
Purchase of common shares	(2,377)				(2,377)
Other comprehensive income (loss)	(4,124)					(4,124)
Ending balance at Jun. 30, 2023	215,146	7,753	206,734	137,996	(80,943)	(56,394)
Beginning balance at Dec. 31, 2023	229,809	7,753	208,007	145,782	(84,264)	(47,469)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	11,636			11,636
Cash dividends	(8,182)			(8,182)
Issuance of common shares pursuant to stock-based compensation plan, net	(1,815)		(5,611)		3,796
Stock-based compensation expense	1,700		1,732
Purchase of common shares	(1,054)				(1,054)
Other comprehensive income (loss)	(2,169)					(2,169)
Ending balance at Jun. 30, 2024	229,925	7,753	204,128	149,236	(81,554)	(49,638)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Restricted Stock Award, Forfeitures					(32)
Beginning balance at Mar. 31, 2024	229,487	7,753	204,361	148,845	(82,316)	(49,156)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	4,484			4,484
Cash dividends	(4,093)			(4,093)
Issuance of common shares pursuant to stock-based compensation plan, net	55		(707)		762
Stock-based compensation expense	474		474
Other comprehensive income (loss)	(482)					(482)
Ending balance at Jun. 30, 2024	$ 229,925	$ 7,753	$ 204,128	$ 149,236	(81,554)	$ (49,638)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Restricted Stock Award, Forfeitures					$ 0

CONSOLIDATED STATEMENTS OF SH_2

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Statement of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ 0.30	$ 0.29	$ 0.60	$ 0.58
Issuance of common shares pursuant to stock-based compensation plan, net (in shares)	17,610	19,687	123,296	81,221
Purchase of common shares (in shares)		63,305	23,271	63,305

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and notes required by U.S. generally accepted accounting principles for complete financial statements. In the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation have been included. Certain amounts in prior-period financial statements have been reclassified to conform to the current period’s presentation. Such reclassifications have no effect on previously reported net income or shareholders’ equity. For further information, refer to the audited consolidated financial statements and related footnotes included in Cass Information System, Inc.’s (the “Company” or “Cass”) Annual Report on Form 10-K for the year ended December 31, 2023 ("2023 Form 10-K").

Intangible Assets

Intangible Assets	6 Months Ended
	Jun. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Intangible Assets	Intangible Assets The Company accounts for intangible assets in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 350, Goodwill and Other Intangible Assets , which requires that intangibles with indefinite useful lives be tested annually for impairment, or when management deems there is a triggering event, and those with finite useful lives be amortized over their useful lives. Details of the Company’s intangible assets are as follows: June 30, 2024 December 31, 2023 (In thousands) Gross Carrying Accumulated Gross Carrying Accumulated Assets eligible for amortization: Customer lists $ 6,470 $ (4,979) $ 6,470 $ (4,851) Patents 72 (38) 72 (36) Software 3,212 (2,146) 3,212 (1,933) Trade name 373 (84) 373 (70) Other 500 (408) 500 (392) Unamortized intangible assets: Goodwill 17,309 — 17,309 — Total intangible assets $ 27,936 $ (7,655) $ 27,936 $ (7,282)

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share is computed by dividing net income by the weighted-average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted-average number of common shares outstanding and the weighted-average number of potential common shares outstanding. Under the treasury stock method, stock appreciation rights (“SARs”) are dilutive when the average market price of the Company’s common stock, combined with the effect of any unamortized compensation expense, exceeds the SAR price during a period. The calculations of basic and diluted earnings per share are as follows: (In thousands except share and per share data) Three Months Ended Six Months Ended 2024 2023 2024 2023 Basic Net income $ 4,484 $ 7,138 $ 11,636 $ 14,255 Weighted-average common shares outstanding 13,538,283 13,553,346 13,534,256 13,576,281 Basic earnings per share $ 0.33 $ 0.53 $ 0.86 $ 1.05 Diluted Net income $ 4,484 $ 7,138 $ 11,636 $ 14,255 Weighted-average common shares outstanding 13,538,283 13,553,346 13,534,256 13,576,281 Effect of dilutive restricted stock and stock appreciation rights 283,793 300,696 269,421 282,412 Weighted-average common shares outstanding assuming dilution 13,822,076 13,854,042 13,803,677 13,858,693 Diluted earnings per share $ 0.32 $ 0.52 $ 0.84 $ 1.03

Stock Repurchases

Stock Repurchases	6 Months Ended
	Jun. 30, 2024
Equity [Abstract]
Stock Repurchases	Stock Repurchases The Company maintains a treasury stock buyback program pursuant to which, in October 2023, the Board of Directors authorized the repurchase of up to 500,000 shares of the Company’s common stock with no expiration date. As of June 30, 2024, the Company had 462,765 shares remaining available for repurchase under the program. The Company repurchased 0 and 23,271 shares during the three and six-month periods ended June 30, 2024, respectively and 63,305 shares for both the three and six-month periods ended June 30, 2023, respectively. Repurchases may be made in the open market or through negotiated transactions from time to time depending on market conditions.

Industry Segment Information

Industry Segment Information	6 Months Ended
	Jun. 30, 2024
Segment Reporting [Abstract]
Industry Segment Information	Industry Segment Information The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service and processing requirements. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. In addition, this segment provides church management software and on-line generosity services primarily for faith-based ministries. The Banking Services segment provides banking services primarily to privately held businesses, franchise restaurants, and faith-based ministries, as well as supporting the banking needs of the Information Services segment. The Company’s accounting policies for segments are the same as those described in the summary of significant accounting policies in the Company’s 2023 Form 10-K. Management evaluates segment performance based on pre-tax income after allocations for corporate expenses. Transactions between segments are accounted for at what management believes to be fair value. Substantially all revenue originates from, and all long-lived assets are located within, the United States and no revenue from any customer of any segment exceeds 10% of the Company’s consolidated revenue. Funding sources represent average balances and deposits generated by Information Services and Banking Services and there is no allocation methodology used. Banking Services interest income is determined by actual interest income on loans minus actual interest expense paid on deposits plus/minus an allocation for interest income or expense dependent on the remaining available liquidity of the segment. Information Services interest income is determined by multiplying available liquidity by actual yields on short-term investments and investment securities. Any difference between total segment interest income and overall total Company interest income is included in Corporate, Eliminations, and Other. Summarized information about the Company’s operations in each industry segment is as follows: (In thousands) Information Banking Corporate, Total Three Months Ended June 30, 2024: Fee income $ 32,063 $ 665 $ 332 $ 33,060 Interest income 9,752 14,680 (3,190) 21,242 Interest expense 314 8,573 (3,575) 5,312 Intersegment income (expense) (1,016) 1,016 — — Pre-tax income 3,121 1,960 716 5,797 Goodwill 17,173 136 — 17,309 Other intangible assets, net 2,972 — — 2,972 Total assets 1,420,254 1,130,548 (268,206) 2,282,596 Average funding sources $ 1,256,457 $ 785,893 $ — $ 2,042,350 Three Months Ended June 30, 2023: Fee income $ 31,360 $ 626 $ 87 $ 32,073 Interest income 9,463 13,829 (3,584) 19,708 Interest expense 69 7,340 (3,715) 3,694 Intersegment income (expense) (1,062) 1,062 — — Pre-tax income 5,873 2,776 219 8,868 Goodwill 17,173 136 — 17,309 Other intangible assets, net 3,735 — — 3,735 Total assets 1,602,932 1,150,293 (282,429) 2,470,796 Average funding sources $ 1,327,251 $ 784,068 $ — $ 2,111,319 Six Months Ended June 30, 2024: Fee income $ 64,384 $ 1,305 $ 668 $ 66,357 Interest income 19,943 28,564 (5,611) 42,896 Interest expense 912 16,463 (6,885) 10,490 Intersegment income (expense) (2,054) 2,054 — — Pre-tax income 9,085 3,778 1,941 14,804 Goodwill 17,173 136 — 17,309 Other intangible assets, net 2,972 — — 2,972 Total assets 1,420,254 1,130,548 (268,206) 2,282,596 Average funding sources $ 1,286,036 $ 792,816 $ — $ 2,078,852 Six Months Ended June 30, 2023: Fee income $ 62,437 $ 1,337 $ 406 $ 64,180 Interest income 18,910 27,006 (6,066) 39,850 Interest expense 167 12,773 (6,002) 6,938 Intersegment income (expense) (1,976) 1,976 — — Pre-tax income 10,864 6,635 342 17,841 Goodwill 17,173 136 — 17,309 Other intangible assets, net 3,735 — — 3,735 Total assets 1,602,932 1,150,293 (282,429) 2,470,796 Average funding sources $ 1,342,061 $ 833,207 $ — $ 2,175,268

Loans by Type

Loans by Type	6 Months Ended
	Jun. 30, 2024
Receivables [Abstract]
Loans by Type	Loans by Type A summary of loans is as follows: (In thousands) June 30, December 31, Commercial and industrial $ 548,625 $ 498,502 Real estate: Commercial: Mortgage 121,701 118,371 Construction 9,488 8,233 Faith-based: Mortgage 371,313 381,368 Construction 10,861 7,790 Other 3 54 Total loans $ 1,061,991 $ 1,014,318 The following table presents the aging of loans past due by category at June 30, 2024 and December 31, 2023: Performing Nonperforming (In thousands) Current 30-59 60-89 90 Non- Total June 30, 2024 Commercial and industrial $ 548,625 $ — $ — $ — $ — $ 548,625 Real estate Commercial: Mortgage 121,701 — — — — 121,701 Construction 9,488 — — — — 9,488 Faith-based: Mortgage 371,313 — — — — 371,313 Construction 10,861 — — — — 10,861 Other 3 — — — — 3 Total $ 1,061,991 $ — $ — $ — $ — $ 1,061,991 December 31, 2023 Commercial and industrial $ 498,502 $ — $ — $ — $ — $ 498,502 Real estate Commercial: Mortgage 118,371 — — — — 118,371 Construction 8,233 — — — — 8,233 Faith-based: Mortgage 381,368 — — — — 381,368 Construction 7,790 — — — — 7,790 Other 54 — — — — 54 Total $ 1,014,318 $ — $ — $ — $ — $ 1,014,318 The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of June 30, 2024 and December 31, 2023: (In thousands) Loans Subject to Normal Monitoring 1 Performing Loans Subject to Special Monitoring 2 Nonperforming Loans Subject to Special Monitoring 2 Total Loans June 30, 2024 Commercial and industrial $ 548,625 $ — $ — $ 548,625 Real estate Commercial: Mortgage 119,223 2,478 — 121,701 Construction 9,488 — — 9,488 Faith-based: Mortgage 356,353 14,960 — 371,313 Construction 10,861 — — 10,861 Other 3 — — 3 Total $ 1,044,553 $ 17,438 $ — $ 1,061,991 December 31, 2023 Commercial and industrial $ 498,502 $ — $ — $ 498,502 Real estate Commercial: Mortgage 118,371 — — 118,371 Construction 8,233 — — 8,233 Faith-based: Mortgage 375,865 5,503 — 381,368 Construction 7,790 — — 7,790 Other 54 — — 54 Total $ 1,008,815 $ 5,503 $ — $ 1,014,318 1 Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations. 2 Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention. Loan modifications to borrowers experiencing financial difficulty may be in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, a term extension, or a combination thereof, among other things. There were no loans modified during the six-month period ended June 30, 2024. The following table shows the amortized cost of loans that were both experiencing financial difficulty and modified during the six-month period ended June 30, 2023, segregated by category and type of modification. (In thousands) Payment Delay Term Extension Interest Rate Reduction Combination Term Extension and Interest Rate Reduction Percentage of Total Loans Held for Investment Commercial and industrial $ — $ 10,952 $ — $ — 2.05 % Total $ — $ 10,952 $ — $ — 1.04 % There were two loans modified during the six-month period ended June 30, 2023. The terms were extended by periods of two and three years and there was not an interest rate reduction associated with the modifications. The following table shows the payment status of loans that have been modified to borrowers experiencing financial difficulty in the last twelve months: (In thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Commercial and industrial $ 11,333 $ — $ — $ — $ — Total $ 11,333 $ — $ — $ — $ — At June 30, 2024, the Company had no commitments to lend additional funds to borrowers experiencing financial difficulty for which the Company modified the terms of the loans in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension during the current period. There were no modified loans that had a payment default during the six-month periods ended June 30, 2024 or 2023 and that had been modified due to the borrower experiencing financial difficulty within the 12 previous months preceding the default. Upon the Company's determination that a modified loan has subsequently been deemed uncollectible, the loan is written off. There were no loans written off during the six-month periods ended June 30, 2024 or 2023. The Company had no loans evaluated for expected credit losses on an individual basis as of June 30, 2024, and December 31, 2023, respectively. There were no foreclosed loans recorded as other real estate owned as of June 30, 2024 or December 31, 2023. A summary of the activity in the allowance for credit losses (“ACL”) by category for the six-month periods ended June 30, 2024 and year-ended December 31, 2023 is as follows: (In thousands) C&I CRE Faith-based Construction Total Balance at December 31, 2022 $ 5,978 $ 940 $ 6,437 $ 184 $ 13,539 (Release of) provision for credit losses (566) 153 39 (76) (450) Balance at December 31, 2023 $ 5,412 $ 1,093 $ 6,476 $ 108 $ 13,089 Provision for (release of) credit losses (1) 502 23 (11) 31 545 Balance at June 30, 2024 $ 5,914 $ 1,116 $ 6,465 $ 139 $ 13,634 (1) For the six-month period ended June 30, 2024 and year-ended December 31, 2023, there was a release of credit losses of $50,000 and $100,000, respectively, for unfunded commitments.

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies In the normal course of business, the Company is party to activities that contain credit, market and operational risks that are not reflected in whole or in part in the Company’s consolidated financial statements. As more fully described in the Form 10-K, such activities include traditional off-balance sheet credit-related financial instruments. These financial instruments include commitments to extend credit, commercial letters of credit and standby letters of credit. The Company’s maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, commercial letters of credit and standby letters of credit is represented by the contractual amounts of those instruments. Commitments to extend credit and letters of credit are subject to the same underwriting standards as those financial instruments included on the consolidated balance sheets. An allowance for unfunded commitments of $82,000 and $132,000 had been recorded at June 30, 2024 and December 31, 2023, respectively. At June 30, 2024, the balances of unfunded commitments, standby and commercial letters of credit were $251.4 million, $13.7 million, and $729,000, respectively. Since some of the financial instruments may expire without being drawn upon, the total amounts do not necessarily represent future cash requirements.

Stock-Based Compensation

Stock-Based Compensation	6 Months Ended
	Jun. 30, 2024
Share-Based Payment Arrangement [Abstract]
Stock-Based Compensation	Stock-Based Compensation On February 16, 2023, the Board of Directors adopted the 2023 Omnibus Stock and Performance Compensation Plan (the "2023 Omnibus Plan"), which was approved by the Company's shareholders on April 18, 2023. The 2023 Omnibus Plan permits the issuance of up to 1.0 million shares of the Company’s common stock in the form of stock options, SARs, restricted stock, restricted stock units, phantom stock, and performance awards. During the six-month period ended June 30, 2024, 54,462 time-based restricted shares and 51,261 performance-based restricted shares were granted under the 2023 Omnibus Plan. Stock-based compensation expense was $474,000 and $1.7 million for the three and six - month periods ended June 30, 2024, respectively, and $909,000 and $2.9 million for the three and six-month periods ended June 30, 2023, respectively. Restricted Stock Restricted shares granted to Company employees are amortized to expense over a three-year cliff vesting period, or until vesting occurs upon retirement. Restricted shares granted to members of the Board of Directors are amortized to expense over a one-year service period, with the exception of those shares granted in lieu of cash payments for retainer fees which are expensed in the period earned. As of June 30, 2024, the total unrecognized compensation expense related to non-vested restricted shares was $2.6 million, and the related weighted-average period over which it is expected to be recognized is approximately 0.72 years. Following is a summary of the activity of the Company's restricted stock for the six-month period ended June 30, 2024, with total shares and weighted-average fair value: Six Months Ended Shares Fair Value Balance at December 31, 2023 237,780 $ 42.17 Granted 54,462 44.08 Vested (39,764) 32.78 Forfeitures (710) 43.70 Balance at June 30, 2024 251,768 $ 42.87 Performance-Based Restricted Stock The Company has granted three-year performance-based restricted stock (“PBRS”) awards which are contingent upon the Company’s achievement of pre-established financial goals over a three-year cliff vest period. The number of shares issued ranges from 0% to 150% of the target opportunity based on the actual achievement of financial goals for the three-year performance period. Following is a summary of the activity of the PBRS for the six-month period ended June 30, 2024, based on 100% of target value: Six Months Ended Shares Fair Value Balance at December 31, 2023 159,073 $ 42.74 Granted 51,261 44.29 Vested (50,840) 40.74 Forfeitures (1,066) 43.70 Balance at June 30, 2024 158,428 $ 43.87 The PBRS that vested during the six-month period ended June 30, 2024 were based on the Company's achievement of 135.4% of target financial goals for the 2021-2023 performance period, resulting in the issuance of 68,834 shares of common stock. The outstanding PBRS at June 30, 2024 will vest at scheduled vesting dates and the actual number of shares of common stock issued will range from 0% to 150% of the target opportunity based on the actual achievement of financial goals for the respective three-year performance period. SARs There were no SARs granted and no expense recognized during the six-month period ended June 30, 2024. Following is a summary of the activity of the Company’s SARs program for the six-month period ended June 30, 2024: Shares Weighted- Average Aggregate Intrinsic Value (In thousands) Balance at December 31, 2023 30,409 $ 46.70 0.08 $ — Forfeited (30,409) 46.70 0.00 — Exercisable at June 30, 2024 — $ — 0.00 $ —

Defined Pension Plans

Defined Pension Plans	6 Months Ended
	Jun. 30, 2024
Retirement Benefits [Abstract]
Defined Pension Plans	Defined Pension Plans The Company has a noncontributory defined-benefit pension plan (the “Plan”), which covers eligible employees. Effective December 31, 2016, the Plan was closed to all new participants. Additionally, the Plan’s benefits were frozen for all remaining participants as of February 28, 2021. On July 16, 2024, the Company approved an Amendment providing for the termination of the Plan. The Company expects to record one-time termination expenses of approximately $5.0 million through operating expense related to the termination of the Plan. The expense related to the termination is expected to be incurred during the fourth quarter of 2024 and first quarter of 2025 as the Plan's liabilities are settled via lump sum payments or annuity purchases. The following table represents the components of net periodic pension cost: (In thousands) Estimated 2024 Actual 2023 Interest cost on projected benefit obligations $ 4,291 $ 4,314 Expected return on plan assets (3,512) (3,735) Net amortization — 154 Net periodic pension cost $ 779 $ 733 The Company recorded net periodic pension cost of $194,000 and $389,000 for the three and six-month periods ended June 30, 2024, and $99,000 and $199,000 for the three and six-month periods June 30, 2023. The Company made no contributions to the Plan during the six-month period ended June 30, 2024 and does not expect to make any contributions for the remainder of 2024. In addition to the above Plan, the Company has an unfunded supplemental executive retirement plan (the "SERP"). There are no current employees earning benefits and therefore, there is no service cost associated with the SERP. The following table represents the components of the net periodic cost for the SERP: (In thousands) Estimated 2024 Actual 2023 Interest cost on projected benefit obligation $ 451 $ 472 Net periodic pension cost $ 451 $ 472

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2024
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The effective tax rate was 22.6% and 21.4% for the three and six-month periods ended June 30, 2024, and was 19.5% and 20.1% for the three and six-month periods ended June 30, 2023, respectively. The effective tax rate for all periods differs from the statutory rate of 21% primarily due to state related taxes partially offset by the tax-exempt interest received from municipal bonds and bank-owned life insurance, among other factors.

Investment in Securities

Investment in Securities	3 Months Ended
	Jun. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Investments in Securities	Investment in Securities Investment securities available-for-sale are recorded at fair value on a recurring basis. The Company’s investment securities available-for-sale are measured at fair value using Level 2 valuations. The market evaluation utilizes several sources which include “observable inputs” rather than “significant unobservable inputs” and therefore fall into the Level 2 category. The amortized cost, gross unrealized gains, gross unrealized losses and fair value of investment securities are summarized as follows: June 30, 2024 (In thousands) Amortized Gross Gross Fair State and political subdivisions $ 220,717 $ 8 $ (18,427) $ 202,298 Mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises 212,270 — (32,447) 179,823 Corporate bonds 118,986 17 (9,065) 109,938 Treasury securities 9,992 — (19) 9,973 Asset backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises 39,310 — (540) 38,770 Total $ 601,275 $ 25 $ (60,498) $ 540,802 December 31, 2023 (In thousands) Amortized Gross Gross Fair Value State and political subdivisions $ 235,297 $ 4 $ (16,266) $ 219,035 Mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises 188,307 — (30,508) 157,799 Corporate bonds 111,109 — (8,769) 102,340 Treasury securities 109,836 — (1,115) 108,721 Asset backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises 40,368 — (1,146) 39,222 Total $ 684,917 $ 4 $ (57,804) $ 627,117 The fair values of securities with unrealized losses are as follows: June 30, 2024 Less than 12 months 12 months or more Total (In thousands) Estimated Unrealized Estimated Unrealized Estimated Unrealized State and political subdivisions $ 4,040 $ 13 $ 189,863 $ 18,414 $ 193,903 $ 18,427 Mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises 36,831 186 142,992 32,261 179,823 32,447 Corporate bonds 17,653 350 82,255 8,715 99,908 9,065 Treasury securities — — 9,973 19 9,973 19 Asset backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises — — 38,770 540 38,770 540 Total $ 58,524 $ 549 $ 463,853 $ 59,949 $ 522,377 $ 60,498 December 31, 2023 Less than 12 months 12 months or more Total (In thousands) Estimated Unrealized Estimated Unrealized Estimated Unrealized State and political subdivisions $ 63,198 $ 220 $ 152,854 $ 16,046 $ 216,052 $ 16,266 Mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises — — 157,799 30,508 157,799 30,508 Corporate bonds 19,545 455 82,795 8,314 102,340 8,769 Treasury securities — — 108,721 1,115 108,721 1,115 Asset backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises — — 39,222 1,146 39,222 1,146 Total $ 82,743 $ 675 $ 541,391 $ 57,129 $ 624,134 $ 57,804 There were 260 securities, or 95.6% (244 of which for greater than 12 months), in an unrealized loss position as of June 30, 2024. The unrealized losses at June 30, 2024 were primarily attributable to changes in market interest rates after the securities were purchased. The Company does not currently intend to sell, and based on current conditions, the Company does not believe it will be required to sell these available-for-sale securities before the recovery of the amortized cost basis, which may be the maturity dates of the securities. Therefore, the unrealized losses are recorded in accumulated other comprehensive loss. There were 275 securities, or 98.9% (210 of which for greater than 12 months), in an unrealized loss position as of December 31, 2023. At June 30, 2024 and December 31, 2023, the Company had not recorded an allowance for credit losses on securities. The amortized cost and fair value of investment securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties. June 30, 2024 (In thousands) Amortized Cost Fair Value Due in 1 year or less $ 44,510 $ 44,388 Due after 1 year through 5 years 132,633 130,220 Due after 5 years through 10 years 205,504 179,664 Due after 10 years 218,628 186,530 Total $ 601,275 $ 540,802

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments Following is a summary of the carrying amounts and fair values of the Company’s financial instruments: June 30, 2024 December 31, 2023 (In thousands) Carrying Fair Value Carrying Fair Value Balance sheet assets: Cash and cash equivalents $ 223,727 $ 223,727 $ 372,468 $ 372,468 Investment securities 540,802 540,802 627,117 627,117 Loans, net 1,048,357 1,017,800 1,001,229 962,223 Accrued interest receivable 8,825 8,825 8,450 8,450 Total $ 1,821,711 $ 1,791,154 $ 2,009,264 $ 1,970,258 Balance sheet liabilities: Deposits $ 1,012,346 $ 1,012,346 $ 1,140,814 $ 1,140,814 Accounts and drafts payable 996,832 996,832 1,071,369 1,071,369 Accrued interest payable 554 554 635 635 Total $ 2,009,732 $ 2,009,732 $ 2,212,818 $ 2,212,818 The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value: Cash and Cash Equivalents - The carrying amount approximates fair value. Investment in Securities - The fair value is measured on a recurring basis using Level 2 valuations. Refer to Note 11, “Investment in Securities,” for fair value and unrealized gains and losses by investment type. Loans - The fair value is estimated using present values of future cash flows discounted at risk-adjusted interest rates for each loan category designated by management and is therefore a Level 3 valuation. Management believes that the risk factor embedded in the interest rates along with the allowance for credit losses result in a fair valuation. Accrued Interest Receivable - The carrying amount approximates fair value. Deposits - The fair value of demand deposits, savings deposits and certain money market deposits is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities and therefore, is a Level 2 valuation. The fair value estimates above do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market or the benefit derived from the customer relationship inherent in existing deposits. Accounts and Drafts Payable - The carrying amount approximates fair value. Accrued Interest Payable - The carrying amount approximates fair value.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	6 Months Ended
	Jun. 30, 2024
Revenue from Contract with Customer [Abstract]
Revenue from Contract with Customers	Revenue from Contracts with Customers Revenue is recognized as the obligation to the customer is satisfied. The following is detail of the Company’s revenue from contracts with clients. Processing fees – The Company earns fees on a per-item or monthly basis for the invoice processing services rendered on behalf of customers. Per-item fees are recognized at the point in time when the performance obligation is satisfied. Monthly fees are earned over the course of a month, representing the period over which the performance obligation is satisfied. The contracts have no significant impact of variable consideration and no significant financing components. Financial fees – The Company earns fees on a transaction level basis for invoice payment services when making customer payments. Fees are recognized at the point in time when the payment transactions are made, which is when the performance obligation is satisfied. The contracts have no significant impact of variable consideration and no significant financing components. Bank service fees – Revenue from service fees consists of service charges and fees on deposit accounts under depository agreements with customers to provide access to deposited funds. Service charges on deposit accounts are transaction-based fees that are recognized at the point in time when the performance obligation is satisfied. The contracts have no significant impact of variable consideration and no significant financing components. The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope for the periods ended June 30, 2024 and 2023. Three Months Ended June 30, Six Months Ended June 30, (In thousands) 2024 2023 2024 2023 Fee revenue and other income In-scope of FASB ASC 606 Processing fees $ 21,103 $ 19,386 42,356 $ 38,899 Financial fees 10,628 11,662 21,405 22,921 Information services payment and processing revenue 31,731 31,048 63,761 61,820 Bank service fees 319 253 600 517 Fee revenue (in-scope of FASB ASC 606) 32,050 31,301 64,361 62,337 Other income (out-of-scope of FASB ASC 606) 1,010 772 1,996 1,843 Total fee revenue and other income $ 33,060 $ 32,073 $ 66,357 $ 64,180

Leases

Leases	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Leases	Leases The Company leases certain premises under operating leases. As of June 30, 2024, the Company had lease liabilities of $8.0 million and right-of-use assets of $7.6 million. Lease liabilities and right-of-use assets are reflected in other liabilities other assets and six-month periods ended June 30, 2024, operating lease cost was $333,000 and $674,000, short-term lease cost was $93,000 and $174,000, and there was no variable lease cost. At June 30, 2024, the weighted-average remaining lease term for the operating leases was 6.9 years and the weighted-average discount rate used in the measurement of operating lease liabilities was 3.56%. Certain of the Company’s leases contain options to renew the lease; however, these renewal options are not included in the calculation of the lease liabilities as they are not reasonably certain to be exercised. See the Company’s 2023 Form 10-K for information regarding these commitments. A maturity analysis of operating lease liabilities and undiscounted cash flows as of June 30, 2024 is as follows: (In thousands) June 30, Lease payments due Less than 1 year $ 1,333 1-2 years 1,358 2-3 years 1,343 3-4 years 1,370 4-5 years 1,259 Over 5 years 2,272 Total undiscounted cash flows 8,935 Discount on cash flows 972 Total lease liability $ 7,963 There were no sale and leaseback transactions, leveraged leases, or lease transactions with related parties during the six-month period ended June 30, 2024.

Subsequent Events

Subsequent Events	6 Months Ended
	Jun. 30, 2024
Subsequent Events [Abstract]
Subsequent Events	In accordance with FASB ASC 855, Subsequent Events , the Company has evaluated subsequent events after the consolidated balance sheet date of June 30, 2024. There were no events identified that would require additional disclosures to prevent the Company’s unaudited consolidated financial statements from being misleading.

Intangible Assets (Tables)

Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Intangible Assets and Goodwill	Details of the Company’s intangible assets are as follows: June 30, 2024 December 31, 2023 (In thousands) Gross Carrying Accumulated Gross Carrying Accumulated Assets eligible for amortization: Customer lists $ 6,470 $ (4,979) $ 6,470 $ (4,851) Patents 72 (38) 72 (36) Software 3,212 (2,146) 3,212 (1,933) Trade name 373 (84) 373 (70) Other 500 (408) 500 (392) Unamortized intangible assets: Goodwill 17,309 — 17,309 — Total intangible assets $ 27,936 $ (7,655) $ 27,936 $ (7,282)

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2024
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The calculations of basic and diluted earnings per share are as follows: (In thousands except share and per share data) Three Months Ended Six Months Ended 2024 2023 2024 2023 Basic Net income $ 4,484 $ 7,138 $ 11,636 $ 14,255 Weighted-average common shares outstanding 13,538,283 13,553,346 13,534,256 13,576,281 Basic earnings per share $ 0.33 $ 0.53 $ 0.86 $ 1.05 Diluted Net income $ 4,484 $ 7,138 $ 11,636 $ 14,255 Weighted-average common shares outstanding 13,538,283 13,553,346 13,534,256 13,576,281 Effect of dilutive restricted stock and stock appreciation rights 283,793 300,696 269,421 282,412 Weighted-average common shares outstanding assuming dilution 13,822,076 13,854,042 13,803,677 13,858,693 Diluted earnings per share $ 0.32 $ 0.52 $ 0.84 $ 1.03

Industry Segment Information (T

Industry Segment Information (Tables)	6 Months Ended
	Jun. 30, 2024
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	Summarized information about the Company’s operations in each industry segment is as follows: (In thousands) Information Banking Corporate, Total Three Months Ended June 30, 2024: Fee income $ 32,063 $ 665 $ 332 $ 33,060 Interest income 9,752 14,680 (3,190) 21,242 Interest expense 314 8,573 (3,575) 5,312 Intersegment income (expense) (1,016) 1,016 — — Pre-tax income 3,121 1,960 716 5,797 Goodwill 17,173 136 — 17,309 Other intangible assets, net 2,972 — — 2,972 Total assets 1,420,254 1,130,548 (268,206) 2,282,596 Average funding sources $ 1,256,457 $ 785,893 $ — $ 2,042,350 Three Months Ended June 30, 2023: Fee income $ 31,360 $ 626 $ 87 $ 32,073 Interest income 9,463 13,829 (3,584) 19,708 Interest expense 69 7,340 (3,715) 3,694 Intersegment income (expense) (1,062) 1,062 — — Pre-tax income 5,873 2,776 219 8,868 Goodwill 17,173 136 — 17,309 Other intangible assets, net 3,735 — — 3,735 Total assets 1,602,932 1,150,293 (282,429) 2,470,796 Average funding sources $ 1,327,251 $ 784,068 $ — $ 2,111,319 Six Months Ended June 30, 2024: Fee income $ 64,384 $ 1,305 $ 668 $ 66,357 Interest income 19,943 28,564 (5,611) 42,896 Interest expense 912 16,463 (6,885) 10,490 Intersegment income (expense) (2,054) 2,054 — — Pre-tax income 9,085 3,778 1,941 14,804 Goodwill 17,173 136 — 17,309 Other intangible assets, net 2,972 — — 2,972 Total assets 1,420,254 1,130,548 (268,206) 2,282,596 Average funding sources $ 1,286,036 $ 792,816 $ — $ 2,078,852 Six Months Ended June 30, 2023: Fee income $ 62,437 $ 1,337 $ 406 $ 64,180 Interest income 18,910 27,006 (6,066) 39,850 Interest expense 167 12,773 (6,002) 6,938 Intersegment income (expense) (1,976) 1,976 — — Pre-tax income 10,864 6,635 342 17,841 Goodwill 17,173 136 — 17,309 Other intangible assets, net 3,735 — — 3,735 Total assets 1,602,932 1,150,293 (282,429) 2,470,796 Average funding sources $ 1,342,061 $ 833,207 $ — $ 2,175,268

Loans by Type (Tables)

Loans by Type (Tables)	6 Months Ended
	Jun. 30, 2024
Receivables [Abstract]
Summary of Loan Categories	A summary of loans is as follows: (In thousands) June 30, December 31, Commercial and industrial $ 548,625 $ 498,502 Real estate: Commercial: Mortgage 121,701 118,371 Construction 9,488 8,233 Faith-based: Mortgage 371,313 381,368 Construction 10,861 7,790 Other 3 54 Total loans $ 1,061,991 $ 1,014,318
Schedule of Debt	The following table presents the aging of loans past due by category at June 30, 2024 and December 31, 2023: Performing Nonperforming (In thousands) Current 30-59 60-89 90 Non- Total June 30, 2024 Commercial and industrial $ 548,625 $ — $ — $ — $ — $ 548,625 Real estate Commercial: Mortgage 121,701 — — — — 121,701 Construction 9,488 — — — — 9,488 Faith-based: Mortgage 371,313 — — — — 371,313 Construction 10,861 — — — — 10,861 Other 3 — — — — 3 Total $ 1,061,991 $ — $ — $ — $ — $ 1,061,991 December 31, 2023 Commercial and industrial $ 498,502 $ — $ — $ — $ — $ 498,502 Real estate Commercial: Mortgage 118,371 — — — — 118,371 Construction 8,233 — — — — 8,233 Faith-based: Mortgage 381,368 — — — — 381,368 Construction 7,790 — — — — 7,790 Other 54 — — — — 54 Total $ 1,014,318 $ — $ — $ — $ — $ 1,014,318
Schedule of Credit Exposure of the Loan Portfolio	The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of June 30, 2024 and December 31, 2023: (In thousands) Loans Subject to Normal Monitoring 1 Performing Loans Subject to Special Monitoring 2 Nonperforming Loans Subject to Special Monitoring 2 Total Loans June 30, 2024 Commercial and industrial $ 548,625 $ — $ — $ 548,625 Real estate Commercial: Mortgage 119,223 2,478 — 121,701 Construction 9,488 — — 9,488 Faith-based: Mortgage 356,353 14,960 — 371,313 Construction 10,861 — — 10,861 Other 3 — — 3 Total $ 1,044,553 $ 17,438 $ — $ 1,061,991 December 31, 2023 Commercial and industrial $ 498,502 $ — $ — $ 498,502 Real estate Commercial: Mortgage 118,371 — — 118,371 Construction 8,233 — — 8,233 Faith-based: Mortgage 375,865 5,503 — 381,368 Construction 7,790 — — 7,790 Other 54 — — 54 Total $ 1,008,815 $ 5,503 $ — $ 1,014,318 1 Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations. 2 Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.
Financing Receivable, Troubled Debt Restructuring	The following table shows the amortized cost of loans that were both experiencing financial difficulty and modified during the six-month period ended June 30, 2023, segregated by category and type of modification. (In thousands) Payment Delay Term Extension Interest Rate Reduction Combination Term Extension and Interest Rate Reduction Percentage of Total Loans Held for Investment Commercial and industrial $ — $ 10,952 $ — $ — 2.05 % Total $ — $ 10,952 $ — $ — 1.04 % The following table shows the payment status of loans that have been modified to borrowers experiencing financial difficulty in the last twelve months: (In thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Commercial and industrial $ 11,333 $ — $ — $ — $ — Total $ 11,333 $ — $ — $ — $ —
Summary of ACL by Category	A summary of the activity in the allowance for credit losses (“ACL”) by category for the six-month periods ended June 30, 2024 and year-ended December 31, 2023 is as follows: (In thousands) C&I CRE Faith-based Construction Total Balance at December 31, 2022 $ 5,978 $ 940 $ 6,437 $ 184 $ 13,539 (Release of) provision for credit losses (566) 153 39 (76) (450) Balance at December 31, 2023 $ 5,412 $ 1,093 $ 6,476 $ 108 $ 13,089 Provision for (release of) credit losses (1) 502 23 (11) 31 545 Balance at June 30, 2024 $ 5,914 $ 1,116 $ 6,465 $ 139 $ 13,634 (1) For the six-month period ended June 30, 2024 and year-ended December 31, 2023, there was a release of credit losses of $50,000 and $100,000, respectively, for unfunded commitments.

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2024
Share-Based Payment Arrangement [Abstract]
Schedule of Restricted Stock Activity	Following is a summary of the activity of the Company's restricted stock for the six-month period ended June 30, 2024, with total shares and weighted-average fair value: Six Months Ended Shares Fair Value Balance at December 31, 2023 237,780 $ 42.17 Granted 54,462 44.08 Vested (39,764) 32.78 Forfeitures (710) 43.70 Balance at June 30, 2024 251,768 $ 42.87
Schedule of Performance Shares Activity	Following is a summary of the activity of the PBRS for the six-month period ended June 30, 2024, based on 100% of target value: Six Months Ended Shares Fair Value Balance at December 31, 2023 159,073 $ 42.74 Granted 51,261 44.29 Vested (50,840) 40.74 Forfeitures (1,066) 43.70 Balance at June 30, 2024 158,428 $ 43.87
Schedule of Stock Appreciation Right Activity	Following is a summary of the activity of the Company’s SARs program for the six-month period ended June 30, 2024: Shares Weighted- Average Aggregate Intrinsic Value (In thousands) Balance at December 31, 2023 30,409 $ 46.70 0.08 $ — Forfeited (30,409) 46.70 0.00 — Exercisable at June 30, 2024 — $ — 0.00 $ —

Defined Pension Plans (Tables)

Defined Pension Plans (Tables)	6 Months Ended
	Jun. 30, 2024
Retirement Benefits [Abstract]
Schedule of Expected Benefit Payments	The following table represents the components of net periodic pension cost: (In thousands) Estimated 2024 Actual 2023 Interest cost on projected benefit obligations $ 4,291 $ 4,314 Expected return on plan assets (3,512) (3,735) Net amortization — 154 Net periodic pension cost $ 779 $ 733
Schedule of Net Benefit Costs	The following table represents the components of the net periodic cost for the SERP: (In thousands) Estimated 2024 Actual 2023 Interest cost on projected benefit obligation $ 451 $ 472 Net periodic pension cost $ 451 $ 472

Investment in Securities (Table

Investment in Securities (Tables)	6 Months Ended
	Jun. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule of Investment Securities	The amortized cost, gross unrealized gains, gross unrealized losses and fair value of investment securities are summarized as follows: June 30, 2024 (In thousands) Amortized Gross Gross Fair State and political subdivisions $ 220,717 $ 8 $ (18,427) $ 202,298 Mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises 212,270 — (32,447) 179,823 Corporate bonds 118,986 17 (9,065) 109,938 Treasury securities 9,992 — (19) 9,973 Asset backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises 39,310 — (540) 38,770 Total $ 601,275 $ 25 $ (60,498) $ 540,802 December 31, 2023 (In thousands) Amortized Gross Gross Fair Value State and political subdivisions $ 235,297 $ 4 $ (16,266) $ 219,035 Mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises 188,307 — (30,508) 157,799 Corporate bonds 111,109 — (8,769) 102,340 Treasury securities 109,836 — (1,115) 108,721 Asset backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises 40,368 — (1,146) 39,222 Total $ 684,917 $ 4 $ (57,804) $ 627,117
Schedule of Unrealized Loss on Investments	The fair values of securities with unrealized losses are as follows: June 30, 2024 Less than 12 months 12 months or more Total (In thousands) Estimated Unrealized Estimated Unrealized Estimated Unrealized State and political subdivisions $ 4,040 $ 13 $ 189,863 $ 18,414 $ 193,903 $ 18,427 Mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises 36,831 186 142,992 32,261 179,823 32,447 Corporate bonds 17,653 350 82,255 8,715 99,908 9,065 Treasury securities — — 9,973 19 9,973 19 Asset backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises — — 38,770 540 38,770 540 Total $ 58,524 $ 549 $ 463,853 $ 59,949 $ 522,377 $ 60,498 December 31, 2023 Less than 12 months 12 months or more Total (In thousands) Estimated Unrealized Estimated Unrealized Estimated Unrealized State and political subdivisions $ 63,198 $ 220 $ 152,854 $ 16,046 $ 216,052 $ 16,266 Mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises — — 157,799 30,508 157,799 30,508 Corporate bonds 19,545 455 82,795 8,314 102,340 8,769 Treasury securities — — 108,721 1,115 108,721 1,115 Asset backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises — — 39,222 1,146 39,222 1,146 Total $ 82,743 $ 675 $ 541,391 $ 57,129 $ 624,134 $ 57,804
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense	The amortized cost and fair value of investment securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties. June 30, 2024 (In thousands) Amortized Cost Fair Value Due in 1 year or less $ 44,510 $ 44,388 Due after 1 year through 5 years 132,633 130,220 Due after 5 years through 10 years 205,504 179,664 Due after 10 years 218,628 186,530 Total $ 601,275 $ 540,802

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Schedule of Fair Value Measurements by Balance Sheet Grouping	Following is a summary of the carrying amounts and fair values of the Company’s financial instruments: June 30, 2024 December 31, 2023 (In thousands) Carrying Fair Value Carrying Fair Value Balance sheet assets: Cash and cash equivalents $ 223,727 $ 223,727 $ 372,468 $ 372,468 Investment securities 540,802 540,802 627,117 627,117 Loans, net 1,048,357 1,017,800 1,001,229 962,223 Accrued interest receivable 8,825 8,825 8,450 8,450 Total $ 1,821,711 $ 1,791,154 $ 2,009,264 $ 1,970,258 Balance sheet liabilities: Deposits $ 1,012,346 $ 1,012,346 $ 1,140,814 $ 1,140,814 Accounts and drafts payable 996,832 996,832 1,071,369 1,071,369 Accrued interest payable 554 554 635 635 Total $ 2,009,732 $ 2,009,732 $ 2,212,818 $ 2,212,818

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	6 Months Ended
	Jun. 30, 2024
Revenue from Contract with Customer [Abstract]
Schedule of Disaggregation of Revenue	Three Months Ended June 30, Six Months Ended June 30, (In thousands) 2024 2023 2024 2023 Fee revenue and other income In-scope of FASB ASC 606 Processing fees $ 21,103 $ 19,386 42,356 $ 38,899 Financial fees 10,628 11,662 21,405 22,921 Information services payment and processing revenue 31,731 31,048 63,761 61,820 Bank service fees 319 253 600 517 Fee revenue (in-scope of FASB ASC 606) 32,050 31,301 64,361 62,337 Other income (out-of-scope of FASB ASC 606) 1,010 772 1,996 1,843 Total fee revenue and other income $ 33,060 $ 32,073 $ 66,357 $ 64,180

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Schedule of Operating Lease Maturity	A maturity analysis of operating lease liabilities and undiscounted cash flows as of June 30, 2024 is as follows: (In thousands) June 30, Lease payments due Less than 1 year $ 1,333 1-2 years 1,358 2-3 years 1,343 3-4 years 1,370 4-5 years 1,259 Over 5 years 2,272 Total undiscounted cash flows 8,935 Discount on cash flows 972 Total lease liability $ 7,963

Intangible Assets - Narrative (

Intangible Assets - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Finite-Lived Intangible Assets [Line Items]
Goodwill	$ 17,309	$ 17,309	$ 17,309	$ 17,309	$ 17,309
Amortization of intangible assets	182	$ 195	373	$ 390
Expected amortization, remainder of fiscal year	738		738
Amortization expense, next rolling twelve months	730		730
Amortization expense, rolling year two	582		582
Amortization expense, rolling year three	262		262
Amortization expense, rolling year four	$ 254		$ 254
Customer lists | Minimum
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible asset, useful life	7 years		7 years
Customer lists | Maximum
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible asset, useful life	10 years		10 years
Patents
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible asset, useful life	18 years		18 years
Software | Minimum
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible asset, useful life	3 years		3 years
Software | Maximum
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible asset, useful life	7 years		7 years
Trade name | Minimum
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible asset, useful life	10 years		10 years
Trade name | Maximum
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible asset, useful life	20 years		20 years
Other
Finite-Lived Intangible Assets [Line Items]
Finite-lived intangible asset, useful life	15 years		15 years

Intangible Assets - Schedule of

Intangible Assets - Schedule of Intangible Assets and Goodwill (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets eligible for amortization:
Accumulated Amortization	$ (7,655)	$ (7,282)
Unamortized intangible assets:
Goodwill, gross carrying amount	17,309	17,309
Total intangible assets, net	27,936	27,936
Total intangible assets, accumulated amortization	7,655	7,282
Customer lists
Assets eligible for amortization:
Gross Carrying Amount	6,470	6,470
Accumulated Amortization	(4,979)	(4,851)
Unamortized intangible assets:
Total intangible assets, accumulated amortization	4,979	4,851
Patents
Assets eligible for amortization:
Gross Carrying Amount	72	72
Accumulated Amortization	(38)	(36)
Unamortized intangible assets:
Total intangible assets, accumulated amortization	38	36
Software
Assets eligible for amortization:
Gross Carrying Amount	3,212	3,212
Accumulated Amortization	(2,146)	(1,933)
Unamortized intangible assets:
Total intangible assets, accumulated amortization	2,146	1,933
Trade name
Assets eligible for amortization:
Gross Carrying Amount	373	373
Accumulated Amortization	(84)	(70)
Unamortized intangible assets:
Total intangible assets, accumulated amortization	84	70
Other
Assets eligible for amortization:
Gross Carrying Amount	500	500
Accumulated Amortization	(408)	(392)
Unamortized intangible assets:
Total intangible assets, accumulated amortization	$ 408	$ 392

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Basic
Net income	$ 4,484	$ 7,138	$ 11,636	$ 14,255
Weighted-average common shares outstanding (in shares)	13,538,283	13,553,346	13,534,256	13,576,281
Basic earnings per share (in dollars per share)	$ 0.33	$ 0.53	$ 0.86	$ 1.05
Diluted
Net Income	$ 4,484	$ 7,138	$ 11,636	$ 14,255
Weighted-average common shares outstanding (in shares)	13,538,283	13,553,346	13,534,256	13,576,281
Effect of dilutive restricted stock and stock appreciation rights (in shares)	283,793	300,696	269,421	282,412
Weighted-average common shares outstanding assuming dilution (in shares)	13,822,076	13,854,042	13,803,677	13,858,693
Diluted earnings per share (in dollars per share)	$ 0.32	$ 0.52	$ 0.84	$ 1.03

Stock Repurchases (Details)

Stock Repurchases (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Oct. 31, 2021
Equity [Abstract]
Number of shares authorized to be repurchased (in shares)					500,000
Remaining number of shares authorized to be repurchased (in shares)	462,765		462,765
Treasury stock, shares repurchased (in shares)	0	63,305	23,271	63,305

Industry Segment Information (D

Industry Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Interest Income (Expense), after Provision for Loan Loss [Abstract]
Fee income	$ 33,060	$ 32,073	$ 66,357	$ 64,180
Interest income	21,242	19,708	42,896	39,850
Interest expense	5,312	3,694	10,490	6,938
Intersegment income (expense)	15,930	16,014	32,406	32,912
Tax-equivalized pre-tax income	5,797	8,868	14,804	17,841
Goodwill	17,309	17,309	17,309	17,309	$ 17,309
Other intangible assets, net	2,972	3,735	2,972	3,735
Total assets	2,282,596	2,470,796	2,282,596	2,470,796	$ 2,478,622
Average funding sources	2,042,350	2,111,319	2,078,852	2,175,268
Corporate, Eliminations and Other
Interest Income (Expense), after Provision for Loan Loss [Abstract]
Fee income	332	87	668	406
Interest income	(3,190)	(3,584)	(5,611)	(6,066)
Interest expense	(3,575)	(3,715)	(6,885)	(6,002)
Intersegment income (expense)	0	0	0	0
Tax-equivalized pre-tax income	716	219	1,941	342
Goodwill	0	0	0	0
Other intangible assets, net	0	0	0	0
Total assets	(268,206)	(282,429)	(268,206)	(282,429)
Average funding sources	0	0	0	0
Information services payment and processing revenue | Operating Segments
Interest Income (Expense), after Provision for Loan Loss [Abstract]
Fee income	32,063	31,360	64,384	62,437
Interest income	9,752	9,463	19,943	18,910
Interest expense	314	69	912	167
Intersegment income (expense)	(1,016)	(1,062)	(2,054)	(1,976)
Tax-equivalized pre-tax income	3,121	5,873	9,085	10,864
Goodwill	17,173	17,173	17,173	17,173
Other intangible assets, net	2,972	3,735	2,972	3,735
Total assets	1,420,254	1,602,932	1,420,254	1,602,932
Average funding sources	1,256,457	1,327,251	1,286,036	1,342,061
Banking Services | Operating Segments
Interest Income (Expense), after Provision for Loan Loss [Abstract]
Fee income	665	626	1,305	1,337
Interest income	14,680	13,829	28,564	27,006
Interest expense	8,573	7,340	16,463	12,773
Intersegment income (expense)	1,016	1,062	2,054	1,976
Tax-equivalized pre-tax income	1,960	2,776	3,778	6,635
Goodwill	136	136	136	136
Other intangible assets, net	0	0	0	0
Total assets	1,130,548	1,150,293	1,130,548	1,150,293
Average funding sources	$ 785,893	$ 784,068	$ 792,816	$ 833,207

Loans by Type - Summary of Loan

Loans by Type - Summary of Loan Categories (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Participating Mortgage Loans [Line Items]
Total loans	$ 1,061,991	$ 1,014,318
Commercial and industrial
Participating Mortgage Loans [Line Items]
Total loans	548,625	498,502
Commercial: | Mortgage
Participating Mortgage Loans [Line Items]
Total loans	121,701	118,371
Commercial: | Construction
Participating Mortgage Loans [Line Items]
Total loans	9,488	8,233
Faith-based: | Mortgage
Participating Mortgage Loans [Line Items]
Total loans	371,313	381,368
Faith-based: | Construction
Participating Mortgage Loans [Line Items]
Total loans	10,861	7,790
Other
Participating Mortgage Loans [Line Items]
Total loans	$ 3	$ 54

Loans by Type - Schedule of the

Loans by Type - Schedule of the Aging of Loans by Loan Categories (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Participating Mortgage Loans [Line Items]
Total Loans	$ 1,061,991	$ 1,014,318
Non- accrual	0	0
Commercial and industrial
Participating Mortgage Loans [Line Items]
Total Loans	548,625	498,502
Non- accrual	0	0
Commercial: | Mortgage
Participating Mortgage Loans [Line Items]
Total Loans	121,701	118,371
Non- accrual	0	0
Commercial: | Construction
Participating Mortgage Loans [Line Items]
Total Loans	9,488	8,233
Non- accrual	0	0
Faith-based: | Mortgage
Participating Mortgage Loans [Line Items]
Total Loans	371,313	381,368
Non- accrual	0	0
Faith-based: | Construction
Participating Mortgage Loans [Line Items]
Total Loans	10,861	7,790
Non- accrual	0	0
Other
Participating Mortgage Loans [Line Items]
Total Loans	3	54
Non- accrual	0	0
Current
Participating Mortgage Loans [Line Items]
Total Loans	1,061,991	1,014,318
Current | Commercial and industrial
Participating Mortgage Loans [Line Items]
Total Loans	548,625	498,502
Current | Commercial: | Mortgage
Participating Mortgage Loans [Line Items]
Total Loans	121,701	118,371
Current | Commercial: | Construction
Participating Mortgage Loans [Line Items]
Total Loans	9,488	8,233
Current | Faith-based: | Mortgage
Participating Mortgage Loans [Line Items]
Total Loans	371,313	381,368
Current | Faith-based: | Construction
Participating Mortgage Loans [Line Items]
Total Loans	10,861	7,790
Current | Other
Participating Mortgage Loans [Line Items]
Total Loans	3	54
30-59 Days
Participating Mortgage Loans [Line Items]
Total Loans	0	0
30-59 Days | Commercial and industrial
Participating Mortgage Loans [Line Items]
Total Loans	0	0
30-59 Days | Commercial: | Mortgage
Participating Mortgage Loans [Line Items]
Total Loans	0	0
30-59 Days | Commercial: | Construction
Participating Mortgage Loans [Line Items]
Total Loans	0	0
30-59 Days | Faith-based: | Mortgage
Participating Mortgage Loans [Line Items]
Total Loans	0	0
30-59 Days | Faith-based: | Construction
Participating Mortgage Loans [Line Items]
Total Loans	0	0
30-59 Days | Other
Participating Mortgage Loans [Line Items]
Total Loans	0	0
60-89 Days
Participating Mortgage Loans [Line Items]
Total Loans	0	0
60-89 Days | Commercial and industrial
Participating Mortgage Loans [Line Items]
Total Loans	0	0
60-89 Days | Commercial: | Mortgage
Participating Mortgage Loans [Line Items]
Total Loans	0	0
60-89 Days | Commercial: | Construction
Participating Mortgage Loans [Line Items]
Total Loans	0	0
60-89 Days | Faith-based: | Mortgage
Participating Mortgage Loans [Line Items]
Total Loans	0	0
60-89 Days | Faith-based: | Construction
Participating Mortgage Loans [Line Items]
Total Loans	0	0
60-89 Days | Other
Participating Mortgage Loans [Line Items]
Total Loans	0	0
90 Days and Over
Participating Mortgage Loans [Line Items]
Total Loans	0	0
90 Days and Over | Commercial and industrial
Participating Mortgage Loans [Line Items]
Total Loans	0	0
90 Days and Over | Commercial: | Mortgage
Participating Mortgage Loans [Line Items]
Total Loans	0	0
90 Days and Over | Commercial: | Construction
Participating Mortgage Loans [Line Items]
Total Loans	0	0
90 Days and Over | Faith-based: | Mortgage
Participating Mortgage Loans [Line Items]
Total Loans	0	0
90 Days and Over | Faith-based: | Construction
Participating Mortgage Loans [Line Items]
Total Loans	0	0
90 Days and Over | Other
Participating Mortgage Loans [Line Items]
Total Loans	$ 0	$ 0

Loans by Type - Schedule of t_2

Loans by Type - Schedule of the Credit Exposure of the Loan Portfolio (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Participating Mortgage Loans [Line Items]
Total loans	$ 1,061,991	$ 1,014,318
Loans Subject To Normal Monitoring
Participating Mortgage Loans [Line Items]
Total loans	1,044,553	1,008,815
Performing Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	17,438	5,503
Nonperforming Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	0	0
Commercial and industrial
Participating Mortgage Loans [Line Items]
Total loans	548,625	498,502
Commercial and industrial | Loans Subject To Normal Monitoring
Participating Mortgage Loans [Line Items]
Total loans	548,625	498,502
Commercial and industrial | Performing Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	0	0
Commercial and industrial | Nonperforming Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	0	0
Commercial: | Mortgage
Participating Mortgage Loans [Line Items]
Total loans	121,701	118,371
Commercial: | Mortgage | Loans Subject To Normal Monitoring
Participating Mortgage Loans [Line Items]
Total loans	119,223	118,371
Commercial: | Mortgage | Performing Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	2,478	0
Commercial: | Mortgage | Nonperforming Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	0	0
Commercial: | Construction
Participating Mortgage Loans [Line Items]
Total loans	9,488	8,233
Commercial: | Construction | Loans Subject To Normal Monitoring
Participating Mortgage Loans [Line Items]
Total loans	9,488	8,233
Commercial: | Construction | Performing Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	0	0
Commercial: | Construction | Nonperforming Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	0	0
Faith-based: | Mortgage
Participating Mortgage Loans [Line Items]
Total loans	371,313	381,368
Faith-based: | Mortgage | Loans Subject To Normal Monitoring
Participating Mortgage Loans [Line Items]
Total loans	356,353	375,865
Faith-based: | Mortgage | Performing Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	14,960	5,503
Faith-based: | Mortgage | Nonperforming Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	0	0
Faith-based: | Construction
Participating Mortgage Loans [Line Items]
Total loans	10,861	7,790
Faith-based: | Construction | Loans Subject To Normal Monitoring
Participating Mortgage Loans [Line Items]
Total loans	10,861	7,790
Faith-based: | Construction | Performing Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	0	0
Faith-based: | Construction | Nonperforming Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	0	0
Other
Participating Mortgage Loans [Line Items]
Total loans	3	54
Other | Loans Subject To Normal Monitoring
Participating Mortgage Loans [Line Items]
Total loans	3	54
Other | Performing Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	0	0
Other | Nonperforming Loans Subject To Special Monitoring
Participating Mortgage Loans [Line Items]
Total loans	$ 0	$ 0

Loans by Type - Summary of ACL

Loans by Type - Summary of ACL by Category (Details) - USD ($) $ in Thousands	6 Months Ended	9 Months Ended
	Jun. 30, 2024	Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 13,089
Ending balance	13,634
Loans Excluding Unfunded Commitments
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	13,089	$ 13,539
Provision for (release of) credit losses	545	(450)
Ending balance	13,634
Loans Excluding Unfunded Commitments | C&I
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	5,412	5,978
Provision for (release of) credit losses	502	(566)
Ending balance	5,914
Loans Excluding Unfunded Commitments | CRE
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	1,093	940
Provision for (release of) credit losses	23	153
Ending balance	1,116
Loans Excluding Unfunded Commitments | Faith-based CRE
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	6,476	6,437
Provision for (release of) credit losses	(11)	39
Ending balance	6,465
Loans Excluding Unfunded Commitments | Construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	108	184
Provision for (release of) credit losses	31	$ (76)
Ending balance	$ 139

Loans by Type (Details) - TDM L

Loans by Type (Details) - TDM Loans $ in Thousands	3 Months Ended
	Jun. 30, 2023 USD ($)
Financing Receivable, Past Due [Line Items]
Percentage of Total Loans Held for Investment	1.04%
Payment Delay
Financing Receivable, Past Due [Line Items]
Modified loans	$ 0
Term Extension
Financing Receivable, Past Due [Line Items]
Modified loans	10,952
Interest Rate Reduction
Financing Receivable, Past Due [Line Items]
Modified loans	0
Combination Term Extension and Interest Rate Reduction
Financing Receivable, Past Due [Line Items]
Modified loans	$ 0
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Percentage of Total Loans Held for Investment	2.05%
Commercial and industrial | Payment Delay
Financing Receivable, Past Due [Line Items]
Modified loans	$ 0
Commercial and industrial | Term Extension
Financing Receivable, Past Due [Line Items]
Modified loans	10,952
Commercial and industrial | Interest Rate Reduction
Financing Receivable, Past Due [Line Items]
Modified loans	0
Commercial and industrial | Combination Term Extension and Interest Rate Reduction
Financing Receivable, Past Due [Line Items]
Modified loans	$ 0

Loans by Type (Details) - TDRs

Loans by Type (Details) - TDRs $ in Thousands	Jun. 30, 2024 USD ($)
Financing Receivable, Past Due [Line Items]
Modified loans	$ 0
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Modified loans	0
Current
Financing Receivable, Past Due [Line Items]
Modified loans	11,333
Current | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Modified loans	11,333
30-59 Days
Financing Receivable, Past Due [Line Items]
Modified loans	0
30-59 Days | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Modified loans	0
60-89 Days
Financing Receivable, Past Due [Line Items]
Modified loans	0
60-89 Days | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Modified loans	0
90 Days and Over
Financing Receivable, Past Due [Line Items]
Modified loans	0
90 Days and Over | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Modified loans	$ 0

Commitments and Contingencies (

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Loss Contingencies [Line Items]
Allowance for unfunded commitments	$ 82	$ 132
Unused loan commitments	251,400
Invoice Reimbursement [Abstract]	8,100
Financial Standby Letter of Credit
Loss Contingencies [Line Items]
Letters of credit	13,700
Stand by Letters Of Credit Member
Loss Contingencies [Line Items]
Letters of credit	$ 729

Stock-Based Compensation - Narr

Stock-Based Compensation - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 474	$ 909	$ 1,700	$ 2,859
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)			54,462
Unrecognized compensation expense	$ 2,600		$ 2,600
Unrecognized compensation expense, period for recognition			8 months 19 days
Nonvested awards shares outstanding (in shares)	251,768		251,768		237,780
Restricted Stock | Employee
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			3 years
Restricted Stock | Nonemployee
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			1 year
Restricted Stock | Omnibus Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares issued in period (in shares)			54,462
Performance-based Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)			51,261
Award vesting period			3 years
Percentage of target opportunity for awards to vest			135.40%
Shares issued in period (in shares)			68,834
Nonvested awards shares outstanding (in shares)	158,428		158,428		159,073
Performance-based Restricted Stock | Omnibus Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares issued in period (in shares)			51,261
Performance-based Restricted Stock | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of target opportunity for awards to vest			0%
Performance-based Restricted Stock | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of target opportunity for awards to vest			150%

Stock-Based Compensation - Summ

Stock-Based Compensation - Summary of Restricted Stock Activity (Details) - Restricted Stock	6 Months Ended
	Jun. 30, 2024 $ / shares shares
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Beginning balance (in shares) | shares	237,780
Granted (in shares) | shares	54,462
Vested (in shares) | shares	(39,764)
Forfeitures (in shares) | shares	(710)
Ending balance (in shares) | shares	251,768
Fair Value
Beginning balance (in dollars per share) | $ / shares	$ 42.17
Granted (in dollars per share) | $ / shares	44.08
Vested (in dollars per share) | $ / shares	32.78
Forfeitures (in dollars per share) | $ / shares	43.70
Ending balance (in dollars per share) | $ / shares	$ 42.87

Stock-Based Compensation - Su_2

Stock-Based Compensation - Summary of PBRS Activity (Details) - Performance-based Restricted Stock	6 Months Ended
	Jun. 30, 2024 $ / shares shares
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Beginning balance (in shares) | shares	159,073
Granted (in shares) | shares	51,261
Vested (in shares) | shares	(50,840)
Forfeitures (in shares) | shares	(1,066)
Ending balance (in shares) | shares	158,428
Fair Value
Beginning balance (in dollars per share) | $ / shares	$ 42.74
Granted (in dollars per share) | $ / shares	44.29
Vested (in dollars per share) | $ / shares	40.74
Forfeitures (in dollars per share) | $ / shares	43.70
Ending balance (in dollars per share) | $ / shares	$ 43.87

Stock-Based Compensation - Su_3

Stock-Based Compensation - Summary of Company's SARs Activity (Details) - SARs - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended	9 Months Ended
	Jun. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding [Roll Forward]
Beginning balance (in shares)	30,409
Ending balance (in shares)	0
Fair Value
Beginning balance (in dollars per share)	$ 46.70
Ending balance (in dollars per share)	$ 0
Outstanding, average remaining contractual term (in years)	0 years	29 days
Aggregate intrinsic value	$ 0		$ 0
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Forfeitures	30,409
Forfeited (in dollars per share)	$ 46.70

Defined Pension Plans - Narrati

Defined Pension Plans - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Sep. 30, 2023
Pension Plan
Defined Benefit Plan Disclosure [Line Items]
Net periodic cost (benefit)	$ 194	$ 99	$ 389	$ 199	$ 733
Contributions			0
Supplemental Employee Retirement Plan
Defined Benefit Plan Disclosure [Line Items]
Net periodic cost (benefit)	$ 112	$ 118	$ 225	$ 236	$ 472

Defined Pension Plans - Schedul

Defined Pension Plans - Schedule of Net Periodic Pension Costs (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Pension Plan
Defined Benefit Plan Disclosure [Line Items]
Interest cost on projected benefit obligation						$ 4,314
Expected return on plan assets						(3,735)
Net amortization						154
Net periodic pension (benefit) cost	$ 194	$ 99	$ 389	$ 199		733
Pension Plan | Forecast
Defined Benefit Plan Disclosure [Line Items]
Interest cost on projected benefit obligation					$ 4,291
Expected return on plan assets					(3,512)
Net amortization					0
Net periodic pension (benefit) cost					779
Supplemental Employee Retirement Plan
Defined Benefit Plan Disclosure [Line Items]
Interest cost on projected benefit obligation						472
Net periodic pension (benefit) cost	$ 112	$ 118	$ 225	$ 236		$ 472
Supplemental Employee Retirement Plan | Forecast
Defined Benefit Plan Disclosure [Line Items]
Interest cost on projected benefit obligation					451
Net periodic pension (benefit) cost					$ 451

Income Taxes (Details)

Income Taxes (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Income Tax Disclosure [Abstract]
Effective income tax rate reconciliation, percent	22.60%	19.50%	21.40%	20.10%

Investment in Securities - Sche

Investment in Securities - Schedule of Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Marketable Securities [Line Items]
Amortized Cost	$ 601,275	$ 684,917
Gross Unrealized Gains	25	4
Gross Unrealized Losses	(60,498)	(57,804)
Fair Value	540,802	627,117
AFS, Less than 12 months, Estimated Fair Value	58,524	82,743
AFS, Less than 12 months, Unrealized Losses	549	675
AFS, 12 months or more, Estimated Fair Value	463,853	541,391
AFS, 12 months or more, Unrealized Losses	59,949	57,129
Debt Securities, Available-for-sale, Unrealized Loss Position	522,377	624,134
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	60,498	57,804
State and political subdivisions
Marketable Securities [Line Items]
Amortized Cost	220,717	235,297
Gross Unrealized Gains	8	4
Gross Unrealized Losses	(18,427)	(16,266)
Fair Value	202,298	219,035
AFS, Less than 12 months, Estimated Fair Value	4,040	63,198
AFS, Less than 12 months, Unrealized Losses	13	220
AFS, 12 months or more, Estimated Fair Value	189,863	152,854
AFS, 12 months or more, Unrealized Losses	18,414	16,046
Debt Securities, Available-for-sale, Unrealized Loss Position	193,903	216,052
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	18,427	16,266
Mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Marketable Securities [Line Items]
Amortized Cost	212,270	188,307
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(32,447)	(30,508)
Fair Value	179,823	157,799
AFS, Less than 12 months, Estimated Fair Value	36,831	0
AFS, Less than 12 months, Unrealized Losses	186	0
AFS, 12 months or more, Estimated Fair Value	142,992	157,799
AFS, 12 months or more, Unrealized Losses	32,261	30,508
Debt Securities, Available-for-sale, Unrealized Loss Position	179,823	157,799
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	32,447	30,508
Corporate bonds
Marketable Securities [Line Items]
Amortized Cost	118,986	111,109
Gross Unrealized Gains	17	0
Gross Unrealized Losses	(9,065)	(8,769)
Fair Value	109,938	102,340
AFS, Less than 12 months, Estimated Fair Value	17,653	19,545
AFS, Less than 12 months, Unrealized Losses	350	455
AFS, 12 months or more, Estimated Fair Value	82,255	82,795
AFS, 12 months or more, Unrealized Losses	8,715	8,314
Debt Securities, Available-for-sale, Unrealized Loss Position	99,908	102,340
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	9,065	8,769
Treasury securities
Marketable Securities [Line Items]
Amortized Cost	9,992	109,836
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(19)	(1,115)
Fair Value	9,973	108,721
AFS, Less than 12 months, Estimated Fair Value	0	0
AFS, Less than 12 months, Unrealized Losses	0	0
AFS, 12 months or more, Estimated Fair Value	9,973	108,721
AFS, 12 months or more, Unrealized Losses	19	1,115
Debt Securities, Available-for-sale, Unrealized Loss Position	9,973	108,721
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	19	1,115
Asset backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Marketable Securities [Line Items]
Amortized Cost	39,310	40,368
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(540)	(1,146)
Fair Value	38,770	39,222
AFS, Less than 12 months, Estimated Fair Value	0	0
AFS, Less than 12 months, Unrealized Losses	0	0
AFS, 12 months or more, Estimated Fair Value	38,770	39,222
AFS, 12 months or more, Unrealized Losses	540	1,146
Debt Securities, Available-for-sale, Unrealized Loss Position	38,770	39,222
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 540	$ 1,146

Investment in Securities - Narr

Investment in Securities - Narrative (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024 USD ($) security	Jun. 30, 2023 USD ($)	Jun. 30, 2024 USD ($) security	Jun. 30, 2023 USD ($)	Dec. 31, 2023 security
Investments, Debt and Equity Securities [Abstract]
Available-for-sale securities, number of positions | security	260		260		275
Available-for-sale securities, percentage of total securities	95.60%		95.60%		98.90%
Available-for-sale securities, number of positions, greater than one year | security	244		244		210
Proceeds from sales of securities available-for-sale	$ 25,000	$ 49,600	$ 24,985	$ 111,053
Available-for-sale securities, gross realized gains	0	0	0	187
Available-for-sale securities, gross realized losses	13	199	13	347
Marketable Securities [Line Items]
Available-for-sale securities, gross realized losses	13	199	13	347
Proceeds from sales of securities available-for-sale	25,000	49,600	24,985	111,053
Available-for-sale securities, gross realized gains	$ 0	$ 0	$ 0	$ 187

Investment in Securities - Sc_2

Investment in Securities - Schedule of the Fair Values of Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Marketable Securities [Line Items]
AFS, Less than 12 months, Estimated Fair Value	$ 58,524	$ 82,743
AFS, Less than 12 months, Unrealized Losses	549	675
AFS, 12 months or more, Estimated Fair Value	463,853	541,391
AFS, 12 months or more, Unrealized Losses	59,949	57,129
AFS, Total Estimated Fair Value	522,377	624,134
AFS, Total Unrealized Losses	60,498	57,804
State and political subdivisions
Marketable Securities [Line Items]
AFS, Less than 12 months, Estimated Fair Value	4,040	63,198
AFS, Less than 12 months, Unrealized Losses	13	220
AFS, 12 months or more, Estimated Fair Value	189,863	152,854
AFS, 12 months or more, Unrealized Losses	18,414	16,046
AFS, Total Estimated Fair Value	193,903	216,052
AFS, Total Unrealized Losses	18,427	16,266
Mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Marketable Securities [Line Items]
AFS, Less than 12 months, Estimated Fair Value	36,831	0
AFS, Less than 12 months, Unrealized Losses	186	0
AFS, 12 months or more, Estimated Fair Value	142,992	157,799
AFS, 12 months or more, Unrealized Losses	32,261	30,508
AFS, Total Estimated Fair Value	179,823	157,799
AFS, Total Unrealized Losses	32,447	30,508
Corporate bonds
Marketable Securities [Line Items]
AFS, Less than 12 months, Estimated Fair Value	17,653	19,545
AFS, Less than 12 months, Unrealized Losses	350	455
AFS, 12 months or more, Estimated Fair Value	82,255	82,795
AFS, 12 months or more, Unrealized Losses	8,715	8,314
AFS, Total Estimated Fair Value	99,908	102,340
AFS, Total Unrealized Losses	9,065	8,769
Treasury securities
Marketable Securities [Line Items]
AFS, Less than 12 months, Estimated Fair Value	0	0
AFS, Less than 12 months, Unrealized Losses	0	0
AFS, 12 months or more, Estimated Fair Value	9,973	108,721
AFS, 12 months or more, Unrealized Losses	19	1,115
AFS, Total Estimated Fair Value	9,973	108,721
AFS, Total Unrealized Losses	19	1,115
Asset backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Marketable Securities [Line Items]
AFS, Less than 12 months, Estimated Fair Value	0	0
AFS, Less than 12 months, Unrealized Losses	0	0
AFS, 12 months or more, Estimated Fair Value	38,770	39,222
AFS, 12 months or more, Unrealized Losses	540	1,146
AFS, Total Estimated Fair Value	38,770	39,222
AFS, Total Unrealized Losses	$ 540	$ 1,146

Investment in Securities - Sc_3

Investment in Securities - Schedule of Amortized Cost and Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Amortized Cost
Due in 1 year or less	$ 44,510
Due after 1 year through 5 years	132,633
Due after 5 years through 10 years	205,504
Due after 10 years	218,628
Amortized Cost	601,275	$ 684,917
Fair Value
Due in 1 year or less	44,388
Due after 1 year through 5 years	130,220
Due after 5 years through 10 years	179,664
Due after 10 years	186,530
Total	$ 540,802	$ 627,117

Fair Value of Financial Instr_3

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Balance sheet assets:
Investment securities	$ 540,802	$ 627,117
Carrying Amount
Balance sheet assets:
Accrued interest receivable	8,825	8,450
Total	1,821,711	2,009,264
Balance sheet liabilities:
Accrued interest payable	554	635
Total	2,009,732	2,212,818
Fair Value
Balance sheet assets:
Cash and cash equivalents	223,727	372,468
Investment securities	540,802	627,117
Loans, net	1,017,800	962,223
Accrued interest receivable	8,825	8,450
Total	1,791,154	1,970,258
Balance sheet liabilities:
Deposits	1,012,346	1,140,814
Accounts and drafts payable	996,832	1,071,369
Accrued interest payable	554	635
Total	$ 2,009,732	$ 2,212,818

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Revenue, Performance Obligation [Abstract]
Fee revenues, in-scope of FASB ASC 606	$ 32,050	$ 31,301	$ 64,361	$ 62,337
Other income (out-of-scope of FASB ASC 606)	1,010	772	1,996	1,843
Total fee revenue and other income	33,060	32,073	66,357	64,180
Processing fees
Revenue, Performance Obligation [Abstract]
Fee revenues, in-scope of FASB ASC 606	21,103	19,386	42,356	38,899
Financial fees
Revenue, Performance Obligation [Abstract]
Fee revenues, in-scope of FASB ASC 606	10,628	11,662	21,405	22,921
Information services payment and processing revenue
Revenue, Performance Obligation [Abstract]
Fee revenues, in-scope of FASB ASC 606	31,731	31,048	63,761	61,820
Bank service fees
Revenue, Performance Obligation [Abstract]
Fee revenues, in-scope of FASB ASC 606	$ 319	$ 253	$ 600	$ 517

Leases - Narrative (Details)

Leases - Narrative (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2024 USD ($)	Jun. 30, 2024 USD ($)
Leases [Abstract]
Operating lease, liability	$ 7,963	$ 7,963
Operating lease, right-of-use asset	$ 7,600	$ 7,600
Operating Lease, Liability, Current, Statement of Financial Position [Extensible Enumeration]	Other liabilities	Other liabilities
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other assets	Other assets
Operating lease, cost	$ 333	$ 674
Short-term lease, cost	93	174
Variable lease, cost	$ 0	$ 0
Operating lease, weighted average remaining lease term	6 years 10 months 24 days	6 years 10 months 24 days
Operating lease, weighted average discount rate, percent	3.56%	3.56%

Leases - Schedule of Operating

Leases - Schedule of Operating Lease Maturity (Details) $ in Thousands	Jun. 30, 2024 USD ($)
Lease payments due
Less than 1 year	$ 1,333
1-2 years	1,358
2-3 years	1,343
3-4 years	1,370
4-5 years	1,259
Over 5 years	2,272
Total undiscounted cash flows	8,935
Discount on cash flows	972
Total lease liability	$ 7,963