Cass Information Systems (CASS) 10-Q 2 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Oct. 28, 2015
Document and Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Entity Registrant Name	CASS INFORMATION SYSTEMS INC
Entity Central Index Key	708,781
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		11,341,370

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 11,932	$ 11,307
Interest-bearing deposits in other financial institutions	128,798	200,966
Federal funds sold and other short-term investments	85,352	82,062
Cash and cash equivalents	226,082	294,335
Securities available-for-sale, at fair value	363,153	356,141
Loans	670,842	669,346
Less: Allowance for loan losses	11,882	11,894
Loans, net	658,960	657,452
Premises and equipment, net	18,997	16,909
Investment in bank-owned life insurance	15,806	15,429
Payments in excess of funding	108,859	120,227
Goodwill	11,590	11,590
Other intangible assets, net	2,507	2,762
Other assets	27,566	25,886
Total assets	1,433,520	1,500,731
Liabilities and Shareholders' Equity
Noninterest-bearing	172,937	158,999
Interest-bearing	404,535	459,200
Total deposits	577,472	618,199
Accounts and drafts payable	625,230	655,428
Other liabilities	31,375	26,672
Total liabilities	$ 1,234,077	$ 1,300,299
Shareholders' Equity:
Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued
Common stock, par value $.50 per share; 40,000,000 shares authorized and 11,931,147 shares issued at September 30, 2015 and December 31, 2014	$ 5,966	$ 5,966
Additional paid-in capital	125,933	126,169
Retained earnings	100,399	90,635
Common shares in treasury, at cost (578,182 shares at September 30, 2015 and 428,572 shares at December 31, 2014)	(21,121)	(12,707)
Accumulated other comprehensive loss	(11,734)	(9,631)
Total shareholders' equity	199,443	200,432
Total liabilities and shareholders' equity	$ 1,433,520	$ 1,500,731

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Sep. 30, 2015	Dec. 31, 2014
CONSOLIDATED BALANCE SHEETS [Abstract]
Preferred stock, par value per share	$ 0.50	$ 0.50
Preferred stock, shares authorized	2,000,000	2,000,000
Preferred stock, shares issued	0	0
Common stock, par value per share	$ 0.50	$ 0.50
Common stock, shares authorized	40,000,000	40,000,000
Common stock, shares issued	11,931,147	11,931,147
Treasury stock, shares	578,182	428,572

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Fee Revenue and Other Income:
Information services payment and processing revenue	$ 19,781	$ 19,743	$ 58,898	$ 57,694
Bank service fees	308	279	908	835
Gains on sales of securities	1,271	23	2,910	23
Other	154	178	468	1,198
Total fee revenue and other income	21,514	20,223	63,184	59,750
Interest Income:
Interest and fees on loans	7,086	7,486	21,528	22,266
Interest and dividends on securities:
Taxable	5	3	20	17
Exempt from federal income taxes	2,371	2,353	6,996	7,015
Interest on federal funds sold and other short-term investments	119	149	392	440
Total interest income	9,581	9,991	28,936	29,738
Interest Expense:
Interest on deposits	498	604	1,610	1,857
Net interest income	$ 9,083	$ 9,387	$ 27,326	$ 27,881
Provision for loan losses
Net interest income after provision for loan losses	$ 9,083	$ 9,387	$ 27,326	$ 27,881
Total net revenue	30,597	29,610	90,510	87,631
Operating Expense:
Salaries and employee benefits	17,761	16,515	52,630	49,166
Occupancy	872	783	2,565	2,345
Equipment	1,067	945	3,208	3,092
Amortization of intangible assets	103	121	306	362
Other operating expense	2,831	2,832	8,873	8,562
Total operating expense	22,634	21,196	67,582	63,527
Income before income tax expense	7,963	8,414	22,928	24,104
Income tax expense	2,083	2,013	5,961	5,857
Net income	$ 5,880	$ 6,401	$ 16,967	$ 18,247
Basic earnings per share	$ 0.52	$ 0.56	$ 1.49	$ 1.59
Diluted earnings per share	$ 0.51	$ 0.55	$ 1.47	$ 1.57

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Comprehensive income:
Net income	$ 5,880	$ 6,401	$ 16,967	$ 18,247
Other comprehensive income:
Net unrealized gain (loss) on securities available-for-sale	3,301	801	(327)	7,885
Tax effect	(1,226)	(297)	122	(2,929)
Reclassification adjustments for gains included in net income	(1,271)	(23)	(2,910)	(23)
Tax effect	472	8	1,081	8
Foreign currency translation adjustments	2	(66)	(69)	(79)
Total comprehensive income	$ 7,158	$ 6,824	$ 14,864	$ 23,109

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash Flows From Operating Activities:
Net income	$ 16,967,000	$ 18,247,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	6,476,000	6,036,000
Net gains on sales of securities	(2,910,000)	(23,000)
Stock-based compensation expense	1,543,000	1,536,000
(Increase) decrease in income tax benefit	(1,156,000)	140,000
Increase in income tax liability	1,513,000	293,000
Increase in pension liability	3,626,000	1,710,000
Other operating activities, net	(254,000)	506,000
Net cash provided by operating activities	25,805,000	28,445,000
Cash Flows From Investing Activities:
Proceeds from sales of securities available-for-sale	99,347,000	587,000
Proceeds from maturities of securities available-for-sale	31,390,000	8,790,000
Purchase of securities available-for-sale	(142,014,000)	(27,302,000)
Net increase in loans	(1,508,000)	(25,224,000)
Decrease (increase) in payments in excess of funding	11,368,000	(63,559,000)
Purchases of premises and equipment, net	(4,320,000)	(4,676,000)
Net cash used in investing activities	(5,737,000)	(111,384,000)
Cash Flows From Financing Activities:
Net increase (decrease) in noninterest-bearing demand deposits	13,938,000	(4,443,000)
Net (decrease) increase in interest-bearing demand and savings deposits	(41,054,000)	22,878,000
Net decrease in time deposits	(13,611,000)	(15,567,000)
Net (decrease) increase in accounts and drafts payable	(30,198,000)	101,734,000
Cash dividends paid	(7,203,000)	(6,917,000)
Purchase of common shares for treasury	(9,426,000)	(911,000)
Other financing activities, net	(767,000)	(435,000)
Net cash (used in) provided by financing activities	(88,321,000)	96,339,000
Net (decrease) increase in cash and cash equivalents	(68,253,000)	13,400,000
Cash and cash equivalents at beginning of period	294,335,000	225,262,000
Cash and cash equivalents at end of period	226,082,000	238,662,000
Supplemental information:
Cash paid for interest	3,313,000	1,871,000
Cash paid for income taxes	$ 4,501,000	$ 5,252,000

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2015
Basis of Presentation [Abstract]
Basis of Presentation	Note 1 - Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles for complete financial statements. In the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation have been included. For further information, refer to the audited consolidated financial statements and related footnotes included in Cass Information System, Inc.'s (the “Company” or “Cass”) Annual Report on Form 10-K for the year ended December 31, 2014 .

Intangible Assets

Intangible Assets	9 Months Ended
	Sep. 30, 2015
Intangible Assets [Abstract]
Intangible Assets	Note 2 – Intangible Assets The Company accounts for intangible assets in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 350, “Goodwill and Other Intangible Assets,” (“FASB ASC 350”), which requires that intangibles with indefinite useful lives be tested annually for impairment and those with finite useful lives be amortized over their useful lives. Details of the Company's intangible assets are as follows: September 30, 2015 December 31, 2014 Gross Carrying Accumulated Gross Carrying Accumulated (In thousands) Amount Amortization Amount Amortization Assets eligible for amortization: Customer lists $ 3,933 $ (1,944 ) $ 3,933 $ (1,705 Patents 72 (3 ) 23 (1 Non-compete agreements 261 (196 ) 261 (157 Software 234 (234 ) 234 (234 Other 500 (116 ) 500 (92 Unamortized intangible assets: Goodwill 1 11,817 (227 ) 11,817 (227 Total intangible assets $ 16,817 $ (2,720 ) $ 16,768 $ (2,416 1 Amortization through December 31, 2001 prior to adoption of FASB ASC 350. The customer lists are amortized over seven ten 18 five three fifteen 306,000 362,000 408,000 356,000

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Note 3 – Earnings Per Share Basic earnings per share is computed by dividing net income by the weighted-average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted-average number of common shares outstanding and the weighted-average number of potential common shares outstanding. There were no anti-dilutive shares in the nine months ended September 30, 2015 and 2014. The calculations of basic and diluted earnings per share are as follows: Three Months Ended Nine Months Ended September 30, September 30, (In thousands except share and per share data) 2015 2014 2015 2014 Basic Net income $ 5,880 $ 6,401 $ 16,967 $ 18,247 Weighted-average common shares outstanding 11,329,002 11,480,981 11,385,680 11,482,850 Basic earnings per share $ .52 $ .56 $ 1.49 $ 1.59 Diluted Net income $ 5,880 $ 6,401 $ 16,967 $ 18,247 Weighted-average common shares outstanding 11,329,002 11,480,981 11,385,680 11,482,850 Effect of dilutive restricted stock and stock appreciation rights 158,177 151,711 161,005 171,890 Weighted-average common shares outstanding assuming dilution 11,487,179 11,632,692 11,546,685 11,654,740 Diluted earnings per share $ .51 $ .55 $ 1.47 $ 1.57

Stock Repurchases

Stock Repurchases	9 Months Ended
	Sep. 30, 2015
Stock Repurchases [Abstract]
Stock Repurchases	Note 4 – Stock Repurchases The Company maintains a treasury stock buyback program pursuant to which the Board of Directors has authorized the repurchase of up to 500,000 68,105 19,542 192,690 19,542 287,350 500,000

Industry Segment Information

Industry Segment Information	9 Months Ended
	Sep. 30, 2015
Industry Segment Information [Abstract]
Industry Segment Information	Note 5 – Industry Segment Information The services provided by the Company are classified into two reportable segments: Information Services and Banking Services. Each of these segments provides distinct services that are marketed through different channels. They are managed separately due to their unique service, processing and capital requirements. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses and churches. The Company's accounting policies for segments are the same as those described in the summary of significant accounting policies in the Company's Annual Report on Form 10-K for the year ended December 31, 2014. Management evaluates segment performance based on net income after allocations for corporate expenses and income taxes. Transactions between segments are accounted for at what management believes to be fair value. Substantially all revenue originates from, and all long-lived assets are located within the United States, and no revenue from any customer of any segment exceeds 10% of the Company's consolidated revenue. Assets represent actual assets owned by Information Services and Banking Services and there is no allocation methodology used. Segment interest from customers is the actual interest earned on the loans owned by Information Services and Banking Services, respectively. Summarized information about the Company's operations in each industry segment is as follows: Corporate, Information Banking Eliminations (In thousands) Services Services and Other Total Three Months Ended September 30, 2015 Fee revenue and other income: Income from customers $ 24,694 $ 5,903 $ — $ 30,597 Intersegment income (expense) 2,310 410 (2,720 ) — Net income 3,961 1,919 — 5,880 Goodwill 11,454 136 — 11,590 Other intangible assets, net 2,507 — — 2,507 Total assets 751,264 713,173 (30,917 ) 1,433,520 Three Months Ended September 30, 2014 Fee revenue and other income: Income from customers $ 23,840 $ 5,770 $ — $ 29,610 Intersegment income (expense) 2,391 370 (2,761 ) — Net income 4,392 2,009 — 6,401 Goodwill 11,454 136 — 11,590 Other intangible assets, net 2,883 — — 2,883 Total assets 772,847 690,718 (13,392 ) 1,450,173 Nine Months Ended September 30, 2015 Fee revenue and other income: Income from customers $ 73,120 $ 17,390 $ — $ 90,510 Intersegment income (expense) 6,854 1,266 (8,120 ) — Net income 11,368 5,599 — 16,967 Goodwill 11,454 136 — 11,590 Other intangible assets, net 2,507 — — 2,507 Total assets 751,264 713,173 (30,917 ) 1,433,520 Nine Months Ended September 30, 2014 Fee revenue and other income Income from customers $ 70,792 $ 16,839 $ — $ 87,631 Intersegment income (expense) 6,693 1,100 (7,793 ) — Net income 12,772 5,475 — 18,247 Goodwill 11,454 136 — 11,590 Other intangible assets, net 2,883 — — 2,883 Total assets 772,847 690,718 (13,392 ) 1,450,173

Loans by Type

Loans by Type	9 Months Ended
	Sep. 30, 2015
Loans by Type [Abstract]
Loans by Type	Note 6 – Loans by Type A summary of loan categories is as follows: September 30, December 31, (In thousands) 2015 2014 Commercial and industrial $ 195,175 $ 203,350 Real estate Commercial: Mortgage 119,751 117,754 Construction 71 — Church, church-related: Mortgage 314,822 305,887 Construction 20,077 18,612 Industrial Revenue Bonds 20,911 23,348 Other 35 395 Total loans $ 670,842 $ 669,346 The following table presents the aging of loans by loan categories at September 30, 2015 and December 31, 2014: Performing Nonperforming 90 Days 30-59 60-89 and Non- Total (In thousands) Current Days Days Over accrual Loans September 30, 2015 Commercial and industrial $ 195,175 $ — $ — $ — $ — $ 195,175 Real estate Commercial: Mortgage 116,704 — — — 3,047 119,751 Construction 71 — — — — 71 Church, church-related: Mortgage 314,714 — — — 108 314,822 Construction 20,077 — — — — 20,077 Industrial Revenue Bonds 20,911 — — — — 20,911 Other 35 — — — — 35 Total $ 667,687 $ — $ — $ — $ 3,155 $ 670,842 December 31, 2014 Commercial and industrial $ 203,350 $ — $ — $ — $ — $ 203,350 Real estate Commercial: Mortgage 117,393 — — — 361 117,754 Construction — — — — — — Church, church-related: Mortgage 305,760 — — — 127 305,887 Construction 18,612 — — — — 18,612 Industrial Revenue Bonds 23,348 — — — — 23,348 Other 395 — — — — 395 Total $ 668,858 $ — $ — $ — $ 488 $ 669,346 The following table presents the credit exposure of the loan portfolio as of September 30, 2015 and December 31, 2014: Loans Performing Nonperforming Subject to Loans Subject to Loans Subject Normal Special to Special (In thousands) Monitoring 1 Monitoring 2 Monitoring 2 Total Loans September 30, 2015 Commercial and industrial $ 192,135 $ 3,040 $ — $ 195,175 Real estate Commercial: Mortgage 107,985 8,719 3,047 119,751 Construction 71 — — 71 Church, church-related: Mortgage 310,145 4,569 108 314,822 Construction 20,077 — — 20,077 Industrial Revenue Bonds 20,911 — — 20,911 Other 35 — — 35 Total $ 651,359 $ 16,328 $ 3,155 $ 670,842 December 31, 2014 Commercial and industrial $ 199,837 $ 3,513 $ — $ 203,350 Real estate Commercial: Mortgage 103,097 14,296 361 117,754 Construction — — — — Church, church-related: Mortgage 304,219 1,541 127 305,887 Construction 18,612 — — 18,612 Industrial Revenue Bonds 23,348 — — 23,348 Other 395 — — 395 Total $ 649,508 $ 19,350 $ 488 $ 669,346 1 Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations. 2 Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention. Impaired loans consist primarily of nonaccrual loans, loans greater than 90 days past due and still accruing interest and troubled debt restructurings, both performing and nonperforming. Troubled debt restructuring involves the granting of a concession to a borrower experiencing financial difficulty resulting in the modification of terms of the loan, such as changes in payment schedule or interest rate. Management measures impairment in accordance with FASB ASC 310, “Allowance for Credit Losses.” At September 30, 2015 and December 31, 2014, all impaired loans were evaluated based on the fair value of the collateral. The fair value of the collateral is based upon an observable market price or current appraised value and therefore, the Company classifies these assets as nonrecurring Level 3. There were no loans delinquent 90 days or more and still accruing interest at September 30, 2015 and December 31, 2014. There were no loans classified as troubled debt restructuring at September 30, 2015 and December 31, 2014. There were no foreclosed loans recorded as other real estate owned (included in other assets) as of September 30, 2015, and December 31, 2014. The following table presents the recorded investment and unpaid principal balance for impaired loans at September 30, 2015 and December 31, 2014: Unpaid Related Recorded Principal Allowance for (In thousands) Investment Balance Loan Losses September 30, 2015 Commercial and industrial: Nonaccrual $ — $ — $ — Real estate Commercial – Mortgage: Nonaccrual 3,047 3,047 1,127 Church – Mortgage: Nonaccrual 108 108 108 Total impaired loans $ 3,155 $ 3,155 $ 1,235 December 31, 2014 Commercial and industrial: Nonaccrual $ — $ — $ — Real estate Commercial – Mortgage: Nonaccrual 361 361 — Church – Mortgage: Nonaccrual 127 127 127 Total impaired loans $ 488 $ 488 $ 127 A summary of the activity in the allowance for loan losses from December 31, 2014 to September 30, 2015 is as follows: December 31, Charge- September 30, (In thousands) 2014 Offs Recoveries Provision 2015 Commercial and industrial $ 3,515 $ 30 $ 10 $ (133 ) $ 3,362 Real estate Commercial: Mortgage 3,060 — 5 (3 ) 3,062 Construction — — — 1 1 Church, church-related: Mortgage 4,016 — 2 127 4,145 Construction 140 — — 10 150 Industrial Revenue Bonds 394 — — (50 ) 344 Other 769 — 1 48 818 Total $ 11,894 $ 30 $ 18 $ 0 $ 11,882 A summary of the activity in the allowance for loan losses from December 31, 2013 to September 30, 2014 is as follows: December 31, Charge- September 30, (In thousands) 2013 Offs Recoveries Provision 2014 Commercial and industrial $ 3,036 $ 3 $ 34 $ 230 $ 3,297 Real estate Commercial: Mortgage 3,946 — 222 235 4,403 Construction 151 — — (151 ) — Church, church-related: Mortgage 4,354 76 3 (494 ) 3,787 Construction 124 — — 45 169 Industrial Revenue Bonds 68 — — 133 201 Other — — — 2 2 Total $ 11,679 $ 79 $ 259 $ — $ 11,859

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2015
Commitments and Contingencies [Abstract]
Commitments and Contingencies	Note 7 – Commitments and Contingencies In the normal course of business, the Company is party to activities that contain credit, market and operational risks that are not reflected in whole or in part in the Company's consolidated financial statements. Such activities include traditional off-balance sheet credit-related financial instruments and commitments under operating leases. These financial instruments include commitments to extend credit, commercial letters of credit and standby letters of credit. The Company's maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, commercial letters of credit and standby letters of credit is represented by the contractual amounts of those instruments. At September 30, 2015 and December 31, 2014, no amounts have been accrued for any estimated losses for these instruments. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commercial and standby letters of credit are conditional commitments issued by the Company or its subsidiaries to guarantee the performance of a customer to a third party. These off-balance sheet financial instruments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The balance of unused loan commitments, standby and commercial letters of credit were $ 5,588,000 11,590,000 1,405,000 19,066,000 12,693,000 2,571,000 r The following table summarizes contractual cash obligations of the Company related to operating lease commitments and time deposits at September 30, 2015: Amount of Commitment Expiration per Period Less than 1-3 3-5 Over 5 (In thousands) Total 1 Year Years Years Years Operating lease commitments $ 8,613 $ 1,362 $ 2,711 $ 2,091 $ 2,449 Time deposits 66,164 57,655 6,264 2,245 — Total $ 74,777 $ 59,017 $ 8,975 $ 4,336 $ 2,449 The Company and its subsidiaries are involved in various pending legal actions and proceedings in which claims for damages are asserted. Management, after discussion with legal counsel, believes the ultimate resolution of these legal actions and proceedings will not have a material effect upon the Company's consolidated financial position or results of operations.

Stock-Based Compensation

Stock-Based Compensation	9 Months Ended
	Sep. 30, 2015
Stock-Based Compensation [Abstract]
Stock-Based Compensation	Note 8 – Stock-Based Compensation The Amended and Restated Omnibus Stock and Performance Compensation Plan (the “Omnibus Plan”) permits the issuance of up to 1,500,000 41,896 0 Restricted Stock three 2,100,000 0.9 Following is a summary of the activity of the restricted stock: Nine Months Ended September 30, 2015 Shares Fair Value Balance at December 31, 2014 51,161 $ 48.13 Granted 41,896 $ 51.02 Vested (24,644 ) $ 44.18 Forfeits (262 ) $ 52.63 Balance at September 30, 2015 68,151 $ 51.32 SARs SARs vest over a three 397,000 0.5 Weighted- Average Aggregate Average Remaining Intrinsic Exercise Contractual Value Shares Price Term Years (In thousands) Outstanding at December 31, 2014 353,955 $ 35.52 6.77 $ 6,277 Exercised (37,834 ) $ 28.56 Forfeits (1,204 ) $ 53.96 Outstanding at September 30, 2015 314,917 $ 36.28 6.19 $ 4,046 Exercisable at September 30, 2015 262,410 $ 33.30 5.85 $ 4,153 Following is a summary of the activity of the non-vested SARs during the nine-month period ended September 30, 2015: Weighted-Average Shares Grant Date Fair Value Non-vested at December 31, 2014 124,982 $ 45.85 Vested (71,514 ) $ 41.87 Forfeits (961 ) $ 52.02 Non-vested at September 30, 2015 52,507 $ 51.17 The Company uses the Black-Scholes pricing model to determine the fair value of the SARs at the date of grant. Following are the assumptions used to estimate the per-share fair value of SARs granted: Nine Months Ended September 30, 2015 2014 Risk-free interest rate N/A 2.38 % Expected life N/A 7 Expected volatility N/A 28.11 % Expected dividend yield N/A 1.30 % The risk-free interest rate is based on the zero-coupon U.S. Treasury yield for the period equal to the expected life of the SARs at the time of the grant. The expected life was derived using the historical exercise activity. The Company uses historical volatility for a period equal to the expected life of the rights using average monthly closing market prices of the Company's stock as reported on The Nasdaq Global Market. The expected dividend yield is based on the Company's current rate of annual dividends.

Defined Pension Plans

Defined Pension Plans	9 Months Ended
	Sep. 30, 2015
Defined Pension Plans [Abstract]
Defined Pension Plans	Note 9 – Defined Pension Plans The Company has a noncontributory defined-benefit pension plan, which covers most of its employees. The Company accrues and makes contributions designed to fund normal service costs on a current basis using the projected unit credit with service proration method to amortize prior service costs arising from improvements in pension benefits and qualifying service prior to the establishment of the plan over a period of approximately 30 for 2014 and an estimate for 2015 Estimated Actual (In thousands) 2015 2014 Service cost – benefits earned during the year $ 3,977 $ 3,003 Interest cost on projected benefit obligations 3,217 3,037 Expected return on plan assets (4,863 ) (4,711 Net amortization and deferral 1,605 244 Net periodic pension cost $ 3,936 $ 1,573 Pension costs recorded to expense were $ 1,010,000 360,000 2,978,000 1,180,000 In addition to the above funded benefit plan, the Company has an unfunded supplemental executive retirement plan which covers key executives of the Company. This is a noncontributory plan in which the Company and its subsidiaries make accruals designed to fund normal service costs on a current basis using the same method and criteria as its defined benefit plan. The following table represents the components of the net periodic pension costs for 2014 and an estimate for 2015: Estimated Actual (In thousands) 2015 2014 Service cost – benefits earned during the year $ 140 $ 136 Interest cost on projected benefit obligation 348 377 Net amortization 654 431 Net periodic pension cost $ 1,142 $ 944 Pension costs recorded to expense were $ 286,000 236,000 857,000 708,000

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2015
Income Taxes [Abstract]
Income Taxes	Note 10 – Income Taxes As of September 30, 2015, the Company's unrecognized tax benefits were approximately $ 1,305,000 952,000 1,117,000 819,000 210,000 The Company recognizes interest and penalties related to uncertain tax positions in income tax expense. The Company had $ 71,000 45,000 The Company is subject to income tax in the U.S. federal jurisdiction and numerous state jurisdictions. U.S. federal income tax returns for tax years 2011 through 2014 remain subject to examination by the Internal Revenue Service. In addition, the Company is subject to state tax examinations for the tax years 2011 through 2014.

Investment in Securities

Investment in Securities	9 Months Ended
	Sep. 30, 2015
Investment in Securities [Abstract]
Investment in Securities	Note 11 – Investment in Securities Investment securities available-for-sale are recorded at fair value on a recurring basis. The Company's investment securities available-for-sale are measured at fair value using Level 2 valuations. The market evaluation utilizes several sources which include “observable inputs” rather than “significant unobservable inputs” and therefore fall into the Level 2 category. The amortized cost, gross unrealized gains, gross unrealized losses and fair value of investment securities are summarized as follows: September 30, 2015 Gross Gross Amortized Unrealized Unrealized (In thousands) Cost Gains Losses Fair Value State and political subdivisions $ 347,721 $ 10,762 $ 76 $ 358,407 Certificates of deposit 4,746 — — 4,746 Total $ 352,467 $ 10,762 $ 76 $ 363,153 December 31, 2014 Gross Gross Amortized Unrealized Unrealized (In thousands) Cost Gains Losses Fair Value State and political subdivisions $ 338,469 $ 14,120 $ 198 $ 352,391 Certificates of deposit 3,750 — — 3,750 Total $ 342,219 $ 14,120 $ 198 $ 356,141 The fair values of securities with unrealized losses are as follows: September 30, 2015 Less than 12 months 12 months or more Total Estimated Unrealized Estimated Unrealized Estimated Unrealized (In thousands) Fair Value Losses Fair Value Losses Fair Value Losses State and political $ 19,339 $ 57 $ 1,206 $ 19 $ 20,545 $ 76 subdivisions Certificates of deposit — — — — — — Total $ 19,339 $ 57 $ 1,206 $ 19 $ 20,545 $ 76 December 31, 2014 Less than 12 months 12 months or more Total Estimated Unrealized Estimated Unrealized Estimated Unrealized (In thousands) Fair Value Losses Fair Value Losses Fair Value Losses State and political $ 8,700 $ 15 $ 13,833 $ 183 $ 22,533 $ 198 subdivisions Certificates of deposit — — — — — — Total $ 8,700 $ 15 $ 13,833 $ 183 $ 22,533 $ 198 There were 16 5 20 6 The amortized cost and fair value of investment securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties. September 30, 2015 (In thousands) Amortized Cost Fair Value Due in 1 year or less $ 24,170 $ 24,432 Due after 1 year through 5 years 77,390 80,845 Due after 5 years through 10 years 139,950 145,190 Due after 10 years 110,957 112,686 Total $ 352,467 $ 363,153 Proceeds from sales of investment securities classified as available for sale were $ 33,395,000 587,000 99,347,000 587,000 1,271,000 and $ 23,000 2,910,000 23,000 nine months ended September 30, 2015 and 2014 respectively . 3,750,000

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2015
Fair Value of Financial Instruments [Abstract]
Fair Value of Financial Instruments	Note 12 – Fair Value of Financial Instruments Following is a summary of the carrying amounts and fair values of the Company's financial instruments: September 30, 2015 December 31, 2014 Carrying Carrying (In thousands) Amount Fair Value Amount Fair Value Balance sheet assets: Cash and cash equivalents $ 226,082 $ 226,082 $ 294,335 $ 294,335 Investment securities 363,153 363,153 356,141 356,141 Loans, net 658,960 660,647 657,452 663,247 Accrued interest receivable 5,361 5,361 6,521 6,521 Total $ 1,253,556 $ 1,255,243 $ 1,314,449 $ 1,320,244 Balance sheet liabilities: Deposits $ 577,472 $ 577,472 $ 618,199 $ 618,199 Accounts and drafts payable 625,230 625,230 655,428 655,428 Accrued interest payable 53 53 57 57 Total $ 1,202,755 $ 1,202,755 $ 1,273,684 $ 1,273,684 The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value: Cash and Cash Equivalents - The carrying amount approximates fair value. Investment in Securities - The fair value is measured on a recurring basis using Level 2 valuations. Refer to Note 11, “Investment in Securities,” for fair value and unrealized gains and losses by investment type. Loans - The fair value is estimated using present values of future cash flows discounted at risk-adjusted interest rates for each loan category designated by management and is therefore a Level 3 valuation. Management believes that the risk factor embedded in the interest rates along with the allowance for loan losses result in a fair valuation. Impaired loans are valued using the fair value of the collateral which is based upon an observable market price or a current appraised value and therefore, the fair value is a nonrecurring Level 3 valuation. Accrued Interest Receivable - The carrying amount approximates fair value. Deposits - The fair value of demand deposits, savings deposits and certain money market deposits is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities and therefore, is a Level 2 valuation. The fair value estimates above do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market or the benefit derived from the customer relationship inherent in existing deposits. Accounts and Drafts Payable - The carrying amount approximates fair value. Accrued Interest - The carrying amount approximates fair value. There were no transfers between Levels 1 and 2 of the fair value hierarchy for the nine months ended September 30, 2015 and 2014. No financial instruments are measured using Level 3 inputs for the nine months ended September 30, 2015 and 2014.

Subsequent Events

Subsequent Events	9 Months Ended
	Sep. 30, 2015
Subsequent Events [Abstract]
Subsequent Events	Note 13 – Subsequent Events

Intangible Assets (Tables)

Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2015
Intangible Assets [Abstract]
Schedule of Company's Intangible Assets	September 30, 2015 December 31, 2014 Gross Carrying Accumulated Gross Carrying Accumulated (In thousands) Amount Amortization Amount Amortization Assets eligible for amortization: Customer lists $ 3,933 $ (1,944 ) $ 3,933 $ (1,705 Patents 72 (3 ) 23 (1 Non-compete agreements 261 (196 ) 261 (157 Software 234 (234 ) 234 (234 Other 500 (116 ) 500 (92 Unamortized intangible assets: Goodwill 1 11,817 (227 ) 11,817 (227 Total intangible assets $ 16,817 $ (2,720 ) $ 16,768 $ (2,416 1 Amortization through December 31, 2001 prior to adoption of FASB ASC 350.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share	Three Months Ended Nine Months Ended September 30, September 30, (In thousands except share and per share data) 2015 2014 2015 2014 Basic Net income $ 5,880 $ 6,401 $ 16,967 $ 18,247 Weighted-average common shares outstanding 11,329,002 11,480,981 11,385,680 11,482,850 Basic earnings per share $ .52 $ .56 $ 1.49 $ 1.59 Diluted Net income $ 5,880 $ 6,401 $ 16,967 $ 18,247 Weighted-average common shares outstanding 11,329,002 11,480,981 11,385,680 11,482,850 Effect of dilutive restricted stock and stock appreciation rights 158,177 151,711 161,005 171,890 Weighted-average common shares outstanding assuming dilution 11,487,179 11,632,692 11,546,685 11,654,740 Diluted earnings per share $ .51 $ .55 $ 1.47 $ 1.57

Industry Segment Information (T

Industry Segment Information (Tables)	9 Months Ended
	Sep. 30, 2015
Industry Segment Information [Abstract]
Summary of Company's Operations in Each Segment	Corporate, Information Banking Eliminations (In thousands) Services Services and Other Total Three Months Ended September 30, 2015 Fee revenue and other income: Income from customers $ 24,694 $ 5,903 $ — $ 30,597 Intersegment income (expense) 2,310 410 (2,720 ) — Net income 3,961 1,919 — 5,880 Goodwill 11,454 136 — 11,590 Other intangible assets, net 2,507 — — 2,507 Total assets 751,264 713,173 (30,917 ) 1,433,520 Three Months Ended September 30, 2014 Fee revenue and other income: Income from customers $ 23,840 $ 5,770 $ — $ 29,610 Intersegment income (expense) 2,391 370 (2,761 ) — Net income 4,392 2,009 — 6,401 Goodwill 11,454 136 — 11,590 Other intangible assets, net 2,883 — — 2,883 Total assets 772,847 690,718 (13,392 ) 1,450,173 Nine Months Ended September 30, 2015 Fee revenue and other income: Income from customers $ 73,120 $ 17,390 $ — $ 90,510 Intersegment income (expense) 6,854 1,266 (8,120 ) — Net income 11,368 5,599 — 16,967 Goodwill 11,454 136 — 11,590 Other intangible assets, net 2,507 — — 2,507 Total assets 751,264 713,173 (30,917 ) 1,433,520 Nine Months Ended September 30, 2014 Fee revenue and other income Income from customers $ 70,792 $ 16,839 $ — $ 87,631 Intersegment income (expense) 6,693 1,100 (7,793 ) — Net income 12,772 5,475 — 18,247 Goodwill 11,454 136 — 11,590 Other intangible assets, net 2,883 — — 2,883 Total assets 772,847 690,718 (13,392 ) 1,450,173

Loans by Type (Tables)

Loans by Type (Tables)	9 Months Ended
	Sep. 30, 2015
Loans by Type [Abstract]
Summary of Loan Categories	September 30, December 31, (In thousands) 2015 2014 Commercial and industrial $ 195,175 $ 203,350 Real estate Commercial: Mortgage 119,751 117,754 Construction 71 — Church, church-related: Mortgage 314,822 305,887 Construction 20,077 18,612 Industrial Revenue Bonds 20,911 23,348 Other 35 395 Total loans $ 670,842 $ 669,346
Schedule of the Aging Loans by Loan Categories	Performing Nonperforming 90 Days 30-59 60-89 and Non- Total (In thousands) Current Days Days Over accrual Loans September 30, 2015 Commercial and industrial $ 195,175 $ — $ — $ — $ — $ 195,175 Real estate Commercial: Mortgage 116,704 — — — 3,047 119,751 Construction 71 — — — — 71 Church, church-related: Mortgage 314,714 — — — 108 314,822 Construction 20,077 — — — — 20,077 Industrial Revenue Bonds 20,911 — — — — 20,911 Other 35 — — — — 35 Total $ 667,687 $ — $ — $ — $ 3,155 $ 670,842 December 31, 2014 Commercial and industrial $ 203,350 $ — $ — $ — $ — $ 203,350 Real estate Commercial: Mortgage 117,393 — — — 361 117,754 Construction — — — — — — Church, church-related: Mortgage 305,760 — — — 127 305,887 Construction 18,612 — — — — 18,612 Industrial Revenue Bonds 23,348 — — — — 23,348 Other 395 — — — — 395 Total $ 668,858 $ — $ — $ — $ 488 $ 669,346
Schedule of Credit Exposure of the Loan Portfolio	Loans Performing Nonperforming Subject to Loans Subject to Loans Subject Normal Special to Special (In thousands) Monitoring 1 Monitoring 2 Monitoring 2 Total Loans September 30, 2015 Commercial and industrial $ 192,135 $ 3,040 $ — $ 195,175 Real estate Commercial: Mortgage 107,985 8,719 3,047 119,751 Construction 71 — — 71 Church, church-related: Mortgage 310,145 4,569 108 314,822 Construction 20,077 — — 20,077 Industrial Revenue Bonds 20,911 — — 20,911 Other 35 — — 35 Total $ 651,359 $ 16,328 $ 3,155 $ 670,842 December 31, 2014 Commercial and industrial $ 199,837 $ 3,513 $ — $ 203,350 Real estate Commercial: Mortgage 103,097 14,296 361 117,754 Construction — — — — Church, church-related: Mortgage 304,219 1,541 127 305,887 Construction 18,612 — — 18,612 Industrial Revenue Bonds 23,348 — — 23,348 Other 395 — — 395 Total $ 649,508 $ 19,350 $ 488 $ 669,346 1 Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations. 2 Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.
Schedule of Recorded Investment and Unpaid Principal Balance for Impaired Loans	Unpaid Related Recorded Principal Allowance for (In thousands) Investment Balance Loan Losses September 30, 2015 Commercial and industrial: Nonaccrual $ — $ — $ — Real estate Commercial – Mortgage: Nonaccrual 3,047 3,047 1,127 Church – Mortgage: Nonaccrual 108 108 108 Total impaired loans $ 3,155 $ 3,155 $ 1,235 December 31, 2014 Commercial and industrial: Nonaccrual $ — $ — $ — Real estate Commercial – Mortgage: Nonaccrual 361 361 — Church – Mortgage: Nonaccrual 127 127 127 Total impaired loans $ 488 $ 488 $ 127
Summary of the Allowance for Loan Losses	December 31, Charge- September 30, (In thousands) 2014 Offs Recoveries Provision 2015 Commercial and industrial $ 3,515 $ 30 $ 10 $ (133 ) $ 3,362 Real estate Commercial: Mortgage 3,060 — 5 (3 ) 3,062 Construction — — — 1 1 Church, church-related: Mortgage 4,016 — 2 127 4,145 Construction 140 — — 10 150 Industrial Revenue Bonds 394 — — (50 ) 344 Other 769 — 1 48 818 Total $ 11,894 $ 30 $ 18 $ 0 $ 11,882 December 31, Charge- September 30, (In thousands) 2013 Offs Recoveries Provision 2014 Commercial and industrial $ 3,036 $ 3 $ 34 $ 230 $ 3,297 Real estate Commercial: Mortgage 3,946 — 222 235 4,403 Construction 151 — — (151 ) — Church, church-related: Mortgage 4,354 76 3 (494 ) 3,787 Construction 124 — — 45 169 Industrial Revenue Bonds 68 — — 133 201 Other — — — 2 2 Total $ 11,679 $ 79 $ 259 $ — $ 11,859

Commitments and Contingencies (

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2015
Commitments and Contingencies [Abstract]
Summary of Contractual Cash Obligation of Operating Lease Commitments	Amount of Commitment Expiration per Period Less than 1-3 3-5 Over 5 (In thousands) Total 1 Year Years Years Years Operating lease commitments $ 8,613 $ 1,362 $ 2,711 $ 2,091 $ 2,449 Time deposits 66,164 57,655 6,264 2,245 — Total $ 74,777 $ 59,017 $ 8,975 $ 4,336 $ 2,449

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2015
Stock-Based Compensation [Abstract]
Summary of Restricted Stock Activity	Nine Months Ended September 30, 2015 Shares Fair Value Balance at December 31, 2014 51,161 $ 48.13 Granted 41,896 $ 51.02 Vested (24,644 ) $ 44.18 Forfeits (262 ) $ 52.63 Balance at September 30, 2015 68,151 $ 51.32
Summary of SARs Activity	Weighted- Average Aggregate Average Remaining Intrinsic Exercise Contractual Value Shares Price Term Years (In thousands) Outstanding at December 31, 2014 353,955 $ 35.52 6.77 $ 6,277 Exercised (37,834 ) $ 28.56 Forfeits (1,204 ) $ 53.96 Outstanding at September 30, 2015 314,917 $ 36.28 6.19 $ 4,046 Exercisable at September 30, 2015 262,410 $ 33.30 5.85 $ 4,153
Summary of Non-vested SARs Activity	Weighted-Average Shares Grant Date Fair Value Non-vested at December 31, 2014 124,982 $ 45.85 Vested (71,514 ) $ 41.87 Forfeits (961 ) $ 52.02 Non-vested at September 30, 2015 52,507 $ 51.17
Schedule of Assumptions used in SARs Granted	Nine Months Ended September 30, 2015 2014 Risk-free interest rate N/A 2.38 % Expected life N/A 7 Expected volatility N/A 28.11 % Expected dividend yield N/A 1.30 %

Defined Pension Plans (Tables)

Defined Pension Plans (Tables)	9 Months Ended
	Sep. 30, 2015
Defined Pension Plans [Abstract]
Schedule of Net Periodic Pension Costs	Estimated Actual (In thousands) 2015 2014 Service cost – benefits earned during the year $ 3,977 $ 3,003 Interest cost on projected benefit obligations 3,217 3,037 Expected return on plan assets (4,863 ) (4,711 Net amortization and deferral 1,605 244 Net periodic pension cost $ 3,936 $ 1,573
Schedule of Unfunded Supplemental Executive Retirement Plan	Estimated Actual (In thousands) 2015 2014 Service cost – benefits earned during the year $ 140 $ 136 Interest cost on projected benefit obligation 348 377 Net amortization 654 431 Net periodic pension cost $ 1,142 $ 944

Investment in Securities (Table

Investment in Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Investment in Securities [Abstract]
Schedule of Investment Securities	September 30, 2015 Gross Gross Amortized Unrealized Unrealized (In thousands) Cost Gains Losses Fair Value State and political subdivisions $ 347,721 $ 10,762 $ 76 $ 358,407 Certificates of deposit 4,746 — — 4,746 Total $ 352,467 $ 10,762 $ 76 $ 363,153 December 31, 2014 Gross Gross Amortized Unrealized Unrealized (In thousands) Cost Gains Losses Fair Value State and political subdivisions $ 338,469 $ 14,120 $ 198 $ 352,391 Certificates of deposit 3,750 — — 3,750 Total $ 342,219 $ 14,120 $ 198 $ 356,141
Schedule of the Fair Value of Securities with Unrealized Losses	September 30, 2015 Less than 12 months 12 months or more Total Estimated Unrealized Estimated Unrealized Estimated Unrealized (In thousands) Fair Value Losses Fair Value Losses Fair Value Losses State and political $ 19,339 $ 57 $ 1,206 $ 19 $ 20,545 $ 76 subdivisions Certificates of deposit — — — — — — Total $ 19,339 $ 57 $ 1,206 $ 19 $ 20,545 $ 76 December 31, 2014 Less than 12 months 12 months or more Total Estimated Unrealized Estimated Unrealized Estimated Unrealized (In thousands) Fair Value Losses Fair Value Losses Fair Value Losses State and political $ 8,700 $ 15 $ 13,833 $ 183 $ 22,533 $ 198 subdivisions Certificates of deposit — — — — — — Total $ 8,700 $ 15 $ 13,833 $ 183 $ 22,533 $ 198
Schedule of Amortized Cost and Fair Value of Investment	September 30, 2015 (In thousands) Amortized Cost Fair Value Due in 1 year or less $ 24,170 $ 24,432 Due after 1 year through 5 years 77,390 80,845 Due after 5 years through 10 years 139,950 145,190 Due after 10 years 110,957 112,686 Total $ 352,467 $ 363,153

Fair Value of Financial Instr28

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value of Financial Instruments [Abstract]
Summary of the Fair Value of Financial Instruments	September 30, 2015 December 31, 2014 Carrying Carrying (In thousands) Amount Fair Value Amount Fair Value Balance sheet assets: Cash and cash equivalents $ 226,082 $ 226,082 $ 294,335 $ 294,335 Investment securities 363,153 363,153 356,141 356,141 Loans, net 658,960 660,647 657,452 663,247 Accrued interest receivable 5,361 5,361 6,521 6,521 Total $ 1,253,556 $ 1,255,243 $ 1,314,449 $ 1,320,244 Balance sheet liabilities: Deposits $ 577,472 $ 577,472 $ 618,199 $ 618,199 Accounts and drafts payable 625,230 625,230 655,428 655,428 Accrued interest payable 53 53 57 57 Total $ 1,202,755 $ 1,202,755 $ 1,273,684 $ 1,273,684

Intangible Assets (Narrative) (

Intangible Assets (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Finite-Lived Intangible Assets [Line Items]
Amortization of intangible assets	$ 103,000	$ 121,000	$ 306,000	$ 362,000
2,016	408,000		408,000
2,017	356,000		356,000
2,018	356,000		356,000
2,019	356,000		356,000
2,020	$ 356,000		$ 356,000
Customer Lists [Member] | Maximum [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets amortization period			10 years
Customer Lists [Member] | Minimum [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets amortization period			7 years
Patents [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets amortization period			18 years
Non-compete Agreements [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets amortization period			5 years
Software [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets amortization period			3 years
Other [Member]
Finite-Lived Intangible Assets [Line Items]
Intangible assets amortization period			15 years

Intangible Assets (Schedule of

Intangible Assets (Schedule of Company's Intangible Assets) (Details) - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014
Unamortized intangible assets:
Goodwill, Gross Carrying Amount	[1]	$ 11,817	$ 11,817
Goodwill, Accumulated Amortization	[1]	(227)	(227)
Total intangible assets		16,817	16,768
Accumulated Amortization		(2,720)	(2,416)
Customer Lists [Member]
Assets eligible for amortization:
Gross Carrying Amount		3,933	3,933
Accumulated Amortization		(1,944)	(1,705)
Patents [Member]
Assets eligible for amortization:
Gross Carrying Amount		72	23
Accumulated Amortization		(3)	(1)
Non-compete Agreements [Member]
Assets eligible for amortization:
Gross Carrying Amount		261	261
Accumulated Amortization		(196)	(157)
Software [Member]
Assets eligible for amortization:
Gross Carrying Amount		234	234
Accumulated Amortization		(234)	(234)
Other [Member]
Assets eligible for amortization:
Gross Carrying Amount		500	500
Accumulated Amortization		$ (116)	$ (92)
[1]	Amortization through December 31, 2001 prior to adoption of FASB ASC 350.

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Basic
Net income	$ 5,880	$ 6,401	$ 16,967	$ 18,247
Weighted-average common shares outstanding	11,329,002	11,480,981	11,385,680	11,482,850
Basic earnings per share	$ 0.52	$ 0.56	$ 1.49	$ 1.59
Diluted
Net Income	$ 5,880	$ 6,401	$ 16,967	$ 18,247
Weighted-average common shares outstanding	11,329,002	11,480,981	11,385,680	11,482,850
Effect of dilutive restricted stock, stock options and stock appreciation rights	158,177	151,711	161,005	171,890
Weighted-average common shares outstanding assuming dilution	11,487,179	11,632,692	11,546,685	11,654,740
Diluted earnings per share	$ 0.51	$ 0.55	$ 1.47	$ 1.57

Stock Repurchases (Details)

Stock Repurchases (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Oct. 19, 2015
Equity, Class of Treasury Stock [Line Items]
Number of shares authorized to be repurchased	500,000		500,000
Shares repurchased	68,105	19,542	192,690	19,542
Remaining number of shares available for repurchase	287,350		287,350
Subsequent Event [Member]
Equity, Class of Treasury Stock [Line Items]
Number of shares authorized to be repurchased					500,000

Industry Segment Information (D

Industry Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Fee revenue and other income:
Income from customers	$ 30,597	$ 29,610	$ 90,510	$ 87,631
Intersegment income (expense)
Net income	$ 5,880	$ 6,401	$ 16,967	$ 18,247
Goodwill	11,590	11,590	11,590	11,590	$ 11,590
Other intangible assets, net	2,507	2,883	2,507	2,883
Total assets	1,433,520	1,450,173	1,433,520	1,450,173	$ 1,500,731
Information Services [Member]
Fee revenue and other income:
Income from customers	24,694	23,840	73,120	70,792
Intersegment income (expense)	2,310	2,391	6,854	6,693
Net income	3,961	4,392	11,368	12,772
Goodwill	11,454	11,454	11,454	11,454
Other intangible assets, net	2,507	2,883	2,507	2,883
Total assets	751,264	772,847	751,264	772,847
Banking Services [Member]
Fee revenue and other income:
Income from customers	5,903	5,770	17,390	16,839
Intersegment income (expense)	410	370	1,266	1,100
Net income	1,919	2,009	5,599	5,475
Goodwill	$ 136	$ 136	$ 136	$ 136
Other intangible assets, net
Total assets	$ 713,173	$ 690,718	$ 713,173	$ 690,718
Corporate Eliminations and Other [Member]
Fee revenue and other income:
Income from customers
Intersegment income (expense)	$ (2,720)	$ (2,761)	$ (8,120)	$ (7,793)
Net income
Goodwill
Other intangible assets, net
Total assets	$ (30,917)	$ (13,392)	$ (30,917)	$ (13,392)

Loans by Type (Narrative) (Deta

Loans by Type (Narrative) (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Loans by Type [Abstract]
Foreclosed loans amount

Loans by Type (Summary of Loan

Loans by Type (Summary of Loan Categories) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Participating Mortgage Loans [Line Items]
Loans	$ 670,842	$ 669,346
Commercial and Industrial [Member]
Participating Mortgage Loans [Line Items]
Loans	195,175	203,350
Real Estate Commercial Mortgage [Member]
Participating Mortgage Loans [Line Items]
Loans	119,751	$ 117,754
Real Estate Commercial Construction [Member]
Participating Mortgage Loans [Line Items]
Loans	71
Real Estate Church Related Mortgage [Member]
Participating Mortgage Loans [Line Items]
Loans	314,822	$ 305,887
Real Estate Church Related Construction [Member]
Participating Mortgage Loans [Line Items]
Loans	20,077	18,612
Industrial Revenue Bonds [Member]
Participating Mortgage Loans [Line Items]
Loans	20,911	23,348
Other Loan [Member]
Participating Mortgage Loans [Line Items]
Loans	$ 35	$ 395

Loans by Type (Schedule of the

Loans by Type (Schedule of the Aging of Loans by Loan Categories) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Participating Mortgage Loans [Line Items]
Nonaccrual	$ 3,155	$ 488
Total Loans	670,842	669,346
Performing, Current
Participating Mortgage Loans [Line Items]
Loans	$ 667,687	$ 668,858
Performing, 30-59 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Performing, 60-89 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Nonperforming, 90 Days and Over [Member]
Participating Mortgage Loans [Line Items]
Loans
Commercial and Industrial [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual
Total Loans	$ 195,175	$ 203,350
Commercial and Industrial [Member] | Performing, Current
Participating Mortgage Loans [Line Items]
Loans	$ 195,175	$ 203,350
Commercial and Industrial [Member] | Performing, 30-59 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Commercial and Industrial [Member] | Performing, 60-89 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Commercial and Industrial [Member] | Nonperforming, 90 Days and Over [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Commercial Mortgage [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	$ 3,047	$ 361
Total Loans	119,751	117,754
Real Estate Commercial Mortgage [Member] | Performing, Current
Participating Mortgage Loans [Line Items]
Loans	$ 116,704	$ 117,393
Real Estate Commercial Mortgage [Member] | Performing, 30-59 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Commercial Mortgage [Member] | Performing, 60-89 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Commercial Mortgage [Member] | Nonperforming, 90 Days and Over [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Commercial Construction [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual
Total Loans	$ 71
Real Estate Commercial Construction [Member] | Performing, Current
Participating Mortgage Loans [Line Items]
Loans	$ 71
Real Estate Commercial Construction [Member] | Performing, 30-59 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Commercial Construction [Member] | Performing, 60-89 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Commercial Construction [Member] | Nonperforming, 90 Days and Over [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Church Related Mortgage [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	$ 108	$ 127
Total Loans	314,822	305,887
Real Estate Church Related Mortgage [Member] | Performing, Current
Participating Mortgage Loans [Line Items]
Loans	$ 314,714	$ 305,760
Real Estate Church Related Mortgage [Member] | Performing, 30-59 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Church Related Mortgage [Member] | Performing, 60-89 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Church Related Mortgage [Member] | Nonperforming, 90 Days and Over [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Church Related Construction [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual
Total Loans	$ 20,077	$ 18,612
Real Estate Church Related Construction [Member] | Performing, Current
Participating Mortgage Loans [Line Items]
Loans	$ 20,077	$ 18,612
Real Estate Church Related Construction [Member] | Performing, 30-59 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Church Related Construction [Member] | Performing, 60-89 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Real Estate Church Related Construction [Member] | Nonperforming, 90 Days and Over [Member]
Participating Mortgage Loans [Line Items]
Loans
Industrial Revenue Bonds [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual
Total Loans	$ 20,911	$ 23,348
Industrial Revenue Bonds [Member] | Performing, Current
Participating Mortgage Loans [Line Items]
Loans	$ 20,911	$ 23,348
Industrial Revenue Bonds [Member] | Performing, 30-59 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Industrial Revenue Bonds [Member] | Performing, 60-89 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Industrial Revenue Bonds [Member] | Nonperforming, 90 Days and Over [Member]
Participating Mortgage Loans [Line Items]
Loans
Other [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual
Total Loans	$ 35	$ 395
Other [Member] | Performing, Current
Participating Mortgage Loans [Line Items]
Loans	$ 35	$ 395
Other [Member] | Performing, 30-59 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Other [Member] | Performing, 60-89 Days [Member]
Participating Mortgage Loans [Line Items]
Loans
Other [Member] | Nonperforming, 90 Days and Over [Member]
Participating Mortgage Loans [Line Items]
Loans

Loans by Type (Schedule of th37

Loans by Type (Schedule of the Credit Exposure of the Loan Portfolio) (Details) - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014
Participating Mortgage Loans [Line Items]
Loans		$ 670,842	$ 669,346
Loans Subject To Normal Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[1]	651,359	649,508
Performing Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]	16,328	19,350
Nonperforming Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]	3,155	488
Commercial and Industrial [Member]
Participating Mortgage Loans [Line Items]
Loans		195,175	203,350
Commercial and Industrial [Member] | Loans Subject To Normal Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[1]	192,135	199,837
Commercial and Industrial [Member] | Performing Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]	$ 3,040	$ 3,513
Commercial and Industrial [Member] | Nonperforming Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]
Real Estate Commercial Mortgage [Member]
Participating Mortgage Loans [Line Items]
Loans		$ 119,751	$ 117,754
Real Estate Commercial Mortgage [Member] | Loans Subject To Normal Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[1]	107,985	103,097
Real Estate Commercial Mortgage [Member] | Performing Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]	8,719	14,296
Real Estate Commercial Mortgage [Member] | Nonperforming Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]	3,047	$ 361
Real Estate Commercial Construction [Member]
Participating Mortgage Loans [Line Items]
Loans		71
Real Estate Commercial Construction [Member] | Loans Subject To Normal Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[1]	$ 71
Real Estate Commercial Construction [Member] | Performing Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]
Real Estate Commercial Construction [Member] | Nonperforming Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]
Real Estate Church Related Mortgage [Member]
Participating Mortgage Loans [Line Items]
Loans		$ 314,822	$ 305,887
Real Estate Church Related Mortgage [Member] | Loans Subject To Normal Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[1]	310,145	304,219
Real Estate Church Related Mortgage [Member] | Performing Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]	4,569	1,541
Real Estate Church Related Mortgage [Member] | Nonperforming Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]	108	127
Real Estate Church Related Construction [Member]
Participating Mortgage Loans [Line Items]
Loans		20,077	18,612
Real Estate Church Related Construction [Member] | Loans Subject To Normal Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[1]	$ 20,077	$ 18,612
Real Estate Church Related Construction [Member] | Performing Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]
Real Estate Church Related Construction [Member] | Nonperforming Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]
Industrial Revenue Bonds [Member]
Participating Mortgage Loans [Line Items]
Loans		$ 20,911	$ 23,348
Industrial Revenue Bonds [Member] | Loans Subject To Normal Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[1]	$ 20,911	$ 23,348
Industrial Revenue Bonds [Member] | Performing Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]
Industrial Revenue Bonds [Member] | Nonperforming Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]
Other [Member]
Participating Mortgage Loans [Line Items]
Loans		$ 35	$ 395
Other [Member] | Loans Subject To Normal Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[1]	$ 35	$ 395
Other [Member] | Performing Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]
Other [Member] | Nonperforming Loans Subject To Special Monitoring [Member]
Participating Mortgage Loans [Line Items]
Loans	[2]
[1]	Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations.
[2]	Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.

Loans by Type (Schedule of Reco

Loans by Type (Schedule of Recorded Investment and Unpaid Principal for Impaired Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Participating Mortgage Loans [Line Items]
Nonaccrual	$ 3,155	$ 488
Recorded Investment [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	3,155	488
Unpaid Principal Balance [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	3,155	488
Related Allowance for Loan Losses [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	$ 1,235	$ 127
Commercial and Industrial [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual
Commercial and Industrial [Member] | Recorded Investment [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual
Commercial and Industrial [Member] | Unpaid Principal Balance [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual
Commercial and Industrial [Member] | Related Allowance for Loan Losses [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual
Real Estate Commercial Mortgage [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	$ 3,047	$ 361
Real Estate Commercial Mortgage [Member] | Recorded Investment [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	3,047	361
Real Estate Commercial Mortgage [Member] | Unpaid Principal Balance [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	3,047	$ 361
Real Estate Commercial Mortgage [Member] | Related Allowance for Loan Losses [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	1,127
Real Estate Church Related Mortgage [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	108	$ 127
Real Estate Church Related Mortgage [Member] | Recorded Investment [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	108	127
Real Estate Church Related Mortgage [Member] | Unpaid Principal Balance [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	108	127
Real Estate Church Related Mortgage [Member] | Related Allowance for Loan Losses [Member]
Participating Mortgage Loans [Line Items]
Nonaccrual	$ 108	$ 127

Loans by Type (Summary of Allow

Loans by Type (Summary of Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Participating Mortgage Loans [Line Items]
Beginning Balance	$ 11,894	$ 11,679
Charge-Offs	30	79
Recoveries	18	$ 259
Provision	0
Ending Balance	11,882	$ 11,859
Commercial and Industrial [Member]
Participating Mortgage Loans [Line Items]
Beginning Balance	3,515	3,036
Charge-Offs	30	3
Recoveries	10	34
Provision	(133)	230
Ending Balance	3,362	3,297
Real Estate Commercial Mortgage [Member]
Participating Mortgage Loans [Line Items]
Beginning Balance	$ 3,060	$ 3,946
Charge-Offs
Recoveries	$ 5	$ 222
Provision	(3)	235
Ending Balance	$ 3,062	4,403
Real Estate Commercial Construction [Member]
Participating Mortgage Loans [Line Items]
Beginning Balance		$ 151
Charge-Offs
Recoveries
Provision	$ 1	$ (151)
Ending Balance	1
Real Estate Church Related Mortgage [Member]
Participating Mortgage Loans [Line Items]
Beginning Balance	$ 4,016	$ 4,354
Charge-Offs		76
Recoveries	$ 2	3
Provision	127	(494)
Ending Balance	4,145	3,787
Real Estate Church Related Construction [Member]
Participating Mortgage Loans [Line Items]
Beginning Balance	$ 140	$ 124
Charge-Offs
Recoveries
Provision	$ 10	$ 45
Ending Balance	150	169
Industrial Revenue Bonds [Member]
Participating Mortgage Loans [Line Items]
Beginning Balance	$ 394	$ 68
Charge-Offs
Recoveries
Provision	$ (50)	$ 133
Ending Balance	344	$ 201
Other [Member]
Participating Mortgage Loans [Line Items]
Beginning Balance	$ 769
Charge-Offs
Recoveries	$ 1
Provision	48	$ 2
Ending Balance	$ 818	$ 2

Commitments and Contingencies40

Commitments and Contingencies (Narrative) (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Commitments and Contingencies [Abstract]
Unused loan commitments	$ 5,588,000	$ 19,066,000
Standby letters of credit	11,590,000	12,693,000
Commercial letters of credit	$ 1,405,000	$ 2,571,000

Commitments and Contingencies41

Commitments and Contingencies (Summary of Company's Contractual Cash Obligations) (Details) $ in Thousands	Sep. 30, 2015USD ($)
Commitments and Contingencies [Abstract]
Operating lease commitments, Total	$ 8,613
Operating lease commitments, Less than 1 Year	1,362
Operating lease commitments, 1 to 3 Years	2,711
Operating lease commitments, 3 to 5 Years	2,091
Operating lease commitments, Over 5 Years	2,449
Time Deposits, Total	66,164
Time Deposits, Less than 1 Year	57,655
Time Deposits, 1 to 3 Years	6,264
Time Deposits, 3 to 5 Years	$ 2,245
Time Deposits, over 5 Years
Commitments, Total	$ 74,777
Commitments, Less than 1 Year	59,017
Commitments, 1 to 3 Years	8,975
Commitments, 3 to 5 Years	4,336
Commitments, Over 5 Years	$ 2,449

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details)	9 Months Ended
	Sep. 30, 2015USD ($)shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity Incentive Plan, shares authorized	1,500,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost | $	$ 2,100,000
Remaining vesting period	10 months 24 days
Vesting period	3 years
Granted, Shares	41,896
SARs [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost | $	$ 397,000
Remaining vesting period	6 months
Vesting period	3 years
Granted, Shares	0

Stock-Based Compensation (Summa

Stock-Based Compensation (Summary of Restricted Stock Activity) (Details) - Restricted Stock [Member]	9 Months Ended
	Sep. 30, 2015$ / sharesshares
Shares
Beginning balance | shares	51,161
Granted | shares	41,896
Vested | shares	(24,644)
Forfeits | shares	(262)
Ending balance | shares	68,151
Fair Value
Beginning balance	$ 48.13
Granted	51.02
Vested	44.18
Forfeits	52.63
Ending balance	$ 51.32

Stock-Based Compensation (Sum44

Stock-Based Compensation (Summary of Company's SARs Activity) (Details) - SARs [Member] - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Beginning balance	353,955
Exercised, Shares	(37,834)
Forfeits	(1,204)
Ending balance	314,917	353,955
Exercisable, Shares	262,410
Outstanding, Weighted Average Exercise Price	$ 35.52
Exercised, Weighted Average Exercise Price	28.56
Forfeits, Weighted Average Exercise Price	53.96
Outstanding, Weighted Average Exercise Price	36.28	$ 35.52
Exercisable, Weighted Average Exercise Price	$ 33.30
Outstanding, Average Remaining Contractual Term Years	6 years 2 months 8 days	6 years 9 months 7 days
Exercisable, Average Remaining Contractual Term Years	5 years 10 months 6 days
Outstanding, Aggregate Intrinsic Value	$ 6,277
Outstanding, Aggregate Intrinsic Value	4,046	$ 6,277
Exercisable, Aggregate Intrinsic Value	$ 4,153

Stock-Based Compensation (Sum45

Stock-Based Compensation (Summary of Company's Non-vested SARs Activity) (Details) - SARs [Member]	9 Months Ended
	Sep. 30, 2015$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested, beginning, Shares | shares	124,982
Vested | shares	(71,514)
Forfeits | shares	(961)
Non-vested, ending, Shares | shares	52,507
Beginning balance	$ 45.85
Vested	41.87
Forfeits	52.02
Ending balance	$ 51.17

Stock-Based Compensation (Sched

Stock-Based Compensation (Schedule of SARs Assumptions) (Details) - SARs [Member]	9 Months Ended
	Sep. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Risk free interest rate	2.38%
Expected life	7 years
Expected volatility	28.11%
Expected dividend yield	1.30%

Defined Pension Plans (Narrativ

Defined Pension Plans (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Defined Benefit Plan Disclosure [Line Items]
Pension period			30 years
Defined Benefit Pension Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Pension costs	$ 1,010,000	$ 360,000	$ 2,978,000	$ 1,180,000
Unfunded Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Pension costs	$ 286,000	$ 236,000	$ 857,000	$ 708,000

Defined Pension Plans (Schedule

Defined Pension Plans (Schedule of Net Periodic Pension Costs) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Defined Benefit Pension Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost - benefits earned during the year	$ 3,977	$ 3,003
Interest cost on projected benefit obligation	3,217	3,037
Expected return on plan assets	(4,863)	(4,711)
Net amortization and deferral	1,605	244
Net periodic pension cost	3,936	1,573
Unfunded Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost - benefits earned during the year	140	136
Interest cost on projected benefit obligation	348	377
Net amortization and deferral	654	431
Net periodic pension cost	$ 1,142	$ 944

Income Taxes (Details)

Income Taxes (Details) - USD ($)	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Income Taxes [Line Items]
Amounts of tax benefits that would affect effective tax rate if recognized	$ 952,000	$ 819,000
Income tax accrued interest	71,000	45,000
Unrecognized tax benefits	1,305,000	$ 1,117,000
Statute of limitations	$ 210,000

Investment in Securities (Narra

Investment in Securities (Narrative) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)	Dec. 31, 2014item
Investment in Securities [Abstract]
Number of securities that had an unrealized loss | item	16		16		20
Percentage of total securities	5.00%		5.00%		6.00%
Proceeds from sales of securities available-for-sale	$ 33,395,000	$ 587,000	$ 99,347,000	$ 587,000
Gross realized gains	1,271,000	$ 23,000	2,910,000	$ 23,000
Securities pledged as collateral	$ 3,750,000		$ 3,750,000

Investment in Securities (Sched

Investment in Securities (Schedule of Investement Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Investment [Line Items]
Amortized Cost	$ 352,467	$ 342,219
Gross Unrealized Gains	10,762	14,120
Gross Unrealized Losses	76	198
Fair Value	363,153	356,141
State and Political Subdivisions [Member]
Investment [Line Items]
Amortized Cost	347,721	338,469
Gross Unrealized Gains	10,762	14,120
Gross Unrealized Losses	76	198
Fair Value	358,407	352,391
Certificates Of deposit [Member]
Investment [Line Items]
Amortized Cost	$ 4,746	$ 3,750
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value	$ 4,746	$ 3,750

Investment in Securities (Sch52

Investment in Securities (Schedule of the Fair Values of Securities with Unrealized Losses) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Investment [Line Items]
Estimated fair value, less than 12 months	$ 19,339	$ 8,700
Estimated fair value, 12 months or more	1,206	13,833
Estimated fair value, total	20,545	22,533
Unrealized losses, less than 12 months	57	15
Unrealized losses, 12 months or more	19	183
Unrealized losses, total	76	198
State and Political Subdivisions [Member]
Investment [Line Items]
Estimated fair value, less than 12 months	19,339	8,700
Estimated fair value, 12 months or more	1,206	13,833
Estimated fair value, total	20,545	22,533
Unrealized losses, less than 12 months	57	15
Unrealized losses, 12 months or more	19	183
Unrealized losses, total	$ 76	$ 198
Certificates Of deposit [Member]
Investment [Line Items]
Estimated fair value, less than 12 months
Estimated fair value, 12 months or more
Estimated fair value, total
Unrealized losses, less than 12 months
Unrealized losses, 12 months or more
Unrealized losses, total

Investment in Securities (Sch53

Investment in Securities (Schedule of Amortized Cost and Fair Value of Investment Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Investment in Securities [Abstract]
Amortized Cost, Due in 1 year or less	$ 24,170
Amortized Cost, Due after 1 year through 5 years	77,390
Amortized Cost, Due after 5 years through 10 years	139,950
Amortized Cost, Due after 10 years	110,957
Amortized Cost, Total	352,467
Fair Value, Due in 1 year or less	24,432
Fair Value, Due after 1 year through 5 years	80,845
Fair Value, Due after 5 years through 10 years	145,190
Fair Value, Due after 10 years	112,686
Fair Value, Total	$ 363,153	$ 356,141

Fair Value of Financial Instr54

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
Derivatives, Fair Value [Line Items]
Cash and cash equivalents, Carrying Amount	$ 226,082	$ 294,335	$ 238,662	$ 225,262
Investment securities, Carrying Amount	363,153	356,141
Loans, net, Carrying Amount	658,960	657,452
Accrued interest receivable, Carrying Amount	5,361	6,521
Assets, Carrying Amount	1,253,556	1,314,449
Cash and cash equivalents, Fair Value	226,082	294,335
Investment securities, Fair Value	363,153	356,141
Loans, net, Fair Value	660,647	663,247
Accrued interest receivable, Fair Value	5,361	6,521
Assets, Fair Value	1,255,243	1,320,244
Deposits	577,472	618,199
Accounts and drafts payable	625,230	655,428
Accrued interest payable, Carrying Amount	53	57
Liabilities, Carrying Amount	1,202,755	1,273,684
Deposits, Fair Value	577,472	618,199
Accounts and drafts payable, Fair Value	625,230	655,428
Accrued interest payable, Fair Value	53	57
Liabilities, Fair Value	$ 1,202,755	$ 1,273,684