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EXHIBIT 21
FIRST FINANCIAL BANCORP. SUBSIDIARIES
First Financial Bank, National Association, organized as a national banking association under the laws of the United States
Community First Bank & Trust, incorporated in the state of Ohio
Fidelity Federal Savings Bank, organized as a federal stock savings bank under the laws of the United States
Citizens First State Bank, incorporated in the state of Indiana
Sand Ridge Bank, incorporated in the state of Indiana
Heritage Community Bank, incorporated in the state of Indiana
First Financial Bancorp Service Corp., incorporated in the state of Ohio