![]() | EXHIBIT 99.1 Another step on the path to success |
First Financial is committed to the long-term success of its clients, communities, associates, and shareholders. Here is how we are demonstrating that commitment: | ||
Facts about First | ||
ä | Tradition of service that began in 1863 in Hamilton, Ohio, and continues under the eighth-oldest national bank charter. | |
ä | Third-largest Greater Cincinnati-based bank by assets and deposits. | |
ä | Well capitalized with continual management of our capital to strengthen the bank. | |
ä | Strong core deposit base of diversified clients — individuals, partnerships, corporations, public entities, and geographic markets. | |
ä | First Financial Bank’s net interest margin has consistently been top quartile relative to our peers. | |
ä | Actively managing credit quality and credit diversification in the balance sheet. | |
ä | Assets of $3.3 billion and 80 banking centers in Ohio, Indiana, and Kentucky. | |
ä | Comprehensive risk management program in place to manage credit risk, operational risk, and liquidity risk inherent in the banking industry. | |
ä | Deposits are insured by the FDIC for up to $100,000 per depositor per insured bank and up to $250,000 for eligible retirement accounts. | |
Our Industry Ratings | ||
ä | In the top 95th percentile in core deposits, according to the Federal Financial Institutions Examination Council’s (FFIEC) latest peer report (Uniform Bank Performance Report dated 3/31/08). Visitwww.ffiec.gov and click on UBPR for more information. | |
ä | Rated “Superior” by IDC Financial Publishing. This is IDC’s highest rating, based on first-quarter 2008 data. For more information about IDC Financial Publishing, visitwww.idcfp.com | |
ä | Rated by The Street.com with a “B+” on a scale of A to F. This is the highest rating given to any of Ohio’s ten largest banks and S&Ls as of March 31, 2008. |
![]() | Sources of information: SNL.com, First Financial filings with the SEC at www.SEC.gov, Federal Financial Institutions Examination Council (FFIEC). |
300 High Street • Hamilton, OH 45011