Farmers National Banc (FMNB) 10-Q 4 Aug 22 2022 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2022	Jul. 31, 2022
Cover [Abstract]
Entity Registrant Name	FARMERS NATIONAL BANC CORP.
Entity Central Index Key	0000709337
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Document Type	10-Q
Document Period End Date	Jun. 30, 2022
Amendment Flag	false
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q2
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		34,062,657
Entity Shell Company	false
Title of 12(b) Security	Common Stock, No Par Value
Trading Symbol	FMNB
Security Exchange Name	NASDAQ
Entity File Number	001-35296
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1371693
Entity Address, Address Line One	20 South Broad Street
Entity Address, City or Town	Canfield
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44406
City Area Code	330
Local Phone Number	533-3341
Document Quarterly Report	true
Document Transition Report	false

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 21,101	$ 29,150
Federal funds sold and other	44,357	83,640
TOTAL CASH AND CASH EQUIVALENTS	65,458	112,790
Securities available for sale	1,361,682	1,427,677
Other investments	34,451	30,459
Loans held for sale	2,714	4,545
Loans	2,374,485	2,331,082
Less allowance for credit losses	27,454	29,386
NET LOANS	2,347,031	2,301,696
Premises and equipment, net	37,030	37,520
Goodwill	94,240	94,240
Other intangibles, net	7,527	8,366
Bank owned life insurance	74,668	73,855
Other assets	89,563	51,601
TOTAL ASSETS	4,114,364	4,142,749
Deposits:
Noninterest-bearing	983,713	916,237
Interest-bearing	2,586,829	2,630,998
Brokered time deposits	54,996	0
TOTAL DEPOSITS	3,625,538	3,547,235
Short-term borrowings	50,000	0
Long-term borrowings	87,985	87,758
Other liabilities	29,392	35,324
TOTAL LIABILITIES	3,792,915	3,670,317
Commitments and contingent liabilities
Stockholders' Equity:
Common Stock - Authorized 50,000,000 shares in 2022 and 2021; 35,128,962 shares issued in 2022 and 2021 and 34,032,157 and 33,898,237 shares outstanding in 2022 and 2021, respectively	304,707	306,123
Retained earnings	194,809	173,896
Accumulated other comprehensive income (loss)	(162,820)	9,295
Treasury stock, at cost; 1,096,805 and 1,230,725 shares in 2022 and 2021, respectively	(15,247)	(16,882)
TOTAL STOCKHOLDERS' EQUITY	321,449	472,432
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 4,114,364	$ 4,142,749

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Unaudited) (Parenthetical) - shares	Jun. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	35,128,962	35,128,962
Common Stock, Shares, Outstanding	34,032,157	33,898,237
Treasury stock, shares	1,096,805	1,230,725

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 25,714	$ 23,577	$ 51,276	$ 47,382
Taxable securities	5,223	2,511	9,810	4,230
Tax exempt securities	3,038	2,342	5,990	4,416
Dividends	216	121	346	242
Federal funds sold and other interest income	95	58	143	129
TOTAL INTEREST AND DIVIDEND INCOME	34,286	28,609	67,565	56,399
INTEREST EXPENSE
Deposits	1,651	1,829	2,895	4,055
Short-term borrowings	97	3	98	7
Long-term borrowings	827	287	1,619	580
TOTAL INTEREST EXPENSE	2,575	2,119	4,612	4,642
NET INTEREST INCOME	31,711	26,490	62,953	51,757
Provision (credit) for credit losses	482	50	(448)	475
Provision for unfunded loans	134	0	706	0
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	31,095	26,440	62,695	51,282
NONINTEREST INCOME
Bank owned life insurance income	405	300	814	584
Security (losses) gains, including fair value changes for equity securities	(60)	32	(71)	520
Net gains on sale of loans	365	2,191	1,494	5,091
Other mortgage banking income (loss), net	39	(55)	99	(170)
Legal settlement	0	0	8,375	0
Other operating income	1,719	710	2,237	1,243
TOTAL NONINTEREST INCOME	9,477	9,508	27,175	19,640
NONINTEREST EXPENSES
Salaries and employee benefits	11,073	9,866	22,904	19,842
Occupancy and equipment	2,918	1,890	5,598	4,165
State and local taxes	697	551	1,375	1,105
Professional fees	1,056	830	4,191	1,886
Merger related costs	674	104	2,614	116
Advertising	487	357	879	617
FDIC insurance	282	120	549	290
Intangible amortization	419	316	839	632
Core processing charges	1,123	831	1,868	1,458
Charitable donation	0	0	6,000	0
Other operating expenses	2,732	2,205	5,100	4,276
TOTAL NONINTEREST EXPENSES	21,461	17,070	51,917	34,387
INCOME BEFORE INCOME TAXES	19,111	18,878	37,953	36,535
INCOME TAXES	3,160	3,303	6,158	6,404
NET INCOME	$ 15,951	$ 15,575	$ 31,795	$ 30,131
EARNINGS PER SHARE - basic	$ 0.47	$ 0.55	$ 0.94	$ 1.07
EARNINGS PER SHARE - fully diluted	$ 0.47	$ 0.55	$ 0.94	$ 1.06
Service Charges on Deposit Accounts
NONINTEREST INCOME
Noninterest income	$ 1,139	$ 790	$ 2,284	$ 1,598
Trust Fees
NONINTEREST INCOME
Noninterest income	2,376	2,358	4,895	4,594
Insurance Agency Commissions
NONINTEREST INCOME
Noninterest income	1,086	948	2,133	1,951
Retirement Plan Consulting Fees
NONINTEREST INCOME
Noninterest income	323	389	720	709
Investment Commissions
NONINTEREST INCOME
Noninterest income	557	523	1,251	1,027
Debit Card and EFT Fees
NONINTEREST INCOME
Noninterest income	$ 1,528	$ 1,322	$ 2,944	$ 2,493

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Statement of Comprehensive Income [Abstract]
NET INCOME		$ 15,951	$ 15,575	$ 31,795	$ 30,131
Other comprehensive (loss) income:
Net unrealized holding (losses) gains on available for sale securities		(105,497)	8,698	(217,894)	(6,236)
Reclassification adjustment for losses (gains) realized in income	[1]	31	(1)	31	(384)
Net unrealized holding (losses) gains		(105,466)	8,697	(217,863)	(6,620)
Income tax effect		22,148	(1,825)	45,751	1,392
Unrealized holding (losses) gains, net of reclassification and tax		(83,318)	6,872	(172,112)	(5,228)
Change in funded status of post-retirement plan, net of tax		(2)	0	(3)	0
Other comprehensive (loss) gain, net of tax		(83,320)	6,872	(172,115)	(5,228)
TOTAL COMPREHENSIVE (LOSS) INCOME		$ (67,369)	$ 22,447	$ (140,320)	$ 24,903
[1] Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income.

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Cumulative Impact of ASU 2016-13 Adoption (CECL)	Common Stock	Retained Earnings	Retained Earnings Cumulative Impact of ASU 2016-13 Adoption (CECL)	Accumulated Other Comprehensive Income (Loss)	Treasury Stock
Balance at Dec. 31, 2020	$ 350,097	$ (1,936)	$ 208,763	$ 138,073	$ (1,936)	$ 22,032	$ (18,771)
Net income	14,556			14,556
Other comprehensive gain (loss)	(12,100)					(12,100)
Stock based compensation expense	330		330
Vesting of Long Term Incentive Plan	0		(894)				894
Share forfeitures for taxes	(366)						(366)
Dividends paid	(3,110)			(3,110)
Treasury share purchases	(116)						(116)
Balance at Mar. 31, 2021	347,355		208,199	147,583		9,932	(18,359)
Balance at Dec. 31, 2020	350,097	$ (1,936)	208,763	138,073	$ (1,936)	22,032	(18,771)
Net income	30,131
Other comprehensive gain (loss)	(5,228)
Balance at Jun. 30, 2021	366,908		208,312	160,042		16,804	(18,250)
Balance at Mar. 31, 2021	347,355		208,199	147,583		9,932	(18,359)
Net income	15,575			15,575
Other comprehensive gain (loss)	6,872					6,872
Restricted share issuance	0		(144)				144
Stock based compensation expense	257		257
Share forfeitures for taxes	(35)						(35)
Dividends paid	(3,116)			(3,116)
Balance at Jun. 30, 2021	366,908		208,312	160,042		16,804	(18,250)
Balance at Dec. 31, 2021	472,432		306,123	173,896		9,295	(16,882)
Net income	15,844			15,844
Other comprehensive gain (loss)	(88,795)					(88,795)
Restricted share issuance	0		(1,030)				1,030
Stock based compensation expense	365		365
Vesting of Long Term Incentive Plan	(420)		(788)				368
Share forfeitures for taxes	(102)						(102)
Dividends paid	(5,438)			(5,438)
Balance at Mar. 31, 2022	393,886		304,670	184,302		(79,500)	(15,586)
Balance at Dec. 31, 2021	472,432		306,123	173,896		9,295	(16,882)
Net income	31,795
Other comprehensive gain (loss)	(172,115)
Balance at Jun. 30, 2022	321,449		304,707	194,809		(162,820)	(15,247)
Balance at Mar. 31, 2022	393,886		304,670	184,302		(79,500)	(15,586)
Net income	15,951			15,951
Other comprehensive gain (loss)	(83,320)					(83,320)
Restricted share issuance	0		(362)				362
Stock based compensation expense	438		438
Vesting of Long Term Incentive Plan	(39)		(39)
Share forfeitures for taxes	(23)						(23)
Dividends paid	(5,444)			(5,444)
Balance at Jun. 30, 2022	$ 321,449		$ 304,707	$ 194,809		$ (162,820)	$ (15,247)

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parenthetical) Unaudited - $ / shares	3 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021
Retained Earnings
Cash dividend declared per share of common stock	$ 0.16	$ 0.16	$ 0.11	$ 0.11

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 31,795	$ 30,131
Adjustments to reconcile net income to net cash from operating activities:
(Credit) provision for credit losses	(448)	475
Provision for unfunded loans	706	0
Depreciation and amortization	2,341	1,601
Net amortization of securities	2,708	1,357
Available for sale security losses (gains)	31	(384)
Realized losses (gains) on equity securities	40	(136)
Loss on premises and equipment sales and disposals, net	20	52
Stock compensation expense	803	587
Earnings on bank owned life insurance	(814)	(584)
Origination of loans held for sale	(65,892)	(136,122)
Proceeds from loans held for sale	69,128	144,651
Net gains on sale of loans	(1,494)	(5,091)
Net change in other assets and liabilities	1,309	(13,090)
NET CASH FROM OPERATING ACTIVITIES	40,233	23,447
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities and repayments of securities available for sale	45,241	31,319
Proceeds from sales of securities available for sale	1,670	26,990
Purchases of securities available for sale	(201,518)	(469,254)
Proceeds from sales of equity securities	35	30
Purchase of equity securities	(38)	(36)
Proceeds from maturities and repayments of SBIC funds	1,013	967
Purchases of SBIC funds	(1,475)	(602)
Proceeds from redemption of regulatory stock	5	754
Purchase of regulatory stock	(3,572)	(22)
Loan originations and payments, net	(45,593)	120,336
Proceeds from land and building sales	1,067	0
Additions to premises and equipment	(1,872)	(122)
NET CASH FROM INVESTING ACTIVITIES	(205,037)	(289,640)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	78,303	167,945
Net change in short-term borrowings	50,000	1,307
Repayment of long-term borrowings	0	(1,980)
Cash dividends paid	(10,831)	(6,227)
Repurchase of common shares	0	(116)
NET CASH FROM FINANCING ACTIVITIES	117,472	160,929
NET CHANGE IN CASH AND CASH EQUIVALENTS	(47,332)	(105,264)
Beginning cash and cash equivalents	112,790	254,621
Ending cash and cash equivalents	65,458	149,357
Supplemental cash flow information:
Interest paid	4,803	4,842
Supplemental noncash disclosures:
Transfer of loans to other real estate	0	30
Security purchases not settled	0	17,317
Issuance of stock awards	$ 1,760	$ 1,038

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTES TO UNAUDITED CONSOL IDATED FINANCIAL STATEMENTS Principles of Consolidation: Farmers National Banc Corp. (“Company” or "Farmers") is a Financial Holding Company registered under the Bank Holding Company Act of 1956, as amended. The Company provides full banking services through its nationally chartered subsidiary, The Farmers National Bank of Canfield (“Bank”). The consolidated financial statements also include the accounts of the Bank’s subsidiaries; Farmers National Insurance, LLC (“Insurance”) and Farmers of Canfield Investment Co. (“Investments”). The Company provides trust and retirement consulting services through its subsidiary, Farmers Trust Company (“Trust”), and insurance services through the Bank’s subsidiary, Insurance. Farmers National Captive, Inc. (“Captive”) is a wholly-owned insurance subsidiary of the Company that provides property and casualty insurance coverage to the Company and its subsidiaries. The Captive pools resources with eleven similar insurance company subsidiaries of financial institutions to spread a limited amount of risk among themselves and to provide insurance where not currently available or economically feasible in today’s insurance market place. The consolidated financial statements include the accounts of the Company, the Bank and its subsidiaries, along with the Trust and Captive. All significant intercompany balances and transactions have been eliminated in the consolidation. Basis of Presentation: The unaudited condensed consolidated financial statements have been prepared in conformity with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. The financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s 2021 Annual Report to Shareholders included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 (“2021 Form 10-K”). The interim consolidated financial statements include all adjustments (consisting of only normal recurring items) that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year. Certain items included in the prior period financial statements were reclassified to conform to the current period presentation. There was no effect on net income or total stockholders’ equity. Estimates: The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Segments: The Company provides a broad range of financial services to individuals and companies in northeastern Ohio and western Pennsylvania. Operations are managed and financial performance is primarily aggregated and reported in two lines of business, the Bank segment and the Trust segment. Equity: There are 50,000,000 shares authorized and available for issuance as of June 30, 2022. Outstanding shares at June 30, 2022 were 34,032,157 . Comprehensive Income: Comprehensive income consists of net income and other comprehensive income. Other comprehensive income consists of unrealized gains and losses on securities available for sale and changes in the funded status of the post-retirement plan, which are recognized as components of stockholders’ equity, net of tax effect. Updates to Significant Accounting Policies: New Accounting Standard: On March 31, 2022, FASB issued ASU 2022-02, which eliminates the troubled debt restructuring (“TDR”), accounting model for creditors that have adopted Topic 326, Financial Instruments – Credit Losses. Due to the removal of the TDR accounting model, all loan modifications now will be accounted for under the general loan modification guidance in Subtopic 310-20. In addition, on a prospective basis, entities will be subject to new disclosure requirements covering modifications of receivables to borrowers experiencing financial difficulty. Public business entities within the scope of the Topic 326 vintage disclosure requirements also will be required to prospectively disclose current-period gross write-off information by vintage, or year of origination. For entities that have adopted Topic 326, ASU 2022-02 takes effect in reporting periods beginning after December 15, 2022. Early adoption is permitted. The Company has elected not to early adopt ASU 2022-02 at this time. The adoption of this standard is not expected to have a material effect on the Company’s operating results or financial condition.

Business Combinations

Business Combinations	6 Months Ended
	Jun. 30, 2022
Business Combinations [Abstract]
Business Combinations	Business Combinations: On March 23, 2022 , Farmers entered into an agreement and plan of merger with Emclaire Financial (“Emclaire”), the parent company of The Farmers National Bank of Emlenton (“Emlenton”). The transaction has received Emclaire shareholder approval but is still subject to customary regulatory approvals and is expected to close in the second half of 2022. The transaction will create a large expansion in Pennsylvania and into the Pittsburgh market. Emclaire operates 19 branches in ten counties throughout western Pennsylvania. As of June 30, 2022, Emclaire had total assets of $ 1 billion, gross loans of $ 810.7 million, deposits of $ 937.6 million and equity of $ 80.2 million. On November 1, 2021 , the Company completed the merger with Cortland Bancorp (“Cortland”), the parent company of The Cortland Savings and Banking Company (“Cortland Bank”), pursuant to the Agreement and Plan of Merger, dated as of June 22, 2021, as amended by that certain Amendment to Agreement and Plan of Merger, dated October 12, 2021 (collectively, the “Merger Agreement”), by and among the Company, Cortland, and FMNB Merger Subsidiary IV, LLC, a wholly-owned subsidiary of the Company (“Merger Sub”). Pursuant to the terms of the Merger Agreement, on November 1, 2021, Cortland merged with and into Merger Sub (the “Merger”), with Merger Sub as the surviving entity in the Merger. Promptly following the consummation of the Merger, Merger Sub was dissolved and liquidated and Cortland Bank merged with and into the Bank (the “Bank Merger”), with the Bank as the surviving bank in the Bank Merger. The transaction received the approval of Cortland’s shareholders and all customary regulatory approvals. Pursuant to the terms of the Merger Agreement, at the effective time of the Merger, each common share, without par value, of Cortland issued and outstanding immediately prior to the effective time (except for certain Cortland common shares held directly by Cortland or the Company) was converted into the right to receive, without interest, $ 28.00 per share in cash or 1.75 shares of the Company’s common stock, subject to an overall limitation of 75 % of the Cortland shares being exchanged for the Company’s shares and the remaining 25 % being exchanged for cash. The Company issued 5.6 million shares of its common stock along with cash of $ 29.6 million, which represented a transaction value of approximately $ 128.5 million based on its closing stock price of $ 17.82 on October 31, 2021, the closing of the Merger. In accordance with ASC 805, the Company expensed approximately $ 2.6 million of merger related costs during the six month period ended June 30, 2022, in addition to $ 7.1 million expensed in the year ended 2021. The Company recorded goodwill of $ 48.5 million as a result of the Cortland combination. Goodwill represents the future economic benefits arising from net assets acquired that are not individually identified and separately recognized and is attributable to synergies, including the reduction of personnel and overlapping contracts, expected to be derived from the Company’s strategy to enhance and expand its presence in northeast Ohio. The merger offers the Company the opportunity to increase profitability by introducing existing products and services to the acquired customer base as well as add new customers in the expanded market area. The goodwill was determined not to be deductible for income tax purposes. The following table summarizes the consideration paid for Cortland and the amounts of the assets acquired and liabilities assumed on the closing date of the acquisition. (In Thousands of Dollars) Consideration Cash $ 29,618 Stock 98,921 Fair value of total consideration transferred $ 128,539 Fair value of assets acquired Cash and cash equivalents $ 113,391 Securities available for sale 130,574 Other investments 16,092 Loans 482,168 Premises and equipment 12,644 Bank owned life insurance 21,547 Core deposit intangible 5,886 Current and deferred taxes 3,135 Other assets 7,805 Total assets acquired 793,242 Fair value of liabilities assumed Deposits 695,274 Short-term borrowings 4,246 Long-term borrowings 4,262 Accrued interest payable and other liabilities 9,386 Total liabilities 713,168 Net assets acquired $ 80,074 Goodwill created 48,465 Total net assets acquired $ 128,539

Securities

Securities	6 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Securities	Securities: The following table summarizes the amortized cost and fair value of the available for sale investment securities portfolio at June 30, 2022 and December 31, 2021 and the corresponding amounts of unrealized gains and losses recognized in accumulated other comprehensive income (loss): Gross Gross Amortized Unrealized Unrealized (In Thousands of Dollars) Cost Gains Losses Fair Value June 30, 2022 U.S. Treasury and U.S. government sponsored entities $ 112,703 $ 0 $ ( 13,530 ) $ 99,173 State and political subdivisions 687,506 958 ( 100,107 ) 588,357 Corporate bonds 4,392 1 ( 186 ) 4,207 Mortgage-backed securities - residential 703,946 25 ( 90,663 ) 613,308 Collateralized mortgage obligations - residential 54,653 11 ( 2,388 ) 52,276 Small Business Administration 4,627 0 ( 266 ) 4,361 Totals $ 1,567,827 $ 995 $ ( 207,140 ) $ 1,361,682 Gross Gross Amortized Unrealized Unrealized (In Thousands of Dollars) Cost Gains Losses Fair Value December 31, 2021 U.S. Treasury and U.S. government sponsored entities $ 93,137 $ 32 $ ( 2,338 ) $ 90,831 State and political subdivisions 636,724 23,296 ( 1,205 ) 658,815 Corporate bonds 4,009 50 ( 29 ) 4,030 Mortgage-backed securities - residential 663,405 1,875 ( 10,094 ) 655,186 Collateralized mortgage obligations - residential 13,303 153 ( 71 ) 13,385 Small Business Administration 5,381 49 0 5,430 Totals $ 1,415,959 $ 25,455 $ ( 13,737 ) $ 1,427,677 Proceeds from the sale of portfolio securities were $ 1.7 million for both the three and six month periods ended June 30, 2022. Gross losses of $ 31 thousand were realized on these sales for both the three and six month periods ended June 30, 2022. Realized losses on equity securities of $ 29 thousand and $ 40 thousand were recognized in the income statement during the three and six month periods as of June 30, 2022, respectively. Proceeds from the sale of portfolio securities were $ 800 thousand and $ 27.0 million during the three and six month periods ended June 30, 2021, respectively. Gross gains of $ 499 thousand and $ 905 thousand along with gross losses of $ 491 thousand and $ 521 thousand were realized on these sales during the three and six month periods ended June 30, 2021, respectively. Realized gains on equity securities of $ 24 thousand and $ 136 thousand were recognized in the income statement during the three and six month periods as of June 30, 2021, respectively. The amortized cost and fair value of the debt securities portfolio are shown in the table below by expected maturity. Expected maturities may differ from contractual maturities if issuers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. June 30, 2022 (In Thousands of Dollars) Amortized Cost Fair Value Maturity Within one year $ 752 $ 750 One to five years 15,558 15,606 Five to ten years 154,732 139,750 Beyond ten years 633,559 535,631 Mortgage-backed, collateralized mortgage obligations and Small Business Administration securities 763,226 669,945 Total $ 1,567,827 $ 1,361,682 The following table summarizes the available for sale investment securities with unrealized losses at June 30, 2022 and December 31, 2021, aggregated by major security type and length of time in a continuous unrealized loss position. Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized (In Thousands of Dollars) Value Loss Value Loss Value Loss June 30, 2022 U.S. Treasury and U.S. government sponsored entities $ 71,491 $ ( 9,691 ) $ 27,682 $ ( 3,839 ) $ 99,173 $ ( 13,530 ) State and political subdivisions 507,354 ( 95,392 ) 14,938 ( 4,715 ) 522,292 ( 100,107 ) Corporate bonds 3,269 ( 86 ) 638 ( 100 ) 3,907 ( 186 ) Mortgage-backed securities - residential 497,183 ( 70,416 ) 114,385 ( 20,247 ) 611,568 ( 90,663 ) Collateralized mortgage obligations - residential 50,712 ( 2,388 ) 0 0 50,712 ( 2,388 ) Small Business Administration 4,361 ( 266 ) 0 0 4,361 ( 266 ) Total temporarily impaired $ 1,134,370 $ ( 178,239 ) $ 157,643 $ ( 28,901 ) $ 1,292,013 $ ( 207,140 ) Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized (In Thousands of Dollars) Value Loss Value Loss Value Loss December 31, 2021 U.S. Treasury and U.S. government sponsored entities $ 81,236 $ ( 1,960 ) $ 8,271 $ ( 378 ) $ 89,507 $ ( 2,338 ) State and political subdivisions 103,651 ( 1,020 ) 10,020 ( 185 ) 113,671 ( 1,205 ) Corporate bonds 418 ( 2 ) 715 ( 27 ) 1,133 ( 29 ) Mortgage-backed securities - residential 525,792 ( 7,872 ) 55,569 ( 2,222 ) 581,361 ( 10,094 ) Collateralized mortgage obligations - residential 7,270 ( 71 ) 0 0 7,270 ( 71 ) Total temporarily impaired $ 718,367 $ ( 10,925 ) $ 74,575 $ ( 2,812 ) $ 792,942 $ ( 13,737 ) Allowance for Credit Losses The Company adopted ASU 2016-13 on January 1, 2021, which made improvements to the accounting for credit losses on securities available for sale. During the evaluation process, management considers the extent to which the fair value has been less than cost, the financial condition and near term prospects of the issuer, and the intent and ability of the Company to hold the security for a period of time sufficient to allow for any anticipated recovery in fair value. If the Company determines that a credit loss exists, the credit portion of the allowance will be measured using a discounted cash flow analysis using the effective interest rate as of the security’s purchase date. As of June 30, 2022, the Company’s security portfolio consisted of 889 securities, 7 95 of which were in an unrealized loss position. The majority of the unrealized losses on the Company’s securities are related to its holdings of mortgage-backed securities and state and political subdivisions. The Company does not consider its available for sale ("AFS") securities with unrealized losses to be attributable to credit-related factors, as the unrealized losses have occurred as a result of changes in noncredit related factors such as changes in interest rates, market spreads and market conditions subsequent to purchase, not credit deterioration. As of June 30, 2022 the Company has no t recorded an allowance for credit losses on AFS securities.

Loans

Loans	6 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Loans	Loans: Loan balances were as follows: (In Thousands of Dollars) June 30, 2022 December 31, 2021 Commercial real estate Owner occupied $ 341,194 $ 340,369 Non-owner occupied 574,177 533,240 Farmland 176,216 177,706 Other 124,872 138,282 Commercial Commercial and industrial 285,981 313,836 Agricultural 54,261 54,659 Residential real estate 1-4 family residential 464,489 453,635 Home equity lines of credit 129,392 127,433 Consumer Indirect 191,871 159,006 Direct 18,049 21,121 Other 8,299 9,395 Total loans $ 2,368,801 $ 2,328,682 Net Deferred loan costs 5,684 2,400 Allowance for credit losses ( 27,454 ) ( 29,386 ) Net loans $ 2,347,031 $ 2,301,696 Allowance for credit loss activity The following tables present the activity in the allowance for credit losses by portfolio segment for the three and six month periods ended June 30, 2022 and 2021: Three Months Ended June 30, 2022 (In Thousands of Dollars) Commercial Commercial Residential Consumer Total Allowance for credit losses Beginning balance $ 15,207 $ 3,867 $ 4,702 $ 3,239 $ 27,015 (Credit) Provision for credit losses ( 349 ) 70 197 564 482 Loans charged off 0 ( 46 ) 0 ( 132 ) ( 178 ) Recoveries 1 2 16 116 135 Total ending allowance balance $ 14,859 $ 3,893 $ 4,915 $ 3,787 $ 27,454 Six Months Ended June 30, 2022 (In Thousands of Dollars) Commercial Commercial Residential Consumer Total Allowance for credit losses Beginning balance $ 15,879 $ 4,949 $ 4,870 $ 3,688 $ 29,386 (Credit) Provision for credit losses ( 1,021 ) 341 51 181 ( 448 ) Loans charged off 0 ( 1,405 ) ( 34 ) ( 329 ) ( 1,768 ) Recoveries 1 8 28 247 284 Total ending allowance balance $ 14,859 $ 3,893 $ 4,915 $ 3,787 $ 27,454 Three Months Ended June 30, 2021 (In Thousands of Dollars) Commercial Commercial Residential Consumer Total Allowance for credit losses Beginning balance $ 8,844 $ 5,450 $ 3,961 $ 6,680 $ 24,935 (Credit) Provision for credit losses 3,435 ( 988 ) 247 ( 2,644 ) 50 Loans charged off ( 20 ) ( 38 ) ( 99 ) ( 345 ) ( 502 ) Recoveries 31 176 21 95 323 Total ending allowance balance $ 12,290 $ 4,600 $ 4,130 $ 3,786 $ 24,806 Six Months Ended June 30, 2021 (In Thousands of Dollars) Commercial Commercial Residential Consumer Total Allowance for credit losses Beginning balance $ 10,824 $ 5,073 $ 3,643 $ 2,604 $ 22,144 Impact of CECL adoption ( 2,076 ) 429 237 3,860 2,450 (Credit) Provision for credit losses 3,531 ( 1,013 ) 336 ( 2,379 ) 475 Loans charged off ( 20 ) ( 72 ) ( 166 ) ( 528 ) ( 786 ) Recoveries 31 183 80 229 523 Total ending allowance balance $ 12,290 $ 4,600 $ 4,130 $ 3,786 $ 24,806 The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of June 30, 2022 and December 31, 2021: June 30, 2022 December 31, 2021 (In Thousands of Dollars) Nonaccrual Loans Past Nonaccrual Loans Past Commercial real estate Owner occupied $ 1,038 $ 0 $ 433 $ 0 Non-owner occupied 3,464 0 2,511 0 Farmland 46 0 274 0 Other 47 0 60 0 Commercial Commercial and industrial 3,957 37 7,190 54 Agricultural 67 0 40 0 Residential real estate 1-4 family residential 2,874 1,073 3,363 459 Home equity lines of credit 811 25 917 36 Consumer Indirect 398 50 455 123 Direct 200 20 227 53 Other 0 0 0 0 Total loans $ 12,902 $ 1,205 $ 15,470 $ 725 The following tables present the aging of the recorded investment in past due loans as of June 30, 2022 and December 31, 2021 by class of loans. Note that loans on a modification to defer payments under the CARES Act are included in loans not past due for the period ending December 31, 2021. There were no loans on deferred payments at June 30, 2022. (In Thousands of Dollars) 30-59 60-89 90 Days or Total Past Loans Not Total June 30, 2022 Commercial real estate Owner occupied $ 500 $ 0 $ 1,038 $ 1,538 $ 339,277 $ 340,815 Non-owner occupied 47 384 3,464 3,895 569,596 573,491 Farmland 0 0 46 46 175,865 175,911 Other 0 0 47 47 124,567 124,614 Commercial Commercial and industrial 492 80 3,994 4,566 281,703 286,269 Agricultural 432 0 67 499 54,056 54,555 Residential real estate 1-4 family residential 3,944 1,224 3,947 9,115 454,651 463,766 Home equity lines of credit 179 9 836 1,024 128,395 129,419 Consumer Indirect 887 169 448 1,504 197,739 199,243 Direct 235 30 220 485 17,618 18,103 Other 104 0 0 104 8,195 8,299 Total loans $ 6,820 $ 1,896 $ 14,107 $ 22,823 $ 2,351,662 $ 2,374,485 (In Thousands of Dollars) 30-59 60-89 90 Days or Total Past Loans Not Total December 31, 2021 Commercial real estate Owner occupied $ 70 $ 591 $ 433 $ 1,094 $ 338,880 $ 339,974 Non-owner occupied 394 311 2,511 3,216 529,490 532,706 Farmland 0 0 274 274 177,143 177,417 Other 56 0 60 116 137,878 137,994 Commercial Commercial and industrial 256 100 7,244 7,600 304,932 312,532 Agricultural 100 28 40 168 54,706 54,874 Residential real estate 1-4 family residential 4,452 1,077 3,822 9,351 443,441 452,792 Home equity lines of credit 80 12 953 1,045 126,405 127,450 Consumer Indirect 795 275 578 1,648 163,112 164,760 Direct 203 91 280 574 20,614 21,188 Other 0 0 0 0 9,395 9,395 Total loans $ 6,406 $ 2,485 $ 16,195 $ 25,086 $ 2,305,996 $ 2,331,082

Troubled Debt Restructurings

Troubled Debt Restructurings	6 Months Ended
	Jun. 30, 2022
Debt Disclosure [Abstract]
Troubled Debt Restructurings	Troubled Debt Restructurings Total troubled debt restructurings were $ 3.6 million and $ 3.9 million at June 30, 2022, and December 31, 2021, respectively. The Company has allocated $ 126 thousand and $ 109 thousand of specific reserves to loans whose terms have been modified in troubled debt restructurings at June 30, 2022, and December 31, 2021, respectively. There were no commitments to lend additional amounts to borrowers with loans that were classified as troubled debt restructurings at June 30, 2022, and at December 31, 2021. During the three and six month periods ended June 30, 2022 and 2021, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; a deferral of principal, interest and/or escrow; or a legal concession. During the three month period ended June 30, 2022, the terms of such loans included a reduction of the stated interest rate of the loans of 3.325 % and an extension of maturity date in the range of 63 to 183 months. During the same three month period in 2021, the terms of such loans included an extension of the maturity date in the range of 120 to 361 months. During the six month period ended June 30, 2022, the terms of such loans included a reduction of the stated interest rate of the loans in the range from 3.325 % and 3.345 % and an extension of the maturity date in the range of 63 to 183 months. During the same six month period in 2021, the terms of such loans included a reduction of the stated interest rate of the loan of 4.075 % and extensions of the maturity dates on these and other troubled debt restructurings in the range of 22 days to 361 months. The following table presents loans by class modified as troubled debt restructurings that occurred during the three and six month periods ended June 30, 2022 and 2021: Pre- Post- Three Months Ended June 30, 2022 Number of Outstanding Outstanding (In Thousands of Dollars) Loans Investment Investment Commercial real estate Non-owner occupied 1 $ 140 $ 140 Residential real estate 1-4 family residential 3 142 145 Consumer Indirect 3 20 20 Total loans 7 $ 302 $ 305 Pre- Post- Six Months Ended June 30, 2022 Number of Outstanding Outstanding (In Thousands of Dollars) Loans Investment Investment Commercial real estate Non-owner occupied 1 $ 140 $ 140 Residential real estate 1-4 family residential 4 192 197 Home equity lines of credit 1 14 14 Consumer Indirect 4 34 34 Direct 0 0 0 Total loans 10 $ 380 $ 385 Pre- Post- Three Months Ended June 30, 2021 Number of Outstanding Outstanding (In Thousands of Dollars) Loans Investment Investment Residential real estate 1-4 family residential 2 $ 48 $ 48 Consumer Indirect 7 60 60 Total loans 9 $ 108 $ 108 Pre- Post- Six Months Ended June 30, 2021 Number of Outstanding Outstanding (In Thousands of Dollars) Loans Investment Investment Commercial 1 $ 21 $ 21 Residential real estate 1-4 family residential 8 325 326 Home equity lines of credit 4 100 102 Consumer Indirect 17 121 121 Other 1 15 15 Total loans 31 $ 582 $ 585 There were no charge offs and no increase to the provision for credit losses during the three and six month periods ended June 30, 2022, respectively, as a result of the outstanding troubled debt restructurings. There were $ 106 thousand and $ 126 thousand in charge offs and a $ 105 thousand and $ 125 thousand increase to the provision for credit losses during the three and six month periods ended June 30, 2021, respectively, as a result of outstanding troubled debt restructurings. There were two residential real estate loans for which there was a payment default within twelve months following the modification of the troubled debt restructuring during the three and six month periods ended June 30, 2022. The loans were past due at June 30, 2022. There was no provision recorded as a result of the defaults during 2022. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms. There were two commercial loans, one residential loan, and one indirect loan for which there was a payment default within twelve months following the modification of the troubled debt restructuring during the three and six month periods ended June 30, 2021. There were two commercial loans past due at June 30, 2021. There was no provision recorded as a result of the defaults during 2021. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms. The Company offered three month deferrals upon request by the borrowers. For those borrowers in industries that were greatly impacted by COVID-19, additional deferrals were considered and granted beyond the initial three month period throughout 2021. The range of deferred months for subsequent requests were three to twelve months . The decline in deferred loans and balances was due to borrowers not requesting additional deferments and most continued to pay under the original terms of their loan. As of June 30, 2022 there are no longer borrowers on deferment due to COVID-19 related issues. Farmers is also a preferred U.S. Small Business Administration (“SBA”) lender and dedicated significant additional staff and other resources to help our customers complete and submit their applications and supporting documentation for loans offered under the Paycheck Protection Program (“PPP”) under the CARES Act, so they could obtain SBA approval and receive funding as quickly as possible. During the period of the PPP program, the Company facilitated PPP assistance to 2,134 business customers totaling $ 256.4 million. The Company, on behalf of its customers, began processing borrower applications for PPP forgiveness at the beginning of September 2020. The SBA has up to ninety days to review an application for PPP forgiveness and provide a decision at the end of that review. Once forgiveness of the PPP loan has been communicated and payment is received from the SBA, the Company will record the cash received from the SBA, pay-off the loans based on the amount of forgiveness provided and accelerate the amount of net deferred loan fees/costs recognized for the portion of the PPP loans that are forgiven. As of June 30, 2022, the Company has received life to date payments from the SBA for forgiveness of loans totaling $ 256.3 million, or approximately 99.98 % of the PPP loans originated in 2020. The Company processed $ 107.9 million in new loans for PPP loan funding during 2021. The Company has also received payments from the SBA for forgiveness of loans totaling $ 105.4 million, or approximately 97.72 %, of the PPP loans originated in 2021.

Credit Quality Indicators

Credit Quality Indicators	6 Months Ended
	Jun. 30, 2022
Risks and Uncertainties [Abstract]
Credit Quality Indicators	Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company establishes a risk rating at origination for all commercial loan and commercial real estate relationships. For relationships over $ 1 million, management monitors the loans on an ongoing basis for any changes in the borrower’s ability to service their debt. Management also affirms the risk ratings for the loans in their respective portfolios on an annual basis. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Substandard loans are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. As of June 30, 2022 and December 31, 2021, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: (In Thousands of Dollars) Pass Special Sub Total June 30, 2022 Commercial real estate Owner occupied $ 334,589 $ 1,279 $ 4,947 $ 340,815 Non-owner occupied 541,462 12,769 19,260 573,491 Farmland 173,341 2,131 439 175,911 Other 124,250 0 364 124,614 Commercial Commercial and industrial 279,870 882 5,517 286,269 Agricultural 53,945 501 109 54,555 Total loans $ 1,507,457 $ 17,562 $ 30,636 $ 1,555,655 (In Thousands of Dollars) Pass Special Sub Total December 31, 2021 Commercial real estate Owner occupied $ 330,754 $ 5,006 $ 4,214 $ 339,974 Non-owner occupied 495,170 19,366 18,170 532,706 Farmland 174,580 2,160 677 177,417 Other 137,063 784 147 137,994 Commercial Commercial and industrial 301,879 1,190 9,463 312,532 Agricultural 54,394 397 83 54,874 Total loans $ 1,493,840 $ 28,903 $ 32,754 $ 1,555,497 The Company considers the performance of the loan portfolio and its impact on the allowance for credit losses. For residential, consumer indirect and direct loan classes, the Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. In the 1-4 family residential real estate portfolio at June 30, 2022, other real estate owned and foreclosure properties were $ 0 and $ 33 thousand, respectively. At December 31, 2021, other real estate owned and foreclosure properties were $ 0 and $ 93 thousand, respectively. The following tables present the recorded investment in residential, consumer indirect and direct auto loans based on payment activity as of June 30, 2022 and December 31, 2021. Nonperforming loans are loans past due 90 days or more and still accruing interest and nonaccrual loans. Residential Real Estate Consumer (In Thousands of Dollars) 1-4 Family Home Indirect Direct Other June 30, 2022 Performing $ 459,819 $ 128,583 $ 198,795 $ 17,883 $ 8,299 Nonperforming 3,947 836 448 220 0 Total loans $ 463,766 $ 129,419 $ 199,243 $ 18,103 $ 8,299 Residential Real Estate Consumer (In Thousands of Dollars) 1-4 Family Home Indirect Direct Other December 31, 2021 Performing $ 448,970 $ 126,497 $ 164,182 $ 20,908 $ 9,395 Nonperforming 3,822 953 578 280 6 Total loans $ 452,792 $ 127,450 $ 164,760 $ 21,188 $ 9,401 The following table presents total loans by risk categories and year of origination. Term Loans Amortized Cost Basis by Origination Year Revolving As of June 30, 2022 2022 2021 2020 2019 2018 Prior Loans Total Commercial real estate Risk Rating Pass $ 112,301 $ 173,000 $ 136,064 $ 157,325 $ 108,160 $ 298,149 $ 15,302 $ 1,000,301 Special mention 0 768 0 5,379 909 6,480 512 14,048 Substandard 0 0 438 2,496 0 20,994 643 24,571 Total commercial real estate loans $ 112,301 $ 173,768 $ 136,502 $ 165,200 $ 109,069 $ 325,623 $ 16,457 $ 1,038,920 Commercial and industrial Risk Rating Pass $ 59,270 $ 55,273 $ 41,450 $ 21,105 $ 17,388 $ 17,983 $ 67,401 $ 279,870 Special mention 0 343 0 118 0 2 419 882 Substandard 6 1,868 704 291 225 1,558 865 5,517 Total commercial loans $ 59,276 $ 57,484 $ 42,154 $ 21,514 $ 17,613 $ 19,543 $ 68,685 $ 286,269 Agricultural Risk Rating Pass $ 19,261 $ 41,041 $ 47,460 $ 25,504 $ 26,016 $ 49,030 $ 18,974 $ 227,286 Special mention 0 0 222 29 0 2,031 350 2,632 Substandard 0 368 36 54 10 50 30 548 Total agricultural loans $ 19,261 $ 41,409 $ 47,718 $ 25,587 $ 26,026 $ 51,111 $ 19,354 $ 230,466 Residential real estate Risk Rating Pass $ 45,241 $ 107,505 $ 81,495 $ 34,747 $ 25,755 $ 155,938 $ 3,730 $ 454,411 Special mention 0 0 72 124 79 133 0 408 Substandard 0 44 143 128 62 8,570 0 8,947 Total residential real estate loans $ 45,241 $ 107,549 $ 81,710 $ 34,999 $ 25,896 $ 164,641 $ 3,730 $ 463,766 Home equity lines of credit Risk Rating Pass $ 0 $ 0 $ 29 $ 0 $ 18 $ 1,839 $ 125,563 $ 127,449 Special mention 0 0 0 0 0 0 48 48 Substandard 0 13 85 50 64 1,593 117 1,922 Total home equity lines of credit $ 0 $ 13 $ 114 $ 50 $ 82 $ 3,432 $ 125,728 $ 129,419 Consumer Risk Rating Pass $ 66,912 $ 54,507 $ 38,378 $ 27,197 $ 15,059 $ 15,076 $ 7,487 $ 224,616 Substandard 21 109 288 213 90 308 0 1,029 Total consumer loans $ 66,933 $ 54,616 $ 38,666 $ 27,410 $ 15,149 $ 15,384 $ 7,487 $ 225,645 Purchased Loans As a result of the Cortland Merger, the Company acquired $ 478.2 million in loans, excluding $ 4.0 million of loans held for sale. Under ASU Topic 326, when loans are purchased with evidence of more than significant deterioration of credit, they are accounted for as purchase credit deteriorated (“PCD”). PCD loans acquired in a transaction are marked to fair value and a mark on yield is recorded. In addition, an adjustment is made to the ACL for the expected loss on the acquisition date. These loans are assessed on a regular basis and subsequent adjustments to the ACL are recorded on the income statement. During 2021, the Company acquired PCD loans with a fair value of $ 34.3 million, credit discount of $ 1.3 million and a noncredit discount of $ 1.1 million. The outstanding balance at June 30, 2022 and related allowance on these loans is as follows: Loan Balance ACL Balance Commercial real estate Owner Occupied $ 1,777 $ 26 Non-owner Occupied 19,763 551 Other 257 18 21,797 595 Commercial Commercial and industrial 1,668 105 Residential real estate 1-4 family residential 494 3 Total $ 23,959 $ 703

Revenue from Contracts with Cus

Revenue from Contracts with Customers	6 Months Ended
	Jun. 30, 2022
Revenue from Contract with Customer [Abstract]
Revenue from Contracts with Customers	Revenue from Contracts with Customers: All material revenue from contracts with customers in the scope of ASC 606 is recognized within noninterest income. The following table presents the Company’s noninterest income by revenue stream and reportable segment, net of eliminations, for the three and six months ended June 30, 2022 and 2021. (In Thousands of Dollars) Trust Bank Totals For Three Months Ended June 30, 2022 Service charges on deposit accounts $ 0 $ 1,139 $ 1,139 Debit card and EFT fees 0 1,528 1,528 Trust fees 2,376 0 2,376 Insurance agency commissions 0 1,086 1,086 Retirement plan consulting fees 323 0 323 Investment commissions 0 557 557 Other (outside the scope of ASC 606) 0 2,468 2,468 Total noninterest income $ 2,699 $ 6,778 $ 9,477 (In Thousands of Dollars) Trust Bank Totals For Three Months Ended June 30, 2021 Service charges on deposit accounts $ 0 $ 790 $ 790 Debit card and EFT fees 0 1,322 1,322 Trust fees 2,358 0 2,358 Insurance agency commissions 0 948 948 Retirement plan consulting fees 389 0 389 Investment commissions 0 523 523 Other (outside the scope of ASC 606) 0 3,178 3,178 Total noninterest income $ 2,747 $ 6,761 $ 9,508 (In Thousands of Dollars) Trust Bank Totals For Six Months Ended June 30, 2022 Service charges on deposit accounts $ 0 $ 2,284 $ 2,284 Debit card and EFT fees 0 2,944 2,944 Trust fees 4,895 0 4,895 Insurance agency commissions 0 2,133 2,133 Retirement plan consulting fees 720 0 720 Investment commissions 0 1,251 1,251 Other (outside the scope of ASC 606) 8,375 4,573 12,948 Total noninterest income $ 13,990 $ 13,185 $ 27,175 (In Thousands of Dollars) Trust Bank Totals For Six Months Ended June 30, 2021 Service charges on deposit accounts $ 0 $ 1,598 $ 1,598 Debit card and EFT fees 0 2,493 2,493 Trust fees 4,594 0 4,594 Insurance agency commissions 0 1,951 1,951 Retirement plan consulting fees 709 0 709 Investment commissions 0 1,027 1,027 Other (outside the scope of ASC 606) 0 7,268 7,268 Total noninterest income $ 5,303 $ 14,337 $ 19,640 A description of the Company’s revenue streams under ASC 606 follows: Service charges on deposit accounts – The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Management reviewed the deposit account agreements, and determined that the agreements can be terminated at any time by either the Bank or the account holder. Transaction fees, such as balance transfers, wires and overdraft charges are settled the day the performance obligation is satisfied. The Bank’s monthly service charges and maintenance fees are for services provided to the customer on a monthly basis and are considered a series of services that have the same pattern of transfer each month. The review of service charges assessed on deposit accounts included the amount of variable consideration that is a part of the monthly charges. It was found that the waiver of service charges due to insufficient funds and dormant account fees is immaterial and would not require a change in the accounting treatment for these fees under the new revenue standards. Debit Card Interchange Fees – Customers and the Bank have an account agreement and maintain deposit balances with the Bank. Customers use a bank issued debit card to purchase goods and services, and the Bank earns interchange fees on those transactions, typically a percentage of the sale amount of the transaction. The Bank records the amount due when it receives the settlement from the payment network. Payments from the payment network are received and recorded into income on a daily basis. There are no contingent debit card interchange fees recorded by the Company that could be subject to a clawback in future periods. Trust fees – Services provided to Trust customers are a series of distinct services that have the same pattern of transfer each month. Fees for trust accounts are billed and drafted from trust accounts monthly. The Company records these fees on the income statement on a monthly basis. Fees are assessed based on the total investable assets of the customer’s trust account. A signed contract between the Company and the customer is maintained for all customer trust accounts with payment terms identified. It is probable that the fees will be collectible as funds being managed are accessible by the asset manager. Past history of trust fee income recorded by the Company indicates that it is highly unlikely that a significant reversal could occur. There are no contingent incentive fees recorded by the Company that could be subject to a clawback in future periods. Insurance Agency Commissions – Insurance agency commissions are received from insurance carriers for the agency’s share of commissions from customer premium payments. These commissions are recorded into income when checks are received from the insurance carriers, and there is no contingent portion associated with these commission checks. There may be a short time-lag in recording revenue when cash is received instead of recording the revenue when the policy is signed by the customer, but the time lag is insignificant and does not impact the revenue recognition process. Insurance also receives incentive checks from the insurance carriers for achieving specified levels of production with particular carriers. These amounts are recorded into income when a check is received, and there are no contingent amounts associated with these payments that may be clawed back by the carrier in the future. Similar to the monthly commissions explained in the preceding paragraph, there may be a short time-lag in recording incentive revenue on a cash basis as opposed to estimating the amount of incentive revenue expected to be earned, this does not materially impact the recognition of Insurance revenue. If there were any amounts that would need to be refunded for one specific Insurance customer, management believes the reversal would not be significant. Other potential situations surrounding the recognition of Insurance revenue include the estimating potential refunds due to the likely cancellation of a percentage of customers cancelling their policies and recording revenue at the time of policy renewals. Management concluded that since Insurance agency commissions represent only 2.3 % of the Company’s total revenue, adjusting the current practice of recording insurance revenue for these situations would not have a material impact on the reporting of total revenue. Retirement Plan Consulting Fees – Revenue is recognized based on the level of work performed for the client. Any payments that are received for work to be performed in the future are recorded in a deferred revenue account, and recorded into income when the fees are earned. Retirement plan consulting fees represent only 0.8 % of the Company’s total revenue, and therefore management has concluded that any adjustment of revenue for one particular customer for a refund or any other reason would be insignificant and would not materially impact the Company’s total revenue. Investment Commissions – Investment commissions are earned through the sales of non-deposit investment products to customers of the Company. The sales are conducted through a third-party broker-dealer. When the commissions are received and recorded into income on the Bank’s income statement, there is no contingent portion that may need to be refunded back to the third party broker dealer. Investment commissions represent only 1.3 % of the Company’s total revenue, and therefore management has concluded that any adjustment of revenue for a particular customer for a refund or any other reason would be insignificant and would not materially impact the Company’s total revenue. Other – Income items included in “Other” are Bank owned life insurance income, security gains, net gains on the sale of loans and other operating income. There is also a one-time legal settlement of $ 8.4 million for the six month period ended June 30, 2022. Any amounts within the scope of ASC 606 are deemed immaterial.

Fair Value

Fair Value	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value	Fair Value: Fair value is the exchange price that would be received for an asset, or paid to transfer a liability (exit price), in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Investment Securities: The Company uses a third party service to estimate fair value on available for sale securities on a monthly basis. The Company’s service provider is considered a leading evaluation pricing service for U.S. domestic fixed income securities and values securities using exit pricing requirements. They subscribe to multiple third-party pricing vendors, and supplement that information with matrix pricing methods. The fair values for investment securities, which consist of equity securities that are recorded at fair market value to comply with exit pricing, are determined by quoted market prices in active markets, if available (Level 1). The equity securities change in fair market value is recorded in the income statements. For securities where quoted prices are not available, fair values are calculated based on quoted prices for similar assets in active markets, quoted prices for similar assets in markets that are not active or inputs other than quoted prices, which provide a reasonable basis for fair value determination. Such inputs may include interest rates and yield curves, volatilities, prepayment speeds, credit risks and default rates. Inputs used are derived principally from observable market data (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). The fair values of Level 3 investment securities are determined by using unobservable inputs to measure fair value of assets for which there is little, if any, market activity at the measurement date, using reasonable inputs and assumptions based on the best information at the time, to the extent that inputs are available without undue cost and effort. For the period ended June 30, 2022 and for the year ended December 31, 2021, the fair value of Level 3 investment securities was immaterial. Derivative Instruments: The fair values of derivative instruments are based on valuation models using observable market data as of the measurement date (Level 2). Collateral Dependent Loans: Fair value estimates of collateral dependent loans that are individually reviewed are based on the fair value of the collateral, less estimated costs to sell. Non-collateral dependent loans are valued based on discounted cash flows. Loans carried at fair value generally receive specific allocations of the allowance for credit losses in the current period and allowance for loan losses in prior periods. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. These loans are evaluated on a quarterly basis and adjusted accordingly. Other Real Estate Owned: Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair values are commonly based on recent real estate appraisals. These appraisals may use a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial and commercial real estate properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Appraisal Department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On an annual basis, the Company compares the actual selling price of collateral that has been sold to the most recent appraised value to determine what adjustments should be made to appraisals to arrive at fair value. Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements at June 30, 2022 Using: (In Thousands of Dollars) Carrying Quoted Prices in Identical Assets Significant Other Significant Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 99,173 $ 0 $ 99,173 $ 0 State and political subdivisions 588,357 0 588,357 0 Corporate bonds 4,207 0 4,207 0 Mortgage-backed securities-residential 613,308 0 613,306 2 Collateralized mortgage obligations 52,276 0 52,276 0 Small Business Administration 4,361 0 4,361 0 Equity securities Equity securities at fair value 191 191 0 0 Other investments measured at net asset value 15,185 n/a n/a n/a Total investment securities $ 1,377,058 $ 191 $ 1,361,680 $ 2 Interest rate swaps $ 3,131 $ 0 $ 3,131 $ 0 Financial Liabilities Interest rate swaps $ 3,131 $ 0 $ 3,131 $ 0 Mortgage banking derivative - liability $ 5 $ 0 $ 5 $ 0 Fair Value Measurements at December 31, 2021 Using: (In Thousands of Dollars) Carrying Quoted Prices in Significant Other Significant Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 90,831 $ 0 $ 90,831 $ 0 State and political subdivisions 658,815 0 658,815 0 Corporate bonds 4,030 0 4,030 0 Mortgage-backed securities-residential 655,186 0 655,183 3 Collateralized mortgage obligations 13,385 0 13,385 0 Small Business Administration 5,430 0 5,430 0 Equity securities Equity securities at fair value 228 228 0 0 Other investments measured at net asset value 14,721 n/a n/a n/a Total investment securities $ 1,442,626 $ 228 $ 1,427,674 $ 3 Interest rate swaps $ 4,261 $ 0 $ 4,261 $ 0 Financial Liabilities Interest rate swaps $ 4,261 $ 0 $ 4,261 $ 0 There were no significant transfers between Level 1 and Level 2 during the three and six month periods ended June 30, 2022 and 2021. The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3): Investment Securities Available-for-sale (Level 3) Three Months ended Six Months ended (In Thousands of Dollars) 2022 2021 2022 2021 Beginning Balance $ 2 $ 4 $ 3 $ 4 Transfers from level 2 0 0 0 0 Repayments, calls and maturities 0 ( 1 ) ( 1 ) ( 1 ) Ending Balance $ 2 $ 3 $ 2 $ 3 Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at June 30, 2022 Using: (In Thousands of Dollars) Carrying Quoted Prices in Significant Other Significant Financial Assets Individually evaluated loans Commercial real estate Non-owner occupied $ 906 $ 0 $ 0 $ 906 1–4 family residential 35 0 0 35 Fair Value Measurements at December 31, 2021 Using: (In Thousands of Dollars) Carrying Quoted Prices in Significant Other Significant Financial Assets Individually Evaluated loans Commercial $ 1,654 $ 0 $ 0 $ 1,654 1–4 family residential 82 0 0 82 Collateral dependent loans were individually evaluated under ASC 326 for the periods ending June 30, 2022 and December 31, 2021. Collateral dependent loans had a principal balance of $ 1.5 million with a valuation allowance of $ 590 thousand at June 30, 2022. Collateral dependent loans had a principal balance of $ 3.2 million with a valuation allowance of $ 1.5 million at December 31, 2021. Excluded from the above tables at June 30, 2022 and December 31, 2021, are $ 842 thousand and $ 792 thousand of loans classified as troubled debt restructurings and measured using the present value of cash flows, which is not considered an exit price. Collateral dependent commercial real estate loans, both owner-occupied and non-owner occupied are valued by independent external appraisals. These external appraisals are prepared using the sales comparison approach and income approach valuation techniques. Management makes subsequent unobservable adjustments to the collateral dependent loan appraisals. Collateral dependent loans other than commercial real estate and other real estate owned are not considered material. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at the periods ended June 30, 2022 and December 31, 2021: June 30, 2022 Fair value Valuation Unobservable Input(s) Range Individually evaluated loans Commercial real estate $ 906 Sales Comparison Adjustment for differences between comparable sales ( 6.13 %) - 17.37 % .20 % Residential 35 Sales comparison Adjustment for differences between comparable sales ( 13.77 %) - ( 5.68 %) 13.77 %) December 31, 2021 Fair value Valuation Unobservable Input(s) Range Individually evaluated loans Commercial $ 1,654 Sales comparison Adjustment for differences between comparable sales ( 40.24 %) - 56.83 % 12.43 %) Residential 82 Sales comparison Adjustment for differences between comparable sales ( 3.84 %) - 3.22 % 0.12 %) The carrying amounts and estimated fair values of financial instruments not previously disclosed at June 30, 2022 and December 31, 2021 are as follows: Fair Value Measurements at June 30, 2022 Using: (In Thousands of Dollars) Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 65,458 $ 21,101 $ 44,357 $ 0 $ 65,458 Regulatory stock 19,075 n/a n/a n/a n/a Loans held for sale 2,714 0 2,714 0 2,714 Loans, net 2,347,031 0 0 2,338,033 2,338,033 Financial liabilities Deposits 3,625,538 3,228,120 383,381 0 3,611,501 Short-term borrowings 50,000 0 50,000 0 50,000 Long-term borrowings 87,985 0 80,153 0 80,153 Fair Value Measurements at December 31, 2021 Using: (In Thousands of Dollars) Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 112,790 $ 29,150 $ 83,640 $ 0 $ 112,790 Regulatory stock 15,510 n/a n/a n/a n/a Loans held for sale 4,545 0 4,681 0 4,681 Loans, net 2,301,696 0 0 2,285,554 2,285,554 Financial liabilities Deposits 3,547,235 3,158,967 384,263 0 3,543,230 Long-term borrowings 87,758 0 92,433 0 92,433 The methods and assumptions used to estimate fair value, not previously described, are described as follows: Cash and Cash Equivalents: The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1. Regulatory Stock: It is not practical to determine the fair value of regulatory stock due to restrictions placed on its transferability. Loans: Fair values of loans, excluding loans held for sale, are estimated as follows: The Company uses a third party firm that uses cash flow analysis and current market interest rates along with adjustments for credit, liquidity and option risk to conform to the ASU 2016-01 exit price requirement. Loans in the tables above consist of impaired credits held for investment. Fair value for collateral dependent loans is based upon appraised values adjusted for trends observed in the market, less estimated cost to sell. The cash flow method is used for estimating fair value for noncollateral dependent loans. A valuation allowance was recorded for the excess of the loan’s recorded investment over the amounts determined by the collateral value method. This valuation is a component of the allowance for credit losses. The Company considers these fair values Level 3. Loans held for sale: The fair value of loans held for sale is estimated based upon binding contracts and quotes from third party investors resulting in a Level 2 classification. Deposits: The fair values disclosed for demand deposits – interest and non-interest checking, passbook savings, and money market accounts – are, by definition, equal to the amount payable on demand at the reporting date resulting in a Level 1 classification. The carrying amounts of variable rate certificates of deposit approximate their fair values at the reporting date resulting in a Level 2 classification. Fair value for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. Short-term Borrowings: The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings, generally maturing within ninety days , approximate their fair values resulting in a Level 2 classification. Long-term Borrowings: The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. Off-balance Sheet Instruments: The fair value of commitments is not considered material.

Goodwill and Intangible Assets

Goodwill and Intangible Assets	6 Months Ended
	Jun. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	Goodwill and Intangible Assets: Goodwill associated with the Company’s acquisition of Cortland in November 2021 and other past acquisitions totaled $ 94.2 million at June 30, 2022 and December 31, 2021. Impairment exists when a reporting unit’s carrying value of goodwill exceeds its fair value, which is determined through an impairment test. Management performs goodwill impairment testing on an annual basis as of September 30. The fair value of the reporting units is determined using a combination of a discounted cash flow method and a guideline public company method. Results of the assessment indicated no goodwill impairment as of September 30, 2021. The Company will continue to monitor its goodwill for possible impairment. Acquired Intangible Assets Acquired intangible assets were as follows: June 30, 2022 December 31, 2021 (In Thousands of Dollars) Gross Carrying Accumulated Gross Carrying Accumulated Amortized intangible assets: Customer relationship intangibles $ 7,210 $ ( 6,716 ) $ 7,210 $ ( 6,641 ) Non-compete contracts 430 ( 395 ) 430 ( 392 ) Trade name 520 ( 373 ) 520 ( 356 ) Core deposit intangible 12,866 ( 6,015 ) 12,866 ( 5,271 ) Total $ 21,026 $ ( 13,499 ) $ 21,026 $ ( 12,660 ) Aggregate amortization expense was $ 419 thousand and $ 839 thousand for the three and six month periods ended June 30, 2022. Amortization expense was $ 316 thousand and $ 632 thousand for the three and six month periods ended June 30, 2021. Estimated amortization expense for each of the next five periods and thereafter: 2022 (6 months) $ 831 2023 1,198 2024 894 2025 833 2026 741 Thereafter 3,030 Total $ 7,527

Leases

Leases	6 Months Ended
	Jun. 30, 2022
Leases [Abstract]
Leases	Leases: The Company has operating leases for branch office locations, vehicles and certain office equipment such as printers, copiers and faxes. The leases have remaining lease terms of up to 18 years, some of which include options to extend the lease for up to 15 years and some of which include options to terminate the lease in 1.5 years . The right of use asset and lease liability were $ 6.1 million and $ 6.4 million as of June 30, 2022 and $ 6.4 million and $ 6.6 million at December 31, 2021. Lease payments made for the three and six month periods ended June 30, 2022, were $ 217 thousand and $ 454 thousand, while lease payments made for the three and six month periods ended June 30, 2021, were $ 201 thousand and $ 403 thousand, respectively. Interest expense and amortization expense on finance leases for the three month period ended June 30, 2022, was $ 37 thousand and $ 166 thousand, and $ 76 thousand and $ 332 thousand for the six month period ended June 30, 2022. Interest expense and amortization expense on finance leases for the three month period ended June 30, 2021, was $ 36 thousand and $ 121 thousand, and $ 72 thousand and $ 242 thousand for the six month period ended June 30, 2021. The average remaining lease term for all leases was 5.92 years as of June 30, 2022 and the weighted-average discount rate was 2.46 %. Maturities of lease liabilities are as follows as of June 30, 2022: 2022 (6 months) $ 413 2023 831 2024 662 2025 620 2026 586 Thereafter 4,245 Total Payments 7,357 Less: Imputed Interest ( 1,002 ) Total $ 6,355

Derivative Financial Instrument

Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments: Interest Rate Swaps The Company maintains an interest rate protection program for commercial loan customers. Under this program, the Company provides a variable rate loan while creating a fixed rate loan for the customer by the customer entering into an interest rate swap with terms that match the loan. The Company offsets its risk exposure by entering into an offsetting interest rate swap with an unaffiliated institution. The Company had interest rate swaps associated with commercial loans with a notional value of $ 73.9 million and fair value of $ 3.1 million in other assets and $ 3.1 million in other liabilities at June 30, 2022. At December 31, 2021 the Company had interest rate swaps associated with commercial loans with and a notional value of $ 86.1 million and fair value of $ 4.0 million in other assets and $ 4.0 million in other liabilities. The interest rate swaps with both the customers and third parties are not designated as hedges under FASB ASC 815 and are not marked to market through earnings. As the interest rate swaps are structured to offset each other, changes to the underlying benchmark interest rates considered in the valuation of these instruments do not result in an impact to earnings; however, there may be fair value adjustments related to credit quality variations between counterparties, which may impact earnings as required by FASB ASC 820. There were no net gains or losses for interest rate swaps for the period ended June 30, 2022 or December 31, 2021. Mortgage Banking Derivatives Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of mortgage loans to third-party investors are considered derivatives. Effective May 2022, the Company began the practice of entering into forward commitments for the future delivery of residential mortgage loans when the interest rate lock commitments are entered into in order to economically hedge the effect of changes in interest rates resulting from its commitments to fund the loans. These mortgage banking derivatives are not designated as hedge instruments. The Company had approximately $ 10.3 million of interest rate lock commitments at June 30, 2022 and $ 25.7 million of interest rate lock commitments at December 31, 2021. There were $ 9.0 million of forward sales of mortgage backed securities and $ 1.0 million of forward commitments for the future delivery of residential mortgage loans at June 30, 2022. The net gains and losses on derivative instruments not designated as hedging instruments are included in mortgage banking income. For the three and six month periods ended June 30, 2022, gains of $ 34,000 and losses of $ 252,000 , respectively, were included in mortgage banking income for the interest rate lock commitments. For the fiscal year ended December 31, 2021, gains of $ 423,000 were included in mortgage banking income for the interest rate lock commitments . Gains of $ 23,000 were included in mortgage banking income for both the three and six month periods ended June 30, 2022 for the forward sales of mortgage backed securities.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share: The computation of basic and diluted earnings per share is shown in the following table: Three Months Ended Six Months Ended 2022 2021 2022 2021 Basic EPS Net income (In thousands of dollars) $ 15,951 $ 15,575 $ 31,795 $ 30,131 Weighted average shares outstanding 33,850,449 28,244,884 33,835,550 28,230,409 Basic earnings per share $ 0.47 $ 0.55 $ 0.94 $ 1.07 Diluted EPS Net income (In thousands of dollars) $ 15,951 $ 15,575 $ 31,795 $ 30,131 Weighted average shares outstanding for basic earnings per share 33,850,449 28,244,884 33,835,550 28,230,409 Dilutive effect of restricted stock awards 72,395 107,908 91,796 105,736 Weighted average shares for diluted earnings per share 33,922,844 28,352,792 33,927,346 28,336,145 Diluted earnings per share $ 0.47 $ 0.55 $ 0.94 $ 1.06 There were 188,626 and 158,492 restricted stock awards that were considered anti-dilutive for the three and six month periods ended June 30, 2022, respectively. There were 15,500 and 86,811 restricted stock awards that were considered anti-dilutive for the three and six month periods ended June 30, 2021, respectively.

Stock Based Compensation

Stock Based Compensation	6 Months Ended
	Jun. 30, 2022
Share-Based Payment Arrangement [Abstract]
Stock Based Compensation	Stock Based Compensation: In April of 2022, the Company, with the approval of shareholders, created the 2022 Equity Incentive Plan (the “2022 Plan”). The 2022 Plan permits the award of up to one million shares to the Company’s directors and employees to attract and retain exceptional personnel, motivate performance and most importantly to help align the interests of the Company’s executives with those of the Company’s shareholders. The 2022 Plan has replaced the 2017 Plan. There were 26,000 service time based share awards granted under the 2022 Plan, and 75,768 service time based share awards and 56,724 performance based share awards granted under the 2017 Plan during the six month period ended June 30, 2022, as shown in the table below. The actual number of performance based shares issued will depend on the relative performance of the Company’s average return on equity compared to a group of peer companies over a three year vesting period, ending December 31, 2024. As of June 30, 2022, 974,000 shares are still available to be awarded from the 2022 Plan. The 2017 Plan has been sunset. The restricted stock awards were granted with a fair value price equal to the market price of the Company’s common stock at the date of the grant. Expense recognized was $ 438 thousand and $ 803 thousand for the three and six month periods ended June 30, 2022, respectively. During the prior periods, the expense recognized was $ 257 thousand and $ 587 thousand for the three and six month periods ended June 30, 2021, respectively. As of June 30, 2022, there was $ 3.7 million of total unrecognized compensation expense related to the nonvested shares granted under the Plan. The remaining cost is expected to be recognized over 2.7 years. The following is the activity under the Plans during the six month period ended June 30, 2022. Maximum Weighted Date Maximum Weighted Date Beginning balance - non-vested shares 99,564 $ 16.13 158,988 $ 14.40 Granted 101,768 17.05 56,724 17.25 Vested ( 20,771 ) 16.81 ( 65,481 ) 17.48 Forfeited 0 0.00 ( 12,862 ) 14.74 Ending balance - non-vested shares 180,561 $ 16.92 137,369 $ 15.85 The following is the activity under the Plans during the six month period ended June 30, 2021. Maximum Weighted Date Maximum Weighted Date Beginning balance - non-vested shares 67,765 $ 14.32 153,070 $ 14.46 Granted 34,562 15.47 52,249 14.09 Vested ( 23,581 ) 14.22 ( 52,327 ) 14.34 Forfeited ( 2,000 ) 13.55 0 0 Ending balance - non-vested shares 76,746 $ 14.89 152,992 $ 14.37 The 86,252 shares that vested during the six month period ended June 30, 2022 had a weighted average fair value of $ 17.32 per share.

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2022
Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss): The following tables represent the details of other comprehensive income (loss) for the three and six month periods ended June 30, 2022 and 2021. Three Months Ended June 30, 2022 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding losses on available-for-sale securities during the period $ ( 105,497 ) $ 22,154 $ ( 83,343 ) Reclassification adjustment for losses included in net income (1) 31 ( 6 ) 25 Net unrealized losses on available-for-sale securities $ ( 105,466 ) $ 22,148 $ ( 83,318 ) Change in funded status of post-retirement health plan ( 2 ) 0 ( 2 ) Net other comprehensive (loss) $ ( 105,468 ) $ 22,148 $ ( 83,320 ) Three Months Ended June 30, 2021 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding gains on available-for-sale securities during the period $ 8,698 $ ( 1,825 ) $ 6,873 Reclassification adjustment for gains included in net income (1) ( 1 ) 0 ( 1 ) Net other comprehensive gain $ 8,697 $ ( 1,825 ) $ 6,872 Six Months Ended June 30, 2022 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding losses on available-for-sale securities during the period $ ( 217,894 ) $ 45,758 $ ( 172,136 ) Reclassification adjustment for losses included in net income (1) 31 ( 7 ) 24 Net unrealized losses on available-for-sale securities $ ( 217,863 ) $ 45,751 $ ( 172,112 ) Change in funded status of post-retirement health plan ( 3 ) 0 ( 3 ) Net other comprehensive (loss) $ ( 217,866 ) $ 45,751 $ ( 172,115 ) Six Months Ended June 30, 2021 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding (losses) on available-for-sale securities during the period $ ( 6,236 ) $ 1,311 $ ( 4,925 ) Reclassification adjustment for gains included in net income (1) ( 384 ) 81 ( 303 ) Net other comprehensive (loss) $ ( 6,620 ) $ 1,392 $ ( 5,228 ) (1) Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income.

Regulatory Capital Matters

Regulatory Capital Matters	6 Months Ended
	Jun. 30, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Regulatory Capital Matters	Regulatory Capital Matters: Banks and bank holding companies are subject to various regulatory capital requirements administered by the federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action by regulators that, if undertaken, could have a direct material effect on the financial statements. Management believes that as of June 30, 2022, the Company and the Bank meet all capital adequacy requirements to which they are subject. The FDIC and other federal banking regulators revised the risk-based capital requirements applicable to financial holding companies and insured depository institutions, including the Company and the Bank, to make them consistent with agreements that were reached by the Basel Committee on Banking Supervision (“Basel III”). The common equity tier 1 capital, tier 1 capital and total capital ratios are calculated by dividing the respective capital amounts by risk-weighted assets. The leverage ratio is calculated by dividing tier 1 capital by adjusted average total assets. Basel III limits capital distributions and certain discretionary bonus payments if the banking organization does not hold a “capital conservation buffer” consisting of 2.5 % of common equity tier 1 capital, tier 1 capital and total capital to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. Excluding the additional buffer, Basel III requires the Company and the Bank to maintain (i) a minimum ratio of common equity tier 1 capital to risk-weighted assets of at least 4.5 %, (ii) a minimum ratio of tier 1 capital to risk-weighted assets of at least 6.0 %, (iii) a minimum ratio of total capital to risk-weighted assets of at least 8.0 % and (iv) a minimum leverage ratio of at least 4.0 %. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If only adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At June 30, 2022 and December 31, 2021, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category. Actual and required capital amounts and ratios, which do not include the capital conservation buffer, are presented below at June 30, 2022 and December 31, 2021: Actual Requirement For Capital To be Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2022 Common equity tier 1 capital ratio Consolidated $ 384,772 13.30 % $ 130,199 4.5 % N/A N/A Bank 342,786 11.88 % 129,843 4.5 % 187,551 6.5 % Total risk based capital ratio Consolidated 505,226 17.46 % 231,465 8.0 % N/A N/A Bank 370,240 12.83 % 230,832 8.0 % 288,540 10.0 % Tier 1 risk based capital ratio Consolidated 402,772 13.92 % 173,599 6.0 % N/A N/A Bank 342,786 11.88 % 173,124 6.0 % 230,832 8.0 % Tier 1 leverage ratio Consolidated 402,772 9.56 % 168,600 4.0 % N/A N/A Bank 342,786 8.17 % 167,728 4.0 % 209,660 5.0 % December 31, 2021 Common equity tier 1 capital ratio Consolidated $ 362,950 13.16 % $ 124,066 4.5 % N/A N/A Bank 345,065 12.55 % 123,712 4.5 % $ 178,695 6.5 % Total risk based capital ratio Consolidated 485,336 17.60 % 220,562 8.0 % N/A N/A Bank 374,451 13.62 % 219,933 8.0 % 274,916 10.0 % Tier 1 risk based capital ratio Consolidated 380,950 13.82 % 165,422 6.0 % N/A N/A Bank 345,065 12.55 % 164,950 6.0 % 219,933 8.0 % Tier 1 leverage ratio Consolidated 380,950 10.12 % 150,629 4.0 % N/A N/A Bank 345,065 9.19 % 150,217 4.0 % 187,772 5.0 %

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2022
Segment Reporting [Abstract]
Segment Information	Segment Information: The reportable segments are determined by the products and services offered, primarily distinguished between banking and trust. These segments are also distinguished by the level of information provided to the chief operating decision makers in the Company, who use such information to review performance of various components of the business, which are then aggregated. Loans, investments, and deposits provide the revenues in the banking operation. All operations are domestic. Significant segment totals are reconciled to the financial statements as follows: (In Thousands of Dollars) Trust Bank Eliminations Consolidated June 30, 2022 Goodwill and other intangibles $ 5,777 $ 100,253 $ ( 4,263 ) $ 101,767 Total assets $ 20,631 $ 4,096,146 $ ( 2,413 ) $ 4,114,364 (In Thousands of Dollars) Trust Bank Eliminations Consolidated December 31, 2021 Goodwill and other intangibles $ 5,814 $ 101,055 $ ( 4,263 ) $ 102,606 Total assets $ 14,365 $ 4,124,530 $ 3,854 $ 4,142,749 (In Thousands of Dollars) Trust Bank Eliminations Consolidated For Three Months Ended June 30, 2022 Net interest income $ 38 $ 32,486 $ ( 813 ) $ 31,711 Provision for credit losses and unfunded loans 0 616 0 616 Service fees, security gains and other noninterest income 4,839 4,606 32 9,477 Noninterest expense 3,614 16,174 494 20,282 Amortization and depreciation expense 28 1,038 113 1,179 Income before taxes 1,235 19,264 ( 1,388 ) 19,111 Income taxes 258 3,266 ( 364 ) 3,160 Net income $ 977 $ 15,998 $ ( 1,024 ) $ 15,951 (In Thousands of Dollars) Trust Bank Eliminations Consolidated For Three Months Ended June 30, 2021 Net interest income $ 32 $ 26,509 $ ( 51 ) $ 26,490 Provision for credit losses and unfunded loans 0 50 0 50 Service fees, security gains and other noninterest income 2,798 6,775 ( 65 ) 9,508 Noninterest expense 1,536 14,910 ( 179 ) 16,267 Amortization and depreciation expense 63 672 68 803 Income before taxes 1,231 17,652 ( 5 ) 18,878 Income taxes 259 3,122 ( 78 ) 3,303 Net income $ 972 $ 14,530 $ 73 $ 15,575 (In Thousands of Dollars) Trust Bank Eliminations Consolidated For Six Months Ended June 30, 2022 Net interest income $ 72 $ 64,479 $ ( 1,598 ) $ 62,953 Provision for credit losses and unfunded loans 0 258 0 258 Service fees, security gains and other noninterest income 14,037 13,347 ( 209 ) 27,175 Noninterest expense 5,383 43,616 577 49,576 Amortization and depreciation expense 56 2,058 227 2,341 Income before taxes 8,670 31,894 ( 2,611 ) 37,953 Income taxes 1,820 5,000 ( 662 ) 6,158 Net income $ 6,850 $ 26,894 $ ( 1,949 ) $ 31,795 (In Thousands of Dollars) Trust Bank Eliminations Consolidated For Six Months Ended June 30, 2021 Net interest income $ 63 $ 51,799 $ ( 105 ) $ 51,757 Provision for credit losses and unfunded loans 0 475 0 475 Service fees, security gains and other noninterest income 5,401 14,289 ( 50 ) 19,640 Noninterest expense 3,092 30,091 ( 397 ) 32,786 Amortization and depreciation expense 127 1,338 136 1,601 Income before taxes 2,245 34,184 106 36,535 Income taxes 471 6,069 ( 136 ) 6,404 Net income $ 1,774 $ 28,115 $ 242 $ 30,131 The Bank segment includes Farmers National Insurance and Farmers of Canfield Investment Co.

Short-term Borrowings

Short-term Borrowings	6 Months Ended
	Jun. 30, 2022
Debt Disclosure [Abstract]
Short-term Borrowings	Short-term borrowings: The Bank had short-term advances from the Federal Home Loan Bank ("FHLB") at June 30, 2022 of $ 50 million. The interest rate on these borrowings was 1.56 % at June 30, 2022. The Bank had no short-term advances from the FHLB at December 31, 2021. The Bank has access to lines of credit amounting to $ 35 million at two major domestic banks that are below prime rate. The lines and terms are periodically reviewed by the lending banks and are generally subject to withdrawal at their discretion. There were no borrowings under these lines at June 30, 2022 or at December 31, 2021. Farmers has two unsecured revolving lines of credit for $ 6.5 million. These lines can be renewed annually. The lines have interest rates of prime with floors of 3.5 % and 4.5 %. There were no outstanding balances on either of these two lines at June 30, 2022 or at December 31, 2021, respectively.

Long-Term Borrowings

Long-Term Borrowings	6 Months Ended
	Jun. 30, 2022
Debt Disclosure [Abstract]
Long-term Borrowings	Long-term borrowings: There were no long-term advances from the FHLB at June 30, 2022 or at December 31, 2021. The Bank’s long-term and short-term FHLB advances are secured by a blanket pledge of residential mortgage, commercial real estate, and multi-family loans totaling $ 1.3 billion and $ 1.2 billion at June 30, 2022 and December 31, 2021, respectively. Based on this collateral, the Bank is eligible to borrow an additional $ 645.2 million at June 30, 2022. In November 2021, the Company completed the issuance of $ 75.0 million aggregate principal amount, fixed-to-floating rate subordinated notes due December 15, 2031 , in a private offering exempt from the registration requirements under the Securities Act of 1933, as amended. The notes carry a fixed rate of 3.125 % for five years at which time they will convert to a floating rate based on the three-month term secured overnight funding rate, plus a spread of 220 basis points. The Company may, at its option, beginning December 15, 2026, redeem the notes, in whole or in part, from time to time, subject to certain conditions. The net proceeds from the sale were approximately $ 73.8 million, after deducting the offering expenses. The Company’s intent was to use the proceeds from the sale for general corporate purposes, which may include, without limitation, providing capital to support its growth organically or through acquisitions, in financing investments, capital expenditures, repurchasing its common shares and for investments in the Bank as regulatory capital. The subordinated debentures are included in Total Capital under current regulatory guidelines and interpretations. On November 1, 2021 , the Company completed its acquisition of Cortland, which included the assumption of Floating Rate Junior Subordinated Debt Securities due in September 15, 2037 (the "junior subordinated debt securities") at an acquisition-date fair value of $ 4.3 million, held in a wholly-owned statutory trust whose common securities were wholly-owned by Cortland. The sole assets of the statutory trust are the junior subordinated debt securities and related payments. The junior subordinated debt securities and the back-up obligations, in the aggregate, constitute a full and unconditional guarantee of the obligations of the statutory trust under the capital securities held by third-party investors. The securities bear interest at a rate of 1.45 % over the 3-month LIBOR rate. The rate at June 30, 2022 was 3.28 % and at December 31, 2021 was 1.65 %. On January 7, 2020 , the Company completed its acquisition of Maple Leaf, which included the assumption of Floating Rate Junior Subordinated Debt Securities due December 15, 2036 (the "junior subordinated debt securities") held in a wholly-owned statutory trust whose common securities were wholly-owned by Maple Leaf. The sole assets of the statutory trust are the junior subordinated debt securities and related payments. The junior subordinated debt securities and the back-up obligations, in the aggregate, constitute a full and unconditional guarantee of the obligations of the statutory trust under the capital securities held by third-party investors. The securities bear interest at a rate of 1.80 % over the 3-month LIBOR rate. The rate at June 30, 2022 was 3.63 % and at December 31, 2021 was 1.90 %. In 2015, the Company completed its acquisition of National Bancshares Corporation (“NBOH”), which included the assumption of Floating Rate Junior Subordinated Debt Securities due June 15, 2035 (the "junior subordinated debt securities") held in a wholly-owned statutory trust whose common securities were wholly-owned by NBOH. The sole assets of the statutory trust are the junior subordinated debt securities and related payments. The junior subordinated debt securities and the back-up obligations, in the aggregate, constitute a full and unconditional guarantee of the obligations of the statutory trust under the capital securities held by third-party investors. The securities bear interest at a rate of 1.70 % over the 3-month LIBOR rate. The rate at June 30, 2022 was 3.53 % and at December 31, 2021 was 2.00 %. In all three instances, the Company may redeem the junior subordinated debentures at any quarter-end, in whole, or in part, at par. This type of subordinated debenture qualifies as Tier 1 capital for regulatory purposes in determining and evaluating the Company’s capital adequacy. A summary of all junior subordinated debentures issued by the Company to affiliates and subordinated debentures follows. For the junior subordinated debentures, these amounts represent the par value of the obligations owed to these affiliates, including the Company’s equity interest in the trusts along with any unamortized fair value marks. For the subordinated debentures, these amounts represent the par value less the remaining deferred offering expense associated with the issuance of the debentures. June 30, 2022 December 31, 2021 Amount Amount TSEO Statutory Trust I $ 2,448 $ 2,424 Maple Leaf Financial Statutory Trust II 7,406 7,293 Cortland Statutory Trust I 4,299 4,271 Total junior subordinated debentures owed to unconsolidated subsidiary trusts $ 14,153 $ 13,988 Subordinated debentures $ 73,832 $ 73,770

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation: Farmers National Banc Corp. (“Company” or "Farmers") is a Financial Holding Company registered under the Bank Holding Company Act of 1956, as amended. The Company provides full banking services through its nationally chartered subsidiary, The Farmers National Bank of Canfield (“Bank”). The consolidated financial statements also include the accounts of the Bank’s subsidiaries; Farmers National Insurance, LLC (“Insurance”) and Farmers of Canfield Investment Co. (“Investments”). The Company provides trust and retirement consulting services through its subsidiary, Farmers Trust Company (“Trust”), and insurance services through the Bank’s subsidiary, Insurance. Farmers National Captive, Inc. (“Captive”) is a wholly-owned insurance subsidiary of the Company that provides property and casualty insurance coverage to the Company and its subsidiaries. The Captive pools resources with eleven similar insurance company subsidiaries of financial institutions to spread a limited amount of risk among themselves and to provide insurance where not currently available or economically feasible in today’s insurance market place. The consolidated financial statements include the accounts of the Company, the Bank and its subsidiaries, along with the Trust and Captive. All significant intercompany balances and transactions have been eliminated in the consolidation.
Basis of Presentation	Basis of Presentation: The unaudited condensed consolidated financial statements have been prepared in conformity with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. The financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s 2021 Annual Report to Shareholders included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 (“2021 Form 10-K”). The interim consolidated financial statements include all adjustments (consisting of only normal recurring items) that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year. Certain items included in the prior period financial statements were reclassified to conform to the current period presentation. There was no effect on net income or total stockholders’ equity.
Estimates	Estimates: The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Segments	Segments: The Company provides a broad range of financial services to individuals and companies in northeastern Ohio and western Pennsylvania. Operations are managed and financial performance is primarily aggregated and reported in two lines of business, the Bank segment and the Trust segment.
Equity	Equity: There are 50,000,000 shares authorized and available for issuance as of June 30, 2022. Outstanding shares at June 30, 2022 were 34,032,157 .
Comprehensive Income	Comprehensive Income: Comprehensive income consists of net income and other comprehensive income. Other comprehensive income consists of unrealized gains and losses on securities available for sale and changes in the funded status of the post-retirement plan, which are recognized as components of stockholders’ equity, net of tax effect.
New Accounting Standard	New Accounting Standard: On March 31, 2022, FASB issued ASU 2022-02, which eliminates the troubled debt restructuring (“TDR”), accounting model for creditors that have adopted Topic 326, Financial Instruments – Credit Losses. Due to the removal of the TDR accounting model, all loan modifications now will be accounted for under the general loan modification guidance in Subtopic 310-20. In addition, on a prospective basis, entities will be subject to new disclosure requirements covering modifications of receivables to borrowers experiencing financial difficulty. Public business entities within the scope of the Topic 326 vintage disclosure requirements also will be required to prospectively disclose current-period gross write-off information by vintage, or year of origination. For entities that have adopted Topic 326, ASU 2022-02 takes effect in reporting periods beginning after December 15, 2022. Early adoption is permitted. The Company has elected not to early adopt ASU 2022-02 at this time. The adoption of this standard is not expected to have a material effect on the Company’s operating results or financial condition.

Business Combinations (Tables)

Business Combinations (Tables)	6 Months Ended
	Jun. 30, 2022
Cortland Bank
Summary of Consideration Paid and Amounts of Assets Acquired and Liabilities Assumed	(In Thousands of Dollars) Consideration Cash $ 29,618 Stock 98,921 Fair value of total consideration transferred $ 128,539 Fair value of assets acquired Cash and cash equivalents $ 113,391 Securities available for sale 130,574 Other investments 16,092 Loans 482,168 Premises and equipment 12,644 Bank owned life insurance 21,547 Core deposit intangible 5,886 Current and deferred taxes 3,135 Other assets 7,805 Total assets acquired 793,242 Fair value of liabilities assumed Deposits 695,274 Short-term borrowings 4,246 Long-term borrowings 4,262 Accrued interest payable and other liabilities 9,386 Total liabilities 713,168 Net assets acquired $ 80,074 Goodwill created 48,465 Total net assets acquired $ 128,539

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Summary of the Amortized Cost and Fair Value of Available-for-Sale Investment Securities Corresponding Amounts of Unrealized Gains and Losses	The following table summarizes the amortized cost and fair value of the available for sale investment securities portfolio at June 30, 2022 and December 31, 2021 and the corresponding amounts of unrealized gains and losses recognized in accumulated other comprehensive income (loss): Gross Gross Amortized Unrealized Unrealized (In Thousands of Dollars) Cost Gains Losses Fair Value June 30, 2022 U.S. Treasury and U.S. government sponsored entities $ 112,703 $ 0 $ ( 13,530 ) $ 99,173 State and political subdivisions 687,506 958 ( 100,107 ) 588,357 Corporate bonds 4,392 1 ( 186 ) 4,207 Mortgage-backed securities - residential 703,946 25 ( 90,663 ) 613,308 Collateralized mortgage obligations - residential 54,653 11 ( 2,388 ) 52,276 Small Business Administration 4,627 0 ( 266 ) 4,361 Totals $ 1,567,827 $ 995 $ ( 207,140 ) $ 1,361,682 Gross Gross Amortized Unrealized Unrealized (In Thousands of Dollars) Cost Gains Losses Fair Value December 31, 2021 U.S. Treasury and U.S. government sponsored entities $ 93,137 $ 32 $ ( 2,338 ) $ 90,831 State and political subdivisions 636,724 23,296 ( 1,205 ) 658,815 Corporate bonds 4,009 50 ( 29 ) 4,030 Mortgage-backed securities - residential 663,405 1,875 ( 10,094 ) 655,186 Collateralized mortgage obligations - residential 13,303 153 ( 71 ) 13,385 Small Business Administration 5,381 49 0 5,430 Totals $ 1,415,959 $ 25,455 $ ( 13,737 ) $ 1,427,677
Amortized Cost and Fair Value of the Debt Securities Maturity	The amortized cost and fair value of the debt securities portfolio are shown in the table below by expected maturity. Expected maturities may differ from contractual maturities if issuers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. June 30, 2022 (In Thousands of Dollars) Amortized Cost Fair Value Maturity Within one year $ 752 $ 750 One to five years 15,558 15,606 Five to ten years 154,732 139,750 Beyond ten years 633,559 535,631 Mortgage-backed, collateralized mortgage obligations and Small Business Administration securities 763,226 669,945 Total $ 1,567,827 $ 1,361,682
Available for Sale Investment Securities with Unrealized Losses	The following table summarizes the available for sale investment securities with unrealized losses at June 30, 2022 and December 31, 2021, aggregated by major security type and length of time in a continuous unrealized loss position. Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized (In Thousands of Dollars) Value Loss Value Loss Value Loss June 30, 2022 U.S. Treasury and U.S. government sponsored entities $ 71,491 $ ( 9,691 ) $ 27,682 $ ( 3,839 ) $ 99,173 $ ( 13,530 ) State and political subdivisions 507,354 ( 95,392 ) 14,938 ( 4,715 ) 522,292 ( 100,107 ) Corporate bonds 3,269 ( 86 ) 638 ( 100 ) 3,907 ( 186 ) Mortgage-backed securities - residential 497,183 ( 70,416 ) 114,385 ( 20,247 ) 611,568 ( 90,663 ) Collateralized mortgage obligations - residential 50,712 ( 2,388 ) 0 0 50,712 ( 2,388 ) Small Business Administration 4,361 ( 266 ) 0 0 4,361 ( 266 ) Total temporarily impaired $ 1,134,370 $ ( 178,239 ) $ 157,643 $ ( 28,901 ) $ 1,292,013 $ ( 207,140 ) Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized (In Thousands of Dollars) Value Loss Value Loss Value Loss December 31, 2021 U.S. Treasury and U.S. government sponsored entities $ 81,236 $ ( 1,960 ) $ 8,271 $ ( 378 ) $ 89,507 $ ( 2,338 ) State and political subdivisions 103,651 ( 1,020 ) 10,020 ( 185 ) 113,671 ( 1,205 ) Corporate bonds 418 ( 2 ) 715 ( 27 ) 1,133 ( 29 ) Mortgage-backed securities - residential 525,792 ( 7,872 ) 55,569 ( 2,222 ) 581,361 ( 10,094 ) Collateralized mortgage obligations - residential 7,270 ( 71 ) 0 0 7,270 ( 71 ) Total temporarily impaired $ 718,367 $ ( 10,925 ) $ 74,575 $ ( 2,812 ) $ 792,942 $ ( 13,737 )

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Schedule of Loan Balances	Loan balances were as follows: (In Thousands of Dollars) June 30, 2022 December 31, 2021 Commercial real estate Owner occupied $ 341,194 $ 340,369 Non-owner occupied 574,177 533,240 Farmland 176,216 177,706 Other 124,872 138,282 Commercial Commercial and industrial 285,981 313,836 Agricultural 54,261 54,659 Residential real estate 1-4 family residential 464,489 453,635 Home equity lines of credit 129,392 127,433 Consumer Indirect 191,871 159,006 Direct 18,049 21,121 Other 8,299 9,395 Total loans $ 2,368,801 $ 2,328,682 Net Deferred loan costs 5,684 2,400 Allowance for credit losses ( 27,454 ) ( 29,386 ) Net loans $ 2,347,031 $ 2,301,696
Activity in the Allowance for Loan Losses by Portfolio Segment	Allowance for credit loss activity The following tables present the activity in the allowance for credit losses by portfolio segment for the three and six month periods ended June 30, 2022 and 2021: Three Months Ended June 30, 2022 (In Thousands of Dollars) Commercial Commercial Residential Consumer Total Allowance for credit losses Beginning balance $ 15,207 $ 3,867 $ 4,702 $ 3,239 $ 27,015 (Credit) Provision for credit losses ( 349 ) 70 197 564 482 Loans charged off 0 ( 46 ) 0 ( 132 ) ( 178 ) Recoveries 1 2 16 116 135 Total ending allowance balance $ 14,859 $ 3,893 $ 4,915 $ 3,787 $ 27,454 Six Months Ended June 30, 2022 (In Thousands of Dollars) Commercial Commercial Residential Consumer Total Allowance for credit losses Beginning balance $ 15,879 $ 4,949 $ 4,870 $ 3,688 $ 29,386 (Credit) Provision for credit losses ( 1,021 ) 341 51 181 ( 448 ) Loans charged off 0 ( 1,405 ) ( 34 ) ( 329 ) ( 1,768 ) Recoveries 1 8 28 247 284 Total ending allowance balance $ 14,859 $ 3,893 $ 4,915 $ 3,787 $ 27,454 Three Months Ended June 30, 2021 (In Thousands of Dollars) Commercial Commercial Residential Consumer Total Allowance for credit losses Beginning balance $ 8,844 $ 5,450 $ 3,961 $ 6,680 $ 24,935 (Credit) Provision for credit losses 3,435 ( 988 ) 247 ( 2,644 ) 50 Loans charged off ( 20 ) ( 38 ) ( 99 ) ( 345 ) ( 502 ) Recoveries 31 176 21 95 323 Total ending allowance balance $ 12,290 $ 4,600 $ 4,130 $ 3,786 $ 24,806 Six Months Ended June 30, 2021 (In Thousands of Dollars) Commercial Commercial Residential Consumer Total Allowance for credit losses Beginning balance $ 10,824 $ 5,073 $ 3,643 $ 2,604 $ 22,144 Impact of CECL adoption ( 2,076 ) 429 237 3,860 2,450 (Credit) Provision for credit losses 3,531 ( 1,013 ) 336 ( 2,379 ) 475 Loans charged off ( 20 ) ( 72 ) ( 166 ) ( 528 ) ( 786 ) Recoveries 31 183 80 229 523 Total ending allowance balance $ 12,290 $ 4,600 $ 4,130 $ 3,786 $ 24,806
Schedule of Investment in Nonaccrual and Loans Past Due 90 Days or More Still on Accrual by Class of Loans	The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of June 30, 2022 and December 31, 2021: June 30, 2022 December 31, 2021 (In Thousands of Dollars) Nonaccrual Loans Past Nonaccrual Loans Past Commercial real estate Owner occupied $ 1,038 $ 0 $ 433 $ 0 Non-owner occupied 3,464 0 2,511 0 Farmland 46 0 274 0 Other 47 0 60 0 Commercial Commercial and industrial 3,957 37 7,190 54 Agricultural 67 0 40 0 Residential real estate 1-4 family residential 2,874 1,073 3,363 459 Home equity lines of credit 811 25 917 36 Consumer Indirect 398 50 455 123 Direct 200 20 227 53 Other 0 0 0 0 Total loans $ 12,902 $ 1,205 $ 15,470 $ 725
Schedule of Investment in Past Due Loans	The following tables present the aging of the recorded investment in past due loans as of June 30, 2022 and December 31, 2021 by class of loans. Note that loans on a modification to defer payments under the CARES Act are included in loans not past due for the period ending December 31, 2021. There were no loans on deferred payments at June 30, 2022. (In Thousands of Dollars) 30-59 60-89 90 Days or Total Past Loans Not Total June 30, 2022 Commercial real estate Owner occupied $ 500 $ 0 $ 1,038 $ 1,538 $ 339,277 $ 340,815 Non-owner occupied 47 384 3,464 3,895 569,596 573,491 Farmland 0 0 46 46 175,865 175,911 Other 0 0 47 47 124,567 124,614 Commercial Commercial and industrial 492 80 3,994 4,566 281,703 286,269 Agricultural 432 0 67 499 54,056 54,555 Residential real estate 1-4 family residential 3,944 1,224 3,947 9,115 454,651 463,766 Home equity lines of credit 179 9 836 1,024 128,395 129,419 Consumer Indirect 887 169 448 1,504 197,739 199,243 Direct 235 30 220 485 17,618 18,103 Other 104 0 0 104 8,195 8,299 Total loans $ 6,820 $ 1,896 $ 14,107 $ 22,823 $ 2,351,662 $ 2,374,485 (In Thousands of Dollars) 30-59 60-89 90 Days or Total Past Loans Not Total December 31, 2021 Commercial real estate Owner occupied $ 70 $ 591 $ 433 $ 1,094 $ 338,880 $ 339,974 Non-owner occupied 394 311 2,511 3,216 529,490 532,706 Farmland 0 0 274 274 177,143 177,417 Other 56 0 60 116 137,878 137,994 Commercial Commercial and industrial 256 100 7,244 7,600 304,932 312,532 Agricultural 100 28 40 168 54,706 54,874 Residential real estate 1-4 family residential 4,452 1,077 3,822 9,351 443,441 452,792 Home equity lines of credit 80 12 953 1,045 126,405 127,450 Consumer Indirect 795 275 578 1,648 163,112 164,760 Direct 203 91 280 574 20,614 21,188 Other 0 0 0 0 9,395 9,395 Total loans $ 6,406 $ 2,485 $ 16,195 $ 25,086 $ 2,305,996 $ 2,331,082

Troubled Debt Restructurings (T

Troubled Debt Restructurings (Tables)	6 Months Ended
	Jun. 30, 2022
Debt Disclosure [Abstract]
Schedule of Loans By Class Modified as Troubled Debt Restructurings	The following table presents loans by class modified as troubled debt restructurings that occurred during the three and six month periods ended June 30, 2022 and 2021: Pre- Post- Three Months Ended June 30, 2022 Number of Outstanding Outstanding (In Thousands of Dollars) Loans Investment Investment Commercial real estate Non-owner occupied 1 $ 140 $ 140 Residential real estate 1-4 family residential 3 142 145 Consumer Indirect 3 20 20 Total loans 7 $ 302 $ 305 Pre- Post- Six Months Ended June 30, 2022 Number of Outstanding Outstanding (In Thousands of Dollars) Loans Investment Investment Commercial real estate Non-owner occupied 1 $ 140 $ 140 Residential real estate 1-4 family residential 4 192 197 Home equity lines of credit 1 14 14 Consumer Indirect 4 34 34 Direct 0 0 0 Total loans 10 $ 380 $ 385 Pre- Post- Three Months Ended June 30, 2021 Number of Outstanding Outstanding (In Thousands of Dollars) Loans Investment Investment Residential real estate 1-4 family residential 2 $ 48 $ 48 Consumer Indirect 7 60 60 Total loans 9 $ 108 $ 108 Pre- Post- Six Months Ended June 30, 2021 Number of Outstanding Outstanding (In Thousands of Dollars) Loans Investment Investment Commercial 1 $ 21 $ 21 Residential real estate 1-4 family residential 8 325 326 Home equity lines of credit 4 100 102 Consumer Indirect 17 121 121 Other 1 15 15 Total loans 31 $ 582 $ 585

Credit Quality Indicators (Tabl

Credit Quality Indicators (Tables)	6 Months Ended
	Jun. 30, 2022
Risks and Uncertainties [Abstract]
Risk Category of Loans by Class of Loans	As of June 30, 2022 and December 31, 2021, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: (In Thousands of Dollars) Pass Special Sub Total June 30, 2022 Commercial real estate Owner occupied $ 334,589 $ 1,279 $ 4,947 $ 340,815 Non-owner occupied 541,462 12,769 19,260 573,491 Farmland 173,341 2,131 439 175,911 Other 124,250 0 364 124,614 Commercial Commercial and industrial 279,870 882 5,517 286,269 Agricultural 53,945 501 109 54,555 Total loans $ 1,507,457 $ 17,562 $ 30,636 $ 1,555,655 (In Thousands of Dollars) Pass Special Sub Total December 31, 2021 Commercial real estate Owner occupied $ 330,754 $ 5,006 $ 4,214 $ 339,974 Non-owner occupied 495,170 19,366 18,170 532,706 Farmland 174,580 2,160 677 177,417 Other 137,063 784 147 137,994 Commercial Commercial and industrial 301,879 1,190 9,463 312,532 Agricultural 54,394 397 83 54,874 Total loans $ 1,493,840 $ 28,903 $ 32,754 $ 1,555,497
Investment in Residential, Consumer and Indirect Auto Loans Based on Payment Activity	The following tables present the recorded investment in residential, consumer indirect and direct auto loans based on payment activity as of June 30, 2022 and December 31, 2021. Nonperforming loans are loans past due 90 days or more and still accruing interest and nonaccrual loans. Residential Real Estate Consumer (In Thousands of Dollars) 1-4 Family Home Indirect Direct Other June 30, 2022 Performing $ 459,819 $ 128,583 $ 198,795 $ 17,883 $ 8,299 Nonperforming 3,947 836 448 220 0 Total loans $ 463,766 $ 129,419 $ 199,243 $ 18,103 $ 8,299 Residential Real Estate Consumer (In Thousands of Dollars) 1-4 Family Home Indirect Direct Other December 31, 2021 Performing $ 448,970 $ 126,497 $ 164,182 $ 20,908 $ 9,395 Nonperforming 3,822 953 578 280 6 Total loans $ 452,792 $ 127,450 $ 164,760 $ 21,188 $ 9,401
Risk Categories and Year of Origination	The following table presents total loans by risk categories and year of origination. Term Loans Amortized Cost Basis by Origination Year Revolving As of June 30, 2022 2022 2021 2020 2019 2018 Prior Loans Total Commercial real estate Risk Rating Pass $ 112,301 $ 173,000 $ 136,064 $ 157,325 $ 108,160 $ 298,149 $ 15,302 $ 1,000,301 Special mention 0 768 0 5,379 909 6,480 512 14,048 Substandard 0 0 438 2,496 0 20,994 643 24,571 Total commercial real estate loans $ 112,301 $ 173,768 $ 136,502 $ 165,200 $ 109,069 $ 325,623 $ 16,457 $ 1,038,920 Commercial and industrial Risk Rating Pass $ 59,270 $ 55,273 $ 41,450 $ 21,105 $ 17,388 $ 17,983 $ 67,401 $ 279,870 Special mention 0 343 0 118 0 2 419 882 Substandard 6 1,868 704 291 225 1,558 865 5,517 Total commercial loans $ 59,276 $ 57,484 $ 42,154 $ 21,514 $ 17,613 $ 19,543 $ 68,685 $ 286,269 Agricultural Risk Rating Pass $ 19,261 $ 41,041 $ 47,460 $ 25,504 $ 26,016 $ 49,030 $ 18,974 $ 227,286 Special mention 0 0 222 29 0 2,031 350 2,632 Substandard 0 368 36 54 10 50 30 548 Total agricultural loans $ 19,261 $ 41,409 $ 47,718 $ 25,587 $ 26,026 $ 51,111 $ 19,354 $ 230,466 Residential real estate Risk Rating Pass $ 45,241 $ 107,505 $ 81,495 $ 34,747 $ 25,755 $ 155,938 $ 3,730 $ 454,411 Special mention 0 0 72 124 79 133 0 408 Substandard 0 44 143 128 62 8,570 0 8,947 Total residential real estate loans $ 45,241 $ 107,549 $ 81,710 $ 34,999 $ 25,896 $ 164,641 $ 3,730 $ 463,766 Home equity lines of credit Risk Rating Pass $ 0 $ 0 $ 29 $ 0 $ 18 $ 1,839 $ 125,563 $ 127,449 Special mention 0 0 0 0 0 0 48 48 Substandard 0 13 85 50 64 1,593 117 1,922 Total home equity lines of credit $ 0 $ 13 $ 114 $ 50 $ 82 $ 3,432 $ 125,728 $ 129,419 Consumer Risk Rating Pass $ 66,912 $ 54,507 $ 38,378 $ 27,197 $ 15,059 $ 15,076 $ 7,487 $ 224,616 Substandard 21 109 288 213 90 308 0 1,029 Total consumer loans $ 66,933 $ 54,616 $ 38,666 $ 27,410 $ 15,149 $ 15,384 $ 7,487 $ 225,645
Schedule of Outstanding Balance and Related Allowance on Loans	The outstanding balance at June 30, 2022 and related allowance on these loans is as follows: Loan Balance ACL Balance Commercial real estate Owner Occupied $ 1,777 $ 26 Non-owner Occupied 19,763 551 Other 257 18 21,797 595 Commercial Commercial and industrial 1,668 105 Residential real estate 1-4 family residential 494 3 Total $ 23,959 $ 703

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	6 Months Ended
	Jun. 30, 2022
Revenue from Contract with Customer [Abstract]
Summary of Noninterest Income by Revenue Stream and Reportable Segment, Net of Eliminations	All material revenue from contracts with customers in the scope of ASC 606 is recognized within noninterest income. The following table presents the Company’s noninterest income by revenue stream and reportable segment, net of eliminations, for the three and six months ended June 30, 2022 and 2021. (In Thousands of Dollars) Trust Bank Totals For Three Months Ended June 30, 2022 Service charges on deposit accounts $ 0 $ 1,139 $ 1,139 Debit card and EFT fees 0 1,528 1,528 Trust fees 2,376 0 2,376 Insurance agency commissions 0 1,086 1,086 Retirement plan consulting fees 323 0 323 Investment commissions 0 557 557 Other (outside the scope of ASC 606) 0 2,468 2,468 Total noninterest income $ 2,699 $ 6,778 $ 9,477 (In Thousands of Dollars) Trust Bank Totals For Three Months Ended June 30, 2021 Service charges on deposit accounts $ 0 $ 790 $ 790 Debit card and EFT fees 0 1,322 1,322 Trust fees 2,358 0 2,358 Insurance agency commissions 0 948 948 Retirement plan consulting fees 389 0 389 Investment commissions 0 523 523 Other (outside the scope of ASC 606) 0 3,178 3,178 Total noninterest income $ 2,747 $ 6,761 $ 9,508 (In Thousands of Dollars) Trust Bank Totals For Six Months Ended June 30, 2022 Service charges on deposit accounts $ 0 $ 2,284 $ 2,284 Debit card and EFT fees 0 2,944 2,944 Trust fees 4,895 0 4,895 Insurance agency commissions 0 2,133 2,133 Retirement plan consulting fees 720 0 720 Investment commissions 0 1,251 1,251 Other (outside the scope of ASC 606) 8,375 4,573 12,948 Total noninterest income $ 13,990 $ 13,185 $ 27,175 (In Thousands of Dollars) Trust Bank Totals For Six Months Ended June 30, 2021 Service charges on deposit accounts $ 0 $ 1,598 $ 1,598 Debit card and EFT fees 0 2,493 2,493 Trust fees 4,594 0 4,594 Insurance agency commissions 0 1,951 1,951 Retirement plan consulting fees 709 0 709 Investment commissions 0 1,027 1,027 Other (outside the scope of ASC 606) 0 7,268 7,268 Total noninterest income $ 5,303 $ 14,337 $ 19,640

Fair Value (Tables)

Fair Value (Tables)	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Assets Measured at Fair Value on Recurring Basis	Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements at June 30, 2022 Using: (In Thousands of Dollars) Carrying Quoted Prices in Identical Assets Significant Other Significant Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 99,173 $ 0 $ 99,173 $ 0 State and political subdivisions 588,357 0 588,357 0 Corporate bonds 4,207 0 4,207 0 Mortgage-backed securities-residential 613,308 0 613,306 2 Collateralized mortgage obligations 52,276 0 52,276 0 Small Business Administration 4,361 0 4,361 0 Equity securities Equity securities at fair value 191 191 0 0 Other investments measured at net asset value 15,185 n/a n/a n/a Total investment securities $ 1,377,058 $ 191 $ 1,361,680 $ 2 Interest rate swaps $ 3,131 $ 0 $ 3,131 $ 0 Financial Liabilities Interest rate swaps $ 3,131 $ 0 $ 3,131 $ 0 Mortgage banking derivative - liability $ 5 $ 0 $ 5 $ 0 Fair Value Measurements at December 31, 2021 Using: (In Thousands of Dollars) Carrying Quoted Prices in Significant Other Significant Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 90,831 $ 0 $ 90,831 $ 0 State and political subdivisions 658,815 0 658,815 0 Corporate bonds 4,030 0 4,030 0 Mortgage-backed securities-residential 655,186 0 655,183 3 Collateralized mortgage obligations 13,385 0 13,385 0 Small Business Administration 5,430 0 5,430 0 Equity securities Equity securities at fair value 228 228 0 0 Other investments measured at net asset value 14,721 n/a n/a n/a Total investment securities $ 1,442,626 $ 228 $ 1,427,674 $ 3 Interest rate swaps $ 4,261 $ 0 $ 4,261 $ 0 Financial Liabilities Interest rate swaps $ 4,261 $ 0 $ 4,261 $ 0
Reconciliation of All Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3): Investment Securities Available-for-sale (Level 3) Three Months ended Six Months ended (In Thousands of Dollars) 2022 2021 2022 2021 Beginning Balance $ 2 $ 4 $ 3 $ 4 Transfers from level 2 0 0 0 0 Repayments, calls and maturities 0 ( 1 ) ( 1 ) ( 1 ) Ending Balance $ 2 $ 3 $ 2 $ 3
Assets Measured at Fair Value on Non-Recurring Basis	Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at June 30, 2022 Using: (In Thousands of Dollars) Carrying Quoted Prices in Significant Other Significant Financial Assets Individually evaluated loans Commercial real estate Non-owner occupied $ 906 $ 0 $ 0 $ 906 1–4 family residential 35 0 0 35 Fair Value Measurements at December 31, 2021 Using: (In Thousands of Dollars) Carrying Quoted Prices in Significant Other Significant Financial Assets Individually Evaluated loans Commercial $ 1,654 $ 0 $ 0 $ 1,654 1–4 family residential 82 0 0 82
Fair Value Measurements for Financial Instruments	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at the periods ended June 30, 2022 and December 31, 2021: June 30, 2022 Fair value Valuation Unobservable Input(s) Range Individually evaluated loans Commercial real estate $ 906 Sales Comparison Adjustment for differences between comparable sales ( 6.13 %) - 17.37 % .20 % Residential 35 Sales comparison Adjustment for differences between comparable sales ( 13.77 %) - ( 5.68 %) 13.77 %) December 31, 2021 Fair value Valuation Unobservable Input(s) Range Individually evaluated loans Commercial $ 1,654 Sales comparison Adjustment for differences between comparable sales ( 40.24 %) - 56.83 % 12.43 %) Residential 82 Sales comparison Adjustment for differences between comparable sales ( 3.84 %) - 3.22 % 0.12 %)
Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments not previously disclosed at June 30, 2022 and December 31, 2021 are as follows: Fair Value Measurements at June 30, 2022 Using: (In Thousands of Dollars) Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 65,458 $ 21,101 $ 44,357 $ 0 $ 65,458 Regulatory stock 19,075 n/a n/a n/a n/a Loans held for sale 2,714 0 2,714 0 2,714 Loans, net 2,347,031 0 0 2,338,033 2,338,033 Financial liabilities Deposits 3,625,538 3,228,120 383,381 0 3,611,501 Short-term borrowings 50,000 0 50,000 0 50,000 Long-term borrowings 87,985 0 80,153 0 80,153 Fair Value Measurements at December 31, 2021 Using: (In Thousands of Dollars) Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 112,790 $ 29,150 $ 83,640 $ 0 $ 112,790 Regulatory stock 15,510 n/a n/a n/a n/a Loans held for sale 4,545 0 4,681 0 4,681 Loans, net 2,301,696 0 0 2,285,554 2,285,554 Financial liabilities Deposits 3,547,235 3,158,967 384,263 0 3,543,230 Long-term borrowings 87,758 0 92,433 0 92,433

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Acquired Intangible Assets	Acquired Intangible Assets Acquired intangible assets were as follows: June 30, 2022 December 31, 2021 (In Thousands of Dollars) Gross Carrying Accumulated Gross Carrying Accumulated Amortized intangible assets: Customer relationship intangibles $ 7,210 $ ( 6,716 ) $ 7,210 $ ( 6,641 ) Non-compete contracts 430 ( 395 ) 430 ( 392 ) Trade name 520 ( 373 ) 520 ( 356 ) Core deposit intangible 12,866 ( 6,015 ) 12,866 ( 5,271 ) Total $ 21,026 $ ( 13,499 ) $ 21,026 $ ( 12,660 )
Estimated Amortization Expense	Estimated amortization expense for each of the next five periods and thereafter: 2022 (6 months) $ 831 2023 1,198 2024 894 2025 833 2026 741 Thereafter 3,030 Total $ 7,527

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2022
Leases [Abstract]
Maturities of Lease Liabilities	Maturities of lease liabilities are as follows as of June 30, 2022: 2022 (6 months) $ 413 2023 831 2024 662 2025 620 2026 586 Thereafter 4,245 Total Payments 7,357 Less: Imputed Interest ( 1,002 ) Total $ 6,355

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2022
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The computation of basic and diluted earnings per share is shown in the following table: Three Months Ended Six Months Ended 2022 2021 2022 2021 Basic EPS Net income (In thousands of dollars) $ 15,951 $ 15,575 $ 31,795 $ 30,131 Weighted average shares outstanding 33,850,449 28,244,884 33,835,550 28,230,409 Basic earnings per share $ 0.47 $ 0.55 $ 0.94 $ 1.07 Diluted EPS Net income (In thousands of dollars) $ 15,951 $ 15,575 $ 31,795 $ 30,131 Weighted average shares outstanding for basic earnings per share 33,850,449 28,244,884 33,835,550 28,230,409 Dilutive effect of restricted stock awards 72,395 107,908 91,796 105,736 Weighted average shares for diluted earnings per share 33,922,844 28,352,792 33,927,346 28,336,145 Diluted earnings per share $ 0.47 $ 0.55 $ 0.94 $ 1.06

Stock Based Compensation (Table

Stock Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2022
Share-Based Payment Arrangement [Abstract]
Summary of Award Activity under Plans	The following is the activity under the Plans during the six month period ended June 30, 2022. Maximum Weighted Date Maximum Weighted Date Beginning balance - non-vested shares 99,564 $ 16.13 158,988 $ 14.40 Granted 101,768 17.05 56,724 17.25 Vested ( 20,771 ) 16.81 ( 65,481 ) 17.48 Forfeited 0 0.00 ( 12,862 ) 14.74 Ending balance - non-vested shares 180,561 $ 16.92 137,369 $ 15.85 The following is the activity under the Plans during the six month period ended June 30, 2021. Maximum Weighted Date Maximum Weighted Date Beginning balance - non-vested shares 67,765 $ 14.32 153,070 $ 14.46 Granted 34,562 15.47 52,249 14.09 Vested ( 23,581 ) 14.22 ( 52,327 ) 14.34 Forfeited ( 2,000 ) 13.55 0 0 Ending balance - non-vested shares 76,746 $ 14.89 152,992 $ 14.37

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2022
Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]
Schedule of Other Comprehensive Income (Loss)	The following tables represent the details of other comprehensive income (loss) for the three and six month periods ended June 30, 2022 and 2021. Three Months Ended June 30, 2022 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding losses on available-for-sale securities during the period $ ( 105,497 ) $ 22,154 $ ( 83,343 ) Reclassification adjustment for losses included in net income (1) 31 ( 6 ) 25 Net unrealized losses on available-for-sale securities $ ( 105,466 ) $ 22,148 $ ( 83,318 ) Change in funded status of post-retirement health plan ( 2 ) 0 ( 2 ) Net other comprehensive (loss) $ ( 105,468 ) $ 22,148 $ ( 83,320 ) Three Months Ended June 30, 2021 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding gains on available-for-sale securities during the period $ 8,698 $ ( 1,825 ) $ 6,873 Reclassification adjustment for gains included in net income (1) ( 1 ) 0 ( 1 ) Net other comprehensive gain $ 8,697 $ ( 1,825 ) $ 6,872 Six Months Ended June 30, 2022 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding losses on available-for-sale securities during the period $ ( 217,894 ) $ 45,758 $ ( 172,136 ) Reclassification adjustment for losses included in net income (1) 31 ( 7 ) 24 Net unrealized losses on available-for-sale securities $ ( 217,863 ) $ 45,751 $ ( 172,112 ) Change in funded status of post-retirement health plan ( 3 ) 0 ( 3 ) Net other comprehensive (loss) $ ( 217,866 ) $ 45,751 $ ( 172,115 ) Six Months Ended June 30, 2021 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding (losses) on available-for-sale securities during the period $ ( 6,236 ) $ 1,311 $ ( 4,925 ) Reclassification adjustment for gains included in net income (1) ( 384 ) 81 ( 303 ) Net other comprehensive (loss) $ ( 6,620 ) $ 1,392 $ ( 5,228 ) (1) Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income.

Regulatory Capital Matters (Tab

Regulatory Capital Matters (Tables)	6 Months Ended
	Jun. 30, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Schedule of Actual and Required Capital Amounts and Ratios, Not Include Capital Conservation Buffer	Actual and required capital amounts and ratios, which do not include the capital conservation buffer, are presented below at June 30, 2022 and December 31, 2021: Actual Requirement For Capital To be Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2022 Common equity tier 1 capital ratio Consolidated $ 384,772 13.30 % $ 130,199 4.5 % N/A N/A Bank 342,786 11.88 % 129,843 4.5 % 187,551 6.5 % Total risk based capital ratio Consolidated 505,226 17.46 % 231,465 8.0 % N/A N/A Bank 370,240 12.83 % 230,832 8.0 % 288,540 10.0 % Tier 1 risk based capital ratio Consolidated 402,772 13.92 % 173,599 6.0 % N/A N/A Bank 342,786 11.88 % 173,124 6.0 % 230,832 8.0 % Tier 1 leverage ratio Consolidated 402,772 9.56 % 168,600 4.0 % N/A N/A Bank 342,786 8.17 % 167,728 4.0 % 209,660 5.0 % December 31, 2021 Common equity tier 1 capital ratio Consolidated $ 362,950 13.16 % $ 124,066 4.5 % N/A N/A Bank 345,065 12.55 % 123,712 4.5 % $ 178,695 6.5 % Total risk based capital ratio Consolidated 485,336 17.60 % 220,562 8.0 % N/A N/A Bank 374,451 13.62 % 219,933 8.0 % 274,916 10.0 % Tier 1 risk based capital ratio Consolidated 380,950 13.82 % 165,422 6.0 % N/A N/A Bank 345,065 12.55 % 164,950 6.0 % 219,933 8.0 % Tier 1 leverage ratio Consolidated 380,950 10.12 % 150,629 4.0 % N/A N/A Bank 345,065 9.19 % 150,217 4.0 % 187,772 5.0 %

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2022
Segment Reporting [Abstract]
Schedule of Segment Reporting Information	Significant segment totals are reconciled to the financial statements as follows: (In Thousands of Dollars) Trust Bank Eliminations Consolidated June 30, 2022 Goodwill and other intangibles $ 5,777 $ 100,253 $ ( 4,263 ) $ 101,767 Total assets $ 20,631 $ 4,096,146 $ ( 2,413 ) $ 4,114,364 (In Thousands of Dollars) Trust Bank Eliminations Consolidated December 31, 2021 Goodwill and other intangibles $ 5,814 $ 101,055 $ ( 4,263 ) $ 102,606 Total assets $ 14,365 $ 4,124,530 $ 3,854 $ 4,142,749 (In Thousands of Dollars) Trust Bank Eliminations Consolidated For Three Months Ended June 30, 2022 Net interest income $ 38 $ 32,486 $ ( 813 ) $ 31,711 Provision for credit losses and unfunded loans 0 616 0 616 Service fees, security gains and other noninterest income 4,839 4,606 32 9,477 Noninterest expense 3,614 16,174 494 20,282 Amortization and depreciation expense 28 1,038 113 1,179 Income before taxes 1,235 19,264 ( 1,388 ) 19,111 Income taxes 258 3,266 ( 364 ) 3,160 Net income $ 977 $ 15,998 $ ( 1,024 ) $ 15,951 (In Thousands of Dollars) Trust Bank Eliminations Consolidated For Three Months Ended June 30, 2021 Net interest income $ 32 $ 26,509 $ ( 51 ) $ 26,490 Provision for credit losses and unfunded loans 0 50 0 50 Service fees, security gains and other noninterest income 2,798 6,775 ( 65 ) 9,508 Noninterest expense 1,536 14,910 ( 179 ) 16,267 Amortization and depreciation expense 63 672 68 803 Income before taxes 1,231 17,652 ( 5 ) 18,878 Income taxes 259 3,122 ( 78 ) 3,303 Net income $ 972 $ 14,530 $ 73 $ 15,575 (In Thousands of Dollars) Trust Bank Eliminations Consolidated For Six Months Ended June 30, 2022 Net interest income $ 72 $ 64,479 $ ( 1,598 ) $ 62,953 Provision for credit losses and unfunded loans 0 258 0 258 Service fees, security gains and other noninterest income 14,037 13,347 ( 209 ) 27,175 Noninterest expense 5,383 43,616 577 49,576 Amortization and depreciation expense 56 2,058 227 2,341 Income before taxes 8,670 31,894 ( 2,611 ) 37,953 Income taxes 1,820 5,000 ( 662 ) 6,158 Net income $ 6,850 $ 26,894 $ ( 1,949 ) $ 31,795 (In Thousands of Dollars) Trust Bank Eliminations Consolidated For Six Months Ended June 30, 2021 Net interest income $ 63 $ 51,799 $ ( 105 ) $ 51,757 Provision for credit losses and unfunded loans 0 475 0 475 Service fees, security gains and other noninterest income 5,401 14,289 ( 50 ) 19,640 Noninterest expense 3,092 30,091 ( 397 ) 32,786 Amortization and depreciation expense 127 1,338 136 1,601 Income before taxes 2,245 34,184 106 36,535 Income taxes 471 6,069 ( 136 ) 6,404 Net income $ 1,774 $ 28,115 $ 242 $ 30,131

Long-Term Borrowings (Tables)

Long-Term Borrowings (Tables)	6 Months Ended
	Jun. 30, 2022
Debt Disclosure [Abstract]
Summary of All Junior Subordinated Debentures and Subordinated Debentures	A summary of all junior subordinated debentures issued by the Company to affiliates and subordinated debentures follows. For the junior subordinated debentures, these amounts represent the par value of the obligations owed to these affiliates, including the Company’s equity interest in the trusts along with any unamortized fair value marks. For the subordinated debentures, these amounts represent the par value less the remaining deferred offering expense associated with the issuance of the debentures. June 30, 2022 December 31, 2021 Amount Amount TSEO Statutory Trust I $ 2,448 $ 2,424 Maple Leaf Financial Statutory Trust II 7,406 7,293 Cortland Statutory Trust I 4,299 4,271 Total junior subordinated debentures owed to unconsolidated subsidiary trusts $ 14,153 $ 13,988 Subordinated debentures $ 73,832 $ 73,770

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details Textual)	6 Months Ended
	Jun. 30, 2022 Segment shares	Dec. 31, 2021 shares
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Operating segments of business | Segment	2
Common stock, shares authorized and available for issuance	50,000,000	50,000,000
Common stock, shares outstanding	34,032,157	33,898,237

Business Combinations (Details

Business Combinations (Details Textual) $ / shares in Units, $ in Thousands				6 Months Ended	12 Months Ended
	Mar. 23, 2022 Branch	Nov. 01, 2021 USD ($) $ / shares shares	Oct. 31, 2021 USD ($) $ / shares shares	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)	Mar. 31, 2022 USD ($)	Jun. 30, 2021 USD ($)	Mar. 31, 2021 USD ($)	Dec. 31, 2020 USD ($)
Business Acquisition [Line Items]
Total assets				$ 4,114,364	$ 4,142,749
Deposits				3,625,538	3,547,235
Equity				321,449	472,432	$ 393,886	$ 366,908	$ 347,355	$ 350,097
Goodwill				94,240	94,240
Common Stock
Business Acquisition [Line Items]
Equity				304,707	306,123	$ 304,670	$ 208,312	$ 208,199	$ 208,763
Emclaire Financial
Business Acquisition [Line Items]
Business acquisition, date of merger agreement	Mar. 23, 2022
Number of operating branches | Branch	19
Total assets				1,000,000
Gross loans				810,700
Deposits				937,600
Equity				80,200
Cortland Bank
Business Acquisition [Line Items]
Business acquisition, date of merger agreement		Nov. 01, 2021
Cash consideration per share | $ / shares | $ / shares			$ 17.82
Maximum percentage of common shares exchanged for company's shares under merger agreement		75%
Percentage of common shares exchanged for company's cash under merger agreement		25%
Value of stock issued for acquisition		$ 29,618
Fair value of total consideration transferred		128,539	$ 128,500
Merger related costs				$ 2,600	$ 7,100
Goodwill		$ 48,465
Cortland Bank | Common Stock
Business Acquisition [Line Items]
Cash consideration per share | $ / shares | $ / shares		$ 28
Shares of stock issued for acquisition | shares		1.75	5,600,000
Value of stock issued for acquisition			$ 29,600

Business Combinations (Details)

Business Combinations (Details) - USD ($) $ in Thousands	Nov. 01, 2021	Oct. 31, 2021	Jun. 30, 2022	Dec. 31, 2021
Fair value of liabilities assumed
Goodwill created			$ 94,240	$ 94,240
Cortland Bank
Consideration
Cash	$ 29,618
Stock	98,921
Fair value of total consideration transferred	128,539	$ 128,500
Fair value of assets acquired
Cash and cash equivalents	113,391
Securities available for sale	130,574
Other investments	16,092
Loans	482,168
Premises and equipment	12,644
Bank owned life insurance	21,547
Core deposit intangible	5,886
Current and deferred taxes	3,135
Other assets	7,805
Total assets acquired	793,242
Fair value of liabilities assumed
Deposits	695,274
Short-term borrowings	4,246
Long-term borrowings	4,262
Accrued interest payable and other liabilities	9,386
Total liabilities	713,168
Net assets acquired	80,074
Goodwill created	48,465
Total net assets acquired	$ 128,539

Securities (Details)

Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	$ 1,567,827	$ 1,415,959
Gross Unrealized Gains	995	25,455
Gross Unrealized Losses	(207,140)	(13,737)
Fair Value	1,361,682	1,427,677
U.S. Treasury and U.S. government sponsored entities
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	112,703	93,137
Gross Unrealized Gains	0	32
Gross Unrealized Losses	(13,530)	(2,338)
Fair Value	99,173	90,831
State and political subdivisions
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	687,506	636,724
Gross Unrealized Gains	958	23,296
Gross Unrealized Losses	(100,107)	(1,205)
Fair Value	588,357	658,815
Mortgage-backed securities - residential
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	703,946	663,405
Gross Unrealized Gains	25	1,875
Gross Unrealized Losses	(90,663)	(10,094)
Fair Value	613,308	655,186
Collateralized mortgage obligations - residential
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	54,653	13,303
Gross Unrealized Gains	11	153
Gross Unrealized Losses	(2,388)	(71)
Fair Value	52,276	13,385
Corporate bonds
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	4,392	4,009
Gross Unrealized Gains	1	50
Gross Unrealized Losses	(186)	(29)
Fair Value	4,207	4,030
Small Business Administration
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	4,627	5,381
Gross Unrealized Gains	0	49
Gross Unrealized Losses	(266)	0
Fair Value	$ 4,361	$ 5,430

Securities (Details Textual)

Securities (Details Textual)	3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($) Securities	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($) Securities	Jun. 30, 2021 USD ($)
Schedule Of Available For Sale Securities [Line Items]
Proceeds from the sale of portfolio securities	$ 1,700,000	$ 800,000	$ 1,700,000	$ 27,000,000
Gross gains realized		499,000		905,000
Gross losses realized	$ 31,000	491,000	$ 31,000	521,000
Number of securities | Securities	889		889
Number of securities on unrealized loss position | Securities	95		95
Allowance for credit losses on available-for-sale securities	$ 0		$ 0
ASU 2016-01 | Equity securities
Schedule Of Available For Sale Securities [Line Items]
Realized gains recognized in income statement for securities		$ 24,000		$ 136,000
Realized loss recognized in income statement for securities	$ 29,000		$ 40,000

Securities (Details 1)

Securities (Details 1) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Amortized cost and fair value of the debt securities maturity
Amortized Cost, Within one year	$ 752
Amortized Cost, One to five years	15,558
Amortized Cost, Five to ten years	154,732
Amortized Cost, Beyond ten years	633,559
Amortized Cost, Mortgage-backed, collateralized mortgage obligations and Small Business Administration securities	763,226
Amortized Cost	1,567,827	$ 1,415,959
Fair Value, Within one year	750
Fair Value, One to five years	15,606
Fair Value, Five to ten years	139,750
Fair Value, Beyond ten years	535,631
Fair Value, Mortgage-backed, collateralized mortgage obligations and Small Business Administration securities	669,945
Fair Value, Total	$ 1,361,682	$ 1,427,677

Securities (Details 2)

Securities (Details 2) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	$ 1,134,370	$ 718,367
Unrealized Losses, Less Than 12 Months	(178,239)	(10,925)
Fair Value, 12 Months or Longer	157,643	74,575
Unrealized Losses, 12 Months or Longer	(28,901)	(2,812)
Fair Value, Total	1,292,013	792,942
Unrealized Losses, Total	(207,140)	(13,737)
U.S. Treasury and U.S. government sponsored entities
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	71,491	81,236
Unrealized Losses, Less Than 12 Months	(9,691)	(1,960)
Fair Value, 12 Months or Longer	27,682	8,271
Unrealized Losses, 12 Months or Longer	(3,839)	(378)
Fair Value, Total	99,173	89,507
Unrealized Losses, Total	(13,530)	(2,338)
State and political subdivisions
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	507,354	103,651
Unrealized Losses, Less Than 12 Months	(95,392)	(1,020)
Fair Value, 12 Months or Longer	14,938	10,020
Unrealized Losses, 12 Months or Longer	(4,715)	(185)
Fair Value, Total	522,292	113,671
Unrealized Losses, Total	(100,107)	(1,205)
Mortgage-backed securities - residential
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	497,183	525,792
Unrealized Losses, Less Than 12 Months	(70,416)	(7,872)
Fair Value, 12 Months or Longer	114,385	55,569
Unrealized Losses, 12 Months or Longer	(20,247)	(2,222)
Fair Value, Total	611,568	581,361
Unrealized Losses, Total	(90,663)	(10,094)
Collateralized mortgage obligations - residential
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	50,712	7,270
Unrealized Losses, Less Than 12 Months	(2,388)	(71)
Fair Value, 12 Months or Longer	0	0
Unrealized Losses, 12 Months or Longer	0	0
Fair Value, Total	50,712	7,270
Unrealized Losses, Total	(2,388)	(71)
Corporate bonds
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	3,269	418
Unrealized Losses, Less Than 12 Months	(86)	(2)
Fair Value, 12 Months or Longer	638	715
Unrealized Losses, 12 Months or Longer	(100)	(27)
Fair Value, Total	3,907	1,133
Unrealized Losses, Total	(186)	$ (29)
Small Business Administration
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	4,361
Unrealized Losses, Less Than 12 Months	(266)
Fair Value, 12 Months or Longer	0
Unrealized Losses, 12 Months or Longer	0
Fair Value, Total	4,361
Unrealized Losses, Total	$ (266)

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Schedule of loan balances
Total loans	$ 2,347,031		$ 2,301,696
Net Deferred loan costs	5,684		2,400
Allowance for credit losses	(27,454)	$ (27,015)	(29,386)	$ (24,806)	$ (24,935)	$ (22,144)
Commercial real estate
Schedule of loan balances
Allowance for credit losses	(14,859)	(15,207)	(15,879)	(12,290)	(8,844)	(10,824)
Commercial
Schedule of loan balances
Allowance for credit losses	(3,893)	(3,867)	(4,949)	(4,600)	(5,450)	(5,073)
Residential real estate
Schedule of loan balances
Allowance for credit losses	(4,915)	(4,702)	(4,870)	(4,130)	(3,961)	(3,643)
Consumer
Schedule of loan balances
Allowance for credit losses	(3,787)	$ (3,239)	(3,688)	$ (3,786)	$ (6,680)	$ (2,604)
Loans
Schedule of loan balances
Total loans	2,368,801		2,328,682
Loans | Commercial real estate, Owner occupied | Commercial real estate
Schedule of loan balances
Loan balances	341,194		340,369
Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Schedule of loan balances
Loan balances	574,177		533,240
Loans | Commercial real estate, Farmland | Commercial real estate
Schedule of loan balances
Loan balances	176,216		177,706
Loans | Commercial real estate, Other | Commercial real estate
Schedule of loan balances
Loan balances	124,872		138,282
Loans | Commercial, Commercial and industrial | Commercial
Schedule of loan balances
Loan balances	285,981		313,836
Loans | Commercial, Agricultural | Commercial
Schedule of loan balances
Loan balances	54,261		54,659
Loans | Residential real estate, 1-4 family residential | Residential real estate
Schedule of loan balances
Loan balances	464,489		453,635
Loans | Residential real estate, Home equity lines of credit | Residential real estate
Schedule of loan balances
Loan balances	129,392		127,433
Loans | Consumer, Indirect | Consumer
Schedule of loan balances
Loan balances	191,871		159,006
Loans | Consumer, Direct | Consumer
Schedule of loan balances
Loan balances	18,049		21,121
Loans | Consumer, Other | Consumer
Schedule of loan balances
Loan balances	$ 8,299		$ 9,395

Loans (Details 1)

Loans (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 27,015	$ 24,935	$ 29,386	$ 22,144
Impact of CECL adoption				2,450
(Credit) Provision for credit losses	482	50	(448)	475
Loans charged off	(178)	(502)	(1,768)	(786)
Recoveries	135	323	284	523
Ending balance	27,454	24,806	27,454	24,806
Commercial real estate
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	15,207	8,844	15,879	10,824
Impact of CECL adoption				(2,076)
(Credit) Provision for credit losses	(349)	3,435	(1,021)	3,531
Loans charged off	0	(20)	0	(20)
Recoveries	1	31	1	31
Ending balance	14,859	12,290	14,859	12,290
Commercial
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	3,867	5,450	4,949	5,073
Impact of CECL adoption				429
(Credit) Provision for credit losses	70	(988)	341	(1,013)
Loans charged off	(46)	(38)	(1,405)	(72)
Recoveries	2	176	8	183
Ending balance	3,893	4,600	3,893	4,600
Residential real estate
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	4,702	3,961	4,870	3,643
Impact of CECL adoption				237
(Credit) Provision for credit losses	197	247	51	336
Loans charged off	0	(99)	(34)	(166)
Recoveries	16	21	28	80
Ending balance	4,915	4,130	4,915	4,130
Consumer
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	3,239	6,680	3,688	2,604
Impact of CECL adoption				3,860
(Credit) Provision for credit losses	564	(2,644)	181	(2,379)
Loans charged off	(132)	(345)	(329)	(528)
Recoveries	116	95	247	229
Ending balance	$ 3,787	$ 3,786	$ 3,787	$ 3,786

Loans (Details 2)

Loans (Details 2) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	$ 12,902	$ 15,470
Loans Past Due 90 Days or More Still Accruing	1,205	725
Originated Loans | Commercial real estate, Owner occupied | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	1,038	433
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	3,464	2,511
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Commercial real estate, Other | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	47	60
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Commercial real estate, Farmland | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	46	274
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Commercial, Commercial and industrial | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	3,957	7,190
Loans Past Due 90 Days or More Still Accruing	37	54
Originated Loans | Commercial, Agricultural | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	67	40
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Residential real estate, 1-4 family residential | Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	2,874	3,363
Loans Past Due 90 Days or More Still Accruing	1,073	459
Originated Loans | Residential real estate, Home equity lines of credit | Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	811	917
Loans Past Due 90 Days or More Still Accruing	25	36
Originated Loans | Consumer, Indirect | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	398	455
Loans Past Due 90 Days or More Still Accruing	50	123
Originated Loans | Consumer, Direct | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	200	227
Loans Past Due 90 Days or More Still Accruing	20	53
Originated Loans | Consumer, Other | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	0
Loans Past Due 90 Days or More Still Accruing	$ 0	$ 0

Loans (Details Textual)

Loans (Details Textual)	6 Months Ended
	Jun. 30, 2022 USD ($)
Receivables [Abstract]
Deferred loan payments	$ 0

Loans (Details 3)

Loans (Details 3) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	$ 2,374,485	$ 2,331,082
Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	6,820	6,406
Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,896	2,485
Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	14,107	16,195
Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	22,823	25,086
Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	2,351,662	2,305,996
Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,038,920
Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	286,269
Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	463,766
Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	225,645
Commercial real estate, Owner occupied | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	340,815	339,974
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	500	70
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	591
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,038	433
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,538	1,094
Commercial real estate, Owner occupied | Commercial real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	339,277	338,880
Commercial real estate, Non-owner occupied | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	573,491	532,706
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	47	394
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	384	311
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	3,464	2,511
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	3,895	3,216
Commercial real estate, Non-owner occupied | Commercial real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	569,596	529,490
Commercial real estate, Farmland | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	175,911	177,417
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	46	274
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	46	274
Commercial real estate, Farmland | Commercial real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	175,865	177,143
Commercial real estate, Other | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	124,614	137,994
Commercial real estate, Other | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	56
Commercial real estate, Other | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial real estate, Other | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	47	60
Commercial real estate, Other | Commercial real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	47	116
Commercial real estate, Other | Commercial real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	124,567	137,878
Commercial, Commercial and industrial | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	286,269	312,532
Commercial, Commercial and industrial | Commercial | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	492	256
Commercial, Commercial and industrial | Commercial | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	80	100
Commercial, Commercial and industrial | Commercial | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	3,994	7,244
Commercial, Commercial and industrial | Commercial | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	4,566	7,600
Commercial, Commercial and industrial | Commercial | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	281,703	304,932
Commercial, Agricultural | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	54,555	54,874
Commercial, Agricultural | Commercial | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	432	100
Commercial, Agricultural | Commercial | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	28
Commercial, Agricultural | Commercial | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	67	40
Commercial, Agricultural | Commercial | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	499	168
Commercial, Agricultural | Commercial | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	54,056	54,706
Residential real estate, 1-4 family residential | Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	463,766	452,792
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	3,944	4,452
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,224	1,077
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	3,947	3,822
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	9,115	9,351
Residential real estate, 1-4 family residential | Residential real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	454,651	443,441
Residential real estate, Home equity lines of credit | Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	129,419	127,450
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	179	80
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	9	12
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	836	953
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,024	1,045
Residential real estate, Home equity lines of credit | Residential real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	128,395	126,405
Consumer, Indirect | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	199,243	164,760
Consumer, Indirect | Consumer | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	887	795
Consumer, Indirect | Consumer | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	169	275
Consumer, Indirect | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	448	578
Consumer, Indirect | Consumer | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,504	1,648
Consumer, Indirect | Consumer | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	197,739	163,112
Consumer, Direct | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	18,103	21,188
Consumer, Direct | Consumer | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	235	203
Consumer, Direct | Consumer | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	30	91
Consumer, Direct | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	220	280
Consumer, Direct | Consumer | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	485	574
Consumer, Direct | Consumer | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	17,618	20,614
Consumer, Other | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	8,299	9,395
Consumer, Other | Consumer | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	104	0
Consumer, Other | Consumer | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Consumer, Other | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Consumer, Other | Consumer | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	104	0
Consumer, Other | Consumer | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	$ 8,195	$ 9,395

Troubled Debt Restructurings (D

Troubled Debt Restructurings (Details Textual)	3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($) Loans Customer	Jun. 30, 2021 USD ($) Loans	Jun. 30, 2022 USD ($) Customer Loans	Jun. 30, 2021 USD ($) Loans	Dec. 31, 2021 USD ($)
Financing Receivable Modifications [Line Items]
Total troubled debt restructurings	$ 3,600,000		$ 3,600,000		$ 3,900,000
Commitments to lend additional amounts to borrowers classified as troubled debt restructurings	0		0		0
Provision for credit losses	482,000	$ 50,000	(448,000)	$ 475,000
Small Business Administration (SBA), CARES Act, Paycheck Protection Program
Financing Receivable Modifications [Line Items]
Total troubled debt restructurings	$ 256,400,000		$ 256,400,000
Number of business customers facilitated assistance | Customer	2,134		2,134
Payments received from forgiveness of loans				107,900,000
Small Business Administration (SBA), CARES Act, Paycheck Protection Program | PPP Loan Originated In 2020
Financing Receivable Modifications [Line Items]
Payments received from forgiveness of loans			$ 256,300,000
Percentage of payments received from forgiveness of loans			99.98%
Small Business Administration (SBA), CARES Act, Paycheck Protection Program | PPP Loan Originated In 2021
Financing Receivable Modifications [Line Items]
Payments received from forgiveness of loans				$ 105,400,000
Percentage of payments received from forgiveness of loans				97.72%
Payment Deferral
Financing Receivable Modifications [Line Items]
Number of months offered, deferrals			3 months
Payment Deferral | Minimum
Financing Receivable Modifications [Line Items]
Number of months offered, deferrals			3 months
Payment Deferral | Maximum
Financing Receivable Modifications [Line Items]
Number of months offered, deferrals			12 months
Consumer, Indirect
Financing Receivable Modifications [Line Items]
Troubled debt restructured loans with subsequent payment defaults | Loans | Loans		1		1
Residential Mortgage
Financing Receivable Modifications [Line Items]
Troubled debt restructured loans with subsequent payment defaults | Loans | Loans	2	1	2	1
Provision for loan losses			$ 0
Loans default payment past due period			30 days
Commercial Loans
Financing Receivable Modifications [Line Items]
Troubled debt restructured loans with subsequent payment defaults | Loans | Loans		2		2
Financing receivable number of loans past due | Loans				2
Provision for loan losses				$ 0
Loans default payment past due period				30 days
Troubled debt restructurings
Financing Receivable Modifications [Line Items]
Specific reserves to loans	$ 126,000		$ 126,000		$ 109,000
Allowance adjustment charge offs	0	$ 106,000	0	$ 126,000
Provision for credit losses	$ 0	$ 105,000	$ 0	$ 125,000
Contractual Interest Rate Reduction
Financing Receivable Modifications [Line Items]
Reduction of the notes stated interest rate	3.325%			4.075%
Contractual Interest Rate Reduction | Minimum
Financing Receivable Modifications [Line Items]
Reduction of the notes stated interest rate			3.325%
Contractual Interest Rate Reduction | Maximum
Financing Receivable Modifications [Line Items]
Reduction of the notes stated interest rate			3.345%
Extended Maturity | Minimum
Financing Receivable Modifications [Line Items]
Maturity period loans	63 months	120 months	63 months	22 days
Extended Maturity | Maximum
Financing Receivable Modifications [Line Items]
Maturity period loans	183 months	361 months	183 months	361 months

Troubled Debt Restructurings _2

Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($) Loan	Jun. 30, 2021 USD ($) Loan	Jun. 30, 2022 USD ($) Loan	Jun. 30, 2021 USD ($) Loan
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	7	9	10	31
Pre-Modification Outstanding Recorded Investment	$ 302	$ 108	$ 380	$ 582
Post-Modification Outstanding Recorded Investment	$ 305	$ 108	$ 385	$ 585
Commercial
Financing Receivable Modifications [Line Items]
Number of Loans | Loan				1
Pre-Modification Outstanding Recorded Investment				$ 21
Post-Modification Outstanding Recorded Investment				$ 21
Commercial real estate, Non-owner occupied
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	1		1
Pre-Modification Outstanding Recorded Investment	$ 140		$ 140
Post-Modification Outstanding Recorded Investment	$ 140		$ 140
Residential real estate, 1-4 family residential
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	3	2	4	8
Pre-Modification Outstanding Recorded Investment	$ 142	$ 48	$ 192	$ 325
Post-Modification Outstanding Recorded Investment	$ 145	$ 48	$ 197	$ 326
Residential real estate, Home equity lines of credit
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			1	4
Pre-Modification Outstanding Recorded Investment			$ 14	$ 100
Post-Modification Outstanding Recorded Investment			$ 14	$ 102
Consumer, Indirect
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	3	7	4	17
Pre-Modification Outstanding Recorded Investment	$ 20	$ 60	$ 34	$ 121
Post-Modification Outstanding Recorded Investment	$ 20	$ 60	$ 34	$ 121
Consumer, Direct
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			0
Pre-Modification Outstanding Recorded Investment			$ 0
Post-Modification Outstanding Recorded Investment			$ 0
Consumer, Other
Financing Receivable Modifications [Line Items]
Number of Loans | Loan				1
Pre-Modification Outstanding Recorded Investment				$ 15
Post-Modification Outstanding Recorded Investment				$ 15

Credit Quality Indicators (Deta

Credit Quality Indicators (Details Textual) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]
Maximum commercial loan and commercial real estate relationships	$ 1,000,000
Payments to Acquire Loans Receivable	478,200,000
Loans held for sale	$ 4,000,000
PCD Loans
Financing Receivable Recorded Investment [Line Items]
Business combination acquired loans with fair value		$ 34,300,000
Credit discount		1,300,000
Noncredit discount		1,100,000
ASU 2016-13
Financing Receivable Recorded Investment [Line Items]
Change In Accounting Principle Accounting Standards Update Adopted	true
Residential real estate, 1-4 family residential
Financing Receivable Recorded Investment [Line Items]
Other real estate owned properties	$ 0	0
Other real estate properties in foreclosure	$ 33,000	$ 93,000

Credit Quality Indicators (De_2

Credit Quality Indicators (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	$ 1,555,655	$ 1,555,497
Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	1,507,457	1,493,840
Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	17,562	28,903
Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	30,636	32,754
Commercial real estate | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	340,815	339,974
Commercial real estate | Commercial real estate, Owner occupied | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	334,589	330,754
Commercial real estate | Commercial real estate, Owner occupied | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	1,279	5,006
Commercial real estate | Commercial real estate, Owner occupied | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	4,947	4,214
Commercial real estate | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	573,491	532,706
Commercial real estate | Commercial real estate, Non-owner occupied | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	541,462	495,170
Commercial real estate | Commercial real estate, Non-owner occupied | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	12,769	19,366
Commercial real estate | Commercial real estate, Non-owner occupied | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	19,260	18,170
Commercial real estate | Commercial farmland
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	175,911	177,417
Commercial real estate | Commercial farmland | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	173,341	174,580
Commercial real estate | Commercial farmland | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	2,131	2,160
Commercial real estate | Commercial farmland | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	439	677
Commercial real estate | Commercial real estate, Other
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	124,614	137,994
Commercial real estate | Commercial real estate, Other | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	124,250	137,063
Commercial real estate | Commercial real estate, Other | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	0	784
Commercial real estate | Commercial real estate, Other | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	364	147
Commercial | Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	286,269	312,532
Commercial | Commercial and industrial | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	279,870	301,879
Commercial | Commercial and industrial | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	882	1,190
Commercial | Commercial and industrial | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	5,517	9,463
Commercial | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	54,555	54,874
Commercial | Commercial, Agricultural | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	53,945	54,394
Commercial | Commercial, Agricultural | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	501	397
Commercial | Commercial, Agricultural | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	$ 109	$ 83

Credit Quality Indicators (De_3

Credit Quality Indicators (Details 1) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]
Loans	$ 2,374,485	$ 2,331,082
Residential real estate | Residential real estate, 1-4 family residential
Financing Receivable Recorded Investment [Line Items]
Loans	463,766	452,792
Residential real estate | Residential real estate, 1-4 family residential | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	459,819	448,970
Residential real estate | Residential real estate, 1-4 family residential | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	3,947	3,822
Residential real estate | Residential real estate, Home equity lines of credit
Financing Receivable Recorded Investment [Line Items]
Loans	129,419	127,450
Residential real estate | Residential real estate, Home equity lines of credit | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	128,583	126,497
Residential real estate | Residential real estate, Home equity lines of credit | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	836	953
Consumer | Consumer, Indirect
Financing Receivable Recorded Investment [Line Items]
Loans	199,243	164,760
Consumer | Consumer, Indirect | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	198,795	164,182
Consumer | Consumer, Indirect | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	448	578
Consumer | Consumer, Direct
Financing Receivable Recorded Investment [Line Items]
Loans	18,103	21,188
Consumer | Consumer, Direct | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	17,883	20,908
Consumer | Consumer, Direct | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	220	280
Consumer | Consumer, Other
Financing Receivable Recorded Investment [Line Items]
Loans	8,299	9,401
Consumer | Consumer, Other | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	8,299	9,395
Consumer | Consumer, Other | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	$ 0	$ 6

Credit Quality Indicators (De_4

Credit Quality Indicators (Details 2) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]
Total	$ 2,374,485	$ 2,331,082
Commercial real estate
Financing Receivable Recorded Investment [Line Items]
2022	112,301
2021	173,768
2020	136,502
2019	165,200
2018	109,069
Prior	325,623
Revolving Loans	16,457
Total	1,038,920
Commercial real estate | Pass
Financing Receivable Recorded Investment [Line Items]
2022	112,301
2021	173,000
2020	136,064
2019	157,325
2018	108,160
Prior	298,149
Revolving Loans	15,302
Total	1,000,301
Commercial real estate | Special Mention
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	768
2020	0
2019	5,379
2018	909
Prior	6,480
Revolving Loans	512
Total	14,048
Commercial real estate | Substandard
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	0
2020	438
2019	2,496
2018	0
Prior	20,994
Revolving Loans	643
Total	24,571
Commercial
Financing Receivable Recorded Investment [Line Items]
2022	59,276
2021	57,484
2020	42,154
2019	21,514
2018	17,613
Prior	19,543
Revolving Loans	68,685
Total	286,269
Commercial | Pass
Financing Receivable Recorded Investment [Line Items]
2022	59,270
2021	55,273
2020	41,450
2019	21,105
2018	17,388
Prior	17,983
Revolving Loans	67,401
Total	279,870
Commercial | Special Mention
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	343
2020	0
2019	118
2018	0
Prior	2
Revolving Loans	419
Total	882
Commercial | Substandard
Financing Receivable Recorded Investment [Line Items]
2022	6
2021	1,868
2020	704
2019	291
2018	225
Prior	1,558
Revolving Loans	865
Total	5,517
Agricultural Portfolio Segment
Financing Receivable Recorded Investment [Line Items]
2022	19,261
2021	41,409
2020	47,718
2019	25,587
2018	26,026
Prior	51,111
Revolving Loans	19,354
Total	230,466
Agricultural Portfolio Segment | Pass
Financing Receivable Recorded Investment [Line Items]
2022	19,261
2021	41,041
2020	47,460
2019	25,504
2018	26,016
Prior	49,030
Revolving Loans	18,974
Total	227,286
Agricultural Portfolio Segment | Special Mention
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	0
2020	222
2019	29
2018	0
Prior	2,031
Revolving Loans	350
Total	2,632
Agricultural Portfolio Segment | Substandard
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	368
2020	36
2019	54
2018	10
Prior	50
Revolving Loans	30
Total	548
Residential real estate
Financing Receivable Recorded Investment [Line Items]
2022	45,241
2021	107,549
2020	81,710
2019	34,999
2018	25,896
Prior	164,641
Revolving Loans	3,730
Total	463,766
Residential real estate | Pass
Financing Receivable Recorded Investment [Line Items]
2022	45,241
2021	107,505
2020	81,495
2019	34,747
2018	25,755
Prior	155,938
Revolving Loans	3,730
Total	454,411
Residential real estate | Special Mention
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	0
2020	72
2019	124
2018	79
Prior	133
Revolving Loans	0
Total	408
Residential real estate | Substandard
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	44
2020	143
2019	128
2018	62
Prior	8,570
Revolving Loans	0
Total	8,947
Home Equity Lines Of Credit
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	13
2020	114
2019	50
2018	82
Prior	3,432
Revolving Loans	125,728
Total	129,419
Home Equity Lines Of Credit | Pass
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	0
2020	29
2019	0
2018	18
Prior	1,839
Revolving Loans	125,563
Total	127,449
Home Equity Lines Of Credit | Special Mention
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving Loans	48
Total	48
Home Equity Lines Of Credit | Substandard
Financing Receivable Recorded Investment [Line Items]
2022	0
2021	13
2020	85
2019	50
2018	64
Prior	1,593
Revolving Loans	117
Total	1,922
Consumer
Financing Receivable Recorded Investment [Line Items]
2022	66,933
2021	54,616
2020	38,666
2019	27,410
2018	15,149
Prior	15,384
Revolving Loans	7,487
Total	225,645
Consumer | Pass
Financing Receivable Recorded Investment [Line Items]
2022	66,912
2021	54,507
2020	38,378
2019	27,197
2018	15,059
Prior	15,076
Revolving Loans	7,487
Total	224,616
Consumer | Substandard
Financing Receivable Recorded Investment [Line Items]
2022	21
2021	109
2020	288
2019	213
2018	90
Prior	308
Revolving Loans	0
Total	$ 1,029

Credit Quality Indicators (De_5

Credit Quality Indicators (Details 3) - USD ($) $ in Thousands	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment [Line Items]
ACL Balance	$ 27,454	$ 27,015	$ 29,386	$ 24,806	$ 24,935	$ 22,144
PCD Loans
Financing Receivable Recorded Investment [Line Items]
Loan balances	23,959
ACL Balance	703
Commercial real estate
Financing Receivable Recorded Investment [Line Items]
ACL Balance	14,859	15,207	15,879	12,290	8,844	10,824
Commercial real estate | PCD Loans
Financing Receivable Recorded Investment [Line Items]
Loan balances	21,797
ACL Balance	595
Commercial real estate | Commercial real estate, Owner occupied | PCD Loans
Financing Receivable Recorded Investment [Line Items]
Loan balances	1,777
ACL Balance	26
Commercial real estate | Commercial real estate, Non-owner occupied | PCD Loans
Financing Receivable Recorded Investment [Line Items]
Loan balances	19,763
ACL Balance	551
Commercial real estate | Commercial real estate, Other | PCD Loans
Financing Receivable Recorded Investment [Line Items]
Loan balances	257
ACL Balance	18
Commercial
Financing Receivable Recorded Investment [Line Items]
ACL Balance	3,893	3,867	4,949	4,600	5,450	5,073
Commercial | Commercial, Commercial and industrial | PCD Loans
Financing Receivable Recorded Investment [Line Items]
Loan balances	1,668
ACL Balance	105
Residential real estate
Financing Receivable Recorded Investment [Line Items]
ACL Balance	4,915	$ 4,702	$ 4,870	$ 4,130	$ 3,961	$ 3,643
Residential real estate | Residential real estate, 1-4 family residential | PCD Loans
Financing Receivable Recorded Investment [Line Items]
Loan balances	494
ACL Balance	$ 3

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME	$ 9,477	$ 9,508	$ 27,175	$ 19,640
Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income	1,139	790	2,284	1,598
Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	1,528	1,322	2,944	2,493
Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	2,376	2,358	4,895	4,594
Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income	1,086	948	2,133	1,951
Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	323	389	720	709
Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income	557	523	1,251	1,027
Operating Segments
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME	9,477	9,508	27,175	19,640
Operating Segments | Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income	1,139	790	2,284	1,598
Operating Segments | Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	1,528	1,322	2,944	2,493
Operating Segments | Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	2,376	2,358	4,895	4,594
Operating Segments | Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income	1,086	948	2,133	1,951
Operating Segments | Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	323	389	720	709
Operating Segments | Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income	557	523	1,251	1,027
Operating Segments | Other
Disaggregation Of Revenue [Line Items]
Other (outside the scope of ASC 606)	2,468	3,178	12,948	7,268
Operating Segments | Trust Segment
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME	2,699	2,747	13,990	5,303
Operating Segments | Trust Segment | Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income	0	0	0	0
Operating Segments | Trust Segment | Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	0	0	0	0
Operating Segments | Trust Segment | Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	2,376	2,358	4,895	4,594
Operating Segments | Trust Segment | Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income	0	0	0	0
Operating Segments | Trust Segment | Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	323	389	720	709
Operating Segments | Trust Segment | Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income	0	0	0	0
Operating Segments | Trust Segment | Other
Disaggregation Of Revenue [Line Items]
Other (outside the scope of ASC 606)	0	0	8,375	0
Operating Segments | Bank Segment
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME	6,778	6,761	13,185	14,337
Operating Segments | Bank Segment | Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income	1,139	790	2,284	1,598
Operating Segments | Bank Segment | Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	1,528	1,322	2,944	2,493
Operating Segments | Bank Segment | Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	0	0	0	0
Operating Segments | Bank Segment | Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income	1,086	948	2,133	1,951
Operating Segments | Bank Segment | Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income	0	0	0	0
Operating Segments | Bank Segment | Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income	557	523	1,251	1,027
Operating Segments | Bank Segment | Other
Disaggregation Of Revenue [Line Items]
Other (outside the scope of ASC 606)	$ 2,468	$ 3,178	$ 4,573	$ 7,268

Revenue from Contracts with C_4

Revenue from Contracts with Customers (Details Textual) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Revenue From Contract With Customer [Line Items]
Legal settlement	$ 0	$ 0	$ 8,375,000	$ 0
ASC 606
Revenue From Contract With Customer [Line Items]
Contingent debit card interchange fees	0		0
Contingent incentive fees	0		0
Contingent commission	0		$ 0
Percentage of insurance agency commissions representing total revenue			2.30%
Percentage of retirement plan consulting fees representing total revenue			0.80%
Percentage of investment commissions representing total revenue			1.30%
ASC 606 | Cetera
Revenue From Contract With Customer [Line Items]
Contingent investment commissions to be refunded	$ 0		$ 0

Fair Value (Details)

Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financial Assets
Securities available for sale	$ 1,361,682	$ 1,427,677
Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	1,377,058	1,442,626
Corporate bonds
Financial Assets
Securities available for sale	4,207	4,030
Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	4,207	4,030
Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	52,276	13,385
Small Business Administration
Financial Assets
Securities available for sale	4,361	5,430
Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	4,361	5,430
Other investments measured at net asset value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	15,185	14,721
U.S. Treasury and U.S. government sponsored entities
Financial Assets
Securities available for sale	99,173	90,831
U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	99,173	90,831
State and political subdivisions
Financial Assets
Securities available for sale	588,357	658,815
State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	588,357	658,815
Mortgage-backed securities - residential
Financial Assets
Securities available for sale	613,308	655,186
Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	613,308	655,186
Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	191	228
Interest rate swaps | Fair Value, Measurements, Recurring
Financial Assets
Derivative Assets	3,131	4,261
Financial Liabilities
Derivative liabilities	3,131	4,261
Mortgage banking derivative - liability | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	5
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	191	228
Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	191	228
Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate swaps | Fair Value, Measurements, Recurring
Financial Assets
Derivative Assets	0	0
Financial Liabilities
Derivative liabilities	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage banking derivative - liability | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	0
Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	1,361,680	1,427,674
Significant Other Observable Inputs (Level 2) | Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	4,207	4,030
Significant Other Observable Inputs (Level 2) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	52,276	13,385
Significant Other Observable Inputs (Level 2) | Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	4,361	5,430
Significant Other Observable Inputs (Level 2) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	99,173	90,831
Significant Other Observable Inputs (Level 2) | State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	588,357	658,815
Significant Other Observable Inputs (Level 2) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	613,306	655,183
Significant Other Observable Inputs (Level 2) | Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	0	0
Significant Other Observable Inputs (Level 2) | Interest rate swaps | Fair Value, Measurements, Recurring
Financial Assets
Derivative Assets	3,131	4,261
Financial Liabilities
Derivative liabilities	3,131	4,261
Significant Other Observable Inputs (Level 2) | Mortgage banking derivative - liability | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	5
Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	2	3
Significant Unobservable Inputs (Level 3) | Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	2	3
Significant Unobservable Inputs (Level 3) | Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	0	0
Significant Unobservable Inputs (Level 3) | Interest rate swaps | Fair Value, Measurements, Recurring
Financial Assets
Derivative Assets	0	0
Financial Liabilities
Derivative liabilities	0	$ 0
Significant Unobservable Inputs (Level 3) | Mortgage banking derivative - liability | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	$ 0

Fair Value (Details Textual)

Fair Value (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair value assets liabilities transfers amount between level 1 and level 2	$ 0	$ 0	$ 0	$ 0
Troubled debt restructurings	3,600		$ 3,600		$ 3,900
Maximum maturity period of short term borrowings			90 days
Measured Using Present Value of Cash Flows
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Troubled debt restructurings	842		$ 842		792
Collateral Dependent Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Collateral dependent loans, unpaid principal balance with allowance recorded	1,500		1,500		3,200
Collateral dependent loans, allowance	$ 590		$ 590		$ 1,500

Fair Value (Details 1)

Fair Value (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs
Beginning Balance	$ 2	$ 4	$ 3	$ 4
Transfers from level 2	0	0	0	0
Repayments, calls and maturities	0	(1)	(1)	(1)
Ending Balance	$ 2	$ 3	$ 2	$ 3

Fair Value (Details 2)

Fair Value (Details 2) - Fair Value, Nonrecurring - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Commercial
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment		$ 1,654
Residential Real Estate
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	$ 35	82
Commercial real estate, Non-owner occupied
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	906
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential Real Estate
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate, Non-owner occupied
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0
Significant Other Observable Inputs (Level 2) | Commercial
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment		0
Significant Other Observable Inputs (Level 2) | Residential Real Estate
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0	0
Significant Other Observable Inputs (Level 2) | Commercial real estate, Non-owner occupied
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0
Significant Unobservable Inputs (Level 3) | Commercial
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment		1,654
Significant Unobservable Inputs (Level 3) | Residential Real Estate
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	35	$ 82
Significant Unobservable Inputs (Level 3) | Commercial real estate, Non-owner occupied
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	$ 906

Fair Value (Details 3)

Fair Value (Details 3) - Fair Value, Nonrecurring $ in Thousands	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Residential Real Estate
Fair value measurements for financial instruments
Recorded Investment	$ 35	$ 82
Commercial
Fair value measurements for financial instruments
Recorded Investment		1,654
Sales Comparison Valuation | Commercial real estate
Fair value measurements for financial instruments
Recorded Investment	$ 906
Sales Comparison Valuation | Commercial real estate | Minimum | Measurement Input, Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(0.0613)
Sales Comparison Valuation | Commercial real estate | Maximum | Measurement Input, Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	0.1737
Sales Comparison Valuation | Commercial real estate | Weighted Average | Measurement Input, Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	0.0020
Sales Comparison Valuation | Residential Real Estate
Fair value measurements for financial instruments
Recorded Investment	$ 35	$ 82
Sales Comparison Valuation | Residential Real Estate | Minimum | Measurement Input, Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(0.1377)	(0.0384)
Sales Comparison Valuation | Residential Real Estate | Maximum | Measurement Input, Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(0.0568)	0.0322
Sales Comparison Valuation | Residential Real Estate | Weighted Average | Measurement Input, Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(0.1377)	(0.0012)
Sales Comparison Valuation | Commercial
Fair value measurements for financial instruments
Recorded Investment		$ 1,654
Sales Comparison Valuation | Commercial | Minimum | Measurement Input, Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		(0.4024)
Sales Comparison Valuation | Commercial | Maximum | Measurement Input, Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		0.5683
Sales Comparison Valuation | Commercial | Weighted Average | Measurement Input, Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		(0.1243)

Fair Value (Details 4)

Fair Value (Details 4) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financial assets
Cash and cash equivalents, Carrying Amount	$ 65,458	$ 112,790
Regulatory stock, Carrying Amount	19,075	15,510
Loans held for sale, Carrying Amount	2,714	4,545
Loans, net, Carrying Amount	2,347,031	2,301,696
Financial liabilities
Deposits, Carrying Amount	3,625,538	3,547,235
Short-term borrowings	50,000	0
Long-term borrowings	87,985	87,758
Fair Value, Measurements, Recurring
Financial assets
Cash and cash equivalents, Fair Value	65,458	112,790
Loans held for sale, Fair Value	2,714	4,681
Loans, net, Fair Value	2,338,033	2,285,554
Financial liabilities
Deposits, Fair Value	3,611,501	3,543,230
Short-term borrowings, Fair Value	50,000
Long-term borrowings, Fair Value	80,153	92,433
Fair Value, Measurements, Recurring | Level 1
Financial assets
Cash and cash equivalents, Fair Value	21,101	29,150
Loans held for sale, Fair Value	0	0
Loans, net, Fair Value	0	0
Financial liabilities
Deposits, Fair Value	3,228,120	3,158,967
Short-term borrowings, Fair Value	0
Long-term borrowings, Fair Value	0	0
Fair Value, Measurements, Recurring | Level 2
Financial assets
Cash and cash equivalents, Fair Value	44,357	83,640
Loans held for sale, Fair Value	2,714	4,681
Loans, net, Fair Value	0	0
Financial liabilities
Deposits, Fair Value	383,381	384,263
Short-term borrowings, Fair Value	50,000
Long-term borrowings, Fair Value	80,153	92,433
Fair Value, Measurements, Recurring | Level 3
Financial assets
Cash and cash equivalents, Fair Value	0	0
Loans held for sale, Fair Value	0	0
Loans, net, Fair Value	2,338,033	2,285,554
Financial liabilities
Deposits, Fair Value	0	0
Short-term borrowings, Fair Value	0
Long-term borrowings, Fair Value	$ 0	$ 0

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		9 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Sep. 30, 2021	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill associated with the Company's acquisition and other past acquisitions	$ 94,240		$ 94,240			$ 94,240
Goodwill impairment					$ 0
Aggregate amortization expense	$ 419	$ 316	$ 839	$ 632

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Acquired intangible assets
Gross Carrying Amount	$ 21,026	$ 21,026
Accumulated Amortization	(13,499)	(12,660)
Customer Relationships
Acquired intangible assets
Gross Carrying Amount	7,210	7,210
Accumulated Amortization	(6,716)	(6,641)
Non-compete contracts
Acquired intangible assets
Gross Carrying Amount	430	430
Accumulated Amortization	(395)	(392)
Trade Name
Acquired intangible assets
Gross Carrying Amount	520	520
Accumulated Amortization	(373)	(356)
Core Deposits
Acquired intangible assets
Gross Carrying Amount	12,866	12,866
Accumulated Amortization	$ (6,015)	$ (5,271)

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets (Details 1) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Finite Lived Intangible Assets Future Amortization Expense [Abstract]
2022 (6 months)	$ 831
2023	1,198
2024	894
2025	833
2026	741
Thereafter	3,030
Total	$ 7,527	$ 8,366

Leases (Details Textual)

Leases (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Lessee Lease Description [Line Items]
Operating leases options to extend [true false]			true
Operating leases options to terminate the lease			1.5 years
Operating lease, description			The Company has operating leases for branch office locations, vehicles and certain office equipment such as printers, copiers and faxes. The leases have remaining lease terms of up to 18 years, some of which include options to extend the lease for up to 15 years and some of which include options to terminate the lease in 1.5 years.
Operating lease, right-of-use asset	$ 6,100		$ 6,100		$ 6,400
Operating lease, liability	$ 6,355		$ 6,355		$ 6,600
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities		Other liabilities		Other liabilities
Operating lease, payments	$ 217	$ 201	$ 454	$ 403
Finance leases, interest expense	37	36	76	72
Finance leases, amortization expense	$ 166	$ 121	$ 332	$ 242
Average remaining lease term			5 years 11 months 1 day
Weighted-average discount rate	2.46%		2.46%
Maximum
Lessee Lease Description [Line Items]
Operating leases remaining lease terms	18 years		18 years
Operating leases options to extend			15 years

Leases (Details)

Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Leases [Abstract]
2022 (6 months)	$ 413
2023	831
2024	662
2025	620
2026	586
Thereafter	4,245
Total Payments	7,357
Less: Imputed Interest	(1,002)
Total	$ 6,355	$ 6,600

Derivative Financial Instrume_2

Derivative Financial Instruments (Details Textual) - USD ($)	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivative [Line Items]
Net Gain or Loss recognized in earnings	$ 34,000	$ (252,000)	$ 423,000
Derivative Assets	10,300,000	10,300,000	25,700,000
Not Designated as Hedging Instrument | Forward Sales of Mortgage Backed Securities
Derivative [Line Items]
Net Gain or Loss recognized in earnings	23,000	23,000
Derivative Assets	9,000,000	9,000,000
Not Designated as Hedging Instrument | Forward Commitments for Future Residential Mortgage Loans
Derivative [Line Items]
Derivative Assets	1,000,000	1,000,000
Interest rate swaps
Derivative [Line Items]
Derivative notional amount	73,900,000	73,900,000	86,100,000
Fair value, other assets	3,100,000	3,100,000	4,000,000
Fair value, other liabilities	$ 3,100,000	3,100,000	4,000,000
Net Gain or Loss recognized in earnings		$ 0	$ 0

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2022	Jun. 30, 2021
Basic EPS
Net income	$ 15,951	$ 15,844	$ 15,575	$ 14,556	$ 31,795	$ 30,131
Weighted average shares outstanding	33,850,449		28,244,884		33,835,550	28,230,409
Basic earnings per share	$ 0.47		$ 0.55		$ 0.94	$ 1.07
Diluted EPS
Net income	$ 15,951	$ 15,844	$ 15,575	$ 14,556	$ 31,795	$ 30,131
Weighted average shares outstanding	33,850,449		28,244,884		33,835,550	28,230,409
Dilutive effect of restricted stock awards	72,395		107,908		91,796	105,736
Weighted average shares for diluted earnings per share	33,922,844		28,352,792		33,927,346	28,336,145
Diluted earnings per share	$ 0.47		$ 0.55		$ 0.94	$ 1.06

Earnings Per Share (Details Tex

Earnings Per Share (Details Textual) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Restricted Stock Awards
Earnings Per Share Basic [Line Items]
Anti-dilutive securities excluded from computation of earnings per share	188,626	15,500	158,492	86,811

Stock Based Compensation (Detai

Stock Based Compensation (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	1 Months Ended	3 Months Ended		6 Months Ended
	Apr. 30, 2022	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
2017 Incentive Plan | Time Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share awards granted under equity incentive plan				75,768
2017 Incentive Plan | Performance Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share awards granted under equity incentive plan				56,724
2022 Incentive Plan
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Number of shares vested				86,252
Number of shares vested, weighted average fair value				$ 17.32
2022 Incentive Plan | Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Maximum shares available under equity incentive plan	1
Number of shares available for grant		974,000		974,000
Stock based compensation expense		$ 438	$ 257	$ 803	$ 587
Unrecognized compensation expense		$ 3,700		$ 3,700
Compensation cost not yet recognized, period for recognition				2 years 8 months 12 days
2022 Incentive Plan | Time Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share awards granted under equity incentive plan	26,000			101,768	34,562
Number of shares vested				20,771	23,581
Number of shares vested, weighted average fair value				$ 16.81	$ 14.22
2022 Incentive Plan | Performance Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share awards granted under equity incentive plan				56,724	52,249
Number of shares vested				65,481	52,327
Number of shares vested, weighted average fair value				$ 17.48	$ 14.34

Stock Based Compensation (Det_2

Stock Based Compensation (Details) - $ / shares	1 Months Ended	6 Months Ended
	Apr. 30, 2022	Jun. 30, 2022	Jun. 30, 2021
2017 Incentive Plan | Time Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Granted, Maximum Awarded Units		75,768
2017 Incentive Plan | Performance Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Granted, Maximum Awarded Units		56,724
2022 Incentive Plan
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vested, Maximum Awarded Units		(86,252)
Vested, Weighted Average Grant Date Fair Value		$ 17.32
2022 Incentive Plan | Time Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Beginning balance - non-vested shares, Maximum Awarded Unit		99,564	67,765
Granted, Maximum Awarded Units	26,000	101,768	34,562
Vested, Maximum Awarded Units		(20,771)	(23,581)
Forfeited, Maximum Awarded Units		0	(2,000)
Ending balance - non-vested shares, Maximum Awarded Unit		180,561	76,746
Beginning balance - non-vested shares, Weighted Average Grant Date Fair Value		$ 16.13	$ 14.32
Granted, Weighted Average Grant Date Fair Value		17.05	15.47
Vested, Weighted Average Grant Date Fair Value		16.81	14.22
Forfeited, Weighted Average Grant Date Fair Value		0	13.55
Ending balance - non-vested shares, Weighted Average Grant Date Fair Value		$ 16.92	$ 14.89
2022 Incentive Plan | Performance Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Beginning balance - non-vested shares, Maximum Awarded Unit		158,988	153,070
Granted, Maximum Awarded Units		56,724	52,249
Vested, Maximum Awarded Units		(65,481)	(52,327)
Forfeited, Maximum Awarded Units		(12,862)	0
Ending balance - non-vested shares, Maximum Awarded Unit		137,369	152,992
Beginning balance - non-vested shares, Weighted Average Grant Date Fair Value		$ 14.40	$ 14.46
Granted, Weighted Average Grant Date Fair Value		17.25	14.09
Vested, Weighted Average Grant Date Fair Value		17.48	14.34
Forfeited, Weighted Average Grant Date Fair Value		14.74	0
Ending balance - non-vested shares, Weighted Average Grant Date Fair Value		$ 15.85	$ 14.37

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		3 Months Ended				6 Months Ended
		Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2022	Jun. 30, 2021
Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]
Unrealized holding gains (losses) on available-for-sale securities during the period		$ (105,497)		$ 8,698		$ (217,894)	$ (6,236)
Reclassification adjustment for (gains) losses included in net income, pre-tax	[1]	31		(1)		31	(384)
Net unrealized holding (losses) gains		(105,466)		8,697		(217,863)	(6,620)
Change in funded status of post-retirement health plan, pre-tax		(2)				(3)
Net other comprehensive income (loss), pre-tax		(105,468)		8,697		(217,866)	(6,620)
Unrealized holding gains (losses) on available-for-sale securities during the period		22,154		(1,825)		45,758	1,311
Tax provision related to net realized gain	[1]	(6)		0		(7)	81
Net unrealized losses on available-for-sale securities		22,148		(1,825)		45,751	1,392
Change in funded status of post-retirement health plan, tax		0				0
Net other comprehensive income (loss), tax		22,148		(1,825)		45,751	1,392
Unrealized holding gains (losses) on available-for-sale securities during the period		(83,343)		6,873		(172,136)	(4,925)
Reclassification adjustment for (gains) losses included in net income, after-tax	[1]	25		(1)		24	(303)
Unrealized holding (losses) gains, net of reclassification and tax		(83,318)		6,872		(172,112)	(5,228)
Change in funded status of post-retirement plan, net of tax		(2)		0		(3)	0
Other comprehensive (loss) gain, net of tax		$ (83,320)	$ (88,795)	$ 6,872	$ (12,100)	$ (172,115)	$ (5,228)
[1] Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income.

Regulatory Capital Matters (Det

Regulatory Capital Matters (Details Textual)	Jun. 30, 2022	Dec. 31, 2021
Regulatory Matters (Additional Textual) [Abstract]
Common equity tier 1 capital to risk-weighted assets, capital conservation buffer ratio	2.50%
Tier 1 capital to risk-weighted assets, capital conservation buffer ratio	2.50%
Total capital to risk-weighted assets, capital conservation buffer ratio	2.50%
Minimum ratio of common equity tier 1 capital to risk-weighted assets	4.50%	4.50%
Minimum ratio of tier 1 capital to risk-weighted assets	0.060	0.060
Minimum ratio of total capital to risk-weighted assets	0.080	0.080
Minimum leverage ratio	0.040	0.040
Farmers National Banc Corp
Regulatory Matters (Additional Textual) [Abstract]
Minimum ratio of common equity tier 1 capital to risk-weighted assets	4.50%	4.50%
Minimum ratio of tier 1 capital to risk-weighted assets	0.060	0.060
Minimum ratio of total capital to risk-weighted assets	0.080	0.080
Minimum leverage ratio	0.040	0.040

Regulatory Capital Matters (D_2

Regulatory Capital Matters (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Common equity tier 1 capital ratio
Actual, Amount	$ 384,772	$ 362,950
Actual, Ratio	13.30%	13.16%
Requirement for Capital Adequacy Purposes, Amount	$ 130,199	$ 124,066
Requirement for Capital Adequacy Purposes, Ratio	4.50%	4.50%
Total risk based capital ratio
Actual, Amount	$ 505,226	$ 485,336
Actual, Ratio	0.1746	0.1760
Requirement for Capital Adequacy Purposes, Amount	$ 231,465	$ 220,562
Requirement for Capital Adequacy Purposes, Ratio	0.080	0.080
Tier 1 risk based capital ratio
Actual, Amount	$ 402,772	$ 380,950
Actual, Ratio	0.1392	0.1382
Requirement for Capital Adequacy Purposes, Amount	$ 173,599	$ 165,422
Requirement for Capital Adequacy Purposes, Ratio	0.060	0.060
Tier 1 leverage ratio
Actual, Amount	$ 402,772	$ 380,950
Actual, Ratio	0.0956	0.1012
Requirement for Capital Adequacy Purposes, Amount	$ 168,600	$ 150,629
Requirement for Capital Adequacy Purposes, Ratio	0.040	0.040
Farmers National Banc Corp
Common equity tier 1 capital ratio
Actual, Amount	$ 342,786	$ 345,065
Actual, Ratio	11.88%	12.55%
Requirement for Capital Adequacy Purposes, Amount	$ 129,843	$ 123,712
Requirement for Capital Adequacy Purposes, Ratio	4.50%	4.50%
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 187,551	$ 178,695
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%	6.50%
Total risk based capital ratio
Actual, Amount	$ 370,240	$ 374,451
Actual, Ratio	0.1283	0.1362
Requirement for Capital Adequacy Purposes, Amount	$ 230,832	$ 219,933
Requirement for Capital Adequacy Purposes, Ratio	0.080	0.080
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 288,540	$ 274,916
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.100	0.100
Tier 1 risk based capital ratio
Actual, Amount	$ 342,786	$ 345,065
Actual, Ratio	0.1188	0.1255
Requirement for Capital Adequacy Purposes, Amount	$ 173,124	$ 164,950
Requirement for Capital Adequacy Purposes, Ratio	0.060	0.060
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 230,832	$ 219,933
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.080	0.080
Tier 1 leverage ratio
Actual, Amount	$ 342,786	$ 345,065
Actual, Ratio	0.0817	0.0919
Requirement for Capital Adequacy Purposes, Amount	$ 167,728	$ 150,217
Requirement for Capital Adequacy Purposes, Ratio	0.040	0.040
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 209,660	$ 187,772
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.050	0.050

Segment Information (Details)

Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Segment Reporting Information [Line Items]
Goodwill and other intangibles	$ 101,767				$ 101,767		$ 102,606
Total assets	4,114,364				4,114,364		4,142,749
Net interest income	31,711		$ 26,490		62,953	$ 51,757
Provision for credit losses and unfunded loans	616		50		258	475
Service fees, security gains and other noninterest income	9,477		9,508		27,175	19,640
Noninterest expense	20,282		16,267		49,576	32,786
Amortization and depreciation expense	1,179		803		2,341	1,601
INCOME BEFORE INCOME TAXES	19,111		18,878		37,953	36,535
Income taxes	3,160		3,303		6,158	6,404
NET INCOME	15,951	$ 15,844	15,575	$ 14,556	31,795	30,131
Eliminations And Others
Segment Reporting Information [Line Items]
Goodwill and other intangibles	(4,263)				(4,263)		(4,263)
Total assets	(2,413)				(2,413)		3,854
Net interest income	(813)		(51)		(1,598)	(105)
Provision for credit losses and unfunded loans	0		0		0	0
Service fees, security gains and other noninterest income	32		(65)		(209)	(50)
Noninterest expense	494		(179)		577	(397)
Amortization and depreciation expense	113		68		227	136
INCOME BEFORE INCOME TAXES	(1,388)		(5)		(2,611)	106
Income taxes	(364)		(78)		(662)	(136)
NET INCOME	(1,024)		73		(1,949)	242
Trust Segment | Operating Segments
Segment Reporting Information [Line Items]
Goodwill and other intangibles	5,777				5,777		5,814
Total assets	20,631				20,631		14,365
Net interest income	38		32		72	63
Provision for credit losses and unfunded loans	0		0		0	0
Service fees, security gains and other noninterest income	4,839		2,798		14,037	5,401
Noninterest expense	3,614		1,536		5,383	3,092
Amortization and depreciation expense	28		63		56	127
INCOME BEFORE INCOME TAXES	1,235		1,231		8,670	2,245
Income taxes	258		259		1,820	471
NET INCOME	977		972		6,850	1,774
Bank Segment | Operating Segments
Segment Reporting Information [Line Items]
Goodwill and other intangibles	100,253				100,253		101,055
Total assets	4,096,146				4,096,146		$ 4,124,530
Net interest income	32,486		26,509		64,479	51,799
Provision for credit losses and unfunded loans	616		50		258	475
Service fees, security gains and other noninterest income	4,606		6,775		13,347	14,289
Noninterest expense	16,174		14,910		43,616	30,091
Amortization and depreciation expense	1,038		672		2,058	1,338
INCOME BEFORE INCOME TAXES	19,264		17,652		31,894	34,184
Income taxes	3,266		3,122		5,000	6,069
NET INCOME	$ 15,998		$ 14,530		$ 26,894	$ 28,115

Short-term borrowings (Details

Short-term borrowings (Details Textual)	6 Months Ended
	Jun. 30, 2022 USD ($) Bank	Dec. 31, 2021 USD ($)
Domestic Line of Credit
Short Term Debt [Line Items]
Access to lines of credit at domestic banks	$ 35,000,000
Number of domestic banks | Bank	2
Unsecured revolving line of credit, outstanding balance	$ 0	$ 0
Revolving Credit Facility
Short Term Debt [Line Items]
Debt Instrument, Interest Rate, Stated Percentage	4.50%
Revolving Credit Facility | Farmers National Banc Corp | Unsecured Debt
Short Term Debt [Line Items]
Unsecured revolving line of credit, outstanding balance	$ 6,500,000
Letter of Credit
Short Term Debt [Line Items]
Unsecured revolving line of credit, outstanding balance	$ 0	0
Debt Instrument, Interest Rate, Stated Percentage	3.50%
Pledged
Short Term Debt [Line Items]
Short-term Federal Home Loan Banks advances	$ 50,000,000	$ 0
Interest rate on borrowings	1.56%

Long-term borrowings (Details T

Long-term borrowings (Details Textual) - USD ($)				1 Months Ended
	Nov. 01, 2021	Jan. 07, 2020	Dec. 31, 2015	Nov. 30, 2021	Jun. 30, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Long-rem advances from FHLB					$ 0	$ 0
Residential mortgage, commercial real estate, and multi-family loans					1,300,000,000	$ 1,200,000,000
Additional borrowing limit					$ 645,200,000
Cortland Bank
Debt Instrument [Line Items]
Business acquisition, date of merger agreement	Nov. 01, 2021
Long-term borrowings	$ 4,262,000
Subordinated Notes
Debt Instrument [Line Items]
Aggregate principal amount				$ 75,000,000
Maturity date				Dec. 15, 2031
Fixed rate				3.125%
Notes maturity term				5 years
Basis spread on variable rate				220%
Net proceeds from sale				$ 73,800,000
Junior Subordinated Debt Securities | Cortland Bank
Debt Instrument [Line Items]
Maturity date	Sep. 15, 2037
Business acquisition, date of merger agreement	Nov. 01, 2021
Long-term borrowings	$ 4,300,000
Interest rate, effective percentage					3.28%	1.65%
Junior Subordinated Debt Securities | Cortland Bank | 3-month LIBOR Rate
Debt Instrument [Line Items]
Basis spread on variable rate	1.45%
Junior Subordinated Debt Securities | Maple Leaf
Debt Instrument [Line Items]
Maturity date		Dec. 15, 2036
Business acquisition, date of merger agreement		Jan. 07, 2020
Interest rate, effective percentage					3.63%	1.90%
Junior Subordinated Debt Securities | Maple Leaf | 3-month LIBOR Rate
Debt Instrument [Line Items]
Basis spread on variable rate		1.80%
Junior Subordinated Debt Securities | National Bancshares Corporation
Debt Instrument [Line Items]
Maturity date			Jun. 15, 2035
Interest rate, effective percentage					3.53%	2%
Junior Subordinated Debt Securities | National Bancshares Corporation | 3-month LIBOR Rate
Debt Instrument [Line Items]
Basis spread on variable rate			1.70%

Long-term borrowings (Details 1

Long-term borrowings (Details 1) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Total junior subordinated debentures owed to unconsolidated subsidiary trusts	$ 14,153	$ 13,988
Subordinated debentures	73,832	73,770
TSEO Statutory Trust I
Debt Instrument [Line Items]
Total junior subordinated debentures owed to unconsolidated subsidiary trusts	2,448	2,424
Maple Leaf Financial Statutory Trust II
Debt Instrument [Line Items]
Total junior subordinated debentures owed to unconsolidated subsidiary trusts	7,406	7,293
Cortland Statutory Trust I
Debt Instrument [Line Items]
Total junior subordinated debentures owed to unconsolidated subsidiary trusts	$ 4,299	$ 4,271