Farmers National Banc (FMNB) 10-Q 10 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 31, 2015
Document And Entity Information [Abstract]
Entity Registrant Name	FARMERS NATIONAL BANC CORP /OH/
Entity Central Index Key	709,337
Document Type	10-Q
Trading Symbol	FMNB
Document Period End Date	Jun. 30, 2015
Amendment Flag	false
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		25,671,567

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 18,204	$ 11,410
Federal funds sold and other	18,824	16,018
TOTAL CASH AND CASH EQUIVALENTS	37,028	27,428
Securities available for sale	386,319	389,829
Loans held for sale	399	511
Loans	1,134,838	663,852
Less allowance for loan losses	7,286	7,632
NET LOANS	1,127,552	656,220
Premises and equipment, net	23,459	17,049
Goodwill	32,272	5,591
Other intangibles	7,297	3,222
Bank owned life insurance	25,562	16,367
Other assets	32,515	20,750
TOTAL ASSETS	1,672,403	1,136,967
Deposits:
Noninterest-bearing	286,131	184,697
Interest-bearing	1,034,438	731,006
TOTAL DEPOSITS	1,320,569	915,703
Short-term borrowings	85,704	59,136
Long-term borrowings	69,887	28,381
Other liabilities	13,668	10,187
TOTAL LIABILITIES	$ 1,489,828	$ 1,013,407
Commitments and contingent liabilities
Stockholders' Equity:
Common Stock - Authorized 35,000,000 shares; issued 26,294,014 in 2015 and 19,031,059 in 2014	$ 165,185	$ 106,021
Retained earnings	22,863	20,944
Accumulated other comprehensive income (loss)	(975)	1,093
Treasury stock, at cost; 622,447 shares	(4,498)	(4,498)
TOTAL STOCKHOLDERS' EQUITY	182,575	123,560
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,672,403	$ 1,136,967

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) (Unaudited) - shares	Jun. 30, 2015	Dec. 31, 2014
Statement Of Financial Position [Abstract]
Common stock, shares authorized	35,000,000	35,000,000
Common stock, shares issued	26,294,014	19,031,059
Treasury stock, shares	622,447	622,447

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 8,634	$ 7,589	$ 16,318	$ 15,073
Taxable securities	1,405	1,838	3,052	3,709
Tax exempt securities	662	639	1,277	1,295
Dividends	46	48	94	95
Federal funds sold and other interest income	6	4	11	9
TOTAL INTEREST AND DIVIDEND INCOME	10,753	10,118	20,752	20,181
INTEREST EXPENSE
Deposits	879	1,022	1,766	2,083
Short-term borrowings	16	13	27	24
Long-term borrowings	109	131	218	266
TOTAL INTEREST EXPENSE	1,004	1,166	2,011	2,373
NET INTEREST INCOME	9,749	8,952	18,741	17,808
Provision for loan losses	850	300	1,300	630
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	8,899	8,652	17,441	17,178
NONINTEREST INCOME
Service charges on deposit accounts	672	614	1,275	1,204
Bank owned life insurance income	165	120	304	227
Trust fees	1,509	1,552	3,156	3,049
Insurance agency commissions	118	75	264	170
Security gains	35	84	45	84
Retirement plan consulting fees	778	272	1,282	636
Investment commissions	256	243	554	437
Net gains on sale of loans	156	71	279	136
Other operating income	720	766	1,287	1,287
TOTAL NONINTEREST INCOME	4,409	3,797	8,446	7,230
NONINTEREST EXPENSES
Salaries and employee benefits	5,663	5,096	11,205	10,118
Occupancy and equipment	1,201	1,097	2,312	2,250
State and local taxes	243	230	488	463
Professional fees	546	574	1,022	1,166
Merger related cost	1,912	0	2,157	0
Advertising	282	274	499	477
FDIC insurance	178	187	355	371
Intangible amortization	167	191	334	383
Core processing charges	382	389	763	750
Other operating expenses	1,513	1,340	2,703	2,541
TOTAL NONINTEREST EXPENSES	12,087	9,378	21,838	18,519
INCOME BEFORE INCOME TAXES	1,221	3,071	4,049	5,889
INCOME TAXES	409	720	1,026	1,347
NET INCOME	$ 812	$ 2,351	$ 3,023	$ 4,542
EARNINGS PER SHARE - basic and diluted	$ 0.04	$ 0.13	$ 0.16	$ 0.24

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement Of Income And Comprehensive Income [Abstract]
NET INCOME		$ 812	$ 2,351	$ 3,023	$ 4,542
Other comprehensive income (loss):
Net unrealized holding gains (losses) on available for sale securities		(5,447)	2,934	(3,136)	7,021
Reclassification adjustment for (gains) realized in income	[1]	(35)	(84)	(45)	(84)
Net unrealized gains (losses) on available-for-sale securities, pre-tax		(5,482)	2,850	(3,181)	6,937
Income tax effect		1,919	(997)	1,113	(2,429)
Other comprehensive income (loss), net of tax		(3,563)	1,853	(2,068)	4,508
TOTAL COMPREHENSIVE INCOME (LOSS)		$ (2,751)	$ 4,204	$ 955	$ 9,050
[1]	Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income.

Consolidated Statement of Stock

Consolidated Statement of Stockholders' Equity - USD ($) $ in Thousands	Total	COMMON STOCK	RETAINED EARNINGS	ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	TREASURY STOCK, AT COST
TOTAL STOCKHOLDERS' EQUITY	$ 123,560
Balance at beginning of year at Dec. 31, 2014		$ 106,021	$ 20,944	$ 1,093
Issued 7,262,955 shares as part of the acquisition of NBOH	59,048	59,048
Stock compensation expense for 127,875 shares		116
Balance at end of year at Jun. 30, 2015		$ 165,185	22,863	(975)	$ (4,498)
Net income	3,023		3,023
Dividends declared at $.03 per share			$ (1,104)
Other comprehensive income (loss)				$ (2,068)
TOTAL STOCKHOLDERS' EQUITY	$ 182,575

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2015
Common stock, shares issued	26,294,014
COMMON STOCK
Stock compensation expense, shares	127,875
RETAINED EARNINGS
Cash dividend declared per share of common stock	$ 0.03
NBOH | COMMON STOCK
Common stock, shares issued	7,262,955

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
NET INCOME	$ 3,023	$ 4,542
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	1,300	630
Depreciation and amortization	938	1,003
Net amortization of securities	859	719
Security gains	(45)	(84)
Stock compensation expense	116	0
Loss on sale of other real estate owned	14	2
Earnings on bank owned life insurance	(304)	(227)
Origination of loans held for sale	(8,442)	(6,989)
Proceeds from loans held for sale	8,833	7,008
Net gains on sale of loans	(279)	(136)
Net change in other assets and liabilities	(2,780)	(512)
NET CASH FROM OPERATING ACTIVITIES	3,233	5,956
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities and repayments of securities available for sale	32,279	25,313
Proceeds from sales of securities available for sale	54,957	33,254
Purchases of securities available for sale	(35,745)	(38,564)
Loan originations and payments, net	(42,577)	(8,150)
Proceeds from sale of other real estate owned	199	35
Purchase of bank owned life insurance	(6,000)	0
Additions to premises and equipment	(687)	(787)
Net cash received in business combination	21,303	0
NET CASH FROM INVESTING ACTIVITIES	23,729	11,101
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	(18,795)	(7,773)
Net change in short-term borrowings	13,037	(7,125)
Repayment of Federal Home Loan Bank borrowings and other debt	(55,500)	(507)
New Federal Home Loan Bank advance borrowings	45,000	0
Cash dividends paid	(1,104)	(1,127)
Proceeds from reissuance of treasury shares	0	32
NET CASH FROM FINANCING ACTIVITIES	(17,362)	(16,500)
NET CHANGE IN CASH AND CASH EQUIVALENTS	9,600	557
Beginning cash and cash equivalents	27,428	27,513
Ending cash and cash equivalents	37,028	28,070
Supplemental cash flow information:
Interest paid	1,861	2,391
Income taxes paid	1,490	875
Supplemental noncash disclosures:
Transfer of loans to other real estate	453	218
Security purchases not settled	527	0
Issuance of stock for NBOH acquisition	$ 59,048	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS Principles of Consolidation: Farmers National Banc Corp. (“Company”) is a one-bank holding company registered under the Bank Holding Company Act of 1956, as amended. The Company provides full banking services through its nationally chartered subsidiary, The Farmers National Bank of Canfield (“Bank”). The Company provides trust services through its subsidiary, Farmers Trust Company (“Trust”), retirement consulting services through National Associates, Inc. (“NAI”) and insurance services through the Bank’s subsidiary, Farmers National Insurance (“Insurance”). In addition to the Insurance subsidiary, the Bank has created Farmers of Canfield Investment Co. (“Investments”), with the primary purpose of investing in municipal securities. The consolidated financial statements include the accounts of the Company, the Bank and its subsidiaries, along with the Trust and NAI. All significant intercompany balances and transactions have been eliminated in the consolidation. Basis of Presentation: The unaudited condensed consolidated financial statements have been prepared in conformity with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. The financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s 2014 Annual Report to Shareholders included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. The interim consolidated financial statements include all adjustments (consisting of only normal recurring items) that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year. Certain items included in the prior period financial statements were reclassified to conform to the current period presentation. There was no effect on net income or total stockholders’ equity. Estimates: The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Segments: The Company provides a broad range of financial services to individuals and companies in northeastern Ohio. Operations are managed and financial performance is primarily aggregated and reported in three lines of business, the Bank segment, the Trust segment and the Retirement Consulting segment. Comprehensive Income: Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) consists of unrealized gains and losses on securities available for sale and changes in the funded status of the post-retirement health plan, which are recognized as separate components of equity, net of tax effects. For the six month period ended June 30, 2015, there was no change in the funded status of the post-retirement health plan.

Securities

Securities	6 Months Ended
	Jun. 30, 2015
Investments Debt And Equity Securities [Abstract]
Securities	Securities: The following table summarizes the amortized cost and fair value of the available-for-sale investment securities portfolio at June 30, 2015 and December 31, 2014 Gross Gross (In Thousands of Dollars) Amortized Unrealized Unrealized Cost Gains Losses Fair Value June 30, 2015 U.S. Treasury and U.S. government sponsored entities $ 18,719 $ 475 $ (172 ) $ 19,022 State and political subdivisions 124,516 1,783 (2,042 ) 124,257 Corporate bonds 934 5 (5 ) 934 Mortgage-backed securities - residential 206,714 1,760 (2,215 ) 206,259 Collateralized mortgage obligations 16,067 0 (693 ) 15,374 Small Business Administration 20,935 1 (702 ) 20,234 Equity securities 123 118 (2 ) 239 Totals $ 388,008 $ 4,142 $ (5,831 ) $ 386,319 Gross Gross (In Thousands of Dollars) Amortized Unrealized Unrealized Cost Gains Losses Fair Value December 31, 2014 U.S. Treasury and U.S. government sponsored entities $ 24,515 $ 418 $ (112 ) $ 24,821 State and political subdivisions 90,369 2,183 (671 ) 91,881 Corporate bonds 936 3 (8 ) 931 Mortgage-backed securities - residential 223,216 2,395 (1,249 ) 224,362 Collateralized mortgage obligations 25,988 98 (911 ) 25,175 Small Business Administration 23,193 1 (775 ) 22,419 Equity securities 120 121 (1 ) 240 Totals $ 388,337 $ 5,219 $ (3,727 ) $ 389,829 Proceeds from the sale of portfolio securities were $19.4 million during the three month period and $55.0 million during the six month period ended June 30, 2015. Gross gains of $36 thousand and $109 thousand and gross losses of $1 thousand and $64 thousand were realized on these sales during the three and six month period ended June 30, 2015. Gross gains from the sale of portfolio securities were $333 thousand along with gross losses of $249 thousand during the three and six month period ended June 30, 2014. The amortized cost and fair value of the debt securities portfolio are shown by expected maturity. Expected maturities may differ from contractual maturities if issuers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. June 30, 2015 (In Thousands of Dollars) Amortized Cost Fair Value Maturity Within one year $ 18,524 $ 18,704 One to five years 68,339 68,651 Five to ten years 48,694 48,425 Beyond ten years 8,612 8,433 Mortgage-backed, collateralized mortgage obligations and Small Business Administration securities 243,716 241,867 Total $ 387,885 $ 386,080 The following table summarizes the investment securities with unrealized losses at June 30, 2015 and December 31, 2014, aggregated by major security type and length of time in a continuous unrealized loss position. Less than 12 Months 12 Months or Longer Total (In Thousands of Dollars) Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss June 30, 2015 Available-for-sale U.S. Treasury and U.S. government sponsored entities $ 5,635 $ (172 ) $ 200 $ 0 $ 5,835 $ (172 ) State and political subdivisions 48,992 (783 ) 14,587 (1,259 ) 63,579 (2,042 ) Corporate bonds 0 0 478 (5 ) 478 (5 ) Mortgage-backed securities - residential 73,736 (871 ) 43,634 (1,344 ) 117,370 (2,215 ) Collateralized mortgage obligations 1,392 (1 ) 13,642 (692 ) 15,034 (693 ) Small Business Administration 0 0 20,145 (702 ) 20,145 (702 ) Equity securities 25 (2 ) 0 0 25 (2 ) Total $ 129,780 $ (1,829 ) $ 92,686 $ (4,002 ) $ 222,466 $ (5,831 ) Less than 12 Months 12 Months or Longer Total (In Thousands of Dollars) Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss December 31, 2014 Available-for-sale U.S. Treasury and U.S. government sponsored entities $ 498 $ (2 ) $ 10,159 $ (110 ) $ 10,657 $ (112 ) State and political subdivisions 987 (11 ) 24,063 (660 ) 25,050 (671 ) Corporate bonds 0 0 476 (8 ) 476 (8 ) Mortgage-backed securities - residential 25,770 (202 ) 55,576 (1,047 ) 81,346 (1,249 ) Collateralized mortgage obligations 0 0 19,541 (911 ) 19,541 (911 ) Small Business Administration 0 0 22,319 (775 ) 22,319 (775 ) Equity securities 26 (1 ) 0 0 26 (1 ) Total $ 27,281 $ (216 ) $ 132,134 $ (3,511 ) $ 159,415 $ (3,727 ) Other-Than-Temporary-Impairment Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. Investment securities are generally evaluated for OTTI under FASB Accounting Standards Codification (“ASC”) 320, Investments – Debt and Equity Securities When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income or loss. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. As of June 30, 2015, the Company’s security portfolio consisted of 427 securities, 191 of which were in an unrealized loss position. The majority of the unrealized losses on the Company’s securities are related to its holdings of mortgage-backed securities, collateralized mortgage obligations, state and political subdivision securities, and Small Business Administration securities as discussed below. Unrealized losses on debt securities issued by state and political subdivisions have not been recognized into income. These securities have maintained their investment grade ratings and management does not have the intent and does not expect to be required to sell these securities before their anticipated recovery. The fair value is expected to recover as the securities approach their maturity date. All of the Company’s holdings of collateralized mortgage obligations and residential mortgage-backed securities were issued by U.S. government-sponsored entities. Unrealized losses on these securities have not been recognized into income. Because the decline in fair value is attributable to changes in interest rates and illiquidity, and not credit quality, the issues are guaranteed by the issuing entity which the U.S. government has affirmed its commitment to support, and because the Company does not have the intent to sell these residential mortgage-backed securities and it is likely that it will not be required to sell the securities before their anticipated recovery, the Company does not consider these securities to be OTTI. Management does not believe any unrealized losses on Small Business Administration securities represent an other-than-temporary impairment. The securities are issued and backed by the full faith and credit of the U.S. government and the Company does not have the intent to sell these securities before their anticipated recovery. The fair value of these securities is expected to recover as they approach their maturity.

Loans

Loans	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Loans	Loans: Loan balances were as follows: (In Thousands of Dollars) June 30, 2015 December 31, 2014 Commercial real estate Owner occupied $ 193,080 $ 74,829 Non-owner occupied 162,932 122,228 Other 71,016 26,137 Commercial 202,552 120,493 Residential real estate 1-4 family residential 244,676 153,055 Home equity lines of credit 75,144 31,255 Consumer Indirect 121,474 120,931 Direct 58,197 9,071 Other 4,114 3,626 Subtotal $ 1,133,185 $ 661,625 Net deferred loan costs 1,653 2,227 Allowance for loan losses (7,286 ) (7,632 ) Net loans $ 1,127,552 $ 656,220 The following tables present the activity in the allowance for loan losses by portfolio segment for the three and six month periods ended June 30, 2015 and 2014: Three Months Ended June 30, 2015 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 2,917 $ 1,351 $ 1,640 $ 1,705 $ 110 $ 7,723 Provision for loan losses 223 183 49 505 (110 ) 850 Loans charged off (516 ) (254 ) (160 ) (566 ) 0 (1,496 ) Recoveries 9 0 19 181 0 209 Total ending allowance balance $ 2,633 $ 1,280 $ 1,548 $ 1,825 $ 0 $ 7,286 Six Months Ended June 30, 2015 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 2,676 $ 1,420 $ 1,689 $ 1,663 $ 184 $ 7,632 Provision for loan losses 455 113 59 857 (184 ) 1,300 Loans charged off (520 ) (254 ) (241 ) (1,099 ) 0 (2,114 ) Recoveries 22 1 41 404 0 468 Total ending allowance balance $ 2,633 $ 1,280 $ 1,548 $ 1,825 $ 0 $ 7,286 Three Months Ended June 30, 2014 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 2,751 $ 1,065 $ 1,681 $ 1,496 $ 394 $ 7,387 Provision for loan losses (36 ) 25 305 144 (138 ) 300 Loans charged off (33 ) (19 ) (210 ) (388 ) 0 (650 ) Recoveries 40 5 8 266 0 319 Total ending allowance balance $ 2,722 $ 1,076 $ 1,784 $ 1,518 $ 256 $ 7,356 Six Months Ended June 30, 2014 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 2,752 $ 1,219 $ 1,964 $ 1,419 $ 214 $ 7,568 Provision for loan losses (14 ) (137 ) 77 662 42 630 Loans charged off (90 ) (19 ) (280 ) (1,097 ) 0 $ (1,486 ) Recoveries 74 13 23 534 0 644 Total ending allowance balance $ 2,722 $ 1,076 $ 1,784 $ 1,518 $ 256 $ 7,356 The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2015 and December 31, 2014. The recorded investment in loans includes the unpaid principal balance and unamortized loan origination fees and costs, but excludes accrued interest receivable, which is not considered to be material: June 30, 2015 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 195 $ 27 $ 78 $ 0 $ 0 $ 300 Collectively evaluated for impairment 2,438 1,253 1,470 1,825 0 6,986 Acquired with deteriorated credit quality 0 0 0 0 0 0 Total ending allowance balance $ 2,633 $ 1,280 $ 1,548 $ 1,825 $ 0 $ 7,286 Loans: Loans individually evaluated for impairment $ 6,228 $ 741 $ 3,515 $ 61 $ 0 $ 10,545 Loans collectively evaluated for impairment 416,287 199,696 315,143 187,467 0 1,118,593 Loans acquired with deteriorated credit quality 3,793 1,571 284 52 0 5,700 Total ending loans balance $ 426,308 $ 202,008 $ 318,942 $ 187,580 $ 0 $ 1,134,838 December 31, 2014 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 514 $ 272 $ 88 $ 0 $ 0 $ 874 Collectively evaluated for impairment 2,162 1,148 1,601 1,663 184 6,758 Total ending allowance balance $ 2,676 $ 1,420 $ 1,689 $ 1,663 $ 184 $ 7,632 Loans: Loans individually evaluated for impairment $ 7,139 $ 1,940 $ 3,425 $ 93 $ 0 $ 12,597 Loans collectively evaluated for impairment 215,434 118,210 180,428 137,183 0 651,255 Total ending loans balance $ 222,573 $ 120,150 $ 183,853 $ 137,276 $ 0 $ 663,852 The following tables present information related to impaired loans by class of loans as of June 30, 2015 and December 31, 2014: (In Thousands of Dollars) Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated June 30, 2015 With no related allowance recorded: Commercial real estate Owner occupied $ 2,137 $ 2,003 $ 0 Non-owner occupied 380 379 0 Commercial 425 404 0 Residential real estate 1-4 family residential 2,481 2,226 0 Home equity lines of credit 289 275 0 Consumer 129 61 0 Subtotal 5,841 5,348 0 With an allowance recorded: Commercial real estate Owner occupied 2,851 2,332 136 Non-owner occupied 1,515 1,514 59 Commercial 518 337 27 Residential real estate 1-4 family residential 952 925 76 Home equity lines of credit 89 89 2 Subtotal 5,925 5,197 300 Total $ 11,766 $ 10,545 $ 300 (In Thousands of Dollars) Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated December 31, 2014 With no related allowance recorded: Commercial real estate Owner occupied $ 2,448 $ 2,318 $ 0 Non-owner occupied 391 391 0 Commercial 531 511 0 Residential real estate 1-4 family residential 2,421 2,156 0 Home equity lines of credit 476 251 0 Consumer 185 93 0 Subtotal 6,452 5,720 0 With an allowance recorded: Commercial real estate Owner occupied 2,882 2,882 446 Non-owner occupied 1,548 1,548 68 Commercial 1,444 1,429 272 Residential real estate 1-4 family residential 944 928 85 Home equity lines of credit 90 90 3 Subtotal 6,908 6,877 874 Total $ 13,360 $ 12,597 $ 874 The following tables present the average recorded investment in impaired loans by class and interest income recognized by loan class for the three and six month periods ended June 30, 2015 and 2014: Average Recorded Investment Interest Income Recognized For Three Months Ended June 30, For Three Months Ended June 30, (In Thousands of Dollars) 2015 2014 2015 2014 With no related allowance recorded: Commercial real estate Owner occupied $ 2,226 $ 1,614 $ 29 $ 6 Non-owner occupied 380 405 7 9 Commercial 409 2,072 5 4 Residential real estate 1-4 family residential 2,108 1,659 38 14 Home equity lines of credit 275 329 4 2 Consumer 81 178 3 0 Subtotal 5,479 6,257 86 35 With an allowance recorded: Commercial real estate Owner occupied 2,680 2,225 24 25 Non-owner occupied 1,520 1,580 20 20 Commercial 457 91 1 1 Residential real estate 1-4 family residential 908 1,380 11 11 Home equity lines of credit 89 126 1 1 Subtotal 5,654 5,402 57 58 Total $ 11,133 $ 11,659 $ 143 $ 93 Average Recorded Investment Interest Income Recognized For Six Months Ended June 30, For Six Months Ended June 30, (In Thousands of Dollars) 2015 2014 2015 2014 With no related allowance recorded: Commercial real estate Owner occupied $ 2,268 $ 2,095 $ 45 $ 11 Non-owner occupied 383 398 13 9 Commercial 436 1,502 11 9 Residential real estate 1-4 family residential 2,116 1,495 69 28 Home equity lines of credit 263 222 7 4 Consumer 86 209 7 0 Subtotal 5,552 5,921 152 61 With an allowance recorded: Commercial real estate Owner occupied 1,818 1,939 48 50 Non-owner occupied 1,528 1,583 40 40 Commercial 787 741 2 2 Residential real estate 1-4 family residential 945 1,385 20 22 Home equity lines of credit 89 136 2 2 Subtotal 5,167 5,784 112 116 Total $ 10,719 $ 11,705 $ 264 $ 177 Cash basis interest recognized during the three and six month periods ended June 30, 2015 and 2014 was materially equal to interest income recognized. Nonaccrual loans and loans past due 90 days or more still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of June 30, 2015 and December 31, 2014: June 30, 2015 December 31, 2014 (In Thousands of Dollars) Nonaccrual Loans Past Due 90 Days or More Still Accruing Nonaccrual Loans Past Due 90 Days or More Still Accruing Commercial real estate Owner occupied $ 2,832 $ 0 $ 3,315 $ 44 Non-owner occupied 47 0 41 0 Other 175 0 0 0 Commercial 836 0 1,645 0 Residential real estate 1-4 family residential 2,764 637 2,742 195 Home equity lines of credit 210 62 139 40 Consumer Indirect 78 150 90 193 Direct 80 106 36 0 Other 0 8 0 1 Total $ 7,022 $ 963 $ 8,008 $ 473 The following table presents the aging of the recorded investment in past due loans as of June 30, 2015 and December 31, 2014 by class of loans: (In Thousands of Dollars) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total June 30, 2015 Commercial real estate Owner occupied $ 170 $ 96 $ 2,832 $ 3,098 $ 189,756 $ 192,854 Non-owner occupied 23 0 47 70 162,533 162,603 Other 0 0 175 175 70,676 70,851 Commercial 550 291 836 1,677 200,331 202,008 Residential real estate 1-4 family residential 2,784 540 3,401 6,725 237,073 243,798 Home equity lines of credit 187 63 272 522 74,622 75,144 Consumer Indirect 1,735 247 228 2,210 123,058 125,268 Direct 369 58 186 613 57,585 58,198 Other 30 3 8 41 4,073 4,114 Total $ 5,848 $ 1,298 $ 7,985 $ 15,131 $ 1,119,707 $ 1,134,838 (In Thousands of Dollars) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total December 31, 2014 Commercial real estate Owner occupied $ 0 $ 0 $ 3,359 $ 3,359 $ 71,272 $ 74,631 Non-owner occupied 0 0 41 41 121,872 121,913 Other 0 0 0 0 26,029 26,029 Commercial 0 0 1,645 1,645 118,505 120,150 Residential real estate 1-4 family residential 1,892 546 2,937 5,375 147,223 152,598 Home equity lines of credit 205 92 179 476 30,779 31,255 Consumer Indirect 2,136 406 283 2,825 121,754 124,579 Direct 108 18 36 162 8,909 9,071 Other 17 6 1 24 3,602 3,626 Total $ 4,358 $ 1,068 $ 8,481 $ 13,907 $ 649,945 $ 663,852 Acquired Loans: The following table presents financing receivables purchased during the three and six month periods ended June 30, 2015 by portfolio segment: (In Thousands of Dollars) June 30, 2015 Commercial Real Estate Commercial Residential Real Estate Consumer Total Purchases $ 178,680 $ 69,544 $ 132,585 $ 48,432 $ 429,241 Purchased Credit Impaired Loans: The Company has purchased loans, for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payment would not be collected. The carrying amount of those loans is as follows: (In Thousands of Dollars) June 30, 2015 Commercial real estate Owner occupied $ 1,267 Non-owner occupied 1,854 Other 672 Commercial 1,571 Residential real estate 1-4 family residential 200 Home equity lines of credit 84 Consumer Direct 52 Outstanding Balance $ 5,700 Carrying Amount, net of allowance of $0 $ 5,700 Income recognized based on the accretable yield of these loans during the period ended June 30, 2015 was immaterial. Purchased credit impaired loans purchased during the six months ended June 30, 2015, for which it was probable at acquisition that all contractually required payments would not be collected are as follows: (In Thousands of Dollars) Contractually required payments receivable of loans purchased during the year: June 30, 2015 Commercial real estate Owner occupied $ 1,521 Non-owner occupied 2,148 Other 672 Commercial 1,975 Residential real estate 1-4 family residential 206 Home equity lines of credit 88 Consumer Direct 54 $ 6,664 Cash flows expected to be collected at acquisition $ 6,337 Fair value of acquired loans at acquisition $ 5,700

Troubled Debt Restructurings

Troubled Debt Restructurings	6 Months Ended
	Jun. 30, 2015
Debt Disclosure [Abstract]
Troubled Debt Restructurings	Troubled Debt Restructurings: Total troubled debt restructurings were $8.5 million and $8.1 million at June 30, 2015 and December 31, 2014, respectively. The Company has allocated $215 thousand and $242 thousand of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of June 30, 2015 and December 31, 2014. There were $0 thousand and $25 thousand in commitments to lend additional amounts to borrowers with loans that were classified as troubled debt restructurings at June, 30, 2015 and December 31, 2014. During the three and six month periods ended June 30, 2015 and 2014, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; a deferral of principal payments; or a legal concession. Troubled debt restructuring modifications involved a reduction of the notes stated interest rate in the range of 0.87% and 2.75%. There were also extensions of the maturity dates on these and other troubled debt restructurings in the range of 9 months to 120 months. The following table presents loans by class modified as troubled debt restructurings that occurred during the three and six month periods ended June 30, 2015 and 2014: Pre-Modification Post-Modification Three Months Ended June 30, 2015 Number of Outstanding Recorded Outstanding Recorded (In Thousands of Dollars) Loans Investment Investment Troubled Debt Restructurings: Commercial real estate Owner occupied 2 $ 801 $ 801 Residential real estate 1-4 family residential 2 193 193 Total 4 $ 994 $ 994 Pre-Modification Post-Modification Six Months Ended June 30, 2015 Number of Outstanding Recorded Outstanding Recorded (In Thousands of Dollars) Loans Investment Investment Troubled Debt Restructurings: Commercial real estate Owner occupied 2 $ 801 $ 801 Commercial 1 8 8 Residential real estate 1-4 family residential 5 547 547 Home equity lines of credit 1 50 50 Indirect 2 36 36 Total 11 $ 1,442 $ 1,442 Pre-Modification Post-Modification Three Months Ended June 30, 2014 Number of Outstanding Outstanding Recorded (In Thousands of Dollars) Loans Investment Investment Troubled Debt Restructurings: Non-owner occupied 1 $ 373 $ 373 Residential real estate 1-4 family residential 5 389 405 Home equity lines of credit 1 36 36 Total 7 $ 798 $ 814 Pre-Modification Post-Modification Six Months Ended June 30, 2014 Number of Outstanding Recorded Outstanding Recorded (In Thousands of Dollars) Loans Investment Investment Troubled Debt Restructurings: Commercial real estate Non-owner occupied 2 $ 408 $ 408 Residential real estate 1-4 family residential 14 782 799 Home equity lines of credit 3 88 88 Total 19 $ 1,278 $ 1,295 There were $87 thousand in charge offs and a $62 thousand increase to the provision for loan losses during the three and six month periods ended June 30, 2015, as a result of troubled debt restructurings. There were $32 thousand charge offs and an $11 thousand increase to the provision for loan losses during the three and six month periods ended June 30, 2014. There was one commercial real estate loan for which there were payment defaults within twelve months following the modification of the troubled debt restructuring during the three and six month periods ended June 30, 2015. This loan was past due at June 30, 2015. There was no provision recorded as a result of this default during 2015. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms. There were five indirect loans and the residential real estate loans modified as troubled debt restructuring for which there were payments defaults within twelve months following the modification during the three and six month period ended June 30, 2014. Five of the eight loans were past due at June 30, 2014. There were two loans charged off during the three and six month period ended June 30, 2014. There was an $11 thousand decrease to the provision to the allowance for loan losses associated with these loans for the three and six month periods ended June 30, 2014. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.

Credit Quality Indicators

Credit Quality Indicators	6 Months Ended
	Jun. 30, 2015
Risks And Uncertainties [Abstract]
Credit Quality Indicators	Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company establishes a risk rating at origination for all commercial loan and commercial real estate relationships. For relationships over $750 thousand, management monitors the loans on an ongoing basis for any changes in the borrower’s ability to service their debt. Management also affirms the risk ratings for the loans and leases in their respective portfolios on an annual basis. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Substandard loans are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. As of June 30, 2015 and December 31, 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: (In Thousands of Dollars) Pass Special Mention Sub standard Doubtful Not Rated Total June 30, 2015 Commercial real estate Owner occupied $ 185,630 $ 1,007 $ 6,217 $ 0 $ 0 $ 192,854 Non-owner occupied 157,296 1,830 3,477 0 0 162,603 Other 69,871 498 482 0 0 70,851 Commercial 193,608 5,187 3,213 0 0 202,008 Total $ 606,405 $ 8,522 $ 13,389 $ 0 $ 0 $ 628,316 (In Thousands of Dollars) Pass Special Mention Sub standard Doubtful Not Rated Total December 31, 2014 Commercial real estate Owner occupied $ 66,036 $ 2,534 $ 6,061 $ 0 $ 0 $ 74,631 Non-owner occupied 115,159 3,760 2,994 0 0 121,913 Other 25,710 0 319 0 0 26,029 Commercial 114,409 1,566 4,175 0 0 120,150 Total $ 321,314 $ 7,860 $ 13,549 $ 0 $ 0 $ 342,723 The Company considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential, consumer indirect and direct loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in residential, consumer indirect and direct auto loans based on payment activity as of June 30, 2015 and December 31, 2014. Nonperforming loans are loans past due 90 days or more and still accruing interest and nonaccrual loans. Residential Real Estate Consumer (In Thousands of Dollars) 1-4 Family Residential Home Equity Lines of Credit Indirect Direct Other June 30, 2015 Performing $ 240,397 $ 74,872 $ 125,040 $ 58,012 $ 4,106 Nonperforming 3,401 272 228 186 8 Total $ 243,798 $ 75,144 $ 125,268 $ 58,198 $ 4,114 Residential Real Estate Consumer (In Thousands of Dollars) 1-4 Family Residential Home Equity Lines of Credit Indirect Direct Other December 31, 2014 Performing $ 149,661 $ 31,076 $ 124,296 $ 9,035 $ 3,625 Nonperforming 2,937 179 283 36 1 Total $ 152,598 $ 31,255 $ 124,579 $ 9,071 $ 3,626

Interest-Rate Swaps

Interest-Rate Swaps	6 Months Ended
	Jun. 30, 2015
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Interest-Rate Swaps	Interest-Rate Swaps: The Company uses a program that utilizes interest-rate swaps as part of its asset/liability management strategy. The interest-rate swaps are used to help manage the Company’s interest rate risk position and not as derivatives for trading purposes. The notional amount of the interest-rate swaps does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest-rate swap agreements. The objective of the interest-rate swaps is to protect the related fixed rate commercial real estate loans from changes in fair value due to changes in interest rates. The Company has a program whereby it lends to its borrowers at a fixed rate with the loan agreement containing a two-way yield maintenance provision, which will be invoked in the event of prepayment of the loan, and is expected to exactly offset the fair value of unwinding the swap. The yield maintenance provision represents an embedded derivative which is bifurcated from the host loan contract and, as such, the swaps and embedded derivatives are not designated as hedges. Accordingly, both instruments are carried at fair value and changes in fair value are reported in current period earnings. Summary information about these interest-rate swaps at periods ended June 30, 2015 and December 31, 2014 is as follows: June 30, 2015 December 31, 2014 Notional amounts (In thousands) $ 34,396 $ 31,459 Weighted average pay rate on interest-rate swaps 4.24 % 4.26 % Weighted average receive rate on interest-rate swaps 2.63 % 2.67 % Weighted average maturity (years) 5.9 5.9 Fair value of combined interest-rate swaps (In thousands) $ 625 $ 638 The fair value of the yield maintenance provisions and interest-rate swaps is recorded in other assets and other liabilities, respectively, in the consolidated balance sheets. Changes in the fair value of the yield maintenance provisions and interest-rate swaps are reported in earnings, as other noninterest income in the consolidated statements of income. For the three and six month periods ended June 30, 2015 and 2014 there were no net gains or losses recognized in earnings.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share: The computation of basic and diluted earnings per share is shown in the following table: Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Basic EPS Net income (In thousands) $ 812 $ 2,351 $ 3,023 $ 4,542 Weighted average shares outstanding 19,394,342 18,780,980 18,913,772 18,780,041 Basic earnings per share $ 0.04 $ 0.13 $ 0.16 $ 0.24 Diluted EPS Net income (In thousands) $ 812 $ 2,351 $ 3,023 $ 4,542 Weighted average shares out-standing for basic earnings per share 19,394,342 18,780,980 18,913,772 18,780,041 Dilutive effect of restricted stock awards 3,524 0 2,577 0 Weighted average shares for diluted earnings per share 19,397,866 18,780,980 18,916,349 18,780,041 Diluted earnings per share $ 0.04 $ 0.13 $ 0.16 $ 0.24 There were no restricted stock awards that were considered anti-dilutive for the three and six month periods ended June 30, 2015.

Stock Based Compensation

Stock Based Compensation	6 Months Ended
	Jun. 30, 2015
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock Based Compensation	Stock Based Compensation: During 2012, the Company, with the approval of shareholders, created the 2012 Equity Incentive Plan (the “Plan”). The Plan permits the award of up to 500 thousand shares to the Company’s directors and employees to promote the Company’s long-term financial success by motivating performance through long-term incentive compensation and to better align the interests of its employees with those of its shareholders. There were 80,918 additional net shares awarded under the Plan during February 2015. Expense recognized for the Plan was $82 thousand and $140 thousand for the three month and six month periods ended June 30, 2015. As of June 30, 2015, there was $721 thousand of total unrecognized compensation expense related to the nonvested shares granted under the Plan. The remaining cost is expected to be recognized over 2.7 years. There were 46,957 shares awarded and $29 thousand and $59 thousand of expense recognized for the Plan for the three and six month periods ended June 30, 2014. The following is the activity under the Plan during the three months ended June 30, 2015: Restricted Stock Units Units Weighted Average Grant Value Nonvested at January 1, 2015 46,957 $ 7.39 Granted 85,918 7.88 Vested 0 0 Forfeited (5,000 ) 7.88 Nonvested at June 30, 2015 127,875 $ 7.70

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2015
Comprehensive Income Net Of Tax [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss): The following table represents the detail of other comprehensive income for the three and six month periods ended June 30, 2015 and 2014. Three Months Ended June 30, 2015 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the period $ (5,447 ) $ 1,907 $ (3,540 ) Reclassification adjustment for (gains) losses included in net income (1) (35 ) 12 (23 ) Net unrealized gains (losses) on available-for-sale securities $ (5,482 ) $ 1,919 $ (3,563 ) Six Months Ended June 30, 2015 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the period $ (3,136 ) $ 1,097 $ (2,039 ) Reclassification adjustment for (gains) losses included in net income (1) (45 ) 16 (29 ) Net unrealized gains (losses) on available-for-sale securities $ (3,181 ) $ 1,113 $ (2,068 ) Three Months Ended June 30, 2014 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding gains on available-for-sale securities during the period $ 2,934 $ (1,026 ) $ 1,908 Reclassification adjustment for (gains) losses included in net income (1) (84 ) 29 (55 ) Net unrealized gains on available-for-sale securities $ 2,850 $ (997 ) $ 1,854 Six Months Ended June 30, 2014 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding gains on available-for-sale securities during the period $ 7,021 $ (2,458 ) $ 4,563 Reclassification adjustment for (gains) losses included in net income (1) (84 ) 29 (55 ) Net unrealized gains on available-for-sale securities $ 6,937 $ (2,429 ) $ 4,508 (1) Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income.

Regulatory Capital Matters

Regulatory Capital Matters	6 Months Ended
	Jun. 30, 2015
Regulatory Capital Requirements [Abstract]
Regulatory Capital Matters	Regulatory Capital Matters Banks and bank holding companies are subject to various regulatory capital requirements administered by the federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action by regulators that, if undertaken, could have a direct material effect on the financial statements. Management believes as of June 30, 2015, the Company and Bank meet all capital adequacy requirements to which they are subject. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If only adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At June 30, 2015 and December 31, 2014, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category. Actual and required capital amounts and ratios are presented below at June 30, 2015 and December 31, 2014: Actual Requirement For To be Well Capitalized Under Prompt Corrective Action Provisions: Amount Ratio Amount Ratio Amount Ratio June 30, 2015 Common equity tier 1 capital ratio Consolidated $ 158,239 12.61 % $ 56,466 4.50 % N/A N/A Bank 146,581 11.72 % 56,304 4.50 % $ 81,328 6.50 % Total risk based capital ratio Consolidated 165,577 13.20 % 100,385 8.00 % N/A N/A Bank 153,867 12.30 % 100,096 8.00 % 125,120 10.00 % Tier 1 risk based capital ratio Consolidated 158,239 12.61 % 75,289 6.00 % N/A N/A Bank 146,581 11.72 % 75,072 6.00 % 100,096 8.00 % Tier 1 leverage ratio Consolidated 158,239 9.27 % 69,293 4.00 % N/A N/A Bank 146,581 8.63 % 67,936 4.00 % 84,920 5.00 % December 31, 2014 Total Capital to risk weighted assets Consolidated $ 121,340 16.48 % $ 58,523 8.00 % N/A N/A Bank 114,321 15.56 % 58,773 8.00 % $ 73,466 10.00 % Tier 1 Capital to risk weighted assets Consolidated 113,654 15.43 % 29,262 4.00 % N/A N/A Bank 106,689 14.52 % 29,386 4.00 % 44,079 6.00 % Tier 1 Capital to average assets Consolidated 113,654 10.03 % 45,313 4.00 % N/A N/A Bank 106,689 9.37 % 45,565 4.00 % 56,956 5.00 %

Fair Value

Fair Value	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value	Fair Value: Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Investment Securities: The Company uses a third party service to estimate fair value on available for sale securities on a monthly basis. This service provider is considered a leading evaluation pricing service for U.S. domestic fixed income securities. They subscribe to multiple third-party pricing vendors, and supplement that information with matrix pricing methods. The fair values for investment securities are determined by quoted market prices in active markets, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on quoted prices for similar assets in active markets, quoted prices for similar assets in markets that are not active or inputs other than quoted prices, which provide a reasonable basis for fair value determination. Such inputs may include interest rates and yield curves, volatilities, prepayment speeds, credit risks and default rates. Inputs used are derived principally from observable market data (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). The fair values of Level 3 investment securities are determined by using unobservable inputs to measure fair value of assets for which there is little, if any market activity at the measurement date, using reasonable inputs and assumptions based on the best information at the time, to the extent that inputs are available without undue cost and effort. For the period ended June 30, 2015 and for the year ended December 31, 2014, the fair value of Level 3 investment securities was immaterial. Derivative Instruments: The fair values of derivative instruments are based on valuation models using observable market data as of the measurement date (Level 2). Impaired Loans: At the time loans are considered impaired, collateral dependent impaired loans are valued at the lower of cost or fair value and non-collateral dependent loans are valued based on discounted cash flows. Impaired loans carried at fair value generally receive specific allocations of the allowance for loan losses. For collateral dependent loans fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Other Real Estate Owned: Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair values are commonly based on recent real estate appraisals. These appraisals may use a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial and commercial real estate properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Appraisal Department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On an annual basis, the Company compares the actual selling price of collateral that has been sold to the most recent appraised value to determine what adjustments should be made to appraisals to arrive at fair value. Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements at June 30, 2015 Using: (In Thousands of Dollars) Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 19,022 $ 0 $ 19,022 $ 0 State and political subdivisions 124,257 0 124,257 0 Corporate bonds 934 0 934 0 Mortgage-backed securities-residential 206,259 0 206,243 16 Collateralized mortgage obligations 15,374 0 15,374 0 Small Business Administration 20,234 0 20,234 0 Equity securities 239 239 0 0 Total investment securities $ 386,319 $ 239 $ 386,064 $ 16 Yield maintenance provisions $ 625 $ 0 $ 625 $ 0 Financial Liabilities Interest rate swaps $ 625 $ 0 $ 625 $ 0 Fair Value Measurements at December 31, 2014 Using: (In Thousands of Dollars) Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 24,821 $ 0 $ 24,821 $ 0 State and political subdivisions 91,881 0 91,881 0 Corporate bonds 931 0 931 0 Mortgage-backed securities-residential 224,362 0 224,352 10 Collateralized mortgage obligations 25,175 0 25,175 0 Small Business Administration 22,419 0 22,419 0 Equity securities 240 240 0 0 Total investment securities $ 389,829 $ 240 $ 389,579 $ 10 Yield maintenance provisions $ 638 $ 0 $ 638 $ 0 Financial Liabilities Interest rate swaps $ 638 $ 0 $ 638 $ 0 There were no significant transfers between Level 1 and Level 2 during the three and six month periods ended June 30, 2015 and 2014. The table below presents a reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3): (In Thousands of Dollars) Three Months ended June 30, Six Months ended June 30, 2015 2014 2015 2014 Beginning Balance $ 10 $ 10 $ 10 $ 10 Total unrealized gains or losses: Included in other comprehensive income 0 0 0 0 Repayments 0 0 0 0 Acquired and/or purchased 6 0 6 0 Ending Balance $ 16 $ 10 $ 16 $ 10 Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at June 30, 2015 Using: (In Thousands of Dollars) Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Impaired loans Commercial real estate Owner occupied $ 683 $ 0 $ 0 $ 683 Commercial 231 0 0 231 1–4 family residential 118 0 0 118 Fair Value Measurements at December 31, 2014 Using: (In Thousands of Dollars) Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Impaired loans Commercial $ 807 $ 0 $ 0 $ 807 1–4 family residential 63 0 0 63 Other real estate owned Commercial real estate 45 0 0 45 Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $1.1 million with a valuation allowance of $98 thousand at June 30, 2015, resulting in an additional provision for loan losses of $209 thousand for the three and six month periods. At December 31, 2014, impaired loans had a principal balance of $988 thousand, with a valuation allowance of $117 thousand. Loans measured at fair value at June 30, 2014 resulted in an additional provision for loan losses of $227 thousand during the three and six month periods ended June 30, 2014. Excluded from the fair value of impaired loans, at June 30, 2015 and December 31, 2014, discussed above are $4.1 million and $4.2 million of loans classified as troubled debt restructurings and measured using the present value of cash flows, which are not carried at fair value. Impaired commercial real estate loans, both owner-occupied and non-owner occupied are valued by independent external appraisals. These external appraisals are prepared using the sales comparison approach and income approach valuation techniques. Management makes subsequent unobservable adjustments to the impaired loan appraisals. Impaired loans other than commercial real estate and other real estate owned are not considered material. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at the periods ended June 30, 2015 and December 31, 2014: June 30, 2015 Fair value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans Commercial real estate $ 683 Quoted price for loan relationship Adjustment for differences between earning multiplier 1.01% (1.01%) Commercial 231 Quoted price for loan relationship Adjustment for differences between earning multiplier -3.01% (-3.01%) Residential 118 Sales comparison Adjustment for differences between comparable sales -26.81%-20.94% (-11.05%) December 31, 2014 Fair value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans Commercial $ 807 Sales comparison Adjustment for differences between comparable sales -27.43% - 32.86% (9.96%) Residential 63 Sales comparison Adjustment for differences between comparable sales -18.32% - 24.16% (-14.02%) Other real estate owned 45 Sales comparison Adjustment for differences between comparable sales -12.86% - 11.97% (-5.79%) The carrying amounts and estimated fair values of financial instruments not previously disclosed at June 30, 2015 and December 31, 2014 are as follows: Fair Value Measurements at June 30, 2015 Using: (In Thousands of Dollars) Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 37,028 $ 18,204 $ 18,824 $ 0 $ 37,028 Restricted stock 7,456 n/a n/a n/a n/a Loans held for sale 399 0 410 0 410 Loans, net 1,127,552 0 0 1,110,641 1,110,641 Accrued interest receivable 4,710 0 1,827 2,883 4,710 Financial liabilities Deposits 1,320,569 1,056,018 263,115 0 1,319,133 Short-term borrowings 85,704 0 85,704 0 85,704 Long-term borrowings 69,887 0 70,299 0 70,299 Accrued interest payable 553 29 524 0 553 Fair Value Measurements at December 31, 2014 Using: (In Thousands of Dollars) Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 27,428 $ 11,410 $ 16,018 $ 0 $ 27,428 Restricted stock 4,224 n/a n/a n/a n/a Loans held for sale 511 0 523 0 523 Loans, net 656,220 0 0 658,993 658,993 Accrued interest receivable 3,237 0 1,645 1,592 3,237 Financial liabilities Deposits 915,703 708,752 206,708 0 915,460 Short-term borrowings 59,136 0 59,136 0 59,136 Long-term borrowings 28,381 0 28,837 0 28,837 Accrued interest payable 402 2 400 0 402 The methods and assumptions used to estimate fair value, not previously described, are described as follows: Cash and Cash Equivalents: The carrying amounts of cash and short-term instruments approximate fair values and are classified as either Level 1 or Level 2. The Company has determined that cash on hand and non-interest bearing due from bank accounts are Level 1 whereas interest bearing federal funds sold and other are Level 2. Restricted Stock: It is not practical to determine the fair value of restricted stock due to restrictions placed on its transferability. Loans: Fair values of loans, excluding loans held for sale, are estimated as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. Loans held for sale: The fair value of loans held for sale is estimated based upon binding contracts and quotes from third party investors resulting in a Level 2 classification. Accrued Interest Receivable/Payable: The carrying amounts of accrued interest receivable and payable approximate fair value resulting in a Level 1, Level 2 or Level 3 classification. The classification is the result of the association with securities, loans and deposits. Deposits: The fair values disclosed for demand deposits – interest and non-interest checking, passbook savings, and money market accounts – are, by definition, equal to the amount payable on demand at the reporting date resulting in a Level 1 classification. The carrying amounts of variable rate certificates of deposit approximate their fair values at the reporting date resulting in a Level 2 classification. Fair value for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. Short-term Borrowings: The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings, generally maturing within ninety days, approximate their fair values resulting in a Level 2 classification. Long-term Borrowings: The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. Off-balance Sheet Instruments: The fair value of commitments is not considered material.

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2015
Segment Reporting [Abstract]
Segment Information	Segment Information: The reportable segments are determined by the products and services offered, primarily distinguished between banking, trust and retirement consulting operations. They are also distinguished by the level of information provided to the chief operating decision makers in the Company, who use such information to review performance of various components of the business, which are then aggregated. Loans, investments, and deposits provide the revenues in the banking operation. All operations are domestic. Significant segment totals are reconciled to the financial statements as follows: (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals June 30, 2015 Goodwill and other intangibles $ 5,126 $ 31,090 $ 3,353 $ 0 $ 39,569 Total assets $ 11,291 $ 1,656,042 $ 4,653 $ 417 $ 1,672,403 (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals December 31, 2014 Goodwill and other intangibles $ 5,285 $ 0 $ 3,528 $ 0 $ 8,813 Total assets $ 10,643 $ 1,121,505 $ 4,356 $ 463 $ 1,136,967 (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals For Three Months Ended June 30, 2015 Net interest income $ 15 $ 9,738 $ 0 $ (4 ) $ 9,749 Provision for loan losses 0 850 0 0 850 Service fees, security gains and other noninterest income 1,531 2,166 779 (67 ) 4,409 Noninterest expense 1,241 7,657 427 2,182 11,507 Amortization and depreciation expense 86 404 90 0 580 Income (loss) before taxes 219 2,993 262 (2,253 ) 1,221 Income taxes 74 613 89 (367 ) 409 Net Income (Loss) $ 145 $ 2,380 $ 173 $ (1,886 ) $ 812 (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals For Six Months Ended June 30, 2015 Net interest income $ 30 $ 18,718 $ 0 $ (7 ) $ 18,741 Provision for loan losses 0 1,300 0 0 1,300 Service fees, security gains and other noninterest income 3,203 4,093 1,282 (132 ) 8,446 Noninterest expense 2,437 15,015 762 2,577 20,791 Amortization and depreciation expense 171 696 180 0 1,047 Income before taxes 625 5,800 340 (2,716 ) 4,049 Income taxes 212 1,222 116 (524 ) 1,026 Net Income $ 413 $ 4,578 $ 224 $ (2,192 ) $ 3,023 (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals For Three Months Ended June 30, 2014 Net interest income $ 14 $ 8,941 $ 0 $ (3 ) $ 8,952 Provision for loan losses 0 300 0 0 300 Service fees, security gains and other noninterest income 1,574 1,756 555 (88 ) 3,797 Noninterest expense 1,193 7,471 407 307 9,378 Income before taxes 395 2,926 148 (398 ) 3,071 Income taxes 135 662 50 (127 ) 720 Net Income $ 260 $ 2,264 $ 98 $ (271 ) $ 2,351 (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals For Six Months Ended June 30, 2014 Net interest income $ 26 $ 17,789 $ 0 $ (7 ) $ 17,808 Provision for loan losses 0 630 0 0 630 Service fees, security gains and other noninterest income 3,091 3,294 998 (153 ) 7,230 Noninterest expense 2,380 14,734 824 581 18,519 Income before taxes 737 5,719 174 (741 ) 5,889 Income taxes 253 1,279 59 (244 ) 1,347 Net Income $ 484 $ 4,440 $ 115 $ (497 ) $ 4,542 The Bank segment includes Farmers National Insurance and Farmers of Canfield Investment Co.

Business Acquisitions

Business Acquisitions	6 Months Ended
	Jun. 30, 2015
Business Combinations [Abstract]
Business Acquisitions	Business Acquisitions: On June 23, 2015, Tri-State 1 st st Farmers National Banc Corp. (the “Company”), the parent company of The Farmers National Bank of Canfield (“Farmers Bank”), and FMNB Merger Subsidiary, LLC, a newly-formed wholly-owned subsidiary of the Company (“Merger Sub”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) pursuant to which Tri-State will merge with and into Merger Sub (the “Merger”). Promptly following consummation of the Merger, it is expected that Merger Sub will be dissolved and liquidated, and FNCB will merge with and into Farmers Bank. Pursuant to the terms of the Merger Agreement, common shareholders of Tri-State will be entitled to receive 1.747 common shares, without par value, of the Company (the “Company Common Shares”), or $14.20 in cash, for each common share, without par value, of Tri-State (the “Tri-State Common Shares”), subject to proration provisions specified in the Merger Agreement that provide for a targeted aggregate split of total consideration consisting of 75% Company Common Shares and 25% cash. Preferred shareholders of Tri-State will be entitled to receive $13.60 in cash for each share of Series A Preferred Stock, without par value, of Tri-State. On June 19, 2015, the Company completed the acquisition of all outstanding stock of National Bancshares Corporation (“NBOH”), the parent company of First National Bank of Orrville (“First National Bank”) First National Bank of Orrville branches became branches of Farmers National Bank of Canfield. Goodwill of $26.7 million, which is recorded on the balance sheet of the Bank, arising from the acquisition consisted largely of synergies and the cost savings resulting from the combining of the companies. The goodwill is not expected to be deductible for income tax purposes. The fair value of other intangible assets of $4.4 million is related to core deposits. The following table summarizes the consideration paid for NBOH and the amounts of the assets acquired and liabilities assumed on the closing date of the acquisition. (In Thousands of Dollars) Consideration Cash $ 15,732 Stock 59,048 Fair value of total consideration transferred $ 74,780 Assets acquired and liabilities assumed Cash and due from financial institutions $ 37,035 Securities available for sale 51,340 Net loans 430,035 Premises and equipment 6,105 Bank owned life insurance 2,891 Core deposit intangible 4,409 Other assets 7,996 Total assets 539,811 Fair value of liabilities assumed Deposits 423,661 Short-term borrowings 13,531 Long-term borrowings 52,006 Accrued interest payable and other liabilities 2,514 Total liabilities 491,712 Net assets acquired $ 48,099 Goodwill created 26,681 Total net assets acquired $ 74,780 Valuation of some assets acquired or created including but not limited to net loans and goodwill are preliminary and could be subject to change. The following table presents pro forma information as if the acquisition had occurred at the beginning of 2014. The pro forma information includes adjustments for amortization of intangibles arising from the transaction and the related income tax effects. The pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transactions been effective on the assumed dates. For Three Months Ended June 30, For Six Months Ended June 30, (In thousands of dollars except per share results) 2015 2014 2015 2014 Net interest income $ 14,598 $ 13,235 $ 28,278 $ 26,217 Net income $ 3,390 $ 3,734 $ 7,216 $ 7,125 Basic and diluted earnings per share $ 0.13 $ 0.15 $ 0.28 $ 0.28 On July 1, 2013, the Company completed the acquisition of all outstanding stock of the retirement planning consultancy National Associates, Inc. (“NAI”) of Rocky River, Ohio. The transaction involved both cash and stock totaling $4.4 million, including up to $1.5 million of future cash payments contingent upon NAI meeting income performance targets based on ending

Goodwill and Intangible Assets

Goodwill and Intangible Assets	6 Months Ended
	Jun. 30, 2015
Goodwill And Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	Goodwill and Intangible Assets: Goodwill associated with the Company’s purchase of First National Bank of Orrville in June of 2015, National Associates, Inc. in July of 2013 and Farmers Trust Company in 2009 totaled $32.2 million at June 30, 2015 and $5.6 million at December 31, 2014. The First National Bank acquisition is more fully described in Business Acquisitions footnote. Impairment exists when a reporting unit’s carrying value of goodwill exceeds its fair value, which is determined through a two-step impairment test. Management performs goodwill impairment testing on an annual basis in as of September 30. The fair value of the reporting unit is determined based on a discounted cash flow model. Acquired Intangible Assets Acquired intangible assets were as follows: For Three Months Ended June 30, 2015 For Six Months Ended June 30, 2015 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Amortized intangible assets: Customer relationship intangibles $ 5,970 $ (3,279 ) $ 5,970 $ (3,279 ) Non-compete contracts 370 (310 ) 370 (310 ) Trade name 190 (53 ) 190 (53 ) Core deposit intangible 4,409 0 4,409 0 Total $ 10,939 $ (3,642 ) $ 10,939 $ (3,642 ) For Three Months Ended June 30, 2014 For Six Months Ended June 30, 2014 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Amortized intangible assets: Customer relationship intangibles $ 5,970 $ (2,617 ) $ 5,970 $ (2,617 ) Non-compete contracts 370 (280 ) 370 (280 ) Trade name 190 (28 ) 190 (28 ) Total $ 6,530 $ (2,925 ) $ 6,530 $ (2,925 ) Aggregate amortization expense was $167 thousand and $334 thousand for the three and six month periods ended June 30, 2015. Amortization expense was $191 thousand and $383 thousand for the three and six months ended June 30, 2014. Estimated amortization expense for each of the next five periods and thereafter: 2015 (Six months) 610 2016 1,108 2017 1,022 2018 938 2019 862 Thereafter 2,757 TOTAL $ 7,297

Repurchase Agreement

Repurchase Agreement	6 Months Ended
	Jun. 30, 2015
Disclosure Of Repurchase Agreements [Abstract]
Repurchase Agreements	Repurchase agreements: The following table provides a disaggregation of the obligation by the class of collateral pledged for short-term financing obtained through the sales of repurchase agreements: (In Thousands of Dollars) June 30, 2015 Overnight and continuous repurchase agreements U.S. Treasury and U.S. government sponsored entities $ 6,246 State and political subdivisions 9,892 Mortgage-backed securities - residential 55,771 Collateralized mortgage obligations 5,245 Total borrowings $ 77,154 Management believes the risks associated with the agreements are minimal and in the case of collateral decline the company has additional investment securities available to adequately pledge as guarantees for the repurchase agreements.

Summary of Significant Accoun24

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation: Farmers National Banc Corp. (“Company”) is a one-bank holding company registered under the Bank Holding Company Act of 1956, as amended. The Company provides full banking services through its nationally chartered subsidiary, The Farmers National Bank of Canfield (“Bank”). The Company provides trust services through its subsidiary, Farmers Trust Company (“Trust”), retirement consulting services through National Associates, Inc. (“NAI”) and insurance services through the Bank’s subsidiary, Farmers National Insurance (“Insurance”). In addition to the Insurance subsidiary, the Bank has created Farmers of Canfield Investment Co. (“Investments”), with the primary purpose of investing in municipal securities. The consolidated financial statements include the accounts of the Company, the Bank and its subsidiaries, along with the Trust and NAI. All significant intercompany balances and transactions have been eliminated in the consolidation.
Basis of Presentation	Basis of Presentation: The unaudited condensed consolidated financial statements have been prepared in conformity with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. The financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s 2014 Annual Report to Shareholders included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. The interim consolidated financial statements include all adjustments (consisting of only normal recurring items) that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year. Certain items included in the prior period financial statements were reclassified to conform to the current period presentation. There was no effect on net income or total stockholders’ equity.
Estimates	Estimates: The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Segments	Segments: The Company provides a broad range of financial services to individuals and companies in northeastern Ohio. Operations are managed and financial performance is primarily aggregated and reported in three lines of business, the Bank segment, the Trust segment and the Retirement Consulting segment.
Comprehensive Income	Comprehensive Income: Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) consists of unrealized gains and losses on securities available for sale and changes in the funded status of the post-retirement health plan, which are recognized as separate components of equity, net of tax effects. For the six month period ended June 30, 2015, there was no change in the funded status of the post-retirement health plan.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Investments Debt And Equity Securities [Abstract]
Summary of the Amortized Cost and Fair Value of Available-for-Sale Investment Securities Corresponding Amounts of Unrealized Gains and Losses	The following table summarizes the amortized cost and fair value of the available-for-sale investment securities portfolio at June 30, 2015 and December 31, 2014 Gross Gross (In Thousands of Dollars) Amortized Unrealized Unrealized Cost Gains Losses Fair Value June 30, 2015 U.S. Treasury and U.S. government sponsored entities $ 18,719 $ 475 $ (172 ) $ 19,022 State and political subdivisions 124,516 1,783 (2,042 ) 124,257 Corporate bonds 934 5 (5 ) 934 Mortgage-backed securities - residential 206,714 1,760 (2,215 ) 206,259 Collateralized mortgage obligations 16,067 0 (693 ) 15,374 Small Business Administration 20,935 1 (702 ) 20,234 Equity securities 123 118 (2 ) 239 Totals $ 388,008 $ 4,142 $ (5,831 ) $ 386,319 Gross Gross (In Thousands of Dollars) Amortized Unrealized Unrealized Cost Gains Losses Fair Value December 31, 2014 U.S. Treasury and U.S. government sponsored entities $ 24,515 $ 418 $ (112 ) $ 24,821 State and political subdivisions 90,369 2,183 (671 ) 91,881 Corporate bonds 936 3 (8 ) 931 Mortgage-backed securities - residential 223,216 2,395 (1,249 ) 224,362 Collateralized mortgage obligations 25,988 98 (911 ) 25,175 Small Business Administration 23,193 1 (775 ) 22,419 Equity securities 120 121 (1 ) 240 Totals $ 388,337 $ 5,219 $ (3,727 ) $ 389,829
Amortized Cost and Fair Value of the Debt Securities Maturity	The amortized cost and fair value of the debt securities portfolio are shown by expected maturity. Expected maturities may differ from contractual maturities if issuers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. June 30, 2015 (In Thousands of Dollars) Amortized Cost Fair Value Maturity Within one year $ 18,524 $ 18,704 One to five years 68,339 68,651 Five to ten years 48,694 48,425 Beyond ten years 8,612 8,433 Mortgage-backed, collateralized mortgage obligations and Small Business Administration securities 243,716 241,867 Total $ 387,885 $ 386,080
Investment Securities with Unrealized Losses	The following table summarizes the investment securities with unrealized losses at June 30, 2015 and December 31, 2014, aggregated by major security type and length of time in a continuous unrealized loss position. Less than 12 Months 12 Months or Longer Total (In Thousands of Dollars) Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss June 30, 2015 Available-for-sale U.S. Treasury and U.S. government sponsored entities $ 5,635 $ (172 ) $ 200 $ 0 $ 5,835 $ (172 ) State and political subdivisions 48,992 (783 ) 14,587 (1,259 ) 63,579 (2,042 ) Corporate bonds 0 0 478 (5 ) 478 (5 ) Mortgage-backed securities - residential 73,736 (871 ) 43,634 (1,344 ) 117,370 (2,215 ) Collateralized mortgage obligations 1,392 (1 ) 13,642 (692 ) 15,034 (693 ) Small Business Administration 0 0 20,145 (702 ) 20,145 (702 ) Equity securities 25 (2 ) 0 0 25 (2 ) Total $ 129,780 $ (1,829 ) $ 92,686 $ (4,002 ) $ 222,466 $ (5,831 ) Less than 12 Months 12 Months or Longer Total (In Thousands of Dollars) Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss December 31, 2014 Available-for-sale U.S. Treasury and U.S. government sponsored entities $ 498 $ (2 ) $ 10,159 $ (110 ) $ 10,657 $ (112 ) State and political subdivisions 987 (11 ) 24,063 (660 ) 25,050 (671 ) Corporate bonds 0 0 476 (8 ) 476 (8 ) Mortgage-backed securities - residential 25,770 (202 ) 55,576 (1,047 ) 81,346 (1,249 ) Collateralized mortgage obligations 0 0 19,541 (911 ) 19,541 (911 ) Small Business Administration 0 0 22,319 (775 ) 22,319 (775 ) Equity securities 26 (1 ) 0 0 26 (1 ) Total $ 27,281 $ (216 ) $ 132,134 $ (3,511 ) $ 159,415 $ (3,727 )

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Schedule of Loan Balances	Loan balances were as follows: (In Thousands of Dollars) June 30, 2015 December 31, 2014 Commercial real estate Owner occupied $ 193,080 $ 74,829 Non-owner occupied 162,932 122,228 Other 71,016 26,137 Commercial 202,552 120,493 Residential real estate 1-4 family residential 244,676 153,055 Home equity lines of credit 75,144 31,255 Consumer Indirect 121,474 120,931 Direct 58,197 9,071 Other 4,114 3,626 Subtotal $ 1,133,185 $ 661,625 Net deferred loan costs 1,653 2,227 Allowance for loan losses (7,286 ) (7,632 ) Net loans $ 1,127,552 $ 656,220
Activity in the Allowance for Loan Losses by Portfolio Segment	The following tables present the activity in the allowance for loan losses by portfolio segment for the three and six month periods ended June 30, 2015 and 2014: Three Months Ended June 30, 2015 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 2,917 $ 1,351 $ 1,640 $ 1,705 $ 110 $ 7,723 Provision for loan losses 223 183 49 505 (110 ) 850 Loans charged off (516 ) (254 ) (160 ) (566 ) 0 (1,496 ) Recoveries 9 0 19 181 0 209 Total ending allowance balance $ 2,633 $ 1,280 $ 1,548 $ 1,825 $ 0 $ 7,286 Six Months Ended June 30, 2015 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 2,676 $ 1,420 $ 1,689 $ 1,663 $ 184 $ 7,632 Provision for loan losses 455 113 59 857 (184 ) 1,300 Loans charged off (520 ) (254 ) (241 ) (1,099 ) 0 (2,114 ) Recoveries 22 1 41 404 0 468 Total ending allowance balance $ 2,633 $ 1,280 $ 1,548 $ 1,825 $ 0 $ 7,286 Three Months Ended June 30, 2014 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 2,751 $ 1,065 $ 1,681 $ 1,496 $ 394 $ 7,387 Provision for loan losses (36 ) 25 305 144 (138 ) 300 Loans charged off (33 ) (19 ) (210 ) (388 ) 0 (650 ) Recoveries 40 5 8 266 0 319 Total ending allowance balance $ 2,722 $ 1,076 $ 1,784 $ 1,518 $ 256 $ 7,356 Six Months Ended June 30, 2014 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 2,752 $ 1,219 $ 1,964 $ 1,419 $ 214 $ 7,568 Provision for loan losses (14 ) (137 ) 77 662 42 630 Loans charged off (90 ) (19 ) (280 ) (1,097 ) 0 $ (1,486 ) Recoveries 74 13 23 534 0 644 Total ending allowance balance $ 2,722 $ 1,076 $ 1,784 $ 1,518 $ 256 $ 7,356
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment and Based	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2015 and December 31, 2014. The recorded investment in loans includes the unpaid principal balance and unamortized loan origination fees and costs, but excludes accrued interest receivable, which is not considered to be material: June 30, 2015 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 195 $ 27 $ 78 $ 0 $ 0 $ 300 Collectively evaluated for impairment 2,438 1,253 1,470 1,825 0 6,986 Acquired with deteriorated credit quality 0 0 0 0 0 0 Total ending allowance balance $ 2,633 $ 1,280 $ 1,548 $ 1,825 $ 0 $ 7,286 Loans: Loans individually evaluated for impairment $ 6,228 $ 741 $ 3,515 $ 61 $ 0 $ 10,545 Loans collectively evaluated for impairment 416,287 199,696 315,143 187,467 0 1,118,593 Loans acquired with deteriorated credit quality 3,793 1,571 284 52 0 5,700 Total ending loans balance $ 426,308 $ 202,008 $ 318,942 $ 187,580 $ 0 $ 1,134,838 December 31, 2014 (In Thousands of Dollars) Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 514 $ 272 $ 88 $ 0 $ 0 $ 874 Collectively evaluated for impairment 2,162 1,148 1,601 1,663 184 6,758 Total ending allowance balance $ 2,676 $ 1,420 $ 1,689 $ 1,663 $ 184 $ 7,632 Loans: Loans individually evaluated for impairment $ 7,139 $ 1,940 $ 3,425 $ 93 $ 0 $ 12,597 Loans collectively evaluated for impairment 215,434 118,210 180,428 137,183 0 651,255 Total ending loans balance $ 222,573 $ 120,150 $ 183,853 $ 137,276 $ 0 $ 663,852
Loans Individually Evaluated for Impairment by Class of Loans	The following tables present information related to impaired loans by class of loans as of June 30, 2015 and December 31, 2014: (In Thousands of Dollars) Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated June 30, 2015 With no related allowance recorded: Commercial real estate Owner occupied $ 2,137 $ 2,003 $ 0 Non-owner occupied 380 379 0 Commercial 425 404 0 Residential real estate 1-4 family residential 2,481 2,226 0 Home equity lines of credit 289 275 0 Consumer 129 61 0 Subtotal 5,841 5,348 0 With an allowance recorded: Commercial real estate Owner occupied 2,851 2,332 136 Non-owner occupied 1,515 1,514 59 Commercial 518 337 27 Residential real estate 1-4 family residential 952 925 76 Home equity lines of credit 89 89 2 Subtotal 5,925 5,197 300 Total $ 11,766 $ 10,545 $ 300 (In Thousands of Dollars) Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated December 31, 2014 With no related allowance recorded: Commercial real estate Owner occupied $ 2,448 $ 2,318 $ 0 Non-owner occupied 391 391 0 Commercial 531 511 0 Residential real estate 1-4 family residential 2,421 2,156 0 Home equity lines of credit 476 251 0 Consumer 185 93 0 Subtotal 6,452 5,720 0 With an allowance recorded: Commercial real estate Owner occupied 2,882 2,882 446 Non-owner occupied 1,548 1,548 68 Commercial 1,444 1,429 272 Residential real estate 1-4 family residential 944 928 85 Home equity lines of credit 90 90 3 Subtotal 6,908 6,877 874 Total $ 13,360 $ 12,597 $ 874
Average Recorded Investment By Class	The following tables present the average recorded investment in impaired loans by class and interest income recognized by loan class for the three and six month periods ended June 30, 2015 and 2014: Average Recorded Investment Interest Income Recognized For Three Months Ended June 30, For Three Months Ended June 30, (In Thousands of Dollars) 2015 2014 2015 2014 With no related allowance recorded: Commercial real estate Owner occupied $ 2,226 $ 1,614 $ 29 $ 6 Non-owner occupied 380 405 7 9 Commercial 409 2,072 5 4 Residential real estate 1-4 family residential 2,108 1,659 38 14 Home equity lines of credit 275 329 4 2 Consumer 81 178 3 0 Subtotal 5,479 6,257 86 35 With an allowance recorded: Commercial real estate Owner occupied 2,680 2,225 24 25 Non-owner occupied 1,520 1,580 20 20 Commercial 457 91 1 1 Residential real estate 1-4 family residential 908 1,380 11 11 Home equity lines of credit 89 126 1 1 Subtotal 5,654 5,402 57 58 Total $ 11,133 $ 11,659 $ 143 $ 93 Average Recorded Investment Interest Income Recognized For Six Months Ended June 30, For Six Months Ended June 30, (In Thousands of Dollars) 2015 2014 2015 2014 With no related allowance recorded: Commercial real estate Owner occupied $ 2,268 $ 2,095 $ 45 $ 11 Non-owner occupied 383 398 13 9 Commercial 436 1,502 11 9 Residential real estate 1-4 family residential 2,116 1,495 69 28 Home equity lines of credit 263 222 7 4 Consumer 86 209 7 0 Subtotal 5,552 5,921 152 61 With an allowance recorded: Commercial real estate Owner occupied 1,818 1,939 48 50 Non-owner occupied 1,528 1,583 40 40 Commercial 787 741 2 2 Residential real estate 1-4 family residential 945 1,385 20 22 Home equity lines of credit 89 136 2 2 Subtotal 5,167 5,784 112 116 Total $ 10,719 $ 11,705 $ 264 $ 177
Schedule of Investment in Nonaccrual and Loans Past Due 90 Days or More Still on Accrual by Class of Loans	The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of June 30, 2015 and December 31, 2014: June 30, 2015 December 31, 2014 (In Thousands of Dollars) Nonaccrual Loans Past Due 90 Days or More Still Accruing Nonaccrual Loans Past Due 90 Days or More Still Accruing Commercial real estate Owner occupied $ 2,832 $ 0 $ 3,315 $ 44 Non-owner occupied 47 0 41 0 Other 175 0 0 0 Commercial 836 0 1,645 0 Residential real estate 1-4 family residential 2,764 637 2,742 195 Home equity lines of credit 210 62 139 40 Consumer Indirect 78 150 90 193 Direct 80 106 36 0 Other 0 8 0 1 Total $ 7,022 $ 963 $ 8,008 $ 473
Schedule of Investment in Past Due Loans	The following table presents the aging of the recorded investment in past due loans as of June 30, 2015 and December 31, 2014 by class of loans: (In Thousands of Dollars) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total June 30, 2015 Commercial real estate Owner occupied $ 170 $ 96 $ 2,832 $ 3,098 $ 189,756 $ 192,854 Non-owner occupied 23 0 47 70 162,533 162,603 Other 0 0 175 175 70,676 70,851 Commercial 550 291 836 1,677 200,331 202,008 Residential real estate 1-4 family residential 2,784 540 3,401 6,725 237,073 243,798 Home equity lines of credit 187 63 272 522 74,622 75,144 Consumer Indirect 1,735 247 228 2,210 123,058 125,268 Direct 369 58 186 613 57,585 58,198 Other 30 3 8 41 4,073 4,114 Total $ 5,848 $ 1,298 $ 7,985 $ 15,131 $ 1,119,707 $ 1,134,838 (In Thousands of Dollars) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total December 31, 2014 Commercial real estate Owner occupied $ 0 $ 0 $ 3,359 $ 3,359 $ 71,272 $ 74,631 Non-owner occupied 0 0 41 41 121,872 121,913 Other 0 0 0 0 26,029 26,029 Commercial 0 0 1,645 1,645 118,505 120,150 Residential real estate 1-4 family residential 1,892 546 2,937 5,375 147,223 152,598 Home equity lines of credit 205 92 179 476 30,779 31,255 Consumer Indirect 2,136 406 283 2,825 121,754 124,579 Direct 108 18 36 162 8,909 9,071 Other 17 6 1 24 3,602 3,626 Total $ 4,358 $ 1,068 $ 8,481 $ 13,907 $ 649,945 $ 663,852
Acquired loans	The following table presents financing receivables purchased during the three and six month periods ended June 30, 2015 by portfolio segment: (In Thousands of Dollars) June 30, 2015 Commercial Real Estate Commercial Residential Real Estate Consumer Total Purchases $ 178,680 $ 69,544 $ 132,585 $ 48,432 $ 429,241
Purchased Credit Impaired Loans	The Company has purchased loans, for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payment would not be collected. The carrying amount of those loans is as follows: (In Thousands of Dollars) June 30, 2015 Commercial real estate Owner occupied $ 1,267 Non-owner occupied 1,854 Other 672 Commercial 1,571 Residential real estate 1-4 family residential 200 Home equity lines of credit 84 Consumer Direct 52 Outstanding Balance $ 5,700 Carrying Amount, net of allowance of $0 $ 5,700
Schedule of Receivables for which Contractually Required Payments would not be Collected	Purchased credit impaired loans purchased during the six months ended June 30, 2015, for which it was probable at acquisition that all contractually required payments would not be collected are as follows: (In Thousands of Dollars) Contractually required payments receivable of loans purchased during the year: June 30, 2015 Commercial real estate Owner occupied $ 1,521 Non-owner occupied 2,148 Other 672 Commercial 1,975 Residential real estate 1-4 family residential 206 Home equity lines of credit 88 Consumer Direct 54 $ 6,664 Cash flows expected to be collected at acquisition $ 6,337 Fair value of acquired loans at acquisition $ 5,700

Troubled Debt Restructurings (T

Troubled Debt Restructurings (Tables)	6 Months Ended
	Jun. 30, 2015
Debt Disclosure [Abstract]
Schedule of Loans By Class Modified as Troubled Debt Restructurings	The following table presents loans by class modified as troubled debt restructurings that occurred during the three and six month periods ended June 30, 2015 and 2014: Pre-Modification Post-Modification Three Months Ended June 30, 2015 Number of Outstanding Recorded Outstanding Recorded (In Thousands of Dollars) Loans Investment Investment Troubled Debt Restructurings: Commercial real estate Owner occupied 2 $ 801 $ 801 Residential real estate 1-4 family residential 2 193 193 Total 4 $ 994 $ 994 Pre-Modification Post-Modification Six Months Ended June 30, 2015 Number of Outstanding Recorded Outstanding Recorded (In Thousands of Dollars) Loans Investment Investment Troubled Debt Restructurings: Commercial real estate Owner occupied 2 $ 801 $ 801 Commercial 1 8 8 Residential real estate 1-4 family residential 5 547 547 Home equity lines of credit 1 50 50 Indirect 2 36 36 Total 11 $ 1,442 $ 1,442 Pre-Modification Post-Modification Three Months Ended June 30, 2014 Number of Outstanding Outstanding Recorded (In Thousands of Dollars) Loans Investment Investment Troubled Debt Restructurings: Non-owner occupied 1 $ 373 $ 373 Residential real estate 1-4 family residential 5 389 405 Home equity lines of credit 1 36 36 Total 7 $ 798 $ 814 Pre-Modification Post-Modification Six Months Ended June 30, 2014 Number of Outstanding Recorded Outstanding Recorded (In Thousands of Dollars) Loans Investment Investment Troubled Debt Restructurings: Commercial real estate Non-owner occupied 2 $ 408 $ 408 Residential real estate 1-4 family residential 14 782 799 Home equity lines of credit 3 88 88 Total 19 $ 1,278 $ 1,295

Credit Quality Indicators (Tabl

Credit Quality Indicators (Tables)	6 Months Ended
	Jun. 30, 2015
Risks And Uncertainties [Abstract]
Risk Category of Loans by Class of Loans	As of June 30, 2015 and December 31, 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: (In Thousands of Dollars) Pass Special Mention Sub standard Doubtful Not Rated Total June 30, 2015 Commercial real estate Owner occupied $ 185,630 $ 1,007 $ 6,217 $ 0 $ 0 $ 192,854 Non-owner occupied 157,296 1,830 3,477 0 0 162,603 Other 69,871 498 482 0 0 70,851 Commercial 193,608 5,187 3,213 0 0 202,008 Total $ 606,405 $ 8,522 $ 13,389 $ 0 $ 0 $ 628,316 (In Thousands of Dollars) Pass Special Mention Sub standard Doubtful Not Rated Total December 31, 2014 Commercial real estate Owner occupied $ 66,036 $ 2,534 $ 6,061 $ 0 $ 0 $ 74,631 Non-owner occupied 115,159 3,760 2,994 0 0 121,913 Other 25,710 0 319 0 0 26,029 Commercial 114,409 1,566 4,175 0 0 120,150 Total $ 321,314 $ 7,860 $ 13,549 $ 0 $ 0 $ 342,723
Investment in Residential, Consumer and Indirect Auto Loans Based on Payment Activity	The following table presents the recorded investment in residential, consumer indirect and direct auto loans based on payment activity as of June 30, 2015 and December 31, 2014. Nonperforming loans are loans past due 90 days or more and still accruing interest and nonaccrual loans. Residential Real Estate Consumer (In Thousands of Dollars) 1-4 Family Residential Home Equity Lines of Credit Indirect Direct Other June 30, 2015 Performing $ 240,397 $ 74,872 $ 125,040 $ 58,012 $ 4,106 Nonperforming 3,401 272 228 186 8 Total $ 243,798 $ 75,144 $ 125,268 $ 58,198 $ 4,114 Residential Real Estate Consumer (In Thousands of Dollars) 1-4 Family Residential Home Equity Lines of Credit Indirect Direct Other December 31, 2014 Performing $ 149,661 $ 31,076 $ 124,296 $ 9,035 $ 3,625 Nonperforming 2,937 179 283 36 1 Total $ 152,598 $ 31,255 $ 124,579 $ 9,071 $ 3,626

Interest-Rate Swaps (Tables)

Interest-Rate Swaps (Tables)	6 Months Ended
	Jun. 30, 2015
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Summary Information about Interest-Rate Swaps	Summary information about these interest-rate swaps at periods ended June 30, 2015 and December 31, 2014 is as follows: June 30, 2015 December 31, 2014 Notional amounts (In thousands) $ 34,396 $ 31,459 Weighted average pay rate on interest-rate swaps 4.24 % 4.26 % Weighted average receive rate on interest-rate swaps 2.63 % 2.67 % Weighted average maturity (years) 5.9 5.9 Fair value of combined interest-rate swaps (In thousands) $ 625 $ 638

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The computation of basic and diluted earnings per share is shown in the following table: Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Basic EPS Net income (In thousands) $ 812 $ 2,351 $ 3,023 $ 4,542 Weighted average shares outstanding 19,394,342 18,780,980 18,913,772 18,780,041 Basic earnings per share $ 0.04 $ 0.13 $ 0.16 $ 0.24 Diluted EPS Net income (In thousands) $ 812 $ 2,351 $ 3,023 $ 4,542 Weighted average shares out-standing for basic earnings per share 19,394,342 18,780,980 18,913,772 18,780,041 Dilutive effect of restricted stock awards 3,524 0 2,577 0 Weighted average shares for diluted earnings per share 19,397,866 18,780,980 18,916,349 18,780,041 Diluted earnings per share $ 0.04 $ 0.13 $ 0.16 $ 0.24

Stock Based Compensation (Table

Stock Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Summary of Stock Option Plan	The following is the activity under the Plan during the three months ended June 30, 2015: Restricted Stock Units Units Weighted Average Grant Value Nonvested at January 1, 2015 46,957 $ 7.39 Granted 85,918 7.88 Vested 0 0 Forfeited (5,000 ) 7.88 Nonvested at June 30, 2015 127,875 $ 7.70

Other Comprehensive Income (L32

Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2015
Comprehensive Income Net Of Tax [Abstract]
Schedule of Other Comprehensive Income (Loss)	The following table represents the detail of other comprehensive income for the three and six month periods ended June 30, 2015 and 2014. Three Months Ended June 30, 2015 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the period $ (5,447 ) $ 1,907 $ (3,540 ) Reclassification adjustment for (gains) losses included in net income (1) (35 ) 12 (23 ) Net unrealized gains (losses) on available-for-sale securities $ (5,482 ) $ 1,919 $ (3,563 ) Six Months Ended June 30, 2015 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the period $ (3,136 ) $ 1,097 $ (2,039 ) Reclassification adjustment for (gains) losses included in net income (1) (45 ) 16 (29 ) Net unrealized gains (losses) on available-for-sale securities $ (3,181 ) $ 1,113 $ (2,068 ) Three Months Ended June 30, 2014 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding gains on available-for-sale securities during the period $ 2,934 $ (1,026 ) $ 1,908 Reclassification adjustment for (gains) losses included in net income (1) (84 ) 29 (55 ) Net unrealized gains on available-for-sale securities $ 2,850 $ (997 ) $ 1,854 Six Months Ended June 30, 2014 (In Thousands of Dollars) Pre-tax Tax After-Tax Unrealized holding gains on available-for-sale securities during the period $ 7,021 $ (2,458 ) $ 4,563 Reclassification adjustment for (gains) losses included in net income (1) (84 ) 29 (55 ) Net unrealized gains on available-for-sale securities $ 6,937 $ (2,429 ) $ 4,508 (1) Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income.

Regulatory Capital Matters (Tab

Regulatory Capital Matters (Tables)	6 Months Ended
	Jun. 30, 2015
Regulatory Capital Requirements [Abstract]
Schedule of Actual and Required Capital Amounts and Ratios	Actual and required capital amounts and ratios are presented below at June 30, 2015 and December 31, 2014: Actual Requirement For To be Well Capitalized Under Prompt Corrective Action Provisions: Amount Ratio Amount Ratio Amount Ratio June 30, 2015 Common equity tier 1 capital ratio Consolidated $ 158,239 12.61 % $ 56,466 4.50 % N/A N/A Bank 146,581 11.72 % 56,304 4.50 % $ 81,328 6.50 % Total risk based capital ratio Consolidated 165,577 13.20 % 100,385 8.00 % N/A N/A Bank 153,867 12.30 % 100,096 8.00 % 125,120 10.00 % Tier 1 risk based capital ratio Consolidated 158,239 12.61 % 75,289 6.00 % N/A N/A Bank 146,581 11.72 % 75,072 6.00 % 100,096 8.00 % Tier 1 leverage ratio Consolidated 158,239 9.27 % 69,293 4.00 % N/A N/A Bank 146,581 8.63 % 67,936 4.00 % 84,920 5.00 % December 31, 2014 Total Capital to risk weighted assets Consolidated $ 121,340 16.48 % $ 58,523 8.00 % N/A N/A Bank 114,321 15.56 % 58,773 8.00 % $ 73,466 10.00 % Tier 1 Capital to risk weighted assets Consolidated 113,654 15.43 % 29,262 4.00 % N/A N/A Bank 106,689 14.52 % 29,386 4.00 % 44,079 6.00 % Tier 1 Capital to average assets Consolidated 113,654 10.03 % 45,313 4.00 % N/A N/A Bank 106,689 9.37 % 45,565 4.00 % 56,956 5.00 %

Fair Value (Tables)

Fair Value (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Assets Measured at Fair Value on Recurring Basis	Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements at June 30, 2015 Using: (In Thousands of Dollars) Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 19,022 $ 0 $ 19,022 $ 0 State and political subdivisions 124,257 0 124,257 0 Corporate bonds 934 0 934 0 Mortgage-backed securities-residential 206,259 0 206,243 16 Collateralized mortgage obligations 15,374 0 15,374 0 Small Business Administration 20,234 0 20,234 0 Equity securities 239 239 0 0 Total investment securities $ 386,319 $ 239 $ 386,064 $ 16 Yield maintenance provisions $ 625 $ 0 $ 625 $ 0 Financial Liabilities Interest rate swaps $ 625 $ 0 $ 625 $ 0 Fair Value Measurements at December 31, 2014 Using: (In Thousands of Dollars) Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 24,821 $ 0 $ 24,821 $ 0 State and political subdivisions 91,881 0 91,881 0 Corporate bonds 931 0 931 0 Mortgage-backed securities-residential 224,362 0 224,352 10 Collateralized mortgage obligations 25,175 0 25,175 0 Small Business Administration 22,419 0 22,419 0 Equity securities 240 240 0 0 Total investment securities $ 389,829 $ 240 $ 389,579 $ 10 Yield maintenance provisions $ 638 $ 0 $ 638 $ 0 Financial Liabilities Interest rate swaps $ 638 $ 0 $ 638 $ 0
Reconciliation for All Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs	The table below presents a reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3): (In Thousands of Dollars) Three Months ended June 30, Six Months ended June 30, 2015 2014 2015 2014 Beginning Balance $ 10 $ 10 $ 10 $ 10 Total unrealized gains or losses: Included in other comprehensive income 0 0 0 0 Repayments 0 0 0 0 Acquired and/or purchased 6 0 6 0 Ending Balance $ 16 $ 10 $ 16 $ 10
Assets Measured at Fair Value on Non-Recurring Basis	Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at June 30, 2015 Using: (In Thousands of Dollars) Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Impaired loans Commercial real estate Owner occupied $ 683 $ 0 $ 0 $ 683 Commercial 231 0 0 231 1–4 family residential 118 0 0 118 Fair Value Measurements at December 31, 2014 Using: (In Thousands of Dollars) Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Impaired loans Commercial $ 807 $ 0 $ 0 $ 807 1–4 family residential 63 0 0 63 Other real estate owned Commercial real estate 45 0 0 45
Fair Value Measurements for Financial Instruments	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at the periods ended June 30, 2015 and December 31, 2014: June 30, 2015 Fair value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans Commercial real estate $ 683 Quoted price for loan relationship Adjustment for differences between earning multiplier 1.01% (1.01%) Commercial 231 Quoted price for loan relationship Adjustment for differences between earning multiplier -3.01% (-3.01%) Residential 118 Sales comparison Adjustment for differences between comparable sales -26.81%-20.94% (-11.05%) December 31, 2014 Fair value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans Commercial $ 807 Sales comparison Adjustment for differences between comparable sales -27.43% - 32.86% (9.96%) Residential 63 Sales comparison Adjustment for differences between comparable sales -18.32% - 24.16% (-14.02%) Other real estate owned 45 Sales comparison Adjustment for differences between comparable sales -12.86% - 11.97% (-5.79%)
Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments not previously disclosed at June 30, 2015 and December 31, 2014 are as follows: Fair Value Measurements at June 30, 2015 Using: (In Thousands of Dollars) Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 37,028 $ 18,204 $ 18,824 $ 0 $ 37,028 Restricted stock 7,456 n/a n/a n/a n/a Loans held for sale 399 0 410 0 410 Loans, net 1,127,552 0 0 1,110,641 1,110,641 Accrued interest receivable 4,710 0 1,827 2,883 4,710 Financial liabilities Deposits 1,320,569 1,056,018 263,115 0 1,319,133 Short-term borrowings 85,704 0 85,704 0 85,704 Long-term borrowings 69,887 0 70,299 0 70,299 Accrued interest payable 553 29 524 0 553 Fair Value Measurements at December 31, 2014 Using: (In Thousands of Dollars) Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 27,428 $ 11,410 $ 16,018 $ 0 $ 27,428 Restricted stock 4,224 n/a n/a n/a n/a Loans held for sale 511 0 523 0 523 Loans, net 656,220 0 0 658,993 658,993 Accrued interest receivable 3,237 0 1,645 1,592 3,237 Financial liabilities Deposits 915,703 708,752 206,708 0 915,460 Short-term borrowings 59,136 0 59,136 0 59,136 Long-term borrowings 28,381 0 28,837 0 28,837 Accrued interest payable 402 2 400 0 402

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2015
Segment Reporting [Abstract]
Schedule of Segment Reporting Information	Significant segment totals are reconciled to the financial statements as follows: (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals June 30, 2015 Goodwill and other intangibles $ 5,126 $ 31,090 $ 3,353 $ 0 $ 39,569 Total assets $ 11,291 $ 1,656,042 $ 4,653 $ 417 $ 1,672,403 (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals December 31, 2014 Goodwill and other intangibles $ 5,285 $ 0 $ 3,528 $ 0 $ 8,813 Total assets $ 10,643 $ 1,121,505 $ 4,356 $ 463 $ 1,136,967 (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals For Three Months Ended June 30, 2015 Net interest income $ 15 $ 9,738 $ 0 $ (4 ) $ 9,749 Provision for loan losses 0 850 0 0 850 Service fees, security gains and other noninterest income 1,531 2,166 779 (67 ) 4,409 Noninterest expense 1,241 7,657 427 2,182 11,507 Amortization and depreciation expense 86 404 90 0 580 Income (loss) before taxes 219 2,993 262 (2,253 ) 1,221 Income taxes 74 613 89 (367 ) 409 Net Income (Loss) $ 145 $ 2,380 $ 173 $ (1,886 ) $ 812 (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals For Six Months Ended June 30, 2015 Net interest income $ 30 $ 18,718 $ 0 $ (7 ) $ 18,741 Provision for loan losses 0 1,300 0 0 1,300 Service fees, security gains and other noninterest income 3,203 4,093 1,282 (132 ) 8,446 Noninterest expense 2,437 15,015 762 2,577 20,791 Amortization and depreciation expense 171 696 180 0 1,047 Income before taxes 625 5,800 340 (2,716 ) 4,049 Income taxes 212 1,222 116 (524 ) 1,026 Net Income $ 413 $ 4,578 $ 224 $ (2,192 ) $ 3,023 (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals For Three Months Ended June 30, 2014 Net interest income $ 14 $ 8,941 $ 0 $ (3 ) $ 8,952 Provision for loan losses 0 300 0 0 300 Service fees, security gains and other noninterest income 1,574 1,756 555 (88 ) 3,797 Noninterest expense 1,193 7,471 407 307 9,378 Income before taxes 395 2,926 148 (398 ) 3,071 Income taxes 135 662 50 (127 ) 720 Net Income $ 260 $ 2,264 $ 98 $ (271 ) $ 2,351 (In Thousands of Dollars) Trust Segment Bank Segment Retirement Consulting Segment Eliminations and Others Consolidated Totals For Six Months Ended June 30, 2014 Net interest income $ 26 $ 17,789 $ 0 $ (7 ) $ 17,808 Provision for loan losses 0 630 0 0 630 Service fees, security gains and other noninterest income 3,091 3,294 998 (153 ) 7,230 Noninterest expense 2,380 14,734 824 581 18,519 Income before taxes 737 5,719 174 (741 ) 5,889 Income taxes 253 1,279 59 (244 ) 1,347 Net Income $ 484 $ 4,440 $ 115 $ (497 ) $ 4,542

Business Combination (Tables)

Business Combination (Tables)	6 Months Ended
	Jun. 30, 2015
Business Combinations [Abstract]
Summary of Consideration Paid and Amounts of Assets and Liabilities Assumed	The following table summarizes the consideration paid for NBOH and the amounts of the assets acquired and liabilities assumed on the closing date of the acquisition. (In Thousands of Dollars) Consideration Cash $ 15,732 Stock 59,048 Fair value of total consideration transferred $ 74,780 Assets acquired and liabilities assumed Cash and due from financial institutions $ 37,035 Securities available for sale 51,340 Net loans 430,035 Premises and equipment 6,105 Bank owned life insurance 2,891 Core deposit intangible 4,409 Other assets 7,996 Total assets 539,811 Fair value of liabilities assumed Deposits 423,661 Short-term borrowings 13,531 Long-term borrowings 52,006 Accrued interest payable and other liabilities 2,514 Total liabilities 491,712 Net assets acquired $ 48,099 Goodwill created 26,681 Total net assets acquired $ 74,780
Pro Forma Information	The pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transactions been effective on the assumed dates. For Three Months Ended June 30, For Six Months Ended June 30, (In thousands of dollars except per share results) 2015 2014 2015 2014 Net interest income $ 14,598 $ 13,235 $ 28,278 $ 26,217 Net income $ 3,390 $ 3,734 $ 7,216 $ 7,125 Basic and diluted earnings per share $ 0.13 $ 0.15 $ 0.28 $ 0.28

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2015
Goodwill And Intangible Assets Disclosure [Abstract]
Acquired Intangible Assets	Acquired intangible assets were as follows: For Three Months Ended June 30, 2015 For Six Months Ended June 30, 2015 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Amortized intangible assets: Customer relationship intangibles $ 5,970 $ (3,279 ) $ 5,970 $ (3,279 ) Non-compete contracts 370 (310 ) 370 (310 ) Trade name 190 (53 ) 190 (53 ) Core deposit intangible 4,409 0 4,409 0 Total $ 10,939 $ (3,642 ) $ 10,939 $ (3,642 ) For Three Months Ended June 30, 2014 For Six Months Ended June 30, 2014 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Amortized intangible assets: Customer relationship intangibles $ 5,970 $ (2,617 ) $ 5,970 $ (2,617 ) Non-compete contracts 370 (280 ) 370 (280 ) Trade name 190 (28 ) 190 (28 ) Total $ 6,530 $ (2,925 ) $ 6,530 $ (2,925 )
Estimated Amortization Expense	Estimated amortization expense for each of the next five periods and thereafter: 2015 (Six months) 610 2016 1,108 2017 1,022 2018 938 2019 862 Thereafter 2,757 TOTAL $ 7,297

Repurchase Agreement (Tables)

Repurchase Agreement (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Of Repurchase Agreements [Abstract]
Schedule Disaggregation of the Obligation by the Class of Collateral Pledged for Short-Term Financing Obtained Through the Sales of Repurchase Agreements	The following table provides a disaggregation of the obligation by the class of collateral pledged for short-term financing obtained through the sales of repurchase agreements: (In Thousands of Dollars) June 30, 2015 Overnight and continuous repurchase agreements U.S. Treasury and U.S. government sponsored entities $ 6,246 State and political subdivisions 9,892 Mortgage-backed securities - residential 55,771 Collateralized mortgage obligations 5,245 Total borrowings $ 77,154

Summary of Significant Accoun39

Summary of Significant Accounting Policies (Details Textual)	6 Months Ended
	Jun. 30, 2015Segment
Accounting Policies [Abstract]
Operating segments of business	3

Securities (Details)

Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	$ 388,008	$ 388,337
Gross Unrealized Gains	4,142	5,219
Gross Unrealized Losses	(5,831)	(3,727)
Fair Value	386,319	389,829
Corporate bonds
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	934	936
Gross Unrealized Gains	5	3
Gross Unrealized Losses	(5)	(8)
Fair Value	934	931
Small Business Administration
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	20,935	23,193
Gross Unrealized Gains	1	1
Gross Unrealized Losses	(702)	(775)
Fair Value	20,234	22,419
U.S. Treasury and U.S. government sponsored entities
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	18,719	24,515
Gross Unrealized Gains	475	418
Gross Unrealized Losses	(172)	(112)
Fair Value	19,022	24,821
State and political subdivisions
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	124,516	90,369
Gross Unrealized Gains	1,783	2,183
Gross Unrealized Losses	(2,042)	(671)
Fair Value	124,257	91,881
Mortgage-backed securities - residential
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	206,714	223,216
Gross Unrealized Gains	1,760	2,395
Gross Unrealized Losses	(2,215)	(1,249)
Fair Value	206,259	224,362
Collateralized mortgage obligations
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	16,067	25,988
Gross Unrealized Gains	0	98
Gross Unrealized Losses	(693)	(911)
Fair Value	15,374	25,175
Equity securities
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	123	120
Gross Unrealized Gains	118	121
Gross Unrealized Losses	(2)	(1)
Fair Value	$ 239	$ 240

Securities (Details Textual)

Securities (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Securities	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)Securities	Jun. 30, 2014USD ($)
Investments Debt And Equity Securities [Abstract]
Proceeds from sales of securities available for sale	$ 19,400		$ 54,957	$ 33,254
Gross gains realized	36	$ 333	109	333
Gross Losses realized	$ 1	$ 249	$ 64	$ 249
Number of securities | Securities	427		427
Number of securities on unrealized loss position | Securities	191		191

Securities (Details 1)

Securities (Details 1) $ in Thousands	Jun. 30, 2015USD ($)
Amortized cost and fair value of the debt securities maturity
Amortized Cost, Within one year	$ 18,524
Amortized Cost, One to five years	68,339
Amortized Cost, Five to ten years	48,694
Amortized Cost, Beyond ten years	8,612
Amortized Cost, Mortgage-backed, collateralized mortgage obligations and Small Business Administration securities	243,716
Amortized Cost, Total	387,885
Fair Value, Within one year	18,704
Fair Value, One to five years	68,651
Fair Value, Five to ten years	48,425
Fair Value, Beyond ten years	8,433
Fair Value, Mortgage-backed, collateralized mortgage obligations and Small Business Administration securities	241,867
Fair Value, Total	$ 386,080

Securities (Details 2)

Securities (Details 2) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	$ 129,780	$ 27,281
Unrealized Losses, Less Than 12 Months	(1,829)	(216)
Fair Value, 12 Months or Longer	92,686	132,134
Unrealized Losses, 12 Months or Longer	(4,002)	(3,511)
Fair Value, Total	222,466	159,415
Unrealized Losses, Total	(5,831)	(3,727)
Corporate bonds
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	0	0
Unrealized Losses, Less Than 12 Months	0	0
Fair Value, 12 Months or Longer	478	476
Unrealized Losses, 12 Months or Longer	(5)	(8)
Fair Value, Total	478	476
Unrealized Losses, Total	(5)	(8)
Small Business Administration
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	0	0
Unrealized Losses, Less Than 12 Months	0	0
Fair Value, 12 Months or Longer	20,145	22,319
Unrealized Losses, 12 Months or Longer	(702)	(775)
Fair Value, Total	20,145	22,319
Unrealized Losses, Total	(702)	(775)
U.S. Treasury and U.S. government sponsored entities
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	5,635	498
Unrealized Losses, Less Than 12 Months	(172)	(2)
Fair Value, 12 Months or Longer	200	10,159
Unrealized Losses, 12 Months or Longer	0	(110)
Fair Value, Total	5,835	10,657
Unrealized Losses, Total	(172)	(112)
State and political subdivisions
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	48,992	987
Unrealized Losses, Less Than 12 Months	(783)	(11)
Fair Value, 12 Months or Longer	14,587	24,063
Unrealized Losses, 12 Months or Longer	(1,259)	(660)
Fair Value, Total	63,579	25,050
Unrealized Losses, Total	(2,042)	(671)
Mortgage-backed securities - residential
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	73,736	25,770
Unrealized Losses, Less Than 12 Months	(871)	(202)
Fair Value, 12 Months or Longer	43,634	55,576
Unrealized Losses, 12 Months or Longer	(1,344)	(1,047)
Fair Value, Total	117,370	81,346
Unrealized Losses, Total	(2,215)	(1,249)
Collateralized mortgage obligations
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	1,392	0
Unrealized Losses, Less Than 12 Months	(1)	0
Fair Value, 12 Months or Longer	13,642	19,541
Unrealized Losses, 12 Months or Longer	(692)	(911)
Fair Value, Total	15,034	19,541
Unrealized Losses, Total	(693)	(911)
Equity securities
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	25	26
Unrealized Losses, Less Than 12 Months	(2)	(1)
Fair Value, 12 Months or Longer	0	0
Unrealized Losses, 12 Months or Longer	0	0
Fair Value, Total	25	26
Unrealized Losses, Total	$ (2)	$ (1)

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Schedule of loan balances
Subtotal	$ 1,133,185		$ 661,625
Net deferred loan costs	1,653		2,227
Allowance for loan losses	(7,286)	$ (7,723)	(7,632)	$ (7,356)	$ (7,387)	$ (7,568)
NET LOANS	1,127,552		656,220
Commercial real estate, Owner occupied
Schedule of loan balances
Commercial real estate	193,080		74,829
Commercial real estate, Non-owner occupied
Schedule of loan balances
Commercial real estate	162,932		122,228
Commercial real estate, Other
Schedule of loan balances
Commercial real estate	71,016		26,137
Commercial
Schedule of loan balances
Commercial	202,552		120,493
Allowance for loan losses	(1,280)	$ (1,351)	(1,420)	$ (1,076)	$ (1,065)	$ (1,219)
Residential real estate, 1-4 family residential
Schedule of loan balances
Residential real estate	244,676		153,055
Residential real estate, Home equity lines of credit
Schedule of loan balances
Residential real estate	75,144		31,255
Consumer, Indirect
Schedule of loan balances
Consumer	121,474		120,931
Consumer, Direct
Schedule of loan balances
Consumer	58,197		9,071
Consumer, Other
Schedule of loan balances
Consumer	$ 4,114		$ 3,626

Loans (Details 1)

Loans (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Allowance for loan losses
Beginning balance	$ 7,723	$ 7,387	$ 7,632	$ 7,568
Provision for loan losses	850	300	1,300	630
Loans charged off	(1,496)	(650)	(2,114)	(1,486)
Recoveries	209	319	468	644
Ending balance	7,286	7,356	7,286	7,356
Commercial Real Estate
Allowance for loan losses
Beginning balance	2,917	2,751	2,676	2,752
Provision for loan losses	223	(36)	455	(14)
Loans charged off	(516)	(33)	(520)	(90)
Recoveries	9	40	22	74
Ending balance	2,633	2,722	2,633	2,722
Commercial
Allowance for loan losses
Beginning balance	1,351	1,065	1,420	1,219
Provision for loan losses	183	25	113	(137)
Loans charged off	(254)	(19)	(254)	(19)
Recoveries	0	5	1	13
Ending balance	1,280	1,076	1,280	1,076
Residential Real Estate
Allowance for loan losses
Beginning balance	1,640	1,681	1,689	1,964
Provision for loan losses	49	305	59	77
Loans charged off	(160)	(210)	(241)	(280)
Recoveries	19	8	41	23
Ending balance	1,548	1,784	1,548	1,784
Consumer
Allowance for loan losses
Beginning balance	1,705	1,496	1,663	1,419
Provision for loan losses	505	144	857	662
Loans charged off	(566)	(388)	(1,099)	(1,097)
Recoveries	181	266	404	534
Ending balance	1,825	1,518	1,825	1,518
Unallocated
Allowance for loan losses
Beginning balance	110	394	184	214
Provision for loan losses	(110)	(138)	(184)	42
Loans charged off	0	0	0	0
Recoveries	0	0	0	0
Ending balance	$ 0	$ 256	$ 0	$ 256

Loans (Details 2)

Loans (Details 2) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$ 300		$ 874
Collectively evaluated for impairment	6,986		6,758
Acquired with deteriorated credit quality	0
Total ending allowance balance	7,286	$ 7,723	7,632	$ 7,356	$ 7,387	$ 7,568
Loans:
Loans individually evaluated for impairment	10,545		12,597
Loans collectively evaluated for impairment	1,118,593		651,255
Loans acquired with deteriorated credit quality	5,700
Loans	1,134,838		663,852
Commercial Real Estate
Ending allowance balance attributable to loans:
Individually evaluated for impairment	195		514
Collectively evaluated for impairment	2,438		2,162
Acquired with deteriorated credit quality	0
Total ending allowance balance	2,633	2,917	2,676	2,722	2,751	2,752
Loans:
Loans individually evaluated for impairment	6,228		7,139
Loans collectively evaluated for impairment	416,287		215,434
Loans acquired with deteriorated credit quality	3,793
Loans	426,308		222,573
Commercial
Ending allowance balance attributable to loans:
Individually evaluated for impairment	27		272
Collectively evaluated for impairment	1,253		1,148
Acquired with deteriorated credit quality	0
Total ending allowance balance	1,280	1,351	1,420	1,076	1,065	1,219
Loans:
Loans individually evaluated for impairment	741		1,940
Loans collectively evaluated for impairment	199,696		118,210
Loans acquired with deteriorated credit quality	1,571
Loans	202,008		120,150
Residential Real Estate
Ending allowance balance attributable to loans:
Individually evaluated for impairment	78		88
Collectively evaluated for impairment	1,470		1,601
Acquired with deteriorated credit quality	0
Total ending allowance balance	1,548	1,640	1,689	1,784	1,681	1,964
Loans:
Loans individually evaluated for impairment	3,515		3,425
Loans collectively evaluated for impairment	315,143		180,428
Loans acquired with deteriorated credit quality	284
Loans	318,942		183,853
Consumer
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	1,825		1,663
Acquired with deteriorated credit quality	0
Total ending allowance balance	1,825	1,705	1,663	1,518	1,496	1,419
Loans:
Loans individually evaluated for impairment	61		93
Loans collectively evaluated for impairment	187,467		137,183
Loans acquired with deteriorated credit quality	52
Loans	187,580		137,276
Unallocated
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	0		184
Acquired with deteriorated credit quality	0
Total ending allowance balance	0	$ 110	184	$ 256	$ 394	$ 214
Loans:
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	0		0
Loans acquired with deteriorated credit quality	0
Loans	$ 0		$ 0

Loans (Details 3)

Loans (Details 3) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	$ 5,841	$ 6,452
Unpaid Principal Balance, With an allowance recorded	5,925	6,908
Unpaid Principal Balance	11,766	13,360
Recorded Investment, With no related allowance recorded	5,348	5,720
Recorded Investment, With an allowance recorded	5,197	6,877
Recorded Investment	10,545	12,597
Allowance for Loan Losses Allocated	300	874
Commercial real estate, Owner occupied
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	2,137	2,448
Unpaid Principal Balance, With an allowance recorded	2,851	2,882
Recorded Investment, With no related allowance recorded	2,003	2,318
Recorded Investment, With an allowance recorded	2,332	2,882
Allowance for Loan Losses Allocated	136	446
Commercial real estate, Non-owner occupied
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	380	391
Unpaid Principal Balance, With an allowance recorded	1,515	1,548
Recorded Investment, With no related allowance recorded	379	391
Recorded Investment, With an allowance recorded	1,514	1,548
Allowance for Loan Losses Allocated	59	68
Commercial
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	425	531
Unpaid Principal Balance, With an allowance recorded	518	1,444
Recorded Investment, With no related allowance recorded	404	511
Recorded Investment, With an allowance recorded	337	1,429
Allowance for Loan Losses Allocated	27	272
Residential real estate, 1-4 family residential
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	2,481	2,421
Unpaid Principal Balance, With an allowance recorded	952	944
Recorded Investment, With no related allowance recorded	2,226	2,156
Recorded Investment, With an allowance recorded	925	928
Allowance for Loan Losses Allocated	76	85
Residential real estate, Home equity lines of credit
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	289	476
Unpaid Principal Balance, With an allowance recorded	89	90
Recorded Investment, With no related allowance recorded	275	251
Recorded Investment, With an allowance recorded	89	90
Allowance for Loan Losses Allocated	2	3
Consumer
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	129	185
Recorded Investment, With no related allowance recorded	$ 61	$ 93

Loans (Details 4)

Loans (Details 4) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	$ 5,479	$ 6,257	$ 5,552	$ 5,921
Average Recorded Investment, With an allowance recorded	5,654	5,402	5,167	5,784
Average Recorded Investment	11,133	11,659	10,719	11,705
Interest Income Recognized, With no related allowance recorded	86	35	152	61
Interest Income Recognized, With related allowance recorded	57	58	112	116
Interest Income Recognized	143	93	264	177
Commercial real estate, Owner occupied
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	2,226	1,614	2,268	2,095
Average Recorded Investment, With an allowance recorded	2,680	2,225	1,818	1,939
Interest Income Recognized, With no related allowance recorded	29	6	45	11
Interest Income Recognized, With related allowance recorded	24	25	48	50
Commercial real estate, Non-owner occupied
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	380	405	383	398
Average Recorded Investment, With an allowance recorded	1,520	1,580	1,528	1,583
Interest Income Recognized, With no related allowance recorded	7	9	13	9
Interest Income Recognized, With related allowance recorded	20	20	40	40
Commercial
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	409	2,072	436	1,502
Average Recorded Investment, With an allowance recorded	457	91	787	741
Interest Income Recognized, With no related allowance recorded	5	4	11	9
Interest Income Recognized, With related allowance recorded	1	1	2	2
Residential real estate, 1-4 family residential
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	2,108	1,659	2,116	1,495
Average Recorded Investment, With an allowance recorded	908	1,380	945	1,385
Interest Income Recognized, With no related allowance recorded	38	14	69	28
Interest Income Recognized, With related allowance recorded	11	11	20	22
Residential real estate, Home equity lines of credit
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	275	329	263	222
Average Recorded Investment, With an allowance recorded	89	126	89	136
Interest Income Recognized, With no related allowance recorded	4	2	7	4
Interest Income Recognized, With related allowance recorded	1	1	2	2
Consumer
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	81	178	86	209
Interest Income Recognized, With no related allowance recorded	$ 3	$ 0	$ 7	$ 0

Loans (Details 5)

Loans (Details 5) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	$ 7,022	$ 8,008
Loans Past Due 90 Days or More Still Accruing	963	473
Commercial real estate, Owner occupied
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	2,832	3,315
Loans Past Due 90 Days or More Still Accruing	0	44
Commercial real estate, Non-owner occupied
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	47	41
Loans Past Due 90 Days or More Still Accruing	0	0
Commercial real estate, Other
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	175	0
Loans Past Due 90 Days or More Still Accruing	0	0
Commercial
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	836	1,645
Loans Past Due 90 Days or More Still Accruing	0	0
Residential real estate, 1-4 family residential
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	2,764	2,742
Loans Past Due 90 Days or More Still Accruing	637	195
Residential real estate, Home equity lines of credit
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	210	139
Loans Past Due 90 Days or More Still Accruing	62	40
Consumer, Indirect
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	78	90
Loans Past Due 90 Days or More Still Accruing	150	193
Consumer, Direct
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	80	36
Loans Past Due 90 Days or More Still Accruing	106	0
Consumer, Other
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	0	0
Loans Past Due 90 Days or More Still Accruing	$ 8	$ 1

Loans (Details 6)

Loans (Details 6) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of investment in past due loans
30-59 Days Past Due	$ 5,848	$ 4,358
60-89 Days Past Due	1,298	1,068
90 Days or More Past Due and Nonaccrual	7,985	8,481
Total Past Due	15,131	13,907
Loans Not Past Due	1,119,707	649,945
Loans	1,134,838	663,852
Commercial real estate, Owner occupied
Schedule of investment in past due loans
30-59 Days Past Due	170	0
60-89 Days Past Due	96	0
90 Days or More Past Due and Nonaccrual	2,832	3,359
Total Past Due	3,098	3,359
Loans Not Past Due	189,756	71,272
Loans	192,854	74,631
Commercial real estate, Non-owner occupied
Schedule of investment in past due loans
30-59 Days Past Due	23	0
60-89 Days Past Due	0	0
90 Days or More Past Due and Nonaccrual	47	41
Total Past Due	70	41
Loans Not Past Due	162,533	121,872
Loans	162,603	121,913
Commercial real estate, Other
Schedule of investment in past due loans
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
90 Days or More Past Due and Nonaccrual	175	0
Total Past Due	175	0
Loans Not Past Due	70,676	26,029
Loans	70,851	26,029
Commercial
Schedule of investment in past due loans
30-59 Days Past Due	550	0
60-89 Days Past Due	291	0
90 Days or More Past Due and Nonaccrual	836	1,645
Total Past Due	1,677	1,645
Loans Not Past Due	200,331	118,505
Loans	202,008	120,150
Residential real estate, 1-4 family residential
Schedule of investment in past due loans
30-59 Days Past Due	2,784	1,892
60-89 Days Past Due	540	546
90 Days or More Past Due and Nonaccrual	3,401	2,937
Total Past Due	6,725	5,375
Loans Not Past Due	237,073	147,223
Loans	243,798	152,598
Residential real estate, Home equity lines of credit
Schedule of investment in past due loans
30-59 Days Past Due	187	205
60-89 Days Past Due	63	92
90 Days or More Past Due and Nonaccrual	272	179
Total Past Due	522	476
Loans Not Past Due	74,622	30,779
Loans	75,144	31,255
Consumer, Indirect
Schedule of investment in past due loans
30-59 Days Past Due	1,735	2,136
60-89 Days Past Due	247	406
90 Days or More Past Due and Nonaccrual	228	283
Total Past Due	2,210	2,825
Loans Not Past Due	123,058	121,754
Loans	125,268	124,579
Consumer, Direct
Schedule of investment in past due loans
30-59 Days Past Due	369	108
60-89 Days Past Due	58	18
90 Days or More Past Due and Nonaccrual	186	36
Total Past Due	613	162
Loans Not Past Due	57,585	8,909
Loans	58,198	9,071
Consumer, Other
Schedule of investment in past due loans
30-59 Days Past Due	30	17
60-89 Days Past Due	3	6
90 Days or More Past Due and Nonaccrual	8	1
Total Past Due	41	24
Loans Not Past Due	4,073	3,602
Loans	$ 4,114	$ 3,626

Loans (Details 7)

Loans (Details 7) - Jun. 30, 2015 - USD ($) $ in Thousands	Total	Total
Financing Receivable Allowance For Credit Losses [Line Items]
Acquired Loans, Purchases	$ 429,241	$ 429,241
Commercial Real Estate
Financing Receivable Allowance For Credit Losses [Line Items]
Acquired Loans, Purchases	178,680	178,680
Commercial
Financing Receivable Allowance For Credit Losses [Line Items]
Acquired Loans, Purchases	69,544	69,544
Residential Real Estate
Financing Receivable Allowance For Credit Losses [Line Items]
Acquired Loans, Purchases	132,585	132,585
Consumer
Financing Receivable Allowance For Credit Losses [Line Items]
Acquired Loans, Purchases	$ 48,432	$ 48,432

Loans (Details 8)

Loans (Details 8) $ in Thousands	Jun. 30, 2015USD ($)
Financing Receivable Impaired [Line Items]
Loans acquired with deteriorated credit quality	$ 5,700
Commercial real estate, Owner occupied
Financing Receivable Impaired [Line Items]
Loans acquired with deteriorated credit quality	1,267
Commercial real estate, Non-owner occupied
Financing Receivable Impaired [Line Items]
Loans acquired with deteriorated credit quality	1,854
Commercial real estate, Other
Financing Receivable Impaired [Line Items]
Loans acquired with deteriorated credit quality	672
Commercial
Financing Receivable Impaired [Line Items]
Loans acquired with deteriorated credit quality	1,571
Residential real estate, 1-4 family residential
Financing Receivable Impaired [Line Items]
Loans acquired with deteriorated credit quality	200
Residential real estate, Home equity lines of credit
Financing Receivable Impaired [Line Items]
Loans acquired with deteriorated credit quality	84
Consumer, Direct
Financing Receivable Impaired [Line Items]
Loans acquired with deteriorated credit quality	$ 52

Loans (Details 8) (Parenthetica

Loans (Details 8) (Parenthetical) $ in Thousands	Jun. 30, 2015USD ($)
Receivables [Abstract]
Acquired with deteriorated credit quality, allowances	$ 0

Loans (Details 9)

Loans (Details 9) $ in Thousands	Jun. 30, 2015USD ($)
Financing Receivable Impaired [Line Items]
Contractually required payments	$ 6,664
Cash flows expected to be collected at acquisition	6,337
Fair value of acquired loans at acquisition	5,700
Commercial real estate, Owner occupied
Financing Receivable Impaired [Line Items]
Contractually required payments	1,521
Commercial real estate, Non-owner occupied
Financing Receivable Impaired [Line Items]
Contractually required payments	2,148
Commercial real estate, Other
Financing Receivable Impaired [Line Items]
Contractually required payments	672
Commercial
Financing Receivable Impaired [Line Items]
Contractually required payments	1,975
Residential real estate, 1-4 family residential
Financing Receivable Impaired [Line Items]
Contractually required payments	206
Residential real estate, Home equity lines of credit
Financing Receivable Impaired [Line Items]
Contractually required payments	88
Consumer, Direct
Financing Receivable Impaired [Line Items]
Contractually required payments	$ 54

Troubled Debt Restructurings (D

Troubled Debt Restructurings (Details Textual)	3 Months Ended			6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)	Mar. 31, 2015Loans	Jun. 30, 2014USD ($)Loans	Jun. 30, 2015USD ($)Loans	Jun. 30, 2014USD ($)Loans	Dec. 31, 2014USD ($)
Financing Receivable Modifications [Line Items]
Total troubled debt restructurings				$ 8,500,000		$ 8,100,000
Specific reserves to customers	$ 215,000			215,000		242,000
Commitments to lend additional amounts to borrowers classified as troubled debt restructurings	0			0		$ 25,000
Allowance adjustment charge offs	87,000			62,000
Increase in the allowance for loan losses as a result of the allowance			$ 32,000		$ 11,000
Provision for loan losses	$ 850,000		$ 300,000	$ 1,300,000	$ 630,000
Commercial real estate loan
Financing Receivable Modifications [Line Items]
Loans modified as trouble debt restructuring loan | Loans		1		1
Payment default loan period		12 months		12 months
Additional provision impact to allowances for loan losses				$ 0
Loans default payment past due period		30 days
Residential real estate indirect
Financing Receivable Modifications [Line Items]
Loans modified as trouble debt restructuring loan | Loans			5		5
Payment default loan period			12 months		12 months
Loans default payment past due period				30 days
Provision for loan losses			$ 11,000		$ 11,000
Loan charged off | Loans			2		2
Minimum
Financing Receivable Modifications [Line Items]
Reduction of the notes stated interest rate	0.87%			0.87%
Maturity period loans				9 months
Maximum
Financing Receivable Modifications [Line Items]
Reduction of the notes stated interest rate	2.75%			2.75%
Maturity period loans				120 months

Troubled Debt Restructurings 56

Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Loan	Jun. 30, 2014USD ($)Loan	Jun. 30, 2015USD ($)Loan	Jun. 30, 2014USD ($)Loan
Financing Receivable Recorded Investment [Line Items]
Number of Loans | Loan	4	7	11	19
Pre-Modification Outstanding Recorded Investment	$ 994	$ 798	$ 1,442	$ 1,278
Post-Modification Outstanding Recorded Investment	$ 994	$ 814	$ 1,442	$ 1,295
Residential real estate, 1-4 family residential
Financing Receivable Recorded Investment [Line Items]
Number of Loans | Loan	2	5	5	14
Pre-Modification Outstanding Recorded Investment	$ 193	$ 389	$ 547	$ 782
Post-Modification Outstanding Recorded Investment	$ 193	$ 405	$ 547	$ 799
Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Number of Loans | Loan			2
Pre-Modification Outstanding Recorded Investment			$ 801
Post-Modification Outstanding Recorded Investment			$ 801
Commercial
Financing Receivable Recorded Investment [Line Items]
Number of Loans | Loan			1
Pre-Modification Outstanding Recorded Investment			$ 8
Post-Modification Outstanding Recorded Investment			$ 8
Residential real estate, Home equity lines of credit
Financing Receivable Recorded Investment [Line Items]
Number of Loans | Loan		1	1	3
Pre-Modification Outstanding Recorded Investment		$ 36	$ 50	$ 88
Post-Modification Outstanding Recorded Investment		$ 36	$ 50	$ 88
Consumer, Indirect
Financing Receivable Recorded Investment [Line Items]
Number of Loans | Loan			2
Pre-Modification Outstanding Recorded Investment			$ 36
Post-Modification Outstanding Recorded Investment			$ 36
Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Number of Loans | Loan		1		2
Pre-Modification Outstanding Recorded Investment		$ 373		$ 408
Post-Modification Outstanding Recorded Investment		$ 373		$ 408
Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Number of Loans | Loan	2
Pre-Modification Outstanding Recorded Investment	$ 801
Post-Modification Outstanding Recorded Investment	$ 801

Credit Quality Indicators (Deta

Credit Quality Indicators (Details Textual)	Jun. 30, 2015USD ($)
Credit Quality Indicators [Abstract]
Maximum commercial loan and commercial real estate relationships	$ 750,000

Credit Quality Indicators (De58

Credit Quality Indicators (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Risk category of loans by class of loans
Total risk category of loans by class of loans	$ 628,316	$ 342,723
Commercial real estate, Owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	192,854	74,631
Commercial real estate, Non-owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	162,603	121,913
Commercial real estate, Other
Risk category of loans by class of loans
Total risk category of loans by class of loans	70,851	26,029
Commercial
Risk category of loans by class of loans
Total risk category of loans by class of loans	202,008	120,150
Pass
Risk category of loans by class of loans
Total risk category of loans by class of loans	606,405	321,314
Pass | Commercial real estate, Owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	185,630	66,036
Pass | Commercial real estate, Non-owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	157,296	115,159
Pass | Commercial real estate, Other
Risk category of loans by class of loans
Total risk category of loans by class of loans	69,871	25,710
Pass | Commercial
Risk category of loans by class of loans
Total risk category of loans by class of loans	193,608	114,409
Special Mention
Risk category of loans by class of loans
Total risk category of loans by class of loans	8,522	7,860
Special Mention | Commercial real estate, Owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	1,007	2,534
Special Mention | Commercial real estate, Non-owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	1,830	3,760
Special Mention | Commercial real estate, Other
Risk category of loans by class of loans
Total risk category of loans by class of loans	498	0
Special Mention | Commercial
Risk category of loans by class of loans
Total risk category of loans by class of loans	5,187	1,566
Substandard
Risk category of loans by class of loans
Total risk category of loans by class of loans	13,389	13,549
Substandard | Commercial real estate, Owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	6,217	6,061
Substandard | Commercial real estate, Non-owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	3,477	2,994
Substandard | Commercial real estate, Other
Risk category of loans by class of loans
Total risk category of loans by class of loans	482	319
Substandard | Commercial
Risk category of loans by class of loans
Total risk category of loans by class of loans	3,213	4,175
Doubtful
Risk category of loans by class of loans
Total risk category of loans by class of loans	0	0
Doubtful | Commercial real estate, Owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	0	0
Doubtful | Commercial real estate, Non-owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	0	0
Doubtful | Commercial real estate, Other
Risk category of loans by class of loans
Total risk category of loans by class of loans	0	0
Doubtful | Commercial
Risk category of loans by class of loans
Total risk category of loans by class of loans	0	0
Not Rated
Risk category of loans by class of loans
Total risk category of loans by class of loans	0	0
Not Rated | Commercial real estate, Owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	0	0
Not Rated | Commercial real estate, Non-owner occupied
Risk category of loans by class of loans
Total risk category of loans by class of loans	0	0
Not Rated | Commercial real estate, Other
Risk category of loans by class of loans
Total risk category of loans by class of loans	0	0
Not Rated | Commercial
Risk category of loans by class of loans
Total risk category of loans by class of loans	$ 0	$ 0

Credit Quality Indicators (De59

Credit Quality Indicators (Details 1) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	$ 1,134,838	$ 663,852
Residential real estate, 1-4 family residential
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	243,798	152,598
Residential real estate, 1-4 family residential | Performing
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	240,397	149,661
Residential real estate, 1-4 family residential | Nonperforming
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	3,401	2,937
Residential real estate, Home equity lines of credit
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	75,144	31,255
Residential real estate, Home equity lines of credit | Performing
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	74,872	31,076
Residential real estate, Home equity lines of credit | Nonperforming
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	272	179
Consumer, Indirect
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	125,268	124,579
Consumer, Indirect | Performing
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	125,040	124,296
Consumer, Indirect | Nonperforming
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	228	283
Consumer, Direct
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	58,198	9,071
Consumer, Direct | Performing
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	58,012	9,035
Consumer, Direct | Nonperforming
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	186	36
Consumer, Other
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	4,114	3,626
Consumer, Other | Performing
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	4,106	3,625
Consumer, Other | Nonperforming
Investment in residential, consumer and indirect auto loans based on payment activity
Loans	$ 8	$ 1

Interest-Rate Swaps (Details)

Interest-Rate Swaps (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Summary information about interest-rate swaps
Weighted average pay rate on interest-rate swaps	4.24%	4.26%
Weighted average receive rate on interest-rate swaps	2.63%	2.67%
Weighted average maturity (years)	5 years 10 months 24 days	5 years 10 months 24 days
Fair value of combined interest-rate swaps	$ 625	$ 638
Interest rate swaps
Summary information about interest-rate swaps
Notional amounts	$ 34,396	$ 31,459

Interest-Rate Swaps (Details Te

Interest-Rate Swaps (Details Textual) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest rate swaps
Derivative [Line Items]
Net Gain or Loss recognized in earnings	$ 0	$ 0	$ 0	$ 0

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Basic EPS
Net income	$ 812	$ 2,351	$ 3,023	$ 4,542
Weighted average shares outstanding	19,394,342	18,780,980	18,913,772	18,780,041
Basic earnings per share	$ 0.04	$ 0.13	$ 0.16	$ 0.24
Diluted EPS
Net income	$ 812	$ 2,351	$ 3,023	$ 4,542
Weighted average shares outstanding	19,394,342	18,780,980	18,913,772	18,780,041
Dilutive effect of restricted stock awards	3,524	0	2,577	0
Weighted average shares for diluted earnings per share	19,397,866	18,780,980	18,916,349	18,780,041
Diluted earnings per share	$ 0.04	$ 0.13	$ 0.16	$ 0.24

Earnings Per Share (Details Tex

Earnings Per Share (Details Textual) - Jun. 30, 2015 - shares	Total	Total
Restricted Stock Awards
Earnings Per Share Basic [Line Items]
Anti-dilutive securities excluded from computation of earnings per share	0	0

Stock Based Compensation (Detai

Stock Based Compensation (Details Textual) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended		6 Months Ended		12 Months Ended
	Feb. 28, 2015	Jun. 30, 2015	Mar. 31, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2012
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Expense recognized				$ 116	$ 0
Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Award of shares Plan permits to directors and employees				85,918
Restricted Stock Awards | 2012 Incentive Plan
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Award of shares Plan permits to directors and employees	80,918		46,957			500,000
Expense recognized		$ 82	$ 59	$ 140
Unrecognized compensation expense		$ 721		$ 721
Compensation cost not yet recognized, period for recognition				2 years 8 months 12 days

Stock Based Compensation (Det65

Stock Based Compensation (Details) - 6 months ended Jun. 30, 2015 - Restricted Stock Awards - $ / shares	Total
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Beginning balance, Units	46,957
Granted, Units	85,918
Vested, Units	0
Forfeited, Units	(5,000)
Ending balance, Units	127,875
Beginning balance, Weighted Average Grant Date Fair Value	$ 7.39
Granted, Weighted Average Grant Date Fair Value	7.88
Vested, Weighted Average Grant Date Fair Value	0
Forfeited, Weighted Average Grant Date Fair Value	7.88
Ending balance, Weighted Average Grant Date Fair Value	$ 7.70

Other Comprehensive Income (L66

Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Comprehensive Income Net Of Tax [Abstract]
Unrealized holding gains (losses) on available-for-sale securities during the period, pre-tax		$ (5,447)	$ 2,934	$ (3,136)	$ 7,021
Reclassification adjustment for (gains) losses included in net income, pre-tax	[1]	(35)	(84)	(45)	(84)
Net unrealized gains (losses) on available-for-sale securities, pre-tax		(5,482)	2,850	(3,181)	6,937
Unrealized holding gains (losses) on available-for-sale securities during the period, tax		1,907	(1,026)	1,097	(2,458)
Reclassification adjustment for (gains) losses included in net income, tax	[1]	12	29	16	29
Net unrealized gains (losses) on available-for-sale securities, tax		1,919	(997)	1,113	(2,429)
Unrealized holding gains (losses) on available-for-sale securities during the period, after-tax		(3,540)	1,908	(2,039)	4,563
Reclassification adjustment for (gains) losses included in net income, after-tax	[1]	(23)	(55)	(29)	(55)
Net unrealized gains (losses) on available-for-sale securities, after-tax		$ (3,563)	$ 1,854	$ (2,068)	$ 4,508
[1]	Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income.

Regulatory Capital Matters (Det

Regulatory Capital Matters (Details Textual)	6 Months Ended
	Jun. 30, 2015Classification
Regulatory Capital Requirements [Abstract]
Number of classifications	5

Regulatory Capital Matters (D68

Regulatory Capital Matters (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Common equity tier 1 capital ratio
Actual, Amount	$ 158,239
Actual, Ratio	12.61%
Requirement for Capital Adequacy Purposes, Amount	$ 56,466
Requirement for Capital Adequacy Purposes, Ratio	4.50%
Total risk based capital ratio
Actual, Amount	$ 165,577	$ 121,340
Actual, Ratio	13.20%	16.48%
Requirement for Capital Adequacy Purposes, Amount	$ 100,385	$ 58,523
Requirement for Capital Adequacy Purposes, Ratio	8.00%	8.00%
Tier 1 risk based capital ratio
Actual, Amount	$ 158,239	$ 113,654
Actual, Ratio	12.61%	15.43%
Requirement for Capital Adequacy Purposes, Amount	$ 75,289	$ 29,262
Requirement for Capital Adequacy Purposes, Ratio	6.00%	4.00%
Tier 1 leverage ratio
Actual, Amount	$ 158,239	$ 113,654
Actual, Ratio	9.27%	10.03%
Requirement for Capital Adequacy Purposes, Amount	$ 69,293	$ 45,313
Requirement for Capital Adequacy Purposes, Ratio	4.00%	4.00%
Farmers National Banc Corp
Common equity tier 1 capital ratio
Actual, Amount	$ 146,581
Actual, Ratio	11.72%
Requirement for Capital Adequacy Purposes, Amount	$ 56,304
Requirement for Capital Adequacy Purposes, Ratio	4.50%
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 81,328
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%
Total risk based capital ratio
Actual, Amount	$ 153,867	$ 114,321
Actual, Ratio	12.30%	15.56%
Requirement for Capital Adequacy Purposes, Amount	$ 100,096	$ 58,773
Requirement for Capital Adequacy Purposes, Ratio	8.00%	8.00%
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 125,120	$ 73,466
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier 1 risk based capital ratio
Actual, Amount	$ 146,581	$ 106,689
Actual, Ratio	11.72%	14.52%
Requirement for Capital Adequacy Purposes, Amount	$ 75,072	$ 29,386
Requirement for Capital Adequacy Purposes, Ratio	6.00%	4.00%
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 100,096	$ 44,079
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	8.00%	6.00%
Tier 1 leverage ratio
Actual, Amount	$ 146,581	$ 106,689
Actual, Ratio	8.63%	9.37%
Requirement for Capital Adequacy Purposes, Amount	$ 67,936	$ 45,565
Requirement for Capital Adequacy Purposes, Ratio	4.00%	4.00%
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 84,920	$ 56,956
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Fair Value (Details)

Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets measured at fair value on a recurring basis
Securities available for sale	$ 386,319	$ 389,829
Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	386,319	389,829
Yield maintenance provisions	625	638
Corporate bonds
Assets measured at fair value on a recurring basis
Securities available for sale	934	931
Corporate bonds | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	934	931
Small Business Administration
Assets measured at fair value on a recurring basis
Securities available for sale	20,234	22,419
Small Business Administration | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	20,234	22,419
U.S. Treasury and U.S. government sponsored entities
Assets measured at fair value on a recurring basis
Securities available for sale	19,022	24,821
U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	19,022	24,821
State and political subdivisions
Assets measured at fair value on a recurring basis
Securities available for sale	124,257	91,881
State and political subdivisions | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	124,257	91,881
Mortgage-backed securities - residential
Assets measured at fair value on a recurring basis
Securities available for sale	206,259	224,362
Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	206,259	224,362
Collateralized mortgage obligations
Assets measured at fair value on a recurring basis
Securities available for sale	15,374	25,175
Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	15,374	25,175
Equity securities
Assets measured at fair value on a recurring basis
Securities available for sale	239	240
Equity securities | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	239	240
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	239	240
Yield maintenance provisions	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Small Business Administration | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | State and political subdivisions | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Equity securities | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	239	240
Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	386,064	389,579
Yield maintenance provisions	625	638
Significant Other Observable Inputs (Level 2) | Corporate bonds | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	934	931
Significant Other Observable Inputs (Level 2) | Small Business Administration | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	20,234	22,419
Significant Other Observable Inputs (Level 2) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	19,022	24,821
Significant Other Observable Inputs (Level 2) | State and political subdivisions | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	124,257	91,881
Significant Other Observable Inputs (Level 2) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	206,243	224,352
Significant Other Observable Inputs (Level 2) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	15,374	25,175
Significant Other Observable Inputs (Level 2) | Equity securities | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	16	10
Yield maintenance provisions	0	0
Significant Unobservable Inputs (Level 3) | Corporate bonds | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Small Business Administration | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | State and political subdivisions | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	16	10
Significant Unobservable Inputs (Level 3) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Equity securities | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Securities available for sale	0	0
Interest rate swaps | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Derivative assets	625	638
Interest rate swaps | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate swaps | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Derivative assets	625	638
Interest rate swaps | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring
Assets measured at fair value on a recurring basis
Derivative assets	$ 0	$ 0

Fair Value (Details 1)

Fair Value (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs
Beginning Balance	$ 10	$ 10	$ 10	$ 10
Total unrealized gains or losses:
Included in other comprehensive income	0	0	0	0
Repayments	0	0	0	0
Acquired and/or purchased	6	0	6	0
Ending Balance	$ 16	$ 10	$ 16	$ 10

Fair Value (Details 2)

Fair Value (Details 2) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair value assets measured on non-recurring basis
Recorded Investment	$ 10,545	$ 12,597
Commercial real estate, Owner occupied | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	683
Commercial real estate, Owner occupied | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	0
Commercial real estate, Owner occupied | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	0
Commercial real estate, Owner occupied | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	683
Commercial | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	231	807
Commercial | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	0	0
Commercial | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	0	0
Commercial | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	231	807
Residential real estate loan | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	118	63
Residential real estate loan | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	0	0
Residential real estate loan | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	0	0
Residential real estate loan | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment	$ 118	63
Other real estate owned, Commercial real estate | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment		45
Other real estate owned, Commercial real estate | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment		0
Other real estate owned, Commercial real estate | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment		0
Other real estate owned, Commercial real estate | Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Nonrecurring
Fair value assets measured on non-recurring basis
Recorded Investment		$ 45

Fair Value (Details Textual)

Fair Value (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Mar. 31, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Impaired loans carried at fair value	$ 1,100		$ 1,100		$ 988
Impaired loans collateral dependent loans valuation allowance	98		98		117
Additional provision for loan losses	209	$ 227	209	$ 227
Troubled debt restructurings not carried at fair value	$ 4,100		$ 4,100		$ 4,200
Maximum maturity period of short term borrowings			90 days

Fair Value (Details 3)

Fair Value (Details 3) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Quoted Price for Loan Relationship (Market Approach Valuation) | Commercial real estate loan
Fair value measurements for financial instruments
Fair value	$ 683
Fair Value Measurements Valuation Technique(s) Description	Quoted price for loan relationship
Quoted Price for Loan Relationship (Market Approach Valuation) | Commercial real estate loan | Weighted Average
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	1.01%
Quoted Price for Loan Relationship (Market Approach Valuation) | Commercial
Fair value measurements for financial instruments
Fair value	$ 231
Fair Value Measurements Valuation Technique(s) Description	Quoted price for loan relationship
Quoted Price for Loan Relationship (Market Approach Valuation) | Commercial | Weighted Average
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(3.01%)
Sales Comparison Valuation | Commercial
Fair value measurements for financial instruments
Fair value		$ 807
Fair Value Measurements Valuation Technique(s) Description		Sales comparison
Sales Comparison Valuation | Commercial | Minimum
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		(27.43%)
Sales Comparison Valuation | Commercial | Maximum
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		32.86%
Sales Comparison Valuation | Commercial | Weighted Average
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		9.96%
Sales Comparison Valuation | Residential real estate loan
Fair value measurements for financial instruments
Fair value	$ 118	$ 63
Fair Value Measurements Valuation Technique(s) Description	Sales comparison	Sales comparison
Sales Comparison Valuation | Residential real estate loan | Minimum
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(26.81%)	(18.32%)
Sales Comparison Valuation | Residential real estate loan | Maximum
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	20.94%	24.16%
Sales Comparison Valuation | Residential real estate loan | Weighted Average
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(11.05%)	(14.02%)
Sales Comparison Valuation | Other real estate owned
Fair value measurements for financial instruments
Fair value		$ 45
Fair Value Measurements Valuation Technique(s) Description		Sales comparison
Sales Comparison Valuation | Other real estate owned | Minimum
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		(12.86%)
Sales Comparison Valuation | Other real estate owned | Maximum
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		11.97%
Sales Comparison Valuation | Other real estate owned | Weighted Average
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		(5.79%)

Fair Value (Details 4)

Fair Value (Details 4) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
Financial assets
Cash and cash equivalents, Carrying Amount	$ 37,028	$ 27,428	$ 28,070	$ 27,513
Restricted stock, Carrying Amount	7,456	4,224
Loans held for sale, Carrying Amount	399	511
Loans, net, Carrying Amount	1,127,552	656,220
Accrued interest receivable, Carrying Amount	4,710	3,237
Financial liabilities
Deposits, Carrying Amount	1,320,569	915,703
Short-term borrowings, Carrying Amount	85,704	59,136
Long-term borrowings	69,887	28,381
Accrued interest payable, Carrying Amount	553	402
Fair Value, Measurements, Recurring
Financial assets
Cash and cash equivalents, Fair Value	37,028	27,428
Loans held for sale, Fair Value	410	523
Loans, net, Fair Value	1,110,641	658,993
Accrued interest receivable, Fair Value	4,710	3,237
Financial liabilities
Deposits, Fair Value	1,319,133	915,460
Short-term borrowings, Fair Value	85,704	59,136
Long-term borrowings, Fair Value	70,299	28,837
Accrued interest payable, Fair value	553	402
Fair Value, Measurements, Recurring | Level 1
Financial assets
Cash and cash equivalents, Fair Value	18,204	11,410
Loans held for sale, Fair Value	0	0
Loans, net, Fair Value	0	0
Accrued interest receivable, Fair Value	0	0
Financial liabilities
Deposits, Fair Value	1,056,018	708,752
Short-term borrowings, Fair Value	0	0
Long-term borrowings, Fair Value	0	0
Accrued interest payable, Fair value	29	2
Fair Value, Measurements, Recurring | Level 2
Financial assets
Cash and cash equivalents, Fair Value	18,824	16,018
Loans held for sale, Fair Value	410	523
Loans, net, Fair Value	0	0
Accrued interest receivable, Fair Value	1,827	1,645
Financial liabilities
Deposits, Fair Value	263,115	206,708
Short-term borrowings, Fair Value	85,704	59,136
Long-term borrowings, Fair Value	70,299	28,837
Accrued interest payable, Fair value	524	400
Fair Value, Measurements, Recurring | Level 3
Financial assets
Cash and cash equivalents, Fair Value	0	0
Loans held for sale, Fair Value	0	0
Loans, net, Fair Value	1,110,641	658,993
Accrued interest receivable, Fair Value	2,883	1,592
Financial liabilities
Deposits, Fair Value	0	0
Short-term borrowings, Fair Value	0	0
Long-term borrowings, Fair Value	0	0
Accrued interest payable, Fair value	$ 0	$ 0

Segment Information (Details)

Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Segment Reporting Information [Line Items]
Goodwill and other intangibles	$ 39,569		$ 39,569		$ 8,813
Total assets	1,672,403		1,672,403		1,136,967
Net interest income	9,749	$ 8,952	18,741	$ 17,808
Provision for loan losses	850	300	1,300	630
Service fees, security gains and other noninterest income	4,409	3,797	8,446	7,230
Noninterest expense	11,507	9,378	20,791	18,519
Amortization and depreciation expense	580		1,047
INCOME BEFORE INCOME TAXES	1,221	3,071	4,049	5,889
Income taxes	409	720	1,026	1,347
NET INCOME	812	2,351	3,023	4,542
Eliminations And Others
Segment Reporting Information [Line Items]
Goodwill and other intangibles	0		0		0
Total assets	417		417		463
Net interest income	(4)	(3)	(7)	(7)
Provision for loan losses	0	0	0	0
Service fees, security gains and other noninterest income	(67)	(88)	(132)	(153)
Noninterest expense	2,182	307	2,577	581
Amortization and depreciation expense	0		0
INCOME BEFORE INCOME TAXES	(2,253)	(398)	(2,716)	(741)
Income taxes	(367)	(127)	(524)	(244)
NET INCOME	(1,886)	(271)	(2,192)	(497)
Trust Segment | Operating Segments
Segment Reporting Information [Line Items]
Goodwill and other intangibles	5,126		5,126		5,285
Total assets	11,291		11,291		10,643
Net interest income	15	14	30	26
Provision for loan losses	0	0	0	0
Service fees, security gains and other noninterest income	1,531	1,574	3,203	3,091
Noninterest expense	1,241	1,193	2,437	2,380
Amortization and depreciation expense	86		171
INCOME BEFORE INCOME TAXES	219	395	625	737
Income taxes	74	135	212	253
NET INCOME	145	260	413	484
Bank Segment | Operating Segments
Segment Reporting Information [Line Items]
Goodwill and other intangibles	31,090		31,090		0
Total assets	1,656,042		1,656,042		1,121,505
Net interest income	9,738	8,941	18,718	17,789
Provision for loan losses	850	300	1,300	630
Service fees, security gains and other noninterest income	2,166	1,756	4,093	3,294
Noninterest expense	7,657	7,471	15,015	14,734
Amortization and depreciation expense	404		696
INCOME BEFORE INCOME TAXES	2,993	2,926	5,800	5,719
Income taxes	613	662	1,222	1,279
NET INCOME	2,380	2,264	4,578	4,440
Retirement Consulting Segment | Operating Segments
Segment Reporting Information [Line Items]
Goodwill and other intangibles	3,353		3,353		3,528
Total assets	4,653		4,653		$ 4,356
Net interest income	0	0	0	0
Provision for loan losses	0	0	0	0
Service fees, security gains and other noninterest income	779	555	1,282	998
Noninterest expense	427	407	762	824
Amortization and depreciation expense	90		180
INCOME BEFORE INCOME TAXES	262	148	340	174
Income taxes	89	50	116	59
NET INCOME	$ 173	$ 98	$ 224	$ 115

Business Acquisitions (Details

Business Acquisitions (Details Textual) - USD ($)	Jun. 23, 2015	Jun. 19, 2015	Jul. 01, 2013	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Business Acquisition [Line Items]
Goodwill				$ 32,272,000		$ 32,272,000		$ 5,591,000
Business acquisition additional transaction expenses				1,912,000	$ 0	$ 2,157,000	$ 0
Tri-State 1st Banc Incorporation
Business Acquisition [Line Items]
Shares shareholders are entitled to elect to receive per shares	174.70%
Cash shareholders are entitled to elect to receive per share	$ 14.20
Business Acquisition Shares Being Exchanged for Stock	75.00%
Business Acquisition Shares Being Exchanged for Cash	25.00%
Tri-State 1st Banc Incorporation | Series A Preferred Stock
Business Acquisition [Line Items]
Cash shareholders are entitled to elect to receive per share	$ 13.60
National Bancshares Corporation
Business Acquisition [Line Items]
Shares shareholders are entitled to elect to receive per shares		403.40%
Cash shareholders are entitled to elect to receive per share		$ 32.15
Business Acquisition, Effective Date of Acquisition		Jun. 19, 2015
Shares of stock issued for acquisition		7,262,955
Fair value of total consideration transferred		$ 74,780,000
Maximum shares exchanged for stock		80.00%
Maximum shares exchanged for cash		20.00%
Goodwill		$ 26,681,000
Fair value of other intangible assets		4,409,000
National Bancshares Corporation | Core Deposits
Business Acquisition [Line Items]
Fair value of other intangible assets		$ 4,400,000
National Associates Incorporated
Business Acquisition [Line Items]
Business Acquisition, Effective Date of Acquisition						Jul. 1, 2013
Fair value of total consideration transferred			$ 4,400,000
Time to due date once final contingent consideration amount is determined						5 days
EBITDA measurement start date						Aug. 1, 2014
EBITDA measurement end date						Jul. 31, 2015
Business acquisition additional transaction expenses						$ 849,000
Contingent consideration liability				1,000,000		1,000,000
National Associates Incorporated | Maximum
Business Acquisition [Line Items]
Contingent future payments				$ 1,500,000		$ 1,500,000

Business Acquisitions (Details)

Business Acquisitions (Details) - USD ($) $ in Thousands	Jun. 19, 2015	Jun. 30, 2015	Dec. 31, 2014
Assets acquired and liabilities assumed
Bank owned life insurance		$ 25,562	$ 16,367
Fair value of liabilities assumed
Goodwill created		$ 32,272	$ 5,591
National Bancshares Corporation
Consideration
Cash	$ 15,732
Stock	59,048
Fair value of total consideration transferred	74,780
Assets acquired and liabilities assumed
Cash and due from financial institutions	37,035
Securities available for sale	51,340
Net loans	430,035
Premises and equipment	6,105
Bank owned life insurance	2,891
Core deposit intangible	4,409
Other assets	7,996
Total assets	539,811
Fair value of liabilities assumed
Deposits	423,661
Short-term borrowings	13,531
Long-term borrowings	52,006
Accrued interest payable and other liabilities	2,514
Total liabilities	491,712
Net assets acquired	48,099
Goodwill created	26,681
Total net assets acquired	$ 74,780

Business Acquisitions (Detail78

Business Acquisitions (Details 1) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Business Combinations [Abstract]
Net interest income	$ 14,598	$ 13,235	$ 28,278	$ 26,217
Net income	$ 3,390	$ 3,734	$ 7,216	$ 7,125
Basic and diluted earnings per share	$ 0.13	$ 0.15	$ 0.28	$ 0.28

Goodwill and Intangible Asset79

Goodwill and Intangible Assets (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Goodwill and Intangible Assets (Textual) [Abstract]
Goodwill created	$ 32,272		$ 32,272		$ 5,591
Aggregate amortization expense	$ 167	$ 191	$ 334	$ 383

Goodwill and Intangible Asset80

Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Acquired intangible assets
Gross Carrying Amount	$ 10,939	$ 6,530
Accumulated Amortization	(3,642)	(2,925)
Customer Relationships
Acquired intangible assets
Gross Carrying Amount	5,970	5,970
Accumulated Amortization	(3,279)	(2,617)
Non-compete contracts
Acquired intangible assets
Gross Carrying Amount	370	370
Accumulated Amortization	(310)	(280)
Trade name
Acquired intangible assets
Gross Carrying Amount	190	190
Accumulated Amortization	(53)	$ (28)
Core Deposits
Acquired intangible assets
Gross Carrying Amount	4,409
Accumulated Amortization	$ 0

Goodwill and Intangible Asset81

Goodwill and Intangible Assets (Details 1) $ in Thousands	Jun. 30, 2015USD ($)
Estimated amortization expense
2015 (Six months)	$ 610
2,016	1,108
2,017	1,022
2,018	938
2,019	862
Thereafter	2,757
TOTAL	$ 7,297

Repurchase Agreement (Details)

Repurchase Agreement (Details) - Repurchase agreement $ in Thousands	Jun. 30, 2015USD ($)
Sale of repurchase agreement [Line items]
Total borrowings	$ 77,154
U.S. Treasury and U.S. government sponsored entities
Sale of repurchase agreement [Line items]
Total borrowings	6,246
State and political subdivisions
Sale of repurchase agreement [Line items]
Total borrowings	9,892
Mortgage-backed securities - residential
Sale of repurchase agreement [Line items]
Total borrowings	55,771
Collateralized mortgage obligations
Sale of repurchase agreement [Line items]
Total borrowings	$ 5,245