Farmers National Banc (FMNB) 10-K 4 Mar 21 2020 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2020	Mar. 01, 2021	Jun. 30, 2020
Cover [Abstract]
Entity Registrant Name	Farmers National Banc Corp.
Entity Central Index Key	0000709337
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Document Type	10-K
Document Period End Date	Dec. 31, 2020
Amendment Flag	false
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	FY
Current Fiscal Year End Date	--12-31
Title of 12(b) Security	Common Stock, No Par Value
Trading Symbol	FMNB
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		28,312,557
Entity Public Float			$ 334.2
Document Annual Report	true
Document Transition Report	false
Entity Shell Company	false
Entity File Number	001-35296
Entity Tax Identification Number	34-1371693
Entity Address, Address Line One	20 South Broad Street
Entity Address, City or Town	Canfield
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44406
City Area Code	330
Local Phone Number	533-3341
Entity Incorporation, State or Country Code	OH
ICFR Auditor Attestation Flag	false
Documents Incorporated by Reference	Document Part of Form 10-K into which Portions of the registrant’s definitive proxy statement for the 2021 III Annual Meeting of Shareholders

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 20,503	$ 23,229
Federal funds sold and other	234,118	47,531
TOTAL CASH AND CASH EQUIVALENTS	254,621	70,760
Securities available for sale	575,600	432,233
Equity securities	6,881	7,909
Loans held for sale	4,766	2,600
Loans	2,078,044	1,811,539
Less allowance for loan losses	22,144	14,487
NET LOANS	2,055,900	1,797,052
Premises and equipment, net	25,620	23,817
Goodwill	45,775	38,201
Other intangibles, net	3,842	4,444
Bank owned life insurance	51,322	35,527
Other assets	46,821	36,615
TOTAL ASSETS	3,071,148	2,449,158
Deposits:
Noninterest-bearing	608,791	434,126
Interest-bearing	1,970,087	1,490,763
Brokered time deposits	32,000	84,075
TOTAL DEPOSITS	2,610,878	2,008,964
Short-term borrowings	2,521	77,050
Long-term borrowings	76,385	45,147
Other liabilities	31,267	18,688
TOTAL LIABILITIES	2,721,051	2,149,849
Commitments and contingent liabilities (Note 13)
Stockholders' equity
Common Stock - Authorized 50,000,000 shares in 2020 and 2019; issued 29,577,827 in 2020 and 28,179,598 in 2019	208,763	186,345
Retained earnings	138,073	108,851
Accumulated other comprehensive income	22,032	9,826
Treasury stock, at cost; 1,387,655 shares in 2020 and 508,859 shares in 2019	(18,771)	(5,713)
TOTAL STOCKHOLDERS' EQUITY	350,097	299,309
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 3,071,148	$ 2,449,158

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - shares	Dec. 31, 2020	Dec. 31, 2019
Statement Of Financial Position [Abstract]
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	29,577,827	28,179,598
Treasury stock, shares	1,387,655	508,859

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 98,379	$ 89,103	$ 79,835
Taxable securities	5,423	4,840	4,928
Tax exempt securities	7,684	6,687	5,707
Dividends	543	627	652
Federal funds sold and other interest income	298	729	644
TOTAL INTEREST AND DIVIDEND INCOME	112,327	101,986	91,766
INTEREST EXPENSE
Deposits	14,381	16,860	8,139
Short-term borrowings	359	2,250	4,936
Long-term borrowings	1,396	498	190
TOTAL INTEREST EXPENSE	16,136	19,608	13,265
NET INTEREST INCOME	96,191	82,378	78,501
Provision for loan losses	9,100	2,450	3,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	87,091	79,928	75,501
NONINTEREST INCOME
Bank owned life insurance income, including death benefits	795	818	881
Security gains, including change in fair value for equity securities	380	42	271
Net gains on sale of loans	12,273	4,386	2,729
Other operating income	2,289	2,031	1,479
TOTAL NONINTEREST INCOME	37,155	28,602	25,499
NONINTEREST EXPENSE
Salaries and employee benefits	39,826	37,172	35,976
Occupancy and equipment	7,254	6,649	6,478
State and local taxes	2,138	1,826	1,887
Professional fees	2,733	3,122	2,856
Merger related costs (income)	3,223	197	(155)
Advertising	1,531	1,736	1,559
FDIC insurance	750	331	899
Intangible amortization	1,327	1,306	1,418
Core processing charges	3,551	3,370	3,073
Telephone and data	887	948	1,061
Other operating expenses	10,754	8,798	7,665
TOTAL NONINTEREST EXPENSE	73,974	65,455	62,717
INCOME BEFORE INCOME TAXES	50,272	43,075	38,283
INCOME TAXES	8,396	7,315	5,714
NET INCOME	$ 41,876	$ 35,760	$ 32,569
Basic	$ 1.48	$ 1.29	$ 1.18
Diluted	$ 1.47	$ 1.28	$ 1.16
Service Charges on Deposit Accounts
NONINTEREST INCOME
Noninterest income	$ 3,682	$ 4,514	$ 4,254
Trust Fees
NONINTEREST INCOME
Noninterest income	7,632	7,475	7,126
Insurance Agency Commissions
NONINTEREST INCOME
Noninterest income	3,124	2,919	2,621
Retirement Plan Consulting Fees
NONINTEREST INCOME
Noninterest income	1,523	1,489	1,684
Investment Commissions
NONINTEREST INCOME
Noninterest income	1,530	1,406	1,103
Debit Card and EFT Fees
NONINTEREST INCOME
Noninterest income	$ 3,927	$ 3,522	$ 3,351

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Statement Of Income And Comprehensive Income [Abstract]
NET INCOME		$ 41,876	$ 35,760	$ 32,569
Other comprehensive income:
Net unrealized holding gains (losses) on available for sale securities		15,836	17,513	(5,343)
Reclassification adjustment for (gains) losses realized in income	[1]	430	11	(283)
Net unrealized holding gains (losses)		16,266	17,524	(5,626)
Income tax effect		(4,060)	(3,668)	1,169
Unrealized holding gains (losses), net of reclassification and tax		12,206	13,856	(4,457)
Other comprehensive income (loss), net of tax		12,206	13,856	(4,457)
TOTAL COMPREHENSIVE INCOME		$ 54,082	$ 49,616	$ 28,112
[1]	Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income .

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Total	COMMON STOCK	RETAINED EARNINGS	RETAINED EARNINGSAdoption of ASU 2016-01	RETAINED EARNINGSAdjusted Balance	ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)Adoption of ASU 2016-01	ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)Adjusted Balance	TREASURY STOCK, AT COST
Balance at beginning of year at Dec. 31, 2017		$ 186,903	$ 59,208	$ 169	$ 59,377	$ 596	$ (169)	$ 427	$ (4,633)
Net income	$ 32,569		32,569
Issued treasury shares under the Long Term Incentive Plan		(2,415)
Shares issued in contingent payments as part of a business combination		0
Stock compensation expense for unvested shares		1,675
Other comprehensive income (loss)	(4,457)					(4,457)
Dividends declared			(8,316)
Issued shares under the Long Term Incentive Plan									2,415
Purchased shares									0
Retained shares to cover tax withholdings under the Long Term Incentive Plan									(1,225)
Balance at end of year at Dec. 31, 2018	262,320	186,163	83,630	0	83,630	(4,030)	0	(4,030)	(3,443)
Net income	35,760		35,760
Issued treasury shares under the Long Term Incentive Plan		(1,203)
Shares issued in contingent payments as part of a business combination		0
Stock compensation expense for unvested shares		1,385
Other comprehensive income (loss)	13,856					13,856
Dividends declared			(10,539)
Issued shares under the Long Term Incentive Plan									1,203
Purchased shares									(2,842)
Retained shares to cover tax withholdings under the Long Term Incentive Plan									(631)
Balance at end of year at Dec. 31, 2019	299,309	186,345	108,851	$ 0	$ 108,851	9,826	$ 0	$ 9,826	(5,713)
Net income	41,876		41,876
Issued treasury shares under the Long Term Incentive Plan		(1,579)
Shares issued in contingent payments as part of a business combination		22,554
Stock compensation expense for unvested shares		1,443
Other comprehensive income (loss)	12,206					12,206
Dividends declared			(12,654)
Issued shares under the Long Term Incentive Plan									1,740
Purchased shares									(14,238)
Retained shares to cover tax withholdings under the Long Term Incentive Plan									(560)
Balance at end of year at Dec. 31, 2020	$ 350,097	$ 208,763	$ 138,073			$ 22,032			$ (18,771)

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
COMMON STOCK
Treasury shares issued under the Long Term Incentive Plan	64,171	80,007	247,853
Shares issued as part of a business combination	1,398,229
RETAINED EARNINGS
Cash dividend declared per share of common stock	$ 0.44	$ 0.38	$ 0.30
TREASURY STOCK, AT COST
Shares issued under long term incentive plan	99,318	125,517	324,978
Treasury stock repurchased	942,967	201,169
Shares retained to cover tax withholdings under the Long Term Incentive Plan	35,147	45,510	77,125

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 41,876	$ 35,760	$ 32,569
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	9,100	2,450	3,000
Depreciation and amortization	3,122	2,839	2,991
Net amortization of securities	2,347	2,323	2,798
Available for sale security (gains) loss	430	11	(283)
Realized and unrealized losses (gains) on equity securities	5	(53)	12
Loss on land and building sales, net	77	26	0
Stock compensation expense	1,443	1,385	1,675
(Gains) loss on sale of other real estate owned	(38)	45	(16)
Earnings on bank owned life insurance	(795)	(818)	(881)
Loss on fixed asset disposal	0	12	0
Origination of loans held for sale	(245,060)	(75,568)	(79,007)
Proceeds from loans held for sale	255,167	78,591	80,771
Net gains on sale of loans	(12,273)	(4,386)	(2,729)
Net change in other assets and liabilities	(5,393)	(3,856)	(2,136)
NET CASH FROM OPERATING ACTIVITIES	50,008	38,761	38,764
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities and repayments of securities available for sale	61,117	35,583	37,012
Proceeds from sales of securities available for sale	60,341	33,424	16,162
Purchases of securities available for sale	(176,212)	(83,049)	(69,241)
Proceeds from sale of equity securities	67	1,302	79
Purchases of equity securities	(842)	(1,939)	(1,642)
Purchases of restricted stock	(2,843)	0	(1,246)
Redemption of restricted stock	5,383	8	0
Loan originations and payments, net	(86,741)	(77,554)	(160,204)
Proceeds from sale of other real estate owned	241	236	209
Proceeds from BOLI death benefits	0	49	0
Purchase of bank owned life insurance	(15,000)	0	0
Proceeds from land and building sales	502	252	0
Additions to premises and equipment	(3,696)	(1,458)	(450)
Net cash paid in business combinations	(3,146)	0	0
NET CASH FROM INVESTING ACTIVITIES	(160,829)	(93,146)	(179,321)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	418,663	209,244	195,001
Net change in short-term borrowings	(49,529)	(167,709)	(44,806)
Repayments of long-term borrowings	(47,560)	(935)	(1,010)
Proceeds from long term borrowings	0	40,000	0
Cash dividends paid	(12,654)	(10,539)	(8,316)
Repurchase of common shares	(14,238)	(2,842)	0
NET CASH FROM FINANCING ACTIVITIES	294,682	67,219	140,869
NET CHANGE IN CASH AND CASH EQUIVALENTS	183,861	12,834	312
Beginning cash and cash equivalents	70,760	57,926	57,614
Ending cash and cash equivalents	254,621	70,760	57,926
Supplemental cash flow information:
Interest paid	16,515	19,529	12,906
Income taxes paid	9,000	6,450	7,300
Supplemental noncash disclosures:
Transfer of loans and property to other real estate owned	73	300	22
Issuance of stock for business combinations	22,554	0	0
Issuance of stock awards	1,740	1,203	2,415
Security purchases not settled	3,889	812	1,642
Contingent consideration for business combination	$ 0	$ 0	$ 180

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2020
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Principles of Consolidation: The consolidated financial statements include the accounts of Farmers National Banc Corp. and its wholly-owned subsidiaries, The Farmers National Bank of Canfield (“Bank” or “Farmers Bank”), Farmers Trust Company (“Farmers Trust”) and Farmers National Captive, Inc. (“Captive”). The consolidated financial statements also include the accounts of the Bank’s subsidiaries; Farmers National Insurance, LLC (“Farmers Insurance”) and Farmers of Canfield Investment Co. (“Farmers Investments”). The Company acquired Maple Leaf Financial, Inc. (“Maple Leaf”), the parent company of Geauga Savings Bank in 2020 and consolidated the activity within the Bank. Together all entities are referred to as “the Company.” All significant intercompany balances and transactions have been eliminated in consolidation. Corporate Reorganization: During 2019, Trust acquired all shares of National Associates, Inc. (“NAI”) from the Company through a corporate reorganization. The Company was the sole shareholder of Trust and NAI before the reorganization. The entities were combined into one reporting unit and one operating segment and began reporting as one unit, for both internal and external reports, during 2019. The combination is in concert with the Company’s plan to increase efficiencies within the different business lines. Nature of Operations: The Company provides full banking services, including wealth management services and mortgage banking activity, through the Bank. As a national bank, the Bank is subject to regulation of the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. The primary area served by the Bank is the northeastern region of Ohio through forty (40) locations and one location in southwestern Pennsylvania. The Company provides trust services and retirement consulting services through its Farmers Trust subsidiary and insurance services through the Bank’s Insurance subsidiary. Farmers Trust has a state-chartered bank license to conduct trust business from the Ohio Department of Commerce – Division of Financial Institutions. The primary purpose of Farmers Investments is to invest in municipal securities. Captive provides property and casualty insurance coverage to the Company and its subsidiaries. Captive pools resources with eleven similar insurance subsidiaries of financial institutions to spread a limited amount of risk among the pool members and to provide insurance where not currently available or economically feasible in today’s insurance market place. Estimates: The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Cash Flows: Cash and cash equivalents include cash on hand, deposits with other financial institutions and federal funds sold. Generally, federal funds are purchased and sold for one-day Securities: Debt securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Equity securities with readily determinable fair values are carried at fair value, with changes in fair value reported in net income. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Purchases and sales are recorded on the trade date. Management evaluates securities for other-than-temporary impairment (OTTI) on at least a quarterly basis, and more frequently when economic or market conditions warrant. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. Loans Held for Sale: Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are charged to earnings. Mortgage loans held for sale are sold with or without servicing rights released. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments. Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection. Consumer loans are typically charged off no later than 120 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. For all classes of loans, when interest accruals are discontinued, interest accrued but not received for loans placed on non-accrual is reversed against interest income. Interest on such loans is thereafter recorded on a cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Purchased Credit Impaired Loans: The Company purchased loans that have shown evidence of credit deterioration since origination. These loans were recorded at the amount paid, such that there is no carryover of the seller’s allowance for loan losses. The Company estimates the amount and timing of expected cash flows for each loan, and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan. The excess of the loan’s contractual principal and interest over expected cash flows is not recorded. Over the life of the loan, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded as a provision for loan losses. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income. Derivatives: Derivative financial instruments are recognized as assets or liabilities at fair value. The Company’s derivatives are interest-rate swap agreements, which are used as part of its asset and liability management strategy to help manage its interest rate risk position. The Company does not use derivatives for trading or balance sheet hedging purposes. The derivative transactions are considered instruments with no hedging designation, otherwise known as stand-alone derivatives. Changes in the fair value of the derivatives are reported currently in earnings, as other noninterest income. Concentration of Credit Risk: There are no significant concentrations of loans to any one industry or customer. However, most of the Company’s business activity is with customers located within Northeastern Ohio. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy of a nine county area. Loans secured by real estate represent 68.3% of the total portfolio and changes related to the real estate markets are monitored by management. Allowance for Loan Losses: The allowance for loan losses is a valuation allowance for probable incurred loan losses, increased by the provision for loan losses and decreased by charge-offs less recoveries. The allowance is based on management’s judgment taking into consideration past loss experience, reviews of individual loans, current economic conditions and other factors considered relevant by management at the financial statement date. While management uses the best information available to establish the allowance, future adjustments to the allowance may be necessary, which may be material, if economic conditions differ substantially from the assumptions used in estimating the allowance. If additions to the original estimate of the allowance for loan losses are deemed necessary, they will be reported in earnings in the period in which they become reasonably estimable and probable. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. Acquired loans are individually evaluated and for those purchased loans without evidence of credit deterioration, management evaluates each reviewed loan using an internal grading system with a grade assigned to each loan at the date of acquisition. To the extent that any purchased loan is not specifically reviewed, such loan is assumed to have characteristics similar to the characteristics of the acquired portfolio of purchased loans. The grade for each purchased loan without evidence of credit deterioration is reviewed subsequent to the date of acquisition any time a loan is renewed or extended or at any time information becomes available to the Company that provides material insight regarding the loan’s performance, the status of the borrower or the quality or value of the underlying collateral. To the extent that current information indicates it is probable that the Company will collect all amounts according to the contractual terms thereof, such loan is not considered impaired and is not individually considered in the determination of the required allowance for loan losses. To the extent that current information indicates it is probable that the Company will not be able to collect all amounts according to the contractual terms thereof, such loan is considered impaired and is considered in the determination of the required level of allowance. In determining the day one fair values of purchased loans without evidence of credit deterioration at the date of acquisition, management includes (i) no carry-over of any previously recorded allowance for loan losses and (ii) an adjustment of the unpaid principal balance to reflect an appropriate market rate of interest, given the risk profile and grade assigned to each loan. This adjustment is accreted into earnings as a yield adjustment, using the effective yield method, over the remaining life of each loan. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is considered impaired when, based on the current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Loans, for which the terms have been modified, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured for commercial and commercial real estate loans over $400 thousand, individually or in the aggregate, by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans are measured individually if over $250 thousand and collectively if under the threshold. They are not separately identified for impairment disclosures. Non-real estate secured consumer loans in bankruptcy where debt has not been reaffirmed are considered troubled debt restructurings and are evaluated individually to ensure that accurate accounting treatment is in place. The Company considers the guidance on troubled debt restructuring for individual consumer and residential loans when evaluating for impairment disclosure. Troubled debt restructurings are measured at the present value of estimated future cash flow using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced for the most recent twelve quarters. The formula for calculating the allowance for loan losses requires that the historical loss percentage be applied to homogeneous and all risk rated loans. This actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures and practices; experience, ability and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: Commercial Loans. Commercial credit is extended to commercial customers for use in normal business operations to finance working capital needs, equipment purchases or other projects. The majority of these borrowers are customers doing business within our geographic regions. These loans are generally underwritten individually and secured with the assets of the company and the personal guarantee of the business owners. Commercial loans are made based primarily on the historical and projected cash flow of the borrower and the underlying collateral provided by the borrower. Commercial Real Estate Loans. Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans. These loans are viewed primarily as cash flow loans and the repayment of these loans is largely dependent on the successful operation of the property. Loan performance may be adversely affected by factors impacting the general economy or conditions specific to the real estate market such as geographic location and property type. Consumer Loans. Consumer loans are primarily comprised of loans made directly to consumers and indirectly through automobile dealerships. These loans have a specific matrix which consists of several factors including debt to income, type of collateral and loan to collateral value, credit history and relationship with the borrower. Consumer lending uses risk-based pricing in the underwriting process. Residential Real Estate Loans. Residential mortgage loans represent loans to consumers for the purchase or refinance of a residence. These loans are generally financed up to 15 years and in most cases, are extended to borrowers to finance their primary residence. Real estate market values at the time of origination directly affect the amount of credit extended and, in the event of default, subsequent changes in these values may impact the severity of losses. Servicing Rights: When mortgage loans are sold and servicing rights are retained, the servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data to validate the mode l results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into non‑interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing assets are evaluated for impairment based upon the fair value of the assets compared to carrying amount. Any impairment is reported as a valuation allowance, to the extent that fair value is less than the capitalized amount for a grouping. There was no valuation allowance impairment against servicing assets as of December 31, 2020 or 2019. Servicing fee income is recorded when earned for servicing loans based on a contractual percentage of the outstanding principal or a fixed amount per loan. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees, late fees and ancillary fees related to loan servicing are not considered significant for financial reporting. Foreclosed Assets: Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. These assets are recorded in other assets on the balance sheets as other real estate owned (“OREO”). OREO totaled $0 at December 31, 2020 and $19 thousand at December 31, 2019. Operating costs after acquisition are expensed. Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost, less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 5 to 40 years. Furniture, fixtures and equipment are depreciated using the straight-line method with useful lives ranging from 3 to 10 years. Restricted Stock: The Bank is a member of the Federal Home Loan Bank (“FHLB”) system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. The Bank is also a member of and owns stock in the Federal Reserve Bank. These stocks are carried at cost, classified as restricted securities included in other assets, and periodically evaluated for impairment based on ultimate recovery of par value. Restricted stock totaled $14.6 million at December 31, 2020 and $11.7 million in 2019. Both cash and stock dividends are reported as income. Bank Owned Life Insurance: The Company has purchased life insurance policies on certain key officers. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Long-term Assets: Premises and equipment and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. Goodwill and Other Intangible Assets: Goodwill resulting from a business combination is generally determined as the excess of the fair value of the consideration transferred over the fair value of the net assets acquired as of the acquisition date. Goodwill acquired in a business combination and determined to have an indefinite useful life is not amortized, but tested for impairment at least annually. The Company has selected September 30 as the date to perform the annual goodwill impairment tests associated with the acquisitions of Farmers Trust, Farmers Insurance and the recent Banking acquisitions. Intangible assets with definite useful lives are amortized over their estimated useful lives. Goodwill is the only intangible asset with an indefinite life on the balance sheet. Core deposit intangible assets arising from bank acquisitions are amortized over their estimated useful lives of 7 to 8 years. Non-compete contracts are amortized on a straight line basis, over the term of the agreements. Customer relationship and trade name intangibles are amortized over a range of 13 to 15 years on an accelerated method. Loan Commitments and Related Financial Instruments: Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Stock-Based Compensation: Compensation cost is recognized for restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. The market price of the Company’s common stock at the grant date is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. Income Taxes : Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. Retirement Plans: Employee 401(k) and profit sharing plan expense is the amount of matching and discretionary contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. Earnings per Common Share: Basic earnings per common share is net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock equity awards. Earnings and dividends per share are restated for all stock splits and stock dividends through the date of issuance of the financial statements. Comprehensive Income: Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) consists of unrealized gains and losses on securities available for sale, which are recognized as separate components of equity, net of tax effects. Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. During 2019 the Company accrued a charge of $505 thousand relating to a then pending settlement of a legal contingency. The case was settled and payment made during 2020. Management does not believe there are any other matters currently that would have a material effect on the financial statements. Restrictions on Cash: Cash on hand or on deposit with the Federal Reserve Bank (“FRB”) was required to meet regulatory reserve and clearing requirements. The Company had deposits with the FRB of $201.0 million at December 31, 2020 and $36.1 million at December 31, 2019. Equity: Treasury stock is carried at cost. Dividend Restriction: Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank and Farmers Trust to the holding company or by the holding company to shareholders. Fair Value of Financial Instruments: Fair values of financial instruments are estimated using relevant market information and other assumptions as more fully disclosed in Note 7. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates. Operating Segments: Operations are managed and financial performance is primarily aggregated and reported in two lines of business, the Bank segment and Farmers Trust segment. During 2019 the Company merged the Retirement Consulting segment into the Trust segment. In prior periods segment reporting was reported in three segments and has been reclassified to two segments to be consistent with current year presentation . The Company discloses segment information in Note 2 3 . Reclassification: Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior year net income or stockholders’ equity. Adoption of New Accounting Standards and Newly Issued, Not Yet Effective Accounting Standards: Reacting to the global markets’ planned shift away from using major interbank reference rates, including the London Interbank Offered Rate (LIBOR), the FASB recently issued ASU 2020-04 and amended by ASU 2021-01, Facilitation of the Effects of Reference Rate Reform on Financial Reporting , to ease the burden of accounting for contract modifications related to reference rate reform. The amendments in ASU 2020-04 create a new Topic in the Codification, ASC 848, Reference Rate Reform , which contains guidance that is designed to simplify how entities account for contracts that are modified to replace LIBOR or other benchmark interest rates with new rates. The amendments in ASU 2020-04 give entities the option to apply expedients and exceptions to contract modifications that are made until December 31, 2022, if certain criteria are met. If adopted, these amendments and exceptions should be applied to all eligible modifications to contracts that are accounted for under an ASC Topic or industry Subtopic. The guidance in ASC 848 will not apply to any contract modifications made after December 31, 2022. Management is still evaluating the ASU, including clarifications in ASU 2021-01, and has not adopted it as of December 31, 2020. In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment. In June 2016, the FASB issued ASU 2016-13: Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments In accordance with the accounting relief provisions of CARES and subsequent provisions of the Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act, the Bank has postponed the adoption of the current expected credit losses (“CECL”) accounting standards, primarily due to the impact that the COVID-19 pandemic is having on the economy and the lack of reasonable and supportable economic forecasts. The Company adopted ASU 2016-13 on January 1, 2021. The Company recorded the onetime adjustment to equity, to comply with the ASU adoption, which increased the allowance for loan losses between 5% and 10% as expected. Management does not expect this amount to change during the first quarter of 2021 but retains the option to make adjustments if new information becomes available. In February 2016, FASB issued ASU 2016-02 (Topic 842): Leases ASU 2016-02 is effective for public companies for interim and annual reporting periods beginning after December 15, 2018, with early adoption permitted. The Company adopted this ASU on January 1, 2019 . C ertain leases that the Company has in place required the capitalization of $ 3.6 million on the balance sheet as an asset and a related liability in the same amount with no income statement effect at January 1, 2019.

Business Combinations

Business Combinations	12 Months Ended
	Dec. 31, 2020
Business Combinations [Abstract]
Business Combinations	NOTE 2 – BUSINESS COMBINATIONS On January 7, 2020, the Company completed the acquisition of Maple Leaf Financial, Inc. (“Maple Leaf”), the parent company of Geauga Savings Bank, with branches located in Cuyahoga and Geauga Counties in Ohio. The Company expects the acquisition to increase synergies and cost savings resulting from the combining of the two companies. The transaction involved both cash and 1,398,229 shares of stock totaling $43.0 million. Pursuant to the terms of the Merger Agreement, common shareholders of Maple Leaf had the right to receive $640.00 in cash or 45.5948 common shares, without par value, of the Company. Holders of outstanding and unexercised warrants to purchase Maple Leaf Common Shares received an amount in cash equal to the excess of $640.00 over $370.00, the exercise price of such warrants. Goodwill of $7.6 million, which is recorded on the balance sheet, arising from the acquisition consisted largely of synergies and the cost savings resulting from the combining of the entities. The goodwill was determined not to be deductible for income tax purposes. The following table summarizes the consideration paid for Maple Leaf and the amounts of the assets acquired and liabilities assumed on the closing date of the acquisition. Consideration Cash $ 20,423 Stock 22,554 Fair value of total consideration transferred $ 42,977 Fair value of assets acquired Cash and due from financial institutions $ 18,219 Securities available for sale 69,547 Loans, net 181,280 Premises and equipment 229 Core deposit intangible 725 Other assets 6,398 Total assets acquired 276,398 Fair value of liabilities assumed Deposits 183,251 Long-term borrowings 54,487 Accrued interest payable and other liabilities 3,257 Total liabilities 240,995 Net assets acquired $ 35,403 Goodwill created 7,574 Total net assets acquired $ 42,977 The following table presents pro forma information as if the Maple Leaf acquisition that occurred during January 2020 actually took place at the beginning of 2019. The pro forma information includes adjustments for merger related costs, amortization of intangibles arising from the transaction and the related income tax effects. The pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transaction been effective on the assume date. 2020 2019 Net interest income $ 96,550 $ 90,997 Net income $ 41,915 $ 36,705 Basic earnings per share $ 1.48 $ 1.32 Diluted earnings per share $ 1.48 $ 1.32

Securities Available for Sale

Securities Available for Sale	12 Months Ended
	Dec. 31, 2020
Investments Debt And Equity Securities [Abstract]
Securities Available for Sale	NOTE 3 – SECURITIES AVAILABLE FOR SALE The following table summarizes the amortized cost and fair value of the available-for-sale securities portfolio at December 31, 2020 and 2019 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows: Gross Gross Amortized Unrealized Unrealized 2020 Cost Gains Losses Fair Value U.S. Treasury and U.S. government sponsored entities $ 11,798 $ 101 $ (54 ) $ 11,845 State and political subdivisions 344,160 22,350 (204 ) 366,306 Corporate bonds 3,582 132 (2 ) 3,712 Mortgage-backed securities - residential 157,106 4,919 (243 ) 161,782 Collateralized mortgage obligations 25,654 742 (3 ) 26,393 Small Business Administration 5,411 151 0 5,562 Totals $ 547,711 $ 28,395 $ (506 ) $ 575,600 Gross Gross Amortized Unrealized Unrealized 2019 Cost Gains Losses Fair Value U.S. Treasury and U.S. government sponsored entities $ 3,773 $ 41 $ (3 ) $ 3,811 State and political subdivisions 250,905 10,944 (424 ) 261,425 Corporate bonds 1,238 22 0 1,260 Mortgage-backed securities - residential 145,886 2,396 (372 ) 147,910 Collateralized mortgage obligations 11,459 101 (213 ) 11,347 Small Business Administration 6,534 0 (54 ) 6,480 Totals $ 419,795 $ 13,504 $ (1,066 ) $ 432,233 The proceeds from sales of available-for-sale securities and the associated gains and losses were as follows: 2020 2019 2018 Proceeds $ 60,341 $ 33,424 $ 16,162 Gross gains 394 211 408 Gross losses (824 ) (222 ) (125 ) The tax provision (benefit) related to these net realized gains (losses) was $(90) thousand, $(2) thousand and $59 thousand respectively. The amortized cost and fair value of the debt securities portfolio are shown by expected maturity. Expected maturities may differ from contractual maturities if issuers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. Available for sale December 31, 2020 Amortized Maturity Cost Fair Value Within one year $ 3,132 $ 3,181 One to five years 4,808 5,052 Five to ten years 32,972 34,580 Beyond ten years 318,628 339,050 Mortgage-backed securities, collateralized mortgage obligations and Small Business Administration 188,171 193,737 Totals $ 547,711 $ 575,600 Securities with a carrying amount of $371 million at December 31, 2020 and $253 million at December 31, 2019 were pledged to secure public deposits and repurchase agreements. Farmers Trust had securities, with a carrying amount of $100 thousand, at year-end 2020 and 2019, pledged to qualify as a fiduciary in the State of Ohio. In each year, there were no holdings of any other issuer that exceeded 10% of stockholders’ equity, other than the U.S. Government, its agencies and its sponsored entities. The following table summarizes the investment securities with unrealized losses at December 31, 2020 and 2019 aggregated by major security type and length of time in a continuous unrealized loss position. 2020 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Loss Value Loss Value Loss U.S. Treasury and U.S. government sponsored entities $ 8,153 $ (54 ) $ 0 $ 0 $ 8,153 $ (54 ) State and political subdivisions 19,205 (204 ) 0 0 19,205 (204 ) Corporate bonds 198 (2 ) 0 0 198 (2 ) Mortgage-backed securities - residential 63,401 (243 ) 0 0 63,401 (243 ) Collateralized mortgage obligations 294 (3 ) 0 0 294 (3 ) Small Business Administration 0 0 0 0 0 0 Total temporarily impaired $ 91,251 $ (506 ) $ 0 $ 0 $ 91,251 $ (506 ) 2019 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Loss Value Loss Value Loss U.S. Treasury and U.S. government sponsored entities $ 0 $ 0 $ 622 $ (3 ) $ 622 $ (3 ) State and political subdivisions 30,887 (424 ) 0 0 30,887 (424 ) Corporate bonds 0 0 100 0 100 0 Mortgage-backed securities - residential 14,435 (98 ) 22,381 (274 ) 36,816 (372 ) Collateralized mortgage obligations 1,198 (18 ) 7,935 (195 ) 9,133 (213 ) Small Business Administration 6,479 (54 ) 1 0 6,480 (54 ) Total temporarily impaired $ 52,999 $ (594 ) $ 31,039 $ (472 ) $ 84,038 $ (1,066 ) The Company’s equity securities include $6.3 million in Small Business Investment Company (“SBIC”) partnership investments as well as $538 thousand in local and regional bank holdings and other miscellaneous equity funds. Unrealized gains were recognized in income in 2019 and 2020 as a result of ASU 2016-01. As of December 31, 2020, the Company’s security portfolio consisted of 671 securities, 45 of which were in an unrealized loss position. The majority of unrealized losses are related to the Company’s holdings in securities issued by U.S Treasury and U.S. government sponsored entities, state and political subdivisions, mortgage-backed securities - residential and collateralized mortgage obligations, as discussed below: Securities issued by U.S. Treasury and U.S. government sponsored entities Unrealized losses on debt securities issued by U.S. Treasury and U.S. government sponsored entities have not been recognized into income. At December 31, 2020 and 2019 all securities issued by U.S. Treasury and U.S. government sponsored entities are backed by the federal government and management does not have the intent and does not expect to be required to sell these securities before their anticipated recovery. The fair value is expected to recover as the securities approach their maturity date. Securities issued by State and Political subdivisions Unrealized losses on debt securities issued by state and political subdivisions have not been recognized into income. At December 31, 2020 and 2019 all securities issued by state and political subdivisions have investment grade ratings and management does not have the intent and does not expect to be required to sell these securities before their anticipated recovery. The fair value is expected to recover as the securities approach their maturity date. Mortgage-backed securities - residential All of the Company’s holdings of mortgage-backed securities—residential at year end 2020 and 2019 were issued by U.S. Government sponsored enterprises. Unrealized losses on mortgage-backed securities—residential have not been recognized into income. Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because the Company does not have the intent to sell these mortgage-backed securities—residential and it is likely that it will not be required to sell the securities before their anticipated recovery, the Company does not consider these securities to be other-than-temporarily impaired at December 31, 2020 and 2019. Collateralized mortgage obligations The Company’s portfolio includes collateralized mortgage obligations issued by U.S. Government sponsored enterprises. The decline in fair value is attributable to changes in interest rates and illiquidity, and not credit quality. The Company does not have the intent to sell these collateralized mortgage obligations and it is likely that it will not be required to sell the securities before their anticipated recovery. The Company monitors all securities to ensure adequate credit support and as of December 31, 2020 and 2019, the Company believes there is no other-than-temporary impairment. Small Business Administration The Company’s holdings of Small Business Administration securities are issued and backed by the full faith and credit of the U.S. Government. Unrealized losses on these Small Business Administration securities have not been recognized into income. The Company does not consider these securities to be other-than-temporarily impaired at December 31, 2019 because the decline in fair value is attributable to changes in interest rates and illiquidity, and not credit quality, and the Company does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery.

Loans

Loans	12 Months Ended
	Dec. 31, 2020
Receivables [Abstract]
Loans	NOTE 4 – LOANS Loans by class at year end were as follows: 2020 2019 Originated loans: Commercial real estate Owner occupied $ 215,187 $ 184,311 Non-owner occupied 309,777 287,160 Farmland 156,277 138,702 Other 78,140 93,501 Commercial Commercial and industrial 385,831 244,172 Agricultural 44,922 46,207 Residential real estate 1-4 family residential 324,723 324,964 Home equity lines of credit 92,968 91,958 Consumer Indirect 164,620 166,149 Direct 23,348 27,415 Other 9,868 9,485 Total originated loans $ 1,805,661 $ 1,614,024 Acquired loans: Commercial real estate Owner occupied $ 45,101 $ 35,408 Non-owner occupied 52,863 10,439 Farmland 26,080 35,377 Other 12,868 5,960 Commercial Commercial and industrial 18,662 11,651 Agricultural 4,850 6,047 Residential real estate 1-4 family residential 89,118 63,457 Home equity lines of credit 17,383 19,645 Consumer Direct 5,128 6,068 Other 97 154 Total acquired loans 272,150 194,206 Net deferred loan costs 233 3,309 Allowance for loan losses (22,144 ) (14,487 ) Net loans $ 2,055,900 $ 1,797,052 Purchased credit impaired loans As part of past acquisitions, the Company acquired various loans that displayed evidence of deterioration of credit quality since origination and which was probable that all contractually required payments would not be collected. The carrying amounts and contractually required payments of these loans which are included in the loan balances above are summarized in the following tables: 2020 2019 Commercial real estate Non-owner occupied $ 574 $ 225 Commercial Commercial and industrial 604 725 Total outstanding balance $ 1,178 $ 950 Carrying amount, net of allowance of $0 in 2020 and 2019 $ 917 $ 690 Accretable yield, or income expected to be collected, is shown in the table below: 2020 2019 2018 Beginning balance $ 65 $ 93 $ 170 New loans purchased 32 0 0 Accretion of income (32 ) (28 ) (77 ) Ending balance $ 65 $ 65 $ 93 The key assumptions considered include probability of default and the amount of actual prepayments after the acquisition date. Prepayments affect the estimated life of the loans and could change the amount of interest income and principal expected to be collected. In reforecasting future estimated cash flows, credit loss expectations are adjusted as necessary. There were no adjustments to forecasted cash flows that impacted the allowance for loan losses for the years ended December 31, 2020, 2019 and 2018. The following tables present the activity in the allowance for loan losses by portfolio segment for years ended December 31, 2020, 2019 and 2018: December 31, 2020 Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 5,843 $ 2,323 $ 2,875 $ 2,710 $ 736 $ 14,487 Provision for loan losses 4,745 2,998 748 677 (68 ) 9,100 Loans charged off (122 ) (412 ) (172 ) (1,347 ) 0 (2,053 ) Recoveries 31 11 85 483 0 610 Total ending allowance balance $ 10,497 $ 4,920 $ 3,536 $ 2,523 $ 668 $ 22,144 December 31, 2019 Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 5,036 $ 2,093 $ 2,837 $ 2,963 $ 663 $ 13,592 Provision for loan losses 848 417 380 732 73 2,450 Loans charged off (45 ) (200 ) (400 ) (1,702 ) 0 (2,347 ) Recoveries 4 13 58 717 0 792 Total ending allowance balance $ 5,843 $ 2,323 $ 2,875 $ 2,710 $ 736 $ 14,487 December 31, 2018 Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 4,260 $ 2,011 $ 2,521 $ 2,848 $ 675 $ 12,315 Provision for loan losses 650 112 486 1,764 (12 ) 3,000 Loans charged off 0 (220 ) (318 ) (2,318 ) 0 (2,856 ) Recoveries 126 190 148 669 0 1,133 Total ending allowance balance $ 5,036 $ 2,093 $ 2,837 $ 2,963 $ 663 $ 13,592 The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment, based on impairment method as of December 31, 2020 and 2019. The recorded investment in loans includes the unpaid principal balance and unamortized loan origination fees and costs, but excludes accrued interest receivable which is not considered to be material: December 31, 2020 Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 0 $ 357 $ 79 $ 0 $ 0 $ 436 Collectively evaluated for impairment 10,400 4,546 3,392 2,520 668 21,526 Acquired loans collectively evaluated for impairment 97 17 65 3 0 182 Acquired with deteriorated credit quality 0 0 0 0 0 0 Total ending allowance balance $ 10,497 $ 4,920 $ 3,536 $ 2,523 $ 668 $ 22,144 Loans: Loans individually evaluated for impairment $ 502 $ 3,086 $ 2,836 $ 189 $ 0 $ 6,613 Loans collectively evaluated for impairment 758,050 424,379 414,568 203,447 0 1,800,444 Acquired loans 135,884 23,044 105,936 5,206 0 270,070 Acquired with deteriorated credit quality 514 403 0 0 0 917 Total ending loans balance $ 894,950 $ 450,912 $ 523,340 $ 208,842 $ 0 $ 2,078,044 December 31, 2019 Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 0 $ 2 $ 59 $ 0 $ 0 $ 61 Collectively evaluated for impairment 5,790 2,309 2,777 2,708 736 14,320 Acquired loans collectively evaluated for impairment 53 12 39 2 0 106 Acquired with deteriorated credit quality 0 0 0 0 0 0 Total ending allowance balance $ 5,843 $ 2,323 $ 2,875 $ 2,710 $ 736 $ 14,487 Loans: Loans individually evaluated for impairment $ 561 $ 205 $ 3,240 $ 247 $ 0 $ 4,253 Loans collectively evaluated for impairment 702,226 290,017 413,446 208,578 0 1,614,267 Acquired loans 86,431 17,110 82,615 6,173 0 192,329 Acquired with deteriorated credit quality 195 495 0 0 0 690 Total ending loans balance $ 789,413 $ 307,827 $ 499,301 $ 214,998 $ 0 $ 1,811,539 The following tables present information related to impaired loans by class of loans as of and for years ended December 31, 2020 and 2019. The recorded investment in loans excludes accrued interest receivable due to immateriality. December 31, 2020 Unpaid Balance Recorded Investment Allowance Loan Allocated With no related allowance recorded: Commercial real estate Owner occupied $ 0 $ 0 $ 0 Non-owner occupied 37 31 0 Farmland 484 471 0 Commercial Commercial and industrial 151 105 0 Agricultural 27 26 0 Residential real estate 1-4 family residential 2,660 1,872 0 Home equity lines of credit 435 334 0 Consumer 429 186 0 Subtotal 4,223 3,025 0 With an allowance recorded: Commercial real estate Owner occupied 0 0 0 Non-owner occupied 0 0 0 Farmland 0 0 0 Commercial Commercial and industrial 3,007 2,955 357 Agricultural 0 0 0 Residential real estate 1-4 family residential 626 627 75 Home equity lines of credit 22 3 4 Consumer 2 3 0 Subtotal 3,657 3,588 436 Total $ 7,880 $ 6,613 $ 436 December 31, 2019 Unpaid Balance Recorded Investment Allowance Loan Allocated With no related allowance recorded: Commercial real estate Owner occupied $ 22 $ 8 $ 0 Non-owner occupied 38 34 0 Farmland 570 519 0 Commercial Commercial and industrial 179 141 0 Agricultural 11 11 0 Residential real estate 1-4 family residential 2,889 2,095 0 Home equity lines of credit 428 344 0 Consumer 480 247 0 Subtotal 4,617 3,399 0 With an allowance recorded: Commercial real estate Owner occupied 0 0 0 Non-owner occupied 0 0 0 Farmland 0 0 0 Commercial Commercial and industrial 53 53 2 Agricultural 0 0 0 Residential real estate 1-4 family residential 795 729 52 Home equity lines of credit 72 72 7 Consumer 0 0 0 Subtotal 920 854 61 Total $ 5,537 $ 4,253 $ 61 The following tables present the average recorded investment in impaired loans by class and interest income recognized by loan class for the years ended December 31, 2020, 2019 and 2018. December 31, 2020 Average Interest With no related allowance recorded: Commercial real estate Owner occupied $ 0 $ 0 Non-owner occupied 33 1 Farmland 502 9 Commercial Commercial and industrial 120 9 Agricultural 25 4 Residential real estate 1-4 family residential 2,039 139 Home equity lines of credit 367 22 Consumer 223 25 Subtotal 3,309 209 With an allowance recorded: Commercial real estate Owner occupied 0 0 Non-owner occupied 0 0 Farmland 0 0 Commercial Commercial and industrial 631 90 Agricultural 0 0 Residential real estate 1-4 family residential 655 23 Home equity lines of credit 63 2 Consumer 0 0 Subtotal 1,349 115 Total $ 4,658 $ 324 December 31, 2019 Average Interest With no related allowance recorded: Commercial real estate Owner occupied $ 273 $ 13 Non-owner occupied 36 1 Farmland 270 1 Commercial Commercial and industrial 152 11 Agricultural 7 0 Residential real estate 1-4 family residential 2,368 162 Home equity lines of credit 355 23 Consumer 178 22 Subtotal 3,639 233 With an allowance recorded: Commercial real estate Owner occupied 0 0 Non-owner occupied 0 0 Farmland 173 0 Commercial Commercial and industrial 57 4 Agricultural 0 0 Residential real estate 1-4 family residential 1,096 31 Home equity lines of credit 130 6 Consumer 11 0 Subtotal 1,467 41 Total $ 5,106 $ 274 December 31, 2018 Average Interest With no related allowance recorded: Commercial real estate Owner occupied $ 490 $ 30 Non-owner occupied 26 2 Farmland 0 0 Commercial Commercial and industrial 335 6 Agricultural 0 0 Residential real estate 1-4 family residential 2,769 186 Home equity lines of credit 309 16 Consumer 72 11 Subtotal 4,001 251 With an allowance recorded: Commercial real estate Owner occupied 0 0 Non-owner occupied 0 0 Farmland 193 0 Commercial Commercial and industrial 68 4 Agricultural 0 0 Residential real estate 1-4 family residential 1,778 47 Home equity lines of credit 166 7 Consumer 3 0 Subtotal 2,208 58 Total $ 6,209 $ 309 Cash basis interest income recognized and interest income recognized was materially equal for 2020, 2019 and 2018. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of December 31, 2020 and 201 9 : 2020 2019 Nonaccrual Loans 90 Still Accruing Nonaccrual Loans 90 Still Accruing Originated loans: Commercial real estate Owner occupied $ 0 $ 335 $ 6 $ 0 Non-owner occupied 0 0 0 0 Farmland 0 0 14 0 Commercial Commercial and industrial 3,312 22 567 0 Agricultural 205 0 0 0 Residential real estate 1-4 family residential 866 223 1,234 438 Home equity lines of credit 603 0 669 14 Consumer Indirect 648 64 568 120 Direct 157 111 139 70 Other 1 5 0 6 Total originated loans $ 5,792 $ 760 $ 3,197 $ 648 Acquired loans: Commercial real estate Owner occupied $ 27 $ 0 $ 0 $ 0 Non-owner occupied 362 0 102 0 Farmland 471 95 519 0 Commercial Commercial and industrial 477 0 602 0 Agricultural 4 0 9 0 Residential real estate 1-4 family residential 4,128 1,469 659 186 Home equity lines of credit 186 0 239 9 Consumer Direct 58 6 151 24 Total acquired loans $ 5,713 $ 1,570 $ 2,281 $ 219 Total loans $ 11,505 $ 2,330 $ 5,478 $ 867 The following tables present the aging of the recorded investment in past due loans as of December 31, 2020 and 2019 by class of loans: December 31, 2020 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total Originated loans: Commercial real estate Owner occupied $ 0 $ 0 $ 335 $ 335 $ 214,460 $ 214,795 Non-owner occupied 0 0 0 0 309,216 309,216 Farmland 0 0 0 0 156,053 156,053 Other 261 0 0 261 77,725 77,986 Commercial Commercial and industrial 356 61 3,334 3,751 378,594 382,345 Agricultural 45 255 205 505 44,555 45,060 Residential real estate 1-4 family residential 1,668 974 1,089 3,731 320,129 323,860 Home equity lines of credit 419 0 603 1,022 91,957 92,979 Consumer Indirect 1,046 285 712 2,043 168,245 170,288 Direct 284 120 268 672 22,789 23,461 Other 24 22 6 52 9,816 9,868 Total originated loans: $ 4,103 $ 1,717 $ 6,552 $ 12,372 $ 1,793,539 $ 1,805,911 Acquired loans: Commercial real estate Owner occupied $ 0 $ 0 $ 27 $ 27 $ 45,072 $ 45,099 Non-owner occupied 197 0 362 559 52,295 52,854 Farmland 0 0 566 566 25,513 26,079 Other 0 0 0 0 12,868 12,868 Commercial Commercial and industrial 19 390 477 886 17,772 18,658 Agricultural 4 0 4 8 4,841 4,849 Residential real estate 1-4 family residential 1,954 821 5,597 8,372 80,745 89,117 Home equity lines of credit 23 0 186 209 17,175 17,384 Consumer Direct 20 49 64 133 4,995 5,128 Other 0 0 0 0 97 97 Total acquired loans $ 2,217 $ 1,260 $ 7,283 $ 10,760 $ 261,373 $ 272,133 Total loans $ 6,320 $ 2,977 $ 13,835 $ 23,132 $ 2,054,912 $ 2,078,044 December 31, 2019 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total Originated loans: Commercial real estate Owner occupied $ 87 $ 0 $ 6 $ 93 $ 183,830 $ 183,923 Non-owner occupied 2 0 0 2 286,522 286,524 Farmland 0 0 14 14 138,501 138,515 Other 0 0 0 0 93,271 93,271 Commercial Commercial and industrial 1,458 573 567 2,598 241,210 243,808 Agricultural 103 77 0 180 46,142 46,322 Residential real estate 1-4 family residential 3,811 207 1,672 5,690 318,536 324,226 Home equity lines of credit 270 21 683 974 91,000 91,974 Consumer Indirect 1,599 533 688 2,820 168,905 171,725 Direct 537 272 209 1,018 26,549 27,567 Other 153 26 6 185 9,299 9,484 Total originated loans: $ 8,020 $ 1,709 $ 3,845 $ 13,574 $ 1,603,765 $ 1,617,339 Acquired loans: Commercial real estate Owner occupied $ 0 $ 0 $ 0 $ - $ 35,424 35,424 Non-owner occupied 0 0 102 102 10,317 10,419 Farmland 0 0 519 519 34,858 35,377 Other 69 0 0 69 5,891 5,960 Commercial Commercial and industrial 47 1 602 650 11,000 11,650 Agricultural 0 8 9 17 6,030 6,047 Residential real estate 1-4 family residential 1,159 448 845 2,452 61,004 63,456 Home equity lines of credit 56 8 248 312 19,333 19,645 Consumer Direct 347 21 175 543 5,525 6,068 Other 0 0 0 0 154 154 Total acquired loans $ 1,678 $ 486 $ 2,500 $ 4,664 $ 189,536 $ 194,200 Total loans $ 9,698 $ 2,195 $ 6,345 $ 18,238 $ 1,793,301 $ 1,811,539 Troubled Debt Restructurings: Total troubled debt restructurings were $4.1 million and $4.6 million at December 31, 2020 and 2019 respectively. The Company allocated $81 thousand and $61 thousand of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of December 31, 2020 and 2019, respectively. There were no commitments to lend additional amounts to borrowers with loans that were classified as troubled debt restructurings at December 31, 2020 and 2019. During the years ending December 31, 2020, 2019 and 2018, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; a permanent increase of the recorded investment in the loan due to a protective advance to pay delinquent real estate taxes or advance new monies; an extension of an interest only period; a deferral of principal payments; a capitalization of interest and/or escrow or a legal concession. Troubled debt restructuring modifications involved a reduction of the notes stated interest rate in the range of 0.24% to 2.74%. There were also extensions of the maturity dates on these and other troubled debt restructurings in the range of two months to 183 months. The following tables present loans by class modified as troubled debt restructurings that occurred during the years ending December 31, 2020, 2019 and 2018: Pre- Modification Post- Modification December 31, 2020 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Originated loans: Commercial Agricultural 1 $ 21 $ 21 Residential real estate 1-4 family residential 7 261 262 Home equity lines of credit 4 100 102 Indirect 29 182 182 Consumer 1 15 15 Total originated loans 42 $ 579 $ 582 Acquired loans: Residential real estate 1-4 family residential 3 $ 140 $ 144 Total acquired loans 3 $ 140 $ 144 Total loans 45 $ 719 $ 726 The troubled debt restructurings described above increased the allowance for loan losses by $65 thousand and resulted in charge offs of $65 thousand during the year ended December 31, 2020. Pre- Modification Post- Modification December 31, 2019 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Originated loans: Commercial Commercial and industrial 1 $ 12 $ 12 Residential real estate 1-4 family residential 6 178 181 Home equity lines of credit 3 90 94 Indirect 39 337 337 Consumer 2 46 46 Total originated loans 51 $ 663 $ 670 Acquired loans: Commercial real estate Farmland 3 527 527 Commercial Commercial and industrial 1 27 27 Residential real estate 1-4 family residential 4 201 205 Home equity lines of credit 1 17 17 Consumer 3 14 14 Total acquired loans 12 $ 786 $ 790 Total loans 63 $ 1,449 $ 1,460 The troubled debt restructurings described above increased the allowance for loan losses by $126 thousand and resulted in charge offs of $126 thousand during the year ended December 31, 2019. Pre- Modification Post- Modification December 31, 2018 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Originated loans: Commercial real estate Owner occupied 1 $ 360 $ 360 Commercial Commercial and industrial 1 19 19 Residential real estate 1-4 family residential 7 348 348 Home equity lines of credit 6 91 91 Indirect 23 118 118 Consumer 2 19 19 Total originated loans 40 $ 955 $ 955 Acquired loans: Commercial real estate Non-owner occupied 1 42 42 Farmland 1 258 258 Commercial Commercial and industrial 7 115 115 Residential real estate 1-4 family residential 7 321 337 Home equity lines of credit 1 32 32 Consumer 2 24 24 Total acquired loans 19 $ 792 $ 808 Total loans 59 $ 1,747 $ 1,763 The troubled debt restructurings described above increased the allowance for loan losses by $66 thousand and resulted in charge offs of $66 thousand during the year ended December 31, 2018. There was one residential real estate loan for $12 thousand for which there were payment defaults within twelve months following the modification of the troubled debt restructuring during the year ended December 31, 2020. The loan was not past due at December 31, 2020. There was no effect on the provision for loan losses as a result of this default during 2020. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms. There was one residential real estate loans for $19 thousand for which there were payment defaults within twelve months following the modification of the troubled debt restructuring during the year ended December 31, 2019. The loan was not past due at December 31, 2019. There was no effect on the provision for loan losses as a result of this default during 2019. There were two residential real estate loans for $146 thousand for which there were payment defaults within twelve months following the modification of the troubled debt restructuring during the year ended December 31, 2018. Both loans were past due at December 31, 2018. There was no effect on the provision for loan losses as a result of this default during 2018. Farmers is offering special financial assistance to support customers in good standing who are experiencing financial hardships related to the COVID-19 pandemic in accordance with interagency guidance and the Coronavirus Aid, Relief, and Economic Security (CARES) Act. The following table reports the number and amount of payment deferrals by loan type as of December 31, 2020: December 31, 2020 Outstanding Balance Number of Loans Commercial real estate $ 19,027 6 Commercial 1,424 2 Consumer 2 1 Total $ 20,453 9 The Company offered three month deferrals upon request by borrowers in good standing that were impacted by COVID-19 in accordance with interagency guidance and CARES. The deferral requests began in the middle of March 2020 and concluded at the end of the three month deferral period. The Company granted a second three month deferral period to $28.5 million in commercial real estate loans and $4.9 million in commercial loans, which are included in the amounts detailed above. The second deferral period was offered to a select group of customers within specific industry codes that might have a higher credit risk. There was a limited number of business customers with a total of a six month deferral period. The decline in deferred loans and balances was due to the ending of the deferment period and the fact that not all borrowers requested additional deferments as most continued to pay under the original terms of their loan. Farmers is also a preferred SBA lender and dedicated significant additional staff and other resources to help our customers complete and submit their applications and supporting documentation for loans offered under the new Paycheck Protection Program (PPP) under CARES, so they could obtain SBA approval and receive funding as quickly as possible. During the period of the PPP program, the Company facilitated PPP assistance to 1,714 business customers totaling $199.8 million. The Company, on behalf of its customers, began processing borrower applications for PPP forgiveness at the beginning of September 2020. The SBA has up to ninety days to review an application for PPP forgiveness and provide a decision at the end of that review. Once forgiveness of the PPP loan has been communicated and payment is received from the SBA, the Company will record the cash received from the SBA, pay-off the loans based on the amount of forgiveness provided and accelerate the amount of net deferred loan fees/costs recognized for the portion of the PPP loans that are forgiven. At December 31, 2020, the Company had received payments from the SBA for forgiveness of loans totaling $67.6 million, or approximately 33.8% of the total PPP loans. The Company is now processing new applications for the second round of PPP loan funding. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company establishes a risk rating at origination for all commercial loan and commercial real estate relationships. For relationships over $750 thousand management monitors the loans on an ongoing basis for any changes in the borrower’s ability to service their debt. Management also affirms the risk ratings for the loans and leases in their respective portfolios on an annual basis. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Based on the most recent analysis performed, the risk category of loans by class of loans is as follows: December 31, 2020 Pass Special Mention Sub standard Total Originated loans: Commercial real estate Owner occupied $ 208,289 $ 5,121 $ 1,385 $ 214,795 Non-owner occupied 290,773 11,240 7,203 309,216 Farmland 153,225 2,464 364 156,053 Other 77,432 387 167 77,986 Commercial Commercial and industrial 372,083 1,522 8,740 382,345 Agricultural 44,527 320 213 45,060 Total originated loans $ 1,146,329 $ 21,054 $ 18,072 $ 1,185,455 Acquired loans: Commercial real estate Owner occupied $ 44,031 $ 87 $ 981 $ 45,099 Non-owner occupied 50,053 49 2,752 52,854 Farmland 24,637 100 1,342 26,079 Other 12,868 0 0 12,868 Commercial Commercial and industrial 16,246 0 2,412 18,658 Agricultural 4,481 303 65 4,849 Total acquired loans $ 152,316 $ 539 $ 7,552 $ 160,407 Total loans $ 1,298,645 $ 21,593 $ 25,624 $ 1,345,862 December 31, 2019 Pass Special Mention Sub standard Total Originated loans: Commercial real estate Owner occupied $ 177,540 $ 5,357 $ 1,026 $ 183,923 Non-owner occupied 279,103 7,374 47 286,524 Farmland 136,674 1,457 384 138,515 Other 93,082 0 189 93,271 Commercial Commercial and industrial 238,351 1,673 3,784 243,808 Agricultural 46,283 6 33 46,322 Total originated loans $ 971,033 $ 15,867 $ 5,463 $ 992,363 Acquired loans: Commercial real estate Owner occupied $ 34,707 $ 110 $ 607 $ 35,424 Non-owner occupied 10,246 54 119 10,419 Farmland 32,112 0 3,265 35,377 Other 5,891 0 69 5,960 Commercial Commercial and industrial 10,570 0 1,080 11,650 Agricultural 5,617 317 113 6,047 Total acquired loans $ 99,143 $ 481 $ 5,253 $ 104,877 Total loans $ 1,070,176 $ 16,348 $ 10,716 $ 1,097,240 The Company considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential, consumer and indirect loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in residential, consumer and indirect auto loans based on payment activity. Nonperforming loans are loans past due 90 days and still accruing interest and nonaccrual loans. Residential Real Estate Consumer December 31, 2020 1-4 Family Residential Home Indirect Direct Other Originated loans: Performing $ 322,771 $ 92,376 $ 169,576 $ 23,193 $ 9,862 Nonperforming 1,089 603 712 268 6 Total originated loans $ 323,860 $ 92,979 $ 170,288 $ 23,461 $ 9,868 Acquired loans: Performing 83,520 17,198 0 5,064 97 Nonperforming 5,597 186 0 64 0 Total acquired loans $ 89,117 $ 17,384 $ 0 $ 5,128 $ 97 Total loans $ 412,977 $ 110,363 $ 170,288 $ 28,589 $ 9,965 Residential Real Estate Consumer December 31, 2019 1-4 Family Residential Home Indirect Direct Other Originated loans: Performing $ 322,554 $ 91,291 $ 171,037 $ 27,358 $ 9,478 Nonperforming 1,672 683 688 209 6 Total originated loans $ 324,226 $ 91,974 $ 171,725 $ 27,567 $ 9,484 Acquired loans: Performing 62,611 19,397 0 5,893 154 Nonperforming 845 248 0 175 0 Total acquired loans $ 63,456 $ 19,645 $ 0 $ 6,068 $ 154 Total loans $ 387,682 $ 111,619 $ 171,725 $ 33,635 $ 9,638

Revenue from Contracts with Cus

Revenue from Contracts with Customers	12 Months Ended
	Dec. 31, 2020
Revenue From Contract With Customer [Abstract]
Revenue from Contracts with Customers	NOTE 5 – Revenue from Contracts with Customers All material revenue from contracts with customers in the scope of ASC 606 is recognized within noninterest income. The following table presents the Company’s noninterest income by revenue stream and reportable segment, net of eliminations, for the years ended December 31, 2020, 2019 and 2018. Items outside the scope of ASC 606 are noted as such. (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2020 Service charges on deposit accounts $ 0 $ 3,682 $ 3,682 Debit card and EFT fees 0 3,927 3,927 Trust fees 7,632 0 7,632 Insurance agency commissions 0 3,124 3,124 Retirement plan consulting fees 1,523 0 1,523 Investment commissions 0 1,530 1,530 Other (outside the scope of ASC 606) 0 15,737 15,737 Total noninterest income $ 9,155 $ 28,000 $ 37,155 (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2019 Service charges on deposit accounts $ 0 $ 4,514 $ 4,514 Debit card and EFT fees 0 3,522 3,522 Trust fees 7,475 0 7,475 Insurance agency commissions 0 2,919 2,919 Retirement plan consulting fees 1,489 0 1,489 Investment commissions 0 1,406 1,406 Other (outside the scope of ASC 606) 0 7,277 7,277 Total noninterest income $ 8,964 $ 19,638 $ 28,602 (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2018 Service charges on deposit accounts $ 0 $ 4,254 $ 4,254 Debit card and EFT fees 0 3,351 3,351 Trust fees 7,126 0 7,126 Insurance agency commissions 0 2,621 2,621 Retirement plan consulting fees 1,684 0 1,684 Investment commissions 0 1,103 1,103 Other 0 5,360 5,360 Total noninterest income $ 8,810 $ 16,689 $ 25,499 A description of the Company’s revenue streams under ASC 606 follows: Service charges on deposit accounts – The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Management reviewed the deposit account agreements, and determined that the agreements can be terminated at any time by either the Bank or the account holder. Transaction fees, such as balance transfers, wires and overdraft charges are settled the day the performance obligation is satisfied. The Bank’s monthly service charges and maintenance fees are for services provided to the customer on a monthly basis are considered a series of services that have the same pattern of transfer each month. The review of service charges assessed on deposit accounts, included the amount of variable consideration that is a part of the monthly charges. It was found that the waiver of service charges due to insufficient funds and dormant account fees is immaterial and would not require a change in the accounting treatment for these fees under the new revenue standards. Debit Card Interchange Fees – Customers and the Bank have an account agreement and maintain deposit balances with the Bank. Customers use a bank issued debit card to purchase goods and services, and the Bank earns interchange fees on those transactions, typically a percentage of the sale amount of the transaction. The Bank records the amount due when it receives the settlement from the payment network. Payments from the payment network are received and recorded into income on a daily basis. There are no contingent debit card interchange fees recorded by the Company that could be subject to a clawback in future periods. Trust fees – Services provided to Farmers Trust customers are a series of distinct services that have the same pattern of transfer each month. Fees for trust accounts are billed and drafted from trust accounts monthly. The Company records these fees on the income statement on a monthly basis. Fees are assessed based on the total investable assets of the customer’s trust account. A signed contract between the Company and the customer is maintained for all customer trust accounts with payment terms identified. It is probable that the fees will be collectible as funds being managed are accessible by the asset manager. Past history of trust fee income recorded by the Company indicates that it is highly unlikely that a significant reversal could occur. There are no contingent incentive fees recorded by the Company that could be subject to a clawback in future periods. Insurance Agency Commissions – Insurance agency commissions are received from insurance carriers for the agency’s share of commissions from customer premium payments. These commissions are recorded into income when checks are received from the insurance carriers, and there is no contingent portion associated with these commission checks. There may be a short time-lag in recording revenue when cash is received instead of recording the revenue when the policy is signed by the customer, but the time lag is insignificant and does not impact the revenue recognition process. Insurance also receives incentive checks from the insurance carriers for achieving specified levels of production with particular carriers. These amounts are recorded into income when a check is received, and there are no contingent amounts associated with these payments that may be clawed back by the carrier in the future. Similar to the monthly commissions explained in the preceding paragraph, there may be a short time-lag in recording incentive revenue on a cash basis as opposed to estimating the amount of incentive revenue expected to be earned, this does not materially impact the recognition of I nsurance revenue. If there were any amounts that would need to be refunded for one specific Insurance customer, management believes the reversal would not be significant. Other potential situations surrounding the recognition of Farmers Insurance revenue include the estimating potential refunds due to the likely cancellation of a percentage of customers cancelling their policies and recording revenue at the time of policy renewals. Management concluded that since Farmers Insurance agency commissions represent only 2.1% of the Company’s total revenue in 2020, adjusting the current practice of recording insurance revenue for these situations would not have a material impact on the reporting of total revenue. Retirement Plan Consulting Fees – The fees earned from retirement plan consulting are generated by Farmers Trust. Revenue is recognized based on the level of work performed for the client. Any payments that are received for work to be performed in the future are recorded in a deferred revenue account, and recorded into income when the fees are earned. Retirement plan consulting fees represent only 1.0% of the Company’s total revenue in 2020, and therefore management has concluded that any adjustment of revenue for one particular customer for a refund or any other reason would be insignificant and would not materially impact the Company’s total revenue. Investment Commissions – Investment commissions are earned through the sales of non-deposit investment products to customers of the Company. The sales are conducted through a third-party broker-dealer. When the commissions are received and recorded into income on the Bank’s income statement, there is no contingent portion that may need to be refunded back to the broker dealer. Investment commissions represent only 1.0% of the Company’s total revenue in 2020, and therefore management has concluded that any adjustment of revenue for a particular customer for a refund or any other reason would be insignificant and would not materially impact the Company’s total revenue. Other – Income items included in “Other” are Bank owned life insurance income, security gains, net gains on the sale of loans and other operating income. Any amounts within the scope of ASC 606 are deemed immaterial.

Loan Servicing

Loan Servicing	12 Months Ended
	Dec. 31, 2020
Transfers And Servicing [Abstract]
Loan Servicing	NOTE 6 – LOAN SERVICING The Company has retained servicing rights to Mortgage loans sold to the Federal Home Loan Mortgage Corporation. Mortgage loans serviced for others are not reported as assets. The principal balances of these loans at year-end are as follows: 2020 2019 Mortgage loan portfolio serviced for: FHLMC $ 430,233 $ 276,863 Custodial escrow balances maintained in connection with serviced loans were $3.4 million at December 31, 2020 and $2.2 million at December 31, 2019. Mortgage servicing rights are recorded on the balance sheets as other assets. Activity for mortgage servicing rights for years ended December 31, 2020, 2019 and 2018 are as follows: 2020 2019 2018 Servicing rights: Beginning balance $ 1,721 $ 1,468 $ 1,242 Additions 2,429 813 627 Amortization to expense (952 ) (560 ) (401 ) Ending balance $ 3,198 $ 1,721 $ 1,468 There was no valuation allowance required for mortgage servicing rights at December 31, 2020, 2019 and 2018.

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2020
Fair Value Disclosures [Abstract]
Fair Value	NOTE 7 – FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Investment Securities The Company uses a third party service to estimate fair value on available for sale securities on a monthly basis. The Company uses the exit price notion, as required under ASU 2016-01, when measuring the fair value of financial instruments for disclosure purposes. The Company’s service provider is considered a leading evaluation pricing service for U.S. domestic fixed income securities and complies fully with exit pricing requirements. They subscribe to multiple third-party pricing vendors, and supplement that information with matrix pricing methods. The fair values for investment securities, which consist of equity securities that are recorded at fair market value to comply with ASU 2016-01, are determined by quoted market prices in active markets, if available (Level 1). The equity securities change in fair market value is recorded in the income statements. For securities where quoted prices are not available, fair values are calculated based on quoted prices for similar assets in active markets, quoted prices for similar assets in markets that are not active or inputs other than quoted prices, which provide a reasonable basis for fair value determination. Such inputs may include interest rates and yield curves, volatilities, prepayment speeds, credit risks and default rates. Inputs used are derived principally from observable market data (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). The fair values of Level 3 investment securities are determined by using unobservable inputs to measure fair value of assets for which there is little, if any market activity at the measurement date, using reasonable inputs and assumptions based on the best information at the time, to the extent that inputs are available without undue cost and effort. For the years ended December 31, 2020 and 2019 the fair value of Level 3 investment securities was immaterial. Derivative Instruments The fair value of derivative instruments is based on valuation models using observable market data as of the measurement date. The loan agreement containing a two-way yield maintenance provision if invoked is expected to exactly offset the fair value of unwinding the swap. The yield maintenance provision represents an embedded derivative which is bifurcated from the host loan contract and, as such, the swaps and embedded derivatives are not designated as hedges (Level 2). Impaired Loans At the time loans are considered impaired, collateral dependent impaired loans are valued at the lower of cost or fair value and non-collateral dependent loans are valued based on discounted cash flows. Impaired loans carried at fair value generally receive specific allocations of the allowance for loan losses. For collateral dependent loans fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Other Real Estate Owned Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair values are commonly based on recent real estate appraisals. These appraisals may use a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial and commercial real estate properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Appraisal Department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On an annual basis, the Company compares the actual selling price of collateral that has been sold to the most recent appraised value to determine what adjustments should be made to appraisals to arrive at fair value. Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements at December 31, 2020 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 11,845 $ 0 $ 11,845 $ 0 State and political subdivisions 366,306 0 366,306 0 Corporate bonds 3,712 0 3,712 0 Mortgage-backed securities-residential 161,782 0 161,778 4 Collateralized mortgage obligations 26,393 0 26,393 0 Small Business Administration 5,562 0 5,562 0 Equity securities Equity securities at fair value 538 538 0 0 Other equity investments measured at net asset value 6,343 n/a n/a n/a Total investment securities $ 582,481 $ 538 $ 575,596 $ 4 Loan yield maintenance provisions $ 4,221 $ 0 $ 4,221 $ 0 Financial Liabilities Interest rate swaps $ 4,221 $ 0 $ 4,221 $ 0 Fair Value Measurements at December 31, 2019 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 3,811 $ 0 $ 3,811 $ 0 State and political subdivisions 261,425 0 261,425 0 Corporate bonds 1,260 0 1,260 0 Mortgage-backed securities-residential 147,910 0 147,905 5 Collateralized mortgage obligations 11,347 0 11,347 0 Small Business Administration 6,480 0 6,480 0 Equity securities Equity securities at fair value 594 594 0 0 Other equity investments measured at net asset value 7,315 n/a n/a n/a Total investment securities $ 440,142 $ 594 $ 432,228 $ 5 Loan yield maintenance provisions $ 1,898 $ 0 $ 1,898 $ 0 Financial Liabilities Interest rate swaps $ 1,898 $ 0 $ 1,898 $ 0 There were no significant transfers between Level 1 and Level 2 during 2020 or 2019. The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the year ended December 31: Investment Securities Available-for-sale (Level 3) 2020 2019 2018 Beginning Balance $ 5 $ 6 $ 8 Repayments, calls and maturities (1 ) (1 ) (2 ) Acquired and/or purchased 0 0 0 Ending Balance $ 4 $ 5 $ 6 Assets Measured on a Non-Recurring Basis Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at December 31, 2020 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Impaired loans Commercial Commercial $ 1,770 $ 0 $ 0 $ 1,770 1–4 family residential 82 0 0 82 Consumer 36 0 0 36 Fair Value Measurements at December 31, 2019 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Impaired loans Commercial real estate 1–4 family residential $ 183 $ 0 $ 0 $ 183 Consumer 12 0 0 12 Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $2.3 million, with a valuation allowance of $368 thousand at December 31, 2020, resulting in an additional provision for loan losses of $440 thousand for the year ending December 31, 2020. At December 31, 2019, impaired loans had a principal balance of $208 thousand, with a valuation allowance of $13 thousand. Loans measured at fair value throughout the year resulted in an additional provision for loan losses of $134 thousand for the year ending December 31, 2019. Excluded from the fair value of impaired loans, at December 31, 2020 and 2019, discussed above are $513 thousand and $583 thousand of loans classified as troubled debt restructurings and measured using the present value of cash flows, which is not considered an exit price. Impaired commercial real estate loans, both owner occupied and non-owner occupied are valued by independent external appraisals. These external appraisals are prepared using the sales comparison approach and income approach valuation techniques. Management makes subsequent unobservable adjustments to the impaired loan appraisals. Impaired loans other than commercial real estate and other real estate owned are not considered material. At December 31, 2020 and 2019, other real estate owned measured at fair value less costs to sell, had a zero net carrying amount. During the year ended December 31, 2020, the Company had $19 thousand in write-downs related to other real estate owned. The Company had $68 thousand in write-downs related to other real estate owned during the year ended December 31, 2019. The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at year ended 2020 and 2019: December 31, 2020 Fair value Valuation Technique(s) Unobservable Input(s) Range Weighted Average Impaired loans Commercial $ 1,770 Sales comparison Adjustment for differences between comparable sales (24.01%) - 17.93% (0.48%) Residential 82 Sales comparison Adjustment for differences between comparable sales (40.00%) - 47.15% (17.77%) Consumer 36 Sales comparison Adjustment for differences between comparable sales (23.60%) - 23.60% (0.00%) December 31, 2019 Fair value Valuation Technique(s) Unobservable Input(s) Range Weighted Average Impaired loans Residential $ 183 Sales comparison Adjustment for differences between comparable sales (24.26%) - 23.74% 14.53% Consumer 12 Sales comparison Adjustment for differences between comparable sales (12.95%) - 12.95% (0.00%) Fair Value of Financial Instruments The carrying amounts and estimated fair values of financial instruments measured on a recurring basis and not previously presented, at December 31, 2020 and December 31, 2019 are as follows: Fair Value Measurements at December 31, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 254,621 $ 20,503 $ 234,118 $ 0 $ 254,621 Restricted stock 14,647 n/a n/a n/a n/a Loans held for sale 4,766 0 4,909 0 4,909 Loans, net 2,055,900 0 0 2,036,872 2,036,872 Accrued interest receivable 9,880 0 3,297 6,583 9,880 Financial liabilities Deposits 2,610,878 2,097,732 487,105 0 2,606,872 Short-term borrowings 2,521 0 2,521 0 2,521 Long-term borrowings 76,385 0 77,189 0 77,189 Accrued interest payable 690 36 654 0 690 Fair Value Measurements at December 31, 2019 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 70,760 $ 23,229 $ 47,531 $ 0 $ 70,760 Restricted stock 11,729 n/a n/a n/a n/a Loans held for sale 2,600 0 2,678 0 2,678 Loans, net 1,797,052 0 0 1,760,062 1,760,062 Accrued interest receivable 7,552 0 2,578 4,974 7,552 Financial liabilities Deposits 2,008,964 1,457,309 495,222 0 2,009,568 Short-term borrowings 77,050 0 77,050 0 77,050 Long-term borrowings 45,147 0 45,998 0 45,998 Accrued interest payable 1,070 61 1,009 0 1,070 The methods and assumptions used to estimate fair value, not previously described, are described as follows: Cash and Cash Equivalents: The carrying amounts of cash and short-term instruments approximate fair values and are classified as either Level 1 or Level 2. The Company has determined that cash on hand and non-interest bearing due from bank accounts are Level 1 whereas interest bearing federal funds sold and other are Level 2. Restricted Stock: It is not practical to determine the fair value of restricted stock due to restrictions placed on its transferability. Loans: Fair values of loans, excluding loans held for sale, are estimated using a third party firm that uses cash flow analysis and current market interest rates along with adjustments for credit, liquidity and option risk to conform to the ASU 2016-01 exit price requirement. Impaired loans are valued at the lower of cost or fair value as described previously. Loans held for sale: The fair value of loans held for sale is estimated based upon the average of binding contracts and quotes from third party investors resulting in a Level 2 classification. Accrued Interest Receivable/Payable: The carrying amounts of accrued interest receivable and payable approximate fair value resulting in a Level l, Level 2 or Level 3 classification. The classification is the result of the association with securities, loans, deposits and borrowings. Deposits: The fair values disclosed for demand deposits – interest and non-interest checking, passbook savings and money market accounts—are, by definition, equal to the amount payable on demand at the reporting date resulting in a Level 1 classification. The carrying amounts of variable rate certificates of deposit approximate their fair values at the reporting date resulting Level 2 classification. Fair value for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. Short-term Borrowings: The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings, generally maturing within ninety days, approximate their fair values resulting in a Level 2 classification. Long-term Borrowings: The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. Off-balance Sheet Instruments: The fair value of commitments is not considered material.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2020
Property Plant And Equipment [Abstract]
Premises and Equipment	NOTE 8 – PREMISES AND EQUIPMENT Year-end premises and equipment owned and utilized in the operations of the Company were as follows: 2020 2019 Land $ 4,594 $ 4,737 Buildings 24,717 24,752 Furniture, fixtures and equipment 11,646 10,304 Leasehold Improvements 541 482 Right of use assets 4,829 3,121 46,327 43,396 Less accumulated depreciation (20,707 ) (19,579 ) NET BOOK VALUE $ 25,620 $ 23,817 Depreciation expense was $1.5 million for years ended December 31, 2020, 2019 Year-end premises and equipment subject to lease agreements in which the Company acts as lessor were as follows. See NOTE - 9 for additional lease disclosures: 2020 2019 Buildings $ 5,215 $ 2,854 Equipment 794 794 6,009 3,648 Less: accumulated amortization (1,180 ) (527 ) TOTAL $ 4,829 $ 3,121

Leases

Leases	12 Months Ended
	Dec. 31, 2020
Leases [Abstract]
Leases	NOTE 9 – LEASES The Company has operating leases for branch office locations, vehicles and certain office equipment such as printers, copiers and faxes. The leases have remaining lease terms of up to 9.5 years, some of which include options to extend the lease for up to 10 years and some of which include options to terminate the lease in January of 2021. The right of use asset and lease liability were $4.8 million and $5.0 million as of December 31, 2020, respectively, and $3.1 million and $3.2 million as of December 31, 2019, respectively. Lease payments made for the year ended December 31, 2020 and 2019 were $782 thousand and $584 thousand. Interest expense and amortization expense on finance leases for the year ended December 31, 2020 were $133 thousand and $456 thousand. Interest expense and amortization expense on finance leases for the year ended December 31, 2019 were $103 thousand and $355 thousand. The weighted-average remaining lease term for all leases was 4.9 years as of December 31, 2020 and the weighted-average discount rate was 2.98%. Maturities of lease liabilities are as follows as of December 31, 2020: 2021 $ 799 2022 624 2023 568 2024 398 2025 410 Thereafter 3,177 Total Payments 5,976 Less: Imputed Interest (1,010 ) Total $ 4,966

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2020
Goodwill And Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	NOTE 10 – GOODWILL AND INTANGIBLE ASSETS Goodwill associated with the Company’s purchases of Geauga in January 2020 and other past acquisitions totaled $45.8 million at December 31, 2020 and Acquired Intangible Assets Acquired intangible assets were as follows: 2020 2019 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Other intangible: Customer relationship intangibles $ 7,210 $ (6,318 ) $ 7,210 $ (5,938 ) Non-compete contracts 430 (388 ) 430 (384 ) Trade Name 520 (320 ) 520 (277 ) Core deposit intangible 6,979 (4,271 ) 6,254 (3,371 ) Total $ 15,139 $ (11,297 ) $ 14,414 $ (9,970 ) Aggregate intangible amortization expense was $1.3 million for Estimated amortization expense for each of the next five years and thereafter: 2021 $ 1,264 2022 1,090 2023 617 2024 313 2025 252 Thereafter 306 TOTAL $ 3,842

Interest Bearing Deposits

Interest Bearing Deposits	12 Months Ended
	Dec. 31, 2020
Interest Bearing Deposits [Abstract]
Interest Bearing Deposits	NOTE 11 - INTEREST BEARING DEPOSITS Time deposits of $250 thousand or more were $136.9 million and $108.2 million at year-end 2020 and 2019. Following is a summary of scheduled maturities of certificates of deposit and brokered time deposits during the years following December 31, 2020: 2021 $ 295,729 2022 46,082 2023 21,122 2024 46,102 2025 69,695 Thereafter 5,206 TOTAL $ 483,936 Following is a summary of year-end interest bearing deposits: 2020 2019 Demand $ 1,030,426 $ 678,465 Money market 217,025 177,381 Savings 270,700 224,373 Brokered time deposits 32,000 84,075 Certificates of deposit 451,936 410,544 TOTAL $ 2,002,087 $ 1,574,838

Short-term Borrowings

Short-term Borrowings	12 Months Ended
	Dec. 31, 2020
Debt Disclosure [Abstract]
Short-term Borrowings	NOTE 12 – SHORT-TERM BORROWINGS The Bank had no short-term advances from the FHLB at December 31, 2020. As of December 31, 2019, all balances were due within one year and can be renewed at the time of maturity. FHLB advances were secured by pledgings described in the following Long-Term Borrowings footnote. Balances at year end 2019 were as follows: 2019 Weighted Average Amount Rate Repurchase advance $ 50,000 1.63 % Fixed rate advances 25,000 0.72 % Total advances $ 75,000 1.33 % Securities sold under repurchase agreements are secured by the Bank’s holdings of debt securities issued by U.S. government sponsored entities and agencies. These pledged securities which are 105% of the repurchase agreement balances, had a carrying amount of $2.3 million and $1.8 million at year ended 2020 and 2019. Repurchase agreements are financing arrangements that mature within 89 days and usually overnight. Under the agreements, customers agree to maintain funds on deposit with the Bank and in return acquire an interest in a pool of securities pledged as collateral against the funds. The securities are held in segregated safekeeping accounts at the Federal Reserve Bank, Farmers Trust and the FHLB. Information concerning securities sold under agreements to repurchase is summarized as follows: 2020 2019 2018 Average balance during the year $ 3,425 $ 3,343 $ 51,694 Average interest rate during the year 0.66 % 1.36 % 0.67 % Maximum month-end balance during the year $ 5,150 $ 5,505 $ 87,163 Weighted average year-end interest rate 0.66 % 1.36 % 0.67 % Balance at year-end $ 2,171 $ 1,700 $ 4,409 The following table provides a disaggregation of the obligation by class of collateral pledged for short-term financing obtained through the sales of repurchase agreements: 2020 2019 Overnight and continuous repurchase agreements U.S. Treasury and U.S. government sponsored entities $ 42 $ 55 State and political subdivisions 1,407 627 Mortgage-backed securities - residential 568 948 Collateralized mortgage obligations 154 70 Total borrowings $ 2,171 $ 1,700 Management believes the risks associated with the agreements are minimal and in the case of collateral decline the Company has additional investment securities available to adequately pledge as guarantees for the repurchase agreements. The Bank has access to lines of credit amounting to $35 million at two major domestic banks that are below prime rate. The lines and terms are periodically reviewed by the lending banks and are generally subject to withdrawal at their discretion. There were no borrowings under these lines at December 31, 2020 and 2019. Farmers has two unsecured revolving lines of credit for $6.5 million. The lines can be renewed annually. The lines have interest rates of prime with floors of 3.5% and 4.5%. The outstanding balance on the two lines was $350 thousand at December 31, 2020 and 2019. The interest rate on the outstanding balance at December 31, 2020 and 2019 was 4.60% and 4.75%.

Long-Term Borrowings

Long-Term Borrowings	12 Months Ended
	Dec. 31, 2020
Debt Disclosure [Abstract]
Long-Term Borrowings	NOTE 13 – LONG-TERM BORROWINGS At year end, long-term advances from the FHLB were as follows: 2020 2019 Weighted Weighted Average Average Amount Rate Amount Rate Fixed-rate constant payment advance $ 1,980 1.70 % $ 2,841 1.70 % Convertible and putable fixed-rate advance 65,000 1.38 % 40,000 1.79 % Total advances $ 66,980 1.39 % $ 42,841 1.78 % Long-term and short-term FHLB advances are secured by a blanket pledge of residential mortgage, commercial real estate, and multi-family loans totaling $616.4 million and $577.9 million at year end 2020 and 2019. Based on this collateral, the Bank is eligible to borrow an additional $549.5 million at year end 2020. Each advance is subject to a prepayment penalty if paid prior to its maturity date. Scheduled payments of long-term FHLB advances are as follows: Maturing in: 2021 $ 853 2022 729 2023 398 2024 0 2025 0 Thereafter 65,000 TOTAL $ 66,980 The Company has two special purpose entities that hold $7.0 and $2.4 million in Trust Preferred Debentures. The debt has a floating rate that is determined quarterly based on the three-month LIBOR. At December 31, 2020, the interest rate was 2.02% and 1.92%. These securities can be redeemed at any quarter-end. Final maturity of the Trust Preferred Debenture is December 31, 2036. The balance of the outstanding Trust Preferred Debenture was $9.4 and $2.3 million at year end 2020 and 2019.

Commitments and Contingent Liab

Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2020
Commitments And Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	NOTE 14 – COMMITMENTS AND CONTINGENT LIABILITIES Some financial instruments, such as loan commitments, credit lines, letters of credit and overdraft protection, are issued to meet customer financing needs. These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off-balance-sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment. The contractual amounts of financial instruments with off-balance-sheet risk at year end were as follows: 2020 2019 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments and unused lines of credit $ 80,567 $ 344,970 $ 85,558 $ 286,876 Commitments to make loans are generally made for periods of 30 days or less. Commitments and fixed rate unused lines of credit have interest rates ranging from 2.25% to 21.90% at December 31, 2020 and 2.99% to 21.90% at December 31, 2019. Standby letters of credit are considered financial guarantees. The standby letters of credit have a contractual value of $5.0 million at December 31, 2020 and $6.8 million at December 31, 2019. The carrying amount of these items on the balance sheet is not material. Additionally, the Company has committed up to an $8 million subscription in SBIC investment funds. At December 31, 2020, the Company had invested $7.2 million in these funds.

Stock Based Compensation

Stock Based Compensation	12 Months Ended
	Dec. 31, 2020
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock Based Compensation	NOTE 15 – STOCK BASED COMPENSATION During 2017, the Company, with the approval of shareholders, created the 2017 Equity Incentive Plan (the “2017 Plan”). The 2017 Plan permits the award of up to 800 thousand shares to the Company’s directors and employees to attract and retain exceptional personnel, motivate performance and most importantly to help align the interests of Farmers’ executives with those of the Company’s shareholders. There were 29,045 service time based shares and 50,187 performance based shares granted under the 2017 Plan during the year ended December 31, 2020, as shown in the table below. The actual number of performance based shares issued will depend on the relative performance of the Company’s average return on equity compared to a group of peer companies over a three year vesting period, ending December 31, 2023. As of December 31, 2020, 396,315 shares are still available to be awarded from the 2017 Plan. The restricted stock awards were granted with a fair value price equal to the market price of the Company’s common stock at the date of grant. Expense recognized was $1.4 million for 2020 The following is the activity under the Plan during 2020: Maximum Awarded Service Units Weighted Average Grant Date Fair Value Maximum Awarded Performance Units Weighted Average Grant Date Fair Value Beginning balance - non-vested shares 81,165 $ 14.17 192,665 $ 13.72 Granted 29,045 15.01 50,187 15.93 Vested (35,006 ) 14.50 (80,026 ) 13.55 Forfeited (7,439 ) 14.61 (9,756 ) 14.97 Ending balance - non-vested shares 67,765 $ 14.32 153,070 $ 14.46 The 115,032 shares that vested in 2020 had a weighted average fair value of $11.71 per share.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2020
Regulatory Capital Requirements [Abstract]
Regulatory Matters	NOTE 16 – REGULATORY MATTERS Banks and bank holding companies are subject to various regulatory capital requirements administered by the federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. The minimum capital requirements associated with the Basel Committee on capital and liquidity regulation (Basel III) were phased in and fully implemented on January 1, 2019. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action by regulators that, if undertaken, could have a direct material effect on the financial statements. Management believes that as of December 31, 2020, the Company and the Bank meet all capital adequacy requirements to which they are subject. The FDIC and other federal banking regulators revised the risk-based capital requirements applicable to financial holding companies and insured depository institutions, including the Company and the Bank, to make them consistent with agreements that were reached by the Basel Committee on Banking Supervision (“Basel III”). The common equity tier 1 capital, tier 1 capital and total capital ratios are calculated by dividing the respective capital amounts by risk-weighted assets. The leverage ratio is calculated by dividing tier 1 capital by adjusted average total assets. Basel III limits capital distributions and certain discretionary bonus payments if the banking organization does not hold a “capital conservation buffer” consisting of 2.5% of common equity tier 1 capital, tier 1 capital and total capital to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is 2.5% for the years of 2020 and 2019. The buffer requires an additional capital amount of $52.9 million at year end 2020 and an additional $47.8 million at year end 2019. Excluding the additional buffer, Basel III requires the Company and the Bank to maintain (i) a minimum ratio of common equity tier 1 capital to risk-weighted assets of at least 4.5%, (ii) a minimum ratio of tier 1 capital to risk-weighted assets of at least 6.0%, (iii) a minimum ratio of total capital to risk-weighted assets of at least 8.0% and (iv) a minimum leverage ratio of at least 4.0%. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized, although these terms are not used to represent overall financial condition. If only adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At year-end 2020 and 2019, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category. Dividend Restrictions: The Company’s principal source of funds for dividend payments is dividends received from the Bank, Farmers Trust and to a lesser extent the Captive. The Bank and Farmers Trust are subject to the dividend restrictions set forth by the Comptroller of the Currency and Ohio Department of Commerce – Division of Financial Institutions, respectively. The respective regulatory agency must approve declaration of any dividends in excess of the sum of profits for the current year and retained net profits for the preceding two years. At the conclusion of 2020, the Bank could, without prior approval, declare dividends of approximately $12.8 million plus any 2021 net profits retained to the date of the dividend declaration. In order to practice trust powers, Farmers Trust must maintain a minimum capital of $3 million. Farmers Trust would also be able to, without prior approval, declare dividends of $206 thousand plus any 2021 net profits retained to the date of the dividend declaration. Actual and required capital amounts (not including the capital conservation buffer) and ratios are presented below at year-end: Actual Requirement For Capital Adequacy Purposes: To be Well Capitalized Under Prompt Corrective Action Provisions: Amount Ratio Amount Ratio Amount Ratio 2020 Common equity tier 1 capital ratio Consolidated $ 279,864 13.22 % $ 95,211 4.5 % N/A N/A Bank 268,041 12.71 % 94,903 4.5 % 137,083 6.5 % Total risk based capital ratio Consolidated 311,413 14.72 % 169,264 8.0 % N/A N/A Bank 290,185 13.76 % 168,717 8.0 % 210,897 10.0 % Tier I risk based capital ratio Consolidated 289,269 13.67 % 126,948 6.0 % N/A N/A Bank 268,041 12.71 % 126,538 6.0 % 168,717 8.0 % Tier I leverage ratio Consolidated 289,269 9.77 % 118,464 4.0 % N/A N/A Bank 268,041 9.10 % 117,877 4.0 % 147,346 5.0 % 2019 Common equity tier 1 capital ratio Consolidated $ 247,395 12.94 % $ 86,039 4.5 % N/A N/A Bank 213,507 11.19 % 85,854 4.5 % 124,011 6.5 % Total risk based capital ratio Consolidated 264,188 13.82 % 152,958 8.0 % N/A N/A Bank 227,994 11.95 % 152,629 8.0 % 190,787 10.0 % Tier I risk based capital ratio Consolidated 249,701 13.06 % 114,719 6.0 % N/A N/A Bank 213,507 11.19 % 114,472 6.0 % 152,629 8.0 % Tier I leverage ratio Consolidated 249,701 10.69 % 93,406 4.0 % N/A N/A Bank 213,507 9.06 % 94,304 4.0 % 117,881 5.0 %

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2020
Compensation And Retirement Disclosure [Abstract]
Employee Benefit Plans	NOTE 17 – EMPLOYEE BENEFIT PLANS The Company has a qualified 401(k) deferred compensation Retirement Savings Plan (the “Savings Plan”). All employees of the Company who have completed at least 90 days of service and meet certain other eligibility requirements are eligible to participate in the Savings Plan. Under the terms of the Savings Plan, employees may voluntarily defer a portion of their annual compensation pursuant to section 401(k) of the Internal Revenue Code. The Company matches 50% of the participants’ voluntary contributions up to 6% of gross wages. In addition, at the discretion of the Board of Directors, the Company may make an additional profit sharing contribution to the Savings Plan. Total expense was $665 thousand, $708 thousand and $573 thousand for the years ended December 31, 2020, 2019 and 2018, respectively. The Company has a profit sharing plan to provide associates not participating in a current incentive plan a vehicle for sharing in the success of the Company outside of existing wages and non-monetary benefits. The Board of Directors approved a profit sharing amount equal to 2% of annual compensation for associates in 2020, and 1% for 2019 and 2018. The expense was $195 thousand for the year ended December 31, 2020, $95 thousand for the year ended December 31 2019, The Company maintains a deferred compensation plan for certain retirees. Expense under this plan was $7 thousand for the years ended December 31, 2020 and 2019 During 2015, the Company established a nonqualified deferred compensation plan for a select group of management or highly compensated eligible individuals. Under the terms of the plan, eligible individuals may elect to defer receipt of their compensation to a later taxable year. The Company has recorded both an asset and liability of equal amount that represents the amount of contributions and the payable due to the participants in the plan. The recorded asset and liability was $1.9 million and $1.3 million at December 31, 2020 and 2019, respectively. As part of the NBOH acquisition the Company has a director retirement and death benefit plan for the benefit of prior members of the Board of Directors of NBOH. The plan is designed to provide an annual retirement benefit to be paid to each director upon retirement from the Board and attaining age 70. There are no additional benefits or participants being added to the plan and the liability recorded at December 31, 2020 and 2019 was $1.1 million and $1.0 million, respectively.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Income Taxes	NOTE 18 – INCOME TAXES The provision for income taxes (credit) consists of the following: 2020 2019 2018 Current expense $ 9,922 $ 7,626 $ 6,123 Deferred expense (benefit) (1,526 ) (311 ) (409 ) TOTALS $ 8,396 $ 7,315 $ 5,714 Effective tax rates differ from federal statutory rate of 21% that were applied to income before income taxes due to the following: 2020 2019 2018 Statutory tax $ 10,557 $ 9,046 $ 8,039 Effect of nontaxable interest (1,896 ) (1,655 ) (1,439 ) Bank owned life insurance, net (167 ) (171 ) (182 ) Tax credits 23 3 24 Effect of nontaxable insurance premiums (198 ) (204 ) (188 ) Stock compensation 12 (100 ) (486 ) Other 65 396 (54 ) ACTUAL TAX $ 8,396 $ 7,315 $ 5,714 Deferred tax assets (liabilities) are comprised of the following: 2020 2019 Deferred tax assets: Allowance for credit losses $ 4,650 $ 3,032 Deferred and accrued compensation 1,413 1,194 Deferred loan fees and costs 507 584 Nonaccrual loan interest income 563 429 Other-than-temporary impairment 24 0 Restricted stock 521 456 Lease liabilities 1,043 669 Other 0 46 Gross deferred tax assets $ 8,721 $ 6,410 Deferred tax liabilities: Depreciation and amortization $ (748 ) $ (577 ) Net unrealized gain on securities available for sale (5,857 ) (2,612 ) Federal Home Loan Bank dividends (684 ) (658 ) Purchase accounting adjustments (1,313 ) (359 ) Mortgage servicing rights (672 ) (363 ) Prepaid expenses (274 ) (224 ) Lease right of use asset (1,014 ) (655 ) Other (107 ) 0 Gross deferred tax liabilities (10,669 ) (5,448 ) NET DEFERRED TAX ASSET (LIABILITY) $ (1,948 ) $ 962 No valuation allowance for deferred tax assets was recorded at December 31, 2020 and 2019. At December 31, 2020 and December 31, 2019, the Company had no unrecognized tax benefits recorded. The Company does not expect the amount of unrecognized tax benefits to significantly change within the next twelve months. The Company is subject to U.S. federal income tax. The Company is no longer subject to examination by the federal taxing authority for years prior to 2017. The tax years 2017—2019 remain open to examination by the U.S. taxing authority.

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2020
Comprehensive Income Net Of Tax [Abstract]
Other Comprehensive Income (Loss)	NOTE 19 – OTHER COMPREHENSIVE INCOME (LOSS) The following table represents the detail of other comprehensive income (loss) for the years ended December 31, 2020, 2019 and 2018. 2020 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ 15,836 $ (3,970 ) $ 11,866 Reclassification adjustment for gains included in net income (1) 430 (90 ) 340 Net other comprehensive income (loss) $ 16,266 $ (4,060 ) $ 12,206 2019 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ 17,513 $ (3,666 ) $ 13,847 Reclassification adjustment for gains included in net income (1) 11 (2 ) 9 Net other comprehensive income (loss) $ 17,524 $ (3,668 ) $ 13,856 2018 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ (5,343 ) $ 1,110 $ (4,233 ) Reclassification adjustment for gains included in net income (1) (283 ) 59 (224 ) Net other comprehensive income (loss) $ (5,626 ) $ 1,169 $ (4,457 ) (1) Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income .

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2020
Related Party Transactions [Abstract]
Related Party Transactions	NOTE 20 – RELATED PARTY TRANSACTIONS Loans to principal officers, directors, and their affiliates during 2020 and 2019 were as follows: 2020 2019 Beginning balance $ 13,147 $ 16,308 New loans 1,917 2,447 Effect of changes in composition of related parties 0 0 Repayments (3,061 ) (5,608 ) Ending balance $ 12,003 $ 13,147 Deposits from principal officers, directors, and their affiliates at year-end 2020 and 2019 were $ 26.8 million and $11.6 million.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2020
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 21 – EARNINGS PER SHARE The factors used in the earnings per share computation follow: 2020 2019 2018 Basic EPS Net income $ 41,876 $ 35,760 $ 32,569 Weighted average shares outstanding 28,266,509 27,734,994 27,674,705 Basic earnings per share $ 1.48 $ 1.29 $ 1.18 Diluted EPS Net income $ 41,876 $ 35,760 $ 32,569 Weighted average shares for basic earnings per share 28,266,509 27,734,994 27,674,705 Average unvested restricted stock awards 127,487 140,990 299,480 Weighted average shares for diluted earnings per share 28,393,996 27,875,984 27,974,185 Diluted earnings per share $ 1.47 $ 1.28 $ 1.16 There were no restricted stock awards that were considered anti-dilutive at year end 2020, 2019 and 2018.

Interest Rate Swaps

Interest Rate Swaps	12 Months Ended
	Dec. 31, 2020
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Interest Rate Swaps	NOTE 22 – INTEREST RATE SWAPS The Company uses a program that utilizes interest-rate swaps as part of its asset/liability management strategy. The interest-rate swaps are used to help manage the Company’s interest rate risk position and not as derivatives for trading purposes. The notional amount of the interest-rate swaps does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest-rate swap agreements. The objective of the interest-rate swaps is to protect the related fixed rate commercial real estate loans from changes in fair value due to changes in interest rates. The Company has a program whereby it lends to its borrowers at a fixed rate with the loan agreement containing a two-way yield maintenance provision, which will be invoked in the event of prepayment of the loan, and is expected to exactly offset the fair value of unwinding the swap. The yield maintenance provision represents an embedded derivative which is bifurcated from the host loan contract and, as such, the swaps and embedded derivatives are not designated as hedges. Accordingly, both instruments are carried at fair value and changes in fair value are reported in current period earnings. Summary information about these interest-rate swaps as of year ended December 31, 2020 and 2019 is as follows: 2020 2019 Notional amounts $ 41,315 $ 42,178 Weighted average pay rate on interest-rate swaps 4.63 % 4.60 % Weighted average receive rate on interest-rate swaps 2.36 % 4.02 % Weighted average maturity (years) 4.3 4.2 Fair value of interest-rate swaps $ (4,221 ) $ (1,898 ) Fair value of loan yield maintenance provisions $ 4,221 $ 1,898 The fair value of the yield maintenance provisions and interest-rate swaps is recorded in other assets and other liabilities, respectively, in the consolidated balance sheet. Changes in the fair value of the yield maintenance provisions and interest-rate swaps are reported in earnings, as other noninterest income in the consolidated income statements. There were no net gains or losses recognized in earnings related to yield maintenance provisions for years ended December 31, 2020, 2019 and 2018.

Segment Information

Segment Information	12 Months Ended
	Dec. 31, 2020
Segment Reporting [Abstract]
Segment Information	NOTE 23 – SEGMENT INFORMATION The reportable segments are determined by the products and services offered, primarily distinguished between banking and trust operations. The trust and retirement consulting segments were combined during 2019. The segments are also distinguished by the level of information provided to the chief operating decision makers in the Company, who use such information to review performance of various components of the business, which are then aggregated. Loans, investments and deposits provide the revenues in the banking operation, trust service fees and consulting fees provide the revenue in trust operations. All operations are domestic. Accounting policies for segments are the same as those described in Note 1. Segment performance is evaluated using operating income. Income taxes are calculated on operating income. Transactions among segments are made at fair value. Significant segment totals are reconciled to the financial statements as follows: December 31, 2020 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Assets Goodwill and other intangibles $ 6,046 $ 47,129 $ (3,558 ) $ 49,617 Total assets $ 15,147 $ 3,055,628 $ 373 $ 3,071,148 December 31, 2019 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Goodwill and other intangibles $ 6,326 $ 37,141 $ (822 ) $ 42,645 Total assets $ 13,892 $ 2,430,784 $ 4,482 $ 2,449,158 For year ended 2020 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 125 $ 96,361 $ (295 ) $ 96,191 Provision for loan losses 0 9,100 0 9,100 Service fees, security gains and other noninterest income 9,353 28,183 (381 ) 37,155 Noninterest expense 5,963 63,683 1,206 70,852 Amortization and depreciation expense 304 2,566 252 3,122 Income before taxes 3,211 49,195 (2,134 ) 50,272 Income tax 674 8,305 (583 ) 8,396 Net Income $ 2,537 $ 40,890 $ (1,551 ) $ 41,876 For year ended 2019 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 156 $ 82,301 $ (79 ) $ 82,378 Provision for loan losses 0 2,450 0 2,450 Service fees, security gains and other noninterest income 9,097 19,769 (264 ) 28,602 Noninterest expense 6,015 55,621 980 62,616 Amortization and depreciation expense 365 2,425 49 2,839 Income before taxes 2,873 41,574 (1,372 ) 43,075 Income tax 604 7,170 (459 ) 7,315 Net Income $ 2,269 $ 34,404 $ (913 ) $ 35,760 For year ended 2018 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 141 $ 78,446 $ (86 ) $ 78,501 Provision for loan losses 0 3,000 0 3,000 Service fees, security gains and other noninterest income 8,942 16,887 (330 ) 25,499 Noninterest expense 6,251 52,635 889 59,775 Amortization and depreciation expense 448 2,494 0 2,942 Income before taxes 2,384 37,204 (1,305 ) 38,283 Income tax 504 5,653 (443 ) 5,714 Net Income $ 1,880 $ 31,551 $ (862 ) $ 32,569 Bank segment includes Farmers Insurance and Investment.

Quarterly Financial Data (Unaud

Quarterly Financial Data (Unaudited)	12 Months Ended
	Dec. 31, 2020
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Data (Unaudited)	NOTE 24 – QUARTERLY FINANCIAL DATA (UNAUDITED) Quarter Ended 2020 March 31 June 30 September December 31 Total interest income $ 27,717 $ 28,142 $ 27,635 $ 28,833 Total interest expense 5,415 4,221 3,470 3,030 Net interest income 22,302 23,921 24,165 25,803 Provision for loan losses 1,100 2,400 2,600 3,000 Noninterest income 7,870 9,136 9,467 10,682 Merger related costs (income) 1,319 48 58 1,798 Noninterest expense 17,418 17,692 17,662 17,979 Income before income taxes 10,335 12,917 13,312 13,708 Income taxes 1,696 1,906 2,443 2,351 Net income $ 8,639 $ 11,011 $ 10,869 $ 11,357 Diluted earnings per share $ 0.30 $ 0.39 $ 0.38 $ 0.40 Quarter Ended 2019 March 31 June 30 September December 31 Total interest income $ 24,679 $ 25,529 $ 25,931 $ 25,847 Total interest expense 4,714 5,038 5,174 4,682 Net interest income 19,965 20,491 20,757 21,165 Provision for loan losses 550 750 550 600 Noninterest income 6,520 6,994 7,441 7,647 Merger related costs (income) 0 (19 ) 112 104 Noninterest expense 15,977 16,723 16,311 16,247 Income before income taxes 9,958 10,031 11,225 11,861 Income taxes 1,570 1,488 2,071 2,186 Net income $ 8,388 $ 8,543 $ 9,154 $ 9,675 Diluted earnings per share $ 0.30 $ 0.31 $ 0.33 $ 0.35

Parent Company Only Condensed F

Parent Company Only Condensed Financial Information	12 Months Ended
	Dec. 31, 2020
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Parent Company Only Condensed Financial Information	NOTE 25 – PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION Below is condensed financial information of Farmers National Banc Corp. (parent company only). This information should be read in conjunction with the consolidated financial statements and related notes. December 31, 2020 2019 BALANCE SHEETS Assets: Cash $ 8,738 $ 25,471 Investment in subsidiaries Bank 336,326 259,628 Farmers Trust 13,414 13,106 Captive 2,165 2,186 Equity securities 358 432 Other 0 1,273 TOTAL ASSETS $ 361,001 $ 302,096 Liabilities: Other liabilities $ 1,149 $ 131 Note payable 350 350 Subordinate debt 9,405 2,306 TOTAL LIABILITIES 10,904 2,787 TOTAL STOCKHOLDERS' EQUITY 350,097 299,309 TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 361,001 $ 302,096 STATEMENTS OF INCOME Years ended December 31, 2020 2019 2018 Income: Dividends from subsidiaries Bank $ 28,646 $ 33,896 $ 7,864 Farmers Trust 2,300 2,300 1,900 Captive Insurance 1,000 535 850 Interest and dividends on securities 12 15 8 Security gains/(losses) (28 ) 41 (20 ) TOTAL INCOME 31,930 36,787 10,602 Interest on borrowings (361 ) (154 ) (133 ) Other expenses (2,746 ) (2,352 ) (2,087 ) Income before income tax benefit and undistributed subsidiary income 28,823 34,281 8,382 Income tax benefit 592 470 450 Equity in undistributed net income of subsidiaries (dividends in excess of net income) Bank 12,244 508 23,687 Farmers Trust 237 (31 ) (20 ) Captive (20 ) 532 70 NET INCOME $ 41,876 $ 35,760 $ 32,569 STATEMENTS OF CASH FLOWS Years ended December 31, 2020 2019 2018 Cash flows from operating activities: Net income $ 41,876 $ 35,760 $ 32,569 Adjustments to reconcile net income to net cash from operating activities: Dividends in excess of net income (Equity in undistributed net income of subsidiary) (12,461 ) (1,009 ) (23,737 ) Other 1,167 (30 ) 1 NET CASH FROM OPERATING ACTIVITIES 30,582 34,721 8,833 Cash flows from investing activities: Net cash paid in business combinations (20,423 ) 0 0 NET CASH FROM INVESTING ACTIVITIES (20,423 ) 0 0 Cash flows from financing activities: Repurchase of common shares (14,238 ) (2,842 ) 0 Cash dividends paid (12,654 ) (10,539 ) (8,316 ) NET CASH FROM FINANCING ACTIVITIES (26,892 ) (13,381 ) (8,316 ) NET CHANGE IN CASH AND CASH EQUIVALENTS (16,733 ) 21,340 517 Beginning cash and cash equivalents 25,471 4,131 3,614 Ending cash and cash equivalents $ 8,738 $ 25,471 $ 4,131

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2020
Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation: The consolidated financial statements include the accounts of Farmers National Banc Corp. and its wholly-owned subsidiaries, The Farmers National Bank of Canfield (“Bank” or “Farmers Bank”), Farmers Trust Company (“Farmers Trust”) and Farmers National Captive, Inc. (“Captive”). The consolidated financial statements also include the accounts of the Bank’s subsidiaries; Farmers National Insurance, LLC (“Farmers Insurance”) and Farmers of Canfield Investment Co. (“Farmers Investments”). The Company acquired Maple Leaf Financial, Inc. (“Maple Leaf”), the parent company of Geauga Savings Bank in 2020 and consolidated the activity within the Bank. Together all entities are referred to as “the Company.” All significant intercompany balances and transactions have been eliminated in consolidation.
Corporate Reorganization	Corporate Reorganization: During 2019, Trust acquired all shares of National Associates, Inc. (“NAI”) from the Company through a corporate reorganization. The Company was the sole shareholder of Trust and NAI before the reorganization. The entities were combined into one reporting unit and one operating segment and began reporting as one unit, for both internal and external reports, during 2019. The combination is in concert with the Company’s plan to increase efficiencies within the different business lines.
Nature of Operations	Nature of Operations: The Company provides full banking services, including wealth management services and mortgage banking activity, through the Bank. As a national bank, the Bank is subject to regulation of the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. The primary area served by the Bank is the northeastern region of Ohio through forty (40) locations and one location in southwestern Pennsylvania. The Company provides trust services and retirement consulting services through its Farmers Trust subsidiary and insurance services through the Bank’s Insurance subsidiary. Farmers Trust has a state-chartered bank license to conduct trust business from the Ohio Department of Commerce – Division of Financial Institutions. The primary purpose of Farmers Investments is to invest in municipal securities. Captive provides property and casualty insurance coverage to the Company and its subsidiaries. Captive pools resources with eleven similar insurance subsidiaries of financial institutions to spread a limited amount of risk among the pool members and to provide insurance where not currently available or economically feasible in today’s insurance market place.
Estimates	Estimates: The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Cash Flows	Cash Flows: Cash and cash equivalents include cash on hand, deposits with other financial institutions and federal funds sold. Generally, federal funds are purchased and sold for one-day
Securities	Securities: Debt securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Equity securities with readily determinable fair values are carried at fair value, with changes in fair value reported in net income. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Purchases and sales are recorded on the trade date. Management evaluates securities for other-than-temporary impairment (OTTI) on at least a quarterly basis, and more frequently when economic or market conditions warrant. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis.
Loans Held for Sale	Loans Held for Sale: Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are charged to earnings. Mortgage loans held for sale are sold with or without servicing rights released. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
Loans	Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for loan losses. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments. Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection. Consumer loans are typically charged off no later than 120 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. For all classes of loans, when interest accruals are discontinued, interest accrued but not received for loans placed on non-accrual is reversed against interest income. Interest on such loans is thereafter recorded on a cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Purchased Credit Impaired Loans	Purchased Credit Impaired Loans: The Company purchased loans that have shown evidence of credit deterioration since origination. These loans were recorded at the amount paid, such that there is no carryover of the seller’s allowance for loan losses. The Company estimates the amount and timing of expected cash flows for each loan, and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan. The excess of the loan’s contractual principal and interest over expected cash flows is not recorded. Over the life of the loan, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded as a provision for loan losses. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.
Derivatives	Derivatives: Derivative financial instruments are recognized as assets or liabilities at fair value. The Company’s derivatives are interest-rate swap agreements, which are used as part of its asset and liability management strategy to help manage its interest rate risk position. The Company does not use derivatives for trading or balance sheet hedging purposes. The derivative transactions are considered instruments with no hedging designation, otherwise known as stand-alone derivatives. Changes in the fair value of the derivatives are reported currently in earnings, as other noninterest income.
Concentration of Credit Risk	Concentration of Credit Risk: There are no significant concentrations of loans to any one industry or customer. However, most of the Company’s business activity is with customers located within Northeastern Ohio. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy of a nine county area. Loans secured by real estate represent 68.3% of the total portfolio and changes related to the real estate markets are monitored by management.
Allowance for Loan Losses	Allowance for Loan Losses: The allowance for loan losses is a valuation allowance for probable incurred loan losses, increased by the provision for loan losses and decreased by charge-offs less recoveries. The allowance is based on management’s judgment taking into consideration past loss experience, reviews of individual loans, current economic conditions and other factors considered relevant by management at the financial statement date. While management uses the best information available to establish the allowance, future adjustments to the allowance may be necessary, which may be material, if economic conditions differ substantially from the assumptions used in estimating the allowance. If additions to the original estimate of the allowance for loan losses are deemed necessary, they will be reported in earnings in the period in which they become reasonably estimable and probable. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. Acquired loans are individually evaluated and for those purchased loans without evidence of credit deterioration, management evaluates each reviewed loan using an internal grading system with a grade assigned to each loan at the date of acquisition. To the extent that any purchased loan is not specifically reviewed, such loan is assumed to have characteristics similar to the characteristics of the acquired portfolio of purchased loans. The grade for each purchased loan without evidence of credit deterioration is reviewed subsequent to the date of acquisition any time a loan is renewed or extended or at any time information becomes available to the Company that provides material insight regarding the loan’s performance, the status of the borrower or the quality or value of the underlying collateral. To the extent that current information indicates it is probable that the Company will collect all amounts according to the contractual terms thereof, such loan is not considered impaired and is not individually considered in the determination of the required allowance for loan losses. To the extent that current information indicates it is probable that the Company will not be able to collect all amounts according to the contractual terms thereof, such loan is considered impaired and is considered in the determination of the required level of allowance. In determining the day one fair values of purchased loans without evidence of credit deterioration at the date of acquisition, management includes (i) no carry-over of any previously recorded allowance for loan losses and (ii) an adjustment of the unpaid principal balance to reflect an appropriate market rate of interest, given the risk profile and grade assigned to each loan. This adjustment is accreted into earnings as a yield adjustment, using the effective yield method, over the remaining life of each loan. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is considered impaired when, based on the current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Loans, for which the terms have been modified, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured for commercial and commercial real estate loans over $400 thousand, individually or in the aggregate, by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans are measured individually if over $250 thousand and collectively if under the threshold. They are not separately identified for impairment disclosures. Non-real estate secured consumer loans in bankruptcy where debt has not been reaffirmed are considered troubled debt restructurings and are evaluated individually to ensure that accurate accounting treatment is in place. The Company considers the guidance on troubled debt restructuring for individual consumer and residential loans when evaluating for impairment disclosure. Troubled debt restructurings are measured at the present value of estimated future cash flow using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced for the most recent twelve quarters. The formula for calculating the allowance for loan losses requires that the historical loss percentage be applied to homogeneous and all risk rated loans. This actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures and practices; experience, ability and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: Commercial Loans. Commercial credit is extended to commercial customers for use in normal business operations to finance working capital needs, equipment purchases or other projects. The majority of these borrowers are customers doing business within our geographic regions. These loans are generally underwritten individually and secured with the assets of the company and the personal guarantee of the business owners. Commercial loans are made based primarily on the historical and projected cash flow of the borrower and the underlying collateral provided by the borrower. Commercial Real Estate Loans. Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans. These loans are viewed primarily as cash flow loans and the repayment of these loans is largely dependent on the successful operation of the property. Loan performance may be adversely affected by factors impacting the general economy or conditions specific to the real estate market such as geographic location and property type. Consumer Loans. Consumer loans are primarily comprised of loans made directly to consumers and indirectly through automobile dealerships. These loans have a specific matrix which consists of several factors including debt to income, type of collateral and loan to collateral value, credit history and relationship with the borrower. Consumer lending uses risk-based pricing in the underwriting process. Residential Real Estate Loans. Residential mortgage loans represent loans to consumers for the purchase or refinance of a residence. These loans are generally financed up to 15 years and in most cases, are extended to borrowers to finance their primary residence. Real estate market values at the time of origination directly affect the amount of credit extended and, in the event of default, subsequent changes in these values may impact the severity of losses.
Servicing Rights	Servicing Rights: When mortgage loans are sold and servicing rights are retained, the servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data to validate the mode l results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into non‑interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing assets are evaluated for impairment based upon the fair value of the assets compared to carrying amount. Any impairment is reported as a valuation allowance, to the extent that fair value is less than the capitalized amount for a grouping. There was no valuation allowance impairment against servicing assets as of December 31, 2020 or 2019. Servicing fee income is recorded when earned for servicing loans based on a contractual percentage of the outstanding principal or a fixed amount per loan. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees, late fees and ancillary fees related to loan servicing are not considered significant for financial reporting.
Foreclosed Assets	Foreclosed Assets: Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. These assets are recorded in other assets on the balance sheets as other real estate owned (“OREO”). OREO totaled $0 at December 31, 2020 and $19 thousand at December 31, 2019. Operating costs after acquisition are expensed.
Premises and Equipment	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost, less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 5 to 40 years. Furniture, fixtures and equipment are depreciated using the straight-line method with useful lives ranging from 3 to 10 years.
Restricted Stock	Restricted Stock: The Bank is a member of the Federal Home Loan Bank (“FHLB”) system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. The Bank is also a member of and owns stock in the Federal Reserve Bank. These stocks are carried at cost, classified as restricted securities included in other assets, and periodically evaluated for impairment based on ultimate recovery of par value. Restricted stock totaled $14.6 million at December 31, 2020 and $11.7 million in 2019. Both cash and stock dividends are reported as income.
Bank Owned Life Insurance	Bank Owned Life Insurance: The Company has purchased life insurance policies on certain key officers. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Long-term Assets	Long-term Assets: Premises and equipment and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets: Goodwill resulting from a business combination is generally determined as the excess of the fair value of the consideration transferred over the fair value of the net assets acquired as of the acquisition date. Goodwill acquired in a business combination and determined to have an indefinite useful life is not amortized, but tested for impairment at least annually. The Company has selected September 30 as the date to perform the annual goodwill impairment tests associated with the acquisitions of Farmers Trust, Farmers Insurance and the recent Banking acquisitions. Intangible assets with definite useful lives are amortized over their estimated useful lives. Goodwill is the only intangible asset with an indefinite life on the balance sheet. Core deposit intangible assets arising from bank acquisitions are amortized over their estimated useful lives of 7 to 8 years. Non-compete contracts are amortized on a straight line basis, over the term of the agreements. Customer relationship and trade name intangibles are amortized over a range of 13 to 15 years on an accelerated method.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments: Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Stock-Based Compensation	Stock-Based Compensation: Compensation cost is recognized for restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. The market price of the Company’s common stock at the grant date is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award.
Income Taxes	Income Taxes : Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
Retirement Plans	Retirement Plans: Employee 401(k) and profit sharing plan expense is the amount of matching and discretionary contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service.
Earnings Per Common Share	Earnings per Common Share: Basic earnings per common share is net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock equity awards. Earnings and dividends per share are restated for all stock splits and stock dividends through the date of issuance of the financial statements.
Comprehensive Income	Comprehensive Income: Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) consists of unrealized gains and losses on securities available for sale, which are recognized as separate components of equity, net of tax effects.
Loss Contingencies	Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. During 2019 the Company accrued a charge of $505 thousand relating to a then pending settlement of a legal contingency. The case was settled and payment made during 2020. Management does not believe there are any other matters currently that would have a material effect on the financial statements.
Restrictions on Cash	Restrictions on Cash: Cash on hand or on deposit with the Federal Reserve Bank (“FRB”) was required to meet regulatory reserve and clearing requirements. The Company had deposits with the FRB of $201.0 million at December 31, 2020 and $36.1 million at December 31, 2019.
Equity	Equity: Treasury stock is carried at cost.
Dividend Restriction	Dividend Restriction: Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank and Farmers Trust to the holding company or by the holding company to shareholders.
Fair Value of Financial Instruments	Fair Value of Financial Instruments: Fair values of financial instruments are estimated using relevant market information and other assumptions as more fully disclosed in Note 7. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates.
Operating Segments	Operating Segments: Operations are managed and financial performance is primarily aggregated and reported in two lines of business, the Bank segment and Farmers Trust segment. During 2019 the Company merged the Retirement Consulting segment into the Trust segment. In prior periods segment reporting was reported in three segments and has been reclassified to two segments to be consistent with current year presentation . The Company discloses segment information in Note 2 3 .
Reclassification	Reclassification: Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior year net income or stockholders’ equity.
Adoption of New Accounting Standards and Newly Issued, Not Yet Effective Accounting Standards	Adoption of New Accounting Standards and Newly Issued, Not Yet Effective Accounting Standards: Reacting to the global markets’ planned shift away from using major interbank reference rates, including the London Interbank Offered Rate (LIBOR), the FASB recently issued ASU 2020-04 and amended by ASU 2021-01, Facilitation of the Effects of Reference Rate Reform on Financial Reporting , to ease the burden of accounting for contract modifications related to reference rate reform. The amendments in ASU 2020-04 create a new Topic in the Codification, ASC 848, Reference Rate Reform , which contains guidance that is designed to simplify how entities account for contracts that are modified to replace LIBOR or other benchmark interest rates with new rates. The amendments in ASU 2020-04 give entities the option to apply expedients and exceptions to contract modifications that are made until December 31, 2022, if certain criteria are met. If adopted, these amendments and exceptions should be applied to all eligible modifications to contracts that are accounted for under an ASC Topic or industry Subtopic. The guidance in ASC 848 will not apply to any contract modifications made after December 31, 2022. Management is still evaluating the ASU, including clarifications in ASU 2021-01, and has not adopted it as of December 31, 2020. In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment. In June 2016, the FASB issued ASU 2016-13: Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments In accordance with the accounting relief provisions of CARES and subsequent provisions of the Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act, the Bank has postponed the adoption of the current expected credit losses (“CECL”) accounting standards, primarily due to the impact that the COVID-19 pandemic is having on the economy and the lack of reasonable and supportable economic forecasts. The Company adopted ASU 2016-13 on January 1, 2021. The Company recorded the onetime adjustment to equity, to comply with the ASU adoption, which increased the allowance for loan losses between 5% and 10% as expected. Management does not expect this amount to change during the first quarter of 2021 but retains the option to make adjustments if new information becomes available. In February 2016, FASB issued ASU 2016-02 (Topic 842): Leases ASU 2016-02 is effective for public companies for interim and annual reporting periods beginning after December 15, 2018, with early adoption permitted. The Company adopted this ASU on January 1, 2019 . C ertain leases that the Company has in place required the capitalization of $ 3.6 million on the balance sheet as an asset and a related liability in the same amount with no income statement effect at January 1, 2019.

Business Combinations (Tables)

Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2020
Pro Forma Information	The pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transaction been effective on the assume date. 2020 2019 Net interest income $ 96,550 $ 90,997 Net income $ 41,915 $ 36,705 Basic earnings per share $ 1.48 $ 1.32 Diluted earnings per share $ 1.48 $ 1.32
Maple Leaf
Summary of Consideration Paid and Amounts of Assets Acquired and Liabilities Assumed	The following table summarizes the consideration paid for Maple Leaf and the amounts of the assets acquired and liabilities assumed on the closing date of the acquisition. Consideration Cash $ 20,423 Stock 22,554 Fair value of total consideration transferred $ 42,977 Fair value of assets acquired Cash and due from financial institutions $ 18,219 Securities available for sale 69,547 Loans, net 181,280 Premises and equipment 229 Core deposit intangible 725 Other assets 6,398 Total assets acquired 276,398 Fair value of liabilities assumed Deposits 183,251 Long-term borrowings 54,487 Accrued interest payable and other liabilities 3,257 Total liabilities 240,995 Net assets acquired $ 35,403 Goodwill created 7,574 Total net assets acquired $ 42,977

Securities Available for Sale (

Securities Available for Sale (Tables)	12 Months Ended
	Dec. 31, 2020
Investments Debt And Equity Securities [Abstract]
Summary of the Amortized Cost and Fair Value of Available-for-Sale Investment Securities Corresponding Amounts of Unrealized Gains and Losses	The following table summarizes the amortized cost and fair value of the available-for-sale securities portfolio at December 31, 2020 and 2019 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows: Gross Gross Amortized Unrealized Unrealized 2020 Cost Gains Losses Fair Value U.S. Treasury and U.S. government sponsored entities $ 11,798 $ 101 $ (54 ) $ 11,845 State and political subdivisions 344,160 22,350 (204 ) 366,306 Corporate bonds 3,582 132 (2 ) 3,712 Mortgage-backed securities - residential 157,106 4,919 (243 ) 161,782 Collateralized mortgage obligations 25,654 742 (3 ) 26,393 Small Business Administration 5,411 151 0 5,562 Totals $ 547,711 $ 28,395 $ (506 ) $ 575,600 Gross Gross Amortized Unrealized Unrealized 2019 Cost Gains Losses Fair Value U.S. Treasury and U.S. government sponsored entities $ 3,773 $ 41 $ (3 ) $ 3,811 State and political subdivisions 250,905 10,944 (424 ) 261,425 Corporate bonds 1,238 22 0 1,260 Mortgage-backed securities - residential 145,886 2,396 (372 ) 147,910 Collateralized mortgage obligations 11,459 101 (213 ) 11,347 Small Business Administration 6,534 0 (54 ) 6,480 Totals $ 419,795 $ 13,504 $ (1,066 ) $ 432,233
Proceeds from Sales of Available-for-Sale Securities and the Associated Gains and Losses	The proceeds from sales of available-for-sale securities and the associated gains and losses were as follows: 2020 2019 2018 Proceeds $ 60,341 $ 33,424 $ 16,162 Gross gains 394 211 408 Gross losses (824 ) (222 ) (125 )
Amortized Cost and Fair Value of the Debt Securities Maturity	The amortized cost and fair value of the debt securities portfolio are shown by expected maturity. Expected maturities may differ from contractual maturities if issuers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. Available for sale December 31, 2020 Amortized Maturity Cost Fair Value Within one year $ 3,132 $ 3,181 One to five years 4,808 5,052 Five to ten years 32,972 34,580 Beyond ten years 318,628 339,050 Mortgage-backed securities, collateralized mortgage obligations and Small Business Administration 188,171 193,737 Totals $ 547,711 $ 575,600
Investment Securities with Unrealized Losses	The following table summarizes the investment securities with unrealized losses at December 31, 2020 and 2019 aggregated by major security type and length of time in a continuous unrealized loss position. 2020 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Loss Value Loss Value Loss U.S. Treasury and U.S. government sponsored entities $ 8,153 $ (54 ) $ 0 $ 0 $ 8,153 $ (54 ) State and political subdivisions 19,205 (204 ) 0 0 19,205 (204 ) Corporate bonds 198 (2 ) 0 0 198 (2 ) Mortgage-backed securities - residential 63,401 (243 ) 0 0 63,401 (243 ) Collateralized mortgage obligations 294 (3 ) 0 0 294 (3 ) Small Business Administration 0 0 0 0 0 0 Total temporarily impaired $ 91,251 $ (506 ) $ 0 $ 0 $ 91,251 $ (506 ) 2019 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Loss Value Loss Value Loss U.S. Treasury and U.S. government sponsored entities $ 0 $ 0 $ 622 $ (3 ) $ 622 $ (3 ) State and political subdivisions 30,887 (424 ) 0 0 30,887 (424 ) Corporate bonds 0 0 100 0 100 0 Mortgage-backed securities - residential 14,435 (98 ) 22,381 (274 ) 36,816 (372 ) Collateralized mortgage obligations 1,198 (18 ) 7,935 (195 ) 9,133 (213 ) Small Business Administration 6,479 (54 ) 1 0 6,480 (54 ) Total temporarily impaired $ 52,999 $ (594 ) $ 31,039 $ (472 ) $ 84,038 $ (1,066 )

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2020
Receivables [Abstract]
Schedule of Loan by Class	Loans by class at year end were as follows: 2020 2019 Originated loans: Commercial real estate Owner occupied $ 215,187 $ 184,311 Non-owner occupied 309,777 287,160 Farmland 156,277 138,702 Other 78,140 93,501 Commercial Commercial and industrial 385,831 244,172 Agricultural 44,922 46,207 Residential real estate 1-4 family residential 324,723 324,964 Home equity lines of credit 92,968 91,958 Consumer Indirect 164,620 166,149 Direct 23,348 27,415 Other 9,868 9,485 Total originated loans $ 1,805,661 $ 1,614,024 Acquired loans: Commercial real estate Owner occupied $ 45,101 $ 35,408 Non-owner occupied 52,863 10,439 Farmland 26,080 35,377 Other 12,868 5,960 Commercial Commercial and industrial 18,662 11,651 Agricultural 4,850 6,047 Residential real estate 1-4 family residential 89,118 63,457 Home equity lines of credit 17,383 19,645 Consumer Direct 5,128 6,068 Other 97 154 Total acquired loans 272,150 194,206 Net deferred loan costs 233 3,309 Allowance for loan losses (22,144 ) (14,487 ) Net loans $ 2,055,900 $ 1,797,052
Purchased Credit Impaired Loans	As part of past acquisitions, the Company acquired various loans that displayed evidence of deterioration of credit quality since origination and which was probable that all contractually required payments would not be collected. The carrying amounts and contractually required payments of these loans which are included in the loan balances above are summarized in the following tables: 2020 2019 Commercial real estate Non-owner occupied $ 574 $ 225 Commercial Commercial and industrial 604 725 Total outstanding balance $ 1,178 $ 950 Carrying amount, net of allowance of $0 in 2020 and 2019 $ 917 $ 690
Schedule of Accretable Yield or Income Expected to be Collected	Accretable yield, or income expected to be collected, is shown in the table below: 2020 2019 2018 Beginning balance $ 65 $ 93 $ 170 New loans purchased 32 0 0 Accretion of income (32 ) (28 ) (77 ) Ending balance $ 65 $ 65 $ 93
Activity in the Allowance for Loan Losses by Portfolio Segment	The following tables present the activity in the allowance for loan losses by portfolio segment for years ended December 31, 2020, 2019 and 2018: December 31, 2020 Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 5,843 $ 2,323 $ 2,875 $ 2,710 $ 736 $ 14,487 Provision for loan losses 4,745 2,998 748 677 (68 ) 9,100 Loans charged off (122 ) (412 ) (172 ) (1,347 ) 0 (2,053 ) Recoveries 31 11 85 483 0 610 Total ending allowance balance $ 10,497 $ 4,920 $ 3,536 $ 2,523 $ 668 $ 22,144 December 31, 2019 Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 5,036 $ 2,093 $ 2,837 $ 2,963 $ 663 $ 13,592 Provision for loan losses 848 417 380 732 73 2,450 Loans charged off (45 ) (200 ) (400 ) (1,702 ) 0 (2,347 ) Recoveries 4 13 58 717 0 792 Total ending allowance balance $ 5,843 $ 2,323 $ 2,875 $ 2,710 $ 736 $ 14,487 December 31, 2018 Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses Beginning balance $ 4,260 $ 2,011 $ 2,521 $ 2,848 $ 675 $ 12,315 Provision for loan losses 650 112 486 1,764 (12 ) 3,000 Loans charged off 0 (220 ) (318 ) (2,318 ) 0 (2,856 ) Recoveries 126 190 148 669 0 1,133 Total ending allowance balance $ 5,036 $ 2,093 $ 2,837 $ 2,963 $ 663 $ 13,592
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment, Based on Impairment Method	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment, based on impairment method as of December 31, 2020 and 2019. The recorded investment in loans includes the unpaid principal balance and unamortized loan origination fees and costs, but excludes accrued interest receivable which is not considered to be material: December 31, 2020 Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 0 $ 357 $ 79 $ 0 $ 0 $ 436 Collectively evaluated for impairment 10,400 4,546 3,392 2,520 668 21,526 Acquired loans collectively evaluated for impairment 97 17 65 3 0 182 Acquired with deteriorated credit quality 0 0 0 0 0 0 Total ending allowance balance $ 10,497 $ 4,920 $ 3,536 $ 2,523 $ 668 $ 22,144 Loans: Loans individually evaluated for impairment $ 502 $ 3,086 $ 2,836 $ 189 $ 0 $ 6,613 Loans collectively evaluated for impairment 758,050 424,379 414,568 203,447 0 1,800,444 Acquired loans 135,884 23,044 105,936 5,206 0 270,070 Acquired with deteriorated credit quality 514 403 0 0 0 917 Total ending loans balance $ 894,950 $ 450,912 $ 523,340 $ 208,842 $ 0 $ 2,078,044 December 31, 2019 Commercial Real Estate Commercial Residential Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 0 $ 2 $ 59 $ 0 $ 0 $ 61 Collectively evaluated for impairment 5,790 2,309 2,777 2,708 736 14,320 Acquired loans collectively evaluated for impairment 53 12 39 2 0 106 Acquired with deteriorated credit quality 0 0 0 0 0 0 Total ending allowance balance $ 5,843 $ 2,323 $ 2,875 $ 2,710 $ 736 $ 14,487 Loans: Loans individually evaluated for impairment $ 561 $ 205 $ 3,240 $ 247 $ 0 $ 4,253 Loans collectively evaluated for impairment 702,226 290,017 413,446 208,578 0 1,614,267 Acquired loans 86,431 17,110 82,615 6,173 0 192,329 Acquired with deteriorated credit quality 195 495 0 0 0 690 Total ending loans balance $ 789,413 $ 307,827 $ 499,301 $ 214,998 $ 0 $ 1,811,539
Loans Individually Evaluated for Impairment by Class of Loans	The following tables present information related to impaired loans by class of loans as of and for years ended December 31, 2020 and 2019. The recorded investment in loans excludes accrued interest receivable due to immateriality. December 31, 2020 Unpaid Balance Recorded Investment Allowance Loan Allocated With no related allowance recorded: Commercial real estate Owner occupied $ 0 $ 0 $ 0 Non-owner occupied 37 31 0 Farmland 484 471 0 Commercial Commercial and industrial 151 105 0 Agricultural 27 26 0 Residential real estate 1-4 family residential 2,660 1,872 0 Home equity lines of credit 435 334 0 Consumer 429 186 0 Subtotal 4,223 3,025 0 With an allowance recorded: Commercial real estate Owner occupied 0 0 0 Non-owner occupied 0 0 0 Farmland 0 0 0 Commercial Commercial and industrial 3,007 2,955 357 Agricultural 0 0 0 Residential real estate 1-4 family residential 626 627 75 Home equity lines of credit 22 3 4 Consumer 2 3 0 Subtotal 3,657 3,588 436 Total $ 7,880 $ 6,613 $ 436 December 31, 2019 Unpaid Balance Recorded Investment Allowance Loan Allocated With no related allowance recorded: Commercial real estate Owner occupied $ 22 $ 8 $ 0 Non-owner occupied 38 34 0 Farmland 570 519 0 Commercial Commercial and industrial 179 141 0 Agricultural 11 11 0 Residential real estate 1-4 family residential 2,889 2,095 0 Home equity lines of credit 428 344 0 Consumer 480 247 0 Subtotal 4,617 3,399 0 With an allowance recorded: Commercial real estate Owner occupied 0 0 0 Non-owner occupied 0 0 0 Farmland 0 0 0 Commercial Commercial and industrial 53 53 2 Agricultural 0 0 0 Residential real estate 1-4 family residential 795 729 52 Home equity lines of credit 72 72 7 Consumer 0 0 0 Subtotal 920 854 61 Total $ 5,537 $ 4,253 $ 61 The following tables present the average recorded investment in impaired loans by class and interest income recognized by loan class for the years ended December 31, 2020, 2019 and 2018. December 31, 2020 Average Interest With no related allowance recorded: Commercial real estate Owner occupied $ 0 $ 0 Non-owner occupied 33 1 Farmland 502 9 Commercial Commercial and industrial 120 9 Agricultural 25 4 Residential real estate 1-4 family residential 2,039 139 Home equity lines of credit 367 22 Consumer 223 25 Subtotal 3,309 209 With an allowance recorded: Commercial real estate Owner occupied 0 0 Non-owner occupied 0 0 Farmland 0 0 Commercial Commercial and industrial 631 90 Agricultural 0 0 Residential real estate 1-4 family residential 655 23 Home equity lines of credit 63 2 Consumer 0 0 Subtotal 1,349 115 Total $ 4,658 $ 324 December 31, 2019 Average Interest With no related allowance recorded: Commercial real estate Owner occupied $ 273 $ 13 Non-owner occupied 36 1 Farmland 270 1 Commercial Commercial and industrial 152 11 Agricultural 7 0 Residential real estate 1-4 family residential 2,368 162 Home equity lines of credit 355 23 Consumer 178 22 Subtotal 3,639 233 With an allowance recorded: Commercial real estate Owner occupied 0 0 Non-owner occupied 0 0 Farmland 173 0 Commercial Commercial and industrial 57 4 Agricultural 0 0 Residential real estate 1-4 family residential 1,096 31 Home equity lines of credit 130 6 Consumer 11 0 Subtotal 1,467 41 Total $ 5,106 $ 274 December 31, 2018 Average Interest With no related allowance recorded: Commercial real estate Owner occupied $ 490 $ 30 Non-owner occupied 26 2 Farmland 0 0 Commercial Commercial and industrial 335 6 Agricultural 0 0 Residential real estate 1-4 family residential 2,769 186 Home equity lines of credit 309 16 Consumer 72 11 Subtotal 4,001 251 With an allowance recorded: Commercial real estate Owner occupied 0 0 Non-owner occupied 0 0 Farmland 193 0 Commercial Commercial and industrial 68 4 Agricultural 0 0 Residential real estate 1-4 family residential 1,778 47 Home equity lines of credit 166 7 Consumer 3 0 Subtotal 2,208 58 Total $ 6,209 $ 309
Schedule of Investment in Nonaccrual and Loans Past Due 90 Days or More Still on Accrual by Class of Loans	The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of December 31, 2020 and 201 9 : 2020 2019 Nonaccrual Loans 90 Still Accruing Nonaccrual Loans 90 Still Accruing Originated loans: Commercial real estate Owner occupied $ 0 $ 335 $ 6 $ 0 Non-owner occupied 0 0 0 0 Farmland 0 0 14 0 Commercial Commercial and industrial 3,312 22 567 0 Agricultural 205 0 0 0 Residential real estate 1-4 family residential 866 223 1,234 438 Home equity lines of credit 603 0 669 14 Consumer Indirect 648 64 568 120 Direct 157 111 139 70 Other 1 5 0 6 Total originated loans $ 5,792 $ 760 $ 3,197 $ 648 Acquired loans: Commercial real estate Owner occupied $ 27 $ 0 $ 0 $ 0 Non-owner occupied 362 0 102 0 Farmland 471 95 519 0 Commercial Commercial and industrial 477 0 602 0 Agricultural 4 0 9 0 Residential real estate 1-4 family residential 4,128 1,469 659 186 Home equity lines of credit 186 0 239 9 Consumer Direct 58 6 151 24 Total acquired loans $ 5,713 $ 1,570 $ 2,281 $ 219 Total loans $ 11,505 $ 2,330 $ 5,478 $ 867
Schedule of Investment in Past Due Loans	The following tables present the aging of the recorded investment in past due loans as of December 31, 2020 and 2019 by class of loans: December 31, 2020 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total Originated loans: Commercial real estate Owner occupied $ 0 $ 0 $ 335 $ 335 $ 214,460 $ 214,795 Non-owner occupied 0 0 0 0 309,216 309,216 Farmland 0 0 0 0 156,053 156,053 Other 261 0 0 261 77,725 77,986 Commercial Commercial and industrial 356 61 3,334 3,751 378,594 382,345 Agricultural 45 255 205 505 44,555 45,060 Residential real estate 1-4 family residential 1,668 974 1,089 3,731 320,129 323,860 Home equity lines of credit 419 0 603 1,022 91,957 92,979 Consumer Indirect 1,046 285 712 2,043 168,245 170,288 Direct 284 120 268 672 22,789 23,461 Other 24 22 6 52 9,816 9,868 Total originated loans: $ 4,103 $ 1,717 $ 6,552 $ 12,372 $ 1,793,539 $ 1,805,911 Acquired loans: Commercial real estate Owner occupied $ 0 $ 0 $ 27 $ 27 $ 45,072 $ 45,099 Non-owner occupied 197 0 362 559 52,295 52,854 Farmland 0 0 566 566 25,513 26,079 Other 0 0 0 0 12,868 12,868 Commercial Commercial and industrial 19 390 477 886 17,772 18,658 Agricultural 4 0 4 8 4,841 4,849 Residential real estate 1-4 family residential 1,954 821 5,597 8,372 80,745 89,117 Home equity lines of credit 23 0 186 209 17,175 17,384 Consumer Direct 20 49 64 133 4,995 5,128 Other 0 0 0 0 97 97 Total acquired loans $ 2,217 $ 1,260 $ 7,283 $ 10,760 $ 261,373 $ 272,133 Total loans $ 6,320 $ 2,977 $ 13,835 $ 23,132 $ 2,054,912 $ 2,078,044 December 31, 2019 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total Originated loans: Commercial real estate Owner occupied $ 87 $ 0 $ 6 $ 93 $ 183,830 $ 183,923 Non-owner occupied 2 0 0 2 286,522 286,524 Farmland 0 0 14 14 138,501 138,515 Other 0 0 0 0 93,271 93,271 Commercial Commercial and industrial 1,458 573 567 2,598 241,210 243,808 Agricultural 103 77 0 180 46,142 46,322 Residential real estate 1-4 family residential 3,811 207 1,672 5,690 318,536 324,226 Home equity lines of credit 270 21 683 974 91,000 91,974 Consumer Indirect 1,599 533 688 2,820 168,905 171,725 Direct 537 272 209 1,018 26,549 27,567 Other 153 26 6 185 9,299 9,484 Total originated loans: $ 8,020 $ 1,709 $ 3,845 $ 13,574 $ 1,603,765 $ 1,617,339 Acquired loans: Commercial real estate Owner occupied $ 0 $ 0 $ 0 $ - $ 35,424 35,424 Non-owner occupied 0 0 102 102 10,317 10,419 Farmland 0 0 519 519 34,858 35,377 Other 69 0 0 69 5,891 5,960 Commercial Commercial and industrial 47 1 602 650 11,000 11,650 Agricultural 0 8 9 17 6,030 6,047 Residential real estate 1-4 family residential 1,159 448 845 2,452 61,004 63,456 Home equity lines of credit 56 8 248 312 19,333 19,645 Consumer Direct 347 21 175 543 5,525 6,068 Other 0 0 0 0 154 154 Total acquired loans $ 1,678 $ 486 $ 2,500 $ 4,664 $ 189,536 $ 194,200 Total loans $ 9,698 $ 2,195 $ 6,345 $ 18,238 $ 1,793,301 $ 1,811,539
Schedule of Loans By Class Modified as Troubled Debt Restructurings	The following tables present loans by class modified as troubled debt restructurings that occurred during the years ending December 31, 2020, 2019 and 2018: Pre- Modification Post- Modification December 31, 2020 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Originated loans: Commercial Agricultural 1 $ 21 $ 21 Residential real estate 1-4 family residential 7 261 262 Home equity lines of credit 4 100 102 Indirect 29 182 182 Consumer 1 15 15 Total originated loans 42 $ 579 $ 582 Acquired loans: Residential real estate 1-4 family residential 3 $ 140 $ 144 Total acquired loans 3 $ 140 $ 144 Total loans 45 $ 719 $ 726 The troubled debt restructurings described above increased the allowance for loan losses by $65 thousand and resulted in charge offs of $65 thousand during the year ended December 31, 2020. Pre- Modification Post- Modification December 31, 2019 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Originated loans: Commercial Commercial and industrial 1 $ 12 $ 12 Residential real estate 1-4 family residential 6 178 181 Home equity lines of credit 3 90 94 Indirect 39 337 337 Consumer 2 46 46 Total originated loans 51 $ 663 $ 670 Acquired loans: Commercial real estate Farmland 3 527 527 Commercial Commercial and industrial 1 27 27 Residential real estate 1-4 family residential 4 201 205 Home equity lines of credit 1 17 17 Consumer 3 14 14 Total acquired loans 12 $ 786 $ 790 Total loans 63 $ 1,449 $ 1,460 Pre- Modification Post- Modification December 31, 2018 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Originated loans: Commercial real estate Owner occupied 1 $ 360 $ 360 Commercial Commercial and industrial 1 19 19 Residential real estate 1-4 family residential 7 348 348 Home equity lines of credit 6 91 91 Indirect 23 118 118 Consumer 2 19 19 Total originated loans 40 $ 955 $ 955 Acquired loans: Commercial real estate Non-owner occupied 1 42 42 Farmland 1 258 258 Commercial Commercial and industrial 7 115 115 Residential real estate 1-4 family residential 7 321 337 Home equity lines of credit 1 32 32 Consumer 2 24 24 Total acquired loans 19 $ 792 $ 808 Total loans 59 $ 1,747 $ 1,763
Number and Amount of Payment Deferrals by Loan Type	The following table reports the number and amount of payment deferrals by loan type as of December 31, 2020: December 31, 2020 Outstanding Balance Number of Loans Commercial real estate $ 19,027 6 Commercial 1,424 2 Consumer 2 1 Total $ 20,453 9
Risk Category of Loans by Class of Loans	Based on the most recent analysis performed, the risk category of loans by class of loans is as follows: December 31, 2020 Pass Special Mention Sub standard Total Originated loans: Commercial real estate Owner occupied $ 208,289 $ 5,121 $ 1,385 $ 214,795 Non-owner occupied 290,773 11,240 7,203 309,216 Farmland 153,225 2,464 364 156,053 Other 77,432 387 167 77,986 Commercial Commercial and industrial 372,083 1,522 8,740 382,345 Agricultural 44,527 320 213 45,060 Total originated loans $ 1,146,329 $ 21,054 $ 18,072 $ 1,185,455 Acquired loans: Commercial real estate Owner occupied $ 44,031 $ 87 $ 981 $ 45,099 Non-owner occupied 50,053 49 2,752 52,854 Farmland 24,637 100 1,342 26,079 Other 12,868 0 0 12,868 Commercial Commercial and industrial 16,246 0 2,412 18,658 Agricultural 4,481 303 65 4,849 Total acquired loans $ 152,316 $ 539 $ 7,552 $ 160,407 Total loans $ 1,298,645 $ 21,593 $ 25,624 $ 1,345,862 December 31, 2019 Pass Special Mention Sub standard Total Originated loans: Commercial real estate Owner occupied $ 177,540 $ 5,357 $ 1,026 $ 183,923 Non-owner occupied 279,103 7,374 47 286,524 Farmland 136,674 1,457 384 138,515 Other 93,082 0 189 93,271 Commercial Commercial and industrial 238,351 1,673 3,784 243,808 Agricultural 46,283 6 33 46,322 Total originated loans $ 971,033 $ 15,867 $ 5,463 $ 992,363 Acquired loans: Commercial real estate Owner occupied $ 34,707 $ 110 $ 607 $ 35,424 Non-owner occupied 10,246 54 119 10,419 Farmland 32,112 0 3,265 35,377 Other 5,891 0 69 5,960 Commercial Commercial and industrial 10,570 0 1,080 11,650 Agricultural 5,617 317 113 6,047 Total acquired loans $ 99,143 $ 481 $ 5,253 $ 104,877 Total loans $ 1,070,176 $ 16,348 $ 10,716 $ 1,097,240
Investment in Residential, Consumer and Indirect Auto Loans Based on Payment Activity	The following table presents the recorded investment in residential, consumer and indirect auto loans based on payment activity. Nonperforming loans are loans past due 90 days and still accruing interest and nonaccrual loans. Residential Real Estate Consumer December 31, 2020 1-4 Family Residential Home Indirect Direct Other Originated loans: Performing $ 322,771 $ 92,376 $ 169,576 $ 23,193 $ 9,862 Nonperforming 1,089 603 712 268 6 Total originated loans $ 323,860 $ 92,979 $ 170,288 $ 23,461 $ 9,868 Acquired loans: Performing 83,520 17,198 0 5,064 97 Nonperforming 5,597 186 0 64 0 Total acquired loans $ 89,117 $ 17,384 $ 0 $ 5,128 $ 97 Total loans $ 412,977 $ 110,363 $ 170,288 $ 28,589 $ 9,965 Residential Real Estate Consumer December 31, 2019 1-4 Family Residential Home Indirect Direct Other Originated loans: Performing $ 322,554 $ 91,291 $ 171,037 $ 27,358 $ 9,478 Nonperforming 1,672 683 688 209 6 Total originated loans $ 324,226 $ 91,974 $ 171,725 $ 27,567 $ 9,484 Acquired loans: Performing 62,611 19,397 0 5,893 154 Nonperforming 845 248 0 175 0 Total acquired loans $ 63,456 $ 19,645 $ 0 $ 6,068 $ 154 Total loans $ 387,682 $ 111,619 $ 171,725 $ 33,635 $ 9,638

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	12 Months Ended
	Dec. 31, 2020
Revenue From Contract With Customer [Abstract]
Summary of Noninterest Income by Revenue Stream and Reportable Segment, Net of Eliminations	All material revenue from contracts with customers in the scope of ASC 606 is recognized within noninterest income. The following table presents the Company’s noninterest income by revenue stream and reportable segment, net of eliminations, for the years ended December 31, 2020, 2019 and 2018. Items outside the scope of ASC 606 are noted as such. (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2020 Service charges on deposit accounts $ 0 $ 3,682 $ 3,682 Debit card and EFT fees 0 3,927 3,927 Trust fees 7,632 0 7,632 Insurance agency commissions 0 3,124 3,124 Retirement plan consulting fees 1,523 0 1,523 Investment commissions 0 1,530 1,530 Other (outside the scope of ASC 606) 0 15,737 15,737 Total noninterest income $ 9,155 $ 28,000 $ 37,155 (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2019 Service charges on deposit accounts $ 0 $ 4,514 $ 4,514 Debit card and EFT fees 0 3,522 3,522 Trust fees 7,475 0 7,475 Insurance agency commissions 0 2,919 2,919 Retirement plan consulting fees 1,489 0 1,489 Investment commissions 0 1,406 1,406 Other (outside the scope of ASC 606) 0 7,277 7,277 Total noninterest income $ 8,964 $ 19,638 $ 28,602 (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2018 Service charges on deposit accounts $ 0 $ 4,254 $ 4,254 Debit card and EFT fees 0 3,351 3,351 Trust fees 7,126 0 7,126 Insurance agency commissions 0 2,621 2,621 Retirement plan consulting fees 1,684 0 1,684 Investment commissions 0 1,103 1,103 Other 0 5,360 5,360 Total noninterest income $ 8,810 $ 16,689 $ 25,499

Loan Servicing (Tables)

Loan Servicing (Tables)	12 Months Ended
	Dec. 31, 2020
Transfers And Servicing [Abstract]
Summary of Principal Balance for Mortgage Loans	The principal balances of these loans at year-end are as follows: 2020 2019 Mortgage loan portfolio serviced for: FHLMC $ 430,233 $ 276,863
Summary of Activity for Mortgage Servicing Rights	Activity for mortgage servicing rights for years ended December 31, 2020, 2019 and 2018 are as follows: 2020 2019 2018 Servicing rights: Beginning balance $ 1,721 $ 1,468 $ 1,242 Additions 2,429 813 627 Amortization to expense (952 ) (560 ) (401 ) Ending balance $ 3,198 $ 1,721 $ 1,468

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2020
Fair Value Disclosures [Abstract]
Assets Measured at Fair Value on Recurring Basis	Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements at December 31, 2020 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 11,845 $ 0 $ 11,845 $ 0 State and political subdivisions 366,306 0 366,306 0 Corporate bonds 3,712 0 3,712 0 Mortgage-backed securities-residential 161,782 0 161,778 4 Collateralized mortgage obligations 26,393 0 26,393 0 Small Business Administration 5,562 0 5,562 0 Equity securities Equity securities at fair value 538 538 0 0 Other equity investments measured at net asset value 6,343 n/a n/a n/a Total investment securities $ 582,481 $ 538 $ 575,596 $ 4 Loan yield maintenance provisions $ 4,221 $ 0 $ 4,221 $ 0 Financial Liabilities Interest rate swaps $ 4,221 $ 0 $ 4,221 $ 0 Fair Value Measurements at December 31, 2019 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 3,811 $ 0 $ 3,811 $ 0 State and political subdivisions 261,425 0 261,425 0 Corporate bonds 1,260 0 1,260 0 Mortgage-backed securities-residential 147,910 0 147,905 5 Collateralized mortgage obligations 11,347 0 11,347 0 Small Business Administration 6,480 0 6,480 0 Equity securities Equity securities at fair value 594 594 0 0 Other equity investments measured at net asset value 7,315 n/a n/a n/a Total investment securities $ 440,142 $ 594 $ 432,228 $ 5 Loan yield maintenance provisions $ 1,898 $ 0 $ 1,898 $ 0 Financial Liabilities Interest rate swaps $ 1,898 $ 0 $ 1,898 $ 0
Reconciliation of All Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the year ended December 31: Investment Securities Available-for-sale (Level 3) 2020 2019 2018 Beginning Balance $ 5 $ 6 $ 8 Repayments, calls and maturities (1 ) (1 ) (2 ) Acquired and/or purchased 0 0 0 Ending Balance $ 4 $ 5 $ 6
Assets Measured at Fair Value on Non-Recurring Basis	Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at December 31, 2020 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Impaired loans Commercial Commercial $ 1,770 $ 0 $ 0 $ 1,770 1–4 family residential 82 0 0 82 Consumer 36 0 0 36 Fair Value Measurements at December 31, 2019 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Impaired loans Commercial real estate 1–4 family residential $ 183 $ 0 $ 0 $ 183 Consumer 12 0 0 12
Fair Value Measurements for Financial Instruments	The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at year ended 2020 and 2019: December 31, 2020 Fair value Valuation Technique(s) Unobservable Input(s) Range Weighted Average Impaired loans Commercial $ 1,770 Sales comparison Adjustment for differences between comparable sales (24.01%) - 17.93% (0.48%) Residential 82 Sales comparison Adjustment for differences between comparable sales (40.00%) - 47.15% (17.77%) Consumer 36 Sales comparison Adjustment for differences between comparable sales (23.60%) - 23.60% (0.00%) December 31, 2019 Fair value Valuation Technique(s) Unobservable Input(s) Range Weighted Average Impaired loans Residential $ 183 Sales comparison Adjustment for differences between comparable sales (24.26%) - 23.74% 14.53% Consumer 12 Sales comparison Adjustment for differences between comparable sales (12.95%) - 12.95% (0.00%)
Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments measured on a recurring basis and not previously presented, at December 31, 2020 and December 31, 2019 are as follows: Fair Value Measurements at December 31, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 254,621 $ 20,503 $ 234,118 $ 0 $ 254,621 Restricted stock 14,647 n/a n/a n/a n/a Loans held for sale 4,766 0 4,909 0 4,909 Loans, net 2,055,900 0 0 2,036,872 2,036,872 Accrued interest receivable 9,880 0 3,297 6,583 9,880 Financial liabilities Deposits 2,610,878 2,097,732 487,105 0 2,606,872 Short-term borrowings 2,521 0 2,521 0 2,521 Long-term borrowings 76,385 0 77,189 0 77,189 Accrued interest payable 690 36 654 0 690 Fair Value Measurements at December 31, 2019 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 70,760 $ 23,229 $ 47,531 $ 0 $ 70,760 Restricted stock 11,729 n/a n/a n/a n/a Loans held for sale 2,600 0 2,678 0 2,678 Loans, net 1,797,052 0 0 1,760,062 1,760,062 Accrued interest receivable 7,552 0 2,578 4,974 7,552 Financial liabilities Deposits 2,008,964 1,457,309 495,222 0 2,009,568 Short-term borrowings 77,050 0 77,050 0 77,050 Long-term borrowings 45,147 0 45,998 0 45,998 Accrued interest payable 1,070 61 1,009 0 1,070

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2020
Property Plant And Equipment [Abstract]
Premises and Equipment	Year-end premises and equipment owned and utilized in the operations of the Company were as follows: 2020 2019 Land $ 4,594 $ 4,737 Buildings 24,717 24,752 Furniture, fixtures and equipment 11,646 10,304 Leasehold Improvements 541 482 Right of use assets 4,829 3,121 46,327 43,396 Less accumulated depreciation (20,707 ) (19,579 ) NET BOOK VALUE $ 25,620 $ 23,817
Schedule of Premises and Equipment Subject to Lease Agreements	Year-end premises and equipment subject to lease agreements in which the Company acts as lessor were as follows. See NOTE - 9 for additional lease disclosures: 2020 2019 Buildings $ 5,215 $ 2,854 Equipment 794 794 6,009 3,648 Less: accumulated amortization (1,180 ) (527 ) TOTAL $ 4,829 $ 3,121

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2020
Leases [Abstract]
Maturities of Lease Liabilities	Maturities of lease liabilities are as follows as of December 31, 2020: 2021 $ 799 2022 624 2023 568 2024 398 2025 410 Thereafter 3,177 Total Payments 5,976 Less: Imputed Interest (1,010 ) Total $ 4,966

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2020
Goodwill And Intangible Assets Disclosure [Abstract]
Acquired Intangible Assets	Acquired intangible assets were as follows: 2020 2019 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Other intangible: Customer relationship intangibles $ 7,210 $ (6,318 ) $ 7,210 $ (5,938 ) Non-compete contracts 430 (388 ) 430 (384 ) Trade Name 520 (320 ) 520 (277 ) Core deposit intangible 6,979 (4,271 ) 6,254 (3,371 ) Total $ 15,139 $ (11,297 ) $ 14,414 $ (9,970 )
Estimated Amortization Expense	Estimated amortization expense for each of the next five years and thereafter: 2021 $ 1,264 2022 1,090 2023 617 2024 313 2025 252 Thereafter 306 TOTAL $ 3,842

Interest Bearing Deposits (Tabl

Interest Bearing Deposits (Tables)	12 Months Ended
	Dec. 31, 2020
Interest Bearing Deposits [Abstract]
Summary of Scheduled Maturities of Certificates of Deposit and Brokered Time Deposits	Following is a summary of scheduled maturities of certificates of deposit and brokered time deposits during the years following December 31, 2020: 2021 $ 295,729 2022 46,082 2023 21,122 2024 46,102 2025 69,695 Thereafter 5,206 TOTAL $ 483,936
Summary of Year-end Interest Bearing Deposits	Following is a summary of year-end interest bearing deposits: 2020 2019 Demand $ 1,030,426 $ 678,465 Money market 217,025 177,381 Savings 270,700 224,373 Brokered time deposits 32,000 84,075 Certificates of deposit 451,936 410,544 TOTAL $ 2,002,087 $ 1,574,838

Short-term Borrowings (Tables)

Short-term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2020
Summary of Long-term Advances from the Federal Home Loan Bank	At year end, long-term advances from the FHLB were as follows: 2020 2019 Weighted Weighted Average Average Amount Rate Amount Rate Fixed-rate constant payment advance $ 1,980 1.70 % $ 2,841 1.70 % Convertible and putable fixed-rate advance 65,000 1.38 % 40,000 1.79 % Total advances $ 66,980 1.39 % $ 42,841 1.78 %
Summary of Securities Sold under Agreements to Repurchase	The securities are held in segregated safekeeping accounts at the Federal Reserve Bank, Farmers Trust and the FHLB. Information concerning securities sold under agreements to repurchase is summarized as follows 2020 2019 2018 Average balance during the year $ 3,425 $ 3,343 $ 51,694 Average interest rate during the year 0.66 % 1.36 % 0.67 % Maximum month-end balance during the year $ 5,150 $ 5,505 $ 87,163 Weighted average year-end interest rate 0.66 % 1.36 % 0.67 % Balance at year-end $ 2,171 $ 1,700 $ 4,409
Schedule Disaggregation of the Obligation by the Class of Collateral Pledged for Short-Term Financing Obtained Through the Sales of Repurchase Agreements	The following table provides a disaggregation of the obligation by class of collateral pledged for short-term financing obtained through the sales of repurchase agreements: 2020 2019 Overnight and continuous repurchase agreements U.S. Treasury and U.S. government sponsored entities $ 42 $ 55 State and political subdivisions 1,407 627 Mortgage-backed securities - residential 568 948 Collateralized mortgage obligations 154 70 Total borrowings $ 2,171 $ 1,700
Pledged
Summary of Long-term Advances from the Federal Home Loan Bank	FHLB advances were secured by pledgings described in the following Long-Term Borrowings footnote. Balances at year end 2019 were as follows: 2019 Weighted Average Amount Rate Repurchase advance $ 50,000 1.63 % Fixed rate advances 25,000 0.72 % Total advances $ 75,000 1.33 %

Long-Term Borrowings (Tables)

Long-Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2020
Debt Disclosure [Abstract]
Summary of Long-term Advances from the Federal Home Loan Bank	At year end, long-term advances from the FHLB were as follows: 2020 2019 Weighted Weighted Average Average Amount Rate Amount Rate Fixed-rate constant payment advance $ 1,980 1.70 % $ 2,841 1.70 % Convertible and putable fixed-rate advance 65,000 1.38 % 40,000 1.79 % Total advances $ 66,980 1.39 % $ 42,841 1.78 %
Scheduled Payments of Long-term Federal Home Loan Bank Advances	Scheduled payments of long-term FHLB advances are as follows: Maturing in: 2021 $ 853 2022 729 2023 398 2024 0 2025 0 Thereafter 65,000 TOTAL $ 66,980

Commitments and Contingent Li_2

Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2020
Commitments And Contingencies Disclosure [Abstract]
The Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk at Year End	The contractual amounts of financial instruments with off-balance-sheet risk at year end were as follows: 2020 2019 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments and unused lines of credit $ 80,567 $ 344,970 $ 85,558 $ 286,876

Stock Based Compensation (Table

Stock Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2020
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Summary of Award Activity under Plan	The following is the activity under the Plan during 2020: Maximum Awarded Service Units Weighted Average Grant Date Fair Value Maximum Awarded Performance Units Weighted Average Grant Date Fair Value Beginning balance - non-vested shares 81,165 $ 14.17 192,665 $ 13.72 Granted 29,045 15.01 50,187 15.93 Vested (35,006 ) 14.50 (80,026 ) 13.55 Forfeited (7,439 ) 14.61 (9,756 ) 14.97 Ending balance - non-vested shares 67,765 $ 14.32 153,070 $ 14.46

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2020
Regulatory Capital Requirements [Abstract]
Schedule of Actual and Required Capital Amounts (Not Including Capital Conservation Buffer) and Ratios	Actual and required capital amounts (not including the capital conservation buffer) and ratios are presented below at year-end: Actual Requirement For Capital Adequacy Purposes: To be Well Capitalized Under Prompt Corrective Action Provisions: Amount Ratio Amount Ratio Amount Ratio 2020 Common equity tier 1 capital ratio Consolidated $ 279,864 13.22 % $ 95,211 4.5 % N/A N/A Bank 268,041 12.71 % 94,903 4.5 % 137,083 6.5 % Total risk based capital ratio Consolidated 311,413 14.72 % 169,264 8.0 % N/A N/A Bank 290,185 13.76 % 168,717 8.0 % 210,897 10.0 % Tier I risk based capital ratio Consolidated 289,269 13.67 % 126,948 6.0 % N/A N/A Bank 268,041 12.71 % 126,538 6.0 % 168,717 8.0 % Tier I leverage ratio Consolidated 289,269 9.77 % 118,464 4.0 % N/A N/A Bank 268,041 9.10 % 117,877 4.0 % 147,346 5.0 % 2019 Common equity tier 1 capital ratio Consolidated $ 247,395 12.94 % $ 86,039 4.5 % N/A N/A Bank 213,507 11.19 % 85,854 4.5 % 124,011 6.5 % Total risk based capital ratio Consolidated 264,188 13.82 % 152,958 8.0 % N/A N/A Bank 227,994 11.95 % 152,629 8.0 % 190,787 10.0 % Tier I risk based capital ratio Consolidated 249,701 13.06 % 114,719 6.0 % N/A N/A Bank 213,507 11.19 % 114,472 6.0 % 152,629 8.0 % Tier I leverage ratio Consolidated 249,701 10.69 % 93,406 4.0 % N/A N/A Bank 213,507 9.06 % 94,304 4.0 % 117,881 5.0 %

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Provision for Income Taxes (Credit)	The provision for income taxes (credit) consists of the following: 2020 2019 2018 Current expense $ 9,922 $ 7,626 $ 6,123 Deferred expense (benefit) (1,526 ) (311 ) (409 ) TOTALS $ 8,396 $ 7,315 $ 5,714
Effective Tax Rates Differ from Federal Statutory Rate	Effective tax rates differ from federal statutory rate of 21% that were applied to income before income taxes due to the following: 2020 2019 2018 Statutory tax $ 10,557 $ 9,046 $ 8,039 Effect of nontaxable interest (1,896 ) (1,655 ) (1,439 ) Bank owned life insurance, net (167 ) (171 ) (182 ) Tax credits 23 3 24 Effect of nontaxable insurance premiums (198 ) (204 ) (188 ) Stock compensation 12 (100 ) (486 ) Other 65 396 (54 ) ACTUAL TAX $ 8,396 $ 7,315 $ 5,714
Deferred Tax Assets (Liabilities)	Deferred tax assets (liabilities) are comprised of the following: 2020 2019 Deferred tax assets: Allowance for credit losses $ 4,650 $ 3,032 Deferred and accrued compensation 1,413 1,194 Deferred loan fees and costs 507 584 Nonaccrual loan interest income 563 429 Other-than-temporary impairment 24 0 Restricted stock 521 456 Lease liabilities 1,043 669 Other 0 46 Gross deferred tax assets $ 8,721 $ 6,410 Deferred tax liabilities: Depreciation and amortization $ (748 ) $ (577 ) Net unrealized gain on securities available for sale (5,857 ) (2,612 ) Federal Home Loan Bank dividends (684 ) (658 ) Purchase accounting adjustments (1,313 ) (359 ) Mortgage servicing rights (672 ) (363 ) Prepaid expenses (274 ) (224 ) Lease right of use asset (1,014 ) (655 ) Other (107 ) 0 Gross deferred tax liabilities (10,669 ) (5,448 ) NET DEFERRED TAX ASSET (LIABILITY) $ (1,948 ) $ 962

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2020
Comprehensive Income Net Of Tax [Abstract]
Schedule of Other Comprehensive Income (Loss)	The following table represents the detail of other comprehensive income (loss) for the years ended December 31, 2020, 2019 and 2018. 2020 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ 15,836 $ (3,970 ) $ 11,866 Reclassification adjustment for gains included in net income (1) 430 (90 ) 340 Net other comprehensive income (loss) $ 16,266 $ (4,060 ) $ 12,206 2019 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ 17,513 $ (3,666 ) $ 13,847 Reclassification adjustment for gains included in net income (1) 11 (2 ) 9 Net other comprehensive income (loss) $ 17,524 $ (3,668 ) $ 13,856 2018 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ (5,343 ) $ 1,110 $ (4,233 ) Reclassification adjustment for gains included in net income (1) (283 ) 59 (224 ) Net other comprehensive income (loss) $ (5,626 ) $ 1,169 $ (4,457 ) (1) Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income .

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2020
Related Party Transactions [Abstract]
Loans to Principal Officers, Directors, and Their Affiliates	Loans to principal officers, directors, and their affiliates during 2020 and 2019 were as follows: 2020 2019 Beginning balance $ 13,147 $ 16,308 New loans 1,917 2,447 Effect of changes in composition of related parties 0 0 Repayments (3,061 ) (5,608 ) Ending balance $ 12,003 $ 13,147

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2020
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The factors used in the earnings per share computation follow: 2020 2019 2018 Basic EPS Net income $ 41,876 $ 35,760 $ 32,569 Weighted average shares outstanding 28,266,509 27,734,994 27,674,705 Basic earnings per share $ 1.48 $ 1.29 $ 1.18 Diluted EPS Net income $ 41,876 $ 35,760 $ 32,569 Weighted average shares for basic earnings per share 28,266,509 27,734,994 27,674,705 Average unvested restricted stock awards 127,487 140,990 299,480 Weighted average shares for diluted earnings per share 28,393,996 27,875,984 27,974,185 Diluted earnings per share $ 1.47 $ 1.28 $ 1.16

Interest Rate Swaps (Tables)

Interest Rate Swaps (Tables)	12 Months Ended
	Dec. 31, 2020
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Summary Information about Interest-Rate Swaps	Summary information about these interest-rate swaps as of year ended December 31, 2020 and 2019 is as follows: 2020 2019 Notional amounts $ 41,315 $ 42,178 Weighted average pay rate on interest-rate swaps 4.63 % 4.60 % Weighted average receive rate on interest-rate swaps 2.36 % 4.02 % Weighted average maturity (years) 4.3 4.2 Fair value of interest-rate swaps $ (4,221 ) $ (1,898 ) Fair value of loan yield maintenance provisions $ 4,221 $ 1,898

Segment Information (Tables)

Segment Information (Tables)	12 Months Ended
	Dec. 31, 2020
Segment Reporting [Abstract]
Schedule of Segment Reporting Information	Significant segment totals are reconciled to the financial statements as follows: December 31, 2020 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Assets Goodwill and other intangibles $ 6,046 $ 47,129 $ (3,558 ) $ 49,617 Total assets $ 15,147 $ 3,055,628 $ 373 $ 3,071,148 December 31, 2019 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Goodwill and other intangibles $ 6,326 $ 37,141 $ (822 ) $ 42,645 Total assets $ 13,892 $ 2,430,784 $ 4,482 $ 2,449,158 For year ended 2020 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 125 $ 96,361 $ (295 ) $ 96,191 Provision for loan losses 0 9,100 0 9,100 Service fees, security gains and other noninterest income 9,353 28,183 (381 ) 37,155 Noninterest expense 5,963 63,683 1,206 70,852 Amortization and depreciation expense 304 2,566 252 3,122 Income before taxes 3,211 49,195 (2,134 ) 50,272 Income tax 674 8,305 (583 ) 8,396 Net Income $ 2,537 $ 40,890 $ (1,551 ) $ 41,876 For year ended 2019 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 156 $ 82,301 $ (79 ) $ 82,378 Provision for loan losses 0 2,450 0 2,450 Service fees, security gains and other noninterest income 9,097 19,769 (264 ) 28,602 Noninterest expense 6,015 55,621 980 62,616 Amortization and depreciation expense 365 2,425 49 2,839 Income before taxes 2,873 41,574 (1,372 ) 43,075 Income tax 604 7,170 (459 ) 7,315 Net Income $ 2,269 $ 34,404 $ (913 ) $ 35,760 For year ended 2018 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 141 $ 78,446 $ (86 ) $ 78,501 Provision for loan losses 0 3,000 0 3,000 Service fees, security gains and other noninterest income 8,942 16,887 (330 ) 25,499 Noninterest expense 6,251 52,635 889 59,775 Amortization and depreciation expense 448 2,494 0 2,942 Income before taxes 2,384 37,204 (1,305 ) 38,283 Income tax 504 5,653 (443 ) 5,714 Net Income $ 1,880 $ 31,551 $ (862 ) $ 32,569

Quarterly Financial Data (Una_2

Quarterly Financial Data (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2020
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Data (Unaudited)	Quarter Ended 2020 March 31 June 30 September December 31 Total interest income $ 27,717 $ 28,142 $ 27,635 $ 28,833 Total interest expense 5,415 4,221 3,470 3,030 Net interest income 22,302 23,921 24,165 25,803 Provision for loan losses 1,100 2,400 2,600 3,000 Noninterest income 7,870 9,136 9,467 10,682 Merger related costs (income) 1,319 48 58 1,798 Noninterest expense 17,418 17,692 17,662 17,979 Income before income taxes 10,335 12,917 13,312 13,708 Income taxes 1,696 1,906 2,443 2,351 Net income $ 8,639 $ 11,011 $ 10,869 $ 11,357 Diluted earnings per share $ 0.30 $ 0.39 $ 0.38 $ 0.40 Quarter Ended 2019 March 31 June 30 September December 31 Total interest income $ 24,679 $ 25,529 $ 25,931 $ 25,847 Total interest expense 4,714 5,038 5,174 4,682 Net interest income 19,965 20,491 20,757 21,165 Provision for loan losses 550 750 550 600 Noninterest income 6,520 6,994 7,441 7,647 Merger related costs (income) 0 (19 ) 112 104 Noninterest expense 15,977 16,723 16,311 16,247 Income before income taxes 9,958 10,031 11,225 11,861 Income taxes 1,570 1,488 2,071 2,186 Net income $ 8,388 $ 8,543 $ 9,154 $ 9,675 Diluted earnings per share $ 0.30 $ 0.31 $ 0.33 $ 0.35

Parent Company Only Condensed_2

Parent Company Only Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2020
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Schedule of Parent Company Only Condensed Financial Information	Below is condensed financial information of Farmers National Banc Corp. (parent company only). This information should be read in conjunction with the consolidated financial statements and related notes. December 31, 2020 2019 BALANCE SHEETS Assets: Cash $ 8,738 $ 25,471 Investment in subsidiaries Bank 336,326 259,628 Farmers Trust 13,414 13,106 Captive 2,165 2,186 Equity securities 358 432 Other 0 1,273 TOTAL ASSETS $ 361,001 $ 302,096 Liabilities: Other liabilities $ 1,149 $ 131 Note payable 350 350 Subordinate debt 9,405 2,306 TOTAL LIABILITIES 10,904 2,787 TOTAL STOCKHOLDERS' EQUITY 350,097 299,309 TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 361,001 $ 302,096 STATEMENTS OF INCOME Years ended December 31, 2020 2019 2018 Income: Dividends from subsidiaries Bank $ 28,646 $ 33,896 $ 7,864 Farmers Trust 2,300 2,300 1,900 Captive Insurance 1,000 535 850 Interest and dividends on securities 12 15 8 Security gains/(losses) (28 ) 41 (20 ) TOTAL INCOME 31,930 36,787 10,602 Interest on borrowings (361 ) (154 ) (133 ) Other expenses (2,746 ) (2,352 ) (2,087 ) Income before income tax benefit and undistributed subsidiary income 28,823 34,281 8,382 Income tax benefit 592 470 450 Equity in undistributed net income of subsidiaries (dividends in excess of net income) Bank 12,244 508 23,687 Farmers Trust 237 (31 ) (20 ) Captive (20 ) 532 70 NET INCOME $ 41,876 $ 35,760 $ 32,569 STATEMENTS OF CASH FLOWS Years ended December 31, 2020 2019 2018 Cash flows from operating activities: Net income $ 41,876 $ 35,760 $ 32,569 Adjustments to reconcile net income to net cash from operating activities: Dividends in excess of net income (Equity in undistributed net income of subsidiary) (12,461 ) (1,009 ) (23,737 ) Other 1,167 (30 ) 1 NET CASH FROM OPERATING ACTIVITIES 30,582 34,721 8,833 Cash flows from investing activities: Net cash paid in business combinations (20,423 ) 0 0 NET CASH FROM INVESTING ACTIVITIES (20,423 ) 0 0 Cash flows from financing activities: Repurchase of common shares (14,238 ) (2,842 ) 0 Cash dividends paid (12,654 ) (10,539 ) (8,316 ) NET CASH FROM FINANCING ACTIVITIES (26,892 ) (13,381 ) (8,316 ) NET CHANGE IN CASH AND CASH EQUIVALENTS (16,733 ) 21,340 517 Beginning cash and cash equivalents 25,471 4,131 3,614 Ending cash and cash equivalents $ 8,738 $ 25,471 $ 4,131

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details Textual)	Jan. 01, 2021	Dec. 31, 2020USD ($)SegmentLocationCounty_Economy	Dec. 31, 2019USD ($)ReportingSegment	Jan. 01, 2019USD ($)	Dec. 31, 2018USD ($)
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Number of locations served by bank | Location		40
Purchased and sold period of federal fund		1 day
Delinquent period of loans after which interest income is discontinued		90 days
Number of county economy from which credit risk exposure effected | County_Economy		9
Percentage of portfolio loans secured by real estate		68.30%
Impairment on commercial and commercial real estate loans, threshold amount		$ 400,000
Impairment on consumer and residential real estate loans, threshold amount		250,000
Valuation allowance impairment against servicing assets		0	$ 0		$ 0
Other real estate owned		0	19,000
Restricted stock		$ 14,600,000	11,700,000
Recognized tax amount		50.00%
Charge accrued relating to pending settlement of legal contingency			505,000
Deposits with Federal Reserve Bank		$ 201,000,000	$ 36,100,000
Operating segments of business | Segment		2	3
ASU 2017-04
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Change in Accounting Principle, Accounting Standards Update, Adopted [true false]		true
Change in Accounting Principle, Accounting Standards Update, Adoption Date		Jan. 1, 2020
Change in Accounting Principle, Accounting Standards Update, Immaterial Effect [true false]		true
ASU 2016-02
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Change in Accounting Principle, Accounting Standards Update, Adopted [true false]		true
Change in Accounting Principle, Accounting Standards Update, Adoption Date		Jan. 1, 2019
Capitalization of leases as an asset				$ 3,600,000
Minimum | ASU 2016-13 | Subsequent Event
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Increase in percentage of allowance for loan losses	5.00%
Minimum | Core Deposits
Summary of Significant Accounting Policies (Textual) [Abstract]
Intangible assets amortized period		7 years
Minimum | Customer Relationships
Summary of Significant Accounting Policies (Textual) [Abstract]
Intangible assets amortized period		13 years
Maximum | ASU 2016-13 | Subsequent Event
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Increase in percentage of allowance for loan losses	10.00%
Maximum | Core Deposits
Summary of Significant Accounting Policies (Textual) [Abstract]
Intangible assets amortized period		8 years
Maximum | Customer Relationships
Summary of Significant Accounting Policies (Textual) [Abstract]
Intangible assets amortized period		15 years
Buildings | Minimum
Summary of Significant Accounting Policies (Textual) [Abstract]
Range of buildings and furniture depreciated		5 years
Buildings | Maximum
Summary of Significant Accounting Policies (Textual) [Abstract]
Range of buildings and furniture depreciated		40 years
Furniture Fixtures and Equipment | Minimum
Summary of Significant Accounting Policies (Textual) [Abstract]
Range of buildings and furniture depreciated		3 years
Furniture Fixtures and Equipment | Maximum
Summary of Significant Accounting Policies (Textual) [Abstract]
Range of buildings and furniture depreciated		10 years
Mortgage Servicing Rights
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Valuation allowance impairment against servicing assets		$ 0	$ 0
Residential Real Estate
Summary of Significant Accounting Policies (Textual) [Abstract]
Loan financing period		15 years
Southwestern Pennsylvania
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Number of locations served by bank | Location		1
NAI
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Number of reporting units | Reporting			1
Number of reportable segments | Segment			1

Business Combinations (Details

Business Combinations (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Jan. 07, 2020	Dec. 31, 2020	Dec. 31, 2019
Business Acquisition [Line Items]
Goodwill		$ 45,775	$ 38,201
Maple Leaf
Business Acquisition [Line Items]
Business acquisition, date of merger agreement	Jan. 7, 2020
Shares of stock issued for acquisition	1,398,229
Fair value of total consideration transferred	$ 42,977
Goodwill	$ 7,574
Maple Leaf | COMMON STOCK
Business Acquisition [Line Items]
Shares of stock issued for acquisition	45.5948
Cash consideration per share | $ / shares	$ 640
Exercise price of warrants	$ 370

Business Combinations (Details)

Business Combinations (Details) - USD ($) $ in Thousands	Jan. 07, 2020	Dec. 31, 2020	Dec. 31, 2019
Fair value of liabilities assumed
Goodwill created		$ 45,775	$ 38,201
Maple Leaf
Consideration
Cash	$ 20,423
Stock	22,554
Fair value of total consideration transferred	42,977
Fair value of assets acquired
Cash and due from financial institutions	18,219
Securities available for sale	69,547
Loans, net	181,280
Premises and equipment	229
Core deposit intangible	725
Other assets	6,398
Total assets acquired	276,398
Fair value of liabilities assumed
Deposits	183,251
Long-term borrowings	54,487
Accrued interest payable and other liabilities	3,257
Total liabilities	240,995
Net assets acquired	35,403
Goodwill created	7,574
Total net assets acquired	$ 42,977

Business Combinations (Detail_2

Business Combinations (Details 1) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Business Combinations [Abstract]
Net interest income	$ 96,550	$ 90,997
Net income	$ 41,915	$ 36,705
Basic earnings per share	$ 1.48	$ 1.32
Diluted earnings per share	$ 1.48	$ 1.32

Securities Available for Sale_2

Securities Available for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	$ 547,711	$ 419,795
Gross Unrealized Gains	28,395	13,504
Gross Unrealized Losses	(506)	(1,066)
Fair Value	575,600	432,233
U.S. Treasury and U.S. government sponsored entities
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	11,798	3,773
Gross Unrealized Gains	101	41
Gross Unrealized Losses	(54)	(3)
Fair Value	11,845	3,811
State and political subdivisions
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	344,160	250,905
Gross Unrealized Gains	22,350	10,944
Gross Unrealized Losses	(204)	(424)
Fair Value	366,306	261,425
Mortgage-backed securities - residential
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	157,106	145,886
Gross Unrealized Gains	4,919	2,396
Gross Unrealized Losses	(243)	(372)
Fair Value	161,782	147,910
Collateralized mortgage obligations
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	25,654	11,459
Gross Unrealized Gains	742	101
Gross Unrealized Losses	(3)	(213)
Fair Value	26,393	11,347
Corporate bonds
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	3,582	1,238
Gross Unrealized Gains	132	22
Gross Unrealized Losses	(2)	0
Fair Value	3,712	1,260
Small Business Administration
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	5,411	6,534
Gross Unrealized Gains	151	0
Gross Unrealized Losses	0	(54)
Fair Value	$ 5,562	$ 6,480

Securities Available for Sale_3

Securities Available for Sale (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Proceeds from sales of available-for-sale securities and the associated gains and losses
Proceeds	$ 60,341	$ 33,424	$ 16,162
Gross gains	394	211	408
Gross losses	$ (824)	$ (222)	$ (125)

Securities Available for Sale_4

Securities Available for Sale (Details Textual) $ in Thousands		12 Months Ended
		Dec. 31, 2020USD ($)Securities	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Schedule Of Available For Sale Securities [Line Items]
Tax provision related to net realized gain	[1]	$ (90)	$ (2)	$ 59
Pledged to secure public deposits and repurchase agreements and Pledge to qualify carrying amount of securities		$ 371,000	253,000
Number of securities not more than 10% of stockholder equities | Securities		0
Equity securities		$ 6,881	7,909
Number of securities | Securities		671
Number of securities on unrealized loss position | Securities		45
Small Business Investment Company Partnership Investments
Schedule Of Available For Sale Securities [Line Items]
Equity securities		$ 6,300
Local and Regional Bank Holdings and Other Miscellaneous Equity Funds
Schedule Of Available For Sale Securities [Line Items]
Equity securities		538
Farmers Trust Company
Schedule Of Available For Sale Securities [Line Items]
Pledged to secure public deposits and repurchase agreements and Pledge to qualify carrying amount of securities		$ 100	$ 100
[1]	Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income .

Securities Available for Sale_5

Securities Available for Sale (Details 2) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Amortized cost and fair value of the debt securities maturity
Amortized Cost, Within one year	$ 3,132
Amortized Cost, One to five years	4,808
Amortized Cost, Five to ten years	32,972
Amortized Cost, Beyond ten years	318,628
Amortized Cost, Mortgage-backed securities, collateralized mortgage obligations and Small Business Administration	188,171
Amortized Cost	547,711	$ 419,795
Fair Value, Within one year	3,181
Fair Value, One to five years	5,052
Fair Value, Five to ten years	34,580
Fair Value, Beyond ten years	339,050
Fair Value, Mortgage-backed securities, collateralized mortgage obligations and Small Business Administration	193,737
Fair Value, Total	$ 575,600	$ 432,233

Securities Available for Sale_6

Securities Available for Sale (Details 3) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	$ 91,251	$ 52,999
Unrealized Losses, Less Than 12 Months	(506)	(594)
Fair Value, 12 Months or Longer	0	31,039
Unrealized Losses, 12 Months or Longer	0	(472)
Fair Value, Total	91,251	84,038
Unrealized Losses, Total	(506)	(1,066)
U.S. Treasury and U.S. government sponsored entities
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	8,153	0
Unrealized Losses, Less Than 12 Months	(54)	0
Fair Value, 12 Months or Longer	0	622
Unrealized Losses, 12 Months or Longer	0	(3)
Fair Value, Total	8,153	622
Unrealized Losses, Total	(54)	(3)
State and political subdivisions
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	19,205	30,887
Unrealized Losses, Less Than 12 Months	(204)	(424)
Fair Value, 12 Months or Longer	0	0
Unrealized Losses, 12 Months or Longer	0	0
Fair Value, Total	19,205	30,887
Unrealized Losses, Total	(204)	(424)
Mortgage-backed securities - residential
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	63,401	14,435
Unrealized Losses, Less Than 12 Months	(243)	(98)
Fair Value, 12 Months or Longer	0	22,381
Unrealized Losses, 12 Months or Longer	0	(274)
Fair Value, Total	63,401	36,816
Unrealized Losses, Total	(243)	(372)
Collateralized mortgage obligations
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	294	1,198
Unrealized Losses, Less Than 12 Months	(3)	(18)
Fair Value, 12 Months or Longer	0	7,935
Unrealized Losses, 12 Months or Longer	0	(195)
Fair Value, Total	294	9,133
Unrealized Losses, Total	(3)	(213)
Corporate bonds
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	198	0
Unrealized Losses, Less Than 12 Months	(2)	0
Fair Value, 12 Months or Longer	0	100
Unrealized Losses, 12 Months or Longer	0	0
Fair Value, Total	198	100
Unrealized Losses, Total	(2)	0
Small Business Administration
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	0	6,479
Unrealized Losses, Less Than 12 Months	0	(54)
Fair Value, 12 Months or Longer	0	1
Unrealized Losses, 12 Months or Longer	0	0
Fair Value, Total	0	6,480
Unrealized Losses, Total	$ 0	$ (54)

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Schedule of loan balances
Total loans	$ 2,055,900	$ 1,797,052
Allowance for loan losses	(22,144)	(14,487)	$ (13,592)	$ (12,315)
Commercial real estate
Schedule of loan balances
Allowance for loan losses	(10,497)	(5,843)	(5,036)	(4,260)
Commercial
Schedule of loan balances
Allowance for loan losses	(4,920)	(2,323)	(2,093)	(2,011)
Residential real estate
Schedule of loan balances
Allowance for loan losses	(3,536)	(2,875)	(2,837)	(2,521)
Consumer
Schedule of loan balances
Allowance for loan losses	(2,523)	(2,710)	$ (2,963)	$ (2,848)
Originated Loans
Schedule of loan balances
Total loans	1,805,661	1,614,024
Originated Loans | Commercial real estate, Owner occupied | Commercial real estate
Schedule of loan balances
Loan balances	215,187	184,311
Originated Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Schedule of loan balances
Loan balances	309,777	287,160
Originated Loans | Commercial real estate, Farmland | Commercial real estate
Schedule of loan balances
Loan balances	156,277	138,702
Originated Loans | Commercial real estate, Other | Commercial real estate
Schedule of loan balances
Loan balances	78,140	93,501
Originated Loans | Commercial, Commercial and industrial | Commercial
Schedule of loan balances
Loan balances	385,831	244,172
Originated Loans | Residential real estate, 1-4 family residential | Residential real estate
Schedule of loan balances
Loan balances	324,723	324,964
Originated Loans | Commercial, Agricultural | Commercial
Schedule of loan balances
Loan balances	44,922	46,207
Originated Loans | Residential real estate, Home equity lines of credit | Residential real estate
Schedule of loan balances
Loan balances	92,968	91,958
Originated Loans | Consumer, Indirect | Consumer
Schedule of loan balances
Loan balances	164,620	166,149
Originated Loans | Consumer, Direct | Consumer
Schedule of loan balances
Loan balances	23,348	27,415
Originated Loans | Consumer, Other | Consumer
Schedule of loan balances
Loan balances	9,868	9,485
Acquired Loans
Schedule of loan balances
Total loans	272,150	194,206
Net deferred loan costs	233	3,309
Allowance for loan losses	(22,144)	(14,487)
Acquired Loans | Commercial real estate, Owner occupied | Commercial real estate
Schedule of loan balances
Loan balances	45,101	35,408
Acquired Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Schedule of loan balances
Loan balances	52,863	10,439
Acquired Loans | Commercial real estate, Farmland | Commercial real estate
Schedule of loan balances
Loan balances	26,080	35,377
Acquired Loans | Commercial real estate, Other | Commercial real estate
Schedule of loan balances
Loan balances	12,868	5,960
Acquired Loans | Commercial, Commercial and industrial | Commercial
Schedule of loan balances
Loan balances	18,662	11,651
Acquired Loans | Residential real estate, 1-4 family residential | Residential real estate
Schedule of loan balances
Loan balances	89,118	63,457
Acquired Loans | Commercial, Agricultural | Commercial
Schedule of loan balances
Loan balances	4,850	6,047
Acquired Loans | Residential real estate, Home equity lines of credit | Residential real estate
Schedule of loan balances
Loan balances	17,383	19,645
Acquired Loans | Consumer, Direct | Consumer
Schedule of loan balances
Loan balances	5,128	6,068
Acquired Loans | Consumer, Other | Consumer
Schedule of loan balances
Loan balances	$ 97	$ 154

Loans (Details 1)

Loans (Details 1) - National Bancshares Corporation - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable Impaired [Line Items]
Total outstanding balance	$ 1,178	$ 950
Carrying amount, net of allowance	917	690
Commercial real estate, Non-owner occupied | Commercial real estate
Financing Receivable Impaired [Line Items]
Loans acquired with deteriorated credit quality	574	225
Commercial, Commercial and industrial | Commercial
Financing Receivable Impaired [Line Items]
Loans acquired with deteriorated credit quality	$ 604	$ 725

Loans (Details 1) (Parenthetica

Loans (Details 1) (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Receivables Acquired with Deteriorated Credit Quality | National Bancshares Corporation
Financing Receivable Impaired [Line Items]
Acquired with deteriorated credit quality, allowances	$ 0	$ 0

Loans (Details 2)

Loans (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Receivables [Abstract]
Beginning balance	$ 65	$ 93	$ 170
New loans purchased	32	0	0
Accretion of income	(32)	(28)	(77)
Ending balance	$ 65	$ 65	$ 93

Loans (Details 3)

Loans (Details 3) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Allowance for loan losses
Beginning balance				$ 14,487				$ 13,592	$ 14,487	$ 13,592	$ 12,315
Provision for loan losses	$ 3,000	$ 2,600	$ 2,400	1,100	$ 600	$ 550	$ 750	550	9,100	2,450	3,000
Loans charged off									(2,053)	(2,347)	(2,856)
Recoveries									610	792	1,133
Ending balance	22,144				14,487				22,144	14,487	13,592
Commercial real estate
Allowance for loan losses
Beginning balance				5,843				5,036	5,843	5,036	4,260
Provision for loan losses									4,745	848	650
Loans charged off									(122)	(45)	0
Recoveries									31	4	126
Ending balance	10,497				5,843				10,497	5,843	5,036
Commercial
Allowance for loan losses
Beginning balance				2,323				2,093	2,323	2,093	2,011
Provision for loan losses									2,998	417	112
Loans charged off									(412)	(200)	(220)
Recoveries									11	13	190
Ending balance	4,920				2,323				4,920	2,323	2,093
Residential real estate
Allowance for loan losses
Beginning balance				2,875				2,837	2,875	2,837	2,521
Provision for loan losses									748	380	486
Loans charged off									(172)	(400)	(318)
Recoveries									85	58	148
Ending balance	3,536				2,875				3,536	2,875	2,837
Consumer
Allowance for loan losses
Beginning balance				2,710				2,963	2,710	2,963	2,848
Provision for loan losses									677	732	1,764
Loans charged off									(1,347)	(1,702)	(2,318)
Recoveries									483	717	669
Ending balance	2,523				2,710				2,523	2,710	2,963
Unallocated
Allowance for loan losses
Beginning balance				$ 736				$ 663	736	663	675
Provision for loan losses									(68)	73	(12)
Loans charged off									0	0	0
Recoveries									0	0	0
Ending balance	$ 668				$ 736				$ 668	$ 736	$ 663

Loans (Details 4)

Loans (Details 4) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$ 436	$ 61
Collectively evaluated for impairment	21,526	14,320
Acquired loans collectively evaluated for impairment	182	106
Total ending allowance balance	22,144	14,487	$ 13,592	$ 12,315
Loans:
Loans individually evaluated for impairment	6,613	4,253
Loans collectively evaluated for impairment	1,800,444	1,614,267
Acquired loans	270,070	192,329
Acquired with deteriorated credit quality	1,345,862	1,097,240
Loans	2,078,044	1,811,539
Receivables Acquired with Deteriorated Credit Quality
Ending allowance balance attributable to loans:
Acquired with deteriorated credit quality	0	0
Loans:
Acquired with deteriorated credit quality	917	690
Commercial real estate
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	10,400	5,790
Acquired loans collectively evaluated for impairment	97	53
Total ending allowance balance	10,497	5,843	5,036	4,260
Loans:
Loans individually evaluated for impairment	502	561
Loans collectively evaluated for impairment	758,050	702,226
Acquired loans	135,884	86,431
Loans	894,950	789,413
Commercial real estate | Receivables Acquired with Deteriorated Credit Quality
Ending allowance balance attributable to loans:
Acquired with deteriorated credit quality	0	0
Loans:
Acquired with deteriorated credit quality	514	195
Commercial
Ending allowance balance attributable to loans:
Individually evaluated for impairment	357	2
Collectively evaluated for impairment	4,546	2,309
Acquired loans collectively evaluated for impairment	17	12
Total ending allowance balance	4,920	2,323	2,093	2,011
Loans:
Loans individually evaluated for impairment	3,086	205
Loans collectively evaluated for impairment	424,379	290,017
Acquired loans	23,044	17,110
Loans	450,912	307,827
Commercial | Receivables Acquired with Deteriorated Credit Quality
Ending allowance balance attributable to loans:
Acquired with deteriorated credit quality	0	0
Loans:
Acquired with deteriorated credit quality	403	495
Residential real estate
Ending allowance balance attributable to loans:
Individually evaluated for impairment	79	59
Collectively evaluated for impairment	3,392	2,777
Acquired loans collectively evaluated for impairment	65	39
Total ending allowance balance	3,536	2,875	2,837	2,521
Loans:
Loans individually evaluated for impairment	2,836	3,240
Loans collectively evaluated for impairment	414,568	413,446
Acquired loans	105,936	82,615
Loans	523,340	499,301
Residential real estate | Receivables Acquired with Deteriorated Credit Quality
Ending allowance balance attributable to loans:
Acquired with deteriorated credit quality	0	0
Loans:
Acquired with deteriorated credit quality	0	0
Consumer
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	2,520	2,708
Acquired loans collectively evaluated for impairment	3	2
Total ending allowance balance	2,523	2,710	2,963	2,848
Loans:
Loans individually evaluated for impairment	189	247
Loans collectively evaluated for impairment	203,447	208,578
Acquired loans	5,206	6,173
Loans	208,842	214,998
Consumer | Receivables Acquired with Deteriorated Credit Quality
Ending allowance balance attributable to loans:
Acquired with deteriorated credit quality	0	0
Loans:
Acquired with deteriorated credit quality	0	0
Unallocated
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	668	736
Acquired loans collectively evaluated for impairment	0	0
Total ending allowance balance	668	736	$ 663	$ 675
Loans:
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	0	0
Acquired loans	0	0
Loans	0	0
Unallocated | Receivables Acquired with Deteriorated Credit Quality
Ending allowance balance attributable to loans:
Acquired with deteriorated credit quality	0	0
Loans:
Acquired with deteriorated credit quality	$ 0	$ 0

Loans (Details 5)

Loans (Details 5) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	$ 4,223	$ 4,617
Unpaid Principal Balance, With an allowance recorded	3,657	920
Unpaid Principal Balance	7,880	5,537
Recorded Investment, With no related allowance recorded	3,025	3,399
Recorded Investment, With an allowance recorded	3,588	854
Recorded Investment	6,613	4,253
Allowance for Loan Losses Allocated	436	61
Consumer
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	429	480
Unpaid Principal Balance, With an allowance recorded	2	0
Recorded Investment, With no related allowance recorded	186	247
Recorded Investment, With an allowance recorded	3	0
Allowance for Loan Losses Allocated	0	0
Commercial real estate, Owner occupied | Commercial real estate
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	0	22
Unpaid Principal Balance, With an allowance recorded	0	0
Recorded Investment, With no related allowance recorded	0	8
Recorded Investment, With an allowance recorded	0	0
Allowance for Loan Losses Allocated	0	0
Commercial real estate, Non-owner occupied | Commercial real estate
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	37	38
Unpaid Principal Balance, With an allowance recorded	0	0
Recorded Investment, With no related allowance recorded	31	34
Recorded Investment, With an allowance recorded	0	0
Allowance for Loan Losses Allocated	0	0
Commercial real estate, Farmland | Commercial real estate
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	484	570
Unpaid Principal Balance, With an allowance recorded	0	0
Recorded Investment, With no related allowance recorded	471	519
Recorded Investment, With an allowance recorded	0	0
Allowance for Loan Losses Allocated	0	0
Commercial, Commercial and industrial | Commercial
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	151	179
Unpaid Principal Balance, With an allowance recorded	3,007	53
Recorded Investment, With no related allowance recorded	105	141
Recorded Investment, With an allowance recorded	2,955	53
Allowance for Loan Losses Allocated	357	2
Commercial, Agricultural | Commercial
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	27	11
Unpaid Principal Balance, With an allowance recorded	0	0
Recorded Investment, With no related allowance recorded	26	11
Recorded Investment, With an allowance recorded	0	0
Allowance for Loan Losses Allocated	0	0
Residential real estate, 1-4 family residential | Residential real estate
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	2,660	2,889
Unpaid Principal Balance, With an allowance recorded	626	795
Recorded Investment, With no related allowance recorded	1,872	2,095
Recorded Investment, With an allowance recorded	627	729
Allowance for Loan Losses Allocated	75	52
Residential real estate, Home equity lines of credit | Residential real estate
Financing Receivable Impaired [Line Items]
Unpaid Principal Balance, With no related allowance recorded	435	428
Unpaid Principal Balance, With an allowance recorded	22	72
Recorded Investment, With no related allowance recorded	334	344
Recorded Investment, With an allowance recorded	3	72
Allowance for Loan Losses Allocated	$ 4	$ 7

Loans (Details 6)

Loans (Details 6) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	$ 3,309	$ 3,639	$ 4,001
Average Recorded Investment, With an allowance recorded	1,349	1,467	2,208
Average Recorded Investment	4,658	5,106	6,209
Interest Income Recognized, With no related allowance recorded	209	233	251
Interest Income Recognized, With related allowance recorded	115	41	58
Interest Income Recognized	324	274	309
Consumer
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	223	178	72
Average Recorded Investment, With an allowance recorded	0	11	3
Interest Income Recognized, With no related allowance recorded	25	22	11
Interest Income Recognized, With related allowance recorded	0	0	0
Commercial real estate, Owner occupied | Commercial real estate
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	0	273	490
Average Recorded Investment, With an allowance recorded	0	0	0
Interest Income Recognized, With no related allowance recorded	0	13	30
Interest Income Recognized, With related allowance recorded	0	0	0
Commercial real estate, Non-owner occupied | Commercial real estate
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	33	36	26
Average Recorded Investment, With an allowance recorded	0	0	0
Interest Income Recognized, With no related allowance recorded	1	1	2
Interest Income Recognized, With related allowance recorded	0	0	0
Commercial real estate, Farmland | Commercial real estate
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	502	270	0
Average Recorded Investment, With an allowance recorded	0	173	193
Interest Income Recognized, With no related allowance recorded	9	1	0
Interest Income Recognized, With related allowance recorded	0	0	0
Commercial, Commercial and industrial | Commercial
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	120	152	335
Average Recorded Investment, With an allowance recorded	631	57	68
Interest Income Recognized, With no related allowance recorded	9	11	6
Interest Income Recognized, With related allowance recorded	90	4	4
Commercial, Agricultural | Commercial
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	25	7	0
Average Recorded Investment, With an allowance recorded	0	0	0
Interest Income Recognized, With no related allowance recorded	4	0	0
Interest Income Recognized, With related allowance recorded	0	0	0
Residential real estate, 1-4 family residential | Residential real estate
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	2,039	2,368	2,769
Average Recorded Investment, With an allowance recorded	655	1,096	1,778
Interest Income Recognized, With no related allowance recorded	139	162	186
Interest Income Recognized, With related allowance recorded	23	31	47
Residential real estate, Home equity lines of credit | Residential real estate
Financing Receivable Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	367	355	309
Average Recorded Investment, With an allowance recorded	63	130	166
Interest Income Recognized, With no related allowance recorded	22	23	16
Interest Income Recognized, With related allowance recorded	$ 2	$ 6	$ 7

Loans (Details 7)

Loans (Details 7) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	$ 11,505	$ 5,478
Loans Past Due 90 Days or More Still Accruing	2,330	867
Originated Loans
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	5,792	3,197
Loans Past Due 90 Days or More Still Accruing	760	648
Originated Loans | Commercial real estate, Owner occupied | Commercial real estate
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	0	6
Loans Past Due 90 Days or More Still Accruing	335	0
Originated Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	0	0
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Commercial real estate, Farmland | Commercial real estate
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	0	14
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Commercial, Commercial and industrial | Commercial
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	3,312	567
Loans Past Due 90 Days or More Still Accruing	22	0
Originated Loans | Commercial, Agricultural | Commercial
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	205	0
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Residential real estate, 1-4 family residential | Residential real estate
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	866	1,234
Loans Past Due 90 Days or More Still Accruing	223	438
Originated Loans | Residential real estate, Home equity lines of credit | Residential real estate
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	603	669
Loans Past Due 90 Days or More Still Accruing	0	14
Originated Loans | Consumer, Indirect | Consumer
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	648	568
Loans Past Due 90 Days or More Still Accruing	64	120
Originated Loans | Consumer, Direct | Consumer
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	157	139
Loans Past Due 90 Days or More Still Accruing	111	70
Originated Loans | Consumer, Other | Consumer
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	1	0
Loans Past Due 90 Days or More Still Accruing	5	6
Acquired Loans
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	5,713	2,281
Loans Past Due 90 Days or More Still Accruing	1,570	219
Acquired Loans | Commercial real estate, Owner occupied | Commercial real estate
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	27	0
Loans Past Due 90 Days or More Still Accruing	0	0
Acquired Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	362	102
Loans Past Due 90 Days or More Still Accruing	0	0
Acquired Loans | Commercial real estate, Farmland | Commercial real estate
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	471	519
Loans Past Due 90 Days or More Still Accruing	95	0
Acquired Loans | Commercial, Commercial and industrial | Commercial
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	477	602
Loans Past Due 90 Days or More Still Accruing	0	0
Acquired Loans | Commercial, Agricultural | Commercial
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	4	9
Loans Past Due 90 Days or More Still Accruing	0	0
Acquired Loans | Residential real estate, 1-4 family residential | Residential real estate
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	4,128	659
Loans Past Due 90 Days or More Still Accruing	1,469	186
Acquired Loans | Residential real estate, Home equity lines of credit | Residential real estate
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	186	239
Loans Past Due 90 Days or More Still Accruing	0	9
Acquired Loans | Consumer, Direct | Consumer
Schedule of investment in nonaccrual and loans past due over 90 days still on accrual by class of loans
Nonaccrual	58	151
Loans Past Due 90 Days or More Still Accruing	$ 6	$ 24

Loans (Details 8)

Loans (Details 8) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Schedule of investment in past due loans
Total Past Due	$ 23,132	$ 18,238
Loans Not Past Due	2,054,912	1,793,301
Loans	2,078,044	1,811,539
Commercial real estate
Schedule of investment in past due loans
Loans	894,950	789,413
Commercial
Schedule of investment in past due loans
Loans	450,912	307,827
Residential real estate
Schedule of investment in past due loans
Loans	523,340	499,301
Consumer
Schedule of investment in past due loans
Loans	208,842	214,998
Financing Receivables, 30 to 59 Days Past Due
Schedule of investment in past due loans
Total Past Due	6,320	9,698
Financing Receivables, 60 to 89 Days Past Due
Schedule of investment in past due loans
Total Past Due	2,977	2,195
Financing Receivables, Equal to Greater than 90 Days Past Due
Schedule of investment in past due loans
Total Past Due	13,835	6,345
Residential real estate, 1-4 family residential | Residential real estate
Schedule of investment in past due loans
Loans	412,977	387,682
Residential real estate, Home equity lines of credit | Residential real estate
Schedule of investment in past due loans
Loans	110,363	111,619
Consumer, Indirect | Consumer
Schedule of investment in past due loans
Loans	170,288	171,725
Consumer, Direct | Consumer
Schedule of investment in past due loans
Loans	28,589	33,635
Consumer, Other | Consumer
Schedule of investment in past due loans
Loans	9,965	9,638
Originated Loans
Schedule of investment in past due loans
Total Past Due	12,372	13,574
Loans Not Past Due	1,793,539	1,603,765
Loans	1,805,911	1,617,339
Originated Loans | Financing Receivables, 30 to 59 Days Past Due
Schedule of investment in past due loans
Total Past Due	4,103	8,020
Originated Loans | Financing Receivables, 60 to 89 Days Past Due
Schedule of investment in past due loans
Total Past Due	1,717	1,709
Originated Loans | Financing Receivables, Equal to Greater than 90 Days Past Due
Schedule of investment in past due loans
Total Past Due	6,552	3,845
Originated Loans | Commercial real estate, Owner occupied | Commercial real estate
Schedule of investment in past due loans
Total Past Due	335	93
Loans Not Past Due	214,460	183,830
Loans	214,795	183,923
Originated Loans | Commercial real estate, Owner occupied | Financing Receivables, 30 to 59 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	87
Originated Loans | Commercial real estate, Owner occupied | Financing Receivables, 60 to 89 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Originated Loans | Commercial real estate, Owner occupied | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	335	6
Originated Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	2
Loans Not Past Due	309,216	286,522
Loans	309,216	286,524
Originated Loans | Commercial real estate, Non-owner occupied | Financing Receivables, 30 to 59 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	2
Originated Loans | Commercial real estate, Non-owner occupied | Financing Receivables, 60 to 89 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Originated Loans | Commercial real estate, Non-owner occupied | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Originated Loans | Commercial real estate, Farmland | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	14
Loans Not Past Due	156,053	138,501
Loans	156,053	138,515
Originated Loans | Commercial real estate, Farmland | Financing Receivables, 30 to 59 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Originated Loans | Commercial real estate, Farmland | Financing Receivables, 60 to 89 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Originated Loans | Commercial real estate, Farmland | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	14
Originated Loans | Commercial real estate, Other | Commercial real estate
Schedule of investment in past due loans
Total Past Due	261	0
Loans Not Past Due	77,725	93,271
Loans	77,986	93,271
Originated Loans | Commercial real estate, Other | Financing Receivables, 30 to 59 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	261	0
Originated Loans | Commercial real estate, Other | Financing Receivables, 60 to 89 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Originated Loans | Commercial real estate, Other | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Originated Loans | Commercial, Commercial and industrial | Commercial
Schedule of investment in past due loans
Total Past Due	3,751	2,598
Loans Not Past Due	378,594	241,210
Loans	382,345	243,808
Originated Loans | Commercial, Commercial and industrial | Financing Receivables, 30 to 59 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	356	1,458
Originated Loans | Commercial, Commercial and industrial | Financing Receivables, 60 to 89 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	61	573
Originated Loans | Commercial, Commercial and industrial | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	3,334	567
Originated Loans | Commercial, Agricultural | Commercial
Schedule of investment in past due loans
Total Past Due	505	180
Loans Not Past Due	44,555	46,142
Loans	45,060	46,322
Originated Loans | Commercial, Agricultural | Financing Receivables, 30 to 59 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	45	103
Originated Loans | Commercial, Agricultural | Financing Receivables, 60 to 89 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	255	77
Originated Loans | Commercial, Agricultural | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	205	0
Originated Loans | Residential real estate, 1-4 family residential | Residential real estate
Schedule of investment in past due loans
Total Past Due	3,731	5,690
Loans Not Past Due	320,129	318,536
Loans	323,860	324,226
Originated Loans | Residential real estate, 1-4 family residential | Financing Receivables, 30 to 59 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	1,668	3,811
Originated Loans | Residential real estate, 1-4 family residential | Financing Receivables, 60 to 89 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	974	207
Originated Loans | Residential real estate, 1-4 family residential | Financing Receivables, Equal to Greater than 90 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	1,089	1,672
Originated Loans | Residential real estate, Home equity lines of credit | Residential real estate
Schedule of investment in past due loans
Total Past Due	1,022	974
Loans Not Past Due	91,957	91,000
Loans	92,979	91,974
Originated Loans | Residential real estate, Home equity lines of credit | Financing Receivables, 30 to 59 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	419	270
Originated Loans | Residential real estate, Home equity lines of credit | Financing Receivables, 60 to 89 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	0	21
Originated Loans | Residential real estate, Home equity lines of credit | Financing Receivables, Equal to Greater than 90 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	603	683
Originated Loans | Consumer, Indirect | Consumer
Schedule of investment in past due loans
Total Past Due	2,043	2,820
Loans Not Past Due	168,245	168,905
Loans	170,288	171,725
Originated Loans | Consumer, Indirect | Financing Receivables, 30 to 59 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	1,046	1,599
Originated Loans | Consumer, Indirect | Financing Receivables, 60 to 89 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	285	533
Originated Loans | Consumer, Indirect | Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	712	688
Originated Loans | Consumer, Direct | Consumer
Schedule of investment in past due loans
Total Past Due	672	1,018
Loans Not Past Due	22,789	26,549
Loans	23,461	27,567
Originated Loans | Consumer, Direct | Financing Receivables, 30 to 59 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	284	537
Originated Loans | Consumer, Direct | Financing Receivables, 60 to 89 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	120	272
Originated Loans | Consumer, Direct | Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	268	209
Originated Loans | Consumer, Other | Consumer
Schedule of investment in past due loans
Total Past Due	52	185
Loans Not Past Due	9,816	9,299
Loans	9,868	9,484
Originated Loans | Consumer, Other | Financing Receivables, 30 to 59 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	24	153
Originated Loans | Consumer, Other | Financing Receivables, 60 to 89 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	22	26
Originated Loans | Consumer, Other | Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	6	6
Acquired Loans
Schedule of investment in past due loans
Total Past Due	10,760	4,664
Loans Not Past Due	261,373	189,536
Loans	272,133	194,200
Acquired Loans | Financing Receivables, 30 to 59 Days Past Due
Schedule of investment in past due loans
Total Past Due	2,217	1,678
Acquired Loans | Financing Receivables, 60 to 89 Days Past Due
Schedule of investment in past due loans
Total Past Due	1,260	486
Acquired Loans | Financing Receivables, Equal to Greater than 90 Days Past Due
Schedule of investment in past due loans
Total Past Due	7,283	2,500
Acquired Loans | Commercial real estate, Owner occupied | Commercial real estate
Schedule of investment in past due loans
Total Past Due	27
Loans Not Past Due	45,072	35,424
Loans	45,099	35,424
Acquired Loans | Commercial real estate, Owner occupied | Financing Receivables, 30 to 59 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Acquired Loans | Commercial real estate, Owner occupied | Financing Receivables, 60 to 89 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Acquired Loans | Commercial real estate, Owner occupied | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	27	0
Acquired Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Schedule of investment in past due loans
Total Past Due	559	102
Loans Not Past Due	52,295	10,317
Loans	52,854	10,419
Acquired Loans | Commercial real estate, Non-owner occupied | Financing Receivables, 30 to 59 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	197	0
Acquired Loans | Commercial real estate, Non-owner occupied | Financing Receivables, 60 to 89 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Acquired Loans | Commercial real estate, Non-owner occupied | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	362	102
Acquired Loans | Commercial real estate, Farmland | Commercial real estate
Schedule of investment in past due loans
Total Past Due	566	519
Loans Not Past Due	25,513	34,858
Loans	26,079	35,377
Acquired Loans | Commercial real estate, Farmland | Financing Receivables, 30 to 59 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Acquired Loans | Commercial real estate, Farmland | Financing Receivables, 60 to 89 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Acquired Loans | Commercial real estate, Farmland | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	566	519
Acquired Loans | Commercial real estate, Other | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	69
Loans Not Past Due	12,868	5,891
Loans	12,868	5,960
Acquired Loans | Commercial real estate, Other | Financing Receivables, 30 to 59 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	69
Acquired Loans | Commercial real estate, Other | Financing Receivables, 60 to 89 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Acquired Loans | Commercial real estate, Other | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial real estate
Schedule of investment in past due loans
Total Past Due	0	0
Acquired Loans | Commercial, Commercial and industrial | Commercial
Schedule of investment in past due loans
Total Past Due	886	650
Loans Not Past Due	17,772	11,000
Loans	18,658	11,650
Acquired Loans | Commercial, Commercial and industrial | Financing Receivables, 30 to 59 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	19	47
Acquired Loans | Commercial, Commercial and industrial | Financing Receivables, 60 to 89 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	390	1
Acquired Loans | Commercial, Commercial and industrial | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	477	602
Acquired Loans | Commercial, Agricultural | Commercial
Schedule of investment in past due loans
Total Past Due	8	17
Loans Not Past Due	4,841	6,030
Loans	4,849	6,047
Acquired Loans | Commercial, Agricultural | Financing Receivables, 30 to 59 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	4	0
Acquired Loans | Commercial, Agricultural | Financing Receivables, 60 to 89 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	0	8
Acquired Loans | Commercial, Agricultural | Financing Receivables, Equal to Greater than 90 Days Past Due | Commercial
Schedule of investment in past due loans
Total Past Due	4	9
Acquired Loans | Residential real estate, 1-4 family residential | Residential real estate
Schedule of investment in past due loans
Total Past Due	8,372	2,452
Loans Not Past Due	80,745	61,004
Loans	89,117	63,456
Acquired Loans | Residential real estate, 1-4 family residential | Financing Receivables, 30 to 59 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	1,954	1,159
Acquired Loans | Residential real estate, 1-4 family residential | Financing Receivables, 60 to 89 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	821	448
Acquired Loans | Residential real estate, 1-4 family residential | Financing Receivables, Equal to Greater than 90 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	5,597	845
Acquired Loans | Residential real estate, Home equity lines of credit | Residential real estate
Schedule of investment in past due loans
Total Past Due	209	312
Loans Not Past Due	17,175	19,333
Loans	17,384	19,645
Acquired Loans | Residential real estate, Home equity lines of credit | Financing Receivables, 30 to 59 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	23	56
Acquired Loans | Residential real estate, Home equity lines of credit | Financing Receivables, 60 to 89 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	0	8
Acquired Loans | Residential real estate, Home equity lines of credit | Financing Receivables, Equal to Greater than 90 Days Past Due | Residential real estate
Schedule of investment in past due loans
Total Past Due	186	248
Acquired Loans | Consumer, Indirect | Consumer
Schedule of investment in past due loans
Loans	0	0
Acquired Loans | Consumer, Direct | Consumer
Schedule of investment in past due loans
Total Past Due	133	543
Loans Not Past Due	4,995	5,525
Loans	5,128	6,068
Acquired Loans | Consumer, Direct | Financing Receivables, 30 to 59 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	20	347
Acquired Loans | Consumer, Direct | Financing Receivables, 60 to 89 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	49	21
Acquired Loans | Consumer, Direct | Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	64	175
Acquired Loans | Consumer, Other | Consumer
Schedule of investment in past due loans
Total Past Due	0	0
Loans Not Past Due	97	154
Loans	97	154
Acquired Loans | Consumer, Other | Financing Receivables, 30 to 59 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	0	0
Acquired Loans | Consumer, Other | Financing Receivables, 60 to 89 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	0	0
Acquired Loans | Consumer, Other | Financing Receivables, Equal to Greater than 90 Days Past Due | Consumer
Schedule of investment in past due loans
Total Past Due	$ 0	$ 0

Loans (Details Textual)

Loans (Details Textual)	3 Months Ended								12 Months Ended
	Dec. 31, 2020USD ($)Customer	Sep. 30, 2020USD ($)	Jun. 30, 2020USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Sep. 30, 2019USD ($)	Jun. 30, 2019USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2020USD ($)LoansCustomer	Dec. 31, 2019USD ($)Loans	Dec. 31, 2018USD ($)Loans
Financing Receivable Modifications [Line Items]
Total troubled debt restructurings	$ 4,100,000				$ 4,600,000				$ 4,100,000	$ 4,600,000
Specific reserves to customers	436,000				61,000				436,000	61,000
Commitments to lend additional amounts to borrowers classified as troubled debt restructurings	0				0				0	0
Allowance adjustment charge offs									65,000	126,000	$ 66,000
Increase in the allowance for loan losses as a result of the allowance									65,000	126,000	66,000
Provision for loan losses	3,000,000	$ 2,600,000	$ 2,400,000	$ 1,100,000	600,000	$ 550,000	$ 750,000	$ 550,000	9,100,000	2,450,000	3,000,000
Maximum commercial loan and commercial real estate relationships	750,000								750,000
Small Business Administration (SBA), CARES Act, Paycheck Protection Program
Financing Receivable Modifications [Line Items]
Total troubled debt restructurings	$ 199,800,000								$ 199,800,000
Number of business customers facilitated assistance | Customer	1,714								1,714
Payments received from forgiveness of loans									$ 67,600,000
Percentage of payments received from forgiveness of loans									33.80%
Commercial real estate
Financing Receivable Modifications [Line Items]
Specific reserves to customers	$ 0				0				$ 0	0
Provision for loan losses									4,745,000	848,000	650,000
Commercial
Financing Receivable Modifications [Line Items]
Specific reserves to customers	357,000				2,000				357,000	2,000
Provision for loan losses									$ 2,998,000	417,000	112,000
Payment Deferral
Financing Receivable Modifications [Line Items]
Number of months offered, deferrals									3 months
Second Three Month Deferral Payments | Commercial real estate
Financing Receivable Modifications [Line Items]
Total troubled debt restructurings	28,500,000								$ 28,500,000
Second Three Month Deferral Payments | Commercial
Financing Receivable Modifications [Line Items]
Total troubled debt restructurings	4,900,000								4,900,000
Residential real estate loan
Financing Receivable Modifications [Line Items]
Total troubled debt restructurings	12,000				19,000				$ 12,000	$ 19,000	$ 146,000
Troubled debt restructured loans with subsequent payment defaults | Loans | Loans									1	1	2
Provision for loan losses									$ 0	$ 0	$ 0
Loans default payment past due period									30 days
Troubled debt restructurings
Financing Receivable Modifications [Line Items]
Specific reserves to customers	$ 81,000				$ 61,000				$ 81,000	$ 61,000
Contractual Interest Rate Reduction | Minimum
Financing Receivable Modifications [Line Items]
Reduction of the notes stated interest rate									0.24%
Contractual Interest Rate Reduction | Maximum
Financing Receivable Modifications [Line Items]
Reduction of the notes stated interest rate									2.74%
Extended Maturity | Minimum
Financing Receivable Modifications [Line Items]
Maturity period loans									2 months
Extended Maturity | Maximum
Financing Receivable Modifications [Line Items]
Maturity period loans									183 months

Loans (Details 9)

Loans (Details 9) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)Loan	Dec. 31, 2019USD ($)Loan	Dec. 31, 2018USD ($)Loan
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	45	63	59
Pre-Modification Outstanding Recorded Investment	$ 719	$ 1,449	$ 1,747
Post-Modification Outstanding Recorded Investment	$ 726	$ 1,460	$ 1,763
Originated Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	42	51	40
Pre-Modification Outstanding Recorded Investment	$ 579	$ 663	$ 955
Post-Modification Outstanding Recorded Investment	$ 582	$ 670	$ 955
Originated Loans | Consumer
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	1	2	2
Pre-Modification Outstanding Recorded Investment	$ 15	$ 46	$ 19
Post-Modification Outstanding Recorded Investment	$ 15	$ 46	$ 19
Originated Loans | Commercial, Agricultural
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	1
Pre-Modification Outstanding Recorded Investment	$ 21
Post-Modification Outstanding Recorded Investment	$ 21
Originated Loans | Residential real estate, 1-4 family residential
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	7	6	7
Pre-Modification Outstanding Recorded Investment	$ 261	$ 178	$ 348
Post-Modification Outstanding Recorded Investment	$ 262	$ 181	$ 348
Originated Loans | Residential real estate, Home equity lines of credit
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	4	3	6
Pre-Modification Outstanding Recorded Investment	$ 100	$ 90	$ 91
Post-Modification Outstanding Recorded Investment	$ 102	$ 94	$ 91
Originated Loans | Consumer, Indirect
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	29	39	23
Pre-Modification Outstanding Recorded Investment	$ 182	$ 337	$ 118
Post-Modification Outstanding Recorded Investment	$ 182	$ 337	$ 118
Originated Loans | Commercial, Commercial and industrial
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		1	1
Pre-Modification Outstanding Recorded Investment		$ 12	$ 19
Post-Modification Outstanding Recorded Investment		$ 12	$ 19
Originated Loans | Commercial real estate, Owner occupied
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			1
Pre-Modification Outstanding Recorded Investment			$ 360
Post-Modification Outstanding Recorded Investment			$ 360
Acquired Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	3	12	19
Pre-Modification Outstanding Recorded Investment	$ 140	$ 786	$ 792
Post-Modification Outstanding Recorded Investment	$ 144	$ 790	$ 808
Acquired Loans | Consumer
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		3	2
Pre-Modification Outstanding Recorded Investment		$ 14	$ 24
Post-Modification Outstanding Recorded Investment		$ 14	$ 24
Acquired Loans | Commercial real estate, Farmland
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		3	1
Pre-Modification Outstanding Recorded Investment		$ 527	$ 258
Post-Modification Outstanding Recorded Investment		$ 527	$ 258
Acquired Loans | Residential real estate, 1-4 family residential
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	3	4	7
Pre-Modification Outstanding Recorded Investment	$ 140	$ 201	$ 321
Post-Modification Outstanding Recorded Investment	$ 144	$ 205	$ 337
Acquired Loans | Residential real estate, Home equity lines of credit
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		1	1
Pre-Modification Outstanding Recorded Investment		$ 17	$ 32
Post-Modification Outstanding Recorded Investment		$ 17	$ 32
Acquired Loans | Commercial, Commercial and industrial
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		1	7
Pre-Modification Outstanding Recorded Investment		$ 27	$ 115
Post-Modification Outstanding Recorded Investment		$ 27	$ 115
Acquired Loans | Commercial real estate, Non-owner occupied
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			1
Pre-Modification Outstanding Recorded Investment			$ 42
Post-Modification Outstanding Recorded Investment			$ 42

Loans (Details 10)

Loans (Details 10) $ in Thousands	Dec. 31, 2020USD ($)Loan	Dec. 31, 2020USD ($)Loan	Dec. 31, 2019USD ($)Loan	Dec. 31, 2018Loan
Financing Receivable Modifications [Line Items]
Outstanding Balance | $	$ 4,100	$ 4,100	$ 4,600
Number of Loans | Loan		45	63	59
Payment Deferral
Financing Receivable Modifications [Line Items]
Outstanding Balance | $	$ 20,453	$ 20,453
Number of Loans | Loan	9
Commercial real estate | Payment Deferral
Financing Receivable Modifications [Line Items]
Outstanding Balance | $	$ 19,027	19,027
Number of Loans | Loan	6
Commercial | Payment Deferral
Financing Receivable Modifications [Line Items]
Outstanding Balance | $	$ 1,424	1,424
Number of Loans | Loan	2
Consumer | Payment Deferral
Financing Receivable Modifications [Line Items]
Outstanding Balance | $	$ 2	$ 2
Number of Loans | Loan	1

Loans (Details 11)

Loans (Details 11) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	$ 1,345,862	$ 1,097,240
Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	1,298,645	1,070,176
Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	21,593	16,348
Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	25,624	10,716
Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	1,185,455	992,363
Originated Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	1,146,329	971,033
Originated Loans | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	21,054	15,867
Originated Loans | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	18,072	5,463
Originated Loans | Commercial real estate | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	214,795	183,923
Originated Loans | Commercial real estate | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	309,216	286,524
Originated Loans | Commercial real estate | Commercial farmland
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	156,053	138,515
Originated Loans | Commercial real estate | Commercial real estate, Other
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	77,986	93,271
Originated Loans | Commercial real estate | Pass | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	208,289	177,540
Originated Loans | Commercial real estate | Pass | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	290,773	279,103
Originated Loans | Commercial real estate | Pass | Commercial farmland
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	153,225	136,674
Originated Loans | Commercial real estate | Pass | Commercial real estate, Other
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	77,432	93,082
Originated Loans | Commercial real estate | Special Mention | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	5,121	5,357
Originated Loans | Commercial real estate | Special Mention | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	11,240	7,374
Originated Loans | Commercial real estate | Special Mention | Commercial farmland
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	2,464	1,457
Originated Loans | Commercial real estate | Special Mention | Commercial real estate, Other
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	387	0
Originated Loans | Commercial real estate | Substandard | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	1,385	1,026
Originated Loans | Commercial real estate | Substandard | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	7,203	47
Originated Loans | Commercial real estate | Substandard | Commercial farmland
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	364	384
Originated Loans | Commercial real estate | Substandard | Commercial real estate, Other
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	167	189
Originated Loans | Commercial | Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	382,345	243,808
Originated Loans | Commercial | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	45,060	46,322
Originated Loans | Commercial | Pass | Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	372,083	238,351
Originated Loans | Commercial | Pass | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	44,527	46,283
Originated Loans | Commercial | Special Mention | Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	1,522	1,673
Originated Loans | Commercial | Special Mention | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	320	6
Originated Loans | Commercial | Substandard | Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	8,740	3,784
Originated Loans | Commercial | Substandard | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	213	33
Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	160,407	104,877
Acquired Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	152,316	99,143
Acquired Loans | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	539	481
Acquired Loans | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	7,552	5,253
Acquired Loans | Commercial real estate | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	45,099	35,424
Acquired Loans | Commercial real estate | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	52,854	10,419
Acquired Loans | Commercial real estate | Commercial farmland
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	26,079	35,377
Acquired Loans | Commercial real estate | Commercial real estate, Other
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	12,868	5,960
Acquired Loans | Commercial real estate | Pass | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	44,031	34,707
Acquired Loans | Commercial real estate | Pass | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	50,053	10,246
Acquired Loans | Commercial real estate | Pass | Commercial farmland
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	24,637	32,112
Acquired Loans | Commercial real estate | Pass | Commercial real estate, Other
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	12,868	5,891
Acquired Loans | Commercial real estate | Special Mention | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	87	110
Acquired Loans | Commercial real estate | Special Mention | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	49	54
Acquired Loans | Commercial real estate | Special Mention | Commercial farmland
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	100	0
Acquired Loans | Commercial real estate | Special Mention | Commercial real estate, Other
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	0	0
Acquired Loans | Commercial real estate | Substandard | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	981	607
Acquired Loans | Commercial real estate | Substandard | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	2,752	119
Acquired Loans | Commercial real estate | Substandard | Commercial farmland
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	1,342	3,265
Acquired Loans | Commercial real estate | Substandard | Commercial real estate, Other
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	0	69
Acquired Loans | Commercial | Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	18,658	11,650
Acquired Loans | Commercial | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	4,849	6,047
Acquired Loans | Commercial | Pass | Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	16,246	10,570
Acquired Loans | Commercial | Pass | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	4,481	5,617
Acquired Loans | Commercial | Special Mention | Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	0	0
Acquired Loans | Commercial | Special Mention | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	303	317
Acquired Loans | Commercial | Substandard | Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	2,412	1,080
Acquired Loans | Commercial | Substandard | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	$ 65	$ 113

Loans (Details 12)

Loans (Details 12) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable Recorded Investment [Line Items]
Loans	$ 2,078,044	$ 1,811,539
Residential real estate
Financing Receivable Recorded Investment [Line Items]
Loans	523,340	499,301
Residential real estate | Residential real estate, 1-4 family residential
Financing Receivable Recorded Investment [Line Items]
Loans	412,977	387,682
Residential real estate | Residential real estate, Home equity lines of credit
Financing Receivable Recorded Investment [Line Items]
Loans	110,363	111,619
Consumer
Financing Receivable Recorded Investment [Line Items]
Loans	208,842	214,998
Consumer | Consumer, Indirect
Financing Receivable Recorded Investment [Line Items]
Loans	170,288	171,725
Consumer | Consumer, Direct
Financing Receivable Recorded Investment [Line Items]
Loans	28,589	33,635
Consumer | Consumer, Other
Financing Receivable Recorded Investment [Line Items]
Loans	9,965	9,638
Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans	1,805,911	1,617,339
Originated Loans | Residential real estate | Residential real estate, 1-4 family residential
Financing Receivable Recorded Investment [Line Items]
Loans	323,860	324,226
Originated Loans | Residential real estate | Residential real estate, 1-4 family residential | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	322,771	322,554
Originated Loans | Residential real estate | Residential real estate, 1-4 family residential | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	1,089	1,672
Originated Loans | Residential real estate | Residential real estate, Home equity lines of credit
Financing Receivable Recorded Investment [Line Items]
Loans	92,979	91,974
Originated Loans | Residential real estate | Residential real estate, Home equity lines of credit | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	92,376	91,291
Originated Loans | Residential real estate | Residential real estate, Home equity lines of credit | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	603	683
Originated Loans | Consumer | Consumer, Indirect
Financing Receivable Recorded Investment [Line Items]
Loans	170,288	171,725
Originated Loans | Consumer | Consumer, Indirect | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	169,576	171,037
Originated Loans | Consumer | Consumer, Indirect | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	712	688
Originated Loans | Consumer | Consumer, Direct
Financing Receivable Recorded Investment [Line Items]
Loans	23,461	27,567
Originated Loans | Consumer | Consumer, Direct | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	23,193	27,358
Originated Loans | Consumer | Consumer, Direct | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	268	209
Originated Loans | Consumer | Consumer, Other
Financing Receivable Recorded Investment [Line Items]
Loans	9,868	9,484
Originated Loans | Consumer | Consumer, Other | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	9,862	9,478
Originated Loans | Consumer | Consumer, Other | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	6	6
Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans	272,133	194,200
Acquired Loans | Residential real estate | Residential real estate, 1-4 family residential
Financing Receivable Recorded Investment [Line Items]
Loans	89,117	63,456
Acquired Loans | Residential real estate | Residential real estate, 1-4 family residential | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	83,520	62,611
Acquired Loans | Residential real estate | Residential real estate, 1-4 family residential | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	5,597	845
Acquired Loans | Residential real estate | Residential real estate, Home equity lines of credit
Financing Receivable Recorded Investment [Line Items]
Loans	17,384	19,645
Acquired Loans | Residential real estate | Residential real estate, Home equity lines of credit | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	17,198	19,397
Acquired Loans | Residential real estate | Residential real estate, Home equity lines of credit | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	186	248
Acquired Loans | Consumer | Consumer, Indirect
Financing Receivable Recorded Investment [Line Items]
Loans	0	0
Acquired Loans | Consumer | Consumer, Indirect | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	0	0
Acquired Loans | Consumer | Consumer, Indirect | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	0	0
Acquired Loans | Consumer | Consumer, Direct
Financing Receivable Recorded Investment [Line Items]
Loans	5,128	6,068
Acquired Loans | Consumer | Consumer, Direct | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	5,064	5,893
Acquired Loans | Consumer | Consumer, Direct | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	64	175
Acquired Loans | Consumer | Consumer, Other
Financing Receivable Recorded Investment [Line Items]
Loans	97	154
Acquired Loans | Consumer | Consumer, Other | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	97	154
Acquired Loans | Consumer | Consumer, Other | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	$ 0	$ 0

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME	$ 10,682	$ 9,467	$ 9,136	$ 7,870	$ 7,647	$ 7,441	$ 6,994	$ 6,520	$ 37,155	$ 28,602	$ 25,499
Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income									3,682	4,514	4,254
Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									3,927	3,522	3,351
Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									7,632	7,475	7,126
Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									3,124	2,919	2,621
Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									1,523	1,489	1,684
Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									1,530	1,406	1,103
Operating Segments
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME									37,155	28,602	25,499
Operating Segments | Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income									3,682	4,514	4,254
Operating Segments | Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									3,927	3,522	3,351
Operating Segments | Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									7,632	7,475	7,126
Operating Segments | Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									3,124	2,919	2,621
Operating Segments | Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									1,523	1,489	1,684
Operating Segments | Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									1,530	1,406	1,103
Operating Segments | Other
Disaggregation Of Revenue [Line Items]
Other (outside the scope of ASC 606)									15,737	7,277	5,360
Operating Segments | Trust Segment
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME									9,155	8,964	8,810
Operating Segments | Trust Segment | Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Trust Segment | Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Trust Segment | Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									7,632	7,475	7,126
Operating Segments | Trust Segment | Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Trust Segment | Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									1,523	1,489	1,684
Operating Segments | Trust Segment | Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Trust Segment | Other
Disaggregation Of Revenue [Line Items]
Other (outside the scope of ASC 606)									0	0	0
Operating Segments | Bank Segment
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME									28,000	19,638	16,689
Operating Segments | Bank Segment | Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income									3,682	4,514	4,254
Operating Segments | Bank Segment | Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									3,927	3,522	3,351
Operating Segments | Bank Segment | Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Bank Segment | Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									3,124	2,919	2,621
Operating Segments | Bank Segment | Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Bank Segment | Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									1,530	1,406	1,103
Operating Segments | Bank Segment | Other
Disaggregation Of Revenue [Line Items]
Other (outside the scope of ASC 606)									$ 15,737	$ 7,277	$ 5,360

Revenue from Contracts with C_4

Revenue from Contracts with Customers (Details Textual) - ASC 606	12 Months Ended
	Dec. 31, 2020USD ($)
Revenue From Contract With Customer [Line Items]
Contingent debit card interchange fees	$ 0
Contingent incentive fees	0
Contingent commission	$ 0
Percentage of insurance agency commissions representing total revenue	2.10%
Percentage of retirement plan consulting fees representing total revenue	1.00%
Percentage of investment commissions representing total revenue	1.00%
Cetera
Revenue From Contract With Customer [Line Items]
Contingent investment commissions to be refunded	$ 0

Loan Servicing - Summary of Pri

Loan Servicing - Summary of Principal Balance for Mortgage Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
FHLMC
Mortgage loan portfolio serviced for:
Loan Portfolio Expense	$ 430,233	$ 276,863

Loan Servicing - Additional Inf

Loan Servicing - Additional Information (Details) - USD ($)	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Transfers And Servicing [Abstract]
Escrow balances maintained in connection with serviced loans	$ 3,400,000	$ 2,200,000
Mortgage servicing rights, valuation allowance	$ 0	$ 0	$ 0

Loan Servicing - Summary of Act

Loan Servicing - Summary of Activity for Mortgage Servicing Rights of Acquisition (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Servicing rights:
Beginning balance	$ 1,721	$ 1,468	$ 1,242
Additions	2,429	813	627
Amortization to expense	(952)	(560)	(401)
Ending balance	$ 3,198	$ 1,721	$ 1,468

Fair Value (Details)

Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Financial Assets
Securities available for sale	$ 575,600	$ 432,233
Equity securities	6,881	7,909
Loan yield maintenance provisions	4,221	1,898
Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	582,481	440,142
Loan yield maintenance provisions	4,221	1,898
Corporate bonds
Financial Assets
Securities available for sale	3,712	1,260
Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	3,712	1,260
Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	26,393	11,347
Small Business Administration
Financial Assets
Securities available for sale	5,562	6,480
Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	5,562	6,480
Other equity investments measured at net asset value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	6,343	7,315
U.S. Treasury and U.S. government sponsored entities
Financial Assets
Securities available for sale	11,845	3,811
U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	11,845	3,811
State and political subdivisions
Financial Assets
Securities available for sale	366,306	261,425
State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	366,306	261,425
Mortgage-backed securities - residential
Financial Assets
Securities available for sale	161,782	147,910
Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	161,782	147,910
Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	538	594
Interest rate swaps | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	4,221	1,898
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	538	594
Loan yield maintenance provisions	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	538	594
Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate swaps | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	0	0
Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	575,596	432,228
Loan yield maintenance provisions	4,221	1,898
Significant Other Observable Inputs (Level 2) | Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	3,712	1,260
Significant Other Observable Inputs (Level 2) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	26,393	11,347
Significant Other Observable Inputs (Level 2) | Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	5,562	6,480
Significant Other Observable Inputs (Level 2) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	11,845	3,811
Significant Other Observable Inputs (Level 2) | State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	366,306	261,425
Significant Other Observable Inputs (Level 2) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	161,778	147,905
Significant Other Observable Inputs (Level 2) | Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	0	0
Significant Other Observable Inputs (Level 2) | Interest rate swaps | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	4,221	1,898
Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	4	5
Loan yield maintenance provisions	0	0
Significant Unobservable Inputs (Level 3) | Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	4	5
Significant Unobservable Inputs (Level 3) | Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	0	0
Significant Unobservable Inputs (Level 3) | Interest rate swaps | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	$ 0	$ 0

Fair Value (Details Textual)

Fair Value (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair value assets liabilities transfers amount between level 1 and level 2	$ 0	$ 0
Impaired loans, unpaid principal balance with allowance recorded	3,657	920
Impaired loans, allowance	436	61
Troubled debt restructurings	4,100	4,600
Other real estate owned measured at fair value less costs to sell	0	0
Write down of other real estate owned	$ 19	68
Maximum maturity period of short term borrowings	90 days
Measured Using Present Value of Cash Flows
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Troubled debt restructurings	$ 513	583
Collateral Dependent Impaired Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans, unpaid principal balance with allowance recorded	2,300	208
Impaired loans, allowance	368	13
Provision for loan losses	$ 440	$ 134

Fair Value (Details 1)

Fair Value (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs
Beginning Balance	$ 5	$ 6	$ 8
Repayments, calls and maturities	(1)	(1)	(2)
Acquired and/or purchased	0	0	0
Ending Balance	$ 4	$ 5	$ 6

Fair Value (Details 2)

Fair Value (Details 2) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	$ 6,613	$ 4,253
Commercial | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	1,770
Residential Real Estate | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	82	183
Consumer | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	36	12
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential Real Estate | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Consumer | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0	0
Significant Other Observable Inputs (Level 2) | Commercial | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0
Significant Other Observable Inputs (Level 2) | Residential Real Estate | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0	0
Significant Other Observable Inputs (Level 2) | Consumer | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0	0
Significant Unobservable Inputs (Level 3) | Commercial | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	1,770
Significant Unobservable Inputs (Level 3) | Residential Real Estate | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	82	183
Significant Unobservable Inputs (Level 3) | Consumer | Fair Value, Measurements, Nonrecurring
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	$ 36	$ 12

Fair Value (Details 3)

Fair Value (Details 3) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Fair value measurements for financial instruments
Recorded Investment	$ 6,613	$ 4,253
Fair Value, Measurements, Nonrecurring | Commercial
Fair value measurements for financial instruments
Recorded Investment	1,770
Fair Value, Measurements, Nonrecurring | Residential Real Estate
Fair value measurements for financial instruments
Recorded Investment	82	183
Fair Value, Measurements, Nonrecurring | Consumer
Fair value measurements for financial instruments
Recorded Investment	36	12
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Commercial
Fair value measurements for financial instruments
Recorded Investment	$ 1,770
Fair Value Measurements Valuation Technique(s) Description	Sales comparison
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Commercial | Minimum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(24.01)
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Commercial | Maximum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	17.93
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Commercial | Weighted Average | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(0.48)
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Residential Real Estate
Fair value measurements for financial instruments
Recorded Investment	$ 82	$ 183
Fair Value Measurements Valuation Technique(s) Description	Sales comparison	Sales comparison
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Residential Real Estate | Minimum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(40)	(24.26)
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Residential Real Estate | Maximum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	47.15	23.74
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Residential Real Estate | Weighted Average | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(17.77)	14.53
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Consumer
Fair value measurements for financial instruments
Recorded Investment	$ 36	$ 12
Fair Value Measurements Valuation Technique(s) Description	Sales comparison	Sales comparison
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Consumer | Minimum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(23.60)	(12.95)
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Consumer | Maximum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	23.60	12.95
Fair Value, Measurements, Nonrecurring | Sales Comparison Valuation | Consumer | Weighted Average | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	0	0

Fair Value (Details 4)

Fair Value (Details 4) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Financial assets
Cash and cash equivalents, Carrying Amount	$ 254,621	$ 70,760	$ 57,926	$ 57,614
Restricted stock, Carrying Amount	14,647	11,729
Loans held for sale, Carrying Amount	4,766	2,600
Loans, net, Carrying Amount	2,055,900	1,797,052
Accrued interest receivable, Carrying Amount	9,880	7,552
Financial liabilities
Deposits, Carrying Amount	2,610,878	2,008,964
Short-term borrowings, Carrying Amount	2,521	77,050
Long-term borrowings	76,385	45,147
Accrued interest payable, Carrying Amount	690	1,070
Fair Value, Measurements, Recurring
Financial assets
Cash and cash equivalents, Fair Value	254,621	70,760
Loans held for sale, Fair Value	4,909	2,678
Loans, net, Fair Value	2,036,872	1,760,062
Accrued interest receivable, Fair Value	9,880	7,552
Financial liabilities
Deposits, Fair Value	2,606,872	2,009,568
Short-term borrowings, Fair Value	2,521	77,050
Long-term borrowings, Fair Value	77,189	45,998
Accrued interest payable, Fair value	690	1,070
Fair Value, Measurements, Recurring | Level 1
Financial assets
Cash and cash equivalents, Fair Value	20,503	23,229
Loans held for sale, Fair Value	0	0
Loans, net, Fair Value	0	0
Accrued interest receivable, Fair Value	0	0
Financial liabilities
Deposits, Fair Value	2,097,732	1,457,309
Short-term borrowings, Fair Value	0	0
Long-term borrowings, Fair Value	0	0
Accrued interest payable, Fair value	36	61
Fair Value, Measurements, Recurring | Level 2
Financial assets
Cash and cash equivalents, Fair Value	234,118	47,531
Loans held for sale, Fair Value	4,909	2,678
Loans, net, Fair Value	0	0
Accrued interest receivable, Fair Value	3,297	2,578
Financial liabilities
Deposits, Fair Value	487,105	495,222
Short-term borrowings, Fair Value	2,521	77,050
Long-term borrowings, Fair Value	77,189	45,998
Accrued interest payable, Fair value	654	1,009
Fair Value, Measurements, Recurring | Level 3
Financial assets
Cash and cash equivalents, Fair Value	0	0
Loans held for sale, Fair Value	0	0
Loans, net, Fair Value	2,036,872	1,760,062
Accrued interest receivable, Fair Value	6,583	4,974
Financial liabilities
Deposits, Fair Value	0	0
Short-term borrowings, Fair Value	0	0
Long-term borrowings, Fair Value	0	0
Accrued interest payable, Fair value	$ 0	$ 0

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Premises and equipment
Premises and equipment, gross	$ 46,327	$ 43,396
Less accumulated depreciation	(20,707)	(19,579)
NET BOOK VALUE	25,620	23,817
Land
Premises and equipment
Premises and equipment, gross	4,594	4,737
Buildings
Premises and equipment
Premises and equipment, gross	24,717	24,752
Furniture Fixtures and Equipment
Premises and equipment
Premises and equipment, gross	11,646	10,304
Leasehold Improvements
Premises and equipment
Premises and equipment, gross	541	482
Right of use assets
Premises and equipment
Premises and equipment, gross	$ 4,829	$ 3,121

Premises and Equipment (Detai_2

Premises and Equipment (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Premises and Equipment (Textual) [Abstract]
Depreciation expense	$ 1.5	$ 1.5	$ 1.5

Premises and Equipment (Detai_3

Premises and Equipment (Details 1) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Property Plant And Equipment [Line Items]
Premises and equipment, gross	$ 6,009	$ 3,648
Less: accumulated amortization	(1,180)	(527)
TOTAL	4,829	3,121
Buildings
Property Plant And Equipment [Line Items]
Premises and equipment, gross	5,215	2,854
Equipment
Property Plant And Equipment [Line Items]
Premises and equipment, gross	$ 794	$ 794

Leases (Details Textual)

Leases (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Lessee Lease Description [Line Items]
Operating leases options to extend [true false]	true
Operating leases options to terminate the lease	January of 2021
Operating lease, description	The Company has operating leases for branch office locations, vehicles and certain office equipment such as printers, copiers and faxes. The leases have remaining lease terms of up to 9.5 years, some of which include options to extend the lease for up to 10 years and some of which include options to terminate the lease in January of 2021.
Operating lease, right-of-use asset	$ 4,829	$ 3,121
Operating lease, liability	$ 4,966	$ 3,200
Operating Lease, Liability, Statement of Financial Position [Extensible List]	us-gaap:OtherLiabilities	us-gaap:OtherLiabilities
Operating lease, payments	$ 782	$ 584
Finance leases, interest expense	133	103
Finance leases, amortization expense	$ 456	$ 355
Weighted average remaining lease term	4 years 10 months 24 days
Weighted-average discount rate	2.98%
Maximum [Member]
Lessee Lease Description [Line Items]
Operating leases remaining lease terms	9 years 6 months
Operating leases options to extend	10 years

Leases (Details)

Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Leases [Abstract]
2021	$ 799
2022	624
2023	568
2024	398
2025	410
Thereafter	3,177
Total Payments	5,976
Less: Imputed Interest	(1,010)
Total	$ 4,966	$ 3,200
Operating Lease, Liability, Statement of Financial Position [Extensible List]	us-gaap:OtherLiabilities	us-gaap:OtherLiabilities

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Goodwill And Intangible Assets Disclosure [Abstract]
Goodwill associated with the Company's purchase and other past acquisitions	$ 45,775	$ 38,201
Aggregate intangible amortization expense	$ 1,327	$ 1,306	$ 1,418

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Acquired intangible assets
Gross Carrying Amount	$ 15,139	$ 14,414
Accumulated Amortization	(11,297)	(9,970)
Customer Relationships
Acquired intangible assets
Gross Carrying Amount	7,210	7,210
Accumulated Amortization	(6,318)	(5,938)
Non-compete contracts
Acquired intangible assets
Gross Carrying Amount	430	430
Accumulated Amortization	(388)	(384)
Trade Name
Acquired intangible assets
Gross Carrying Amount	520	520
Accumulated Amortization	(320)	(277)
Core Deposits
Acquired intangible assets
Gross Carrying Amount	6,979	6,254
Accumulated Amortization	$ (4,271)	$ (3,371)

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets (Details 1) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Finite Lived Intangible Assets Future Amortization Expense [Abstract]
2021	$ 1,264
2022	1,090
2023	617
2024	313
2025	252
Thereafter	306
TOTAL	$ 3,842	$ 4,444

Interest Bearing Deposits (Deta

Interest Bearing Deposits (Details Textual) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Interest Bearing Deposits (Textual) [Abstract]
Minimum time deposits amount	$ 250,000
Time deposits of $100 thousand or more	$ 136,900,000	$ 108,200,000

Interest Bearing Deposits (De_2

Interest Bearing Deposits (Details) - Certificates of Deposit and Brokered Time Deposits $ in Thousands	Dec. 31, 2020USD ($)
Summary of scheduled maturities of certificates of deposit
2021	$ 295,729
2022	46,082
2023	21,122
2024	46,102
2025	69,695
Thereafter	5,206
TOTAL	$ 483,936

Interest Bearing Deposits (De_3

Interest Bearing Deposits (Details 1) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Summary of year-end interest bearing deposits
Demand	$ 1,030,426	$ 678,465
Money market	217,025	177,381
Savings	270,700	224,373
Brokered time deposits	32,000	84,075
Certificates of deposit	451,936	410,544
TOTAL	$ 2,002,087	$ 1,574,838

Short-term borrowings (Details

Short-term borrowings (Details Textual)	12 Months Ended
	Dec. 31, 2020USD ($)Bank	Dec. 31, 2019USD ($)
Short Term Debt [Line Items]
Short-term Federal Home Loan Banks advances	$ 66,980,000	$ 42,841,000
Maturity of repurchase agreements	89 days
Securities Sold under Agreements to Repurchase and Other Short Term Borrowings (Additional Textual) [Abstract]
Interest rate, effective percentage	4.60%	4.75%
Domestic Line of Credit
Short Term Debt [Line Items]
Access to lines of credit at domestic banks	$ 35,000,000
Number of domestic banks | Bank	2
Unsecured revolving line of credit, outstanding balance	$ 0	$ 0
Revolving Credit Facility
Short Term Debt [Line Items]
Debt Instrument, Interest Rate, Stated Percentage	4.50%
Revolving Credit Facility | Farmers National Banc Corp | Unsecured Debt
Short Term Debt [Line Items]
Unsecured revolving line of credit, outstanding balance	$ 6,500,000
Letter of Credit
Short Term Debt [Line Items]
Unsecured revolving line of credit, outstanding balance	$ 350,000	350,000
Debt Instrument, Interest Rate, Stated Percentage	3.50%
US Treasury and Government Short-term Debt Securities
Short Term Debt [Line Items]
Pledged securities, percentage of repurchase agreement balances	105.00%
Carrying amount of securities sold under repurchase agreement	$ 2,300,000	1,800,000
Pledged
Short Term Debt [Line Items]
Short-term Federal Home Loan Banks advances	$ 0	$ 75,000,000

Short-term borrowings (Details)

Short-term borrowings (Details) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Assets Sold Under Agreements To Repurchase [Line Items]
Amount of Advances	$ 66,980,000	$ 42,841,000
Weighted Average
Assets Sold Under Agreements To Repurchase [Line Items]
Weighted Average Interest Rate	1.39%	1.78%
Pledged
Assets Sold Under Agreements To Repurchase [Line Items]
Amount of Advances	$ 0	$ 75,000,000
Pledged | Weighted Average
Assets Sold Under Agreements To Repurchase [Line Items]
Weighted Average Interest Rate		1.33%
Pledged | Repurchase advance
Assets Sold Under Agreements To Repurchase [Line Items]
Amount of Advances		$ 50,000,000
Pledged | Repurchase advance | Weighted Average
Assets Sold Under Agreements To Repurchase [Line Items]
Weighted Average Interest Rate		1.63%
Pledged | Fixed rate advances
Assets Sold Under Agreements To Repurchase [Line Items]
Amount of Advances		$ 25,000,000
Pledged | Fixed rate advances | Weighted Average
Assets Sold Under Agreements To Repurchase [Line Items]
Weighted Average Interest Rate		0.72%

Short-term borrowings (Detail_2

Short-term borrowings (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Summary of securities sold under agreements to repurchase
Average balance during the year	$ 3,425	$ 3,343	$ 51,694
Average interest rate during the year	0.66%	1.36%	0.67%
Maximum month-end balance during the year	$ 5,150	$ 5,505	$ 87,163
Weighted average year-end interest rate	0.66%	1.36%	0.67%
Balance at year-end	$ 2,171	$ 1,700	$ 4,409

Short-term borrowings (Detail_3

Short-term borrowings (Details 2) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings	$ 2,521	$ 77,050
Repurchase agreement
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings	2,171	1,700
Repurchase agreement | U.S. Treasury and U.S. government sponsored entities
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings	42	55
Repurchase agreement | State and political subdivisions
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings	1,407	627
Repurchase agreement | Mortgage-backed securities - residential
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings	568	948
Repurchase agreement | Collateralized mortgage obligations
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings	$ 154	$ 70

Long-Term Borrowings (Details)

Long-Term Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Summary of long-term advances from the Federal Home Loan Bank
Amount of Advances	$ 66,980	$ 42,841
Weighted Average
Summary of long-term advances from the Federal Home Loan Bank
Weighted Average Interest Rate	1.39%	1.78%
Fixed-rate constant payment advances
Summary of long-term advances from the Federal Home Loan Bank
Amount of Advances	$ 1,980	$ 2,841
Fixed-rate constant payment advances | Weighted Average
Summary of long-term advances from the Federal Home Loan Bank
Weighted Average Interest Rate	1.70%	1.70%
Convertible and putable fixed-rate advance
Summary of long-term advances from the Federal Home Loan Bank
Amount of Advances	$ 65,000	$ 40,000
Convertible and putable fixed-rate advance | Weighted Average
Summary of long-term advances from the Federal Home Loan Bank
Weighted Average Interest Rate	1.38%	1.79%

Long-Term Borrowings (Details T

Long-Term Borrowings (Details Textual) $ in Millions	12 Months Ended
	Dec. 31, 2020USD ($)Entity	Dec. 31, 2019USD ($)
Debt Instrument [Line Items]
Residential mortgage, commercial real estate, and multi-family loans	$ 616.4	$ 577.9
Additional borrowing limit	$ 549.5
Number of special purpose entities | Entity	2
Long-term investments	$ 9.4	$ 2.3
Debt interest rate payment description	The debt has a floating rate that is determined quarterly based on the three-month LIBOR
Debenture maturity date	Dec. 31, 2036
Trust Preferred Debenture | Special Purpose Entity One
Debt Instrument [Line Items]
Long-term investments	$ 7
Interest rate	2.02%
Trust Preferred Debenture | Special Purpose Entity Two
Debt Instrument [Line Items]
Long-term investments	$ 2.4
Interest rate	1.92%

Long-Term Borrowings (Details 1

Long-Term Borrowings (Details 1) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Maturing in:
2021	$ 853
2022	729
2023	398
2024	0
2025	0
Thereafter	65,000
TOTAL	$ 66,980	$ 42,841

Commitments and Contingent Li_3

Commitments and Contingent Liabilities (Details) - Commitments and Unused Lines of Credit - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Fixed Rate
The contractual amounts of financial instruments with off-balance-sheet risk at year end
Total contractual amounts of financial instruments with off-balance-sheet risk	$ 80,567	$ 85,558
Variable Rate
The contractual amounts of financial instruments with off-balance-sheet risk at year end
Total contractual amounts of financial instruments with off-balance-sheet risk	$ 344,970	$ 286,876

Commitments and Contingent Li_4

Commitments and Contingent Liabilities (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Commitments and Contingent Liabilities (Additional Textual) [Abstract]
Maximum commitment period to make loans	30 days
Standby letters of credit contractual value	$ 5,000,000	$ 6,800,000
Maximum subscription amount committed in SBIC investment funds	8,000,000
Investment in SBIC funds	$ 7,200,000
Commitments and Unused Lines of Credit | Minimum
Commitments and Contingent Liabilities (Textual) [Abstract]
Debt Instrument, Interest Rate, Stated Percentage	2.25%	2.99%
Commitments and Unused Lines of Credit | Maximum
Commitments and Contingent Liabilities (Textual) [Abstract]
Debt Instrument, Interest Rate, Stated Percentage	21.90%	21.90%

Stock Based Compensation (Detai

Stock Based Compensation (Details Textual) - 2017 Incentive Plan - USD ($) $ / shares in Units, $ in Millions	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Number of shares vested	115,032
Number of shares vested, weighted average fair value	$ 11.71
Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Maximum shares available under equity incentive plan				800,000
Number of shares available for grant	396,315
Stock based compensation expense	$ 1.4	$ 1.4	$ 1.7
Unrecognized compensation expense	$ 1.2
Compensation cost not yet recognized, period for recognition	2 years 2 months 12 days
Time Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share awards granted under equity incentive plan	29,045
Number of shares vested	35,006
Number of shares vested, weighted average fair value	$ 14.50
Performance Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share awards granted under equity incentive plan	50,187
Number of shares vested	80,026
Number of shares vested, weighted average fair value	$ 13.55

Stock Based Compensation (Det_2

Stock Based Compensation (Details) - 2017 Incentive Plan	12 Months Ended
	Dec. 31, 2020$ / sharesshares
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vested, Maximum Awarded Units | shares	(115,032)
Vested, Weighted Average Grant Date Fair Value | $ / shares	$ 11.71
Time Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Beginning balance - non-vested shares, Maximum Awarded Unit | shares	81,165
Granted, Maximum Awarded Units | shares	29,045
Vested, Maximum Awarded Units | shares	(35,006)
Forfeited, Maximum Awarded Units | shares	(7,439)
Ending balance - non-vested shares, Maximum Awarded Unit | shares	67,765
Beginning balance - non-vested shares, Weighted Average Grant Date Fair Value | $ / shares	$ 14.17
Granted, Weighted Average Grant Date Fair Value | $ / shares	15.01
Vested, Weighted Average Grant Date Fair Value | $ / shares	14.50
Forfeited, Weighted Average Grant Date Fair Value | $ / shares	14.61
Ending balance - non-vested shares, Weighted Average Grant Date Fair Value | $ / shares	$ 14.32
Performance Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Beginning balance - non-vested shares, Maximum Awarded Unit | shares	192,665
Granted, Maximum Awarded Units | shares	50,187
Vested, Maximum Awarded Units | shares	(80,026)
Forfeited, Maximum Awarded Units | shares	(9,756)
Ending balance - non-vested shares, Maximum Awarded Unit | shares	153,070
Beginning balance - non-vested shares, Weighted Average Grant Date Fair Value | $ / shares	$ 13.72
Granted, Weighted Average Grant Date Fair Value | $ / shares	15.93
Vested, Weighted Average Grant Date Fair Value | $ / shares	13.55
Forfeited, Weighted Average Grant Date Fair Value | $ / shares	14.97
Ending balance - non-vested shares, Weighted Average Grant Date Fair Value | $ / shares	$ 14.46

Regulatory Matters (Details Tex

Regulatory Matters (Details Textual) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Regulatory Matters (Additional Textual) [Abstract]
Common equity tier 1 capital to risk-weighted assets, capital conservation buffer ratio	2.50%
Tier 1 capital to risk-weighted assets, capital conservation buffer ratio	2.50%
Total capital to risk-weighted assets, capital conservation buffer ratio	2.50%
Capital conservation buffer ratio	2.50%	2.50%
Capital conservation buffer, additional capital amount required	$ 52,900,000	$ 47,800,000
Minimum ratio of common equity tier 1 capital to risk-weighted assets	4.50%	4.50%
Minimum ratio of tier 1 capital to risk-weighted assets	0.060	0.060
Minimum ratio of total capital to risk-weighted assets	0.080	0.080
Minimum leverage ratio	0.040	0.040
Farmers National Banc Corp
Regulatory Matters (Additional Textual) [Abstract]
Minimum ratio of common equity tier 1 capital to risk-weighted assets	4.50%	4.50%
Minimum ratio of tier 1 capital to risk-weighted assets	0.060	0.060
Minimum ratio of total capital to risk-weighted assets	0.080	0.080
Minimum leverage ratio	0.040	0.040
Dividends that can be declared without prior approval	$ 12,800,000
Farmers Trust Company
Regulatory Matters (Additional Textual) [Abstract]
Minimum capital maintained by trust	3,000,000
Dividends that can be declared without prior approval	$ 206,000

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Common equity tier 1 capital ratio
Actual, Amount	$ 279,864	$ 247,395
Actual, Ratio	13.22%	12.94%
Requirement for Capital Adequacy Purposes, Amount	$ 95,211	$ 86,039
Requirement for Capital Adequacy Purposes, Ratio	4.50%	4.50%
Total risk based capital ratio
Actual, Amount	$ 311,413	$ 264,188
Actual, Ratio	0.1472	0.1382
Requirement for Capital Adequacy Purposes, Amount	$ 169,264	$ 152,958
Requirement for Capital Adequacy Purposes, Ratio	0.080	0.080
Tier 1 risk based capital ratio
Actual, Amount	$ 289,269	$ 249,701
Actual, Ratio	0.1367	0.1306
Requirement for Capital Adequacy Purposes, Amount	$ 126,948	$ 114,719
Requirement for Capital Adequacy Purposes, Ratio	0.060	0.060
Tier 1 leverage ratio
Actual, Amount	$ 289,269	$ 249,701
Actual, Ratio	0.0977	0.1069
Requirement for Capital Adequacy Purposes, Amount	$ 118,464	$ 93,406
Requirement for Capital Adequacy Purposes, Ratio	0.040	0.040
Farmers National Banc Corp
Common equity tier 1 capital ratio
Actual, Amount	$ 268,041	$ 213,507
Actual, Ratio	12.71%	11.19%
Requirement for Capital Adequacy Purposes, Amount	$ 94,903	$ 85,854
Requirement for Capital Adequacy Purposes, Ratio	4.50%	4.50%
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 137,083	$ 124,011
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%	6.50%
Total risk based capital ratio
Actual, Amount	$ 290,185	$ 227,994
Actual, Ratio	0.1376	0.1195
Requirement for Capital Adequacy Purposes, Amount	$ 168,717	$ 152,629
Requirement for Capital Adequacy Purposes, Ratio	0.080	0.080
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 210,897	$ 190,787
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.100	0.100
Tier 1 risk based capital ratio
Actual, Amount	$ 268,041	$ 213,507
Actual, Ratio	0.1271	0.1119
Requirement for Capital Adequacy Purposes, Amount	$ 126,538	$ 114,472
Requirement for Capital Adequacy Purposes, Ratio	0.060	0.060
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 168,717	$ 152,629
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.080	0.080
Tier 1 leverage ratio
Actual, Amount	$ 268,041	$ 213,507
Actual, Ratio	0.0910	0.0906
Requirement for Capital Adequacy Purposes, Amount	$ 117,877	$ 94,304
Requirement for Capital Adequacy Purposes, Ratio	0.040	0.040
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 147,346	$ 117,881
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.050	0.050

Employee Benefit Plans (Details

Employee Benefit Plans (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
National Bancshares Corporation
Defined Benefit Plan Disclosure [Line Items]
(Benefit) expense under the plan	$ 180	$ 136	$ (19)
Liability under the Plan	$ 1,100	1,000
Director age for eligibility for annual retirement benefit plan	70 years
Maximum years for benefit payment under the plan	15 years
Retirement Savings Plan
Defined Benefit Plan Disclosure [Line Items]
Employees who have completed no days of service	90 days
Percentage of matching contribution by company	50.00%
(Benefit) expense under the plan	$ 665	708	573
Retirement Savings Plan | Maximum
Defined Benefit Plan Disclosure [Line Items]
Percentage of the participants' voluntary contributions of gross wages	6.00%
Profit Sharing Plan
Defined Benefit Plan Disclosure [Line Items]
(Benefit) expense under the plan	$ 195	$ 95	$ 78
Annual compensation for associates, Percent	2.00%	1.00%	1.00%
Deferred Compensation Plan
Defined Benefit Plan Disclosure [Line Items]
(Benefit) expense under the plan	$ 7	$ 7	$ 8
Liability under the Plan	105	115
Deferred compensation plan asset recorded	1,900	1,300
Deferred compensation plan liability recorded	$ 1,900	$ 1,300

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Provision for income taxes (credit)
Current expense									$ 9,922	$ 7,626	$ 6,123
Deferred expense (benefit)									(1,526)	(311)	(409)
TOTALS	$ 2,351	$ 2,443	$ 1,906	$ 1,696	$ 2,186	$ 2,071	$ 1,488	$ 1,570	$ 8,396	$ 7,315	$ 5,714

Income Taxes (Details Textual)

Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Income Taxes (Textual) [Abstract]
Federal statutory income tax rate	21.00%
Valuation allowance for deferred tax assets	$ 0	$ 0
Unrecognized tax benefits	$ 0	$ 0
Earliest Tax Year
Income Taxes (Textual) [Abstract]
Open tax year	2017
Latest Tax Year
Income Taxes (Textual) [Abstract]
Open tax year	2019

Income Taxes (Details 1)

Income Taxes (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Effective Income Tax Rate Reconciliation, Amount [Abstract]
Statutory tax									$ 10,557	$ 9,046	$ 8,039
Effect of nontaxable interest									(1,896)	(1,655)	(1,439)
Bank owned life insurance, net									(167)	(171)	(182)
Tax credits									23	3	24
Effect of nontaxable insurance premiums									(198)	(204)	(188)
Stock compensation									12	(100)	(486)
Other									65	396	(54)
TOTALS	$ 2,351	$ 2,443	$ 1,906	$ 1,696	$ 2,186	$ 2,071	$ 1,488	$ 1,570	$ 8,396	$ 7,315	$ 5,714

Income Taxes (Details 2)

Income Taxes (Details 2) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Deferred tax assets:
Allowance for credit losses	$ 4,650	$ 3,032
Deferred and accrued compensation	1,413	1,194
Deferred loan fees and costs	507	584
Nonaccrual loan interest income	563	429
Other-than-temporary impairment	24	0
Restricted stock	521	456
Lease liabilities	1,043	669
Other	0	46
Gross deferred tax assets	8,721	6,410
Deferred tax liabilities:
Depreciation and amortization	(748)	(577)
Net unrealized gain on securities available for sale	(5,857)	(2,612)
Federal Home Loan Bank dividends	(684)	(658)
Purchase accounting adjustments	(1,313)	(359)
Mortgage servicing rights	(672)	(363)
Prepaid expenses	(274)	(224)
Lease right of use asset	(1,014)	(655)
Other	(107)	0
Gross deferred tax liabilities	(10,669)	(5,448)
NET DEFERRED TAX LIABILITY	$ (1,948)
NET DEFERRED TAX ASSET		$ 962

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Comprehensive Income Net Of Tax [Abstract]
Unrealized holding gains (losses) on available-for-sale securities during the year, pre-tax		$ 15,836	$ 17,513	$ (5,343)
Reclassification adjustment for (gains) losses included in net income, pre-tax	[1]	430	11	(283)
Net other comprehensive income (loss), pre-tax		16,266	17,524	(5,626)
Unrealized holding gains (losses) on available-for-sale securities during the year, tax		(3,970)	(3,666)	1,110
Reclassification adjustment for (gains) losses included in net income, tax	[1]	(90)	(2)	59
Net other comprehensive income (loss), tax		(4,060)	(3,668)	1,169
Unrealized holding gains (losses) on available-for-sale securities during the year, after tax		11,866	13,847	(4,233)
Reclassification adjustment for (gains) losses included in net income, after-tax	[1]	340	9	(224)
Net other comprehensive income (loss), after-tax		$ 12,206	$ 13,856	$ (4,457)
[1]	Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income .

Related Party Transactions (Det

Related Party Transactions (Details) - Affiliated Entity - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Loans to principal officers, directors, and their affiliates
Beginning balance	$ 13,147	$ 16,308
New loans	1,917	2,447
Effect of changes in composition of related parties	0	0
Repayments	(3,061)	(5,608)
Ending balance	$ 12,003	$ 13,147

Related Party Transactions (D_2

Related Party Transactions (Details Textual) - USD ($) $ in Millions	Dec. 31, 2020	Dec. 31, 2019
Affiliated Entity
Related Party Transactions (Textual) [Abstract]
Deposits from principal officers, directors, and their affiliates	$ 26.8	$ 11.6

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Basic EPS
Net income	$ 11,357	$ 10,869	$ 11,011	$ 8,639	$ 9,675	$ 9,154	$ 8,543	$ 8,388	$ 41,876	$ 35,760	$ 32,569
Weighted average shares outstanding									28,266,509	27,734,994	27,674,705
Basic earnings per share									$ 1.48	$ 1.29	$ 1.18
Diluted EPS
Net income	$ 11,357	$ 10,869	$ 11,011	$ 8,639	$ 9,675	$ 9,154	$ 8,543	$ 8,388	$ 41,876	$ 35,760	$ 32,569
Weighted average shares outstanding									28,266,509	27,734,994	27,674,705
Average unvested restricted stock awards									127,487	140,990	299,480
Weighted average shares for diluted earnings per share									28,393,996	27,875,984	27,974,185
Diluted earnings per share	$ 0.40	$ 0.38	$ 0.39	$ 0.30	$ 0.35	$ 0.33	$ 0.31	$ 0.30	$ 1.47	$ 1.28	$ 1.16

Earnings Per Share (Details Tex

Earnings Per Share (Details Textual) - shares	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Restricted Stock Awards
Earnings Per Share Basic [Line Items]
Anti-dilutive securities excluded from computation of earnings per share	0	0	0

Interest Rate Swaps (Details)

Interest Rate Swaps (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Interest Rate Derivatives [Abstract]
Notional amounts	$ 41,315	$ 42,178
Weighted average pay rate on interest-rate swaps	4.63%	4.60%
Weighted average receive rate on interest-rate swaps	2.36%	4.02%
Weighted average maturity (years)	4 years 3 months 18 days	4 years 2 months 12 days
Fair value of interest-rate swaps	$ (4,221)	$ (1,898)
Fair value of loan yield maintenance provisions	$ 4,221	$ 1,898

Interest Rate Swaps (Details Te

Interest Rate Swaps (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Interest rate swaps
Derivative [Line Items]
Net Gain or Loss recognized in earnings	$ 0	$ 0	$ 0

Segment Information (Details)

Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Segment Reporting Information [Line Items]
Goodwill and other intangibles	$ 49,617				$ 42,645				$ 49,617	$ 42,645
Total assets	3,071,148				2,449,158				3,071,148	2,449,158
Net interest income	25,803	$ 24,165	$ 23,921	$ 22,302	21,165	$ 20,757	$ 20,491	$ 19,965	96,191	82,378	$ 78,501
Provision for loan losses	3,000	2,600	2,400	1,100	600	550	750	550	9,100	2,450	3,000
Service fees, security gains and other noninterest income									37,155	28,602	25,499
Noninterest expense									70,852	62,616	59,775
Amortization and depreciation expense									3,122	2,839	2,942
INCOME BEFORE INCOME TAXES	13,708	13,312	12,917	10,335	11,861	11,225	10,031	9,958	50,272	43,075	38,283
Income tax	2,351	2,443	1,906	1,696	2,186	2,071	1,488	1,570	8,396	7,315	5,714
NET INCOME	11,357	$ 10,869	$ 11,011	$ 8,639	9,675	$ 9,154	$ 8,543	$ 8,388	41,876	35,760	32,569
Eliminations And Others
Segment Reporting Information [Line Items]
Goodwill and other intangibles	(3,558)				(822)				(3,558)	(822)
Total assets	373				4,482				373	4,482
Net interest income									(295)	(79)	(86)
Provision for loan losses									0	0	0
Service fees, security gains and other noninterest income									(381)	(264)	(330)
Noninterest expense									1,206	980	889
Amortization and depreciation expense									252	49	0
INCOME BEFORE INCOME TAXES									(2,134)	(1,372)	(1,305)
Income tax									(583)	(459)	(443)
NET INCOME									(1,551)	(913)	(862)
Trust Segment | Operating Segments
Segment Reporting Information [Line Items]
Goodwill and other intangibles	6,046				6,326				6,046	6,326
Total assets	15,147				13,892				15,147	13,892
Net interest income									125	156	141
Provision for loan losses									0	0	0
Service fees, security gains and other noninterest income									9,353	9,097	8,942
Noninterest expense									5,963	6,015	6,251
Amortization and depreciation expense									304	365	448
INCOME BEFORE INCOME TAXES									3,211	2,873	2,384
Income tax									674	604	504
NET INCOME									2,537	2,269	1,880
Bank Segment | Operating Segments
Segment Reporting Information [Line Items]
Goodwill and other intangibles	47,129				37,141				47,129	37,141
Total assets	$ 3,055,628				$ 2,430,784				3,055,628	2,430,784
Net interest income									96,361	82,301	78,446
Provision for loan losses									9,100	2,450	3,000
Service fees, security gains and other noninterest income									28,183	19,769	16,887
Noninterest expense									63,683	55,621	52,635
Amortization and depreciation expense									2,566	2,425	2,494
INCOME BEFORE INCOME TAXES									49,195	41,574	37,204
Income tax									8,305	7,170	5,653
NET INCOME									$ 40,890	$ 34,404	$ 31,551

Quarterly Financial Data (Una_3

Quarterly Financial Data (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Quarterly Financial Data Abstract
Total interest income	$ 28,833	$ 27,635	$ 28,142	$ 27,717	$ 25,847	$ 25,931	$ 25,529	$ 24,679	$ 112,327	$ 101,986	$ 91,766
Total interest expense	3,030	3,470	4,221	5,415	4,682	5,174	5,038	4,714	16,136	19,608	13,265
NET INTEREST INCOME	25,803	24,165	23,921	22,302	21,165	20,757	20,491	19,965	96,191	82,378	78,501
Provision for loan losses	3,000	2,600	2,400	1,100	600	550	750	550	9,100	2,450	3,000
Noninterest income	10,682	9,467	9,136	7,870	7,647	7,441	6,994	6,520	37,155	28,602	25,499
Merger related costs (income)	1,798	58	48	1,319	104	112	(19)	0
Noninterest expense	17,979	17,662	17,692	17,418	16,247	16,311	16,723	15,977
INCOME BEFORE INCOME TAXES	13,708	13,312	12,917	10,335	11,861	11,225	10,031	9,958	50,272	43,075	38,283
Income taxes	2,351	2,443	1,906	1,696	2,186	2,071	1,488	1,570	8,396	7,315	5,714
NET INCOME	$ 11,357	$ 10,869	$ 11,011	$ 8,639	$ 9,675	$ 9,154	$ 8,543	$ 8,388	$ 41,876	$ 35,760	$ 32,569
Diluted earnings per share	$ 0.40	$ 0.38	$ 0.39	$ 0.30	$ 0.35	$ 0.33	$ 0.31	$ 0.30	$ 1.47	$ 1.28	$ 1.16

Parent Company Only Condensed_3

Parent Company Only Condensed Financial Information - Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Assets:
Equity securities	$ 6,881	$ 7,909
Other	46,821	36,615
TOTAL ASSETS	3,071,148	2,449,158
Liabilities:
Other liabilities	31,267	18,688
TOTAL LIABILITIES	2,721,051	2,149,849
TOTAL STOCKHOLDERS' EQUITY	350,097	299,309	$ 262,320
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	3,071,148	2,449,158
Farmers National Banc Corp
Assets:
Cash	8,738	25,471
Equity securities	358	432
Other	0	1,273
TOTAL ASSETS	361,001	302,096
Liabilities:
Other liabilities	1,149	131
Note payable	350	350
Subordinate debt	9,405	2,306
TOTAL LIABILITIES	10,904	2,787
TOTAL STOCKHOLDERS' EQUITY	350,097	299,309
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	361,001	302,096
Farmers National Banc Corp | Bank Segment
Assets:
Investment in subsidiaries	336,326	259,628
Farmers National Banc Corp | Farmers Trust
Assets:
Investment in subsidiaries	13,414	13,106
Farmers National Banc Corp | Captive Insurance
Assets:
Investment in subsidiaries	$ 2,165	$ 2,186

Parent Company Only Condensed_4

Parent Company Only Condensed Financial Information - Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Income:
Dividends from subsidiaries									$ 543	$ 627	$ 652
Income tax benefit	$ (2,351)	$ (2,443)	$ (1,906)	$ (1,696)	$ (2,186)	$ (2,071)	$ (1,488)	$ (1,570)	(8,396)	(7,315)	(5,714)
NET INCOME	$ 11,357	$ 10,869	$ 11,011	$ 8,639	$ 9,675	$ 9,154	$ 8,543	$ 8,388	41,876	35,760	32,569
Farmers National Banc Corp
Income:
Interest and dividends on securities									12	15	8
Security gains/(losses)									(28)	41	(20)
TOTAL INCOME									31,930	36,787	10,602
Interest on borrowings									(361)	(154)	(133)
Other expenses									(2,746)	(2,352)	(2,087)
Income before income tax benefit and undistributed subsidiary income									28,823	34,281	8,382
Income tax benefit									592	470	450
Equity in undistributed net income of subsidiaries (dividends in excess of net income)									12,461	1,009	23,737
NET INCOME									41,876	35,760	32,569
Farmers National Banc Corp | Bank Segment
Income:
Dividends from subsidiaries									28,646	33,896	7,864
Equity in undistributed net income of subsidiaries (dividends in excess of net income)									12,244	508	23,687
Farmers National Banc Corp | Farmers Trust
Income:
Dividends from subsidiaries									2,300	2,300	1,900
Equity in undistributed net income of subsidiaries (dividends in excess of net income)									237	(31)	(20)
Farmers National Banc Corp | Captive Insurance
Income:
Dividends from subsidiaries									1,000	535	850
Equity in undistributed net income of subsidiaries (dividends in excess of net income)									$ (20)	$ 532	$ 70

Parent Company Only Condensed_5

Parent Company Only Condensed Financial Information - Statements of Cash Flows (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities:
Net income	$ 11,357	$ 10,869	$ 11,011	$ 8,639	$ 9,675	$ 9,154	$ 8,543	$ 8,388	$ 41,876	$ 35,760	$ 32,569
NET CASH FROM OPERATING ACTIVITIES									50,008	38,761	38,764
Cash flows from investing activities:
NET CASH FROM INVESTING ACTIVITIES									(160,829)	(93,146)	(179,321)
Cash flows from financing activities:
Repurchase of common shares									(14,238)	(2,842)	0
Cash dividends paid									(12,654)	(10,539)	(8,316)
NET CASH FROM FINANCING ACTIVITIES									294,682	67,219	140,869
Farmers National Banc Corp
Cash flows from operating activities:
Net income									41,876	35,760	32,569
Dividends in excess of net income (Equity in undistributed net income of subsidiary)									(12,461)	(1,009)	(23,737)
Other									1,167	(30)	1
NET CASH FROM OPERATING ACTIVITIES									30,582	34,721	8,833
Cash flows from investing activities:
Net cash paid in business combinations									(20,423)	0	0
NET CASH FROM INVESTING ACTIVITIES									(20,423)	0	0
Cash flows from financing activities:
Repurchase of common shares									(14,238)	(2,842)	0
Cash dividends paid									(12,654)	(10,539)	(8,316)
NET CASH FROM FINANCING ACTIVITIES									(26,892)	(13,381)	(8,316)
NET CHANGE IN CASH AND CASH EQUIVALENTS									(16,733)	21,340	517
Beginning cash and cash equivalents				$ 25,471				$ 4,131	25,471	4,131	3,614
Ending cash and cash equivalents	$ 8,738				$ 25,471				$ 8,738	$ 25,471	$ 4,131