Farmers National Banc (FMNB) 10-K 9 Mar 22 2021 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Mar. 01, 2022	Jun. 30, 2021
Cover [Abstract]
Entity Registrant Name	Farmers National Banc Corp.
Entity Central Index Key	0000709337
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Document Type	10-K
Document Period End Date	Dec. 31, 2021
Amendment Flag	false
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Current Fiscal Year End Date	--12-31
Title of 12(b) Security	Common Stock, No Par Value
Trading Symbol	FMNB
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		34,004,914
Entity Public Float			$ 402.4
Document Annual Report	true
Document Transition Report	false
Entity Shell Company	false
Entity File Number	001-35296
Entity Tax Identification Number	34-1371693
Entity Address, Address Line One	20 South Broad Street
Entity Address, City or Town	Canfield
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44406
City Area Code	330
Local Phone Number	533-3341
Entity Incorporation, State or Country Code	OH
ICFR Auditor Attestation Flag	true
Auditor Name	CliftonLarsonAllen LLP
Auditor Firm ID	655
Auditor Location	Toledo, Ohio
Documents Incorporated by Reference	DOCUMENTS INCORPORATED BY REFERENCE Document Part of Form 10-K into which Portions of the registrant’s definitive proxy statement for the 2022 III Annual Meeting of Shareholders

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 29,150	$ 20,503
Federal funds sold and other	83,640	234,118
TOTAL CASH AND CASH EQUIVALENTS	112,790	254,621
Securities available for sale	1,427,677	575,600
Other investments	30,459	21,529
Loans held for sale	4,545	4,766
Loans	2,331,082	2,078,044
Less allowance for credit losses	29,386	22,144
NET LOANS	2,301,696	2,055,900
Premises and equipment, net	37,520	25,620
Goodwill	94,240	45,775
Other intangibles, net	8,366	3,842
Bank owned life insurance	73,855	51,322
Other assets	51,601	32,173
TOTAL ASSETS	4,142,749	3,071,148
Deposits:
Noninterest-bearing	916,237	608,791
Interest-bearing	2,630,998	1,970,087
Brokered time deposits	0	32,000
TOTAL DEPOSITS	3,547,235	2,610,878
Short-term borrowings	0	2,521
Long-term borrowings	87,758	76,385
Other liabilities	35,324	31,267
TOTAL LIABILITIES	3,670,317	2,721,051
Commitments and contingent liabilities (Note 13)
Stockholders' equity
Common Stock - Authorized 50,000,000 shares in 2021 and 2020; 35,128,962 and 29,577,828 shares issued and 33,898,236 and 28,273,652 shares outstanding, respectively	306,123	208,763
Retained earnings	173,896	138,073
Accumulated other comprehensive income	9,295	22,032
Treasury stock, at cost; 1,230,726 and 1,304,176 shares, respectively	(16,882)	(18,771)
TOTAL STOCKHOLDERS' EQUITY	472,432	350,097
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 4,142,749	$ 3,071,148

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - shares	Dec. 31, 2021	Dec. 31, 2020
Statement Of Financial Position [Abstract]
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	35,128,962	29,577,828
Common Stock, Shares, Outstanding	33,898,236	28,273,652
Treasury stock, shares	1,230,726	1,304,176

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 94,820	$ 98,379	$ 89,103
Taxable securities	11,399	5,423	4,840
Tax exempt securities	9,542	7,684	6,687
Dividends	498	543	627
Federal funds sold and other interest income	200	298	729
TOTAL INTEREST AND DIVIDEND INCOME	116,459	112,327	101,986
INTEREST EXPENSE
Deposits	6,775	14,381	16,860
Short-term borrowings	7	359	2,250
Long-term borrowings	1,687	1,396	498
TOTAL INTEREST EXPENSE	8,469	16,136	19,608
NET INTEREST INCOME	107,990	96,191	82,378
Provision for credit losses	4,649	9,159	2,160
Provision (credit) for unfunded commitments	244	(59)	290
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES AND UNFUNDED COMMITMENTS	103,097	87,091	79,928
NONINTEREST INCOME
Bank owned life insurance income, including death benefits	1,338	795	818
Security gains, including fair value changes for equity securities	1,004	380	42
Net gains on sale of loans	8,285	11,362	3,777
Other mortgage banking income (loss), net	(136)	(83)	49
Other operating income	2,307	1,952	1,667
TOTAL NONINTEREST INCOME	38,193	36,161	28,042
NONINTEREST EXPENSE
Salaries and employee benefits	39,393	39,826	37,172
Occupancy and equipment	8,486	7,254	6,649
State and local taxes	2,277	2,138	1,826
Professional fees	4,191	2,733	3,122
Merger related costs	7,109	3,223	197
Advertising	1,859	1,531	1,736
FDIC insurance	582	750	331
Intangible amortization	1,362	1,327	1,306
Core processing charges	3,198	3,551	3,370
Other operating expenses	10,719	10,647	9,186
TOTAL NONINTEREST EXPENSE	79,176	72,980	64,895
INCOME BEFORE INCOME TAXES	62,114	50,272	43,075
INCOME TAXES	10,270	8,396	7,315
NET INCOME	$ 51,844	$ 41,876	$ 35,760
EARNINGS PER SHARE:
Basic	$ 1.78	$ 1.48	$ 1.29
Diluted	$ 1.77	$ 1.47	$ 1.28
Service Charges on Deposit Accounts
NONINTEREST INCOME
Noninterest income	$ 3,660	$ 3,682	$ 4,514
Trust Fees
NONINTEREST INCOME
Noninterest income	9,438	7,632	7,475
Insurance Agency Commissions
NONINTEREST INCOME
Noninterest income	3,456	3,124	2,919
Retirement Plan Consulting Fees
NONINTEREST INCOME
Noninterest income	1,421	1,523	1,489
Investment Commissions
NONINTEREST INCOME
Noninterest income	2,276	1,530	1,406
Debit Card and EFT Fees
NONINTEREST INCOME
Noninterest income	$ 5,144	$ 4,264	$ 3,886

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Statement Of Income And Comprehensive Income [Abstract]
NET INCOME		$ 51,844	$ 41,876	$ 35,760
Other comprehensive income:
Net unrealized holding gains (losses) on available for sale securities		(15,333)	16,651	17,513
Reclassification adjustment for (gains) losses realized in income	[1]	(838)	(385)	11
Net unrealized holding gains (losses)		(16,171)	16,266	17,524
Income tax effect		3,396	(4,060)	(3,668)
Unrealized holding gains (losses), net of reclassification and tax		(12,775)	12,206	13,856
Change in funded status of post-retirement plan, net of tax		38	0	0
Other comprehensive income (loss), net of tax		(12,737)	12,206	13,856
TOTAL COMPREHENSIVE INCOME		$ 39,107	$ 54,082	$ 49,616
[1]	Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income .

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Total	Cumulative Impact of ASU 2016-13 Adoption (CECL)	Common Stock	Retained Earnings	Retained EarningsCumulative Impact of ASU 2016-13 Adoption (CECL)	AOCI Attributable to Parent	Treasury Stock
Balance at Dec. 31, 2018	$ 262,320		$ 186,163	$ 83,630		$ (4,030)	$ (3,443)
Net income	35,760			35,760
Other comprehensive income	13,856					13,856
Stock based compensation expense	1,385		1,385
Vesting of Long Term Incentive Plan	0		(1,203)				1,203
Share forfeitures for taxes	(631)						(631)
Dividends paid at $0.38 per share	(10,539)			(10,539)
Treasury share purchases	(2,842)						(2,842)
Balance at Dec. 31, 2019	299,309		186,345	108,851		9,826	(5,713)
Net income	41,876			41,876
Other comprehensive income	12,206					12,206
Stock based compensation expense	1,443		1,443
Vesting of Long Term Incentive Plan	161		(1,579)				1,740
Share forfeitures for taxes	(560)						(560)
Share issuance as part of a business combination	22,554		22,554
Dividends paid at $0.38 per share	(12,654)			(12,654)
Treasury share purchases	(14,238)						(14,238)
Balance at Dec. 31, 2020	350,097		208,763	138,073		22,032	(18,771)
Net income	51,844			51,844
Other comprehensive income	(12,737)					(12,737)
Restricted share issuance	0		(412)				412
Restricted share forfeitures	0		52				(52)
Stock based compensation expense	1,193		1,193
Vesting of Long Term Incentive Plan	0		(2,136)				2,136
Share forfeitures for taxes	(443)						(443)
Share issuance as part of a business combination	98,921		98,921
Retirement of Cortland shares owned by Farmers	(258)		(258)
Dividends paid at $0.38 per share	(14,085)			(14,085)
Treasury share purchases	(164)						(164)
Balance at Dec. 31, 2021	$ 472,432	$ (1,936)	$ 306,123	$ 173,896	$ (1,936)	$ 9,295	$ (16,882)

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Retained Earnings
Cash dividend declared per share of common stock	$ 0.38	$ 0.44	$ 0.47

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 51,844	$ 41,876	$ 35,760
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses	4,649	9,159	2,160
Provision for unfunded loans	244	(59)	290
Depreciation and amortization	3,539	3,122	2,839
Net amortization of securities	3,555	2,347	2,323
Available for sale security (gains) loss	(838)	(385)	11
Realized (gains) losses on equity securities	(166)	5	(53)
Loss on land and building sales, net	247	77	26
Stock compensation expense	1,193	1,443	1,385
(Gains) loss on sale of other real estate owned	0	(38)	45
Earnings on bank owned life insurance	(1,298)	(795)	(818)
Loss on fixed asset disposal	0	0	12
Income recognized from death benefit on bank owned life insurance	(40)	0	0
Origination of loans held for sale	(398,011)	(245,060)	(75,568)
Proceeds from loans held for sale	406,381	255,167	78,591
Net gains on sale of loans	(8,285)	(11,362)	(3,777)
Net change in other assets and liabilities	(8,081)	(6,431)	(4,465)
NET CASH FROM OPERATING ACTIVITIES	54,933	49,066	38,761
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities and repayments of securities available for sale	74,376	61,117	35,583
Proceeds from sales of securities available for sale	35,175	60,341	33,424
Purchases of securities available for sale	(849,941)	(176,212)	(83,049)
Proceeds from sale of equity securities	258	67	1,302
Purchases of equity securities	(68)	(842)	(1,939)
Proceeds from maturities and repayments of SBIC funds	1,261	0	0
Purchases of SBIC funds	(1,116)	0	0
Purchases of restricted stock	(22)	(2,843)	0
Redemption of restricted stock	2,198	5,383	8
Loan originations and payments, net	231,479	(86,741)	(77,554)
Proceeds from sale of other real estate owned	0	241	236
Proceeds from BOLI death benefits	352	0	49
Purchase of bank owned life insurance	0	(15,000)	0
Proceeds from land and building sales	37	502	252
Additions to premises and equipment	(1,375)	(3,696)	(1,458)
Net cash received (paid) in business combinations	83,773	(2,204)	0
NET CASH FROM INVESTING ACTIVITIES	(423,613)	(159,887)	(93,146)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	241,083	418,663	209,244
Net change in short-term borrowings	(6,767)	(49,529)	(167,709)
Repayments of long-term borrowings	(66,980)	(47,560)	(935)
Proceeds from long term borrowings	73,749	0	40,000
Cash dividends paid	(14,072)	(12,654)	(10,539)
Repurchase of common shares	(164)	(14,238)	(2,842)
NET CASH FROM FINANCING ACTIVITIES	226,849	294,682	67,219
NET CHANGE IN CASH AND CASH EQUIVALENTS	(141,831)	183,861	12,834
Beginning cash and cash equivalents	254,621	70,760	57,926
Ending cash and cash equivalents	112,790	254,621	70,760
Supplemental cash flow information:
Interest paid	8,482	16,515	19,529
Income taxes paid	12,500	9,000	6,450
Supplemental noncash disclosures:
Transfer of loans and property to other real estate owned	0	73	300
Issuance of stock for business combinations	98,921	22,554	0
Issuance of stock awards	2,136	1,740	1,203
Security purchases not settled	$ 0	$ 3,889	$ 812

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Principles of Consolidation: The consolidated financial statements include the accounts of Farmers National Banc Corp. (“Company”) and its wholly-owned subsidiaries, The Farmers National Bank of Canfield (“Bank” or “Farmers Bank”), Farmers Trust Company (“Farmers Trust”) and Farmers National Captive, Inc. (“Captive”). The consolidated financial statements also include the accounts of the Bank’s subsidiaries; Farmers National Insurance, LLC (“Farmers Insurance”) and Farmers of Canfield Investment Co. (“Farmers Investments”). T he Company completed its acquisition of Cortland Bancorp (“Cortland”) on November 1, 2021 thereby including two months of operations in the Consolidated Statement of Income. The Company acquired Maple Leaf Financial, Inc. (“Maple Leaf”), the parent company of Geauga Savings Bank in January 2020 and has since included its results of operations in the Consolidated Statements of Income. Together all entities are referred to as “the Company.” All significant intercompany balances and transactions have been eliminated in consolidation. Corporate Reorganization: During 2019, Trust acquired all shares of National Associates, Inc. (“NAI”) from the Company through a corporate reorganization. The Company was the sole shareholder of Trust and NAI before the reorganization. The entities were combined into one reporting unit and one operating segment and began reporting as one unit, for both internal and external reports, during 2019. The combination was in concert with the Company’s plan to increase efficiencies within the different business lines. Nature of Operations: The Company provides full banking services, including wealth management services and mortgage banking activity, through the Bank. As a national bank, the Bank is subject to regulation by the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. The primary area served by the Bank is the northeastern region of Ohio through forty-seven (47) locations and one location in southwestern Pennsylvania. The Company provides trust services and retirement consulting services through its Farmers Trust subsidiary and insurance services through the Bank’s Insurance subsidiary. Farmers Trust has a state-chartered bank license to conduct trust business from the Ohio Department of Commerce – Division of Financial Institutions. The primary purpose of Farmers Investments is to invest in municipal securities. Captive provides property and casualty insurance coverage to the Company and its subsidiaries. Captive pools resources with eleven similar insurance subsidiaries of financial institutions to spread a limited amount of risk among the pool members and to provide insurance where not currently available or economically feasible in today’s insurance market place. Estimates: The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Business Combinations: Business combinations are accounted for by applying the acquisition method. As of acquisition date, the identifiable assets acquired and liabilities assumed are measured at fair value and recognized separately from goodwill. Results of operations of the acquired entities are included in the consolidated statement of income from the date of acquisition. Cash Flows: Cash and cash equivalents include cash on hand, deposits with other financial institutions and federal funds sold. Generally, federal funds are purchased and sold for one-day Securities: Debt securities classified as available for sale are those that could be sold for liquidity, investment management, or similar reasons, even though management has no present intentions to do so. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Equity securities with readily determinable fair values are carried at fair value, with changes in fair value reported in net income. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Premiums are amortized to the earliest call date. Purchases and sales are recorded on the trade date , with resulting g ains and losses determined using the specific identification method. The Company has adopted ASU 2016-13 that makes improvements to the accounting for credit losses on securities available for sale. The concept of other than-temporarily impaired securities has been replaced with the allowance for credit losses. Securities available for sale are evaluated on an individual level and pooling of securities is no longer an option. During this evaluation process, management considers the extent to which the fair value has been less than cost, the financial condition and near term prospects of the issuer, and the intent and ability of the Company to hold the security for a period of time sufficient to allow for any anticipated recovery in fair value. Loans Held for Sale: Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are charged to earnings. Mortgage loans held for sale are sold with or without servicing rights. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for credit losses. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments. Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection. Consumer loans are typically charged off no later than 120 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. For all classes of loans, when interest accruals are discontinued, interest accrued but not received is reversed against interest income. Interest on such loans is thereafter recorded on a cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Purchased Credit Deteriorated Loans (PCD): The Company acquires loans individually and in groups or portfolios. At acquisition, the Company reviews each loan to determine whether there is evidence of more than insignificant deterioration of credit quality since origination. The Company determines whether each such loan is to be accounted for individually or whether such loans will be assembled into pools of loans based on common risk characteristics (loan type and date of origination). PCD loans acquired in a transaction are marked to fair value and a mark on yield is recorded. In addition, an adjustment is made to the ACL for the expected loss on the acquisition date. These loans are assessed on a regular basis and subsequent adjustments to the ACL are recorded on the statements of net income. Derivatives: Derivative financial instruments are recognized as assets or liabilities at fair value. The Company’s only derivative is interest-rate swap agreements, which are used as part of its asset and liability management strategy to aid in managing its interest rate risk position. The Company does not use derivatives for trading or balance sheet hedging purposes. The derivative transactions are considered instruments with no hedging designation, with changes in the fair value reported currently in earnings, as other noninterest income. Concentration of Credit Risk: There are no significant concentrations of loans to any one industry or customer. However, most of the Company’s business activity is with customers located within Northeastern Ohio. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy of an eleven county area. Loans secured by real estate represent 68.4% of the total portfolio and changes related to the real estate markets are monitored by management. Allowance for Credit Losses: On January 1, 2021, the Company adopted the current expected credit loss model (“CECL”). This methodology for calculating the allowance for credit losses considers the possibility of loss over the life of the loan. It also considers historical loss rates and other qualitative adjustments, as well as a new forward-looking component that considers reasonable and supportable forecasts over the expected life of each loan. To develop the ACL estimate under the current expected loss model, the Company segments the loan portfolio into loan pools based on loan type and similar credit risk elements. The Company uses the cohort (“cohort”) and the probability of default/loss given default (“PD/LGD”) methodologies as described in the Credit Quality Indicators section of the loan footnote. Under ASC 326, if a loan does not share similar risk characteristics with loans in that pool, expected credit losses for that loan are evaluated individually. The Company has established specific thresholds for the loan portfolio that trigger when loans need to be evaluated individually. In addition, ASC Topic 326 requires the Company to establish a separate liability for anticipated credit losses for unfunded commitments. Prior to 2021, the Company included this reserve in the allowance for loan losses but it is now recorded as a reserve in other liabilities. Under CECL the credit loss estimation process involves procedures that consider the unique characteristics of the Company’s loan portfolio segments. These segments are disaggregated into the loan pools for monitoring. A model of risk characteristics, such as loss history and delinquency experience, trends in past due and non-performing loans, as well as existing economic conditions and supportable forecasts used to determine credit loss assumptions. The Company uses two methodologies, the cohort and the PD/LGD, to analyze loan pools. Cohort relies on the creation of cohorts to capture loans that qualify for a particular segment, as of a point in time. Those loans are then tracked over their remaining lives to determine their loss experience. The Company aggregates financial assets on the basis of similar risk characteristics when evaluating loans on a collective basis. Those characteristics include, but aren’t limited to, internal or external credit score, risk ratings, financial asset, loan type, collateral type, size, effective interest rate, term, or geographical location. The Company uses cohort primarily for consumer loan portfolios. The probability of default (“PD”) portion of PD/LGD is defined by the Company as 90 days past due, placed on non-accrual, becomes a troubled debt restructuring or is partially, or wholly, charged-off. Typically, a one-year time period is used to asses PD. PD can be measured and applied using various risk criteria. Risk rating is one common way to apply PDs. Loss given default (“LGD”) is to determine the percentage of loss by facility or collateral type. LGD estimates can sometimes be driven, or influenced, by product type, industry or geography. The Company uses PD/LGD primarily for commercial loan portfolios. A reassessment of the existing acquired loans occurred in the third quarter of 2021. This was to align with the calculation of the ACL being used under the CECL model. To the extent that any purchased loan is not specifically reviewed, such loan is assumed to have characteristics similar to the characteristics of the originated risk pools. The grade for each purchased loan without evidence of credit deterioration is reviewed subsequent to the date of acquisition any time a loan is renewed or extended or at any time information becomes available to the Company that provides material insight regarding the loan’s performance, the status of the borrower or the quality or value of the underlying collateral. To the extent that current information indicates it is probable that the Company will collect all amounts according to the contractual terms thereof, such loan is not individually considered in the determination of the required allowance for credit losses. To the extent that current information indicates it is probable that the Company will not be able to collect all amounts according to the contractual terms thereof, such loan is considered in the determination of the required level of allowance. In determining the day one fair values of purchased loans without evidence of credit deterioration at the date of acquisition, management includes (i) no carry-over of any previously recorded allowance for loan losses and (ii) an adjustment of the unpaid principal balance to reflect an appropriate market rate of interest, given the risk profile and grade assigned to each loan. This adjustment is accreted into earnings as a yield adjustment, using the effective yield method, over the remaining life of each loan. The ACL represents management’s estimate of expected credit losses in the Company’s loan portfolio at the balance sheet date. The Company estimates the ACL based on the amortized cost basis of the underlying loan and has made an accounting policy election to exclude accrued interest from the loan’s amortized cost basis and the related measurement of the ACL. Estimating the amount of the ACL is a function of a number of factors, including but not limited to changes in the loan portfolio, net charge-offs, trends in past due and nonaccrual loans, and the level of potential problem loans, all of which may be susceptible to significant change. While management uses the best information available to establish the allowance, future adjustments to the allowance may be necessary, which may be material, if economic conditions differ substantially from the assumptions used in estimating the allowance. If additions to the original estimate of the allowance for credit losses are deemed necessary, they will be reported in earnings in the period in which they become reasonably estimable and probable. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. The Company considers the guidance on troubled debt restructuring for loans when evaluating for disclosure. Troubled debt restructurings are measured at the present value of estimated future cash flow using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for credit losses. Prior to 2021, as described in further detail in the Company’s 2020 Form 10-K, the Company used an incurred loss impairment model. This methodology assessed the overall appropriateness of the allowance for credit losses and included allocations for specifically identified impaired loans and loss factors for all remaining loans, with a component primarily based on historical loss rates and another component primarily based on other qualitative factors. Impaired loans were individually assessed and measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s observable market price or the fair value of the collateral if the loan was collateral dependent. Loans that were determined not to be impaired were collectively evaluated for impairment, stratified by type and allocated loss ranges based on the Company’s actual historical loss ratios for each strata, and adjustments were also provided for certain environmental and other qualitative factors. Servicing Rights: When mortgage loans are sold and servicing rights are retained, the servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method, which requires servicing rights to be amortized into non‑interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing assets are evaluated for impairment based upon the fair value of the assets compared to carrying amount. Any impairment is reported as a valuation allowance, to the extent that fair value is less than the capitalized amount for a grouping. There was no valuation allowance impairment against servicing assets as of December 31, 2021 or 2020. Servicing fee income is recorded when earned for servicing loans based on a contractual percentage of the outstanding principal or a fixed amount per loan. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees, late fees and ancillary fees related to loan servicing are not considered significant for financial reporting. Foreclosed Assets: Assets acquired through or in lieu of loan foreclosure are initially recorded at fair value less costs to sell, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. These assets are recorded in other assets on the balance sheets as other real estate owned (“OREO”). Operating costs after acquisition are expensed. The Company had zero OREO recorded at December 31, 2021 and 2020. Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost, less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 5 to 40 years. Furniture, fixtures and equipment are depreciated using the straight-line method with useful lives ranging from 3 to 10 years. Restricted Stock: The Bank is a member of the Federal Home Loan Bank (“FHLB”) system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. The Bank is also a member of and owns stock in the Federal Reserve Bank. These stocks are carried at cost, classified as restricted securities included in other investments, and periodically evaluated for impairment based on ultimate recovery of par value. Restricted stock totaled $15.6 million at December 31, 2021 and $14.6 million in 2020. Cash and stock dividends are reported as income. Bank Owned Life Insurance: The Company has purchased life insurance policies on certain key officers. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Long-term Assets: Premises and equipment and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. Goodwill and Other Intangible Assets: Goodwill resulting from a business combination is generally determined as the excess of the fair value of the consideration transferred over the fair value of the net assets acquired as of the acquisition date. Goodwill acquired in a business combination and determined to have an indefinite useful life is not amortized, but tested for impairment at least annually. The Company has selected September 30 as the date to perform the annual goodwill impairment tests associated with the acquisitions of Farmers Trust, Farmers Insurance and the recent Banking acquisitions. Intangible assets with definite useful lives are amortized over their estimated useful lives. Goodwill is the only intangible asset with an indefinite life on the balance sheet. Core deposit intangible assets arising from bank acquisitions are amortized over their estimated useful lives of 7 to 8 years. Non-compete contracts are amortized on a straight-line basis, over the term of the agreements. Customer relationship and trade name intangibles are amortized over a range of 13 to 15 years on an accelerated method. Loan Commitments and Related Financial Instruments: Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Stock-Based Compensation: Compensation cost is recognized for restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. The market price of the Company’s common stock at the grant date is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. Income Taxes : Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50 % likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. Retirement Plans: Employee 401(k) and profit sharing plan expense is the amount of matching and discretionary contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. Earnings per Common Share: Basic earnings per common share is net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock equity awards. Earnings and dividends per share are restated for all stock splits and stock dividends through the date of issuance of the financial statements. Comprehensive Income: Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) consists of unrealized gains and losses on securities available for sale and changes in the funded status of the post-retirement plan, which are recognized as separate components of equity, net of tax effects. Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are any matters currently that would have a material effect on the financial statements. Restrictions on Cash: Cash on hand or on deposit with the Federal Reserve Bank (“FRB”) was required to meet regulatory reserve and clearing requirements. Equity: Treasury stock is carried at cost. Dividend Restriction: Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank and Farmers Trust to the holding company or by the holding company to shareholders. Fair Value of Financial Instruments: Fair values of financial instruments are estimated using relevant market information and other assumptions as more fully disclosed in Note 7. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates. Operating Segments: Operations are managed and financial performance is primarily aggregated and reported in two lines of business, the Bank segment and Farmers Trust segment. The Company discloses segment information in Note 23. Reclassification: Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior year net income or stockholders’ equity. Adoption of New Accounting Standards and Newly Issued, Not Yet Effective Accounting Standards: On October 28, 2021, FASB issued ASU No. 2021-08, Business Combinations (Topic 805): Accounting for Contract Assets and Contract Liabilities from Contracts with Customers. This ASU requires contract assets and contract liabilities to be accounted for as if they (the acquirer) entered into the original contract at the same time and same date as the acquiree. This is a shift from existing guidance, which required the acquirer to recognize contract assets and contract liabilities at their fair value as of the acquisition date. he adoption of this standard is not expected to have a material effect on the Company’s operating results or financial condition. On March 12, 2020, the FASB issued ASU 2020-04 and amended by ASU 2021-01 , Facilitation of the Effects of Reference Rate Reform on Financial Reporting , to ease the burden of accounting for contract modifications related to reference rate reform. The amendments in ASU 2020-04 create a new Topic in the Codification, ASC 848, Reference Rate Reform , which contains guidance that is designed to simplify how entities account for contracts that are modified to replace LIBOR or other benchmark interest rates with new rates. The amendments in ASU 2020-04 give entities the option to apply expedients and exceptions to contract modifications that are made until December 31, 2022, if certain criteria are met. If adopted, these amendments and exceptions should be applied to all eligible modifications to contracts that are accounted for under an ASC Topic or industry Subtopic. The guidance in ASC 848 will not apply to any contract modifications made after December 31, 2022. The amendments in th i s u pdate are elective and can be applied during the period of March 12, 2020 through December 31, 2022. The adoption of this standard is not expected to have a material effect on the Company’s operating results or financial condition . In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment. In June 2016, the FASB issued ASU 2016-13: Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments In accordance with the accounting relief provisions of CARES and subsequent provisions of the Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act, the Bank postponed the adoption of the current expected credit losses (“CECL”) accounting standards, primarily due to the impact of the COVID-19 pandemic, from January 1, 2020 to January 1, 2021. The Company adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost and off-balance-sheet credit exposures. Results for reporting periods beginning after January 1, 2021 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable GAAP. The Company recorded the onetime adjustment to equity in the amount of $1.9 million, net of tax which increased the allowance for credit losses $2.5 million.

Business Combinations

Business Combinations	12 Months Ended
	Dec. 31, 2021
Business Combinations [Abstract]
Business Combinations	NOTE 2 – BUSINESS COMBINATIONS On November 1, 2021, the Company completed the merger with Cortland Bancorp Inc. (“Cortland”), the parent company of The Cortland Savings and Banking Company (“Cortland Bank”), pursuant to the Agreement and Plan of Merger, dated as of June 22, 2021, as amended by that certain Amendment to Agreement and Plan of Merger, dated October 12, 2021 (collectively, the “Merger Agreement”), by and among the Company, Cortland, and FMNB Merger Subsidiary IV, LLC, a wholly-owned subsidiary of the Company (“Merger Sub”). Pursuant to the terms of the Merger Agreement, on November 1, 2021, Cortland merged with and into Merger Sub (the “Merger”), with Merger Sub as the surviving entity in the Merger. Promptly following the consummation of the Merger, Merger Sub was dissolved and liquidated and Cortland Bank merged with and into the Bank (the “Bank Merger”), with the Bank as the surviving bank in the Bank Merger. The transaction received the approval of Cortland’s shareholders and all customary regulatory approvals. Pursuant to the terms of the Merger Agreement, at the effective time of the Merger, each common share, without par value, of Cortland issued and outstanding immediately prior to the effective time (except for certain Cortland common shares held directly by Cortland or the Company) was converted into the right to receive, without interest, $ 28.00 per share in cash or 1.75 shares of the Company’s common stock, subject to an overall limitation of 75 % of the Cortland shares being exchanged for the Company’s shares and the remaining 25 % being exchanged for cash. The Company issued 5.6 million shares of its common stock along with cash of $ 29.6 million, which represented a transaction value of approximately $ 128.5 million based on its closing stock price of $ 17.82 on October 31, 2021, the closing of the merger. In accordance with ASC 805, the Company expensed approximately $7.1 million of merger related costs during the year ended December 31, 2021. The Company recorded goodwill of $48.5 million as a result of the combination. Goodwill represents the future economic benefits arising from net assets acquired that are not individually identified and separately recognized and is attributable to synergies, including the reduction of personnel and overlapping contracts, expected to be derived from the Company’s strategy to enhance and expand its presence in northeast Ohio. The merger offers the Company the opportunity to increase profitability by introducing existing products and services to the acquired customer base as well as add new customers in the expanded market area. The goodwill was determined not to be deductible for income tax purposes. The following table summarizes the consideration paid for Cortland and the amounts of the assets acquired and liabilities assumed on the closing date of the acquisition. Consideration Cash $ 29,618 Stock 98,921 Fair value of total consideration transferred $ 128,539 Fair value of assets acquired Cash and cash equivalents $ 113,391 Securities available for sale 130,574 Other investments 16,092 Loans 482,168 Premises and equipment 12,644 Bank owned life insurance 21,547 Core deposit intangible 5,886 Current and deferred taxes 3,135 Other assets 7,805 Total assets acquired 793,242 Fair value of liabilities assumed Deposits 695,274 Short-term borrowings 4,246 Long-term borrowings 4,262 Accrued interest payable and other liabilities 9,386 Total liabilities 713,168 Net assets acquired $ 80,074 Goodwill created 48,465 Total net assets acquired $ 128,539 The following table presents unaudited pro forma information as if the Cortland acquisition that occurred on November 1, 2021 actually took place on January 1, 2020. The unaudited pro forma information for the years ended December 31, 2021 and 2020 includes adjustments of interest income on loans, amortization of core deposit intangibles arising from the transaction, interest expense on deposits and borrowings acquired. The unaudited pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transaction been effective on the assumed date. 2021 2020 Net interest income $ 130,005 $ 120,651 Provision for credit losses 10,893 10,675 Noninterest income 45,393 43,661 Noninterest expense 94,236 93,045 Income before income taxes 70,269 60,592 Income tax expense 11,299 33,818 Net income $ 58,970 $ 50,602 Basic earnings per share $ 1.75 $ 1.50 Diluted earnings per share $ 1.74 $ 1.49 The above unaudited pro forma information related to 2021 excludes nonrecurring merger cost that totaled $5.7 million on an after-tax basis. On January 7, 2020, the Company completed the acquisition of Maple Leaf Financial, Inc. (“Maple Leaf”), the parent company of Geauga Savings Bank, with branches located in Cuyahoga and Geauga Counties in Ohio. The Company expects the acquisition to increase synergies and cost savings resulting from the combining of the two companies. The transaction involved both cash and 1,398,229 shares of stock totaling $43.0 million. Pursuant to the terms of the Merger Agreement, common shareholders of Maple Leaf had the right to receive $640.00 in cash or 45.5948 common shares, without par value, of the Company. Holders of outstanding and unexercised warrants to purchase Maple Leaf Common Shares received an amount in cash equal to the excess of $640.00 over $370.00, the exercise price of such warrants. Goodwill of $7.6 million, which is recorded on the balance sheet, arising from the acquisition consisted largely of synergies and the cost savings resulting from the combining of the entities. The goodwill was determined not to be deductible for income tax purposes. The following table summarizes the consideration paid for Maple Leaf and the amounts of the assets acquired and liabilities assumed on the closing date of the acquisition. Consideration Cash $ 20,423 Stock 22,554 Fair value of total consideration transferred $ 42,977 Fair value of assets acquired Cash and due from financial institutions $ 18,219 Securities available for sale 69,547 Loans 181,280 Premises and equipment 229 Core deposit intangible 725 Other assets 6,398 Total assets acquired 276,398 Fair value of liabilities assumed Deposits 183,251 Long-term borrowings 54,487 Accrued interest payable and other liabilities 3,257 Total liabilities 240,995 Net assets acquired $ 35,403 Goodwill created 7,574 Total net assets acquired $ 42,977

Securities Available for Sale

Securities Available for Sale	12 Months Ended
	Dec. 31, 2021
Investments Debt And Equity Securities [Abstract]
Securities Available for Sale	NOTE 3 – SECURITIES AVAILABLE FOR SALE The following table summarizes the amortized cost and fair value of the available-for-sale securities portfolio at December 31, 2021 and 2020 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss): Gross Gross Amortized Unrealized Unrealized 2021 Cost Gains Losses Fair Value U.S. Treasury and U.S. government sponsored entities $ 93,137 $ 32 $ (2,338 ) $ 90,831 State and political subdivisions 636,724 23,296 (1,205 ) 658,815 Corporate bonds 4,009 50 (29 ) 4,030 Mortgage-backed securities - residential 663,405 1,875 (10,094 ) 655,186 Collateralized mortgage obligations 13,303 153 (71 ) 13,385 Small Business Administration 5,381 49 0 5,430 Totals $ 1,415,959 $ 25,455 $ (13,737 ) $ 1,427,677 Gross Gross Amortized Unrealized Unrealized 2020 Cost Gains Losses Fair Value U.S. Treasury and U.S. government sponsored entities $ 11,798 $ 101 $ (54 ) $ 11,845 State and political subdivisions 344,160 22,350 (204 ) 366,306 Corporate bonds 3,582 132 (2 ) 3,712 Mortgage-backed securities - residential 157,106 4,919 (243 ) 161,782 Collateralized mortgage obligations 25,654 742 (3 ) 26,393 Small Business Administration 5,411 151 0 5,562 Totals $ 547,711 $ 28,395 $ (506 ) $ 575,600 The proceeds from sales of available-for-sale securities and the associated gains and losses were as follows: 2021 2020 2019 Proceeds $ 35,175 $ 60,341 $ 33,424 Gross gains 863 394 211 Gross losses (25 ) (824 ) (222 ) The tax provision (benefit) related to these net realized gains (losses) was $176 thousand, $(90) thousand and $(2) thousand respectively. The amortized cost and fair value of the debt securities portfolio are shown by expected maturity. Expected maturities may differ from contractual maturities if issuers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. Available for sale December 31, 2021 Amortized Maturity Cost Fair Value Within one year $ 1,539 $ 1,550 One to five years 14,132 14,897 Five to ten years 133,000 132,717 Beyond ten years 585,199 604,512 Mortgage-backed securities, collateralized mortgage obligations and Small Business Administration 682,089 674,001 Totals $ 1,415,959 $ 1,427,677 Securities with a carrying amount of $491 million at December 31, 2021 and $371 million at December 31, 2020 were pledged to secure public deposits and repurchase agreements. Farmers Trust had securities, with a carrying amount of $102 thousand, at year-end 2021 and $100 thousand at year-end 2020, pledged to qualify as a fiduciary in the State of Ohio. In each year, there were no holdings of any issuer that exceeded 10% of stockholders’ equity, except for the U.S. Government, its agencies and its sponsored entities, which are fully insured. The following table summarizes the investment securities with unrealized losses at December 31, 2021 and 2020 aggregated by major security type and length of time in a continuous unrealized loss position. 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Loss Value Loss Value Loss U.S. Treasury and U.S. government sponsored entities $ 81,236 $ (1,960 ) $ 8,271 $ (378 ) $ 89,507 $ (2,338 ) State and political subdivisions 103,651 (1,020 ) 10,020 (185 ) 113,671 (1,205 ) Corporate bonds 418 (2 ) 715 (27 ) 1,133 (29 ) Mortgage-backed securities - residential 525,792 (7,872 ) 55,569 (2,222 ) 581,361 (10,094 ) Collateralized mortgage obligations 7,270 (71 ) 0 0 7,270 (71 ) Total temporarily impaired $ 718,367 $ (10,925 ) $ 74,575 $ (2,812 ) $ 792,942 $ (13,737 ) 2020 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Loss Value Loss Value Loss U.S. Treasury and U.S. government sponsored entities $ 8,153 $ (54 ) $ 0 $ 0 $ 8,153 $ (54 ) State and political subdivisions 19,205 (204 ) 0 0 19,205 (204 ) Corporate bonds 198 (2 ) 0 0 198 (2 ) Mortgage-backed securities - residential 63,401 (243 ) 0 0 63,401 (243 ) Collateralized mortgage obligations 294 (3 ) 0 0 294 (3 ) Total temporarily impaired $ 91,251 $ (506 ) $ 0 $ 0 $ 91,251 $ (506 ) The Company has adopted ASU 2016-13 that makes improvements to the accounting for credit losses on securities available for sale. The concept of other than-temporarily impaired securities has been replaced with the allowance for credit losses. Securities available for sale are evaluated on an individual level and pooling of securities is no longer an option. During this evaluation process, management considers the extent to which the fair value has been less than cost, the financial condition and near term prospects of the issuer, and the intent and ability of the Company to hold the security for a period of time sufficient to allow for any anticipated recovery in fair value. If the Company determines that a credit loss exists, the credit portion of the allowance will be measured using a discounted cash flow analysis using the effective interest rate as of the security’s purchase date. As of December 31, 2021, the Company’s security portfolio consisted of 842 securities, 207 of which were in an unrealized loss position. The majority of unrealized losses are related to the Company’s holdings in securities issued by U.S Treasury and U.S. government sponsored entities, state and political subdivisions, mortgage-backed securities - residential and collateralized mortgage obligations. The Company does not consider its AFS securities with unrealized losses to be attributable to credit-related factors, as the unrealized losses have occurred as a result of changes in noncredit related factors such as changes in interest rates, market spreads and market conditions subsequent to purchase, not credit deterioration. As of December 31, 2021 the Company has not recorded an allowance for credit losses on AFS securities. Equity Securities The Company also holds equity securities which include $14.7 million in Small Business Investment Company (“SBIC”) partnership investments as well as $228 thousand in local and regional bank holdings and other miscellaneous equity funds at December 31, 2021. Gains were recognized in income in 2021 and 2020 in compliance with ASU 2016-01, which requires all equity securities to be measured at their fair value with changes in fair value being recognized through the statements of net income.

Loans

Loans	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Loans	NOTE 4 – LOANS Acquired loans were transferred and are included in originated loans during 2021. This is to align with the calculation of the allowance for credit losses being used under the CECL model. Loans by class at year end were as follows: 2021 2020 Originated loans: Commercial real estate Owner occupied $ 340,369 $ 215,187 Non-owner occupied 533,240 309,777 Farmland 177,706 156,277 Other 138,282 78,140 Commercial Commercial and industrial 313,836 385,831 Agricultural 54,659 44,922 Residential real estate 1-4 family residential 453,635 324,723 Home equity lines of credit 127,433 92,968 Consumer Indirect 159,006 164,620 Direct 21,121 23,348 Other 9,395 9,868 Total originated loans $ 2,328,682 $ 1,805,661 Acquired loans: Commercial real estate Owner occupied $ 0 $ 45,101 Non-owner occupied 0 52,863 Farmland 0 26,080 Other 0 12,868 Commercial Commercial and industrial 0 18,662 Agricultural 0 4,850 Residential real estate 1-4 family residential 0 89,118 Home equity lines of credit 0 17,383 Consumer Direct 0 5,128 Other 0 97 Total acquired loans 0 272,150 Net deferred loan (fees) costs 2,400 233 Allowance for credit losses (29,386 ) (22,144 ) Net loans $ 2,301,696 $ 2,055,900 Loan segments have been identified by evaluating the portfolio based on collateral and credit risk characteristics. Allowance for credit loss activity The following tables present the activity in the allowance for credit losses by portfolio segment for year ended December 31, 2021, and the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2020 and 2019: December 31, 2021 Commercial Real Estate Commercial Residential Real Estate Consumer Total Allowance for credit losses Beginning balance $ 10,746 $ 5,018 $ 3,687 $ 2,693 $ 22,144 Impact of CECL adoption (2,137 ) 259 193 3,845 2,160 Provision for credit losses 6,226 (349 ) 1,121 (2,349 ) 4,649 PCD ACL on loans acquired 1,081 210 4 0 1,295 Loans charged off (70 ) (388 ) (297 ) (912 ) (1,667 ) Recoveries 33 199 162 411 805 Total ending allowance balance $ 15,879 $ 4,949 $ 4,870 $ 3,688 $ 29,386 December 31, 2020 Commercial Real Estate Commercial Residential Real Estate Consumer Total Allowance for loan losses Beginning balance $ 6,127 $ 2,443 $ 3,032 $ 2,885 $ 14,487 Provision for loan losses 4,710 2,976 742 672 9,100 Loans charged off (122 ) (412 ) (172 ) (1,347 ) (2,053 ) Recoveries 31 11 85 483 610 Total ending allowance balance $ 10,746 $ 5,018 $ 3,687 $ 2,693 $ 22,144 December 31, 2019 Commercial Real Estate Commercial Residential Real Estate Consumer Total Allowance for loan losses Beginning balance $ 5,294 $ 2,200 $ 2,982 $ 3,116 $ 13,592 Provision for loan losses 874 430 392 754 2,450 Loans charged off (45 ) (200 ) (400 ) (1,702 ) (2,347 ) Recoveries 4 13 58 717 792 Total ending allowance balance $ 6,127 $ 2,443 $ 3,032 $ 2,885 $ 14,487 The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of December 31, 2021 and 2020: 2021 2020 Nonaccrual Loans 90 Still Accruing Nonaccrual Loans 90 Still Accruing Originated loans: Commercial real estate Owner occupied $ 433 $ 0 $ 0 $ 335 Non-owner occupied 2,511 0 0 0 Farmland 274 0 0 0 Other 60 Commercial Commercial and industrial 7,190 54 3,312 22 Agricultural 40 0 205 0 Residential real estate 1-4 family residential 3,363 459 866 223 Home equity lines of credit 917 36 603 0 Consumer Indirect 455 123 648 64 Direct 227 53 157 111 Other 0 0 1 5 Total originated loans $ 15,470 $ 725 $ 5,792 $ 760 Acquired loans: Commercial real estate Owner occupied $ 0 $ 0 $ 27 $ 0 Non-owner occupied 0 0 362 0 Farmland 0 0 471 95 Commercial Commercial and industrial 0 0 477 0 Agricultural 0 0 4 0 Residential real estate 1-4 family residential 0 0 4,128 1,469 Home equity lines of credit 0 0 186 0 Consumer Direct 0 0 58 6 Total acquired loans $ 0 $ 0 $ 5,713 $ 1,570 Total loans $ 15,470 $ 725 $ 11,505 $ 2,330 The following tables present the aging of the recorded investment in past due loans as of December 31, 2021 and 2020 by class of loans. December 31, 2021 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total Commercial real estate Owner occupied $ 70 $ 591 $ 433 $ 1,094 $ 338,880 $ 339,974 Non-owner occupied 394 311 2,511 3,216 529,490 532,706 Farmland 0 0 274 274 177,143 177,417 Other 56 0 60 116 137,878 137,994 Commercial Commercial and industrial 256 100 7,244 7,600 304,932 312,532 Agricultural 100 28 40 168 54,706 54,874 Residential real estate 1-4 family residential 4,452 1,077 3,822 9,351 443,441 452,792 Home equity lines of credit 80 12 953 1,045 126,405 127,450 Consumer Indirect 795 275 578 1,648 163,112 164,760 Direct 203 91 280 574 20,614 21,188 Other 0 0 0 0 9,395 9,395 Total loans $ 6,406 $ 2,485 $ 16,195 $ 25,086 $ 2,305,996 $ 2,331,082 December 31, 2020 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total Originated loans: Commercial real estate Owner occupied $ 0 $ 0 $ 335 $ 335 $ 214,460 $ 214,795 Non-owner occupied 0 0 0 0 309,216 309,216 Farmland 0 0 0 0 156,053 156,053 Other 261 0 0 261 77,725 77,986 Commercial Commercial and industrial 356 61 3,334 3,751 378,594 382,345 Agricultural 45 255 205 505 44,555 45,060 Residential real estate 1-4 family residential 1,668 974 1,089 3,731 320,129 323,860 Home equity lines of credit 419 0 603 1,022 91,957 92,979 Consumer Indirect 1,046 285 712 2,043 168,245 170,288 Direct 284 120 268 672 22,789 23,461 Other 24 22 6 52 9,816 9,868 Total originated loans: $ 4,103 $ 1,717 $ 6,552 $ 12,372 $ 1,793,539 $ 1,805,911 Acquired loans: Commercial real estate Owner occupied $ 0 $ 0 $ 27 $ 27 $ 45,072 45,099 Non-owner occupied 197 0 362 559 52,295 52,854 Farmland 0 0 566 566 25,513 26,079 Other 0 0 0 0 12,868 12,868 Commercial Commercial and industrial 19 390 477 886 17,772 18,658 Agricultural 4 0 4 8 4,841 4,849 Residential real estate 1-4 family residential 1,954 821 5,597 8,372 80,745 89,117 Home equity lines of credit 23 0 186 209 17,175 17,384 Consumer Direct 20 49 64 133 4,995 5,128 Other 0 0 0 0 97 97 Total acquired loans $ 2,217 $ 1,260 $ 7,283 $ 10,760 $ 261,373 $ 272,133 Total loans $ 6,320 $ 2,977 $ 13,835 $ 23,132 $ 2,054,912 $ 2,078,044 Troubled Debt Restructurings: Total troubled debt restructurings were $3.9 million and $4.1 million at December 31, 2021 and 2020 respectively. The Company allocated $109 thousand and $81 thousand of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of December 31, 2021 and 2020, respectively. There were no commitments to lend additional amounts to borrowers with loans that were classified as troubled debt restructurings at December 31, 2021 and 2020. During the years ending December 31, 2021, 2020 and 2019, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans included one, or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; an extension of an interest only period; a deferral of principal payments; a capitalization of interest and/or escrow or a legal concession. Troubled debt restructuring modifications involved a reduction of the notes stated interest rate in the range of 0.24% to 4.075%. There were also extensions of the maturity dates on these and other troubled debt restructurings in the range of 22 days to 361 months. The following tables present loans by class modified as troubled debt restructurings that occurred during the years ending December 31, 2021, 2020 and 2019: Pre- Modification Post- Modification December 31, 2021 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Commercial Commercial and industrial 4 22 22 Residential real estate 1-4 family residential 11 636 624 Home equity lines of credit 7 264 264 Indirect 13 124 124 Consumer 4 17 17 Total loans 39 $ 1,063 $ 1,051 The troubled debt restructurings described above increased the allowance for credit losses by $127 thousand and resulted in charge offs of $129 thousand during the year ended December 31, 2021. Pre- Modification Post- Modification December 31, 2020 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Originated loans: Commercial Agricultural 1 $ 21 $ 21 Residential real estate 1-4 family residential 7 261 262 Home equity lines of credit 4 100 102 Indirect 29 182 182 Consumer 1 15 15 Total originated loans 42 $ 579 $ 582 Acquired loans: Residential real estate 1-4 family residential 3 140 144 Total acquired loans 3 $ 140 $ 144 Total loans 45 $ 719 $ 726 The troubled debt restructurings described above increased the allowance for loan losses by $65 thousand and resulted in charge offs of $65 thousand during the year ended December 31, 2020. Pre- Modification Post- Modification December 31, 2019 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Originated loans: Commercial Commercial and industrial 1 $ 12 $ 12 Residential real estate 181 1-4 family residential 6 178 94 Home equity lines of credit 3 90 337 Indirect 39 337 46 Consumer 2 46 0 Total originated loans 51 $ 663 $ 670 Acquired loans: Commercial real estate Farmland 3 527 527 Commercial Commercial and industrial 1 27 27 Residential real estate 1-4 family residential 4 201 205 Home equity lines of credit 1 17 17 Consumer 3 14 14 Total acquired loans 12 $ 786 $ 790 Total loans 63 $ 1,449 $ 1,460 The troubled debt restructurings described above increased the allowance for loan losses by $126 thousand and resulted in charge offs of $126 thousand during the year ended December 31, 2019. The Company offered three-month Farmers is also a preferred SBA lender and dedicated significant additional staff and other resources to help our customers complete and submit their applications and supporting documentation for loans offered under the new Paycheck Protection Program (PPP) under CARES, so they could obtain SBA approval and receive funding as quickly as possible. During the period of the PPP program, the Company facilitated PPP assistance to 2,134 business customers totaling $256.4 million. The Company, on behalf of its customers, began processing borrower applications for PPP forgiveness at the beginning of September 2020. The SBA has up to ninety days to review an application for PPP forgiveness and provide a decision at the end of that review. Once forgiveness of the PPP loan has been communicated and payment is received from the SBA, the Company will record the cash received from the SBA, pay-off the loans based on the amount of forgiveness provided and accelerate the amount of net deferred loan fees/costs recognized for the portion of the PPP loans that are forgiven. During the period ended December 31, 2021, the Company has received life to date payments from the SBA for forgiveness of these loans totaling $254 million, or approximately 99.1% of the loans originated in 2020. The Company processed $107.9 million in new loans for PPP funding during 2021. The Company has received payments from the SBA for forgiveness of loans totaling $72.3 million, or approximately 67.1% of the PPP loans originated in 2021. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company establishes a risk rating at origination for all commercial loan and commercial real estate relationships. For relationships over $1 million management monitors the loans on an ongoing basis for any changes in the borrower’s ability to service their debt. Management also affirms the risk ratings for the loans and leases in their respective portfolios on an annual basis. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Based on the most recent analysis performed, the risk category of loans by class of loans is as follows: December 31, 2021 Pass Special Mention Sub standard Total Commercial real estate Owner occupied $ 330,754 $ 5,006 $ 4,214 $ 339,974 Non-owner occupied 495,170 19,366 18,170 532,706 Farmland 174,580 2,160 677 177,417 Other 137,063 784 147 137,994 Commercial Commercial and industrial 301,879 1,190 9,463 312,532 Agricultural 54,394 397 83 54,874 Total loans $ 1,493,840 $ 28,903 $ 32,754 $ 1,555,497 December 31, 2020 Pass Special Mention Sub standard Total Originated loans: Commercial real estate Owner occupied $ 208,289 $ 5,121 $ 1,385 $ 214,795 Non-owner occupied 290,773 11,240 7,203 309,216 Farmland 153,225 2,464 364 156,053 Other 77,432 387 167 77,986 Commercial Commercial and industrial 372,083 1,522 8,740 382,345 Agricultural 44,527 320 213 45,060 Total originated loans $ 1,146,329 $ 21,054 $ 18,072 $ 1,185,455 Acquired loans: Commercial real estate Owner occupied $ 44,031 $ 87 $ 981 $ 45,099 Non-owner occupied 50,053 49 2,752 52,854 Farmland 24,637 100 1,342 26,079 Other 12,868 0 0 12,868 Commercial Commercial and industrial 16,246 0 2,412 18,658 Agricultural 4,481 303 65 4,849 Total acquired loans $ 152,316 $ 539 $ 7,552 $ 160,407 Total loans $ 1,298,645 $ 21,593 $ 25,624 $ 1,345,862 The Company considers the performance of the loan portfolio and its impact on the allowance for credit losses. For residential, consumer and indirect loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in residential, consumer and indirect auto loans based on payment activity. Nonperforming loans are loans past due 90 days and still accruing interest and nonaccrual loans. Residential Real Estate Consumer December 31, 2021 1-4 Family Residential Home Indirect Direct Other Performing $ 448,970 $ 126,497 $ 164,182 $ 20,908 $ 9,395 Nonperforming 3,822 953 578 280 0 Total loans $ 452,792 $ 127,450 $ 164,760 $ 21,188 $ 9,395 Residential Real Estate Consumer December 31, 2020 1-4 Family Residential Home Indirect Direct Other Originated loans: Performing $ 322,771 $ 92,376 $ 169,576 $ 23,193 $ 9,862 Nonperforming 1,089 603 712 268 6 Total originated loans $ 323,860 $ 92,979 $ 170,288 $ 23,461 $ 9,868 Acquired loans: Performing 83,520 17,198 0 5,064 97 Nonperforming 5,597 186 0 64 0 Total acquired loans $ 89,117 $ 17,384 $ 0 $ 5,128 $ 97 Total loans $ 412,977 $ 110,363 $ 170,288 $ 28,589 $ 9,965 The following table presents total loans by risk categories and year of origination. Term Loans Amortized Cost Basis by Origination Year As of December 31 2021 2020 2019 2018 2017 Prior Revolving Loans Total Commercial real estate Risk Rating Pass $ 177,091 $ 143,421 $ 169,670 $ 121,520 $ 107,577 $ 221,235 $ 22,473 $ 962,987 Special mention 1,017 0 7,140 6,755 3,298 6,946 0 25,156 Substandard 0 721 2,664 498 3,321 14,721 606 22,531 Total commercial real estate loans $ 178,108 $ 144,142 $ 179,474 $ 128,773 $ 114,196 $ 242,902 $ 23,079 $ 1,010,674 Commercial Risk Rating Pass $ 96,395 $ 53,766 $ 28,669 $ 21,617 $ 12,735 $ 18,036 $ 70,661 $ 301,879 Special mention 572 105 108 278 3 0 124 1,190 Substandard 3,053 1,676 312 276 695 2,155 1,296 9,463 Total commercial loans $ 100,020 $ 55,547 $ 29,089 $ 22,171 $ 13,433 $ 20,191 $ 72,081 $ 312,532 Agricultural Risk Rating Pass $ 45,015 $ 51,913 $ 28,652 $ 29,372 $ 19,032 $ 34,069 $ 20,921 $ 228,974 Special mention 0 233 32 0 2,060 0 231 2,556 Substandard 353 19 62 20 0 277 30 761 Total agricultural loans $ 45,368 $ 52,165 $ 28,746 $ 29,392 $ 21,092 $ 34,346 $ 21,182 $ 232,291 Residential real estate Risk Rating Pass $ 96,660 $ 93,853 $ 39,591 $ 32,227 $ 42,420 $ 135,887 $ 3,475 $ 444,113 Special mention 0 74 134 82 95 48 0 433 Substandard 48 0 111 28 380 7,679 0 8,246 Total residential real estate loans $ 96,708 $ 93,927 $ 39,836 $ 32,337 $ 42,895 $ 143,614 $ 3,475 $ 452,792 Home equity lines of credit Risk Rating Pass $ 820 $ 959 $ 233 $ 468 $ 752 $ 2,765 $ 119,430 $ 125,427 Special mention 0 0 0 0 0 0 48 48 Substandard 0 0 20 142 74 1,590 149 1,975 Total home equity lines of credit $ 820 $ 959 $ 253 $ 610 $ 826 $ 4,355 $ 119,627 $ 127,450 Consumer Risk Rating Pass $ 61,704 $ 46,501 $ 35,581 $ 21,184 $ 9,532 $ 11,504 $ 8,099 $ 194,105 Special mention 0 0 0 0 0 0 0 0 Substandard 105 224 294 106 146 363 0 1,238 Total consumer loans $ 61,809 $ 46,725 $ 35,875 $ 21,290 $ 9,678 $ 11,867 $ 8,099 $ 195,343 The Company adopted ASU 2016-13 to calculate the allowance for credit losses which requires projecting credit losses over the lifetime of the credits. The ACL is adjusted through the provision for credit losses and reduced by net charge offs of loans. Although the Company has a diversified loan portfolio, the credit risk in the loan portfolio is largely influenced by general economic conditions and trends of the counties and markets in which the debtors operate, and the resulting impact on the operations of borrowers or on the value of any underlying collateral. The credit loss estimation process involves procedures that consider the unique characteristics of the Company’s loan portfolio segments. These segments are disaggregated into the loan pools for monitoring. A model of risk characteristics, such as loss history and delinquency experience, trends in past due and non-performing loans, as well as existing economic conditions and supportable forecasts used to determine credit loss assumptions. The Company uses two methodologies to analyze loan pools. The cohort method and the PD/LGD. Cohort relies on the creation of cohorts to capture loans that qualify for a particular segment, as of a point in time. Those loans are then tracked over their remaining lives to determine their loss experience. The Company aggregates financial assets on the basis of similar risk characteristics when evaluating loans on a collective basis. Those characteristics include, but aren’t limited to, internal or external credit score, risk ratings, financial asset, loan type, collateral type, size, effective interest rate, term, or geographical location. The Company uses cohort primarily for consumer loan portfolios. The probability of default portion of PD/LGD is defined by the Company as 90 days past due, placed on non-accrual, becomes a troubled debt restructuring or is partially, or wholly, charged-off. Typically, a one-year time period is used to asses PD. PD can be measured and applied using various risk criteria. Risk rating is one common way to apply PDs. Loss given default LGD is to determine the percentage of loss by facility or collateral type. LGD estimates can sometimes be driven, or influenced, by product type, industry or geography. The Company uses PD/LGD primarily for commercial loan portfolios. The following table presents the loan pools and the associated methodology used during the calculation of the allowance for credit losses in 2021. Portfolio Segments Loan Pool Methodology Loss Drivers Residential real estate 1-4 Family Residential Real Estate - 1st Liens Cohort Credit Loss History 1-4 Family Residential Real Estate - 2nd Liens Cohort Credit Loss History Home Equity Lines of Credit Home Equity Lines of Credit Cohort Credit Loss History Consumer Finance Cash Reserves Cohort Credit Loss History Direct Cohort Credit Loss History Indirect Cohort Credit Loss History Commercial Commercial and Industrial PD/LGD Credit Loss History Agricultural PD/LGD Credit Loss History Municipal PD/LGD Credit Loss History Commercial real estate Owner Occupied PD/LGD Credit Loss History Non-Owner Occupied PD/LGD Credit Loss History Multifamily PD/LGD Credit Loss History Farmland PD/LGD Credit Loss History Construction PD/LGD Credit Loss History According to accounting standard an entity may make an accounting policy election not to measure an allowance for credit losses for accrued interest receivable if the entity writes off the applicable accrued interest receivable balance in a timely manner. The Company has made the accounting policy election not to measure an allowance for credit losses for accrued interest receivables for all loan segments. Current policy dictates that a loan will be placed on nonaccrual status, with the current accrued interest receivable balance being written off, upon the loan being 90 days delinquent or when the loan is deemed to be collateral dependent and the collateral analysis shows insufficient collateral coverage based on a current assessment of the value of the collateral. In addition, ASC Topic 326 requires the Company to establish a liability for anticipated credit losses for unfunded commitments. To accomplish this, the Company must first establish a loss expectation for extended (funded) commitments. This loss expectation, expressed as a ratio to the amortized cost basis, is then applied to the portion of unfunded commitments not considered unilaterally cancelable, and considered by the company’s management as likely to fund over the life of the instrument. At December 31, 2021, the Company had $607 million in unfunded commitments and set aside $533 thousand in anticipated credit losses. This reserve is recorded in other liabilities as opposed to the ACL. The determination of ACL is complex and the Company makes decisions on the effects of factors that are inherently uncertain. Evaluations of the loan portfolio and individual credits require certain estimates, assumptions and judgements as to the facts and circumstances related to particular situations or credits. There may be significant changes in the ACL in future periods determined by prevailing factors at that point in time along with future forecasts. Purchased Loans As a result of the Cortland merger, the Company acquired $478.2 million in loans, excluding $4.0 million of loans held for sale. Par value of purchased loans was as follows (in thousands): 2021 Par value of acquired loans at acquisition $ 483,666 Net purchase discount (4,207 ) Allowance for credit losses of PCD loans (1,295 ) Fair value of loans at acquisition $ 478,164 Under ASU Topic 326, when loans are purchased with evidence of more than significant deterioration of credit, they are accounted for as PCD. PCD loans acquired in a transaction are marked to fair value and a mark on yield is recorded. In addition, an adjustment is made to the ACL for the expected loss on the acquisition date. These loans are assessed on a regular basis and subsequent adjustments to the ACL are recorded on the income statement. On November 1, 2021, the Company acquired PCD loans with a fair value of $34.3 million, credit discount of $1.3 million and a noncredit discount of $1.1 million. The outstanding balance at December 31, 2021 and related allowance on these loans is as follows (in thousands): Loan Balance ACL Balance Commercial real estate Owner Occupied $ 3,066 $ 89 Non-owner Occupied 24,694 804 Other 788 3 28,548 896 Commercial Commercial and industrial 2,911 196 Residential real estate 1-4 family residential 505 4 Total $ 31,964 $ 1,096 At December 31, 2020, the Company had $917 thousand in loans that were accounted for as purchase credit impaired. Purchase credit impaired loans are loans acquired through business combinations with deteriorated credit quality that occurred subsequent to origination and have the probability that the Company would be unable to collect all contractually required payments from the borrower.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	12 Months Ended
	Dec. 31, 2021
Revenue From Contract With Customer [Abstract]
Revenue from Contracts with Customers	NOTE 5 – Revenue from Contracts with Customers All material revenue from contracts with customers in the scope of ASC 606 is recognized within noninterest income. ASC 606 rules govern the disclosure of revenue tied to contracts. The following table presents the Company’s noninterest income by revenue stream and reportable segment, net of eliminations, for the years ended December 31, 2021, 2020 and 2019. Items outside the scope of ASC 606 are noted as such. (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2021 Service charges on deposit accounts $ 0 $ 3,660 $ 3,660 Debit card and EFT fees 0 5,144 5,144 Trust fees 9,438 0 9,438 Insurance agency commissions 0 3,456 3,456 Retirement plan consulting fees 1,421 0 1,421 Investment commissions 0 2,276 2,276 Other (outside the scope of ASC 606) 0 12,798 12,798 Total noninterest income $ 10,859 $ 27,334 $ 38,193 (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2020 Service charges on deposit accounts $ 0 $ 3,682 $ 3,682 Debit card and EFT fees 0 4,264 4,264 Trust fees 7,632 0 7,632 Insurance agency commissions 0 3,124 3,124 Retirement plan consulting fees 1,523 0 1,523 Investment commissions 0 1,530 1,530 Other (outside the scope of ASC 606) 0 14,406 14,406 Total noninterest income $ 9,155 $ 27,006 $ 36,161 (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2019 Service charges on deposit accounts $ 0 $ 4,514 $ 4,514 Debit card and EFT fees 0 3,886 3,886 Trust fees 7,475 0 7,475 Insurance agency commissions 0 2,919 2,919 Retirement plan consulting fees 1,489 0 1,489 Investment commissions 0 1,406 1,406 Other (outside the scope of ASC 606) 0 6,353 6,353 Total noninterest income $ 8,964 $ 19,078 $ 28,042 A description of the Company’s revenue streams under ASC 606 follows: Service Charges on Deposit Accounts – The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Management reviewed the deposit account agreements, and determined that the agreements can be terminated at any time by either the Bank or the account holder. Transaction fees, such as balance transfers, wires and overdraft charges are settled the day the performance obligation is satisfied. The Bank’s monthly service charges and maintenance fees are for services provided to the customer on a monthly basis and are considered a series of services that have the same pattern of transfer each month. The review of service charges assessed on deposit accounts, included the amount of variable consideration that is a part of the monthly charges. It was found that the waiver of service charges due to insufficient funds and dormant account fees is immaterial and would not require a change in the accounting treatment for these fees under the new revenue standards. Debit Card and EFT Fees – Customers and the Bank have an account agreement and maintain deposit balances with the Bank. Customers use a bank issued debit card to purchase goods and services, and the Bank earns interchange fees on those transactions, typically a percentage of the sale amount of the transaction. The Bank records the amount due when it receives the settlement from the payment network. Payments from the payment network are received and recorded into income on a daily basis. There are no contingent debit card or EFT fees recorded by the Company that could be subject to a clawback in future periods. Trust Fees – Services provided to Farmers Trust customers are a series of distinct services that have the same pattern of transfer each month. Fees for trust accounts are billed and drafted from trust accounts monthly. The Company records these fees on the income statement on a monthly basis. Fees are assessed based on the total investable assets of the customer’s trust account. A signed contract between the Company and the customer is maintained for all customer trust accounts with payment terms identified. It is probable that the fees will be collectible as funds being managed are accessible by the asset manager. Past history of trust fee income recorded by the Company indicates that it is highly unlikely that a significant reversal could occur. There are no contingent incentive fees recorded by the Company that could be subject to a clawback in future periods. Insurance Agency Commissions – Insurance agency commissions are received from insurance carriers for the agency’s share of commissions from customer premium payments. These commissions are recorded into income when checks are received from the insurance carriers, and there is no contingent portion associated with these commission checks. There may be a short time-lag in recording revenue when cash is received instead of recording the revenue when the policy is signed by the customer, but the time lag is insignificant and does not impact the revenue recognition process. Insurance also receives incentive checks from the insurance carriers for achieving specified levels of production with particular carriers. These amounts are recorded into income when a check is received, and there are no contingent amounts associated with these payments that may be clawed back by the carrier in the future. Similar to the monthly commissions explained in the preceding paragraph, there may be a short time-lag in recording incentive revenue on a cash basis as opposed to estimating the amount of incentive revenue expected to be earned, this does not materially impact the recognition of Insurance revenue. If there were any amounts that would need to be refunded for one specific Insurance customer, management believes the reversal would not be significant. Other potential situations surrounding the recognition of Farmers Insurance revenue include the estimating potential refunds due to the likely cancellation of a percentage of customers cancelling their policies and recording revenue at the time of policy renewals. Management concluded that since Farmers Insurance agency commissions represent only 2.2% of the Company’s total revenue in 2021, adjusting the current practice of recording insurance revenue for these situations would not have a material impact on the reporting of total revenue. Retirement Plan Consulting Fees – The fees earned from retirement plan consulting are generated by Farmers Trust. Revenue is recognized based on the level of work performed for the client. Any payments that are received for work to be performed in the future are recorded in a deferred revenue account, and recorded into income when the fees are earned. Retirement plan consulting fees represent only 0.9% of the Company’s total revenue in 2021, and therefore management has concluded that any adjustment of revenue for one particular customer for a refund or any other reason would be insignificant and would not materially impact the Company’s total revenue. Investment Commissions – Investment commissions are earned through the sales of non-deposit investment products to customers of the Company. The sales are conducted through a third-party broker-dealer. When the commissions are received and recorded into income on the Bank’s income statement, there is no contingent portion that may need to be refunded back to the broker dealer. Investment commissions represent only 1.5% of the Company’s total revenue in 2021, and therefore management has concluded that any adjustment of revenue for a particular customer for a refund or any other reason would be insignificant and would not materially impact the Company’s total revenue. Other – Income items included in “Other” are Bank owned life insurance income, security gains, net gains on the sale of loans and other operating income. Any amounts within the scope of ASC 606 are deemed immaterial.

Loan Servicing

Loan Servicing	12 Months Ended
	Dec. 31, 2021
Transfers And Servicing [Abstract]
Loan Servicing	NOTE 6 – LOAN SERVICING The Company has retained servicing rights to Mortgage loans sold to the Federal Home Loan Mortgage Corporation. Mortgage loans serviced for others are not reported as assets. The principal balances of these loans at year-end are as follows: 2021 2020 Mortgage loan portfolio serviced for: FHLMC $ 494,688 $ 430,233 Custodial escrow balances maintained in connection with serviced loans were $4.0 million at December 31, 2021 and $3.4 million at December 31, 2020. Mortgage servicing rights are recorded on the balance sheets as other assets. Activity for mortgage servicing rights for years ended December 31, 2021, 2020 and 2019 are as follows: 2021 2020 2019 Servicing rights: Beginning balance $ 3,198 $ 1,721 $ 1,468 Additions 1,556 2,429 813 Amortization to expense (1,351 ) (952 ) (560 ) Ending balance $ 3,403 $ 3,198 $ 1,721 There was no valuation allowance required for mortgage servicing rights at December 31, 2021, 2020 and 2019.

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value	NOTE 7 – FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Investment Securities The Company uses a third party service to estimate fair value on available for sale securities on a monthly basis. The Company uses the exit price notion when measuring the fair value of financial instruments for disclosure purposes. The Company’s service provider is considered a leading evaluation pricing service for U.S. domestic fixed income securities and complies fully with exit pricing requirements. They subscribe to multiple third-party pricing vendors, and supplement that information with matrix pricing methods. The fair values for investment securities, which consist of equity securities that are recorded at fair market value, are determined by quoted market prices in active markets, if available (Level 1). The equity securities change in fair market value is recorded in the income statements. For securities where quoted prices are not available, fair values are calculated based on quoted prices for similar assets in active markets, quoted prices for similar assets in markets that are not active or inputs other than quoted prices, which provide a reasonable basis for fair value determination. Such inputs may include interest rates and yield curves, volatilities, prepayment speeds, credit risks and default rates. Inputs used are derived principally from observable market data (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). The fair values of Level 3 investment securities are determined by using unobservable inputs to measure fair value of assets for which there is little, if any market activity at the measurement date, using reasonable inputs and assumptions based on the best information at the time, to the extent that inputs are available without undue cost and effort. For the years ended December 31, 2021 and 2020 the fair value of Level 3 investment securities was immaterial. At December 31, 2021, the Company determined that no securities that had a fair value less than amortized cost was as a result of credit deterioration as outlined in ASU 2016-13. Derivative Instruments The fair value of derivative instruments is based on valuation models using observable market data as of the measurement date. The loan agreement containing a two-way yield maintenance provision if invoked is expected to exactly offset the fair value of unwinding the swap. The yield maintenance provision represents an embedded derivative which is bifurcated from the host loan contract and, as such, the swaps and embedded derivatives are not designated as hedges (Level 2). Collateral Dependent Loans Fair value estimates of collateral dependent loans that are individually reviewed are based on the fair value of the collateral, less estimated costs to sell. Loans carried at fair value generally receive specific allocations of the allowance for credit losses in 2021 and allowance for loan losses in prior periods. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. These loans are evaluated on a quarterly basis for additional and adjusted accordingly. Other Real Estate Owned Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair values are commonly based on recent real estate appraisals. These appraisals may use a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent loans and other real estate owned are performed by certified general appraisers (for commercial and commercial real estate properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Appraisal Department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On an annual basis, the Company compares the actual selling price of collateral that has been sold to the most recent appraised value to determine what adjustments should be made to appraisals to arrive at fair value. Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements at December 31, 2021 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 90,831 $ 0 $ 90,831 $ 0 State and political subdivisions 658,815 0 658,815 0 Corporate bonds 4,030 0 4,030 0 Mortgage-backed securities-residential 655,186 0 655,183 3 Collateralized mortgage obligations 13,385 0 13,385 0 Small Business Administration 5,430 0 5,430 0 Equity securities Equity securities at fair value 228 228 0 0 Other equity investments measured at net asset value 14,721 n/a n/a n/a Total investment securities $ 1,442,626 $ 228 $ 1,427,674 $ 3 Interest rate swaps $ 4,261 $ 0 $ 4,261 $ 0 Financial Liabilities Interest rate swaps $ 4,261 $ 0 $ 4,261 $ 0 Fair Value Measurements at December 31, 2020 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 11,845 $ 0 $ 11,845 $ 0 State and political subdivisions 366,306 0 366,306 0 Corporate bonds 3,712 0 3,712 0 Mortgage-backed securities-residential 161,782 0 161,778 4 Collateralized mortgage obligations 26,393 0 26,393 0 Small Business Administration 5,562 0 5,562 0 Equity securities Equity securities at fair value 538 538 0 0 Other equity investments measured at net asset value 6,343 n/a n/a n/a Total investment securities $ 582,481 $ 538 $ 575,596 $ 4 Interest rate swaps $ 4,221 $ 0 $ 4,221 $ 0 Financial Liabilities Interest rate swaps $ 4,221 $ 0 $ 4,221 $ 0 There were no significant transfers between Level 1 and Level 2 during 2021 or 2020. The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the year ended December 31: Investment Securities Available-for-sale (Level 3) 2021 2020 2019 Beginning Balance $ 4 $ 5 $ 6 Repayments, calls and maturities (1 ) (1 ) (1 ) Acquired and/or purchased 0 0 0 Ending Balance $ 3 $ 4 $ 5 Assets Measured on a Non-Recurring Basis Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at December 31, 2021 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Individually Evaluated loans Commercial $ 1,654 $ 0 $ 0 $ 1,654 1–4 family residential 82 0 0 82 Fair Value Measurements at December 31, 2020 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Impaired loans Commercial $ 1,770 $ 0 $ 0 $ 1,770 1-4 family residential 82 0 0 82 Consumer 36 0 0 36 Collateral dependent loans were individually evaluated under ASC 326 for the period ended December 31, 2021, while impaired loans from the periods ended December 31, 2020 were individually evaluated under ASC 310. Collateral dependent loans, had a principal balance of $3.2 million, with a valuation allowance of $1.5 million at December 31, 2021. Collateral dependent commercial real estate loans, both owner occupied and non-owner occupied are valued by independent external appraisals. These external appraisals are prepared using the sales comparison approach and income approach valuation techniques. Management makes subsequent unobservable adjustments to the collateral dependent loan appraisals. Collateral dependent loans other than commercial real estate and other real estate owned are not considered material. At December 31, 2021 and 2020, other real estate owned measured at fair value less costs to sell, had a zero net carrying amount. During the year ended December 31, 2021, the Company had zero real estate owned. The Company had $ 19 thousand in write-downs related to other real estate owned during the year ended December 31, 20 20 . The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at year ended 2021 and 2020: December 31, 2021 Fair value Valuation Technique(s) Unobservable Input(s) Range Weighted Average Individually evaluated loans Commercial $ 1,654 Sales comparison Adjustment for differences between comparable sales (40.24%) - 56.83% (12.43%) Residential 82 Sales comparison Adjustment for differences between comparable sales (3.84%) - 3.22% (0.12%) December 31, 2020 Fair value Valuation Technique(s) Unobservable Input(s) Range Weighted Average Impaired loans Commercial $ 1,770 Sales comparison Adjustment for differences between comparable sales (24.01%) - 17.93% (0.48%) Residential 82 Sales comparison Adjustment for differences between comparable sales (40.00%) - 47.15% (17.77%) Consumer 36 Sales comparison Adjustment for differences between comparable sales (23.60%) - 23.60% (0.00%) Fair Value of Financial Instruments The carrying amounts and estimated fair values of financial instruments not previously presented, at December 31, 2021 and December 31, 2020 are as follows: Fair Value Measurements at December 31, 2021 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 112,790 $ 29,150 $ 83,640 $ 0 $ 112,790 Restricted stock 15,510 n/a n/a n/a n/a Loans held for sale 4,545 0 4,681 0 4,681 Loans, net 2,301,696 0 0 2,285,554 2,285,554 Accrued interest receivable 12,460 0 6,844 5,616 12,460 Financial liabilities Deposits 3,547,235 3,158,967 384,263 0 3,543,230 Long-term borrowings 87,758 0 92,433 0 92,433 Accrued interest payable 376 22 354 0 376 Fair Value Measurements at December 31, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 254,621 $ 20,503 $ 234,118 $ 0 $ 254,621 Restricted stock 14,647 n/a n/a n/a n/a Loans held for sale 4,766 0 4,909 0 4,909 Loans, net 2,055,900 0 0 2,036,872 2,036,872 Accrued interest receivable 9,880 0 3,297 6,583 9,880 Financial liabilities Deposits 2,610,878 2,126,942 487,105 0 2,614,047 Short-term borrowings 2,521 0 2,521 0 2,521 Long-term borrowings 76,385 0 77,189 0 77,189 Accrued interest payable 690 36 654 0 690 The methods and assumptions used to estimate fair value, not previously described, are described as follows: Cash and Cash Equivalents: The carrying amounts of cash and short-term instruments approximate fair values and are classified as either Level 1 or Level 2. The Company has determined that cash on hand and non-interest bearing due from bank accounts are Level 1 whereas interest bearing federal funds sold and other are Level 2. Restricted Stock: It is not practical to determine the fair value of restricted stock due to restrictions placed on its transferability. Loans: Fair values of loans, excluding loans held for sale, are estimated using a third party firm that uses cash flow analysis and current market interest rates along with adjustments for credit, liquidity and option risk to conform to the ASU 2016-01 exit price requirement. Impaired loans are valued at the lower of cost or fair value as described previously. Loans held for sale: The fair value of loans held for sale is estimated based upon the average of binding contracts and quotes from third party investors resulting in a Level 2 classification. Accrued Interest Receivable/Payable: The carrying amounts of accrued interest receivable and payable approximate fair value resulting in a Level l, Level 2 or Level 3 classification. The classification is the result of the association with securities, loans, deposits and borrowings. Deposits: The fair values disclosed for demand deposits – interest and non-interest checking, passbook savings and money market accounts—are, by definition, equal to the amount payable on demand at the reporting date resulting in a Level 1 classification. The carrying amounts of variable rate certificates of deposit approximate their fair values at the reporting date resulting Level 2 classification. Fair value for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. Short-term Borrowings: The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings, generally maturing within ninety days, approximate their fair values resulting in a Level 2 classification. Long-term Borrowings: The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. Off-balance Sheet Instruments: The fair value of commitments is not considered material.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Property Plant And Equipment [Abstract]
Premises and Equipment	NOTE 8 – PREMISES AND EQUIPMENT Year-end premises and equipment owned and utilized in the operations of the Company were as follows: 2021 2020 Land $ 6,807 $ 4,594 Buildings 30,950 24,717 Furniture, fixtures and equipment 17,309 11,646 Leasehold Improvements 1,013 541 Right of use assets 6,360 4,829 62,439 46,327 Less accumulated depreciation (24,919 ) (20,707 ) Net book value $ 37,520 $ 25,620 Depreciation expense was $1.8 million for year ended December 31, 2021, and $1.5 million for the years ended December 31, 2020 Year-end premises and equipment subject to lease agreements in which the Company acts as lessor were as follows. See NOTE - 9 for additional lease disclosures: 2021 2020 Buildings $ 7,567 $ 5,215 Equipment 794 794 8,361 6,009 Less: accumulated amortization (2,001 ) (1,180 ) Total $ 6,360 $ 4,829

Leases

Leases	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Leases	NOTE 9 – LEASES The Company has operating leases for branch office locations, vehicles and certain office equipment such as printers, copiers and faxes. The leases have remaining lease terms of up to 18.3 years, some of which include options to extend the lease for up to 15 years and some of which include options to terminate the lease in April of 2022. The right of use asset and lease liability were $6.4 million and $6.6 million as of December 31, 2021, respectively, and $4.8 million and $5.0 million as of December 31, 2020, respectively. Lease payments made for the year ended December 31, 2021 and 2020 were $845 thousand and $782 thousand. Interest expense and amortization expense on finance leases for the year ended December 31, 2021 were $154 thousand and $521 thousand. Interest expense and amortization expense on finance leases for the year ended December 31, 2020 were $133 thousand and $456 thousand. The weighted-average remaining lease term for all leases was 6.2 years as of December 31, 2021 and the weighted-average discount rate was 2.2%. On November 1, 2021, the Company performed a valuation on Cortland’s leases to determine an initial right of use asset (ROU asset) and lease liability in connection with the Merger. The Company recorded and initial ROU asset and lease liability of $1.6 million for these leases. Maturities of lease liabilities are as follows as of December 31, 2021: 2022 $ 833 2023 780 2024 610 2025 603 2026 586 Thereafter 4,245 Total Payments 7,657 Less: Imputed Interest (1,075 ) Total $ 6,582

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2021
Goodwill And Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	NOTE 10 – GOODWILL AND INTANGIBLE ASSETS Goodwill associated with the Company’s purchases of Cortland in November 2021 and other past acquisitions totaled $94.2 million at December 31, 2021 and Acquired Intangible Assets Acquired intangible assets were as follows: 2021 2020 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Other intangible: Customer relationship intangibles $ 7,210 $ (6,641 ) $ 7,210 $ (6,318 ) Non-compete contracts 430 (392 ) 430 (388 ) Trade Name 520 (356 ) 520 (320 ) Core deposit intangible 12,866 (5,271 ) 6,979 (4,271 ) Total $ 21,026 $ (12,660 ) $ 15,139 $ (11,297 ) Aggregate intangible amortization expense was $1.4 million for Estimated amortization expense for each of the next five years and thereafter: 2022 $ 1,670 2023 1,198 2024 894 2025 833 2026 741 Thereafter 3,030 Total $ 8,366

Deposits

Deposits	12 Months Ended
	Dec. 31, 2021
Banking And Thrift Interest [Abstract]
Deposits	NOTE 11 - DEPOSITS Following is a summary of year-end deposits: 2021 2020 Noninterest-bearing demand $ 916,237 $ 608,791 Interest-bearing demand 1,407,967 1,030,426 Money market 370,918 217,025 Savings 463,845 270,700 Brokered time deposits 0 32,000 Certificates of deposit 388,268 451,936 Total $ 3,547,235 $ 2,610,878 Time deposits of $250 thousand or more were $133.8 million and $136.9 million at year-end 2021 and 2020. Following is a summary of scheduled maturities of certificates of deposit during the years following December 31, 2021: 2022 $ 163,085 2023 66,550 2024 47,872 2025 65,652 2026 39,259 Thereafter 5,850 Total $ 388,268

Short-term Borrowings

Short-term Borrowings	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Short-term Borrowings	NOTE 12 – SHORT-TERM BORROWINGS The Bank had no short-term advances from the FHLB at December 31, 2021 or 2020. Securities sold under repurchase agreements are secured by the Bank’s holdings of debt securities issued by U.S. government sponsored entities and agencies. These pledged securities which are 105% of the repurchase agreement balances, had a carrying amount of zero and $2.3 million Repurchase agreements are financing arrangements that mature within 89 days and usually overnight. Under the agreements, customers agree to maintain funds on deposit with the Bank and in return acquire an interest in a pool of securities pledged as collateral against the funds. The securities are held in segregated safekeeping accounts at the Federal Reserve Bank, Farmers Trust and the FHLB. Information concerning securities sold under agreements to repurchase is summarized as follows: 2021 2020 2019 Average balance during the year $ 2,354 $ 3,425 $ 3,343 Average interest rate during the year 0.18 % 0.66 % 1.36 % Maximum month-end balance during the year $ 4,860 $ 5,150 $ 5,505 Weighted average year-end interest rate 0.00 % 0.66 % 1.36 % Balance at year-end $ 0 $ 2,171 $ 1,700 The following table provides a disaggregation of the obligation by class of collateral pledged for short-term financing obtained through the sales of repurchase agreements: 2020 Overnight and continuous repurchase agreements U.S. Treasury and U.S. government sponsored entities $ 42 State and political subdivisions 1,407 Mortgage-backed securities - residential 568 Collateralized mortgage obligations 154 Total borrowings $ 2,171 Management believes the risks associated with the agreements are minimal and in the case of collateral decline the Company has additional investment securities available to adequately pledge as guarantees for the repurchase agreements. The Bank has access to lines of credit amounting to $35 million at two major domestic banks that are below prime rate. The lines and terms are periodically reviewed by the lending banks and are generally subject to withdrawal at their discretion. There were no borrowings under these lines at December 31, 2021 and 2020. Farmers has two unsecured revolving lines of credit for $6.5 million. The lines can be renewed annually. The lines have interest rates of prime with floors of 3.5% and 4.5%. The outstanding balance on the two lines was zero and $350 thousand at December 31, 2021 and 2020, respectively. The interest rate on the outstanding balance at December 31, 2020 was 4.60%.

Long-Term Borrowings

Long-Term Borrowings	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Long-Term Borrowings	NOTE 13 – LONG-TERM BORROWINGS At December 31, 2021, there were no long-term advances from the FHLB. At December 31, 2020, the balances were as follows: 2020 Weighted Average Amount Rate Fixed-rate constant payment advance $ 1,980 1.70 % Convertible and putable fixed-rate advance 65,000 1.38 % Total advances $ 66,980 1.39 % Long-term and short-term FHLB advances are secured by a blanket pledge of residential mortgage, commercial real estate, and multi-family loans totaling $1.2 billion and $616.4 million at year-end 2021 and 2020. Based on this collateral, the Bank is eligible to borrow an additional $ million at December 31, 20 2 1 . During 2021, the Company prepaid $ 65.0 million in putable fixed-rate FHLB advances, which had a weighted average interest rate of 1.38 % and incurred prepayment penalties of $ 2.1 million. In November 2021, the Company completed the issuance of $75.0 million aggregate principal amount, fixed-to-floating rate subordinated notes due December 15, 2031, in a private offering exempt from the registration requirements under the Securities Act of 1933, as amended. The notes carry a fixed rate of 3.125% for five years at which time they will convert to a floating rate based on the three-month term secured overnight funding rate, plus a spread of 220 basis points. The Company may, at its option, beginning December 15, 2026, redeem the notes, in whole or in part, from time to time, subject to certain conditions. The net proceeds from the sale were approximately $73.8 million, after deducting the offering expenses. The Company’s intent was to use the proceeds from the sale for general corporate purposes, which may include, without limitation, providing capital to support its growth organically or through acquisitions, in financing investments, capital expenditures, repurchasing its common shares and for investments in the Bank as regulatory capital. The subordinated debentures are included in Total Capital under current regulatory guidelines and interpretations. On November 1, 2021, the Company completed its acquisition of Cortland, which included the assumption of Floating Rate Junior Subordinated Debt Securities due in September 15, 2037 (the "junior subordinated debt securities") at an acquisition-date fair value of $4.3 million, held in a wholly-owned statutory trust whose common securities were wholly-owned by Cortland. The sole assets of the statutory trust are the junior subordinated debt securities and related payments. The junior subordinated debt securities and the back-up obligations, in the aggregate, constitute a full and unconditional guarantee of the obligations of the statutory trust under the capital securities held by third-party investors. The securities bear interest at a rate of 1.45 On January 7, 2020, the Company completed its acquisition of Maple Leaf, which included the assumption of Floating Rate Junior Subordinated Debt Securities due December 15, 2036 (the "junior subordinated debt securities") held in a wholly-owned statutory trust whose common securities were wholly-owned by Maple Leaf. The sole assets of the statutory trust are the junior subordinated debt securities and related payments. The junior subordinated debt securities and the back-up obligations, in the aggregate, constitute a full and unconditional guarantee of the obligations of the statutory trust under the capital securities held by third-party investors. The securities bear interest at a rate of 1.70 In 2015, the Company completed its acquisition of National Bancshares Corporation (“NBOH”), which included the assumption of Floating Rate Junior Subordinated Debt Securities due June 15, 2035 (the "junior subordinated debt securities") held in a wholly-owned statutory trust whose common securities were wholly-owned by NBOH. The sole assets of the statutory trust are the junior subordinated debt securities and related payments. The junior subordinated debt securities and the back-up obligations, in the aggregate, constitute a full and unconditional guarantee of the obligations of the statutory trust under the capital securities held by third-party investors. The securities bear interest at a rate of 1.80 In all three instances, the Company may redeem the junior subordinated debentures at any quarter-end, in whole, or in part, at par. This type of subordinated debenture qualifies as Tier 1 capital for regulatory purposes in determining and evaluating the Company’s capital adequacy. A summary of all junior subordinated debentures issued by the Company to affiliates and subordinated debentures follows. For the junior subordinated debentures, these amounts represent the par value of the obligations owed to these affiliates, including the Company’s equity interest in the trusts along with any unamortized fair value marks. For the subordinated debentures, these amounts represent the par value less the remaining deferred offering expense associated with the issuance of the debentures. Balances were as follows at December 31, 2021 and 2020: 2021 2020 Amount Amount TSEO Statutory Trust I $ 2,424 $ 2,375 Maple Leaf Financial Statutory Trust II 7,293 7,030 Cortland Statutory Trust I 4,271 0 Total junior subordinated debentures owed to unconsolidated subsidiary trusts $ 13,988 $ 9,405 Subordinated debentures $ 73,770 $ 0

Commitments and Contingent Liab

Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2021
Commitments And Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	NOTE 14 – COMMITMENTS AND CONTINGENT LIABILITIES Some financial instruments, such as loan commitments, credit lines, letters of credit and overdraft protection, are issued to meet customer financing needs. These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off-balance-sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment. The contractual amounts of financial instruments with off-balance-sheet risk at year-end were as follows: 2021 2020 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments and unused lines of credit $ 119,003 $ 482,025 $ 80,567 $ 344,970 Commitments to make loans are generally made for periods of 30 days or less. Commitments and fixed rate unused lines of credit have interest rates ranging from 2.25% 21.90% Standby letters of credit are considered financial guarantees. The standby letters of credit have a contractual value of $5.8 million at December 31, 2021 and $5.0 million at December 31, 2020. The carrying amount of these items on the balance sheet is not material. Additionally, the Company has committed up to a $17.2 million subscription in SBIC investment funds. At December 31, 2021, the Company had invested $10 million in these funds.

Stock Based Compensation

Stock Based Compensation	12 Months Ended
	Dec. 31, 2021
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock Based Compensation	NOTE 15 – STOCK BASED COMPENSATION During 2017, the Company, with the approval of shareholders, created the 2017 Equity Incentive Plan (the “2017 Plan”). The 2017 Plan permits the award of up to 800 thousand shares to the Company’s directors and employees to attract and retain exceptional personnel, motivate performance and most importantly to help align the interests of Farmers’ executives with those of the Company’s shareholders. There were 68,195 service time based shares and 58,245 performance based shares granted under the 2017 Plan during the year ended December 31, 2021, as shown in the table below. The actual number of performance based shares issued will depend on the relative performance of the Company’s average return on equity compared to a group of peer companies over a three year vesting period, ending December 31, 2024. As of December 31, 2021, 269,875 shares are still available to be awarded from the 2017 Plan. The restricted stock awards were granted with a fair value price equal to the market price of the Company’s common stock at the date of grant. Expense recognized was $1.2 million for 2021, The following is the activity under the Plan during 2021: Maximum Awarded Service Units Weighted Average Grant Date Fair Value Maximum Awarded Performance Units Weighted Average Grant Date Fair Value Beginning balance - non-vested shares 67,765 $ 14.32 153,070 $ 14.46 Granted 68,195 16.99 58,245 14.21 Vested (31,180 ) 14.96 (52,327 ) 14.34 Forfeited (5,216 ) 14.29 0 0.00 Ending balance - non-vested shares 99,564 $ 16.13 158,988 $ 14.40 The following is the activity under the Plan during 2020: Maximum Awarded Service Units Weighted Average Grant Date Fair Value Maximum Awarded Performance Units Weighted Average Grant Date Fair Value Beginning balance - non-vested shares 81,165 $ 14.17 192,665 $ 13.72 Granted 29,045 15.01 50,187 15.93 Vested (35,006 ) 14.50 (80,026 ) 13.55 Forfeited (7,439 ) 14.61 (9,756 ) 14.97 Ending balance - non-vested shares 67,765 $ 14.32 153,070 $ 14.46 The 83,507 shares that vested in 2021 had a weighted average fair value of $14.57 per share.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Regulatory Capital Requirements [Abstract]
Regulatory Matters	NOTE 16 – REGULATORY MATTERS Banks and bank holding companies are subject to various regulatory capital requirements administered by the federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action by regulators that, if undertaken, could have a direct material effect on the financial statements. Management believes that as of December 31, 2021, the Company and the Bank meet all capital adequacy requirements to which they are subject. The FDIC and other federal banking regulators revised the risk-based capital requirements applicable to financial holding companies and insured depository institutions, including the Company and the Bank, to make them consistent with agreements that were reached by the Basel Committee on Banking Supervision (“Basel III”). The common equity tier 1 capital, tier 1 capital and total capital ratios are calculated by dividing the respective capital amounts by risk-weighted assets. The leverage ratio is calculated by dividing tier 1 capital by adjusted average total assets. Basel III limits capital distributions and certain discretionary bonus payments if the banking organization does not hold a “capital conservation buffer” consisting of 2.5% of common equity tier 1 capital, tier 1 capital and total capital to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is 2.5% for the years of 2021 and 2020. The buffer requires an additional capital amount of $68.9 million at year-end 2021 and an additional $52.9 million at year-end 2020. weighted assets of at least 6.0 %, (iii) a minimum ratio of total capital to risk-weighted assets of at least 8.0 % and (iv) a minimum leverage ratio of at least 4.0 %. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized, although these terms are not used to represent overall financial condition. If only adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At year-end 2021 and 2020, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category. Dividend Restrictions: The Company’s principal source of funds for dividend payments is dividends received from the Bank, Farmers Trust and to a lesser extent the Captive. The Bank and Farmers Trust are subject to the dividend restrictions set forth by the Comptroller of the Currency and Ohio Department of Commerce – Division of Financial Institutions, respectively. The respective regulatory agency must approve declaration of any dividends in excess of the sum of profits for the current year and retained net profits for the preceding two years. At the conclusion of 2021, the Bank could, without prior approval, declare dividends of approximately $17.2 million plus any 2022 net profits retained to the date of the dividend declaration. In order to practice trust powers, Farmers Trust must maintain a minimum capital of $3 million. Farmers Trust would also be able to, without prior approval, declare dividends of $648 thousand plus any 2022 net profits retained to the date of the dividend declaration. Actual and required capital amounts (not including the capital conservation buffer) and ratios are presented below at year-end: Actual Requirement For Capital Adequacy Purposes: To be Well Capitalized Under Prompt Corrective Action Provisions: Amount Ratio Amount Ratio Amount Ratio 2021 Common equity tier 1 capital ratio Consolidated $ 362,950 13.16 % $ 124,066 4.5 % N/A N/A Bank 345,065 12.55 % 123,712 4.5 % 178,695 6.5 % Total risk based capital ratio Consolidated 485,336 17.60 % 220,562 8.0 % N/A N/A Bank 374,451 13.62 % 219,933 8.0 % 274,916 10.0 % Tier I risk based capital ratio Consolidated 380,950 13.82 % 165,422 6.0 % N/A N/A Bank 345,065 12.55 % 164,950 6.0 % 219,933 8.0 % Tier I leverage ratio Consolidated 380,950 10.12 % 150,629 4.0 % N/A N/A Bank 345,065 9.19 % 150,217 4.0 % 187,772 5.0 % 2020 Common equity tier 1 capital ratio Consolidated $ 279,864 13.22 % $ 95,211 4.5 % N/A N/A Bank 268,041 12.71 % 94,903 4.5 % 137,083 6.5 % Total risk based capital ratio Consolidated 311,413 14.72 % 169,264 8.0 % N/A N/A Bank 290,185 13.76 % 168,717 8.0 % 210,897 10.0 % Tier I risk based capital ratio Consolidated 289,269 13.67 % 126,948 6.0 % N/A N/A Bank 268,041 12.71 % 126,538 6.0 % 168,717 8.0 % Tier I leverage ratio Consolidated 289,269 9.77 % 118,464 4.0 % N/A N/A Bank 268,041 9.10 % 117,877 4.0 % 147,346 5.0 %

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2021
Compensation And Retirement Disclosure [Abstract]
Employee Benefit Plans	NOTE 17 – EMPLOYEE BENEFIT PLANS The Company has a qualified 401(k) deferred compensation Retirement Savings Plan (the “Savings Plan”). All employees of the Company who have completed at least 90 days of service and meet certain other eligibility requirements are eligible to participate in the Savings Plan. Under the terms of the Savings Plan, employees may voluntarily defer a portion of their annual compensation pursuant to section 401(k) of the Internal Revenue Code. The Company matches 50% of the participants’ voluntary contributions up to 6% of gross wages. In addition, at the discretion of the Board of Directors, the Company may make an additional profit sharing contribution to the Savings Plan. Total expense was $814 thousand, $665 thousand and $708 thousand for the years ended December 31, 2021, 2020 and 2019, respectively. The Company has a profit sharing plan to provide associates not participating in a current incentive plan a vehicle for sharing in the success of the Company outside of existing wages and non-monetary benefits. The Board of Directors approved a profit sharing amount equal to 2% of annual compensation for associates in 2021 and 2020, and 1% for 2019. The expense was $268 thousand for the year ended December 31, 2021, $195 thousand for the year ended December 31 2020, The Company maintains a deferred compensation plan for certain retirees. Expense under this plan was $6 thousand for year ended December 31, 2021 and $7 thousand for the years ended December 31, 2020 and 2019. During 2015, the Company established a nonqualified deferred compensation plan for a select group of management or highly compensated eligible individuals. Under the terms of the plan, eligible individuals may elect to defer receipt of their compensation to a later taxable year. The Company has recorded both an asset and liability of equal amount that represents the amount of contributions and the payable due to the participants in the plan. The recorded asset and liability was $2.5 million and $1.9 million at December 31, 2021 and 2020, respectively. As part of the NBOH acquisition the Company has a director retirement and death benefit plan for the benefit of prior members of the Board of Directors of NBOH. The plan is designed to provide an annual retirement benefit to be paid to each director upon retirement from the Board and attaining age 70. There are no additional benefits or participants being added to the plan and the liability recorded at December 31, 2021 and 2020 was $975 thousand and $1.1 million, respectively. As part of the Cortland acquisition, the Company has supplemental retirement benefit plans for the benefit of certain officers and non-officer directors. The plan for officers is designed to provide post-retirement benefits to supplement other sources of retirement income such as social security and 401(k) benefits. The benefits will be paid for a period of 15 years after retirement. Director Retirement Agreements provide for a benefit of $10,000 annually on or after the director reaches normal retirement age, which is based on a combination of age and years of service. Director retirement benefits are paid over a period of 10 years following retirement. The Company accrued the cost of these post-retirement benefits during the working careers of the officers and directors. At December 31, 2021, the accumulated liability for these benefits totaled $1.7 million, with $1.6 million accrued for the officers’ plan and $138,000 for the directors’ plan. Expense recognized for these plans in 2021 was $11,000. Benefits expected to be paid in 2022 are $748,000. To fund the above obligations, the Company has insurance contracts on the lives of the participants and directors in the supplemental retirement benefit plans with the Company as the beneficiary. In the case of directors and a small group of employee participants, postretirement split dollar life insurance coverage was accrued for during the service years. The liability at December 31, 2021 is $645,000 and the benefit recorded in 2021 was $31,000.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Income Taxes	NOTE 18 – INCOME TAXES The provision for income taxes (credit) consists of the following: 2021 2020 2019 Current expense $ 10,794 $ 9,922 $ 7,626 Deferred expense (benefit) (524 ) (1,526 ) (311 ) Totals $ 10,270 $ 8,396 $ 7,315 Effective tax rates differ from federal statutory rate of 21% that were applied to income before income taxes due to the following: 2021 2020 2019 Statutory tax $ 13,026 $ 10,557 $ 9,046 Effect of nontaxable interest (2,274 ) (1,896 ) (1,655 ) Bank owned life insurance, net (273 ) (167 ) (171 ) Tax credits (200 ) 23 3 Effect of nontaxable insurance premiums (322 ) (198 ) (204 ) Stock compensation (9 ) 12 (100 ) Other 322 65 396 Actual tax $ 10,270 $ 8,396 $ 7,315 Deferred tax assets (liabilities) are comprised of the following: 2021 2020 Deferred tax assets: Allowance for credit losses $ 6,171 $ 4,650 Deferred and accrued compensation 1,993 1,413 Deferred loan fees and costs 531 507 Nonaccrual loan interest income 571 563 Other-than-temporary impairment 0 24 Restricted stock 423 521 Lease liabilities 1,382 1,043 Other 158 0 Gross deferred tax assets $ 11,229 $ 8,721 Deferred tax liabilities: Depreciation and amortization $ (1,391 ) $ (748 ) Net unrealized gain on securities available for sale (2,461 ) (5,857 ) Federal Home Loan Bank dividends (976 ) (684 ) Purchase accounting adjustments (1,729 ) (1,313 ) Mortgage servicing rights (715 ) (672 ) Prepaid expenses (367 ) (274 ) Lease right of use asset (1,336 ) (1,014 ) Other 0 (107 ) Gross deferred tax liabilities (8,975 ) (10,669 ) Net deferred tax asset (liability) $ 2,254 $ (1,948 ) No valuation allowance for deferred tax assets was recorded at December 31, 2021 and 2020. At December 31, 2021 and December 31, 2020, the Company had no unrecognized tax benefits recorded. The Company does not expect the amount of unrecognized tax benefits to significantly change within the next twelve months. The Company is subject to U.S. federal income tax. The Company is no longer subject to examination by the federal taxing authority for years prior to 2018. The tax years 2018—2020 remain open to examination by the U.S. taxing authority.

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2021
Comprehensive Income Net Of Tax [Abstract]
Other Comprehensive Income (Loss)	NOTE 19 – OTHER COMPREHENSIVE INCOME (LOSS) The following table represents the detail of other comprehensive income (loss) for the years ended December 31, 2021, 2020 and 2019. 2021 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ (15,333 ) $ 3,220 $ (12,113 ) Reclassification adjustment for gains included in net income (1) (838 ) 176 (662 ) Net unrealized gains (losses) on available-for-sale securities (16,171 ) 3,396 (12,775 ) Change in funded status of post-retirement plan 48 (10 ) 38 Net other comprehensive income (loss) $ (16,123 ) $ 3,386 $ (12,737 ) 2020 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ 16,651 $ (3,970 ) $ 12,681 Reclassification adjustment for gains included in net income (1) (385 ) (90 ) (475 ) Net other comprehensive income (loss) $ 16,266 $ (4,060 ) $ 12,206 2019 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ 17,513 $ (3,666 ) $ 13,847 Reclassification adjustment for gains included in net income (1) 11 (2 ) 9 Net other comprehensive income (loss) $ 17,524 $ (3,668 ) $ 13,856 (1) Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income .

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2021
Related Party Transactions [Abstract]
Related Party Transactions	NOTE 20 – RELATED PARTY TRANSACTIONS Loans to principal officers, directors, and their affiliates during 2021 and 2020 were as follows: 2021 2020 Beginning balance $ 12,003 $ 13,147 New loans 950 1,917 Effect of changes in composition of related parties 3,713 0 Repayments (5,592 ) (3,061 ) Ending balance $ 11,074 $ 12,003 Deposits from principal officers, directors, and their affiliates at year-end 2021 and 2020 were $ 32.2 million and $26.8 million.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 21 – EARNINGS PER SHARE The factors used in the earnings per share computation follow: 2021 2020 2019 Basic EPS Net income $ 51,844 $ 41,876 $ 35,760 Weighted average shares outstanding 29,167,357 28,266,509 27,734,994 Basic earnings per share $ 1.78 $ 1.48 $ 1.29 Diluted EPS Net income $ 51,844 $ 41,876 $ 35,760 Weighted average shares for basic earnings per share 29,167,357 28,266,509 27,734,994 Average unvested restricted stock awards 112,430 127,487 140,990 Weighted average shares for diluted earnings per share 29,279,787 28,393,996 27,875,984 Diluted earnings per share $ 1.77 $ 1.47 $ 1.28 There were 55,128, 67,074 and 21,000 restricted stock awards that were considered anti-dilutive at year-end 2021, 2020 and 2019, respectively.

Derivative Financial Instrument

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2021
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	NOTE 22 – DERIVATIVE FINANCIAL INSTRUMENTS Interest Rate Swaps The Company maintains an interest rate protection program for commercial loan customers. Under this program, the Company provides a variable rate loan while creating a fixed rate loan for the customer by the customer entering into an interest rate swap with terms that match the loan. The Company offsets its risk exposure by entering into an offsetting interest rate swap with an unaffiliated institution. The Company had interest rate swaps associated with commercial loans with a notional value of $86.1 million and fair value of $4.0 million in other assets and $4.0 million in other liabilities at December 31, 2021. At December 31, 2020 the Company had interest rate swaps associated with commercial loans with and a notional value of $41.2 million and fair value of $1.9 million in other assets and $1.9 million in other liabilities. The interest rate swaps with both the customers and third parties are not designated as hedges under FASB ASC 815 and are not marked to market through earnings. As the interest rate swaps are structured to offset each other, changes to the underlying benchmark interest rates considered in the valuation of these instruments do not result in an impact to earnings; however, there may be fair value adjustments related to credit quality variations between counterparties, which may impact earnings as required by FASB ASC 820. There were no net gains or losses for interest rate swaps for the years ended December 31, 2021 and 2020. Mortgage Banking Derivatives Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market are considered derivatives. These mortgage banking derivatives are not designated in hedge relationships. The Company had approximately $25.7 million of interest rate lock commitments at December 31, 2021. The net gains and losses on derivative instruments not designated as hedging instruments are included in mortgage banking income. For fiscal year 2021, gains of $423,000 were included in mortgage banking income for the interest rate lock commitments. The table below provides data about the amount of gains and losses recognized in income on derivative instruments not designated as hedging instruments. 2021 2020 2019 Derivatives not designated as hedging instruments Mortgage Banking Derivatives - Gain $ 423 $ 0 $ 0

Segment Information

Segment Information	12 Months Ended
	Dec. 31, 2021
Segment Reporting [Abstract]
Segment Information	NOTE 23 – SEGMENT INFORMATION The reportable segments are determined by the products and services offered, primarily distinguished between banking and trust operations. The trust and retirement consulting segments were combined during 2019. The segments are also distinguished by the level of information provided to the chief operating decision makers in the Company, who use such information to review performance of various components of the business, which are then aggregated. Loans, investments and deposits provide the revenues in the banking operation, trust service fees and consulting fees provide the revenue in trust operations. All operations are domestic. Accounting policies for segments are the same as those described in Note 1. Segment performance is evaluated using operating income. Income taxes are calculated on operating income. Transactions among segments are made at fair value. Significant segment totals are reconciled to the financial statements as follows: December 31, 2021 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Goodwill and other intangibles $ 5,814 $ 101,055 $ (4,263 ) $ 102,606 Total assets $ 14,365 $ 4,124,530 $ 3,854 $ 4,142,749 December 31, 2020 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Goodwill and other intangibles $ 6,046 $ 47,129 $ (3,558 ) $ 49,617 Total assets $ 15,147 $ 3,055,628 $ 373 $ 3,071,148 For year ended 2021 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 134 $ 108,726 $ (870 ) $ 107,990 Provision for credit losses and unfunded loans 0 4,893 0 4,893 Service fees, security gains and other noninterest income 11,045 27,347 (199 ) 38,193 Noninterest expense 6,854 68,194 589 75,637 Amortization and depreciation expense 262 2,931 346 3,539 Income before taxes 4,063 60,055 (2,004 ) 62,114 Income tax 852 10,023 (605 ) 10,270 Net Income $ 3,211 $ 50,032 $ (1,399 ) $ 51,844 For year ended 2020 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 125 $ 96,361 $ (295 ) $ 96,191 Provision for loan losses and unfunded loans 0 9,100 0 9,100 Service fees, security gains and other noninterest income 9,353 27,189 (381 ) 36,161 Noninterest expense 5,963 62,689 1,206 69,858 Amortization and depreciation expense 304 2,566 252 3,122 Income before taxes 3,211 49,195 (2,134 ) 50,272 Income tax 674 8,305 (583 ) 8,396 Net Income $ 2,537 $ 40,890 $ (1,551 ) $ 41,876 For year ended 2019 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 156 $ 82,301 $ (79 ) $ 82,378 Provision for loan losses and unfunded loans 0 2,450 0 2,450 Service fees, security gains and other noninterest income 9,097 19,209 (264 ) 28,042 Noninterest expense 6,015 55,061 980 62,056 Amortization and depreciation expense 365 2,425 49 2,839 Income before taxes 2,873 41,574 (1,372 ) 43,075 Income tax 604 7,170 (459 ) 7,315 Net Income $ 2,269 $ 34,404 $ (913 ) $ 35,760 Bank segment includes Farmers Insurance and Investment.

Quarterly Financial Data (Unaud

Quarterly Financial Data (Unaudited)	12 Months Ended
	Dec. 31, 2021
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Data (Unaudited)	NOTE 24 – QUARTERLY FINANCIAL DATA (UNAUDITED) Quarter Ended 2021 December 31 September June March 31 Total interest income $ 31,685 $ 28,375 $ 28,609 $ 27,790 Total interest expense 1,986 1,841 2,119 2,523 Net interest income 29,699 26,534 26,490 25,267 Provision for credit losses 5,366 (948 ) 50 425 Noninterest income 9,538 9,015 9,508 10,132 Merger related costs 6,521 472 104 12 Noninterest expense 21,140 16,656 16,966 17,305 Income before income taxes 6,210 19,369 18,878 17,657 Income taxes 508 3,358 3,303 3,101 Net income $ 5,702 $ 16,011 $ 15,575 $ 14,556 Diluted earnings per share $ 0.18 $ 0.56 $ 0.55 $ 0.51 Quarter Ended 2020 December 31 September June March 31 Total interest income $ 28,833 $ 27,635 $ 28,142 $ 27,717 Total interest expense 3,030 3,470 4,221 5,415 Net interest income 25,803 24,165 23,921 22,302 Provision for loan losses 3,000 2,600 2,400 1,100 Noninterest income 10,499 9,217 8,652 7,793 Merger related costs 1,798 58 48 1,319 Noninterest expense 17,796 17,412 17,208 17,341 Income before income taxes 13,708 13,312 12,917 10,335 Income taxes 2,351 2,443 1,906 1,696 Net income $ 11,357 $ 10,869 $ 11,011 $ 8,639 Diluted earnings per share $ 0.40 $ 0.38 $ 0.39 $ 0.30

Parent Company Only Condensed F

Parent Company Only Condensed Financial Information	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Parent Company Only Condensed Financial Information	NOTE 25 – PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION Below is condensed financial information of Farmers National Banc Corp. (parent company only). This information should be read in conjunction with the consolidated financial statements and related notes. December 31, 2021 2020 BALANCE SHEETS Assets: Cash $ 92,076 $ 8,738 Investment in subsidiaries Bank 453,695 336,326 Farmers Trust 13,667 13,414 Captive 2,588 2,165 Equity securities 0 358 Total assets $ 562,026 $ 361,001 Liabilities: Other liabilities $ 1,836 $ 1,149 Note payable 0 350 Subordinate debt 87,758 9,405 Total liabilities 89,594 10,904 Total stockholders' equity 472,432 350,097 Total liabilities and stockholders' equity $ 562,026 $ 361,001 STATEMENTS OF INCOME Years ended December 31, 2021 2020 2019 Income: Dividends from subsidiaries Bank $ 45,620 $ 28,646 $ 33,896 Farmers Trust 2,800 2,300 2,300 Captive Insurance 1,135 1,000 535 Interest and dividends on securities 11 12 15 Security gains/(losses) 130 (28 ) 41 Total Income 49,696 31,930 36,787 Interest on borrowings (918 ) (361 ) (154 ) Other expenses (2,792 ) (2,746 ) (2,352 ) Income before income tax benefit and undistributed subsidiary income 45,986 28,823 34,281 Income tax benefit 611 592 470 Equity in undistributed net income of subsidiaries (dividends in excess of net income) Bank 4,412 12,244 508 Farmers Trust 412 237 (31 ) Captive 423 (20 ) 532 Net Income $ 51,844 $ 41,876 $ 35,760 STATEMENTS OF CASH FLOWS Years ended December 31, 2021 2020 2019 Cash flows from operating activities: Net income $ 51,844 $ 41,876 $ 35,760 Adjustments to reconcile net income to net cash from operating activities: Dividends in excess of net income (Equity in undistributed net income of subsidiary) (5,247 ) (12,461 ) (1,009 ) Other 6,846 1,167 (30 ) Net cash from operating activities 53,443 30,582 34,721 Cash flows from investing activities: Net cash paid in business combinations (29,618 ) (20,423 ) 0 Net cash from investing activities (29,618 ) (20,423 ) 0 Cash flows from financing activities: Proceeds from long term borrowings 73,749 0 0 Repurchase of common shares (164 ) (14,238 ) (2,842 ) Cash dividends paid (14,072 ) (12,654 ) (10,539 ) Net cash from financing activities 59,513 (26,892 ) (13,381 ) Net change in cash and cash equivalents 83,338 (16,733 ) 21,340 Beginning cash and cash equivalents 8,738 25,471 4,131 Ending cash and cash equivalents $ 92,076 $ 8,738 $ 25,471

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation: The consolidated financial statements include the accounts of Farmers National Banc Corp. (“Company”) and its wholly-owned subsidiaries, The Farmers National Bank of Canfield (“Bank” or “Farmers Bank”), Farmers Trust Company (“Farmers Trust”) and Farmers National Captive, Inc. (“Captive”). The consolidated financial statements also include the accounts of the Bank’s subsidiaries; Farmers National Insurance, LLC (“Farmers Insurance”) and Farmers of Canfield Investment Co. (“Farmers Investments”). T he Company completed its acquisition of Cortland Bancorp (“Cortland”) on November 1, 2021 thereby including two months of operations in the Consolidated Statement of Income. The Company acquired Maple Leaf Financial, Inc. (“Maple Leaf”), the parent company of Geauga Savings Bank in January 2020 and has since included its results of operations in the Consolidated Statements of Income. Together all entities are referred to as “the Company.” All significant intercompany balances and transactions have been eliminated in consolidation.
Corporate Reorganization	Corporate Reorganization: During 2019, Trust acquired all shares of National Associates, Inc. (“NAI”) from the Company through a corporate reorganization. The Company was the sole shareholder of Trust and NAI before the reorganization. The entities were combined into one reporting unit and one operating segment and began reporting as one unit, for both internal and external reports, during 2019. The combination was in concert with the Company’s plan to increase efficiencies within the different business lines.
Nature of Operations	Nature of Operations: The Company provides full banking services, including wealth management services and mortgage banking activity, through the Bank. As a national bank, the Bank is subject to regulation by the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. The primary area served by the Bank is the northeastern region of Ohio through forty-seven (47) locations and one location in southwestern Pennsylvania. The Company provides trust services and retirement consulting services through its Farmers Trust subsidiary and insurance services through the Bank’s Insurance subsidiary. Farmers Trust has a state-chartered bank license to conduct trust business from the Ohio Department of Commerce – Division of Financial Institutions. The primary purpose of Farmers Investments is to invest in municipal securities. Captive provides property and casualty insurance coverage to the Company and its subsidiaries. Captive pools resources with eleven similar insurance subsidiaries of financial institutions to spread a limited amount of risk among the pool members and to provide insurance where not currently available or economically feasible in today’s insurance market place.
Estimates	Estimates: The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Business Combinations	Business Combinations: Business combinations are accounted for by applying the acquisition method. As of acquisition date, the identifiable assets acquired and liabilities assumed are measured at fair value and recognized separately from goodwill. Results of operations of the acquired entities are included in the consolidated statement of income from the date of acquisition.
Cash Flows	Cash Flows: Cash and cash equivalents include cash on hand, deposits with other financial institutions and federal funds sold. Generally, federal funds are purchased and sold for one-day
Securities	Securities: Debt securities classified as available for sale are those that could be sold for liquidity, investment management, or similar reasons, even though management has no present intentions to do so. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Equity securities with readily determinable fair values are carried at fair value, with changes in fair value reported in net income. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Premiums are amortized to the earliest call date. Purchases and sales are recorded on the trade date , with resulting g ains and losses determined using the specific identification method. The Company has adopted ASU 2016-13 that makes improvements to the accounting for credit losses on securities available for sale. The concept of other than-temporarily impaired securities has been replaced with the allowance for credit losses. Securities available for sale are evaluated on an individual level and pooling of securities is no longer an option. During this evaluation process, management considers the extent to which the fair value has been less than cost, the financial condition and near term prospects of the issuer, and the intent and ability of the Company to hold the security for a period of time sufficient to allow for any anticipated recovery in fair value.
Loans Held for Sale	Loans Held for Sale: Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are charged to earnings. Mortgage loans held for sale are sold with or without servicing rights. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
Loans	Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and an allowance for credit losses. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments. Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection. Consumer loans are typically charged off no later than 120 days past due. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. For all classes of loans, when interest accruals are discontinued, interest accrued but not received is reversed against interest income. Interest on such loans is thereafter recorded on a cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Purchased Credit Dependent Loans	Purchased Credit Deteriorated Loans (PCD): The Company acquires loans individually and in groups or portfolios. At acquisition, the Company reviews each loan to determine whether there is evidence of more than insignificant deterioration of credit quality since origination. The Company determines whether each such loan is to be accounted for individually or whether such loans will be assembled into pools of loans based on common risk characteristics (loan type and date of origination). PCD loans acquired in a transaction are marked to fair value and a mark on yield is recorded. In addition, an adjustment is made to the ACL for the expected loss on the acquisition date. These loans are assessed on a regular basis and subsequent adjustments to the ACL are recorded on the statements of net income.
Derivatives	Derivatives: Derivative financial instruments are recognized as assets or liabilities at fair value. The Company’s only derivative is interest-rate swap agreements, which are used as part of its asset and liability management strategy to aid in managing its interest rate risk position. The Company does not use derivatives for trading or balance sheet hedging purposes. The derivative transactions are considered instruments with no hedging designation, with changes in the fair value reported currently in earnings, as other noninterest income.
Concentration of Credit Risk	Concentration of Credit Risk: There are no significant concentrations of loans to any one industry or customer. However, most of the Company’s business activity is with customers located within Northeastern Ohio. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy of an eleven county area. Loans secured by real estate represent 68.4% of the total portfolio and changes related to the real estate markets are monitored by management.
Allowance for Loan Losses	Allowance for Credit Losses: On January 1, 2021, the Company adopted the current expected credit loss model (“CECL”). This methodology for calculating the allowance for credit losses considers the possibility of loss over the life of the loan. It also considers historical loss rates and other qualitative adjustments, as well as a new forward-looking component that considers reasonable and supportable forecasts over the expected life of each loan. To develop the ACL estimate under the current expected loss model, the Company segments the loan portfolio into loan pools based on loan type and similar credit risk elements. The Company uses the cohort (“cohort”) and the probability of default/loss given default (“PD/LGD”) methodologies as described in the Credit Quality Indicators section of the loan footnote. Under ASC 326, if a loan does not share similar risk characteristics with loans in that pool, expected credit losses for that loan are evaluated individually. The Company has established specific thresholds for the loan portfolio that trigger when loans need to be evaluated individually. In addition, ASC Topic 326 requires the Company to establish a separate liability for anticipated credit losses for unfunded commitments. Prior to 2021, the Company included this reserve in the allowance for loan losses but it is now recorded as a reserve in other liabilities. Under CECL the credit loss estimation process involves procedures that consider the unique characteristics of the Company’s loan portfolio segments. These segments are disaggregated into the loan pools for monitoring. A model of risk characteristics, such as loss history and delinquency experience, trends in past due and non-performing loans, as well as existing economic conditions and supportable forecasts used to determine credit loss assumptions. The Company uses two methodologies, the cohort and the PD/LGD, to analyze loan pools. Cohort relies on the creation of cohorts to capture loans that qualify for a particular segment, as of a point in time. Those loans are then tracked over their remaining lives to determine their loss experience. The Company aggregates financial assets on the basis of similar risk characteristics when evaluating loans on a collective basis. Those characteristics include, but aren’t limited to, internal or external credit score, risk ratings, financial asset, loan type, collateral type, size, effective interest rate, term, or geographical location. The Company uses cohort primarily for consumer loan portfolios. The probability of default (“PD”) portion of PD/LGD is defined by the Company as 90 days past due, placed on non-accrual, becomes a troubled debt restructuring or is partially, or wholly, charged-off. Typically, a one-year time period is used to asses PD. PD can be measured and applied using various risk criteria. Risk rating is one common way to apply PDs. Loss given default (“LGD”) is to determine the percentage of loss by facility or collateral type. LGD estimates can sometimes be driven, or influenced, by product type, industry or geography. The Company uses PD/LGD primarily for commercial loan portfolios. A reassessment of the existing acquired loans occurred in the third quarter of 2021. This was to align with the calculation of the ACL being used under the CECL model. To the extent that any purchased loan is not specifically reviewed, such loan is assumed to have characteristics similar to the characteristics of the originated risk pools. The grade for each purchased loan without evidence of credit deterioration is reviewed subsequent to the date of acquisition any time a loan is renewed or extended or at any time information becomes available to the Company that provides material insight regarding the loan’s performance, the status of the borrower or the quality or value of the underlying collateral. To the extent that current information indicates it is probable that the Company will collect all amounts according to the contractual terms thereof, such loan is not individually considered in the determination of the required allowance for credit losses. To the extent that current information indicates it is probable that the Company will not be able to collect all amounts according to the contractual terms thereof, such loan is considered in the determination of the required level of allowance. In determining the day one fair values of purchased loans without evidence of credit deterioration at the date of acquisition, management includes (i) no carry-over of any previously recorded allowance for loan losses and (ii) an adjustment of the unpaid principal balance to reflect an appropriate market rate of interest, given the risk profile and grade assigned to each loan. This adjustment is accreted into earnings as a yield adjustment, using the effective yield method, over the remaining life of each loan. The ACL represents management’s estimate of expected credit losses in the Company’s loan portfolio at the balance sheet date. The Company estimates the ACL based on the amortized cost basis of the underlying loan and has made an accounting policy election to exclude accrued interest from the loan’s amortized cost basis and the related measurement of the ACL. Estimating the amount of the ACL is a function of a number of factors, including but not limited to changes in the loan portfolio, net charge-offs, trends in past due and nonaccrual loans, and the level of potential problem loans, all of which may be susceptible to significant change. While management uses the best information available to establish the allowance, future adjustments to the allowance may be necessary, which may be material, if economic conditions differ substantially from the assumptions used in estimating the allowance. If additions to the original estimate of the allowance for credit losses are deemed necessary, they will be reported in earnings in the period in which they become reasonably estimable and probable. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. The Company considers the guidance on troubled debt restructuring for loans when evaluating for disclosure. Troubled debt restructurings are measured at the present value of estimated future cash flow using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for credit losses. Prior to 2021, as described in further detail in the Company’s 2020 Form 10-K, the Company used an incurred loss impairment model. This methodology assessed the overall appropriateness of the allowance for credit losses and included allocations for specifically identified impaired loans and loss factors for all remaining loans, with a component primarily based on historical loss rates and another component primarily based on other qualitative factors. Impaired loans were individually assessed and measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s observable market price or the fair value of the collateral if the loan was collateral dependent. Loans that were determined not to be impaired were collectively evaluated for impairment, stratified by type and allocated loss ranges based on the Company’s actual historical loss ratios for each strata, and adjustments were also provided for certain environmental and other qualitative factors.
Servicing Rights	Servicing Rights: When mortgage loans are sold and servicing rights are retained, the servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method, which requires servicing rights to be amortized into non‑interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing assets are evaluated for impairment based upon the fair value of the assets compared to carrying amount. Any impairment is reported as a valuation allowance, to the extent that fair value is less than the capitalized amount for a grouping. There was no valuation allowance impairment against servicing assets as of December 31, 2021 or 2020. Servicing fee income is recorded when earned for servicing loans based on a contractual percentage of the outstanding principal or a fixed amount per loan. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees, late fees and ancillary fees related to loan servicing are not considered significant for financial reporting.
Foreclosed Assets	Foreclosed Assets: Assets acquired through or in lieu of loan foreclosure are initially recorded at fair value less costs to sell, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. These assets are recorded in other assets on the balance sheets as other real estate owned (“OREO”). Operating costs after acquisition are expensed. The Company had zero OREO recorded at December 31, 2021 and 2020.
Premises and Equipment	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost, less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 5 to 40 years. Furniture, fixtures and equipment are depreciated using the straight-line method with useful lives ranging from 3 to 10 years.
Restricted Stock	Restricted Stock: The Bank is a member of the Federal Home Loan Bank (“FHLB”) system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. The Bank is also a member of and owns stock in the Federal Reserve Bank. These stocks are carried at cost, classified as restricted securities included in other investments, and periodically evaluated for impairment based on ultimate recovery of par value. Restricted stock totaled $15.6 million at December 31, 2021 and $14.6 million in 2020. Cash and stock dividends are reported as income.
Bank Owned Life Insurance	Bank Owned Life Insurance: The Company has purchased life insurance policies on certain key officers. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Long-term Assets	Long-term Assets: Premises and equipment and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets: Goodwill resulting from a business combination is generally determined as the excess of the fair value of the consideration transferred over the fair value of the net assets acquired as of the acquisition date. Goodwill acquired in a business combination and determined to have an indefinite useful life is not amortized, but tested for impairment at least annually. The Company has selected September 30 as the date to perform the annual goodwill impairment tests associated with the acquisitions of Farmers Trust, Farmers Insurance and the recent Banking acquisitions. Intangible assets with definite useful lives are amortized over their estimated useful lives. Goodwill is the only intangible asset with an indefinite life on the balance sheet. Core deposit intangible assets arising from bank acquisitions are amortized over their estimated useful lives of 7 to 8 years. Non-compete contracts are amortized on a straight-line basis, over the term of the agreements. Customer relationship and trade name intangibles are amortized over a range of 13 to 15 years on an accelerated method.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments: Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Stock-Based Compensation	Stock-Based Compensation: Compensation cost is recognized for restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. The market price of the Company’s common stock at the grant date is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award.
Income Taxes	Income Taxes : Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50 % likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
Retirement Plans	Retirement Plans: Employee 401(k) and profit sharing plan expense is the amount of matching and discretionary contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service.
Earnings Per Common Share	Earnings per Common Share: Basic earnings per common share is net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock equity awards. Earnings and dividends per share are restated for all stock splits and stock dividends through the date of issuance of the financial statements.
Comprehensive Income	Comprehensive Income: Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) consists of unrealized gains and losses on securities available for sale and changes in the funded status of the post-retirement plan, which are recognized as separate components of equity, net of tax effects.
Loss Contingencies	Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are any matters currently that would have a material effect on the financial statements.
Restrictions on Cash	Restrictions on Cash: Cash on hand or on deposit with the Federal Reserve Bank (“FRB”) was required to meet regulatory reserve and clearing requirements.
Equity	Equity: Treasury stock is carried at cost.
Dividend Restriction	Dividend Restriction: Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank and Farmers Trust to the holding company or by the holding company to shareholders.
Fair Value of Financial Instruments	Fair Value of Financial Instruments: Fair values of financial instruments are estimated using relevant market information and other assumptions as more fully disclosed in Note 7. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates.
Operating Segments	Operating Segments: Operations are managed and financial performance is primarily aggregated and reported in two lines of business, the Bank segment and Farmers Trust segment. The Company discloses segment information in Note 23.
Reclassification	Reclassification: Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior year net income or stockholders’ equity.
Adoption of New Accounting Standards and Newly Issued, Not Yet Effective Accounting Standards	Adoption of New Accounting Standards and Newly Issued, Not Yet Effective Accounting Standards: On October 28, 2021, FASB issued ASU No. 2021-08, Business Combinations (Topic 805): Accounting for Contract Assets and Contract Liabilities from Contracts with Customers. This ASU requires contract assets and contract liabilities to be accounted for as if they (the acquirer) entered into the original contract at the same time and same date as the acquiree. This is a shift from existing guidance, which required the acquirer to recognize contract assets and contract liabilities at their fair value as of the acquisition date. he adoption of this standard is not expected to have a material effect on the Company’s operating results or financial condition. On March 12, 2020, the FASB issued ASU 2020-04 and amended by ASU 2021-01 , Facilitation of the Effects of Reference Rate Reform on Financial Reporting , to ease the burden of accounting for contract modifications related to reference rate reform. The amendments in ASU 2020-04 create a new Topic in the Codification, ASC 848, Reference Rate Reform , which contains guidance that is designed to simplify how entities account for contracts that are modified to replace LIBOR or other benchmark interest rates with new rates. The amendments in ASU 2020-04 give entities the option to apply expedients and exceptions to contract modifications that are made until December 31, 2022, if certain criteria are met. If adopted, these amendments and exceptions should be applied to all eligible modifications to contracts that are accounted for under an ASC Topic or industry Subtopic. The guidance in ASC 848 will not apply to any contract modifications made after December 31, 2022. The amendments in th i s u pdate are elective and can be applied during the period of March 12, 2020 through December 31, 2022. The adoption of this standard is not expected to have a material effect on the Company’s operating results or financial condition . In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment. In June 2016, the FASB issued ASU 2016-13: Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments In accordance with the accounting relief provisions of CARES and subsequent provisions of the Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act, the Bank postponed the adoption of the current expected credit losses (“CECL”) accounting standards, primarily due to the impact of the COVID-19 pandemic, from January 1, 2020 to January 1, 2021. The Company adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost and off-balance-sheet credit exposures. Results for reporting periods beginning after January 1, 2021 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable GAAP. The Company recorded the onetime adjustment to equity in the amount of $1.9 million, net of tax which increased the allowance for credit losses $2.5 million.

Business Combinations (Tables)

Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2021
Pro Forma Information	The unaudited pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transaction been effective on the assumed date. 2021 2020 Net interest income $ 130,005 $ 120,651 Provision for credit losses 10,893 10,675 Noninterest income 45,393 43,661 Noninterest expense 94,236 93,045 Income before income taxes 70,269 60,592 Income tax expense 11,299 33,818 Net income $ 58,970 $ 50,602 Basic earnings per share $ 1.75 $ 1.50 Diluted earnings per share $ 1.74 $ 1.49
Cortland Bank
Summary of Consideration Paid and Amounts of Assets Acquired and Liabilities Assumed	The following table summarizes the consideration paid for Cortland and the amounts of the assets acquired and liabilities assumed on the closing date of the acquisition. Consideration Cash $ 29,618 Stock 98,921 Fair value of total consideration transferred $ 128,539 Fair value of assets acquired Cash and cash equivalents $ 113,391 Securities available for sale 130,574 Other investments 16,092 Loans 482,168 Premises and equipment 12,644 Bank owned life insurance 21,547 Core deposit intangible 5,886 Current and deferred taxes 3,135 Other assets 7,805 Total assets acquired 793,242 Fair value of liabilities assumed Deposits 695,274 Short-term borrowings 4,246 Long-term borrowings 4,262 Accrued interest payable and other liabilities 9,386 Total liabilities 713,168 Net assets acquired $ 80,074 Goodwill created 48,465 Total net assets acquired $ 128,539
Maple Leaf
Summary of Consideration Paid and Amounts of Assets Acquired and Liabilities Assumed	The following table summarizes the consideration paid for Maple Leaf and the amounts of the assets acquired and liabilities assumed on the closing date of the acquisition. Consideration Cash $ 20,423 Stock 22,554 Fair value of total consideration transferred $ 42,977 Fair value of assets acquired Cash and due from financial institutions $ 18,219 Securities available for sale 69,547 Loans 181,280 Premises and equipment 229 Core deposit intangible 725 Other assets 6,398 Total assets acquired 276,398 Fair value of liabilities assumed Deposits 183,251 Long-term borrowings 54,487 Accrued interest payable and other liabilities 3,257 Total liabilities 240,995 Net assets acquired $ 35,403 Goodwill created 7,574 Total net assets acquired $ 42,977

Securities Available for Sale (

Securities Available for Sale (Tables)	12 Months Ended
	Dec. 31, 2021
Investments Debt And Equity Securities [Abstract]
Summary of the Amortized Cost and Fair Value of Available-for-Sale Investment Securities Corresponding Amounts of Unrealized Gains and Losses	The following table summarizes the amortized cost and fair value of the available-for-sale securities portfolio at December 31, 2021 and 2020 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss): Gross Gross Amortized Unrealized Unrealized 2021 Cost Gains Losses Fair Value U.S. Treasury and U.S. government sponsored entities $ 93,137 $ 32 $ (2,338 ) $ 90,831 State and political subdivisions 636,724 23,296 (1,205 ) 658,815 Corporate bonds 4,009 50 (29 ) 4,030 Mortgage-backed securities - residential 663,405 1,875 (10,094 ) 655,186 Collateralized mortgage obligations 13,303 153 (71 ) 13,385 Small Business Administration 5,381 49 0 5,430 Totals $ 1,415,959 $ 25,455 $ (13,737 ) $ 1,427,677 Gross Gross Amortized Unrealized Unrealized 2020 Cost Gains Losses Fair Value U.S. Treasury and U.S. government sponsored entities $ 11,798 $ 101 $ (54 ) $ 11,845 State and political subdivisions 344,160 22,350 (204 ) 366,306 Corporate bonds 3,582 132 (2 ) 3,712 Mortgage-backed securities - residential 157,106 4,919 (243 ) 161,782 Collateralized mortgage obligations 25,654 742 (3 ) 26,393 Small Business Administration 5,411 151 0 5,562 Totals $ 547,711 $ 28,395 $ (506 ) $ 575,600
Proceeds from Sales of Available-for-Sale Securities and the Associated Gains and Losses	The proceeds from sales of available-for-sale securities and the associated gains and losses were as follows: 2021 2020 2019 Proceeds $ 35,175 $ 60,341 $ 33,424 Gross gains 863 394 211 Gross losses (25 ) (824 ) (222 )
Amortized Cost and Fair Value of the Debt Securities Maturity	The amortized cost and fair value of the debt securities portfolio are shown by expected maturity. Expected maturities may differ from contractual maturities if issuers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. Available for sale December 31, 2021 Amortized Maturity Cost Fair Value Within one year $ 1,539 $ 1,550 One to five years 14,132 14,897 Five to ten years 133,000 132,717 Beyond ten years 585,199 604,512 Mortgage-backed securities, collateralized mortgage obligations and Small Business Administration 682,089 674,001 Totals $ 1,415,959 $ 1,427,677
Investment Securities with Unrealized Losses	The following table summarizes the investment securities with unrealized losses at December 31, 2021 and 2020 aggregated by major security type and length of time in a continuous unrealized loss position. 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Loss Value Loss Value Loss U.S. Treasury and U.S. government sponsored entities $ 81,236 $ (1,960 ) $ 8,271 $ (378 ) $ 89,507 $ (2,338 ) State and political subdivisions 103,651 (1,020 ) 10,020 (185 ) 113,671 (1,205 ) Corporate bonds 418 (2 ) 715 (27 ) 1,133 (29 ) Mortgage-backed securities - residential 525,792 (7,872 ) 55,569 (2,222 ) 581,361 (10,094 ) Collateralized mortgage obligations 7,270 (71 ) 0 0 7,270 (71 ) Total temporarily impaired $ 718,367 $ (10,925 ) $ 74,575 $ (2,812 ) $ 792,942 $ (13,737 ) 2020 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Loss Value Loss Value Loss U.S. Treasury and U.S. government sponsored entities $ 8,153 $ (54 ) $ 0 $ 0 $ 8,153 $ (54 ) State and political subdivisions 19,205 (204 ) 0 0 19,205 (204 ) Corporate bonds 198 (2 ) 0 0 198 (2 ) Mortgage-backed securities - residential 63,401 (243 ) 0 0 63,401 (243 ) Collateralized mortgage obligations 294 (3 ) 0 0 294 (3 ) Total temporarily impaired $ 91,251 $ (506 ) $ 0 $ 0 $ 91,251 $ (506 )

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Schedule of Loan by Class	Acquired loans were transferred and are included in originated loans during 2021. This is to align with the calculation of the allowance for credit losses being used under the CECL model. Loans by class at year end were as follows: 2021 2020 Originated loans: Commercial real estate Owner occupied $ 340,369 $ 215,187 Non-owner occupied 533,240 309,777 Farmland 177,706 156,277 Other 138,282 78,140 Commercial Commercial and industrial 313,836 385,831 Agricultural 54,659 44,922 Residential real estate 1-4 family residential 453,635 324,723 Home equity lines of credit 127,433 92,968 Consumer Indirect 159,006 164,620 Direct 21,121 23,348 Other 9,395 9,868 Total originated loans $ 2,328,682 $ 1,805,661 Acquired loans: Commercial real estate Owner occupied $ 0 $ 45,101 Non-owner occupied 0 52,863 Farmland 0 26,080 Other 0 12,868 Commercial Commercial and industrial 0 18,662 Agricultural 0 4,850 Residential real estate 1-4 family residential 0 89,118 Home equity lines of credit 0 17,383 Consumer Direct 0 5,128 Other 0 97 Total acquired loans 0 272,150 Net deferred loan (fees) costs 2,400 233 Allowance for credit losses (29,386 ) (22,144 ) Net loans $ 2,301,696 $ 2,055,900
Activity in the Allowance for Loan Losses by Portfolio Segment	The following tables present the activity in the allowance for credit losses by portfolio segment for year ended December 31, 2021, and the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2020 and 2019: December 31, 2021 Commercial Real Estate Commercial Residential Real Estate Consumer Total Allowance for credit losses Beginning balance $ 10,746 $ 5,018 $ 3,687 $ 2,693 $ 22,144 Impact of CECL adoption (2,137 ) 259 193 3,845 2,160 Provision for credit losses 6,226 (349 ) 1,121 (2,349 ) 4,649 PCD ACL on loans acquired 1,081 210 4 0 1,295 Loans charged off (70 ) (388 ) (297 ) (912 ) (1,667 ) Recoveries 33 199 162 411 805 Total ending allowance balance $ 15,879 $ 4,949 $ 4,870 $ 3,688 $ 29,386 December 31, 2020 Commercial Real Estate Commercial Residential Real Estate Consumer Total Allowance for loan losses Beginning balance $ 6,127 $ 2,443 $ 3,032 $ 2,885 $ 14,487 Provision for loan losses 4,710 2,976 742 672 9,100 Loans charged off (122 ) (412 ) (172 ) (1,347 ) (2,053 ) Recoveries 31 11 85 483 610 Total ending allowance balance $ 10,746 $ 5,018 $ 3,687 $ 2,693 $ 22,144 December 31, 2019 Commercial Real Estate Commercial Residential Real Estate Consumer Total Allowance for loan losses Beginning balance $ 5,294 $ 2,200 $ 2,982 $ 3,116 $ 13,592 Provision for loan losses 874 430 392 754 2,450 Loans charged off (45 ) (200 ) (400 ) (1,702 ) (2,347 ) Recoveries 4 13 58 717 792 Total ending allowance balance $ 6,127 $ 2,443 $ 3,032 $ 2,885 $ 14,487
Schedule of Investment in Nonaccrual and Loans Past Due 90 Days or More Still on Accrual by Class of Loans	The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of December 31, 2021 and 2020: 2021 2020 Nonaccrual Loans 90 Still Accruing Nonaccrual Loans 90 Still Accruing Originated loans: Commercial real estate Owner occupied $ 433 $ 0 $ 0 $ 335 Non-owner occupied 2,511 0 0 0 Farmland 274 0 0 0 Other 60 Commercial Commercial and industrial 7,190 54 3,312 22 Agricultural 40 0 205 0 Residential real estate 1-4 family residential 3,363 459 866 223 Home equity lines of credit 917 36 603 0 Consumer Indirect 455 123 648 64 Direct 227 53 157 111 Other 0 0 1 5 Total originated loans $ 15,470 $ 725 $ 5,792 $ 760 Acquired loans: Commercial real estate Owner occupied $ 0 $ 0 $ 27 $ 0 Non-owner occupied 0 0 362 0 Farmland 0 0 471 95 Commercial Commercial and industrial 0 0 477 0 Agricultural 0 0 4 0 Residential real estate 1-4 family residential 0 0 4,128 1,469 Home equity lines of credit 0 0 186 0 Consumer Direct 0 0 58 6 Total acquired loans $ 0 $ 0 $ 5,713 $ 1,570 Total loans $ 15,470 $ 725 $ 11,505 $ 2,330
Schedule of Investment in Past Due Loans	The following tables present the aging of the recorded investment in past due loans as of December 31, 2021 and 2020 by class of loans. December 31, 2021 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total Commercial real estate Owner occupied $ 70 $ 591 $ 433 $ 1,094 $ 338,880 $ 339,974 Non-owner occupied 394 311 2,511 3,216 529,490 532,706 Farmland 0 0 274 274 177,143 177,417 Other 56 0 60 116 137,878 137,994 Commercial Commercial and industrial 256 100 7,244 7,600 304,932 312,532 Agricultural 100 28 40 168 54,706 54,874 Residential real estate 1-4 family residential 4,452 1,077 3,822 9,351 443,441 452,792 Home equity lines of credit 80 12 953 1,045 126,405 127,450 Consumer Indirect 795 275 578 1,648 163,112 164,760 Direct 203 91 280 574 20,614 21,188 Other 0 0 0 0 9,395 9,395 Total loans $ 6,406 $ 2,485 $ 16,195 $ 25,086 $ 2,305,996 $ 2,331,082 December 31, 2020 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Nonaccrual Total Past Due Loans Not Past Due Total Originated loans: Commercial real estate Owner occupied $ 0 $ 0 $ 335 $ 335 $ 214,460 $ 214,795 Non-owner occupied 0 0 0 0 309,216 309,216 Farmland 0 0 0 0 156,053 156,053 Other 261 0 0 261 77,725 77,986 Commercial Commercial and industrial 356 61 3,334 3,751 378,594 382,345 Agricultural 45 255 205 505 44,555 45,060 Residential real estate 1-4 family residential 1,668 974 1,089 3,731 320,129 323,860 Home equity lines of credit 419 0 603 1,022 91,957 92,979 Consumer Indirect 1,046 285 712 2,043 168,245 170,288 Direct 284 120 268 672 22,789 23,461 Other 24 22 6 52 9,816 9,868 Total originated loans: $ 4,103 $ 1,717 $ 6,552 $ 12,372 $ 1,793,539 $ 1,805,911 Acquired loans: Commercial real estate Owner occupied $ 0 $ 0 $ 27 $ 27 $ 45,072 45,099 Non-owner occupied 197 0 362 559 52,295 52,854 Farmland 0 0 566 566 25,513 26,079 Other 0 0 0 0 12,868 12,868 Commercial Commercial and industrial 19 390 477 886 17,772 18,658 Agricultural 4 0 4 8 4,841 4,849 Residential real estate 1-4 family residential 1,954 821 5,597 8,372 80,745 89,117 Home equity lines of credit 23 0 186 209 17,175 17,384 Consumer Direct 20 49 64 133 4,995 5,128 Other 0 0 0 0 97 97 Total acquired loans $ 2,217 $ 1,260 $ 7,283 $ 10,760 $ 261,373 $ 272,133 Total loans $ 6,320 $ 2,977 $ 13,835 $ 23,132 $ 2,054,912 $ 2,078,044
Schedule of Loans By Class Modified as Troubled Debt Restructurings	The following tables present loans by class modified as troubled debt restructurings that occurred during the years ending December 31, 2021, 2020 and 2019: Pre- Modification Post- Modification December 31, 2021 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Commercial Commercial and industrial 4 22 22 Residential real estate 1-4 family residential 11 636 624 Home equity lines of credit 7 264 264 Indirect 13 124 124 Consumer 4 17 17 Total loans 39 $ 1,063 $ 1,051 Pre- Modification Post- Modification December 31, 2020 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Originated loans: Commercial Agricultural 1 $ 21 $ 21 Residential real estate 1-4 family residential 7 261 262 Home equity lines of credit 4 100 102 Indirect 29 182 182 Consumer 1 15 15 Total originated loans 42 $ 579 $ 582 Acquired loans: Residential real estate 1-4 family residential 3 140 144 Total acquired loans 3 $ 140 $ 144 Total loans 45 $ 719 $ 726 Pre- Modification Post- Modification December 31, 2019 Number of Outstanding Recorded Outstanding Recorded Troubled Debt Restructurings: Loans Investment Investment Originated loans: Commercial Commercial and industrial 1 $ 12 $ 12 Residential real estate 181 1-4 family residential 6 178 94 Home equity lines of credit 3 90 337 Indirect 39 337 46 Consumer 2 46 0 Total originated loans 51 $ 663 $ 670 Acquired loans: Commercial real estate Farmland 3 527 527 Commercial Commercial and industrial 1 27 27 Residential real estate 1-4 family residential 4 201 205 Home equity lines of credit 1 17 17 Consumer 3 14 14 Total acquired loans 12 $ 786 $ 790 Total loans 63 $ 1,449 $ 1,460
Risk Category of Loans by Class of Loans	Based on the most recent analysis performed, the risk category of loans by class of loans is as follows: December 31, 2021 Pass Special Mention Sub standard Total Commercial real estate Owner occupied $ 330,754 $ 5,006 $ 4,214 $ 339,974 Non-owner occupied 495,170 19,366 18,170 532,706 Farmland 174,580 2,160 677 177,417 Other 137,063 784 147 137,994 Commercial Commercial and industrial 301,879 1,190 9,463 312,532 Agricultural 54,394 397 83 54,874 Total loans $ 1,493,840 $ 28,903 $ 32,754 $ 1,555,497 December 31, 2020 Pass Special Mention Sub standard Total Originated loans: Commercial real estate Owner occupied $ 208,289 $ 5,121 $ 1,385 $ 214,795 Non-owner occupied 290,773 11,240 7,203 309,216 Farmland 153,225 2,464 364 156,053 Other 77,432 387 167 77,986 Commercial Commercial and industrial 372,083 1,522 8,740 382,345 Agricultural 44,527 320 213 45,060 Total originated loans $ 1,146,329 $ 21,054 $ 18,072 $ 1,185,455 Acquired loans: Commercial real estate Owner occupied $ 44,031 $ 87 $ 981 $ 45,099 Non-owner occupied 50,053 49 2,752 52,854 Farmland 24,637 100 1,342 26,079 Other 12,868 0 0 12,868 Commercial Commercial and industrial 16,246 0 2,412 18,658 Agricultural 4,481 303 65 4,849 Total acquired loans $ 152,316 $ 539 $ 7,552 $ 160,407 Total loans $ 1,298,645 $ 21,593 $ 25,624 $ 1,345,862
Investment in Residential, Consumer and Indirect Auto Loans Based on Payment Activity	The following table presents the recorded investment in residential, consumer and indirect auto loans based on payment activity. Nonperforming loans are loans past due 90 days and still accruing interest and nonaccrual loans. Residential Real Estate Consumer December 31, 2021 1-4 Family Residential Home Indirect Direct Other Performing $ 448,970 $ 126,497 $ 164,182 $ 20,908 $ 9,395 Nonperforming 3,822 953 578 280 0 Total loans $ 452,792 $ 127,450 $ 164,760 $ 21,188 $ 9,395 Residential Real Estate Consumer December 31, 2020 1-4 Family Residential Home Indirect Direct Other Originated loans: Performing $ 322,771 $ 92,376 $ 169,576 $ 23,193 $ 9,862 Nonperforming 1,089 603 712 268 6 Total originated loans $ 323,860 $ 92,979 $ 170,288 $ 23,461 $ 9,868 Acquired loans: Performing 83,520 17,198 0 5,064 97 Nonperforming 5,597 186 0 64 0 Total acquired loans $ 89,117 $ 17,384 $ 0 $ 5,128 $ 97 Total loans $ 412,977 $ 110,363 $ 170,288 $ 28,589 $ 9,965
Risk Categories and Year of Origination	The following table presents total loans by risk categories and year of origination. Term Loans Amortized Cost Basis by Origination Year As of December 31 2021 2020 2019 2018 2017 Prior Revolving Loans Total Commercial real estate Risk Rating Pass $ 177,091 $ 143,421 $ 169,670 $ 121,520 $ 107,577 $ 221,235 $ 22,473 $ 962,987 Special mention 1,017 0 7,140 6,755 3,298 6,946 0 25,156 Substandard 0 721 2,664 498 3,321 14,721 606 22,531 Total commercial real estate loans $ 178,108 $ 144,142 $ 179,474 $ 128,773 $ 114,196 $ 242,902 $ 23,079 $ 1,010,674 Commercial Risk Rating Pass $ 96,395 $ 53,766 $ 28,669 $ 21,617 $ 12,735 $ 18,036 $ 70,661 $ 301,879 Special mention 572 105 108 278 3 0 124 1,190 Substandard 3,053 1,676 312 276 695 2,155 1,296 9,463 Total commercial loans $ 100,020 $ 55,547 $ 29,089 $ 22,171 $ 13,433 $ 20,191 $ 72,081 $ 312,532 Agricultural Risk Rating Pass $ 45,015 $ 51,913 $ 28,652 $ 29,372 $ 19,032 $ 34,069 $ 20,921 $ 228,974 Special mention 0 233 32 0 2,060 0 231 2,556 Substandard 353 19 62 20 0 277 30 761 Total agricultural loans $ 45,368 $ 52,165 $ 28,746 $ 29,392 $ 21,092 $ 34,346 $ 21,182 $ 232,291 Residential real estate Risk Rating Pass $ 96,660 $ 93,853 $ 39,591 $ 32,227 $ 42,420 $ 135,887 $ 3,475 $ 444,113 Special mention 0 74 134 82 95 48 0 433 Substandard 48 0 111 28 380 7,679 0 8,246 Total residential real estate loans $ 96,708 $ 93,927 $ 39,836 $ 32,337 $ 42,895 $ 143,614 $ 3,475 $ 452,792 Home equity lines of credit Risk Rating Pass $ 820 $ 959 $ 233 $ 468 $ 752 $ 2,765 $ 119,430 $ 125,427 Special mention 0 0 0 0 0 0 48 48 Substandard 0 0 20 142 74 1,590 149 1,975 Total home equity lines of credit $ 820 $ 959 $ 253 $ 610 $ 826 $ 4,355 $ 119,627 $ 127,450 Consumer Risk Rating Pass $ 61,704 $ 46,501 $ 35,581 $ 21,184 $ 9,532 $ 11,504 $ 8,099 $ 194,105 Special mention 0 0 0 0 0 0 0 0 Substandard 105 224 294 106 146 363 0 1,238 Total consumer loans $ 61,809 $ 46,725 $ 35,875 $ 21,290 $ 9,678 $ 11,867 $ 8,099 $ 195,343
Summary of Loan Pools and Methodology Used in Calculation of Allowance for Credit Losses	The following table presents the loan pools and the associated methodology used during the calculation of the allowance for credit losses in 2021. Portfolio Segments Loan Pool Methodology Loss Drivers Residential real estate 1-4 Family Residential Real Estate - 1st Liens Cohort Credit Loss History 1-4 Family Residential Real Estate - 2nd Liens Cohort Credit Loss History Home Equity Lines of Credit Home Equity Lines of Credit Cohort Credit Loss History Consumer Finance Cash Reserves Cohort Credit Loss History Direct Cohort Credit Loss History Indirect Cohort Credit Loss History Commercial Commercial and Industrial PD/LGD Credit Loss History Agricultural PD/LGD Credit Loss History Municipal PD/LGD Credit Loss History Commercial real estate Owner Occupied PD/LGD Credit Loss History Non-Owner Occupied PD/LGD Credit Loss History Multifamily PD/LGD Credit Loss History Farmland PD/LGD Credit Loss History Construction PD/LGD Credit Loss History
Schedule of Par Value of Purchased Loans	Par value of purchased loans was as follows (in thousands): 2021 Par value of acquired loans at acquisition $ 483,666 Net purchase discount (4,207 ) Allowance for credit losses of PCD loans (1,295 ) Fair value of loans at acquisition $ 478,164
Schedule of Outstanding Balance and Related Allowance on Loans	The outstanding balance at December 31, 2021 and related allowance on these loans is as follows (in thousands): Loan Balance ACL Balance Commercial real estate Owner Occupied $ 3,066 $ 89 Non-owner Occupied 24,694 804 Other 788 3 28,548 896 Commercial Commercial and industrial 2,911 196 Residential real estate 1-4 family residential 505 4 Total $ 31,964 $ 1,096

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	12 Months Ended
	Dec. 31, 2021
Revenue From Contract With Customer [Abstract]
Summary of Noninterest Income by Revenue Stream and Reportable Segment, Net of Eliminations	All material revenue from contracts with customers in the scope of ASC 606 is recognized within noninterest income. ASC 606 rules govern the disclosure of revenue tied to contracts. The following table presents the Company’s noninterest income by revenue stream and reportable segment, net of eliminations, for the years ended December 31, 2021, 2020 and 2019. Items outside the scope of ASC 606 are noted as such. (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2021 Service charges on deposit accounts $ 0 $ 3,660 $ 3,660 Debit card and EFT fees 0 5,144 5,144 Trust fees 9,438 0 9,438 Insurance agency commissions 0 3,456 3,456 Retirement plan consulting fees 1,421 0 1,421 Investment commissions 0 2,276 2,276 Other (outside the scope of ASC 606) 0 12,798 12,798 Total noninterest income $ 10,859 $ 27,334 $ 38,193 (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2020 Service charges on deposit accounts $ 0 $ 3,682 $ 3,682 Debit card and EFT fees 0 4,264 4,264 Trust fees 7,632 0 7,632 Insurance agency commissions 0 3,124 3,124 Retirement plan consulting fees 1,523 0 1,523 Investment commissions 0 1,530 1,530 Other (outside the scope of ASC 606) 0 14,406 14,406 Total noninterest income $ 9,155 $ 27,006 $ 36,161 (In Thousands of Dollars) Trust Segment Bank Segment Totals December 31, 2019 Service charges on deposit accounts $ 0 $ 4,514 $ 4,514 Debit card and EFT fees 0 3,886 3,886 Trust fees 7,475 0 7,475 Insurance agency commissions 0 2,919 2,919 Retirement plan consulting fees 1,489 0 1,489 Investment commissions 0 1,406 1,406 Other (outside the scope of ASC 606) 0 6,353 6,353 Total noninterest income $ 8,964 $ 19,078 $ 28,042

Loan Servicing (Tables)

Loan Servicing (Tables)	12 Months Ended
	Dec. 31, 2021
Transfers And Servicing [Abstract]
Summary of Principal Balance for Mortgage Loans	The principal balances of these loans at year-end are as follows: 2021 2020 Mortgage loan portfolio serviced for: FHLMC $ 494,688 $ 430,233
Summary of Activity for Mortgage Servicing Rights	Activity for mortgage servicing rights for years ended December 31, 2021, 2020 and 2019 are as follows: 2021 2020 2019 Servicing rights: Beginning balance $ 3,198 $ 1,721 $ 1,468 Additions 1,556 2,429 813 Amortization to expense (1,351 ) (952 ) (560 ) Ending balance $ 3,403 $ 3,198 $ 1,721

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Assets Measured at Fair Value on Recurring Basis	Assets measured at fair value on a recurring basis are summarized below: Fair Value Measurements at December 31, 2021 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 90,831 $ 0 $ 90,831 $ 0 State and political subdivisions 658,815 0 658,815 0 Corporate bonds 4,030 0 4,030 0 Mortgage-backed securities-residential 655,186 0 655,183 3 Collateralized mortgage obligations 13,385 0 13,385 0 Small Business Administration 5,430 0 5,430 0 Equity securities Equity securities at fair value 228 228 0 0 Other equity investments measured at net asset value 14,721 n/a n/a n/a Total investment securities $ 1,442,626 $ 228 $ 1,427,674 $ 3 Interest rate swaps $ 4,261 $ 0 $ 4,261 $ 0 Financial Liabilities Interest rate swaps $ 4,261 $ 0 $ 4,261 $ 0 Fair Value Measurements at December 31, 2020 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Investment securities available-for sale U.S. Treasury and U.S. government sponsored entities $ 11,845 $ 0 $ 11,845 $ 0 State and political subdivisions 366,306 0 366,306 0 Corporate bonds 3,712 0 3,712 0 Mortgage-backed securities-residential 161,782 0 161,778 4 Collateralized mortgage obligations 26,393 0 26,393 0 Small Business Administration 5,562 0 5,562 0 Equity securities Equity securities at fair value 538 538 0 0 Other equity investments measured at net asset value 6,343 n/a n/a n/a Total investment securities $ 582,481 $ 538 $ 575,596 $ 4 Interest rate swaps $ 4,221 $ 0 $ 4,221 $ 0 Financial Liabilities Interest rate swaps $ 4,221 $ 0 $ 4,221 $ 0
Reconciliation of All Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the year ended December 31: Investment Securities Available-for-sale (Level 3) 2021 2020 2019 Beginning Balance $ 4 $ 5 $ 6 Repayments, calls and maturities (1 ) (1 ) (1 ) Acquired and/or purchased 0 0 0 Ending Balance $ 3 $ 4 $ 5
Assets Measured at Fair Value on Non-Recurring Basis	Assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at December 31, 2021 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Individually Evaluated loans Commercial $ 1,654 $ 0 $ 0 $ 1,654 1–4 family residential 82 0 0 82 Fair Value Measurements at December 31, 2020 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Assets Impaired loans Commercial $ 1,770 $ 0 $ 0 $ 1,770 1-4 family residential 82 0 0 82 Consumer 36 0 0 36
Fair Value Measurements for Financial Instruments	The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at year ended 2021 and 2020: December 31, 2021 Fair value Valuation Technique(s) Unobservable Input(s) Range Weighted Average Individually evaluated loans Commercial $ 1,654 Sales comparison Adjustment for differences between comparable sales (40.24%) - 56.83% (12.43%) Residential 82 Sales comparison Adjustment for differences between comparable sales (3.84%) - 3.22% (0.12%) December 31, 2020 Fair value Valuation Technique(s) Unobservable Input(s) Range Weighted Average Impaired loans Commercial $ 1,770 Sales comparison Adjustment for differences between comparable sales (24.01%) - 17.93% (0.48%) Residential 82 Sales comparison Adjustment for differences between comparable sales (40.00%) - 47.15% (17.77%) Consumer 36 Sales comparison Adjustment for differences between comparable sales (23.60%) - 23.60% (0.00%)
Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments not previously presented, at December 31, 2021 and December 31, 2020 are as follows: Fair Value Measurements at December 31, 2021 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 112,790 $ 29,150 $ 83,640 $ 0 $ 112,790 Restricted stock 15,510 n/a n/a n/a n/a Loans held for sale 4,545 0 4,681 0 4,681 Loans, net 2,301,696 0 0 2,285,554 2,285,554 Accrued interest receivable 12,460 0 6,844 5,616 12,460 Financial liabilities Deposits 3,547,235 3,158,967 384,263 0 3,543,230 Long-term borrowings 87,758 0 92,433 0 92,433 Accrued interest payable 376 22 354 0 376 Fair Value Measurements at December 31, 2020 Using: Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 254,621 $ 20,503 $ 234,118 $ 0 $ 254,621 Restricted stock 14,647 n/a n/a n/a n/a Loans held for sale 4,766 0 4,909 0 4,909 Loans, net 2,055,900 0 0 2,036,872 2,036,872 Accrued interest receivable 9,880 0 3,297 6,583 9,880 Financial liabilities Deposits 2,610,878 2,126,942 487,105 0 2,614,047 Short-term borrowings 2,521 0 2,521 0 2,521 Long-term borrowings 76,385 0 77,189 0 77,189 Accrued interest payable 690 36 654 0 690

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Property Plant And Equipment [Abstract]
Premises and Equipment	Year-end premises and equipment owned and utilized in the operations of the Company were as follows: 2021 2020 Land $ 6,807 $ 4,594 Buildings 30,950 24,717 Furniture, fixtures and equipment 17,309 11,646 Leasehold Improvements 1,013 541 Right of use assets 6,360 4,829 62,439 46,327 Less accumulated depreciation (24,919 ) (20,707 ) Net book value $ 37,520 $ 25,620
Schedule of Premises and Equipment Subject to Lease Agreements	Year-end premises and equipment subject to lease agreements in which the Company acts as lessor were as follows. See NOTE - 9 for additional lease disclosures: 2021 2020 Buildings $ 7,567 $ 5,215 Equipment 794 794 8,361 6,009 Less: accumulated amortization (2,001 ) (1,180 ) Total $ 6,360 $ 4,829

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Maturities of Lease Liabilities	Maturities of lease liabilities are as follows as of December 31, 2021: 2022 $ 833 2023 780 2024 610 2025 603 2026 586 Thereafter 4,245 Total Payments 7,657 Less: Imputed Interest (1,075 ) Total $ 6,582

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2021
Goodwill And Intangible Assets Disclosure [Abstract]
Acquired Intangible Assets	Acquired intangible assets were as follows: 2021 2020 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Other intangible: Customer relationship intangibles $ 7,210 $ (6,641 ) $ 7,210 $ (6,318 ) Non-compete contracts 430 (392 ) 430 (388 ) Trade Name 520 (356 ) 520 (320 ) Core deposit intangible 12,866 (5,271 ) 6,979 (4,271 ) Total $ 21,026 $ (12,660 ) $ 15,139 $ (11,297 )
Estimated Amortization Expense	Estimated amortization expense for each of the next five years and thereafter: 2022 $ 1,670 2023 1,198 2024 894 2025 833 2026 741 Thereafter 3,030 Total $ 8,366

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Banking And Thrift Interest [Abstract]
Summary of Year-end deposits	Following is a summary of year-end deposits: 2021 2020 Noninterest-bearing demand $ 916,237 $ 608,791 Interest-bearing demand 1,407,967 1,030,426 Money market 370,918 217,025 Savings 463,845 270,700 Brokered time deposits 0 32,000 Certificates of deposit 388,268 451,936 Total $ 3,547,235 $ 2,610,878
Summary of Scheduled Maturities of Certificates of Deposit and Deposits	Following is a summary of scheduled maturities of certificates of deposit during the years following December 31, 2021: 2022 $ 163,085 2023 66,550 2024 47,872 2025 65,652 2026 39,259 Thereafter 5,850 Total $ 388,268

Short-term Borrowings (Tables)

Short-term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Summary of Securities Sold under Agreements to Repurchase	The securities are held in segregated safekeeping accounts at the Federal Reserve Bank, Farmers Trust and the FHLB. Information concerning securities sold under agreements to repurchase is summarized as follows 2021 2020 2019 Average balance during the year $ 2,354 $ 3,425 $ 3,343 Average interest rate during the year 0.18 % 0.66 % 1.36 % Maximum month-end balance during the year $ 4,860 $ 5,150 $ 5,505 Weighted average year-end interest rate 0.00 % 0.66 % 1.36 % Balance at year-end $ 0 $ 2,171 $ 1,700
Schedule Disaggregation of the Obligation by the Class of Collateral Pledged for Short-Term Financing Obtained Through the Sales of Repurchase Agreements	The following table provides a disaggregation of the obligation by class of collateral pledged for short-term financing obtained through the sales of repurchase agreements: 2020 Overnight and continuous repurchase agreements U.S. Treasury and U.S. government sponsored entities $ 42 State and political subdivisions 1,407 Mortgage-backed securities - residential 568 Collateralized mortgage obligations 154 Total borrowings $ 2,171

Long-Term Borrowings (Tables)

Long-Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Summary of Long-term Advances from the Federal Home Loan Bank	At December 31, 2021, there were no long-term advances from the FHLB. At December 31, 2020, the balances were as follows: 2020 Weighted Average Amount Rate Fixed-rate constant payment advance $ 1,980 1.70 % Convertible and putable fixed-rate advance 65,000 1.38 % Total advances $ 66,980 1.39 %
Summary of All Junior Subordinated Debentures and Subordinated Debentures	. Balances were as follows at December 31, 2021 and 2020: 2021 2020 Amount Amount TSEO Statutory Trust I $ 2,424 $ 2,375 Maple Leaf Financial Statutory Trust II 7,293 7,030 Cortland Statutory Trust I 4,271 0 Total junior subordinated debentures owed to unconsolidated subsidiary trusts $ 13,988 $ 9,405 Subordinated debentures $ 73,770 $ 0

Commitments and Contingent Li_2

Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2021
Commitments And Contingencies Disclosure [Abstract]
The Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk at Year End	The contractual amounts of financial instruments with off-balance-sheet risk at year-end were as follows: 2021 2020 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments and unused lines of credit $ 119,003 $ 482,025 $ 80,567 $ 344,970

Stock Based Compensation (Table

Stock Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2021
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Summary of Award Activity under Plan	The following is the activity under the Plan during 2021: Maximum Awarded Service Units Weighted Average Grant Date Fair Value Maximum Awarded Performance Units Weighted Average Grant Date Fair Value Beginning balance - non-vested shares 67,765 $ 14.32 153,070 $ 14.46 Granted 68,195 16.99 58,245 14.21 Vested (31,180 ) 14.96 (52,327 ) 14.34 Forfeited (5,216 ) 14.29 0 0.00 Ending balance - non-vested shares 99,564 $ 16.13 158,988 $ 14.40 The following is the activity under the Plan during 2020: Maximum Awarded Service Units Weighted Average Grant Date Fair Value Maximum Awarded Performance Units Weighted Average Grant Date Fair Value Beginning balance - non-vested shares 81,165 $ 14.17 192,665 $ 13.72 Granted 29,045 15.01 50,187 15.93 Vested (35,006 ) 14.50 (80,026 ) 13.55 Forfeited (7,439 ) 14.61 (9,756 ) 14.97 Ending balance - non-vested shares 67,765 $ 14.32 153,070 $ 14.46

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Regulatory Capital Requirements [Abstract]
Schedule of Actual and Required Capital Amounts (Not Including Capital Conservation Buffer) and Ratios	Actual and required capital amounts (not including the capital conservation buffer) and ratios are presented below at year-end: Actual Requirement For Capital Adequacy Purposes: To be Well Capitalized Under Prompt Corrective Action Provisions: Amount Ratio Amount Ratio Amount Ratio 2021 Common equity tier 1 capital ratio Consolidated $ 362,950 13.16 % $ 124,066 4.5 % N/A N/A Bank 345,065 12.55 % 123,712 4.5 % 178,695 6.5 % Total risk based capital ratio Consolidated 485,336 17.60 % 220,562 8.0 % N/A N/A Bank 374,451 13.62 % 219,933 8.0 % 274,916 10.0 % Tier I risk based capital ratio Consolidated 380,950 13.82 % 165,422 6.0 % N/A N/A Bank 345,065 12.55 % 164,950 6.0 % 219,933 8.0 % Tier I leverage ratio Consolidated 380,950 10.12 % 150,629 4.0 % N/A N/A Bank 345,065 9.19 % 150,217 4.0 % 187,772 5.0 % 2020 Common equity tier 1 capital ratio Consolidated $ 279,864 13.22 % $ 95,211 4.5 % N/A N/A Bank 268,041 12.71 % 94,903 4.5 % 137,083 6.5 % Total risk based capital ratio Consolidated 311,413 14.72 % 169,264 8.0 % N/A N/A Bank 290,185 13.76 % 168,717 8.0 % 210,897 10.0 % Tier I risk based capital ratio Consolidated 289,269 13.67 % 126,948 6.0 % N/A N/A Bank 268,041 12.71 % 126,538 6.0 % 168,717 8.0 % Tier I leverage ratio Consolidated 289,269 9.77 % 118,464 4.0 % N/A N/A Bank 268,041 9.10 % 117,877 4.0 % 147,346 5.0 %

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Provision for Income Taxes (Credit)	The provision for income taxes (credit) consists of the following: 2021 2020 2019 Current expense $ 10,794 $ 9,922 $ 7,626 Deferred expense (benefit) (524 ) (1,526 ) (311 ) Totals $ 10,270 $ 8,396 $ 7,315
Effective Tax Rates Differ from Federal Statutory Rate	Effective tax rates differ from federal statutory rate of 21% that were applied to income before income taxes due to the following: 2021 2020 2019 Statutory tax $ 13,026 $ 10,557 $ 9,046 Effect of nontaxable interest (2,274 ) (1,896 ) (1,655 ) Bank owned life insurance, net (273 ) (167 ) (171 ) Tax credits (200 ) 23 3 Effect of nontaxable insurance premiums (322 ) (198 ) (204 ) Stock compensation (9 ) 12 (100 ) Other 322 65 396 Actual tax $ 10,270 $ 8,396 $ 7,315
Deferred Tax Assets (Liabilities)	Deferred tax assets (liabilities) are comprised of the following: 2021 2020 Deferred tax assets: Allowance for credit losses $ 6,171 $ 4,650 Deferred and accrued compensation 1,993 1,413 Deferred loan fees and costs 531 507 Nonaccrual loan interest income 571 563 Other-than-temporary impairment 0 24 Restricted stock 423 521 Lease liabilities 1,382 1,043 Other 158 0 Gross deferred tax assets $ 11,229 $ 8,721 Deferred tax liabilities: Depreciation and amortization $ (1,391 ) $ (748 ) Net unrealized gain on securities available for sale (2,461 ) (5,857 ) Federal Home Loan Bank dividends (976 ) (684 ) Purchase accounting adjustments (1,729 ) (1,313 ) Mortgage servicing rights (715 ) (672 ) Prepaid expenses (367 ) (274 ) Lease right of use asset (1,336 ) (1,014 ) Other 0 (107 ) Gross deferred tax liabilities (8,975 ) (10,669 ) Net deferred tax asset (liability) $ 2,254 $ (1,948 )

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2021
Comprehensive Income Net Of Tax [Abstract]
Schedule of Other Comprehensive Income (Loss)	The following table represents the detail of other comprehensive income (loss) for the years ended December 31, 2021, 2020 and 2019. 2021 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ (15,333 ) $ 3,220 $ (12,113 ) Reclassification adjustment for gains included in net income (1) (838 ) 176 (662 ) Net unrealized gains (losses) on available-for-sale securities (16,171 ) 3,396 (12,775 ) Change in funded status of post-retirement plan 48 (10 ) 38 Net other comprehensive income (loss) $ (16,123 ) $ 3,386 $ (12,737 ) 2020 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ 16,651 $ (3,970 ) $ 12,681 Reclassification adjustment for gains included in net income (1) (385 ) (90 ) (475 ) Net other comprehensive income (loss) $ 16,266 $ (4,060 ) $ 12,206 2019 Pre-tax Tax After-Tax Unrealized holding gains (losses) on available-for-sale securities during the year $ 17,513 $ (3,666 ) $ 13,847 Reclassification adjustment for gains included in net income (1) 11 (2 ) 9 Net other comprehensive income (loss) $ 17,524 $ (3,668 ) $ 13,856 (1) Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income .

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2021
Related Party Transactions [Abstract]
Loans to Principal Officers, Directors, and Their Affiliates	Loans to principal officers, directors, and their affiliates during 2021 and 2020 were as follows: 2021 2020 Beginning balance $ 12,003 $ 13,147 New loans 950 1,917 Effect of changes in composition of related parties 3,713 0 Repayments (5,592 ) (3,061 ) Ending balance $ 11,074 $ 12,003

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The factors used in the earnings per share computation follow: 2021 2020 2019 Basic EPS Net income $ 51,844 $ 41,876 $ 35,760 Weighted average shares outstanding 29,167,357 28,266,509 27,734,994 Basic earnings per share $ 1.78 $ 1.48 $ 1.29 Diluted EPS Net income $ 51,844 $ 41,876 $ 35,760 Weighted average shares for basic earnings per share 29,167,357 28,266,509 27,734,994 Average unvested restricted stock awards 112,430 127,487 140,990 Weighted average shares for diluted earnings per share 29,279,787 28,393,996 27,875,984 Diluted earnings per share $ 1.77 $ 1.47 $ 1.28

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Gains and Losses Recognized in Income on Derivative Instruments Not Designated as Hedging Instruments	The table below provides data about the amount of gains and losses recognized in income on derivative instruments not designated as hedging instruments. 2021 2020 2019 Derivatives not designated as hedging instruments Mortgage Banking Derivatives - Gain $ 423 $ 0 $ 0

Segment Information (Tables)

Segment Information (Tables)	12 Months Ended
	Dec. 31, 2021
Segment Reporting [Abstract]
Schedule of Segment Reporting Information	Significant segment totals are reconciled to the financial statements as follows: December 31, 2021 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Goodwill and other intangibles $ 5,814 $ 101,055 $ (4,263 ) $ 102,606 Total assets $ 14,365 $ 4,124,530 $ 3,854 $ 4,142,749 December 31, 2020 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Goodwill and other intangibles $ 6,046 $ 47,129 $ (3,558 ) $ 49,617 Total assets $ 15,147 $ 3,055,628 $ 373 $ 3,071,148 For year ended 2021 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 134 $ 108,726 $ (870 ) $ 107,990 Provision for credit losses and unfunded loans 0 4,893 0 4,893 Service fees, security gains and other noninterest income 11,045 27,347 (199 ) 38,193 Noninterest expense 6,854 68,194 589 75,637 Amortization and depreciation expense 262 2,931 346 3,539 Income before taxes 4,063 60,055 (2,004 ) 62,114 Income tax 852 10,023 (605 ) 10,270 Net Income $ 3,211 $ 50,032 $ (1,399 ) $ 51,844 For year ended 2020 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 125 $ 96,361 $ (295 ) $ 96,191 Provision for loan losses and unfunded loans 0 9,100 0 9,100 Service fees, security gains and other noninterest income 9,353 27,189 (381 ) 36,161 Noninterest expense 5,963 62,689 1,206 69,858 Amortization and depreciation expense 304 2,566 252 3,122 Income before taxes 3,211 49,195 (2,134 ) 50,272 Income tax 674 8,305 (583 ) 8,396 Net Income $ 2,537 $ 40,890 $ (1,551 ) $ 41,876 For year ended 2019 Trust Segment Bank Segment Eliminations and Others Consolidated Totals Net interest income $ 156 $ 82,301 $ (79 ) $ 82,378 Provision for loan losses and unfunded loans 0 2,450 0 2,450 Service fees, security gains and other noninterest income 9,097 19,209 (264 ) 28,042 Noninterest expense 6,015 55,061 980 62,056 Amortization and depreciation expense 365 2,425 49 2,839 Income before taxes 2,873 41,574 (1,372 ) 43,075 Income tax 604 7,170 (459 ) 7,315 Net Income $ 2,269 $ 34,404 $ (913 ) $ 35,760

Quarterly Financial Data (Una_2

Quarterly Financial Data (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2021
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Data (Unaudited)	Quarter Ended 2021 December 31 September June March 31 Total interest income $ 31,685 $ 28,375 $ 28,609 $ 27,790 Total interest expense 1,986 1,841 2,119 2,523 Net interest income 29,699 26,534 26,490 25,267 Provision for credit losses 5,366 (948 ) 50 425 Noninterest income 9,538 9,015 9,508 10,132 Merger related costs 6,521 472 104 12 Noninterest expense 21,140 16,656 16,966 17,305 Income before income taxes 6,210 19,369 18,878 17,657 Income taxes 508 3,358 3,303 3,101 Net income $ 5,702 $ 16,011 $ 15,575 $ 14,556 Diluted earnings per share $ 0.18 $ 0.56 $ 0.55 $ 0.51 Quarter Ended 2020 December 31 September June March 31 Total interest income $ 28,833 $ 27,635 $ 28,142 $ 27,717 Total interest expense 3,030 3,470 4,221 5,415 Net interest income 25,803 24,165 23,921 22,302 Provision for loan losses 3,000 2,600 2,400 1,100 Noninterest income 10,499 9,217 8,652 7,793 Merger related costs 1,798 58 48 1,319 Noninterest expense 17,796 17,412 17,208 17,341 Income before income taxes 13,708 13,312 12,917 10,335 Income taxes 2,351 2,443 1,906 1,696 Net income $ 11,357 $ 10,869 $ 11,011 $ 8,639 Diluted earnings per share $ 0.40 $ 0.38 $ 0.39 $ 0.30

Parent Company Only Condensed_2

Parent Company Only Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Schedule of Parent Company Only Condensed Financial Information	Below is condensed financial information of Farmers National Banc Corp. (parent company only). This information should be read in conjunction with the consolidated financial statements and related notes. December 31, 2021 2020 BALANCE SHEETS Assets: Cash $ 92,076 $ 8,738 Investment in subsidiaries Bank 453,695 336,326 Farmers Trust 13,667 13,414 Captive 2,588 2,165 Equity securities 0 358 Total assets $ 562,026 $ 361,001 Liabilities: Other liabilities $ 1,836 $ 1,149 Note payable 0 350 Subordinate debt 87,758 9,405 Total liabilities 89,594 10,904 Total stockholders' equity 472,432 350,097 Total liabilities and stockholders' equity $ 562,026 $ 361,001 STATEMENTS OF INCOME Years ended December 31, 2021 2020 2019 Income: Dividends from subsidiaries Bank $ 45,620 $ 28,646 $ 33,896 Farmers Trust 2,800 2,300 2,300 Captive Insurance 1,135 1,000 535 Interest and dividends on securities 11 12 15 Security gains/(losses) 130 (28 ) 41 Total Income 49,696 31,930 36,787 Interest on borrowings (918 ) (361 ) (154 ) Other expenses (2,792 ) (2,746 ) (2,352 ) Income before income tax benefit and undistributed subsidiary income 45,986 28,823 34,281 Income tax benefit 611 592 470 Equity in undistributed net income of subsidiaries (dividends in excess of net income) Bank 4,412 12,244 508 Farmers Trust 412 237 (31 ) Captive 423 (20 ) 532 Net Income $ 51,844 $ 41,876 $ 35,760 STATEMENTS OF CASH FLOWS Years ended December 31, 2021 2020 2019 Cash flows from operating activities: Net income $ 51,844 $ 41,876 $ 35,760 Adjustments to reconcile net income to net cash from operating activities: Dividends in excess of net income (Equity in undistributed net income of subsidiary) (5,247 ) (12,461 ) (1,009 ) Other 6,846 1,167 (30 ) Net cash from operating activities 53,443 30,582 34,721 Cash flows from investing activities: Net cash paid in business combinations (29,618 ) (20,423 ) 0 Net cash from investing activities (29,618 ) (20,423 ) 0 Cash flows from financing activities: Proceeds from long term borrowings 73,749 0 0 Repurchase of common shares (164 ) (14,238 ) (2,842 ) Cash dividends paid (14,072 ) (12,654 ) (10,539 ) Net cash from financing activities 59,513 (26,892 ) (13,381 ) Net change in cash and cash equivalents 83,338 (16,733 ) 21,340 Beginning cash and cash equivalents 8,738 25,471 4,131 Ending cash and cash equivalents $ 92,076 $ 8,738 $ 25,471

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)LocationCounty_Economy	Dec. 31, 2019USD ($)ReportingSegment	Dec. 31, 2020USD ($)
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Number of locations served by bank | Location	47
Purchased and sold period of federal fund	1 day
Delinquent period of loans after which interest income is discontinued	90 days
Number of county economy from which credit risk exposure effected | County_Economy	11
Percentage of portfolio loans secured by real estate	68.40%
Valuation allowance impairment against servicing assets	$ 0	$ 0	$ 0
Other real estate owned	0		0
Restricted stock	$ 15,600,000		14,600,000
Recognized tax amount	50.00%
ASU 2017-04
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Change in Accounting Principle, Accounting Standards Update, Adopted [true false]	true
Change in Accounting Principle, Accounting Standards Update, Adoption Date	Jan. 1, 2020
Change in Accounting Principle, Accounting Standards Update, Immaterial Effect [true false]	true
Minimum | ASU 2016-13
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Increase in allowance for credit losses	$ 1,900,000
Minimum | Core Deposits
Summary of Significant Accounting Policies (Textual) [Abstract]
Intangible assets amortized period	7 years
Minimum | Customer Relationships
Summary of Significant Accounting Policies (Textual) [Abstract]
Intangible assets amortized period	13 years
Maximum | ASU 2016-13
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Increase in allowance for credit losses	$ 2,500,000
Maximum | Core Deposits
Summary of Significant Accounting Policies (Textual) [Abstract]
Intangible assets amortized period	8 years
Maximum | Customer Relationships
Summary of Significant Accounting Policies (Textual) [Abstract]
Intangible assets amortized period	15 years
Buildings | Minimum
Summary of Significant Accounting Policies (Textual) [Abstract]
Range of buildings and furniture depreciated	5 years
Buildings | Maximum
Summary of Significant Accounting Policies (Textual) [Abstract]
Range of buildings and furniture depreciated	40 years
Furniture Fixtures and Equipment | Minimum
Summary of Significant Accounting Policies (Textual) [Abstract]
Range of buildings and furniture depreciated	3 years
Furniture Fixtures and Equipment | Maximum
Summary of Significant Accounting Policies (Textual) [Abstract]
Range of buildings and furniture depreciated	10 years
Mortgage Servicing Rights
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Valuation allowance impairment against servicing assets	$ 0		$ 0
Southwestern Pennsylvania
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Number of locations served by bank | Location	1
NAI
Summary of Significant Accounting Policies (Additional Textual) [Abstract]
Number of reporting units | Reporting		1
Number of reportable segments | Segment		1

Business Combinations (Details

Business Combinations (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	Nov. 01, 2021	Oct. 31, 2021	Jan. 07, 2020	Dec. 31, 2021	Dec. 31, 2020
Business Acquisition [Line Items]
Goodwill				$ 94,240	$ 45,775
Cortland Bank
Business Acquisition [Line Items]
Business acquisition, date of merger agreement	Nov. 1, 2021
Cash consideration per share		$ 17.82
Maximum percentage of common shares exchanged for company shares under merger agreement	75.00%
Remaining percentage of common shares exchanged for company cash under merger agreement	25.00%
Value of stock issued for acquisition	$ 29,618
Fair value of total consideration transferred	128,539	$ 128,500
Merger related costs				7,100
Goodwill	$ 48,465
Nonrecurring merger cost				$ 5,700
Cortland Bank | Common Stock
Business Acquisition [Line Items]
Cash consideration per share	$ 28
Shares of stock issued for acquisition	1.75	5,600,000
Value of stock issued for acquisition		$ 29,600
Maple Leaf
Business Acquisition [Line Items]
Business acquisition, date of merger agreement			Jan. 7, 2020
Shares of stock issued for acquisition			1,398,229
Value of stock issued for acquisition			$ 20,423
Fair value of total consideration transferred			42,977
Goodwill			$ 7,574
Maple Leaf | Common Stock
Business Acquisition [Line Items]
Cash consideration per share			$ 640
Shares of stock issued for acquisition			45.5948
Exercise price of warrants			$ 370

Business Combinations (Details)

Business Combinations (Details) - USD ($) $ in Thousands	Nov. 01, 2021	Oct. 31, 2021	Jan. 07, 2020	Dec. 31, 2021	Dec. 31, 2020
Fair value of liabilities assumed
Goodwill created				$ 94,240	$ 45,775
Cortland Bank
Consideration
Cash	$ 29,618
Stock	98,921
Fair value of total consideration transferred	128,539	$ 128,500
Fair value of assets acquired
Cash and cash equivalents	113,391
Securities available for sale	130,574
Other investments	16,092
Loans	482,168
Premises and equipment	12,644
Bank owned life insurance	21,547
Core deposit intangible	5,886
Current and deferred taxes	3,135
Other assets	7,805
Total assets acquired	793,242
Fair value of liabilities assumed
Deposits	695,274
Short-term borrowings	4,246
Long-term borrowings	4,262
Accrued interest payable and other liabilities	9,386
Total liabilities	713,168
Net assets acquired	80,074
Goodwill created	48,465
Total net assets acquired	$ 128,539
Maple Leaf
Consideration
Cash			$ 20,423
Stock			22,554
Fair value of total consideration transferred			42,977
Fair value of assets acquired
Cash and cash equivalents			18,219
Securities available for sale			69,547
Loans			181,280
Premises and equipment			229
Core deposit intangible			725
Other assets			6,398
Total assets acquired			276,398
Fair value of liabilities assumed
Deposits			183,251
Long-term borrowings			54,487
Accrued interest payable and other liabilities			3,257
Total liabilities			240,995
Net assets acquired			35,403
Goodwill created			7,574
Total net assets acquired			$ 42,977

Business Combinations (Detail_2

Business Combinations (Details 1) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Business Combinations [Abstract]
Net interest income	$ 130,005	$ 120,651
Provision for credit losses	10,893	10,675
Noninterest income	45,393	43,661
Noninterest expense	94,236	93,045
Income before income taxes	70,269	60,592
Income tax expense	11,299	33,818
Net income	$ 58,970	$ 50,602
Basic earnings per share	$ 1.75	$ 1.50
Diluted earnings per share	$ 1.74	$ 1.49

Securities Available for Sale_2

Securities Available for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	$ 1,415,959	$ 547,711
Gross Unrealized Gains	25,455	28,395
Gross Unrealized Losses	(13,737)	(506)
Fair Value	1,427,677	575,600
U.S. Treasury and U.S. government sponsored entities
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	93,137	11,798
Gross Unrealized Gains	32	101
Gross Unrealized Losses	(2,338)	(54)
Fair Value	90,831	11,845
State and political subdivisions
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	636,724	344,160
Gross Unrealized Gains	23,296	22,350
Gross Unrealized Losses	(1,205)	(204)
Fair Value	658,815	366,306
Mortgage-backed securities - residential
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	663,405	157,106
Gross Unrealized Gains	1,875	4,919
Gross Unrealized Losses	(10,094)	(243)
Fair Value	655,186	161,782
Collateralized mortgage obligations
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	13,303	25,654
Gross Unrealized Gains	153	742
Gross Unrealized Losses	(71)	(3)
Fair Value	13,385	26,393
Corporate bonds
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	4,009	3,582
Gross Unrealized Gains	50	132
Gross Unrealized Losses	(29)	(2)
Fair Value	4,030	3,712
Small Business Administration
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	5,381	5,411
Gross Unrealized Gains	49	151
Gross Unrealized Losses	0	0
Fair Value	$ 5,430	$ 5,562

Securities Available for Sale_3

Securities Available for Sale (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Proceeds from sales of available-for-sale securities and the associated gains and losses
Proceeds	$ 35,175	$ 60,341	$ 33,424
Gross gains	863	394	211
Gross losses	$ (25)	$ (824)	$ (222)

Securities Available for Sale_4

Securities Available for Sale (Details Textual)		12 Months Ended
		Dec. 31, 2021USD ($)Securities	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Schedule Of Available For Sale Securities [Line Items]
Tax provision related to net realized gain	[1]	$ 176,000	$ (90,000)	$ (2,000)
Pledged to secure public deposits and repurchase agreements and Pledge to qualify carrying amount of securities		$ 491,000,000	371,000,000
Number of securities not more than 10% of stockholder equities | Securities		0
Number of securities | Securities		842
Number of securities on unrealized loss position | Securities		207
Allowance for credit losses on available-for-sale securities		$ 0
Small Business Investment Company Partnership Investments
Schedule Of Available For Sale Securities [Line Items]
Equity securities		14,700,000
Local and Regional Bank Holdings and Other Miscellaneous Equity Funds
Schedule Of Available For Sale Securities [Line Items]
Equity securities		228,000
Farmers Trust Company
Schedule Of Available For Sale Securities [Line Items]
Pledged to secure public deposits and repurchase agreements and Pledge to qualify carrying amount of securities		$ 102,000	$ 100,000
[1]	Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income .

Securities Available for Sale_5

Securities Available for Sale (Details 2) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Amortized cost and fair value of the debt securities maturity
Amortized Cost, Within one year	$ 1,539
Amortized Cost, One to five years	14,132
Amortized Cost, Five to ten years	133,000
Amortized Cost, Beyond ten years	585,199
Amortized Cost, Mortgage-backed securities, collateralized mortgage obligations and Small Business Administration	682,089
Amortized Cost	1,415,959	$ 547,711
Fair Value, Within one year	1,550
Fair Value, One to five years	14,897
Fair Value, Five to ten years	132,717
Fair Value, Beyond ten years	604,512
Fair Value, Mortgage-backed securities, collateralized mortgage obligations and Small Business Administration	674,001
Fair Value, Total	$ 1,427,677	$ 575,600

Securities Available for Sale_6

Securities Available for Sale (Details 3) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	$ 718,367	$ 91,251
Unrealized Losses, Less Than 12 Months	(10,925)	(506)
Fair Value, 12 Months or Longer	74,575	0
Unrealized Losses, 12 Months or Longer	(2,812)	0
Fair Value, Total	792,942	91,251
Unrealized Losses, Total	(13,737)	(506)
U.S. Treasury and U.S. government sponsored entities
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	81,236	8,153
Unrealized Losses, Less Than 12 Months	(1,960)	(54)
Fair Value, 12 Months or Longer	8,271	0
Unrealized Losses, 12 Months or Longer	(378)	0
Fair Value, Total	89,507	8,153
Unrealized Losses, Total	(2,338)	(54)
State and political subdivisions
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	103,651	19,205
Unrealized Losses, Less Than 12 Months	(1,020)	(204)
Fair Value, 12 Months or Longer	10,020	0
Unrealized Losses, 12 Months or Longer	(185)	0
Fair Value, Total	113,671	19,205
Unrealized Losses, Total	(1,205)	(204)
Mortgage-backed securities - residential
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	525,792	63,401
Unrealized Losses, Less Than 12 Months	(7,872)	(243)
Fair Value, 12 Months or Longer	55,569	0
Unrealized Losses, 12 Months or Longer	(2,222)	0
Fair Value, Total	581,361	63,401
Unrealized Losses, Total	(10,094)	(243)
Collateralized mortgage obligations
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	7,270	294
Unrealized Losses, Less Than 12 Months	(71)	(3)
Fair Value, 12 Months or Longer	0	0
Unrealized Losses, 12 Months or Longer	0	0
Fair Value, Total	7,270	294
Unrealized Losses, Total	(71)	(3)
Corporate bonds
Investment securities with unrealized losses
Fair Value, Less Than 12 Months	418	198
Unrealized Losses, Less Than 12 Months	(2)	(2)
Fair Value, 12 Months or Longer	715	0
Unrealized Losses, 12 Months or Longer	(27)	0
Fair Value, Total	1,133	198
Unrealized Losses, Total	$ (29)	$ (2)

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Schedule of loan balances
Total loans	$ 2,301,696	$ 2,055,900
Net deferred loan (fees) costs	2,400	233
Allowance for credit losses	(29,386)	(22,144)	$ (14,487)	$ (13,592)
Commercial real estate
Schedule of loan balances
Allowance for credit losses	(15,879)	(10,746)	(6,127)	(5,294)
Commercial
Schedule of loan balances
Allowance for credit losses	(4,949)	(5,018)	(2,443)	(2,200)
Residential real estate
Schedule of loan balances
Allowance for credit losses	(4,870)	(3,687)	(3,032)	(2,982)
Consumer
Schedule of loan balances
Allowance for credit losses	(3,688)	(2,693)	$ (2,885)	$ (3,116)
Originated Loans
Schedule of loan balances
Total loans	2,328,682	1,805,661
Originated Loans | Commercial real estate, Owner occupied | Commercial real estate
Schedule of loan balances
Loan balances	340,369	215,187
Originated Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Schedule of loan balances
Loan balances	533,240	309,777
Originated Loans | Commercial real estate, Farmland | Commercial real estate
Schedule of loan balances
Loan balances	177,706	156,277
Originated Loans | Commercial real estate, Other | Commercial real estate
Schedule of loan balances
Loan balances	138,282	78,140
Originated Loans | Commercial, Commercial and industrial | Commercial
Schedule of loan balances
Loan balances	313,836	385,831
Originated Loans | Residential real estate, 1-4 family residential | Residential real estate
Schedule of loan balances
Loan balances	453,635	324,723
Originated Loans | Commercial, Agricultural | Commercial
Schedule of loan balances
Loan balances	54,659	44,922
Originated Loans | Residential real estate, Home equity lines of credit | Residential real estate
Schedule of loan balances
Loan balances	127,433	92,968
Originated Loans | Consumer, Indirect | Consumer
Schedule of loan balances
Loan balances	159,006	164,620
Originated Loans | Consumer, Direct | Consumer
Schedule of loan balances
Loan balances	21,121	23,348
Originated Loans | Consumer, Other | Consumer
Schedule of loan balances
Loan balances	9,395	9,868
Acquired Loans
Schedule of loan balances
Total loans	0	272,150
Acquired Loans | Commercial real estate, Owner occupied | Commercial real estate
Schedule of loan balances
Loan balances	0	45,101
Acquired Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Schedule of loan balances
Loan balances	0	52,863
Acquired Loans | Commercial real estate, Farmland | Commercial real estate
Schedule of loan balances
Loan balances	0	26,080
Acquired Loans | Commercial real estate, Other | Commercial real estate
Schedule of loan balances
Loan balances	0	12,868
Acquired Loans | Commercial, Commercial and industrial | Commercial
Schedule of loan balances
Loan balances	0	18,662
Acquired Loans | Residential real estate, 1-4 family residential | Residential real estate
Schedule of loan balances
Loan balances	0	89,118
Acquired Loans | Commercial, Agricultural | Commercial
Schedule of loan balances
Loan balances	0	4,850
Acquired Loans | Residential real estate, Home equity lines of credit | Residential real estate
Schedule of loan balances
Loan balances	0	17,383
Acquired Loans | Consumer, Direct | Consumer
Schedule of loan balances
Loan balances	0	5,128
Acquired Loans | Consumer, Other | Consumer
Schedule of loan balances
Loan balances	$ 0	$ 97

Loans (Details 2)

Loans (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 22,144	$ 14,487	$ 13,592
Impact of CECL adoption	2,160
Provision for credit losses	4,649	9,159	2,160
Provision for loan losses		9,100	2,450
PCD ACL on loans acquired	1,295
Loans charged off	(1,667)	(2,053)	(2,347)
Recoveries	805	610	792
Ending balance	29,386	22,144	14,487
Commercial real estate
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	10,746	6,127	5,294
Impact of CECL adoption	(2,137)
Provision for credit losses	6,226
Provision for loan losses		4,710	874
PCD ACL on loans acquired	1,081
Loans charged off	(70)	(122)	(45)
Recoveries	33	31	4
Ending balance	15,879	10,746	6,127
Commercial
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	5,018	2,443	2,200
Impact of CECL adoption	259
Provision for credit losses	(349)
Provision for loan losses		2,976	430
PCD ACL on loans acquired	210
Loans charged off	(388)	(412)	(200)
Recoveries	199	11	13
Ending balance	4,949	5,018	2,443
Residential real estate
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	3,687	3,032	2,982
Impact of CECL adoption	193
Provision for credit losses	1,121
Provision for loan losses		742	392
PCD ACL on loans acquired	4
Loans charged off	(297)	(172)	(400)
Recoveries	162	85	58
Ending balance	4,870	3,687	3,032
Consumer
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,693	2,885	3,116
Impact of CECL adoption	3,845
Provision for credit losses	(2,349)
Provision for loan losses		672	754
PCD ACL on loans acquired	0
Loans charged off	(912)	(1,347)	(1,702)
Recoveries	411	483	717
Ending balance	$ 3,688	$ 2,693	$ 2,885

Loans (Details 3)

Loans (Details 3) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	$ 15,470	$ 11,505
Loans Past Due 90 Days or More Still Accruing	725	2,330
Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	15,470	5,792
Loans Past Due 90 Days or More Still Accruing	725	760
Originated Loans | Commercial real estate, Owner occupied | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	433	0
Loans Past Due 90 Days or More Still Accruing	0	335
Originated Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	2,511	0
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Commercial real estate, Farmland | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	274	0
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Commercial real estate, Other | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	60
Originated Loans | Commercial, Commercial and industrial | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	7,190	3,312
Loans Past Due 90 Days or More Still Accruing	54	22
Originated Loans | Commercial, Agricultural | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	40	205
Loans Past Due 90 Days or More Still Accruing	0	0
Originated Loans | Residential real estate, 1-4 family residential | Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	3,363	866
Loans Past Due 90 Days or More Still Accruing	459	223
Originated Loans | Residential real estate, Home equity lines of credit | Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	917	603
Loans Past Due 90 Days or More Still Accruing	36	0
Originated Loans | Consumer, Indirect | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	455	648
Loans Past Due 90 Days or More Still Accruing	123	64
Originated Loans | Consumer, Direct | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	227	157
Loans Past Due 90 Days or More Still Accruing	53	111
Originated Loans | Consumer, Other | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	1
Loans Past Due 90 Days or More Still Accruing	0	5
Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	5,713
Loans Past Due 90 Days or More Still Accruing	0	1,570
Acquired Loans | Commercial real estate, Owner occupied | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	27
Loans Past Due 90 Days or More Still Accruing	0	0
Acquired Loans | Commercial real estate, Non-owner occupied | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	362
Loans Past Due 90 Days or More Still Accruing	0	0
Acquired Loans | Commercial real estate, Farmland | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	471
Loans Past Due 90 Days or More Still Accruing	0	95
Acquired Loans | Commercial, Commercial and industrial | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	477
Loans Past Due 90 Days or More Still Accruing	0	0
Acquired Loans | Commercial, Agricultural | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	4
Loans Past Due 90 Days or More Still Accruing	0	0
Acquired Loans | Residential real estate, 1-4 family residential | Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	4,128
Loans Past Due 90 Days or More Still Accruing	0	1,469
Acquired Loans | Residential real estate, Home equity lines of credit | Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	186
Loans Past Due 90 Days or More Still Accruing	0	0
Acquired Loans | Consumer, Direct | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Nonaccrual	0	58
Loans Past Due 90 Days or More Still Accruing	$ 0	$ 6

Loans (Details 4)

Loans (Details 4) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	$ 2,331,082	$ 2,078,044
Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		1,805,911
Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		272,133
Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	6,406	6,320
Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		4,103
Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		2,217
Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	2,485	2,977
Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		1,717
Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		1,260
Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	16,195	13,835
Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		6,552
Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		7,283
Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	25,086	23,132
Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		12,372
Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		10,760
Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	2,305,996	2,054,912
Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		1,793,539
Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		261,373
Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,010,674
Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	312,532
Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	452,792
Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	195,343
Commercial real estate, Owner occupied | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	339,974
Commercial real estate, Owner occupied | Commercial real estate | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		214,795
Commercial real estate, Owner occupied | Commercial real estate | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		45,099
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	70
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	591
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	433
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		335
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		27
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,094
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		335
Commercial real estate, Owner occupied | Commercial real estate | Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		27
Commercial real estate, Owner occupied | Commercial real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	338,880
Commercial real estate, Owner occupied | Commercial real estate | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		214,460
Commercial real estate, Owner occupied | Commercial real estate | Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		45,072
Commercial real estate, Non-owner occupied | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	532,706
Commercial real estate, Non-owner occupied | Commercial real estate | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		309,216
Commercial real estate, Non-owner occupied | Commercial real estate | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		52,854
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	394
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		197
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	311
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	2,511
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		362
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	3,216
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Non-owner occupied | Commercial real estate | Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		559
Commercial real estate, Non-owner occupied | Commercial real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	529,490
Commercial real estate, Non-owner occupied | Commercial real estate | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		309,216
Commercial real estate, Non-owner occupied | Commercial real estate | Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		52,295
Commercial real estate, Farmland | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	177,417
Commercial real estate, Farmland | Commercial real estate | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		156,053
Commercial real estate, Farmland | Commercial real estate | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		26,079
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	274
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		566
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	274
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Farmland | Commercial real estate | Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		566
Commercial real estate, Farmland | Commercial real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	177,143
Commercial real estate, Farmland | Commercial real estate | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		156,053
Commercial real estate, Farmland | Commercial real estate | Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		25,513
Commercial real estate, Other | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	137,994
Commercial real estate, Other | Commercial real estate | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		77,986
Commercial real estate, Other | Commercial real estate | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		12,868
Commercial real estate, Other | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	56
Commercial real estate, Other | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		261
Commercial real estate, Other | Commercial real estate | Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Other | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0
Commercial real estate, Other | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Other | Commercial real estate | Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Other | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	60
Commercial real estate, Other | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Other | Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Other | Commercial real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	116
Commercial real estate, Other | Commercial real estate | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		261
Commercial real estate, Other | Commercial real estate | Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial real estate, Other | Commercial real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	137,878
Commercial real estate, Other | Commercial real estate | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		77,725
Commercial real estate, Other | Commercial real estate | Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		12,868
Commercial, Commercial and industrial | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	312,532
Commercial, Commercial and industrial | Commercial | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		382,345
Commercial, Commercial and industrial | Commercial | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		18,658
Commercial, Commercial and industrial | Commercial | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	256
Commercial, Commercial and industrial | Commercial | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		356
Commercial, Commercial and industrial | Commercial | Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		19
Commercial, Commercial and industrial | Commercial | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	100
Commercial, Commercial and industrial | Commercial | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		61
Commercial, Commercial and industrial | Commercial | Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		390
Commercial, Commercial and industrial | Commercial | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	7,244
Commercial, Commercial and industrial | Commercial | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		3,334
Commercial, Commercial and industrial | Commercial | Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		477
Commercial, Commercial and industrial | Commercial | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	7,600
Commercial, Commercial and industrial | Commercial | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		3,751
Commercial, Commercial and industrial | Commercial | Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		886
Commercial, Commercial and industrial | Commercial | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	304,932
Commercial, Commercial and industrial | Commercial | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		378,594
Commercial, Commercial and industrial | Commercial | Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		17,772
Commercial, Agricultural | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	54,874
Commercial, Agricultural | Commercial | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		45,060
Commercial, Agricultural | Commercial | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		4,849
Commercial, Agricultural | Commercial | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	100
Commercial, Agricultural | Commercial | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		45
Commercial, Agricultural | Commercial | Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		4
Commercial, Agricultural | Commercial | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	28
Commercial, Agricultural | Commercial | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		255
Commercial, Agricultural | Commercial | Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Commercial, Agricultural | Commercial | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	40
Commercial, Agricultural | Commercial | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		205
Commercial, Agricultural | Commercial | Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		4
Commercial, Agricultural | Commercial | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	168
Commercial, Agricultural | Commercial | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		505
Commercial, Agricultural | Commercial | Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		8
Commercial, Agricultural | Commercial | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	54,706
Commercial, Agricultural | Commercial | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		44,555
Commercial, Agricultural | Commercial | Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		4,841
Residential real estate, 1-4 family residential | Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	452,792
Residential real estate, 1-4 family residential | Residential real estate | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		323,860
Residential real estate, 1-4 family residential | Residential real estate | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		89,117
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	4,452
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		1,668
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		1,954
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,077
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		974
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		821
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	3,822
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		1,089
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		5,597
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	9,351
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		3,731
Residential real estate, 1-4 family residential | Residential real estate | Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		8,372
Residential real estate, 1-4 family residential | Residential real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	443,441
Residential real estate, 1-4 family residential | Residential real estate | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		320,129
Residential real estate, 1-4 family residential | Residential real estate | Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		80,745
Residential real estate, Home equity lines of credit | Residential real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	127,450
Residential real estate, Home equity lines of credit | Residential real estate | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		92,979
Residential real estate, Home equity lines of credit | Residential real estate | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		17,384
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	80
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		419
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		23
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	12
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	953
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		603
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		186
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,045
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		1,022
Residential real estate, Home equity lines of credit | Residential real estate | Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		209
Residential real estate, Home equity lines of credit | Residential real estate | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	126,405
Residential real estate, Home equity lines of credit | Residential real estate | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		91,957
Residential real estate, Home equity lines of credit | Residential real estate | Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		17,175
Consumer, Indirect | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	164,760
Consumer, Indirect | Consumer | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		170,288
Consumer, Indirect | Consumer | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	795
Consumer, Indirect | Consumer | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		1,046
Consumer, Indirect | Consumer | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	275
Consumer, Indirect | Consumer | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		285
Consumer, Indirect | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	578
Consumer, Indirect | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		712
Consumer, Indirect | Consumer | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,648
Consumer, Indirect | Consumer | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		2,043
Consumer, Indirect | Consumer | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	163,112
Consumer, Indirect | Consumer | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		168,245
Consumer, Direct | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	21,188
Consumer, Direct | Consumer | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		23,461
Consumer, Direct | Consumer | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		5,128
Consumer, Direct | Consumer | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	203
Consumer, Direct | Consumer | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		284
Consumer, Direct | Consumer | Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		20
Consumer, Direct | Consumer | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	91
Consumer, Direct | Consumer | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		120
Consumer, Direct | Consumer | Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		49
Consumer, Direct | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	280
Consumer, Direct | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		268
Consumer, Direct | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		64
Consumer, Direct | Consumer | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	574
Consumer, Direct | Consumer | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		672
Consumer, Direct | Consumer | Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		133
Consumer, Direct | Consumer | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	20,614
Consumer, Direct | Consumer | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		22,789
Consumer, Direct | Consumer | Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		4,995
Consumer, Other | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	9,395
Consumer, Other | Consumer | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		9,868
Consumer, Other | Consumer | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		97
Consumer, Other | Consumer | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0
Consumer, Other | Consumer | Financing Receivables, 30 to 59 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		24
Consumer, Other | Consumer | Financing Receivables, 30 to 59 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Consumer, Other | Consumer | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0
Consumer, Other | Consumer | Financing Receivables, 60 to 89 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		22
Consumer, Other | Consumer | Financing Receivables, 60 to 89 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Consumer, Other | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0
Consumer, Other | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		6
Consumer, Other | Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Consumer, Other | Consumer | Financing Receivables, Total Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0
Consumer, Other | Consumer | Financing Receivables, Total Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		52
Consumer, Other | Consumer | Financing Receivables, Total Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		0
Consumer, Other | Consumer | Loans Not Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	$ 9,395
Consumer, Other | Consumer | Loans Not Past Due | Originated Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		9,816
Consumer, Other | Consumer | Loans Not Past Due | Acquired Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Loans		$ 97

Loans (Details Textual)

Loans (Details Textual)	Nov. 01, 2021USD ($)	Dec. 31, 2021USD ($)Customer	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Financing Receivable Modifications [Line Items]
Total troubled debt restructurings		$ 3,900,000	$ 4,100,000
Commitments to lend additional amounts to borrowers classified as troubled debt restructurings		0	0
Allowance adjustment charge offs		127,000	65,000	$ 126,000
Increase in the allowance for loan losses as a result of the allowance		129,000	65,000	$ 126,000
Maximum commercial loan and commercial real estate relationships		1,000,000
Unfunded commitments		607,000
Anticipated credit losses		533,000
Payments to Acquire Loans Receivable		478,164,000
Loans held for sale		4,000,000
Purchase credit impairment of loans			917,000
PCD Loans
Financing Receivable Modifications [Line Items]
Business combination acquired loans with fair value	$ 34,300,000
Credit discount	1,300,000
Noncredit discount	$ 1,100,000
Small Business Administration (SBA), CARES Act, Paycheck Protection Program
Financing Receivable Modifications [Line Items]
Total troubled debt restructurings		$ 256,400,000
Number of business customers facilitated assistance | Customer		2,134
Payments received from forgiveness of loans		$ 107,900,000
Small Business Administration (SBA), CARES Act, Paycheck Protection Program | PPP Loan Originated In 2020
Financing Receivable Modifications [Line Items]
Payments received from forgiveness of loans		$ 254,000,000
Percentage of payments received from forgiveness of loans		99.10%
Small Business Administration (SBA), CARES Act, Paycheck Protection Program | PPP Loan Originated In 2021
Financing Receivable Modifications [Line Items]
Payments received from forgiveness of loans		$ 72,300,000
Percentage of payments received from forgiveness of loans		67.10%
Payment Deferral
Financing Receivable Modifications [Line Items]
Number of months offered, deferrals		3 months
Minimum | Payment Deferral
Financing Receivable Modifications [Line Items]
Number of months offered, deferrals		3 months
Maximum [Member] | Payment Deferral
Financing Receivable Modifications [Line Items]
Number of months offered, deferrals		12 months
Troubled debt restructurings
Financing Receivable Modifications [Line Items]
Specific reserves to customers		$ 109,000	$ 81,000
Contractual Interest Rate Reduction | Minimum
Financing Receivable Modifications [Line Items]
Reduction of the notes stated interest rate		0.24%
Contractual Interest Rate Reduction | Maximum [Member]
Financing Receivable Modifications [Line Items]
Reduction of the notes stated interest rate		4.075%
Extended Maturity | Minimum
Financing Receivable Modifications [Line Items]
Maturity period loans		22 days
Extended Maturity | Maximum [Member]
Financing Receivable Modifications [Line Items]
Maturity period loans		361 months

Loans (Details 5)

Loans (Details 5) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)Loan	Dec. 31, 2020USD ($)Loan	Dec. 31, 2019USD ($)Loan
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	39	45	63
Pre-Modification Outstanding Recorded Investment	$ 1,063	$ 719	$ 1,449
Post-Modification Outstanding Recorded Investment	$ 1,051	$ 726	$ 1,460
Originated Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		42	51
Pre-Modification Outstanding Recorded Investment		$ 579	$ 663
Post-Modification Outstanding Recorded Investment		$ 582	$ 670
Acquired Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		3	12
Pre-Modification Outstanding Recorded Investment		$ 140	$ 786
Post-Modification Outstanding Recorded Investment		$ 144	$ 790
Consumer
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	4
Pre-Modification Outstanding Recorded Investment	$ 17
Post-Modification Outstanding Recorded Investment	$ 17
Consumer | Originated Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		1	2
Pre-Modification Outstanding Recorded Investment		$ 15	$ 46
Post-Modification Outstanding Recorded Investment		$ 15	$ 0
Consumer | Acquired Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			3
Pre-Modification Outstanding Recorded Investment			$ 14
Post-Modification Outstanding Recorded Investment			14
Residential real estate | Originated Loans
Financing Receivable Modifications [Line Items]
Post-Modification Outstanding Recorded Investment			$ 181
Commercial real estate, Farmland | Acquired Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			3
Pre-Modification Outstanding Recorded Investment			$ 527
Post-Modification Outstanding Recorded Investment			$ 527
Commercial, Commercial and industrial
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	4
Pre-Modification Outstanding Recorded Investment	$ 22
Post-Modification Outstanding Recorded Investment	$ 22
Commercial, Commercial and industrial | Originated Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			1
Pre-Modification Outstanding Recorded Investment			$ 12
Post-Modification Outstanding Recorded Investment			$ 12
Commercial, Commercial and industrial | Acquired Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			1
Pre-Modification Outstanding Recorded Investment			$ 27
Post-Modification Outstanding Recorded Investment			$ 27
Residential real estate, 1-4 family residential
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	11
Pre-Modification Outstanding Recorded Investment	$ 636
Post-Modification Outstanding Recorded Investment	$ 624
Residential real estate, 1-4 family residential | Originated Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		7	6
Pre-Modification Outstanding Recorded Investment		$ 261	$ 178
Post-Modification Outstanding Recorded Investment		$ 262	$ 94
Residential real estate, 1-4 family residential | Acquired Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		3	4
Pre-Modification Outstanding Recorded Investment		$ 140	$ 201
Post-Modification Outstanding Recorded Investment		$ 144	$ 205
Residential real estate, Home equity lines of credit
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	7
Pre-Modification Outstanding Recorded Investment	$ 264
Post-Modification Outstanding Recorded Investment	$ 264
Residential real estate, Home equity lines of credit | Originated Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		4	3
Pre-Modification Outstanding Recorded Investment		$ 100	$ 90
Post-Modification Outstanding Recorded Investment		$ 102	$ 337
Residential real estate, Home equity lines of credit | Acquired Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan			1
Pre-Modification Outstanding Recorded Investment			$ 17
Post-Modification Outstanding Recorded Investment			$ 17
Indirect
Financing Receivable Modifications [Line Items]
Number of Loans | Loan	13
Pre-Modification Outstanding Recorded Investment	$ 124
Post-Modification Outstanding Recorded Investment	$ 124
Indirect | Originated Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		29	39
Pre-Modification Outstanding Recorded Investment		$ 182	$ 337
Post-Modification Outstanding Recorded Investment		$ 182	$ 46
Commercial, Agricultural | Originated Loans
Financing Receivable Modifications [Line Items]
Number of Loans | Loan		1
Pre-Modification Outstanding Recorded Investment		$ 21
Post-Modification Outstanding Recorded Investment		$ 21

Loans (Details 6)

Loans (Details 6) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	$ 1,555,497	$ 1,345,862
Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		1,185,455
Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		160,407
Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	1,493,840	1,298,645
Pass | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		1,146,329
Pass | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		152,316
Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	28,903	21,593
Special Mention | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		21,054
Special Mention | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		539
Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	32,754	25,624
Substandard | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		18,072
Substandard | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		7,552
Commercial real estate | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	339,974
Commercial real estate | Commercial real estate, Owner occupied | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		214,795
Commercial real estate | Commercial real estate, Owner occupied | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		45,099
Commercial real estate | Commercial real estate, Owner occupied | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	330,754
Commercial real estate | Commercial real estate, Owner occupied | Pass | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		208,289
Commercial real estate | Commercial real estate, Owner occupied | Pass | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		44,031
Commercial real estate | Commercial real estate, Owner occupied | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	5,006
Commercial real estate | Commercial real estate, Owner occupied | Special Mention | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		5,121
Commercial real estate | Commercial real estate, Owner occupied | Special Mention | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		87
Commercial real estate | Commercial real estate, Owner occupied | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	4,214
Commercial real estate | Commercial real estate, Owner occupied | Substandard | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		1,385
Commercial real estate | Commercial real estate, Owner occupied | Substandard | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		981
Commercial real estate | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	532,706
Commercial real estate | Commercial real estate, Non-owner occupied | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		309,216
Commercial real estate | Commercial real estate, Non-owner occupied | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		52,854
Commercial real estate | Commercial real estate, Non-owner occupied | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	495,170
Commercial real estate | Commercial real estate, Non-owner occupied | Pass | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		290,773
Commercial real estate | Commercial real estate, Non-owner occupied | Pass | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		50,053
Commercial real estate | Commercial real estate, Non-owner occupied | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	19,366
Commercial real estate | Commercial real estate, Non-owner occupied | Special Mention | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		11,240
Commercial real estate | Commercial real estate, Non-owner occupied | Special Mention | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		49
Commercial real estate | Commercial real estate, Non-owner occupied | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	18,170
Commercial real estate | Commercial real estate, Non-owner occupied | Substandard | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		7,203
Commercial real estate | Commercial real estate, Non-owner occupied | Substandard | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		2,752
Commercial real estate | Commercial farmland
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	177,417
Commercial real estate | Commercial farmland | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		156,053
Commercial real estate | Commercial farmland | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		26,079
Commercial real estate | Commercial farmland | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	174,580
Commercial real estate | Commercial farmland | Pass | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		153,225
Commercial real estate | Commercial farmland | Pass | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		24,637
Commercial real estate | Commercial farmland | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	2,160
Commercial real estate | Commercial farmland | Special Mention | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		2,464
Commercial real estate | Commercial farmland | Special Mention | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		100
Commercial real estate | Commercial farmland | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	677
Commercial real estate | Commercial farmland | Substandard | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		364
Commercial real estate | Commercial farmland | Substandard | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		1,342
Commercial real estate | Commercial real estate, Other
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	137,994
Commercial real estate | Commercial real estate, Other | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		77,986
Commercial real estate | Commercial real estate, Other | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		12,868
Commercial real estate | Commercial real estate, Other | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	137,063
Commercial real estate | Commercial real estate, Other | Pass | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		77,432
Commercial real estate | Commercial real estate, Other | Pass | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		12,868
Commercial real estate | Commercial real estate, Other | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	784
Commercial real estate | Commercial real estate, Other | Special Mention | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		387
Commercial real estate | Commercial real estate, Other | Special Mention | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		0
Commercial real estate | Commercial real estate, Other | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	147
Commercial real estate | Commercial real estate, Other | Substandard | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		167
Commercial real estate | Commercial real estate, Other | Substandard | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		0
Commercial | Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	312,532
Commercial | Commercial and industrial | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		382,345
Commercial | Commercial and industrial | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		18,658
Commercial | Commercial and industrial | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	301,879
Commercial | Commercial and industrial | Pass | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		372,083
Commercial | Commercial and industrial | Pass | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		16,246
Commercial | Commercial and industrial | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	1,190
Commercial | Commercial and industrial | Special Mention | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		1,522
Commercial | Commercial and industrial | Special Mention | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		0
Commercial | Commercial and industrial | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	9,463
Commercial | Commercial and industrial | Substandard | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		8,740
Commercial | Commercial and industrial | Substandard | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		2,412
Commercial | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	54,874
Commercial | Commercial, Agricultural | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		45,060
Commercial | Commercial, Agricultural | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		4,849
Commercial | Commercial, Agricultural | Pass
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	54,394
Commercial | Commercial, Agricultural | Pass | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		44,527
Commercial | Commercial, Agricultural | Pass | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		4,481
Commercial | Commercial, Agricultural | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	397
Commercial | Commercial, Agricultural | Special Mention | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		320
Commercial | Commercial, Agricultural | Special Mention | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		303
Commercial | Commercial, Agricultural | Substandard
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans	$ 83
Commercial | Commercial, Agricultural | Substandard | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		213
Commercial | Commercial, Agricultural | Substandard | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Total risk category of loans by class of loans		$ 65

Loans (Details 7)

Loans (Details 7) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment [Line Items]
Loans	$ 2,331,082	$ 2,078,044
Residential real estate | Residential real estate, 1-4 family residential
Financing Receivable Recorded Investment [Line Items]
Loans	452,792	412,977
Residential real estate | Residential real estate, 1-4 family residential | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		323,860
Residential real estate | Residential real estate, 1-4 family residential | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		89,117
Residential real estate | Residential real estate, 1-4 family residential | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	448,970
Residential real estate | Residential real estate, 1-4 family residential | Performing Financing Receivable | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		322,771
Residential real estate | Residential real estate, 1-4 family residential | Performing Financing Receivable | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		83,520
Residential real estate | Residential real estate, 1-4 family residential | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	3,822
Residential real estate | Residential real estate, 1-4 family residential | Nonperforming Financing Receivable | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		1,089
Residential real estate | Residential real estate, 1-4 family residential | Nonperforming Financing Receivable | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		5,597
Residential real estate | Residential real estate, Home equity lines of credit
Financing Receivable Recorded Investment [Line Items]
Loans	127,450	110,363
Residential real estate | Residential real estate, Home equity lines of credit | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		92,979
Residential real estate | Residential real estate, Home equity lines of credit | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		17,384
Residential real estate | Residential real estate, Home equity lines of credit | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	126,497
Residential real estate | Residential real estate, Home equity lines of credit | Performing Financing Receivable | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		92,376
Residential real estate | Residential real estate, Home equity lines of credit | Performing Financing Receivable | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		17,198
Residential real estate | Residential real estate, Home equity lines of credit | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	953
Residential real estate | Residential real estate, Home equity lines of credit | Nonperforming Financing Receivable | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		603
Residential real estate | Residential real estate, Home equity lines of credit | Nonperforming Financing Receivable | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		186
Consumer | Consumer, Indirect
Financing Receivable Recorded Investment [Line Items]
Loans	164,760	170,288
Consumer | Consumer, Indirect | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		170,288
Consumer | Consumer, Indirect | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		0
Consumer | Consumer, Indirect | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	164,182
Consumer | Consumer, Indirect | Performing Financing Receivable | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		169,576
Consumer | Consumer, Indirect | Performing Financing Receivable | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		0
Consumer | Consumer, Indirect | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	578
Consumer | Consumer, Indirect | Nonperforming Financing Receivable | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		712
Consumer | Consumer, Indirect | Nonperforming Financing Receivable | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		0
Consumer | Consumer, Direct
Financing Receivable Recorded Investment [Line Items]
Loans	21,188	28,589
Consumer | Consumer, Direct | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		23,461
Consumer | Consumer, Direct | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		5,128
Consumer | Consumer, Direct | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	20,908
Consumer | Consumer, Direct | Performing Financing Receivable | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		23,193
Consumer | Consumer, Direct | Performing Financing Receivable | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		5,064
Consumer | Consumer, Direct | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	280
Consumer | Consumer, Direct | Nonperforming Financing Receivable | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		268
Consumer | Consumer, Direct | Nonperforming Financing Receivable | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		64
Consumer | Consumer, Other
Financing Receivable Recorded Investment [Line Items]
Loans	9,395	9,965
Consumer | Consumer, Other | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		9,868
Consumer | Consumer, Other | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		97
Consumer | Consumer, Other | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	9,395
Consumer | Consumer, Other | Performing Financing Receivable | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		9,862
Consumer | Consumer, Other | Performing Financing Receivable | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		97
Consumer | Consumer, Other | Nonperforming Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Loans	$ 0
Consumer | Consumer, Other | Nonperforming Financing Receivable | Originated Loans
Financing Receivable Recorded Investment [Line Items]
Loans		6
Consumer | Consumer, Other | Nonperforming Financing Receivable | Acquired Loans
Financing Receivable Recorded Investment [Line Items]
Loans		$ 0

Loans (Details 8)

Loans (Details 8) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment [Line Items]
Total	$ 2,331,082	$ 2,078,044
Commercial real estate
Financing Receivable Recorded Investment [Line Items]
2021	178,108
2020	144,142
2019	179,474
2018	128,773
2017	114,196
Prior	242,902
Revolving Loans	23,079
Total	1,010,674
Commercial real estate | Pass
Financing Receivable Recorded Investment [Line Items]
2021	177,091
2020	143,421
2019	169,670
2018	121,520
2017	107,577
Prior	221,235
Revolving Loans	22,473
Total	962,987
Commercial real estate | Special Mention
Financing Receivable Recorded Investment [Line Items]
2021	1,017
2020	0
2019	7,140
2018	6,755
2017	3,298
Prior	6,946
Revolving Loans	0
Total	25,156
Commercial real estate | Substandard
Financing Receivable Recorded Investment [Line Items]
2021	0
2020	721
2019	2,664
2018	498
2017	3,321
Prior	14,721
Revolving Loans	606
Total	22,531
Commercial
Financing Receivable Recorded Investment [Line Items]
2021	100,020
2020	55,547
2019	29,089
2018	22,171
2017	13,433
Prior	20,191
Revolving Loans	72,081
Total	312,532
Commercial | Pass
Financing Receivable Recorded Investment [Line Items]
2021	96,395
2020	53,766
2019	28,669
2018	21,617
2017	12,735
Prior	18,036
Revolving Loans	70,661
Total	301,879
Commercial | Special Mention
Financing Receivable Recorded Investment [Line Items]
2021	572
2020	105
2019	108
2018	278
2017	3
Prior	0
Revolving Loans	124
Total	1,190
Commercial | Substandard
Financing Receivable Recorded Investment [Line Items]
2021	3,053
2020	1,676
2019	312
2018	276
2017	695
Prior	2,155
Revolving Loans	1,296
Total	9,463
Agricultural Portfolio Segment
Financing Receivable Recorded Investment [Line Items]
2021	45,368
2020	52,165
2019	28,746
2018	29,392
2017	21,092
Prior	34,346
Revolving Loans	21,182
Total	232,291
Agricultural Portfolio Segment | Pass
Financing Receivable Recorded Investment [Line Items]
2021	45,015
2020	51,913
2019	28,652
2018	29,372
2017	19,032
Prior	34,069
Revolving Loans	20,921
Total	228,974
Agricultural Portfolio Segment | Special Mention
Financing Receivable Recorded Investment [Line Items]
2021	0
2020	233
2019	32
2018	0
2017	2,060
Prior	0
Revolving Loans	231
Total	2,556
Agricultural Portfolio Segment | Substandard
Financing Receivable Recorded Investment [Line Items]
2021	353
2020	19
2019	62
2018	20
2017	0
Prior	277
Revolving Loans	30
Total	761
Residential real estate
Financing Receivable Recorded Investment [Line Items]
2021	96,708
2020	93,927
2019	39,836
2018	32,337
2017	42,895
Prior	143,614
Revolving Loans	3,475
Total	452,792
Residential real estate | Pass
Financing Receivable Recorded Investment [Line Items]
2021	96,660
2020	93,853
2019	39,591
2018	32,227
2017	42,420
Prior	135,887
Revolving Loans	3,475
Total	444,113
Residential real estate | Special Mention
Financing Receivable Recorded Investment [Line Items]
2021	0
2020	74
2019	134
2018	82
2017	95
Prior	48
Revolving Loans	0
Total	433
Residential real estate | Substandard
Financing Receivable Recorded Investment [Line Items]
2021	48
2020	0
2019	111
2018	28
2017	380
Prior	7,679
Revolving Loans	0
Total	8,246
Home equity lines of credit
Financing Receivable Recorded Investment [Line Items]
2021	820
2020	959
2019	253
2018	610
2017	826
Prior	4,355
Revolving Loans	119,627
Total	127,450
Home equity lines of credit | Pass
Financing Receivable Recorded Investment [Line Items]
2021	820
2020	959
2019	233
2018	468
2017	752
Prior	2,765
Revolving Loans	119,430
Total	125,427
Home equity lines of credit | Special Mention
Financing Receivable Recorded Investment [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans	48
Total	48
Home equity lines of credit | Substandard
Financing Receivable Recorded Investment [Line Items]
2021	0
2020	0
2019	20
2018	142
2017	74
Prior	1,590
Revolving Loans	149
Total	1,975
Consumer
Financing Receivable Recorded Investment [Line Items]
2021	61,809
2020	46,725
2019	35,875
2018	21,290
2017	9,678
Prior	11,867
Revolving Loans	8,099
Total	195,343
Consumer | Pass
Financing Receivable Recorded Investment [Line Items]
2021	61,704
2020	46,501
2019	35,581
2018	21,184
2017	9,532
Prior	11,504
Revolving Loans	8,099
Total	194,105
Consumer | Special Mention
Financing Receivable Recorded Investment [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans	0
Total	0
Consumer | Substandard
Financing Receivable Recorded Investment [Line Items]
2021	105
2020	224
2019	294
2018	106
2017	146
Prior	363
Revolving Loans	0
Total	$ 1,238

Loans (Details 9)

Loans (Details 9)	12 Months Ended
	Dec. 31, 2021
Home equity lines of credit
Financing Receivable Recorded Investment [Line Items]
Methodology	Cohort
Loss Drivers	Credit Loss History
Residential real estate | Residential real estate, 1-4 family residential | 1st Liens
Financing Receivable Recorded Investment [Line Items]
Methodology	Cohort
Loss Drivers	Credit Loss History
Residential real estate | Residential real estate, 1-4 family residential | 2nd Liens
Financing Receivable Recorded Investment [Line Items]
Methodology	Cohort
Loss Drivers	Credit Loss History
Consumer | Consumer Finance Cash Reserve Loan
Financing Receivable Recorded Investment [Line Items]
Methodology	Cohort
Loss Drivers	Credit Loss History
Consumer | Consumer, Direct
Financing Receivable Recorded Investment [Line Items]
Methodology	Cohort
Loss Drivers	Credit Loss History
Consumer | Consumer, Indirect
Financing Receivable Recorded Investment [Line Items]
Methodology	Cohort
Loss Drivers	Credit Loss History
Commercial | Commercial, Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Methodology	PD/LGD
Loss Drivers	Credit Loss History
Commercial | Commercial, Agricultural
Financing Receivable Recorded Investment [Line Items]
Methodology	PD/LGD
Loss Drivers	Credit Loss History
Commercial | Commercial, municipal
Financing Receivable Recorded Investment [Line Items]
Methodology	PD/LGD
Loss Drivers	Credit Loss History
Commercial real estate | Commercial real estate, multifamily
Financing Receivable Recorded Investment [Line Items]
Methodology	PD/LGD
Loss Drivers	Credit Loss History
Commercial real estate | Commercial real estate, Owner occupied
Financing Receivable Recorded Investment [Line Items]
Methodology	PD/LGD
Loss Drivers	Credit Loss History
Commercial real estate | Commercial real estate, Non-owner occupied
Financing Receivable Recorded Investment [Line Items]
Methodology	PD/LGD
Loss Drivers	Credit Loss History
Commercial real estate | Commercial real estate, Farmland
Financing Receivable Recorded Investment [Line Items]
Methodology	PD/LGD
Loss Drivers	Credit Loss History
Commercial real estate | Commercial real estate, construction
Financing Receivable Recorded Investment [Line Items]
Methodology	PD/LGD
Loss Drivers	Credit Loss History

Loans (Details 10)

Loans (Details 10) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)
Loans And Leases Receivable Disclosure [Abstract]
Par value of acquired loans at acquisition	$ 483,666
Net purchase discount	(4,207)
Allowance for credit losses of PCD loans	(1,295)
Fair value of loans at acquisition	$ 478,164

Loans (Details 11)

Loans (Details 11) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Loans And Leases Receivable Disclosure [Line Items]
ACL Balance	$ 29,386	$ 22,144	$ 14,487	$ 13,592
PCD Loans
Loans And Leases Receivable Disclosure [Line Items]
Loan Balance	31,964
ACL Balance	1,096
Commercial real estate
Loans And Leases Receivable Disclosure [Line Items]
ACL Balance	15,879	10,746	6,127	5,294
Commercial real estate | PCD Loans
Loans And Leases Receivable Disclosure [Line Items]
Loan Balance	28,548
ACL Balance	896
Commercial real estate | Commercial real estate, Owner occupied | PCD Loans
Loans And Leases Receivable Disclosure [Line Items]
Loan Balance	3,066
ACL Balance	89
Commercial real estate | Commercial real estate, Non-owner occupied | PCD Loans
Loans And Leases Receivable Disclosure [Line Items]
Loan Balance	24,694
ACL Balance	804
Commercial real estate | Commercial real estate, Other | PCD Loans
Loans And Leases Receivable Disclosure [Line Items]
Loan Balance	788
ACL Balance	3
Commercial
Loans And Leases Receivable Disclosure [Line Items]
ACL Balance	4,949	5,018	2,443	2,200
Commercial | Commercial, Commercial and industrial | PCD Loans
Loans And Leases Receivable Disclosure [Line Items]
Loan Balance	2,911
ACL Balance	196
Residential real estate
Loans And Leases Receivable Disclosure [Line Items]
ACL Balance	4,870	$ 3,687	$ 3,032	$ 2,982
Residential real estate | Residential real estate, 1-4 family residential | PCD Loans
Loans And Leases Receivable Disclosure [Line Items]
Loan Balance	505
ACL Balance	$ 4

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME	$ 9,538	$ 9,015	$ 9,508	$ 10,132	$ 10,499	$ 9,217	$ 8,652	$ 7,793	$ 38,193	$ 36,161	$ 28,042
Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income									3,660	3,682	4,514
Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									5,144	4,264	3,886
Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									9,438	7,632	7,475
Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									3,456	3,124	2,919
Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									1,421	1,523	1,489
Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									2,276	1,530	1,406
Operating Segments
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME									38,193	36,161	28,042
Operating Segments | Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income									3,660	3,682	4,514
Operating Segments | Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									5,144	4,264	3,886
Operating Segments | Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									9,438	7,632	7,475
Operating Segments | Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									3,456	3,124	2,919
Operating Segments | Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									1,421	1,523	1,489
Operating Segments | Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									2,276	1,530	1,406
Operating Segments | Other
Disaggregation Of Revenue [Line Items]
Other (outside the scope of ASC 606)									12,798	14,406	6,353
Operating Segments | Trust Segment
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME									10,859	9,155	8,964
Operating Segments | Trust Segment | Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Trust Segment | Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Trust Segment | Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									9,438	7,632	7,475
Operating Segments | Trust Segment | Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Trust Segment | Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									1,421	1,523	1,489
Operating Segments | Trust Segment | Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Trust Segment | Other
Disaggregation Of Revenue [Line Items]
Other (outside the scope of ASC 606)									0	0	0
Operating Segments | Bank Segment
Disaggregation Of Revenue [Line Items]
TOTAL NONINTEREST INCOME									27,334	27,006	19,078
Operating Segments | Bank Segment | Service Charges on Deposit Accounts
Disaggregation Of Revenue [Line Items]
Noninterest income									3,660	3,682	4,514
Operating Segments | Bank Segment | Debit Card and EFT Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									5,144	4,264	3,886
Operating Segments | Bank Segment | Trust Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Bank Segment | Insurance Agency Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									3,456	3,124	2,919
Operating Segments | Bank Segment | Retirement Plan Consulting Fees
Disaggregation Of Revenue [Line Items]
Noninterest income									0	0	0
Operating Segments | Bank Segment | Investment Commissions
Disaggregation Of Revenue [Line Items]
Noninterest income									2,276	1,530	1,406
Operating Segments | Bank Segment | Other
Disaggregation Of Revenue [Line Items]
Other (outside the scope of ASC 606)									$ 12,798	$ 14,406	$ 6,353

Revenue from Contracts with C_4

Revenue from Contracts with Customers (Details Textual) - ASC 606	12 Months Ended
	Dec. 31, 2021USD ($)
Revenue From Contract With Customer [Line Items]
Contingent debit card interchange fees	$ 0
Contingent incentive fees	0
Contingent commission	$ 0
Percentage of insurance agency commissions representing total revenue	2.20%
Percentage of retirement plan consulting fees representing total revenue	0.90%
Percentage of investment commissions representing total revenue	1.50%
Cetera
Revenue From Contract With Customer [Line Items]
Contingent investment commissions to be refunded	$ 0

Loan Servicing - Summary of Pri

Loan Servicing - Summary of Principal Balance for Mortgage Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
FHLMC
Mortgage loan portfolio serviced for:
Loan Portfolio Expense	$ 494,688	$ 430,233

Loan Servicing - Additional Inf

Loan Servicing - Additional Information (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Transfers And Servicing [Abstract]
Escrow balances maintained in connection with serviced loans	$ 4,000,000	$ 3,400,000
Mortgage servicing rights, valuation allowance	$ 0	$ 0	$ 0

Loan Servicing - Summary of Act

Loan Servicing - Summary of Activity for Mortgage Servicing Rights of Acquisition (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Servicing rights:
Beginning balance	$ 3,198	$ 1,721	$ 1,468
Additions	1,556	2,429	813
Amortization to expense	(1,351)	(952)	(560)
Ending balance	$ 3,403	$ 3,198	$ 1,721

Fair Value (Details Textual)

Fair Value (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Securities fair value less than amortized cost	$ 0
Fair value assets liabilities transfers amount between level 1 and level 2	0	$ 0
Troubled debt restructurings	3,900,000	4,100,000
Other real estate owned measured at fair value less costs to sell	$ 0	0
Write down of other real estate owned		19,000
Maximum maturity period of short term borrowings	90 days
Measured Using Present Value of Cash Flows
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Troubled debt restructurings	$ 792,000	513,000
Collateral Dependent Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Collateral dependent loans, unpaid principal balance with allowance recorded	3,200,000
Collateral dependent loans, allowance	$ 1,500,000
Collateral Dependent Impaired Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans, unpaid principal balance with allowance recorded		2,300,000
Impaired loans, allowance		$ 368,000

Fair Value (Details)

Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financial Assets
Securities available for sale	$ 1,427,677	$ 575,600
Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	1,442,626	582,481
Corporate bonds
Financial Assets
Securities available for sale	4,030	3,712
Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	4,030	3,712
Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	13,385	26,393
Small Business Administration
Financial Assets
Securities available for sale	5,430	5,562
Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	5,430	5,562
Other equity investments measured at net asset value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	14,721	6,343
U.S. Treasury and U.S. government sponsored entities
Financial Assets
Securities available for sale	90,831	11,845
U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	90,831	11,845
State and political subdivisions
Financial Assets
Securities available for sale	658,815	366,306
State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	658,815	366,306
Mortgage-backed securities - residential
Financial Assets
Securities available for sale	655,186	161,782
Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	655,186	161,782
Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	228	538
Interest rate swaps
Financial Assets
Derivative Assets	4,261	4,221
Interest rate swaps | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	4,261	4,221
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	228	538
Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	228	538
Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate swaps
Financial Assets
Derivative Assets	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate swaps | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	0	0
Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	1,427,674	575,596
Significant Other Observable Inputs (Level 2) | Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	4,030	3,712
Significant Other Observable Inputs (Level 2) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	13,385	26,393
Significant Other Observable Inputs (Level 2) | Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	5,430	5,562
Significant Other Observable Inputs (Level 2) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	90,831	11,845
Significant Other Observable Inputs (Level 2) | State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	658,815	366,306
Significant Other Observable Inputs (Level 2) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	655,183	161,778
Significant Other Observable Inputs (Level 2) | Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	0	0
Significant Other Observable Inputs (Level 2) | Interest rate swaps
Financial Assets
Derivative Assets	4,261	4,221
Significant Other Observable Inputs (Level 2) | Interest rate swaps | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	4,261	4,221
Significant Unobservable Inputs (Level 3) | Fair Value, Measurements, Recurring
Financial Assets
Total investment securities	3	4
Significant Unobservable Inputs (Level 3) | Corporate bonds | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Collateralized mortgage obligations | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Small Business Administration | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | U.S. Treasury and U.S. government sponsored entities | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | State and political subdivisions | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Mortgage-backed securities - residential | Fair Value, Measurements, Recurring
Financial Assets
Securities available for sale	3	4
Significant Unobservable Inputs (Level 3) | Equity securities at fair value | Fair Value, Measurements, Recurring
Financial Assets
Equity securities	0	0
Significant Unobservable Inputs (Level 3) | Interest rate swaps
Financial Assets
Derivative Assets	0	0
Significant Unobservable Inputs (Level 3) | Interest rate swaps | Fair Value, Measurements, Recurring
Financial Liabilities
Derivative liabilities	$ 0	$ 0

Fair Value (Details 1)

Fair Value (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs
Beginning Balance	$ 4	$ 5	$ 6
Repayments, calls and maturities	(1)	(1)	(1)
Acquired and/or purchased	0	0	0
Ending Balance	$ 3	$ 4	$ 5

Fair Value (Details 2)

Fair Value (Details 2) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Residential Real Estate
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	$ 82	$ 82
Consumer
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment		36
Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential Real Estate
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Consumer
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment		0
Significant Other Observable Inputs (Level 2) | Residential Real Estate
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	0	0
Significant Other Observable Inputs (Level 2) | Consumer
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment		0
Significant Unobservable Inputs (Level 3) | Residential Real Estate
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment	$ 82	82
Significant Unobservable Inputs (Level 3) | Consumer
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Recorded Investment		$ 36

Fair Value (Details 3)

Fair Value (Details 3) - Fair Value, Measurements, Nonrecurring $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Residential Real Estate
Fair value measurements for financial instruments
Recorded Investment	$ 82	$ 82
Consumer
Fair value measurements for financial instruments
Recorded Investment		36
Sales Comparison Valuation | Commercial
Fair value measurements for financial instruments
Recorded Investment	$ 1,654	$ 1,770
Fair Value Measurements Valuation Technique(s) Description	Sales comparison	Sales comparison
Sales Comparison Valuation | Commercial | Minimum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(0.4024)	(24.01)
Sales Comparison Valuation | Commercial | Maximum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	0.5683	17.93
Sales Comparison Valuation | Commercial | Weighted Average | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(0.1243)	(0.48)
Sales Comparison Valuation | Residential Real Estate
Fair value measurements for financial instruments
Recorded Investment	$ 82	$ 82
Fair Value Measurements Valuation Technique(s) Description	Sales comparison	Sales comparison
Sales Comparison Valuation | Residential Real Estate | Minimum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	(0.0384)	(40)
Sales Comparison Valuation | Residential Real Estate | Maximum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	0.0322	47.15
Sales Comparison Valuation | Residential Real Estate | Weighted Average | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent	0.0012	17.77
Sales Comparison Valuation | Consumer
Fair value measurements for financial instruments
Recorded Investment		$ 36
Fair Value Measurements Valuation Technique(s) Description		Sales comparison
Sales Comparison Valuation | Consumer | Minimum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		(23.60)
Sales Comparison Valuation | Consumer | Maximum | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		23.60
Sales Comparison Valuation | Consumer | Weighted Average | Measurement Input Comparability Adjustment
Fair value measurements for financial instruments
Adjustment for differences between earning multiplier and comparable sales, Percent		0

Fair Value (Details 4)

Fair Value (Details 4) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Financial assets
Cash and cash equivalents, Carrying Amount	$ 112,790	$ 254,621	$ 70,760	$ 57,926
Restricted stock, Carrying Amount	15,510	14,647
Loans held for sale, Carrying Amount	4,545	4,766
Loans, net, Carrying Amount	2,301,696	2,055,900
Accrued interest receivable, Carrying Amount	12,460	9,880
Financial liabilities
Deposits, Carrying Amount	3,547,235	2,610,878
Long-term borrowings	87,758	76,385
Accrued interest payable, Carrying Amount	376	690
Short-term borrowings, Carrying Amount	0	2,521
Fair Value, Measurements, Recurring
Financial assets
Cash and cash equivalents, Fair Value	112,790	254,621
Loans held for sale, Fair Value	4,681	4,909
Loans, net, Fair Value	2,285,554	2,036,872
Accrued interest receivable, Fair Value	12,460	9,880
Financial liabilities
Deposits, Fair Value	3,543,230	2,614,047
Long-term borrowings, Fair Value	92,433	77,189
Accrued interest payable, Fair value	376	690
Short-term borrowings, Fair Value		2,521
Fair Value, Measurements, Recurring | Level 1
Financial assets
Cash and cash equivalents, Fair Value	29,150	20,503
Loans held for sale, Fair Value	0	0
Loans, net, Fair Value	0	0
Accrued interest receivable, Fair Value	0	0
Financial liabilities
Deposits, Fair Value	3,158,967	2,126,942
Long-term borrowings, Fair Value	0	0
Accrued interest payable, Fair value	22	36
Short-term borrowings, Fair Value		0
Fair Value, Measurements, Recurring | Level 2
Financial assets
Cash and cash equivalents, Fair Value	83,640	234,118
Loans held for sale, Fair Value	4,681	4,909
Loans, net, Fair Value	0	0
Accrued interest receivable, Fair Value	6,844	3,297
Financial liabilities
Deposits, Fair Value	384,263	487,105
Long-term borrowings, Fair Value	92,433	77,189
Accrued interest payable, Fair value	354	654
Short-term borrowings, Fair Value		2,521
Fair Value, Measurements, Recurring | Level 3
Financial assets
Cash and cash equivalents, Fair Value	0	0
Loans held for sale, Fair Value	0	0
Loans, net, Fair Value	2,285,554	2,036,872
Accrued interest receivable, Fair Value	5,616	6,583
Financial liabilities
Deposits, Fair Value	0	0
Long-term borrowings, Fair Value	0	0
Accrued interest payable, Fair value	$ 0	0
Short-term borrowings, Fair Value		$ 0

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Premises and equipment
Premises and equipment, gross	$ 62,439	$ 46,327
Less accumulated depreciation	(24,919)	(20,707)
Net book value	37,520	25,620
Land
Premises and equipment
Premises and equipment, gross	6,807	4,594
Buildings
Premises and equipment
Premises and equipment, gross	30,950	24,717
Furniture Fixtures and Equipment
Premises and equipment
Premises and equipment, gross	17,309	11,646
Leasehold Improvements
Premises and equipment
Premises and equipment, gross	1,013	541
Right of use assets
Premises and equipment
Premises and equipment, gross	$ 6,360	$ 4,829

Premises and Equipment (Detai_2

Premises and Equipment (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Premises and Equipment (Textual) [Abstract]
Depreciation expense	$ 1.8	$ 1.5	$ 1.5

Premises and Equipment (Detai_3

Premises and Equipment (Details 1) - USD ($) $ in Thousands	Dec. 31, 2021	Nov. 01, 2021	Dec. 31, 2020
Property Plant And Equipment [Line Items]
Premises and equipment, gross	$ 8,361		$ 6,009
Less: accumulated amortization	(2,001)		(1,180)
Total	$ 6,360	$ 1,600	$ 4,829
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other assets		Other assets
Buildings
Property Plant And Equipment [Line Items]
Premises and equipment, gross	$ 7,567		$ 5,215
Equipment
Property Plant And Equipment [Line Items]
Premises and equipment, gross	$ 794		$ 794

Leases (Details Textual)

Leases (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Nov. 01, 2021
Lessee Lease Description [Line Items]
Operating leases options to extend [true false]	true
Operating leases options to terminate the lease	April of 2022
Operating lease, description	The Company has operating leases for branch office locations, vehicles and certain office equipment such as printers, copiers and faxes. The leases have remaining lease terms of up to 18.3 years, some of which include options to extend the lease for up to 15 years and some of which include options to terminate the lease in April of 2022.
Operating lease, right-of-use asset	$ 6,360	$ 4,829	$ 1,600
Operating lease, liability	$ 6,582	$ 5,000	$ 1,600
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities
Operating lease, payments	$ 845	$ 782
Finance leases, interest expense	154	133
Finance leases, amortization expense	$ 521	$ 456
Weighted average remaining lease term	6 years 2 months 12 days
Weighted-average discount rate	2.20%
Maximum [Member]
Lessee Lease Description [Line Items]
Operating leases remaining lease terms	18 years 3 months 18 days
Operating leases options to extend	15 years

Leases (Details)

Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Nov. 01, 2021	Dec. 31, 2020
Leases [Abstract]
2022	$ 833
2023	780
2024	610
2025	603
2026	586
Thereafter	4,245
Total Payments	7,657
Less: Imputed Interest	(1,075)
Total	$ 6,582	$ 1,600	$ 5,000
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities		Other liabilities

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Goodwill And Intangible Assets Disclosure [Abstract]
Goodwill associated with the Company's purchase and other past acquisitions	$ 94,240	$ 45,775
Goodwill impairment	0
Aggregate intangible amortization expense	$ 1,362	$ 1,327	$ 1,306

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Acquired intangible assets
Gross Carrying Amount	$ 21,026	$ 15,139
Accumulated Amortization	(12,660)	(11,297)
Customer Relationships
Acquired intangible assets
Gross Carrying Amount	7,210	7,210
Accumulated Amortization	(6,641)	(6,318)
Non-compete contracts
Acquired intangible assets
Gross Carrying Amount	430	430
Accumulated Amortization	(392)	(388)
Trade Name
Acquired intangible assets
Gross Carrying Amount	520	520
Accumulated Amortization	(356)	(320)
Core Deposits
Acquired intangible assets
Gross Carrying Amount	12,866	6,979
Accumulated Amortization	$ (5,271)	$ (4,271)

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets (Details 1) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Finite Lived Intangible Assets Future Amortization Expense [Abstract]
2022	$ 1,670
2023	1,198
2024	894
2025	833
2026	741
Thereafter	3,030
Total	$ 8,366	$ 3,842

Deposits (Details 1)

Deposits (Details 1) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Summary of year-end interest bearing deposits
Noninterest-bearing demand	$ 916,237	$ 608,791
Interest-bearing demand	1,407,967	1,030,426
Money market	370,918	217,025
Savings	463,845	270,700
Brokered time deposits	0	32,000
Certificates of deposit	388,268	451,936
Total	$ 3,547,235	$ 2,610,878

Deposits (Details Textual)

Deposits (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Interest Bearing Deposits (Textual) [Abstract]
Minimum time deposits amount	$ 250,000
Time deposits of $100 thousand or more	$ 133,800,000	$ 136,900,000

Deposits (Details)

Deposits (Details) - Certificates of Deposit and Brokered Time Deposits $ in Thousands	Dec. 31, 2021USD ($)
Summary of scheduled maturities of certificates of deposit
2022	$ 163,085
2023	66,550
2024	47,872
2025	65,652
2026	39,259
Thereafter	5,850
TOTAL	$ 388,268

Short-term borrowings (Details

Short-term borrowings (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)Bank	Dec. 31, 2020USD ($)
Short Term Debt [Line Items]
Short-term Federal Home Loan Banks advances		$ 66,980,000
Maturity of repurchase agreements	89 days
Securities Sold under Agreements to Repurchase and Other Short Term Borrowings (Additional Textual) [Abstract]
Interest rate, effective percentage		4.60%
Domestic Line of Credit
Short Term Debt [Line Items]
Access to lines of credit at domestic banks	$ 35,000,000
Number of domestic banks | Bank	2
Unsecured revolving line of credit, outstanding balance	$ 0	$ 0
Revolving Credit Facility
Short Term Debt [Line Items]
Debt Instrument, Interest Rate, Stated Percentage	4.50%
Revolving Credit Facility | Farmers National Banc Corp | Unsecured Debt
Short Term Debt [Line Items]
Unsecured revolving line of credit, outstanding balance	$ 6,500,000
Letter of Credit
Short Term Debt [Line Items]
Unsecured revolving line of credit, outstanding balance	$ 0	350,000
Debt Instrument, Interest Rate, Stated Percentage	3.50%
US Treasury and Government Short-term Debt Securities
Short Term Debt [Line Items]
Pledged securities, percentage of repurchase agreement balances	105.00%
Securities sold under repurchase agreements	$ 0	2,300,000
Pledged
Short Term Debt [Line Items]
Short-term Federal Home Loan Banks advances	$ 0	$ 0

Short-term borrowings (Detail_2

Short-term borrowings (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Summary of securities sold under agreements to repurchase
Average balance during the year	$ 2,354	$ 3,425	$ 3,343
Average interest rate during the year	0.18%	0.66%	1.36%
Maximum month-end balance during the year	$ 4,860	$ 5,150	$ 5,505
Weighted average year-end interest rate	0.00%	0.66%	1.36%
Balance at year-end	$ 0	$ 2,171	$ 1,700

Short-term borrowings (Detail_3

Short-term borrowings (Details 2) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings	$ 0	$ 2,521
Repurchase agreement
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings		2,171
Repurchase agreement | U.S. Treasury and U.S. government sponsored entities
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings		42
Repurchase agreement | State and political subdivisions
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings		1,407
Repurchase agreement | Mortgage-backed securities - residential
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings		568
Repurchase agreement | Collateralized mortgage obligations
Assets Sold Under Agreements To Repurchase [Line Items]
Total borrowings		$ 154

Long-Term Borrowings (Details T

Long-Term Borrowings (Details Textual) - USD ($)	Nov. 01, 2021	Jan. 07, 2020	Dec. 31, 2015	Nov. 30, 2021	Dec. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Long-rem advances from FHLB					$ 0
Residential mortgage, commercial real estate, and multi-family loans					1,200,000,000	$ 616,400,000
Additional borrowing limit					$ 541,000,000
Interest rate, effective percentage						4.60%
Cortland Bank
Debt Instrument [Line Items]
Business acquisition, date of merger agreement	Nov. 1, 2021
Acquisition-date fair value	$ 4,262,000
Maple Leaf
Debt Instrument [Line Items]
Business acquisition, date of merger agreement		Jan. 7, 2020
Acquisition-date fair value		$ 54,487,000
Subordinated Notes
Debt Instrument [Line Items]
Aggregate principal amount				$ 75,000,000
Maturity date				Dec. 15, 2031
Fixed rate				3.125%
Notes maturity term				5 years
Net proceeds from sale				$ 73,800,000
Subordinated Notes | Three-month Term Secured Overnight Funding Rate
Debt Instrument [Line Items]
Basis spread on variable rate				2.20%
Junior Subordinated Debt Securities | Cortland Bank
Debt Instrument [Line Items]
Maturity date	Sep. 15, 2037
Business acquisition, date of merger agreement	Nov. 1, 2021
Acquisition-date fair value	$ 4,300,000
Interest rate, effective percentage					1.65%
Junior Subordinated Debt Securities | Maple Leaf
Debt Instrument [Line Items]
Maturity date		Dec. 15, 2036
Business acquisition, date of merger agreement		Jan. 7, 2020
Interest rate, effective percentage					1.90%	1.92%
Junior Subordinated Debt Securities | National Bancshares Corporation
Debt Instrument [Line Items]
Maturity date			Jun. 15, 2035
Interest rate, effective percentage					2.00%	2.02%
Junior Subordinated Debt Securities | 3-month LIBOR Rate | Cortland Bank
Debt Instrument [Line Items]
Basis spread on variable rate	1.45%
Junior Subordinated Debt Securities | 3-month LIBOR Rate | Maple Leaf
Debt Instrument [Line Items]
Basis spread on variable rate		1.70%
Junior Subordinated Debt Securities | 3-month LIBOR Rate | National Bancshares Corporation
Debt Instrument [Line Items]
Basis spread on variable rate			1.80%
Putable Fixed-Rate Advance
Debt Instrument [Line Items]
Prepayment of FHLB advances					$ 65,000,000
Weighted Average Interest Rate					1.38%
Prepayment penalties					$ 2,100,000

Long-Term Borrowings (Details)

Long-Term Borrowings (Details) $ in Thousands	Dec. 31, 2020USD ($)
Summary of long-term advances from the Federal Home Loan Bank
Amount of Advances	$ 66,980
Weighted Average
Summary of long-term advances from the Federal Home Loan Bank
Weighted Average Interest Rate	1.39%
Fixed-rate constant payment advances
Summary of long-term advances from the Federal Home Loan Bank
Amount of Advances	$ 1,980
Fixed-rate constant payment advances | Weighted Average
Summary of long-term advances from the Federal Home Loan Bank
Weighted Average Interest Rate	1.70%
Convertible and putable fixed-rate advance
Summary of long-term advances from the Federal Home Loan Bank
Amount of Advances	$ 65,000
Convertible and putable fixed-rate advance | Weighted Average
Summary of long-term advances from the Federal Home Loan Bank
Weighted Average Interest Rate	1.38%

Long-Term Borrowings (Details 1

Long-Term Borrowings (Details 1) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Total junior subordinated debentures owed to unconsolidated subsidiary trusts	$ 13,988	$ 9,405
Subordinated debentures	73,770	0
TSEO Statutory Trust I
Debt Instrument [Line Items]
Total junior subordinated debentures owed to unconsolidated subsidiary trusts	2,424	2,375
Maple Leaf Financial Statutory Trust II
Debt Instrument [Line Items]
Total junior subordinated debentures owed to unconsolidated subsidiary trusts	7,293	7,030
Cortland Statutory Trust I
Debt Instrument [Line Items]
Total junior subordinated debentures owed to unconsolidated subsidiary trusts	$ 4,271	$ 0

Commitments and Contingent Li_3

Commitments and Contingent Liabilities (Details) - Commitments and Unused Lines of Credit - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fixed Rate
The contractual amounts of financial instruments with off-balance-sheet risk at year end
Total contractual amounts of financial instruments with off-balance-sheet risk	$ 119,003	$ 80,567
Variable Rate
The contractual amounts of financial instruments with off-balance-sheet risk at year end
Total contractual amounts of financial instruments with off-balance-sheet risk	$ 482,025	$ 344,970

Commitments and Contingent Li_4

Commitments and Contingent Liabilities (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Commitments and Contingent Liabilities (Additional Textual) [Abstract]
Maximum commitment period to make loans		30 days
Standby letters of credit contractual value	$ 5,800,000	$ 5,000,000
Maximum subscription amount committed in SBIC investment funds	17,200,000
Investment in SBIC funds	$ 10,000,000
Commitments and Unused Lines of Credit | Minimum
Commitments and Contingent Liabilities (Textual) [Abstract]
Debt Instrument, Interest Rate, Stated Percentage	2.25%	2.25%
Commitments and Unused Lines of Credit | Maximum
Commitments and Contingent Liabilities (Textual) [Abstract]
Debt Instrument, Interest Rate, Stated Percentage	21.90%	21.90%

Stock Based Compensation (Detai

Stock Based Compensation (Details Textual) - 2017 Incentive Plan - USD ($) $ / shares in Units, $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2017
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Number of shares vested	83,507
Number of shares vested, weighted average fair value	$ 14.57
Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Maximum shares available under equity incentive plan				800,000
Number of shares available for grant	269,875
Stock based compensation expense	$ 1.2	$ 1.4	$ 1.4
Unrecognized compensation expense	$ 1.9
Compensation cost not yet recognized, period for recognition	2 years 10 months 24 days
Time Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share awards granted under equity incentive plan	68,195	29,045
Number of shares vested	31,180	35,006
Number of shares vested, weighted average fair value	$ 14.96	$ 14.50
Performance Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share awards granted under equity incentive plan	58,245	50,187
Number of shares vested	52,327	80,026
Number of shares vested, weighted average fair value	$ 14.34	$ 13.55

Stock Based Compensation (Det_2

Stock Based Compensation (Details) - 2017 Incentive Plan - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Vested, Maximum Awarded Units	(83,507)
Vested, Weighted Average Grant Date Fair Value	$ 14.57
Time Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Beginning balance - non-vested shares, Maximum Awarded Unit	67,765	81,165
Granted, Maximum Awarded Units	68,195	29,045
Vested, Maximum Awarded Units	(31,180)	(35,006)
Forfeited, Maximum Awarded Units	(5,216)	(7,439)
Ending balance - non-vested shares, Maximum Awarded Unit	99,564	67,765
Beginning balance - non-vested shares, Weighted Average Grant Date Fair Value	$ 14.32	$ 14.17
Granted, Weighted Average Grant Date Fair Value	16.99	15.01
Vested, Weighted Average Grant Date Fair Value	14.96	14.50
Forfeited, Weighted Average Grant Date Fair Value	14.29	14.61
Ending balance - non-vested shares, Weighted Average Grant Date Fair Value	$ 16.13	$ 14.32
Performance Based Restricted Stock Awards
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Beginning balance - non-vested shares, Maximum Awarded Unit	153,070	192,665
Granted, Maximum Awarded Units	58,245	50,187
Vested, Maximum Awarded Units	(52,327)	(80,026)
Forfeited, Maximum Awarded Units	0	(9,756)
Ending balance - non-vested shares, Maximum Awarded Unit	158,988	153,070
Beginning balance - non-vested shares, Weighted Average Grant Date Fair Value	$ 14.46	$ 13.72
Granted, Weighted Average Grant Date Fair Value	14.21	15.93
Vested, Weighted Average Grant Date Fair Value	14.34	13.55
Forfeited, Weighted Average Grant Date Fair Value	0	14.97
Ending balance - non-vested shares, Weighted Average Grant Date Fair Value	$ 14.40	$ 14.46

Regulatory Matters (Details Tex

Regulatory Matters (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Regulatory Matters (Additional Textual) [Abstract]
Common equity tier 1 capital to risk-weighted assets, capital conservation buffer ratio	2.50%
Tier 1 capital to risk-weighted assets, capital conservation buffer ratio	2.50%
Total capital to risk-weighted assets, capital conservation buffer ratio	2.50%
Capital conservation buffer ratio	2.50%	2.50%
Capital conservation buffer, additional capital amount required	$ 68,900,000	$ 52,900,000
Minimum ratio of common equity tier 1 capital to risk-weighted assets	4.50%	4.50%
Minimum ratio of tier 1 capital to risk-weighted assets	0.060	0.060
Minimum ratio of total capital to risk-weighted assets	0.080	0.080
Minimum leverage ratio	0.040	0.040
Farmers National Banc Corp
Regulatory Matters (Additional Textual) [Abstract]
Minimum ratio of common equity tier 1 capital to risk-weighted assets	4.50%	4.50%
Minimum ratio of tier 1 capital to risk-weighted assets	0.060	0.060
Minimum ratio of total capital to risk-weighted assets	0.080	0.080
Minimum leverage ratio	0.040	0.040
Dividends that can be declared without prior approval	$ 17,200,000
Farmers Trust Company
Regulatory Matters (Additional Textual) [Abstract]
Minimum capital maintained by trust	3,000,000
Dividends that can be declared without prior approval	$ 648,000

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Common equity tier 1 capital ratio
Actual, Amount	$ 362,950	$ 279,864
Actual, Ratio	13.16%	13.22%
Requirement for Capital Adequacy Purposes, Amount	$ 124,066	$ 95,211
Requirement for Capital Adequacy Purposes, Ratio	4.50%	4.50%
Total risk based capital ratio
Actual, Amount	$ 485,336	$ 311,413
Actual, Ratio	0.1760	0.1472
Requirement for Capital Adequacy Purposes, Amount	$ 220,562	$ 169,264
Requirement for Capital Adequacy Purposes, Ratio	0.080	0.080
Tier 1 risk based capital ratio
Actual, Amount	$ 380,950	$ 289,269
Actual, Ratio	0.1382	0.1367
Requirement for Capital Adequacy Purposes, Amount	$ 165,422	$ 126,948
Requirement for Capital Adequacy Purposes, Ratio	0.060	0.060
Tier 1 leverage ratio
Actual, Amount	$ 380,950	$ 289,269
Actual, Ratio	0.1012	0.0977
Requirement for Capital Adequacy Purposes, Amount	$ 150,629	$ 118,464
Requirement for Capital Adequacy Purposes, Ratio	0.040	0.040
Farmers National Banc Corp
Common equity tier 1 capital ratio
Actual, Amount	$ 345,065	$ 268,041
Actual, Ratio	12.55%	12.71%
Requirement for Capital Adequacy Purposes, Amount	$ 123,712	$ 94,903
Requirement for Capital Adequacy Purposes, Ratio	4.50%	4.50%
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 178,695	$ 137,083
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%	6.50%
Total risk based capital ratio
Actual, Amount	$ 374,451	$ 290,185
Actual, Ratio	0.1362	0.1376
Requirement for Capital Adequacy Purposes, Amount	$ 219,933	$ 168,717
Requirement for Capital Adequacy Purposes, Ratio	0.080	0.080
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 274,916	$ 210,897
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.100	0.100
Tier 1 risk based capital ratio
Actual, Amount	$ 345,065	$ 268,041
Actual, Ratio	0.1255	0.1271
Requirement for Capital Adequacy Purposes, Amount	$ 164,950	$ 126,538
Requirement for Capital Adequacy Purposes, Ratio	0.060	0.060
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 219,933	$ 168,717
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.080	0.080
Tier 1 leverage ratio
Actual, Amount	$ 345,065	$ 268,041
Actual, Ratio	0.0919	0.0910
Requirement for Capital Adequacy Purposes, Amount	$ 150,217	$ 117,877
Requirement for Capital Adequacy Purposes, Ratio	0.040	0.040
To be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 187,772	$ 147,346
To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.050	0.050

Employee Benefit Plans (Details

Employee Benefit Plans (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Defined Benefit Plan Disclosure [Line Items]
Liability	$ 645,000
Benefit	31,000
National Bancshares Corporation
Defined Benefit Plan Disclosure [Line Items]
(Benefit) expense under the plan	11	$ 180,000	$ 136
Liability under the Plan	$ 975	1,100
Director age for eligibility for annual retirement benefit plan	70 years
Maximum years for benefit payment under the plan	15 years
Cortland Acquisition
Defined Benefit Plan Disclosure [Line Items]
Period of benefits paid for after retirement	15 years
Payment benefit for director retirement	$ 10,000
Period over which benefits paid to directors after retirement	10 years
Liability for post-retirement benefits	$ 1,700
Expense recognized for plans	11,000
Benefits expected to be paid in 2022	748,000
Cortland Acquisition | Officers’ Plan
Defined Benefit Plan Disclosure [Line Items]
Liability for post-retirement benefits	1,600
Cortland Acquisition | Directors Plan
Defined Benefit Plan Disclosure [Line Items]
Liability for post-retirement benefits	$ 138,000
Retirement Savings Plan
Defined Benefit Plan Disclosure [Line Items]
Employees who have completed no days of service	90 days
Percentage of matching contribution by company	50.00%
(Benefit) expense under the plan	$ 814	665	708
Retirement Savings Plan | Maximum
Defined Benefit Plan Disclosure [Line Items]
Percentage of the participants' voluntary contributions of gross wages	6.00%
Profit Sharing Plan
Defined Benefit Plan Disclosure [Line Items]
(Benefit) expense under the plan	$ 268	$ 195	$ 95
Annual compensation for associates, Percent	2.00%	2.00%	1.00%
Deferred Compensation Plan
Defined Benefit Plan Disclosure [Line Items]
(Benefit) expense under the plan	$ 6	$ 7	$ 7
Liability under the Plan	94	105
Deferred compensation plan asset recorded	2,500	1,900
Deferred compensation plan liability recorded	$ 2,500	$ 1,900

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Provision for income taxes (credit)
Current expense									$ 10,794	$ 9,922	$ 7,626
Deferred expense (benefit)									(524)	(1,526)	(311)
Totals	$ 508	$ 3,358	$ 3,303	$ 3,101	$ 2,351	$ 2,443	$ 1,906	$ 1,696	$ 10,270	$ 8,396	$ 7,315

Income Taxes (Details Textual)

Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income Taxes (Textual) [Abstract]
Federal statutory income tax rate	21.00%
Valuation allowance for deferred tax assets	$ 0	$ 0
Unrecognized tax benefits	$ 0	$ 0
Earliest Tax Year
Income Taxes (Textual) [Abstract]
Open tax year	2018
Latest Tax Year
Income Taxes (Textual) [Abstract]
Open tax year	2020

Income Taxes (Details 1)

Income Taxes (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Effective Income Tax Rate Reconciliation, Amount [Abstract]
Statutory tax									$ 13,026	$ 10,557	$ 9,046
Effect of nontaxable interest									(2,274)	(1,896)	(1,655)
Bank owned life insurance, net									(273)	(167)	(171)
Tax credits									(200)	23	3
Effect of nontaxable insurance premiums									(322)	(198)	(204)
Stock compensation									(9)	12	(100)
Other									322	65	396
Totals	$ 508	$ 3,358	$ 3,303	$ 3,101	$ 2,351	$ 2,443	$ 1,906	$ 1,696	$ 10,270	$ 8,396	$ 7,315

Income Taxes (Details 2)

Income Taxes (Details 2) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred tax assets:
Allowance for credit losses	$ 6,171	$ 4,650
Deferred and accrued compensation	1,993	1,413
Deferred loan fees and costs	531	507
Nonaccrual loan interest income	571	563
Other-than-temporary impairment	0	24
Restricted stock	423	521
Lease liabilities	1,382	1,043
Other	158	0
Gross deferred tax assets	11,229	8,721
Deferred tax liabilities:
Depreciation and amortization	(1,391)	(748)
Net unrealized gain on securities available for sale	(2,461)	(5,857)
Federal Home Loan Bank dividends	(976)	(684)
Purchase accounting adjustments	(1,729)	(1,313)
Mortgage servicing rights	(715)	(672)
Prepaid expenses	(367)	(274)
Lease right of use asset	(1,336)	(1,014)
Other	0	(107)
Gross deferred tax liabilities	(8,975)	(10,669)
NET DEFERRED TAX LIABILITY		$ (1,948)
NET DEFERRED TAX ASSET	$ 2,254

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Comprehensive Income Net Of Tax [Abstract]
Unrealized holding gains (losses) on available-for-sale securities during the year, pre-tax		$ (15,333)	$ 16,651	$ 17,513
Reclassification adjustment for gains included in net income, pre-tax	[1]	(838)	(385)	11
Net unrealized holding gains (losses)		(16,171)	16,266	17,524
Change in funded status of post-retirement plan, pre-tax		48
Net other comprehensive income (loss), pre-tax		(16,123)	16,266	17,524
Unrealized holding gains (losses) on available-for-sale securities during the year, tax		3,220	(3,970)	(3,666)
Tax provision related to net realized gain	[1]	176	(90)	(2)
Net unrealized gains (losses) on available-for-sale securities, tax		3,396	(4,060)	(3,668)
Change in funded status of post-retirement plan, tax		(10)
Net other comprehensive income (loss), tax		3,386	(4,060)	(3,668)
Unrealized holding gains (losses) on available-for-sale securities during the year, after tax		(12,113)	12,681	13,847
Reclassification adjustment for gains included in net income, after-tax	[1]	(662)	(475)	9
Unrealized holding gains (losses), net of reclassification and tax		(12,775)	12,206	13,856
Change in funded status of post-retirement plan, net of tax		38	0	0
Other comprehensive income (loss), net of tax		$ (12,737)	$ 12,206	$ 13,856
[1]	Pre-tax reclassification adjustments relating to available-for-sale securities are reported in security gains and the tax impact is included in income tax expense on the consolidated statements of income .

Related Party Transactions (Det

Related Party Transactions (Details) - Affiliated Entity - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Loans to principal officers, directors, and their affiliates
Beginning balance	$ 12,003	$ 13,147
New loans	950	1,917
Effect of changes in composition of related parties	3,713	0
Repayments	(5,592)	(3,061)
Ending balance	$ 11,074	$ 12,003

Related Party Transactions (D_2

Related Party Transactions (Details Textual) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Affiliated Entity
Related Party Transactions (Textual) [Abstract]
Deposits from principal officers, directors, and their affiliates	$ 32.2	$ 26.8

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Basic EPS
Net income	$ 5,702	$ 16,011	$ 15,575	$ 14,556	$ 11,357	$ 10,869	$ 11,011	$ 8,639	$ 51,844	$ 41,876	$ 35,760
Weighted average shares outstanding									29,167,357	28,266,509	27,734,994
Basic earnings per share									$ 1.78	$ 1.48	$ 1.29
Diluted EPS
Net income	$ 5,702	$ 16,011	$ 15,575	$ 14,556	$ 11,357	$ 10,869	$ 11,011	$ 8,639	$ 51,844	$ 41,876	$ 35,760
Weighted average shares outstanding									29,167,357	28,266,509	27,734,994
Average unvested restricted stock awards									112,430	127,487	140,990
Weighted average shares for diluted earnings per share									29,279,787	28,393,996	27,875,984
Diluted earnings per share	$ 0.18	$ 0.56	$ 0.55	$ 0.51	$ 0.40	$ 0.38	$ 0.39	$ 0.30	$ 1.77	$ 1.47	$ 1.28

Earnings Per Share (Details Tex

Earnings Per Share (Details Textual) - shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Restricted Stock Awards
Earnings Per Share Basic [Line Items]
Anti-dilutive securities excluded from computation of earnings per share	55,128	67,074	21,000

Derivative Financial Instrume_3

Derivative Financial Instruments (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivative [Line Items]
Net Gain or Loss recognized in earnings	$ 423,000	$ 0	$ 0
Derivative Assets	25,700,000
Interest rate swaps
Derivative [Line Items]
Derivative notional amount	86,100,000	41,200,000
Fair value, other assets	4,000,000	1,900,000
Fair value, other liabilities	4,000,000	1,900,000
Net Gain or Loss recognized in earnings	0	0
Derivative Assets	$ 4,261,000	$ 4,221,000

Derivative Financial Instrume_4

Derivative Financial Instruments (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivative [Line Items]
Mortgage Banking Derivatives - Gain	$ 423,000	$ 0	$ 0

Segment Information (Details)

Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Segment Reporting Information [Line Items]
Goodwill and other intangibles	$ 102,606				$ 49,617				$ 102,606	$ 49,617
Total assets	4,142,749				3,071,148				4,142,749	3,071,148
Net interest income	29,699	$ 26,534	$ 26,490	$ 25,267	25,803	$ 24,165	$ 23,921	$ 22,302	107,990	96,191	$ 82,378
Provision for credit losses and unfunded loans									4,893	9,100	2,450
Service fees, security gains and other noninterest income									38,193	36,161	28,042
Noninterest expense									75,637	69,858	62,056
Amortization and depreciation expense									3,539	3,122	2,839
INCOME BEFORE INCOME TAXES	6,210	19,369	18,878	17,657	13,708	13,312	12,917	10,335	62,114	50,272	43,075
Income tax	508	3,358	3,303	3,101	2,351	2,443	1,906	1,696	10,270	8,396	7,315
NET INCOME	5,702	$ 16,011	$ 15,575	$ 14,556	11,357	$ 10,869	$ 11,011	$ 8,639	51,844	41,876	35,760
Eliminations And Others
Segment Reporting Information [Line Items]
Goodwill and other intangibles	(4,263)				(3,558)				(4,263)	(3,558)
Total assets	3,854				373				3,854	373
Net interest income									(870)	(295)	(79)
Provision for credit losses and unfunded loans									0	0	0
Service fees, security gains and other noninterest income									(199)	(381)	(264)
Noninterest expense									589	1,206	980
Amortization and depreciation expense									346	252	49
INCOME BEFORE INCOME TAXES									(2,004)	(2,134)	(1,372)
Income tax									(605)	(583)	(459)
NET INCOME									(1,399)	(1,551)	(913)
Trust Segment | Operating Segments
Segment Reporting Information [Line Items]
Goodwill and other intangibles	5,814				6,046				5,814	6,046
Total assets	14,365				15,147				14,365	15,147
Net interest income									134	125	156
Provision for credit losses and unfunded loans									0	0	0
Service fees, security gains and other noninterest income									11,045	9,353	9,097
Noninterest expense									6,854	5,963	6,015
Amortization and depreciation expense									262	304	365
INCOME BEFORE INCOME TAXES									4,063	3,211	2,873
Income tax									852	674	604
NET INCOME									3,211	2,537	2,269
Bank Segment | Operating Segments
Segment Reporting Information [Line Items]
Goodwill and other intangibles	101,055				47,129				101,055	47,129
Total assets	$ 4,124,530				$ 3,055,628				4,124,530	3,055,628
Net interest income									108,726	96,361	82,301
Provision for credit losses and unfunded loans									4,893	9,100	2,450
Service fees, security gains and other noninterest income									27,347	27,189	19,209
Noninterest expense									68,194	62,689	55,061
Amortization and depreciation expense									2,931	2,566	2,425
INCOME BEFORE INCOME TAXES									60,055	49,195	41,574
Income tax									10,023	8,305	7,170
NET INCOME									$ 50,032	$ 40,890	$ 34,404

Quarterly Financial Data (Una_3

Quarterly Financial Data (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Quarterly Financial Data Abstract
Total interest income	$ 31,685	$ 28,375	$ 28,609	$ 27,790	$ 28,833	$ 27,635	$ 28,142	$ 27,717	$ 116,459	$ 112,327	$ 101,986
Total interest expense	1,986	1,841	2,119	2,523	3,030	3,470	4,221	5,415	8,469	16,136	19,608
NET INTEREST INCOME	29,699	26,534	26,490	25,267	25,803	24,165	23,921	22,302	107,990	96,191	82,378
Provision for credit losses	5,366	(948)	50	425	3,000	2,600	2,400	1,100
Noninterest income	9,538	9,015	9,508	10,132	10,499	9,217	8,652	7,793	38,193	36,161	28,042
Merger related costs	6,521	472	104	12	1,798	58	48	1,319	7,109	3,223	197
Noninterest expense	21,140	16,656	16,966	17,305	17,796	17,412	17,208	17,341
INCOME BEFORE INCOME TAXES	6,210	19,369	18,878	17,657	13,708	13,312	12,917	10,335	62,114	50,272	43,075
Income taxes	508	3,358	3,303	3,101	2,351	2,443	1,906	1,696	10,270	8,396	7,315
NET INCOME	$ 5,702	$ 16,011	$ 15,575	$ 14,556	$ 11,357	$ 10,869	$ 11,011	$ 8,639	$ 51,844	$ 41,876	$ 35,760
Diluted earnings per share	$ 0.18	$ 0.56	$ 0.55	$ 0.51	$ 0.40	$ 0.38	$ 0.39	$ 0.30	$ 1.77	$ 1.47	$ 1.28

Parent Company Only Condensed_3

Parent Company Only Condensed Financial Information - Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Assets:
TOTAL ASSETS	$ 4,142,749	$ 3,071,148
Liabilities:
Other liabilities	35,324	31,267
Subordinated debentures	73,770	0
TOTAL LIABILITIES	3,670,317	2,721,051
Total stockholders' equity	472,432	350,097	$ 299,309	$ 262,320
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	4,142,749	3,071,148
Farmers National Banc Corp
Assets:
Cash	92,076	8,738
Equity securities	0	358
TOTAL ASSETS	562,026	361,001
Liabilities:
Other liabilities	1,836	1,149
Note payable	0	350
Subordinated debentures	87,758	9,405
TOTAL LIABILITIES	89,594	10,904
Total stockholders' equity	472,432	350,097
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	562,026	361,001
Farmers National Banc Corp | Bank Segment
Assets:
Investment in subsidiaries	453,695	336,326
Farmers National Banc Corp | Farmers Trust
Assets:
Investment in subsidiaries	13,667	13,414
Farmers National Banc Corp | Captive Insurance
Assets:
Investment in subsidiaries	$ 2,588	$ 2,165

Parent Company Only Condensed_4

Parent Company Only Condensed Financial Information - Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income:
Dividends from subsidiaries									$ 498	$ 543	$ 627
Income tax benefit	$ (508)	$ (3,358)	$ (3,303)	$ (3,101)	$ (2,351)	$ (2,443)	$ (1,906)	$ (1,696)	(10,270)	(8,396)	(7,315)
NET INCOME	$ 5,702	$ 16,011	$ 15,575	$ 14,556	$ 11,357	$ 10,869	$ 11,011	$ 8,639	51,844	41,876	35,760
Farmers National Banc Corp
Income:
Interest and dividends on securities									11	12	15
Security gains/(losses)									130	(28)	41
Total Income									49,696	31,930	36,787
Interest on borrowings									(918)	(361)	(154)
Other expenses									(2,792)	(2,746)	(2,352)
Income before income tax benefit and undistributed subsidiary income									45,986	28,823	34,281
Income tax benefit									611	592	470
Equity in undistributed net income of subsidiaries (dividends in excess of net income)									5,247	12,461	1,009
NET INCOME									51,844	41,876	35,760
Farmers National Banc Corp | Bank Segment
Income:
Dividends from subsidiaries									45,620	28,646	33,896
Equity in undistributed net income of subsidiaries (dividends in excess of net income)									4,412	12,244	508
Farmers National Banc Corp | Farmers Trust
Income:
Dividends from subsidiaries									2,800	2,300	2,300
Equity in undistributed net income of subsidiaries (dividends in excess of net income)									412	237	(31)
Farmers National Banc Corp | Captive Insurance
Income:
Dividends from subsidiaries									1,135	1,000	535
Equity in undistributed net income of subsidiaries (dividends in excess of net income)									$ 423	$ (20)	$ 532

Parent Company Only Condensed_5

Parent Company Only Condensed Financial Information - Statements of Cash Flows (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities:
Net income	$ 5,702	$ 16,011	$ 15,575	$ 14,556	$ 11,357	$ 10,869	$ 11,011	$ 8,639	$ 51,844	$ 41,876	$ 35,760
NET CASH FROM OPERATING ACTIVITIES									54,933	49,066	38,761
Cash flows from investing activities:
NET CASH FROM INVESTING ACTIVITIES									(423,613)	(159,887)	(93,146)
Cash flows from financing activities:
Proceeds from long term borrowings									73,749	0	40,000
Repurchase of common shares									(164)	(14,238)	(2,842)
Cash dividends paid									(14,072)	(12,654)	(10,539)
NET CASH FROM FINANCING ACTIVITIES									226,849	294,682	67,219
Farmers National Banc Corp
Cash flows from operating activities:
Net income									51,844	41,876	35,760
Dividends in excess of net income (Equity in undistributed net income of subsidiary)									(5,247)	(12,461)	(1,009)
Other									6,846	1,167	(30)
NET CASH FROM OPERATING ACTIVITIES									53,443	30,582	34,721
Cash flows from investing activities:
Net cash paid in business combinations									(29,618)	(20,423)	0
NET CASH FROM INVESTING ACTIVITIES									(29,618)	(20,423)	0
Cash flows from financing activities:
Proceeds from long term borrowings									73,749	0	0
Repurchase of common shares									(164)	(14,238)	(2,842)
Cash dividends paid									(14,072)	(12,654)	(10,539)
NET CASH FROM FINANCING ACTIVITIES									59,513	(26,892)	(13,381)
Net change in cash and cash equivalents									83,338	(16,733)	21,340
Beginning cash and cash equivalents				$ 8,738				$ 25,471	8,738	25,471	4,131
Ending cash and cash equivalents	$ 92,076				$ 8,738				$ 92,076	$ 8,738	$ 25,471