Cozad Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	88579y101	320	1,998	SH		SOLE		0	0	1,998
ABB Ltd. Sponsored ADR	COM	000375204	278	10,925	SH		SOLE		0	0	10,925
Abbott Laboratories	COM	002824100	1,641	15,082	SH		SOLE		0	0	15,082
AbbVie, Inc.	COM	00287y109	1,511	17,251	SH		SOLE		0	0	17,251
Activision Blizzard, Inc.	COM	00507v109	235	2,909	SH		SOLE		0	0	2,909
Adobe Systems, Inc.	COM	00724F101	309	631	SH		SOLE		0	0	631
AFLAC, Inc.	COM	001055102	879	24,194	SH		SOLE		0	0	24,194
Air Products & Chem	COM	009158106	334	1,120	SH		SOLE		0	0	1,120
Alexion Pharmaceuticals Inc.	COM	015351109	1,312	11,465	SH		SOLE		0	0	11,465
Alibaba Grp Shs ADR	COM	01609W102	3,050	10,375	SH		SOLE		0	0	10,375
Allstate Corp.	COM	020002101	1,506	15,994	SH		SOLE		0	0	15,994
Alphabet Inc., Cl. A	COM	02079k305	8,213	5,604	SH		SOLE		0	0	5,604
Alphabet Inc., Cl. C	COM	02079k107	1,401	953	SH		SOLE		0	0	953
ALPS Sector Dividend Dogs ETF	COM	00162q858	207	5,485	SH		SOLE		0	0	5,485
Altria Group, Inc.	COM	02209S103	835	21,618	SH		SOLE		0	0	21,618
Amazon.Com Inc.	COM	023135106	10,492	3,332	SH		SOLE		0	0	3,332
Ambev SA ADR	COM	02319v103	105	46,325	SH		SOLE		0	0	46,325
American Electric Power	COM	025537101	1,445	17,676	SH		SOLE		0	0	17,676
American States Water Co.	COM	029899101	1,644	21,936	SH		SOLE		0	0	21,936
American Tower Corp.	COM	03027x100	5,394	22,313	SH		SOLE		0	0	22,313
Amgen, Inc.	COM	031162100	463	1,820	SH		SOLE		0	0	1,820
Amyris, Inc.	COM	03236m200	31	10,450	SH		SOLE		0	0	10,450
Anheuser Busch Co.	COM	03524a108	225	4,172	SH		SOLE		0	0	4,172
Anthem, Inc.	COM	036752103	458	1,704	SH		SOLE		0	0	1,704
Aon Corp. PLC	COM	g0403h108	522	2,528	SH		SOLE		0	0	2,528
Apartment Invt. & Mgmt Co. (AI	COM	03748r754	935	27,716	SH		SOLE		0	0	27,716
Apple Inc.	COM	037833100	18,156	156,776	SH		SOLE		0	0	156,776
Archer Daniels Midland	COM	039483102	6,762	145,443	SH		SOLE		0	0	145,443
ASE Technology Holding Co., Lt	COM	00215w100	41	10,000	SH		SOLE		0	0	10,000
AstraZeneca PLC ADR	COM	046353108	522	9,532	SH		SOLE		0	0	9,532
AT&T Inc.	COM	00206R102	777	27,256	SH		SOLE		0	0	27,256
Autodesk	COM	052769106	270	1,170	SH		SOLE		0	0	1,170
Automatic Data Processing	COM	053015103	659	4,722	SH		SOLE		0	0	4,722
AutoZone, Inc.	COM	053332102	453	385	SH		SOLE		0	0	385
Ball Corp.	COM	058498106	360	4,329	SH		SOLE		0	0	4,329
Bank of Montreal	COM	063671101	228	3,897	SH		SOLE		0	0	3,897
Baxter International	COM	071813109	262	3,258	SH		SOLE		0	0	3,258
BD - Vanguard Short-Term Bond ETF	COM	108913500	153	13,404	SH		SOLE		0	0	13,404
Becton Dickinson & Co.	COM	075887109	686	2,950	SH		SOLE		0	0	2,950
Berkshire Hathaway, Cl. B	COM	084670702	2,879	13,519	SH		SOLE		0	0	13,519
BHP Billiton, Ltd. ADR	COM	088606108	239	4,615	SH		SOLE		0	0	4,615
Biogen Idec, Inc.	COM	09062x103	343	1,210	SH		SOLE		0	0	1,210
Black Hills Corp.	COM	092113109	970	18,127	SH		SOLE		0	0	18,127
Blackstone Group Inc. Cl. A	COM	09260d107	6,375	122,124	SH		SOLE		0	0	122,124
Boeing Company	COM	097023105	364	2,203	SH		SOLE		0	0	2,203
Bristol-Myers Squibb	COM	110122108	600	9,953	SH		SOLE		0	0	9,953
Broadcom Inc.	COM	11135f101	7,555	20,738	SH		SOLE		0	0	20,738
Burlington Stores, Inc.	COM	122017106	868	4,210	SH		SOLE		0	0	4,210
Calavo Growers, Inc.	COM	128246105	234	3,535	SH		SOLE		0	0	3,535
Cardinal Health	COM	14149y108	1,372	29,216	SH		SOLE		0	0	29,216
Caterpillar Inc.	COM	149123101	432	2,896	SH		SOLE		0	0	2,896
Centene Corp.	COM	15135b101	2,007	34,402	SH		SOLE		0	0	34,402
Charles Schwab Corp.	COM	808513105	552	15,246	SH		SOLE		0	0	15,246
Charter Communications, Inc.	COM	16119p108	7,138	11,433	SH		SOLE		0	0	11,433
Chevron Corp.	COM	166764100	308	4,277	SH		SOLE		0	0	4,277
Chipotle Mexican Grill, A	COM	169656105	6,129	4,928	SH		SOLE		0	0	4,928
CIENA Corp.	COM	171779309	2,922	73,630	SH		SOLE		0	0	73,630
Cisco Systems	COM	17275r102	429	10,887	SH		SOLE		0	0	10,887
Clorox Co.	COM	189054109	1,677	7,979	SH		SOLE		0	0	7,979
Coca Cola	COM	191216100	2,029	41,089	SH		SOLE		0	0	41,089
Cognizant Technology Solutions	COM	192446102	229	3,298	SH		SOLE		0	0	3,298
Colgate Palmolive Co.	COM	194162103	541	7,013	SH		SOLE		0	0	7,013
Comcast Corp., Cl. A	COM	20030N101	897	19,388	SH		SOLE		0	0	19,388
Conagra Brands Inc.	COM	205887102	2,027	56,757	SH		SOLE		0	0	56,757
Constellation Brands, Inc.	COM	21036p108	1,127	5,946	SH		SOLE		0	0	5,946
Costco Wholesale Corp.	COM	22160K105	7,264	20,462	SH		SOLE		0	0	20,462
Crown Castle Int'l. Corp.	COM	22822v101	1,900	11,413	SH		SOLE		0	0	11,413
CSX Corp.	COM	126408103	206	2,655	SH		SOLE		0	0	2,655
Cummins Engine Inc.	COM	231021106	493	2,334	SH		SOLE		0	0	2,334
CVS Health Corp.	COM	126650100	5,173	88,571	SH		SOLE		0	0	88,571
Danaher Corp.	COM	235851102	563	2,613	SH		SOLE		0	0	2,613
DaVita HealthCare Partners, In	COM	23918k108	1,775	20,720	SH		SOLE		0	0	20,720
Debt Resolve Inc.	COM	24276r206	0	100,000	SH		SOLE		0	0	100,000
Deere & Co.	COM	244199105	336	1,516	SH		SOLE		0	0	1,516
DexCom, Inc.	COM	252131107	289	700	SH		SOLE		0	0	700
Diageo PLC ADR	COM	25243Q205	245	1,780	SH		SOLE		0	0	1,780
Digital Realty Trust Inc.	COM	253868103	1,719	11,714	SH		SOLE		0	0	11,714
Dollar Tree, Inc.	COM	256746108	394	4,314	SH		SOLE		0	0	4,314
Dominion Resources	COM	25746U109	1,195	15,139	SH		SOLE		0	0	15,139
Dominos Pizza, Inc.	COM	25754a201	408	960	SH		SOLE		0	0	960
DTE Energy	COM	233331107	1,730	15,042	SH		SOLE		0	0	15,042
Eaton Corp., PLC	COM	g29183103	304	2,981	SH		SOLE		0	0	2,981
Edwards Lifesciences Corp.	COM	28176E108	2,809	35,191	SH		SOLE		0	0	35,191
Enbridge Inc.	COM	29250n105	1,404	48,077	SH		SOLE		0	0	48,077
Enersis Americas SA ADR	COM	29274f104	83	12,784	SH		SOLE		0	0	12,784
Equinor ASA	COM	29446m102	165	11,769	SH		SOLE		0	0	11,769
Equity Residential Prop. Tr.	COM	29476L107	867	16,897	SH		SOLE		0	0	16,897
Essential Utils Inc.	COM	29670g201	697	13,025	SH		SOLE		0	0	13,025
Estee Lauder Co.	COM	518439104	4,314	19,765	SH		SOLE		0	0	19,765
Everest Reinsur. Group, Ltd.	COM	g3223r108	1,680	8,505	SH		SOLE		0	0	8,505
Eversource Energy Com.	COM	30040w108	287	3,431	SH		SOLE		0	0	3,431
Exxon Mobil Corp.	COM	30231G102	632	18,417	SH		SOLE		0	0	18,417
Facebook, Inc.	COM	30303m102	8,890	33,946	SH		SOLE		0	0	33,946
Fifth Third Bancorp	COM	316773100	979	45,922	SH		SOLE		0	0	45,922
First Busey Corp.	COM	319383204	232	14,597	SH		SOLE		0	0	14,597
First Solar, Inc.	COM	336433107	1,336	20,185	SH		SOLE		0	0	20,185
First Tr Large Cap Core AlphaDex Fd ETF	COM	33734k109	401	6,345	SH		SOLE		0	0	6,345
First Tr TCW Opportunistic Fixed Inc ETF	COM	33740f805	1,559	28,323	SH		SOLE		0	0	28,323
First Trust Capital Strength ETF	COM	33733E104	1,643	25,973	SH		SOLE		0	0	25,973
First Trust Dow Jones Internet ETF	COM	33733e302	971	5,155	SH		SOLE		0	0	5,155
First Trust Managed Municipal ETF	COM	33739n108	413	7,429	SH		SOLE		0	0	7,429
First Trust Mid Cap Core AlphaDEX ETF	COM	33735b108	802	12,163	SH		SOLE		0	0	12,163
First Trust Morningstar Div Leaders ETF	COM	336917109	3,422	131,305	SH		SOLE		0	0	131,305
First Trust NASDAQ-100 Equal Wtd ETF	COM	337344105	1,992	23,064	SH		SOLE		0	0	23,064
First Trust NYSE Arca Biotech	COM	33733e203	534	3,395	SH		SOLE		0	0	3,395
First Trust Preferred Secs & Inc ETF	COM	33739e108	801	41,772	SH		SOLE		0	0	41,772
First Trust Value Line Dividend ETF	COM	33734h106	3,215	102,180	SH		SOLE		0	0	102,180
Fiserv, Inc.	COM	337738108	7,102	68,914	SH		SOLE		0	0	68,914
FlexShares iBoxx 3Yr Target Dur TIPS ETF	COM	33939l506	250	9,680	SH		SOLE		0	0	9,680
FlexShares Quality Dividend ETF	COM	33939l860	282	6,320	SH		SOLE		0	0	6,320
Flowers Foods, Inc.	COM	343498101	1,184	48,664	SH		SOLE		0	0	48,664
Gallagher, Arthur J & Co.	COM	363576109	411	3,895	SH		SOLE		0	0	3,895
Garmin Ltd.	COM	h2906t109	2,270	23,929	SH		SOLE		0	0	23,929
General Mills	COM	370334104	1,305	21,161	SH		SOLE		0	0	21,161
Genuine Parts Co.	COM	372460105	1,754	18,434	SH		SOLE		0	0	18,434
GlaxoSmithKline PLC	COM	37733W105	424	11,267	SH		SOLE		0	0	11,267
Goldman Sachs ActiveBeta Emerging Mkts ETF	COM	381430206	462	14,100	SH		SOLE		0	0	14,100
Goldman Sachs ActiveBeta Int'l Eq ETF	COM	381430107	1,006	35,747	SH		SOLE		0	0	35,747
Goldman Sachs ActiveBeta US LargeCp Eq ETF	COM	381430503	1,748	25,685	SH		SOLE		0	0	25,685
HCA Healthcare Co.	COM	40412c101	3,493	28,013	SH		SOLE		0	0	28,013
Home Depot, Inc.	COM	437076102	9,240	33,271	SH		SOLE		0	0	33,271
Honeywell Internat'l.	COM	438516106	390	2,371	SH		SOLE		0	0	2,371
Hormel Foods Corp.	COM	440452100	266	5,450	SH		SOLE		0	0	5,450
I.B.M.	COM	459200101	322	2,646	SH		SOLE		0	0	2,646
Illinois Tool Works	COM	452308109	821	4,251	SH		SOLE		0	0	4,251
Industrial Select Sector SPDR	COM	81369y704	274	3,553	SH		SOLE		0	0	3,553
Infosys Technologies, Ltd.	COM	456788108	296	21,447	SH		SOLE		0	0	21,447
Intel Corp.	COM	458140100	744	14,366	SH		SOLE		0	0	14,366
Intercontinental Exchange Grou	COM	45866f104	7,284	72,799	SH		SOLE		0	0	72,799
Invesco QQQ Tr Unit Ser. 1 ETF	COM	46090e103	2,356	8,481	SH		SOLE		0	0	8,481
Invesco Russell 1000 Dynamic Multi ETF	COM	46138j619	888	28,715	SH		SOLE		0	0	28,715
Invesco S&P 500 High Div/Low Volat. ETF	COM	46138e362	338	10,256	SH		SOLE		0	0	10,256
Invesco S&P 500 Low Volatility ETF	COM	46138e354	4,898	91,310	SH		SOLE		0	0	91,310
Invesco S&P 500 Pure Growth ETF	COM	46137v266	309	2,180	SH		SOLE		0	0	2,180
Invesco S&P 500 Pure Value ETF	COM	46137v258	443	9,045	SH		SOLE		0	0	9,045
Invesco S&P 500 Quality ETF A	COM	46137v241	7,551	195,310	SH		SOLE		0	0	195,310
Invesco S&P 500 Revenue ETF	COM	46138g698	466	8,650	SH		SOLE		0	0	8,650
Invesco S&P Int'l Dev Low Volatility ETF	COM	46138e230	1,177	41,368	SH		SOLE		0	0	41,368
IShares Core US Value ETF	COM	464287663	346	6,375	SH		SOLE		0	0	6,375
iShares Edge MSCI Multifactor USA ETF	COM	46434v282	763	22,975	SH		SOLE		0	0	22,975
IShares MSCI ACWI Index ETF	COM	464288257	275	3,438	SH		SOLE		0	0	3,438
IShares MSCI EAFE ETF	COM	464287465	547	8,592	SH		SOLE		0	0	8,592
IShares MSCI USA Minimum Volatility ETF	COM	46429b697	7,976	125,150	SH		SOLE		0	0	125,150
IShares MSCI USA Momentum Factor ETF	COM	46432f396	6,444	43,718	SH		SOLE		0	0	43,718
IShares Residential Real Estat	COM	464288562	403	6,612	SH		SOLE		0	0	6,612
IShares Russell 1000 Growth Index ETF	COM	464287614	472	2,174	SH		SOLE		0	0	2,174
IShares Russell 1000 Index Fund ETF	COM	464287622	601	3,210	SH		SOLE		0	0	3,210
IShares Russell 1000 Value Index ETF	COM	464287598	208	1,757	SH		SOLE		0	0	1,757
IShares Russell 2000 Growth Index ETF	COM	464287648	286	1,293	SH		SOLE		0	0	1,293
IShares Russell 2000 Index ETF	COM	464287655	1,426	9,517	SH		SOLE		0	0	9,517
IShares Russell 2000 Value Index ETF	COM	464287630	231	2,326	SH		SOLE		0	0	2,326
IShares Russell 3000 Index ETF	COM	464287689	3,310	16,914	SH		SOLE		0	0	16,914
IShares Russell Midcap Growth Index ETF	COM	464287481	913	5,284	SH		SOLE		0	0	5,284
IShares Russell Midcap Index ETF	COM	464287499	1,497	26,097	SH		SOLE		0	0	26,097
IShares Russell Midcap Value Index ETF	COM	464287473	555	6,863	SH		SOLE		0	0	6,863
IShares S&P 500 Barra Growth Index ETF	COM	464287309	931	4,029	SH		SOLE		0	0	4,029
IShares S&P 500 Index ETF	COM	464287200	1,898	5,648	SH		SOLE		0	0	5,648
IShares S&P Midcap 400 Index ETF	COM	464287507	1,531	8,263	SH		SOLE		0	0	8,263
IShares S&P SmallCap 600 Index ETF	COM	464287804	1,035	14,733	SH		SOLE		0	0	14,733
IShares Select Dividend ETF	COM	464287168	867	10,635	SH		SOLE		0	0	10,635
IShares Tr. Core US Aggregate Bd ETF	COM	464287226	1,065	9,025	SH		SOLE		0	0	9,025
IShares US Healthcare ETF	COM	464287762	253	1,115	SH		SOLE		0	0	1,115
IShares US Real Estate ETF	COM	464287739	260	3,260	SH		SOLE		0	0	3,260
Isuzu Motors Ltd.	COM	465254209	166	18,946	SH		SOLE		0	0	18,946
J.P. Morgan Chase & Co.	COM	46625H100	680	7,059	SH		SOLE		0	0	7,059
Jabil Circuit, Inc.	COM	466313103	2,398	70,000	SH		SOLE		0	0	70,000
Jacobs Engineering Group, Inc.	COM	469814107	1,864	20,090	SH		SOLE		0	0	20,090
Johnson & Johnson	COM	478160104	1,794	12,053	SH		SOLE		0	0	12,053
JPMorgan Divers Ret US Small Cap Eq ETF	COM	46641q845	291	10,225	SH		SOLE		0	0	10,225
JPMorgan Diversified Return Intl Eq ETF	COM	46641q209	749	14,520	SH		SOLE		0	0	14,520
JPMorgan Diversified Return US Eq ETF	COM	46641q407	686	9,280	SH		SOLE		0	0	9,280
JPMorgan Ultra-Short Income ETF	COM	46641q837	257	5,050	SH		SOLE		0	0	5,050
Kellogg	COM	487836108	1,011	15,656	SH		SOLE		0	0	15,656
Kimberly Clark Corp	COM	494368103	1,648	11,161	SH		SOLE		0	0	11,161
Kraft Heinz Co.	COM	500754106	1,361	45,441	SH		SOLE		0	0	45,441
Kronos Worldwide, Inc.	COM	50105f105	1,686	131,073	SH		SOLE		0	0	131,073
L3Harris Technologies	COM	502431109	387	2,276	SH		SOLE		0	0	2,276
Laboratory Corp. Am. Hldgs.	COM	50540r409	289	1,535	SH		SOLE		0	0	1,535
LAM Research Corp.	COM	512807108	2,899	8,740	SH		SOLE		0	0	8,740
Leidos Holdings, Inc.	COM	525327102	2,226	24,969	SH		SOLE		0	0	24,969
Lilly (Eli)	COM	532457108	267	1,803	SH		SOLE		0	0	1,803
Linde PLC	COM	g5494j103	201	845	SH		SOLE		0	0	845
Lockheed Martin Corp.	COM	539830109	1,941	5,063	SH		SOLE		0	0	5,063
Logitech Internat'l. SA	COM	H50430232	739	9,555	SH		SOLE		0	0	9,555
Lowe's Cos	COM	548661107	597	3,597	SH		SOLE		0	0	3,597
Lumen Technologies, Inc.	COM	156700106	995	98,569	SH		SOLE		0	0	98,569
Marathon Petroleum Corp.	COM	56585a102	206	7,036	SH		SOLE		0	0	7,036
MasterCard, Inc.	COM	57636q104	7,481	22,123	SH		SOLE		0	0	22,123
Materials Select Sector SPDR E	COM	81369y100	360	5,650	SH		SOLE		0	0	5,650
McDonalds Corp.	COM	580135101	1,651	7,523	SH		SOLE		0	0	7,523
Medtronic PLC	COM	G5960L103	311	2,997	SH		SOLE		0	0	2,997
MercadoLibre Inc.	COM	58733r102	218	201	SH		SOLE		0	0	201
Merck & Co Inc.	COM	58933y105	3,692	44,504	SH		SOLE		0	0	44,504
Meridian Bioscience, Inc.	COM	589584101	188	11,090	SH		SOLE		0	0	11,090
Microchip Technology, Inc.	COM	595017104	5,662	55,095	SH		SOLE		0	0	55,095
Microport Scientific Corp.	COM	g60837104	1,998	504,670	SH		SOLE		0	0	504,670
Microsoft Corporation	COM	594918104	3,452	16,411	SH		SOLE		0	0	16,411
Mitsubishi UFJ Fin'l. Grp. ADR	COM	606822104	104	25,835	SH		SOLE		0	0	25,835
Molson Coors Brewing Co., Cl.	COM	60871r209	425	12,675	SH		SOLE		0	0	12,675
Mondelez International, Inc.	COM	609207105	733	12,758	SH		SOLE		0	0	12,758
Monster Beverage Corp.	COM	61174x109	464	5,780	SH		SOLE		0	0	5,780
Moody's Corp.	COM	615369105	326	1,125	SH		SOLE		0	0	1,125
Mosaic Co.	COM	61945c103	1,785	97,697	SH		SOLE		0	0	97,697
Mowi ASA ADR	COM	624678108	269	15,154	SH		SOLE		0	0	15,154
National Grid PLC ADR	COM	636274409	266	4,608	SH		SOLE		0	0	4,608
Nestle SA ADR	COM	641069406	253	2,119	SH		SOLE		0	0	2,119
NextEra Energy	COM	65339F101	590	2,125	SH		SOLE		0	0	2,125
Nike, Inc.	COM	654106103	262	2,087	SH		SOLE		0	0	2,087
Norfolk Southern Corp.	COM	655844108	268	1,253	SH		SOLE		0	0	1,253
Northrop Grumman	COM	666807102	748	2,370	SH		SOLE		0	0	2,370
Novartis AG ADR	COM	66987v109	370	4,259	SH		SOLE		0	0	4,259
Novo Nordisk A.S. ADR	COM	670100205	379	5,454	SH		SOLE		0	0	5,454
Nucor Corp.	COM	670346105	1,595	35,558	SH		SOLE		0	0	35,558
Nvidia Corp.	COM	67066g104	9,932	18,351	SH		SOLE		0	0	18,351
Old National Bancorp	COM	680033107	1,089	86,670	SH		SOLE		0	0	86,670
Old Republic Nat'l. Corp.	COM	680223104	1,198	81,309	SH		SOLE		0	0	81,309
Oracle Corp	COM	68389X105	675	11,313	SH		SOLE		0	0	11,313
Orange	COM	684060106	152	14,661	SH		SOLE		0	0	14,661
Oshkosh Corp.	COM	688239201	230	3,125	SH		SOLE		0	0	3,125
Owens & Minor, Inc.	COM	690732102	4,764	189,721	SH		SOLE		0	0	189,721
PacWest Bancorp	COM	695263103	948	55,484	SH		SOLE		0	0	55,484
PayChex Inc.	COM	704326107	2,137	26,792	SH		SOLE		0	0	26,792
Paypal Hldgs Inc.	COM	70450y103	430	2,182	SH		SOLE		0	0	2,182
PepsiCo Inc	COM	713448108	2,104	15,178	SH		SOLE		0	0	15,178
Pfizer, Inc.	COM	717081103	2,740	74,656	SH		SOLE		0	0	74,656
Philip Morris Internat'l.	COM	718172109	1,278	17,048	SH		SOLE		0	0	17,048
Procter and Gamble	COM	742718109	1,629	11,723	SH		SOLE		0	0	11,723
ProShares S&P 500 Dividend Aristocrats ETF	COM	74348a467	802	11,113	SH		SOLE		0	0	11,113
Qualcomm Inc.	COM	747525103	612	5,203	SH		SOLE		0	0	5,203
Quanta Services, Inc.	COM	74762e102	2,910	55,050	SH		SOLE		0	0	55,050
Realty Income Corp.	COM	756109104	1,568	25,817	SH		SOLE		0	0	25,817
RenaissanceRe Holdings Lyd.	COM	g7496g103	216	1,275	SH		SOLE		0	0	1,275
Rio Tinto PLC ADR F	COM	767204100	217	3,595	SH		SOLE		0	0	3,595
Ross Stores Inc.	COM	778296103	232	2,485	SH		SOLE		0	0	2,485
RPM Inc. Ohio	COM	749685103	2,523	30,454	SH		SOLE		0	0	30,454
S&P Global, Inc.	COM	78409v104	1,266	3,511	SH		SOLE		0	0	3,511
Salesforce.com	COM	79466l302	8,795	34,996	SH		SOLE		0	0	34,996
Sanofi-Aventis ADR	COM	80105n105	275	5,480	SH		SOLE		0	0	5,480
Schwab Fundamental US Broad Market ETF	COM	808524789	386	10,133	SH		SOLE		0	0	10,133
Schwab Strategic Emerging Mkts Equity ETF	COM	808524706	252	9,430	SH		SOLE		0	0	9,430
Schwab Strategic US Small-Cap ETF	COM	808524607	706	10,330	SH		SOLE		0	0	10,330
Schwab US Broad Market ETF	COM	808524102	2,275	28,560	SH		SOLE		0	0	28,560
Schwab US Div Equity ETF	COM	808524797	3,883	70,223	SH		SOLE		0	0	70,223
Schwab US Large-Cap ETF	COM	808524201	833	10,330	SH		SOLE		0	0	10,330
Schwab US Large-Cap Growth ETF	COM	808524300	538	4,670	SH		SOLE		0	0	4,670
Schwab US Mid-Cap ETF	COM	808524508	630	11,358	SH		SOLE		0	0	11,358
Seagate Technology	COM	g7945m107	254	5,165	SH		SOLE		0	0	5,165
Sherwin Williams Company	COM	824348106	6,944	9,967	SH		SOLE		0	0	9,967
Siemens AG ADR	COM	826197501	213	3,063	SH		SOLE		0	0	3,063
SK Telecom Ltd. ADR	COM	78440p108	209	9,335	SH		SOLE		0	0	9,335
Southern Company	COM	842587107	1,493	27,532	SH		SOLE		0	0	27,532
SPDR Blmbg Barclays Inter Term Treas ETF	COM	78464a672	787	23,675	SH		SOLE		0	0	23,675
SPDR Dow Jones Industrial Average ETF	COM	78467x109	420	1,515	SH		SOLE		0	0	1,515
SPDR Gold Shares ETF	COM	78463v107	444	2,505	SH		SOLE		0	0	2,505
SPDR MSCI EAFE StrategicFactors ETF	COM	78463x434	656	10,600	SH		SOLE		0	0	10,600
SPDR MSCI USA Strategic Factors ETF	COM	78468r812	398	4,205	SH		SOLE		0	0	4,205
SPDR Nuveen Blmbg Barclays ST Muni Bd ETF	COM	78468r739	305	6,125	SH		SOLE		0	0	6,125
SPDR S&P 500 ETF	COM	78462F103	2,619	7,819	SH		SOLE		0	0	7,819
SPDR S&P Dividend ETF	COM	78464a763	1,779	19,248	SH		SOLE		0	0	19,248
SPDR S&P MidCap 400 ETF	COM	78467y107	708	2,090	SH		SOLE		0	0	2,090
SPDR S&P Value ETF	COM	78464a508	3,298	109,220	SH		SOLE		0	0	109,220
State Street Corp.	COM	857477103	231	3,900	SH		SOLE		0	0	3,900
Stryker Corporation	COM	863667101	337	1,617	SH		SOLE		0	0	1,617
Sun Life Financial, Inc.	COM	866796105	235	5,764	SH		SOLE		0	0	5,764
TA Princ III/Managed Risk Balanced ETF	COM	AEG004721	151	11,604	SH		SOLE		0	0	11,604
Taiwan Semiconductor Mfg. Co.	COM	874039100	771	9,510	SH		SOLE		0	0	9,510
Target Corp.	COM	87612E106	304	1,933	SH		SOLE		0	0	1,933
Technology Select Sector SPDR	COM	81369y803	282	2,418	SH		SOLE		0	0	2,418
Thermo Fisher Scientific, Inc.	COM	883556102	9,069	20,541	SH		SOLE		0	0	20,541
Timken Co.	COM	887389104	2,148	39,625	SH		SOLE		0	0	39,625
Truist Financial Corp.	COM	89832q109	268	7,040	SH		SOLE		0	0	7,040
Umpqua Holdings Corp.	COM	904214103	1,038	97,730	SH		SOLE		0	0	97,730
Unilever NV	COM	904784709	614	10,160	SH		SOLE		0	0	10,160
Union Pacific Corp.	COM	907818108	911	4,627	SH		SOLE		0	0	4,627
United Rentals, Inc.	COM	911363109	6,682	38,295	SH		SOLE		0	0	38,295
UnitedHealth Group	COM	91324p102	6,549	21,007	SH		SOLE		0	0	21,007
VanEck Vectors AMT-Free Interm Muni ETF	COM	92189h201	319	6,212	SH		SOLE		0	0	6,212
Vanguard Bd Index - Total Bd Market ETF	COM	921937835	581	6,588	SH		SOLE		0	0	6,588
Vanguard Dividend Appreciation ETF	COM	921908844	10,307	80,111	SH		SOLE		0	0	80,111
Vanguard Emerging Mkts. ETF	COM	922042858	740	17,114	SH		SOLE		0	0	17,114
Vanguard Extended Market ETF	COM	922908652	246	1,900	SH		SOLE		0	0	1,900
Vanguard FTSE All-World (ex. US) ETF	COM	922042775	1,736	34,414	SH		SOLE		0	0	34,414
Vanguard Growth ETF	COM	922908736	1,181	5,187	SH		SOLE		0	0	5,187
Vanguard High Dividend Yield ETF	COM	921946406	1,845	22,795	SH		SOLE		0	0	22,795
Vanguard Index Small Cap ETF	COM	922908751	3,574	23,237	SH		SOLE		0	0	23,237
Vanguard Information Technolog	COM	92204a702	2,100	6,743	SH		SOLE		0	0	6,743
Vanguard Large Cap ETF	COM	922908637	630	4,030	SH		SOLE		0	0	4,030
Vanguard Mega Cap ETF	COM	921910873	7,106	59,262	SH		SOLE		0	0	59,262
Vanguard Mega Cap Growth ETF	COM	921910816	231	1,248	SH		SOLE		0	0	1,248
Vanguard Mid Cap ETF	COM	922908629	4,310	24,450	SH		SOLE		0	0	24,450
Vanguard Mid-Cap Growth ETF	COM	922908538	1,224	6,795	SH		SOLE		0	0	6,795
Vanguard REIT ETF	COM	922908553	387	4,903	SH		SOLE		0	0	4,903
Vanguard Russell 1000 ETF	COM	92206c730	5,448	35,192	SH		SOLE		0	0	35,192
Vanguard Russell 1000 Growth ETF	COM	92206c680	1,422	6,381	SH		SOLE		0	0	6,381
Vanguard Russell 1000 Value ETF	COM	92206c714	838	8,080	SH		SOLE		0	0	8,080
Vanguard Russell 3000 ETF	COM	92206c599	290	1,905	SH		SOLE		0	0	1,905
Vanguard S&P 500 ETF	COM	922908363	2,741	8,910	SH		SOLE		0	0	8,910
Vanguard S&P 500 Growth ETF	COM	921932505	4,082	19,583	SH		SOLE		0	0	19,583
Vanguard S&P 500 Value ETF	COM	921932703	227	2,083	SH		SOLE		0	0	2,083
Vanguard Scottsdale FDS Interm.-Term ETF	COM	92206c870	267	2,792	SH		SOLE		0	0	2,792
Vanguard Small Cap Growth ETF	COM	922908595	419	1,951	SH		SOLE		0	0	1,951
Vanguard Tax-Exempt Bond Index Fund ETF	COM	922907746	347	6,378	SH		SOLE		0	0	6,378
Vanguard Total Stock Market ETF	COM	922908769	12,731	74,749	SH		SOLE		0	0	74,749
Vanguard Value ETF	COM	922908744	479	4,579	SH		SOLE		0	0	4,579
Vanguard World Health Care ETF	COM	92204a504	1,850	9,070	SH		SOLE		0	0	9,070
Verizon Communications	COM	92343V104	933	15,680	SH		SOLE		0	0	15,680
Vertex Pharmaceutical	COM	92532F100	955	3,510	SH		SOLE		0	0	3,510
Visa Inc.	COM	92826c839	1,008	5,042	SH		SOLE		0	0	5,042
Vodafone Group PLC ADR	COM	92857w308	172	12,824	SH		SOLE		0	0	12,824
W D 40 Co.	COM	929236107	466	2,459	SH		SOLE		0	0	2,459
W. P. Carey Inc.	COM	92936u109	2,967	45,530	SH		SOLE		0	0	45,530
Walgreen Boots Alliance Inc.	COM	931427108	302	8,396	SH		SOLE		0	0	8,396
Wal-Mart Stores	COM	931142103	1,021	7,295	SH		SOLE		0	0	7,295
Walt Disney Co	COM	254687106	574	4,625	SH		SOLE		0	0	4,625
Waste Management, Inc.	COM	94106L109	225	1,991	SH		SOLE		0	0	1,991
Williams Companies	COM	969457100	1,641	83,492	SH		SOLE		0	0	83,492
WisdomTree International Hdgd Div Gr ETF	COM	97717x594	1,032	28,220	SH		SOLE		0	0	28,220
WisdomTree U.S. LargeCap Dividend ETF	COM	97717w307	371	3,820	SH		SOLE		0	0	3,820
WisdomTree US Quality Dividend Gr ETF	COM	97717x669	397	8,005	SH		SOLE		0	0	8,005
Workday, Inc. Cl. A	COM	98138h101	290	1,350	SH		SOLE		0	0	1,350
XTrackers MSCI EAFE Hedged Equity ETF	COM	233051200	353	11,536	SH		SOLE		0	0	11,536
Zebra Technologies Corp.	COM	989207105	221	875	SH		SOLE		0	0	875
Zynga Inc., Cl. A	COM	98986t108	694	76,100	SH		SOLE		0	0	76,100